# EDGAR Filing Document

**Accession Number:** 0001607825
**File Stem:** 0001420506-25-001564
**Filing Date:** 2025-7
**Character Count:** 19768
**Document Hash:** d14f58dd67fd3d6247c324c13020c105
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001420506-25-001564.hdr.sgml**: 20250722

**ACCESSION NUMBER**: 0001420506-25-001564

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250722

**DATE AS OF CHANGE**: 20250722

**EFFECTIVENESS DATE**: 20250722

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Gemmer Asset Management LLC
- **CENTRAL INDEX KEY:** 0001607825

**ORGANIZATION NAME:**
- **EIN:** 943317854

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16189
- **FILM NUMBER:** 251140893

**BUSINESS ADDRESS:**
- **STREET 1:** 1655 NORTH MAIN STREET
- **STREET 2:** SUITE 360
- **CITY:** WALNUT CREEK
- **STATE:** CA
- **ZIP:** 94596
- **BUSINESS PHONE:** 925-933-3786

**MAIL ADDRESS:**
- **STREET 1:** 1655 NORTH MAIN STREET
- **STREET 2:** SUITE 360
- **CITY:** WALNUT CREEK
- **STATE:** CA
- **ZIP:** 94596

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Gemmer Asset Management LLC<br>**Address:** 1655 NORTH MAIN STREET<br>SUITE 360<br>WALNUT CREEK, CA 94596

**Form 13F File Number:** 028-16189

**CRD Number (if applicable):** 000109034

**SEC File Number (if applicable):** 801-56517

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Patricia Mullin<br>**Title:** Chief Compliance Officer<br>**Phone:** 925-933-3786

**Signature, Place, and Date of Signing:**

Patricia Mullin Chief Compliance Officer  WALNUT CREEK, CA  07-22-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 1

**Form 13F Information Table Entry Total:** 165

**Form 13F Information Table Value Total:** $1126946454

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

| No.   | Name          | Form 13F File Number   |
|:---|:---|:---|
|  | Pathstone LLC |  |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 363419 | 2672 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 491522 | 2648 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ABM INDS INC | COM | 000957100 |  | 22215610 | 470570 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 635644 | 1643 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 447553 | 3154 | SH |  | OTR | 1 | 0 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 3587465 | 16352 | SH |  | OTR | 1 | 0 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 375258 | 1344 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ANIXA BIOSCIENCES INC | COM | 03528H109 |  | 115500 | 35000 | SH |  | SOLE |  | 0 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 11516621 | 56132 | SH |  | OTR | 1 | 0 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 366957 | 12680 | SH |  | OTR | 1 | 0 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 707159 | 14944 | SH |  | OTR | 1 | 0 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 3499001 | 7203 | SH |  | OTR | 1 | 0 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 728800 | 1 | SH |  | SOLE |  | 0 | 0 | 0 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 2012974 | 49520 | SH |  | SOLE |  | 0 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 262818 | 677 | SH |  | SOLE |  | 0 | 0 | 0 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 261041 | 1072 | SH |  | OTR | 1 | 0 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 664882 | 4643 | SH |  | OTR | 1 | 0 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 689901 | 9944 | SH |  | OTR | 1 | 0 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 253356 | 3581 | SH |  | OTR | 1 | 0 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 216032 | 2407 | SH |  | OTR | 1 | 0 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 258768 | 3472 | SH |  | OTR | 1 | 0 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 904930 | 914 | SH |  | OTR | 1 | 0 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 210854 | 414 | SH |  | OTR | 1 | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 336715 | 7968 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 871824 | 29374 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 13074206 | 420528 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 |  | 345631 | 11720 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 11425546 | 321303 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 1270463 | 43885 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 221814 | 7396 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 476938 | 11136 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 9479348 | 264491 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 559218 | 16176 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 5828019 | 86959 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 7449451 | 116928 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 1374564 | 46706 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 230316 | 5868 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 350932 | 11949 | SH |  | SOLE |  | 0 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 7544795 | 243224 | SH |  | SOLE |  | 0 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 452892 | 3652 | SH |  | OTR | 1 | 0 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 1095602 | 3069 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 798370 | 1024 | SH |  | OTR | 1 | 0 | 0 | 0 |
| EVI INDS INC | COM | 26929N102 |  | 22321066 | 1022495 | SH |  | SOLE |  | 0 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 341179 | 3165 | SH |  | OTR | 1 | 0 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | COM SHS ANNUAL | 33718M105 |  | 322506 | 4502 | SH |  | SOLE |  | 0 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 246602 | 466 | SH |  | OTR | 1 | 0 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 402191 | 3628 | SH |  | OTR | 1 | 0 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 229311 | 324 | SH |  | OTR | 1 | 0 | 0 | 0 |
| GOPRO INC | CL A | 38268T103 |  | 2043820 | 11597 | SH |  | OTR | 1 | 0 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1695045 | 4623 | SH |  | OTR | 1 | 0 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 201322 | 864 | SH |  | OTR | 1 | 0 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 211409 | 9438 | SH |  | OTR | 1 | 0 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 446431 | 1514 | SH |  | OTR | 1 | 0 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 289848 | 368 | SH |  | OTR | 1 | 0 | 0 | 0 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 277139 | 510 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 783684 | 5803 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 4295351 | 6918 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 6215772 | 62659 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 1126645 | 23355 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1260611 | 11450 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 2101421 | 10753 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 5568448 | 67203 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 4510467 | 50458 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 924364 | 14904 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 12774191 | 116659 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 273087 | 1406 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 545161 | 1284 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 2410318 | 7098 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 331022 | 1534 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 724112 | 6626 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 5885823 | 44241 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 222482 | 2092 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 15149786 | 130422 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 2712546 | 51413 | SH |  | SOLE |  | 0 | 0 | 0 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 267209 | 1897 | SH |  | OTR | 1 | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 |  | 348255 | 13831 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 431455 | 2360 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 349781 | 4190 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 318018 | 3564 | SH |  | SOLE |  | 0 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE VALUE ETF | 46641Q167 |  | 5330362 | 81380 | SH |  | SOLE |  | 0 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 304080 | 6000 | SH |  | SOLE |  | 0 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1229049 | 8046 | SH |  | OTR | 1 | 0 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1314204 | 4533 | SH |  | OTR | 1 | 0 | 0 | 0 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 1942254 | 7743 | SH |  | OTR | 1 | 0 | 0 | 0 |
| LISTED FDS TR | ROUNDHILL BALL | 53656F417 |  | 5284920 | 7160 | SH |  | OTR | 1 | 0 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 268621 | 580 | SH |  | OTR | 1 | 0 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 425389 | 757 | SH |  | OTR | 1 | 0 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 329393 | 1127 | SH |  | OTR | 1 | 0 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 212521 | 81 | SH |  | OTR | 1 | 0 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 396674 | 5011 | SH |  | OTR | 1 | 0 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 3891003 | 31570 | SH |  | OTR | 1 | 0 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 6656300 | 13382 | SH |  | OTR | 1 | 0 | 0 | 0 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 222731 | 551 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ISHARES TR | FUTURE AI  TECH | 46435U556 |  | 656574 | 16014 | SH |  | SOLE |  | 0 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | CALVERT ULT SHR | 61774R601 |  | 207298 | 4092 | SH |  | SOLE |  | 0 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | CALVERT US LARCP | 61774R205 |  | 341233 | 4458 | SH |  | SOLE |  | 0 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 1724799 | 1288 | SH |  | OTR | 1 | 0 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 377912 | 5444 | SH |  | OTR | 1 | 0 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 47575398 | 301129 | SH |  | OTR | 1 | 0 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 1758347 | 8043 | SH |  | OTR | 1 | 0 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 1024717 | 7517 | SH |  | OTR | 1 | 0 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 252321 | 1233 | SH |  | OTR | 1 | 0 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 248004 | 10231 | SH |  | OTR | 1 | 0 | 0 | 0 |
| PG CORP | COM | 69331C108 |  | 690016 | 49499 | SH |  | OTR | 1 | 0 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 328380 | 1803 | SH |  | OTR | 1 | 0 | 0 | 0 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 21094369 | 794814 | SH |  | SOLE |  | 0 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 549495 | 3449 | SH |  | OTR | 1 | 0 | 0 | 0 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 883567 | 8774 | SH |  | SOLE |  | 0 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 1645610 | 10333 | SH |  | OTR | 1 | 0 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 1195068 | 4383 | SH |  | OTR | 1 | 0 | 0 | 0 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 908568 | 9958 | SH |  | OTR | 1 | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 64270399 | 2619006 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | 808524763 |  | 17805615 | 621487 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 7769753 | 257789 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 27650181 | 1160310 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | 1000 INDEX ETF | 808524722 |  | 862799 | 28934 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 601349 | 22692 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 106943940 | 4839092 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 39500085 | 1408203 | SH |  | SOLE |  | 0 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1414379 | 23107 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 53590469 | 1834662 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 122837311 | 4439368 | SH |  | SOLE |  | 0 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 33180484 | 1311482 | SH |  | SOLE |  | 0 | 0 | 0 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 217650 | 4156 | SH |  | SOLE |  | 0 | 0 | 0 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 305395 | 1206 | SH |  | SOLE |  | 0 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 24733549 | 24058 | SH |  | OTR | 1 | 0 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 269919 | 2340 | SH |  | OTR | 1 | 0 | 0 | 0 |
| SPDR INDEX SHS FDS | MSCI EAFE FS ETF | 78470E106 |  | 21240529 | 448492 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3530438 | 5714 | SH |  | OTR | 1 | 0 | 0 | 0 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 216862 | 2275 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SERIES TRUST | SPDR S 500 ETF | 78468R796 |  | 20735724 | 407142 | SH |  | SOLE |  | 0 | 0 | 0 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 32278064 | 1069164 | SH |  | SOLE |  | 0 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 9987368 | 108997 | SH |  | OTR | 1 | 0 | 0 | 0 |
| SYNOPSYS INC | COM | 871607107 |  | 255315 | 498 | SH |  | OTR | 1 | 0 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1767528 | 7804 | SH |  | OTR | 1 | 0 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 1403479 | 4418 | SH |  | OTR | 1 | 0 | 0 | 0 |
| TIDAL TR II | ROUNDHILL GENER | 88636J600 |  | 3200602 | 65613 | SH |  | SOLE |  | 0 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 231460 | 1006 | SH |  | OTR | 1 | 0 | 0 | 0 |
| UPSTART HLDGS INC | COM | 91680M107 |  | 1682521 | 26013 | SH |  | OTR | 1 | 0 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 480305 | 1211 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 1154280 | 6117 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 10480718 | 135515 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 53513766 | 679972 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 15848259 | 36150 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 4398638 | 15883 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 233391 | 1419 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 13322403 | 47609 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 239822 | 2693 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 17186972 | 72525 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2232060 | 7344 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 16045301 | 90785 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 2666671 | 53916 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 |  | 1379500 | 17800 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 |  | 449398 | 5274 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 570237 | 2786 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 251379 | 3638 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 44891357 | 787430 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 |  | 585393 | 8937 | SH |  | SOLE |  | 0 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 17085943 | 155837 | SH |  | SOLE |  | 0 | 0 | 0 |
| VERISK ANALYTICS INC | COM | 92345Y106 |  | 239855 | 770 | SH |  | OTR | 1 | 0 | 0 | 0 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 1051806 | 8191 | SH |  | OTR | 1 | 0 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1013010 | 2853 | SH |  | OTR | 1 | 0 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 728847 | 7454 | SH |  | OTR | 1 | 0 | 0 | 0 |
| WISDOMTREE TR | US HIGH DIVIDEND | 97717W208 |  | 211252 | 2201 | SH |  | SOLE |  | 0 | 0 | 0 |
| WORKDAY INC | CL A | 98138H101 |  | 402960 | 1679 | SH |  | OTR | 1 | 0 | 0 | 0 |

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