# EDGAR Filing Document

**Accession Number:** 0001266055
**File Stem:** 0001193125-25-311390
**Filing Date:** 2025-12
**Character Count:** 4364
**Document Hash:** 5b278b531f119733d0ef4e60f887170e
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-311390.hdr.sgml**: 20251208

**ACCESSION NUMBER**: 0001193125-25-311390

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251208

**DATE AS OF CHANGE**: 20251208

**EFFECTIVENESS DATE**: 20251208

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GUARDIAN SEPARATE ACCOUNT R
- **CENTRAL INDEX KEY:** 0001266055

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-109483
- **FILM NUMBER:** 251556883

**BUSINESS ADDRESS:**
- **STREET 1:** 10 HUDSON YARDS, 22 FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10001
- **BUSINESS PHONE:** 212-598-8714

**MAIL ADDRESS:**
- **STREET 1:** 10 HUDSON YARDS, 22 FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10001

## Series and Classes Contracts Data

### GUARDIAN SEPARATE ACCOUNT R (Series ID: S000008800)

---

|  |  |
|:---|:---|
| Class Name                      | Class ID   |
| Guardian Investor Asset Builder | C000023936 |

---

## Series and Classes Contracts Data

### GUARDIAN SEPARATE ACCOUNT R (Series ID: S000008800)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000023936 | Guardian Investor Asset Builder |  |

**PROSPECTUS SUPPLEMENT** 

**DATED DECEMBER 8, 2025** 

**FOR** 

**THE GUARDIAN INCOME ACCESS VARIABLE ANNUITY** 

**AND** 

**THE GUARDIAN INVESTOR ASSET BUILDER VARIABLE ANNUITY** 

**Issued by** 

**THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC.** 

The following supplemental information should be read in conjunction with the Prospectuses and Statements of Additional Information dated May 1, 2018, for The Guardian Investor Income Access Variable Annuity, a variable annuity contract issued through The Guardian Separate Account Q and The Guardian Investor Asset Builder, a variable annuity contract issued through The Guardian Separate Account R.

The supplement dated October 8, 2025, is replaced with this supplement.

The information below is added to **APPENDIX B: INVESTMENT OPTION RESTRICTIONS, FUNDS AVAILABLE UNDER THE GLWB RIDER** in your prospectus, as amended.

---

| | | | | |
|:---|:---|:---|:---|:---|
| | **2025**<br> **Growth II<br>(Aggressive)<sup></sup>80/20<sup>1</sup>** | **2025**<br> **Aggressive<br>80/20<sup>2</sup>** | **2025**<br> **Moderate<br>60/40<sup>3</sup>** | **2025**<br> **Conservative<br>40/60<sup>3</sup>** |
| Fidelity VIP Investment Grade Bond Portfolio |  | 7% | 20% | 25% |
|  Guardian All Cap Core VIP Fund | 15% | 20% | 10% | 6% |
|  Guardian Core Fixed Income VIP Fund | 20% | 10% | 15% | 25% |
|  Guardian Core Plus Fixed Income VIP Fund |  | 3% | 5% | 10% |
|  Guardian Diversified Research VIP Fund | 20% | 15% | 10% | 9% |
|  Guardian Equity Income VIP Fund | 20% | 10% | 7% | 5% |
|  Guardian Large Cap Disciplined Growth VIP Fund | 25% | 10% | 10% | 9% |
|  Guardian Select Mid Cap Core VIP Fund |  | 15% | 15% | 7% |
|  Guardian Small Cap Value Diversified VIP Fund |  | 5% |  |  |
| Guardian Small-Mid Cap Core VIP Fund |  | 5% | 8% | 4% |

---

<sup>1</sup> Available immediately as of the date of this supplement.

<sup>2</sup> Available on or about February 16, 2026.

<sup>3</sup> Available on or about November 13, 2025.

As always, the availability of any investment option or model is subject to change. See your prospectus for more information concerning the addition, deletion or substitution of investments.

You may make changes to your investment allocations by submitting your written, electronic or telephone instructions in Good Order by mail to Talcott Resolution — Annuity Service Operations, Administrator for your Guardian Annuity Contract, P.O. Box 14293, Lexington, KY 40512-4293 (regular mail) or Talcott Resolution — Annuity Service Operations, Administrator for your Guardian Annuity Contract, 6716 Grade Ln., Building 9, Suite 910, Louisville, KY 40213 (overnight mail), or by calling 1-800-830-4147.

Except as set forth herein, all other provisions of the prospectuses noted above, as previously supplemented, shall remain unchanged.

**This Prospectus Supplement must be preceded or accompanied by the most recent** 

**Prospectus available and should be retained with the Prospectus for future reference.**