# EDGAR Filing Document

**Accession Number:** 0000851693
**File Stem:** 0000851693-25-000249
**Filing Date:** 2025-9
**Character Count:** 3189
**Document Hash:** 204721c55a347f2490224fdf65270e02
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000851693-25-000249.hdr.sgml**: 20250915

**ACCESSION NUMBER**: 0000851693-25-000249

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250915

**DATE AS OF CHANGE**: 20250915

**EFFECTIVENESS DATE**: 20250915

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRUCO LIFE VARIABLE UNIVERSAL ACCOUNT
- **CENTRAL INDEX KEY:** 0000851693

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** AZ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-285528
- **FILM NUMBER:** 251313255

**BUSINESS ADDRESS:**
- **STREET 1:** PRUCO LIFE INSURANCE COMPANY
- **STREET 2:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102
- **BUSINESS PHONE:** 860-534-6087

**MAIL ADDRESS:**
- **STREET 1:** PRUCO LIFE INSURANCE COMPANY
- **STREET 2:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102

## Series and Classes Contracts Data

### PRUCO LIFE VARIABLE UNIVERSAL ACCOUNT (Series ID: S000000724)

---

|  |  |
|:---|:---|
| Class Name                      | Class ID   |
| PRUCO LIFE VUL PROTECTOR (2025) | C000260388 |

---

## Series and Classes Contracts Data

### PRUCO LIFE VARIABLE UNIVERSAL ACCOUNT (Series ID: S000000724)

| Class ID   | Class Name                      | Ticker Symbol   |
|:---|:---|:---|
| C000260388 | PRUCO LIFE VUL PROTECTOR (2025) |  |

PROSPECTUS SUPPLEMENT

**PRUCO LIFE INSURANCE COMPANY**

**Pruco Life Variable Universal Account**

**Supplement dated September 15, 2025,** 

**to**

**Prospectuses dated June 23, 2025,** 

**for**

***VUL Protector®* Contracts**

***This supplement updates and amends certain information contained in the current prospectus and summary prospectus, as applicable, for your variable universal life insurance Contract, as well as any subsequent supplements thereto. You should read this supplement carefully and retain it for future reference.***

_________________________________

On October 13, 2025, the table found in the subsection **Funds Available Under the Lapse Protection Rider** of **APPENDIX A** is hereby deleted and replaced with the following.

---

| | |
|:---|:---|
| **&nbsp;&nbsp;&nbsp;&nbsp; Franklin Income VIP Fund** | **&nbsp;&nbsp;&nbsp;&nbsp; PSF PGIM Laddered Allocation S&P 500 Buffer 12 Portfolio** |
| **&nbsp;&nbsp;&nbsp;&nbsp; MFS® Total Return Series** | **&nbsp;&nbsp;&nbsp;&nbsp; PSF PGIM Laddered Allocation S&P 500 Buffer 20 Portfolio** |
| **&nbsp;&nbsp;&nbsp;&nbsp; PSF PGIM 50/50 Balanced Portfolio** | **&nbsp;&nbsp;&nbsp;&nbsp; T. Rowe Price Moderate Allocation Portfolio** |
| **&nbsp;&nbsp;&nbsp;&nbsp; PSF PGIM Ballast Portfolio** | **&nbsp;&nbsp;&nbsp;&nbsp; TOPS® Balanced ETF Portfolio** |
| **&nbsp;&nbsp;&nbsp;&nbsp; PSF PGIM Flexible Managed Portfolio** | **&nbsp;&nbsp;&nbsp;&nbsp; TOPS® Moderate Growth ETF Portfolio** |

---

_________________________________

**To obtain a copy of the current prospectus, please visit www.Prudential.com/eProspectus or call 800-778-2255.**

**PLEASE RETAIN THIS SUPPLEMENT WITH YOUR PROSPECTUS**

PRODUCTSUP249

VULP25