# EDGAR Filing Document

**Accession Number:** 0001026214
**File Stem:** 0001193125-25-311261
**Filing Date:** 2025-12
**Character Count:** 47016
**Document Hash:** 900855a878c0bb6c16ac8b6ce097ff97
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-311261.hdr.sgml**: 20251208

**ACCESSION NUMBER**: 0001193125-25-311261

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20251208

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251208

**DATE AS OF CHANGE**: 20251208

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Commercial mortgages

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FEDERAL HOME LOAN MORTGAGE CORP
- **CENTRAL INDEX KEY:** 0001026214
- **STANDARD INDUSTRIAL CLASSIFICATION:** FEDERAL & FEDERALLY-SPONSORED CREDIT AGENCIES [6111]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 520904874
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-00240
- **FILM NUMBER:** 251556355

**BUSINESS ADDRESS:**
- **STREET 1:** 8200 JONES BRANCH DR
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102
- **BUSINESS PHONE:** 7039032000

**MAIL ADDRESS:**
- **STREET 1:** 8200 JONES BRANCH DR
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FEDERAL HOME LOAN MORTGAGE CORP
- **CENTRAL INDEX KEY:** 0001026214
- **STANDARD INDUSTRIAL CLASSIFICATION:** FEDERAL & FEDERALLY-SPONSORED CREDIT AGENCIES [6111]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 520904874
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 8200 JONES BRANCH DR
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102
- **BUSINESS PHONE:** 7039032000

**MAIL ADDRESS:**
- **STREET 1:** 8200 JONES BRANCH DR
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FEDERAL HOME LOAN MORTGAGE CORP
- **CENTRAL INDEX KEY:** 0001026214
- **STANDARD INDUSTRIAL CLASSIFICATION:** FEDERAL & FEDERALLY-SPONSORED CREDIT AGENCIES [6111]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 520904874
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-00240

**BUSINESS ADDRESS:**
- **STREET 1:** 8200 JONES BRANCH DR
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102
- **BUSINESS PHONE:** 7039032000

**MAIL ADDRESS:**
- **STREET 1:** 8200 JONES BRANCH DR
- **CITY:** MCLEAN
- **STATE:** VA
- **ZIP:** 22102

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**WASHINGTON, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER**

**REPORT PURSUANT TO SECTION 15G**

**OF THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _________ to __________.

Date of Report (Date of earliest event reported): ___________

Commission File Number of securitizer: ___________

Central Index Key Number of securitizer: ___________

  <br> (Name and telephone number, including area code, <br> of the person to contact in connection with this filing)

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1): ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i): ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii): ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2).

Central Index Key Number of depositor: 0001026214

---

| |
|:---|
| &nbsp;&nbsp;**Federal Home Loan Mortgage Corporation (as issuer of the Structured Pass-Through <br> Certificates, Series K-175) and FREMF 2025-K175 Mortgage Trust** |
| &nbsp;&nbsp;(Exact name of issuing entity as specified in its charter) |

---

Central Index Key Number of issuing entity (if applicable): 0001026214

Central Index Key Number of underwriter (if applicable): ___________

---

| |
|:---|
| &nbsp;&nbsp;**Jason Griest (703) 903-2000** |
| &nbsp;&nbsp;(Name and telephone number, including area code, <br> of the person to contact in connection with this filing) |

---

**INFORMATION TO BE INCLUDED IN THE REPORT**

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

N/A

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

See Independent Accountants' Report on Applying Agreed-Upon Procedures, dated December 8, 2025, of Deloitte & Touche LLP, attached as Exhibit 99.1 to this report.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
| Date: December 8, 2025 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Federal Home Loan Mortgage Corporation,<br> as Depositor with respect to the Structured Pass-Through<br> Certificates, Series K-175, and as Securitizer with <br> respect to the FREMF 2025-K175 Mortgage Trust | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Federal Home Loan Mortgage Corporation,<br> as Depositor with respect to the Structured Pass-Through<br> Certificates, Series K-175, and as Securitizer with <br> respect to the FREMF 2025-K175 Mortgage Trust |
|  | By:  | /s/ Jason Griest |
|  |  | Name: Jason Griest<br> Title: Vice President – Multifamily Securitization |

---

**EXHIBIT INDEX**

Exhibit 99.1 Independent Accountants' Report on Applying Agreed-Upon Procedures, dated December 8, 2025, of Deloitte & Touche LLP.

## Exhibit 99.1

**Exhibit 99.1**

---

| | |
|:---|:---|
| ![](g29714deloitte.jpg) |  |
|  | **Deloitte & Touche LLP** |
|  | 3 Second Street<br> Suite 301 |
|  | Harborside Plaza 10 |
|  | Jersey City, NJ 07302 |
|  | USA |
|  | Tel: +1 212 937 8202 |
|  | www.deloitte.com |

---

Federal Home Loan Mortgage Corporation 8100 Jones Branch Drive McLean, Virginia 22102 <br>

**Independent Accountants' Report**

**<u>on Applying Agreed-Upon Procedures</u>**

We have performed the procedures described below relating to certain information with respect to a portfolio of mortgage assets in connection with the proposed offering of certain classes of FREMF 2025-K175 Mortgage Trust, Multifamily Mortgage Pass-Through Certificates, Series 2025-K175 and Freddie Mac Structured Pass-Through Certificates, Series K-175. Federal Home Loan Mortgage Corporation ("Freddie Mac" or the "Company") is responsible for the information provided to us, including the information set forth in the Data File (as defined herein).

The Company has agreed to the procedures and acknowledged that the procedures performed are appropriate to meet the intended purpose of evaluating the accuracy of certain information set forth in the Data File. Additionally, J.P. Morgan Securities LLC and BofA Securities, Inc. (collectively with the Company, the "Specified Parties") have agreed to the procedures and acknowledged that the procedures performed are appropriate for their purposes. This report may not be suitable for any other purpose. The procedures performed may not address all of the items of interest to a user of the report and may not meet the needs of all users of the report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes. Consequently, we make no representations regarding the appropriateness of the procedures described below either for the purpose for which this report has been requested or for any other purpose.

We performed certain procedures on earlier versions of the Data File and communicated differences prior to being provided the final Data File which was subjected to the procedures described below.

Capitalized terms used but not defined herein are used with the meanings as described in "The Bond Market Association's Standard Formulas for the Analysis of Mortgage-Backed Securities and Other Related Securities."

**<u>Procedures and Findings</u>**

On December 8, 2025, representatives of Freddie Mac provided us with a computer-generated mortgage loan data file and related record layout (the "Data File") containing 35 mortgage loans that are secured by 35 mortgaged properties (the "Mortgage Assets").

---

| |
|:---|
| **Member of** |
| Deloitte Touche Tohmatsu Limited |

---

From October 27, 2025 through December 8, 2025, representatives of Freddie Mac provided us with certain Source Documents (as defined in the attached Appendix A) related to the Mortgage Assets. We were not requested to perform, and we did not perform, any procedures with respect to the preparation or verification of any of the information set forth on the Source Documents and we make no representations concerning the accuracy or completeness of any of the information contained therein. In certain instances, our procedures were performed using data imaged facsimiles or photocopies of the Source Documents. In addition, we make no representations as to whether the Source Documents are comprehensive and valid instruments and reflect the current prevailing terms with respect to the corresponding Mortgage Assets.

At your request, for each of the Mortgage Assets set forth on the Data File, we compared certain characteristics (except for the characteristics identified as "None - provided by Freddie Mac" or "Not Applicable" on Appendix A) set forth on the Data File (the "Characteristics" as indicated on Appendix A) to the corresponding information set forth on or derived from the corresponding Source Documents and found them to be in agreement.

We make no representations as to (i) the actual characteristics or existence of the underlying documents or data comprising the Mortgage Assets underlying the Data File or the conformity of their respective characteristics with those assumed for purposes of the procedures described herein, (ii) the existence or ownership of the Mortgage Assets or (iii) the reasonableness of any of the aforementioned assumptions, information or methodologies.

It should be understood that we make no representations as to questions of legal interpretation or as to the sufficiency for your purposes of the procedures enumerated in the preceding paragraphs. Also, such procedures would not necessarily reveal any material misstatement of the information referred to above. We have no responsibility to update this report for events or circumstances that occur subsequent to the date of this report.

We were engaged by the Company to perform this agreed-upon procedures engagement and conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants ("AICPA"). An agreed-upon procedures engagement involves the practitioner performing specific procedures that the engaging party has agreed to and acknowledged to be appropriate for the purpose of the engagement and reporting on findings based on the procedures performed. We were not engaged to conduct, and did not conduct, an (i) audit conducted in accordance with generally accepted auditing standards or (ii) examination or a review engagement conducted in accordance with attestation standards established by the AICPA, the objective of which would be the expression of an opinion or conclusion, respectively, on the information in the Data File. Accordingly, we do not express such an opinion or conclusion, or any other form of assurance, including reasonable assurance. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you.

We are required to be independent of the Company and to meet our other ethical responsibilities, as applicable for agreed-upon procedures engagements set forth in the Preface: Applicable to All Members and Part 1 – Members in Public Practice of the Code of Professional Conduct established by the AICPA. Independence requirements for agreed-upon procedure engagements are less restrictive than independence requirements for audit and other attestation services.

None of the engagement, procedures or report were intended to address, nor did they address, the (i) conformity of the origination of the assets to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) value of collateral securing such assets or (iii) compliance of the originator of the assets with federal, state, and local laws and regulations.

None of the engagement, procedures or report were intended to satisfy, nor did they satisfy, any criteria for due diligence published by a nationally recognized statistical rating organization.

This report is intended solely for the use and information of the Specified Parties and is not intended to be and should not be used by anyone other than the Specified Parties. It is not to be used, distributed, circulated, quoted or otherwise referred to for any other purpose, nor is it to be filed with or referred to in whole or in part in any other document.

Yours truly,

/s/ Deloitte & Touche LLP

December 8, 2025

**Appendix A**

**Source Documents**

For purposes of performing the agreed-upon procedures described herein and at your request, we relied upon the following source documents as provided to us by representatives of Freddie Mac, with respect to each of the Mortgage Assets (the "Source Documents"):

Promissory note, consolidated, amended and restated promissory note and/or loan modification (collectively, the "Note");

Loan agreement, multifamily loan and security agreement and/or amendment to multifamily loan and security agreement and other loan documents (collectively, the "Loan Agreement");

Mortgage, deed of trust, indemnity deed of trust and/or security instrument (collectively, the "DOT");

Closing statement (the "Closing Statement");

Escrow agreement and/or list of escrows held (collectively, the "Escrow Agreement");

Letter of credit (the "Letter of Credit");

Servicing report, record and/or provided electronic file (collectively, the "Servicing Report");

Commitment letter, exhibit A and/or ERLA (collectively, the "Commitment");

Electronic data file containing certain regulatory information for specific Mortgage Assets (the "Regulatory Agreement Summary");

Guaranty agreements and/or exceptions to non-recourse agreement (collectively, the "Guaranty");

Title policy or pro-forma title policy (collectively, the "Title Policy");

Ground lease and/or ground lease estoppel (collectively, the "Ground Lease");

Real estate property appraisal report (the "Appraisal Report");

United States Postal Service website – www.usps.com (the "USPS");

Zoning report or zoning summary (collectively, the "Zoning Report");

Property condition report or physical risk report (collectively, the "Engineering Report");

Phase I environmental report (the "Phase I Report");

MSA file report (the "MSA File");

Seismic report or zoning map (collectively, the "Seismic Report");

Final investment brief, underwriter's summary report and/or financial update (collectively, the "Investment Brief");

Green Assessment Report (the "Green Assessment");

Property inspection and lease audit (the "Property Inspection and Lease Audit");

Asset Summary of Mortgage Loan (the "ASR");

Borrower rent roll (the "Rent Roll");

Commercial lease (the "Commercial Lease");

Property insurance certificate, environment insurance certificate, Form 1113 and/or MICT screenshot (collectively, the "Proof of Insurance");

Secondary financing document, subordinate promissory note, subordinate loan agreement, subordination agreement and/or modification, renewal and extension agreement (collectively, the "Secondary Financing Document");

Property management agreement and/or assignment of management agreement (collectively, the "Management Agreement");

Cash management agreement, lockbox agreements and/or legal summary (collectively, the "Cash Management Agreement");

Form 1115 (the "Form 1115");

Non-consolidation opinion (the "Non-Consolidation Opinion");

Cross-collateralization agreement (the "Cross-Collateralization Agreement");

Trustee bid letter (the "Trustee Bid"); and

CRA report (the "CRA Report").

\*\*\*\*\*

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**Characteristic** | &nbsp;&nbsp;**Source Document** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;Freddie Mac Loan Number | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;Loan Group | &nbsp;&nbsp;None - provided by Freddie Mac |
| &nbsp;&nbsp;3 | &nbsp;&nbsp;Optigo Lender | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;4 | &nbsp;&nbsp;Address (Street) | &nbsp;&nbsp;Appraisal Report, Engineering Report, USPS |
| &nbsp;&nbsp;5 | &nbsp;&nbsp;City | &nbsp;&nbsp;Appraisal Report, Engineering Report, USPS |
| &nbsp;&nbsp;6 | &nbsp;&nbsp;County | &nbsp;&nbsp;Appraisal Report, Engineering Report, USPS |
| &nbsp;&nbsp;7 | &nbsp;&nbsp;State | &nbsp;&nbsp;Appraisal Report, Engineering Report, USPS |
| &nbsp;&nbsp;8 | &nbsp;&nbsp;Metropolitan Statistical Area | &nbsp;&nbsp;MSA File |
| &nbsp;&nbsp;9 | &nbsp;&nbsp;Zip Code | &nbsp;&nbsp;Engineering Report, Appraisal Report, USPS |
| &nbsp;&nbsp;10 | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Appraisal Report |
| &nbsp;&nbsp;11 | &nbsp;&nbsp;Property Sub-Type | &nbsp;&nbsp;Appraisal Report |
| &nbsp;&nbsp;12 | &nbsp;&nbsp;Cut-off Date | &nbsp;&nbsp;None - provided by Freddie Mac |
| &nbsp;&nbsp;13 | &nbsp;&nbsp;Original Principal Balance | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;14 | &nbsp;&nbsp;Cut-off Balance | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;15 | &nbsp;&nbsp;Maturity Balance | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;16 | &nbsp;&nbsp;% of Cut-off Date Pool Balance | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;17 | &nbsp;&nbsp;% of Cut-off Date Loan Group Balance | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;18 | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Note |

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**Characteristic** | &nbsp;&nbsp;**Source Document** |
| &nbsp;&nbsp;19 | &nbsp;&nbsp;Note Rate | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;20 | &nbsp;&nbsp;Rate Type | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;21 | &nbsp;&nbsp;Interest Calculation | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;22 | &nbsp;&nbsp;Monthly Debt Service | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;23 | &nbsp;&nbsp;Monthly Debt Service (IO) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;24 | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;25 | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;26 | &nbsp;&nbsp;Payment Date | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;27 | &nbsp;&nbsp;Late Charge Grace Period (# of days) | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;28 | &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Note |
| &nbsp;&nbsp;29 | &nbsp;&nbsp;Original Amortization Term (months) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;30 | &nbsp;&nbsp;Original Loan Term (months) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;31 | &nbsp;&nbsp;Remaining Amortization | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;32 | &nbsp;&nbsp;Remaining Term | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;33 | &nbsp;&nbsp;Seasoning as of Cut-off Date | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;34 | &nbsp;&nbsp;Interest Only Term | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;35 | &nbsp;&nbsp;Prepay Provision Description | &nbsp;&nbsp;Note, Loan Agreement |
| &nbsp;&nbsp;36 | &nbsp;&nbsp;Defease To Maturity (Y/N) | &nbsp;&nbsp;Note, Loan Agreement |
| &nbsp;&nbsp;37 | &nbsp;&nbsp;Partial Defeasance Permitted (Y/N) | &nbsp;&nbsp;Note, Loan Agreement |
| &nbsp;&nbsp;38 | &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Appraisal Report |
| &nbsp;&nbsp;39 | &nbsp;&nbsp;Appraised Value Type | &nbsp;&nbsp;Appraisal Report |
| &nbsp;&nbsp;40 | &nbsp;&nbsp;Appraisal Firm | &nbsp;&nbsp;Appraisal Report |
| &nbsp;&nbsp;41 | &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;Appraisal Report |
| &nbsp;&nbsp;42 | &nbsp;&nbsp;Year Built | &nbsp;&nbsp;Engineering Report, Appraisal Report |
| &nbsp;&nbsp;43 | &nbsp;&nbsp;Year Renovated | &nbsp;&nbsp;Engineering Report, Appraisal Report |
| &nbsp;&nbsp;44 | &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;Rent Roll, Appraisal Report |
| &nbsp;&nbsp;45 | &nbsp;&nbsp;Affordable LI Units (<=80% AMI) | &nbsp;&nbsp;CRA Report |
| &nbsp;&nbsp;46 | &nbsp;&nbsp;Affordable LI Units (<=60% AMI) | &nbsp;&nbsp;CRA Report |
| &nbsp;&nbsp;47 | &nbsp;&nbsp;Affordable VLI Units (<=50% AMI) | &nbsp;&nbsp;CRA Report |
| &nbsp;&nbsp;48 | &nbsp;&nbsp;Unit of Measure | &nbsp;&nbsp;Rent Roll, Appraisal Report |
| &nbsp;&nbsp;49 | &nbsp;&nbsp;Cut-off Balance Per Unit | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;50 | &nbsp;&nbsp;# Units - Commercial | &nbsp;&nbsp;Rent Roll, Appraisal Report |
| &nbsp;&nbsp;51 | &nbsp;&nbsp;Elevator (Y/N) | &nbsp;&nbsp;Engineering Report |
| &nbsp;&nbsp;52 | &nbsp;&nbsp;FIRREA Eligible (Y/N) | &nbsp;&nbsp;Appraisal Report |
| &nbsp;&nbsp;53 | &nbsp;&nbsp;Zoning Status | &nbsp;&nbsp;Zoning Report, Appraisal Report |
| &nbsp;&nbsp;54 | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Title Policy |
| &nbsp;&nbsp;55 | &nbsp;&nbsp;Fee Simple/Leasehold | &nbsp;&nbsp;Title Policy |
| &nbsp;&nbsp;56 | &nbsp;&nbsp;Ground Lease Rent | &nbsp;&nbsp;Ground Lease |
| &nbsp;&nbsp;57 | &nbsp;&nbsp;Ground Lease Expiration Date | &nbsp;&nbsp;Ground Lease |
| &nbsp;&nbsp;58 | &nbsp;&nbsp;Ground Lease Expiration Date w/ Extensions | &nbsp;&nbsp;Ground Lease |
| &nbsp;&nbsp;59 | &nbsp;&nbsp;LTV at Cutoff | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;60 | &nbsp;&nbsp;LTV at Maturity | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;61 | &nbsp;&nbsp;U/W EGI | &nbsp;&nbsp;Investment Brief, ASR |

---

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**Characteristic** | &nbsp;&nbsp;**Source Document** |
| &nbsp;&nbsp;62 | &nbsp;&nbsp;U/W Expenses | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;63 | &nbsp;&nbsp;U/W NOI | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;64 | &nbsp;&nbsp;Underwritten Annual Reserves | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;65 | &nbsp;&nbsp;U/W NCF | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;66 | &nbsp;&nbsp;U/W DSCR (NCF) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;67 | &nbsp;&nbsp;U/W IO DSCR (NCF) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;68 | &nbsp;&nbsp;Most Recent Period Ending | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;69 | &nbsp;&nbsp;Most Recent EGI | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;70 | &nbsp;&nbsp;Most Recent Expenses | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;71 | &nbsp;&nbsp;Most Recent NOI | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;72 | &nbsp;&nbsp;Most Recent NCF | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;73 | &nbsp;&nbsp;Most Recent DSCR (NCF) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;74 | &nbsp;&nbsp;2nd Most Recent Period Ending | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;75 | &nbsp;&nbsp;2nd Most Recent EGI | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;76 | &nbsp;&nbsp;2nd Most Recent Expenses | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;77 | &nbsp;&nbsp;2nd Most Recent NOI | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;78 | &nbsp;&nbsp;2nd Most Recent NCF | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;79 | &nbsp;&nbsp;2nd Most Recent DSCR (NCF) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;80 | &nbsp;&nbsp;3rd Most Recent Period Ending | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;81 | &nbsp;&nbsp;3rd Most Recent EGI | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;82 | &nbsp;&nbsp;3rd Most Recent Expenses | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;83 | &nbsp;&nbsp;3rd Most Recent NOI | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;84 | &nbsp;&nbsp;3rd Most Recent NCF | &nbsp;&nbsp;Investment Brief, ASR |
| &nbsp;&nbsp;85 | &nbsp;&nbsp;3rd Most Recent DSCR (NCF) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;86 | &nbsp;&nbsp;Occupancy Rate | &nbsp;&nbsp;Rent Roll/Appraisal Report |
| &nbsp;&nbsp;87 | &nbsp;&nbsp;Occupancy as of Date | &nbsp;&nbsp;Rent Roll |
| &nbsp;&nbsp;88 | &nbsp;&nbsp;Monthly Rent per Unit | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;89 | &nbsp;&nbsp;Tenant Concentration Type | &nbsp;&nbsp;Property Inspection and Lease Audit |
| &nbsp;&nbsp;90 | &nbsp;&nbsp;% of Tenant Concentration | &nbsp;&nbsp;Property Inspection and Lease Audit |
| &nbsp;&nbsp;91 | &nbsp;&nbsp;Non-Compliance Provisions (Y/N) | &nbsp;&nbsp;Loan Agreement |
| &nbsp;&nbsp;92 | &nbsp;&nbsp;Regulatory Agreement (Y/N) | &nbsp;&nbsp;Regulatory Agreement Summary |
| &nbsp;&nbsp;93 | &nbsp;&nbsp;Type of Regulatory Agreement(s) | &nbsp;&nbsp;Regulatory Agreement Summary |
| &nbsp;&nbsp;94 | &nbsp;&nbsp;Description of Regulatory Agreement(s) | &nbsp;&nbsp;Regulatory Agreement Summary |
| &nbsp;&nbsp;95 | &nbsp;&nbsp;% Units with Income Restrictions | &nbsp;&nbsp;Regulatory Agreement Summary |
| &nbsp;&nbsp;96 | &nbsp;&nbsp;% Units with Rent Restrictions | &nbsp;&nbsp;Regulatory Agreement Summary |
| &nbsp;&nbsp;97 | &nbsp;&nbsp;Regulatory Agreement Expiration Date | &nbsp;&nbsp;Regulatory Agreement Summary |
| &nbsp;&nbsp;98 | &nbsp;&nbsp;Condo Ownership (% or N/A) | &nbsp;&nbsp;Loan Agreement |
| &nbsp;&nbsp;99 | &nbsp;&nbsp;Amount Sq. Ft - Commercial | &nbsp;&nbsp;Appraisal Report, Commercial Lease |
| &nbsp;&nbsp;100 | &nbsp;&nbsp;% of GPR from Commercial Rental Income | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;101 | &nbsp;&nbsp;Environmental Firm | &nbsp;&nbsp;Phase I Report |
| &nbsp;&nbsp;102 | &nbsp;&nbsp;Phase I Environmental Report Date | &nbsp;&nbsp;Phase I Report |
| &nbsp;&nbsp;103 | &nbsp;&nbsp;Phase II Recommended (Y/N) | &nbsp;&nbsp;Phase I Report |
| &nbsp;&nbsp;104 | &nbsp;&nbsp;Phase II Performed (Y/N) | &nbsp;&nbsp;Not Applicable |

---

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**Characteristic** | &nbsp;&nbsp;**Source Document** |
| &nbsp;&nbsp;105 | &nbsp;&nbsp;Phase II Environmental Report Date | &nbsp;&nbsp;Not Applicable |
| &nbsp;&nbsp;106 | &nbsp;&nbsp;Environmental Cost to Cure (Phase I plus Phase II) | &nbsp;&nbsp;Phase I Report |
| &nbsp;&nbsp;107 | &nbsp;&nbsp;Engineering Firm | &nbsp;&nbsp;Engineering Report |
| &nbsp;&nbsp;108 | &nbsp;&nbsp;Engineering Report Date | &nbsp;&nbsp;Engineering Report |
| &nbsp;&nbsp;109 | &nbsp;&nbsp;Immediate Repairs Cost Estimate | &nbsp;&nbsp;Engineering Report |
| &nbsp;&nbsp;110 | &nbsp;&nbsp;Replacement Reserves Cost Estimate per Year | &nbsp;&nbsp;Engineering Report |
| &nbsp;&nbsp;111 | &nbsp;&nbsp;Seismic Firm | &nbsp;&nbsp;Seismic Report |
| &nbsp;&nbsp;112 | &nbsp;&nbsp;Seismic Report Date | &nbsp;&nbsp;Seismic Report |
| &nbsp;&nbsp;113 | &nbsp;&nbsp;Earthquake Zone 3 or 4 or PGA ≥ 0.15g (Y/N) | &nbsp;&nbsp;Seismic Report, Engineering Report |
| &nbsp;&nbsp;114 | &nbsp;&nbsp;PML Report Required (Y/N) | &nbsp;&nbsp;Engineering Report, Investment Brief |
| &nbsp;&nbsp;115 | &nbsp;&nbsp;PML (%) | &nbsp;&nbsp;Seismic Report |
| &nbsp;&nbsp;116 | &nbsp;&nbsp;Green Advantage | &nbsp;&nbsp;Loan Agreement, Green Assessment, Investment Brief |
| &nbsp;&nbsp;117 | &nbsp;&nbsp;Tax Reserve - Initial Deposit ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report |
| &nbsp;&nbsp;118 | &nbsp;&nbsp;Tax Reserve - Contractual Payment ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report |
| &nbsp;&nbsp;119 | &nbsp;&nbsp;Insurance Reserve - Initial Deposit ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report, Closing Statement |
| &nbsp;&nbsp;120 | &nbsp;&nbsp;Insurance Reserve - Contractual Payment | &nbsp;&nbsp;Escrow Agreement, Servicing Report |
| &nbsp;&nbsp;121 | &nbsp;&nbsp;Engineering Reserve - Initial Deposit ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report, Loan Agreement, Closing Statement |
| &nbsp;&nbsp;122 | &nbsp;&nbsp;Engineering Reserve - Contractual Payment ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report, Loan Agreement |
| &nbsp;&nbsp;123 | &nbsp;&nbsp;Replacement Reserve - Initial Deposit ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report, Loan Agreement, Closing Statement |
| &nbsp;&nbsp;124 | &nbsp;&nbsp;Replacement Reserve - Contractual Payment ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report, Loan Agreement |
| &nbsp;&nbsp;125 | &nbsp;&nbsp;Replacement Reserve - Contractual - Cap ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Loan Agreement |
| &nbsp;&nbsp;126 | &nbsp;&nbsp;Other Reserve - Initial Deposit ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report, Loan Agreement, Closing Statement |
| &nbsp;&nbsp;127 | &nbsp;&nbsp;Other Reserve Description | &nbsp;&nbsp;Escrow Agreement, Servicing Report, Loan Agreement |
| &nbsp;&nbsp;128 | &nbsp;&nbsp;Other Reserve - Contractual Payment ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Servicing Report, Loan Agreement |
| &nbsp;&nbsp;129 | &nbsp;&nbsp;Other Reserve - Contractual - Cap ($ or N/A) | &nbsp;&nbsp;Escrow Agreement, Loan Agreement |
| &nbsp;&nbsp;130 | &nbsp;&nbsp;Springing Reserve Name | &nbsp;&nbsp;Loan Agreement, Escrow Agreement |
| &nbsp;&nbsp;131 | &nbsp;&nbsp;Springing Reserve Amount ($ or N/A) | &nbsp;&nbsp;Loan Agreement, Escrow Agreement |
| &nbsp;&nbsp;132 | &nbsp;&nbsp;Springing Reserve Description | &nbsp;&nbsp;Loan Agreement, Escrow Agreement |
| &nbsp;&nbsp;133 | &nbsp;&nbsp;Letter of Credit Amount | &nbsp;&nbsp;Letter of Credit, Loan Agreement |
| &nbsp;&nbsp;134 | &nbsp;&nbsp;Letter of Credit Description | &nbsp;&nbsp;Letter of Credit, Loan Agreement |
| &nbsp;&nbsp;135 | &nbsp;&nbsp;Are Escrows/Reserves LOC or can be converted to LOC (Y/N) | &nbsp;&nbsp;Loan Agreement, Escrow Agreement |
| &nbsp;&nbsp;136 | &nbsp;&nbsp;Specify Accounts for Escrows/Reserves LOC | &nbsp;&nbsp;Loan Agreement, Escrow Agreement |
| &nbsp;&nbsp;137 | &nbsp;&nbsp;Environmental Insurance (Y/N) | &nbsp;&nbsp;Proof of Insurance |
| &nbsp;&nbsp;138 | &nbsp;&nbsp;Flood Insurance (Y/N) | &nbsp;&nbsp;Proof of Insurance |
| &nbsp;&nbsp;139 | &nbsp;&nbsp;Windstorm Insurance (Y or N) | &nbsp;&nbsp;Proof of Insurance |
| &nbsp;&nbsp;140 | &nbsp;&nbsp;Earthquake Insurance In Place (Y/N) | &nbsp;&nbsp;Proof of Insurance |
| &nbsp;&nbsp;141 | &nbsp;&nbsp;Terrorism Insurance (Y/N) | &nbsp;&nbsp;Proof of Insurance |
| &nbsp;&nbsp;142 | &nbsp;&nbsp;Property Insurance Coverage (Y/N) | &nbsp;&nbsp;Proof of Insurance |

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**Characteristic** | &nbsp;&nbsp;**Source Document** |
| &nbsp;&nbsp;143 | &nbsp;&nbsp;Liability Insurance Coverage (Y/N) | &nbsp;&nbsp;Proof of Insurance |
| &nbsp;&nbsp;144 | &nbsp;&nbsp;Cash Management (Description or N/A) | &nbsp;&nbsp;Cash Management Agreement |
| &nbsp;&nbsp;145 | &nbsp;&nbsp;Lockbox (Y/N) | &nbsp;&nbsp;Cash Management Agreement |
| &nbsp;&nbsp;146 | &nbsp;&nbsp;Existing Financing In Place (existing) (Y/N) | &nbsp;&nbsp;Secondary Financing Document, Loan Agreement |
| &nbsp;&nbsp;147 | &nbsp;&nbsp;Existing Financing Amount (existing) | &nbsp;&nbsp;Secondary Financing Document, Loan Agreement |
| &nbsp;&nbsp;148 | &nbsp;&nbsp;Existing Financing Description (existing) | &nbsp;&nbsp;Secondary Financing Document, Loan Agreement |
| &nbsp;&nbsp;149 | &nbsp;&nbsp;CDCR (combined DCR) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;150 | &nbsp;&nbsp;CLTV (combined LTV) | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;151 | &nbsp;&nbsp;Future Mezzanine Debt (Y/N) | &nbsp;&nbsp;Loan Agreement |
| &nbsp;&nbsp;152 | &nbsp;&nbsp;Future Secondary Financing (Y/N) | &nbsp;&nbsp;Loan Agreement |
| &nbsp;&nbsp;153 | &nbsp;&nbsp;Future Secondary Financing Description | &nbsp;&nbsp;Loan Agreement |
| &nbsp;&nbsp;154 | &nbsp;&nbsp;Substitution Permitted (Y/N) | &nbsp;&nbsp;Loan Agreement, DOT |
| &nbsp;&nbsp;155 | &nbsp;&nbsp;Number of Properties per Loan | &nbsp;&nbsp;Loan Agreement, Appraisal Report |
| &nbsp;&nbsp;156 | &nbsp;&nbsp;Collateral Release Price ($ or N/A) | &nbsp;&nbsp;Loan Agreement, DOT |
| &nbsp;&nbsp;157 | &nbsp;&nbsp;Crossed Loans | &nbsp;&nbsp;Loan Agreement, DOT |
| &nbsp;&nbsp;158 | &nbsp;&nbsp;Release (Y or N or N/A) | &nbsp;&nbsp;Loan Agreement, Cross-Collateralization Agreement |
| &nbsp;&nbsp;159 | &nbsp;&nbsp;Release Provisions (Description or N/A) | &nbsp;&nbsp;Loan Agreement, Cross-Collateralization Agreement |
| &nbsp;&nbsp;160 | &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;Loan Agreement, Closing Statement |
| &nbsp;&nbsp;161 | &nbsp;&nbsp;Borrowing Entity | &nbsp;&nbsp;Note, Loan Agreement |
| &nbsp;&nbsp;162 | &nbsp;&nbsp;Entity Type | &nbsp;&nbsp;Note, Loan Agreement |
| &nbsp;&nbsp;163 | &nbsp;&nbsp;State of Organization | &nbsp;&nbsp;Note, Loan Agreement |
| &nbsp;&nbsp;164 | &nbsp;&nbsp;Affiliated Borrowers Group Name | &nbsp;&nbsp;Guaranty |
| &nbsp;&nbsp;165 | &nbsp;&nbsp;Borrower Type | &nbsp;&nbsp;Loan Agreement, DOT |
| &nbsp;&nbsp;166 | &nbsp;&nbsp;Tenants In Common (Y/N) | &nbsp;&nbsp;Loan Agreement |
| &nbsp;&nbsp;167 | &nbsp;&nbsp;Delaware Statutory Trust (Y/N) | &nbsp;&nbsp;Loan Agreement, DOT |
| &nbsp;&nbsp;168 | &nbsp;&nbsp;Independent Director (Y/N) | &nbsp;&nbsp;Loan Agreement |
| &nbsp;&nbsp;169 | &nbsp;&nbsp;Non-Consolidation Opinion (Y/N) | &nbsp;&nbsp;Non-Consolidation Opinion |
| &nbsp;&nbsp;170 | &nbsp;&nbsp;Assumption Fee | &nbsp;&nbsp;Loan Agreement |
| &nbsp;&nbsp;171 | &nbsp;&nbsp;Recourse(Y/N) | &nbsp;&nbsp;Note, Guaranty |
| &nbsp;&nbsp;172 | &nbsp;&nbsp;Recourse Description | &nbsp;&nbsp;Note, Guaranty |
| &nbsp;&nbsp;173 | &nbsp;&nbsp;Bad Boy Indemnitor / Guarantor | &nbsp;&nbsp;Guaranty |
| &nbsp;&nbsp;174 | &nbsp;&nbsp;Environmental Indemnitor (Name or N/A) | &nbsp;&nbsp;Note, Guaranty, Loan Agreement |
| &nbsp;&nbsp;175 | &nbsp;&nbsp;Environmental Carveout (Y/N) | &nbsp;&nbsp;Note, Guaranty, Loan Agreement |
| &nbsp;&nbsp;176 | &nbsp;&nbsp;Fraud Carveout (Y/N) | &nbsp;&nbsp;Note, Guaranty |
| &nbsp;&nbsp;177 | &nbsp;&nbsp;Misapplication of Rent and Insurance Proceeds Carveout (Y/N) | &nbsp;&nbsp;Note, Guaranty |
| &nbsp;&nbsp;178 | &nbsp;&nbsp;Voluntary Bankruptcy Carveout (Y/N) | &nbsp;&nbsp;Note, Guaranty |
| &nbsp;&nbsp;179 | &nbsp;&nbsp;Waste Carveout (Y/N) | &nbsp;&nbsp;Note, Guaranty |
| &nbsp;&nbsp;180 | &nbsp;&nbsp;Borrower Or Principal Prior Bankruptcy (Y/N) | &nbsp;&nbsp;Form 1115 |
| &nbsp;&nbsp;181 | &nbsp;&nbsp;Management Company | &nbsp;&nbsp;Management Agreement |
| &nbsp;&nbsp;182 | &nbsp;&nbsp;Primary Servicing Fee | &nbsp;&nbsp;Commitment |
| &nbsp;&nbsp;183 | &nbsp;&nbsp;Master Servicing Fee | &nbsp;&nbsp;None - provided by Freddie Mac |

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| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp;**Characteristic** | &nbsp;&nbsp;**Source Document** |
| &nbsp;&nbsp;184 | &nbsp;&nbsp;Trustee Fee | &nbsp;&nbsp;Trustee Bid |
| &nbsp;&nbsp;185 | &nbsp;&nbsp;Master Servicing Surveillance Fee | &nbsp;&nbsp;None - provided by Freddie Mac |
| &nbsp;&nbsp;186 | &nbsp;&nbsp;Special Servicing Surveillance Fee | &nbsp;&nbsp;None - provided by Freddie Mac |
| &nbsp;&nbsp;187 | &nbsp;&nbsp;CREFC<sup>®</sup> Royalty Fee | &nbsp;&nbsp;None - provided by Freddie Mac |
| &nbsp;&nbsp;188 | &nbsp;&nbsp;Administration Fee | &nbsp;&nbsp;Refer to calculation procedures below |
| &nbsp;&nbsp;189 | &nbsp;&nbsp;Net Mortgage Rate | &nbsp;&nbsp;Refer to calculation procedures below |

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With respect to Characteristic 14, assuming, at your request, no prepayments of principal, we recomputed the Cut-off Balance using the First Payment Date, the Original Principal Balance, the Interest Calculation Method, the Monthly Debt Service, the Note Rate, the Interest Only Term and the Cut-off Date. At the request of representatives of Freddie Mac, Cut-off Balance differences of one dollar or less were deemed to be "in agreement" for purposes of this report.

With respect to Characteristic 15, assuming, at your request, no prepayments of principal, we recomputed the Maturity Balance using the First Payment Date, the Monthly Debt Service, the Original Principal Balance, the Interest Calculation Method, the Note Rate, the Interest Only Term and the Maturity Date. At the request of representatives of Freddie Mac, Maturity Balance differences of one dollar or less were deemed to be "in agreement" for purposes of this report.

With respect to Characteristic 16, we recomputed the % of Cut-off Date Pool Balance by dividing the (i) Cut-off Balance by (ii) sum of each of the Mortgage Assets' Cut-off Balance.

With respect to Characteristic 17, we recomputed the % of Cut-off Date Loan Group Balance by dividing the (i) Cut-off Balance by (ii) sum of each of the Mortgage Assets' Cut-off Balance for each applicable Loan Group.

With respect to Characteristic 22, (i) for those Mortgage Assets with an Amortization Type of "Interest Only," if any, we compared the Monthly Debt Service to the Monthly Debt Service (IO) and (ii) for those Mortgage Assets with an Amortization Type of "Partial IO" or "Balloon," if any, we compared the Monthly Debt Service to the corresponding information set forth on the Note.

With respect to Characteristic 23, we recomputed the Monthly Debt Service (IO) as one twelfth of the product of (i) the Original Principal Balance, (ii) the Note Rate and (iii) a fraction equal to 365/360. This procedure was not performed for those Mortgage Assets with an Amortization Type of "Balloon," if any.

With respect to Characteristic 29, we recomputed the Original Amortization Term (months) by using the Original Principal Balance, the Monthly Debt Service and the Note Rate and a 30/360 Interest Calculation Method. This procedure was not performed for those Mortgage Assets with an Amortization Type of "Interest Only."

With respect to Characteristic 30, we recomputed the Original Loan Term (months) by determining the number of payment dates from and inclusive of the First Payment Date to and inclusive of the Maturity Date.

With respect to Characteristic 31, we recomputed the Remaining Amortization by subtracting the (i) Seasoning as of Cut-off Date from (ii) Original Amortization Term (months). With respect to those Mortgage Assets with an Amortization Type of "Partial IO," for purposes of the procedure indicated herein, the Seasoning as of Cut-off Date is reduced by (but to a result not less than zero) the Interest Only Term. This procedure was not performed for those Mortgage Assets with an Amortization Type of "Interest Only," if any.

With respect to Characteristic 32, we recomputed the Remaining Term by subtracting the (i) Seasoning as of Cut-off Date from (ii) Original Loan Term (months).

With respect to Characteristic 33, we recomputed the Seasoning as of Cut-off Date by determining the number of payment dates from and inclusive of the First Payment Date to and inclusive of the Cut-off Date.

With respect to Characteristic 34, (i) for those Mortgage Assets with an Amortization Type of "Partial IO," we recomputed the Interest Only Term by determining the number of payment dates from and inclusive of the First Payment Date to and exclusive of the first principal and interest installment due date (as set forth on the Note) and (ii) for those Mortgage Assets with an Amortization Type of "Interest Only," if any, we compared the Interest Only Term to the Original Loan Term (months). This procedure was not performed for those Mortgage Assets with an Amortization Type of "Balloon," if any.

With respect to Characteristic 49, we recomputed the Cut-off Balance Per Unit by dividing the (i) Cut-off Balance by (ii) Number of Units. With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this procedure was performed with the aggregate Cut-off Balance and the aggregate Number of Units of the related cross collateralized Mortgage Assets.

With respect to Characteristic 59, we recomputed the LTV at Cutoff by dividing the (i) Cut-off Balance by (ii) Appraised Value. With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related Mortgage Asset in such crossed loan group, weighted by the respective Cut-off Balance.

With respect to Characteristic 60, we recomputed the LTV at Maturity by dividing the (i) Maturity Balance by (ii) Appraised Value. With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related Mortgage Asset in such crossed loan group, weighted by the respective Cut-off Balance.

With respect to Characteristic 66, we recomputed the U/W DSCR (NCF) by dividing the (i) U/W NCF by (ii) annualized Monthly Debt Service. With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related Mortgage Asset in such crossed loan group, weighted by the respective Cut-off Balance.

With respect to Characteristic 67, we recomputed the U/W IO DSCR (NCF) by dividing the (i) U/W NCF by (ii) annualized Monthly Debt Service (IO). With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related

Mortgage Asset in such crossed loan group, weighted by the respective Cut-off Balance. This procedure was not performed for those Mortgage Assets with an Amortization Type of "Balloon," if any.

With respect to Characteristic 73, we recomputed the Most Recent DSCR (NCF) by dividing the (i) Most Recent NCF by (ii) annualized Monthly Debt Service. With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related Mortgage Asset in such crossed loan group, weighted by the respective Cut-off Balance. This procedure was not performed for those Mortgage Assets with a Most Recent NCF of "N/A."

With respect to Characteristic 79, we recomputed the 2<sup>nd</sup> Most Recent DSCR (NCF) by dividing the (i) 2<sup>nd</sup> Most Recent NCF by (ii) annualized Monthly Debt Service. With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related Mortgage Asset in such crossed loan group, weighted by the respective Cut-off Balance. This procedure was not performed for those Mortgage Assets with a 2<sup>nd</sup> Most Recent NCF of "N/A."

With respect to Characteristic 85, we recomputed the 3<sup>rd</sup> Most Recent DSCR (NCF) by dividing the (i) 3<sup>rd</sup> Most Recent NCF by (ii) annualized Monthly Debt Service. With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related Mortgage Asset in such crossed loan group, weighted by their respective Cut-off Balance. This procedure was not performed for those Mortgage Assets with a 3<sup>rd</sup> Most Recent NCF of "N/A."

With respect to Characteristic 88, we recomputed the Monthly Rent per Unit by dividing the (i) aggregate gross potential rent (as set forth on or derived from the Rent Roll) by (ii) Number of Units. At the request of representatives of Freddie Mac, Monthly Rent per Unit differences of five dollars or less were deemed to be "in agreement" for purposes of this report.

With respect to Characteristic 100, we recomputed the % of GPR from Commercial Rental Income by dividing the (i) Freddie Mac proforma commercial income (as set forth on the Investment Brief or ASR) by (ii) sum of the (a) Freddie Mac proforma commercial income (as set forth on the Investment Brief or ASR) and (b) Freddie Mac proforma gross potential rent - residential (as set forth on the Investment Brief or ASR). This procedure was not performed for those Mortgage Assets with an Amount Sq. Ft – Commercial of "N/A."

With respect to Characteristic 149, we recomputed the CDCR (combined DCR) by dividing the (i) U/W NCF by (ii) sum of the (a) annualized Monthly Debt Service and (b) annualized existing financing monthly debt service (as set forth on the Secondary Financing Document). With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related Mortgage Asset in such crossed loan group, weighted by the respective Cut-off Balance. This procedure was not performed for those Mortgage Assets with an Existing Financing Amount of "N/A" or with existing financing where regular scheduled payments are only repaid from excess or residual cash flow (as set forth on the Secondary Financing Document).

With respect to Characteristic 150, we recomputed the CLTV (combined LTV) by dividing the (i) sum of the (a) Cut-off Balance and (b) aggregate Existing Financing Amount by (ii) Appraised Value. With respect to a cross collateralized Mortgage Asset, if any (as set forth on the Loan Agreement or DOT), this characteristic was calculated as the weighted average quotient referred to in the previous sentence, for each related Mortgage Asset in such crossed loan group, weighted by the respective Cut-off Balance. This procedure was not performed for those Mortgage Assets with an Existing Financing Amount of "N/A" or with existing financing where regular scheduled payments are only repaid from excess or residual cash flow (as set forth on the Secondary Financing Document).

With respect to Characteristic 188, we recomputed the Administration Fee as the sum of the (i) Primary Servicing Fee, (ii) Master Servicing Fee, (iii) Trustee Fee, (iv) Master Servicing Surveillance Fee, (v) Special Servicing Surveillance Fee and (vi) CREFC<sup>®</sup> Royalty Fee.

With respect to Characteristic 189, we recomputed the Net Mortgage Rate by subtracting the (i) Administration Fee from (ii) Note Rate.