# EDGAR Filing Document

**Accession Number:** 0001044561
**File Stem:** 0001044561-26-000008
**Filing Date:** 2026-4
**Character Count:** 7662
**Document Hash:** e507e9b8d58d7c358ec5d08cafb7c1ab
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001044561-26-000008.hdr.sgml**: 20260429

**ACCESSION NUMBER**: 0001044561-26-000008

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260429

**DATE AS OF CHANGE**: 20260428

**EFFECTIVENESS DATE**: 20260429

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FS VARIABLE ANNUITY ACCOUNT FIVE
- **CENTRAL INDEX KEY:** 0001044561

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 0430

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-178856
- **FILM NUMBER:** 26909857

**BUSINESS ADDRESS:**
- **STREET 1:** 1133 AVENUE OF THE AMERICAS
- **STREET 2:** 33RD FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036
- **BUSINESS PHONE:** 2125515440

**MAIL ADDRESS:**
- **STREET 1:** 1133 AVENUE OF THE AMERICAS
- **STREET 2:** 33RD FLOOR
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10036

## Series and Classes Contracts Data

### FS VARIABLE ANNUITY ACCOUNT FIVE (Series ID: S000010582)

---

|  |  |
|:---|:---|
| Class Name                        | Class ID   |
| Seasons Select II (NY) 333-178856 | C000111585 |

---

## Series and Classes Contracts Data

### FS VARIABLE ANNUITY ACCOUNT FIVE (Series ID: S000010582)

| Class ID   | Class Name                        | Ticker Symbol   |
|:---|:---|:---|
| C000111585 | Seasons Select II (NY) 333-178856 |  |

```

                        SUPPLEMENT DATED MAY 1, 2026
                     TO THE VARIABLE ANNUITY PROSPECTUS
-------------------------------------------------------------------------------
                   AMERICAN GENERAL LIFE INSURANCE COMPANY

	               VARIABLE SEPARATE ACCOUNT
                Polaris Preferred Solution Variable Annuity
                 WM Diversified Strategies Variable Annuity
                WM Diversified Strategies III Variable Annuity

                      VARIABLE ANNUITY ACCOUNT FIVE
                      Seasons Elite Variable Annuity
               Seasons Preferred Solution Variable Annuity
                     Seasons Select II Variable Annuity
                     Seasons Triple Elite Variable Annuity

     THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY OF NEW YORK

                       FS VARIABLE SEPARATE ACCOUNT
                       Polaris II Variable Annuity
                      Polaris Choice Variable Annuity
                    Polaris Choice III Variable Annuity
               WM Diversified Strategies III Variable Annuity

                      FS VARIABLE ANNUITY ACCOUNT FIVE
                       Seasons Elite Variable Annuity
                     Seasons Select II Variable Annuity
                    Seasons Triple Elite Variable Annuity
-------------------------------------------------------------------------------
This supplement updates certain information in the most recent prospectus. You
should read this information carefully and retain this supplement for future
reference together with the prospectus for your contract. This supplement is
not valid unless it is read in conjunction with the prospectus for your policy.
All capitalized terms used but not defined herein have the same meaning as
those included in the prospectus.

                         MARKETLOCK EXTENSION PARAMETERS
                         -------------------------------

The information below is important to you if you purchased your contract
between August 31, 2005, and May 1, 2009, and you elected the MarketLock living
benefit or if you purchased your contract between July 10, 2026 and April 30,
2008, and you elected the MarketLock for Two living benefit. As described in
the prospectus you received when you purchased the contract, the initial MAV
Evaluation Period ends after the tenth contract year. On or about your tenth
contract anniversary you had an opportunity to extend the MAV Evaluation Period
(the "Extension") for an additional ten years. If you elected the first
Extension, you will have the opportunity to elect a second Extension on or
about your twentieth contract anniversary. In choosing the Extension, your fee
will change as detailed below. No other parameters or terms of your current
Living Benefit will change as a result of the second Extension.

If you do not wish to elect the second Extension, no further action is required
by you. Your Living Benefit will continue without change. You will continue to
pay the same fee and can take the Maximum Annual Withdrawal Amount in effect at
the end of the MAV Evaluation Period. However, your MAV Benefit Base will no
longer be adjusted for higher anniversary values. Please note that if you do
not elect the Extension when it is offered, you will not be permitted to extend
the MAV Evaluation Period in the future.

As a reminder, you also have the option to cancel your MarketLock Living
Benefit on your tenth contract anniversary, or any contract anniversary
thereafter. If you elect to cancel your Living Benefit, you will no longer
receive the guarantees of the Living Benefit and you will no longer be charged
the fee. For information on the MarketLock Living Benefit you elected at
purchase, please see the MarketLock and MarketLock for Two section under
OPTIONAL LIVING BENEFITS in the prospectus.

How do I elect the second Extension?

If you are eligible for the second Extension because you previously elected the
first Extension and wish to  elect the second Extension, you must complete the
Election Form you will receive. The terms of the second Extension are detailed
below. The MAV Evaluation Period may be extended for an additional 10-year
period.

As a reminder, the MAV Evaluation Period refers to the period of time over
which we consider anniversary values. This component is used to calculate the
MAV Benefit Base, which determines your Maximum Annual Withdrawal Amount.

What is the fee if I elect the second Extension?

If you elect the MarketLock second Extension, the fee for the feature will be
increased by 0.05% as follows:

--------------------------------------- ---------------------------------------
 Annualized Fee After First Extension    Annualized Fee After Second Extension
  (calculated as a percentage of the       (calculated as a percentage of the
        Income Base)                              Income Base)
---------------------------------------  --------------------------------------
             0.90%                                      0.95%
---------------------------------------  --------------------------------------

If you elect the MarketLock for Two second Extension, the fee for the feature
will be increased by 0.05% as follows:

--------------------------------------- ---------------------------------------
Annualized Fee After First Extension     Annualized Fee After Second Extension
---------------------------------------  --------------------------------------
  0.65% prior to your 1st withdrawal       0.70% prior to your 1st withdrawal
---------------------------------------  --------------------------------------
   1.05% after your 1st withdrawal           1.10% after your 1st withdrawal
---------------------------------------   -------------------------------------

As with all important financial decisions, we recommend that you discuss this
with your financial representative. You should refer to both the prospectus and
the contract endorsement you received at the time of your purchase. If you do
not have a prospectus, you can call our Annuity Service Center at
(800) 445-7862 and we will provide one to you.

          Please keep this Supplement with your Prospectus

```