# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-26-036108
**Filing Date:** 2026-3
**Character Count:** 3198273
**Document Hash:** 100973e09437a613eac0329542145868
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-036108.hdr.sgml**: 20260330

**ACCESSION NUMBER**: 0001213900-26-036108

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 27

**CONFORMED PERIOD OF REPORT**: 20260330

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260330

**DATE AS OF CHANGE**: 20260330

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 26811016

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection<br> with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2026-INV2 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

[99.01 AMC Diligence, LLC ("**AMC**") Narrative (Annaly)](ea028376901_ex99-01.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [AMC RA Grades Report](ea028376901_ex99-01sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [AMC Exception Grades Report](ea028376901_ex99-01sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [AMC Valuations Summary Report](ea028376901_ex99-01sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [AMC Supplemental Data Report](ea028376901_ex99-01sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [AMC Business Purpose Report](ea028376901_ex99-01sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [AMC Data Compare Report](ea028376901_ex99-01sch6.htm)

[99.02 Consolidated Analytics, Inc. ("**CA**") Narrative (Annaly)](ea028376901_ex99-02.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [CA Data Compare Report](ea028376901_ex99-02sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [CA Due Diligence Standard Report](ea028376901_ex99-02sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [CA RA Grades Summary](ea028376901_ex99-02sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [CA Valuations Report](ea028376901_ex99-02sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [CA Additional Fields Report](ea028376901_ex99-02sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [CA ATR-QM Report](ea028376901_ex99-02sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [CA Dashboard Report](ea028376901_ex99-02sch7.htm)

[99.03 KPMG LLP AUP Covered Services Report](ea028376901_ex99-03.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
| Date: March 30, 2026 | /s/ Michael Fania | /s/ Michael Fania |
|  | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

![](ex99-01_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans and business purpose loans originated by various parties who are sellers to Bank of America, N.A. or its affiliates (the "Client") through flow or mini-bulk transactions. The Review was conducted on mortgage loans with origination dates from September 2025 through October 2025 via files imaged and provided by the Client for review.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 5 mortgage loans totaling an aggregate original principal balance of approximately $1.558 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Decision System | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio |  |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE:</u>**

AMC reviewed mortgage loan origination documentation to determine conformity with the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

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![](ex99-01_001.jpg)

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

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![](ex99-01_001.jpg)

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE:</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

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Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission
notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business
day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial
and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home
equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR)
outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

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![](ex99-01_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine
if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed
the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement
and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation
agreement and/or governing policies and procedures, AMC's review was limited to formal general statements of entity compliance provided
by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage
loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained
proof of homeownership counseling in connection with a mortgage loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage
loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed,
directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan
originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage
loan contract, security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current
GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement
service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form
was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last
GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing
Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

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iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated
Business Arrangement Disclosure in the mortgage loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership
counselling organizations was obtained no earlier than 30 days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications
on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied
by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance
and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications
on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based
on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

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&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan
Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the
borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR)
underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages
(12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R.
1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and
203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages
made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

---

---

| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

---

---

| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

---

For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

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In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to
receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

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**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
 application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting
 summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
 and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset
 documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales
 contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard
 and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy
 of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary
 Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
 circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right
 of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed
 of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible
 Net Benefit Disclosure;

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination
 Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA
 disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice
 of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
 and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD
 from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
 HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
 TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
 TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
 Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing
 Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain
 other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued. SitusAMC also hereby disclaims any representation or warranty as to accuracy or completeness of the Report, the inclusion or omission of any facts or information, or as to its suitability, sufficiency or appropriateness for the purposes of the transaction parties or investors or the use of the Report in preparation of any other document in connection with the subject transaction.).

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**COMPLIANCE RESULTS SUMMARY**

4 mortgage loans reviewed by AMC have a Compliance grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of<br> Loans** | &nbsp;&nbsp;**% of<br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;4 | &nbsp;&nbsp;80.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;20.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** |

---

**CREDIT RESULTS SUMMARY**

All 5 mortgage loans reviewed by AMC have a Credit grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of<br> Loans** | &nbsp;&nbsp;**% of<br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** |

---

**PROPERTY/VALUATION RESULTS SUMMARY**

All 5 mortgage loans have a Property grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of<br> Loans** | &nbsp;&nbsp;**% of<br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** |

---

**OVERALL REVIEW RESULTS SUMMARY**

All 5 mortgage loans reviewed by AMC have an Overall grade of "B" or higher and 80.00% of the loans by number have an Overall grade of "A".

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** |
| &nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;**# of<br> Loans** | &nbsp;&nbsp;**% of<br> Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;4 | &nbsp;&nbsp;80.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;20.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** |

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**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception<br> Type** | &nbsp;&nbsp;**Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**1** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 5 mortgage loans reviewed, 5 mortgage loans had 8 different tape discrepancies across 4 data fields (some mortgage loans had more than one data delta). The largest variances were found on Investor: Qualifying Total Debt Ratio.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;5 | &nbsp;&nbsp;40.00% | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;5 | &nbsp;&nbsp;20.00% | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;4 | &nbsp;&nbsp;5 | &nbsp;&nbsp;80.00% | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Decision System | &nbsp;&nbsp;1 | &nbsp;&nbsp;5 | &nbsp;&nbsp;20.00% | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**8** | &nbsp;&nbsp;**110** | &nbsp;&nbsp;**7.27%** | &nbsp;&nbsp;**5** |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1558379.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1558379.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1558379.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1558379.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1558379.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1558379.00** | &nbsp;&nbsp;**100.00%** |

---

12 \| P a g e

![](ex99-01_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1558379.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1558379.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;3 | &nbsp;&nbsp;60.00% | &nbsp;&nbsp;$1063339.00 | &nbsp;&nbsp;68.23% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;2 | &nbsp;&nbsp;40.00% | &nbsp;&nbsp;$495040.00 | &nbsp;&nbsp;31.77% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1558379.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$1558379.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$1558379.00** | &nbsp;&nbsp;**100.00%** |

---

13 \| P a g e

## Exhibit 99.01

**Exhibit 99.01 Schedule 1**

---

| |
|:---|
| ![](ex99-01sch1_001.jpg) |
| **Rating Agency Grades** |
| **Run Date - 3/18/2026 11:58:18 AM** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20500 |  | C A |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20008 |  | A |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20499 |  | A |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20003 |  | C A |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20005 |  | C B A |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 2**

---

| |
|:---|
| ![](ex99-01sch2_001.jpg) |
| **Exception Grades** |
| **Run Date - 3/18/2026 11:58:18 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20500 | [Redacted] |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower [redacted] YTD Base pay of $[redacted] from WVOE does not support the monthly average income. Require explanation along with supporting documents to show borrower is making base pay of $[redacted]. |  |  |  | Reviewer Comment (2025-10-16): Income verified through [redacted] on the DU.<br>Buyer Comment (2025-10-14): [redacted] findings for WVOE. | 10/16/2025 |  |  | 1 C A | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20003 | [Redacted] |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Document primary housing amount for qualifying / ratio purpose. |  |  |  | Reviewer Comment (2025-10-31): We have the lease that was converted to [redacted] reflect $[redacted]. Seller provided the converter that converts to $[redacted].<br>Reviewer Comment (2025-10-30): Agreed but the exception pertains more to the obligation disclosed on [redacted] that rent is [redacted] per month We should have a copy of lease or something confirming the rent obligation is [redacted] and not [redacted] (such as copy of lease) as all obligations should be confirmed that affect DTI.<br>Buyer Comment (2025-10-30): Please see [redacted] requirement VOR is required for a manual underwritten loans<br>Buyer Comment (2025-10-30): GUIDELINE [redacted] REFERENCED IS FOR FIRST-TIME HOMEBUYERS. OUR BORROWER IS NOT A FIRST-TIME HOMEBUYER.<br>Reviewer Comment (2025-10-24): As per guide " For Loan Product Advisor to consider a Borrower's rent payment history in the credit assessment. Obtain a verification report of the depository account(s) from which the rent payments are made" so Verification of Rent required. exception remains.<br>Buyer Comment (2025-10-24): [redacted] guidelines attached stating payment history not required with acceptable LP findings & sufficient credit. | 10/31/2025 |  |  | 1 C A | NC | Investment | Purchase | C A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20005 | [Redacted] |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule ([redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. |  |  |  | Buyer Comment (2025-10-10): Borrower acknowledged receipt [redacted]. |  |  | 10/10/2025 | 2 B | NC | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20005 | [Redacted] |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | per Note/Security Instrument/Title, subject address is [redacted]. Per Insurance binder, subject address [redacted]. Required insurance binder with correct address, [redacted]. |  |  |  | Reviewer Comment (2025-10-24): Noted Hazard policy with correct address. exception cleared<br>Buyer Comment (2025-10-24): Updated HOI with corrected address | 10/24/2025 |  |  | 1 C A | NC | Investment | Purchase | C B A |  | N/A | No |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20005 | [Redacted] |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is missing secondary valuation product required for securitization. |  | UCDP document LCA score is missing. Required secondary valuation (CDA) product for securitization. |  |  |  | Reviewer Comment (2025-11-18): CDA is provided in file for subject property. Exception cleared<br>Buyer Comment (2025-11-14): [redacted] | 11/18/2025 |  |  | 1 C A | NC | Investment | Purchase | C B A |  | N/A | No |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 3**

---

| |
|:---|
| ![](ex99-01sch3_001.jpg) |
| **Valuation Report** |
| **Run Date - 3/18/2026 11:58:18 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20500 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20008 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20499 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.00 |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20003 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20005 |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 4**

---

| |
|:---|
| ![](ex99-01sch4_001.jpg) |
| **Supplemental Data** |
| **Run Date - 3/18/2026 11:58:18 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** | **Amortization Term Less IO** |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20500 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.862% | $3941.57 | $3941.57 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15085.87 | 1 | $6523.68 | $2949.96 | $543.64 | $245.83 |  |  |  |  |  | 24.438% | 24.438% | 24.438% | 07/29/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.610% | $0.00 | 1 | DU |  | ApproveEligible | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 38.340% | No | 32 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.35 |  |  | No |  | $0.00 | $9583.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20008 | N/A |  |  |  | No | Yes | $4172.60 | $5964.45 |  | 6.829% | $970.86 | $970.86 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10065.33 | 1 | $1852.68 | $954.48 | $154.39 | $79.54 |  |  |  |  |  | 30.732% | 30.732% | 30.732% | 09/09/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-T - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-T - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-T - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] | $4172.60 |  | 6.540% | $0.00 |  | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 79.590% | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.44 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20499 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.460% | $1957.76 | $1957.76 | 6.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10087.56 | 1 | $2548.08 | $1442.28 | $212.34 | $120.19 |  |  |  |  |  | 28.289% | 28.289% | 28.289% | 09/15/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.220% | $0.00 | 3 | DU |  | ApproveEligible | N/A | No | 6.500% | 0 | 0 | 2 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 59.170% | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59.65 |  | No | No |  | $0.00 | $10906.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20003 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.455% | $1453.76 | $1453.76 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6911.52 | 1 | $1861.56 | $1476.00 | $155.13 | $123.00 |  |  |  |  |  | 35.336% | 35.336% | 35.336% | 08/06/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Military VOE - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.630% | $6500.00 |  | LP / LPA |  | Accept/Eligible | Yes | No | 6.500% | 2 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 42.730% | No | 0 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20005 | N/A |  |  |  | No | Yes | $0.00 |  |  | 6.716% | $1719.04 | $1719.04 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16741.02 | 1 | $3064.56 | $3353.04 | $255.38 | $279.42 |  |  |  |  |  | 39.781% | 39.781% | 39.781% | 09/05/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | [Redacted] |  |  | 6.630% | $0.00 | 1 | LP / LPA |  | Accept/Eligible | No | No | 6.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | [Redacted] | [Redacted] | 100.000% | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 246.31 |  | No | No |  | $0.00 | $7367.79 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |

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## Exhibit 99.01

**Exhibit 99.01 Schedule 5**

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| |
|:---|
| ![](ex99-01sch5_001.jpg) |
| **ASF Addendum - Business Purpose** |
| **Run Date - 3/18/2026 11:58:18 AM** |

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20500 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4731.04 |  | 0.244381 |  |  |  |  |  | $4731.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $543.64 | $245.83 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 818 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 818 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 806 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20008 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1204.79 |  | 0.307320 |  |  |  |  |  | $1204.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $154.39 | $79.54 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/09/2025 | 826 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20499 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2290.29 |  | 0.282886 |  |  |  |  |  | $2290.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $212.34 | $120.19 | Level 2-Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | 09/15/2025 | 816 | Fair Isaac (VER. 2) | 807 | Beacon 5.0 | 801 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | 09/15/2025 | 816 | Fair Isaac (VER. 2) | 809 | Beacon 5.0 | 816 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20003 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1781.89 |  | 0.353363 |  |  |  |  |  | $1781.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $155.13 | $123.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/06/2025 | 787 | Fair Isaac (VER. 2) | 801 | Beacon 5.0 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| [Redacted] | [Redacted] | [Redacted] | OBX2026INV20005 |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2298.84 |  | 0.397813 |  |  |  |  |  | $2298.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $255.38 | $279.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 09/05/2025 | 815 | Fair Isaac (VER. 2) | 801 | Beacon 5.0 | 771 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/05/2025 | 793 | Fair Isaac (VER. 2) | 678 | Beacon 5.0 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 6**

---

| |
|:---|
| ![](ex99-01sch6_001.jpg) |
| **Data Compare (Non-Ignored)** |
| **Run Date - 3/18/2026 10:46:13 AM** |

---

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| [Redacted] | [Redacted] | [Redacted] |  | OBX2026INV20500 | Representative FICO | 774 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| [Redacted] | [Redacted] | [Redacted] |  | OBX2026INV20500 | Investor: Qualifying Total Debt Ratio | 43.74 | 24.43808 | Verified | Field Value DTI matches 1008 DTI. |
| [Redacted] | [Redacted] | [Redacted] |  | OBX2026INV20008 | Investor: Qualifying Total Debt Ratio | 24.109 | 30.73202 | Verified | Field Value DTI matches 1008 DTI |
| [Redacted] | [Redacted] | [Redacted] |  | OBX2026INV20008 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
| [Redacted] | [Redacted] | [Redacted] |  | OBX2026INV20499 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |
| [Redacted] | [Redacted] | [Redacted] |  | OBX2026INV20499 | Investor: Qualifying Total Debt Ratio | 23.53 | 28.28858 | Verified | Per AUS DTI is 28.29% and calculated DTI is 28.29% |
| [Redacted] | [Redacted] | [Redacted] |  | OBX2026INV20003 | Investor: Qualifying Total Debt Ratio | 27.306 | 35.33631 | Verified | Field Value DTI is within tolerance of 1008 DTI of 36.254%. |
| [Redacted] | [Redacted] | [Redacted] |  | OBX2026INV20005 | Note Date |  | [Redacted] | Verified | Field Value reflects Note Date per the Note |

---

## Exhibit 99.02

**Exhibit 99.02**

**EXECUTIVE SUMMARY<br> Third Party Due Diligence Review**

**Overview**

Consolidated Analytics, Inc ("Consolidated Analytics"), a third-party due diligence provider, performed the review described below on residential mortgage loans acquired by Bank of America, N.A. through a bulk purchase. The review included a total of 1,052 newly originated residential mortgage loans acquired through a bulk purchase in connection with the securitization identified as OBX 2026-INV2 (the "Securitization"). Credit, Compliance, Property Valuation, and Data Integrity reviews were performed on a population of 1,025 loans. Credit, Compliance, Property Valuation, Data Integrity, and Tax and Title reviews were performed on a population of 27 loans. The Review was conducted from August 2025 through March 2026 on mortgage loans originated between July 2025 and February 2026.

**Scope of Review**

**Credit Review**

Consolidated Analytics performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The Credit Review attempted to confirm the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. QM or ATR Validation / Review of 8 Key Underwriting Factors

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Income / Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate borrower(s) monthly gross income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate funds required to close, required reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of income and asset verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Employment Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review file documentation for required level of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Monthly Mortgage Payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Confirm program, qualifying rate, terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Simultaneous Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate all concurrent loans are included in the DTI to properly assess the ability to repay

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Mortgage Related Obligations: PITI, HOA, PMI, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate subject loan monthly payment (PITI) and associated obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Debts / Obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate monthly recurring liabilities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. DTI and/or Residual Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Validate debt-to-income ratio (DTI) based upon income and debt documentation provided in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Documentation meets Appendix Q requirements for QM Loans

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Credit History

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Review credit report for credit history and required credit depth including any / all inquiries

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Determine representative credit score from credit report

&nbsp;&nbsp;&nbsp;&nbsp;b. Validate loan-to-value (LTV) and combined loan-to-value

&nbsp;&nbsp;&nbsp;&nbsp;c. Review borrower's occupancy

&nbsp;&nbsp;&nbsp;&nbsp;d. Validation through third party resource of the subject properties most recent twelve (12) month sales
history

&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm sufficient evidence in loan file, by reviewing the underwriter's decision to approve the
loan based upon the borrows income, debt, and credit history, to support borrower's willingness and ability to repay the debt

&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that Final 1003 is sufficiently completed

&nbsp;&nbsp;&nbsp;&nbsp;g. Provide Audit 1008 with accurate data based on file documentation

&nbsp;&nbsp;&nbsp;&nbsp;h. Confirm Loan Approval conditions were met

&nbsp;&nbsp;&nbsp;&nbsp;i. Review condominium questionnaire to verify all information is complete, prepared by an authorized representative,
and address any red flags that may deem condominium project ineligible

&nbsp;&nbsp;&nbsp;&nbsp;j. General QM for any loans originated under the GQM Rule

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Pricing Thresholds:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Pricing for First Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 3.5% for a first-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. 6.5% for a first-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Pricing for Subordinate Lien Loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 3.5% for a subordinate-lien covered transaction with a loan amount greater than or equal to the applicable dollar amount threshold;
and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a subordinate-lien covered transaction with a loan amount less than the applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Pricing for Manufactured Homes:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. 2.25% for a first-lien covered transaction secured by a manufactured home with a loan amount equal to or greater than the applicable
dollar amount threshold; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. 6.5% for a covered transaction secured by a manufactured home with a loan amount less than applicable dollar amount threshold.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Consider Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Consumer's current or reasonably expected income or assets (other than the value of the dwelling that secures the loan;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The consumer's debt obligations, alimony, child support; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o The monthly DTI or residual income.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Verification of Income and Assets:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification in compliance with one of the "safe harbor" guidelines will meet the QM verification requirement. A creditor
is allowed to "mix and match" provisions of the different guidelines rather than only apply one guideline per loan.

The specific guidelines that the CFPB is designating for the safe harbor are: The GQM Rule provides that if the creditor verifies the consumer's income or assets, debt obligations, alimony, child support, and monthly DTI or residual income by meeting the standards of certain specified third-party underwriting manuals, then a creditor is presumed to have complied with the verification requirement. These specified manuals are:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapters B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Sections 5102 through 5500 of the Freddie Mac Single-Family Seller/Servicer Guide, published June 10, 2020;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sections II.A.1 and II.A.4-5 of the Federal Housing Administration's Single Family Housing Policy Handbook, issued October 24,
2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Chapter 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February 22, 2019;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Chapter 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct Single Family Housing Program, revised
March 15, 2019; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Chapters 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single Family Guaranteed Loan Program, revised
March 19, 2020.

**Compliance Review**

Consolidated Analytics performed a "Compliance Review" to determine, as applicable, to the extent possible and subject to the caveats below, whether the loan complies with applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. In relation to cash out refinances of investment property loans, documentation provided in the loan file will be reviewed only to validate the use of cash out proceeds for business purposes at the origination/consummation of the loan. In the event use of proceeds cannot be validated, or are deemed to be utilized for consumer purposes, the loan would then be subject to a "Compliance Review" of applicable regulatory requirements as noted below, each as amended, restated and/or replaced from time to time. The Compliance Review included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Test Loan Estimate(s) for accuracy and completeness as well as timing requirements as required by TRID
Regulations

&nbsp;&nbsp;&nbsp;&nbsp;b. Test Closing Disclosure(s) for accuracy and completeness as well as timing requirements as required by
TRID Regulations

&nbsp;&nbsp;&nbsp;&nbsp;c. Tolerance Testing

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare Loan Estimate and Closing Disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Identify Tolerance Violations and applicable cost to cure

&nbsp;&nbsp;&nbsp;&nbsp;d. Comprehensive review of Closing Disclosure to determine transaction accuracy

&nbsp;&nbsp;&nbsp;&nbsp;e. Recalculation of APR and Finance Charge

&nbsp;&nbsp;&nbsp;&nbsp;f. Testing of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal High Cost Mortgage provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Federal Higher Priced Mortgage Loans provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Local and/or State Anti-predatory and High Cost provisions

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. HOEPA Points and Fees

&nbsp;&nbsp;&nbsp;&nbsp;g. Determine whether specified federal disclosures were provided timely based upon comparison of the application
date to the dates on such disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Service Provider List

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Home Ownership Counselling Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ARM Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;h. Compliance with QM as it relates to:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Points & Fees Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment Penalty Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Product Eligibility Testing

&nbsp;&nbsp;&nbsp;&nbsp;i. Notice of Right to Cancel (Rescission) Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm transaction date, expiration date, and disbursement date

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Confirm document is properly executed by all required parties to the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the correct Right of Rescission document was executed for the transaction
type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm a full three (3) day rescission period was provided to the borrower

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm through NMLS the loan originator and originating firm's license status was active and properly
disclosed on appropriate loan documents

&nbsp;&nbsp;&nbsp;&nbsp;k. Check the Loan participants against the exclusionary list provided by Client or by the purchaser of the
Loan(s)

&nbsp;&nbsp;&nbsp;&nbsp;l. Review closing documents to ensure that the Mortgage Loan information is complete, accurate, and consistent
with other documents; Confirm collateral documents have been recorded or sent for recording

The Compliance Review did not include any federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consolidated Analytics are dependent upon its receiving complete and accurate data regarding the loans from loan originators and other third parties upon which Consolidated Analytics is relying in reaching such findings.

**Valuation Review**

Consolidated Analytics performed a "Valuation Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;a. Review original appraisal, determination that property is in "average" condition or better,
or property requires cosmetic improvements (as defined by the appraiser) that do not affect habitability. Should an area of concern be
identified with the condition of the property, Consolidated Analytics will alert Client.

&nbsp;&nbsp;&nbsp;&nbsp;b. Review appraisal, determination that property is completely constructed and appraisal is on an "as
is basis," or property is identified as not completely constructed by originating appraiser.

&nbsp;&nbsp;&nbsp;&nbsp;c. Review and determine if the appraisal report was performed on appropriate GSE forms and if the appraiser
indicated in the body of the subject appraisal that the appraisal conforms to USPAP standards.

&nbsp;&nbsp;&nbsp;&nbsp;d. Review and determine the relevance of the comparable properties and ensure that a rational and reliable
value was provided and supported as of the effective date of the Origination Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;e. Review adjustments (line item, net and gross adjustments) to ensure they are reasonable.

&nbsp;&nbsp;&nbsp;&nbsp;f. Ensure that the appraisal conforms to the guidelines provided from the Client.

&nbsp;&nbsp;&nbsp;&nbsp;g. Review appraisal to ensure all required documents were included.

&nbsp;&nbsp;&nbsp;&nbsp;h. Review location map provided within the appraisal for external obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;i. Ensure highest and best use and zoning complies with guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j. Confirm there are no marketability issues that affect the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;k. Ensure subject property does not suffer any functional obsolescence.

&nbsp;&nbsp;&nbsp;&nbsp;l. Where applicable, determine if the file did not contain the appraisal or other valuation method and a
review could not be performed.

&nbsp;&nbsp;&nbsp;&nbsp;m. Additional valuation products were not required when the CU score provided was 2.5 or below or the appraisal
LCA risk score was eligible for Collateral Rep and Warranty relief. In the event the CU score was greater than 2.5 or the LCA score was
not eligible for R&W relief, an additional valuation product was obtained to confirm value was supported within 10% tolerance. In
some instances, based on guidance from the seller, CDA's were ordered on loans that had an acceptable CU score or R&W eligibility.

Consolidated Analytics applied a cascade methodology to determine if the original appraised value was reasonably supported when compared to an independent third party valuation product.

For loans reviewed in a post-close valuation review scenario (1,052 loans in total):

Six hundred (600) loans had CU scores of 2.5 or less or were eligible for Collateral Rep and Warranty relief.

Three (3) loans had a Secondary Appraisal, three hundred ninety-eight (398) loans had an AVM, eleven (11) loans had an exterior-only appraisal, zero (0) loans had a Field Review, and one hundred eighty-eight (188) loans had Desktop Reviews. Consolidated Analytics has independent access to the Desktop Reviews ordered by the Aggregator.

If a loan with an AVM or Desktop Review fell outside of a -10% tolerance, or was inconclusive, then an additional valuation product was completed. There were forty-two (42) occurrences of this.

Product totals may not sum due to multiple products for each loan.

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the one thousand and fifty-two (1,052) mortgage loans reviewed, nine hundred seventy-nine (979) unique mortgage loans (93.06% by loan count) had a total of two thousand fifty-two (2,452) discrepancies across forty-four (44) data fields. A blank or zero value on the data tape when an actual value was captured by Consolidated Analytics was not treated as a data variance.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Fields Reviewed** | &nbsp;&nbsp;**Discrepancy<br> Count** | &nbsp;&nbsp;**Percentage** |
| &nbsp;&nbsp;Total Qualified Assets Post-Close | &nbsp;&nbsp;721 | &nbsp;&nbsp;29.40% |
| &nbsp;&nbsp;Escrow Waiver in File | &nbsp;&nbsp;421 | &nbsp;&nbsp;17.17% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;291 | &nbsp;&nbsp;11.87% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;204 | &nbsp;&nbsp;8.32% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;181 | &nbsp;&nbsp;7.38% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;180 | &nbsp;&nbsp;7.34% |
| &nbsp;&nbsp;Total Closing Costs | &nbsp;&nbsp;84 | &nbsp;&nbsp;3.43% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;64 | &nbsp;&nbsp;2.61% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;47 | &nbsp;&nbsp;1.92% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;38 | &nbsp;&nbsp;1.55% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;26 | &nbsp;&nbsp;1.06% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;18 | &nbsp;&nbsp;0.73% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;17 | &nbsp;&nbsp;0.69% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;17 | &nbsp;&nbsp;0.69% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;16 | &nbsp;&nbsp;0.65% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;13 | &nbsp;&nbsp;0.53% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.45% |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.45% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;9 | &nbsp;&nbsp;0.37% |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.29% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.29% |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.29% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.20% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Seller Name | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Originator Doc Type | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Borrower 4 Origination FICO | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.16% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;Percent of Borrower's Funds for Down Payment | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.12% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Borrower 1 Marital Status | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Borrower 2 Marital Status | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.04% |
| &nbsp;&nbsp;Borrower 3 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.04% |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.04% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.04% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.04% |
| &nbsp;&nbsp;Risk Assessment | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.04% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**2452** | &nbsp;&nbsp;**100.00%** |

---

**TAX AND TITLE REVIEW RESULTS SUMMARY**

Twenty-seven (27) loans within the population had Tax and Title reviews, of which, none were found to have defects that could impact current lien position.

**Summary of Results**

**OVERALL RESULTS SUMMARY**

**Final Loan Grades**

---

| | | | |
|:---|:---|:---|:---|
| **Overall Loan Results:** | **Overall Loan Results:** | **Overall Loan Results:** | |
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
| Event Grade A | 946 | $353782708.00 | 89.92% |
| Event Grade B | 106 | $37357459.00 | 10.08% |
| Event Grade C | 0 | $0.00 | 0% |
| Event Grade D | 0 | $0.00 | 0% |
| **Total Sample** | 1052 | $391140167.00 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Credit Results:** | **Credit Results:** | **Credit Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 1039 | 98.76% |
| Event Grade B | 13 | 1.24% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 1052 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Compliance Results:** | **Compliance Results:** | **Compliance Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 1039 | 98.76% |
| Event Grade B | 13 | 1.24% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 1052 | 100.00% |

---

---

| | | |
|:---|:---|:---|
| **Valuation Results:** | **Valuation Results:** | **Valuation Results:** |
| Event Grade | Loan Count | Percent of Sample |
| Event Grade A | 971 | 92.30% |
| Event Grade B | 81 | 7.70% |
| Event Grade C | 0 | 0% |
| Event Grade D | 0 | 0% |
| **Total Sample** | 1052 | 100.00% |

---

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Exception Type | &nbsp;&nbsp;Exception Level Grade | &nbsp;&nbsp;Exception Category | &nbsp;&nbsp;Total |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Data Tape Not Provided | &nbsp;&nbsp;1037 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Fraud Report not Provided | &nbsp;&nbsp;295 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;HMDA Discrepancy(s) Noted | &nbsp;&nbsp;159 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing verification of taxes, insurance, and/or HOA fees for non-subject property | &nbsp;&nbsp;66 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;35 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Credit Report is Incomplete | &nbsp;&nbsp;31 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;22 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Title Document Missing | &nbsp;&nbsp;14 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Business Purpose Affidavit/Disclosure Missing | &nbsp;&nbsp;12 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;The Total Hazard Coverage is LESS than the Required Coverage Amount | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing US Patriot Act Disclosure or ID | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 2 3rd Party VOE Prior to Close Missing | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;AUS Partially Provided | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Audited Reserves are less than AUS Required Reserves (Dollar Amount) | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing VOM or VOR | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Borrower 1 Executed 4506-T Missing | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;A | &nbsp;&nbsp;Fraud Report Shows Uncleared Alerts | &nbsp;&nbsp;7 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;No Credit Findings | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Borrower 2 Executed 4506-T Missing | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;PUD Rider is Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Asset Qualification Does Not Meet Guideline Requirements | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;AUS Not Provided | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Borrower 1 W2/1099 Missing | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Verification of Borrower Liabilities Missing or Incomplete | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Missing income documentation | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Potential Fraud Reflected on Fraud Report | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Missing Property Tax Cert | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Rent Loss Insurance Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Borrower 1 Tax Returns Not Signed | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;The Deed of Trust is Incomplete | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Missing Verification of Mortgage | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;HO6 Master Insurance Policy is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Hazard Insurance Policy is Missing | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Income/Employment General | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Missing Credit Report Supplement | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Missing explanation and supporting documentation for large deposit(s) | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Asset 1 Does Not Meet Guideline Requirements | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Missing final HUD-1 from sale of non-subject property | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;HO-6 Insurance Policy is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;SCIF Document Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited Reserves are less than Guideline Required Reserves (Number of Months) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 1 Expired | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;The Final 1003 is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Housing History Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;OFAC Check Not Completed and/or Cleared | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Income 3 Months Income Verified is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 2 Credit Report is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset Documents are Incomplete | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 2 Expired | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 2 IRS Transcripts Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 4 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 2 Non-US Citizen Identification Document Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 Personal Tax Returns Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower Non-US Citizen Identification Document Missing | &nbsp;&nbsp;2 |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Other Property Insurance Policy Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower residency documentation not provided or issue with documentation | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 Photo Identification not provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited Interested Party Contribution Exceeds Guideline Program Maximum | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Satisfactory Chain of Title not Provided | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 2 Does Not Meet Guideline Requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Second Home Rider is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 Credit Report is Expired | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;The Deed of Trust is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited Reserves are less than AUS Required Reserves (Number of Months) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;The Note is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;All Interested Parties Not Checked with Exclusionary Lists | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Audited AUS Interested Party Contribution Exceeds Guideline Program Maximum | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Assets do not meet guideline requirements | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Borrower 1 IRS Transcripts Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Flood Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;1-4 Family Rider is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Asset 5 Does Not Meet Guideline Requirements | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Employment Gaps in Employment Without Sufficient Explanation | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;The Note is Incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 Business Tax Returns Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Flood Insurance Minimum Coverage Not Met | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 1 CPA Letter Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Asset 1 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Closing/Final Verbal VOE | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Title Coverage is Less than Subject Lien | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Audited HCLTV Exceeds AUS HCLTV | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 Tax Returns Not Signed | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Purchase is not considered to be an Arm's Length Transaction | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Borrower 2 W2/1099 Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Hazard Insurance Policy is Partial | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Missing Income - Business Tax Returns | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;HO6 Insurance Policy Effective Date is after the Note Date | &nbsp;&nbsp;1 |

---

---

| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;Borrower 2 WVOE Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 2 Citizenship Documentation not provided | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing letter of explanation | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Audited FICO is less than AUS FICO | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Letter of Explanation (Assets) | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;FEMA Declared Disaster - For Information Only | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Letter of Explanation (Credit) | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;ATR: Current Employment Not Verified | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Payment History | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Purchase Contract is Expired | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Personal Guaranty | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 1 Paystubs Less Than 1 Month Provided | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower has less than 2 FICO scores and does not meet minimum required to be scored. | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Audited CLTV Exceeds AUS CLTV | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Tax Cert | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Asset 3 Expired | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Taxpayer First Act Disclosure | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;The Final 1003 is Incomplete | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Trust Agreement | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;The Initial 1003 is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Asset 4 Expired | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 1 1040 Schedule E Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 1 Credit Report is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Borrower 2 Credit Report is Incomplete | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Audited LTV Exceeds AUS LTV | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Income 1 Months Income Verified is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Condo Rider is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Income 4 Months Income Verified is Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Condominium Project is Non-Warrantable | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Flood Certificate Missing | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Credit Grade (A) Exceptions:*** | &nbsp;&nbsp;***1981*** |
|  | &nbsp;&nbsp;Audited DTI Exceeds AUS DTI | &nbsp;&nbsp;5 |
|  | &nbsp;&nbsp;Audited DTI Exceeds Guideline DTI | &nbsp;&nbsp;5 |
|  | &nbsp;&nbsp;Hazard Insurance Effective Date is after the Disbursement Date | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Income and Employment Do Not Meet Guidelines | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;AUS Partially Provided | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***13*** |
| &nbsp;&nbsp;Compliance &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Required Affiliated Business Disclosure | &nbsp;&nbsp;76 |

---

---

| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | &nbsp;&nbsp;47 |
|  | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;20 |
|  | &nbsp;&nbsp;eSigned Documents Consent is Missing | &nbsp;&nbsp;10 |
|  | &nbsp;&nbsp;No Compliance Findings | &nbsp;&nbsp;9 |
|  | &nbsp;&nbsp;Initial Closing Disclosure Delivery Date Test | &nbsp;&nbsp;7 |
|  | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;7 |
|  | &nbsp;&nbsp;Lender Credits That Cannot Decrease Test | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;Initial Loan Estimate Delivery Date Test (from application) | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;Homeownership Counseling Disclosure Is Missing | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;Escrow Waiver is Missing | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;Missing Initial Escrow Disclosure | &nbsp;&nbsp;3 |
|  | &nbsp;&nbsp;Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;Intent to Proceed is Missing | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;TRID Post-Consummation Reason for Redisclosure Validation Test | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;Or. Rev. Stat. Ann. § 746.201 Collateral Protection Notice was not provided (Disclosure Page v2) | &nbsp;&nbsp;2 |
|  | &nbsp;&nbsp;The Note is Not Executed | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Collateral Protection Act, Mo. Rev. Stat. §§ 427.120; 427.125 - Collateral Protection Notice was not provided | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;RESPA Homeownership Counseling Organizations Disclosure Date Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;TILA Post-Consummation Revised Closing Disclosure Finance Charge Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Settlement Cost Booklet has not been entered | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;TRID "Section A. Origination Charges" Validation Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Dual Broker Compensation Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Initial Closing Disclosure Delivery Date and Changed Circumstances Date Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;TRID Disclosure Delivery Date Validation Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Post-Consummation Cure Reimbursement and Revised Closing Disclosure Delivery Date Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Qualified Mortgage Lending Policy Points and Fees Test | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;Missing Credit Score Disclosure (FACTA) | &nbsp;&nbsp;1 |
|  | &nbsp;&nbsp;***Total Compliance Grade (A) Exceptions:*** | &nbsp;&nbsp;***211*** |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That Cannot Increase Test | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Qualified Mortgage Safe Harbor Threshold | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Charges That In Total Cannot Increase More Than 10% Test | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;Temporary Buydown Agreement was not provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***13*** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Third Party Valuation Product Not Provided within 10% Tolerance | &nbsp;&nbsp;447 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;No Property Findings | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;HOA Questionnaire is Missing | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;HOA Does Not Meet Guidelines | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Subject property appraisal is not on an as-is basis (Primary Value) | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Appraisal is Missing | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property/Appraisal General | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Property Inspection Waiver Used at Origination | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;FEMA Post Disaster Inspection Report not Provided | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;The appraiser was not licensed (Primary Value) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;1004D Completion Report is not on an as-is basis | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Condo Approval Missing | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;Missing Private Road Maintenance Agreement | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;A | &nbsp;&nbsp;***Total Property Grade (A) Exceptions:*** | &nbsp;&nbsp;***473*** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property Inspection Waiver Used at Origination | &nbsp;&nbsp;81 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***81*** |

---

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grades** | &nbsp;&nbsp;**Valuation Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 1**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| OBX2026INV20002 |  | Borrower 1 SSN | XXX | XXX | Confirmed |
| OBX2026INV20002 |  | Total Qualified Assets Post-Close | 234821.44 | 292122.3 | Confirmed with system calculations. |
| OBX2026INV20032 |  | Qualifying FICO | 682 | 0 | Mid fico score has been confirmed through true data |
| OBX2026INV20041 |  | Property Address | XXX | XXX | Validated XXX with documents provided. |
| OBX2026INV20041 |  | Borrower 2 Self-Employment Flag | Yes | No | Validated B2 self-employment with Schedule C's provided for XXX and XXX |
| OBX2026INV20041 |  | Qualifying FICO | 793 | 0 | Validated qualyfing FICO with credit report provided. |
| OBX2026INV20007 |  | Total Qualified Assets Post-Close | 48792.9 | 123096.74 | Per asset documents |
| OBX2026INV20053 |  | Qualifying FICO | 784 | 0 | The Qualifying FICO is XXX |
| OBX2026INV20039 |  | Qualifying FICO | 789 | 0 | Subject Fico score is correct |
| OBX2026INV20030 |  | Qualifying FICO | 795 | 0 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20030 |  | Qualifying LTV | 72.78 | 73 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20030 |  | Qualifying CLTV | 72.78 | 73 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20036 |  | Qualifying FICO | 755 | 0 | Validated Qualifying FICO with credit reports provided. |
| OBX2026INV20046 |  | Qualifying FICO | 796 | 0 | Confirmed with credit report. |
| OBX2026INV20060 |  | Qualifying FICO | 775 | 0 | Validated Qualifying FICO with credit report provided. |
| OBX2026INV20059 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20059 |  | Qualifying FICO | 794 | 0 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20062 |  | Total Qualified Assets Post-Close | 14153.49 | 75382.9 | Validated assets post close with documents provided. |
| OBX2026INV20031 |  | Total Qualified Assets Post-Close | 380616.76 | 50000 | Validated assets post close with documents provided. |
| OBX2026INV20034 |  | Qualifying CLTV | 66.14 | 67 | XXX is the actual LTV/CLTV. XXX is rounded by the AUS. |
| OBX2026INV20034 |  | Qualifying LTV | 66.14 | 67 | XXX is the actual LTV/CLTV. XXX is rounded by the AUS. |
| OBX2026INV20034 |  | Total Qualified Assets Post-Close | 133239.3 | 133239.29 | . |
| OBX2026INV20033 |  | Total Qualified Assets Post-Close | 470222.21 | 100268.65 | Assets are confirmed |
| OBX2026INV20042 |  | Borrower 1 Self-Employment Flag | Yes | No | Per income docs |
| OBX2026INV20042 |  | Qualifying FICO | 760 | 783 | Per credit report |
| OBX2026INV20042 |  | Total Qualified Assets Post-Close | 72845.95 | 138602.72 | Per Assets |
| OBX2026INV20058 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20058 |  | Total Qualified Assets Post-Close | 45727.35 | 57091.07 | Post close assets are correct |
| OBX2026INV20064 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20064 |  | Total Qualified Assets Post-Close | 41266.56 | 149474.81 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20069 |  | Total Closing Costs | 11737.27 | 2563.22 | True data amount is reflected on the final closing CD. |
| OBX2026INV20069 |  | Primary Appraised Property Value | $XXX | $XXX | True data appraised value validated with appraisal provided. |
| OBX2026INV20069 |  | Total Qualified Assets Post-Close | 762538.17 | 853511 | True data is funds available after closing. |
| OBX2026INV20070 |  | Property Address | XXX | XXX | Due to caps |
| OBX2026INV20070 |  | Total Qualified Assets Post-Close | 33435.68 | 33435.63 | Confirmed with system calculations |
| OBX2026INV20038 |  | Total Closing Costs | 12778.83 | 2666.52 | Discrepancy is due to data entry, True data is correct |
| OBX2026INV20038 |  | Total Qualified Assets Post-Close | 49699.76 | 239694.88 | Discrepancy is due to data entry, True data is correct |
| OBX2026INV20072 |  | Total Qualified Assets Post-Close | 108424.4 | 247464.75 | Per assets |
| OBX2026INV20048 |  | Total Closing Costs | 9670.77 | 4000 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20048 |  | Qualifying FICO | 806 | 0 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20048 |  | Total Qualified Assets Post-Close | 271450.7 | 418368.46 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20047 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20047 |  | Qualifying LTV | 74.96 | 74.95 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20047 |  | Qualifying CLTV | 74.96 | 74.95 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20047 |  | Total Qualified Assets Post-Close | 217185.58 | 359686.99 |  |
| OBX2026INV20055 |  | Total Qualified Assets Post-Close | 22257.74 | 143852.55 | Per assets |
| OBX2026INV20067 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20067 |  | Total Qualified Assets Post-Close | 120617.47 | 420787 | assets are confirmed |
| OBX2026INV20022 |  | Total Qualified Assets Post-Close | 35474.02 | 104302.83 | Discrepancy is due to data entry, True data i s correct |
| OBX2026INV20020 |  | Qualifying FICO | 817 | 0 | True data is the borrower's mid score. |
| OBX2026INV20065 |  | Property Address | XXX | XXX | per note |
| OBX2026INV20065 |  | Total Qualified Assets Post-Close | 61568.96 | 383018.6 | assets after closing costs |
| OBX2026INV20085 |  | Occupancy | Investment | Primary Residence | per Final 1003 |
| OBX2026INV20085 |  | Qualifying FICO | 801 | 0 | per credit report |
| OBX2026INV20085 |  | Total Qualified Assets Post-Close | 111641.32 | 241935.82 | assets after cloing |
| OBX2026INV20079 |  | Total Qualified Assets Post-Close | 95986.55 | 166959.17 | Data mismatch. Review is reserves. Tape is total assets. |
| OBX2026INV20109 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20109 |  | Total Qualified Assets Post-Close | 125469.19 | 269418.34 | Post close assets are correct |
| OBX2026INV20025 |  | Qualifying CLTV | 68.39 | 69 | True data verified per appraisal and loan documents. |
| OBX2026INV20025 |  | Qualifying LTV | 68.39 | 69 | True data verified per appraisal and loan documents. |
| OBX2026INV20078 |  | Property Address | XXX | XXX | Validated XXX with documents provided. |
| OBX2026INV20078 |  | Borrower 1 FTHB | true | false | Validated B1 is a first time homebuyer. Credit report does not reflect any mortgages. |
| OBX2026INV20078 |  | Total Qualified Assets Post-Close | 357987.65 | 510433.6 | Validated assets post close with asset documents provided. |
| OBX2026INV20081 |  | Total Closing Costs | 16790.85 | 575 | Validated XXX with final CD. |
| OBX2026INV20081 |  | Total Qualified Assets Post-Close | 480335.72 | 678830.62 | Validated assets post close with asset documents provided. |
| OBX2026INV20099 |  | Property Address | XXX | XXX | Validated XXX with documents provided. |
| OBX2026INV20099 |  | Total Qualified Assets Post-Close | 373526.53 | 504412.6 | Validated total assets post close with documents provided. |
| OBX2026INV20077 |  | Property Address | XXX | XXX | Discrepancy due to data entry, True data is correct. |
| OBX2026INV20077 |  | Total Closing Costs | 23647.73 | 35998 | Discrepancy due to data entry, True data is correct. |
| OBX2026INV20077 |  | Total Qualified Assets Post-Close | 781643.6 | 910867.51 | Discrepancy due to data entry, True data is correct. |
| OBX2026INV20103 |  | Total Qualified Assets Post-Close | 58283.1 | 238486.66 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20087 |  | Total Closing Costs | 16340.67 | 7000 | per CD |
| OBX2026INV20087 |  | Total Qualified Assets Post-Close | 738860.29 | 983375.69 | assets available after closing |
| OBX2026INV20071 |  | Total Qualified Assets Post-Close | 864830.19 | 86999.18 | Discrepancy is due to data entry, True data is correct |
| OBX2026INV20083 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20083 |  | Number of Units | 2 | 1 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20083 |  | Total Qualified Assets Post-Close | 244155.99 | 344030.22 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20107 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20088 |  | Total Closing Costs | 18812.79 | 10150 | True data verified per final CD. |
| OBX2026INV20088 |  | Borrower 1 Self-Employment Flag | Yes | No | True data verified per tax returns. |
| OBX2026INV20088 |  | Total Qualified Assets Post-Close | 203957.65 | 288228.91 | True data verified per bank Statements. |
| OBX2026INV20090 |  | Total Qualified Assets Post-Close | 1997994.51 | 1315246 | True data verified per bank Statements. |
| OBX2026INV20100 |  | Property Address | XXX | XXX | per Note |
| OBX2026INV20100 |  | Total Closing Costs | 8828 | 7789.7 | per CD |
| OBX2026INV20100 |  | Borrower 2 First Name | XXX | XXX | capitalization |
| OBX2026INV20100 |  | Total Qualified Assets Post-Close | 134231.9 | 217851.13 | assets available after closing vs assets verified before closing |
| OBX2026INV20035 |  | Total Closing Costs | 20566.93 | 3732 | Closing costs from the borrower is XXX per final cd located in dd2 on pg. XXX |
| OBX2026INV20035 |  | Total Qualified Assets Post-Close | 313317.13 | 1115283.18 | Post close assets are correct |
| OBX2026INV20075 |  | Qualifying LTV | 71.43 | 71.42 | LTV/CLTV is rounded up |
| OBX2026INV20075 |  | Qualifying CLTV | 71.43 | 71.42 | LTV/CLTV is rounded up |
| OBX2026INV20075 |  | Total Qualified Assets Post-Close | 41430.2 | 45031.92 | Post close assets are correct |
| OBX2026INV20131 |  | Total Qualified Assets Post-Close | 868221.32 | 870559.05 | Per verified assets |
| OBX2026INV20127 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20127 |  | Borrower 1 Self-Employment Flag | Yes | No | Confirmed SE on K-1s in file. |
| OBX2026INV20127 |  | Borrower 2 Self-Employment Flag | Yes | No | Confirmed SE on K-1s in file. |
| OBX2026INV20127 |  | Qualifying FICO | 789 | 0 | Confirmed qualifying score on DU in file. |
| OBX2026INV20073 |  | Property Address | XXX | XXX | Difference is case. |
| OBX2026INV20073 |  | Qualifying FICO | 776 | 0 | Review data is correct per credit report. |
| OBX2026INV20123 |  | Number of Units | 2 | 1 | REview data is correct per appraisal and leases in file. |
| OBX2026INV20123 |  | Total Closing Costs | 8946.04 | 6400 | Review data is correct per final CD. |
| OBX2026INV20126 |  | Property Address | XXX | XXX | True data verified per Note. |
| OBX2026INV20126 |  | Total Qualified Assets Post-Close | 49639.83 | 135580.69 | True data verified per bank Statements. |
| OBX2026INV20116 |  | Property Address | XXX | XXX | per Note |
| OBX2026INV20116 |  | Borrower 1 First Name | XXX | XXX | per Note |
| OBX2026INV20116 |  | Total Qualified Assets Post-Close | 120913.3 | 204460.54 | assets after closing |
| OBX2026INV20093 |  | Property Address | XXX | XXX | per Note |
| OBX2026INV20093 |  | Total Qualified Assets Post-Close | 376506.31 | 605871.86 | assets prior to closing |
| OBX2026INV20121 |  | Total Qualified Assets Post-Close | 41368.46 | 54346.5 | Qualified assets after XXX funds to close. |
| OBX2026INV20029 |  | Qualifying FICO | 770 | 0 | Validated Qualifying FICO with credit report provided. |
| OBX2026INV20026 |  | Qualifying FICO | 788 | 0 | Validated Qualifying FICO with credit report provided. |
| OBX2026INV20026 |  | Qualifying CLTV | 54.72 | 55 | Validated CLTV with documents provided. |
| OBX2026INV20026 |  | Qualifying LTV | 54.72 | 55 | Validated LTV with documents provided. |
| OBX2026INV20086 |  | Total Closing Costs | 8439.48 | 23225 | Per post close CD, the closing costs is $XXX. |
| OBX2026INV20086 |  | Borrower 1 Self-Employment Flag | Yes | No | Tax returns verify B1 is self-XXX. |
| OBX2026INV20086 |  | Qualifying FICO | 797 | 0 | Per credit report, the FICO score is XXX |
| OBX2026INV20086 |  | Total Qualified Assets Post-Close | 118698.88 | 218302.6 | Per asset documentation, total assets post close are $XXX. |
| OBX2026INV20132 |  | Total Qualified Assets Post-Close | 105677.57 | 105630.34 | Validated post close reserves are insuffiicent to cover closing costs and reserves. |
| OBX2026INV20113 |  | Total Qualified Assets Post-Close | 62614.72 | 72675.35 | Asserts are approved |
| OBX2026INV20027 |  | Total Closing Costs | 14673.68 | 4401 | per final CD (included debts paid at closing) vs Seller paid Discount Fee. |
| OBX2026INV20027 |  | Total Qualified Assets Post-Close | 21228.72 | 96024.33 | per bank Statements |
| OBX2026INV20130 |  | Total Qualified Assets Post-Close | 254174.39 | 363256.04 | Data mismatch. Review is after ccash to close and tape is total assets. |
| OBX2026INV20101 |  | Property Address | XXX | XXX | Review data is correct per note. |
| OBX2026INV20101 |  | Total Qualified Assets Post-Close | 244653.49 | 420616.88 | Data mismatch. Review data is correct per file documents. Tape data is total assets. Review data is reserves. |
| OBX2026INV20082 |  | Property Address | XXX | XXX | per Note |
| OBX2026INV20082 |  | Qualifying LTV | 62.41 | 63 | rounding |
| OBX2026INV20082 |  | Qualifying CLTV | 62.41 | 63 | rounding |
| OBX2026INV20082 |  | Total Qualified Assets Post-Close | 284566.56 | 549259.33 | assets after closing |
| OBX2026INV20080 |  | Total Qualified Assets Post-Close | 37420.59 | 119849.07 | Post close assets are correct |
| OBX2026INV20049 |  | Total Qualified Assets Post-Close | 322654.74 | 148392.43 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20115 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20115 |  | Total Closing Costs | 9525.3 | 1268 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20115 |  | Borrower 2 Self-Employment Flag | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20115 |  | Borrower 1 Self-Employment Flag | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20021 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True is correct. |
| OBX2026INV20021 |  | Qualifying FICO | 785 | 0 | Discrepancy is due to data entry, True is correct. |
| OBX2026INV20061 |  | Qualifying FICO | 815 | 0 | per credit report |
| OBX2026INV20061 |  | Qualifying LTV | 64.87 | 64.86 | rounding |
| OBX2026INV20061 |  | Qualifying CLTV | 64.87 | 64.86 | rounding |
| OBX2026INV20207 |  | Qualifying FICO | 795 | 0 | per Credit report |
| OBX2026INV20256 |  | Borrower 1 Last Name | XXXXX | XXXXX | Tape is capitalized and mispelled. |
| OBX2026INV20256 |  | Qualifying FICO | 817 | 0 | True data is mid score all borrowers. |
| OBX2026INV20183 |  | Qualifying FICO | 781 | 0 | Per Credit Liabilities |
| OBX2026INV20183 |  | Qualifying CLTV | 67.95 | 68 | Per Appraisal |
| OBX2026INV20183 |  | Qualifying LTV | 67.95 | 68 | Per Appraisal |
| OBX2026INV20223 |  | Borrower 2 First Name | XXX | XXX | Tape is Capitalized. |
| OBX2026INV20223 |  | Qualifying FICO | 801 | 0 | True data is mid score for both borrowers. |
| OBX2026INV20138 |  | Loan Purpose | Purchase | Refinance | Per 1003 |
| OBX2026INV20138 |  | Borrower 1 Self-Employment Flag | No | Yes | Per income docs |
| OBX2026INV20138 |  | Qualifying FICO | 699 | 0 | Per Credit report |
| OBX2026INV20243 |  | Qualifying FICO | 807 | 0 | The Qualifying FICO is XXX |
| OBX2026INV20150 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20150 |  | Borrower 1 First Name | XXX | XXX | Per Note |
| OBX2026INV20150 |  | Qualifying CLTV | 64.03 | 64.02 | Per Appraisal |
| OBX2026INV20150 |  | Qualifying LTV | 64.03 | 64.02 | Per Appraisal |
| OBX2026INV20150 |  | Total Qualified Assets Post-Close | 84130.4 | 242100 | Per Assets |
| OBX2026INV20159 |  | Qualifying FICO | 756 | 0 | Per credit report |
| OBX2026INV20159 |  | Qualifying LTV | 69.47 | 70 | Per Appraisal |
| OBX2026INV20159 |  | Qualifying CLTV | 69.47 | 70 | Per Appraisal |
| OBX2026INV20248 |  | Property Address | XXX | XXX | Capitalization. |
| OBX2026INV20248 |  | Qualifying FICO | 809 | 0 | Qualifying FICO was confirmed with AUS and credit report. |
| OBX2026INV20092 |  | Property Address | XXX | XXX | Tape data is capitalized. |
| OBX2026INV20092 |  | Qualifying CLTV | 60.29 | 61 | Tape data is rounded. |
| OBX2026INV20092 |  | Qualifying LTV | 60.29 | 61 | Tape data is rounded. |
| OBX2026INV20092 |  | Total Qualified Assets Post-Close | 661107.16 | 939059.02 | True data is funds available after closing, EM not credit during audit, 1st EM paid had no Statement in the file showing it cleared, borrower's had sufficient funds without. |
| OBX2026INV20165 |  | Property Address | XXX | XXX | The address is XXX - XXX XXX per the note |
| OBX2026INV20165 |  | Borrower 1 Last Name | XXXXX | XXXXX | XXX is the borrowers Last Name per the note and the XXX card |
| OBX2026INV20165 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | B1 is a XXX per the 1003 and the residency card in the loan file. |
| OBX2026INV20165 |  | Total Qualified Assets Post-Close | 46352.8 | 146950.73 | XXX is the total assets post closing; XXX minus XXX = $XXX. XXX is the total assets prior to closing. |
| OBX2026INV20180 |  | Total Qualified Assets Post-Close | 66451.48 | 147092.98 | True data is assets available after closing. |
| OBX2026INV20247 |  | Total Qualified Assets Post-Close | 74680.35 | 141369 | True data is assets after closing. |
| OBX2026INV20229 |  | Loan Purpose | Purchase | Refinance |  |
| OBX2026INV20229 |  | Qualifying FICO | 804 | 0 | The Qualifying FICO is XXX |
| OBX2026INV20272 |  | Total Closing Costs | 28679.42 | 6898 | Per final closing dislcosure |
| OBX2026INV20272 |  | Qualifying LTV | 71.01 | 71 | Rounding |
| OBX2026INV20272 |  | Qualifying CLTV | 71.01 | 71 | Rounding |
| OBX2026INV20272 |  | Total Qualified Assets Post-Close | 22016.12 | 115115.51 | Per asset disclosure |
| OBX2026INV20233 |  | Occupancy | Investment | Primary Residence | Per loan submission |
| OBX2026INV20233 |  | Qualifying FICO | 805 | 0 | Per credit report |
| OBX2026INV20271 |  | Interest Rate | 6.625 | 8.625 | The rate is XXX per the note and the AUS |
| OBX2026INV20271 |  | Property Address | XXX | XXX | The address is XXX XXXXX per the note. |
| OBX2026INV20271 |  | Total Closing Costs | 15404.33 | 1800 | The XXX per the final CD are $XXX. |
| OBX2026INV20271 |  | Borrower 1 FTHB | true | false | There is no indication of B1 owning another residence in the last XXX years. The 1003 declarations State he has not had any ownership in the last XXX years. LOE in file States he has never owned a home before. |
| OBX2026INV20271 |  | Qualifying FICO | 762 | 0 | The Qualifying FICO is XXX |
| OBX2026INV20277 |  | Total Qualified Assets Post-Close | 2059598.06 | 2169590.41 | True data is assets after closing. |
| OBX2026INV20191 |  | Total Closing Costs | 3132.1 | 1000 | The total closing cost per the post closing CD is XXX |
| OBX2026INV20290 |  | Total Qualified Assets Post-Close | 254793.03 | 599172.27 | XXX is the amount of Audit total verified assets. XXX minus XXX closing + EMD/DD = $XXX. The AUS/Lender total verified assets is XXX prior to close. The reason audit assets are less is due to the lender not updating the account balances to the most recent Statements received. There is no reserve requirement to be verified therefore the decrease to the assets does not require resubmission, within LPA tolerance. |
| OBX2026INV20142 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20142 |  | Total Qualified Assets Post-Close | 1595444.76 | 140398.27 | Per Assets |
| OBX2026INV20280 |  | Total Qualified Assets Post-Close | 52417.83 | 202789 | Per asset document |
| OBX2026INV20146 |  | Property Address | XXX | XXX | The address matches the note |
| OBX2026INV20146 |  | Total Closing Costs | 12608.76 | 4335.78 | The closing costs match the CD |
| OBX2026INV20302 |  | Total Closing Costs | 9569.06 | 9711.72 | Per CD |
| OBX2026INV20302 |  | Qualifying FICO | 812 | 0 | Per credit report |
| OBX2026INV20261 |  | Total Qualified Assets Post-Close | 5595.66 | 85326.75 | Total Assets post close XXX (Assets XXX less closing $XXX) |
| OBX2026INV20206 |  | Qualifying FICO | 795 | 0 | Fico is XXX as verified off the Credit report |
| OBX2026INV20163 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20163 |  | Total Closing Costs | 11540.58 | 900.47 | See Final CD |
| OBX2026INV20163 |  | Qualifying FICO | 763 | 777 | See Credit |
| OBX2026INV20163 |  | Total Qualified Assets Post-Close | 449781.44 | 248806.11 | See Bank Statements |
| OBX2026INV20297 |  | Total Qualified Assets Post-Close | 634585.38 | 837565.85 | The amount of XXX are the asset post closed |
| OBX2026INV20224 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 is self XXX (page XXX) |
| OBX2026INV20224 |  | Borrower 1 Self-Employment Flag | Yes | No | B1 is self XXX (page XXX) |
| OBX2026INV20224 |  | Total Qualified Assets Post-Close | 16133.31 | 126479.6 | Total assets verified XXX (page XXX) was sufficient for closing |
| OBX2026INV20212 |  | Property Address | XXX | XXX | Corrected for capitalization |
| OBX2026INV20212 |  | Total Qualified Assets Post-Close | 378046.31 | 517137.86 | Assets match the documentation |
| OBX2026INV20158 |  | Total Qualified Assets Post-Close | 218955.9 | 224204.9 | Per Assets |
| OBX2026INV20175 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20175 |  | Total Qualified Assets Post-Close | 46842.41 | 157320 | Per asset documents |
| OBX2026INV20135 |  | Property Address | XXX | XXX | The subject address is XXX, XXX is the borrower's XXX |
| OBX2026INV20135 |  | Initial Monthly P&I Or IO Payment | XXX | XXX | The payment on the note is XXX |
| OBX2026INV20135 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX | The date on the note is XX/XX/XXXX |
| OBX2026INV20135 |  | Interest Rate | 6.875 | 6.75 | The rate on the note is XXX |
| OBX2026INV20135 |  | Loan Amount | $XXXXXX | $XXXXXX | The XXX is XXX |
| OBX2026INV20135 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | The XXX on the note is XX/XX/XXXX |
| OBX2026INV20135 |  | Total Qualified Assets Post-Close | 64885.81 | 77774.33 | Assets match the documentation provided |
| OBX2026INV20217 |  | Property Address | XXX | XXX | The note is not capitalized and Drive is spelled out. |
| OBX2026INV20217 |  | Borrower 1 Self-Employment Flag | Yes | No | 1120s returns are in the file for Borrower 1 income. |
| OBX2026INV20217 |  | Borrower 2 Self-Employment Flag | Unknown | No | B2 employment information is not provided on the 1003. |
| OBX2026INV20217 |  | Total Qualified Assets Post-Close | 465996.93 | 918530 | True data is assets after closing, 1003 balances are lower than asset Statement balances. |
| OBX2026INV20287 |  | Total Qualified Assets Post-Close | 26456.4 | 98075.85 | Per asset documents |
| OBX2026INV20288 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20288 |  | Total Closing Costs | 10534.36 | 3000 | Per final closing disclosure |
| OBX2026INV20288 |  | Occupancy | Second Home | Primary Residence | Per AUS, 1003 and XXX |
| OBX2026INV20288 |  | Total Qualified Assets Post-Close | 18471.41 | 111414.61 | Per asset documents |
| OBX2026INV20222 |  | Qualifying FICO | 800 | 0 | Based off credit report mid score is XXX |
| OBX2026INV20222 |  | Qualifying CLTV | 79.94 | 80 | Based off sales price and value of property LTV is 80%. |
| OBX2026INV20222 |  | Qualifying LTV | 79.94 | 80 | Based off sales price and value of property LTV is 80%. |
| OBX2026INV20155 |  | Property Address | XXX | XXX | XXX, XXX is the address per the note |
| OBX2026INV20155 |  | Total Closing Costs | 10440.94 | 6432 | The total closing cost per the final CD is $XXX. The lenders figure is Seller paid Section A fees + Section H owners title. |
| OBX2026INV20155 |  | Total Qualified Assets Post-Close | 124414.48 | 190246.39 | Audit verified assets are XXX prior to close. which matches the asset Statement in the file. XXX post closing. Lender assets are prior to close, but the total is XXX cents less than the Statement reflects. |
| OBX2026INV20170 |  | Qualifying FICO | 769 | 0 | credit report mid score XXX and AUS indicates score XXX |
| OBX2026INV20045 |  | Property Address | XXX | XXX | Tape is capitalized. |
| OBX2026INV20045 |  | Total Closing Costs | 12611.75 | 4610.18 | True data matches Final CD in file. |
| OBX2026INV20045 |  | Total Qualified Assets Post-Close | 204864.13 | 211798.17 | True data includes Vested Balance of 401k only. |
| OBX2026INV20018 |  | Property Address | XXX | XXX | Confirmed with the note. |
| OBX2026INV20018 |  | Qualifying CLTV | 73.53 | 74 | Due to rounding |
| OBX2026INV20018 |  | Qualifying LTV | 73.53 | 74 | Due to rounding |
| OBX2026INV20068 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20068 |  | Occupancy | Investment | Primary Residence | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20068 |  | Total Qualified Assets Post-Close | 199013.38 | 414445.65 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20024 |  | Borrower 1 First Name | XXX | XXX | according to the Note and all security instruments in the loan file the primary borrower is XXX and the co-borrower or XXX |
| OBX2026INV20024 |  | Borrower 2 Self-Employment Flag | Yes | No | Both borrower's are s/e |
| OBX2026INV20024 |  | Borrower 1 SSN | XXX | XXX | according to the Note and all security instruments in the loan file the primary borrower is XXX and the co-borrower or XXX |
| OBX2026INV20024 |  | Total Qualified Assets Post-Close | 107596.7 | 349070.14 | post close assets are confirmed |
| OBX2026INV20040 |  | Qualifying FICO | 793 | 0 | Validated Qualifying FICO with credit report provide3d. |
| OBX2026INV20023 |  | Qualifying FICO | 801 | 0 | Validated Qualifying FICO with credit report provided. |
| OBX2026INV20089 |  | Total Closing Costs | 32216.62 | 1700 | Review data is correct per closing disclosure. |
| OBX2026INV20089 |  | Total Qualified Assets Post-Close | 9102.94 | 289205.64 | Data mismatch. Review data is reqired reserves. Tape is total assets. |
| OBX2026INV20056 |  | Property Address | XXX | XXX | Difference is case. |
| OBX2026INV20056 |  | Borrower 1 First Name | XXX | XXX | Difference is case. |
| OBX2026INV20056 |  | Qualifying FICO | 779 | 0 | Review data is correct per credit report. |
| OBX2026INV20074 |  | Total Qualified Assets Post-Close | 611408.92 | 691238.74 | Per assets |
| OBX2026INV20111 |  | Total Qualified Assets Post-Close | 701568.1 | 1173968.1 | True data verified per bank Statements. |
| OBX2026INV20044 |  | Borrower 4 Origination FICO | 766 | 0 | Validated FICO with credit reports provided. |
| OBX2026INV20044 |  | Qualifying FICO | 766 | 0 | Validated Qualifying FICO with credit reports provided. |
| OBX2026INV20110 |  | Property Address | XXX | XXX | Validated XXX with documents provided. |
| OBX2026INV20110 |  | Total Qualified Assets Post-Close | 75650.79 | 189062.36 | Validated total post close assets with documents provided. |
| OBX2026INV20117 |  | Total Qualified Assets Post-Close | 339476.87 | 436749.43 | Discrepancy is due to data entry, True data is correct |
| OBX2026INV20128 |  | Property Address | XXX | XXX | Per Note. |
| OBX2026INV20128 |  | Qualifying CLTV | 76.74 | 77 | Tape data is rounded. |
| OBX2026INV20128 |  | Qualifying LTV | 76.74 | 77 | Tape data is rounded. |
| OBX2026INV20128 |  | Total Qualified Assets Post-Close | 32058.95 | 120000 | Per Seller's Statement, XXX balance due to Seller. |
| OBX2026INV20102 |  | Borrower 1 Self-Employment Flag | Yes | No | Bwr # XXX is wage earner and s/e |
| OBX2026INV20102 |  | Total Qualified Assets Post-Close | 100020.84 | 199160.71 | Post close assets are confirmed |
| OBX2026INV20218 |  | Qualifying FICO | 798 | 0 | See Credit |
| OBX2026INV20238 |  | Borrower 1 First Name | XXX | XXX | Based off note the first name is XXX. |
| OBX2026INV20238 |  | Qualifying FICO | 806 | 0 | Based off credit report fico score is XXX |
| OBX2026INV20298 |  | Qualifying FICO | 803 | 0 | The middle credit score is XXX |
| OBX2026INV20028 |  | Qualifying FICO | 801 | 0 | Per credit report |
| OBX2026INV20173 |  | Property Address | XXX | XXX | Same address except XXX is in all CAPS. |
| OBX2026INV20173 |  | Qualifying FICO | 772 | 0 | The middle credit score is XXX |
| OBX2026INV20173 |  | Qualifying LTV | 70.29 | 71 | Lender provided a more recent 1st mtg stmnt & pay-off letter showing a lower balance than the credit report. |
| OBX2026INV20173 |  | Qualifying CLTV | 70.29 | 71 | Lender provided a more recent 1st mtg stmnt & pay-off letter showing a lower balance than the credit report. |
| OBX2026INV20260 |  | Qualifying FICO | 821 | 0 | Per credit report |
| OBX2026INV20189 |  | Qualifying FICO | 785 | 0 | FICO verified with credit report |
| OBX2026INV20184 |  | Qualifying FICO | 781 | 0 | The Qualifying FICO is XXX |
| OBX2026INV20182 |  | Property Address | XXX | XXX | Tape data is capitalized. |
| OBX2026INV20182 |  | Qualifying FICO | 778 | 0 | True data is mid score confirmed by DU findings. |
| OBX2026INV20215 |  | Property Address | XXX | XXX | Corrected for capitalization |
| OBX2026INV20215 |  | Total Qualified Assets Post-Close | 293164.39 | 455893.98 | Assets match the documentation provided |
| OBX2026INV20181 |  | Property Address | XXX | XXX | XXXX is spelled out on the note |
| OBX2026INV20181 |  | Qualifying FICO | 778 | 0 | The Qualifying FICO is XXX |
| OBX2026INV20177 |  | Qualifying FICO | 776 | 0 | per credit report |
| OBX2026INV20177 |  | Qualifying CLTV | 67.04 | 60 | Per XXX and appraised value |
| OBX2026INV20177 |  | Qualifying LTV | 67.04 | 68 | Per XXX and appraised value |
| OBX2026INV20245 |  | Property Address | XXX | XXX | XXX is XXX XXXXX, XXX |
| OBX2026INV20245 |  | Borrower 1 Last Name | XXXXX | XXXXX | Borrower name XXX. |
| OBX2026INV20245 |  | Total Qualified Assets Post-Close | 24053.98 | 1500650 | Based off assets provided the total amt sufficient for transaction. |
| OBX2026INV20262 |  | Qualifying FICO | 690 | 0 | Middle fico score XXX |
| OBX2026INV20162 |  | Total Qualified Assets Post-Close | 57517.18 | 197553 | Assets verified |
| OBX2026INV20149 |  | Property Address | XXX | XXX | The XXX is XXX (pg XXX) |
| OBX2026INV20149 |  | Occupancy | Investment | Primary Residence | The XXX is XXX (pg XXX) |
| OBX2026INV20149 |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen | B1 is a non permanent resident (pg XXX-XXX) |
| OBX2026INV20149 |  | Qualifying CLTV | 66.23 | 67 | The total XXX: $XXX/$XXX = XXX% (1st lien mortgage Statement page XXX and Appraisal page XXX) |
| OBX2026INV20149 |  | Qualifying LTV | 66.23 | 67 | The total XXX: $XXX/$XXX = XXX% (1st lien mortgage Statement page XXX and Appraisal page XXX) |
| OBX2026INV20149 |  | Total Qualified Assets Post-Close | 124399.85 | 351212.08 | XXX is the amount of assets post closing |
| OBX2026INV20250 |  | Total Closing Costs | 8902.37 | 9567.83 | Total closing cost are XXX (pg XXX) |
| OBX2026INV20250 |  | Qualifying LTV | 68.19 | 69 | The total XXX: XXX (XXX)/$XXX(sales price) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX2026INV20250 |  | Qualifying CLTV | 68.19 | 69 | The total XXX: XXX (XXX)/$XXX(sales price) = XXX% (mtg Note page XXX Appraisal page XXX) |
| OBX2026INV20202 |  | Borrower 1 Last Name | XXXXX | XXXXX | Caps |
| OBX2026INV20202 |  | Borrower 1 First Name | XXX | XXX | Caps |
| OBX2026INV20274 |  | Total Closing Costs | 10870.65 | 1400 | Closing cost listed on final CD $XXX. |
| OBX2026INV20274 |  | Total Qualified Assets Post-Close | 43415.88 | 120000 | Assets were provided. |
| OBX2026INV20219 |  | Property Address | XXX | XXX | Same address except XXX is in all CAPS. |
| OBX2026INV20219 |  | Borrower 1 Last Name | XXXXX | XXXXX | B1's Last Name on the note is XXX. XXX is B2's Last Name. |
| OBX2026INV20219 |  | Borrower 1 First Name | XXX | XXX | B1's 1st name is XXX. XXX is B2's 1st name. |
| OBX2026INV20219 |  | Total Closing Costs | 23263.6 | 11847 | The final CD shows a total clsg amt of XXX |
| OBX2026INV20219 |  | Borrower 2 First Name | XXX | XXX | The note shows B2's 1st name as XXX. |
| OBX2026INV20219 |  | Borrower 1 SSN | XXX | XXX | B1's Soc Sec ends in XXX |
| OBX2026INV20219 |  | Borrower 2 SSN | XXX | XXX | B2's Soc Sec ends in XXX |
| OBX2026INV20219 |  | Qualifying LTV | 73.33 | 74 | The correct LTV/CLTV is 73.33%. |
| OBX2026INV20219 |  | Qualifying CLTV | 73.33 | 74 | The correct LTV/CLTV is 73.33%. |
| OBX2026INV20219 |  | Total Qualified Assets Post-Close | 61220.95 | 236777.18 | Borrowers have a total of XXX in assets & needed XXX in reserves from that amt per DU. |
| OBX2026INV20225 |  | Total Qualified Assets Post-Close | 431926.52 | 522885.79 | Reviewed and Audited |
| OBX2026INV20267 |  | Total Qualified Assets Post-Close | 472207.33 | 269056.22 | Reviewed and Audited |
| OBX2026INV20246 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20246 |  | Qualifying FICO | 808 | 0 | Verified the Qualifying FICO score of XXX on the Credit Report document. |
| OBX2026INV20136 |  | Total Closing Costs | 11334.36 | 45 | Closing costs verified off the CD |
| OBX2026INV20136 |  | Total Qualified Assets Post-Close | 252586.96 | 239000 | Assets Verified off the bank Statements in file |
| OBX2026INV20255 |  | Property Address | XXX | XXX | The XXX is XXX XXX (pg XXX) |
| OBX2026INV20255 |  | Total Qualified Assets Post-Close | 93582.67 | 355281.55 | XXX is the amount of assets post closed |
| OBX2026INV20164 |  | Total Closing Costs | 11279.51 | 2500 | XXX matches the CD |
| OBX2026INV20164 |  | Total Qualified Assets Post-Close | 283304.14 | 273304.14 | Assets match the documentation provided |
| OBX2026INV20283 |  | Property Address | XXX | XXX | Corrected for capitalization |
| OBX2026INV20283 |  | Total Closing Costs | 12926.02 | 45900 | The XXX match the CD |
| OBX2026INV20283 |  | Total Qualified Assets Post-Close | 304568.03 | 557598.58 | Assets match the documentation provided |
| OBX2026INV20197 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20197 |  | Total Qualified Assets Post-Close | 105660.27 | 91423.04 | Per assets |
| OBX2026INV20232 |  | Total Qualified Assets Post-Close | 136939.59 | 212000 | Per Assets |
| OBX2026INV20153 |  | Borrower 2 First Name | XXX | XXX | per Note the spelling is B2 first name spelled XXX |
| OBX2026INV20153 |  | Total Qualified Assets Post-Close | 339075.11 | 450834.41 | total qualified assets minus other closing costs |
| OBX2026INV20270 |  | Property Address | XXX | XXX |  |
| OBX2026INV20270 |  | Qualifying FICO | 753 | 0 | credit report and aus XXX |
| OBX2026INV20249 |  | Qualifying FICO | 810 | 0 | Verified FICO score of XXX on the credit report document. |
| OBX2026INV20140 |  | Total Qualified Assets Post-Close | 196827.25 | 245470.91 | Assets verified off the Assets bank Statement in file |
| OBX2026INV20195 |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen | B1 XXXhip is XXX (pg XXX) |
| OBX2026INV20195 |  | Borrower 2 Citizen | Non Permanent Resident Alien | US Citizen | B2 XXXhip is XXX (pg XXX) |
| OBX2026INV20195 |  | Qualifying FICO | 788 | 0 | The qualifying FIVO score is XXX (pg XXX) |
| OBX2026INV20195 |  | Qualifying CLTV | 71.94 | 72 | The total XXX: XXX (XXX)/$XXX(appraised value) = XXX% (mtg Note page XXX and AUS page XXX) |
| OBX2026INV20195 |  | Qualifying LTV | 71.94 | 72 | The total XXX: XXX (XXX)/$XXX(appraised value) = XXX% (mtg Note page XXX and AUS page XXX) |
| OBX2026INV20171 |  | Total Qualified Assets Post-Close | 395325.43 | 149658.48 | See Assets |
| OBX2026INV20281 |  | Total Qualified Assets Post-Close | 67284.85 | 141763.53 | See assets |
| OBX2026INV20160 |  | Property Address | XXX | XXX | Same address not in caps |
| OBX2026INV20160 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrowers are self XXX |
| OBX2026INV20160 |  | Borrower 2 Self-Employment Flag | Yes | No | Borrowers are self XXX |
| OBX2026INV20160 |  | Total Qualified Assets Post-Close | 150254.27 | 226697.23 | Per final assets in file |
| OBX2026INV20244 |  | Total Qualified Assets Post-Close | 29817.63 | 128877.16 | Per assets |
| OBX2026INV20241 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20241 |  | Borrower 1 Marital Status | Married | Unmarried | Per 1003 |
| OBX2026INV20241 |  | Total Qualified Assets Post-Close | 58529.75 | 379967.27 | Per assets |
| OBX2026INV20228 |  | Total Qualified Assets Post-Close | 200128.67 | 336255.21 | Total amt of assets confirmed is XXX which matches lenders Final 1003 & DU. |
| OBX2026INV20186 |  | Property Address | XXX | XXX | The same address except XXX is in all CAPS. |
| OBX2026INV20186 |  | Total Qualified Assets Post-Close | 63334.57 | 134733.22 | Auditor used the docs provided & came up with XXX in assets whihc matches the lender's Final 1003. |
| OBX2026INV20211 |  | Occupancy | Investment | Primary Residence | Verified the XXX of the Subject Property as XXX Property on the Final 1003 document. |
| OBX2026INV20211 |  | Total Qualified Assets Post-Close | 252897.37 | 261783.37 | Verified Total Qualified Asset Post Close amount of XXX which excludes the two XXX-Day Balance AMEX Monthly accounts totaling XXX that were omitted from the DTI calculations. |
| OBX2026INV20134 |  | Total Qualified Assets Post-Close | 159026.75 | 139488.34 | XXX is the amount of assets post close |
| OBX2026INV20295 |  | Qualifying CLTV | 79.94 | 79.93 | The total XXX: XXX (XXX)/$XXX(sales price) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX2026INV20295 |  | Qualifying LTV | 79.94 | 79.93 | The total XXX: XXX (XXX)/$XXX(sales price) = XXX% (mtg Note page XXX and Appraisal page XXX) |
| OBX2026INV20295 |  | Total Qualified Assets Post-Close | 2554470.63 | 2147474 | XXX are the total assets post closed |
| OBX2026INV20295 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20263 |  | Borrower 1 Self-Employment Flag | Yes | No | Mapping issue. |
| OBX2026INV20263 |  | Total Qualified Assets Post-Close | 187402.59 | 258985.12 | . |
| OBX2026INV20216 |  | Total Qualified Assets Post-Close | 188387 | 266594.77 | . |
| OBX2026INV20230 |  | Property Address | XXX | XXX | Same address, not in caps |
| OBX2026INV20230 |  | Total Qualified Assets Post-Close | 71235.85 | 200855 | Per assets in file |
| OBX2026INV20269 |  | Borrower 1 Self-Employment Flag | Yes | No | Per 1003 and income documents |
| OBX2026INV20269 |  | Total Qualified Assets Post-Close | 1296835.63 | 1578393.64 | Per final assets |
| OBX2026INV20220 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20220 |  | Total Qualified Assets Post-Close | 68768.97 | 152924.12 | Per assets |
| OBX2026INV20137 |  | Total Qualified Assets Post-Close | 1096951.03 | 1098223.81 | This is the correct amount of assets. |
| OBX2026INV20147 |  | Borrower 1 First Name | XXX | XXX | Borrower first name is XXX. |
| OBX2026INV20147 |  | Borrower 2 SSN | XXX | XXX | B2 social security number ends in XXX |
| OBX2026INV20147 |  | Qualifying CLTV | 72.97 | 73 | CLTV is correct based off appraised value and XXX. |
| OBX2026INV20147 |  | Qualifying LTV | 72.97 | 73 | LTV is correct based off appraised value and XXX. |
| OBX2026INV20147 |  | Total Qualified Assets Post-Close | 375224.62 | 444659.88 | Total assets are correct. |
| OBX2026INV20293 |  | Total Qualified Assets Post-Close | 95298.78 | 157375.39 | Assets verified of the bank Statement in file |
| OBX2026INV20279 |  | Qualifying LTV | 71.47 | 72 | Actual LTV/CLTV is at XXX% which matches the final XXX provided by the lender. |
| OBX2026INV20279 |  | Qualifying CLTV | 71.47 | 72 | Actual LTV/CLTV is at XXX% which matches the final XXX provided by the lender. |
| OBX2026INV20279 |  | Total Qualified Assets Post-Close | 251027.69 | 254783.62 | The total asset amt on most recent stmnt from XX/XX/XXXX is $XXX. |
| OBX2026INV20208 |  | Occupancy | Investment | Primary Residence | This is a non-owner occ SFR XXX. |
| OBX2026INV20208 |  | Total Qualified Assets Post-Close | 34367.11 | 90185.66 | Total assets provided by the lender & incl in the LP approval was $XXX. |
| OBX2026INV20139 |  | Property Address | XXX | XXX |  |
| OBX2026INV20139 |  | Qualifying CLTV | 71.43 | 72 | XXX appraial XXX ltv 71.43% |
| OBX2026INV20139 |  | Qualifying LTV | 71.43 | 72 | XXX appraisal XXX = XXX% |
| OBX2026INV20139 |  | Total Qualified Assets Post-Close | 82380.84 | 99337.79 | assets XXX less cash to close $XXX= XXX% |
| OBX2026INV20254 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20254 |  | Qualifying FICO | 815 | 0 | XXX lowest mid score all borrowers - per credit report |
| OBX2026INV20157 |  | Borrower 1 Self-Employment Flag | Yes | No | Verified Borrower 1 Self-Employment flag checked on Final 1003 and Employment-Income page. |
| OBX2026INV20157 |  | Primary Appraised Property Value | $XXX | $XXX | Verified appraised value of XXX on the Appraisal document. |
| OBX2026INV20157 |  | Total Qualified Assets Post-Close | 189709.5 | 275399.21 | Verified Total Qualified Asset Post Close amount of XXX after XXX Cash to Close from Borrower. |
| OBX2026INV20259 |  | Total Qualified Assets Post-Close | 39666.85 | 107911.02 | Verified Total Qualified Asset Post Close amount of XXX after XXX Cash to Close from Borrower. |
| OBX2026INV20076 |  | Total Qualified Assets Post-Close | 312981.16 | 369059.54 | Per final assets |
| OBX2026INV20106 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20106 |  | Total Closing Costs | 28626.04 | 5000 | Per CD |
| OBX2026INV20106 |  | Total Qualified Assets Post-Close | 22725.55 | 326415.04 | Per Assets |
| OBX2026INV20066 |  | Total Qualified Assets Post-Close | 1445910.68 | 7326961.25 | True data is funds after closing. |
| OBX2026INV20118 |  | Total Closing Costs | 13707.97 | 21711.2 | Per CD |
| OBX2026INV20118 |  | Total Qualified Assets Post-Close | 673935.43 | 680435.43 | Per Assets |
| OBX2026INV20296 |  | Occupancy | Second Home | Primary Residence | XXX confirmed with AUS. |
| OBX2026INV20296 |  | Borrower 1 First Name | XXX | XXX | Borrower 1 first name is confirmed with Final 1003. |
| OBX2026INV20296 |  | Borrower 2 First Name | XXX | XXX | Borrower 2 First name confirmed with Final 1003. |
| OBX2026INV20296 |  | Borrower 1 FTHB | false | true | Borrower 1 was confirmed not FTHB. |
| OBX2026INV20296 |  | Borrower 2 SSN | XXX | XXX | Borrower 2 SSN confirmed with Final 1003. |
| OBX2026INV20296 |  | Borrower 1 SSN | XXX | XXX | Borrower 1 SSN confirmed with Final 1003. |
| OBX2026INV20296 |  | Total Qualified Assets Post-Close | 633847.12 | 787069.83 | Total qualified assets after closing confirmed with documentation in file. |
| OBX2026INV20199 |  | Qualifying FICO | 791 | 0 | Mapping issue. |
| OBX2026INV20095 |  | Total Qualified Assets Post-Close | 17162.28 | 172551.14 | True data is assets after closing. |
| OBX2026INV20266 |  | Total Qualified Assets Post-Close | 17131.3 | 121373.34 | Total confirmed assets is XXX per XX/XX/XXXX BOA stmnt ending in XXX |
| OBX2026INV20105 |  | Total Closing Costs | 5972.97 | 3000 | Total closing cost $XXX. |
| OBX2026INV20105 |  | Total Qualified Assets Post-Close | 64197.22 | 99328.02 | Total assets provided. |
| OBX2026INV20112 |  | Total Qualified Assets Post-Close | 49754.73 | 140290.38 | As per audit post-closing assets. Tape data is pre-closing assets. |
| OBX2026INV20205 |  | Borrower 1 FTHB | true | false | Per Final 1003 FTHB |
| OBX2026INV20205 |  | Total Qualified Assets Post-Close | 44452.97 | 120147.4 | Per Assets in the file |
| OBX2026INV20214 |  | Property Address | XXX | XXX | Capitalization |
| OBX2026INV20214 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | per XXX Card in file |
| OBX2026INV20291 |  | Total Closing Costs | 11863.57 | 7500 | see final CD |
| OBX2026INV20291 |  | Total Qualified Assets Post-Close | 605372.97 | 832308.68 | See Assets |
| OBX2026INV20084 |  | Total Closing Costs | 4425.96 | 7245 | Total cost $XXX. |
| OBX2026INV20084 |  | Total Qualified Assets Post-Close | 125623.78 | 186585.5 | Total assets XXX |
| OBX2026INV20151 |  | Total Closing Costs | 19739.42 | 335.42 | Closing cost XXX based off final CD. |
| OBX2026INV20151 |  | Total Qualified Assets Post-Close | 104889.37 | 198129.96 | Correct total assets. |
| OBX2026INV20188 |  | Total Qualified Assets Post-Close | 48350.3 | 163000 | Reviewed and Audited |
| OBX2026INV20235 |  | Borrower 1 Self-Employment Flag | Yes | No | secondary employment SE Mili Realty LLC |
| OBX2026INV20235 |  | Qualifying FICO | 805 | 0 | MId score credit report XXX |
| OBX2026INV20133 |  | Property Address | XXX | XXX | XXX is XXX. |
| OBX2026INV20133 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 is self XXX. |
| OBX2026INV20133 |  | Qualifying CLTV | 71.25 | 72 | Based off sales price CLTV is correct. |
| OBX2026INV20133 |  | Qualifying LTV | 71.25 | 72 | Based off sales price LTV is 71.25%. |
| OBX2026INV20133 |  | Total Qualified Assets Post-Close | 79266.79 | 187031.24 | This is total asset amount is $XXX. |
| OBX2026INV20120 |  | Total Qualified Assets Post-Close | 107549.29 | 208360.79 | Verified XXX amount of XXX after XXX Cash to Close applied from Borrower. |
| OBX2026INV20204 |  | Qualifying FICO | 794 | 0 | Fico Score verified off the Credit report in file |
| OBX2026INV20204 |  | Qualifying LTV | 65.69 | 66 | AUS Rounded up |
| OBX2026INV20204 |  | Qualifying CLTV | 65.69 | 66 | AUS Rounded up |
| OBX2026INV20091 |  | Property Address | XXX | XXX | address is correct |
| OBX2026INV20091 |  | Total Closing Costs | 7461.06 | 6400 | total costs are correct |
| OBX2026INV20091 |  | Borrower 1 First Name | XXX | XXX | name is correct |
| OBX2026INV20091 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | Perm resident ailen |
| OBX2026INV20091 |  | Qualifying FICO | 789 | 0 | fico is correct |
| OBX2026INV20114 |  | Borrower 1 Self-Employment Flag | Yes | No | borrower has XXX interest > XXX% in XXX' |
| OBX2026INV20114 |  | Total Qualified Assets Post-Close | 250235.62 | 257254.01 | Assets XXX less cash to close $XXX= XXX |
| OBX2026INV20148 |  | Qualifying FICO | 740 | 0 | See Credit |
| OBX2026INV20057 |  | Qualifying FICO | 765 | 0 | The lowest middle credit score is XXX per the credit report. |
| OBX2026INV20015 |  | Total Qualified Assets Post-Close | 111850.27 | 206349.79 | Confirmed with system calculations |
| OBX2026INV20043 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20043 |  | Qualifying FICO | 719 | 0 | The middle credit score is XXX per the credit report. |
| OBX2026INV20119 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20119 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower is a self-XXX schedule C real eState investor. |
| OBX2026INV20119 |  | Qualifying FICO | 731 | 0 | The middle credit score per the credit report is XXX |
| OBX2026INV20258 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20258 |  | Qualifying FICO | 817 | 0 | The middle credit score is XXX per the credit report provided by the lender. |
| OBX2026INV20303 |  | Total Qualified Assets Post-Close | 1461806.85 | 1689153.33 | XXX less required funds $XXX= XXX |
| OBX2026INV20019 |  | Qualifying LTV | 66.67 | 67 | XXX $XXX/ appraisal value XXX = XXX% |
| OBX2026INV20019 |  | Qualifying CLTV | 66.67 | 67 | XXX / value $XXX= XXX% |
| OBX2026INV20019 |  | Total Qualified Assets Post-Close | 619612.87 | 628226.83 | XXX less cash to close $XXX= XXX |
| OBX2026INV20268 |  | Total Closing Costs | 6458.19 | 3268 | Closing cost is XXX |
| OBX2026INV20268 |  | Qualifying FICO | 731 | 0 | Middle fico score is XXX |
| OBX2026INV20268 |  | Total Qualified Assets Post-Close | 24436.34 | 124897.28 | The total assets amount is correct. |
| OBX2026INV20221 |  | Property Address | XXX | XXX | XXX XXXX XXXX per the note |
| OBX2026INV20221 |  | Qualifying LTV | 73.47 | 74 | XXX is rounded up by AUS. |
| OBX2026INV20221 |  | Qualifying CLTV | 73.47 | 74 | XXX is rounded up by AUS. |
| OBX2026INV20221 |  | Total Qualified Assets Post-Close | 487121.14 | 556798.89 | $XXX Total available assets by Audit & Lender Prior to Close. XXX is the audit verified assets post close |
| OBX2026INV20275 |  | Property Address | XXX | XXX | . |
| OBX2026INV20275 |  | Qualifying LTV | 79.97 | 80 | AUS Rounded up |
| OBX2026INV20275 |  | Qualifying CLTV | 79.97 | 80 | AUS rounded up |
| OBX2026INV20275 |  | Total Qualified Assets Post-Close | 23773.48 | 102362.22 | Assets Verified off bank Statements in file |
| OBX2026INV20017 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20017 |  | Qualifying FICO | 806 | 0 | Fico Score verified off the Credit report in file |
| OBX2026INV20196 |  | Borrower 1 Last Name | XXXXX | XXXXX | Per note |
| OBX2026INV20196 |  | Borrower 1 First Name | XXX | XXX | Per note |
| OBX2026INV20196 |  | Qualifying CLTV | 66.67 | 66.66 | Per CLTV |
| OBX2026INV20196 |  | Qualifying LTV | 66.67 | 66.66 | Per LTV |
| OBX2026INV20196 |  | Total Qualified Assets Post-Close | 223855.58 | 224469.89 | Per assets |
| OBX2026INV20236 |  | Qualifying CLTV | 74.99 | 74.98 | The total XXX: XXX (XXX)/$XXX(appraised value) = XXX% (mtg Note page XXX and AVM page XXX). |
| OBX2026INV20236 |  | Qualifying LTV | 74.99 | 74.98 | The total XXX: XXX (XXX)/$XXX(appraised value) = XXX% (mtg Note page XXX and AVM page XXX). |
| OBX2026INV20236 |  | Total Qualified Assets Post-Close | 1146394.62 | 1240859.23 | XXX is the amount of assets post closed |
| OBX2026INV20284 |  | Total Qualified Assets Post-Close | 47709.11 | 134915.17 | Per Assets |
| OBX2026INV20200 |  | Qualifying CLTV | 75 | 74.99 | due to system rounding |
| OBX2026INV20200 |  | Qualifying LTV | 75 | 74.99 | due to system rounding |
| OBX2026INV20200 |  | Total Qualified Assets Post-Close | 624110.99 | 894765.57 | $XXX Total available assets verified by Audit $XXX Total available assets verified by Lender/AUS $XXX Total Qualified assets by Audit post close |
| OBX2026INV20098 |  | Property Address | XXX | XXX | Reviewed and Audited |
| OBX2026INV20098 |  | Total Closing Costs | 10700.08 | 5000 | Reviewed and Audited |
| OBX2026INV20098 |  | Total Qualified Assets Post-Close | 79140.72 | 188233 | Reviewed and Audited |
| OBX2026INV20289 |  | Total Closing Costs | 8609.02 | 2019 | Closing cost $XXX. |
| OBX2026INV20289 |  | Total Qualified Assets Post-Close | 1286542.67 | 823525.59 | Total assets XXX |
| OBX2026INV20185 |  | Total Qualified Assets Post-Close | 136236.42 | 223923.76 | Provide Assets |
| OBX2026INV20037 |  | Qualifying FICO | 793 | 0 | As per Credit Report. Tape data shows XXX |
| OBX2026INV20010 |  | Property Address | XXX | XXX | Due to caps |
| OBX2026INV20010 |  | Total Qualified Assets Post-Close | 58258.58 | 150389.05 | Confirmed with system calculations. |
| OBX2026INV20309 |  | Qualifying LTV | 42.99 | 43 | Rounding |
| OBX2026INV20309 |  | Qualifying CLTV | 42.99 | 43 | Rounding |
| OBX2026INV20306 |  | Property Address | XXX | XXX | Discrepancy due to data entry, True data is correct. |
| OBX2026INV20306 |  | Total Qualified Assets Post-Close | 100804.69 | 165581.05 | Discrepancy due to data entry, True data is correct. |
| OBX2026INV20307 |  | Total Qualified Assets Post-Close | 82709.94 | 140427.9 | Per asset documents |
| OBX2026INV20108 |  | Total Qualified Assets Post-Close | 66709.71 | 201323.95 | True data are funds available after closing. |
| OBX2026INV20395 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | Per 1003 |
| OBX2026INV20395 |  | Total Qualified Assets Post-Close | 48617.25 | 63738.82 | Per Assets |
| OBX2026INV20392 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | 1003 and XXXhip documents in the file confirm XXX Status. |
| OBX2026INV20392 |  | Total Qualified Assets Post-Close | 67101.13 | 159001.52 | True data are assets available after closing. |
| OBX2026INV20338 |  | Property Address | XXX | XXX | Tape data is ALL CAPS. |
| OBX2026INV20338 |  | Qualifying CLTV | 69.57 | 69.56 | Tape data is rounded down to XXX%. Audit is rounded up to XXX%. Actual figure is XXX%. |
| OBX2026INV20338 |  | Qualifying LTV | 69.57 | 69.56 | Tape data is rounded down to XXX%. Audit is rounded up to XXX%. Actual figure is XXX%. |
| OBX2026INV20338 |  | Total Qualified Assets Post-Close | 579885.7 | 916217.76 |  |
| OBX2026INV20152 |  | Borrower 2 Self-Employment Flag | Yes | No | Borrower 2 is self XXX |
| OBX2026INV20152 |  | Total Qualified Assets Post-Close | 105206.47 | 157963.14 | Post close assets have been confirmed |
| OBX2026INV20471 |  | Qualifying FICO | 803 | 0 | The middle credit score for both parties is XXX |
| OBX2026INV20471 |  | Qualifying LTV | 78.47 | 79 | The LTV/CLTV = XXX. Used same apraisal value & loan amt as DU. |
| OBX2026INV20471 |  | Qualifying CLTV | 78.47 | 79 | The LTV/CLTV = XXX. Used same apraisal value & loan amt as DU. |
| OBX2026INV20397 |  | Borrower 1 First Name | XXX | XXX | Capitalization. |
| OBX2026INV20397 |  | Qualifying FICO | 774 | 0 | Mapping issue. |
| OBX2026INV20393 |  | Property Address | XXX | XXX |  |
| OBX2026INV20393 |  | Qualifying CLTV | 74.99 | 74.98 | Audit's CLTV of XXX matches Lender's CLTV of XXX |
| OBX2026INV20393 |  | Qualifying LTV | 74.99 | 74.98 | Audit's LTV of XXX matches Lender's LTV of XXX |
| OBX2026INV20393 |  | Total Qualified Assets Post-Close | 1701542.45 | 1775075.99 | Audit verified the total qualified assets post close after the borrowers' down payment/cash to close. |
| OBX2026INV20464 |  | Qualifying CLTV | 75.9 | 76 | Updated the XXX according to the Appraisal and XXX |
| OBX2026INV20464 |  | Qualifying LTV | 75.9 | 76 | Update the XXX according to Appraisal and XXX |
| OBX2026INV20464 |  | Total Qualified Assets Post-Close | 51869.04 | 165744.02 |  |
| OBX2026INV20344 |  | Qualifying FICO | 802 | 0 | Per Credit report |
| OBX2026INV20344 |  | Qualifying CLTV | 66.44 | 66.43 | Per appraisal |
| OBX2026INV20344 |  | Qualifying LTV | 66.44 | 66.43 | Per appraisal |
| OBX2026INV20394 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20394 |  | Total Qualified Assets Post-Close | 95315.15 | 89539.13 | Per Assets |
| OBX2026INV20156 |  | Borrower 1 Self-Employment Flag | Yes | No | The audit identified B1 is self-XXX. |
| OBX2026INV20156 |  | Borrower 2 Self-Employment Flag | Yes | No | The audit identified the borrower's highest / main income is derived from self-employment. The borrower also receives wage income from the same self-employment XXX. Tape data indicates B2 is not self-XXX. |
| OBX2026INV20156 |  | Qualifying CLTV | 61.54 | 62 | The audit calculated the CLTV at XXX%. The tape data used the LTV from the AUS, which rounded the CLTV up to XXX% |
| OBX2026INV20156 |  | Qualifying LTV | 61.54 | 62 | The audit calculated the LTV at XXX%. The tape data used the LTV from the AUS, which rounded the LTV up to XXX% |
| OBX2026INV20156 |  | Primary Appraised Property Value | $XXX | $XXX | The audit determined the property value as XXX from the appraisal. Tape data shows incorrect property value of XXX |
| OBX2026INV20156 |  | Total Qualified Assets Post-Close | 12780.86 | 16066.61 | The audit shows assets post-closing. Tape data shows assets pre-closing. |
| OBX2026INV20346 |  | Qualifying FICO | 701 | 0 | Tape QualifyingFICO XX/XX/XXXX |
| OBX2026INV20346 |  | Qualifying LTV | 69.99 | 70 | Tape rounding up. |
| OBX2026INV20346 |  | Primary Appraised Property Value | $XXX | $XXX | Tape has value @ $XXXK per DU XXX |
| OBX2026INV20346 |  | Qualifying CLTV | 69.99 | 70 | Tape rounding up. |
| OBX2026INV20345 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower 1 is self XXX. |
| OBX2026INV20345 |  | Qualifying CLTV | 66.61 | 67 | Based off sales price and loan amt CLTV and LTV is correct. |
| OBX2026INV20345 |  | Qualifying LTV | 66.61 | 67 | Based off sales price and loan amt CLTV and LTV is correct. |
| OBX2026INV20345 |  | Total Qualified Assets Post-Close | 385544.15 | 434897.74 | Total assets required were verified. |
| OBX2026INV20401 |  | Total Qualified Assets Post-Close | 600092.77 | 582807.7 | Amount reflects the available assets via documentation found in file |
| OBX2026INV20364 |  | Qualifying CLTV | 74.07 | 75 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20364 |  | Qualifying LTV | 74.07 | 75 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20364 |  | Total Qualified Assets Post-Close | 190852.86 | 174940.46 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20384 |  | Borrower 1 SSN | XXX | XXX | Confirmed Borrower 1 SSN per Final 1003. |
| OBX2026INV20384 |  | Total Closing Costs | 21849.35 | 12243.9 | XXX from final CD. |
| OBX2026INV20384 |  | Qualifying LTV | 72.12 | 72.11 | Confirmed LTV using lower Sales Price instead of higher Appraised Value. |
| OBX2026INV20384 |  | Qualifying CLTV | 72.12 | 72.11 | CLTV XXX% based on lower Sales Price XXX over Appraised Value XXX |
| OBX2026INV20384 |  | Total Qualified Assets Post-Close | 258979.78 | 424200.84 | Verified remaining assets after close from Asset Statements in file. |
| OBX2026INV20494 |  | Total Qualified Assets Post-Close | 130915.1 | 254913.47 | verified total assets in the amount of XXX minus cash to close XXX and EMD XXX total post close assets XXX |
| OBX2026INV20372 |  | Total Qualified Assets Post-Close | 347878.13 | 502734.25 | Auditor verified remaining assets post closing XXX |
| OBX2026INV20440 |  | Total Qualified Assets Post-Close | 103371.57 | 205987.94 | verified total assets in the amount of XXX |
| OBX2026INV20467 |  | Property Address | XXX | XXX | Validated address with Note, title and HOI. |
| OBX2026INV20467 |  | Qualifying FICO | 770 | 0 |  |
| OBX2026INV20383 |  | Total Qualified Assets Post-Close | 25184.51 | 30002.64 | Assets Verified off the Statement in file |
| OBX2026INV20491 |  | Property Address | XXX | XXX | Same address value. |
| OBX2026INV20491 |  | Total Qualified Assets Post-Close | 31442.96 | 113963.79 | Amount reflects the available assets via documentation found in file |
| OBX2026INV20482 |  | Total Qualified Assets Post-Close | 113290 | 202749.91 | XXX determined by Total Assets less Cash to Close. |
| OBX2026INV20385 |  | Qualifying FICO | 813 | 0 | Confirmed Fico XXX as per Credit Report in file. |
| OBX2026INV20385 |  | Qualifying CLTV | 70.9 | 71 | Rounding. |
| OBX2026INV20385 |  | Qualifying LTV | 70.9 | 71 | Rounding. |
| OBX2026INV20479 |  | Total Qualified Assets Post-Close | 444860.58 | 318756.81 | I am using XXX% of the IRA accounts per guidelines. |
| OBX2026INV20437 |  | Borrower 2 Self-Employment Flag | Yes | No | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20437 |  | Borrower 1 Self-Employment Flag | Yes | No | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20437 |  | Total Qualified Assets Post-Close | 27450.87 | 134915.89 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20335 |  | Total Qualified Assets Post-Close | 43401.46 | 43860.86 | XXX determined by Total Assets less Cash to Close. |
| OBX2026INV20362 |  | Property Address | XXX | XXX | Not in all caps locks |
| OBX2026INV20481 |  | Property Address | XXX | XXX | . |
| OBX2026INV20481 |  | Total Qualified Assets Post-Close | 223098.58 | 327415.68 | Assets Verified off the Statements in file |
| OBX2026INV20415 |  | Total Closing Costs | 10856.08 | 17.52 | Closing costs verified off the final CD in file |
| OBX2026INV20415 |  | Qualifying CLTV | 73.43 | 73.42 | Verified XXX and Property value |
| OBX2026INV20415 |  | Qualifying LTV | 73.43 | 73.42 | LTV verified |
| OBX2026INV20415 |  | Total Qualified Assets Post-Close | 2737.65 | 2782.02 | Assets verified |
| OBX2026INV20469 |  | Primary Appraised Property Value | $XXX | $XXX | Appraised value is XXX |
| OBX2026INV20469 |  | Total Qualified Assets Post-Close | 828493.34 | 630176 | Total assets are correct. |
| OBX2026INV20429 |  | Total Qualified Assets Post-Close | 533947.81 | 656741.42 | total qualified assets is correct |
| OBX2026INV20409 |  | Total Qualified Assets Post-Close | 105661.46 | 289076.25 | Assets have been updated to reflect what is on the bank Statements and I am using XXX% of the 401K. |
| OBX2026INV20421 |  | Total Qualified Assets Post-Close | 24162.39 | 28075.69 | True data reflects qualified assets excluding amount due from borrower on CD. |
| OBX2026INV20333 |  | Total Qualified Assets Post-Close | 100620.07 | 514958.27 | Qualifying assets are insufficient to tape data after cash to close is deducted. |
| OBX2026INV20367 |  | Property Address | XXX | XXX | Per NOTE pg #1003. XX: XXX Wolverley Lane |
| OBX2026INV20367 |  | Qualifying LTV | 73.66 | 75 | AUDIT: Per Contract of Sale pg #XXX and Appraisal pg #XXX.. XXX price=$XXX. Appraised value-$XXX. XXX-$XXX... LTV/CLTV($XXX/$XXX)=XXX% vs Lender's LTV/CLTV-XXX%. Sales contract addendum needed to support adj PP=$XXX |
| OBX2026INV20367 |  | Qualifying CLTV | 73.66 | 75 | AUDIT: Per Contract of Sale pg #XXX and Appraisal pg #XXX.. XXX price=$XXX. Appraised value-$XXX. XXX-$XXX... LTV/CLTV($XXX/$XXX)=XXX% vs Lender's LTV/CLTV-XXX%. Sales contract addendum needed to support adj PP=$XXX |
| OBX2026INV20367 |  | Total Qualified Assets Post-Close | 1156808 | 1304411.84 | AUDIT: Verified Assets as follows: XXX) XXX #XXX-$XXX) XXX #XXX-$XXX) XXX #XXX-$XXX.. Aggregate Total=$XXX.. TC=$$XXX + AMEX-$XXX. dj Total qualifying assets=$XXX |
| OBX2026INV20444 |  | Total Qualified Assets Post-Close | 71112.78 | 156672.05 | The total qualifying assets post close is XXX which is the total assets XXX (reflected in most recent bank Statement) less the XXX uncleared EMD less the XXX (from final CD) funds required at closing: $XXX-$XXX-$XXX= $XXX. |
| OBX2026INV20365 |  | Property Address | XXX | XXX | The Note, Mortgage and closing documents confirm the XXX is XXX XXXX. |
| OBX2026INV20365 |  | Qualifying CLTV | 74.79 | 75 | The audit calculated CLTV is 74.79% and rounded is XXX% ($XXX/$XXX). |
| OBX2026INV20365 |  | Qualifying LTV | 74.79 | 75 | The audit calculated LTV is 74.79% and rounded is XXX% ($XXX/$XXX). |
| OBX2026INV20365 |  | Total Qualified Assets Post-Close | 602419.02 | 637094.73 | The audit calculated total qualified assets post close is XXX which is the total available assets prior to closing less the cash required from borrower: $XXX-$XXX=$XXX. The borrower received the XXX cash back at closing after the proceeds from the XXX Exchange was applied and resulted in the borrower receiving a portion of borrower's own funds that was used to pay the total EMD. |
| OBX2026INV20452 |  | Occupancy | Investment | Primary Residence | Per Final 1003 pg #XXX.. ccupany for subject is XXX property |
| OBX2026INV20452 |  | Total Qualified Assets Post-Close | 190503.43 | 268352.97 | AUDIT: Verified assets-XXX #XXX-$XXX and Oak XXXXX #XXX-$XXX.. Aggregate total=$XXX minus FTC-$XXX=$XXX |
| OBX2026INV20405 |  | Property Address | XXX | XXX | Per NOTE: pg #XXX.. XX: XXX XXX |
| OBX2026INV20405 |  | Total Qualified Assets Post-Close | 31287.69 | 43862.73 | AUDIT: Verified assets-NFCU #XXX-$XXX & XXX #XXX-$XXX.. ggregate Total=$XXX minus FTC-$XXX |
| OBX2026INV20331 |  | Qualifying LTV | 62.83 | 63 | Discrepancy is due to data entry. True Data is correct. Verified LTV is 62.833% |
| OBX2026INV20331 |  | Qualifying CLTV | 62.83 | 63 | Discrepancy is due to data entry. True Data is correct. Verified CLTV is 62.833% |
| OBX2026INV20331 |  | Total Qualified Assets Post-Close | 818025.14 | 843359.09 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20422 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 is self XXX |
| OBX2026INV20422 |  | Total Qualified Assets Post-Close | 29234.86 | 33692.81 | Assets taking from bank Statements |
| OBX2026INV20408 |  | Qualifying CLTV | 74.6 | 74.59 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20408 |  | Qualifying LTV | 74.6 | 74.59 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20408 |  | Total Qualified Assets Post-Close | 101473.87 | 259982.28 | Discrepancy is due to data entry, Verified Assets are XXX |
| OBX2026INV20396 |  | Qualifying FICO | 680 | 0 | XXX verified as Qualifying FICO per credit report. pg XXX |
| OBX2026INV20470 |  | Total Qualified Assets Post-Close | 927862.78 | 1036961.2 |  |
| OBX2026INV20470 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20445 |  | Total Qualified Assets Post-Close | 176246.68 | 278611.89 | Not a true discrepancy. Tape data indicates all assets verified, while true data assets indicate amount after cash to close deduction. |
| OBX2026INV20328 |  | Property Address | XXX | XXX | XXX is correct. |
| OBX2026INV20328 |  | Qualifying CLTV | 69.3 | 70 | Based off sales price and XXX the LTV and CLTV is correct. |
| OBX2026INV20328 |  | Qualifying LTV | 69.3 | 70 | Based off sales price and XXX the LTV and CLTV is correct. |
| OBX2026INV20328 |  | Total Qualified Assets Post-Close | 62300.98 | 64881.56 | Assets provided are correct. |
| OBX2026INV20404 |  | Qualifying LTV | 73.32 | 74 | AUS Rounded up |
| OBX2026INV20404 |  | Qualifying CLTV | 73.32 | 74 | AUS Rounded up |
| OBX2026INV20404 |  | Total Qualified Assets Post-Close | 591807.58 | 500000 | Assets Verified off the Bank Statement in file |
| OBX2026INV20420 |  | Qualifying LTV | 73.54 | 73.53 | The verified LTV is 73.539% (XXX/$XXX value= XXX%) |
| OBX2026INV20420 |  | Qualifying CLTV | 73.54 | 73.53 | The verified CLTV is 73.539% (XXX/$XXX value= XXX%) |
| OBX2026INV20420 |  | Total Qualified Assets Post-Close | 39617.86 | 39617 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20465 |  | Property Address | XXX | XXX | . |
| OBX2026INV20465 |  | Qualifying CLTV | 80 | 79.99 | LTV is at XXX% |
| OBX2026INV20465 |  | Total Qualified Assets Post-Close | 14941.67 | 73270.67 | Assets verified |
| OBX2026INV20453 |  | Total Qualified Assets Post-Close | 132039 | 223169.2 | Total qualified post close amount is remaining funds after closing. Tape data is total assets. |
| OBX2026INV20435 |  | Total Qualified Assets Post-Close | 266248.67 | 382772.47 | Total qualified post close amount is remaining funds after closing. Tape data is total assets. |
| OBX2026INV20337 |  | Borrower 2 Self-Employment Flag | Yes | No |  |
| OBX2026INV20337 |  | Borrower 1 Self-Employment Flag | Yes | No |  |
| OBX2026INV20337 |  | Total Qualified Assets Post-Close | 300019.5 | 371117.16 |  |
| OBX2026INV20474 |  | Total Qualified Assets Post-Close | 243518.48 | 325882.3 | Per Assets |
| OBX2026INV20489 |  | Property Address | XXX | XXX | Tape data in all caps. |
| OBX2026INV20489 |  | Total Qualified Assets Post-Close | 25794.95 | 87534.95 | Total qualified post close amount is remaining funds after closing. Tape data is total assets. |
| OBX2026INV20489 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20371 |  | Property Address | XXX | XXX | Tape data in all caps. |
| OBX2026INV20371 |  | Qualifying FICO | 796 | 0 | Qualifying FICO verified with credit report. Tape data is XXX |
| OBX2026INV20371 |  | Total Qualified Assets Post-Close | 773545.97 | 846680.83 | Total qualified post close amount is remaining funds after closing. Tape data is total assets. |
| OBX2026INV20498 |  | Borrower 1 First Name | XXX | XXX | Audit verified the first name as XXX for Borrower 1. |
| OBX2026INV20498 |  | Total Qualified Assets Post-Close | 620499.64 | 430622.26 | Audit verified a total of XXX in assets prior to down payment and closing costs paid by borrower, leaving XXX in assets post close. |
| OBX2026INV20430 |  | Property Address | XXX | XXX |  |
| OBX2026INV20430 |  | Borrower 1 Last Name | XXXXX | XXXXX | Audit verified the Last Name as XXXX on the Note document. |
| OBX2026INV20430 |  | Qualifying LTV | 70.95 | 70.94 | Audit's LTV of XXX matches the Lender's LTV of XXX |
| OBX2026INV20430 |  | Qualifying CLTV | 70.95 | 70.94 | Audit's CLTV of XXX matches the Lender's CLTV of XXX |
| OBX2026INV20496 |  | Total Qualified Assets Post-Close | 18123.1 | 95451.1 | Amount reflects the available assets via documentation found in file |
| OBX2026INV20353 |  | Total Qualified Assets Post-Close | 45325.66 | 108329.27 | True data is correct per asset documents total XXX per LP Fund to verified XXX |
| OBX2026INV20356 |  | Total Qualified Assets Post-Close | 130475.25 | 134196.5 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20414 |  | Total Qualified Assets Post-Close | 87957.67 | 96342.64 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20320 |  | Qualifying CLTV | 63.26 | 63.25 | True data is correct per the 1s lien balance divided by appraisal value times =XXX% difference due to rounding method. |
| OBX2026INV20320 |  | Qualifying LTV | 63.26 | 63.25 | True data is correct per the 1s lien balance divided by appraisal value times =XXX% difference due to rounding method. |
| OBX2026INV20388 |  | Total Qualified Assets Post-Close | 204146.28 | 313721.47 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20315 |  | Property Address | XXX | XXX | XXX same but not in all caps |
| OBX2026INV20315 |  | Total Qualified Assets Post-Close | 63545.97 | 140403.91 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20377 |  | Total Qualified Assets Post-Close | 159829.82 | 226889.58 | Total post closing assets is correct as per documented assets and final CD. |
| OBX2026INV20373 |  | Total Qualified Assets Post-Close | 91189.14 | 113986.42 | Total qualified post close amount is remaining funds after closing. Tape data is total assets. |
| OBX2026INV20332 |  | Borrower 1 Last Name | XXXXX | XXXXX | B1 Last Name verified per Note. |
| OBX2026INV20332 |  | Total Closing Costs | 8332.99 | 72 | XXX verified per Post Close CD. |
| OBX2026INV20332 |  | Qualifying LTV | 63.25 | 64 | Rounding. |
| OBX2026INV20332 |  | Qualifying CLTV | 63.25 | 64 | Rounding. |
| OBX2026INV20332 |  | Total Qualified Assets Post-Close | 1214555.85 | 1639424.62 | Total qualified post close amount is remaining funds after closing. Tape data is total assets. |
| OBX2026INV20389 |  | Total Qualified Assets Post-Close | 161670.01 | 263166.92 | Audit confirms qualified assets are XXX and total assets are XXX. |
| OBX2026INV20450 |  | Total Qualified Assets Post-Close | 507215.18 | 557199.11 | Post closing assets $XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20497 |  | Property Address | XXX | XXX | Address is correct per final CD |
| OBX2026INV20497 |  | Total Qualified Assets Post-Close | 324781.75 | 401793 | Assets verified using current bank Statements |
| OBX2026INV20477 |  | Total Qualified Assets Post-Close | 61482.71 | 117110.26 | See Assets |
| OBX2026INV20360 |  | Property Address | XXX | XXX | Not in all caps locks |
| OBX2026INV20360 |  | Borrower 1 First Name | XXX | XXX | The note has XXX |
| OBX2026INV20360 |  | Property City | XXX | XXX | It was updated to take the "St" out., |
| OBX2026INV20360 |  | Qualifying LTV | 66.67 | 66.66 | Rounded up |
| OBX2026INV20360 |  | Qualifying CLTV | 66.67 | 66.66 | Rounded up |
| OBX2026INV20360 |  | Total Qualified Assets Post-Close | 597095.66 | 1306054.55 | I am using XXX% and we only have one IRA account in the system. |
| OBX2026INV20403 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | XXX XX/XX/XXXX confirmed on note |
| OBX2026INV20403 |  | Total Qualified Assets Post-Close | 318568.9 | 190916.73 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20359 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | XXX confirmed with Note. |
| OBX2026INV20312 |  | Borrower 2 Self-Employment Flag | Yes | No | Auditor confirmed from documentation in file that B2 is self XXX and is qualified with income from self employment. |
| OBX2026INV20312 |  | Total Qualified Assets Post-Close | 11200.3 | 73739.3 | The total qualified assets post close is XXX which is the XXX total qualifying assets less the XXX cash to close and the XXX EMD check #XXX(which Auditor could not confirm was the XXX check that cleared WF #XXX on XXX/XXX/XXX. The check # was not disclosed in the Statement): $XXX-$XXX-$XXX=$XXX |
| OBX2026INV20310 |  | Property Address | XXX | XXX | XXX in all caps. |
| OBX2026INV20310 |  | Total Qualified Assets Post-Close | 116670.17 | 123208.25 | Total Qualified Asset Post Close determined by Total Verified Assets less Cash to Close. |
| OBX2026INV20442 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | First payment due XXX/XXX/XXX. |
| OBX2026INV20442 |  | Total Qualified Assets Post-Close | 64616.17 | 151600.49 | Sufficient assets provided. |
| OBX2026INV20416 |  | Property Address | XXX | XXX |  |
| OBX2026INV20416 |  | Number of Units | 2 | 1 | See Apparaisal |
| OBX2026INV20416 |  | Borrower 2 Self-Employment Flag | Yes | No | See Income |
| OBX2026INV20416 |  | Total Qualified Assets Post-Close | 138329.42 | 373407.86 | See Assets |
| OBX2026INV20466 |  | Property Address | XXX | XXX | tape data is using caps |
| OBX2026INV20466 |  | Qualifying FICO | 701 | 0 |  |
| OBX2026INV20466 |  | Total Closing Costs | 16753.47 | 21134.19 | audit closing costs matches the docs in file |
| OBX2026INV20466 |  | Total Qualified Assets Post-Close | 66058.25 | 157281.12 | assets match docs in file |
| OBX2026INV20441 |  | Qualifying FICO | 706 | 795 | credit score is correct middle of the XXX |
| OBX2026INV20441 |  | Qualifying CLTV | 73.98 | 73.97 | LTV/CLTV/HCLTV is correct |
| OBX2026INV20441 |  | Qualifying LTV | 73.98 | 73.9 | LTV/CLTV/HCLTV is correct |
| OBX2026INV20441 |  | Total Qualified Assets Post-Close | 113290.02 | 130235.42 | LTV/CLTV/HCLTV is correct |
| OBX2026INV20487 |  | Borrower 1 First Name | XXX | XXX | Spelling |
| OBX2026INV20487 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20487 |  | Qualifying FICO | 785 | 0 | See Credi |
| OBX2026INV20487 |  | Primary Appraised Property Value | $XXX | $XXX | Lower value |
| OBX2026INV20488 |  | Borrower 1 FTHB | true | false | Borrowers are first time homebuyers |
| OBX2026INV20488 |  | Borrower 2 Self-Employment Flag | Yes | No | Self employment screen flag is correct |
| OBX2026INV20488 |  | Total Qualified Assets Post-Close | 353969.58 | 447979.94 | Total assets are correct per bank Statements |
| OBX2026INV20472 |  | Property Address | XXX | XXX | tape data is using caps |
| OBX2026INV20472 |  | Borrower 2 SSN | XXX | XXX | tape data is incorrect |
| OBX2026INV20472 |  | Qualifying FICO | 735 | 0 | audit value matches credit report |
| OBX2026INV20370 |  | Total Qualified Assets Post-Close | 370844.53 | 531491.25 | the borrower has/had sufficient funds for reserves and closing. the auditor asked if the $ amount of asset much match and was told no as long as there was sufficient funds |
| OBX2026INV20334 |  | Property Address | XXX | XXX | the address is the same except Drive is spelled out on one and not the other, The appraisal reflect the address like on the Note |
| OBX2026INV20334 |  | Borrower 1 Self-Employment Flag | Yes | No | The borrowers are self employer and the auditor will go back to ensure it is coded correctly |
| OBX2026INV20334 |  | Borrower 2 Self-Employment Flag | Yes | No | The borrowers are self employer and the auditor will go back to ensure it is coded correctly |
| OBX2026INV20334 |  | Total Qualified Assets Post-Close | 67097.66 | 249375.69 | The auditor can only assume the total qualified asset amount is the amount after closing and reserves |
| OBX2026INV20483 |  | Total Qualified Assets Post-Close | 191841.44 | 418968.77 | Post close assets have been confirmed |
| OBX2026INV20485 |  | Property Address | XXX | XXX | This the correct address, client only has it capitalize. |
| OBX2026INV20485 |  | Total Qualified Assets Post-Close | 15238.88 | 160179.08 | Based off LP findings XXX reserves were submitted. |
| OBX2026INV20327 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | The XXX of XX/XX/XXXX is correct |
| OBX2026INV20327 |  | Total Qualified Assets Post-Close | 92516.63 | 347854.34 | this is the estimated amount of assets/reserves after closing |
| OBX2026INV20412 |  | Qualifying FICO | 685 | 0 | Per Credit Report |
| OBX2026INV20412 |  | Qualifying LTV | 74.96 | 75 | Per XXX and final value used |
| OBX2026INV20412 |  | Qualifying CLTV | 74.96 | 75 | Per XXX and final value used |
| OBX2026INV20339 |  | Total Qualified Assets Post-Close | 73202.22 | 76391.97 | verified assets total assets submitted XXX after funds required for closing XXX verified post close funds XXX |
| OBX2026INV20461 |  | Total Qualified Assets Post-Close | 53041.75 | 61389 | Amount reflects the available assets via documentation found in file |
| OBX2026INV20323 |  | Total Qualified Assets Post-Close | 310658.47 | 417130.28 | assets XXX less cash to close $XXX= $XXX |
| OBX2026INV20438 |  | Borrower 2 Self-Employment Flag | Yes | No | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20438 |  | Number of Units | 3 | 1 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20438 |  | Total Qualified Assets Post-Close | 270473.95 | 272403.87 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20369 |  | Total Qualified Assets Post-Close | 496288.55 | 500337.88 | Per assets used in the file |
| OBX2026INV20363 |  | Total Qualified Assets Post-Close | 19008.62 | 105288.14 | Per assets in file- updated |
| OBX2026INV20475 |  | Total Qualified Assets Post-Close | 406126.72 | 659476.04 | XXX are post closing funds |
| OBX2026INV20478 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20478 |  | Total Qualified Assets Post-Close | 206820.15 | 283093.95 | Post close assets are correct |
| OBX2026INV20313 |  | Property Address | XXX | XXX | verified XXX, variance is based on capitalization |
| OBX2026INV20313 |  | Total Qualified Assets Post-Close | 21040.12 | 91423.64 | verified XXX in total assets, total required for closing per CD XXX post close assets verified at XXX |
| OBX2026INV20432 |  | Total Qualified Assets Post-Close | 724689.35 | 500336.12 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20432 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20318 |  | Total Qualified Assets Post-Close | 12671.58 | 90313.34 | See Assets |
| OBX2026INV20410 |  | Total Qualified Assets Post-Close | 2273778.63 | 2450434.43 | Verified off the Bank Statements in file |
| OBX2026INV20321 |  | Qualifying LTV | 75 | 27 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20321 |  | Qualifying CLTV | 75 | 45 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20321 |  | Total Qualified Assets Post-Close | 59459.91 | 144657.74 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20351 |  | Borrower 1 Self-Employment Flag | Yes | No |  |
| OBX2026INV20351 |  | Qualifying CLTV | 66.39 | 67 | Based appraised value and loan amt the LTV and CLTV is correct. |
| OBX2026INV20351 |  | Qualifying LTV | 66.39 | 67 | Based appraised value and loan amt the LTV and CLTV is correct. |
| OBX2026INV20351 |  | Total Qualified Assets Post-Close | 599124.01 | 582807.7 | The assets were counted for. |
| OBX2026INV20402 |  | Total Qualified Assets Post-Close | 236532.91 | 190916.73 | See assets |
| OBX2026INV20329 |  | Total Qualified Assets Post-Close | 159763.51 | 216139.99 | Totals assets are correct per bank Statements on file |
| OBX2026INV20439 |  | Number of Units | 3 | 1 |  |
| OBX2026INV20439 |  | Total Qualified Assets Post-Close | 35370.11 | 82113.34 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20347 |  | Qualifying LTV | 69.9 | 70 | Tape rounding-up. |
| OBX2026INV20347 |  | Qualifying CLTV | 69.9 | 70 | Tape rounding-up. |
| OBX2026INV20347 |  | Total Qualified Assets Post-Close | 58187.87 | 60296.8 | Total verified assets $XXX. |
| OBX2026INV20480 |  | Qualifying FICO | 765 | 769 | Per Fico Score on credit report |
| OBX2026INV20480 |  | Total Qualified Assets Post-Close | 708324.51 | 806633.38 | Per all assets in the file |
| OBX2026INV20316 |  | Total Qualified Assets Post-Close | 591540.96 | 723202 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20419 |  | Property Address | XXX | XXX | Closing disclosures have full address on same line. |
| OBX2026INV20419 |  | Total Qualified Assets Post-Close | 47091.8 | 50486 | $ XXX - XXX (CTC) = $XXX. |
| OBX2026INV20398 |  | Qualifying CLTV | 71.81 | 72 | Tape XXX CLTV LP has XXX XXXX, Note is XXXX. |
| OBX2026INV20398 |  | Qualifying LTV | 71.81 | 72 | Tape XXX LTV LP has XXX XXXX, Note is XXXX. |
| OBX2026INV20398 |  | Total Qualified Assets Post-Close | 178689.25 | 192745.54 | Total assets verified XXX from ML XXXs. |
| OBX2026INV20325 |  | Total Closing Costs | 32164.25 | 6608 | Closing costs per Final CD. |
| OBX2026INV20325 |  | Qualifying CLTV | 63.64 | 63.63 | Difference is due to rounding. |
| OBX2026INV20325 |  | Qualifying LTV | 63.64 | 63.63 | Difference is due to rounding. |
| OBX2026INV20325 |  | Total Qualified Assets Post-Close | 657722.6 | 1062399.02 | Amount reflects the available assets via documentation found in file |
| OBX2026INV20425 |  | Borrower 1 Last Name | XXXXX | XXXXX | Discrepancy due to data entry, True data is correct. |
| OBX2026INV20425 |  | Property Address | XXX | XXX | Discrepancy due to data entry, True data is correct. |
| OBX2026INV20425 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | Discrepancy due to data entry, True data is correct. |
| OBX2026INV20425 |  | Total Qualified Assets Post-Close | 123254.16 | 217183.05 | Discrepancy due to data entry, Verified assets are $XXX. |
| OBX2026INV20387 |  | Total Qualified Assets Post-Close | 56885.84 | 184360 | True data verified per bank Statements. |
| OBX2026INV20349 |  | Borrower 1 Self-Employment Flag | Yes | No | verified self XXX income borrower qualified with s/e income and base employer wages |
| OBX2026INV20349 |  | Qualifying LTV | 68.09 | 69 | verified per appraised value and XXX% |
| OBX2026INV20349 |  | Qualifying CLTV | 68.09 | 69 | verified per appraised value and XXX% |
| OBX2026INV20349 |  | Total Qualified Assets Post-Close | 719969.14 | 582807.7 | verified available assets and cash back received at closing for total of XXX |
| OBX2026INV20375 |  | Total Qualified Assets Post-Close | 160719.98 | 248649.82 | Difference is the CTC of $XXX. |
| OBX2026INV20343 |  | Total Qualified Assets Post-Close | 590427.97 | 707745 | LM deducted the down pymnt amt of XXX from the total asset amt of XXX |
| OBX2026INV20424 |  | Property Address | XXX | XXX | This is the correct address. |
| OBX2026INV20424 |  | Qualifying FICO | 785 | 0 | This is the correct credit score. |
| OBX2026INV20458 |  | Borrower 1 First Name | XXX | XXX | Borrower name is XXX. |
| OBX2026INV20458 |  | Total Qualified Assets Post-Close | 557135.72 | 661311.04 | Amount reflects the available assets via documentation found in file. |
| OBX2026INV20495 |  | Qualifying CLTV | 80 | 79.99 | Based off sales price and XXX LTV/CLTV is correct. |
| OBX2026INV20495 |  | Qualifying LTV | 80 | 79.99 | Based off sales price and XXX LTV/CLTV is correct. |
| OBX2026INV20495 |  | Total Qualified Assets Post-Close | 296952.13 | 332306.74 | Total assets are correct that are listed. |
| OBX2026INV20451 |  | Borrower 1 Self-Employment Flag | Yes | No | Confirmed self employment with XXX returns |
| OBX2026INV20451 |  | Total Qualified Assets Post-Close | 168410.31 | 270000 | Assets confirmed in audit |
| OBX2026INV20052 |  | Property Address | XXX | XXX | Tape data is ALL CAPS. |
| OBX2026INV20052 |  | Total Qualified Assets Post-Close | 161413.33 | 385324.46 | As per audit, this is the post-closing assets total. The tape data is the pre-closing assets. |
| OBX2026INV20448 |  | Total Qualified Assets Post-Close | 3388785.99 | 3497399.2 | Amount reflects the available assets via documentation found in file |
| OBX2026INV20400 |  | Property Address | XXX | XXX | Note address is correct |
| OBX2026INV20400 |  | Qualifying CLTV | 74.17 | 74.16 | Based off appraised value and loan amt this is the correct CLTV and LTV. |
| OBX2026INV20400 |  | Qualifying LTV | 74.17 | 74.16 | Based off appraised value and loan amt this is the correct CLTV and LTV. |
| OBX2026INV20400 |  | Total Qualified Assets Post-Close | 15034.45 | 21840.37 | Settlement address correct |
| OBX2026INV20292 |  | Qualifying FICO | 796 | 0 | The Qualifying FICO is XXX (pg XXX) |
| OBX2026INV20382 |  | Total Qualified Assets Post-Close | 161506.18 | 329585.28 | Total assets are correct. |
| OBX2026INV20264 |  | Property Address | XXX | XXX |  |
| OBX2026INV20264 |  | Qualifying FICO | 705 | 0 | credit score XXX per aus and credit report |
| OBX2026INV20264 |  | Total Closing Costs | 10448.19 | 5575.8 | closing costs on final cd XXX |
| OBX2026INV20459 |  | Property Address | XXX | XXX | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20459 |  | Borrower 1 Marital Status | Married | Separated | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20459 |  | Total Qualified Assets Post-Close | 122401.96 | 192825.15 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20427 |  | Property Address | XXX | XXX | Address variance on flood cert. |
| OBX2026INV20427 |  | Total Qualified Assets Post-Close | 88434.52 | 174939 | XXX liquid funds post close. |
| OBX2026INV20213 |  | Total Qualified Assets Post-Close | 90042.21 | 67222.33 | Discrepancy is due to data entry, True Data is correct. |
| OBX2026INV20350 |  | Borrower 3 Self-Employment Flag | Yes | No | Borrower 2 selfXXX. |
| OBX2026INV20350 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower 1 had selXXX income |
| OBX2026INV20350 |  | Borrower 2 Self-Employment Flag | Yes | No | Borrower 2 is selfXXX |
| OBX2026INV20350 |  | Total Qualified Assets Post-Close | 474201.33 | 474200 | Assets are correct |
| OBX2026INV20457 |  | Total Qualified Assets Post-Close | 207371.61 | 220754.9 | Audit of file confirms total assets of XXX. |
| OBX2026INV20463 |  | Property Address | XXX | XXX | Per NOTE pg #XXX.. ubject's address: XXX XXX |
| OBX2026INV20463 |  | Borrower 1 First Name | XXX | XXX | Per NOTE pg #XXX. xecuted by XXX (B1) and XXX (B2) |
| OBX2026INV20463 |  | Borrower 1 SSN | XXX | XXX | Per Final 1003 pg #XXX. XXX's SSN-XXX and pg #XXX B2's SSN-XXX |
| OBX2026INV20463 |  | Qualifying LTV | 78.77 | 79 | Per Contract of Sale pg #XXX.. P=$XXX & Appraisal pg #XXX-EMV=$XXX.. XX per NOTE pg #XXX-$XXX/$XXX=XXX LTV/CLTV |
| OBX2026INV20463 |  | Qualifying CLTV | 78.77 | 79 | Per Contract of Sale pg #XXX.. P=$XXX & Appraisal pg #XXX-EMV=$XXX.. XX per NOTE pg #XXX-$XXX/$XXX=XXX LTV/CLTV |
| OBX2026INV20463 |  | Total Qualified Assets Post-Close | 110893.46 | 202664.44 | AUDIT: Qualifying assets pg #XXX (Partners FCU Svgs #XXX-$XXX, Partners FCU Svgs #XXX-$XXX, & Fidelity XXXs-$XXX). Aggregate Totals=$XXX minus CTC-$XXX=$XXX |
| OBX2026INV20234 |  | Total Qualified Assets Post-Close | 311721.49 | 311721 | Discrepancy is due to data entry, True Data is correct |
| OBX2026INV20253 |  | Qualifying FICO | 815 | 0 | credit report is correct |
| OBX2026INV20299 |  | Total Qualified Assets Post-Close | 1385102.6 | 1144691.32 | Per assets |
| OBX2026INV20386 |  | Borrower 1 Self-Employment Flag | Yes | No | B1 is self XXX |
| OBX2026INV20386 |  | Total Qualified Assets Post-Close | 327190.54 | 386117.38 | Assets have been verified by Statements |
| OBX2026INV20203 |  | Property Address | XXX | XXX | Reviewed and Audited |
| OBX2026INV20203 |  | Total Qualified Assets Post-Close | 1021920.75 | 1126352.53 | Reviewed and Audited |
| OBX2026INV20366 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20226 |  | Property Address | XXX | XXX | No concern tape data is in caps |
| OBX2026INV20226 |  | Qualifying LTV | 75 | 74.99 | Rounding issue |
| OBX2026INV20226 |  | Qualifying CLTV | 75 | 74.99 | Rounding issue |
| OBX2026INV20226 |  | Total Qualified Assets Post-Close | 72522.61 | 181153.8 | Post assets $XXX/Borrower provided XXX IRA Statement dated XX/XX/XXXX ending balance $XXX. |
| OBX2026INV20210 |  | Total Qualified Assets Post-Close | 1569925.47 | 1663590.65 | Assets verified off the Bank Statements in file |
| OBX2026INV20276 |  | Total Qualified Assets Post-Close | 805521.41 | 897465.53 | See assets |
| OBX2026INV20490 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20490 |  | Total Qualified Assets Post-Close | 1542302.18 | 1042864.6 | See Assets |
| OBX2026INV20179 |  | Qualifying FICO | 776 | 0 | Reviewed and Audited |
| OBX2026INV20304 |  | Qualifying FICO | 816 | 0 | See Credit |
| OBX2026INV20144 |  | Total Qualified Assets Post-Close | 763599.57 | 865269.5 | assets XXX less cash to close XXX = XXX |
| OBX2026INV20198 |  | Qualifying FICO | 790 | 0 | credit score per aus and credit report XXX |
| OBX2026INV20198 |  | Qualifying LTV | 73.79 | 74 | note XXX / value XXX = XXX% |
| OBX2026INV20198 |  | Qualifying CLTV | 73.79 | 74 | note XXX / value XXX = XXX% |
| OBX2026INV20172 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | Per Final 1003 borrower is a permanent resident/rcv permanent resident card/card expire XX/XX/XXXX |
| OBX2026INV20172 |  | Qualifying FICO | 772 | 0 | Per Credit report Mid score for the borrower is XXX |
| OBX2026INV20265 |  | Qualifying FICO | 710 | 0 | See Credit |
| OBX2026INV20231 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20231 |  | Total Qualified Assets Post-Close | 555461.03 | 392293.82 | Per assets |
| OBX2026INV20167 |  | Property Address | XXX | XXX | Tape data reflects the XXX in all caps |
| OBX2026INV20167 |  | Qualifying CLTV | 67.48 | 68 | XXX $XXX/Appraised value $XXX= XXX% |
| OBX2026INV20167 |  | Qualifying LTV | 67.48 | 68 | XXX $XXX/Appraised value $XXX= XXX% |
| OBX2026INV20167 |  | Total Qualified Assets Post-Close | 79068.73 | 280426.51 | XXX qualifying post close assets |
| OBX2026INV20178 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | See note |
| OBX2026INV20178 |  | Qualifying FICO | 776 | 0 | See Credit |
| OBX2026INV20319 |  | Borrower 1 First Name | XXX | XXX | First name of borrower confirmed on Note |
| OBX2026INV20319 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | XXX XX/XX/XXXX confirmed on Note |
| OBX2026INV20319 |  | Total Qualified Assets Post-Close | 974367.65 | 1038464.17 | XXX assets verified in Audit |
| OBX2026INV20242 |  | Initial Monthly P&I Or IO Payment | XXX | XXX | Note P& I is XXX |
| OBX2026INV20242 |  | Qualifying LTV | 67.24 | 68 | AUS Rounded up |
| OBX2026INV20242 |  | Qualifying CLTV | 67.24 | 68 | AUS Rounded up |
| OBX2026INV20242 |  | Total Qualified Assets Post-Close | 317394.74 | 196863 | Assets Verified off the Assets Statement in file |
| OBX2026INV20301 |  | Total Closing Costs | 7500.56 | 2950 | Per the final CD XXX is the XXX-pg204 |
| OBX2026INV20301 |  | Total Qualified Assets Post-Close | 46372.64 | 123176.9 | XXX are post closing/Post reserves remaining from the total verified assets. Auditor verified XXX which are required funds from the borrower. Leaving XXX |
| OBX2026INV20145 |  | Total Qualified Assets Post-Close | 62384.16 | 126000 | Per assets |
| OBX2026INV20462 |  | Total Qualified Assets Post-Close | 45570.2 | 108538.72 | Confirmed asset are accurate. |
| OBX2026INV20237 |  | Borrower 1 Last Name | XXXXX | XXXXX | Per Note |
| OBX2026INV20237 |  | Total Qualified Assets Post-Close | 52354.16 | 154994.28 | Assets verified off the bank Statement in file |
| OBX2026INV20305 |  | Seller Name | XXX | XXX | True Data reflects internal data source. |
| OBX2026INV20305 |  | Originator Doc Type | 1YR Full Doc | Full Doc | True Data reflects internal data source. |
| OBX2026INV20305 |  | Percent of Borrower's Funds for Down Payment | 100 | 0.000 | True Data reflects B1 is using XXX% of XXX assets. |
| OBX2026INV20305 |  | Qualifying Total Debt Income Ratio | 39.26 | 32.58 | True Data reflect the Debt-to-Income (DTI), which was assessed by audit using sole proprietor income, monthly liabilities, rental income loss, and the proposed monthly mortgage payment. |
| OBX2026INV20050 |  | Property Address | XXX | XXX | Tape data is ALL CAPS. |
| OBX2026INV20050 |  | Borrower 1 Last Name | XXXXX | XXXXX | As per Note Last Name of B1 including Suffix. |
| OBX2026INV20050 |  | Total Qualified Assets Post-Close | 39329.04 | 101499.8 | As per audit post-closing assets. Tape data is assets pre-closing. |
| OBX2026INV20176 |  | Borrower 1 FTHB | true | false | no history of prior ownership XXX years borrower FTHB |
| OBX2026INV20176 |  | Qualifying LTV | 71.59 | 71.58 | XXX or rounded to XXX% |
| OBX2026INV20176 |  | Qualifying CLTV | 71.59 | 71.58 | XXX or XXX% |
| OBX2026INV20176 |  | Total Qualified Assets Post-Close | 22682.62 | 127455.21 | Total assets XXX - less funds to close $XXX= XXX post closing assets |
| OBX2026INV20201 |  | Interest Rate | 6.624 | 5.999 | missing note - aus XXX |
| OBX2026INV20201 |  | Property State | NC | CA | missing note |
| OBX2026INV20201 |  | Property Address | XXX | XXX | note for different transaction in file |
| OBX2026INV20201 |  | Loan Amount | $XXXXXX | $XXXXXX | missing note- note for differeent file |
| OBX2026INV20201 |  | Property Zip Code | XXX | XXX | missing note |
| OBX2026INV20201 |  | Borrower 1 First Name | XXX | XXX | not our borrower |
| OBX2026INV20201 |  | Borrower 1 Last Name | XXXXX | XXXXX | missing note |
| OBX2026INV20201 |  | Borrower 2 First Name | XXX | XXX | missing note |
| OBX2026INV20201 |  | Property City | XXX | XXX | missing note |
| OBX2026INV20201 |  | Borrower 2 Citizen | Non Permanent Resident Alien | US Citizen | 1003 indicates non permanent resident |
| OBX2026INV20201 |  | Borrower 2 SSN | XXX | XXX | 1003 indicates b2 SSN ending in XXX |
| OBX2026INV20201 |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen | 1003 indicates non permanent resident |
| OBX2026INV20201 |  | Borrower 1 SSN | XXX | XXX | BI ending XXX |
| OBX2026INV20201 |  | Qualifying FICO | 792 | 0 | XXX per aus and associated credit |
| OBX2026INV20201 |  | Qualifying LTV | 71.09 | 72 | XXX/ XXX = XXX |
| OBX2026INV20201 |  | Qualifying CLTV | 71.09 | 72 | XXX/ XXX = XXX |
| OBX2026INV20201 |  | Initial Monthly P&I Or IO Payment | XXX | XXX | missing note |
| OBX2026INV20201 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |  |
| OBX2026INV20201 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX |  |
| OBX2026INV20239 |  | Qualifying FICO | 806 | 0 | XXX per aus and credit report |
| OBX2026INV20239 |  | Qualifying CLTV | 74.32 | 75 | XXX $XXX/ appraisal value $XXX= XXX |
| OBX2026INV20239 |  | Qualifying LTV | 74.32 | 75 | XXX $XXX/ appraisal value $XXX= XXX |
| OBX2026INV20252 |  | Qualifying FICO | 815 | 0 | Discrepancy is due to data entry, True Data is correct. |
| OBX2026INV20194 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20194 |  | Qualifying FICO | 787 | 0 | FICO Score verified off the credit report in file |
| OBX2026INV20194 |  | Qualifying LTV | 73.03 | 74 | Loan to Value as verified is XXX% |
| OBX2026INV20194 |  | Qualifying CLTV | 73.03 | 74 | Loan to Value as verified is XXX% |
| OBX2026INV20097 |  | Total Qualified Assets Post-Close | 536767.63 | 634054 | Audit is post-closing assets. Tape data is pre-closing assets. |
| OBX2026INV20324 |  | Property Address | XXX | XXX | Tape data in all caps. |
| OBX2026INV20324 |  | Total Qualified Assets Post-Close | 127832.89 | 301710.96 | Total qualified post close amount is remaining funds after closing. Tape data is total assets. |
| OBX2026INV20434 |  | Borrower 1 Last Name | XXXXX | XXXXX | Verified off the Note in file |
| OBX2026INV20434 |  | Total Qualified Assets Post-Close | 26695.28 | 112517.95 | Assets verified off the bank Statement in file |
| OBX2026INV20378 |  | Property Address | XXX | XXX | XXX was verified on the Note. Discrepancy is due to capitalized lettering on the tape. |
| OBX2026INV20378 |  | Total Qualified Assets Post-Close | 39294.26 | 114215.29 | Post closing qualified assets was verified using available assets in file. Tape data is reflecting pre-close account balance. |
| OBX2026INV20273 |  | Total Closing Costs | 118.66 | 10000 | Verified off the final CD |
| OBX2026INV20273 |  | Total Qualified Assets Post-Close | 12167.29 | 97477.4 | Assets Verified off Bank Statements in file |
| OBX2026INV20446 |  | Total Qualified Assets Post-Close | 998319.31 | 808234 | Total assets verified in file is higher than used at origination |
| OBX2026INV20355 |  | Total Closing Costs | 30451.93 | 14987.64 | XXX confirmed with a copy of final CD. |
| OBX2026INV20355 |  | Total Qualified Assets Post-Close | 1900386.87 | 2201872.65 | Total qualified assets post closing confirmed with asset documentation in file. |
| OBX2026INV20484 |  | Total Qualified Assets Post-Close | 26190.77 | 131197.4 | Post closing assets confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20486 |  | Total Qualified Assets Post-Close | 88361.59 | 155240.51 | XXX are the total liquid assets available /$XXX are the post qualifying assets |
| OBX2026INV20436 |  | Total Qualified Assets Post-Close | 99599.28 | 109292 | XXX Post qualifying reserves |
| OBX2026INV20390 |  | Total Qualified Assets Post-Close | 853015.15 | 1067502.48 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20455 |  | Property Address | XXX | XXX | Per NOTE: pg #XXX: XXX XXX |
| OBX2026INV20455 |  | First Payment Date | XX/XX/XXXX | XX/XX/XXXX | Per NOTE: pg #XXX. orrower will make monthly payment on the 1st day of each month beginning on December XXX |
| OBX2026INV20455 |  | Total Qualified Assets Post-Close | 275620.88 | 373608.88 | AUDIT: Verified assets-XXX #XXX-$XXX, XXX #XXX-$XXX, & XXX 401K-$XXX. ggregate Total-$XXX minus CTC-$XXX=$XXX |
| OBX2026INV20357 |  | Property Address | XXX | XXX | Same address except XXX is in all "CAPS". |
| OBX2026INV20357 |  | Occupancy | Investment | Primary Residence | Per final XXX AUS approval, and appraisal this is an XXX REO. |
| OBX2026INV20357 |  | Total Qualified Assets Post-Close | 184786.67 | 195213.34 | Total amt of assets used matches lender 1003 of $XXX. |
| OBX2026INV20322 |  | Property Address | XXX | XXX | Both addresses are the same except XXX is in all caps. |
| OBX2026INV20322 |  | Total Qualified Assets Post-Close | 273805.24 | 361798.32 | The auditor used the same amt of assets as the lender which was $XXX. Appears that LM deducted the amt needed to close from this total. |
| OBX2026INV20391 |  | Property Address | XXX | XXX | Tape Data same address in all capital letters |
| OBX2026INV20391 |  | Total Qualified Assets Post-Close | 100246.29 | 146230.66 | Audit verified XXX borrower assets after closing |
| OBX2026INV20374 |  | Property Address | XXX | XXX | True data correct due to note has XXX spelled out. g XXX |
| OBX2026INV20374 |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen | True data correct h1 visa unexpired pg XXX |
| OBX2026INV20374 |  | Total Qualified Assets Post-Close | 82814.2 | 80313.18 | True data correct based on XXX assets used..401k and XXX bank accounts. |
| OBX2026INV20368 |  | Property Address | XXX | XXX | No concern- date tape are all in caps |
| OBX2026INV20368 |  | Total Qualified Assets Post-Close | 1468336.6 | 1823284.29 | Post asset |
| OBX2026INV20342 |  | Borrower 1 FTHB | true | false | True data correct. orrorwer is first time homebuyer. urrently renting XXX and purchasing this as 2nd hom |
| OBX2026INV20342 |  | Total Qualified Assets Post-Close | 28061.18 | 209711.51 | Neither are correct. uditor unable to adjust total qualified assets due to field is greyed out. Total assets equal $XXX. |
| OBX2026INV20376 |  | Total Qualified Assets Post-Close | 245656.93 | 248649.82 | Amount reflects the available assets via documentation found in file. |
| OBX2026INV20314 |  | Number of Units | 2 | 1 | Per appraisal SP is a XXX unit |
| OBX2026INV20314 |  | Qualifying CLTV | 70.47 | 71 | See auditor calculations New XXX $XXX/$XXX=XXX% |
| OBX2026INV20314 |  | Qualifying LTV | 70.47 | 71 | See auditor calculations New XXX $XXX/$XXX=XXX% |
| OBX2026INV20314 |  | Total Qualified Assets Post-Close | 964989.23 | 979877.27 | Post closing asset/reserves XXX |
| OBX2026INV20336 |  | Property Address | XXX | XXX | Address is correct |
| OBX2026INV20336 |  | Total Qualified Assets Post-Close | 626585.52 | 595107.75 | Post close assets are confirmed |
| OBX2026INV20447 |  | Borrower 1 FTHB | true | false | Tape B1FTHB false, should be True. |
| OBX2026INV20447 |  | Total Qualified Assets Post-Close | 292748.11 | 385472.09 | Difference in assets is CTC funds. |
| OBX2026INV20492 |  | Borrower 1 Self-Employment Flag | Yes | No | Per Final 1003 B1: S/E |
| OBX2026INV20492 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20174 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20174 |  | Qualifying FICO | 774 | 0 | FICO Verified off the Credit report in file |
| OBX2026INV20454 |  | Total Qualified Assets Post-Close | 27834.22 | 129156.31 | Amount reflects the available assets via documentation found in file |
| OBX2026INV20502 |  | Total Qualified Assets Post-Close | 41376.41 | 89854.17 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20051 |  | Borrower 1 Last Name | XXXXX | XXXXX | Per Note |
| OBX2026INV20051 |  | Total Qualified Assets Post-Close | 485022.12 | 617119.86 | Per Assets |
| OBX2026INV20417 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20417 |  | Total Closing Costs | 9735.3 | 2796 | Per CD |
| OBX2026INV20417 |  | Total Qualified Assets Post-Close | 26263.53 | 132550.48 | Per Assets |
| OBX2026INV20473 |  | Total Qualified Assets Post-Close | 17593.76 | 105643.08 | Assets Verified off Bank Statements in file |
| OBX2026INV20326 |  | Borrower 2 Self-Employment Flag | Yes | No | Self XXX Per 1003 |
| OBX2026INV20326 |  | Total Qualified Assets Post-Close | 45961.6 | 140018.9 | $XXX Total available assets verified by Audit $XXX Total available assets verified by Lender/AUS Acct #XXX – lender used a lower balance. Document in file supports higher amount used by audit. $XXX Total available assets post close / Audit |
| OBX2026INV20308 |  | Loan ID | XXX | XXX | XXX - Confirmed with Note. |
| OBX2026INV20308 |  | Seller Name | XXX | XXX | XXX updated as per Guidelines. |
| OBX2026INV20308 |  | Borrower 1 Last Name | XXXXX | XXXXX | Last Name - Confirmed with Note. |
| OBX2026INV20308 |  | Originator Doc Type | 2YR Full Doc | Full Doc | XXX Year document available in file hence updated 2year XXX. |
| OBX2026INV20308 |  | Percent of Borrower's Funds for Down Payment | 5.66 | 0.000 | Percent of Borrowers Funds for Down Payment unable to edit. |
| OBX2026INV20308 |  | Qualifying Total Debt Income Ratio | 24.4 | 24.30 | DTI match with AUS and XXX |
| OBX2026INV20308 |  | Underwriting Guideline Name | XXXXX | Loan Exchange Conforming Program Guide v26 |  |
| OBX2026INV20379 |  | Property Address | XXX | XXX | Match. Tape data abbreviated suffix. |
| OBX2026INV20379 |  | Total Qualified Assets Post-Close | 54987.38 | 129856 | As per Assets post-closing. Tape data is assets pre-closing. |
| OBX2026INV20330 |  | Total Qualified Assets Post-Close | 108795.81 | 114094.44 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20311 |  | Total Qualified Assets Post-Close | 588068.21 | 645292.97 | True data verified per bank Statements. |
| OBX2026INV20352 |  | Borrower 1 Self-Employment Flag | Yes | No | As per B1 s/e flag. |
| OBX2026INV20449 |  | Property Address | XXX | XXX | Tape in capital |
| OBX2026INV20449 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 XXX |
| OBX2026INV20449 |  | Qualifying CLTV | 73.05 | 73.04 | LTV rounded |
| OBX2026INV20449 |  | Qualifying LTV | 73.05 | 73.04 | LTV rounded |
| OBX2026INV20449 |  | Total Qualified Assets Post-Close | 288512.46 | 474291.51 | Per assets in file |
| OBX2026INV20431 |  | Total Qualified Assets Post-Close | 208182.09 | 452310.13 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20468 |  | Total Qualified Assets Post-Close | 18550.13 | 103587.38 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20317 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20317 |  | Primary Appraised Property Value | $XXX | $XXX | Per Appraisal |
| OBX2026INV20317 |  | Total Qualified Assets Post-Close | 225252.19 | 205510.99 | Per Assets |
| OBX2026INV20504 |  | Total Qualified Assets Post-Close | 254460.81 | 421332 | Confirmed with the system calculations. |
| OBX2026INV20508 |  | Total Qualified Assets Post-Close | 1118897.5 | 1161708.06 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20358 |  | Total Qualified Assets Post-Close | 135523.86 | 11662.01 |  |
| OBX2026INV20506 |  | Total Qualified Assets Post-Close | 201376.14 | 258522.23 | Per asset document |
| OBX2026INV20501 |  | Total Qualified Assets Post-Close | 230188.26 | 270096.27 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20361 |  | Qualifying LTV | 64.34 | 65 | Rounding |
| OBX2026INV20361 |  | Qualifying CLTV | 64.34 | 65 | Rounding |
| OBX2026INV20361 |  | Total Qualified Assets Post-Close | 99122.64 | 105981.85 | Per asset documents |
| OBX2026INV20423 |  | Total Qualified Assets Post-Close | 106435.02 | 307539.7 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20433 |  | Total Qualified Assets Post-Close | 50164.94 | 72674.12 | Per asset document |
| OBX2026INV20521 |  | Seller Name | XXX | XXX | Per CD |
| OBX2026INV20521 |  | Originator Doc Type | 1YR Full Doc | Full Doc | Per employment/income data |
| OBX2026INV20521 |  | Percent of Borrower's Funds for Down Payment | 100 | 20.000 | Per asset evidence |
| OBX2026INV20521 |  | Qualifying Total Debt Income Ratio | 31.52 | 28.56 | Per debts vs income |
| OBX2026INV20521 |  | Underwriting Guideline Name | XXXX Conforming Program Guides v26 | Loan Exchange Conforming Program Guide v26 | Per approval |
| OBX2026INV20521 |  | Risk Assessment | DU | LP | Per DU |
| OBX2026INV20443 |  | Total Qualified Assets Post-Close | 64740.81 | 158588.2 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20505 |  | Borrower 1 FTHB | true | false | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20505 |  | Total Qualified Assets Post-Close | 34201.69 | 76890.46 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20517 |  | Seller Name | XXX | XXX | Acknowledged. |
| OBX2026INV20517 |  | Originator Doc Type | 1YR Full Doc | Full Doc | Income verified with one year tax returns. |
| OBX2026INV20517 |  | Qualifying Total Debt Income Ratio | 14.16 | 21.74 | Lender's XXX and DU findings reflect a backend ratios of XXX%. Reviewer is unable to determine underwriting factors supporting a ratio of XXX |
| OBX2026INV20507 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20507 |  | Total Qualified Assets Post-Close | 43794.08 | 111337.21 | Per asset document |
| OBX2026INV20520 |  | Total Qualified Assets Post-Close | 1056336.41 | 1132332.9 | Per final closing disclosure |
| OBX2026INV20340 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20340 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | Per 1003 |
| OBX2026INV20340 |  | Total Qualified Assets Post-Close | 189537.44 | 147601.53 | Per Assets |
| OBX2026INV20407 |  | Property City | XXX | XXX | Per Note |
| OBX2026INV20407 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20407 |  | Qualifying FICO | 771 | 0 | Per Credit report |
| OBX2026INV20511 |  | Total Qualified Assets Post-Close | 14579.45 | 92528.19 | Per asset documents |
| OBX2026INV20509 |  | Total Qualified Assets Post-Close | 223452.46 | 281862.4 | Confirmed with system calculations |
| OBX2026INV20533 |  | Borrower 1 Last Name | XXXXX | XXXXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20533 |  | Total Qualified Assets Post-Close | 507112.13 | 469541.4 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20510 |  | Total Qualified Assets Post-Close | 20082.28 | 76598.2 | Per asset document |
| OBX2026INV21049 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV21049 |  | Total Qualified Assets Post-Close | 7090.72 | 105417.04 | Per asset documents |
| OBX2026INV20534 |  | Total Qualified Assets Post-Close | 128389.41 | 236676.62 | Per asset documents |
| OBX2026INV20513 |  | Borrower 1 Self-Employment Flag | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20513 |  | Total Qualified Assets Post-Close | 45157.17 | 84483.36 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20513 |  | Escrow Waiver in File | Yes | No |  |
| OBX2026INV20493 |  | Total Qualified Assets Post-Close | 39477.25 | 81610.35 | True data verified per bank Statements. |
| OBX2026INV20493 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20514 |  | Total Qualified Assets Post-Close | 121897.06 | 200156.37 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20514 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20476 |  | Qualifying FICO | 771 | 0 | True data verified per credit report. |
| OBX2026INV20476 |  | Qualifying LTV | 78.29 | 78.28 | True data verified per loan documents. |
| OBX2026INV20476 |  | Qualifying CLTV | 78.29 | 78.28 | True data verified per loan documents. |
| OBX2026INV20428 |  | Property Address | XXX | XXX | . |
| OBX2026INV20428 |  | Total Qualified Assets Post-Close | 468909.19 | 490014.09 | Assets verified |
| OBX2026INV20428 |  | Escrow Waiver in File | N/A | Yes | . |
| OBX2026INV20592 |  | Total Qualified Assets Post-Close | 1636345.71 | 1654584.65 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20539 |  | Property Address | XXX | XXX | True data verified per Note. |
| OBX2026INV20539 |  | Total Qualified Assets Post-Close | 47140.44 | 285145.53 | True data verified per bank Statements. |
| OBX2026INV20539 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20561 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20561 |  | Escrow Waiver in File | N/A | Yes | Compliances |
| OBX2026INV20572 |  | Total Qualified Assets Post-Close | 69044.07 | 72184.68 |  |
| OBX2026INV20572 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20641 |  | Qualifying LTV | 75 | 74.99 | Rounding |
| OBX2026INV20641 |  | Qualifying CLTV | 75 | 74.99 | Rounding |
| OBX2026INV20641 |  | Total Qualified Assets Post-Close | 107172.33 | 204900.94 | Total qualified assets post closing verified with asset documentation in file. |
| OBX2026INV20641 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20712 |  | Property Address | XXX | XXX | Capitalizaiton. |
| OBX2026INV20712 |  | Total Qualified Assets Post-Close | 416928.1 | 533051.15 | Total Qualified assets post closing confirmed with asset documentation in file. |
| OBX2026INV20712 |  | Escrow Waiver in File | N/A | Yes | Escrow waiver is N/A for the subject loan per final CD. |
| OBX2026INV20721 |  | Total Qualified Assets Post-Close | 86019.83 | 162783.65 | See total assets |
| OBX2026INV20721 |  | Escrow Waiver in File | N/A | Yes | Appraisal in file |
| OBX2026INV20645 |  | Property Address | XXX | XXX | XXX per the note |
| OBX2026INV20645 |  | Total Qualified Assets Post-Close | 65574.48 | 210553.77 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS The lender subtracted the XXX EMD from the account balances. Audit did not. XXX Reserves Required by the AUS $XXX Total available assets post close / Audit |
| OBX2026INV20645 |  | Escrow Waiver in File | N/A | No | There is no escrow collected on the final CD |
| OBX2026INV20540 |  | Total Qualified Assets Post-Close | 203608.5 | 292414.82 | bank Statement ending XX/XX/XXXX |
| OBX2026INV20540 |  | Escrow Waiver in File | Yes | No | XXX dated XX/XX/XXXX |
| OBX2026INV20629 |  | Borrower 1 FTHB | true | false | The borrower is a first time home buyer per the 1003 |
| OBX2026INV20629 |  | Qualifying CLTV | 75 | 74.99 | Lender LTV__7499__% CLTV__7499__%. Audit LTV__75__% CLTV__75__% The difference is due to system rounding |
| OBX2026INV20629 |  | Qualifying LTV | 75 | 74.99 | Lender LTV__7499__% CLTV__7499__%. Audit LTV__75__% CLTV__75__% The difference is due to system rounding |
| OBX2026INV20629 |  | Total Qualified Assets Post-Close | 26864.83 | 165376.74 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit $XXX Reserves Required by the AUS = XXX months PITIA. |
| OBX2026INV20629 |  | Escrow Waiver in File | N/A | Yes | escrow collected on the CD |
| OBX2026INV20674 |  | Property Address | XXX | XXX | Capitalization is the difference for XXX. |
| OBX2026INV20674 |  | Total Qualified Assets Post-Close | 92502.9 | 294606.93 | XXX represents post close assets, XXX preclose assets. |
| OBX2026INV20674 |  | Escrow Waiver in File | N/A | Yes | Taxes and insurance are included per CD. |
| OBX2026INV20598 |  | Total Qualified Assets Post-Close | 650324.68 | 753570.8 | Per asset documents |
| OBX2026INV20598 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20526 |  | Total Qualified Assets Post-Close | 116759.89 | 114556.16 | Discrepancy is due tp data entry, Verified assets are XXX |
| OBX2026INV20526 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due tp data entry, True data is correct. |
| OBX2026INV20567 |  | Total Qualified Assets Post-Close | 77827.83 | 232796.29 | True data verified per bank Statements. |
| OBX2026INV20567 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20573 |  | Total Qualified Assets Post-Close | 117008.72 | 326930.64 | Matches true data - True data using post close assets - Confirmed with assets. Tape data reporting total assets pre close. |
| OBX2026INV20609 |  | Note Date | XX/XX/XXXX | XX/XX/XXXX |  |
| OBX2026INV20609 |  | Escrow Waiver in File | Yes | No | Unable to update |
| OBX2026INV20633 |  | Escrow Waiver in File | Yes | No | Per page XXX |
| OBX2026INV20637 |  | Total Qualified Assets Post-Close | 890666.25 | 986000 | Per assets |
| OBX2026INV20637 |  | Escrow Waiver in File | Yes | No | Per escrow waiver |
| OBX2026INV20650 |  | Property Address | XXX | XXX | . |
| OBX2026INV20650 |  | Total Qualified Assets Post-Close | 91382.93 | 86225.84 | Assets verified |
| OBX2026INV20650 |  | Escrow Waiver in File | N/A | Yes | Unable to Update |
| OBX2026INV20683 |  | Total Qualified Assets Post-Close | 242806.41 | 321806.32 | Post close assets are correct |
| OBX2026INV20683 |  | Escrow Waiver in File | N/A | Yes | Waiver in file |
| OBX2026INV20647 |  | Property Address | XXX | XXX | Tape data is using caps |
| OBX2026INV20647 |  | Total Qualified Assets Post-Close | 508210.18 | 493501.22 | Assets for audit value matches the XXX in file |
| OBX2026INV20647 |  | Escrow Waiver in File | N/A | Yes | Escrow is not waived per the CD |
| OBX2026INV20555 |  | Property Address | XXX | XXX | Tape value is using caps |
| OBX2026INV20555 |  | Qualifying CLTV | 69.59 | 69.58 | LTV matches for both |
| OBX2026INV20555 |  | Qualifying LTV | 69.59 | 69.58 | LTV matches for both |
| OBX2026INV20555 |  | Total Qualified Assets Post-Close | 34838.43 | 264418.15 | asset value for audit matches the lp |
| OBX2026INV20555 |  | Escrow Waiver in File | N/A | Yes | escrow is not waived |
| OBX2026INV20547 |  | Total Closing Costs | 44941.39 | 8764.25 | XXX reflect final CD |
| OBX2026INV20547 |  | Qualifying CLTV | 67.13 | 68 | XXX reflects information provided on first lien |
| OBX2026INV20547 |  | Qualifying LTV | 67.13 | 68 | XXX reflects SP which is less than final appraised value |
| OBX2026INV20547 |  | Total Qualified Assets Post-Close | 234715.06 | 569889.15 | Total qualified assets reflect balance after EMD verified |
| OBX2026INV20547 |  | Escrow Waiver in File | N/A | Yes | NA. oan has escrows |
| OBX2026INV20557 |  | Total Qualified Assets Post-Close | 153787.81 | 313297.38 | Per asset documents |
| OBX2026INV20557 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20582 |  | Borrower 1 First Name | XXX | XXX | first name is correct |
| OBX2026INV20582 |  | Total Qualified Assets Post-Close | 507386.22 | 768452 | Post close assets are correct |
| OBX2026INV20582 |  | Escrow Waiver in File | N/A | Yes | Mapping issue |
| OBX2026INV20585 |  | Escrow Waiver in File | N/A | Yes | Compliance field review |
| OBX2026INV20595 |  | Property Address | XXX | XXX | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20595 |  | Total Qualified Assets Post-Close | 801200.02 | 906985.27 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20595 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20613 |  | Escrow Waiver in File | N/A | Yes | Escrow waiver is in the loan file |
| OBX2026INV20617 |  | Total Qualified Assets Post-Close | 430884.33 | 724347.35 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit $XXX Reserves Required per the AUS |
| OBX2026INV20625 |  | Property Address | XXX | XXX | XXX |
| OBX2026INV20625 |  | Borrower 1 Self-Employment Flag | Yes | No | B1 has a side job that is self employment. |
| OBX2026INV20625 |  | Qualifying CLTV | 74.68 | 75 | Lender LTV__75__% CLTV__75__%. Audit LTV__7468__% CLTV__7468__% Difference due to rounding |
| OBX2026INV20625 |  | Qualifying LTV | 74.68 | 75 | Lender LTV__75__% CLTV__75__%. Audit LTV__7468__% CLTV__7468__% Difference due to rounding |
| OBX2026INV20625 |  | Total Qualified Assets Post-Close | 137203.68 | 250463.49 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20625 |  | Escrow Waiver in File | N/A | Yes | Escrow collected on the final CD |
| OBX2026INV20658 |  | Total Qualified Assets Post-Close | 147785.92 | 240728.77 | Post close assets are correct |
| OBX2026INV20658 |  | Escrow Waiver in File | N/A | Yes | Escrow waiver is in the loan file |
| OBX2026INV20669 |  | Total Qualified Assets Post-Close | 87571.85 | 181066.69 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS The lender deducted the EMD XXX from the account balances, Audit did not. The EMD has not cleared the account. The Proceeds of sale are much higher than XXX Audit is using the lower amount used by the lender in the AUS of 100k. $XXX Total available assets post close / Audit $XXX Reserves Required by the AUS |
| OBX2026INV20669 |  | Escrow Waiver in File | Yes | No | The escrow waiver is in the file |
| OBX2026INV20686 |  | Property Address | XXX | XXX | Match. Tape Data is abbreviated. |
| OBX2026INV20686 |  | Total Qualified Assets Post-Close | 89735.44 | 161129.36 | Tape Data is pre-closing assets total. |
| OBX2026INV20686 |  | Escrow Waiver in File | Yes | No | Per audit, Escrow Waiver Disclosure signed by borrower on XXX/XXX/XXX. |
| OBX2026INV20560 |  | Borrower 1 Self-Employment Flag | Yes | No | B1 has a primary w2 job and a side self employment with ownership > XXX% per the tax returns and k1's in the file. |
| OBX2026INV20560 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 has a primary w2 job and a side self employment with ownership > XXX% per the tax returns and k1's in the file. |
| OBX2026INV20560 |  | Total Qualified Assets Post-Close | 130213.54 | 251691.11 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20560 |  | Escrow Waiver in File | N/A | Yes | Escrow is collected on the final CD |
| OBX2026INV20590 |  | Property Address | XXX | XXX | Match. Tape Data abbreviates "East". |
| OBX2026INV20590 |  | Total Qualified Assets Post-Close | 99230.13 | 218877 | Tape Data is assets pre-closing. |
| OBX2026INV20590 |  | Escrow Waiver in File | N/A | Yes | As per Audit, Escrows are not waived. |
| OBX2026INV20596 |  | Total Qualified Assets Post-Close | 870411.49 | 957162.49 | Assets XXX less cash to close XXX = XXX |
| OBX2026INV20596 |  | Escrow Waiver in File | N/A | Yes | Per CD escrows Yes |
| OBX2026INV20618 |  | Property Address | XXX | XXX | Match. Tape Data abbreviates "Drive". |
| OBX2026INV20618 |  | Borrower 1 FTHB | true | false | As per audit, borrower is a First Time Homebuyer. However, the AUS does not indicate the borrower is a FTHB. The fraud report does not show the borrower has any properties in the past XXX years. |
| OBX2026INV20618 |  | Borrower 1 SSN | XXX | XXX | Match. |
| OBX2026INV20618 |  | Total Qualified Assets Post-Close | 64586.2 | 128485.18 | Tape data is pre-closing assets total. |
| OBX2026INV20618 |  | Escrow Waiver in File | N/A | Yes | As per audit, escrows are not waived. |
| OBX2026INV20667 |  | Total Qualified Assets Post-Close | 260470.3 | 260057.43 | Per assets |
| OBX2026INV20667 |  | Escrow Waiver in File | N/A | Yes | Per final CD |
| OBX2026INV20677 |  | Property Address | XXX | XXX | True data field reflects the address confirmed on the Note without all Caps. |
| OBX2026INV20677 |  | Escrow Waiver in File | N/A | Yes | True data field reflects that there is no escrow waiver fee detailed in loan documentation. |
| OBX2026INV20694 |  | Property Address | XXX | XXX | XXX updated per final Title |
| OBX2026INV20694 |  | Property City | XXX | XXX | Per final Title XXX updated |
| OBX2026INV20694 |  | Total Closing Costs | 22623.83 | 7304.92 | Per final CD, XXX updated |
| OBX2026INV20694 |  | Total Qualified Assets Post-Close | 82738.95 | 204146.86 | Total assets available reflect EMD deducted |
| OBX2026INV20694 |  | Escrow Waiver in File | N/A | Yes | Per final CD loan is escrowed |
| OBX2026INV20700 |  | Property Address | XXX | XXX | True data reflects the address on the Note in file without all caps. |
| OBX2026INV20700 |  | Escrow Waiver in File | Yes | No | True data reflects that there is an escrow waiver document in file. |
| OBX2026INV20541 |  | Qualifying LTV | 65.04 | 66 | As per audit calculation of LTV. Tape Data is rounded up LTV. |
| OBX2026INV20541 |  | Qualifying CLTV | 65.04 | 66 | As per audit calculation of CLTV. Tape Data is rounded up CLTV. |
| OBX2026INV20541 |  | Total Qualified Assets Post-Close | 137268.79 | 139108.79 | As per audit qualifying assets. Tape Data is pre-closing assets total not including reserves required. |
| OBX2026INV20541 |  | Escrow Waiver in File | N/A | Yes | As per audit review of Final CD showing collection of escrows. Escrow waiver is not required. |
| OBX2026INV20586 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20586 |  | Total Qualified Assets Post-Close | 592468.39 | 167850.85 | Post close assets are correct |
| OBX2026INV20586 |  | Escrow Waiver in File | N/A | Yes | escrow waiver approved |
| OBX2026INV20619 |  | Property Address | XXX | XXX | XXX XXXX per the note |
| OBX2026INV20619 |  | Total Qualified Assets Post-Close | 27576.25 | 87096.38 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20619 |  | Escrow Waiver in File | N/A | Yes | Escrow collected on the final CD |
| OBX2026INV20670 |  | Total Qualified Assets Post-Close | 18151.3 | 69361.55 | Post close assets have been confirmed |
| OBX2026INV20670 |  | Escrow Waiver in File | N/A | Yes | mapping issue |
| OBX2026INV20681 |  | Total Closing Costs | 8421.3 | 18714 | XXX Closing cost per the final CD |
| OBX2026INV20681 |  | Total Qualified Assets Post-Close | 102454.56 | 164834.56 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS The lender deducted the XXX EMD from account #XXX, Audit has done this also. $XXX Total available assets post close / Audit |
| OBX2026INV20681 |  | Escrow Waiver in File | N/A | Yes | escrow is collected on the final CD |
| OBX2026INV20682 |  | Borrower 1 FTHB | true | false | 1003 reflects FTHB |
| OBX2026INV20682 |  | Total Closing Costs | 8107.98 | 6845 | XXX per final CD |
| OBX2026INV20682 |  | Total Qualified Assets Post-Close | 45793.66 | 107746.64 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit $XXX Reserves Required by the AUS |
| OBX2026INV20682 |  | Escrow Waiver in File | N/A | Yes | Escrow is collected on the final CD |
| OBX2026INV20639 |  | Property Address | XXX | XXX | True data verified per Note. |
| OBX2026INV20639 |  | Total Qualified Assets Post-Close | 288319.26 | 187590.58 | True data verified per bank Statements. |
| OBX2026INV20639 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20566 |  | Total Qualified Assets Post-Close | 66295.67 | 75075.68 | True data verified per bank Statements. |
| OBX2026INV20566 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20597 |  | Property Address | XXX | XXX | Capitalization of XXX is the difference. |
| OBX2026INV20597 |  | Total Qualified Assets Post-Close | 43871.43 | 138344.19 | XXX represents post close funds after transaction. XXX represents pre close funds. |
| OBX2026INV20597 |  | Escrow Waiver in File | N/A | Yes | Taxes and insurance are included in payment per final CD. |
| OBX2026INV20635 |  | Borrower 2 Citizen | Non Permanent Resident Alien | US Citizen | True data verified per Final 1003. |
| OBX2026INV20635 |  | Total Qualified Assets Post-Close | 57110.22 | 204104.23 | True data verified per bank Statements. |
| OBX2026INV20635 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20644 |  | Total Qualified Assets Post-Close | 499653.82 | 589907.79 | True data verified per bank Statements. |
| OBX2026INV20644 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20651 |  | Total Qualified Assets Post-Close | 216747.54 | 230873.3 | Tape Data shows pre-closing asset total. |
| OBX2026INV20651 |  | Escrow Waiver in File | N/A | Yes | As per audit, loan collects escrows. |
| OBX2026INV20691 |  | Total Qualified Assets Post-Close | 47161.62 | 121934.04 | See Assets |
| OBX2026INV20691 |  | Escrow Waiver in File | N/A | Yes | N/A |
| OBX2026INV20695 |  | Total Closing Costs | 8193.82 | 9865 | based on final CD, true data is accurate |
| OBX2026INV20695 |  | Total Qualified Assets Post-Close | 55838.01 | 148803.43 | based on assets, true data is accurate |
| OBX2026INV20695 |  | Escrow Waiver in File | N/A | Yes | true data is accurate |
| OBX2026INV20697 |  | Total Qualified Assets Post-Close | 845305.88 | 961336.16 | True data verified per bank Statements. |
| OBX2026INV20697 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20718 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20665 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20665 |  | Qualifying LTV | 79.87 | 79.86 | Per appraisal |
| OBX2026INV20665 |  | Qualifying CLTV | 79.87 | 79.86 | per appraisal |
| OBX2026INV20665 |  | Total Qualified Assets Post-Close | 41587.93 | 49078.79 | Per Assets |
| OBX2026INV20665 |  | Escrow Waiver in File | N/A | Yes | compliance |
| OBX2026INV20612 |  | Property Address | XXX | XXX | Per note document |
| OBX2026INV20612 |  | Borrower 1 Self-Employment Flag | Yes | No | Per final application |
| OBX2026INV20612 |  | Borrower 2 Self-Employment Flag | Yes | No | Per final application |
| OBX2026INV20612 |  | Total Qualified Assets Post-Close | 82798.08 | 188198.69 | Per asset documents |
| OBX2026INV20612 |  | Escrow Waiver in File | N/A | No | Compliance review field |
| OBX2026INV20565 |  | Total Qualified Assets Post-Close | 25869.92 | 183568.42 | per assets in file page XXX - |
| OBX2026INV20565 |  | Escrow Waiver in File | N/A | Yes | cannot locate as its escrowed |
| OBX2026INV20724 |  | Total Qualified Assets Post-Close | 56794.96 | 132045.2 | Per asset documents |
| OBX2026INV20724 |  | Escrow Waiver in File | N/A | Yes | compliance review field |
| OBX2026INV20544 |  | Property Address | XXX | XXX | . |
| OBX2026INV20544 |  | Total Closing Costs | 20851.53 | 5000 | Verified off CD in file |
| OBX2026INV20544 |  | Qualifying LTV | 66.66 | 67 | Rounded up |
| OBX2026INV20544 |  | Qualifying CLTV | 66.66 | 67 | Rounded up |
| OBX2026INV20544 |  | Total Qualified Assets Post-Close | 146677.79 | 378889.26 | Assets verified off Statements in file |
| OBX2026INV20544 |  | Escrow Waiver in File | N/A | Yes | Unable to update |
| OBX2026INV20562 |  | Escrow Waiver in File | N/A | Yes | Unable to update |
| OBX2026INV20571 |  | Borrower 1 First Name | XXX | XXX | Per Note |
| OBX2026INV20571 |  | Total Qualified Assets Post-Close | 397418.23 | 273232.45 | Assets Verified |
| OBX2026INV20571 |  | Escrow Waiver in File | N/A | Yes | Unable to Update |
| OBX2026INV20653 |  | Property Address | XXX | XXX | Updated to Match |
| OBX2026INV20653 |  | Total Qualified Assets Post-Close | 108705.7 | 250054.93 | Assets verified off Statements in file |
| OBX2026INV20653 |  | Escrow Waiver in File | Yes | No | Unable to update |
| OBX2026INV20715 |  | Total Qualified Assets Post-Close | 34466.95 | 107982.19 | Tape Data is pre-closing asset total. |
| OBX2026INV20715 |  | Escrow Waiver in File | N/A | Yes | No escrow waiver. Final CD shows escrows collected by subject loan. |
| OBX2026INV20580 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 is Self XXX and income verified |
| OBX2026INV20580 |  | Qualifying LTV | 74.94 | 74.93 | Rounded up |
| OBX2026INV20580 |  | Qualifying CLTV | 74.94 | 74.93 | Rounded up |
| OBX2026INV20580 |  | Total Qualified Assets Post-Close | 241980.76 | 249278.02 | Assets verified |
| OBX2026INV20602 |  | Property Address | XXX | XXX | Match. Tape Data is ALL CAPS. |
| OBX2026INV20602 |  | Total Qualified Assets Post-Close | 19306.98 | 117353.57 | Tape Data is pre-closing assets. |
| OBX2026INV20602 |  | Escrow Waiver in File | N/A | Yes | As per audit, there is no escrow waiver. Escrows are collected by loan. |
| OBX2026INV20642 |  | Total Qualified Assets Post-Close | 118908.3 | 272229.4 | Per assets |
| OBX2026INV20568 |  | Total Qualified Assets Post-Close | 56343.27 | 203329.37 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20568 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20679 |  | Property Address | XXX | XXX | Match. Tape Data abbreviated "Avenue". |
| OBX2026INV20679 |  | Total Qualified Assets Post-Close | 591952 | 811781.52 | Tape Data is assets pre-closing. |
| OBX2026INV20679 |  | Escrow Waiver in File | N/A | Yes | As per audit review, loan escrows T&I. No escrow waiver needed. |
| OBX2026INV20556 |  | Property Address | XXX | XXX |  |
| OBX2026INV20556 |  | Qualifying LTV | 69.9 | 70 | rounding difference |
| OBX2026INV20556 |  | Qualifying CLTV | 69.9 | 70 | rounding difference |
| OBX2026INV20556 |  | Escrow Waiver in File | N/A | Yes | Final CD shows escrow account set up |
| OBX2026INV20624 |  | Total Qualified Assets Post-Close | 75097.58 | 238936.4 | Post close assets are confirmed |
| OBX2026INV20624 |  | Escrow Waiver in File | N/A | Yes | data mapping issue |
| OBX2026INV20685 |  | Total Qualified Assets Post-Close | 85938.16 | 194088.77 | Assets Verified |
| OBX2026INV20685 |  | Escrow Waiver in File | N/A | Yes | Unable to update |
| OBX2026INV20703 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20703 |  | Total Qualified Assets Post-Close | 930696.83 | 919868.9 | Total post close assets are confirmed |
| OBX2026INV20703 |  | Escrow Waiver in File | N/A | Yes | Waiver in file |
| OBX2026INV20660 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20660 |  | Total Qualified Assets Post-Close | 7123.4 | 108664.95 | Per Assets |
| OBX2026INV20660 |  | Escrow Waiver in File | N/A | Yes | compliance |
| OBX2026INV20574 |  | Property Address | XXX | XXX | Capitalization. |
| OBX2026INV20574 |  | Qualifying CLTV | 70.59 | 71 | Rounding. |
| OBX2026INV20574 |  | Qualifying LTV | 70.59 | 71 | Rounding. |
| OBX2026INV20574 |  | Total Qualified Assets Post-Close | 35422.85 | 40303.71 | Qualifying assets post closing confirmed with asset documentation in file. |
| OBX2026INV20574 |  | Escrow Waiver in File | N/A | Yes | Loan Escrow Waiver. |
| OBX2026INV20622 |  | Property Address | XXX | XXX | XXX per note |
| OBX2026INV20622 |  | Total Qualified Assets Post-Close | 63333.56 | 92425.9 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20622 |  | Escrow Waiver in File | N/A | Yes | The loan is escrowed for taxes and insurance |
| OBX2026INV20688 |  | Borrower 1 Last Name | XXXXX | XXXXX | based on the note, true data is accurate |
| OBX2026INV20688 |  | Property Address | XXX | XXX | based on the note true data is accurate |
| OBX2026INV20688 |  | Total Qualified Assets Post-Close | 729850.41 | 354970.62 | based on the assets, true data is accurate |
| OBX2026INV20688 |  | Escrow Waiver in File | N/A | Yes | True data is accrate |
| OBX2026INV20709 |  | Total Qualified Assets Post-Close | 4503341.84 | 4581083.48 | Total qualified assets post closing confirmed with asset documentation. |
| OBX2026INV20709 |  | Escrow Waiver in File | N/A | Yes | Verified with file documentation the loan has no escrow waiver |
| OBX2026INV20711 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct |
| OBX2026INV20711 |  | Total Qualified Assets Post-Close | 298244.64 | 354364.27 | Discrepancy is due to data entry, True data is correct |
| OBX2026INV20711 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct |
| OBX2026INV20610 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20610 |  | Total Qualified Assets Post-Close | 238449.99 | 400936.37 | See Assets |
| OBX2026INV20664 |  | Qualifying CLTV | 79.69 | 80 | Rounding |
| OBX2026INV20664 |  | Qualifying LTV | 79.69 | 80 | Rounding |
| OBX2026INV20664 |  | Total Qualified Assets Post-Close | 307760.75 | 442701.97 | Per asset documents |
| OBX2026INV20664 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20527 |  | Total Qualified Assets Post-Close | 242883.19 | 330048 | Per asset documents |
| OBX2026INV20527 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20531 |  | Total Qualified Assets Post-Close | 26280.44 | 115382.34 | Per asset documents |
| OBX2026INV20531 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV21048 |  | Total Qualified Assets Post-Close | 128820.18 | 189206.23 | Confirmed with system calculations |
| OBX2026INV21048 |  | Escrow Waiver in File | N/A | Yes | Compliance |
| OBX2026INV20532 |  | Total Qualified Assets Post-Close | 1157951.22 | 1068327.88 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20532 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20519 |  | Total Qualified Assets Post-Close | 781982.32 | 864651.14 | Confirmed with system calculations |
| OBX2026INV20519 |  | Escrow Waiver in File | N/A | Yes | Compliance |
| OBX2026INV20546 |  | Qualifying LTV | 66.67 | 67 | Discrepancy is due to data entry. True Data is correct. Verified LTV is 66.666% |
| OBX2026INV20546 |  | Qualifying CLTV | 66.67 | 67 | Discrepancy is due to data entry. True Data is correct. Verified CLTV is 66.666% |
| OBX2026INV20546 |  | Total Qualified Assets Post-Close | 57594.79 | 217870.96 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20546 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20559 |  | Property Address | XXX | XXX | Same address not in caps |
| OBX2026INV20559 |  | Escrow Waiver in File | N/A | Yes | Form is not in the file |
| OBX2026INV20524 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20524 |  | Qualifying FICO | 798 | 0 | Per credit report |
| OBX2026INV20916 |  | Property Address | XXX | XXX | Due to caps |
| OBX2026INV20916 |  | Total Qualified Assets Post-Close | 153673.31 | 216098.02 | Confirmed with system calculations. |
| OBX2026INV20916 |  | Escrow Waiver in File | N/A | Yes | Compliance |
| OBX2026INV20512 |  | Total Closing Costs | 8894.26 | 3741.77 | Confirmed with Final CD. |
| OBX2026INV20512 |  | Total Qualified Assets Post-Close | 23730.16 | 206161.28 | Confirmed |
| OBX2026INV20512 |  | Escrow Waiver in File | N/A | Yes | Compliance |
| OBX2026INV20656 |  | Total Qualified Assets Post-Close | 413270.25 | 172628.36 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20656 |  | Escrow Waiver in File | N/A | No | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20676 |  | Borrower 2 First Name | XXX | XXX | It appears that the borrowers are switch in the system |
| OBX2026INV20676 |  | Borrower 1 First Name | XXX | XXX | FTHB is correct - XXX of a XXX |
| OBX2026INV20676 |  | Borrower 1 Last Name | XXXXX | XXXXX | It appears that the borrowers are switch in the system |
| OBX2026INV20676 |  | Borrower 2 SSN | XXX | XXX | It appears that the borrowers are switch in the system |
| OBX2026INV20676 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | It appears that the borrowers are switch in the system |
| OBX2026INV20676 |  | Borrower 2 Citizen | US Citizen | Permanent Resident Alien | It appears that the borrowers are switch in the system |
| OBX2026INV20676 |  | Borrower 1 SSN | XXX | XXX | It appears that the borrowers are switch in the system |
| OBX2026INV20676 |  | Borrower 1 FTHB | true | false | It appears that the borrowers are switch in the system |
| OBX2026INV20676 |  | Total Qualified Assets Post-Close | 22581.25 | 92542.24 | Post close assets are confirmed |
| OBX2026INV20676 |  | Escrow Waiver in File | N/A | Yes | waiver is a mapping issue |
| OBX2026INV20535 |  | Total Qualified Assets Post-Close | 86586.11 | 113846.35 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20535 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20649 |  | Total Qualified Assets Post-Close | 345483.92 | 197631.11 | Per assets in the fille |
| OBX2026INV20649 |  | Escrow Waiver in File | N/A | Yes | Per documents in file |
| OBX2026INV20663 |  | Qualifying LTV | 78.57 | 79 | Rounded up |
| OBX2026INV20663 |  | Qualifying CLTV | 78.57 | 79 | Rounded Up |
| OBX2026INV20663 |  | Total Qualified Assets Post-Close | 23536.15 | 131353 | Assets verified off the Statements in file |
| OBX2026INV20663 |  | Escrow Waiver in File | N/A | Yes | Unable to update |
| OBX2026INV20575 |  | Qualifying LTV | 71.08 | 71.07 | XXX $XXX/ $XXX= XXX% \*\*XXX and XXX match in AUS |
| OBX2026INV20575 |  | Qualifying CLTV | 71.08 | 71.07 | XXX $XXX/ $XXX= XXX% \*\*XXX and XXX match in AUS |
| OBX2026INV20575 |  | Total Qualified Assets Post-Close | 302148.96 | 308207.44 | assets XXX less cash to close $XXX= XXX |
| OBX2026INV20575 |  | Escrow Waiver in File | No | Yes | escrows not waived - per final cd |
| OBX2026INV20589 |  | Total Qualified Assets Post-Close | 412724.71 | 60000 | Assets verified off Statement dated XX/XX/XXXX |
| OBX2026INV20589 |  | Escrow Waiver in File | N/A | No | Unable to update |
| OBX2026INV20603 |  | Total Qualified Assets Post-Close | 408082.48 | 243471.29 | Per assets |
| OBX2026INV20603 |  | Escrow Waiver in File | N/A | Yes | Per escrow waiver |
| OBX2026INV20638 |  | Property Address | XXX | XXX | Same address not in caps |
| OBX2026INV20638 |  | Number of Units | 2 | 5 | Per appraisal XXX to XXX units |
| OBX2026INV20638 |  | Total Qualified Assets Post-Close | 3298769.57 | 3400092.87 | Per assets in file |
| OBX2026INV20638 |  | Escrow Waiver in File | N/A | Yes | Loan is escrowed |
| OBX2026INV20648 |  | Total Qualified Assets Post-Close | 205351.53 | 202351.53 | Assets verified off the Statements in file |
| OBX2026INV20648 |  | Escrow Waiver in File | N/A | Yes | Unable to Update |
| OBX2026INV20591 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20591 |  | Total Qualified Assets Post-Close | 56329.6 | 152781.56 | Per assets |
| OBX2026INV20591 |  | Escrow Waiver in File | N/A | Yes | Per escrow waiver |
| OBX2026INV20594 |  | Total Qualified Assets Post-Close | 229990.69 | 370322.88 | Per assets |
| OBX2026INV20594 |  | Escrow Waiver in File | N/A | Yes | Per escrow waiver |
| OBX2026INV20608 |  | Initial Monthly P&I Or IO Payment | XXX | XXX | Decimal |
| OBX2026INV20608 |  | Primary Appraised Property Value | $XXX | $XXX | See Appraisal |
| OBX2026INV20608 |  | Total Qualified Assets Post-Close | 70208.2 | 51188.2 | See Assets |
| OBX2026INV20608 |  | Escrow Waiver in File | Yes | No | See note |
| OBX2026INV20657 |  | Borrower 2 First Name | XXX | XXX | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20657 |  | Total Closing Costs | 7893.33 | 15138.39 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20657 |  | Total Qualified Assets Post-Close | 179722.93 | 301808.78 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20657 |  | Escrow Waiver in File | Yes | No | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20672 |  | Escrow Waiver in File | N/A | Yes | See AUS |
| OBX2026INV20675 |  | Total Qualified Assets Post-Close | 58619.63 | 240309.45 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20675 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20587 |  | Property Address | XXX | XXX | Per note document |
| OBX2026INV20587 |  | Borrower 1 Self-Employment Flag | Yes | No | Per final application |
| OBX2026INV20587 |  | Total Qualified Assets Post-Close | 46422.63 | 252581.92 | Per asset documents |
| OBX2026INV20587 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20640 |  | Total Qualified Assets Post-Close | 299118.96 | 299128.96 | Less XXX day account XXX |
| OBX2026INV20640 |  | Escrow Waiver in File | N/A | Yes | cd loan escrowed for tax and insurance. |
| OBX2026INV20655 |  | Total Qualified Assets Post-Close | 19192.5 | 107956.56 | Per asset documents |
| OBX2026INV20655 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20666 |  | Property Address | XXX | XXX | . |
| OBX2026INV20666 |  | Total Closing Costs | 8299.6 | 9264 | Per CD |
| OBX2026INV20666 |  | Total Qualified Assets Post-Close | 59815.41 | 128096.02 | Assets verified off Statement in file |
| OBX2026INV20666 |  | Escrow Waiver in File | N/A | Yes | Unable to update |
| OBX2026INV20537 |  | Qualifying LTV | 62.36 | 63 | Rounding |
| OBX2026INV20537 |  | Qualifying CLTV | 62.36 | 63 | Rounding |
| OBX2026INV20537 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20550 |  | Escrow Waiver in File | N/A | Yes | Per escrow waiver |
| OBX2026INV20581 |  | Primary Appraised Property Value | $XXX | $XXX | Property value is correct |
| OBX2026INV20581 |  | Total Qualified Assets Post-Close | 55288.2 | 285597.59 | Total post close assets are correct |
| OBX2026INV20581 |  | Escrow Waiver in File | N/A | Yes | Mapping issue |
| OBX2026INV20584 |  | Primary Appraised Property Value | $XXX | $XXX | Appraised Value confirmed as XXX as verified |
| OBX2026INV20584 |  | Escrow Waiver in File | N/A | Yes | Unable to Update |
| OBX2026INV20616 |  | Total Qualified Assets Post-Close | 747161.39 | 865268.98 | post close assets are correct |
| OBX2026INV20616 |  | Escrow Waiver in File | N/A | No | mapping issue |
| OBX2026INV20627 |  | Property Address | XXX | XXX | . |
| OBX2026INV20627 |  | Total Qualified Assets Post-Close | 49798.43 | 142221.28 | Assets verified off Statements in file |
| OBX2026INV20627 |  | Escrow Waiver in File | N/A | Yes | Unable to update |
| OBX2026INV20680 |  | Borrower 2 Self-Employment Flag | Yes | No | Reviewed and Audited |
| OBX2026INV20680 |  | Total Qualified Assets Post-Close | 44820.39 | 151332.13 | Reviewed and Audited |
| OBX2026INV20680 |  | Escrow Waiver in File | N/A | Yes | Reviewed and Audited |
| OBX2026INV20693 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20693 |  | Escrow Waiver in File | N/A | Yes | Per escrow waiver |
| OBX2026INV20717 |  | Total Qualified Assets Post-Close | 143079.3 | 252699.01 | Reviewed and Audited |
| OBX2026INV20717 |  | Escrow Waiver in File | N/A | Yes | Reviewed and Audited |
| OBX2026INV20720 |  | Total Qualified Assets Post-Close | 56926.6 | 122924 | Assets XXX less cash to close $XXX= XXX |
| OBX2026INV20720 |  | Escrow Waiver in File | N/A | Yes | escrow waiver not in file |
| OBX2026INV20722 |  | Total Qualified Assets Post-Close | 35985.76 | 201759.56 | Reviewed and Audited |
| OBX2026INV20722 |  | Escrow Waiver in File | N/A | Yes | Reviewed and Audited |
| OBX2026INV20699 |  | Total Qualified Assets Post-Close | 46062.89 | 147728.34 | See Assets |
| OBX2026INV20699 |  | Escrow Waiver in File | N/A | Yes | See AUS |
| OBX2026INV20692 |  | Borrower 2 First Name | XXX | XXX | XXX is borrower XXX |
| OBX2026INV20692 |  | Property Address | XXX | XXX | one in the same |
| OBX2026INV20692 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | permanent resident XXX |
| OBX2026INV20692 |  | Borrower 2 Citizen | Non Permanent Resident Alien | Permanent Resident Alien | non permanent resident Per 1003 |
| OBX2026INV20692 |  | Borrower 2 SSN | XXX | XXX | Borrower 2 ssn # XXX is correct |
| OBX2026INV20692 |  | Borrower 4 Origination FICO | 793 | 0 | credit report indicates mid score XXX |
| OBX2026INV20692 |  | Total Qualified Assets Post-Close | 118785.45 | 179331.39 | XXX less cash to close $XXX= XXX% |
| OBX2026INV20692 |  | Escrow Waiver in File | N/A | No | escrow waiver not in file |
| OBX2026INV20569 |  | Total Qualified Assets Post-Close | 1650128.62 | 4476215.27 | Per assets |
| OBX2026INV20569 |  | Escrow Waiver in File | Yes | No | Per escrow waiver |
| OBX2026INV20583 |  | Total Qualified Assets Post-Close | 71010.71 | 185851.8 | Per assets |
| OBX2026INV20583 |  | Escrow Waiver in File | N/A | Yes | Per escrow waiver |
| OBX2026INV20678 |  | Total Qualified Assets Post-Close | 552577.01 | 719622.05 | Per assets in file |
| OBX2026INV20678 |  | Escrow Waiver in File | N/A | Yes | Loan is escrowed |
| OBX2026INV20456 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20456 |  | Total Qualified Assets Post-Close | 83105.6 | 157138.32 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20456 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20710 |  | Escrow Waiver in File | N/A | No | Compliance review field |
| OBX2026INV20719 |  | Total Closing Costs | 23855.64 | 15000 | XXX updated as per Final CD |
| OBX2026INV20719 |  | Total Qualified Assets Post-Close | 1539812.59 | 1630811.64 | Assets updated as per Recent Documents |
| OBX2026INV20719 |  | Escrow Waiver in File | N/A | Yes | Tax and insurance have been included in this file, so an escrow Waiver Not required for this Loan |
| OBX2026INV20614 |  | Total Qualified Assets Post-Close | 223098.22 | 223046.37 | We have updated the asset as per the asset document in the file. However, on the asset screen, the total qualified asset is reflected after deducting the closing cost |
| OBX2026INV20614 |  | Escrow Waiver in File | N/A | Yes | IEAD is available in file, Escrow waiver is Not required. |
| OBX2026INV20599 |  | Total Closing Costs | 5324.14 | 5000 | Updated XXX in accordance with the final Closing Disclosure. |
| OBX2026INV20599 |  | Total Qualified Assets Post-Close | 384116.89 | 506552.18 | We have updated the asset in accordance with the asset document in the file. However, the asset screen reflects the total qualified asset after deducting the closing costs and EMD. |
| OBX2026INV20599 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20606 |  | Property Address | XXX | XXX | IT Mapping issue |
| OBX2026INV20606 |  | Total Qualified Assets Post-Close | 420550.54 | 500736.35 | We have updated the asset in accordance with the asset document in the file. However, the asset screen reflects the total qualified asset after deducting the closing costs and EMD. |
| OBX2026INV20606 |  | Escrow Waiver in File | Yes | No | An escrow waiver is present in the file |
| OBX2026INV20689 |  | Property Address | XXX | XXX | IT Mapping Issue |
| OBX2026INV20689 |  | Qualifying FICO | 823 | 773 | Qualifying FICO is XXX confirmed per the credit report. |
| OBX2026INV20689 |  | Total Qualified Assets Post-Close | 177259.32 | 260168.6 | We have updated the asset in accordance with the asset document in the file. However, the asset screen reflects the total qualified asset after deducting the closing costs and EMD. |
| OBX2026INV20689 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20654 |  | Total Qualified Assets Post-Close | 48963.35 | 61324.42 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20654 |  | Escrow Waiver in File | Yes | No | Escrow Waiver document available in the file |
| OBX2026INV20536 |  | Property Address | XXX | XXX | Capitalization |
| OBX2026INV20536 |  | Borrower 1 FTHB | true | false | Borrower currently staying in rent and REO no property listed |
| OBX2026INV20536 |  | Total Qualified Assets Post-Close | 38670.87 | 283019 | Updated as per the asset document |
| OBX2026INV20536 |  | Escrow Waiver in File | N/A | Yes | IEAD document is available in the file |
| OBX2026INV20593 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver is not required for this file |
| OBX2026INV20623 |  | Total Qualified Assets Post-Close | 141443.61 | 288539.41 | We have updated the asset as per the asset document in the file. However, on the asset screen, the total qualified asset is reflected after deducting the closing cost |
| OBX2026INV20623 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver is not required for this file |
| OBX2026INV20631 |  | Property Address | XXX | XXX | IT Mapping Issue |
| OBX2026INV20631 |  | Total Qualified Assets Post-Close | 6827644.65 | 7113174.56 | We have updated the asset as per the asset document in the file. However, on the asset screen, the total qualified asset is reflected after deducting the closing cost |
| OBX2026INV20631 |  | Escrow Waiver in File | Yes | No | Escrow Waiver Document is in file, So updated "YES" |
| OBX2026INV20698 |  | Total Qualified Assets Post-Close | 729286.15 | 956733.75 | XXX #XXX – The respective asset lender had an incorrect balance updated from XXX #XXX. Due to this incorrect balance update, the Total Qualified Assets did not match the AUS findings and the Final 1003. |
| OBX2026INV20698 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver is not required for this file. |
| OBX2026INV20702 |  | Borrower 2 First Name | XXX | XXX | Borrower 2 First Name Confirmed with Driver License and Note Document |
| OBX2026INV20702 |  | Qualifying FICO | 793 | 0 | Qualifying FICO updated as per Credit Report |
| OBX2026INV20702 |  | Total Qualified Assets Post-Close | 532886.79 | 614050.53 | We have updated the asset as per the asset document in the file. However, on the asset screen, the total qualified asset is reflected after deducting the closing cost |
| OBX2026INV20702 |  | Escrow Waiver in File | N/A | Yes | Tax and insurance have been included in this file, so an escrow waiver is not Required for this Loan |
| OBX2026INV20704 |  | Property Address | XXX | XXX | XXX and XXX is the same address - Just do to the abbreviation of the word Road, which is Rd. |
| OBX2026INV20704 |  | Total Qualified Assets Post-Close | 26748.81 | 86113.9 | Asset verification documents in the loan file verified XXX of $XXX. Total verified qualified assets available for reserves is $XXX. |
| OBX2026INV20704 |  | Escrow Waiver in File | N/A | Yes | There was no escrow waiver in the loan file, as per the final CD, the subject loan had escrow. |
| OBX2026INV20705 |  | Property Address | XXX | XXX | XXX confirmed using Note. |
| OBX2026INV20705 |  | Total Qualified Assets Post-Close | 283797.82 | 375912.94 | XXX #XXX – There is no source document available to verify the bank Statement balance. However, the borrower already has sufficient assets in another account. Therefore, the condition for the missing asset documentation is not required. |
| OBX2026INV20705 |  | Escrow Waiver in File | Yes | No | Escrow Waiver document is required for this file. |
| OBX2026INV20661 |  | Borrower 1 Self-Employment Flag | Yes | No | Both Borrowers Self XXX confirmed with Final 1003 and Document were available in the file |
| OBX2026INV20661 |  | Borrower 2 Self-Employment Flag | Yes | No | Both Borrowers Self XXX confirmed with Final 1003 and Document were available in the file |
| OBX2026INV20661 |  | Qualifying LTV | 77.54 | 78 | Rounding |
| OBX2026INV20661 |  | Qualifying CLTV | 77.54 | 78 | Rounding |
| OBX2026INV20661 |  | Total Qualified Assets Post-Close | 28701.1 | 30629.85 | Updated as per the Assets Document |
| OBX2026INV20661 |  | Escrow Waiver in File | N/A | Yes | IEAD is available in the file |
| OBX2026INV21051 |  | Total Qualified Assets Post-Close | 823462.49 | 879071.4 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV21051 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20558 |  | Property Address | XXX | XXX | Same data but not in all Caps |
| OBX2026INV20605 |  | Total Qualified Assets Post-Close | 1227913.26 | 1341414.41 | We have updated the asset as per the asset document in the file. However, on the asset screen, the total qualified asset is reflected after deducting the closing cost |
| OBX2026INV20605 |  | Escrow Waiver in File | N/A | No | Escrow was collected in this file, so we have updated it as N/A. |
| OBX2026INV20671 |  | Property Address | XXX | XXX | The addresses are the same, but the Data Tape displays them in capital letters. |
| OBX2026INV20671 |  | Total Qualified Assets Post-Close | 64974.84 | 135648.25 | We have updated the asset as per the asset document in the file. However, on the asset screen, the total qualified asset is reflected after deducting the closing cost |
| OBX2026INV20671 |  | Escrow Waiver in File | N/A | Yes | The insurance and taxes are escrowed, and the escrow-waiver document is available in the file. |
| OBX2026INV20673 |  | Borrower 2 Self-Employment Flag | Yes | No | Confirmed – B2 owns the XXX organization, and the XXX returns are available in the file. |
| OBX2026INV20673 |  | Total Qualified Assets Post-Close | 165067.3 | 259979.19 | We have updated the asset as per the asset document in the file. However, on the asset screen, the total qualified asset is reflected after deducting the closing cost |
| OBX2026INV20673 |  | Escrow Waiver in File | Yes | No | The insurance and taxes are escrowed, and the escrow-waiver document is available in the file. |
| OBX2026INV20628 |  | Total Qualified Assets Post-Close | 411949.48 | 614910.16 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20628 |  | Escrow Waiver in File | N/A | Yes | Escrow Wavier document is not required for this file. |
| OBX2026INV20538 |  | Qualifying LTV | 64.72 | 65 | As per audit, XXX% is actual LTV. Tape Data XXX% is rounded up LTV. |
| OBX2026INV20538 |  | Qualifying CLTV | 64.72 | 65 | As per audit, XXX% is actual CLTV. Tape Data XXX% is rounded up CLTV. |
| OBX2026INV20538 |  | Total Qualified Assets Post-Close | 26957.02 | 27846.8 | Tape Data is pre-closing assets. |
| OBX2026INV20538 |  | Escrow Waiver in File | N/A | Yes | As per audit, loan collects escrows, therefore escrow waiver is n/a. |
| OBX2026INV20542 |  | Qualifying CLTV | 65.56 | 66 | As per audit, CLTV is 65.56%. Tape Data is rounded up to XXX% |
| OBX2026INV20542 |  | Qualifying LTV | 65.56 | 66 | As per audit, LTV is 65.56%. Tape Data is rounded up to XXX% |
| OBX2026INV20542 |  | Total Qualified Assets Post-Close | 34219.36 | 44950.92 | Tape Data is pre-closing asset total. |
| OBX2026INV20542 |  | Escrow Waiver in File | N/A | Yes | As per audit, subject loan collects escrows. Therefore, escrow waiver is N/A. |
| OBX2026INV20543 |  | Property Address | XXX | XXX | Match. Tape Data abbreviated "Avenue". |
| OBX2026INV20543 |  | Qualifying LTV | 66.49 | 67 | Match. Tape Data rounds up. |
| OBX2026INV20543 |  | Qualifying CLTV | 66.49 | 67 | Match. Tape Data rounds up. |
| OBX2026INV20543 |  | Total Qualified Assets Post-Close | 106841.31 | 112865.4 | Tape Data is pre-closing assets. |
| OBX2026INV20543 |  | Escrow Waiver in File | N/A | Yes | As per audit, subject loan collects escrows. Escrow waiver is N/A. |
| OBX2026INV20548 |  | Property Address | XXX | XXX | Same address not in caps |
| OBX2026INV20548 |  | Qualifying FICO | 775 | 0 | Per credit report |
| OBX2026INV20548 |  | Primary Appraised Property Value | $XXX | $XXX | Per appraisal |
| OBX2026INV20552 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20552 |  | Qualifying LTV | 68.68 | 69 | Lender did not calculate the XXX CU payment |
| OBX2026INV20552 |  | Qualifying CLTV | 68.68 | 69 | Lender did not calculate the XXX CU payment |
| OBX2026INV20552 |  | Total Qualified Assets Post-Close | 59117.43 | 61116 | See Post closing Assets |
| OBX2026INV20552 |  | Escrow Waiver in File | Yes | No | See AUS |
| OBX2026INV20553 |  | Borrower 1 Self-Employment Flag | Yes | No | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20553 |  | Qualifying FICO | 794 | 0 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20553 |  | Qualifying LTV | 69.05 | 70 | Discrepancy is due to data entry. True Data is correct. Verified CLTV is 69.053% |
| OBX2026INV20553 |  | Qualifying CLTV | 69.05 | 70 | Discrepancy is due to data entry. True Data is correct. Verified CLTV is 69.053% |
| OBX2026INV20554 |  | Qualifying FICO | 806 | 0 | Credit score XXX |
| OBX2026INV20570 |  | Total Qualified Assets Post-Close | 1192073.25 | 1322441.08 |  |
| OBX2026INV20570 |  | Escrow Waiver in File | N/A | Yes | Not in file |
| OBX2026INV20576 |  | Borrower 1 FTHB | true | false | Audit confirmed FTHB with 1003 and Credit Report |
| OBX2026INV20576 |  | Qualifying CLTV | 71.47 | 72 | LTV and CLTV confirmed with Appraisal and subject XXX |
| OBX2026INV20576 |  | Qualifying LTV | 71.47 | 72 | LTV and CLTV confirmed with Appraisal and subject XXX |
| OBX2026INV20576 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV20577 |  | Property Address | XXX | XXX |  |
| OBX2026INV20577 |  | Qualifying FICO | 760 | 0 | credit report & aus XXX |
| OBX2026INV20577 |  | Qualifying LTV | 74.13 | 74.12 | XXX $XXX/ $XXX = XXX% |
| OBX2026INV20577 |  | Qualifying CLTV | 74.13 | 74.12 | XXX $XXX/ $XXX = XXX% |
| OBX2026INV20601 |  | Borrower 1 Last Name | XXXXX | XXXXX | Borrower Last Name confirmed on note |
| OBX2026INV20601 |  | Borrower 1 First Name | XXX | XXX | Borrower first name confirmed with note and not in all caps |
| OBX2026INV20601 |  | Total Qualified Assets Post-Close | 197560.29 | 214088.74 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20601 |  | Escrow Waiver in File | N/A | No | Monthly escrow payment confirmed on Final CD |
| OBX2026INV20607 |  | Property Address | XXX | XXX | Same address not in caps |
| OBX2026INV20607 |  | Total Qualified Assets Post-Close | 92461.37 | 179260.54 | Per Assets in FIle |
| OBX2026INV20607 |  | Escrow Waiver in File | N/A | Yes | Loan is escrowed |
| OBX2026INV20615 |  | Total Qualified Assets Post-Close | 7440.09 | 8793.83 | See post assets |
| OBX2026INV20615 |  | Escrow Waiver in File | N/A | Yes | See AUS |
| OBX2026INV20620 |  | Escrow Waiver in File | N/A | Yes | mapping issue |
| OBX2026INV20621 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20621 |  | Total Closing Costs | 12859.25 | 5000 | See cd |
| OBX2026INV20621 |  | Total Qualified Assets Post-Close | 11768.97 | 105208.93 | See Assets |
| OBX2026INV20621 |  | Escrow Waiver in File | N/A | Yes | See Aus |
| OBX2026INV20626 |  | Property Address | XXX | XXX | Verified and Updated from Note |
| OBX2026INV20626 |  | Total Qualified Assets Post-Close | 98711.8 | 191767.85 | Updated as per the Assets Document |
| OBX2026INV20626 |  | Escrow Waiver in File | N/A | Yes | IEAD is available in the file |
| OBX2026INV20630 |  | Property Address | XXX | XXX | Reviewed and Audited per Note |
| OBX2026INV20630 |  | Total Closing Costs | 13483.64 | 300 | Updated per asset Documents in the file |
| OBX2026INV20630 |  | Total Qualified Assets Post-Close | 20793.3 | 113056.47 | Updated per assets Documents |
| OBX2026INV20630 |  | Escrow Waiver in File | N/A | Yes | IEAD is available in the file |
| OBX2026INV20632 |  | Qualifying FICO | 787 | 0 | credit score is correct |
| OBX2026INV20636 |  | Property Address | XXX | XXX | Same address not in caps |
| OBX2026INV20636 |  | Borrower 1 Self-Employment Flag | Yes | No | B1 is self XXX for additional job |
| OBX2026INV20636 |  | Total Qualified Assets Post-Close | 105309.42 | 112558.68 | Per assets in file |
| OBX2026INV20636 |  | Escrow Waiver in File | Yes | No | Per Escrow Waiver |
| OBX2026INV20643 |  | Total Qualified Assets Post-Close | 624512.02 | 871944.18 | See post closing asset balance |
| OBX2026INV20643 |  | Escrow Waiver in File | N/A | Yes | See 1003 |
| OBX2026INV20646 |  | Occupancy | Second Home | Primary Residence | the subject loan is a XXX of a XXX |
| OBX2026INV20646 |  | Total Qualified Assets Post-Close | 128300.31 | 276890.53 | post close assets have been confirned |
| OBX2026INV20646 |  | Escrow Waiver in File | N/A | Yes | escrow waiver |
| OBX2026INV20662 |  | Borrower 1 First Name | XXX | XXX | Per final note b1 first name is XXX |
| OBX2026INV20662 |  | Qualifying LTV | 78.4 | 78.39 | New XXX $XXX/Appraised value $XXX=XXX% |
| OBX2026INV20662 |  | Qualifying CLTV | 78.4 | 78.39 | New XXX $XXX/Appraised value $XXX=XXX% |
| OBX2026INV20662 |  | Total Qualified Assets Post-Close | 25616.88 | 31943.24 | Post closing funds are $XXX. Funds reflecting Tape data are pre closing funds from XXX acct ending in XXX ending balance XXX |
| OBX2026INV20662 |  | Escrow Waiver in File | No | Yes | Final CD displays no escrow waiver provided |
| OBX2026INV20668 |  | Property Address | XXX | XXX | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20668 |  | Total Qualified Assets Post-Close | 19414.28 | 82041.24 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20668 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20690 |  | Total Closing Costs | 9072.95 | 17027.92 | XXX verified |
| OBX2026INV20690 |  | Escrow Waiver in File | N/A | Yes | Unable to update |
| OBX2026INV20696 |  | Borrower 2 First Name | XXX | XXX | Per Note |
| OBX2026INV20696 |  | Escrow Waiver in File | N/A | Yes | compliance. |
| OBX2026INV20701 |  | Total Qualified Assets Post-Close | 62257.19 | 139494.31 | Assets verified off bank Statements in file |
| OBX2026INV20701 |  | Escrow Waiver in File | N/A | Yes | Unable to Update |
| OBX2026INV20706 |  | Property Address | XXX | XXX | XXX and XXX are the same address - The tape data address is just spelled in all capital letters and the word XXX is abbreviated to just the letter XXX. |
| OBX2026INV20706 |  | Borrower 2 Self-Employment Flag | Yes | No | Per the Final 1003, AUS-DU approval, and income/employment documents in the loan file, B2 is self-XXX. |
| OBX2026INV20706 |  | Borrower 1 Self-Employment Flag | Unknown | No | Per the final and initial 1003s in the loan file, B1 did not disclose if they were self-XXX or not, as they only disclosed an employer but no income, as the subject loan did not qualify with the B1's income or employment. |
| OBX2026INV20706 |  | Qualifying FICO | 796 | 0 | Per the credit reports and the final AUS-DU approval in the loan file the qualifying credit score of the subject loan is XXX |
| OBX2026INV20706 |  | Borrower 4 Origination FICO | 809 | 0 | Pe the credit report for B4, XXX is the B4's middle credit score. |
| OBX2026INV20708 |  | Total Qualified Assets Post-Close | 39166.56 | 122270.28 | We have updated the asset as per the asset document in the file. However, on the asset screen, the total qualified asset is reflected after deducting the closing cost |
| OBX2026INV20708 |  | Escrow Waiver in File | N/A | Yes | Escrow Wavier is not required for this file |
| OBX2026INV20713 |  | Total Closing Costs | 14934.62 | 17880 |  |
| OBX2026INV20713 |  | Total Qualified Assets Post-Close | 203350.55 | 274150.68 |  |
| OBX2026INV20713 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20716 |  | Property Address | XXX | XXX | Reviewed and Updated per Final 1003 and Note |
| OBX2026INV20716 |  | Borrower 2 Self-Employment Flag | Yes | No | Both borrowers self XXX confirmed on Final 1003 |
| OBX2026INV20716 |  | Borrower 1 Self-Employment Flag | Yes | No | borrower is self XXX per Final 1003 |
| OBX2026INV20716 |  | Total Closing Costs | 13060.08 | 1329 | Updated per Closing documents in the file |
| OBX2026INV20716 |  | Total Qualified Assets Post-Close | 443475.29 | 444798.91 | Updated per Assets Documents in the file |
| OBX2026INV20716 |  | Escrow Waiver in File | Yes | No | IAD is available in the file |
| OBX2026INV20707 |  | Borrower 2 Self-Employment Flag | No | Yes | Per income |
| OBX2026INV20707 |  | Qualifying CLTV | 79.96 | 80 | Per Appraisal |
| OBX2026INV20707 |  | Qualifying LTV | 79.96 | 80 | Per Appraisal |
| OBX2026INV20707 |  | Total Qualified Assets Post-Close | 13207.03 | 66352.88 | Per Assets |
| OBX2026INV20707 |  | Escrow Waiver in File | N/A | Yes | compliance |
| OBX2026INV20516 |  | Total Qualified Assets Post-Close | 73618.24 | 200334.61 | Per asset documents |
| OBX2026INV20516 |  | Escrow Waiver in File | N/A | Yes | Compliance reivew field |
| OBX2026INV21050 |  | Borrower 2 First Name | XXX | XXX | Confirmed |
| OBX2026INV21050 |  | Total Qualified Assets Post-Close | 136447.51 | 238038.61 | Confirmed with system calculations |
| OBX2026INV21050 |  | Escrow Waiver in File | Yes | No | Compliance |
| OBX2026INV20912 |  | Borrower 2 Marital Status | Unmarried | Married | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20912 |  | Total Qualified Assets Post-Close | 473407.53 | 507634.89 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20912 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20921 |  | Escrow Waiver in File | Yes | No | Compliance |
| OBX2026INV20523 |  | Total Qualified Assets Post-Close | 380859.01 | 493474.46 | Per asset documents |
| OBX2026INV20523 |  | Escrow Waiver in File | N/A | Yes | Compliance review field |
| OBX2026INV20913 |  | Total Qualified Assets Post-Close | 161089.58 | 307950.36 | Per asset document |
| OBX2026INV20913 |  | Escrow Waiver in File | N/A | Yes | Compliance field review |
| OBX2026INV20515 |  | Total Qualified Assets Post-Close | 162330.73 | 196772.59 | Confirmed with system calculations |
| OBX2026INV20515 |  | Escrow Waiver in File | Yes | No | Compliance |
| OBX2026INV20600 |  | Total Qualified Assets Post-Close | 67358.31 | 143320.26 | True data verified per bank Statements. |
| OBX2026INV20600 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20578 |  | Borrower 1 Self-Employment Flag | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20578 |  | Qualifying CLTV | 74.4 | 75 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20578 |  | Qualifying LTV | 74.4 | 75 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20578 |  | Total Qualified Assets Post-Close | 44095.04 | 43695.04 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20578 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20579 |  | Borrower 1 Last Name | XXXXX | XXXXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20579 |  | Borrower 1 FTHB | true | false | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20579 |  | Qualifying CLTV | 74.74 | 74.73 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20579 |  | Qualifying LTV | 74.74 | 74.73 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20579 |  | Total Qualified Assets Post-Close | 37857.74 | 38723.02 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20579 |  | Escrow Waiver in File | Yes | No | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20588 |  | Total Qualified Assets Post-Close | 63857.64 | 41273.21 | Discrepancy is due to data entry, Verified assets are $XXX. |
| OBX2026INV20588 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20652 |  | Total Closing Costs | 18129.15 | 6273 | See Final CD |
| OBX2026INV20652 |  | Total Qualified Assets Post-Close | 508273.43 | 589822.43 | See post close assets |
| OBX2026INV20652 |  | Escrow Waiver in File | Yes | No | See AUS |
| OBX2026INV20551 |  | Primary Appraised Property Value | $XXX | $XXX | True data verified per appraisal. |
| OBX2026INV20551 |  | Qualifying CLTV | 68.56 | 68.55 | True data verified per appraisal and loan documents. Rounding. |
| OBX2026INV20551 |  | Qualifying LTV | 68.56 | 68.55 | True data verified per appraisal and loan documents. Rounding. |
| OBX2026INV20551 |  | Total Qualified Assets Post-Close | 336962.43 | 336962 | True data verified per bank Statements. |
| OBX2026INV20551 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20604 |  | Total Qualified Assets Post-Close | 129089.92 | 234318.77 | True data verified per bank Statements. |
| OBX2026INV20604 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20684 |  | Total Qualified Assets Post-Close | 783050.78 | 844124 | True data verified per bank Statements. |
| OBX2026INV20684 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20659 |  | Total Qualified Assets Post-Close | 415897.68 | 528807 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20634 |  | Total Qualified Assets Post-Close | 82296.36 | 209125.65 | True data verified per bank Statements. |
| OBX2026INV20634 |  | Escrow Waiver in File | Yes | No | True data verified per loan documents. |
| OBX2026INV20525 |  | Total Qualified Assets Post-Close | 1774948.82 | 1800841.02 | Confirmed with system calculations. |
| OBX2026INV20525 |  | Escrow Waiver in File | N/A | Yes | Compliance |
| OBX2026INV20931 |  | Qualifying FICO | 776 | 0 | credit score is XXX |
| OBX2026INV20939 |  | Qualifying FICO | 782 | 0 | credit report mid score XXX |
| OBX2026INV20726 |  | Total Qualified Assets Post-Close | 52981.62 | 231566.22 | Confirmed with system calculations. |
| OBX2026INV20726 |  | Escrow Waiver in File | N/A | Yes | Compliance |
| OBX2026INV20959 |  | Property Address | XXX | XXX | XXX same but not in all caps |
| OBX2026INV20959 |  | Total Qualified Assets Post-Close | 754172.26 | 837208.86 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20959 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV21024 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV21025 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV21025 |  | Escrow Waiver in File | Yes | No | See AUS |
| OBX2026INV20932 |  | Property Address | XXX | XXX | Same address not in caps |
| OBX2026INV20932 |  | Qualifying FICO | 766 | 0 | Per fico score from credit report |
| OBX2026INV20936 |  | Borrower 1 First Name | XXX | XXX | XXX spelling |
| OBX2026INV20936 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20936 |  | Qualifying CLTV | 64.33 | 65 | Matches Final XXX Not AUS |
| OBX2026INV20936 |  | Qualifying LTV | 64.33 | 65 | Matches Final XXX Not AUS |
| OBX2026INV20936 |  | Escrow Waiver in File | Yes | No | See AUS |
| OBX2026INV20961 |  | Total Qualified Assets Post-Close | 42386.99 | 34240.61 | Per assets |
| OBX2026INV20961 |  | Escrow Waiver in File | N/A | Yes | Per appraisal |
| OBX2026INV20985 |  | Borrower 1 First Name | XXX | XXX | Reviewed and Updated per Note |
| OBX2026INV20985 |  | Borrower 2 First Name | XXX | XXX | Reviewed and Updated per Note |
| OBX2026INV20985 |  | Qualifying FICO | 744 | 0 | Reviewed and Audited per credit report |
| OBX2026INV20985 |  | Qualifying CLTV | 71.23 | 72 | Reviewed and updated per Note |
| OBX2026INV20985 |  | Qualifying LTV | 71.23 | 72 | Reviewed and Updated per Note |
| OBX2026INV20987 |  | Qualifying FICO | 762 | 0 | This is the borrower's middle fico score |
| OBX2026INV21015 |  | Qualifying FICO | 800 | 0 | Per credit report on page XXX true data is accurate |
| OBX2026INV21016 |  | Qualifying FICO | 823 | 0 | Confirmed via credit report |
| OBX2026INV21016 |  | Total Closing Costs | 15305.25 | 1891 | XXX confirmed with final CD |
| OBX2026INV21022 |  | Property Address | XXX | XXX |  |
| OBX2026INV21022 |  | Total Qualified Assets Post-Close | 507399.86 | 614311 | XXX - cash to close $XXX= XXX |
| OBX2026INV21022 |  | Escrow Waiver in File | N/A | Yes | no waiver in file. cd shows loan escrowed |
| OBX2026INV21031 |  | Escrow Waiver in File | Yes | No | Escrow Waiver document available in the file |
| OBX2026INV21036 |  | Total Qualified Assets Post-Close | 443795.7 | 534795.27 | Updated as per the assets document |
| OBX2026INV21036 |  | Escrow Waiver in File | N/A | Yes | IEAD document available in the file |
| OBX2026INV21041 |  | Borrower 2 Self-Employment Flag | Yes | No | Borrower 2 is XXX as a Schedule C Sole Prop (Realtor). |
| OBX2026INV21041 |  | Escrow Waiver in File | N/A | Yes | No escrow waiver. |
| OBX2026INV20957 |  | Property Address | XXX | XXX | this information is correct |
| OBX2026INV20957 |  | Qualifying LTV | 60.61 | 60.6 | per Lp it is picking up XXX-XXX with the same LA of $XXXX and property value of XXX |
| OBX2026INV20957 |  | Qualifying CLTV | 60.61 | 60.6 | per Lp it is picking up XXX-XXX with the same LA of $XXXX and property value of XXX |
| OBX2026INV20957 |  | Total Qualified Assets Post-Close | 524194.54 | 780890.04 | Assets have been validated as $XXX. |
| OBX2026INV20957 |  | Escrow Waiver in File | N/A | Yes | per final cd this loan is impounded |
| OBX2026INV20969 |  | Total Closing Costs | 15534.89 | 5000 | XXX per final CD |
| OBX2026INV20969 |  | Total Qualified Assets Post-Close | 55307.88 | 281268.77 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20969 |  | Escrow Waiver in File | N/A | Yes | Escrow is collected on the final CD |
| OBX2026INV21039 |  | Total Qualified Assets Post-Close | 422001.54 | 200900.01 | Assets updated as asset document |
| OBX2026INV21039 |  | Escrow Waiver in File | No | Yes | Confirm with Final CD |
| OBX2026INV21040 |  | Total Qualified Assets Post-Close | 34380.06 | 101594.95 | Reviewed and Audited |
| OBX2026INV21040 |  | Escrow Waiver in File | N/A | Yes | REviewed and Audited |
| OBX2026INV21042 |  | Total Qualified Assets Post-Close | 34177.84 | 109607.3 | Assets updated as per asset documents |
| OBX2026INV21042 |  | Escrow Waiver in File | N/A | Yes | Confirmed escrow on final CD. |
| OBX2026INV20928 |  | Qualifying FICO | 802 | 0 | credit |
| OBX2026INV20928 |  | Escrow Waiver in File | N/A | Yes | mapping issue |
| OBX2026INV21056 |  | Qualifying FICO | 757 | 0 | XXX confirmed with the credit report |
| OBX2026INV21056 |  | Total Qualified Assets Post-Close | 187361.61 | 285397 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit The lender used the November Statement minus 10k EMD. Audit used the December Statement and did not deduct the EMD. |
| OBX2026INV21056 |  | Escrow Waiver in File | N/A | Yes | Escrow is collected on the final CD |
| OBX2026INV20938 |  | Property Address | XXX | XXX | Confirmed per note document |
| OBX2026INV20938 |  | Borrower 1 Self-Employment Flag | Yes | No | Confirmed by final application. |
| OBX2026INV20938 |  | Escrow Waiver in File | N/A | Yes | Confirmed by compliance team |
| OBX2026INV20952 |  | Total Qualified Assets Post-Close | 218405.27 | 181817.7 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20952 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV20954 |  | Total Qualified Assets Post-Close | 49103.99 | 134600.74 | Asset updated as per Bank Statement document. |
| OBX2026INV20954 |  | Escrow Waiver in File | N/A | Yes | Confirmed - IEAD is available in file. |
| OBX2026INV20958 |  | Total Qualified Assets Post-Close | 1411012.51 | 1648028.48 | XXX less cash to close $XXX= XXX |
| OBX2026INV20958 |  | Escrow Waiver in File | N/A | Yes | NO waiver in file. File escrowed |
| OBX2026INV20962 |  | Qualifying FICO | 797 | 0 | Fico is XXX |
| OBX2026INV20963 |  | Total Qualified Assets Post-Close | 76181.83 | 137254.36 | Qualified assets were confirmed using asset Statements. |
| OBX2026INV20963 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver was confirmed using disclosure. |
| OBX2026INV21004 |  | Qualifying LTV | 75 | 74.99 | Tape value rounded up. Actual LTV/CLTV/HLTV is 74.999% |
| OBX2026INV21004 |  | Qualifying CLTV | 75 | 74.99 | Tape value rounded up. Actual LTV/CLTV/HLTV is 74.999% |
| OBX2026INV21004 |  | Total Qualified Assets Post-Close | 1720879.36 | 3395282.77 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV21004 |  | Escrow Waiver in File | Yes | No | Monthly escrow payment confirmed on Final CD |
| OBX2026INV21026 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV21026 |  | Total Qualified Assets Post-Close | 18930.08 | 102153.39 | Per Assets |
| OBX2026INV21026 |  | Escrow Waiver in File | N/A | Yes | Compliance |
| OBX2026INV21029 |  | Total Qualified Assets Post-Close | 494752.68 | 394752.68 | tape data is missing the XXX proceeds from sale, true data is accurate |
| OBX2026INV21029 |  | Escrow Waiver in File | N/A | No | true data is accurate |
| OBX2026INV21032 |  | Qualifying FICO | 789 | 0 | Updated as per Credit Report |
| OBX2026INV20974 |  | Total Qualified Assets Post-Close | 257359.37 | 354447.15 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20975 |  | Total Qualified Assets Post-Close | 146707.41 | 562786.14 | Updated as per asset documents |
| OBX2026INV20975 |  | Escrow Waiver in File | N/A | Yes | Updated as per Final CD and Initial Escrow Account Disclosure Statement. |
| OBX2026INV20993 |  | Total Qualified Assets Post-Close | 421813.43 | 578333.76 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20993 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV20997 |  | Borrower 1 Last Name | XXXXX | XXXXX | Borrower 1 Last Name was confirmed with Note |
| OBX2026INV20997 |  | Property Address | XXX | XXX | XXX was confirmed with Note |
| OBX2026INV20997 |  | Borrower 1 FTHB | true | false | Borrower 1 FTHB was confirmed with 1003 |
| OBX2026INV20997 |  | Total Qualified Assets Post-Close | 305519.9 | 395933.72 | Updated as per the document |
| OBX2026INV20997 |  | Escrow Waiver in File | N/A | Yes | Updated as per the document |
| OBX2026INV21028 |  | Qualifying CLTV | 73.88 | 74 | Rounded Up |
| OBX2026INV21028 |  | Qualifying LTV | 73.88 | 74 | Rounded Up |
| OBX2026INV21028 |  | Total Qualified Assets Post-Close | 131351.65 | 132769.38 | Assets Verified |
| OBX2026INV21028 |  | Escrow Waiver in File | N/A | Yes | Unable to Update |
| OBX2026INV21034 |  | Total Qualified Assets Post-Close | 19548.13 | 125160.63 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS The difference is due to system rounding $XXX Total available assets post close / Audit |
| OBX2026INV21034 |  | Escrow Waiver in File | No | Yes | Escrow collected on final CD |
| OBX2026INV21038 |  | Total Qualified Assets Post-Close | 434823.25 | 462535.09 | Confirmed using asset document and 1003 |
| OBX2026INV20953 |  | Borrower 1 Self-Employment Flag | Yes | No | Confirmed with Final 1003 |
| OBX2026INV20953 |  | Borrower 2 Self-Employment Flag | Yes | No | Confirmed with Final 1003 |
| OBX2026INV20953 |  | Total Qualified Assets Post-Close | 295187.47 | 515522.71 | confirmed using AUS |
| OBX2026INV20953 |  | Escrow Waiver in File | N/A | Yes | Confirmed with e-consent |
| OBX2026INV20992 |  | Total Qualified Assets Post-Close | 1049310.59 | 555861.82 | Assets corrected to match Statements in file. |
| OBX2026INV20998 |  | Qualifying FICO | 761 | 0 | Fico updated per credit report |
| OBX2026INV20998 |  | Escrow Waiver in File | N/A | Yes | Escrow Included per Closing Detail screen |
| OBX2026INV20951 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20951 |  | Total Closing Costs | 15435.64 | 2500 | See Final CD |
| OBX2026INV20951 |  | Total Qualified Assets Post-Close | 477579.03 | 572458.28 | Post close balance |
| OBX2026INV20951 |  | Escrow Waiver in File | N/A | No | N/A |
| OBX2026INV21037 |  | Property Address | XXX | XXX | Updated as per the document |
| OBX2026INV21037 |  | Qualifying FICO | 698 | 0 | Updated as per the document |
| OBX2026INV21037 |  | Escrow Waiver in File | N/A | Yes | Escrow document is not available in the file |
| OBX2026INV20933 |  | Qualifying FICO | 807 | 0 | Score per credit report. |
| OBX2026INV20933 |  | Qualifying LTV | 69.08 | 69 | Difference due to tape rounded down. |
| OBX2026INV20933 |  | Qualifying CLTV | 69.08 | 69 | Difference due to tape rounded down. |
| OBX2026INV20991 |  | Property Address | XXX | XXX | Per note |
| OBX2026INV20991 |  | Qualifying FICO | 816 | 0 | Per credit report |
| OBX2026INV21013 |  | Total Qualified Assets Post-Close | 36783.61 | 66929.37 | Qualifying assets were confirmed with asset documents. |
| OBX2026INV21035 |  | Property Address | XXX | XXX | The auditor has confirmed the XXX as noted |
| OBX2026INV21035 |  | Total Qualified Assets Post-Close | 204515.34 | 319764.39 | The auditor has confirmed the total qualifying assets on the 1003 |
| OBX2026INV21035 |  | Escrow Waiver in File | N/A | Yes | The auditor has confirmed the escrowed on the CD |
| OBX2026INV20930 |  | Total Closing Costs | 23054.91 | 5228.66 | XXX confirmed per the final CD. |
| OBX2026INV20930 |  | Total Qualified Assets Post-Close | 964613.87 | 1127672.15 | Qualified Assets Post-Close confirmed per the asset Statements. |
| OBX2026INV20930 |  | Escrow Waiver in File | Yes | No | Escrow Waiver confirmed per the final CD. |
| OBX2026INV20949 |  | Property Address | XXX | XXX | XXX updated as per Note - IT mapping issue |
| OBX2026INV20949 |  | Total Qualified Assets Post-Close | 143465.68 | 223618.04 | Total post-close qualified assets updated as per the asset Statement |
| OBX2026INV20949 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20960 |  | Property Address | XXX | XXX | Update as per Note document |
| OBX2026INV20960 |  | Total Qualified Assets Post-Close | 144350.22 | 251459.64 | Update as per Final 1003 Assets |
| OBX2026INV20960 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver not required |
| OBX2026INV20979 |  | Property Address | XXX | XXX | XXX updated as per Note - IT mapping issue |
| OBX2026INV20979 |  | Total Qualified Assets Post-Close | 33897.35 | 176935.65 | Total post-close qualified assets updated as per the asset Statement |
| OBX2026INV20979 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20994 |  | Property Address | XXX | XXX | Update as per Note document |
| OBX2026INV20994 |  | Total Qualified Assets Post-Close | 37361.31 | 107027.03 | Update as per Asset documents |
| OBX2026INV20994 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver not required in file |
| OBX2026INV21005 |  | Property Address | XXX | XXX | Updated as per the Note. |
| OBX2026INV21005 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | Updated as per the 1003. |
| OBX2026INV21005 |  | Total Qualified Assets Post-Close | 219091.23 | 222898.38 | Updated as per the Assets. |
| OBX2026INV21005 |  | Escrow Waiver in File | Yes | No | XXX is Present, Hence Updated Yes. |
| OBX2026INV21027 |  | Qualifying LTV | 79.61 | 80 | As per XXX LTV 79.61% matched. |
| OBX2026INV21027 |  | Qualifying CLTV | 79.61 | 80 | As per XXX CLTV 79.61% matched. |
| OBX2026INV21027 |  | Escrow Waiver in File | Yes | No | Updated as per Escrow Waiver Disclosure |
| OBX2026INV20549 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20549 |  | Qualifying FICO | 757 | 0 | Credit score is correct |
| OBX2026INV20714 |  | Total Qualified Assets Post-Close | 418692.51 | 628959.64 | Per Assets |
| OBX2026INV20714 |  | Escrow Waiver in File | Yes | No | Compliance |
| OBX2026INV20941 |  | Qualifying FICO | 820 | 0 | Qualifying FICO is XXX |
| OBX2026INV20941 |  | Qualifying LTV | 63.64 | 63 | rounding $XXX/XXX= XXX |
| OBX2026INV20941 |  | Qualifying CLTV | 63.64 | 63.63 | rounding $XXX/XXX= XXX |
| OBX2026INV20942 |  | Property Address | XXX | XXX | Capitalization |
| OBX2026INV20942 |  | Qualifying FICO | 792 | 0 | Updated as per the Credit Report |
| OBX2026INV20944 |  | Qualifying FICO | 766 | 0 | See Credit |
| OBX2026INV20944 |  | Qualifying LTV | 71.57 | 72 | Appears aus rounded up |
| OBX2026INV20944 |  | Qualifying CLTV | 71.57 | 72 | Appears aus rounded up |
| OBX2026INV20947 |  | Qualifying FICO | 774 | 0 | Qualifying FICO updated as per credit report. |
| OBX2026INV20955 |  | Total Qualified Assets Post-Close | 509817.96 | 635959.77 | updated as per Asset Documents |
| OBX2026INV20955 |  | Escrow Waiver in File | N/A | Yes | Updated as per Disclosure Document |
| OBX2026INV20965 |  | Property Address | XXX | XXX | XXX updated as per note Document |
| OBX2026INV20965 |  | Qualifying FICO | 731 | 0 | updated as per Credit Report |
| OBX2026INV20965 |  | Qualifying CLTV | 74.66 | 74.65 | Matches with XXX and AUS |
| OBX2026INV20965 |  | Qualifying LTV | 74.66 | 74.65 | updated as per Credit Report |
| OBX2026INV20967 |  | Qualifying FICO | 792 | 0 | FICO Score verified from Credit Report |
| OBX2026INV20970 |  | Property Address | XXX | XXX | XXX confirmed per note document. |
| OBX2026INV20970 |  | Qualifying FICO | 740 | 0 | Qualifying FICO confirmed per credit report. |
| OBX2026INV20970 |  | Total Qualified Assets Post-Close | 1771410 | 1859571.15 | Total Qualified Assets confirmed per asset documents. |
| OBX2026INV20970 |  | Escrow Waiver in File | N/A | Yes | Escrow waiver confirmed per final CD. |
| OBX2026INV20972 |  | Total Qualified Assets Post-Close | 124473.49 | 124900.03 | Assets are updated based on the Recent asset docuemnts |
| OBX2026INV20972 |  | Escrow Waiver in File | Yes | No | Escrow Waiver available in file page no.XXX |
| OBX2026INV20989 |  | Borrower 2 First Name | XXX | XXX | Borrower 2 First Name is XXX |
| OBX2026INV20989 |  | Qualifying FICO | 783 | 0 | Qualifying FICO is XXX |
| OBX2026INV20989 |  | Qualifying LTV | 78.02 | 79 | XXX is XXX |
| OBX2026INV20989 |  | Qualifying CLTV | 78.02 | 79 | XXX is XXX |
| OBX2026INV20995 |  | Qualifying CLTV | 73.81 | 73.34 | $XXX/ XXX = XXX% |
| OBX2026INV20995 |  | Qualifying LTV | 73.81 | 73.34 | $XXX/ XXX = XXX% |
| OBX2026INV20995 |  | Total Qualified Assets Post-Close | 18770.02 | 19762.02 | assets XXX less open XXX day accounts XXX = XXX |
| OBX2026INV20995 |  | Escrow Waiver in File | N/A | Yes | Final CD shows escrowed impounded |
| OBX2026INV21000 |  | Qualifying FICO | 791 | 0 | Mapping issue. |
| OBX2026INV21001 |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen | Borrower 1 Citizen is XXX |
| OBX2026INV21001 |  | Qualifying FICO | 784 | 0 | Qualifying FICO is XXX |
| OBX2026INV21001 |  | Qualifying CLTV | 74.05 | 75 | XXX is XXX |
| OBX2026INV21001 |  | Qualifying LTV | 74.05 | 75 | XXX is XXX |
| OBX2026INV21002 |  | Qualifying FICO | 782 | 0 | Confirmed with AUS. |
| OBX2026INV21002 |  | Qualifying CLTV | 72.76 | 73 | Rounded Off. |
| OBX2026INV21002 |  | Qualifying LTV | 72.76 | 73 | Rounded Off. |
| OBX2026INV21017 |  | Qualifying FICO | 739 | 0 | Qualifying FICO confirmed per credit report. |
| OBX2026INV21017 |  | Primary Appraised Property Value | $XXX | $XXX | XXX confirmed per appraisal. |
| OBX2026INV21023 |  | Total Closing Costs | 8849.35 | 647.5 | See Final CD |
| OBX2026INV21023 |  | Total Qualified Assets Post-Close | 187489.54 | 85161.07 | Post close Funds |
| OBX2026INV21023 |  | Escrow Waiver in File | N/A | Yes | See AUS |
| OBX2026INV21033 |  | Borrower 1 First Name | XXX | XXX | B1 first name confirmed per intial 1003. |
| OBX2026INV21033 |  | Borrower 2 First Name | XXX | XXX | B2 first name confirmed Per Initial 1003. |
| OBX2026INV21033 |  | Qualifying FICO | 725 | 0 | Qualifying FICO confirmed per credit report. |
| OBX2026INV21033 |  | Initial Monthly P&I Or IO Payment | XXX | XXX | Initial Monthly P&I payment confirmed per loan approval. An exception was set for the missing note document. |
| OBX2026INV21033 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20922 |  | Property Address | XXX | XXX | Same address - The tape data is spelled out all in capital letters. |
| OBX2026INV20922 |  | Qualifying LTV | 73 | 72.99 | XXX and XXX are the same - Due to rounding |
| OBX2026INV20922 |  | Qualifying CLTV | 73 | 72.99 | XXX and XXX are the same - Due to rounding |
| OBX2026INV20922 |  | Total Qualified Assets Post-Close | 1076985.89 | 1079769.08 | Verified per the asset documents in the loan file and final CD. The borrower had verified assets of XXX minus cash required from the borrower to close of XXX = XXX |
| OBX2026INV20922 |  | Escrow Waiver in File | Yes | No | The loan file contained an Escrow Waiver signed and dated XXX/XXX/XXX. |
| OBX2026INV20976 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20976 |  | Total Qualified Assets Post-Close | 111994.97 | 92932.43 | Total post close assets are correct |
| OBX2026INV20976 |  | Escrow Waiver in File | N/A | Yes | Escrow wavier is a mapping issue |
| OBX2026INV20927 |  | Qualifying FICO | 812 | 0 | Per Credit Report |
| OBX2026INV20927 |  | Escrow Waiver in File | N/A | Yes | Per AUS |
| OBX2026INV20973 |  | Total Qualified Assets Post-Close | 291133.87 | 372687.92 | Assets verified |
| OBX2026INV20973 |  | Escrow Waiver in File | N/A | Yes | Unable to Update |
| OBX2026INV20980 |  | Total Qualified Assets Post-Close | 1255839.55 | 1342422.42 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20980 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV21006 |  | Total Qualified Assets Post-Close | 246443.9 | 347774.33 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS Act #XXX reduced by XXX large deposit $XXX Total available assets post close / Audit |
| OBX2026INV21006 |  | Escrow Waiver in File | Yes | No | XXX |
| OBX2026INV21008 |  | Loan Purpose | Refinance | Home Improvement | Mapping issue. |
| OBX2026INV21008 |  | Total Qualified Assets Post-Close | 48088.02 | 47340.58 | Confirmed Total qualifying asset post closing with asset documentation in file. |
| OBX2026INV21008 |  | Escrow Waiver in File | N/A | Yes | Confirmed with final CD the loan has escrow. |
| OBX2026INV20937 |  | Qualifying FICO | 817 | 0 | Mid score XXX |
| OBX2026INV20937 |  | Qualifying CLTV | 74.66 | 75 | System rounding XXX% |
| OBX2026INV20937 |  | Qualifying LTV | 74.66 | 75 | System rounding XXX% |
| OBX2026INV20937 |  | Total Qualified Assets Post-Close | 181076.43 | 171888.44 | Updated assets |
| OBX2026INV20937 |  | Escrow Waiver in File | N/A | No | No XXX |
| OBX2026INV20935 |  | Qualifying FICO | 806 | 0 | Fico is correct |
| OBX2026INV20935 |  | Qualifying CLTV | 63.86 | 63.85 | Rounded up |
| OBX2026INV20935 |  | Qualifying LTV | 63.86 | 63.85 | Rounded up |
| OBX2026INV20966 |  | Borrower 1 Self-Employment Flag | Yes | No |  |
| OBX2026INV20966 |  | Qualifying FICO | 790 | 0 |  |
| OBX2026INV20732 |  | Qualifying CLTV | 69.53 | 70 | Tape value rounded up. |
| OBX2026INV20732 |  | Qualifying LTV | 69.53 | 70 | Tape value rounded up. |
| OBX2026INV20732 |  | Escrow Waiver in File | N/A | Yes | Audit confirms taxes and insurance escrowed on Final CD |
| OBX2026INV21010 |  | Property Address | XXX | XXX | XXX was confirmed with Note |
| OBX2026INV21010 |  | Total Qualified Assets Post-Close | 26148.27 | 118651.47 | Updated as per the document |
| OBX2026INV21010 |  | Escrow Waiver in File | Yes | No | XXX was confirmed with CD |
| OBX2026INV20956 |  | Property Address | XXX | XXX | Per Final 1003 Subject property shows Drive opposed to abbreviation displayed on the Tape Data |
| OBX2026INV20956 |  | Borrower 1 Self-Employment Flag | Yes | No | Per Final 1003 B1 is self XXX |
| OBX2026INV20956 |  | Total Qualified Assets Post-Close | 317531.41 | 318313.66 | XXX are post assets reflecting True Data |
| OBX2026INV20956 |  | Escrow Waiver in File | N/A | Yes | Per final CD the borrower does not have an escrow waiver in the file |
| OBX2026INV20918 |  | Property Address | XXX | XXX | Due to caps |
| OBX2026INV20918 |  | Borrower 1 SSN | XXX | XXX | Confirmed |
| OBX2026INV20918 |  | Total Qualified Assets Post-Close | 212758 | 214501.91 | Confirmed |
| OBX2026INV20918 |  | Escrow Waiver in File | Yes | No | Compliance |
| OBX2026INV20971 |  | Property Address | XXX | XXX | Updated as per Note |
| OBX2026INV20971 |  | Qualifying LTV | 72.73 | 72.72 | LTV 72.73% is round off |
| OBX2026INV20971 |  | Qualifying CLTV | 72.73 | 72.72 | CLTV 72.73% is round off |
| OBX2026INV20971 |  | Total Qualified Assets Post-Close | 265150.98 | 268929.87 | Assets updated as per asset document |
| OBX2026INV20971 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD |
| OBX2026INV21043 |  | Total Qualified Assets Post-Close | 1307221.56 | 1288806.49 | Updated as per Asset Documents |
| OBX2026INV21043 |  | Escrow Waiver in File | N/A | Yes | Updated as per Escrow Waiver Disclosure |
| OBX2026INV21009 |  | Qualifying CLTV | 69.7 | 70 | Manual calculation of CLTV: XXX ÷ Appraised Value or Sale Price XXX × XXX = XXX%. Rounded XXXand the tape data shows CLTV as XXX% |
| OBX2026INV21009 |  | Qualifying LTV | 69.7 | 70 | Manual calculation of LTV: XXX ÷ Appraised Value or Sale Price XXX × XXX = XXX%. Rounded XXXand the tape data shows LTV as XXX% |
| OBX2026INV21009 |  | Total Qualified Assets Post-Close | 50995.2 | 57460 | Updated as per Asset Documents. |
| OBX2026INV21009 |  | Escrow Waiver in File | N/A | Yes | Updated as per Final CD and Initial Escrow Account Disclosure Statement. |
| OBX2026INV21018 |  | Property Address | XXX | XXX | Capitalization. |
| OBX2026INV21018 |  | Total Qualified Assets Post-Close | 65978.35 | 122558.95 | Confirmed with Assets. |
| OBX2026INV21018 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD. |
| OBX2026INV20908 |  | Qualifying FICO | 803 | 0 | Updated as per Credit Report |
| OBX2026INV20908 |  | Qualifying CLTV | 72.93 | 72.92 | CLTV 72.93% Roundingoff |
| OBX2026INV20908 |  | Qualifying LTV | 72.93 | 72.92 | LTV 72.93% Roundingoff |
| OBX2026INV21011 |  | Total Qualified Assets Post-Close | 292338.76 | 446193.7 | Updated as per Asset Documents. |
| OBX2026INV21011 |  | Escrow Waiver in File | N/A | Yes | Updated as per Final CD and Initial Escrow Account Disclosure Statement. |
| OBX2026INV20950 |  | Total Qualified Assets Post-Close | 170906.08 | 260234.74 | Updated as per the document |
| OBX2026INV20950 |  | Escrow Waiver in File | N/A | Yes | Updated as per the document |
| OBX2026INV21007 |  | Qualifying CLTV | 73.88 | 73.87 | CLTV 73.88% is Rounding off. |
| OBX2026INV21007 |  | Qualifying LTV | 73.88 | 73.87 | LTV 73.88% is Rounding off. |
| OBX2026INV21007 |  | Total Qualified Assets Post-Close | 515272.38 | 367099.65 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV21007 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV21021 |  | Property Address | XXX | XXX | XXX updated as per Note Document |
| OBX2026INV20892 |  | Property Address | XXX | XXX | Updated as Per Note. |
| OBX2026INV20892 |  | Borrower 1 Self-Employment Flag | No | Yes | borrower is less than XXX% owner |
| OBX2026INV20892 |  | Qualifying FICO | 753 | 0 | Updated as Per Credit Report. |
| OBX2026INV20892 |  | Qualifying CLTV | 64.18 | 65 | CLTV 64.18% is Roundingoff. |
| OBX2026INV20892 |  | Qualifying LTV | 64.18 | 65 | LTV 64.18% is Roundingoff. |
| OBX2026INV20977 |  | Property Address | XXX | XXX | Updated as Per the Note. |
| OBX2026INV20977 |  | Total Qualified Assets Post-Close | 92931.53 | 92932.43 | Updated as Per Assets. |
| OBX2026INV20977 |  | Escrow Waiver in File | N/A | Yes | In Escrow Taxes is Present in file. |
| OBX2026INV21044 |  | Borrower 1 Self-Employment Flag | Yes | No | B1 is Self XXX and confirmed with Final 1003 and 1120S of Income is qualified. |
| OBX2026INV21044 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 is Self XXX and confirmed with Final 1003 and 1120S of Income is qualified. |
| OBX2026INV21044 |  | Total Qualified Assets Post-Close | 37018.3 | 156753.92 | Updated as per the Asset Document |
| OBX2026INV21044 |  | Escrow Waiver in File | N/A | Yes | Initial Escrow Account Disclosure Statement available in the File |
| OBX2026INV21012 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD |
| OBX2026INV21020 |  | Property Address | XXX | XXX | IT Mapping Issue |
| OBX2026INV21020 |  | Qualifying FICO | 808 | 0 | Updated as per Credit Report |
| OBX2026INV21020 |  | Total Closing Costs | 12389.4 | 10380.21 | Updated as per Final CD |
| OBX2026INV21020 |  | Total Qualified Assets Post-Close | 27375.48 | 73442.74 | Updated as per Asset Documents |
| OBX2026INV21020 |  | Escrow Waiver in File | N/A | Yes | Updated as per Escrow Waiver Disclosure |
| OBX2026INV20898 |  | Borrower 1 FTHB | true | false | Updated as per Final 1003 & Credit Report |
| OBX2026INV20898 |  | Qualifying FICO | 780 | 0 | Updated as per Credit Report |
| OBX2026INV20904 |  | Qualifying CLTV | 63.83 | 64 | Rounded up |
| OBX2026INV20904 |  | Qualifying LTV | 63.83 | 64 | Rounded up |
| OBX2026INV20904 |  | Qualifying FICO | 799 | 0 | Updated as per Credit Report |
| OBX2026INV20893 |  | Qualifying FICO | 754 | 0 | Updated as per the Credit Report |
| OBX2026INV20895 |  | Qualifying FICO | 770 | 0 | Per credit report this is the borrower mid score that was used for qualification purposes |
| OBX2026INV20891 |  | Qualifying FICO | 752 | 0 | Updated as per Credit Report |
| OBX2026INV20894 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 is Self Employment Only. |
| OBX2026INV20894 |  | Borrower 1 Self-Employment Flag | Yes | No | B1 is Self Employment Only. |
| OBX2026INV20894 |  | Qualifying FICO | 756 | 0 | Updated as Per Credit Liabilities. |
| OBX2026INV20894 |  | Qualifying CLTV | 74.88 | 75 | CLTV 74.88% is Rounding up |
| OBX2026INV20894 |  | Qualifying LTV | 74.88 | 75 | LTV 74.88% is Rounding up |
| OBX2026INV20902 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower 1's Self-Employment flag is marked 'Yes' because the borrower's additional employment is self-XXX |
| OBX2026INV20902 |  | Qualifying FICO | 794 | 0 | FICO score verified and validated using the credit report. |
| OBX2026INV20902 |  | Qualifying LTV | 64.29 | 64.28 | Rounded LTV verified and confirmed per AUS findings. |
| OBX2026INV20902 |  | Qualifying CLTV | 64.29 | 64.28 | Rounded CLTV verified and confirmed per AUS findings. |
| OBX2026INV20909 |  | Initial Monthly P&I Or IO Payment | XXX | XXX | Monthly principal and interest (P&I) payment has been verified and confirmed with the Note. |
| OBX2026INV20909 |  | Qualifying FICO | 803 | 0 | FICO score verified and validated using the credit report. |
| OBX2026INV20909 |  | Qualifying LTV | 71.39 | 72 | Rounded LTV verified and confirmed per AUS findings. |
| OBX2026INV20909 |  | Qualifying CLTV | 71.39 | 72 | Rounded CLTV verified and confirmed per AUS findings. |
| OBX2026INV20775 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20775 |  | Borrower 1 Last Name | XXXXX | XXXXX | per note |
| OBX2026INV20775 |  | Total Qualified Assets Post-Close | 53880.82 | 108158.03 | Per assets |
| OBX2026INV20775 |  | Escrow Waiver in File | No | Yes | compliance |
| OBX2026INV20897 |  | Qualifying FICO | 777 | 0 | Updated as per Credit report |
| OBX2026INV20741 |  | Property Address | XXX | XXX | XXX confirmed using Note. |
| OBX2026INV20741 |  | Total Qualified Assets Post-Close | 392165.44 | 474745.21 | XXX confirmed using Asset docs available in the file. |
| OBX2026INV20741 |  | Escrow Waiver in File | N/A | Yes | XXX is not required for this file. |
| OBX2026INV20797 |  | Total Closing Costs | 11871.53 | 596 | Closing costs for true data is correct |
| OBX2026INV20797 |  | Total Qualified Assets Post-Close | 754006.45 | 897032.19 | Post close assets have been confirmed |
| OBX2026INV20797 |  | Escrow Waiver in File | N/A | Yes | Mapping issue |
| OBX2026INV20738 |  | Borrower 1 Last Name | XXXXX | XXXXX | Updated as per the Note |
| OBX2026INV20738 |  | Qualifying CLTV | 79.32 | 80 | Verified with the AUS |
| OBX2026INV20738 |  | Qualifying LTV | 79.32 | 80 | Verified with the AUS |
| OBX2026INV20738 |  | Total Qualified Assets Post-Close | 23912.22 | 125042.45 | Updated as per the Asset |
| OBX2026INV20738 |  | Escrow Waiver in File | N/A | Yes | Verified with IEAD |
| OBX2026INV20896 |  | Qualifying FICO | 775 | 0 | As per Credit Report median score. Tape Data does not reflect a score. |
| OBX2026INV20896 |  | Total Qualified Assets Post-Close | 342611.86 | 468057 | As per audit, the assets are post-closing. Tape Data is pre-closing assets. |
| OBX2026INV20896 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20903 |  | Qualifying FICO | 795 | 0 | Updated as per Credit Report |
| OBX2026INV20796 |  | Property Address | XXX | XXX | XXX matches appraisal |
| OBX2026INV20796 |  | Qualifying LTV | 72.6 | 73 | LTV correct - Property value confirmed per appraisal |
| OBX2026INV20796 |  | Qualifying CLTV | 72.6 | 73 | CLTV correct - Property value confirmed per appraisal |
| OBX2026INV20796 |  | Total Qualified Assets Post-Close | 29422.34 | 135784.81 | Assets updated per documents in the file |
| OBX2026INV20796 |  | Escrow Waiver in File | No | Yes | Compliance Disclosure |
| OBX2026INV20911 |  | Qualifying FICO | 789 | 0 | Updated as per the Credit Report |
| OBX2026INV20757 |  | Qualifying FICO | 780 | 0 | Qualifying FICO confirmed using Credit Report. |
| OBX2026INV20757 |  | Total Closing Costs | 595 | 19710.08 | XXX confirmed using Final CD. |
| OBX2026INV20777 |  | Qualifying FICO | 791 | 0 | Qualifying FICO confirmed using credit Report. |
| OBX2026INV20777 |  | Qualifying CLTV | 57.14 | 58 | XXX confirmed using AUS. |
| OBX2026INV20777 |  | Qualifying LTV | 57.14 | 58 | XXX confirmed using AUS. |
| OBX2026INV20899 |  | Qualifying LTV | 71.5 | 71.49 | Variance is due to system/tape rounding to the nearest whole percent. |
| OBX2026INV20899 |  | Qualifying CLTV | 71.5 | 71.49 | Variance is due to system/tape rounding to the nearest whole percent. |
| OBX2026INV20899 |  | Escrow Waiver in File | N/A | Yes | IEAD Statement in file. So updated Escrow waiver as NA |
| OBX2026INV20733 |  | Property Address | XXX | XXX | Update as per Note document |
| OBX2026INV20733 |  | Total Qualified Assets Post-Close | 24811.76 | 26470.75 | Update as per Asset document it has been reflected Final 1003 |
| OBX2026INV20733 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver not required in file, Refer to Final CD |
| OBX2026INV20923 |  | Property Address | XXX | XXX | Address updated as per note document. |
| OBX2026INV20923 |  | Qualifying CLTV | 44 | 49 | CLTV matches with XXX and AUS document. |
| OBX2026INV20923 |  | Qualifying LTV | 44 | 49 | LTV matches with XXX and AUS document. |
| OBX2026INV20923 |  | Escrow Waiver in File | N/A | No | Escrow Waiver not required. |
| OBX2026INV20784 |  | Property Address | XXX | XXX | Update as per Note document |
| OBX2026INV20784 |  | Total Qualified Assets Post-Close | 407355.56 | 635488.07 | Update as per Asset documents |
| OBX2026INV20784 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver is not required in this file |
| OBX2026INV20789 |  | Borrower 1 First Name | XXX | XXX | Confirmed with verification Id documents |
| OBX2026INV20789 |  | Total Qualified Assets Post-Close | 301685.13 | 138054.52 | Confirmed with Assets |
| OBX2026INV20789 |  | Escrow Waiver in File | No | Yes | Confirmed with FinalCD |
| OBX2026INV20749 |  | Property Address | XXX | XXX | Update as per Note document |
| OBX2026INV20749 |  | Total Closing Costs | 16634.33 | 24055.93 | XXX Update from Final CD |
| OBX2026INV20749 |  | Total Qualified Assets Post-Close | 16542.78 | 101648.98 | Assets have been updated per source documents and reflected on the Final 1003 |
| OBX2026INV20749 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver not required in this transaction |
| OBX2026INV20768 |  | Property Address | XXX | XXX | Verified on Note. |
| OBX2026INV20768 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower is self-XXX. |
| OBX2026INV20768 |  | Borrower 2 Self-Employment Flag | Yes | No | Borrower is self-XXX. |
| OBX2026INV20768 |  | Total Qualified Assets Post-Close | 881680.9 | 1097058.31 | True Source data is pre-closing amount. |
| OBX2026INV20768 |  | Escrow Waiver in File | N/A | Yes | No escrow waiver. |
| OBX2026INV20759 |  | Total Qualified Assets Post-Close | 73306.77 | 173320.19 | Total Qualified Assets confirmed per asset documents. |
| OBX2026INV20759 |  | Escrow Waiver in File | Yes | No | Escrow Waiver confirmed per Escrow Waiver disclosure. |
| OBX2026INV20889 |  | Qualifying FICO | 722 | 0 | Confirmed to be Qualifying FICO is XXX Update as per Credit Report |
| OBX2026INV20900 |  | Property Address | XXX | XXX | XXX updated per note document. |
| OBX2026INV20900 |  | Total Qualified Assets Post-Close | 309360.83 | 336860.87 | Total Assets - Cash to Close = Total Qualified Asset Post Close. |
| OBX2026INV20900 |  | Escrow Waiver in File | N/A | Yes | Escrow waiver not required per final CD. |
| OBX2026INV20901 |  | Qualifying FICO | 785 | 0 | Update as per Credit Report |
| OBX2026INV20767 |  | Borrower 1 First Name | XXX | XXX | Update as per Note document |
| OBX2026INV20767 |  | Borrower 2 Self-Employment Flag | No | Yes | Update as per Final 1003 document & income documents in file |
| OBX2026INV20767 |  | Qualifying FICO | 786 | 0 | Update as per Credit Report document and AUS showing Qualifying FICOXXX |
| OBX2026INV20767 |  | Total Closing Costs | 11096.64 | 1471.5 | Update as per Final CD document |
| OBX2026INV20788 |  | Property Address | XXX | XXX | Property street address same but not in all caps |
| OBX2026INV20788 |  | Qualifying CLTV | 69.41 | 70 | Rounding |
| OBX2026INV20788 |  | Qualifying LTV | 69.41 | 70 | Rounding |
| OBX2026INV20788 |  | Total Qualified Assets Post-Close | 117486.06 | 156842 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20788 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV20742 |  | Total Qualified Assets Post-Close | 57394.82 | 163243.43 | Verified by the bank Statements |
| OBX2026INV20742 |  | Escrow Waiver in File | N/A | Yes | Verified by the CD |
| OBX2026INV20783 |  | Total Qualified Assets Post-Close | 86745.91 | 217896.07 | Total post-close qualified assets updated as per the asset Statement |
| OBX2026INV20783 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20734 |  | Borrower 2 Self-Employment Flag | Yes | No | Borrower 2's self-employment with more than XXX% ownership has been verified. |
| OBX2026INV20734 |  | Total Qualified Assets Post-Close | 134860.98 | 136468.98 | Total post-close qualified assets updated as per the asset Statement |
| OBX2026INV20734 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20739 |  | Qualifying FICO | 757 | 0 | FICO score updated as per Credit report |
| OBX2026INV20739 |  | Escrow Waiver in File | N/A | Yes | Confirmed - IEAD is available in file |
| OBX2026INV20770 |  | Total Qualified Assets Post-Close | 61506.08 | 150501.43 | Post close assets are correct |
| OBX2026INV20770 |  | Escrow Waiver in File | N/A | Yes | Mapping issue |
| OBX2026INV20794 |  | Property Address | XXX | XXX | XXX updated as per Note – IT mapping issue. |
| OBX2026INV20794 |  | Qualifying FICO | 811 | 0 | Qualifying FICO updated based on the credit report |
| OBX2026INV20744 |  | Qualifying FICO | 763 | 0 | Confirmed on the credit report. |
| OBX2026INV20744 |  | Escrow Waiver in File | Yes | No | Confirmed by the Escrow Waiver. |
| OBX2026INV20746 |  | Property Address | XXX | XXX | Capitalization |
| OBX2026INV20746 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 is self employment confirmed with Final 1003 and 1120S of XXX document is available in the file to qualify the income. |
| OBX2026INV20746 |  | Qualifying LTV | 74.67 | 75 | Rounding |
| OBX2026INV20746 |  | Qualifying CLTV | 74.67 | 75 | Rounding |
| OBX2026INV20746 |  | Total Qualified Assets Post-Close | 22336.61 | 26254.63 | Updated as per the Asset Document |
| OBX2026INV20746 |  | Escrow Waiver in File | N/A | Yes | Initial Escrow Account Disclosure Statement available in the file |
| OBX2026INV20945 |  | Qualifying FICO | 798 | 0 | FICO score updated as per Credit report |
| OBX2026INV20945 |  | Qualifying CLTV | 68.76 | 136 | Confirmed with AUS - CLTV is XXX |
| OBX2026INV20945 |  | Qualifying LTV | 68.76 | 68 | Confirmed with AUS - LTV is XXX |
| OBX2026INV20999 |  | Qualifying FICO | 756 | 0 | Updated as per Credit Report |
| OBX2026INV20736 |  | Total Qualified Assets Post-Close | 9885.68 | 87540.12 | Per all sources of down payment |
| OBX2026INV20736 |  | Escrow Waiver in File | N/A | Yes | Per AUS approval |
| OBX2026INV20758 |  | Property Address | XXX | XXX | Updated as per Note Document |
| OBX2026INV20758 |  | Borrower 2 Self-Employment Flag | Yes | No | updated as per Final 1003 |
| OBX2026INV20758 |  | Qualifying FICO | 780 | 0 | updated as per Credit Report |
| OBX2026INV20758 |  | Qualifying LTV | 75 | 69 | matches with AUS Documents |
| OBX2026INV20758 |  | Qualifying CLTV | 75 | 69 | matches with AUS Documents |
| OBX2026INV20754 |  | Property Address | XXX | XXX |  |
| OBX2026INV20754 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower 1 is self-XXX due to ownership exceeding XXX% |
| OBX2026INV20754 |  | Qualifying LTV | 68.27 | 69 | Rounded XXX confirmed with AUS |
| OBX2026INV20754 |  | Qualifying CLTV | 68.27 | 69 | Rounded XXX confirmed with AUS |
| OBX2026INV20754 |  | Total Qualified Assets Post-Close | 670136.04 | 698640.05 | Total post-close qualified assets updated as per the asset Statement |
| OBX2026INV20754 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20761 |  | Total Qualified Assets Post-Close | 407504.72 | 549108.11 | Per assets in the file |
| OBX2026INV20761 |  | Escrow Waiver in File | N/A | Yes | Per AUS approval |
| OBX2026INV20773 |  | Property Address | XXX | XXX | XXX updated as per Note – IT mapping issue |
| OBX2026INV20773 |  | Qualifying LTV | 69.77 | 69.76 | Rounded XXX confirmed with AUS |
| OBX2026INV20773 |  | Qualifying CLTV | 69.77 | 69.76 | Rounded XXX confirmed with AUS |
| OBX2026INV20773 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20934 |  | Qualifying FICO | 782 | 0 | Fico score confirmed on credit report |
| OBX2026INV20934 |  | Primary Appraised Property Value | $XXX | $XXX | Appraisal value updated as per available appraisal report. |
| OBX2026INV20964 |  | Occupancy | Investment | Primary Residence | Confirmed - XXX is XXX. |
| OBX2026INV20964 |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen | Confirmed - Borrower is Non-XXX as per Final 1003, and Work visa is available in file. |
| OBX2026INV20964 |  | Qualifying FICO | 789 | 0 | FICO score updated as per credit report. |
| OBX2026INV20964 |  | Qualifying CLTV | 61.07 | 62 | As per manual calculation CLTV is 61.07%. |
| OBX2026INV20964 |  | Qualifying LTV | 61.07 | 62 | As per manual calculation LTV is 61.07%. |
| OBX2026INV20740 |  | Qualifying CLTV | 71.54 | 72 | Per Appraisal |
| OBX2026INV20740 |  | Qualifying LTV | 71.54 | 72 | Per Appraisal |
| OBX2026INV20740 |  | Total Qualified Assets Post-Close | 31482.24 | 31491.24 | Per bank Statement |
| OBX2026INV20740 |  | Escrow Waiver in File | N/A | Yes | Per loan file |
| OBX2026INV20760 |  | Total Qualified Assets Post-Close | 34432.16 | 279217.05 | per final CD |
| OBX2026INV20760 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20785 |  | Total Qualified Assets Post-Close | 670587.36 | 924867.59 |  |
| OBX2026INV20785 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20728 |  | Borrower 1 First Name | XXX | XXX | one entry is in all caps |
| OBX2026INV20728 |  | Total Qualified Assets Post-Close | 106927.04 | 347635.94 | as verified with Statements |
| OBX2026INV20774 |  | Total Qualified Assets Post-Close | 549350.76 | 685695.01 | per Statements |
| OBX2026INV20774 |  | Escrow Waiver in File | N/A | Yes | no waiver |
| OBX2026INV20787 |  | Qualifying CLTV | 73.39 | 74 | CLTV appears to be rounded |
| OBX2026INV20787 |  | Qualifying LTV | 73.39 | 74 | LTV appears to be rounded |
| OBX2026INV20787 |  | Total Qualified Assets Post-Close | 173388.64 | 308121 | assets match Statements in file |
| OBX2026INV20787 |  | Escrow Waiver in File | N/A | Yes | system information is correct |
| OBX2026INV20795 |  | Total Qualified Assets Post-Close | 775295.8 | 881096.83 | Total post assets differ from the actual assets verified |
| OBX2026INV20795 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20735 |  | Borrower 2 Self-Employment Flag | Yes | No | Both borrowers are self XXX. |
| OBX2026INV20735 |  | Borrower 1 Self-Employment Flag | Yes | No |  |
| OBX2026INV20735 |  | Total Closing Costs | 9252.27 | 700 | closing final settlement validated XXX |
| OBX2026INV20735 |  | Total Qualified Assets Post-Close | 16423.44 | 108703.01 | validated assets used to close is |
| OBX2026INV20735 |  | Escrow Waiver in File | Yes | No |  |
| OBX2026INV20764 |  | Borrower 1 Self-Employment Flag | Yes | No | B1 is both XXX and has self XXX income. |
| OBX2026INV20764 |  | Borrower 2 Self-Employment Flag | Yes | No | B2 is self XXX (S. Corp and Partnership income) |
| OBX2026INV20764 |  | Total Qualified Assets Post-Close | 310494.19 | 576479.14 | Total post close assets is $XXX. |
| OBX2026INV20790 |  | Borrower 1 First Name | XXX | XXX | Correct per Note and Mortgage Deed |
| OBX2026INV20790 |  | Property Address | XXX | XXX | Per Note and appraisal report. |
| OBX2026INV20790 |  | Total Qualified Assets Post-Close | 101767.32 | 111763.43 | Amount match per bank Statement in file. |
| OBX2026INV20790 |  | Escrow Waiver in File | N/A | Yes | Property is escrowing per final CD |
| OBX2026INV20848 |  | Total Qualified Assets Post-Close | 81269.87 | 141364.52 | Confirmed with Asstes. |
| OBX2026INV20848 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD. |
| OBX2026INV20743 |  | Qualifying FICO | 763 | 0 | Per Credit Report |
| OBX2026INV20743 |  | Escrow Waiver in File | Yes | No | Per Escrow Waiver Disclosure |
| OBX2026INV20855 |  | Property Address | XXX | XXX | Capitalization. |
| OBX2026INV20855 |  | Qualifying FICO | 794 | 0 | Confirmed with AUS. |
| OBX2026INV20855 |  | Qualifying CLTV | 74.52 | 75 | Rounded off. |
| OBX2026INV20855 |  | Qualifying LTV | 74.52 | 75 | Rounded off. |
| OBX2026INV20731 |  | Total Qualified Assets Post-Close | 35029.59 | 160449.89 | assets match DU in file |
| OBX2026INV20731 |  | Escrow Waiver in File | N/A | Yes | escrow waiver is not in the file |
| OBX2026INV20786 |  | Property Address | XXX | XXX | Capitalizaiton. |
| OBX2026INV20786 |  | Borrower 2 Self-Employment Flag | Yes | No | Confirmed Borrower 2 is self XXX. |
| OBX2026INV20786 |  | Borrower 1 Self-Employment Flag | Yes | No | Confirmed Borrower 1 is self XXX. |
| OBX2026INV20786 |  | Qualifying LTV | 73.98 | 73.97 | ROunding. |
| OBX2026INV20786 |  | Qualifying CLTV | 73.98 | 73.97 | Rounding. |
| OBX2026INV20786 |  | Total Qualified Assets Post-Close | 44885.37 | 367544.39 | Total qualifying assets post closing confirmed with asset documentation in file. |
| OBX2026INV20786 |  | Escrow Waiver in File | N/A | Yes | Escrow waiver is missing. |
| OBX2026INV20806 |  | Total Qualified Assets Post-Close | 121209.22 | 400000 | Tape data is listing pre-closing assets. |
| OBX2026INV20806 |  | Escrow Waiver in File | N/A | Yes | No escrow waiver. |
| OBX2026INV20730 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20730 |  | Borrower 1 Self-Employment Flag | Yes | No | See 1003 |
| OBX2026INV20730 |  | Borrower 2 Self-Employment Flag | Yes | No | See 1003 |
| OBX2026INV20730 |  | Total Qualified Assets Post-Close | 295568.58 | 480000 | Post close funds |
| OBX2026INV20730 |  | Escrow Waiver in File | Yes | No | See AUS |
| OBX2026INV20752 |  | Total Closing Costs | 9586.4 | 2141 | See Final CD |
| OBX2026INV20752 |  | Total Qualified Assets Post-Close | 578062.3 | 727321.13 | Post close funds |
| OBX2026INV20748 |  | Total Qualified Assets Post-Close | 222995.67 | 193519.65 | Assets of XXX = Verified per the final CD and asset documentation in the loan file. |
| OBX2026INV20748 |  | Escrow Waiver in File | N/A | Yes | The loan file did not contain an escrow waiver for the subject loan transaction. Per the final CD, the subject loan transaction did have escrows. |
| OBX2026INV20772 |  | Property Address | XXX | XXX | Address taken from note. |
| OBX2026INV20772 |  | Qualifying FICO | 788 | 0 | Credit report in file. |
| OBX2026INV20772 |  | Total Qualified Assets Post-Close | 1353727.94 | 1632981.78 | Matches assets in file. |
| OBX2026INV20772 |  | Escrow Waiver in File | N/A | Yes | This does not apply. |
| OBX2026INV20747 |  | Property Address | XXX | XXX | True data verified per Note. |
| OBX2026INV20747 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20769 |  | Property Address | XXX | XXX | Same address not entered in caps |
| OBX2026INV20769 |  | Qualifying CLTV | 63.7 | 64 | Rounding |
| OBX2026INV20769 |  | Qualifying LTV | 63.7 | 64 | Rounding |
| OBX2026INV20769 |  | Total Qualified Assets Post-Close | 1745385.54 | 2263795.32 | Per assets in file |
| OBX2026INV20769 |  | Escrow Waiver in File | Yes | No | Per loan approval |
| OBX2026INV20791 |  | Property Address | XXX | XXX |  |
| OBX2026INV20791 |  | Qualifying CLTV | 73.86 | 74 |  |
| OBX2026INV20791 |  | Qualifying LTV | 73.86 | 74 |  |
| OBX2026INV20791 |  | Total Qualified Assets Post-Close | 59481.68 | 80196.68 |  |
| OBX2026INV20791 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20839 |  | Escrow Waiver in File | N/A | Yes | Updated as per Final CD. |
| OBX2026INV20852 |  | Property Address | XXX | XXX | IT Mapping Issue |
| OBX2026INV20852 |  | Total Qualified Assets Post-Close | 1980918.59 | 2140847.97 | Updated as per Asset Documents |
| OBX2026INV20852 |  | Escrow Waiver in File | N/A | Yes | Updated as per IEAD Document |
| OBX2026INV20776 |  | Total Qualified Assets Post-Close | 53956.37 | 308642.3 | Tape data is correct per verified assets in file |
| OBX2026INV20776 |  | Escrow Waiver in File | N/A | Yes | IT Mapping |
| OBX2026INV20799 |  | Property Address | XXX | XXX | Same address not entered in caps |
| OBX2026INV20799 |  | Total Qualified Assets Post-Close | 206380.7 | 6980.7 | Including Gift of eQUIT |
| OBX2026INV20799 |  | Escrow Waiver in File | Yes | No | Per compliance |
| OBX2026INV20882 |  | Total Qualified Assets Post-Close | 80637.12 | 151017.53 | Updated as per Asset Documents. |
| OBX2026INV20882 |  | Escrow Waiver in File | N/A | Yes | Updated as per Final CD. |
| OBX2026INV20750 |  | Property Address | XXX | XXX | The address is correct but the street name is not capitalized on the note. |
| OBX2026INV20750 |  | Total Qualified Assets Post-Close | 297038.53 | 378055.8 | The total assets verified were XXX - funds to close of XXX per the final CD + XXX EMD which did not clear account provided with the XXX balance = XXX |
| OBX2026INV20750 |  | Escrow Waiver in File | N/A | Yes | Per the final CD and Settlement Statement the escrow was not waived. |
| OBX2026INV20751 |  | Borrower 1 Self-Employment Flag | Yes | No | Matches true data - Verified with Income documentation |
| OBX2026INV20751 |  | Qualifying LTV | 68.66 | 69 | Matches true data - Confirmed with note and appraisal. Tape data rounding to nearest whole number. |
| OBX2026INV20751 |  | Qualifying CLTV | 68.66 | 69 | Matches true data - Confirmed with note and appraisal. Tape data rounding to nearest whole number. |
| OBX2026INV20751 |  | Total Qualified Assets Post-Close | 126584.34 | 170069.25 | Matches true data - Verified with Assets |
| OBX2026INV20751 |  | Escrow Waiver in File | N/A | Yes | Matches true data: Verified with closing disclosure |
| OBX2026INV20765 |  | Total Qualified Assets Post-Close | 84542.01 | 152577.59 | Updated as per the Assets |
| OBX2026INV20765 |  | Escrow Waiver in File | N/A | Yes | File not a Escrow Wavier file |
| OBX2026INV20762 |  | Property Address | XXX | XXX | Taken from note |
| OBX2026INV20762 |  | Qualifying CLTV | 74.1 | 74.09 | Rounding |
| OBX2026INV20762 |  | Qualifying LTV | 74.1 | 74.09 | Rounding |
| OBX2026INV20762 |  | Total Qualified Assets Post-Close | 332384.61 | 69301.11 | Taken from assets |
| OBX2026INV20762 |  | Escrow Waiver in File | N/A | Yes | na |
| OBX2026INV20818 |  | Total Qualified Assets Post-Close | 320115.12 | 239291 | Per assets |
| OBX2026INV20818 |  | Escrow Waiver in File | N/A | Yes | Per CD |
| OBX2026INV20780 |  | Number of Units | 4 | 1 | See Appraisal |
| OBX2026INV20780 |  | Borrower 1 Self-Employment Flag | Yes | No | See Tax Returns |
| OBX2026INV20780 |  | Total Qualified Assets Post-Close | 445040.35 | 511893.31 | Post Close Funds |
| OBX2026INV20780 |  | Escrow Waiver in File | No | Yes | See AUS |
| OBX2026INV20887 |  | Total Qualified Assets Post-Close | 32747.64 | 144053.69 | True data verified per bank Statements. |
| OBX2026INV20887 |  | Escrow Waiver in File | N/A | Yes | True data verified per loan documents. |
| OBX2026INV20771 |  | Property Address | XXX | XXX | Due to caps |
| OBX2026INV20771 |  | Qualifying FICO | 788 | 0 | Confirmed with DU and credit report. |
| OBX2026INV20837 |  | Primary Appraised Property Value | $XXX | $XXX | Per appraisal |
| OBX2026INV20837 |  | Qualifying LTV | 68.14 | 68.13 | Per LTV |
| OBX2026INV20837 |  | Qualifying CLTV | 68.14 | 68.13 | Per CLTV |
| OBX2026INV20837 |  | Total Qualified Assets Post-Close | 291492.13 | 286053.24 | Per assets |
| OBX2026INV20837 |  | Escrow Waiver in File | N/A | Yes | Per CD |
| OBX2026INV20862 |  | Total Qualified Assets Post-Close | 185184.88 | 281868.44 | Post close funds |
| OBX2026INV20862 |  | Escrow Waiver in File | N/A | Yes | See AUS |
| OBX2026INV20778 |  | Property Address | XXX | XXX | Confirmed one in the same as East is spelt out versus abbreviated for street address. |
| OBX2026INV20778 |  | Qualifying FICO | 791 | 0 | Score is correct XXX |
| OBX2026INV20847 |  | Borrower 2 Self-Employment Flag | Yes | No | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20847 |  | Borrower 1 Self-Employment Flag | Yes | No | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20847 |  | Total Qualified Assets Post-Close | 162111.15 | 170220.15 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20847 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20884 |  | Total Qualified Assets Post-Close | 409594.08 | 355861 | The total qualified asset post close $XXX. |
| OBX2026INV20884 |  | Escrow Waiver in File | N/A | Yes | No escrow waiver disclosure. |
| OBX2026INV20833 |  | Total Qualified Assets Post-Close | 10974.37 | 74509.01 | Verified assets XXX remaining post-closing per bank Statement in file. Total initial assets verified from the file $XXX. |
| OBX2026INV20833 |  | Escrow Waiver in File | N/A | Yes | Compliance item. |
| OBX2026INV20886 |  | Total Qualified Assets Post-Close | 2771653.07 | 1782090.86 | Assets updated to match Statements |
| OBX2026INV20886 |  | Escrow Waiver in File | N/A | Yes | No Escrow waiver |
| OBX2026INV20793 |  | Property Address | XXX | XXX | Verified subject XXX XXXX as per the Note in file, in caps and lower case. |
| OBX2026INV20793 |  | Total Qualified Assets Post-Close | 183805.8 | 382239.05 | Verified assets remaining post-closing XXX per bank Statement in file. |
| OBX2026INV20793 |  | Escrow Waiver in File | N/A | Yes | Compliance issue. |
| OBX2026INV20841 |  | Borrower 1 Self-Employment Flag | Yes | No | Yes |
| OBX2026INV20841 |  | Total Qualified Assets Post-Close | 24375.23 | 109107 | See Bank Statements |
| OBX2026INV20841 |  | Escrow Waiver in File | No | Yes | See AUS |
| OBX2026INV20859 |  | Property Address | XXX | XXX | Capitalization |
| OBX2026INV20859 |  | Total Qualified Assets Post-Close | 209001.01 | 265893.07 | Updated as per the Asset document |
| OBX2026INV20859 |  | Escrow Waiver in File | N/A | Yes | No Escrow Waiver |
| OBX2026INV20875 |  | Total Closing Costs | 30550.03 | 1774 | Updated as per Final CD |
| OBX2026INV20875 |  | Total Qualified Assets Post-Close | 323185 | 404360.54 | Updated as per Asset Documents. |
| OBX2026INV20875 |  | Escrow Waiver in File | N/A | Yes | Updated as per Final CD |
| OBX2026INV20810 |  | Borrower 2 Self-Employment Flag | Yes | No | Borrower 2 Self-Employment Flag- Borrower 2 S/E verification in file. |
| OBX2026INV20810 |  | Qualifying LTV | 74.34 | 75 | XXX-Appraised Valued-$XXX/XXX-$XXX=XXX% |
| OBX2026INV20810 |  | Qualifying CLTV | 74.34 | 75 | XXX-Appraised Valued-$XXX/XXX-$XXX=XXX% |
| OBX2026INV20810 |  | Escrow Waiver in File | N/A | Yes | XXX-N/A |
| OBX2026INV20842 |  | Total Qualified Assets Post-Close | 587252.33 | 718423.27 | Updated based on the available assets. The tape date reflects the asset balances before the cash-to-close and EMD deductions, while the true date reflects the assets available after the cash-to-close and EMD deductions. |
| OBX2026INV20842 |  | Escrow Waiver in File | N/A | Yes | Per Final CD, Escrow Waiver is not required. |
| OBX2026INV20869 |  | Property Address | XXX | XXX | XXX confirmed per note. |
| OBX2026INV20869 |  | Total Qualified Assets Post-Close | 39962.33 | 131779.52 | Total Qualified Assets confirmed per asset documents. |
| OBX2026INV20869 |  | Escrow Waiver in File | N/A | Yes | Escrow Waiver confirmed per final CD. |
| OBX2026INV20545 |  | Qualifying LTV | 66.67 | 66 | LTV correct - Property value confirmed per appraisal |
| OBX2026INV20545 |  | Qualifying CLTV | 66.67 | 66.66 | CLTV correct - Property value confirmed per appraisal |
| OBX2026INV20545 |  | Total Qualified Assets Post-Close | 8828.61 | 201998.99 | Assets updated per documents in file |
| OBX2026INV20545 |  | Escrow Waiver in File | N/A | Yes | Escrow included in Final CD |
| OBX2026INV20729 |  | Borrower 1 Self-Employment Flag | Yes | No | Documentation supports self employment |
| OBX2026INV20729 |  | Total Qualified Assets Post-Close | 171127.31 | 391727.99 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20729 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV20821 |  | Property Address | XXX | XXX | Per Note |
| OBX2026INV20821 |  | Qualifying CLTV | 75.53 | 75 |  |
| OBX2026INV20821 |  | Qualifying LTV | 75.53 | 75 |  |
| OBX2026INV20821 |  | Total Qualified Assets Post-Close | 659479.56 | 555102.09 | Assets verified |
| OBX2026INV20821 |  | Escrow Waiver in File | N/A | Yes | No Escrow Waiver |
| OBX2026INV20832 |  | Property Address | XXX | XXX | XXX same but not in all caps |
| OBX2026INV20832 |  | Total Qualified Assets Post-Close | 400570.47 | 467746.86 | Post closing assets XXX confirmed deducting cash to close and required reserves from verified assets. |
| OBX2026INV20832 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV20845 |  | Qualifying LTV | 80 | 79.99 | $XXX/$XXX=XXX% |
| OBX2026INV20845 |  | Qualifying CLTV | 80 | 79.99 | $XXX/$XXX=XXX% |
| OBX2026INV20845 |  | Total Qualified Assets Post-Close | 1020480.98 | 1143341.47 | Total post closing assets =$XXX |
| OBX2026INV20845 |  | Escrow Waiver in File | N/A | Yes | The loan is escrowed |
| OBX2026INV20870 |  | Qualifying LTV | 64.71 | 64.7 |  |
| OBX2026INV20870 |  | Qualifying CLTV | 64.71 | 64.7 |  |
| OBX2026INV20870 |  | Total Qualified Assets Post-Close | 502640.07 | 687217.39 | Utilized Assets XXX met guidelines. |
| OBX2026INV20870 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20865 |  | Borrower 1 First Name | XXX | XXX | B1 First Name is same but not in all caps |
| OBX2026INV20865 |  | Total Qualified Assets Post-Close | 240356.77 | 247306.77 | Total Qualifying assets XXX confirmed from verified assets. |
| OBX2026INV20865 |  | Escrow Waiver in File | N/A | Yes | Monthly escrow payment confirmed on Final CD |
| OBX2026INV20868 |  | Total Qualified Assets Post-Close | 243958.39 | 364003.54 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20868 |  | Escrow Waiver in File | Yes | No | Escrow account not required by Fannie Mae. Escrow waiver p.XXX. |
| OBX2026INV20879 |  | Qualifying CLTV | 69.37 | 69.36 | per Appraisal |
| OBX2026INV20879 |  | Qualifying LTV | 69.37 | 69.36 | per Appraisal |
| OBX2026INV20879 |  | Escrow Waiver in File | Yes | No |  |
| OBX2026INV20880 |  | Total Qualified Assets Post-Close | 42953.09 | 239394 | Post close assets are correct |
| OBX2026INV20880 |  | Escrow Waiver in File | N/A | Yes | Mapping issue |
| OBX2026INV20838 |  | Property Address | XXX | XXX | XXX is correct |
| OBX2026INV20838 |  | Qualifying CLTV | 64.64 | 65 | LTV/CLTV is correct |
| OBX2026INV20838 |  | Qualifying LTV | 64.64 | 65 | LTV/CLTV is correct |
| OBX2026INV20838 |  | Total Qualified Assets Post-Close | 403410.14 | 559413.38 | Post close assets are correct |
| OBX2026INV20838 |  | Escrow Waiver in File | N/A | Yes | Mapping Issue |
| OBX2026INV20881 |  | Escrow Waiver in File | Yes | No | Borrower declined escrow per final CD. |
| OBX2026INV20831 |  | Borrower 1 Self-Employment Flag | Yes | No | B1; Holds both W-2 income and S/E |
| OBX2026INV20831 |  | Total Qualified Assets Post-Close | 143543.16 | 216191.19 | Assets reflecting True Data are post assets |
| OBX2026INV20831 |  | Escrow Waiver in File | N/A | Yes | Per final cd escrow waiver was not provided |
| OBX2026INV20853 |  | Qualifying CLTV | 61.3 | 61.29 | XXX% has been rounded. Per the final XXX the CLTV is 61.296% |
| OBX2026INV20853 |  | Qualifying LTV | 61.3 | 61.29 | XXX% has been rounded. Per the final XXX the LTV is 61.296% |
| OBX2026INV20853 |  | Total Qualified Assets Post-Close | 20363.33 | 22321.85 | Assets of XXX = The loan file verified total assets of XXX minus XXX for cash required to close for the borrower = $XXX. |
| OBX2026INV20853 |  | Escrow Waiver in File | N/A | Yes | Per the final CD, the subject loan transaction had escrows. |
| OBX2026INV20874 |  | Total Qualified Assets Post-Close | 552891.16 | 629810.08 | Updated as Per Assets. |
| OBX2026INV20874 |  | Escrow Waiver in File | N/A | Yes | Tax and Insurance Escrowed in File. |
| OBX2026INV20766 |  | Total Qualified Assets Post-Close | 89820.41 | 180603.59 | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20766 |  | Escrow Waiver in File | Yes | No | Discrepancy is due to data entry. True Data is correct. |
| OBX2026INV20836 |  | Borrower 1 Last Name | XXXXX | XXXXX | Borrower 1 Last Name was confirmed with Note |
| OBX2026INV20836 |  | Qualifying CLTV | 77.77 | 77.76 | Qualifying CLTV 77.77% was confirmed with XXX |
| OBX2026INV20836 |  | Qualifying LTV | 77.77 | 77.76 | Qualifying LTV 77.77% was confirmed with XXX |
| OBX2026INV20836 |  | Escrow Waiver in File | N/A | Yes | Updated as per the document |
| OBX2026INV20849 |  | Property Address | XXX | XXX | XXX was confirmed with Note |
| OBX2026INV20849 |  | Borrower 2 Self-Employment Flag | Yes | No | Borrower 1 is self XXX, so updated YES |
| OBX2026INV20849 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower 2 is self XXX, so updated YES |
| OBX2026INV20849 |  | Total Qualified Assets Post-Close | 291292.76 | 486454.8 | Updated as per the document |
| OBX2026INV20849 |  | Escrow Waiver in File | N/A | Yes | Updated as per the document |
| OBX2026INV20763 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20763 |  | Qualifying FICO | 784 | 0 | See Credit |
| OBX2026INV20878 |  | Property Address | XXX | XXX |  |
| OBX2026INV20878 |  | Total Qualified Assets Post-Close | 110611.67 | 254974.63 |  |
| OBX2026INV20878 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20816 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower 1 Self-Employment Flag yes |
| OBX2026INV20816 |  | Total Qualified Assets Post-Close | 25451.71 | 110578.48 | XXX is XXX |
| OBX2026INV20816 |  | Escrow Waiver in File | N/A | Yes | The file did not contain an Escrow Waiver |
| OBX2026INV20756 |  | Total Qualified Assets Post-Close | 344175.4 | 472780.47 | Assets updated to match Statements |
| OBX2026INV20756 |  | Escrow Waiver in File | N/A | No |  |
| OBX2026INV20805 |  | Property Address | XXX | XXX | Capitalization. |
| OBX2026INV20805 |  | Total Qualified Assets Post-Close | 67911.81 | 178673.11 | Total qualified assets post closing confirmed with asset documentation in file. |
| OBX2026INV20805 |  | Escrow Waiver in File | N/A | No | Confirmed with final CD the subject has escrows. |
| OBX2026INV20820 |  | Total Qualified Assets Post-Close | 353091.98 | 450940.39 | Updated assets |
| OBX2026INV20820 |  | Escrow Waiver in File | No | Yes | No escrow waiver |
| OBX2026INV20873 |  | Total Qualified Assets Post-Close | 223862.57 | 292905.72 | Review data is correct per asset documents. |
| OBX2026INV20873 |  | Escrow Waiver in File | N/A | Yes | Review data is correct per CD. |
| OBX2026INV20737 |  | Qualifying CLTV | 68.15 | 69 | Rounding |
| OBX2026INV20737 |  | Qualifying LTV | 68.15 | 69 | Rounding |
| OBX2026INV20737 |  | Total Qualified Assets Post-Close | 1328810.52 | 1155608.35 | Lender used beginning balance listed on most recent Statement. Audit used closing balance. |
| OBX2026INV20737 |  | Escrow Waiver in File | N/A | No | No escrow waiver. |
| OBX2026INV20779 |  | Qualifying LTV | 68.7 | 69 | Rounding |
| OBX2026INV20779 |  | Qualifying CLTV | 68.7 | 69 | Rounding |
| OBX2026INV20779 |  | Total Qualified Assets Post-Close | 2615587.4 | 2622044.89 | Per assets uploaded |
| OBX2026INV20779 |  | Escrow Waiver in File | N/A | Yes | Per final AUS |
| OBX2026INV20811 |  | Property Address | XXX | XXX | Caps |
| OBX2026INV20811 |  | Total Closing Costs | 28079.34 | 2401.21 | See Final CD |
| OBX2026INV20811 |  | Total Qualified Assets Post-Close | 645746.15 | 131479.78 | Post close balance |
| OBX2026INV20811 |  | Escrow Waiver in File | N/A | Yes | See AUS |
| OBX2026INV20851 |  | Total Qualified Assets Post-Close | 512818.83 | 642290.61 | Confirmed with Assets |
| OBX2026INV20851 |  | Escrow Waiver in File | N/A | Yes | Confirmed with FinalCD |
| OBX2026INV20843 |  | Borrower 1 Last Name | XXXXX | XXXXX | As per Note, borrower Last Name is XXX. |
| OBX2026INV20843 |  | Escrow Waiver in File | N/A | Yes | The subject loan collects escrows. Therefore, the escrow waiver is N/A. |
| OBX2026INV20844 |  | Borrower 1 SSN | XXX | XXX | Confirmed with Final 1003 and credit report |
| OBX2026INV20844 |  | Total Qualified Assets Post-Close | 28085.57 | 119155.8 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit Act #XXX reflects a balance of $XXX. The lender used a balance of XXX for that account. |
| OBX2026INV20834 |  | Total Closing Costs | 3065.3 | 2436.86 | As per audit, XXX is the XXX from the PCCD. Tape Data figure of XXX is the Seller Credit shown on the Final CD from the Summaries of Transactions, section L. |
| OBX2026INV20834 |  | Total Qualified Assets Post-Close | 29112.28 | 81712.28 | As per audit, the figure is post-closing assets. Tape Data is pre-closing assets. |
| OBX2026INV20834 |  | Escrow Waiver in File | N/A | Yes | The subject loan includes escrows, therefore an escrow waiver is N/A. |
| OBX2026INV20850 |  | Total Closing Costs | 494.21 | 10000 | XXX updated per final CD. |
| OBX2026INV20850 |  | Total Qualified Assets Post-Close | 77840.6 | 128334.81 | Updated based on the available assets. The tape date reflects the asset balances before the cash-to-close and EMD deductions, while the true date reflects the assets available after the cash-to-close and EMD deductions. |
| OBX2026INV20850 |  | Escrow Waiver in File | N/A | Yes | per Final CD, Escrow waiver is not required. |
| OBX2026INV20819 |  | Qualifying LTV | 78.38 | 79 | LTV per XXX |
| OBX2026INV20819 |  | Qualifying CLTV | 78.38 | 79 | CLTV per XXX |
| OBX2026INV20819 |  | Total Qualified Assets Post-Close | 32384.32 | 91210.57 | Remaining assets after cash to closed deducted. |
| OBX2026INV20819 |  | Escrow Waiver in File | N/A | Yes | Loan is escrowed. |
| OBX2026INV20835 |  | Borrower 1 Self-Employment Flag | Yes | No | Borrower qualified based on 1120S, So Self-XXX flag updated as Yes. |
| OBX2026INV20835 |  | Total Qualified Assets Post-Close | 154853.52 | 167046.51 | Asset updated as per Bank Statement which is available in file. |
| OBX2026INV20835 |  | Escrow Waiver in File | Yes | No | Escrow Waiver is available in file, So updated as yes. |
| OBX2026INV20860 |  | Property Address | XXX | XXX | upper case letters vs lower case |
| OBX2026INV20860 |  | Qualifying FICO | 810 | 797 | XXX fico per credit report |
| OBX2026INV20860 |  | Total Qualified Assets Post-Close | 395065.8 | 425224.95 | assets for XXX of XXX XXXX backed out |
| OBX2026INV20860 |  | Escrow Waiver in File | N/A | Yes | tax/ins escrowed |
| OBX2026INV20854 |  | Total Closing Costs | 9853.78 | 135 | See Final CD |
| OBX2026INV20854 |  | Total Qualified Assets Post-Close | 26389.35 | 92241.77 | Post close funds |
| OBX2026INV20854 |  | Escrow Waiver in File | N/A | Yes | PIW |
| OBX2026INV20827 |  | Borrower 1 First Name | XXX | XXX | Review data is correct per note. |
| OBX2026INV20827 |  | Borrower 2 First Name | XXX | XXX | Review data is correct per note. |
| OBX2026INV20827 |  | Property Address | XXX | XXX | Review data is correct per note. |
| OBX2026INV20827 |  | Total Qualified Assets Post-Close | 72908.85 | 131685.7 | Review data is correct per asset documentation and is consistent with AUS. |
| OBX2026INV20827 |  | Escrow Waiver in File | N/A | Yes | Review data is correct per CD. |
| OBX2026INV20829 |  | Total Qualified Assets Post-Close | 182928.9 | 125351.14 |  |
| OBX2026INV20829 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20888 |  | Total Qualified Assets Post-Close | 1545779.36 | 1373219.02 | Updated as per Asset Documents. |
| OBX2026INV20888 |  | Escrow Waiver in File | N/A | Yes | Updated as per Final CD |
| OBX2026INV20856 |  | Total Qualified Assets Post-Close | 131551.66 | 210719.81 | Assets verified |
| OBX2026INV20856 |  | Escrow Waiver in File | N/A | Yes | No Escrow Waiver |
| OBX2026INV20809 |  | Qualifying LTV | 74.93 | 75 | Tape QualifyingLTV rounding-up. |
| OBX2026INV20809 |  | Qualifying CLTV | 74.93 | 75 | Tape QualifyingCLTV rounding-up. |
| OBX2026INV20809 |  | Escrow Waiver in File | N/A | Yes | Tape EscrowWaiverinFile YES. |
| OBX2026INV20813 |  | Total Qualified Assets Post-Close | 180515.87 | 265907 | Per Assets |
| OBX2026INV20813 |  | Escrow Waiver in File | N/A | Yes | compliance |
| OBX2026INV20801 |  | Property Address | XXX | XXX |  |
| OBX2026INV20801 |  | Total Qualified Assets Post-Close | 21818.66 | 80814.4 |  |
| OBX2026INV20801 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20814 |  | Qualifying CLTV | 68.15 | 69 | XXX confirmed using XXX |
| OBX2026INV20814 |  | Qualifying LTV | 68.15 | 69 | XXX confirmed using XXX |
| OBX2026INV20814 |  | Escrow Waiver in File | N/A | Yes | XXX is not required for this file. |
| OBX2026INV20906 |  | Borrower 1 First Name | XXX | XXX | Verified by the URLA |
| OBX2026INV20906 |  | Loan Purpose | Purchase | Refinance | Verified by the CD |
| OBX2026INV20906 |  | Qualifying FICO | 801 | 0 | Verified by the credit report |
| OBX2026INV20817 |  | Borrower 1 First Name | XXX | XXX | Per note |
| OBX2026INV20817 |  | Total Qualified Assets Post-Close | 668812.71 | 599589.15 | Per assets |
| OBX2026INV20817 |  | Escrow Waiver in File | N/A | Yes | Per CD |
| OBX2026INV20828 |  | Property Address | XXX | XXX | Capitalization |
| OBX2026INV20828 |  | Total Qualified Assets Post-Close | 213212.44 | 121584.09 | True data is correct, per verified assets in file |
| OBX2026INV20828 |  | Escrow Waiver in File | No | Yes | IT Mapping |
| OBX2026INV20804 |  | Qualifying FICO | 780 | 740 |  |
| OBX2026INV20804 |  | Total Qualified Assets Post-Close | 97702.96 | 204259.96 |  |
| OBX2026INV20804 |  | Escrow Waiver in File | N/A | Yes | Appraisal in file |
| OBX2026INV20907 |  | Borrower 1 First Name | XXX | XXX | Updated as per Note Document |
| OBX2026INV20907 |  | Property Address | XXX | XXX | Updated as per Note Document |
| OBX2026INV20907 |  | Qualifying FICO | 802 | 0 | Updated as per Credit report |
| OBX2026INV20812 |  | Total Qualified Assets Post-Close | 161016.3 | 212323.86 | Asset updated as per Bank Statement. |
| OBX2026INV20812 |  | Escrow Waiver in File | N/A | No | IEAD is available in file, So Escrow Waiver updated as N/A. |
| OBX2026INV21014 |  | Qualifying FICO | 767 | 0 | Per credit report |
| OBX2026INV21014 |  | Primary Appraised Property Value | $XXX | $XXX | Per appraisal |
| OBX2026INV20803 |  | Property Address | XXX | XXX | Updated as per Note Document |
| OBX2026INV20803 |  | Qualifying FICO | 738 | 0 | Updated as per Credit Report |
| OBX2026INV20858 |  | Property Address | XXX | XXX | Review data is correct per note. |
| OBX2026INV20858 |  | Qualifying FICO | 795 | 816 | Review data is correct per credit report. |
| OBX2026INV20858 |  | Escrow Waiver in File | Yes | No | Review data is correct per file. |
| OBX2026INV20782 |  | Borrower 4 Origination FICO | 796 | 0 | Updated as per Credit Report |
| OBX2026INV20782 |  | Total Qualified Assets Post-Close | 74968.72 | 200300.85 | Updated as per Asset Documents. |
| OBX2026INV20782 |  | Escrow Waiver in File | N/A | Yes | Updated as per Final CD |
| OBX2026INV20823 |  | Property Address | XXX | XXX | XXX- Per Note XXX XXX |
| OBX2026INV20823 |  | Total Qualified Assets Post-Close | 442796.35 | 589942.82 | XXX- Assets in file XXX |
| OBX2026INV20823 |  | Escrow Waiver in File | N/A | Yes | XXX-N/A |
| OBX2026INV20727 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD |
| OBX2026INV20745 |  | Property Address | XXX | XXX |  |
| OBX2026INV20745 |  | Total Qualified Assets Post-Close | 2143131.27 | 2228586.05 |  |
| OBX2026INV20745 |  | Escrow Waiver in File | N/A | Yes |  |
| OBX2026INV20753 |  | Total Qualified Assets Post-Close | 445469.78 | 592831.36 | $XXX Total available assets prior to close / Audit $XXX Total available assets prior to close / Lender/AUS $XXX Total available assets post close / Audit |
| OBX2026INV20753 |  | Escrow Waiver in File | N/A | Yes | Escrow is collected on the final CD |
| OBX2026INV20755 |  | Total Qualified Assets Post-Close | 121171.93 | 247354 | Updated as Per Assets. |
| OBX2026INV20755 |  | Escrow Waiver in File | N/A | Yes | Tax and Insurance Escrowed in file. |
| OBX2026INV20781 |  | Total Qualified Assets Post-Close | 1230132.28 | 1317443.42 | Updated as Per Assets. |
| OBX2026INV20781 |  | Escrow Waiver in File | N/A | Yes | Tax and Insurance Escrowed in File. |
| OBX2026INV20800 |  | Total Qualified Assets Post-Close | 39298.64 | 40293.62 | Updated as per Asset Documents |
| OBX2026INV20808 |  | Property Address | XXX | XXX | IT Mapping Issue |
| OBX2026INV20808 |  | Escrow Waiver in File | N/A | Yes | Updated as per Escrow Waiver Disclosure |
| OBX2026INV20815 |  | Total Qualified Assets Post-Close | 228537.25 | 323249 | Updated as per Asset Documents |
| OBX2026INV20815 |  | Escrow Waiver in File | N/A | Yes | Updated as per Escrow Waiver Disclosure |
| OBX2026INV20824 |  | Property Address | XXX | XXX | XXX updated as per note document. |
| OBX2026INV20824 |  | Total Qualified Assets Post-Close | 21043.54 | 89669 | Updated based on the available assets. The tape date reflects the asset balances before the cash-to-close and EMD deductions, while the true date reflects the assets available after the cash-to-close and EMD deductions. |
| OBX2026INV20824 |  | Escrow Waiver in File | N/A | Yes | per Final CD, Escrow waiver is not required. |
| OBX2026INV20830 |  | Total Qualified Assets Post-Close | 34259.27 | 177229.99 | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20830 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry. True Data is correct |
| OBX2026INV20846 |  | Total Qualified Assets Post-Close | 32244.84 | 48551.69 | Asset reflecting the true data tape are post closing assets |
| OBX2026INV20846 |  | Escrow Waiver in File | N/A | Yes | Waiver N/A'D |
| OBX2026INV20863 |  | Total Qualified Assets Post-Close | 131651.99 | 263146.52 | Confirmed with Assets. |
| OBX2026INV20863 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD. |
| OBX2026INV20864 |  | Total Qualified Assets Post-Close | 43713.65 | 43713.64 | Assets updated as per Assets documents |
| OBX2026INV20864 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD |
| OBX2026INV20866 |  | Property Address | XXX | XXX | Capitalization. |
| OBX2026INV20866 |  | Borrower 1 Self-Employment Flag | No | Yes | Borr Owns Less than XXX% |
| OBX2026INV20866 |  | Total Qualified Assets Post-Close | 1598386.92 | 1679452.76 | Confirmed with Assets. |
| OBX2026INV20866 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD. |
| OBX2026INV20867 |  | Total Qualified Assets Post-Close | 68043.39 | 149437.39 | Confirmed based on the asset docs in file. |
| OBX2026INV20867 |  | Escrow Waiver in File | No | Yes | Confirmed on the Escrow Waiver form. |
| OBX2026INV20871 |  | Property Address | XXX | XXX | Updated as per Note |
| OBX2026INV20871 |  | Borrower 1 First Name | XXX | XXX | Updated as per Note |
| OBX2026INV20871 |  | Total Qualified Assets Post-Close | 40814.75 | 102326.52 | Assets updated as per asset documents |
| OBX2026INV20871 |  | Escrow Waiver in File | N/A | Yes | Confirmed with Final CD |
| OBX2026INV20872 |  | Total Qualified Assets Post-Close | 43609.32 | 138265.23 | Updated as per the Asset document |
| OBX2026INV20872 |  | Escrow Waiver in File | N/A | Yes | IEAD Document available in the file |
| OBX2026INV20876 |  | Total Qualified Assets Post-Close | 110820.01 | 224114.88 | Updated as per Asset Document |
| OBX2026INV20876 |  | Escrow Waiver in File | N/A | Yes | Updated as per IEAD and Final CD Document |
| OBX2026INV20826 |  | Property Address | XXX | XXX | XXX-Per Note XXX |
| OBX2026INV20826 |  | Total Qualified Assets Post-Close | 160525.36 | 201582.98 | XXX - XXX |
| OBX2026INV20826 |  | Escrow Waiver in File | N/A | Yes | XXX-N/A |
| OBX2026INV20890 |  | Qualifying FICO | 734 | 0 | Fico Verified off the Credit Report |
| OBX2026INV21046 |  | Total Qualified Assets Post-Close | 117061.89 | 112767.81 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV21046 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20988 |  | Qualifying FICO | 785 | 0 | Qualifying FICO score confirmed from credit report |
| OBX2026INV20822 |  | Property Address | XXX | XXX | XXX is Updated as per Note Document |
| OBX2026INV20822 |  | Total Qualified Assets Post-Close | 194625.16 | 261065.95 | XXX Updated as per Asset Document |
| OBX2026INV20822 |  | Escrow Waiver in File | N/A | Yes | No Escrow Waiver Available in this Loan File. |
| OBX2026INV20802 |  | Property Address | XXX | XXX | XXX is Updated as per Note Document |
| OBX2026INV20802 |  | Total Qualified Assets Post-Close | 184674.43 | 225261.45 | XXX Updated as per Asset Document |
| OBX2026INV20802 |  | Escrow Waiver in File | N/A | Yes | No Escrow Waiver Available in this Loan File. |
| OBX2026INV20978 |  | Borrower 2 Self-Employment Flag | Yes | No | As per audit, B2 is self-XXX. |
| OBX2026INV20978 |  | Borrower 1 Self-Employment Flag | Yes | No | As per audit, B1 is self-XXX. |
| OBX2026INV20978 |  | Total Qualified Assets Post-Close | 93909.67 | 184421.36 | As per audit, total is post-closing assets. Tape data is pre-closing assets. |
| OBX2026INV20978 |  | Escrow Waiver in File | N/A | Yes | As per audit, loan collects escrows, therefore escrow waiver is N/A. |
| OBX2026INV20840 |  | Property State | TN | IN |  |
| OBX2026INV20840 |  | Total Qualified Assets Post-Close | 234119.04 | 311599.05 | Verified by the bank Statements |
| OBX2026INV20840 |  | Escrow Waiver in File | N/A | Yes | Verified by the CD |
| OBX2026INV20877 |  | Property Address | XXX | XXX | Address matches note |
| OBX2026INV20877 |  | Total Qualified Assets Post-Close | 221256.91 | 379769.32 | assets updated per documents in the file |
| OBX2026INV20877 |  | Escrow Waiver in File | N/A | Yes | compliance to correct |
| OBX2026INV20917 |  | Qualifying FICO | 802 | 0 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20917 |  | Total Qualified Assets Post-Close | 152961.86 | 224754.84 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV20917 |  | Escrow Waiver in File | N/A | No | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20926 |  | Property Address | XXX | XXX | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20926 |  | Total Qualified Assets Post-Close | 1449902.88 | 1756373.66 | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20926 |  | Escrow Waiver in File | N/A | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20798 |  | Total Qualified Assets Post-Close | 37788.97 | 85187.89 | True data is correct, per assets in file |
| OBX2026INV20798 |  | Escrow Waiver in File | N/A | Yes | IT Mapping |
| OBX2026INV20563 |  | Total Qualified Assets Post-Close | 274815.67 | 192676.84 | Per assets |
| OBX2026INV20563 |  | Escrow Waiver in File | N/A | Yes | Per escrow on CD |
| OBX2026INV21052 |  | Total Qualified Assets Post-Close | 362044.89 | 422764.39 | Discrepancy is due to data entry, Verified assets are XXX |
| OBX2026INV21052 |  | Escrow Waiver in File | No | Yes | Discrepancy is due to data entry, True data is correct. |
| OBX2026INV20924 |  | Qualifying CLTV | 72.87 | 73 | XXX (rounded) confirmed per AUS findings. |
| OBX2026INV20924 |  | Qualifying LTV | 72.87 | 73 | XXX (rounded) confirmed per AUS findings. |
| OBX2026INV20924 |  | Total Qualified Assets Post-Close | 100853.2 | 95557.96 | XXX updated as per the asset Statement |
| OBX2026INV20924 |  | Escrow Waiver in File | N/A | Yes | Since taxes and insurance are being collected on this file, an escrow waiver is not required. |
| OBX2026INV20925 |  | Qualifying FICO | 761 | 0 | Updated as per the Credit Report |
| OBX2026INV20925 |  | Qualifying LTV | 71.81 | 72 | Rounded Up |
| OBX2026INV20925 |  | Qualifying CLTV | 71.81 | 72 | Rounded Up |
| OBX2026INV20929 |  | Qualifying FICO | 806 | 0 | Confirmed to be Qualifying FICO XXX Update as per Credit Report |
| OBX2026INV20940 |  | Qualifying FICO | 798 | 0 | Qualifying FICO confirmed using Credit Report. |
| OBX2026INV20943 |  | Qualifying FICO | 795 | 0 | Qualifying FICO XXX verified per Credit Report. |
| OBX2026INV20946 |  | Property Address | XXX | XXX | Address is the same - Tape Data is spelled in all capital letters |
| OBX2026INV20946 |  | Qualifying FICO | 767 | 0 | Qualifying FICO is XXX confirmed using Credit Report |
| OBX2026INV20946 |  | Qualifying CLTV | 72.2 | 73 | Due to rounding and adding the cents in all mortgage payments for REOs. |
| OBX2026INV20946 |  | Qualifying LTV | 72.2 | 73 | Due to rounding and adding the cents in all mortgage payments for REOs. |
| OBX2026INV20948 |  | Qualifying FICO | 786 | 0 | Updated as Per Credit Report |
| OBX2026INV20968 |  | Initial Monthly P&I Or IO Payment | XXX | XXX | XXX updated as per Note doc. |
| OBX2026INV20968 |  | Qualifying FICO | 772 | 0 | Qualified FICO considered as per Credit Report |
| OBX2026INV20981 |  | Borrower 1 First Name | XXX | XXX | Updated as per Note Document |
| OBX2026INV20981 |  | Borrower 1 Last Name | XXXXX | XXXXX | Updated as per Note Document |
| OBX2026INV20981 |  | Occupancy | Investment | Primary Residence | Updated as per XXX Affidavit and Final 1003 |
| OBX2026INV20981 |  | Qualifying FICO | 741 | 0 | updated as per Credit Report |
| OBX2026INV20983 |  | Property Address | XXX | XXX | Updated as per Note Document |
| OBX2026INV20983 |  | Borrower 2 First Name | XXX | XXX | Updated as per Note Document |
| OBX2026INV20983 |  | Qualifying FICO | 787 | 0 | Updated as per Credit Report |
| OBX2026INV20983 |  | Qualifying LTV | 65.15 | 65.14 | Rounded up |
| OBX2026INV20983 |  | Qualifying CLTV | 65.15 | 65.14 | Rounded up |
| OBX2026INV20984 |  | Qualifying FICO | 777 | 0 | Updated as per Credit Report |
| OBX2026INV20986 |  | Qualifying FICO | 812 | 0 | FICO Scores has been updated based on the current credit report |
| OBX2026INV20990 |  | Amortization Term | 360 | 0 |  |
| OBX2026INV20990 |  | Qualifying FICO | 785 | 0 | Updated as per Credit Report. |
| OBX2026INV20996 |  | Property Address | XXX | XXX | XXX updated as per Note |
| OBX2026INV20996 |  | Qualifying FICO | 787 | 0 | Qualifying FICO updated as per Credit Report |
| OBX2026INV20996 |  | Qualifying LTV | 74.08 | 75 | Calculated LTV manually which shows XXX |
| OBX2026INV20996 |  | Qualifying CLTV | 74.08 | 75 | Calculated CLTV manually which shows XXX |
| OBX2026INV21003 |  | Qualifying FICO | 781 | 0 | Qualifying FICO updated as per credit report |
| OBX2026INV21003 |  | Qualifying CLTV | 71.4 | 72 | Calculated CLTV manually. Which shows as XXX |
| OBX2026INV21003 |  | Qualifying LTV | 71.4 | 72 | Calculated LTV manually. Which shows as XXX |
| OBX2026INV21019 |  | Total Closing Costs | 30435.55 | 12000 | Updated as per Final CD |
| OBX2026INV21019 |  | Total Qualified Assets Post-Close | 205956.59 | 345168.51 | Updated as per Asset Documents |
| OBX2026INV21019 |  | Escrow Waiver in File | N/A | Yes | Updated as per Escrow Waiver Disclosure |
| OBX2026INV21030 |  | Qualifying FICO | 718 | 0 | Qualifying credit score is XXX verified per the credit report. |
| OBX2026INV20861 |  | Qualifying FICO | 810 | 797 |  |
| OBX2026INV20905 |  | Property Zip Code | XXX | XXX |  |
| OBX2026INV20905 |  | Qualifying FICO | 800 | 0 |  |
| OBX2026INV20905 |  | Qualifying CLTV | 75 | 74.99 |  |
| OBX2026INV20905 |  | Qualifying LTV | 75 | 74.99 |  |
| OBX2026INV20910 |  | Property Address | XXX | XXX | Same address - tape data is all in capital letters |
| OBX2026INV20910 |  | Qualifying FICO | 808 | 0 | Qualifying credit score is XXX per the credit report |
| OBX2026INV20915 |  | Total Qualified Assets Post-Close | 29549.79 | 29920.11 | Confirmed with system calculations. |
| OBX2026INV20915 |  | Escrow Waiver in File | Yes | No | Compliance |
| OBX2026INV20883 |  | Total Qualified Assets Post-Close | 25661.01 | 88481.63 | Updated per assets Statements in file match Final 1003 |
| OBX2026INV20883 |  | Escrow Waiver in File | N/A | Yes | escrowed impounded per cd |
| OBX2026INV21055 |  | Qualifying CLTV | 76.98 | 77 | Due to rounding |
| OBX2026INV21055 |  | Qualifying LTV | 76.98 | 77 | Due to rounding |
| OBX2026INV21055 |  | Escrow Waiver in File | N/A | Yes | Confirmed |
| OBX2026INV20914 | XXXXX | Loan Program | XXXX Conforming Program Guide v26 | LEX Conforming | XXXX Conforming as directed. |
| OBX2026INV20914 | XXXXX | Underwriting Guideline Product Name | Conforming30YearFixed | 30 Year Fixed | Per Lender Approval |
| OBX2026INV21054 | XXXXX | Loan Program | XXXX Conforming Program Guides v26 | LEX Conforming | Max ex conforming V26 Per equivalent XXX per guidance |
| OBX2026INV21054 | XXXXX | Qualifying Total Debt Income Ratio | 34.3 | 40.027 | Lender DTI XXX% Vs Audit XXX% due lender gave XXX% of rental Income instead of XXX% XXX% Difference within tolerance |
| OBX2026INV20723 | XXXXX | Loan Program | XXXX Jumbo Program Guide v26 | LEX Conforming | Confirmed per tape |
| OBX2026INV20723 | XXXXX | Property Type | Condominium | PUD | Confirmed with the appraisal, the subject XXX is XXX. |
| OBX2026INV20723 | XXXXX | Qualifying Total Debt Income Ratio | 39.42 | 39.582 | Confirmed the DTI of XXX% which matches the XXX |
| OBX2026INV21045 | XXXXX | Loan Program | XXXX Conforming Program Guides v26 | LEX Conforming | Per lock, XXXX Conforming XXX Year Fixed |
| OBX2026INV21045 | XXXXX | Qualifying Total Debt Income Ratio | 11.08 | 17.3899 | Per XXX page XXX total dti. vs lender XXX see income worksheet. debt, tax, hoi, piti match. |

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## Exhibit 99.02

**Exhibit 99.02 Schedule 2**

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Seller Loan Number** | **Originator** | **Last Name** | **Note Date** | **Original Balance** | **State** | **TPR QM ATR Status** | **Loan Status** | **Exception Date** | **Remediation Status** | **Exception ID** | **Exception Type** | **Exception Category** | **Exceptions** | **Exception Rebuttal** | **Exception Rebuttal Date** | **Exception Rebuttal Response** | **Exception Rebuttal Response Date** | **Compensating Factors** |
| OBX2026INV20001 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 08/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 10/31/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20001 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 08/12/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing property profile report for the property at XXX. reflecting the property is owned free and clear. Missing insurance policy for the property at XXX-XXX XXX | Property docs | 08/15/2025 | Lender provided property profile for property XXX verifying property has a commercial loan and provided the credit report supplement verifying the the XXX mortgage account on the credit report is for that property. Lender also provided insurance information for property XXX-XXX. Condition cleared.; Borrower 1 Credit Report is not partially present. | 09/17/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20001 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 08/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party valuation product provided within tolerance. | 08/22/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/10/2025 | Cured | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for the recording fee on LE XX/XX/XXXX. COC in file dated XX/XX/XXXX shows rate was locked but does not reference the recording fee or provide a reason for the increase. | I have provided the PCCD, LOE, check and XXX label. What more is needed to clear this condition?; XXX and check; check; PCCD and LOE; XX/XX/XXXX COC; COC reasons also States settlement charges | 10/22/2025 | Lender provided LOE, PCCD, copy of refund check and proof of delivery. Cured post close, loan will be graded a B.; Condition remains as we still have not received evidence of the cure check being mailed to the borrower for cure of fees. ; Lender provided copy of check; however, did not provide proof of delivery. Condition retained.; Lender provided LOE and PCCD; however, did not provide copy of refund check and proof of delivery. Condition retained.; Lender provided a COC form indicating a XXX increase caused the recording fees to increase. A XXX increase is not a valid COC for increase in recording fees. Please provide valid COC or sufficient cure. Condition retained.; The finding remains as the COC does not contain a valid reason for the Recording fee increase. Settlement charge does not suffice why the recording fee changed. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for the recording fee on LE XX/XX/XXXX. COC in file dated XX/XX/XXXX shows rate was locked but does not reference the recording fee or provide a reason for the increase. | 10/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/10/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement for the property at XXX. Missing insurance annual premium for the property at XXX. Note: Insurance policy is in file, however it does not reflect the annual premium. | XXX HOI; HOA; hoa | 10/21/2025 | Lender provided HOI for property XXX. Condition cleared.; Borrower 1 Credit Report is not partially present.; Condition remains as we have not received evidence of the insurance with premium for XXX. We have received evidence of the HOA dues amount. ; Lender provided LOE for REO property indicating that property XXX does have HOA fees. Please provide verification of the HOA fee for property XXX and and provide insurance with premium for XXX. Condition retained. | 10/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CCA. |  |  | Third party valuation product provided within tolerance. | 10/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/10/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of XXX | HOI XXX% additional replacement coverage | 09/16/2025 | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 09/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/11/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before. | e consent | 09/15/2025 | Evidence of eConsent is provided. | 09/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 09/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20002 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 09/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 10/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/08/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The earliest electronic signature in file is dated XX/XX/XXXX, while the only evidence of e-consent indicates that Electronic Consent was pending (pg. XXX). | econsent | 10/17/2025 | Lender provided e-consent. Condition cleared.; Evidence of eConsent is provided.; Condition remains open as we have not received any documents for this. ; Material Finding | 10/20/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 10/13/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20013 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 10/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/25/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided Please provide an Approved Eligible/Accept Eligible AUS. AUS in file is Accept Ineligible which does not meet guidelines. | Document Uploaded. Please review the uploaded LP. Please note, this finding is not available in XXX. | 12/03/2025 | Condition resolved as we have received the updated AUS from lender. ; AUS is not incomplete | 01/08/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% D A |
| OBX2026INV20041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Rescinded | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing third party VOE for B2. | XXXX was qualified with a loss. Verification of the XXX is not required in that case. | 10/29/2025 | Audit reviewed Lender's response and has determined Borrower 2 was qualified with negative self-employment income only; therefore, verification of employment is not required. Condition rescinded.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 10/30/2025 | D A |
| OBX2026INV20041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% D A |
| OBX2026INV20007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The final application reflects a mortgage payment of XXX for the XXX located at XXX XXX, as supported by the credit report. The borrower also has an HOA payment of XXX which has been validated with documentation. Evidence of homeowners insurance is present in the file; however, there is no documentation confirming property taxes or whether they are included in the reported mortgage payment. Please provide confirmation of the full PITI expenses for the subject property. | Maple taxes and both taxes and insurance are escrowed | 10/24/2025 | Lender provided screenshot of loan for property XXX XXX, reflecting mortgage includes escrows. It could be determined from the insurance certificate and taxes reflected on the fraud report that the escrows include both taxes and insurance. Condition cleared.; Borrower 1 Credit Report is not partially present. | 10/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20053 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20053 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/13/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/17/2025 | Rescinded | XXX | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than Guideline Required Reserves of XXX month(s) | How did you calculate XXX month(s) | 11/05/2025 | Invalid finding. Data entry error. Condition rescinded. | 11/06/2025 | D B A C |
| OBX2026INV20030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Required Third Party Fraud Report is Missing. Please submit required Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/16/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | PIW referenced on Tape - acknowledged | 10/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/13/2025 | Rescinded | XXX | Property | Appraisal is Missing | Appraisal is Missing. No PIWs allowed |  |  | PIW Loan - appraisal not required - rescinded; Appraisal is Present or is Waived | 10/16/2025 | D B A C |
| OBX2026INV20036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence to document the exclusion of the XXX account. | Revised XXX 1003 and AUS | 10/30/2025 | Lender provided updated AUS, 1003 and XXX that included the XXX debt in total debt obligations. Condition cleared.; Borrower 1 Credit Report is not partially present. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing evidence of taxes for REO located at XXX XXX | Both properties are co-ops which do not pay property taxes. Please see attached. | 10/29/2025 | Lender provided processor cert for both properties indicating both are COOPS and provided COOP monthly maintenance Statement verifying monthly fee, which supports the other expenses included for the properties reflected on the 1003. Condition cleared. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 10/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA for ALL properties. If any of the properties don't require HOA a letter from the borrower stating no HOA and for which properties. Additional conditions may apply. | XXX: \| As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. I XXX the property and it doesn't appear to be a XXX or a PUD. \| \| HOA dues taken from XXX: \| XXX XXX from tax return XXX-XXX \| XXX XXX HOA from tax return \| XXX XXX HOA from tax return \| XXX HOA from tax return \| XXX HOA from tax return \| \| XXX-XXX: see attached | 10/29/2025 | Audit reviewed Lender's response and has determined the schedule E reflects Statements XX/XX/XXXX for other expenses, which are in the loan file on pages XXX-XXX and verifies HOA dues for the REO properties. Condition cleared. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Missing final HUD-1 from sale of non-subject property | Missing Final HUD XXX signed/certified for the sale of the property at XXX as per Final 1003. | Property is located in XXX. The file contains a Completion Statement which does not include signature lines. | 10/29/2025 | Lender provided completion Statement for sale of property XXX XXXX located in England, verifying sale of property. Condition cleared. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Required 3rd party fraud report was not provided in the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20060 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% D A |
| OBX2026INV20060 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third pary valuation product. |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% D A |
| OBX2026INV20060 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% D A |
| OBX2026INV20059 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Rescinded | XXX | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than Guideline Required Reserves of XXX month(s) | How did you calculate XXX month(s) | 11/05/2025 | Invalid finding. Data entry error. Condition rescinded.; Audited Reserves of XXX month(s) are greater than or equal to Guideline Required Reserves of XXX month(s) Invalid finding. Data entry error. Condition rescinded. | 11/06/2025 | D A |
| OBX2026INV20059 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit required Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20059 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20062 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 10/28/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% A |
| OBX2026INV20031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% A |
| OBX2026INV20031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60% is less than Guideline CLTV of 80% A |
| OBX2026INV20034 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Borrower Non-US Citizen Identification Document Missing | Non XXX Borrower is missing Identification Document. Missing for B1: Documentation of legal presence, such as a valid Employment Authorization Document (EAD) or a current work visa | Visa | 10/30/2025 | Lender provided Borrower 1 Visa. Condition cleared.; Borrower Identification Document provided. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20034 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. AVM is required and is missing. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; Third party valuation product provided within tolerance. | 10/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Missing documentation verifying payment of XXX with a balance of XXX account and XXX XXX payment XXX balance XXX and omission of XXX XXX. | From the client - We didn't update the application w/ the new credit report. AUS attached should now match. \| \| \| We also reworked the income for B1 Self Employment. We took out the Mortgage Debt due in less than one year. Attached is the documentation to support that we can exclude the debt from the income calculation as it is a revolving debt and doesn't need to be included. Updated DTI is XXX%. | 12/15/2025 | Lender provided revolving terms agreement to verify Notes payable is a recurring debt that rolls over and provided, income calculator, and updated AUS reflecting approved DTI of XXX%. Audit re-calculated DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing Missing documentation verifying HOA amount of $XXX. | HOA | 11/13/2025 | Cleared as we have received evidence of the HOA dues. ; HOA Questionnaire Provided | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABD is missing. Per Privacy policy, the lender has affiliates. | ABD | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's NMLS value: XXX \| | 11/10/2025 | Lender agreed with audit value. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by providing their missing NMLS number. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Rescinded | XXX | Credit | AUS Partially Provided | AUS Partially Provided Please provide AUS with Credit report information dated XX/XX/XXXX as per final credit report in file order# XXX | DU previously provided | 11/03/2025 | Audit reviewed Lender's response and has determined the AUS #XXX is in the loan file which matches the credit report on page XXX dated XX/XX/XXXX. Condition rescinded.; AUS is not incomplete | 11/04/2025 | D B A C |
| OBX2026INV20042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - additional discrepancy finding added. ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | C B A |
| OBX2026INV20058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit value ULI XXX vs Lender value missing, Lender may clear finding by providing documentation for the missing ULI. | We agree with Audited ULI | 11/05/2025 | Lender agreed with audit value for ULI. Condition cleared.; Material Finding | 11/06/2025 | C B A |
| OBX2026INV20058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/16/2025 | C B A |
| OBX2026INV20058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Rescinded | XXX | Property | Appraisal is Missing | Appraisal is Missing. Client overlay does not allow Property Inspection Waiver. |  |  | PIW is on Data Tape. Condition Rescinded.; Appraisal is Present or is Waived | 10/15/2025 | C B A |
| OBX2026INV20058 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  | 10/15/2025 | C B A |
| OBX2026INV20064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Acknowledged | XXX | Compliance | Temporary Buydown Agreement was not provided | Lender paid temporary buydown fee to reduce XXX by XXX% for XXX months. The Temporary Buydown agreement was not in loan file. | Invalid - This was in the original submission | 11/03/2025 | XXXX Approved Exception. Condition downgraded to B.; Lender provided a Temporary Buydown Agreement. XXXX to review. Condition retained. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception - Confirmation that borrower was provided appraisal within XXX days of consummation. | Page XXX is the Home Valuation - Appraisal Acknowledgement page in which the borrower e-sign. Page XXX is the final confirmation. Sufficient evidence has been provided; Appraisal delivery | 11/14/2025 | Cleared as we have received evidence of appraisal receipt. ; Evidence of appraisal delivery provided.; Lender provided Appraisal Acknowledgment; however, did not provide verification of Borrower's receipt of appraisal. Condition retained.; Material Finding | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20064 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Audited DTI exceeds XXX% threshold, Lender DTI is XXX% and Audited DTI is XXX% with a difference of XXX% resubmission is required. The DTI increased due to the amount of taxes calculated for the borrower's XXX. Tax documents contained in the file indicate four installment payments are due each year, XXX total tax equals XXX amount used by Lender was XXX which equals XXX installment payments for XXX Difference in monthly payment amounts are XXX used to qualify and actual $XXX. | AUS, XXX | 11/19/2025 | Lender provided updated XXX/1003/AUS. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/12/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | AfBD | 10/29/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Evidence the existence of the borrower's XXX is five or more years and active within XXX days of the XXX was not found in the file. Lender to provide. | Please see attached | 10/29/2025 | Lender provided Attorney search verifying Borrower has been in XXX as an attorney greater than XXX years. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Please provide Property Profile (Or title report showing no liens) for Borrowers XXX | Please see attached | 10/29/2025 | Lender provided Property Detail Report for property XXX reflecting property is free of liens support property is owned free and clear. Condition cleared.; Borrower 1 Credit Report is not partially present. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20069 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX. A |
| OBX2026INV20070 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/13/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure | ABD | 11/06/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX. A |
| OBX2026INV20038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | ABD | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | XXX | Compliance | TILA Post-Consummation Revised Closing Disclosure Finance Charge Test | This loan failed the TILA finance charge test.(12 CFR §1026.18(d)(1), transferred from 12 CFR §226.18(d)(1) he finance charge is $XXX. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX Cure required: Lender included Appraisal Rush fee of XXX in Initial finance charge calculations; however, it was not included in calculations of PCCD. The disclosed finance charge of XXX is not considered accurate because it is underStated by more than XXX Cure required PCCD, LOE, copy of refund check, and proof of mailing. | Not Valid - Appraisal Rush fee is not a Finance Charge and not testing in TILA as FC-- COC in file States borrower requested rush appraisal service. | 11/05/2025 | Audit reviewed Lender's response and has determined appraisal fees are not considered APR fees. Audit re-ran compliance and has determined the Finance Charges are within tolerance. Condition cleared.; Audit reviewed Lender's response and has determined appraisal fees are not considered APR fees. Audit re-ran compliance and has determined the Finance Charges are within tolerance. Condition cleared.; Audit reviewed Lender's response and has determined appraisal fees are not considered APR fees. Audit re-ran compliance and has determined the Finance Charges are within tolerance. Condition cleared.; Audit reviewed Lender's response and has determined appraisal fees are not considered APR fees. Audit re-ran compliance and has determined the Finance Charges are within tolerance. Condition cleared. | 11/06/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit required Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | AfBD | 11/07/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing XXX Patriot Act Disclosure or ID. | Patriot | 11/07/2025 | Lender provided completed Patriot Act form. Condtion cleared.; XXX Patriot Act Disclosure or ID provided.; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Provided in file | 11/05/2025 | Evidence of appraisal delivery provided. Lender provided Borrower's acknowledgment of appraisal XXX days prior to the closing date. Condition cleared.; Evidence of appraisal delivery provided. Lender provided Borrower's acknowledgment of appraisal XXX days prior to the closing date. Condition cleared.; Evidence of appraisal delivery provided. Lender provided Borrower's acknowledgment of appraisal XXX days prior to the closing date. Condition cleared.; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20072 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. |  |  | Rescinded as ULI located in file.; Rescinded as ULI located in file. | 10/27/2025 | C A |
| OBX2026INV20048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/13/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | AfBD | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/19/2025 | Rescinded | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing. Please submit Borrower 1 3rd Party VOE Prior to Close. | Invalid - PAY XXX/XXX; NEXT XXX/XXX; NOTE XX/XX/XXXX - Paystubs used | 11/03/2025 | Audit reviewed Lender's response and has determined Borrower 1 pay stub dated within XXX days of the XXX is in the loan file and meets AUS and FNMA requirements for use in lieu of a VVOE. Condition rescinded.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 11/04/2025 | D A B |
| OBX2026INV20047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Tape. Downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20067 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | The appraiser was not licensed (Primary Value) | Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date | Please see attached. Issued XX/XX/XXXX, Expiration Date XX/XX/XXXX. | 11/10/2025 | Lender provided verification of appraiser's license issue date of XX/XX/XXXX and expiration date of XX/XX/XXXX. Condition cleared.; Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20067 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20067 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/13/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | ABD | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Findings | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's purpose - Other; Loan product | 11/12/2025 | Lender agreed with audit value. Condition cleared.; Lender provided AUS results. The subject property was owned free and clear prior to the subject transaction and for XXXX purposes, this is considered a cash-out XXX with Other Purpose. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. Condition retained.; Material Finding; XXXX discrepancy noted: Audit XXXX XXX - Other Purpose vs Lender value Cash-out refinancing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Borrower's base income is not supported, borrower is paid bi-weekly $XXX. DU findings calculated the base income as XXX and matches Audit Finding. Loan approved with a DTI of XXX% which exceeds the Lender's DTI threshold, expense for rental properties differ from Audited amounts. Tapa data approved at XXX% DTI. Lender to recalculate income and resubmission is required. | Revised AUS, 1008 and 1003; Borrower was qualified with base plus bonus lumped into the base field. Please see attached WVOE. | 11/14/2025 | Condition cleared, received updated AUS and XXX with clarification of income used. AUS approved at XXX% Audit meets this at XXX. Tape data DTI is XXX% within the XXX% variance of tape, condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audit reviewed Lender's response. Please provide updated AUS reflecting base and bonus income XXX, reflecting AUS requirements for bonus income. Condition retained. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/13/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required and was not found, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The borrower's XXX (XXX XXX) payment was disclosed as XXX per month. The mortgage Statement in file is in the non-borrowing spouses name (XXX) only however, the property report discloses both are on title with an annual tax of $XXX. Recalculating the borrower's XXX payment used XXX (HOA) + XXX (half the taxes) increased the DTI from XXX% to XXX%. | Taxes and insurance are escrowed. Since the non-borrowing spouse is responsible for the payment she would also be responsible for the taxes and insurance. | 11/13/2025 | Condition resolved as we have received evidence of only property taxes needed for XXX payment. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.05% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.05% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party valuation product provided within tolerance. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.05% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.05% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20065 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.05% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.05% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20085 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20079 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/14/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Missing evidence the borrowers received the appraisal report at least XXX days prior to the loan consummation. | Appraisal delivery | 11/13/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Findings | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's ULI Value - XXX | 11/06/2025 | Lender agrees with audit - condition cleared.; Lender agrees with audit - condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI XXX, Lender may clear finding by providing documentation for the ULI. ; Lender agrees with audit - condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI XXX, Lender may clear finding by providing documentation for the ULI. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20109 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.39% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.39% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.39% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.39% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. ; Cleared as lender has supplied the missing ULI number. ; Material Finding; The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. | 01/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.39% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.39% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20078 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts High alerts are not cleared on the Fraud Report provided. | This loan does not have the details for fraud condition. Please review. ; We do not have visibility to the fraud reports you order. Provide additional details for what needs to be addressed. \| | 02/03/2026 | The third party fraud report provided. All high alerts have been cleared. Condition cleared. ; All Fraud Report Alerts have been cleared or None Exist; XXX to order. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20078 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared. ; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20078 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20081 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Per the Privacy Notice disclosure, XXX has affiliates. Provide the Affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX. | Invalid request - XXX is the Lender | 11/06/2025 | Cleared as we have received attestation for no affiliates; Required Affiliated XXX Disclosure Documentation Provided; Material Findings | 11/11/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20081 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20081 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20081 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20099 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valudation product. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20099 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20077 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20077 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20103 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20103 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | ; No Finding required - Rescind; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/12/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Your exception did not cite what the Discrepancy is for. \| ULI Value - XXX \| XXX XXX \| LO NMLS XXX \| Total Loan Costs XXX \| | 11/06/2025 | No Finding required - Rescind; Material Finding; No Finding required - Rescind; Material; Material Finding; No Finding required - Rescind; Material; Material Finding | 11/12/2025 | D A C B |
| OBX2026INV20129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | appraisal delivery | 11/06/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided.; Material Findings | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Rescinded | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing XXX-day pre-closing verification for the Borrower's employment with XXX. | Verification | 11/06/2025 | Current pay stub in file - Rescind.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 11/11/2025 | D A C B |
| OBX2026INV20129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20129 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20087 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Rescinded | XXX | Compliance | Escrow Waiver is Missing | Escrow Waiver is Missing | Loan closed with escrows therefore an escrow waiver does not apply | 11/10/2025 | Rescinded as document not required. ; Escrow Waiver is Present or Not Applicable | 11/11/2025 | C A |
| OBX2026INV20087 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Verification of Borrower Liabilities Missing or Incomplete | Lender used XXX for Total All Monthly Liabilities, audit review show $XXX. No evidence for variance of XXX found. Please submit evidence of monthly liabilities that total XXX Lender used to qualify. | A Loan Asset Summary report is not available through the XXX. However, The difference appears to be the updated payment on the XXX HELOC. Please see attached. | 11/14/2025 | Condition cleared as we have received the variance information from the lender. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Flood Insurance Effective Date is after the Disbursement Date | Flood Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Please submit sufficient Flood Insurance. Flood Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Please submit sufficient Flood Insurance. | Flood | 11/10/2025 | Lender provided previous flood insurance policy with effective date of XX/XX/XXXX - XX/XX/XXXX. Condition cleared.; Flood Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Flood Insurance Effective Date Is Not Provided | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20071 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20083 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20083 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing. Please submit HO-6 Insurance Policy | Per the Certificate of Property Insurance, the HOA's insurance includes XXX. | 11/14/2025 | Cleared as we have received evidence of XXXn coverage. ; HO-6 Insurance Policy is fully present | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20107 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/05/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20088 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20090 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20100 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/05/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20035 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Per the cost to rebuild, the coverage is short by XXX cents. | HOI | 11/10/2025 | Audit reviewed Lender's response and has determined insurance is sufficient to cover replacement cost estimate. Condition cleared.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20035 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/10/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20035 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20035 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20035 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20075 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20125 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | C A |
| OBX2026INV20131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | D A |
| OBX2026INV20131 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | D A C |
| OBX2026INV20127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI increased to XXX% due to B1 K-XXX income calculated lower at audit and rental income calculated lower (based on tax and insurance in file and rents received with depreciation reflected on tax transcripts Sch E in file). DTI increased above AUS allowable resubmission tolerance but is within the maximum DTI for the guidelines. B1 K-XXX income calculated using XXX 1120s information and K-XXX provided supports XXX per monthnth, lower than XXX used to qualify. | Hello! We have provided the XXX tax XXX and 1120s.. id this change your income calculations? Is the DTI now within XXX% tolerance? If not, can you please provide your updated figures so I can share with the lender? Thank you! | 12/05/2025 | Audit reviewed Lender's response and has determined the audit re-calculated income and debt obligations using the XXX returns provided results in an DTI of XXX% which is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Audit reviewed Lender's response and has determined the audit re-calculated income and debt obligations using the XXX returns provided results in an DTI of XXX% which is within tolerance of the AUS approved DTI of XXX%. Condition cleared. | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | Missing Income - Business Tax Returns | Borrowers are each XXX% owners in 1120S company. XXX and tax transcripts are for XXX only. Unable to locate the 1120s used to calculate income on the XXX in file. | Tax Returns | 12/03/2025 | Lender provided 1120S XXX tax returns, which support income calculated by Lender. Condition cleared. | 12/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/14/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required: Missing the ABD | AfBD | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20127 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20073 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Per the 1003, borrower owned a separate unit in the same XXX building as subject. Need the tax and hazard insurance amounts and HOA dues for that property. 1003 figures were used in this review. | Verification of taxes, insurance, and/or HOA | 11/25/2025 | Lender provided documentation verifying TIA for property XXX XXX Condition cleared. | 12/01/2025 | D A |
| OBX2026INV20073 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/04/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Condition cleared as we have received evidence of ULI number. ; Condition cleared as we have received evidence of ULI number. ; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. ; Condition cleared as we have received evidence of ULI number. ; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. | 11/17/2025 | D A |
| OBX2026INV20073 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/17/2025 | D A C |
| OBX2026INV20073 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is not in file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud report is not in file. | 11/06/2025 | D A |
| OBX2026INV20123 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20123 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20126 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20126 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party valuation product provided within tolerance. | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20116 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20093 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20093 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20121 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.21% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.21% is less than Guideline LTV of 80% A |
| OBX2026INV20121 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.21% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.21% is less than Guideline LTV of 80% A |
| OBX2026INV20029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing PITIA verification for XXX. | As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is located in an semi-rural, established neighborhood where HOA dues would be unlikely.; P&I taken from credit report \| Taxes and insurance attached | 11/13/2025 | Cleared as we have received evidence of no HOA dues. ; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing; Lender provided taxes and insurance for Borrower's XXX. Audit confirmed PI from credit report. Please provide verification of HOA fees. Condition retained. | 11/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing third party VOE priot to close. | VOE | 11/06/2025 | Lender provided email correspondence from Borrower's employer dated within XXX days of the XXX verifying Borrower's employment. Condition cleared.; Borrower 1 3rd Party VOE Prior to Close Was Provided | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation report. |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/08/2026 | Rescinded | XXX | Compliance | TRID Disclosure Delivery Date Validation Test | Invalid finding, data entry This loan failed the TRID disclosure delivery date validation test he loan contains one of the following conditions:A revised loan estimate delivery date is before the initial loan estimate revised closing disclosure is before the revised closing disclosure closing disclosure delivery date is on or before a loan estimate delivery date post-consummation revised closing disclosure delivery date is on or before a closing disclosure delivery date or loan estimate delivery date. |  |  | Invalid finding, data entry | 01/08/2026 | D B A C |
| OBX2026INV20026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/15/2025 | Cured | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of $XXX: cure package requires a PCCD, LOE, Copy of Refund Check, and proof of delivery or a Valid COC. The exception is tied to the missing Initial LE issued within XXX days of the application date of XX/XX/XXXX, as the earliest available LE is dated XX/XX/XXXX. Please provide the initial LE issued within XXX days of the application date of XX/XX/XXXX. Additional testing will be completed, once the initial LE is provided. Out of scope, due to initial LE timing |  |  | Lender provided LOE, PCCD, and verification the cure of XXX was provided and applied as a principal reduction. Cured post close, loan will be graded a B.; XX/XX/XXXX: finding added due to verification of Lender's application date of XX/XX/XXXX. The XXX% title fees increased by $XXX. The Lender's Title Insurance fee increase from XXX on initial LE to XXX on the final CD and the Title - Closing Fee increased from XXX on initial LE to XXX on final CD. The settlement agent used was listed on the WLSP; therefore, the fees are tested against the XXX% tolerance category. The total title and recording fees on the Initial LE are XXX x XXX% = XXX total tolerance. The total of the Title fees and recording fee on the final CD are XXX an increase of $XXX. Please provide valid COC or provide cure of $XXX. ; This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). | 01/08/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/15/2025 | Resolved | XXX | Compliance | Initial Loan Estimate Delivery Date Test (from application) | This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (12 CFR §1026.19(e)(1)(iii)(A) he initial loan estimate delivery date is later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor or broker receives the consumer's written application herefore, if additional disclosures are entered into XXXX, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be XXX regardless of the actual values on the disclosure his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(1)(iii)(A) (initial loan estimate disclosure three XXX days after application). This test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings XXX days profile page such that a day is marked as both open and closed, XXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its XXX functions. If this is not the appropriate result, you must revise your settings to remove the conflict he creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate form) not later than the third XXX day after the creditor receives the consumer's application. According to the XXX report, the Loan application date is XX/XX/XXXX (pg. XXX). The earliest LE in file, dated XX/XX/XXXX, exceeds the timing reXXXXXon. A cure requires an initial LE dated within XXX days of the application date of XX/XX/XXXX (and the initial WLSP dated within XXX days of application). Once either an updated application date or an earlier LE is provided, additional testing will be completed. | Application response; Application date | 11/21/2025 | Lender provided verification of Lender's application date of XX/XX/XXXX. Condition cleared.; Lender provided verification of Lender's application date of XX/XX/XXXX. Condition cleared.; Audit reviewed Lender's response and has determined the eSign Process Summary in the loan file on page XXX reflects the application date as XX/XX/XXXX. In addition, the credit report was pulled on XX/XX/XXXX, and the AUS #XXX on page XXX of the loan file reflects a submission date of XX/XX/XXXX supporting the application date as XX/XX/XXXX. Please provide initial disclosures dated within XXX days of the application date of XX/XX/XXXX or provide documentation supporting the application date of XX/XX/XXXX. Audit is unable to determine if the previous loan with application date of XX/XX/XXXX was cancelled and then a new loan re-submitted. Please provide clarification of the application date of XX/XX/XXXX with Casefile ID of XXX reflected on the AUS findings #XXX found on page XXX and the eSign Process Summary reflecting the application date as XX/XX/XXXX. Condition retained. | 11/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/15/2025 | Resolved | XXX | Compliance | RESPA Homeownership Counseling Organizations Disclosure Date Test | This loan failed the homeownership counseling organizations disclosure date test due to the following findings: (12 CFR §1024.20(a) he loan has a homeownership counseling organizations disclosure date that is not within three XXX days of the loan Originator's application date (or the date creditor received application if loan Originator's application date is not provided); orThe homeownership counseling organizations disclosure date is after the closing date ot later than three XXX days after a lender, mortgage broker, or dealer receives an application, or information sufficient to complete an application, the lender must provide the loan applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. The list of homeownership counseling organizations distributed to each loan applicant under this section shall be obtained no earlier than XXX days prior to the time when the list is provided to the loan applicant from either:(XXX he website maintained by the Bureau for lenders to use in complying with the requirements of this section; or(XXX ata made available by the Bureau or HUD for lenders to use in complying with the requirements of this section, provided that the data is used in accordance with instructions provided with the data his calculation take into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(b) and as it relates to §XXX (list of homeownership counseling organizations provided not later than XXX days after a loan Originator receives an application). This test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings XXX days profile page such that a day is marked as both open and closed, XXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its XXX functions. If this is not the appropriate result, you must revise your settings to remove the conflict lease note: This test does not validate the content of any list of homeownership counseling organizations. The loan is missing the earliest Homeownership Counseling Disclosure, issued within XXX days of the Application date of XX/XX/XXXX. The earliest Homeownership Counseling Disclosure in file is dated XX/XX/XXXX. | Application response; Application date confirmation | 11/21/2025 | Lender provided verification of Lender's application date of XX/XX/XXXX. The Homeownership Counseling Disclosure was provided within XXX days of Lender's application date. Condition cleared.; Lender provided verification of Lender's application date of XX/XX/XXXX. The Homeownership Counseling Disclosure was provided within XXX days of Lender's application date. Condition cleared.; Audit reviewed Lender's response and has determined the eSign Process Summary in the loan file on page XXX reflects the application date as XX/XX/XXXX. In addition, the credit report was pulled on XX/XX/XXXX, and the AUS #XXX on page XXX of the loan file reflects a submission date of XX/XX/XXXX supporting the application date as XX/XX/XXXX. Please provide initial disclosures dated within XXX days of the application date of XX/XX/XXXX or provide documentation supporting the application date of XX/XX/XXXX. Condition retained.; Material Finding | 11/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/16/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% AUS does not reflect the negative rental for the subject property. AUS reflects XXX should reflelect $-XXX. | Revised AUS and XXX | 11/14/2025 | Condition resolved as we have received the updated AUS and XXX including the subject property loss.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 11/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/16/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Missing replacement cost coverage for the subject property. | Please review page XXX-XXX | 11/05/2025 | Lender provided replacement cost estimator reflecting estimated replacement cost of $XXX. The hazard insurance coverage of XXX is sufficient to cover the estimated replacement cost of $XXX. Condition cleared.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 54.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 54.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The file does not contain tax and insurance information for the XXX property. Lender to provide tax and HOI documentation for XXX XXX | Please see attached; XXX XXX HOI | 12/16/2025 | Condition resolved as we have received evidence of the property taxes. ; We have received the missing Hazard evidence for XXX but still missing evidence of the property taxes. | 12/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. | ULI | 11/06/2025 | Condition resolved as we have received evidence of the ULI number. ; Condition resolved as we have received evidence of the ULI number. ; Material Finding; Condition resolved as we have received evidence of the ULI number. ; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20086 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The Affiliated XXX Disclosure (pg. XXX) in file is not from the subject Lender, XXX. | AfBD | 11/06/2025 | Condition cleared as we have received evidence of the ABD. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20132 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX Sufficient reserves have not been documented in the file. Assets are short in the amount of XXX | Borrowers have sufficient funds for closing and reserves calculated as follows: \| Required funds: XXX (EMD XXX + cash from borrower XXX + reserves $XXX) \| \| Verified funds: XXX (EMD XXX + cash XXX + HELOC $XXX) \| \| XXX #XXX \| XXX #XXX \| XXX #XXX \| XXX #XXX-XXX \| XXX #XXX-XXX \| XXX #XXX-XXX \| HELOC XXX XXX-XXX \| XXX XXX EMD cleared XX/XX/XXXX | 11/07/2025 | Lender provided HELO not and Funds Drawn. Condition cleared.; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20132 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20132 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20113 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/10/2025 | ULI provided - condition cleared; ULI provided - condition cleared; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. ; ULI provided - condition cleared; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20113 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20027 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20130 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | C A |
| OBX2026INV20101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | D A |
| OBX2026INV20101 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/05/2025 | D A C |
| OBX2026INV20082 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 62.41% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.41% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20080 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Compliance | Or. Rev. Stat. Ann. § 746.201 Collateral Protection Notice was not provided (Disclosure Page v2) | Or. Rev. Stat. Ann. § 746.201 Collateral Protection Notice was not provided. | Collateral Protection Notice aka XXX Insurance | 11/19/2025 | Lender provided Collateral Protection Notice. Condition cleared.; Or. Rev. Stat. Ann. § 746.201 Collateral Protection Notice was provided. | 11/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20080 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20080 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20080 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/27/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Data Tape. Downgraded to B. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Per Lender's Overlays Max is XXX% Data Tape DTI is XXX. Approved AUS in file DTI is XXX%. Audit DTI is XXX%. XXXX to approve. |  |  | XXXX Approved Exception. Condition downgraded to B. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20115 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20104 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20104 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20104 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product Not Provided |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please submit Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20061 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD Firm to order |  |  | Third party valuation product provided within tolerance. | 11/19/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.87% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.87% is less than Guideline LTV of 80% D A |
| OBX2026INV20061 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.87% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.87% is less than Guideline LTV of 80% D A |
| OBX2026INV20061 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.87% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.87% is less than Guideline LTV of 80% D A |
| OBX2026INV20061 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Data Tape, Non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.87% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.87% is less than Guideline LTV of 80% D A |
| OBX2026INV20207 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX%. XXX calculated lower income for B1 based on the provided XXX/XXX's and Sch C. The REO calculations was updated per the taxes and hoi information submitted. The rental amounts was utilized from the XXX/XXX's and sch E. | Please see revised XXX 1003 and AUS. We updated the income to the figures that you previously approved: XXX XXX and XXX $XXX.; I asked underwriting to update the 1003 and rerun the cert. They took another look at the income and squeezed even more for Hai. Please see attached; I took a deep dive and as it turns out both borrowers receive W2 income from the XXX. They should be qualified using Schedule C and W2's. Please see my attached income worksheets along with supporting documents. If you agree with my income XXX = XXX = XXX I'll have the AUS rerun. Thanks!; XXX I re-reviewed our rental income/loss and came up with the same figures as our underwriters. That must mean that your expenses are different. Here's what we used: \| - XXX XXX XXX \| - XXX XXX XXX \| - XXX XXX XXX \| - XXX XXX \| - XXX XXX \| - XXX XXX \| \| XXX FNMA does not calculate income and losses separate, they aggregate. Please see the attached example from this loan. \| \| I want to make sure you and I agree before I send it over to our underwriting team. Thanks for your patience!; Please take a look at my numbers.. an you please point out the discrepancies? I'm coming up with a DTI much higher than your XXX%. Thanks! \| \| XXX: I calculated XXX \| XXX: I calculated XXX \| XXX properties: \| XXX XXX \| XXX XXX \| XXX XXX \| XXX XXX \| XXX XXX \| XXX XXX \| Total "Other" XXX | 12/31/2025 | Condition resolved as we have received the updated AUS Approved within XXX% of audit DTI calculations and updated 1003.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Lender provided updated AUS; however, the DTI for Borrower 1, XXX, reflects XXX which is not supported. Audit income for Borrower 1 XXX of XXX results in an audit DTI of XXX% which exceeds the updated AUS approved DTI of XXX%. Please provide updated AUS approved DTI of XXX% or provide income documentation and income calculator supporting Lender income calculation. Condition retained.; Audited DTI of XXX% exceeds AUS DTI of XXX%; Lender provided XXX and XXX W2 for both Borrowers along with XXX and XXX tax return supporting that the Borrower's receive bothW2 income as well as schedule C income from their XXX. Audit agrees with Lender's re-calculated income of XXX for XXX and XXX for XXX. Please provide updated AUS reflecting correct income. Condition retained.; Audit reviewed Lender's response and does agree with lender's calculation for rental income. Audit has determined there is an additional variance in income which is the base income for Borrower 1. Audit base income for Borrower 1 is XXX vs Lender's income calculation of $XXX. The schedule C in file does not support Lender's income calculation. Please provide the income calculator to support the Lender's income calculation of XXX of the schedule C income for Borrower 1. Condition retained.; Audit reviewed Lender's response. The following is audit calculation: XXX XXX: XXX XXX: XXX properties: XXX XXX $XXX; XXX XXX $XXX; XXX - $XXX' XXX XXX $XXX; XXX XXX $XXX; XXX $-XXX; Total REO income is XXX results in a total income of $XXX. Total debts of XXX include liabilities of XXX subject rental loss of XXX and XXX debt of $XXX. Total debt of XXX / XXX = XXX%. Condition retained. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20207 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Materail; Material Finding; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20207 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20256 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Evidence of a HOA fee associated with the property located at XXX or a letter signed by the borrowers stating there is none was not found in the file, Lender to provide. | As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is in older, established neighborhood where HOA dues would be unlikely. | 11/03/2025 | Audit reviewed Lender's response and has determined an audit property search of property XXX supports property does not have HOA fees. Condition cleared.; Document Uploaded. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20256 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Materail; Material Finding; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20256 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required and was not found in the file, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20183 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Materail; Material Finding; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 2 WVOE Missing | Borrower 2 WVOE Missing Borrower 2's paystub indicates the borrower is on disability/leave of absence, the file does not contain documentation addressing the leave, duration and if the borrower's regular salaried income will continue. Lender to provide. | Please see attached | 12/16/2025 | Condition cleared as we have received evidence borrower is back from leave. ; Borrower 2 WVOE Provided or Not Applicable (Number of Borrowers equals XXX) | 12/18/2025 | D A |
| OBX2026INV20223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided The DU findings#XXX indicate Borrower 1 's income is seasonal, Lender to document or confirm the Income type reported on Findings is an error and State correct type of income. | Revised AUS removing "Seasonal" | 11/14/2025 | Lender provided corrected AUS reflecting correct information for Borrower 1 and Borrower 2 income. Condition cleared.; AUS is not incomplete | 11/17/2025 | D A |
| OBX2026INV20223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The borrower has additional debt with XXX documented in the file but not reporting on the Credit Report, the account is not reporting on the credit report as previously existing with a XXX balance and there is no credit inquiry. Lender to provide evidence the account recently opened or a current payment history. | LOE | 11/10/2025 | Condition resolved as we have received evidence of the new liability. | 11/11/2025 | D A C |
| OBX2026INV20223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | PUD Rider is Missing | PUD Rider is Missing The subject property Appraisal indicates the property is located in a XXX, a XXX Rider was not executed at closing. Lender to provide a fully executed XXX Rider. | Please see revised appraisal | 11/05/2025 | Document Uploaded. ; Lender provided corrected appraisal reflecting property as a Single Family Detached and not in a PUD. Audit search supports property is not in a PUD. Condition cleared.; The XXX Rider is Present or is Not Applicable (XXX is Single Family Detached) | 11/06/2025 | D A |
| OBX2026INV20223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | D A C |
| OBX2026INV20223 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required and was not found in the loan file, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | D A |
| OBX2026INV20138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | D A C |
| OBX2026INV20138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/29/2025 | D A C |
| OBX2026INV20138 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | D A C |
| OBX2026INV20243 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Materail; Material Finding; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | D A C |
| OBX2026INV20243 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/23/2025 | D A C |
| OBX2026INV20243 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. AVM is required and is missing. |  |  | Third party valuation product provided within tolerance. | 10/21/2025 | D A C |
| OBX2026INV20150 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.03% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.03% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20159 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.47% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.47% is less than Guideline CLTV of 80% A |
| OBX2026INV20159 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.47% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.47% is less than Guideline CLTV of 80% A |
| OBX2026INV20159 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.47% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.47% is less than Guideline CLTV of 80% A |
| OBX2026INV20248 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20248 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20092 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/15/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | AfBD | 11/07/2025 | Condition cleared as we have received evidence of the disclosure. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/11/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 60.29% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.29% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20092 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/15/2025 | Resolved | XXX | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing | homeownership counseling disclosure is generally not required for a XXX because the disclosure applies to "federally related mortgage loans" for a principal residence or a "home loan" secured by a single-family residence, and XXXs are often considered XXX properties. However, the specific rules can depend on the loan type and whether the home could be considered an XXX property versus a XXX for XXX use.; homeownership counseling disclosure is generally not required for a XXX because the disclosure applies to "federally related mortgage loans" for a principal residence or a "home loan" secured by a single-family residence, and XXXs are often considered XXX properties. However, the specific rules can depend on the loan type and whether the home could be considered an XXX property versus a XXX for XXX use. | 11/07/2025 | Condition cleared as we have received evidence of the disclosure. ; Homeownership Counseling Disclosure Is Present or Not Applicable; Material Finding | 11/11/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 60.29% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.29% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20092 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/04/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | No discrepancy, rescinded.; No discrepancy, rescinded.; XXXX discrepancy noted: Audit value (column D) vs Lender value (column C), Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 11/04/2025 | C A B |
| OBX2026INV20092 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 11/04/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 60.29% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.29% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20165 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. AVM is required and is missing. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20165 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Satisfactory Chain of Title not Provided | Unsatisfactory Chain of Title provided The title documents do not include a XXX month chain of title, Lender to provide. | I agree that the title does not reflect a XXX month chain of title. Please see attached property profile which will provide ownership history. | 11/07/2025 | Lender provided Satisfactory Chain of Title documentation. Condition cleared.; Satisfactory Chain of Title has been provided | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The credit report includes the following Fraud Messages/Consumer Statement, file does not contain documentation indicating the messages were addressed, Lender to provide: - Report indicates borrower is a Fraud Victim - Statement on Credit Report indicates the borrower to be contacted before opening an account and includes contact information - A certification from the Lender stating the borrower was contacted to verify identity was not found - A recent inquiry dated XX/XX/XXXX from XXX Card was not addressed, a signed letter of explanation or current Statement was not provided, new account does not appear on the credit report | Please see attached; Regarding the Fraud message, please see attached. \| \| Regarding the inquiry, letter to follow. | 11/10/2025 | Lender provided Credit documentation verifying no new accts and Fraud addressed with borrower. Condition cleared.; Borrower 1 Credit Report is not partially present. | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Missing income documentation | The name of the employer shown on the borrower's paystub does not match the name on the borrower's W2, Lender to provide evidence employers are one and the same. | Please see attached | 11/07/2025 | Lender provided documentation verifying XXX names. Condition cleared. | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Rescinded | XXX | Property | Missing Private Road Maintenance Agreement | The appraisal indicates the subject property is located on a private road, Lender to provide evidence of maintenance agreement from the HOA. | I agree the property is on a private road. It's a XXX.. OA dues are established to include maintenance of all common areas. | 11/07/2025 | XXX - Rescind. | 11/11/2025 | D A C |
| OBX2026INV20180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The file is missing documents for the Borrower's XXX, XXX, Lender to provide the following: - Current mortgage Statement verifying if taxes and insurance are escrowed - If taxes and insurance are not escrowed, Lender to provide insurance and tax documents - Evidence of HOA associated with the property or a signed letter stating there is none | Please see attached | 11/10/2025 | Lender provided PITI Documentation. Condition cleared. | 11/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A Third Party Fraud Report is required, Lender to provide with all high alerts cleared. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20180 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The file did not include XXXX reports from XXX and XXX, Lender to provide. Note- if XXX XXXX report score exceeds XX/XX/XXXX a current AVM will be required. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20247 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided The number of financed properties is listed as XXX the borrower's financed properties are, the subject property, XXX, and XXX REO totaling XXX financed properties. DU is showing XXX financed properties. Resubmission is required, Lender to provide updated DU findings. | Revised AUS | 11/14/2025 | Condition cleared as we have received the updated AUS reflecting XXX mortgaged properties. ; AUS is not incomplete; AUS Partially Provided | 11/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20247 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material ; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXX (ULI). | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20247 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20247 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The following documents were not found in the for the properties owned by the borrowers, Lender to provide the following: XXX and XXX- Provide a signed letter from the borrower stating there is no HOA fee associated with the properties XXX, XXX XXX - Provide evidence properties are owned free and clear - HOI policies for properties were not found in the loan file - Provide a signed letter from the borrower stating there are no HOA fees associated with the properties | Regarding XXX XXX HOA: As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. I googled the property and it is in older, established neighborhood where HOA dues would be unlikely. \| \| Regarding XXX, please see attached for evidence free and clear. Please see Schedule for insurance and no HOA fee reported. | 11/10/2025 | Condition resolved as we have received evidence for the REO properties HOA dues and free and clear. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20229 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20272 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20272 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Validation. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing There is not Title Policy in the file. Please upload a Title Policy to the file. | Title; Document Uploaded. Please see preliminary title | 01/04/2026 | Lender provided title commitment. Condition cleared.; Title Document is fully Present | 01/05/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Asset 4 Expired | Asset 4 Expired XXX Statement #XXX with an ending balance of XXX does not match the assets submitted to LPA of XXX and is effective XX/XX/XXXX. The XXX is XX/XX/XXXX. Please provide an updated Statement within guidelines | ML | 12/08/2025 | Lender provided updated Statements for account XXX and XXX Audit has determined the Borrower has sufficient assets without the use of Asset 4 ending in XXX; therefore, no additional documentation is required. Condition cleared.; Asset 4 Not Expired Or Not Applicable; Asset 4 Expired | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Asset 1 Expired | Asset 1 Expired. XXX Statement #XXX with an ending balance of XXX is effective XX/XX/XXXX doesn't match the asset submitted to LPA of XXX The XXX is XX/XX/XXXX. Please provide an updated Statement within guidelines | Updated XXX Statements | 12/03/2025 | Lender provided updated bank Statement. Condition cleared.; Asset 1 Not Expired | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Asset 2 Expired | Asset 2 Expired XXX Statement #XXX with an ending balance of XXX is effective XX/XX/XXXX. The XXX is XX/XX/XXXX. Please provide an updated Statement within guidelines |  |  | Lender provided updated bank Statement. Condition cleared.; Asset 2 Not Expired Or Not Applicable | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Asset 3 Expired | Asset 3 Expired XXX Statement #XXX with an ending balance of XXX is effective XX/XX/XXXX. The XXX is XX/XX/XXXX. Please provide an updated Statement within guidelines |  |  | Lender provided updated bank Statement. Condition cleared.; Asset 3 Not Expired Or Not Applicable | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20233 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is required, please upload to the file |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20271 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20271 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20271 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20271 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20271 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/16/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Tape. Downgraded to B. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20277 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The XXXX score is XXX a current AVM is required. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | C A |
| OBX2026INV20277 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 10/30/2025 | C A |
| OBX2026INV20191 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20290 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation required but not in the file. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20290 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20290 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. LPA accepted the value as submitted and an appraisal was not required by LPA. The Appraisal waiver was exercised by the lender. However, the lender overlay does not allow Appraisal Waiver regardless of AUS Approval. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing File is missing the title for the subject transaction. Additional conditions may apply. | Title; Document Uploaded. Please see prelim title | 01/04/2026 | Lender provided Title Commitment. Condition cleared.; Title Document is fully Present | 01/05/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. The W2 in file is cutoff or illegible. Please provide the W2 with the date. Additional conditions may apply. | Please see WVOE in place of a XXX W2; Please see attached | 11/21/2025 | Lender provided WVOE reflecting XXX and YTD XXX income. Condition cleared.; Borrower 1 W2/XXX Provided Lender provided WVOE reflecting XXX and YTD XXX income. Condition cleared.; Lender provided a W2; however, the date is cutoff. Unable to determine which year the W2 is for. Condition retained. | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement, or evidence of no HOA for the properties located at XXX and XXX. XXXX/XXX screenshot is not acceptable for HOA documentation. Please provide documentation from HOA, Statements, Appraisal, or LOE from the borrower. Additional conditions may apply. | As it applies to HOA dues, our process is to look at the address and other documentation in the file. If nothing indicates a XXX or XXX (ex. Unit number) we typically will not request verification of HOA. I googled the properties as they are both in older, established neighborhoods where HOA dues would be unlikely. | 11/10/2025 | Audit reviewed Lender's response and has determined audit property search of both of the properties supports neither property has HOA fees. Condition cleared.; Borrower 1 Credit Report is not partially present. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements All Bank Statements listed on the Final 1003 are dated XXX and the loan closed XX/XX/XXXX. Asset documentation (e., bank Statements, verification of deposit) must be dated within XXX days of the XXX (the date the mortgage is signed). Please provide bank Statements within this timeframe. Additional conditions may apply. | Updated Statements | 11/10/2025 | Lender provided updated asset documentation dated within XXX days of the XXX. Condition cleared.; Asset Qualification Meets Guideline Requirements | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing a 3rd party fraud report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20294 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW in file, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20142 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20142 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20280 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/15/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX or evidence XXX does not have affiliates. | AfBD | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20280 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20146 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; XXXX discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20146 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20146 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit Note Address XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value | We agree | 11/13/2025 | Lender agreed with audit values. Condition cleared. ; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20302 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/21/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Downgraded non material, B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20240 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Apprsl | 11/10/2025 | Condition resolved as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20240 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20240 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20261 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Credit | PUD Rider is Missing | PUD Rider is Missing | Recorded XXX Rider \| | 01/27/2026 | The XXX Rider is Present or is Not Applicable (XXX is PUD) | 01/28/2026 | D A |
| OBX2026INV20261 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | D A C |
| OBX2026INV20206 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their ULI number. | ULI | 11/13/2025 | Resolved as we have received the ULI from lender. ; Material | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20206 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20163 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | ULI is XXX. Please review the uploaded docs. | 11/25/2025 | Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared. ; Material Finding | 12/01/2025 | Borrower has stable job time D A |
| OBX2026INV20163 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 12/01/2025 | Borrower has stable job time D A C |
| OBX2026INV20163 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/03/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time D A |
| OBX2026INV20297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements AUS requires XXX months | XXX months XXX Statements; Please see two months Statements for XXX. I will follow up on XXX. | 11/14/2025 | Condition cleared as we have received the missing asset Statement from lender. ; Asset Record XXX Meets G/L Requirements Or Not Applicable; Lender provided asset documentation for XXX. Please provide asset documentation for XXX. Condition retained. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. Audit needs a copy of a valid government issued ID or completed and signed Patriot Act | XXX was not at signing therefore there is no Patriot Act or ID. Patriot Act completed for POA (Spouse); XXX Patriot Act Form | 11/14/2025 | Lender provided completed Patriot Act form indicating Borrower not present, closed with Power of Attorney and provided the completed Patriot Act form for the Borrower's Power of Attorney. Condition cleared.; Photo Identification provided.; Lender provided completed Patriot Act form; however, the form information is not for the Borrower. Please provide the completed Patriot Act form or photo ID for the Borrower. Condition retained. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing XXX Patriot Act Disclosure or ID. Audit needs a copy of XXX Patriot Act Disclosure or ID. | XXX was not at signing therefore there is no Patriot Act or ID. Patriot Act completed for POA (Spouse) Patriot Act for XXX shows (Not Present) by the notary; XXX Patriot Act Form | 11/14/2025 | Lender provided completed Patriot Act form indicating Borrower not present, closed with Power of Attorney and provided the completed Patriot Act form for the Borrower's Power of Attorney. Condition cleared.; XXX Patriot Act Disclosure or ID provided.; Lender provided completed Patriot Act form; however, the form information is not for the Borrower. Please provide the completed Patriot Act form or photo ID for the Borrower. Condition retained.; Material Finding | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Audit will be ordering our own AVM/CDA |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 11/03/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20297 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20224 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20224 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Audit needs a copy of the fraud report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20212 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20158 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The final application reflects a total monthly expense of XXX for the XXX property located at XXX and XXX for the XXX property located at XXX XXX. The file contains evidence of homeowner's insurance for both properties; however, it is missing evidence of property taxes. Please provide documentation to support the total housing expenses reflected on the final application. | Taxes | 01/26/2026 | Condition cleared as we have received evidence of the monthly tax payments. ; Borrower 1 Credit Report is not partially present. | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed The borrower has ownership interest in four XXX. The file contains tax returns; however, none are signed. Please provide signed tax returns for the following XXX: XXX and XXX | Per FHLMC XXX a signed 4506C form is acceptable in lieu of signed tax returns. The file contains a signed 4506C. | 01/26/2026 | Condition cleared as we have received the XXX that is use for this. ; Borrower 1 Tax Returns Are Signed | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing The file contains an executed Form XXX-C for XXX. However, the file is missing Form XXX-C for the following XXX: XXX. Please provide executed Form XXX-C for each XXX. | XXX 4506C's | 01/26/2026 | Condition cleared as we have received the XXX.; Borrower 1 Executed XXX-T Provided; Borrower 1 Executed 4506-T Missing | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | delivery | 11/06/2025 | Condition cleared as we have received evidence of appraisal delivery. ; Lender provided appraisal acknowledgment reflecting Borrower's receipt of appraisal XXX days prior to consummation. Condition cleared.; Evidence of appraisal delivery provided.; Materail | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | The bottom of the form indicates that this lender does not use any affiliates. This should be sufficient. ; AfBD | 11/10/2025 | Required Affiliated XXX Disclosure Documentation Provided; Lender provided a blanket Affiliated XXX disclosure; however, did not provide verification of the Affiliated XXX disclosure sent to the Borrower for the subject transaction. Condition retained.; Required Affiliated Business Disclosure Missing; Materail | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20175 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20135 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI is higher due to the taxes and insurance on the XXX | Investor acknowledges exception. ; REVISED | 12/29/2025 | ; Finding remains. Audited DTI of XXX% exceeds AUS DTI of XXX% DTI is higher due to the taxes and insurance on the XXX. The MAX DTI allowed for this loan is XXX% Lender updated the AUS and the DTI on AUS is XXX% which exceeds the max allowed of XXX% Tape data only allows XXX% DTI.; Audited DTI of XXX% exceeds AUS DTI of XXX% | 12/29/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20135 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20217 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed The 1120S and XXX returns in the file are not signed, the XXX-C provided is for company name is XXX but for XXX the company is a corporation, a signed XXX-C was not found for 1120S. Lender to provide the following: - Signed - XXX-C for XXX XXX - Signed - XXX-C for XXX. (1120S) XXX (or) - first page of each return signed by the borrower | Please see attached signed XXX forms. Per FNMA B3-XXX-XXX, a signed 4506C form is acceptable in lieu of signed tax returns. | 11/19/2025 | Cleared as we have received the XXX ; Borrower 1 Tax Returns Are Signed | 11/20/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20217 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Lender to provide the following: XXX - evidence there is no HOA assessment associated to the property XXX XXX - final executed CD, source of funds for down payment to be subtracted from borrower's verified assets, evidence there is no HOA. | XXX: Still waiting for verification of HOA \| \| XXX XXX: Please see attached. Regarding the HOA dues.. 'm forwarding the XXX print out showing no dues. I know this is normally not acceptable. However, since the property sold in XXX XXX the information is very current. Also, it's our internal process pursue HOA dues only if there is an indication the property is a XXX or a PUD. As you can see from the XXX print out, the property is in an older, established neighborhood where HOA dues are unlikely. | 11/14/2025 | Condition resolved as we have received evidence of no HOA dues and the settlement Statement for evidence of funds to close. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20217 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXX (ULI). | ULI | 11/13/2025 | Resolved as lender has supplied to missing ULI number. ; Resolved as lender has supplied to missing ULI number. ; Material ; Resolved as lender has supplied to missing ULI number. ; Material | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20217 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 11/17/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20287 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20288 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20288 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/18/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/29/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20222 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing | Title | 01/04/2026 | Lender provided title commitment. Condition cleared.; Title Document is fully Present | 01/05/2026 | D A |
| OBX2026INV20222 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | D A C |
| OBX2026INV20155 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. AVM is required and is missing. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20155 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20170 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Lenders LP reflects over XXX more debt than reflect on the 1003 and audit calculations. Please submit evidence of all debts used by lender as LP does not break this out. | LPA #XXX Total Monthly Debt XXX \| Credit report XXX \| XXX XXX \| XXX XXX \| XXX XXX \| Total XXX qualified XXX | 11/18/2025 | Condition cleared as we have received evidence of lenders liabilities, breakdown. ; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20170 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material ; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20170 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20170 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20170 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20045 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20045 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | PUD Rider is Missing | PUD Rider is Missing XXX Rider box was not checked on the mortgage doc and is not in file. | DOT with XXX Rider | 01/08/2026 | Lender provided the signed XXX rider. Condition cleared. ; Lender provided the signed XXX rider. Condition cleared. | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.53% is less than Guideline CLTV of 747% D A |
| OBX2026INV20018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of mortgage Statement for full PITI for the property at XXX XXXX. (Only hazard ins. and HOA were in file.) Missing proof of hazard insurance and HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. | Please see revised 1008 and 1003. \| - XXX XXX: Updated to show the associated lien is XXX #XXX \| - XXX XXX: Updated to show free and clear. Also updated to show accurate expenses. XXX > Property Tax: XXX/XXX = XXX \| XXX > Sch E > Insurance = XXX/XXX = XXX HOA = XXX/XXX = XXX | 11/15/2025 | Condition resolved as we have received updated information for XXX and XXX REO's, DTI has been updated and still meets DTI guidelines. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.53% is less than Guideline CLTV of 747% D A |
| OBX2026INV20018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party Fraud Report is required and is not in the file. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.53% is less than Guideline CLTV of 747% D A |
| OBX2026INV20018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 73.53% is less than Guideline CLTV of 747% D A |
| OBX2026INV20068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Duplicate finding./. |  |  | Audit reviewed Lender's response. Audit re-calculated income and debt obligations results in an audit re-calculated DTI of XXX% which is within AUS approved DTI of XXX% and tape value of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% Audit reviewed Lender's response. Audit re-calculated income and debt obligations results in an audit re-calculated DTI of XXX% which is within AUS approved DTI of XXX% and tape value of XXX%. Condition cleared.; The Total Debt to Income Ratio (Back) field: XXX is greater than XXX%. Please check the "Reviewed Monthly Liabilities (Back Debt)" card, found on the "Diligence Final Look" page for accuracy. DTI of XXX% exceeds max allowed of XXX% loan is not within XXX tolerance due to concurrent closing of property on XXX XXX Final CD was not provided to accurately determine net rental loss or gain. Please submit Final CD for XXX XXX. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI of XXX% exceeds max allowed of XXX% loan is not within XXX tolerance due to concurrent closing of property on XXX XXX Final CD was not provided to accurately determine net rental loss or gain. Please submit Final CD for XXX XXX. | XXX XXX Final CD | 11/07/2025 | Audit reviewed Lender's response. Audit re-calculated income and debt obligations results in an audit re-calculated DTI of XXX% which is within AUS approved DTI of XXX% and tape value of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Audit reviewed Lender's response. Audit re-calculated income and debt obligations results in an audit re-calculated DTI of XXX% which is within AUS approved DTI of XXX% and tape value of XXX%. Condition cleared. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20068 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20024 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20024 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide the Affiliated XXX Disclosure | AfBD | 11/05/2025 | Lender provided Affiliated XXX disclosure. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's ULI value - XXX \| We agree with audit's NMLS value - NMLS XXX \| We agree with audit's Total loan costs value - $XXX; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. | 11/05/2025 | Lender agreed with audit values. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. Additionally Audit NMLS XXX VS Lenders NMLS missing, please submit evidence of lenders NMLS or agree with audit. Additionally audits Total loan costs are XXX VS. Lenders total loan costs missing. Lender can clear this by submitting evidence of missing costs or agree with audit. ; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. Additionally Audit NMLS XXX VS Lenders NMLS missing, please submit evidence of lenders NMLS or agree with audit. | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing third party VOE prior to closing. | Please see attached; VOE Attached | 11/17/2025 | Condition cleared as we have received the VOE for the other XXX for the borrower. ; Borrower 1 3rd Party VOE Prior to Close Was Provided; Lender provided Verification of XXX for Borrower's XXX, Indus Properties; however, did not provide Verification of XXX for Borrower's other XXX, XXX-XXX and XXX-XXX. Condition retained. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Income/Employment General | Income documents provided for B1's income. Income documents provided support lenders income for #XXX. Income documents provided for #XXX does not support income calculated by lender. Documents provided support a two year average of XXX and lender calculated $XXX. Lender did not include guaranteed payments in the amount of XXX for XXX Income documents provided for income #XXX does not support lenders income of XXX documents provided supports income of (-$XXX). | I think we have the income entered backwards on the 1003, I can correct that. In the meantime, I recalculated income and came up with numbers that are different than yours. For XXX-XXX I calculated XXX using only the XXX income as it's a bit lower than XXX For XXX-XXX I calculated XXX using only the XXX income since it is lower. Added to the Indus income of XXX I calculate total income of XXX which is higher than the qualifying income.. | 11/17/2025 | Condition resolved as the income is the same, no change to DTI. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. MISSING MORTGAGE Statements for primary and existing REO documenting total PITIA used to qualify the borrower. | XXX \| XXX #XXX \| P&I from credit report. Taxes, insurance, HOA attached. \| \| XXX : Final CD Attached | 11/06/2025 | Lender provided final CD for XXX verifying PITIA and taxes, insurance and LOE for no HOA for property XXX. PI was verified on credit report. Condition cleared.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's ULI Value: XXX \| We agree with audit's NMLS value: XXX | 11/10/2025 | Lender agreed with audit value for ULI and NMLS. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. Additionally, audit NMLS XXX VS lenders NMLS missing. please submit evidence of the missing lenders NMLS. ; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third valuation product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI exceeds AUS due to AUS being run based on the XXX account and the XXX account being paid off prior to close. There is no documentation that the XXX account was paid. As to XXX. There is a billing Statement in file showing a monthly payment of XXX this along with the XXX payment of XXX per month account for the increase in dI. LP needs to be resubmitted. | Corrected AUS, XXX | 11/21/2025 | XXXX Approved Exception. Condition downgraded to B.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Lender provided updated XXX and AUS approving DTI of XXX% Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%; however, both the audit DTI of XXX% and the updated AUS approved DTI of XXX% exceed client overlay maximum of XXX% Condition retained.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Lender provided updated XXX and AUS approving DTI of XXX% Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%; however, both the audit DTI of XXX% and the updated AUS approved DTI of XXX% exceed client overlay maximum of XXX% Condition retained.; Lender provided updated 1003, XXX and AUS approving DTI of XXX% Audit DTI of XXX% is within tolerance of the AUS approved DTI of XXX% Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Lender provided updated XXX and AUS approving DTI of XXX% Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%; however, both the audit DTI of XXX% and the updated AUS approved DTI of XXX% exceed client overlay maximum of XXX% Condition retained. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and proof of delivery or a Valid COC. The XXX% tolerance violation is due to the increase of the Tax Service Fee and Transfer Taxes. The Initial LE dated XX/XX/XXXX has the Tax Service Fee as XXX and Transfer Taxes as $XXX. The increase for the Tax Service from XXX to XXX and Transfer Taxes from $ XXX to XXX happened on the revised LE dated XX/XX/XXXX without a valid COC. Please provide a valid COC or cure package. | COC | 11/24/2025 | Lender provided valid COC for increase in transfer taxes and Tax Service Fee, which was due to a XXX increase. Condition cleared. | 11/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/16/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | AfBD | 11/24/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Findings | 11/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing There is no verification of Borrower's self employment with Capital Appraisals, LLC in file. There are CPA letters but they relate to a separate corporation. | VOE previously provided | 11/06/2025 | Condition resolved as we have received the VOE form lender. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The 1003 reflects rental income of XXX per month for the XXX property locates at XXX. This income is not documented in the file. LP requires that rental income be documented. | Supporting documentation previously provided | 11/06/2025 | Condition resolved as we have received evidence of the rental income for XXX. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20089 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/20/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Tape, non material, B grade. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20096 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20056 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20056 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Cure - Provide evidence consumer received a copy of the appraisal XXX days prior to consummation XX/XX/XXXX. | apprl | 11/12/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20063 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20074 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20074 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% The AUS is approved at XXX% DTI as well as the audit but the max DTI per guidelines is XXX% Tape data and XXX reflect a DTI of XXX%. Please verify the actual final AUS and DTI and all supporting income or debt documents included. |  |  | Audited DTI of % is less than or equal to AUS DTI of XXX% | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20074 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation for the missing ULI. | ULI | 11/10/2025 | ULI provided - condition cleared; ULI provided - condition cleared; Material Finding; ULI provided - condition cleared; Material Finding | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20074 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20111 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 40% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 40% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% AUS approved at XXX% audit calculated XXX% and max per guidelines is XXXValidated all debts with documents provided. XXX was not provided int the file to see what the lender used to qualify the borrower. | Please see the attached DU #XXX and matching XXX The approved DTI is XXX% and your DTI is XXX% which is a difference of XXX% so we are within tolerance. ; DU #XXX; Please see the XXX and income worksheet attached. Please provide some additional details so I know where to focus my review. Thanks! | 11/19/2025 | XXXX Approved Exception. Condition downgraded to B.; Audit reviewed Lenders response, however; Client overlay is MAX DTI of XXX% Audit DTI is XXX%. Tape data DTI is XXX% AUS DTI is XXX. XXXX To Approve. Condition remains.; Audited DTI of XXX% exceeds AUS DTI of XXX%; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Finding remains. The discrepancy is in the total debt obligations. Audit total income of XXX matches Lenders income. Audit total debt of XXX / XXX total income = XXX%. Seems the variance is lender did not use the full monthly rental debt from Borrower XXX of of XXX monthly. ; Lender provided the XXX; however, it does not match the AUS in file. The XXX reflects the DU was used in final qualification. It appears the most recent AUS / DU is not in the loan file. Please provide most current AUS / DU to verify final income and debt calculated by Lender. The discrepancy is in the total debt obligations. Audit total income of XXX matches Lenders income. Audit total debt of XXX / XXX total income = XXX%. Condition retained. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% |  |  | Duplicate - Rescind | 11/20/2025 | D B A C |
| OBX2026INV20044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing third party valuation product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 11/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Borrower 2 Credit Report is Missing | Borrower 2 Credit Report is Missing. Missing B2 credit report. | XXX Credit Report | 11/05/2025 | Lender provided updated credit report that included Borrower 1 and Borrower 2 jointly. Condition cleared.; Borrower 2 Credit Report is not missing. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's ULI value: XXX \| We agree with audit's NMLS value: XXX | 11/10/2025 | Lender agreed with audit values for ULI and NMLS. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. Additionally, Audit NMLS is XXX VS lender value missing. Please send evidence of lenders NMLS or agree with audit. ; XXXX discrepancy noted: Audit ULI XXX vs Lender ULI missing, Lender may clear finding by providing documentation for the missing ULI. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20110 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing documentation supporting B1 REO (XXX XXX) payment for the amount of $XXX. Documents provided support a housing payment in the amount of XXX lender used a total housing payment of $XXX. | XXX expenses | 11/12/2025 | Lender provided taxes, hoi and HOA fees for XXX. The mortgage Statement in file verifies PI. Condition cleared. | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20110 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20094 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided The number of financed properties reported to the AUS is XXX however the Borrower owns XXX financed properties. A resubmission is required. | Revised AUS | 11/19/2025 | Lender provided updated AUS. Condition cleared.; AUS is not incomplete | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20094 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20094 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20117 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20117 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20124 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20128 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts Please provide an updated Fraud Report with cleared alerts. | B2 is a previous owner; We do not have visibility to the fraud reports you order. Provide additional details for what needs to be addressed. | 11/13/2025 | All Fraud Report Alerts have been cleared or None Exist; Audit reviewed Lenders response, however; please provide documentation Borrower 2 has no interest in XXX XXX, XXX XXX (If has interest please include in DTI and provide updated XXX/1003/AUS). Additional conditions may apply | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20128 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Compliance | Initial Loan Estimate Delivery Date Test (from application) | This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (12 CFR §1026.19(e)(1)(iii)(A) he initial loan estimate delivery date is later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor or broker receives the consumer's written application herefore, if additional disclosures are entered into XXXX, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be XXX regardless of the actual values on the disclosure his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(1)(iii)(A) (initial loan estimate disclosure three XXX days after application). This test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings XXX days profile page such that a day is marked as both open and closed, XXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its XXX functions. If this is not the appropriate result, you must revise your settings to remove the conflict he creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate form) not later than the third XXX day after the creditor receives the consumer's application. Provide the ILE dated within XXX days of application XX/XX/XXXX to complete TRID testing. | LE - eConsent | 11/14/2025 | Lender provided initial LE. Condition cleared.; Lender provided initial LE. Condition cleared.; Lender provided initial LE. Condition cleared.; Lender provided initial LE. Condition cleared. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20128 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX%^tolerance violation in the amount of XXX is for all fees in Section C and E, which is due to the ILE not issued within XXX days from application XX/XX/XXXX. The ILE is required to set the baseline and complete testing. | Cure docs | 11/14/2025 | Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined XXX% fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined XXX% fees are within tolerance. Condition cleared. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20128 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/17/2025 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is for all fees in Section A and B which is due to the ILE not issued within XXX days from application XX/XX/XXXX. The ILE is required to set the baseline and complete testing. | Cure docs | 11/14/2025 | Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; Lender provided initial LE. Audit re-ran compliance and has determined fees are within tolerance. Condition cleared.; This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20128 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation. The email provided on page XXX was sent to XXXX who is not our borrower. Need confirmation the report was sent to our borrower and when to confirming timing requirements were met. | Appraisal delivery | 11/06/2025 | Lender provided Appraisal Delivery documentation. Condition cleared.; Evidence of appraisal delivery provided.; Material Findings | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20128 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/27/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 11/13/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. ; Lender provided valid ULI of XXX. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI missing. Lender may clear finding by providing documentation to support their value. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20102 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20218 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20218 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20238 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. | XXXX received - no level XXX discrepancies - condition cleared | 10/30/2025 | XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20238 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20298 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Tape, B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted |  | We agree with the Audit ULI XXX and Audit NMLS XXX | 01/12/2026 | Lender agrees with audit findings. Condition cleared. ; Lender agrees with audit findings. Condition cleared. ; XXXX discrepancy noted: Audit ULI XXX vs Lender value missing, also Audit NMLS is XXX VS. Lender value missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; Material Finding; Material Finding; XXXX discrepancy noted: Audit ULI XXX vs Lender value missing, also Audit NMLS is XXX VS. Lender value missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing Compliance to review | This is a XXX transaction of an XXX property with XXX% points & fees. The XXX Affidavit is acceptable | 11/13/2025 | Rescinded as this is not required.; XXX Purpose Affidavit/Disclosure Provided | 11/17/2025 | D A C |
| OBX2026INV20028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Please provide Mortgage Statement for property located at XXX (HOI shows lender in XXX) and verification of property taxes. | XXX XXX | 11/13/2025 | Resolved as we have received evidence of the full PITI. | 11/17/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending Reivew |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/10/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Reports are required. Please upload to the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Unable to retrieve a score due to XX/XX/XXXX unit property, will require an AVM to be uploaded to the file. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20173 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing | Please review uploaded. | 01/12/2026 | Title Document is fully Present | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20173 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20260 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing Provide Title Document | please review uploaded. | 01/12/2026 | Lender provided a copy of the title for the subject property. Condition cleared. ; Title Document is fully Present | 01/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20260 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20260 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Borrower 2 Credit Report is Incomplete | Borrower 2 Credit Report is Partially Present. Missing evidence that Borrower 2 three consumer accounts that were omitted from liabilities were paid off : XXX card XXX, XXX XXX and XXX | I acknowledge the reviewer's comments. However, if these liabilities are added back the DTI is XXX% which is within tolerance. | 11/14/2025 | Condition cleared as we have received evidence of the XXX debts now being included.; Borrower 2 Credit Report is not partially present.; Borrower 2 Credit Report is Partially Present. | 11/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | Missing evidence borrowers received the initial CD dated XX/XX/XXXX at least XXX days prior to loan consummation dated, XX/XX/XXXX. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. | ICD receipt | 11/10/2025 | Condition resolved as we have received evidence borrower viewed the initial CD XXX days prior to consummation. ; Condition resolved as we have received evidence borrower viewed the initial CD XXX days prior to consummation. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit Cash out other purpose vs Lender XXX missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | We agree with audit's purpose of Cash out refi | 11/10/2025 | Condition resolved as lender and agrees with Audit. ; Condition resolved as lender and agrees with Audit. ; Condition resolved as lender and agrees with Audit. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20189 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20184 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20184 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX: Missing documentation to support XXX monthly for Taxes, insurance and HOA. Audit used amounts from schedule E for T & I, but they significantly less than the amount used by the lender. XXX: Missing documentation to support XXX monthly HOA. Missing documentation to support omission of XXX XXX Payment. | XXX: Per your previous comments you already cleared that one. But, I've attached the cure docs again. \| \| XXX XXX: Attached again. \| \| As for the XXX, I don't need to support omission. It can be added back to liabilities and the DTI will be within tolerance. \| \| If the verified numbers are a bit higher than the qualified numbers, it's still acceptable if it's within XXX% tolerance. ; XXX: Please see attached HOI, Taxes and HOA. Total expenses XXX qualified $XXX. If the difference of XXX is added to liabilities the DTI is still within tolerance. \| XXX: If XXX payment is added to liabilities the DTI is still within tolerance.; XXX: I'm still working on this one \| \| XXX: Please see attached taxes and HOI totaling $XXX. There is no HOA. \| \| XXX: Non-material. If added to liabilities adjusted DTI is XXX% which is within tolerance. | 11/18/2025 | Lender provided verification of taxes, insurance and HOA for XXX Ravens XXX and, the schedule E confirms there are no HOA fees on property XXX. The Lender did not provide verification of the omission of the XXX with balance of XXX and balance of $XXX; however, audit confirmed the DTI when including the payments results in an audit DTI of XXX% which is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Borrower 1 Credit Report is not partially present.; Finding remains as we did not received the requestion documents for specific properties being questioned. Please provide documentation to support XXX monthly for Taxes, insurance for property XXX, HOA for XXX and documentation to support omission of XXX XXX XXX Payment. Condition retained. We received documentation for other properties or information we already had. We did received evidence of HOA dues at. ; Lender provided HOI and property detail report verifying monthly taxes for XXX. Please provide documentation to support XXX monthly for Taxes, insurance and HOA for property XXX, HOA for XXX and documentation to support omission of XXX XXX XXX XXX Payment. Condition retained. | 11/20/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20184 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing A Title Commitment was not found in the file, Lender to provide complete Title Commitment and Chain of Title. | Title | 01/04/2026 | Lender provided title commitment. Condition cleared.; Title Document is fully Present | 01/05/2026 | D A |
| OBX2026INV20182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Missing Property Tax Cert | Missing Property Tax Cert Evidence of estimated taxes for the subject property was not found in the file, Lender to provide. | Taxes | 11/14/2025 | Property Tax Cert Provided | 01/05/2026 | D A C |
| OBX2026INV20182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide the following: XXX - Provide a copy of HOA assessment that identifies the XXX and includes amount and frequency XXX - Provide a copy of HOA assessment that identifies the XXX and includes amount and frequency XXX - Provide a copy of the current tax bill XXX - Provide a copy of the Final CD verifying the loan terms | XXX and XXX: HOA taken from Schedule E \| XXX: Taxes taken from Schedule E \| XXX: please see final CD attached | 11/14/2025 | Condition cleared as we have received evidence of the HOA dues and taxes from lender. | 11/18/2025 | D A |
| OBX2026INV20182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | D A C |
| OBX2026INV20182 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Guidelines require a Third Party Fraud Report, Lender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | D A |
| OBX2026INV20215 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20181 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing | Title | 01/04/2026 | Lender provided title commitment. Condition cleared.; Title Document is fully Present | 01/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20181 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The PITIA for XXX XXXX (concurrent closing) is not documented in the file | XXX Final CD | 11/14/2025 | Resolved as we have received the final CD for the XXX property. | 11/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20181 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20181 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20177 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20177 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Reports are required, please upload to the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20177 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20012 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing File is missing a signed offer letter for Borrower 2 with XXX. Additional conditions may apply. | VOE | 10/28/2025 | Lender provided VOE. Condition cleared.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 10/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20012 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 10/28/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20012 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 10/24/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20245 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20245 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order AVM. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20262 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit total loan costs XXX vs Lender value XXX Lender may clear finding by agreeing with Audit's value or provide documentation to support their value | total loan costs $XXX. Please review the PCCD | 11/25/2025 | Lender provided PCCD supporting Lender's value of XXX for Total Loan Costs. Condition cleared.; Material Finding | 12/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20262 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 12/02/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20262 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20262 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Data Tape, Non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20162 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Acknowledged |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20149 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20250 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20250 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20250 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. NA |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20202 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/22/2025 | Resolved | XXX | Credit | Missing letter of explanation | Unable to locate rent free letter | Rent Free Letter | 11/19/2025 | Resolved as we have received the LOX from the lender for living rent free. | 11/20/2025 | D A |
| OBX2026INV20202 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 10/30/2025 | D A C |
| OBX2026INV20257 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20257 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Compliance | Settlement Cost Booklet has not been entered | Settlement Cost Booklet has not been entered | "settlement cost booklet" is the old name for the "home loan toolkit". The toolkit replaced the settlement cost booklet in XXX to be used with the new Loan Estimate and Closing Disclosure forms required by the CFPB's TRID rule. | 11/06/2025 | Lender provided disclosure tracker verifying the Home Loan Toolkit was provide to Borrower with initial disclosures. Condition cleared.; Lender provided disclosure tracker verifying the Home Loan Toolkit was provide to Borrower with initial disclosures. Condition cleared.; Material Finding; Lender provided disclosure tracker verifying the Home Loan Toolkit was provide to Borrower with initial disclosures. Condition cleared.; Material Finding | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20257 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Audit re-reviewed, condition rescinded.; Audit re-reviewed, condition rescinded.; Material Finding | 01/09/2026 | C A |
| OBX2026INV20274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | Cleared as we have received evidence of no affiliates for lender. ; XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 01/09/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. | Appraisal Delivery | 12/02/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared.; Evidence of appraisal delivery provided.; Material | 12/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide Affiliated XXX Disclosure within XXX days of application date XX/XX/XXXX or provide confirmation the lender has no affiliates. | Affiliated XXX Disclosure | 11/16/2025 | Condition cleared as we have received evidence of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 12/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20274 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase in title fees from Initial LE to Final CD. Fees were testing as XXX% tolerance due to missing Service provider list. Providing SPL may cure the exceptions, additional testing will be completed once received. | SPL | 11/16/2025 | Condition resolved as we have received the missing WLSP from the lender. ; Condition resolved as we have received the missing WLSP from the lender. | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20219 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20225 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | AfBD | 11/07/2025 | Lender provided Affiliated XXX disclosure. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20225 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | apprsl | 11/06/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material Finding | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20225 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20225 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted |  |  |  | Audit re-reviewed, condition cleared (rescinded).; Material Finding; Material Finding; Material Finding; Audit re-reviewed, condition cleared (rescinded).; Material Finding; Material; Material Finding; Material; Material Finding; Material Finding; Audit re-reviewed, condition cleared (rescinded).; Material Finding; Material; Material Finding; Material; Audit re-reviewed, condition cleared (rescinded).; Material Finding; Material; Material Finding; Material; Audit re-reviewed, condition cleared (rescinded).; Material Finding; Material; Material Finding; Material | 01/09/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | AfBD | 11/24/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20267 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing The Title Document for the Subject Property is missing from the loan file. | Title | 01/04/2026 | Lender provided title commitment. Condition cleared.; Title Document is fully Present | 01/05/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Missing Property Tax Cert | Missing Property Tax Cert Property Tax Cert for the Subject Property is missing from the loan file. The Tax Cert on page XXX is for the XXX: XXX. The lender should provide the Subject Property Tax Cert for audit verification. | Please see attached | 11/14/2025 | Cleared as we have received the tax cert. ; Property Tax Cert Provided | 01/05/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Condominium Project is Non-Warrantable | When the subject XXX is a (XXX) and the XXX is Agency (DU) the XXX Project: (No), in all circumstances, must be warrantable. | Please see attached FNMA announcement XXX-XXX which outlines the acceptable warranty documentation based on review type. We have obtained all required documentation required for a Limited Review to support warrantability. \| \| XXX which indicates the warranty type \| - HOA Questionnaire \| - Master policy and HO-6 \| | 11/18/2025 | Lender provided XXX verifying Limited Review - Established XXX Project, HOA questionnaire, and insurance, which meets AUS and FNMA requirements. Condition cleared.; The XXX Project is warrantable. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Rescinded | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) | The DU cert is not requiring XXX months reserves. It is indicating that the "Excess Available Assets, not required to be verified by DU" equate to XXX months. The only required reserves are $XXX. | 11/14/2025 | Rescinded as file has sufficient reserves. ; Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 11/18/2025 | D A |
| OBX2026INV20246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Missing HO-6 Master Insurance Policy | Please see attached | 11/14/2025 | Condition cleared as we have received the missing hazard information. ; HO-6 Master Insurance Policy is fully present | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HO-6 Insurance Policy is Missing | HO-6 Insurance Policy is Missing HO-6 Insurance Policy is Missing | Please see attached | 11/14/2025 | Condition cleared as we have received the missing hazard information. ; HO-6 Insurance Policy is fully present | 11/18/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20246 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is completely missing from the loan file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20136 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Acknowledged |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | C A |
| OBX2026INV20255 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20255 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20164 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20283 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20283 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/23/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20197 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20232 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Please review the uploaded XXX Report that shows the ULI of XXX | 11/25/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their value. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20232 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20153 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20192 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing Prelim missing | Title \| | 01/04/2026 | Lender provided title commitment. Condition cleared.; Title Document is fully Present | 01/05/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Asset Documents are Incomplete | Asset Documents are Incomplete; Provide bank Statement for XXX account #XXX with balance of XXX and XXX #XXX with a balance of XXX as indicated by 1003 and final AUS | Revised XXX 1003 and AUS along with supporting Statements. | 12/05/2025 | Lender provided asset documentation, updated 1003 and AUS correcting the assets. Condition cleared. | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Missing final HUD-1 from sale of non-subject property | copy of final certified CD for sale of REO- XXX XXX | Upon further review you are correct...XXX XXX was not sold, it was XXX. The property was owned by XXX which is co-owned by the borrower. On XX/XX/XXXX it was XXX by another XXX owner, XXX. From Underwriting: This should not be on the VOM at all - borrower is not XXX liable. The CD would have been needed to source the applicable large deposit. As soon as the property left the borrower's name on XX/XX/XXXX no PITIA would be required, since it's owned by the XXX and the CD confirms that our applicant was not a borrower for that mortgage. All potential liabilities/cashflow would be tied to the XXX, not the borrower.; XXX XXX | 12/01/2025 | Lender provided property detail report for XXX XXX reflecting property is in XXX name, which Borrower is XXX% owner of. The property was XXX for the XXX, requiring Borrower to sign the CD as a co-applicant for the XXX. The PITIA for the property is owned by XXX; therefore, property is not included in total debt obligations. Condition cleared.; Lender provided a CD for property XXX XXX; however, it appears the property was XXX and not sold. Please provide updated 1003, XXX and AUS to include the new PITIA for the property. Page XXX and XXX of the CD reflects the Borrower as a Co-Borrower on the XXX. Condition retained. | 12/02/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to the addition of the Broker fee to the CD issued XX/XX/XXXX without a valid reason. | COC | 11/10/2025 | Condition cleared as we have received the valid COC for the fee changes in section A. ; Condition cleared as we have received the valid COC for the fee changes in section A. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). File missing RCE from insurance company | RCE | 11/10/2025 | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20270 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20249 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | Please see attached to explain the XXX income.; Rebuttal | 12/04/2025 | Lender provided explanation of rental income on Borrower's primary XXX unit property with address of XXX XXX of XXX per month, which is supported by schedule E and meets XXX Selling Guide requirements. Audit recalculated income and debt obligations resulting in an audit re-calculated DTI of XXX% which is within tolerance of the AUS approved DTI of XXX% Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audit reviewed Lender's response and has determined the Lease agreements are in file for the subject XXX units, which can be used in qualification. Please provide clarification of the additional XXX income reflected on the 1003 as income from the XXX and provide documentation for the omission of the XXX debt with a balance of XXX and payment of XXX per the AUS bullet point XXX. The 1003 REO section reflects the XXX as the subject address, indicating additional rental income of XXX was used in qualification for the subject property. Audit is unable to determine how Lender calculated that additional income. Condition retained. | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20249 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product not provided. |  |  | Third party valuation product provided within tolerance. | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20249 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20249 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20140 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score is XXX as verified off the SSR Report on page XXX |  |  | Third party valuation product provided within tolerance. | 11/25/2025 | C A |
| OBX2026INV20140 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Acknowledged |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | C A |
| OBX2026INV20054 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20054 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20195 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing Audit needs a copy of a standard ALTA commitment issued by a title insurer | Title | 01/04/2026 | Lender provided title commitment. Condition cleared. ; Title Document is fully Present | 01/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20195 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20195 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20195 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The appraisal is missing from the loan file |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20195 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Tape. Downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20171 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20281 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20281 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 10/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20281 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW on Tape. Downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20160 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX | 11/26/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their ULI. | 12/01/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20160 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending Review |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 12/01/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20160 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is required per guidelines. Please upload to the file |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20244 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20241 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20241 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No CU score or AVM |  |  | Third party valuation product provided within tolerance. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20228 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20186 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree, city is XXX and reflected correct on all the legal documents. | 11/26/2025 | Lender agreed with audit values. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ity XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20186 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20211 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20134 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20134 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Condo Rider is Missing | XXX Rider is Missing The appraisal States the XXX as XXX and the appraisal is on form XXX Audit needs an explanation of the XXX | XXX Rider | 01/08/2026 | Lender provided the signed XXX Rider. Condition cleared. ; Lender provided the signed XXX Rider. Condition cleared. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation. The appraisal acknowledgment disclosure does not specify if the borrower waived the timing requirements or if the appraisal was received the minimum XXX days prior to consummation. | Appraisal Delivery | 01/02/2026 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 01/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XX/XX/XXXX. The e-consent provided was dated XX/XX/XXXX | Consent | 12/03/2025 | Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared.; Evidence of eConsent is provided. Lender provided verification of Borrower's eConsent. Condition cleared. ; Material | 01/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX or evidence Futuremortgage om has no affiliates. | AfBD | 12/03/2025 | Required Affiliated XXX Disclosure Documentation Provided Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided Lender provided attestation of no affiliates. Condition cleared. ; Material | 01/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their value. | ULI | 11/16/2025 | Condition resolved as we have received lenders ULI number. ; Condition resolved as we have received lenders ULI number. ; Material Finding; Condition resolved as we have received lenders ULI number. ; Material Finding | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | Condition cleared as we have received the ULI number.; XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20295 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. 1003 shows three liabilities as a result of the Undisclosed debt monitoring. Actual UDM report not provided in file. | Please see page XXX which reflects the three accounts in question.; Fraud Guard | 12/11/2025 | Lender provided Documentation verifying balances. Condition cleared.; Borrower 1 Credit Report is not partially present.; Lender provided the fraud report; however, did not provide the credit update reflecting the XXX additional accounts from the UDM to verify balances and monthly payments on all XXX accounts. Condition retained. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Property Inspection Waiver or Appraisal Waiver used as origination valuation product is not allowed by client overlays. |  |  | XXXX approved Grade B - Condition Acknowledged; Material | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXXX | 11/16/2025 | Resolved as we have received lenders ULI number. ; Resolved as we have received lenders ULI number. ; Material Finding; XXXX discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their value. ; XXXX discrepancy noted: Audit ULI missing vs Lender value (column C), Lender may clear finding by providing documentation to support their value. ; Resolved as we have received lenders ULI number. ; Material Finding; XXXX discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their value. ; XXXX discrepancy noted: Audit ULI missing vs Lender value (column C), Lender may clear finding by providing documentation to support their value. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | AfBCD | 11/16/2025 | Cleared as we have received lenders attestation of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20263 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20216 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX | 12/02/2025 | Lender provided snippet of Lender's Work Dash Board verifying valid ULI of XXX. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI missing) vs Lender value XXX, Lender may clear finding by providing documentation to support their value. | 12/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20230 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 12/03/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20269 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Rescinded | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of monthly HOA Dues in the amount of XXX for properties located at XXX E Aqua Vista. Please upload documentation to support these monthly HOA Dues | REO | 11/18/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded. | 11/20/2025 | C A |
| OBX2026INV20269 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending Reaview |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20220 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Rescinded | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing Co borrower VOE, cannot accept self prepared VOE. | Per FHLMC XXX the XXX day pre-closing verification can be completed using a paystub dated within XXX days prior to the XXX. The file contains a paystub for XXX period ending XX/XX/XXXX. | 11/18/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 11/20/2025 | C A |
| OBX2026INV20220 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20137 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20147 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/21/2025 | Resolved | XXX | Compliance | Dual Broker Compensation Test | This loan failed the Dual Broker Compensation Test. (12 CFR §1026.36(d)(2))This loan has borrower paid broker compensation of XXX and broker compensation paid by another party of $XXX his loan contains compensation to the broker from both the borrower and lender for loan origination activities. If any loan Originator receives compensation directly from a consumer in a consumer credit transaction secured by a dwelling, no loan Originator shall receive compensation, directly or indirectly, from any other person other than the consumer in connection with the transaction for loan origination activities. | Post CD | 12/29/2025 | Condition cleared as we have received corrected CD verifying only XXX broker fee charged. ; Condition cleared as we have received corrected CD verifying only XXX broker fee charged. | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. AUS in file indicates PIW versus Tape Data does not. XXXX to approve. |  |  | XXXX approved Grade B - Condition Acknowledged; Material Finding | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No Appraisal Present |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 11/25/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX or evidence XXX has no affiliates. | AfBD | 11/06/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Acknowledged |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20293 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required: Provide evidence borrower's received appraisal | Evidence | 11/21/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX score is a XX/XX/XXXX which is above the the XX/XX/XXXX score max. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20279 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20208 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20139 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | Missing Credit Report Supplement | Missing the mortgage history for XXX XXXX XXX pmt XXX | Revised AUS DTI XXX%; the AUS is not reflecting the information indicated on his Rental Income Worksheet, which itself reflects information gathered from Schedule E of the borrower's XXX tax returns. The information is specific to the borrower's XXX rental property, which is resulting in the XXX loss. \| \| Before the client re-runs the AUS - please advise if you agree with the calculations ; Per UW owned was checked off erroneously - borrower rents the property ; Client re-ran the AUS and removed the mortgage so AUS #XXX does not condition for a payment history. New AUS has been uploaded Client also uploaded the XXX mortgage Statement for that loan and the borrower is not responsible for the payment, nor is it on the borrowers credit report. That loan is also impounded for taxes and insurance. Included is the XXX Mortgage Statement: This loan was removed from the AUS since the borrower is not responsible | 12/10/2025 | Lender provided updated AUS reflecting approved DTI of XXX%. Audit re-calculated DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audit reviewed Lender's response and has determined the audit re-calculation of income and debt is as follows: XXX base income for Borrower 1, XXX base income for Borrower 2 = total income of $XXX. Liabilities include negative rental income of XXX for XXX, negative rental income of XXX for property XXX, Subject PITIA of XXX liabilities of XXX rental expense of XXX for total debt obligations of $XXX. Total debt of XXX / XXX results in an audit re-calculated DTI XXX%. The updated AUS provided reflects an approved DTI of XXX%. Please provide an updated AUS reflecting approved DTI of XXX%. Condition retained.; Lender provided 1st page to an updated 1003 reflecting Borrower rents current XXX and provided updated AUS. The AUS reflects an additional XXX in negative rental income. Please provide documentation verifying the additional XXX in negative rental income. Condition retained.; Lender provided updated AUS removing the debt for property XXX; however, the 1003 reflects Borrower owns property and the bank Statements reflect monthly payment being made to the owner of record of property. Please provide explanation for property as all documentation in file reflects that address as Borrower's XXX and mailing address. Audit is unable to determine if Borrower is renting that property or owns that property. If Borrower is renting please provide updated 1003 reflecting correct information for property. Audit calculation remains with PITIA included in total debt obligations as Borrower is paying the mortgage on property per the bank Statements in file. Condition retained. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20139 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20254 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20254 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20157 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20259 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20076 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20106 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20106 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/05/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20066 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CDA |  |  | Third party valuation product provided within tolerance. | 11/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20066 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20118 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Client overlay max DTI of XXX% Data Tape DTI is XXX%. Approved AUS in file DTI is XXX%. Audit DTI is XXX% XXXX to approve. |  |  | XXXX Approved Exception. Condition downgraded to B.; Audited DTI of XXX% exceeds Guideline DTI of XXX% Client overlay max DTI of XXX% Data Tape DTI is XXX%. Approved AUS in file DTI is XXX%. Audit DTI is XXX% XXXX to approve. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20118 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX. Please review the uploaded doc. | 11/26/2025 | Lender provided snippet of XXX verifying valid ULI of XXX. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit ULI missing vs Lender value XXX, Lender may clear finding by providing documentation to support their value. | 12/01/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 12/01/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20296 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20199 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/07/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree with Audit's value NMLS XXX ULI XXX | 12/02/2025 | Lender agreed with audit value for ULI and NMLS. Condition cleared.; Lender agreed with audit value for ULI and NMLS. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; XXXX discrepancy noted: Audit ULI XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Lender agreed with audit value for ULI and NMLS. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit NMLS XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; XXXX discrepancy noted: Audit ULI XXX vs Lender value missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 12/03/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20199 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 12/03/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20199 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided AUS with submission #XXX dated XX/XX/XXXX is incomplete. Upon receipt of the complete copy of AUS the Employment, income and asset documentation requirement will be subject to re-review. | AUS | 11/10/2025 | Lender provided AUS. Condition cleared.; AUS is not incomplete | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20199 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20095 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Missing Credit Report Supplement | The borrower recently took out a loan with XXX, a loan disbursement document is in the file but evidence of monthly payment was not found in the file. Lender to provide evidence of the loan terms and update the DTI if needed. | HELOC | 12/02/2025 | Lender provided Deed of Trust and Open-End Home Equity Credit Agreement for the debt with XXX. Condition cleared. | 12/03/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20095 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Rescinded | XXX | Credit | Asset 4 Does Not Meet Guideline Requirements | Asset 4 Does Not Meet Guideline Requirements Bank Statements for the following XXX accounts appearing on the 1003 where not found in the file, Lender to provide copies: - Checking account XXX - Checking account XXX - Savings XXX | Invalid - Those accounts were not needed to cover cash to close | 11/17/2025 | Condition rescinded as accounts were not required. ; Asset 4 Meets Guideline Requirements Or Not Applicable; Asset 4 Does Not Meet Guideline Requirements | 11/18/2025 | D A |
| OBX2026INV20095 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Rescinded | XXX | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. Statement dated XX/XX/XXXX from XXX account ending in XXX indicates a balance of XXX and does not match 1003 balance of XXX If Statements were updated Lender to provide a copy. | This finding/request does not make sense. See XX/XX/XXXX Statement shows XXX balance and XX/XX/XXXX Statement shows XXX | 11/17/2025 | Rescinded as this is not a violation. ; Asset Record XXX Meets G/L Requirements | 11/18/2025 | D A |
| OBX2026INV20095 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20266 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Auditor agreed with the XXX income totals used by the lender. Total income provided for the pension was XXX monthly where as the lender used XXX on their Final 1003, XXX & DU. Program max DTI is XXX% | Invalid - borrower collects XXX pensions - these were already provided | 11/25/2025 | Lender provided retirement Statement verifying Borrower received XXX levels of retirement employer, which is a base retirement and additional supplemental retirement supporting total retirement income of $XXX. Audit re-calculated income results in an audit re-calculated DTI of XXX% which is within tolerance of the AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/01/2025 | C A |
| OBX2026INV20266 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/10/2025 | C A |
| OBX2026INV20141 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure | AfBD | 11/13/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/17/2025 | D A B |
| OBX2026INV20105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | D A C B |
| OBX2026INV20105 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | D A B |
| OBX2026INV20112 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% |  |  | Tape DTI above approved XXX% Condition cleared.; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20112 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20282 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete Missing page XXX of the DOT. | DOT | 12/26/2025 | Resolved as we have received the complete TRUST documents. ; The Deed of Trust is Present and Complete | 01/26/2026 | D A |
| OBX2026INV20282 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 01/09/2026 | Lender provided the ULI XXX. Condition cleared. ; Lender provided the ULI XXX. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders ULI number, Lender may clear finding by providing documentation to support their value. | 01/13/2026 | D A B |
| OBX2026INV20282 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | D A C |
| OBX2026INV20193 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20166 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20166 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20154 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20154 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20154 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20169 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 01/09/2026 | Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared. ; Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders ULI number, Lender may clear finding by providing documentation to support their value. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20169 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20169 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20169 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20286 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/15/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. PIW approved per lenders Data Tape, non material B grade. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance.; | 02/27/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20286 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Value (LP approved value & approved PIW) | 01/09/2026 | Value (LP approved value & approved PIW). Condition cleared.; Value (LP approved value & approved PIW). Condition cleared.; Material; XXXX discrepancy noted: Missing evidence of lenders property value / sales price, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20286 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | Value (LP approved value & approved PIW). Condition cleared.; XXXX Data Tape Provided. | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20286 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/15/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approver per lenders Data Tape, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXX | 12/30/2025 | Condition resolved as we have received lender ULI. ; Material; XXXX discrepancy noted: Missing lenders ULI number, Lender may clear finding by providing documentation to support their value. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX Provide most recent bank/Asset Statements to verify reserves $XXX. | Invalid XXX verified and XXX required | 12/30/2025 | Condition resolved as we have received evidence of the XXX assets. ; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20227 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% DTI calculated does not include the primary res payment of XXX. It was added to the primary payment box. \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% DTI calculated does not include the primary res payment of XXX. It was added to the primary payment box. \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20209 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% DTI calculated does not include the primary res payment of XXX. It was added to the primary payment box. \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20122 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20278 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20278 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20300 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20300 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/15/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20251 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Missing lenders ULI number, ALSO missing lenders NMLS ID, Lender may clear finding by providing documentation to support their value. | Invalid ask - NMLS is on the Final CD provided - ULI is on the Final 1003 provided | 01/09/2026 | Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared. ; Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared. ; Material | 01/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20251 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20251 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing Provide Title Document | Title | 01/04/2026 | Lender provided Title Commitment. Condition cleared.; Title Document is fully Present | 01/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20168 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20285 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/12/2025 | Resolved | XXX | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing from the file Initial Escrow Account Disclosure is Missing from the file | Provided in original submission | 12/29/2025 | Cleared as we have received the missing IEAD from lender. ; Initial Escrow Account Disclosure is Resolved | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20285 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20187 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20187 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20205 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20205 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20205 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party Fraud report missing, please upload to the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20214 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product AVM - CU Score is greater than XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20214 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Rescinded | XXX | Credit | Borrower 1 Paystubs Less Than 1 Month Provided | Borrower 1 Paystubs Less Than XXX Month Provided Meets Guidelines | Invalid - per LP a YTD paystub documenting YTD earning and W2 required and that is what we provided - clear the exception | 11/25/2025 | Borrower 1 Paystubs Less Than XXX Month Provided Condition Resolved Audit reviewed Lender's response and has determined the YTD pay stub and XXX W2 meets AUS requirements. Condition rescinded.; Borrower 1 Paystubs Less Than XXX Month Provided Condition Resolved Audit reviewed Lender's response and has determined the YTD pay stub and XXX W2 meets AUS requirements. Condition rescinded.; Borrower 1 Paystubs Less Than XXX Month Provided Condition Resolved Audit reviewed Lender's response and has determined the YTD pay stub and XXX W2 meets AUS requirements. Condition rescinded. | 12/01/2025 | C B A |
| OBX2026INV20291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX | AfBD | 11/21/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/24/2025 | C B A |
| OBX2026INV20291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). | RCE | 11/21/2025 | Lender provided replacement cost estimator reflecting replacement cost estimate of $XXX. Condition cleared.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; Document Uploaded. | 11/24/2025 | C B A |
| OBX2026INV20291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit property value XXX vs Lender value missing, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | We agree with audit's appraised value - XXX | 11/21/2025 | Lender agreed with audit value. Condition cleared.; Material Finding | 11/24/2025 | C B A |
| OBX2026INV20291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/10/2025 | C B A |
| OBX2026INV20291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | C B A |
| OBX2026INV20291 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per data tape, non material B grade. |  |  |  |  | C B A |
| OBX2026INV20084 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20084 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. | Evidence of Appraisal Delivery to Borrower; Appraisal Delivery | 11/25/2025 | Lender provided verification of Borrower's receipt of appraisal greater than XXX days prior to consummation. Condition cleared. ; Evidence of appraisal delivery provided.; The appraisal receipt date received from lender was XX/XX/XXXX which is only XXX day prior to consummation. Finding remains. ; Material | 12/01/2025 | D A B |
| OBX2026INV20151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | D A C B |
| OBX2026INV20151 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | D A B |
| OBX2026INV20190 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20188 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery | 11/18/2025 | Evidence of appraisal delivery provided.; Material | 11/20/2025 | C A B |
| OBX2026INV20188 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | C A B |
| OBX2026INV20188 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | C A B |
| OBX2026INV20235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing | Please review uploaded | 01/12/2026 | Lender provided a copy of the title commitment for the subject property. Condition cleared. ; Lender provided a copy of the title commitment for the subject property. Condition cleared. ; Title Document is fully Present | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy | ALl insurance | 11/18/2025 | Lender provided Master Insurance policy. Condition cleared.; HO-6 Master Insurance Policy is fully present | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing | Questionnaire | 11/18/2025 | Lender provided HOA questionnaire and Loan Product Advisor. Condition cleared.; HOA Questionnaire Provided | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Property | Condo Approval Missing | XXX Approval Missing. XXX approval is Missing from file | Certification | 11/18/2025 | Lender provided HOA questionnaire and Loan Advisor results for project assessment. Condition cleared.; XXX Approval is provided.; Material | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Borrower primary missing HOA payment - property XXX. | already provided | 11/18/2025 | Lender provided verification of HOA fees for XXX. Condition cleared. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20235 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20133 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | D A C |
| OBX2026INV20133 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | D A C |
| OBX2026INV20133 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | D A C |
| OBX2026INV20120 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/22/2025 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | The date of XX/XX/XXXX is the date of the initial LE disclosure. The COC States redisclosure date of XX/XX/XXXX ; COC for discount points increase | 01/13/2026 | Condition resolved as we have received the missing COC for the discount points increase. ; Condition resolved as we have received the missing COC for the discount points increase. ; Audit reviewed the lender's response. The COC is dated XX/XX/XXXX. The Discount points increased on the CD issued XX/XX/XXXX in the loan file. Please provide a valid COC or refund to the borrower. Condition retained. ; TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The Discount points increased on the CD issued XX/XX/XXXX in the loan file. | 01/15/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20120 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/13/2026 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date and Changed Circumstances Date Test | This loan failed the initial closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F), and (D) as amended in XXX and 12 CFR §1026.19(e)(4)(i) he initial closing disclosure delivery date is either:Later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure) his test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings XXX days profile page such that a day is marked as both open and closed, XXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its XXX functions. If this is not the appropriate result, you must revise your settings to remove the conflict f a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XXX% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three XXX days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three XXX days after the date the XXX is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised XXX, the points disclosed pursuant to §XXX(f)(XXX), lender credits, and any other XXX dependent charges and terms fficial Interpretations12 C. §1026.19(e)(4)(ii elationship to disclosures required under §1026.19(f)(1)(i) evised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i).. owever, if a creditor uses a revised estimate pursuant to § XXX(e)(XXX)(iv) for the purpose of determining good faith under § XXX(e)(XXX)(i) and (ii), § XXX(e)(XXX)(i) permits the creditor to provide the revised estimate in the disclosures required under § XXX(f)(XXX)(i) (including any corrected disclosures provided under § XXX(f)(XXX)(i) or (ii)). This loan failed the initial closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F), and (D) as amended in XXX and 12 CFR §1026.19(e)(4)(i) he initial closing disclosure delivery date is either:Later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure) his test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings XXX days profile page such that a day is marked as both open and closed, XXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its XXX functions. If this is not the appropriate result, you must revise your settings to remove the conflict f a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XXX% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three XXX days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three XXX days after the date the XXX is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised XXX, the points disclosed pursuant to §XXX(f)(XXX), lender credits, and any other XXX dependent charges and terms fficial Interpretations12 C. §1026.19(e)(4)(ii elationship to disclosures required under §1026.19(f)(1)(i) evised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i).. owever, if a creditor uses a revised estimate pursuant to § XXX(e)(XXX)(iv) for the purpose of determining good faith under § XXX(e)(XXX)(i) and (ii), § XXX(e)(XXX)(i) permits the creditor to provide the revised estimate in the disclosures required under § XXX(f)(XXX)(i) (including any corrected disclosures provided under § XXX(f)(XXX)(i) or (ii)). |  |  |  | 01/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20120 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Borrower residency documentation not provided or issue with documentation | Borrower's XXX: XXX XXX - The mortgage Statement in the loan file shows P&I in the amount of XXX which includes escrowed taxes and insurance. The mortgage Statement date is XX/XX/XXXX. Audit needs a current mortgage Statement and is requesting a current mortgage Statement from the Lender for verification. | Mortgage Statement | 12/01/2025 | Lender provided mortgage Statement for XXX. Condition cleared. | 12/02/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20120 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20204 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Acknowledged |  |  | XXXX Data Tape Provided. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20204 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/29/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/06/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Hazard Insurance Policy is Missing | Missing Hazard Insurance Policy | HOI | 11/14/2025 | Condition cleared as we have received the hazard information. ; Hazard Insurance Policy is fully present | 11/17/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing | Affidavit | 11/14/2025 | Invalid finding, Not required on XXX transactions. Condition rescinded. | 11/17/2025 | D A C |
| OBX2026INV20091 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/27/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 11/04/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of % is less than Guideline DTI of XXX% A |
| OBX2026INV20114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% otal monthly debt XXX (primary housing XXX + subject prop XXX + rent loss other reo XXX + other month obligation $XXX) total income XXX = XXX% Difference of income original UW had XXX w2 from XXX- no w2 infile and these w2 wages not reported on 1040s. XXX income reported by original UW XXX calculated XXX | 1003,XXX; XXX earnings are fix pay XXX per mos and ytd bonus of XXX per mos due to slight decline with income of XXX per mos \| XXX (XXX) - only used XXX earning without Officer comps(W-2) earnings with income of XXX per mos \| XXX (XXX) - A 2yr average was done with income of XXX per mos. \| XXX (subject) PITIA of XXX was offset with Schedule E with rental loss of XXX \| XXX XXX - Included PITA of XXX \| XXX - Included the PITIA of $ XXX per mos but the lender offset PITIA of XXX with schedule E which is a higher loss and it is not to be included only the PITIA. \| XXX - offset the PITIA with Schedule E also included one time expense of closing cost of XXX for this is a one time expense endured due to the XXX of the property in XXX the rental loss is XXX per mos \| Total income is XXX per mos and total liabilities are XXX with DTI of XXX% \| ; XXX is not W2 income. | 12/17/2025 | Lender provided updated 1003, XXX and AUS reflecting approved DTI of XXX%. Audit re-calculated income and debt obligations results in an audit DTI of XXX% which is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audit reviewed Lender's response. The income in the rebuttal response is not matching the Final 1003, XXX and AUS. The rebuttal income indicates a total employment income of XXX which does not match the 1003,XXX and AUS reflecting total employment income of $XXX. The rental income indicated in the rebuttal is supported by the schedule E of the tax returns and the updated employment income indicated in the rebuttal is also supported by the income documentation in file. Please provide updated 1003, XXX and AUS reflecting the updated employment income, rental income and DTI mentioned in the rebuttal. Condition retained.; Lender provided income calculator reflecting W2 wages of XXX for XXX and XXX W2 wages were included in the self-employment income calculation for XXX; however, did not provide documentation that verified the W2 Wage income. Please provide documentation such as a W2 that supports W2 wage income of XXX for XXX and XXX for XXX Condition retained. | 12/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/18/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Rescinded | XXX | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed | Transcripts | 11/26/2025 | Audit reviewed Lender's response and has determined the tax transcripts are in the loan file, which can be used in lieu of signature on the tax returns. Condition rescinded.; Borrower 1 Tax Returns Are Signed Audit reviewed Lender's response and has determined the tax transcripts are in the loan file, which can be used in lieu of signature on the tax returns. Condition rescinded. | 12/01/2025 | C A |
| OBX2026INV20114 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20148 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20148 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted |  |  |  | No discrepancy noted. ; No discrepancy noted. ; No discrepancy noted. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20009 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. | Hello, the guidelines State if the difference between the AVM value and Origination Appraisal value is >-XXX%, then a CDA would be required. In this case the value was within XXX% so a an additional report should not be required. \| \| Also, the product matrix States the following: \| All XXX transactions require a full appraisal plus: \| o AVM – If the difference between the AVM value and the appraisal value is greater than XXX% \| higher or lower, then order a CDA, or \| if the AVM confidence score is - XXX%, then a CDA would be required. In this case the value was within XXX% so a an additional report should not be required. | 10/29/2025 | CCA dated XX/XX/XXXX with value of XXX was obtained and is within XXX% tolerance of appraisal value of $XXX. Condition cleared.; Third party valuation product provided within tolerance. | 11/05/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20009 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 11/04/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit ULI XXX) vs Lender value missing ALSO Audit NMLS XXX VS Lenders missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | Apologies, we agree with Audit's value of XXX ; We agree with audit's ULI value - XXX \| We agree with audit's NMLS value - XXX | 11/18/2025 | Lender agreed with audit value for ULI of XXX. Condition cleared.; Audit ULI listed is XXX and lenders was missing. Lender replied that they agree with audits ULI of XXX which does not match audits ULI. PLease verify if you agree with audit ULI or send evidence of lenders ULI used. The NMLS variance has been cleared. ; Material Finding | 11/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20015 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 11/05/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20015 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/24/2025 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the appraisal review fee. The COC issued XX/XX/XXXX does not provide the reason for the additional Appraisal. Provide a revised COC with more specific information to determine if this was a valid change. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | coc details upld | 10/30/2025 | Lender provided valid COC for increase in appraisal review fee of XXX which was due to CU Risk score requiring an AVM. Condition cleared.; Lender provided valid COC for increase in appraisal review fee of XXX which was due to CU Risk score requiring an AVM. Condition cleared. | 10/31/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20015 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing taxes and insurance for the property at XXX XXX.(Mortgage Statement doesn't break it out). | tax, ins & hoa verification upld | 10/29/2025 | Lender provided hoi, taxes and LOE for no HOA fees on property XXX. It could be determined the escrows include both taxes and insurance. Condition cleared | 10/31/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's ULI value - XXX \| We agree with audit's NMLS value - XXX | 11/14/2025 | Resolved as lender agrees with audit. ; Resolved as lender agrees with audit. ; Material Finding; XXXX discrepancy noted: Audit ULI XXX vs Lender value missing ALSO audit NMLS XXX VS lenders missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; Resolved as lender agrees with audit. ; Material Finding; XXXX discrepancy noted: Audit ULI XXX vs Lender value missing ALSO audit NMLS XXX VS lenders missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing | Affidavit | 11/14/2025 | Resolved as we have received the affidavit for XXX purpose. ; XXX Purpose Affidavit/Disclosure Provided | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Audited DTI of XXX% and matches approved AUS DTI XXX%. Tape data DTI is XXX% and max DTI per Guidelines is XXX% |  |  | XXXX Approved Exception. Condition downgraded to B. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20119 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20258 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% AUdit DTI of XXX% meets AUS Approved DTI of XXX% The lender overlay is set to a max DTI of XXX% does not meet max DTI per overlays. |  |  | DTI approved on Data Tape. Condition Rescinded.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 02/02/2026 | C A |
| OBX2026INV20258 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | C A |
| OBX2026INV20303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | ; Material Finding; Informational Only | 12/10/2025 | C A |
| OBX2026INV20303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | ; Material Finding; Informational Only | 12/10/2025 | C A |
| OBX2026INV20303 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). File missing RCE from insurance company | RCE in the file | 11/21/2025 | Lender provided Property Coverage Confirmation reflecting Estimate rebuilding cost. Condition cleared.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 11/24/2025 | C A |
| OBX2026INV20019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 03/06/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX%. The DTI variance is due to difference in rental income calculations per source documents in loan file. |  |  | XXXX Approved Exception. Condition downgraded to B. | 02/19/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20268 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/23/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure dated within XXX days of application XX/XX/XXXX | AfBD | 11/21/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20268 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20268 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Audit finds the Negative Rental Income to be $(XXX). The lenders' Negative Rental Income figure is $(XXX). The lenders income calculator reflects the lender did not subtract the full PITIA from the calculated rental income on each property, but only subtracted the PITI on each property. The DTI has increased from XXX% to XXX% which exceeds the max allowable DTI of XXX% per lender overlay. |  |  | Investor acknowledges exception. Final grade will be a B. | 02/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20221 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. TPV required. XXX to order. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20275 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/28/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Acknowledged |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/07/2025 | C A |
| OBX2026INV20017 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Acknowledged |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20017 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is Missing |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX | 12/02/2025 | Lender provided valid ULI of XXX. Condition cleared.; Material Finding; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXX (ULI). | 12/03/2025 | D A B |
| OBX2026INV20196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/03/2025 | D A C |
| OBX2026INV20196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing third party fraud report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | D A |
| OBX2026INV20196 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Rescinded | XXX | Credit | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report |  |  | Rescinded. | 11/10/2025 | D A |
| OBX2026INV20236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The confirmation for the HOA on the XXX is missing from the loan file | No HOA Letter | 11/12/2025 | Lender provided LOE from Borrower of no HOA fees on XXX. Condition cleared. | 11/13/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20236 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 10/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 11/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20284 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/06/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | CA to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 12/05/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20284 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree with Audit value of XXX | 12/02/2025 | Lender agreed with audit value. Condition cleared. ; Material Finding; XXXX discrepancy noted: Audit value XXX vs Lender value MISSING, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 12/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20284 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/03/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20284 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/05/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20200 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Rescinded | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing VOE/VOI XXX Report dated XX/XX/XXXX that is required to be retained in the loan file for income rep and warranty relief. XXX submitted XXX. income of XXX is relieved of representations and warranties for the accuracy of the income calculation and the integrity of data. This income was assessed using Direct Deposits and the [XXX: XXX] report ; the report must be retained in the loan file. No further documentation is required for this income. | Invalid - this was already provided | 11/25/2025 | Income and Employment Meet Guidelines Audit reviewed Lender's response and has determined the Verification of Income used by the AUS is in the loan file on page XXX Condition rescinded.; Income and Employment Meet Guidelines Audit reviewed Lender's response and has determined the Verification of Income used by the AUS is in the loan file on page XXX Condition rescinded.; Income and Employment Meet Guidelines Audit reviewed Lender's response and has determined the Verification of Income used by the AUS is in the loan file on page XXX Condition rescinded. | 12/01/2025 | C A |
| OBX2026INV20200 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/31/2025 | Rescinded | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX Reservices are XXX as Stated | Rebuttal: AUS in file does not require reserves. \| | 11/18/2025 | Audit reviewed Lenders response and re-reviewed file. Condition rescinded.; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | 11/20/2025 | C B A |
| OBX2026INV20098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/31/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/20/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's appraised value of XXX \| | 11/14/2025 | Lender agreed with audit value. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit value XXX vs Lender value MISSING, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Lender agreed with audit value. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit value XXX vs Lender value MISSING, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20098 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 10/31/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per Data Tape, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20289 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Not listed on data tape as a PIW, finding active. |  |  | XXXX approved Grade B - Condition Acknowledged; Material Finding | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20289 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide missing Affiliated XXX Disclosure. | AfBD | 11/21/2025 | Lender provided attestation of no affiliates on subject transaction. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material Finding | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20289 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20289 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | The XXX is XXX with an appraised value of XXX | 11/21/2025 | Lender agreed with audit value. Condition cleared.; Material Finding; XXXX discrepancy noted: Audit value XXX vs Lender value MISSING, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 11/24/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20289 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 10/31/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Appraisal was not provided. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20185 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing documentation of monthly HOA dues of XXX for the subject property with the XXX. | HOA | 11/14/2025 | Resolved as we have received evidence of the HOA dues. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with audit's appraised value - XXX | 11/14/2025 | Condition cleared as lender agrees with audit.; Condition cleared as lender agrees with audit.; Material Finding; The following XXXX Discrepancy(s) have been noted: ; The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit Property value XXX vs Lender value missing, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Condition cleared as lender agrees with audit.; Material Finding; The following XXXX Discrepancy(s) have been noted: ; The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit Property value XXX vs Lender value missing, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit Property value XXX vs Lender value missing, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 11/17/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Investor requires a Fraud Report (e. XXX or XXX) for B1 and B2. Only an XXX report was pulled for B1 and B2. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 11/10/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/06/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 11/07/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20011 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order CCA. |  |  | Third party valuation product provided within tolerance. | 11/19/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20011 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing proof of current receipt for social security income for the borrower's child. Please provide proof of current receipt for the social security income. The Verification of XXX in file is date XX/XX/XXXX, which exceeds XXX calendar days prior to the XXX of XX/XX/XXXX. Please provide XXX search dated no more than XXX calendar days prior to the XXX of XX/XX/XXXX. | VOE; SSA Letter | 11/12/2025 | Lender provided SSI benefit letter. Condition cleared.; Income and Employment Meet Guidelines Lender provided SSI benefit letter. Condition cleared.; The finding remains as we did received evidence of the Social Security income BUT we did not received evidence of XXX search within XXX days of XXX. | 11/14/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20011 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/13/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20011 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. MISSING MORTGAGE Statement for the property at XXX reflecting the monthly payment of XXX and that taxes and insurance are escrowed. If taxes and insurance are not escrowed, please provide tax certificate and insurance policy. The mortgage Statement for the property at XXX States taxes and/or insurance are escrowed, however it does not indicate if both taxes and insurance are escrowed. Please provide taxes and insurance documentation or verification that taxes and insurance are escrowed. | XXXX Statement, PCCD, Taxes | 11/11/2025 | Condition cleared as we have received evidence of the PITIA from lender. ; Borrower 1 Credit Report is not partially present. | 11/12/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20011 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements The bank Statements for the XXX Piramide Contractors are illegible. Please provide legible copies of the most recent month XXX bank Statement. Note: Without this asset, the borrower will be short on reserves requirement of XXX per the AUS. | Statements | 11/11/2025 | Condition cleared as we have received the missing asset Statement. ; Asset Qualification Meets Guideline Requirements | 11/12/2025 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20010 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from the borrower stating no HOA for the property at XXX. Additional conditions may apply. | XXX is a multi-family home that the borrower owns the entirety of. There is no HOA | 11/13/2025 | Audit reviewed Lender's response. An audit property search of XXX supports property does not have HOA fees. Condition cleared.; Document Uploaded. | 11/14/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20010 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/13/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The final Closing Disclosure reflects that the mortgage on the borrower's XXX located at XXX was paid off with proceeds from the subject transaction. The final loan application shows post-payoff housing expenses of $XXX; however, the file does not include documentation to support this amount. | Site pro attached XXX | 11/17/2025 | Lender provided Property details, Tax information and NO HOI LOE. Condition cleared.; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. The final Closing Disclosure reflects that the mortgage on the borrower's XXX located at XXX was paid off with proceeds from the subject transaction. The final loan application shows post-payoff housing expenses of $XXX; however, the file does not include documentation to support this amount. | 01/16/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.99% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.99% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/13/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.99% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.99% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20309 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/10/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM. | 11/19/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 42.99% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 42.99% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Rescinded | XXX | Compliance | TRID Post-Consummation Reason for Redisclosure Validation Test | na This loan failed the TRID post-consummation reason for redisclosure validation test his loan contains a post-consummation revised closing disclosure delivery date but does not provide the reason for the redisclosure after consummation. The reason is required in order to audit post-consummation redisclosure timing tests. |  |  | Rescinded as this meets timing requirements. | 02/13/2026 | C B A |
| OBX2026INV20306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/14/2025 | Cured | XXX | Compliance | Charges That Cannot Increase Test | TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation is due to an increase in discount points from XXX on the LE dated XX/XX/XXXX to XXX on the final CD. A COC dated XX/XX/XXXX was provided; however, no explanation was given to account for the discount increase or pricing revision. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | PCCD; XX/XX/XXXX COC | 01/14/2026 | Lender provided the PCCD, LOE, refund in the amount of XXX and evidence of delivery. Loan will be graded a B.; Lender provided the PCCD, LOE, refund in the amount of XXX and evidence of delivery. Loan will be graded a B. ; Lender provided the PCCD, LOE, refund in the amount of XXX and evidence of delivery. Loan will be graded a B.; Lender provided the PCCD, LOE, refund in the amount of XXX and evidence of delivery. Loan will be graded a B. ; Lender provided a COC; however, it does not reflect a valid change of circumstance for increase in discount points. The re-disclosed LE reflects rate was locked at XXX% expiring on XX/XX/XXXX and XXX of XXX with discount points of $XXX. The final CD is dated XX/XX/XXXX and reflects the same XXX of XXX% and XXX of XXX with discount points of $XXX. Please provide cure of XXX for increase in discount points. Condition retained. | 01/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20306 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20307 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 11/18/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20161 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement for the property at XXX. Note: Per LOE in file, the HOA dues are XXX monthly. Please provide HOA Statement for the property at XXX. | HOA Statement | 01/09/2026 | Lender provided the HOA Statement for the property at XXX. Condition cleared. ; Lender provided the HOA Statement for the property at XXX. Condition cleared. ; Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. | 01/12/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20161 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20161 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete Missing XXX Release to the Deed of Trust Rider. | DOT with XXX release rider | 12/02/2025 | Lender provided Deed of Trust that included the XXX Release Rider. Condition cleared.; The Deed of Trust is Present and Complete | 12/03/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/14/2025 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Rental income from the subject property documented with leases used to qualify the borrower, file contains form 1007 and an Operating Income Statement estimating market rents at XXX a month, lease totals are XXX The following guidelines apply and have not been met: If the current market rents do not reasonably support the gross monthly lease income, the Seller must: Determine if additional documentation is necessary to support income stability, and Provide a written analysis explaining the discrepancy and justifying the determination that the rental income used to qualify the Borrower is stable and reasonably expected to continue | Condition resolved as lender data tape approved DTI > XXX% ; We agree that the subject rental income is $-XXX. We also agree with your DTI of XXX%. Please see FHLMC LPA submission #XXX which matches the DTI. ; Please see lender's response attached; Lender has revised their calculations. Originally they were not including the ADU rental income from XXX, but they are now.; Please see attached; Please see attached. I believe the lender provided this letter to validate that the tenants truly do pay more than the market rent reflects. | 01/27/2026 | Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; Audit reviewed the lenders response. Audited DTI of XXX% exceeds Guideline DTI of XXX% Subject Market rent: XXX @ XXX% ADU and lease provided XXX @ XXX% =XXX supported by 1st month deposit. PITI subject XXX= (XXX). Condition retained. ; Audited DTI of XXX% exceeds Guideline DTI of XXX%; Audit reviewed Lender's response. The market rent on the subject property is $XXX. The audit DTI using the market rent from the appraisal of XXX is XXX%. The market rent does not support the rental income used by Lender. Condition retained.; Finding remains as lender is trying to use higher income that the market rents per XXX on subject property leases dated prior to loan closing. Lender provided an LOE for rent; however, it is not for the subject property. The subject property is an XXX and per the appraisal is currently vacant. The market rent from appraisal is XXX and does not support the lease agreements in file for new tenants that reflect a total of XXX per month; therefore, audit used the market rent to be the most conservative and to meet FNMA requirements to calculate the rental income for the subject property. Audit DTI remain as XXX%. Condition retained.; Finding remLender provided an LOE for rent; however, it is not for the subject property. The subject property is an XXX and per the appraisal is currently vacant. The market rent from appraisal is XXX and does not support the lease agreements in file for new tenants that reflect a total of XXX per month; therefore, audit used the market rent to be the most conservative and to meet FNMA requirements to calculate the rental income for the subject property. Audit DTI remain as XXX%. Condition retained ins. ; Audited DTI of XXX% exceeds Guideline DTI of XXX%; Lender provided an LOE for rent; however, it is not for the subject property. The subject property is an XXX and per the appraisal is currently vacant. The market rent from appraisal is XXX and does not support the lease agreements in file for new tenants that reflect a total of XXX per month; therefore, audit used the market rent to be the most conservative and to meet FNMA requirements to calculate the rental income for the subject property. Audit DTI remain as XXX%. Condition retained. | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI on XXX | 12/31/2025 | Condition resolved as we have received the ULI number from lender. ; Condition resolved as we have received the ULI number from lender. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXX (ULI).; Condition resolved as we have received the ULI number from lender. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXX (ULI). | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% |  |  | Duplicate finding. | 12/16/2025 | D A C |
| OBX2026INV20108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/14/2025 | Resolved | XXX | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements XXX account ending in XXX removed from assets, an XXX transfer was made to account ending in XXX, account XXX did not have a sufficient balance to cover an XXX transfer out on Statement dated XX/XX/XXXX. Bank activity reports were provided for account ending in XXX, the documents provided are not sufficient because the owners of the account are not identified. Lender to provide a complete Statement verifying borrower's are owners of the account. | XXX Statements | 12/08/2025 | Lender provided bank Statement ending in XXX verifying Borrowers as owner of account. Condition cleared.; Asset Qualification Meets Guideline Requirements | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/14/2025 | Resolved | XXX | Property | Property/Appraisal General | Property/Appraisal guideline violation: The following appraiser comments were not found in the Appraisal Report as required by XXX Guidelines: A detailed description of the ADU - Any effect the ADU has on the market value or marketability of the subject property - Specific information about the ADU, including but not limited to its general condition, its room count (including the number of bedrooms and baths) and the finished square footage area Value increased XXX from XX/XX/XXXX to XX/XX/XXXX - The appraiser did include brief commentary but indicated the property is in average condition, it is not clear if the property had an ADU prior to being XXX by the seller which would account for the substantial increase. Appraiser needs to provide more details regarding the upgrades. | Appraisal with comments | 12/08/2025 | Lender provided appraisal with Supplemental Addendum for the ADU. Condition cleared.; Property/Appraisal Meets Guidelines | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20108 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/14/2025 | Resolved | XXX | Credit | Missing income documentation | Page XXX of the borrower's XXX was not found, Lender to provide. | XXX page XXX | 12/05/2025 | Lender provided page XXX of XXX tax return. Condition cleared. | 12/08/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20395 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXX | 12/30/2025 | Resolved as lender supplied missing ULI. ; Resolved as lender supplied missing ULI. ; Material; XXXX discrepancy noted: Lenders ULI number is missing, Lender may clear finding by providing documentation to support their value ; Resolved as lender supplied missing ULI. ; Material; XXXX discrepancy noted: Lenders ULI number is missing, Lender may clear finding by providing documentation to support their value | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20395 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/14/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20395 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/14/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20392 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXX | 12/30/2025 | Condition resolved as we have received lenders ULI number. ; Condition resolved as we have received lenders ULI number. ; Material; XXXX discrepancy noted: Missing lenders ULI number, Lender may clear finding by providing documentation to support their value ; Condition resolved as we have received lenders ULI number. ; Material; XXXX discrepancy noted: Missing lenders ULI number, Lender may clear finding by providing documentation to support their value | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20392 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20392 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/17/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Lender to provide copy of Appraisal XXX for XXX. to verify rental income. | Document Uploaded. | 12/18/2025 | Condition resolved as we have received the XXX for XXX | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20392 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party XXX received and within value, condition cleared. | 12/09/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.57% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.57% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20338 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order AVM. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.57% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.57% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20152 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Acknowledged | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Approved AUS in file with DTI XXX% Audit DTI is XXX% Tape DTI is XXX% XXXX to approve. | Per email dated XX/XX/XXXX from XXX this loan is accepted. | 02/05/2026 | Investor acknowledges exception. | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20152 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXX | 12/30/2025 | Cleared as we have received the ULI number.; Cleared as we have received the ULI number.; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXX (ULI).; Cleared as we have received the ULI number.; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXX (ULI). | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20152 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20152 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/05/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20471 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/25/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20471 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/21/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20471 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/21/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Lender overly requires an appraisal even for DU A/E loans with a PIW. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20471 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/20/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW per data tape. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20397 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/20/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20397 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/20/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20393 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20464 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply.; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20464 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/23/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Not required.; Not required. | 12/23/2025 | C A |
| OBX2026INV20464 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/13/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXX - we create the ULI - XXX | 12/30/2025 | Condition resolved as we have received lenders ULI number. ; Condition resolved as we have received lenders ULI number. ; Material; XXXX discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value ; Condition resolved as we have received lenders ULI number. ; Material; XXXX discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value | 01/02/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.44% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.44% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/02/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.44% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.44% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20344 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.44% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.44% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20394 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXX - we create the ULI - XXX | 12/30/2025 | Condition resolved as we have received lenders ULI number. ; Condition resolved as we have received lenders ULI number. ; Material; XXXX discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value ; Condition resolved as we have received lenders ULI number. ; Material; XXXX discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20394 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20394 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Please Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20156 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | AfBD | 12/20/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; Material | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.54% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.54% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20156 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/02/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX with a CU score of XXX requires an AVM with a value within < XXX% of the appraisal or a Confidence Score < XXX% |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.54% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.54% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20156 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.54% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.54% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Invalid request - Loan is approved with a PIW - Value is approved per the AUS - XXX - ULI - XXX | 12/31/2025 | Resolved as lender agrees with Value and received lenders ULI number.; Resolved as lender agrees with Value and received lenders ULI number.; Material; XXXX discrepancy noted: Missing lenders property value, per XXXX property value is the value used to calculate the LTV. ALSO, missing lenders ULI number. Lender can clear finding by providing documentation to support their value.; Resolved as lender agrees with Value and received lenders ULI number.; Material; XXXX discrepancy noted: Missing lenders property value, per XXXX property value is the value used to calculate the LTV. ALSO, missing lenders ULI number. Lender can clear finding by providing documentation to support their value. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | Resolved as lender agrees with Value and received lenders ULI number.; XXXX Data Tape Provided. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender approved AUS at XXX% Variance due to audit calculating higher loss for REO income. Please submit evidence of REO rental income breakdown. | Condition cleared as we have received the updated CD to verify REO correct PITIA. DTI now within lenders guidelines. ; XXX XXX Final CD; ICW | 12/23/2025 | Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; Lender provided Income Worksheet. The worksheet reflects property XXX XXX as a XXX pack with the loan number ending in XXX for property XXX XXX. Please provide documentation such as a final CD to verify new PITIA for property of XXX used by Lender in total debt obligations. The mortgage Statement, taxes, hoi and appraisal in file reflects a PITI of XXX plus XXX HOA for total PITIA of $XXX. Condition retained. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20346 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Non material B grade, PIW per Tape data. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20345 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | Agree - XXX | 12/31/2025 | Condition resolved as lender agrees with audit. ; Material | 01/02/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.61% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.61% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20345 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/15/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.61% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.61% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20401 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20364 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20364 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20384 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing TPV. |  |  | Third party valuation product provided within tolerance. | 01/09/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20384 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide Affiliated XXX Disclosure within XXX days of application date XX/XX/XXXX or provide confirmation the lender has no affiliates. | Affiliated XXX | 12/20/2025 | Cleared as we have received evidence of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20384 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20494 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20372 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | The Final 1003 is Incomplete | The Final 1003 is Incomplete (Condition added XX/XX/XXXX). Income was added or adjusted for the following: XXX my income XXX my income $XXX my income XXX my income $XXX. Please provided a revised 1003 showing these XXX. |  |  | The Final 1003 is Present | 02/05/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20372 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance.. |  |  | Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20372 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% See pg/XXX-Compensation of Officers $XXX/XXX%/Auditor did not receive XXX T/R to confirm if $XXX/Line XXX is reoccurring income-LOX was not provided to support. Also the lender gave the borrower an additional XXX W-2 income which is included in the compensation of officers XXX. Lox provided indicating that the borrower is using income from XXX only for qualifications. I was able to verify additional income from XXX in the amount of XXX giving the borrower a total income of XXX a difference of XXX of the lender income qualification XXX | I started all over with this loan and I think we can make it work using her XXX. \| XXX XXX \| XXX my income XXX \| XXX my income XXX \| Total income XXX \| Adjusted DTI XXX% within tolerance. \| \| I did not use W2 income at all. I also did not include lines XX/XX/XXXX from the XXX-S. ; Your calculations indicate that the primary home PITIA is $XXX. However, the actual primary housing expense is $XXX. This doesn't solve the DTI but it does get XXX closer. I will need to contact the lender, but I'd like you to confirm your new calulations first so I can give them clear direction. Thanks! \| ; I recalculated income and arrived at XXX DTI XXX%. \| I did not include 1120S line XXX as there is no indication it is recurring. \| I did not include W2 wages or Compensation of Officers. \| Do you agree with my income?; Our breakdown | 02/04/2026 | Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; Upon further review, the primary payment is XXX and the subject $XXX. DTI XXX%. Income for borrower XXX. Lender did not include XXX page XXX line XXX Non-reoccurring income from the XXX's. Borrower or tax preparer verify if these amount are recurring or not. See pg/XXX-Compensation of Officers $XXX/XXX%/Auditor did not receive XXX T/R to confirm if $XXX/Line XXX is reoccurring income- LOX was not provided to support. Also the lender gave the borrower an additional XXX W-2 income which is included in the compensation of officers XXX. Lox provided indicating that the borrower is using income from XXX, iNC only for qualifications. I was able to verify additional income from XXX in the amount of XXX giving the borrower a total income of XXX a difference of XXX of the lender income qualification $XXX. Condition retained. ; Audit calculations are as follows: Primary:$XXX Other Liabilities:$XXX Net Rental Loss Subject:$XXX Total Liabilities:$XXX. Net Rental Income REO: XXX Borrower Income: XXX Total Income $XXX DIT XXX%. Lox provided indicating that the borrower is using income from XXX, Inc only for qualifications Additional income from XXX in the amount of XXX giving the borrower a total income of XXX a difference of XXX of the lender income qualification $XXX. Condition retained. ; Finding remains, lender did not include XXX page XXX line XXX Non-reoccurring income from the XXX's. Borrower or tax preparer verify if these amount are recurring or not. Audited DTI of XXX% exceeds Guideline DTI of XXX% See pg/XXX-Compensation of Officers $XXX/XXX%/Auditor did not receive XXX T/R to confirm if $XXX/Line XXX is reoccurring income-LOX was not provided to support. Also the lender gave the borrower an additional XXX W-2 income which is included in the compensation of officers XXX. Lox provided indicating that the borrower is using income from XXX, iNC only for qualifications. I was able to verify additional income from XXX in the amount of XXX giving the borrower a total income of XXX a difference of XXX of the lender income qualification XXX | 02/05/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20372 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | SE VOE was provided in the original submission | 12/29/2025 | Cleared as we have received the dated VVOE for the borrower. ; Borrower 1 3rd Party VOE Prior to Close Was Provided | 02/05/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20372 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20440 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Missing | Borrower 1 Credit Report is Missing. Missing Credit Report in file | Credit Report | 12/20/2025 | Condition resolved as we have received the missing credit report. ; Borrower 1 Credit Report is not missing. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | Asset 1 Missing | Asset 1 Missing. Assets in the amount of XXX were disclosed on the Final 1003 and assets are required for this XXX loan, however, there are no asset Statements in the file. | Missing documents | 12/20/2025 | Condition cleared as we have received the missing assets. ; Condition cleared as we have received the missing assets. ; Asset 1 Provided | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Assets do not meet guideline requirements | When the Total Qualified Asset Post Close field contains a negative value, the required assets do not meet guidelines. |  |  | Condition cleared as we have received the missing assets. ; Funds are found to meet guidelines. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | AUS Not Provided | Missing AUS Loan is approved with an AUS, however, the required AUS is missing from the file. | AUS | 12/20/2025 | Condition cleared as we have received the missing AUS. ; AUS is not missing | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2025 | Resolved | XXX | Credit | Audited FICO is less than AUS FICO | Audited FICO of is less than AUS FICO of XXX |  |  | Audited FICO of XXX is equal to or greater than AUS FICO of XXX | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2025 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Number of Months) | Audited Reserves of XXX month(s) are less than AUS Required Reserves of XXX month(s) |  |  | Audited Reserves of XXX month(s) are greater than or equal to AUS Required Reserves of XXX month(s) | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. Assets in the amount of XXX were disclosed on the Final 1003 and assets are required for this XXX loan, however, there are no asset Statements in the file. | Assets | 12/20/2025 | Condition cleared as we have received the missing assets. ; Asset Record XXX Meets G/L Requirements | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure | 12/20/2025 | Homeownership Counseling Disclosure Is Present or Not Applicable; Material | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Compliance | Intent to Proceed is Missing | The intent to proceed is missing. | Intent | 12/20/2025 | Proof of Intent to Proceed has been provided.; Material | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20467 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20383 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Noted |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20491 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20482 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Rental Payment Documentation is required with one of the following: Direct verification of rent from a management company; Direct verification of rent from an individual landlord supported by two months of canceled checks or other evidence of two months' payments; A copy of the current, fully executed lease agreement supported by two months of canceled checks or other evidence of two months' payments; Six months of canceled checks or bank Statements supporting consistent payments in the amount used in qualifying. | Please see attached | 01/07/2026 | Lender provided email correspondence from Borrower and bank Statement verifying XXX months rental payment. Condition cleared.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 01/08/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20482 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20385 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20385 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report not in file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20479 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Was not on list |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | C A |
| OBX2026INV20437 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing A signed XXX Purpose Affidavit/Disclosure is required. | XXX Purpose Affidavit - response | 12/20/2025 | Audit reviewed Lender's response and has determined the subject transaction is a rate and term XXX on an XXX property; therefore, a XXX purpose affidavit is not required. Condition rescinded.; XXX Purpose Affidavit/Disclosure Provided | 12/22/2025 | C A |
| OBX2026INV20335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.48% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.48% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20335 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Subject is a XXX-unit property and Appraisal completed on Form XXX CU only analyzes and scores appraisal forms XXX and XXX |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.48% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.48% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | FEMA Post Disaster Inspection Report not Provided | The subject property is a FEMA disaster case; however, the inspection report was not provided. |  |  | Document Uploaded. ; FEMA Post Disaster Inspection report was provided. | 02/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/20/2025 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase in title fees from Initial LE to Final CD. Fees were testing as XXX% tolerance due to missing Service provider list. Providing SPL may cure the exceptions, additional testing will be completed once received. | SPL; Initial CD | 01/12/2026 | Resolved as we have received the missing WLSP from the lender. ; Resolved as we have received the missing WLSP from the lender. ; Lender provided initial CD; however, did not provide the initial SSPL; therefore, section C fees were tested against XXX% tolerance. Please provide the initial Service Provide List (SSPL). Condition retained. | 01/15/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Missing lenders property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | Invalid request - Loan is approved with a PIW and a value of XXX | 12/31/2025 | Condition resolved as lender agreess with value. ; Condition resolved as lender agreess with value. ; Material; Condition resolved as lender agreess with value. ; Material | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/20/2025 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | The initial closing disclosure is not executed. Please provide copy of signed CD or e consent for CD dated XXX. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. | Initial CD | 12/23/2025 | Lender provided initial CD. Audit re-ran compliance and has determined dates are within tolerance; condition cleared.; Lender provided initial CD. Audit re-ran compliance and has determined dates are within tolerance; condition cleared. | 12/24/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing from file. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20362 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Waiver in file, Tape data approved with PIW, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20354 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20481 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20415 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20469 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20429 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | More details required as to where you are seeing the difference. | 12/29/2025 | Condition rescinded as rental income has been updated and DTI meets variance of AUS. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 12/30/2025 | C A |
| OBX2026INV20429 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20409 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score was not provided, XXX property. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 01/09/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20409 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Missing Personal Guaranty | Missing XXX Guaranty. Not in file | XXX Guaranty response | 12/30/2025 | Condition resolved as the note was signed. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20409 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Not on XXXX |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20399 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | C A |
| OBX2026INV20421 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | No discrepancy noted. ; No discrepancy noted. | 12/15/2025 | C A |
| OBX2026INV20333 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing | XXX purpose | 12/20/2025 | Audit reviewed Lender's response and has determined the subject transaction is a XXX of XXX property, which does not require a XXX purpose affidavit. Condition rescinded.; XXX Purpose Affidavit/Disclosure Provided | 12/22/2025 | C A |
| OBX2026INV20367 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20444 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20444 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Borrower residency documentation not provided or issue with documentation | The file contains a copy of the front of the borrower's Permanent Resident card but a copy of the back of the card is not in the file. | Back of ID | 01/09/2026 | Lender provided the back copy of the Permanent Resident card. Condition cleared. ; Lender provided the back copy of the Permanent Resident card. Condition cleared. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20365 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report A complete standard Fraud Report is not in the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20452 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20405 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | Per FHLMC XXX the XXX day pre-closing verification can be completed using a paystub dated within XXX days prior to the XXX. | 12/19/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20405 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing |  |  | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20405 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20405 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20331 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Per the AUS in the loan file. The following method is permitted in the Selling Guide: The most recent available paystub reflecting information for the most recent expected pay period provided by the borrower within XXX days prior to the note | Per FNMA B3-XXX-XXX: The lender can obtain an email exchange with the borrower's employer from the employer's work email address within XXX days prior to the XXX. | 12/19/2025 | Condition cleared as we have received the VOE for the borrower. ; Borrower 1 3rd Party VOE Prior to Close Was Provided | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.83% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.83% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20331 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Other Property Insurance Policy Missing | The hazard insurance is missing for the XXX. Audit needs a copy of the declaration page for the XXX | Please see attached from the borrower | 12/19/2025 | Condition resolved as we have received evidence of the Hazard insurance and HOA dues. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.83% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.83% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20331 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.83% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.83% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20331 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.83% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.83% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20422 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20422 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Missing |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20408 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20396 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | D A C |
| OBX2026INV20396 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide missing Fraud report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | D A |
| OBX2026INV20470 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | Please see attached; Please provide your calculations | 01/15/2026 | Lender provided the XXX SSA-XXX for XXXX and XXXX confirming the Social Security income of $XXX. Condition cleared.; Lender provided the XXX SSA-XXX for XXXX and XXXX confirming the Social Security income of $XXX. Condition cleared. ; Audit reviewed Lender's response and has determined the discrepancy is in the Social Security income. Please provide the SSA Award Letter, proof of receipt and documentation to verify three-year continuance for the income per bullet point XXX of the AUS for Social Security Survivor Benefits to support the Social Security income of $XXX. Condition retained.; Audited DTI of XXX% exceeds AUS DTI of XXX% | 01/16/2026 | Borrower has stable job time C A |
| OBX2026INV20470 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/09/2025 | Resolved | XXX | Compliance | Missing Credit Score Disclosure (FACTA) | Missing Credit Score Disclosure (FACTA). The defect can be cured by providing the FACTA disclosure and proof sent within XXX days of application XX/XX/XXXX. | Credit score disclosure | 01/15/2026 | FACTA Credit Score Disclosure is provided. Condition cleared. ; FACTA Credit Score Disclosure is provided. Condition cleared. ; Material | 01/16/2026 | Borrower has stable job time C A |
| OBX2026INV20470 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure and proof sent to the borrower within XXX days of application XX/XX/XXXX or evidence XXX has no affiliates. | AfBD | 12/20/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided Lender provided attestation of no affiliates. Condition cleared.; Material | 01/16/2026 | Borrower has stable job time C A |
| OBX2026INV20470 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/09/2025 | Resolved | XXX | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to decrease from XXX to XXX for the lender credit from LE XX/XX/XXXX to LE XX/XX/XXXX. A COC or lock confirmation is required to cross reference to determine if this is a valid change. | COC for rate lock and Lender Credit | 12/30/2025 | Condition cleared as we have received the valid missing COC for the credit decrease due to rate lock. ; Condition cleared as we have received the valid missing COC for the credit decrease due to rate lock. | 12/30/2025 | Borrower has stable job time C A |
| OBX2026INV20470 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI | 12/20/2025 | Lender provided valid ULI of XXX. Condition cleared.; Lender provided valid ULI of XXX. Condition cleared.; Material; XXXX discrepancy noted: Missing lenders ULI number, Lender may clear finding by providing documentation to support their value | 12/22/2025 | Borrower has stable job time C A |
| OBX2026INV20470 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time C A |
| OBX2026INV20445 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/23/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | This is a XXX transaction with a DU approved value XXX & approved PIW | 01/09/2026 | DU approved value XXX & approved PIW. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders Sales price/Property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.3% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.3% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.3% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.3% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.3% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.3% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.3% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.3% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20328 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Downgraded as non material B grade, PIW used per lenders Tape data. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.3% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.3% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20381 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20381 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20404 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/21/2025 | Cured | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from: Title search XXX to $XXX; Attorney Fee Disclosed XXX o $XXX; Witness Closing Disclosed XXX to XXX Final Charges that cannot increase more than XXX% XXX includes abstract XXX attorney XXX title insurance XXX closing XXX CPL XXX witness closing XXX recording XXX Comparable charges that in total cannot increase more than XXX%: abstract XXX title insurance XXX settlement XXX CPL XXX recording XXX | Cure | 12/19/2025 | Condition cured post close and will remain a non material B grade. ; Condition cured post close and will remain a non material B grade. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20404 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). XXX Appraisal receipt Enclosed please find a copy of the property appraisal Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation. The appraisal acknowledgment disclosure does not specify if the borrower waived the timing requirements or if the appraisal was received the minimum XXX days prior to consummation | Appraisal Delivery to Borrower | 12/19/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20404 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure and proof sent to the borrower within XXX days of application XX/XX/XXXX | Affiliated XXX | 12/22/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20404 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20420 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Hazard Insurance Policy is Missing | Missing Hazard Insurance Policy There is HO6 coverage for the subject | HOI response | 12/20/2025 | Resolved as we have received all evidence of required hazard insurance.; Hazard Insurance Policy is fully present | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20420 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Other Property Insurance Policy Missing | Proof of taxes an insurance is missing for REO property: XXX XXX | REO property: XXX XXX | 12/21/2025 | Condition cleared as we have received evidence of the Taxes and insurance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20420 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Proof of Association fees is missing | HOA | 12/21/2025 | Condition resolved as we have received the missing evidence. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20420 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20465 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery | 12/22/2025 | Cleared as we have received Evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20465 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Noted |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20453 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20435 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20418 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20418 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20337 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job.. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20474 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20489 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/21/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure and proof sent to the borrower within XXX days of application XX/XX/XXXX or evidence XXX has no affiliates. (The Privacy Policy provided was for XXX, not XXX) | Affiliated XXX Disclosure | 01/13/2026 | Required Affiliated XXX Disclosure Documentation Provided. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided. Condition cleared. ; Material | 01/15/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20489 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/21/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation. The appraisal acknowledgment disclosure does not specify if the borrower waived the timing requirements and received a copy at closing or if the appraisal was received the minimum XXX days prior to consummation. | Notice to Receive Appraisal and Appraisal Valuation Acknowledgement | 12/30/2025 | Condition resolved as we have received evidence of appraisal delivery.; Evidence of appraisal delivery provided.; Material | 01/15/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20489 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20371 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20498 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20430 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20430 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Invalid request - you received the appraisal in the original submission with a value of XXX | 12/31/2025 | Resolved as lender agrees with audit value. ; Material; XXXX discrepancy noted: Missing lenders Property value used for LTV. Lender can clear finding by providing documentation to support their value.; Resolved as lender agrees with audit value. ; Material; XXXX discrepancy noted: Missing lenders Property value used for LTV. Lender can clear finding by providing documentation to support their value.; Resolved as lender agrees with audit value. ; Material; XXXX discrepancy noted: Missing lenders Property value used for LTV. Lender can clear finding by providing documentation to support their value.; Resolved as lender agrees with audit value. ; Material; XXXX discrepancy noted: Missing lenders Property value used for LTV. Lender can clear finding by providing documentation to support their value. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20430 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20496 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Borrower 1 3rd Party VOE Prior to Close Missing | Invalid - Paystub provided which is an alternate document for VOE | 12/22/2025 | Borrower 1 3rd Party VOE Prior to Close Was Provided | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20496 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20353 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No required |  |  | Third party valuation product provided within tolerance. | 01/19/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20353 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | Third party XXX received and within value, condition cleared.; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/21/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20356 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20341 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.74% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.74% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20414 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. Provide XXX and XXX W2s to complete income documents used to determine qualifying income | Not required per DU approval | 12/15/2025 | Rescinded as not required.; Borrower 1 W2/XXX Provided | 12/16/2025 | D A |
| OBX2026INV20414 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Provide evidence of sufficient rent loss insurance coverage for subject | Invalid request - rent loss insurance is not required | 12/15/2025 | Rent Loss Coverage Present | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20414 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Audited LTV Exceeds AUS LTV | Audited LTV of 63.26% exceeds AUS CLTV of 63.25% LTV is valid XXX divided by appraisal value XXX% rounding method XXX |  |  | Rescinded as LTV, CLTC, HCLTV meets guidelines.; Audited LTV of 63.26% is less than or equal to AUS CLTV of 63.26%; | 02/27/2026 | C A |
| OBX2026INV20320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Audited HCLTV Exceeds AUS HCLTV | Audited HCLTV of 63.26% exceeds AUS HCLTV of 63.25% HCLTV is valid XXX divided by appraisal value XXX% rounding method XXX |  |  | Rescinded as LTV, CLTC, HCLTV meets guidelines.; Audited HCLTV of 63.26% is less than or equal to AUS HCLTV of 63.26%; | 02/27/2026 | C A |
| OBX2026INV20320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Audited CLTV Exceeds AUS CLTV | Audited CLTV of 63.26% exceeds AUS CLTV of 63.25% CLTV is valid XXX divided by appraisal value XXX% rounding method XXX |  |  | Rescinded as LTV, CLTC, HCLTV meets guidelines.; Rescinded as LTV, CLTC, HCLTV meets guidelines.; Audited CLTV of 63.26% is less than or equal to AUS CLTV of 63.26%; | 02/27/2026 | C A |
| OBX2026INV20320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% DTI is still within the XXX% tolerance that is allowed |  |  | Rescinded as audit DTI meets AUS and lenders DTI approved on data tape; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; | 02/27/2026 | C A |
| OBX2026INV20320 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.26% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.26% is less than Guideline LTV of 80% A |
| OBX2026INV20388 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Property tax and hazard insurance is not escrowed with mortgage for XXX, however, supporting documents to validate both are missing from the file and is required per guidelines. | Invalid request - Final CD from XXX was provided in the original submission with escrows | 12/31/2025 | Condition cleared as we have received evidence of the PITIA. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20388 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/24/2025 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XX/XX/XXXX | Borrowers consent to e-delivery XX/XX/XXXX | 12/31/2025 | Condition cleared as we have received the e-consent. ; Evidence of eConsent is provided.; Material | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Missing Credit Report Supplement | Provide credit supplement or cancelled check #XXX to verify account with XXX has been paid in full prior to closing. | Invalid - evidence of paid in full was provided in file at time of original submission | 12/31/2025 | Resolved as we have received evidence of the XXX debt paid in full. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20315 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20377 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20348 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20373 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA Letter Missing Non-recurring income/loss was not included in qualifying calculation. Per FHLMC, You need proof (like a CPA letter and supporting documents) showing it was a true, one-time event. | Please provide additional information. What is the non-recurring income/loss? I looked at Schedule L, line XXX and there are no notes payable in less than XXX year. | 12/22/2025 | Condition cleared as line XXX of section L has no amount listed. ; Borrower 1 CPA Letter Provided | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20373 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. Per calculator, XXX W2 income was used to qualify. Missing XXX W2 supporting income of $XXX. | Please see attached. I calculated income of $XXX. The lender provided a revised AUS, 1008 and 1003 with income of $XXX. Using your income, the DTI would be XXX% which is within tolerance. ; Verification of W2 earnings | 01/30/2026 | Borrower 1 W2/XXX Provided; Borrower 1 W2/1099 Missing.; Lender qualified with base income of $XXX/per month. Auditor using XXX average of $XXX/per month. Lender doubled K1 and amortization and has ownership % at XXX% Please provide the W2 to verify income. Condition retained. | 02/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.25% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.25% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Lender qualified with base income of $XXX/per month. Auditor using XXX average of $XXX/per month. Per income calculator, Lender doubled K1 and amortization and has ownership % at XXX% Recalculated DTI increased > XXX% resubmission required. | Revised XXX 1003 and AUS reflecting income of $XXX; I calculated income and arrived at a figure of $XXX. If you agree to that number I'll reach out to the lender to: XXX) obtain the XXX W2 and XXX) obtain a revised XXX 1003 and AUS. Thanks! | 01/02/2026 | Lender provided updated 1003, XXX and AUS approving DTI of XXX%. Audit DTI of XXX% is within tolerance of the updated AUS approved DTI of XXX%. Condition cleared.; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Received new income calculator. Percentage of ownership should be XXX% as reflected on the K1 on updated income worksheet. Provide AUS findings with correct income. Any additional conditions would need to be addressed should there be any additional conditions once the income has been corrected. Provide an updated XXX and updated Final 1003 with the corrected income. | 02/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.25% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.25% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No AVM available. FNMA XXXX reflects score of XXX and FHLMC reflects not eligible. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 02/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.25% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.25% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.25% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.25% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20332 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to decrease from XXX to XXX from CD XX/XX/XXXX (e-signed) to FCD XX/XX/XXXX (wet signed) and PCCD XXX/XXX. A COC is required to determine if this was a valid change. | It appears that you did not review the Post CD uploaded on XX/XX/XXXX that lists the total credits of $-XXX. Please review the document uploaded - another copy has been provided; It appears that you did not review the Post CD uploaded on XX/XX/XXXX that lists the total credits of $-XXX. Please review the document uploaded; PCCD, LOE; I am trying to determine why this condition was ever cited in the first place? The Lenders credits disclosed on the Loan Estimate was - XXX which is rounded as LE's do not include cents therefore the original disclosed Lender Credits are XXX as disclosed on the Final & Post CD therefore no condition should have been cited. I have requested a corrected Post CD & Loe as the ALTA clearly lists lender & HUD credits. The fact that the credits are higher, should never been cited as this only benefits the borrower.; Final Statement; Please see attached; Lender Credit did not decrease | 01/27/2026 | Audit reviewed the lender's response. The XX/XX/XXXX CD in file pg XXX shows a lender credit of XXX but the CD dated XX/XX/XXXX Pg XXX shows a Lender credit of only $XXX. This drop in disclosed lender credits from the previous CD requires a valid COC or cure package. Condition retained. ; Audit reviewed the lender's response. Pending receipt of the corrected PCCD and LOE to the borrower. Condition retained. ; Audit reviewed Lender's response and documentation provided. Please provide the final settlement Statement to support Lender's response indicating the final credit issued to the Borrower is $XXX. The PCCD dated XX/XX/XXXX reflects a Lender credit of $XXX. Condition retained.; Audit reviewed Lender's response and documentation provided. Please provide the final settlement Statement to support Lender's response indicating the final credit issued to the Borrower is $XXX. The PCCD dated XX/XX/XXXX reflects a Lender credit of $XXX. Condition retained.; The funding remains open. The zero tolerance violation in the amount of XXX is due to decrease from XXX to XXX from CD XX/XX/XXXX (e-signed) to FCD XX/XX/XXXX (wet signed) and PCCD XXX/XXX. A COC is required to determine if this was a valid change. This CD was also delivered to borrower as the DocuSign Envelope ID is listed at top, page XXX | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.25% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.25% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing |  |  | Subject is a duplex with only it and the second unit of the property as part of the HOA, an official HOA doesn't exist.; HOA Questionnaire Provided | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | HOA Does Not Meet Guidelines | HOA Does Not Meet Guidelines |  |  | Subject is a duplex with only it and the second unit of the property as part of the HOA, an official HOA doesn't exist.; HOA Meets Guidelines | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX not eligible. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20389 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX |  |  | Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20450 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts Provide updated Fraud Report with cleared alerts | Fraud Report | 01/29/2026 | Lender provided an updated report. All Fraud Report Alerts have been cleared. Condition cleared. ; All Fraud Report Alerts have been cleared or None Exist | 01/30/2026 | C A |
| OBX2026INV20450 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | C A |
| OBX2026INV20497 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | C A |
| OBX2026INV20477 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20360 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Not on the list |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20403 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/08/2025 | Resolved | XXX | Credit | Income 3 Months Income Verified is Missing | Income 3 Months Income Verified is Missing XXX in disability income has been verified. Provide additional documentation to support XXX qualifying income in LP findings. | Disability and Rental Income | 12/31/2025 | Resolved as we have received the missing other disability and Annuity income. ; Income 3 Months Income Verified is Present Or Not Applicable | 01/02/2026 | C A |
| OBX2026INV20403 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance. | 12/26/2025 | C A |
| OBX2026INV20403 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | C A |
| OBX2026INV20359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20359 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Evidence of P&I amount on recent XXX transaction of Borrowers' XXX is missing. A copy of the signed Note, signed Final CD or other satisfactory documentation evidencing the P&I amount for Loan #XXX is required. | XXX XXX | 12/26/2025 | Condition cleared as we have received evidence of VOM for XXX.; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 12/29/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Borrower 2 W2/1099 Missing | Borrower 2 W2/1099 Missing. The XXX Form XXX-S reflects XXX compensation of officers which is the W2 income paid to B2 but the file does not contain the actual XXX W2 to document the XXX income. In addition, the XXX Form XXX from XXX is required to document the XXX paid to B2 under XXX (Schedule C); as per letters of explanation in file from the CPA and B2. | Please see lender's response ; Please see the W2 transcript for the first portion of the finding. I have asked the lender to provide the XXX From XXX | 02/12/2026 | Upon further review, the LOE in file shows XXX paid to B2 on schedule C is income from XXX Lender provided the wage and income transcript to document. Condition cleared. ; Borrower 2 W2/XXX Provided or Not Applicable (Number of Borrowers equals XXX); Lender provided the W2 transcript for the XXX income to B2. Pending receipt of the XXX from XXX to document the XXX paid to B2 under XXX. Condition retained. | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Purchase is not considered to be an Arm's Length Transaction | XXX is not considered to be an Arm's Length Transaction The subject transaction appears to be a Non-Arms Length transaction because per Letter of Explanation in file, the borrowers are the current Property Managers for the subject property and that is why the existing Lease Agreement for the subject property was signed by B2 as Landlord on XX/XX/XXXX which is prior to the borrowers purchasing the subject property. There is no financial assistance from the seller for the subject transaction. There is a full Appraisal for the subject property and the value is supported but the Appraisal indicates the transaction is Arms Length. The XXX relationship between the borrowers and seller was not disclosed in the Sales Contract. | Contract Addendum; Revised appraisal attached. Still waiting for a sales contract addendum acknowledging the non-arm's length transaction. | 02/03/2026 | Received updated appraisal report indicating Non-arms length sale and an addendum executed by all parties acknowledging XXX relationship between all parties.; Lender provided the revised appraisal. Pending receipt of the sales contract addendum acknowledging the non-arm's length transaction. Condition retained. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20312 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The insurance coverage limits must at least equal the higher of the UPB of the Mortgage or XXX% of the full replacement cost value (RCV) of the insurable improvements as of the current insurance policy effective date. Evidence of sufficient amount of property insurance is required. | RCE | 02/24/2026 | Lender provided the replacement cost estimator showing sufficient coverage. Condition cleared. ; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/15/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Not a valid request - LP approves PIW at XXX - Addendum to the sales contract shows XXX - AUS was ran correctly and a full appraisal is NOT required - Loan is eligible for an appraisal waiver | 01/06/2026 | Audit reviewed Lender's response and has determined subject loan was approved with a PIW using the appraisal value of $XXX. Condition rescinded.; Audit reviewed Lender's response and has determined subject loan was approved with a PIW using the appraisal value of $XXX. Condition rescinded.; Material; XXXX discrepancy noted: Missing evidence of lenders property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value.; Audit reviewed Lender's response and has determined subject loan was approved with a PIW using the appraisal value of $XXX. Condition rescinded.; Material; XXXX discrepancy noted: Missing evidence of lenders property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/08/2026 | C B A |
| OBX2026INV20310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | Lender agreed with XXXX. Condition cleared.; XXXX Data Tape Provided. | 01/08/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/21/2025 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. Document required to clear exception: The Initial CD is mising from the loan file. The earliest CD in the file was issued on XX/XX/XXXX and signed at consummation. The violation can be cured by providing the initial CD as well as evidence showing that it was received by the consumer XXX days prior to consummation on XX/XX/XXXX. Per XXX in the file the Initial CD was sent on XX/XX/XXXX. | Initial Closing Disclosure | 12/31/2025 | Resolved as we have received the missing Initial CD.; Condition cleared as we have received the missing Initial CD.; Resolved as we have received the missing Initial CD.; Condition cleared as we have received the missing Initial CD. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Per Lender Approval, PIW offering on last LPA submission was accepted and an appraisal was not obtained. The submitted sales price was accepted as the value of the subject property. A full Appraisal on Form XXX is required. | Not a valid request - LP approves PIW at XXX - Addendum to the sales contract shows XXX - AUS was ran correctly and a full appraisal is NOT required - Loan is eligible for an appraisal waiver | 12/29/2025 | PIW approved per AUS - TPV not required - condition cleared.; Third party valuation product provided within tolerance. | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20310 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW allowed per lenders Tape Data, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20442 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20416 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | C A |
| OBX2026INV20416 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | C A |
| OBX2026INV20466 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing XXX Patriot Act Disclosure or ID. | Identity and Address verification was provided | 12/22/2025 | Condition cleared as we have received borrowers ID affidavit. ; XXX Patriot Act Disclosure or ID provided.; Material | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20466 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20441 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20487 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20487 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20488 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20406 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20406 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20426 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20426 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score XXX. DD Firm to order. |  |  | Third party valuation product provided within tolerance. | 12/09/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20472 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | HOI | 12/20/2025 | Condition cleared as we have received evidence of hazard insurance active as of XXX. ; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20472 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20413 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20413 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report File is missing Third Party Fraud Report. Additional conditions may apply. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20413 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20370 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. This is something that is done after we review it. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20370 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/09/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20334 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete |  |  |  |  |  |  |  |  |  |  | A |
| OBX2026INV20483 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20485 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/23/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXXX; LP value approval = XXX and approved with a PIW. No further documentation is required | 01/09/2026 | Upon further review, the AUS approved the value & PIW. Condition cleared. ; Upon further review, the AUS approved the value & PIW. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders Sales price/Property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. This is done after all the basic auditor reviews are completed |  |  | XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The loan file did not contain the XXX and XXX XXXX report |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20327 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/10/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20412 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of Hazard Insurance for property located at XXX Fairview Road. Please upload this policy to the file. | Provided in original submission - see page XXX | 12/22/2025 | Condition resolved as we have received the hazard declarations. | 12/23/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.96% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 74.96% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20412 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending Review |  |  | XXXX data received, no discrepancies noted, condition cleared.; XXXX Data Tape Provided. | 12/16/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 74.96% is less than Guideline CLTV of 85% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 74.96% is less than Guideline LTV of 85% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.26% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.26% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20339 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.26% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.26% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20461 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/23/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | LP approves PIW at XXX Loan is eligible for an appraisal waiver | 01/09/2026 | Lender agrees with audit value. Condition cleared. ; Lender agrees with audit value. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders Sales price/Property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20461 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20461 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20461 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW accepted per lenders Tapa data and AUS, downgraded to non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20323 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20438 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20438 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20369 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending Review |  |  | XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20363 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Invalid request - Loan was approved with a PIW and a value of XXX | 12/31/2025 | Resolved as lender agrees with value. ; Resolved as lender agrees with value. ; Material; XXXX discrepancy noted: Missing lenders property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value.; Resolved as lender agrees with value. ; Material; XXXX discrepancy noted: Missing lenders property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20363 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Per Final Review |  |  | XXXX Data Tape Provided. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20363 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing UCPD Scores |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20363 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per lenders Tape Data, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20475 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20475 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/13/2025 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The lender qualified the borrower using the following child support $XXX. per the divorce decree on pg XXX the borrower is obligated to pay XXX + XXX for child support and Temporary Alimony in the amount of XXX pg XXX which was not disclosed, these exclusion caused the DTI to increase and no longer meet guidelines. We will need to obtain additional documentation to support the exact child support obligations with such changes to support the XXX along with the documentation supporting XXX support has termed out | Please see the attached lender response. Per the divorce decree, the XXX support of XXX terminates on XX/XX/XXXX, therefore it should not be included as a liability. URLA Section 2c reflects XXX twice. However, one is entered as an installment debt. Because the payment and the balance are the same the system will read this as an installment loan with < XXX payments and will exclude it from the liabilities. Therefore, the borrower was qualified with Other Liability XXX plus Child Support of XXX reported in URLA section 2d. ; Lender Response | 01/27/2026 | Income and Employment Meet Guidelines: XXX support terminated on XX/XX/XXXX (pg XXX); Pg XXX XX/XX/XXXX court judgment States XXX per months for both children pg XXX also includes percentage for bonus income which is paid quarterly (pg XXX & XXX): audit calculated bonus income using XXX = XXX per months = (XXX)/XXX = XXX Total Child Support obligation is XXX per months; Audit reviewed the the lender's responses. Lender qualified the borrower using the following child support XXX and XXX. Per the divorce decree on pg XXX the borrower is obligated to pay XXX + XXX for child support and Temporary Alimony in the amount of XXX pg XXX which was not disclosed. Please provide the breakdown of the total amount of Alimony/Child Support used to qualify. Condition retained. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20475 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/13/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOI documentation for XXX. | XXX XXX HOI | 12/26/2025 | Condition cleared as we have received evidence of no prior mortgage until recent XXX on XXX. ; Borrower 1 Credit Report is not partially present. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20478 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/07/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20478 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/07/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20313 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20432 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20432 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation. The borrower waived the XXX day waiting period but there is no confirmation if they received the report at closing. Provide evidence when the report was received to confirm timing requirements were met. | Appraisal Delivery to Borrower | 01/23/2026 | Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20432 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/21/2025 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. There's no evidence of receipt for the initial CD issued XX/XX/XXXX in the loan a minimum of XXX days prior to consummation. Provide evidence when it was received to confirm timing requirements were met. | Initial Closing Disclosure Delivery | 02/04/2026 |  | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20143 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 01/09/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% D A |
| OBX2026INV20143 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Audit re-reviewed. Condition rescinded.; Material | 01/09/2026 | D A C |
| OBX2026INV20143 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% D A |
| OBX2026INV20143 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% D A |
| OBX2026INV20318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/26/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20318 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20410 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20410 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No Score - Subject is a XXX unit |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Rescinded | XXX | Credit | Verification of Borrower Liabilities Missing or Incomplete | Lender listed all total payments used to qualify totals of XXX however upon audit review all total payments total $XXX. Please provide total payment breakdown of all payments used to qualify that totals $XXX. | All of this information has already been submitted - If your totals are coming out lower, why are we being cited if your payment is lower? | 12/17/2025 | Audit reviewed Lender's response, re-calculated debt obligations which resulted in an audit debt of XXX matching Lender's DTI. Condition rescinded. | 12/18/2025 | C A |
| OBX2026INV20321 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20351 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 66.39% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.39% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Missing Documentation verifying XXX income disclosed on Lenders Income Calculation Worksheet | All of this documentation was provided in the original submission ; Provide your calculation breakdown | 12/29/2025 | Condition cleared as we have received evidence of the additional disability income. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Per lenders income calculator lender is using XXX as additional income on top of the disability income. Please send evidence of this additional income being calculated by lenders income calculator. ; Audited DTI of XXX% exceeds AUS DTI of XXX% | 12/30/2025 | C A |
| OBX2026INV20402 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | C A |
| OBX2026INV20329 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20439 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20439 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20347 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20480 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Per Final Review |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20316 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20411 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20411 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Missing income documentation | The income worksheet for The XXX indicates XXX was deducted from income from XXX-S line XXX tax return amount is XXX - Lender to provide breakdown for lessor amount used and rational for not including the full amount. The borrower's income would be reduced with the full amount affecting the qualifying DTI. | The figure of XXX came from the XXX XXX 1120S. Line XXX minus line XXX \| Using XXX only, I calculated monthly income of $XXX.. nd they were qualified with $XXX. I don't see a DTI issue. \| | 12/23/2025 | Received income documents. | 12/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20411 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The following documentation was not found in the loan file, Lender to provide: XXX. – Provide final CD and current tax bill, evidence of HOA XXX – Provide copy of Promissory Note verifying all properties are included in the monthly payment of XXX including both XXX. Email in the file States the Note will be modified with the payoff of the subject property, provide a copy of the modification. XXX XXX – Provide a copy of the Hazard Insurance Policy and evidence of HOA XXX XXX – Provide evidence of HOA | Regarding XXX and XXX XXX: HOI attached. Both properties are located in older, established neighborhoods where HOA dues are unlikely. | 12/22/2025 | Condition resolved as we have received evidence of hazard insurance and no HOA dues. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20419 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20419 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | FEMA Declared Disaster - For Information Only | FEMA declared XXX Major Disaster area on XX/XX/XXXX for Wildfires and Straight-Line Winds. The appraisal in file is dated XX/XX/XXXX and shows no damage. Exception is for informational purpose only. |  |  | FEMA declared XXX Major Disaster area on XX/XX/XXXX for Wildfires and Straight-Line Winds. The appraisal in file is dated XX/XX/XXXX and shows no damage. Exception is for informational purpose only; Material; Material | 12/10/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20398 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20398 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20398 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HO6 Master Insurance Policy is Missing | Missing HO-6 Master Insurance Policy Missing HO-6 Master Insurance Policy | Invalid request - detached XXX with individual policy already provided | 12/22/2025 | Audit reviewed Lender's response and has determined the subject property is a detached XXX. The hazard insurance in file meets AUS and XXX requirements for detached XXX properties. Condition cleared.; HO-6 Master Insurance Policy is fully present | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20325 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20425 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | The Initial 1003 is Missing | The Initial 1003 is Missing. Please provide Initial 1003. | 1003 | 12/24/2025 | The Initial 1003 is Present; Received initial 1003. | 12/26/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20425 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/26/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20387 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure and proof sent to the borrower within XXX days of application XX/XX/XXXX or evidence XXX has no affiliates. | AfBD | 12/20/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20387 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20349 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/26/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.09% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.09% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20349 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.09% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.09% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20375 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree with audit's NMLS value XXX | 01/09/2026 | Lender agrees with audit value. Condition cleared. ; Lender agrees with audit value. Condition cleared. ; Material; XXXX discrepancy noted: Audit Loan Originator NMLS ID XXX vs Lender value XXX Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20375 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/23/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXXX | 01/09/2026 | Upon further review, the AUS approved the value & PIW. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders Sales price/Property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20343 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20424 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20424 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/09/2025 | Resolved | XXX | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T Missing | XXX | 12/22/2025 | Lender provided XXX-C for both Borrowers. Condition cleared.; Borrower 2 Executed XXX-T Provided or Not Applicable (Number of Borrowers equals XXX) | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20424 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/09/2025 | Resolved | XXX | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing | XXX | 12/22/2025 | Lender provided XXX-C for both Borrowers. Condition cleared.; Borrower 1 Executed XXX-T Provided | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20458 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | C A |
| OBX2026INV20495 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Missing Letter of Explanation (Assets) | Provide letter from CPA supporting use of funds from XXX account with XXX can be used for transaction | I reviewed FHLMC guidelines, in particular section XXX and I don't see a requirement for a CPA letter specifically. FHLMC requires the borrower to do an analysis and come to a conclusion.. hich the lender has done.; Lender Response | 01/15/2026 | Upon further review, compliance with general XXX funds rules under Section XXX have been met. Condition cleared; Audit reviewed the lender's response. Please provide a letter from the CPA that the use of these funds will not have an impact on the running of the XXX. Condition retained. | 01/16/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Rescinded | XXX | Credit | Asset 5 Does Not Meet Guideline Requirements | Asset 5 Does Not Meet Guideline Requirements Provide most recent month or quarterly Statement from XXX. XXX Statement only provides a one-day overview | According to the Final 1003, income from XXX is not being used to qualify. Therefore use of XXX assets would not matter. | 12/19/2025 | Audit reviewed Lender's response and has determined the XXX Statement for XXX reflects a XXX months review from XX/XX/XXXX - XX/XX/XXXX and meets AUS and XXX requirements. Condition rescinded.; Asset 5 Meets Guideline Requirements Or Not Applicable | 12/23/2025 | D A |
| OBX2026INV20451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Income 3 Months Income Verified is Missing | Income 3 Months Income Verified is Missing Provide documentation to support XXX pension income for Borrower 2 | Pension XXX | 12/19/2025 | Income 3 Months Income Verified is Present Or Not Applicable Lender provided Annuity Payment Statement verifying Borrower's Annuity income of XXX and meets AUS requirements. Condition cleared. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide mortgage Statements/obligations for XXX XXX. Review of total obligations not to exceed XXX | Please see attached | 12/19/2025 | Lender provided Ownership and Encumbrance Report for properties XXX XXX verifying properties are owned by Borrower's XXX; therefore, the taxes, insurance and HOA verified on the schedule E meets AUS and XXX requirements. Condition cleared. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Missing Payment History | Provide satisfactory mortgage payment history for XXX XXX | All properties are owned by the XXX. Secured mortgages are in the XXX names. | 12/19/2025 | Lender provided Ownership and Encumbrance Report for properties XXX XXX verifying properties are owned by Borrower's XXX; therefore, a mortgage history would not be required. Condition cleared. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Missing final HUD-1 from sale of non-subject property | Provide documentation to support following properties listed on sch E were sold: XXX XXX | Both properties sold in XXX please see attached | 12/19/2025 | Lender provided property detail report for properties XXX XXX verifying properties were sold prior to the subject transaction. Condition cleared. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20451 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Fraud Report with cleared alerts |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20052 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/01/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20052 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/01/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20052 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Rescinded | XXX | Credit | Audited Interested Party Contribution Exceeds Guideline Program Maximum |  |  |  | Added by mistake - Rescind. | 12/04/2025 | D A |
| OBX2026INV20448 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | C A |
| OBX2026INV20400 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | Investor acknowledges exception.; Material | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20400 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Invalid request - Loan was approved with a PIW and a value of XXX | 12/31/2025 | Resolved as lender agrees with audit value. ; Resolved as lender agrees with audit value. ; Material; XXXX discrepancy noted: Lender property value missing, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value.; Resolved as lender agrees with audit value. ; Material; XXXX discrepancy noted: Lender property value missing, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20400 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20400 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/31/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/24/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure Documentation required to clear exception: Please provide Affiliated XXX Disclosure within XXX days of application date XX/XX/XXXX or provide confirmation the lender has no affiliates. | Affiliated XXX | 12/20/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing Preliminary title report is missing from the loan file. FNMA requires title evidence prior to closing. Audit needs a current preliminary title commitment. | Title Document | 12/20/2025 | Lender provided title commitment. Condition cleared.; Title Document is fully Present | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. AND Audit Total Loan Costs XXX vs Lender Total Loan Costs Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree with audit's value for the following; \| ULI: XXX \| NMLS: XXX \| Total Loan Costs XXX | 12/20/2025 | Lender agreed with audit values. Condition cleared.; Lender agreed with audit values. Condition cleared.; Material; Lender agreed with audit values. Condition cleared.; Material | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20292 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW used, Tape data verifies PIW, non material B grade. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20382 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Cured | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Doc Prep Fee on LE XX/XX/XXXX. | Cure documents | 01/07/2026 | Lender provided the PCCD, LOE, copy of refund check, and evidence of delivery. Cured post closed. Loan will be graded a B.; Lender provided the PCCD, LOE, copy of refund check, and evidence of delivery. Cured post closed. Loan will be graded a B. | 01/08/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20382 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/12/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20382 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20264 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree Total Loan Costs - XXX - NMLS XXX - ULI XXX which is present on the 1003 | 12/30/2025 | Resolved as lender agreed with audit for NMLS, total loan costs and ULI. ; Resolved as lender agreed with audit for NMLS, total loan costs and ULI. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. AND Audit Total Loan Costs XXX vs Lender Total Loan Costs Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Resolved as lender agreed with audit for NMLS, total loan costs and ULI. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. AND Audit Total Loan Costs XXX vs Lender Total Loan Costs Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20264 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20264 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20264 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/02/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20459 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The HOA information is missing for the XXX. Audit needs a copy of an invoice to validate the monthly amount | Primary Home HOA | 12/22/2025 | Condition resolved as we have received evidence of the HOA dues. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20459 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20427 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Acknowledged | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The XXX XXX (XXX% ownership) was analyzed using XXX & XXX 1120S + K1. There's a loss of XXX due to a non re-occurring income on XXX 1120S $for XXX on line XXX (Other income). Lender's worksheet did not include it in the worksheet nor did it include schedule M-XXX 3b, Travel and Entertainment. Auditor allowing income with evidence that it is re-occurring income, however even with that income DTI is over XXX% due to lender did not count Schedule M-XXX 3b expense and this is resulting in a DTI fail. | Please see attached revised docs. Can you tell me what BANA's maximum DTI is? Thanks!; Excluding the Other Income of XXX and including the Travel and Entertainment Schedule M1 3b, my calculated income is $XXX. \| Adjusted DTI XXX%. \| \| If you agree with my calculation and DTI, I'll ask the lender to rerun the AUS using my income. Thanks! | 01/05/2026 | XXXX Approved Exception. Condition downgraded to B.; Lender provided updated 1003, XXX and AUS approving DTI of XXX% XXXX overlays allow a DTI of XXX% and will allow a greater DTI of XXX% greater than the tape value. On this loan, the tape value is XXX%; therefore, the allowable tolerance of XXX% is XXX%. Condition retained.; Finding remains active. Updated income, per below, would result in a DTI that exceeds maximum allowed per lender and guidelines. Lender data tape reflects XXXTI and only a XXX% variance is allowed to XXX% DTI. | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20427 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 02/12/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20427 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% |  |  | Audited DTI of % is less than or equal to AUS DTI of XXX% | 02/12/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20427 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% |  |  | Audited DTI of % is less than or equal to Guideline DTI of XXX% | 02/12/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20427 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20213 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXX (ULI). | XXX | 12/31/2025 | Resolved as we have received lenders ULI number. ; Resolved as we have received lenders ULI number. ; Material; Resolved as we have received lenders ULI number. ; Material | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20213 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20350 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20350 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20457 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20463 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.39% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.39% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/24/2025 | Rescinded | XXX | Compliance | Qualified Mortgage Lending Policy Points and Fees Test | This loan has points and fees that exceed the points and fees threshold. (12 CFR 1026.43(e)(3))The XXX is XXX or more, and the transaction's total points and fees is XXX which exceeds XXX percent of the total XXX of $XXX; orThe XXX is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds $XXX; orThe XXX is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds XXX percent of the total XXX of $XXX; orThe XXX is less than XXX but at least XXX and the transaction's total points and fees is XXX which exceeds $XXX; orThe XXX is less than XXX and the transaction's total points and fees is XXX which exceeds XXX percent of the total XXX of $XXX. | LOE; Not Valid - XXX is XXX and does not exceed the XXX% for XXX. Total Points & fees is XXX% | 12/23/2025 | Condition has been rescinded as we have received attestation LOX loan is for XXX purposes. ; IN review with compliance.; Audit reviewed Lender's response and has determined 12 CFR 1026.43(e)(XXX) Limits on points and fees for qualified mortgages (i)(A), for XXX greater than or equal to XXX (indexed for inflations): XXX percent of the total XXX. The subject XXX is XXX and would be subject to the XXX% rule. Condition retained.; Audit reviewed Lender's response and has determined 12 CFR 1026.43(e)(XXX) Limits on points and fees for qualified mortgages (i)(A), for XXX greater than or equal to XXX (indexed for inflations): XXX percent of the total XXX. The subject XXX is XXX and would be subject to the XXX% rule. Condition retained.; Cure required: Cure of XXX required: The loan exceeds the points and fees threshold due to exclusion of finance charges such as: prepaid interest, couier fee, electronic recording fee, settlement fee, e-Doc fee, wire fee, and document storage fees. Cure requires PCCD, LOE, copy of refund check, and proof of mailing, along with re-opening of rescission. Loan file tested against TRID requirements due to XXX certification or letter of explanation for purpose of funds missing. | 12/26/2025 | D A C |
| OBX2026INV20234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Resolved | XXX | Credit | Flood Certificate Missing | Missing Flood Certificate | Flood Certificate | 12/20/2025 | Lender provided Flood certificate. Condition cleared.; Flood Certificate is fully present | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.39% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.39% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20234 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.39% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.39% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20253 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with all Audited values | 12/30/2025 | Resolved as lender agrees with audit. ; Resolved as lender agrees with audit. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXXXX vs Lender ULI Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Resolved as lender agrees with audit. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXXXXXXXXXX vs Lender ULI Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20253 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/07/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20253 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/07/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20299 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | C A |
| OBX2026INV20386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Completed 3rd party verification is not in the file | Per FHLMC XXX the XXX day pre-closing verification can be completed using a paystub dated within XXX days prior to the XXX. | 12/22/2025 | Condition cleared as we have received the VOE from lender. ; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX) | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20386 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Not on list |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20203 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/02/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20203 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20203 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20366 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/25/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided on page XXX indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | Appraisal Delivery | 12/22/2025 | Cleared as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20366 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20226 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20210 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery to Borrowers | 12/24/2025 | Condition cleared as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material | 12/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20210 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Missing lenders ULI number, also missing lenders NMLS ID, Lender may clear finding by providing documentation to support their value. | XXXX Discrepancy | 12/24/2025 | Condition resolved as we have received lenders ULI and NMLS ID. ; Condition resolved as we have received lenders ULI and NMLS ID. ; Material; Condition resolved as we have received lenders ULI and NMLS ID. ; Material | 12/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20210 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20210 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. XXX payment on 1003 for XXX not reflecting on the credit report. Statement Proof of monthly payment not provided | XXX | 12/20/2025 | Lender provided Retail Installment contract for XXX verifying monthly payment of $XXX. Condition cleared.; Borrower 1 Credit Report is not partially present. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20276 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | LP approved value of XXX and approved PIW | 01/09/2026 | LP approved value of XXX and approved PIW. Condition cleared. ; LP approved value of XXX and approved PIW. Condition cleared. ; Material; XXXX discrepancy noted: Missing evidence of lenders property value / sales price, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20276 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM Fails FSD XXX Missing CDA. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/08/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20276 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20276 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20490 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 11/25/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. | Appraisal Delivery | 12/22/2025 | Resolved as we have received the missing evidence. ; Evidence of appraisal delivery provided.; Material | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20490 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20490 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20179 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with all Audited values | 12/30/2025 | Resolves as lender agrees with audit. ; Resolves as lender agrees with audit. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Resolves as lender agrees with audit. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20179 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20179 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20179 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/03/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/24/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required to clear exception - Provide copy of Affiliated XXX Disclosure. Documentation Required to clear exception - Provide copy of Affiliated XXX Disclosure. | Affiliated XXX response | 12/20/2025 | Lender provided attestation of no affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided | 12/22/2025 | D B A C |
| OBX2026INV20304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 11/24/2025 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase in Lender's Title Insurance Policy on the Initial CD dated XX/XX/XXXX with no valid change of circumstance and the Title Service Fee on CD dated XX/XX/XXXX. Although a COC was provided for the XX/XX/XXXX increase, CD fee variance does not specify why the increase was needed. | PCCD, ALTA | 12/20/2025 | Lender provided LOE, PCCD and final settlement Statement reflecting updated amount paid by Borrower at closing. Condition cleared.; Lender provided LOE, PCCD and final settlement Statement reflecting updated amount paid by Borrower at closing. Condition cleared. | 12/22/2025 | D B C A |
| OBX2026INV20304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | D B A C |
| OBX2026INV20304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | D B C A |
| OBX2026INV20304 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 12/04/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. |  |  | XXXX approved Grade B - Condition Acknowledged; Material | 12/11/2025 | D B A C |
| OBX2026INV20144 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI; Value | 01/13/2026 | Lender provided the ULI. Condition cleared. ; Lender provided the ULI. Condition cleared. ; Audit reviewed the lender's response. Please provide the ULI. Condition retained. ; Material; XXXX discrepancy noted: Missing lenders ULI number, Lender may clear finding by providing documentation to support their value. | 01/15/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20144 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20198 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | Material |  |  | Lender agrees with audit findings. Condition cleared. ; Lender agrees with audit findings. Condition cleared. ; The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit XXX Refinancing vs Lender value Home XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; The following XXXX Discrepancy(s) have been noted: The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit XXX Refinancing vs Lender value Home XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20198 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance.; XXXX discrepancy noted: Audit XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20198 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20198 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20198 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20172 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | The Note is Incomplete | The Note is Incomplete Missing copy of the Note. | Note | 12/22/2025 | Condition cleared as we have received the missing note. ; Condition cleared as we have received the missing note. ; The Note is Present | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20172 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20172 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | It is the AUS that approves the value & PIW. There would not be any additional documents. AUS Determines Eligibility: The AUS (like XXX's DU or XXX's LPA) analyzes data to provide approval.; (DU) AUS approved value and approved PIW | 01/12/2026 | Upon further review, the AUS approved the value & PIW. Condition cleared. ; Upon further review, the AUS approved the value & PIW. Condition cleared. ; Upon further review, the AUS approved the value & PIW. Condition cleared. ; Audit reviewed the lender's response. Please provide the PIW. Condition Retained. ; Material; XXXX discrepancy noted: Missing evidence of lenders Property value/Sales price, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/13/2026 | D B A C |
| OBX2026INV20265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | D B A C |
| OBX2026INV20265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | D B C A |
| OBX2026INV20265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | D B C A |
| OBX2026INV20265 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | D B A C |
| OBX2026INV20231 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party fraud report missing. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20231 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20167 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.48% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.48% is less than Guideline LTV of 80% A |
| OBX2026INV20178 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXXX | 01/09/2026 | Lender provided the ULI number and NMLS ID. Condition cleared. ; Lender provided the ULI number and NMLS ID. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders ULI number, ALSO missing lenders NMLS ID, Lender may clear finding by providing documentation to support their value. | 01/12/2026 | D A B C |
| OBX2026INV20178 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | D A C |
| OBX2026INV20178 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | D A C |
| OBX2026INV20178 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | D A C |
| OBX2026INV20319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Employment Gaps in Employment Without Sufficient Explanation | Provide documentation of borrower's current leave of absence and date to return to work | It appears the borrower has returned to work | 02/02/2026 | Lender provided the paystub dated XX/XX/XXXX showing return to work. Condition cleared. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide mortgage Statement and HOA dues to verify obligations for XXX does not exceed XXX | XXX | 12/19/2025 | Condition resolved as we have received evidence of the PITIA. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral R&W Relief Not Eligible. Provide required third-party valuation product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20319 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Fraud Report with cleared alerts |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20242 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with all Audited values | 12/30/2025 | Resolved as lender agrees with audit. ; Resolved as lender agrees with audit. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Resolved as lender agrees with audit. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXX vs Lender ULI Missing. AND Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.24% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.24% is less than Guideline CLTV of 80% A |
| OBX2026INV20242 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.24% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.24% is less than Guideline CLTV of 80% A |
| OBX2026INV20242 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.24% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.24% is less than Guideline CLTV of 80% A |
| OBX2026INV20242 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No CU Score in file |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.24% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.24% is less than Guideline CLTV of 80% A |
| OBX2026INV20242 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Loan approved with PIW as well as lenders Tape Data, will remain a non material B grade. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.24% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.24% is less than Guideline CLTV of 80% A |
| OBX2026INV20301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree with XXX | 12/30/2025 | Condition resolved as lender agrees with audit value. ; Condition resolved as lender agrees with audit value. ; Material; XXXX discrepancy noted: Audit value XXX vs Lender value MISSING, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Condition resolved as lender agrees with audit value. ; Material; XXXX discrepancy noted: Audit value XXX vs Lender value MISSING, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20301 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/03/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per lenders Tape data, non material Bb grade. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/11/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20145 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CU score |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20462 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20462 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20462 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliated XXX | 12/20/2025 | Lender provided attestation of no affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20237 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Subject is a XXX unit and no Score provided |  |  | Third party valuation product provided within tolerance. | 12/26/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20237 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/26/2025 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | HPML Compliant; Informational Only | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/25/2025 | Resolved | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | HPML Compliant; Informational Only | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20305 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/25/2025 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | HPML Compliant; Informational Only | 12/01/2025 | Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | We agree - XXX | 12/31/2025 | Condition resolved as lender agrees with audit.; Condition resolved as lender agrees with audit.; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS XXX vs Lender Loan Originator NMLS XXX Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Condition resolved as lender agrees with audit.; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS XXX vs Lender Loan Originator NMLS XXX Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/01/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/01/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20176 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/02/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | D A |
| OBX2026INV20176 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 12/11/2025 | D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXXX | 01/09/2026 | Lender agrees with audit value. Condition cleared. ; Lender agrees with audit value. Condition cleared. ; Material; XXXX discrepancy noted: Audit ULI XXX vs Lender value XXX, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing XXX Patriot Act Disclosure or ID. | US PAT | 12/15/2025 | Additional documentation received; exception resolved.; Missing XXX Patriot Act Disclosure or ID.; Additional documentation received; exception resolved.; Material | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Borrower 2 Citizenship Documentation not provided | Borrower 2 XXXhip Documentation not provided. | EAD | 12/15/2025 | XXXhip Documentation is provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/11/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/26/2025 | Rescinded | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Not used on Review - rescinded; Material; Informational Only | 12/18/2025 | D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | The Deed of Trust is Missing | The Deed of Trust is Missing Note and mortgage missing from file | DOT | 12/15/2025 | The Deed of Trust is Present | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 11/26/2025 | Resolved | XXX | Credit | The Note is Missing | The Note is Missing. Documentation required to clear exception, The Note is Missing. | The borrower details for this loan in mTrade are incorrect - borrowers names are XXX and XXX | 12/15/2025 | The Note is Present. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | The Final 1003 is Missing | The Final 1003 is Missing | 1003 | 12/15/2025 | The Final 1003 is Present | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20201 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. missing prior policy | HOI | 12/15/2025 | Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20239 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/02/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20239 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/02/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20252 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided Missing all pages of the AUS, please submit complete final AUS. | DU | 12/22/2025 | Condition cleared as we have received the complete AUS. ; AUS is not incomplete | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20252 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX complete - no level XXX discrepancies - cleared; XXXX Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20194 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Title Document Missing | Title Document is missing | Please review the uploaded doc; Title | 01/12/2026 | Title Document is fully Present; Lender provided documentation; however, the title for the subject property was not provided. Condition retained. | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20194 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXXX | 01/09/2026 | Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders ULI number, ALSO missing lenders NMLS ID, Lender may clear finding by providing documentation to support their value. | 01/12/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20194 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20194 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20097 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/01/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/11/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete Missing complete 1-4 Family Rider. Provide re-recorded mortgage with complete, all pages, of 1-4 Family Rider. Page XXX of rider is page XXX of XXX and page XXX of rider is page XXX of XXX | DOT | 12/26/2025 | Condition cleared as we have received all pages of the Rider. ; The Deed of Trust is Present and Complete | 12/29/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20324 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Borrower Self Employment income from Sch C Auditor recalculated S/E income as verified off the worksheet. Auditor income verified is XXX which is lower than the Lender income of $XXX. this caused DTI to increase over XXX% and AUS has to be re ran | Please see revised documents \| | 01/12/2026 | Lender provided a revised AUS and XXX Audited DTI of XXX% compared AUS DTI XXX% which is within tolerance. Condition cleared. ; Lender provided a revised AUS and XXX Audited DTI of XXX% compared AUS DTI XXX% which is within tolerance. Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/15/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Missing lenders ULI number, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value | ULI | 12/20/2025 | Condition resolved as we have received lenders ULI number. ; Lender provided valid ULI of XXX. Condition cleared.; Material | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Noted |  |  | XXXX Data Tape Provided. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Compliance | Escrow Waiver is Missing | Escrow Waiver is Missing | The loan has escrows therefore an escrow waiver is not required | 12/20/2025 | Audit reviewed Lender's response and has determined loan has escrows; therefore, an escrow waiver is not required. Condition rescinded.; Escrow Waiver is Present or Not Applicable | 12/22/2025 | C A B |
| OBX2026INV20434 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery to Borrower | 12/20/2025 | Lender provided verification of Borrower's receipt of appraisal. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing Loan subject is a XXX of a non owner occupied property. The affidavit of XXX was not located in the loan file. | The Originator confirmed, this loan was closed under General QM. The XXX purpose affidavit is not required. Also, as this is an XXX property - the loan closed as worst case and therefore XXX is implied as non-owner occupied. | 02/04/2026 | Upon further review, the XXX purpose affidavit is not required. Condition cleared. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Missing Property Tax Cert | Missing Property Tax Cert Loan file is missing evidence of the subject property taxes. Closing disclosure used. Tax estimate was calculated on the appraisal. | taxes | 12/29/2025 | Cleared as we have received the missing tax cert. ; Property Tax Cert Provided | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20378 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Loan was approved as a DU Approved/Eligible with a XXX% DTI. Audit DTI is slightly lower due to excluding monthly payments on revolving debts with XXX and XXX card which are showing zero balance on the credit report. |  |  | Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; ; Audited DTI of XXX% is less than or equal to Guideline DTI of XXX% | 12/11/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20273 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20446 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20355 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/10/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence of Hazard insurance for XXX XXX property and letter of explanation on XXX property owned by both borrower not being included into borrower's liabilities. | Upon further review, the file has a property profile for XXX XXX. Condition cleared. ; Based on the information attached, I think this is all we're going to get. ; Please see attached; Regarding XXX Overlook: Per the property profile it is owned by XXX of XXX. Per FraudGuard this appears to be a XXX the borrowers are associated with. \| \| Regarding XXX XXX, I will contact the lender to provide the insurance. | 01/20/2026 | Borrower 1 Credit Report is not partially present.; Please provide the hazard insurance declaration in the amount of XXX for XXX XXX. Condition retained. ; Condition remains, lender has cleared the XXX Overlook condition but waiting on the XXX XXX still information. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20355 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20355 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20484 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20484 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts Provide updated Fraud Report with cleared alerts | Fraud Report | 01/27/2026 | All Fraud Report Alerts have been cleared or None Exist | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20484 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20486 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery to Borrowers | 12/31/2025 | Condition cleared as we have received appraisal delivery. ; Evidence of appraisal delivery provided.; Material | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20486 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Asset 4 Does Not Meet Guideline Requirements | Asset 4 Does Not Meet Guideline Requirements Please provide lox for the following large deposits: XXX account ending in XXX deposit in the amount of XXX on XX/XX/XXXX and XX/XX/XXXX deposit made in the amount of XXX | Source Large Deposits | 12/22/2025 | Condition resolved as we have received evidence of the large deposits. ; Asset 4 Meets Guideline Requirements Or Not Applicable | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20486 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20486 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20436 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/13/2025 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% XXX in file shows DTI as XXX (Which would be in tolerance of Audit DTI) Please provide updated AUS. | AUS; Provide your calculations so we can see where we differ | 01/23/2026 | Lender provided a revised AUS. Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Please submit your changes from the LP/AUS when compared to lenders XXX as they do not match. The variance is due to Rental income of the other XXX REO's. Subject debt matches lenders by using XXX% of the vacancy factor per the XXX - PITI. Per the Sch E, REO at XXXX audit used XXX vs lenders -$XXX. REO at XXX XXXX audit used XXX vs lenders -$XXX. Audit income for XXX XXXX is XXX whereas it does not seem as if lender used any loss for this property. The wage income matches lenders and the total of the XXX liabilities is XXX monthly.; ; Please submit your changes from the LP/AUS when compared to lenders XXX as they do not match. The variance is due to Rental income of the other XXX REO's. Subject debt matches lenders by using XXX% of the vacancy factor per the XXX - PITI. Per the Sch E, REO at XXXX audit used XXX vs lenders -$XXX. REO at XXX XXXX audit used XXX vs lenders -$XXX. Audit income for XXX XXXX is XXX whereas it doe snot seem as if lender used any loss for this property. The wage income matches lenders and the total of the XXX liabilities is XXX monthly.; Audited DTI of XXX% exceeds AUS DTI of XXX%; Lender provided a revised AUS. Audited DTI of XXX% is less than or equal to AUS DTI of XXX% Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Please submit your changes from the LP/AUS when compared to lenders XXX as they do not match. The variance is due to Rental income of the other XXX REO's. Subject debt matches lenders by using XXX% of the vacancy factor per the XXX - PITI. Per the Sch E, REO at XXXX audit used XXX vs lenders -$XXX. REO at XXX XXXX audit used XXX vs lenders -$XXX. Audit income for XXX XXXX is XXX whereas it does not seem as if lender used any loss for this property. The wage income matches lenders and the total of the XXX liabilities is XXX monthly.; Please submit your changes from the LP/AUS when compared to lenders XXX as they do not match. The variance is due to Rental income of the other XXX REO's. Subject debt matches lenders by using XXX% of the vacancy factor per the XXX - PITI. Per the Sch E, REO at XXXX audit used XXX vs lenders -$XXX. REO at XXX XXXX audit used XXX vs lenders -$XXX. Audit income for XXX XXXX is XXX whereas it doe snot seem as if lender used any loss for this property. The wage income matches lenders and the total of the XXX liabilities is XXX monthly.; Audited DTI of XXX% exceeds AUS DTI of XXX%; XXXX discrepancy noted: Audit ULI number is missing, Lender may clear finding by providing documentation to support their value. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20436 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/23/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | XXX | 01/09/2026 | Lender provided the ULI XXX. Condition cleared.; Lender provided the ULI XXX. Condition cleared.; XXXX discrepancy noted: Audit ULI number is missing, Lender may clear finding by providing documentation to support their value.; Material | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20436 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | Lender provided the ULI XXX. Condition cleared. ; Lender provided the ULI XXX. Condition cleared. ; XXXX Data Tape Provided. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20390 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20390 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing |  |  | XXX Purpose Affidavit/Disclosure Provided | 12/12/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20455 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis | Please see attached FNMA B4-XXX-XXX which indicates that alternative methods are acceptable in lieu of the 1004D. The attached Homebuyer Inspection meets every bullet point in the guideline. | 01/05/2026 | Lender provided Builder attestation with photos verifying appliances and property has been completed, which meets FNMA requirements for Completion Alternative. Condition cleared.; Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable | 01/06/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20455 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20455 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20357 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20322 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/10/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | C A |
| OBX2026INV20391 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | C A |
| OBX2026INV20391 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | C A |
| OBX2026INV20374 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20374 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/04/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report missing. ender to provide. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20368 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/13/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20342 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/23/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Missing lenders Sales price/Property value, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | The value of XXX comes directly from Freddie (LP) and their approval for a PIW. No further documentation is required as it is determined by the AUS; Invalid ask - you have all of the source documentation for this - XXX Contract and AUS approving Appraisal Waiver | 01/13/2026 | Upon further review, the AUS approved the value & PIW. Condition cleared. ; Upon further review, the AUS approved the value & PIW. Condition cleared. ; Audit reviewed the lenders response. Lender can clear finding by providing documentation to support their value. Condition retained. ; Material | 01/15/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20342 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20342 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/12/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20342 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/05/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. LP allowing PIW. Lender used PIW per Tape Data, non material B grade. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20376 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/16/2025 | Resolved | XXX | Compliance | Collateral Protection Act, Mo. Rev. Stat. §§ 427.120; 427.125 - Collateral Protection Notice was not provided | Collateral Protection Act, Mo. Rev. Stat. § § 427.120; 427.125 - Collateral Protection Notice was not provided. | Collateral Protection Notice | 12/31/2025 | Resolved as we have received the missing disclosure from lender. ; Collateral Protection Act, Mo. Rev. Stat. § § 427.120; 427.125 - Collateral Protection Notice was provided. | 01/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20314 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20336 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20336 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20447 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/16/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | No Affiliates | 01/26/2026 | Lender provided a signed attestation of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 01/27/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX Please provide taxes for the property located at XXX XXX Please provide current XXXX Statement, Taxes, Insurance and HOA if applicable for the property at XXX XXX | Please see attached | 12/19/2025 | Condition resolved as we have received evidence of the PITIA for the properties. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Please provide HOA for subject property XXX XXX | XXX is the subject. The HOA dues are verified on page XXX of the appraisal. | 12/19/2025 | Rescinded as the HOA dues are listed in loan file, | 12/23/2025 | D A C B |
| OBX2026INV20492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 12/21/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20492 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/15/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20174 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Invalid - It is the AUS that approves the value & PIW. There would not be any additional documents. AUS Determines Eligibility: The AUS (like XXX's DU or XXX's LPA) analyzes data to provide approval.; XXX transaction, (DU) AUS approved value and approved PIW | 01/12/2026 | Upon further review, the AUS approved the value & PIW. Condition cleared. ; Upon further review, the AUS approved the value & PIW. Condition cleared. ; Audit reviewed the lender's response. Please provide the PIW. Condition retained. ; Material; XXXX discrepancy noted: Missing evidence of lenders property value/sales price, per XXXX property value is the value used to calculate the LTV. Lender can clear finding by providing documentation to support their value. | 01/13/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 72.63% is less than Guideline LTV of 680% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20174 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 72.63% is less than Guideline LTV of 680% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20174 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 72.63% is less than Guideline LTV of 680% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20174 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No Appraisal in file |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Original LTV is Below the Guideline Maximum - Calculated LTV of 72.63% is less than Guideline LTV of 680% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20174 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 12/09/2025 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Original LTV is Below the Guideline Maximum - Calculated LTV of 72.63% is less than Guideline LTV of 680% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20454 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20454 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20502 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. | Checking status of review | 12/12/2025 | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Total Loan Costs XXX | 01/09/2026 | Lender agrees with audit findings. Condition cleared. ; Lender agrees with audit findings. Condition cleared. ; Lender agrees with audit findings. Condition cleared. ; Material; XXXX discrepancy noted: Missing lenders Total loan costs and lenders NMLS ID, Lender may clear finding by providing documentation to support their value | 01/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20417 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20417 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20473 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/30/2025 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit XXX vs Lender XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | Agree our records indicate 2nd Home no XXX property | 01/09/2026 | Lender agrees with audit findings. Condition cleared. ; Lender agrees with audit findings. Condition cleared. ; Material | 01/13/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20473 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/11/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/05/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20473 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20326 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing Missing of XXX Purpose Affidavit/Disclosure |  |  | Not required on this program; XXX Purpose Affidavit/Disclosure Provided | 12/10/2025 | A |
| OBX2026INV20308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Rescinded | XXX | Credit | Borrower 1 IRS Transcripts Missing | Borrower 1 IRS Transcripts Missing |  |  | Not required on this program; Borrower 1 IRS Transcripts Provided | 12/10/2025 | A |
| OBX2026INV20308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Rescinded | XXX | Credit | Borrower 2 IRS Transcripts Missing | Borrower 2 IRS Transcripts Missing |  |  | Not required on this program; Borrower 2 IRS Transcripts Provided or Not Applicable (Number of Borrowers equals XXX) | 12/10/2025 | A |
| OBX2026INV20308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/05/2025 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20308 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/08/2025 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 12/08/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20379 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20379 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/09/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing XXX Patriot Act Disclosure or ID. | ID attached | 12/26/2025 | Condition cleared as we have received borrowers ID. ; XXX Patriot Act Disclosure or ID provided.; Material | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20330 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage Provide evidence of sufficient rent loss insurance coverage for subject | Please stop citing XXX for this - this is an invalid request | 12/19/2025 | Rescinded as this is not required.; Rent Loss Coverage Present | 12/23/2025 | C A |
| OBX2026INV20330 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20330 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20311 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20352 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/18/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20352 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | Income/Employment General | Missing pages of the XXX's and K1 for XXX | XXX tax returns | 01/05/2026 | Lender provided XXX return with K1 for Borrower 2, supporting Lender's income calculation. Condition cleared. | 01/06/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20449 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20431 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20468 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20317 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/14/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof Free and clear for the property at XXX XXX | here you go | 12/29/2025 | Condition resolved as we have received evidence of free and clear. | 12/31/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20504 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing required AVM. XXX to order. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20508 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20508 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | ATTESTATION | 01/02/2026 | Lender provided Attestation/Processor cert no claims were made per HOI Company. Condition cleared. | 01/06/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20508 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Taxes, Insurance and HOA was not provided for review. Please provide Taxes, Insurance and HOA for the property at XXX | XXX property is land | 12/29/2025 | Condition resolved as we have received evidence property is land. | 12/31/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20508 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 12/23/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% D A |
| OBX2026INV20358 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/16/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% D A |
| OBX2026INV20506 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20506 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/17/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | CDA | 01/02/2026 | Third party valuation product provided within tolerance. | 01/07/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20503 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20503 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2025 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of XXX | borrower upped their coverage. updated binder and proof of payment provided. revised DU & XXX uploaded as well; RCE | 01/08/2026 | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; The finding remains active as the RCE amount is higher than the insurance coverage. | 01/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20503 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/18/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The mortgage Statement for the property at XXX States escrow but does not indicate what items are escrowed. Please provide taxes and insurance documentation or verification that taxes and insurance are escrowed. | taxes & Ins XXX | 12/29/2025 | Cleared as we have received escrow breakdown. ; Borrower 1 Credit Report is not partially present. | 12/31/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20503 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX to order. |  |  | Third party valuation product provided within tolerance. | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product Not Provided. | rebuttal - please advise if your AVM came back outside XXX% and I can order a CDA per the guidelines. | 01/09/2026 | Third party valuation product provided within tolerance.; Lender provided the AVM within XXX% tolerance. Condition cleared. ; Lender provided the AVM within XXX% tolerance. Condition cleared. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 01/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20501 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Client to provide CDA. | 01/20/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.34% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.34% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The final application lists a monthly housing expense of XXX for the XXX located at XXX. The file does not contain documentation to support this amount. Please provide evidence confirming the actual payment. | XXX taxes | 01/14/2026 | Lender provided the tax Statement for the XXX located at XXX XXX. Condition cleared. ; Lender provided the tax Statement for the XXX located at XXX XXX. Condition cleared. | 01/15/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.34% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.34% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20361 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.34% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.34% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20423 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20433 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing required third party fraud review. | Document Uploaded. Fraud report | 12/24/2025 | Third Party Fraud Report is provided; Borrower fraud provided. | 12/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2025 | Resolved | XXX | Credit | All Interested Parties Not Checked with Exclusionary Lists | All Interested Parties Not Checked with Exclusionary Lists. | Document Uploaded. Fraud rpt | 12/26/2025 | All Interested Parties Checked against Exclusionary Lists; Ofac Status Fail, GSA-EPLS Status Fail. | 12/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2025 | Resolved | XXX | Credit | OFAC Check Not Completed and/or Cleared | OFAC Check Not Completed and/or Cleared | Document Uploaded. fraud rpt | 12/26/2025 | OFAC Check Completed and Cleared; Client provided Fraud Report dated XX/XX/XXXX showing OFAC and Exclusionary List fails Cleared. ; Fraud report in file provided, however, OFAC and exclusionary list failed. Please provide documentation showing these tests are now cleared.; Ofac status Fail | 12/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. TWN in file indicates borrower was receiving a stipend as a graduate assistant at XXX from XX/XX/XXXX until XX/XX/XXXX (prior to graduation and employment with XXX) but the income was not documented. The XXX W2/XXX reflecting this income is required. | Document Uploaded. lox and XXX | 12/26/2025 | Borrower 1 W2/XXX Provided | 12/29/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Rescinded | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Lender's Jumbo Guidelines v26 require verification that current employment has a probability of XXX years continuance for a non-XXX borrower. The verification is not in the file. |  |  | ; Income and Employment Meet Guidelines | 12/23/2025 | D A |
| OBX2026INV20521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/19/2025 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20521 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 12/22/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/22/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please submit Third Party Valuation Product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20380 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20443 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | Verification of Borrower Liabilities Missing or Incomplete | Per LP total monthly debt is XXX however upon audit the total monthly debt is XXX There is a XXX variance, please provide the total monthly debts used to qualify. | The subject's HOA dues are $XXX.. id you include those in your calculations? | 01/08/2026 | Upon further review, the XXX is the HOA for the subject property. DTI within tolerance. Condition cleared. ; Upon further review, the XXX is the HOA for the subject property. DTI within tolerance. Condition cleared. | 01/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20443 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/22/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 12/30/2025 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20505 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Client to provide CDA. | XXXX score XXX | 01/08/2026 | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CDA provided is within tolerance. Value as of XX/XX/XXXX is XXX compared to the appraisal dated XX/XX/XXXX a XXX% difference Condition cleared. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CDA provided is within tolerance. Value as of XX/XX/XXXX is XXX compared to the appraisal dated XX/XX/XXXX a XXX% difference Condition cleared. | 01/23/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20505 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/24/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20517 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational Only | 12/26/2025 | A |
| OBX2026INV20517 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 12/26/2025 | A |
| OBX2026INV20517 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 12/26/2025 | A |
| OBX2026INV20507 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/26/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20507 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/26/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | I provided the CDA that is within tolerance. Can you please tell me exactly what you are looking for?; CDA | 01/08/2026 | Third party valuation product provided within tolerance.; Lender provided the CDA within tolerance. Condition cleared. ; Lender provided the CDA within tolerance. Condition cleared. ; ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Client to provide CDA> | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20520 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20520 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | CDA | 01/05/2026 | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20518 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20518 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. | CDA | 01/06/2026 | CDA dated XX/XX/XXXX with value of XXX was provided and is within XXX% tolerance of appraisal value of $XXX. Condition cleared. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Client to provide CDA. | 01/07/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/26/2025 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Upon further review. Lender provided the Property Detail showing no mortgage. Freddie Mac only requires inclusion of housing expenses (taxes, insurance, HOA, etc.) when the individual is a Borrower on the mortgage and therefore obligated to the debt. Condition cleared. ; Fraud Report received - Other finding added. Condition Cleared.; Third Party Fraud Report is provided | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/26/2026 | Resolved | XXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts | Lender's Response | 02/12/2026 | All Fraud Report Alerts have been cleared or None Exist; Please provide documentation borrower has no interest in XXX, XXX-XXX or provide updated XXX/1003/AUS to include property in DTI. | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20340 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/08/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.72% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.72% is less than Guideline LTV of 80% D A |
| OBX2026INV20407 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third party XXX received and within value, condition cleared.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Client to provide CDA. | 02/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20407 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy(s) have been noted: Audit XXX Refinancing vs Lender XXX MISSING. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | We agree with audit - Loan is a XXX transaction | 01/14/2026 | Lender agreed with XXXX. Condition cleared.; Lender agreed with XXXX. Condition cleared.; Material ; Lender agreed with XXXX. Condition cleared.; Material | 01/15/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20407 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/26/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/15/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20511 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/29/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. | XXXX Data Tape pending investor review. Investor to clear. | 01/02/2026 | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20511 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 12/29/2025 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal Re-Inspection Fee. The fee was added to the XX/XX/XXXX Initial CD; however, appraisal dated XX/XX/XXXX was made subject to and the appraisal invoice is dated XX/XX/XXXX. Please provide explanation for delay in re-disclosure. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | rebuttal to the XXX see the attached documentation; The added charge was at the request of the AMC, not XXX. Once XXX was made aware of the additional charge, we disclosed to the borrowers. | 01/08/2026 | Lender provided the valid COC. Condition cleared.; Lender provided the valid COC. Condition cleared. ; Lender provided the valid COC. Condition cleared.; Lender provided the valid COC. Condition cleared. | 01/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20509 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | CDA; XXXX Risk score XXX | 01/12/2026 | Third party XXX received and within value, condition cleared; Pending receipt of the AVM. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20509 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/30/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20533 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX tape provided, no discrepancies noted condition cleared. | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20510 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2025 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply.; XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX tape provided, no discrepancies noted condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20510 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2025 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Please provide a fully completed Patriot Act Disclosure. The file includes an executed disclosure on pages XXX and XXX but the required fields were left incomplete. | XXXXX rebuttal | 02/10/2026 | US Patriot Act Disclosure or ID provided.; Missing US Patriot Act Disclosure or ID.; Material | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20510 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2025 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The final application reflects a mortgage payment of XXX for the XXX at XXX, as supported by the credit report. However, there is no documentation confirming that escrows are included in the mortgage payment. | patriot form | 02/10/2026 | Borrower 1 Credit Report is not partially present. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20510 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | XXX | Credit | Borrower 1 Photo Identification not provided | Borrower 1 Photo Identification not provided. |  |  | Photo Identification provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20510 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 12/31/2025 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | CDA not required on this loan type | 01/20/2026 | Third party valuation product provided within tolerance.; Third party XXX received and within value, condition cleared; The AVM shows a score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21049 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete |  |  |  |  |  |  |  |  |  |  | A |
| OBX2026INV20534 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply.; XXXX tape provided, no discrepancies noted. Condition cleared.; XXXX tape provided, no discrepancies noted condition cleared. | 02/13/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20534 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/02/2026 | Resolved | XXX | Credit | Borrower 1 W2/1099 Missing | Borrower 1 W2/1099 Missing. The LPA (pg. XXX), submission #XXX, approved the loan using a monthly income of XXX based on W-2 wages. LPA requires either a YTD paystub and W-2(s) for the most recent calendar year, or a written VOE documenting all YTD earnings and earnings for the most recent calendar year. The file contains only two paystubs with PPE dates of XX/XX/XXXX and XX/XX/XXXX; no additional income documentation was provided. Please provide the most recent year W-2(s) or a written VOE documenting all YTD earnings and earnings for the most recent calendar year. | W2 | 02/02/2026 | Borrower 1 W2/XXX Provided | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20534 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | CDA | 01/15/2026 | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The AVM shows a score of XXX% and FSC of 019which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20534 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/02/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The final application reflects a mortgage payment of XXX for the borrower's XXX at XXX, supported by the mortgage Statement. The application also lists additional housing expenses of $XXX. While homeowner's insurance is escrowed, the file lacks documentation for property taxes. Please provide documentation to validate the additional housing expenses of $XXX. | taxes for XXX | 01/12/2026 | Lender provided the tax Statement for XXX. Condition cleared. ; Borrower 1 Credit Report is not partially present. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20529 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order CDA. | 01/23/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20529 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20529 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/05/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. File is missing the mortgage Statement for the property located at XXX in order to verify if the taxes and insurance are escrowed. Additional conditions may apply. | Supplement showing monthly amount and HOI taxes attached. | 01/08/2026 | Lender provided the supplement showing escrowed and tax declaration. Condition cleared. ; Lender provided the supplement showing escrowed and tax declaration. Condition cleared. | 01/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20513 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | Collateral score XX/XX/XXXX | 01/19/2026 | Third party valuation product provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. Condition cleared. | 01/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20513 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20493 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20493 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20460 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/06/2026 | Acknowledged | XXX | Compliance | Qualified Mortgage Safe Harbor Threshold | This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §XXX(b)(XXX), (e)(XXX) his loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the XXX is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. | QM response | 01/14/2026 | XXXX Approved Exception. Condition downgraded to B.; Pending investor approval. ; Loan is QM high price, XXXX to approve. QM APOR High Price, XXXX to approve.; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| OBX2026INV20460 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/07/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| OBX2026INV20460 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/07/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. C A |
| OBX2026INV20514 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20514 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/06/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20476 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree with the Audit value for XXX - Refinancing | 01/28/2026 | Lender agrees with audit findings. Condition cleared. ; Lender agrees with audit findings. Condition cleared. ; XXXX Discrepancy(s) have been noted: Audit XXX Refinancing vs Lender XXX MISSING. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; Lender agrees with audit findings. Condition cleared. ; XXXX Discrepancy(s) have been noted: Audit XXX Refinancing vs Lender XXX MISSING. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.29% is less than Guideline CLTV of 89.99% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 78.29% is less than Guideline LTV of 89.99% A |
| OBX2026INV20476 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.29% is less than Guideline CLTV of 89.99% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 78.29% is less than Guideline LTV of 89.99% A |
| OBX2026INV20476 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 78.29% is less than Guideline CLTV of 89.99% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 78.29% is less than Guideline LTV of 89.99% A |
| OBX2026INV20428 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Subject Property is a XXX to XXX Unit Building and CU is not provided |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20428 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Acknowledged |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20428 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliated XXX Disclosure - | 01/14/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated Business Disclosure Missing; Material | 01/15/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20428 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery to Borrower | 01/14/2026 | Evidence of appraisal delivery provided. Condition cleared; Evidence of appraisal delivery provided. Condition cleared; Material | 01/15/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20592 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Hazard Insurance Policy is Partial | Hazard Insurance Policy Partially Provided The lender included XXX monthly in the subject property PITIA for Homeowners Insurance. The declarations page for the subject property reflects XXX monthly. The remaining amount of XXX monthly is not documented in the file. It appears the XXX monthly HOI may have been included in error. Lender to clarify, provide missing documentation is necessary. | Revised docs to reflect XXX HOI | 02/09/2026 | Hazard Insurance Policy is fully present | 02/10/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20592 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX | 01/28/2026 | Lender provided the ULI. Condition cleared. ; Lender provided the ULI. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; Lender provided the ULI. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 01/29/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20592 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/29/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20592 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20539 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Lender to verify exactly the rental income used for subject and REO as well as including the borrowers XXX in the DTI calculation. Lenders XXX does not match the final LPA in file. AUdit matches lenders income and subject PITIA, it is unclear what lender is specifically using for subject rental income, REO income and inclusion of borrowers XXX. | You are including a payment of XXX for XXX Bank #XXX. However, per the credit report this is an auto loan (not a lease) with only XXX payment remaining. This should be omitted. ; The LPA DTI XXX% which already includes the full PITI for XXX and XXX. Rental calc for the subject results in income, so it would not increase the DTI. Please provide your calculations on how you arrived at XXX%. Thanks! \| ; LPA submission #XXX reflects the correct figures. XXX XXXX XXX + XXX XXX = $XXX. The subject is calculated: market rent from the appraisal XXX x XXX% - XXX = $XXX. We typically do not ask for a revised XXX since the agencies do not require XXX's on loans underwritten with the AUS. | 01/26/2026 | Condition resolved as we have received evidence of lenders debts used. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audit reviewed the lender's response. Primary payment: XXX Other Liabilities: XXX Net Rental Loss REO Total: XXX Total Liabilities $XXX. Net Rental Income Subject: XXX Borrower Income:, Total Income: $XXX. DTI XXX%. Condition retained. ; Upon further review, the use of rental income on the subject of XXX @ XXX% pitia XXX net rental Income 2XXX. Revised DTI XXX%. DTI per LP XXX% Please provide a revised AUS showing the correct DTI. Condition maintained. | 01/27/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20539 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/27/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20539 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20561 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/08/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Document Uploaded. ; Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20561 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/08/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure | The actual Affiliated XXX disclosure was provide to you therefore we do not understand why the disclosure was denied.; no affiliates | 01/26/2026 | Required Affiliated XXX Disclosure Documentation Provided; Please provide an attestation on company letterhead of no Affiliates. Condition retained. ; Material | 01/27/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20561 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/22/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20561 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/13/2026 | Resolved | XXX | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing Please provide 4506T dated prior to Tax Transcript request date of XX/XX/XXXX | XXX | 01/21/2026 | Executed XXX-T provided is dated XX/XX/XXXX. Condition cleared. ; Borrower 1 Executed XXX-T Provided | 01/22/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20572 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Document Uploaded. ; Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20572 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20641 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX | 01/28/2026 | Lender provided the ULI. Condition cleared. ; Lender provided the ULI. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; Lender provided the ULI. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20641 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/07/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20641 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/07/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20712 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | C A |
| OBX2026INV20721 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree, Loan Originator NMLS ID is XXX | 01/29/2026 | Lender agrees with audit's findings. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Mortgage Loan Originator NMLS ID – XXX vs Lender NMLS ID - MISSING. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20721 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20645 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree with the value of XXX | 01/28/2026 | Lender agrees with audit findings. Condition cleared.; Lender agrees with audit findings. Condition cleared.; Material; XXXX discrepancy noted: Audit sales price/ value XXX vs Lender value XXX per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Lender agrees with audit findings. Condition cleared.; Material; XXXX discrepancy noted: Audit sales price/ value XXX vs Lender value XXX per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Lender agrees with audit findings. Condition cleared.; Material; XXXX discrepancy noted: Audit sales price/ value XXX vs Lender value XXX per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value.; Lender agrees with audit findings. Condition cleared.; Material; XXXX discrepancy noted: Audit sales price/ value XXX vs Lender value XXX per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20645 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added.; XXXX Data Tape Provided. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20528 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. DD firm to order. | Is there an update on this? | 01/22/2026 | Third party valuation product provided within tolerance. | 02/02/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20528 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. XXXX Tape Provided. The loan is pending XXXX data review. Condition for informational purposes only. Due Diligence firm to complete. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared. | 01/14/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20540 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX discrepancy noted: Audit property value XXX vs Lender value XXX per XXXX property value is the value used to calculate the LTV. Lender can clear finding by agreeing with audit's finding, or providing documentation to support their value. | We agree with the audit property value of XXX Thank you | 01/28/2026 | Lender agrees with audit findings. Condition cleared.; Lender agrees with audit findings. Condition cleared.; Material; Lender agrees with audit findings. Condition cleared.; Material; Lender agrees with audit findings. Condition cleared.; Material; Lender agrees with audit findings. Condition cleared.; Material | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20540 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20629 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. The AUS Reflects an additional XXX in debt that is not documented on the credit report, 1003 or Statements in the loan file. Document the missing lability or provide clarification. | Could you please tell me how you determined this? I'm looking through the file and I don't see any reference to $XXX. Before I contact the lender I need to provide specifics. Thanks! | 01/22/2026 | Non Material DTI within tolerance. Condition cleared. ; Borrower 1 Credit Report is not partially present. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20629 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20674 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20598 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | lenders NMLS ID XXX Per 1003 in the file \| | 01/29/2026 | Lender agrees with audit's findings. ; Material | 01/29/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20598 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20598 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20526 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines The WVOE used for income shows salary at XXX weekly but then Base pay as XXX which doe snot match W2 or tax returns. Please have WVOE updated verifying correct income. | Page XXX and XXX is the correct wvoe | 01/27/2026 | Upon further review, the revised WVOE is located on Page XXX and XXX of the file. Condition cleared. ; Income and Employment Meet Guidelines | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20526 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/23/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20526 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/07/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX tape provided, no discrepancies noted. Condition cleared. | 01/14/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20567 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20567 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20573 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20573 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20609 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20633 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery to Borrower | 01/22/2026 | Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared. ; Material | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20633 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20637 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20650 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20683 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Please provide evidence Borrower received Appraisal within required XXX days prior to consummation | Evidence of Appraisal Delivery to Borrower | 02/03/2026 | Evidence of appraisal delivery provided.; Material | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20683 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20647 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Per Final 1003 lender NMLS ID is XXX \| | 01/29/2026 | Lender agrees with audit's findings. ; Material; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | C A B |
| OBX2026INV20647 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | C A |
| OBX2026INV20555 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree, Mortgage Loan Originator NMLS ID is XXX | 01/29/2026 | Lender agrees with audit's findings. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Mortgage Loan Originator NMLS ID – XXX vs Lender NMLS ID - MISSING. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/29/2026 | C A B |
| OBX2026INV20555 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/22/2026 | C A |
| OBX2026INV20547 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. ; Third party valuation product provided within tolerance. | 02/05/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.13% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.13% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20547 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/23/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Document Uploaded. Reviewed Fraud report, subject is new construction, condition resolved. | 02/04/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.13% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.13% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20547 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.13% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.13% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20557 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20557 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20557 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20557 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliated XXX Disclosure | 01/23/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20582 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20582 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20582 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20585 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20585 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20595 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20595 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20613 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20613 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20617 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree, ULI is XXX | 01/29/2026 | Valid; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXXX vs Lender ULI Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20617 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20625 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/13/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing evidence that the mortgage is escrowed for taxes and insurance for XXX to support $XXX. | XXX | 01/27/2026 | Borrower 1 Credit Report is not partially present.; Borrower 1 Credit Report is Partially Present. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20625 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20625 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/08/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. An acknowledgment of receipt was signed at consummation, however, the XXX-day waiver option was not selected. | Evidence of Appraisal Delivery to Borrower | 01/22/2026 | Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20625 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/13/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliated XXX Disclosure | 01/22/2026 | Lender provided the affiliated XXX disclosure. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20625 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20658 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/11/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20658 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery | 01/21/2026 | Evidence of appraisal delivery provided. Condition cleared. ; Evidence of appraisal delivery provided. Condition cleared. ; Material | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20669 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Appraisal delivery within XXX days of consummation was not provided. | Appraisal Delivery | 01/26/2026 | Condition resolved as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material | 01/27/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20669 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | afbd | 01/21/2026 | Lender provided a signed attestation of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 01/27/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20669 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20669 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation to support monthly payment of XXX for XXX #XXX. | XXX #XXX. | 01/21/2026 | Lender provided documentation to support monthly payment of XXX for CommenityCB/DiamondINT #XXX. Condition cleared ; Borrower 1 Credit Report is not partially present. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20686 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | SCIF Document Missing | This loan is an Risk Assesment is: (LP) with an application date of: (XX/XX/XXXX) which is after XXX XXX or this is an FHA loan with an application date after XXX XXX and therefore a SCIF is required. However, the Supplemental Consumer Information Form is NOT Present. SCIF form is missing | SCIF | 02/02/2026 | Lender provided the signed SCIF form. Condition cleared. ; This Supplemental Consumer Information Form is Present. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX | 01/29/2026 | Lender provided the ULI number. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; Lender provided the ULI number. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; Lender provided the ULI number. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20560 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20590 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XX/XX/XXXX unit property. FNMA analysis was not performed for this non-UAD form type. No CU score. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20590 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20596 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | Lender's NMLS ID is XXX Per 1003 in file | 01/29/2026 | Lender agrees with audit's findings. ; Material | 01/29/2026 | C A B |
| OBX2026INV20596 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Total monthly debt XXX (XXX + subject property XXX + other monthly deby $XXX) / total income XXX (Borrower 2 wages XXX + other rental income $XXX) = XXX | Please see attached | 01/26/2026 | Upon further review, XXX balance of XXX with a monthly payment of XXX can be excluded from the DTI. (Less than XXX payments). Condition rescinded. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/26/2026 | C A |
| OBX2026INV20596 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing VOMS for Select Portfolio Servicing XXXXs for REOs: XXX, XXX, XXX and XXX. | Please see attached | 01/22/2026 | Lender provided the VOMS for Select Portfolio Servicing XXXXs for REOs: XXX, XXX, XXX and XXX. Condition cleared. ; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. | 01/26/2026 | C A |
| OBX2026INV20596 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | C A |
| OBX2026INV20618 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20667 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | Lender's NMLS ID is XXX Per 1003 in file | 01/29/2026 | Lender agrees with audit's findings. ; Material | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20667 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20667 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20677 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Lender's NMLS ID is XXX Per 1003 in file | 01/29/2026 | Lender agrees with audit's findings. ; Material; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20677 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20694 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Lender's NMLS ID is XXX \| | 01/29/2026 | Lender agrees with audit's findings. ; Material; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20694 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20700 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Lender's NMLS ID is XXX \| \| | 01/29/2026 | Lender agrees with audit's findings. ; Material; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20700 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20541 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds maximum of XX/XX/XXXX allowed by investor. AVM required with value within XXX% tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.04% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.04% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20541 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | Verification of Borrower Liabilities Missing or Incomplete | Missing XXX revolving credit card Statement for newly-opened account XXX as Stated would be provided by borrower on Letter of Explanation for new credit. Lender used a monthly figure of XXX and a current UPB of $XXX. | XXX | 01/27/2026 | Lender provided the XXX revolving credit card Statement for newly-opened account x6822. Monthly payment of XXX and a current UPB of $XXX. Condition cleared. | 01/29/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.04% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.04% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20541 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.04% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.04% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20586 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20586 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20619 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20670 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing | RE License; VOE | 01/30/2026 | Lender provided the VOE prior to close, and Real EState License for Borrower 2. Condition cleared. ; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX); Audit reviewed the lender's response. Please provide the XXX license for Borrower 2. Condition retained. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20670 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20681 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing documentation for the subject property HOA dues to support XXX annually / XXX monthly. | Please see attached | 01/22/2026 | Lender provided documentation for the subject property HOA dues to support XXX annually. Condition cleared. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20681 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20682 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Documentation required to clear exception: The initial Loan Estimate dated XX/XX/XXXX is missing from the loan file. The earliest LE in the loan file was issued on XX/XX/XXXX. The violation can be cured by providing the initial LE within XXX days of application date XX/XX/XXXX. Additional conditions may apply. | Initial LE | 01/27/2026 | Initial LE provided, Exception resolved; Initial LE provided, Exception resolved | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20682 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). Documentation required to clear exception: The initial Loan Estimate dated XX/XX/XXXX is missing from the loan file. The earliest LE in the loan file was issued on XX/XX/XXXX. The violation can be cured by providing the initial LE within XXX days of application date XX/XX/XXXX. Additional conditions may apply. |  |  | Initial LE provided, Exception resolved; Initial LE provided, Exception resolved | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20682 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Initial Loan Estimate Delivery Date Test (from application) | This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (12 CFR §1026.19(e)(1)(iii)(A) he initial loan estimate delivery date is later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor or broker receives the consumer's written application herefore, if additional disclosures are entered into XXXX, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be XXX regardless of the actual values on the disclosure his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(1)(iii)(A) (initial loan estimate disclosure three XXX days after application). This test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:NoneThe creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate form) not later than the third XXX day after the creditor receives the consumer's application. Documentation required to clear exception: The initial Loan Estimate dated XX/XX/XXXX is missing from the loan file. The earliest LE in the loan file was issued on XX/XX/XXXX. The violation can be cured by providing the initial LE within XXX days of application date XX/XX/XXXX. Additional conditions may apply. |  |  | Initial LE provided, Exception resolved; Initial LE provided, Exception resolved | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20682 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | SCIF Document Missing | This loan is an Risk Assesment is: (DU) with an application date of: (XX/XX/XXXX) which is after XXX XXX or this is an FHA loan with an application date after XXX XXX and therefore a SCIF is required. However, the Supplemental Consumer Information Form is NOT Present. SCIF is missing | SCIF | 01/22/2026 | Lender provided the Supplemental Consumer Information Form. Condition cleared. ; This Supplemental Consumer Information Form is Present. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20682 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20639 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Lender's NMLS ID is XXX \| | 01/29/2026 | Lender agrees with audit's findings. ; Material; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20639 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20566 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20566 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20597 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Rescinded | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Payment on simultaneous cash out XXX of primary home was not included in ratios. XXX indicates only primary taxes and insurance were factored into payment. REO mortgage Statement along with deed are in file evidencing new mortgage closed on same day as this transaction. Per FNMA guidelines, any debt that will remain after closing must be included in DTI. | Please see attached | 01/26/2026 | Upon further review, per the mortgage Statement, DOT and credit report, the XXX mortgage is held in the name of the husband only. Tax and insurance of XXX used to qualify. Per DU, the installment debt in the amount of XXX and monthly payment is less than XXX months, therefore excluded from the calculations. Condition rescinded. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% | 01/27/2026 | C A |
| OBX2026INV20597 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20635 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20644 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20651 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXX-unit property. FNMA analysis was not performed for this non-UAD form type. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20651 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20691 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | C A |
| OBX2026INV20695 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20695 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20697 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T Missing | 4506C | 01/28/2026 | Lender provided the signed 4506T for Borrower 2. Condition cleared. ; Borrower 2 Executed XXX-T Provided or Not Applicable (Number of Borrowers equals XXX) | 01/29/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20697 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20718 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Lender's NMLS ID is XXX \| | 01/29/2026 | Lender agrees with audit's findings. ; Material; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20718 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20718 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20665 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Lender's NMLS ID is XXX \| | 01/29/2026 | Lender agrees with audit's findings. ; Material; XXXX discrepancy noted: Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20665 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20665 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20612 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20612 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20565 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Lender's NMLS ID is XXX \| | 01/29/2026 | Lender agrees with audit's findings. ; Material; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20565 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20565 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No third party valuation in file |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20724 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply.; XXXX tape provided, no discrepancies noted. Condition cleared. | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20724 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Please provide the US Patriot Act Disclosure for XXX. | Pat Act | 01/15/2026 | Lender provided the Patriot Act Disclosure for the borrower and co borrower. Condition cleared. ; US Patriot Act Disclosure or ID provided.; Material; Material | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20724 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | AMV | 01/15/2026 | Third party XXX received and within value, condition cleared; Pending receipt. | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20544 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.66% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.66% is less than Guideline CLTV of 80% A |
| OBX2026INV20562 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation. Per the disclosure tracking summary on page XXX the report was sent to the borrower on XX/XX/XXXX. There is no receipt date, therefore the mail rule applies and the receipt date would be XX/XX/XXXX. | Evidence of Appraisal Delivery to Borrower; Initial LE esigned by borrower that page XXX acknowledges Appraisal | 02/03/2026 | Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared. ; Evidence of appraisal delivery provided.; Lender provided the initial LE. Per the disclosure tracking summary on page XXX the report was sent to the borrower on XX/XX/XXXX. There is no receipt date, therefore the mail rule applies and the receipt date would be XX/XX/XXXX. Condition retained. ; Material | 02/04/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20562 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20571 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing Verification of PITIA for property located at XXX | Provided in original submission | 01/22/2026 | Lender provided verification of PITIA for property located at XXX XXXX PI SE. Condition cleared. ; Lender provided verification of PITIA for property located at XXX XXX. Condition cleared. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20571 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20653 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Rescinded | XXX | Compliance | Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test | COC for the trust review fee dated XX/XX/XXXX and sent to the borrower with the XX/XX/XXXX CD. COC for the trust review fee dated XX/XX/XXXX and sent to the borrower with the XX/XX/XXXX CD. This loan failed the revised closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F), and (D) as amended in XXX 12 CFR §1026.19(e)(4)(i) he revised closing disclosure delivery date is either:Later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure). This test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings XXX days profile page such that a day is marked as both open and closed, XXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its XXX functions. If this is not the appropriate result, you must revise your settings to remove the conflict f a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XXX% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three XXX days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three XXX days after the date the XXX is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised XXX, the points disclosed pursuant to §XXX(f)(XXX), lender credits, and any other XXX dependent charges and terms fficial Interpretations12 C. §1026.19(e)(4)(ii elationship to disclosures required under §1026.19(f)(1)(i) evised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i).. owever, if a creditor uses a revised estimate pursuant to § XXX(e)(XXX)(iv) for the purpose of determining good faith under § XXX(e)(XXX)(i) and (ii), § XXX(e)(XXX)(i) permits the creditor to provide the revised estimate in the disclosures required under § XXX(f)(XXX)(i) (including any corrected disclosures provided under § XXX(f)(XXX)(i) or (ii)). This loan failed the revised closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F), and (D) as amended in XXX 12 CFR §1026.19(e)(4)(i) he revised closing disclosure delivery date is either:Later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure). This test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings XXX days profile page such that a day is marked as both open and closed, XXXX calculations will presume the company's offices are closed to the public for carrying on substantially all of its XXX functions. If this is not the appropriate result, you must revise your settings to remove the conflict f a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XXX% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three XXX days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three XXX days after the date the XXX is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised XXX, the points disclosed pursuant to §XXX(f)(XXX), lender credits, and any other XXX dependent charges and terms fficial Interpretations12 C. §1026.19(e)(4)(ii elationship to disclosures required under §1026.19(f)(1)(i) evised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i).. owever, if a creditor uses a revised estimate pursuant to § XXX(e)(XXX)(iv) for the purpose of determining good faith under § XXX(e)(XXX)(i) and (ii), § XXX(e)(XXX)(i) permits the creditor to provide the revised estimate in the disclosures required under § XXX(f)(XXX)(i) (including any corrected disclosures provided under § XXX(f)(XXX)(i) or (ii)). Exception fired in error, COC was valid - exception rescinded |  |  |  | 02/04/2026 | C A |
| OBX2026INV20653 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Rescinded | XXX | Compliance | TRID "Section A. Origination Charges" Validation Test | This loan failed the TRID "Section A. Origination Charges" validation test his loan contains a fee or fees where "compensation to" is set to a party other than lender or broker, but this fee or fees should not be retained by any party other than the lender or broker."Section A. Origination Charges" should contain an itemization of each amount, and a subtotal of all such amounts, that the consumer will pay to each creditor and loan Originator for originating and extending the credit. This loan failed the TRID "Section A. Origination Charges" validation test his loan contains a fee or fees where "compensation to" is set to a party other than lender or broker, but this fee or fees should not be retained by any party other than the lender or broker."Section A. Origination Charges" should contain an itemization of each amount, and a subtotal of all such amounts, that the consumer will pay to each creditor and loan Originator for originating and extending the credit. Exception fired in error - exception rescinded Exception fired in error - exception rescinded |  |  |  | 02/04/2026 | C A |
| OBX2026INV20653 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to addition of the Trust Review fee added to the Final CD dated XX/XX/XXXX in the amount of $XXX. A partial reimbursement was added to the PCCD in the amount of XXX but not enough to cure the failure. | This response is invalid. The XX/XX/XXXX COC listed the XXX added Trust Review fee which was disclosed to the borrowers on the XX/XX/XXXX closing disclosure. (REDISCLOSED WITHIN XXX DAYS) ; COC for Trust review fee | 02/03/2026 | Valid COC provided - exception resolved; Valid COC provided - exception resolved; COC for the trust review fee dated XX/XX/XXXX and sent to the borrower with the XX/XX/XXXX CD.; | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20653 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20653 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Appraisal delivery within XXX days of consummation was not provided. | Evidence of Appraisal Delivery | 01/21/2026 | Lender provided evidence of the appraisal delivery. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20715 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20580 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | XXXX | 01/22/2026 | Lender provided the Loan Originators NMLS ID. Condition cleared. ; Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared. ; Lender provided the Loan Originators NMLS ID. Condition cleared. ; Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared. ; Material; Lender provided the Loan Originators NMLS ID. Condition cleared. ; Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared. ; Material | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV20580 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV20580 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure | Affiliated XXX | 01/22/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Missing lenders NMLS ID, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Material | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV20602 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score not provided. FNMA analysis was not performed for this non-UAD form type. Property is a XXX-unit residence. AVM required with value within XXX% |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20602 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20642 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20642 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20568 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20679 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20556 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2026 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. MIssing VOM for subject property XXX #XXX payment XXX | Invalid - Not required per AUS - Credit report shows credit history which is what is required | 01/22/2026 | Upon further review, the credit report shows mortgage history. Condition cleared. ; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20556 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20624 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20685 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20703 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20660 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/27/2026 | Rescinded | XXX | Compliance | TRID Post-Consummation Reason for Redisclosure Validation Test | NA This loan failed the TRID post-consummation reason for redisclosure validation test his loan contains a post-consummation revised closing disclosure delivery date but does not provide the reason for the redisclosure after consummation. The reason is required in order to audit post-consummation redisclosure timing tests. |  |  | Rescinded as cure was made within the correct time frame. | 02/27/2026 | C B A |
| OBX2026INV20660 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Cured | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The tolerance is due to increased Credit Report fee from XXX to XXX on the revised CD dated XX/XX/XXXX. COC in file dated XX/XX/XXXX does not detail a valid reason (Credit Report Fees increased) for the fee increase. Please provide a valid COC or cure package. | cure | 01/26/2026 | Lender provided the PCCD, LOE, refund in the amount of XXX and evidence of delivery. Loan will be graded a B. ; Lender provided the PCCD, LOE, refund in the amount of XXX and evidence of delivery. Loan will be graded a B. | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20660 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20660 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20574 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20574 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20622 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20622 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20688 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided Interested Party contributions exceed XXX. Please lower the XXX price by the IPC overage XXX and provide updated AUS. | We are not going to inconvenience our client if there is not a valid reason to do so - Again your finding is invalid and you ask is not a requirement - Section J = XXX plus section K050608 XXX = XXX. SC is only XXX; That is incorrect. Section J = XXX plus section K050608 XXX = XXX. SC is only XXX | 01/29/2026 | Upon further review, the interested party contributions are within tolerance of XXX% for XXXs. Condition cleared. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20688 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20709 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20711 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX | 01/29/2026 | Lender provided the ULI number. Condition cleared. ; Lender provided the ULI number. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; Lender provided the ULI number. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 01/30/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20711 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/30/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20711 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please provide Missing Third Party Fraud Report. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20610 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Document Uploaded. | 02/05/2026 | D A C B |
| OBX2026INV20610 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree, Mortgage Loan Originator NMLS ID is XXX ULI is XXX | 01/29/2026 | Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared.; Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared.; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. AND : Audit Mortgage Loan Originator NMLS ID – XXX vs Lender NMLS ID - MISSING. Please provide Universal XXXentifier (ULI).; Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared.; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. AND : Audit Mortgage Loan Originator NMLS ID – XXX vs Lender NMLS ID - MISSING. Please provide Universal XXXentifier (ULI). | 01/30/2026 | D A B C |
| OBX2026INV20610 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | Lender provided the ULI number, and Loan Originators NMLS ID. Condition cleared.; XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/30/2026 | D A C B |
| OBX2026INV20610 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/08/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | D A C B |
| OBX2026INV20610 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Please provide evidence Borrower received Appraisal within required XXX days prior to consummation. | Appraisal Delivery | 01/22/2026 | Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 01/26/2026 | D A B C |
| OBX2026INV20664 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20664 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 01/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20530 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20530 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20527 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20527 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20531 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20531 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing required AVM ordered by CA. | Please confirm if BOA has requested and received the AVM or if XXX needs to order. | 01/20/2026 | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 01/21/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing VVOE within XXX days of closing. | submitted VVOE done w/i XXX days of closing | 01/19/2026 | Borrower 1 3rd Party VOE Prior to Close Was Provided. Condition cleared. ; Borrower 1 3rd Party VOE Prior to Close Was Provided. Condition cleared. | 01/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX Missing proof of HOA or letter from borrower stating no HOA for the property at XXX. Additional conditions may apply. XXX Missing proof of taxes for XXX and XXX. Mortgage stmts don't show them and tax stmts in file don't identify XXXes. Additional conditions may apply. | submitted XXX HOA and XXX and XXX Property Taxes | 01/16/2026 | Lender provided proof of HOA for the property at XXX. Lender provided the taxes for XXX and XXX. Condition cleared. ; Lender provided proof of HOA for the property at XXX. Lender provided the taxes for XXX and XXX. Condition cleared. | 01/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21048 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20532 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20532 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20519 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX Missing proof the following properties are free and clear as Stated on Final 1003: XXX, XXX. Additional conditions may apply. XXX Missing proof of HOA or letter from borrower stating no HOA for ALL properties except subject. Additional conditions may apply. XXX Missing proof of taxes for XXX & XXX. Additional conditions may apply. XXX Missing proof of PITIA for the property at XXX. Additional conditions apply. | HOA and Property Docs | 02/03/2026 | Lender provided a release of mortgage for XXX and XXX. along with evidence of no HOA for any of the properties except the subject. Upon further review, taxes for XXX & XXX are in the file. Mortgage Statement to verify the PITIA for the property at XXX was also in the file. Condition cleared. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20519 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20519 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20546 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% A |
| OBX2026INV20559 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/13/2026 | Acknowledged | XXX | Compliance | Qualified Mortgage Safe Harbor Threshold | This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §XXX(b)(XXX), (e)(XXX) his loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the XXX is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. HPML compliant | Not Valid - XXX, APR of XXX% with a spread of XXX and APOR of XXX% | 01/30/2026 | Investor acknowledges that the loan is an HPML loan, final grade will be a B.; Loan is a QM Rebuttable presumption higher price loan. XXXX to Approve. | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20559 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation not available on a XXX to XXX unit property. | Conf NOO loan that was delivered with a full appraisal and no secondary valuation. We do not require secondary valuation on our Conforming products. There is a Property Report in file, but no HVE/AVM as not required. | 02/04/2026 | Third party valuation provided within tolerance. Condition cleared. ; Document Uploaded. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20559 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20524 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20524 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20916 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 01/22/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20916 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing XXX mo. mortgage rating for XXX for the XXX property at XXX listed on the Final 1003 with a PITIA of XXX. Also provide a mortgage stmt and any other docs to confirm current PITIA payment. | Uploaded note and first pmt letter for new mortgage for XXX XXXX | 01/16/2026 | Housing History Meets Guideline Requirements | 01/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20916 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. | Uploaded mavent report | 01/15/2026 | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 01/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20512 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/23/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20512 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/12/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Showing evidence the borrowers received the appraisal at or prior to consummation, XX/XX/XXXX, may cure the violation. | delivery | 01/19/2026 | Evidence of appraisal delivery provided.; Material; Material | 01/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20512 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20656 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | Agree, ULI is XXX | 01/29/2026 | Valid; Valid; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXXXXX vs Lender ULI Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Valid; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI XXXXX vs Lender ULI Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20656 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20656 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20676 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20676 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20535 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared. ; XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20535 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Per VOR for the borrower's XXX at XXX, the lease ended on XX/XX/XXXX. Please provide an updated lease agreement. | See page XXX of the original file upload. The borrower confirmed she is still living there. | 02/05/2026 | Upon further review, the file contains an LOE that the borrower is still living at XXX XXX Signed XXX affidavit in the file. Condition cleared. ; Borrower 1 Credit Report is not partially present. | 02/06/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21057 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20649 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/28/2026 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | No discrepancy noted.; No discrepancy noted. | 01/28/2026 | D A B |
| OBX2026INV20649 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20649 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of monthly HOA dues for the following properties XXX and XXX. Please upload documentation to support monthly HOA dues for these properties | HOA | 01/26/2026 | Condition resolved as we have received evidence of the HOA dues for the XXX REO's listed. | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20649 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliated XXX Disclosure | 01/23/2026 | Lender provided the affiliated XXX disclosure. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20649 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | 1-4 Family Rider is Missing | 1-4 Family Rider is Missing. Please upload to the file | 1-4 Family Rider | 01/23/2026 | Lender provided the 1-4 Family rider. Condition cleared. ; Lender provided the 1-4 Family rider. Condition cleared. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20663 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | AUS Not Provided | Missing AUS in file | AUS | 01/30/2026 | Condition resolved as we have received the missing AUS from lender. ; AUS is not missing | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20663 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX.. | XXX & XXX confirm a XX/XX/XXXX disbursement date | 01/30/2026 | Condition resolved as we have received evidence of disbursement date matching the start date of hazard policy form lender. | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20663 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20663 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20575 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Credit | Purchase Contract is Expired | Missing sales contract addndm matching sales price on final CD. | Sales price response; Contract | 02/02/2026 | Received Addendums and full contract indicating the XXX price of $XXX.; lender provided the addendums to the sales contract. Please provide the sales contract addendum matching sales price on final CD of $XXX. Condition retained. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20575 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20589 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20589 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. All Credits were not captured on the credit report per the Final 1003 in file |  |  | Lender provided the terms of the LOC with account ending XXX which XXXd the BOA auto loan. Condition cleared.; Borrower 1 Credit Report is not partially present. | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20589 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI exceeds Lender did not include All liabilities. There is a XXX payment and a CU payment on the Final 1003 which is not captured on the credit report and it does not appear Lender included in the DTI | Please see attached | 01/26/2026 | Lender provided the BOA Statement ending XXX showing the Auto loan with a balance of XXX and a payment of XXX has been paid in full on XX/XX/XXXX. Lender approval of XXX per worksheet provided. Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20603 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20603 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Rescinded | XXX | Credit | Borrower 1 Credit Report is Expired | Borrower 1 Credit Report is Expired (Greater than XXX days from the Closing Date). Credit report dated XX/XX/XXXX (used by DU in file) is XXX days from XX/XX/XXXX closing date. | Credit report dated XX/XX/XXXX \| XXX XX/XX/XXXX \| XXX days or XXX months and XXX days. \| FNMA B1-XXX-XXX allows XXX months (FHLMC allows XXX days) \| This credit report meets FNMA requirements. | 01/26/2026 | Condition rescinded as we meet the FNMA number of months as opposed to the number of days. | 01/27/2026 | C A |
| OBX2026INV20638 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not available on XX/XX/XXXX units |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20638 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | appraisal delivery | 01/27/2026 | Evidence of appraisal delivery provided. Condition cleared. ; Evidence of appraisal delivery provided. Condition cleared. ; Material | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20638 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliated XXX | 01/23/2026 | Required Affiliated XXX Disclosure Documentation Provided; Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Material | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20638 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending Review |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20648 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20648 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% DTI Exceeds - Income Recalculated base on Income from Tax returns. Lender income for B1 was not justified. Lender income is XXX versus Auditor income of XXX monthly. B2 Pension income of XXX was not justified. Auditor income verified is $XXX. Using the Auditor income the DTI exceeds max allowed | This was addressed during a pre-XXX review. I'm attaching the documents we received at that time, you may not have seen these items. | 01/27/2026 | Upon further review, per the PNMAC NOO DTI worksheet, loan was approved at XXX%. Two year average per AUS XXX is $XXX. Pension income of XXX was verified per bank Statements. Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX% | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20648 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20591 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery | 01/30/2026 | Resolved as we have received evidence of the appraisal delivery. ; Evidence of appraisal delivery provided.; Material | 01/30/2026 | C A B |
| OBX2026INV20591 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | C A B |
| OBX2026INV20594 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/21/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20594 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20594 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | ABD | 01/26/2026 | Cleared as we have received the missing ABD. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 01/27/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20608 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20657 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20672 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/05/2026 | C A |
| OBX2026INV20672 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | C A |
| OBX2026INV20675 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | Asset 1 Expired | Asset 1 Expired. Asset 1 has expired. Please provide updated bank Statements for XXX account ending in XXX | Updated Assets | 02/05/2026 | Asset 1 Not Expired | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20675 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | Asset 2 Expired | Asset 2 Expired Asset 2 has expired. Please provide updated bank Statements for XXX account ending in XXX |  |  | Asset 2 Not Expired Or Not Applicable | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20675 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/16/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20587 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20587 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20587 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20640 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV20640 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20640 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Document monthly HOA on borrower XXX indicated on 1003. | HOA | 01/26/2026 | Condition resolved as we have received evidence of the HOA dues. | 01/27/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20655 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20655 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20666 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Cured | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero-tolerance violation in the amount of XXX is due to the addition of the Title Review Fee on the initial Cd dated XX/XX/XXXX without a valid COC in file. Please provide a valid COC or cure package. | cure | 02/06/2026 | Lender provided the PCCD, LOE, Refund in the amount of XXX and evidence of delivery. Loan will be graded a B. ; Lender provided the PCCD, LOE, Refund in the amount of XXX and evidence of delivery. Loan will be graded a B. | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20666 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20666 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20666 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | AUS Not Provided | Missing AUS Submission Report | AUS | 01/26/2026 | Condition resolved as we have received the missing AUS. ; AUS is not missing | 01/27/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20537 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance.; XXXX discrepancy noted: Lender NMLS ID is missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.36% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.36% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20537 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.36% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.36% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20537 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 62.36% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 62.36% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20550 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit XXX Cash-out Refinancing vs Lender XXX. Lender can clear finding by agreeing with audit value or providing documentation to support their value. Note: Property is Not free and clear, therefore XXX is not acceptable. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20550 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20550 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20581 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20584 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20616 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20627 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20627 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2026 | Resolved | XXX | Compliance | Escrow Waiver is Missing | Escrow Waiver is Missing | Loan closed with an escrow account therefore a waiver does not apply | 01/23/2026 | Loan closed with an escrow account therefore a waiver does not apply. Condition cleared. ; Escrow Waiver is Present or Not Applicable | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20627 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Appraisal Delivery to Borrower | 01/23/2026 | Appraisal waiver provided. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20680 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20680 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20693 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20693 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Affiliated XXX Disclosure | 01/23/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20717 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20720 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20720 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the HOA Certification Fee on the revised LE dated XX/XX/XXXX without a valid COC. Please provide a valid COC or cure package. | Docs for HOA/Condo fee increase | 01/28/2026 | Valid COC provided; exception resolved; Valid COC provided; exception resolved | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20720 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20720 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/20/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW used for lender, approved with lender per Tapa data, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20722 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/20/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20722 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20699 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20699 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20699 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20692 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Document mortgage history for XXX XXXX; document PITI including HOA. DHI XXX pymt XXX | XXX CD | 02/02/2026 | Lender provided the signed final CD dated XX/XX/XXXX for XXX XXXX, documenting PITI including HOA and a payment of $XXX. Condition cleared. ; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20692 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20569 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). No evidence has been provided that the borrower received a copy of the appraisal at least XXX days prior to closing of XX/XX/XXXX. | Evidence of Appraisal Delivery to Borrower | 01/29/2026 | Condition cleared as we have received evidence of no affiliates required.; Evidence of appraisal delivery provided.; Material | 01/30/2026 | C A B |
| OBX2026INV20569 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Affiliated XXX | 01/30/2026 | Required Affiliated XXX Disclosure Documentation Provided; Material | 01/30/2026 | C A B |
| OBX2026INV20569 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | C A B |
| OBX2026INV20569 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | C A B |
| OBX2026INV20583 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). No evidence has been provided that the borrower received a copy of the appraisal at least XXX days prior to closing of XX/XX/XXXX. | Evidence of Appraisal Delivery to Borrower | 02/02/2026 | Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 02/03/2026 | C A B |
| OBX2026INV20583 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | C A B |
| OBX2026INV20678 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20678 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/14/2026 | Resolved | XXX | Credit | Flood Insurance Effective Date is after the Disbursement Date | Flood Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX This is the Effective Date of the Flood Insurance per flood policy in the file. | Disbursement date XX/XX/XXXX | 01/23/2026 | Lender provided evidence the disbursement date was XX/XX/XXXX. Condition cleared. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20456 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. |  |  | Document Uploaded. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. | 02/05/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20456 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20710 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20710 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/14/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20719 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide Affiliated XXX Disclosure within XXX days of application date XXX/XXX//XXX or provide confirmation the lender has no affiliates. | Affiliated XXX | 02/02/2026 | Required Affiliated XXX Disclosure Documentation Provided; Material | 02/03/2026 | C A B |
| OBX2026INV20719 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | C A B |
| OBX2026INV20719 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. As per the guideline, if the CU Score is greater than XXX a Third-Party Valuation Product is required |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | C A B |
| OBX2026INV20719 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | C A B |
| OBX2026INV20614 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HO6 Insurance Policy Effective Date is after the Note Date | HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the XXX of XX/XX/XXXX The renewal policy is available in the file; however, the previous hazard policy covering the XXX is missing. | HOI response | 02/02/2026 | Subject property is situated in an escrow State and due to this the effective date meets guidelines. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20614 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20614 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20599 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | PUD Rider is Missing | PUD Rider is Missing | Resolved as we have received the PUD rider and updated documentation.; Revised disclosures ; Could you please clarify the finding regarding the PUD status of this property? Both the appraisal and the deed indicate that the property is not a PUD, and the PUD checkbox on the deed is not marked. Thank you \| | 02/23/2026 | ; Provide updated AUS findings indicating the correct XXX, an executed PUD Rider, a revised appraisal report identifying the subject as a PUD and specifying the HOA dues, and the fully executed HOA Addendum to the Residential Sales Contract; Settlement Statement and Final CD discloses HOA fees. | 02/23/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20599 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Association fee of XXX per monthnth noted; however, the HOA document is missing. | HOA; HOA | 02/03/2026 | Review of documentation the DTI is within guideline threshold.; XXXX/Redfin screenshot is not acceptable for HOA documentation. Please provide documentation from HOA, Statements, or Appraisal. Additional conditions may apply. Condition retained. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20599 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing The XXX-T document provided was illegible | XXX | 01/27/2026 | Borrower 1 Executed XXX-T Provided. Condition cleared. ; Borrower 1 Executed XXX-T Provided. Condition cleared. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20599 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. Documentation required: Please provide proof of Delivery Borrower received initial Closing Disclosure dated XX/XX/XXXX. | Initial Closing Disclosure Delivery Date | 01/30/2026 |  | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20599 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Compliance | Homeownership Counseling Disclosure Is Missing | Homeownership Counseling Disclosure Is Missing Homeownership Counseling Disclosure in loan file is illegible. Please remit a clear copy | Homeownership Counseling Disclosure | 01/27/2026 | Lender provided the homeowner counseling disclosure. Condition cleared. ; Homeownership Counseling Disclosure Is Present or Not Applicable; Material | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20599 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20606 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX – HOA document missing; please provide | HOA | 02/10/2026 | Evidence provided. Resolved. | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20606 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Appraisal shows HOA at XXX annually, but XXX reflects XXX which the lender used for qualifying. Please provide updated HOA documents. | Please clarify which property you are referring to. The subject, XXX, has HOA dues of XXX per year. This information was pulled from the appraisal which is considered a reliable source. \| \| XXX reflects HOA of XXX which is verified in the file. | 02/02/2026 | Client provided HOA payment history reflecting XXX per month. Cleared. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20606 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20689 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. As per the guideline, if the CU Score is greater than XXX a Third-Party Valuation Product is required |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20689 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Verification of Borrower Liabilities Missing or Incomplete | XXX #XXX – XXX per month, UPB XXX Credit card Statement needed. | XXX #XXX: The balance is reflected on the credit report page XXX of XXX Per FHLMC XXX If there is no monthly payment reported on the credit report and no documentation in the Mortgage file indicating the monthly payment amount, XXX% of the outstanding balance will be considered the required monthly payment. In this case, the lender used an amount much higher. | 02/02/2026 | Upon further review, XXXX Bank #XXX: The balance is reflected on the credit report page XXX of XXX Per FHLMC XXX If there is no monthly payment reported on the credit report and no documentation in the Mortgage file indicating the monthly payment amount, XXX% of the outstanding balance will be considered the required monthly payment. In this case, the lender used an amount much higher. Condition cleared. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20689 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20654 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Compliance | Or. Rev. Stat. Ann. § 746.201 Collateral Protection Notice was not provided (Disclosure Page v2) | Or. Rev. Stat. Ann. § 746.201 Collateral Protection Notice was not provided. | Collateral Protection Notice | 02/02/2026 | Or. Rev. Stat. Ann. § 746.201 Collateral Protection Notice was provided. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20654 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliated XXX | 02/02/2026 | Required Affiliated XXX Disclosure Documentation Provided; Material | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20654 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20654 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20654 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20536 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20593 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending Review |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20623 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Score is XX/XX/XXXX and not eligible, will need an AVM |  |  | AVM received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20623 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending Review |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20631 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | MISSING MORTGAGE Statement with XXX #XXX for property located at XXX | XXX ; Please see XXXX Stmt and HOI attached. I've reached out to the lender for the maintenance fees (property is a co-op). | 02/02/2026 | Review of P&I, insurance and Co-op documents, qualifying payment is supported. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20631 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | Missing Tax Cert | Missing tax cert & hazard ins – XXX, Missing tax cert for XXX | Taxes | 01/29/2026 | Received HOI for XXX w/no property taxes due to included in Co-op monthly fee; XXX property taxes. | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20631 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20698 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Rescinded | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | XXX Other Monthly Housing Expense of XXX – The other payment was listed on the Final 1003 and AUS, but no source document is available to verify this payment. So payment proof is required. Page XXX |  |  | HOA documentation in file. Condition Rescinded | 02/27/2026 | D A |
| OBX2026INV20698 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20702 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20704 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/02/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20705 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20705 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is required. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20705 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/26/2026 | Resolved | XXX | Credit | All Interested Parties Not Checked with Exclusionary Lists | All Interested Parties Not Checked with Exclusionary Lists. |  |  | All Interested Parties Checked against Exclusionary Lists | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20705 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/26/2026 | Resolved | XXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts |  |  | All Fraud Report Alerts have been cleared or None Exist | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20705 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/26/2026 | Resolved | XXX | Credit | OFAC Check Not Completed and/or Cleared | OFAC Check Not Completed and/or Cleared |  |  | OFAC Check Completed and Cleared | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20705 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/26/2026 | Resolved | XXX | Credit | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report |  |  | Potential Fraud Reflected on Fraud Report is Resolved or None Exists | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20661 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation Required: The eSigned documents consent is missing. Provide eConsent dated on or before XX/XX/XXXX. | eSigned Document | 02/05/2026 | Evidence of eConsent is provided.; Material | 02/06/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20661 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Compliance | Intent to Proceed is Missing | The intent to proceed is missing. Intent to Proceed is not executed. | Intent to Proceed | 02/05/2026 | Proof of Intent to Proceed has been provided.; Material | 02/06/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20661 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | REO XXX XXXX - Missing of Mortgage Statement | VOM | 02/02/2026 | Lender provided a credit supplement which shows tax and insurance are included in the payment for XXX XXXX. Condition cleared. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20661 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20661 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21051 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/23/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; Third party valuation product provided within tolerance. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20558 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20558 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Lender qualifying income XXX was not supported by income on XXX and K1 documents by borrower. Audit income calculations XXX from XXX analysis from both partnerships and W2 | I calculated income of XXX from XXX and XXX from XXX. Please identify the discrepancies in my income worksheets attached and I'll research further. Thanks! | 02/02/2026 | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% --> Review of XXXX XXX could not include the 45k+ income due to the type is not considered depreciation; however, B1's Audited income is within guidelines. | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20558 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20605 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20671 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20671 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing of fraud report in file. |  |  | Third Party Fraud Report is provided | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20673 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20628 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20628 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20538 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130XXX Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal fee. COC in file dated XX/XX/XXXX States Appraisal fee increase but does not provide a reason. | COC | 02/02/2026 | Lender provided a valid COC for the increase in the appraisal fee. Condition cleared. ; Lender provided a valid COC for the increase in the appraisal fee. Condition cleared. | 02/03/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.72% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.72% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20538 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing AVM with value within XXX% of appraisal. |  |  | Third party valuation product provided within tolerance. | 01/28/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.72% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.72% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20538 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.72% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.72% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20538 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report OFAC Report provided for B1 and B2. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.72% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.72% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20542 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | XXX received within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 03/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.56% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.56% is less than Guideline LTV of 80% A |
| OBX2026INV20542 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.56% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.56% is less than Guideline LTV of 80% A |
| OBX2026INV20542 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Property Inspection Waiver approved per AUS and lenders data tape, non material B grade. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.56% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.56% is less than Guideline LTV of 80% A |
| OBX2026INV20543 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing | 4506T | 02/04/2026 | Borrower 1 Executed XXX-T Provided | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.49% is less than Guideline CLTV of 80% A |
| OBX2026INV20543 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T Missing | 4506T | 02/04/2026 | Borrower 2 Executed XXX-T Provided or Not Applicable (Number of Borrowers equals XXX) | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.49% is less than Guideline CLTV of 80% A |
| OBX2026INV20543 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Missing Taxpayer First Act Disclosure | Taxpayer First Act Disclosure is missing. | What is a Taxpayer First Act Disclosure? This is not a part of any standard disclosure packages | 01/30/2026 | Taxpayer First Act Disclosure is provided; Taxpayer First Act Disclosure is missing.; Taxpayer First Act Disclosure is provided | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.49% is less than Guideline CLTV of 80% A |
| OBX2026INV20543 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.49% is less than Guideline CLTV of 80% A |
| OBX2026INV20543 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.49% is less than Guideline CLTV of 80% A |
| OBX2026INV20543 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lender approved PIW per data tape and AUS, will remain a non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.49% is less than Guideline CLTV of 80% A |
| OBX2026INV20548 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit XXX Refinancing vs Lender XXX Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. ; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit XXX Refinancing vs Lender XXX Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/29/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.28% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.28% is less than Guideline LTV of 80% A |
| OBX2026INV20548 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation scores not available on XXX to XXX units |  |  | Third party valuation product provided within tolerance. | 01/29/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.28% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.28% is less than Guideline LTV of 80% A |
| OBX2026INV20548 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/28/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.28% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.28% is less than Guideline LTV of 80% A |
| OBX2026INV20552 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | C B A |
| OBX2026INV20552 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | C B A |
| OBX2026INV20552 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Approved per lenders AUS and data tape, noon material B grade. |  |  |  |  | C B A |
| OBX2026INV20553 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX discrepancy noted: Lender XXXX XXX is missing, AND Audit Loan Originator NMLSXXXXX vs Lender Loan Originator NMLS Number Missing.. AND Audit XXX Refinancing vs Lender XXX Missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.05% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.05% is less than Guideline CLTV of 80% D A |
| OBX2026INV20553 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.05% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.05% is less than Guideline CLTV of 80% D A |
| OBX2026INV20553 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.05% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.05% is less than Guideline CLTV of 80% D A |
| OBX2026INV20554 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX, XXX Refinancing. | 02/03/2026 | Lender agrees with audit findings. Lender provided the ULI. Condition cleared. ; Lender agrees with audit findings. Lender provided the ULI. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). AND Audit XXX Refinancing vs Lender XXX Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value.; Lender agrees with audit findings. Lender provided the ULI. Condition cleared. ; Material; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). AND Audit XXX Refinancing vs Lender XXX Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20554 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20554 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20570 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Not provided |  |  | Third party valuation product provided within tolerance. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX2026INV20570 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Missing |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX2026INV20570 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lender approved PIW per AUS and tapa data, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX2026INV20576 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Scoring not performed on non-UAD form type (XXX/XXX) |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20576 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20576 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Fraud Report with cleared alerts |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20577 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation. The appraisal acknowledgment disclosure does not specify if the borrower waived the timing requirements and received a copy at closing or if the appraisal was received the minimum XXX days prior to consummation. | Appraisal Delivery | 02/02/2026 | Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared. ; Evidence of appraisal delivery provided.; Material | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20577 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX discrepancy noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. AND Lender XXXX XXX is missing. Audit XXX Cash-out Refinancing vs Lender XXX Missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; XXXX discrepancy noted: Lender XXXX XXX is missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20577 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20577 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20601 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Borrower Non-US Citizen Identification Document Missing | Non XXX Borrower is missing Identification Document. Provide documentation to verify borrowers are legally present in the United States | The I-797A Notice of Action form formally extends both borrowers stay in this country until XX/XX/XXXX. The Agencies require verification of lawful residency which we have provided.; Residency | 01/30/2026 | Borrower Identification Document provided.; Provide copy of current Visa w/photo and a valid Passport due to received document cannot be used in lieu of the Visa. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20601 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide AVM or XXX to support value |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20601 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20601 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lender approved P IW per AUS and lenders tapa data, non material B grade. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20607 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/26/2026 | Resolved | XXX | Credit | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report | Please provide clarification what needs to be completed to cure this finding. Thank you | 02/20/2026 | Resolved as we have received all information for previous fraud issue. ; Potential Fraud Reflected on Fraud Report is Resolved or None Exists | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20607 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report required per guidelines, please upload a Fraud Report to the file. |  |  | Please provide documentation borrower has no interest in XXXXX AVE, Palm Bay, FL XXX or provide updated XXX/1003/AUS to include property in DTI.; Third Party Fraud Report is provided | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20607 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/16/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of monthly HOA dues in the amount of XXX for property located at XXX. Please upload documentation to support monthly HOA dues in this amount. | HOA taken from appraisal | 02/02/2026 | Lender provided the verification of monthly HOA dues in the amount of XXX for property located at XXX. Condition cleared. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20607 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A B |
| OBX2026INV20607 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20615 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure and proof sent to the borrower within XXX days of application XX/XX/XXXX or evidence FXXX has no affiliates. | Affiliated XXX | 02/02/2026 | Required Affiliated XXX Disclosure Documentation Provided; Material | 02/03/2026 | C B A |
| OBX2026INV20615 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. PIW |  |  | Third party valuation product provided within tolerance. | 02/03/2026 | C B A |
| OBX2026INV20615 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | C B A |
| OBX2026INV20615 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | C B A |
| OBX2026INV20615 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lender approved loan per tape data with a PIW and AUS. Non material B grade. |  |  |  |  | C B A |
| OBX2026INV20620 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20620 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T Missing | 4506C | 01/29/2026 | Borrower 2 Executed XXX-T Provided or Not Applicable (Number of Borrowers equals XXX) | 01/30/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20620 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20620 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20620 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Non material B grade, lender approved with PIW per AUS and Lenders data tape. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20621 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/29/2026 | C B A |
| OBX2026INV20621 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | C B A |
| OBX2026INV20621 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per lenders Tapa data and AUS, non material B grade. |  |  |  |  | C B A |
| OBX2026INV20626 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | VOE | 02/02/2026 | Lender provided the VVOE for the borrower within XXX days of closing. Condition cleared. ; Borrower 1 3rd Party VOE Prior to Close Was Provided | 02/03/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20626 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20626 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20626 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20626 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/20/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Non material B grade, lender approved PIW per Tape data. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20630 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20630 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20630 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20630 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved by lender per tape data and AUS, will remain a non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20632 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit XXX Home XXX vs Lender XXX Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20632 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party XXX received and within value, condition cleared.; Third party valuation product provided within tolerance. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20632 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20636 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20636 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/19/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20636 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is required by guidelines, please upload to the file. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20643 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20643 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20643 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20646 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation Required: Affiliated XXX disclosure is missing. | Affiliated XXX \| Lender NMLS ID | 02/02/2026 | Lender provided a signed attestation of no Affiliates. Condition cleared.; Required Affiliated XXX Disclosure Documentation Provided; XXXX discrepancy noted: Lender NMLS ID is missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. ; Material | 02/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20646 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20646 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20646 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20646 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per lenders data tape, will remain a non material B grade. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20662 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | PUD Rider is Missing | PUD Rider is Missing | PUD Rider | 02/11/2026 | The PUD Rider is Present or is Not Applicable (XXX is PUD) | 02/12/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20662 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance.. |  |  | Third party valuation product provided within tolerance. | 02/12/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20662 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Credit | Missing Closing/Final Verbal VOE | Per 1003 B2 previously XXX with Consultant from XXX-XXX. Please provide PVOE TO SUPPORT DATES | Borrower previously worked as a XXX. I located some information online which supports her experience as XXX. It is noted that FHLMC XXX doe allow for less than XXX years verified employment history. | 02/02/2026 | Lender provided documentation that the borrower previously worked as a consultant which supports her experience as Software Engineer. FHLMC XXX does allow for less than XXX years verified employment history. Condition cleared. | 02/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20662 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20662 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20668 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/19/2026 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided The AUS in the loan file is missing pages. Please provide a completed copy of the Approved/Eligible DU | AUS | 01/29/2026 | AUS is not incomplete | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20668 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value. |  |  | Lender agrees with audit's findings. Condition cleared. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20668 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20690 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20690 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20696 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Provide the affiliated XXX disclosure and proof sent to the borrower within XXX days of application XX/XX/XXXX or evidence XXX has no affiliates. | Affiliated XXX | 02/02/2026 | Required Affiliated XXX Disclosure Documentation Provided; Material | 02/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20696 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Product Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/29/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20696 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20696 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Non material B grade, lender approved with a PIW per data tape. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20701 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Missing Affiliated XXX Disclosure. Provide Affiliated XXX Disclosure. | Affiliated XXX | 02/02/2026 | Required Affiliated XXX Disclosure Documentation Provided; Material | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20701 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No Appraisal in file |  |  | Third party valuation product provided within tolerance. | 02/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20701 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20701 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lender approved with a PIW per data tape, non material B grade. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX discrepancy noted: Lender XXXX XXX is missing, AND Audit Loan Originator XXXXX vs Lender Loan Originator NMLS Number Missing.. AND Audit XXX Home XXX vs Lender XXX Missing. Lender may clear finding by agreeing with Audit's value or provide documentation to support their value.; XXXX discrepancy noted: Lender XXXX XXX is missing, Lender may clear finding by agreeing with Audit's value or provide documentation to support their value. | 01/29/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20706 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The loan file was missing third party fraud reports. |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20708 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Appraisal |  |  | Document Uploaded. ; Third party valuation product provided within tolerance. | 02/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20708 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | Audited AUS Interested Party Contribution Exceeds Guideline Program Maximum | Audited AUS Interested Party Contribution of XXX% exceeds maximum AUS interested party contribution standards of XXX% Transaction is a 2nd home and not and XXX | Your finding verbiage is inaccurate. This is a 2nd Home with a LTV between XXX% – XXX% which is allowed to have XXX% IPC - Please clear as this is invalid | 01/30/2026 | Audited Interested Party Contribution is less than or equal to Guideline Program Maximum | 02/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20708 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20708 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lender approved PIW per data tape, will remain a non material B grade. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20713 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing Tax documentation for XXX | Taxes | 01/29/2026 | Received most recent tax cert for XXX XXXX property. | 01/30/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20713 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | Lender agrees with audit's findings. Condition cleared.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing. Lender can clear finding by agreeing with audit value or providing documentation to support their value | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20713 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Property | HOA Does Not Meet Guidelines | HOA Does Not Meet Guidelines Miaaing HOA documentation for all non subject REO. Please provide HOA documentation or Borrower LOE stating NO HOA. |  |  | HOA Meets Guidelines | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20713 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20713 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, additional discrepancy finding added. ; XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20713 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D B A |
| OBX2026INV20716 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: | ULI is XXX, Loan Originator NMLS Number XXX | 01/29/2026 | Lender provided the Loan Originator NMLS Number XXX and ULI. Condition cleared. ; Lender provided the Loan Originator NMLS Number XXX and ULI. Condition cleared. ; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing udit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; Lender provided the Loan Originator NMLS Number XXX and ULI. Condition cleared. ; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit Loan Originator NMLS Number XXX vs Lender Loan Originator NMLS Number Missing udit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 01/30/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20716 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Complete - Other finding added.; XXXX Data Tape Provided. | 01/30/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20716 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation not in file |  |  | Received AVM and updated LM | 01/28/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20716 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is not in the file |  |  | Fraud Report received with no red flags. Condition Cleared.; Third Party Fraud Report is provided | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20716 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/15/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20707 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/15/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20707 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/28/2026 | Rescinded | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | No data discrepancies. | 01/28/2026 | C A |
| OBX2026INV20516 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20516 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of HOA or letter from the borrower stating no HOA for the following properties: XXX and XXX. Additional conditions may apply. | Please see online printouts for these properties. Neither one has an HOA. | 02/15/2026 | Lender provided a third party screenshot showing showing no HOA for the following properties: XXX XXXX and XXX XXXX. We now have XXX pieces of information; the fraud report showing SFR for the XXX properties and online screenshot as evidence of HOA. Condition Cleared. | 02/17/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Lender to provide credit supplement showing Round point Mortgage account ending in XXX last reported XX/XX/XXXX with a XXX balance. Additional conditions may apply (Liabilities section of Final 1003 show this mortgage but it is not connected to any property owned by the borrower but does show a balance on the credit report.) | Page XXX of the original upload is the credit supplement you are looking for. | 02/09/2026 | Upon further review, the credit supplement dated XX/XX/XXXX for Roundpoint XXXX ending XXX shows a XXX balance. Condition cleared. ; Borrower 1 Credit Report is not partially present. | 02/10/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21050 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM per Overlays. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20912 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/09/2026 | C A |
| OBX2026INV20912 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | C A |
| OBX2026INV20725 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20725 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/20/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance. | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20921 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | Please clarify as "CA to order AVM " is BOFA, not XXX.; This is not done by XXX. This is an in house condition that I have never cleared.; investor to clear this condition. | 02/04/2026 | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. ; CA to order AVM. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20921 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Provide the e-consent dated on or prior to the earliest electronic signature XX/XX/XXXX. | Uploaded Electronic Consent. Sent XXX. See Audit XXXX Document; submitted proof of electronic consent disclosure sent before XX/XX/XXXX | 01/26/2026 | Evidence of eConsent provided by lender. Condition cleared. ; Evidence of eConsent is provided.; IP address indicates pending and doesnt confirm the borrower gave their consent to receive documents electronically | 01/28/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20921 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/20/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20523 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund amount in the amount of $XXX; cure package requires a PCCD, LOE, copy of refund check and proof of delivery or valid COC. The XXX% tolerance violation was due to the discount points being increased on the initial CD dated XX/XX/XXXX to XXX without a COC in file. A lender tolerance cure of XXX was applied on the final CD. The appraisal fee also increased by XXX leaving a remaining tolerance violation of $XXX. Please provide a valid COC or cure package. | LE; COC | 02/24/2026 | Lender provided the valid COC and revised LE. Consumer request Discount Charge increase, Rate Decrease, Rate Locked, Settlement charge. Condition cleared.; Lender provided the valid COC and revised LE. Consumer request Discount Charge increase, Rate Decrease, Rate Locked, Settlement charge. Condition cleared. ; Lender provided the valid COC and revised LE. Consumer request Discount Charge increase, Rate Decrease, Rate Locked, Settlement charge. Condition cleared.; Lender provided the valid COC and revised LE. Consumer request Discount Charge increase, Rate Decrease, Rate Locked, Settlement charge. Condition cleared. ; COC shows changes received date of XX/XX/XXXX and Revised LE due date XX/XX/XXXX. Please provide the revised LE. Additional conditions may apply. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20523 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20913 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA. |  |  | Third party valuation product provided within tolerance. | 01/29/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20913 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/19/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 01/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20515 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | Investor to clear this condition. | 02/05/2026 | Third party valuation product provided within tolerance.; Third party valuation provided within tolerance. Condition cleared. ; AVM provided shows a Confidence score of XXX% and FSD score of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20515 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20515 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof property is Free and clear, proof of taxes, insurance and HOA for the property at XXX(XXX). | Primary HOI shows nothing under Item XXX Other Interest. This should suffice that the property is not mortgaged.; uploaded Proof of Taxes, Insurance and HOA for XXX. | 02/10/2026 | No interested mortgagee indicated on the HOI policy.; Lender provided evidence of taxes, insurance and HOA for the property at XXX E 650N. Please provide evidence the property is owned free and clear, such as a property profile. Condition retained. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20522 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Missing source for the large deposit in the amount of XXX dated XX/XX/XXXX in bank account #XXX. Please provide source of the large deposit Stated above. Note: The large deposit is needed for reserves requirement. | funds came from a CD | 02/10/2026 | Asset Qualification Meets Guideline Requirements; Asset Qualification Does Not Meet Guideline Requirements Missing source for the large deposit in the amount of XXX dated XX/XX/XXXX in bank account #XXX. Please provide source of the large deposit Stated above. Note: The large deposit is needed for reserves requirement. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20522 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20522 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20600 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Reviewed Fraud report, all concerns on the report have been addressed in the file. Condition resolved.; Document Uploaded. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20600 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20564 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/23/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Document Required: Missing evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. | Evidence of Appraisal Delivery to Borrower | 02/23/2026 | Evidence of appraisal delivery provided. Condition cleared.; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Document Required: Missing evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. | 02/24/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20564 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/23/2026 | Resolved | XXX | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing HOA Statement for the properties at XXX and XXX. If not applicable, a LOE stating there are no HOA dues is required. Missing insurance policy for the property at XXX. | Please see attached; Document Uploaded. Regarding XXX: The property appears to be in an older, established neighborhood where HOA dues are unlikely. Regarding XXX: HOA attached. Per Schedule E, no HOI. | 02/04/2026 | Borrower 1 Credit Report is not partially present -> Proceeded with Refin website to verify HOA (XXX) and Sch E to support no HOI (XXX).; Provide a signed and dated Statement confirming that XXX has no HOA dues and explaining the reason XXX does not carry an insurance policy.; Borrower 1 Credit Report is Partially Present. Missing HOA Statement for the properties at XXX and XXX. If not applicable, a LOE stating there are no HOA dues is required. Missing insurance policy for the property at XXX. | 02/05/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20564 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/23/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/04/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20578 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20578 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20579 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. Please provide Third Party Valuation Product. | 02/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20579 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20588 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20611 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20652 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Document Uploaded. Reviewed Fraud report, subject is new construction, no undisclosed property- condition resolved. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20652 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20687 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20551 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.56% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.56% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20604 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Rescinded | XXX | Credit | Borrower 1 Credit Report is Expired | Borrower 1 Credit Report is Expired (Greater than XXX days from the Closing Date). Credit repot is dated XX/XX/XXXX. | Please consider the following as this loan was underwritten per FNMA DU Credit report dated XX/XX/XXXX XX/XX/XXXX days or XXX months XXX days FNMA B1-XXX-XXX allows XXX months whereas FHLMC specifies XXX days. | 02/05/2026 | Validated notary acknowledgment, FCD, and PCCD; settlement date of XX/XX/XXXX matches the credit report expiration, confirming alignment across required documentation. Transaction remains compliant with FNMA/AUS/DU credit guidelines.; Borrower 1 Credit Report is Expired (Greater than XXX days from the Closing Date). Credit repot is dated XX/XX/XXXX. | 02/06/2026 | C A |
| OBX2026INV20604 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20684 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/22/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance. | 02/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20684 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20659 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/23/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20634 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/04/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20525 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing proof of taxes and insurance for the property at XXX. XXXX. Stmt in file is unclear what items are escrowed (tax and insurance?). Additional conditions may apply. | taxes | 02/12/2026 | Lender provided evidence of taxes for XXX. Condition cleared. | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20525 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order required AVM. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order required AVM. | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20525 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/27/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20920 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Provide evidence the appraisal was delivered to the borrower a minimum of XXX days prior to consummation. The appraisal acknowledgment disclosure on page XXX does not specify if the borrower waived the timing requirements and received a copy at closing or if the appraisal was received the minimum XXX days prior to consummation | Appraisal ; appraisal delivered | 01/30/2026 | Evidence of appraisal delivery provided.; Document provided does not clear this condition. Please provide evidence the borrower received the appraisal. The appraisal acknowledgment disclosure on page XXX does not specify if the borrower waived the timing requirements and received a copy at closing or if the appraisal was received the minimum XXX days prior to consummation. Condition retained. ; Material | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20920 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20920 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/28/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the AVM added to CD XX/XX/XXXX and XXX to XXX for the CDA added to CD XX/XX/XXXX without a COC. | COC was on the initial CD for AVM and 2nd CD for CDA; COC's | 02/03/2026 | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures. An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). --> Initial CD with an Issue Date of XX/XX/XXXX is missing a Change of Circumstance for the AVM fee of XXX - Provide a copy of the Corrected Post-Closing CD, copy of check to the borrower(s) for the amount of XXX evidence of mailing, and a letter of explanation for the issue. <- | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20920 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Compliance | Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test | This loan failed the revised closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F), and (D) as amended in XXX 12 CFR §1026.19(e)(4)(i) he revised closing disclosure delivery date is either:Later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure). This test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:NoneIf a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XXX% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three XXX days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three XXX days after the date the XXX is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised XXX, the points disclosed pursuant to §XXX(f)(XXX), lender credits, and any other XXX dependent charges and terms fficial Interpretations12 C. §1026.19(e)(4)(ii elationship to disclosures required under §1026.19(f)(1)(i) evised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i).. owever, if a creditor uses a revised estimate pursuant to § XXX(e)(XXX)(iv) for the purpose of determining good faith under § XXX(e)(XXX)(i) and (ii), § XXX(e)(XXX)(i) permits the creditor to provide the revised estimate in the disclosures required under § XXX(f)(XXX)(i) (including any corrected disclosures provided under § XXX(f)(XXX)(i) or (ii)). This loan failed the revised closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F), and (D) as amended in XXX 12 CFR §1026.19(e)(4)(i) he revised closing disclosure delivery date is either:Later than the third XXX day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its XXX functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its XXX functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure). This test excluded the following days from the XXX day count based on the client preferences configured on the company settings XXX days profile page:NoneIf a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and XXX% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three XXX days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three XXX days after the date the XXX is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised XXX, the points disclosed pursuant to §XXX(f)(XXX), lender credits, and any other XXX dependent charges and terms fficial Interpretations12 C. §1026.19(e)(4)(ii elationship to disclosures required under §1026.19(f)(1)(i) evised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i).. owever, if a creditor uses a revised estimate pursuant to § XXX(e)(XXX)(iv) for the purpose of determining good faith under § XXX(e)(XXX)(i) and (ii), § XXX(e)(XXX)(i) permits the creditor to provide the revised estimate in the disclosures required under § XXX(f)(XXX)(i) (including any corrected disclosures provided under § XXX(f)(XXX)(i) or (ii)). |  |  |  | 02/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20919 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance.; CCA provided within tolerance. Condition cleared.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a confidence score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a confidence score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20919 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20931 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Material | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20931 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20939 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA provided within tolerance. Condition cleared.; Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided, confidence is greater than XXX% variance. CDA is required. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20939 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% total expenses XXX (primary housing expense XXX + net loss subject XXX + other rental losses XXX + other monthly payments $XXX)/ total income XXX = DTI XXX% \*\* difference rental loss higher and primary housing expense higher\*\* | Regarding primary home XXX Mason: You calculated PITI as XXX however I calculated $XXX. Are you able to identify the discrepancy? \| \| Regarding rental income/loss: Are you able to identify the properties that have discrepancies? | 02/18/2026 | Upon further review, audit recalculated the income and expenses on the REO's. Revised DTI is XXX which is within XXX% tolerance of PNMAC NOO DTI worksheet of XXX%. Condition cleared. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Material; Audited DTI of XXX% exceeds AUS DTI of XXX% total expenses XXX (primary housing expense XXX + net loss subject XXX + other rental losses XXX + other monthly payments $XXX)/ total income XXX = DTI XXX% \*\* difference rental loss higher and primary housing expense higher\*\* | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20939 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20939 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Received AVM and updated LM, condition resolved. | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20726 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20959 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide documentation or XXX to verify PITIA does not exceed XXX. (Undisclosed HOA XXX per XXX) | XXX final cd | 02/13/2026 | Lender provided the signed CD for XXX Wyndham Way to verify PITIA. Condition cleared. ; Material | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20959 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21024 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Provide evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. | Evidence of Appraisal Delivery to Borrower | 02/17/2026 | Evidence of appraisal delivery provided.; Material ; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Provide evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21025 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20932 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of Property Taxes for the following properties-XXX and XXX. Please upload documentation to support property taxes for each property. | Taxes for both properties | 02/18/2026 | Lender provided the XXX Property Taxes for the following: XXX and XXX. Net Loss of XXX compared to lenders XXX for XXX and XXX compared to lenders XXX for XXX. DTI is within XXX% tolerance. Condition cleared. ; Material | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20932 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third party Fraud Report required by Guidelines. Please upload to the file. |  |  | Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Material; Missing Third Party Fraud Report Third party Fraud Report required by Guidelines. Please upload to the file. | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20932 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Pending review |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Pending review | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20936 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided.; XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20936 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Unable to document the rents received on REO's ONLY the subject via Schedule E | Please see my rental income worksheet attached. My rental income is very similar to the lender's. | 02/25/2026 | Lender provided the income calculations for schedule E. Audited DTI of XXX% matches the AUS and is less than XXX% XXX of the data tape approval of XXX%; Material; Audited DTI of XXX% exceeds AUS DTI of XXX% Unable to document the rents received on REO's ONLY the subject via Schedule E | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20936 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20936 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Downgraded as non material B grade, PIW accepted per lenders data tape. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20961 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | C A |
| OBX2026INV20961 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds max of XX/XX/XXXX |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds max of XX/XX/XXXX | 02/09/2026 | C A |
| OBX2026INV20985 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20985 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Borrower 2 Non-US Citizen Identification Document Missing | Non XXX Borrower 2 is missing Identification Document. | Borrower 2 797A & DL | 02/18/2026 | Borrower 2 Identification Document provided.; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20985 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20987 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required Refund in the amount of XXX Cure Package requires a PCCD, LOE, Copy of refund check and proof of delivery to the borrower OR Valid COC The Zero tolerance violation is due to the increase of the Broker Fee on the Initial CD and no COC was found in the file explaining the reason for the increase. Please provide a Valid COC or Cure Package | COC | 02/17/2026 | Lender provided a valid COC for the increase in the broker fee. Increase in the XXX. Condition cleared.; Lender provided a valid COC for the increase in the broker fee. Increase in the XXX. Condition cleared. ; Lender provided a valid COC for the increase in the broker fee. Increase in the XXX. Condition cleared.; Lender provided a valid COC for the increase in the broker fee. Increase in the XXX. Condition cleared. ; Material | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20987 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing There is a letter from the borrower's accounting in the file page XXX but it does not verify how long the borrower has been self XXX and or how long they have been doing the borrower's taxes. | VOE | 02/17/2026 | Lender provided the borrower Real EState License. Borrower has been a licensed realtor since XX/XX/XXXX. Condition cleared.; Material; Borrower 1 3rd Party VOE Prior to Close Missing There is a letter from the borrower's accounting in the file page XXX but it does not verify how long the borrower has been self XXX and or how long they have been doing the borrower's taxes. | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20987 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Sufficient hazard insurance was not provided. Lender to provide sufficient coverage | Insurer response | 02/17/2026 | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; Material; The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Sufficient hazard insurance was not provided. Lender to provide sufficient coverage | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20987 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, confidence score is greater than XXX% CDA is required. | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20987 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report was not in the loan file. Auditor checked the file. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Fraud report was not in the loan file. Auditor checked the file. | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20987 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20987 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | AUS Partially Provided | AUS Partially Provided The most recent AUS provided is invalid as it was Approve Ineligible with a DTI of XXX% which exceeds max allowed of XXX% Lenders Tapa data reflects approved with DTI of XXX% |  |  | AUS is not incomplete; Received updated AUS, condition has been resolved.; AUS Partially Provided The most recent AUS provided is invalid as it was Approve Ineligible with a DTI of XXX% which exceeds max allowed of XXX% Lenders Tapa data reflects approved with DTI of XXX% | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21015 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21015 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21016 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/31/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Privacy disclosure, page XXX indicates that the lender has affiliates. | XXX has no affiliates. See attachment | 02/13/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Privacy disclosure, page XXX indicates that the lender has affiliates. | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21022 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | Affiliate | 02/17/2026 | Lender provided a signed attestation of no Affiliates. Condition cleared.; Material ; Required Affiliated Business Disclosure Missing Required Affiliated Business Disclosure Missing | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21031 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score is XX/XX/XXXX |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score is XX/XX/XXXX | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Provide Third Party Fraud Report | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21036 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/30/2026 | Acknowledged | XXX | Compliance | Qualified Mortgage Safe Harbor Threshold | HPML compliant This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §XXX(b)(XXX), (e)(XXX) his loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the XXX is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. | loan is HPML - rate lock is XX/XX/XXXX with an APR of XXX rate spread of XXX APOR of XXX - Secondary | 02/20/2026 | Approved by XXXX. Loan will be graded a B. ; Pending approval from XXXX ; Escalated to our compliance team for review. ; Material | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | Affiliated XXX ; affiliate doc | 02/23/2026 | Lender provided a signed attestation of no Affiliates. Condition cleared.; Affiliated XXX Disclosure: The FACTS document is only acceptable to use in lieu of the Affiliated XXX Arrangement Disclosure when it indicates that there are no affiliates. Please provide the Affiliated XXX Disclosure. Condition retained. ; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund check, and proof of delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX Recording Service, XXX to XXX Settlement/Closing, XXX to XXX recording fee. There is an XXX credit/reimbursement which XXX was applied to the credit report and XXX was applied to the recording fee. Final Charges That In Total Cannot Increase More Than XXX% Total = XXX including XXX recording service, XXX Settlement/closing, XXX recording. Comparable Charges That In Total Cannot Increase More Than XXX% Total = XXX including XXX recording service, XXX Settlement/Closing, XXX recording. The XXX settlement/closing and XXX recoding service fee were tested as XXX% since Access Title Agency is listed on the SSPL. | Not Valid - Fees are in Section C on the Initial LE and stay in Section C on the Final CD, therefore they are subject to XXX% tolerance, not XXX% | 02/20/2026 | Client confirmed title fees were shoppable and should be unlimited testing. exception resolved; Escalated to our compliance team for review. ; Escalated to our compliance team for review. ; Material | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21041 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20957 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.61% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.61% is less than Guideline LTV of 80% A |
| OBX2026INV20957 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.61% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.61% is less than Guideline LTV of 80% A |
| OBX2026INV20957 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/04/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation is due to the increase for the Condo/HOA Questionnaire Fee from XXX to XXX on the revised LE dated XX/XX/XXXX. COC in file dated XX/XX/XXXX does not detail a valid reason (Condo Fee increased to $XXX) and is not acceptable. Please provide a valid COC for the fee increase or cure package. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | COC | 02/12/2026 | Lender provided a valid COC for the increase in the condo fee. New information Questionnaire completed by 3rd party. Condition cleared.; Lender provided a valid COC for the increase in the condo fee. New information Questionnaire completed by 3rd party. Condition cleared. ; Lender provided a valid COC for the increase in the condo fee. New information Questionnaire completed by 3rd party. Condition cleared.; Lender provided a valid COC for the increase in the condo fee. New information Questionnaire completed by 3rd party. Condition cleared. | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.61% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.61% is less than Guideline LTV of 80% A |
| OBX2026INV20957 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.61% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.61% is less than Guideline LTV of 80% A |
| OBX2026INV20969 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20969 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. TPV is required |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided. TPV is required | 02/09/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21039 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation not provided |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation not provided | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Net rental income amounts across all properties vary from lender's calculations. | I recalculated the rental income and my figures are similar to the lender's. Please see attached.. an you identify the discrepancies? Thanks! | 02/19/2026 | Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Material; Audited DTI of XXX% exceeds AUS DTI of XXX% Net rental income amounts across all properties vary from lender's calculations. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/23/2026 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX |  |  | Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | MISSING MORTGAGE Statements verifying escrowed property expenses for XXX and XXX, including any HOA expenses for either property. | Credit supplement confirms escrows. No HOA reported on Schedule E. | 02/17/2026 | Lender provided a credit supplement confirming escrows. No HOA reported on Schedule E. Condition cleared. ; Material | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21040 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21042 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20928 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20928 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Rescinded | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | Insurance | 02/13/2026 | Per CD the closing and disbursement date is XX/XX/XXXX. Condition rescinded. ; Material | 02/16/2026 | D A C |
| OBX2026INV20928 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20928 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/11/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). |  |  |  | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21056 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21056 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/11/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20938 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20938 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20938 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing Please provide a fully executed XXX-C for. | XXX | 02/11/2026 | Lender provided the signed XXX for XXX. Condition cleared. ; Borrower 1 Executed XXX-T Provided; Borrower 1 Executed 4506-T Missing Please provide a fully executed XXX-C for XXX. | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20938 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20952 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20954 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | C A |
| OBX2026INV20958 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20958 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20962 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.69% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.69% is less than Guideline LTV of 80% D A |
| OBX2026INV20962 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.69% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 67.69% is less than Guideline LTV of 80% D A |
| OBX2026INV20963 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABD is missing as well as the Privacy Policy. | Affiliated XXX | 02/19/2026 | Resolved as we have received attestation of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Required Affiliated Business Disclosure Missing The ABD is missing as well as the Privacy Policy. ; Material ; Required Affiliated Business Disclosure Missing The ABD is missing as well as the Privacy Policy. | 02/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20963 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). There is no evidence the Appraisal was delivered to the borrower at least XXX days prior to closing. | Appraisal delivery | 02/19/2026 | Resolved as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material ; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). There is no evidence the Appraisal was delivered to the borrower at least XXX days prior to closing. | 02/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20963 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20963 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Waiver allowed per LP | The appraisal waiver was approved by LPA item FAP0023 and FPA XXX Are you looking for something in addition to this approval? | 02/17/2026 | AVM FSD is within program guidelines for this transaction.; Material ; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Waiver allowed per LP; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Waiver allowed per LP | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV21004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Income 1 Months Income Verified is Missing | Income 1 Months Income Verified is Missing Provide documentation to support XXX monthly distribution of assets from Vanguard | Please see attached | 02/17/2026 | Income 1 Months Income Verified is Present Or Not Applicable; Material; Income 1 Months Income Verified is Missing Provide documentation to support XXX monthly distribution of assets from Vanguard | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21004 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide UDCP Summary with CU score not to exceed XXX. If Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide UDCP Summary with CU score not to exceed XXX. If Collateral Risk Score is greater than XXX. Provide required third-party valuation product. | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Provide Third Party Fraud Report | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21026 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV21029 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV21032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is Missing |  |  | Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Material; Missing Third Party Fraud Report Fraud Report is Missing | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21032 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20974 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20974 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20975 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20993 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Borrower 1 Personal Tax Returns Missing | Borrower 1 XXX Tax Returns Missing Provide XXX tax returns as part of documentation to verify borrower does not have ownership in XXX. If borrower has ownership, K-1s must show less than XXX% ownership and no losses. | Borrower ownership | 03/04/2026 | Borrower 1 XXX Tax Returns Provided: XXX-S K1 supports < XXX% ownership; condition cleared.; Material; Borrower 1 XXX Tax Returns Missing Provide XXX tax returns as part of documentation to verify borrower does not have ownership in XXX. If borrower has ownership, K-1s must show less than XXX% ownership and no losses. | 03/05/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20993 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20993 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20997 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21028 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21034 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21034 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV21038 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds the max of XX/XX/XXXX |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX > XXX missing third party valuation; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds the max of XXX; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX > XXX missing third party valuation; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds the max of XX/XX/XXXX | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20953 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided.; Material | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20992 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided.; Material | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20992 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Resubmission is required as DTI exceeds XXX% as well as the XXX% allowed tolerance. |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Resubmission is required as DTI exceeds XXX% as well as the XXX% allowed tolerance. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20992 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply.; XXXX review completed, other finding added, condition cleared. ; XXXX Data Tape Provided. | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | M XXXXX cleared XXXX discrepancy on XX/XX/XXXX @ XX/XX/XXXX am.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; M XXXXX cleared XXXX discrepancy on XX/XX/XXXX @ XX/XX/XXXX am.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; M XXXXX cleared XXXX discrepancy on XX/XX/XXXX @ XX/XX/XXXX am.; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20998 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20951 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA provided within tolerance. Condition cleared.; Third party valuation product provided within tolerance.; Material | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20951 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing evidence of e-consent accepted by the borrower dated XX/XX/XXXX or before. | eSign \| | 02/18/2026 | Evidence of eConsent is provided. Condition cleared.; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20951 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. | ID | 02/18/2026 | US Patriot Act Disclosure or ID provided. Condition cleared.; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20951 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20951 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/11/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI).; | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20951 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 01/30/2026 | Resolved | XXX | Credit | Second Home Rider is Missing | XXX Rider is Missing | Rider | 02/13/2026 | Lender provided the XXX rider. Condition cleared. ; Material | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21037 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20933 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Second Home Rider is Missing | XXX Rider is Missing XXX Rider is Missing | Corrected 1003 - property is an XXX property | 02/17/2026 | Lender provided a corrected 1003 and AUS in file. The property is an XXX. Condition cleared.; Material; XXX Rider is Missing XXX Rider is Missing | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20933 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, copy of refund check, proof of delivery or valid COC. The XXX% tolerance violation in the amount of XXX is due the addition of an Appraisal fee XXX on CD XX/XX/XXXX. Per the AUS dated XX/XX/XXXX, property was NOT eligible for appraisal waiver. The appraisal fee was not added to the disclosures until XX/XX/XXXX which is not within XXX days of the change. There are COC's in the file dated after the change. | COC | 02/17/2026 | Lender provided a valid COC for the addition of the appraisal fee of $XXX. LP approved a PIW on the 1st submission. XXX changed from a XXX to an XXX property therefore required a full appraisal. Condition cleared. ; Lender provided a valid COC for the addition of the appraisal fee of $XXX. LP approved a PIW on the 1st submission. XXX changed from a XXX to an XXX property therefore required a full appraisal. Condition cleared.; Lender provided a valid COC for the addition of the appraisal fee of $XXX. LP approved a PIW on the 1st submission. XXX changed from a XXX to an XXX property therefore required a full appraisal. Condition cleared. ; Material | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20933 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Charges That In Total Cannot Increase More Than 10% Test | This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, copy of refund check, proof of delivery or valid COC. The XXX% tolerance violation in the amount of XXX is due to an increase in Lender's Title Insurance and Closing Fee on the CD dated XX/XX/XXXX. There is no COC in the file documenting the reason for the increase. | COC | 02/17/2026 | Lender provided a valid COC for the increase in the title closing fee to XXX and Title insurance to $XXX. XXX changed from a XXX to an XXX property. Condition cleared.; Lender provided a valid COC for the increase in the title closing fee to XXX and Title insurance to $XXX. XXX changed from a XXX to an XXX property. Condition cleared. ; Lender provided a valid COC for the increase in the title closing fee to XXX and Title insurance to $XXX. XXX changed from a XXX to an XXX property. Condition cleared.; Lender provided a valid COC for the increase in the title closing fee to XXX and Title insurance to $XXX. XXX changed from a XXX to an XXX property. Condition cleared. ; Material | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20933 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20933 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20991 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Fraud report | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20991 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20991 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/11/2026 | Resolved | XXX | Credit | HMDA Discrepancy(s) Noted | The following XXXX Discrepancy(s) have been noted: |  |  | XXXX Discrepancy Noted: The following XXXX Discrepancy(s) have been noted: Audit ULI - missing in loan file. Please provide Universal XXXentifier (ULI). | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21013 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21013 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21035 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21035 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20930 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20949 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. AUS approved with PIW. The Tape data did not approve loan with a PIW, XXXX to approve. |  |  | Investor acknowledges exception. ; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW's are not acceptable; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. ; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. AUS approved with PIW. The Tape data did not approve loan with a PIW, XXXX to approve.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW's are not acceptable; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. ; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. AUS approved with PIW. The Tape data did not approve loan with a PIW, XXXX to approve.; Material; Material; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW's are not acceptable; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. ; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. AUS approved with PIW. The Tape data did not approve loan with a PIW, XXXX to approve. | 03/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20949 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20949 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20949 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/06/2026 | Resolved | XXX | Property | HOA Questionnaire is Missing | HOA Questionnaire Missing Missing evidence of the HOA dues, loan was completed with no appraisal. | HOA dues are present on the CD and Mavent provided - XXX1/Annually | 02/18/2026 | HOA Questionnaire Provided; Material; HOA Questionnaire Missing Missing evidence of the HOA dues, loan was completed with no appraisal. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20949 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The third-party fraud report is currently missing. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report The third-party fraud report is currently missing. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20960 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20979 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20994 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report Missing in file |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Fraud Report Missing in file | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20994 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21005 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in file. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Fraud Report is missing in file. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21005 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing in file. | Per FHLMC XXX the XXX day pre-closing verification can be completed using a paystub dated within XXX days prior to the XXX. The file contains a paystub for Jiaxin from Pinterest for period ending XX/XX/XXXX.; Paystub used in Lieu of VOE | 02/12/2026 | Upon further review, Per FHLMC XXX the XXX day pre-closing verification can be completed using a paystub dated within XXX days prior to the XXX. The file contains a paystub period ending XX/XX/XXXX which is XXX days from closing XX/XX/XXXX. Condition cleared. ; Borrower 1 3rd Party VOE Prior to Close Was Provided; Provide a verbal verification of employment dated within XXX days prior to the XXX.; Borrower 1 3rd Party VOE Prior to Close Missing Borrower 1 3rd Party VOE Prior to Close Missing in file. | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21005 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA Score is not Provided |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA Score is not Provided | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21005 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21027 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20549 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68% is less than Guideline LTV of 80% A |
| OBX2026INV20549 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68% is less than Guideline LTV of 80% A |
| OBX2026INV20714 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/30/2026 | Acknowledged | XXX | Compliance | Qualified Mortgage Safe Harbor Threshold | This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §XXX(b)(XXX), (e)(XXX) his loan does not qualify for a safe harbor. The loan has an APR of XXX%. The APR threshold to qualify for a safe harbor is XXX% creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section igher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the XXX is set by XX/XX/XXXX or more percentage points for a first-lien covered transaction, or by XX/XX/XXXX or more percentage points for a subordinate-lien covered transaction. QM HP eligible | Secondary - Rate lock on XX/XX/XXXX, APR of XXX% Rate Spread is XXX and APOR is XXX% | 03/04/2026 | Investor acknowledges that the loan is an HPML, final grade will be a B.; Sent to XXXX for approval. ; Material | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20714 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Higher Priced APOR (APOR HP) | Loan Review Complete | 01/30/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20941 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.64% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.64% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20942 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Credit | Borrower 2 Non-US Citizen Identification Document Missing | Non XXX Borrower 2 is missing Identification Document. | Borrower 2 Non-XXX Identification Document | 02/13/2026 | Lender provided the signed I797A Notice of Action. Condition cleared. ; Borrower 2 Identification Document provided.; Material | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.44% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.44% is less than Guideline LTV of 80% A |
| OBX2026INV20942 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.44% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.44% is less than Guideline LTV of 80% A |
| OBX2026INV20944 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20944 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20947 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA; Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | 03/06/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20947 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/18/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20947 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20955 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20965 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA provided within tolerance. Condition cleared.; Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20965 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20967 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing Property Tax Cert | Missing Property Tax Cert Missing documentation to support the subject property tax amount of XXX monthly. | Tax bill for subject XXX / XXX = XXX | 02/18/2026 | ; Material; Missing Property Tax Cert Missing documentation to support the subject property tax amount of XXX monthly. | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20967 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report in file Missing Third Party Fraud Report in file |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report in file | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20967 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20970 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20970 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing Third Party Valuation. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20972 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report in file. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report in file. | 02/19/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.41% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.41% is less than Guideline CLTV of 80% D A |
| OBX2026INV20972 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 67.41% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 67.41% is less than Guideline CLTV of 80% D A |
| OBX2026INV20989 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20989 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20995 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20995 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21000 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AMV provided, confidence score is greater than XXX% CDA is required. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21000 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21000 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21001 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21002 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21002 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21002 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21017 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21017 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21023 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV21033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Missing US Patriot Act Disclosure. | USA Patriot Act | 02/12/2026 | US Patriot Act Disclosure or ID provided.; Material ; Missing US Patriot Act Disclosure or ID. Missing US Patriot Act Disclosure. | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV21033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | The Final 1003 is Missing | The Final 1003 is Missing Missing Final 1003 | Final 1003 | 02/12/2026 | Lender provided the signed Final 1003. Condition cleared. ; The Final 1003 is Present; The Final 1003 is Missing Missing Final 1003 | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | 1-4 Family Rider is Missing | 1-4 Family Rider is Missing. Missing 1-4 Family Rider. | Family Rider | 02/12/2026 | Lender provided the signed 1-4 Family rider. Condition cleared. ; The 1-4 Family Rider is Present; 1-4 Family Rider is Missing. Missing 1-4 Family Rider. | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | The Deed of Trust is Missing | The Deed of Trust is Missing Missing DOT | DOT | 02/12/2026 | Lender provided a copy of the signed Deed of Trust. Condition cleared. ; The Deed of Trust is Present; The Deed of Trust is Missing Missing DOT | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21033 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | The Note is Missing | The Note is Missing. Missing Note | Note | 02/12/2026 | Lender provided a signed copy of the note. Condition cleared. ; The Note is Present.; The Note is Missing. Missing Note | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20922 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20922 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX = Per the final XXX the monthly hazard payment was $XXX; however, the loan file was missing verification documents. Provide XXX hazard insurance verification document | Invalid Provided in original submission | 02/19/2026 | Condition resolved as we have received evidence of the HOA dues. ; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20976 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Material | 03/04/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.45% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.45% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20976 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.45% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.45% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20976 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Compliance | The Note is Not Executed | The Note is Not Executed executed note is in dd on pg.XXX | Provided in original upload | 02/18/2026 | Cleared as we have received the signed note. ; The Note is Executed; Material; The Note is Not Executed executed note is in dd on pg.XXX | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 60.45% is less than Guideline LTV of 75% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 60.45% is less than Guideline CLTV of 75% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20927 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20927 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report required by Guideline. Please upload to the file. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Third Party Fraud Report required by Guideline. Please upload to the file. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20973 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is not on data tape. XXXX to approve |  |  | Investor acknowledges exception, and accepts loan as a PIW. Final grade will be a B.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW's are not acceptable.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is not on data tape. XXXX to approve; Material; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW's are not acceptable.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is not on data tape. XXXX to approve | 03/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20973 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20973 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/05/2026 | Resolved | XXX | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T Missing | XXX | 02/19/2026 | Resolved as we have received the XXX.; Borrower 2 Executed XXX-T Provided or Not Applicable (Number of Borrowers equals XXX); Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20973 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/05/2026 | Resolved | XXX | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T Missing | XXX | 02/19/2026 | Resolved as we have received the XXX.; Borrower 1 Executed XXX-T Provided; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20973 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20973 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20973 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/03/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | Affiliate Disclosure | 02/18/2026 | Cleared as we have received lenders attestation for no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material; Material; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20980 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | CCA provided within tolerance. Condition cleared.; Third party valuation product provided within tolerance.; Material | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20980 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21006 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/06/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the points-loan discount fee. The change occurred on the Final CD issued XX/XX/XXXX without a valid COC. Providing a valid COC may cure the violation. | COC for discount points | 02/18/2026 | Lender provided a valid COC and Revised CD dated XX/XX/XXXX for the increase, which was due to the lock extension. Condition cleared. ; Lender provided a valid COC and Revised CD dated XX/XX/XXXX for the increase, which was due to the lock extension. Condition cleared.; Lender provided a valid COC and Revised CD dated XX/XX/XXXX for the increase, which was due to the lock extension. Condition cleared. ; Material | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. The eSigned documents consent is missing. Showing evidence that the borrowers consented to electronic communication at the time of initial disclosure, XX/XX/XXXX, may cure the violation. | Econsent | 02/18/2026 | Evidence of eConsent provided by lender. Condition cleared.; Material; The eSigned consent disclosure is missing. The eSigned documents consent is missing.; The eSigned consent disclosure is missing. The eSigned documents consent is missing. Showing evidence that the borrowers consented to electronic communication at the time of initial disclosure, XX/XX/XXXX, may cure the violation.; The eSigned consent disclosure is missing. The eSigned documents consent is missing. Showing evidence that the borrowers consented to electronic communication at the time of initial disclosure, XX/XX/XXXX, may cure the violation.; Material; The eSigned consent disclosure is missing. The eSigned documents consent is missing.; The eSigned consent disclosure is missing. The eSigned documents consent is missing. Showing evidence that the borrowers consented to electronic communication at the time of initial disclosure, XX/XX/XXXX, may cure the violation. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21008 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date is required, but missing from the file. | affiliate doc | 02/12/2026 | Evidence of appraisal delivery provided.; Evidence of appraisal delivery provided -> proof of appraisal delivery and not affiliate co.; Material; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date is required, but missing from the file. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20937 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20937 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | MISSING MORTGAGE Statement supporting PITI of XXX for XXX. | XXX ; XXX | 02/20/2026 | Review of First Payment Letter and HOA documentation, DTI remains within program guidelines.; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20935 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/03/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the points-loan discount fee. The change occurred on LE issued XX/XX/XXXX without a valid COC. Although a COC was provided issued on XX/XX/XXXX, the reason for the change is not valid (LE fee variance). Providing a valid reason for the change may cure the violation. | COC | 02/20/2026 | Lender provided a valid COC for XXX due to the borrower requesting the Admin fee be included in the pricings and not paid separately. Condition cleared.; Lender provided a valid COC for XXX due to the borrower requesting the Admin fee be included in the pricings and not paid separately. Condition cleared. ; Lender provided a valid COC for XXX due to the borrower requesting the Admin fee be included in the pricings and not paid separately. Condition cleared.; Lender provided a valid COC for XXX due to the borrower requesting the Admin fee be included in the pricings and not paid separately. Condition cleared. ; Material | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.86% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.86% is less than Guideline CLTV of 80% D A |
| OBX2026INV20935 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Material | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.86% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.86% is less than Guideline CLTV of 80% D A |
| OBX2026INV20935 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.86% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.86% is less than Guideline CLTV of 80% D A |
| OBX2026INV20935 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.86% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.86% is less than Guideline CLTV of 80% D A |
| OBX2026INV20935 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/02/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Condition downgraded to a non material B grade, PIW approved per lenders data tape. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.86% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.86% is less than Guideline CLTV of 80% D A |
| OBX2026INV20966 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Material | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20966 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/02/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20732 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.53% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.53% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20732 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender did not include the XXX mo. HOA dues for XXX XXXX Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender did not include the XXX mo. HOA dues for XXX XXXX |  |  | Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%; Audited DTI of XXX% exceeds Guideline DTI of XXX% Audited DTI of XXX% exceeds Guideline DTI of XXX% Lender did not include the XXX mo. HOA dues for XXX XXXX | 02/20/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.53% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.53% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20732 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Scoring not performed on non-UAD form type (XXX/XXX) |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Scoring not performed on non-UAD form type (XXX/XXX) | 02/20/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.53% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.53% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20732 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Rescinded | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide Tax Cert and HOI documentation for XXX to verify monthly obligation does not exceed XXX | Invalid - all docs were provided in original submission | 02/19/2026 | Review of documentation is supported and DTI within program guidelines. | 02/20/2026 | D A C |
| OBX2026INV20732 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Fraud Report with cleared alerts |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Provide Fraud Report with cleared alerts | 02/18/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 69.53% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.53% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21010 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is required |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Fraud Report is required | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21010 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20956 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | ATR: Current Employment Not Verified | ATR: Current Employment Not Verified Credit to review. | VVOE | 02/23/2026 | Required income documentation was provided and reviewed which meet program guidelines.; Material; ATR: Current Employment Not Verified Credit to review. | 02/24/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.73% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.73% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20956 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Please provide housing expenses and Note for the following properties (XXXX Statement or Note supporting if taxes and insurance, HOA are escrowed), Taxes, Insurance, HOA if applicable) XXX XXX XXX XXX | REO; XXX : Please see billing Statement and verification of HOA attached. \| \| I will reach out to the lender for the remaining three properties. | 02/23/2026 | Received mortgage Statements and HOA invoices for all applicable owned properties - rental income/loss was supported and DTI stayed within program guidelines.; Please provide housing expenses and Note for the following properties (XXXX Statement or Note supporting if taxes and insurance, HOA are escrowed), Taxes, Insurance, HOA if applicable) -> XXX and XXX <-; Material | 02/24/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.73% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.73% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20956 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing income documentation | Please provide income docs supporting income in the amount of XXX from XXX and XXX from XXX | Tax returns | 02/23/2026 | Received XXX/XXX persona and XXX tax returns and qualifying income supported.; Material | 02/24/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.73% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.73% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20956 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Provide HOA Statement supporting monthly obligations XXX | The HOA dues are verified on page XXX of the appraisal, upper right corner. | 02/17/2026 | ; Material | 02/19/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.73% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.73% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20956 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided.; XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/18/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.73% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.73% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20956 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  |  |  | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.73% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.73% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20918 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM report as required by overlays. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM report as required by overlays. | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20918 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided. | 02/10/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20971 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20971 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Provide Third Party Fraud Report | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20971 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/12/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21043 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Document |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Document | 02/09/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21009 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing PITI on other REOs- XXX, XXX and XXX. (in order to calculate rental income/loss). LOE's in file State that LLC's are the owners. OR Please provide XXX years of signed XXX returns. | Rental income not being used. Ownership under LLCs | 02/24/2026 | Lender provided the deed confirming the property located at XXX, XXX, and XXX are owned by LLC's. Condition cleared.; Material; Income and Employment Do Not Meet Guidelines Missing PITI on other REOs- XXX, XXX and XXX. (in order to calculate rental income/loss). LOE's in file State that LLC's are the owners. OR Please provide XXX years of signed XXX returns. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV21009 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV21018 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Material | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20908 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20908 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing a third party valuation. XXXX has no score and loan is not eligible for rep & warrant relief. |  |  | Third party valuation product provided within tolerance. | 02/16/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20908 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in File |  |  | Third Party Fraud Report is provided; | 02/16/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21011 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20950 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20950 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20950 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. Please provide Required Fraud Report. Missing Third Party Fraud Report. Please provide Required Fraud Report. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing Third Party Fraud Report. Please provide Required Fraud Report. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA Score is not Provided. Provide Property Condition Report |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA Score is not Provided. Provide Property Condition Report | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in file. Provide Fraud Report with cleared alerts |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Fraud Report is missing in file. Provide Fraud Report with cleared alerts | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide documentation for XXX to verify PITIA does not exceed XXX | Provided in original submission | 02/18/2026 | Resolved as we have received the information from the lender. ; Material | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21007 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/12/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Material | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21021 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/06/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product is not within tolerance, CDA required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product is not within tolerance, CDA required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20892 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.18% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.18% is less than Guideline LTV of 80% D A |
| OBX2026INV20892 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA and FHLMC are missing in file. |  |  | Third party valuation product provided within tolerance. | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.18% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.18% is less than Guideline LTV of 80% D A |
| OBX2026INV20892 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in file. |  |  | Third Party Fraud Report is provided | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.18% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.18% is less than Guideline LTV of 80% D A |
| OBX2026INV20892 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Lenders data tape approved as PIW, downgraded to non material. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.18% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.18% is less than Guideline LTV of 80% D A |
| OBX2026INV20977 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided.; Material | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.57% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.57% is less than Guideline CLTV of 80% A |
| OBX2026INV20977 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA Score is not Provided. |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA Score is not Provided. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.57% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.57% is less than Guideline CLTV of 80% A |
| OBX2026INV21044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The ABD disclosure is missing. | afbd | 02/17/2026 | Cleared as we have received the attestation for no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing The ABD disclosure is missing. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21044 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21012 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation Required: The econsent in the file which States the borrower e-consented; the date that they acknowledged the document is missing | Consent | 02/13/2026 | Evidence of eConsent provided by lender. Condition cleared. ; Evidence of eConsent is provided.; Material ; The eSigned consent disclosure is missing. Documentation Required: The econsent in the file which States the borrower e-consented; the date that they acknowledged the document is missing | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV21020 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20898 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20898 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in File |  |  | Third Party Fraud Report is provided | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20904 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/23/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.83% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.83% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20904 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.83% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 63.83% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20893 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU Score is not provided in the document |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product not within tolerance, CDA is required. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20893 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20893 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20893 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/17/2026 | Resolved | XXX | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report Shows Uncleared Alerts |  |  | All Fraud Report Alerts have been cleared or None Exist | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20893 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/17/2026 | Resolved | XXX | Credit | Potential Fraud Reflected on Fraud Report | Potential Fraud Reflected on Fraud Report |  |  | Potential Fraud Reflected on Fraud Report is Resolved or None Exists | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20895 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/23/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20895 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Please provide HOA Statement support monthly obligations in the amount of XXX for XXX | Bluestem HOA | 02/18/2026 | Cleared as we have received evidence of the HOA dues. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20895 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/17/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20891 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/23/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20891 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing |  |  | Third Party Fraud Report is provided | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20894 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing Missing 3rd Party VOE Prior to Close or CPA letter. | VOE | 02/25/2026 | Borrower 1 3rd Party VOE's Prior to Close were provided. Condition cleared. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20894 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Missing 3rd Party VOE Prior to Close or CPA letter. | VOE | 02/25/2026 | Borrower 1 3rd Party VOE's Prior to Close were provided. Condition cleared. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20894 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in file. |  |  | Third Party Fraud Report is provided | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20894 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20902 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/24/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.29% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.29% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20902 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | The Tax Information Sheet and Hazard Insurance for the properties at XXX and XXX #XXX are missing from the file | Hazard & Taxes | 02/19/2026 | Condition resolved as we have received evidence of Taxes and insurance from lender. | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.29% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.29% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20902 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuations exceed guidelines. |  |  | Third party valuation product provided within tolerance. | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.29% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.29% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20902 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The third-party fraud report is currently missing and required by guidelines, please upload to the file |  |  | Third Party Fraud Report is provided | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.29% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.29% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20909 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Borrower 1 Personal Tax Returns Missing | Borrower 1 XXX Tax Returns Missing Two years of XXX tax returns are required for XXX. Borrower 1's XXX tax returns have not been provided; income validation could not be validated. | XXX; TR | 02/26/2026 | Lender provided the XXX-XXX 1120S for XXX and signature page. Condition cleared; ; Lender provided the XXX-XXX Tax Returns and signature pages. XXX 1120S for XXXXX LLC and signature page. Please provide the XXX 1120S including the K-XXX for XXXXX LLC. (DU requires XXX years tax returns). Condition retained. | 03/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20909 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Borrower 1 1040 Schedule E Missing | Borrower 1 1040 Schedule E Missing XXX Schedule E for Borrower 1 is missing. Required to validate rental or partnership income. | TR | 02/23/2026 | Borrower 1 1040 Schedule E Provided | 03/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20909 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20909 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification Does Not Meet Guideline Requirements Provide the IRA asset Statement for XXX account ending in #XXX. Documentation is currently missing. | Duplicate; Assets | 02/23/2026 | Asset Qualification Meets Guideline Requirements. Lender provided IRA asset Statement for XXX account ending in #XXX. Condition cleared. ; Asset Qualification Meets Guideline Requirements. Lender provided IRA asset Statement for XXX account ending in #XXX. Condition cleared. | 02/24/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20909 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX AUS-required reserves total $XXX. Asset documentation needed to verify these reserves has not been provided and must be submitted | Assets | 02/23/2026 | Audited Reserves of XXX are equal to or greater than AUS Required Reserves of $XXX. Condition cleared.; Audited Reserves of XXX are less than AUS Required Reserves of XXX | 02/24/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20909 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The required third-party fraud report is missing from the file. |  |  | Third Party Fraud Report is provided | 02/18/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20775 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20897 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20897 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/17/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20741 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20741 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Rescinded | XXX | Credit | Missing explanation and supporting documentation for large deposit(s) | Source large deposits of XXX into XXX #XXX on XX/XX/XXXX, XXX into XXX #XXX on XX/XX/XXXX | Required funds = $XXX. Large Deposit sources not required. XXX account by itself has sufficient funds | 02/24/2026 | Condition rescinded. Sufficient funds with removal of LDs. | 02/25/2026 | D A |
| OBX2026INV20797 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20738 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20738 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | Borrower has less than 2 FICO scores and does not meet minimum required to be scored. | Borrower 2 has less than XXX FICO scores and does not meet minimum required to be scored. |  |  | Borrower(s) FICO score meets guidelines. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20896 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20903 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/24/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20796 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Rescinded | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX%. Lender did not include borrowers current XXX rental debt. | Subject PITI XXX - XXX Rent = XXX +Liab XXX + Neg REO XXX + XXX rental debt XXX = XXX which matches the AUS. XXX / income XXX = XXX DTI. No issues | 02/24/2026 | Audited DTI of XXX% within XXX% for the Guideline DTI of XXX%; Audited DTI of XXX% exceeds Guideline DTI of XXX% Audited DTI of XXX% exceeds Guideline DTI of XXX%. Lender did not include borrowers current XXX rental debt. | 02/26/2026 | C A |
| OBX2026INV20796 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX | Cash from + EMD XXX + reserves XXX = $XXX. Asset documentation in file supports | 02/24/2026 | Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20796 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20911 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing | VOE's | 02/23/2026 | Borrower 1 3rd Party VOE's prior to close were provided for XXXes showing positive income. Condition cleared. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20911 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20911 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | 1004D Completion Report is not on an as-is basis | Missing 1004D, on page XXX is an LOX regarding Re-inspection completion. Using alternative methods to clear this requires either Invoice form installer or picture of evidence of the repair, we only have an LOX from lender. | LOX showing completion with photos | 02/19/2026 | Condition resolved as we have received evidence of the corrections made to water heater from lender. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20911 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20757 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Please provide evidence Borrower received Appraisal within required XXX days prior to consummation date. | Evidence of Appraisal Delivery to Borrower | 02/27/2026 | Evidence of appraisal delivery provided.; Lender provided evidence of receipt of the appraisal within XXX days of the application date. Condition cleared.; Material ; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Please provide evidence Borrower received Appraisal within required XXX days prior to consummation date. | 03/09/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20757 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure. | ABD | 03/06/2026 | Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure. | 03/09/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20757 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20757 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing explanation and supporting documentation for large deposit(s) | Source large deposits of XXX on XX/XX/XXXX into XXX #XXX | Invalid -. LD XXX pg #XXX is backed out and does not need to be sourced | 02/20/2026 | Condition resolved as the large deposit has been removed from total. | 02/23/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20777 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.14% is less than Guideline CLTV of 80% D A |
| OBX2026INV20777 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX - For list property there is no source document available to verify HOA dues or any other payments. So payment details is required. | Invalid - HOA is reflected on Statement #XXX of the XXX tax returns (Schedule E Line XXX)- All docs were provided in original submission | 02/19/2026 | Resolved as we have received evidence of the HOA dues. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.14% is less than Guideline CLTV of 80% D A |
| OBX2026INV20777 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud Report is missing. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 57.14% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 57.14% is less than Guideline CLTV of 80% D A |
| OBX2026INV20899 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | TILA 130b Cure Required. Refund in the amount of $XXX.; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation is due to an increase in the Title-Lender's Title Insurance (paid to an affiliate of lender) from XXX on the initial LE to XXX on the final CD. A COC was provided citing XXX change, however, no evidence of XXX change was evident in the loan file. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | The response has nothing to do with any COC. The title company combined both Lender's Title fees into XXX As evidenced, the total title fees did not increase.; Response | 03/04/2026 | Lender provided an LOE: The Lender's Title Insurance and Endorsements fees were combined into one fee as they are both lender insurance related. Condition cleared. ; Lender provided an LOE: The Lender's Title Insurance and Endorsements fees were combined into one fee as they are both lender insurance related. Condition cleared.; Lender provided an LOE: The Lender's Title Insurance and Endorsements fees were combined into one fee as they are both lender insurance related. Condition cleared. ; Audit reviewed the lender's response. A COC was provided citing XXX change, however, no evidence of XXX change was evident in the loan file. Condition retained. | 03/05/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20899 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20899 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20899 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report not available in file. |  |  | Third Party Fraud Report is provided | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20899 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20733 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.15% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 65.15% is less than Guideline LTV of 80% A |
| OBX2026INV20923 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. TPV document missing. |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. TPV document missing.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance and/or confidence score is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. TPV document missing. | 02/18/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20923 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report missing. |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Fraud report missing. | 02/18/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20923 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided ; XXXX review completed, no Level XXX findings noted, condition cleared. | 02/11/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 44% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 44% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20784 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64% is less than Guideline CLTV of 80% A |
| OBX2026INV20789 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing Not required. |  |  | XXX Purpose Affidavit/Disclosure Missing Not required. Condition rescinded.; XXX Purpose Affidavit/Disclosure Provided; | 02/27/2026 | D A |
| OBX2026INV20789 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20789 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX%. Missing evidence of rental income for borrowers XXX. | ICW | 02/18/2026 | Condition resolved as we have received evidence of the rental income for subject property. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Audited DTI of XXX% exceeds AUS DTI of XXX% Audited DTI of XXX% exceeds AUS DTI of XXX%. Missing evidence of rental income for borrowers XXX. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20789 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | Borrower 2 Credit Report is Missing | Borrower 2 Credit Report is Missing. Borrower #XXX credit report is not in the file but Lender shows Credit scores in AUS Findings on page XXX | Credit report | 02/18/2026 | Borrower 2 Credit Report is not missing.; Borrower 2 Credit Report is Missing. Borrower #XXX credit report is not in the file but Lender shows Credit scores in AUS Findings on page XXX | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20789 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing No VOE in the file | VOE | 02/18/2026 | Borrower 1 3rd Party VOE Prior to Close Was Provided; Borrower 1 3rd Party VOE Prior to Close Missing No VOE in the file | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20789 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing VOE not in the file | VOE | 02/18/2026 | Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX); Borrower 2 3rd Party VOE Prior to Close Missing VOE not in the file | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20789 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20749 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20749 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing the Affiliated XXX Disclosure | Affiliated XXX Disclosure; affiliated doc | 02/23/2026 | Required Affiliated XXX Disclosure Documentation Provided; Affiliated XXX Disclosure: The FACTS document is only acceptable to use in lieu of the Affiliated XXX Arrangement Disclosure when it indicates that there are no affiliates. Please provide the Affiliated XXX Disclosure. Condition retained. ; Material ; Required Affiliated Business Disclosure Missing Missing the Affiliated XXX Disclosure | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20749 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/23/2026 | Rescinded | XXX | Compliance | Post-Consummation Cure Reimbursement and Revised Closing Disclosure Delivery Date Test | This loan failed the post-consummation cure reimbursement and revised closing disclosure delivery date test. (12 CFR §1026.19(f)(2)(v) he post-consummation reason for redisclosure is "post-consummation cure for violation of tolerance/variation" or:The post-consummation revised closing disclosure delivery date is more than XXX calendar days after the consummation date, or closing / settlement date if no consummation date was provided; orThe provided reimbursement date is more than XXX calendar days after the consummation date, or closing / settlement date if no consummation date was provided efunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than XXX days after consummation, and the creditor complies with §1026.19(f)(1)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than XXX days after consummation. |  |  | Rescinded as the cure was received in the XXX day tie table. | 02/23/2026 | C B A |
| OBX2026INV20749 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/06/2026 | Cured | XXX | Compliance | Charges That Cannot Increase Test | TILA 130b Cure required: Cure of XXX required for increase in discount points. Discount points were disclosed as XXX on the Initial LE. The Final CD discloses discount points of $XXX. The Compliance Review worksheet in the loan file shows discount points of $XXX. If this is due to rounding, the discount points should have been rounded to the next whole dollar. Cure requires PCCD, LOE, copy of refund check. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). | cure documents | 02/20/2026 | Condition cured post closed, will remain a non material B grade. Received lenders complete cure package for the tolerance issue. ; Condition cured post closed, will remain a non material B grade. Received lenders complete cure package for the tolerance issue. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20749 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20768 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20768 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing documentation verifying the HOA payment for the borrowers' XXX. Lender used a payment of XXX to qualify. | Invalid - Letter provided in original submission States NO HOA | 02/19/2026 | Resolved as we have received LOX for no HOA dues. | 02/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20759 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20759 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20889 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20900 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing. |  |  | Third Party Fraud Report is provided | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20901 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20901 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report Missing in file. Additional conditions may apply. |  |  | Third Party Fraud Report is provided | 02/17/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20767 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20767 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU > XXX. TPV is required and is missing. CA to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU > XXX. TPV is required and is missing. CA to order. | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20788 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.41% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.41% is less than Guideline CLTV of 80% A |
| OBX2026INV20788 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Waiver given by DU. Provide AVM or Drive by to meet guideline requirements |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Waiver given by DU. Provide AVM or Drive by to meet guideline requirements | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.41% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.41% is less than Guideline CLTV of 80% A |
| OBX2026INV20788 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. DU Findings gives Waiver allowed per guidelines, approved per lenders Tapa Data. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.41% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.41% is less than Guideline CLTV of 80% A |
| OBX2026INV20742 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20742 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing If no referral of XXX was made to an affiliate provide an attestation | ABD | 02/18/2026 | Cleared as we have received attestation of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing If no referral of XXX was made to an affiliate provide an attestation | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20742 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing Verification of Mortgage | Mortgage Statement from XXX with account number XXX shows the address is XXX but this REO is not listed on the URLA. | Property does not belong to our borrower | 02/18/2026 | Resolved as we have received evidence borrower not responsible. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20783 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20734 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20739 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20739 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing a Fraud Report. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing a Fraud Report. | 02/18/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20770 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20770 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20794 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20794 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Rescinded | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX – HOA document is missing. | Invalid - provided in original submission | 02/19/2026 | Condition rescinded as the HOA information was in in file. | 02/20/2026 | D A |
| OBX2026INV20794 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20744 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20744 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20746 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Per the Privacy Notice disclosure, XXX has affiliates. Please Provide the Affiliated XXX disclosure that was provided to the consumer within XXX days of application XX/XX/XXXX that confirms the lender has affiliates. | Affiliate | 02/24/2026 | Lender provided the affiliated XXX disclosure. Condition cleared.; Material | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20746 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20945 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing of Fraud Report |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Missing of Fraud Report | 02/18/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.76% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.76% is less than Guideline LTV of 80% D A |
| OBX2026INV20945 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.76% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.76% is less than Guideline LTV of 80% D A |
| OBX2026INV20999 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20999 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in File |  |  | Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Material; Missing Third Party Fraud Report Fraud Report is missing in File | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20736 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20736 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product States Invalid Address |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product States Invalid Address | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20736 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Rescinded | XXX | Credit | Audited Interested Party Contribution Exceeds Guideline Program Maximum | Audited Interested Party Contribution of XXX% exceeds interested party contribution guideline maximum of XXX% Guidelines Interested Party Contribution States XXX% | Invalid - 2nd home up to XXX% with LTV of 80% - Not an XXX | 02/18/2026 | Upon further review, maximum IPC for XXXs is XXX% Condition rescinded.; Audited Interested Party Contribution is less than or equal to Guideline Program Maximum; Audited Interested Party Contribution of XXX% exceeds interested party contribution guideline maximum of XXX% Guidelines Interested Party Contribution States XXX% | 02/19/2026 | C A |
| OBX2026INV20758 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Please submit missing XXX missing evidence of lenders calculations for REO as 1003 does not match LP debts and income. calculations show that the proposed housing expense, primary housing expense, total monthly income, and total monthly debt are all lower than the lender's figures. Due to these discrepancies, the DTI does not match the lender's calculation. | ICW and LP - 1008s are not a required document ; Since the Audited DTI does not exceed XXX% or XXX% DTI, then this should not be a requirement | 02/26/2026 | Upon further review Audited DTI within tolerance of AUS DTI of XXX% Borrower and co borrwower income recalculated including officer compensation. Condition cleared.; Finding remains open as the DTI variance is greater than XXX% Most recent LPA dated XX/XX/XXXX reflects DTI of XXX% Audited DTI of XXX% exceeds AUS DTI of XXX% Please submit missing XXX missing evidence of lenders calculations for REO as 1003 does not match LP debts and income. calculations show that the proposed housing expense, primary housing expense, total monthly income, and total monthly debt are all lower than the lender's figures. Due to these discrepancies, the DTI does not match the lender's calculation. | 03/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20758 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20758 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/18/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20792 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20792 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20792 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | Invalid - Disbursement Date is XX/XX/XXXX | 02/18/2026 | Condition resolved as we have received evidence of updated disbursement date meeting hazard date. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20754 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 03/06/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.27% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.27% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20754 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.27% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.27% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20754 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per lenders data tape. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.27% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.27% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20761 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20761 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | Borrower 1 Business Tax Returns Missing | Borrower 1 XXX Tax Returns Missing Borrower States he has more then XXX% ownership, there are no tax returns in the file and the K1s do not disclose percentage of ownership. Please upload all returns an K1s to the file. Letter from the employer does not State percentage of ownership. | Invalid - Not required - Less than XXX% ownership | 02/18/2026 | Condition cleared as we have received evidence of less than XXX% ownership from lender. ; Borrower 1 XXX Tax Returns Missing Borrower States he has more then XXX% ownership, there are no tax returns in the file and the K1s do not disclose percentage of ownership. Please upload all returns an K1s to the file. Letter from the employer does not State percentage of ownership. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20761 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is required by guidelines, please upload to the file. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Third Party Fraud Report is required by guidelines, please upload to the file. | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20773 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.77% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.77% is less than Guideline CLTV of 80% A |
| OBX2026INV20773 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | XXX has no affiliates. See attachment; XXX has no affiliates. See attachment. | 02/20/2026 | Resolved as we have received lenders Attestation of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.77% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.77% is less than Guideline CLTV of 80% A |
| OBX2026INV20773 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score is not returned. TPV is required. CA to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score is not returned. TPV is required. CA to order. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.77% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.77% is less than Guideline CLTV of 80% A |
| OBX2026INV20934 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Received and reviewed AVM, LM updated, variance is greater than XXX% CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Collateral Risk Score is greater than XXX. Provide required third-party valuation product. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20934 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing. Provide Fraud Report with cleared alerts |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Fraud Report is missing. Provide Fraud Report with cleared alerts | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20934 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20964 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | For property: XXX and XXX Tax Information are missing in file. | Taxes for both properties | 02/18/2026 | Lender provided the tax information for XXX XXXXX and XXX XXXXX. Condition cleared. ; Material | 02/19/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.07% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.07% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20964 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.07% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.07% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20740 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20740 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The required Third Party Valuation was not found in the loan file. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The required Third Party Valuation was not found in the loan file.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The required Third Party Valuation was not found in the loan file. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20760 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20760 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20785 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20785 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20728 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20774 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | C A |
| OBX2026INV20787 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | D A C |
| OBX2026INV20787 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Income/Employment General | Borrower is a contract employee, in need of the employment contract to review terms for continued employment. | Invalid request - this is not a requirement | 02/18/2026 | Upon further review, this is not a requirement of DU. Condition cleared | 02/19/2026 | D A C |
| OBX2026INV20787 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | AUS Not Provided | Missing AUS | Provided in original upload | 02/18/2026 | Lender provided the AUS for the subject transaction. Condition Cleared. | 02/19/2026 | D A |
| OBX2026INV20795 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20795 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/19/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20795 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20735 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20735 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | The Deed of Trust is Incomplete | The Deed of Trust is Incomplete Provide the Condo rider, Trust Rider and @nd home Rider. | Complete DOT | 02/23/2026 | The Deed of Trust is Present and Complete. Condition cleared.; The Deed of Trust is Incomplete Provide the Condo rider, Trust Rider and 2nd home Rider.; The Deed of Trust is Incomplete Provide the Condo rider, Trust Rider and 2nd home Rider. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20735 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Borrower 2 Tax Returns Not Signed | Borrower 2 Tax Returns Not Signed borrower is showing XXX is over XXX years | TR | 02/23/2026 | Borrower 2 Tax Returns Are Signed. Condition cleared.; Borrower 2 Tax Returns Not Signed borrower is showing XXX is over XXX years | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20735 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Borrower 1 Tax Returns Not Signed | Borrower 1 Tax Returns Not Signed. | TR | 02/23/2026 | Borrower 1 Tax Returns Are Signed. Condition cleared.; Borrower 1 Tax Returns Not Signed. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20735 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Rescinded | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX | Invalid - Cash to Close = XXX - Reserves = XXX - Asset documentation supports XXX | 02/18/2026 | ; Audited Reserves of XXX are equal to or greater than AUS Required Reserves of XXX | 02/19/2026 | D A C |
| OBX2026INV20764 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20764 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20790 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20790 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20790 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per lenders data tape. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20848 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20848 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/06/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | XXX has no affiliates. See attachment | 02/19/2026 | Resolved as we have received attestation of no affiliates. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20848 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/11/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20848 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on file for this loan. Per LP AUS - loan is eligible for an Appraisal Waiver per lenders data tape. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20743 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20743 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The required Third Party Fraud Report was not found in the loan file. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report The required Third Party Fraud Report was not found in the loan file. | 02/18/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20855 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20855 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The Collateral Underwriter Risk Score is XX/XX/XXXX |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20731 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | C A |
| OBX2026INV20786 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20786 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20806 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing Verification of Mortgage | Credit report lists an open HELOC with a XXX balance., the file is missing evidence the HELOC was closed. Application does not disclose which property this mortgage is attached to. | Lender Responses \| | 03/03/2026 | Lender provided Freddie Mac Section XXX guidelines; condition cleared. | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20806 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20806 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing a third party valuation. XXXX score is XX/XX/XXXX and is not eligible for rep & warrant relief. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing a third party valuation. XXXX score is XX/XX/XXXX and is not eligible for rep & warrant relief. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20730 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20752 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20748 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Subject Property rental income: Per the REO Rental Income origination worksheet, AUS-DU Approval and Final XXX rental income of XXX a month was given per a lease agreement; however, the loan file is missing this lease agreement. Please provide the lease agreement. XXX Property XXXXX Luther King Jr Way S - The loan file did not contain monthly tax verification documentation. Please provide the tax verification document. | Please see attached | 02/26/2026 | Income and Employment Meet Guidelines-> Review of provided documentation is supported and DTI remains within program guidelines for this transaction.; Income and Employment Do Not Meet Guidelines Subject Property rental income: Per the REO Rental Income origination worksheet, AUS-DU Approval and Final XXX rental income of XXX a month was given per a lease agreement; however, the loan file is missing this lease agreement. Please provide the lease agreement. XXX Property XXXXX Luther King Jr Way S - The loan file did not contain monthly tax verification documentation. Please provide the tax verification document. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20748 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Per the AUS-DU approval and Final 1003 REO, positive rental incomes of XXX was given for XXX property XXX and XXX for XXX property XXX. Per the XXX tax return's Schedule E in the loan file, the actual rental incomes were negative - XXX and negative - $XXX. Origination REO income calculators provided in the loan file also, confirms at origination, these XXX property rental incomes were calculated as negative loss incomes and not positive rental incomes. As a result of using the correctly calculated rental incomes for these XXX properties, the DTI is XXX. | XXX: I agree with rental income of XXX \| XXX: My calculation is $XXX. The property was rented for only XXX months in XXX | 02/26/2026 | Audited DTI of XXX% is less than or equal to AUS DTI of XXX% -> Review of provided documentation is supported and DTI remains within program guidelines for this transaction.; Audited DTI of XXX% exceeds AUS DTI of XXX% Per the AUS-DU approval and Final 1003 REO, positive rental incomes of XXX was given for XXX property XXX and XXX for XXX property XXX. Per the XXX tax return's Schedule E in the loan file, the actual rental incomes were negative - XXX and negative - $XXX. Origination REO income calculators provided in the loan file also, confirms at origination, these XXX property rental incomes were calculated as negative loss incomes and not positive rental incomes. As a result of using the correctly calculated rental incomes for these XXX properties, the DTI is XXX. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20748 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20748 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20772 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20772 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | Flood Insurance Minimum Coverage Not Met | Flood Insurance Coverage Amount does not meet minimum required coverage amount The flood policy does not verify the actual flood coverage amount for the loan. | Flood policy coverage amount was listed on page XXX of the policy. See attachment. | 02/20/2026 | Condition resolved as we have received evidence of flood coverage amount. ; Flood Insurance Minimum Coverage Amount is met; Flood Insurance Coverage Amount does not meet minimum required coverage amount The flood policy does not verify the actual flood coverage amount for the loan. | 02/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20772 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20747 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20769 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.7% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.7% is less than Guideline CLTV of 80% D A |
| OBX2026INV20769 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). | Evidence of Appraisal Delivery to Borrower | 02/19/2026 | Resolved as we have received evidence of the appraisal delivery. ; Evidence of appraisal delivery provided.; Material | 02/23/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.7% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.7% is less than Guideline CLTV of 80% D A |
| OBX2026INV20769 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of property taxes for XXX and XXX. Please upload to the file to confirm property taxes used for each property. | Invalid - PG XXX ICP: DRIVEBY REPORT FOR XXX TAX FOR [XXX.] \| PG XXX ICP: PROPERTY REPORT FOR XXX TAX FOR [XXX .] \| \*\*UPLOADED PROPERTY TAX StateMENTS FOR BOTH PROPERTIES. """ | 02/19/2026 | Review of documentation supported and DTI remains within program guidelines. | 02/20/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 63.7% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 63.7% is less than Guideline CLTV of 80% D A |
| OBX2026INV20791 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20839 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX – Final 1003 reflects an P&I amount of XXX per monthnth; however, supporting documentation to verify this amount is not available in the file | Please see attached | 03/02/2026 | Review of Final CD within 'Date Issued' XX/XX/XXXX is supported and DTI remains within guidelines. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum \| Borrower has stable job time D A |
| OBX2026INV20839 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum \| Borrower has stable job time D A |
| OBX2026INV20852 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Acknowledged | XXX | Credit | AUS Partially Provided | AUS Partially Provided The loan contains a buydown agreement not allowed per overlays. |  |  | Investor acknowledges exception, final grade will be a B. | 03/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20852 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20776 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20776 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Compliance | eSigned Documents Consent is Missing | The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX however missing proof of e-consent dated XX/XX/XXXX or before. | consent | 02/18/2026 | Condition resolved as we have received the IEADS. ; Evidence of eConsent is provided. The eSigned documents consent is missing.; Material ; The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX however missing proof of e-consent dated XX/XX/XXXX or before. | 02/19/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20776 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing The defect can be cured by providing the Initial Escrow Account Disclosure | Invalid - this was provided in the file | 02/18/2026 | Initial Escrow Account Disclosure is Resolved; Initial Escrow Account Disclosure is Missing The defect can be cured by providing the Initial Escrow Account Disclosure ; Material ; Initial Escrow Account Disclosure is Missing The defect can be cured by providing the Initial Escrow Account Disclosure | 02/19/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20799 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | C A |
| OBX2026INV20799 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Points - Loan Discount Fee added to CD XX/XX/XXXX | COC | 02/18/2026 |  | 02/18/2026 | C A |
| OBX2026INV20882 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing Verification of Mortgage | Please provide satisfactory documentation that XXX is owned free and clear. HOI with XXX reflects XXX in the Mortgage Clause. | Property Report; loan number XXX on policy matches XXX listed on credit. Credit message listed as closed or paid account/zero balance. XXX is also listed on credit with the same loan number XXX with same message of account paid and closed. | 03/04/2026 | Lender provided property report; condition cleared.; Audit reviewed the lender's response. We can use the Fraud Report plus the HOI showing no loss payee for free and clear. Please provide a property profile since the fraud report doest not list XXX. Condition retained. | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20882 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20750 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20751 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.66% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.66% is less than Guideline CLTV of 80% A |
| OBX2026INV20765 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20762 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20762 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No score required. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No score required. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20818 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20780 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% Lender did not include full PITIA for borrowers XXX, seems HOA left out and then REO income of XXX was used for XXX when Sch E and full PITI reflect XXX | Regarding XXX: Per the documentation attached, the property is owned free and clear. Taxes and insurance are verified and included in the DTI. ; Regarding XXX, I calculated rental income of $-XXX. The home was rented for only XX/XX/XXXX months in XXX Please see attached. | 03/05/2026 | Audited DTI is within tolerance. Condition cleared.; Upon further review, fair rental days for XXX are XXX Audited DTI of XXX% exceeds AUS DTI of XXX% Lender did not include full PITIA for borrowers XXX, seems HOA was left out. Condition retained. ; Audited DTI of XXX% exceeds AUS DTI of XXX% Audited DTI of XXX% exceeds AUS DTI of XXX% Lender did not include full PITIA for borrowers XXX, seems HOA left out and then REO income of XXX was used for when Sch E and full PITI reflect XXX | 03/06/2026 | C A |
| OBX2026INV20780 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 03/06/2026 | C A |
| OBX2026INV20780 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | C A |
| OBX2026INV20887 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20887 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20771 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20771 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing | Affiliated XXX | 02/23/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared.; Material | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20771 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. | Already provided in file | 02/18/2026 | Resolved as we have received the VOM from lender. ; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20771 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Missing proof of hazard, taxes and HOA for the property at XXX. Missing HOA for the property at XXX. | Already provided in file | 02/18/2026 | Condition resolved as we have received the REO information from the lender. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20771 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Lender to provide updated hazard coverage to meet the XXX or provide replacement cost coverage document. |  |  | The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Lender to provide updated hazard coverage to meet the XXX or provide replacement cost coverage document. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20771 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20771 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is a required report and was not provided in the file. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud report is a required report and was not provided in the file. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20837 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.14% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.14% is less than Guideline CLTV of 80% A |
| OBX2026INV20837 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds the max of XX/XX/XXXX |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds the max of XXX; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU score of XX/XX/XXXX exceeds the max of XX/XX/XXXX | 02/20/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.14% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.14% is less than Guideline CLTV of 80% A |
| OBX2026INV20837 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | XXX has no affiliates | 02/12/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/13/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 68.14% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.14% is less than Guideline CLTV of 80% A |
| OBX2026INV20862 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20862 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20778 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Asset Documents are Incomplete | Asset Documents are Incomplete: REO XXX XX/XX/XXXX document in file confirming XXX #XXX was paid off per mortgage Statement XX/XX/XXXX that shows balance of $XXX. File lacks source of funds for payoff of mortgage and documentation is required to confirm paid by borrowers own funds and no new debt acquired for payoff. | Payoff Source | 02/26/2026 | Lender provided the source of funds for payoff of mortgage and documentation to confirm paid by borrowers own funds and no new debt acquired for XXX XXXX. Condition cleared.; Lender provided the source of funds for payoff of mortgage and documentation to confirm paid by borrowers own funds and no new debt acquired for XXX XXXX. Condition cleared. | 03/02/2026 | D A C |
| OBX2026INV20778 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Income 4 Months Income Verified is Missing | Income 4 Months Income Verified is Missing REO XXX per Lender P&I from mortgage Statement, Taxes and HOI from documents however documents are not in file and is required to confirm amounts used. | XXXX Statement and Tax - escrowed, should be sufficient | 02/26/2026 | Lender provided the mortgage Statement (escrowed) and property details for XXX. Condition cleared.; Income 4 Months Income Verified is Missing REO XXX per Lender P&I from mortgage Statement, Taxes and HOI from documents however documents are not in file and is required to confirm amounts used. | 03/02/2026 | D A C |
| OBX2026INV20778 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX received - no level XXX discrepancies - condition cleared; XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | D A C |
| OBX2026INV20778 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No score provided per report. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No score provided per report. | 02/18/2026 | D A C |
| OBX2026INV20778 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report missing. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud report missing. | 02/18/2026 | D A C |
| OBX2026INV20847 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20884 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20884 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20884 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20833 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | C A |
| OBX2026INV20886 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/26/2026 | D A C |
| OBX2026INV20886 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | 02/20/2026 | D A C |
| OBX2026INV20886 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T Missing | B2 is not income qualifying | 02/18/2026 | Borrower 2 Executed XXX-T Provided or Not Applicable (Number of Borrowers equals XXX) | 02/19/2026 | D A C |
| OBX2026INV20793 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20841 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Rescinded | XXX | Credit | Assets do not meet guideline requirements | When the Total Qualified Asset Post Close field contains a negative value, the required assets do not meet guidelines. Total assets verified are XXX (XXX Deposit of $XXX). | Total fund needed XXX (Cash from XXX + EMD XXX + Reserves $XXX). Assets in file are $XXX. All XXX account balances are dated prior to closing not post. The January dates on all XXX Statements are the date of the next Statement. Assets are sufficient. see attachment | 02/24/2026 | Review of online transaction history for accounts #XXX, XXX assets meet program guidelines for this transaction.; When the Total Qualified Asset Post Close field contains a negative value, the required assets do not meet guidelines. Total assets verified are XXX (xXXX XXX xXXX XXX xXXX XXX xXxX XXX Deposit of $XXX). | 02/26/2026 | D A |
| OBX2026INV20841 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Rescinded | XXX | Credit | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Audited Reserves of XXX are less than AUS Required Reserves of XXX Total assets verified are XXX (XXX Deposit of $XXX). | Total fund needed XXX (Cash from XXX + EMD XXX + Reserves $XXX). Assets in file are $XXX. All XXX account balances are dated prior to closing not post. The January dates on all XXX Statements are the date of the next Statement. Assets are sufficient. see attachment | 02/24/2026 | Review of online transaction history for accounts #XXX, XXX asset/reserves meet program guidelines for this transaction.; Audited Reserves of XXX are less than AUS Required Reserves of XXX Total assets verified are XXX (xXXXX XX Deposit of $XXX). | 02/26/2026 | D A C |
| OBX2026INV20841 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20841 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20807 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20807 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The doc in file is for XXX., the property that simultaneously closed with the subject located at XXX. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The doc in file is for XXX., the property that simultaneously closed with the subject located at XXX. | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20807 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The file is missing the 3rd party Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report; Missing Third Party Fraud Report The file is missing the 3rd party Fraud Report; Missing Third Party Fraud Report Missing Third Party Fraud Report; Missing Third Party Fraud Report The file is missing the 3rd party Fraud Report | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20807 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | AUS Not Provided | Missing AUS The doc in file is for XXX., the property that simultaneously closed with the subject located at XXX. | This loan is for XXX which has the correct AUS. The simultaneously closed property at XXX is loan #XXX | 02/13/2026 | Upon further review, this loan is for XXX which has the correct AUS. The simultaneously closed property at XXX is loan #XXX. Condition cleared.; ; Missing AUS The doc in file is for XXX ., the property that simultaneously closed with the subject located at XXX . | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20807 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Hazard Insurance Policy is Missing | Missing Hazard Insurance Policy The file is missing the hazard policy. The policy in file is from the borrower's simultaneous closing at XXX. | This loan is for XXX which has the correct Hazard. The simultaneously closed property at XXX is loan #XXX. I've attached both Hazard from both loans. | 02/13/2026 | Lender provided the Hazard Insurance Policy for XXX. Condition cleared. ; Hazard Insurance Policy is fully present; Missing Hazard Insurance Policy The file is missing the hazard policy. The policy in file is from the borrower's simultaneous closing at XXX. | 02/17/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20859 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20875 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20875 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is Missing |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud Report is Missing | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20810 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20810 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. Documentation required to clear exception: Proof of delivery/receipt of Initial CD dated XX/XX/XXXX. Initial CD was not acknowledged by Borrowers, and proof of delivery was missing from file. Unable to determine if timing requirements were met prior to consummation date of XX/XX/XXXX. | tracking | 02/23/2026 | Lender provided evidence of receipt of the intitial CD. Condition cleared. ; Lender provided evidence of receipt of the intitial CD. Condition cleared. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20842 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20842 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA CU score is XX/XX/XXXX |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA CU score is XX/XX/XXXX | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20869 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20869 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | email from Agent States no claims made during this time. | 02/13/2026 | Lender provided verification from the Agent of no claims made during this time. Condition cleared. ; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided.; Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20545 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing explanation and supporting documentation for large deposit(s) | Source large deposit into XXX #XXX on XX/XX/XXXX for XXX into XXX #XXX on XX/XX/XXXX, XXX on XXX/XXX. | XXX & XXX came from the #XXX checking account. XXX is not a deposit. It is a debit. See page XXX of attachment. | 02/25/2026 | Lender provided the source of the large deposits: XXX & XXX came from the #XXX checking account. XXX is not a deposit. It is a debit. Condition cleared. | 02/26/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% D A |
| OBX2026INV20545 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% D A |
| OBX2026INV20545 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. | Lender used a different version of the USA Patriot Form to document indentification. See both XXX page docs attached | 02/19/2026 | Resolved as we have received the Patriot Act information from the lender. ; US Patriot Act Disclosure or ID provided.; Material | 02/25/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% D A |
| OBX2026INV20545 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/06/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide the affiliated XXX disclosure | XXX has no affiliates. | 02/19/2026 | Cleared as we have received lenders Attestation for no affiliates.; Material | 02/20/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.67% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.67% is less than Guideline LTV of 80% D A |
| OBX2026INV20729 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20729 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Fraud Report with cleared alerts |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Provide Fraud Report with cleared alerts | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20821 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/09/2026 | Resolved | XXX | Credit | Audited AUS Interested Party Contribution Exceeds Guideline Program Maximum | Audited AUS Interested Party Contribution of XXX% exceeds maximum AUS interested party contribution standards of XXX% | DU with Seller Concession | 02/27/2026 | Received updated DU/AUS findings indicating the XXX price as XXX | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20821 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Rescinded | XXX | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary Value Subject Property Appraisal is not on an As-Is Basis Missing form 1004D to validate repairs have been completed | Your rejection is incorrect. The Appraisal States "subject to - Install a second strap on the water heater - we provided you evidence of this. ; proof provided with pictures showing water heater is double strapped dated XX/XX/XXXX | 02/26/2026 | Photos provided and support double strapped water heater - pg XXX.; Audit reviewed the lender's response. Please provide form 1004D to validate repairs have been completed. Condition retained. ; Primary Value Subject Property Appraisal is not on an As-Is Basis Missing form 1004D to validate repairs have been completed | 03/03/2026 | C A |
| OBX2026INV20821 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20832 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20832 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Fraud Report with cleared alerts |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Provide Fraud Report with cleared alerts | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20832 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing Trust Agreement | Missing Trust Agreement Provide Trust Agreement and Trust Certification | Living Trust | 02/13/2026 | Lender provided the signed certification of Trust. Condition cleared. ; Trust Agreement Meets Guideline Requirements; Missing Trust Agreement Provide Trust Agreement and Trust Certification | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20845 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20870 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | C A |
| OBX2026INV20865 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | XXX | Credit | Missing Letter of Explanation (Credit) | Provide evidence that no new open tradelines resulted from credit inquiries on XX/XX/XXXX from XXX and XX/XX/XXXX from XXX | JPMCB; Inquiries | 03/05/2026 | Review of newly acquired debt Statement, DTI within threshold.; Provide a letter of explanation addressing the JPMCB CARD inquiry (dated XX/XX/XXXX), as the XX/XX/XXXX credit report reflects two inquiries. The document uploaded only addresses the XXXX inquiry reporting on B1's credit. | 03/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20865 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | 03/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20865 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20865 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Rescinded | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Provide HOI premium for XXX XXX to verify monthly obligation does not exceed XXX and verify there is no mortgagee clause on the declaration page | INVALID - Upload Taxes and release of lien. Proof of insurance not required with lien release per Freddie - all were provided in original submission | 02/19/2026 | Review of documentation pertaining to XXX Black XXXXX support as of XX/XX/XXXX property is owned free and clear. | 02/20/2026 | D A C |
| OBX2026INV20865 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Fraud Report with cleared alerts |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Provide Fraud Report with cleared alerts | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20868 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Acknowledged | XXX | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI of XXX% exceeds Guideline DTI of XXX% The AUS Approved the loan at XXX%. Lender overlay allows for a max DTI of XXX% regardless of AUS Approval. Additionally, Audit UW as unable to match the lenders rental income calculation for XXX. The lender used $(XXX). Audit calculation is $(XXX). Audit has included the higher amount of XXX since the DTI is already exceeding the max allowable. |  |  | Investor accepts DTI, final grade will be a B.; Audited DTI of XXX% exceeds Guideline DTI of XXX% The AUS Approved the loan at XXX%. Lender overlay allows for a max DTI of XXX% regardless of AUS Approval. Additionally, Audit UW as unable to match the lenders rental income calculation for XXX. The lender used $(XXX). Audit calculation is $(XXX). Audit has included the higher amount of XXX since the DTI is already exceeding the max allowable. | 03/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20868 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU = XXX. TPV is required and is missing. CA to order. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CU = XXX. TPV is required and is missing. CA to order. | 03/06/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20868 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20868 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20879 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.37% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.37% is less than Guideline LTV of 80% A |
| OBX2026INV20879 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 69.37% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 69.37% is less than Guideline LTV of 80% A |
| OBX2026INV20880 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20838 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.64% is less than Guideline LTV of 80% \| Borrower has stable job time \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.64% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20838 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 64.64% is less than Guideline LTV of 80% \| Borrower has stable job time \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.64% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20881 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20881 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20831 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20853 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.3% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.3% is less than Guideline LTV of 80% D A |
| OBX2026INV20853 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.3% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.3% is less than Guideline LTV of 80% D A |
| OBX2026INV20874 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is not on Data Tape. Please obtain XXXX exception Approval. |  |  | Investor acknowledges exception and accepts loan as a PIW. Final grade will be a B.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW's are not acceptable.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is not on Data Tape. Please obtain XXXX exception Approval.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW's are not acceptable.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is not on Data Tape. Please obtain XXXX exception Approval. | 03/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20874 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20874 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA and FHLMC is missing in file |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA and FHLMC is missing in file | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20885 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20885 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CDA | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20885 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20766 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20766 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20766 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing | response | 02/13/2026 | Upon further review, XXX Purpose not required. Condition cleared. ; XXX Purpose Affidavit/Disclosure Provided | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20836 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20849 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.38% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.38% is less than Guideline LTV of 80% D A |
| OBX2026INV20849 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.38% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.38% is less than Guideline LTV of 80% D A |
| OBX2026INV20849 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | XXX, XXX - For these properties HOA document is required | both HOAs | 02/12/2026 | Lender provided evidence of HOA for XXX, XXX. Condition cleared. | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.38% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.38% is less than Guideline LTV of 80% D A |
| OBX2026INV20763 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20763 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. D C A |
| OBX2026INV20763 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/18/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20763 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per data tape from lender. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20878 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20816 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20756 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20756 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20756 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure | Affiliated XXX Disclosure. No affiliates | 02/12/2026 | Lender provided a signed attestation of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Please provide Affiliated XXX Disclosure | 02/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20805 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 03/04/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20805 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing Disclosure not required. |  |  | XXX Purpose Affidavit/Disclosure Missing Disclosure not required. Condition Rescinded.; XXX Purpose Affidavit/Disclosure Provided; | 02/27/2026 | C A |
| OBX2026INV20820 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20873 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20737 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20737 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing documentation verifying the HOA payment for the XXX property. | HOA XXX | 02/12/2026 | Lender provided the XXXX screenshot showing XXX monthly for XXX XXX. We now have XXX pieces of information; the fraud report showing SFR for the XXX properties and XXXX/Redfin screenshot as evidence of HOA. Condition Cleared. | 02/16/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% D A |
| OBX2026INV20779 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.7% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.7% is less than Guideline CLTV of 80% A |
| OBX2026INV20779 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation not ordered and appraisal is not in the file. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation not ordered and appraisal is not in the file. | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.7% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.7% is less than Guideline CLTV of 80% A |
| OBX2026INV20779 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per lender data tape. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.7% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.7% is less than Guideline CLTV of 80% A |
| OBX2026INV20811 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20811 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20851 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20851 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20851 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/08/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing The Affiliated XXX Disclosure is missing from the file. The Privacy Notice/Disclosure on page XXX verifies that there are possible affiliates. The defect can be resolved by providing the missing disclosure. | XXX has no affiliates | 02/12/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing The Affiliated XXX Disclosure is missing from the file. The Privacy Notice/Disclosure on page XXX verifies that there are possible affiliates. The defect can be resolved by providing the missing disclosure. | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20843 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.08% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.08% is less than Guideline LTV of 80% A |
| OBX2026INV20843 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No CU score. AVM required within XXX% of appraisal value. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No CU score. AVM required within XXX% of appraisal value.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. No CU score. AVM required within XXX% of appraisal value. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.08% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.08% is less than Guideline LTV of 80% A |
| OBX2026INV20843 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | XXX has no affiliates | 02/12/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 66.08% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 66.08% is less than Guideline LTV of 80% A |
| OBX2026INV20844 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV20844 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV20844 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/08/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | XXX has no affiliates | 02/12/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A B |
| OBX2026INV20834 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20850 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20850 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud report is missing. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20850 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | XXX has no affiliates. | 02/12/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20819 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20835 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20835 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Asset 1 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements. Missing account holder information and bank information to support the assets on Final 1003 $XXX. Screen print lacks the required information to support the account holder and banking institution. Lender to provide a monthly Statement to verify all required information to verify these assets belong to our borrower. | Please see attached | 02/25/2026 | Asset Record XXX Meets G/L Requirements; Asset Record XXX Does Not Meet G/L Requirements. Missing account holder information and bank information to support the assets on Final 1003 $XXX. Screen print lacks the required information to support the account holder and banking institution. Lender to provide a monthly Statement to verify all required information to verify these assets belong to our borrower. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20835 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset Record XXX Does Not Meet G/L Requirements Missing documentation to support the borrowers distributed the funds from the HELOC with XXX account #XXX. Mortgage Statement dated XX/XX/XXXX does not show the borrower had taken a recent distribution from this account. Lender to provide documentation to support the distribution of XXX from XXX account #XXX. | Asset 2 | 03/02/2026 | Asset Record XXX Meets G/L Requirements Or Not Applicable; Provide documentation to support withdrawl of HELOC funds, transfer of funds, and copy of Statement to verify new monthly payment - include 1003 and AUS finding to support borrower(s) qualify with the new HELOC payment.; Asset Record XXX Does Not Meet G/L Requirements Missing documentation to support the borrowers distributed the funds from the HELOC with XXX account #XXX. Mortgage Statement dated XX/XX/XXXX does not show the borrower had taken a recent distribution from this account. Lender to provide documentation to support the distribution of XXX from XXX account #XXX. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20835 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20860 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20860 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | missing PITIA for recent XXX of XXX | XXX PITI | 02/12/2026 | Lender provided the PITIA for recent XXX of XXX Herringbone. Condition cleared. | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20854 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/26/2026 | C B A |
| OBX2026INV20854 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | C B A |
| OBX2026INV20854 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | Affiliated XXX | 02/17/2026 | Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/18/2026 | C B A |
| OBX2026INV20854 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | C B A |
| OBX2026INV20827 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage The declaration page refers to the policy for Rent Loss Insurance, but policy is nt in file. | Your wording is very confusing - I am including all insurance for the property ; Invalid request - we rebut this each time it is issued - please clear | 02/26/2026 | Upon further review, property insurance provided. Rent Loss insurance not required per AUS. Condition cleared.; Provide updated homeowner's insurance policy to specify Coverage A, Coverage B, Coverage C, etc. and include all applicable pages.; Missing rent loss insurance coverage The declaration page refers to the policy for Rent Loss Insurance, but policy is nt in file. | 03/02/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20827 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20827 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. TPV not within tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. TPV not within tolerance. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20827 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of HOA fees for XXX property located at XXX. | HOA bi-annually | 02/12/2026 | Lender provided verification of HOA fees for XXX property located at XXX. Condition cleared. | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20829 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20829 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | Audited DTI Exceeds AUS DTI | Audited DTI of XXX% exceeds AUS DTI of XXX% | XXX-XXX Final CD; XXX-XXX: The file contains two lease agreements. XXX leased for XXX and XXX leased for XXX x XXX% - PITI XXX = XXX \| \| XXX-XXX: Final CD attached; Please provide specifics so I can research and respond. Thank you! | 03/03/2026 | Audited DTI of XXX% is less than or equal to AUS DTI of XXX%; Review of attached Final CD is associated with the subject property; Provide PITI and HOA invoice for XXX-XXX to support XXX per months. Any changes must be accompanied by an updated 1003 and updated LPA Findings.; Provide documentation for XXX-XXX to support Rent Loss in the amount of $ XXX which is reflected on the Final 1003 and include PITI and HOA invoice for XXX-XXX. Audits calculation for DTI is XXX% - Any changes must be accompanied by an updated 1003 and updated LPA Findings. | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20829 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20888 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20888 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Compliance | Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1)) | The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | Evidence of Appraisal Delivery | 02/20/2026 | Resolved as we have received evidence of appraisal delivery. ; Evidence of appraisal delivery provided.; Material ; The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-XXX days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation. Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20888 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | XXX has no affiliates. See attachment | 02/13/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A B |
| OBX2026INV20856 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20809 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20809 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20809 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20813 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20813 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Provide Third Party Fraud Report | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20801 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20801 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20814 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 68.15% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 68.15% is less than Guideline CLTV of 80% A |
| OBX2026INV20906 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20906 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing |  |  | Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Missing Third Party Fraud Report Fraud report is missing | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20817 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20828 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20828 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20804 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | C A |
| OBX2026INV20907 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing 3rd Party VOE Prior to Close Missing | XXX license provided along with email; XXX license provided along with email | 02/20/2026 | Resolved as we have received the VOE from the lender. ; Borrower 1 3rd Party VOE Prior to Close Was Provided; Borrower 1 3rd Party VOE Prior to Close Missing 3rd Party VOE Prior to Close Missing | 02/23/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20907 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20907 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/13/2026 | Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20812 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Third Party Fraud Report is provided, no red flags, condition cleared.; Third Party Fraud Report is provided, no red flags, condition cleared.; Material; Missing Third Party Fraud Report Missing Fraud Report | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV21014 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/11/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20803 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20803 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Third Party Fraud Report | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20858 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20858 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is not in file. |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud report is not in file. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20782 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20823 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20823 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CU Score from XXXX Submission Summary Report |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Missing CU Score from XXXX Submission Summary Report | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20727 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX2026INV20727 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/04/2026 | Resolved | XXX | Credit | Satisfactory Chain of Title not Provided | Unsatisfactory Chain of Title provided Title to be in the name of our borrower and document LLC ownership structure. | Please see attached | 02/25/2026 | Satisfactory Chain of Title has been provided; Deed provided with explanation. ; Unsatisfactory Chain of Title provided Title to be in the name of our borrower and document LLC ownership structure. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX2026INV20727 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA required. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX2026INV20727 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/04/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | Affiliated XXX Disclosure | 02/12/2026 | Lender provided the affiliated XXX disclosure. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material ; Required Affiliated Business Disclosure Missing Documentation required to clear exception: Please provide proof that the Affiliated XXX Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates. | 02/13/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% A |
| OBX2026INV20745 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. C A |
| OBX2026INV20753 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20755 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20781 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20781 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA Score is not Provided and N/A for Multi Family Residence. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. XXXX FNMA Score is not Provided and N/A for Multi Family Residence. | 02/19/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20800 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20808 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20808 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA XXXX > XXX third party valuation required. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA XXXX > XXX third party valuation required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation product provided is not within tolerance, CDA is required.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. FNMA XXXX > XXX third party valuation required. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20815 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20824 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20830 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20846 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/03/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20846 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/05/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Please provide Property profile verifying property is Free and Clear for the following property: XXX. | XXX is free & clear. Hazard policy does not list any mortgagee. See attachment | 02/12/2026 | Fraud Report plus the provided HOI showing no loss payee, and LOE from Borrower for XXX. We have at least XXX sources as evidence of free and clear. Condition cleared. | 02/16/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20863 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20863 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA is required. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20864 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20866 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20867 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20871 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20871 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud report is missing |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Fraud report is missing | 02/19/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20872 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20876 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% A |
| OBX2026INV20826 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20890 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Compliance | Initial Closing Disclosure Delivery Date Test | Documentation required to clear exception. Proof of delivery/receipt of Initial CD dated XX/XX/XXXX. Initial CD was not acknowledged by borrower and proof of delivery was missing from file. Unable to determine if timing requirements were met prior to consummation date XX/XX/XXXX. This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii) he initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three XXX days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three XXX days before consummation. | CD tracking | 02/23/2026 | Lender provided evidence of receipt of the initial CD dated XX/XX/XXXX. Condition cleared. ; Lender provided evidence of receipt of the initial CD dated XX/XX/XXXX. Condition cleared. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.9% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.9% is less than Guideline LTV of 80% A |
| OBX2026INV20890 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Compliance | Lender Credits That Cannot Decrease Test | This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i) he loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits XXX does not exceed or equal the comparable sum of specific and non-specific lender credits ($XXX). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $ XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of $ XXX is due to decrease from XXX to XXX for the Lender's Credit. The initial closing disclosure was issued XX/XX/XXXX less than XXX days prior to closing of XX/XX/XXXX, leaving the change of circumstance provided invalid. The defect can be cured by proving proof the initial CD was received XXX days prior to closing. | COC response; COC's | 02/23/2026 | Lender provided evidence of receipt of the initial CD dated XX/XX/XXXX. Condition cleared. ; Lender provided evidence of receipt of the initial CD dated XX/XX/XXXX. Condition cleared. ; We have received the valid COC's but the issue is we are missing evidence the CD dated XX/XX/XXXX was received by borrower XXX days prior to consummation. This is causing the COC to remain ineffective.; | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.9% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.9% is less than Guideline LTV of 80% A |
| OBX2026INV20890 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is Missing Documentation required to clear exception: Provide the initial escrow disclosure | Initial Escrow Disclosure | 02/20/2026 | Initial Escrow Account Disclosure is Resolved; Material ; Initial Escrow Account Disclosure is Missing Documentation required to clear exception: Provide the initial escrow disclosure | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.9% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.9% is less than Guideline LTV of 80% A |
| OBX2026INV20890 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.9% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.9% is less than Guideline LTV of 80% A |
| OBX2026INV20890 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Fraud Report |  |  | Third Party Fraud Report is provided; Missing Third Party Fraud Report Missing Fraud Report | 02/13/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 61.9% is less than Guideline CLTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 61.9% is less than Guideline LTV of 80% A |
| OBX2026INV21046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided lease provide Third Party Valuation Product Not Provided | CDA | 02/19/2026 | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a confidence score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided lease provide Third Party Valuation Product Not Provided ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a confidence score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided lease provide Third Party Valuation Product Not Provided | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21046 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/04/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21053 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA will order AVM. |  |  | Third party valuation provided within tolerance. Condition cleared. ; Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA will order AVM. | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV21053 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Per LPA, This income was assessed using the Equifax report dated XX/XX/XXXX expiring XX/XX/XXXX; the report must be retained in the loan file. Please provide Equifax report dated XX/XX/XXXX to calculate the borrower's income or any supporting income documents. | Uploaded work number verification. Thank you | 02/11/2026 | Income and Employment Meet Guidelines; Income and Employment Do Not Meet Guidelines Per LPA, This income was assessed using the Equifax report dated XX/XX/XXXX expiring XX/XX/XXXX; the report must be retained in the loan file. Please provide Equifax report dated XX/XX/XXXX to calculate the borrower's income or any supporting income documents. | 02/12/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV21053 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX data received, no discrepancies noted, condition cleared. ; XXXX Data Tape Provided.; Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. | 02/10/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20988 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; Material | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20988 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Rescinded | XXX | Credit | The Total Hazard Coverage is LESS than the Required Coverage Amount | The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Provide evidence of sufficient hazard insurance coverage for subject in the amount of XXX | Invalid - provided in original submission - XXX% replacement cost | 02/20/2026 | Review of documentation, HOI for subject property has sufficient dwelling and replacement coverage for this transaction.; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount; Material; The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). Provide evidence of sufficient hazard insurance coverage for subject in the amount of XXX | 02/23/2026 | D A C |
| OBX2026INV20988 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Rescinded | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing Provide 3rd Party VOE performed within XXX days of XXX | Provided in original submission | 02/20/2026 | Verified VVOW dated XX/XX/XXXX with a current as of date XX/XX/XXXX meets guidelines for this transaction.; Borrower 1 3rd Party VOE Prior to Close Was Provided; Material; Borrower 1 3rd Party VOE Prior to Close Missing Provide 3rd Party VOE performed within XXX days of XXX | 02/23/2026 | D A C |
| OBX2026INV20988 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. UDCP Summary report did not provide score. Scoring not performed on non-UAD form type (XXX/XXX). Provide required third-party valuation product. |  |  | Third party valuation product provided within tolerance.; Material; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. UDCP Summary report did not provide score. Scoring not performed on non-UAD form type (XXX/XXX). Provide required third-party valuation product. | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20988 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Provide Fraud Report with cleared alerts |  |  | Third Party Fraud Report is provided; Material; Missing Third Party Fraud Report Provide Fraud Report with cleared alerts | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% D A |
| OBX2026INV20822 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20802 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property |  |  |  | Client provided HOA evidence. ; For this Property XXX XXXX D HOA Document Missing in this Loan File. | 02/27/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20802 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20978 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided.; Material | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20840 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20840 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Rescinded | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Full payment for the REO and XXX are missing. Lender used XXX and XXX respectively however those total payments were not supported. | Invalid - all docs were provided in original submission | 02/24/2026 | Evidence provided in initial file. Rescinded condition.; Evidence provided - Client States was all in original file. pending re-review. | 02/25/2026 | D A |
| OBX2026INV20877 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/10/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20917 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/11/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20926 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided.; Material | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20926 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Material | 02/20/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of 80% \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20798 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/05/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/24/2026 | C A |
| OBX2026INV20563 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/06/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/25/2026 | Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | Missing US Patriot Act Disclosure or ID | Missing US Patriot Act Disclosure or ID. Missing US Patriot Act Disclosure or ID. | Please see attached Patriot Act Disclosure and Information form | 02/19/2026 | Resolved as we have received the Patriot Act form. ; US Patriot Act Disclosure or ID provided.; Material | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV21047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/23/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV21047 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/10/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. |  |  | Third party valuation provided within tolerance. Condition cleared.; Third party valuation product provided within tolerance. | 02/18/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV20825 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20857 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/11/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. Borrower has XXX years on job. A |
| OBX2026INV21052 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20924 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20924 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The Third-party fraud report is currently missing. |  |  | Third Party Fraud Report is provided | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20924 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. The Third Party Valuation Product is missing. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20925 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20925 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud is missing in file. |  |  | Third Party Fraud Report is provided | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20925 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/17/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20929 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Update as per HOI document | policy declaration. | 03/02/2026 | Hazard Insurance provided Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX. Condition cleared.; Document Uploaded. | 03/03/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20929 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20929 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report Missing in File |  |  | Third Party Fraud Report is provided | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20940 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20940 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is required. As per the Deal Guide. |  |  | Third Party Fraud Report is provided | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20943 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20943 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report Missing in File |  |  | Third Party Fraud Report is provided | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20946 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20946 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is required. as per the Deal Guide. |  |  | Third Party Fraud Report is provided | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20948 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Acknowledged | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Updated as Per Hazard Insurance. | No claims | 02/26/2026 | Client provided Attestation. "I, XXXX, AVP, Servicing Administration, hereby attest to the following: ● Between the dates of XX/XX/XXXX (Closing) and XX/XX/XXXX (effective date of insurance), XXXX has not been notified or made aware of any insurance claims against the property by the consumer or applicable third party. As of XX/XX/XXXX the insurance policy became effective and remains in effect until its Stated expiration date of XX/XX/XXXX. Acknowledged. | 02/27/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20948 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20948 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Third Party Fraud Report is missing in file. |  |  | Third Party Fraud Report is provided | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV20968 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.49% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20968 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Original LTV is Below the Guideline Maximum - Calculated LTV of 64.49% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 64.49% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20981 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance.; Third party valuation product provided within tolerance. | 03/04/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20981 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/16/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20981 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/24/2026 | Borrower has stable job time - Borrower has XXX years on job. D A C |
| OBX2026INV20982 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20982 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20982 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW was approved per lenders Data Tape, non material B grade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20983 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.15% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.15% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20983 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/25/2026 | Original LTV is Below the Guideline Maximum - Calculated LTV of 65.15% is less than Guideline LTV of 80% \| Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65.15% is less than Guideline CLTV of 80% \| Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% A |
| OBX2026INV20984 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX review completed, no Level XXX findings noted, condition cleared.; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20984 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | XXXX received - no level XXX discrepancies - condition cleared ; Third Party Fraud Report is provided | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20986 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20986 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report The third-party fraud report is currently missing. |  |  | Third Party Fraud Report is provided | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20990 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX Data Tape Provided. | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20990 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/25/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20996 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20996 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report not available in file |  |  | Third Party Fraud Report is provided | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20996 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Rescinded | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing VOE document not available in file | Invalid - "PG XXX ICP: LAST PAYSTUB XX/XX/XXXX WITHIN XXX DAYS OF XXXD XX/XX/XXXX. \| \*\*Uploaded paystub to folder" | 02/25/2026 | Rescinded - DU #XXX - Meets DU requirements. XXX) The most recent available paystub reflecting information for the most recent expected pay period provided by the borrower within XXX days prior to the XXX. Paystub in file | 02/26/2026 | D B A C |
| OBX2026INV20996 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party document not available in file |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV20996 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW is on Data Tape. Condition downgraded to B. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21003 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA required. | 03/09/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21003 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/17/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21003 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report not available in file |  |  | Third Party Fraud Report is provided | 02/26/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21003 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Property Inspection waiver is present in File, approved per lenders data tape. Non material b greade. |  |  |  |  | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX D A |
| OBX2026INV21019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. Data tape does not show loan has a PIW. XXXX to approve. |  |  | Investor acknowledges exception and accepts loan as a PIW. Final grade will be a B.; Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW's are not acceptable. | 03/09/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Resolved | XXX | Compliance | Missing Required Affiliated Business Disclosure | Required Affiliated Business Disclosure Missing Missing Document - affiliated XXX disclosure | ABD | 03/02/2026 | Lender provided an attestation on company letterhead of no Affiliates. Condition cleared. ; Required Affiliated XXX Disclosure Documentation Provided; Material | 03/03/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in File |  |  | Third Party Fraud Report is provided | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21019 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 02/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Document |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX B A |
| OBX2026INV21030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Provide Third Party Valuation Document with Less than CU Score XX/XX/XXXX |  |  | Third party valuation product provided within tolerance.; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third party valuation provided is not within tolerance, CDA required. | 03/05/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21030 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Fraud Report is missing in File |  |  | Third Party Fraud Report is provided | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20861 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/26/2026 | C A |
| OBX2026INV20905 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | D B C A |
| OBX2026INV20905 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/24/2026 | D B A C |
| OBX2026INV20905 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/13/2026 | Resolved | XXX | Credit | Income and Employment Do Not Meet Guidelines | Income and Employment Do Not Meet Guidelines Missing verification of "other" pension income in the amount of XXX |  |  | Income and Employment Meet Guidelines | 02/24/2026 | D B C A |
| OBX2026INV20905 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | D B C A |
| OBX2026INV20905 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Curative | 02/16/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved per lenders Data Tape. |  |  |  |  | D B A C |
| OBX2026INV20910 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Missing Verification of Subject Property Taxes, Insurance, HOA or Other Payments | Per the AUSP-DU approval and Final 1003 the subject property had HOA dues of $XXX; however, the loan file did not contain any verification documents for the HOA. | Provided in file | 02/25/2026 | Evidence of HOA provided. Condition cleared. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20910 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Per the Final 1003 REO, for the XXX, monthly mortgage payment of XXX and monthly taxes, HOI, association dues were disclosed as a total monthly payment of XXX The loan file contained a mortgage Statement for the XXX that verified the mortgage payment of XXX a month, included taxes and insurance. The loan file did not contain any other documentation to verify the disclosed additional XXX monthly payment for the XXX. | HOA info on returns | 02/25/2026 | Lender provided that this is for HOA. Appears to be overStated, but more conservative. Condition cleared. | 02/26/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20910 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared ; XXXX Data Tape Provided. | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20910 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/25/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20910 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. Third Party Valuation was missing from the loan file. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20910 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/12/2026 | Acknowledged | XXX | Property | Property Inspection Waiver Used at Origination | Property Inspection Waiver or Appraisal Waiver used as origination valuation product. PIW approved by lender per tape data. |  |  |  |  | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20915 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | investor to clear this condition. | 02/18/2026 | Third party valuation product provided within tolerance.; ; Third Party Valuation Product Not Provided or Not Provided Within Tolerance. AVM provided shows a value of XXX compared to the appraisal of XXX a (-XXX%) variance. Confidence score of XXX% and FSC of XX/XX/XXXX which is below the minimum required XXX Confidence Score of XXX or greater (FSD score less than or equal to XXX). DD Firm to order. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20915 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. | investor to clear this condition. | 02/18/2026 | XXXX review completed, no Level XXX findings noted, condition cleared. ; Pending Review. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20915 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/13/2026 | Resolved | XXX | Credit | Title Coverage is Less than Subject Lien | Title Coverage Amount of XXX is Less than Total Amount of Subject Lien XXX Lender to provide updated title to show a minimum of XXX in coverage. | updated title commitment with the insured amount changed to XXX | 02/18/2026 | Lender provided the title update/supplement showing sufficient coverage. Condition cleared. ; Title Coverage Amount of XXX is equal to or greater than Total Amount of Subject Lien XXX | 02/19/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20883 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/16/2026 | Resolved | XXX | Credit | HMDA Data Tape Not Provided | Loan is pending XXXX data review. Additional conditions may apply. |  |  | XXXX received - no level XXX discrepancies - condition cleared; XXXX Data Tape Provided. | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20883 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/13/2026 | Resolved | XXX | Credit | Third Party Fraud Report not Provided | Missing Third Party Fraud Report |  |  | Third Party Fraud Report is provided | 02/26/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV20883 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Curative | 02/16/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. |  |  | Third party valuation product provided within tolerance. | 02/20/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/06/2026 | Resolved | XXX | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. CA to order AVM. | AVM is also already in the file. ; CDA is already in the file. Please look in the collateral folder. | 01/16/2026 | Third party XXX received and within value, condition cleared; ; AVM's for XXXs are to be ordered by CA. Once the AVM is complete. The file will be updated. ; Pending receipt of the CDA. | 01/23/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/07/2026 | Resolved | XXX | Compliance | Charges That Cannot Increase Test | This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required Refund in the amount of XXX Cure Package requires a PCCD, LOE, copy of refund check and proof of delivery to the borrower or Valid COC. The Zero tolerance violation is due to the added Appraisal Review Fee on the revised LE dated XXX and no valid COC was found in the file explaining the reason for the added fee. Please provide Valid COC or Cure Package. | COC | 01/12/2026 | Lender provided a valid COC for Appraisal Review Fee on the revised LE dated XXX. Condition cleared. ; Lender provided a valid COC for Appraisal Review Fee on the revised LE dated XXX. Condition cleared. ; Lender provided a valid COC for Appraisal Review Fee on the revised LE dated XXX. Condition cleared. ; Lender provided a valid COC for Appraisal Review Fee on the revised LE dated XXX. Condition cleared. | 01/14/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/06/2026 | Resolved | XXX | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing HOA for the property at XXX. Final 1003 indicates XXX per month. Provide proof of HOA. Additional conditions may apply. | HOA | 01/12/2026 | Lender provided the HOA for the property at XXX. XXX per month. Condition cleared. ; Lender provided the HOA for the property at XXX. XXX per month. Condition cleared. | 01/14/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV21055 |  | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | QM: Safe Harbor APOR (APOR SH) | Loan Review Complete | 01/06/2026 | Resolved | XXX | Credit | Housing History Does Not Meet Guideline Requirements | Housing History Does Not Meet Guideline Requirements Missing last XXX mos of XXX mo satisfactory mortgage history for the subject property. Mortgage is with Select Portfolio. Credit report only rates for XXX mo and could not locate a connecting mortgage for prior history. Credit report shows mortgage opened XX/XX/XXXX and last reported XXX/XXX. This loan closed XX/XX/XXXX. (Please note XXXX stmts in file to show payments made on time for XXX/XXX-XXX/XXX with XX/XX/XXXX payment missing from that history dditional conditions may apply. | credit supplement shows borrowers last payment was XX/XX/XXXX with next payment date of XX/XX/XXXX. Payment history shows no lates. | 01/12/2026 | Lender provided the credit supplement shows borrowers last payment was XX/XX/XXXX with next payment date of XX/XX/XXXX. Payment history shows no lates. Condition cleared. ; Lender provided the credit supplement shows borrowers last payment was XX/XX/XXXX with next payment date of XX/XX/XXXX. Payment history shows no lates. Condition cleared. | 01/14/2026 | Borrower has stable job time - Borrower has XXX years on job. \| Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX A |
| OBX2026INV20914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Rescinded | XXX | Credit | Rent Loss Insurance Missing | Missing rent loss insurance coverage XXX months rent loss coverage required, not in evidence on policy | Rent loss is not a requirement for conforming V26. Please cancel this condition. | 01/15/2026 | Rent Loss is not required. ; Rent Loss Coverage Present | 01/15/2026 | A |
| OBX2026INV20914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Rescinded | XXX | Credit | Borrower 2 IRS Transcripts Missing | Borrower 2 IRS Transcripts Missing XXX yrs required per V26 Guidelines | Document Uploaded. Please review Lender's comments: Per the UW, tax returns or transcripts are not the only acceptable documentation for Pension and Social Security income, nor are they mandatory if other forms of erification are provided Documentation for Social Security and Pension Income You may verify these income sources using various documents, not just tax returns. • Social Security: Acceptable documentation includes an SSA Award letter, SSA-XXX, or proof of current receipt (depending on the type of benefit) (Source XXX). • Pension/Retirement: Acceptable documentation includes a Statement from the organization providing the income, a retirement award letter, a bank Statement, an IRS W-2, or an IRS XXX (Source XXX). When Tax Returns Are Required Tax returns are explicitly required for other specific income sources, including but not limited to: • Self-employment (XXX% or greater ownership) (Source XXX). • Rental income from XXX property (Source XXX). • Employment by family members or interested parties to the transaction (Source XXX). • Income from temporary or periodic employment (Source XXX). • Interest, dividend, capital gains, or royalty income (Source XXX). | 01/13/2026 | Adequate documentation of retirement/SSI in file; Borrower 2 IRS Transcripts Provided or Not Applicable (Number of Borrowers equals XXX) | 01/13/2026 | A |
| OBX2026INV20914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Rescinded | XXX | Credit | Borrower 1 IRS Transcripts Missing | Borrower 1 IRS Transcripts Missing XXX yrs required per V26 Guidelines | Document Uploaded. Please review Lender's comments: Per the UW, tax returns or transcripts are not the only acceptable documentation for Pension and Social Security income, nor are they mandatory if other forms of erification are provided Documentation for Social Security and Pension Income You may verify these income sources using various documents, not just tax returns. • Social Security: Acceptable documentation includes an SSA Award letter, SSA-XXX, or proof of current receipt (depending on the type of benefit) (Source XXX). • Pension/Retirement: Acceptable documentation includes a Statement from the organization providing the income, a retirement award letter, a bank Statement, an IRS W-2, or an IRS XXX (Source XXX). When Tax Returns Are Required Tax returns are explicitly required for other specific income sources, including but not limited to: • Self-employment (XXX% or greater ownership) (Source XXX). • Rental income from XXX property (Source XXX). • Employment by family members or interested parties to the transaction (Source XXX). • Income from temporary or periodic employment (Source XXX). • Interest, dividend, capital gains, or royalty income (Source XXX). | 01/13/2026 | Adequate documentation of retirement/SSI in file; Borrower 1 IRS Transcripts Provided | 01/13/2026 | A |
| OBX2026INV20914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Rescinded | XXX | Credit | Business Purpose Affidavit/Disclosure Missing | XXX Purpose Affidavit/Disclosure Missing XXX Purpose Affidavit/Disclosure is missing from file. | Loan transaction is a XXX. XXX Purpose Affidavit not required. | 01/10/2026 | Not required for a XXX; XXX Purpose Affidavit/Disclosure Provided | 01/12/2026 | A |
| OBX2026INV20914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/08/2026 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 01/09/2026 | A |
| OBX2026INV20914 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 01/09/2026 | A |
| OBX2026INV21054 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only ; Investor acknowledges exception. | 01/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21054 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/12/2026 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only ; Investor acknowledges exception. | 01/13/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21054 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/09/2026 | Rescinded | XXX | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard Insurance Effective Date of XX/XX/XXXX is after the Disbursement Date of XX/XX/XXXX. Invalid finding, closing is on XX/XX/XXXX with disbursement date of XX/XX/XXXX meets policy dates |  |  | ; Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Disbursement Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided. | 01/12/2026 | A |
| OBX2026INV20723 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing VVOE within XXX days of note required per guidelines. | Document Uploaded. VVOE B1; Document Uploaded. Seller response stating pay stubs allowed in lieu of VOE | 02/06/2026 | Client provided updated VVOE dated XX/XX/XXXX Current as of: XX/XX/XXXX. LM Updated.; Borrower 1 3rd Party VOE Prior to Close Was Provided; XXX requires current employment be verified in writing either no more than XXX days prior to the note or after the XXX but prior to XXX by XXXX. Paystubs provided with comment seller provided in lieu of VOE. ; Paystubs in lieu of VOE | 02/09/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20723 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/22/2026 | Resolved | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing VVOE within XXX days of note required per guidelines. | Document Uploaded. VVOE B2; Document Uploaded. Seller response stating pay stubs allowed in lieu of VOE | 02/06/2026 | Client provided updated VVOE dated XX/XX/XXXX Current as of: XX/XX/XXXX. LM Updated.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX); XXX requires current employment be verified in writing either no more than XXX days prior to the note or after the XXX but prior to XXX by XXXX. Paystubs provided with comment seller provided in lieu of VOE. ; Paystubs in lieu of VOE | 02/06/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20723 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Credit | No Credit Findings | The loan meets all applicable credit guidelines. |  |  | Informational Only | 01/21/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV20723 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 01/21/2026 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 01/21/2026 | Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. D A |
| OBX2026INV21045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd Party VOE Prior to Close Missing 3rd Party VOE Prior to Close Missing or expired for "XXX" | Document Uploaded. Borrower 2 | 02/20/2026 | Client provided updated VVOE for B2 with XXXX/ XXXX dated XX/XX/XXXX. LM Updated.; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX); Borrower 2 3rd Party VOE Prior to Close Missing 3rd Party VOE Prior to Close Missing or expired for "XXXX" | 02/24/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/10/2026 | Resolved | XXX | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd Party VOE Prior to Close Missing 3rd Party VOE Prior to Close Missing for " XXX" "XXX" | Document Uploaded. Borrower 1 | 02/20/2026 | Client provided updated VVOE for B1 Insurance and Financial Services, XXXX reflects negative income. LM Updated.; Borrower 1 3rd Party VOE Prior to Close Was Provided; Borrower 1 3rd Party VOE Prior to Close Missing 3rd Party VOE Prior to Close Missing for " XXXX XXXXX Ins & Fin Serv" "XXXX" | 02/24/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. |  |  | Informational Only | 02/10/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |
| OBX2026INV21045 | XXXXX | XXX | XXXXX | XX/XX/XXXX | $XXXXXX | XXX | ATR/QM: Exempt | Loan Review Complete | 02/09/2026 | Resolved | XXX | Property | No Property Findings | Property and valuations related findings were not identified on the loan. |  |  | Informational Only | 02/10/2026 | Qualifying DTI below max allowed. - Calculated DTI of XXX% is less than Guideline DTI of XXX% \| Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of XXX is greater than Guideline minimum FICO of XXX \| Borrower has stable job time - Borrower has XXX years on job. A |

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## Exhibit 99.02

**Exhibit 99.02 Schedule 3**

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| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| OBX2026INV20001 |  |  | $XXXXXX C A |
| OBX2026INV20004 |  |  | $XXXXXX C A B |
| OBX2026INV20002 |  |  | $XXXXXX C A |
| OBX2026INV20006 |  |  | $XXXXXX C B A |
| OBX2026INV20032 |  |  | $XXXXXX D A C |
| OBX2026INV20013 |  |  | $XXXXXX C A |
| OBX2026INV20041 |  |  | $XXXXXX D A |
| OBX2026INV20007 |  |  | $XXXXXX C A |
| OBX2026INV20053 |  |  | $XXXXXX C A |
| OBX2026INV20039 |  |  | $XXXXXX D A C |
| OBX2026INV20030 |  |  | $XXXXXX D A C B |
| OBX2026INV20036 |  |  | $XXXXXX D A C |
| OBX2026INV20046 |  |  | $XXXXXX D A |
| OBX2026INV20060 |  |  | $XXXXXX D A C |
| OBX2026INV20059 |  |  | $XXXXXX D A |
| OBX2026INV20062 |  |  | $XXXXXX C A |
| OBX2026INV20031 |  |  | $XXXXXX D A C |
| OBX2026INV20034 |  |  | $XXXXXX D A C |
| OBX2026INV20033 |  |  | $XXXXXX C A |
| OBX2026INV20042 |  |  | $XXXXXX C B D A |
| OBX2026INV20058 |  |  | $XXXXXX C A B |
| OBX2026INV20064 |  |  | $XXXXXX C A B |
| OBX2026INV20069 |  |  | $XXXXXX D B C A |
| OBX2026INV20070 |  |  | $XXXXXX C B A |
| OBX2026INV20038 |  |  | $XXXXXX D C A |
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| OBX2026INV20958 |  |  | $XXXXXX C A |
| OBX2026INV20962 |  |  | $XXXXXX D A |
| OBX2026INV20963 |  |  | $XXXXXX C B A |
| OBX2026INV21004 |  |  | $XXXXXX C A |
| OBX2026INV21026 |  |  | $XXXXXX D A |
| OBX2026INV21029 |  |  | $XXXXXX C A |
| OBX2026INV21032 |  |  | $XXXXXX D A |
| OBX2026INV20974 |  |  | $XXXXXX C A |
| OBX2026INV20975 |  |  | $XXXXXX C A |
| OBX2026INV20993 |  |  | $XXXXXX D A C |
| OBX2026INV20997 |  |  | $XXXXXX C A |
| OBX2026INV21028 |  |  | $XXXXXX C A |
| OBX2026INV21034 |  |  | $XXXXXX D A |
| OBX2026INV21038 |  |  | $XXXXXX C A |
| OBX2026INV20953 |  |  | $XXXXXX C A |
| OBX2026INV20992 |  |  | $XXXXXX D A C |
| OBX2026INV20998 |  |  | $XXXXXX D A C |
| OBX2026INV20951 |  |  | $XXXXXX D B C A |
| OBX2026INV21037 |  |  | $XXXXXX D A |
| OBX2026INV20933 |  |  | $XXXXXX D C A |
| OBX2026INV20991 |  |  | $XXXXXX D A |
| OBX2026INV21013 |  |  | $XXXXXX D A |
| OBX2026INV21035 |  |  | $XXXXXX C A |
| OBX2026INV20930 |  |  | $XXXXXX C A |
| OBX2026INV20949 |  |  | $XXXXXX D A B |
| OBX2026INV20960 |  |  | $XXXXXX C A |
| OBX2026INV20979 |  |  | $XXXXXX C A |
| OBX2026INV20994 |  |  | $XXXXXX D A |
| OBX2026INV21005 |  |  | $XXXXXX D A C |
| OBX2026INV21027 |  |  | $XXXXXX C A |
| OBX2026INV20549 |  |  | $XXXXXX D A |
| OBX2026INV20714 |  |  | $XXXXXX C B A |
| OBX2026INV20941 |  |  | $XXXXXX C A |
| OBX2026INV20942 |  |  | $XXXXXX D A |
| OBX2026INV20944 |  |  | $XXXXXX D A |
| OBX2026INV20947 |  |  | $XXXXXX D A C |
| OBX2026INV20955 |  |  | $XXXXXX C A |
| OBX2026INV20965 |  |  | $XXXXXX C A |
| OBX2026INV20967 |  |  | $XXXXXX D A |
| OBX2026INV20970 |  |  | $XXXXXX C A |
| OBX2026INV20972 |  |  | $XXXXXX D A |
| OBX2026INV20989 |  |  | $XXXXXX D A |
| OBX2026INV20995 |  |  | $XXXXXX D A |
| OBX2026INV21000 |  |  | $XXXXXX D A C |
| OBX2026INV21001 |  |  | $XXXXXX C A |
| OBX2026INV21002 |  |  | $XXXXXX D A C |
| OBX2026INV21017 |  |  | $XXXXXX D A |
| OBX2026INV21023 |  |  | $XXXXXX D A |
| OBX2026INV21033 |  |  | $XXXXXX D A |
| OBX2026INV20922 |  |  | $XXXXXX D A |
| OBX2026INV20976 |  |  | $XXXXXX C A |
| OBX2026INV20927 |  |  | $XXXXXX D A |
| OBX2026INV20973 |  |  | $XXXXXX D B C A |
| OBX2026INV20980 |  |  | $XXXXXX C A |
| OBX2026INV21006 |  |  | $XXXXXX D A |
| OBX2026INV21008 |  |  | $XXXXXX D C A |
| OBX2026INV20937 |  |  | $XXXXXX D A |
| OBX2026INV20935 |  |  | $XXXXXX D C A B |
| OBX2026INV20966 |  |  | $XXXXXX D A |
| OBX2026INV20732 |  |  | $XXXXXX D A C |
| OBX2026INV21010 |  |  | $XXXXXX D A |
| OBX2026INV20956 |  |  | $XXXXXX D A |
| OBX2026INV20918 |  |  | $XXXXXX C A |
| OBX2026INV20971 |  |  | $XXXXXX D A C |
| OBX2026INV21043 |  |  | $XXXXXX C A |
| OBX2026INV21009 |  |  | $XXXXXX C A |
| OBX2026INV21018 |  |  | $XXXXXX C A |
| OBX2026INV20908 |  |  | $XXXXXX D A C |
| OBX2026INV21011 |  |  | $XXXXXX C A |
| OBX2026INV20950 |  |  | $XXXXXX D A C |
| OBX2026INV21007 |  |  | $XXXXXX D A C |
| OBX2026INV21021 |  |  | $XXXXXX C A |
| OBX2026INV20892 |  |  | $XXXXXX D A C B |
| OBX2026INV20977 |  |  | $XXXXXX C A |
| OBX2026INV21044 |  |  | $XXXXXX C B A |
| OBX2026INV21012 |  |  | $XXXXXX C A |
| OBX2026INV21020 |  |  | $XXXXXX C B A |
| OBX2026INV20898 |  |  | $XXXXXX D A |
| OBX2026INV20904 |  |  | $XXXXXX D A |
| OBX2026INV20893 |  |  | $XXXXXX D A C |
| OBX2026INV20895 |  |  | $XXXXXX D A |
| OBX2026INV20891 |  |  | $XXXXXX D A |
| OBX2026INV20894 |  |  | $XXXXXX D A |
| OBX2026INV20902 |  |  | $XXXXXX D A C |
| OBX2026INV20909 |  |  | $XXXXXX D A |
| OBX2026INV20775 |  |  | $XXXXXX C A |
| OBX2026INV20897 |  |  | $XXXXXX D A |
| OBX2026INV20741 |  |  | $XXXXXX D A |
| OBX2026INV20797 |  |  | $XXXXXX C A |
| OBX2026INV20738 |  |  | $XXXXXX C A |
| OBX2026INV20896 |  |  | $XXXXXX C A |
| OBX2026INV20903 |  |  | $XXXXXX C A |
| OBX2026INV20796 |  |  | $XXXXXX C A |
| OBX2026INV20911 |  |  | $XXXXXX D A C |
| OBX2026INV20757 |  |  | $XXXXXX D B A |
| OBX2026INV20777 |  |  | $XXXXXX D A |
| OBX2026INV20899 |  |  | $XXXXXX D C A B |
| OBX2026INV20733 |  |  | $XXXXXX C A |
| OBX2026INV20923 |  |  | $XXXXXX D A C |
| OBX2026INV20784 |  |  | $XXXXXX C A |
| OBX2026INV20789 |  |  | $XXXXXX D A |
| OBX2026INV20749 |  |  | $XXXXXX C A B |
| OBX2026INV20768 |  |  | $XXXXXX D A |
| OBX2026INV20759 |  |  | $XXXXXX D A |
| OBX2026INV20889 |  |  | $XXXXXX C A |
| OBX2026INV20900 |  |  | $XXXXXX D A C |
| OBX2026INV20901 |  |  | $XXXXXX D A |
| OBX2026INV20767 |  |  | $XXXXXX C A |
| OBX2026INV20788 |  |  | $XXXXXX C A B |
| OBX2026INV20742 |  |  | $XXXXXX D B A |
| OBX2026INV20783 |  |  | $XXXXXX C A |
| OBX2026INV20734 |  |  | $XXXXXX C A |
| OBX2026INV20739 |  |  | $XXXXXX D A |
| OBX2026INV20770 |  |  | $XXXXXX C A |
| OBX2026INV20794 |  |  | $XXXXXX D A |
| OBX2026INV20744 |  |  | $XXXXXX D A |
| OBX2026INV20746 |  |  | $XXXXXX C B A |
| OBX2026INV20945 |  |  | $XXXXXX D A |
| OBX2026INV20999 |  |  | $XXXXXX D A |
| OBX2026INV20736 |  |  | $XXXXXX C A |
| OBX2026INV20758 |  |  | $XXXXXX D A |
| OBX2026INV20792 |  |  | $XXXXXX C A |
| OBX2026INV20754 |  |  | $XXXXXX C A B |
| OBX2026INV20761 |  |  | $XXXXXX D A |
| OBX2026INV20773 |  |  | $XXXXXX C B A |
| OBX2026INV20934 |  |  | $XXXXXX D A C |
| OBX2026INV20964 |  |  | $XXXXXX D A |
| OBX2026INV20740 |  |  | $XXXXXX C A |
| OBX2026INV20760 |  |  | $XXXXXX C A |
| OBX2026INV20785 |  |  | $XXXXXX C A |
| OBX2026INV20728 |  |  | $XXXXXX C A |
| OBX2026INV20774 |  |  | $XXXXXX C A |
| OBX2026INV20787 |  |  | $XXXXXX D A |
| OBX2026INV20795 |  |  | $XXXXXX D A C |
| OBX2026INV20735 |  |  | $XXXXXX D A |
| OBX2026INV20764 |  |  | $XXXXXX C A |
| OBX2026INV20790 |  |  | $XXXXXX C A B |
| OBX2026INV20848 |  |  | $XXXXXX C B A |
| OBX2026INV20743 |  |  | $XXXXXX D A |
| OBX2026INV20855 |  |  | $XXXXXX C A |
| OBX2026INV20731 |  |  | $XXXXXX C A |
| OBX2026INV20786 |  |  | $XXXXXX C A |
| OBX2026INV20806 |  |  | $XXXXXX D A C |
| OBX2026INV20730 |  |  | $XXXXXX C A |
| OBX2026INV20752 |  |  | $XXXXXX C A |
| OBX2026INV20748 |  |  | $XXXXXX C A |
| OBX2026INV20772 |  |  | $XXXXXX C A |
| OBX2026INV20747 |  |  | $XXXXXX C A |
| OBX2026INV20769 |  |  | $XXXXXX D B A |
| OBX2026INV20791 |  |  | $XXXXXX C A |
| OBX2026INV20839 |  |  | $XXXXXX D A |
| OBX2026INV20852 |  |  | $XXXXXX D A B |
| OBX2026INV20776 |  |  | $XXXXXX C B A |
| OBX2026INV20799 |  |  | $XXXXXX C A |
| OBX2026INV20882 |  |  | $XXXXXX D A |
| OBX2026INV20750 |  |  | $XXXXXX C A |
| OBX2026INV20751 |  |  | $XXXXXX C A |
| OBX2026INV20765 |  |  | $XXXXXX C A |
| OBX2026INV20762 |  |  | $XXXXXX C A |
| OBX2026INV20818 |  |  | $XXXXXX C A |
| OBX2026INV20780 |  |  | $XXXXXX C A |
| OBX2026INV20887 |  |  | $XXXXXX C A |
| OBX2026INV20771 |  |  | $XXXXXX D B C A |
| OBX2026INV20837 |  |  | $XXXXXX C B A |
| OBX2026INV20862 |  |  | $XXXXXX C A |
| OBX2026INV20778 |  |  | $XXXXXX D A C |
| OBX2026INV20847 |  |  | $XXXXXX C A |
| OBX2026INV20884 |  |  | $XXXXXX D A C |
| OBX2026INV20833 |  |  | $XXXXXX C A |
| OBX2026INV20886 |  |  | $XXXXXX D A C |
| OBX2026INV20793 |  |  | $XXXXXX C A |
| OBX2026INV20841 |  |  | $XXXXXX D A |
| OBX2026INV20807 |  |  | $XXXXXX D A C |
| OBX2026INV20859 |  |  | $XXXXXX C A |
| OBX2026INV20875 |  |  | $XXXXXX D A |
| OBX2026INV20810 |  |  | $XXXXXX C A |
| OBX2026INV20842 |  |  | $XXXXXX C A |
| OBX2026INV20869 |  |  | $XXXXXX C A |
| OBX2026INV20545 |  |  | $XXXXXX D B A |
| OBX2026INV20729 |  |  | $XXXXXX D A |
| OBX2026INV20821 |  |  | $XXXXXX C A |
| OBX2026INV20832 |  |  | $XXXXXX D A |
| OBX2026INV20845 |  |  | $XXXXXX C A |
| OBX2026INV20870 |  |  | $XXXXXX C A |
| OBX2026INV20865 |  |  | $XXXXXX D A C |
| OBX2026INV20868 |  |  | $XXXXXX D A C B |
| OBX2026INV20879 |  |  | $XXXXXX C A |
| OBX2026INV20880 |  |  | $XXXXXX C A |
| OBX2026INV20838 |  |  | $XXXXXX D A |
| OBX2026INV20881 |  |  | $XXXXXX D A |
| OBX2026INV20831 |  |  | $XXXXXX C A |
| OBX2026INV20853 |  |  | $XXXXXX D A |
| OBX2026INV20874 |  |  | $XXXXXX C A B |
| OBX2026INV20885 |  |  | $XXXXXX D A C |
| OBX2026INV20766 |  |  | $XXXXXX D A C |
| OBX2026INV20836 |  |  | $XXXXXX C A |
| OBX2026INV20849 |  |  | $XXXXXX D A |
| OBX2026INV20763 |  |  | $XXXXXX D A C B |
| OBX2026INV20878 |  |  | $XXXXXX C A |
| OBX2026INV20816 |  |  | $XXXXXX C A |
| OBX2026INV20756 |  |  | $XXXXXX D B A |
| OBX2026INV20805 |  |  | $XXXXXX C A |
| OBX2026INV20820 |  |  | $XXXXXX C A |
| OBX2026INV20873 |  |  | $XXXXXX C A |
| OBX2026INV20737 |  |  | $XXXXXX D A |
| OBX2026INV20779 |  |  | $XXXXXX C A B |
| OBX2026INV20811 |  |  | $XXXXXX D A |
| OBX2026INV20851 |  |  | $XXXXXX D B A |
| OBX2026INV20843 |  |  | $XXXXXX C B A |
| OBX2026INV20844 |  |  | $XXXXXX D B A |
| OBX2026INV20834 |  |  | $XXXXXX C A |
| OBX2026INV20850 |  |  | $XXXXXX D B A |
| OBX2026INV20819 |  |  | $XXXXXX C A |
| OBX2026INV20835 |  |  | $XXXXXX C A |
| OBX2026INV20860 |  |  | $XXXXXX D A |
| OBX2026INV20854 |  |  | $XXXXXX C B A |
| OBX2026INV20827 |  |  | $XXXXXX D A C |
| OBX2026INV20829 |  |  | $XXXXXX C A |
| OBX2026INV20888 |  |  | $XXXXXX C B A |
| OBX2026INV20856 |  |  | $XXXXXX C A |
| OBX2026INV20809 |  |  | $XXXXXX C A B |
| OBX2026INV20813 |  |  | $XXXXXX D A |
| OBX2026INV20801 |  |  | $XXXXXX C A |
| OBX2026INV20814 |  |  | $XXXXXX C A |
| OBX2026INV20906 |  |  | $XXXXXX D A |
| OBX2026INV20817 |  |  | $XXXXXX C A |
| OBX2026INV20828 |  |  | $XXXXXX C A |
| OBX2026INV20804 |  |  | $XXXXXX C A |
| OBX2026INV20907 |  |  | $XXXXXX D A |
| OBX2026INV20812 |  |  | $XXXXXX C A |
| OBX2026INV21014 |  |  | $XXXXXX D A |
| OBX2026INV20803 |  |  | $XXXXXX D A |
| OBX2026INV20858 |  |  | $XXXXXX D A |
| OBX2026INV20782 |  |  | $XXXXXX C A |
| OBX2026INV20823 |  |  | $XXXXXX C A |
| OBX2026INV20727 |  |  | $XXXXXX C B A |
| OBX2026INV20745 |  |  | $XXXXXX C A |
| OBX2026INV20753 |  |  | $XXXXXX C A |
| OBX2026INV20755 |  |  | $XXXXXX C A |
| OBX2026INV20781 |  |  | $XXXXXX C A |
| OBX2026INV20800 |  |  | $XXXXXX C A |
| OBX2026INV20808 |  |  | $XXXXXX C A |
| OBX2026INV20815 |  |  | $XXXXXX C A |
| OBX2026INV20824 |  |  | $XXXXXX C A |
| OBX2026INV20830 |  |  | $XXXXXX C A |
| OBX2026INV20846 |  |  | $XXXXXX D A |
| OBX2026INV20863 |  |  | $XXXXXX C A |
| OBX2026INV20864 |  |  | $XXXXXX C A |
| OBX2026INV20866 |  |  | $XXXXXX C A |
| OBX2026INV20867 |  |  | $XXXXXX C A |
| OBX2026INV20871 |  |  | $XXXXXX D A |
| OBX2026INV20872 |  |  | $XXXXXX C A |
| OBX2026INV20876 |  |  | $XXXXXX C A |
| OBX2026INV20826 |  |  | $XXXXXX C A |
| OBX2026INV20890 |  |  | $XXXXXX D C A |
| OBX2026INV21046 |  |  | $XXXXXX C A |
| OBX2026INV21053 |  |  | $XXXXXX C A |
| OBX2026INV20988 |  |  | $XXXXXX D A C |
| OBX2026INV20822 |  |  | $XXXXXX C A |
| OBX2026INV20802 |  |  | $XXXXXX D A |
| OBX2026INV20978 |  |  | $XXXXXX C A |
| OBX2026INV20840 |  |  | $XXXXXX D A |
| OBX2026INV20877 |  |  | $XXXXXX C A |
| OBX2026INV20917 |  |  | $XXXXXX C A |
| OBX2026INV20926 |  |  | $XXXXXX C A |
| OBX2026INV20798 |  |  | $XXXXXX C A |
| OBX2026INV20563 |  |  | $XXXXXX C A |
| OBX2026INV21047 |  |  | $XXXXXX C A |
| OBX2026INV20825 |  |  | $XXXXXX C A |
| OBX2026INV20857 |  |  | $XXXXXX C A |
| OBX2026INV21052 |  |  | $XXXXXX C A |
| OBX2026INV20924 |  |  | $XXXXXX D A C |
| OBX2026INV20925 |  |  | $XXXXXX D A C |
| OBX2026INV20929 |  |  | $XXXXXX D A |
| OBX2026INV20940 |  |  | $XXXXXX D A |
| OBX2026INV20943 |  |  | $XXXXXX D A |
| OBX2026INV20946 |  |  | $XXXXXX D A |
| OBX2026INV20948 |  |  | $XXXXXX D A B |
| OBX2026INV20968 |  |  | $XXXXXX D A |
| OBX2026INV20981 |  |  | $XXXXXX D A C |
| OBX2026INV20982 |  |  | $XXXXXX C A B |
| OBX2026INV20983 |  |  | $XXXXXX D A |
| OBX2026INV20984 |  |  | $XXXXXX D A |
| OBX2026INV20986 |  |  | $XXXXXX D A |
| OBX2026INV20990 |  |  | $XXXXXX D A |
| OBX2026INV20996 |  |  | $XXXXXX D A C B |
| OBX2026INV21003 |  |  | $XXXXXX D A C B |
| OBX2026INV21019 |  |  | $XXXXXX D B C A |
| OBX2026INV21030 |  |  | $XXXXXX D A C |
| OBX2026INV20861 |  |  | $XXXXXX C A |
| OBX2026INV20905 |  |  | $XXXXXX D A C B |
| OBX2026INV20910 |  |  | $XXXXXX D A C B |
| OBX2026INV20915 |  |  | $XXXXXX C A |
| OBX2026INV20883 |  |  | $XXXXXX D A C |
| OBX2026INV21055 |  |  | $XXXXXX D C A |
| OBX2026INV20914 | XXXXX |  | $XXXXXX A |
| OBX2026INV21054 | XXXXX |  | $XXXXXX A |
| OBX2026INV20723 | XXXXX |  | $XXXXXX D A |
| OBX2026INV21045 | XXXXX |  | $XXXXXX D A |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Second Desk Review Variance Amount** | **Second Desk Review Variance Percent** | **Second Desk Review Appraisal Date** | **Second Desk Review Appraised Value** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| OBX2026INV20001 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1166 | AVM |  |  |  |  |  | $XXX | $XXX | -.1166 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20004 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.93 | 78.93 |  |  |  |  | $XXX | $XXX | -.1207 | AVM |  |  |  |  |  | $XXX | $XXX | -.1207 | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026INV20002 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20006 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0001 | AVM |  |  |  |  |  | $XXX | $XXX | .0001 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026INV20032 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0211 | AVM |  |  |  |  |  | $XXX | $XXX | -.0211 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026INV20013 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0238 | AVM |  |  |  |  |  | $XXX | $XXX | -.0238 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20041 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20007 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0237 | AVM |  |  |  |  |  | $XXX | $XXX | -.0237 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20053 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0799 | AVM |  |  |  |  |  | $XXX | $XXX | -.0799 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20039 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0121 | AVM |  |  |  |  |  | $XXX | $XXX | .0121 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026INV20030 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 72.78 | 72.78 |  |  |  |  | $XXX | $XXX | -.0918 | AVM |  |  |  |  |  | $XXX | $XXX | -.0918 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20036 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20046 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20060 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 65.0 | 65.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20059 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20062 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20031 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 60.0 | 60.0 |  |  |  |  | $XXX | $XXX | -.2422 | AVM |  |  |  |  |  | $XXX | $XXX | -.2422 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0198 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20034 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 66.14 | 66.14 |  |  |  |  | $XXX | $XXX | -.0193 | AVM |  |  |  |  |  | $XXX | $XXX | -.0193 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20033 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20042 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0029 | AVM |  |  |  |  |  | $XXX | $XXX | -.0030 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20058 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0282 | AVM |  |  |  |  |  | $XXX | $XXX | -.0282 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20064 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0021 | AVM |  |  |  |  |  | $XXX | $XXX | -.0021 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20069 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0103 | AVM |  |  |  |  |  | $XXX | $XXX | -.0103 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20070 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20038 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0102 | AVM |  |  |  |  |  | $XXX | $XXX | -.0102 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20072 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0174 | AVM |  |  |  |  |  | $XXX | $XXX | -.0174 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20048 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0129 | AVM |  |  |  |  |  | $XXX | $XXX | -.0129 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20047 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.96 | 74.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20055 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20067 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1305 | AVM |  |  |  |  |  | $XXX | $XXX | -.1305 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0596 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20022 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20020 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX2026INV20065 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 54.05 | 54.05 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| OBX2026INV20085 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20079 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20109 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV20025 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.39 | 68.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX2026INV20078 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0051 | AVM |  |  |  |  |  | $XXX | $XXX | -.0051 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20081 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.1257 | AVM |  |  |  |  |  | $XXX | $XXX | -.1257 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026INV20099 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0514 | AVM |  |  |  |  |  | $XXX | $XXX | .0514 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20077 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0258 | AVM |  |  |  |  |  | $XXX | $XXX | -.0258 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20103 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20129 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0001 | AVM |  |  |  |  |  | $XXX | $XXX | .0001 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20087 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20071 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0156 | AVM |  |  |  |  |  | $XXX | $XXX | -.0156 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX2026INV20083 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0001 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20107 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20088 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20090 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20100 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV20035 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20075 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.43 | 71.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX2026INV20125 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20131 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 76.72 | 76.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20127 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX2026INV20073 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20123 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .1142 | AVM |  |  |  |  |  | $XXX | $XXX | .1142 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20126 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20116 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1455 | AVM |  |  |  |  |  | $XXX | $XXX | -.1455 | 77.0 | 0.23 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.8 |  |
| OBX2026INV20093 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0718 | AVM |  |  |  |  |  | $XXX | $XXX | -.0718 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |
| OBX2026INV20121 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.21 | 61.21 |  |  |  |  | $XXX | $XXX | .0509 | AVM |  |  |  |  |  | $XXX | $XXX | .0509 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20029 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20026 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 54.72 | 54.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20086 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.45 | 73.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20132 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0251 | AVM |  |  |  |  |  | $XXX | $XXX | -.0251 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20113 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| OBX2026INV20027 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20130 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20101 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX2026INV20082 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 62.41 | 62.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20080 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20049 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20115 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20104 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20021 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0011 | AVM |  |  |  |  |  | $XXX | $XXX | -.0011 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20061 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 64.87 | 64.87 |  |  |  |  | $XXX | $XXX | .0964 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .096 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20207 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20256 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20183 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.95 | 67.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX2026INV20223 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20138 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0722 | AVM |  |  |  |  |  | $XXX | $XXX | -.0722 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20243 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20150 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.03 | 64.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20159 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 69.47 | 69.47 |  |  |  |  | $XXX | $XXX | .1590 | AVM |  |  |  |  |  | $XXX | $XXX | .1590 | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20248 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20092 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.29 | 60.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX2026INV20165 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20180 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0970 | AVM |  |  |  |  |  | $XXX | $XXX | -.0970 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20247 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20229 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20272 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.01 | 71.01 |  |  |  |  | $XXX | $XXX | -.0678 | AVM |  |  |  |  |  | $XXX | $XXX | -.0678 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| OBX2026INV20233 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20271 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0810 | AVM |  |  |  |  |  | $XXX | $XXX | -.0810 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20277 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.4035 | AVM |  |  |  |  |  | $XXX | $XXX | -.4035 | 69.0 | 0.31 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |  |
| OBX2026INV20191 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| OBX2026INV20290 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0010 | AVM |  |  |  |  |  | $XXX | $XXX | .0010 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20294 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0087 | AVM |  |  |  |  |  | $XXX | $XXX | .0087 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026INV20142 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20280 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX2026INV20146 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20302 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20240 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0206 | AVM |  |  |  |  |  | $XXX | $XXX | -.0206 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20261 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20206 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX2026INV20163 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| OBX2026INV20297 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0242 | AVM |  |  |  |  |  | $XXX | $XXX | .0242 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20224 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20212 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20158 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20175 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0082 | AVM |  |  |  |  |  | $XXX | $XXX | -.0082 | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0577 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20135 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20217 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20287 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20288 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20222 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.94 | 79.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20155 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0169 | AVM |  |  |  |  |  | $XXX | $XXX | -.0169 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.7 |  |
| OBX2026INV20170 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.1362 | AVM |  |  |  |  |  | $XXX | $XXX | -.1362 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20045 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1678 | AVM |  |  |  |  |  | $XXX | $XXX | -.1678 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| OBX2026INV20018 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.53 | 73.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX2026INV20068 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .1071 | AVM |  |  |  |  |  | $XXX | $XXX | .1071 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0838 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20024 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20040 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20023 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0671 | AVM |  |  |  |  |  | $XXX | $XXX | .0671 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20089 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 68.15 | 68.15 |  |  |  |  | $XXX | $XXX | .0001 | AVM |  |  |  |  |  | $XXX | $XXX | .0001 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20016 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0013 | AVM |  |  |  |  |  | $XXX | $XXX | -.0013 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20096 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20056 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| OBX2026INV20063 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20074 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0341 | AVM |  |  |  |  |  | $XXX | $XXX | -.0341 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20111 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 40.0 | 40.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20044 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0050 | AVM |  |  |  |  |  | $XXX | $XXX | -.0050 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026INV20110 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20094 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0047 | AVM |  |  |  |  |  | $XXX | $XXX | -.0047 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable | 3.7 |  |
| OBX2026INV20117 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0453 | AVM |  |  |  |  |  | $XXX | $XXX | -.0453 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20124 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.13 | 74.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20128 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.74 | 76.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20102 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20218 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20238 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.01 | 60.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV20298 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20028 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0155 | AVM |  |  |  |  |  | $XXX | $XXX | -.0155 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20173 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.29 | 70.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20260 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20189 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| OBX2026INV20184 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20182 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20215 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX2026INV20181 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX2026INV20177 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 67.04 | 67.04 |  |  |  |  | $XXX | $XXX | -.0826 | AVM |  |  |  |  |  | $XXX | $XXX | -.0826 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20012 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0617 | AVM |  |  |  |  |  | $XXX | $XXX | -.0617 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20245 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0953 | AVM |  |  |  |  |  | $XXX | $XXX | .0953 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20262 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0018 | AVM |  |  |  |  |  | $XXX | $XXX | -.0018 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20162 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20149 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.23 | 66.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20250 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.19 | 68.19 |  |  |  |  | $XXX | $XXX | -.0406 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0406 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20202 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20257 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0332 | AVM |  |  |  |  |  | $XXX | $XXX | -.0332 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20274 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20219 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.33 | 73.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20225 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0120 | AVM |  |  |  |  |  | $XXX | $XXX | -.0120 | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20267 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.4192 | AVM |  |  |  |  |  | $XXX | $XXX | -.4192 | 75.0 | 0.25 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0789 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20246 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20136 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20255 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.02 | 67.02 |  |  |  |  | $XXX | $XXX | -.0026 | AVM |  |  |  |  |  | $XXX | $XXX | -.0026 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20164 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20283 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20197 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20232 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20153 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20192 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20270 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | 2055 Exterior Only Inspection Report | $XXX | $XXX | -.1050 | AVM | $XXX | $XXX | -.1000 | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | -.1050 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.1000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .000 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20249 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 65.81 | 65.81 |  |  |  |  | $XXX | $XXX | -.0974 | AVM |  |  |  |  |  | $XXX | $XXX | -.0974 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20140 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.2404 | AVM |  |  |  |  |  | $XXX | $XXX | -.2404 | 79.0 | 0.21 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX2026INV20054 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20195 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 71.94 | 71.94 |  |  |  |  | $XXX | $XXX | -.0510 | AVM |  |  |  |  |  | $XXX | $XXX | -.0510 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20171 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 72.8 | 72.8 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20281 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0754 | AVM |  |  |  |  |  | $XXX | $XXX | .0754 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20160 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20244 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026INV20241 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0040 | AVM |  |  |  |  |  | $XXX | $XXX | -.0040 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20228 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20186 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20211 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20134 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.2241 | AVM |  |  |  |  |  | $XXX | $XXX | -.2241 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| OBX2026INV20295 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 79.94 | 79.94 |  |  |  |  | $XXX | $XXX | -.0025 | AVM |  |  |  |  |  | $XXX | $XXX | -.0025 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20263 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0047 | AVM |  |  |  |  |  | $XXX | $XXX | -.0047 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20216 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20230 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20269 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX2026INV20220 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20137 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20147 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.97 | 72.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20293 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20279 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.47 | 71.47 |  |  |  |  | $XXX | $XXX | .0413 | AVM |  |  |  |  |  | $XXX | $XXX | .0413 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20208 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20139 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.43 | 71.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20254 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20157 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.0 | 68.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20259 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20076 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20106 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0047 | AVM |  |  |  |  |  | $XXX | $XXX | -.0047 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| OBX2026INV20066 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20118 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20296 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0008 | AVM |  |  |  |  |  | $XXX | $XXX | -.0008 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| OBX2026INV20199 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20095 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026INV20266 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20141 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20105 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX2026INV20112 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20282 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20193 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20166 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.1894 | AVM |  |  |  |  |  | $XXX | $XXX | -.1894 | 58.0 | 0.42 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20154 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0013 | AVM |  |  |  |  |  | $XXX | $XXX | .0013 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20169 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0949 | AVM |  |  |  |  |  | $XXX | $XXX | .0949 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| OBX2026INV20286 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0100 | AVM |  |  |  |  |  | $XXX | $XXX | -.0100 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20227 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0004 | AVM |  |  |  |  |  | $XXX | $XXX | .0004 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| OBX2026INV20209 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0412 | AVM |  |  |  |  |  | $XXX | $XXX | -.0412 | 87.0 | 0.13 |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20122 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.88 | 71.88 |  |  |  |  | $XXX | $XXX | -.0992 | AVM |  |  |  |  |  | $XXX | $XXX | -.0992 | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20278 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20300 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0019 | AVM |  |  |  |  |  | $XXX | $XXX | -.0019 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026INV20251 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20168 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20285 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| OBX2026INV20187 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20205 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20214 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0003 | AVM |  |  |  |  |  | $XXX | $XXX | -.0003 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20291 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0034 | AVM |  |  |  |  |  | $XXX | $XXX | -.0034 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20084 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20151 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20190 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20188 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0075 | AVM |  |  |  |  |  | $XXX | $XXX | -.0075 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20235 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 66.84 | 66.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20133 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.25 | 71.25 |  |  |  |  | $XXX | $XXX | -.0498 | AVM |  |  |  |  |  | $XXX | $XXX | -.0498 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20120 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20204 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.69 | 65.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20091 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20014 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0160 | AVM |  |  |  |  |  | $XXX | $XXX | .0160 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20114 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0153 | AVM |  |  |  |  |  | $XXX | $XXX | -.0153 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20148 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20009 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0577 | AVM |  |  |  |  |  | $XXX | $XXX | -.0577 | 89.0 | 0.11 |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20057 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20015 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| OBX2026INV20043 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20119 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20258 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20303 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| OBX2026INV20019 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 66.67 |  |  |  |  | $XXX | $XXX | -.0722 | AVM |  |  |  |  |  | $XXX | $XXX | -.0722 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20268 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20221 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.47 | 73.47 |  |  |  |  | $XXX | $XXX | -.0096 | AVM |  |  |  |  |  | $XXX | $XXX | -.0096 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| OBX2026INV20275 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.97 | 79.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20017 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 71.67 | 71.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20196 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 66.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| OBX2026INV20236 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 74.99 | 74.99 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20284 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0095 | AVM |  |  |  |  |  | $XXX | $XXX | .0095 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .000 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20200 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX2026INV20098 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0061 | AVM |  |  |  |  |  | $XXX | $XXX | .0061 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20289 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0589 | AVM |  |  |  |  |  | $XXX | $XXX | -.0589 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20185 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20037 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20011 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20010 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0058 | AVM |  |  |  |  |  | $XXX | $XXX | -.0058 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20309 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 42.99 | 42.99 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20306 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0730 | AVM |  |  |  |  |  | $XXX | $XXX | .0730 | 91.0 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20307 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0980 | AVM |  |  |  |  |  | $XXX | $XXX | -.0980 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX2026INV20161 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20108 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0153 | AVM |  |  |  |  |  | $XXX | $XXX | -.0153 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20395 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20392 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0412 | AVM |  |  |  |  |  | $XXX | $XXX | -.0412 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20338 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.57 | 69.57 |  |  |  |  | $XXX | $XXX | -.0114 | AVM |  |  |  |  |  | $XXX | $XXX | -.0114 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| OBX2026INV20152 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0231 | AVM |  |  |  |  |  | $XXX | $XXX | -.0231 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20471 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 78.47 | 78.47 |  |  |  |  | $XXX | $XXX | .0912 | AVM |  |  |  |  |  | $XXX | $XXX | .0912 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20397 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20393 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.99 | 74.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20464 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.9 | 75.9 |  |  |  |  | $XXX | $XXX | -.0034 | AVM |  |  |  |  |  | $XXX | $XXX | -.0034 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.8 |  |
| OBX2026INV20344 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.44 | 66.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20394 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20156 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.54 | 61.54 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| OBX2026INV20346 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 69.99 | 69.99 |  |  |  |  | $XXX | $XXX | -.0316 | AVM |  |  |  |  |  | $XXX | $XXX | -.0316 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20345 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.61 | 66.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20401 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20364 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.07 | 74.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20384 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.12 | 72.12 |  |  |  |  | $XXX | $XXX | .0004 | AVM |  |  |  |  |  | $XXX | $XXX | .0004 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20494 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX2026INV20372 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .1510 | AVM |  |  |  |  |  | $XXX | $XXX | .1510 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20440 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20467 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| OBX2026INV20383 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX2026INV20491 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20482 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20385 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.9 | 70.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX2026INV20479 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.55 | 79.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20437 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20335 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 61.48 | 61.48 |  |  |  |  | $XXX | $XXX | -.0520 | AVM |  |  |  |  |  | $XXX | $XXX | -.0520 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20362 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0009 | AVM |  |  |  |  |  | $XXX | $XXX | -.0009 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20354 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.99 | 69.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20481 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20415 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.43 | 73.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX2026INV20469 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20429 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20409 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0001 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20399 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.2 |  |
| OBX2026INV20421 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.18 | 72.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20333 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 60.08 | 60.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20367 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.66 | 73.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX2026INV20444 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0002 | AVM |  |  |  |  |  | $XXX | $XXX | .0002 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20365 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.79 | 74.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20452 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20405 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0148 | AVM |  |  |  |  |  | $XXX | $XXX | -.0148 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20331 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.83 | 62.83 |  |  |  |  | $XXX | $XXX | .0023 | AVM |  |  |  |  |  | $XXX | $XXX | .0023 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20422 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.92 | 72.92 |  |  |  |  | $XXX | $XXX | .0920 | AVM |  |  |  |  |  | $XXX | $XXX | .0920 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20408 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.6 | 74.6 | $XXX | $XXX | .0429 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0429 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20396 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX2026INV20470 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| OBX2026INV20445 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX2026INV20328 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 69.3 | 69.3 |  |  |  |  | $XXX | $XXX | -.0417 | AVM |  |  |  |  |  | $XXX | $XXX | -.0417 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20381 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.99 | 74.99 |  |  |  |  | $XXX | $XXX | -.2025 | AVM |  |  |  |  |  | $XXX | $XXX | -.2025 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| OBX2026INV20404 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.32 | 73.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX2026INV20420 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.54 | 73.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20465 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20453 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX2026INV20435 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX2026INV20418 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0668 | AVM |  |  |  |  |  | $XXX | $XXX | -.0668 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| OBX2026INV20337 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| OBX2026INV20474 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX2026INV20489 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20371 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20498 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20430 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.95 | 70.95 |  |  |  |  | $XXX | $XXX | -.0797 | AVM |  |  |  |  |  | $XXX | $XXX | -.0797 | 74.0 | 0.26 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20496 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20353 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0729 | AVM |  |  |  |  |  | $XXX | $XXX | -.0729 | 66.0 | 0.34 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20356 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 63.76 | 63.76 | $XXX | $XXX | -.0424 | AVM | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  | $XXX | $XXX | -.0424 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20341 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.74 | 68.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20414 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20320 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.26 | 63.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20388 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20315 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX2026INV20377 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20348 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX2026INV20373 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| OBX2026INV20332 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 63.25 | 63.25 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX2026INV20389 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0088 | AVM |  |  |  |  |  | $XXX | $XXX | -.0088 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20450 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20497 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20477 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20360 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 66.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX2026INV20403 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1804 | AVM |  |  |  |  |  | $XXX | $XXX | -.1804 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX2026INV20359 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX2026INV20312 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20310 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0321 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .032 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20442 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX2026INV20416 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0005 | AVM |  |  |  |  |  | $XXX | $XXX | .0005 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20466 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV20441 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.98 | 73.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20487 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  | $XXX | $XXX | .0250 | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20488 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| OBX2026INV20406 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0957 | AVM |  |  |  |  |  | $XXX | $XXX | -.0957 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20426 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0188 | AVM |  |  |  |  |  | $XXX | $XXX | -.0188 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20472 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 |  |
| OBX2026INV20413 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0729 | AVM |  |  |  |  |  | $XXX | $XXX | .0729 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20370 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0262 | AVM |  |  |  |  |  | $XXX | $XXX | -.0262 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20334 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX2026INV20483 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20485 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20327 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0021 | AVM |  |  |  |  |  | $XXX | $XXX | -.0021 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20412 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.96 | 74.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20339 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.26 | 69.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20461 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0061 | AVM |  |  |  |  |  | $XXX | $XXX | .0061 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20323 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.0 | 71.0 |  |  |  |  | $XXX | $XXX | .0491 | AVM |  |  |  |  |  | $XXX | $XXX | .0491 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20438 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.0 | 74.0 |  |  |  |  | $XXX | $XXX | .0230 | AVM |  |  |  |  |  | $XXX | $XXX | .0230 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20369 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX2026INV20363 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0010 | AVM |  |  |  |  |  | $XXX | $XXX | .0010 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20475 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0134 | AVM |  |  |  |  |  | $XXX | $XXX | -.0134 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX2026INV20478 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0004 | AVM |  |  |  |  |  | $XXX | $XXX | .0004 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| OBX2026INV20313 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20432 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20143 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.2472 | AVM |  |  |  |  |  | $XXX | $XXX | -.2472 | 75.0 | 0.25 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20318 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20410 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0607 | AVM |  |  |  |  |  | $XXX | $XXX | -.0607 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20321 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20351 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 66.39 | 66.39 |  |  |  |  | $XXX | $XXX | -.0598 | AVM |  |  |  |  |  | $XXX | $XXX | -.0598 | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 0 |  |
| OBX2026INV20402 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| OBX2026INV20329 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20439 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.0 | 74.0 |  |  |  |  | $XXX | $XXX | -.0284 | AVM |  |  |  |  |  | $XXX | $XXX | -.0284 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20347 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.9 | 69.9 |  |  |  |  | $XXX | $XXX | .0327 | AVM |  |  |  |  |  | $XXX | $XXX | .0327 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20480 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.4 |  |
| OBX2026INV20316 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0038 | AVM |  |  |  |  |  | $XXX | $XXX | .0038 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20411 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX2026INV20419 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.01 | 70.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20398 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 71.81 | 71.81 |  |  |  |  | $XXX | $XXX | -.0477 | AVM |  |  |  |  |  | $XXX | $XXX | -.0477 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0095 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20325 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 63.64 | 63.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX2026INV20425 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20387 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20349 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 68.09 | 68.09 |  |  |  |  | $XXX | $XXX | -.3503 | AVM |  |  |  |  |  | $XXX | $XXX | -.3503 | 84.0 | 0.16 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20375 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20343 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0136 | AVM |  |  |  |  |  | $XXX | $XXX | -.0136 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20424 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20458 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20495 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20451 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20052 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX2026INV20448 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| OBX2026INV20400 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 74.17 | 74.17 |  |  |  |  | $XXX | $XXX | .3231 | AVM |  |  |  |  |  | $XXX | $XXX | .3231 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .042 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20292 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0036 | AVM |  |  |  |  |  | $XXX | $XXX | -.0036 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20382 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| OBX2026INV20264 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0129 | AVM |  |  |  |  |  | $XXX | $XXX | -.0129 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20459 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20427 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1493 | AVM |  |  |  |  |  | $XXX | $XXX | -.1493 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0445 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20213 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20350 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.2162 | AVM |  |  |  |  |  | $XXX | $XXX | -.2162 | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | -.0250 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20457 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20463 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.77 | 78.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20234 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.39 | 63.39 |  |  |  |  | $XXX | $XXX | -.1904 | AVM |  |  |  |  |  | $XXX | $XXX | -.1904 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20253 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.54 | 72.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20299 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20386 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20203 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20366 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20226 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.9 |  |
| OBX2026INV20210 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| OBX2026INV20276 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0061 | AVM | $XXX | $XXX | .0065 | 2055 Exterior Only Inspection Report |  |  |  |  |  | $XXX | $XXX | -.0061 | 77.0 | 0.23 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .006 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20490 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0020 | AVM |  |  |  |  |  | $XXX | $XXX | -.0020 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| OBX2026INV20179 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0010 | AVM |  |  |  |  |  | $XXX | $XXX | .0010 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20304 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 82.0 | 82.0 |  |  |  |  | $XXX | $XXX | -.0246 | AVM |  |  |  |  |  | $XXX | $XXX | -.0246 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20144 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20198 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 73.79 | 73.79 |  |  |  |  | $XXX | $XXX | -.0686 | AVM |  |  |  |  |  | $XXX | $XXX | -.0686 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -.002 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20172 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0045 | AVM |  |  |  |  |  | $XXX | $XXX | .0045 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20265 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.11 | 75.11 |  |  |  |  | $XXX | $XXX | -.0026 | AVM |  |  |  |  |  | $XXX | $XXX | -.0026 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20231 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20167 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.48 | 67.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20178 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.81 | 70.81 |  |  |  |  | $XXX | $XXX | -.0256 | AVM |  |  |  |  |  | $XXX | $XXX | -.0256 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20319 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20242 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 67.24 | 67.24 |  |  |  |  | $XXX | $XXX | .0647 | AVM |  |  |  |  |  | $XXX | $XXX | .0647 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20301 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0071 | AVM |  |  |  |  |  | $XXX | $XXX | -.0071 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20145 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0083 | AVM |  |  |  |  |  | $XXX | $XXX | -.0083 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20462 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.1112 | AVM |  |  |  |  |  | $XXX | $XXX | -.1112 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20237 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.3172 | AVM |  |  |  |  |  | $XXX | $XXX | -.3172 | 73.0 | 0.27 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20305 |  | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20050 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20176 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.59 | 71.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20201 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.09 | 71.09 |  |  |  |  | $XXX | $XXX | -.0495 | AVM |  |  |  |  |  | $XXX | $XXX | -.0495 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20239 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.32 | 74.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20252 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV20194 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.03 | 73.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20097 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20324 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20434 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20378 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20273 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX2026INV20446 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20355 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0129 | AVM |  |  |  |  |  | $XXX | $XXX | -.0129 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX2026INV20484 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0007 | AVM |  |  |  |  |  | $XXX | $XXX | .0007 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX2026INV20486 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0207 | AVM |  |  |  |  |  | $XXX | $XXX | -.0207 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026INV20436 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.72 | 70.72 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| OBX2026INV20390 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20455 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20357 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | -.0215 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0215 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX2026INV20322 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20391 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0001 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX2026INV20374 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20368 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20342 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0039 | AVM |  |  |  |  |  | $XXX | $XXX | -.0039 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20376 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20314 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.47 | 70.47 |  |  |  |  | $XXX | $XXX | .0843 | AVM |  |  |  |  |  | $XXX | $XXX | .0843 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20336 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20447 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20492 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.1714 | AVM |  |  |  |  |  | $XXX | $XXX | -.1714 | 61.0 | 0.39 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20174 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 72.63 | 72.63 |  |  |  |  | $XXX | $XXX | -.0230 | AVM |  |  |  |  |  | $XXX | $XXX | -.0230 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20454 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20502 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 999 |  |
| OBX2026INV20051 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX2026INV20417 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0115 | AVM |  |  |  |  |  | $XXX | $XXX | -.0115 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20473 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0808 | AVM |  |  |  |  |  | $XXX | $XXX | .0808 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| OBX2026INV20326 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20308 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20379 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20330 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.03 | 70.03 |  |  |  |  | $XXX | $XXX | -.0554 | AVM |  |  |  |  |  | $XXX | $XXX | -.0554 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026INV20311 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20352 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .3353 | AVM |  |  |  |  |  | $XXX | $XXX | .3353 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX2026INV20449 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.05 | 73.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20431 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20468 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20317 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.13 | 72.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20504 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20508 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0476 | AVM |  |  |  |  |  | $XXX | $XXX | -.0476 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20358 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX2026INV20506 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0207 | AVM |  |  |  |  |  | $XXX | $XXX | -.0207 | 64.0 | 0.36 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20503 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0237 | AVM |  |  |  |  |  | $XXX | $XXX | -.0237 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20501 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0698 | AVM |  |  |  |  |  | $XXX | $XXX | .0698 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20361 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 64.34 | 64.34 |  |  |  |  | $XXX | $XXX | -.0817 | AVM |  |  |  |  |  | $XXX | $XXX | -.0817 | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20423 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.19 | 74.19 |  |  |  |  | $XXX | $XXX | .0700 | AVM |  |  |  |  |  | $XXX | $XXX | .0700 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 3.2 |  |
| OBX2026INV20433 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20521 |  | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20380 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.37 | 71.37 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.7 |  |
| OBX2026INV20443 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV20505 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .2260 | AVM |  |  |  |  |  | $XXX | $XXX | .2260 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20517 |  | XXXXX | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.83 | 79.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX2026INV20507 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0276 | AVM |  |  |  |  |  | $XXX | $XXX | -.0276 | 64.0 | 0.36 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20520 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0189 | AVM |  |  |  |  |  | $XXX | $XXX | -.0189 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20518 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review | $XXX | $XXX | -.0063 | AVM |  |  |  |  |  | $XXX | $XXX | -.0063 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20340 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.72 | 68.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20407 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1771 | AVM |  |  |  |  |  | $XXX | $XXX | -.1771 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0454 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20511 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0549 | AVM |  |  |  |  |  | $XXX | $XXX | -.0549 | 93.0 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX2026INV20509 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20533 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | 1004 URAR | $XXX | $XXX | -.0321 | AVM | $XXX | $XXX | .0000 | XX/XX/XXXX | 1004 URAR | $XXX | $XXX | -.0321 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20510 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0208 | AVM |  |  |  |  |  | $XXX | $XXX | -.0208 | 74.0 | 0.26 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV21049 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX | $XXX | 0.00% | XX/XX/XXXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| OBX2026INV20534 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 81.0 | 0.19 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20529 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .1116 | AVM |  |  |  |  |  | $XXX | $XXX | .1116 | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20513 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0974 | AVM |  |  |  |  |  | $XXX | $XXX | .0974 | 90.0 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20493 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.4317 | AVM |  |  |  |  |  | $XXX | $XXX | -.4317 | 3.0 | 0.97 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20460 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | -.0925 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0925 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20514 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0003 | AVM |  |  |  |  |  | $XXX | $XXX | -.0003 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20476 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.29 | 78.29 | $XXX | $XXX | -.0569 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0569 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.5 |  |
| OBX2026INV20428 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |
| OBX2026INV20592 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .3882 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .3882 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20539 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 65.0 | 65.0 | $XXX | $XXX | -.0015 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0015 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20561 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20572 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.4261 | AVM |  |  |  |  |  | $XXX | $XXX | -.4261 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX2026INV20641 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20712 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20721 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20645 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX2026INV20528 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0128 | AVM |  |  |  |  |  | $XXX | $XXX | -.0128 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20540 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| OBX2026INV20629 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20674 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20598 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0023 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0023 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20526 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0005 | AVM |  |  |  |  |  | $XXX | $XXX | .0005 | 73.0 | 0.27 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20567 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX2026INV20573 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.37 | 70.37 | $XXX | $XXX | -.0839 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0839 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| OBX2026INV20609 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.7 |  |
| OBX2026INV20633 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20637 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20650 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX2026INV20683 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20647 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX2026INV20555 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.59 | 69.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20547 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.13 | 67.13 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 3.6 |  |
| OBX2026INV20557 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Unavailable |  |  |
| OBX2026INV20582 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 85.0 | 0.15 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.9 |  |
| OBX2026INV20585 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0483 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0483 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20595 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0116 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0116 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX2026INV20613 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0207 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0207 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20617 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20625 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.68 | 74.68 | $XXX | $XXX | -.0126 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0126 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20658 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20669 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20686 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20560 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20590 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0432 | AVM |  |  |  |  |  | $XXX | $XXX | -.0432 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20596 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20618 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20667 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX2026INV20677 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20694 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX2026INV20700 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20541 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.04 | 65.04 | $XXX | $XXX | -.2344 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.2344 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Unavailable | 3.3 |  |
| OBX2026INV20586 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20619 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20670 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20681 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20682 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX2026INV20639 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20566 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20597 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20635 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20644 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20651 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0784 | AVM |  |  |  |  |  | $XXX | $XXX | -.0784 | 86.0 | 0.04 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20691 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20695 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | -.0202 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0202 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 |  |
| OBX2026INV20697 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20718 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | -.0008 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0008 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20665 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.87 | 79.87 | $XXX | $XXX | -.0013 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0013 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20612 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0078 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0078 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20565 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | -.0044 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0044 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX2026INV20724 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .4177 | AVM |  |  |  |  |  | $XXX | $XXX | .4177 | 73.0 | 0.27 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| OBX2026INV20544 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.66 | 66.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20562 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| OBX2026INV20571 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20653 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20715 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX2026INV20580 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.94 | 74.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20602 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20642 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0092 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0092 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20568 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026INV20679 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20556 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.9 | 69.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20624 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20685 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.3 |  |
| OBX2026INV20703 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20660 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0043 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0043 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 5 |  |
| OBX2026INV20574 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.59 | 70.59 | $XXX | $XXX | -.0495 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0495 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20622 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20688 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| OBX2026INV20709 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.3 |  |
| OBX2026INV20711 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20610 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX2026INV20664 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.69 | 79.69 | $XXX | $XXX | -.0078 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0078 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20530 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0625 | AVM |  |  |  |  |  | $XXX | $XXX | -.0625 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026INV20527 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0610 | AVM |  |  |  |  |  | $XXX | $XXX | -.0610 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20531 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21048 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0294 | AVM |  |  |  |  |  | $XXX | $XXX | -.0294 | 91.0 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20532 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0234 | AVM |  |  |  |  |  | $XXX | $XXX | -.0234 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20519 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0250 | AVM |  |  |  |  |  | $XXX | $XXX | -.0250 | 93.0 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20546 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 66.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20559 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.2987 | AVM |  |  |  |  |  | $XXX | $XXX | -.2987 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0120 | XXX | XXX | XX/XX/XXXX | $XXX | 1.20% | XX/XX/XXXX | $XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XX/XX/XXXX | Desk Review | 0 |  | Unavailable |  |  |
| OBX2026INV20524 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20916 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0031 | AVM |  |  |  |  |  | $XXX | $XXX | -.0031 | 97.0 | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20512 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0440 | AVM |  |  |  |  |  | $XXX | $XXX | -.0440 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20656 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0355 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0355 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20676 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0062 | AVM |  |  |  |  |  | $XXX | $XXX | -.0062 | 74.0 | 0.26 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 4 |  |
| OBX2026INV20535 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0231 | AVM |  |  |  |  |  | $XXX | $XXX | .0231 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21057 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0317 | AVM |  |  |  |  |  | $XXX | $XXX | -.0317 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 |  |
| OBX2026INV20649 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20663 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.57 | 78.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20575 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.08 | 71.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20589 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20603 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX2026INV20638 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.2460 | AVM |  |  |  |  |  | $XXX | $XXX | -.2460 | 86.0 | 0.16 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20648 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0024 | AVM |  |  |  |  |  | $XXX | $XXX | -.0024 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20591 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20594 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0240 | AVM |  |  |  |  |  | $XXX | $XXX | -.0240 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20608 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20657 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20672 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20675 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Eligible | 1.4 |  |
| OBX2026INV20587 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0377 | AVM |  |  |  |  |  | $XXX | $XXX | -.0377 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20640 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20655 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Unavailable |  |  |
| OBX2026INV20666 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| OBX2026INV20537 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.36 | 62.36 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Unavailable |  |  |
| OBX2026INV20550 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 68.38 | 68.38 |  |  |  |  | $XXX | $XXX | .0556 | AVM |  |  |  |  |  | $XXX | $XXX | .0556 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20581 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20584 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX2026INV20616 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20627 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20680 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Unavailable |  |  |
| OBX2026INV20693 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| OBX2026INV20717 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| OBX2026INV20720 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20722 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0218 | AVM |  |  |  |  |  | $XXX | $XXX | -.0218 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20699 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20692 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20569 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20583 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20678 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20456 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.0201 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0201 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20710 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Unavailable |  |  |
| OBX2026INV20719 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX2026INV20614 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20599 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.6 |  |
| OBX2026INV20606 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20689 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 3.6 |  |
| OBX2026INV20654 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0231 | AVM |  |  |  |  |  | $XXX | $XXX | -.0231 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20536 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.29 | 61.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20593 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20623 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0018 | AVM |  |  |  |  |  | $XXX | $XXX | -.0018 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX2026INV20631 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20698 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20702 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20704 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20705 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20661 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.54 | 77.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX2026INV21051 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20558 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.1946 | AVM |  |  |  |  |  | $XXX | $XXX | -.1946 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 4.5 |  |
| OBX2026INV20605 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20671 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20673 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20628 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0724 | AVM |  |  |  |  |  | $XXX | $XXX | -.0724 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026INV20538 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 64.72 | 64.72 | $XXX | $XXX | .0221 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0221 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  |
| OBX2026INV20542 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 65.56 | 65.56 |  |  |  |  | $XXX | $XXX | .1800 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .180 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20543 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 66.49 | 66.49 |  |  |  |  | $XXX | $XXX | -.0301 | AVM |  |  |  |  |  | $XXX | $XXX | -.0301 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20548 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 67.28 | 67.28 |  |  |  |  | $XXX | $XXX | -.0076 | AVM |  |  |  |  |  | $XXX | $XXX | -.0076 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20552 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 68.68 | 68.68 |  |  |  |  | $XXX | $XXX | -.0485 | AVM |  |  |  |  |  | $XXX | $XXX | -.0485 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20553 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 69.05 | 69.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20554 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.37 | 69.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20570 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 70.0 | 70.0 | $XXX | $XXX | -.0235 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0235 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20576 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 71.47 | 71.47 |  |  |  |  | $XXX | $XXX | -.0174 | AVM |  |  |  |  |  | $XXX | $XXX | -.0174 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Unavailable |  |  |
| OBX2026INV20577 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.13 | 74.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20601 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0249 | AVM |  |  |  |  |  | $XXX | $XXX | -.0249 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20607 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20615 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0770 | AVM |  |  |  |  |  | $XXX | $XXX | -.0770 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | -.068 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20620 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0831 | AVM |  |  |  |  |  | $XXX | $XXX | -.0831 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20621 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0177 | AVM |  |  |  |  |  | $XXX | $XXX | .0177 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20626 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0226 | AVM |  |  |  |  |  | $XXX | $XXX | .0226 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20630 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20632 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0056 | AVM |  |  |  |  |  | $XXX | $XXX | -.0056 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4 |  |
| OBX2026INV20636 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20643 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Unavailable | 3.3 |  |
| OBX2026INV20646 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20662 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.4 | 78.4 | $XXX | $XXX | .0077 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0077 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20668 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20690 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX2026INV20696 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20701 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20706 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 4 |  |
| OBX2026INV20708 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0247 | 2055 Exterior Only Inspection Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .025 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20713 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0042 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0042 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20716 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0003 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0003 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20707 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.96 | 79.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20516 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .1188 | AVM |  |  |  |  |  | $XXX | $XXX | .1188 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV21050 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0416 | AVM |  |  |  |  |  | $XXX | $XXX | -.0416 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20912 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0158 | AVM |  |  |  |  |  | $XXX | $XXX | .0158 | 73.0 | 0.27 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20725 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0002 | AVM |  |  |  |  |  | $XXX | $XXX | -.0002 | 90.0 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20921 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0338 | AVM |  |  |  |  |  | $XXX | $XXX | -.0338 | 77.0 | 0.23 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20523 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.0 | 77.0 |  |  |  |  | $XXX | $XXX | -.0125 | AVM |  |  |  |  |  | $XXX | $XXX | -.0125 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20913 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0203 | AVM |  |  |  |  |  | $XXX | $XXX | -.0203 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20515 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .2075 | AVM |  |  |  |  |  | $XXX | $XXX | .2075 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20522 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0060 | AVM |  |  |  |  |  | $XXX | $XXX | .0060 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026INV20600 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| OBX2026INV20564 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX2026INV20578 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.4 | 74.4 |  |  |  |  | $XXX | $XXX | -.0662 | AVM |  |  |  |  |  | $XXX | $XXX | -.0662 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 3.6 |  |
| OBX2026INV20579 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.74 | 74.74 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20588 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20611 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| OBX2026INV20652 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20687 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20551 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.56 | 68.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20604 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.3 |  |
| OBX2026INV20684 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20659 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20634 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20525 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0778 | AVM |  |  |  |  |  | $XXX | $XXX | .0778 | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20920 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20919 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0810 | AVM |  |  |  |  |  | $XXX | $XXX | .0810 | 79.0 | 0.21 |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Unavailable |  |  |
| OBX2026INV20931 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20939 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.88 | 71.88 | $XXX | $XXX | -.0482 | AVM | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  | $XXX | $XXX | -.0482 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.2 |  |
| OBX2026INV20726 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.3 |  |
| OBX2026INV20959 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV21024 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21025 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.85 | 74.85 |  |  |  |  | $XXX | $XXX | -.0061 | AVM |  |  |  |  |  | $XXX | $XXX | -.0061 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20932 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20936 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 64.33 | 64.33 | $XXX | $XXX | -.0738 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0738 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20961 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0240 | AVM |  |  |  |  |  | $XXX | $XXX | -.0240 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.9 |  |
| OBX2026INV20985 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.23 | 71.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20987 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0006 | AVM | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  | $XXX | $XXX | .0006 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Not Eligible |  |  |
| OBX2026INV21015 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21016 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.91 | 73.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV21022 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX2026INV21031 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.0 | 72.0 | $XXX | $XXX | -.0049 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0049 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX2026INV21036 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| OBX2026INV21041 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0284 | AVM |  |  |  |  |  | $XXX | $XXX | -.0284 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20957 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 60.61 | 60.61 |  |  |  |  | $XXX | $XXX | -.2052 | AVM |  |  |  |  |  | $XXX | $XXX | -.2052 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20969 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0020 | AVM |  |  |  |  |  | $XXX | $XXX | .0020 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| OBX2026INV21039 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0001 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.8 |  |
| OBX2026INV21040 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .3493 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .3493 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.6 |  |
| OBX2026INV21042 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20928 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2 |  |
| OBX2026INV21056 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20938 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.1051 | AVM | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  | $XXX | $XXX | -.1051 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20952 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.5 |  |
| OBX2026INV20954 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.85 | 74.85 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20958 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 | $XXX | $XXX | .0000 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0000 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20962 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 67.69 | 67.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20963 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0012 | AVM |  |  |  |  |  | $XXX | $XXX | -.0012 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21004 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0011 | AVM |  |  |  |  |  | $XXX | $XXX | .0011 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV21026 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21029 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0022 | AVM |  |  |  |  |  | $XXX | $XXX | .0022 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21032 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.26 | 78.26 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20974 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0082 | AVM |  |  |  |  |  | $XXX | $XXX | -.0082 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| OBX2026INV20975 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| OBX2026INV20993 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0371 | AVM |  |  |  |  |  | $XXX | $XXX | .0371 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20997 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21028 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 73.88 | 73.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX2026INV21034 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21038 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0955 | AVM |  |  |  |  |  | $XXX | $XXX | -.0955 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.9 |  |
| OBX2026INV20953 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026INV20992 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.78 | 62.78 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20998 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.67 | 72.67 |  |  |  |  | $XXX | $XXX | -.0352 | AVM |  |  |  |  |  | $XXX | $XXX | -.0352 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20951 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV21037 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20933 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 69.08 | 69.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20991 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV21013 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21035 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0180 | AVM |  |  |  |  |  | $XXX | $XXX | -.0180 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20930 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.2 |  |
| OBX2026INV20949 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0077 | AVM |  |  |  |  |  | $XXX | $XXX | .0077 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20960 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20979 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20994 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21005 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.4 | 74.4 |  |  |  |  | $XXX | $XXX | .0140 | AVM |  |  |  |  |  | $XXX | $XXX | .0140 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21027 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.61 | 79.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX2026INV20549 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.0 | 68.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20714 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20941 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.64 | 63.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20942 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.44 | 66.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20944 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.57 | 71.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20947 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0222 | AVM |  |  |  |  |  | $XXX | $XXX | -.0222 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20955 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20965 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.66 | 74.66 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20967 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.27 | 73.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026INV20970 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .1955 | AVM |  |  |  |  |  | $XXX | $XXX | .1955 | 89.0 | 0.11 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20972 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 67.41 | 67.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20989 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.02 | 78.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20995 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.81 | 73.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21000 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.1369 | AVM | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  | $XXX | $XXX | -.1369 | 83.0 | 0.17 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21001 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.05 | 74.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21002 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 72.76 | 72.76 | $XXX | $XXX | -.0277 | AVM |  |  |  |  |  |  |  |  |  | $XXX | $XXX | -.0277 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21017 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21023 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026INV21033 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| OBX2026INV20922 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.0 | 73.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20976 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 60.45 | 60.45 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20927 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| OBX2026INV20973 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | -.0000 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| OBX2026INV20980 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 73.88 | 73.88 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21006 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21008 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20937 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.66 | 74.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20935 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 63.86 | 63.86 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20966 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.68 | 73.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20732 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 69.53 | 69.53 |  |  |  |  | $XXX | $XXX | -.0582 | AVM |  |  |  |  |  | $XXX | $XXX | -.0582 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV21010 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20956 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.73 | 68.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.1 |  |
| OBX2026INV20918 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0588 | AVM |  |  |  |  |  | $XXX | $XXX | -.0588 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20971 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.73 | 72.73 |  |  |  |  | $XXX | $XXX | -.0587 | AVM |  |  |  |  |  | $XXX | $XXX | -.0587 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21043 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0399 | AVM |  |  |  |  |  | $XXX | $XXX | -.0399 | 99.0 | 0.01 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3 |  |
| OBX2026INV21009 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.7 | 69.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21018 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20908 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 72.93 | 72.93 |  |  |  |  | $XXX | $XXX | -.0615 | AVM |  |  |  |  |  | $XXX | $XXX | -.0615 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 999 |  | Not Eligible |  |  |
| OBX2026INV21011 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20950 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0002 | AVM |  |  |  |  |  | $XXX | $XXX | .0002 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21007 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 73.88 | 73.88 |  |  |  |  | $XXX | $XXX | .0374 | AVM |  |  |  |  |  | $XXX | $XXX | .0374 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21021 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.1233 | AVM |  |  |  |  |  | $XXX | $XXX | -.1233 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| OBX2026INV20892 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 64.18 | 64.18 |  |  |  |  | $XXX | $XXX | -.0065 | AVM |  |  |  |  |  | $XXX | $XXX | -.0065 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20977 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 61.57 | 61.57 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21044 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV21012 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.63 | 79.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX2026INV21020 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20898 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1 |  |
| OBX2026INV20904 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 63.83 | 63.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 |  |
| OBX2026INV20893 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.2890 | AVM |  |  |  |  |  | $XXX | $XXX | -.2890 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20895 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.93 | 74.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20891 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20894 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 74.88 | 74.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Eligible | 1 |  |
| OBX2026INV20902 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.29 | 64.29 |  |  |  |  | $XXX | $XXX | -.0959 | AVM |  |  |  |  |  | $XXX | $XXX | -.0959 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 2.8 |  |
| OBX2026INV20909 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.39 | 71.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1.1 |  |
| OBX2026INV20775 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Not Eligible | 1 |  |
| OBX2026INV20897 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.21 | 78.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.5 |  |
| OBX2026INV20741 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20797 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX2026INV20738 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.32 | 79.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20896 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20903 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20796 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.6 | 72.6 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX2026INV20911 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 1 |  |
| OBX2026INV20757 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20777 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 57.14 | 57.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX2026INV20899 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 71.5 | 71.5 |  |  |  |  | $XXX | $XXX | .0431 | AVM |  |  |  |  |  | $XXX | $XXX | .0431 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20733 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.15 | 65.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX2026INV20923 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 44.0 | 44.0 | $XXX | $XXX | .0106 | AVM | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  | $XXX | $XXX | .0106 | 86.0 | 0.14 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20784 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.0 | 64.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20789 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX2026INV20749 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0488 | AVM |  |  |  |  |  | $XXX | $XXX | -.0488 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20768 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1 |  |
| OBX2026INV20759 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.22 | 70.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20889 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1 |  |
| OBX2026INV20900 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004C Manufactured Home | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0498 | AVM |  |  |  |  |  | $XXX | $XXX | -.0498 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20901 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1 |  |
| OBX2026INV20767 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0016 | AVM |  |  |  |  |  | $XXX | $XXX | -.0016 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 |  |
| OBX2026INV20788 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 69.41 | 69.41 |  |  |  |  | $XXX | $XXX | .0386 | AVM |  |  |  |  |  | $XXX | $XXX | .0386 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20742 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20783 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20734 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.54 | 73.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX2026INV20739 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20770 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0136 | AVM |  |  |  |  |  | $XXX | $XXX | -.0136 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20794 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20744 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.2 |  |
| OBX2026INV20746 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.67 | 74.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.6 |  |
| OBX2026INV20945 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.76 | 68.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20999 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.1 |  |
| OBX2026INV20736 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0420 | AVM |  |  |  |  |  | $XXX | $XXX | -.0420 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20758 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026INV20792 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0123 | AVM |  |  |  |  |  | $XXX | $XXX | -.0123 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |
| OBX2026INV20754 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 68.27 | 68.27 |  |  |  |  | $XXX | $XXX | .0002 | AVM |  |  |  |  |  | $XXX | $XXX | .0002 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20761 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20773 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 69.77 | 69.77 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 999 |  |
| OBX2026INV20934 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | -.1342 | AVM | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  | $XXX | $XXX | -.1342 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.6 |  |
| OBX2026INV20964 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.07 | 61.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20740 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.54 | 71.54 |  |  |  |  | $XXX | $XXX | -.4287 | AVM |  |  |  |  |  | $XXX | $XXX | -.4287 | 27.0 | 0.73 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| OBX2026INV20760 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 67.91 | 67.91 |  |  |  |  | $XXX | $XXX | .1428 | AVM |  |  |  |  |  | $XXX | $XXX | .1428 | 87.0 | 0.13 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20785 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 |  | Not Eligible | 2.7 |  |
| OBX2026INV20728 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20774 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.8 |  |
| OBX2026INV20787 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.39 | 73.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1 |  |
| OBX2026INV20795 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0028 | AVM |  |  |  |  |  | $XXX | $XXX | .0028 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20735 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20764 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.0 | 72.0 |  |  |  |  | $XXX | $XXX | -.0202 | AVM |  |  |  |  |  | $XXX | $XXX | -.0202 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.3 |  |
| OBX2026INV20790 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0288 | AVM |  |  |  |  |  | $XXX | $XXX | -.0288 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  |  |
| OBX2026INV20848 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0086 | AVM |  |  |  |  |  | $XXX | $XXX | -.0086 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20743 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20855 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.52 | 74.52 |  |  |  |  | $XXX | $XXX | -.0245 | AVM |  |  |  |  |  | $XXX | $XXX | -.0245 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  | Not Eligible | 3.9 |  |
| OBX2026INV20731 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.3 |  |
| OBX2026INV20786 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.98 | 73.98 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 3.2 |  |
| OBX2026INV20806 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0027 | AVM |  |  |  |  |  | $XXX | $XXX | .0027 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.4 |  |
| OBX2026INV20730 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| OBX2026INV20752 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| OBX2026INV20748 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0022 | AVM |  |  |  |  |  | $XXX | $XXX | .0022 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.6 |  |
| OBX2026INV20772 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0325 | AVM |  |  |  |  |  | $XXX | $XXX | -.0325 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Not Eligible | 3.1 |  |
| OBX2026INV20747 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20769 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 63.7 | 63.7 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.9 |  |
| OBX2026INV20791 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.86 | 73.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1.3 |  |
| OBX2026INV20839 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20852 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20776 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.8 |  |
| OBX2026INV20799 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1 |  |
| OBX2026INV20882 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20750 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20751 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.66 | 68.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV20765 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2 |  |
| OBX2026INV20762 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 74.1 | 74.1 |  |  |  |  | $XXX | $XXX | -.0196 | AVM |  |  |  |  |  | $XXX | $XXX | -.0196 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20818 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 2.1 |  |
| OBX2026INV20780 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0157 | AVM |  |  |  |  |  | $XXX | $XXX | .0157 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20887 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0625 | AVM |  |  |  |  |  | $XXX | $XXX | -.0625 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Not Eligible | 2.6 |  |
| OBX2026INV20771 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0657 | AVM |  |  |  |  |  | $XXX | $XXX | .0657 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 4.1 |  |
| OBX2026INV20837 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.14 | 68.14 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 3.7 |  |
| OBX2026INV20862 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0503 | AVM |  |  |  |  |  | $XXX | $XXX | .0503 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Not Eligible | 2.9 |  |
| OBX2026INV20778 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.0075 | AVM |  |  |  |  |  | $XXX | $XXX | -.0075 | 90.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20847 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20884 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20833 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX2026INV20886 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0001 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Not Eligible | 5 |  |
| OBX2026INV20793 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 62.19 | 62.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20841 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20807 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0577 | AVM |  |  |  |  |  | $XXX | $XXX | .0577 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20859 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20875 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.98 | 77.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20810 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.34 | 74.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20842 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0255 | AVM |  |  |  |  |  | $XXX | $XXX | -.0255 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20869 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.9 |  |
| OBX2026INV20545 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.67 | 66.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20729 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20821 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.53 | 75.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20832 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.5 |  |
| OBX2026INV20845 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.1 |  |
| OBX2026INV20870 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.71 | 64.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20865 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0829 | AVM |  |  |  |  |  | $XXX | $XXX | -.0829 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Not Eligible | 3.8 |  |
| OBX2026INV20868 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0074 | AVM |  |  |  |  |  | $XXX | $XXX | .0074 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20879 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.37 | 69.37 |  |  |  |  | $XXX | $XXX | .0361 | AVM |  |  |  |  |  | $XXX | $XXX | .0361 | 91.0 | 0.1 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Not Eligible | 3 |  |
| OBX2026INV20880 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20838 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.64 | 64.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.4 |  |
| OBX2026INV20881 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20831 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20853 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.3 | 61.3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20874 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0067 | AVM |  |  |  |  |  | $XXX | $XXX | .0067 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20885 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0011 | AVM |  |  |  |  |  | $XXX | $XXX | .0011 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20766 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.0 | 76.0 |  |  |  |  | $XXX | $XXX | -.0131 | AVM |  |  |  |  |  | $XXX | $XXX | -.0131 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.5 |  |
| OBX2026INV20836 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.77 | 77.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.3 |  |
| OBX2026INV20849 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 66.38 | 66.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX2026INV20763 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 73.82 | 73.82 |  |  |  |  | $XXX | $XXX | -.0515 | AVM |  |  |  |  |  | $XXX | $XXX | -.0515 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20878 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20816 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20756 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 69.86 | 69.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20805 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.85 |  |
| OBX2026INV20820 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20873 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20737 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.15 | 68.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.1 |  |
| OBX2026INV20779 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 68.7 | 68.7 |  |  |  |  | $XXX | $XXX | .0220 | AVM |  |  |  |  |  | $XXX | $XXX | .0220 | 92.0 | 0.08 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20811 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.1 |  |
| OBX2026INV20851 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20843 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 66.08 | 66.08 |  |  |  |  | $XXX | $XXX | .7238 | AVM |  |  |  |  |  | $XXX | $XXX | .7238 | 2.0 | 0.98 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20844 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20834 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.7 |  |
| OBX2026INV20850 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| OBX2026INV20819 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 78.38 | 78.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20835 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0110 | AVM |  |  |  |  |  | $XXX | $XXX | -.0110 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.9 |  |
| OBX2026INV20860 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20854 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0219 | AVM |  |  |  |  |  | $XXX | $XXX | .0219 | 95.0 | 0.05 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20827 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0026 | AVM |  |  |  |  |  | $XXX | $XXX | .0026 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV20829 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20888 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20856 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2.1 |  |
| OBX2026INV20809 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 74.93 | 74.93 |  |  |  |  | $XXX | $XXX | -.0451 | AVM |  |  |  |  |  | $XXX | $XXX | -.0451 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20813 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 |  | Eligible | 1 |  |
| OBX2026INV20801 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |  |
| OBX2026INV20814 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 68.15 | 68.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1.4 |  |
| OBX2026INV20906 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20817 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |
| OBX2026INV20828 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0452 | AVM |  |  |  |  |  | $XXX | $XXX | -.0452 | 82.0 | 0.18 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20804 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX2026INV20907 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 73.63 | 73.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20812 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV21014 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20803 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20858 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.4 |  |
| OBX2026INV20782 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20823 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0908 | AVM |  |  |  |  |  | $XXX | $XXX | -.0908 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20727 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | -.1491 | AVM |  |  |  |  |  | $XXX | $XXX | -.1491 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.6 |  |
| OBX2026INV20745 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20753 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Eligible | 1 |  |
| OBX2026INV20755 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Eligible | 1 |  |
| OBX2026INV20781 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0142 | AVM |  |  |  |  |  | $XXX | $XXX | -.0142 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20800 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20808 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 3.3 |  |
| OBX2026INV20815 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20824 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20830 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.45 | 70.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20846 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.23 | 71.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.7 |  |
| OBX2026INV20863 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Not Eligible | 2.6 |  |
| OBX2026INV20864 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.4 | 72.4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20866 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 |  |
| OBX2026INV20867 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20871 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV20872 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20876 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20826 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20890 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 61.9 | 61.9 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.8 |  |
| OBX2026INV21046 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 79.98 | 79.98 |  |  |  |  | $XXX | $XXX | -.0362 | AVM |  |  |  |  |  | $XXX | $XXX | -.0362 | 88.0 | 0.12 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV21053 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0142 | AVM |  |  |  |  |  | $XXX | $XXX | -.0142 | 94.0 |  | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20988 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 70.0 | 70.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  | $XXX | $XXX | -.2486 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20822 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20802 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20978 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20840 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20877 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| OBX2026INV20917 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20926 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.0 | 65.0 |  |  |  |  | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Not Eligible |  |  |
| OBX2026INV20798 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 1 |  |
| OBX2026INV20563 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Not Eligible | 1 |  |
| OBX2026INV21047 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 74.27 | 74.27 |  |  |  |  | $XXX | $XXX | -.0174 | AVM |  |  |  |  |  | $XXX | $XXX | -.0174 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Unavailable |  |  |
| OBX2026INV20825 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20857 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV21052 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 2.6 |  |
| OBX2026INV20924 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.87 | 72.87 |  |  |  |  | $XXX | $XXX | -.0358 | AVM |  |  |  |  |  | $XXX | $XXX | -.0358 | 93.0 | 0.07 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20925 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 71.81 | 71.81 |  |  |  |  | $XXX | $XXX | -.0248 | AVM |  |  |  |  |  | $XXX | $XXX | -.0248 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20929 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20940 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1.3 |  |
| OBX2026INV20943 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 70.0 | 70.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20946 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.2 | 72.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20948 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20968 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 64.49 | 64.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1.9 |  |
| OBX2026INV20981 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0473 | AVM |  |  |  |  |  | $XXX | $XXX | -.0473 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20982 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 73.51 | 73.51 |  |  |  |  | $XXX | $XXX | .0085 | AVM |  |  |  |  |  | $XXX | $XXX | .0085 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20983 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 65.15 | 65.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  | Eligible | 2 |  |
| OBX2026INV20984 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 72.99 | 72.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Eligible | 1 |  |
| OBX2026INV20986 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 75.0 | 75.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 |  | Eligible | 1 |  |
| OBX2026INV20990 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | Eligible | 1 |  |
| OBX2026INV20996 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 74.08 | 74.08 |  |  |  |  | $XXX | $XXX | .0060 | AVM |  |  |  |  |  | $XXX | $XXX | .0060 | 96.0 | 0.04 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV21003 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 71.4 | 71.4 |  |  |  |  | $XXX | $XXX | -.1022 | AVM |  |  |  |  |  | $XXX | $XXX | -.1022 | 94.0 | 0.06 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .024 |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV21019 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | .0000 | AVM |  |  |  |  |  | $XXX | $XXX | .0000 | 98.0 | 0.02 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV21030 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1025 Small Residential Income Report | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0332 | AVM |  |  |  |  |  | $XXX | $XXX | -.0332 | 68.0 | 0.32 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible |  |  |
| OBX2026INV20861 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 1 |  |
| OBX2026INV20905 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0001 | AVM |  |  |  |  |  | $XXX | $XXX | -.0001 | 99.0 | 0.01 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20910 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX |  | None - Appraisal Waiver | $XXX | 75.0 | 75.0 |  |  |  |  | $XXX | $XXX | -.0485 | AVM |  |  |  |  |  | $XXX | $XXX | -.0485 | 91.0 | 0.09 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| OBX2026INV20915 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 77.67 | 77.67 |  |  |  |  | $XXX | $XXX | -.1146 | AVM |  |  |  |  |  | $XXX | $XXX | -.1146 | 80.0 | 0.2 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible |  |  |
| OBX2026INV20883 |  |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  | $XXX | $XXX | -.0282 | AVM |  |  |  |  |  | $XXX | $XXX | -.0282 | 97.0 | 0.03 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 2.6 |  |
| OBX2026INV21055 |  |  | XX/XX/XXXX | $XXXXXX |  | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 76.98 | 76.98 |  |  |  |  | $XXX | $XXX | .4386 | AVM |  |  |  |  |  | $XXX | $XXX | .0939 | 78.0 | 0.22 | XXX | XXX | XX/XX/XXXX | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| OBX2026INV20914 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 |  |
| OBX2026INV21054 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 1 |  |
| OBX2026INV20723 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1073 Individual Condo Report | $XXX | 80.0 | 80.0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.5 |  |
| OBX2026INV21045 | XXXXX |  | XX/XX/XXXX | $XXXXXX | $XXX | $XXX | $XXX | XX/XX/XXXX | 1004 URAR | $XXX | 80.0 | 80.0 | $XXX | $XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $XXX | $XXX | .0000 | XXX | XXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.5 |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Number of Borrowers** | **AUS Indicator** | **AUS Type** | **GSE Eligible** | **HOA Flag** | **HOA Monthly Fee** | **Borrower 1 Citizenship** | **Borrower 2 Citizenship** | **Borrower 3 Citizenship** | **Borrower 4 Citizenship** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 3 Employment Indicator** | **Borrower 4 Employment Indicator** | **Borrower 1 Retired** | **Borrower 2 Retired** | **Borrower 3 Retired** | **Borrower 4 Retired** | **QM Status** | **CU Score** | **AVM Confidence Score** | **Post Disaster Inspection** | **UNISON/Shared Mortgage** | **Multi-Collateral Loan** | **HomePossible/HomeReady Loans** | **DU Refi Plus Loans** | **Business or Personal Use Flag** | **PIW Flag** |
| OBX2026INV20001 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20004 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 84 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20002 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20006 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20032 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 | 97 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20013 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20041 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20007 | 2 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20053 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20039 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20030 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20036 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20046 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20060 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20059 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20062 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20031 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20034 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 92 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20033 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20042 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20058 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20064 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20069 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20070 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20038 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20072 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20048 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20047 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20055 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20067 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20022 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20020 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20065 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20085 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20079 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20109 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20025 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20078 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20081 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20099 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20077 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20103 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20129 | 2 | Yes | LPA | Yes | No |  | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20087 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20071 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.5 | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20083 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 82 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20107 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20088 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20090 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20100 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20035 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20075 | 1 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20125 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20131 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20127 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20073 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Not Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20123 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 86 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20126 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Not Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20116 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 4.8 | 77 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20093 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.3 | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20121 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20029 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20026 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20086 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20132 | 2 | Yes | LPA | Yes | Yes |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20113 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20027 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20130 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20101 | 3 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Not Employed | Employed |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20082 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20080 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20049 | 2 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20115 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20104 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20021 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20061 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20207 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20256 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20183 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20223 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20138 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20243 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20150 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20159 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt |  | 85 | Yes | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20248 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20092 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20165 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20180 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20247 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20229 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20272 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20233 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20271 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20277 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.9 | 69 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20191 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.8 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20290 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20294 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | Yes | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20142 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20280 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20146 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20302 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20240 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20261 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20206 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20163 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20297 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20224 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20212 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20158 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20175 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 83 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20135 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20217 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20287 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20288 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20222 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20155 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.7 | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20170 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20045 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.9 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20018 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | Yes | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20068 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20024 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20040 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20023 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20089 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20016 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20096 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20056 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20063 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20074 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20111 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20044 | 4 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen | US Citizen | Employed | Not Employed | Employed | Employed | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20110 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20094 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20117 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20124 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20128 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20102 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20218 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20238 | 1 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20298 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20028 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20173 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20260 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20189 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20184 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20182 | 1 | Yes | DU | Yes | Yes |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20215 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20181 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20177 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20012 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20245 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20262 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20162 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20149 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20250 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20202 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20257 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 82 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20274 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20219 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20225 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 80 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20267 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 75 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20246 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20136 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20255 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20164 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20283 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20197 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20232 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20153 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20192 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20270 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20249 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20140 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 5 | 79 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20054 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20195 | 2 | Yes | DU | Yes | Yes |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20171 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20281 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20160 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20244 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20241 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20228 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20186 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20211 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20134 | 2 | Yes | LPA | Yes | No |  | Permanent Resident Alien | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 4.4 | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20295 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20263 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20216 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20230 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20269 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20220 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20137 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20147 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20293 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 90 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20279 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20208 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20139 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20254 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20157 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20259 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20076 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20106 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.4 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20066 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20118 | 3 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Not Employed | Employed | Retired |  | No | No | Yes | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20296 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.4 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20199 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20095 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20266 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20141 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20105 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20112 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20282 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20193 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20166 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 58 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20154 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20169 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.4 | 89 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20286 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20227 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.9 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20209 | 2 | Yes | DU | Yes | No |  | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20122 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 84 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20278 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20300 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20251 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20168 | 2 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20285 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20187 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20205 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20214 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20291 | 2 | Yes | LPA | Yes | No |  | US Citizen | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20084 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20151 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20190 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20188 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20235 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20133 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20120 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20204 | 2 | Yes | DU | Yes | No |  | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20091 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20014 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20114 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20148 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20009 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20057 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20015 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20043 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20119 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20258 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20303 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Not Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20019 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 88 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20268 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20221 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20275 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20017 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20196 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20236 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20284 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 87 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20200 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20098 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20289 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Unknown |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20185 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20037 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20011 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20010 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20309 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20306 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20307 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20161 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20108 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20395 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20392 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20338 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20152 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20471 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A | Personal | Yes |
| OBX2026INV20397 | 2 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20393 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20464 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20344 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20394 | 2 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20156 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20346 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20345 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20401 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20364 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20384 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20494 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20372 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20440 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20467 | 1 | No | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20383 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20491 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20482 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20385 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20479 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20437 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20335 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20362 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | Yes | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20354 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20481 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20415 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20469 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20429 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20409 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20399 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 4.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20421 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20333 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20367 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20444 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20365 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20452 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20405 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20331 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20422 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20408 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20396 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20470 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20445 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20328 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20381 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.6 | 91 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20404 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20420 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20465 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20453 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20435 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20418 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.5 | 94 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20337 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20474 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20489 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20371 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20498 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20430 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 74 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20496 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20353 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 66 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20356 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20341 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20414 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20320 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20388 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20315 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20377 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20348 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20373 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20332 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20389 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20450 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20497 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20477 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20360 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20403 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.5 | 89 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20359 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20312 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20310 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20442 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20416 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20466 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20441 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20487 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20488 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20406 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20426 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20472 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20413 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20370 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20334 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20483 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20485 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20327 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20412 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20339 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20461 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20323 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20438 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20369 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20363 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20475 | 2 | Yes | LPA | Yes | No |  | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.5 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20478 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 4.5 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20313 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20432 | 1 | Yes | LPA | Yes | No |  | US Citizen |  | US Citizen |  | Not Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20143 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 75 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20318 | 2 | Yes | DU | Yes | No |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20410 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20321 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20351 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 0 | 85 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20402 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20329 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20439 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20347 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20480 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20316 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20411 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20419 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20398 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20325 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20425 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20387 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20349 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 84 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20375 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20343 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20424 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20458 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20495 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20451 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20052 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20448 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20400 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 88 | No | N/A | N/A | N/A | N/A | Personal | Yes |
| OBX2026INV20292 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20382 | 1 | Yes | LPA | Yes | Yes |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20264 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20459 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20427 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 86 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20213 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20350 | 3 | Yes | LPA | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Employed | Employed |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 83 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20457 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20463 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20234 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Unknown |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 | 93 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20253 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20299 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20386 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20203 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20366 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20226 | 1 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20210 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | Permanent Resident Alien |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20276 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 77 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20490 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.3 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20179 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20304 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20144 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20198 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 89 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20172 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20265 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20231 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20167 | 3 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen | US Citizen |  | Retired | Not Employed | Employed |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20178 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20319 | 1 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20242 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20301 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20145 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20462 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20237 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 73 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20305 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20050 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20176 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20201 | 2 | Yes | DU | Yes | No |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20239 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20252 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20194 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20097 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20324 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20434 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20378 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20273 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20446 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20355 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20484 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.5 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20486 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20436 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 4.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20390 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20455 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20357 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 5 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20322 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20391 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 3.5 | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20374 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20368 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20342 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20376 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20314 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20336 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20447 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20492 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 61 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20174 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20454 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20502 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 999 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20051 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20417 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20473 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.5 | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20326 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20308 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20379 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20330 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3 | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20311 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20352 | 2 | Yes | DU | Yes | No |  | US Citizen | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 | 82 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20449 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20431 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20468 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20317 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20504 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20508 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20358 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20506 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 64 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20503 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20501 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20361 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 85 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20423 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20433 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20521 | 1 | Yes | DU | Yes | No |  | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20380 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.7 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20443 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20505 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 86 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20517 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20507 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 64 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20520 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20518 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 86 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20340 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20407 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20511 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20509 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20533 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20510 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 74 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21049 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20534 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 81 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20529 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 80 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20513 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20493 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 3 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20460 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Higher Priced APOR (APOR HP) |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20514 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20476 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 4.5 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20428 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20592 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20539 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20561 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20572 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 5 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20641 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20712 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20721 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20645 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20528 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20540 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20629 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20674 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20598 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20526 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 73 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20567 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20573 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.2 | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20609 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20633 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20637 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20650 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20683 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20647 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20555 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20547 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20557 | 3 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Employed | Retired |  | No | No | Yes | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20582 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.9 | 85 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20585 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20595 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.8 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20613 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20617 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20625 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20658 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20669 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20686 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20560 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20590 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20596 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20618 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20667 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20677 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20694 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20700 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20541 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.3 | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20586 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20619 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20670 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20681 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20682 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20639 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20566 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20597 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20635 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20644 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20651 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 86 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20691 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20695 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.8 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20697 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20718 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20665 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20612 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20565 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.8 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20724 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 4.1 | 73 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20544 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20562 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20571 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20653 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20715 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20580 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20602 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20642 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20568 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20679 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20556 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20624 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20685 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20703 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20660 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 5 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20574 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20622 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20688 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20709 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20711 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20610 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20664 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20530 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20527 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20531 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21048 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20532 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20519 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20546 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20559 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Higher Priced APOR (APOR HP) |  | 82 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20524 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20916 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20512 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  | 89 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20656 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20676 | 2 | Yes | LPA | Yes | No |  | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 4 | 74 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20535 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21057 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.9 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20649 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20663 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20575 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20589 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20603 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20638 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 86 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20648 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20591 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20594 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20608 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20657 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20672 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20675 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20587 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20640 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20655 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20666 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Unknown |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20537 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20550 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 92 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20581 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20584 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20616 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20627 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20680 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20693 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20717 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20720 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20722 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20699 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20692 | 4 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Non Permanent Resident Alien | Permanent Resident Alien | Non Permanent Resident Alien | Not Employed | Employed | Employed | Employed | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20569 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20583 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20678 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20456 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20710 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20719 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.8 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20614 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20599 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20606 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20689 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20654 | 3 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Employed | Retired |  | No | No | Yes | No | ATR/QM: Exempt | 2.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20536 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20593 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20623 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.8 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20631 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20698 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20702 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20704 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20705 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20661 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21051 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 83 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20558 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.5 | 93 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20605 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20671 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20673 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20628 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20538 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 5 | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20542 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20543 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20548 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20552 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20553 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20554 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20570 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20576 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 86 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20577 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20601 | 2 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20607 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20615 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 88 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20620 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20621 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20626 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 90 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20630 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20632 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 4 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20636 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20643 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20646 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20662 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20668 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20690 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20696 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 90 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20701 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20706 | 4 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen | US Citizen | Employed | Employed | Employed | Employed | No | No | No | No | ATR/QM: Exempt | 4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20708 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20713 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20716 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20707 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20516 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21050 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20912 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 73 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20725 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20921 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 77 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20523 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20913 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20515 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20522 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20600 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20564 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20578 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.6 | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20579 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Not Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20588 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20611 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20652 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20687 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Not Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20551 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20604 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20684 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20659 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20634 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20525 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 83 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20920 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20919 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20931 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20939 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.2 | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20726 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20959 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21024 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21025 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20932 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20936 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20961 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.9 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20985 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20987 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 89 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV21015 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21016 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21022 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21031 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.8 | 97 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV21036 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21041 | 3 | Yes | LPA | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Employed | Employed |  | No | No | No | No | QM: Higher Priced APOR (APOR HP) |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20957 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 89 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20969 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.6 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21039 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.8 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21040 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21042 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20928 | 2 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21056 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20938 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20952 | 2 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20954 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20958 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20962 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20963 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21004 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV21026 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21029 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21032 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20974 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.3 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20975 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20993 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20997 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21028 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21034 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21038 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.9 | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20953 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20992 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20998 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20951 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21037 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20933 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20991 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21013 | 2 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21035 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20930 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20949 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 97 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20960 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20979 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20994 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21005 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21027 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20549 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20714 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Higher Priced APOR (APOR HP) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20941 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20942 | 2 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20944 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20947 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 82 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20955 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20965 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20967 | 1 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20970 | 3 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Employed | Retired |  | No | No | Yes | No | ATR/QM: Exempt |  | 89 | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20972 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20989 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20995 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21000 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 83 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21001 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21002 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Not Employed |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV21017 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21023 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21033 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20922 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20976 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20927 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20973 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20980 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21006 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21008 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20937 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20935 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20966 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20732 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21010 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20956 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20918 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20971 | 2 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21043 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3 | 99 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21009 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21018 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20908 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21011 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20950 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21007 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21021 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 | 92 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20892 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20977 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21044 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21012 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21020 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20898 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20904 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20893 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20895 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20891 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20894 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20902 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.8 | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20909 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20775 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20897 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20741 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20797 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20738 | 2 | Yes | DU | Yes | No |  | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20896 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20903 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20796 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20911 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20757 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20777 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20899 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 90 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20733 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20923 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 86 | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20784 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20789 | 2 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20749 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20768 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20759 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20889 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20900 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20901 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20767 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.8 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20788 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20742 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20783 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20734 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20739 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20770 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20794 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20744 | 2 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20746 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20945 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20999 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20736 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20758 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20792 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20754 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20761 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20773 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 999 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20934 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 4.6 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20964 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20740 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.6 | 27 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20760 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 87 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20785 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20728 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20774 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20787 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20795 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20735 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20764 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.3 | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20790 | 1 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20848 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20743 | 2 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20855 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.9 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20731 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20786 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20806 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.4 | 95 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20730 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20752 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20748 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20772 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.1 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20747 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20769 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Not Employed |  |  | Yes | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20791 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20839 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20852 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20776 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20799 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20882 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20750 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20751 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20765 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20762 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20818 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20780 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20887 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20771 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 4.1 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20837 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.7 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20862 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.9 | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20778 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt |  | 90 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20847 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A | Personal | No |
| OBX2026INV20884 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20833 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20886 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 5 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20793 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20841 | 3 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen | US Citizen |  | Employed | Employed | Employed |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20807 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20859 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20875 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20810 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20842 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20869 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20545 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20729 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20821 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20832 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20845 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20870 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20865 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.8 | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20868 | 1 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20879 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3 | 91 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20880 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20838 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20881 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20831 | 3 | Yes | DU | Yes | No |  | US Citizen | US Citizen | US Citizen |  | Employed | Employed | Employed |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20853 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20874 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20885 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20766 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 3.5 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20836 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20849 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20763 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Unknown |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20878 | 1 | Yes | DU | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20816 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20756 | 2 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20805 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20820 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20873 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20737 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20779 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt |  | 92 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20811 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20851 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20843 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 2 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20844 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20834 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20850 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20819 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20835 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 2.9 | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20860 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20854 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 95 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20827 | 2 | Yes | DU | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20829 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20888 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20856 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20809 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 93 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20813 | 1 | Yes | LPA | Yes | No |  | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20801 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20814 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20906 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20817 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20828 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 82 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20804 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20907 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20812 | 2 | Yes | DU | Yes | Yes | XXX | Permanent Resident Alien | Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21014 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20803 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20858 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.4 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20782 | 4 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen | US Citizen | US Citizen | Employed | Employed | Employed | Employed | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20823 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20727 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 3.6 | 91 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20745 | 1 | Yes | LPA | Yes | Yes | XXX | Permanent Resident Alien |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20753 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | Yes | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20755 | 2 | Yes | LPA | Yes | Yes | XXX | Non Permanent Resident Alien | Non Permanent Resident Alien |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20781 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20800 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20808 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 3.3 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20815 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20824 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20830 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20846 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Not Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.7 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20863 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20864 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20866 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.2 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20867 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20871 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20872 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20876 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20826 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20890 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1.8 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21046 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 88 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21053 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 94 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20988 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20822 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20802 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20978 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20840 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20877 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20917 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20926 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt |  |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20798 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20563 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21047 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 91 | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20825 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Not Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20857 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21052 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20924 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 93 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20925 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20929 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20940 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1.3 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20943 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20946 | 1 | Yes | DU | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20948 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20968 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1.9 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20981 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 98 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20982 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20983 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2 |  | No | N/A | N/A | N/A | N/A | Business | No |
| OBX2026INV20984 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20986 | 2 | Yes | DU | Yes | No |  | US Citizen | US Citizen |  |  | Not Employed | Retired |  |  | No | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20990 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20996 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 96 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV21003 | 2 | Yes | DU | Yes | No |  | Permanent Resident Alien | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 94 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV21019 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Retired |  |  | No | Yes | No | No | QM: Safe Harbor APOR (APOR SH) |  | 98 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV21030 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 68 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20861 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20905 | 1 | Yes | LPA | Yes | Yes | XXX | US Citizen |  |  |  | Retired |  |  |  | Yes | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 99 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20910 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt |  | 91 | No | N/A | N/A | N/A | N/A |  | Yes |
| OBX2026INV20915 | 1 | Yes | LPA | Yes | No |  | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt |  | 80 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20883 | 1 | Yes | DU | Yes | Yes | XXX | US Citizen |  |  |  | Employed |  |  |  | No | No | No | No | ATR/QM: Exempt | 2.6 | 97 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21055 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | QM: Safe Harbor APOR (APOR SH) |  | 78 | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20914 | 2 | Yes | DU | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Retired | Retired |  |  | Yes | Yes | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21054 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV20723 | 2 | Yes | LPA | Yes | Yes | XXX | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 2.5 |  | No | N/A | N/A | N/A | N/A |  | No |
| OBX2026INV21045 | 2 | Yes | LPA | Yes | No |  | US Citizen | US Citizen |  |  | Employed | Employed |  |  | No | No | No | No | ATR/QM: Exempt | 1.5 |  | No | N/A | N/A | N/A | N/A |  | No |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 6**

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Lender Application Date** | **Final QM Status** | **QM Total Points and Fees** | **APR** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** |
| OBX2026INV20001 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.433 | 34295.42 | N/A | Employed |  | No |  |
| OBX2026INV20004 |  | XX/XX/XXXX | ATR/QM: Exempt | 1390 | 6.978 | 28825.53 | N/A | Employed |  | No |  |
| OBX2026INV20002 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.331 | 16069.77 | N/A | Employed | Employed | No | No |
| OBX2026INV20006 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1590 | 6.856 | 3907.88 | N/A | Employed |  | No |  |
| OBX2026INV20032 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10124.53 | 7.577 | 7508.06 | N/A | Employed |  | No |  |
| OBX2026INV20013 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.884 | 5606.51 | N/A | Retired |  | No |  |
| OBX2026INV20041 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.891 | 15550.36 | N/A | Employed | Employed | No | No |
| OBX2026INV20007 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.091 | 11719.62 | N/A | Employed | Employed | No | No |
| OBX2026INV20053 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.676 | 16605.62 | N/A | Employed | Employed | No | No |
| OBX2026INV20039 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8836.25 | 6.537 | 12789.58 | No | Employed |  | No |  |
| OBX2026INV20030 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.04 | 7115.48 | N/A | Employed |  | No |  |
| OBX2026INV20036 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.017 | 13274.54 | N/A | Employed | Employed | No | No |
| OBX2026INV20046 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.332 | 11894.81 | N/A | Employed | Employed | No | No |
| OBX2026INV20060 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.509 | 14414.3 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20059 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.847 | 37900.58 | N/A | Employed | Employed | No | No |
| OBX2026INV20062 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.813 | 5831.78 | N/A | Employed |  | No |  |
| OBX2026INV20031 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.068 | 12403.89 | N/A | Employed |  | No |  |
| OBX2026INV20034 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1171.35 | 6.573 | 6736.36 | N/A | Employed |  | No |  |
| OBX2026INV20033 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.548 | 5528.04 | N/A | Employed |  | No |  |
| OBX2026INV20042 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3995 | 7.729 | 4433.55 | N/A | Employed | Employed | No | No |
| OBX2026INV20058 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.588 | 9238.93 | N/A | Employed |  | No |  |
| OBX2026INV20064 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7695 | 7.603 | 12450.9 | N/A | Employed |  | No |  |
| OBX2026INV20069 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5603.41 | 7.089 | 9733.15 | N/A | Employed |  | No |  |
| OBX2026INV20070 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1499 | 6.716 | 6292.1 | N/A | Employed |  | No |  |
| OBX2026INV20038 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4596.25 | 6.638 | 9214.12 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20072 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.629 | 18852.49 | N/A | Employed |  | No |  |
| OBX2026INV20048 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.515 | 8152.01 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20047 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.588 | 15024.61 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20055 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1750 | 7.086 | 13388.84 | N/A | Employed |  | No |  |
| OBX2026INV20067 |  | XX/XX/XXXX | ATR/QM: Exempt | 1445 | 6.777 | 12056.68 | N/A | Employed | Employed | No | No |
| OBX2026INV20022 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 660 | 7.036 | 13463.03 | N/A | Employed |  | No |  |
| OBX2026INV20020 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.832 | 7157.89 | N/A | Employed |  | No |  |
| OBX2026INV20065 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1650 | 6.713 | 12265.11 | N/A | Employed |  | No |  |
| OBX2026INV20085 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.814 | 8276.82 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20079 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1510 | 7.069 | 9807.53 | N/A | Employed | Employed | No | No |
| OBX2026INV20109 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6210.5 | 7.406 | 26745.19 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20025 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.351 | 33754.04 | N/A | Employed |  | No |  |
| OBX2026INV20078 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.668 | 13674.83 | N/A | Employed |  | No |  |
| OBX2026INV20081 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 995 | 6.792 | 12983.61 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20099 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.065 | 8650.57 | N/A | Employed |  | No |  |
| OBX2026INV20077 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2085 | 7.461 | 20663.12 | N/A | Employed |  | No |  |
| OBX2026INV20103 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.149 | 10288.52 | N/A | Employed |  | No |  |
| OBX2026INV20129 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.448 | 19773.65 | N/A | Employed | Employed | No | No |
| OBX2026INV20087 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.294 | 44342.07 | N/A | Employed |  | No |  |
| OBX2026INV20071 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.638 | 52017.25 | N/A | Employed |  | No |  |
| OBX2026INV20083 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.05 | 21194.1 | N/A | Employed | Employed | No | No |
| OBX2026INV20107 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.914 | 3549.29 | N/A | Employed |  | No |  |
| OBX2026INV20088 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1809.25 | 7.601 | 7043.42 | N/A | Employed | Employed | No | No |
| OBX2026INV20090 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.258 | 16116.44 | N/A | Employed |  | No |  |
| OBX2026INV20100 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.522 | 15649.01 | N/A | Employed | Employed | No | No |
| OBX2026INV20035 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.346 | 9748.97 | N/A | Employed |  | No |  |
| OBX2026INV20075 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.901 | 7027.7 | N/A | Employed |  | No |  |
| OBX2026INV20125 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.867 | 9039.93 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20131 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7227 | 11341.51 | N/A | Retired |  | No |  |
| OBX2026INV20127 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1496 | 6.783 | 42904.73 | N/A | Employed | Employed | No | No |
| OBX2026INV20073 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4322.4 | 6.755 | -1424957.22 | N/A | Retired | Not Employed | No | No |
| OBX2026INV20123 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.648 | 15477.45 | N/A | Employed | Employed | No | No |
| OBX2026INV20126 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.432 | 2740.63 | N/A | Not Employed |  | No |  |
| OBX2026INV20116 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.255 | 24292.46 | N/A | Employed |  | No |  |
| OBX2026INV20093 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.267 | 13799.84 | N/A | Employed |  | No |  |
| OBX2026INV20121 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.827 | 25890.86 | N/A | Employed | Employed | No | No |
| OBX2026INV20029 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.169 | 12094.29 | N/A | Employed |  | No |  |
| OBX2026INV20026 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8259.74 | 6.625 | 5826.72 | N/A | Retired |  | No |  |
| OBX2026INV20086 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10375 | 5.995 | 20022.02 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20132 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.208 | 63491.8 | N/A | Employed | Employed | No | No |
| OBX2026INV20113 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.099 | 6145.31 | N/A | Employed |  | No |  |
| OBX2026INV20027 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 8.095 | 9877.05 | N/A | Employed |  | No |  |
| OBX2026INV20130 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.786 | 4798.5 | N/A | Retired | Retired | No | No |
| OBX2026INV20101 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11435 | 7.176 | 28651.61 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20082 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2245 | 6.841 | 23149.91 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20080 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6436.59 | 7.528 | 23002.72 | N/A | Employed | Employed | No | No |
| OBX2026INV20049 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.472 | 18235.21 | N/A | Employed | Employed | No | No |
| OBX2026INV20115 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.053 | 11695.36 | N/A | Employed | Employed | No | No |
| OBX2026INV20104 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.01 | 14275.23 | N/A | Employed | Employed | No | No |
| OBX2026INV20021 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.76 | 4990.78 | N/A | Employed |  | No |  |
| OBX2026INV20061 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5592.3 | 6.659 | 5527.17 | N/A | Employed |  | No |  |
| OBX2026INV20207 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.073 | 7462.69 | N/A | Employed | Employed | No | No |
| OBX2026INV20256 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.107 | 20181.21 | N/A | Employed | Employed | No | No |
| OBX2026INV20183 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6428.56 | 6.786 | 5640.94 | N/A | Employed |  | No |  |
| OBX2026INV20223 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.321 | 17020.13 | N/A | Employed | Employed | No | No |
| OBX2026INV20138 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.971 | 59456.22 | N/A | Employed |  | No |  |
| OBX2026INV20243 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.327 | 6481.11 | N/A | Employed |  | No |  |
| OBX2026INV20150 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.621 | 9247.32 | N/A | Employed |  | No |  |
| OBX2026INV20159 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.186 | 6913.53 | N/A | Retired | Retired | No | No |
| OBX2026INV20248 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.316 | 6536.34 | N/A | Employed |  | No |  |
| OBX2026INV20092 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5245 | 6.999 | 5891.59 | N/A | Retired | Retired | No | No |
| OBX2026INV20165 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.737 | 11326.49 | Pending Credit Review | Employed |  | No |  |
| OBX2026INV20180 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.611 | 53531.15 | N/A | Employed |  | No |  |
| OBX2026INV20247 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.054 | 13627.94 | N/A | Employed | Employed | No | No |
| OBX2026INV20229 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.495 | 12732.41 | N/A | Employed |  | No |  |
| OBX2026INV20272 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6698 | 7.213 | 19908.22 | N/A | Employed | Employed | No | No |
| OBX2026INV20233 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.721 | 18480.7 | N/A | Employed | Employed | No | No |
| OBX2026INV20271 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4596 | 6.828 | 5943.97 | N/A | Employed |  | No |  |
| OBX2026INV20277 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4815.13 | 7.003 | 19042.04 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20191 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.715 | 4367.42 | N/A | Employed |  | No |  |
| OBX2026INV20290 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1570 | 7.063 | 13871.17 | N/A | Employed |  | No |  |
| OBX2026INV20294 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7414.63 | 6.753 | 15647.8 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20142 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.019 | 30378.58 | N/A | Employed | Employed | No | No |
| OBX2026INV20280 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1350 | 6.548 | 25834.52 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20146 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.901 | 2818.09 | N/A | Employed |  | No |  |
| OBX2026INV20302 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9328 | 7.308 | 14021.24 | Yes | Employed | Employed | No | No |
| OBX2026INV20240 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.714 | 3939 | N/A | Employed |  | No |  |
| OBX2026INV20261 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6075 | 7.515 | 11059.83 | N/A | Employed | Employed | No | No |
| OBX2026INV20206 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.639 | 5076.03 | N/A | Employed |  | No |  |
| OBX2026INV20163 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.219 | 41562.32 | N/A | Employed | Employed | No | No |
| OBX2026INV20297 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2240 | 6.552 | 47891.68 | N/A | Employed |  | No |  |
| OBX2026INV20224 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.889 | 3690.42 | N/A | Employed | Employed | No | No |
| OBX2026INV20212 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.167 | 11827.38 | N/A | Employed |  | No |  |
| OBX2026INV20158 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.48 | 19560.78 | N/A | Employed |  | No |  |
| OBX2026INV20175 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.913 | 8708.38 | N/A | Employed |  | No |  |
| OBX2026INV20135 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.165 | 2589.7 | N/A | Employed |  | No |  |
| OBX2026INV20217 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.755 | 86854.17 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20287 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1045 | 6.678 | 3530.16 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20288 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 690 | 7.031 | 12472.58 | N/A | Employed |  | No |  |
| OBX2026INV20222 |  | XX/XX/XXXX | ATR/QM: Exempt | 6720.6 | 7.534 | 4238.74 | N/A | Retired |  | No |  |
| OBX2026INV20155 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.863 | 11933.5 | N/A | Employed | Employed | No | No |
| OBX2026INV20170 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.678 | 16733.61 | N/A | Employed |  | No |  |
| OBX2026INV20045 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.199 | 7246.14 | N/A | Employed |  | No |  |
| OBX2026INV20018 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4928.38 | 6.789 | 8615.89 | N/A | Employed |  | No |  |
| OBX2026INV20068 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.8 | 11981.68 | N/A | Employed | Employed | No | No |
| OBX2026INV20024 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.34 | 10041.45 | N/A | Employed | Employed | No | No |
| OBX2026INV20040 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1395 | 7.222 | 12146.44 | N/A | Employed |  | No |  |
| OBX2026INV20023 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.903 | 4523.39 | N/A | Employed |  | No |  |
| OBX2026INV20089 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8157.4 | 6.791 | 9754.94 | N/A | Employed |  | No |  |
| OBX2026INV20016 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.663 | 15132.87 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20096 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.36 | 7921 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20056 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6072.5 | 6.673 | 12997.51 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20063 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4905.63 | 7.095 | 24128.18 | N/A | Employed | Employed | No | No |
| OBX2026INV20074 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.316 | 0 | N/A | Employed |  | No |  |
| OBX2026INV20111 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.602 | 14027.87 | N/A | Employed |  | No |  |
| OBX2026INV20044 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.167 | 22004.51 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20110 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.527 | 13948.11 | N/A | Employed |  | No |  |
| OBX2026INV20094 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2495.9 | 7.063 | 13071.39 | N/A | Employed | Employed | No | No |
| OBX2026INV20117 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.819 | 14354.82 | N/A | Employed |  | No |  |
| OBX2026INV20124 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.952 | 14077.34 | N/A | Employed |  | No |  |
| OBX2026INV20128 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2457.13 | 7.607 | 10726.94 | N/A | Employed | Employed | No | No |
| OBX2026INV20102 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.429 | 12195.96 | N/A | Employed | Employed | No | No |
| OBX2026INV20218 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.004 | 13809.52 | N/A | Employed |  | No |  |
| OBX2026INV20238 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.75 | 9699.78 | N/A | Employed |  | No |  |
| OBX2026INV20298 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5529.75 | 6.424 | 10738.93 | N/A | Employed |  | No |  |
| OBX2026INV20028 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.902 | 4509.62 | N/A | Employed |  | No |  |
| OBX2026INV20173 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.754 | 12894.58 | N/A | Employed |  | No |  |
| OBX2026INV20260 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.147 | 14333.6 | N/A | Retired |  | No |  |
| OBX2026INV20189 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3319.25 | 7.101 | 14224.33 | N/A | Employed | Employed | No | No |
| OBX2026INV20184 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3450.6 | 6.899 | 12403.07 | N/A | Employed |  | No |  |
| OBX2026INV20182 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.233 | 7676.46 | N/A | Employed |  | No |  |
| OBX2026INV20215 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.398 | 6952.67 | N/A | Employed |  | No |  |
| OBX2026INV20181 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.225 | 8267.43 | N/A | Employed |  | No |  |
| OBX2026INV20177 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 0 | 34420.83 | N/A | Employed | Employed | No | No |
| OBX2026INV20012 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.757 | 6795.65 | N/A | Employed | Employed | No | No |
| OBX2026INV20245 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.438 | 16489.85 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20262 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3324.35 | 6.635 | 18729.29 | N/A | Employed |  | No |  |
| OBX2026INV20162 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.094 | 14762.92 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20149 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.174 | 18111.07 | N/A | Employed |  | No |  |
| OBX2026INV20250 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.045 | 41101.53 | N/A | Employed |  | No |  |
| OBX2026INV20202 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.698 | 11167.42 | N/A | Retired |  | No |  |
| OBX2026INV20257 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.521 | 9846.63 | N/A | Employed |  | No |  |
| OBX2026INV20274 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 257 | 6.969 | 5869.67 | Yes | Employed |  | No |  |
| OBX2026INV20219 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.036 | 10842.9 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20225 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.555 | 35742.13 | N/A | Employed |  | No |  |
| OBX2026INV20267 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1590 | 6.913 | 27444.69 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20246 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.825 | 11706.02 | N/A | Employed |  | No |  |
| OBX2026INV20136 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.726 | 7106.54 | N/A | Retired | Employed | No | No |
| OBX2026INV20255 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.717 | 5469.93 | N/A | Employed |  | No |  |
| OBX2026INV20164 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.686 | 5500.52 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20283 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1393.44 | 4.764 | 5044.94 | N/A | Not Employed | Not Employed | No | No |
| OBX2026INV20197 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.129 | 33848.6 | Yes | Employed | Not Employed | No | No |
| OBX2026INV20232 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.588 | 20716.07 | Yes | Employed |  | No |  |
| OBX2026INV20153 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.028 | 17572.23 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20192 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.802 | 6040.6 | N/A | Retired | Retired | No | No |
| OBX2026INV20270 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 16303 | 6.863 | 22042.55 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20249 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.624 | 9109.08 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20140 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.493 | 27655.52 | N/A | Employed |  | No |  |
| OBX2026INV20054 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.943 | 7443.24 | N/A | Employed |  | No |  |
| OBX2026INV20195 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.606 | 14954.1 | N/A | Employed | Employed | No | No |
| OBX2026INV20171 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.595 | 8946.04 | N/A | Employed | Employed | No | No |
| OBX2026INV20281 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3623.55 | 7.098 | 12746.98 | N/A | Employed | Employed | No | No |
| OBX2026INV20160 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.252 | 92404.34 | N/A | Employed | Employed | No | No |
| OBX2026INV20244 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.382 | 3782.84 | Yes | Employed |  | No |  |
| OBX2026INV20241 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.654 | 26426.48 | N/A | Employed |  | No |  |
| OBX2026INV20228 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.497 | 10839.09 | N/A | Employed |  | No |  |
| OBX2026INV20186 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.417 | 5499.37 | N/A | Employed |  | No |  |
| OBX2026INV20211 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.807 | 13612.95 | N/A | Employed | Employed | No | No |
| OBX2026INV20134 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.123 | 12254.52 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20295 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6880.14 | 7.039 | 8884.86 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20263 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5838.44 | 7.748 | 8877.47 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20216 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.652 | 8302.76 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20230 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.33 | 17256.76 | N/A | Employed | Employed | No | No |
| OBX2026INV20269 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1990 | 7.306 | 139023.76 | Pending Credit Review | Employed | Not Employed | No | No |
| OBX2026INV20220 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 0 | 20816.62 | N/A | Employed | Employed | No | No |
| OBX2026INV20137 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.639 | 12323.61 | N/A | Employed | Employed | No | No |
| OBX2026INV20147 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.543 | 25374.29 | N/A | Employed | Employed | No | No |
| OBX2026INV20293 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5295 | 7.105 | 8018.47 | N/A | Employed |  | No |  |
| OBX2026INV20279 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1499 | 6.943 | 18149.86 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20208 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.645 | 12092.38 | N/A | Employed | Employed | No | No |
| OBX2026INV20139 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.417 | 14054.28 | N/A | Employed | Employed | No | No |
| OBX2026INV20254 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.578 | 12082.51 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20157 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.154 | 30675.8 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20259 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.751 | 6673.61 | N/A | Employed |  | No |  |
| OBX2026INV20076 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.914 | 17882.36 | Pending Credit Review | Employed | Employed | No | No |
| OBX2026INV20106 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2358.4 | 7.064 | 10580.62 | N/A | Employed |  | No |  |
| OBX2026INV20066 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1080 | 7.074 | 14327.45 | N/A | Retired |  | No |  |
| OBX2026INV20118 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.729 | 5176.31 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20296 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8261.78 | 7.543 | 46787.65 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20199 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.169 | 20499.37 | N/A | Employed |  | No |  |
| OBX2026INV20095 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.712 | 7326.58 | N/A | Employed |  | No |  |
| OBX2026INV20266 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3222.58 | 7.132 | 14796.27 | N/A | Retired |  | No |  |
| OBX2026INV20141 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.445 | 6009.45 | N/A | Employed |  | No |  |
| OBX2026INV20105 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2020 | 7.329 | 15175.21 | N/A | Employed |  | No |  |
| OBX2026INV20112 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.389 | 11074.15 | N/A | Employed |  | No |  |
| OBX2026INV20282 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.64 | 10777.61 | N/A | Employed |  | No |  |
| OBX2026INV20193 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.455 | 38149.79 | N/A | Employed | Employed | No | No |
| OBX2026INV20166 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.981 | 9747.24 | N/A | Employed | Employed | No | No |
| OBX2026INV20154 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.258 | 7712.39 | N/A | Employed |  | No |  |
| OBX2026INV20169 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.481 | 15711.46 | N/A | Employed | Employed | No | No |
| OBX2026INV20286 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7090.63 | 6.881 | 33151.31 | N/A | Employed |  | No |  |
| OBX2026INV20227 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.842 | 14471.45 | N/A | Employed | Employed | No | No |
| OBX2026INV20209 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.576 | 18512.08 | N/A | Employed | Employed | No | No |
| OBX2026INV20122 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.96 | 6827.65 | N/A | Employed | Employed | No | No |
| OBX2026INV20278 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4468.7 | 7.03 | 9749.63 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20300 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3550 | 7.152 | 6409.18 | N/A | Employed | Employed | No | No |
| OBX2026INV20251 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.308 | 3805.51 | N/A | Employed |  | No |  |
| OBX2026INV20168 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.393 | 12311.12 | N/A | Employed | Employed | No | No |
| OBX2026INV20285 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5206 | 6.595 | 11408.31 | N/A | Employed | Retired | No | No |
| OBX2026INV20187 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.201 | 24136.41 | N/A | Employed | Employed | No | No |
| OBX2026INV20205 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.685 | 4746.1 | N/A | Employed |  | No |  |
| OBX2026INV20214 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.338 | 9831.89 | N/A | Employed |  | No |  |
| OBX2026INV20291 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 802.5 | 6.401 | 18356.57 | N/A | Employed | Employed | No | No |
| OBX2026INV20084 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4081 | 6.345 | 5654.19 | N/A | Employed | Employed | No | No |
| OBX2026INV20151 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2004.48 | 6.968 | 26252.95 | Yes | Employed |  | No |  |
| OBX2026INV20190 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.799 | 14747.55 | N/A | Employed |  | No |  |
| OBX2026INV20188 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.745 | 4645.23 | N/A | Retired | Retired | No | No |
| OBX2026INV20235 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.294 | 8046.79 | N/A | Employed |  | No |  |
| OBX2026INV20133 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4540 | 6.738 | 59650.61 | N/A | Employed | Employed | No | No |
| OBX2026INV20120 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9284 | 7.569 | 23378.11 | N/A | Employed |  | No |  |
| OBX2026INV20204 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.274 | 19136.88 | N/A | Employed | Employed | No | No |
| OBX2026INV20091 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.624 | 10220.29 | N/A | Employed |  | No |  |
| OBX2026INV20014 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.953 | 10585.31 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20114 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.587 | 17324.41 | N/A | Employed |  | No |  |
| OBX2026INV20148 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.13 | 10253.77 | N/A | Employed |  | No |  |
| OBX2026INV20009 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.345 | 9196.74 | N/A | Employed | Employed | No | No |
| OBX2026INV20057 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.694 | 7937.72 | N/A | Employed | Employed | No | No |
| OBX2026INV20015 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4980 | 7.144 | 8974.54 | N/A | Employed | Employed | No | No |
| OBX2026INV20043 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.406 | 22300.78 | N/A | Employed | Employed | No | No |
| OBX2026INV20119 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.163 | 16873.63 | N/A | Employed |  | No |  |
| OBX2026INV20258 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.602 | 7952.93 | N/A | Employed |  | No |  |
| OBX2026INV20303 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 7.035 | 7998.7 | N/A | Retired | Not Employed | No | No |
| OBX2026INV20019 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.61 | 13209.21 | N/A | Employed |  | No |  |
| OBX2026INV20268 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 94.05 | 6.645 | 7448.22 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20221 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.591 | 12168.02 | N/A | Employed |  | No |  |
| OBX2026INV20275 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1305 | 6.029 | 25230.5 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20017 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.533 | 14113.99 | N/A | Employed |  | No |  |
| OBX2026INV20196 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.943 | 9555.81 | N/A | Employed |  | No |  |
| OBX2026INV20236 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.58 | 18758.31 | N/A | Retired | Employed | No | No |
| OBX2026INV20284 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 7.327 | 6966.48 | N/A | Employed |  | No |  |
| OBX2026INV20200 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.134 | 20410.66 | N/A | Employed |  | No |  |
| OBX2026INV20098 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3399.61 | 6.65 | 9246.25 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20289 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1495 | 7.083 | 8629.84 | N/A | Employed | Unknown | No | No |
| OBX2026INV20185 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.457 | 10272.99 | N/A | Employed | Employed | No | No |
| OBX2026INV20037 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6038 | 6.749 | 19575.6 | N/A | Employed | Employed | No | No |
| OBX2026INV20011 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.048 | 6826.14 | N/A | Employed |  | No |  |
| OBX2026INV20010 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.805 | 14589.56 | N/A | Employed |  | No |  |
| OBX2026INV20309 |  | XX/XX/XXXX | ATR/QM: Exempt | 4042.8 | 7.106 | 1512.47 | N/A | Employed |  | No |  |
| OBX2026INV20306 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3661 | 6.286 | 8384.26 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20307 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4945 | 7.074 | 8171.58 | N/A | Employed |  | No |  |
| OBX2026INV20161 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.73 | 31256.1 | N/A | Employed |  | No |  |
| OBX2026INV20108 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.613 | 4837.83 | N/A | Employed | Employed | No | No |
| OBX2026INV20395 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.875 | 7176.74 | N/A | Employed |  | No |  |
| OBX2026INV20392 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.708 | 15787.17 | N/A | Employed |  | No |  |
| OBX2026INV20338 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1500 | 6.396 | 41560.76 | N/A | Employed |  | No |  |
| OBX2026INV20152 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.466 | 12883.63 | N/A | Employed | Employed | No | No |
| OBX2026INV20471 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8517.75 | 6.637 | 20951.97 | N/A | Employed | Employed | No | No |
| OBX2026INV20397 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.153 | 15315.95 | N/A | Employed | Employed | No | No |
| OBX2026INV20393 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.963 | 22586.05 | N/A | Employed | Employed | No | No |
| OBX2026INV20464 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5113.05 | 7.82 | 7048.57 | N/A | Employed | Employed | No | No |
| OBX2026INV20344 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.473 | 14336.58 | N/A | Employed |  | No |  |
| OBX2026INV20394 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.258 | 8313.12 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20156 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.828 | 55861.41 | N/A | Employed | Employed | No | No |
| OBX2026INV20346 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.202 | 6087.25 | N/A | Employed |  | No |  |
| OBX2026INV20345 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.428 | 19983.64 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20401 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4581.31 | 6.769 | 7738.39 | N/A | Employed |  | No |  |
| OBX2026INV20364 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.318 | 2886.38 | N/A | Employed | Employed | No | No |
| OBX2026INV20384 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1160 | 6.41 | 9291.47 | N/A | Employed | Employed | No | No |
| OBX2026INV20494 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.222 | 27187.08 | N/A | Employed | Employed | No | No |
| OBX2026INV20372 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.29 | 12588.05 | N/A | Employed |  | No |  |
| OBX2026INV20440 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.75 | 18030.97 | N/A | Employed |  | No |  |
| OBX2026INV20467 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.721 | 16468.3 | N/A | Employed |  | No |  |
| OBX2026INV20383 |  | XX/XX/XXXX | ATR/QM: Exempt | 4592.75 | 6.675 | 11145.04 | N/A | Employed |  | No |  |
| OBX2026INV20491 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4307 | 6.914 | 15767.44 | N/A | Employed | Employed | No | No |
| OBX2026INV20482 |  | XX/XX/XXXX | ATR/QM: Exempt | 5210 | 7.329 | 9418.18 | N/A | Employed |  | No |  |
| OBX2026INV20385 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.525 | 38584.17 | N/A | Employed |  | No |  |
| OBX2026INV20479 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5073.4 | 7.62 | 17058.32 | N/A | Employed |  | No |  |
| OBX2026INV20437 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.134 | 16871.64 | N/A | Employed | Employed | No | No |
| OBX2026INV20335 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.319 | 7097.31 | N/A | Employed | Employed | No | No |
| OBX2026INV20362 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7901.25 | 6.899 | 8589.21 | N/A | Employed |  | No |  |
| OBX2026INV20354 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.769 | 11294.97 | N/A | Employed |  | No |  |
| OBX2026INV20481 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.859 | 14545.21 | N/A | Employed |  | No |  |
| OBX2026INV20415 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2485.66 | 6.703 | 9999.8 | N/A | Employed | Retired | No | No |
| OBX2026INV20469 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.699 | 18622.27 | N/A | Employed | Employed | No | No |
| OBX2026INV20429 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.608 | 34827.32 | N/A | Employed | Employed | No | No |
| OBX2026INV20409 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.798 | 13002.4 | N/A | Employed | Employed | No | No |
| OBX2026INV20399 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.763 | 19430.17 | N/A | Retired | Retired | No | No |
| OBX2026INV20421 |  | XX/XX/XXXX | ATR/QM: Exempt | 1295 | 6.544 | 7495.25 | N/A | Employed | Employed | No | No |
| OBX2026INV20333 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.171 | 30834.05 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20367 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.315 | 41102.66 | N/A | Employed |  | No |  |
| OBX2026INV20444 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.724 | 7333.54 | N/A | Employed |  | No |  |
| OBX2026INV20365 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.136 | 6512.73 | N/A | Employed |  | No |  |
| OBX2026INV20452 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.3 | 16116.28 | N/A | Employed | Employed | No | No |
| OBX2026INV20405 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.5 | 24864.9 | N/A | Employed | Employed | No | No |
| OBX2026INV20331 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.278 | 17352.28 | N/A | Employed |  | No |  |
| OBX2026INV20422 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10500 | 7.016 | 23048.64 | N/A | Employed | Employed | No | No |
| OBX2026INV20408 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.155 | 22535.97 | N/A | Employed | Employed | No | No |
| OBX2026INV20396 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5963 | 7.293 | 5300.37 | N/A | Employed | Employed | No | No |
| OBX2026INV20470 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9510 | 6.606 | 2014.13 | N/A | Employed |  | No |  |
| OBX2026INV20445 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.85 | 6883.34 | N/A | Employed |  | No |  |
| OBX2026INV20328 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.723 | 5803.82 | N/A | Employed |  | No |  |
| OBX2026INV20381 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6699.25 | 6.603 | 20238.72 | N/A | Employed |  | No |  |
| OBX2026INV20404 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6446.55 | 7.136 | 7767.57 | N/A | Employed |  | No |  |
| OBX2026INV20420 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.695 | 9981.85 | N/A | Employed | Employed | No | No |
| OBX2026INV20465 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.739 | 9886.74 | N/A | Employed | Employed | No | No |
| OBX2026INV20453 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.102 | 9722.16 | N/A | Employed |  | No |  |
| OBX2026INV20435 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.98 | 31125.34 | N/A | Employed |  | No |  |
| OBX2026INV20418 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4258.88 | 6.811 | 5720.37 | N/A | Employed |  | No |  |
| OBX2026INV20337 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.089 | 16274.45 | N/A | Employed | Employed | No | No |
| OBX2026INV20474 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.573 | 10351.04 | N/A | Employed |  | No |  |
| OBX2026INV20489 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 880.38 | 6.554 | 8120.88 | N/A | Employed | Employed | No | No |
| OBX2026INV20371 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.12 | 22701.25 | N/A | Employed |  | No |  |
| OBX2026INV20498 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.104 | 21413.85 | N/A | Employed | Employed | No | No |
| OBX2026INV20430 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2075.13 | 7.22 | 7350.56 | N/A | Employed |  | No |  |
| OBX2026INV20496 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.897 | -5850.72 | N/A | Employed |  | No |  |
| OBX2026INV20353 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1619 | 6.696 | 7541.81 | N/A | Employed |  | No |  |
| OBX2026INV20356 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.567 | 5379.78 | N/A | Employed |  | No |  |
| OBX2026INV20341 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.483 | 17505.85 | N/A | Employed | Employed | No | No |
| OBX2026INV20414 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.681 | 13963.77 | N/A | Employed |  | No |  |
| OBX2026INV20320 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3489.68 | 6.306 | 11521.18 | N/A | Employed |  | No |  |
| OBX2026INV20388 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.582 | 11088.64 | N/A | Employed | Employed | No | No |
| OBX2026INV20315 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4781.5 | 6.723 | 3250.92 | N/A | Employed |  | No |  |
| OBX2026INV20377 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4150.25 | 6.152 | 46501.52 | N/A | Employed |  | No |  |
| OBX2026INV20348 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.605 | 21248 | N/A | Employed | Employed | No | No |
| OBX2026INV20373 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.359 | 4918.1 | N/A | Employed |  | No |  |
| OBX2026INV20332 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3098.4 | 6.185 | 95698.12 | N/A | Employed |  | No |  |
| OBX2026INV20389 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.426 | 13829.86 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20450 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.701 | 7108.31 | N/A | Employed |  | No |  |
| OBX2026INV20497 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.067 | 13508.97 | N/A | Retired | Employed | No | No |
| OBX2026INV20477 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.103 | 18010.31 | N/A | Employed | Employed | No | No |
| OBX2026INV20360 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1877.25 | 6.66 | 59482.63 | N/A | Employed |  | No |  |
| OBX2026INV20403 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3946.5 | 7.077 | 31918.47 | N/A | Retired |  | No |  |
| OBX2026INV20359 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.221 | 12627.06 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20312 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.604 | 3066.52 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20310 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4045.12 | 7.335 | 10760.47 | N/A | Employed |  | No |  |
| OBX2026INV20442 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.625 | 8957.05 | N/A | Employed |  | No |  |
| OBX2026INV20416 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.679 | 29417.65 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20466 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2124.01 | 7.618 | 12385.79 | N/A | Employed | Employed | No | No |
| OBX2026INV20441 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.756 | 23101.16 | N/A | Employed |  | No |  |
| OBX2026INV20487 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.838 | 70402.89 | N/A | Employed |  | No |  |
| OBX2026INV20488 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.167 | 20166.96 | N/A | Employed | Employed | No | No |
| OBX2026INV20406 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.771 | 6057.86 | N/A | Employed |  | No |  |
| OBX2026INV20426 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.829 | 8305.83 | N/A | Employed | Employed | No | No |
| OBX2026INV20472 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.74 | 16611.01 | N/A | Employed | Employed | No | No |
| OBX2026INV20413 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2846.75 | 6.706 | 33128.45 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20370 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.206 | 14527.41 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20334 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.268 | 18031.93 | Pending Credit Review | Employed | Employed | No | No |
| OBX2026INV20483 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 0 | 3653.37 | N/A | Employed | Retired | No | No |
| OBX2026INV20485 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9570 | 6.826 | 8564.2 | N/A | Retired | Retired | No | No |
| OBX2026INV20327 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1605.25 | 6.918 | 15423.11 | N/A | Employed |  | No |  |
| OBX2026INV20412 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.628 | 260824.14 | N/A | Employed |  | No |  |
| OBX2026INV20339 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.448 | 9056.09 | N/A | Employed |  | No |  |
| OBX2026INV20461 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7152.25 | 6.638 | 23178.15 | N/A | Employed | Employed | No | No |
| OBX2026INV20323 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3991 | 6.693 | 52402.6 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20438 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.394 | 18362.22 | N/A | Employed | Employed | No | No |
| OBX2026INV20369 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.357 | 18121.72 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20363 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2733.25 | 6.737 | 10721.72 | N/A | Employed | Employed | No | No |
| OBX2026INV20475 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.004 | 24892.6 | N/A | Employed | Employed | No | No |
| OBX2026INV20478 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.28 | 12574.58 | N/A | Employed |  | No |  |
| OBX2026INV20313 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.391 | 7560.68 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20432 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1335.25 | 6.545 | 5020.58 | N/A | Not Employed |  | No |  |
| OBX2026INV20143 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2059 | 7.489 | 5643.91 | N/A | Employed |  | No |  |
| OBX2026INV20318 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.235 | 8650.59 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20410 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.578 | 25397.17 | N/A | Employed | Employed | No | No |
| OBX2026INV20321 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.667 | 10365.78 | N/A | Employed | Employed | No | No |
| OBX2026INV20351 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 0 | 6821.83 | N/A | Employed |  | No |  |
| OBX2026INV20402 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5810.25 | 7.078 | 31156.05 | N/A | Retired |  | No |  |
| OBX2026INV20329 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.1 | 13652.75 | N/A | Employed |  | No |  |
| OBX2026INV20439 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.394 | 17335.71 | N/A | Employed | Employed | No | No |
| OBX2026INV20347 |  | XX/XX/XXXX | ATR/QM: Exempt | 5283.2 | 6.067 | 11837.62 | N/A | Employed | Employed | No | No |
| OBX2026INV20480 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1805.25 | 6.698 | 22290.75 | N/A | Employed | Employed | No | No |
| OBX2026INV20316 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.054 | 20263.63 | N/A | Employed |  | No |  |
| OBX2026INV20411 |  | XX/XX/XXXX | ATR/QM: Exempt | 2658.43 | 7.622 | 19182.65 | N/A | Employed |  | No |  |
| OBX2026INV20419 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.706 | 11087.51 | N/A | Employed | Employed | No | No |
| OBX2026INV20398 |  | XX/XX/XXXX | ATR/QM: Exempt | 2544 | 6.039 | 16229.99 | N/A | Employed |  | No |  |
| OBX2026INV20325 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8406.25 | 6.111 | 78380.21 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20425 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.131 | 5194.92 | N/A | Employed |  | No |  |
| OBX2026INV20387 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5373.63 | 6.557 | 4540.23 | N/A | Retired |  | No |  |
| OBX2026INV20349 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2431.67 | 6.691 | 7756.41 | N/A | Employed |  | No |  |
| OBX2026INV20375 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.205 | 37876.21 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20343 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4779.91 | 6.673 | 16147.73 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20424 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1595 | 7.211 | 18099.5 | N/A | Employed | Employed | No | No |
| OBX2026INV20458 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1420 | 6.821 | 3100.21 | N/A | Retired |  | No |  |
| OBX2026INV20495 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.074 | 12834.24 | N/A | Employed |  | No | No |
| OBX2026INV20451 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.013 | 8146.82 | N/A | Employed | Retired | No | No |
| OBX2026INV20052 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.056 | 28170.66 | N/A | Employed | Employed | No | No |
| OBX2026INV20448 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1820.25 | 7.018 | 6833.54 | N/A | Retired |  | No |  |
| OBX2026INV20400 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4474.95 | 6.754 | 24389.15 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20292 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2547.4 | 6.997 | 10808.49 | N/A | Employed |  | No |  |
| OBX2026INV20382 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5084 | 6.609 | 86474.86 | N/A | Employed |  | No |  |
| OBX2026INV20264 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2503.98 | 7.624 | 5843.02 | N/A | Employed |  | No |  |
| OBX2026INV20459 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.394 | 14310.51 | N/A | Employed | Employed | No | No |
| OBX2026INV20427 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.806 |  | N/A | Employed |  | No |  |
| OBX2026INV20213 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.896 | 11652.67 | N/A | Employed |  | No |  |
| OBX2026INV20350 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 505.25 | 7.408 | 25262.57 | N/A | Employed | Employed | No | No |
| OBX2026INV20457 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.017 | 3396.55 | N/A | Employed |  | No |  |
| OBX2026INV20463 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5899.98 | 6.203 | 6230.17 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20234 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12946 | 6.946 | 3297.12 | N/A | Employed | Unknown | No | No |
| OBX2026INV20253 |  | XX/XX/XXXX | ATR/QM: Exempt | 6417 | 6.435 | 20501.16 | N/A | Employed |  | No |  |
| OBX2026INV20299 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6590 | 6.769 | 10524.09 | Yes | Retired |  | No |  |
| OBX2026INV20386 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5272.75 | 6.494 | 27323.03 | N/A | Employed | Employed | No | No |
| OBX2026INV20203 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.792 | 39967.51 | N/A | Employed | Employed | No | No |
| OBX2026INV20366 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13000.93 | 6.352 | 27559.52 | N/A | Employed |  | No |  |
| OBX2026INV20226 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.213 | 11047.53 | N/A | Employed |  | No |  |
| OBX2026INV20210 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.401 | 11993.11 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20276 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2203.28 | 6.859 | 26701.75 | N/A | Employed |  | No |  |
| OBX2026INV20490 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5667 | 7.042 | 11319.87 | N/A | Employed | Employed | No | No |
| OBX2026INV20179 |  | XX/XX/XXXX | ATR/QM: Exempt | 5317.58 | 7.008 | 15796.46 | N/A | Employed |  | No |  |
| OBX2026INV20304 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6703.29 | 7.18 | 12275.99 | N/A | Employed |  | No |  |
| OBX2026INV20144 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.722 | 23843.85 | N/A | Employed |  | No |  |
| OBX2026INV20198 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.668 | 31879.11 | N/A | Employed | Employed | No | No |
| OBX2026INV20172 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.99 | 17250.41 | N/A | Employed |  | No |  |
| OBX2026INV20265 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6263 | 7.174 | 3716.69 | N/A | Employed |  | No |  |
| OBX2026INV20231 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.801 | 11664.68 | Yes | Employed |  | No |  |
| OBX2026INV20167 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.823 | 8529.37 | N/A | Retired | Not Employed | No | No |
| OBX2026INV20178 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.007 | 12843.58 | N/A | Employed |  | No |  |
| OBX2026INV20319 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.267 | 25221.2 | N/A | Employed |  | No |  |
| OBX2026INV20242 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.99 | 17714.51 | N/A | Employed |  | No |  |
| OBX2026INV20301 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 223 | 7.524 | 7291.75 | N/A | Employed | Employed | No | No |
| OBX2026INV20145 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.571 | 9290.13 | Yes | Employed |  | No |  |
| OBX2026INV20462 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.378 | 9276.22 | N/A | Employed |  | No |  |
| OBX2026INV20237 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.3 | 2832.86 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20305 |  | XX/XX/XXXX | ATR/QM: Exempt | 1694 | 7.534 | 2663.87 | N/A | Employed |  | No |  |
| OBX2026INV20050 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.755 | 7551.27 | N/A | Retired | Employed | No | No |
| OBX2026INV20176 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.114 | 2461.67 | N/A | Employed |  | No |  |
| OBX2026INV20201 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.757 | 14869.59 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20239 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.656 | 8678.54 | N/A | Employed |  | No |  |
| OBX2026INV20252 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.283 | 57539.05 | N/A | Employed |  | No |  |
| OBX2026INV20194 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.595 | 17914.61 | N/A | Employed |  | No |  |
| OBX2026INV20097 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.585 | 19513.3 | N/A | Employed |  | No |  |
| OBX2026INV20324 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.711 | 19853.11 | N/A | Employed |  | No |  |
| OBX2026INV20434 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.73 | 2161.77 | N/A | Employed |  | No |  |
| OBX2026INV20378 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.979 | 9325.83 | N/A | Employed |  | No |  |
| OBX2026INV20273 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.866 | 13527.85 | N/A | Employed |  | No |  |
| OBX2026INV20446 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.194 | 31002.41 | N/A | Employed | Employed | No | No |
| OBX2026INV20355 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15205 | 6.655 | 21827.17 | Yes | Employed | Employed | No | No |
| OBX2026INV20484 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.548 | 19994.53 | N/A | Employed |  | No |  |
| OBX2026INV20486 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.825 | 12268.42 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20436 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.984 | 4202.71 | N/A | Employed |  | No |  |
| OBX2026INV20390 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.614 | 11786.54 | N/A | Employed |  | No |  |
| OBX2026INV20455 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.115 | 9271.06 | N/A | Employed |  | No |  |
| OBX2026INV20357 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.856 | 10322.58 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20322 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1260 | 6.778 | 21147.63 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20391 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.444 | 1859.3 | N/A | Retired | Retired | No | No |
| OBX2026INV20374 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.749 | 8850.25 | N/A | Employed |  | No |  |
| OBX2026INV20368 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.503 | 22891.71 | N/A | Employed |  | No |  |
| OBX2026INV20342 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2355.75 | 6.552 | 7374.49 | N/A | Employed |  | No |  |
| OBX2026INV20376 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.207 | 35787.76 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20314 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 8.125 | 9282.63 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20336 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.066 | 14936.73 | N/A | Employed | Employed | No | No |
| OBX2026INV20447 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.754 | 6153.66 | N/A | Employed |  | No |  |
| OBX2026INV20492 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.845 | 19909.07 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20174 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.288 | 11091.64 | N/A | Employed |  | No |  |
| OBX2026INV20454 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.792 | 11838.89 | N/A | Employed | Employed | No | No |
| OBX2026INV20502 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.256 | 4680.3 | N/A | Employed | Employed | No | No |
| OBX2026INV20051 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.287 | 16636.78 | N/A | Employed |  | No |  |
| OBX2026INV20417 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1470 | 7.208 | 28622.59 | N/A | Employed | Employed | No | No |
| OBX2026INV20473 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1739 | 6.812 | 10188.1 | Pending Credit Review | Employed | Employed | No | No |
| OBX2026INV20326 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.052 | 5414.86 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20308 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.42 | 14562.15 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20379 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.976 | 6890.84 | N/A | Employed |  | No |  |
| OBX2026INV20330 |  | XX/XX/XXXX | ATR/QM: Exempt | 6423.47 | 6.171 | 20126.63 | N/A | Employed |  | No |  |
| OBX2026INV20311 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.732 | 10681.03 | N/A | Employed | Employed | No | No |
| OBX2026INV20352 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2040.88 | 7.082 | 27341.24 | N/A | Employed | Employed | No | No |
| OBX2026INV20449 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.741 | 53793.28 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20431 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.086 | 27618.62 | N/A | Employed |  | No |  |
| OBX2026INV20468 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.704 | 14283.05 | N/A | Employed |  | No |  |
| OBX2026INV20317 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.903 | 13177.03 | N/A | Employed |  | No |  |
| OBX2026INV20504 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.449 | 54742.45 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20508 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.986 | 8623.59 | N/A | Employed |  | No |  |
| OBX2026INV20358 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1480.25 | 7.411 | 10792.01 | N/A | Employed | Employed | No | No |
| OBX2026INV20506 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.805 | 10224.54 | N/A | Employed |  | No |  |
| OBX2026INV20503 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.841 | 3095.48 | N/A | Employed |  | No |  |
| OBX2026INV20501 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.032 | 30740.8 | N/A | Employed |  | No |  |
| OBX2026INV20361 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.25 | 5346.03 | N/A | Employed |  | No |  |
| OBX2026INV20423 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3569.64 | 6.691 | 25113.81 | N/A | Employed | Employed | No | No |
| OBX2026INV20433 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.153 | 11016.52 | N/A | Employed |  | No |  |
| OBX2026INV20521 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.914 | 4338.14 | N/A | Employed |  | No |  |
| OBX2026INV20380 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 15450 | 6.712 | 19535.47 | N/A | Employed | Employed | No | No |
| OBX2026INV20443 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.731 | 7073.49 | N/A | Employed |  | No |  |
| OBX2026INV20505 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.283 | 16532.85 | N/A | Employed | Employed | No | No |
| OBX2026INV20517 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.29 | 50399.68 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20507 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5199.2 | 6.619 | 3714 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20520 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.157 | 20350.59 | N/A | Employed | Employed | No | No |
| OBX2026INV20518 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.189 | 100436.15 | N/A | Employed | Employed | No | No |
| OBX2026INV20340 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1650 | 6.465 | 7439.23 | N/A | Employed |  | No |  |
| OBX2026INV20407 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.742 | 9025.59 | N/A | Employed |  | No |  |
| OBX2026INV20511 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5294.24 | 7.006 | 19055.66 | N/A | Employed | Employed | No | No |
| OBX2026INV20509 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.307 | 19261.87 | N/A | Employed |  | No |  |
| OBX2026INV20533 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.535 | 12693.41 | N/A | Employed |  | No |  |
| OBX2026INV20510 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.085 | 4684.23 | N/A | Employed |  | No |  |
| OBX2026INV21049 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3450 | 7.238 | 23103.44 | N/A | Employed |  | No |  |
| OBX2026INV20534 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.791 | 15761.47 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20529 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.926 | 6952.31 | N/A | Employed |  | No |  |
| OBX2026INV20513 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.875 | 3347.62 | N/A | Employed |  | No |  |
| OBX2026INV20493 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.843 | 18021.22 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20460 |  | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | 5947.97 | 7.925 | 7321.23 | N/A | Employed |  | No |  |
| OBX2026INV20514 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.809 | 13298.26 | N/A | Employed |  | No |  |
| OBX2026INV20476 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.889 | 11141.84 | N/A | Employed |  | No |  |
| OBX2026INV20428 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.74 | 16903.7 | N/A | Employed |  | No |  |
| OBX2026INV20592 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.682 | 14494.82 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20539 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.815 | 7701.06 | N/A | Employed |  | No |  |
| OBX2026INV20561 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3315 | 6.12 | 9230.61 | N/A | Employed |  | No |  |
| OBX2026INV20572 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.242 | 28607.99 | N/A | Employed |  | No |  |
| OBX2026INV20641 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.142 | 15585 | N/A | Employed |  | No |  |
| OBX2026INV20712 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1490 | 6.691 | 15920.33 | Yes | Employed | Not Employed | No | No |
| OBX2026INV20721 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.556 | 10782.74 | N/A | Employed | Employed | No | No |
| OBX2026INV20645 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.631 | 12070.38 | N/A | Employed |  | No |  |
| OBX2026INV20528 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.985 | 5676.99 | N/A | Employed | Employed | No | No |
| OBX2026INV20540 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.433 | 10503.37 | N/A | Employed |  | No |  |
| OBX2026INV20629 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.28 | 18402.03 | N/A | Employed |  | No |  |
| OBX2026INV20674 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1295 | 7.42 | 35097.63 | N/A | Employed |  | No |  |
| OBX2026INV20598 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.545 | 34092.23 | N/A | Employed | Employed | No | No |
| OBX2026INV20526 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.402 | 4571.16 | N/A | Employed |  | No |  |
| OBX2026INV20567 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.229 | 5205.02 | N/A | Employed |  | No |  |
| OBX2026INV20573 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.553 | 20862.76 | N/A | Employed |  | No |  |
| OBX2026INV20609 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.556 | 25177.57 | N/A | Employed |  | No |  |
| OBX2026INV20633 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) |  | 6.225 | 13351.89 | N/A | Employed |  | No |  |
| OBX2026INV20637 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.104 | 17201.1 | N/A | Employed |  | No |  |
| OBX2026INV20650 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.413 | 59466.88 | N/A | Employed |  | No |  |
| OBX2026INV20683 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5310 | 6.785 | 6982.17 | N/A | Employed | Retired | No | No |
| OBX2026INV20647 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.199 | 3464.24 | N/A | Not Employed | Not Employed | No | No |
| OBX2026INV20555 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.329 | 3089.8 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20547 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4911.08 | 6.387 | 11826.65 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20557 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1650 | 6.689 | 8824.65 | N/A | Employed | Employed | No | No |
| OBX2026INV20582 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.031 | 14058.36 | N/A | Employed |  | No |  |
| OBX2026INV20585 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.766 | 58566.12 | N/A | Employed |  | No |  |
| OBX2026INV20595 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.474 | 11008.05 | N/A | Employed |  | No |  |
| OBX2026INV20613 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.382 | 11535.37 | N/A | Employed |  | No |  |
| OBX2026INV20617 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.763 | 16080.37 | N/A | Employed |  | No |  |
| OBX2026INV20625 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4425 | 6.166 | 6714.91 | N/A | Employed |  | No |  |
| OBX2026INV20658 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.68 | 17655.5 | N/A | Employed |  | No |  |
| OBX2026INV20669 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1894 | 7.215 | 10495.84 | N/A | Employed |  | No |  |
| OBX2026INV20686 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.204 | 33789.25 | N/A | Employed |  | No |  |
| OBX2026INV20560 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.509 | 35751.59 | N/A | Employed | Employed | No | No |
| OBX2026INV20590 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.746 | 27095.85 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20596 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.455 | 6201.05 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20618 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.817 | 6579.14 | N/A | Employed |  | No |  |
| OBX2026INV20667 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.433 | 6009.82 | N/A | Employed | Employed | No | No |
| OBX2026INV20677 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.632 | 10626.57 | N/A | Employed | Employed | No | No |
| OBX2026INV20694 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 850 | 6.912 | 18184.9 | N/A | Employed | Employed | No | No |
| OBX2026INV20700 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.876 | 11286.69 | N/A | Employed | Employed | No | No |
| OBX2026INV20541 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.126 | 7482.72 | N/A | Employed |  | No |  |
| OBX2026INV20586 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.802 | 7193.76 | N/A | Employed |  | No |  |
| OBX2026INV20619 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.789 | 2905.8 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20670 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.508 | 13111.14 | N/A | Employed | Employed | No | No |
| OBX2026INV20681 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2380 | 6.215 | 5775.38 | N/A | Employed |  | No |  |
| OBX2026INV20682 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 5.784 | 3860.9 | N/A | Employed |  | No |  |
| OBX2026INV20639 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.931 | 20992.29 | N/A | Employed |  | No |  |
| OBX2026INV20566 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.325 | 21051.18 | N/A | Employed |  | No |  |
| OBX2026INV20597 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.614 | 8013.73 | N/A | Employed |  | No |  |
| OBX2026INV20635 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.806 | 23087.97 | N/A | Employed | Employed | No | No |
| OBX2026INV20644 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.989 | 9671.74 | N/A | Employed |  | No |  |
| OBX2026INV20651 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.342 | 7937.41 | N/A | Employed |  | No |  |
| OBX2026INV20691 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.793 | 5749.9 | N/A | Employed |  | No |  |
| OBX2026INV20695 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 724 | 5.777 | 13042.82 | N/A | Employed | Employed | No | No |
| OBX2026INV20697 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.639 | 13449.05 | N/A | Employed | Retired | No | No |
| OBX2026INV20718 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.744 | 5122.43 | N/A | Employed | Retired | No | No |
| OBX2026INV20665 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.899 | 8454.17 | N/A | Employed | Employed | No | No |
| OBX2026INV20612 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.99 | 16039.12 | N/A | Employed | Employed | No | No |
| OBX2026INV20565 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.146 | 8733.72 | N/A | Employed | Employed | No | No |
| OBX2026INV20724 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.937 | 24865.37 | N/A | Employed | Employed | No | No |
| OBX2026INV20544 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.499 | 13704.03 | N/A | Employed | Employed | No | No |
| OBX2026INV20562 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4863.4 | 6.708 | 6750.65 | N/A | Employed |  | No |  |
| OBX2026INV20571 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.043 | 62037.19 | N/A | Employed |  | No |  |
| OBX2026INV20653 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4473.25 | 6.741 | 10540.97 | N/A | Employed |  | No |  |
| OBX2026INV20715 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.807 | 6184.22 | N/A | Employed | Employed | No | No |
| OBX2026INV20580 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6638.18 | 7.214 | 74993.35 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20602 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.504 | 19192.25 | N/A | Employed |  | No |  |
| OBX2026INV20642 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.621 | 7682.25 | N/A | Employed | Employed | No | No |
| OBX2026INV20568 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.77 | 11048.29 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20679 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.715 | 11325.31 | N/A | Retired | Retired | No | No |
| OBX2026INV20556 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.847 | 9189.52 | N/A | Employed |  | No |  |
| OBX2026INV20624 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.305 | 32874.01 | N/A | Employed | Retired | No | No |
| OBX2026INV20685 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3043.24 | 6.613 | 32339.83 | N/A | Employed | Employed | No | No |
| OBX2026INV20703 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.127 | 16937.81 | N/A | Employed | Retired | No | No |
| OBX2026INV20660 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2718.79 | 7.642 | 8096.9 | N/A | Retired | Retired | No | No |
| OBX2026INV20574 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.473 | 10932.37 | Yes | Employed | Employed | No | No |
| OBX2026INV20622 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.552 | 9838 | N/A | Employed |  | No |  |
| OBX2026INV20688 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13561.36 | 7.707 | 6199.23 | N/A | Employed | Retired | No | No |
| OBX2026INV20709 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.724 | 18652.54 | N/A | Employed | Employed | No | No |
| OBX2026INV20711 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.827 | 15440.25 | N/A | Employed | Employed | No | No |
| OBX2026INV20610 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4400.05 | 6.604 | 7005.12 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20664 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.066 | 26441.12 | N/A | Employed |  | No |  |
| OBX2026INV20530 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.069 | 4044.9 | N/A | Employed |  | No |  |
| OBX2026INV20527 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3515 | 6.873 | 13636.92 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20531 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.098 | 1859.42 | N/A | Employed |  | No |  |
| OBX2026INV21048 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.552 | 7361.93 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20532 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.88 | 15760.11 | N/A | Employed |  | No |  |
| OBX2026INV20519 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.297 | 13575.1 | N/A | Employed |  | No |  |
| OBX2026INV20546 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.723 | 12978.45 | N/A | Employed |  | No |  |
| OBX2026INV20559 |  | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | 4178.5 | 7.779 | 4935.93 | N/A | Employed |  | No |  |
| OBX2026INV20524 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.962 | 11786.45 | N/A | Employed |  | No |  |
| OBX2026INV20916 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.748 | 15783.67 | N/A | Employed | Employed | No | No |
| OBX2026INV20512 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1490 | 7.11 | 4531.33 | N/A | Retired | Retired | No | No |
| OBX2026INV20656 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.593 | 4296.7 | N/A | Employed |  | No |  |
| OBX2026INV20676 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.159 | 6979.58 | N/A | Employed | Employed | No | No |
| OBX2026INV20535 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.049 | 17039.87 | N/A | Employed | Employed | No | No |
| OBX2026INV21057 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.348 | 7363.71 | N/A | Employed |  | No |  |
| OBX2026INV20649 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.783 | 13267.49 | N/A | Employed |  | No |  |
| OBX2026INV20663 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.122 | 12664.24 | N/A | Employed | Employed | No | No |
| OBX2026INV20575 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.589 | 7978.01 | N/A | Employed |  | No |  |
| OBX2026INV20589 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2462.08 | 7.473 | 6293.87 | N/A | Employed |  | No |  |
| OBX2026INV20603 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.238 | 13274.96 | N/A | Employed |  | No |  |
| OBX2026INV20638 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.58 | 16652.48 | N/A | Employed |  | No |  |
| OBX2026INV20648 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.74 | 3932.19 | N/A | Employed | Retired | No | No |
| OBX2026INV20591 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) |  | 6.554 | 12667.61 | N/A | Employed | Retired | No | No |
| OBX2026INV20594 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4907.5 | 6.254 | 14133.99 | N/A | Employed |  | No |  |
| OBX2026INV20608 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1650 | 7.06 | 8924.48 | N/A | Employed | Employed | No | No |
| OBX2026INV20657 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 5.001 | 22072.49 | N/A | Employed | Employed | No | No |
| OBX2026INV20672 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.783 | 6106.3 | N/A | Employed |  | No |  |
| OBX2026INV20675 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1695 | 7.165 | 40909.29 | N/A | Employed |  | No |  |
| OBX2026INV20587 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3195.14 | 5.764 | 7091.12 | N/A | Employed | Employed | No | No |
| OBX2026INV20640 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.694 | 17377.07 | N/A | Employed | Employed | No | No |
| OBX2026INV20655 |  | XX/XX/XXXX | ATR/QM: Exempt |  |  | 3708.28 | N/A | Employed |  | No |  |
| OBX2026INV20666 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3562 | 6.996 | 8964.62 | N/A | Employed | Unknown | No | No |
| OBX2026INV20537 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.344 | 16895.71 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20550 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1095 | 6.55 | 4671 | N/A | Employed | Employed | No | No |
| OBX2026INV20581 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 0 | 4168.07 | N/A | Employed |  | No |  |
| OBX2026INV20584 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6366.24 | 7.183 | 7874.62 | N/A | Retired | Retired | No | No |
| OBX2026INV20616 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.319 | 31458.31 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20627 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.807 | 13812.7 | N/A | Employed |  | No |  |
| OBX2026INV20680 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.773 | 44896.36 | N/A | Employed | Employed | No | No |
| OBX2026INV20693 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2060 | 6.917 | 16547.43 | N/A | Employed | Employed | No | No |
| OBX2026INV20717 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.549 | 19878.85 | N/A | Employed | Employed | No | No |
| OBX2026INV20720 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3457 | 6.929 | 20398.94 | N/A | Employed |  | No |  |
| OBX2026INV20722 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.352 | 8844.8 | N/A | Employed |  | No |  |
| OBX2026INV20699 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.316 | 8463.24 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20692 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.877 | 19477.11 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20569 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4537.5 | 6.717 | 19378.11 | N/A | Retired | Retired | No | No |
| OBX2026INV20583 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7025.24 | 6.898 | 14829.78 | N/A | Employed | Employed | No | No |
| OBX2026INV20678 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.278 | 19589.37 | N/A | Employed | Employed | No | No |
| OBX2026INV20456 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1815.25 | 6.732 | 11578.73 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20710 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.508 | 13038.19 | N/A | Employed |  | No |  |
| OBX2026INV20719 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11553 | 6.801 | 12393.8 | N/A | Employed | Employed | No | No |
| OBX2026INV20614 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.79 | 11644.55 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20599 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2140.25 | 6.421 | 67776.42 | N/A | Employed |  | No |  |
| OBX2026INV20606 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.79 | 19917.92 | N/A | Employed |  | No |  |
| OBX2026INV20689 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.658 | 16385.12 | N/A | Employed |  | No |  |
| OBX2026INV20654 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.337 | 15007.9 | N/A | Employed | Employed | No | No |
| OBX2026INV20536 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.502 | 3537.46 | N/A | Employed |  | No |  |
| OBX2026INV20593 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.151 | 16499.34 | N/A | Employed | Employed | No | No |
| OBX2026INV20623 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.758 | 26099.43 | N/A | Employed |  | No |  |
| OBX2026INV20631 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.719 | 40755.33 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20698 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.677 | 22362.89 | N/A | Employed | Employed | No | No |
| OBX2026INV20702 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.356 | 18161.23 | N/A | Employed | Employed | No | No |
| OBX2026INV20704 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.582 | 6041.29 | N/A | Employed |  | No |  |
| OBX2026INV20705 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.546 | 11536.96 | N/A | Employed |  | No |  |
| OBX2026INV20661 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5941.88 | 6.237 | 11778.77 | N/A | Employed | Employed | No | No |
| OBX2026INV21051 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2014 | 6.995 | 15859.53 | N/A | Employed | Employed | No | No |
| OBX2026INV20558 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1845 | 7.104 | 36558.31 | N/A | Employed |  | No |  |
| OBX2026INV20605 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.724 | 3742.7 | N/A | Retired | Retired | No | No |
| OBX2026INV20671 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.084 | 3364.47 | N/A | Retired |  | No |  |
| OBX2026INV20673 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.618 | 25055.75 | N/A | Employed | Employed | No | No |
| OBX2026INV20628 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.46 | 43730.66 | N/A | Employed | Employed | No | No |
| OBX2026INV20538 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9826.78 | 6.348 | 15657.25 | N/A | Employed | Employed | No | No |
| OBX2026INV20542 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.717 | 15544.27 | N/A | Employed |  | No |  |
| OBX2026INV20543 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.219 | 24931.33 | N/A | Employed | Employed | No | No |
| OBX2026INV20548 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.648 | 6317.91 | N/A | Employed |  | No |  |
| OBX2026INV20552 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.23 | 8687.87 | N/A | Employed |  | No |  |
| OBX2026INV20553 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.813 | 9133.91 | N/A | Employed | Employed | No | No |
| OBX2026INV20554 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.249 | 6214.47 | N/A | Employed |  | No |  |
| OBX2026INV20570 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1353.97 | 6.185 | 18591.78 | Pending Credit Review | Employed |  | No |  |
| OBX2026INV20576 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.382 | 2781.67 | N/A | Employed |  | No |  |
| OBX2026INV20577 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5182.5 | 6.604 | 50891.57 | N/A | Employed | Employed | No | No |
| OBX2026INV20601 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.607 | 10072.26 | Pending Credit Review | Employed | Employed | No | No |
| OBX2026INV20607 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.267 | 17060.97 | N/A | Employed | Employed | No | No |
| OBX2026INV20615 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1195 | 6.185 | 12731.79 | N/A | Employed | Employed | No | No |
| OBX2026INV20620 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.723 | 71899.8 | N/A | Employed | Employed | No | No |
| OBX2026INV20621 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2002.5 | 6.859 | 10921.06 | N/A | Employed |  | No |  |
| OBX2026INV20626 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1380 | 6.501 | 11774.75 | N/A | Employed |  | No |  |
| OBX2026INV20630 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1695 | 6.756 | 5013.6 | N/A | Employed |  | No |  |
| OBX2026INV20632 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.577 | 2792.49 | N/A | Employed | Retired | No | No |
| OBX2026INV20636 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.298 | 12462.73 | N/A | Employed | Employed | No | No |
| OBX2026INV20643 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.551 | 4894.84 | N/A | Employed | Employed | No | No |
| OBX2026INV20646 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1499 | 6.452 | 22160.79 | N/A | Employed | Employed | No | No |
| OBX2026INV20662 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.756 | 11570.53 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20668 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.518 | 7045.13 | N/A | Employed | Employed | No | No |
| OBX2026INV20690 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 5.514 | 27961.5 | N/A | Employed | Employed | No | No |
| OBX2026INV20696 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5585 | 6.707 | 14362.33 | N/A | Employed | Employed | No | No |
| OBX2026INV20701 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1855 | 7.305 | 4663.76 | N/A | Retired | Retired | No | No |
| OBX2026INV20706 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.916 | 38598.4 | N/A | Employed | Employed | No | No |
| OBX2026INV20708 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1890 | 6.97 | 10653.39 | N/A | Employed |  | No |  |
| OBX2026INV20713 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 7.74 | 14528.83 | N/A | Retired | Retired | No | No |
| OBX2026INV20716 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2485 | 7.07 | 16408.03 | N/A | Employed | Employed | No | No |
| OBX2026INV20707 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.862 | 14687.71 | N/A | Employed | Employed | No | No |
| OBX2026INV20516 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.052 | 5432.15 | N/A | Employed | Retired | No | No |
| OBX2026INV21050 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.749 | 17140.06 | N/A | Employed | Employed | No | No |
| OBX2026INV20912 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1990 | 7.183 | 13710.39 | N/A | Retired | Employed | No | No |
| OBX2026INV20725 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.994 | 1394.19 | N/A | Employed |  | No |  |
| OBX2026INV20921 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4405.33 | 6.965 | 15928.31 | Yes | Employed | Employed | No | No |
| OBX2026INV20523 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7068.85 | 6.751 | 9434.68 | N/A | Not Employed | Not Employed | No | No |
| OBX2026INV20913 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7290 | 6.622 | 19444.29 | N/A | Employed | Employed | No | No |
| OBX2026INV20515 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.916 | 11781.6 | N/A | Employed | Employed | No | No |
| OBX2026INV20522 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.384 | 3703 | N/A | Employed |  | No |  |
| OBX2026INV20600 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.786 | 8714.81 | N/A | Employed |  | No |  |
| OBX2026INV20564 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2395 | 6.977 | 72468.6 | N/A | Employed |  | No |  |
| OBX2026INV20578 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.914 | 5435.93 | N/A | Employed |  | No |  |
| OBX2026INV20579 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.893 | 249.06 | N/A | Not Employed |  | No |  |
| OBX2026INV20588 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.593 | 8359.36 | N/A | Employed | Retired | No | No |
| OBX2026INV20611 |  | XX/XX/XXXX | ATR/QM: Exempt |  |  | 8318.9 | N/A | Employed |  | No |  |
| OBX2026INV20652 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2943.5 | 6.148 | 6326.4 | N/A | Employed | Employed | No | No |
| OBX2026INV20687 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.313 | 9997.62 | N/A | Not Employed |  | No |  |
| OBX2026INV20551 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.463 | 14214.41 | N/A | Employed | Employed | No | No |
| OBX2026INV20604 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 119.109 | 13259.96 | N/A | Employed |  | No |  |
| OBX2026INV20684 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1080 | 7.547 | 6622.59 | N/A | Employed |  | No |  |
| OBX2026INV20659 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.469 | 18179.63 | N/A | Employed |  | No |  |
| OBX2026INV20634 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.54 | 12296.24 | N/A | Employed | Employed | No | No |
| OBX2026INV20525 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.049 | 5569.19 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20920 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3487.5 | 6.967 | 1854.82 | N/A | Employed |  | No |  |
| OBX2026INV20919 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.939 | 11604.52 | N/A | Employed | Employed | No | No |
| OBX2026INV20931 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.253 | 70217.8 | N/A | Employed |  | No |  |
| OBX2026INV20939 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.203 | 6610.04 | N/A | Employed | Employed | No | No |
| OBX2026INV20726 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4267.98 | 7.203 | 29779.9 | N/A | Employed | Employed | No | No |
| OBX2026INV20959 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.526 | 26236.84 | N/A | Employed | Employed | No | No |
| OBX2026INV21024 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.303 | 11636.42 | N/A | Employed | Employed | No | No |
| OBX2026INV21025 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2145 | 7.077 | 20819.08 | N/A | Employed |  | No |  |
| OBX2026INV20932 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.179 | 16665.63 | N/A | Employed |  | No |  |
| OBX2026INV20936 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.234 | 9952.92 | N/A | Employed |  | No |  |
| OBX2026INV20961 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.485 | 13847.5 | Pending Credit Review | Employed | Not Employed | No | No |
| OBX2026INV20985 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.614 | 18036.56 | N/A | Employed | Employed | No | No |
| OBX2026INV20987 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8200.52 | 6.651 | 6289.17 | N/A | Employed |  | No |  |
| OBX2026INV21015 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.972 | 27245.5 | N/A | Employed |  | No |  |
| OBX2026INV21016 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1875 | 6.932 | 11149.42 | N/A | Employed | Not Employed | No | No |
| OBX2026INV21022 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1555 | 7.079 | 8063.16 | N/A | Employed | Retired | No | No |
| OBX2026INV21031 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1910 | 7.228 | 11116.16 | N/A | Employed | Employed | No | No |
| OBX2026INV21036 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.521 | 7815.67 | N/A | Employed | Retired | No | No |
| OBX2026INV21041 |  | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | 7934 | 7.784 | 5638.92 | N/A | Employed | Employed | No | No |
| OBX2026INV20957 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1865 | 6.177 | 19054.9 | N/A | Employed | Employed | No | No |
| OBX2026INV20969 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1476 | 6.421 | 23962.08 | N/A | Employed | Employed | No | No |
| OBX2026INV21039 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.639 | 15361.86 | N/A | Employed |  | No |  |
| OBX2026INV21040 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.66 | 21384.45 | N/A | Employed |  | No |  |
| OBX2026INV21042 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.802 | 5691.9 | N/A | Retired | Employed | No | No |
| OBX2026INV20928 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.125 | 14848.56 | N/A | Employed | Employed | No | No |
| OBX2026INV21056 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.25 | 12887.22 | N/A | Employed |  | No |  |
| OBX2026INV20938 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.15 | 15283.58 | N/A | Employed |  | No |  |
| OBX2026INV20952 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.218 | 22771.7 | N/A | Employed | Employed | No | No |
| OBX2026INV20954 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.22 | 7899.73 | N/A | Employed | Employed | No | No |
| OBX2026INV20958 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1615 | 6.405 | 21566.94 | N/A | Employed | Employed | No | No |
| OBX2026INV20962 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 6.483 | 10692.04 | N/A | Employed |  | No |  |
| OBX2026INV20963 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1200 | 6.438 | 9514.56 | N/A | Employed | Not Employed | No | No |
| OBX2026INV21004 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1576 | 6.674 | 13264.53 | N/A | Not Employed | Retired | No | No |
| OBX2026INV21026 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.161 | 7540.9 | N/A | Employed | Not Employed | No | No |
| OBX2026INV21029 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1765 | 7.062 | 13291.1 | N/A | Employed | Not Employed | No | No |
| OBX2026INV21032 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.201 | 26995.94 | N/A | Employed |  | No |  |
| OBX2026INV20974 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.601 | 17139.52 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20975 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.56 | 13638.75 | N/A | Employed |  | No |  |
| OBX2026INV20993 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.757 | 21642.1 | N/A | Employed |  | No |  |
| OBX2026INV20997 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.851 | 6116.17 | N/A | Retired | Retired | No | No |
| OBX2026INV21028 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.123 | 7358.16 | N/A | Employed |  | No |  |
| OBX2026INV21034 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.344 | 6094.37 | N/A | Employed |  | No |  |
| OBX2026INV21038 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.683 | 21879.58 | N/A | Employed |  | No |  |
| OBX2026INV20953 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.22 | 26580.84 | N/A | Employed | Employed | No | No |
| OBX2026INV20992 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.587 | 11176.05 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20998 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.68 | 19822.64 | N/A | Employed | Employed | No | No |
| OBX2026INV20951 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8614.86 | 6.374 | 27296.46 | N/A | Employed |  | No |  |
| OBX2026INV21037 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.492 | 14686.73 | N/A | Employed | Employed | No | No |
| OBX2026INV20933 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7617.2 | 6.116 | 19357.56 | N/A | Employed |  | No |  |
| OBX2026INV20991 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.587 | 4583.27 | N/A | Employed |  | No |  |
| OBX2026INV21013 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.833 | 19053.05 | N/A | Employed | Employed | No | No |
| OBX2026INV21035 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.245 | 39030.51 | N/A | Employed |  | No |  |
| OBX2026INV20930 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10415 | 6.255 | 8606.19 | N/A | Employed | Employed | No | No |
| OBX2026INV20949 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.152 | 12762.27 | N/A | Employed |  | No |  |
| OBX2026INV20960 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.611 | 4267.48 | N/A | Not Employed | Retired | No | No |
| OBX2026INV20979 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.581 | 7665.93 | N/A | Employed |  | No |  |
| OBX2026INV20994 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.755 | 2304.65 | N/A | Employed |  | No |  |
| OBX2026INV21005 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.719 | 12956.69 | N/A | Employed |  | No |  |
| OBX2026INV21027 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.056 | 6170.1 | N/A | Employed |  | No |  |
| OBX2026INV20549 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.262 | 8487.93 | N/A | Employed | Employed | No | No |
| OBX2026INV20714 |  | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | 10205.4 | 7.804 | 17840.35 | N/A | Employed | Employed | No | No |
| OBX2026INV20941 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.228 | 10541.95 | N/A | Employed |  | No |  |
| OBX2026INV20942 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.198 | 26826.74 | N/A | Employed | Employed | No | No |
| OBX2026INV20944 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.308 | 13413.72 | N/A | Employed |  | No |  |
| OBX2026INV20947 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.219 | 11261.74 | N/A | Employed |  | No |  |
| OBX2026INV20955 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.26 | 70148.88 | N/A | Employed | Employed | No | No |
| OBX2026INV20965 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.512 | 37317.04 | N/A | Employed | Employed | No | No |
| OBX2026INV20967 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.496 | 11220.05 | N/A | Employed |  | No |  |
| OBX2026INV20970 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.522 | 7725.85 | N/A | Employed | Employed | No | No |
| OBX2026INV20972 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.465 | 16671.36 | N/A | Employed |  | No |  |
| OBX2026INV20989 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.678 | 0 | N/A | Employed | Employed | No | No |
| OBX2026INV20995 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.643 | 8637.33 | N/A | Employed | Retired | No | No |
| OBX2026INV21000 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.687 | 10052.08 | N/A | Employed |  | No |  |
| OBX2026INV21001 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.742 | 9524.77 | N/A | Employed |  | No |  |
| OBX2026INV21002 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4339.63 | 6.674 | 6859.49 | N/A | Retired | Not Employed | No | No |
| OBX2026INV21017 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5896.5 | 7.077 | 9484.54 | N/A | Employed |  | No |  |
| OBX2026INV21023 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1045 | 7.047 | 13368.9 | N/A | Employed | Employed | No | No |
| OBX2026INV21033 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 0 | 9333.82 | N/A | Employed | Employed | No | No |
| OBX2026INV20922 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.665 | 21870.55 | N/A | Employed | Employed | No | No |
| OBX2026INV20976 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.565 | 18725.03 | N/A | Employed | Employed | No | No |
| OBX2026INV20927 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.979 | 9124 | N/A | Employed |  | No |  |
| OBX2026INV20973 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7862.06 | 6.578 | 20614.7 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20980 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.661 | 13128.46 | N/A | Employed | Employed | No | No |
| OBX2026INV21006 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.757 | 5784.57 | N/A | Employed | Retired | No | No |
| OBX2026INV21008 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6995 | 6.877 | 10254.12 | N/A | Employed | Employed | No | No |
| OBX2026INV20937 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.174 | 13591.96 | N/A | Employed |  | No |  |
| OBX2026INV20935 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7030.25 | 6.18 | 8429.73 | N/A | Retired | Retired | No | No |
| OBX2026INV20966 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.455 | 11012.6 | N/A | Employed |  | No |  |
| OBX2026INV20732 |  | XX/XX/XXXX | ATR/QM: Exempt |  |  | 10560.36 | N/A | Employed | Employed | No | No |
| OBX2026INV21010 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.723 | 6757.65 | N/A | Employed | Employed | No | No |
| OBX2026INV20956 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.625 | 28769.69 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20918 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.868 | 9265.15 | N/A | Employed |  | No |  |
| OBX2026INV20971 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.479 | 12755.99 | N/A | Employed | Employed | No | No |
| OBX2026INV21043 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.432 | 24956.91 | N/A | Employed | Employed | No | No |
| OBX2026INV21009 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.721 |  | N/A | Employed |  | No |  |
| OBX2026INV21018 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.211 | 9106.78 | N/A | Retired | Retired | No | No |
| OBX2026INV20908 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.443 | 15824.22 | N/A | Employed |  | No |  |
| OBX2026INV21011 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.769 | 22840.11 | N/A | Employed |  | No |  |
| OBX2026INV20950 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.372 | 5158.03 | N/A | Employed |  | No |  |
| OBX2026INV21007 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.715 | 8838.76 | N/A | Employed |  | No |  |
| OBX2026INV21021 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1599 | 6.972 | 8894.79 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20892 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3559.63 | 6.782 | 30087.36 | N/A | Employed |  | No |  |
| OBX2026INV20977 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 0 | 16199.87 | N/A | Employed | Employed | No | No |
| OBX2026INV21044 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1128 | 7.605 | 35769.39 | N/A | Employed | Employed | No | No |
| OBX2026INV21012 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.845 | 16772.26 | N/A | Employed |  | No |  |
| OBX2026INV21020 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2833.29 | 6.953 | 10650.77 | N/A | Retired | Retired | No | No |
| OBX2026INV20898 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.011 | 9609.42 | N/A | Employed |  | No |  |
| OBX2026INV20904 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.413 | 10157.75 | N/A | Employed |  | No |  |
| OBX2026INV20893 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.253 | 12887.52 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20895 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.636 | 8856.02 | N/A | Employed |  | No |  |
| OBX2026INV20891 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.379 | 22196.48 | N/A | Employed |  | No |  |
| OBX2026INV20894 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.18 | 24672.49 | N/A | Employed | Employed | No | No |
| OBX2026INV20902 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.218 | 10339.71 | N/A | Employed |  | No |  |
| OBX2026INV20909 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.074 | 13501.11 | N/A | Employed |  | No |  |
| OBX2026INV20775 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.834 | 10665.59 | N/A | Employed |  | No |  |
| OBX2026INV20897 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.624 | 10416.22 | N/A | Employed |  | No |  |
| OBX2026INV20741 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.716 | 19850.99 | N/A | Employed |  | No |  |
| OBX2026INV20797 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3856.25 | 6.746 | 22637.78 | Pending Credit Review | Employed | Retired | No | No |
| OBX2026INV20738 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.748 | 2047.33 | N/A | Employed | Retired | No | No |
| OBX2026INV20896 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.428 | 20677.49 | N/A | Employed |  | No |  |
| OBX2026INV20903 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.14 | 27091.78 | N/A | Employed | Employed | No | No |
| OBX2026INV20796 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.369 | 4220.51 | N/A | Employed |  | No |  |
| OBX2026INV20911 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.573 | 19230.08 | N/A | Employed |  | No |  |
| OBX2026INV20757 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 5.841 | 25531.43 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20777 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1995 | 6.664 | 9350.4 | N/A | Retired |  | No |  |
| OBX2026INV20899 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10425.53 | 6.044 | 10871.68 | N/A | Employed | Employed | No | No |
| OBX2026INV20733 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.062 | 8953.46 | N/A | Employed | Employed | No | No |
| OBX2026INV20923 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8918.48 | 5.841 | 10935.81 | N/A | Employed | Employed | No | No |
| OBX2026INV20784 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.491 | 28821.04 | N/A | Employed | Employed | No | No |
| OBX2026INV20789 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.135 | 17365.25 | N/A | Employed | Employed | No | No |
| OBX2026INV20749 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6804.73 | 7.241 | 10039.59 | N/A | Employed | Employed | No | No |
| OBX2026INV20768 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 23425.95 | 6.538 | 32610.56 | N/A | Employed | Employed | No | No |
| OBX2026INV20759 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.272 | 18750.72 | N/A | Employed |  | No |  |
| OBX2026INV20889 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.183 | 21126.99 | N/A | Employed |  | No |  |
| OBX2026INV20900 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3953.23 | 6.888 | 13588.45 | N/A | Employed | Employed | No | No |
| OBX2026INV20901 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.601 | 22905.3 | N/A | Employed |  | No |  |
| OBX2026INV20767 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2197.1 | 6.564 | 69109.09 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20788 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.121 | 14892.64 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20742 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1257 | 6.552 | 10671.52 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20783 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.19 | 9457.71 | N/A | Employed |  | No |  |
| OBX2026INV20734 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.578 | 36454.65 | N/A | Employed | Employed | No | No |
| OBX2026INV20739 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.144 | 13270.72 | N/A | Employed |  | No |  |
| OBX2026INV20770 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.188 | 3527.02 | N/A | Employed |  | No |  |
| OBX2026INV20794 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.025 | 6468.48 | N/A | Retired | Retired | No | No |
| OBX2026INV20744 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.042 | 21430.12 | N/A | Employed | Employed | No | No |
| OBX2026INV20746 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 145 | 6.654 | 13585.03 | N/A | Employed | Employed | No | No |
| OBX2026INV20945 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.21 | 10461.55 | N/A | Employed |  | No |  |
| OBX2026INV20999 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.969 | 9927.42 | N/A | Employed |  | No |  |
| OBX2026INV20736 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2871.77 | 7.107 | 6690.17 | Pending Credit Review | Employed | Employed | No | No |
| OBX2026INV20758 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.277 | 34427.91 | N/A | Employed | Employed | No | No |
| OBX2026INV20792 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.149 | 20818.42 | N/A | Employed | Employed | No | No |
| OBX2026INV20754 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.079 | 81749.01 | N/A | Employed | Employed | No | No |
| OBX2026INV20761 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.194 | 17891.8 | N/A | Employed |  | No |  |
| OBX2026INV20773 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1375 | 6.448 | 18138.71 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20934 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.046 | 27751.01 | N/A | Employed | Employed | No | No |
| OBX2026INV20964 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.571 | 86728.1 | N/A | Employed |  | No |  |
| OBX2026INV20740 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.49 | 7142.83 | N/A | Employed |  | No |  |
| OBX2026INV20760 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.439 | 8297.16 | N/A | Employed | Employed | No | No |
| OBX2026INV20785 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 6.425 | 21846.52 | N/A | Employed |  | No |  |
| OBX2026INV20728 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1640 | 7.025 | 24280.69 | N/A | Employed |  | No |  |
| OBX2026INV20774 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.169 | 19479.69 | N/A | Employed |  | No |  |
| OBX2026INV20787 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.216 | 10610.85 | N/A | Employed |  | No |  |
| OBX2026INV20795 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.663 | 10763.7 | N/A | Employed | Retired | No | No |
| OBX2026INV20735 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2346.23 | 4.99 | 5776.52 | N/A | Employed | Employed | No | No |
| OBX2026INV20764 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1270 | 6.524 | 10138.33 | N/A | Employed | Employed | No | No |
| OBX2026INV20790 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.03 | 22123.36 | N/A | Employed |  | No |  |
| OBX2026INV20848 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.92 | 11559.42 | N/A | Employed | Employed | No | No |
| OBX2026INV20743 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.624 | 21608.62 | N/A | Employed | Employed | No | No |
| OBX2026INV20855 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.63 | 23273.77 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20731 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.283 | 6669.92 | N/A | Employed | Employed | No | No |
| OBX2026INV20786 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.99 | 33724.64 | N/A | Employed | Employed | No | No |
| OBX2026INV20806 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2325 | 7.016 | 16452.42 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20730 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.561 | 29678.97 | N/A | Employed | Employed | No | No |
| OBX2026INV20752 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3989.64 | 6.736 | 7529.68 | N/A | Employed | Employed | No | No |
| OBX2026INV20748 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.402 | 17663.97 | N/A | Employed | Employed | No | No |
| OBX2026INV20772 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.062 | 42555.26 | N/A | Employed | Employed | No | No |
| OBX2026INV20747 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2165 | 7.1 | 6418.64 | N/A | Employed |  | No |  |
| OBX2026INV20769 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.155 | 9269.22 | N/A | Retired | Not Employed | No | No |
| OBX2026INV20791 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.65 | 5634.97 | N/A | Retired |  | No |  |
| OBX2026INV20839 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.114 | 18195.49 | N/A | Employed |  | No |  |
| OBX2026INV20852 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1845 | 7.525 | 13896.96 | N/A | Employed |  | No |  |
| OBX2026INV20776 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1145 | 6.4 | 12742.65 | N/A | Employed |  | No |  |
| OBX2026INV20799 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 8115.54 | 7.219 | 13901.13 | Pending Credit Review | Employed |  | No |  |
| OBX2026INV20882 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.943 | 4672.57 | N/A | Retired |  | No |  |
| OBX2026INV20750 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7840.5 | 7.146 | 10806.49 | N/A | Employed |  | No |  |
| OBX2026INV20751 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.173 | 7943.88 | N/A | Employed |  | No |  |
| OBX2026INV20765 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.531 | 7924.83 | N/A | Employed |  | No |  |
| OBX2026INV20762 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.057 | 13674.94 | N/A | Employed |  | No |  |
| OBX2026INV20818 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 11575 | 7.185 | 10735.43 | N/A | Employed |  | No |  |
| OBX2026INV20780 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.596 | 10496.96 | N/A | Employed |  | No |  |
| OBX2026INV20887 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.703 | 7510.26 | N/A | Not Employed | Not Employed | No | No |
| OBX2026INV20771 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 975 | 6.291 | 9128.62 | N/A | Employed | Employed | No | No |
| OBX2026INV20837 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6240 | 6.456 |  | N/A | Employed |  | No |  |
| OBX2026INV20862 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.157 | 13214.84 | N/A | Employed | Employed | No | No |
| OBX2026INV20778 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.234 | 17395.09 | N/A | Not Employed | Retired | No | No |
| OBX2026INV20847 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1745 | 7.149 | 51052.97 | N/A | Employed | Employed | No | No |
| OBX2026INV20884 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.628 | 6963.21 | N/A | Employed |  | No |  |
| OBX2026INV20833 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1945 | 7.242 | 14028.99 | Pending Credit Review | Employed | Not Employed | No | No |
| OBX2026INV20886 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.645 | 7793 | N/A | Retired | Retired | No | No |
| OBX2026INV20793 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.232 | 44200.56 | N/A | Employed | Employed | No | No |
| OBX2026INV20841 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.962 | 9942.92 | N/A | Employed | Employed | No | No |
| OBX2026INV20807 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.336 | 8939.94 | N/A | Employed |  | No |  |
| OBX2026INV20859 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.024 | 6720.41 | N/A | Employed |  | No |  |
| OBX2026INV20875 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3660 | 7.02 | 11384.36 | N/A | Employed | Retired | No | No |
| OBX2026INV20810 |  | XX/XX/XXXX | ATR/QM: Exempt | 1080 | 6.553 | 14206.35 | N/A | Employed | Employed | No | No |
| OBX2026INV20842 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.095 | 18131.73 | N/A | Employed | Employed | No | No |
| OBX2026INV20869 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.821 | 10051.55 | N/A | Employed |  | No |  |
| OBX2026INV20545 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4075 | 6.537 | 6311.4 | Yes | Employed | Employed | No | No |
| OBX2026INV20729 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.314 | 9170.93 | N/A | Employed | Employed | No | No |
| OBX2026INV20821 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.045 | 8294.8 | N/A | Employed |  | No |  |
| OBX2026INV20832 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.992 | 24992.51 | N/A | Employed |  | No |  |
| OBX2026INV20845 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.668 | 58630.02 | N/A | Employed |  | No |  |
| OBX2026INV20870 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.25 | 4940.77 | N/A | Retired | Retired | No | No |
| OBX2026INV20865 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.186 | 19003.3 | N/A | Employed | Employed | No | No |
| OBX2026INV20868 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.606 | 10834.91 | N/A | Employed |  | No |  |
| OBX2026INV20879 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.241 | 6455.65 | N/A | Employed |  | No |  |
| OBX2026INV20880 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2715 | 6.951 | 11608.83 | N/A | Employed |  | No |  |
| OBX2026INV20838 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.41 | 32603.94 | N/A | Employed | Employed | No | No |
| OBX2026INV20881 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.348 | 14408.87 | N/A | Employed |  | No |  |
| OBX2026INV20831 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.211 | 14627.9 | N/A | Employed | Employed | No | No |
| OBX2026INV20853 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.588 | 3670.21 | N/A | Retired |  | No |  |
| OBX2026INV20874 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1849 | 7.617 | 4580.45 | N/A | Employed |  | No |  |
| OBX2026INV20885 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.552 | 5975.98 | N/A | Employed |  | No |  |
| OBX2026INV20766 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.053 | 27210.7 | N/A | Employed |  | No |  |
| OBX2026INV20836 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.687 | 8128.49 | N/A | Employed |  | No |  |
| OBX2026INV20849 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.152 | 23577.83 | N/A | Employed | Employed | No | No |
| OBX2026INV20763 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6829.26 | 5.89 | 8991.38 | N/A | Employed | Unknown | No | No |
| OBX2026INV20878 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.965 | 19972.25 | N/A | Employed |  | No |  |
| OBX2026INV20816 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.851 | 13179.25 | N/A | Employed | Employed | No | No |
| OBX2026INV20756 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1505 | 6.026 | 31455.88 | N/A | Employed | Employed | No | No |
| OBX2026INV20805 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.228 | 35027.43 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20820 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.947 | 32127.53 | N/A | Employed |  | No |  |
| OBX2026INV20873 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.136 | 12724.53 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20737 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.145 | 39647.79 | N/A | Employed |  | No |  |
| OBX2026INV20779 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.197 | 10583.43 | N/A | Retired | Retired | No | No |
| OBX2026INV20811 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4001.15 | 5.892 | 17167.82 | N/A | Employed | Employed | No | No |
| OBX2026INV20851 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 10784.38 | 6.792 | 10967.77 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20843 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 12181.46 | 6.335 | 18250.2 | N/A | Employed |  | No |  |
| OBX2026INV20844 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7775 | 6.618 | 13529.09 | N/A | Not Employed | Employed | No | No |
| OBX2026INV20834 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 4824 | 6.632 | 8944.43 | N/A | Employed | Employed | No | No |
| OBX2026INV20850 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.873 | 13649.12 | N/A | Employed | Employed | No | No |
| OBX2026INV20819 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.002 | 4801.75 | N/A | Employed |  | No |  |
| OBX2026INV20835 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.78 | 14284.11 | N/A | Employed | Retired | No | No |
| OBX2026INV20860 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.191 | 12534.35 | N/A | Employed |  | No |  |
| OBX2026INV20854 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2193 | 7.504 | 22843.28 | N/A | Employed | Employed | No | No |
| OBX2026INV20827 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.256 | 13920.55 | N/A | Employed | Employed | No | No |
| OBX2026INV20829 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.8 | 7870.04 | N/A | Employed |  | No |  |
| OBX2026INV20888 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1389 | 6.531 | 7332.92 | N/A | Retired | Retired | No | No |
| OBX2026INV20856 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.823 | 11488.13 | N/A | Employed |  | No |  |
| OBX2026INV20809 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.618 | 9244.96 | N/A | Employed | Employed | No | No |
| OBX2026INV20813 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.591 | 11345.08 | N/A | Employed |  | No |  |
| OBX2026INV20801 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.491 | 7043.19 | N/A | Employed | Employed | No | No |
| OBX2026INV20814 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.479 | 26198.56 | N/A | Employed | Employed | No | No |
| OBX2026INV20906 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.132 | 5553.04 | N/A | Retired |  | No |  |
| OBX2026INV20817 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.648 | 5907.65 | N/A | Employed | Employed | No | No |
| OBX2026INV20828 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.809 | 9025.66 | N/A | Employed |  | No |  |
| OBX2026INV20804 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.841 | 11165.95 | N/A | Retired | Retired | No | No |
| OBX2026INV20907 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 7650.5 | 6.623 | 3273.73 | N/A | Employed | Retired | No | No |
| OBX2026INV20812 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.456 | 14445.65 | N/A | Employed | Employed | No | No |
| OBX2026INV21014 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.014 | 12382.46 | N/A | Employed |  | No |  |
| OBX2026INV20803 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.545 | 6732.75 | N/A | Employed |  | No |  |
| OBX2026INV20858 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.942 | 5717.58 | N/A | Employed |  | No |  |
| OBX2026INV20782 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.964 | 27949.44 | N/A | Employed | Employed | No | No |
| OBX2026INV20823 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.606 | 6835.44 | N/A | Employed |  | No |  |
| OBX2026INV20727 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1200 | 7.015 | 7864.61 | N/A | Employed |  | No |  |
| OBX2026INV20745 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.151 | 10920.88 | N/A | Employed |  | No |  |
| OBX2026INV20753 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.877 | 7084.3 | N/A | Employed |  | No |  |
| OBX2026INV20755 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.206 | 19692.36 | N/A | Employed | Employed | No | No |
| OBX2026INV20781 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.717 | 91079.73 | N/A | Employed |  | No |  |
| OBX2026INV20800 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.108 | 37547.13 | N/A | Employed | Employed | No | No |
| OBX2026INV20808 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.767 | 15737.13 | N/A | Employed | Employed | No | No |
| OBX2026INV20815 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.911 | 4716.42 | N/A | Employed |  | No |  |
| OBX2026INV20824 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.643 | 9907.94 | N/A | Employed | Employed | No | No |
| OBX2026INV20830 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.2 | 3064.27 | N/A | Employed |  | No |  |
| OBX2026INV20846 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.675 | 8648.47 | Pending Credit Review | Not Employed | Employed | No | No |
| OBX2026INV20863 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.038 | 6862 | N/A | Retired | Retired | No | No |
| OBX2026INV20864 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.15 | 12669.94 | N/A | Employed |  | No |  |
| OBX2026INV20866 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2304.72 | 6.66 | 30902.27 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20867 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.362 | 7053.59 | N/A | Employed |  | No |  |
| OBX2026INV20871 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.898 | 9170.53 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20872 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.571 | 4982.71 | N/A | Employed |  | No |  |
| OBX2026INV20876 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1480 | 6.211 | 11487.68 | N/A | Employed |  | No |  |
| OBX2026INV20826 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.994 | 30865.93 | N/A | Employed | Employed | No | No |
| OBX2026INV20890 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6115.1 | 6.561 | 24674.13 | N/A | Employed | Employed | No | No |
| OBX2026INV21046 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.858 | 6377.12 | N/A | Employed |  | No |  |
| OBX2026INV21053 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 6539.8 | 6.542 | 3884.8 | N/A | Employed |  | No |  |
| OBX2026INV20988 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1664 | 6.563 | 8947.18 | N/A | Employed |  | No |  |
| OBX2026INV20822 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.978 | 21200.07 | N/A | Employed | Employed | No | No |
| OBX2026INV20802 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.979 | 12061.87 | N/A | Employed |  | No |  |
| OBX2026INV20978 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 1645 | 6.64 | 14534.74 | N/A | Employed | Employed | No | No |
| OBX2026INV20840 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.587 | 11952.42 | N/A | Employed | Employed | No | No |
| OBX2026INV20877 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 2630 | 6.607 | 12330.96 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20917 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.958 | 9415.5 | N/A | Employed |  | No |  |
| OBX2026INV20926 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.07 | 14555.04 | N/A | Retired | Retired | No | No |
| OBX2026INV20798 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.814 | 8110.42 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20563 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.383 | 7840.14 | N/A | Employed | Not Employed | No | No |
| OBX2026INV21047 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 3438.25 | 6.2 | 4014.63 | N/A | Employed |  | No |  |
| OBX2026INV20825 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.985 | 16359.05 | N/A | Employed | Not Employed | No | No |
| OBX2026INV20857 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 5.969 | 7836.36 | N/A | Employed |  | No |  |
| OBX2026INV21052 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.787 | 48940.13 | N/A | Employed |  | No |  |
| OBX2026INV20924 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 9018.4 | 5.847 | 11870.34 | N/A | Employed | Employed | No | No |
| OBX2026INV20925 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.004 | 15750.17 | N/A | Employed | Employed | No | No |
| OBX2026INV20929 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.208 | 12326.37 | N/A | Employed |  | No |  |
| OBX2026INV20940 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.291 | 24954.74 | N/A | Employed | Retired | No | No |
| OBX2026INV20943 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.255 | 11315.8 | N/A | Employed |  | No |  |
| OBX2026INV20946 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.459 | 5086.11 | N/A | Employed |  | No |  |
| OBX2026INV20948 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.23 | 22673.43 | N/A | Employed | Employed | No | No |
| OBX2026INV20968 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.609 | 9222.57 | N/A | Employed |  | No |  |
| OBX2026INV20981 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.198 | 13584.75 | N/A | Employed | Employed | No | No |
| OBX2026INV20982 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.558 | 9496.61 | N/A | Employed |  | No |  |
| OBX2026INV20983 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.687 | 14845.47 | N/A | Employed | Employed | No | No |
| OBX2026INV20984 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.555 | 17925.01 | N/A | Employed |  | No |  |
| OBX2026INV20986 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.665 | 3735.51 | N/A | Not Employed | Retired | No | No |
| OBX2026INV20990 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.706 | 10544.65 | N/A | Employed | Employed | No | No |
| OBX2026INV20996 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.645 | 25760.87 | N/A | Employed |  | No |  |
| OBX2026INV21003 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.708 | 21386.81 | N/A | Employed | Employed | No | No |
| OBX2026INV21019 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 13597.4 | 7.029 | 25024.7 | N/A | Employed | Retired | No | No |
| OBX2026INV21030 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.215 | 7523.11 | N/A | Employed |  | No |  |
| OBX2026INV20861 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 7.188 | 14363.33 | N/A | Employed |  | No |  |
| OBX2026INV20905 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 5839.89 | 6.937 | 14487.46 | N/A | Retired |  | No |  |
| OBX2026INV20910 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.266 | 34186.78 | N/A | Employed | Employed | No | No |
| OBX2026INV20915 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.957 | 4643.02 | N/A | Employed |  | No |  |
| OBX2026INV20883 |  | XX/XX/XXXX | ATR/QM: Exempt |  | 6.337 | 4453.95 | N/A | Employed |  | No |  |
| OBX2026INV21055 |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | 0 | 6.881 | 23496.17 | N/A | Employed | Employed | No | No |
| OBX2026INV20914 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt |  | 5.993 | 9687.42 | N/A | Retired | Retired | No | No |
| OBX2026INV21054 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt |  | 6.764 | 7032.04 | N/A | Employed | Employed | No | No |
| OBX2026INV20723 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt |  | 6.615 | 13732.87 | N/A | Employed | Employed | No | No |
| OBX2026INV21045 | XXXXX | XX/XX/XXXX | ATR/QM: Exempt |  | 6.88 | 29685.45 | N/A | Employed | Employed | No | No |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 7**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| Loan Number | Issue Detail | Issue Check Result | Address Variation | Applicant Not in Title | No Open Mortgage | Delinquent OR Unpaid Taxes | Other Lien Amount Before Subject | Federal Tax Lien | State Tax Lien | Subject Mortgage Found | Subject in 1st Position | Subject Mortgage Foreclosed | Break in Assignment Chain | Assigned to Counterparty | Break in Assignment Chain Detail | Address Variation Detail | Property in Super Lien State? | XXX | Last Deed of Record Grantee | Subject Mortgage Original Grantee | Subject Mortgage Last Grantee | Subject Mortgage Last Assignment Addl Info | Subject Mortgage Amount | Subject Mortgage Lien Position | Modification Amount | Modification Date | Subject Mortgage Modification Purpose | Senior Mortgages Count | Total Senior Mortgage Amount | Junior Mortgages Count | Total Junior Mortgage Amount | State Tax Lien Amount Before Subject | State Tax Lien Amount After Subject | Federal Tax Lien Amount Before Subject | Federal Tax Lien Amount After Subject | HOA Lien Amount Before Subject | HOA Lien Amount After Subject | Municipal Lien Amount Before Subject | Municipal Lien Amount After Subject | Other Lien Amount Before Subject | Other Lien Amount After Subject | Total Lien Amount Before Subject | Total Lien Amount After Subject (includes Delinquent Tax) | Total Lien Amount (includes Delinquent Tax) | Current Tax Amount | Delinquent Tax Amount | Total Tax Amount | Addl Info | Tax Info 1 | Tax Info 2 |
| OBX2026INV20025 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Single Family Residence.<br> Real Estate Contract Recorded on XX/XX/XXXX, as Instrument no. XXX.<br> Oath for XXX, Recorded on XX/XX/XXXX, as Instrument no. XXX." | XXX 1st Half taxes are paid in the amount of $XXX on XX/XX/XXXX 2nd Half taxes are paid in the amount of $XXX on XX/XX/XXXX<br> No priors, No Exemptions, Assessment breakdown N/A |  |
| OBX2026INV20135 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Single Family Residence.<br> XXX EQ in Last 12M: No<br> XXX EQ reflected in MTG Chain: No<br> Deed of Trust supporting Vendor's Lien is Still Open." | XXX taxes are paid in the amount of $XXX on XX/XX/XXXX, No Priors , No Exemptions , Inside City limits, Acreage N/A, Agriculture val : 0, |  |
| OBX2026INV20001 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX, as nominee for XXX | XXX, its successors and assigns | Mortgage at Instrument no. XXX | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Single Family Residence." | XXX 1st Half taxes are due in the amount of $XXX on XX/XX/XXXX 2nd Half taxes are due in the amount of $XXX on XX/XX/XXXX<br> No priors, No Exemptions , |  |
| OBX2026INV20120 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Condominium.<br> Power of Attorney Recorded on XX/XX/XXXX, as Inst No.XXX." | XXX 1st half taxes are delinquent total payoff $XXX till XX/XX/XXXX 2nd half taxes are due in the amount of $XXX on XX/XX/XXXX. No exemptions, |  |
| OBX2026INV20116 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property type is Condominium.<br> Limited Warranty Unit Deed, Encumbrances And Reservation Of Rights With Power Of Attorney XXX Recorded on XX/XX/XXXX as Inst No. XXX.<br> Limited Warranty Unit Deed, Encumbrances And Reservation Of Rights With Power Of Attorney XXX Recorded on XX/XX/XXXX, as Inst No. XXX." | XXX 1st half taxes are paid in the amount of $XXX on XX/XX/XXXX 2nd half taxes are paid in the amount of $XXX on XX/XX/XXXX. No Priors, No Exemptions. |  |
| OBX2026INV20049 | Applicant Not in Title | **FAIL** | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type Is Single Family Residence.<br> Applicant not in title." | XXX taxes are paid in the amount of $XXX on XX/XX/XXXX, No priors, No Exemptions Assessment Breakdown N/A. |  |
| OBX2026INV20119 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Condominium" | XXX 1st Installment Taxes are Delinquent in the amount of $XXX, Base Amount $XXX, 2nd Installment Taxes are Due in the amount of $XXX. |  |
| OBX2026INV20121 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residence" |  |  |
| OBX2026INV20047 | Delinquent or Unpaid Taxes, Address Variation | **FAIL** | **FAIL** | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  | XXX | N |  | XXX | XXX and XXX, as Trustees of the XXX dated XX/XX/XXXX | XXX, as Trustees of the XXX dated XX/XX/XXXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residence.<br> Address Variance: XXX" |  |  |
| OBX2026INV20109 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential<br> Manatee County Easement Encroachment Agreement recorded on XX/XX/XXXX in Instrument No. XXX<br> Notice of Commencement dated XX/XX/XXXX, filed XX/XX/XXXX, as (instrument) XXX Amount: $_AMOUNT_. _PURPOSE_" | No assessment breakdown provided.<br>Annual: XXX County Tax amount $XXX Paid at Discount (Base Amount - $XXX) |  |
| OBX2026INV20051 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026INV20050 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Townhouse." | XXX taxes are paid in the amount of $XXX on XX/XX/XXXX<br> No assessment breakdown. |  |
| OBX2026INV20035 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX, as nominee for XXX. | XXX, as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residence" |  |  |
| OBX2026INV20278 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential<br> Irrevocable Power of Attorney Coupled with an Interest recorded on XX/XX/XXXX in Instrument No. XXX" |  |  |
| OBX2026INV20027 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential" | No assessment breakdown provided. |  |
| OBX2026INV20287 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential <br>Certification of Trust recorded on XX/XX/XXXX, in Instrument No.XXX" | No assessment breakdown provided.<br> Annual: XXX County Tax amount $XXX Paid at discount (Base Amount $XXX) |  |
| OBX2026INV20033 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential <br> " |  |  |
| OBX2026INV20052 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Condominium" |  |  |
| OBX2026INV20042 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential <br>Note: PIN: XXX" |  |  |
| OBX2026INV20024 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Multi Family Residential<br> Abbreviated Legal: XXX, REC. XXX, XXX COUNTY.<br> Real Estate Excise Tax Affidavit recorded on XX/XX/XXXX in Instrument No. XXX" |  |  |
| OBX2026INV20117 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Multi Family Residential" | Quarterly: <br> XXX County Tax 1st Installment Amount: $XXX Paid<br> XXX County Tax 2nd Installment Amount: $XXX Paid<br> XXX County Tax 3rd & 4th Installment Amount unavailable |  |
| OBX2026INV20086 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX, as nominee for XXX | XXX, as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type is Single Family Residence." | XXX 1st half taxes are paid in the amount of $XXX on XX/XX/XXXX and <br> 2nd half taxes are due in the amount of $XXX due by XX/XX/XXXX. No assessment breakdowns available. |  |
| OBX2026INV20122 | Delinquent or Unpaid Taxes | **FAIL** | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX as nominee for XXX. | XXX as nominee for XXX. | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential<br> Disclaimer Deed recorded on XX/XX/XXXX, in Instrument No.XXX" | No assessment breakdown provided. |  |
| OBX2026INV20004 | Subject Not in 1st Position, Applicant Not in Title | **FAIL** | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | PASS | **FAIL** | PASS | PASS | N/A |  |  | N |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 2 N |  |  |  | 1 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential<br> XXX member of XXX<br> Tax Entity: XXX County" | No assessment breakdown provided. |  |
| OBX2026INV20261 | Federal Tax Lien | **FAIL** | PASS | PASS | PASS | PASS | PASS | **FAIL** | PASS | PASS | PASS | PASS | PASS | N/A |  |  | N |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property type Single Family Residence <br> " |  |  |
| OBX2026INV20045 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential<br>" |  |  |
| OBX2026INV20078 |  | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | PASS | N/A |  |  | Y |  | XXX | XXX as nominee for XXX | XXX as nominee for XXX | N/A | $XXX | 1 N |  |  |  | 0 | $XXX | 0 | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | $XXX | "Property Type: Single Family Residential<br>" |  |  |

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## Exhibit 99.03

**Exhibit 99.03**

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| | |
|:---|:---|
| ![](ex99-03_001.jpg) | KPMG LLP <br> Two Manhattan West <br> 375 9th Avenue, 17th Floor <br> New York, NY 10001 |

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**Independent Accountants' Agreed-Upon Procedures Report**

Onslow Bay Financial LLC (the "Company")<br> BofA Securities, Inc. (the "Initial Purchaser")<br> (together, the "Specified Parties")

Re: OBX 2026-INV2 Trust – Data Files Procedures

We have performed the procedures described below on the specified attributes in (i) an electronic data file entitled "OBX 2026-INV2 ASF Tape 20260317.xlsx" provided by the Initial Purchaser on March 18, 2026, on behalf of the Company, containing information on 1,057 mortgage loans as of March 1, 2026 (the "Initial Data File") and (ii) an electronic data file entitled "OBX 2026-INV2 ASF Tape 20260324 KPMG.xlsx" provided by the Initial Purchaser on March 24, 2026, on behalf of the Company, containing information on 1,053 mortgage loans (the "Mortgage Loans") as of March 1, 2026 (the "Data File" and together with the Initial Data File, the "Data Files"). We were informed that the Mortgage Loans are intended to be included as collateral in the offering by OBX 2026-INV2 Trust. The Company is responsible for the specified attributes identified by the Company in the Data Files.

The Specified Parties have agreed to and acknowledged that the procedures performed are appropriate to meet the intended purpose of assisting specified parties in evaluating the accuracy of the specified attributes in the Data Files. This report may not be suitable for any other purpose. No other parties have agreed to or acknowledged the appropriateness of these procedures for the intended purpose or any other purpose.

The procedures performed may not address all the items of interest to a specified party of this report and may not meet the needs of all specified parties of this report and, as such, specified parties are responsible for determining whether the procedures performed are appropriate for their purposes. We make no representation regarding the appropriateness of the procedures either for the intended purpose or for any other purpose.

Unless otherwise stated, the following definitions have been adopted in presenting our procedures and findings:

· The term "compared" means compared to the information shown and found it to be in agreement, unless otherwise stated.
Such compared information was deemed to be in agreement if differences were within the reporting threshold.

· The term "recomputed" means recalculated and compared the result to the information shown and found it to be in agreement,
unless otherwise stated. Such recomputed information was deemed to be in agreement if differences were within the reporting threshold.

· The term "reporting threshold" means that dollar amounts and percentages were within $1.00 and 0.1%, respectively.

· The term "Loan File" means the following electronic information sources provided by the Company or Initial Purchaser,
on behalf of the Company, for each Selected Loan (defined below) as applicable: Promissory Note, Uniform Residential Loan Application
(URLA), Final Closing Disclosure, Occupancy Statement, Appraisal Report, Purchase Agreement, Addendum to Purchase Agreement, Uniform Underwriting
and Transmittal Summary, Servicer Report, Automated Underwriting System Summary, Credit Report and Title Report. We make no representation
regarding the validity or accuracy of these documents or the execution of the applicable documents by the borrower.

KPMG LLP, a Delaware limited liability partnership, and its subsidiaries are part of <br> the KPMG global organization of independent member firms affiliated with KPMG<br> International Limited, a private English company limited by guarantee.

![](ex99-03_002.jpg)

· The term "Sample Loan Selection
File" means an electronic data file entitled "Masked IDs Decoder v1 – (OBX 2026-INV2).xlsx" provided by the Initial
Purchaser on March 11, 2026, on behalf of the Company, containing a listing of the loan numbers for 1,057 mortgage loans.

· The term "Instructions" means the instructions provided by the Company pertaining to a procedure, attribute, or methodology,
as described in the table below.

· The term "Provided Information" means the Loan File, Sample Loan Selection File, and Instructions.

The procedures we were instructed by the Company to perform and the associated findings are as follows:

A. We randomly selected a sample of 106 mortgage loans from the Sample Loan Selection File using a random sampling tool (the "Selected
Loans"). A listing of the Selected Loans is attached hereto as Exhibit A. For purposes of this procedure, the Company did not inform
us of the basis they used to determine the number of mortgage loans we were instructed to randomly select from the Sample Loan Selection
File.

B. For each Selected Loan, we compared or recomputed the specified attributes in the Initial Data File listed below to or using the corresponding
information included in the Loan File, utilizing the Instructions, as applicable. The Company indicated that the absence of any of the
information in the Loan File or the inability to agree the indicated information from the Initial Data File to the Loan File for each
of the specified attributes identified, utilizing the Instructions as applicable, constituted an exception. The Loan File information
is listed in the order of priority, which was provided by the Company, with the highest priority source listed first. The term "Provided
by the Company" when used in the "Loan File / Instructions" column of the table below, means we were instructed by the
Company to assume the attribute is accurate and not perform any procedure.

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| | |
|:---|:---|
| **Specified Attribute** | **Loan File / Instructions** |
| Seller Loan Number | Provided by the Company |
| Original Term to Maturity | URLA |
| Original Amortization Term | URLA, Promissory Note |
| Original Loan Amount | Promissory Note |
| Original Interest Rate | Promissory Note |
| Current Payment Amount Due | Promissory Note, Servicer Report |
| First Payment Date of Loan | Promissory Note |
| State | Promissory Note |
| City | Promissory Note |
| Postal Code | Promissory Note |
| Prepayment Penalty Total Term | Promissory Note |
| Occupancy | URLA, Occupancy Statement |
| Property Type | Appraisal Report, Uniform Underwriting and Transmittal Summary, Automated Underwriting System Summary<br> Consider property types of "dPUD (PUD with "de minimus" monthly HOA dues" and "PUD (Only for use with Single-Family Detached Homes with PUD riders)" to be "PUD." |

---

![](ex99-03_002.jpg)

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| | |
|:---|:---|
| **Specified Attribute** | **Loan File / Instructions** |
| Original Appraised Property Value | Appraisal Report, Uniform Underwriting and Transmittal Summary, Automated Underwriting System Summary |
| Sales Price | Final Closing Disclosure, Appraisal Report, Uniform Underwriting and Transmittal Summary, Purchase Agreement, Addendum to Purchase Agreement |
| Loan Purpose | URLA, Final Closing Disclosure, Uniform Underwriting and Transmittal Summary<br> For this procedure, perform the comparison on the portion of the 'Loan Purpose' which indicates one of the following purposes: purchase, cash-out, or rate/term refinance. |
| Junior Mortgage Balance | Uniform Underwriting and Transmittal Summary, Automated Underwriting System Summary, Credit Report, Title Report |
| Original LTV | Recompute by dividing (i) Original Loan Amount, by (ii) Sales Price if the Loan Purpose attribute contains 'purchase'; otherwise the Original Appraised Property Value. |
| Original CLTV | Recompute by dividing (i) the sum of (a) Original Loan Amount and (b) Junior Mortgage Balance (if applicable), by (ii) Sales Price if the Loan Purpose attribute contains 'purchase'; otherwise the Original Appraised Property Value. |

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We found such information to be in agreement except as listed in Exhibit B.

C. As a result of the findings identified and reported in the performance of Procedure B, the Initial Data File was revised by the Company.
The Data File represents the revised information reflecting resolution of the differences reported as determined appropriate by the Company.
We reperformed Procedure B on the Selected Loans in the Data File. We found such information to be in agreement without exception.

We were engaged by the Company to perform this agreed-upon procedures engagement. We conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants, which involves us performing the specific procedures agreed to and acknowledged above and reporting on findings based on performing those procedures. We were not engaged to, and did not, conduct an examination or review, the objective of which would be the expression of an opinion or conclusion, respectively, on the specified attributes in the Data Files. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported.

We are required to be independent of the Company and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements related to our agreed-upon procedures engagement.

The procedures performed were applied based on the information included in the Data Files and Provided Information, without verification or evaluation of such information by us; therefore, we express no opinion or any other form of assurance regarding (i) the reasonableness of the information provided to us by the Company, (ii) the physical existence of the Mortgage Loans, (iii) the reliability or accuracy of the Provided Information which was used in our procedures, or (iv) matters of legal interpretation.

![](ex99-03_002.jpg)

The procedures performed were not intended to address, nor did they address: (i) the conformity of the origination of the Mortgage Loans to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) the value of collateral securing any such Mortgage Loans being securitized, (iii) the compliance of the originator of the Mortgage Loans with federal, state, and local laws and regulations, or (iv) any other factor or characteristic of the Mortgage Loans that would be material to the likelihood that the issuer of the notes will pay interest and principal in accordance with applicable terms and conditions. The procedures performed were not intended to satisfy any criteria for due diligence published by the nationally recognized statistical rating organizations ("NRSROs").

The terms of our engagement are such that we have no responsibility to update this report because of events and circumstances that may subsequently occur.

This report is intended solely for the information and use of the Specified Parties. It is not intended to be and should not be used by any other person or entity, including investors or the NRSROs, who are not identified in the report as the Specified Parties but may have access to this report as required by law or regulation.

/s/ KPMG LLP

New York, New York<br> March 27, 2026

**Exhibit A**

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| | |
|:---|:---|
| &nbsp;&nbsp;**Selected<br> Loan #** | &nbsp;&nbsp;**Unique Identifier**<sup>(1)</sup> |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;OBX2026INV20869 |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;OBX2026INV20245 |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;OBX2026INV20642 |
| &nbsp;&nbsp;4 | &nbsp;&nbsp;OBX2026INV20444 |
| &nbsp;&nbsp;5 | &nbsp;&nbsp;OBX2026INV20521 |
| &nbsp;&nbsp;6 | &nbsp;&nbsp;OBX2026INV20175 |
| &nbsp;&nbsp;7 | &nbsp;&nbsp;OBX2026INV20663 |
| &nbsp;&nbsp;8 | &nbsp;&nbsp;OBX2026INV20360 |
| &nbsp;&nbsp;9 | &nbsp;&nbsp;OBX2026INV21021 |
| &nbsp;&nbsp;10 | &nbsp;&nbsp;OBX2026INV20363 |
| &nbsp;&nbsp;11 | &nbsp;&nbsp;OBX2026INV20092 |
| &nbsp;&nbsp;12 | &nbsp;&nbsp;OBX2026INV20351 |
| &nbsp;&nbsp;13 | &nbsp;&nbsp;OBX2026INV20497 |
| &nbsp;&nbsp;14 | &nbsp;&nbsp;OBX2026INV20066 |
| &nbsp;&nbsp;15 | &nbsp;&nbsp;OBX2026INV20616 |
| &nbsp;&nbsp;16 | &nbsp;&nbsp;OBX2026INV20285 |
| &nbsp;&nbsp;17 | &nbsp;&nbsp;OBX2026INV20045 |
| &nbsp;&nbsp;18 | &nbsp;&nbsp;OBX2026INV20819 |
| &nbsp;&nbsp;19 | &nbsp;&nbsp;OBX2026INV20887 |
| &nbsp;&nbsp;20 | &nbsp;&nbsp;OBX2026INV20010 |
| &nbsp;&nbsp;21 | &nbsp;&nbsp;OBX2026INV20954 |
| &nbsp;&nbsp;22 | &nbsp;&nbsp;OBX2026INV20243 |
| &nbsp;&nbsp;23 | &nbsp;&nbsp;OBX2026INV20192 |
| &nbsp;&nbsp;24 | &nbsp;&nbsp;OBX2026INV20906 |
| &nbsp;&nbsp;25 | &nbsp;&nbsp;OBX2026INV20208 |
| &nbsp;&nbsp;26 | &nbsp;&nbsp;OBX2026INV20149 |
| &nbsp;&nbsp;27 | &nbsp;&nbsp;OBX2026INV20635 |
| &nbsp;&nbsp;28 | &nbsp;&nbsp;OBX2026INV20107 |
| &nbsp;&nbsp;29 | &nbsp;&nbsp;OBX2026INV20836 |
| &nbsp;&nbsp;30 | &nbsp;&nbsp;OBX2026INV20986 |
| &nbsp;&nbsp;31 | &nbsp;&nbsp;OBX2026INV20526 |
| &nbsp;&nbsp;32 | &nbsp;&nbsp;OBX2026INV21007 |
| &nbsp;&nbsp;33 | &nbsp;&nbsp;OBX2026INV20234 |
| &nbsp;&nbsp;34 | &nbsp;&nbsp;OBX2026INV20667 |
| &nbsp;&nbsp;35 | &nbsp;&nbsp;OBX2026INV20354 |
| &nbsp;&nbsp;36 | &nbsp;&nbsp;OBX2026INV20596 |
| &nbsp;&nbsp;37 | &nbsp;&nbsp;OBX2026INV20322 |
| &nbsp;&nbsp;38 | &nbsp;&nbsp;OBX2026INV20101 |
| &nbsp;&nbsp;39 | &nbsp;&nbsp;OBX2026INV20086 |
| &nbsp;&nbsp;40 | &nbsp;&nbsp;OBX2026INV20646 |

---

**Exhibit A**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Selected<br> Loan #** | &nbsp;&nbsp;**Unique Identifier**<sup>(1)</sup> |
| &nbsp;&nbsp;41 | &nbsp;&nbsp;OBX2026INV20631 |
| &nbsp;&nbsp;42 | &nbsp;&nbsp;OBX2026INV21027 |
| &nbsp;&nbsp;43 | &nbsp;&nbsp;OBX2026INV20132 |
| &nbsp;&nbsp;44 | &nbsp;&nbsp;OBX2026INV20974 |
| &nbsp;&nbsp;45 | &nbsp;&nbsp;OBX2026INV20319 |
| &nbsp;&nbsp;46 | &nbsp;&nbsp;OBX2026INV20025 |
| &nbsp;&nbsp;47 | &nbsp;&nbsp;OBX2026INV20110 |
| &nbsp;&nbsp;48 | &nbsp;&nbsp;OBX2026INV20127 |
| &nbsp;&nbsp;49 | &nbsp;&nbsp;OBX2026INV20603 |
| &nbsp;&nbsp;50 | &nbsp;&nbsp;OBX2026INV20173 |
| &nbsp;&nbsp;51 | &nbsp;&nbsp;OBX2026INV20595 |
| &nbsp;&nbsp;52 | &nbsp;&nbsp;OBX2026INV20317 |
| &nbsp;&nbsp;53 | &nbsp;&nbsp;OBX2026INV20342 |
| &nbsp;&nbsp;54 | &nbsp;&nbsp;OBX2026INV20225 |
| &nbsp;&nbsp;55 | &nbsp;&nbsp;OBX2026INV20629 |
| &nbsp;&nbsp;56 | &nbsp;&nbsp;OBX2026INV20294 |
| &nbsp;&nbsp;57 | &nbsp;&nbsp;OBX2026INV20229 |
| &nbsp;&nbsp;58 | &nbsp;&nbsp;OBX2026INV20325 |
| &nbsp;&nbsp;59 | &nbsp;&nbsp;OBX2026INV20787 |
| &nbsp;&nbsp;60 | &nbsp;&nbsp;OBX2026INV20283 |
| &nbsp;&nbsp;61 | &nbsp;&nbsp;OBX2026INV20133 |
| &nbsp;&nbsp;62 | &nbsp;&nbsp;OBX2026INV20857 |
| &nbsp;&nbsp;63 | &nbsp;&nbsp;OBX2026INV20978 |
| &nbsp;&nbsp;64 | &nbsp;&nbsp;OBX2026INV20970 |
| &nbsp;&nbsp;65 | &nbsp;&nbsp;OBX2026INV20413 |
| &nbsp;&nbsp;66 | &nbsp;&nbsp;OBX2026INV21028 |
| &nbsp;&nbsp;67 | &nbsp;&nbsp;OBX2026INV20179 |
| &nbsp;&nbsp;68 | &nbsp;&nbsp;OBX2026INV20818 |
| &nbsp;&nbsp;69 | &nbsp;&nbsp;OBX2026INV20255 |
| &nbsp;&nbsp;70 | &nbsp;&nbsp;OBX2026INV21000 |
| &nbsp;&nbsp;71 | &nbsp;&nbsp;OBX2026INV20288 |
| &nbsp;&nbsp;72 | &nbsp;&nbsp;OBX2026INV21006 |
| &nbsp;&nbsp;73 | &nbsp;&nbsp;OBX2026INV20200 |
| &nbsp;&nbsp;74 | &nbsp;&nbsp;OBX2026INV20893 |
| &nbsp;&nbsp;75 | &nbsp;&nbsp;OBX2026INV20833 |
| &nbsp;&nbsp;76 | &nbsp;&nbsp;OBX2026INV20399 |
| &nbsp;&nbsp;77 | &nbsp;&nbsp;OBX2026INV20105 |
| &nbsp;&nbsp;78 | &nbsp;&nbsp;OBX2026INV21023 |
| &nbsp;&nbsp;79 | &nbsp;&nbsp;OBX2026INV20468 |
| &nbsp;&nbsp;80 | &nbsp;&nbsp;OBX2026INV20309 |

---

**Exhibit A**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Selected<br> Loan #** | &nbsp;&nbsp;**Unique Identifier**<sup>(1)</sup> |
| &nbsp;&nbsp;81 | &nbsp;&nbsp;OBX2026INV20020 |
| &nbsp;&nbsp;82 | &nbsp;&nbsp;OBX2026INV20096 |
| &nbsp;&nbsp;83 | &nbsp;&nbsp;OBX2026INV20758 |
| &nbsp;&nbsp;84 | &nbsp;&nbsp;OBX2026INV20796 |
| &nbsp;&nbsp;85 | &nbsp;&nbsp;OBX2026INV20832 |
| &nbsp;&nbsp;86 | &nbsp;&nbsp;OBX2026INV20867 |
| &nbsp;&nbsp;87 | &nbsp;&nbsp;OBX2026INV20129 |
| &nbsp;&nbsp;88 | &nbsp;&nbsp;OBX2026INV20723 |
| &nbsp;&nbsp;89 | &nbsp;&nbsp;OBX2026INV20770 |
| &nbsp;&nbsp;90 | &nbsp;&nbsp;OBX2026INV20545 |
| &nbsp;&nbsp;91 | &nbsp;&nbsp;OBX2026INV20076 |
| &nbsp;&nbsp;92 | &nbsp;&nbsp;OBX2026INV20098 |
| &nbsp;&nbsp;93 | &nbsp;&nbsp;OBX2026INV20766 |
| &nbsp;&nbsp;94 | &nbsp;&nbsp;OBX2026INV20069 |
| &nbsp;&nbsp;95 | &nbsp;&nbsp;OBX2026INV20607 |
| &nbsp;&nbsp;96 | &nbsp;&nbsp;OBX2026INV20375 |
| &nbsp;&nbsp;97 | &nbsp;&nbsp;OBX2026INV20071 |
| &nbsp;&nbsp;98 | &nbsp;&nbsp;OBX2026INV20305 |
| &nbsp;&nbsp;99 | &nbsp;&nbsp;OBX2026INV20889 |
| &nbsp;&nbsp;100 | &nbsp;&nbsp;OBX2026INV20792 |
| &nbsp;&nbsp;101 | &nbsp;&nbsp;OBX2026INV20915 |
| &nbsp;&nbsp;102 | &nbsp;&nbsp;OBX2026INV21050 |
| &nbsp;&nbsp;103 | &nbsp;&nbsp;OBX2026INV20113 |
| &nbsp;&nbsp;104 | &nbsp;&nbsp;OBX2026INV20060 |
| &nbsp;&nbsp;105 | &nbsp;&nbsp;OBX2026INV20837 |
| &nbsp;&nbsp;106 | &nbsp;&nbsp;OBX2026INV20856 |

---

(1) The Company has assigned a unique identifier to each mortgage loan in the Data Files. The unique identifiers referred to in this Exhibit are not the customer account number.

**Exhibit B**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Selected Loan #** | **Unique Identifier** | &nbsp;&nbsp;**Specified Attribute** | &nbsp;&nbsp;**Per Initial Data File** | &nbsp;&nbsp;**Per Procedure B** |
| &nbsp;&nbsp;3 | OBX2026INV20642 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;3 Family |
| &nbsp;&nbsp;6 | OBX2026INV20175 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;3 Family |
| &nbsp;&nbsp;13 | OBX2026INV20497 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;Single Family Detached (non-PUD) |
| &nbsp;&nbsp;26 | OBX2026INV20149 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;PUD (Only for use with Single-Family Detached Homes with PUD riders) | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;42 | OBX2026INV21027 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;49 | OBX2026INV20603 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;PUD (Only for use with Single-Family Detached Homes with PUD riders) | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;52 | &nbsp;&nbsp;OBX2026INV20317 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;54 | &nbsp;&nbsp;OBX2026INV20225 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;3 Family |
| &nbsp;&nbsp;64 | &nbsp;&nbsp;OBX2026INV20970 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;4 Family |
| &nbsp;&nbsp;70 | &nbsp;&nbsp;OBX2026INV21000 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;2 Family |
| &nbsp;&nbsp;72 | &nbsp;&nbsp;OBX2026INV21006 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;PUD (Only for use with Single-Family Detached Homes with PUD riders) | &nbsp;&nbsp;Townhouse |
| &nbsp;&nbsp;94 | &nbsp;&nbsp;OBX2026INV20069 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;PUD (Only for use with Single-Family Detached Homes with PUD riders) |

---