# EDGAR Filing Document

**Accession Number:** 0000225030
**File Stem:** 0001999371-26-000344
**Filing Date:** 2026-1
**Character Count:** 6187
**Document Hash:** ba17f421b9e48d53ce8044ada3b5eae7
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-000344.hdr.sgml**: 20260107

**ACCESSION NUMBER**: 0001999371-26-000344

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 12

**FILED AS OF DATE**: 20260107

**DATE AS OF CHANGE**: 20260107

**EFFECTIVENESS DATE**: 20260107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AFL CIO HOUSING INVESTMENT TRUST
- **CENTRAL INDEX KEY:** 0000225030

**ORGANIZATION NAME:**
- **EIN:** 526220193
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-59762
- **FILM NUMBER:** 26514904

**BUSINESS ADDRESS:**
- **STREET 1:** 1227 25TH STREET, NW
- **STREET 2:** SUITE 500
- **CITY:** WASHINGTON
- **STATE:** DC
- **ZIP:** 20037
- **BUSINESS PHONE:** (202) 331-8055

**MAIL ADDRESS:**
- **STREET 1:** 1227 25TH STREET, NW
- **STREET 2:** SUITE 500
- **CITY:** WASHINGTON
- **STATE:** DC
- **ZIP:** 20037

## Series and Classes Contracts Data

### AFL CIO HOUSING INVESTMENT TRUST (Series ID: S000009768)

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|  |  |
|:---|:---|
| Class Name                       | Class ID   |
| AFL CIO HOUSING INVESTMENT TRUST | C000026832 |

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## Series and Classes Contracts Data

### AFL CIO HOUSING INVESTMENT TRUST (Series ID: S000009768)

| Class ID   | Class Name                       | Ticker Symbol   |
|:---|:---|:---|
| C000026832 | AFL CIO HOUSING INVESTMENT TRUST |  |

![](hitpgapp001.jpg)

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|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**PROJECT PROFILE** | ![](hitpgapp002.jpg) |
| &nbsp;&nbsp;**Palmer Gardens**<br> Toledo, OH | ![](hitpgapp002.jpg) |

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|:---|:---|
| **PROJECT**<br> **DESCRIPTION** | The AFL-CIO Housing Investment Trust (HIT) is supporting the $21.3 million substantial rehabilitation of Palmer Gardens, a 75- unit affordable housing community located in Toledo, Ohio. Originally constructed in 1986, the property consists of 13 two-story residential buildings totaling approximately 60,450 square feet of net rentable space. The rehabilitation will preserve and extend the useful life of the development while improving housing quality for low-income families.<br>Palmer Gardens is situated on a 7.9-acre site in Toledo's Old Orchard neighborhood within Lucas County. The neighborhood benefits from convenient access via Douglas Road, which connects to Interstate 475 and Route 2, providing connectivity to the broader Toledo region. The location also offers proximity to educational, recreational, and employment centers, enhancing resident access to essential services and community amenities. |
| **HIT ROLE** | HIT is providing $5.1 million in financing through the purchase of taxable Ginnie Mae Construction Loan Certificates and a Permanent Loan Certificate. All construction activity will be performed in accordance with HIT's 100 percent union labor requirement. |
| **SOCIAL IMPACT** | Upon completion, all 75 units will remain affordable and restricted to households earning between 20% and 60% of the Area Median Income. The unit mix includes 53 two-bedroom units, 14 three-bedroom units, and 8 four-bedroom units, supporting a range of household sizes. |

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**ECONOMIC IMPACT OF INVESTMENT\***

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| ![](hitpgapp003.jpg) | ![](hitpgapp004.jpg) | ![](hitpgapp005.jpg) | ![](hitpgapp006.jpg) | ![](hitpgapp007.jpg) | ![](hitpgapp008.jpg) |
| **$5.1 Million** <br> **HIT Investment** | **$21.3 Million** <br> **Total Development** <br> **Cost** | **75 Units** <br> **(100% affordable)** | **74,490 Hours of** <br> **Union** <br> **ConstructionWork** <br> **Generated** | **$3.2 Million** <br> **Tax revenue** <br> **generated** | **$24.1 Million** <br> **Total economic** <br> **benefit** |

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*\*Job and economic impact figures are estimates calculated using IMPLAN, an input-output model, based on HIT and HIT subsidiary Building America CDE, Inc. project data. The data is current as of September 30, 2025. Economic impact data is in 2024 dollars and all other figures are nominal.*

**PROJECT PROFILE \|** **Palmer Gardens –** Toledo, OH

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|:---|
| *"We are proud to be collaborating with the HIT on Palmer Gardens as our work on this project will positively impact the lives of its residents. It stands as another example of labor's continued commitment to supporting quality affordable housing through the work of the HIT."* |
| <br> - Eric Osborn, Business Manager<br> Northwestern Ohio Plumbers & Pipefitters Local 50 |

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![(GRAPHIC)](hitpgapp009.jpg)

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|:---|:---|
| **ABOUT THE HIT** | The AFL-CIO Housing Investment Trust (HIT) is a fixed-income investment company registered with the Securities and Exchange Commission. Its investors include union and public employee pension plans and labor organizations. The HIT invests primarily in government and agency insured and guaranteed multifamily mortgage-backed securities. The HIT is one of the earliest practitioners of socially responsible impact investing, with a track record of 40 years that demonstrates the added value derived from union-friendly investments. The investment objective of the HIT is to provide competitive returns for its investors and to promote the collateral objectives of constructing affordable housing and generating employment for union members in the construction trades and related industries. More information is available on the HIT's website, <u>www.aflcio-hit.com</u>. |

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*This document provides information about a project or projects financed by the HIT which may or may not be reflective of other financed projects or refer to an asset currently held in the HIT's portfolio. Investors should consider the HIT's investment objectives, risks, charges, and expenses carefully before investing. This and other information is contained in HIT's prospectus, available at aflciohit.com or by calling 202-331-8055. The prospectus should be read carefully before investing.*

12/2025

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|:---|:---|:---|
| ![](hitpgapp010.jpg) | 1227 25<sup>th</sup> Street, NW Suite 500 \| Washington, DC 20037 \| 202.331.8055 <br> **<u>www.aflcio-hit.com</u>** | ![(GRAPHIC)](hitpgapp011.jpg) |

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