# EDGAR Filing Document

**Accession Number:** 0001800620
**File Stem:** 0001398344-25-019658
**Filing Date:** 2025-10
**Character Count:** 14295
**Document Hash:** 34e35c5abbb28587fc36e4e259813b47
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001398344-25-019658.hdr.sgml**: 20251023

**ACCESSION NUMBER**: 0001398344-25-019658

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251023

**DATE AS OF CHANGE**: 20251023

**EFFECTIVENESS DATE**: 20251023

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Sound Financial Strategies Group, LLC
- **CENTRAL INDEX KEY:** 0001800620

**ORGANIZATION NAME:**
- **EIN:** 844029425
- **STATE OF INCORPORATION:** MS
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20023
- **FILM NUMBER:** 251413028

**BUSINESS ADDRESS:**
- **STREET 1:** 116 ONE MADISON PLAZA
- **STREET 2:** SUITE 1100
- **CITY:** MADISON
- **STATE:** MS
- **ZIP:** 39110
- **BUSINESS PHONE:** (601)856-3825

**MAIL ADDRESS:**
- **STREET 1:** 116 ONE MADISON PLAZA
- **STREET 2:** SUITE 1100
- **CITY:** MADISON
- **STATE:** MS
- **ZIP:** 39110

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Sound Financial Strategies Group LLC<br>**Address:** 116 ONE MADISON PLAZA<br>SUITE 1100<br>MADISON, MS 39110

**Form 13F File Number:** 028-20023

**CRD Number (if applicable):** 000286261

**SEC File Number (if applicable):** 801-108894

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joel R Holden Jr<br>**Title:** Chief Compliance Officer<br>**Phone:** 601-856-3825

**Signature, Place, and Date of Signing:**

/s/ Joel R Holden Jr  Madison, MS  10-23-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 108

**Form 13F Information Table Value Total:** $136982816

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 705194 | 5265 | SH |  | SOLE |  | 0 | 0 | 5265 |
| ABBVIE INC | COM | 00287Y109 |  | 221815 | 958 | SH |  | SOLE |  | 0 | 0 | 958 |
| AFLAC INC | COM | 001055102 |  | 754795 | 6757 | SH |  | SOLE |  | 0 | 0 | 6757 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 677436 | 2484 | SH |  | SOLE |  | 0 | 0 | 2484 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2923 | 12 | SH |  | SOLE |  | 0 | 0 | 12 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 236050 | 971 | SH |  | SOLE |  | 0 | 0 | 971 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 1202347 | 25620 | SH |  | SOLE |  | 0 | 0 | 25620 |
| AMAZON COM INC | COM | 023135106 |  | 247236 | 1126 | SH |  | SOLE |  | 0 | 0 | 1126 |
| AMCOR PLC | ORD | G0250X107 |  | 620314 | 75833 | SH |  | SOLE |  | 0 | 0 | 75833 |
| APPLE INC | COM | 037833100 |  | 501366 | 1969 | SH |  | SOLE |  | 0 | 0 | 1969 |
| ATMOS ENERGY CORP | COM | 049560105 |  | 785792 | 4602 | SH |  | SOLE |  | 0 | 0 | 4602 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 672996 | 2293 | SH |  | SOLE |  | 0 | 0 | 2293 |
| BROWN  BROWN INC | COM | 115236101 |  | 619764 | 6608 | SH |  | SOLE |  | 0 | 0 | 6608 |
| C H ROBINSON WORLDWIDE INC | COM NEW | 12541W209 |  | 944012 | 7130 | SH |  | SOLE |  | 0 | 0 | 7130 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 693292 | 4417 | SH |  | SOLE |  | 0 | 0 | 4417 |
| CATERPILLAR INC | COM | 149123101 |  | 863642 | 1810 | SH |  | SOLE |  | 0 | 0 | 1810 |
| CHEVRON CORP NEW | COM | 166764100 |  | 830646 | 5349 | SH |  | SOLE |  | 0 | 0 | 5349 |
| CHUBB LIMITED | COM | H1467J104 |  | 695182 | 2463 | SH |  | SOLE |  | 0 | 0 | 2463 |
| CHURCH  DWIGHT CO INC | COM | 171340102 |  | 474254 | 5412 | SH |  | SOLE |  | 0 | 0 | 5412 |
| CINCINNATI FINL CORP | COM | 172062101 |  | 750343 | 4746 | SH |  | SOLE |  | 0 | 0 | 4746 |
| CINTAS CORP | COM | 172908105 |  | 655190 | 3192 | SH |  | SOLE |  | 0 | 0 | 3192 |
| CLOROX CO DEL | COM | 189054109 |  | 521312 | 4228 | SH |  | SOLE |  | 0 | 0 | 4228 |
| COHEN  STEERS QUALITY INCOM | COM | 19247L106 |  | 1239942 | 99434 | SH |  | SOLE |  | 0 | 0 | 99434 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 619775 | 7753 | SH |  | SOLE |  | 0 | 0 | 7753 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 710174 | 7065 | SH |  | SOLE |  | 0 | 0 | 7065 |
| DOVER CORP | COM | 260003108 |  | 645966 | 3872 | SH |  | SOLE |  | 0 | 0 | 3872 |
| ECOLAB INC | COM | 278865100 |  | 722443 | 2638 | SH |  | SOLE |  | 0 | 0 | 2638 |
| EMERSON ELEC CO | COM | 291011104 |  | 694073 | 5291 | SH |  | SOLE |  | 0 | 0 | 5291 |
| ESSEX PPTY TR INC | COM | 297178105 |  | 672094 | 2511 | SH |  | SOLE |  | 0 | 0 | 2511 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 780192 | 10967 | SH |  | SOLE |  | 0 | 0 | 10967 |
| EXPEDITORS INTL WASH INC | COM | 302130109 |  | 549448 | 4482 | SH |  | SOLE |  | 0 | 0 | 4482 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 868626 | 7704 | SH |  | SOLE |  | 0 | 0 | 7704 |
| FACTSET RESH SYS INC | COM | 303075105 |  | 454087 | 1585 | SH |  | SOLE |  | 0 | 0 | 1585 |
| FASTENAL CO | COM | 311900104 |  | 804894 | 16413 | SH |  | SOLE |  | 0 | 0 | 16413 |
| FEDERAL RLTY INVT TR NEW | SH BEN INT NEW | 313745101 |  | 760129 | 7503 | SH |  | SOLE |  | 0 | 0 | 7503 |
| FIRST TR EXCHANGE TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 1354885 | 8968 | SH |  | SOLE |  | 0 | 0 | 8968 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 337344105 |  | 2686029 | 19035 | SH |  | SOLE |  | 0 | 0 | 19035 |
| FRANKLIN RESOURCES INC | COM | 354613101 |  | 645350 | 27901 | SH |  | SOLE |  | 0 | 0 | 27901 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 823174 | 2414 | SH |  | SOLE |  | 0 | 0 | 2414 |
| GLOBAL X FDS | DATA CTR  DIGIT | 37954Y236 |  | 916316 | 44742 | SH |  | SOLE |  | 0 | 0 | 44742 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 20201 | 409 | SH |  | SOLE |  | 0 | 0 | 409 |
| GLOBAL X FDS | RBTCS ARTFL INTE | 37954Y715 |  | 19061 | 538 | SH |  | SOLE |  | 0 | 0 | 538 |
| GRAINGER W W INC | COM | 384802104 |  | 653731 | 686 | SH |  | SOLE |  | 0 | 0 | 686 |
| HORMEL FOODS CORP | COM | 440452100 |  | 576096 | 23286 | SH |  | SOLE |  | 0 | 0 | 23286 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 723609 | 2775 | SH |  | SOLE |  | 0 | 0 | 2775 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 703989 | 2495 | SH |  | SOLE |  | 0 | 0 | 2495 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 2864324 | 38981 | SH |  | SOLE |  | 0 | 0 | 38981 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 1197885 | 18429 | SH |  | SOLE |  | 0 | 0 | 18429 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 14266979 | 142314 | SH |  | SOLE |  | 0 | 0 | 142314 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 14145570 | 146647 | SH |  | SOLE |  | 0 | 0 | 146647 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1007560 | 8479 | SH |  | SOLE |  | 0 | 0 | 8479 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 812264 | 11975 | SH |  | SOLE |  | 0 | 0 | 11975 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 554254 | 4867 | SH |  | SOLE |  | 0 | 0 | 4867 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1091145 | 5610 | SH |  | SOLE |  | 0 | 0 | 5610 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 2725807 | 10629 | SH |  | SOLE |  | 0 | 0 | 10629 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1325722 | 19473 | SH |  | SOLE |  | 0 | 0 | 19473 |
| ISHARES TR | US INFRASTRUC | 46435U713 |  | 1315271 | 24901 | SH |  | SOLE |  | 0 | 0 | 24901 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 6002828 | 59611 | SH |  | SOLE |  | 0 | 0 | 59611 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 209525 | 1130 | SH |  | SOLE |  | 0 | 0 | 1130 |
| KENVUE INC | COM | 49177J102 |  | 550781 | 33936 | SH |  | SOLE |  | 0 | 0 | 33936 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 671560 | 5401 | SH |  | SOLE |  | 0 | 0 | 5401 |
| KRANESHARES TRUST | HEDGEYE HEDGED E | 500767389 |  | 2535202 | 89493 | SH |  | SOLE |  | 0 | 0 | 89493 |
| KRANESHARES TRUST | MOUNT LUCAS ETF | 500767652 |  | 1696348 | 62991 | SH |  | SOLE |  | 0 | 0 | 62991 |
| LINDE PLC | SHS | G54950103 |  | 705375 | 1485 | SH |  | SOLE |  | 0 | 0 | 1485 |
| LITMAN GREGORY FDS TR | IMGP DBI MANAGED | 53700T827 |  | 1689533 | 61865 | SH |  | SOLE |  | 0 | 0 | 61865 |
| LOWES COS INC | COM | 548661107 |  | 873554 | 3476 | SH |  | SOLE |  | 0 | 0 | 3476 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 621862 | 9294 | SH |  | SOLE |  | 0 | 0 | 9294 |
| MCDONALDS CORP | COM | 580135101 |  | 721739 | 2375 | SH |  | SOLE |  | 0 | 0 | 2375 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 764206 | 8024 | SH |  | SOLE |  | 0 | 0 | 8024 |
| META PLATFORMS INC | CL A | 30303M102 |  | 210767 | 287 | SH |  | SOLE |  | 0 | 0 | 287 |
| MICROSOFT CORP | COM | 594918104 |  | 487391 | 941 | SH |  | SOLE |  | 0 | 0 | 941 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 744407 | 9861 | SH |  | SOLE |  | 0 | 0 | 9861 |
| NORDSON CORP | COM | 655663102 |  | 516765 | 2277 | SH |  | SOLE |  | 0 | 0 | 2277 |
| NORTHERN LTS FD TR IV | INSPIRE 500 ETF | 66537J796 |  | 2934681 | 11774 | SH |  | SOLE |  | 0 | 0 | 11774 |
| NORTHERN LTS FD TR IV | INSPIRE INTL ETF | 66538H419 |  | 3446942 | 97744 | SH |  | SOLE |  | 0 | 0 | 97744 |
| NORTHERN LTS FD TR IV | INSPIRE SML/ MID | 66538H641 |  | 1729969 | 44518 | SH |  | SOLE |  | 0 | 0 | 44518 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 850991 | 4561 | SH |  | SOLE |  | 0 | 0 | 4561 |
| PACER FDS TR | INDUSTRIAL RELET | 69374H766 |  | 825855 | 22193 | SH |  | SOLE |  | 0 | 0 | 22193 |
| PENTAIR PLC | SHS | G7S00T104 |  | 755494 | 6821 | SH |  | SOLE |  | 0 | 0 | 6821 |
| PPG INDS INC | COM | 693506107 |  | 453445 | 4314 | SH |  | SOLE |  | 0 | 0 | 4314 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 674831 | 4392 | SH |  | SOLE |  | 0 | 0 | 4392 |
| PROSHARES TR | S 500 DV ARIST | 74348A467 |  | 1272605 | 12347 | SH |  | SOLE |  | 0 | 0 | 12347 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 624360 | 1252 | SH |  | SOLE |  | 0 | 0 | 1252 |
| S GLOBAL INC | COM | 78409V104 |  | 652191 | 1340 | SH |  | SOLE |  | 0 | 0 | 1340 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 691135 | 1996 | SH |  | SOLE |  | 0 | 0 | 1996 |
| SIMPLIFY EXCHANGE TRADED FUN | MANAGED FUTURES | 82889N699 |  | 1684465 | 60224 | SH |  | SOLE |  | 0 | 0 | 60224 |
| SIMPLIFY EXCHANGE TRADED FUN | HEDGED EQUITY | 82889N764 |  | 2515672 | 80535 | SH |  | SOLE |  | 0 | 0 | 80535 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 504767 | 1420 | SH |  | SOLE |  | 0 | 0 | 1420 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 686328 | 14662 | SH |  | SOLE |  | 0 | 0 | 14662 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 965961 | 1450 | SH |  | SOLE |  | 0 | 0 | 1450 |
| SPDR SERIES TRUST | BLOOMBERG 3-12 M | 78468R523 |  | 665490 | 6687 | SH |  | SOLE |  | 0 | 0 | 6687 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 834008 | 9090 | SH |  | SOLE |  | 0 | 0 | 9090 |
| STRATEGY SHS | EVENTIDE HIGH DI | 86280R811 |  | 1155133 | 43194 | SH |  | SOLE |  | 0 | 0 | 43194 |
| SYSCO CORP | COM | 871829107 |  | 752011 | 9133 | SH |  | SOLE |  | 0 | 0 | 9133 |
| TIMOTHY PLAN | HIGH DIVIDEND | 887432276 |  | 10602 | 406 | SH |  | SOLE |  | 0 | 0 | 406 |
| TIMOTHY PLAN | HIG DV STK ETF | 887432326 |  | 1127153 | 28655 | SH |  | SOLE |  | 0 | 0 | 28655 |
| TIMOTHY PLAN | INTL ETF | 887432334 |  | 3491915 | 104611 | SH |  | SOLE |  | 0 | 0 | 104611 |
| TIMOTHY PLAN | U S SM CP CORE | 887432342 |  | 1710190 | 41140 | SH |  | SOLE |  | 0 | 0 | 41140 |
| TIMOTHY PLAN | US LRGMD CP CORE | 887432359 |  | 2768977 | 59809 | SH |  | SOLE |  | 0 | 0 | 59809 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1469 | 5 | SH |  | SOLE |  | 0 | 0 | 5 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 451793 | 942 | SH |  | SOLE |  | 0 | 0 | 942 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 996523 | 3919 | SH |  | SOLE |  | 0 | 0 | 3919 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 853782 | 17884 | SH |  | SOLE |  | 0 | 0 | 17884 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 715316 | 5018 | SH |  | SOLE |  | 0 | 0 | 5018 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 4176249 | 77081 | SH |  | SOLE |  | 0 | 0 | 77081 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 2851271 | 23662 | SH |  | SOLE |  | 0 | 0 | 23662 |
| VISA INC | COM CL A | 92826C839 |  | 203462 | 596 | SH |  | SOLE |  | 0 | 0 | 596 |
| WALMART INC | COM | 931142103 |  | 318971 | 3095 | SH |  | SOLE |  | 0 | 0 | 3095 |

---