# EDGAR Filing Document

**Accession Number:** 0001985525
**File Stem:** 0001999371-25-015609
**Filing Date:** 2025-10
**Character Count:** 8725215
**Document Hash:** d5e430544d9497f69df82dd911bdfa16
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-015609.hdr.sgml**: 20251017

**ACCESSION NUMBER**: 0001999371-25-015609

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 23

**CONFORMED PERIOD OF REPORT**: 20251017

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251017

**DATE AS OF CHANGE**: 20251017

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Hildene-CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0001985525

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06618
- **FILM NUMBER:** 251400012

**BUSINESS ADDRESS:**
- **STREET 1:** 333 LUDLOW STREET
- **STREET 2:** SOUTH TOWER, 5TH FLOOR
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06902
- **BUSINESS PHONE:** 203-517-2509

**MAIL ADDRESS:**
- **STREET 1:** 333 LUDLOW STREET
- **STREET 2:** SOUTH TOWER, 5TH FLOOR
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06902
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Hildene-CCC Depositor, LLC
- **CENTRAL INDEX KEY:** 0001985525

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 333 LUDLOW STREET
- **STREET 2:** SOUTH TOWER, 5TH FLOOR
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06902
- **BUSINESS PHONE:** 203-517-2509

**MAIL ADDRESS:**
- **STREET 1:** 333 LUDLOW STREET
- **STREET 2:** SOUTH TOWER, 5TH FLOOR
- **CITY:** STAMFORD
- **STATE:** CT
- **ZIP:** 06902

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549**

**FORM ABS-15G<br> ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period _______ to _______.

Date of Report (Date of earliest event reported): _____________ <br> Commission File Number of securitizer: _____________ <br> Central Index Key Number of securitizer: _____________

Name and telephone number, including area code, of the person to contact in connection with this filing.

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: <u>0001985525</u>

Cross 2025-CES1 Mortgage Trust

(Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity:

Justin Gregory, (203) 517-2519

Name and telephone number, including area code, of the person to<br> contact in connection with this filing.

**INFORMATION TO BE INCLUDED IN THE REPORT**

---

| | |
|:---|:---|
| **Item 2.01.** | **<u>Findings and Conclusions of a Third Party Due Diligence Report Obtained By the Issuer</u>** |

---

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: October 17, 2025

---

| |
|:---|
| &nbsp;&nbsp; Hildene-CCC Depositor, LLC<br> (Depositor) |
| &nbsp;&nbsp;By: <u>/s/ Justin Gregory</u> |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Name: Justin Gregory<br> Title: Vice President<br>|

---

**EXHIBIT INDEX**

<u>Exhibit Number</u>

99.1 Disclosures required by Rule 15Ga-2 for AMC Diligence, LLC

[Schedule 1 - Form ABS Due Diligence-15E](ex99-1.htm)

[Schedule 2 - Rating Agency Grades](ex99-1s2.htm)

[Schedule 3 - Exception Grades](ex99-1s3.htm)

[Schedule 4 - Valuation Report](ex99-1s4.htm)

[Schedule 5 - Supplemental Data](ex99-1s5.htm)

[Schedule 6 - Business Purpose Report](ex99-1s6.htm)

[Schedule 7 - Data Compare Report](ex99-1s7.htm)

99.2 Disclosures required by Rule 15Ga-2 for Opus Capital Markets Consultants, LLC

[Schedule 1 - Executive Narrative](ex99-2.htm)

[Schedule 2 - Rating Agency Grade Summary Report](ex99-2s2.htm)

[Schedule 3 - ATR OR QM Report](ex99-2s3.htm)

[Schedule 4 - Supplemental Data Extract Report](ex99-2s4.htm)

[Schedule 5 - Business Purpose Report](ex99-2s5.htm)

[Schedule 6 - Valuation Report](ex99-2s6.htm)

[Schedule 7 - Data Compare Report](ex99-2s7.htm)

[Schedule 8 - Standard Findings Report](ex99-2s8.htm)

## Exhibit 99.1

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.1 - Schedule 1**

![](ex991001.jpg)

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E**

**CERTIFICATION OF PROVIDER OF THIRD-PARTY DUE DILIGENCE SERVICES FOR ASSET-BACKED SECURITIES**

**Item 1: Identity of the person providing third-party due diligence services** 

Legal Name: <u>AMC Diligence, LLC</u>

Business Name (if Different):  

Principal Business Address: <u>150 East 52<sup>nd</sup> Street, Suite 4002, New York, NY 10022</u>

**Item 2: Identity of the person who paid the person to provide due diligence services** 

Legal Name: <u>Hildene-CCC Loan Acquisition, LLC</u>

Business Name (If Different):  

Principal Business Address: <u>333 Ludlow Street, South Tower, 5<sup>th</sup> Floor, Stamford, CT 06902</u>

**Item 3: Credit rating criteria** 

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, October 1, 2025 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |

---

**Item 4: Description of the due diligence performed**

See attached.

**Item 5: Summary of findings and conclusions of review**

See attached.

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**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: <u>AMC Diligence, LLC</u>

(Print name of duly authorized person)

---

| | |
|:---|:---|
| By: | Lindsay Latimer |
| Signature: | *Lindsay Latimer* |
| Date: | *10/16/2025* |

---

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**Item 4. Description of the due diligence performed.**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed due diligence services as described below (the "Review") utilizing various scopes of review on mortgage loans originated by CrossCountry Mortgage, LLC or its affiliates, for the review and benefit of Hildene-CCC Loan Acquisition, LLC (the "Client"). The mortgage loans were reviewed via files imaged and provided by the Client or its designee for review.

**(2) Sample size of the assets reviewed.**

During the course of the securitization evaluation process, the Client may have removed loans that were reviewed by AMC from the securitization for reasons that were not disclosed to AMC. The final population of the Review covered 860 mortgage loans totaling an aggregate original principal balance of approximately $158.707 million.

Throughout the securitization process, the Client may have removed or added various mortgage loans from the securitization population for reasons that are unknown to AMC. AMC's disclosures herein reflect findings on the securitization population (as known by AMC) as of the date hereof.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all Loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;# of Borrowers | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Margin | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Investor: Qualifying Housing Ratio | &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Property Type | &nbsp;&nbsp;Universal Loan Identifier (ULI) |
| &nbsp;&nbsp;City | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Purpose | &nbsp;&nbsp;Zip |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

AMC reviewed mortgage loan origination documentation to determine conformity with the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC and/or as directed by Client. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination,

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AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements in the file and met the minimum required amount of coverage.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required per guidelines.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the underwriting guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

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**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

If standard GSE forms were not used for the mortgage loan, AMC sought to confirm the existence of: (i) a "due on sale" clause, (ii) mortgagors' requirement to maintain adequate insurance at the mortgagor's own expense, and (iii) the holder's right to foreclose and to confirm that any homestead exemption has been waived as required by applicable law within the forms utilized.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guidelines restrictions, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Since this population is comprised entirely of closed-end 2<sup>nd</sup> liens, a full appraisal is not a guideline requirement for most loans below $250,000 loan amount. Instead, guidelines allow an AVM and with sufficient confidence scores, no further valuation products are required. For those loans that do not meet the initial AVM minimum requirements, SitusAMC follows the prescribed product waterfall in the associated lender guidelines and exceptions accordingly if the additional requirements are not met.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process. Secondary valuation products were reviewed when provided but are not an overall requirement of the second lien review scope.

If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception and worked with the Client on the next steps which included ordering of additional valuation products such as collateral desktop analyses, broker's price opinions, and full appraisals. If the property valuation products included in AMC's review resulted in a variance of more than 10% then the Client was notified of such variance and a second independent valuation product was ordered.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

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**<u>COMPLIANCE REVIEW – FULL SCOPE</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

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vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable:*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the applicable home equity initial and account opening disclosures; and

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed
APR to re-calculated APR;

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge; and

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation to a Loan Originator was based on a
term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents in the mortgage loan file and, as necessary,
attempted to obtain the mortgage loan originator compensation agreement and/or governing policies and procedures of the mortgage
loan originator. In the absence of the mortgage loan originator compensation agreement and/or governing policies and procedures,
AMC's review was limited to formal general statements of entity compliance provided by the mortgage loan originator, if any.
These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage loan originator or representations
in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage
loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure
to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of mortgage loan originator organization and individual mortgage loan originator
name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate
and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

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&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to the borrower(s) to determine that such changes
were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed;

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm that the list of homeownership counselling organizations was obtained no earlier than 30
days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that each revised LE is accompanied by valid written documentation explaining the reason
for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business
days of issuance;

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vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed on the initial and interim LE's,
initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan
file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38
C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified

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income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

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---

| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

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| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

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For the loans determined to be Safe Harbor QM (APOR), in the event the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on the loans, that would be reflected as such in the reports. In the event the lender provided a VSH indicator of "No" on the loans that would be reflected in the reports. In the event the lender did not provide a VSH indicator on the loans, the loans would be identified as "Not Stated" in the reports.

\* Note, for loans in which the lender provided the VSH indicator, AMC captured it, but did not verify the VSH indicator.

Notwithstanding the above, for loans with the variance evaluation of VSH performed by AMC on QM (APOR) loans, the Lender provided a VSH Indicator of "Yes". The VSH indicator was provided within the loan images, on the data tape, deal notes, or as part of the loan program/guidelines being originated to. The loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH. In the event the lender identified the loan to have VSH status, then AMC reviewed to identify documentation variances that would cause one to question the VSH attestation from the lender. If variances were identified, then the loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines. The results of the variance analysis is reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

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AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the

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appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;■ Underwriting summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;■ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;■ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;■ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;■ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;■ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;■ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;■ FACTA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;■ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;■ HUD from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;■ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the
enumerated tests set forth herein.

**<u>COMPLIANCE REVIEW – LIMITED SCOPE</u>**

Please be advised that SitusAMC will not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review will uncover all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or will uncover all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by SitusAMC are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which SitusAMC is relying in reaching such findings.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in the Review, and the findings set forth in any report prepared by SitusAMC does not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC. Information contained in any SitusAMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the

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aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged SitusAMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by SitusAMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

SitusAMC will review each residential mortgage loan to determine, as applicable, and to the extent possible and subject to the caveats below, whether the mortgage loan complies with each of the laws, rules and regulations specified below, in each case as the same may be amended, supplemented, replaced or otherwise modified from time to time pursuant to applicable law. With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, the compliance review is limited to the specific components enumerated below with the testing of those components in accordance with the SFA TRID Compliance Review Scope ("TRID Grid"), published by the Structured Finance Association ("SFA"). All other TRID testing, including other components of the TRID Grid, that are not explicitly enumerated below are considered outside of scope for purposes of this review.

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;l) <u>Rescission (§1026.23; §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) failure to provide the correct form of right of rescission notice;

iv) failure to provide the three (3) specific business day rescission period;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) missing or incorrect rescission expiration date on rescission notice;

vi) "I wish to cancel" section of rescission notice is signed by borrower;

vii) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means, for closed end transactions, the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions, and for open-end transactions, the information that must be provided to satisfy the requirements in §1026.6 with regard to the method of determining the finance charge and the balance upon which a finance charge will be imposed, the annual percentage rate, the amount or method of determining the amount of any membership or participation fee that may be imposed as part of the plan, and the payment information described in §1026.40(d)(5)(i) and (ii) that is required under §1026.6(e)(2); and

viii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;m) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed
APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Total of Payments

&nbsp;&nbsp;&nbsp;&nbsp;n) <u>Payment Tables (§1026.18, §1026.38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate disclosure of applicable payment tables on page 1 of the TIL or CD

&nbsp;&nbsp;&nbsp;&nbsp;o) <u>TILA Section 130(b) Corrections and Other Remediations</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) with respect to applicable exception remediation measures, confirm the remediation was performed
in accordance with regulatory and/or statutory requirements, and, where applicable, the SFA Compliance Review Scope methodology
(in an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated
Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants
including third party review providers and law firms who agreed to a standardized approach to remediation considerations).

&nbsp;&nbsp;&nbsp;&nbsp;p) <u>High-cost Mortgage (§§1026.31, 32,and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

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iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;q) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;r) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36(d)-(e)):</u> 

iv) review relevant documentation to determine if compensation to a Loan Originator was based on a term of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) review relevant document to determine if there was dual compensation; and

vi) if requested by the client, review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;s) <u>Homeownership counseling (§1026.36(k)):</u> 

ii) determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;t) <u>Mandatory Arbitration Clauses (§1026.36(h)):</u> 

ii) determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;u) <u>Prohibition on Financing Credit Insurance (§</u> 1026.36(i)):

ii) determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;v) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36(g)):</u> 

iii) review for presence of mortgage loan originator organization and individual mortgage loan originator name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing Disclosure; and

iv) verify the data against the NMLSR database, as available.

**(II) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;e) The general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;f) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;g) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.); the Department of Veterans Affairs (38 C.F.R.
Part 36 et seq.); and the U.S. Department of Agriculture (7 CFR Part 3555);

&nbsp;&nbsp;&nbsp;&nbsp;h) Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)); and

&nbsp;&nbsp;&nbsp;&nbsp;i) Prepayment penalty restrictions (12 C.F.R. 1026.43(g)).

SitusAMC will review applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). SitusAMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, SitusAMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, SitusAMC notes if an originator mortgage loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, SitusAMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature,
negative amortization, or loan term exceeding 30 years),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) the "points and fees" exceed the applicable QM threshold,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) the monthly payment was calculated appropriately,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) the creditor considered and verified income or assets at or before consummation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(v) the creditor appropriately considered debt obligations, alimony and child support, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vi) based on the application date, defined in accordance with 1026.2(a)(3)(ii), and the loan designation
provided on the subject loan:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. **Temporary QM (Agency/GSE Salable) –** Loans submitted with a loan designation of Temporary
SHQM (GSE/Agency Eligible) or Temporary HPQM (GSE/Agency Eligible)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If loan application date is prior to 7/1/2021 or loan was purchased/securitized on or before 8/31/21,
the loan will be evaluated to confirm it is salable to the GSEs.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If loan application date is on or after 7/1/2021 or loan was purchased/securitized after 8/31/21
- an exception indicating loan is not eligible to be GSE Temp QM will be cited based on the GSE requirement for loan applications
on or after 7/1/2021 to meet General QM (APOR) pricing based criteria to be salable,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. **QM Based on Appendix Q –** Loans submitted with a loan designation of Safe Harbor QM,
Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If the loan application date is prior to 3/1/2021 – determine whether at the time of consummation,
the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If the loan application date is on or after 3/1/2021, but before 10/1/2022 – determine whether
at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. **QM Based on APOR (Pricing-Based) –** Loans with an application date on or after 3/1/2021,
submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), the QM considerations will be based on
whether the APR exceeds the average prime offer rate by 2.25 or more percentage points (additional thresholds applicable for lower
loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not
meet the creditor's guidelines without a documented exception and compensating factors.

 

*QM loans with application dates on or after 10/1/22 are required to be either Safe Harbor QM (APOR) or Higher Priced QM (APOR)* 

 

***Verification Safe Harbor***

Pursuant to the November 2021 SFA TPR Scope of Review for Verification Safe Harbor under General QM Rule (https://structuredfinance.org/wp-content/uploads/2021/11/SFA-TPR-Scope-of-Review-for-QM-VSH-Scope-of-Review-FINAL.pdf) SitusAMC has adopted the following approach with respect to Verification Safe Harbor:

**VSH Indicator** – For loans originated under the new General QM (APOR) pricing-based threshold, the lender will be required to document the Verification Safe Harbor (VSH) indicator. SitusAMC will capture, but will not verify the VSH indicator. If the lender does not provide a VSH indicator, the VSH for the loan will be identified as "Not Stated".

**VSH Indicator Discrepancy** – Optional add-on service for loans submitted with a VSH Indicator of "Yes" (loan meets VSH). If a loan was submitted indicating VSH is met, client has the option to have SitusAMC review documentation in file and identify variances between documentation in file and guidelines used that could be indicative of an inaccurate VSH indicator. For all options below, the VSH indicator and determination method will be provided by the lender (within loan images, on the data tape, deal notes, or as part of the loan program/guidelines to which loans are originated). SitusAMC's evaluation will be limited to review of the documents against the guidelines used and identified by the lender to meet VSH. Review and verification that guidelines used meet VSH requirements under the regulation (particularly for options 2 and 3 where guidelines used are not one of those explicitly enumerated in the regulation) are outside of SitusAMC's scope. Lender is responsible for affirming guidelines used meet VSH standard requirements:

● <u>Option 1: VSH via reference to guidelines explicitly enumerated in the regulation (June 2020 GSE Guides)</u> 

○ Lender identifies that loan utilizes one of the GSE June 2020 guidelines specified in the regulation to meet VSH

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator.

● <u>Option 2: VSH via reference to subsequent versions of GSE Guides affirmed to be "substantially similar" to guides explicitly enumerated in the regulation</u> 

○ Lender identifies (source and publication date) and provides a set of GSE guides (other than one of the June 2020 guidelines specified in the regulation) utilized to meet VSH

○ Lender provides affirmation that guides used meet VSH requirements as revised version complies with verification standards or is substantially similar to the guides enumerated in the regulation commentary under 1026.43(e)

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○ The determination and affirmation that the guides used are substantially similar would be the responsibility of the lender and/or aggregator. **SitusAMC will not evaluate or make a determination as to whether the guidelines used by the lender are "substantially similar"** to the explicitly enumerated underwriting guidelines.

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator

● <u>Option 3: VSH via proprietary guides</u> 

○ Lender identifies and provides a set of proprietary (non-GSE guides) underwriting guides utilized to meet VSH

○ Lender provides worksheet/AUS connecting the loan level review components to enumerated guides

○ Lender provides affirmation that guides used meet VSH requirements as guides comply with verification standards in the guides enumerated in the regulation commentary under 1026.43(e)

○ The determination and affirmation that the guides used are substantially similar would be the responsibility of the lender and/or aggregator. **SitusAMC will not evaluate or make a determination as to whether the guidelines used by the lender are in line with the standards in the enumerated underwriting guidelines.** 

○ For loans identified by lender to have VSH status, SitusAMC will determine documentation variances that would cause one to question the VSH attestation from the lender. If variances are identified, loan would not be identified by SitusAMC to meet the VSH documentation requirements (i.e., SitusAMC will report loan as not having met VSH).

○ AUS adherence will not be used to evaluate the VSH indicator

The lender must also maintain policies and procedures to meet the requirement under the new General QM (APOR) rule. Review of policies and procedures and comparison of guides utilized to explicitly enumerated guides are outside of SitusAMC's review scope.

**VSH Reporting –** SitusAMC will include the following in securitization reports:

● The lender/seller's VSH Indicator;

● Whether SitusAMC evaluated the VSH indicator provided by the lender/seller;

● Which of the above 3 options was employed to evaluate the VSH indicator;

● Whether SitusAMC identified a variance to indicator based on due diligence review; and

● Whether loan met VSH based on option selected

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule (effective January 10, 2014), SitusAMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) and (vi)-1 as outlined above. In addition, SitusAMC reviews the Automated Underwriting System output within the mortgage loan file to confirm agency eligibility.

For each conventional QM designated mortgage loan that satisfied the applicable requirements enumerated above, SitusAMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.) and the U.S. Department of Agriculture (7 CFR Part 3555).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, SitusAMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM (for loans that comply with general (ATR) or ATR Fail (for loans that do not meet general ATR requirements). See below for more details on general ability to repay testing.

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*<u>General Ability to Repay</u>*

For non-QM loans (loans that do not meet QM criteria or submitted by loan originator with a loan designation of non-QM), SitusAMC reviews the mortgage loan to the creditor's guidelines to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and will verify such information using reasonably reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) the consumer's current or reasonably expected income or assets;

ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status);

iii) the consumer's monthly payment;

iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) the consumer's monthly payment for mortgage-related obligations;

vi) the consumer's current debt obligations, alimony, and child support;

vii) the consumer's monthly debt-to-income ratio or residual income; and

viii) the consumer's credit history.

This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay. SitusAMC makes no representation or warranty surrounding the sufficiency of the client or creditor's guidelines as it relates to ATR requirements.

SitusAMC reviews mortgage loans to determine their conformity with the ATR/QM factors as outlined above, but does not render an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). SitusAMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all the factors and/or criteria that Authorities may consider in determining whether the creditor adequately demonstrated compliance with the ATR requirements under the rule. SitusAMC's review is based on information contained in the mortgage loan file at the time it is provided to SitusAMC for review, and only reflects information as of that point in time.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), 50(f)(2), and limited provisions under Section 50(t) Article XVI of the Texas Constitution and associated regulations.**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time. State usury limitations and state-specific prohibited fees testing are outside of scope.**

**(V) Federal and state specific prepayment penalty provisions.**

**(VI) Federal and state specific late charges in states with assignee liability.** 

The state level late charge testing will be applicable to loans with the subject property in New Jersey, Georgia, New Mexico, and West Virginia.

**(VII) Homeowners Flood Insurance Affordability Act of 2014 (HFIAA)**

Confirm properties within a flood zone have adequate insurance coverage in accordance with HFIAA. (Including considerations of the total outstanding lien balances and any separate escrow impound requirements if the second lien is covered by a separate policy from the primary lien.)

**(VIII) FIRREA Review**

SitusAMC will confirm to the extent possible, that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, SitusAMC will review the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

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In addition, SitusAMC will access the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

As part of the portion of the Review described in this section, SitusAMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(IX) Document Review.**

SitusAMC will review each mortgage loan file and verify whether the following documents, if applicable, were included in the file and that the data on applicable documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;■ Underwriting summary/loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;■ Credit report;

&nbsp;&nbsp;&nbsp;&nbsp;■ Income and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Asset documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;■ Hazard and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;■ Copy of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;■ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;■ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final 1003;

&nbsp;&nbsp;&nbsp;&nbsp;■ Changed circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;■ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;■ Note;

&nbsp;&nbsp;&nbsp;&nbsp;■ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;■ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;■ Subordination Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;■ Notice of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;■ HUD/Closing Disclosure from sale of previous
residence;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;■ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;■ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;■ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;■ Certain other disclosures related to the
enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results

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set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**Item 5. Summary of findings and conclusions of review**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in Item 3 above.

**OVERALL RESULTS SUMMARY**

After giving consideration to the grading criteria of the relevant NRSROs, under the applicable Fitch and Kroll rating criteria, 80.58% of the pool received an overall "A" grade, 19.30% received an overall "B" grade and 0.12% received an overall "C" grade.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Fitch Loan Grades** | &nbsp;&nbsp;**Fitch Loan Grades** | &nbsp;&nbsp;**Fitch Loan Grades** | &nbsp;&nbsp;**Fitch Loan Grades** | &nbsp;&nbsp;**Fitch Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;745 | &nbsp;&nbsp;796 | &nbsp;&nbsp;860 | &nbsp;&nbsp;693 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;114 | &nbsp;&nbsp;63 | &nbsp;&nbsp;0 | &nbsp;&nbsp;166 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**860** |
| &nbsp;&nbsp;**Kroll Rating Agency Loan Grades** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades** | &nbsp;&nbsp;**Kroll Rating Agency Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;745 | &nbsp;&nbsp;796 | &nbsp;&nbsp;0 | &nbsp;&nbsp;693 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;114 | &nbsp;&nbsp;63 | &nbsp;&nbsp;0 | &nbsp;&nbsp;166 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;N/A | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0 |

---

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---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**860** |

---

<sup>1</sup>Secondary property valuation was not part of the property review scope for these second lien mortgage loans. The reported Kroll property review grades have been defaulted to "NA". Defaulting the Kroll property review grades to "NA" does not affect the Kroll overall loan grades.

**EXCEPTION CATEGORY SUMMARY** 

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Fitch Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***3*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;27 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;21 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***95*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**98** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;124 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Eligibility | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***143*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**145** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**243** |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception Type** | &nbsp;&nbsp;**Kroll Final Exception Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Compliance Grade (C) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;32 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;27 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;22 |

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---

| | | | |
|:---|:---|:---|:---|
|  |  | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;6 |
|  |  | &nbsp;&nbsp;ATR/QM | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;TILA | &nbsp;&nbsp;3 |
|  |  | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;2 |
|  |  | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;1 |
|  |  | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***96*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**98** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;C | &nbsp;&nbsp;***Total Credit Grade (C) Exceptions:*** | &nbsp;&nbsp;***2*** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;124 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;6 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Eligibility | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***143*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**145** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**243** |

---

**DATA INTEGRITY REVIEW RESULTS SUMMARY** 

Of the 860 mortgage loans reviewed, 860 unique mortgage loans had a total of 2,332 different tape discrepancies across 20 data fields (some mortgage loans may have had more than one data delta). A blank or zero value on the data tape when an actual value was captured by AMC was treated as a data variance.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;# of Borrowers | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;5 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.58% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;13 | &nbsp;&nbsp;860 | &nbsp;&nbsp;1.51% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;15 | &nbsp;&nbsp;860 | &nbsp;&nbsp;1.74% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;4 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.47% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;287 | &nbsp;&nbsp;317 | &nbsp;&nbsp;90.54% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Investor: Qualifying Housing Ratio | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;22 | &nbsp;&nbsp;89 | &nbsp;&nbsp;24.72% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;1 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;13 | &nbsp;&nbsp;860 | &nbsp;&nbsp;1.51% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;739 | &nbsp;&nbsp;857 | &nbsp;&nbsp;86.23% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;855 | &nbsp;&nbsp;857 | &nbsp;&nbsp;99.77% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;215 | &nbsp;&nbsp;816 | &nbsp;&nbsp;26.35% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;860 |

---

21 \| P a g e

![](ex991001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;16 | &nbsp;&nbsp;860 | &nbsp;&nbsp;1.86% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;3 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.35% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;71 | &nbsp;&nbsp;860 | &nbsp;&nbsp;8.26% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;845 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;59 | &nbsp;&nbsp;860 | &nbsp;&nbsp;6.86% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;8 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.93% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Universal Loan Identifier (ULI) | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;1 | &nbsp;&nbsp;860 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;860 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**2332** | &nbsp;&nbsp;**19278** | &nbsp;&nbsp;**12.10%** | &nbsp;&nbsp;**860** |

---

**ADDITIONAL SUMMARY** 

*Some % of Loans may not add to 100% due to rounding*

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;860 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$158706747.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$158706747.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;2 | &nbsp;&nbsp;860 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$158706747.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$158706747.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;$615000.00 | &nbsp;&nbsp;0.39% |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;28 | &nbsp;&nbsp;3.26% | &nbsp;&nbsp;$6546975.00 | &nbsp;&nbsp;4.13% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;812 | &nbsp;&nbsp;94.42% | &nbsp;&nbsp;$148042944.00 | &nbsp;&nbsp;93.28% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.58% | &nbsp;&nbsp;$815000.00 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.16% | &nbsp;&nbsp;$2033628.00 | &nbsp;&nbsp;1.28% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.35% | &nbsp;&nbsp;$653200.00 | &nbsp;&nbsp;0.41% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$158706747.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;0-120 Months | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.93% | &nbsp;&nbsp;$1150324.00 | &nbsp;&nbsp;0.72% |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;28 | &nbsp;&nbsp;3.26% | &nbsp;&nbsp;$3513999.00 | &nbsp;&nbsp;2.21% |
| &nbsp;&nbsp;181-240 Months | &nbsp;&nbsp;113 | &nbsp;&nbsp;13.14% | &nbsp;&nbsp;$16193164.00 | &nbsp;&nbsp;10.20% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;711 | &nbsp;&nbsp;82.67% | &nbsp;&nbsp;$137849260.00 | &nbsp;&nbsp;86.86% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$158706747.00** | &nbsp;&nbsp;**100.00%** |

---

22 \| P a g e

![](ex991001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;573 | &nbsp;&nbsp;66.63% | &nbsp;&nbsp;$100006909.00 | &nbsp;&nbsp;63.01% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;42 | &nbsp;&nbsp;4.88% | &nbsp;&nbsp;$6956491.00 | &nbsp;&nbsp;4.38% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.81% | &nbsp;&nbsp;$2469833.00 | &nbsp;&nbsp;1.56% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;185 | &nbsp;&nbsp;21.51% | &nbsp;&nbsp;$35026291.00 | &nbsp;&nbsp;22.07% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.23% | &nbsp;&nbsp;$690000.00 | &nbsp;&nbsp;0.43% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;29 | &nbsp;&nbsp;3.37% | &nbsp;&nbsp;$6808475.00 | &nbsp;&nbsp;4.29% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.40% | &nbsp;&nbsp;$3560998.00 | &nbsp;&nbsp;2.24% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.16% | &nbsp;&nbsp;$3187750.00 | &nbsp;&nbsp;2.01% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$158706747.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;715 | &nbsp;&nbsp;83.14% | &nbsp;&nbsp;$128462301.00 | &nbsp;&nbsp;80.94% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;133 | &nbsp;&nbsp;15.47% | &nbsp;&nbsp;$27423400.00 | &nbsp;&nbsp;17.28% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;12 | &nbsp;&nbsp;1.40% | &nbsp;&nbsp;$2821046.00 | &nbsp;&nbsp;1.78% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**860** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$158706747.00** | &nbsp;&nbsp;**100.00%** |

---

23 \| P a g e

## Exhibit 99.1

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.1 - Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situslogo.jpg) | ![](situslogo.jpg) | ![](situslogo.jpg) | ![](situslogo.jpg) | ![](situslogo.jpg) | ![](situslogo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** | **Rating Agency Grades** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Run Date - 10/15/2025 10:04:16 AM** | **Run Date - 10/15/2025 10:04:16 AM** | **Run Date - 10/15/2025 10:04:16 AM** | **Run Date - 10/15/2025 10:04:16 AM** | **Run Date - 10/15/2025 10:04:16 AM** | **Run Date - 10/15/2025 10:04:16 AM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** |
| 222074850 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222229822 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222229834 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222229866 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222229872 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222229975 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222229988 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222230091 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222250441 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222251310 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222251574 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222259272 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222259526 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222264104 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222272785 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222272792 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222272796 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | B | C | B | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | N/A | N/A | C |  | C | A | A | A | C |  |
| 222274341 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222274347 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222274348 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222274349 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222274641 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222274705 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222274777 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222274857 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222274969 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222275054 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222286990 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222286993 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222287008 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222290859 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222293692 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222293702 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222298612 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222300316 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222300374 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222304209 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222304335 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222304336 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222304337 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222304696 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222309880 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222310094 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222313182 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222313198 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222313285 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222313302 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 222313305 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222313306 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222313892 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222315199 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222315218 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222329441 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222332111 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222335558 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222340633 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222340634 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222340635 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222341137 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222343266 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222355549 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222356781 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222356872 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222360512 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 222361016 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222361876 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222396139 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222396383 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222397143 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222397574 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222397612 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222397805 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 222398155 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222399351 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222399360 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222400683 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | N/A | N/A | C |  | C | A | A | A | C |  |
| 222400689 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222416823 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222420593 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222427801 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222433216 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222433764 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222449117 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222449136 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222454548 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222458252 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222461333 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222461339 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222461387 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | C | C | C | N/A | C |  | C | C | C | A | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222461390 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222461393 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222461858 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222461862 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222461917 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222467169 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222467791 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222469004 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222469005 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222470526 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222478009 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222478404 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222478413 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222478828 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222486204 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222486256 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222486258 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222486440 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222488817 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222498457 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | C | B | C | B |  | A | A | A | N/A | A |  | B | C | B | C | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222501105 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222501160 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222503096 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222503100 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222503101 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222503112 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222503136 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222503138 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222503149 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222503150 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222503195 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222511798 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222515521 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222524182 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222533310 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222533410 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222535568 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222549754 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222549757 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222550177 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222550310 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222550311 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222550528 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222554650 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222558347 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222559005 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222560211 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222562902 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222563472 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222563641 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222573811 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222573874 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222607108 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | C | A | C | N/A | C |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | B |  | B | B | B | B | B |  |
| 222607174 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222607253 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222608058 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222609574 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222612549 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222615268 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222620503 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222620731 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222626884 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222626885 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222626886 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222627141 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222632207 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222632987 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 222653295 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222653344 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222654969 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222654986 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222661421 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222661527 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222661951 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222662677 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222662681 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222669263 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222669493 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222669659 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222669672 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222670905 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222670943 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222670944 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222670949 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222670974 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222671284 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222671289 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222672260 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222672262 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222680445 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222680484 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222680870 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222681036 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222681139 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222681163 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222681173 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222681600 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222685569 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222686091 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222697612 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222697744 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222703473 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222704088 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222704102 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222705516 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222705521 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222707248 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222707421 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222708621 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222717940 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222718016 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222724260 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222724902 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222730693 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | D |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222730743 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222732639 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222733942 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | N/A | N/A | C |  | C | A | A | A | C |  |
| 222734758 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222734766 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222734775 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222734968 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222734969 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222734972 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222735043 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222735736 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222735742 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222735743 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222736504 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222736511 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222739126 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222743068 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222746973 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222750499 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222750529 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | B | B | B | A |  | N/A | A | N/A | N/A | D |  | A | B | B | B | D |  |
| 222750588 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222750934 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222756869 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222757219 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222757225 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222759137 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222763541 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222763544 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222763581 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222764616 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222766438 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222766452 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222766671 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222767073 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222767139 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222767319 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222767329 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222768381 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222776321 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222776473 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222777080 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222777086 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222777148 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222777457 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222778467 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222778487 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222779163 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222779578 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 222779582 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222784099 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222784111 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222791643 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222791645 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222792482 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222792545 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222795966 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222801396 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222801514 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222801543 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222801550 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222801658 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222803429 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222803437 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222803446 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222803883 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222803949 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 222804410 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222806463 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222838789 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222862458 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222862467 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222873892 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222888457 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222888518 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222888527 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222888759 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222889705 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222890334 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222890335 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222890336 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 222890338 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222890351 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222890404 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222891114 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222892044 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222892077 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222892111 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222894430 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222894470 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222894638 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222894660 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222901218 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222901252 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222901258 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222901955 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | D | D | N/A | D |  | D | D | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222905585 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222905586 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222905597 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222905599 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222907643 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222907644 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222911022 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222911067 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222917191 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222921720 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222922184 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222922345 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222922346 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222922383 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222922614 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222924840 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222925213 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222927390 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222929601 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222929972 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222930298 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222932052 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222933958 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222933991 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222933992 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222937314 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222951727 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222953178 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222954415 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222958378 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222958385 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222958450 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222958494 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222962323 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222962429 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222968977 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 222969426 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222969428 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222969447 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222969474 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222969476 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222971385 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222971413 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222971447 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222971473 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222974136 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222977030 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222977090 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222977209 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222978649 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222978651 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 222979218 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222979360 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222981307 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222981386 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 222981517 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 222982415 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 222982425 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 222986349 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223002998 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223005114 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223005792 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223008988 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223009211 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223009826 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223009990 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223009995 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223009998 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223012470 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223012575 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223013233 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223013361 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223013401 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223015794 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223016180 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223018951 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223023833 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223023851 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223023854 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223024814 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223025771 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223025783 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223025785 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223025788 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223025792 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223030794 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223035660 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223041299 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223041303 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223041347 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223049777 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223049879 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223053813 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223056390 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223056683 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223062510 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223062511 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223062818 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223066728 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223067979 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223068112 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223068119 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223068121 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223068374 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223068376 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223068831 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223068851 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223068921 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223076487 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223078941 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223081682 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223089464 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223089501 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223089817 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223090362 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223090409 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223111587 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223114301 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223114341 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223116798 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223116812 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223116815 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223116852 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223117762 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223117764 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223117868 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223127699 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223127707 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223128053 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223128057 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223128060 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223128322 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223128480 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223128485 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223130332 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223132065 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223132146 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223132297 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223132438 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223134844 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223154325 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223157318 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223166126 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223166204 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223170853 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | D |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223171409 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223171410 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223179522 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223180093 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223180191 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223180276 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223184233 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223186106 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223186642 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223193335 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223193642 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223194682 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223194707 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223195038 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223195042 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223195246 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223197984 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223197985 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223198017 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223198149 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223202982 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223212321 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223212339 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223212340 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223212548 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223224235 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223224244 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223224888 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223224937 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223226887 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223235006 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223235992 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223238557 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223238558 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223238585 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223238639 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223249370 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223252515 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223260007 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223260849 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223268073 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223268074 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223268127 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223268180 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223268656 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223270675 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223271481 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223271495 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223271525 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223289572 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223293794 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | D |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223294111 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223294118 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223295925 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223303691 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223303936 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223304385 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223306332 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223306477 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223306479 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223306935 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223306966 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223306995 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223307062 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223307091 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223308244 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223309458 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223309474 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223312332 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223314712 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223314926 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223315008 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223316318 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223319939 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223320016 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223328402 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223328451 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223328671 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | C | C | C | N/A | C |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223328733 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223328735 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223331464 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223333899 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223334062 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223334066 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223334109 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | D |  | A | A | A | N/A | A |  | C | C | C | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223334138 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223334140 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223334752 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223335446 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223337582 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223337996 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223339733 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223339739 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223340090 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223340130 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223340149 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223358646 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223362352 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223364084 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223364421 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223367025 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223372978 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223373118 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | N/A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223377150 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223377171 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223377212 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223377264 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223377839 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223378683 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223387036 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223387424 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223388859 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223389102 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223390539 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223396505 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223396543 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223397704 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223415418 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223415570 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223415584 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223420389 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223422113 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223422125 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223422880 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223422906 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | D |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223423040 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223425927 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223427563 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223427567 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223427572 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223428294 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223428295 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223431751 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223432247 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223432284 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223441384 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223448576 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223450631 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223455233 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223457279 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223460742 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223460958 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223461368 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223464388 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223464766 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223465638 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223469585 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223469621 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223469661 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223474339 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223478565 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | C | C | C | N/A | C |  | C | C | C | B | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223478584 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223478863 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223479038 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223479751 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223485168 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223485181 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223485186 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223485232 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223485541 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223485659 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223485660 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223490606 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223490612 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223490791 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223490799 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223500792 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223500819 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223500835 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223500853 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223500957 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223500990 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223501033 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223501040 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223501042 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223507468 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223512318 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223512325 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223512431 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223512447 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223513489 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223513763 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223513871 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223518772 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223520905 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223520956 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223538276 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | B | D | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223538282 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223538295 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223539861 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223542688 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223548567 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223548630 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223553662 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223560756 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223560758 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223560807 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223561152 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223563587 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223564507 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223566488 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223590257 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223590324 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223593171 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223595949 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223596317 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223596340 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223596348 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223617660 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223620566 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223620862 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223621301 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223622361 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223623152 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223623470 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223624478 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223637105 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223638014 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223652017 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223652146 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223652753 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223652827 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223663467 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223687012 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223687585 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223687630 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223687879 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223699990 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | B | C | B | C | B |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223700003 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223700015 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223706151 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223708735 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223708774 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223708775 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223708781 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223708784 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223709102 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223712446 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | B |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | A | A | A | A | B |  |
| 223712474 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223712483 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223712505 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223712508 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223712512 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | A | A | A | A | B |  |
| 223712530 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223712535 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223712555 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223712582 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223717476 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223717514 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223717585 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | N/A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223725554 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223725587 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223726306 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223726308 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223726360 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | B | B | B | A |  | N/A | A | N/A | N/A | D |  | A | B | B | B | D |  |
| 223727112 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223727252 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223728902 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223729152 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223732223 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223732750 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223732752 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223732897 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223733824 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223745528 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223749699 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223749918 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | A | A | A | N/A | B |  | D | D | D | D | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | B | B | B | B | B |  |
| 223750037 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223751299 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223759250 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223759458 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | B | B | B | B | B |  |
| 223759867 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223759881 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223759991 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223764789 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223764792 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223769981 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223770012 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223770014 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223770016 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | A | A | A | A | B |  |
| 223770334 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223778663 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223778664 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223778951 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223782604 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223782615 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | D | D | D | D | D |  | A | A | A | N/A | A |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223788913 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223788915 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | A | A | A | N/A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223788928 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223791322 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223791325 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | C | B | C | B |  | A | A | A | N/A | A |  | B | C | B | C | B |  | A | A | A | A | A |  | A | B | B | B | A |  | A | A | N/A | N/A | A |  | A | B | B | B | A |  |
| 223791717 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | A | N/A | A |  | B | B | B | B | B |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223793194 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223793816 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | B | B | B | B | B |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223795386 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223795392 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223795393 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223795397 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223795461 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | B | B | B | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223795615 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223796795 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223796814 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | D | D | D | D | D |  | N/A | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | A | A | A | A | B |  |
| 223796830 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | A | A | A | A | B |  |
| 223797118 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | B | D | B | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223797316 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | C | D | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223800749 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223808283 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223808335 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223808453 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223808462 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223810773 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223813749 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223813752 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223814201 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223816160 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223836739 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223853039 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223856981 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223858739 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223858753 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223858761 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | B | B | B | B | B |  | A | B | B | B | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223858762 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223859984 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | B |  | A | A | A | A | B |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | A | A | A | A | B |  |
| 223872740 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223872746 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223877260 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223877783 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223881453 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223881493 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223881495 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223881976 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223883685 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223887899 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223887922 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223887924 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223887942 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223888527 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223891705 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223892727 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223900230 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223900304 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223900314 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223900336 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | B | A | A | N/A | A |  | B | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223900799 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223901528 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223903554 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223903556 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223911544 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223911925 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223913225 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223913665 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223915648 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223915788 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223916011 | [Redacted] | [Redacted] |  |  |  | D | D | D | D | D |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | D | D | D | D | D |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223921974 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223922429 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223922865 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223923503 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223923995 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223925688 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223925786 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223930288 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223932094 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223932101 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | N/A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223933997 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223934699 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223934702 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | D | N/A | D |  | D | A | D | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223935006 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223941070 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | B | B | B | B | B |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | B | B | B | B | D |  |
| 223942672 | [Redacted] | [Redacted] |  |  |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | A | N/A | A |  | B | B | B | B | B |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | B | B | B | B | B |  |
| 223944896 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223949643 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | C |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | D | A | N/A | N/A | D |  | D | A | A | A | D |  |
| 223949645 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223949736 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | C | C | C | C | D |  | D | A | D | N/A | D |  | D | C | D | C | D |  | A | A | A | A | A |  | B | B | B | B | B |  | D | A | N/A | N/A | D |  | D | B | B | B | D |  |
| 223949744 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223949746 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | N/A | N/A | A |  | C | C | C | C | C |  |
| 223952239 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223953089 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | N/A | B |  | C | C | C | C | C |  | B | B | B | B | B |  | A | A | A | A | A |  | A | A | N/A | N/A | B |  | B | B | B | B | B |  |
| 223953678 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | N/A | A | N/A | N/A | D |  | C | C | C | C | D |  | A | A | A | A | A |  | A | A | A | A | A |  | N/A | A | N/A | N/A | D |  | A | A | A | A | D |  |
| 223955528 | [Redacted] | [Redacted] |  |  |  | A | A | A | A | A |  | A | A | A | A | A |  | C | A | C | N/A | C |  | C | A | C | A | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
| 223958105 | [Redacted] | [Redacted] |  |  |  | C | C | C | C | C |  | C | C | C | C | C |  | A | A | A | N/A | A |  | C | C | C | C | C |  | A | A | A | A | A |  | A | A | A | A | A |  | A | A | N/A | N/A | A |  | A | A | A | A | A |  |
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## Exhibit 99.1

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.1 - Schedule 3**

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| ![](situslogo.jpg) |
| **Exception Grades** |
| **Run Date - 10/15/2025 10:04:18 AM** |

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **DBRS Initial Exception Rating** | **DBRS Final Exception Rating** | **Kroll Initial Exception Rating** | **Kroll Final Exception Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 222074850 | [Redacted] | [Redacted] |  | 31705484 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  | Condo rider is not provided. |  |  |  | Reviewer Comment (2024-09-25): Condo rider received and associated. Exception cleared.<br>Buyer Comment (2024-09-24): Condo Rider | 09/25/2024 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Home Improvement | C A | Non QM | Non QM | No |
| 222229822 | [Redacted] | [Redacted] |  | 31934709 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222229822 | [Redacted] | [Redacted] |  | 31934755 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Missing [redacted] more month bank statement for [redacted] [redacted] [redacted] Bank N.A. account [redacted]. |  |  |  | Reviewer Comment (2024-10-25): [redacted] month bank statement is not required. Exception cleared.<br>Buyer Comment (2024-10-24): Please also note- per guidelines- • Cash out proceeds [redacted] be used to meet the reserve requirement. The cash out amount is $[redacted]. This condition should be cancelled.<br>Buyer Comment (2024-10-24): Please cancel this condition- This is a Signature Closed End [redacted] Lien transaction- Per guidelines- Loans not utilizing AUS findings: [redacted] [redacted] selling guide. Per [redacted] regarding assets- [redacted] monthly statement ([redacted] days of account activity) for all limited cash-out and cash-out [redacted] transactions. \*\*\*This transaction is considered a cash out transaction. | 10/25/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222229822 | [Redacted] | [Redacted] |  | 31934766 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage is insufficient by $[redacted]. Provide updated policy reflecting minimum coverage of $[redacted] OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2024-10-28): Exception cleared, received Replacement Cost Estimator.<br>Buyer Comment (2024-10-25): RCE | 10/28/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222229822 | [Redacted] | [Redacted] |  | 31934770 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  | Missing Rider [redacted] Family. |  |  |  | Reviewer Comment (2024-10-24): Rider [redacted] Family received & associated. Exception cleared.<br>Buyer Comment (2024-10-23): [redacted] family rider | 10/24/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222229822 | [Redacted] | [Redacted] |  | 31934774 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Missing [redacted] more month bank statement for [redacted] [redacted] [redacted] Bank N.A. account no [redacted]. |  |  |  | Reviewer Comment (2024-10-25): [redacted] month bank statement is not required. Exception cleared.<br>Buyer Comment (2024-10-24): Please also note- per guidelines- • Cash out proceeds [redacted] be used to meet the reserve requirement. The cash out amount is $[redacted]. This condition should be cancelled.<br>Buyer Comment (2024-10-24): Please cancel this condition- This is a Signature Closed End [redacted] Lien transaction- Per guidelines- Loans not utilizing AUS findings: [redacted] [redacted] selling guide. Per [redacted] regarding assets- [redacted] monthly statement ([redacted] days of account activity) for all limited cash-out and cash-out [redacted] transactions. \*\*\*This transaction is considered a cash out transaction. | 10/25/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222229834 | [Redacted] | [Redacted] |  | 31934405 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222229866 | [Redacted] | [Redacted] |  | 31929369 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-10-28): Not required per guides.<br>Buyer Comment (2024-10-22): sent email rebuttal via email |  |  | 10/28/2024 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222229866 | [Redacted] | [Redacted] |  | 31932186 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222229866 | [Redacted] | [Redacted] |  | 34021776 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-23): Client elects to waive. |  |  | 07/23/2025 | 2 |  | A |  | A B |  | NY | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222229872 | [Redacted] | [Redacted] |  | 31929459 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | [redacted] valuation is not required as [redacted] Value is supported. |  |  |  | Reviewer Comment (2024-10-24): Per lender rebuttal, [redacted] valuations are not required. Citing cleared.<br>Buyer Comment (2024-10-15): UW LOX | 10/24/2024 |  |  | 1 | D | A | D | A D |  | NJ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222229872 | [Redacted] | [Redacted] |  | 31929461 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | Final Closing Disclosure provided on [redacted] disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. |  |  |  | Reviewer Comment (2024-10-15): [redacted] received Letter of Explanation and Corrected CD.<br>Buyer Comment (2024-10-15): PCCD LOX Delivery Proof |  | 10/15/2024 |  | 2 | C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 222229872 | [Redacted] | [Redacted] |  | 31929462 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year [redacted] Underdisclosed - [redacted] [redacted] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year [redacted] of on Final Closing Disclosure provided on [redacted] are underdisclosed | Final Closing Disclosure provided on [redacted] did not disclose Estimated Property Costs over Year [redacted] for loan with no escrow account established. |  |  |  | Reviewer Comment (2024-10-15): [redacted] received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (2024-10-15): Uploaded PCCD LOX Delivery Proof |  | 10/15/2024 |  | 2 | C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 222229872 | [Redacted] | [Redacted] |  | 31929463 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year [redacted] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] did not disclose Estimated Property Costs over Year [redacted] for loan with no escrow account established. | Final Closing Disclosure provided on [redacted] did not disclose Estimated Property Costs over Year [redacted] for loan with no escrow account established. |  |  |  | Reviewer Comment (2024-10-15): [redacted] received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (2024-10-15): Uploaded PCCD LOX Delivery Proof |  | 10/15/2024 |  | 2 | C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 222229872 | [Redacted] | [Redacted] |  | 31929464 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether the loan will have an escrow account. | Final Closing Disclosure provided on [redacted] incorrectly disclosed whether the loan will have an escrow account. |  |  |  | Reviewer Comment (2024-10-15): [redacted] received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (2024-10-15): Uploaded PCCD LOX Delivery Proof |  | 10/15/2024 |  | 2 | C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 222229872 | [Redacted] | [Redacted] |  | 31932108 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Buyer Comment (2024-10-22): Condition states for informational purposes only. Please waive/clear. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 222229975 | [Redacted] | [Redacted] |  | 31935328 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-10-28): Per conversation with [redacted] management, this citing is to remain at the present time.<br>Buyer Comment (2024-10-24): If this is for informational purposes only can the condition be waived or cleared. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Purchase | A | Non QM | Non QM | No |
| 222229988 | [Redacted] | [Redacted] |  | 31932340 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-10-22): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 10/22/2024 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222229988 | [Redacted] | [Redacted] |  | 31932342 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Replacement cost estimator or coverage increases are required |  |  |  | Reviewer Comment (2024-10-29): Replacement cost estimator provided. Exception Cleared.<br>Buyer Comment (2024-10-28): RCE and policy has the [redacted]% extended coverage<br>Reviewer Comment (2024-10-25): Exception remains, provided Hazard insurance Policy with replacement coverage was already present in original package with [redacted]% extended coverage, please provide replacement cost estimator.<br>Buyer Comment (2024-10-24): [redacted]% Replacement cost Coverage | 10/29/2024 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222230091 | [Redacted] | [Redacted] |  | 31935869 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Lease agreement is missing for REO property [redacted] |  |  |  | Reviewer Comment (2024-11-11): HOI provided on CD.<br>Reviewer Comment (2024-11-11): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Lease Agreement<br>Reviewer Comment (2024-11-05): Received Comparable Rent Schedule and Closing Disclosure for the property and hazard insurance is not escrowed as per Closing Disclosure. Evidence of hazard is not required. Exception remains.<br>Buyer Comment (2024-11-01): . | 11/11/2024 |  |  | 1 | C | A C | C | A C |  | DC | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222230091 | [Redacted] | [Redacted] |  | 31935877 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | DC | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222230091 | [Redacted] | [Redacted] |  | 31935886 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  | [redacted] Rider is missing in loan file |  |  |  | Reviewer Comment (2024-10-28): Rider - 1-4 Family received, Exception Cleared.<br>Buyer Comment (2024-10-25): family rider | 10/28/2024 |  |  | 1 | C | A C | C | A C |  | DC | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222250441 | [Redacted] | [Redacted] |  | 31956009 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222250441 | [Redacted] | [Redacted] |  | 31956012 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | The subject property is located in a FEMA disaster that does not have a declared end date. |  |  |  | Reviewer Comment (2024-11-11): Inspection provided.<br>Buyer Comment (2024-11-11): PDI | 11/11/2024 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222250441 | [Redacted] | [Redacted] |  | 31956014 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-11-13): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-11): Response<br>Reviewer Comment (2024-11-05): Cleared in error.<br>Reviewer Comment (2024-11-04): Secondary valuation not required. Exception Cleared.<br>Buyer Comment (2024-11-01): Forensic Response |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222251310 | [Redacted] | [Redacted] |  | 31956511 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222251574 | [Redacted] | [Redacted] |  | 31957188 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-11-08): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-06): rebuttal #[redacted]<br>Buyer Comment (2024-10-30): The loan amt on the [redacted] lien is less than $[redacted]. As such, the guidelines states, only one AVM is required. Additionally, the guidelines state, the AVM must have confidence score greater than [redacted] % and the [redacted] score less than .2. The subject AVM has a confidence score of [redacted] % and an FSD is .[redacted]. A second valuation is not required per the Signature Closed End [redacted] Lien guidelines. Please waive finding. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222251574 | [Redacted] | [Redacted] |  | 31957189 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222259272 | [Redacted] | [Redacted] |  | 31974732 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222259272 | [Redacted] | [Redacted] |  | 31974737 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Buyer Comment (2024-11-11): CDA<br>Reviewer Comment (2024-11-05): Cleared in Error.<br>Reviewer Comment (2024-11-04): This is a [redacted] lien & AVM is acceptable for valuation. No secondary valuation is required. Exception cleared.<br>Buyer Comment (2024-10-31): secondary valuation not required on [redacted] liens, please waive |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222259526 | [Redacted] | [Redacted] |  | 31974799 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222264104 | [Redacted] | [Redacted] |  | 31987581 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-11-05): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-01): [redacted] valuation not required per current guidelines as AVM confidence score is higher than [redacted] and FSD score is less than [redacted]. Please cancel condition |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222264104 | [Redacted] | [Redacted] |  | 31987585 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222264104 | [Redacted] | [Redacted] |  | 31987589 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-11-05): Received required documentation. Condition cleared. | 11/05/2024 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222264104 | [Redacted] | [Redacted] |  | 31987623 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-05): Received required documentation. Condition cleared.<br>Buyer Comment (2024-11-05): Commitment | 11/05/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222272785 | [Redacted] | [Redacted] |  | 32019277 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  | Rider - [redacted] Family is missing. |  |  |  | Reviewer Comment (2024-11-05): Rider - [redacted] Family received and verified. Exception cleared.<br>Buyer Comment (2024-11-04): [redacted] Rider | 11/05/2024 |  |  | 1 | C | A C | C | A C |  | OH | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222272785 | [Redacted] | [Redacted] |  | 32019329 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222272785 | [Redacted] | [Redacted] |  | 32025054 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Subject address is [redacted]. Insurance reflects [redacted]. Lender to provide corrected document reflecting subject address. |  |  |  | Reviewer Comment (2024-11-06): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2024-11-04): Per the insurance agent, the subject property includes [redacted] apartments [redacted] which are insured as one. | 11/06/2024 |  |  | 1 | C | A C | C | A C |  | OH | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222272785 | [Redacted] | [Redacted] |  | 34626791 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | OH | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222272792 | [Redacted] | [Redacted] |  | 32020081 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-11-11): Final title policy received and verified. Exception cleared.<br>Buyer Comment (2024-11-08): title | 11/11/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222272792 | [Redacted] | [Redacted] |  | 32020090 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222272792 | [Redacted] | [Redacted] |  | 32020095 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2024-11-11): Final title policy received and verified. Exception cleared. | 11/11/2024 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222272792 | [Redacted] | [Redacted] |  | 32020122 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | File is missing the Initial [redacted] Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2024-11-07): Initial rate lock document received. Details verified and updated. Exception cleared.<br>Buyer Comment (2024-11-05): Rate lock | 11/07/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222272796 | [Redacted] | [Redacted] |  | 32020620 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222272796 | [Redacted] | [Redacted] |  | 32020623 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. The supporting secondary valuation does not support the qualifying value. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-18): Not required.<br>Buyer Comment (2024-11-14): [redacted] |  |  | 11/18/2024 | 3 | C | C A | C | C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222272796 | [Redacted] | [Redacted] |  | 32020664 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] |  |  |  | Reviewer Comment (2024-11-05): Received Title Supplement with correct coverage amount $[redacted]. Exception cleared.<br>Buyer Comment (2024-11-04): title supplement | 11/05/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274341 | [Redacted] | [Redacted] |  | 32022114 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  | Security Instrument indicates [redacted] Family Rider is attached. |  |  |  | Reviewer Comment (2024-11-05): Rider received.<br>Buyer Comment (2024-11-01): rider | 11/05/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222274341 | [Redacted] | [Redacted] |  | 32022608 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222274347 | [Redacted] | [Redacted] |  | 32020218 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274347 | [Redacted] | [Redacted] |  | 32038532 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | The file is missing the initial rate lock. |  |  |  | Reviewer Comment (2024-11-05): Rate lock received.<br>Buyer Comment (2024-11-01): Rate lock | 11/05/2024 |  |  | 1 | B | A B | B | A B |  | IN | Primary | Refinance - Cash-out - Other | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274347 | [Redacted] | [Redacted] |  | 34626971 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | IN | Primary | Refinance - Cash-out - Other | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274347 | [Redacted] | [Redacted] |  | 34626972 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 2 |  | A |  | A B |  | IN | Primary | Refinance - Cash-out - Other | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274348 | [Redacted] | [Redacted] |  | 32020532 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-11-07): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-05): AVM - [redacted] valuation not required per current guidelines as AVM confidence score is higher than .[redacted] and FSD score is less than .[redacted] ; Please cancel condition<br>Reviewer Comment (2024-11-05): Cleared in Error.<br>Reviewer Comment (2024-11-05): Secondary valuation is not required in [redacted] lien, exception cleared.<br>Buyer Comment (2024-11-04): AVM - [redacted] valuation not required per current guidelines as AVM confidence score is higher than .[redacted] and FSD score is less than .[redacted]; Please cancel condition |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274348 | [Redacted] | [Redacted] |  | 32020533 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274348 | [Redacted] | [Redacted] |  | 32020544 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2024-11-05): Updated title commitment received, exception cleared.<br>Buyer Comment (2024-11-04): Updated title commitment | 11/05/2024 |  |  | 1 | B | A B | B | A B |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274349 | [Redacted] | [Redacted] |  | 32023218 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-11-07): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-05): AVM rebuttal<br>Reviewer Comment (2024-11-05): Cleared in error.<br>Reviewer Comment (2024-11-05): Secondary valuation is not required in [redacted] lien, exception cleared.<br>Buyer Comment (2024-11-01): AVM |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274349 | [Redacted] | [Redacted] |  | 32023220 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274349 | [Redacted] | [Redacted] |  | 32023231 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Homeowners Insurance coverage is insufficient by $[redacted] and the appraisal cost approach section is not completed. Provide updated policy OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2024-11-05): Total coverage of is more than combined [redacted] and [redacted] lien loan amount, exception cleared.<br>Buyer Comment (2024-11-04): HOI | 11/05/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274349 | [Redacted] | [Redacted] |  | 32039841 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | The initial rate lock is missing from the loan file. |  |  |  | Reviewer Comment (2024-11-05): Rate lock received.<br>Buyer Comment (2024-11-01): rate lock | 11/05/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274641 | [Redacted] | [Redacted] |  | 32023409 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222274705 | [Redacted] | [Redacted] |  | 32023469 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274777 | [Redacted] | [Redacted] |  | 32022784 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274777 | [Redacted] | [Redacted] |  | 32022796 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-05): Title policy amount available.<br>Buyer Comment (2024-11-04): Please see document ID[redacted] / page [redacted] ; Number [redacted] shows loan policy in the amount of $[redacted] . Please cancel condition. | 11/05/2024 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274777 | [Redacted] | [Redacted] |  | 32022826 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2024-11-05): E-Sign Consent Agreement received.<br>Buyer Comment (2024-11-04): Please see document ID [redacted] , page [redacted] , showing borrower consent on [redacted] at [redacted] PM. Please cancel condition. | 11/05/2024 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274857 | [Redacted] | [Redacted] |  | 32020920 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274969 | [Redacted] | [Redacted] |  | 32025087 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2024-11-07): Final Title policy received and associated. Exception cleared. | 11/07/2024 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274969 | [Redacted] | [Redacted] |  | 32025091 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-07): Title policy amount updated from Final title policy. Exception cleared.<br>Buyer Comment (2024-11-06): final title | 11/07/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274969 | [Redacted] | [Redacted] |  | 32025097 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222274969 | [Redacted] | [Redacted] |  | 32025098 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Buyer Comment (2024-11-12): CDA<br>Reviewer Comment (2024-11-06): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-04): [redacted] lien, secondary valuation not required |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222275054 | [Redacted] | [Redacted] |  | 32022559 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222286990 | [Redacted] | [Redacted] |  | 32031251 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222286993 | [Redacted] | [Redacted] |  | 32037264 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222286993 | [Redacted] | [Redacted] |  | 32037265 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-11-11): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-07): As High Confidence Score is Greater than .[redacted] (.[redacted] on AVM) and the FSD is less than .[redacted] (.[redacted] on AVM), a secondary valuation is not required and the AVM can be used as the primary valuation for qualification. Please waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222286993 | [Redacted] | [Redacted] |  | 32037266 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2024-11-12): Exception cleared - The subject loan is [redacted] lien and as required updated title evidence as title search. | 11/12/2024 |  |  | 1 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222286993 | [Redacted] | [Redacted] |  | 32037270 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Policy does not have loan amount and the Final Title Policy is missing. |  |  |  | Reviewer Comment (2024-11-12): Exception cleared - The subject loan is [redacted] lien and as required updated title evidence as title search.<br>Buyer Comment (2024-11-11): UW response<br>Reviewer Comment (2024-11-08): Exception remains, please provide correct Title Commitment Policy.<br>Buyer Comment (2024-11-06): Please disregard. Uploaded wrong Commitment<br>Buyer Comment (2024-11-06): Commitment | 11/12/2024 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222287008 | [Redacted] | [Redacted] |  | 32031933 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222287008 | [Redacted] | [Redacted] |  | 32031934 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-11-07): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-05): AVM - [redacted] valuation not required per current guidelines as AVM confidence score is higher than .[redacted] and FSD score is less than .[redacted] Please cancel condition<br>Reviewer Comment (2024-11-05): Cleared in error.<br>Reviewer Comment (2024-11-05): Secondary valuation is not required in [redacted] lien, exception cleared.<br>Buyer Comment (2024-11-04): AVM<br> [redacted] valuation not required per current guidelines as AVM confidence score is higher than .[redacted] and FSD score is less than .[redacted] ; Please cancel condition |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | MA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222287008 | [Redacted] | [Redacted] |  | 32035218 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-[redacted] form was used, the H-[redacted] form should have been used. | Right to Cancel was issued on incorrect H-[redacted] form. Title report indicates no loans being paid off. H-[redacted] Form is required. |  |  |  | Reviewer Comment (2024-11-11): Received updated RTC. Condition cleared.<br>Reviewer Comment (2024-11-11): Exception remains as the right to cancel H-8 form provided is not signed by the borrower.<br>Buyer Comment (2024-11-08): RTC, LOX, Label | 11/11/2024 |  |  | 1 | C | A C | C | A C |  | MA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222290859 | [Redacted] | [Redacted] |  | 32031993 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy does not show the premium amount. |  |  |  | Reviewer Comment (2024-11-05): Received required documentation. Condition cleared.<br>Buyer Comment (2024-11-04): Revised EOI | 11/05/2024 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Rate/Term | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222290859 | [Redacted] | [Redacted] |  | 32032062 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Rate/Term | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222290859 | [Redacted] | [Redacted] |  | 32032063 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Reviewer Comment (2024-11-05): This is not a guideline exception and is a securitization requirement. Please reach out to [redacted] management for additional information.<br>Buyer Comment (2024-11-01): [redacted] |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Rate/Term | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222293692 | [Redacted] | [Redacted] |  | 32038826 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222293692 | [Redacted] | [Redacted] |  | 32038827 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222293702 | [Redacted] | [Redacted] |  | 32043002 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222293702 | [Redacted] | [Redacted] |  | 32043021 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date. |  |  |  | Reviewer Comment (2024-11-08): Received Hazard Insurance Policy effective before disbursement. Exception cleared.<br>Buyer Comment (2024-11-07): HOI [redacted]<br>Buyer Comment (2024-11-07): HOI [redacted] - [redacted] and HOI [redacted] - [redacted]<br>Reviewer Comment (2024-11-07): Exception Remains: The Hazard Insurance Policy Effective Date is after the disbursement date of [redacted] . Provide insurance policy which covers the disbursement period.<br>Buyer Comment (2024-11-06): Current HOI with [redacted] | 11/08/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222298612 | [Redacted] | [Redacted] |  | 32044192 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing |  |  |  | Reviewer Comment (2024-11-20): Waived per client request.<br>Buyer Comment (2024-11-15): Please see attached |  |  | 11/20/2024 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222298612 | [Redacted] | [Redacted] |  | 32044194 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222298612 | [Redacted] | [Redacted] |  | 32044221 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted] | Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate |  |  |  | Reviewer Comment (2024-11-19): Upon further review amount financed was correctly disclosed to consumer<br>Buyer Comment (2024-11-18): Please see attached | 11/19/2024 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222298612 | [Redacted] | [Redacted] |  | 32044222 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted]which exceeds the $[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted] | Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted]that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted]which exceeds the $[redacted]threshold |  |  |  | Reviewer Comment (2024-11-19): Upon further review finance charge was correctly disclosed to consumer<br>Buyer Comment (2024-11-18): Please see LOX | 11/19/2024 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222298612 | [Redacted] | [Redacted] |  | 32050164 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Loan-to-Value- for [redacted]%. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted] years. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-15): Client elects to waive with compensating factors.<br>Buyer Comment (2024-11-13): Exception form<br>Reviewer Comment (2024-11-13): The file is missing the exception request form for Lender Approved Loan-to-Value- for 80% along with the compensating factors. Exception remains.<br>Buyer Comment (2024-11-12): Please see income worksheet<br>Reviewer Comment (2024-11-11): Reviewed all original and trailing docs, however the file is missing the exception request form along with the compensating factors.<br>Buyer Comment (2024-11-07): Approval, |  |  | 11/15/2024 | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222300316 | [Redacted] | [Redacted] |  | 32045915 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Note Address is [redacted] However Hazard Insurance Address is [redacted] |  |  |  | Reviewer Comment (2024-11-20): Corrected Hazard insurance policy received - Exception Cleared.<br>Buyer Comment (2024-11-18): [redacted]- binder | 11/20/2024 |  |  | 1 | C | A C | C | A C |  | MA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222300316 | [Redacted] | [Redacted] |  | 32045920 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222300316 | [Redacted] | [Redacted] |  | 32045922 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | MA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222300374 | [Redacted] | [Redacted] |  | 32046082 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222300374 | [Redacted] | [Redacted] |  | 32046083 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive.<br>Buyer Comment (2024-11-11): CDA |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304209 | [Redacted] | [Redacted] |  | 32052163 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222304209 | [Redacted] | [Redacted] |  | 32052164 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222304209 | [Redacted] | [Redacted] |  | 32052170 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Rider-1-4 family is missing in the file. |  |  |  | Reviewer Comment (2024-11-12): [redacted] family rider document provided and associated. Exception cleared<br>Buyer Comment (2024-11-11): rider | 11/12/2024 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222304335 | [Redacted] | [Redacted] |  | 32040042 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM was provided. The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2024-10-31): This is a [redacted] lien & AVM is acceptable for valuation. No secondary valuation is required.<br>Buyer Comment (2024-10-29): Loan is a closed end [redacted] lien. AVM is at .(redacted] for confidence (above .[redacted]) and FSD is . [redacted] (below .[redacted] | 10/31/2024 |  |  | 1 | D | A | N/A | A D |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304335 | [Redacted] | [Redacted] |  | 32040044 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | File is missing the Initial [redacted] Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2024-10-30): Exception cleared - Initial Rate Lock rate agreement received and associated.<br>Buyer Comment (2024-10-29): Initial Rate lock | 10/30/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304335 | [Redacted] | [Redacted] |  | 32040045 |  | Credit | Credit | General | Credit | Initial Rate Lock rate date is not documented in file. |  | File is missing the Initial [redacted] Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2024-10-30): Exception cleared - Initial Rate Lock rate agreement received and associated.<br>Buyer Comment (2024-10-29): Initial Rate lock | 10/30/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304335 | [Redacted] | [Redacted] |  | 32040046 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2024-10-31): Title supplemental report received & coverage amount updated. Exception cleared.<br>Buyer Comment (2024-10-30): Title | 10/31/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304335 | [Redacted] | [Redacted] |  | 32042951 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304335 | [Redacted] | [Redacted] |  | 32042958 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing in the file. |  |  |  | Reviewer Comment (2024-11-07): Documentation received, exception cleared.<br>Buyer Comment (2024-11-06): Approval | 11/07/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304336 | [Redacted] | [Redacted] |  | 32040048 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive.<br>Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 10/02/2025 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304336 | [Redacted] | [Redacted] |  | 32040052 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [redacted] not received by borrower at least [redacted] ([redacted]) business days prior to closing. | Revised Loan Estimate provided on [redacted] not received by borrower at least [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2024-10-30): [redacted] received proof of receipt.<br>Buyer Comment (2024-10-29): Proof of LE [redacted] | 10/30/2024 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | No Defined Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304336 | [Redacted] | [Redacted] |  | 32042928 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304337 | [Redacted] | [Redacted] |  | 32040054 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-01): This is a [redacted] lien transaction and guidelines do not need a secondary valuation, exception cleared.<br>Buyer Comment (2024-10-31): A full appraisal was used in qualification, a secondary valuation should not be needed and to waive the condition. | 11/01/2024 |  |  | 1 | D | A | D | A D |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304337 | [Redacted] | [Redacted] |  | 32040061 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [redacted] not received by borrower at least [redacted] ([redacted]) business days prior to closing. | Loan Estimate dated [redacted] does not reflect a signature and the document tracking disclosure was not located. Three day mail method for delivery and receipt was used and loan is failing for timing of this TRID. Document tracker is required to ensure timing and clear timing fail. |  |  |  | Reviewer Comment (2024-10-31): [redacted] received proof of earlier electronic receipt<br>Buyer Comment (2024-10-31): Revised LE Delivery to Borrower Confirmation | 10/31/2024 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | No Defined Cure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304337 | [Redacted] | [Redacted] |  | 32042945 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222304696 | [Redacted] | [Redacted] |  | 32052025 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM is approved due to loan amount is less than $[redacted]. |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222304696 | [Redacted] | [Redacted] |  | 32052027 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222304696 | [Redacted] | [Redacted] |  | 32052041 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Title Preliminary Report in the file doesn't disclose the total Policy coverage amount. Provide evidence of title with sufficient policy coverage. |  |  |  | Reviewer Comment (2024-11-12): Exception Cleared - Received Supplement report for title policy coverage amount associated the same and data updated as per provided document.<br>Buyer Comment (2024-11-11): Supplemental | 11/12/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222309880 | [Redacted] | [Redacted] |  | 32062356 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2024-11-19): Final Title received, Exception Cleared. | 11/19/2024 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222309880 | [Redacted] | [Redacted] |  | 32062369 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-19): Final Title received, Exception Cleared.<br>Buyer Comment (2024-11-18): FTP | 11/19/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222309880 | [Redacted] | [Redacted] |  | 32062381 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222309880 | [Redacted] | [Redacted] |  | 32062382 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. [redacted]n from subject transaction is missing. [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222309880 | [Redacted] | [Redacted] |  | 32062445 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | [redacted] Set and I [redacted]not provided. [redacted] Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate Lock or [redacted]k Document is Missing. |  |  |  | Reviewer Comment (2024-11-15): Initial Rate lock document received & associated. Exception cleared.v<br>Buyer Comment (2024-11-14): Rate lock<br>Reviewer Comment (2024-11-14): Exception remains, provided rate lock documents show loan locked on [redacted] however Loan estimate and Change Circumstance present in file shows rate lock date on [redacted] Please provide rate lock document on [redacted]<br>Buyer Comment (2024-11-12): rate lock | 11/15/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222310094 | [Redacted] | [Redacted] |  | 32062616 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222310094 | [Redacted] | [Redacted] |  | 32062618 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2024-12-09): Final title Policy received and verified. Exception cleared. | 12/09/2024 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222310094 | [Redacted] | [Redacted] |  | 32062640 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-12-09): Final title Policy received and verified. Exception cleared.<br>Buyer Comment (2024-12-05): Updated Title | 12/09/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222310094 | [Redacted] | [Redacted] |  | 32062654 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2024-11-15): Rate lock agreement received. - Exception Cleared.<br>Buyer Comment (2024-11-14): Initial Rate Lock, Final Rate Lock | 11/15/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222310094 | [Redacted] | [Redacted] |  | 32062656 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Waterfall due to DTI variance |  |  |  | Reviewer Comment (2024-11-18): Exception Cleared, received Bank Statement shows Mortgage Payment paid by spouse.<br>Buyer Comment (2024-11-14): See upload | 11/18/2024 |  |  | 1 | B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222310094 | [Redacted] | [Redacted] |  | 32062657 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted](e) of [redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to [redacted] | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified in the loan file. There is no evidence of REO payment is being made by spouse. |  |  |  | Reviewer Comment (2024-11-18): Exception Cleared, received Bank Statement shows Mortgage Payment paid by spouse.<br>Buyer Comment (2024-11-14): See upload | 11/18/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222310094 | [Redacted] | [Redacted] |  | 32062658 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to three ([redacted]) business days from transaction date of [redacted] |  |  |  |  | Reviewer Comment (2024-11-27): Certified ALTA provided showing actual disbursement date which resolves timing exception.<br>Buyer Comment (2024-11-25): PCCD<br>Reviewer Comment (2024-11-21): Please provide a corrected PCCD with the correct disbursement date.<br>Buyer Comment (2024-11-18): Final Settlement Statement | 11/27/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222310094 | [Redacted] | [Redacted] |  | 32062659 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified in the loan file. There is no evidence of REO payment is being made by spouse. |  |  |  | Reviewer Comment (2024-11-18): Exception Cleared, received Bank Statement shows Mortgage Payment paid by spouse.<br>Buyer Comment (2024-11-14): REO being paid by spouse | 11/18/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222310094 | [Redacted] | [Redacted] |  | 32062660 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Waterfall due to DTI variance |  |  |  | Reviewer Comment (2024-11-18): Exception Cleared, received Bank Statement shows Mortgage Payment paid by spouse.<br>Buyer Comment (2024-11-14): See upload | 11/18/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313182 | [Redacted] | [Redacted] |  | 32063235 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222313182 | [Redacted] | [Redacted] |  | 32063236 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222313198 | [Redacted] | [Redacted] |  | 32063266 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313285 | [Redacted] | [Redacted] |  | 32063925 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 222313285 | [Redacted] | [Redacted] |  | 34630314 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 222313302 | [Redacted] | [Redacted] |  | 32064984 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted]Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2024-11-18): Client elects to waive.<br>Reviewer Comment (2024-11-13): Relevant document for the disclosure condition is not received. Exception remains.<br>Buyer Comment (2024-11-12): The attorney prepares the documents |  |  | 11/18/2024 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313302 | [Redacted] | [Redacted] |  | 32064986 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (TX Home Equity Disclosure/Notice Concerning Extensions of Credit Not Provided) | [redacted] Constitution Section [redacted] Missing Revised Notice Concerning Extensions of Credit disclosure, however file includes a signed acknowledgment stating that the owner(s) received the Notice at least [redacted] days prior to closing. |  |  |  |  | Reviewer Comment (2024-11-12): Extension of credit provided and associated. Exception cleared<br>Buyer Comment (2024-11-11): [redacted] day extension | 11/12/2024 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222313302 | [Redacted] | [Redacted] |  | 32065072 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313302 | [Redacted] | [Redacted] |  | 32065077 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive.<br>Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 10/02/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313302 | [Redacted] | [Redacted] |  | 32073577 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | [redacted] Constitution Section [redacted]: Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one ([redacted]) business day prior to closing. |  |  |  |  | Reviewer Comment (2024-11-21): Received required documentation. Condition cleared.<br>Reviewer Comment (2024-11-19): Final CD closing date is [redacted] which is same as itemized disclosure (date[redacted]). Exception remains.<br>Buyer Comment (2024-11-18): Please see attached<br>Reviewer Comment (2024-11-13): Received Itemization of Cost and Credits is dated at closing [redacted]. Itemization of Cost and Credits or Closing Disclosure dated [redacted]one day before closing is required to clear the condition. Exception remains.<br>Buyer Comment (2024-11-12): Itemization was sent over [redacted] | 11/21/2024 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222313305 | [Redacted] | [Redacted] |  | 32063176 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a [redacted] and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-11-19): Inspection provided.<br>Buyer Comment (2024-11-18): PCI<br>Reviewer Comment (2024-11-13): Eyes on property inspection required. Exception remains.<br>Buyer Comment (2024-11-12): Application Date [redacted]which is after the Disaster End Date [redacted]. Please waive condition | 11/19/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313305 | [Redacted] | [Redacted] |  | 32063191 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final title policy is not provided. |  |  |  | Reviewer Comment (2024-11-18): Final Title Policy received and associated. Exception cleared. | 11/18/2024 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313305 | [Redacted] | [Redacted] |  | 32063199 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313305 | [Redacted] | [Redacted] |  | 32063210 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. [redacted] provided. The supporting secondary valuation is missing. [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313305 | [Redacted] | [Redacted] |  | 32063269 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | [redacted]Amount is insufficient. Required replacement cost estimator or Hazard Insurance policy with sufficient replacement cost. |  |  |  | Reviewer Comment (2024-11-14): Replacement cost estimator received & updated. Exception cleared.<br>Buyer Comment (2024-11-13): [redacted] | 11/14/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313305 | [Redacted] | [Redacted] |  | 32073497 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. Please provide updated coverage or final title policy evidencing the correct coverage amount. |  |  |  | Reviewer Comment (2024-11-18): Title policy amount updated from Final title policy. Exception cleared.<br>Buyer Comment (2024-11-15): ALTA | 11/18/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313306 | [Redacted] | [Redacted] |  | 32063674 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a [redacted] disaster area, A Post disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2024-11-25): Inspection provided.<br>Reviewer Comment (2024-11-15): Need an eyes on property inspection. Exception remains.<br>Buyer Comment (2024-11-13): Application Date [redacted] and AVM Date [redacted] are dated after Disaster End Date[redacted] Please waive | 11/25/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313306 | [Redacted] | [Redacted] |  | 32063675 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222313892 | [Redacted] | [Redacted] |  | 32063709 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222315199 | [Redacted] | [Redacted] |  | 32064137 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222315199 | [Redacted] | [Redacted] |  | 32064162 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted]Family not provided |  | Rider - [redacted]amily was not provided as per the [redacted] |  |  |  | Reviewer Comment (2024-11-18): Received [redacted]Family Rider, information validated. Exception Cleared.<br>Buyer Comment (2024-11-14): [redacted] | 11/18/2024 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222315199 | [Redacted] | [Redacted] |  | 32064164 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Rider - Simple Interest Rider was not provided as per the Security Instrument. |  |  |  | Reviewer Comment (2024-11-18): Received Simple Interest Rider, information validated. Exception Cleared.<br>Buyer Comment (2024-11-14): Interest rider | 11/18/2024 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222315199 | [Redacted] | [Redacted] |  | 34630867 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222315218 | [Redacted] | [Redacted] |  | 32065345 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | AZ | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222315218 | [Redacted] | [Redacted] |  | 32065361 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - [redacted]not provided |  |  |  |  |  | Reviewer Comment (2024-11-18): Rider - Second Home received and associated. Exception cleared.<br>Buyer Comment (2024-11-14): [redacted] | 11/18/2024 |  |  | 1 | C | A C | C | A C |  | AZ | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222329441 | [Redacted] | [Redacted] |  | 32071847 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222329441 | [Redacted] | [Redacted] |  | 32071861 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . [redacted] | Note Date: ___; Lien Position: ___ | [redacted] |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | D A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222332111 | [Redacted] | [Redacted] |  | 32084445 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222332111 | [Redacted] | [Redacted] |  | 32085538 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage is insufficient for the first lien and subject lien by $[redacted], as required by guidelines. |  |  |  | Reviewer Comment (2024-11-26): Received Replacement Cost Estimator document, information validated. Exception Cleared.<br>Buyer Comment (2024-11-25): rc estimator upld | 11/26/2024 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222332111 | [Redacted] | [Redacted] |  | 34630939 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222335558 | [Redacted] | [Redacted] |  | 32087493 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Alternative property inspection report provided but dated prior to disaster end date. Inspection date: [redacted], disaster end date [redacted] |  |  |  | Reviewer Comment (2024-11-20): Inspection provided.<br>Buyer Comment (2024-11-18): inspection provided in loan file d0601 is dated [redacted] and should be sufficient to clear. | 11/20/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222335558 | [Redacted] | [Redacted] |  | 32087498 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy coverage amount not provided on preliminary title. |  |  |  | Reviewer Comment (2024-11-19): Documentation received, exception cleared.<br>Buyer Comment (2024-11-18): title supp upld | 11/19/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222335558 | [Redacted] | [Redacted] |  | 32087499 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | Reduced scope file; closed-end [redacted] lien. |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222335558 | [Redacted] | [Redacted] |  | 32087501 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation not provided in file. |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222340633 | [Redacted] | [Redacted] |  | 32088864 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | OR | Primary | Refinance - Rate/Term | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222340633 | [Redacted] | [Redacted] |  | 34630967 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | OR | Primary | Refinance - Rate/Term | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222340634 | [Redacted] | [Redacted] |  | 32089595 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. | - Occupancy: ___; Declarations/Will borrower occupy: ___<br> Occupancy: ___; Declarations/Will borrower occupy: ___ | Section [redacted] of Final [redacted]shows Occupancy as "Investment" & Section 5 reads Borrower occupied property as "Primary". Provide Corrected Final [redacted]. |  |  |  | Reviewer Comment (2024-11-27): Corrected Initial 1003 reflects subject property as investment property. - Exception Cleared.<br>Buyer Comment (2024-11-26): Please see attached<br>Reviewer Comment (2024-11-22): This should be reviewed with [redacted]'s legal counsel. Because it was a primary residence at closing, the loan was subject to a Right to Cancel provision.<br>Buyer Comment (2024-11-20): Good afternoon. There is a letter of explanation in file from the borrower. They are occupying subject property for [redacted] months until renovations on their primary are being completed. Please advise how you would like this handled. | 11/27/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222340634 | [Redacted] | [Redacted] |  | 32089618 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222340634 | [Redacted] | [Redacted] |  | 32089646 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | File is missing [redacted] Family rider. |  |  |  | Reviewer Comment (2024-11-19): Documentation received, exception cleared.<br>Buyer Comment (2024-11-15): Family rider | 11/19/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222340635 | [Redacted] | [Redacted] |  | 32088766 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Home Improvement | A D | N/A | Exempt from ATR | No |
| 222340635 | [Redacted] | [Redacted] |  | 34630977 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NJ | Investment | Refinance - Cash-out - Home Improvement | A D | N/A | Exempt from ATR | No |
| 222341137 | [Redacted] | [Redacted] |  | 32088858 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Home Improvement | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222341137 | [Redacted] | [Redacted] |  | 32088859 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-13): Client elects to waive. |  |  | 11/13/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222341137 | [Redacted] | [Redacted] |  | 32088860 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-11-21): Final title policy received with sufficient coverage amount. Exception cleared.<br>Buyer Comment (2024-11-20): FTP | 11/21/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Home Improvement | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222341137 | [Redacted] | [Redacted] |  | 32088861 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2024-11-21): Final title policy received with sufficient coverage amount. Exception cleared. | 11/21/2024 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222343266 | [Redacted] | [Redacted] |  | 32132979 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-15): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 11/15/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222343266 | [Redacted] | [Redacted] |  | 32132980 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-22): No longer required.<br>Buyer Comment (2024-11-20): Loan is a closed end [redacted] lien. AVM is at .[redacted]for confidence (above .[redacted]) and FSD is .[redacted](below .[redacted]) . The AVM is sufficient according to the guides |  |  | 11/22/2024 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222343266 | [Redacted] | [Redacted] |  | 32133632 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML [redacted]Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted] + [redacted]%, or [redacted]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2024-11-22): Received required documentation. Condition cleared.<br>Buyer Comment (2024-11-20): Higher Price on Compliance Report Mavent Shows Pass. Loan is a closed end [redacted] lien. AVM is at .[redacted]for confidence (above .[redacted]) and FSD is .[redacted](below .[redacted]) . The AVM is sufficient according to the guides | 11/22/2024 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222343266 | [Redacted] | [Redacted] |  | 32133633 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan [redacted] Test | TILA HPML appraisal Rule (Dodd-Frank [redacted]): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2024-11-22): Received required documentation. Condition cleared.<br>Buyer Comment (2024-11-20): Higher Price on Compliance Report Mavent Shows Pass. Loan is a closed end [redacted] lien. AVM is at .[redacted]for confidence (above .[redacted]) and FSD is .[redacted](below .[redacted]) . The AVM is sufficient according to the guides | 11/22/2024 |  |  | 1 | B | A B | B | A B |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222343266 | [Redacted] | [Redacted] |  | 32133634 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. | Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  | Reviewer Comment (2024-11-22): Received required documentation. Condition cleared.<br>Buyer Comment (2024-11-20): Higher Price on Compliance Report Mavent Shows Pass. Loan is a closed end [redacted] lien. AVM is at .[redacted]for confidence (above .[redacted]) and FSD is .[redacted](below .[redacted]) . The AVM is sufficient according to the guides | 11/22/2024 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222355549 | [Redacted] | [Redacted] |  | 32149083 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-18): No longer required. |  |  | 11/18/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356781 | [Redacted] | [Redacted] |  | 32155471 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing. |  |  |  | Reviewer Comment (2024-11-22): Approval received; Exception Cleared.<br>Buyer Comment (2024-11-21): Approval | 11/22/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356781 | [Redacted] | [Redacted] |  | 32155480 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-12-10): Client elects to waive. |  |  | 12/10/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356781 | [Redacted] | [Redacted] |  | 32155481 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-10): Client elects to waive. |  |  | 12/10/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356781 | [Redacted] | [Redacted] |  | 32155484 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA Disaster area. A post-disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2024-12-10): Inspection provided.<br>Buyer Comment (2024-12-09): Please see explanation<br>Reviewer Comment (2024-11-25): Eyes on property inspection required.<br>Buyer Comment (2024-11-21): This happened [redacted]years ago can you please clear | 12/10/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356872 | [Redacted] | [Redacted] |  | 32146510 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-18): No longer required. |  |  | 11/18/2024 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356872 | [Redacted] | [Redacted] |  | 32146511 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-18): No longer required. |  |  | 11/18/2024 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356872 | [Redacted] | [Redacted] |  | 32146552 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Simple Interest Rider is missing and Security Instrument reflects a Simple Interest Rider is attached. |  |  |  | Reviewer Comment (2024-11-22): Daily simple note addendum and rider received, Exception Cleared.<br>Buyer Comment (2024-11-21): Simple interest rider | 11/22/2024 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356872 | [Redacted] | [Redacted] |  | 32146564 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. New Note reflecting daily simple interest is required. |  |  |  | Reviewer Comment (2024-11-22): Daily simple note addendum and rider received, Exception Cleared. | 11/22/2024 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222356872 | [Redacted] | [Redacted] |  | 32157275 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  | Daily Simple interest Note and Rider are missing. |  |  |  | Reviewer Comment (2024-11-22): Daily simple note addendum and rider received, Exception Cleared.<br>Buyer Comment (2024-11-21): Addendum to note | 11/22/2024 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222360512 | [Redacted] | [Redacted] |  | 32155231 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-27): Client elects to waive. |  |  | 11/27/2024 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222360512 | [Redacted] | [Redacted] |  | 32155232 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-29): Client elects to waive. |  |  | 11/29/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222360512 | [Redacted] | [Redacted] |  | 32155281 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception requested and approved to pay off private mortgage in default & missing payment history. <br> Compensating Factors:<br> 1. CLTV [redacted]% more under requirement. [redacted]. Total Debt [redacted]% or more under requirements. 3. Residual Income. 4. Long Term Employment. <br> Borrower is doing cash out of primary paying off a [redacted]and [redacted]mortgage with loan proceeds.<br> Exception approved subject to: <br> 1. Max [redacted]CLTV | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Total Debt [redacted]% or more under requirement<br>Residual income $[redacted]or more<br>Long term employment over [redacted] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-11-19): Lender granted exception approval with compensating factors in loan file. |  |  | 11/19/2024 | 2 | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222361016 | [Redacted] | [Redacted] |  | 32157828 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2024-11-26): Rider -[redacted]Family received and verified. Exception cleared.<br>Buyer Comment (2024-11-25): rider | 11/26/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222361016 | [Redacted] | [Redacted] |  | 32157831 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2024-12-06): Received HOA pay history for verification & associated statement. Exception cleared.<br>Buyer Comment (2024-12-04): HOA fees | 12/06/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222361016 | [Redacted] | [Redacted] |  | 32157860 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-09): Client elects to waive. |  |  | 12/09/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222361876 | [Redacted] | [Redacted] |  | 32157128 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-29): Client elects to waive. |  |  | 11/29/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222361876 | [Redacted] | [Redacted] |  | 32157140 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2024-11-26): Statement received & associated. Exception cleared.<br>Buyer Comment (2024-11-25): REO DOCS | 11/26/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222361876 | [Redacted] | [Redacted] |  | 32157146 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2024-11-25): Rider -[redacted]amily received and associated. Exception cleared.<br>Buyer Comment (2024-11-22): Rider | 11/25/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222396139 | [Redacted] | [Redacted] |  | 32159824 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-19): Client elects to waive. |  |  | 11/19/2024 | 3 | A | A | A | A |  | MT | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222396139 | [Redacted] | [Redacted] |  | 32159827 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Second Home not provided |  | Rider - Second Home missing in the file. |  |  |  | Reviewer Comment (2024-11-22): Rider - Second Home received & associated. Exception cleared.<br>Buyer Comment (2024-11-21): Second home rider | 11/22/2024 |  |  | 1 | C | A C | C | A C |  | MT | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222396139 | [Redacted] | [Redacted] |  | 32164738 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the [redacted] Initial Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2024-11-22): Cross-Country Initial Rate Lock document received & associated. Exception cleared.<br>Buyer Comment (2024-11-21): Rate lock | 11/22/2024 |  |  | 1 | C | A C | C | A C D |  | MT | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222396383 | [Redacted] | [Redacted] |  | 32159916 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-20): No longer required. |  |  | 11/20/2024 | 3 | A | A | A | A |  | MI | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222396383 | [Redacted] | [Redacted] |  | 32159918 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-20): No longer required. |  |  | 11/20/2024 | 3 | D | N/A | N/A | N/A D |  | MI | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222396383 | [Redacted] | [Redacted] |  | 32164965 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted]Family not provided |  | [redacted] Family Rider to the Security Instrument is missing. |  |  |  | Reviewer Comment (2024-11-26): [redacted] Family Rider received and updated. Exception cleared.<br>Buyer Comment (2024-11-25): [redacted] rider upld | 11/26/2024 |  |  | 1 | C | A C | C | A C |  | MI | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222397143 | [Redacted] | [Redacted] |  | 32162309 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-21): Waived per client request. |  |  | 11/21/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222397143 | [Redacted] | [Redacted] |  | 32162310 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-21): Waived per client request. |  |  | 11/21/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222397143 | [Redacted] | [Redacted] |  | 32186615 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial [redacted] |  | Initial [redacted]loan application is missing. |  |  |  | Reviewer Comment (2024-12-04): Initial [redacted] received & associated. Exception cleared.<br>Buyer Comment (2024-12-03): urla | 12/04/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222397574 | [Redacted] | [Redacted] |  | 32164440 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-21): [redacted] per client request. |  |  | 11/21/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222397574 | [Redacted] | [Redacted] |  | 32164442 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-21): [redacted] per client request. |  |  | 11/21/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222397612 | [Redacted] | [Redacted] |  | 32167054 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-21): [redacted] per client request. |  |  | 11/21/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222397805 | [Redacted] | [Redacted] |  | 32193599 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-21): [redacted] per client request. |  |  | 11/21/2024 | 3 | D | D A | D | D |  | FL | Primary | Refinance - Cash-out - Home Improvement | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222397805 | [Redacted] | [Redacted] |  | 32193600 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-21): [redacted] per client request. |  |  | 11/21/2024 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Home Improvement | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222397805 | [Redacted] | [Redacted] |  | 32193631 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Provide a property inspection report to verify the property is located in a FEMA disaster area. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2024-11-26): Client elects to waive with inspection prior to disaster end date.<br>Buyer Comment (2024-11-25): Appraisal completed [redacted] after disaster. Please waive |  |  | 11/26/2024 | 2 | C | B C | C | B C |  | FL | Primary | Refinance - Cash-out - Home Improvement | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222398155 | [Redacted] | [Redacted] |  | 32167085 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-21): Waived per client request. |  |  | 11/21/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222398155 | [Redacted] | [Redacted] |  | 32167086 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-21): Waived per client request. |  |  | 11/21/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222398155 | [Redacted] | [Redacted] |  | 32167091 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  |  |  |  |  | Reviewer Comment (2024-11-27): Condo rider document received - Exception Cleared<br>Buyer Comment (2024-11-26): rider upld | 11/27/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222398155 | [Redacted] | [Redacted] |  | 32167149 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted] prior to three ([redacted]) business days from transaction date of[redacted] |  |  |  |  | Reviewer Comment (2024-12-03): PCCD received, exception cleared.<br>Buyer Comment (2024-12-02): pccd docs & proof of delivery upld<br>Reviewer Comment (2024-11-29): The issue is the dates on the final CD. Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to three ([redacted]) business days from transaction date of [redacted]. The disbursement date should be [redacted]<br>Buyer Comment (2024-11-26): loan closed [redacted] the rtc's in trl docs [redacted] were corrected and initialed by the borrower at closing. | 12/03/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222399351 | [Redacted] | [Redacted] |  | 32193686 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-02): Client elects to waive. |  |  | 12/02/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222399351 | [Redacted] | [Redacted] |  | 32193692 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-02): Client elects to waive. |  |  | 12/02/2024 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222399351 | [Redacted] | [Redacted] |  | 32193693 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  |  |  |  |  | Reviewer Comment (2024-11-29): Rider - Condo document received - Exception Cleared.<br>Buyer Comment (2024-11-26): Condo rider | 11/29/2024 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222399360 | [Redacted] | [Redacted] |  | 32167677 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-22): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 11/22/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222400683 | [Redacted] | [Redacted] |  | 32172391 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Replacement Cost Estimator is Required. |  |  |  | Reviewer Comment (2024-12-04): Received Replacement Cost Estimator, Exception Cleared<br>Buyer Comment (2024-12-02): RCE | 12/04/2024 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222400683 | [Redacted] | [Redacted] |  | 32173307 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-22): Waived per client request. |  |  | 11/22/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222400683 | [Redacted] | [Redacted] |  | 32173338 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. The supporting secondary valuation does not support the qualifying value. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-22): Waived per client request. |  |  | 11/22/2024 | 3 | C | C A | C | C |  | NY | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222400689 | [Redacted] | [Redacted] |  | 32167353 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-22): Waived per client request. |  |  | 11/22/2024 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222400689 | [Redacted] | [Redacted] |  | 32167362 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-22): Waived per client request. |  |  | 11/22/2024 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222416823 | [Redacted] | [Redacted] |  | 32194298 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222416823 | [Redacted] | [Redacted] |  | 32194299 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222416823 | [Redacted] | [Redacted] |  | 32194309 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy amount not provided in preliminary title policy. |  |  |  | Reviewer Comment (2024-12-03): Documentation received, exception cleared.<br>Buyer Comment (2024-12-02): title supplement upld | 12/03/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222420593 | [Redacted] | [Redacted] |  | 32194397 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Updated as per source document. |  |  |  | Reviewer Comment (2024-12-04): Title report with proposed coverage amount received, exception cleared.<br>Buyer Comment (2024-12-02): title | 12/04/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222420593 | [Redacted] | [Redacted] |  | 32194398 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222427801 | [Redacted] | [Redacted] |  | 32194460 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222427801 | [Redacted] | [Redacted] |  | 32194462 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222433216 | [Redacted] | [Redacted] |  | 32194744 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222433216 | [Redacted] | [Redacted] |  | 32194746 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222433764 | [Redacted] | [Redacted] |  | 32236746 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449117 | [Redacted] | [Redacted] |  | 32234433 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-26): Waived per client request. |  |  | 11/26/2024 | 3 | A | A | A | A |  | MT | Investment | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449117 | [Redacted] | [Redacted] |  | 32234434 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-11-26): Waived per client request. |  |  | 11/26/2024 | 3 | D | D A | D | D |  | MT | Investment | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449117 | [Redacted] | [Redacted] |  | 32234454 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted]Family not provided |  | Rider -[redacted]Family is missing. |  |  |  | Reviewer Comment (2024-12-02): Provided.<br>Buyer Comment (2024-11-29): Rider | 12/02/2024 |  |  | 1 | C | A C | C | A C |  | MT | Investment | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449117 | [Redacted] | [Redacted] |  | 32259455 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The file is missing documentation of receipt of year-to-date income within [redacted]calendar days of the note date. |  |  |  | Reviewer Comment (2024-12-02): Income documentation provided, exception cleared.<br>Buyer Comment (2024-11-29): Please see [redacted] as ytd earnings | 12/02/2024 |  |  | 1 | C | A C | C | A C |  | MT | Investment | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449117 | [Redacted] | [Redacted] |  | 32259462 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The file is missing documentation of receipt of year-to-date income within [redacted]calendar days of the note date. |  |  |  | Reviewer Comment (2024-12-02): Income documentation provided, exception cleared.<br>Buyer Comment (2024-11-29): Please see [redacted] as ytd earnings | 12/02/2024 |  |  | 1 | C | A C | C | A C |  | MT | Investment | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449117 | [Redacted] | [Redacted] |  | 32259463 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [redacted] | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation discrepancy due to the file is missing documentation of receipt of year-to-date income within [redacted]calendar days of the note date. |  |  |  | Reviewer Comment (2024-12-02): Income documentation provided, exception cleared.<br>Buyer Comment (2024-11-29): Please see [redacted] as ytd earnings | 12/02/2024 |  |  | 1 | B | A C | B | A C B |  | MT | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222449117 | [Redacted] | [Redacted] |  | 32259464 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The file is missing documentation of receipt of year-to-date income within [redacted]calendar days of the note date. |  |  |  | Reviewer Comment (2024-12-02): Income documentation provided, exception cleared.<br>Buyer Comment (2024-11-29): Please see [redacted] as ytd earnings | 12/02/2024 |  |  | 1 | C | A C | C | A C |  | MT | Investment | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449117 | [Redacted] | [Redacted] |  | 32259523 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | The file is missing documentation of receipt of year-to-date income within [redacted]calendar days of the note date. |  |  |  | Reviewer Comment (2024-12-02): Income documentation provided, exception cleared.<br>Buyer Comment (2024-11-29): Please see [redacted] as ytd earnings | 12/02/2024 |  |  | 1 | C | A C | C | A C |  | MT | Investment | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449117 | [Redacted] | [Redacted] |  | 32259524 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | The file is missing documentation of receipt of year-to-date income within [redacted]calendar days of the note date. |  |  |  | Reviewer Comment (2024-12-02): Income documentation provided, exception cleared.<br>Buyer Comment (2024-11-29): Please see [redacted] as ytd earnings | 12/02/2024 |  |  | 1 | C | A C | C | A C |  | MT | Investment | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449136 | [Redacted] | [Redacted] |  | 32235557 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-26): Waived per client request. |  |  | 11/26/2024 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449136 | [Redacted] | [Redacted] |  | 32235570 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Rider - Other is missing. |  |  |  | Reviewer Comment (2024-12-06): Simple Interest Rider received. Exception Cleared.<br>Buyer Comment (2024-12-05): rider<br>Reviewer Comment (2024-12-04): Provide Simple Interest Rider Mentioned in Security instrument check box. Provided is MERS rider. Exception Remains.<br>Buyer Comment (2024-12-03): MERs rider | 12/06/2024 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449136 | [Redacted] | [Redacted] |  | 32235604 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. |  |  |  | Reviewer Comment (2024-12-11): P&I calculated with a 365 day calculation, which is permissible per the regulation. | 12/11/2024 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449136 | [Redacted] | [Redacted] |  | 32258867 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to use child support income for youngest child (age [redacted]) with less than [redacted]months of receipt, Divorce decree was just drafted on[redacted] (still pending final decree). Compensating factors: LTV, FICO, Residual Income, Long term employment and long term homeownership. | The representative FICO score exceeds the guideline minimum by at least [redacted]points.<br>Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%. | FICO [redacted]points or more above requirement<br>long term homeownership over [redacted]years<br>Long term employment over [redacted]years<br>LTV [redacted] or more under requirement | SitusAMC,Aggregator<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2024-11-26): Lender granted exception approval with compensating factors in loan file. |  |  | 11/26/2024 | 2 | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222449136 | [Redacted] | [Redacted] |  | 32258882 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved: Borrower is a CPA and filed her[redacted] in rents for the use of her home for her business office she filed schedule E on her home for these rents). Would like to utilize the most conservative approach of $[redacted]/month (see $[redacted]/year) from rents received for using her home as an office. borrower explains in letter attached that $[redacted]of rental income would be the same as taking a distribution from the company and that we would be penalizing her twice as the loss from [redacted]business returns includes the $[redacted]as an expense. Compensating factors: LTV, FICO, Residual Income, Long term employment and long term homeownership. | The representative FICO score exceeds the guideline minimum by at least [redacted]points.<br>Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%. | FICO [redacted]points or more above requirement<br>long term homeownership over [redacted]years<br>Long term employment over [redacted]years<br>LTV [redacted] or more under requirement | SitusAMC,Aggregator<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2024-11-26): Lender granted exception approval with compensating factors in loan file. |  |  | 11/26/2024 | 2 | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222454548 | [Redacted] | [Redacted] |  | 32235975 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is not provided. |  |  |  | Reviewer Comment (2024-12-05): Title supplemental received.<br>Buyer Comment (2024-12-04): supplement upld | 12/05/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222454548 | [Redacted] | [Redacted] |  | 32235976 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-25): Waived per client request. |  |  | 11/25/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222454548 | [Redacted] | [Redacted] |  | 32236026 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted]prior to three ([redacted]) business days from transaction date of [redacted] | Subject loan transaction disbursed on [redacted] prior to three ([redacted]) business days from transaction date of [redacted] |  |  |  | Reviewer Comment (2024-12-03): Post close Closing Disclosure received & updated. Exception cleared.<br>Buyer Comment (2024-12-02): pccd docs upld | 12/03/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222458252 | [Redacted] | [Redacted] |  | 32245266 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-02): Client elects to waive. |  |  | 12/02/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222458252 | [Redacted] | [Redacted] |  | 32245287 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-02): Client elects to waive. |  |  | 12/02/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222461333 | [Redacted] | [Redacted] |  | 32265861 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted]amily not provided |  |  |  |  |  | Reviewer Comment (2024-12-03): Rider -[redacted]Family received & associated. Exception cleared.<br>Buyer Comment (2024-12-02): [redacted] Family Rider | 12/03/2024 |  |  | 1 | C | A C | C | A C |  | IL | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222461333 | [Redacted] | [Redacted] |  | 32265867 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-29): Waived per client request. |  |  | 11/29/2024 | 3 | A | A | A | A |  | IL | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222461333 | [Redacted] | [Redacted] |  | 32266147 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Required Insurance Verification, Mortgage Statement & Tax Verification is missing in file for property[redacted] |  |  |  | Reviewer Comment (2024-12-05): All REO docs provided in the loan file.<br>Buyer Comment (2024-12-05): HOA<br>Reviewer Comment (2024-12-05): EXCEPTION HISTORY - Exception Explanation was updated on[redacted] PRIOR Exception Explanation: Insurance Verification, Statement, Tax Verification<br>Reviewer Comment (2024-12-05): Monthly Tax+ Insurance is $[redacted]as per documents provided. Final CD reflects Non escrowed monthly tax, insurance and assessments as $[redacted]. There is a discrepancy of [redacted]. Please provide documents for any additional HOA/special assessments.<br>Buyer Comment (2024-12-04): Property Tax<br>Buyer Comment (2024-12-04): HOI<br>Reviewer Comment (2024-12-04): Closing Disclosure provided confirms P&I of the loan however Taxes and insurance verification is still required. Exception Remains<br>Buyer Comment (2024-12-03): Final CD | 12/05/2024 |  |  | 1 | C | A C | C | A C |  | IL | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222461333 | [Redacted] | [Redacted] |  | 32273307 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not Tested As Primary | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). Determination has not been made as to whether the loan would be High Cost and/or HPML if ran as a Primary Residence. | Both the initial and final [redacted]'s reflect the subject address as the co-borrower's current address and the initial [redacted]reflects the co-borrower will occupy the subject address. |  |  |  | Reviewer Comment (2024-12-05): [redacted]performed testing as both primary and investment occupancy.<br>Buyer Comment (2024-12-02): LOX Investment | 12/05/2024 |  |  | 1 | C | A C | C | A C |  | IL | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222461333 | [Redacted] | [Redacted] |  | 32315171 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not High Cost and Not Higher Priced | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). |  |  |  |  | Reviewer Comment (2024-12-09): Received updated Initial application [redacted]with correct Section [redacted]Declaration question A and borrowers' letter of explanation. Exception cleared.<br>Buyer Comment (2024-12-06): Borrower filled out initial [redacted] incorrectly per lox previously uploaded and final [redacted] shows the property as an investment and that they won't be living in it. | 12/09/2024 |  |  | 1 |  | A |  | A |  | IL | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222461339 | [Redacted] | [Redacted] |  | 32266331 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-27): Not required. |  |  | 12/27/2024 | 3 | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222461387 | [Redacted] | [Redacted] |  | 32269701 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-04): Client elects to waive.<br>Buyer Comment (2024-12-03): please downgrade and waive. |  |  | 12/04/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222461387 | [Redacted] | [Redacted] |  | 32269718 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | CDA effective date of [redacted] does not match the appraisals effective date of [redacted] |  |  |  | Reviewer Comment (2024-12-09): After review of trailing documents exception cleared.<br>Buyer Comment (2024-12-05): [redacted] aprsl prt upld<br>Reviewer Comment (2024-12-05): Provide the appraisal with the effective date of[redacted]hat matches the CDA effective date in the file in order to clear the exception.<br>Buyer Comment (2024-12-03): This is [redacted] is not required. The original loan required appraisals and the CDA effective date matches the [redacted]appraisal used and would not need be updated. The CDA was shipped in the initial loan package in error, please clear condition. | 12/09/2024 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222461387 | [Redacted] | [Redacted] |  | 32338284 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify. Appraisal was provided from prior transaction. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2024-12-09): Exception cleared. | 12/09/2024 |  |  | 1 |  | A |  | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222461390 | [Redacted] | [Redacted] |  | 32269256 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-29): Waived per client request. |  |  | 11/29/2024 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222461393 | [Redacted] | [Redacted] |  | 32265157 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-03): Client elects to waive. |  |  | 12/03/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222461393 | [Redacted] | [Redacted] |  | 32265158 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-03): Client elects to waive. |  |  | 12/03/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222461858 | [Redacted] | [Redacted] |  | 32259566 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-29): Waived per client request. |  |  | 11/29/2024 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222461858 | [Redacted] | [Redacted] |  | 32259569 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation not provided. |  |  |  | Reviewer Comment (2024-11-29): Waived per client request. |  |  | 11/29/2024 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222461858 | [Redacted] | [Redacted] |  | 32259610 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation discrepancy due to the file missing documentation to verify the taxes and insurance are included in the payment of the first mortgage payment, resulting in a DTI ratio of[redacted] |  |  |  | Reviewer Comment (2024-12-30): Additional income received as per revised [redacted]. Calculated DTI is within tolerance limit, exception cleared.<br>Buyer Comment (2024-12-27): [redacted] Commentary, Asset Statement, [redacted] | 12/30/2024 |  |  | 1 | B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222461858 | [Redacted] | [Redacted] |  | 32259611 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to [redacted] | The is file missing documentation to verify the taxes and insurance are included in the payment of the first mortgage payment, resulting in a DTI ratio of[redacted] |  |  |  | Reviewer Comment (2024-12-30): Additional income received as per revised [redacted]. Calculated DTI is within tolerance limit, exception cleared.<br>Buyer Comment (2024-12-27): [redacted] Commentary, Asset Statement, [redacted] | 12/30/2024 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222461858 | [Redacted] | [Redacted] |  | 32259616 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The is file missing documentation to verify the taxes and insurance are included in the payment of the first mortgage payment, resulting in a DTI ratio of[redacted] |  |  |  | Reviewer Comment (2024-12-30): Additional income received as per revised [redacted]. Calculated DTI is within tolerance limit, exception cleared.<br>Buyer Comment (2024-12-27): [redacted] Commentary, Asset Statement, [redacted] | 12/30/2024 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222461858 | [Redacted] | [Redacted] |  | 32259631 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | The is file missing documentation to verify the taxes and insurance are included in the payment of the first mortgage payment, resulting in a DTI ratio of [redacted] |  |  |  | Reviewer Comment (2024-12-30): Additional income received as per revised [redacted]. Calculated DTI is within tolerance limit, exception cleared.<br>Buyer Comment (2024-12-27): [redacted] Commentary, Asset Statement, [redacted] | 12/30/2024 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222461862 | [Redacted] | [Redacted] |  | 32264866 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy coverage amount not provided on preliminary title. |  |  |  | Reviewer Comment (2024-12-05): Supplement report received, Exception Cleared,<br>Buyer Comment (2024-12-04): Supplemental | 12/05/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Home Improvement | C D B A | Non QM | Non QM | No |
| 222461862 | [Redacted] | [Redacted] |  | 32264880 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-11-29): Waived per client request. |  |  | 11/29/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | C D B A | Non QM | Non QM | No |
| 222461862 | [Redacted] | [Redacted] |  | 32264929 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted] prior to three ([redacted]) business days from transaction date of[redacted] | The loan disbursed on [redacted], which was prior to the expiration date of [redacted] |  |  |  | Reviewer Comment (2025-01-14): Cure documentation provided.<br>Reviewer Comment (2025-01-13): the issue here is the dates on the final and post closing CDs. Condition remains.<br>Buyer Comment (2025-01-09): RTC<br>Reviewer Comment (2025-01-02): EXCEPTION HISTORY - Exception Detail was updated on[redacted] PRIOR Exception Detail: Truth in Lending Act: Subject loan transaction disbursed on [redacted] prior to [redacted]([redacted]) business days from transaction date of [redacted]<br>Reviewer Comment (2024-12-31): Require final closing disclosure signed and dated by borrower, provided cd [redacted] is not signed and dated, Hence exception Remains<br>Buyer Comment (2024-12-27): Final CD Title Attestation<br>Reviewer Comment (2024-12-18): Required Final closing disclosure [redacted]with sign of borrower. Exception remains.<br>Buyer Comment (2024-12-17): PCCD Pkg<br>Reviewer Comment (2024-12-12): Required post close closing disclosure with [redacted] disbursement date. Exception remains.<br>Buyer Comment (2024-12-11): Title Disbursement Attestation<br>Reviewer Comment (2024-12-09): Require revised right to cancel document with correct dates as POST CD shows disbursement date [redacted] however right to cancel expiration date [redacted] and transaction date [redacted] Exception Remains.<br>Buyer Comment (2024-12-06): Final Settlement Statement, funds disbursed[redacted] Transaction date was not [redacted] |  | 01/14/2025 |  | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Home Improvement | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222461862 | [Redacted] | [Redacted] |  | 32264930 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | The loan disbursed on[redacted], which was prior to the expiration date of [redacted] |  |  |  | Reviewer Comment (2025-01-14): Cure documentation provided.<br>Reviewer Comment (2025-01-13): the issue here is the dates on the final and post closing CDs. Condition remains.<br>Buyer Comment (2025-01-09): Please see RTC documentation uploaded today<br>Reviewer Comment (2024-12-31): Require final closing disclosure signed and dated by borrower, provided cd [redacted] is not signed and dated, Hence exception Remains<br>Buyer Comment (2024-12-27): Please see documentation provided today<br>Reviewer Comment (2024-12-18): Required Final closing disclosure[redacted]with sign of borrower. Exception remains.<br>Buyer Comment (2024-12-17): Please see PCCD uploaded today<br>Reviewer Comment (2024-12-12): Required post close closing disclosure with [redacted]disbursement date. Exception remains.<br>Buyer Comment (2024-12-11): Please see Title Disbursement Attestation uploaded today.<br>Reviewer Comment (2024-12-09): Require revised right to cancel document with correct dates as POST CD shows disbursement date [redacted] however right to cancel expiration date [redacted] and transaction date[redacted] Exception Remains.<br>Buyer Comment (2024-12-06): Please see final settlement statement uploaded today |  | 01/14/2025 |  | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Home Improvement | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222461862 | [Redacted] | [Redacted] |  | 32264941 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted]Family not provided |  | [redacted] family rider not provided in file. |  |  |  | Reviewer Comment (2024-12-05): [redacted] family rider received, Exception Cleared.<br>Buyer Comment (2024-12-04): [redacted] Family Rider | 12/05/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | C D B A | Non QM | Non QM | No |
| 222461862 | [Redacted] | [Redacted] |  | 32638860 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2025-01-23): Client elects to waive with inspection prior to end date.<br>Buyer Comment (2025-01-20): PDI |  |  | 01/23/2025 | 2 |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Home Improvement | C D B A | Non QM | Non QM | No |
| 222461862 | [Redacted] | [Redacted] |  | 34631038 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Home Improvement | C D B A | Non QM | Non QM | No |
| 222461917 | [Redacted] | [Redacted] |  | 32259742 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-06): Client elects to waive.<br>Buyer Comment (2024-12-04): I have canceled the order for a CDA.. You should push back to the investor. Only an AVM was used on this loan, and that a CDA can't be ordered on an AVM. |  |  | 12/06/2024 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222461917 | [Redacted] | [Redacted] |  | 32259743 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-06): Client elects to waive. |  |  | 12/06/2024 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222467169 | [Redacted] | [Redacted] |  | 32274752 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted]Family not provided |  |  |  |  |  | Reviewer Comment (2024-12-05): Rider -[redacted] Family received, Exception Cleared.<br>Buyer Comment (2024-12-03): Family rider | 12/05/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222467169 | [Redacted] | [Redacted] |  | 32274753 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  |  |  |  |  | Reviewer Comment (2024-12-05): Rider - Condo received, Exception Cleared.<br>Buyer Comment (2024-12-03): Condo rider | 12/05/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222467169 | [Redacted] | [Redacted] |  | 32274871 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-02): Waived per client request. |  |  | 12/02/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222467791 | [Redacted] | [Redacted] |  | 32278983 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-02): Waived per client request. |  |  | 12/02/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B D A | N/A | Exempt from ATR | No |
| 222467791 | [Redacted] | [Redacted] |  | 32281439 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Requesting to use temporary income earned through an employment agency with a [redacted] year employment gap.<br> We are asking for an exception to use the co-borrowers income. She has been in the Entertainment business as a high level director for [redacted]years. She mutually left her job because of things that happened while she was on medical leave. She was awarded $[redacted]from her employer. The reason for the gap in her employment is she was batting breast cancer. She is currently working for a employment agency and has a contract with XXXX. With her experience and expertise she fully expects to be hired as a full time employee and has many prospects for permanent employment and carefully selected this opportunity with XXXX.<br> Exception Approved<br> Max [redacted]DTI | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted].<br>Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | CLTV [redacted]% or more under requirement<br>Long term employment over [redacted]years<br>Long term homeownership over [redacted]years<br>Residual income $[redacted]or more<br>Long term employment over [redacted] years<br>FICO [redacted]points or more above requirement | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2024-12-02): Lender granted exception approval with compensating factors in loan file. |  |  | 12/02/2024 | 2 | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | B D A | N/A | Exempt from ATR | No |
| 222467791 | [Redacted] | [Redacted] |  | 34631125 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | B D A | N/A | Exempt from ATR | No |
| 222469004 | [Redacted] | [Redacted] |  | 32280834 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-03): Waived per client request. |  |  | 12/03/2024 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222469004 | [Redacted] | [Redacted] |  | 32280866 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  |  |  |  |  | Reviewer Comment (2024-12-05): Rider - Condo received, Exception Cleared.<br>Buyer Comment (2024-12-04): Condo Rider | 12/05/2024 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222469004 | [Redacted] | [Redacted] |  | 32293782 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for housing payment history[redacted] aggregate in the [redacted]months preceding application is approved. Compensating factors of DTI and Residual Income. | Borrower has verified disposable income of at least $[redacted]<br>Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. | Residual income $[redacted]or more | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-03): Lender granted exception approval with compensating factors in loan file. |  |  | 12/03/2024 | 2 | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222469004 | [Redacted] | [Redacted] |  | 32293877 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The file is missing the initial rate lock fo[redacted] |  |  |  | Reviewer Comment (2024-12-05): Initial rate lock document received, ,Exception Cleared.<br>Buyer Comment (2024-12-04): Initial Rate Lock | 12/05/2024 |  |  | 1 | C | A C | C | A C D |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222469004 | [Redacted] | [Redacted] |  | 33077292 |  | Credit | Income | Income Error | Income | Bank Statement income was used to qualify. Missing documentation to establish the Expense Ratio to be used in qualification. |  | The file is missing the [redacted]bank statements showing [redacted]payments of history being paid by other for $[redacted]auto payment to excluded in DTI. |  |  |  | Reviewer Comment (2025-08-04): Cleared. Received Chase bank statements showing [redacted]payments of history being paid by other for $[redacted] auto payment.<br>Buyer Comment (2025-08-04): [redacted]bank statements to show other party making [redacted][redacted] loan payments = $[redacted]/mo - please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted]/mo, per appraisal. DTI should align @ [redacted]% after corrections are made. Thank you!<br>Buyer Comment (2025-08-04): [redacted] bank statements to show other party making [redacted][redacted] loan payments = $[redacted]/mo - please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted] /mo, per appraisal. DTI should align @ [redacted] after corrections are made. Thank you!<br>Buyer Comment (2025-08-04): [redacted] bank statements to show other party making [redacted] [redacted] loan payments = $[redacted]/mo - please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted]/mo, per appraisal. DTI should align @ [redacted] after corrections are made. Thank you!<br>Buyer Comment (2025-08-04): [redacted]bank statements to show other party making [redacted] [redacted] loan payments = [redacted]mo - please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted]/mo, per appraisal. DTI should align @ [redacted]% after corrections are made. Thank you!<br>Buyer Comment (2025-08-04): [redacted] [redacted] bank statements to show other party making [redacted][redacted] loan payments = $[redacted]/mo - please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted]/mo, per appraisal. DTI should align @ [redacted]% after corrections are made. Thank you!<br>Buyer Comment (2025-08-04): [redacted] bank statements to show other party making [redacted][redacted] loan payments = $[redacted]/mo - please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted]/mo, per appraisal. DTI should align @ [redacted] after corrections are made. Thank you!<br>Buyer Comment (2025-08-04): [redacted] bank statements to show other party making [redacted] [redacted] loan payments = $[redacted]o - please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted]/mo, per appraisal. DTI should align @ [redacted]% after corrections are made. Thank you!<br>Buyer Comment (2025-08-04): [redacted] bank statements to show other party making [redacted][redacted] loan payments = $[redacted]/mo - please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted]/mo, per appraisal. DTI should align @ [redacted]% after corrections are made. Thank you!<br>Buyer Comment (2025-08-04): [redacted] bank statements to show other party making[redacted] [redacted] loan payments = [redacted] please omit payment from DTI, as well as correct subject HOA dues payment to reflect $[redacted]/mo, per appraisal. DTI should align @ [redacted]% after corrections are made. Thank you! | 08/04/2025 |  |  | 1 |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222469005 | [Redacted] | [Redacted] |  | 32278342 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-03): Waived per client request. |  |  | 12/03/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222470526 | [Redacted] | [Redacted] |  | 32278525 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-03): Waived per client request. |  |  | 12/03/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222470526 | [Redacted] | [Redacted] |  | 32278556 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-03): Waived per client request. |  |  | 12/03/2024 | 3 | D | D A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222478009 | [Redacted] | [Redacted] |  | 32286900 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-16): Client elects to waive. |  |  | 12/16/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222478009 | [Redacted] | [Redacted] |  | 32287151 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on[redacted], prior to three ([redacted]) business days from transaction date of [redacted] | Per final CD, note date is [redacted]; disbursement date is [redacted] |  |  |  | Reviewer Comment (2024-12-13): Exception Cleared, Received LOX and Post Closing Disclosure.<br>Buyer Comment (2024-12-12): LOX, PCCD<br>Reviewer Comment (2024-12-11): Require revised right to cancel or post closing disclosure reflecting disbursement date [redacted]provided final closing statement will not suffice the exception. Exception Remains.<br>Buyer Comment (2024-12-09): FSS - disbursement date [redacted] | 12/13/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222478009 | [Redacted] | [Redacted] |  | 32290793 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Coverage amount not provided on preliminary title. |  |  |  | Reviewer Comment (2024-12-06): Received Supplement Report policy amount. Exception cleared.<br>Buyer Comment (2024-12-05): Supplement | 12/06/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| 222478404 | [Redacted] | [Redacted] |  | 32288764 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-06): Client elects to waive.<br>Buyer Comment (2024-12-05): downgrade and waive |  |  | 12/06/2024 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222478404 | [Redacted] | [Redacted] |  | 32288778 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-06): Client elects to waive.<br>Buyer Comment (2024-12-05): closed end [redacted], cda not required, please downgrade and waive. |  |  | 12/06/2024 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222478404 | [Redacted] | [Redacted] |  | 32288781 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2024-12-06): Inspection provided.<br>Buyer Comment (2024-12-05): this indident ended [redacted], pci in trl docs [redacted]is dated, please downgrade and waive. | 12/06/2024 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222478404 | [Redacted] | [Redacted] |  | 32288815 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  | Subject note payment and final CD show matching payments as $[redacted] |  |  |  | Reviewer Comment (2024-12-11): Addendum provided and payments match.<br>Reviewer Comment (2024-12-10): Sending to compliance for review.<br>Reviewer Comment (2024-12-10): Simple Interest addendum in file.<br>Buyer Comment (2024-12-06): simple interest adden is in trl docs[redacted]<br>Buyer Comment (2024-12-05): simple interest adden is in trl docs [redacted] | 12/11/2024 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222478413 | [Redacted] | [Redacted] |  | 32287550 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for LTV above [redacted]% for agriculturally zoned property is approved. | Borrower has verified disposable income of at least $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Borrower has verified disposable income of at least $[redacted].<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2024-12-03): Client elects to downgrade and waive based on the following compensating factors: <br> Borrower has verified disposable income of at least $[redacted]<br> Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] |  |  | 12/03/2024 | 2 | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222478413 | [Redacted] | [Redacted] |  | 32287685 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222478828 | [Redacted] | [Redacted] |  | 32293020 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-06): Client elects to waive. |  |  | 12/06/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222478828 | [Redacted] | [Redacted] |  | 32293023 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-06): Client elects to waive.<br>Buyer Comment (2024-12-05): [redacted]valuation not required per current guidelines as AVM confidence score is higher than .[redacted]and FSD score is less than .[redacted]; Please cancel condition |  |  | 12/06/2024 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222478828 | [Redacted] | [Redacted] |  | 32293235 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on[redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Final CD amount financed disclosed as $[redacted]. Actual amount financed is [redacted] |  |  |  | Reviewer Comment (2024-12-24): [redacted]received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Buyer Comment (2024-12-24): RTC LOX, [redacted]<br>Reviewer Comment (2024-12-17): [redacted]received LOE. However, did not receive the proof of reopening of rescission to all parties with RTC's and proof of delivery [redacted] business days prior to the new cancel by date.<br>Buyer Comment (2024-12-17): RTC, LOX, [redacted]<br>Reviewer Comment (2024-12-11): [redacted]received PCCD, LOE Copy of refund check and proof of mailing. Still required are reopening of RTC and proof of delivery of RTC to complete cure.<br>Buyer Comment (2024-12-11): LOX, PCCD, [redacted], Ck Copy |  | 12/24/2024 |  | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222478828 | [Redacted] | [Redacted] |  | 32293236 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted]disclosed an inaccurate Finance Charge on page [redacted]that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted]which exceeds the[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Final CD finance charge disclosed as $[redacted].. Actual finance charge $[redacted]. Variance of $[redacted]. |  |  |  | Reviewer Comment (2024-12-24): [redacted]received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Buyer Comment (2024-12-24): RTC, LOX, [redacted]<br>Reviewer Comment (2024-12-17): [redacted]received LOE. However, did not receive the proof of reopening of rescission to all parties with RTC's and proof of delivery [redacted] business days prior to the new cancel by date.<br>Buyer Comment (2024-12-17): RTC, LOX, [redacted] uploaded<br>Reviewer Comment (2024-12-11): [redacted]received PCCD, LOE Copy of refund check and proof of mailing. Still required are reopening of RTC and proof of delivery of RTC to complete cure.<br>Buyer Comment (2024-12-11): LOX, PCCD, [redacted], Ck Copy |  | 12/24/2024 |  | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222486204 | [Redacted] | [Redacted] |  | 32292612 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted]Family not provided |  | Rider -[redacted]Family is missing in loan file |  |  |  | Reviewer Comment (2024-12-06): Received Rider -[redacted]Family. Exception cleared.<br>Buyer Comment (2024-12-05): Family Rider | 12/06/2024 |  |  | 1 | C | A C | C | A C |  | OR | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 222486204 | [Redacted] | [Redacted] |  | 32292622 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-04): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/04/2024 | 3 | A | A | A | A |  | OR | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 222486204 | [Redacted] | [Redacted] |  | 32292626 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-09): Client elects to waive.<br>Buyer Comment (2024-12-05): [redacted]valuation not required per current guidelines as AVM confidence score is higher than .[redacted] and FSD score is less than .[redacted]; Please cancel condition |  |  | 12/09/2024 | 3 | D | N/A | N/A | N/A D |  | OR | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 222486204 | [Redacted] | [Redacted] |  | 34018481 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Client elects to waive. |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive. |  |  | 10/06/2025 | 2 |  | A |  | A B |  | OR | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 222486256 | [Redacted] | [Redacted] |  | 32292298 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-09): Client elects to waive.<br>Buyer Comment (2024-12-09): Can we please get this condition waived? |  |  | 12/09/2024 | 3 | A | A | A | A |  | UT | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222486256 | [Redacted] | [Redacted] |  | 32292373 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-09): Client elects to waive.<br>Buyer Comment (2024-12-09): Please WAIVE condition. An AVM with confidence score of .[redacted]and FSD of .[redacted]was provided, along with a PCI report showing acceptable tolerances, per guidelines. |  |  | 12/09/2024 | 3 | D | N/A | N/A | N/A D |  | UT | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222486256 | [Redacted] | [Redacted] |  | 32292378 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted] Family not provided |  |  |  |  |  | Reviewer Comment (2024-12-09): Received fully executed [redacted]Family Rider. Exception cleared.<br>Buyer Comment (2024-12-05): Rider | 12/09/2024 |  |  | 1 | C | A C | C | A C |  | UT | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222486258 | [Redacted] | [Redacted] |  | 32292726 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  | File is missing[redacted]amily rider. |  |  |  | Reviewer Comment (2024-12-09): Exception Cleared, Rider -[redacted] Family is received.<br>Buyer Comment (2024-12-06): rider upld | 12/09/2024 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 222486258 | [Redacted] | [Redacted] |  | 32292753 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Total verified income of $[redacted], qualifying PITIA $[redacted], Credit debt $[redacted]and Negative REO of $[redacted]. DTI exceeds [redacted]% due to rental income used for subject property. When relying upon either leases or the appraiser's opinion of market rents, the lower of the two figures must be used (if a lease is provided) and a [redacted]% vacancy factor must be applied to the gross rents. |  |  |  | Reviewer Comment (2024-12-13): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2024-12-12): uw rebuttal also upld.<br>Buyer Comment (2024-12-11): the rent schedule is on [redacted] in trl docs. | 12/13/2024 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 222486258 | [Redacted] | [Redacted] |  | 32292761 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-10): Client elects to waive. |  |  | 12/10/2024 | 3 | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 222486258 | [Redacted] | [Redacted] |  | 32292764 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Most Recent Valuation Inspection Date: [redacted]<br> Disaster End Date:[redacted]<br> Disaster Name: [redacted] | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster:[redacted] | SitusAMC | Reviewer Comment (2024-12-10): Client elects to waive with inspection prior to disaster end date.<br>Buyer Comment (2024-12-06): aprsl in loan file is dated post incident, please downgrade and waive. |  |  | 12/10/2024 | 2 | C | B C | C | B C |  | FL | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 222486440 | [Redacted] | [Redacted] |  | 32292442 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222488817 | [Redacted] | [Redacted] |  | 32295000 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222488817 | [Redacted] | [Redacted] |  | 32295002 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222498457 | [Redacted] | [Redacted] |  | 32300114 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-06): Client elects to waive. |  |  | 12/06/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222498457 | [Redacted] | [Redacted] |  | 32300285 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within[redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy amount not provided in preliminary title policy. |  |  |  | Reviewer Comment (2024-12-13): Title supplemental received.<br>Buyer Comment (2024-12-12): Supplemental | 12/13/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222498457 | [Redacted] | [Redacted] |  | 32300385 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - [redacted] | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Credit report not provided for trustee, trustee signed as trustee only and is not on loan file as a borrower/individually. |  |  |  | Reviewer Comment (2024-12-10): Loan is SHQM (APOR). | 12/10/2024 |  |  | 1 | B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222501105 | [Redacted] | [Redacted] |  | 32308992 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-09): Client elects to waive. |  |  | 12/09/2024 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222501105 | [Redacted] | [Redacted] |  | 32308994 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-09): Client elects to waive.<br>Buyer Comment (2024-12-06): [redacted]valuation not required per current guidelines as AVM confidence score is higher than [redacted] and [redacted] score is less than .[redacted]; Please cancel condition |  |  | 12/09/2024 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222501160 | [Redacted] | [Redacted] |  | 32303228 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503096 | [Redacted] | [Redacted] |  | 32309792 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-09): Client elects to waive.<br>Buyer Comment (2024-12-06): [redacted]valuation not required per current guidelines as AVM confidence score is higher than .[redacted] and [redacted] score is less than .[redacted]; Please cancel condition |  |  | 12/09/2024 | 3 | D | N/A | N/A | N/A D |  | KY | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222503096 | [Redacted] | [Redacted] |  | 32309806 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-06): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/06/2024 | 3 | A | A | A | A |  | KY | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222503100 | [Redacted] | [Redacted] |  | 32309943 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-06): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/06/2024 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Home Improvement | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222503100 | [Redacted] | [Redacted] |  | 32310030 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax and Insurance verification documents are not provided. Fraud Report indicates REO is Land only. |  |  |  | Reviewer Comment (2024-12-17): Received required documentation. Condition cleared.<br>Buyer Comment (2024-12-13): Taxes on [redacted] for land only property<br>Reviewer Comment (2024-12-13): EXCEPTION HISTORY - Exception Explanation was updated on [redacted]RIOR Exception Explanation: Insurance Verification, Tax Verification<br>Reviewer Comment (2024-12-13): Exception remains, Missing Tax verification document for REO Land Oly Property XXXX.<br>Buyer Comment (2024-12-12): Good Afternoon. Land does not have insurance. Please update | 12/17/2024 |  |  | 1 | C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Home Improvement | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222503101 | [Redacted] | [Redacted] |  | 32309785 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503101 | [Redacted] | [Redacted] |  | 32309787 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-06): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/06/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503101 | [Redacted] | [Redacted] |  | 32309827 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | Signature and Report date is [redacted], but effecctive date of appraisal is[redacted] Typo? |  |  |  | Reviewer Comment (2024-12-13): Exception Cleared, received revised Appraisal with report date of [redacted]<br>Buyer Comment (2024-12-12): Date was a typo please see revised appraisal | 12/13/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503112 | [Redacted] | [Redacted] |  | 32309794 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222503136 | [Redacted] | [Redacted] |  | 32310804 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-06): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/06/2024 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503136 | [Redacted] | [Redacted] |  | 32310806 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Valuation provided is acceptable. |  |  |  | Reviewer Comment (2024-12-11): Client elects to waive.<br>Buyer Comment (2024-12-11): [redacted]is a property inspection report and a secondary valuation isn't required on a [redacted] lien |  |  | 12/11/2024 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503138 | [Redacted] | [Redacted] |  | 32318507 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-11): Client elects to waive. |  |  | 12/11/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503138 | [Redacted] | [Redacted] |  | 32318508 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] |  | Valuation provided is acceptable. |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503149 | [Redacted] | [Redacted] |  | 32318582 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-11): Client elects to waive.<br>Buyer Comment (2024-12-10): please downgrade and waive, cda not required on closed end seconds. |  |  | 12/11/2024 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503149 | [Redacted] | [Redacted] |  | 32318583 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-11): Client elects to waive. |  |  | 12/11/2024 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503150 | [Redacted] | [Redacted] |  | 32318719 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-11): No longer required. |  |  | 12/11/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222503150 | [Redacted] | [Redacted] |  | 32318728 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted] Family not provided |  | File is missing [redacted]amily rider. |  |  |  | Reviewer Comment (2024-12-10): Rider received and updated. Exception Cleared.<br>Buyer Comment (2024-12-09): 1-4 Family Rider | 12/10/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222503150 | [Redacted] | [Redacted] |  | 32318732 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  | File is missing Condo rider. |  |  |  | Reviewer Comment (2024-12-10): Rider received and updated. Exception Cleared.<br>Buyer Comment (2024-12-09): Condo Rider | 12/10/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222503150 | [Redacted] | [Redacted] |  | 34631128 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222503195 | [Redacted] | [Redacted] |  | 32318061 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [redacted]Constitution Section[redacted] Acceptable [redacted] title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the [redacted]endorsement or the [redacted]endorsement. (The loan is a [redacted]Section home equity loan.) | No evidence in file that the Title Policy will include the [redacted]endorsement or the T-[redacted]endorsement. Final title policy no provided. |  |  |  | Reviewer Comment (2024-12-20): Final title with both endorsements received.<br>Buyer Comment (2024-12-18): [redacted]<br>Buyer Comment (2024-12-18): Policy | 12/20/2024 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503195 | [Redacted] | [Redacted] |  | 32318062 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted]Constitution Section [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2024-12-10): Client elects to waive. |  |  | 12/10/2024 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503195 | [Redacted] | [Redacted] |  | 32318098 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-10): Client elects to waive. |  |  | 12/10/2024 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222503195 | [Redacted] | [Redacted] |  | 32318101 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2024-12-20): Final title with both endorsements received. | 12/20/2024 |  |  | 1 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222511798 | [Redacted] | [Redacted] |  | 32324156 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  |  |  |  |  | Reviewer Comment (2024-12-16): Exception Cleared, Rider -[redacted]Family is received.<br>Buyer Comment (2024-12-12): Family rider | 12/16/2024 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222511798 | [Redacted] | [Redacted] |  | 32324179 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Appraisal is dated after disaster declaration date but prior to disaster end date. |  |  |  | Reviewer Comment (2024-12-12): Appraisal report dated after end date.<br>Buyer Comment (2024-12-12): Please see appraisal on file dated[redacted] which is after the End date and shows no damage. | 12/12/2024 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222511798 | [Redacted] | [Redacted] |  | 32324186 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final Title policy document missing in file |  |  |  | Reviewer Comment (2024-12-18): Title Short form received & associated. Exception cleared. | 12/18/2024 |  |  | 1 | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222511798 | [Redacted] | [Redacted] |  | 32324198 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2024-12-18): Title Short form received & coverage amount updated. Exception cleared.<br>Buyer Comment (2024-12-17): FTP | 12/18/2024 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222511798 | [Redacted] | [Redacted] |  | 32324199 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-12): Client elects to waive. |  |  | 12/12/2024 | 3 | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222511798 | [Redacted] | [Redacted] |  | 32325637 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | File is missing the [redacted] Initial Rate Lock as required by the client's guidance. |  |  |  | Reviewer Comment (2024-12-12): [redacted] rate lock provided.<br>Buyer Comment (2024-12-12): Rate lock | 12/12/2024 |  |  | 1 | C | A C | C | A C D |  | FL | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222515521 | [Redacted] | [Redacted] |  | 32328464 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-10): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/10/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222515521 | [Redacted] | [Redacted] |  | 32328465 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-10): Acceptable per guidelines |  |  | 12/10/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222515521 | [Redacted] | [Redacted] |  | 32334468 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception requested for section [redacted]. Borrower is obligated to pay child support, but divorce was completed without attorneys and was agreed upon verbally. Decree shows additional attachment [redacted], but per borrower, no copy. 2 Exceptions approved with conditions:[redacted] Letter of explanation executed by borrower and ex-spouse to comment as to why the referenced attachment stipulated as required by Family Code section [redacted](a) is unavailable. 3) Utilize $[redacted]/mo for the child support payment, as per the agreed upon arrangement. 4) Child Support agreement confirming $[redacted]/mo to be executed by both parties and notarized. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Combined Loan to Value[redacted]<br> Guideline Maximum Combined Loan to Value: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-10): Client elects to waive with compensating factors. |  |  | 12/10/2024 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222515521 | [Redacted] | [Redacted] |  | 32334477 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception requested, borrower does not have [redacted]months proof of payment for child support. 2 Exceptions approved with conditions: 1) Max [redacted]CLTV. 2) Letter of explanation executed by borrower and ex-spouse to comment as to why the referenced attachment stipulated as required by Family Code section [redacted](a) is unavailable. 3) Utilize $[redacted]/mo for the child support payment, as per the agreed upon arrangement. 4) Child Support agreement confirming $[redacted]/mo to be executed by both parties and notarized. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Combined Loan to Value[redacted]<br> Guideline Maximum Combined Loan to Value: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-10): Client elects to waive with compensating factors. |  |  | 12/10/2024 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222524182 | [Redacted] | [Redacted] |  | 32333693 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-10): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/10/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222533310 | [Redacted] | [Redacted] |  | 32349573 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-11): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/11/2024 | 3 | A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222533310 | [Redacted] | [Redacted] |  | 32349601 |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Provided) | [redacted]Island Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not provided. | [redacted]Island Application Disclosure not provided. |  |  |  | Reviewer Comment (2024-12-18): [redacted] Application Disclosure received & associated. Exception cleared.<br>Buyer Comment (2024-12-16): HLPA<br>Buyer Comment (2024-12-16): HPLA | 12/18/2024 |  |  | 1 | C | A C | C | A C |  | RI | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222533410 | [Redacted] | [Redacted] |  | 32349523 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-11): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/11/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222533410 | [Redacted] | [Redacted] |  | 32349524 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-11): Acceptable per guidelines |  |  | 12/11/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222535568 | [Redacted] | [Redacted] |  | 32362785 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222535568 | [Redacted] | [Redacted] |  | 32362797 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222549754 | [Redacted] | [Redacted] |  | 32350619 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-11): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/11/2024 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222549754 | [Redacted] | [Redacted] |  | 32350620 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-11): Acceptable per guidelines |  |  | 12/11/2024 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222549757 | [Redacted] | [Redacted] |  | 32362507 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222549757 | [Redacted] | [Redacted] |  | 32362513 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | D | N/A | N/A | N/A D |  | MA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222550177 | [Redacted] | [Redacted] |  | 32356346 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2024-12-18): Fraud Report received & associated. Exception cleared.<br>Buyer Comment (2024-12-17): Fraud Report | 12/18/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222550177 | [Redacted] | [Redacted] |  | 32357693 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/13/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222550177 | [Redacted] | [Redacted] |  | 32357726 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-13): Waive per Client's guidance |  |  | 12/13/2024 | 3 | D | D A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222550177 | [Redacted] | [Redacted] |  | 32361309 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2024-12-18): Title supplemental report received & coverage amount updated. Exception cleared.<br>Buyer Comment (2024-12-17): Title Supp for $[redacted] | 12/18/2024 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222550177 | [Redacted] | [Redacted] |  | 32361407 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider [redacted]Family not provided |  |  |  |  |  | Reviewer Comment (2024-12-18): Rider -[redacted]Family received & associated. Exception cleared.<br>Buyer Comment (2024-12-17): Executed[redacted]Family Rider | 12/18/2024 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222550310 | [Redacted] | [Redacted] |  | 32362396 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 12/13/2024 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222550310 | [Redacted] | [Redacted] |  | 32362399 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted]Family not provided |  | [redacted] Family Rider is missing. |  |  |  | Reviewer Comment (2024-12-18): [redacted]Family Rider received and associated. Exception cleared.<br>Buyer Comment (2024-12-16): rider | 12/18/2024 |  |  | 1 | C | A C | C | A C |  | MA | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222550310 | [Redacted] | [Redacted] |  | 34631131 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | MA | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222550311 | [Redacted] | [Redacted] |  | 32371149 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2024-12-18): Inital rate lock document received. Details verified and updated. Exception cleared.<br>Buyer Comment (2024-12-17): Initial Rate Lock | 12/18/2024 |  |  | 1 | B | A B | B | A B |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222550311 | [Redacted] | [Redacted] |  | 32371188 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222550311 | [Redacted] | [Redacted] |  | 32371228 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222550311 | [Redacted] | [Redacted] |  | 32373401 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: LTV. Requesting to go up to [redacted]% LTV.<br> Expanded Full Doc- closed end second. Borrower owns their primary residence only. Mortgage has been reporting on credit for [redacted]months with no lates. We are paying off some credit cards with this transaction- borrower is getting $[redacted]at closing. Borrower has about [redacted]months of reserves. requesting an exception to go up to [redacted]% LTV. Per the guidelines, the max is [redacted]% at borrower's current FICO.<br> Exception Approved<br> Max [redacted]% CLTV<br> Subject to meeting all other Signature Expanded guideline requirements. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-14): preapproved exception |  |  | 12/14/2024 | 2 | B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222550528 | [Redacted] | [Redacted] |  | 32363933 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2024-12-17): Title policy amount verified - Exception Cleared.<br>Buyer Comment (2024-12-16): Supplement [redacted]in original upload | 12/17/2024 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222550528 | [Redacted] | [Redacted] |  | 32363939 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222550528 | [Redacted] | [Redacted] |  | 32363941 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222550528 | [Redacted] | [Redacted] |  | 32363947 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Simple Interest rider not provided in file. |  |  |  | Reviewer Comment (2024-12-17): Simple interest rider document received - Exception Cleared.<br>Buyer Comment (2024-12-16): Rider | 12/17/2024 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222550528 | [Redacted] | [Redacted] |  | 32363949 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. |  |  |  | Reviewer Comment (2024-12-18): Simple interest Addendum received. Exception Cleared.<br>Buyer Comment (2024-12-16): Simple Interest Addendum | 12/18/2024 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222554650 | [Redacted] | [Redacted] |  | 32362978 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-13): Client elects to waive. |  |  | 12/13/2024 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222558347 | [Redacted] | [Redacted] |  | 32412680 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Flood Hazard Zone | Federal Compliance - (Missing Data) Flood Hazard Zone: Special Flood Hazard Zone indicator was not provided. The applicable flood zone related testing cannot be performed. | Flood Certification document is missing in file |  |  |  | Reviewer Comment (2024-12-23): Received Flood Cert document, information validated, also verified property is not in flood zone. Exception Cleared.<br>Buyer Comment (2024-12-20): Flood Cert<br>Reviewer Comment (2024-12-20): Provided document is Notice of special flood hazard disclosure, please provide flood certificate.<br>Buyer Comment (2024-12-19): Flood Certification | 12/23/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222558347 | [Redacted] | [Redacted] |  | 32412684 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | Reviewer Comment (2024-12-23): Received Flood Cert document, information validated, also verified property is not in flood zone. Exception Cleared.<br>Buyer Comment (2024-12-20): Flood Cert uploaded<br>Reviewer Comment (2024-12-20): Provided document is Notice of special flood hazard disclosure, please provide flood certificate.<br>Buyer Comment (2024-12-19): Flood Certification uploaded | 12/23/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222558347 | [Redacted] | [Redacted] |  | 32412689 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-23): Client elects to waive.<br>Buyer Comment (2024-12-19): [redacted] valuation not required per current guidelines as AVM confidence score is higher than .[redacted] and FSD score is less than .[redacted]; Please cancel condition |  |  | 12/23/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222559005 | [Redacted] | [Redacted] |  | 32415847 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-16): Waive per Client's guidance |  |  | 12/16/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222560211 | [Redacted] | [Redacted] |  | 32418430 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-16): Waive per Client's guidance |  |  | 12/16/2024 | 3 | D | D A | D | D |  | NH | Primary | Purchase | D A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222560211 | [Redacted] | [Redacted] |  | 32418434 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-16): Waive per Client's guidance |  |  | 12/16/2024 | 3 | A | A | A | A |  | NH | Primary | Purchase | D A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222560211 | [Redacted] | [Redacted] |  | 32463239 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing a copy of the final CD for the first mortgage. |  |  |  | Reviewer Comment (2024-12-24): Documentation received, exception cleared.<br>Buyer Comment (2024-12-23): cd upld | 12/24/2024 |  |  | 1 |  | A |  | A |  | NH | Primary | Purchase | D A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222562902 | [Redacted] | [Redacted] |  | 32417394 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2024-12-16): Waive per Client's guidance |  |  | 12/16/2024 | 3 | D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222562902 | [Redacted] | [Redacted] |  | 32417395 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-16): Waive per Client's guidance |  |  | 12/16/2024 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222563472 | [Redacted] | [Redacted] |  | 32421605 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-17): Waive per Client's guidance |  |  | 12/17/2024 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222563472 | [Redacted] | [Redacted] |  | 32421611 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-17): Waive per Client's guidance |  |  | 12/17/2024 | 3 | D | D A | D | D |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222563472 | [Redacted] | [Redacted] |  | 32421616 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted] Family not provided |  |  |  |  |  | Reviewer Comment (2024-12-20): Received [redacted]Family Rider. Exception cleared.<br>Buyer Comment (2024-12-19): Rider | 12/20/2024 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222563472 | [Redacted] | [Redacted] |  | 32421617 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  |  |  |  |  | Reviewer Comment (2024-12-20): Received Condo Rider. Exception cleared.<br>Buyer Comment (2024-12-19): Rider | 12/20/2024 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222563641 | [Redacted] | [Redacted] |  | 32424396 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted] , prior to [redacted] business days from transaction date of [redacted] . | Disbursement date [redacted] per Final signed/dated CD. |  |  |  | Reviewer Comment (2024-12-24): Post close closing disclosure received with disbursement date [redacted] . Exception Cleared<br>Buyer Comment (2024-12-23): PCCD<br>Reviewer Comment (2024-12-23): The issue is the dates on the final CD are not reflective of the correct closing date or disbursement date.<br>Buyer Comment (2024-12-19): Please cancel this condition- as a new RTC is not required. The dates of the receipt and the recession period end date were updated and initialed by the customer at closing. These forms were included in the original delivery package and can be found in section [redacted]<br>Buyer Comment (2024-12-19): Please cancel this condition- Per the RTC disclosure the TRC began [redacted] , with the customer signing the documents on [redacted] and the loan not disbursing until [redacted] . The disbursement per the RTC could have occurred on [redacted] , but occurred after on [redacted] . The Disclosure states in section [redacted] , the RTC begins the date you received this notice. A new RTC should not be required. | 12/24/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222563641 | [Redacted] | [Redacted] |  | 32424401 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-17): Waive per Client's guidance |  |  | 12/17/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222573811 | [Redacted] | [Redacted] |  | 32425967 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-27): Waived per client request.<br>Buyer Comment (2024-12-26): Please waive as condition states for informational purposes. |  |  | 12/27/2024 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 222573811 | [Redacted] | [Redacted] |  | 34631134 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 222573874 | [Redacted] | [Redacted] |  | 32433728 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-23): Client elects to waive. |  |  | 12/23/2024 | 3 | A | A | A | A |  | PA | Investment | Refinance - Cash-out - Home Improvement | C A | N/A | Non QM | No |
| 222573874 | [Redacted] | [Redacted] |  | 32433735 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted]Family not provided |  | Rider - [redacted] Family is missing. |  |  |  | Reviewer Comment (2024-12-23): Received 1-4 Family Rider document, information validatd. Exception Cleared.<br>Buyer Comment (2024-12-20): Rider | 12/23/2024 |  |  | 1 | C | A C | C | A C |  | PA | Investment | Refinance - Cash-out - Home Improvement | C A | N/A | Non QM | No |
| 222607108 | [Redacted] | [Redacted] |  | 32434975 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether Homeowners Insurance is included in escrow. | Discrepancy is due to no escrow fees in section G of closing disclosure as initial escrow payment is [redacted] |  |  |  | Reviewer Comment (2024-12-30): [redacted] received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (2024-12-27): PCCD pkg |  | 12/30/2024 |  | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 222607108 | [Redacted] | [Redacted] |  | 32434976 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Taxes Included In Escrow | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether property taxes are included in escrow. | Discrepancy is due to no escrow fees in section G of closing disclosure as initial escrow payment is [redacted] |  |  |  | Reviewer Comment (2024-12-30): [redacted] received Letter of Explanation & Corrected Closing Disclosure.<br>Buyer Comment (2024-12-27): Please see PCCD uploaded today |  | 12/30/2024 |  | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 222607108 | [Redacted] | [Redacted] |  | 32434977 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of [redacted] exceeds tolerance of [redacted] . Sufficient or excess cure was provided to the borrower at Closing. | [redacted] Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of[redacted] exceeds tolerance of [redacted] . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2024-12-18): Sufficient Cure Provided At Closing |  | 12/18/2024 |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 222607108 | [Redacted] | [Redacted] |  | 32435003 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted]or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2024-12-24): Title supplement received and updated. Exception cleared.<br>Buyer Comment (2024-12-23): Supplemental Report | 12/24/2024 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222607108 | [Redacted] | [Redacted] |  | 32435006 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval document is missing in loan file |  |  |  | Reviewer Comment (2024-12-26): Approval document received loan details matching with file, Exception Cleared.<br>Buyer Comment (2024-12-23): Approval | 12/26/2024 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222607108 | [Redacted] | [Redacted] |  | 32435017 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2024-12-31): Received Desk Review Valuation. Exception cleared.<br>Buyer Comment (2024-12-30): CDA | 12/31/2024 |  |  | 1 | C | A | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222607108 | [Redacted] | [Redacted] |  | 32517622 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-03): Client elects to waive without compensating factors.<br>Buyer Comment (2024-12-31): CDA [redacted] |  |  | 01/03/2025 | 2 |  | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222607174 | [Redacted] | [Redacted] |  | 32436342 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-18): Waived per client request. |  |  | 12/18/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222607174 | [Redacted] | [Redacted] |  | 32436351 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2024-12-18): Waived per client request. |  |  | 12/18/2024 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222607174 | [Redacted] | [Redacted] |  | 32436387 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted] , prior to [redacted] business days from transaction date of [redacted] | The notary date was [redacted] , resulting in the disbursement date of [redacted] . The loan disbursed on [redacted] |  |  |  | Reviewer Comment (2025-01-07): Received Post closing disclosure, information validated. Exception Cleared.<br>Buyer Comment (2025-01-03): PCCD/LOX - Please see for updated disbursement date. Re-open of Rescission should not be required.<br>Reviewer Comment (2024-12-23): Require relevant document/revise right to cancel to suffice the exception as provided closing statement shows closing and disbursement date [redacted] however as per file document closing date is note date [redacted] , Exception Remains.<br>Buyer Comment (2024-12-20): See [redacted] supported [redacted] disbursement.<br>Buyer Comment (2024-12-20): Loan disbursed [redacted] See final settlement statement. | 01/07/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222607253 | [Redacted] | [Redacted] |  | 32435658 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-18): Waived per client request. |  |  | 12/18/2024 | 3 | A | A | A | A |  | CO | Primary | Refinance - Rate/Term | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222607253 | [Redacted] | [Redacted] |  | 32435661 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-18): Waived per client request. |  |  | 12/18/2024 | 3 | D | D A | D | D |  | CO | Primary | Refinance - Rate/Term | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222608058 | [Redacted] | [Redacted] |  | 32444446 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-19): Waived per client. |  |  | 12/19/2024 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 222608058 | [Redacted] | [Redacted] |  | 32448782 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | The loan file does not contain the Deed from th vested owner, [redacted] XXXX LLC to the borrower. |  |  |  | Reviewer Comment (2024-12-26): Provided, exception cleared.<br>Buyer Comment (2024-12-23): QCD | 12/26/2024 |  |  | 1 | D | A D | D | A D |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 222608058 | [Redacted] | [Redacted] |  | 32449216 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception for Credit history: [redacted] on housing.<br>Compensating factors: Long Term Employment > [redacted] years | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Borrower has been employed in the same industry for more than [redacted]years.<br>Documentation Type: [redacted]Full Doc<br> Disposable Income: [redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2024-12-19): Client elects to waive with comp factors. |  |  | 12/19/2024 | 2 | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 222609574 | [Redacted] | [Redacted] |  | 32443922 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-19): Waived per client. |  |  | 12/19/2024 | 3 | D | N/A | N/A | N/A D |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222609574 | [Redacted] | [Redacted] |  | 32443923 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-19): Waived per client. |  |  | 12/19/2024 | 3 | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222609574 | [Redacted] | [Redacted] |  | 32443926 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-01-02): Received Final Title Policy with the coverage amount $[redacted] . Exception cleared. | 01/02/2025 |  |  | 1 | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222609574 | [Redacted] | [Redacted] |  | 32443953 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage of [redacted] is less than Note Loan Amount of [redacted] |  |  |  | Reviewer Comment (2025-01-02): Received Final Title Policy with the coverage amount $[redacted] . Exception cleared.<br>Buyer Comment (2024-12-30): Final Title | 01/02/2025 |  |  | 1 | B | A B | B | A B |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222609574 | [Redacted] | [Redacted] |  | 32443954 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | The loan file does not contain the Security Instrument for the first deed. |  |  |  | Reviewer Comment (2025-01-02): Received Mortgage Statement of Senior Lien. Exception cleared.<br>Buyer Comment (2024-12-30): [redacted] lien statement<br>Reviewer Comment (2024-12-30): Pg.[redacted] is not mortgage statement, require statement, note or securement instrument any document to verify the [redacted] lien details. Exception Remains.<br>Buyer Comment (2024-12-27): Mortgage Statement for [redacted] lien on pg [redacted] . We are doing cash out refinance for 2nd and not [redacted] lien. Please waive. | 01/02/2025 |  |  | 1 | D | A D | D | A D |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222609574 | [Redacted] | [Redacted] |  | 32448186 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The 1008 Transmittal Summary comments reflect a loan amount of [redacted] and the note reflects a loan amount of [redacted] . Document type in comments is [redacted] . The documented income in file is fully verified social security retirment income |  |  |  | Reviewer Comment (2024-12-30): Updated 1008 received. Exception Cleared.<br>Buyer Comment (2024-12-26): 1008 | 12/30/2024 |  |  | 1 | C | A C | C | A C |  | IN | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222612549 | [Redacted] | [Redacted] |  | 32444132 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-19): Waived per client. |  |  | 12/19/2024 | 3 | D | D A | D | D |  | FL | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222612549 | [Redacted] | [Redacted] |  | 32444133 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-19): Waived per client. |  |  | 12/19/2024 | 3 | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222612549 | [Redacted] | [Redacted] |  | 32445368 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2024-12-31): Rider - 1-4 Family document received. - Exception Cleared.<br>Buyer Comment (2024-12-27): 1-4 Family Rider | 12/31/2024 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222612549 | [Redacted] | [Redacted] |  | 32445369 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-02-10): Received 1007 Rent Comparison Schedule. Exception cleared.<br>Buyer Comment (2025-02-07): 1007 | 02/10/2025 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222612549 | [Redacted] | [Redacted] |  | 32445567 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing signed and dated [redacted] returns for Capital Gains and Interest and Dividends as required by Guides. |  |  |  | Reviewer Comment (2025-03-04): Cleared. Updated documents provided to exclude Capital Gains and Interest and Dividends income.<br>Buyer Comment (2025-02-28): Please see explanation and supporting documents for updated income calculation.<br>Reviewer Comment (2025-02-18): Missing [redacted] years signed and date tax returns as required by guidelines.<br>Buyer Comment (2025-02-14): Please review to see if this should be cancelled like the other conditions. | 03/04/2025 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222612549 | [Redacted] | [Redacted] |  | 32445577 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing signed and dated [redacted] returns for Capital Gains and Interest and Dividends as required by Guides. |  |  |  | Reviewer Comment (2025-03-04): Updated docs provided to exclude Capital Gains and Interest and Dividends<br>Buyer Comment (2025-02-28): Please see explanation and supporting documents for updated income calculation.<br>Reviewer Comment (2025-02-18): Missing [redacted] years signed and date tax returns as required by guidelines.<br>Buyer Comment (2025-02-14): Please review to see if this should be cancelled like the other conditions. | 03/04/2025 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222612549 | [Redacted] | [Redacted] |  | 32445589 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Missing signed and dated [redacted] returns for Capital Gains and Interest and Dividends as required by Guides. |  |  |  | Reviewer Comment (2025-03-04): Updated docs provided to exclude Capital Gains and Interest and Dividends<br>Buyer Comment (2025-02-28): Please see explanation and supporting documents for updated income calculation.<br>Reviewer Comment (2025-02-18): Missing [redacted] years signed and date tax returns as required by guidelines.<br>Buyer Comment (2025-02-14): Please review to see if this should be cancelled like the other conditions. | 03/04/2025 |  |  | 1 | C | A C | C | A C |  | FL | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222612549 | [Redacted] | [Redacted] |  | 32784673 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-03-04): Updated docs provided to exclude Capital Gains and Interest and Dividends<br>Buyer Comment (2025-02-28): Please see explanation and supporting documents for updated income calculation.<br>Reviewer Comment (2025-02-18): Missing [redacted] years signed and date tax returns as required by guidelines.<br>Buyer Comment (2025-02-14): Please review to see if this should be cancelled like the other conditions. | 03/04/2025 |  |  | 1 |  | A |  | A |  | FL | Investment | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 222612549 | [Redacted] | [Redacted] |  | 33304744 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for DTI. |  |  |  | Reviewer Comment (2025-05-07): Condition cleared.<br>Buyer Comment (2025-05-05): Thank you for providing the information, we now align. See 1003/1008 provided<br>Buyer Comment (2025-05-05): 1008/1003<br>Reviewer Comment (2025-05-04): Principal: [redacted] + Flood insurance [redacted] + Hazard insurance [redacted]<br>Buyer Comment (2025-05-01): Can you please provide the breakdown fore the PITI you are using for the subject property? I think the variance is in the application of the first mortgage payment as it is escrowed but when we break out the T&I it is lower? I adjusted our income to match yours but deleting $$[redacted] of the passive asset income we used. PITI on the primary residence matches. Appreciate it<br>Reviewer Comment (2025-04-25): Added the rental income for the borrower's primary, however DD DTI is at [redacted] %. Unable to determine the higher loss on the subject property.<br>Buyer Comment (2025-04-24): XXXX income rebuttal 1003/1008 and income worksheet<br>Buyer Comment (2025-04-24): Please see the attached rebuttal that was previously submitted along with the supporting 1003/1008 and income calculations. DTI when previously cleared should be [redacted] . Please update AMC to align with the higher DTI | 05/07/2025 |  |  | 1 |  | A |  | A |  | FL | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222615268 | [Redacted] | [Redacted] |  | 32445286 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-19): Waived per client request. |  |  | 12/19/2024 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Home Improvement | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222615268 | [Redacted] | [Redacted] |  | 32451442 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Preliminary Title Report reflects loan amount of [redacted] and the Note reflect a loan amount of [redacted] |  |  |  | Reviewer Comment (2024-12-27): Updated title policy commitment amount to match loan amount.<br>Buyer Comment (2024-12-24): Date of recording [redacted]<br>Reviewer Comment (2024-12-24): Provided preliminary title report is after the note date, please provide title report prior to note date or final title policy. Exception Remains.<br>Buyer Comment (2024-12-23): Title | 12/27/2024 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Home Improvement | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222620503 | [Redacted] | [Redacted] |  | 32452945 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | 1003 final is missing in loan file for the primary and co-borrower. |  |  |  | Reviewer Comment (2024-12-30): Documentation received, exception cleared.<br>Buyer Comment (2024-12-26): 1003 | 12/30/2024 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222620503 | [Redacted] | [Redacted] |  | 32460142 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-23): Waived per client request. |  |  | 12/23/2024 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222620503 | [Redacted] | [Redacted] |  | 34631137 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NJ | Investment | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222620731 | [Redacted] | [Redacted] |  | 32453277 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-20): Waived per client request. |  |  | 12/20/2024 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222620731 | [Redacted] | [Redacted] |  | 32453388 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception is needed due to sec [redacted] : Rural property>[redacted] CLTV. Exception request for eligibility of subject property. The subject is a legally zoned [redacted] ba PUD located in a rural area with less than [redacted] acre, public water, and septic sewer. Lender exception was approved with Max [redacted] LTV | The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted]months. | Total debt [redacted]% or more under requirement<br>Residual income $[redacted]or more | SitusAMC,Aggregator<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2024-12-20): Lender granted exception approval with compensating factors in loan file. |  |  | 12/20/2024 | 2 | B | B | B | B |  | NC | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222626884 | [Redacted] | [Redacted] |  | 32455742 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-24): Client elects to waive. |  |  | 12/24/2024 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222626884 | [Redacted] | [Redacted] |  | 32455743 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-24): Client elects to waive. |  |  | 12/24/2024 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222626885 | [Redacted] | [Redacted] |  | 32456058 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-24): Client elects to waive. |  |  | 12/24/2024 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222626886 | [Redacted] | [Redacted] |  | 32456043 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-24): Client elects to waive. |  |  | 12/24/2024 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222626886 | [Redacted] | [Redacted] |  | 32456044 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-24): Client elects to waive. |  |  | 12/24/2024 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222626886 | [Redacted] | [Redacted] |  | 33080097 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing corrected and signed 1003 reflecting bonus income. |  |  |  | Reviewer Comment (2025-03-20): Recevied revised 1003,UW income worksheet analysis, 1008 and validated co-borrower bonus income for qualifying purpose. Exception Cleared.<br>Buyer Comment (2025-03-19): URLA<br>Buyer Comment (2025-03-19): URLA and 1008 | 03/20/2025 |  |  | 1 |  | A |  | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222626886 | [Redacted] | [Redacted] |  | 33080208 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Loan Underwriting and Transmittal Summary (1008) / MCAW not provided |  | Missing corrected 1008 reflecting [redacted]lien payment and bonus income. |  |  |  | Reviewer Comment (2025-03-20): Received Loan Underwriting and Transmittal Summary/1008, information validated accordingly. Exception Cleared.<br>Buyer Comment (2025-03-19): 1008 | 03/20/2025 |  |  | 1 |  | A |  | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222626886 | [Redacted] | [Redacted] |  | 33080221 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing corrected underwriter analysis reflecting bonus income. |  |  |  | Reviewer Comment (2025-03-20): Received revised 1003,UW income worksheet analysis, 1008 and validated co-borrower bonus income for qualifying purpose. Exception Cleared.<br>Buyer Comment (2025-03-19): Updated IWS | 03/20/2025 |  |  | 1 |  | A |  | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222627141 | [Redacted] | [Redacted] |  | 32467742 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-24): Client elects to waive. |  |  | 12/24/2024 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222627141 | [Redacted] | [Redacted] |  | 32467743 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-24): Client elects to waive. |  |  | 12/24/2024 | 3 | D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 222627141 | [Redacted] | [Redacted] |  | 32468451 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of[redacted] is over disclosed by [redacted] compared to the calculated Amount Financed of [redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | The disclosed Amount Financed in the amount of [redacted] is over disclosed by [redacted] compared to the calculated Amount Financed of [redacted] . |  |  |  | Reviewer Comment (2025-01-06): One time tax cert excluded<br>Buyer Comment (2025-01-06): Attached is Title's confirmation for the Tax Certification Fee. This fee should be excluded from TILA testing.<br>Reviewer Comment (2025-01-02): [redacted] received rebuttal on finance charge calculation. It appears lender did not include the Title-Tax Certificate fee of [redacted] which would typically be a finance charge. If lender disagrees, please provide an Attestation from the title company or settlement agent giving the specific purpose of this fee in order to determine if fee is a finance charge.<br>Buyer Comment (2025-01-02): Please review- [redacted] is including [redacted] Tax Certification Fee in their TILA/Finance Charge calculations and should not be. This fee was a one-time fee charged for the verification of tax status. Please update testing to exclude this fee. Thank you! | 01/06/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 222627141 | [Redacted] | [Redacted] |  | 32468452 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of [redacted] is under disclosed by [redacted] compared to the calculated Finance Charge of [redacted] which exceeds the [redacted] .00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | The disclosed Finance Charge in the amount of [redacted] is under disclosed by [redacted] compared to the calculated Finance Charge of [redacted] |  |  |  | Reviewer Comment (2025-01-06): One time tax cert excluded<br>Buyer Comment (2025-01-06): Attached is Title's confirmation for the Tax Certification Fee. This fee should be excluded from TILA testing.<br>Reviewer Comment (2025-01-02): [redacted] received rebuttal on finance charge calculation. It appears lender did not include the Title-Tax Certificate fee of [redacted] which would typically be a finance charge. If lender disagrees, please provide an Attestation from the title company or settlement agent giving the specific purpose of this fee in order to determine if fee is a finance charge.<br>Buyer Comment (2025-01-02): Please review- [redacted] is including [redacted] Tax Certification Fee in their TILA/Finance Charge calculations and should not be. This fee was a one-time fee charged for the verification of tax status. Please update testing to exclude this fee. Thank you! | 01/06/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 222632207 | [Redacted] | [Redacted] |  | 32479090 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-26): Waived per client request. |  |  | 12/26/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222632207 | [Redacted] | [Redacted] |  | 32479695 |  | Credit | Guideline | Guideline Issue | Guideline | Guideline Issue: non-occupant co-borrower. | - (Require user to enter explanation) | Non-Occupant Co-Applicants is not eligible per guidelines. The loan application declaration for one borrower indicates the borrower will not occupy the subject property as a primary residence. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | DTI: [redacted]<br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-13): Client elects to waive with compensating factors.<br>Reviewer Comment (2025-01-13): Received Lender Signature Expanded-Exception Request for non-occupant co-borrower. Comp factors: LTV [redacted] % or more under requirement, FICO [redacted] points or more above requirement, Total Debt [redacted] % for more under requirement, Residual Income $[redacted] or more, and long term homeownership grater than [redacted] years. Exception approved with -[redacted] 5 hit to price.<br>Buyer Comment (2025-01-09): Please see exception |  |  | 01/13/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222632207 | [Redacted] | [Redacted] |  | 32479729 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted] , prior to [redacted] business days from transaction date of [redacted] | Right to cancel signed on [redacted] and the recission would end at midgnight on [redacted] . Right to cancel in file reflects recission ends at midnight on |  |  |  | Reviewer Comment (2025-01-02): Closing statement received with disbursement date of [redacted] . Exception Cleared.<br>Buyer Comment (2024-12-30): Final settlement statement | 01/02/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222632987 | [Redacted] | [Redacted] |  | 32479382 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2024-12-27): Client elects to waive. Grading remains the same. |  |  | 12/27/2024 | 3 | D | D A | D | D |  | OR | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222632987 | [Redacted] | [Redacted] |  | 32479384 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-27): Not required. |  |  | 12/27/2024 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222632987 | [Redacted] | [Redacted] |  | 32481739 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception Combined Loan to Value of [redacted] <br>Compensating Factors:<br> Reserves [redacted] months more than requirement<br> Residual Income [redacted] or more. | Borrower has verified disposable income of at least [redacted] | Compensating Factors:<br> Reserves [redacted]+ months more than requirement.<br> Residual Income $[redacted]or more. | SitusAMC,Originator | Reviewer Comment (2024-12-27): Compensating Factors: Reserves [redacted] + months more than requirement. Residual Income $[redacted]or more. Client elects to downgrade and waive. |  |  | 12/27/2024 | 2 | B | B | B | B |  | OR | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222653295 | [Redacted] | [Redacted] |  | 32495953 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | California property, coverage amount not provided on preliminary title. |  |  |  | Reviewer Comment (2025-01-03): Received Confirmation from title company for the title coverage amount $[redacted] , information validated. Exception Cleared.<br>Buyer Comment (2025-01-02): title confirmation | 01/03/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222653295 | [Redacted] | [Redacted] |  | 32495955 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-27): Not required. |  |  | 12/27/2024 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32493385 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-27): Not required. |  |  | 12/27/2024 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32493420 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Verbal verification of employment document is missing from file. |  |  |  | Reviewer Comment (2025-01-02): VOE received.<br>Buyer Comment (2024-12-31): VVOEs | 01/02/2025 |  |  | 1 | B | A C | B | A C B |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| 222653344 | [Redacted] | [Redacted] |  | 32493421 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank [redacted]): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Verbal verification of employment document is missing from file. |  |  |  | Reviewer Comment (2025-01-02): VOE received.<br>Buyer Comment (2024-12-31): VVOEs | 01/02/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32493422 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | Verbal verification of employment document is missing from file. |  |  |  | Reviewer Comment (2025-01-02): VOE received. | 01/02/2025 |  |  | 1 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32493426 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verbal verification of employment document is missing from file. |  |  |  | Reviewer Comment (2025-01-02): VOE received.<br>Buyer Comment (2024-12-31): VVOEs | 01/02/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32493427 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verbal verification of employment document is missing from file. |  |  |  | Reviewer Comment (2025-01-02): VOE received.<br>Buyer Comment (2024-12-31): VVOEs | 01/02/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32496059 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception: Waiver of employment contract requirements.<br>Compensating factors:<br> Residual Income [redacted] k or more<br> Long Term Homeownership > [redacted] years | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least [redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted]<br> Disposable Income: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>Originator Pre-Close,SitusAMC<br>SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2024-12-27): Client elects to waive with compensating factors. |  |  | 12/27/2024 | 2 | B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32505760 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verbal verification of employment document is missing in file. |  |  |  | Reviewer Comment (2025-01-02): VOE received. | 01/02/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32505764 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Verbal verification of employment document is missing in file. |  |  |  | Reviewer Comment (2025-01-02): VOE received. | 01/02/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222653344 | [Redacted] | [Redacted] |  | 32505790 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Verbal verification of employment document is missing from file. |  |  |  | Reviewer Comment (2025-01-02): VOE received. | 01/02/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222654969 | [Redacted] | [Redacted] |  | 32496778 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance verification document not provided for [redacted] |  |  |  | Reviewer Comment (2025-01-14): Insurance verification received for [redacted] . Exception cleared.<br>Buyer Comment (2025-01-13): please see attached<br>Buyer Comment (2025-01-13): HOI<br>Reviewer Comment (2025-01-03): The final 1003 reflects the property remains in the borrower's name and the mortgage is in his name. Per the divorce decree, the property was to be refinanced by the end of XXXX removing the borrower's name from the property. The borrower opened the mortgage account in XXXX. Condition remains.<br>Buyer Comment (2024-12-31): Please see attached | 01/14/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222654969 | [Redacted] | [Redacted] |  | 32496786 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-02): Client elects to waive.<br>Buyer Comment (2024-12-31): Can we please waive this condition |  |  | 01/02/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222654969 | [Redacted] | [Redacted] |  | 32496803 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-02): Client elects to waive. |  |  | 01/02/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222654969 | [Redacted] | [Redacted] |  | 32505944 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Insurance verification document not provided for [redacted] |  |  |  | Reviewer Comment (2025-01-14): Insurance verification received for [redacted] . Exception cleared.<br>Reviewer Comment (2025-01-03): The final 1003 reflects the property remains in the borrower's name and the mortgage is in his name. Per the divorce decree, the property was to be refinanced by the end of XXXX removing the borrower's name from the property. The borrower opened the mortgage account in XXXX. Condition remains.<br>Buyer Comment (2024-12-31): Please see attached | 01/14/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222654986 | [Redacted] | [Redacted] |  | 32490373 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-27): Not required. |  |  | 12/27/2024 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222654986 | [Redacted] | [Redacted] |  | 32490429 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage is short [redacted] provide policy reflecting sufficient coverage or replacement cost estimator. |  |  |  | Reviewer Comment (2025-01-02): [redacted] state [redacted] replacement cost updated and verified. Exception cleared.<br>Buyer Comment (2024-12-31): Dwelling coverage is calc at replacement cost per agent. [redacted] will not provide RCE's. | 01/02/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222661421 | [Redacted] | [Redacted] |  | 32497731 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-06): Client elects to waive. |  |  | 01/06/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222661421 | [Redacted] | [Redacted] |  | 32497736 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy amount is not provided. |  |  |  | Reviewer Comment (2025-01-06): Final title policy provided, exception cleared.<br>Buyer Comment (2025-01-06): FTP<br>Buyer Comment (2025-01-02): Please cancel this condition- This program is a Signature Closed End Second loan with the [redacted] lien being insured. FTP is not required. | 01/06/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222661421 | [Redacted] | [Redacted] |  | 32497739 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final title policy is missing the file. |  |  |  | Reviewer Comment (2025-01-06): Final title provided. Exception cleared. | 01/06/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222661421 | [Redacted] | [Redacted] |  | 32497745 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-06): Client elects to waive.<br>Buyer Comment (2025-01-02): Per [redacted] lien CES policy, AVMs require a property condition inspection.<br>Buyer Comment (2025-01-02): Please cancel this condition- The AVM was provided along with the property condition inspection. The property condition inspection is located in section [redacted] pages [redacted] |  |  | 01/06/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222661527 | [Redacted] | [Redacted] |  | 32501070 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-03): Client elects to waive. |  |  | 01/03/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222661527 | [Redacted] | [Redacted] |  | 32501106 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in FEMA disaster area. A post-disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2025-01-09): Inspection provided.<br>Buyer Comment (2025-01-07): Please see the PCI<br>Reviewer Comment (2025-01-03): Eyes on property inspection required. Exception remains.<br>Buyer Comment (2025-01-03): Please cancel this condition- The application date of the the [redacted] lien CES loan is over 180 days from the disaster end date indicated of [redacted] . A disaster inspection should not be required. | 01/09/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222661527 | [Redacted] | [Redacted] |  | 32501110 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-03): Client elects to waive. |  |  | 01/03/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222661527 | [Redacted] | [Redacted] |  | 32501165 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Schedule C | General QM: Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | The most recent tax return is not signed. |  |  |  | Reviewer Comment (2025-01-13): Documentation received, exception cleared.<br>Buyer Comment (2025-01-10): Tax Return<br>Buyer Comment (2025-01-10): Please clear- The signed and dated tax return was provided | 01/13/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222661527 | [Redacted] | [Redacted] |  | 32501167 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of [redacted] does not match Due Diligence Loan Designation of QM (APOR) Fail. | QM failure due to missing income documentation; most recent tax return not signed or dated by borrower. |  |  |  | Reviewer Comment (2025-01-13): Documentation received, exception cleared.<br>Buyer Comment (2025-01-10): Tax Return<br>Buyer Comment (2025-01-10): Please clear- The signed and dated tax return was provided. | 01/13/2025 |  |  | 1 | B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222661951 | [Redacted] | [Redacted] |  | 32508512 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2024-12-31): Waive per Client's guidance |  |  | 12/31/2024 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222661951 | [Redacted] | [Redacted] |  | 32508514 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-31): Waive per Client's guidance |  |  | 12/31/2024 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222661951 | [Redacted] | [Redacted] |  | 32508524 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Notice of Right to Cancel was not provided. |  |  |  | Reviewer Comment (2025-01-07): RTC received, exception cleared.<br>Buyer Comment (2025-01-03): RTC | 01/07/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222662677 | [Redacted] | [Redacted] |  | 32509561 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-01-13): Desk review received, exception cleared.<br>Buyer Comment (2025-01-10): CDA | 01/13/2025 |  |  | 1 | D | A | D | A D |  | TX | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222662677 | [Redacted] | [Redacted] |  | 32509708 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted] : Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | Reviewer Comment (2025-01-08): Received Fair Market Value Disclosure signed by lender, information validated. Exception Cleared.<br>Buyer Comment (2025-01-07): FMV Disclosure | 01/08/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Non QM | Non QM | Yes |
| 222662677 | [Redacted] | [Redacted] |  | 32509709 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]): [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Non QM | Non QM | No |
| 222662677 | [Redacted] | [Redacted] |  | 32509711 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - [redacted] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year [redacted] of on Final Closing Disclosure provided on [redacted] are underdisclosed |  |  |  |  | Reviewer Comment (2025-01-09): [redacted] received Corrected PCCD and LOE.<br>Buyer Comment (2025-01-08): PCCD |  | 01/09/2025 |  | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 222662677 | [Redacted] | [Redacted] |  | 32509712 |  | Compliance | Compliance | Federal Compliance | TRID | TRID [redacted] Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: [redacted] Percent Fee Tolerance exceeded for Attorney Review Fee. Fee Amount of [redacted] exceeds tolerance of [redacted] . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2024-12-30): Sufficient Cure Provided At Closing |  | 12/30/2024 |  | 1 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| 222662677 | [Redacted] | [Redacted] |  | 32509725 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Estimated Taxes, Insurance And Assessments | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed an Estimated Taxes, Insurance, and Assessments payment that does not match the actual payment for the loan. | Waterfall due to taxes and insurance are not escrowed. |  |  |  | Reviewer Comment (2025-01-09): [redacted] received Corrected PCCD and LOE.<br>Buyer Comment (2025-01-08): SEE PCCD UPLOADED [redacted] |  | 01/09/2025 |  | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| 222662677 | [Redacted] | [Redacted] |  | 32509726 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Property Costs Year [redacted] | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] did not disclose Estimated Property Costs over Year [redacted] for loan with no escrow account established. | Final Closing Disclosure provided on [redacted] did not disclose Estimated Property Costs over Year [redacted] for loan with no escrow account established |  |  |  | Reviewer Comment (2025-01-09): [redacted] received Corrected PCCD and LOE.<br>Buyer Comment (2025-01-08): SEE PCCD UPLOADED [redacted] |  | 01/09/2025 |  | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 222662677 | [Redacted] | [Redacted] |  | 32509727 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on [redacted] incorrectly disclosed whether the loan will have an escrow account. | Waterfall due to taxes and insurance are not escrowed. |  |  |  | Reviewer Comment (2025-01-09): [redacted] received Corrected PCCD and LOE.<br>Buyer Comment (2025-01-08): SEE PCCD UPLOADED [redacted] |  | 01/09/2025 |  | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| 222662681 | [Redacted] | [Redacted] |  | 32508899 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2024-12-31): Waive per Client's guidance |  |  | 12/31/2024 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222662681 | [Redacted] | [Redacted] |  | 32508900 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2024-12-31): Waive per Client's guidance |  |  | 12/31/2024 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222669263 | [Redacted] | [Redacted] |  | 32516172 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Disbursement date [redacted] per Final signed/dated CD. |  |  |  | Reviewer Comment (2025-01-07): Data corrected, exception cleared.<br>Buyer Comment (2025-01-06): Proof sent<br>Buyer Comment (2025-01-06): PCCD and LOE | 01/07/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 222669263 | [Redacted] | [Redacted] |  | 32516177 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-01-07): Documentation received, exception cleared. | 01/07/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222669263 | [Redacted] | [Redacted] |  | 32516180 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-02): Waive per Client's guidance |  |  | 01/02/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222669263 | [Redacted] | [Redacted] |  | 32516181 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-02): Waive per Client's guidance |  |  | 01/02/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222669263 | [Redacted] | [Redacted] |  | 32516182 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within [redacted] and does not reflect a coverage amount |  |  |  | Reviewer Comment (2025-01-07): Documentation received, exception cleared.<br>Buyer Comment (2025-01-06): Final title policy | 01/07/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222669263 | [Redacted] | [Redacted] |  | 32516183 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-01-06): Document for E-sign consent received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-01-03): E consent | 01/06/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222669493 | [Redacted] | [Redacted] |  | 32516238 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-02): Waive per Client's guidance |  |  | 01/02/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222669493 | [Redacted] | [Redacted] |  | 32516245 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-02): Waive per Client's guidance |  |  | 01/02/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222669493 | [Redacted] | [Redacted] |  | 32516255 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-01-13): Received Final Title policy document, information validated accordingly. Exception Cleared. | 01/13/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222669493 | [Redacted] | [Redacted] |  | 32516258 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-01-07): Signed Initial 1003 received, exception cleared.<br>Buyer Comment (2025-01-06): Initial 1003 | 01/07/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222669493 | [Redacted] | [Redacted] |  | 32516278 |  | Credit | System | General | System | Borrower 1003 current address does not match Note address. |  |  |  |  |  | Reviewer Comment (2025-01-09): Documentation received, exception cleared.<br>Buyer Comment (2025-01-08): The Loan Officer confirmed [redacted] is the customers primary residence, this is supported by the asset statements and [redacted] in file. Please see the corrected 1003. The discrepancy entered by the processor in error. | 01/09/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222669493 | [Redacted] | [Redacted] |  | 32543166 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Loan originated as Primary residence, yet URLA declarations indicates borrower will not occupy. |  | Section [redacted] of final 1003 states occupancy as Investment and Section [redacted] Declarations also states that borrower will not occupy the property as primary residence. However the 1008 and Section [redacted] of the final 1003 discloses occupancy as Primary Residence. |  |  |  | Reviewer Comment (2025-01-09): Documentation received, exception cleared.<br>Buyer Comment (2025-01-08): The Loan Officer confirmed [redacted] is the customers primary residence, this is supported by the asset statements and 1099 in file. Please see the corrected 1003. The discrepancy entered by the processor in error. | 01/09/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222669493 | [Redacted] | [Redacted] |  | 32543198 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-09): Supplemental title report already in the file, exception cleared.<br>Buyer Comment (2025-01-08): Please cancel this condition- This is a CES loan with the [redacted] lien being fully insured. Title provided a supplemental report confirming coverage/loan amount. Additional title documentation should not required. Please see section [redacted] | 01/09/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222669493 | [Redacted] | [Redacted] |  | 32601514 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of [redacted] is less than the note amount of [redacted] based on the Preliminary in file |  |  |  | Reviewer Comment (2025-01-13): Received Final Title policy document, information validated accordingly. Exception Cleared.<br>Buyer Comment (2025-01-09): Final Title Policy | 01/13/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Non QM | Non QM | No |
| 222669659 | [Redacted] | [Redacted] |  | 32519578 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-02): Waive per Client's guidance |  |  | 01/02/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222669659 | [Redacted] | [Redacted] |  | 32519580 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | Missing disaster inspection. Disaster end date is [redacted] |  |  |  | Reviewer Comment (2025-01-13): Inspection provided.<br>Buyer Comment (2025-01-09): pdi upld<br>Reviewer Comment (2025-01-06): Eyes on property inspection required. Exception remains.<br>Buyer Comment (2025-01-03): please cancel condition-disaster was from 2012 | 01/13/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222669659 | [Redacted] | [Redacted] |  | 32519583 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-02): Waive per Client's guidance |  |  | 01/02/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222669659 | [Redacted] | [Redacted] |  | 32519622 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-01-06): Available Title preliminary document associated. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-01-03): title email upld | 01/06/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222669672 | [Redacted] | [Redacted] |  | 32517291 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-02): Waive per Client's guidance |  |  | 01/02/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222669672 | [Redacted] | [Redacted] |  | 32517306 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Rider - [redacted]Family not provided. |  |  |  | Reviewer Comment (2025-01-06): Rider - 1-4 Family document received and associated. Exception cleared.<br>Buyer Comment (2025-01-03): DOT with rider | 01/06/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222670905 | [Redacted] | [Redacted] |  | 32537081 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222670943 | [Redacted] | [Redacted] |  | 32537908 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222670943 | [Redacted] | [Redacted] |  | 32537915 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception for there was a modification on the [redacted] lien. The interest rate was modified. <br>Compensating factors:<br> Residual Income $[redacted] k or more.<br> Long term Homeownership (>5 years).<br> No reserve required on loan, [redacted] in assets verified = [redacted] months reserves.<br>The exception was approved with -[redacted] with conditions<br> [redacted] housing payment history.<br> Borrower to provide a satisfactory letter of explanation to address the reason for entering modification.<br> Subject to meeting all other Signature Expanded guideline requirements. | Borrower has verified disposable income of at least $[redacted]<br>Borrower has owned the subject property for at least [redacted]years. | Residual Income $[redacted]or more<br>Long Term Homeownership (> [redacted]years) | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 2 | B | B | B | B |  | PA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222670944 | [Redacted] | [Redacted] |  | 32537432 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 222670949 | [Redacted] | [Redacted] |  | 32537765 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222670949 | [Redacted] | [Redacted] |  | 32537791 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | . |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | D | D A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222670974 | [Redacted] | [Redacted] |  | 32537356 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222671284 | [Redacted] | [Redacted] |  | 32539315 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | D | N/A | N/A | N/A D |  | NC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222671284 | [Redacted] | [Redacted] |  | 32539316 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222671284 | [Redacted] | [Redacted] |  | 33304365 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for DTI |  |  |  | Reviewer Comment (2025-04-22): Received correct CD from refinance of 1st. Condition cleared.<br>Buyer Comment (2025-04-18): Please update to align on DTI. - P&I of new [redacted] 1st mtg needs to be updated per uploaded docs (= [redacted]), as well as omit old 1st mtg payment w/ [redacted]) as it was paid off with the new [redacted] 1st mtg refinance. After updates complete, DTI should align @ [redacted] %. Thank you.<br>Buyer Comment (2025-04-18): New [redacted] 1st mtg refi CD - showing payoff of old BNY mtg.<br>Buyer Comment (2025-04-18): New [redacted] 1st mtg - 1008 / 1003 | 04/22/2025 |  |  | 1 |  | A |  | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222671289 | [Redacted] | [Redacted] |  | 32539272 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222671289 | [Redacted] | [Redacted] |  | 32539275 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-03): Waive per Client's guidance |  |  | 01/03/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222672260 | [Redacted] | [Redacted] |  | 32546368 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage is insufficient by [redacted] . Provide updated policy reflecting minimum coverage of [redacted] provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-01-13): Cleared. Letter provided from insurer states that property is insured for amount that is at least equal to [redacted] % of the estimated replacement cost of the home.<br>Buyer Comment (2025-01-09): [redacted] is the [redacted] letter confirming that the coverage is sufficient to replace | 01/13/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222672260 | [Redacted] | [Redacted] |  | 32546376 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-06): Waived per client request. |  |  | 01/06/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222672260 | [Redacted] | [Redacted] |  | 32546388 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The loan file is missing the documentation to verify rental income for the other rental property, resulting in a DTI ratio of [redacted] |  |  |  | Reviewer Comment (2025-01-15): Bank statement received for the mortgage payments which were not paid by the borrower. Exception clared.<br>Buyer Comment (2025-01-13): The mortgage at [redacted] shouldn't be included. The borrower is only a co-signor and mortgage payments are made by her brother, [redacted] . Jose's bank statements were provided to support this debt.<br>Buyer Comment (2025-01-13): The mortgage at [redacted] shouldn't be included. The borrower is only a co-signor and mortgage payments are made by her brother, [redacted] bank statements were provided to support this debt. | 01/15/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222672260 | [Redacted] | [Redacted] |  | 32624404 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2025-01-24): Client elects to waive with inspection prior to end date.<br>Buyer Comment (2025-01-24): PDI |  |  | 01/24/2025 | 2 |  | B |  | B |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222672260 | [Redacted] | [Redacted] |  | 34631139 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 2 |  | A |  | A B |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222672260 | [Redacted] | [Redacted] |  | 34631140 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222672262 | [Redacted] | [Redacted] |  | 32546445 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-06): Waived per client request. |  |  | 01/06/2025 | 3 | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680445 | [Redacted] | [Redacted] |  | 32566057 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-06): Waived per client request. |  |  | 01/06/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680445 | [Redacted] | [Redacted] |  | 32566058 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-06): Waived per client request. |  |  | 01/06/2025 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680445 | [Redacted] | [Redacted] |  | 32567111 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | P&I payment is based on daily simple interest and Security Instrument contains an attached Simple Interest Rider. Note does not disclose monthly payment is based on daily simple interest and no Simple Interest Addendum was provided. |  |  |  | Reviewer Comment (2025-01-09): Simple Interest rate addendum received, Exception Cleared.<br>Buyer Comment (2025-01-07): note addendum | 01/09/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680484 | [Redacted] | [Redacted] |  | 32567007 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-06): Waive per Client's guidance |  |  | 01/06/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680484 | [Redacted] | [Redacted] |  | 34631280 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680484 | [Redacted] | [Redacted] |  | 34631281 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 2 |  | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680870 | [Redacted] | [Redacted] |  | 32567895 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680870 | [Redacted] | [Redacted] |  | 32567896 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222680870 | [Redacted] | [Redacted] |  | 32567924 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-01-09): Title search already available<br>Buyer Comment (2025-01-08): No loan amount to be shown<br>Buyer Comment (2025-01-08): Per Escrow, "We do not issue final policies on uninsured second mortgages." | 01/09/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222681036 | [Redacted] | [Redacted] |  | 32567820 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | A | A | A | A |  | KY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222681036 | [Redacted] | [Redacted] |  | 32567821 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | D | N/A | N/A | N/A D |  | KY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222681139 | [Redacted] | [Redacted] |  | 32567884 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Limited compliance review scope. |  |  | 01/07/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222681139 | [Redacted] | [Redacted] |  | 32567886 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Final Mortgage Statement or Closing Disclosure is missing in file. |  |  |  | Reviewer Comment (2025-01-15): Received required documentation. Condition cleared.<br>Reviewer Comment (2025-01-15): Require Proof/relevant document of Expense[redacted] (Estimated escrow [redacted] as per provide closing disclosure of REO property " [redacted] ". Exception Remains.<br>Buyer Comment (2025-01-14): CD | 01/15/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 222681139 | [Redacted] | [Redacted] |  | 32567900 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted] : [redacted] forms not used for closing of home equity loan. | Form of Note document is not in [redacted] format. |  |  |  | Reviewer Comment (2025-01-09): Client elects to waive. |  |  | 01/09/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 222681139 | [Redacted] | [Redacted] |  | 32567926 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | [redacted] Constitution Section [redacted] : Points and fees on subject loan of [redacted] % is in excess of the allowable maximum of [redacted] % of the Original Principal Loan Amount. Points and Fees total [redacted] on an Original Principal Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of [redacted] .) | Points and fees on subject loan of [redacted] is in excess of the allowable maximum of [redacted] of the Original Principal Loan Amount. Points and Fees total [redacted] |  |  |  | Reviewer Comment (2025-01-22): Cure documentation received.<br>Buyer Comment (2025-01-17): PCCD Pkg<br>Reviewer Comment (2025-01-15): Exception was escalated. Response: The cure required for [redacted] c/o P&F is as follows:<br> Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. Provide Proof of Delivery, LOE, and Copy of Check. On this loan, we are over the threshold by [redacted]<br>Buyer Comment (2025-01-13): Please review, should be able to clear with information from finance charge conditions. |  | 01/22/2025 |  | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Non QM | Non QM | Yes |
| 222681139 | [Redacted] | [Redacted] |  | 32567928 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [redacted] is over disclosed by [redacted] compared to the calculated Amount Financed of [redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | The disclosed Amount Financed in the amount of [redacted] is over disclosed by [redacted] compared to the calculated Amount Financed of [redacted] |  |  |  | Reviewer Comment (2025-01-13): [redacted] received LOA indicating tax cert is one time fee. | 01/13/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222681139 | [Redacted] | [Redacted] |  | 32567930 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of [redacted] is under disclosed by [redacted] compared to the calculated Finance Charge of [redacted] which exceeds the [redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | The disclosed Finance Charge in the amount of [redacted] is under disclosed by [redacted] compared to the calculated Finance Charge of [redacted] |  |  |  | Reviewer Comment (2025-01-13): [redacted] received LOA indicating tax cert is one time fee.<br>Buyer Comment (2025-01-10): Please be advised, the [redacted] Tax Certificate Fee should not be included in TILA Calculations. This fee was a one-time fee, paid for the verification of Tax Status. Please update your testing. Thank you! | 01/13/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| 222681163 | [Redacted] | [Redacted] |  | 32568601 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-01-09): Documentation received, exception cleared.<br>Buyer Comment (2025-01-08): [redacted] | 01/09/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222681163 | [Redacted] | [Redacted] |  | 32568604 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222681163 | [Redacted] | [Redacted] |  | 32568616 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance. |  | Amount is not provided in the insurance document. |  |  |  | Reviewer Comment (2025-01-21): Documentation received, exception cleared.<br>Buyer Comment (2025-01-16): Uploaded documentation sent from Agent showing Policy Number, Subject Property, Dwelling Coverage, Mortgagee and Premium<br>Buyer Comment (2025-01-16): [redacted]<br>Reviewer Comment (2025-01-16): Require HOI policy document with premium amount as provided HOI document ([redacted]) does not reflect premium and doc id [redacted] is Fire policy not HOI document, Exception Remains.<br>Buyer Comment (2025-01-14): HOI coverage and payment | 01/21/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222681163 | [Redacted] | [Redacted] |  | 32568620 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222681163 | [Redacted] | [Redacted] |  | 32568631 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Lender approved exception for cash out up to [redacted] with credit score of [redacted] , We are doing a closed end second debt consolidation loan. Borrower has owned there residence for [redacted] Years. Has a [redacted] yr mtg history with no lates. score is low because of balance at credit limit. Bills we are paying off. Also One credit cards is currently past due-being paid off and it is closed has an overall credit history of [redacted] years that account and [redacted] other from over [redacted] years ago showing late. <br> Borrowers are on fixed income Pension and SS with residual income after consolation of over $[redacted] . No assets given [redacted] months reserves have been conditioned for $[redacted] left consolidation. Lender exception was approved with Max [redacted] % CLTV, Max [redacted] % DTI | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted]years.<br>Documentation Type: Retirement Income - Fully Verified<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-01-07): Client elects to waive with comp factors. |  |  | 01/07/2025 | 2 | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222681173 | [Redacted] | [Redacted] |  | 32567839 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222681173 | [Redacted] | [Redacted] |  | 32567840 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222681173 | [Redacted] | [Redacted] |  | 32567849 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-01-13): Received Title Commitment document with valid policy amount, information validated accordingly. Exception Cleared.<br>Buyer Comment (2025-01-10): title policy | 01/13/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222681600 | [Redacted] | [Redacted] |  | 32579904 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222685569 | [Redacted] | [Redacted] |  | 32569480 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Home Improvement | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222685569 | [Redacted] | [Redacted] |  | 32569501 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-01-15): Title preliminary provided exception cleared.<br>Buyer Comment (2025-01-13): Title | 01/15/2025 |  |  | 1 | B | A B | B | A B |  | NV | Primary | Refinance - Cash-out - Home Improvement | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222686091 | [Redacted] | [Redacted] |  | 32578485 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Waived per client request. |  |  | 01/07/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222686091 | [Redacted] | [Redacted] |  | 32578509 |  | Compliance | Compliance | Federal Compliance | TILA | Federal Loan Originator Compensation - Individual LO Not NMLS Licensed at Time of Application | Truth in Lending Act (NMLSR Dodd- Frank [redacted]): Individual Loan Originator not NMLS licensed or registered at time of application. | Individual Loan Originator not NMLS licensed or registered at time of application. License effective date per NMLS is [redacted] |  |  |  | Reviewer Comment (2025-01-10): Correct Loan Originator name as per Initial 1003. Exception cleared.<br>Buyer Comment (2025-01-09): Initial 1003 with [redacted]<br>Buyer Comment (2025-01-09): File was originally with [redacted] who is licensed in MA | 01/10/2025 |  |  | 1 | C | A C | C | A C |  | MA | Primary | Refinance - Cash-out - Debt Consolidation | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222697612 | [Redacted] | [Redacted] |  | 32581736 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222697612 | [Redacted] | [Redacted] |  | 32582004 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-07): Client elects to waive. |  |  | 01/07/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222697744 | [Redacted] | [Redacted] |  | 32582414 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-08): Waived per client request. |  |  | 01/08/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222697744 | [Redacted] | [Redacted] |  | 32582416 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-08): Waived per client request. |  |  | 01/08/2025 | 3 | D | N/A | N/A | N/A D |  | NV | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222703473 | [Redacted] | [Redacted] |  | 32585273 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Amount Financed disclosed as [redacted] vs calculated Amount Financed of [redacted] . Variance of [redacted] |  |  |  | Reviewer Comment (2025-01-16): [redacted] received LOA.<br>Buyer Comment (2025-01-15): Rebuttal and email | 01/16/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222703473 | [Redacted] | [Redacted] |  | 32585274 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated 1[redacted]). | Finance Charge disclosed as [redacted] vs calculated Finance Charge of [redacted] . Variance of [redacted] |  |  |  | Reviewer Comment (2025-01-16): [redacted] received LOA.<br>Buyer Comment (2025-01-15): Rebuttal and email | 01/16/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222703473 | [Redacted] | [Redacted] |  | 32585327 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-09): Waived per client request. |  |  | 01/09/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222703473 | [Redacted] | [Redacted] |  | 32606817 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to allow credit score of [redacted] . Exhibit A indicates minimum credit score is [redacted] . Comp factors of DTI, reserves, and long term employment over [redacted] years and long term ownership over [redacted] years. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. | Long term employment over [redacted]years<br>Long term homeownership over [redacted]years<br>Long term employment over [redacted]years | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-09): Lender granted exception approval with compensating factors in loan file. |  |  | 01/09/2025 | 2 | B | B | B | B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222704088 | [Redacted] | [Redacted] |  | 32591311 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-09): Waived per client request. |  |  | 01/09/2025 | 3 | D | N/A | N/A | N/A D |  | MA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222704088 | [Redacted] | [Redacted] |  | 32591312 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-09): Waived per client request. |  |  | 01/09/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222704102 | [Redacted] | [Redacted] |  | 32591262 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-09): Waived per client request. |  |  | 01/09/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222704102 | [Redacted] | [Redacted] |  | 32591263 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-09): Waived per client request. |  |  | 01/09/2025 | 3 | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222705516 | [Redacted] | [Redacted] |  | 32600678 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-10): Waived per client request. |  |  | 01/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222705516 | [Redacted] | [Redacted] |  | 32600681 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-01-16): Received Title commitment page with policy amount, information validated. Exception Cleared.<br>Buyer Comment (2025-01-15): Supplemental | 01/16/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222705516 | [Redacted] | [Redacted] |  | 32600689 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verbal Verification of Employment. A verbal verification of employment is required for all borrowers if the loan does not close within [redacted] calendar days of application, If required it must be within [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2025-01-17): VVOE received. Exception Cleared.<br>Buyer Comment (2025-01-16): The letter referenced states "Please accept this letter as verification of employment and wages" and was received from the employer and shows ACTIVE for employment, and is dated [redacted] which is within [redacted] business days of the Note date excluding the Christmas holiday. Please escalate.<br>Reviewer Comment (2025-01-16): Require VVOE document within [redacted] business days prior to closing date, as per response verified [redacted] does not shows VVOE document in file. Exception Remains.<br>Buyer Comment (2025-01-15): Please see [redacted] for verification of employment dated within [redacted] days of closing. | 01/17/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222705516 | [Redacted] | [Redacted] |  | 32600690 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verbal Verification of Employment a. A verbal verification of employment is required for all borrowers if the loan does not close within [redacted] calendar days of application, If required it must be within [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2025-01-17): VVOE received. Exception Cleared.<br>Reviewer Comment (2025-01-16): Require VVOE document within [redacted] business days prior to closing date, as per response verified [redacted] does not shows VVOE document in file. Exception Remains.<br>Buyer Comment (2025-01-15): Please see [redacted] for verification of employment dated within [redacted] days of closing. | 01/17/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222705521 | [Redacted] | [Redacted] |  | 32600180 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-10): Waived per client request. |  |  | 01/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222707248 | [Redacted] | [Redacted] |  | 32601500 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-10): Waived per client request. |  |  | 01/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222707248 | [Redacted] | [Redacted] |  | 32601501 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-10): Waived per client request. |  |  | 01/10/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222707421 | [Redacted] | [Redacted] |  | 32594236 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-10): Waived per client request. |  |  | 01/10/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222708621 | [Redacted] | [Redacted] |  | 32601199 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-10): Waived per client request. |  |  | 01/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222717940 | [Redacted] | [Redacted] |  | 32609550 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-13): Client elects to waive without compensating factors. |  |  | 01/13/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222717940 | [Redacted] | [Redacted] |  | 32609560 |  | Compliance | Compliance | State Compliance | State Defect | [redacted] SB 1894 | [redacted] Predatory Lending Database Program ([redacted]) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Certificate of Compliance or Exemption not provided. |  |  |  | Reviewer Comment (2025-01-16): Received Illinois Anti-Predatory Lending Database (Certificate of Compliance) document, Exception Cleared.<br>Buyer Comment (2025-01-15): Pred Cert | 01/16/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222717940 | [Redacted] | [Redacted] |  | 32631384 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for $[redacted] loan amount with a [redacted] credit score. Exhibit A requires a minimum score of [redacted] to qualify Unable to downgrade and waive due to excessive CLTV. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Borrower has owned the subject property for at least [redacted]years.<br>Documentation Type: [redacted]Bank Statement<br> Disposable Income: $[redacted] | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-27): Client elects to waive with compensating factors.<br>Buyer Comment (2025-01-23): Exception Approval |  |  | 01/27/2025 | 2 | C | B C | C | B C |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222717940 | [Redacted] | [Redacted] |  | 32631423 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Per lender exception approval, the max CLTV is [redacted] % however the loan exceeds that. |  |  |  | Reviewer Comment (2025-01-27): Received updated approval. Condition cleared.<br>Buyer Comment (2025-01-23): Exception Approval | 01/27/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222718016 | [Redacted] | [Redacted] |  | 32609164 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-13): Not required. |  |  | 01/13/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222718016 | [Redacted] | [Redacted] |  | 32609185 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted] . Note P&I was used for the APR calculation and compliance testing. | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of [redacted] does not match calculated P&I of [redacted] . Note P&I was used for the APR calculation and compliance testing. |  |  |  | Reviewer Comment (2025-01-13): P&I Calculated with a 365 day calculation, which is permissible per the regulation. | 01/13/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222724260 | [Redacted] | [Redacted] |  | 32610121 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-14): Client elects to waive. |  |  | 01/14/2025 | 3 | D | N/A | N/A | N/A D |  | MD | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222724260 | [Redacted] | [Redacted] |  | 32610124 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-14): Client elects to waive. |  |  | 01/14/2025 | 3 | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222724260 | [Redacted] | [Redacted] |  | 32610130 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2025-01-23): Received Final Title Policy. Exception cleared. | 01/23/2025 |  |  | 1 | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222724260 | [Redacted] | [Redacted] |  | 32610141 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Commitment title report in file disclosed [redacted] of title insurance coverage; however, this is less than the loan amount of [redacted] . Provide a copy of the final title policy or a supplemental title report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-01-23): Received Final Title Policy with correct amount. Exception cleared.<br>Buyer Comment (2025-01-22): FTP | 01/23/2025 |  |  | 1 | B | A B | B | A B |  | MD | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222724260 | [Redacted] | [Redacted] |  | 32610159 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | [redacted] Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  | Reviewer Comment (2025-01-23): Client elects to waive.<br>Reviewer Comment (2025-01-17): DD is unable to clear. Lender may, at their discretion, choose to waive.<br>Buyer Comment (2025-01-15): Does not apply please clear |  |  | 01/23/2025 | 2 | B | B | B | B |  | MD | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222724902 | [Redacted] | [Redacted] |  | 32615549 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-14): Client elects to waive. |  |  | 01/14/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222724902 | [Redacted] | [Redacted] |  | 32615552 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-14): Client elects to waive. |  |  | 01/14/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222730693 | [Redacted] | [Redacted] |  | 32627259 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-15): Not required. |  |  | 01/15/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222730693 | [Redacted] | [Redacted] |  | 32627261 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-15): Not required. |  |  | 01/15/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222730693 | [Redacted] | [Redacted] |  | 32627304 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted](a)([redacted]): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | Reviewer Comment (2025-01-17): Received Acknowledgment of Fair Market Value signed by lender. Exception cleared<br>Buyer Comment (2025-01-16): Signed Acknowledgement | 01/17/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222730693 | [Redacted] | [Redacted] |  | 32627305 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted]Constitution Section [redacted](a)([redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-01-21): Cleared. Per client, Documents prepared on [redacted] docs by attorney.<br>Buyer Comment (2025-01-16): Please clear this condition as all docs were prepared by attorney using [redacted] documents. Thank you! | 01/21/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222730693 | [Redacted] | [Redacted] |  | 32648311 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | It appears based on the [redacted], the [redacted] mortgage payment and taxes/insurance were not included in the DTI |  |  |  | Reviewer Comment (2025-01-22): Received updated [redacted]. As per documents calculated DTI is [redacted]% and guideline DTI is [redacted]%, which is more than calculated DTI. Exception cleared<br>Buyer Comment (2025-01-21): Updated [redacted]- internal guides allow a DTI up to [redacted]%<br>Buyer Comment (2025-01-21): You are absolutely correct in your finding, the [redacted] mortgage payment was inadvertently excluded (in part due to an error in the Encompass instructions). However, internal guides for closed end seconds, page [redacted], allow for a [redacted]% DTI. The new calculated DTI of [redacted] would be acceptable. Thank you. We will upload a corrected [redacted] | 01/22/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222730693 | [Redacted] | [Redacted] |  | 32648333 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Failure due to excessive DTI |  |  |  | Reviewer Comment (2025-01-22): Received updated [redacted]. As per documents calculated DTI is [redacted]% and guideline DTI is [redacted]%, which is more than calculated DTI. Exception cleared<br>Buyer Comment (2025-01-21): See upload for #[redacted] | 01/22/2025 |  |  | 1 | B | A C | B | A C B |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222730693 | [Redacted] | [Redacted] |  | 32648334 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted](e) of [redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | Failure due to excessive DTI |  |  |  | Reviewer Comment (2025-01-22): Received updated [redacted]. As per documents calculated DTI is [redacted]% and guideline DTI is [redacted]%, which is more than calculated DTI. Exception cleared<br>Buyer Comment (2025-01-21): See upload for #[redacted] | 01/22/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222730693 | [Redacted] | [Redacted] |  | 32648335 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Failure due to excessive DTI |  |  |  | Reviewer Comment (2025-01-22): Received updated [redacted]. As per documents calculated DTI is [redacted]% and guideline DTI is [redacted]%, which is more than calculated DTI. Exception cleared<br>Buyer Comment (2025-01-21): See upload for #[redacted] | 01/22/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222730743 | [Redacted] | [Redacted] |  | 32626577 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-15): Not required. |  |  | 01/15/2025 | 3 | D | N/A | N/A | N/A D |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222730743 | [Redacted] | [Redacted] |  | 32626580 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-15): Not required. |  |  | 01/15/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222730743 | [Redacted] | [Redacted] |  | 32626595 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Policy amount is less than the loan amount. |  |  |  | Reviewer Comment (2025-01-22): Exception Cleared; updated Title Commitment Policy is received.<br>Buyer Comment (2025-01-20): Commitment | 01/22/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222732639 | [Redacted] | [Redacted] |  | 32642406 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-16): Waived per client request. |  |  | 01/16/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 222732639 | [Redacted] | [Redacted] |  | 32642407 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-16): Waived per client request. |  |  | 01/16/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 222733942 | [Redacted] | [Redacted] |  | 32642296 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Highest level secondary valuation supports the value used to qualify. AVM is invalid. The FSD is greater than [redacted]. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-16): Waived per client request. |  |  | 01/16/2025 | 3 | C | C A | C | C |  | NJ | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222733942 | [Redacted] | [Redacted] |  | 32642297 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-16): Waived per client request. |  |  | 01/16/2025 | 3 | A | A | A | A |  | NJ | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734758 | [Redacted] | [Redacted] |  | 32650384 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-17): Waived per client request. |  |  | 01/17/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734766 | [Redacted] | [Redacted] |  | 32648206 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-17): Waived per client request. |  |  | 01/17/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 222734766 | [Redacted] | [Redacted] |  | 32648238 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for primary residence. |  |  |  | Reviewer Comment (2025-01-22): Received Hazard insurance document for REO property " [redacted]"/Primary Residence, information validated. Exception Cleared.<br>Buyer Comment (2025-01-21): hoi upld | 01/22/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 222734766 | [Redacted] | [Redacted] |  | 32649207 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing hazard insurance on primary residence. |  |  |  | Reviewer Comment (2025-01-22): Received Hazard insurance document for REO property " [redacted]"/Primary Residence, information validated. Exception Cleared.<br>Buyer Comment (2025-01-21): hoi upld to trl docs | 01/22/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 222734766 | [Redacted] | [Redacted] |  | 32649210 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing hazard insurance on primary residence. |  |  |  | Reviewer Comment (2025-01-22): Received Hazard insurance document for REO property " [redacted]"/Primary Residence, information validated. Exception Cleared.<br>Buyer Comment (2025-01-21): hoi upld to trl docs | 01/22/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 222734766 | [Redacted] | [Redacted] |  | 32649228 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Waterfall due to missing hazard insurance on primary residence. |  |  |  | Reviewer Comment (2025-01-22): Received Hazard insurance document for REO property " [redacted]"/Primary Residence, information validated. Exception Cleared.<br>Buyer Comment (2025-01-21): hoi upld to trl docs | 01/22/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 222734775 | [Redacted] | [Redacted] |  | 32645807 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-17): Waived per client request. |  |  | 01/17/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734968 | [Redacted] | [Redacted] |  | 32650569 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-17): Waived per client request. |  |  | 01/17/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734968 | [Redacted] | [Redacted] |  | 32650570 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-17): Waived per client request. |  |  | 01/17/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734969 | [Redacted] | [Redacted] |  | 32650561 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-17): Waived per client request. |  |  | 01/17/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734972 | [Redacted] | [Redacted] |  | 32650917 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-17): Waived per client request. |  |  | 01/17/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734972 | [Redacted] | [Redacted] |  | 32650978 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted] Constitution Section [redacted](a)([redacted]): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. | [redacted] Exterior form is used for Appraisal review. |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive.<br>Reviewer Comment (2025-01-23): The reason for this citing is due an exterior only appraisal was used to determine the value. DD is unable to clear this citing, however this is an EV2 exception and may be waived at lenders discretion.<br>Buyer Comment (2025-01-20): FMV Disclosure |  |  | 01/24/2025 | 2 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734972 | [Redacted] | [Redacted] |  | 32654248 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted](a)([redacted]): [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive.<br>Reviewer Comment (2025-01-23): DD is unable to clear. Lender may at their discretion choose to waive this citing.<br>Buyer Comment (2025-01-20): Please cancel condition; all loan documents were prepared by attorney using valid [redacted] forms. Thank you! |  |  | 01/24/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734972 | [Redacted] | [Redacted] |  | 34631146 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 2 |  | A |  | A B |  | TX | Primary | Refinance - Cash-out - Other | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222734972 | [Redacted] | [Redacted] |  | 34631147 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | TX | Primary | Refinance - Cash-out - Other | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222735043 | [Redacted] | [Redacted] |  | 32651200 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-17): Waived per client request. |  |  | 01/17/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222735043 | [Redacted] | [Redacted] |  | 32651344 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to three ([redacted]) business days from transaction date of [redacted]. | Subject loan transaction disbursed on [redacted] and closing date was [redacted]. |  |  |  | Reviewer Comment (2025-01-24): Received Right to cancel H-[redacted] form along with [redacted] delivery confirmation, information validated. Exception Cleared.<br>Buyer Comment (2025-01-23): rtc and proof of delivery upld | 01/24/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222735043 | [Redacted] | [Redacted] |  | 32651345 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-[redacted] form was used, the H-[redacted] form should have been used. | The H-[redacted] form was used, the H-[redacted] form should have been used. |  |  |  | Reviewer Comment (2025-01-24): Received Right to cancel H-8 form along with [redacted] delivery confirmation, information validated. Exception Cleared.<br>Buyer Comment (2025-01-23): rtc and proof of delivery upld to trl docs | 01/24/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222735043 | [Redacted] | [Redacted] |  | 32701014 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. |  |  |  | Reviewer Comment (2025-01-29): Rescission has expired after midnight [redacted]. Exception cleared.<br>Buyer Comment (2025-01-28): rescission has expired as of midnight [redacted], please clear condition. | 01/29/2025 |  |  | 1 |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222735736 | [Redacted] | [Redacted] |  | 32659967 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-21): Client elects to waive with comp factors. |  |  | 01/21/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735736 | [Redacted] | [Redacted] |  | 32659968 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-21): Client elects to waive without compensating factors. |  |  | 01/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735736 | [Redacted] | [Redacted] |  | 32659971 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing in the file. |  |  |  | Reviewer Comment (2025-01-23): Fraud report received. Exception Cleared.<br>Buyer Comment (2025-01-22): DRIVE Report | 01/23/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222735742 | [Redacted] | [Redacted] |  | 32660103 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-01-23): Received E-sign Consent Agreement. Exception cleared.<br>Buyer Comment (2025-01-21): E-Consent | 01/23/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222735742 | [Redacted] | [Redacted] |  | 32660105 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-21): Client elects to waive without comp factors. |  |  | 01/21/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222735743 | [Redacted] | [Redacted] |  | 32659979 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. |  |  |  | Reviewer Comment (2025-01-24): Documentation received, exception cleared<br>Buyer Comment (2025-01-23): Simple addendum to note - [redacted] calculates interest differently. | 01/24/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222735743 | [Redacted] | [Redacted] |  | 32659982 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted] years. | Documentation Type: [redacted]yr Full Doc<br> Disposable Income: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-21): Client elects to waive with comp factors. |  |  | 01/21/2025 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222735743 | [Redacted] | [Redacted] |  | 32659983 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-21): Client elects to waive without comp factor. |  |  | 01/21/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222736504 | [Redacted] | [Redacted] |  | 32660006 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-21): Exception waived as part of scope |  |  | 01/21/2025 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222736504 | [Redacted] | [Redacted] |  | 32660008 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-21): Waived as part of the review scope |  |  | 01/21/2025 | 3 | D | D A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222736511 | [Redacted] | [Redacted] |  | 32663631 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-21): Waived as part of scope |  |  | 01/21/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222736511 | [Redacted] | [Redacted] |  | 32664497 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE is missing in file for employment as "[redacted]" of borrower.<br> Third Party Verification documents are missing in file for Borrower's business as "[redacted]", "[redacted]", "[redacted]", and "[redacted]" |  |  |  | Reviewer Comment (2025-01-30): CPA letter received & associated. Exception cleared.<br>Buyer Comment (2025-01-28): We can only provide future dated documentation as the documentation obtained prior to closing didn't include the print date. Per guidelines, verification is allowed after close as well. Please accept the uploads, thank you!<br>Reviewer Comment (2025-01-23): Received VVOE for [redacted] dated [redacted]. Please provide Third Party Verification documents for Borrower's business as "[redacted]", "[redacted], "[redacted]", and "[redacted]" as received documents are future dated. Exception remains.<br>Buyer Comment (2025-01-22): VVOE's<br>Buyer Comment (2025-01-22): [redacted] | 01/30/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222736511 | [Redacted] | [Redacted] |  | 32664503 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | VVOE is missing in file for employment as "[redacted]" of borrower. |  |  |  | Reviewer Comment (2025-01-23): Received VVOE dated [redacted]. Exception Cleared.<br>Buyer Comment (2025-01-22): VVOES | 01/23/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222736511 | [Redacted] | [Redacted] |  | 32664722 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Primary second. Paying current HELOC. Borrower has owned their current primary for [redacted] years and has live in the subject for [redacted] month. The previous primary was owned for [redacted] years. Borrower owns no additional properties. Proceeds from cash out are the equivalent of [redacted] months reserves. Current HELOC shows a rolling late payment in [redacted] and [redacted] of [redacted]. Borrower explanation for late is that they didn't know they had to make mortgage payments on a property being refinanced and the mortgage is now current through January. Exception requested for not meeting the [redacted] housing payment history.<br> Exception Approved. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-21): preapproved exception |  |  | 01/21/2025 | 2 | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222736511 | [Redacted] | [Redacted] |  | 32674256 |  | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. |  | Business Entity Listing provided is not dated as required |  |  |  | Reviewer Comment (2025-01-30): CPA letter received & associated. Exception cleared.<br>Buyer Comment (2025-01-28): We can only provide future dated documentation as the documentation obtained prior to closing didn't include the print date. Per guidelines, verification is allowed after close as well. Please accept the uploads, thank you!<br>Reviewer Comment (2025-01-23): Please provide Third Party Verification documents(Business Entity Listing) for Borrower's business "[redacted]", "[redacted]", "[redacted]", "[redacted]" and "[redacted]" as received documents are future dated. Exception remains.<br>Buyer Comment (2025-01-22): VVOES<br>Buyer Comment (2025-01-22): Third Party Verification for: - print date upper left corner. [redacted] E [redacted] , [redacted]and [redacted] , [redacted] [redacted], [redacted] [redacted]<br> Please update Exception Details to clarify exactly what else may be missing; lots of confusing information being shown. Thank you!<br>Buyer Comment (2025-01-22): Third Party Verification for: - print date upper left corner. [redacted] E [redacted] , [redacted] and [redacted] , [redacted] [redacted], [redacted] [redacted]<br> Please update Exception Details to clarify exactly what else may be missing; lots of confusing information being shown. Thank you!<br>Buyer Comment (2025-01-22): [redacted] Party Verification for: - print date upper left corner. [redacted] and [redacted], [redacted] [redacted]<br> Please update Exception Details to clarify exactly what else may be missing; lots of confusing information being shown. Thank you!<br>Buyer Comment (2025-01-22): [redacted] and [redacted]<br>Buyer Comment (2025-01-22): [redacted] | 01/30/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222739126 | [Redacted] | [Redacted] |  | 32655291 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-21): Client elects to waive without comp factors. |  |  | 01/21/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222739126 | [Redacted] | [Redacted] |  | 32655294 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-01-21): Client elects to waive without comp factors. |  |  | 01/21/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222739126 | [Redacted] | [Redacted] |  | 32655309 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2025-02-03): Inspection provided.<br>Buyer Comment (2025-01-31): Please see attached PDI report<br>Reviewer Comment (2025-01-24): Eyes on poperty inspection required. Exception remains.<br>Buyer Comment (2025-01-22): Disaster end date is [redacted], AVM in file dated [redacted] is >[redacted] years after disaster end date | 02/03/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222743068 | [Redacted] | [Redacted] |  | 32660444 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-21): Client elects to waive without comp factors. |  |  | 01/21/2025 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222743068 | [Redacted] | [Redacted] |  | 32660445 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-01-21): Client elects to waive without comp factors |  |  | 01/21/2025 | 3 | D | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222746973 | [Redacted] | [Redacted] |  | 32663867 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-21): Client elects to waive without comp factors. |  |  | 01/21/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222746973 | [Redacted] | [Redacted] |  | 32663961 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Disclosed Finance Charges are $[redacted]Due Diligence Finance Charges are $[redacted]. There is a variance of $[redacted]. |  |  |  | Reviewer Comment (2025-01-24): [redacted] received lender attestation on tax cert being [redacted]x fee at close<br>Buyer Comment (2025-01-23): Please see attached | 01/24/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222746973 | [Redacted] | [Redacted] |  | 32663962 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Disclosed Finance Charges are $[redacted]. Due Diligence Finance Charges are $[redacted]. There is a variance of $[redacted]. |  |  |  | Reviewer Comment (2025-01-24): [redacted] received lender attestation on tax cert being [redacted] x fee at close<br>Buyer Comment (2025-01-23): please see attached | 01/24/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222750499 | [Redacted] | [Redacted] |  | 32679745 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive. |  |  | 01/24/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222750499 | [Redacted] | [Redacted] |  | 32679746 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive. |  |  | 01/24/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222750499 | [Redacted] | [Redacted] |  | 32702701 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Update/recertification of value is more than [redacted] months old at the time of origination. |  | The appraisal update provided reflects an effective date of [redacted] however the report date is [redacted]. |  |  |  | Reviewer Comment (2025-02-03): Documentation received, exception cleared.<br>Buyer Comment (2025-01-30): revised 1004d upld | 02/03/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222750499 | [Redacted] | [Redacted] |  | 32702763 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file reflects a lender approval for an exception however documentation for an exception request and type of exception is missing along with lender compensating factors. |  |  |  | Reviewer Comment (2025-02-03): Lender exception approval provided.<br>Buyer Comment (2025-01-30): except rqst w/ comp factors upld | 02/03/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222750499 | [Redacted] | [Redacted] |  | 32770153 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to allow combined loan amount over $[redacted]. Comp factors FICO, DTI, reserves, residual income and minimal consumer debt. | The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | DTI [redacted] or more under requirement<br>Residual Income [redacted]k or more<br>Reserves [redacted]+ months more than requirement | SitusAMC,Aggregator<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-02-03): Lender granted exception approval with compensating factors in loan file. |  |  | 02/03/2025 | 2 |  | B |  | B |  | NJ | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222750529 | [Redacted] | [Redacted] |  | 32685279 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2025-01-30): Property inspection report provided.<br>Buyer Comment (2025-01-29): PDI<br>Reviewer Comment (2025-01-27): Eye on property inspection required. Exception remains.<br>Buyer Comment (2025-01-27): Please waive this condition. this disaster was [redacted] years ago. | 01/30/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM | Non QM | No |
| 222750529 | [Redacted] | [Redacted] |  | 32685299 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive. |  |  | 01/24/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM | Non QM | No |
| 222750529 | [Redacted] | [Redacted] |  | 32685303 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive. |  |  | 01/24/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM | Non QM | No |
| 222750529 | [Redacted] | [Redacted] |  | 32685346 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM does not match Due Diligence Loan Designation of Non QM. | Loan designation considered correctly from compliance report document |  |  |  | Reviewer Comment (2025-01-27): Client restated loan to Non QM<br>Buyer Comment (2025-01-27): Please restate this loan as nonQM. Thank you. | 01/27/2025 |  |  | 1 | B | A C | B | A C B |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Safe Harbor QM | Non QM | Yes |
| 222750529 | [Redacted] | [Redacted] |  | 32685347 |  | Compliance | Compliance | Federal Compliance | Compliance | Not Eligible for QM based on Appendix Q | Qualified Mortgage: Loan submitted with an originator loan designation of Safe Harbor or Higher Priced QM using Appendix Q. Loans with creditor application date on or after [redacted] are not eligible for QM based on Appendix Q. Loan was tested for compliance with General ATR. Restated loan originator loan designation required to test loan for QM status under General QM (APOR) pricing-based test. | Loan designation considered correctly from compliance report document |  |  |  | Reviewer Comment (2025-01-27): Client restated loan to Non QM<br>Buyer Comment (2025-01-27): Please restate this loan as nonQM. Thank you. | 01/27/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM | Non QM | No |
| 222750529 | [Redacted] | [Redacted] |  | 32717253 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank [redacted]): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Client restated loan to Non QM |  |  |  | Reviewer Comment (2025-01-28): Client elects to waive.<br>Buyer Comment (2025-01-27): Designation has been restated; Please clear. |  |  | 01/28/2025 | 2 |  | A B |  | B A |  | NJ | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM | Non QM | No |
| 222750588 | [Redacted] | [Redacted] |  | 32679181 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive without comp factors. |  |  | 01/24/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222750588 | [Redacted] | [Redacted] |  | 32679183 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive without comp factors. |  |  | 01/24/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222750588 | [Redacted] | [Redacted] |  | 32679188 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | [redacted] - C is missing. |  |  |  | Reviewer Comment (2025-02-03): Signed [redacted] received, exception cleared.<br>Buyer Comment (2025-01-31): [redacted]<br>Reviewer Comment (2025-01-30): Exception remains, provided [redacted] document is signed on [redacted] after note date.<br>Buyer Comment (2025-01-28): [redacted] | 02/03/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222750934 | [Redacted] | [Redacted] |  | 32691433 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive. |  |  | 01/24/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222750934 | [Redacted] | [Redacted] |  | 32691434 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive. |  |  | 01/24/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 222750934 | [Redacted] | [Redacted] |  | 32691480 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [redacted] Constitution Section [redacted](a)([redacted]): Acceptable [redacted] title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the [redacted] T-[redacted]endorsement or the T-[redacted]endorsement. (The loan is a [redacted]Section [redacted](a)([redacted]) home equity loan.) |  |  |  |  | Reviewer Comment (2025-01-30): Received confirmation from Title Company.<br>Buyer Comment (2025-01-29): Title confirmation of endorsements | 01/30/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D A B | Non QM | Non QM | No |
| 222750934 | [Redacted] | [Redacted] |  | 32691481 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | [redacted] Constitution Section [redacted](a)([redacted]): [redacted] (a)([redacted] prohibits other debt secured by the homestead unless the purpose of additional debt is one described under [redacted](a)([redacted])-([redacted]) or ([redacted]). Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  | Reviewer Comment (2025-01-30): Confirmed from fraud report, loan was taken when the property was purchased.<br>Buyer Comment (2025-01-28): Acknowledgement | 01/30/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead D A B | Non QM | Non QM | Yes |
| 222756869 | [Redacted] | [Redacted] |  | 32692208 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive without compensating factors. |  |  | 01/24/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222756869 | [Redacted] | [Redacted] |  | 32692209 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive without compensating factors. |  |  | 01/24/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222757219 | [Redacted] | [Redacted] |  | 32700732 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive without compensating factors. |  |  | 01/24/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222757219 | [Redacted] | [Redacted] |  | 32700750 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-[redacted] form was used, the H-[redacted] form should have been used. | Right to Cancel was issued on incorrect form. H-[redacted] Form must be used as lender is not the same as originating lender. |  |  |  | Reviewer Comment (2025-02-11): Documents received, exception cleared<br>Buyer Comment (2025-02-10): Right to Cancel, LOX, Shipping Label | 02/11/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222757225 | [Redacted] | [Redacted] |  | 32699878 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive without compensating factors. |  |  | 01/24/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222757225 | [Redacted] | [Redacted] |  | 32700195 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Note P&I of $[redacted]does not match calculated P&I of $[redacted] |  |  |  | Reviewer Comment (2025-01-30): P&I calculated with a [redacted] day calculation, which is permissible per the regulation.<br>Buyer Comment (2025-01-28): this to be waived. This is a known issue, [redacted] state uses a [redacted] vs a [redacted] amortization. | 01/30/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222759137 | [Redacted] | [Redacted] |  | 32699866 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-24): Client elects to waive without compensating factors. |  |  | 01/24/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222763541 | [Redacted] | [Redacted] |  | 32700117 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-28): Client elects to waive without comp factors. |  |  | 01/28/2025 | 3 | D | N/A | N/A | N/A D |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222763541 | [Redacted] | [Redacted] |  | 32700118 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-28): Client elects to waive with comp factors. |  |  | 01/28/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222763541 | [Redacted] | [Redacted] |  | 32700120 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster area. Property inspected post disaster date of [redacted], but prior to end date [redacted]. A post disaster inspection verifying there was no damage to the subject property is required. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2025-02-03): Client elects to waive with inspection prior to disaster date.<br>Buyer Comment (2025-01-31): The PCI on file is dated [redacted] which is after the start date of the disaster on [redacted]. Please waive this condition. |  |  | 02/03/2025 | 2 | C | B C | C | B C |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222763541 | [Redacted] | [Redacted] |  | 32700122 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception provided for YTD gross receipts should support [redacted]. Primary Cash out. Second. Borrower owns no additional properties. No reserves required. [redacted] to qualify. Year to date receipt documented with [redacted] months business bank statements. [redacted] months receipt shows a decrease in income from $[redacted] ([redacted] DTI) to $[redacted]/mo ([redacted] DTI). Exception is requested to continue with [redacted] income \*\*[redacted]: Additional month's statements to document YTD provided put YTD income at $[redacted]/mo. original exception to use [redacted]income at $[redacted]remains. Comp factors CLTV [redacted]% or more under requirement, FICO [redacted] points or more above requirement, Reserves [redacted]+ months more than requirment, and long term employment greater than [redacted] years. <br> Exception approval provided with condition of max [redacted] % DTI. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-02-05): Client elects to waive.<br>Reviewer Comment (2025-01-28): Client elects to waive with comp factors. |  |  | 02/05/2025 | 2 | B | B | B | B |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222763541 | [Redacted] | [Redacted] |  | 32723597 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception provided for Use of second job income. Primary Cash out. Borrower has held second job since [redacted]. Used [redacted] month average to qualify. <br> Comp factors CLTV [redacted]% or more under requirement, FICO [redacted] points or more above requirement, Reserves [redacted]+ months more than requirment, and long term employment greater than [redacted] years. Exception approval provided with condition of max [redacted]% DTI and [redacted]% Max CLTV. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-02-05): Client elects to waive.<br>Reviewer Comment (2025-01-28): Client elects to waive with compensating factors. |  |  | 02/05/2025 | 2 | B | B | B | B |  | NC | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32700956 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-28): Client elects to waive without compensating factors. |  |  | 01/28/2025 | 3 | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32701035 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Coverage shortfall $[redacted]. Provide updated Hazard Insurance Policy with Dwelling Coverage of at least $[redacted]or Replacement Cost Estimator. |  |  |  | Reviewer Comment (2025-03-14): Cleared. The policy provided is for both mortgages and reflects an amount that covers the unpaid principal balances of both loans.<br>Buyer Comment (2025-03-12): Updated<br>Reviewer Comment (2025-02-10): Received Hazard Insurance Policy. Please provide updated Hazard Insurance Policy with Dwelling Coverage of at least $[redacted] or Replacement Cost Estimator as there is a shortfall of $[redacted] . Exception remains.<br>Buyer Comment (2025-02-07): Please review HOI previously provided, coverage is sufficient. | 03/14/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32702989 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA and Insurance Verification on [redacted] XXXX and [redacted] XXXX not provided. |  |  |  | Reviewer Comment (2025-02-04): Exception cleared, received HOA Varification document for REO Property [redacted].<br>Buyer Comment (2025-02-03): Please see: [redacted] showing taxes and insurance escrowed for Property Address [redacted] [redacted]. Please also see [redacted]pg [redacted]for HOA verification.<br>Reviewer Comment (2025-02-03): Require Hazard Insurance or HOA document for REO property "[redacted][redacted] [redacted]". Exception Remains.<br>Buyer Comment (2025-01-30): [redacted] Trails [redacted]showing escrowed and [redacted] for HOA verification<br>Buyer Comment (2025-01-30): [redacted] Verifications | 02/04/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32703169 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of [redacted]%. |  |  |  | Reviewer Comment (2025-02-04): Exception cleared, received HOA Varification document for REO Property [redacted]. | 02/04/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32703170 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | HOA and Insurance Verification on [redacted] XXXX and [redacted] XXXX not provided and the calculated investor qualifying total debt ratio of [redacted] % exceeds Guideline total debt ratio of [redacted]%. |  |  |  | Reviewer Comment (2025-02-04): Exception cleared, received HOA Varification document for REO Property [redacted]. | 02/04/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32703182 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | HOA and Insurance Verification on [redacted]XXXX and [redacted] XXXX not provided and the calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of [redacted]%. |  |  |  | Reviewer Comment (2025-02-04): Exception cleared, received HOA Varification document for REO Property [redacted]. | 02/04/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32703183 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | HOA and Insurance Verification on [redacted]Bassett and [redacted] Southern Trails not provided and the calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of [redacted]%. |  |  |  | Reviewer Comment (2025-02-03): Received Hazard Insurance & HOI document for REO property "[redacted]" and information validated. Exception Cleared. | 02/03/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32703184 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | HOA and Insurance Verification on [redacted] XXXX and [redacted] XXXX not provided and the calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of [redacted]%. |  |  |  | Reviewer Comment (2025-02-04): Exception cleared, received HOA Varification document for REO Property [redacted]. | 02/04/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32723974 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Request provided Rents are paid in cash so borrower unable to document. Comp factors CLTV [redacted]% or more under requirement, FICO [redacted] points or more above requirement, Reserves [redacted]+ months more than requirement. Lender exception approval provided with conditions of Max [redacted]% CLTV, borrower to provide documentation supporting receipt of most recent for each rental with the exception of [redacted] Edgar, and all other CES guideline requirements to be met. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least[redacted] | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>Borrower has owned the subject property for at least [redacted] years. | SitusAMC,Aggregator<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-07): Client elects to waive with comp factors. |  |  | 02/07/2025 | 2 | C | B C | C | B C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 32768658 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Ability to Repay (Dodd-Frank [redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted](c)([redacted]) of [redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading |  |  |  | Reviewer Comment (2025-02-04): Exception cleared, received HOA Varification document for REO Property [redacted]. | 02/04/2025 |  |  | 1 |  | A |  | A |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763544 | [Redacted] | [Redacted] |  | 33150691 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-09): Cleared. Received updated [redacted] and [redacted] reflecting [redacted] DTI.<br>Buyer Comment (2025-04-07): Please find the attached [redacted] for DTI alignment<br>Reviewer Comment (2025-04-04): Removed rental income from subject property per lender instruction, however the DTI remains a discrepancy. Lenders DTI [redacted]%. DD DTI [redacted]%. Per the updated [redacted] provided, it appears the lender is not including the P&I payment on [redacted] [redacted], only the taxes and insurance appear to be included in the rental calculations.<br>Buyer Comment (2025-04-02): Please correct subject property net cash flow to full amount of PITIA = $-[redacted] . We're not utilizing any rental income and your qualifying income based on the breakout [redacted] sent me is showing qualifying income from the subject of $-[redacted]. I'm not sure where this calculated figure is coming from. | 04/09/2025 |  |  | 1 |  | A |  | A |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 222763581 | [Redacted] | [Redacted] |  | 32700432 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222763581 | [Redacted] | [Redacted] |  | 32700433 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-28): Client elects to waive with compensating factors. |  |  | 01/28/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222764616 | [Redacted] | [Redacted] |  | 32704035 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-28): Client elects to waive without compensating factors. |  |  | 01/28/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222764616 | [Redacted] | [Redacted] |  | 32724577 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Hazard Dec Page not provided |  | The blanket policy provided does not reflect the subject property address. |  |  |  | Reviewer Comment (2025-01-30): Exception Cleared; Hazard Insurance Policy is received.<br>Buyer Comment (2025-01-29): HOI | 01/30/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222766438 | [Redacted] | [Redacted] |  | 32708025 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): Client elects to waive. |  |  | 01/29/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222766452 | [Redacted] | [Redacted] |  | 32709369 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): Client elects to waive without compensating factors. |  |  | 01/29/2025 | 3 | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222766671 | [Redacted] | [Redacted] |  | 32709790 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): Client elects to waive without comp factors. |  |  | 01/29/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222766671 | [Redacted] | [Redacted] |  | 32732488 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Signature Second Lien Exception Request provided for Unacceptable Property Type, rural property greater than [redacted] acres. Subject is [redacted] acres, legal non-conforming but appraiser notes that it can be rebuilt if destroyed. A couple of sale comps bracted subject's site however only one closed comp. Marketing time is greater than [redacted] months and this is a multiple parcel property. Guidelines appear to be met, but requested the required [redacted] commentary pertaining to these. Comp factors FICO [redacted] points or more above requirment, Residual income $[redacted] or more, Long term employment. Exception approval provided with conditions of [redacted]% CLTV and Max [redacted] % DTI. All requirements met. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO:[redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-01-29): Client elects to waive with comp factors. |  |  | 01/29/2025 | 2 | B | B | B | B |  | OR | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222767073 | [Redacted] | [Redacted] |  | 32710615 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): Client elects to waive. |  |  | 01/29/2025 | 3 | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 222767073 | [Redacted] | [Redacted] |  | 32710647 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien is not provided. |  |  |  | Reviewer Comment (2025-02-03): Received Security Instrument. Exception cleared.<br>Buyer Comment (2025-01-31): Deed of Trust | 02/03/2025 |  |  | 1 | D | A D | D | A D |  | CO | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 222767073 | [Redacted] | [Redacted] |  | 32732787 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Tax certificate is missing from file. Please provide tax certificate supporting value used to qualify. |  |  |  | Reviewer Comment (2025-02-04): Exception cleared, received Accessor page and letter of explanation for Tax certificate.<br>Buyer Comment (2025-01-31): This is a [redacted] lien. Taxes and Insurance escrowed on [redacted] lien. See mortgage statement that on page [redacted] | 02/04/2025 |  |  | 1 | C | A C | C | A C |  | CO | Primary | Refinance - Cash-out - Home Improvement | D A | Non QM | Non QM | No |
| 222767139 | [Redacted] | [Redacted] |  | 32710428 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): client elects to waive. |  |  | 01/29/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222767139 | [Redacted] | [Redacted] |  | 32710443 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  | Rider - [redacted] Family is missing. |  |  |  | Reviewer Comment (2025-01-31): Rider Received.<br>Buyer Comment (2025-01-30): SEE ATTACHED [redacted] FAMILY RIDER | 01/31/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222767139 | [Redacted] | [Redacted] |  | 34631148 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222767319 | [Redacted] | [Redacted] |  | 32710526 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): Client elects to waive without compensating factors. |  |  | 01/29/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |

| 222767319 | [Redacted] | [Redacted] |  | 32733289 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The final CD reflects that a HELOC was paid off however a signed and dated close out letter from the borrower is not located in the file. |  |  |  | Reviewer Comment (2025-02-04): Received Payoff Statement with borrowers' signed and dated latter. Exception cleared.<br>Buyer Comment (2025-01-31): payoff letter | 02/04/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222767329 | [Redacted] | [Redacted] |  | 32710321 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): Client elects to waive. |  |  | 01/29/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 222768381 | [Redacted] | [Redacted] |  | 32720620 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): Waived as part of the scope. Exception remains an EV[redacted] |  |  | 01/29/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222768381 | [Redacted] | [Redacted] |  | 32720627 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-29): Waived as part of the review scope |  |  | 01/29/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222776321 | [Redacted] | [Redacted] |  | 32728598 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): Waived as part of the review scope |  |  | 01/29/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222776473 | [Redacted] | [Redacted] |  | 32729403 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-29): waived as part of the review scope |  |  | 01/29/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222776473 | [Redacted] | [Redacted] |  | 32729404 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-29): waived as part of the review scope |  |  | 01/29/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777080 | [Redacted] | [Redacted] |  | 32740073 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | D | D A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777080 | [Redacted] | [Redacted] |  | 32740076 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777080 | [Redacted] | [Redacted] |  | 32742865 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Initial [redacted] rate lock is missing. |  |  |  | Reviewer Comment (2025-02-06): Rate lock received.<br>Buyer Comment (2025-02-04): Please see attached | 02/06/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777086 | [Redacted] | [Redacted] |  | 32738052 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777148 | [Redacted] | [Redacted] |  | 32738114 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777148 | [Redacted] | [Redacted] |  | 32740501 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | B1/B2 are both non permanent residents. They are both category [redacted].<br> Expanded CES- Full Doc. Both borrower's are W2. B2 switched from being salary to commission, so they have shy [redacted] months of receiving commission. Income is stable and commission is likely to continue. B1 just using base salary. Borrowers meet credit requirements. Good FICO- qualifying at [redacted]. I am requesting an exception for borrower's being non permanent residences- category [redacted].This is not allowed for closed end second per guidelines. | The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum. | FICO [redacted] points or more above requirement<br>DTI [redacted] or more under requirement | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-01-31): Lender granted exception approval with compensating factors in loan file. |  |  | 01/31/2025 | 2 | B | B | B | B |  | NC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777148 | [Redacted] | [Redacted] |  | 32744295 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Initial [redacted] rate lock was not provided. |  |  |  | Reviewer Comment (2025-02-07): Initial [redacted] rate lock received and verified. Exception cleared.<br>Buyer Comment (2025-02-05): Initial Rate Lock | 02/07/2025 |  |  | 1 | C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777457 | [Redacted] | [Redacted] |  | 32738034 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777457 | [Redacted] | [Redacted] |  | 32738035 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777457 | [Redacted] | [Redacted] |  | 32738049 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception is present in file:<br> The subject is Suburban property located on 5 acres. The appraiser addresses hobby farm use on page [redacted] of the report. The branch has indicated Lavendar is grown on the property. Comp factors of DTI, Residual Income and Long Term Employment. | The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years. | DTI [redacted] or more under requirement<br>Long term employment over [redacted] years<br>Long term employment over [redacted] years | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-01-31): Lender granted exception approval with compensating factors in loan file. |  |  | 01/31/2025 | 2 | B | B | B | B |  | OR | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222777457 | [Redacted] | [Redacted] |  | 32741064 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Initial [redacted] rate lock is missing. |  |  |  | Reviewer Comment (2025-02-06): Rate lock received.<br>Buyer Comment (2025-02-04): Initial lock | 02/06/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222778467 | [Redacted] | [Redacted] |  | 32738716 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222778467 | [Redacted] | [Redacted] |  | 32738726 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | D | N/A | N/A | N/A D |  | NC | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222778487 | [Redacted] | [Redacted] |  | 32739210 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2025-02-05): Client elects to waive with inspection prior to end date.<br>Buyer Comment (2025-02-04): uploaded appraisal update that talks about the disaster no damage. |  |  | 02/05/2025 | 2 | C | B C | C | B C |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222778487 | [Redacted] | [Redacted] |  | 32739215 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222778487 | [Redacted] | [Redacted] |  | 34631150 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | C D B A | N/A | Exempt from ATR | No |
| 222779163 | [Redacted] | [Redacted] |  | 32743286 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779163 | [Redacted] | [Redacted] |  | 32743439 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | WVOE or YTD paystub missing for [redacted] and [redacted] verifying the two year overtime history |  |  |  | Reviewer Comment (2025-02-10): Received The Work Number - Income verifying the [redacted] years Base and overtime history. Exception cleared<br>Buyer Comment (2025-02-07): WVOE | 02/10/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779163 | [Redacted] | [Redacted] |  | 32743802 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Section [redacted] : Unacceptable Property Type (SFR with [redacted] ADUs and Similar Comparables).<br> Exception is needed due to Section [redacted]: Unacceptable Property Type (SFR with [redacted] ADUs and Similar Comparables). Exception request for eligibility of subject property. the subject is a legal zoned [redacted] bd/ [redacted] bd SFR with [redacted] ADUs (legally permitted as well) property. The appraiser has also provided a couple of comparables with [redacted] ADUs (Closed comparables [redacted] & [redacted], listing comparable [redacted]). | Borrower has verified disposable income of at least [redacted]<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years. | Residual Income [redacted] or more<br>Long term employment over [redacted] years<br>Long term employment over [redacted] years | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-01-31): Lender granted exception approval with compensating factors in loan file. |  |  | 01/31/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779163 | [Redacted] | [Redacted] |  | 32766823 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | WVOE or YTD paystub missing for [redacted] and [redacted]verifying the two year overtime history |  |  |  | Reviewer Comment (2025-02-10): Received The Work Number - Income verifying the [redacted] years Base and overtime history. Exception cleared<br>Buyer Comment (2025-02-07): WVOE provided | 02/10/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779163 | [Redacted] | [Redacted] |  | 32766824 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | WVOE or YTD paystub missing for [redacted]and [redacted] verifying the two year overtime history |  |  |  | Reviewer Comment (2025-02-10): Received The Work Number - Income verifying the [redacted] years Base and overtime history. Exception cleared<br>Buyer Comment (2025-02-07): WVOE provided | 02/10/2025 |  |  | 1 | B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222779163 | [Redacted] | [Redacted] |  | 32766825 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | WVOE or YTD paystub missing for [redacted] and [redacted] verifying the two year overtime history |  |  |  | Reviewer Comment (2025-02-10): Received The Work Number - Income verifying the [redacted] years Base and overtime history. Exception cleared<br>Buyer Comment (2025-02-07): WVOE provided | 02/10/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779163 | [Redacted] | [Redacted] |  | 32766826 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | WVOE or YTD paystub missing for [redacted] and [redacted] verifying the two year overtime history |  |  |  | Reviewer Comment (2025-02-10): Received The Work Number - Income verifying the [redacted] years Base and overtime history. Exception cleared<br>Buyer Comment (2025-02-07): WVOE provided | 02/10/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779578 | [Redacted] | [Redacted] |  | 32746840 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779578 | [Redacted] | [Redacted] |  | 32746841 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779578 | [Redacted] | [Redacted] |  | 32753669 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted](a)([redacted]): [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-02-04): Client elects to waive. |  |  | 02/04/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779582 | [Redacted] | [Redacted] |  | 32746781 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-01-31): Waived per client request. |  |  | 01/31/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779582 | [Redacted] | [Redacted] |  | 32746784 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Policy amount is less than loan amount |  |  |  | Reviewer Comment (2025-02-05): Exception Cleared; Title Supplemental policy is received.<br>Buyer Comment (2025-02-03): title supplement | 02/05/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779582 | [Redacted] | [Redacted] |  | 32746790 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2025-02-10): Simple Interest Addendum received; P&I match with the calculated. Exception Cleared.<br>Buyer Comment (2025-02-06): Addendum to note<br>Reviewer Comment (2025-02-06): Considering Interest Collection type as arrears, the P&I comes out to be $[redacted]. There is a Simple interest Rider to security instrument. Please provide the Simple interest addendum to Note.<br>Buyer Comment (2025-02-04): This is a [redacted]nd Mortgage and the P&I for $[redacted]matches the Note and final CD. Please clear | 02/10/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222779582 | [Redacted] | [Redacted] |  | 32763376 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Lender exception approved to allow up to [redacted] % CLTV with a credit score less than [redacted]. Borrower has owned home for more than [redacted] years. No mortgage or consumer late pays. Been on the same job for over [redacted] years. Borrower will have better [redacted] months reserves using cash out from subject refi. Borrower willing to pay off debt thru closing if required. DTI currently [redacted]%. | Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Residual Income [redacted] or more<br>Reserves [redacted] months more than requirement | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-01-31): Lender granted exception approval with compensating factors in loan file. |  |  | 01/31/2025 | 2 | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222784099 | [Redacted] | [Redacted] |  | 32747967 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-04): Waived per client request. |  |  | 02/04/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222784099 | [Redacted] | [Redacted] |  | 32747968 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-04): Waived per client request. |  |  | 02/04/2025 | 3 | D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222784111 | [Redacted] | [Redacted] |  | 32747921 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-04): Waived per client request. |  |  | 02/04/2025 | 3 | D | D A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222784111 | [Redacted] | [Redacted] |  | 32747927 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-04): Waived per client request. |  |  | 02/04/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222784111 | [Redacted] | [Redacted] |  | 32777357 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | The maximum CLTV is [redacted]% based on a credit score of [redacted], which is exceeded based on the loan balance verified in the loan file for the first lien. |  |  |  | Reviewer Comment (2025-02-07): Current Balance in note screen updated as per credit supplement for [redacted]st lien. Exception cleared<br>Buyer Comment (2025-02-06): Please see attached credit supplement for [redacted] loan showing updated loan balance | 02/07/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 222791643 | [Redacted] | [Redacted] |  | 32768135 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-05): Waived as part of review scope, however, remains EV[redacted] |  |  | 02/05/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222791643 | [Redacted] | [Redacted] |  | 32768136 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-05): Waived as part of review scope, however, remains EV[redacted] |  |  | 02/05/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222791645 | [Redacted] | [Redacted] |  | 32769370 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-05): Waive per Client's guidance |  |  | 02/05/2025 | 3 | D | N/A | N/A | N/A D |  | MD | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222791645 | [Redacted] | [Redacted] |  | 32769372 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-05): Waive per Client's guidance |  |  | 02/05/2025 | 3 | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222792482 | [Redacted] | [Redacted] |  | 32771327 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | CU score not provided |  |  |  | Reviewer Comment (2025-02-05): Waive per Client's guidance |  |  | 02/05/2025 | 3 | D | N/A | N/A | N/A D |  | IN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222792482 | [Redacted] | [Redacted] |  | 32771328 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-05): Waive per Client's guidance |  |  | 02/05/2025 | 3 | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222792545 | [Redacted] | [Redacted] |  | 32771214 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-05): Waive per Client's guidance |  |  | 02/05/2025 | 3 | A | A | A | A |  | CA | Second Home | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222795966 | [Redacted] | [Redacted] |  | 32775866 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | Disaster Name: WILDFIRES AND STRAIGHT-LINE WINDS<br> Disaster Declaration Date:[redacted] | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2025-02-10): Client elects to waive with inspection prior to end date.<br>Buyer Comment (2025-02-07): [redacted] - no damage due to wildfires |  |  | 02/10/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222795966 | [Redacted] | [Redacted] |  | 32775871 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-06): Waive per Client's guidance |  |  | 02/06/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222795966 | [Redacted] | [Redacted] |  | 32775876 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-06): Waive per Client's guidance |  |  | 02/06/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222795966 | [Redacted] | [Redacted] |  | 32775929 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided at origination for [redacted] day late payment [redacted] from [redacted] exists on current [redacted] lien. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted]<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-11): Client elects to waive with comp factors.<br>Buyer Comment (2025-02-07): This this informational? or are you needing something from us? |  |  | 02/11/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222801396 | [Redacted] | [Redacted] |  | 32818063 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | A | A | A | A |  | CO | Investment | Refinance - Cash-out - Other | A | Exempt from ATR | Exempt from ATR | No |
| 222801514 | [Redacted] | [Redacted] |  | 32820801 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title policy amount of $[redacted]is less than the note amount of $[redacted]. |  |  |  | Reviewer Comment (2025-02-17): Title Commitment received & coverage amount updated, Exception cleared.<br>Buyer Comment (2025-02-14): Please see attached | 02/17/2025 |  |  | 1 | B | A B | B | A B |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32820806 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32820808 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32820839 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank [redacted]): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | ATR failure due to missing income documentation: VOE for primary borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared.<br>Buyer Comment (2025-02-13): Please see doc [redacted], VOE is in file and dated [redacted], this is miscategorized as a verification of rent in your system. Please cancel this condition as it is invalid | 02/14/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32820840 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | ATR failure due to missing income documentation: VOE for primary borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared. | 02/14/2025 |  |  | 1 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32820841 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM does not match Due Diligence Loan Designation of ATR Fail. | ATR failure due to missing income documentation: VOE for primary borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared.<br>Buyer Comment (2025-02-13): Please see doc [redacted], VOE is in file and dated [redacted], this is miscategorized as a verification of rent in your system. Please cancel this condition as it is invalid | 02/14/2025 |  |  | 1 | B | A C | B | A C B |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222801514 | [Redacted] | [Redacted] |  | 32820842 |  | Compliance | Compliance | Federal Compliance | Compliance | Not Eligible for QM based on Appendix Q | Qualified Mortgage: Loan submitted with an originator loan designation of Safe Harbor or Higher Priced QM using Appendix Q. Loans with creditor application date on or after 10/1/2022 are not eligible for QM based on Appendix Q. Loan was tested for compliance with General ATR. Restated loan originator loan designation required to test loan for QM status under General QM (APOR) pricing-based test. | QM failure due to missing income documentation: VOE for primary borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared.<br>Buyer Comment (2025-02-13): Please see doc [redacted], VOE is in file and dated [redacted], this is miscategorized as a verification of rent in your system. Please cancel this condition as it is invalid | 02/14/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32820845 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | VOE for primary borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared.<br>Buyer Comment (2025-02-13): Please cancel this condition as it is invalid<br>Buyer Comment (2025-02-13): Please see doc [redacted], VOE is in file and dated [redacted], this is miscategorized as a verification of rent in your system. | 02/14/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32820846 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | VOE for primary borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared.<br>Buyer Comment (2025-02-13): Please cancel this condition as it is invalid<br>Buyer Comment (2025-02-13): Please see doc [redacted], VOE is in file and dated [redacted], this is miscategorized as a verification of rent in your system. | 02/14/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32821737 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to missing income documentation: VOE for co-borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared.<br>Buyer Comment (2025-02-13): Please see doc [redacted], VOE dated [redacted]. Please cancel this condition as it is invalid. | 02/14/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32821740 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | ATR failure due to missing income documentation: VOE for co-borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared.<br>Buyer Comment (2025-02-13): Please cancel this condition as it is invalid. | 02/14/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801514 | [Redacted] | [Redacted] |  | 32821753 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VOE for primary borrower not provided in file. |  |  |  | Reviewer Comment (2025-02-14): VOE received. Exception Cleared.<br>Buyer Comment (2025-02-13): Please see doc [redacted], VOE is in file and dated [redacted], this is miscategorized as a verification of rent in your system. Please cancel this condition as it is invalid | 02/14/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801543 | [Redacted] | [Redacted] |  | 32779814 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-06): Waive per Client's guidance |  |  | 02/06/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222801543 | [Redacted] | [Redacted] |  | 32779822 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-02-06): Waive per Client's guidance |  |  | 02/06/2025 | 3 | D | D A | D | D |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222801543 | [Redacted] | [Redacted] |  | 32779836 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  |  |  |  |  | Reviewer Comment (2025-02-10): Received Rider - [redacted] Family. Exception cleared.<br>Buyer Comment (2025-02-07): Family rider | 02/10/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 222801550 | [Redacted] | [Redacted] |  | 32778062 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-06): Waive per Client's guidance |  |  | 02/06/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801550 | [Redacted] | [Redacted] |  | 32778064 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-06): Waive per Client's guidance |  |  | 02/06/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222801658 | [Redacted] | [Redacted] |  | 32786751 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222803429 | [Redacted] | [Redacted] |  | 32786628 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-07): Waived per client request. |  |  | 02/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222803429 | [Redacted] | [Redacted] |  | 32786641 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-02-11): Document received, exception cleared.<br>Buyer Comment (2025-02-10): Escrow Amendment | 02/11/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222803429 | [Redacted] | [Redacted] |  | 33150695 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-09): Received lenders update. The [redacted] provided reflects a DTI of [redacted]%, however the rebuttal indicates a DTI over of [redacted]%. The DD debt ratio at this time is [redacted]%.<br>Buyer Comment (2025-04-07): Please recalculate DTI based on the following and confirm. Thank you <br> $[redacted][redacted] MTG P&I<br> $[redacted] (new [redacted] $[redacted]+ $[redacted][redacted] + $[redacted] [redacted])<br> $[redacted]Haz Ins<br> $[redacted] <br> $[redacted]HTI<br> $[redacted]other debt<br> $[redacted] TDTI | 04/09/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222803437 | [Redacted] | [Redacted] |  | 32786711 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-07): Waived per client request. |  |  | 02/07/2025 | 3 | A | A | A | A |  | MA | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 222803437 | [Redacted] | [Redacted] |  | 34631151 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | MA | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 222803446 | [Redacted] | [Redacted] |  | 32786648 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-07): Waived per client request. |  |  | 02/07/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222803446 | [Redacted] | [Redacted] |  | 32786649 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-07): Waived per client request. |  |  | 02/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222803446 | [Redacted] | [Redacted] |  | 32786651 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-02-12): Document in the file, exception cleared.<br>Buyer Comment (2025-02-11): SEE [redacted] uploaded to your file | 02/12/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222803446 | [Redacted] | [Redacted] |  | 32809947 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Lender exception approved to allow CLTV ratio up to [redacted]% with a FICO of [redacted], including the solar lien. Comp factors include residual income, long term employment and long term homeownership. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years. | Residual Income $[redacted] or more<br>Long term employment over [redacted] years<br>Long term homeownership over [redacted] years<br>Long term employment over [redacted] years | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-02-07): Lender granted exception approval with compensating factors in loan file. |  |  | 02/07/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222803446 | [Redacted] | [Redacted] |  | 32809948 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Lender exception approved to allow CLTV ratio up to [redacted] % with a FICO of [redacted] , including the solar lien. Comp factors include residual income, long term employment and long term homeownership. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years. | Residual Income $[redacted] or more<br>Long term employment over [redacted] years<br>Long term homeownership over [redacted] years<br>Long term employment over [redacted] years | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-02-07): Lender granted exception approval with compensating factors in loan file. |  |  | 02/07/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 222803883 | [Redacted] | [Redacted] |  | 32792058 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-07): Waived per client request. |  |  | 02/07/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222803949 | [Redacted] | [Redacted] |  | 32791900 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-07): Waived per client request. |  |  | 02/07/2025 | 3 | D | D A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222803949 | [Redacted] | [Redacted] |  | 32791904 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-07): Waived per client request. |  |  | 02/07/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222803949 | [Redacted] | [Redacted] |  | 32791928 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2025-02-14): Simple Interest Addendum to Note received and details updated. Exception cleared.<br>Buyer Comment (2025-02-13): Please see attached simple interest addendum | 02/14/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222803949 | [Redacted] | [Redacted] |  | 32846810 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Total of Payments on page [redacted] that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [redacted]). The disclosed Total of Payments in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated total of payments of $[redacted]which exceeds the $[redacted] threshold. | Page [redacted] of final closing disclosure Total payment is not mathcing with Lender calculated payment. |  |  |  | Reviewer Comment (2025-03-05): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-03-04): Please see attached<br>Reviewer Comment (2025-02-27): This is a material disclosure on a refinance transaction. Re-opening of RTC and proof of delivery of the RTC is required to complete the cure. TRID GRID v Remediation types, Row C) reports...Within [redacted] days of discovery 1. Letter of Explanation (Other evidence of borrower notification of the error will be considered.) 2. Corrected PCCD or detailed LOE re-disclosing correct information\*Material disclosure exceptions on rescindable transactions require proof of consumer receipt, see D) below and row [redacted] of "Remediation Considerations "More than [redacted] days from discovery - No cure available.<br>Buyer Comment (2025-02-26): Please see attached PCCD docs with check copy<br>Reviewer Comment (2025-02-21): The increase in fee did not occur until after closing. Closing occured on [redacted], and PCCD with increased fee is dated after closing. [redacted] does not allow fee increase after closing. Cure requires PCCD, LOE, Copy of refund check, Re-opening of RTC and proof of delivery. Because this is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must show at least [redacted] or more business days, not including holidays, and sundays between receipt of RTC and expiration of RTC.<br>Buyer Comment (2025-02-20): Please see attached. Incorrect [redacted] being reviewed, please review [redacted] dated [redacted]<br>Reviewer Comment (2025-02-18): PCCD shows a Title - Title insurance charge of $[redacted], and final statement shows a fee of $[redacted]. FSS is dated [redacted] and PCCD is dated [redacted]. [redacted] recognizes that fees can be updated in dry states. Our testing methodology remains the same. [redacted] only considers clearing exceptions if we receive evidence or an attestation that the change in fees reflected on the PCCD result from events that occurred after closing. With such an attestation, we would consider clearing any associated APR, Finance Charge and/or TOP exceptions under the notion that the figures were correct at the time of consummation and any changes noted on the PCCD were the result of an "after-closing event", which should be identified for why fees increased. Please keep in mind that the attestation can be a separate document, or it can be a comment that the lender places on the exception itself. [redacted]' s testing approach as a [redacted] assumes that fee changes reflected on a PCCD are corrections, rather than updates of fees that would result from changes that occurred after closing. Consummation is determined as being the notary date. If fees were updated and did not change because of an after closing event, then cure would be Corrected CD, LOE to borrower, copy of cure refund and proof of mailing.<br>Buyer Comment (2025-02-17): Please see attached |  | 03/05/2025 |  | 2 |  | B |  | B |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission i(required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222804410 | [Redacted] | [Redacted] |  | 32797058 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-07): Waived per client request. |  |  | 02/07/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222806463 | [Redacted] | [Redacted] |  | 32798813 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-10): Waived per client request. |  |  | 02/10/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222806463 | [Redacted] | [Redacted] |  | 32798814 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-10): Waived per client request. |  |  | 02/10/2025 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222838789 | [Redacted] | [Redacted] |  | 32807500 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-17): client elects to waive.<br>Buyer Comment (2025-02-13): Recert of Value |  |  | 02/17/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222838789 | [Redacted] | [Redacted] |  | 32807501 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Client acknowledges exception. This exception is for informational purposes only and does not impact grading. |  |  | 02/11/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222862458 | [Redacted] | [Redacted] |  | 32807426 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222862458 | [Redacted] | [Redacted] |  | 32807427 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222862467 | [Redacted] | [Redacted] |  | 32807927 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-11): Waive per Client's guidance |  |  | 02/11/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222862467 | [Redacted] | [Redacted] |  | 32807929 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Waive per Client's guidance |  |  | 02/11/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 222873892 | [Redacted] | [Redacted] |  | 32822371 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222873892 | [Redacted] | [Redacted] |  | 32822372 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Missing secondary valuation. CU and LCA results are contradictory. Appraisal was provided. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-02-13): Waive per Client's guidance |  |  | 02/13/2025 | 3 | A | A | A | A D |  | TX | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222873892 | [Redacted] | [Redacted] |  | 32822421 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]([redacted])([redacted]): [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222873892 | [Redacted] | [Redacted] |  | 32822422 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | [redacted] Constitution Section[redacted][redacted])([redacted]): Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least [redacted] ([redacted]) business day prior to closing. |  |  |  |  | Reviewer Comment (2025-02-18): Pre Final CD received, exception cleared.<br>Buyer Comment (2025-02-14): [redacted] CD | 02/18/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222888457 | [Redacted] | [Redacted] |  | 32822818 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222888518 | [Redacted] | [Redacted] |  | 32824975 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222888518 | [Redacted] | [Redacted] |  | 32824985 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Required Lease Agreement for REO property[redacted] to calculate accurate rental income. |  |  |  | Reviewer Comment (2025-02-21): Comparable rent schedule received, Exception Cleared.<br>Buyer Comment (2025-02-19): [redacted]<br>Buyer Comment (2025-02-19): Please see upload | 02/21/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222888518 | [Redacted] | [Redacted] |  | 34631152 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222888527 | [Redacted] | [Redacted] |  | 32822737 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | D | N/A | N/A | N/A D |  | MT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222888527 | [Redacted] | [Redacted] |  | 32822744 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-11): Client elects to waive. |  |  | 02/11/2025 | 3 | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222888759 | [Redacted] | [Redacted] |  | 32827924 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-13): Waive per Client's guidance |  |  | 02/13/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222889705 | [Redacted] | [Redacted] |  | 32831025 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222889705 | [Redacted] | [Redacted] |  | 32831026 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222889705 | [Redacted] | [Redacted] |  | 32831167 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan fails testing due to missing employment verification documentation |  |  |  | Reviewer Comment (2025-02-19): Verification of Employment received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-02-18): SEE UPLOADED VOE | 02/19/2025 |  |  | 1 | B | A C | B | A C B |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222889705 | [Redacted] | [Redacted] |  | 32831172 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted]business days of the Note. |  | Waterfall due to required VVOE not within [redacted]business days to the not date. |  |  |  | Reviewer Comment (2025-02-19): Verification of Employment received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-02-18): SEE UPLOADED VOE | 02/19/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222889705 | [Redacted] | [Redacted] |  | 32832854 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Waterfall due to required VVOE not within [redacted]business days to the not date. |  |  |  | Reviewer Comment (2025-02-19): Verification of Employment received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-02-18): SEE UPLOADED VOE | 02/19/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222889705 | [Redacted] | [Redacted] |  | 32853165 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Loan fails testing due to missing employment verification documentation |  |  |  | Reviewer Comment (2025-02-19): Verification of Employment received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-02-18): SEE UPLOADED VOE | 02/19/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222889705 | [Redacted] | [Redacted] |  | 32853166 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Most recent VOE for [redacted] is dated [redacted] and the note date is[redacted] |  |  |  | Reviewer Comment (2025-02-19): Verification of Employment received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-02-18): SEE UPLOADED VOE | 02/19/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222890334 | [Redacted] | [Redacted] |  | 32831283 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | IL | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 222890334 | [Redacted] | [Redacted] |  | 34631657 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | IL | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 222890335 | [Redacted] | [Redacted] |  | 32844603 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222890336 | [Redacted] | [Redacted] |  | 32831163 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception for modification to existing first mortgage, no debt forgiveness. C/O proceeds grants [redacted]months reserve. No assets in file. <br>The exception was approved with -[redacted]exception LLPA. <br> Exception conditions:<br> Max [redacted]% LTV.<br> Max [redacted]% DTI.<br> Subject to meeting all other signature expanded guideline requirements. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%. | Approved lender exception in file with comp factors.<br>Approved lender exception in file with comp factors. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-18): Client elects to waive with comp factors. |  |  | 02/18/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222890336 | [Redacted] | [Redacted] |  | 32831164 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception for unacceptable property type (SFR with [redacted] ADUS with similar comparables). The subject is a [redacted] bd / [redacted]ba SFR with [redacted]ADUs that each have [redacted] bd / [redacted] ba ([redacted] is detached, and the other is a garage conversion that is legally permitted - page [redacted] of appraisal). The appraiser has provided a couple of comparables with [redacted] ADUs to demonstrate marketability. <br> The exception was approved with -[redacted] exception [redacted]. <br> Exception conditions:<br> Max [redacted]% LTV.<br> Max [redacted]% DTI.<br> Subject to meeting all other signature expanded guideline requirements. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%. | Approved lender exception in file with comp factors.<br>Approved lender exception in file with comp factors. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-18): Client elects to waive with comp factors. |  |  | 02/18/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222890336 | [Redacted] | [Redacted] |  | 32831174 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222890336 | [Redacted] | [Redacted] |  | 32831175 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222890338 | [Redacted] | [Redacted] |  | 32831461 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222890338 | [Redacted] | [Redacted] |  | 32831539 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure APR Inaccurate - Regular Transaction Timing Without Waiver | TILA-RESPA Integrated Disclosure - Loan Calculations - APR disclosed on final CD[redacted] is inaccurate (off by more than [redacted]%) compared to actual APR at consummation. Closing Disclosure not provided to Borrower at least [redacted]([redacted]) business days prior to closing. | Borrower signature date on on final CD[redacted] is [redacted]. (Typo) |  |  |  | Reviewer Comment (2025-02-25): [redacted]received LOA.<br>Buyer Comment (2025-02-24): Title Email | 02/25/2025 |  |  | 1 | C | A C | C | A C |  | AL | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 222890351 | [Redacted] | [Redacted] |  | 32831565 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222890404 | [Redacted] | [Redacted] |  | 32833053 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 222891114 | [Redacted] | [Redacted] |  | 32831357 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222891114 | [Redacted] | [Redacted] |  | 32831358 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832638 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832757 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | [redacted]due to verification of employment is not provided within [redacted] business days prior to note date for employer [redacted] Reserves. |  |  |  | Reviewer Comment (2025-03-24): SHQM (APOR)<br>Buyer Comment (2025-03-21): See uploads<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer [redacted] Reserves, provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): See Upload | 03/24/2025 |  |  | 1 | B | A C | B | A C B |  | FL | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222892044 | [Redacted] | [Redacted] |  | 32832758 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Verification of employment is not provided within [redacted] business days prior to note date for employer [redacted] Reserves. |  |  |  | Reviewer Comment (2025-03-24): Employment status verification not required for QM (APOR) designation.<br>Buyer Comment (2025-03-21): See uploads<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer [redacted]Reserves, provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): See Upload | 03/24/2025 |  |  | 1 | C | A C | C | A C |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832760 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of employment is not provided within [redacted] business days prior to note date for employer [redacted] Reserves. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-24): Client elects to waive with compensating factors.<br>Buyer Comment (2025-03-21): See uploads<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer [redacted] Reserves, provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): See Upload |  |  | 03/24/2025 | 2 | C | B C | C | B C |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832761 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of employment is not provided within [redacted] business days prior to note date. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-24): Client elects to waive with compensating factors.<br>Buyer Comment (2025-03-21): Exception Approval<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer [redacted] Reserves, provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): See Upload |  |  | 03/24/2025 | 2 | C | B C | C | B C |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832762 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of employment is not provided within [redacted] business days prior to note date. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-24): Client elects to waive with compensating factors.<br>Buyer Comment (2025-03-21): See uploads<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer[redacted]Reserves, provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): [redacted] - Google Search |  |  | 03/24/2025 | 2 | C | B C | C | B C |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832763 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment is not provided within [redacted] business days prior to note date. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-24): Client elects to waive with compensating factors.<br>Buyer Comment (2025-03-21): Closing VVOE[redacted]<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer[redacted], provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): Closing VVOE |  |  | 03/24/2025 | 2 | C | B C | C | B C |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832764 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment is not provided within [redacted] business days prior to note date. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-24): Client elects to waive with compensating factors.<br>Buyer Comment (2025-03-21): Closing VVOE [redacted]<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer [redacted], [redacted], provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): [redacted] - Google Search |  |  | 03/24/2025 | 2 | C | B C | C | B C |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832765 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment is not provided within [redacted] business days prior to note date. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-24): Client elects to waive with compensating factors.<br>Buyer Comment (2025-03-21): Closing VVOE [redacted]<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer [redacted], provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): See Upload |  |  | 03/24/2025 | 2 | C | B C | C | B C |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892044 | [Redacted] | [Redacted] |  | 32832772 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | [redacted] due to missing income documents for borrower. |  |  |  | Reviewer Comment (2025-03-24): Employment status not required for QM (APOR) loan designation.<br>Buyer Comment (2025-03-21): See uploads<br>Reviewer Comment (2025-02-24): Require borrower VVOE document within [redacted]business days prior to note date for employer[redacted], provided VVOE document is postdated which is not acceptable. Exception Remains.<br>Buyer Comment (2025-02-20): See Upload | 03/24/2025 |  |  | 1 | C | A C | C | A C |  | FL | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892077 | [Redacted] | [Redacted] |  | 32831534 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892111 | [Redacted] | [Redacted] |  | 32831790 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222892111 | [Redacted] | [Redacted] |  | 32831791 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222894430 | [Redacted] | [Redacted] |  | 32838585 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-20): Client elects to waive.<br>Buyer Comment (2025-02-18): [redacted] valuation not required as UCDP score shows [redacted]out of [redacted]and is below the threshold of [redacted]requiring a [redacted] valuation |  |  | 02/20/2025 | 3 | D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222894430 | [Redacted] | [Redacted] |  | 32838586 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222894470 | [Redacted] | [Redacted] |  | 32840406 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-03-04): Cleared. Received CDA<br>Buyer Comment (2025-02-28): CDA<br>Reviewer Comment (2025-02-24): The CDA provided is for a different property.<br>Buyer Comment (2025-02-20): cda | 03/04/2025 |  |  | 1 | D | A | N/A | A D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 222894470 | [Redacted] | [Redacted] |  | 32840407 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 222894638 | [Redacted] | [Redacted] |  | 32845897 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for a [redacted] employee requesting a cash out closed end second mortgage of a [redacted]-family home utilizing full documentation to qualify at a [redacted]% LTV. Maximum CLTV at [redacted]% for a [redacted] unit property. Borrower is [redacted] employee requesting [redacted]%LTV on HELOAN [redacted]unit investment. [redacted] holds first lien already. Comp Factors: FICO [redacted] points or more above requirement, Total Debt [redacted]% or more under requirement, Residual Income $[redacted] or more, and Long Term Employment (>[redacted]years). | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years. | Borrower has been employed in the same industry for more than [redacted] years.<br>Residual income $[redacted] or more | Originator,SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-17): Client elects to waive with compensating factors. |  |  | 02/17/2025 | 2 | B | B | B | B |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| 222894638 | [Redacted] | [Redacted] |  | 32845901 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| 222894638 | [Redacted] | [Redacted] |  | 32845902 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-02-17): Waive per Client's guidance |  |  | 02/17/2025 | 3 | D | N/A | N/A | N/A D |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| 222894638 | [Redacted] | [Redacted] |  | 32848262 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to use [redacted] year returns stamped by the IRS to validate income - No Transcripts. Comp Factors: FICO [redacted] points or more above requirement, Total Debt [redacted]% or more under requirement, Residual Income $[redacted] or more, and Long Term Employment (>[redacted]years). | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years. | Borrower has been employed in the same industry for more than [redacted] years.<br>Residual income $[redacted] or more | Originator,SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-17): Client elects to waive with compensating factors. |  |  | 02/17/2025 | 2 | B | B | B | B |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Non QM | No |
| 222894660 | [Redacted] | [Redacted] |  | 32845999 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for [redacted] lien is ineligible due to modified loan terms and a balloon amount with the maturity date prior to the subject's [redacted] lien maturity date. Compensating Factors: CLTV [redacted]% or more under requirement, FICO [redacted] points or more above requirement, Long Term Employment (>[redacted]years), and Long Term Homeownership (>[redacted]years). | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Originator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-02-17): Client elects to waive with compensating factors. |  |  | 02/17/2025 | 2 | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222894660 | [Redacted] | [Redacted] |  | 32846001 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901218 | [Redacted] | [Redacted] |  | 32847211 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | D | N/A | N/A | N/A D |  | NV | Primary | Refinance - Rate/Term | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901218 | [Redacted] | [Redacted] |  | 32847212 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-14): Client elects to waive. |  |  | 02/14/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Rate/Term | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901218 | [Redacted] | [Redacted] |  | 32847229 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. |  |  |  | Reviewer Comment (2025-02-21): Title supplement received and verified. Exception cleared.<br>Buyer Comment (2025-02-20): Supp. | 02/21/2025 |  |  | 1 | B | A B | B | A B |  | NV | Primary | Refinance - Rate/Term | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901218 | [Redacted] | [Redacted] |  | 32848859 |  | Credit | Guideline | Guideline Issue | Guideline | Refi Purpose reflects Rate/Term and cash out greater than the lesser of [redacted]% of the loan amount or $[redacted]. | Cash to Borrower: ___; Total Cash Out: ___; Refi Purpose: ___ | Cash to Borrower: $[redacted]; Total Cash Out: $[redacted]; Refi Purpose: Rate/Term |  |  |  | Reviewer Comment (2025-02-27): Meets guideline requirements<br>Buyer Comment (2025-02-25): - Cond. #[redacted]- investor - push back. Sec. [redacted]page [redacted]of Sign/expanded guides indicate "The maximum cash out cannot exceed the greater of [redacted]% of the balance of the new refinance mortgage loan, or $[redacted]" | 02/27/2025 |  |  | 1 | C | A C | C | A C |  | NV | Primary | Refinance - Rate/Term | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901218 | [Redacted] | [Redacted] |  | 32848908 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Coverage shortfall $[redacted]. Provide updated Hazard Insurance Policy with Dwelling Coverage of at least $[redacted] or Replacement Cost Estimator. |  |  |  | Reviewer Comment (2025-02-27): Cleared. Received lender correspondence confirming coverage for both all open liens.<br>Buyer Comment (2025-02-26): Insurance<br>Reviewer Comment (2025-02-25): The policy provided reflects $[redacted]coverage. Per guidelines, Acceptable Coverage is required to be confirmed to meet or exceed all open liens which exist on title, in addition to the subject loan amount.<br>Buyer Comment (2025-02-21): That shouldn't be required, the dwelling coverage is more than sufficient | 02/27/2025 |  |  | 1 | C | A C | C | A C |  | NV | Primary | Refinance - Rate/Term | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901252 | [Redacted] | [Redacted] |  | 32857498 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-18): Client elects to waive. |  |  | 02/18/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901258 | [Redacted] | [Redacted] |  | 32857517 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-18): Client elects to waive. |  |  | 02/18/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901258 | [Redacted] | [Redacted] |  | 32857521 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | The subject property is located in a FEMA disaster that does not have a declared end date.<br> Disaster Name: [redacted]<br> Disaster Declaration Date:[redacted] | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2025-02-20): Client elects to waive with inspection prior to end date.<br>Buyer Comment (2025-02-19): Appraisal was done in Late [redacted] and signed well after disaster declaration. |  |  | 02/20/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901258 | [Redacted] | [Redacted] |  | 32857526 |  | Compliance | Compliance | Federal Compliance | Compliance | Closing Disclosure Missing Issue Date Material | Closing Disclosure with an estimated issue date of [redacted] did not disclose an issue date. Unable to conclusively determine Final Closing Disclosure to use for fees due to missing Issue Date. Any applicable Federal, State or Local compliance testing may be unreliable. Closing Disclosure dated [redacted] used to source fees for testing. | Final Closing disclosure signed at closing does not reflect an issue date. |  |  |  | Reviewer Comment (2025-03-07): [redacted]received documentation of issue date.<br>Buyer Comment (2025-03-06): PCCD LOX and Check<br>Buyer Comment (2025-03-06): Here is the disclosure tracking for the CD<br>Reviewer Comment (2025-03-03): Require Issue date on Final closing disclosure [redacted] document as issue date provided on PCCD [redacted], also both final cd and PCCD has different cash to close amount. Exception Remains.<br>Buyer Comment (2025-02-27): The issue date is showing on the PCCD<br>Reviewer Comment (2025-02-24): No issue date documentation was located in the loan file. Please provide any available documentation for Document [redacted].<br>Buyer Comment (2025-02-21): PCCD and LOE | 03/07/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901258 | [Redacted] | [Redacted] |  | 32857528 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Issue Date Not Provided | TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on [redacted] did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. | Final Closing disclosure signed at closing does not reflect an issue date. |  |  |  | Reviewer Comment (2025-03-07): [redacted]received documentation of issue date.<br>Buyer Comment (2025-03-06): PCCD and Check LOX<br>Buyer Comment (2025-03-06): Here is the disclosure tracking<br>Reviewer Comment (2025-03-03): Require Issue date on Final closing disclosure[redacted] document as issue date provided on PCCD [redacted], also both final cd and PCCD has different cash to close amount. Exception Remains.<br>Buyer Comment (2025-02-27): The issue date is showing on the PCCD<br>Reviewer Comment (2025-02-24): No issue date documentation was located in the loan file. Please provide any available documentation for Document [redacted].<br>Buyer Comment (2025-02-21): PCCD and LOE | 03/07/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | Good Faith Redisclosure C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222901258 | [Redacted] | [Redacted] |  | 32901000 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2025-02-20): Client elects to waive with inspection prior to end date. |  |  | 02/20/2025 | 2 |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901258 | [Redacted] | [Redacted] |  | 33150698 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-03): Exception Cleared, [redacted]Installment accounts from Lending PT excluded less than [redacted]months.<br>Buyer Comment (2025-04-02): [redacted]has included [redacted]installment debts with less than [redacted]months remaining that should have been excluded, both from [redacted]. with monthly payments of $[redacted]and $[redacted]. Please exclude these two debts to align the DTI to [redacted]. | 04/03/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901955 | [Redacted] | [Redacted] |  | 32857689 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-18): Client elects to waive. |  |  | 02/18/2025 | 3 | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Home Improvement | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901955 | [Redacted] | [Redacted] |  | 32857695 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area, A Post disaster inspection verifying there was no damage to the subject property is required. |  |  |  | Reviewer Comment (2025-02-21): Appraisal provided<br>Buyer Comment (2025-02-20): Please see appraisal uploaded and waive | 02/21/2025 |  |  | 1 | C | A C | C | A C |  | UT | Primary | Refinance - Cash-out - Home Improvement | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901955 | [Redacted] | [Redacted] |  | 32857696 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal and secondary valuation are missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-10-01): Exception clearable.<br>Buyer Comment (2025-02-21): Per the guidelines, a secondary evaluation is also not required, this is a standalone [redacted]mtg with loan amount less than $[redacted]and a full appraisal was provided.<br>Buyer Comment (2025-02-20): Please be sure to review the supplement Addendum. | 10/01/2025 |  |  | 1 | D | A D | D | A D |  | UT | Primary | Refinance - Cash-out - Home Improvement | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222901955 | [Redacted] | [Redacted] |  | 32857699 |  | Credit | Missing Document | General | Missing Document | Missing Document: AVM not provided |  | AVM is required and missing in file. |  |  |  | Reviewer Comment (2025-02-24): Cleared. Received [redacted]in trailing docs.<br>Buyer Comment (2025-02-21): Please cancel condition. AVM not required and full appraisal was provided - located on [redacted]/ starting on page [redacted]of imaged loan pkg. Per the guidelines, a secondary evaluation is also not required, this is a standalone [redacted]mtg with loan amount less than $[redacted]and a full appraisal was provided. | 02/24/2025 |  |  | 1 | C | A C | C | A C |  | UT | Primary | Refinance - Cash-out - Home Improvement | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222905585 | [Redacted] | [Redacted] |  | 32863817 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-19): Client elects to waive. |  |  | 02/19/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222905586 | [Redacted] | [Redacted] |  | 32858943 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-19): Client elects to waive. |  |  | 02/19/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222905586 | [Redacted] | [Redacted] |  | 32858944 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-02-19): Client elects to waive. |  |  | 02/19/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222905597 | [Redacted] | [Redacted] |  | 32863755 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-19): Client elects to waive. |  |  | 02/19/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222905599 | [Redacted] | [Redacted] |  | 32863732 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-19): Client elects to waive. |  |  | 02/19/2025 | 3 | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222905599 | [Redacted] | [Redacted] |  | 32865279 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Requesting an exception for CLTV [redacted]%-borrower is subordinating UCC lien on top of 1st and [redacted] [redacted].UCC to be in [redacted]position. Expanded CES- cash out refinance. Borrower has been self employed for approximately [redacted] years. Borrower has decent FICO. Getting $[redacted]out at closing that can be used for reserves. Requesting an exception for [redacted]% CLTV. The borrower has a first mortgage to Chase. [redacted] will be the [redacted]mortgage. In addition, there is a [redacted] lien on the property for siding /windows/etc. This is reporting on credit with balance of $[redacted]. This will be subordinated as title confirmed cannot be removed. With this [redacted]lien included, the CLTV is above limit of [redacted]%. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted] Bank Statement<br> Disposable Income: $[redacted]<br>Combined Loan to Value: [redacted]%<br> Guideline Maximum Combined Loan to Value: [redacted]% | SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>SitusAMC<br>Originator<br>SitusAMC | Reviewer Comment (2025-02-19): Client elects to waive with compensating factors. |  |  | 02/19/2025 | 2 | B | B | B | B |  | CT | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222907643 | [Redacted] | [Redacted] |  | 32884900 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-20): Waive per Client's guidance |  |  | 02/20/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222907643 | [Redacted] | [Redacted] |  | 32884909 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  |  |  |  |  | Reviewer Comment (2025-02-24): Rider - [redacted] Family received. Details verified and associated. Exception cleared.<br>Buyer Comment (2025-02-21): Rider | 02/24/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 222907644 | [Redacted] | [Redacted] |  | 32864154 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-20): Waive per Client's guidance |  |  | 02/20/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222911022 | [Redacted] | [Redacted] |  | 32885150 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222911022 | [Redacted] | [Redacted] |  | 32885151 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222911067 | [Redacted] | [Redacted] |  | 32887006 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222911067 | [Redacted] | [Redacted] |  | 32887015 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222911067 | [Redacted] | [Redacted] |  | 32887016 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-02-26): Received Title commitment document with correct policy amount, information validated. Exception Cleared.<br>Buyer Comment (2025-02-25): Title | 02/26/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222917191 | [Redacted] | [Redacted] |  | 32898486 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222917191 | [Redacted] | [Redacted] |  | 32898490 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception for ineligible [redacted] lien terms and derogatory credit seasoning. Borrower entered into a deferral agreement in[redacted]. Does not appear to be Covid based. [redacted]past due payments ($[redacted]) were deferred until the maturity date of the loan. Borrower will not provide the Note; however we have the mortgage statement and the recorded mortgage showing a maturity date of[redacted], which would come due prior to the subject loan in [redacted]. Requesting an exception the derogatory seasoning guides and the ineligible [redacted]lien terms.<br> Compensating factors: <br> CLTV [redacted]% or more under requirement.<br> FICO [redacted] points or more above requirement.<br> Total Debt [redacted]% or more under requirements.<br> Long term Homeownership (>[redacted]years)<br>The exception was approved with -[redacted] exception [redacted]. <br> Exception conditions:<br> Max [redacted]% LTV.<br> Subject to meeting all other signature expanded guideline requirements | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points.<br>Borrower has owned the subject property for at least [redacted] years. | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points.<br>Borrower has owned the subject property for at least [redacted] years. | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-02-21): Client elects to waive with compensating factors. |  |  | 02/21/2025 | 2 | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222917191 | [Redacted] | [Redacted] |  | 32898495 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay - Bank Statement Guidelines Require [redacted]or more Months | Ability to Repay (Dodd-Frank [redacted]): Guidelines require [redacted]or more consecutive months bank statements. |  |  |  |  | Reviewer Comment (2025-02-27): Received lender discount point document in trailing docs | 02/27/2025 |  |  | 1 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222917191 | [Redacted] | [Redacted] |  | 32898496 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan fails testing due to excessive Points and Fees. |  |  |  | Reviewer Comment (2025-02-27): Received lender discount point document in trailing docs<br>Buyer Comment (2025-02-25): Please see attached | 02/27/2025 |  |  | 1 | B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222917191 | [Redacted] | [Redacted] |  | 32898497 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees [redacted] | Qualified Mortgage (Dodd Frank [redacted]): Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Federal Total Loan Amount. Points and Fees total $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of $[redacted](an overage of $[redacted]or .[redacted]%). | Points and Fees total $[redacted] vs. an investor allowable total of $[redacted] for an overage of $[redacted] |  |  |  | Reviewer Comment (2025-02-27): Received lender discount point document in trailing docs<br>Buyer Comment (2025-02-25): Please see attached | 02/27/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222921720 | [Redacted] | [Redacted] |  | 32906665 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922184 | [Redacted] | [Redacted] |  | 32906798 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922184 | [Redacted] | [Redacted] |  | 32906799 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922345 | [Redacted] | [Redacted] |  | 32908494 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-24): Client elects to waive. |  |  | 02/24/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922345 | [Redacted] | [Redacted] |  | 32909628 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: LTV.[redacted]% CLTV with [redacted]FICO.<br> The Borrower is requesting an exception for a LTV of [redacted]% with qualifying FICO of [redacted].The borrowers are paying off consumer debt and receiving $[redacted] in cash on hand. Comp Factor: The borrowers are refinancing their primary residence of [redacted] years: Borrower will receive [redacted]months of post closing reserves from net subject equity: Borrowers have both been their respective professions for greater than [redacted] years.<br> Exception Approved. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Borrower has owned the subject property for at least [redacted] years. | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-02-24): Client elects to waive with comp factors. |  |  | 02/24/2025 | 2 | B | B | B | B |  | NV | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922346 | [Redacted] | [Redacted] |  | 32907105 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922346 | [Redacted] | [Redacted] |  | 32907107 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-21): Client elects to waive. |  |  | 02/21/2025 | 3 | D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922383 | [Redacted] | [Redacted] |  | 32907096 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-24): Client elects to waive. |  |  | 02/24/2025 | 3 | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922383 | [Redacted] | [Redacted] |  | 34631431 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CO | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922614 | [Redacted] | [Redacted] |  | 32907235 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-24): Client elects to waive. |  |  | 02/24/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222922614 | [Redacted] | [Redacted] |  | 32907248 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | Property was not in FEMA Disaster at the time of closing thus it was not reported under appraisal. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [redacted] | SitusAMC | Reviewer Comment (2025-02-25): Client elects to waive with inspection prior to end date.<br>Buyer Comment (2025-02-25): Appraisal was completed after the disaster date showing no damage. Please clear |  |  | 02/25/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222924840 | [Redacted] | [Redacted] |  | 32915564 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-25): Waived per client request. |  |  | 02/25/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222924840 | [Redacted] | [Redacted] |  | 32915565 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-25): Waived per client request. |  |  | 02/25/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222925213 | [Redacted] | [Redacted] |  | 32915578 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-25): Waived per client request. |  |  | 02/25/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222925213 | [Redacted] | [Redacted] |  | 32915587 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I | Note P&I of ___ does not match Calculated P&I of ___ | Note P&I of $[redacted]does not match Calculated P&I of $[redacted]. |  |  |  | Reviewer Comment (2025-02-28): Re-validated as per available simple interest rider document and note, P&I discrepancy resolved. Exception Cleared.<br>Buyer Comment (2025-02-27): see [redacted]in your file simple interest rider | 02/28/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222925213 | [Redacted] | [Redacted] |  | 32915588 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Note P&I of $[redacted]does not match calculated P&I of $[redacted]. |  |  |  | Reviewer Comment (2025-02-28): Re-validated as per available simple interest rider document and note, P&I discrepancy resolved. Exception Cleared.<br>Buyer Comment (2025-02-27): see [redacted]in your file simple interest rider | 02/28/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222927390 | [Redacted] | [Redacted] |  | 32915567 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-25): Waived per client request. |  |  | 02/25/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222929601 | [Redacted] | [Redacted] |  | 32915636 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-25): Waived per client request. |  |  | 02/25/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222929601 | [Redacted] | [Redacted] |  | 33305191 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-24): Updated on clients end. Condition cleared.<br>Buyer Comment (2025-04-22): [redacted] updated PITI to break out P&I and apply current tax and Ins to match [redacted] | 04/24/2025 |  |  | 1 |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222929972 | [Redacted] | [Redacted] |  | 32915699 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-26): Waived as part of the review |  |  | 02/26/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222930298 | [Redacted] | [Redacted] |  | 32916054 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-26): Waived as part of the review scope |  |  | 02/26/2025 | 3 | A | A | A | A |  | HI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222930298 | [Redacted] | [Redacted] |  | 32916059 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-02-26): Waived as part of the review scope |  |  | 02/26/2025 | 3 | D | N/A | N/A | N/A D |  | HI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222932052 | [Redacted] | [Redacted] |  | 32922288 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-26): Client elects to waive. |  |  | 02/26/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222933958 | [Redacted] | [Redacted] |  | 32920244 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-26): Client elects to waive. |  |  | 02/26/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222933958 | [Redacted] | [Redacted] |  | 32920246 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-26): Client elects to waive. |  |  | 02/26/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 222933991 | [Redacted] | [Redacted] |  | 32919854 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-26): Client elects to waive. |  |  | 02/26/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222933991 | [Redacted] | [Redacted] |  | 32935506 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Note, mortgage and PUD rider disclosed the subject city name as XXXX which does not match the legal description, zip code lookup, insurance policy, flood certificate, appraisal and first mortgage loan statement which all disclosed the city as XXXX. |  |  |  | Reviewer Comment (2025-04-11): Exception Cleared, updated Note and Affidavit of Correction document are received.<br>Buyer Comment (2025-04-09): note corrections | 04/11/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222933991 | [Redacted] | [Redacted] |  | 32935507 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Note, mortgage and PUD rider disclosed the subject city name as XXXX which does not match the legal description, zip code lookup, insurance policy, flood certificate, appraisal and first mortgage loan statement which all disclosed the city as XXXX. |  |  |  | Reviewer Comment (2025-04-11): Exception Cleared, updated Note and Affidavit of Correction document are received.<br>Buyer Comment (2025-04-09): Note and affidavit correction | 04/11/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222933991 | [Redacted] | [Redacted] |  | 32935508 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | Note, mortgage and PUD rider disclosed the subject city name as XXXX which does not match the legal description, zip code lookup, insurance policy, flood certificate, appraisal and first mortgage loan statement which all disclosed the city as XXXX. |  |  |  | Reviewer Comment (2025-04-11): Exception Cleared, updated Note and Affidavit of Correction document are received.<br>Buyer Comment (2025-04-09): Note and Affidavit Correction | 04/11/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222933991 | [Redacted] | [Redacted] |  | 32935568 |  | Credit | Loan Eligibility | Guideline Issue | Loan Eligibility | Housing history reflects lates that do not meet guidelines. | - Housing history reflects a total of ___ reported late payments. | Lender approved an exception for [redacted]mortgage lates reported within the last [redacted]months. Just under the seasoning requirement for [redacted] months. Borrower had a late in [redacted] and [redacted]. No other debts reported within the last [redacted]years. Compensating factors: Borrowers have a long history of stable employment. Just under the seasoning requirement for the [redacted]mortgage late. No other lates reporting since [redacted]. Reserves not required <[redacted]% and borrowers are using funds to payoff and consolidate debt. | Borrower has been employed in the same industry for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed on the same job for [redacted]years and co-borrower has been employed on the same job for [redacted]years.<br>Verified DTI of [redacted]% is [redacted]% less than the guideline maximum DTI of [redacted]%. | SitusAMC,Originator,Aggregator<br>SitusAMC | Reviewer Comment (2025-02-26): All approved exception conditions have been met: Max [redacted]% LTV, mortgage late payment LOE was in the file and all other [redacted] guidelines were met. |  |  | 02/26/2025 | 2 | B | B | B | B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222933992 | [Redacted] | [Redacted] |  | 32920847 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-26): Client elects to waive. |  |  | 02/26/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222937314 | [Redacted] | [Redacted] |  | 32924038 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-26): Client elects to waive. |  |  | 02/26/2025 | 3 | D | D A | D | D |  | FL | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222937314 | [Redacted] | [Redacted] |  | 32924039 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-26): Client elects to waive. |  |  | 02/26/2025 | 3 | A | A | A | A |  | FL | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222951727 | [Redacted] | [Redacted] |  | 32924615 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-26): Client elects to waive. |  |  | 02/26/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | A D | N/A | Non QM | No |
| 222951727 | [Redacted] | [Redacted] |  | 34631658 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Investment | Refinance - Cash-out - Other | A D | N/A | Non QM | No |
| 222953178 | [Redacted] | [Redacted] |  | 32931898 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-27): Waived per client request. |  |  | 02/27/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222953178 | [Redacted] | [Redacted] |  | 32931991 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | ATR risk due to variance in DTI caused by losses on investment property not considered by lender. |  |  |  | Reviewer Comment (2025-03-05): Exception Cleared; Lender certification is provided and [redacted]tradeline payments paid by business, and Taxes amount updated for REO Property.<br>Buyer Comment (2025-03-03): Rebuttal | 03/05/2025 |  |  | 1 | B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222953178 | [Redacted] | [Redacted] |  | 32931992 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted](e) of [redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI variance caused by losses on investment property not considered by lender. |  |  |  | Reviewer Comment (2025-03-05): Exception Cleared; Lender certification is provided and [redacted]tradeline payments paid by business, and Taxes amount updated for REO Property.<br>Buyer Comment (2025-03-03): Rebuttal uploaded | 03/05/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222953178 | [Redacted] | [Redacted] |  | 32932000 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI variance caused by losses on investment property not considered by lender. |  |  |  | Reviewer Comment (2025-03-05): Exception Cleared; Lender certification is provided and [redacted]tradeline payments paid by business, and Taxes amount updated for REO Property.<br>Buyer Comment (2025-03-03): Rebuttal uploaded | 03/05/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222953178 | [Redacted] | [Redacted] |  | 32932002 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | ATR risk due to variance in DTI caused by losses on investment property not considered by lender. |  |  |  | Reviewer Comment (2025-03-05): Exception Cleared; Lender certification is provided and [redacted]tradeline payments paid by business, and Taxes amount updated for REO Property.<br>Buyer Comment (2025-03-03): Rebuttal uploaded | 03/05/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222954415 | [Redacted] | [Redacted] |  | 32932438 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-27): Waived per client request. |  |  | 02/27/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222954415 | [Redacted] | [Redacted] |  | 32944792 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to allow for rural property above [redacted]% LTV (loan is at [redacted]%). Compensating factor is Residual Income $[redacted] or more. | Borrower has verified disposable income of at least $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Residual Income $[redacted]or more | SitusAMC,Aggregator<br>SitusAMC | Reviewer Comment (2025-02-27): Lender granted exception approval with compensating factors in loan file. |  |  | 02/27/2025 | 2 | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958378 | [Redacted] | [Redacted] |  | 32939148 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-27): client elects to waive. |  |  | 02/27/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958378 | [Redacted] | [Redacted] |  | 32939158 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-02-27): client elects to waive. |  |  | 02/27/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958378 | [Redacted] | [Redacted] |  | 32939210 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Senior Lien Note document is missing. |  |  |  | Reviewer Comment (2025-03-04): [redacted] lien mortgage statement received, p&I taken as monthly total payment - Escrow payment. Exception cleared.<br>Buyer Comment (2025-03-03): Senior Lien | 03/04/2025 |  |  | 1 | D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958385 | [Redacted] | [Redacted] |  | 32941122 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-27): Client elects to waive. |  |  | 02/27/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958450 | [Redacted] | [Redacted] |  | 32939340 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. |  |  |  | Reviewer Comment (2025-03-06): Commitment received & updated coverage amount. Exception cleared.<br>Buyer Comment (2025-03-05): updated title commitment with correct loan amount | 03/06/2025 |  |  | 1 | B | A B | B | A B |  | PA | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958450 | [Redacted] | [Redacted] |  | 32939342 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-27): client elects to waive. |  |  | 02/27/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958450 | [Redacted] | [Redacted] |  | 32939348 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-02-27): Client elects to waive. |  |  | 02/27/2025 | 3 | D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958450 | [Redacted] | [Redacted] |  | 32939368 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Final Closing Disclosure reflects Amount Financed of $[redacted]but calculated Finance Charge is $[redacted]. Variance of $[redacted]. Review of Compliance Report - Mavent, indicates APR fee for Title - Tax Certificate was not included in lender's finance charge calculations. |  |  |  | Reviewer Comment (2025-03-06): [redacted]received title company LOE confirming tax cert was one time fee at closing and not life of loan.<br>Buyer Comment (2025-03-05): uploaded investor memo & support email | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222958450 | [Redacted] | [Redacted] |  | 32939369 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Final Closing Disclosure reflects Finance Charge of $[redacted]but calculated Finance Charge is $[redacted]. Variance of $[redacted]. Review of Compliance Report - Mavent, indicates APR fee for Title - Tax Certificate was not included in lender's finance charge calculations. |  |  |  | Reviewer Comment (2025-03-06): [redacted]received title company LOE confirming tax cert was one time fee at closing and not life of loan.<br>Buyer Comment (2025-03-05): see uploaded investor memo & support email sent in for the other TRID cond today | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222958494 | [Redacted] | [Redacted] |  | 32939450 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI of [redacted]% exceeds Guideline maximum DTI of [redacted]%. Missing sufficient documentation to exclude debt payment from qualification. |  |  |  | Reviewer Comment (2025-03-06): Business Bank statements received showing debts being paid off by business, exception cleared.<br>Buyer Comment (2025-03-05): [redacted] Auto. [redacted] [redacted]. [redacted] paid by business | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958494 | [Redacted] | [Redacted] |  | 32939451 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of employment for co-borrower is missing. |  |  |  | Reviewer Comment (2025-03-06): VVOE received<br>Buyer Comment (2025-03-05): VOE | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958494 | [Redacted] | [Redacted] |  | 32939452 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of employment for co-borrower is missing. |  |  |  | Reviewer Comment (2025-03-06): VVOE received<br>Buyer Comment (2025-03-05): see uploaded docs today | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958494 | [Redacted] | [Redacted] |  | 32939455 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Verification of employment for co-borrower is missing and DTI of [redacted]% exceeds Guideline maximum DTI of [redacted]%. Missing sufficient documentation to exclude debt payment from qualification, causing loan to waterfall through QM testing, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2025-03-06): VVOE received. Business Bank statements received showing debts being paid off by business, exception cleared.<br>Buyer Comment (2025-03-05): see uploaded docs today | 03/06/2025 |  |  | 1 | B | A C | B | A C B |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222958494 | [Redacted] | [Redacted] |  | 32939456 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted](e) of [redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to [redacted]-[redacted].) | Waterfall due to DTI mismatch as missing sufficient verification document to exclude debt payment from qualification. |  |  |  | Reviewer Comment (2025-03-06): VVOE received. Business Bank statements received showing debts being paid off by business, exception cleared.<br>Buyer Comment (2025-03-05): see uploaded docs today | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958494 | [Redacted] | [Redacted] |  | 32939457 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Verification of employment for co-borrower is missing and DTI of [redacted]% exceeds Guideline maximum DTI of [redacted]%. Missing sufficient documentation to exclude debt payment from qualification, causing loan to waterfall through QM testing. |  |  |  | Reviewer Comment (2025-03-06): VVOE received. Business Bank statements received showing debts being paid off by business, exception cleared.<br>Buyer Comment (2025-03-05): see uploaded docs today | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958494 | [Redacted] | [Redacted] |  | 32939458 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Verification of employment for co-borrower is missing and DTI of [redacted]% exceeds Guideline maximum DTI of [redacted]%. Missing sufficient documentation to exclude debt payment from qualification, causing loan to waterfall through QM testing. |  |  |  | Reviewer Comment (2025-03-06): VVOE received. Business Bank statements received showing debts being paid off by business, exception cleared.<br>Buyer Comment (2025-03-05): see uploaded docs today | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222958494 | [Redacted] | [Redacted] |  | 32939476 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-02-27): Client elects to waive. |  |  | 02/27/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222962323 | [Redacted] | [Redacted] |  | 32948447 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-03): Client elects to waive. |  |  | 03/03/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222962429 | [Redacted] | [Redacted] |  | 32948519 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-03): Client elects to waive. |  |  | 03/03/2025 | 3 | A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222962429 | [Redacted] | [Redacted] |  | 32948527 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as [redacted]Value is supported. |  |  |  | Reviewer Comment (2025-03-03): Client elects to waive. |  |  | 03/03/2025 | 3 | D | D A | D | D |  | NH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222962429 | [Redacted] | [Redacted] |  | 32948560 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Form[redacted], with Market Rents, Lease Agreement and Mortgage Statement for[redacted] |  |  |  | Reviewer Comment (2025-03-07): Received Appraisal Report with Comparable Rent Schedule and Closing Disclosure. Exception cleared.<br>Reviewer Comment (2025-03-06): EXCEPTION HISTORY - Exception Explanation was updated on[redacted] PRIOR Exception Explanation: Form [redacted]or [redacted], with Market Rents, Lease Agreement, Statement<br>Buyer Comment (2025-03-06): CD<br>Reviewer Comment (2025-03-06): Form [redacted]received. Please provide the Final Closing disclosure from the new [redacted] loan for this property.<br>Buyer Comment (2025-03-05): [redacted] | 03/07/2025 |  |  | 1 | C | A C | C | A C |  | NH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222962429 | [Redacted] | [Redacted] |  | 32948605 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | [redacted]due to missing Form[redacted], with Market Rents, Lease Agreement to justify use of rental income by vacancy method. |  |  |  | Reviewer Comment (2025-03-06): [redacted]received, exception cleared.<br>Buyer Comment (2025-03-05): Please see [redacted]uploaded [redacted] | 03/06/2025 |  |  | 1 | B | A C | B | A C B |  | NH | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222962429 | [Redacted] | [Redacted] |  | 32964688 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - REO [redacted]% Method | General QM: Unable to verify Real Estate Owned income ([redacted]% Method) using reasonably reliable third-party records. | Missing Form [redacted], with Market Rents, Lease Agreement to justify use of rental income by vacancy method. |  |  |  | Reviewer Comment (2025-03-06): [redacted]received, exception cleared.<br>Buyer Comment (2025-03-05): Please see [redacted]uploaded [redacted] | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | NH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222962429 | [Redacted] | [Redacted] |  | 33304373 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for DTI. |  |  |  | Reviewer Comment (2025-08-04): Updated per new 1008 (trail doc)<br>Buyer Comment (2025-08-04): updated [redacted]<br>Buyer Comment (2025-08-04): [redacted] aligns with [redacted]DTI | 08/04/2025 |  |  | 1 |  | A |  | A |  | NH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222968977 | [Redacted] | [Redacted] |  | 32951988 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  |  |  |  |  | Reviewer Comment (2025-03-07): Rider -[redacted] Family document received and verified. Exception cleared<br>Buyer Comment (2025-03-06): Rider<br>Reviewer Comment (2025-03-06): No page [redacted] found, please upload the rider. Exception Remains.<br>Buyer Comment (2025-03-05): Pg[redacted] of original upload. Please cancel | 03/07/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Home Improvement | D C B A | N/A | Exempt from ATR | No |
| 222968977 | [Redacted] | [Redacted] |  | 32951990 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-03-10): Exception Cleared; [redacted]rent Comparison is not required as PITIA included in DTI.<br>Buyer Comment (2025-03-06): "[redacted] not required as rental income for the subject property not being used for qualification; Full PITIA included in DTI" | 03/10/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Home Improvement | D C B A | N/A | Exempt from ATR | No |
| 222968977 | [Redacted] | [Redacted] |  | 32952009 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Waived per client request. |  |  | 03/04/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Home Improvement | D C B A | N/A | Exempt from ATR | No |
| 222968977 | [Redacted] | [Redacted] |  | 32952124 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-04): Waived per client request. |  |  | 03/04/2025 | 3 | D | D A | D | D |  | NY | Investment | Refinance - Cash-out - Home Improvement | D C B A | N/A | Exempt from ATR | No |
| 222968977 | [Redacted] | [Redacted] |  | 32974044 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to allow modification within the last [redacted]years. Compensating factors of CLTV, FICO, DTI and Residual Income. Approval conditions include: max CLTV of [redacted]%, [redacted]month mortgage payment history. | The representative FICO score exceeds the guideline minimum by at least [redacted]points.<br>Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | FICO [redacted]points or more above requirement<br>Residual Income $[redacted]or more<br>CLTV [redacted]% or more under requirement<br>DTI [redacted]% or more under requirement | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-04): Lender granted exception approval with compensating factors in loan file. |  |  | 03/04/2025 | 2 | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Home Improvement | D C B A | N/A | Exempt from ATR | No |
| 222969426 | [Redacted] | [Redacted] |  | 32955931 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222969426 | [Redacted] | [Redacted] |  | 32955933 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222969428 | [Redacted] | [Redacted] |  | 32957034 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222969428 | [Redacted] | [Redacted] |  | 32957054 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider -[redacted] Family not provided |  | Rider- [redacted] Family is missing. |  |  |  | Reviewer Comment (2025-03-07): Rider - [redacted] Family document received and verified. Exception cleared<br>Buyer Comment (2025-03-05): Rider | 03/07/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222969428 | [Redacted] | [Redacted] |  | 34631659 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 222969447 | [Redacted] | [Redacted] |  | 32956904 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 222969447 | [Redacted] | [Redacted] |  | 32956956 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Final closing disclosure dated[redacted]disclosed a Total of payments of $[redacted]. The calculated finance charge is $[redacted]creating a variance of $[redacted]. |  |  |  | Reviewer Comment (2025-03-10): [redacted]received LOA indicating tax cert is one time fee.<br>Buyer Comment (2025-03-07): email from title uploaded-Tax Cert should be excluded from APR | 03/10/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 222969447 | [Redacted] | [Redacted] |  | 32956957 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted]disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Final closing disclosure dated [redacted]5 disclosed a Total of payments of $[redacted]. The calculated finance charge is $[redacted]creating a variance of $[redacted]. |  |  |  | Reviewer Comment (2025-03-10): [redacted]received LOA indicating tax cert is one time fee.<br>Buyer Comment (2025-03-07): see email from title uploaded today - Tax Cert should be excluded from APR | 03/10/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Non QM | Non QM | Yes |
| 222969474 | [Redacted] | [Redacted] |  | 32956880 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222969474 | [Redacted] | [Redacted] |  | 32956881 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222969474 | [Redacted] | [Redacted] |  | 32956885 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested exception - Borrower received a COVID loan modification in [redacted], the [redacted]lien was modified and term exceed [redacted]year period. Requesting exception based on [redacted]lien loan terms exceeding [redacted]year limitation. Comp Factors- Borrower has good credit, minimal consumer debt reporting and has long term home ownership history. Modification was during COVID. Cash out proceeds provide >[redacted]months reserves. | Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-04): Client elects to waive with comp factors. |  |  | 03/04/2025 | 2 | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222969476 | [Redacted] | [Redacted] |  | 32956923 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222969476 | [Redacted] | [Redacted] |  | 32956924 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222969476 | [Redacted] | [Redacted] |  | 32956931 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is[redacted] which is after the note date of [redacted] |  |  |  | Reviewer Comment (2025-03-11): Exception Cleared; Updated Hazard Insurance Policy is received.<br>Buyer Comment (2025-03-10): insurance policy with date | 03/11/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971385 | [Redacted] | [Redacted] |  | 32957128 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971385 | [Redacted] | [Redacted] |  | 32957138 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-04): client elects to waive. |  |  | 03/04/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971385 | [Redacted] | [Redacted] |  | 32957226 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted]business days of the Note. |  | Verification(s) of employment is not within [redacted]business days of the Note. |  |  |  | Reviewer Comment (2025-03-11): Cleared. Received updated VVOE<br>Buyer Comment (2025-03-07): VOE | 03/11/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971385 | [Redacted] | [Redacted] |  | 32975371 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | QM risk due to missing income documentation: VOE provided is not within [redacted]days of note. VOE date [redacted], note date [redacted]. |  |  |  | Reviewer Comment (2025-03-11): Received updated VVOE<br>Buyer Comment (2025-03-07): VOE | 03/11/2025 |  |  | 1 | B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222971385 | [Redacted] | [Redacted] |  | 32975372 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | QM risk due to missing income documentation: VOE provided is not within [redacted]days of note. VOE date [redacted], note date [redacted]. |  |  |  | Reviewer Comment (2025-03-11): Received updated VVOE<br>Buyer Comment (2025-03-07): VOE | 03/11/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971385 | [Redacted] | [Redacted] |  | 32975379 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | QM risk due to missing income documentation: VOE provided is not within [redacted]days of note. VOE date [redacted], note date [redacted]. |  |  |  | Reviewer Comment (2025-03-11): Received updated VVOE<br>Buyer Comment (2025-03-07): VOE | 03/11/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971385 | [Redacted] | [Redacted] |  | 32975513 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | QM risk due to missing income documentation: VOE provided is not within [redacted]days of note. VOE date [redacted], note date [redacted]. |  |  |  | Reviewer Comment (2025-03-11): Received updated VVOE<br>Buyer Comment (2025-03-07): VOE | 03/11/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971413 | [Redacted] | [Redacted] |  | 32956902 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971447 | [Redacted] | [Redacted] |  | 32957171 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971473 | [Redacted] | [Redacted] |  | 32957551 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Property has been listed for sale and does not meet seasoning requirement. Borrower listed property for sale because they were looking for a [redacted]unit while adult child and spouse were living with them. The children ended up finding a home right down the street within their budget and decided to make an offer on that house and move out. The borrower have no intention of moving or selling at this point because the reason for listing was due to the kids living at home which will no longer be applicable. Reserves with cash-out >[redacted]months. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years. | Documentation Type: [redacted]Bank Statement<br> Disposable Income: $[redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-04): Client elects to waive with compensating factors. |  |  | 03/04/2025 | 2 | B | B | B | B |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971473 | [Redacted] | [Redacted] |  | 32957555 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-03-06): Exception Cleared; E-sign Consent Agreement document is received.<br>Buyer Comment (2025-03-05): econsent | 03/06/2025 |  |  | 1 | C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971473 | [Redacted] | [Redacted] |  | 32957577 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | D | N/A | N/A | N/A D |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222971473 | [Redacted] | [Redacted] |  | 32957578 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222974136 | [Redacted] | [Redacted] |  | 32958158 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222974136 | [Redacted] | [Redacted] |  | 32958172 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222977030 | [Redacted] | [Redacted] |  | 32958451 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower had modification completed less than [redacted] years old [redacted]. We were unable to determine the reason of modification, per borrower's explanation, this was something that happened [redacted] years ago in [redacted] that was not resolved until [redacted]. Tried to obtain credit supplement and VOM but was unable to get full history to show when were the last late, we know that payment was good for the past [redacted] years and there was no lates after modification. Borrower's FICO is [redacted] points over the max allowed for the LTV, last late is over [redacted] months; low CLTV; borrower is at the same job for over [redacted] years and owns the subject property for over [redacted]years. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-05): Preapproved exception |  |  | 03/05/2025 | 2 | B | B | B | B |  | IL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222977030 | [Redacted] | [Redacted] |  | 32958456 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222977030 | [Redacted] | [Redacted] |  | 32958457 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-04): Client elects to waive. |  |  | 03/04/2025 | 3 | D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222977030 | [Redacted] | [Redacted] |  | 33150700 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-09): Exception cleared as instructed by client.<br>Buyer Comment (2025-04-07): Our DTi's are now aligned, exception can be cleared. thank you!<br>Buyer Comment (2025-04-07): Please see exception approval | 04/09/2025 |  |  | 1 |  | A |  | A |  | IL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222977090 | [Redacted] | [Redacted] |  | 32963077 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-05): Waived as part of review scope |  |  | 03/05/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 222977090 | [Redacted] | [Redacted] |  | 32963078 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 | D | D A | D | D |  | CA | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 222977209 | [Redacted] | [Redacted] |  | 32963267 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-05): Waived per review scope |  |  | 03/05/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222977209 | [Redacted] | [Redacted] |  | 32963268 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-05): Waived per review scope |  |  | 03/05/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222977209 | [Redacted] | [Redacted] |  | 32963290 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] ([redacted]) business days from transaction date of [redacted]. |  |  |  |  | Reviewer Comment (2025-03-11): Received final closing statement reflecting disbursement date as [redacted]<br>Buyer Comment (2025-03-07): Final Settlement statement | 03/11/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 222977209 | [Redacted] | [Redacted] |  | 32963336 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Lender requested exception for FICO of [redacted] on a min of [redacted]. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years. | Documentation Type: [redacted]Full Doc<br> Disposable Income: $[redacted] | Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-11): Client elects to waive with compensating factors.<br>Buyer Comment (2025-03-07): Exception docs are on [redacted]. Please review |  |  | 03/11/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 222978649 | [Redacted] | [Redacted] |  | 32967888 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender requested an exception for appraised value came in lower than estimated, CLTV is over the max allowed of [redacted]%, at [redacted]. Branch requested exception to allow CLTV at [redacted]%. Borrower is at the subject property for over [redacted] years with [redacted] years satisfactory housing history, also borrower is self employed at the same business for over [redacted] years. Borrower is paying off all non-mortgage accounts. Proceeds from cash out covers [redacted] months for post-closing reserves.<br> Compensating factors: <br> Long term Employment (>[redacted] years). <br> Long term Homeownership (>[redacted] years).<br> The exception was approved with -[redacted] exception LLPA. <br> Exception conditions:<br> Max [redacted]% LTV/CLTV.<br> Max DTI [redacted].<br> [redacted] months Post closing reserves.<br> Subject to meeting all other signature closed end second guideline requirements | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years. | Borrower has worked in the same position for [redacted]years. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-06): client elects to waive with comp factors. |  |  | 03/06/2025 | 2 | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222978649 | [Redacted] | [Redacted] |  | 32967892 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-06): Client elects to waive. |  |  | 03/06/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222978651 | [Redacted] | [Redacted] |  | 32967756 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-06): Waived per client request. |  |  | 03/06/2025 | 3 | D | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222978651 | [Redacted] | [Redacted] |  | 32967757 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-06): Waived per client request. |  |  | 03/06/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222979218 | [Redacted] | [Redacted] |  | 32969793 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-06): Client elects to waive. |  |  | 03/06/2025 | 3 | A | A | A | A |  | TX | Primary | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222979218 | [Redacted] | [Redacted] |  | 32969795 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | The city reflects [redacted] instead of XXXX. |  |  |  | Reviewer Comment (2025-03-17): Cleared. Received updated report.<br>Buyer Comment (2025-03-13): [redacted]<br>Buyer Comment (2025-03-13): Appraisal | 03/17/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Purchase | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222979360 | [Redacted] | [Redacted] |  | 32976347 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-06): Waived per client request. |  |  | 03/06/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981307 | [Redacted] | [Redacted] |  | 32976264 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981307 | [Redacted] | [Redacted] |  | 32976267 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | D | N/A | N/A | N/A D |  | MT | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981307 | [Redacted] | [Redacted] |  | 32988449 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Exception to use co-borrowers income with only [redacted] months work history. Cannot document training prior to current employment.<br> Exception to use co-borrowers income with only [redacted] months work history. Borrowers will have over [redacted] months reserves. [redacted] is on fixed income and co-borrower has been on her job for [redacted] months. Prior to that she was unemployed as they moved to a new state and was having difficulty finding a job. Cannot fully document training prior to current job. Borrower provided documentation of signing up for classes/training but did not complete. They have owned subject for [redacted] years. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted]months. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-07): Client elects to waive with comp factors. |  |  | 03/07/2025 | 2 | B | B | B | B |  | MT | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981386 | [Redacted] | [Redacted] |  | 32976021 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981386 | [Redacted] | [Redacted] |  | 32976027 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Current First Lien Experienced payment deferral in [redacted].<br> Current First Lien experienced Payment Deferral in [redacted]. \*\* Compensating FACTORS\*\*: FICO is at a [redacted]: [redacted]months above and beyond what is required $[redacted]- using cash back); residual income= $[redacted]/month; borrower has been self employed for the last [redacted]years which supports strong job stability: no mortgages lates within the last [redacted] months: borrower has been at current/subject residence for [redacted] years/. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-07): Client elects to waive with comp factors. |  |  | 03/07/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Home Improvement | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981517 | [Redacted] | [Redacted] |  | 32979447 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [redacted]% exceeds Guideline total debt ratio of [redacted]%. |  |  |  | Reviewer Comment (2025-03-24): Cleared. Received revised [redacted] and income documentation.<br>Buyer Comment (2025-03-20): Cocs | 03/24/2025 |  |  | 1 | C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981517 | [Redacted] | [Redacted] |  | 32979482 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-03-13): Title Commitment available with coverage amount $[redacted]updated. Exception cleared.<br>Buyer Comment (2025-03-11): [redacted] sent over rebuttal to the investor for review as we have extended replacement cost coverage | 03/13/2025 |  |  | 1 | B | A B | B | A B |  | MD | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981517 | [Redacted] | [Redacted] |  | 32979495 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981517 | [Redacted] | [Redacted] |  | 32979496 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | D | D A | D | D |  | MD | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981517 | [Redacted] | [Redacted] |  | 32989161 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | P& I payment for first lien is not considered on 1008 document and after considering P&I amount the DTI of [redacted] exceeds maximum guideline requirement of [redacted]%. |  |  |  | Reviewer Comment (2025-03-24): Cleared. Received updated [redacted] and income documents<br>Buyer Comment (2025-03-20): See Upload | 03/24/2025 |  |  | 1 | B | A C | B | A C B |  | MD | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222981517 | [Redacted] | [Redacted] |  | 32989162 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted]([redacted]) of [redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to [redacted].) | P& I payment for first lien is not considered on 1008 document and after considering P&I amount the DTI of [redacted] exceeds maximum guideline requirement of [redacted]%. |  |  |  | Reviewer Comment (2025-03-24): Cleared. Received updated [redacted]and income documents<br>Buyer Comment (2025-03-20): See Upload | 03/24/2025 |  |  | 1 | C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222981517 | [Redacted] | [Redacted] |  | 32989163 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | P& I payment for first lien is not considered on 1008 document and after considering P&I amount the DTI of [redacted] exceeds maximum guideline requirement of [redacted]%. |  |  |  | Reviewer Comment (2025-03-24): Cleared. Received updated [redacted]and income documents<br>Buyer Comment (2025-03-20): See Upload | 03/24/2025 |  |  | 1 | C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222982415 | [Redacted] | [Redacted] |  | 32978327 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222982425 | [Redacted] | [Redacted] |  | 32976620 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower requested exception for: Lacking [redacted]days of Paystub.<br>Requesting an exception for original UW who is OOO. Need exception to waive [redacted] days of paystubs. Borrower started new employment [redacted[, borrower has [redacted] month gap in-between employment. First Paystub and offer letter have been provided and attached with exception email for support. CLTV is well below requirements at [redacted]%, borrower FICO is solid at [redacted], residual income is over $[redacted]/m with DTI at [redacted]%<br>Exception has-been approved with compensating factor:<br>CLTV [redacted]% or more under requirement.<br> FICO [redacted] points or more above requirement.<br> Total Debt [redacted]% or more under requirement.<br> Residual income $[redacted]k or more. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-03-07): Client elects to waive with comp factors. |  |  | 03/07/2025 | 2 | B | B | B | B |  | WI | Primary | Refinance - Cash-out - Other | D B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222982425 | [Redacted] | [Redacted] |  | 32977236 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | D | N/A | N/A | N/A D |  | WI | Primary | Refinance - Cash-out - Other | D B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222982425 | [Redacted] | [Redacted] |  | 32977237 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | A | A | A | A |  | WI | Primary | Refinance - Cash-out - Other | D B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222982425 | [Redacted] | [Redacted] |  | 32977271 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Closing Disclosure reflects Finance Charge of $[redacted]but calculated Finance Charge of $[redacted]. Variance = $-[redacted]. Lender to provide corrected CD and copy of letter sent to borrower explaining changes. |  |  |  | Reviewer Comment (2025-04-01): [redacted] received LOE, copy of refund check, corrected CD and proof of delivery. There will be a separate exception to be set for tolling rescission, as the RTC has not been confirmed as delivered yet.<br>Buyer Comment (2025-03-31): RTC<br>Reviewer Comment (2025-03-21): [redacted] received RTC's and tracking label from [redacted] but tracking does not reflect picked up & delivered to borrower. Also missing copy of refund check $[redacted]. Must provide proof of delivery of the [redacted] package with RTC's to borrower within [redacted] business days prior to the [redacted] cancel by date. Based on current status, delivery would already be past delivery date to make the [redacted] cancel by date.<br>Buyer Comment (2025-03-20): RTC with proof of delivery<br>Reviewer Comment (2025-03-19): [redacted]received Corrected CD, LOE to borrower and tracking label. It appears lender is curing the $[redacted]to borrower. Missing copy of refund check and proof of reopening of rescission to all consumers to finalize cure.<br>Buyer Comment (2025-03-18): Final PCCD<br>Reviewer Comment (2025-03-14): If the negative fee was meant to be a credit towards the APR fees, then the lender will need to provide a LOE and a CD with a credit for the amount of $[redacted]for a specific finance charge fee, in the "Paid by Others" column. Note that the lender cannot provide a general credit as it will not be applied to finance charge fees first as the deal settings indicate any credits will be applied to non-finance charges first. As lender is paying all discount fee, there is no fee to borrower to offset the credit. The additional lender credit should be applied to a specific finance charge and reducing the fee amount paid by borrower and the $[redacted]paid by lender in the Paid by others column. Corrected CD & LOE to borrower.<br>Buyer Comment (2025-03-12): Rebuttal |  | 04/01/2025 |  | 2 | C | B C | C | B C |  | WI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222982425 | [Redacted] | [Redacted] |  | 32977272 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Closing Disclosure reflects Finance Charge of $[redacted] but calculated Finance Charge of $[redacted]. Variance = $-[redacted]. Lender to provide corrected CD and copy of letter sent to borrower explaining changes. |  |  |  | Reviewer Comment (2025-04-01): [redacted] received LOE, copy of refund check, corrected CD and proof of delivery. There will be a separate exception to be set for tolling rescission, as the RTC has not been confirmed as delivered yet.<br>Buyer Comment (2025-04-01): TRID Documents.<br>Reviewer Comment (2025-03-14): If the negative fee was meant to be a credit towards the APR fees, then the lender will need to provide a LOE and a CD with a credit for the amount of $[redacted]for a specific finance charge fee, in the "Paid by Others" column. Note that the lender cannot provide a general credit as it will not be applied to finance charge fees first as the deal settings indicate any credits will be applied to non-finance charges first. As lender is paying all discount fee, there is no fee to borrower to offset the credit. The additional lender credit should be applied to a specific finance charge and reducing the fee amount paid by borrower and the $[redacted]paid by lender in the Paid by others column. Corrected CD & LOE to borrower.<br>Buyer Comment (2025-03-12): Please see rebuttal |  | 04/01/2025 |  | 2 | C | B C | C | B C |  | WI | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222982425 | [Redacted] | [Redacted] |  | 33156062 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights ([redacted] years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | Re-Disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  |  |  | Reviewer Comment (2025-04-02): Cure documentation received including LOE, re-opened rescission and proof of delivery.<br>Reviewer Comment (2025-04-02): While rescission was re-opened, the expiration date on the notice should be at least [redacted] business days from the day it was received by the borrower. The mailing label is showing that the package was received by the borrower on [redacted], meaning the rescission expiration date should have reflected [redacted]. They did not give the borrower the appropriate[redacted]-day waiting period.<br> To cure the RTC with the deficient rescission expiration date, a new Rescission will need to be provided to the consumer for execution with a new[redacted]-day waiting period from the time the consumer receives this new Notice. Cure documentation would include a copy of the new rescission notice (with rescission expiration at least [redacted] business days from proof of delivery) and proof of delivery - signature would not be required with proof of delivery provided. |  | 04/02/2025 |  | 2 |  | B |  | B |  | WI | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222986349 | [Redacted] | [Redacted] |  | 32984403 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Required sufficient asset document to meet the cash to close requirement of $[redacted].. |  |  |  | Reviewer Comment (2025-03-24): Cleared. Received asset documentation. Sufficient funds to close verified.<br>Buyer Comment (2025-03-20): Bank statements ([redacted] months)<br>Buyer Comment (2025-03-20): 1008 and 1003 with updated assets<br>Buyer Comment (2025-03-20): Updated 1008 and 1003 with [redacted] month assets | 03/24/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222986349 | [Redacted] | [Redacted] |  | 32984412 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-07): Client elects to waive. |  |  | 03/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223002998 | [Redacted] | [Redacted] |  | 32992491 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-11): Waived per client request. |  |  | 03/11/2025 | 3 | D | N/A | N/A | N/A D |  | MA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223002998 | [Redacted] | [Redacted] |  | 32992492 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-11): Waived per client request. |  |  | 03/11/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223005114 | [Redacted] | [Redacted] |  | 33001483 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines. |  |  | 03/11/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223005114 | [Redacted] | [Redacted] |  | 33001484 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-11): Waived without compensating factors. |  |  | 03/11/2025 | 3 | A | A | A | A |  | GA | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223005792 | [Redacted] | [Redacted] |  | 33001834 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-11): Waived without compensating factor. |  |  | 03/11/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223005792 | [Redacted] | [Redacted] |  | 33001836 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-03-11): Seller acknowledges exception, secondary valuation not required per product guidelines. |  |  | 03/11/2025 | 3 | D | N/A | N/A | N/A D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223005792 | [Redacted] | [Redacted] |  | 33001915 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) | [redacted] Constitution Section [redacted]([redacted])([redacted]): The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of Fair Market Value. Test performed using stated value or other valuation method in file other than appraisal. |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive.<br>Reviewer Comment (2025-03-14): When there is no appraisal in the file, an informational exception is cited to give visibility that the fair market value of the acknowledgement may not be conclusively relied upon for purposes of confirming compliance with provisions that rely on the fair market value of the property, such as the [redacted]% CLTV requirement.<br>The grading on this exception is an EV2-B, and therefore it's eligible to be waived if that is how client wants to proceed. |  |  | 03/14/2025 | 2 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223005792 | [Redacted] | [Redacted] |  | 33001916 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided) | Unable to test fair market acknowledgment due to missing information. | Acknowledgment of Fair market Value is not signed by borrower and Lender. |  |  |  | Reviewer Comment (2025-03-13): Received Acknowledgment of Fair Market Value of Homestead Property signed and dated by all parties, information validated.Exception Cleared.<br>Buyer Comment (2025-03-12): signed | 03/13/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223005792 | [Redacted] | [Redacted] |  | 33001917 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Properly Executed by all persons vested on title) | [redacted] Constitution Section [redacted]([redacted])([redacted]): Acknowledgment of the Fair Market Value not properly executed. | Acknowledgment of Fair market Value is not signed by borrower and Lender. |  |  |  | Reviewer Comment (2025-03-13): Received Acknowledgment of Fair Market Value of Homestead Property signed and dated by all parties, information validated.Exception Cleared.<br>Buyer Comment (2025-03-12): signed | 03/13/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223005792 | [Redacted] | [Redacted] |  | 33001918 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]([redacted])([redacted]): Acknowledgment of the Fair Market Value not properly executed by the Lender. | Acknowledgment of Fair market Value is not signed by borrower and Lender. |  |  |  | Reviewer Comment (2025-03-13): Received Acknowledgment of Fair Market Value of Homestead Property signed and dated by all parties, information validated.Exception Cleared.<br>Buyer Comment (2025-03-12): signed | 03/13/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223005792 | [Redacted] | [Redacted] |  | 33003546 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]([redacted])([redacted]): [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-03-18): Client elects to waive. |  |  | 03/18/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223008988 | [Redacted] | [Redacted] |  | 33007942 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception requesting exception for ineligible [redacted]st lien terms and hazard insurance listing our [redacted] closed end [redacted]nd as being in [redacted]st lien position. Borrowers [redacted]st mortgage is not with an institutional lender- they have a private mortgage with an individual. They cannot locate the Note. They have provided the Deed of Trust + we have a VOM as servicing is handled through Evergreen Loan Servicing. Additionally, the hazard insurance lists [redacted] as being in [redacted]st position. We have asked them to update, but they will not list the [redacted] st lienholder (private mortgage) on the dec page. They will only list [redacted] as we are an institutional lender, and they have no way of showing us in any other position that [redacted]st. Please advise if this will be acceptable, along with the ineligible [redacted]st lien terms. Lender exception was approved with Max [redacted]% CLTV, Max [redacted]% DTI | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has owned the subject property for at least [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | SitusAMC<br>Originator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-03-13): Client elects to waive with compensating factors. |  |  | 03/13/2025 | 2 | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223008988 | [Redacted] | [Redacted] |  | 33007946 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | [redacted] transaction date based on RTC date. |  |  |  | Reviewer Comment (2025-03-31): Received revised Right to cancel H-8 form along with [redacted] delivery confirmation, information validated. Exception Cleared.<br>Buyer Comment (2025-03-28): RTC, LOX, [redacted], Delivery Conf<br>Reviewer Comment (2025-03-25): Unable to cure. While rescission was re-opened, the expiration date on the notice should be at least [redacted] business days from the day it was received by the borrower. The mailing label is showing that the package was received by the borrower on [redacted], meaning the rescission expiration date should have reflected [redacted]. The appropriate[redacted]-day waiting period. <br>To cure the RTC with the deficient rescission expiration date, a new Rescission will need to be provided to the consumer for execution with a new[redacted]-day waiting period from the time the consumer receives this new Notice. Cure documentation would include a copy of the new rescission notice (with rescission expiration at least [redacted] business days from proof of delivery) and proof of delivery - signature would not be required with proof of delivery provided.<br>Buyer Comment (2025-03-20): LOX, RTC, [redacted], Conf of delivery to borrower | 03/31/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223008988 | [Redacted] | [Redacted] |  | 33007948 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-13): Client elects to waive. |  |  | 03/13/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223008988 | [Redacted] | [Redacted] |  | 33145132 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review |  |  |  | Reviewer Comment (2025-04-07): Rescission period expired, exception cleared.<br>Buyer Comment (2025-04-03): Rescission has expired | 04/07/2025 |  |  | 1 |  | A |  | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009211 | [Redacted] | [Redacted] |  | 33008615 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-13): Client elects to waive. |  |  | 03/13/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009211 | [Redacted] | [Redacted] |  | 33008787 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [redacted] Constitution Section [redacted]([redacted])([redacted]): Acceptable [redacted] title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the [redacted] [redacted] endorsement or the [redacted] endorsement. (The loan is a [redacted] Section [redacted]([redacted])([redacted]) home equity loan.) |  |  |  |  | Reviewer Comment (2025-03-18): Closing instruction for [redacted] loan confirms final title will include [redacted] and [redacted] endorsements. Exception cleared.<br>Buyer Comment (2025-03-17): Please see attached - also on the final closing disclosure these endorsements are listed as being provided on our final title policy<br>Reviewer Comment (2025-03-17): Require Title Policy includes the Texas [redacted] endorsement or the [redacted] endorsement. Exception Remains.<br>Buyer Comment (2025-03-14): Please see attached | 03/18/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009211 | [Redacted] | [Redacted] |  | 33008788 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-03-19): Client elects to waive.<br>Reviewer Comment (2025-03-19): Unable to clear. Received the Notice Concerning Extension of Credit however, the exception is related to the Note that is not on an [redacted] form.<br>Buyer Comment (2025-03-17): see attached. |  |  | 03/19/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009211 | [Redacted] | [Redacted] |  | 33021649 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Except Request: Exception is needed due to Section [redacted]: Unacceptable Property Type (Log Home & >[redacted]Acres) and Section:[redacted] Rural Investment Property. Exception request for eligibility of subject property. The subject is a [redacted]/[redacted] [redacted] SFR located in a rural area with [redacted] acres, public water, and septic sewer. Subject is legally zoned as " Single Family Residence." The Appraiser has provided a couple of sales to bracket the subject's site size, but none of the comparable are truly "link in kind". | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years. | Borrower has been employed in the same industry for more than [redacted]years.<br>Residual income of $[redacted]or more | Originator,SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-13): Client elects to waive with compensating factors. |  |  | 03/13/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009826 | [Redacted] | [Redacted] |  | 33008511 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-13): Client elects to waive. |  |  | 03/13/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009990 | [Redacted] | [Redacted] |  | 33008585 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-13): Client elects to waive. |  |  | 03/13/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009990 | [Redacted] | [Redacted] |  | 33008586 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-13): Client elects to waive. |  |  | 03/13/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009995 | [Redacted] | [Redacted] |  | 33008988 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-13): Client elects to waive. |  |  | 03/13/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009998 | [Redacted] | [Redacted] |  | 33009376 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-13): Client elects to waive. |  |  | 03/13/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223009998 | [Redacted] | [Redacted] |  | 33009379 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-13): Client elects to waive. |  |  | 03/13/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223012470 | [Redacted] | [Redacted] |  | 33020060 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | D | N/A | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223012470 | [Redacted] | [Redacted] |  | 33020061 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223012575 | [Redacted] | [Redacted] |  | 33020203 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223012575 | [Redacted] | [Redacted] |  | 33020232 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Required replacement cost estimator or Hazard Insurance policy with sufficient replacement cost. |  |  |  | Reviewer Comment (2025-03-27): Replacement Cost estimator received, exception cleared.<br>Buyer Comment (2025-03-25): Replacement Cost estimator<br>Reviewer Comment (2025-03-21): Unpaid principled balance is $[redacted]and the loan amount is $[redacted]sum of [redacted] and loan amount is $[redacted]which is lower than estimated cost amount $[redacted]\*[redacted]%=$[redacted]. Replacement cost estimator required to cover shortfall exception remains<br>Buyer Comment (2025-03-18): Please advise of the shortage as current policy covers dwelling of $[redacted]k, over [redacted]% of the appraised value. | 03/27/2025 |  |  | 1 | C | A C | C | A C |  | KS | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223013233 | [Redacted] | [Redacted] |  | 33020218 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223013361 | [Redacted] | [Redacted] |  | 33020294 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223013361 | [Redacted] | [Redacted] |  | 33020295 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223013361 | [Redacted] | [Redacted] |  | 33020299 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final Title policy is missing. |  |  |  | Reviewer Comment (2025-03-21): Final Title received. | 03/21/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223013361 | [Redacted] | [Redacted] |  | 33020301 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy does not have policy amount and the final title policy is missing. |  |  |  | Reviewer Comment (2025-03-21): Final Title received.<br>Buyer Comment (2025-03-20): Please see attached | 03/21/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223013401 | [Redacted] | [Redacted] |  | 33020514 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223013401 | [Redacted] | [Redacted] |  | 33023164 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Borrower has[redacted] late for[redacted] (verbal confirmation, to be documented) on the existing subject second mortgage to be paid.<br> Exception Approved. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Long term Homeownership (>[redacted] years)<br>Residual Income $[redacted]k or more | SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-14): Client elects to waive with compensating factors. |  |  | 03/14/2025 | 2 | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223015794 | [Redacted] | [Redacted] |  | 33026803 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-17): Client elects to waive. |  |  | 03/17/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223015794 | [Redacted] | [Redacted] |  | 33150701 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-15): Received required statements/worksheet. Condition cleared.<br>Buyer Comment (2025-04-11): bank statements and income worksheet<br>Reviewer Comment (2025-04-11): Received lenders attestation/certification regarding the accounts used for the passive income, however the file did not contain the bank statements for the referenced accounts. Please provide lenders passive income worksheet and the most recent [redacted] months bank statements being used for this income.<br>Buyer Comment (2025-04-09): per note above<br>Buyer Comment (2025-04-09): Please see above noted documents<br>Buyer Comment (2025-04-09): Please see the 1003, 1008, bank statements to support the use of passive asset income per guides. Explanation of calculation included | 04/15/2025 |  |  | 1 |  | A |  | A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223016180 | [Redacted] | [Redacted] |  | 33026813 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223018951 | [Redacted] | [Redacted] |  | 33026554 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223018951 | [Redacted] | [Redacted] |  | 33026555 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223023833 | [Redacted] | [Redacted] |  | 33035640 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223023833 | [Redacted] | [Redacted] |  | 33035643 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | D | D A | D | D |  | UT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223023851 | [Redacted] | [Redacted] |  | 33037374 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223023854 | [Redacted] | [Redacted] |  | 33037430 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223024814 | [Redacted] | [Redacted] |  | 33037483 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223024814 | [Redacted] | [Redacted] |  | 33037485 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM is provided and supporting secondary valuation missing in file. |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025771 | [Redacted] | [Redacted] |  | 33037581 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025783 | [Redacted] | [Redacted] |  | 33035667 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025783 | [Redacted] | [Redacted] |  | 33035668 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | D | N/A | N/A | N/A D |  | MT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025785 | [Redacted] | [Redacted] |  | 33033113 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025785 | [Redacted] | [Redacted] |  | 33033114 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | D | D A | D | D |  | LA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025785 | [Redacted] | [Redacted] |  | 33038492 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Documentation: Waive [redacted] loss and documentation requirements ([redacted]'s, tax returns, business returns, [redacted] transcripts) and the requirement to account for this K1 loss in the ratios. Comp factor of long term employment. Unable to downgrade and waive due to missing lender approval of the lender exception. |  |  |  | Reviewer Comment (2025-03-24): Cleared. Per lender correspondence, the exception was not required.<br>Buyer Comment (2025-03-20): Internal approval review | 03/24/2025 |  |  | 1 | C | A C | C | A C |  | LA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025788 | [Redacted] | [Redacted] |  | 33037637 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025788 | [Redacted] | [Redacted] |  | 33074553 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Lender exception approved to allow LTV over [redacted]% with a credit score less than [redacted] required score. Compensating factor of minimal consumer debt. Conditions of approval: maximum CLTV of [redacted]%, maximum DTI [redacted]% and minimum FICO [redacted]. | Miscellaneous<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Minimal consumer debt | Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-18): Lender granted exception approval with compensating factors in loan file. |  |  | 03/18/2025 | 2 | B | B | B | B |  | MA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025792 | [Redacted] | [Redacted] |  | 33037394 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223025792 | [Redacted] | [Redacted] |  | 33037396 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223030794 | [Redacted] | [Redacted] |  | 33039017 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | ME | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223035660 | [Redacted] | [Redacted] |  | 33038710 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-14): Client elects to waive. |  |  | 03/14/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223035660 | [Redacted] | [Redacted] |  | 33038717 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | Hazard Insurance Policy Effective Date is after note date. |  |  |  | Reviewer Comment (2025-03-21): Received current policy, renewal policy already available, exception cleared.<br>Buyer Comment (2025-03-20): Current Policy | 03/21/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223035660 | [Redacted] | [Redacted] |  | 33038925 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Note P&I of $[redacted] does not match calculated P&I of $[redacted]. |  |  |  | Reviewer Comment (2025-03-20): Simple Interest Addendum to Note received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-03-19): Simple Interest Addendum | 03/20/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223041299 | [Redacted] | [Redacted] |  | 33059850 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-19): Client elects to waive. |  |  | 03/19/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223041299 | [Redacted] | [Redacted] |  | 33059851 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-19): Client elects to waive. |  |  | 03/19/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223041299 | [Redacted] | [Redacted] |  | 33059854 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Amount of $[redacted] is less than the note amount of $[redacted] based on the Commitment in file. |  |  |  | Reviewer Comment (2025-03-24): Received Title Commitment document with valid policy amount, information validated accordingly. Exception Cleared.<br>Buyer Comment (2025-03-21): Title | 03/24/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223041303 | [Redacted] | [Redacted] |  | 33059975 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-19): Client elects to waive. |  |  | 03/19/2025 | 3 | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223041347 | [Redacted] | [Redacted] |  | 33060131 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-19): Client elects to waive. |  |  | 03/19/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223041347 | [Redacted] | [Redacted] |  | 33060253 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-03-19): Client elects to waive. |  |  | 03/19/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223049777 | [Redacted] | [Redacted] |  | 33071588 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-20): Waived per client request. |  |  | 03/20/2025 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223049777 | [Redacted] | [Redacted] |  | 33071589 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-20): Waived per client request. |  |  | 03/20/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223049879 | [Redacted] | [Redacted] |  | 33071969 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-20): Waived per client request. |  |  | 03/20/2025 | 3 | D | N/A | N/A | N/A D |  | CT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223049879 | [Redacted] | [Redacted] |  | 33071970 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-20): Waived per client request. |  |  | 03/20/2025 | 3 | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223053813 | [Redacted] | [Redacted] |  | 33072172 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-20): Waived per client request. |  |  | 03/20/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223053813 | [Redacted] | [Redacted] |  | 33072173 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-20): Waived per client request. |  |  | 03/20/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223056390 | [Redacted] | [Redacted] |  | 33079151 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223056390 | [Redacted] | [Redacted] |  | 33079152 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223056683 | [Redacted] | [Redacted] |  | 33083127 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223056683 | [Redacted] | [Redacted] |  | 33083130 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-21): Waived per client request. |  |  | 03/21/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223056683 | [Redacted] | [Redacted] |  | 33083270 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception Request: Documentation. Use of letter from Attorney and not CPA.<br> Borrowers are returning [redacted] self employed borrowers. they purchased [redacted] and refinanced [redacted]. Both borrowers are self employed with B!; [redacted]plus years self employed and Borrower [redacted] years and [redacted] years in the business. Borrowers have an as agreed mortgage and credit history. Attorney was a CPA back in [redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Long term employment over [redacted] years<br>Long term employment over [redacted] years | SitusAMC,Aggregator<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-21): Lender granted exception approval with compensating factors in loan file. |  |  | 03/21/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223062510 | [Redacted] | [Redacted] |  | 33082702 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223062510 | [Redacted] | [Redacted] |  | 33082704 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223062510 | [Redacted] | [Redacted] |  | 33082762 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to three ([redacted]) business days from transaction date of [redacted]. | Final CD reflects loan disbursed [redacted], with is less than [redacted] business days from closing date of [redacted]. |  |  |  | Reviewer Comment (2025-03-31): Received updated/corrected RTC. Condition cleared.<br>Buyer Comment (2025-03-27): Please see disbursement documentation, loan disbursed [redacted]<br>Reviewer Comment (2025-03-27): Exception remains: Loan was disbursed on [redacted] , which is less than [redacted] business days from closing date of [redacted]<br>Buyer Comment (2025-03-26): RTC | 03/31/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223062510 | [Redacted] | [Redacted] |  | 33082763 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The [redacted] form was used, the [redacted] form should have been used. | Right to Cancel was issued on incorrect H-[redacted] form. No mortgages being paid off with subject loan. H-[redacted] Form is required. |  |  |  | Reviewer Comment (2025-03-27): Revised RTC received, exception cleared.<br>Buyer Comment (2025-03-26): Please see RTC documentation uploaded today. | 03/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223062510 | [Redacted] | [Redacted] |  | 33130597 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | Revised RTC received, exception can be cleared after midnight [redacted]. |  |  |  | Reviewer Comment (2025-04-02): Revised RTC received, exception cleared.<br>Buyer Comment (2025-04-01): Please clear condition as recission period has closed. Thank you! | 04/02/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223062511 | [Redacted] | [Redacted] |  | 33080467 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223062511 | [Redacted] | [Redacted] |  | 33080468 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223062818 | [Redacted] | [Redacted] |  | 33079956 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | D | N/A | N/A | N/A D |  | DE | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223062818 | [Redacted] | [Redacted] |  | 33079957 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-21): Client elects to waive. |  |  | 03/21/2025 | 3 | A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223066728 | [Redacted] | [Redacted] |  | 33085945 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| 223066728 | [Redacted] | [Redacted] |  | 33150705 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-14): Received updated information from Lender. Condition cleared.<br>Buyer Comment (2025-04-10): Please update the SSI to reflect the most current [redacted]amount of $[redacted]/mo @ [redacted]% gross-up = $[redacted]/mo. The initial SSI used was conservative from the out dated [redacted] award letter. The [redacted] bank statements in file show the increase from the end of [redacted]into [redacted]going from $[redacted]/mo to $[redacted]/mo. We've also obtained and uploaded the [redacted] award letter to support this amount. DTI should now be [redacted]% after alignment. Thank you!<br>Buyer Comment (2025-04-10): [redacted] SSI award letter that matches up to latest deposits found on the [redacted] bank statements @ $[redacted]/mo<br>Buyer Comment (2025-04-10): Updated 1008<br>Buyer Comment (2025-04-10): Updated 1003 | 04/14/2025 |  |  | 1 |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| 223067979 | [Redacted] | [Redacted] |  | 33086422 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 223067979 | [Redacted] | [Redacted] |  | 33150652 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy for FICO |  |  |  | Reviewer Comment (2025-04-09): Clear per lender instruction.<br>Buyer Comment (2025-04-07): Please clear-no FICO discrepancy | 04/09/2025 |  |  | 1 |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 223067979 | [Redacted] | [Redacted] |  | 33150659 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy for FICO |  |  |  | Reviewer Comment (2025-04-09): Clear per lender instruction.<br>Buyer Comment (2025-04-07): Please clear-no FICO discrepancy | 04/09/2025 |  |  | 1 |  | A |  | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 223068112 | [Redacted] | [Redacted] |  | 33086265 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223068112 | [Redacted] | [Redacted] |  | 33086298 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Title Preliminary Report in the file doesn't disclose the total Policy coverage amount. Provide evidence of title with sufficient policy coverage. |  |  |  | Reviewer Comment (2025-03-27): Policy amount provided. Exception Cleared.<br>Buyer Comment (2025-03-25): Title Supplement | 03/27/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223068119 | [Redacted] | [Redacted] |  | 33086417 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223068119 | [Redacted] | [Redacted] |  | 33086420 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as [redacted] Value is supported. |  |  |  | Reviewer Comment (2025-03-27): Client elects to waive. |  |  | 03/27/2025 | 3 | D | D A | D | D |  | CT | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223068121 | [Redacted] | [Redacted] |  | 33086182 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | D | N/A | N/A | N/A D |  | NC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223068121 | [Redacted] | [Redacted] |  | 33086183 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223068374 | [Redacted] | [Redacted] |  | 33086366 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | D | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223068374 | [Redacted] | [Redacted] |  | 33086367 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223068374 | [Redacted] | [Redacted] |  | 33086590 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-04-11): Senior lien security instrument received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-04-10): Mortgage<br>Reviewer Comment (2025-04-07): Note document required for senior (first) lien. Condition remains.<br>Buyer Comment (2025-04-04): Note uploaded [redacted]Pg [redacted]-[redacted] | 04/11/2025 |  |  | 1 | D | A D | D | A D |  | SC | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223068374 | [Redacted] | [Redacted] |  | 33087085 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2025-03-25): Simple Interest Addendum in the file, exception cleared.<br>Buyer Comment (2025-03-24): Simple Interest Addendum uploaded ([redacted][redacted]) | 03/25/2025 |  |  | 1 | B | A B | B | A B |  | SC | Primary | Refinance - Cash-out - Other | D A B | Non QM | Non QM | No |
| 223068376 | [Redacted] | [Redacted] |  | 33086205 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on preliminary title report. |  |  |  | Reviewer Comment (2025-03-26): Policy amount updated. Exception Cleared.<br>Buyer Comment (2025-03-25): [redacted] Supplemental Report shows $[redacted]Policy Amount which is more than loan amount. Please cancel | 03/26/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B D A | Non QM | Non QM | No |
| 223068376 | [Redacted] | [Redacted] |  | 33086206 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B D A | Non QM | Non QM | No |
| 223068376 | [Redacted] | [Redacted] |  | 33086398 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Note P&I of $[redacted]does not match calculated P&I of $[redacted]. |  |  |  | Reviewer Comment (2025-03-27): Simple interest addendum located in file.<br>Buyer Comment (2025-03-25): [redacted] Simple Interest Addendum. Please cancel | 03/27/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B D A | Non QM | Non QM | No |
| 223068376 | [Redacted] | [Redacted] |  | 33107038 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested for exceeding max CLTV<br>Borrower has lived in subject property for over [redacted] years Doing cash-out to help expand their business. Borrower has owned business for over [redacted] years. [redacted] credit score with good pay history. Borrower is in payment plan for back income taxes. Strong residual income. Borrower owns [redacted] properties. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years. | Borrower has been in the same property for over [redacted] years, with credit score [redacted] and good pay history. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-25): Client elects to waive with comp factors.<br>Reviewer Comment (2025-03-24): Borrower has lived in subject property for over [redacted] years Doing cash-out to help expand their business. Borrower has owned business for over [redacted] years. [redacted]credit score with good pay history. Borrower is in payment plan for back income taxes. Strong residual income. Borrower owns [redacted] properties. |  |  | 03/25/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B D A | Non QM | Non QM | No |
| 223068376 | [Redacted] | [Redacted] |  | 34631656 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive |  |  | 10/02/2025 | 2 |  | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | B D A | Non QM | Non QM | No |
| 223068376 | [Redacted] | [Redacted] |  | 34631660 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Other | B D A | Non QM | Non QM | No |
| 223068831 | [Redacted] | [Redacted] |  | 33086767 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223068851 | [Redacted] | [Redacted] |  | 33086834 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223068851 | [Redacted] | [Redacted] |  | 33086859 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Divorce Decree / Child Support not provided |  | Missing Child Support or judgement order. |  |  |  | Reviewer Comment (2025-04-07): Child Support evidence received, exception cleared.<br>Buyer Comment (2025-04-03): borrower is not divorced just has child support no court documents was never married.<br>Buyer Comment (2025-04-03): Rebuttal and Proof | 04/07/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223068921 | [Redacted] | [Redacted] |  | 33092714 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223068921 | [Redacted] | [Redacted] |  | 33092715 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-24): Client elects to waive. |  |  | 03/24/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223068921 | [Redacted] | [Redacted] |  | 33092724 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Title Preliminary Report in the file doesn't disclose the total Policy coverage amount. Provide evidence of title with sufficient policy coverage. |  |  |  | Reviewer Comment (2025-03-25): Escrow instruction received, exception cleared.<br>Buyer Comment (2025-03-24): Title | 03/25/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Non QM | Non QM | No |
| 223068921 | [Redacted] | [Redacted] |  | 33092731 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] ([redacted]) business days from transaction date of [redacted]. | Subject loan transaction disbursed on [redacted], prior to [redacted] ([redacted]) business days from transaction date of [redacted]. |  |  |  | Reviewer Comment (2025-04-21): Borrower received an extended RTC period. Condition cleared.<br>Reviewer Comment (2025-04-18): RTC received with [redacted] however disbursement date is still [redacted] instead of [redacted]. Exception Remains.<br>Buyer Comment (2025-04-17): RTC<br>Buyer Comment (2025-04-17): Del<br>Buyer Comment (2025-04-17): Conf sent<br>Reviewer Comment (2025-04-10): Received final closing statement however the disbursement date reflects [redacted] instead of [redacted].<br>Buyer Comment (2025-04-08): Final Settlement Statement<br>Reviewer Comment (2025-04-01): Received updated RTC which is showing a signature date of [redacted], but should be [redacted], evidence of borrower's receipt and correspondence from the title company showing the disbursement date was [redacted]. The correct disbursement date should be [redacted]. Please provide the corrected RTC with the correct closing date and the final ALTA settlement statement supporting the actual disbursement date.<br>Buyer Comment (2025-03-28): RTC, LOX, [redacted], Delivery<br>Reviewer Comment (2025-03-25): Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted](notary date). Exception remains.<br>Buyer Comment (2025-03-24): RTC signed at closing update to show [redacted]<br>Buyer Comment (2025-03-24): Note Date [redacted] | 04/21/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Non QM | Non QM | Yes |
| 223076487 | [Redacted] | [Redacted] |  | 33092885 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Evidence of initial rate lock date not provided. |  |  |  | Reviewer Comment (2025-03-28): Received [redacted] Rate lock document, information validated. Exception Cleared.<br>Buyer Comment (2025-03-26): Rate Lock | 03/28/2025 |  |  | 1 | B | A B | B | A B |  | NC | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223076487 | [Redacted] | [Redacted] |  | 33092923 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-25): Waived per client guidance. |  |  | 03/25/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223078941 | [Redacted] | [Redacted] |  | 33093441 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-25): Waived per client guidance. |  |  | 03/25/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223078941 | [Redacted] | [Redacted] |  | 33093443 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-25): Waived per client guidance. |  |  | 03/25/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223078941 | [Redacted] | [Redacted] |  | 33094019 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. | Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  | Reviewer Comment (2025-03-31): Corrected Acknowledgment of Fair Market value is received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-03-27): Please see attached | 03/31/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223078941 | [Redacted] | [Redacted] |  | 33094020 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-03-27): Client elects to waive. |  |  | 03/27/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223081682 | [Redacted] | [Redacted] |  | 33095369 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-25): Client elects to waive. |  |  | 03/25/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 223089464 | [Redacted] | [Redacted] |  | 33098384 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 3 | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223089501 | [Redacted] | [Redacted] |  | 33098536 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223089501 | [Redacted] | [Redacted] |  | 33098538 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223089817 | [Redacted] | [Redacted] |  | 33099270 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2025-04-02): Final title policy provided. Exception Cleared. | 04/02/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223089817 | [Redacted] | [Redacted] |  | 33099280 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223089817 | [Redacted] | [Redacted] |  | 33099282 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223089817 | [Redacted] | [Redacted] |  | 33099328 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on preliminary title report. |  |  |  | Reviewer Comment (2025-04-02): Final title policy provided. Exception Cleared.<br>Buyer Comment (2025-04-01): see updated title commitment | 04/02/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223089817 | [Redacted] | [Redacted] |  | 33305401 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-25): Received required statements. Condition cleared.<br>Buyer Comment (2025-04-23): [redacted] PAID BY [redacted] [redacted] MONTHS UPLOADED<br>Reviewer Comment (2025-04-22): Unable to locate supporting document confirming [redacted] being paid by [redacted] party.<br>Buyer Comment (2025-04-21): Please exclude the [redacted] installment payment of $[redacted]as this is documented as being paid by another ([redacted]) - [redacted] statements in file show monthly payments being made. This should align the DTI to [redacted]% | 04/25/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223090362 | [Redacted] | [Redacted] |  | 33101591 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception is present in file :<br>We are needing an exception since his [redacted]st mortgage was previously modified to extend the term. Since the mod, all mortgage payments have been made on time. DTI and reserves are strong, he has been in the same industry and with the same employer over [redacted]years. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Residual Income $[redacted]k or more<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-03-26): Client elects to waive with compensating factors. |  |  | 03/26/2025 | 2 | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223090362 | [Redacted] | [Redacted] |  | 33101608 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223090362 | [Redacted] | [Redacted] |  | 33101610 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223090409 | [Redacted] | [Redacted] |  | 33108963 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Client elects to waive. |  |  | 03/26/2025 | 3 | D | D A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223090409 | [Redacted] | [Redacted] |  | 33108967 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-26): Client elect to waive. |  |  | 03/26/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223111587 | [Redacted] | [Redacted] |  | 33108539 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-02): Client elects to waive. |  |  | 04/02/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223111587 | [Redacted] | [Redacted] |  | 33108542 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Limited compliance review scope. |  |  | 03/26/2025 | 3 | D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223114301 | [Redacted] | [Redacted] |  | 33112272 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-28): Client elects to waive. |  |  | 03/28/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223114301 | [Redacted] | [Redacted] |  | 33112273 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Limited compliance review scope. |  |  | 03/26/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223114301 | [Redacted] | [Redacted] |  | 33304521 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for DTI. |  |  |  | Reviewer Comment (2025-05-06): Received updated SS calculations. Condition cleared.<br>Buyer Comment (2025-05-02): Please gross up SSI [redacted] [redacted]. Transcript, IWS and LT/URLA attached<br>Buyer Comment (2025-05-02): Please gross up SSI for [redacted]. Transcript, IWS and LT/URLA attached | 05/06/2025 |  |  | 1 |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223114341 | [Redacted] | [Redacted] |  | 33110785 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-26): Client elected to waive exceptions |  |  | 03/26/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223114341 | [Redacted] | [Redacted] |  | 33110787 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Limited compliance review scope. |  |  | 03/26/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223116798 | [Redacted] | [Redacted] |  | 33129556 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223116798 | [Redacted] | [Redacted] |  | 33129560 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223116812 | [Redacted] | [Redacted] |  | 33118151 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Limited compliance review scope. |  |  | 03/26/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223116812 | [Redacted] | [Redacted] |  | 33118153 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-28): Client elects to waive. |  |  | 03/28/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223116815 | [Redacted] | [Redacted] |  | 33118442 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223116815 | [Redacted] | [Redacted] |  | 33118470 |  | Compliance | Compliance | Federal Compliance | Compliance | Not Eligible for QM based on Appendix Q | Closing Disclosure with an estimated issue date of [redacted] did not disclose an issue date. Unable to conclusively determine Final Closing Disclosure to use for fees due to missing Issue Date. Any applicable Federal, State or Local compliance testing may be unreliable. Closing Disclosure dated [redacted] used to source fees for testing. | Issue date not provided in final Closing disclosure. |  |  |  | Reviewer Comment (2025-03-28): LOS screenshot of issue date provided<br>Buyer Comment (2025-03-28): Conf of date Final CD sent | 03/28/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223116815 | [Redacted] | [Redacted] |  | 33118474 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Issue Date Not Provided | TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on[redacted] did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. | Issue date not provided in final Closing disclosure. |  |  |  | Reviewer Comment (2025-04-01): [redacted] receive confirmation of issue date.<br>Reviewer Comment (2025-03-31): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on [redacted] did not disclose the actual Date Issued. Unable to conclusively determine Final Closing disclosure to use to test for compliance with applicable TRID timing requirements, TRID fee tolerance testing or accuracy of disclosures at or before consummation due to missing Issue Date. Tested using an estimated Date Issued based on best information available. (Final/[redacted])<br>Buyer Comment (2025-03-31): Please see attached<br>Reviewer Comment (2025-03-28): LOS screenshot of issue date provided<br>Buyer Comment (2025-03-28): Confirmation of Final CD sent uploaded | 04/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | Good Faith Redisclosure C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223116815 | [Redacted] | [Redacted] |  | 33118475 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to three [redacted] business days from transaction date of [redacted] | RTC expiration is date[redacted] which is after the disbursement date of[redacted] |  |  |  | Reviewer Comment (2025-04-03): Received evidence of correct disbursement date. Condition cleared.<br>Buyer Comment (2025-03-31): Final Alta | 04/03/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223116815 | [Redacted] | [Redacted] |  | 33304422 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-24): Cleared. Received updated 1008.<br>Buyer Comment (2025-04-22): Please find the attached updated 1008 with DTI aligning at [redacted]%. It appears the [redacted]#[redacted]installment loan wasn't paid down to less than [redacted]payments as initially submitted. Payment has been reinstated in the [redacted] side for DTI alignment. Thank you.<br>Reviewer Comment (2025-04-22): Made necessary changes, however DD debt ratio is at [redacted]%. Discrepancy remains.<br>Buyer Comment (2025-04-18): Please update for alignment of DTI. - [redacted] auto lease should be omitted ($[redacted]/mo - \*doc'd in file with [redacted]mos of statements, biz pays) and also[redacted] C/C ($[redacted]bal @ $[redacted]/mo) shows marked in portal as paid @ close but it wasn't. After alignment, DTI should be [redacted]%. Thank you. | 04/24/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223116852 | [Redacted] | [Redacted] |  | 33118388 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223117762 | [Redacted] | [Redacted] |  | 33127461 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-28): Client elects to waive. |  |  | 03/28/2025 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223117762 | [Redacted] | [Redacted] |  | 33127462 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-28): Client elects to waive. |  |  | 03/28/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223117764 | [Redacted] | [Redacted] |  | 33119004 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | A | A | A | A |  | HI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223117764 | [Redacted] | [Redacted] |  | 33119006 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-26): Limited compliance review scope. |  |  | 03/26/2025 | 3 | D | N/A | N/A | N/A D |  | HI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223117868 | [Redacted] | [Redacted] |  | 33129626 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-28): Client elects to waive. |  |  | 03/28/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 223117868 | [Redacted] | [Redacted] |  | 33129627 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-28): Client elects to waive. |  |  | 03/28/2025 | 3 | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 223127699 | [Redacted] | [Redacted] |  | 33129168 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-03-31): Client elects to waive with compensating factors. |  |  | 03/31/2025 | 2 | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223127699 | [Redacted] | [Redacted] |  | 33129170 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223127699 | [Redacted] | [Redacted] |  | 33129171 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223127707 | [Redacted] | [Redacted] |  | 33129254 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223128053 | [Redacted] | [Redacted] |  | 33129492 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223128053 | [Redacted] | [Redacted] |  | 33129502 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: [redacted]. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  | [redacted] section[redacted] indicates the borrower has additional mortgages in process that are not disclosed on [redacted]. |  |  |  | Reviewer Comment (2025-04-02): Corrected 1003 received, exception cleared.<br>Buyer Comment (2025-04-01): Please see corrected 1003 | 04/02/2025 |  |  | 1 | C | A C | C | A C |  | MA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223128057 | [Redacted] | [Redacted] |  | 33130922 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223128057 | [Redacted] | [Redacted] |  | 33130923 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223128060 | [Redacted] | [Redacted] |  | 33139592 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223128060 | [Redacted] | [Redacted] |  | 34631713 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223128322 | [Redacted] | [Redacted] |  | 33131423 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33131436 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | AVM document received and updated. The supporting secondary valuation is missing. |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | D | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33131986 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Replacement Estimator is required as coverage shortfall by [redacted] |  |  |  | Reviewer Comment (2025-04-16): Replacement cost coverage up to the dwelling limit as per Hazard Insurance policy. Details verified and updated. Excepotion cleared.<br>Buyer Comment (2025-04-15): Please see attached<br>Reviewer Comment (2025-04-03): Provided HOI is still short with coverage by $[redacted]. Exception Remains.<br>Buyer Comment (2025-04-02): HOI policy | 04/16/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33132743 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Verbal Verification of Employment is missing in file for Co-borrower's Employer as [redacted] |  |  |  | Reviewer Comment (2025-04-23): VVOE provided for [redacted] trailing docs.<br>Reviewer Comment (2025-04-02): Verbal verification of employment in the file is for the borrower, requesting verbal verification of employment for the co borrower. Condition remains.<br>Buyer Comment (2025-04-01): The S/E VOE expires on [redacted] which is prior to note date. Please clear condition | 04/23/2025 |  |  | 1 | B | A C | B | A C B |  | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 223128322 | [Redacted] | [Redacted] |  | 33132748 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - [redacted] | Ability to Repay (Dodd-Frank [redacted]): Unable to verify current Wages/W[redacted] employment status using reasonably reliable third-party records. | Verbal Verification of Employment is missing in file for Co-borrower's Employer as [redacted] |  |  |  | Reviewer Comment (2025-04-23): VVOE provided for [redacted] trailing docs.<br>Buyer Comment (2025-04-22): Please see attached<br>Reviewer Comment (2025-04-02): Verbal verification of employment in the file is for the borrower, requesting verbal verification of employment for the co borrower. | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33132749 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Verbal Verification of Employment is missing in file for Co-borrower's Employer as [redacted] |  |  |  | Reviewer Comment (2025-04-23): VVOE provided for [redacted]. | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33132750 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | Verbal Verification of Employment is missing in file for Co-borrower's Employer as [redacted] |  |  |  | Reviewer Comment (2025-04-23): VVOE provided for [redacted] trailing docs. | 04/23/2025 |  |  | 1 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33132821 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verbal Verification of Employment is missing in file for Co-borrower's Employer as [redacted] |  |  |  | Reviewer Comment (2025-04-23): VVOE provided for [redacted]. | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33132824 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verbal Verification of Employment is missing in file for Co-borrower's Employer as [redacted] |  |  |  | Reviewer Comment (2025-04-23): VVOE provided for [redacted] trailing docs. | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33133834 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Verbal Verification of Employment is missing in file for Co-borrower's Employer as [redacted] |  |  |  | Reviewer Comment (2025-04-23): VVOE provided for [redacted]. | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128322 | [Redacted] | [Redacted] |  | 33141837 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verbal Verification of Employment is missing in file for Co-borrower's Employer as [redacted] |  |  |  | Reviewer Comment (2025-04-23): Cleared. Per client, 1065 income not used to qualify. Only [redacted]yrs Sched C used to qualify. VVOE provided for [redacted] No [redacted] in trailing docs. | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223128480 | [Redacted] | [Redacted] |  | 33130469 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Client elects to waive. |  |  | 03/31/2025 | 3 | A | A | A | A |  | KS | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223128485 | [Redacted] | [Redacted] |  | 33131453 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-03-31): Waiver per deal notes |  |  | 03/31/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223128485 | [Redacted] | [Redacted] |  | 33131454 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Waiver per deal notes |  |  | 03/31/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223130332 | [Redacted] | [Redacted] |  | 33139384 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-03-31): Per deal notes on valuation screen. |  |  | 03/31/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223130332 | [Redacted] | [Redacted] |  | 33139403 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on preliminary title report. |  |  |  | Reviewer Comment (2025-04-03): Confirmation received from title company with policy amount of $[redacted]. Exception Cleared.<br>Buyer Comment (2025-04-02): title confirmation | 04/03/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223130332 | [Redacted] | [Redacted] |  | 33139430 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to three [redacted] business days from transaction date of [redacted] | Loan was disbursed prior to midnight of third business day after consummation. Lender to re-open recission, provide copy of new right to cancel form, copy of letter of explanation sent to borrower, and proof of delivery. Note: This exception will not be cleared until expiration of new recission period. |  |  |  | Reviewer Comment (2025-04-03): Received evidence of correct disbursement date. Condition cleared.<br>Buyer Comment (2025-04-01): Final Alta | 04/03/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223130332 | [Redacted] | [Redacted] |  | 33151120 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Loan approval with correct loan amount is missing. |  |  |  | Reviewer Comment (2025-04-07): Received approval document, information validated. Exception Cleared.<br>Buyer Comment (2025-04-03): approval | 04/07/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223130332 | [Redacted] | [Redacted] |  | 33304483 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for DTI. |  |  |  | Reviewer Comment (2025-04-30): DTI is now in line. Condition cleared.<br>Buyer Comment (2025-04-29): revised pg[redacted]<br>Buyer Comment (2025-04-28): It is excluded as the ratios would be >[redacted]% if it were included. Please clear condition.<br>Reviewer Comment (2025-04-25): Updated 1003 provided is showing [redacted] was not excluded from liabilities.<br>Buyer Comment (2025-04-24): 1008 & 1003<br>Buyer Comment (2025-04-24): see 1003/1008 as requested<br>Reviewer Comment (2025-04-24): Please provide updated 1003 and 1008 reflecting the [redacted] car payment excluded.<br>Buyer Comment (2025-04-22): Please exclude [redacted] car pmt; divorce decree in file awarded to ex-spouse | 04/30/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223132065 | [Redacted] | [Redacted] |  | 33139337 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223132065 | [Redacted] | [Redacted] |  | 33139339 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223132146 | [Redacted] | [Redacted] |  | 33139477 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | D | D A | D | D |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223132146 | [Redacted] | [Redacted] |  | 33139488 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | [redacted]/Declarations: [redacted]Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  | [redacted] indicates the borrower has additional mortgages in process that are not disclosed on 1003. |  |  |  | Reviewer Comment (2025-04-07): Received CD from [redacted] mortgage. Condition cleared.<br>Buyer Comment (2025-04-03): See upload | 04/07/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223132146 | [Redacted] | [Redacted] |  | 33139491 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223132146 | [Redacted] | [Redacted] |  | 33139508 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Homeowners insurance policy has an effective date of [redacted] and started after the loan funded on [redacted] |  |  |  | Reviewer Comment (2025-04-07): Received hazard insurance document for period [redacted]-[redacted], information validated. Exception Cleared.<br>Buyer Comment (2025-04-03): Subject is [redacted]nd lien. Insurance from [redacted]-[redacted]. Renewal from [redacted]-[redacted] | 04/07/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223132297 | [Redacted] | [Redacted] |  | 33139665 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223132438 | [Redacted] | [Redacted] |  | 33139531 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223132438 | [Redacted] | [Redacted] |  | 33139547 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Missing a Rate Lock Agreement. |  |  |  | Reviewer Comment (2025-04-03): Rate lock provided.<br>Buyer Comment (2025-04-03): Initial Rate Lock | 04/03/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| 223134844 | [Redacted] | [Redacted] |  | 33140216 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to three [redacted] business days from transaction date of[redacted] | Subject loan transaction disbursed on [redacted] prior to [redacted] business days from transaction date of [redacted] |  |  |  | Reviewer Comment (2025-04-07): Final Settlement statement received, Exception Cleared.<br>Buyer Comment (2025-04-03): Disbursement date is [redacted] | 04/07/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223134844 | [Redacted] | [Redacted] |  | 33140220 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-04): Client elects to waive.<br>Buyer Comment (2025-04-03): Loan is a closed end [redacted] lien. AVM is at .[redacted]for confidence (above .[redacted]) and FSD is .[redacted](below .[redacted]) . The AVM is sufficient according to the guides. |  |  | 04/04/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223134844 | [Redacted] | [Redacted] |  | 33140221 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223134844 | [Redacted] | [Redacted] |  | 33140237 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount not provided in preliminary title policy. |  |  |  | Reviewer Comment (2025-04-04): Supplement provided.<br>Buyer Comment (2025-04-03): title supplement | 04/04/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223154325 | [Redacted] | [Redacted] |  | 33143875 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223157318 | [Redacted] | [Redacted] |  | 33144985 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223157318 | [Redacted] | [Redacted] |  | 33144987 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | D | D A | D | D |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223157318 | [Redacted] | [Redacted] |  | 33144995 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  | [redacted]Family rider missing in loan file. |  |  |  | Reviewer Comment (2025-04-11): 1-4 Family rider received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-04-10): 1-4 Family Rider | 04/11/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223157318 | [Redacted] | [Redacted] |  | 33145001 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Most recent Most recent signed, d[redacted] is not located in the file. |  |  |  | Reviewer Comment (2025-04-16): Year [redacted]1040 (Schedule E) received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-04-14): Returns including Schedule E attached | 04/16/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223157318 | [Redacted] | [Redacted] |  | 33316788 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | DTI Data Discrepancy |  |  |  | Reviewer Comment (2025-04-22): Cleared. Corrected credit debts to exclude [redacted] and [redacted] installment account. Corrected subject rental income to per sched E.<br>Buyer Comment (2025-04-21): Please review the consumer debts. There are [redacted] installment debts with less than [redacted] months that should have been excluded - [redacted] PL $[redacted]balance w/ $[redacted]payment and [redacted]with $[redacted]balance and $[redacted]payment. Total consumer debt should only be $[redacted]/mo. ALSO please check you neg. rents on the subject property. New PITI is $[redacted] less rents of $[redacted]= $[redacted]. Total DTI should be [redacted]% | 04/22/2025 |  |  | 1 |  | A |  | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223166126 | [Redacted] | [Redacted] |  | 33151925 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223166126 | [Redacted] | [Redacted] |  | 33151926 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223166204 | [Redacted] | [Redacted] |  | 33151665 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223166204 | [Redacted] | [Redacted] |  | 33151666 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-04-01): Client elects to waive. |  |  | 04/01/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223166204 | [Redacted] | [Redacted] |  | 33151685 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2025-04-14): Updated Title Commitment received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-04-10): Title | 04/14/2025 |  |  | 1 | B | A B | B | A B |  | GA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223170853 | [Redacted] | [Redacted] |  | 33173932 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID[redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation not provided in file. |  |  |  | Reviewer Comment (2025-04-04): Client elects to waive. |  |  | 04/04/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223170853 | [Redacted] | [Redacted] |  | 33173934 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-04): Client elects to waive. |  |  | 04/04/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223170853 | [Redacted] | [Redacted] |  | 33174205 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. | Fair Market Acknowledgment not Signed By Lender |  |  |  | Reviewer Comment (2025-04-11): Exception Cleared; received [redacted] Cash-out Fair Market Acknowledgment Signed by Lender.<br>Buyer Comment (2025-04-09): Please see attached | 04/11/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223170853 | [Redacted] | [Redacted] |  | 33174206 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted] forms not used for closing of home equity loan. | [redacted] forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-04-09): Client elects to waive. |  |  | 04/09/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223170853 | [Redacted] | [Redacted] |  | 33194777 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | Borrower has verified disposable income of at least $[redacted]. | Documentation Type: [redacted]yr Full Doc<br> Disposable Income: $[redacted] | Aggregator,SitusAMC | Reviewer Comment (2025-04-11): Client elected to waive.<br>Buyer Comment (2025-04-09): Compensating factors - >[redacted] years from credit event, [redacted] years homeownership, FICO greater than [redacted] pts above required, residual income >.[redacted]% of loan amount |  |  | 04/11/2025 | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223171409 | [Redacted] | [Redacted] |  | 33179105 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-04): Client elects to waive. |  |  | 04/04/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223171409 | [Redacted] | [Redacted] |  | 33179272 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-04-09): Client elects to waive. |  |  | 04/09/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223171409 | [Redacted] | [Redacted] |  | 33179274 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | [redacted] Constitution Section [redacted] prohibits other debt secured by the homestead unless the purpose of additional debt is one described under [redacted]. Unable to determine purpose of additional debt secured by the homestead. |  |  |  |  | Reviewer Comment (2025-04-09): Client elects to waive. |  |  | 04/09/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223171409 | [Redacted] | [Redacted] |  | 33194363 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception approved to exclude student loan from DTI. Approved subject to evidence son pays student loan supporting a [redacted] pay history. Unable to down/grade waive, [redacted] payment history is provided but evidence payments are made by son is missing. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-04-11): Client elected to waive with comp factors.<br>Buyer Comment (2025-04-09): Proof child pays for both school loans |  |  | 04/11/2025 | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223171409 | [Redacted] | [Redacted] |  | 33194568 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Previous loan refinanced within twelve (12) month period of consummation) | [redacted] Constitution Section [redacted]: Unable to test refinance within twelve [redacted] month period due to missing documentation. |  |  |  |  | Reviewer Comment (2025-04-09): Client elects to waive. |  |  | 04/09/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223171410 | [Redacted] | [Redacted] |  | 33177511 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-04): Client elects to waive. |  |  | 04/04/2025 | 3 | D | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223171410 | [Redacted] | [Redacted] |  | 33177512 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-04): Client elects to waive. |  |  | 04/04/2025 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223179522 | [Redacted] | [Redacted] |  | 33180053 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223179522 | [Redacted] | [Redacted] |  | 33180061 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223179522 | [Redacted] | [Redacted] |  | 33180065 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-04-17): Title Final policy received & associated. Exception cleared. | 04/17/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223179522 | [Redacted] | [Redacted] |  | 33203978 |  | Credit | Title | Document Error | Title | The Preliminary title policy is NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-04-17): Title Final policy received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-04-16): uploaded updated title work | 04/17/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223180093 | [Redacted] | [Redacted] |  | 33180831 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223180191 | [Redacted] | [Redacted] |  | 33180224 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | D | D A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223180191 | [Redacted] | [Redacted] |  | 33180225 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223180276 | [Redacted] | [Redacted] |  | 33186497 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Home Improvement | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223180276 | [Redacted] | [Redacted] |  | 33186498 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Home Improvement | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223184233 | [Redacted] | [Redacted] |  | 33188112 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223184233 | [Redacted] | [Redacted] |  | 33188116 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223186106 | [Redacted] | [Redacted] |  | 33191045 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223186642 | [Redacted] | [Redacted] |  | 33187622 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223193335 | [Redacted] | [Redacted] |  | 33197785 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | D | D A | D | D |  | NH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223193335 | [Redacted] | [Redacted] |  | 33197786 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-07): Client elects to waive. |  |  | 04/07/2025 | 3 | A | A | A | A |  | NH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223193642 | [Redacted] | [Redacted] |  | 33198269 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-09): Client elects to waive. |  |  | 04/09/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223193642 | [Redacted] | [Redacted] |  | 33198270 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-09): Client elects to waive. |  |  | 04/09/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223194682 | [Redacted] | [Redacted] |  | 33205996 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-10): waived per deal note |  |  | 04/10/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223194682 | [Redacted] | [Redacted] |  | 33225354 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Unable to determine Loan Designation due to missing Mavent Compliance Report. |  |  |  | Reviewer Comment (2025-04-14): Received [redacted]. Condition cleared.<br>Buyer Comment (2025-04-10): [redacted] | 04/14/2025 |  |  | 1 | C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223194682 | [Redacted] | [Redacted] |  | 33229282 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted]or [redacted]and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-04-14): Updated Title Preliminary received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-04-11): Prelim | 04/14/2025 |  |  | 1 | B | A B | B | A B |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223194707 | [Redacted] | [Redacted] |  | 33205217 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: [redacted]. Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application? was entered Yes. Unable to determine qualification without this information. |  |  |  |  |  | Reviewer Comment (2025-04-16): Received updated [redacted]. Exception cleared.<br>Buyer Comment (2025-04-14): [redacted] | 04/16/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223194707 | [Redacted] | [Redacted] |  | 33205218 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-10): per deal notes |  |  | 04/10/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223194707 | [Redacted] | [Redacted] |  | 33205219 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-10): per deal notes |  |  | 04/10/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223195038 | [Redacted] | [Redacted] |  | 33205340 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-10): Per deal notes |  |  | 04/10/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195038 | [Redacted] | [Redacted] |  | 33205341 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID[redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as [redacted]Value is supported. |  |  |  | Reviewer Comment (2025-04-10): per deal notes |  |  | 04/10/2025 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33205505 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-10): Per deal notes |  |  | 04/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33205509 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-10): Per deal notes |  |  | 04/10/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33205530 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | Flood Insurance Policy have not provided. |  |  |  | Reviewer Comment (2025-04-14): Exception Cleared: Flood insurance policy is received.<br>Buyer Comment (2025-04-10): Flood insurance | 04/14/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33205548 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception requested and approved to allow non-occupant co-borrower.<br> [redacted] lien on subject property is in the borrower's mother name only. Borrower is a title holder only. [redacted] lien was modified. Borrower is not responsible for the payment. Non-occupant co-borrower lives with parent and is on the mortgage to his primary but is a co-signer only. [redacted] months bank statements provided with timely payments. Borrowers plan on getting married in the future. They are using the cash out proceeds to close on a plot of land. This will likely take at least a year or more to build. Exception request is to allow for a modified [redacted] lien and a non-occupant co borrower using blended ratios. LTV is low, DTI is > [redacted]% below max allowed, both borrowers have clean credit history. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Combined Loan to Value: [redacted]%<br> Guideline Maximum Combined Loan to Value: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-04-14): Client elects to waive with compensating factors.<br>Buyer Comment (2025-04-10): please provide clarification on what is needed for this? The exception approval is in the loan docs ID [redacted] |  |  | 04/14/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33205555 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted]business days of the Note. |  | VVOE is not provided within [redacted] business days from the note date. |  |  |  | Reviewer Comment (2025-05-02): Received required documentation. Condition cleared.<br>Buyer Comment (2025-04-30): vvoe<br>Reviewer Comment (2025-04-30): Received processors certificate, however the certification is dated [redacted] This is not within [redacted] business days prior to note date. To clear the exception, a VVOE dated within [redacted] business days prior to the note date would be required.<br>Buyer Comment (2025-04-28): vvoe<br>Reviewer Comment (2025-04-25): Received a duplicate VOE for [redacted] job at [redacted], however the citing is addressing the missing VVOE dated within [redacted] business days for the job at [redacted].<br>Buyer Comment (2025-04-23): vvoe for co borrower<br>Reviewer Comment (2025-04-22): Unable to clear. Due diligence guides require VVOE within [redacted] business days from the note date. Lender may, at their discretion , choose to provide a lender exception along with satisfactory compensating factors to allow possible downgrade and waive.<br>Buyer Comment (2025-04-18): post close rebuttal<br>Reviewer Comment (2025-04-18): Received VVOE for primary borrower, however the documentation is dated post closing and will not clear. Lender may, at their discretion , choose to provide a lender exception along with satisfactory compensating factors to allow possible downgrade and waive.<br>Buyer Comment (2025-04-16): vvoe<br>Reviewer Comment (2025-04-14): Exception remains, doc id[redacted] is for previous employment, please provide Verification of employment for Current Employer [redacted][redacted].<br>Buyer Comment (2025-04-10): Please see Doc ID [redacted] for vvoe | 05/02/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33205556 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted]business days of the Note. |  | VVOE is not provided within [redacted] business days from the note date. |  |  |  | Reviewer Comment (2025-04-23): Cleared. Received post closing VVOE. Per guidelines VVOE can be no more than [redacted]business days prior to Note date OR any time after the Note date.<br>Reviewer Comment (2025-04-22): Unable to clear. Due diligence guides require VVOE within [redacted] business days from the note date. Lender may, at their discretion , choose to provide a lender exception along with satisfactory compensating factors to allow possible downgrade and waive.<br>Buyer Comment (2025-04-18): see uploaded<br>Reviewer Comment (2025-04-18): Received VVOE for primary borrower, however the documentation is dated post closing and will not clear. Lender may, at their discretion , choose to provide a lender exception along with satisfactory compensating factors to allow possible downgrade and waive.<br>Buyer Comment (2025-04-16): see uploaded | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33219395 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception requested and approved for [redacted] lien having a HAMP modification in [redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Combined Loan to Value: [redacted]%<br> Guideline Maximum Combined Loan to Value: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-04-14): Client elects to waive with compensating factors.<br>Buyer Comment (2025-04-10): please provide clarification on what is needed for this? The exception approval is in the loan docs ID [redacted] |  |  | 04/14/2025 | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33229884 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-04-14): Exception Cleared; updated Title Commitment Policy is received.<br>Buyer Comment (2025-04-10): Please see Doc ID [redacted] for supplement | 04/14/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195042 | [Redacted] | [Redacted] |  | 33332075 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted]business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-04-23): Cleared. Received post closing VVOE. Per guidelines VVOE can be no more than [redacted]business days prior to Note date OR any time after the Note date. | 04/23/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223195246 | [Redacted] | [Redacted] |  | 33207101 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-10): Per deal notes |  |  | 04/10/2025 | 3 | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223195246 | [Redacted] | [Redacted] |  | 33230327 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-04-16): Received Verification of HOA and Tax amount. Exception cleared.<br>Buyer Comment (2025-04-14): Apologies, the HOA dues statement are similar. Please see attached HOA dues for [redacted] in addition to the tax statement.<br>Reviewer Comment (2025-04-14): The final CD from the refinance of [redacted] reflects only the insurance was escrowed. The tax verification remains missing. The HOA verification referenced in the lenders rebuttal is for the subject property. Not the [redacted] property. Condition remains.<br>Buyer Comment (2025-04-10): Please see internal docs [redacted] - mortgage statement showing taxes and insurance are escrowed and [redacted] showing HOA assessments. The necessary documents are present, please cancel this condition. | 04/16/2025 |  |  | 1 | C | A C | C | A C |  | GA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223197984 | [Redacted] | [Redacted] |  | 33215135 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223197984 | [Redacted] | [Redacted] |  | 33215136 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as [redacted] Value is supported. |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | D | D A | D | D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223197985 | [Redacted] | [Redacted] |  | 33214543 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower requested exception for: Documentation - Transcripts don't match income documentation for [redacted]<br> Borrower provided [redacted]for [redacted] with current employer [redacted]Inc. Transcripts show XXXX income from [redacted]Borrowers started she is unsure why it shows as [redacted] all she received is 1099.Transcripts do not show [redacted].<br> Borrower has no primary housing expense lives rent free. Owned property since [redacted], Borrower stated in [redacted]witched from [redacted]employee with company to [redacted] employee.<br>Exception has-been approved with compensating factor:<br>[redacted] | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Borrower has been employed in the same industry for more than [redacted] years. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-04-16): Client elects to waive with compensating factors.<br>Buyer Comment (2025-04-15): Please clarify request or cancel as exception request and approval are under[redacted] |  |  | 04/16/2025 | 2 | C | B C | C | B C |  | NV | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223197985 | [Redacted] | [Redacted] |  | 33214559 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-16): Not required. |  |  | 04/16/2025 | 3 | D | N/A | N/A | N/A D |  | NV | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223197985 | [Redacted] | [Redacted] |  | 33214560 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223198017 | [Redacted] | [Redacted] |  | 33215525 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223198149 | [Redacted] | [Redacted] |  | 33215011 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | A | A | A | A |  | AZ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223198149 | [Redacted] | [Redacted] |  | 33215012 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | D | N/A | N/A | N/A D |  | AZ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223202982 | [Redacted] | [Redacted] |  | 33216030 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-11): Client elects to waive. |  |  | 04/11/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223202982 | [Redacted] | [Redacted] |  | 34631663 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223202982 | [Redacted] | [Redacted] |  | 34631665 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 2 |  | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | A D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223212321 | [Redacted] | [Redacted] |  | 33226979 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | Simple Interest Addendum to Note is missing. |  |  |  | Reviewer Comment (2025-04-17): Document received.<br>Buyer Comment (2025-04-16): simple interest addendum uploaded | 04/17/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223212321 | [Redacted] | [Redacted] |  | 33226986 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): This exception is for informational purposes only and does not impact grading. |  |  | 04/14/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223212321 | [Redacted] | [Redacted] |  | 33226987 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-14): Not required. |  |  | 04/14/2025 | 3 | D | D A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223212339 | [Redacted] | [Redacted] |  | 33226717 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): This exception is for informational purposes only and does not impact grading. |  |  | 04/14/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223212339 | [Redacted] | [Redacted] |  | 33226749 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [redacted] is over disclosed by [redacted] compared to the calculated Amount Financed of [redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted] | Amount Financed disclosed is [redacted] Calculated amount financed is [redacted] Variance of [redacted]. Review of Compliance Report - Mavent, indicates APR fee Title - Services Fee of $[redacted]was not included in lender's finance charge calculations. |  |  |  | Reviewer Comment (2025-04-21): [redacted]received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2025-04-18): PCCD with cure |  | 04/21/2025 |  | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223212339 | [Redacted] | [Redacted] |  | 33226750 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of [redacted] ios under disclosed by [redacted] compared to the calculated Finance Charge of [redacted] which exceeds the [redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated[redacted] | Finance Charge disclosed is [redacted] Calculated finance charge is[redacted] Variance of[redacted].Review of Compliance Report - Mavent, indicates APR fee Title - Services Fee of [redacted] was not included in lender's finance charge calculations. |  |  |  | Reviewer Comment (2025-04-21): [redacted]received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Buyer Comment (2025-04-18): PCCD with cure |  | 04/21/2025 |  | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223212339 | [Redacted] | [Redacted] |  | 33316923 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights ([redacted] years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery. |  |  |  | Reviewer Comment (2025-04-28): Cure documentation provided.<br>Buyer Comment (2025-04-24): New RTC docs, RTC up after [redacted] |  | 04/28/2025 |  | 2 |  | B |  | B |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223212340 | [Redacted] | [Redacted] |  | 33227142 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): Waived. |  |  | 04/14/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223212548 | [Redacted] | [Redacted] |  | 33227922 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-14): Not required. |  |  | 04/14/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223212548 | [Redacted] | [Redacted] |  | 33227923 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): Not required. |  |  | 04/14/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223212548 | [Redacted] | [Redacted] |  | 33227958 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section[redacted] [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-04-17): Client elects to waive. |  |  | 04/17/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223224235 | [Redacted] | [Redacted] |  | 33232536 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): Waived. This exception is for informational purposes only and does not impact grading. |  |  | 04/14/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223224235 | [Redacted] | [Redacted] |  | 33232537 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-04-14): AVM acceptable. |  |  | 04/14/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223224244 | [Redacted] | [Redacted] |  | 33243588 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): This exception is for informational purposes only and does not impact grading. |  |  | 04/14/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223224244 | [Redacted] | [Redacted] |  | 33352665 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy for LTV (DTI is complete) |  |  |  | Reviewer Comment (2025-04-30): [redacted] in line with LTV. Condition cleared.<br>Buyer Comment (2025-04-28): Please waive. Nothing to be updated | 04/30/2025 |  |  | 1 |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223224888 | [Redacted] | [Redacted] |  | 33235017 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Occupancy Cert and final [redacted]REO section indicates subject is investment however, declarations section of [redacted] states will occupy. |  |  |  | Reviewer Comment (2025-04-18): Updated [redacted] received.<br>Buyer Comment (2025-04-16): Please see attached | 04/18/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223224888 | [Redacted] | [Redacted] |  | 33242767 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | [redacted] Appraisal document available in file and updated. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-04-14): Not required. |  |  | 04/14/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223224888 | [Redacted] | [Redacted] |  | 33242773 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): This exception is for informational purposes only and does not impact grading. |  |  | 04/14/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223224888 | [Redacted] | [Redacted] |  | 33242788 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title Policy amount is not given on Title Preliminary document. |  |  |  | Reviewer Comment (2025-04-21): Title supplemental received.<br>Buyer Comment (2025-04-18): Please see attached | 04/21/2025 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223224937 | [Redacted] | [Redacted] |  | 33232774 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-22): Client elects to waive. |  |  | 04/22/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223224937 | [Redacted] | [Redacted] |  | 33232775 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | AVM is provided and supporting secondary valuation missing in file. |  |  |  | Reviewer Comment (2025-04-22): Client elects to waive.<br>Buyer Comment (2025-04-18): Please cancel this condition, this is not a [redacted] file, it is a [redacted] Signature [redacted] and the secondary valuation is not required.<br>Reviewer Comment (2025-04-18): DD is unable to waive this exception. [redacted] stated this was to be re-opened.<br>Buyer Comment (2025-04-17): We have an AVM and [redacted]which is all the guides call for - push back |  |  | 04/22/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223226887 | [Redacted] | [Redacted] |  | 33233036 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): This exception is for informational purposes only and does not impact grading. |  |  | 04/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223235006 | [Redacted] | [Redacted] |  | 33249719 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-14): This exception is for informational purposes only and does not impact grading. |  |  | 04/14/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223235006 | [Redacted] | [Redacted] |  | 33249736 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-14): Not required. |  |  | 04/14/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223235992 | [Redacted] | [Redacted] |  | 33275345 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-15): This exception is for informational purposes only and does not impact grading. |  |  | 04/15/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223238557 | [Redacted] | [Redacted] |  | 33275386 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-15): This exception is for informational purposes only and does not impact grading. |  |  | 04/15/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223238557 | [Redacted] | [Redacted] |  | 33275388 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as Appraisal [redacted]Value is supported. |  |  |  | Reviewer Comment (2025-04-15): Not required. |  |  | 04/15/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223238557 | [Redacted] | [Redacted] |  | 33455773 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy: DTI |  |  |  | Reviewer Comment (2025-05-20): Updated entry. Condition cleared.<br>Buyer Comment (2025-05-19): Pleased review the property tax bill in file, it appears you only applied [redacted] of the annual property taxes. There are [redacted] installments of [redacted]. | 05/20/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223238558 | [Redacted] | [Redacted] |  | 33276171 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-25): Client elects to waive. |  |  | 04/25/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223238558 | [Redacted] | [Redacted] |  | 33276176 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on preliminary title report. |  |  |  | Reviewer Comment (2025-04-21): Title supplemental report received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-04-18): Title Supp | 04/21/2025 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223238585 | [Redacted] | [Redacted] |  | 33275431 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing |  |  |  | Reviewer Comment (2025-04-15): Not required. |  |  | 04/15/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223238585 | [Redacted] | [Redacted] |  | 33275432 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-15): This exception is for informational purposes only and does not impact grading. |  |  | 04/15/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223238639 | [Redacted] | [Redacted] |  | 33275822 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-15): This exception is for informational purposes only and does not impact grading. |  |  | 04/15/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223238639 | [Redacted] | [Redacted] |  | 33275824 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-15): Not required. |  |  | 04/15/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223249370 | [Redacted] | [Redacted] |  | 33275889 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-15): This exception is for informational purposes only and does not impact grading. |  |  | 04/15/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223249370 | [Redacted] | [Redacted] |  | 33275890 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-15): Not required. |  |  | 04/15/2025 | 3 | D | D A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223249370 | [Redacted] | [Redacted] |  | 33280094 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | Note P&I is that of a daily simple loan. Missing daily simple addendum. |  |  |  | Reviewer Comment (2025-04-21): Simple Interest Addendum of note is received. Exception Cleared.<br>Buyer Comment (2025-04-18): Note Addendum | 04/21/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223252515 | [Redacted] | [Redacted] |  | 33281510 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-16): This exception is for informational purposes only and does not impact grading. |  |  | 04/16/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223252515 | [Redacted] | [Redacted] |  | 33281513 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-16): Not required. |  |  | 04/16/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223260007 | [Redacted] | [Redacted] |  | 33283085 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-16): This exception is for informational purposes only and does not impact grading. |  |  | 04/16/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223260007 | [Redacted] | [Redacted] |  | 33283086 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-16): Not required. |  |  | 04/16/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223260849 | [Redacted] | [Redacted] |  | 33283867 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-16): This exception is for informational purposes only and does not impact grading. |  |  | 04/16/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223260849 | [Redacted] | [Redacted] |  | 33283868 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-16): Not required. |  |  | 04/16/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268073 | [Redacted] | [Redacted] |  | 33289859 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-17): This exception is for informational purposes only and does not impact grading. |  |  | 04/17/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268073 | [Redacted] | [Redacted] |  | 33289862 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted] business days from transaction date of [redacted] |  |  |  |  | Reviewer Comment (2025-04-23): Revalidated the date as per Closing Disclosure available in file. Exception cleared.<br>Buyer Comment (2025-04-22): The RTC document in file [redacted], with a rescission end date of [redacted] which would make the proper disbursement date[redacted]Is there a different RTC document that is being reviewed? The NOTE, CD and Allonge are all also dated fo[redacted] | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223268073 | [Redacted] | [Redacted] |  | 33289863 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  |  | Reviewer Comment (2025-04-23): Revalidated the date as per Closing Disclosure available in file. Exception cleared.<br>Buyer Comment (2025-04-22): The RTC document in file[redacted] is dated [redacted] with a rescission end date of[redacted] which would make the proper disbursement date [redacted]. Is there a different RTC document that is being reviewed? The NOTE, CD and Allonge are all also dated fo[redacted] | 04/23/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223268074 | [Redacted] | [Redacted] |  | 33302612 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-22): per deal note |  |  | 04/22/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268074 | [Redacted] | [Redacted] |  | 33302613 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-04-22): per deal note |  |  | 04/22/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268074 | [Redacted] | [Redacted] |  | 33302615 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The [redacted] Title does not have policy amount, and the Final Title policy is missing. |  |  |  | Reviewer Comment (2025-04-25): Received Title commitment with correct policy amount, information validated. Exception Cleared.<br>Buyer Comment (2025-04-24): Title supplement | 04/25/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268127 | [Redacted] | [Redacted] |  | 33289186 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-17): This exception is for informational purposes only and does not impact grading. |  |  | 04/17/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268180 | [Redacted] | [Redacted] |  | 33289201 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-05-01): Received secondary. Condition cleared.<br>Buyer Comment (2025-04-29): Please see attached | 05/01/2025 |  |  | 1 | D | A | D | A D |  | HI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268180 | [Redacted] | [Redacted] |  | 33289202 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-17): This exception is for informational purposes only and does not impact grading. |  |  | 04/17/2025 | 3 | A | A | A | A |  | HI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268656 | [Redacted] | [Redacted] |  | 33291126 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-24): Client elects to waive. |  |  | 04/24/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268656 | [Redacted] | [Redacted] |  | 33291136 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | File is missing copy of business account statement #[redacted] used for income calculation for the month of February [redacted] |  |  |  | Reviewer Comment (2025-04-24): Business Bank statement received for [redacted] [redacted], Exception Cleared.<br>Buyer Comment (2025-04-23): business bank statements | 04/24/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268656 | [Redacted] | [Redacted] |  | 33316925 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. Business bank statement ending [redacted] missing for February [redacted]. This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-04-24): Business Bank statement received for [redacted] [redacted], Exception Cleared. | 04/24/2025 |  |  | 1 | B | A C | B | A C B |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223268656 | [Redacted] | [Redacted] |  | 33316926 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Loan designation failure due to QM failure. Business bank statement ending [redacted] missing for February [redacted]. This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-04-24): Business Bank statement received for [redacted] [redacted], Exception Cleared. | 04/24/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268656 | [Redacted] | [Redacted] |  | 33316927 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | [redacted] Constitution Section [redacted] Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one [redacted]business day prior to closing. | Evidence of borrower receipt was not found in file. |  |  |  | Reviewer Comment (2025-04-25): Closing Disclosure dated at least [redacted] business day prior to closing is already provided in file. Exception cleared.<br>Buyer Comment (2025-04-24): Please see attached | 04/25/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223268656 | [Redacted] | [Redacted] |  | 33316929 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-04-25): Client elects to waive. |  |  | 04/25/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268656 | [Redacted] | [Redacted] |  | 33316971 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing copy of business account statement [redacted] used for income calculation for the month of February [redacted]. |  |  |  | Reviewer Comment (2025-04-24): Business Bank statement received for [redacted] [redacted], Exception Cleared. | 04/24/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268656 | [Redacted] | [Redacted] |  | 33316973 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | File is missing copy of business account statement [redacted] used for income calculation for the month of February [redacted] |  |  |  | Reviewer Comment (2025-04-24): Business Bank statement received for [redacted] [redacted], Exception Cleared. | 04/24/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223268656 | [Redacted] | [Redacted] |  | 33316981 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | File is missing copy of business account statement [redacted] used for income calculation for the month of February [redacted] |  |  |  | Reviewer Comment (2025-04-24): Business Bank statement received for [redacted] [redacted], Exception Cleared. | 04/24/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223270675 | [Redacted] | [Redacted] |  | 33290279 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-17): This exception is for informational purposes only and does not impact grading. |  |  | 04/17/2025 | 3 | A | A | A | A |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 223270675 | [Redacted] | [Redacted] |  | 33290281 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-04-17): Not required. |  |  | 04/17/2025 | 3 | D | N/A | N/A | N/A D |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | Non QM | No |
| 223271481 | [Redacted] | [Redacted] |  | 33303720 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-05-06): Loan has not closed as of subject transaction. However payment is still being considered. Received preliminary CD for expenses. Condition cleared.<br>Buyer Comment (2025-05-06): draft CD[redacted] | 05/06/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271481 | [Redacted] | [Redacted] |  | 33303736 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-22): deal notes |  |  | 04/22/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271481 | [Redacted] | [Redacted] |  | 33325550 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage[redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to QM failure. DTI exceeds due to inclusion of higher income loss for [redacted] This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-04-29): Received required documentation. This exception is cleared.<br>Reviewer Comment (2025-04-29): Closing Disclosure is missing for the property[redacted]. Exception remains.<br>Buyer Comment (2025-04-25): This property was just purchased. Please see the appraisal showing rental income | 04/29/2025 |  |  | 1 | B | A C | B | A C B |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223271481 | [Redacted] | [Redacted] |  | 33325551 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted] significantly exceeds the guideline maximum of [redacted] (DTI Exception requires compelling compensating factors to consider regrading to [redacted] | Loan designation failure due to QM failure. DTI exceeds due to inclusion of higher income loss for [redacted] This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-04-29): Operating agreement received & Rental income calculated. Exception cleared. | 04/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271481 | [Redacted] | [Redacted] |  | 33325552 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Loan designation failure due to QM failure. DTI exceeds due to inclusion of higher income loss for [redacted] This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-04-29): Received required documentation. This exception is cleared. | 04/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271481 | [Redacted] | [Redacted] |  | 33325553 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Loan designation failure due to QM failure. DTI exceeds due to inclusion of higher income loss for[redacted] This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-04-29): Received required documentation. This exception is cleared. | 04/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271481 | [Redacted] | [Redacted] |  | 33325561 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Loan designation failure due to QM failure. DTI exceeds due to inclusion of higher income loss for [redacted] This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-04-29): Operating agreement received & Rental income calculated. Exception cleared. | 04/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271481 | [Redacted] | [Redacted] |  | 33325562 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Loan designation failure due to QM failure. DTI exceeds due to inclusion of higher income loss for [redacted]This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-04-29): Received required documentation. This exception is cleared. | 04/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271481 | [Redacted] | [Redacted] |  | 34631695 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271495 | [Redacted] | [Redacted] |  | 33302296 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM is acceptable for second lien program. |  |  |  | Reviewer Comment (2025-04-22): Not required. |  |  | 04/22/2025 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271495 | [Redacted] | [Redacted] |  | 33302298 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-22): Not required. |  |  | 04/22/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271495 | [Redacted] | [Redacted] |  | 33303049 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Borrower is divorced with three children. The eldest child is received child support while at college until they [redacted], they turn [redacted]on [redacted]looking to exclude the monthly child support of #300/month from the debt ration to keeps under [redacted]%. The other two children's do not require child support. Lender exception was approved with the following conditions: Max [redacted]% CLTV, Max [redacted]% DTI, Borrower to show they have the asset to cover the remaining months of the child support ($[redacted]) | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]yr 1099<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-04-22): Client elects to waive with compensating factors. |  |  | 04/22/2025 | 2 | B | B | B | B |  | OR | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271495 | [Redacted] | [Redacted] |  | 33303090 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request Utilized payroll ledger from employer to confirm YTD receipt of income , the borrower switched banks for her business account and we cannot obtain copies of the statements dated from January [redacted]April [redacted]. Compensating factors include strong FICO at [redacted]no mortgage Lates ever on credit , Residual income +$[redacted]%/month; only one other revolving debt with a balance on credit (minimal consumer debt) ;[redacted]% lower CLTV than max allowed ; [redacted]months in resaves (borrower getting $[redacted]cash back) [redacted] holds first mortgage. Lender exception was approved with the following conditions: Max [redacted]% CLTV, Max[redacted]% DTI, Borrower to show they have the asset to cover the remaining months of the child support ([redacted] | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]yr 1099<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-04-22): Client elects to waive with compensating factors. |  |  | 04/22/2025 | 2 | B | B | B | B |  | OR | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271495 | [Redacted] | [Redacted] |  | 33325384 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | The incorrect RTC form was used. There was no mortgage paid off that was originated with the same lender. The H8 RTC form should have been used, however the H9 was used. Please provide the correct RTC form extending rescission and evidence of borrower's receipt. To clear, the updated rescission period must have expired and evidence of borrower's receipt would also be required. This document does not need to be signed. |  |  |  | Reviewer Comment (2025-04-25): Correct Right to cancel form received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-04-24): New RTC with receipt | 04/25/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223271495 | [Redacted] | [Redacted] |  | 33349137 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. |  |  |  | Reviewer Comment (2025-04-29): RTC Period expired Exception cleared<br>Buyer Comment (2025-04-28): After today<br>Buyer Comment (2025-04-28): RTC is now up | 04/29/2025 |  |  | 1 |  | A |  | A |  | OR | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223271525 | [Redacted] | [Redacted] |  | 33302240 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-21): per deal notes |  |  | 04/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223289572 | [Redacted] | [Redacted] |  | 33321209 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-23): Not required. |  |  | 04/23/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223293794 | [Redacted] | [Redacted] |  | 33321062 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted]in Title Commitment is less than the loan amount of $[redacted]. |  |  |  | Reviewer Comment (2025-04-25): Received Title commitment with correct policy amount, information validated. Exception Cleared.<br>Buyer Comment (2025-04-24): Title supplement | 04/25/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | D B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223293794 | [Redacted] | [Redacted] |  | 33321063 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-23): per deal notes |  |  | 04/23/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223293794 | [Redacted] | [Redacted] |  | 33321064 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-23): per deal notes |  |  | 04/23/2025 | 3 | D | N/A | N/A | N/A D |  | TX | Primary | Refinance - Cash-out - Other | D B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223293794 | [Redacted] | [Redacted] |  | 33321078 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted]Constitution Section[redacted]: [redacted]forms not used for closing of home equity loan. | [redacted] form type was not used for Note. |  |  |  | Reviewer Comment (2025-04-28): Client elects to waive. |  |  | 04/28/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223293794 | [Redacted] | [Redacted] |  | 33322114 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request- borrower has been self - employed for almost 5 years. co-Borrower is self - employed but income not used to qualify. Borrower at subject for 7 years and mortgage verified paid as agreed on credit report since [redacted]. Credit history has no derogatory or disputed items. New auto seems to have impacted his FICO . Borrower using funds to payoff both auto loans and want cash for some projects. Current property shows pride of ownership and appraiser verified property has been well maintained with not required repairs noted. Guidelines: Max LTV Bank Statement Refinance Cash Out [redacted]FICO [redacted]% LTV Borrower asking for [redacted]0%. Lender exception was approved with the following conditions: Max [redacted]% LTV, Maximum DTI [redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-04-23): Client elected to waive exceptions with compensating factors. |  |  | 04/23/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | D B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223293794 | [Redacted] | [Redacted] |  | 33335033 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | Reviewer Comment (2025-04-29): Received required documentation. Condition cleared.<br>Buyer Comment (2025-04-25): Please see attached<br>Reviewer Comment (2025-04-24): Acknowledgment of the Fair Market Value not signed by the Lender. Exception remains.<br>Buyer Comment (2025-04-23): Please see attached | 04/29/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223293794 | [Redacted] | [Redacted] |  | 34650962 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive. |  |  | 10/06/2025 | 2 |  | A |  | A B |  | TX | Primary | Refinance - Cash-out - Other | D B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223294111 | [Redacted] | [Redacted] |  | 33329189 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-23): per deal notes |  |  | 04/23/2025 | 3 | D | D A | D | D |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223294111 | [Redacted] | [Redacted] |  | 33329190 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-23): per deal notes |  |  | 04/23/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223294111 | [Redacted] | [Redacted] |  | 33338910 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  | Calculated Principal & Interest Min $[redacted]is not matching with lender Calculated Principal & Interest $[redacted]. |  |  |  | Reviewer Comment (2025-04-30): Daily simple addendum received & associated. Exception cleared.<br>Buyer Comment (2025-04-29): adden upld<br>Reviewer Comment (2025-04-29): Please provide Simple Interest Addendum. Exception remains.<br>Buyer Comment (2025-04-25): Invalid condition, please waive - [redacted] requires [redacted]/year instead of the typical [redacted]. The calculated P&I Payment of [redacted] is correct. | 04/30/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223294111 | [Redacted] | [Redacted] |  | 33338929 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Calculated Principal & Interest Min $[redacted]is not matching with lender Calculated Principal & Interest $[redacted]. |  |  |  | Reviewer Comment (2025-04-30): Daily simple addendum received & associated. Exception cleared.<br>Buyer Comment (2025-04-29): adden upld to trl docs<br>Reviewer Comment (2025-04-29): Please provide Simple Interest Addendum. Exception remains.<br>Buyer Comment (2025-04-25): Invalid condition, please waive - [redacted] requires [redacted] days/year instead of the typical [redacted] The calculated P&I Payment of[redacted] is correct. | 04/30/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223294118 | [Redacted] | [Redacted] |  | 33330709 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-24): Client elects to waive. |  |  | 04/24/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223294118 | [Redacted] | [Redacted] |  | 33330710 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-04-24): Client elects to waive. |  |  | 04/24/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223295925 | [Redacted] | [Redacted] |  | 33323322 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-24): Not required. |  |  | 04/24/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223295925 | [Redacted] | [Redacted] |  | 33323781 |  | Credit | Credit | Miscellaneous | Credit | A copy of Asset Verification Report is not on file. |  | Lender exception requesting a cash out closed end second mortgage of a primary residence utilizing bank statements to qualify at a [redacted]% CLTV. Exhibit B does not provide an option for [redacted]% CLTV cash out. . Comments from the LO: Client is currently set up doing a broker HELOC on a bank statement loan with XXXX. would like to over it in house with the signature Closed End Second utilizing bank statement income. However, this program's current max CLTV on cash out refinance is 80%. Please consider an increase in CLTV up to [redacted]%. Lender exception with COUNTEROFFER CLTV as follows Maximum [redacted]% CLTV, Maximum DTI [redacted], Document most recent consecutive [redacted]month's mortgage history [redacted] | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted] % less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>Documentation Type: [redacted]mo Bank Statement<br> Disposable Income: $[redacted]<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-04-24): Client elects to waive with compensating factors. |  |  | 04/24/2025 | 2 | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223303691 | [Redacted] | [Redacted] |  | 33351024 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-27): per deal notes |  |  | 04/27/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223303691 | [Redacted] | [Redacted] |  | 33455786 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data Discrepancy: DTI |  |  |  | Reviewer Comment (2025-05-16): Condition cleared.<br>Buyer Comment (2025-05-15): [redacted] Aligned with [redacted]<br>Buyer Comment (2025-05-15): updated[redacted] | 05/16/2025 |  |  | 1 |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223303936 | [Redacted] | [Redacted] |  | 33348690 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-28): per deal notes |  |  | 04/28/2025 | 3 | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223304385 | [Redacted] | [Redacted] |  | 33348935 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-28): per deal notes |  |  | 04/28/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223304385 | [Redacted] | [Redacted] |  | 33348938 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-28): per deal notes |  |  | 04/28/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223304385 | [Redacted] | [Redacted] |  | 33349014 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | First Lien P&I not provided. Mortgage statement is missing. |  |  |  | Reviewer Comment (2025-04-30): First payment letter received & associated. Exception cleared.<br>Buyer Comment (2025-04-29): Please see attached | 04/30/2025 |  |  | 1 | D | A D | D | A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306332 | [Redacted] | [Redacted] |  | 33357792 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306332 | [Redacted] | [Redacted] |  | 33357837 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of [redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. |  |  |  | Reviewer Comment (2025-05-01): Simple Interest Addendum received. Exception Cleared.<br>Buyer Comment (2025-04-30): Simple Interest Addendum | 05/01/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306332 | [Redacted] | [Redacted] |  | 34631711 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Debt Consolidation | B D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306477 | [Redacted] | [Redacted] |  | 33357704 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306477 | [Redacted] | [Redacted] |  | 33357712 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date[redacted], Tax Return Due Date [redacted] | Most recent Tax return for the year [redacted]is missing in file. |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 2 | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306479 | [Redacted] | [Redacted] |  | 33358217 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306479 | [Redacted] | [Redacted] |  | 33358270 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Mortgage Lending Regulations (Disclosure of Taxes and Insurance Not Provided) | [redacted] Mortgage Lending Regulations: Borrower did not receive disclosure on responsibility for payment of taxes and insurance. |  |  |  |  | Reviewer Comment (2025-05-06): Taxes and insurance are escrowed. Condition cleared. | 05/06/2025 |  |  | 1 | B | A B | B | A B |  | MD | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306479 | [Redacted] | [Redacted] |  | 33358285 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | LES provided within [redacted] days prior to the note date. |  |  |  | Reviewer Comment (2025-05-06): Received clarification/approval/documentation from lender. Condition cleared.<br>Reviewer Comment (2025-05-05): Received duplicate verification for primary borrower that was in original images. The date of the verification exceeds the lenders required age of document of [redacted] business days prior to closing. The VOE provided is[redacted] days prior to note date.<br>Buyer Comment (2025-05-01): VOE<br>Buyer Comment (2025-04-30): Please see attached | 05/06/2025 |  |  | 1 | C | A C | C | A C |  | MD | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306935 | [Redacted] | [Redacted] |  | 33358501 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223306935 | [Redacted] | [Redacted] |  | 33358503 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223306966 | [Redacted] | [Redacted] |  | 33358000 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306966 | [Redacted] | [Redacted] |  | 33358007 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | D | N/A | N/A | N/A D |  | LA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306995 | [Redacted] | [Redacted] |  | 33357862 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223306995 | [Redacted] | [Redacted] |  | 33357865 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-29): Client elects to waive. |  |  | 04/29/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223307062 | [Redacted] | [Redacted] |  | 33358228 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-29): Per deal notes |  |  | 04/29/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223307062 | [Redacted] | [Redacted] |  | 33358229 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-04-29): Per deal notes |  |  | 04/29/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223307091 | [Redacted] | [Redacted] |  | 33358488 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-29): per deal notes |  |  | 04/29/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223307091 | [Redacted] | [Redacted] |  | 33358489 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM is provided and supporting secondary valuation missing in file. |  |  |  | Reviewer Comment (2025-04-29): per deal notes |  |  | 04/29/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223308244 | [Redacted] | [Redacted] |  | 33365715 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-30): per deal note |  |  | 04/30/2025 | 3 | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223308244 | [Redacted] | [Redacted] |  | 33386906 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | [redacted] month bank statement program, only 9 months statements were provided. |  |  |  | Reviewer Comment (2025-05-09): Received required documentation. Condition cleared.<br>Buyer Comment (2025-05-07): Stmts w income worksheet | 05/09/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223308244 | [Redacted] | [Redacted] |  | 34631291 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223309458 | [Redacted] | [Redacted] |  | 33365545 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-30): Not required. |  |  | 04/30/2025 | 3 | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Home Improvement | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223309474 | [Redacted] | [Redacted] |  | 33365810 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-04-30): Per deal note |  |  | 04/30/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223309474 | [Redacted] | [Redacted] |  | 33365829 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of[redacted] | Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted] |  |  |  | Reviewer Comment (2025-05-22): New rescission period has expired. Condition cleared.<br>Buyer Comment (2025-05-20): rescission period has expired please clear<br>Reviewer Comment (2025-05-15): Condition can be cleared once right to cancel date expires [redacted] Exception Remains.<br>Buyer Comment (2025-05-14): uploaded corrected rescission lox, right to cancel form and [redacted] label<br>Reviewer Comment (2025-05-08): The new RTC provided has a date of transaction of [redacted], however the final CD was signed on [redacted] and the notary date is [redacted]. the correct signature date at the top of the form needs to be corrected and sent to borrower. evidence of borrowers receipt of the correct RTC would be required. Condition can be cleared once the updated RTC period has expired.<br>Buyer Comment (2025-05-06): uploaded rescission lox, [redacted] label & right to cancel form, rescission period expires midnight on[redacted]<br>Buyer Comment (2025-05-06): uploaded rescission lox, [redacted] label & right to cancel form, rescission period expires midnight on [redacted]<br>Reviewer Comment (2025-05-05): Received title companies final Alta statement, however the issue is the final CD was not signed by borrower until [redacted]Condition remains.<br>Reviewer Comment (2025-05-05): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] ([redacted]) business days from transaction date of [redacted]<br>Buyer Comment (2025-05-01): uploaded final settlement statement to show it disbursed correctly | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223309474 | [Redacted] | [Redacted] |  | 33365830 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Actual Date(s) on Notice of Right to Cancel occurs prior to expected date |  |  |  | Reviewer Comment (2025-05-08): Received updated RTC. Condition cleared.<br>Buyer Comment (2025-05-06): see uploaded rescission lox, [redacted] label & right to cancel form, rescission period expires midnight on [redacted]<br>Reviewer Comment (2025-05-05): Received title companies final Alta statement, however the issue is the final CD was not signed by borrower until[redacted] Condition remains.<br>Buyer Comment (2025-05-01): see uploaded final settlement statement to show it disbursed correctly | 05/08/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223309474 | [Redacted] | [Redacted] |  | 33382999 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-05-02): Corrected Title document received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-05-01): uploaded updated loan amount on title work | 05/02/2025 |  |  | 1 | B | A B | B | A B |  | AZ | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223309474 | [Redacted] | [Redacted] |  | 33428296 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | The new RTC provided has a date of transaction of [redacted], however the final CD was signed on [redacted] and the notary date is[redacted]. the correct signature date at the top of the form needs to be corrected and sent to borrower. evidence of borrowers receipt of the correct RTC would be required. Condition can be cleared once the updated RTC period has expired. |  |  |  | Reviewer Comment (2025-05-22): Received corrected [redacted] Right to Cancel form with confirmation of [redacted] delivery and Lender Correspondence letter. Exception cleared.<br>Buyer Comment (2025-05-20): rescission period has expired please clear<br>Reviewer Comment (2025-05-15): Condition can be cleared once right to cancel date expires [redacted] Exception Remains.<br>Buyer Comment (2025-05-14): see uploaded corrected rescission lox, right to cancel form and [redacted] label | 05/22/2025 |  |  | 1 |  | A |  | A |  | AZ | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223312332 | [Redacted] | [Redacted] |  | 33381429 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-01): Not required. |  |  | 05/01/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223312332 | [Redacted] | [Redacted] |  | 33381445 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | Note P&I of $[redacted]does not match calculated P&I of $[redacted]. Simple Interest Note Addendum required. |  |  |  | Reviewer Comment (2025-05-06): Simple Interest Addendum received. Exception Cleared.<br>Buyer Comment (2025-05-02): UPLOADED SIMPLE INTEREST ADDENDUM | 05/06/2025 |  |  | 1 | B | A B | B | A B |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223312332 | [Redacted] | [Redacted] |  | 33381466 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification(s) of employment is not provided within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-05-14): VVOE received. Exception Cleared.<br>Buyer Comment (2025-05-13): voe uploaded<br>Reviewer Comment (2025-05-06): Require Verification(s) of employment within [redacted] business days of the Note. Exception Remains.<br>Buyer Comment (2025-05-05): uploaded voe for [redacted] | 05/14/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223312332 | [Redacted] | [Redacted] |  | 33397650 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | Transaction did not pay off a same [redacted]. The H[redacted] RTC was use however the H[redacted] should have been used. Please provide the correct RTC form, evidence of borrower's receipt, document does not need to be signed and citing can be cleared after new rescission period has expired. |  |  |  | Reviewer Comment (2025-05-07): Received Right to cancel H-8 form along with [redacted] delivery confirmation, information validated. Exception Cleared.<br>Buyer Comment (2025-05-06): upld right to cancel form, lox & label --rescission ends[redacted]midnight<br>Buyer Comment (2025-05-06): upld right to cancel form, lox & label --rescission ends[redacted] midnight<br>Buyer Comment (2025-05-06): upld right to cancel form, lox & label --rescission ends [redacted] midnight | 05/07/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 223312332 | [Redacted] | [Redacted] |  | 33421552 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. |  |  |  | Reviewer Comment (2025-05-14): Expiration date has been passed. Exception Cleared.<br>Buyer Comment (2025-05-12): expiration date has been passed. please clear | 05/14/2025 |  |  | 1 |  | A |  | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223314712 | [Redacted] | [Redacted] |  | 33389121 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223314712 | [Redacted] | [Redacted] |  | 33389122 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223314926 | [Redacted] | [Redacted] |  | 33389199 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | B1 and B2 have good credit with [redacted]depth and subject property mortgage paid[redacted]. B1 with [redacted]yrs same employment yielding income to produce [redacted]% DTI. Requesting [redacted]% CLTV for this cash out investment transaction with [redacted]FICO. | Borrower has been employed in the same industry for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2025-05-02): Client elects to waive with compensating factors. |  |  | 05/02/2025 | 2 | B | B | B | B |  | FL | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223314926 | [Redacted] | [Redacted] |  | 33389202 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223315008 | [Redacted] | [Redacted] |  | 33389249 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223315008 | [Redacted] | [Redacted] |  | 33389255 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ | Loan is to be securitized. Appraisal from prior transaction was in file. AVM / CDA / Desk review is missing. |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223316318 | [Redacted] | [Redacted] |  | 33390018 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223316318 | [Redacted] | [Redacted] |  | 33390041 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223319939 | [Redacted] | [Redacted] |  | 33389750 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223319939 | [Redacted] | [Redacted] |  | 33389803 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the later of the note or transaction date. |  |  |  | Reviewer Comment (2025-05-06): Hazard Insurance received dated prior to the note date. Exception Cleared.<br>Buyer Comment (2025-05-05): Previous policy effective[redacted] | 05/06/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223319939 | [Redacted] | [Redacted] |  | 34631312 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | IL | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223320016 | [Redacted] | [Redacted] |  | 33389980 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223320016 | [Redacted] | [Redacted] |  | 33389981 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-02): Client elects to waive. |  |  | 05/02/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328402 | [Redacted] | [Redacted] |  | 33400248 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-02): per deal notes |  |  | 05/02/2025 | 3 | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328451 | [Redacted] | [Redacted] |  | 33399384 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): Client elects to waive.<br>Reviewer Comment (2025-05-12): The exception is for informational only. It doesn't impact grading. Exception cleared.<br>Buyer Comment (2025-05-08): informational only condition it appears please clear |  |  | 05/13/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328451 | [Redacted] | [Redacted] |  | 33399385 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-12): Received required documentation. Condition cleared.<br>Buyer Comment (2025-05-08): avm uploaded | 05/12/2025 |  |  | 1 | D | A | N/A | A D |  | FL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328451 | [Redacted] | [Redacted] |  | 33399387 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The 4506 in file does not reflect the dates in which the transcripts can be pulled |  |  |  | Reviewer Comment (2025-05-13): Received required documentation. Condition cleared.<br>Reviewer Comment (2025-05-12): Provided [redacted], require document prior or of [redacted] Exception remains.<br>Buyer Comment (2025-05-08): uploaded[redacted] | 05/13/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328671 | [Redacted] | [Redacted] |  | 33399579 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-02): Per deal notes |  |  | 05/02/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328671 | [Redacted] | [Redacted] |  | 33399580 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | File is missing Rider - 1-4 Family. |  |  |  | Reviewer Comment (2025-05-08): [redacted] Family Rider received, exception cleared.<br>Buyer Comment (2025-05-06): [redacted] Family Rider | 05/08/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328671 | [Redacted] | [Redacted] |  | 33399584 |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  | Appraisal report effective date is [redacted], however report date is on [redacted] |  |  |  | Reviewer Comment (2025-05-09): Corrected appraisal received of dated [redacted] exeption Cleared.<br>Buyer Comment (2025-05-08): Corrected appraisal | 05/09/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328671 | [Redacted] | [Redacted] |  | 34631329 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328733 | [Redacted] | [Redacted] |  | 33399626 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-12): Not required. |  |  | 05/12/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328733 | [Redacted] | [Redacted] |  | 33399635 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Final 1008 Transmittal reflects Borrower was receiving other Income of $[redacted], however no documentation was provided to verity other asset depletion income. |  |  |  | Reviewer Comment (2025-05-09): Life Insurance statement is available for passive asset utilization income.<br>Buyer Comment (2025-05-08): passive asset income | 05/09/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328733 | [Redacted] | [Redacted] |  | 33399637 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage ([redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | This is due to the income issue |  |  |  | Reviewer Comment (2025-05-09): Life Insurance statement is available for passive asset utilization income. | 05/09/2025 |  |  | 1 | B | A C | B | A C B |  | OH | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223328733 | [Redacted] | [Redacted] |  | 33399638 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | This is due to the income issue |  |  |  | Reviewer Comment (2025-05-09): Life Insurance statement is available for passive asset utilization income. | 05/09/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328733 | [Redacted] | [Redacted] |  | 33399639 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | This is due to the income issue |  |  |  | Reviewer Comment (2025-05-09): Life Insurance statement is available for passive asset utilization income. | 05/09/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328735 | [Redacted] | [Redacted] |  | 33399418 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-08): Client elects to waive. |  |  | 05/08/2025 | 3 | A | A | A | A |  | NM | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328735 | [Redacted] | [Redacted] |  | 33399422 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Subject transaction is refinance of Second home, however, in 1003 Will you occupy the property as your primary residence? was checked as Yes. |  |  |  | Reviewer Comment (2025-05-09): Corrected [redacted] received of both the borrowers. Exception Cleared.<br>Buyer Comment (2025-05-08): Corrected | 05/09/2025 |  |  | 1 | C | A C | C | A C |  | NM | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328735 | [Redacted] | [Redacted] |  | 33399428 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Borrower is receiving Pension Income of $[redacted]however; Award letter is missing in file. |  |  |  | Reviewer Comment (2025-05-13): Exception Cleared, updated [redacted] are received with no pension Income.<br>Buyer Comment (2025-05-12): Pension removed | 05/13/2025 |  |  | 1 | C | A C | C | A C |  | NM | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328735 | [Redacted] | [Redacted] |  | 33405189 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage ([redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Borrower is receiving Pension Income of $[redacted]however; Award letter is missing in file. |  |  |  | Reviewer Comment (2025-05-13): Exception Cleared, updated [redacted] are received with no pension Income.<br>Buyer Comment (2025-05-12): Please see updated documentation uploaded today removing pension income | 05/13/2025 |  |  | 1 | B | A C | B | A C B |  | NM | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223328735 | [Redacted] | [Redacted] |  | 33405190 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Borrower is receiving Pension Income of $[redacted]however; Award letter is missing in file. |  |  |  | Reviewer Comment (2025-05-13): Exception Cleared, updated [redacted] are received with no pension Income.<br>Buyer Comment (2025-05-12): Please see updated documentation uploaded today removing pension income | 05/13/2025 |  |  | 1 | C | A C | C | A C |  | NM | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328735 | [Redacted] | [Redacted] |  | 33405194 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Borrower is receiving Pension Income of $[redacted]however; Award letter is missing in file. |  |  |  | Reviewer Comment (2025-05-13): Exception Cleared, updated [redacted] are received with no pension Income.<br>Buyer Comment (2025-05-12): Please see updated documentation uploaded today removing pension income | 05/13/2025 |  |  | 1 | C | A C | C | A C |  | NM | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223328735 | [Redacted] | [Redacted] |  | 33405205 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Borrower is receiving Pension Income of $[redacted]however; Award letter is missing in file. |  |  |  | Reviewer Comment (2025-05-13): Exception Cleared, updated [redacted] are received with no pension Income.<br>Buyer Comment (2025-05-12): Please see updated documentation uploaded today removing pension income | 05/13/2025 |  |  | 1 | C | A C | C | A C |  | NM | Second Home | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223331464 | [Redacted] | [Redacted] |  | 33399927 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-22): Client elects to waive. |  |  | 05/22/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223331464 | [Redacted] | [Redacted] |  | 33399928 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2025-05-21): Final Title received | 05/21/2025 |  |  | 1 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223331464 | [Redacted] | [Redacted] |  | 33400000 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [redacted] Constitution Section [redacted]: Acceptable [redacted] title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the [redacted] T-42 endorsement or the T-42.1 endorsement. (The loan is a [redacted] Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-05-21): Final Title received, endorsements verified.<br>Buyer Comment (2025-05-20): Final title policy | 05/21/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation C B A | Non QM | Non QM | No |
| 223331464 | [Redacted] | [Redacted] |  | 33400001 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-05-22): Client elects to waive.<br>Reviewer Comment (2025-05-21): This is an [redacted] exception for informational purposes only. Lender may, at their discretion, choose to waive.<br>Buyer Comment (2025-05-19): attny prepared docs for this product type |  |  | 05/22/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Non QM | Non QM | No |
| 223331464 | [Redacted] | [Redacted] |  | 33400003 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | [redacted] Constitution Section [redacted]: TX 50(a)(6) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under TX 50(a)(1)-(5) or (8). Unable to determine purpose of additional debt secured by the homestead. | Information not provided. |  |  |  | Reviewer Comment (2025-05-21): Primary lien is vendor's lien as per title.<br>Buyer Comment (2025-05-19): attny prepared docs for this product type | 05/21/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead B A | Non QM | Non QM | Yes |
| 223331464 | [Redacted] | [Redacted] |  | 33400004 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | Truth in Lending Act: Notice of Right to Cancel was not provided. | Right to Cancel was not provided. |  |  |  | Reviewer Comment (2025-06-12): Cleared. Cure documentation received.<br>Reviewer Comment (2025-06-11): Cure documentation received.<br>Buyer Comment (2025-06-09): Right to cancel<br>Reviewer Comment (2025-05-27): Issue was escalated. Response: While rescission is a requirement under the [redacted] Constitution under [redacted] [redacted] , it is also a federal requirement under TILA. Under TILA, [redacted] (b)(1), [redacted] of the requirements to disclose is "the date the rescission period expires". TILA also require use of a proper form of notice to look similar to the model form under Appendix H of TILA or substantially similar. Under this model form, there is specific information that should be provided that may not appear of the [redacted] Home Equity Rescission that was provided on this loan. <br>We have engaged our counsel over the years on rescission expiration dates that are incorrect and its effect on the validity of the right to rescind and have been advised that in the [redacted]th circuit court (where [redacted] is located) takes a different position in circumstances where the right of recission notice does not have the certain dates disclosed or filled in (i.e., where it is blank). In such cases, the blank or missing field renders the notice incomplete, which gives rise to the [redacted]-year right of rescission. See [redacted], [redacted] F.2d [redacted] ([redacted]th Cir. [redacted]); [redacted]., [redacted] [redacted] [redacted] (E.D. [redacted]. [redacted]).<br>To properly extinguish the [redacted]-year right to rescind, we would require a new rescission notice be provided (on its proper model form under TILA). The rescission expiration date should be dated [redacted] business days from the time the consumer actually receives the notice. For this reason, we would require either proof of delivery which shows when it was delivered or a signed copy back from the consumer(s). Either would then allow for the determination that the requisite [redacted]-business day period was provided on the notice from that date received.<br>Buyer Comment (2025-05-22): Document does have a date its a [redacted] loan and on the [redacted] right to cancel its says [redacted] days after note is signed I have attached the note<br>Reviewer Comment (2025-05-21): Received duplicate RTC, however the documentation does not have a RTC expiration date. Condition remians.<br>Buyer Comment (2025-05-19): Right to Cancel | 06/12/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| 223333899 | [Redacted] | [Redacted] |  | 33405781 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-05): Per deal notes |  |  | 05/05/2025 | 3 | D | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223333899 | [Redacted] | [Redacted] |  | 33405782 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-05): Per deal notes |  |  | 05/05/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334062 | [Redacted] | [Redacted] |  | 33406304 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-06): per deal notes |  |  | 05/06/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334062 | [Redacted] | [Redacted] |  | 33406307 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-06): per deal notes |  |  | 05/06/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334066 | [Redacted] | [Redacted] |  | 33406524 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | . |  |  |  | Reviewer Comment (2025-05-05): Per deal notes |  |  | 05/05/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334066 | [Redacted] | [Redacted] |  | 33406536 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003/Declarations: D. 2. Have you or will you be applying for any new credit (e.g., installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application? was entered Yes. Unable to determine qualification without this information. |  | Require details on credit or new liability details per section D.2 of final 1003. |  |  |  | Reviewer Comment (2025-05-14): Exception Cleared, received updated 1003 document.<br>Buyer Comment (2025-05-12): See attached<br>Reviewer Comment (2025-05-12): Require revised final 1003 document with correct 1003/declarations D.2 section to clear the exception. Exception Remains.<br>Buyer Comment (2025-05-08): Please see attached, no new credit obtained | 05/14/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334109 | [Redacted] | [Redacted] |  | 33406205 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-06): Per deal notes |  |  | 05/06/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334109 | [Redacted] | [Redacted] |  | 33406245 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. |  | Hazard Insurance Policy expires within [redacted] days of the Note Date renewal policy is required. |  |  |  | Reviewer Comment (2025-05-15): Exception Cleared, updated Hazard Insurance Policy is received.<br>Buyer Comment (2025-05-14): See attached | 05/15/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334109 | [Redacted] | [Redacted] |  | 33406259 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. | [redacted] forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-05-20): Client elects to waive. |  |  | 05/20/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334109 | [Redacted] | [Redacted] |  | 33414047 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | Reviewer Comment (2025-05-09): Acknowledgment received from the lender. Exception Cleared.<br>Buyer Comment (2025-05-07): Please see attached | 05/09/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223334109 | [Redacted] | [Redacted] |  | 33414049 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | RTC disclosed incorrect transaction and/or expiration date. |  |  |  | Reviewer Comment (2025-06-02): Received required documentation. Condition cleared.<br>Buyer Comment (2025-05-29): attached<br>Reviewer Comment (2025-05-29): Received mailing label for Proof of Delivery, and revised Notice of Right to cancel however the lender's letter of explanation to the borrower is not located in the file.<br>Buyer Comment (2025-05-27): See attached<br>Reviewer Comment (2025-05-09): Transaction date is [redacted] which is not within [redacted] days from the cancellation date of [redacted] Exception Remains.<br>Buyer Comment (2025-05-07): Document is dated [redacted] , the date of [redacted] at midnight is correct as the [redacted] counts as a special business day for [redacted]. | 06/02/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223334109 | [Redacted] | [Redacted] |  | 33676990 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided to allow for use of bonus/incentive pay received in [redacted]averaged over [redacted] months. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-17): Client elects to waive with compensating factors. |  |  | 06/17/2025 | 2 |  | B |  | B |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334138 | [Redacted] | [Redacted] |  | 33406713 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-05): per deal notes |  |  | 05/05/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B D A | N/A | Non QM | No |
| 223334138 | [Redacted] | [Redacted] |  | 33406745 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2025-05-15): Exception Cleared, received Final Title Policy. | 05/15/2025 |  |  | 1 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B D A | N/A | Non QM | No |
| 223334138 | [Redacted] | [Redacted] |  | 33409671 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-05-15): Exception Cleared, received Final Title Policy.<br>Buyer Comment (2025-05-13): Title | 05/15/2025 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | B D A | N/A | Non QM | No |
| 223334138 | [Redacted] | [Redacted] |  | 34631349 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | B D A | N/A | Non QM | No |
| 223334140 | [Redacted] | [Redacted] |  | 33406080 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-05): per deal notes |  |  | 05/05/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334140 | [Redacted] | [Redacted] |  | 33406113 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-05-05): per deal notes |  |  | 05/05/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334140 | [Redacted] | [Redacted] |  | 33406230 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage ([redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation failure due to QM failure. This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-05-08): [redacted]-month business account statement was provided in file, Exception Cleared.<br>Buyer Comment (2025-05-06): Please cancel cond as [redacted] and [redacted] are [redacted] for [redacted] Under [redacted] [redacted] \*[redacted] | 05/08/2025 |  |  | 1 | B | A C | B | A C B |  | OH | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223334140 | [Redacted] | [Redacted] |  | 33406235 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM - Bank Statement Guidelines Number of Bank Statements Requirement not met | General QM: The number of bank statements provided for borrower's bank statement income was less than the number required by guidelines. | Missing Business Bank Statement covering a [redacted] - month period from [redacted] to[redacted] |  |  |  | Reviewer Comment (2025-05-08): [redacted]-month business account statement was provided in file, Exception Cleared.<br>Buyer Comment (2025-05-06): Please cancel cond as [redacted] and [redacted] are [redacted] for [redacted] Under [redacted] [redacted] \*[redacted] | 05/08/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334140 | [Redacted] | [Redacted] |  | 33406258 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing Business Bank Statement covering a [redacted] - month period from[redacted] to [redacted] |  |  |  | Reviewer Comment (2025-05-08): [redacted]-month business account statement was provided in file, Exception Cleared.<br>Buyer Comment (2025-05-06): Please cancel cond as [redacted] and [redacted] are [redacted] for [redacted] Under [redacted] [redacted[redacted] \*[redacted] | 05/08/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334140 | [Redacted] | [Redacted] |  | 33406269 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | added exception for missing bank statement. |  |  |  | Reviewer Comment (2025-05-08): [redacted]-month business account statement was provided in file, Exception Cleared.<br>Buyer Comment (2025-05-06): Please cancel cond as [redacted] and [redacted] are [redacted] for [redacted] Under [redacted] [redacted] [redacted] \*[redacted] | 05/08/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334140 | [Redacted] | [Redacted] |  | 33406282 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-05-08): [redacted]-month business account statement was provided in file, Exception Cleared.<br>Buyer Comment (2025-05-06): Please cancel cond as [redacted] and [redacted] are[redacted] for [redacted] Under [redacted] [redacted] \*[redacted] | 05/08/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334140 | [Redacted] | [Redacted] |  | 33409109 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Requesting cash-out closed end second mortgage of a primary residence utilizing statements to qualify at [redacted]CLTV with score [redacted]. Min score needed for [redacted]needed for CLTV greater than 70%. | Borrower has owned the subject property for at least [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The refinance has decreased the borrower's monthly debt payments by [redacted]% or more. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-05): Client elected to waive exceptions with compensating factors. |  |  | 05/05/2025 | 2 | B | B | B | B |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334752 | [Redacted] | [Redacted] |  | 33409256 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-05): Per deal notes |  |  | 05/05/2025 | 3 | A | A | A | A |  | NY | Second Home | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334752 | [Redacted] | [Redacted] |  | 33409257 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-05): Per deal notes |  |  | 05/05/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Second Home | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223334752 | [Redacted] | [Redacted] |  | 33409569 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification missing on file |  |  |  | Reviewer Comment (2025-05-09): Co-op Monthly dues takes care of taxes. Tax certificate not required. Exception Cleared.<br>Buyer Comment (2025-05-07): owns property free and clear and makes coop payments taxes are paid thru coop so the monthly payments made to them are is how they are paid. Coop is responsible for taxes | 05/09/2025 |  |  | 1 | C | A C | C | A C |  | NY | Second Home | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223335446 | [Redacted] | [Redacted] |  | 33411340 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-06): per deal notes |  |  | 05/06/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223335446 | [Redacted] | [Redacted] |  | 33411342 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-05-06): per deal notes |  |  | 05/06/2025 | 3 | D | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223337582 | [Redacted] | [Redacted] |  | 33412218 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2025-05-12): Received Final Title document with correct policy amount, information validated. Exception Cleared. | 05/12/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223337582 | [Redacted] | [Redacted] |  | 33412219 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-06): per deal notes |  |  | 05/06/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223337582 | [Redacted] | [Redacted] |  | 33412221 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-05-06): per deal notes |  |  | 05/06/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223337582 | [Redacted] | [Redacted] |  | 33412232 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on preliminary title report. |  |  |  | Reviewer Comment (2025-05-12): Received Final Title document with correct policy amount, information validated. Exception Cleared.<br>Buyer Comment (2025-05-09): Final Title Policy | 05/12/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223337996 | [Redacted] | [Redacted] |  | 33413102 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-05-08): Client elects to waive. |  |  | 05/08/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223337996 | [Redacted] | [Redacted] |  | 33413103 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | [redacted] Constitution Section [redacted]: Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing. |  |  |  |  | Reviewer Comment (2025-05-13): Closing disclosure dated [redacted] executed prior closing to closing considered. Exception cleared.<br>Buyer Comment (2025-05-12): Please see date stamp top left of page showing provided [redacted] a day prior to closing.<br>Reviewer Comment (2025-05-12): Received document is not provided to borrower at least [redacted] business day prior to closing. Exception remains.<br>Buyer Comment (2025-05-08): Itemization | 05/13/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223337996 | [Redacted] | [Redacted] |  | 33413146 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-07): Client elects to waive. |  |  | 05/07/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223339733 | [Redacted] | [Redacted] |  | 33421186 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient. Required replacement cost estimator or Hazard Insurance policy with sufficient replacement cost. |  |  |  | Reviewer Comment (2025-05-30): Reconstruction cost estimate report received, exception cleared.<br>Buyer Comment (2025-05-28): RCE | 05/30/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223339733 | [Redacted] | [Redacted] |  | 33421189 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is not provided on preliminary title report. |  |  |  | Reviewer Comment (2025-05-12): Title supplement received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-05-09): Title Supplement | 05/12/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223339733 | [Redacted] | [Redacted] |  | 33421190 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-07): Waived as part of the review scope |  |  | 05/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223339733 | [Redacted] | [Redacted] |  | 33421292 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception request - The borrowers are requesting for an exception for non-occupying borrower. Christina B1 was previously married to Dennis B2 and are now divorced. According to explanation, they want to build an ADU and Dennis will move into the ADU. Dennis is currently renting an apartment and will move into the ADU after being completed. UW condition for plans, permits and budget for ADU. Lender exception was approved with conditions: Maximum [redacted]% CLTV, Maximum DTI 50, Document to recent consecutive [redacted]-month rental history for non-occupying co-borrower[redacted] | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at leas[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]<br>The qualifying DTI on the loan is at least [redacted]less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-07): waived by buyer |  |  | 05/07/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223339733 | [Redacted] | [Redacted] |  | 33421293 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-05-12): Approval received & associated. Exception cleared.<br>Buyer Comment (2025-05-09): Approval | 05/12/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223339733 | [Redacted] | [Redacted] |  | 33421294 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-05-12): Fraud Report received & associated. Exception cleared.<br>Buyer Comment (2025-05-09): Fraud Report | 05/12/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223339733 | [Redacted] | [Redacted] |  | 33423491 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception - The branch is also asking to qualify without the rent payment for Dennis. Comp Factors: CLTV [redacted]%; Fico = [redacted]with stable credit history; DTI < [redacted]%; $[redacted]/month in residual income; [redacted]+ for both borrowers employment history with same employer Lender exception was approved with conditions: Maximum [redacted]% CLTV, Maximum DTI [redacted], Document to recent consecutive [redacted]-month rental history for non-occupying co-borrower [redacted] | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at leas[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]<br>The qualifying DTI on the loan is at least [redacted]less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-07): Preapproved exception |  |  | 05/07/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223339739 | [Redacted] | [Redacted] |  | 33421129 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-07): Per deal note |  |  | 05/07/2025 | 3 | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340090 | [Redacted] | [Redacted] |  | 33421233 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-07): Per deal notes |  |  | 05/07/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340090 | [Redacted] | [Redacted] |  | 33421234 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-07): Per deal notes |  |  | 05/07/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340130 | [Redacted] | [Redacted] |  | 33421641 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-07): Per deal notes |  |  | 05/07/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340130 | [Redacted] | [Redacted] |  | 33421657 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | 1-4 family Rider is missing in the file. |  |  |  | Reviewer Comment (2025-05-22): Rider provided.<br>Buyer Comment (2025-05-22): Corrected Mortgage<br>Buyer Comment (2025-05-22): LOI<br>Buyer Comment (2025-05-22): Corrected Note<br>Buyer Comment (2025-05-22): 1-4 Family Rider | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340130 | [Redacted] | [Redacted] |  | 33421679 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Address discrepancy, city name mismatch. Note shows city name 'Bellrose' however insurance document shows '[redacted]' |  |  |  | Reviewer Comment (2025-05-22): Corrected Note provided.<br>Buyer Comment (2025-05-22): Corrected Note uploaded to show City matching Insurance | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340130 | [Redacted] | [Redacted] |  | 33421681 |  | Credit | System | General | System | 1003 Subject Address does not match Note address. |  | Address discrepancy, city name mismatch. Note shows city name 'Bellrose' however final 1003 shows '[redacted]' |  |  |  | Reviewer Comment (2025-05-22): Corrected 1003 provided.<br>Reviewer Comment (2025-05-15): Received same 1003 however we required corrected document (1003 or Note) Where city name is correct. As per Note city name is "[redacted] " and as per 1003 city name is "[redacted] ". Exception remains.<br>Buyer Comment (2025-05-14): [redacted] Time Fee Confirmation and TRID LOX.<br>Buyer Comment (2025-05-14): Revised 1003 | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340130 | [Redacted] | [Redacted] |  | 33421682 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Address discrepancy, city name mismatch. Note shows city name 'XXXX' however flood certificate shows '[redacted]' |  |  |  | Reviewer Comment (2025-05-22): Corrected Note provided.<br>Buyer Comment (2025-05-22): Corrected Note uploaded. Flood now matches | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340130 | [Redacted] | [Redacted] |  | 33421685 |  | Credit | System | General | System | Borrower 1003 current address does not match Note address. |  | Address discrepancy, city name mismatch. Note shows city name 'XXXX' however initial 1003 shows '[redacted]' |  |  |  | Reviewer Comment (2025-05-22): Corrected 1003 provided. | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340130 | [Redacted] | [Redacted] |  | 33421686 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | Address discrepancy, city name mismatch. Note shows city name 'XXXX' however appraisal shows '[redacted]' |  |  |  | Reviewer Comment (2025-05-22): Corrected Note provided.<br>Buyer Comment (2025-05-22): Corrected Note uploaded. Appraisal now matches | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340130 | [Redacted] | [Redacted] |  | 33421690 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on[redacted]disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]]). | Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]. |  |  |  | Reviewer Comment (2025-05-15): [redacted] received LOA<br>Buyer Comment (2025-05-14): [redacted] Time Fee Confirmation and TRID LOX. | 05/15/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223340130 | [Redacted] | [Redacted] |  | 33421691 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted]disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted]which exceeds the $35.00 threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Final Closing Disclosure provided on[redacted] disclosed an inaccurate Finance Charge on page [redacted]that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of[redacted]which exceeds the $[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated[redacted]. |  |  |  | Reviewer Comment (2025-05-15): [redacted] received LOA<br>Buyer Comment (2025-05-14): Please see [redacted] Time Fee Confirmation and TRID LOX uploaded[redacted] | 05/15/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223340130 | [Redacted] | [Redacted] |  | 34631153 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223340149 | [Redacted] | [Redacted] |  | 33421459 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | 4506-C's are missing for Nelina [redacted]. |  |  |  | Reviewer Comment (2025-05-22): Received required documentation. Condition cleared.<br>Buyer Comment (2025-05-20): 4506C | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223340149 | [Redacted] | [Redacted] |  | 33421461 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-07): Per deal notes |  |  | 05/07/2025 | 3 | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223340149 | [Redacted] | [Redacted] |  | 33425807 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO [Redacted]% Method | Ability to Repay ([redacted]): Unable to verify Real Estate Owned income ([redacted]% Method) using reasonably reliable third-party records. | Vacancy method used for rental income calculation for following REO[redacted]t, lease agreement was not provided. |  |  |  | Reviewer Comment (2025-05-19): Comparable rent schedule provided. Exception Cleared.<br>Buyer Comment (2025-05-15): See Uploads | 05/19/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223340149 | [Redacted] | [Redacted] |  | 33425808 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay[redacted]): General Ability-to-Repay requirements not satisfied. | Vacancy method used for rental income calculation for following REO [redacted] |  |  |  | Reviewer Comment (2025-05-19): Comparable rent schedule provided. Exception Cleared. | 05/19/2025 |  |  | 1 | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223340149 | [Redacted] | [Redacted] |  | 33425831 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Vacancy method used for rental income calculation for following REO [redacted] lease agreement was not provided. |  |  |  | Reviewer Comment (2025-05-19): Comparable rent schedule provided. Exception Cleared.<br>Buyer Comment (2025-05-15): See uploads | 05/19/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223358646 | [Redacted] | [Redacted] |  | 33424717 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-08): Per deal notes |  |  | 05/08/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223362352 | [Redacted] | [Redacted] |  | 33426544 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: 49 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-08): per deal notes |  |  | 05/08/2025 | 3 | D | N/A | N/A | N/A D |  | IL | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223362352 | [Redacted] | [Redacted] |  | 33426545 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-08): per deal notes |  |  | 05/08/2025 | 3 | A | A | A | A |  | IL | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223362352 | [Redacted] | [Redacted] |  | 33431898 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Calculated combined loan to value percentage of [redacted]% exceeds Guideline combined loan to value percentage of [redacted]%. |  |  |  | Reviewer Comment (2025-05-20): Lender exception provided. Condition cleared.<br>Buyer Comment (2025-05-16): uploaded exception approval | 05/20/2025 |  |  | 1 | C | A C | C | A C |  | IL | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223362352 | [Redacted] | [Redacted] |  | 33488580 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for LTV exceeding maximum allowed of [redacted]%. | Borrower has verified disposable income of at least[redacted]<br>Borrower has worked in the same position for more than [redacted] years. | Documentation Type: [redacted] Full Doc<br> Disposable Income: [redacted] | Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-20): Client elects to waive with compensating factors. |  |  | 05/20/2025 | 2 |  | B |  | B |  | IL | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223364084 | [Redacted] | [Redacted] |  | 33434615 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-09): Client elects to waive. |  |  | 05/09/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223364084 | [Redacted] | [Redacted] |  | 33434621 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM is provided and supporting secondary valuation missing in file. |  |  |  | Reviewer Comment (2025-05-09): Client elects to waive. |  |  | 05/09/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223364421 | [Redacted] | [Redacted] |  | 33433995 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-09): Client elects to waive. |  |  | 05/09/2025 | 3 | D | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223364421 | [Redacted] | [Redacted] |  | 33433996 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-09): Client elects to waive. |  |  | 05/09/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223367025 | [Redacted] | [Redacted] |  | 33439458 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): per deal notes |  |  | 05/13/2025 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223372978 | [Redacted] | [Redacted] |  | 33439548 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): Client elects to waive. |  |  | 05/13/2025 | 3 | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223372978 | [Redacted] | [Redacted] |  | 33439550 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-13): Client elects to waive. |  |  | 05/13/2025 | 3 | D | D A | D | D |  | CT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223373118 | [Redacted] | [Redacted] |  | 33439433 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Credit exception noted in file:<br>Borrower holds title in Enhanced Life Estate - An enhanced life estate deed, also known as a "Lady Bird Deed," is a type of deed used in Florida that allows a property owner to retain control of their property during their lifetime while simultaneously transferring ownership to beneficiaries upon their death, the remaindermen are not required to sign or authorize any encumberment of the property during the borrower's lifetime. Borrower is retired, income consists of [redacted] state pension (lifetime benefit), Surviving Spouse SSI grossed up at [redacted]%; and IRA distribution with initial deposit/receipt confirmed, pending confirmation from XXXX that when the current acct is depleted that draws will automatically transfer over to her other XXXX IRA; combined these afford [redacted]months continuance. Proceeds are not being used for reserves, borrower has documented $[redacted](at [redacted]%) which alone is [redacted]months of reserves. Borrower has [redacted]credit depth and [redacted]mortgage depth reported with no derog. | Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least [redacted]<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.[redacted]<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Combined Loan to Value: [redacted]<br> Guideline Maximum Combined Loan to Value:[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: 804[redacted] | SitusAMC<br>SitusAMC<br>Aggregator<br>Aggregator,SitusAMC | Reviewer Comment (2025-05-13): Client elects to waive with compensating factors. |  |  | 05/13/2025 | 2 | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223373118 | [Redacted] | [Redacted] |  | 33439471 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): Not required. |  |  | 05/13/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223373118 | [Redacted] | [Redacted] |  | 33439481 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing in file in addition to the most recent [redacted] month mortgage history. |  |  |  | Reviewer Comment (2025-05-15): Credit report received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-05-14): Credit report | 05/15/2025 |  |  | 1 | D | A D | D | A D |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223373118 | [Redacted] | [Redacted] |  | 33439531 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock document was not provided. |  |  |  | Reviewer Comment (2025-05-15): Initial Rate lock document received. Exception cleared.<br>Buyer Comment (2025-05-14): First and last lock | 05/15/2025 |  |  | 1 | B | A B | B | A B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377150 | [Redacted] | [Redacted] |  | 33439625 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase contract was not provided in file. |  |  |  | Reviewer Comment (2025-05-20): Received Purchase contract/Sales Agreement, information validated. Exception Cleared.<br>Buyer Comment (2025-05-19): sales contract and adden upld | 05/20/2025 |  |  | 1 | D | A D | D | A D |  | WA | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377150 | [Redacted] | [Redacted] |  | 33439627 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | First lien note document was not provided in file and final CD is also missing. |  |  |  | Reviewer Comment (2025-05-20): Received [redacted] lien note document, information validated. Exception Cleared.<br>Buyer Comment (2025-05-19): [redacted] lien note upld | 05/20/2025 |  |  | 1 | D | A D | D | A D |  | WA | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377150 | [Redacted] | [Redacted] |  | 33439635 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): Not required. |  |  | 05/13/2025 | 3 | A | A | A | A |  | WA | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377171 | [Redacted] | [Redacted] |  | 33440176 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): Not required. |  |  | 05/13/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377171 | [Redacted] | [Redacted] |  | 33440288 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. | Transaction date is [redacted]and final CD date is [redacted] |  |  |  | Reviewer Comment (2025-05-20): [redacted] received initial CD.<br>Buyer Comment (2025-05-19): Please see document [redacted] , CD issued[redacted] and e-signed by borrowers on that date. This is a prior CD sent | 05/20/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377171 | [Redacted] | [Redacted] |  | 33440289 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final Closing Disclosure Received Date. Unable to determine compliance with rescission timing requirements. | Transaction date is[redacted]and final CD is signed on[redacted] |  |  |  | Reviewer Comment (2025-05-20): [redacted] received initial CD.<br>Buyer Comment (2025-05-19): Please see document [redacted] , CD issued [redacted] and e-signed by borrowers on that date. This is a prior CD sent | 05/20/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223377171 | [Redacted] | [Redacted] |  | 33450553 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: 1003 Final not provided |  | File is missing [redacted]final 1003. |  |  |  | Reviewer Comment (2025-05-19): Received Final 1003 document of co-borrower [redacted], information validated. Exception Cleared.<br>Buyer Comment (2025-05-15): See attached | 05/19/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377212 | [Redacted] | [Redacted] |  | 33442545 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): Not required. |  |  | 05/13/2025 | 3 | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377212 | [Redacted] | [Redacted] |  | 33442547 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-13): Not required. |  |  | 05/13/2025 | 3 | D | N/A | N/A | N/A D |  | UT | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377212 | [Redacted] | [Redacted] |  | 33448914 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request- Our borrower are requesting a cash closed end second mortgage of a primary residence utilizing bank statement to qualify with a non-co-borrower. Section [redacted]prohibits non-occupant co-borrower s. this wil be standalone HELOC to consolidate debt. Borrower are strong . paying off debt will free up over $[redacted]a month. with mid credit score-w can only go to [redacted]%. We are hoping for [redacted]% to help them out. 3rd borrower is a very strong borrower - very little debt. Own home free and clear. paying everything off will align DTI approximately [redacted]%. Lender exception was approved with conditions: Maximum 80% CLTV, Maximum DTI 50, Minimum FICO [redacted], Total DTI to include NOCB property taxes, homeowners insurance and HOA Dues if applicable | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least[redacted]months.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted]years.<br>DTI: [redacted]<br> Guideline Maximum DTI: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-05-13): Client elects to waive with compensating factors. |  |  | 05/13/2025 | 2 | B | B | B | B |  | UT | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377264 | [Redacted] | [Redacted] |  | 33441257 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): Not required. |  |  | 05/13/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377264 | [Redacted] | [Redacted] |  | 33441259 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-13): Not required. |  |  | 05/13/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377839 | [Redacted] | [Redacted] |  | 33445289 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-13): Per deal notes |  |  | 05/13/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223377839 | [Redacted] | [Redacted] |  | 33445293 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to[redacted] business days from transaction date of [redacted] | Loan was disbursed prior to midnight of third business day after consummation. Lender to re-open recission, provide copy of new right to cancel form, copy of letter of explanation sent to borrower, and proof of delivery. Note: This exception will not be cleared until expiration of new recission period. |  |  |  | Reviewer Comment (2025-05-21): Final closing statement received, exception cleared.<br>Buyer Comment (2025-05-20): FSS<br>Buyer Comment (2025-05-20): [redacted] disbursement | 05/21/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223378683 | [Redacted] | [Redacted] |  | 33445561 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-14): per deal notes |  |  | 05/14/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223378683 | [Redacted] | [Redacted] |  | 33445602 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted]disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of [redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of [redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]]). | Final Closing Disclosure reflects Finance Charge of $[redacted]but calculated Finance Charge is $[redacted]. Variance = $-[redacted]. Review of Mavent Compliance Report, indicates APR fee Title - Tax Report was not included in lender's finance charge calculations. |  |  |  | Reviewer Comment (2025-05-22): Upon further review the Amount Financed was correctly disclosed to consumer<br>Buyer Comment (2025-05-21): Please see attached | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223378683 | [Redacted] | [Redacted] |  | 33445603 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted]disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted]which exceeds the $[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Final Closing Disclosure reflects Finance Charge of $[redacted]but calculated Finance Charge is $[redacted]. Variance = $-[redacted]. Review of Mavent Compliance Report, indicates APR fee Title - Tax Report was not included in lender's finance charge calculations. |  |  |  | Reviewer Comment (2025-05-22): Upon further review finance charge was correctly disclosed to consumer<br>Buyer Comment (2025-05-21): see attached | 05/22/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223387036 | [Redacted] | [Redacted] |  | 33451910 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-15): Not applicable. |  |  | 05/15/2025 | 3 | D | N/A | N/A | N/A D |  | CT | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223387036 | [Redacted] | [Redacted] |  | 33451911 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-15): Not applicable. |  |  | 05/15/2025 | 3 | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223387036 | [Redacted] | [Redacted] |  | 33468793 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the compliance report to determine Loan Designation. |  |  |  | Reviewer Comment (2025-05-20): Cleared. Received Mavent report.<br>Buyer Comment (2025-05-19): final mavent upld | 05/20/2025 |  |  | 1 | C | A C | C | A C |  | CT | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223387424 | [Redacted] | [Redacted] |  | 33452449 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-15): Not required. |  |  | 05/15/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223387424 | [Redacted] | [Redacted] |  | 33468877 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing the insurance verification for the borrowers investment property. |  |  |  | Reviewer Comment (2025-05-21): Land only property no HOI on this property, exception cleared.<br>Buyer Comment (2025-05-19): Its a lot no home on property | 05/21/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223388859 | [Redacted] | [Redacted] |  | 33456114 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-16): Not required. |  |  | 05/16/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223388859 | [Redacted] | [Redacted] |  | 33456155 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Schedule C | General QM: Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated [redacted]s; 3) Audited YTD P&L; 4) redacted] |  |  |  | Reviewer Comment (2025-05-27): All documentation provided meets lender guides. Condition cleared.<br>Buyer Comment (2025-05-22): Exception | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223388859 | [Redacted] | [Redacted] |  | 33456156 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | One of the following missing documents is required for this income source: 1) Most recent tax transcripts; 2) Most recent signed, dated [redacted]s; 3) Audited YTD P&L; 4) redacted] |  |  |  | Reviewer Comment (2025-05-27): Loan is SHQM (APOR).<br>Buyer Comment (2025-05-22): Exception | 05/27/2025 |  |  | 1 | B | A C | B | A C B |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223388859 | [Redacted] | [Redacted] |  | 33475190 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the IRS tax payoffs. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted]years.<br>Documentation Type: [redacted]r Full Doc<br> Disposable Income: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-05-27): Client elects to waive with compensating factors.<br>Buyer Comment (2025-05-22): Exception |  |  | 05/27/2025 | 2 | C | B C | C | B C |  | NJ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223389102 | [Redacted] | [Redacted] |  | 33457050 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-16): Not required. |  |  | 05/16/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223389102 | [Redacted] | [Redacted] |  | 33457051 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[redacted]is less than the note amount of $[redacted]based on the Commitment in file. |  |  |  | Reviewer Comment (2025-05-20): Exception Cleared, updated Title Commitment Policy is received.<br>Buyer Comment (2025-05-19): Title Supplement | 05/20/2025 |  |  | 1 | B | A B | B | A B |  | NV | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223389102 | [Redacted] | [Redacted] |  | 33457089 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Exception is an ATR informative EV2 (non-material) exception and is set because, although extensions are provided in file, the loan is being qualified on income that is not considered most recent. Exception can be left open or waived as it cannot be cured or cleared. |  |  |  | Reviewer Comment (2025-05-19): Client elects to waive. |  |  | 05/19/2025 | 2 | B | B | B | B |  | NV | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223389102 | [Redacted] | [Redacted] |  | 33457090 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Exception is an ATR informative EV2 (non-material) exception and is set because, although extensions are provided in file, the loan is being qualified on income that is not considered most recent. Exception can be left open or waived as it cannot be cured or cleared. |  |  |  | Reviewer Comment (2025-05-19): Client elects to waive. |  |  | 05/19/2025 | 2 | B | B | B | B |  | NV | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223390539 | [Redacted] | [Redacted] |  | 33456214 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-16): Per deal note |  |  | 05/16/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A D | Non QM | Non QM | No |
| 223390539 | [Redacted] | [Redacted] |  | 34631173 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Primary | Refinance - Cash-out - Other | A D | Non QM | Non QM | No |
| 223396505 | [Redacted] | [Redacted] |  | 33468855 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-05-27): Final Title Policy received and associated. Exception cleared. | 05/27/2025 |  |  | 1 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223396505 | [Redacted] | [Redacted] |  | 33468856 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-05-27): Title policy amount updated from Final title policy. Exception cleared.<br>Buyer Comment (2025-05-23): policy upld | 05/27/2025 |  |  | 1 | B | A B | B | A B |  | TN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223396505 | [Redacted] | [Redacted] |  | 33468859 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-19): Not required. |  |  | 05/19/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223396505 | [Redacted] | [Redacted] |  | 33468862 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-19): Not required. |  |  | 05/19/2025 | 3 | D | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223396543 | [Redacted] | [Redacted] |  | 33470093 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-19): Not required. |  |  | 05/19/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223396543 | [Redacted] | [Redacted] |  | 33470464 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lender Exception in file limits DTI to [redacted]%. Current income does not support this DTI. Lenders rental calculations were not located in the file. It appears the discrepancy may be due to rental calculations. |  |  |  | Reviewer Comment (2025-05-27): Cleared. Received closing statement for prior transaction reflecting debts paid through the closing.<br>Buyer Comment (2025-05-23): please see the attached | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223396543 | [Redacted] | [Redacted] |  | 33470465 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception in file to waive requirement for P&L & Balance Sheet for Schedule C income; loss is included. Waive [redacted] - YTD Balance Sheet for Schedule E.<br>Approved with max [redacted]% LTV and Max [redacted]% DTI. Unable to downgrade/waive due to excessive DTI. |  |  |  | Reviewer Comment (2025-05-27): Cleared. Received closing statement for prior transaction reflecting debts paid through the closing.<br>Buyer Comment (2025-05-22): Please see [redacted] and [redacted] | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223396543 | [Redacted] | [Redacted] |  | 33470466 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Lenders rental calculations were not located in the file. It appears the discrepancy may be due to rental calculations. |  |  |  | Reviewer Comment (2025-05-27): Cleared. Received closing statement for prior transaction reflecting debts paid through the closing. | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223396543 | [Redacted] | [Redacted] |  | 33470467 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay ([redacted]): The DTI calculated in accordance with the Lenders Guidelines and [redacted] of [redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-05-27): Cleared. Received closing statement for prior transaction reflecting debts paid through the closing. | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223397704 | [Redacted] | [Redacted] |  | 33470083 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. | [redacted] forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-05-21): Client elects to waive. |  |  | 05/21/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223397704 | [Redacted] | [Redacted] |  | 33470106 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-19): Client elects to waive. |  |  | 05/19/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223397704 | [Redacted] | [Redacted] |  | 33470127 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Collateral Underwriter Score is [redacted]and LCA Risk Score is [redacted]. Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-05-19): Client elects to waive. |  |  | 05/19/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223415418 | [Redacted] | [Redacted] |  | 33471393 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-06-03): Mortgage statement received & associated. Exception cleared.<br>Buyer Comment (2025-06-02): uploaded more recent mtg stmt<br>Buyer Comment (2025-06-02): uploaded mtg stmt<br>Reviewer Comment (2025-06-02): Credit report cannot confirm exact P&I of the loan, require mortgage statement or Note or CD. Exception Remains.<br>Buyer Comment (2025-05-30): uploaded the supplement to verify the terms of the note<br>Reviewer Comment (2025-05-30): Exception remains: Provide copy of note for the [redacted] lien mortgage ([redacted] as disclosed in Final 1003.<br>Buyer Comment (2025-05-29): I need clarification on what is needed for this condition please | 06/03/2025 |  |  | 1 | D | A D | D | A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223415418 | [Redacted] | [Redacted] |  | 33471394 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-19): Per deal notes |  |  | 05/19/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223415418 | [Redacted] | [Redacted] |  | 33471466 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement or closing Disclosure missing for [redacted]nd lien P&I in file. |  |  |  | Reviewer Comment (2025-05-27): Closing Disclosure received & associated. Exception cleared.<br>Buyer Comment (2025-05-23): uploaded [redacted] lien CD<br>Reviewer Comment (2025-05-23): Exception remains: Provide mortgage statement for [redacted] lien verifying P&I of $[redacted] as disclosed in Final 1003.<br>Buyer Comment (2025-05-22): Mortgage Statement Pg [redacted] , Please cancel | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223415418 | [Redacted] | [Redacted] |  | 33472820 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Requested and Approved for Unacceptable Property Type. Subject is SFR with [redacted] legally zoned ADU. Comparable was only available with[redacted] ADU, none were available with [redacted] for comparison. Conditioned upon [redacted]% max LTV and [redacted]% max DTI. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-05-27): Client elects to waive with compensating factors.<br>Buyer Comment (2025-05-23): informational? please waive<br>Reviewer Comment (2025-05-19): Client elected to waive exceptions with compensating factors. |  |  | 05/27/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223415418 | [Redacted] | [Redacted] |  | 33472914 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Requested and Approved to waive requirement for P&L & Balance Sheet for Schedule C and YTD P&L & Balance Sheet for Schedule E. Losses are being included. Conditioned upon [redacted]% max LTV and [redacted]% max DTI. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has worked in the same position for more than [redacted] years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-05-27): Client elects to waive with compensating factors.<br>Buyer Comment (2025-05-23): informational? please waive<br>Reviewer Comment (2025-05-19): Client elected to waive exceptions with compensating factors. |  |  | 05/27/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223415418 | [Redacted] | [Redacted] |  | 33482599 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-05-23): Received Lender Proposed Insured document confirming the title amount . Exception cleared.<br>Buyer Comment (2025-05-22): Lender Proposed Insured | 05/23/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223415570 | [Redacted] | [Redacted] |  | 33470590 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-19): Per deal notes |  |  | 05/19/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223415570 | [Redacted] | [Redacted] |  | 33470591 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-19): Per deal notes |  |  | 05/19/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223415570 | [Redacted] | [Redacted] |  | 33470593 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | 1-4 Family Rider is misisng in file. |  |  |  | Reviewer Comment (2025-05-23): 1-4 Family Rider received. Details verified and updated. Exception cleared.<br>Buyer Comment (2025-05-21): Please see attached | 05/23/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223415584 | [Redacted] | [Redacted] |  | 33473452 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-19): per deal notes |  |  | 05/19/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223415584 | [Redacted] | [Redacted] |  | 33473454 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-19): per deal notes |  |  | 05/19/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223420389 | [Redacted] | [Redacted] |  | 33474053 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-19): Per deal notes |  |  | 05/19/2025 | 3 | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223420389 | [Redacted] | [Redacted] |  | 33474056 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-19): Per deal notes |  |  | 05/19/2025 | 3 | D | N/A | N/A | N/A D |  | AL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223420389 | [Redacted] | [Redacted] |  | 33474070 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2025-05-23): Hazard insurance Policy received for the period in question, exception cleared.<br>Buyer Comment (2025-05-22): [redacted] hoi pol upld | 05/23/2025 |  |  | 1 | C | A C | C | A C |  | AL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422113 | [Redacted] | [Redacted] |  | 33479146 |  | Compliance | Compliance | Miscellaneous Compliance | Compliance | Other Compliance Exception (Manual Add) |  | The address #'s reflected on the Note and Security Instrument are [redacted], however the Note for the prior mortgage transaction and all other documents in file reflect [redacted]. A corrected Note and Security Instrument will be required along with a scrivener's affidavit indicating the corrected security instrument is being re-recorded. |  |  |  | Reviewer Comment (2025-06-02): Corrected Note and [redacted]'s Affidavit with LOI received, exception cleared.<br>Buyer Comment (2025-05-30): signed revised note, [redacted] aff and loi upld | 06/02/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223422113 | [Redacted] | [Redacted] |  | 33483770 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-20): per deal notes |  |  | 05/20/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422113 | [Redacted] | [Redacted] |  | 33483779 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-20): per deal notes |  |  | 05/20/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422113 | [Redacted] | [Redacted] |  | 33484523 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Amount Financed disclosed is $[redacted]. Calculated Amount Financed of $[redacted]. Variance of $[redacted], due to APR variance of [redacted]%. |  |  |  | Reviewer Comment (2025-05-30): [redacted]received statement of fee purpose.<br>Buyer Comment (2025-05-29): trid rebuttal upld | 05/30/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223422113 | [Redacted] | [Redacted] |  | 33484524 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on[redacted]disclosed an inaccurate Finance Charge on page[redacted]that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance Charge disclosed is $[redacted]. Calculated finance charge is $[redacted]. Variance of $[redacted], due to APR variance of [redacted]%. |  |  |  | Reviewer Comment (2025-05-30): [redacted] received statement of fee purpose.<br>Buyer Comment (2025-05-29): trid rebuttal upld to trl docs | 05/30/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223422113 | [Redacted] | [Redacted] |  | 33491505 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  | Reviewer Comment (2025-05-23): Executed Fair Market Acknowledgment received. Exception cleared.<br>Buyer Comment (2025-05-22): signed discl upld | 05/23/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223422125 | [Redacted] | [Redacted] |  | 33480689 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Executed Rider - [redacted] Family not provided. |  |  |  | Reviewer Comment (2025-05-27): Received 1-4 family rider, information validated. Exception Cleared.<br>Buyer Comment (2025-05-22): Rider | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223422125 | [Redacted] | [Redacted] |  | 33480699 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-20): Not required. |  |  | 05/20/2025 | 3 | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223422125 | [Redacted] | [Redacted] |  | 33491870 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current mortgage statement or final CD for the borrower's primary residence. If property expenses are not escrowed, evidence of tax, insurance and HOA dues (if applicable) will also be required. |  |  |  | Reviewer Comment (2025-05-27): Received Closing Disclosure for REO property Address: [redacted], PITIA and HOA amount verified. Exception Cleared.<br>Buyer Comment (2025-05-22): REO | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223422880 | [Redacted] | [Redacted] |  | 33478982 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-20): Per deal notes |  |  | 05/20/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422880 | [Redacted] | [Redacted] |  | 33479080 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. | [redacted] forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-05-27): Client elects to waive without compensating factors.<br>Buyer Comment (2025-05-22): These documents where prepared by the attorney please waive. |  |  | 05/27/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422880 | [Redacted] | [Redacted] |  | 33479082 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | [redacted] Constitution Section [redacted]: Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing. | Itemized Disclosure was not provided to borrower at least one ([redacted]) business day prior to closing. |  |  |  | Reviewer Comment (2025-06-02): Initial Closing Disclosure associated. Exception cleared.<br>Buyer Comment (2025-05-30): stamp shows when it was given to the borrower at the top left. | 06/02/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223422906 | [Redacted] | [Redacted] |  | 33481514 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-20): per deal notes |  |  | 05/20/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33481515 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-20): per deal notes |  |  | 05/20/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33481582 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [redacted] Constitution Section [redacted]: Acceptable [redacted] title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the [redacted] T-42 endorsement or the T-42.1 endorsement. (The loan is a [redacted] Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-05-29): Correspondence from Title received, exception cleared.<br>Buyer Comment (2025-05-27): email from title | 05/29/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33481584 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. | Fair Market Acknowledgment disclosure not signed by lender. |  |  |  | Reviewer Comment (2025-06-02): Received revised acknowledgment of the Fair Market Value signed by the Lender. Information validated. Exception Cleared.<br>Buyer Comment (2025-05-29): Signed by us | 06/02/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223422906 | [Redacted] | [Redacted] |  | 33481622 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Designation variance due to missing income documentation: third party verification not provided in file. |  |  |  | Reviewer Comment (2025-05-29): Third party verification document received, exception cleared.<br>Buyer Comment (2025-05-27): SE docs | 05/29/2025 |  |  | 1 | B | A C | B | A C B |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223422906 | [Redacted] | [Redacted] |  | 33481624 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Partnership | General QM: Unable to verify Partnership income using reasonably reliable third-party records. | QM failure due to missing income documentation: third party verification not provided in file. |  |  |  | Reviewer Comment (2025-05-29): Third party verification document received, exception cleared.<br>Buyer Comment (2025-05-27): SE DOCS | 05/29/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33481625 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | QM failure due to missing income documentation: third party verification not provided in file. |  |  |  | Reviewer Comment (2025-05-28): Client elects to waive.<br>Buyer Comment (2025-05-27): SE DOCS |  |  | 05/28/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33481745 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception for cash-out closed end second mortgage of a primary residence utilizing full documentation to qualify with the combined loan amount of $[redacted]. Section [redacted] caps the combined loan amount at $[redacted]mm. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO:[redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-05-20): Client elected to waive exceptions with compensating factors. |  |  | 05/20/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33482200 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Partnership | General QM: Unable to verify current Partnership status using reasonably reliable third-party records. | QM failure due to missing income documentation: third party verification not provided in file. |  |  |  | Reviewer Comment (2025-05-29): Third party verification document received, exception cleared.<br>Buyer Comment (2025-05-27): SE DOCS | 05/29/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33482201 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Schedule C | General QM: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | QM failure due to missing income documentation: third party verification not provided in file. |  |  |  | Reviewer Comment (2025-05-29): Third party verification document received, exception cleared.<br>Buyer Comment (2025-05-27): SE DOCS | 05/29/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33482202 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted]Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Reviewer Comment (2025-06-02): Client elects to waive.<br>Reviewer Comment (2025-05-29): [redacted] form is required. Unable to clear however this exception may be waived.<br>Buyer Comment (2025-05-27): Sent over rebuttal to the investor attorney drew up papers. |  |  | 06/02/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223422906 | [Redacted] | [Redacted] |  | 33482204 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2025-05-29): Third party verification document received, exception cleared.<br>Buyer Comment (2025-05-27): SE DOCS | 05/29/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223423040 | [Redacted] | [Redacted] |  | 33485791 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-21): Not required. |  |  | 05/21/2025 | 3 | A | A | A | A |  | CO | Second Home | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223425927 | [Redacted] | [Redacted] |  | 33479557 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-20): Not required. |  |  | 05/20/2025 | 3 | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223425927 | [Redacted] | [Redacted] |  | 33492031 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | File is missing the most recent [redacted]month pay history for the borrower's residence. No history was provided for either the [redacted]st or [redacted]nd mortgages. |  |  |  | Reviewer Comment (2025-05-27): Cleared. Received pay history.<br>Buyer Comment (2025-05-23): loans were modified from balloon payment loans to regular loans, pmt history included | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223425927 | [Redacted] | [Redacted] |  | 33492038 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Payoff Statement(s) not provided |  | File is missing the mortgage payoff for the [redacted]nd mortgage. If[redacted]nd is a Heloc, a signed/dated close out letter will be required. |  |  |  | Reviewer Comment (2025-05-27): Cleared. Received mortgage payoff.<br>Buyer Comment (2025-05-23): Payoff Statement | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223425927 | [Redacted] | [Redacted] |  | 33492087 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The 1008 indicates the loan may have a lender exception. However the file contained no lender exception request form with compensating factors or approval. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at lease [redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-05-27): Client elects to waive with compensating factors.<br>Buyer Comment (2025-05-23): Exception |  |  | 05/27/2025 | 2 | C | B C | C | B C |  | UT | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| 223427563 | [Redacted] | [Redacted] |  | 33486730 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-22): Not required. |  |  | 05/22/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223427567 | [Redacted] | [Redacted] |  | 33485962 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM is acceptable for second lien program. |  |  |  | Reviewer Comment (2025-05-22): Not required. |  |  | 05/22/2025 | 3 | D | N/A | N/A | N/A D |  | MD | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223427567 | [Redacted] | [Redacted] |  | 33485963 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-22): Not required. |  |  | 05/22/2025 | 3 | A | A | A | A |  | MD | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223427572 | [Redacted] | [Redacted] |  | 33485913 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-22): Not required. |  |  | 05/22/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223427572 | [Redacted] | [Redacted] |  | 33505216 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The title commitment reflects a second mortgage Heloc that does not appear to have been paid off or released at closing. Please provide evidence this mortgage was paid off, satisfied and closed out. |  |  |  | Reviewer Comment (2025-05-27): Cleared. The credit report reflect the related HELOC as closed with $[redacted] balance.<br>Buyer Comment (2025-05-23): Credit Report on pg [redacted] shows HELOC with [redacted] balance and closed, please cancel | 05/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223428294 | [Redacted] | [Redacted] |  | 33485784 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-21): Per deal notes |  |  | 05/21/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223428294 | [Redacted] | [Redacted] |  | 33485793 |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of[redacted]% is in excess of the allowable maximum of [redacted]% of the Federal Total Loan Amount. Points and Fees of $[redacted]on a Federal Total Loan Amount of $[redacted]vs. an allowable total of $[redacted](an overage of $[redacted]or [redacted]%). Non-Compliant High Cost Loan. | Discount points of $[redacted]and Loan Origination fee of $[redacted]- Total of $[redacted]is [redacted]% of loan amount, greater than the allowable total of $[redacted]([redacted]% of loan amount). |  |  |  | Reviewer Comment (2025-06-11): Updated Rate Set Date to [redacted] based on lender using Reg C approach to setting rate.<br>Buyer Comment (2025-06-11): Memo<br>Reviewer Comment (2025-06-09): Exception was escalated: The initial LE has a rate of [redacted] % locked for [redacted] days (until[redacted]). Rate did not change through underwriting and loan closed on[redacted] at the same[redacted] % rate. <br> Our testing methodology uses the Reg Z approach which has been thoroughly vetted with our outside counsel who has consistently held that, under this approach, if a rate is locked, but then that rate changes at some point before consummation (and is not the result of a product change) the Rate Set Date will move from the date of the initial rate lock to the date of the most recent rate lock date reflecting the change in rate. Given the rate was initially locked on [redacted] and did not change through closing, the initial rate lock of [redacted] would be used (under the [redacted] approach) to determine Rate Set Date which puts the APOR of [redacted] <br> In the event that a change occurred which required new pricing on the loan, but lender exercised discretion in keeping the rate at [redacted] % (i.e., rate could have changed but lender kept at same rate), we can accept an attestation to that effect which will allow for the consideration of that more recent rate lock date [redacted]) to set the rate.<br>Buyer Comment (2025-06-05): Please see lock, $[redacted] bona fide points are being excluded | 06/11/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223428294 | [Redacted] | [Redacted] |  | 33485795 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation mismatch due to points and fees exceeding [redacted]% of loan amount. |  |  |  | Reviewer Comment (2025-06-11): Updated Rate Set Date to [redacted] based on lender using Reg C approach to setting rate.<br>Reviewer Comment (2025-06-09): Exception was escalated: The initial LE has a rate of [redacted] % locked for [redacted] days (until[redacted]). Rate did not change through underwriting and loan closed on[redacted] at the same[redacted] % rate. <br> Our testing methodology uses the[redacted] approach which has been thoroughly vetted with our outside counsel who has consistently held that, under this approach, if a rate is locked, but then that rate changes at some point before consummation (and is not the result of a product change) the Rate Set Date will move from the date of the initial rate lock to the date of the most recent rate lock date reflecting the change in rate. Given the rate was initially locked on [redacted] and did not change through closing, the initial rate lock of[redacted] would be used (under the[redacted] approach) to determine Rate Set Date which puts the APOR of [redacted] <br> In the event that a change occurred which required new pricing on the loan, but lender exercised discretion in keeping the rate at [redacted] % (i.e., rate could have changed but lender kept at same rate), we can accept an attestation to that effect which will allow for the consideration of that more recent rate lock date [redacted]) to set the rate.<br>Buyer Comment (2025-06-05): Please see commentary uploaded today | 06/11/2025 |  |  | 1 | B | A C | B | A C B |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223428294 | [Redacted] | [Redacted] |  | 33485796 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank [redacted]): Points and Fees on subject loan of[redacted]% is in excess of the allowable maximum of the greater of[redacted]% of the Federal Total Loan Amount and $[redacted] ([redacted]). Points and Fees total $[redacted]on a Federal Total Loan Amount of $[redacted]vs. an allowable total of $[redacted]and $[redacted]([redacted]) (an overage of $[redacted]or [redacted]%). | Discount points of $[redacted]and Loan Origination fee of $[redacted]- Total of $[redacted]is [redacted]% of loan amount, greater than the allowable total of $[redacted]([redacted]% of loan amount). |  |  |  | Reviewer Comment (2025-06-11): Updated Rate Set Date to [redacted] based on lender using Reg C approach to setting rate.<br>Reviewer Comment (2025-06-09): Exception was escalated: The initial LE has a rate of [redacted] % locked for [redacted] days (until[redacted]). Rate did not change through underwriting and loan closed on [redacted] at the same [redacted] rate. <br> Our testing methodology uses the Reg Z approach which has been thoroughly vetted with our outside counsel who has consistently held that, under this approach, if a rate is locked, but then that rate changes at some point before consummation (and is not the result of a product change) the Rate Set Date will move from the date of the initial rate lock to the date of the most recent rate lock date reflecting the change in rate. Given the rate was initially locked on [redacted] and did not change through closing, the initial rate lock of [redacted] would be used (under the [redacted] approach) to determine Rate Set Date which puts the APOR of [redacted] %. <br> In the event that a change occurred which required new pricing on the loan, but lender exercised discretion in keeping the rate at [redacted] % (i.e., rate could have changed but lender kept at same rate), we can accept an attestation to that effect which will allow for the consideration of that more recent rate lock date ([redacted]) to set the rate.<br>Buyer Comment (2025-06-05): Please see commentary uploaded today | 06/11/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223428295 | [Redacted] | [Redacted] |  | 33486298 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-22): Client elects to waive. |  |  | 05/22/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223428295 | [Redacted] | [Redacted] |  | 33486299 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-22): Client elects to waive. |  |  | 05/22/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223428295 | [Redacted] | [Redacted] |  | 33486354 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date[redacted]. | The tax return extension for [redacted]has been granted. |  |  |  | Reviewer Comment (2025-05-27): Client elects to waive.<br>Buyer Comment (2025-05-23): Please clarify what you are needing for this or if you are accepting the exception as is. If so then please cancel this condition. |  |  | 05/27/2025 | 2 | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223431751 | [Redacted] | [Redacted] |  | 33498244 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Security Instrument indicates a [redacted] Family Rider is attached and it is not found in file. |  |  |  | Reviewer Comment (2025-05-28): 1-4 Family Rider received. Exception Cleared.<br>Buyer Comment (2025-05-23): Family rider | 05/28/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223431751 | [Redacted] | [Redacted] |  | 33498254 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-22): Not required. |  |  | 05/22/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223431751 | [Redacted] | [Redacted] |  | 33498257 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-22): Not required. |  |  | 05/22/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223432247 | [Redacted] | [Redacted] |  | 33494448 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-23): per deal notes |  |  | 05/23/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223432247 | [Redacted] | [Redacted] |  | 33494461 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as [redacted]Value is supported. |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223432247 | [Redacted] | [Redacted] |  | 33494549 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New York High-Cost Loan (Points and Fees) | [redacted] Anti-Predatory Lending Statute: Points and Fees on subject loan of [redacted]% is in excess the allowable maximum of [redacted]% of the Total Loan Amount. Points and Fees total $[redacted]on a Total Loan Amount of $[redacted]vs. an allowable total of $[redacted](an overage of $[redacted]or .[redacted]%). Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2025-06-18): [redacted] received Signed letter from borrower indicating their choice to accept refund and make loan non-high-cost, copy of refund check and proof of delivery.<br>Buyer Comment (2025-06-16): attaced<br>Reviewer Comment (2025-06-16): Received the borrower choice letter however the refund check and proof of mailing is not located in the file.<br>Buyer Comment (2025-06-12): See attached |  | 06/18/2025 |  | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | Within 30 days of closing, provide: (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (3) Assuming option (b) is selected, proof of cure for each of the prohibited practice violations noted.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223432284 | [Redacted] | [Redacted] |  | 33494470 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-22): Per deal notes |  |  | 05/22/2025 | 3 | A | A | A | A |  | CA | Primary | Purchase | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223432284 | [Redacted] | [Redacted] |  | 33494480 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-05-22): per deal notes |  |  | 05/22/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Purchase | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223432284 | [Redacted] | [Redacted] |  | 33494529 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception requested and approved to allow piggyback [redacted]nd without [redacted] [redacted]st lien, borrower is assuming [redacted]st mortgage from seller with current lender Flagstar. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has verified disposable income of at least[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted] and [redacted]<br>The qualifying DTI on the loan is at least [redacted]less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO:[redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-05-30): Client elects to waive with comp factors.<br>Buyer Comment (2025-05-28): the lender exception and aprvl were provided in the loan file [redacted] & [redacted] please clear condition or advise what is needed. |  |  | 05/30/2025 | 2 | C | B C | C | B C |  | CA | Primary | Purchase | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223441384 | [Redacted] | [Redacted] |  | 33499105 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2025-05-29): Rider - 1-4 Family received and associated. Exception cleared.<br>Buyer Comment (2025-05-27): family rider | 05/29/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D B A | N/A | Non QM | No |
| 223441384 | [Redacted] | [Redacted] |  | 33499113 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-27): per deal notes |  |  | 05/27/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C D B A | N/A | Non QM | No |
| 223441384 | [Redacted] | [Redacted] |  | 33499124 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-05-29): Mortgage statement received [redacted] which confirms escrow amount includes taxes and insurance (based on fraud report used as tax verification).<br>Reviewer Comment (2025-05-29): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Statement, Statement<br>Reviewer Comment (2025-05-29): Required Mortgage statement P&I amount of $[redacted] for Reo property - [redacted] , [redacted], [redacted]. Exception remains.<br>Buyer Comment (2025-05-27): Supplement<br>Buyer Comment (2025-05-27): REO | 05/29/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D B A | N/A | Non QM | No |
| 223441384 | [Redacted] | [Redacted] |  | 33502043 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approved for mortgage on subject property had terms altered - they were in forbearance in [redacted] and then did payment deferral. | Borrower has been employed in the same industry for more than[redacted]ears.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least [redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least[redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-05-29): Client elects to waive with comp factors.<br>Buyer Comment (2025-05-27): approval<br>Reviewer Comment (2025-05-27): Client elected to waive exceptions with compensating factors. |  |  | 05/29/2025 | 2 | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other | C D B A | N/A | Non QM | No |
| 223441384 | [Redacted] | [Redacted] |  | 34631211 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Investment | Refinance - Cash-out - Other | C D B A | N/A | Non QM | No |
| 223448576 | [Redacted] | [Redacted] |  | 33509638 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-05-27): per deal notes |  |  | 05/27/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223448576 | [Redacted] | [Redacted] |  | 33509639 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-27): per deal notes |  |  | 05/27/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223450631 | [Redacted] | [Redacted] |  | 33510415 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-28): per deal notes |  |  | 05/28/2025 | 3 | D | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223450631 | [Redacted] | [Redacted] |  | 33510416 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-28): per deal notes |  |  | 05/28/2025 | 3 | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223455233 | [Redacted] | [Redacted] |  | 33515532 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-28): per deal notes |  |  | 05/28/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223457279 | [Redacted] | [Redacted] |  | 33517510 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-29): per deal notes |  |  | 05/29/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223460742 | [Redacted] | [Redacted] |  | 33524491 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-30): Waived per client request. |  |  | 05/30/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223460742 | [Redacted] | [Redacted] |  | 33524497 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-30): Waived per client request. |  |  | 05/30/2025 | 3 | D | D A | D | D |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223460958 | [Redacted] | [Redacted] |  | 33525007 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-30): Waived per client memo |  |  | 05/30/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223460958 | [Redacted] | [Redacted] |  | 33525008 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-05-30): Waived per client memo |  |  | 05/30/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223461368 | [Redacted] | [Redacted] |  | 33525493 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-30): Per deal notes |  |  | 05/30/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223464388 | [Redacted] | [Redacted] |  | 33530176 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-05-30): per deal notes |  |  | 05/30/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223464388 | [Redacted] | [Redacted] |  | 33530183 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-05-30): per deal notes |  |  | 05/30/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223464388 | [Redacted] | [Redacted] |  | 33530355 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception requested and approved to allow bankruptcy less than[redacted]years old. Borrower has maintained credit since discharge and kept her home through the bankruptcy. Loan term homeownership, long term self-employment. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least[redacted] years.<br>Borrower has worked in the same position for more than[redacted] years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Borrower has been employed in the same industry for more than [redacted] years and owned business for [redacted] years. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-09): Client elects to waive with compensating factors. |  |  | 06/09/2025 | 2 | C | B C | C | B C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223464766 | [Redacted] | [Redacted] |  | 33530709 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-02): Not required |  |  | 06/02/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223464766 | [Redacted] | [Redacted] |  | 33530710 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-02): Not required. |  |  | 06/02/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223465638 | [Redacted] | [Redacted] |  | 33532197 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-02): per deal notes |  |  | 06/02/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223465638 | [Redacted] | [Redacted] |  | 33532203 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-02): per deal notes |  |  | 06/02/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223469585 | [Redacted] | [Redacted] |  | 33539538 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-03): Client elects to waive. |  |  | 06/03/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223469585 | [Redacted] | [Redacted] |  | 33539552 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-06-03): Client elects to waive. |  |  | 06/03/2025 | 3 | D | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223469621 | [Redacted] | [Redacted] |  | 33540139 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-03): per deal notes |  |  | 06/03/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223469621 | [Redacted] | [Redacted] |  | 33540161 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-06-03): per deal notes |  |  | 06/03/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223469661 | [Redacted] | [Redacted] |  | 33540030 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-03): Client elects to waive. |  |  | 06/03/2025 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223474339 | [Redacted] | [Redacted] |  | 33540033 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-03): per deal notes |  |  | 06/03/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223478565 | [Redacted] | [Redacted] |  | 33559329 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-03): Client elects to waive. |  |  | 06/03/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223478565 | [Redacted] | [Redacted] |  | 33559347 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form [redacted] was not provided. |  | Appraisal was made subject to and[redacted] is not provided. |  |  |  | Reviewer Comment (2025-06-06): Received certification from Electrician that panel is in full operational condition. Condition cleared.<br>Buyer Comment (2025-06-06): electrical inspection upld - Please advise if you Will accept the appraisal "subject to" with this? It's the only thing stated for the subject to, and specific item the appraiser stated. The appraiser just suggested the inspection since he is not a licensed electrician. | 06/06/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223478565 | [Redacted] | [Redacted] |  | 33559359 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date[redacted]. | Year [redacted]Tax return not provided in file. |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive.<br>Buyer Comment (2025-06-09): [redacted] extension. See [redacted] Bank stmnt [redacted]showing $[redacted]k came out for the extension |  |  | 06/10/2025 | 2 | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223478584 | [Redacted] | [Redacted] |  | 33557627 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-03): Not required. |  |  | 06/03/2025 | 3 | A | A | A | A |  | MT | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223478584 | [Redacted] | [Redacted] |  | 33557628 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-03): Not required. |  |  | 06/03/2025 | 3 | D | N/A | N/A | N/A D |  | MT | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223478584 | [Redacted] | [Redacted] |  | 33568806 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing an employment gap letter for the dates of [redacted]. |  |  |  | Reviewer Comment (2025-06-06): Received required documentation. Condition cleared.<br>Reviewer Comment (2025-06-06): Unable to clear. The LOE provided does not address the gap between [redacted] and start with current the employer.<br>Buyer Comment (2025-06-05): Please see document D[redacted] addressing job gaps. | 06/06/2025 |  |  | 1 | C | A C | C | A C |  | MT | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223478863 | [Redacted] | [Redacted] |  | 33559953 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-03): Client elects to waive. |  |  | 06/03/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223478863 | [Redacted] | [Redacted] |  | 33563915 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception for a [redacted]% LTV when guidelines currently restrict to [redacted]%. Counter offered to [redacted]% Max DTI with [redacted]% LTV. | Borrower has been employed in the same industry for more than[redacted]years.<br>Borrower has verified disposable income of at least[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum. | DTI: [redacted]<br> Guideline Maximum DTI: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-03): Client elects to waive with compensating factors. |  |  | 06/03/2025 | 2 | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223479038 | [Redacted] | [Redacted] |  | 33560501 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-03): per deal notes |  |  | 06/03/2025 | 3 | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223479038 | [Redacted] | [Redacted] |  | 33560533 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]. | Amount financed of $[redacted]is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted]in Final closing disclosure dated [redacted] |  |  |  | Reviewer Comment (2025-06-11): [redacted] receive additional information confirming title-escrow/settlement fee credit to finance charge.<br>Buyer Comment (2025-06-10): LOX | 06/11/2025 |  |  | 1 | C | A C | C | A C |  | CT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223479038 | [Redacted] | [Redacted] |  | 33560534 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted]which exceeds the $[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted]in Final closing disclosure dated [redacted] |  |  |  | Reviewer Comment (2025-06-11): [redacted] receive additional information confirming title-escrow/settlement fee credit to finance charge. | 06/11/2025 |  |  | 1 | C | A C | C | A C |  | CT | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223479751 | [Redacted] | [Redacted] |  | 33560144 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-04): Not required. |  |  | 06/04/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223479751 | [Redacted] | [Redacted] |  | 33560149 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. | [redacted] forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-06-05): Client elects to waive. |  |  | 06/05/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485168 | [Redacted] | [Redacted] |  | 33577560 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-05): Client elects to waive. |  |  | 06/05/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485168 | [Redacted] | [Redacted] |  | 33577561 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-05): Client elects to waive. |  |  | 06/05/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485181 | [Redacted] | [Redacted] |  | 33577557 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-05): per deal notes |  |  | 06/05/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485181 | [Redacted] | [Redacted] |  | 33577558 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-05): per deal notes |  |  | 06/05/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485186 | [Redacted] | [Redacted] |  | 33577517 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-06-12): second AVM provided<br>Buyer Comment (2025-06-10): AVM | 06/12/2025 |  |  | 1 | D | A | N/A | A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485186 | [Redacted] | [Redacted] |  | 33577518 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-11): Client elects to waive. |  |  | 06/11/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485232 | [Redacted] | [Redacted] |  | 33577540 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-05): Client elects to waive. |  |  | 06/05/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485541 | [Redacted] | [Redacted] |  | 33577621 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-05): Client elects to waive. |  |  | 06/05/2025 | 3 | D | N/A | N/A | N/A D |  | IN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485541 | [Redacted] | [Redacted] |  | 33577624 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-05): Client elects to waive. |  |  | 06/05/2025 | 3 | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485541 | [Redacted] | [Redacted] |  | 33584699 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-06-11): Title Commitment received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-06-10): Please see attached | 06/11/2025 |  |  | 1 | B | A B | B | A B |  | IN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485659 | [Redacted] | [Redacted] |  | 33577872 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-05): per deal notes |  |  | 06/05/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33577806 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-05): Client elects to waive. |  |  | 06/05/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33577818 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2025-06-20): Exception Cleared, Final Title policy is received. | 06/20/2025 |  |  | 1 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33577820 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed $[redacted]of title insurance coverage; however, this is less than the loan amount of $[redacted]. Provide a copy of the final title policy or a supplemental title report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-06-20): Exception Cleared, Final Title policy is received.<br>Buyer Comment (2025-06-19): final policy upld | 06/20/2025 |  |  | 1 | B | A B | B | A B |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33577826 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-06-05): Client elects to waive. |  |  | 06/05/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33577839 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verification of Employment was not provided within [redacted] business days prior to Note date. |  |  |  | Reviewer Comment (2025-06-27): Received third party verification dated post close which meets lender guides, but not ATR requirements. This exception is cleared.<br>Buyer Comment (2025-06-25): exception aprvl upld to trl docs<br>Reviewer Comment (2025-06-19): Exception remains, Provided Verbal Verification of Employment for Borrower is not within [redacted] days prior to closing per guidelines require VVOE within [redacted] days prior to Closing.<br>Buyer Comment (2025-06-18): [redacted]nd lien, post note voe is acceptable.<br>Reviewer Comment (2025-06-17): Provided VVOE is post note date, require within [redacted]business days of the note date. Exception Remains.<br>Buyer Comment (2025-06-16): voe-[redacted] upld | 06/27/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33577844 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Verbal VOE dated within [redacted]days of the note date is missing for co-borrower, causing an QM failure, resulting in a Loan Designation discrepancy. |  |  |  | Reviewer Comment (2025-07-02): Received required documentation. Condition cleared.<br>Reviewer Comment (2025-07-02): Received lenders exception and post closing VVOE, however evidence of what lender relied on prior to closing to verify borrower's active employment is needed for escalation review.<br>Buyer Comment (2025-06-30): post close voe was provided on[redacted] d[redacted]<br>Reviewer Comment (2025-06-27): Received lenders exception approval for use of post closing VVOE, however the write up does not indicate what lender used to verify the [redacted] was still currently active with employer at the time of closing. Please provide evidence of what was relied on prior to close.<br>Buyer Comment (2025-06-25): exception aprvl upld to trl docs<br>Reviewer Comment (2025-06-19): Exception remains, Provided Verbal Verification of Employment for Borrower is not within [redacted] days prior to closing per guidelines require VVOE within [redacted] days prior to Closing.<br>Buyer Comment (2025-06-18): [redacted]nd lien, post note voe is acceptable.<br>Reviewer Comment (2025-06-17): Provided VVOE is post note date, require within [redacted] business days of the note date. Exception Remains.<br>Buyer Comment (2025-06-16): voe-[redacted] upld to trl docs | 07/02/2025 |  |  | 1 | B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223485660 | [Redacted] | [Redacted] |  | 33577845 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Verbal VOE dated within [redacted]days of the note date is missing for co-borrower, causing an QM failure. |  |  |  | Reviewer Comment (2025-07-02): Received required documentation. Condition cleared.<br>Reviewer Comment (2025-07-02): Received lenders exception and post closing VVOE, however evidence of what lender relied on prior to closing to verify borrower's active employment is needed for escalation review.<br>Buyer Comment (2025-06-30): post close voe was provided on[redacted]d[redacted]<br>Reviewer Comment (2025-06-27): Received lenders exception approval for use of post closing VVOE, however the write up does not indicate what lender used to verify the [redacted] was still currently active with employer at the time of closing. Please provide evidence of what was relied on prior to close.<br>Buyer Comment (2025-06-25): exception aprvl upld to trl docs<br>Reviewer Comment (2025-06-19): Exception remains, Provided Verbal Verification of Employment for Borrower is not within [redacted] days prior to closing per guidelines require VVOE within [redacted] days prior to Closing.<br>Buyer Comment (2025-06-18): [redacted]nd lien, post note voe is acceptable.<br>Reviewer Comment (2025-06-17): Provided VVOE is post note date, require within [redacted]business days of the note date. Exception Remains.<br>Buyer Comment (2025-06-16): voe-[redacted] upld to trl docs | 07/02/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33577846 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Verbal VOE dated within [redacted]days of the note date is missing for co-borrower, causing an QM failure. |  |  |  | Reviewer Comment (2025-06-27): Received third party verification dated post close which meets lender guides, but not ATR requirements. This exception is cleared.<br>Buyer Comment (2025-06-25): exception aprvl upld to trl docs<br>Reviewer Comment (2025-06-19): Exception remains, Provided Verbal Verification of Employment for Borrower is not within [redacted] days prior to closing per guidelines require VVOE within [redacted] days prior to Closing.<br>Buyer Comment (2025-06-18): [redacted]nd lien, post note voe is acceptable.<br>Reviewer Comment (2025-06-17): Provided VVOE is post note date, require within [redacted] business days of the note date. Exception Remains.<br>Buyer Comment (2025-06-16): voe-[redacted] upld to trl docs | 06/27/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33585285 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verbal VOE dated within [redacted]days of the note date is missing for co-borrower. |  |  |  | Reviewer Comment (2025-06-27): Received third party verification dated post close which meets lender guides, but not ATR requirements. This exception is cleared.<br>Buyer Comment (2025-06-25): exception aprvl upld to trl docs<br>Reviewer Comment (2025-06-19): Exception remains, Provided Verbal Verification of Employment for Borrower is not within [redacted] days prior to closing per guidelines require VVOE within [redacted] days prior to Closing.<br>Buyer Comment (2025-06-18): [redacted]nd lien, post note voe is acceptable.<br>Reviewer Comment (2025-06-17): Provided VVOE is post note date, require within [redacted] business days of the note date. Exception Remains.<br>Buyer Comment (2025-06-16): voe-[redacted] upld to trl docs | 06/27/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33585286 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verbal VOE dated within [redacted]days of the note date is missing for co-borrower. |  |  |  | Reviewer Comment (2025-06-27): Received third party verification dated post close which meets lender guides, but not ATR requirements. This exception is cleared.<br>Reviewer Comment (2025-06-27): EXCEPTION HISTORY - Exception Detail was updated on[redacted] PRIOR Exception Detail: Borrower:[redacted] // Employment Type: Employment / Income Type: Wages / Start Date: [redacted]<br>Buyer Comment (2025-06-25): exception aprvl upld<br>Reviewer Comment (2025-06-19): Exception remains, Provided Verbal Verification of Employment for Borrower is not within [redacted] days prior to closing per guidelines require VVOE within [redacted] days prior to Closing.<br>Buyer Comment (2025-06-18): [redacted]nd lien, post note voe is acceptable.<br>Reviewer Comment (2025-06-17): Provided VVOE is post note date, require within [redacted] business days of the note date. Exception Remains.<br>Buyer Comment (2025-06-16): voe-[redacted] upld to trl docs | 06/27/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223485660 | [Redacted] | [Redacted] |  | 33793471 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-27): Not required. |  |  | 06/27/2025 | 2 |  | A |  | A B |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490606 | [Redacted] | [Redacted] |  | 33578795 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-06-13): Received required documentation. Condition cleared.<br>Buyer Comment (2025-06-12): RDA | 06/13/2025 |  |  | 1 | D | A | D | A D |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490606 | [Redacted] | [Redacted] |  | 33578848 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Security Instrument Rider - [redacted] Family is missing. |  |  |  | Reviewer Comment (2025-06-11): Rider - 1-4 Family received, exception cleared.<br>Buyer Comment (2025-06-09): Rider | 06/11/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490612 | [Redacted] | [Redacted] |  | 33580778 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Loan Estimate provided for expensed for REO on XXXX. Final CD or payment is required to confirm final payment information. |  |  |  | Reviewer Comment (2025-06-10): Received Closing Disclosure in place of closing statement of REO Address:[redacted] information validated. Exception Cleared.<br>Buyer Comment (2025-06-06): CD | 06/10/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490612 | [Redacted] | [Redacted] |  | 33581322 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-05): per deal notes |  |  | 06/05/2025 | 3 | A | A | A | A |  | NY | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490612 | [Redacted] | [Redacted] |  | 33581347 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Note and Final CD is missing for simultaneous Senior Lien are missing. |  |  |  | Reviewer Comment (2025-06-11): Note and Final Closing Disclosure received and verified. Exception Cleared<br>Buyer Comment (2025-06-09): Please see attached | 06/11/2025 |  |  | 1 | D | A D | D | A D |  | NY | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490791 | [Redacted] | [Redacted] |  | 33579301 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Prior to beginning his current employment, XXXX in [redacted], Borrower worked for his wife company. Wyn Enterprises for roughly [redacted] year. The documentation we have to support this employment is a borrower LOX and a VVOE from the company. Borrower cannot provide W-2's or[redacted]'s. we have tax returns for the prior [redacted]years, and the employment/income is not reported on the returns. Per the borrower he worked for his wife if an unpaid capacity through it was employment history, there is no income to report or document. We do have [redacted] | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least[redacted]<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]<br>The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least[redacted] points. | Combined Loan to Value:[redacted]<br> Guideline Maximum Combined Loan to Value: [redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-06): Client elects to waive with compensating factors. |  |  | 06/06/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490791 | [Redacted] | [Redacted] |  | 33579556 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-06): Not required. |  |  | 06/06/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490799 | [Redacted] | [Redacted] |  | 33580389 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-06): Client elects to waive. |  |  | 06/06/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490799 | [Redacted] | [Redacted] |  | 33580390 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-06): Client elects to waive. |  |  | 06/06/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490799 | [Redacted] | [Redacted] |  | 33580434 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for Cash-Out with lack of 6 months seasoning since acquisition. Property acquired[redacted]. Borrower[redacted]years on job ,minimal use of debt, perfect credit and mortgage history dating back to[redacted]. Non Occ CB perfect credit repayment history and minimal use of debt. Non Occ CB has $[redacted]mm in [redacted]being used for Div/IntIncome and addtl $[redacted]k verified liquid assets used solely for reserves ([redacted] months PITIA). Non Occ CB also receives Soc Sec and Lifetime Annuity. [redacted]k residual income, [redacted] usable credit score, [redacted]% CLTV based off lower AVM value. | Borrower has been employed in the same industry for more than[redacted]years.<br>Borrower has verified disposable income of at least[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] PITIA or more.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-06): Client elects to waive with compensating factors. |  |  | 06/06/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223490799 | [Redacted] | [Redacted] |  | 33599061 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for Non Occupant Co-Borrower needed for qualification. Property acquired [redacted]. Borrower [redacted]years on job ,minimal use of debt, perfect credit and mortgage history dating back to[redacted]. Non Occ CB perfect credit repayment history and minimal use of debt. Non Occ CB has $[redacted]mm in [redacted] being used for Div/IntIncome and addtl $[redacted]k verified liquid assets used solely for reserves ([redacted] months PITIA). Non Occ CB also receives Soc Sec and Lifetime Annuity. [redacted]k residual income, [redacted] usable credit score, [redacted]% CLTV based off lower AVM value. | Borrower has been employed in the same industry for more than[redacted]years.<br>Borrower has verified disposable income of at least[redacted]<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted] PITIA or more.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-06): Client elects to waive with compensating factors. |  |  | 06/06/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500792 | [Redacted] | [Redacted] |  | 33588783 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500819 | [Redacted] | [Redacted] |  | 33591548 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Note date is [redacted]and policy effective date is [redacted]with a disbursement date of[redacted]. |  |  |  | Reviewer Comment (2025-06-20): Cleared. Received updated policy.<br>Buyer Comment (2025-06-18): hazard dec page current policy dates | 06/20/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500819 | [Redacted] | [Redacted] |  | 33591553 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): per deal notes |  |  | 06/10/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500819 | [Redacted] | [Redacted] |  | 33591556 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID:[redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-10): per deal notes |  |  | 06/10/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500835 | [Redacted] | [Redacted] |  | 33589368 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500835 | [Redacted] | [Redacted] |  | 33589377 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The tax cert, insurance, and hoa verification are missing for the XXXX property. |  |  |  | Reviewer Comment (2025-06-16): The tax cert, insurance, and hoa verification received, exception cleared.<br>Buyer Comment (2025-06-13): REO Docs | 06/16/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500835 | [Redacted] | [Redacted] |  | 33589396 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | D | D A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500853 | [Redacted] | [Redacted] |  | 33589970 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): per deal notes |  |  | 06/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500853 | [Redacted] | [Redacted] |  | 33589995 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-06-13): Received required documentation. Condition cleared.<br>Buyer Comment (2025-06-11): See attached | 06/13/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500853 | [Redacted] | [Redacted] |  | 33617470 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  | Provide fully executed and notarized PUD rider on subject. |  |  |  | Reviewer Comment (2025-07-08): Rider - PUD received. Exception cleared.<br>Buyer Comment (2025-07-07): Please see attached | 07/08/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500957 | [Redacted] | [Redacted] |  | 33599008 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500957 | [Redacted] | [Redacted] |  | 33599016 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500957 | [Redacted] | [Redacted] |  | 33618099 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | The title commitment reflects a Notice of Commencement (Sched B # Part 1 #8-1). Evidence that the Notice of Commencement has been satisfied or cleared from title is not located in the file. |  |  |  | Reviewer Comment (2025-06-19): Received correspondence from Title company for the deletion of Notice of Commencement from Title. Exception cleared.<br>Buyer Comment (2025-06-18): Title clearance | 06/19/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223500990 | [Redacted] | [Redacted] |  | 33593887 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223500990 | [Redacted] | [Redacted] |  | 33593889 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223500990 | [Redacted] | [Redacted] |  | 33593914 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-06-16): E-Sign Consent Agreement received, exception cleared.<br>Buyer Comment (2025-06-12): ECONSENT | 06/16/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223500990 | [Redacted] | [Redacted] |  | 33593922 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The additional mortgage statement for the XXXX property is not located in the file. |  |  |  | Reviewer Comment (2025-06-19): Received Loan Estimate for P&I. Exception cleared.<br>Buyer Comment (2025-06-17): UPLOADED CD<br>Reviewer Comment (2025-06-16): Property seems to be recently financed with [redacted] lien, require closing disclosure or note document to verify P&I. exception remains.<br>Buyer Comment (2025-06-12): see D[redacted] mtg stmt for [redacted]property | 06/19/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223500990 | [Redacted] | [Redacted] |  | 33593954 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | Documentation to confirm the monthly payment and current balance is not located in the file. |  |  |  | Reviewer Comment (2025-06-16): Senior Lien P&I verification document received, exception cleared.<br>Buyer Comment (2025-06-12): truist mtg<br>Buyer Comment (2025-06-12): can you please clarify what is needed for this condition | 06/16/2025 |  |  | 1 | D | A D | D | A D |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223501033 | [Redacted] | [Redacted] |  | 33602384 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): Not required. |  |  | 06/10/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223501033 | [Redacted] | [Redacted] |  | 33602417 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Amount Financed disclosed as $[redacted]vs actual amount of $[redacted]. Variance of $[redacted]. Variance is due to a tax cert fee on title that was not disclosed on the cmopliance report. |  |  |  | Reviewer Comment (2025-06-19): [redacted] received lender attestation on tax cert fee being one time fee.<br>Buyer Comment (2025-06-19): TRID Memo | 06/19/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223501033 | [Redacted] | [Redacted] |  | 33602420 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted]disclosed an inaccurate Finance Charge on page[redacted]that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated[redacted]). | Finance charge disclosed as $[redacted]vs actual amount of $[redacted]. Variance of $[redacted]. Variance is due to a tax cert fee on title that was not disclosed on the cmopliance report. |  |  |  | Reviewer Comment (2025-06-19): [redacted] received lender attestation on tax cert fee being one time fee.<br>Buyer Comment (2025-06-19): Please see TRID memo uploaded today. | 06/19/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223501033 | [Redacted] | [Redacted] |  | 33618408 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | It appears there is a lender exception in the file. File is missing the Lender exception request form with compensating factors. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-16): Client elects to waive with compensating factors.<br>Reviewer Comment (2025-06-16): Lender exception provided for[redacted]% CLTV with a[redacted] FICO.<br>Buyer Comment (2025-06-12): Exception |  |  | 06/16/2025 | 2 | C | B C | C | B C |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223501033 | [Redacted] | [Redacted] |  | 33618441 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | The subject transaction did not pay off a lender to [redacted]. The H9 RTC was used, however the H8 should have been used. Please provide the correct RTC (does not need to be executed), evidence of borrower's receipt and the new rescission period |  |  |  | Reviewer Comment (2025-06-26): Supporting trail doc provided<br>Buyer Comment (2025-06-24): Corrected RTC documentation, recission open until [redacted] at midnight | 06/26/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223501040 | [Redacted] | [Redacted] |  | 33601116 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): per deal notes |  |  | 06/10/2025 | 3 | A | A | A | A |  | LA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223501040 | [Redacted] | [Redacted] |  | 33601117 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-10): per deal notes |  |  | 06/10/2025 | 3 | D | N/A | N/A | N/A D |  | LA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223501040 | [Redacted] | [Redacted] |  | 33601129 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. |  | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted]months.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for [redacted]years. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-06-18): Client elects to waive with compensating factors.<br>Reviewer Comment (2025-06-18): Lender exception provided for CLTV to a max of [redacted]% and allowing a loan amount slightly under $[redacted]k.<br>Buyer Comment (2025-06-16): uploaded exception |  |  | 06/18/2025 | 2 | C | B C | C | B C |  | LA | Primary | Refinance - Cash-out - Other | D C B A | Non QM | Non QM | No |
| 223501042 | [Redacted] | [Redacted] |  | 33611786 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2025-06-17): AVM provided | 06/17/2025 |  |  | 1 | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223501042 | [Redacted] | [Redacted] |  | 33611788 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID: [redacted] |  | Loan is missing secondary valuation product required for securitization. An AVM invoice of $[redacted]and the same fee on Closing Disclosure, and borrower's acknowledgement of receipt of AVM on [redacted] is located in the file however an AVM report is not located in the file. |  |  |  | Reviewer Comment (2025-06-17): AVM was provided<br>Buyer Comment (2025-06-13): Please see attached | 06/17/2025 |  |  | 1 | D | A | D | A D |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223501042 | [Redacted] | [Redacted] |  | 33611789 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | A | A | A | A |  | GA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223507468 | [Redacted] | [Redacted] |  | 33603953 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): Client elects to waive. |  |  | 06/10/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223512318 | [Redacted] | [Redacted] |  | 33623904 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-11): per deal notes |  |  | 06/11/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223512318 | [Redacted] | [Redacted] |  | 33623906 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as Appraised Value is supported. |  |  |  | Reviewer Comment (2025-06-11): per deal notes |  |  | 06/11/2025 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223512325 | [Redacted] | [Redacted] |  | 33623960 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-11): Client elects to waive. |  |  | 06/11/2025 | 3 | D | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223512325 | [Redacted] | [Redacted] |  | 33623961 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-11): Client elects to waive. |  |  | 06/11/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223512325 | [Redacted] | [Redacted] |  | 33623986 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Notice of Right to Cancel occurs prior to expected date. |  |  |  | Reviewer Comment (2025-06-20): Revised RTC received, exception cleared.<br>Buyer Comment (2025-06-19): RTC | 06/20/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | Yes |
| 223512325 | [Redacted] | [Redacted] |  | 33714150 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | Rescission period will expire on [redacted]. |  |  |  | Reviewer Comment (2025-06-25): Revalidated information as per the received documents Notice of Right to Cancel, [redacted] delivery and Lender Correspondence letter. Exception cleared.<br>Buyer Comment (2025-06-24): [redacted], LOX, RTC | 06/25/2025 |  |  | 1 |  | A |  | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223512431 | [Redacted] | [Redacted] |  | 33612901 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-10): per deal docs |  |  | 06/10/2025 | 3 | A | A | A | A |  | DE | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223512431 | [Redacted] | [Redacted] |  | 33612914 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-10): per deal docs |  |  | 06/10/2025 | 3 | D | N/A | N/A | N/A D |  | DE | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223512431 | [Redacted] | [Redacted] |  | 33613206 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for cash-out closed end [redacted]nd with a [redacted] housing payment history is approved. | Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-10): Client elected to waive exceptions with compensating factors. |  |  | 06/10/2025 | 2 | B | B | B | B |  | DE | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223512447 | [Redacted] | [Redacted] |  | 33623351 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-11): Client elects to waive. |  |  | 06/11/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223512447 | [Redacted] | [Redacted] |  | 33623352 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-11): Client elects to waive. |  |  | 06/11/2025 | 3 | D | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223513489 | [Redacted] | [Redacted] |  | 33625550 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-11): Client elects to waive. |  |  | 06/11/2025 | 3 | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223513489 | [Redacted] | [Redacted] |  | 33625559 |  | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. |  | Third party verification for [redacted] Secretary of State is not dated. |  |  |  | Reviewer Comment (2025-06-26): Received third party verification, however it is dated post closing. Meets lender guides but not ATR requirements. Exception updated.<br>Reviewer Comment (2025-06-17): Provided document is dated after the note date of [redacted]. Exception remains.<br>Buyer Comment (2025-06-16): sos with date upld | 06/26/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223513489 | [Redacted] | [Redacted] |  | 33625564 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | Simple Interest Addendum to Note is missing. Simple interest rider is provided. |  |  |  | Reviewer Comment (2025-06-17): Simple Interest Addendum to Note received, exception cleared.<br>Buyer Comment (2025-06-16): simple intadden upld | 06/17/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223513489 | [Redacted] | [Redacted] |  | 33625601 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to Third party verification for [redacted] Secretary of State is not dated. |  |  |  | Reviewer Comment (2025-06-26): Received third party verification, however it is dated post closing. Meets lender guides but not ATR requirements. Exception updated.<br>Reviewer Comment (2025-06-17): Provided document is dated after the note date of [redacted]. Exception remains.<br>Buyer Comment (2025-06-16): sos with date upld to trl docs | 06/26/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223513489 | [Redacted] | [Redacted] |  | 33625602 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan Designation mismatch due to points and fees exceeding [redacted]% of loan amount, Third party verification for [redacted] Secretary of State is not dated. |  |  |  | Reviewer Comment (2025-06-26): Received third party verification, however it is dated post closing. Meets lender guides but not ATR requirements. Exception updated.<br>Reviewer Comment (2025-06-17): Provided document is dated after the note date of [redacted]. Exception remains.<br>Buyer Comment (2025-06-16): sos with date upld to trl docs | 06/26/2025 |  |  | 1 | B | A C | B | A C B |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 223513489 | [Redacted] | [Redacted] |  | 33625603 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank [redacted]): Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Federal Total Loan Amount. Points and Fees total $[redacted]on a Federal Total Loan Amount of $[redacted]vs. an allowable total of $[redacted](an overage of $[redacted]or [redacted]%). | Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Federal Total Loan Amount. Points and Fees total $[redacted]on a Federal Total Loan Amount of $[redacted]vs. an allowable total of $[redacted] |  |  |  | Reviewer Comment (2025-06-26): Received third party verification, however it is dated post closing. Meets lender guides but not ATR requirements. Exception updated.<br>Buyer Comment (2025-06-25): please restate the loan to non QM<br>Reviewer Comment (2025-06-17): Unable to clear. Fees in the amount of $[redacted] are greater than the threshold of $[redacted].<br>Buyer Comment (2025-06-16): initial lock upld<br>Buyer Comment (2025-06-16): sos with date upld to trl docs | 06/26/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223513489 | [Redacted] | [Redacted] |  | 33625607 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | ATR failure due to Third party verification for [redacted] Secretary of State is not dated. |  |  |  | Reviewer Comment (2025-07-02): Third party verification of employment and certificate of good standing received and verified. Exception cleared.<br>Buyer Comment (2025-07-01): voe confirming sos was pulled prior to closing upld<br>Reviewer Comment (2025-06-26): Exception was escalated. Response: Non-QM requires employment verification at or before consummation. Given the third-party verification was performed post-closing, it cannot be relied on to satisfy the ATR requirement for employment verification. Lender can provide a lender exception which supports any alternate documentation used to verify employment although Loan Designation would be an ATR Risk unless lender exception confirmed that this alternate documentation was relied on at or before closing to meet the verification requirement.<br>Reviewer Comment (2025-06-17): Provided document is dated after the note date of [redacted]. Exception remains.<br>Buyer Comment (2025-06-16): sos with date upld to trl docs | 07/02/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223513489 | [Redacted] | [Redacted] |  | 33783872 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Received third party verification, however it is dated post closing. Meets lender guides but not ATR requirements. Exception updated. Exception was escalated. Response: Non-QM requires employment verification at or before consummation. Given the third-party verification was performed post-closing, it cannot be relied on to satisfy the ATR requirement for employment verification. Lender can provide a lender exception which supports any alternate documentation used to verify employment although Loan Designation would be an ATR Risk unless lender exception confirmed that this alternate documentation was relied on at or before closing to meet the verification requirement. |  |  |  | Reviewer Comment (2025-07-02): Third party verification of employment and certificate of good standing received and verified. Exception cleared.<br>Buyer Comment (2025-07-01): voe confirming sos was pulled prior to closing upld to trl docs | 07/02/2025 |  |  | 1 |  | A |  | A |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| 223513489 | [Redacted] | [Redacted] |  | 33783873 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current employment status using reasonably reliable third-party records. | Received third party verification, however it is dated post closing. Meets lender guides but not ATR requirements. Exception updated. Exception was escalated. Response: Non-QM requires employment verification at or before consummation. Given the third-party verification was performed post-closing, it cannot be relied on to satisfy the ATR requirement for employment verification. Lender can provide a lender exception which supports any alternate documentation used to verify employment although Loan Designation would be an ATR Risk unless lender exception confirmed that this alternate documentation was relied on at or before closing to meet the verification requirement. |  |  |  | Reviewer Comment (2025-07-02): Third party verification of employment and certificate of good standing received and verified. Exception cleared.<br>Buyer Comment (2025-07-01): voe confirming sos was pulled prior to closing upld to trl docs | 07/02/2025 |  |  | 1 |  | A |  | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223513489 | [Redacted] | [Redacted] |  | 33783874 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | Received third party verification, however it is dated post closing. Meets lender guides but not ATR requirements. Exception updated. Exception was escalated. Response: Non-QM requires employment verification at or before consummation. Given the third-party verification was performed post-closing, it cannot be relied on to satisfy the ATR requirement for employment verification. Lender can provide a lender exception which supports any alternate documentation used to verify employment although Loan Designation would be an ATR Risk unless lender exception confirmed that this alternate documentation was relied on at or before closing to meet the verification requirement. |  |  |  | Reviewer Comment (2025-07-02): Third party verification of employment and certificate of good standing received and verified. Exception cleared. | 07/02/2025 |  |  | 1 |  | A |  | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223513763 | [Redacted] | [Redacted] |  | 33623717 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-11): per deal notes |  |  | 06/11/2025 | 3 | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223513763 | [Redacted] | [Redacted] |  | 33623732 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement for[redacted] is missing. |  |  |  | Reviewer Comment (2025-06-17): Received Loan Estimate for REO property address "[redacted]", information validated. Exception Cleared.<br>Buyer Comment (2025-06-13): LE & [redacted] UPLOADED AS THIS IS A NEW PRIMARY PURCHASE | 06/17/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223513871 | [Redacted] | [Redacted] |  | 33623448 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-11): Per deal notes |  |  | 06/11/2025 | 3 | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223513871 | [Redacted] | [Redacted] |  | 33623451 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as Appraisal [redacted] Value is supported. |  |  |  | Reviewer Comment (2025-06-11): Per deal notes |  |  | 06/11/2025 | 3 | D | D A | D | D |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223513871 | [Redacted] | [Redacted] |  | 33623507 |  | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Tangible Net Benefit Disclosure | [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. | Missing Tangible Net Benefit Disclosure. |  |  |  | Reviewer Comment (2025-06-17): Client elects to waive.<br>Reviewer Comment (2025-06-16): Exception remains; [redacted] Tangible Net Benefit Disclosure is not signed by borrower.<br>Buyer Comment (2025-06-13): NTB |  |  | 06/17/2025 | 2 | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223518772 | [Redacted] | [Redacted] |  | 33633856 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-12): per deal notes |  |  | 06/12/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223520905 | [Redacted] | [Redacted] |  | 33633848 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-12): per deal notes |  |  | 06/12/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223520956 | [Redacted] | [Redacted] |  | 33633699 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-12): per deal notes |  |  | 06/12/2025 | 3 | D | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223520956 | [Redacted] | [Redacted] |  | 33633702 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-12): per deal notes |  |  | 06/12/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223538276 | [Redacted] | [Redacted] |  | 33644140 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-13): per deal note |  |  | 06/13/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223538276 | [Redacted] | [Redacted] |  | 33644141 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  |  |  |  |  | Reviewer Comment (2025-06-18): Exception Cleared, Note-Senior Lien document is received.<br>Buyer Comment (2025-06-17): see attached | 06/18/2025 |  |  | 1 | D | A D | D | A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223538276 | [Redacted] | [Redacted] |  | 33653829 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided from prior transaction. Lender/Client differs from note. Appraisal is not acceptable. Sec ID:[redacted] |  | The appraisal was not in the name of the lender. |  |  |  | Reviewer Comment (2025-06-20): Received Appraisal Report with Lender's name. Exception cleared.<br>Buyer Comment (2025-06-18): Please see attached-appraisal from Sr Lien was used. | 06/20/2025 |  |  | 1 | D | A | D | A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223538276 | [Redacted] | [Redacted] |  | 33653830 |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  | The appraisal was not in the name of the lender. |  |  |  | Reviewer Comment (2025-06-20): Received Appraisal Report with Lender's name. Exception cleared.<br>Buyer Comment (2025-06-18): attached | 06/20/2025 |  |  | 1 | B | A B | B | A B |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223538282 | [Redacted] | [Redacted] |  | 33636924 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-01): Not required. |  |  | 07/01/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223538295 | [Redacted] | [Redacted] |  | 33640988 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-13): Client elects to waive. |  |  | 06/13/2025 | 3 | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223538295 | [Redacted] | [Redacted] |  | 33640989 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-13): Client elects to waive. |  |  | 06/13/2025 | 3 | D | D A | D | D |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223538295 | [Redacted] | [Redacted] |  | 33641042 |  | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Tangible Net Benefit Disclosure | [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. | Tangible Net Benefit Disclosure is missing. |  |  |  | Reviewer Comment (2025-06-17): Client elects to waive. |  |  | 06/17/2025 | 2 | B | B | B | B |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223539861 | [Redacted] | [Redacted] |  | 33636269 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-12): per deal notes |  |  | 06/12/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223539861 | [Redacted] | [Redacted] |  | 33636275 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-06-12): per deal notes |  |  | 06/12/2025 | 3 | D | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223539861 | [Redacted] | [Redacted] |  | 33636303 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate Lock document is missing. |  |  |  | Reviewer Comment (2025-06-17): Received rate lock<br>Buyer Comment (2025-06-16): Initial Rate Lock | 06/17/2025 |  |  | 1 | B | A B | B | A B |  | NJ | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223542688 | [Redacted] | [Redacted] |  | 33657742 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-16): waived per dela notes |  |  | 06/16/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223542688 | [Redacted] | [Redacted] |  | 33657745 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Initial rate lock not provided. |  |  |  | Reviewer Comment (2025-06-18): Received rate lock<br>Buyer Comment (2025-06-17): Lock Form initial Lock<br>Buyer Comment (2025-06-17): waterfall condition<br>Buyer Comment (2025-06-17): last lock form | 06/18/2025 |  |  | 1 | B | A B | B | A B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223548567 | [Redacted] | [Redacted] |  | 33661150 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-17): per deal notes |  |  | 06/17/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223548567 | [Redacted] | [Redacted] |  | 33661151 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as Appraisal [redacted] Value is supported. |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 | D | D A | D | D |  | OR | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223548567 | [Redacted] | [Redacted] |  | 33661154 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | [redacted] Installment account $[redacted]is not considered in total liabilities and if paid off prior to Closing no supporting documentation provided in file. |  |  |  | Reviewer Comment (2025-06-23): Received auto statement & payment statement which verifies payment made from business account, information validated & DTI discrepancy suffice. Exception Cleared.<br>Buyer Comment (2025-06-19): UPLOADED auto stmts & payment stmts to show paid from business account. Print out from [redacted]-[redacted]& [redacted] loan statements from [redacted]. NOV payment wasn't made, as borrower applied a "SKIP Payment" shown on the statement. | 06/23/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223548567 | [Redacted] | [Redacted] |  | 33661213 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | [redacted] Installment account $[redacted]is not considered in total liabilities and if paid off prior to Closing no supporting documentation provided in file. |  |  |  | Reviewer Comment (2025-06-23): Received auto statement & payment statement which verifies payment made from business account, information validated & DTI discrepancy suffice. Exception Cleared.<br>Buyer Comment (2025-06-19): see UPLOADED auto stmts & payment stmts to show paid from business account. Print out from [redacted] & [redacted] loan statements from [redacted]. [redacted] payment wasn't made, as borrower applied a "SKIP Payment" shown on the statement. | 06/23/2025 |  |  | 1 | B | A C | B | A C B |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223548567 | [Redacted] | [Redacted] |  | 33661214 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [redacted]% significantly exceeds the guideline maximum of [redacted]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | [redacted] Installment account $[redacted]is not considered in total liabilities and if paid off prior to Closing no supporting documentation provided in file. |  |  |  | Reviewer Comment (2025-06-23): Received auto statement & payment statement which verifies payment made from business account, information validated & DTI discrepancy suffice. Exception Cleared.<br>Buyer Comment (2025-06-19): see UPLOADED auto stmts & payment stmts to show paid from business account. Print out from [redacted]-[redacted] & [redacted] loan statements from [redacted] [redacted] payment wasn't made, as borrower applied a "SKIP Payment" shown on the statement. | 06/23/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223548567 | [Redacted] | [Redacted] |  | 33661215 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | [redacted] Installment account $[redacted]is not considered in total liabilities and if paid off prior to Closing no supporting documentation provided in file. |  |  |  | Reviewer Comment (2025-06-23): Received auto statement & payment statement which verifies payment made from business account, information validated & DTI discrepancy suffice. Exception Cleared.<br>Buyer Comment (2025-06-19): see UPLOADED auto stmts & payment stmts to show paid from business account. Print out from [redacted] & [redacted] loan statements from [redacted]. [redacted] payment wasn't made, as borrower applied a "SKIP Payment" shown on the statement. | 06/23/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223548567 | [Redacted] | [Redacted] |  | 33661216 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Missing Most recent year Tax return [redacted] as extension [redacted] is present in file. |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive.<br>Buyer Comment (2025-06-19): uploaded business tax extension |  |  | 06/23/2025 | 2 | B | B | B | B |  | OR | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223548630 | [Redacted] | [Redacted] |  | 33661249 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-17): Client elects to waive. |  |  | 06/17/2025 | 3 | A | A | A | A |  | PA | Investment | Refinance - Cash-out - Other | A | N/A | Non QM | No |
| 223553662 | [Redacted] | [Redacted] |  | 33668082 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-06-16): per deal notes |  |  | 06/16/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223553662 | [Redacted] | [Redacted] |  | 33668084 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-16): per deal notes |  |  | 06/16/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223553662 | [Redacted] | [Redacted] |  | 33668121 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Replacement cost estimator is missing. |  |  |  | Reviewer Comment (2025-06-25): Replacement Cost Estimator Received and verified. Exception cleared.<br>Buyer Comment (2025-06-24): rce upld<br>Buyer Comment (2025-06-23): replacement cost summary is on d[redacted] | 06/25/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223553662 | [Redacted] | [Redacted] |  | 33668136 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | The disclosed Amount Financed in the amount of $[redacted]is over disclosed by $[redacted]compared to the calculated Amount Financed of $[redacted]due to increase of Title-Settlement fees. |  |  |  | Reviewer Comment (2025-07-22): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-07-22): right to cancel upld<br>Reviewer Comment (2025-07-15): [redacted] received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Buyer Comment (2025-07-14): PCCD Cure docs<br>Reviewer Comment (2025-07-01): The Final CD At Closing dated [redacted]disclosed an Amount Financed of $[redacted], which is $[redacted]higher than the calculated Amount Financed of $[redacted]. The Amount Financed value on the lender's compliance analysis report does not match the CD. To cure (deadline[redacted]) please provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission. The transaction date should remain the same as the original transaction, however the rescission expiration date must be at least [redacted] business days after new signature date (or proof of delivery date).<br>Buyer Comment (2025-06-30): trid rebuttal upld |  | 07/22/2025 |  | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223553662 | [Redacted] | [Redacted] |  | 33668137 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted]which exceeds the $[redacted]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | The disclosed Finance Charge in the amount of $[redacted]is under disclosed by $[redacted]compared to the calculated Finance Charge of $[redacted] due to increase of Title-Settlement fees. |  |  |  | Reviewer Comment (2025-07-22): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-07-22): right to cancel upld to trl docs<br>Reviewer Comment (2025-07-15): [redacted] received Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Buyer Comment (2025-07-14): Please see PCCD docs uploaded today.<br>Reviewer Comment (2025-07-01): The Final CD At Closing dated [redacted]disclosed a Finance Charge of $[redacted], which is $[redacted]lower than the calculated Finance Charge of $[redacted]. The Finance Charge value on the lender's compliance analysis report does not match the CD. To cure (deadline [redacted]) please provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission. The transaction date should remain the same as the original transaction, however the rescission expiration date must be at least[redacted] business days after new signature date (or proof of delivery date).<br>Buyer Comment (2025-06-30): trid rebuttal upld to trl docs |  | 07/22/2025 |  | 2 | C | B C | C | B C |  | CA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223553662 | [Redacted] | [Redacted] |  | 34650926 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive. |  |  | 10/06/2025 | 2 |  | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560756 | [Redacted] | [Redacted] |  | 33681329 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-06-25): Received required documentation. Condition cleared.<br>Buyer Comment (2025-06-23): AVM | 06/25/2025 |  |  | 1 | D | A | N/A | A D |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560756 | [Redacted] | [Redacted] |  | 33681330 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-25): Not required. |  |  | 06/25/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33701207 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Verification is missing [redacted] property. Insurance verification is missing for the [redacted] property. |  |  |  | Reviewer Comment (2025-06-25): Received Tax cert, Insurance Verification, HOA document for REO property "[redacted]", information validated. Exception Cleared.<br>Buyer Comment (2025-06-24): [redacted] [redacted] [redacted] blvd hoi upld<br>Reviewer Comment (2025-06-24): Require Insurance Verification for REO property "[redacted]" to clear the exception provided mortgage statement, HOA " belongs to REO "[redacted]", Exception Remains.<br>Buyer Comment (2025-06-23): reo mtg stmnt with taxes and ins reflected in transaction history section upld | 06/25/2025 |  |  | 1 | C | A C | C | A C |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33701233 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-19): Client elects to waive. |  |  | 06/19/2025 | 3 | A | A | A | A |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33701261 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Borrowers fico score of does not meet minimum guideline FICO score of [redacted]. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-26): Client elects to waive with compensating factors.<br>Buyer Comment (2025-06-25): except aprvl upld to trl docs. |  |  | 06/26/2025 | 2 | C | B C | C | B C |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33701311 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | QM failure due to file not meeting LTV and fico requirements. |  |  |  | Reviewer Comment (2025-06-26): Received required documentation. Condition cleared.<br>Buyer Comment (2025-06-25): except aprvl upld to trl docs. | 06/26/2025 |  |  | 1 | B | A C | B | A C B |  | CO | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223560758 | [Redacted] | [Redacted] |  | 33701312 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - S-Corp | General QM: Unable to verify S-Corp income using reasonably reliable third-party records. |  |  |  |  | Reviewer Comment (2025-06-26): Received required documentation. Condition cleared.<br>Buyer Comment (2025-06-25): except aprvl upld | 06/26/2025 |  |  | 1 | C | A C | C | A C |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33701313 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | [redacted]rd party verification for [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-06-26): Client elects to waive.<br>Buyer Comment (2025-06-25): disregard previous comment, please waive this condition - small loss/less than [redacted]% interest and [redacted] is on extension<br>Buyer Comment (2025-06-25): except aprvl upld to trl docs. |  |  | 06/26/2025 | 2 | B | B | B | B |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33701314 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Most recent ([redacted]) schedule C for [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-06-26): Client elects to waive.<br>Buyer Comment (2025-06-25): please waive this condition - small loss/less than [redacted]% interest and [redacted] is on extension |  |  | 06/26/2025 | 2 | B | B | B | B |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33701905 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | AUS/Guideline Findings: All conditions were not met |  | Per guidelines, a non-occupant co-applicant is an ineligible applicant. |  |  |  | Reviewer Comment (2025-06-26): Received lender exception approval. Condition cleared.<br>Buyer Comment (2025-06-25): except aprvl upld to trl docs. | 06/26/2025 |  |  | 1 | C | A C | C | A C |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33708738 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Documentation to confirm borrower's ownership percentage/shares in [redacted] and access to business funds in [redacted] #[redacted]is not located in the file. |  |  |  | Reviewer Comment (2025-06-26): Received clarification/approval/documentation from lender. Condition cleared.<br>Buyer Comment (2025-06-25): please waive, not using these funds as reserves. | 06/26/2025 |  |  | 1 | C | A C | C | A C |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33784547 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved to permit a non occupant contributing [redacted]% of income to qualify. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-26): Client elects to waive with compensating factors. |  |  | 06/26/2025 | 2 |  | B |  | B |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33784554 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for borrower's not contributing [redacted]% minimum contribution. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-26): Client elects to waive with compensating factors. |  |  | 06/26/2025 | 2 |  | B |  | B |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33784557 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for updated credit report shows [redacted]mortgage history | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-26): Client elects to waive with compensating factors. |  |  | 06/26/2025 | 2 |  | B |  | B |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33784560 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approved for B3 on updated credit with fico of [redacted]. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-26): Client elects to waive with compensating factors. |  |  | 06/26/2025 | 2 |  | B |  | B |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560758 | [Redacted] | [Redacted] |  | 33784566 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for rural property & LTV - agricultural zoning with < [redacted]acres. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [redacted]% and $[redacted].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-26): Client elects to waive with compensating factors. |  |  | 06/26/2025 | 2 |  | B |  | B |  | CO | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223560807 | [Redacted] | [Redacted] |  | 33681749 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-06-24): E-sign Consent Agreement received, exception cleared.<br>Buyer Comment (2025-06-20): E consent | 06/24/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223560807 | [Redacted] | [Redacted] |  | 33681750 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223560807 | [Redacted] | [Redacted] |  | 33681758 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Mortgage Statement. |  |  |  | Reviewer Comment (2025-07-17): Final CD received confirming PITI expenses, exception cleared.<br>Buyer Comment (2025-07-15): CD<br>Reviewer Comment (2025-07-11): Please provide the final CD from the purchase of the primary that reflects the PITIA of the primary residence. Once received, DD will apply [redacted] of the PITIA towards the borrower's debt.<br>Buyer Comment (2025-07-09): Rebuttal from Underwriter | 07/17/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223560807 | [Redacted] | [Redacted] |  | 33681762 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | $[redacted]PITI from property [redacted]., considered in DTI calculation, DTI increased to [redacted]%. |  |  |  | Reviewer Comment (2025-07-17): Final CD received for new purchase property, considering [redacted]% ownership. exception cleared.<br>Buyer Comment (2025-07-15): CD<br>Reviewer Comment (2025-07-11): Please provide the final CD from the purchase of the primary that reflects the PITIA of the primary residence. Once received, DD will apply [redacted] of the PITIA towards the borrower's debt.<br>Buyer Comment (2025-07-09): Rebuttal from Underwriter | 07/17/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223560807 | [Redacted] | [Redacted] |  | 33695404 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing mortgage statement. |  |  |  | Reviewer Comment (2025-07-17): Final CD received confirming PITI expenses, exception cleared.<br>Buyer Comment (2025-07-15): CD<br>Reviewer Comment (2025-07-11): Please provide the final CD from the purchase of the primary that reflects the PITIA of the primary residence. Once received, DD will apply [redacted] of the PITIA towards the borrower's debt.<br>Buyer Comment (2025-07-09): Rebuttal | 07/17/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223561152 | [Redacted] | [Redacted] |  | 33682366 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-18): per deal notes |  |  | 06/18/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223561152 | [Redacted] | [Redacted] |  | 33682392 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment is missing. |  |  |  | Reviewer Comment (2025-07-01): VVOE received on [redacted] and start date confirmation received on [redacted]5. Exception Cleared.<br>Buyer Comment (2025-06-30): Conf of Start Date<br>Reviewer Comment (2025-06-24): Unable to clear exception. Doc uploaded doesn't show borrower's start date. VVOE needed within (dated[redacted] business days) start date.<br>Buyer Comment (2025-06-20): VOE | 07/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223561152 | [Redacted] | [Redacted] |  | 33682403 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verification of employment is missing. |  |  |  | Reviewer Comment (2025-07-01): VVOE received on [redacted] and start date confirmation received on [redacted]. Exception Cleared.<br>Buyer Comment (2025-06-30): Conf of Start Date<br>Reviewer Comment (2025-06-24): Unable to clear exception. Doc uploaded doesn't show borrower's start date. VVOE needed within (dated[redacted] business days) start date.<br>Buyer Comment (2025-06-23): VOE uploaded | 07/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223561152 | [Redacted] | [Redacted] |  | 33682407 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | [redacted] due to missing Verification of employment resulting in loan designation discrepancy. |  |  |  | Reviewer Comment (2025-07-01): VVOE received on [redacted] and start date confirmation received on [redacted]. Exception Cleared.<br>Buyer Comment (2025-06-30): Conf of Start Date<br>Reviewer Comment (2025-06-24): Unable to clear exception. Doc uploaded doesn't show borrower's start date. VVOE needed within (dated[redacted] business days) start date.<br>Buyer Comment (2025-06-23): VOE uploaded | 07/01/2025 |  |  | 1 | B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223561152 | [Redacted] | [Redacted] |  | 33682408 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | [redacted] due to missing Verification of employment. |  |  |  | Reviewer Comment (2025-07-01): VVOE received on [redacted] and start date confirmation received on [redacted]. Exception Cleared.<br>Buyer Comment (2025-06-30): Conf of Start Date<br>Reviewer Comment (2025-06-24): Unable to clear exception. Doc uploaded doesn't show borrower's start date. VVOE needed within (dated[redacted] business days) start date.<br>Buyer Comment (2025-06-23): VOE uploaded | 07/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223563587 | [Redacted] | [Redacted] |  | 33701276 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  | per deal notes |  |  |  | Reviewer Comment (2025-06-19): per deal notes |  |  | 06/19/2025 | 3 | A | A | A | A |  | IL | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 223563587 | [Redacted] | [Redacted] |  | 34631098 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | IL | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 223564507 | [Redacted] | [Redacted] |  | 33701757 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-19): per deal notes |  |  | 06/19/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223564507 | [Redacted] | [Redacted] |  | 33701796 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2025-06-24): 4506-C is not required. Exception Cleared.<br>Buyer Comment (2025-06-23): please clear, the [redacted] isn't needed, the [redacted]& [redacted] transcripts were already provided in the initial file d[redacted]-d[redacted]. | 06/24/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223564507 | [Redacted] | [Redacted] |  | 33701846 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | [redacted] due to missing 4506-C for borrower resulting in loan designation discrepancy. |  |  |  | Reviewer Comment (2025-06-24): 4506-C is not required. Signed and dated[redacted] years [redacted] received. Exception Cleared.<br>Buyer Comment (2025-06-23): please clear, the [redacted] isn't needed, the [redacted] & [redacted] transcripts were already provided in the initial file d[redacted]-d[redacted]. | 06/24/2025 |  |  | 1 | B | A C | B | A C B |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223564507 | [Redacted] | [Redacted] |  | 33701847 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | [redacted] due to missing 4506-C for borrower. |  |  |  | Reviewer Comment (2025-06-24): 4506-C is not required. Signed and dated [redacted] years [redacted] received. Exception Cleared.<br>Buyer Comment (2025-06-23): please clear, the [redacted] isn't needed, the [redacted] & [redacted] transcripts were already provided in the initial file d[redacted]-d[redacted]. | 06/24/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223566488 | [Redacted] | [Redacted] |  | 33702417 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation from subject transaction is missing. |  |  |  | Reviewer Comment (2025-06-19): per deal notes |  |  | 06/19/2025 | 3 | D | D A | D | D |  | NY | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223566488 | [Redacted] | [Redacted] |  | 33702419 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-19): per deal notes |  |  | 06/19/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223566488 | [Redacted] | [Redacted] |  | 33702462 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Most recent [redacted] tax return not provided in file. |  |  |  | Reviewer Comment (2025-06-24): Client elects to waive.<br>Buyer Comment (2025-06-23): I believe this is an internal condition. Can you please downgrade and waive? |  |  | 06/24/2025 | 2 | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223590257 | [Redacted] | [Redacted] |  | 33710144 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive. |  |  | 06/23/2025 | 3 | D | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223590257 | [Redacted] | [Redacted] |  | 33710145 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive. |  |  | 06/23/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223590324 | [Redacted] | [Redacted] |  | 33709439 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive. |  |  | 06/23/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223590324 | [Redacted] | [Redacted] |  | 33709440 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-23): Client elects to waive. |  |  | 06/23/2025 | 3 | D | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223593171 | [Redacted] | [Redacted] |  | 33712685 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-23): client elects to waive |  |  | 06/23/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223593171 | [Redacted] | [Redacted] |  | 33712714 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Lease agreement or comparable rent schedule for REO Property located on[redacted] Wiener Dr to verify monthly rental income amount. |  |  |  | Reviewer Comment (2025-06-30): Comparable rent schedule received. Exception Cleared.<br>Buyer Comment (2025-06-27): 1007 | 06/30/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223593171 | [Redacted] | [Redacted] |  | 33712723 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | Missing Note Addendum- Simple Interest in file. |  |  |  | Reviewer Comment (2025-06-27): Received Simple Interest Addendum to note document, information validated. Exception Cleared.<br>Buyer Comment (2025-06-25): Simple Interest Addendum to Note | 06/27/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223593171 | [Redacted] | [Redacted] |  | 34631124 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NJ | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223595949 | [Redacted] | [Redacted] |  | 33712376 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-23): Not required. |  |  | 06/23/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223595949 | [Redacted] | [Redacted] |  | 33712377 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-23): Not required. |  |  | 06/23/2025 | 3 | D | N/A | N/A | N/A D |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223595949 | [Redacted] | [Redacted] |  | 33712378 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2025-06-27): Exception Cleared, Rider - 1-4 Family is received.<br>Buyer Comment (2025-06-26): attached | 06/27/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223595949 | [Redacted] | [Redacted] |  | 33727376 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | Note Addendum - Simple Interest is missing. |  |  |  | Reviewer Comment (2025-06-30): Note Addendum - Simple Interest document received and verified. Exception cleared.<br>Buyer Comment (2025-06-27): attached<br>Reviewer Comment (2025-06-27): Exception remains, provided document is Simple Interest rider, Missing Note Addendum- Simple Interest.<br>Buyer Comment (2025-06-26): attached | 06/30/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223596317 | [Redacted] | [Redacted] |  | 33712545 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-23): Not required. |  |  | 06/23/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223596317 | [Redacted] | [Redacted] |  | 33712558 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Minimum Fico is [redacted]as per deal doc | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-27): Client elected to waive exceptions with compensating factors.<br>Buyer Comment (2025-06-25): Credit Exception |  |  | 06/27/2025 | 2 | C | B C | C | B C |  | NC | Primary | Refinance - Cash-out - Other | C B A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223596340 | [Redacted] | [Redacted] |  | 33712882 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-24): Not required. |  |  | 06/24/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223596340 | [Redacted] | [Redacted] |  | 33733534 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | The subject transaction did not pay off a lender to [redacted]. The H9 RTC was used, however the H8 should have been used. Please provide the correct RTC (does not need to be executed), evidence of borrower's receipt and the new rescission period |  |  |  | Reviewer Comment (2025-07-10): Updated RTC received.<br>Buyer Comment (2025-07-08): Right To Cancel<br>Buyer Comment (2025-07-08): RTC Docs | 07/10/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223596348 | [Redacted] | [Redacted] |  | 33712449 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount not provided in preliminary title policy. |  |  |  | Reviewer Comment (2025-07-01): Received Title Preliminary with correct policy amount, information validated. Exception Cleared.<br>Buyer Comment (2025-06-30): Supplement<br>Buyer Comment (2025-06-30): [redacted] nd Lien Policy | 07/01/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223596348 | [Redacted] | [Redacted] |  | 33712450 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-24): Not required. |  |  | 06/24/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223596348 | [Redacted] | [Redacted] |  | 33712452 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-24): Not required. |  |  | 06/24/2025 | 3 | A | A | A | A |  | CA | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223596348 | [Redacted] | [Redacted] |  | 33733404 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | File is missing a copy of the first mortgage note or final CD |  |  |  | Reviewer Comment (2025-07-01): Received copy of first mortgage Note document, information validated. Exception Cleared.<br>Buyer Comment (2025-06-30): Note | 07/01/2025 |  |  | 1 | D | A D | D | A D |  | CA | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223596348 | [Redacted] | [Redacted] |  | 33813925 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive.<br>Buyer Comment (2025-07-02): Please waive. Appraisal is dated effectively dated [redacted]. See page [redacted] |  |  | 07/03/2025 | 2 |  | A |  | A B |  | CA | Primary | Purchase | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223617660 | [Redacted] | [Redacted] |  | 33713163 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-24): Not required. |  |  | 06/24/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223617660 | [Redacted] | [Redacted] |  | 33713178 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-06-24): Not required. |  |  | 06/24/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223617660 | [Redacted] | [Redacted] |  | 33734136 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing a signed/dated close out letter for the Heloc paid at closing. |  |  |  | Reviewer Comment (2025-07-02): Exception Cleared, received HELOC Close out letter.<br>Buyer Comment (2025-06-30): HELOC close out | 07/02/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223617660 | [Redacted] | [Redacted] |  | 33822315 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM provided as a primary valuation on a [redacted]nd lien. Rating is a B for S&P per [redacted] Securitization Bulletin. S&P expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "B". |  |  |  | Reviewer Comment (2025-07-02): Client elects to waive. |  |  | 07/02/2025 | 2 |  | A |  | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223620566 | [Redacted] | [Redacted] |  | 33720985 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-24): Not required. |  |  | 06/24/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| 223620566 | [Redacted] | [Redacted] |  | 33720986 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-24): Not required. |  |  | 06/24/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| 223620566 | [Redacted] | [Redacted] |  | 33721049 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Provided 1008/Loan UW summary has been provided but loan amount is not as per the note document so 1008 has not been considered as approval. Provide valid approval. |  |  |  | Reviewer Comment (2025-07-04): corrected 1008 received.<br>Buyer Comment (2025-07-03): 1008<br>Reviewer Comment (2025-06-27): The Final loan amount is $[redacted]. Provided 1008 has loan amount $[redacted]. Please provide Final 1008/Approval with $[redacted]loan amount.<br>Buyer Comment (2025-06-25): 1008 | 07/04/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| 223620566 | [Redacted] | [Redacted] |  | 33792037 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-03): Not required.<br>Buyer Comment (2025-07-01): [redacted] AVM is on file |  |  | 07/03/2025 | 2 |  | A |  | A B |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | N/A | No |
| 223620862 | [Redacted] | [Redacted] |  | 33720274 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Most recent tax returns are missing in loan file. |  |  |  | Reviewer Comment (2025-06-30): Client elects to waive.<br>Buyer Comment (2025-06-27): attached extension |  |  | 06/30/2025 | 2 | B | B | B | B |  | NV | Primary | Refinance - Cash-out - Home Improvement | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223620862 | [Redacted] | [Redacted] |  | 33720276 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-25): Client elects to waive. |  |  | 06/25/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Home Improvement | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223621301 | [Redacted] | [Redacted] |  | 33719679 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-25): Client elects to waive. |  |  | 06/25/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223622361 | [Redacted] | [Redacted] |  | 33729861 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-25): Not required. |  |  | 06/25/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223622361 | [Redacted] | [Redacted] |  | 33729862 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-25): Not required. |  |  | 06/25/2025 | 3 | D | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223623152 | [Redacted] | [Redacted] |  | 33731781 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2025-07-04): document received. | 07/04/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223623152 | [Redacted] | [Redacted] |  | 33731787 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-07-04): document received.<br>Buyer Comment (2025-07-02): Docs | 07/04/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223623152 | [Redacted] | [Redacted] |  | 33731790 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-26): Client elects to waive. |  |  | 06/26/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223623470 | [Redacted] | [Redacted] |  | 33755088 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-26): per deal notes |  |  | 06/26/2025 | 3 | D | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223623470 | [Redacted] | [Redacted] |  | 33755089 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-26): .<br>Reviewer Comment (2025-06-26): per deal notes |  |  | 06/26/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223623470 | [Redacted] | [Redacted] |  | 33755093 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Title Preliminary Report in the file doesn't disclose the total Policy coverage amount. Provide evidence of title with sufficient policy coverage. |  |  |  | Reviewer Comment (2025-07-01): Title Supplemental available.<br>Buyer Comment (2025-06-30): title supplement reflecting $[redacted]is on [redacted] | 07/01/2025 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223623470 | [Redacted] | [Redacted] |  | 33755208 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | On final 1003, one of the REOs reflected unknown property has a monthly mortgage payment of $[redacted]. Provide supporting documentation/mortgage statement for the property to verify address and PITIA. |  |  |  | Reviewer Comment (2025-07-04): The payment is paid through business account and business bank statements reflecting the payment are provided. Exception cleared.<br>Buyer Comment (2025-07-03): uw response upld | 07/04/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223623470 | [Redacted] | [Redacted] |  | 33755266 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception has been raised for the subject is a unique property/unacceptable property type for [redacted]. SFR with [redacted] ADUs. No comps with [redacted] ADUs. Using the lower appraisal from loan. <br> Compensating Factors:<br> [redacted]. Total Debt [redacted]% or more under requirement<br> [redacted].FICO [redacted]points or more above requirement<br> The subject is a suburban property located on [redacted] acres. The appraiser address [redacted] use on page [redacted]of report. The branch has indicated Lavandar is grown on the property. | Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-06-26): Client elected to waive exceptions with compensating factors. |  |  | 06/26/2025 | 2 | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223623470 | [Redacted] | [Redacted] |  | 33786164 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | The file was missing a copy of E-Sign Consent Agreement. |  |  |  | Reviewer Comment (2025-07-01): Econsent received.<br>Buyer Comment (2025-06-30): proof econsent accepted upld | 07/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223623470 | [Redacted] | [Redacted] |  | 33813785 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 2 |  | A |  | A B |  | CA | Investment | Refinance - Cash-out - Other | D C B A | N/A | Exempt from ATR | No |
| 223624478 | [Redacted] | [Redacted] |  | 33755997 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-26): Per deal notes |  |  | 06/26/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223637105 | [Redacted] | [Redacted] |  | 33782090 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-30): Not required. |  |  | 06/30/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223637105 | [Redacted] | [Redacted] |  | 33782091 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-30): Not required |  |  | 06/30/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223637105 | [Redacted] | [Redacted] |  | 33809842 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM provided as a primary valuation on a [redacted]nd lien. Rating is a B for S&P per [redacted] Securitization Bulletin. S&P expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "B. |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223638014 | [Redacted] | [Redacted] |  | 33791937 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-06-30): per deal notes |  |  | 06/30/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223638014 | [Redacted] | [Redacted] |  | 33791939 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-06-30): per deal notes |  |  | 06/30/2025 | 3 | N/A | N/A | N/A | N/A D |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223638014 | [Redacted] | [Redacted] |  | 33791940 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 2 | A | A | A | A B |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223638014 | [Redacted] | [Redacted] |  | 33806333 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The initial [redacted] rate lock document is not provided in the file and is required. |  |  |  | Reviewer Comment (2025-07-02): Exception cleared - Initial [redacted] rate lock document received and updated clarity.<br>Buyer Comment (2025-07-01): Lock | 07/02/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223652017 | [Redacted] | [Redacted] |  | 33792756 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-01): Not required |  |  | 07/01/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223652017 | [Redacted] | [Redacted] |  | 33792768 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of Employment within [redacted] business days prior to Note date is missing from the file. |  |  |  | Reviewer Comment (2025-07-22): Cleared. Per guidelines, VVOE allowed to be no more than [redacted] business days prior to Note date OR any time after the <br> Note date confirming borrower is currently employed and/or current income level.<br>Buyer Comment (2025-07-18): please clear cond, per guides "\*VVOE and WVOE should be no more than [redacted]business days prior to Note date OR any time after the Note date confirming borrower is currently employed and/or current income level" - refer tp page [redacted]of guides<br>Reviewer Comment (2025-07-09): Provided VOE is dated [redacted] which is after the Note date. Please provide VOE within [redacted] business days of note date.<br>Buyer Comment (2025-07-08): voe upld | 07/22/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Home Improvement | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223652146 | [Redacted] | [Redacted] |  | 33804333 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-01): Not required. |  |  | 07/01/2025 | 3 | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223652146 | [Redacted] | [Redacted] |  | 33804334 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-01): Not required. |  |  | 07/01/2025 | 3 | N/A | N/A | N/A | N/A D |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223652146 | [Redacted] | [Redacted] |  | 33804347 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Closing Disclosure from new [redacted] [redacted]nd lien is missing for REO - [redacted]. |  |  |  | Reviewer Comment (2025-07-04): doc received.<br>Buyer Comment (2025-07-02): CD [redacted] | 07/04/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223652146 | [Redacted] | [Redacted] |  | 33804349 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Closing Disclosure from new [redacted] [redacted]nd lien is missing for REO - [redacted]. |  |  |  | Reviewer Comment (2025-07-04): doc received.<br>Buyer Comment (2025-07-02): CD [redacted] | 07/04/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223652146 | [Redacted] | [Redacted] |  | 33804350 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Closing Disclosure from new [redacted] [redacted]nd lien is missing for REO - [redacted]. |  |  |  | Reviewer Comment (2025-07-04): doc received.<br>Buyer Comment (2025-07-02): CD [redacted] | 07/04/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223652753 | [Redacted] | [Redacted] |  | 33804312 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-01): Not required. |  |  | 07/01/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223652753 | [Redacted] | [Redacted] |  | 33804315 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223652827 | [Redacted] | [Redacted] |  | 33804429 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-01): Not required. |  |  | 07/01/2025 | 3 | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223652827 | [Redacted] | [Redacted] |  | 33806806 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted]nd lien. |  |  |  | Reviewer Comment (2025-07-09): Closing disclosure received for [redacted]nd lien exception cleared.<br>Buyer Comment (2025-07-08): [redacted]<br>Reviewer Comment (2025-07-08): Credit Supplement Doc ID [redacted] does not reflect [redacted] nd lien P&I for [redacted] account. Please provide evidence of [redacted]nd P&I. Exception remains.<br>Buyer Comment (2025-07-07): please see credit supplement on [redacted]<br>Reviewer Comment (2025-07-07): Unable to clear. The statement for the [redacted]st lien is located in the file however the statement for the [redacted] lien is missing.<br>Buyer Comment (2025-07-02): mtg stmnt is in trl docs [redacted] | 07/09/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223652827 | [Redacted] | [Redacted] |  | 33806812 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted]nd lien. |  |  |  | Reviewer Comment (2025-07-09): Closing disclosure received for [redacted]nd lien exception cleared.<br>Buyer Comment (2025-07-08): [redacted]<br>Reviewer Comment (2025-07-08): Credit Supplement Doc ID [redacted]does not reflect [redacted]nd lien P&I for [redacted] account. Please provide evidence of [redacted]nd P&I. Exception remains.<br>Buyer Comment (2025-07-07): please see credit supplement on [redacted]<br>Reviewer Comment (2025-07-07): Unable to clear. The statement for the [redacted]st lien is located in the file however the statement for the [redacted] lien is missing.<br>Buyer Comment (2025-07-02): mtg stmnt is in trl docs [redacted] | 07/09/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223652827 | [Redacted] | [Redacted] |  | 33806816 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted]nd lien. |  |  |  | Reviewer Comment (2025-07-09): Closing disclosure received for [redacted]nd lien exception cleared.<br>Buyer Comment (2025-07-08): [redacted]<br>Reviewer Comment (2025-07-08): Credit Supplement Doc ID [redacted]does not reflect [redacted]nd lien P&I for [redacted] account. Please provide evidence of [redacted]nd P&I. Exception remains.<br>Buyer Comment (2025-07-07): please see credit supplement on [redacted]<br>Reviewer Comment (2025-07-07): Unable to clear. The statement for the [redacted]st lien is located in the file however the statement for the [redacted] lien is missing.<br>Buyer Comment (2025-07-02): mtg stmnt is in trl docs [redacted] | 07/09/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223652827 | [Redacted] | [Redacted] |  | 34631047 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223663467 | [Redacted] | [Redacted] |  | 33805040 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-01): per deal notes |  |  | 07/01/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223687012 | [Redacted] | [Redacted] |  | 33804958 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-02): Client elects to waive. |  |  | 07/02/2025 | 3 | N/A | N/A | N/A | N/A D |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223687012 | [Redacted] | [Redacted] |  | 33804959 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-02): Client elects to waive. |  |  | 07/02/2025 | 3 | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223687012 | [Redacted] | [Redacted] |  | 33806862 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted] lien. |  |  |  | Reviewer Comment (2025-07-08): Final CD confirm P&I, exception cleared<br>Buyer Comment (2025-07-07): FINAL CD | 07/08/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223687012 | [Redacted] | [Redacted] |  | 33806865 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted] lien. |  |  |  | Reviewer Comment (2025-07-08): Final CD confirm P&I, exception cleared<br>Buyer Comment (2025-07-07): FINAL CD | 07/08/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223687012 | [Redacted] | [Redacted] |  | 33806867 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted] lien. |  |  |  | Reviewer Comment (2025-07-08): Final CD confirm P&I, exception cleared<br>Buyer Comment (2025-07-07): FINAL CD | 07/08/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223687585 | [Redacted] | [Redacted] |  | 33805038 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-02): Client elects to waive. |  |  | 07/02/2025 | 3 | A | A | A | A |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223687585 | [Redacted] | [Redacted] |  | 33807018 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted] lien. |  |  |  | Reviewer Comment (2025-07-09): Closing disclosure received for [redacted]nd lien exception cleared.<br>Buyer Comment (2025-07-08): CD<br>Reviewer Comment (2025-07-04): Please provide the closing disclosure for new [redacted] [redacted]nd lien. Provided documents are [redacted]st lien mortgage statements, there were already available.<br>Buyer Comment (2025-07-02): Statement | 07/09/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223687585 | [Redacted] | [Redacted] |  | 33807019 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted] lien. |  |  |  | Reviewer Comment (2025-07-09): Closing disclosure received for [redacted]nd lien exception cleared.<br>Buyer Comment (2025-07-08): CD<br>Reviewer Comment (2025-07-04): Please provide the closing disclosure for new [redacted] [redacted]nd lien. Provided documents are [redacted]st lien mortgage statements, there were already available.<br>Buyer Comment (2025-07-02): Statement | 07/09/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223687585 | [Redacted] | [Redacted] |  | 33807020 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Statement is missing for [redacted] lien. |  |  |  | Reviewer Comment (2025-07-09): Closing disclosure received for [redacted]nd lien exception cleared.<br>Buyer Comment (2025-07-08): CD<br>Reviewer Comment (2025-07-04): Please provide the closing disclosure for new [redacted] [redacted]nd lien. Provided documents are [redacted]st lien mortgage statements, there were already available.<br>Buyer Comment (2025-07-02): Statement | 07/09/2025 |  |  | 1 | C | A C | C | A C |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223687585 | [Redacted] | [Redacted] |  | 34631059 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | WA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223687630 | [Redacted] | [Redacted] |  | 33813321 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-02): Not required. |  |  | 07/02/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223687630 | [Redacted] | [Redacted] |  | 33826976 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing a signed/dated close out letter for the Heloc paid at closing. |  |  |  | Reviewer Comment (2025-07-10): Received required documentation. Condition cleared.<br>Buyer Comment (2025-07-08): Letter from title company | 07/10/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223687879 | [Redacted] | [Redacted] |  | 33813725 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]([redacted])([redacted]): [redacted] forms not used for closing of home equity loan. | [redacted] forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-07-08): Client elects to waive. |  |  | 07/08/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223687879 | [Redacted] | [Redacted] |  | 33813727 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (Other Debt) | [redacted] Constitution Section [redacted]([redacted])([redacted]): [redacted] [redacted]([redacted])([redacted]) prohibits other debt secured by the homestead unless the purpose of additional debt is one described under [redacted] [redacted]([redacted])([redacted])-([redacted]) or ([redacted]). Unable to determine purpose of additional debt secured by the homestead. | Unable to determine purpose of additional debt secured by the homestead. |  |  |  | Reviewer Comment (2025-07-08): Client elects to waive. |  |  | 07/08/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Confirm whether additional debt on the subject property is a Texas 50(a)(6) or 50(a)(7) prior to Remediating. Notify consumer the accrual of interest and other obligations will be abated so long as the prior 50(a)(6) or (7) is secured by the homestead B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223687879 | [Redacted] | [Redacted] |  | 33813728 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-02): Client elects to waive. |  |  | 07/02/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223699990 | [Redacted] | [Redacted] |  | 33814318 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM | Non QM | No |
| 223699990 | [Redacted] | [Redacted] |  | 33814365 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument of subject property is missing in the file. |  |  |  | Reviewer Comment (2025-07-09): Security Instrument for subject transaction received, exception cleared.<br>Buyer Comment (2025-07-08): [redacted]nd lien dot upld<br>Reviewer Comment (2025-07-08): Security Instrument is required of [redacted]nd lien subject loan $[redacted]. to update the details of notary sign date, loan amount and maturity period along with active Rider. Mortgage statement and credit report does not have these details. Exception Remains.<br>Buyer Comment (2025-07-07): also credit report is on [redacted]<br>Buyer Comment (2025-07-07): please review, mortgage statement is on [redacted] | 07/09/2025 |  |  | 1 | D | A D | D | A D |  | CO | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM | Non QM | No |
| 223699990 | [Redacted] | [Redacted] |  | 33814401 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM does not match Due Diligence Loan Designation of Non QM. | Security Instrument of subject property is missing in the file. |  |  |  | Reviewer Comment (2025-07-10): Security instrument was provided<br>Buyer Comment (2025-07-08): [redacted]nd lien dot upld to trl docs<br>Reviewer Comment (2025-07-08): Security Instrument is required of [redacted]nd lien subject loan $[redacted]. to update the details of notary sign date, loan amount and maturity period along with active Rider. Mortgage statement and credit report does not have these details. Exception Remains.<br>Buyer Comment (2025-07-07): also credit report is on [redacted]<br>Buyer Comment (2025-07-07): please review, mortgage statement is on [redacted] | 07/10/2025 |  |  | 1 | B | A C | B | A C B |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM | Non QM | Yes |
| 223699990 | [Redacted] | [Redacted] |  | 33814403 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Security Instrument of subject property is missing in the file. |  |  |  | Reviewer Comment (2025-07-09): Security Instrument for subject transaction received, exception cleared.<br>Buyer Comment (2025-07-08): [redacted]nd lien dot upld to trl docs<br>Reviewer Comment (2025-07-08): Security Instrument is required of [redacted]nd lien subject loan $[redacted]. to update the details of notary sign date, loan amount and maturity period along with active Rider. Mortgage statement and credit report does not have these details. Exception Remains.<br>Buyer Comment (2025-07-07): also credit report is on [redacted]<br>Buyer Comment (2025-07-07): please review, mortgage statement is on [redacted] | 07/09/2025 |  |  | 1 | B | A B | B | A B |  | CO | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM | Non QM | No |
| 223700003 | [Redacted] | [Redacted] |  | 33814245 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2025-07-04): Title policy amount updated from Title document. Exception cleared.<br>Buyer Comment (2025-07-03): Lender's Proposed Insured | 07/04/2025 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223700003 | [Redacted] | [Redacted] |  | 33814246 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223700003 | [Redacted] | [Redacted] |  | 33814247 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223700003 | [Redacted] | [Redacted] |  | 33814249 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-03): AVM provided as a primary valuation on a [redacted]nd lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/03/2025 | 2 | A | A | A | A B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223700015 | [Redacted] | [Redacted] |  | 33814228 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | A | A | A | A |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223700015 | [Redacted] | [Redacted] |  | 33814231 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-07-03): AVM provided as a primary valuation on a [redacted]nd lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/03/2025 | 2 | A | A | A | A B |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223700015 | [Redacted] | [Redacted] |  | 33814239 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | N/A | N/A | N/A | N/A D |  | MD | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223706151 | [Redacted] | [Redacted] |  | 33819785 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 2 | A | A | A | A B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223706151 | [Redacted] | [Redacted] |  | 33819786 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | N/A | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223706151 | [Redacted] | [Redacted] |  | 33819787 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223706151 | [Redacted] | [Redacted] |  | 33822561 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Requested and approved for credit event < [redacted] years. | Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-07-02): Client elected to waive exceptions with compensating factors. |  |  | 07/02/2025 | 2 | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708735 | [Redacted] | [Redacted] |  | 33823176 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708735 | [Redacted] | [Redacted] |  | 33823177 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | N/A | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708735 | [Redacted] | [Redacted] |  | 33823180 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/07/2025 | 2 | A | A | A | A B |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708735 | [Redacted] | [Redacted] |  | 33823237 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-07-28): Applied a Rate Set Date override to [redacted] based on the lender's attestation that the change in rate was solely due to the borrowers request to buy up or down and no other factor played a part in setting that new rate the loan closed under.<br>Buyer Comment (2025-07-28): compliance response & support docs upld<br>Buyer Comment (2025-07-28): compliance response and supporting docs upld<br>Reviewer Comment (2025-07-16): This is tied to the additional HPML exceptions.<br>Buyer Comment (2025-07-14): Please see passing MAVENT. HPML section is passing | 07/28/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708735 | [Redacted] | [Redacted] |  | 33823238 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank [redacted]): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive.<br>Buyer Comment (2025-07-14): Please waive this condition as it's an exception grade [redacted] |  |  | 07/16/2025 | 2 | B | B | B | B |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708735 | [Redacted] | [Redacted] |  | 33823239 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property. |  |  |  |  | Reviewer Comment (2025-07-28): Applied a Rate Set Date override to [redacted] based on the lender's attestation that the change in rate was solely due to the borrowers request to buy up or down and no other factor played a part in setting that new rate the loan closed under.<br>Buyer Comment (2025-07-28): compliance response & support docs upld to trl docs | 07/28/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708735 | [Redacted] | [Redacted] |  | 33823241 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of [redacted]% is equal to or greater than the threshold of [redacted]%. |  |  |  |  | Reviewer Comment (2025-07-28): Applied a Rate Set Date override to [redacted] based on the lender's attestation that the change in rate was solely due to the borrowers request to buy up or down and no other factor played a part in setting that new rate the loan closed under.<br>Buyer Comment (2025-07-28): compliance response & support docs upld to trl docs | 07/28/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708735 | [Redacted] | [Redacted] |  | 33823246 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | Failure due to HPML - non compliant |  |  |  | Reviewer Comment (2025-07-28): Applied a Rate Set Date override to [redacted] based on the lender's attestation that the change in rate was solely due to the borrowers request to buy up or down and no other factor played a part in setting that new rate the loan closed under.<br>Buyer Comment (2025-07-28): compliance response & support docs upld to trl docs | 07/28/2025 |  |  | 1 | B | A C | B | A C B |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223708774 | [Redacted] | [Redacted] |  | 33829509 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/24/2025 | 3 | D | D A | D | D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708774 | [Redacted] | [Redacted] |  | 33829510 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-03): Client elects to waive. |  |  | 07/03/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708775 | [Redacted] | [Redacted] |  | 33829391 |  | Compliance | Compliance | State Compliance | State Defect | [redacted] SB [redacted] | [redacted] Predatory Lending Database Program ([redacted][redacted]) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Certificate of Compliance or Exemption not provided. |  |  |  | Reviewer Comment (2025-07-11): Received required documentation. Condition cleared.<br>Buyer Comment (2025-07-09): See attached Mtg with [redacted] Cert of Comp | 07/11/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708775 | [Redacted] | [Redacted] |  | 33829397 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708775 | [Redacted] | [Redacted] |  | 33829398 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | N/A | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708775 | [Redacted] | [Redacted] |  | 33829399 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | No interior appraisal required. |  |  |  | Reviewer Comment (2025-07-07): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/07/2025 | 2 | A | A | A | A B |  | IL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708781 | [Redacted] | [Redacted] |  | 33829607 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708781 | [Redacted] | [Redacted] |  | 33829627 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | N/A | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708781 | [Redacted] | [Redacted] |  | 33829628 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-07-07): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/07/2025 | 2 | A | A | A | A B |  | CO | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708781 | [Redacted] | [Redacted] |  | 33829633 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien is missing. |  |  |  | Reviewer Comment (2025-07-11): Cleared. Received security instrument.<br>Buyer Comment (2025-07-09): Please see attached DOT. | 07/11/2025 |  |  | 1 | D | A D | D | A D |  | CO | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708781 | [Redacted] | [Redacted] |  | 33829690 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Note Date used as Transaction Date | Unable to conclusively determine date of consummation. Note date used as transaction date for purposes of determining compliance with rescission timing requirements | Security Instrument - Subject Lien is missing. |  |  |  | Reviewer Comment (2025-07-11): Received security instrument<br>Buyer Comment (2025-07-09): DOT was attached to Loan Exception ID [redacted]. | 07/11/2025 |  |  | 1 | B | A B | B | A B |  | CO | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708784 | [Redacted] | [Redacted] |  | 33829386 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | No interior appraisal required. |  |  |  | Reviewer Comment (2025-07-07): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/07/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708784 | [Redacted] | [Redacted] |  | 33829387 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708784 | [Redacted] | [Redacted] |  | 33829388 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223708784 | [Redacted] | [Redacted] |  | 33829403 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The [redacted] form was used, the [redacted] form should have been used. | Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The [redacted] form was used, the [redacted] form should have been used. |  |  |  | Reviewer Comment (2025-07-16): RTC on correct form [redacted] received, exception cleared.<br>Buyer Comment (2025-07-14): Please see revised RTC on correct form, LOX and shipping label. Thank you! | 07/16/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223708784 | [Redacted] | [Redacted] |  | 33942474 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | Notice of RTC will expire on [redacted]. |  |  |  | Reviewer Comment (2025-07-24): As per available right to cancel [redacted] form information validated. Exception Cleared.<br>Buyer Comment (2025-07-22): Please provide update on review as the RTC has expired. Thank you! | 07/24/2025 |  |  | 1 |  | A |  | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223709102 | [Redacted] | [Redacted] |  | 33829507 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223712446 | [Redacted] | [Redacted] |  | 33835942 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712446 | [Redacted] | [Redacted] |  | 33836011 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/07/2025 | 2 | A | A | A | A B |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712446 | [Redacted] | [Redacted] |  | 33836023 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification(s) of employment is not within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-07-29): VVOE received for current employment, exception cleared.<br>Buyer Comment (2025-07-25): updated<br>Reviewer Comment (2025-07-22): Unable to clear. Received duplicate VVOE dated [redacted] which is not with [redacted] business days of the Note dated [redacted].<br>Buyer Comment (2025-07-22): Updated VOE | 07/29/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712446 | [Redacted] | [Redacted] |  | 33863302 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The [redacted] form was used, the [redacted] form should have been used. | The subject transaction did not pay off a lender to [redacted]. The H9 RTC was used, however the [redacted] should have been used. Please provide the correct RTC (does not need to be executed), evidence of borrower's receipt and the new rescission period |  |  |  | Reviewer Comment (2025-07-28): RTC on the correct form received along with proof of delivery, exception cleared.<br>Buyer Comment (2025-07-25): Right to Cancel sent to borrower<br>Reviewer Comment (2025-07-22): Unable to clear. Received duplicate [redacted] RTC. [redacted] form should have been used instead of the [redacted] form. Please provide a Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form.<br>Buyer Comment (2025-07-10): Right to Cancel | 07/28/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223712446 | [Redacted] | [Redacted] |  | 34057768 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | RTC will expire on [redacted] |  |  |  | Reviewer Comment (2025-07-30): Received revised right to cancel document, information validated. Exception Cleared.<br>Buyer Comment (2025-07-28): Right To Cancel | 07/30/2025 |  |  | 1 |  | A |  | A |  | PA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712474 | [Redacted] | [Redacted] |  | 33841874 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712474 | [Redacted] | [Redacted] |  | 33841917 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title does not have policy amount, and the Final Title policy is missing. |  |  |  | Reviewer Comment (2025-07-15): Title policy amount updated from received Title document. Exception cleared.<br>Buyer Comment (2025-07-14): Please look at the top right of first page showing proposed loan amount<br>Reviewer Comment (2025-07-11): Unable to clear. Received preliminary title however the report does not have policy amount.<br>Buyer Comment (2025-07-09): Title commitment | 07/15/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712474 | [Redacted] | [Redacted] |  | 33841920 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Tax Return Extension is available in file. |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712474 | [Redacted] | [Redacted] |  | 33841921 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Tax Return Extension is available in file. |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712483 | [Redacted] | [Redacted] |  | 33842419 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712505 | [Redacted] | [Redacted] |  | 33841151 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | HELOC Close-out letter is missing. |  |  |  | Reviewer Comment (2025-07-15): HELOC Close-out letter received, exception cleared.<br>Buyer Comment (2025-07-14): Please see attached HELOC close-out letter and fax submission. | 07/15/2025 |  |  | 1 | C | A C | C | A C D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712505 | [Redacted] | [Redacted] |  | 33841154 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712505 | [Redacted] | [Redacted] |  | 33841155 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | D | D A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712505 | [Redacted] | [Redacted] |  | 33863900 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The mortgage payoff is missing. |  |  |  | Reviewer Comment (2025-07-15): HELOC Close-out letter received, exception cleared.<br>Buyer Comment (2025-07-14): Please see attached payoff for HELOC. | 07/15/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712508 | [Redacted] | [Redacted] |  | 33840157 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712508 | [Redacted] | [Redacted] |  | 33840170 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | N/A | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712508 | [Redacted] | [Redacted] |  | 33840171 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/07/2025 | 2 | A | A | A | A B |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712512 | [Redacted] | [Redacted] |  | 33840831 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-07): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/07/2025 | 2 | A | A | A | A B |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223712512 | [Redacted] | [Redacted] |  | 33840832 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-07-25): Received required documentation. Condition cleared.<br>Buyer Comment (2025-07-23): CDA | 07/25/2025 |  |  | 1 | N/A | A | N/A | A D |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223712512 | [Redacted] | [Redacted] |  | 33840833 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223712530 | [Redacted] | [Redacted] |  | 33833231 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712530 | [Redacted] | [Redacted] |  | 33833243 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Policy amount is less than the loan amount. |  |  |  | Reviewer Comment (2025-07-15): Update title policy received, exception cleared.<br>Buyer Comment (2025-07-11): title policy supp | 07/15/2025 |  |  | 1 | B | A B | B | A B |  | NJ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712530 | [Redacted] | [Redacted] |  | 33833246 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final title is missing. |  |  |  | Reviewer Comment (2025-07-15): Update title policy received, exception cleared. | 07/15/2025 |  |  | 1 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712535 | [Redacted] | [Redacted] |  | 33841004 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712535 | [Redacted] | [Redacted] |  | 33841019 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Borrower's income from Natural gas included using [redacted]-month bank statement. As per guideline, [redacted] months bank statement is required when borrower receives income from investments that they own instead of truly self-employed income. Only [redacted] months bank statements provided instead of [redacted] months. |  |  |  | Reviewer Comment (2025-09-12): Cleared. Received additional bank statements.<br>Buyer Comment (2025-09-10): Statements<br>Reviewer Comment (2025-09-09): Please provide additional bank statements to complete the [redacted]-month requirement. [redacted] bank statements are located in the file.<br>Buyer Comment (2025-09-06): Oil Lease [redacted] Month, 1003 and 1008<br>Reviewer Comment (2025-09-04): Received leases, however condition remains. Per lender guides, [redacted] months statements for this sort of income is required. An updated worksheet would also be required.<br>Buyer Comment (2025-09-02): leases<br>Reviewer Comment (2025-08-01): The issue is with the income from the borrower's natural gas wells on the property.. Based on the lender guides, [redacted] months bank statements is required for this type of income.<br>Buyer Comment (2025-07-14): This shows we verified with CPA | 09/12/2025 |  |  | 1 | C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712535 | [Redacted] | [Redacted] |  | 33841022 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Borrower's income from Natural gas included using [redacted]-month bank statement. As per guideline, [redacted] months bank statement is required when borrower receives income from investments that they own instead of truly self-employed income. Only [redacted] months bank statements provided instead of [redacted] months. |  |  |  | Reviewer Comment (2025-09-12): Cleared. Received additional bank statements.<br>Buyer Comment (2025-09-10): Statements uploaded<br>Reviewer Comment (2025-09-09): Please provide additional bank statements to complete the [redacted]-month requirement. [redacted] bank statements are located in the file.<br>Buyer Comment (2025-09-06): Oil Lease [redacted] Month, 1003 and 1008 uploaded<br>Reviewer Comment (2025-09-04): Received leases, however condition remains. Per lender guides, [redacted] months statements for this sort of income is required. An updated worksheet would also be required.<br>Buyer Comment (2025-09-02): Oil and Gas Leases<br>Buyer Comment (2025-09-02): leases<br>Reviewer Comment (2025-08-01): The issue is with the income from the borrower's natural gas wells on the property.. Based on the lender guides, [redacted] months bank statements is required for this type of income.<br>Buyer Comment (2025-07-31): Please restate loan to match due diligence. | 09/12/2025 |  |  | 1 | B | A C | B | A C B |  | NC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223712535 | [Redacted] | [Redacted] |  | 33841026 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Borrower's income from Natural gas included using [redacted]-month bank statement. As per guideline, [redacted] months bank statement is required when borrower receives income from investments that they own instead of truly self-employed income. Only [redacted] months bank statements provided instead of [redacted] months. |  |  |  | Reviewer Comment (2025-09-12): Cleared. Received additional bank statements.<br>Buyer Comment (2025-09-10): Statements uploaded<br>Reviewer Comment (2025-09-09): Please provide additional bank statements to complete the [redacted]-month requirement. [redacted] bank statements are located in the file.<br>Buyer Comment (2025-09-06): Oil Lease [redacted] Month, 1003 and 1008 uploaded<br>Reviewer Comment (2025-09-04): Received leases, however condition remains. Per lender guides, [redacted] months statements for this sort of income is required. An updated worksheet would also be required.<br>Buyer Comment (2025-09-02): Oil and Gas Leases | 09/12/2025 |  |  | 1 | C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712535 | [Redacted] | [Redacted] |  | 33841028 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Borrower's income from Natural gas included using [redacted]-month bank statement. As per guideline, [redacted] months bank statement is required when borrower receives income from investments that they own instead of truly self-employed income. Only [redacted] months bank statements provided instead of [redacted] months. |  |  |  | Reviewer Comment (2025-09-12): Cleared. Received additional bank statements.<br>Buyer Comment (2025-09-10): Statements uploaded<br>Reviewer Comment (2025-09-09): Please provide additional bank statements to complete the [redacted]-month requirement. [redacted] bank statements are located in the file.<br>Buyer Comment (2025-09-06): Oil Lease [redacted] Month, 1003 and 1008 uploaded<br>Reviewer Comment (2025-09-04): Received leases, however condition remains. Per lender guides, [redacted] months statements for this sort of income is required. An updated worksheet would also be required.<br>Buyer Comment (2025-09-02): oil and gas leases | 09/12/2025 |  |  | 1 | C | A C | C | A C |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712535 | [Redacted] | [Redacted] |  | 33947736 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lease agreements for the properties generating income from natural gas resource paid by EQT to confirm continuance of income are not locate in the file. |  |  |  | Reviewer Comment (2025-09-09): Received lease agreements.<br>Buyer Comment (2025-09-06): Oil Lease [redacted] Month, 1003 and 1008 uploaded | 09/09/2025 |  |  | 1 |  | A |  | A |  | NC | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712555 | [Redacted] | [Redacted] |  | 33839007 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-07): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". Client elects to waive. |  |  | 07/07/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712555 | [Redacted] | [Redacted] |  | 33839009 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing. |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712555 | [Redacted] | [Redacted] |  | 33839010 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712555 | [Redacted] | [Redacted] |  | 33839013 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy amount is missing. |  |  |  | Reviewer Comment (2025-07-16): Title supplemental received.<br>Buyer Comment (2025-07-14): Title Supp | 07/16/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223712582 | [Redacted] | [Redacted] |  | 33840443 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-07): Client elects to waive. |  |  | 07/07/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 223717476 | [Redacted] | [Redacted] |  | 33866892 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2025-07-15): Rider - 1-4 Family received. Exception Cleared.<br>Buyer Comment (2025-07-14): 1-4 Family Rider | 07/15/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 223717476 | [Redacted] | [Redacted] |  | 33866904 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-09): Client elects to waive. |  |  | 07/09/2025 | 3 | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 223717476 | [Redacted] | [Redacted] |  | 33866924 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Provide the most recent business or personal tax returns. |  |  |  | Reviewer Comment (2025-07-09): Client elects to waive. |  |  | 07/09/2025 | 2 | B | B | B | B |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 223717476 | [Redacted] | [Redacted] |  | 33866925 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Provide the most recent business or personal tax returns. |  |  |  | Reviewer Comment (2025-07-09): Client elects to waive. |  |  | 07/09/2025 | 2 | B | B | B | B |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 223717476 | [Redacted] | [Redacted] |  | 33866926 |  | Compliance | Compliance | Federal Compliance | ATR/QM | Self-Employed Tax Return Recency - ATR | Ability to Repay (Dodd-Frank [redacted]): Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Provide the most recent business or personal tax returns. |  |  |  | Reviewer Comment (2025-07-09): Client elects to waive. |  |  | 07/09/2025 | 2 | B | B | B | B |  | TX | Investment | Refinance - Cash-out - Other | C B A | N/A | Non QM | No |
| 223717514 | [Redacted] | [Redacted] |  | 33846960 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-09): Client elects to waive. |  |  | 07/09/2025 | 2 | A | A | A | A B |  | NC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223717514 | [Redacted] | [Redacted] |  | 33846961 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-09): Client elects to waive. |  |  | 07/09/2025 | 3 | A | A | A | A |  | NC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223717514 | [Redacted] | [Redacted] |  | 33846962 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-09): Client elects to waive. |  |  | 07/09/2025 | 3 | N/A | N/A | N/A | N/A D |  | NC | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223717585 | [Redacted] | [Redacted] |  | 33846523 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-09): Client elects to waive. |  |  | 07/09/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223717585 | [Redacted] | [Redacted] |  | 33846550 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | [redacted] Initial rate lock not provided. |  |  |  | Reviewer Comment (2025-07-15): Exception Cleared, Rate lock document is received.<br>Buyer Comment (2025-07-14): uploaded initial lock | 07/15/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223717585 | [Redacted] | [Redacted] |  | 33846552 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Properly Executed by all persons vested on title) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed. | Fair Market Value is executed by lender. |  |  |  | Reviewer Comment (2025-07-15): Exception Cleared, received Fair Market Value disclosure is signed by lender.<br>Buyer Comment (2025-07-14): UPLOADED | 07/15/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223717585 | [Redacted] | [Redacted] |  | 33846553 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. | Fair Market Value is executed by lender. |  |  |  | Reviewer Comment (2025-07-15): Exception Cleared, received Fair Market Value disclosure is signed by lender.<br>Buyer Comment (2025-07-14): UPLOADED | 07/15/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223717585 | [Redacted] | [Redacted] |  | 33846554 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. | [redacted] forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-07-15): Client elects to waive. |  |  | 07/15/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223717585 | [Redacted] | [Redacted] |  | 33846555 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | [redacted] Constitution Section [redacted]: Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least one ([redacted]) business day prior to closing. | Itemized Disclosure not provided. |  |  |  | Reviewer Comment (2025-07-15): Exception Cleared, received Itemized disclosure.<br>Buyer Comment (2025-07-14): uploaded | 07/15/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223725554 | [Redacted] | [Redacted] |  | 33870670 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223725554 | [Redacted] | [Redacted] |  | 33870671 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223725554 | [Redacted] | [Redacted] |  | 33870672 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223725587 | [Redacted] | [Redacted] |  | 33870846 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-10): Not required |  |  | 07/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223725587 | [Redacted] | [Redacted] |  | 33890878 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Lender Exception(s) not provided |  | The 1008 indicates there was an exception obtained on this loan. The file is missing the Exception request form, compensating factors and exception approval |  |  |  | Reviewer Comment (2025-07-16): Lender exception document received, exception cleared.<br>Buyer Comment (2025-07-14): Credit Exception | 07/16/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223725587 | [Redacted] | [Redacted] |  | 33943034 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is requesting a cash out close end second mortgage of an owner occupied residence utilizing bank statements to qualify while being self employed for [redacted] months. section [redacted].[redacted].[redacted] requires an exception when self employed for less than [redacted] months. Borrower purchased company that she has been working since [redacted]. Purchased [redacted], short [redacted] months of S/E income at time of closing. She manages [redacted] properties for companies(does not have ownership in the properties). Borrower has a [redacted] lien that is required to be paid off and would like to increase loan amount to cover payoff of the [redacted] lien and still allow for cashback to keep as reserves and for home improvements. We have a very low DTI at [redacted]% over [redacted] years ownership in the subject no other real estate owner, over [redacted] in reserves - sufficient to payoff the loan, and limited consumer debt. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. | Borrower has owned the subject property for at least [redacted] years. | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-23): Client elects to waive with compensating factors.<br>Buyer Comment (2025-07-21): exeption approval |  |  | 07/23/2025 | 2 |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223726306 | [Redacted] | [Redacted] |  | 33871003 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223726306 | [Redacted] | [Redacted] |  | 33871005 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | AL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223726306 | [Redacted] | [Redacted] |  | 33871007 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 2 | A | A | A | A B |  | AL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223726308 | [Redacted] | [Redacted] |  | 33870765 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 2 | A | A | A | A B |  | AL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223726308 | [Redacted] | [Redacted] |  | 33870766 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | AL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223726308 | [Redacted] | [Redacted] |  | 33870768 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223726360 | [Redacted] | [Redacted] |  | 33873568 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Non QM | No |
| 223726360 | [Redacted] | [Redacted] |  | 33873639 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not requried. |  |  | 07/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Non QM | No |
| 223726360 | [Redacted] | [Redacted] |  | 33873640 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Non QM | No |
| 223726360 | [Redacted] | [Redacted] |  | 33873686 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date [redacted] is after the note date of [redacted]. |  |  |  | Reviewer Comment (2025-07-14): Hazard Insurance Policy document received and verified. Exception cleared.<br>Buyer Comment (2025-07-11): Please see attached HOI policy effective at time of closing. | 07/14/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Non QM | No |
| 223726360 | [Redacted] | [Redacted] |  | 33873795 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | ATR Failure due to points and fees; Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of the greater of [redacted]% of the Federal Total Loan Amount and $[redacted]. |  |  |  | Reviewer Comment (2025-08-06): Client restated loan to NonQM<br>Buyer Comment (2025-08-05): Restated to Non-QM, please see attached Mavent. | 08/06/2025 |  |  | 1 | B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 223726360 | [Redacted] | [Redacted] |  | 33873796 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees [redacted] | Qualified Mortgage (Dodd Frank [redacted]): Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of the greater of [redacted]% of the Federal Total Loan Amount and $[redacted]([redacted]). Points and Fees total $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of $[redacted] and $[redacted] ([redacted]) (an overage of $[redacted]or [redacted]%). | Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of the greater of [redacted]% of the Federal Total Loan Amount and $[redacted]. |  |  |  | Reviewer Comment (2025-08-06): Client restated loan to NonQM<br>Buyer Comment (2025-08-05): Please see updated Mavent provided today after restating to Non-QM. | 08/06/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Non QM | No |
| 223726360 | [Redacted] | [Redacted] |  | 34153658 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank [redacted]): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Client restated loan to NonQM |  |  |  | Reviewer Comment (2025-08-06): Client elects to waive. |  |  | 08/06/2025 | 2 |  | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Non QM | No |
| 223727112 | [Redacted] | [Redacted] |  | 33882475 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223727112 | [Redacted] | [Redacted] |  | 33882540 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): Not required. |  |  | 07/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223727252 | [Redacted] | [Redacted] |  | 33881515 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-10): per deal notes |  |  | 07/10/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223727252 | [Redacted] | [Redacted] |  | 33881516 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-10): per deal notes |  |  | 07/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223727252 | [Redacted] | [Redacted] |  | 33881517 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive.<br>Buyer Comment (2025-07-14): Rebuttal |  |  | 07/16/2025 | 2 | A | A | A | A B |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223727252 | [Redacted] | [Redacted] |  | 33881525 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | ATR failure due to missing income documentation: CPA letter or third party verification for [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-07-28): Received required documentation. Condition cleared.<br>Buyer Comment (2025-07-25): CPA letter<br>Reviewer Comment (2025-07-21): Unable to clear. Most recent signed, dated 1040s is not located in the file.<br>Buyer Comment (2025-07-14): Closing VOE shows we verified with CPA | 07/28/2025 |  |  | 1 | B | A C | B | A C B |  | NY | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223727252 | [Redacted] | [Redacted] |  | 33881526 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Schedule [redacted] | General QM: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | ATR failure due to missing income documentation: CPA letter or third party verification for [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-07-21): Received VVOE.<br>Buyer Comment (2025-07-14): This shows we verified with CPA | 07/21/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223727252 | [Redacted] | [Redacted] |  | 33881527 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Schedule [redacted] | General QM: Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | ATR failure due to missing income documentation: CPA letter or third party verification for [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-07-28): Received required documentation. Condition cleared.<br>Buyer Comment (2025-07-25): CPA letter<br>Reviewer Comment (2025-07-21): Unable to clear. Most recent signed, dated 1040s is not located in the file.<br>Buyer Comment (2025-07-14): VOE for closing shows verified with CPA | 07/28/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223727252 | [Redacted] | [Redacted] |  | 33888780 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | CPA letter or third party verification for [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-07-21): Cleared. Received VVOE.<br>Buyer Comment (2025-07-14): Closing showing we verified with CPA | 07/21/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223727252 | [Redacted] | [Redacted] |  | 33888829 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to missing income documentation: CPA letter or third party verification for [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-07-21): Received VVOE.<br>Buyer Comment (2025-07-14): Closing VOE showing we verified with CPA | 07/21/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223727252 | [Redacted] | [Redacted] |  | 33889137 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | ATR failure due to missing income documentation: CPA letter or third party verification for [redacted] not provided in file. |  |  |  | Reviewer Comment (2025-07-21): Received VVOE.<br>Buyer Comment (2025-07-14): Closing VOE showing we verified with CPA | 07/21/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223728902 | [Redacted] | [Redacted] |  | 33881848 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title policy coverage $[redacted] is less than original loan amount of $[redacted]. |  |  |  | Reviewer Comment (2025-07-22): Title final received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-07-18): attached | 07/22/2025 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223728902 | [Redacted] | [Redacted] |  | 33881849 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2025-07-22): Title final received & associated. Exception cleared. | 07/22/2025 |  |  | 1 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223728902 | [Redacted] | [Redacted] |  | 33881850 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive. |  |  | 07/11/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223728902 | [Redacted] | [Redacted] |  | 33881852 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive. |  |  | 07/11/2025 | 2 | A | A | A | A B |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223728902 | [Redacted] | [Redacted] |  | 33881853 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive. |  |  | 07/11/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223729152 | [Redacted] | [Redacted] |  | 33884191 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive. |  |  | 07/11/2025 | 2 | A | A | A | A B |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223729152 | [Redacted] | [Redacted] |  | 33884194 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive. |  |  | 07/11/2025 | 3 | N/A | N/A | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223729152 | [Redacted] | [Redacted] |  | 33884196 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-11): Client elects to waive. |  |  | 07/11/2025 | 3 | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223729152 | [Redacted] | [Redacted] |  | 33884256 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Verification of employment is not within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-07-21): VVOE received, exception cleared.<br>Buyer Comment (2025-07-18): Verification of Employment | 07/21/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223729152 | [Redacted] | [Redacted] |  | 33884257 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment is not within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-07-21): VVOE received, exception cleared.<br>Buyer Comment (2025-07-18): Please see FVOE uploaded today | 07/21/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223729152 | [Redacted] | [Redacted] |  | 33884264 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Verification of employment is not within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-07-21): Verification of employment received, exception cleared.<br>Buyer Comment (2025-07-18): Please see FVOE uploaded today | 07/21/2025 |  |  | 1 | B | A C | B | A C B |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 223729152 | [Redacted] | [Redacted] |  | 33884265 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Verification of employment is not within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-07-21): VVOE received, exception cleared.<br>Buyer Comment (2025-07-18): Please see FVOE uploaded today | 07/21/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223729152 | [Redacted] | [Redacted] |  | 33884285 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Verification of employment is not within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-07-21): Verification of employment received, exception cleared.<br>Buyer Comment (2025-07-18): Please see FVOE uploaded today | 07/21/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223732223 | [Redacted] | [Redacted] |  | 33896256 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-14): Client elects to waive. |  |  | 07/14/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732223 | [Redacted] | [Redacted] |  | 33896258 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-14): Client elects to waive. |  |  | 07/14/2025 | 3 | N/A | N/A | N/A | N/A D |  | IL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732223 | [Redacted] | [Redacted] |  | 33896259 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-14): Client elects to waive. |  |  | 07/14/2025 | 2 | A | A | A | A B |  | IL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732223 | [Redacted] | [Redacted] |  | 33896279 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The homeowner's insurance declarations page in the file verified an effective date of [redacted], which is after the consummation date of [redacted]. Provide a revised homeowner's insurance declaration page or policy verifying coverage in effect at or prior to consummation. |  |  |  | Reviewer Comment (2025-07-30): Prior homeowner's insurance copy received. Exception Cleared.<br>Buyer Comment (2025-07-29): HOI | 07/30/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732223 | [Redacted] | [Redacted] |  | 33896292 |  | Compliance | Compliance | State Compliance | State Defect | [redacted] SB [redacted] | [redacted] Predatory Lending Database Program ([redacted] [redacted]) - Certificate of Compliance or Exemption not attached to mortgage for recording. | Certificate of Compliance or Exemption disclosure was not provided. |  |  |  | Reviewer Comment (2025-07-17): Exception Cleared, received [redacted] - County - Certificate of Compliance or Exemption - [redacted].<br>Buyer Comment (2025-07-16): [redacted] lending cert | 07/17/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732750 | [Redacted] | [Redacted] |  | 33896199 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-14): Client elects to waive. |  |  | 07/14/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732750 | [Redacted] | [Redacted] |  | 33896200 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-14): Client elects to waive. |  |  | 07/14/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732750 | [Redacted] | [Redacted] |  | 33896215 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. | [redacted] forms not used for closing of home equity loan. |  |  |  | Reviewer Comment (2025-07-24): Not required.<br>Buyer Comment (2025-07-22): The [redacted] forms are for [redacted] lien. All [redacted] ([redacted])([redacted]) pertinent info is on required documents. |  |  | 07/24/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732750 | [Redacted] | [Redacted] |  | 33896227 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. | Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  | Reviewer Comment (2025-07-24): Acknowledgment of the Fair Market Value executed by the lender is received. Exception cleared.<br>Buyer Comment (2025-07-22): Please see attached signed Fair Market Value Ack. | 07/24/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223732752 | [Redacted] | [Redacted] |  | 33896270 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-14): Client elects to waive. |  |  | 07/14/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732752 | [Redacted] | [Redacted] |  | 33896271 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-14): Client elects to waive. |  |  | 07/14/2025 | 3 | N/A | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732752 | [Redacted] | [Redacted] |  | 33896272 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-14): Client elects to waive. |  |  | 07/14/2025 | 2 | A | A | A | A B |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223732897 | [Redacted] | [Redacted] |  | 33905900 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-14): per deal notes |  |  | 07/14/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223733824 | [Redacted] | [Redacted] |  | 33903931 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-14): per deal notes |  |  | 07/14/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223733824 | [Redacted] | [Redacted] |  | 33903932 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-14): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 07/14/2025 | 3 | N/A | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223733824 | [Redacted] | [Redacted] |  | 33903933 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive. |  |  | 07/16/2025 | 2 | A | A | A | A B |  | OH | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223745528 | [Redacted] | [Redacted] |  | 33940109 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive. |  |  | 07/16/2025 | 2 | A | A | A | A B |  | UT | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223745528 | [Redacted] | [Redacted] |  | 33940113 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive. |  |  | 07/16/2025 | 3 | N/A | N/A | N/A | N/A D |  | UT | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223745528 | [Redacted] | [Redacted] |  | 33940136 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive. |  |  | 07/16/2025 | 3 | A | A | A | A |  | UT | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223745528 | [Redacted] | [Redacted] |  | 33951033 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The 1008 indicates that an exception was requested to use leases in lieu of tax returns for rental income, however a lender exception and approval is not located in the file. |  |  |  | Reviewer Comment (2025-07-23): cleared. per client, exception is not needed.<br>Buyer Comment (2025-07-21): Please waive exception is not needed. | 07/23/2025 |  |  | 1 | C | A C | C | A C |  | UT | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223749699 | [Redacted] | [Redacted] |  | 33940329 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive. |  |  | 07/16/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223749699 | [Redacted] | [Redacted] |  | 33940342 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Principal and Interest | TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on [redacted] disclosed a Principal and Interest Payment that does not match the actual payment for the loan. | P&I variance is due to difference in P&I between note and final closing disclosure. |  |  |  | Reviewer Comment (2025-08-06): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-08-05): New ROR delivered<br>Reviewer Comment (2025-08-01): [redacted] received Corrected CD & LOE to borrower, As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Buyer Comment (2025-07-31): PCCD LOX |  | 08/06/2025 |  | 2 | C | B C | C | B C |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223749699 | [Redacted] | [Redacted] |  | 33940343 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed a periodic principal and interest payment for payment stream [redacted] that does not match the actual payment for the loan. | P&I variance is due to difference in P&I between note and final closing disclosure. |  |  |  | Reviewer Comment (2025-08-06): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-08-05): New ROR delivered<br>Reviewer Comment (2025-08-01): [redacted] received Corrected CD & LOE to borrower, As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is also required. Please provide proof rescission reopened to all consumers.<br>Buyer Comment (2025-07-31): PCCD LOX |  | 08/06/2025 |  | 2 | C | B C | C | B C |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223749918 | [Redacted] | [Redacted] |  | 33944180 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-07-23): Form 1073 received and updated. Exception cleared<br>Buyer Comment (2025-07-21): Please see appraisal showing no damage | 07/23/2025 |  |  | 1 | C | A C | C | A C |  | HI | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223749918 | [Redacted] | [Redacted] |  | 33944208 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive. |  |  | 07/16/2025 | 3 | A | A | A | A |  | HI | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223749918 | [Redacted] | [Redacted] |  | 33944215 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-07-16): Client elects to waive. |  |  | 07/16/2025 | 2 | A | A | A | A B |  | HI | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223749918 | [Redacted] | [Redacted] |  | 33944958 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Full appraisal and/or AVM not provided in file. |  |  |  | Reviewer Comment (2025-07-23): Appraisal received and updated. Exception cleared<br>Buyer Comment (2025-07-21): appraisal | 07/23/2025 |  |  | 1 | D | A D | D | A D |  | HI | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223749918 | [Redacted] | [Redacted] |  | 33951297 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for condotel is approved. \*\*\*Appraisal or AVM is not located in the file. Subject to review for guideline requirements.\*\*\* | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-07-28): Client elects to waive with compensating factors.<br>Buyer Comment (2025-07-24): please clear appraisal on file |  |  | 07/28/2025 | 2 | C | B C | C | B C |  | HI | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223749918 | [Redacted] | [Redacted] |  | 33951570 |  | Compliance | Compliance | Federal Compliance | TRID Defect | Missing Closing Disclosure: No Document Used For Fee Testing | Missing Final Closing Disclosure. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. |  |  |  |  | Reviewer Comment (2025-07-23): Received CD<br>Buyer Comment (2025-07-21): Final CD | 07/23/2025 |  |  | 1 | D | A D | D | A D |  | HI | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223750037 | [Redacted] | [Redacted] |  | 33934448 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-15): per deal notes |  |  | 07/15/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223750037 | [Redacted] | [Redacted] |  | 33934472 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | No asset documentation provided. [redacted] month assets required for LTV above [redacted]%, cash out is not enough after payoffs. | Borrower has verified disposable income of at least $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-08): Client elects to downgrade and waive with compensating factors.<br>Reviewer Comment (2025-08-08): Lender exception provided for reserve shortage.<br>Buyer Comment (2025-08-06): Exception Approval |  |  | 08/08/2025 | 2 | C | B C | C | B C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223750037 | [Redacted] | [Redacted] |  | 33934473 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Lender Exception approved to allow [redacted] FICO score at [redacted]% LTV. | Borrower has verified disposable income of at least $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-07-15): Client elected to waive exceptions with compensating factors. |  |  | 07/15/2025 | 2 | B | B | B | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223750037 | [Redacted] | [Redacted] |  | 33934485 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Insufficient assets provided to meet reserve requirement. |  |  |  | Reviewer Comment (2025-08-08): Cleared. Received lender exception for reserve shortage.<br>Buyer Comment (2025-08-06): Exception Approval uploaded | 08/08/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223750037 | [Redacted] | [Redacted] |  | 33934488 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Data updated correctly. |  |  |  | Reviewer Comment (2025-08-08): Cleared. Received lender exception for reserve shortage.<br>Buyer Comment (2025-08-06): Exception Approval uploaded | 08/08/2025 |  |  | 1 | B | A C | B | A C B |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223750037 | [Redacted] | [Redacted] |  | 34168559 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Lender exception provided for credit score of [redacted] vs [redacted] score required for [redacted]%. | Borrower has verified disposable income of at least $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-08): Client elects to waive with compensating factors. |  |  | 08/08/2025 | 2 |  | B |  | B |  | GA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223751299 | [Redacted] | [Redacted] |  | 33949532 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-17): Client elects to waive. |  |  | 07/17/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223751299 | [Redacted] | [Redacted] |  | 33949538 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-17): Client elects to waive. |  |  | 07/17/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223751299 | [Redacted] | [Redacted] |  | 33949557 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy amount not provided on preliminary title. |  |  |  | Reviewer Comment (2025-07-23): supplemental report was provided<br>Buyer Comment (2025-07-21): Supplemental | 07/23/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| 223759250 | [Redacted] | [Redacted] |  | 33953811 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-17): Client elects to waive. |  |  | 07/17/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759250 | [Redacted] | [Redacted] |  | 33953856 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Principal and Interest | TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on [redacted] disclosed a Principal and Interest Payment that does not match the actual payment for the loan. | Final CD disclosed with incorrect P&I amount of $[redacted]. Post-close CD shows correct amount of $[redacted]. |  |  |  | Reviewer Comment (2025-10-08): [redacted] received Letter of Explanation & Corrected Closing Disclosure.<br>Reviewer Comment (2025-08-29): The rescission period on a loan starts when the latest of [redacted] things occurs, (1) the execution of the notice of right to cancel; (2) the consummation of the loan; and (3) the receipt by the consumer of the accurate material disclosures. There are several items deemed to be material disclosures as referenced under [redacted]: • APR • Finance Charge • Amount Financed • Total of Payments • Payment schedule. The P&I & the Projected Payment Schedule disclosed on the final CD provided to the borrower were inaccurate and required cure to borrower. The material disclosure item was inaccurate, thereby not starting the rescission period. (Tolling rescission.) The lender acknowledged the inaccuracy when they cured with Corrected CD & LOE to borrower. When the lender provided a new PCCD that reflect a corrected P&I & Projected Payment Schedule that is now accurate , a new [redacted] would have started the [redacted] day clock. Issuing new [redacted] to the consumer(s) is not reopening rescission it is an attempt to end the rescission that did not expire [redacted] days after consummation based on the inaccurate P&I & Projected payment schedule. Per SFA TRID Grid [redacted], "for exceptions related to one of the Material Disclosures on rescindable transactions, a separate EV3-[redacted] exception for extended rescission rights will be cited if the remediation does not included evidence the lender re-opened rescission." The lender can remediate this exception by reopening rescission within the [redacted] year tolling period. On this loan, the lender provided all components of the P&I & Projected Payment Schedule cure except for the reopened rescission within [redacted] days. To remediate the tolling rescission exception, we require a LOE, proof of delivery, and a new RTC that is received [redacted] business days prior to the updated cancel by date to all consumers.<br>Buyer Comment (2025-08-28): regarding this condition, please advise what your requirements are for reopened recission<br>Reviewer Comment (2025-08-15): [redacted] re-received Corrected CD & LOE to borrower. Missing the proof of reopening of rescission to consumers. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is required to cure.<br>Buyer Comment (2025-08-14): loe and pccd and final settlement stmt---PCCD done to balance fees with a Final Settlement Statement . The P&I does match the Note<br>Reviewer Comment (2025-08-06): Please provide LOE for change in payment amount on the PCCD and as this is a rescindable transaction re-opening or RTC is also required to complete remediation.<br>Buyer Comment (2025-08-05): uploaded lox & pccd |  | 10/08/2025 |  | 2 | C | B C | C | B C |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223759250 | [Redacted] | [Redacted] |  | 33953857 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed a periodic principal and interest payment for payment stream [redacted] that does not match the actual payment for the loan. | Final CD disclosed with incorrect P&I amount of $[redacted]. Post-close CD shows correct amount of $[redacted]. |  |  |  | Reviewer Comment (2025-10-08): [redacted] received Letter of Explanation & Corrected Closing Disclosure.<br>Reviewer Comment (2025-10-08): Will clear exception and add the tolling rescission exception requirement.<br>Reviewer Comment (2025-10-08): [redacted] received rebuttal that PCCD corrected the P&I. This is a post closing correction after the initial rescission period. Rescission is required to be reopened as the Corrected material Disclosures were not provided to borrower at closing and the initial rescission was not met as borrower had not yet received the Corrected CD with the correct material disclosure of the P&I payment. As previously noted:The rescission period on a loan starts when the latest of [redacted] things occurs, (1) the execution of the notice of right to cancel; (2) the consummation of the loan; and (3) the receipt by the consumer of the accurate material disclosures. There are several items deemed to be material disclosures as referenced under [redacted]: • APR • Finance Charge • Amount Financed • Total of Payments • Payment schedule. The P&I & the Projected Payment Schedule disclosed on the final CD provided to the borrower were inaccurate and required cure to borrower. The material disclosure item was inaccurate, thereby not starting the rescission period. (Tolling rescission.) The lender acknowledged the inaccuracy when they cured with Corrected CD & LOE to borrower. When the lender provided a new PCCD that reflect a corrected P&I & Projected Payment Schedule that is now accurate , a new [redacted] would have started the [redacted] day clock. Issuing new [redacted] to the consumer(s) is not reopening rescission it is an attempt to end the rescission that did not expire [redacted] days after consummation based on the inaccurate P&I & Projected payment schedule. Per SFA TRID Grid [redacted], "for exceptions related to one of the Material Disclosures on rescindable transactions, a separate EV3-[redacted] exception for extended rescission rights will be cited if the remediation does not included evidence the lender re-opened rescission." The lender can remediate this exception by reopening rescission within the [redacted] year tolling period. On this loan, the lender provided all components of the P&I & Projected Payment Schedule cure except for the reopened rescission within [redacted] days. To remediate the tolling rescission exception, we require a LOE, proof of delivery, and a new RTC that is received [redacted] business days prior to the updated cancel by date to all consumers.<br>Buyer Comment (2025-10-07): Note reflects correct payment o f$[redacted].<br>Buyer Comment (2025-10-07): The PCCD corrected the Principal & Interest to $[redacted] which corresponds to the Note (uploaded). Please waive this condition.<br>Reviewer Comment (2025-08-29): The rescission period on a loan starts when the latest of [redacted] things occurs, (1) the execution of the notice of right to cancel; (2) the consummation of the loan; and (3) the receipt by the consumer of the accurate material disclosures. There are several items deemed to be material disclosures as referenced under [redacted]: • APR • Finance Charge • Amount Financed • Total of Payments • Payment schedule. The P&I & the Projected Payment Schedule disclosed on the final CD provided to the borrower were inaccurate and required cure to borrower. The material disclosure item was inaccurate, thereby not starting the rescission period. (Tolling rescission.) The lender acknowledged the inaccuracy when they cured with Corrected CD & LOE to borrower. When the lender provided a new PCCD that reflect a corrected P&I & Projected Payment Schedule that is now accurate , a new [redacted] would have started the [redacted] day clock. Issuing new [redacted] to the consumer(s) is not reopening rescission it is an attempt to end the rescission that did not expire [redacted] days after consummation based on the inaccurate P&I & Projected payment schedule. Per SFA TRID Grid [redacted], "for exceptions related to one of the Material Disclosures on rescindable transactions, a separate EV3-[redacted] exception for extended rescission rights will be cited if the remediation does not included evidence the lender re-opened rescission." The lender can remediate this exception by reopening rescission within the [redacted] year tolling period. On this loan, the lender provided all components of the P&I & Projected Payment Schedule cure except for the reopened rescission within [redacted] days. To remediate the tolling rescission exception, we require a LOE, proof of delivery, and a new RTC that is received [redacted] business days prior to the updated cancel by date to all consumers.<br>Buyer Comment (2025-08-28): regarding this condition, please advise what your requirements are for reopened recission<br>Reviewer Comment (2025-08-15): [redacted] re-received Corrected CD & LOE to borrower. Missing the proof of reopening of rescission to consumers. As this is a Material Disclosure violation on a rescindable transaction, the reopening of rescission is required to cure.<br>Buyer Comment (2025-08-14): see uploaded loe and pccd and final settlement stmt---PCCD done to balance fees with a Final Settlement Statement . The P&I does match the Note;<br>Reviewer Comment (2025-08-06): Please provide LOE for change in payment amount on the PCCD and as this is a rescindable transaction re-opening or RTC is also required to complete remediation.<br>Buyer Comment (2025-08-05): see uploaded lox & pccd |  | 10/08/2025 |  | 2 | C | B C | C | B C |  | WA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223759250 | [Redacted] | [Redacted] |  | 34678978 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Extended Rescission: Inaccurate material disclosures provided to borrower at consummation on a rescindable transaction resulting in extended rescission rights ([redacted] years from consummation). Re-disclosure of accurate material disclosures, LOE, re-opening of rescission and proof of delivery required. |  | The rescission period on a loan starts when the latest of [redacted] things occurs, (1) the execution of the notice of right to cancel; (2) the consummation of the loan; and (3) the receipt by the consumer of the accurate material disclosures. There are several items deemed to be material disclosures as referenced under [redacted]: • APR • Finance Charge • Amount Financed • Total of Payments • Payment schedule. The P&I & the Projected Payment Schedule disclosed on the final CD provided to the borrower were inaccurate and required cure to borrower. The material disclosure item was inaccurate, thereby not starting the rescission period. (Tolling rescission.) The lender acknowledged the inaccuracy when they cured with Corrected CD & LOE to borrower. When the lender provided a new PCCD that reflect a corrected P&I & Projected Payment Schedule that is now accurate , a new [redacted] would have started the [redacted] day clock. Issuing new [redacted] to the consumer(s) is not reopening rescission it is an attempt to end the rescission that did not expire [redacted] days after consummation based on the inaccurate P&I & Projected payment schedule. Per SFA TRID Grid [redacted], "for exceptions related to one of the Material Disclosures on rescindable transactions, a separate EV3-[redacted] exception for extended rescission rights will be cited if the remediation does not included evidence the lender re-opened rescission." The lender can remediate this exception by reopening rescission within the [redacted] year tolling period. On this loan, the lender provided all components of the P&I & Projected Payment Schedule cure except for the reopened rescission within [redacted] days. To remediate the tolling rescission exception, we require a LOE, proof of delivery, and a new RTC that is received [redacted] business days prior to the updated cancel by date to all consumers. |  |  |  | Reviewer Comment (2025-10-14): Provided documentation indicates receipt of RTC on [redacted].<br>Buyer Comment (2025-10-14): Confirmation of RTC receipt on [redacted]<br>Reviewer Comment (2025-10-13): [redacted] received LOE to borrower, copies of unexecuted RTC's, Proof Borrower [redacted] receipt of RTC on [redacted] and copy of an email response from Borrower [redacted] that received document. However, the email response return did not reflect the "date" they received and no date on the email response to determine if they received [redacted] business days prior to the [redacted] cancel by date. Based on the retention policy noted on the email expiring in [redacted] yrs on [redacted] would give indications the email may have been received [redacted] and if RTC received that date, would not be full [redacted] business day waiting period. Please provide documentation to support Borrower [redacted] received the unexecuted RTC's at least [redacted] business days prior to the [redacted] cancel by date.<br>Buyer Comment (2025-10-13): Reopened Recission w Proof of Receipt |  | 10/14/2025 |  | 2 |  | B |  | B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct notice of rescission model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223759458 | [Redacted] | [Redacted] |  | 33953949 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-28): Not required.<br>Buyer Comment (2025-07-24): can you please confirm this is needed---looks like per guidelines our AVM provided should be sufficient with loan amount less than $[redacted] |  |  | 07/28/2025 | 2 | A | A | A | A B |  | IN | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759458 | [Redacted] | [Redacted] |  | 33953950 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-10-01): Secondary valuation received.<br>Buyer Comment (2025-09-30): Please see the attached AVM which was used for Underwriting the file. | 10/01/2025 |  |  | 1 | N/A | A | N/A | A D |  | IN | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759458 | [Redacted] | [Redacted] |  | 33953953 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-18): per deal notes |  |  | 07/18/2025 | 3 | A | A | A | A |  | IN | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759458 | [Redacted] | [Redacted] |  | 33953993 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Calculated combined loan to value percentage of [redacted]% exceeds Guideline combined loan to value percentage of [redacted]%. | Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted]months.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Documentation Type: [redacted]Full Doc<br> Disposable Income: $[redacted]<br>Borrower has worked in the same position for more than [redacted] years. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-12): Lender exception approval for LTV up to [redacted]%. Client elects to waive with compensating factors.<br>Buyer Comment (2025-08-08): See exception to go over [redacted]% CLTV and updated 1008<br>Reviewer Comment (2025-07-28): Exception remains, Provided AVM Shows property value as $[redacted] however 1008 and Final Closing Disclosure shows Appraised Value of $[redacted] causing CLTV exceeds guideline ratio of [redacted]%.<br>Buyer Comment (2025-07-24): please clarify how you came up with that LTV--I show our LTV at [redacted]% |  |  | 08/12/2025 | 2 | C | B C | C | B C |  | IN | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759867 | [Redacted] | [Redacted] |  | 33955618 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-18): per deal notes |  |  | 07/18/2025 | 3 | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759867 | [Redacted] | [Redacted] |  | 33955620 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-18): per deal notes |  |  | 07/18/2025 | 3 | N/A | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759867 | [Redacted] | [Redacted] |  | 33955621 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-18): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 07/18/2025 | 2 | A | A | A | A B |  | CO | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759867 | [Redacted] | [Redacted] |  | 33955673 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for ineligible first lien - [redacted] lien had a Covid Modification [redacted] with term extended to [redacted] months- is approved. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]Bank Statement<br> Disposable Income: $[redacted]<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-07-28): Client elects to waive with compensating factors.<br>Buyer Comment (2025-07-24): Please see attached exception.<br>Reviewer Comment (2025-07-18): Client elected to waive exceptions with compensating factors. |  |  | 07/28/2025 | 2 | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759881 | [Redacted] | [Redacted] |  | 33954563 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Provided preliminary document does not have policy amount, required valid preliminary report. |  |  |  | Reviewer Comment (2025-07-25): Title Supplement received and verified. Exception cleared.<br>Buyer Comment (2025-07-23): Please see title supplement page [redacted] [redacted] and waive. | 07/25/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759881 | [Redacted] | [Redacted] |  | 33954565 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-18): per deal notes |  |  | 07/18/2025 | 3 | A | A | A | A |  | CA | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759881 | [Redacted] | [Redacted] |  | 33954569 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-28): Not required.<br>Buyer Comment (2025-07-24): Please waive. We have a full appraisal. Secondary not required. |  |  | 07/28/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759881 | [Redacted] | [Redacted] |  | 33954571 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-18): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 07/18/2025 | 2 | A | A | A | A B |  | CA | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759881 | [Redacted] | [Redacted] |  | 33954592 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2025-07-28): Corrected P&I<br>Reviewer Comment (2025-07-24): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. | 07/28/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223759991 | [Redacted] | [Redacted] |  | 33955157 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-18): per deal notes |  |  | 07/18/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223764789 | [Redacted] | [Redacted] |  | 33961084 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-19): per deal notes |  |  | 07/19/2025 | 3 | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223764789 | [Redacted] | [Redacted] |  | 33961100 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification, Tax Verification is missing. |  |  |  | Reviewer Comment (2025-07-29): Received Tax certificate & verified that the property is land only. Exception cleared.<br>Buyer Comment (2025-07-25): Land only, no HOI required | 07/29/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223764792 | [Redacted] | [Redacted] |  | 33959856 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-19): per deal notes |  |  | 07/19/2025 | 3 | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223764792 | [Redacted] | [Redacted] |  | 33959857 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-19): per deal notes |  |  | 07/19/2025 | 3 | N/A | N/A | N/A | N/A D |  | UT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223764792 | [Redacted] | [Redacted] |  | 33959859 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-24): Client elects to waive. |  |  | 07/24/2025 | 2 | A | A | A | A B |  | UT | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223769981 | [Redacted] | [Redacted] |  | 33967099 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223769981 | [Redacted] | [Redacted] |  | 33967104 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223769981 | [Redacted] | [Redacted] |  | 33967105 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223769981 | [Redacted] | [Redacted] |  | 33967148 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Lender approved exception for FICO score of [redacted] with CLTV of [redacted]%. Compensating factors: Residual income, long term employment, long term residence, reserves and DTI. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Borrower has been employed in the same industry for more than [redacted] years. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-07-21): Client elects to waive with compensating factors. |  |  | 07/21/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223770012 | [Redacted] | [Redacted] |  | 33966165 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223770012 | [Redacted] | [Redacted] |  | 33966166 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223770012 | [Redacted] | [Redacted] |  | 33966172 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223770014 | [Redacted] | [Redacted] |  | 33967294 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223770014 | [Redacted] | [Redacted] |  | 33967296 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | N/A | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223770014 | [Redacted] | [Redacted] |  | 33967298 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 2 | A | A | A | A B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223770016 | [Redacted] | [Redacted] |  | 33966227 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-07-28): E-Sign Consent Agreement received & associated. Exception cleared.<br>Buyer Comment (2025-07-24): econsent | 07/28/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223770016 | [Redacted] | [Redacted] |  | 33966228 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 2 | A | A | A | A B |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223770016 | [Redacted] | [Redacted] |  | 33966229 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-08-01): Received required documentation. Condition cleared.<br>Buyer Comment (2025-07-30): uploaded cda | 08/01/2025 |  |  | 1 | N/A | A | N/A | A D |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223770016 | [Redacted] | [Redacted] |  | 33966231 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966435 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 2 | A | A | A | A B |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966436 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | N/A | N/A | N/A | N/A D |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966437 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-21): Client elects to waive. |  |  | 07/21/2025 | 3 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966463 |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Verification of employment within [redacted] business days of Note date is missing in file. |  |  |  | Reviewer Comment (2025-08-07): Cleared. Received clarification and supporting documentation regarding VVOE and subsidiary company,<br>Buyer Comment (2025-08-05): XXXX is a subsidiary of [redacted]<br>Buyer Comment (2025-08-05): SEE [redacted]<br>Reviewer Comment (2025-07-29): The verification from [redacted] was located at original review, however the verification references the company the borrower works for is [redacted]. All income documentation in the file reflects the borrower works for [redacted]. There is nothing in the file to indicate these company are associated.<br>Buyer Comment (2025-07-25): THIS WAS IN YOUR FILE---SEE [redacted]--COMPLETED ON [redacted], ALSO SEE [redacted]---PLEASE WAIVE/CANCEL ALL [redacted] DAY VVOE CONDITIONS | 08/07/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966464 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment within [redacted] business days of Note date is missing in file. |  |  |  | Reviewer Comment (2025-08-07): Cleared. Received clarification and supporting documentation regarding VVOE and subsidiary company,<br>Buyer Comment (2025-08-05): see uploaded XXXX is a subsidiary of [redacted] docs and SEE [redacted]<br>Reviewer Comment (2025-07-29): The verification from [redacted] was located at original review, however the verification references the company the borrower works for is [redacted]. All income documentation in the file reflects the borrower works for [redacted]. There is nothing in the file to indicate these company are associated.<br>Buyer Comment (2025-07-25): THIS WAS IN YOUR FILE---SEE [redacted]--COMPLETED ON [redacted], ALSO SEE [redacted]---PLEASE WAIVE/CANCEL ALL [redacted] DAY VVOE CONDITIONS | 08/07/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966469 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan designation discrepancy due to Verification of employment within [redacted] business days of Note date missing in file causing the loan to [redacted]. |  |  |  | Reviewer Comment (2025-08-07): Cleared. Received clarification and supporting documentation regarding VVOE and subsidiary company,<br>Buyer Comment (2025-08-05): see uploaded XXXX is a subsidiary of [redacted] docs and SEE [redacted]<br>Reviewer Comment (2025-07-29): The verification from [redacted] was located at original review, however the verification references the company the borrower works for is [redacted]. All income documentation in the file reflects the borrower works for [redacted]. There is nothing in the file to indicate these company are associated.<br>Buyer Comment (2025-07-25): THIS WAS IN YOUR FILE---SEE [redacted]--COMPLETED ON [redacted], ALSO SEE [redacted]---PLEASE WAIVE/CANCEL ALL [redacted] DAY VVOE CONDITIONS | 08/07/2025 |  |  | 1 | B | A C | B | A C B |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| 223770334 | [Redacted] | [Redacted] |  | 33966470 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - W-2 | Ability to Repay (Dodd-Frank [redacted]): Unable to verify current Wages/W-2 employment status using reasonably reliable third-party records. | Waterfall due to verbal verification of employment missing in file. |  |  |  | Reviewer Comment (2025-08-07): Cleared. Received clarification and supporting documentation regarding VVOE and subsidiary company,<br>Buyer Comment (2025-08-05): see uploaded teksystems is a subsidiary of [redacted] docs and SEE [redacted]<br>Reviewer Comment (2025-07-29): The verification from [redacted] was located at original review, however the verification references the company the borrower works for is [redacted]. All income documentation in the file reflects the borrower works for [redacted]. There is nothing in the file to indicate these company are associated.<br>Buyer Comment (2025-07-25): THIS WAS IN YOUR FILE---SEE [redacted]--COMPLETED ON [redacted], ALSO SEE [redacted]---PLEASE WAIVE/CANCEL ALL [redacted] DAY VVOE CONDITIONS | 08/07/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966471 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | Waterfall due to verbal verification of employment missing in file. |  |  |  | Reviewer Comment (2025-08-07): Cleared. Received clarification and supporting documentation regarding VVOE and subsidiary company, | 08/07/2025 |  |  | 1 | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966490 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank [redacted]): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Ability to repay failure is due to Verification of employment within [redacted] business days of Note date is missing. |  |  |  | Reviewer Comment (2025-08-07): Cleared. Received clarification and supporting documentation regarding VVOE and subsidiary company,<br>Buyer Comment (2025-08-05): see uploaded XXXX is a subsidiary of [redacted] docs and SEE [redacted]<br>Reviewer Comment (2025-07-29): The verification from [redacted] was located at original review, however the verification references the company the borrower works for is [redacted]. All income documentation in the file reflects the borrower works for [redacted]. There is nothing in the file to indicate these company are associated.<br>Buyer Comment (2025-07-25): THIS WAS IN YOUR FILE---SEE [redacted]--COMPLETED ON [redacted], ALSO SEE [redacted]---PLEASE WAIVE/CANCEL ALL [redacted] DAY VVOE CONDITIONS | 08/07/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 33966500 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank [redacted]): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Ability to repay failure is due to Verification of employment missing in file. |  |  |  | Reviewer Comment (2025-08-07): Cleared. Received clarification and supporting documentation regarding VVOE and subsidiary company,<br>Buyer Comment (2025-08-05): see uploaded XXXX is a subsidiary of [redacted] docs and SEE [redacted]<br>Reviewer Comment (2025-07-29): The verification from [redacted] was located at original review, however the verification references the company the borrower works for is [redacted]. All income documentation in the file reflects the borrower works for [redacted]. There is nothing in the file to indicate these company are associated.<br>Buyer Comment (2025-07-25): THIS WAS IN YOUR FILE---SEE [redacted]--COMPLETED ON [redacted], ALSO SEE [redacted]---PLEASE WAIVE/CANCEL ALL [redacted] DAY VVOE CONDITIONS | 08/07/2025 |  |  | 1 | C | A C | C | A C |  | OR | Primary | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223770334 | [Redacted] | [Redacted] |  | 34160331 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank [redacted]): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-08-07): Cleared. Received clarification and supporting documentation regarding VVOE and subsidiary company, | 08/07/2025 |  |  | 1 |  | A |  | A |  | OR | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| 223778663 | [Redacted] | [Redacted] |  | 33979547 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-24): Client elects to waive.<br>Reviewer Comment (2025-07-22): .<br>Reviewer Comment (2025-07-22): per deal notes |  |  | 07/24/2025 | 2 | A | A | A | A B |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223778663 | [Redacted] | [Redacted] |  | 33979557 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-22): per deal notes |  |  | 07/22/2025 | 3 | N/A | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223778663 | [Redacted] | [Redacted] |  | 33979559 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-22): per deal notes |  |  | 07/22/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223778664 | [Redacted] | [Redacted] |  | 33978832 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-22): per deal notes |  |  | 07/22/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223778951 | [Redacted] | [Redacted] |  | 33979835 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax certificate is missing in file. |  |  |  | Reviewer Comment (2025-08-04): Tax certificate received, exception cleared.<br>Buyer Comment (2025-08-01): tax bill | 08/04/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223778951 | [Redacted] | [Redacted] |  | 33979954 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-21): per deal notes |  |  | 07/21/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223778951 | [Redacted] | [Redacted] |  | 33980090 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. | Final closing disclosure is signed [redacted] day prior to the issue date. |  |  |  | Reviewer Comment (2025-09-18): [redacted] received CD.<br>Buyer Comment (2025-09-18): uploaded [redacted] CD<br>Buyer Comment (2025-09-17): Please advise the initial closing disclosure was provided with the loan file delivered for review. It is pages [redacted] - [redacted] of the file uploaded to situs. There was an additional CD completed on [redacted] but there were no changes that would have required a revised CD to be disclosed to the borrower. Therefore, there was no reason for the [redacted] CD to be executed or delivered to the borrower within [redacted] days of closing. The initial CD disclosed and executed by the borrower on [redacted] should be acceptable.<br>Reviewer Comment (2025-09-10): [redacted] received LOE & [redacted] issued dated CD signed on [redacted]. There were[redacted] CD's provided, but they appear to be the same CD, signatures appear identical. LOE states that there were changes made to the title fees which required an updated CD. It was stated that the original & revised were both signed at closing. However, as noted, the CD provided is issued on a Post Close date of [redacted], which is after the [redacted] sign date & notary date. This would be a PCCD signed prior to the issue date. Please provide the Final CD which would be issued on or before [redacted].<br>Buyer Comment (2025-09-08): please review this LOX ---this should be sufficient to clear, if not please advise what is missing.<br>Reviewer Comment (2025-08-29): Provided CDs appear to be final or interim CDs. The CD was signed prior to issue date. Please provide initial CD for review.<br>Buyer Comment (2025-08-28): here are both cd's<br>Reviewer Comment (2025-08-26): Trailing CDs match the original CD in the loan file. Please provide the second CD for review and testing mentioned in the LOE.<br>Buyer Comment (2025-08-25): see uploaded lox | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223778951 | [Redacted] | [Redacted] |  | 33980091 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Right of Rescission Timing - Receipt Date Missing | Missing Final Closing Disclosure Received Date. Unable to determine compliance with rescission timing requirements. | Final closing disclosure is signed [redacted] day prior to the issue date. |  |  |  | Reviewer Comment (2025-09-18): [redacted] received CD.<br>Buyer Comment (2025-09-18): uploaded [redacted] CD<br>Reviewer Comment (2025-09-10): All of the CDs provided reflect the date issued as [redacted].<br>Buyer Comment (2025-09-08): please review this LOX ---this should be sufficient to clear, if not please advise what is missing.<br>Reviewer Comment (2025-08-29): Provided CDs appear to be final or interim CDs. The CD was signed prior to issue date. Please provide initial CD for review.<br>Buyer Comment (2025-08-28): see uploaded both cd's<br>Reviewer Comment (2025-08-26): Trailing CDs match the original CD in the loan file. Please provide the second CD for review and testing mentioned in the LOE.<br>Buyer Comment (2025-08-25): see uploaded lox | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223782604 | [Redacted] | [Redacted] |  | 33988573 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-22): per deal notes |  |  | 07/22/2025 | 2 | A | A | A | A B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223782604 | [Redacted] | [Redacted] |  | 33988575 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-22): per deal notes |  |  | 07/22/2025 | 3 | N/A | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223782604 | [Redacted] | [Redacted] |  | 33988576 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-22): per deal notes |  |  | 07/22/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223782615 | [Redacted] | [Redacted] |  | 34014178 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2025-08-04): Final Title Policy received. Exception cleared. | 08/04/2025 |  |  | 1 | A | A | A | A |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223782615 | [Redacted] | [Redacted] |  | 34014181 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-24): Not required. |  |  | 07/24/2025 | 3 | A | A | A | A |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223782615 | [Redacted] | [Redacted] |  | 34014498 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-08-04): Title policy amount updated from Final title policy. Exception cleared.<br>Buyer Comment (2025-08-01): Title | 08/04/2025 |  |  | 1 | B | A B | B | A B |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223782615 | [Redacted] | [Redacted] |  | 34029198 |  | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | The note provided reflects a balloon term, however the loan does not provide for a balloon term. Please provide a corrected note. |  |  |  | Reviewer Comment (2025-08-08): Subject lien Note received & associated. Exception cleared.<br>Buyer Comment (2025-08-07): Note | 08/08/2025 |  |  | 1 | D | A D | D | A D |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223782615 | [Redacted] | [Redacted] |  | 34630996 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | IL | Investment | Refinance - Cash-out - Other | D B A | N/A | Exempt from ATR | No |
| 223788913 | [Redacted] | [Redacted] |  | 34014935 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-24): Not required. |  |  | 07/24/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223788913 | [Redacted] | [Redacted] |  | 34014937 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-08-04): Final Title Policy received, exception cleared. | 08/04/2025 |  |  | 1 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223788913 | [Redacted] | [Redacted] |  | 34014938 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is not provided. |  |  |  | Reviewer Comment (2025-08-04): Final Title Policy received, exception cleared.<br>Buyer Comment (2025-08-01): Please see attached Title Policy. | 08/04/2025 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223788915 | [Redacted] | [Redacted] |  | 34015201 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-24): Not required. |  |  | 07/24/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223788915 | [Redacted] | [Redacted] |  | 34015386 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. | Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  | Reviewer Comment (2025-08-01): Signed Fair Market Acknowledgment received, exception cleared.<br>Buyer Comment (2025-07-30): Please see attached signed [redacted] [redacted] | 08/01/2025 |  |  | 1 | C | A C | C | A C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223788915 | [Redacted] | [Redacted] |  | 34015389 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Points and Fees Exceeds 2% of Original Principal Balance) | [redacted] Constitution Section [redacted]: Points and fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Original Principal Loan Amount. Points and Fees total $[redacted] on an Original Principal Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or [redacted]%.) | Points and Fees total of $[redacted] on an Original Principal Loan Amount of $[redacted] vs. an allowable total of $[redacted]. There is an overage of $[redacted]. |  |  |  | Reviewer Comment (2025-08-28): [redacted] received copy of refund check for $[redacted] , LOE, and proof of delivery.<br>Buyer Comment (2025-08-26): Please see attached RTC cure docs. Expiration is [redacted].<br>Reviewer Comment (2025-08-22): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-08-20): Please see attached PCCD cure docs.<br>Reviewer Comment (2025-08-18): Exception was escalated. Response: <br> Even as a one-time fee, this would remain included in [redacted] C/O points and fees.<br>Buyer Comment (2025-08-14): Please update the condition as it states Points and Fees total [redacted] however, the Loan Asset Summary Report reflects [redacted] cash out fees testing as $[redacted]. Thank you! |  | 08/28/2025 |  | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | Refund the borrower, or credit their account, an amount equal to any overcharge paid by the borrower. (Provide Proof of Delivery, LOE, and Copy of Check. [A servicing screen print can be provided in place of a check when a credit is applied to the borrowers account.]) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223788915 | [Redacted] | [Redacted] |  | 34015390 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Disclosed Amount Financed are $[redacted]. Due Diligence Amount Financed are $[redacted]. There is a variance of $[redacted].<br> Title - Tax certificate fee of and Appraisal service fee not disclosed as finance charge on Itemization of finance charge in file. |  |  |  | Reviewer Comment (2025-08-27): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-08-26): Please see attached RTC cure docs to Exception ID [redacted]<br>Reviewer Comment (2025-08-21): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-08-20): Please see attached PCCD cure docs attached to Exception ID [redacted]<br>Reviewer Comment (2025-08-18): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). (Final/[redacted])<br>Reviewer Comment (2025-08-18): [redacted] received copy of tax cert and lender attestation confirming this was a one time fee at closing. Fee has been removed from finance charge calculation, which remains underdisclosed over tolerance at $[redacted]. As previously stated, this appears due to the [redacted] fee. The [redacted] portion could be either - finance charge or non-finance charge. It would depend on what the [redacted] fee purpose/service is. Is the [redacted] fee for purposes of selecting an appraiser and coordinating receipt of appraisal or for reviewing, confirming data, and verifying the appraisal report? This is the information we are seeking to determine whether the [redacted] fee is excludable. Provide lender attestation as to the services included in the fee. Otherwise, if a lump sum charged for several services includes charges that are not excludable, a portion of the total should be allocated to those services and included in the finance charge. If the [redacted] fee is primarily for verifying or confirming information connected to the appraisal, please provide an attestation indicating such, otherwise, if a creditor is uncertain about what portion of a fee to be paid at consummation or loan closing is related to a [redacted] excludable service, the entire fee may be treated as a finance charge.Final Rule excerpt provided addresses whether the appraisal and [redacted] fee should be disclosed separately or as one charge, it does not address consideration of the [redacted] fee as a finance charge or non-finance charge. Finance Charge determination is based on [redacted] and [redacted] agrees that if the [redacted] fee charged is primarily for verifying or confirming information connected to the appraisal, the [redacted] portion would also be excluded from finance charges per Commentary under[redacted]-1. If the [redacted] charge is primarily for verifying or confirming information connected to the appraisal, please provide LOE from [redacted] provider or signed lender attestation indicating such for documentation in file to support exclusion from finance charges. Otherwise cure with Corrected CD, LOE to borrower, copy of cure refund for $[redacted], proof of mailing and proof of reopening of rescission.<br>Buyer Comment (2025-08-15): See attached invoice for Tax Cert fee $[redacted] in exception [redacted] and previously uploaded email from title confirming not life of loan.<br>Reviewer Comment (2025-08-15): Upfront one-time determination Tax Cert is excluded, however life of loan tax service is included as a finance charge. Please provide invoice or other documentary evidence to determine which portion is for upfront determination and which portion is for life of loan tax service as applicable. Additionally, [redacted] fee is excludable if it is primarily for services related to items listed in [redacted] such as the cost of verifying or confirming information connected to the appraisal. Otherwise, if a lump sum charged for several services includes charges that are not excludable, a portion of the total should be allocated to those services and included in the finance charge. If the [redacted] fee is primarily for verifying or confirming information connected to the appraisal, please provide an attestation indicating such, otherwise, if a creditor is uncertain about what portion of a fee to be paid at consummation or loan closing is related to a [redacted] excludable service, the entire fee may be treated as a finance charge.<br>Buyer Comment (2025-08-14): Please update compliance testing. See attached email from Title of Tax Cert fee as this should be excluded. |  | 08/27/2025 |  | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223788915 | [Redacted] | [Redacted] |  | 34015391 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Disclosed Finance Charges are $[redacted]. Due Diligence Finance Charges are $[redacted]. There is a variance of $[redacted]. <br> Title - Tax certificate fee of and Appraisal service fee not disclosed as finance charge on Itemization of finance charge in file. |  |  |  | Reviewer Comment (2025-08-27): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-08-26): Please see attached RTC cure docs to Exception ID [redacted]<br>Reviewer Comment (2025-08-21): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-08-20): Please see attached PCCD cure docs attached to Exception ID [redacted]<br>Reviewer Comment (2025-08-18): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). (Final/[redacted])<br>Reviewer Comment (2025-08-18): [redacted] received copy of tax cert and lender attestation confirming this was a one time fee at closing. Fee has been removed from finance charge calculation, which remains underdisclosed over tolerance at $[redacted]. As previously stated, this appears due to the [redacted] fee. The [redacted] portion could be either - finance charge or non-finance charge. It would depend on what the [redacted] fee purpose/service is. Is the [redacted] fee for purposes of selecting an appraiser and coordinating receipt of appraisal or for reviewing, confirming data, and verifying the appraisal report? This is the information we are seeking to determine whether the [redacted] fee is excludable. Provide lender attestation as to the services included in the fee. Otherwise, if a lump sum charged for several services includes charges that are not excludable, a portion of the total should be allocated to those services and included in the finance charge. If the [redacted] fee is primarily for verifying or confirming information connected to the appraisal, please provide an attestation indicating such, otherwise, if a creditor is uncertain about what portion of a fee to be paid at consummation or loan closing is related to a [redacted] excludable service, the entire fee may be treated as a finance charge.Final Rule excerpt provided addresses whether the appraisal and [redacted] fee should be disclosed separately or as one charge, it does not address consideration of the [redacted] fee as a finance charge or non-finance charge. Finance Charge determination is based on [redacted] and [redacted] agrees that if the [redacted] fee charged is primarily for verifying or confirming information connected to the appraisal, the [redacted] portion would also be excluded from finance charges per Commentary under[redacted]-1. If the [redacted] charge is primarily for verifying or confirming information connected to the appraisal, please provide LOE from [redacted] provider or signed lender attestation indicating such for documentation in file to support exclusion from finance charges. Otherwise cure with Corrected CD, LOE to borrower, copy of cure refund for $[redacted] , proof of mailing and proof of reopening of rescission.<br>Buyer Comment (2025-08-15): See attached invoice for Tax Cert fee $[redacted] and email from title confirmed not life of loan.<br>Reviewer Comment (2025-08-15): Upfront one-time determination Tax Cert is excluded, however life of loan tax service is included as a finance charge. Please provide invoice or other documentary evidence to determine which portion is for upfront determination and which portion is for life of loan tax service as applicable. Additionally, [redacted] fee is excludable if it is primarily for services related to items listed in [redacted] such as the cost of verifying or confirming information connected to the appraisal. Otherwise, if a lump sum charged for several services includes charges that are not excludable, a portion of the total should be allocated to those services and included in the finance charge. If the [redacted] fee is primarily for verifying or confirming information connected to the appraisal, please provide an attestation indicating such, otherwise, if a creditor is uncertain about what portion of a fee to be paid at consummation or loan closing is related to a [redacted] excludable service, the entire fee may be treated as a finance charge.<br>Buyer Comment (2025-08-14): Please update compliance testing. See attached email from Title of Tax Cert fee as this should be excluded. |  | 08/27/2025 |  | 2 | C | B C | C | B C |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223788928 | [Redacted] | [Redacted] |  | 34015325 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-24): Not required. |  |  | 07/24/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223788928 | [Redacted] | [Redacted] |  | 34015327 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2025-08-01): Title policy amount updated as per received Preliminary title report. Exception cleared.<br>Buyer Comment (2025-07-30): Please see attached Prelim Title w/$[redacted] coverage | 08/01/2025 |  |  | 1 | B | A B | B | A B |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223788928 | [Redacted] | [Redacted] |  | 34029810 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current statement verifying mortgage payment escrows. |  |  |  | Reviewer Comment (2025-08-01): Mortgage Statement received and details updated. Exception cleared.<br>Buyer Comment (2025-07-30): Please see attached docs for [redacted] | 08/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223788928 | [Redacted] | [Redacted] |  | 34029813 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current statement verifying mortgage payment escrows. |  |  |  | Reviewer Comment (2025-08-01): Mortgage statement received and details updated. Exception cleared.<br>Buyer Comment (2025-07-30): Please see attached REO docs for [redacted] & [redacted] | 08/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223788928 | [Redacted] | [Redacted] |  | 34029819 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current statement verifying mortgage payment escrows and a [redacted] mortgage statement |  |  |  | Reviewer Comment (2025-08-01): Tax verification, Hazard Insurance and Mortgage statement received to verify details of PITIA. Exception cleared.<br>Buyer Comment (2025-07-30): Please see attached REO docs for [redacted] along with closed end second CD and Note. | 08/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223788928 | [Redacted] | [Redacted] |  | 34029820 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing a current statement verifying mortgage payment escrows. |  |  |  | Reviewer Comment (2025-08-01): Tax verification, Hazard Insurance and Mortgage statement received to verify details of PITIA. Exception cleared.<br>Buyer Comment (2025-07-30): Please see attached REO docs for [redacted] | 08/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223788928 | [Redacted] | [Redacted] |  | 34630987 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223791322 | [Redacted] | [Redacted] |  | 34028451 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-25): per deal notes |  |  | 07/25/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223791325 | [Redacted] | [Redacted] |  | 34035125 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation discrepancy due to due diligence Loan Designation of Higher Priced QM. |  |  |  | Reviewer Comment (2025-08-01): Per client, restate loan to match due diligence.<br>Buyer Comment (2025-07-30): Please restate the loan to match the current loan designation | 08/01/2025 |  |  | 1 | B | A C | B | A C B |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 223791325 | [Redacted] | [Redacted] |  | 34035171 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-26): per deal notes |  |  | 07/26/2025 | 3 | A | A | A | A |  | FL | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 223791325 | [Redacted] | [Redacted] |  | 34118733 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | . |  |  |  | Reviewer Comment (2025-08-12): Client elects to waive without compensating factors. |  |  | 08/12/2025 | 2 |  | A B |  | B A |  | FL | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 223791717 | [Redacted] | [Redacted] |  | 34030698 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-24): per deal notes |  |  | 07/24/2025 | 3 | A | A | A | A |  | RI | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223791717 | [Redacted] | [Redacted] |  | 34030736 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Provide the [redacted] signed and dated business or personal tax returns for the borrower. |  |  |  | Reviewer Comment (2025-07-31): Client elects to waive.<br>Buyer Comment (2025-07-30): Please see attached extension for [redacted] personal and business along with proof no record found for transcripts. |  |  | 07/31/2025 | 2 | B | B | B | B |  | RI | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223793194 | [Redacted] | [Redacted] |  | 34036709 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-25): per deal notes |  |  | 07/25/2025 | 3 | A | A | A | A |  | NE | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223793194 | [Redacted] | [Redacted] |  | 34036710 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-25): per deal notes |  |  | 07/25/2025 | 3 | N/A | N/A | N/A | N/A D |  | NE | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223793194 | [Redacted] | [Redacted] |  | 34036711 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-25): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 07/25/2025 | 2 | A | A | A | A B |  | NE | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223793816 | [Redacted] | [Redacted] |  | 34036877 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-25): per deal notes |  |  | 07/25/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223793816 | [Redacted] | [Redacted] |  | 34036893 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted]and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | Due to Title- Processing Fee $[redacted] and Title- Service Sales Tax of $[redacted]. Amount financed disclosed is $[redacted]. Calculated amount financed is $[redacted]. Variance of $[redacted]. |  |  |  | Reviewer Comment (2025-08-26): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-08-25): RTC<br>Reviewer Comment (2025-08-15): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-08-14): Cure docs |  | 08/26/2025 |  | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223793816 | [Redacted] | [Redacted] |  | 34036894 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Due to Title- Processing Fee $[redacted] and Title- Service Sales Tax of $[redacted]. Finance charge disclosed is $[redacted]. Calculated finance charge is $[redacted]. Variance of -$[redacted]. |  |  |  | Reviewer Comment (2025-08-26): [redacted] received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Buyer Comment (2025-08-25): see upld<br>Reviewer Comment (2025-08-15): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower [redacted] days to cancel the transaction from date of delivery.<br>Buyer Comment (2025-08-14): See upld |  | 08/26/2025 |  | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223795386 | [Redacted] | [Redacted] |  | 34037443 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-28): Not required. |  |  | 07/28/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223795392 | [Redacted] | [Redacted] |  | 34038401 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-28): Not required. |  |  | 07/28/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223795392 | [Redacted] | [Redacted] |  | 34038402 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-28): Not required. |  |  | 07/28/2025 | 3 | N/A | N/A | N/A | N/A D |  | MA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223795392 | [Redacted] | [Redacted] |  | 34038403 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-28): Not required. |  |  | 07/28/2025 | 2 | A | A | A | A B |  | MA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223795392 | [Redacted] | [Redacted] |  | 34063738 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage is insufficient to cover the senior mortgage and the [redacted] mortgage. Coverage of $[redacted]. Lien amounts: $[redacted] |  |  |  | Reviewer Comment (2025-08-01): Received RCE correspondence from insurance co.<br>Buyer Comment (2025-07-30): RCE Email | 08/01/2025 |  |  | 1 | C | A C | C | A C |  | MA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223795393 | [Redacted] | [Redacted] |  | 34039855 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-28): per deal notes |  |  | 07/28/2025 | 3 | A | A | A | A |  | CT | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223795397 | [Redacted] | [Redacted] |  | 34038500 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | A current mortgage statement is missing. Required to verify [redacted] mortgage escrows taxes and insurance. Otherwise, Tax verification will be required for REO property -[redacted]. |  |  |  | Reviewer Comment (2025-08-05): Trail doc provided (mortgage statement)<br>Buyer Comment (2025-08-05): Prop docs<br>Buyer Comment (2025-07-31): Statement | 08/05/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223795397 | [Redacted] | [Redacted] |  | 34038568 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-28): Not required. |  |  | 07/28/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223795397 | [Redacted] | [Redacted] |  | 34038582 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount of $[redacted] is insufficient by [redacted]. Total liens $[redacted] |  |  |  | Reviewer Comment (2025-08-05): Letter from insurance reflects coverage is sufficient.<br>Buyer Comment (2025-07-31): Agent confirmation of current coverage is replacement cost | 08/05/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223795397 | [Redacted] | [Redacted] |  | 34630923 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223795461 | [Redacted] | [Redacted] |  | 34039084 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation discrepancy due to Point and fees exceeding allowable minimum causing the loan to [redacted]. |  |  |  | Reviewer Comment (2025-08-08): Lender restated designation. Received updated mavent<br>Buyer Comment (2025-08-06): Updated Mavent, loan designation updated to Non-QM | 08/08/2025 |  |  | 1 | B | A C | B | A C B |  | WA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 223795461 | [Redacted] | [Redacted] |  | 34039134 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-08-04): E-sign Consent Agreement received & associated. Exception cleared.<br>Buyer Comment (2025-08-01): agreement | 08/04/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223795461 | [Redacted] | [Redacted] |  | 34039157 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-28): Not required |  |  | 07/28/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223795461 | [Redacted] | [Redacted] |  | 34039168 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Missing Title Commitment / Final Title. |  |  |  | Reviewer Comment (2025-08-04): Title Final received & coverage amount updated. Exception cleared.<br>Buyer Comment (2025-08-01): Title | 08/04/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223795461 | [Redacted] | [Redacted] |  | 34039191 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[redacted] Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-08-04): Replacement cost estimate received & updated. Exception cleared.<br>Buyer Comment (2025-08-01): RCE | 08/04/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223795461 | [Redacted] | [Redacted] |  | 34039360 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees [redacted] | Qualified Mortgage (Dodd Frank [redacted]): Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Federal Total Loan Amount. Points and Fees total $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or .[redacted]%). | Points and Fees total of $[redacted] on an Original Principal Loan Amount of $[redacted] vs. an allowable total of $[redacted]. There is an overage of $[redacted]. |  |  |  | Reviewer Comment (2025-08-08): Lender restated designation. Received updated mavent<br>Buyer Comment (2025-08-06): Please see updated MAVENT provided today with updated loan designation to Non-QM | 08/08/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223795461 | [Redacted] | [Redacted] |  | 34044212 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to accept transferred appraisal. Guidelines state transferred appraisal not allowed on stand alone [redacted]. Compensating factors: lower CLTV, Residual income more than $[redacted], Long term home ownership and business ownership greater than [redacted] years, higher FiCO at [redacted]. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The refinance has decreased the borrower's monthly debt payments by [redacted]% or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Documentation Type: [redacted]Bank Statement<br> Disposable Income: $[redacted]<br>Loan Purpose: [redacted]<br> Monthly Debt Reduction: - [redacted]%<br>Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-07-28): Client elects to waive with compensating factors. |  |  | 07/28/2025 | 2 | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223795461 | [Redacted] | [Redacted] |  | 34169003 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank [redacted]): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Lender restated designation. Received updated mavent |  |  |  | Buyer Comment (2025-08-11): Okay to waive EV2 cond |  |  | 08/11/2025 | 2 |  | A B |  | B A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223795615 | [Redacted] | [Redacted] |  | 34038866 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-28): Not required. |  |  | 07/28/2025 | 3 | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223795615 | [Redacted] | [Redacted] |  | 34038867 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-28): Not required. |  |  | 07/28/2025 | 3 | D | D A | D | D |  | AL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796795 | [Redacted] | [Redacted] |  | 34055783 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-29): Not required. |  |  | 07/29/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Home Improvement | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796814 | [Redacted] | [Redacted] |  | 34055735 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-29): Not required. |  |  | 07/29/2025 | 3 | A | A | A | A |  | FL | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796814 | [Redacted] | [Redacted] |  | 34055736 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-29): Not required. |  |  | 07/29/2025 | 2 | A | A | A | A B |  | FL | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796814 | [Redacted] | [Redacted] |  | 34055737 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-08-07): AVM provided<br>Buyer Comment (2025-08-05): Supporting AVM | 08/07/2025 |  |  | 1 | N/A | A | N/A | A D |  | FL | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796814 | [Redacted] | [Redacted] |  | 34075973 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | File is missing the Simple Interest Addendum to the note. |  |  |  | Reviewer Comment (2025-08-06): Simple Interest Addendum received, exception cleared.<br>Buyer Comment (2025-08-04): Note addendum | 08/06/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796814 | [Redacted] | [Redacted] |  | 34076039 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | File is missing the [redacted] mortgage note or final CD. |  |  |  | Reviewer Comment (2025-08-06): Final CD from [redacted] mortgage received, exception cleared.<br>Buyer Comment (2025-08-04): CD from [redacted] | 08/06/2025 |  |  | 1 | D | A D | D | A D |  | FL | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796814 | [Redacted] | [Redacted] |  | 34076078 |  | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | File is missing the final CD reflecting the payoffs of the credit accounts paid at closing. |  |  |  | Reviewer Comment (2025-08-06): Final CD reflecting payoff of credit accounts received, exception cleared.<br>Buyer Comment (2025-08-04): CDs | 08/06/2025 |  |  | 1 | D | A D | D | A D |  | FL | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796814 | [Redacted] | [Redacted] |  | 34076118 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard insurance coverage of $[redacted] is insufficient to cover both mortgages. |  |  |  | Reviewer Comment (2025-08-07): master policy provided<br>Buyer Comment (2025-08-06): Master<br>Reviewer Comment (2025-08-06): Master Insurance Policy not located, exception remains.<br>Buyer Comment (2025-08-04): Master policy | 08/07/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Purchase | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796830 | [Redacted] | [Redacted] |  | 34055686 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-29): Not required. |  |  | 07/29/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796830 | [Redacted] | [Redacted] |  | 34055687 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-08-11): Received required documentation. Condition cleared.<br>Buyer Comment (2025-08-07): avm | 08/11/2025 |  |  | 1 | N/A | A | N/A | A D |  | TN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223796830 | [Redacted] | [Redacted] |  | 34055688 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-29): Not required. |  |  | 07/29/2025 | 2 | A | A | A | A B |  | TN | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223797118 | [Redacted] | [Redacted] |  | 34057525 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower requested exception for Minimum Credit Score is [redacted] and borrower has a [redacted] credit score. Asking for a [redacted] exception. Borrower is a current [redacted] customer for over [redacted] years. Perfect pay history with [redacted]. [redacted] years mortgage history - Perfect pay history. Couple old collections. Nothing in last [redacted] years. Cash out assets of $[redacted] months for reserves.<br>Exception has-been approved with compensating factor:<br> Loan To Value [redacted]% or More Under Requirement<br> Reserves [redacted]+ Months More than Requirement | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The refinance has decreased the borrower's monthly debt payments by [redacted]% or more.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted] months. | Reserves: [redacted]<br> Guideline Requirement: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-07-29): Client elects to waive with compensating factors. |  |  | 07/29/2025 | 2 | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223797118 | [Redacted] | [Redacted] |  | 34057621 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-08): CDA was provided.<br>Buyer Comment (2025-08-06): CDA | 08/08/2025 |  |  | 1 | D | A | D | A D |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223797118 | [Redacted] | [Redacted] |  | 34057622 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-29): Not required. |  |  | 07/29/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223797316 | [Redacted] | [Redacted] |  | 34057285 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-29): Not required. |  |  | 07/29/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D B C A | N/A | Exempt from ATR | No |
| 223797316 | [Redacted] | [Redacted] |  | 34057289 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-08-12): Received required documentation. Condition cleared.<br>Buyer Comment (2025-08-08): CDA | 08/12/2025 |  |  | 1 | D | A | D | A D |  | NY | Investment | Refinance - Cash-out - Other | D B C A | N/A | Exempt from ATR | No |
| 223797316 | [Redacted] | [Redacted] |  | 34057291 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2025-08-06): Rider - 1-4 Family document received and verified. Exception cleared.<br>Buyer Comment (2025-08-04): 1-4 Family Rider | 08/06/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D B C A | N/A | Exempt from ATR | No |
| 223797316 | [Redacted] | [Redacted] |  | 34062059 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for Delinquent housing payment: [redacted] mortgage lates in the past [redacted] months. | Borrower has been employed in the same industry for more than [redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Borrower has been employed in the same industry for more than [redacted]years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]%<br>Guidelines Representative FICO:[redacted]<br> Representative FICO: [redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-07-29): Client elects to waive with compensating factors. |  |  | 07/29/2025 | 2 | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other | D B C A | N/A | Exempt from ATR | No |
| 223800749 | [Redacted] | [Redacted] |  | 34061130 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-29): per deal notes |  |  | 07/29/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223800749 | [Redacted] | [Redacted] |  | 34061157 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-29): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 07/29/2025 | 2 | A | A | A | A B |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223800749 | [Redacted] | [Redacted] |  | 34061160 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-29): per deal notes |  |  | 07/29/2025 | 3 | N/A | N/A | N/A | N/A D |  | AZ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223808283 | [Redacted] | [Redacted] |  | 34069608 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-30): per deal notes |  |  | 07/30/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223808335 | [Redacted] | [Redacted] |  | 34070554 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 2 | A | A | A | A B |  | OH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223808335 | [Redacted] | [Redacted] |  | 34070559 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 3 | N/A | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223808335 | [Redacted] | [Redacted] |  | 34070569 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223808335 | [Redacted] | [Redacted] |  | 34108386 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing a signed/dated close out letter for the Heloc paid at closing. |  |  |  | Reviewer Comment (2025-08-21): close out letter received.<br>Buyer Comment (2025-08-20): Please see attached completed HELOC close out letter.<br>Reviewer Comment (2025-08-20): Provided close out letter for Heloc account does not reflects creditor name. Exception remains.<br>Buyer Comment (2025-08-18): Please see attached close out letter and confirmation from Title re: [redacted] as creditor. | 08/21/2025 |  |  | 1 | C | A C | C | A C |  | OH | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223808453 | [Redacted] | [Redacted] |  | 34058195 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 3 | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223808462 | [Redacted] | [Redacted] |  | 34058366 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 3 | D | D A | D | D |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223808462 | [Redacted] | [Redacted] |  | 34058376 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223810773 | [Redacted] | [Redacted] |  | 34070867 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 3 | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223810773 | [Redacted] | [Redacted] |  | 34070873 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 3 | N/A | N/A | N/A | N/A D |  | NV | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223810773 | [Redacted] | [Redacted] |  | 34070880 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-07-31): Not required. |  |  | 07/31/2025 | 2 | A | A | A | A B |  | NV | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223813749 | [Redacted] | [Redacted] |  | 34101219 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Co-Borrower's Final 1003 is reflecting declaration section as "Will borrower occupy: - Yes". |  |  |  | Reviewer Comment (2025-08-15): Received revised/corrected Co-Borrower's Final 1003 and LOE, information validated. Exception Cleared.<br>Buyer Comment (2025-08-14): LOX & updated 1003 | 08/15/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 223813749 | [Redacted] | [Redacted] |  | 34101935 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for unacceptable property type- [redacted] ADU's on the premises- is approved. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrower's monthly mortgage payment has decreased by at least [redacted]%.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Borrower has been employed in the same industry for more than [redacted]years.<br>Combined Loan to Value:[redacted]%<br> Guideline Maximum Combined Loan to Value: [redacted]%<br>Guidelines Representative FICO:[redacted]<br> Representative FICO:[redacted] | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-13): Client elects to waive with compensating factors.<br>Buyer Comment (2025-08-09): what do you need from us to clear this condition? |  |  | 08/13/2025 | 2 | C | B C | C | B C |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 223813752 | [Redacted] | [Redacted] |  | 34101759 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for - self-employed [redacted] Income as [redacted]% of total qualifying income is approved. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO:[redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-05): Client elected to waive exceptions with compensating factors. |  |  | 08/05/2025 | 2 | C | B C | C | B C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223813752 | [Redacted] | [Redacted] |  | 34101767 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for income: 1099 paid to entity, transcripts not available, request to allow bank statements evidencing at least [redacted]% of [redacted] gross income paid out is approved. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO:[redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-05): Client elected to waive exceptions with compensating factors. |  |  | 08/05/2025 | 2 | C | B C | C | B C |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223813752 | [Redacted] | [Redacted] |  | 34101771 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | A | A | A | A |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223813752 | [Redacted] | [Redacted] |  | 34101773 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | N/A | N/A | N/A | N/A D |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223813752 | [Redacted] | [Redacted] |  | 34101774 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 2 | A | A | A | A B |  | OH | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223816160 | [Redacted] | [Redacted] |  | 34103407 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-01): Not required. |  |  | 08/01/2025 | 3 | N/A | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223816160 | [Redacted] | [Redacted] |  | 34103408 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-01): Not required. |  |  | 08/01/2025 | 2 | A | A | A | A B |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223816160 | [Redacted] | [Redacted] |  | 34103409 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-01): Not required. |  |  | 08/01/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| 223816160 | [Redacted] | [Redacted] |  | 34103476 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | The subject transaction did not pay off a lender to [redacted]. The H9 RTC was used, however the H8 should have been used. Please provide the correct RTC (does not need to be executed), evidence of borrower's receipt and the new rescission period which must be [redacted] business days after borrower's receipt. Condition can be cleared once the new rescission period has expired. |  |  |  | Reviewer Comment (2025-08-06): Title commitment showing the [redacted] as the original lender. Exception cleared.<br>Buyer Comment (2025-08-05): Please review page [redacted] of title report showing [redacted] as original lender | 08/06/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| 223836739 | [Redacted] | [Redacted] |  | 34104938 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-08-06): E-Sign Consent Agreement received. Exception cleared.<br>Buyer Comment (2025-08-05): Compliance Report | 08/06/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223836739 | [Redacted] | [Redacted] |  | 34104953 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-01): Not required. |  |  | 08/01/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223836739 | [Redacted] | [Redacted] |  | 34105082 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. |  |  |  |  | Reviewer Comment (2025-08-07): Trail doc with updated disbursement date provided<br>Buyer Comment (2025-08-05): FSS | 08/07/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223853039 | [Redacted] | [Redacted] |  | 34116186 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-04): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 08/04/2025 | 2 | A | A | A | A B |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223853039 | [Redacted] | [Redacted] |  | 34116187 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-04): per deal notes |  |  | 08/04/2025 | 3 | N/A | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223853039 | [Redacted] | [Redacted] |  | 34116188 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-04): per deal notes |  |  | 08/04/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223853039 | [Redacted] | [Redacted] |  | 34116237 |  | Compliance | Compliance | State Compliance | State Defect | (State High Cost) New York High-Cost Loan (Points and Fees) | [redacted] Anti-Predatory Lending Statute: Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Total Loan Amount. Points and Fees total $[redacted] on a Total Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or .[redacted]%). Non-Compliant High Cost Loan. | Points and Fees total of $[redacted] on total Loan Amount of $[redacted] vs. an allowable total of $[redacted]. There is an overage of $[redacted]. |  |  |  | Reviewer Comment (2025-09-03): Cure documentation received including borrower choice letter, refund check and proof of mailing.<br>Buyer Comment (2025-09-03): we sent the letter on [redacted] after some debate internally . The borrower delayed signing it<br>Reviewer Comment (2025-09-02): Exception was elevated. Response: <br>When we look at the set of cure docs provided, we have the following:<br> Choice Letter - dated [redacted] but not signed until [redacted]<br> Refund Check dated [redacted]<br> Proof of Mailing - picked up by [redacted] on [redacted], delivered [redacted]<br> The concern here is that the cure was not performed within the [redacted] days from consummation (which would just require the choice letter, copy of check and proof of mailing). The question I have for [redacted] is when was the borrower choice letter sent to the borrower, and can they provide proof of that? That is, if we reported the exception on [redacted] and [redacted] can show they sent the Choice Letter out on [redacted] and it was the borrower who delayed the response back by not signing it until [redacted], there may be some consideration given to the [redacted] day cure window as the lender acted promptly and it was outside of their control when the borrower responded. If, however, the choice letter didn't go out until [redacted] and the borrower promptly signed and returned it on the same day, that creates a different situation where the lender would be deemed to have not met the [redacted] day cure window requirements and we would then need to look to the bona fide cure option, which requires more documentation in terms of a legal opinion letter explaining how the error took place to begin with and why it should be considered "bona fide" under the state high-cost law.<br>Buyer Comment (2025-08-28): Borrower Letter<br>Reviewer Comment (2025-08-28): Exception was escalated. Response: [redacted] has a standard cure provision where cure must be made within [redacted] days of consummation in order to be effective. The cure documentation on this file is outside that timeframe so the standard cure is no longer available. Even if it were within the [redacted] days, as part of their cure, [redacted] requires the borrower make the choice to either accept a refund and take the loan out of high-cost or keep the loan as high-cost (with no refund) and have any prohibited practice violations cured (essentially make it a compliant high-cost loan).<br> While a bona fide cure is available to be made within [redacted] days of discovery, it will require client approval given the subjectivity of an actual "bona fide error" being made under the law which resulted in the loan being high-cost. If they wish to use this bona fide cure option, within [redacted] days of discovery, we would require: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; <br> (2) procedures or explanation of controls in place to prevent such errors; <br> (3) client written approval accepting use of the bona fide error cure; <br> (4) signed borrower choice letter to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; <br> (5) If option [redacted] is selected, copy of refund check and proof of mailing; <br> (6) If option [redacted] is selected, proof of cure for each of the prohibited practice violations. <br> Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place.<br> Acknowledging a check has already been sent, lender will need to advise the borrower that while a check has been sent, the borrower had the option remediate as explained above (recognizing most, if not all, will take the refund). Once we receive the above documentation, we can re-evaluate for cure.<br>Buyer Comment (2025-08-26): PCCD with cure |  | 09/03/2025 |  | 2 | C | B C | C | B C |  | NY | Primary | Refinance - Cash-out - Other | Within 30 days of closing, provide: (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing (must be in transit with courier); (3) Assuming option (b) is selected, proof of cure for each of the prohibited practice violations noted.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 60 days of discovery, provide: <br> (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. D | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223856981 | [Redacted] | [Redacted] |  | 34115776 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-04): per deal notes |  |  | 08/04/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223856981 | [Redacted] | [Redacted] |  | 34115779 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-04): per deal notes |  |  | 08/04/2025 | 3 | N/A | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223856981 | [Redacted] | [Redacted] |  | 34115781 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-04): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 08/04/2025 | 2 | A | A | A | A B |  | TN | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223858739 | [Redacted] | [Redacted] |  | 34117450 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | A | A | A | A |  | MO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223858739 | [Redacted] | [Redacted] |  | 34119801 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception requesting to permit [redacted] acres. | The representative FICO score exceeds the guideline minimum by at least [redacted]points.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted]%.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | Guidelines Representative FICO:[redacted]<br> Representative FICO: [redacted] | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-05): Client elects to waive with comp factors. |  |  | 08/05/2025 | 2 | B | B | B | B |  | MO | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223858753 | [Redacted] | [Redacted] |  | 34117735 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | D | D A | D | D |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223858753 | [Redacted] | [Redacted] |  | 34117739 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | A | A | A | A |  | ID | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223858761 | [Redacted] | [Redacted] |  | 34122445 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | A | A | A | A |  | NC | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223858761 | [Redacted] | [Redacted] |  | 34122524 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees [redacted] | Qualified Mortgage (Dodd Frank [redacted]): Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Federal Total Loan Amount. Points and Fees total $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or [redacted]%). | Points and Fees total $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of $[redacted]. There is an overage of $[redacted]. |  |  |  | Reviewer Comment (2025-09-12): Client elects to restate loan designation to Non QM.<br>Reviewer Comment (2025-09-03): Escalated: Response: Unfortunately, there is no cure for QM points and fees on loans consummated after [redacted]. One option the lender could consider would be restating the loan as a NonQM loan. This would not test for QM P&F test but instead would cite an EV-2 restated loan designation exception.<br>Reviewer Comment (2025-09-03): For a QM loan with loan amount of $[redacted], the [redacted]% fee threshold detailed under [redacted] would apply. A [redacted]% fee threshold would be used for QM fee testing only if the loan amount is greater than or equal to $[redacted] (indexed for inflation) but less than $[redacted] (indexed for inflation). <br>I see that the snipped section from the lender's guidelines follows a High-Cost Loans section that says high cost loans are not eligible for the program. The section them refers to [redacted], which is HOEPA, so it appears that the mentioned [redacted]% maximum points and fees is just pointing out the fee limit for a loan to not become a HOEPA high cost loan.<br>[redacted] Limits on points and fees for qualified mortgages. Except as provided in paragraph [redacted] of this section, a covered transaction is not a qualified mortgage unless the transaction's total points and fees, as defined in § [redacted] do not exceed:<br> (A) For a loan amount greater than or equal to $[redacted] (indexed for inflation): [redacted] percent of the total loan amount;<br> (B) For a loan amount greater than or equal to $[redacted] (indexed for inflation) but less than $[redacted] (indexed for inflation): $[redacted] (indexed for inflation);<br> (C) For a loan amount greater than or equal to $[redacted] (indexed for inflation) but less than $[redacted] (indexed for inflation): [redacted] percent of the total loan amount;<br> (D) For a loan amount greater than or equal to $[redacted] (indexed for inflation) but less than $[redacted] (indexed for inflation): $[redacted] (indexed for inflation);<br> (E) For a loan amount less than $[redacted] (indexed for inflation): [redacted] percent of the total loan amount.<br>Reviewer Comment (2025-08-20): Exception is a compliance exception and is unable to be cleared. Points and fees exceed the QM limitation. This is not a guideline issue.<br>Buyer Comment (2025-08-18): Per [redacted] Guidelines v [redacted]- Internal the maximum Points and Fees allowed are [redacted]%. Please waive condition.<br>Reviewer Comment (2025-08-15): To restate, the loan designation would put the loan as QM (APOR) Fail. Please confirm change in loan designation.<br>Buyer Comment (2025-08-13): Please restate loan to match due diligence. Max fees permitted is [redacted]%. | 09/12/2025 |  |  | 1 | C | A C | C | A C |  | NC | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223858761 | [Redacted] | [Redacted] |  | 34122568 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan Designation discrepancy due to points and fees on subject loan exceeding the allowable maximum of [redacted]% causing the loan to [redacted]. |  |  |  | Reviewer Comment (2025-09-12): Client elects to restate loan designation to Non QM.<br>Buyer Comment (2025-09-12): [redacted] is restating the loan designation to NonQM loan as an EV-2. Thank you!<br>Reviewer Comment (2025-09-03): Escalated: Response: Unfortunately, there is no cure for QM points and fees on loans consummated after [redacted]. One option the lender could consider would be restating the loan as a NonQM loan. This would not test for QM P&F test but instead would cite an EV-2 restated loan designation exception.<br>Reviewer Comment (2025-08-29): Unable to restate Loan Designation. Loan is already stated as a Safe Harbor QM (APOR). The loan is failing due to the points and fees. Total fees are $[redacted]. Max allowed is $[redacted]. Condition remains.<br>Buyer Comment (2025-08-27): Please update Due Diligence Loan Designation to match Safe Harbor QM.<br>Reviewer Comment (2025-08-20): Exception is a compliance exception and is unable to be cleared. Points and fees exceed the QM limitation. This is not a guideline issue.<br>Buyer Comment (2025-08-18): Per [redacted] Guidelines v [redacted]- Internal the maximum Points and Fees allowed are [redacted]%. Please waive condition.<br>Reviewer Comment (2025-08-15): To restate, the loan designation would put the loan as QM (APOR) Fail. Please confirm change in loan designation. Max fees allowed - $[redacted]<br>Buyer Comment (2025-08-13): Please restate loan to match due diligence. Max fees permitted is [redacted]%. | 09/12/2025 |  |  | 1 | B | A C | B | A C B |  | NC | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 223858761 | [Redacted] | [Redacted] |  | 34122841 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception requesting to permit a combined loan amount of $[redacted]. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted]months.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-05): Client elected to waive exceptions with compensating factors. |  |  | 08/05/2025 | 2 | B | B | B | B |  | NC | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223858761 | [Redacted] | [Redacted] |  | 34146928 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Calculated combined loan to value of [redacted]% exceeds guideline combined loan to value percentage of [redacted]%. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [redacted]months.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum. | DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-15): Client elects to waive with compensating factors.<br>Reviewer Comment (2025-08-15): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Calculated combined loan to value percentage of [redacted]% exceeds Guideline combined loan to value percentage of [redacted]%.<br>Buyer Comment (2025-08-13): Please see attached exception permitting CLTV of [redacted]%. Also, see attached mtg stmt with balance of $[redacted] and 1008 reflecting CLTV at [redacted]%. |  |  | 08/15/2025 | 2 | C | B C | C | B C |  | NC | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223858761 | [Redacted] | [Redacted] |  | 34430220 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank [redacted]): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Client elects to restate loan designation to Non QM. |  |  |  | Buyer Comment (2025-09-25): Per Sean Malone please waive EV2. |  |  | 09/25/2025 | 2 |  | A B |  | B A |  | NC | Second Home | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223858762 | [Redacted] | [Redacted] |  | 34122227 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223858762 | [Redacted] | [Redacted] |  | 34122229 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223858762 | [Redacted] | [Redacted] |  | 34122230 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223859984 | [Redacted] | [Redacted] |  | 34125207 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Effective date for appraisals is [redacted] and [redacted]. Application date is [redacted]. |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 2 | A | A | A | A B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| 223859984 | [Redacted] | [Redacted] |  | 34125208 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-05): Client elects to waive. |  |  | 08/05/2025 | 3 | A | A | A | A |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| 223859984 | [Redacted] | [Redacted] |  | 34595195 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing the first mortgage note/final CD for this property. |  |  |  | Reviewer Comment (2025-09-30): Received required documents. Cleared.<br>Buyer Comment (2025-09-30): [redacted] Note and Final CD | 09/30/2025 |  |  | 1 |  | A |  | A |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| 223872740 | [Redacted] | [Redacted] |  | 34129722 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-07): Client elects to waive. |  |  | 08/07/2025 | 3 | A | A | A | A |  | AL | Primary | Refinance - Cash-out - Other | A | Non QM | Non QM | No |
| 223872746 | [Redacted] | [Redacted] |  | 34140273 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 | N/A | N/A | N/A | N/A D |  | NY | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223872746 | [Redacted] | [Redacted] |  | 34140275 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-07): Client elects to waive. |  |  | 08/07/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223872746 | [Redacted] | [Redacted] |  | 34140317 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Rider 1-4 family is missing in the file. |  |  |  | Reviewer Comment (2025-08-11): 1-4 family rider received, exception cleared.<br>Buyer Comment (2025-08-08): Rider | 08/11/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | Non QM | Non QM | No |
| 223877260 | [Redacted] | [Redacted] |  | 34142685 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-07): Client elects to waive. |  |  | 08/07/2025 | 3 | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223877260 | [Redacted] | [Redacted] |  | 34142689 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-07): Client elects to waive. |  |  | 08/07/2025 | 3 | N/A | N/A | N/A | N/A D |  | MN | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223877260 | [Redacted] | [Redacted] |  | 34142693 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-07): Client elects to waive. |  |  | 08/07/2025 | 2 | A | A | A | A B |  | MN | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223877260 | [Redacted] | [Redacted] |  | 34142711 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-08-18): Fraud report was provided.<br>Buyer Comment (2025-08-14): Please see attached fraud report | 08/18/2025 |  |  | 1 | C | A C | C | A C |  | MN | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223877260 | [Redacted] | [Redacted] |  | 34142760 |  | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Tangible Net Benefit Disclosure | [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. | Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  | Reviewer Comment (2025-08-21): Received required documentation. Condition cleared.<br>Buyer Comment (2025-08-19): Please see attached bwr LOE regarding why he's taking loan/cash out. It is for renovations and this is sufficient for proof of Net Tangible Benefit.<br>Reviewer Comment (2025-08-18): Due diligence is unable to clear. This EV2 exception is for informational purposes only and may be waived by the lender.<br>Buyer Comment (2025-08-14): Please see attached rebuttal. | 08/21/2025 |  |  | 1 | B | A B | B | A B |  | MN | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223877783 | [Redacted] | [Redacted] |  | 34148328 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-08): per deal notes |  |  | 08/08/2025 | 3 | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 223881453 | [Redacted] | [Redacted] |  | 34159105 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-08): This exception is for informational purposes only and does not impact grading. |  |  | 08/08/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881453 | [Redacted] | [Redacted] |  | 34159148 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the note date |  |  |  | Reviewer Comment (2025-08-14): Current HOI policy received. exception cleared.<br>Buyer Comment (2025-08-12): HOI | 08/14/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881493 | [Redacted] | [Redacted] |  | 34156872 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-08): This exception is for informational purposes only and does not impact grading. |  |  | 08/08/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881493 | [Redacted] | [Redacted] |  | 34156873 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report, Judgments & Liens Report are missing. |  |  |  | Reviewer Comment (2025-08-14): Received Fraud Report. Exception cleared.<br>Buyer Comment (2025-08-12): DRIVE Report | 08/14/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881495 | [Redacted] | [Redacted] |  | 34156804 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-08-08): Not required. |  |  | 08/08/2025 | 3 | N/A | N/A | N/A | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881495 | [Redacted] | [Redacted] |  | 34156806 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-08): This exception is for informational purposes only and does not impact grading. |  |  | 08/08/2025 | 3 | A | A | A | A |  | CO | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881495 | [Redacted] | [Redacted] |  | 34156830 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-13): Client elects to waive.<br>Buyer Comment (2025-08-11): AVM |  |  | 08/13/2025 | 2 | A | A | A | A B |  | CO | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881495 | [Redacted] | [Redacted] |  | 34195599 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-13): Client elects to waive. |  |  | 08/13/2025 | 3 |  | N/A |  | N/A D |  | CO | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881976 | [Redacted] | [Redacted] |  | 34158792 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-08): per deal notes |  |  | 08/08/2025 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881976 | [Redacted] | [Redacted] |  | 34158796 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-08-08): per deal notes |  |  | 08/08/2025 | 3 | N/A | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223881976 | [Redacted] | [Redacted] |  | 34158797 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-08-08): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 08/08/2025 | 2 | A | A | A | A B |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223883685 | [Redacted] | [Redacted] |  | 34164774 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-08): per deal notes |  |  | 08/08/2025 | 3 | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223883685 | [Redacted] | [Redacted] |  | 34164786 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-08): per deal notes |  |  | 08/08/2025 | 3 | N/A | N/A | N/A | N/A D |  | SC | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223883685 | [Redacted] | [Redacted] |  | 34164793 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-08): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per[redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 08/08/2025 | 2 | A | A | A | A B |  | SC | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223883685 | [Redacted] | [Redacted] |  | 34164991 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | DTI exceeds the allowable limit due to missing proof of omission of XXXX Auto Loan with a monthly payment of $[redacted]. |  |  |  | Reviewer Comment (2025-09-02): [redacted] loan payments by business, exception cleared.<br>Buyer Comment (2025-08-28): See uploads | 09/02/2025 |  |  | 1 | B | A C | B | A C B |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223883685 | [Redacted] | [Redacted] |  | 34165005 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI exceeds the allowable limit due to missing proof of omission of XXXX Auto Loan with a monthly payment of $[redacted]. |  |  |  | Reviewer Comment (2025-09-02): [redacted] loan payments by business, exception cleared.<br>Buyer Comment (2025-08-28): See uploads | 09/02/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223883685 | [Redacted] | [Redacted] |  | 34165019 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Failure due to DTI exceeds the allowable limit due to missing proof of omission of XXXX Auto Loan with a monthly payment of $[redacted]. |  |  |  | Reviewer Comment (2025-09-02): [redacted] loan payments by business, exception cleared.<br>Buyer Comment (2025-08-28): Per the [redacted] loan TIL, the first payment wasn't until the end of [redacted] and we have documented every payment since the first payment was due, up until the time of closing - all paid from the spouse's business account. | 09/02/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223883685 | [Redacted] | [Redacted] |  | 34169848 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted] of [redacted]% moderately exceeds the guideline maximum of [redacted]%. (DTI Exception is eligible to be regraded with compensating factors.) | DTI exceeds the allowable limit due to missing proof of omission of Auto Loan with monthly payment of $[redacted] |  |  |  | Reviewer Comment (2025-09-02): [redacted] loan payments by business, exception cleared.<br>Buyer Comment (2025-08-28): See uploads | 09/02/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223887899 | [Redacted] | [Redacted] |  | 34165962 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-10): Client elects to waive. |  |  | 08/10/2025 | 3 | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 223887922 | [Redacted] | [Redacted] |  | 34165928 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing Closing Disclosure for new [redacted] loan for REO - [redacted]. |  |  |  | Reviewer Comment (2025-08-13): Final Closing Disclosure received for refinance, exception cleared.<br>Buyer Comment (2025-08-12): Final CD | 08/13/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223887922 | [Redacted] | [Redacted] |  | 34165930 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing Tax Certificate, Hazard Insurance, HOA verification for Primary residence - [redacted] Mortgage statement reflects no escrows. |  |  |  | Reviewer Comment (2025-09-05): tax statement was provided<br>Buyer Comment (2025-09-03): [redacted] taxes<br>Reviewer Comment (2025-09-02): File is missing tax verification for [redacted]. exception remains.<br>Buyer Comment (2025-08-28): [redacted] tax and insurance | 09/05/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223887922 | [Redacted] | [Redacted] |  | 34165941 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-10): Client elects to waive. |  |  | 08/10/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223887922 | [Redacted] | [Redacted] |  | 34165942 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  | Rider - [redacted] Family is missing. |  |  |  | Reviewer Comment (2025-08-13): Rider - 1-4 Family received, exception cleared<br>Buyer Comment (2025-08-11): Family rider | 08/13/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223887922 | [Redacted] | [Redacted] |  | 34165947 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-08-13): Fraud Report received, exception cleared.<br>Buyer Comment (2025-08-11): Fraud report | 08/13/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223887922 | [Redacted] | [Redacted] |  | 34630864 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | NY | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223887924 | [Redacted] | [Redacted] |  | 34165937 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-10): per deal notes |  |  | 08/10/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223887924 | [Redacted] | [Redacted] |  | 34165938 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-10): per deal notes |  |  | 08/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223887924 | [Redacted] | [Redacted] |  | 34165939 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-10): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 08/10/2025 | 2 | A | A | A | A B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223887942 | [Redacted] | [Redacted] |  | 34168035 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-08-13): E-sign Consent Agreement received, exception cleared.<br>Buyer Comment (2025-08-11): E-consent | 08/13/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223887942 | [Redacted] | [Redacted] |  | 34168036 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-10): Client elects to waive. |  |  | 08/10/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223887942 | [Redacted] | [Redacted] |  | 34168038 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-10): Client elects to waive. |  |  | 08/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223887942 | [Redacted] | [Redacted] |  | 34168039 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  |  | Reviewer Comment (2025-08-10): Client elects to waive. |  |  | 08/10/2025 | 2 | A | A | A | A B |  | FL | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223888527 | [Redacted] | [Redacted] |  | 34167956 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-10): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 08/10/2025 | 2 | A | A | A | A B |  | VA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223888527 | [Redacted] | [Redacted] |  | 34167957 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-10): per deal notes |  |  | 08/10/2025 | 3 | N/A | N/A | N/A | N/A D |  | VA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223888527 | [Redacted] | [Redacted] |  | 34167964 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-10): per deal notes |  |  | 08/10/2025 | 3 | A | A | A | A |  | VA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223888527 | [Redacted] | [Redacted] |  | 34167998 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note - Senior Lien not provided |  | First lien Note or Final closing disclosure not provided in file. |  |  |  | Reviewer Comment (2025-10-08): Received CD. Condition cleared.<br>Buyer Comment (2025-10-06): Please see assumption approval, CD and Closing Instructions<br>Reviewer Comment (2025-09-03): Note provided is executed by previous owner, need senior lien (note) for current borrower.<br>Buyer Comment (2025-08-29): [redacted] lien note<br>Reviewer Comment (2025-08-27): Please provide note or mortgage statement to verify [redacted] lien amount. Exception remains.<br>Buyer Comment (2025-08-25): note | 10/08/2025 |  |  | 1 | D | A D | D | A D |  | VA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223888527 | [Redacted] | [Redacted] |  | 34168045 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Incomplete | TILA-RESPA Integrated Disclosure: Incomplete Closing Disclosure was not signed by borrower and can be excluded from testing if it was never provided to the borrower. In order to exclude Incomplete Closing Disclosure from testing, please provide attestation from lender referencing the specific Closing Disclosure that was not provided to the borrower. | page [redacted] of the final closing disclosure dated[redacted] is incomplete. Loan Calculations Total of Payments is not legible. |  |  |  | Reviewer Comment (2025-10-07): [redacted] received copy of page [redacted] with legible TOP<br>Buyer Comment (2025-10-06): Please see attached legible copy of the final CD along with a copy of the signed final CD. | 10/07/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Purchase | Provide the following: Letter of Explanation notifying borrower or error, Corrected CD, and Proof of Delivery (Proof of receipt and reopened rescission also required if transaction is rescindable and material disclosures are inaccurate) A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223888527 | [Redacted] | [Redacted] |  | 34168046 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] did not disclose the Total of Payments. | page [redacted] of the final closing disclosure dated [redacted] is incomplete. Loan Calculations Total of Payments is not legible. |  |  |  | Reviewer Comment (2025-10-07): [redacted] received copy of page [redacted] with legible TOP<br>Buyer Comment (2025-10-06): Please see the attached copy of the legible final CD along with a copy of the signed final CD. | 10/07/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223888527 | [Redacted] | [Redacted] |  | 34168066 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | File is missing verification of employment for co-borrower dated within [redacted] business days of the note date. |  |  |  | Reviewer Comment (2025-08-18): Cleared. Received VVOE. Per guidelines, VVOE is also allowed any time after the Note date.<br>Buyer Comment (2025-08-14): vvoe submitted | 08/18/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223888527 | [Redacted] | [Redacted] |  | 34168068 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank [redacted]): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Failure due to missing verification of employment for co-borrower dated within [redacted] business days of the note date. |  |  |  | Reviewer Comment (2025-08-18): Cleared. Received VVOE. Per guidelines, VVOE is also allowed any time after the Note date.<br>Buyer Comment (2025-08-14): vvoe submitted | 08/18/2025 |  |  | 1 | B | A C | B | A C B |  | VA | Primary | Purchase | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223888527 | [Redacted] | [Redacted] |  | 34168069 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Failure due to missing verification of employment for co-borrower dated within [redacted] business days of the note date. |  |  |  | Reviewer Comment (2025-08-18): Cleared. Received VVOE. Per guidelines, VVOE is also allowed any time after the Note date.<br>Buyer Comment (2025-08-14): vvoe submitted | 08/18/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223888527 | [Redacted] | [Redacted] |  | 34168075 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Failure due to missing verification of employment for co-borrower dated within [redacted] business days of the note date. |  |  |  | Reviewer Comment (2025-08-18): Cleared. Received VVOE. Per guidelines, VVOE is also allowed any time after the Note date.<br>Buyer Comment (2025-08-14): vvoe submitted | 08/18/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223888527 | [Redacted] | [Redacted] |  | 34168144 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing verification of employment for co-borrower dated within [redacted] business days of the note date. |  |  |  | Reviewer Comment (2025-08-18): Cleared. Received VVOE. Per guidelines, VVOE is also allowed any time after the Note date.<br>Buyer Comment (2025-08-14): cobwr vvoe | 08/18/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223891705 | [Redacted] | [Redacted] |  | 34171518 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-12): Client elects to waive. |  |  | 08/12/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223891705 | [Redacted] | [Redacted] |  | 34171525 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing Insurance Verification for the property located at [redacted]. |  |  |  | Reviewer Comment (2025-08-20): Received Hazard Insurance & associated. Exception cleared.<br>Buyer Comment (2025-08-18): HOI verification | 08/20/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223892727 | [Redacted] | [Redacted] |  | 34176131 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-12): Client elects to waive. |  |  | 08/12/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223892727 | [Redacted] | [Redacted] |  | 34176136 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Evidence of HOA Verification is missing in file. |  |  |  | Reviewer Comment (2025-08-26): Received required documentation. Condition cleared.<br>Reviewer Comment (2025-08-26): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: HOA Verification<br>Buyer Comment (2025-08-22): Docs<br>Reviewer Comment (2025-08-19): Supporting Documents for $[redacted] missing in loan file or provided Updated final 1003 with corrected REO maintenance fees. Exception remains.<br>Buyer Comment (2025-08-15): Final CD shows no HOA dues as well as appraisal | 08/26/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223900230 | [Redacted] | [Redacted] |  | 34172880 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Final 1003 for Co-borrower section [redacted] indicates subject is to be a primary residence while [redacted] and [redacted] indicate it is investment. |  |  |  | Reviewer Comment (2025-08-21): Updated 1003 received. Exception Cleared.<br>Buyer Comment (2025-08-20): pc cert and 1003<br>Buyer Comment (2025-08-20): 1003 & PC Cert | 08/21/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223900230 | [Redacted] | [Redacted] |  | 34176577 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-13): Client elects to waive. |  |  | 08/13/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223900230 | [Redacted] | [Redacted] |  | 34176600 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | No supporting documentation in file for second home in [redacted]. |  |  |  | Reviewer Comment (2025-08-22): Insurance verification provided. Exception cleared.<br>Buyer Comment (2025-08-20): PC Cert<br>Reviewer Comment (2025-08-20): Required document for Insurance verification for Reo property -[redacted] Residential [redacted]. Exception remains.<br>Buyer Comment (2025-08-18): [redacted] property | 08/22/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | Exempt from ATR | No |
| 223900304 | [Redacted] | [Redacted] |  | 34177319 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-13): Client elects to waive. |  |  | 08/13/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 223900304 | [Redacted] | [Redacted] |  | 34630840 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | A D | N/A | Exempt from ATR | No |
| 223900314 | [Redacted] | [Redacted] |  | 34177035 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | . |  |  |  | Reviewer Comment (2025-08-13): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 08/13/2025 | 2 | A | A | A | A B |  | NV | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223900314 | [Redacted] | [Redacted] |  | 34177036 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-13): per deal notes |  |  | 08/13/2025 | 3 | N/A | N/A | N/A | N/A D |  | NV | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223900314 | [Redacted] | [Redacted] |  | 34177037 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-13): per deal notes |  |  | 08/13/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223900314 | [Redacted] | [Redacted] |  | 34177091 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | The Hazard Insurance Policy Effective Date of [redacted] is after the Note date of [redacted] and Disbursement date of [redacted]. |  |  |  | Reviewer Comment (2025-08-20): Received prior Hazard Insurance with effective date [redacted]. Exception cleared.<br>Buyer Comment (2025-08-19): prior hoi policy | 08/20/2025 |  |  | 1 | C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223900314 | [Redacted] | [Redacted] |  | 34177116 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report not provided in the file. |  |  |  | Reviewer Comment (2025-08-19): Fraud Report received and details updated. Exception cleared.<br>Buyer Comment (2025-08-18): fraud report | 08/19/2025 |  |  | 1 | C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223900336 | [Redacted] | [Redacted] |  | 34176423 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-13): Client elects to waive. |  |  | 08/13/2025 | 3 | A | A | A | A |  | AL | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223900336 | [Redacted] | [Redacted] |  | 34176718 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. A secondary AVM was provided with FSD > [redacted], and its value supports the "Use for LTV" value. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM reflects FSD score is [redacted]. Per guidelines, AVMs with FSD less than or equal to [redacted] is required. If outside of acceptable tolerance, an exterior only or full 1004/1025/1073 interior and exterior appraisal is required. |  |  |  | Reviewer Comment (2025-08-27): Received CDA. Condition cleared.<br>Buyer Comment (2025-08-25): CDA | 08/27/2025 |  |  | 1 | B | A | A | A |  | AL | Investment | Refinance - Cash-out - Other | B A | N/A | Exempt from ATR | No |
| 223900799 | [Redacted] | [Redacted] |  | 34179837 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-13): Client elects to waive. |  |  | 08/13/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223900799 | [Redacted] | [Redacted] |  | 34198106 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Initial [redacted] Rate Lock is missing and is a required document. |  |  |  | Reviewer Comment (2025-08-20): [redacted] initial rate lock document received and details updated. Exception cleared.<br>Buyer Comment (2025-08-18): Lock Form | 08/20/2025 |  |  | 1 | C | A C | C | A C D |  | GA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223901528 | [Redacted] | [Redacted] |  | 34184910 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement, Tax, Insurance and HOA verification document is missing in the file. |  |  |  | Reviewer Comment (2025-08-21): Mortgage Statement, Tax, Insurance and HOA verification received & associated. Exception cleared.<br>Buyer Comment (2025-08-20): final CD XXXX<br>Reviewer Comment (2025-08-20): Provide Final CD to verify the PITIA amount, exception remains.<br>Buyer Comment (2025-08-18): taxes and ins | 08/21/2025 |  |  | 1 | C | A C | C | A C |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223901528 | [Redacted] | [Redacted] |  | 34184911 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-13): per deal notes |  |  | 08/13/2025 | 3 | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other | C A | N/A | Non QM | No |
| 223903554 | [Redacted] | [Redacted] |  | 34190871 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-14): Client elects to waive. |  |  | 08/14/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223903554 | [Redacted] | [Redacted] |  | 34190872 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-14): Client elects to waive. |  |  | 08/14/2025 | 3 | N/A | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223903554 | [Redacted] | [Redacted] |  | 34190874 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-14): Client elects to waive. |  |  | 08/14/2025 | 2 | A | A | A | A B |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223903556 | [Redacted] | [Redacted] |  | 34189352 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-14): Client elects to waive. |  |  | 08/14/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223903556 | [Redacted] | [Redacted] |  | 34208324 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Insurance coverage is insufficient by $[redacted]. Evidence of extended coverage or insurer's estimate of replacement cost is not located in the file. |  |  |  | Reviewer Comment (2025-08-20): Received replacement cost estimator document, information validated coverage shortfall requirement suffice. Exception Cleared.<br>Buyer Comment (2025-08-18): RCE | 08/20/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223911544 | [Redacted] | [Redacted] |  | 34193556 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-13): per deal notes |  |  | 08/13/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223911544 | [Redacted] | [Redacted] |  | 34193581 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2025-08-19): Fraud Report received and details updated. Exception cleared.<br>Buyer Comment (2025-08-18): fraud | 08/19/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223911925 | [Redacted] | [Redacted] |  | 34193709 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-12): Client elects to waive. |  |  | 09/12/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 223913225 | [Redacted] | [Redacted] |  | 34194053 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-15): Client elects to waive. |  |  | 08/15/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223913225 | [Redacted] | [Redacted] |  | 34194066 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is missing, as would be required for securitization. |  |  |  | Reviewer Comment (2025-08-15): Client elects to waive. |  |  | 08/15/2025 | 3 | N/A | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223913665 | [Redacted] | [Redacted] |  | 34194775 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-15): Client elects to waive. |  |  | 08/15/2025 | 3 | N/A | N/A | N/A | N/A D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223913665 | [Redacted] | [Redacted] |  | 34194776 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-15): Client elects to waive. |  |  | 08/15/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223915648 | [Redacted] | [Redacted] |  | 34204636 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-17): Client elects to waive. |  |  | 08/17/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Home Improvement | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223915788 | [Redacted] | [Redacted] |  | 34212104 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-15): No applicable. |  |  | 08/15/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Home Improvement | A | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238093 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  |  | Reviewer Comment (2025-09-04): CDA was provided<br>Buyer Comment (2025-09-02): CDA | 09/04/2025 |  |  | 1 | A | A | A | A B |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238094 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal from prior transaction was in file. Secondary valuation from subject transaction is missing. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-09-04): CDA was provided<br>Buyer Comment (2025-09-03): CDA | 09/04/2025 |  |  | 1 | N/A | A | N/A | A D |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238097 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-20): per deal notes |  |  | 08/20/2025 | 3 | A | A | A | A |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238124 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-08-28): Received Lender's Initial 1003. Exception cleared.<br>Buyer Comment (2025-08-26): initial 1003 | 08/28/2025 |  |  | 1 | B | A B | B | A B |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238125 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-08-28): Received Flood Certificate. Exception cleared.<br>Buyer Comment (2025-08-26): Flood cert | 08/28/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238126 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-08-28): Received Fraud Report. Exception cleared.<br>Buyer Comment (2025-08-26): fraud report | 08/28/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238131 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-09-04): HOI was provided<br>Buyer Comment (2025-09-04): hoi<br>Reviewer Comment (2025-08-28): Received Master Insurance Policy. Please provide HO-6 Policy with Insurance premium amount. Exception remains.<br>Buyer Comment (2025-08-26): ins<br>Buyer Comment (2025-08-26): insurance | 09/04/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238132 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2025-09-04): [redacted] was provided<br>Buyer Comment (2025-09-03): contract | 09/04/2025 |  |  | 1 | D | A D | D | A D |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238196 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML [redacted] Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of [redacted]% or Final Disclosure APR of [redacted]% is equal to or greater than the threshold of APOR [redacted]% + [redacted]%, or [redacted]%. |  |  |  | Reviewer Comment (2025-08-28): Received Right to Receive copy of Appraisal. Exception cleared. | 08/28/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238197 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank [redacted]): Creditor did not provide a copy of each valuation to applicant [redacted] business days prior to consummation. | The file is missing a copy of the Final Title Policy. |  |  |  | Reviewer Comment (2025-08-28): Received Appraisal Notice dated [redacted]. Exception cleared.<br>Buyer Comment (2025-08-26): appraisal delivery | 08/28/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Purchase | D A C | Non QM | Non QM | No |
| 223916011 | [Redacted] | [Redacted] |  | 34238199 |  | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Status | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. | File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. |  |  |  | Reviewer Comment (2025-08-28): Received Right to Receive copy of Appraisal. Exception cleared.<br>Buyer Comment (2025-08-26): right to receive copy of appraisal | 08/28/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Purchase | Good faith redisclosure D A C | Non QM | Non QM | No |
| 223921974 | [Redacted] | [Redacted] |  | 34213095 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-18): Client elects to waive. |  |  | 08/18/2025 | 3 | A | A | A | A |  | CA | Primary | Purchase | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922429 | [Redacted] | [Redacted] |  | 34214623 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2025-10-01): Received required documentation. Condition cleared.<br>Reviewer Comment (2025-10-01): Provided insurance copy is post note date with lower premium amount also it covers only unit [redacted] Exception Remains.<br>Buyer Comment (2025-09-29): Updated Policy<br>Reviewer Comment (2025-09-11): Unable to clear. Both replacement cost estimates reflect specific Calculated Values for the coverage.<br>Buyer Comment (2025-09-09): Per insurance agent, coverage for [redacted] XXXX Ave is sufficient because the replacement cost estimate is a range between $[redacted] - $[redacted] , and the dwelling coverage is inside that range at $[redacted]<br>Reviewer Comment (2025-09-04): The HOI coverage of $[redacted] is insufficient to cover mortgage amounts of $[redacted] , the replacement cost estimator of $[redacted] or the estimated cost new of $[redacted].<br>Buyer Comment (2025-09-02): Please update condition to reflect which policy is insufficient. | 10/01/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922429 | [Redacted] | [Redacted] |  | 34214629 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-18): Client elects to waive. |  |  | 08/18/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922429 | [Redacted] | [Redacted] |  | 34630821 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Primary | Refinance - Cash-out - Other | C D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922865 | [Redacted] | [Redacted] |  | 34228915 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-18): per deal notes |  |  | 08/18/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922865 | [Redacted] | [Redacted] |  | 34228917 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-18): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 08/18/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922865 | [Redacted] | [Redacted] |  | 34228919 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-18): per deal notes |  |  | 08/18/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922865 | [Redacted] | [Redacted] |  | 34228921 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The file is missing a copy of the final title policy. |  |  |  | Reviewer Comment (2025-08-25): Final Title policy received, exception cleared. | 08/25/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922865 | [Redacted] | [Redacted] |  | 34228937 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. |  |  |  | Reviewer Comment (2025-08-25): Final Title policy received, exception cleared.<br>Buyer Comment (2025-08-22): Final Title | 08/25/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922865 | [Redacted] | [Redacted] |  | 34228953 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is misisng in file. |  |  |  | Reviewer Comment (2025-08-25): Fraud Report received, exception cleared<br>Buyer Comment (2025-08-21): Fraud Report | 08/25/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922865 | [Redacted] | [Redacted] |  | 34228956 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval/1008 not provided. |  |  |  | Reviewer Comment (2025-08-25): 1008 received, exception cleared.<br>Buyer Comment (2025-08-22): 1008 | 08/25/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223922865 | [Redacted] | [Redacted] |  | 34228983 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided in file:<br> This loan is simultaneously closing with a purchase of an [redacted]<br> (#[redacted]). Loan team is wanting to utilize the projected rental income from the investment appraisal 1007 for qualification on this Signature Closed End Second Cash Out of Primary. They are using the net proceeds from this loan to put towards the purchase of the investment. We do not have appraisal in yet on [redacted]property. | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has owned the subject property for at least [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted] points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-18): Client elected to waive exceptions with compensating factors. |  |  | 08/18/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223923503 | [Redacted] | [Redacted] |  | 34230533 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-18): per deal notes |  |  | 08/18/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223923503 | [Redacted] | [Redacted] |  | 34230534 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within [redacted] or [redacted] and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-08-25): Final Title Policy received, exception cleared.<br>Buyer Comment (2025-08-21): Lender Policy | 08/25/2025 |  |  | 1 | B | A B | B | A B |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223923503 | [Redacted] | [Redacted] |  | 34230535 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | File is missing a copy of the final title policy |  |  |  | Reviewer Comment (2025-08-25): Final Title Policy received, exception cleared. | 08/25/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223923503 | [Redacted] | [Redacted] |  | 34230568 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. | Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. |  |  |  | Reviewer Comment (2025-08-25): Received final statement with updated disbursement date.<br>Buyer Comment (2025-08-21): [redacted] - Disbursed [redacted] | 08/25/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223923995 | [Redacted] | [Redacted] |  | 34229395 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-18): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]".<br>Reviewer Comment (2025-08-18): .<br>Reviewer Comment (2025-08-18): per deal notes |  |  | 08/18/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223923995 | [Redacted] | [Redacted] |  | 34229397 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-18): per deal notes |  |  | 08/18/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223923995 | [Redacted] | [Redacted] |  | 34229398 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-18): per deal notes |  |  | 08/18/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223925688 | [Redacted] | [Redacted] |  | 34230411 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Final 1003 for co-borrower has Yes selected for occupancy of subject property. |  |  |  | Reviewer Comment (2025-09-22): Corrected 1003 provided for Occupancy: [redacted]; Declarations/Will borrower occupy: No. Exception cleared.<br>Buyer Comment (2025-09-19): There was a miscalculation of income. The REOs are all held in the 1065 and we are using the cash flow on those properties through the 1065s for [redacted]. DTI is now [redacted]%.<br>Reviewer Comment (2025-08-27): Unable to clear, final 1003 (trail doc) isn't signed by co-borrower.<br>Buyer Comment (2025-08-25): 1003 | 09/22/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223925688 | [Redacted] | [Redacted] |  | 34238834 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2025-08-27): Fraud report provided.<br>Buyer Comment (2025-08-25): Fraud Report | 08/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223925688 | [Redacted] | [Redacted] |  | 34238995 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-20): Client elects to waive. |  |  | 08/20/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223925688 | [Redacted] | [Redacted] |  | 34239666 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Tax returns in file were used for rental income/loss calculations, while lender notes on 1008 indicate that leases were used for qualifying rental income. The Lease documents are missing from the file. |  |  |  | Reviewer Comment (2025-09-25): Reviewed documents provided in file and calculated DTI is within the minimum guideline requirement. Exception cleared.<br>Buyer Comment (2025-09-24): See previous upload<br>Reviewer Comment (2025-09-24): Require supporting documents to exclude $[redacted] amount from DTI ratio. As [redacted] lien P&I not considered in provided final 1003 and 1008 documents. after income and reo calculation still there is a mismatch in DTI ratio. Exception remains.<br>Buyer Comment (2025-09-22): Please see all docs uploaded | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223925688 | [Redacted] | [Redacted] |  | 34630792 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive without compensating factors. |  |  | 10/02/2025 | 3 |  | N/A |  | N/A D |  | CA | Investment | Refinance - Cash-out - Other | C D A | N/A | Exempt from ATR | No |
| 223925786 | [Redacted] | [Redacted] |  | 34238793 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-12): Client elects to waive. |  |  | 09/12/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223930288 | [Redacted] | [Redacted] |  | 34243827 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 08/19/2025 | 2 | A | A | A | A B |  | NJ | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 223930288 | [Redacted] | [Redacted] |  | 34243829 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): per deal notes |  |  | 08/19/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 223930288 | [Redacted] | [Redacted] |  | 34243834 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-19): per deal notes |  |  | 08/19/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 223930288 | [Redacted] | [Redacted] |  | 34244096 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank [redacted]): Unable to verify current employment status using reasonably reliable third-party records. | CPA letter not provided. |  |  |  | Reviewer Comment (2025-09-25): Received time stamped third party verification. Condition cleared.<br>Buyer Comment (2025-09-25): Business license with date stamp<br>Buyer Comment (2025-09-25): This is a SE borrower and per Agency guidelines can be [redacted] days. Attached is a copy of the license and proof of date stamp clipped below that shows [redacted] - our loan closed [redacted]. Please confirm this resolves the ATR issue on this loan.<br>Buyer Comment (2025-09-25): Cert of good standing, license and date stamp<br>Reviewer Comment (2025-09-22): Received duplicate documentation. Exception is addressing ATR requirements. A third party verification is required prior to closing. The third party verification provided is dated post closing. Lender would need to provide evidence of what was relied on prior to closing to confirm borrowers dates of operation and active status. Once these are received, the loan can be escalated to determine compliance with ATR requirements.<br>Buyer Comment (2025-09-18): Business License and receipts<br>Reviewer Comment (2025-09-17): Exception is addressing ATR requirements. A third party verification is required prior to closing. The third party verification provided is dated post closing. Lender would need to provide evidence of what was relied on prior to closing to confirm borrowers dates of operation and active status. Once these are received, the loan can be escalated to determine compliance with ATR requirements.<br>Buyer Comment (2025-09-14): Adding Business assets reflecting bus activity within [redacted]-days of closing. Ln closed [redacted] and assets through [redacted]<br>Reviewer Comment (2025-08-26): Reviewed all documentation provided. However, a third party verification dated within [redacted] days prior to note date verifying borrower's dates of operation were not included.<br>Buyer Comment (2025-08-22): Icon General Construction - Original articles of Organization, EIN assignment + Certificate of Amendment and updated Operating Agreement.<br>Buyer Comment (2025-08-22): Business receipts to support active operations<br>Buyer Comment (2025-08-22): Current active business license | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 223930288 | [Redacted] | [Redacted] |  | 34244098 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank [redacted]): General Ability-to-Repay requirements not satisfied. | CPA letter not provided. |  |  |  | Reviewer Comment (2025-09-25): Received time stamped third party verification. Condition cleared. | 09/25/2025 |  |  | 1 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D A C | N/A | Non QM | No |
| 223932094 | [Redacted] | [Redacted] |  | 34239684 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report not provided. |  |  |  | Reviewer Comment (2025-08-26): fraud report was provided<br>Buyer Comment (2025-08-22): Fraud | 08/26/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223932094 | [Redacted] | [Redacted] |  | 34239739 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 08/19/2025 | 2 | A | A | A | A B |  | PA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223932094 | [Redacted] | [Redacted] |  | 34239740 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): per deal notes |  |  | 08/19/2025 | 3 | N/A | N/A | N/A | N/A D |  | PA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223932094 | [Redacted] | [Redacted] |  | 34239742 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-19): per deal notes |  |  | 08/19/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223932094 | [Redacted] | [Redacted] |  | 34239793 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception is needed due to Section [redacted]: Collateral Valuation Methods (Acceptance of AVM Outside Acceptable Confidence Score) Exception request for eligibility of subject property. Per guidelines for standalone [redacted] loans, the AVM is required to have a confidence score of >[redacted](equal to is not acceptable guidelines indicate that it must be greater than [redacted]%). Branch acceptable of the attached AVM at an [redacted]& confidence score Exception has been approved with compensating factor Total Debt [redacted]% or More under requirement , FICO [redacted] points or More above requirement, Long Term Employment (>[redacted] Years) | Borrower has been employed in the same industry for more than [redacted]years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-19): Client elected to waive exceptions with compensating factors. |  |  | 08/19/2025 | 2 | B | B | B | B |  | PA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223932101 | [Redacted] | [Redacted] |  | 34244169 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-12): Client elects to waive. |  |  | 09/12/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223933997 | [Redacted] | [Redacted] |  | 34245465 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-19): per deal notes |  |  | 08/19/2025 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223933997 | [Redacted] | [Redacted] |  | 34245466 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-19): per deal notes |  |  | 08/19/2025 | 3 | D | D A | D | D |  | MI | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223934699 | [Redacted] | [Redacted] |  | 34247933 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | Reviewer Comment (2025-08-27): PDI provided<br>Buyer Comment (2025-08-25): Please see PCI showing no damage | 08/27/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C B A | N/A | Non QM | No |
| 223934699 | [Redacted] | [Redacted] |  | 34247936 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-21): Client elects to waive. |  |  | 08/21/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D C B A | N/A | Non QM | No |
| 223934699 | [Redacted] | [Redacted] |  | 34247937 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Client elects to waive. |  |  | 08/21/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Investment | Refinance - Cash-out - Other | D C B A | N/A | Non QM | No |
| 223934699 | [Redacted] | [Redacted] |  | 34247938 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Client elects to waive. |  |  | 08/21/2025 | 2 | A | A | A | A B |  | NJ | Investment | Refinance - Cash-out - Other | D C B A | N/A | Non QM | No |
| 223934699 | [Redacted] | [Redacted] |  | 34247946 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement of [redacted] liens for property "[redacted]" is missing in file. |  |  |  | Reviewer Comment (2025-08-29): CD provided and associated<br>Buyer Comment (2025-08-27): [redacted] | 08/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C B A | N/A | Non QM | No |
| 223934699 | [Redacted] | [Redacted] |  | 34247947 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement of [redacted] liens for property "[redacted]" is missing in file. |  |  |  | Reviewer Comment (2025-08-27): Cleared. Received CD from recent closing.<br>Buyer Comment (2025-08-26): [redacted] | 08/27/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C B A | N/A | Non QM | No |
| 223934699 | [Redacted] | [Redacted] |  | 34260793 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval provided for LTV of [redacted]% as guidelines only allows up to [redacted]% LTV. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrower's monthly mortgage payment has decreased by at least [redacted]%.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted]months PITIA or more.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The refinance has decreased the borrower's monthly debt payments by [redacted]% or more. | Documentation Type: [redacted]mo Bank Statement<br> Disposable Income: $[redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-21): Client elects to waive with compensating factors. |  |  | 08/21/2025 | 2 | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other | D C B A | N/A | Non QM | No |
| 223934699 | [Redacted] | [Redacted] |  | 34260796 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval provided for transferred appraisals - [redacted]. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>Borrower's monthly mortgage payment has decreased by at least [redacted]%.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [redacted]months PITIA or more.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The refinance has decreased the borrower's monthly debt payments by [redacted]% or more. | Documentation Type: [redacted]mo Bank Statement<br> Disposable Income: $[redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-21): Client elects to waive with compensating factors. |  |  | 08/21/2025 | 2 | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other | D C B A | N/A | Non QM | No |
| 223934702 | [Redacted] | [Redacted] |  | 34248576 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Client elects to waive. |  |  | 08/21/2025 | 3 | D | D A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223934702 | [Redacted] | [Redacted] |  | 34248577 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-21): Client elects to waive. |  |  | 08/21/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223935006 | [Redacted] | [Redacted] |  | 34254116 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing [redacted] lien mortgage statement for property [redacted]. There is a VOM in the file with Superior Loan Servicing reflecting a much higher payment than what is disclosed on the final 1003. Please provide clarification. |  |  |  | Reviewer Comment (2025-08-29): Received Closing Disclosure for property[redacted], exception cleared<br>Buyer Comment (2025-08-27): [redacted] | 08/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223935006 | [Redacted] | [Redacted] |  | 34254119 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | File is missing [redacted] lien mortgage statement for property [redacted]. There is a VOM in the file with Superior Loan Servicing reflecting a much higher payment than what is disclosed on the final 1003. Please provide clarification. |  |  |  | Reviewer Comment (2025-08-29): Received Closing Disclosure for property [redacted], exception cleared<br>Buyer Comment (2025-08-27): [redacted] | 08/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223935006 | [Redacted] | [Redacted] |  | 34254122 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-21): Not required. |  |  | 08/21/2025 | 3 | A | A | A | A |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223935006 | [Redacted] | [Redacted] |  | 34254125 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Not required |  |  | 08/21/2025 | 2 | A | A | A | A B |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223935006 | [Redacted] | [Redacted] |  | 34254126 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-21): Not required. |  |  | 08/21/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223941070 | [Redacted] | [Redacted] |  | 34258514 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-22): Client elects to waive. |  |  | 08/22/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223941070 | [Redacted] | [Redacted] |  | 34258516 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-22): Client elects to waive. |  |  | 08/22/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223941070 | [Redacted] | [Redacted] |  | 34258519 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-22): Client elects to waive. |  |  | 08/22/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223941070 | [Redacted] | [Redacted] |  | 34258542 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report was not provided. |  |  |  | Reviewer Comment (2025-08-27): Fraud Report provided. Exception cleared.<br>Buyer Comment (2025-08-25): Fraud report | 08/27/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223941070 | [Redacted] | [Redacted] |  | 34262189 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception requested and approved for Missing documentation for Modification on [redacted] lien. Borrower cannot locate paperwork to support modification related to COVID-19 Forbearance and there is deferred balance of $[redacted] with balloon due on [redacted]. Conditioned for Max [redacted]% CLTV. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Borrower has been employed in the same industry for more than [redacted] years.<br>DTI: [redacted]% <br> Guideline Maximum DTI: [redacted]% | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2025-08-22): Client elects to waive with compensating factors. |  |  | 08/22/2025 | 2 | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other | D C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223942672 | [Redacted] | [Redacted] |  | 34266370 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-22): per deal notes |  |  | 08/22/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223942672 | [Redacted] | [Redacted] |  | 34272934 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception request for borrower and co-borrowers to each have their own separate primary residence even though they are married is approved. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The qualifying DTI on the loan is at least [redacted]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-09-02): Client elects to waive with compensating factors.<br>Buyer Comment (2025-08-28): exception<br>Reviewer Comment (2025-08-22): Client elected to waive exceptions with compensating factors. |  |  | 09/02/2025 | 2 | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223944896 | [Redacted] | [Redacted] |  | 34266426 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-25): Client elects to waive. |  |  | 08/25/2025 | 3 | A | A | A | A |  | UT | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223944896 | [Redacted] | [Redacted] |  | 34266428 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-09-02): Fraud Report received & associated. Exception cleared.<br>Buyer Comment (2025-08-29): FRAUD REPORT | 09/02/2025 |  |  | 1 | C | A C | C | A C |  | UT | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223944896 | [Redacted] | [Redacted] |  | 34273324 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted] . Note P&I was used for the APR calculation and compliance testing. | Note and final CD P&I of $[redacted] does not match calculated P&I of $[redacted]. |  |  |  | Reviewer Comment (2025-09-02): Simple Interest addendum received & associated. Exception cleared.<br>Buyer Comment (2025-08-29): simple interest add to Note | 09/02/2025 |  |  | 1 | B | A B | B | A B |  | UT | Primary | Refinance - Cash-out - Other | C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949643 | [Redacted] | [Redacted] |  | 34275666 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-25): Not required. |  |  | 08/25/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949643 | [Redacted] | [Redacted] |  | 34275670 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-25): Not required. |  |  | 08/25/2025 | 3 | D | D A | D | D |  | FL | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949643 | [Redacted] | [Redacted] |  | 34275677 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]). | Finance Charge disclosed as $[redacted] vs calculated finance charge is $[redacted]. Variance of $[redacted]. |  |  |  | Reviewer Comment (2025-08-27): Upon further review P&I is acceptable. | 08/27/2025 |  |  | 1 | C | A C | C | A C |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223949645 | [Redacted] | [Redacted] |  | 34275723 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title policy amount of $[redacted] in Commitment title policy is less than the note amount of $[redacted]. |  |  |  | Reviewer Comment (2025-09-04): Received Title commitment with coverage amount , Exception Cleared<br>Buyer Comment (2025-09-02): title | 09/04/2025 |  |  | 1 | B | A B | B | A B |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223949645 | [Redacted] | [Redacted] |  | 34275727 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - [redacted] Family not provided |  | Rider - [redacted] Family was not provided. |  |  |  | Reviewer Comment (2025-09-02): 1-4 Family Rider received and associated. Exception cleared.<br>Buyer Comment (2025-08-28): rider | 09/02/2025 |  |  | 1 | C | A C | C | A C |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223949645 | [Redacted] | [Redacted] |  | 34275730 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-25): Not required. |  |  | 08/25/2025 | 2 | A | A | A | A B |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223949645 | [Redacted] | [Redacted] |  | 34275731 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-25): Not required. |  |  | 08/25/2025 | 3 | N/A | N/A | N/A | N/A D |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223949645 | [Redacted] | [Redacted] |  | 34275732 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-25): Not required. |  |  | 08/25/2025 | 3 | A | A | A | A |  | NY | Investment | Refinance - Cash-out - Other | D C A | N/A | Non QM | No |
| 223949736 | [Redacted] | [Redacted] |  | 34275848 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-26): per deal notes |  |  | 08/26/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949736 | [Redacted] | [Redacted] |  | 34275851 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-26): per deal notes |  |  | 08/26/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949736 | [Redacted] | [Redacted] |  | 34275869 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [redacted] Constitution Section [redacted]: Acknowledgment of the Fair Market Value not properly executed by the Lender. | Acknowledgment of the Fair Market Value is not executed by lender. |  |  |  | Reviewer Comment (2025-09-30): [redacted] received AFMV signed by lender, LOE, and proof of delivery.<br>Reviewer Comment (2025-09-30): Lender signature provided as cure documentation.<br>Reviewer Comment (2025-09-04): Cleared. Received signed document.<br>Buyer Comment (2025-09-02): Fair market signed<br>Reviewer Comment (2025-09-02): Required Fair Market value disclosure signed by Lender. Exception remains.<br>Buyer Comment (2025-08-28): Fair market |  | 09/30/2025 |  | 2 | C | B C | C | B C D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223949736 | [Redacted] | [Redacted] |  | 34275870 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Fannie Mae forms not used for closing of home equity loan) | [redacted] Constitution Section [redacted]: [redacted] forms not used for closing of home equity loan. |  |  |  |  | Buyer Comment (2025-09-02): ok to waive this EV2 condition |  |  | 09/02/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The failure to use FNMA Documents does not present a clear remediation path. B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949736 | [Redacted] | [Redacted] |  | 34356771 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided) | Unable to test fair market acknowledgment due to missing information. | Acknowledgment of the Fair Market Value not properly executed by the Lender. The signature date is not provided. |  |  |  | Reviewer Comment (2025-09-08): Updated disclosure provided.<br>Buyer Comment (2025-09-04): fair market | 09/08/2025 |  |  | 1 |  | A |  | A |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223949744 | [Redacted] | [Redacted] |  | 34276173 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-25): per deal notes |  |  | 08/25/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949744 | [Redacted] | [Redacted] |  | 34276174 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-25): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "B |  |  | 08/25/2025 | 2 | A | A | A | A B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949744 | [Redacted] | [Redacted] |  | 34276175 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-25): per deal notes |  |  | 08/25/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223949746 | [Redacted] | [Redacted] |  | 34276191 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-26): Client elects to waive. |  |  | 08/26/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | QM (APOR) Risk | No |
| 223949746 | [Redacted] | [Redacted] |  | 34276219 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment within [redacted] business days of the Note for employer "XXXX" is required. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive<br>Reviewer Comment (2025-09-11): Received Third Party Verification is for [redacted], [redacted] and [redacted]. Please provide Verification of Employment within [redacted] business days of closing for Employment - [redacted] XXXX. Exception Remains.<br>Buyer Comment (2025-09-09): VVOE<br>Reviewer Comment (2025-09-02): Required verification of employment within [redacted] business days of closing for Employment - [redacted] XXXX. Provided Third party verification is for[redacted]. Exception Remains.<br>Buyer Comment (2025-08-28): VVOE |  |  | 10/10/2025 | 3 | C | C | C | C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | QM (APOR) Risk | No |
| 223949746 | [Redacted] | [Redacted] |  | 34656914 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | This file was missing a copy of VVOE dated within [redacted] business days prior to the closing for XXXX. VVOE provided is dated [redacted], loan closing date [redacted]. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive. |  |  | 10/10/2025 | 3 |  | C |  | C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | QM (APOR) Risk | No |
| 223949746 | [Redacted] | [Redacted] |  | 34656952 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to missing VVOE dated within [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive. |  |  | 10/10/2025 | 3 |  | B C |  | B C |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | QM (APOR) Risk | Yes |
| 223949746 | [Redacted] | [Redacted] |  | 34656953 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | This file was missing a copy of VVOE dated within [redacted] business days prior to closing for [redacted]. VVOE provided is dated [redacted], loan closing date [redacted]. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive. |  |  | 10/10/2025 | 3 |  | C |  | C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | QM (APOR) Risk | No |
| 223949746 | [Redacted] | [Redacted] |  | 34657096 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | The Verification for borrower's job at [redacted] XXXX is not dated within [redacted] business days prior to closing. |  |  |  | Reviewer Comment (2025-10-10): Client elects to waive. |  |  | 10/10/2025 | 3 |  | C |  | C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | QM (APOR) Risk | No |
| 223952239 | [Redacted] | [Redacted] |  | 34276571 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-26): Client elects to waive. |  |  | 08/26/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223952239 | [Redacted] | [Redacted] |  | 34276572 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-08-29): Cleared. Received fraud report.<br>Buyer Comment (2025-08-27): Fraud report | 08/29/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223953089 | [Redacted] | [Redacted] |  | 34295857 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-26): Client elects to waive. |  |  | 08/26/2025 | 3 | A | A | A | A |  | NV | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 223953089 | [Redacted] | [Redacted] |  | 34295858 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for S&P per [redacted] Securitization Bulletin. S&P expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  |  | Reviewer Comment (2025-08-26): Client elects to waive. |  |  | 08/26/2025 | 2 | A | A | A | A B |  | NV | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 223953089 | [Redacted] | [Redacted] |  | 34295866 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing in file for property "[redacted]". |  |  |  | Reviewer Comment (2025-09-04): Received Mortgage Statement. Exception cleared<br>Buyer Comment (2025-09-02): REO docs | 09/04/2025 |  |  | 1 | C | A C | C | A C |  | NV | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 223953089 | [Redacted] | [Redacted] |  | 34295895 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception for subject property was been listed within the [redacted] months preceding the loan's application date are ineligible.<br> Conditions: Max [redacted]% CLTV<br> Please note- this loan is subject to exception pricing including a reduced max price, please reach out to the lock desk for specifics. <br> All other CES guidelines requirements to be met. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has owned the subject property for at least [redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The refinance has decreased the borrower's monthly debt payments by [redacted]% or more.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-08-26): Client elected to waive exceptions with compensating factors. |  |  | 08/26/2025 | 2 | B | B | B | B |  | NV | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| 223953678 | [Redacted] | [Redacted] |  | 34296383 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-09-03): Fraud Report received, exception cleared.<br>Buyer Comment (2025-08-29): Fraud report | 09/03/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223953678 | [Redacted] | [Redacted] |  | 34296391 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-27): Client elects to waive. |  |  | 08/27/2025 | 3 | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223953678 | [Redacted] | [Redacted] |  | 34296392 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Client elects to waive. |  |  | 08/27/2025 | 3 | N/A | N/A | N/A | N/A D |  | VA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223953678 | [Redacted] | [Redacted] |  | 34296393 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | File is missing verification of pension income for Borrower #[redacted] |  |  |  | Reviewer Comment (2025-09-18): Copies of the most recent [redacted] months check stubs received & associated. Exception cleared.<br>Buyer Comment (2025-09-17): Pension statements<br>Reviewer Comment (2025-09-08): The paystub provided only covers [redacted] month. Copies of the most recent [redacted] months checks sutbs is required.<br>Buyer Comment (2025-09-08): LOX<br>Reviewer Comment (2025-09-08): Received paystub for pension income. Per guidelines, an award letter, three months check stubs, [redacted] months bank statements that verify receipt of the direct deposit, most recent [redacted] years [redacted] tax forms, or most recent [redacted] years personal tax returns is required.<br>Buyer Comment (2025-09-04): Pension | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223953678 | [Redacted] | [Redacted] |  | 34296400 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-27): Client elects to waive. |  |  | 08/27/2025 | 2 | A | A | A | A B |  | VA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223953678 | [Redacted] | [Redacted] |  | 34296403 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing verification of pension income for Borrower #[redacted]. |  |  |  | Reviewer Comment (2025-09-18): Copies of the most recent [redacted] months check stubs received & associated. Exception cleared. | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223953678 | [Redacted] | [Redacted] |  | 34296406 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan Designation discrepancy due to missing verification of pension income for borrower causing the loan to waterfall. |  |  |  | Reviewer Comment (2025-09-18): Copies of the most recent [redacted] months check stubs received & associated. Exception cleared. | 09/18/2025 |  |  | 1 | B | A C | B | A C B |  | VA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223953678 | [Redacted] | [Redacted] |  | 34296407 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | The loan is missing verification of pension income for Borrower, causing the loan to waterfall through the QM Testing. |  |  |  | Reviewer Comment (2025-09-18): Copies of the most recent [redacted] months check stubs received & associated. Exception cleared. | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223953678 | [Redacted] | [Redacted] |  | 34296408 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | The loan is missing verification of pension income for Borrower, causing the loan to waterfall. |  |  |  | Reviewer Comment (2025-09-18): Copies of the most recent [redacted] months check stubs received & associated. Exception cleared. | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | VA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223955528 | [Redacted] | [Redacted] |  | 34304237 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-28): Client elects to waive. |  |  | 08/28/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223955528 | [Redacted] | [Redacted] |  | 34304238 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-09-10): Cleared. Received additional appraisal review product.<br>Buyer Comment (2025-09-08): CDA | 09/10/2025 |  |  | 1 | C | A | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223958105 | [Redacted] | [Redacted] |  | 34304487 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-28): Client elects to waive. |  |  | 08/28/2025 | 3 | A | A | A | A |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223958105 | [Redacted] | [Redacted] |  | 34304504 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [redacted]). | The disclosed Amount Financed in the amount of $[redacted] is over disclosed by $[redacted] compared to the calculated Amount Financed of $[redacted]. |  |  |  | Reviewer Comment (2025-09-10): [redacted] received LOA<br>Buyer Comment (2025-09-08): Title/Inv Email | 09/10/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223958105 | [Redacted] | [Redacted] |  | 34304505 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]. | The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] |  |  |  | Reviewer Comment (2025-09-10): [redacted] received LOA<br>Buyer Comment (2025-09-09): Title, Investor Memo uploaded<br>Reviewer Comment (2025-09-05): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [redacted] disclosed an inaccurate Finance Charge on page [redacted] that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[redacted] is under disclosed by $[redacted] compared to the calculated Finance Charge of $[redacted] which exceeds the $[redacted] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [redacted]. (Final/[redacted] | 09/10/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223958105 | [Redacted] | [Redacted] |  | 34320172 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | File is missing the Simple Interest Addendum to the note. |  |  |  | Reviewer Comment (2025-09-04): Simple Interest Addendum received, Exception Cleared<br>Buyer Comment (2025-09-02): Addendum | 09/04/2025 |  |  | 1 | C | A C | C | A C |  | IL | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223958268 | [Redacted] | [Redacted] |  | 34304458 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-16): Not required |  |  | 09/16/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223958268 | [Redacted] | [Redacted] |  | 34304620 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Undiscounted rate and price missing in loan file. |  |  |  | Reviewer Comment (2025-09-25): Client asked to restate<br>Buyer Comment (2025-09-24): Request to restate loan designation for NQM<br>Reviewer Comment (2025-09-18): [redacted] points and Fees is [redacted]%, however QM points and fees maximum is [redacted]%.<br>Buyer Comment (2025-09-16): email confirm fee mas is [redacted]% upld.<br>Reviewer Comment (2025-09-16): Citing is for QM points and fees which is maxed at [redacted]%. Due diligence is unable to clear.<br>Buyer Comment (2025-09-12): Loan was underwritten as a NON HPML, points & fees not to exceed allowable max of [redacted]%.<br>Reviewer Comment (2025-09-09): The Points and Fees total $[redacted] exceed tolerance amount of $[redacted] by $[redacted].<br>Buyer Comment (2025-09-05): final [redacted] upld, page [redacted] references undiscounted rate.<br>Reviewer Comment (2025-09-04): The document provided does not reflect the undiscounted rate and price.<br>Buyer Comment (2025-09-02): initial lock upld | 09/25/2025 |  |  | 1 | B | A C | B | A C B |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| 223958268 | [Redacted] | [Redacted] |  | 34304621 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees Dodd-Frank | Qualified Mortgage (Dodd Frank [redacted]): Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Federal Total Loan Amount. Points and Fees total $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or [redacted]%). | Undiscounted rate and price missing in loan file. |  |  |  | Reviewer Comment (2025-09-25): Client asked to restate<br>Reviewer Comment (2025-09-18): [redacted] points and Fees is [redacted]%, however QM points and fees maximum is [redacted]%.<br>Buyer Comment (2025-09-16): email confirm fee max is [redacted]% upld.<br>Reviewer Comment (2025-09-16): Citing is for QM points and fees which is maxed at [redacted]%. Due diligence is unable to clear.<br>Buyer Comment (2025-09-12): Loan was underwritten as a NON HPML, points & fees not to exceed allowable max of [redacted]%.<br>Reviewer Comment (2025-09-09): The Points and Fees total $[redacted] exceed tolerance amount of $[redacted] by $[redacted].<br>Buyer Comment (2025-09-05): final [redacted] upld, page [redacted] references undiscounted rate.<br>Reviewer Comment (2025-09-04): The document provided does not reflect the undiscounted rate and price.<br>Buyer Comment (2025-09-02): initial lock upld to trl docs | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223958268 | [Redacted] | [Redacted] |  | 34549046 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay Dodd-Frank [redacted]: The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Client asked to restate |  |  |  | Reviewer Comment (2025-10-08): Client elects to waive. |  |  | 10/08/2025 | 2 |  | A B |  | B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Non QM | No |
| 223958506 | [Redacted] | [Redacted] |  | 34304779 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-05): Client elects to waive. |  |  | 09/05/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223958506 | [Redacted] | [Redacted] |  | 34304780 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] |  |  |  |  |  | Reviewer Comment (2025-09-10): Cleared. Recieved CDA<br>Buyer Comment (2025-09-08): CDA | 09/10/2025 |  |  | 1 | D | A | D | A D |  | TX | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223958506 | [Redacted] | [Redacted] |  | 34304795 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report was not provided. |  |  |  | Reviewer Comment (2025-09-05): Cleared. Received Fraud report<br>Buyer Comment (2025-09-03): Fraud Report | 09/05/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223958506 | [Redacted] | [Redacted] |  | 34304802 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided) | [redacted] Constitution Section [redacted]: Final Itemized disclosure of fees, points, costs and charges not provided to borrower at least [redacted] business day prior to closing. | Itemized Disclosure was not provided. |  |  |  | Reviewer Comment (2025-09-05): Received pre-closing CD<br>Buyer Comment (2025-09-03): [redacted] Hr CD | 09/05/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223958506 | [Redacted] | [Redacted] |  | 34320854 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed $[redacted] of title insurance coverage; however this is less than the loan amount of $[redacted]. |  |  |  | Reviewer Comment (2025-09-10): Received updated title report<br>Buyer Comment (2025-09-09): Loan Policy Amount updated | 09/10/2025 |  |  | 1 | B | A B | B | A B |  | TX | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223962530 | [Redacted] | [Redacted] |  | 34314787 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-29): per deal notes |  |  | 08/29/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223962530 | [Redacted] | [Redacted] |  | 34314798 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Missing Secondary Valuation - The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2025-08-29): per deal notes |  |  | 08/29/2025 | 3 | D | D A | D | D |  | GA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| 223963426 | [Redacted] | [Redacted] |  | 34314739 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing CPA letter confirming borrower's business ownership percentage, Business search provided from [redacted] Portal is not dated. |  |  |  | Reviewer Comment (2025-09-04): CPA letter was provided.<br>Buyer Comment (2025-09-03): CPA letter<br>Buyer Comment (2025-09-02): Please look at upper left corner of business search showing [redacted] | 09/04/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963426 | [Redacted] | [Redacted] |  | 34314743 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-28): per deal notes |  |  | 08/28/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963426 | [Redacted] | [Redacted] |  | 34314744 |  | Credit | Income | Income Error | Income | Income document is missing the document date and/or tax year. |  | Business search provided from [redacted] Portal is not dated. |  |  |  | Reviewer Comment (2025-09-09): Revalidated document and verified. Exception cleared.<br>Buyer Comment (2025-09-05): CPA letter has been provided please clear | 09/09/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963426 | [Redacted] | [Redacted] |  | 34314753 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation mismatch due to missing CPA letter confirming borrower's business ownership percentage, Business search provided from [redacted] Portal is not dated. |  |  |  | Reviewer Comment (2025-09-09): Revalidated document and verified. Exception cleared. | 09/09/2025 |  |  | 1 | B | A C | B | A C B |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223963426 | [Redacted] | [Redacted] |  | 34314755 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to missing CPA letter confirming borrower's business ownership percentage, Business search provided from [redacted] Portal is not dated. |  |  |  | Reviewer Comment (2025-09-09): Revalidated document and verified. Exception cleared. | 09/09/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963426 | [Redacted] | [Redacted] |  | 34314761 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | Waterfall due to missing CPA letter confirming borrower's business ownership percentage, Business search provided from [redacted] Portal is not dated. |  |  |  | Reviewer Comment (2025-09-09): Revalidated document and verified. Exception cleared. | 09/09/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963428 | [Redacted] | [Redacted] |  | 34315128 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | HELOC Close-out letter is missing in file. |  |  |  | Reviewer Comment (2025-09-04): Cleared. Received close-out letter.<br>Buyer Comment (2025-09-02): close out letter and supporting docs upld | 09/04/2025 |  |  | 1 | C | A C | C | A C |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223963428 | [Redacted] | [Redacted] |  | 34315130 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-29): per deal notes |  |  | 08/29/2025 | 3 | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 223963487 | [Redacted] | [Redacted] |  | 34314782 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-28): per deal notes |  |  | 08/28/2025 | 3 | A | A | A | A |  | PA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963487 | [Redacted] | [Redacted] |  | 34314783 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-28): per deal notes |  |  | 08/28/2025 | 3 | D | D A | D | D |  | PA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963487 | [Redacted] | [Redacted] |  | 34314822 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Schedule C | General QM: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | Third party verification of borrower's Sole Proprietorship is missing from file. |  |  |  | Reviewer Comment (2025-09-19): Provided CPA letter for both the sole proprietor incomes which confirms business are active. Exception cleared.<br>Buyer Comment (2025-09-17): CPA Letter<br>Reviewer Comment (2025-09-05): The documentation provided does reflect borrower's business Driver/Schedule C income.<br>Buyer Comment (2025-09-03): Business License | 09/19/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963487 | [Redacted] | [Redacted] |  | 34314823 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - Schedule C | General QM: Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | Third party verification of borrower's Sole Proprietorship is missing from file. |  |  |  | Reviewer Comment (2025-09-19): Provided CPA letter for both the sole proprietor incomes which confirms business are active. Exception cleared.<br>Reviewer Comment (2025-09-05): The sales tax license provided does not confirm employment dates/history.<br>Buyer Comment (2025-09-03): Business License uploaded | 09/19/2025 |  |  | 1 | C | A C | C | A C |  | PA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963487 | [Redacted] | [Redacted] |  | 34321774 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | ATR failure due to insufficient income documentation. |  |  |  | Reviewer Comment (2025-09-19): Provided CPA letter for both the sole proprietor incomes which confirms business are active. Exception cleared.<br>Reviewer Comment (2025-09-05): Third party verification of borrower's Sole Proprietorship businesses is missing from file.<br>Buyer Comment (2025-09-03): Business License uploaded | 09/19/2025 |  |  | 1 | B | A C | B | A C B |  | PA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223963580 | [Redacted] | [Redacted] |  | 34315053 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay Dodd-Frank [redacted]: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to insufficient income documentation. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-09-23): Received SCRA documentation. Condition cleared.<br>Reviewer Comment (2025-09-23): ,<br>Buyer Comment (2025-09-06): SCRA uploaded<br>Buyer Comment (2025-09-06): B1 SCRA | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223963580 | [Redacted] | [Redacted] |  | 34315054 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | This file was missing a copy of VVOE for primary borrower. Verbal Verification of Employment VVOE completed within [redacted] days of closing must be provided. |  |  |  | Reviewer Comment (2025-09-23): Received SCRA documentation. Condition cleared.<br>Reviewer Comment (2025-09-23): ,<br>Buyer Comment (2025-09-06): SCRA uploaded<br>Buyer Comment (2025-09-06): [redacted] SCRA - B1 | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223963580 | [Redacted] | [Redacted] |  | 34315055 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | This file was missing a copy of VVOE for primary borrower. Verbal Verification of Employment VVOE completed within [redacted] days of closing must be provided. |  |  |  | Reviewer Comment (2025-09-23): Received SCRA documentation. Condition cleared.<br>Reviewer Comment (2025-09-23): ,<br>Buyer Comment (2025-09-06): SCRA uploaded - GF [redacted]<br>Buyer Comment (2025-09-06): [redacted] SCRA | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223963580 | [Redacted] | [Redacted] |  | 34315057 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verification of employment was not provided for borrower. |  |  |  | Reviewer Comment (2025-09-23): Received SCRA documentation. Condition cleared.<br>Reviewer Comment (2025-09-23): ,<br>Buyer Comment (2025-09-06): doc provided - GF [redacted]<br>Buyer Comment (2025-09-06): VVOE B1 - SCRA dated [redacted] | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223963580 | [Redacted] | [Redacted] |  | 34315061 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 08/29/2025 | 2 | A | A | A | A B |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223963580 | [Redacted] | [Redacted] |  | 34315062 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-29): per deal notes |  |  | 08/29/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223963580 | [Redacted] | [Redacted] |  | 34315063 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-29): waive per deal notes |  |  | 08/29/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223963580 | [Redacted] | [Redacted] |  | 34315065 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay Dodd-Frank [redacted]: Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Waterfall due to verification of employment was not provided for borrower. |  |  |  | Reviewer Comment (2025-09-23): Received SCRA documentation. Condition cleared.<br>Reviewer Comment (2025-09-23): ,<br>Buyer Comment (2025-09-06): B1 SCRA uploaded<br>Buyer Comment (2025-09-06): B1 SCRA | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | CA | Investment | Refinance - Cash-out - Other | D C A | N/A | Exempt from ATR | No |
| 223963656 | [Redacted] | [Redacted] |  | 34314795 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-08-28): per deal notes |  |  | 08/28/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963656 | [Redacted] | [Redacted] |  | 34314796 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-28): per deal notes |  |  | 08/28/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963656 | [Redacted] | [Redacted] |  | 34314797 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-08-28): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 08/28/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223963656 | [Redacted] | [Redacted] |  | 34314802 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | Since the loan is not paying off a same [redacted], transaction is not considered a lender to lender refinance and H8 is required. |  |  |  | Reviewer Comment (2025-09-15): RTC received, rescission period expired, exception cleared.<br>Buyer Comment (2025-09-11): signed and dated form not required, only proof of delivery which was provided with the corrected rtc, please clear cond.<br>Reviewer Comment (2025-09-10): Please provide signed and dated RTC document. Exception remains.<br>Buyer Comment (2025-09-09): rtc docs and proof of delivery upld. | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223972422 | [Redacted] | [Redacted] |  | 34322565 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-02): Not required. |  |  | 09/02/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Home Improvement | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223976927 | [Redacted] | [Redacted] |  | 34333399 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage of $[redacted] does not cover the combined first and second lien balance. |  |  |  | Reviewer Comment (2025-09-09): RCE received, exception cleared.<br>Buyer Comment (2025-09-05): RCE | 09/09/2025 |  |  | 1 | C | A C | C | A C |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223976927 | [Redacted] | [Redacted] |  | 34333400 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-02): Not required. |  |  | 09/02/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223977278 | [Redacted] | [Redacted] |  | 34325004 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-02): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 09/02/2025 | 2 | A | A | A | A B |  | MA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223977278 | [Redacted] | [Redacted] |  | 34325010 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-02): per deal notes |  |  | 09/02/2025 | 3 | N/A | N/A | N/A | N/A D |  | MA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223977278 | [Redacted] | [Redacted] |  | 34325013 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-02): per deal notes |  |  | 09/02/2025 | 3 | A | A | A | A |  | MA | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223978862 | [Redacted] | [Redacted] |  | 34334043 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-02): per deal notes |  |  | 09/02/2025 | 3 | A | A | A | A |  | CT | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223978862 | [Redacted] | [Redacted] |  | 34334044 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-02): per deal notes |  |  | 09/02/2025 | 3 | N/A | N/A | N/A | N/A D |  | CT | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223978862 | [Redacted] | [Redacted] |  | 34334045 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-02): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 09/02/2025 | 2 | A | A | A | A B |  | CT | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 223983064 | [Redacted] | [Redacted] |  | 34346716 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 09/03/2025 | 2 | A | A | A | A B |  | CA | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223983064 | [Redacted] | [Redacted] |  | 34346717 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-03): per deal notes |  |  | 09/03/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223983064 | [Redacted] | [Redacted] |  | 34346719 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-03): per deal notes |  |  | 09/03/2025 | 3 | A | A | A | A |  | CA | Second Home | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992841 | [Redacted] | [Redacted] |  | 34354664 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-05): per deal notes |  |  | 09/05/2025 | 3 | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992841 | [Redacted] | [Redacted] |  | 34354665 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): per deal notes |  |  | 09/05/2025 | 3 | N/A | N/A | N/A | N/A D |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992841 | [Redacted] | [Redacted] |  | 34354666 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 09/05/2025 | 2 | A | A | A | A B |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992841 | [Redacted] | [Redacted] |  | 34354667 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Verification of employment document is missing from second job [redacted]. Required verification of employment within [redacted] business days to the note date. |  |  |  | Reviewer Comment (2025-09-15): Received Borrower VVOE document for second job within the [redacted] days business days from the Closing date. Exception Cleared.<br>Buyer Comment (2025-09-12): vvoe [redacted] House | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992841 | [Redacted] | [Redacted] |  | 34354672 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | ATR failure due to Verification of employment document is missing from second job [redacted]. Required verification of employment within [redacted] business days to the note date. |  |  |  | Reviewer Comment (2025-09-15): Received Borrower VVOE document for second job within the [redacted] days business days from the Closing date. Exception Cleared. | 09/15/2025 |  |  | 1 | B | A C | B | A C B |  | MI | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223992841 | [Redacted] | [Redacted] |  | 34354674 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | Verification of employment document is missing from second job [redacted]. Required verification of employment within [redacted] business days to the note date. |  |  |  | Reviewer Comment (2025-09-15): Received Borrower VVOE document for second job within the [redacted] days business days from the Closing date. Exception Cleared. | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992841 | [Redacted] | [Redacted] |  | 34366599 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-09-15): Received Borrower VVOE document for second job within the [redacted] days business days from the Closing date. Exception Cleared. | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | MI | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992873 | [Redacted] | [Redacted] |  | 34354689 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Not required. |  |  | 09/05/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223992873 | [Redacted] | [Redacted] |  | 34354690 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): Not required. |  |  | 09/05/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223992873 | [Redacted] | [Redacted] |  | 34354691 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-05): Not required. |  |  | 09/05/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223992873 | [Redacted] | [Redacted] |  | 34354692 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-09-10): Esign consent provided.<br>Buyer Comment (2025-09-10): eConsent | 09/10/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Higher Priced QM (APOR) | Higher Priced QM (APOR) | No |
| 223992897 | [Redacted] | [Redacted] |  | 34354829 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-05): Not required. |  |  | 09/05/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992897 | [Redacted] | [Redacted] |  | 34354838 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final Title policy is missing. |  |  |  | Reviewer Comment (2025-09-15): Final title policy received with policy value. Exception Cleared. | 09/15/2025 |  |  | 1 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223992897 | [Redacted] | [Redacted] |  | 34354839 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title does not have policy amount, and the Final Title policy is missing. |  |  |  | Reviewer Comment (2025-09-15): Final title policy received with policy value. Exception Cleared.<br>Buyer Comment (2025-09-11): Title | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223994091 | [Redacted] | [Redacted] |  | 34363099 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-05): per deal notes |  |  | 09/05/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995245 | [Redacted] | [Redacted] |  | 34363243 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-05): Client elects to waive. |  |  | 09/05/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995250 | [Redacted] | [Redacted] |  | 34367453 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-05): per deal notes |  |  | 09/05/2025 | 3 | A | A | A | A |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995250 | [Redacted] | [Redacted] |  | 34367454 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): per deal notes |  |  | 09/05/2025 | 3 | N/A | N/A | N/A | N/A D |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995250 | [Redacted] | [Redacted] |  | 34367455 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-05): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 09/05/2025 | 2 | A | A | A | A B |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995250 | [Redacted] | [Redacted] |  | 34367502 |  | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Tangible Net Benefit Disclosure | [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  | Reviewer Comment (2025-09-24): Received NTB disclosure. This condition is cleared. Updated condition generated.<br>Reviewer Comment (2025-09-24): Provide TNB disclosure is signed after closing, require signed disclosure prior to note date. Exception Remains.<br>Buyer Comment (2025-09-23): NTB<br>Reviewer Comment (2025-09-18): Provided tangible net benefit disclosure is not signed. Exception remains.<br>Buyer Comment (2025-09-16): NTB | 09/24/2025 |  |  | 1 | B | A B | B | A B |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995250 | [Redacted] | [Redacted] |  | 34540536 |  | Compliance | Compliance | State Compliance | Misc. State Level | [redacted] Tangible Net Benefit Disclosure Signed by Borrower | [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not signed by the Borrower prior to closing. | NTB disclosure was signed post closing. This EV2 exception is for informational purposes only. |  |  |  | Reviewer Comment (2025-10-08): Client elects to waive. |  |  | 10/08/2025 | 2 |  | B |  | B |  | MN | Primary | Refinance - Cash-out - Other | D A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995451 | [Redacted] | [Redacted] |  | 34363174 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  |  |  |  |  | Reviewer Comment (2025-09-15): Hazard Insurance Policy received, and details updated. Exception cleared.<br>Buyer Comment (2025-09-12): prior hoi | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995451 | [Redacted] | [Redacted] |  | 34363176 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-05): Client elects to waive. |  |  | 09/05/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995451 | [Redacted] | [Redacted] |  | 34363177 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. The supporting secondary valuation is missing. Sec ID:[redacted] |  |  |  |  |  | Reviewer Comment (2025-09-17): Received CDA. Condition cleared.<br>Buyer Comment (2025-09-16): CDA | 09/17/2025 |  |  | 1 | D | A | D | A D |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995451 | [Redacted] | [Redacted] |  | 34363180 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for S&P per [redacted] Securitization Bulletin. S&P expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  |  | Reviewer Comment (2025-09-05): Client elects to waive. |  |  | 09/05/2025 | 2 | A | A | A | A B |  | AZ | Primary | Refinance - Cash-out - Other | D B C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995451 | [Redacted] | [Redacted] |  | 34363211 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. |  |  |  |  | Reviewer Comment (2025-09-17): Received final settlement statement supporting correct disbursement date. Condition cleared.<br>Buyer Comment (2025-09-16): Final settlement statement showing disbursement date of [redacted] | 09/17/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223995800 | [Redacted] | [Redacted] |  | 34369201 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-09): VM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for S&P per [redacted] Securitization Bulletin. S&P expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 09/09/2025 | 2 | A | A | A | A B |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995800 | [Redacted] | [Redacted] |  | 34369202 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995800 | [Redacted] | [Redacted] |  | 34369203 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995800 | [Redacted] | [Redacted] |  | 34369226 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Provide the Verification of employment within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-10-13): Post close VOE provided.<br>Reviewer Comment (2025-09-24): Provided Third party verification already available in the file which is post-closing. Require VOE within [redacted] business days of the Note.<br>Buyer Comment (2025-09-20): VOE | 10/13/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995800 | [Redacted] | [Redacted] |  | 34369227 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | This file was missing a copy of VVOE. Per guidelines, Verbal Verification of Employment VVOE completed within [redacted] days of closing must be provided. |  |  |  | Reviewer Comment (2025-10-13): Post close VOE provided.<br>Reviewer Comment (2025-09-24): Provided Third party verification already available in the file which is post-closing. Require VOE within [redacted] business days of the Note. | 10/13/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995800 | [Redacted] | [Redacted] |  | 34369232 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure due to missing employment verification. |  |  |  | Reviewer Comment (2025-10-13): Post close VOE provided.<br>Reviewer Comment (2025-09-24): Provided Third party verification already available in the file which is post-closing. Require VOE within [redacted] business days of the Note. | 10/13/2025 |  |  | 1 | B | A C | B | A C B |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223995800 | [Redacted] | [Redacted] |  | 34369233 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | This file was missing a copy of VVOE. Per guidelines, Verbal Verification of Employment VVOE completed within [redacted] days of closing must be provided. |  |  |  | Reviewer Comment (2025-10-13): Post close VOE provided.<br>Reviewer Comment (2025-09-24): Provided Third party verification already available in the file which is post-closing. Require VOE within [redacted] business days of the Note. | 10/13/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223995800 | [Redacted] | [Redacted] |  | 34369234 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Provide the Verification of employment within [redacted] business days of the Note. |  |  |  | Reviewer Comment (2025-10-13): Post close VOE provided.<br>Reviewer Comment (2025-09-24): Provided Third party verification already available in the file which is post-closing. Require VOE within [redacted] business days of the Note. | 10/13/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000034 | [Redacted] | [Redacted] |  | 34371263 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive. |  |  | 09/09/2025 | 3 | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224000034 | [Redacted] | [Redacted] |  | 34371264 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date is after the later of the note or transaction date. |  |  |  | Reviewer Comment (2025-09-25): Received Hazard insurance document, information validated. Exception Cleared.<br>Buyer Comment (2025-09-23): HOI | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| 224000035 | [Redacted] | [Redacted] |  | 34371469 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-09): Client elects to waive. |  |  | 09/09/2025 | 3 | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000035 | [Redacted] | [Redacted] |  | 34394331 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided for non-warrantable [redacted] due to critical repairs and litigation. HOA is the plaintiff in the lawsuit. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has worked in the same position for more than [redacted]years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-09-09): Client elects to waive.<br>Reviewer Comment (2025-09-09): client elects to waive with compensating factors. |  |  | 09/09/2025 | 2 | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000036 | [Redacted] | [Redacted] |  | 34371186 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | A | A | A | A |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000036 | [Redacted] | [Redacted] |  | 34371187 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | N/A | N/A | N/A | N/A D |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000036 | [Redacted] | [Redacted] |  | 34371188 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-09): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]". |  |  | 09/09/2025 | 2 | A | A | A | A B |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000036 | [Redacted] | [Redacted] |  | 34371327 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[redacted]. Coverage must be at least the lessor of the Cost new from the appraisal or the loan amount. |  |  |  | Reviewer Comment (2025-09-15): Replacement cost updated correctly. Exception cleared. | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000036 | [Redacted] | [Redacted] |  | 34371328 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  | Flood Insurance Coverage Amount is insufficient. Required Flood Insurance policy with sufficient replacement cost. |  |  |  | Reviewer Comment (2025-09-15): Replacement cost updated correctly. Exception cleared.<br>Buyer Comment (2025-09-11): flood calc | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000036 | [Redacted] | [Redacted] |  | 34371330 |  | Compliance | Compliance | Federal Compliance | Compliance | Disclosed Note P&I payment does not equal calculated P&I payment | Disclosed Note P&I payment does not equal calculated P&I payment. Note P&I of $[redacted] does not match calculated P&I of $[redacted]. Note P&I was used for the APR calculation and compliance testing. |  |  |  |  | Reviewer Comment (2025-09-15): Daily simple addendum updated correctly. Exception cleared. | 09/15/2025 |  |  | 1 | B | A B | B | A B |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224000036 | [Redacted] | [Redacted] |  | 34394181 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Other not provided |  | Simple interest addendum to the Note is missing. |  |  |  | Reviewer Comment (2025-09-15): Daily simple addendum associated. Exception cleared.<br>Buyer Comment (2025-09-11): addndm to note | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | WA | Primary | Refinance - Cash-out - Other | D C A B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224013417 | [Redacted] | [Redacted] |  | 34389989 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224013417 | [Redacted] | [Redacted] |  | 34389995 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224013417 | [Redacted] | [Redacted] |  | 34389996 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | Secondary valuation is not required as AVM Value is supported. |  |  |  | Reviewer Comment (2025-09-09): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]".<br>Reviewer Comment (2025-09-09): [redacted] provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 09/09/2025 | 2 | A | A | A | A B |  | NJ | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021397 | [Redacted] | [Redacted] |  | 34390134 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-09): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 09/09/2025 | 2 | A | A | A | A B |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021397 | [Redacted] | [Redacted] |  | 34390135 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | N/A | N/A | N/A | N/A D |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021397 | [Redacted] | [Redacted] |  | 34390136 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | A | A | A | A |  | NY | Primary | Refinance - Cash-out - Other | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021917 | [Redacted] | [Redacted] |  | 34390157 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021917 | [Redacted] | [Redacted] |  | 34390158 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021917 | [Redacted] | [Redacted] |  | 34390161 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-09): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 09/09/2025 | 2 | A | A | A | A B |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021917 | [Redacted] | [Redacted] |  | 34390164 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax certificate/Insurance verification document missing for REO property [redacted] |  |  |  | Reviewer Comment (2025-09-15): Tax certificate, HOA and HOI received and verified. Exception cleared.<br>Buyer Comment (2025-09-11): REO for property address [redacted] | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | CA | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021928 | [Redacted] | [Redacted] |  | 34390244 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-09): per deal notes |  |  | 09/09/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021928 | [Redacted] | [Redacted] |  | 34390265 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception was provided: any first lien where original terms were modified. | Borrower has been employed in the same industry for more than[redacted] years.<br>Borrower has verified disposable income of at least $[redacted].<br>Borrower has worked in the same position for more than [redacted]years.<br>The representative FICO score exceeds the guideline minimum by at least [redacted]points. | Guidelines Representative FICO: [redacted]<br> Representative FICO: [redacted] | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-09-09): Client elected to waive exceptions with compensating factors. |  |  | 09/09/2025 | 2 | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224021928 | [Redacted] | [Redacted] |  | 34395872 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - With Waiver) | [redacted] Constitution Section [redacted]: Final itemized disclosure of fees, points, costs and charges not provided to borrower at least [redacted] business day prior to closing with waiver. | Itemized disclosure and waiver signed at closing on [redacted] |  |  |  | Reviewer Comment (2025-09-15): Provided closing disclosure which is [redacted] day prior to closing date. Exception cleared.<br>Buyer Comment (2025-09-11): [redacted] HR CD / [redacted] | 09/15/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224039113 | [Redacted] | [Redacted] |  | 34411702 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-11): per deal notes |  |  | 09/11/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | A | N/A | Exempt from ATR | No |
| 224039502 | [Redacted] | [Redacted] |  | 34411722 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-12): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 09/12/2025 | 2 | A | A | A | A B |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039502 | [Redacted] | [Redacted] |  | 34411723 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-12): per deal notes |  |  | 09/12/2025 | 3 | N/A | N/A | N/A | N/A D |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039502 | [Redacted] | [Redacted] |  | 34411724 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-12): per deal notes |  |  | 09/12/2025 | 3 | A | A | A | A |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039502 | [Redacted] | [Redacted] |  | 34411878 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | VOE provided for borrower is dated [redacted] while note date is [redacted]. |  |  |  | Reviewer Comment (2025-09-18): Verification of employment received & associated. Exception cleared.<br>Buyer Comment (2025-09-17): Email Conf from Employer | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039502 | [Redacted] | [Redacted] |  | 34425742 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VOE provided for borrower is dated [redacted] while note date is [redacted]. |  |  |  | Reviewer Comment (2025-09-18): Verification of employment received & associated. Exception cleared.<br>Buyer Comment (2025-09-17): Email conf from emp uploaded | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039502 | [Redacted] | [Redacted] |  | 34425743 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan designation failure to income documentation: VOE provided for borrower is dated [redacted] while note date is [redacted]. |  |  |  | Reviewer Comment (2025-09-18): Verification of employment received & associated. Exception cleared.<br>Buyer Comment (2025-09-17): Email conf from emp uploaded | 09/18/2025 |  |  | 1 | B | A C | B | A C B |  | NJ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224039502 | [Redacted] | [Redacted] |  | 34425744 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Loan designation failure to income documentation: VOE provided for borrower is dated [redacted] while note date is [redacted]. |  |  |  | Reviewer Comment (2025-09-18): Verification of employment received & associated. Exception cleared.<br>Buyer Comment (2025-09-17): Email conf from emp uploaded | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039502 | [Redacted] | [Redacted] |  | 34425745 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | QM risk due to income documentation: VOE provided for borrower is dated [redacted] while note date is [redacted]. |  |  |  | Reviewer Comment (2025-09-18): Verification of employment received & associated. Exception cleared.<br>Buyer Comment (2025-09-17): Email conf from emp uploaded | 09/18/2025 |  |  | 1 | C | A C | C | A C |  | NJ | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34426605 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-17): per deal notes |  |  | 09/17/2025 | 3 | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34426606 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal was provided. Secondary valuation from subject transaction is missing. . Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-10-02): Client elects to waive. |  |  | 10/02/2025 | 3 | D | D A | D | D |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34426607 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | [redacted] Verification of Benefits award letter is missing. |  |  |  | Reviewer Comment (2025-09-23): VA Benefits award letter received, exception cleared.<br>Buyer Comment (2025-09-22): va benefits award letter uploaded | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34426622 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | [redacted] Benefits Verification | Qualified Mortgage Dodd-Frank [redacted]: Non-Military Allowance or Flight / Hazard Pay income documentation requirement not met. | [redacted] Benefits Verification award letter is missing. |  |  |  | Reviewer Comment (2025-09-23): VA Benefits award letter received, exception cleared.<br>Buyer Comment (2025-09-22): va benefits letter | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34426624 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Unknown Loan Designation Test | Ability to Repay / Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation not provided. Loan tested as Non-QM. Due Diligence Loan Designation is ATR Risk. | ATR risk due to missing income documentation; [redacted] Verification of Benefits award letter is missing. |  |  |  | Reviewer Comment (2025-09-24): SHQM APOR loan designation updated, exception cleared.<br>Buyer Comment (2025-09-23): final mavent report<br>Reviewer Comment (2025-09-23): Exception Remains: Provide Compliance Report to verify the Loan designation to be used.<br>Buyer Comment (2025-09-22): va benefits award letter uploaded | 09/24/2025 |  |  | 1 | B | A C | B | A C B |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34426625 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay Dodd-Frank [redacted]: Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | ATR risk due to missing income documentation; [redacted] Verification of Benefits award letter is missing. |  |  |  | Reviewer Comment (2025-09-23): VA Benefits award letter received, exception cleared.<br>Buyer Comment (2025-09-22): va benefits award letter uploaded | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34426627 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Both the security instrument and note are signed after closing on [redacted], RTC shows note date as [redacted] |  |  |  | Reviewer Comment (2025-10-06): Cleared. New receission period has expired.<br>Buyer Comment (2025-10-03): revised recission period has been met. please clear condition. thank you!!<br>Reviewer Comment (2025-09-30): Received updated R T C along with supporting documents. New R T C expiration date is [redacted] at midnight. Once new recession period has expired, exception can be cleared.<br>Buyer Comment (2025-09-29): LOX, revised RTC and proof corrected doc was viewed<br>Reviewer Comment (2025-09-24): Exception was escalated for review. Please see response below.<br>[redacted] has raised the issue of incorrect rescission expiration dates a few times with our counsel and they have consistently held that a date provided that is earlier than the actual expiration date would render the rescission notice defective because it gives the impression the consumer only has until X in which to rescind, when they actually had until Y. While there may consideration for downgrading or clearing an exception where the expiration date provided is longer than the actual expiration date required, counsel has held firm when disclosing a shorter period - even with the language that says "…or midnight of the third business day following the latest of the [redacted] events listed above" as they don't believe the onus should be on the consumer to figure out what that date should be.<br> Exception may be cured to EV2-B by providing the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form and must have a full [redacted] business days from the date receipt.<br>Buyer Comment (2025-09-22): please see uploaded doc# [redacted] Customer's Statement of Non Recission signed by borrower on [redacted] acknowledging [redacted] days elapsed and did not exercise right to cancel so loan can disburse. | 10/06/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224046873 | [Redacted] | [Redacted] |  | 34485632 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay Dodd-Frank [redacted]: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR risk due to missing income documentation; [redacted] Verification of Benefits award letter is missing. |  |  |  | Reviewer Comment (2025-09-23): VA Benefits award letter received, exception cleared.<br>Buyer Comment (2025-09-22): va benefits award letter uploaded | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34485639 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | [redacted] Verification of Benefits award letter is missing. |  |  |  | Reviewer Comment (2025-09-23): VA Benefits award letter received, exception cleared.<br>Buyer Comment (2025-09-22): va benefits award letter uploaded | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224046873 | [Redacted] | [Redacted] |  | 34485674 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - No Waiver) | [redacted] Constitution Section [redacted]: Final itemized disclosure of fees, points, costs and charges not provided to borrower at least [redacted] business day prior to closing without a waiver. | Waiver not provided. |  |  |  | Reviewer Comment (2025-09-23): Closing disclosure in the file, exception cleared.<br>Buyer Comment (2025-09-22): please see [redacted] hour CD uploaded, doc #[redacted] | 09/23/2025 |  |  | 1 | C | A C | C | A C |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224058256 | [Redacted] | [Redacted] |  | 34457083 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for S&P per [redacted] Securitization Bulletin. S&P expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "B". |  |  |  | Reviewer Comment (2025-09-17): AVM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "B |  |  | 09/17/2025 | 2 | A | A | A | A B |  | CA | Investment | Refinance - Cash-out - Other | D A | Exempt from ATR | Exempt from ATR | No |
| 224058256 | [Redacted] | [Redacted] |  | 34457087 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): per deal notes |  |  | 09/17/2025 | 3 | N/A | N/A | N/A | N/A D |  | CA | Investment | Refinance - Cash-out - Other | D A | Exempt from ATR | Exempt from ATR | No |
| 224058256 | [Redacted] | [Redacted] |  | 34457089 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-17): per deal notes |  |  | 09/17/2025 | 3 | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other | D A | Exempt from ATR | Exempt from ATR | No |
| 224063616 | [Redacted] | [Redacted] |  | 34472039 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-17): per deal notes |  |  | 09/17/2025 | 3 | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224063616 | [Redacted] | [Redacted] |  | 34472434 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | ATR failure due to missing income documentation: Third party verification not provided in file. |  |  |  | Reviewer Comment (2025-09-19): Business listing document received, exception cleared.<br>Buyer Comment (2025-09-18): sos searches | 09/19/2025 |  |  | 1 | B | A C | B | A C B |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224063616 | [Redacted] | [Redacted] |  | 34472435 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Employment - S-Corp | General QM: Unable to verify current S-Corp status using reasonably reliable third-party records. | Third party verification not provided in file. |  |  |  | Reviewer Comment (2025-09-19): Business listing document received, exception cleared.<br>Buyer Comment (2025-09-18): see uploaded | 09/19/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224063616 | [Redacted] | [Redacted] |  | 34472436 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted]. | Tax return extension [redacted] for most recent year [redacted] is available in file. |  |  |  | Reviewer Comment (2025-09-22): Client elects to waive<br>Buyer Comment (2025-09-18): extension |  |  | 09/22/2025 | 2 | B | B | B | B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224063616 | [Redacted] | [Redacted] |  | 34486771 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR failure due to missing income documentation: Third party verification not provided in file. |  |  |  | Reviewer Comment (2025-09-19): Business listing document received, exception cleared.<br>Buyer Comment (2025-09-18): see uploaded | 09/19/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224063616 | [Redacted] | [Redacted] |  | 34486802 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Third party verification not provided in file for [redacted] |  |  |  | Reviewer Comment (2025-09-19): Business listing document received, exception cleared.<br>Buyer Comment (2025-09-18): see uploaded | 09/19/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224063616 | [Redacted] | [Redacted] |  | 34486850 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | ATR failure due to missing income documentation: Third party verification not provided in file. |  |  |  | Reviewer Comment (2025-09-19): Business listing document received, exception cleared.<br>Buyer Comment (2025-09-18): see uploaded | 09/19/2025 |  |  | 1 | C | A C | C | A C |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224064907 | [Redacted] | [Redacted] |  | 34475712 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-17): per deal notes |  |  | 09/17/2025 | 3 | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224064907 | [Redacted] | [Redacted] |  | 34475713 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-17): per deal notes |  |  | 09/17/2025 | 3 | N/A | N/A | N/A | N/A D |  | TN | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224064907 | [Redacted] | [Redacted] |  | 34475715 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ | AVM provided as a primary valuation on a [redacted] lien. Rating is a B for S&P per [redacted] Securitization Bulletin. S&P expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "B". |  |  |  | Reviewer Comment (2025-09-17): VM provided as a primary valuation on a [redacted] lien. Rating is a [redacted] for [redacted] per [redacted] Securitization Bulletin. [redacted] expects an origination valuation to be conducted that meets industry standards. If the initial product is not an appraisal but has a supporting valuation the loan will receive a grade of "[redacted]" |  |  | 09/17/2025 | 2 | A | A | A | A B |  | TN | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224064907 | [Redacted] | [Redacted] |  | 34486388 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within [redacted] business days of the Note. |  | VOE provided is not within [redacted] business days of note date. VOE is dated [redacted], and note date is [redacted] |  |  |  | Reviewer Comment (2025-09-25): WVOE is within [redacted] business days of note date.<br>Buyer Comment (2025-09-24): Please see WVOE DOC [redacted] - noted at the bottom [redacted] verification was re-verified with corrections with income as well. This was our vvoe within [redacted] days of closing | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224064907 | [Redacted] | [Redacted] |  | 34486398 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage Dodd-Frank [redacted]: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | ATR risk due to VOE provided not within [redacted] business days of note date. VOE is dated [redacted], and note date is [redacted] |  |  |  | Reviewer Comment (2025-09-25): WVOE is within [redacted] business days of note date.<br>Buyer Comment (2025-09-24): Please see WVOE DOC [redacted] - noted at the bottom [redacted] verification was re-verified with corrections with income as well. This was our vvoe within [redacted] days of closing | 09/25/2025 |  |  | 1 | B | A C | B | A C B |  | TN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224064907 | [Redacted] | [Redacted] |  | 34486399 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | ATR risk due to VOE provided not within [redacted] business days of note date. VOE is dated [redacted], and note date is [redacted] |  |  |  | Reviewer Comment (2025-09-25): WVOE is within [redacted] business days of note date.<br>Buyer Comment (2025-09-24): Please see WVOE DOC [redacted] - noted at the bottom [redacted] verification was re-verified with corrections with income as well. This was our vvoe within [redacted] days of closing | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224064907 | [Redacted] | [Redacted] |  | 34486415 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | VOE provided is not within [redacted] business days of note date. VOE is dated [redacted], and note date is [redacted] |  |  |  | Reviewer Comment (2025-09-25): WVOE is within [redacted] business days of note date.<br>Buyer Comment (2025-09-24): Please see WVOE DOC [redacted] - noted at the bottom [redacted] verification was re-verified with corrections with income as well. This was our vvoe within [redacted] days of closing | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224064907 | [Redacted] | [Redacted] |  | 34486456 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing [redacted] or more guideline components, the loan is at QM risk. | ATR risk due to VOE provided not within [redacted] business days of note date. VOE is dated [redacted], and note date is [redacted] |  |  |  | Reviewer Comment (2025-09-25): WVOE is within [redacted] business days of note date.<br>Buyer Comment (2025-09-24): Please see WVOE DOC [redacted] - noted at the bottom [redacted] verification was re-verified with corrections with income as well. This was our vvoe within [redacted] days of closing | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | TN | Primary | Refinance - Cash-out - Other | D C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224098409 | [Redacted] | [Redacted] |  | 34497735 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-22): Not required. |  |  | 09/22/2025 | 2 | A | A | A | A B |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 224098409 | [Redacted] | [Redacted] |  | 34497736 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM provided. The supporting secondary valuation is missing. Sec ID: [redacted] | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-09-22): Not required. |  |  | 09/22/2025 | 3 | N/A | N/A | N/A | N/A D |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 224098409 | [Redacted] | [Redacted] |  | 34497737 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-22): Not required. |  |  | 09/22/2025 | 3 | A | A | A | A |  | VA | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| 224122345 | [Redacted] | [Redacted] |  | 34535054 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees[redacted] | Qualified Mortgage (Dodd Frank [redacted]): Points and Fees on subject loan of [redacted]% is in excess of the allowable maximum of [redacted]% of the Federal Total Loan Amount. Points and Fees total $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of [redacted] (an overage of [redacted] or .[redacted]%). | Points and Fees total $[redacted] on a Federal Total Loan Amount of $[redacted] vs. an allowable total of $[redacted] (an overage of $[redacted] or .[redacted]%). |  |  |  | Reviewer Comment (2025-09-25): Received mavent. Condition cleared.<br>Reviewer Comment (2025-09-25): QM points and fees are maxed at [redacted]%. Points/fees exceed maximum allowed by $[redacted]. Reviewed Mavent. The points and fees<br>Buyer Comment (2025-09-25): [redacted] is the original Lender on this loan, closed with [redacted] on [redacted] - H9 form required to be used.<br>Buyer Comment (2025-09-25): Please see attached Mavent. | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224122345 | [Redacted] | [Redacted] |  | 34535069 |  | Compliance | TRID | Transaction Error | TRID | This loan was reviewed to a limited compliance scope. Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review. This exception is for informational purposes only and does not impact grading. |  |  |  |  |  | Reviewer Comment (2025-09-24): Not required. |  |  | 09/24/2025 | 3 | A | A | A | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224122345 | [Redacted] | [Redacted] |  | 34539809 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | The subject transaction did not pay off a lender to [redacted]. The H9 RTC was used, however the H8 should have been used. Please provide the correct RTC (does not need to be executed), evidence of borrower's receipt and the new rescission period which must be [redacted] business days after borrower's receipt. Condition can be cleared once the new rescission period has expired. |  |  |  | Reviewer Comment (2025-09-26): Received corrected RTC. This condition is cleared.<br>Buyer Comment (2025-09-26): Corrected Notice of Right to Cancel, recission closes [redacted] | 09/26/2025 |  |  | 1 | C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224122345 | [Redacted] | [Redacted] |  | 34539847 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay Dodd-Frank [redacted]: Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. | Failure due to points and fees and incorrect RTC utilized. |  |  |  | Reviewer Comment (2025-09-25): Received mavent. Condition cleared. | 09/25/2025 |  |  | 1 | C | A C | C | A C |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224122345 | [Redacted] | [Redacted] |  | 34580811 |  | Compliance | Compliance | Federal Compliance | TILA | TILA Notice of Right to Cancel Expiration Date greater than Deal Start Date. | Rescission expiration date provided by lender on Notice of Right to Cancel has not expired as of time of review. | Once rescission period has expired, condition can be cleared. |  |  |  | Reviewer Comment (2025-09-30): RTC expiration date was [redacted] | 09/30/2025 |  |  | 1 |  | A |  | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224122345 | [Redacted] | [Redacted] |  | 34582118 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy with DTI. Lender DTI is [redacted]%. DD DTI [redacted]%. Discrepancy due to lender using higher income than DD calculated. |  |  |  | Reviewer Comment (2025-09-29): Received email from lender. Condition cleared. | 09/29/2025 |  |  | 1 |  | A |  | A |  | NV | Primary | Refinance - Cash-out - Other | C A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |

---

## Exhibit 99.1

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.1 - Schedule 4**

---

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| ![](situslogo.jpg) | ![](situslogo.jpg) | ![](situslogo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** | **Valuation Report** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Run Date - 10/15/2025 10:04:23 AM** | **Run Date - 10/15/2025 10:04:23 AM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 222074850 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 222229822 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 222229834 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 222229866 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.60 |
| 222229872 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 222229975 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.00 |
| 222229988 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 222230091 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.50 |
| 222250441 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222251310 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222251574 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222259272 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222259526 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 222264104 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222272785 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222272792 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 222272796 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -20.960% |  |  | AVM |  | 0.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222274341 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 222274347 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222274348 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222274349 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222274641 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222274705 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222274777 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| 222274857 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 222274969 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222275054 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.70 |
| 222286990 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| 222286993 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222287008 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222290859 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222293692 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222293702 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.160% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222298612 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.90 |
| 222300316 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222300374 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222304209 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222304335 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222304336 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.80 |
| 222304337 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.20 |
| 222304696 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222309880 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222310094 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| 222313182 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222313198 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.40 |
| 222313285 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222313302 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 222313305 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222313306 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 222313892 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 222315199 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222315218 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| 222329441 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.90 |
| 222332111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222335558 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222340633 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222340634 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222340635 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222341137 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222343266 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222355549 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.400% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222356781 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222356872 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222360512 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 222361016 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222361876 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222396139 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222396383 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222397143 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222397574 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222397612 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 222397805 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.50 |
| 222398155 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222399351 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 222399360 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222400683 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -22.650% |  |  | AVM |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222400689 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222416823 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222420593 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 222427801 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222433216 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222433764 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 222449117 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.60 |
| 222449136 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222454548 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 222458252 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222461333 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 222461339 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222461387 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.30 |
| 222461390 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222461393 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222461858 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222461862 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222461917 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222467169 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 222467791 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222469004 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.40 |
| 222469005 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| 222470526 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 222478009 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222478404 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222478413 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222478828 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222486204 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222486256 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222486258 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222486440 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 222488817 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222498457 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 222501105 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222501160 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222503096 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222503100 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 222503101 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222503112 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222503136 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222503138 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.80 |
| 222503149 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.60 |
| 222503150 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222503195 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222511798 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -13.330% |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.60 |
| 222515521 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222524182 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 222533310 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 222533410 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.30 |
| 222535568 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222549754 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222549757 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222550177 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.60 |
| 222550310 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222550311 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222550528 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222554650 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222558347 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222559005 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 222560211 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.70 |
| 222562902 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222563472 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.80 |
| 222563641 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -23.960% |  |  | AVM |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 222573811 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222573874 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222607108 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -19.320% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 222607174 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222607253 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.90 |
| 222608058 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.20 |
| 222609574 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222612549 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.30 |
| 222615268 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 9.650% |  |  | AVM |  | 0.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222620503 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222620731 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 222626884 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222626885 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.10 |
| 222626886 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222627141 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222632207 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.960% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| 222632987 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.10 |
| 222653295 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 222653344 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 222654969 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 12.790% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.20 |
| 222654986 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.30 |
| 222661421 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222661527 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222661951 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222662677 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| 222662681 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222669263 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222669493 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222669659 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222669672 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222670905 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.010% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.80 |
| 222670943 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 222670944 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222670949 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.00 |
| 222670974 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| 222671284 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.50 |
| 222671289 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222672260 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222672262 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| 222680445 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222680484 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222680870 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222681036 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222681139 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -14.000% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 222681163 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222681173 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222681600 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| 222685569 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222686091 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.30 |
| 222697612 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 222697744 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222703473 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222704088 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222704102 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222705516 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| 222705521 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 222707248 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222707421 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.50 |
| 222708621 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 222717940 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.90 |
| 222718016 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 222724260 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222724902 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222730693 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| 222730743 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222732639 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222733942 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | -2.920% |  |  | AVM |  | 0.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222734758 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| 222734766 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 222734775 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.20 |
| 222734968 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222734969 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222734972 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222735043 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222735736 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222735742 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| 222735743 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222736504 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 222736511 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 222739126 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222743068 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222746973 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.70 |
| 222750499 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 222750529 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222750588 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222750934 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.80 |
| 222756869 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222757219 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222757225 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 222759137 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.40 |
| 222763541 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222763544 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| 222763581 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222764616 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222766438 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222766452 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| 222766671 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.50 |
| 222767073 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.680% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.20 |
| 222767139 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222767319 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.90 |
| 222767329 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222768381 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222776321 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.20 |
| 222776473 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222777080 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.80 |
| 222777086 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222777148 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222777457 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 222778467 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222778487 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222779163 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.560% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.50 |
| 222779578 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.80 |
| 222779582 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 222784099 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222784111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| 222791643 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222791645 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222792482 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222792545 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 222795966 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222801396 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222801514 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222801543 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.90 |
| 222801550 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222801658 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222803429 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 222803437 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222803446 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222803883 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.50 |
| 222803949 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.50 |
| 222804410 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222806463 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.00 |
| 222838789 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| 222862458 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222862467 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222873892 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.80 |
| 222888457 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 222888518 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222888527 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222888759 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| 222889705 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222890334 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222890335 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.50 |
| 222890336 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.10 |
| 222890338 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 222890351 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| 222890404 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222891114 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222892044 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| 222892077 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 222892111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222894430 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222894470 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 222894638 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222894660 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.40 |
| 222901218 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222901252 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 222901258 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222901955 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 222905585 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| 222905586 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222905597 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 222905599 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222907643 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 222907644 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 222911022 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222911067 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222917191 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.80 |
| 222921720 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 222922184 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222922345 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.20 |
| 222922346 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222922383 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222922614 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.20 |
| 222924840 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222925213 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.90 |
| 222927390 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222929601 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.70 |
| 222929972 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.00 |
| 222930298 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222932052 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.20 |
| 222933958 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222933991 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| 222933992 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| 222937314 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.80 |
| 222951727 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222953178 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.70 |
| 222954415 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 222958378 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.10 |
| 222958385 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 222958450 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222958494 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| 222962323 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 222962429 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.40 |
| 222968977 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.70 |
| 222969426 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222969428 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222969447 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 222969474 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222969476 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222971385 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222971413 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.10 |
| 222971447 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 222971473 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222974136 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222977030 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222977090 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.40 |
| 222977209 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 222978649 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 222978651 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222979218 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 222979360 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 222981307 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222981386 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 222981517 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.80 |
| 222982415 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.80 |
| 222982425 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222986349 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223002998 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223005114 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223005792 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223008988 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223009211 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.60 |
| 223009826 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| 223009990 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223009995 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.70 |
| 223009998 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223012470 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223012575 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 223013233 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 223013361 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223013401 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223015794 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.10 |
| 223016180 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223018951 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.90 |
| 223023833 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.80 |
| 223023851 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 223023854 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.70 |
| 223024814 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223025771 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 4.70 |
| 223025783 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223025785 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.20 |
| 223025788 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 223025792 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223030794 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 223035660 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 223041299 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223041303 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 223041347 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223049777 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223049879 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223053813 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223056390 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223056683 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 223062510 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223062511 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223062818 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223066728 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223067979 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.00 |
| 223068112 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223068119 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 223068121 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223068374 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223068376 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223068831 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 223068851 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.690% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 223068921 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223076487 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223078941 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| 223081682 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223089464 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 223089501 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223089817 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223090362 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223090409 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| 223111587 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223114301 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223114341 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223116798 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223116812 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223116815 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223116852 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223117762 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223117764 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 223117868 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127699 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223127707 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223128053 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| 223128057 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223128060 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223128322 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223128480 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 223128485 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.50 |
| 223130332 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223132065 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223132146 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 5.00 |
| 223132297 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 223132438 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| 223134844 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223154325 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.50 |
| 223157318 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -10.890% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.00 |
| 223166126 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223166204 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223170853 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.70 |
| 223171409 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| 223171410 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223179522 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223180093 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223180191 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.30 |
| 223180276 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223184233 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.30 |
| 223186106 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.50 |
| 223186642 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 223193335 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.50 |
| 223193642 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223194682 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223194707 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223195038 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223195042 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223195246 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223197984 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.90 |
| 223197985 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223198017 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223198149 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223202982 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223212321 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 |  |
| 223212339 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223212340 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| 223212548 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| 223224235 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223224244 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 223224888 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223224937 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223226887 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| 223235006 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223235992 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223238557 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.80 |
| 223238558 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223238585 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223238639 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| 223249370 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| 223252515 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223260007 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223260849 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223268073 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 223268074 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223268127 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 223268180 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.240% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.240% |  |  |  |  |  |  |  |  | No | 4.00 |  |
| 223268656 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 223270675 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223271481 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223271495 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223271525 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 223289572 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223293794 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 223294111 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.30 |
| 223294118 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223295925 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| 223303691 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.40 |
| 223303936 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 223304385 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.80 |
| 223306332 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223306477 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223306479 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223306935 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223306966 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223306995 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223307062 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223307091 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223308244 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223309458 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223309474 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223312332 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223314712 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223314926 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223315008 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| 223316318 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223319939 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223320016 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.80 |
| 223328402 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 223328451 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223328671 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223328733 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| 223328735 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 223331464 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 223333899 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223334062 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223334066 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223334109 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| 223334138 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223334140 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223334752 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223335446 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223337582 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223337996 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.20 |
| 223339733 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 223339739 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.40 |
| 223340090 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223340130 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223340149 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 223358646 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 223362352 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223364084 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223364421 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223367025 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 223372978 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.60 |
| 223373118 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 223377150 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 223377171 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 223377212 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377264 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223377839 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.70 |
| 223378683 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.10 |
| 223387036 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223387424 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223388859 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.40 |
| 223389102 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.50 |
| 223390539 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223396505 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223396543 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223397704 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.40 |
| 223415418 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.50 |
| 223415570 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223415584 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223420389 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223422113 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.00 |
| 223422125 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| 223422880 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| 223422906 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.20 |
| 223423040 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 223425927 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.20 |
| 223427563 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| 223427567 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223427572 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.50 |
| 223428294 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223428295 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223431751 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223432247 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 223432284 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223441384 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223448576 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223450631 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223455233 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.20 |
| 223457279 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.50 |
| 223460742 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.00 |
| 223460958 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223461368 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223464388 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223464766 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223465638 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223469585 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223469621 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223469661 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| 223474339 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 223478565 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223478584 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223478863 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 223479038 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 223479751 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 223485168 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223485181 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223485186 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  | 17.580% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223485232 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.60 |
| 223485541 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223485659 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 223485660 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223490606 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223490612 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.80 |
| 223490791 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.750% |  |  | AVM |  | 0.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 223490799 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223500792 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 223500819 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223500835 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.10 |
| 223500853 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223500957 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223500990 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223501033 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223501040 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223501042 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223507468 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.20 |
| 223512318 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 223512325 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223512431 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223512447 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223513489 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.50 |
| 223513763 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| 223513871 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.00 |
| 223518772 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 223520905 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223520956 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223538276 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.90 |
| 223538282 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.00 |
| 223538295 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 223539861 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223542688 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 223548567 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 223548630 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 223553662 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223560756 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  | 10.550% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.550% |  |  |  |  |  |  |  |  | N/A |  |  |
| 223560758 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 223560807 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| 223561152 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 223563587 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223564507 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| 223566488 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.70 |
| 223590257 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223590324 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223593171 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223595949 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223596317 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 223596340 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| 223596348 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223617660 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223620566 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223620862 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 223621301 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 223622361 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223623152 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223623470 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.40 |
| 223624478 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.20 |
| 223637105 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223638014 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223652017 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 223652146 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223652753 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 223652827 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223663467 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.240% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.60 |
| 223687012 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223687585 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223687630 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| 223687879 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.40 |
| 223699990 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223700003 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223700015 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223706151 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223708735 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223708774 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.90 |
| 223708775 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223708781 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223708784 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223709102 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 223712446 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.170% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.30 |
| 223712474 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.40 |
| 223712483 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 223712505 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 223712508 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223712512 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 223712530 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223712535 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 223712555 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223712582 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| 223717476 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| 223717514 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223717585 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.680% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223725554 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223725587 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 223726306 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223726308 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223726360 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 223727112 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223727252 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223728902 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223729152 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223732223 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223732750 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.50 |
| 223732752 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223732897 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.50 |
| 223733824 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223745528 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223749699 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223749918 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.10 |
| 223750037 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223751299 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.40 |
| 223759250 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 5.00 |
| 223759458 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  | 1.570% |  |  | AVM |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223759867 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223759881 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 223759991 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.80 |
| 223764789 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 223764792 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223769981 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223770012 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223770014 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223770016 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| 223770334 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223778663 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223778664 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.80 |
| 223778951 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223782604 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223782615 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223788913 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 223788915 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.70 |
| 223788928 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223791322 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 223791325 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 223791717 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223793194 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223793816 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 223795386 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.60 |
| 223795392 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223795393 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| 223795397 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223795461 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.10 |
| 223795615 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.70 |
| 223796795 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.10 |
| 223796814 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  | 1.630% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223796830 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  | 11.250% |  |  | AVM |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.250% |  |  |  |  |  |  |  |  | N/A |  |  |
| 223797118 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| 223797316 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.60 |
| 223800749 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223808283 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.30 |
| 223808335 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223808453 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223808462 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| 223810773 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223813749 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.50 |
| 223813752 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223814201 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223816160 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223836739 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 223853039 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223856981 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223858739 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 223858753 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.80 |
| 223858761 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 223858762 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223859984 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.730% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.80 |
| 223872740 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223872746 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223877260 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223877783 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 223881453 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.00 |
| 223881493 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 223881495 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223881976 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223883685 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223887899 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 223887922 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223887924 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223887942 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223888527 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223891705 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.90 |
| 223892727 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 223900230 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223900304 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223900314 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223900336 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| 223900799 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223901528 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.110% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 5.00 |
| 223903554 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223903556 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.20 |
| 223911544 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 223911925 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.620% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.10 |
| 223913225 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223913665 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223915648 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 223915788 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 223916011 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk-Top Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223921974 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.70 |
| 223922429 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223922865 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223923503 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 223923995 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223925688 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223925786 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223930288 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223932094 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223932101 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| 223933997 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.00 |
| 223934699 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223934702 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.30 |
| 223935006 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223941070 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223942672 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 223944896 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 223949643 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| 223949645 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223949736 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.10 |
| 223949744 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223949746 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 223952239 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 223953089 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.2 |  |  | -0.100% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223953678 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223955528 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223958105 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 223958268 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| 223958506 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.70 |
| 223962530 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.60 |
| 223963426 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223963428 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.220% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 223963487 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.00 |
| 223963580 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223963656 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223972422 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 223976927 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| 223977278 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223978862 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223983064 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223992841 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223992873 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223992897 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 223994091 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 223995245 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.40 |
| 223995250 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223995451 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Drive By |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223995800 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224000034 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.60 |
| 224000035 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224000036 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224013417 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224021397 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224021917 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224021928 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 224039113 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224039502 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224046873 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.20 |
| 224058256 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224063616 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224064907 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224098409 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | AVM |  |  |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224122345 | [Redacted] | [Redacted] |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |

---

## Exhibit 99.1

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.1 - Schedule 5**

![](situslogo.jpg)

---

| |
|:---|
| **Supplemental Data** |
| **Run Date - 10/15/2025 10:04:24 AM** |

---

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** |
| 222074850 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $7175.00 | $8933.00 |  | 9.076% | $3978.22 | $3978.22 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11605.55 | 1 | XXXX | $782.04 | XXXX | $65.17 |  |  |  |  |  | 44.783% | 44.783% | 44.783% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 132 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7175.00 |  | 7.080% | $0.00 | 1 | DU |  | Out of Scope | No | No | 8.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $632000.00 | 3.625% | 02/20/2020 | $582939.05 | $2882.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 55.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222229822 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2590.00 | $3987.95 |  | 10.143% | $1233.06 | $1233.06 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15574.53 | 1 | XXXX | $1221.00 | XXXX | $101.75 |  |  |  |  |  | 41.650% | 41.650% | 41.650% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2590.00 |  | 6.040% | $0.00 | 2.1 |  |  |  | No | No | 9.875% | 1 |  | 1 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXX | $102111.76 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $256400.00 | 2.990% | 11/01/2020 | $237398.00 | $1079.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222229834 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5399.18 | $5711.08 |  | 9.635% | $1779.11 | $1779.11 | 9.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11306.06 | 1 | XXXX | $1998.00 | XXXX | $166.50 |  |  |  |  |  | 48.087% | 48.087% | 48.087% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 62.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5399.18 |  | 6.150% | $0.00 | 1.9 |  |  |  | Yes | No | 9.375% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  | 9 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $495450.00 | 2.875% | 02/10/2021 | $458078.08 | $2055.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.42 |  |  | No |  | $0.00 | $8333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222229866 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2490.00 | $7984.60 |  | 8.473% | $3800.36 | $3800.36 | 8.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $64541.61 | 1 | XXXX | $10721.04 | XXXX | $893.42 |  |  |  |  |  | 38.802% | 38.802% | 38.802% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2490.00 |  | 6.150% | $0.00 | 4.6 |  |  |  | No | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $13048.26 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1320000.00 | 7.125% | 11/27/2023 | $1264462.32 | $7651.73 | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.87 |  | No | No |  | $52731.46 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222229872 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2108.00 | $1456.99 |  | 7.841% | $1253.72 | $1253.72 | 7.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13389.16 | 1 | XXXX | $1146.96 | XXXX | $95.58 |  |  |  |  |  | 36.974% | 36.974% | 36.974% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2108.00 |  | 6.040% | $0.00 | 3.2 |  |  |  | No | No | 7.750% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $822375.00 | 3.000% | 06/04/2021 | $767739.67 | $3467.17 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222229975 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4508.26 | $6086.00 |  | 11.637% | $1524.88 | $1524.88 | 11.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8538.36 | 1 | XXXX | $2968.08 | XXXX | $247.34 |  |  |  |  |  | 49.493% | 49.493% | 49.493% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4508.26 |  | 6.040% | $0.00 | 4 |  |  |  | Yes | No | 11.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $314081.60 | 29.210% | No | 26 | 33 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $802650.00 | 6.125% | 12/02/2021 | $802650.00 | $4876.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.22 |  |  | No |  | $0.00 | $10622.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222229988 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $895.00 | $1288.94 |  | 8.388% | $400.95 | $400.95 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6610.30 | 1 | XXXX | $3622.08 | XXXX | $301.84 |  |  |  |  |  | 31.219% | 31.219% | 31.219% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.150% | $0.00 | 1.1 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $312000.00 | 2.875% | 11/30/2020 | $285910.28 | $1294.46 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222230091 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2195.00 | $1098.29 |  | 9.469% | $3073.19 | $3073.19 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36903.37 | 1 | XXXX | $1890.36 | XXXX | $157.53 |  |  |  |  |  | 43.816% | 43.816% | 43.816% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2195.00 |  | 5.760% | $0.00 | 3.5 |  |  |  | Yes | No | 9.500% | 1 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $142317.86 |  | No | 18 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1478847.00 | 4.975% | 07/27/2021 | $1370305.00 | $5746.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222250441 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1615.00 | $2218.27 |  | 8.337% | $742.50 | $742.50 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4140.00 | 1 | XXXX | $1637.04 | XXXX | $136.42 |  |  |  |  |  | 42.190% | 42.190% | 42.190% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1615.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 8 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $158083.00 | 2.375% | 08/19/2020 | $142216.64 | $635.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222251310 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2442.50 | $2831.92 |  | 8.538% | $403.57 | $403.57 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3508.39 | 1 | XXXX | $1425.96 | XXXX | $118.83 |  |  |  |  |  | 42.877% | 42.877% | 42.877% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2442.50 |  | 6.150% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $181000.00 | 2.875% | 10/08/2021 | $169081.53 | $750.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222251574 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $995.00 | $1639.90 |  | 8.672% | $699.71 | $699.71 | 8.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4749.42 | 1 | XXXX | $978.00 | XXXX | $81.50 |  |  |  |  |  | 49.426% | 49.426% | 49.426% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $995.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $187089.00 | 2.500% | 10/21/2020 | $142073.72 | $1247.49 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.83 |  |  | No |  | $0.00 | $2288.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222259272 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1786.50 | $2296.90 |  | 8.688% | $413.20 | $413.20 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3741.40 | 1 | XXXX | $2031.00 | XXXX | $169.25 |  |  |  |  |  | 48.394% | 48.394% | 48.394% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1786.50 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $189500.00 | 3.375% | 05/05/2021 | $176331.00 | $837.77 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222259526 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1390.00 | $1714.27 |  | 8.347% | $1164.46 | $1164.46 | 8.250% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3087.05 | 1 | XXXX | $2497.80 | XXXX | $208.15 |  |  |  |  |  | 45.846% | 45.846% | 45.846% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1390.00 |  | 6.150% | $0.00 | 1 |  |  |  | No | No | 8.250% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $126250.00 | 2.500% | 06/15/2020 | $94304.15 | $841.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222264104 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2492.11 |  | 7.910% | $1038.80 | $1038.80 | 7.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8835.44 | 1 | XXXX | $2456.16 | XXXX | $204.68 |  |  |  |  |  | 37.830% | 37.830% | 37.830% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 2 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $339849.00 | 3.000% | 07/03/2021 | $317270.74 | $1432.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.91 |  | No | No |  | $0.00 | $13790.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222272785 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1902.50 | $2241.36 |  | 9.114% | $388.89 | $388.89 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5020.62 | 3 | XXXX | $1590.00 | XXXX | $132.50 |  |  |  |  |  | 37.490% | 37.490% | 37.490% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1902.50 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $206500.00 | 3.625% | 04/17/2020 | $155909.53 | $1488.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.66 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222272792 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2922.83 | $3583.51 |  | 9.238% | $868.75 | $868.75 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26746.98 | 1 | XXXX | $2357.04 | XXXX | $196.42 |  |  |  |  |  | 21.235% | 21.235% | 21.235% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2922.83 |  | 6.040% | $0.00 | 2.6 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $375325.00 | 3.125% | 10/20/2020 | $345269.83 | $1607.80 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.06 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222272796 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2240.00 | $2777.62 |  | 8.625% | $445.50 | $445.50 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3291.67 | 1 | XXXX | $1590.00 | XXXX | $132.50 |  |  |  |  |  | 45.993% | 45.993% | 45.993% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2240.00 |  | 6.120% | $0.00 |  |  |  |  | No | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $195000.00 | 3.125% | 07/16/2021 | $180861.96 | $835.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274341 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1990.00 | $3174.00 |  | 9.103% | $2341.45 | $2341.45 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10323.07 | 1 | XXXX | $739.68 | XXXX | $61.64 |  |  |  |  |  | 34.105% | 34.105% | 34.105% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.100% | $0.00 | 2.5 |  |  |  | No | No | 9.000% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $366000.00 | 3.375% | 10/30/2021 | $345027.04 | $1618.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.54 |  | No | No |  | ($2138.27) | $7916.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274347 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1852.50 | $2355.52 |  | 8.634% | $418.22 | $418.22 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11080.46 | 1 | XXXX | $3315.00 | XXXX | $276.25 |  |  |  |  |  | 18.107% | 18.107% | 18.107% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1852.50 |  | 6.030% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $13100.00 | 4.500% | 02/14/2005 | $71595.78 | $734.60 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274348 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1857.50 | $2767.97 |  | 9.303% | $563.01 | $563.01 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $29497.77 | 1 | XXXX | $2565.00 | XXXX | $213.75 |  |  |  |  |  | 22.523% | 22.523% | 22.523% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2020 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1857.50 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $420550.00 | 9.500% | 04/24/2024 | $419822.91 | $3536.21 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274349 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3744.00 | $4205.52 |  | 8.429% | $748.44 | $748.44 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17564.84 | 1 | XXXX | $1499.16 | XXXX | $124.93 |  |  |  |  |  | 24.106% | 24.106% | 24.106% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2016 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3744.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $450000.00 | 4.625% | 05/21/2021 | $425673.30 | $2313.63 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274641 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1895.00 | $2550.00 |  | 9.410% | $813.63 | $813.63 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3929.33 | 1 | XXXX | $1035.48 | XXXX | $86.29 |  |  |  |  |  | 39.930% | 39.930% | 39.930% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Unemployment]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Unemployment]; 1099 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1895.00 |  | 6.120% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $7291.28 |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $195360.00 | 2.375% | 02/18/2021 | $178990.00 | $759.27 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274705 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $2683.99 |  | 7.860% | $390.23 | $390.23 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10103.00 | 1 | XXXX | $1347.00 | XXXX | $112.25 |  |  |  |  |  | 34.833% | 34.833% | 34.833% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $443116.00 | 3.250% | 04/13/2020 | $399153.26 | $1928.47 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274777 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $2502.28 |  | 7.813% | $2364.16 | $2364.16 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7359.21 | 1 | XXXX | $2372.64 | XXXX | $197.72 |  |  |  |  |  | 48.631% | 48.631% | 48.631% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.150% | $0.00 | 2.1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $3549.85 |  | No | 5 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $542000.00 | 2.625% | 03/22/2021 | $499525.00 | $2176.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274857 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4482.00 | $4972.26 |  | 7.771% | $1307.53 | $1307.53 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13116.59 | 1 | XXXX | $1842.96 | XXXX | $153.58 |  |  |  |  |  | 43.859% | 43.859% | 43.859% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4482.00 |  | 6.100% | $0.00 | 1.6 |  |  |  | Yes | No | 7.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 34 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $405000.00 | 4.000% | 06/16/2020 | $373308.53 | $1933.53 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.83 |  | No | No |  | $0.00 | $8939.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222274969 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2150.20 |  | 7.708% | $699.21 | $699.21 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19505.02 | 1 | XXXX | $2588.04 | XXXX | $215.67 |  |  |  |  |  | 11.625% | 11.625% | 11.625% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $312821.52 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $231000.00 | 2.875% | 04/08/2021 | $200309.89 | $1266.71 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 128.96 |  |  | No |  | $0.00 | $8300.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222275054 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1865.00 | $2594.64 |  | 7.795% | $3582.06 | $3582.06 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14190.01 | 1 | XXXX | $2321.04 | XXXX | $193.42 |  |  |  |  |  | 36.418% | 36.418% | 36.418% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1865.00 |  | 6.100% | $0.00 | 1.7 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $623850.00 | 2.990% | 11/30/2020 | $572712.57 | $2626.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222286990 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5865.00 | $6463.03 |  | 7.636% | $1726.69 | $1726.69 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9572.50 | 1 | XXXX | $8661.96 | XXXX | $721.83 |  |  |  |  |  | 43.966% | 43.966% | 43.966% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5865.00 |  | 6.040% | $0.00 | 1.3 |  |  |  | No | No | 7.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $552000.00 | 3.250% | 05/23/2016 | $449137.20 | $2402.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222286993 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1718.12 |  | 7.635% | $874.02 | $874.02 | 7.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7062.84 | 1 | XXXX | $1638.00 | XXXX | $136.50 |  |  |  |  |  | 40.630% | 40.630% | 40.630% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $298500.00 | 4.375% | 09/02/2014 | $239160.00 | $1490.37 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.02 |  |  | No |  | $1325.40 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222287008 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2300.23 |  | 7.752% | $638.37 | $638.37 | 7.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14070.30 | 1 | XXXX | $2745.00 | XXXX | $228.75 |  |  |  |  |  | 24.699% | 24.699% | 24.699% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 5.850% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $349000.00 | 3.250% | 04/17/2020 | $316450.09 | $1518.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.45 |  |  | No |  | $0.00 | $10268.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222290859 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $2100.01 |  | 7.663% | $894.99 | $894.99 | 7.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9251.28 | 1 | XXXX | $2400.00 | XXXX | $200.00 |  |  |  |  |  | 30.784% | 30.784% | 30.784% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $5600.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $322500.00 | 3.500% | 06/21/2013 | $239429.92 | $1448.17 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.13 |  |  | No |  | $3984.13 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222293692 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2781.42 |  | 7.740% | $469.69 | $469.69 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9981.50 | 1 | XXXX | $2403.00 | XXXX | $200.25 |  |  |  |  |  | 33.665% | 33.665% | 33.665% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 5.850% | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 2 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $670000.00 | 3.250% | 05/08/2021 | $625984.09 | $2915.88 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222293702 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2295.00 | $2889.34 |  | 9.061% | $1352.60 | $1352.60 | 8.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $56287.81 | 1 | XXXX | $5526.12 | XXXX | $460.51 |  |  |  |  |  | 18.200% | 18.200% | 18.200% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2295.00 |  | 6.040% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $400000.00 | 3.750% | 06/16/2020 | $353544.53 | $1852.46 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.86 |  | No | No |  | $34405.93 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222298612 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6693.79 | $9282.04 |  | 9.378% | $1627.89 | $1627.89 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15672.71 | 1 | XXXX | $2357.04 | XXXX | $196.42 |  |  |  |  |  | 43.219% | 43.219% | 43.219% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6693.79 |  | 6.120% | $0.00 | 2.9 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $13003.37 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $345000.00 | 3.875% | 06/10/2021 | $325629.87 | $1622.32 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222300316 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2226.00 | $2520.77 |  | 8.526% | $439.20 | $439.20 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3670.10 | 1 | XXXX | $2212.20 | XXXX | $184.35 |  |  |  |  |  | 41.827% | 41.827% | 41.827% | [Redacted] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2226.00 |  | 5.850% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $300600.00 | 2.250% | 03/01/2021 | $275573.00 | $1149.03 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222300374 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1685.11 |  | 8.363% | $556.87 | $556.87 | 8.125% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3544.39 | 1 | XXXX | $2754.96 | XXXX | $229.58 |  |  |  |  |  | 49.962% | 49.962% | 49.962% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 2 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $350000.00 | 2.875% | 06/15/2021 | $326290.60 | $1452.12 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.61 |  |  | No |  | $0.00 | $7083.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222304209 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $740.00 | $1563.19 |  | 9.361% | $610.22 | $610.22 | 9.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10022.99 | 1 | XXXX | $2249.04 | XXXX | $187.42 |  |  |  |  |  | 43.707% | 43.707% | 43.707% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $740.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 | 0 | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $337000.00 | 3.125% | 05/29/2020 | $299751.96 | $1443.63 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222304335 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1799.00 | $3050.23 |  | 7.815% | $469.66 | $469.66 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6282.63 | 1 | XXXX | $1310.04 | XXXX | $109.17 |  |  |  |  |  | 35.312% | 35.312% | 35.312% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1799.00 |  | 6.150% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $5946.66 |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $479000.00 | 2.875% | 07/12/2021 | $422677.52 | $1987.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222304336 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6145.00 | $9430.84 |  | 8.679% | $3844.57 | $3844.57 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $42904.65 | 1 | XXXX | $1866.00 | XXXX | $155.50 |  |  |  |  |  | 40.702% | 40.702% | 40.702% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6145.00 |  | 6.120% | $0.00 | 2.8 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1149000.00 | 7.125% | 04/09/2024 | $1146227.07 | $7741.03 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222304337 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $1164.20 |  | 8.389% | $3009.75 | $3009.75 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34251.28 | 1 | XXXX | $4160.04 | XXXX | $346.67 |  |  |  |  |  | 36.182% | 36.182% | 36.182% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 5.840% | $0.00 | 3.2 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1736000.00 | 4.250% | 11/30/2021 | $1657730.38 | $8540.08 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222304696 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5965.25 | $6745.88 |  | 8.994% | $1176.44 | $1176.44 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13381.32 | 1 | XXXX | $1794.00 | XXXX | $149.50 |  |  |  |  |  | 39.357% | 39.357% | 39.357% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 90.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 90.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5965.25 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $780750.00 | 7.500% | 08/19/2022 | $763722.81 | $5459.12 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222309880 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1760.00 | $2325.52 |  | 9.811% | $499.05 | $499.05 | 9.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6002.64 | 1 | XXXX | $2181.24 | XXXX | $181.77 |  |  |  |  |  | 48.048% | 48.048% | 48.048% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1760.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 33 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $436030.00 | 2.375% | 12/31/2020 | $394079.47 | $1694.64 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.79 |  |  | No |  | $1306.16 | $6045.71 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222310094 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2041.25 | $3509.25 |  | 7.686% | $1433.39 | $1433.39 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3094.65 | 1 | XXXX | $1065.84 | XXXX | $88.82 |  |  |  |  |  | 49.990% | 49.990% | 49.990% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2041.25 |  | 6.040% | $0.00 | 2.1 |  |  |  | No | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 33 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $168700.00 | 4.490% | 07/27/2020 | $116588.00 | $759.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.31 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222313182 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2317.84 |  | 9.008% | $786.70 | $786.70 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7845.22 | 1 | XXXX | $2246.76 | XXXX | $187.23 |  |  |  |  |  | 45.385% | 45.385% | 45.385% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $738705.00 | 3.550% | 06/01/2019 | $660408.48 | $3337.77 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222313198 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $3425.00 |  | 8.466% | $3107.72 | $3107.72 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7719.87 | 1 | XXXX | $3611.04 | XXXX | $300.92 |  |  |  |  |  | 45.057% | 45.057% | 45.057% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Housing Allowance]; Employer Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.120% | $0.00 | 2.4 |  |  |  | No | No | 8.375% | 2 | 2 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 32 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $470000.00 | 3.250% | 04/29/2020 | $408665.07 | $2290.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 68 |  |  | No |  | $5875.00 | $951.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222313285 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1495.00 | $4958.23 |  | 9.055% | $1685.49 | $1685.49 | 8.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16588.22 | 2 | XXXX | $3228.96 | XXXX | $269.08 |  |  |  |  |  | 34.735% | 34.735% | 34.735% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $30665.32 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  | 1 | $513000.00 | 3.375% | 09/30/2020 | $470659.09 | $2267.95 | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.07 |  | No | No |  | $25416.79 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222313302 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2821.00 | $3276.38 |  | 9.202% | $1993.79 | $1993.79 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $94841.40 | 1 | XXXX | $9569.04 | XXXX | $797.42 |  |  |  |  |  | 14.643% | 14.643% | 14.643% | [Redacted] | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2821.00 |  | 5.840% | $0.00 | 3.2 |  |  |  | No | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $380000.00 | 4.875% | 04/20/2018 | $330822.00 | $2010.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.53 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222313305 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1690.00 | $2524.79 |  | 8.386% | $1502.53 | $1502.53 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9958.60 | 1 | XXXX | $1674.84 | XXXX | $139.57 |  |  |  |  |  | 35.152% | 35.152% | 35.152% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1690.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $500000.00 | 3.000% | 09/15/2017 | $429018.00 | $2280.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222313306 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1895.00 | $3031.55 |  | 8.389% | $1866.15 | $1866.15 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9414.59 | 1 | XXXX | $3942.00 | XXXX | $328.50 |  |  |  |  |  | 41.539% | 41.539% | 41.539% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $1895.00 |  | 6.100% | $0.00 | 1.5 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $660000.00 | 3.000% | 04/30/2021 | $613664.66 | $2782.59 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.51 |  |  | No |  | $6718.26 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222313892 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1195.00 | $1653.00 |  | 7.692% | $1804.87 | $1804.87 | 7.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $31762.18 | 1 | XXXX | $2426.04 | XXXX | $202.17 |  |  |  |  |  | 22.460% | 22.460% | 22.460% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Account Transcripts - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Account Transcripts - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Account Transcripts - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1195.00 |  | 6.120% | $0.00 | 2.6 |  |  |  | No | No | 7.625% | 2 | 0 | 2 | 0 | 3 | 3 |  |  | 8.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $101662.44 |  | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $555000.00 | 3.750% | 01/03/2013 | $398715.58 | $2832.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.31 |  | No | No |  | $0.00 | $10833.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222315199 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2141.96 | $2831.52 |  | 9.403% | $432.46 | $432.46 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6070.13 | 2 | XXXX | $1458.96 | XXXX | $121.58 |  |  |  |  |  | 42.931% | 42.931% | 42.931% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $2141.96 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $258334.00 | 3.625% | 01/08/2020 | $234552.72 | $1178.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222315218 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6679.15 | $8360.53 |  | 7.914% | $1860.92 | $1860.92 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6666.72 | 1 | XXXX | $1308.36 | XXXX | $109.03 |  |  |  |  |  | 45.519% | 45.519% | 45.519% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6679.15 |  | 5.760% | $0.00 | 2.7 |  |  |  | Yes | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $371500.00 | 2.875% | 01/10/2024 | $342758.89 | $1541.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.82 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222329441 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1195.00 | $1215.32 |  | 7.930% | $2900.37 | $2900.37 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33800.73 | 1 | XXXX | $4833.60 | XXXX | $402.80 |  |  |  |  |  | 26.520% | 26.520% | 26.520% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1195.00 |  | 6.330% | $0.00 | 2.9 |  |  |  | No | No | 7.875% | 2 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $94873.29 |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $684000.00 | 2.990% | 05/05/2021 | $634609.86 | $2880.08 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.54 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222332111 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1495.00 | $5537.93 |  | 9.012% | $2249.75 | $2249.75 | 8.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15706.65 | 3 | XXXX | $2082.96 | XXXX | $173.58 |  |  |  |  |  | 38.204% | 38.204% | 38.204% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $30665.32 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual |  |  |  |  | 1 | $503750.00 | 3.375% | 01/10/2019 | $469741.61 | $2263.50 | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.47 |  | No | No |  | $25416.79 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222335558 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2302.50 | $3985.02 |  | 8.401% | $1540.10 | $1540.10 | 8.250% | No | Yes | Employed | Non-Employment Income |  |  |  |  | US Citizen | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $8912.84 | 1 | XXXX | $1002.96 | XXXX | $83.58 |  |  |  |  |  | 45.163% | 45.163% | 45.163% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2302.50 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $493000.00 | 2.625% | 01/05/2021 | $452391.27 | $1980.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 47 |  | No | No |  | $1936.20 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222340633 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6353.75 | $8918.18 |  | 8.139% | $2167.96 | $2167.96 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9022.28 | 1 | XXXX | $4745.64 | XXXX | $395.47 |  |  |  |  |  | 41.877% | 41.877% | 41.877% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6353.75 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $136344.80 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $665000.00 | 2.750% | 12/29/2020 | $609936.51 | $2714.80 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.93 |  |  | No |  | $0.00 | $8668.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222340634 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3015.00 | $5082.48 |  | 7.873% | $2185.06 | $2185.06 | 7.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $33997.13 | 1 | XXXX | $2219.04 | XXXX | $184.92 |  |  |  |  |  | 26.655% | 26.655% | 26.655% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3015.00 |  | 6.040% | $0.00 | 1 |  |  |  | No | No | 7.750% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXX | $168310.59 |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $422500.00 | 2.750% | 11/02/2020 | $386678.67 | $1724.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222340635 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1195.00 | $2520.50 |  | 9.244% | $1220.45 | $1220.45 | 9.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17350.82 | 2 | XXXX | $1215.00 | XXXX | $101.25 |  |  |  |  |  | 34.813% | 34.813% | 34.813% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1195.00 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 | 2 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $402500.00 | 3.625% | 11/08/2021 | $381029.07 | $1836.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.81 |  | No | No |  | $0.00 | $9479.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222341137 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1865.00 | $2788.40 |  | 8.496% | $751.27 | $751.27 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11472.95 | 1 | XXXX | $1061.04 | XXXX | $88.42 |  |  |  |  |  | 24.354% | 24.354% | 24.354% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1865.00 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $304800.00 | 4.375% | 05/01/2019 | $275781.58 | $1521.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222343266 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2086.16 |  | 9.141% | $492.37 | $492.37 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4197.75 | 1 | XXXX | $3764.04 | XXXX | $313.67 |  |  |  |  |  | 47.284% | 47.284% | 47.284% | [Redacted] | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 5.780% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 200 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $351500.00 | 2.990% | 11/26/2021 | $330721.00 | $1480.04 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222355549 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $595.00 | $2741.84 |  | 8.999% | $1082.34 | $1082.34 | 8.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $21753.11 | 1 | XXXX | $1812.00 | XXXX | $151.00 |  |  |  |  |  | 24.179% | 24.179% | 24.179% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $595.00 |  | 5.840% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $560000.00 | 3.990% | 03/22/2022 | $518120.53 | $2670.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.83 |  | No | No |  | $14344.99 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222356781 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3386.18 |  | 7.502% | $1994.92 | $1994.92 | 7.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11281.49 | 1 | XXXX | $2986.20 | XXXX | $248.85 |  |  |  |  |  | 38.823% | 38.823% | 38.823% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 5.840% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $729000.00 | 2.980% | 06/24/2020 | $653235.09 | $3065.64 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14362.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222356872 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2624.15 |  | 9.050% | $1364.73 | $1364.73 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32204.60 | 1 | XXXX | $1011.96 | XXXX | $84.33 |  |  |  |  |  | 27.026% | 27.026% | 27.026% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - Year Not Available<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - Year Not Available | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $326000.00 | 2.750% | 06/03/2022 | $281870.52 | $2212.31 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222360512 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2840.00 | $5841.16 |  | 9.212% | $2011.56 | $2011.56 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14118.32 | 1 | XXXX | $2250.96 | XXXX | $187.58 |  |  |  |  |  | 35.612% | 35.612% | 35.612% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 57.000% | 100.000% |  |  | [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2840.00 |  | 6.120% | $0.00 | 5 |  |  |  | No | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $768000.00 | 4.375% | 11/01/2018 | $756453.21 | $3834.52 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222361016 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2195.00 | $4850.22 |  | 8.810% | $3894.17 | $3894.17 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14687.84 | 1 | XXXX | $1258.08 | XXXX | $104.84 |  |  |  |  |  | 44.971% | 44.971% | 44.971% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2195.00 |  | 6.400% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 33 | 9 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $455000.00 | 2.500% | 08/26/2020 | $413914.13 | $1797.80 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $12499.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222361876 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5660.00 | $6926.89 |  | 9.466% | $1245.56 | $1245.56 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8018.00 | 1 | XXXX | $1914.12 | XXXX | $159.51 |  |  |  |  |  | 49.569% | 49.569% | 49.569% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5660.00 |  | 6.360% | $0.00 | 1 |  |  |  | No | No | 9.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $325000.00 | 2.990% | 12/13/2021 | $304413.95 | $1397.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 43.65 |  | No | No |  | $0.00 | $7758.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222396139 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2020.00 | $3962.63 |  | 8.103% | $3016.70 | $3016.70 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $25425.61 | 1 | XXXX | $3116.76 | XXXX | $259.73 |  |  |  |  |  | 47.405% | 47.405% | 47.405% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2020.00 |  | 5.660% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 120 | Not Stated |  |  |  | XXXX | $945922.32 |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $824000.00 | 2.500% | 04/12/2022 | $660513.14 | $5517.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 125.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222396383 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2112.50 | $2583.98 |  | 9.273% | $408.10 | $408.10 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3575.06 | 1 | XXXX | $1146.00 | XXXX | $95.50 |  |  |  |  |  | 49.211% | 49.211% | 49.211% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2112.50 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $122500.00 | 3.125% | 08/25/2021 | $114519.00 | $524.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222397143 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1300.05 | $2472.03 |  | 8.758% | $375.63 | $375.63 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4811.17 | 1 | XXXX | $1042.08 | XXXX | $86.84 |  |  |  |  |  | 47.297% | 47.297% | 47.297% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1300.05 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $510000.00 | 3.625% | 01/01/2021 | $473107.75 | $2325.86 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222397574 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2656.25 | $4277.69 |  | 8.300% | $990.58 | $990.58 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9799.89 | 1 | XXXX | $1650.72 | XXXX | $137.56 |  |  |  |  |  | 36.203% | 36.203% | 36.203% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2656.25 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $487000.00 | 2.750% | 02/01/2021 | $448057.17 | $1988.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.92 |  |  | No |  | $0.00 | $7578.06 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222397612 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1195.00 | $2049.20 |  | 8.800% | $1094.69 | $1094.69 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6532.40 | 1 | XXXX | $1784.88 | XXXX | $148.74 |  |  |  |  |  | 42.846% | 42.846% | 42.846% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1195.00 |  | 6.330% | $0.00 | 1.1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $433500.00 | 2.990% | 12/30/2021 | $406450.09 | $1825.32 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222397805 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6752.50 | $5428.18 |  | 8.835% | $3933.50 | $3933.50 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38099.36 | 1 | XXXX | $8073.00 | XXXX | $672.75 |  |  |  |  |  | 31.580% | 31.580% | 31.580% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2014 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6752.50 |  | 6.100% | $0.00 | 3.5 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1282500.00 | 4.990% | 02/22/2022 | $1233280.76 | $6876.90 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222398155 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2730.00 | $4140.47 |  | 8.704% | $694.92 | $694.92 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7674.52 | 1 | XXXX | $818.04 | XXXX | $68.17 |  |  |  |  |  | 33.130% | 33.130% | 33.130% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2730.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $6894.50 |  | No | 32 | 22 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $389400.00 | 3.500% | 09/03/2020 | $358577.44 | $1748.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.57 |  |  | No |  | $0.00 | $4306.37 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222399351 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3413.72 | $6996.90 |  | 8.878% | $3529.17 | $3529.17 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20700.98 | 1 | XXXX | $1560.96 | XXXX | $130.08 |  |  |  |  |  | 37.275% | 37.275% | 37.275% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3413.72 |  | 6.590% | $0.00 | 4 |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $945000.00 | 4.500% | 08/23/2022 | $911113.47 | $4376.44 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222399360 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $805.00 | $1572.39 |  | 8.535% | $1922.28 | $1922.28 | 8.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16463.00 | 1 | XXXX | $3423.60 | XXXX | $285.30 |  |  |  |  |  | 34.938% | 34.938% | 34.938% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $805.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 8.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | Yes |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $519000.00 | 0.000% | 02/14/2020 | $431541.00 | $3009.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $12651.73 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222400683 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1965.00 | $4617.28 |  | 8.166% | $1834.41 | $1834.41 | 8.000% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5106.51 | 1 | XXXX | $2448.96 | XXXX | $204.08 |  |  |  |  |  | 41.562% | 41.562% | 41.562% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1965.00 |  | 6.730% | $0.00 |  |  |  |  | No | No | 8.000% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 34 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $342000.00 | 2.625% | 09/22/2020 | $310378.72 | $1373.64 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.91 |  |  | No |  | $0.00 | $8738.31 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222400689 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3490.00 | $4094.44 |  | 8.286% | $725.07 | $725.07 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15247.19 | 1 | XXXX | $1575.60 | XXXX | $131.30 |  |  |  |  |  | 27.196% | 27.196% | 27.196% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3490.00 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 15 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $265500.00 | 3.375% | 05/14/2021 | $233558.30 | $1522.79 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12206.13 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222416823 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2463.88 |  | 7.610% | $656.01 | $656.01 | 7.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10484.14 | 1 | XXXX | $1483.20 | XXXX | $123.60 |  |  |  |  |  | 26.568% | 26.568% | 26.568% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 5.990% | $0.00 |  |  |  |  | N/A | No | 7.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $19671.60 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $448800.00 | 3.125% | 06/29/2020 | $394943.97 | $2157.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.15 |  |  | No |  | $0.00 | $7421.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222420593 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1949.00 | $3717.80 |  | 8.463% | $2652.65 | $2652.65 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14338.10 | 1 | XXXX | $5097.12 | XXXX | $424.76 |  |  |  |  |  | 48.131% | 48.131% | 48.131% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1949.00 |  | 6.730% | $0.00 | 1.4 |  |  |  | Yes | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 8 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1625250.00 | 3.125% | 05/03/2021 | $1510327.88 | $6962.17 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222427801 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1690.00 | $2116.20 |  | 8.447% | $751.27 | $751.27 | 8.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $21618.02 | 1 | XXXX | $1641.96 | XXXX | $136.83 |  |  |  |  |  | 20.180% | 20.180% | 20.180% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1690.00 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $400000.00 | 3.250% | 07/01/2021 | $370084.10 | $1740.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222433216 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3669.31 | $4980.83 |  | 9.145% | $1032.54 | $1032.54 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10228.50 | 1 | XXXX | $1962.96 | XXXX | $163.58 |  |  |  |  |  | 38.357% | 38.357% | 38.357% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3669.31 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 11 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $745200.00 | 3.875% | 07/02/2019 | $711340.16 | $2962.67 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222433764 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3870.38 |  | 8.306% | $3756.33 | $3756.33 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $175740.31 | 1 | XXXX | $21687.00 | XXXX | $1807.25 |  |  |  |  |  | 9.644% | 9.644% | 9.644% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.590% | $0.00 | 1.2 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $951000.00 | 3.875% | 12/26/2019 | $840033.00 | $4471.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222449117 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4162.50 | $4984.46 |  | 8.205% | $1087.60 | $1087.60 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4669.50 | 1 | XXXX | $1743.00 | XXXX | $145.25 |  |  |  |  |  | 39.378% | 39.378% | 39.378% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2020 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4162.50 |  | 6.400% | $0.00 | 3.6 |  |  |  | No | No | 7.875% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $296900.00 | 4.750% | 07/09/2014 | $229696.58 | $1548.77 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222449136 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2440.72 |  | 8.214% | $1671.31 | $1671.31 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4700.32 | 1 | XXXX | $1233.60 | XXXX | $102.80 |  |  |  |  |  | 47.605% | 47.597% | 47.597% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.360% | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 0 |  | 1 | 0 | 1 | 1 |  |  | 9.90 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $320000.00 | 2.125% | 03/17/2021 | $253938.00 | $2077.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222454548 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $3608.44 |  | 8.620% | $2053.00 | $2053.00 | 8.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $8590.86 | 1 | XXXX | $1863.00 | XXXX | $155.25 |  |  |  |  |  | 44.578% | 44.578% | 44.578% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.400% | $0.00 | 1.3 |  |  |  | No | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $545000.00 | 2.838% | 12/31/2020 | $500471.00 | $2250.40 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222458252 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2052.50 | $2689.82 |  | 8.177% | $1063.96 | $1063.96 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3353.25 | 1 | XXXX | $8527.08 | XXXX | $710.59 |  |  |  |  |  | 49.862% | 49.862% | 49.862% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2052.50 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $341800.00 | 2.990% | 12/14/2020 | $314436.53 | $1439.20 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $927.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222461333 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2823.74 | $4074.14 |  | 8.995% | $2454.05 | $2454.05 | 8.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $38510.09 | 1 | XXXX | $2672.04 | XXXX | $222.67 |  |  |  |  |  | 25.838% | 25.838% | 25.838% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2823.74 |  | 6.590% | $0.00 | 2.6 |  |  |  | Yes | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $543200.00 | 7.875% | 04/29/2005 | $254065.48 | $2969.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.2 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222461339 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2148.71 |  | 8.658% | $999.59 | $999.59 | 8.500% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6293.70 | 1 | XXXX | $1293.00 | XXXX | $107.75 |  |  |  |  |  | 40.199% | 40.199% | 40.199% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Other - 2023<br> [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.730% | $0.00 | 1 |  |  |  | No | No | 8.500% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 9 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $430000.00 | 2.990% | 08/24/2021 | $387360.25 | $1810.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2201.43 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222461387 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2597.50 | $5260.70 |  | 8.444% | $2684.01 | $2684.01 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $119520.89 | 1 | XXXX | $11355.00 | XXXX | $946.25 |  |  |  |  |  | 23.194% | 23.194% | 23.194% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2597.50 |  | 6.450% | $0.00 | 1.3 |  |  |  | No | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $129982.05 |  | No | 33 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $2205000.00 | 6.550% | 12/19/2016 | $2205000.00 | $14009.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.72 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222461390 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $880.00 | $1701.66 |  | 9.285% | $849.59 | $849.59 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9633.33 | 1 | XXXX | $3017.88 | XXXX | $251.49 |  |  |  |  |  | 23.116% | 23.116% | 23.116% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $880.00 |  | 6.730% | $0.00 | 1 |  |  |  | No | No | 9.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $16851.16 |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $541490.00 | 2.750% | 12/30/2020 | $495580.62 | $0.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222461393 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $0.00 | $2764.10 |  | 8.242% | $402.80 | $402.80 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6982.19 | 1 | XXXX | $1983.72 | XXXX | $165.31 |  |  |  |  |  | 32.318% | 32.318% | 32.318% | [Redacted] | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.330% | $0.00 |  |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 21 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $452000.00 | 3.250% | 04/24/2020 | $410475.04 | $1967.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222461858 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $1889.78 |  | 8.779% | $380.04 | $380.04 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2349.63 | 1 | XXXX | $5418.00 | XXXX | $451.50 |  |  |  |  |  | 48.192% | 48.192% | 48.192% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 120 |  |  |  |  | XXXX | $43112.57 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $213300.00 |  | 11/19/2020 | $195452.00 | $934.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222461862 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6812.40 | $7729.85 |  | 8.309% | $1033.35 | $1033.35 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4093.34 | 3 | XXXX | $2519.04 | XXXX | $209.92 |  |  |  |  |  | 49.902% | 49.902% | 49.902% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6812.40 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $555000.00 | 2.125% | 07/22/2021 | $512844.15 | $2086.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222461917 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2368.29 |  | 9.217% | $925.32 | $925.32 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3958.05 | 1 | XXXX | $3062.04 | XXXX | $255.17 |  |  |  |  |  | 44.776% | 44.776% | 44.776% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $321505.00 | 2.690% | 09/27/2020 | $291417.00 | $1302.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222467169 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1745.00 | $3417.84 |  | 9.189% | $3498.62 | $3498.62 | 9.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12097.35 | 1 | XXXX | $1527.00 | XXXX | $127.25 |  |  |  |  |  | 41.637% | 41.637% | 41.637% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1745.00 |  | 6.590% | $0.00 | 1.2 |  |  |  | Yes | No | 9.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $739000.00 | 3.500% | 10/08/2020 | $681835.06 | $3318.44 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $6960.62 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222467791 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5601.70 | $7564.25 |  | 8.291% | $1375.82 | $1375.82 | 7.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9844.70 | 2 | XXXX | $1844.16 | XXXX | $153.68 |  |  |  |  |  | 44.350% | 44.350% | 44.350% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5601.70 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 8.97 | No |  |  |  |  |  |  |  |  |  | XXXX | $112009.97 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $796000.00 | 3.500% | 09/27/2021 | $749908.91 | $3574.40 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.99 |  | Yes | No |  | $0.00 | $14469.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222469004 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3910.00 | $4435.00 |  | 9.629% | $813.63 | $813.63 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3368.83 | 1 | XXXX | $2033.88 | XXXX | $169.49 |  |  |  |  |  | 36.154% | 36.154% | 36.154% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3910.00 |  | 6.780% | $0.00 | 2.4 |  |  |  | No | No | 9.125% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $120750.00 | 2.990% | 02/19/2021 | $108126.00 | $508.44 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222469005 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1990.00 | $2554.65 |  | 8.773% | $1361.13 | $1361.13 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5079.04 | 1 | XXXX | $1059.00 | XXXX | $88.25 |  |  |  |  |  | 38.389% | 38.389% | 38.389% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.590% | $0.00 | 2.4 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $280000.00 | 3.875% | 02/01/2020 | $255217.06 | $1316.66 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222470526 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1595.00 | $2214.65 |  | 8.517% | $633.18 | $633.18 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6512.77 | 1 | XXXX | $2210.04 | XXXX | $184.17 |  |  |  |  |  | 47.898% | 47.898% | 47.898% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1595.00 |  | 6.270% | $0.00 | 2.6 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 3 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $380000.00 | 2.750% | 11/06/2020 | $347027.96 | $1551.32 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222478009 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3259.00 | $4207.66 |  | 8.798% | $820.88 | $820.88 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4550.14 | 1 | XXXX | $389.04 | XXXX | $32.42 |  |  |  |  |  | 44.398% | 44.398% | 44.398% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross Country | $3259.00 |  | 6.400% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $484000.00 | 2.990% | 03/23/2021 | $449953.13 | $2037.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222478404 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2440.00 | $2927.80 |  | 9.042% | $1512.36 | $1512.36 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2973.11 | 1 | XXXX | $1545.00 | XXXX | $128.75 |  |  |  |  |  | 49.025% | 49.025% | 49.025% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2440.00 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $175000.00 | 3.500% | 10/10/2017 | $149178.00 | $785.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $2734.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222478413 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2673.29 | $3364.49 |  | 8.956% | $1363.56 | $1363.56 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10316.47 | 1 | XXXX | $3197.40 | XXXX | $266.45 |  |  |  |  |  | 47.267% | 47.267% | 47.267% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Other - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2012 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2673.29 |  | 6.360% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $18384.66 |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $675972.00 | 2.875% | 08/27/2021 | $631472.20 | $2804.56 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222478828 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $3164.82 |  | 8.621% | $1029.50 | $1029.50 | 8.375% | No | No | Employed | Employed | Employed |  | 7.58 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $11155.53 | 1 | XXXX | $2181.96 | XXXX | $181.83 |  |  |  |  |  | 48.064% | 48.064% | 48.064% | [Redacted] | 804 | 799 | 807 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 | 34 | 33 |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | $400000.00 | 3.250% | 04/01/2021 | $371529.68 | $1740.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $15285.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222486204 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2133.75 | $2514.31 |  | 8.965% | $523.40 | $523.40 | 8.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9192.80 | 1 | XXXX | $1014.00 | XXXX | $84.50 |  |  |  |  |  | 39.042% | 39.042% | 39.042% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2133.75 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 2 | 1 | 0 | 2 | 1 |  |  | 10.40 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 34 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $202500.00 | 3.625% | 09/28/2020 | $186421.15 | $923.50 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6608.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222486256 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1935.00 | $2244.00 |  | 9.127% | $511.36 | $511.36 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14409.62 | 1 | XXXX | $683.04 | XXXX | $56.92 |  |  |  |  |  | 17.659% | 17.659% | 17.659% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1935.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $220300.00 | 2.625% | 12/11/2020 | $201267.38 | $884.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222486258 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1409.82 | $1863.86 |  | 10.684% | $850.68 | $850.68 | 10.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9630.14 | 1 | XXXX | $2238.96 | XXXX | $186.58 |  |  |  |  |  | 41.865% | 41.865% | 41.865% | [Redacted] | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1409.82 |  | 6.270% | $0.00 | 1 |  |  |  | No | No | 10.375% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $387845.00 | 2.750% | 09/11/2020 | $346322.00 | $0.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $8189.38 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222486440 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1585.00 | $1928.40 |  | 8.643% | $816.93 | $816.93 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6535.83 | 1 | XXXX | $2103.00 | XXXX | $175.25 |  |  |  |  |  | 35.445% | 35.445% | 35.445% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1585.00 |  | 6.270% | $0.00 | 1.8 |  |  |  | No | No | 8.375% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $414718.00 | 2.625% | 10/05/2020 | $376943.50 | $1665.72 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222488817 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3240.00 | $3588.26 |  | 9.031% | $1989.11 | $1989.11 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $55245.02 | 1 | XXXX | $10378.44 | XXXX | $864.87 |  |  |  |  |  | 7.857% | 7.857% | 7.857% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3240.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $232225.18 | 2.875% | 01/31/2013 | $52270.00 | $1589.78 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222498457 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1990.00 | $3234.06 |  | 8.714% | $2776.71 | $2776.71 | 8.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11628.52 | 1 | XXXX | $2027.16 | XXXX | $168.93 |  |  |  |  |  | 44.285% | 44.285% | 44.285% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.590% | $0.00 | 1.7 |  |  |  | No | No | 8.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Trustee |  |  |  |  | 1 | $591000.00 | 3.250% | 12/07/2021 | $557513.47 | $2572.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222501105 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1558.00 | $2617.20 |  | 9.010% | $384.46 | $384.46 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4203.69 | 1 | XXXX | $1034.16 | XXXX | $86.18 |  |  |  |  |  | 44.629% | 44.629% | 44.629% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Goldman Sachs | $1558.00 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 2 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $160000.00 | 2.990% | 11/12/2020 | $146304.00 | $673.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3691.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222501160 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5780.00 | $5986.85 |  | 8.196% | $1450.14 | $1450.14 | 7.875% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5935.62 | 1 | XXXX | $1259.04 | XXXX | $104.92 |  |  |  |  |  | 44.614% | 44.614% | 44.614% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5780.00 |  | 6.400% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $305000.00 | 3.625% | 03/21/2020 | $278410.64 | $1395.52 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5189.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503096 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2205.38 | $2659.81 |  | 10.201% | $518.82 | $518.82 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8709.01 | 1 | XXXX | $421.56 | XXXX | $35.13 |  |  |  |  |  | 47.746% | 47.746% | 47.746% | [Redacted] | 659 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2205.38 |  | 6.330% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $97000.00 | 3.625% | 03/12/2020 | $83751.57 | $442.37 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503100 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1683.05 | $1651.63 |  | 11.619% | $576.93 | $576.93 | 11.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11432.95 | 1 | XXXX | $1845.96 | XXXX | $153.83 |  |  |  |  |  | 25.893% | 25.893% | 25.893% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1683.05 |  | 6.400% | $0.00 | 1 |  |  |  | No | No | 11.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $19123.41 |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $458800.00 | 3.375% | 04/22/2021 | $426777.59 | $2028.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503101 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2752.50 | $3219.36 |  | 8.245% | $501.49 | $501.49 | 7.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10564.10 | 1 | XXXX | $1333.08 | XXXX | $111.09 |  |  |  |  |  | 43.790% | 43.790% | 43.790% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2752.50 |  | 6.590% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 10.10 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1173000.00 | 3.125% | 07/20/2021 | $1094145.00 | $5024.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.18 |  |  | No |  | $13805.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503112 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1295.00 | $2033.54 |  | 8.901% | $1180.05 | $1180.05 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30004.93 | 1 | XXXX | $2459.64 | XXXX | $204.97 |  |  |  |  |  | 12.840% | 12.840% | 12.840% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1295.00 |  | 6.730% | $0.00 | 1 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $320553.00 | 2.875% | 01/31/2011 | $265609.11 | $1216.59 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503136 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1890.00 | $2238.44 |  | 9.406% | $514.96 | $514.96 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5576.12 | 1 | XXXX | $774.00 | XXXX | $64.50 |  |  |  |  |  | 28.184% | 28.184% | 28.184% | [Redacted] | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1890.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $175700.00 | 3.375% | 05/28/2021 | $161284.00 | $776.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503138 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2685.65 | $4013.48 |  | 8.847% | $1160.85 | $1160.85 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8975.68 | 1 | XXXX | $7061.04 | XXXX | $588.42 |  |  |  |  |  | 36.220% | 36.220% | 36.220% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2685.65 |  | 6.120% | $0.00 | 4.8 |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $382000.00 | 2.875% | 02/09/2022 | $323231.14 | $2615.12 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503149 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4865.00 | $7117.40 |  | 8.280% | $3712.49 | $3712.49 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14471.72 | 1 | XXXX | $6933.96 | XXXX | $577.83 |  |  |  |  |  | 44.530% | 44.530% | 44.530% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4865.00 |  | 6.780% | $0.00 | 3.6 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $980000.00 | 3.625% | 10/29/2021 | $926537.67 | $4469.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503150 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2590.00 | $3538.37 |  | 9.905% | $878.90 | $878.90 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30713.13 | 1 | XXXX | $403.32 | XXXX | $33.61 |  |  |  |  |  | 37.933% | 37.933% | 37.933% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2590.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $375000.00 | 3.875% | 04/24/2020 | $343475.00 | $1763.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.75 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222503195 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2877.78 | $4484.66 |  | 8.284% | $857.68 | $857.68 | 7.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5639.03 | 1 | XXXX | $2813.04 | XXXX | $234.42 |  |  |  |  |  | 44.837% | 44.837% | 44.837% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2877.78 |  | 6.830% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 35 |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $218850.00 | 2.375% | 01/14/2021 | $172314.47 | $1446.43 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.99 |  |  | No |  | $0.00 | $10222.51 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222511798 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1490.00 | $2481.68 |  | 10.582% | $1021.27 | $1021.27 | 10.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10523.13 | 1 | XXXX | $4236.00 | XXXX | $353.00 |  |  |  |  |  | 47.384% | 47.384% | 47.384% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.280% | $0.00 | 3.6 |  |  |  | Yes | No | 10.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 2 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $413250.00 | 2.750% | 08/31/2021 | $384696.25 | $1687.06 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222515521 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | $2341.26 |  | 9.368% | $437.60 | $437.60 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4919.33 | 1 | XXXX | $1200.12 | XXXX | $100.01 |  |  |  |  |  | 42.374% | 42.374% | 42.374% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $255500.00 | 2.990% | 03/03/2021 | $235592.00 | $1075.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222524182 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3852.50 | $5844.04 |  | 8.791% | $2138.92 | $2138.92 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $96717.97 | 1 | XXXX | $1310.04 | XXXX | $109.17 |  |  |  |  |  | 5.740% | 5.740% | 5.740% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3852.50 |  | 6.730% | $0.00 | 1.1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $560000.00 | 2.990% | 12/27/2021 | $525889.00 | $2357.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222533310 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2689.66 |  | 8.637% | $1153.37 | $1153.37 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9711.48 | 1 | XXXX | $4104.00 | XXXX | $342.00 |  |  |  |  |  | 41.760% | 41.760% | 41.760% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.830% | $0.00 | 2.2 |  |  |  | Yes | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $365000.00 | 2.990% | 08/19/2021 | $335114.00 | $1536.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222533410 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4524.00 | $5268.60 |  | 8.855% | $2002.81 | $2002.81 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11709.97 | 1 | XXXX | $2861.16 | XXXX | $238.43 |  |  |  |  |  | 41.702% | 41.702% | 41.702% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4524.00 |  | 6.830% | $0.00 | 4.3 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $79554.06 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $710000.00 | 6.575% | 05/04/2023 | $698762.00 | $4522.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222535568 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2113.77 |  | 9.536% | $416.99 | $416.99 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5276.24 | 1 | XXXX | $1931.04 | XXXX | $160.92 |  |  |  |  |  | 42.960% | 42.960% | 42.960% | [Redacted] | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Title Search |  | Individual | Individual |  |  |  |  |  |  | 1 | $324022.00 | 3.000% | 05/01/2020 | $292553.00 | $1366.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222549754 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1679.20 | $2322.35 |  | 9.373% | $437.60 | $437.60 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2878.87 | 1 | XXXX | $1975.56 | XXXX | $164.63 |  |  |  |  |  | 41.927% | 41.927% | 41.927% | [Redacted] | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1679.20 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $221501.00 | 3.750% | 07/09/2019 | $198621.00 | $1025.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3441.41 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222549757 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2070.00 | $1404.74 |  | 8.299% | $1182.68 | $1182.68 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3721.73 | 1 | XXXX | $2577.96 | XXXX | $214.83 |  |  |  |  |  | 48.042% | 48.042% | 48.042% | [Redacted] | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2070.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $330000.00 | 2.625% | 08/30/2020 | $294253.51 | $1325.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222550177 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1490.00 | $4046.18 |  | 8.556% | $2937.25 | $2937.25 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21466.63 | 1 | XXXX | $918.96 | XXXX | $76.58 |  |  |  |  |  | 35.690% | 35.690% | 35.690% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.880% | $0.00 | 3.6 |  |  |  | No | No | 8.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $133678.35 |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $347500.00 | 3.625% | 08/19/2020 | $319289.00 | $1584.78 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.21 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222550310 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2867.25 | $3588.35 |  | 9.315% | $515.29 | $515.29 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3567.35 | 2 | XXXX | $2273.04 | XXXX | $189.42 |  |  |  |  |  | 46.551% | 46.551% | 46.551% | [Redacted] | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Other - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; 1099 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2867.25 |  | 6.360% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $346000.00 | 2.875% | 01/11/2021 | $317215.00 | $1435.53 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222550311 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1724.27 | $2617.60 |  | 9.009% | $513.26 | $513.26 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6254.45 | 1 | XXXX | $2189.04 | XXXX | $182.42 |  |  |  |  |  | 35.299% | 35.299% | 35.299% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1724.27 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $281978.00 | 2.250% | 11/04/2020 | $254031.67 | $1077.85 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222550528 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3913.86 | $5015.49 |  | 8.927% | $699.46 | $699.46 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10413.50 | 1 | XXXX | $801.00 | XXXX | $66.75 |  |  |  |  |  | 24.373% | 24.373% | 24.373% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3913.86 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $261194.09 |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $451250.00 | 3.375% | 04/01/2021 | $419721.00 | $1994.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 79.78 |  |  | No |  | $0.00 | $6792.93 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222554650 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $1424.30 |  | 7.899% | $1450.14 | $1450.14 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10758.28 | 1 | XXXX | $2177.04 | XXXX | $181.42 |  |  |  |  |  | 42.704% | 42.704% | 42.704% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.880% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 2 | 1 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $630000.00 | 0.010% | 11/16/2022 | $612164.00 | $4577.52 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5026.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222558347 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $3278.88 |  | 8.350% | $1690.35 | $1690.35 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9811.88 | 1 | XXXX | $5313.00 | XXXX | $442.75 |  |  |  |  |  | 41.129% | 41.129% | 41.129% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $642000.00 | 2.875% | 09/23/2021 | $599736.73 | $2663.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222559005 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3346.25 | $5456.73 |  | 8.769% | $1026.10 | $1026.10 | 8.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7072.79 | 1 | XXXX | $3973.44 | XXXX | $331.12 |  |  |  |  |  | 45.465% | 45.465% | 45.465% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 83.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $3346.25 |  | 6.730% | $0.00 | 1.8 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $589000.00 | 4.750% | 07/16/2021 | $558676.00 | $3072.50 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.08 |  |  | No |  | $5709.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222560211 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2235.31 | $2920.45 |  | 11.208% | $519.80 | $519.80 | 10.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12024.14 | 1 | XXXX | $3156.96 | XXXX | $263.08 |  |  |  |  |  | 47.407% | 47.407% | 47.407% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2235.31 |  | 6.400% | $0.00 | 3.7 |  |  |  | No | No | 10.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $900000.00 | 7.375% | 07/03/2017 | $900000.00 | $6216.08 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222562902 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $1153.44 |  | 9.268% | $1275.15 | $1275.15 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15959.27 | 1 | XXXX | $1378.44 | XXXX | $114.87 |  |  |  |  |  | 39.263% | 39.263% | 39.263% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $361500.00 | 2.375% | 04/19/2021 | $275496.71 | $2389.23 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222563472 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2497.50 | $6085.48 |  | 9.037% | $2466.50 | $2466.50 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $156748.68 | 1 | XXXX | $408.96 | XXXX | $34.08 |  |  |  |  |  | 23.205% | 23.205% | 23.205% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 51.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2497.50 |  | 6.760% | $0.00 | 2.8 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $548000.00 | 3.500% | 08/01/2021 | $512432.62 | $2460.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222563641 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1946.25 | $3172.50 |  | 8.476% | $939.08 | $939.08 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8528.39 | 1 | XXXX | $1090.20 | XXXX | $90.85 |  |  |  |  |  | 33.993% | 33.993% | 33.993% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1946.25 |  | 6.590% | $0.00 | 2.5 |  |  |  | Yes | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $410000.00 | 3.000% | 12/04/2020 | $375746.00 | $1728.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222573811 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $6665.00 | $8536.65 |  | 8.360% | $2413.12 | $2413.12 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | $26499.97 | 3 | XXXX | $1877.16 | XXXX | $156.43 |  |  |  |  |  | 47.233% | 47.233% | 47.233% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6665.00 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 23 | 33 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $700500.00 | 0.000% | 08/23/2022 | $631597.97 | $9576.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  | No | No |  | ($3406.00) | $39449.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222573874 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2779.15 |  | 10.027% | $1302.52 | $1302.52 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16732.29 | 1 | XXXX | $1191.00 | XXXX | $99.25 |  |  |  |  |  | 24.267% | 24.267% | 24.267% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.780% | $0.00 | 1 |  |  |  | Yes | No | 9.875% | 0 | 2 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 1 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $425000.00 | 3.375% | 07/17/2020 | $233234.49 | $1458.03 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8759.29 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222607108 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1690.00 | $3989.36 |  | 8.290% | $3696.23 | $3696.23 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21683.04 | 1 | XXXX | $12437.04 | XXXX | $1036.42 |  |  |  |  |  | 43.510% | 43.510% | 43.510% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1690.00 |  | 6.880% | $0.00 | 2.6 |  |  |  | No | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $66314.23 |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1818750.00 | 6.000% | 12/14/2022 | $1776754.00 | $10904.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222607174 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1623.16 | $3009.36 |  | 9.518% | $397.82 | $397.82 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14008.60 | 1 | XXXX | $2127.00 | XXXX | $177.25 |  |  |  |  |  | 32.251% | 32.251% | 32.251% | [Redacted] | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1623.16 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 | 32 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $300000.00 | 3.875% | 06/22/2016 | $230258.00 | $2340.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5993.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222607253 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2845.13 |  | 8.089% | $1659.78 | $1659.78 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19078.16 | 1 | XXXX | $5148.00 | XXXX | $429.00 |  |  |  |  |  | 22.022% | 22.022% | 22.022% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.780% | $0.00 | 3.9 |  |  |  | No | No | 8.000% | 0 |  | 1 | 0 | 1 | 1 |  |  | 8.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $47553.86 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $510400.00 | 2.990% | 01/01/2021 | $472575.61 | $2149.12 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222608058 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2205.00 | $5329.80 |  | 9.093% | $1750.42 | $1750.42 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5210.52 | 1 | XXXX | $1905.00 | XXXX | $158.75 |  |  |  |  |  | 45.467% | 45.467% | 45.467% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2017 | [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2205.00 |  | 6.880% | $0.00 | 2.2 |  |  |  | No | No | 8.875% | 2 |  | 2 | 0 | 3 | 2 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $390000.00 | 3.250% | 08/09/2021 | $366498.00 | $1697.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222609574 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2076.93 |  | 8.823% | $650.87 | $650.87 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2887.54 | 1 | XXXX | $2146.08 | XXXX | $178.84 |  |  |  |  |  | 45.044% | 45.044% | 45.044% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $214000.00 | 3.250% | 10/21/2021 | $200330.01 | $931.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2286.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222612549 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2266.25 | $3421.24 |  | 9.486% | $1110.61 | $1110.61 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7737.17 | 1 | XXXX | $6303.36 | XXXX | $525.28 |  |  |  |  |  | 50.103% | 50.103% | 50.103% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Note Receivable]; Deposit Receipt - 2023<br> [Borrower - \| Non-Primary Income - Note Receivable]; Note - 2018 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2266.25 |  | 6.830% | $0.00 | 3.3 |  |  |  | No | No | 9.250% | 0 |  | 1 | 0 | 2 | 2 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $266000.00 | 4.125% | 06/07/2017 | $228067.71 | $1289.17 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.42 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222615268 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2940.00 | $3487.35 |  | 9.168% | $528.90 | $528.90 | 8.625% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4417.38 | 1 | XXXX | $2082.96 | XXXX | $173.58 |  |  |  |  |  | 35.866% | 35.866% | 35.866% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2940.00 |  | 6.780% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $360000.00 | 2.875% | 08/26/2020 | $326490.00 | $1493.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222620503 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1295.00 | $2335.45 |  | 8.895% | $1101.38 | $1101.38 | 8.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18076.73 | 2 | XXXX | $4568.88 | XXXX | $380.74 |  |  |  |  |  | 45.470% | 45.470% | 45.470% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1295.00 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 10.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  | 33 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $348000.00 | 7.875% | 11/30/2023 | $345533.12 | $2523.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.69 |  | No | No |  | ($1934.33) | $28903.18 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222620731 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1996.00 | $3410.45 |  | 8.967% | $777.79 | $777.79 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4761.84 | 1 | XXXX | $2027.04 | XXXX | $168.92 |  |  |  |  |  | 40.546% | 40.546% | 40.546% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1996.00 |  | 6.880% | $0.00 | 2.6 |  |  |  | Yes | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 4 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $370000.00 | 2.990% | 02/24/2021 | $341876.10 | $1557.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222626884 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2159.50 | $3095.24 |  | 9.506% | $1713.40 | $1713.40 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22981.15 | 1 | XXXX | $1824.00 | XXXX | $152.00 |  |  |  |  |  | 30.475% | 30.475% | 30.475% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2159.50 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $528000.00 | 2.875% | 04/21/2021 | $485257.91 | $2190.63 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222626885 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2400.00 | $3948.54 |  | 8.595% | $2522.04 | $2522.04 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17675.64 | 1 | XXXX | $6459.96 | XXXX | $538.33 |  |  |  |  |  | 34.736% | 34.736% | 34.736% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2400.00 |  | 6.780% | $0.00 | 2.1 |  |  |  | No | No | 8.500% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $1354.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $502650.00 | 3.125% | 07/19/2021 | $468081.71 | $2153.23 | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.22 |  |  | No |  | $0.00 | $13750.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222626886 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1540.94 |  | 9.668% | $717.37 | $717.37 | 9.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13386.12 | 1 | XXXX | $1733.88 | XXXX | $144.49 |  |  |  |  |  | 44.685% | 44.685% | 44.685% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 | 2 | 1 | 0 | 2 | 2 |  |  | 11.10 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 33 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $381000.00 | 3.250% | 01/10/2022 | $343308.64 | $2161.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.02 |  |  | No |  | $0.00 | $12212.51 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222627141 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2266.14 |  | 7.683% | $965.92 | $965.92 | 7.375% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8661.54 | 1 | XXXX | $1691.88 | XXXX | $140.99 |  |  |  |  |  | 40.861% | 40.861% | 40.861% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $1024179.20 |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $783000.00 | 2.875% | 11/13/2020 | $622697.28 | $2830.03 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 208.74 |  |  | No |  | $0.00 | $14646.10 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222632207 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $1792.04 |  | 7.511% | $3496.07 | $3496.07 | 7.500% | Yes | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23379.10 | 1 | XXXX | $1601.64 | XXXX | $133.47 |  |  |  |  |  | 31.397% | 31.397% | 31.397% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Other - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.880% | $0.00 | 5 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 3 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Trustee |  |  |  |  | 1 | $500000.00 | 2.345% | 11/01/2020 | $183829.17 | $783.90 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2249.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222632987 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9074.70 | $10020.66 |  | 10.088% | $1617.80 | $1617.80 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14510.87 | 1 | XXXX | $1256.64 | XXXX | $104.72 |  |  |  |  |  | 41.039% | 41.039% | 41.039% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $9074.70 |  | 6.630% | $0.00 | 4.1 |  |  |  | No | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $155089.92 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $359906.00 | 2.750% | 05/10/2021 | $332172.31 | $1469.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222653295 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1745.00 | $2727.80 |  | 8.670% | $1191.82 | $1191.82 | 8.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16176.36 | 1 | XXXX | $1704.12 | XXXX | $142.01 |  |  |  |  |  | 43.900% | 43.900% | 43.900% | [Redacted] | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1745.00 |  | 6.760% | $0.00 | 2.5 |  |  |  | Yes | No | 8.500% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 11.30 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 33 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $588000.00 | 2.999% | 08/02/2021 | $541123.14 | $2478.72 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6842.36 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222653344 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3240.91 | $4338.43 |  | 10.064% | $925.32 | $925.32 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11269.51 | 1 | XXXX | $2965.32 | XXXX | $247.11 |  |  |  |  |  | 38.595% | 38.595% | 38.595% | [Redacted] | 642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3240.91 |  | 6.760% | $0.00 | 2.6 |  |  |  | Yes | No | 9.625% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $285500.00 | 3.375% | 03/01/2021 | $264364.61 | $1262.18 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10102.62 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222654969 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1490.00 | $3124.54 |  | 7.538% | $3496.07 | $3496.07 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $31196.19 | 1 | XXXX | $7873.32 | XXXX | $656.11 |  |  |  |  |  | 35.310% | 35.310% | 35.310% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.880% | $0.00 | 2.2 |  |  |  | No | No | 7.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1570000.00 | 5.125% | 09/28/2022 | $1529559.02 | $8547.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222654986 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $15392.71 | $16603.80 |  | 8.281% | $2328.34 | $2328.34 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22735.08 | 1 | XXXX | $7845.96 | XXXX | $653.83 |  |  |  |  |  | 14.421% | 14.421% | 14.421% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $15392.71 |  | 6.830% | $0.00 | 2.3 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $81000.00 | 3.990% | 12/01/2016 | $68123.00 | $386.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 81.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222661421 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $2374.60 |  | 8.858% | $1573.40 | $1573.40 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6206.94 | 1 | XXXX | $1782.00 | XXXX | $148.50 |  |  |  |  |  | 46.961% | 46.961% | 46.961% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 4 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $361800.00 | 9.250% | 10/23/2020 | $326400.00 | $1991.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5345.86 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222661527 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3990.00 | $9059.37 |  | 8.030% | $3283.79 | $3283.79 | 7.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8589.05 | 1 | XXXX | $1359.00 | XXXX | $113.25 |  |  |  |  |  | 48.506% | 48.506% | 48.506% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3990.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 2 | 1 | 0 | 2 | 0 |  |  | 11.47 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $822000.00 |  | 03/05/2021 | $755356.00 | $3355.06 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8993.59 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222661951 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2672.50 | $3593.38 |  | 9.086% | $865.37 | $865.37 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16103.72 | 1 | XXXX | $8385.00 | XXXX | $698.75 |  |  |  |  |  | 24.924% | 24.924% | 24.924% | [Redacted] | 646 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2672.50 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 14 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $345500.00 | 2.500% | 07/16/2020 | $219945.00 | $2303.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222662677 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2217.64 |  | 7.954% | $1812.67 | $1812.67 | 7.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9098.56 | 1 | XXXX | $3945.00 | XXXX | $328.75 |  |  |  |  |  | 29.573% | 29.573% | 29.573% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.830% | $0.00 | 5 |  |  |  | No | No | 7.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $155030.00 | 2.650% | 11/04/2020 | $118908.16 | $1042.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 75.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222662681 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1285.40 |  | 8.095% | $880.77 | $880.77 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4836.21 | 1 | XXXX | $1796.04 | XXXX | $149.67 |  |  |  |  |  | 46.705% | 46.705% | 46.705% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $520000.00 | 4.875% | 08/08/2022 | $503916.00 | $2751.88 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222669263 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $2698.02 |  | 8.990% | $461.35 | $461.35 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11833.31 | 1 | XXXX | $1756.08 | XXXX | $146.34 |  |  |  |  |  | 33.960% | 33.960% | 33.960% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1890.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 11 | 33 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $378000.00 | 3.125% | 07/13/2020 | $343754.00 | $1619.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.12 |  |  | No |  | $0.00 | $5418.32 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222669493 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1631.00 | $2676.30 |  | 8.485% | $1770.97 | $1770.97 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14378.95 | 1 | XXXX | $3860.04 | XXXX | $321.67 |  |  |  |  |  | 41.342% | 41.342% | 41.342% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1631.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $4275.85 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $620000.00 | 3.250% | 09/10/2021 | $560138.22 | $2698.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222669659 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1645.17 | $1883.67 |  | 9.436% | $530.84 | $530.84 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7247.61 | 1 | XXXX | $3187.92 | XXXX | $265.66 |  |  |  |  |  | 41.140% | 41.140% | 41.140% | [Redacted] | 659 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1645.17 |  | 6.580% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 | 35 |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $304023.00 | 2.750% | 02/01/2021 | $280049.00 | $1241.15 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5174.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222669672 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1944.51 | $3644.76 |  | 9.717% | $712.45 | $712.45 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6847.82 | 1 | XXXX | $957.96 | XXXX | $79.83 |  |  |  |  |  | 39.839% | 39.839% | 39.839% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1944.51 |  | 6.830% | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 45 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $121500.00 | 3.875% | 04/28/2021 | $113398.00 | $571.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222670905 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $0.00 | $647.74 |  | 10.387% | $448.18 | $448.18 | 10.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11955.39 | 1 | XXXX | $1457.04 | XXXX | $121.42 |  |  |  |  |  | 24.492% | 24.492% | 24.492% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.760% | $0.00 | 2.8 |  |  |  | No | No | 10.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $456000.00 | 4.625% | 05/02/2022 | $436964.00 | $2344.48 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6666.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222670943 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2416.18 |  | 9.327% | $2263.82 | $2263.82 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6586.67 | 1 | XXXX | $1593.96 | XXXX | $132.83 |  |  |  |  |  | 45.677% | 45.677% | 45.677% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.760% | $0.00 | 1.9 |  |  |  | No | No | 9.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $282100.00 | 3.125% | 12/10/2013 | $213586.52 | $1235.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222670944 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2985.47 | $4147.22 |  | 8.861% | $2846.87 | $2846.87 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24901.93 | 1 | XXXX | $2673.36 | XXXX | $222.78 |  |  |  |  |  | 41.322% | 41.322% | 41.322% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 33.330% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2985.47 |  | 6.690% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $453000.00 | 3.440% | 08/20/2021 | $422495.00 | $2019.04 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222670949 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3765.00 | $4477.48 |  | 9.834% | $1261.28 | $1261.28 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13250.64 | 1 | XXXX | $1749.96 | XXXX | $145.83 |  |  |  |  |  | 38.113% | 38.113% | 38.113% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3765.00 |  | 6.830% | $0.00 | 4 |  |  |  | No | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $415648.00 | 2.990% | 11/23/2021 | $390329.39 | $1750.15 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222670974 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2359.20 |  | 7.829% | $1826.85 | $1826.85 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6221.11 | 1 | XXXX | $1314.00 | XXXX | $109.50 |  |  |  |  |  | 42.726% | 42.726% | 42.726% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.760% | $0.00 | 2.1 |  |  |  | No | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 47 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $349000.00 | 3.625% | 04/01/2016 | $283753.24 | $1591.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222671284 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3770.00 | $4368.38 |  | 8.504% | $1874.54 | $1874.54 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34673.75 | 1 | XXXX | $5154.00 | XXXX | $429.50 |  |  |  |  |  | 38.358% | 38.358% | 38.358% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - C-Corp]; CPA Letter - 2024<br> [Borrower - \| Primary Income - C-Corp]; Other - 2024<br> [Borrower - \| Primary Income - C-Corp]; Paystubs - 2024<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3770.00 |  | 6.450% | $0.00 | 3.5 |  |  |  | Yes | No | 8.250% | 1 |  | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $733000.00 | 8.575% | 12/20/2024 | $733000.00 | $5675.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222671289 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2060.00 | $2474.92 |  | 10.101% | $509.99 | $509.99 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10195.40 | 1 | XXXX | $1947.96 | XXXX | $162.33 |  |  |  |  |  | 30.303% | 30.303% | 30.303% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2060.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 34 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $221752.00 | 5.625% | 12/12/2018 | $190182.24 | $1214.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7286.51 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222672260 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1928.90 | $2290.42 |  | 8.944% | $1410.40 | $1410.40 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13945.75 | 1 | XXXX | $672.00 | XXXX | $56.00 |  |  |  |  |  | 43.838% | 43.838% | 43.838% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1928.90 |  | 6.300% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 0 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $405000.00 | 3.875% | 10/01/2020 | $372169.50 | $1904.46 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222672262 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $995.00 | $1797.88 |  | 8.534% | $3844.57 | $3844.57 | 8.500% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $58337.64 | 1 | XXXX | $8087.52 | XXXX | $673.96 |  |  |  |  |  | 29.925% | 29.925% | 29.925% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $995.00 |  | 6.690% | $0.00 | 2.2 |  |  |  | No | No | 8.500% | 2 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1085700.00 | 3.125% | 08/23/2021 | $1010847.94 | $4650.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222680445 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2767.50 | $3419.28 |  | 8.531% | $513.78 | $513.78 | 8.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5827.91 | 1 | XXXX | $2633.04 | XXXX | $219.42 |  |  |  |  |  | 39.793% | 39.793% | 39.793% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2767.50 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $525000.00 | 2.874% | 08/24/2021 | $487720.72 | $2177.90 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3129.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222680484 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2828.75 | $3170.93 |  | 8.272% | $616.31 | $616.31 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7443.59 | 1 | XXXX | $1205.04 | XXXX | $100.42 |  |  |  |  |  | 48.595% | 48.595% | 48.595% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2828.75 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $422473.00 | 2.000% | 08/01/2020 | $315332.27 | $2718.65 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222680870 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1835.42 |  | 8.558% | $820.88 | $820.88 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9992.44 | 1 | XXXX | $7224.24 | XXXX | $602.02 |  |  |  |  |  | 49.880% | 49.880% | 49.880% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $324000.00 | 3.375% | 11/08/2021 | $305433.74 | $1432.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222681036 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2362.50 | $2063.23 |  | 9.136% | $662.78 | $662.78 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4342.15 | 1 | XXXX | $3164.16 | XXXX | $263.68 |  |  |  |  |  | 46.575% | 46.575% | 46.575% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2362.50 |  | 6.640% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $233700.00 | 3.890% | 12/11/2020 | $216913.46 | $1102.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222681139 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1990.00 | $2578.90 |  | 8.685% | $1145.68 | $1145.68 | 8.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $18317.87 | 1 | XXXX | $2903.04 | XXXX | $241.92 |  |  |  |  |  | 29.092% | 29.092% | 29.092% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.630% | $0.00 | 2 |  |  |  | No | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $637500.00 | 3.875% | 04/01/2022 | $608996.35 | $2997.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 16.44 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222681163 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1265.00 | $1532.96 |  | 9.022% | $914.99 | $914.99 | 8.875% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5737.31 | 1 | XXXX | $791.04 | XXXX | $65.92 |  |  |  |  |  | 42.821% | 42.821% | 42.821% | [Redacted] | 644 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1265.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $335000.00 | 3.500% | 11/23/2021 | $316764.00 | $1504.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3322.45 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222681173 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2798.60 | $3845.75 |  | 8.062% | $508.33 | $508.33 | 7.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2862.17 | 1 | XXXX | $1286.76 | XXXX | $107.23 |  |  |  |  |  | 44.480% | 44.480% | 44.480% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2798.60 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $205000.00 | 2.625% | 10/14/2020 | $186045.80 | $823.38 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2272.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222681600 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $699.78 |  | 9.651% | $2375.54 | $2375.54 | 9.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26720.49 | 1 | XXXX | $3465.00 | XXXX | $288.75 |  |  |  |  |  | 28.904% | 28.904% | 28.904% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2010<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2010<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2010<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2010<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2010<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2010 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.760% | $0.00 | 1.9 |  |  |  | No | No | 9.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $682200.00 | 3.875% | 07/27/2019 | $613004.15 | $3207.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.47 |  | No | No |  | $18791.90 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222685569 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1654.80 | $2179.54 |  | 8.962% | $402.91 | $402.91 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4247.23 | 1 | XXXX | $1046.04 | XXXX | $87.17 |  |  |  |  |  | 40.222% | 40.222% | 40.222% | [Redacted] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Deposit Receipt - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2018 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1654.80 |  | 6.760% | $0.00 | 1 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 6 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $235653.00 | 3.250% | 09/24/2020 | $213091.57 | $1025.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222686091 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1145.00 | $1604.33 |  | 8.428% | $2280.22 | $2280.22 | 8.375% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7124.21 | 1 | XXXX | $2648.52 | XXXX | $220.71 |  |  |  |  |  | 49.701% | 49.701% | 49.701% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1145.00 |  | 6.630% | $0.00 | 3.3 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 120 | Not Stated |  |  |  | XXXX | $1529773.80 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $540400.00 | 2.625% | 09/10/2021 | $445967.63 | $3635.22 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 255.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222697612 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2303.50 |  | 8.515% | $416.78 | $416.78 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $1656.88 | 1 | XXXX | $569.04 | XXXX | $47.42 |  |  |  |  |  | 43.875% | 43.875% | 43.875% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.580% | $0.00 | 1 |  |  |  | No | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $80000.00 | 6.875% | 01/30/2024 | $79381.00 | $525.54 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.04 |  |  | No |  | $1712.60 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222697744 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2120.00 | $2479.44 |  | 8.243% | $1663.19 | $1663.19 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5725.40 | 1 | XXXX | $948.00 | XXXX | $79.00 |  |  |  |  |  | 49.735% | 49.735% | 49.735% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2120.00 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $461200.00 | 2.750% | 06/08/2020 | $410194.29 | $1882.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222703473 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1411.26 | $2505.00 |  | 9.919% | $1012.94 | $1012.94 | 9.750% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5137.24 | 1 | XXXX | $1395.00 | XXXX | $116.25 |  |  |  |  |  | 45.867% | 45.867% | 45.867% | [Redacted] | 626 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1411.26 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 9.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $377500.00 | 4.125% | 03/16/2020 | $342173.25 | $1829.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9490.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222704088 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3913.08 | $4291.18 |  | 8.033% | $705.00 | $705.00 | 7.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7130.72 | 1 | XXXX | $3584.04 | XXXX | $298.67 |  |  |  |  |  | 39.873% | 39.873% | 39.873% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3913.08 |  | 5.760% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $350000.00 | 2.990% | 09/03/2021 | $326233.16 | $1473.73 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222704102 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5037.50 | $6125.94 |  | 8.962% | $1336.45 | $1336.45 | 8.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $29337.25 | 1 | XXXX | $2562.96 | XXXX | $213.58 |  |  |  |  |  | 35.993% | 35.993% | 35.993% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5037.50 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $28302.24 |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $124999.00 | 6.250% | 08/05/2020 | $97759.00 | $578.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.26 |  | No | No |  | $0.00 | $45834.53 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222705516 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3783.00 | $4875.36 |  | 8.182% | $760.83 | $760.83 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3500.61 | 1 | XXXX | $1155.96 | XXXX | $96.33 |  |  |  |  |  | 41.979% | 41.979% | 41.979% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3783.00 |  | 6.690% | $0.00 | 2.6 |  |  |  | Yes | No | 7.750% | 0 |  | 2 | 0 | 2 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $300000.00 | 2.875% | 10/27/2021 | $278285.81 | $1244.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222705521 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1904.72 |  | 8.728% | $1773.36 | $1773.36 | 8.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $149660.37 | 1 | XXXX | $4364.04 | XXXX | $363.67 |  |  |  |  |  | 9.239% | 9.239% | 9.239% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 49.000% | 51.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.630% | $0.00 | 1 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $517717.00 | 2.375% | 12/16/2021 | $432081.97 | $3421.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.82 |  | No | No |  | $84059.69 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222707248 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1557.19 | $2172.63 |  | 8.586% | $513.66 | $513.66 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2973.40 | 1 | XXXX | $1763.04 | XXXX | $146.92 |  |  |  |  |  | 44.203% | 44.203% | 44.203% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1557.19 |  | 6.280% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $209750.00 | 2.750% | 07/27/2020 | $189454.02 | $856.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1058.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222707421 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2074.70 | $2151.95 |  | 10.117% | $980.69 | $980.69 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8721.95 | 1 | XXXX | $2165.64 | XXXX | $180.47 |  |  |  |  |  | 40.642% | 40.642% | 40.642% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2074.70 |  | 6.630% | $0.00 | 2.5 |  |  |  | No | No | 9.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $10864.19 |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $374406.00 | 7.375% | 09/29/2023 | $366464.00 | $2585.93 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222708621 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1870.00 | $2175.44 |  | 9.289% | $1324.35 | $1324.35 | 9.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7958.96 | 1 | XXXX | $1385.16 | XXXX | $115.43 |  |  |  |  |  | 37.549% | 37.549% | 37.549% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 38.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1870.00 |  | 6.630% | $0.00 | 1.3 |  |  |  | Yes | No | 9.125% | 0 | 2 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $16644.87 |  | No |  | 33 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $360000.00 | 3.187% | 10/06/2020 | $327662.78 | $1554.32 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.79 |  |  | No |  | $0.00 | $7963.63 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222717940 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $4519.50 |  | 8.933% | $3182.58 | $3182.58 | 8.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10436.48 | 1 | XXXX | $2322.00 | XXXX | $193.50 |  |  |  |  |  | 44.303% | 44.303% | 44.303% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 81.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.760% | $0.00 | 4.9 |  |  |  | Yes | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1350000.00 | 3.625% | 12/15/2004 | $677049.00 | $2201.60 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $9266.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222718016 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1298.00 | $1864.05 |  | 8.761% | $418.16 | $418.16 | 8.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2114.57 | 1 | XXXX | $1630.68 | XXXX | $135.89 |  |  |  |  |  | 44.732% | 44.729% | 44.729% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1298.00 |  | 6.880% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $101750.00 | 3.250% | 08/02/2021 | $95250.46 | $442.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1136.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222724260 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2889.40 | $3016.92 |  | 9.050% | $980.92 | $980.92 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5324.25 | 1 | XXXX | $2535.00 | XXXX | $211.25 |  |  |  |  |  | 47.417% | 47.417% | 47.417% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2889.40 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $335000.00 | 4.250% | 04/01/2015 | $270207.28 | $2514.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222724902 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $618.75 | $2865.76 |  | 9.335% | $668.78 | $668.78 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3145.92 | 1 | XXXX | $2872.08 | XXXX | $239.34 |  |  |  |  |  | 48.908% | 48.908% | 48.908% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $618.75 |  | 6.640% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 3 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $140000.00 | 2.750% | 01/16/2021 | $119737.00 | $759.03 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.22 |  |  | No |  | $0.00 | $3003.07 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222730693 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1767.91 | $2408.41 |  | 8.369% | $1786.68 | $1786.68 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7222.13 | 1 | XXXX | $4928.04 | XXXX | $410.67 |  |  |  |  |  | 53.536% | 53.536% | 53.536% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1767.91 |  | 6.760% | $0.00 | 3.2 |  |  |  | No | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $373250.00 | 2.875% | 09/02/2021 | $347965.34 | $1548.59 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222730743 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $263.64 | $1755.52 |  | 8.760% | $781.75 | $781.75 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14633.85 | 1 | XXXX | $6692.76 | XXXX | $557.73 |  |  |  |  |  | 32.490% | 32.490% | 32.490% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $263.64 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $548250.00 | 3.500% | 09/02/2021 | $514491.49 | $2461.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222732639 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2487.50 | $3412.52 |  | 10.194% | $911.77 | $911.77 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14477.65 | 1 | XXXX | $1280.04 | XXXX | $106.67 |  |  |  |  |  | 43.958% | 43.958% | 43.958% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2487.50 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $262500.00 | 3.625% | 06/01/2021 | $244823.63 | $1197.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.53 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222733942 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1395.00 | $3424.52 |  | 8.448% | $1900.18 | $1900.18 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15386.72 | 1 | XXXX | $5627.04 | XXXX | $468.92 |  |  |  |  |  | 46.377% | 46.377% | 46.377% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1395.00 |  | 6.760% | $0.00 |  |  |  |  | No | No | 8.375% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $548250.00 | 3.125% | 11/18/2021 | $514552.00 | $2348.57 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222734758 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $4823.93 |  | 9.064% | $1790.20 | $1790.20 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9314.81 | 1 | XXXX | $3780.96 | XXXX | $315.08 |  |  |  |  |  | 44.605% | 44.605% | 44.605% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 70.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.770% | $0.00 | 2.3 |  |  |  | Yes | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $588000.00 | 4.125% | 11/27/2019 | $508003.29 | $2752.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222734766 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3990.00 | $4159.40 |  | 8.779% | $1076.48 | $1076.48 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10369.77 | 1 | XXXX | $389.16 | XXXX | $32.43 |  |  |  |  |  | 41.441% | 41.441% | 41.441% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3990.00 |  | 6.770% | $0.00 | 1.2 |  |  |  | Yes | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $204000.00 | 4.990% | 05/24/2017 | $177876.84 | $1137.59 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222734775 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4239.75 | $6247.47 |  | 9.263% | $1286.96 | $1286.96 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11529.78 | 1 | XXXX | $4122.00 | XXXX | $343.50 |  |  |  |  |  | 31.316% | 31.316% | 31.316% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross Country | $4239.75 |  | 6.630% | $0.00 | 2.2 |  |  |  | No | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 14 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $321200.00 | 3.125% | 08/30/2018 | $346839.59 | $1311.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222734968 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1600.00 | $2366.99 |  | 8.686% | $405.68 | $405.68 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3566.16 | 1 | XXXX | $1010.04 | XXXX | $84.17 |  |  |  |  |  | 43.283% | 43.283% | 43.283% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1600.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $179737.00 | 3.750% | 04/07/2022 | $164589.06 | $1024.08 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222734969 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2305.00 | $3041.62 |  | 9.158% | $590.03 | $590.03 | 8.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7655.66 | 1 | XXXX | $1158.00 | XXXX | $96.50 |  |  |  |  |  | 44.867% | 44.867% | 44.867% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2305.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $420500.00 | 2.875% | 12/01/2020 | $384879.22 | $1744.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9077.37 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222734972 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $407.50 | $1127.50 |  | 9.076% | $397.82 | $397.82 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2515.63 | 1 | XXXX | $3519.00 | XXXX | $293.25 |  |  |  |  |  | 42.695% | 42.695% | 42.695% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $407.50 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $211500.00 | 2.990% | 10/29/2020 | $193803.00 | $890.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.38 |  |  | No |  | $1366.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222735043 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1195.00 | $1786.48 |  | 8.810% | $661.12 | $661.12 | 8.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26006.99 | 1 | XXXX | $1641.00 | XXXX | $136.75 |  |  |  |  |  | 16.225% | 16.225% | 16.225% | [Redacted] | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1195.00 |  | 6.690% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 | 2 | 1 | 0 | 3 | 1 |  |  | 10.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $128250.00 | 3.500% | 03/01/2020 | $96066.55 | $575.90 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $4232.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222735736 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2427.50 | $3271.41 |  | 9.197% | $590.03 | $590.03 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3958.62 | 1 | XXXX | $1503.00 | XXXX | $125.25 |  |  |  |  |  | 42.776% | 42.776% | 42.776% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2019 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2427.50 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $3419.00 |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $332000.00 | 3.250% | 03/27/2020 | $373721.61 | $1740.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222735742 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1975.00 | $3649.72 |  | 9.508% | $1871.44 | $1871.44 | 9.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10227.91 | 1 | XXXX | $5574.96 | XXXX | $464.58 |  |  |  |  |  | 48.433% | 48.433% | 48.433% | [Redacted] | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 93.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1975.00 |  | 6.630% | $0.00 | 2.3 |  |  |  | Yes | No | 9.375% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $920000.00 | 4.625% | 03/04/2021 | $861502.26 | $4730.08 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $9193.74 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222735743 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3253.40 | $4536.77 |  | 9.402% | $930.54 | $930.54 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6231.71 | 1 | XXXX | $2493.96 | XXXX | $207.83 |  |  |  |  |  | 46.772% | 46.772% | 46.772% | [Redacted] | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3253.40 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $478586.00 | 3.375% | 03/09/2021 | $443386.98 | $2115.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222736504 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3740.80 | $4590.31 |  | 8.963% | $1029.79 | $1029.79 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3465.79 | 1 | XXXX | $1974.00 | XXXX | $164.50 |  |  |  |  |  | 50.000% | 50.000% | 50.000% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3740.80 |  | 6.690% | $0.00 | 2.6 |  |  |  | No | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $277856.00 | 3.125% | 10/21/2021 | $259754.05 | $1190.27 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222736511 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1750.00 | $5750.08 |  | 8.579% | $3844.57 | $3844.57 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16591.88 | 1 | XXXX | $4658.04 | XXXX | $388.17 |  |  |  |  |  | 44.297% | 44.297% | 44.297% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Trust Income]; Other - 2024<br> [Borrower - \| Non-Primary Income - Trust Income]; Other - 2024<br> [Borrower - \| Non-Primary Income - Trust Income]; Other - 2023<br> [Borrower - \| Non-Primary Income - Trust Income]; Other - 2022<br> [Borrower - \| Non-Primary Income - Trust Income]; Trust Agreement - 2010 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 |  |  | Cross Country | $1750.00 |  | 6.890% | $0.00 | 1.7 |  |  |  | No | No | 8.500% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $765000.00 | 2.990% | 11/06/2020 | $698680.00 | $3223.67 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.84 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222739126 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3152.48 | $4028.12 |  | 8.729% | $638.58 | $638.58 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3545.84 | 1 | XXXX | $1449.00 | XXXX | $120.75 |  |  |  |  |  | 43.815% | 43.815% | 43.815% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3152.48 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $289000.00 | 3.250% | 05/13/2020 | $262512.23 | $1257.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222743068 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2055.00 | $3540.34 |  | 8.949% | $615.13 | $615.13 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4408.14 | 1 | XXXX | $4911.00 | XXXX | $409.25 |  |  |  |  |  | 48.526% | 48.526% | 48.526% | [Redacted] | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2055.00 |  | 6.690% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $225000.00 | 3.990% | 02/28/2022 | $213438.88 | $1072.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222746973 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2530.00 | $4710.77 |  | 8.993% | $2546.06 | $2546.06 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14930.43 | 1 | XXXX | $3024.00 | XXXX | $252.00 |  |  |  |  |  | 41.569% | 41.569% | 41.569% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2530.00 |  | 6.770% | $0.00 | 2.7 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $527280.00 | 2.990% | 02/01/2021 | $485186.20 | $2220.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222750499 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1295.00 | $3006.25 |  | 8.926% | $2904.10 | $2904.10 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $114129.32 | 1 | XXXX | $5816.04 | XXXX | $484.67 |  |  |  |  |  | 36.060% | 36.060% | 36.060% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1295.00 |  | 6.890% | $0.00 | 5 |  |  |  | No | No | 8.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $4670745.20 |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $2825000.00 | 6.400% | 08/30/2024 | $2819778.37 | $17670.54 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 197.5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222750529 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1452.50 | $2139.75 |  | 9.196% | $393.35 | $393.35 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4512.23 | 1 | XXXX | $861.96 | XXXX | $71.83 |  |  |  |  |  | 43.448% | 43.448% | 43.448% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $1452.50 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $196000.00 | 4.875% | 05/03/2019 | $175016.54 | $1037.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222750588 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2090.00 | $3248.20 |  | 9.055% | $1312.81 | $1312.81 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12602.13 | 1 | XXXX | $5213.04 | XXXX | $434.42 |  |  |  |  |  | 32.389% | 32.389% | 32.389% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2090.00 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  | 36 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $515950.00 | 2.875% | 11/20/2020 | $469996.80 | $2140.64 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.15 |  |  | No |  | $0.00 | $15133.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222750934 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6116.75 | $7562.49 |  | 9.104% | $1703.21 | $1703.21 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6926.21 | 1 | XXXX | $3248.04 | XXXX | $270.67 |  |  |  |  |  | 49.914% | 49.914% | 49.914% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6116.75 |  | 6.890% | $0.00 | 4.8 |  |  |  | No | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $268600.00 | 2.990% | 09/29/2021 | $241891.41 | $1130.98 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222756869 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1705.71 | $2141.34 |  | 9.306% | $454.45 | $454.45 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2322.47 | 1 | XXXX | $1271.04 | XXXX | $105.92 |  |  |  |  |  | 49.607% | 49.607% | 49.607% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2014<br> [Borrower - \| Non-Primary Income - Child Support]; Legal Separation Agreement - 2014 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1705.71 |  | 6.300% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $201000.00 | 5.625% | 06/11/2022 | $194830.42 | $1157.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.45 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222757219 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $2845.43 |  | 8.824% | $2399.44 | $2399.44 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10042.28 | 1 | XXXX | $4542.00 | XXXX | $378.50 |  |  |  |  |  | 48.000% | 48.000% | 48.000% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $14251.48 |  | No |  | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $512000.00 | 3.000% | 09/01/2020 | $467191.00 | $2158.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 47.35 |  | No | No |  | $0.00 | $7725.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222757225 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $536.25 | $1102.84 |  | 8.406% | $488.40 | $488.40 | 8.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8428.19 | 1 | XXXX | $2305.44 | XXXX | $192.12 |  |  |  |  |  | 45.137% | 45.136% | 45.136% | [Redacted] | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $536.25 |  | 6.430% | $0.00 | 1 |  |  |  | No | No | 8.250% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 23 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $444100.00 | 2.250% | 11/30/2020 | $391940.73 | $1697.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.82 |  |  | No |  | $0.00 | $7047.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222759137 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2838.75 | $4496.73 |  | 8.979% | $2983.67 | $2983.67 | 8.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15263.43 | 1 | XXXX | $2202.00 | XXXX | $183.50 |  |  |  |  |  | 46.743% | 46.743% | 46.743% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2838.75 |  | 6.890% | $0.00 | 1.4 |  |  |  | No | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $290000.00 | 7.125% | 12/30/2021 | $186324.00 | $2733.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 51.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222763541 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2817.50 | $2641.20 |  | 8.992% | $865.37 | $865.37 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9082.38 | 1 | XXXX | $1581.00 | XXXX | $131.75 |  |  |  |  |  | 35.290% | 35.290% | 35.290% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2817.50 |  | 6.780% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 17 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $301659.00 | 2.500% | 10/01/2020 | $273757.08 | $1191.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222763544 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1845.00 | $2730.03 |  | 9.046% | $747.37 | $747.37 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6951.23 | 1 | XXXX | $2032.08 | XXXX | $169.34 |  |  |  |  |  | 51.065% | 51.065% | 51.065% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2002 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1845.00 |  | 6.980% | $0.00 | 1.7 |  |  |  | No | No | 8.750% | 3 |  | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $206223.34 |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $297000.00 | 2.999% | 10/31/2020 | $48233.67 | $548.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 103.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222763581 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2565.50 | $3621.51 |  | 8.904% | $722.78 | $722.78 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8268.12 | 1 | XXXX | $1591.08 | XXXX | $132.59 |  |  |  |  |  | 25.491% | 25.491% | 25.491% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2565.50 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 5 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $386800.00 | 2.750% | 12/23/2020 | $351744.00 | $1579.08 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222764616 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2711.79 | $3195.60 |  | 9.735% | $1198.12 | $1198.12 | 9.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Venezuela (Bolivarian Republic of) |  |  |  | $89655.36 | 1 | XXXX | $1958.04 | XXXX | $163.17 |  |  |  |  |  | 10.120% | 10.120% | 10.120% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 34.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 34.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 34.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 34.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 34.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 34.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2711.79 |  | 6.770% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $330000.00 | 3.375% | 10/15/2021 | $301402.56 | $1458.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 33.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222766438 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3517.91 |  | 9.241% | $1206.93 | $1206.93 | 9.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7729.69 | 1 | XXXX | $4053.00 | XXXX | $337.75 |  |  |  |  |  | 44.786% | 44.786% | 44.786% | [Redacted] | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.900% | $0.00 | 1 |  |  |  | Yes | No | 9.000% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $424000.00 | 3.875% | 10/02/2017 | $360496.22 | $1993.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222766452 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2976.00 | $3549.00 |  | 9.676% | $798.85 | $798.85 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5019.40 | 1 | XXXX | $2091.00 | XXXX | $174.25 |  |  |  |  |  | 34.926% | 34.926% | 34.926% | [Redacted] | 653 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2976.00 |  | 6.790% | $0.00 | 1.6 |  |  |  | No | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $500.00 |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $284100.00 | 2.990% | 06/01/2020 | $255909.20 | $1196.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222766671 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1734.56 |  | 8.706% | $2470.28 | $2470.28 | 8.625% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12528.13 | 1 | XXXX | $1521.96 | XXXX | $126.83 |  |  |  |  |  | 45.905% | 45.905% | 45.905% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - IRA Distribution]; Account Statements - 2024<br> [Coborrower(s) - \| Primary Income - IRA Distribution]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - IRA Distribution]; 1099-R - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.280% | $0.00 | 4.5 |  |  |  | Yes | No | 8.625% | 2 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $580000.00 | 6.625% | 04/15/2024 | $576887.00 | $3713.80 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2000.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222767073 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9015.00 | $9671.07 |  | 7.443% | $1430.40 | $1430.40 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6427.09 | 1 | XXXX | $1985.04 | XXXX | $165.42 |  |  |  |  |  | 34.631% | 34.631% | 34.631% | [Redacted] | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $9015.00 |  | 6.980% | $0.00 | 3.2 |  |  |  | No | No | 7.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $300000.00 | 2.625% | 01/08/2021 | $274082.06 | $1204.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222767139 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $14090.00 | $18593.33 |  | 9.324% | $3580.40 | $3580.40 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8531.40 | 4 | XXXX | $2871.96 | XXXX | $239.33 |  |  |  |  |  | 49.894% | 49.894% | 49.894% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $14090.00 |  | 6.980% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $946000.00 | 3.625% | 04/01/2021 | $879522.00 | $4343.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222767319 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1020.00 | $3616.80 |  | 9.075% | $3269.69 | $3269.69 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $200471.16 | 1 | XXXX | $3611.04 | XXXX | $300.92 |  |  |  |  |  | 4.060% | 4.060% | 4.060% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1020.00 |  | 6.890% | $0.00 | 3.9 |  |  |  | Yes | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $385000.00 | 4.125% | 10/10/2019 | $339886.56 | $1865.90 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222767329 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2684.15 | $4848.72 |  | 9.749% | $1181.26 | $1181.26 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4822.59 | 1 | XXXX | $1950.96 | XXXX | $162.58 |  |  |  |  |  | 48.684% | 48.684% | 48.684% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2684.15 |  | 6.890% | $0.00 | 1 |  |  |  | No | No | 9.375% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $376000.00 | 3.000% | 02/16/2021 | $346029.10 | $1585.23 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222768381 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1700.00 | $2512.06 |  | 9.016% | $1352.60 | $1352.60 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5595.51 | 1 | XXXX | $1461.96 | XXXX | $121.83 |  |  |  |  |  | 49.810% | 49.810% | 49.810% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1700.00 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 | 35 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $271000.00 | 4.125% | 12/30/2019 | $247385.00 | $1313.40 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4666.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222776321 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2650.00 | $3297.10 |  | 10.324% | $584.23 | $584.23 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4688.07 | 1 | XXXX | $4368.36 | XXXX | $364.03 |  |  |  |  |  | 47.212% | 47.212% | 47.212% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2650.00 |  | 6.890% | $0.00 | 4.2 |  |  |  | Yes | No | 9.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 36 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $412087.00 | 2.625% | 10/01/2021 | $380692.02 | $1655.15 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222776473 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1290.00 | $2041.87 |  | 10.090% | $868.35 | $868.35 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16277.79 | 2 | XXXX | $1827.00 | XXXX | $152.25 |  |  |  |  |  | 38.356% | 38.356% | 38.356% | [Redacted] | 657 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1290.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 36 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $375000.00 | 3.875% | 06/07/2021 | $346924.81 | $1763.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222777080 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1231.00 | $2094.20 |  | 8.684% | $2488.93 | $2488.93 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13136.99 | 1 | XXXX | $2559.00 | XXXX | $213.25 |  |  |  |  |  | 49.021% | 49.021% | 49.021% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1231.00 |  | 6.630% | $0.00 | 3.8 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $434500.00 | 3.250% | 06/25/2021 | $404370.19 | $1890.97 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222777086 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1360.00 | $2376.20 |  | 9.515% | $553.27 | $553.27 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3096.03 | 1 | XXXX | $1124.04 | XXXX | $93.67 |  |  |  |  |  | 42.843% | 42.843% | 42.843% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1360.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $206050.00 | 3.625% | 02/11/2022 | $195058.67 | $1309.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222777148 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1000.00 | $1543.15 |  | 9.212% | $397.82 | $397.82 | 8.875% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | Venezuela (Bolivarian Republic of) | Venezuela (Bolivarian Republic of) |  |  | $5500.67 | 1 | XXXX | $2745.00 | XXXX | $228.75 |  |  |  |  |  | 35.080% | 35.080% | 35.080% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1000.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 23 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $266000.00 | 3.625% | 07/27/2020 | $242497.51 | $1213.10 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 16.27 |  |  | No |  | $0.00 | $4132.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222777457 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4740.34 | $5422.99 |  | 9.237% | $1308.03 | $1308.03 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8414.72 | 1 | XXXX | $1823.04 | XXXX | $151.92 |  |  |  |  |  | 37.804% | 37.804% | 37.804% | [Redacted] | 633 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Farming]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Farming]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Farming]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Farming]; 1040 - Schedule F - 2023<br> [Borrower - \| Non-Primary Income - Farming]; 1040 - Schedule F - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4740.34 |  | 6.830% | $0.00 | 2.6 |  |  |  | Yes | No | 8.875% | 0 |  | 2 | 0 | 3 | 2 |  |  | 11.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $300000.00 | 2.750% | 01/20/2021 | $262422.00 | $1594.91 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222778467 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1177.84 | $1294.08 |  | 10.435% | $573.21 | $573.21 | 10.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6103.53 | 1 | XXXX | $330.96 | XXXX | $27.58 |  |  |  |  |  | 48.940% | 48.940% | 48.940% | [Redacted] | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1177.84 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 10.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $177750.00 | 4.875% | 10/26/2016 | $161810.13 | $940.67 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222778487 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2345.00 | $3458.08 |  | 9.013% | $456.04 | $456.04 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3947.09 | 2 | XXXX | $1838.04 | XXXX | $153.17 |  |  |  |  |  | 32.098% | 32.098% | 32.098% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2345.00 |  | 6.980% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $394000.00 | 3.500% | 02/15/2022 | $373233.90 | $1769.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222779163 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4625.00 | $5702.40 |  | 8.906% | $2989.46 | $2989.46 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6976.25 | 1 | XXXX | $1720.80 | XXXX | $143.40 |  |  |  |  |  | 43.687% | 43.687% | 43.687% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4625.00 |  | 6.890% | $0.00 | 3.5 |  |  |  | No | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $380000.00 | 4.500% | 12/17/2021 | $348930.06 | $1862.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222779578 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4162.70 | $4850.65 |  | 8.683% | $2155.63 | $2155.63 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16330.29 | 1 | XXXX | $5140.92 | XXXX | $428.41 |  |  |  |  |  | 31.704% | 31.704% | 31.704% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4162.70 |  | 6.770% | $0.00 | 2.8 |  |  |  | No | No | 8.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $510400.00 | 3.250% | 09/30/2020 | $458288.94 | $2221.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222779582 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3388.08 | $3798.23 |  | 9.377% | $898.51 | $898.51 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7382.21 | 1 | XXXX | $2838.96 | XXXX | $236.58 |  |  |  |  |  | 44.768% | 44.768% | 44.768% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3388.08 |  | 6.890% | $0.00 | 1.5 |  |  |  | Yes | No | 9.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $504800.00 | 3.750% | 05/03/2021 | $449783.00 | $2337.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222784099 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1578.40 |  | 8.976% | $814.62 | $814.62 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10843.84 | 1 | XXXX | $1662.96 | XXXX | $138.58 |  |  |  |  |  | 32.049% | 32.049% | 32.049% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.300% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $472500.00 | 3.250% | 05/20/2020 | $427373.27 | $2056.35 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222784111 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6823.00 | $7402.05 |  | 8.819% | $1386.37 | $1386.37 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6538.62 | 1 | XXXX | $6452.64 | XXXX | $537.72 |  |  |  |  |  | 48.919% | 48.919% | 48.919% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $6823.00 |  | 6.760% | $0.00 | 3.2 |  |  |  | No | No | 8.375% | 0 |  | 2 | 0 | 2 | 2 |  |  | 10.97 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $720000.00 | 3.625% | 03/01/2022 | $680716.00 | $3283.57 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222791643 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2098.36 | $2478.80 |  | 9.417% | $416.18 | $416.18 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2993.13 | 1 | XXXX | $3590.40 | XXXX | $299.20 |  |  |  |  |  | 48.468% | 48.468% | 48.468% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2098.36 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $343900.00 | 3.625% | 03/08/2022 | $326719.67 | $1568.36 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222791645 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $783.50 | $1074.63 |  | 8.823% | $451.12 | $451.12 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8319.55 | 1 | XXXX | $1240.80 | XXXX | $103.40 |  |  |  |  |  | 26.746% | 26.746% | 26.746% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $783.50 |  | 6.980% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $258500.00 | 2.875% | 11/14/2020 | $234968.00 | $1072.50 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222792482 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3019.00 | $3327.31 |  | 9.689% | $1698.53 | $1698.53 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $40822.60 | 1 | XXXX | $3371.04 | XXXX | $280.92 |  |  |  |  |  | 12.212% | 12.212% | 12.212% | [Redacted] | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2013<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2013 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3019.00 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $227716.00 | 3.875% | 11/16/2009 | $154212.00 | $886.65 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222792545 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2944.50 | $3368.78 |  | 9.294% | $1013.82 | $1013.82 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3966.66 | 1 | XXXX | $1515.00 | XXXX | $126.25 |  |  |  |  |  | 46.749% | 46.749% | 46.749% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2944.50 |  | 6.980% | $0.00 | 2.6 |  |  |  | Yes | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $420000.00 | 3.250% | 09/29/2020 | $381597.00 | $1827.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222795966 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1085.00 | $1583.26 |  | 9.200% | $437.60 | $437.60 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3030.35 | 1 | XXXX | $480.00 | XXXX | $40.00 |  |  |  |  |  | 47.728% | 47.728% | 47.728% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 58.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 8.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross Country | $1085.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $282000.00 | 3.250% | 07/21/2021 | $262445.00 | $1227.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222801396 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2040.50 | $2488.38 |  | 9.102% | $456.95 | $456.95 | 8.625% | No | No | Employed | Not Employed | Employed | Not Employed | 16.47 | 0 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  |  | $20818.10 | 1 | XXXX | $3011.88 | XXXX | $250.99 |  |  |  |  |  | 24.818% | 24.818% | 24.818% | [Redacted] | 793 | 801 | 793 | 809 | 778 | 807 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 5-Stated/Verified as defined | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2040.50 |  | 6.890% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 25 |  | 25 |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual | 1 | $191000.00 | 3.500% | 01/22/2021 | $169233.38 | $857.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | No |  | $0.00 | $10000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222801514 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4160.11 | $4953.39 |  | 9.188% | $1416.30 | $1416.30 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5581.41 | 1 | XXXX | $2625.24 | XXXX | $218.77 |  |  |  |  |  | 47.483% | 47.483% | 47.483% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4160.11 |  | 6.900% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $125000.00 | 4.125% | 07/23/2023 | $71991.91 | $432.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $4849.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222801543 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3487.43 | $4937.40 |  | 11.577% | $1894.93 | $1894.93 | 11.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $13583.43 | 1 | XXXX | $404.04 | XXXX | $33.67 |  |  |  |  |  | 46.350% | 46.350% | 46.350% | [Redacted] | 653 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3487.43 |  | 6.630% | $0.00 | 4.9 |  |  |  | No | No | 11.250% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $765600.00 | 3.125% | 12/04/2020 | $701398.00 | $3279.64 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222801550 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3273.47 | $3776.22 |  | 8.928% | $580.03 | $580.03 | 8.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3693.44 | 1 | XXXX | $2505.96 | XXXX | $208.83 |  |  |  |  |  | 46.279% | 46.279% | 46.279% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3273.47 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 2 | 1 | 0 | 2 | 1 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $172000.00 | 3.250% | 05/24/2021 | $158305.00 | $748.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3814.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222801658 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2187.86 |  | 8.796% | $3933.50 | $3933.50 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9760.62 | 1 | XXXX | $1256.04 | XXXX | $104.67 |  |  |  |  |  | 44.995% | 44.995% | 44.995% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.890% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $581335.00 | 2.875% | 08/22/2020 | $525950.29 | $2411.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.83 |  |  | No |  | $0.00 | $11253.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222803429 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $11485.00 | $12240.84 |  | 7.923% | $3043.51 | $3043.51 | 7.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9321.27 | 1 | XXXX | $7082.04 | XXXX | $590.17 |  |  |  |  |  | 51.545% | 51.545% | 51.545% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $11485.00 |  | 6.890% | $0.00 | 1 |  |  |  | No | No | 7.625% | 2 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $738033.00 | 2.699% | 02/08/2021 | $645091.00 | $2877.52 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1415.25 | $3063.63 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222803437 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $8165.00 | $10241.42 |  | 8.792% | $1786.17 | $1786.17 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6279.01 | 2 | XXXX | $1416.96 | XXXX | $118.08 |  |  |  |  |  | 49.451% | 49.451% | 49.451% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - C-Corp]; Business License - 2025<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - C-Corp]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - C-Corp]; CPA Letter - 2024<br> [Borrower - \| Primary Income - C-Corp]; P&L Statement - 2024<br> [Borrower - \| Primary Income - C-Corp]; Paystubs - 2024<br> [Borrower - \| Primary Income - C-Corp]; 1120 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - C-Corp]; W-2 - 2023<br> [Borrower - \| Primary Income - C-Corp]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $8165.00 |  | 6.630% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 |  | 1 | 0 | 2 | 1 |  |  | 10.80 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $335314.00 | 3.375% | 08/06/2015 | $264385.05 | $1552.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222803446 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4239.70 | $4798.22 |  | 10.287% | $956.67 | $956.67 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10524.54 | 1 | XXXX | $1295.16 | XXXX | $107.93 |  |  |  |  |  | 44.792% | 44.792% | 44.792% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4239.70 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $222935.86 |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $417800.00 | 2.990% | 12/03/2020 | $371388.24 | $1759.21 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222803883 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $451.70 |  | 9.934% | $998.60 | $998.60 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4959.21 | 1 | XXXX | $2925.00 | XXXX | $243.75 |  |  |  |  |  | 40.490% | 40.490% | 40.490% | [Redacted] | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.980% | $0.00 | 2.5 |  |  |  | No | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $370000.00 | 3.250% | 12/28/2021 | $348370.69 | $1610.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222803949 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1456.69 |  | 9.070% | $716.18 | $716.18 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8719.96 | 1 | XXXX | $2508.96 | XXXX | $209.08 |  |  |  |  |  | 43.434% | 43.434% | 43.434% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.690% | $0.00 | 4.5 |  |  |  | No | No | 8.875% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $10064.48 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $790000.00 | 5.490% | 08/19/2022 | $765163.41 | $4480.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222804410 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3524.00 | $3286.65 |  | 9.362% | $636.52 | $636.52 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7067.31 | 1 | XXXX | $1785.96 | XXXX | $148.83 |  |  |  |  |  | 34.732% | 34.732% | 34.732% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3524.00 |  | 6.900% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $22551.71 |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $272690.00 | 2.990% | 12/23/2021 | $255058.02 | $1148.20 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222806463 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $4883.19 |  | 8.836% | $2975.66 | $2975.66 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13720.87 | 1 | XXXX | $1706.04 | XXXX | $142.17 |  |  |  |  |  | 36.152% | 36.152% | 36.152% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.260% | $0.00 | 4 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $395000.00 | 3.000% | 10/01/2021 | $369499.29 | $1665.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222838789 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3200.00 | $3327.48 |  | 9.227% | $1448.32 | $1448.32 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6158.72 | 1 | XXXX | $3078.00 | XXXX | $256.50 |  |  |  |  |  | 31.407% | 31.407% | 31.407% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3200.00 |  | 6.980% | $0.00 | 2 |  |  |  | No | No | 9.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 37 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $227050.00 | 3.000% | 01/31/2008 | $163776.51 | $644.18 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222862458 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4756.10 | $5310.50 |  | 9.262% | $1312.81 | $1312.81 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5190.31 | 1 | XXXX | $3542.04 | XXXX | $295.17 |  |  |  |  |  | 49.872% | 49.872% | 49.872% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4756.10 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $599840.00 | 3.375% | 12/01/2021 | $562274.00 | $2651.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222862467 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $2392.72 |  | 9.163% | $795.64 | $795.64 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5684.22 | 1 | XXXX | $951.00 | XXXX | $79.25 |  |  |  |  |  | 32.256% | 32.256% | 32.256% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1890.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 35 | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $296690.00 | 2.875% | 12/18/2020 | $270852.00 | $1230.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.27 |  |  | No |  | $0.00 | $2324.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222873892 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2811.75 | $3648.71 |  | 9.253% | $1049.42 | $1049.42 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6391.26 | 1 | XXXX | $1735.44 | XXXX | $144.62 |  |  |  |  |  | 42.765% | 42.765% | 42.765% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $2811.75 |  | 6.350% | $0.00 | 1.8 |  |  |  | No | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 37 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $144000.00 | 4.250% | 05/10/2017 | $108422.00 | $708.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222888457 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2990.00 | $5897.02 |  | 8.964% | $4458.51 | $4458.51 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18349.92 | 1 | XXXX | $7228.92 | XXXX | $602.41 |  |  |  |  |  | 49.980% | 49.980% | 49.980% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2990.00 |  | 6.790% | $0.00 | 1 |  |  |  | No | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 36 | 24 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1220000.00 | 3.125% | 08/03/2021 | $1133733.00 | $5226.18 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12032.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222888518 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1590.00 | $2890.28 |  | 9.111% | $875.21 | $875.21 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7611.05 | 4 | XXXX | $2502.00 | XXXX | $208.50 |  |  |  |  |  | 43.673% | 43.673% | 43.673% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 1 | 0 | 1 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 0 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $350000.00 | 3.500% | 02/26/2022 | $331505.64 | $1571.66 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222888527 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2450.58 |  | 8.552% | $874.08 | $874.08 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3028.18 | 1 | XXXX | $2424.24 | XXXX | $202.02 |  |  |  |  |  | 47.418% | 47.418% | 47.418% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $338685.00 | 2.750% | 11/16/2020 | $306035.00 | $1382.65 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222888759 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $4773.18 |  | 8.548% | $3844.57 | $3844.57 | 8.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $683814.39 | 1 | XXXX | $17703.00 | XXXX | $1475.25 |  |  |  |  |  | 3.713% | 3.713% | 3.713% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 49.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 7.070% | $0.00 | 2.4 |  |  |  | Yes | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $900000.00 | 3.250% | 12/01/2024 | $822573.00 | $3916.86 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.59 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222889705 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3075.00 | $4573.59 |  | 8.963% | $768.91 | $768.91 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17683.31 | 1 | XXXX | $1898.16 | XXXX | $158.18 |  |  |  |  |  | 29.314% | 29.314% | 29.314% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3075.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 37 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $392449.00 | 2.750% | 10/01/2020 | $354850.00 | $1602.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222890334 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1590.00 | $3069.72 |  | 8.736% | $1555.58 | $1555.58 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7594.89 | 4 | XXXX | $3918.00 | XXXX | $326.50 |  |  |  |  |  | 18.754% | 18.754% | 18.754% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $420784.00 | 3.750% | 01/25/2013 | $309691.93 | $1948.72 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222890335 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $4067.87 |  | 9.936% | $3425.64 | $3425.64 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32248.53 | 1 | XXXX | $791.04 | XXXX | $65.92 |  |  |  |  |  | 25.125% | 25.125% | 25.125% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2002 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.980% | $0.00 | 2.5 |  |  |  | No | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $403750.00 | 3.250% | 06/25/2021 | $365478.62 | $1757.15 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 71.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222890336 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5467.00 | $6923.60 |  | 9.237% | $1511.73 | $1511.73 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4679.99 | 1 | XXXX | $1872.96 | XXXX | $156.08 |  |  |  |  |  | 46.778% | 46.778% | 46.778% | [Redacted] | 640 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5467.00 |  | 6.930% | $0.00 | 4.1 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $263153.00 | 3.125% | 04/04/2016 | $176538.06 | $1180.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222890338 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2340.00 | $2982.50 |  | 10.329% | $633.38 | $633.38 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4266.57 | 1 | XXXX | $2348.64 | XXXX | $195.72 |  |  |  |  |  | 31.614% | 31.614% | 31.614% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; Transcripts (1040) - No Results Returned - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2340.00 |  | 6.230% | $0.00 | 2 |  |  |  | Yes | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $172865.00 | 3.125% | 03/20/2020 | $172859.85 | $800.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222890351 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2712.93 |  | 9.026% | $1193.47 | $1193.47 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7347.41 | 1 | XXXX | $963.00 | XXXX | $80.25 |  |  |  |  |  | 48.190% | 48.190% | 48.190% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Trust Income]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Trust Income]; Trust Agreement - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.890% | $0.00 | 1.6 |  |  |  | Yes | No | 8.875% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $668604.00 | 5.990% | 02/06/2023 | $654637.75 | $4008.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222890404 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2973.63 | $3778.35 |  | 9.153% | $740.48 | $740.48 | 8.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4953.65 | 1 | XXXX | $3435.84 | XXXX | $286.32 |  |  |  |  |  | 48.343% | 48.343% | 48.343% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2973.63 |  | 6.980% | $0.00 | 1 |  |  |  | No | No | 8.750% | 2 | 2 | 1 | 0 | 1 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $257575.00 | 4.500% | 05/04/2018 | $226455.00 | $1305.09 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4914.98 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222891114 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2852.50 | $3813.00 |  | 9.595% | $691.59 | $691.59 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5004.46 | 1 | XXXX | $1797.96 | XXXX | $149.83 |  |  |  |  |  | 48.535% | 48.535% | 48.535% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2852.50 |  | 6.980% | $0.00 |  |  |  |  | N/A | No | 9.125% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $408000.00 | 3.125% | 07/22/2021 | $377348.00 | $1747.77 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222892044 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2155.00 | $3118.20 |  | 8.920% | $511.24 | $511.24 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7090.14 | 1 | XXXX | $1469.76 | XXXX | $122.48 |  |  |  |  |  | 48.121% | 48.121% | 48.121% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2155.00 |  | 6.750% | $0.00 | 1.1 |  |  |  | Yes | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $7267.66 |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $213750.00 | 3.375% | 05/19/2021 | $198831.17 | $944.98 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222892077 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3978.55 | $5062.21 |  | 8.921% | $1278.27 | $1278.27 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11984.33 | 1 | XXXX | $3230.28 | XXXX | $269.19 |  |  |  |  |  | 40.948% | 40.948% | 40.948% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3978.55 |  | 6.930% | $0.00 | 2.6 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $363000.00 | 2.875% | 12/18/2020 | $330521.00 | $1506.06 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222892111 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2563.67 |  | 8.638% | $1153.37 | $1153.37 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6010.81 | 1 | XXXX | $1679.04 | XXXX | $139.92 |  |  |  |  |  | 42.033% | 42.033% | 42.033% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $430600.00 | 2.750% | 05/12/2021 | $394238.53 | $1757.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222894430 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1641.05 | $2417.75 |  | 9.568% | $459.04 | $459.04 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4320.27 | 1 | XXXX | $1970.40 | XXXX | $164.20 |  |  |  |  |  | 43.528% | 43.528% | 43.528% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1641.05 |  | 7.070% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $257500.00 | 3.250% | 06/30/2021 | $239172.24 | $1120.66 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222894470 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2190.00 | $3982.08 |  | 9.273% | $1128.35 | $1128.35 | 9.000% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $39795.89 | 1 | XXXX | $3681.00 | XXXX | $306.75 |  |  |  |  |  | 26.825% | 26.825% | 26.825% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2190.00 |  | 6.930% | $0.00 | 1 |  |  |  | No | No | 9.000% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $471100.00 | 3.250% | 11/08/2021 | $440767.00 | $2115.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $27192.07 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222894638 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3912.00 | $5070.42 |  | 8.807% | $1230.26 | $1230.26 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8576.17 | 2 | XXXX | $2199.00 | XXXX | $183.25 |  |  |  |  |  | 46.629% | 46.629% | 46.629% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3912.00 |  | 6.930% | $0.00 |  |  |  |  | No | No | 8.500% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $390000.00 | 2.500% | 12/01/2020 | $353265.52 | $1540.97 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.41 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222894660 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1395.00 | $5233.42 |  | 8.695% | $3888.95 | $3888.95 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27235.36 | 1 | XXXX | $11064.00 | XXXX | $922.00 |  |  |  |  |  | 43.375% | 43.375% | 43.375% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2099<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 |  |  | Cross Country | $1395.00 |  | 6.980% | $0.00 | 4.4 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $44077.38 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1192000.00 | 7.750% | 02/26/2016 | $1097390.39 | $7745.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222901218 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2641.92 | $3589.88 |  | 10.028% | $1106.59 | $1106.59 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8138.75 | 1 | XXXX | $1186.32 | XXXX | $98.86 |  |  |  |  |  | 38.959% | 38.959% | 38.959% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2641.92 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 9.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $2626.57 |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $329000.00 | 2.750% | 02/23/2021 | $301462.65 | $1343.11 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222901252 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $1234.56 |  | 8.876% | $629.82 | $629.82 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4559.50 | 1 | XXXX | $1065.00 | XXXX | $88.75 |  |  |  |  |  | 49.148% | 49.148% | 49.148% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 7.070% | $0.00 | 1.1 |  |  |  | Yes | No | 8.750% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $267000.00 | 3.375% | 07/21/2021 | $248396.51 | $1180.40 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222901258 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3320.00 | $5514.75 |  | 9.373% | $3010.99 | $3010.99 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9254.79 | 1 | XXXX | $1125.00 | XXXX | $93.75 |  |  |  |  |  | 40.225% | 40.225% | 40.225% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3320.00 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 | 13 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $309000.00 | 3.250% | 05/11/2020 | $279435.14 | $1344.79 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.28 |  |  | No |  | $0.00 | $9714.12 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222901955 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3236.59 | $3893.63 |  | 8.969% | $878.51 | $878.51 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6891.30 | 1 | XXXX | $1220.76 | XXXX | $101.73 |  |  |  |  |  | 43.315% | 43.315% | 43.315% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3236.59 |  | 6.890% | $0.00 | 1.3 |  |  |  | Yes | No | 8.625% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 24 | 0 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $491790.00 | 2.875% | 12/14/2020 | $443043.04 | $2040.40 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6666.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222905585 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2217.55 |  | 8.915% | $944.04 | $944.04 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7863.48 | 1 | XXXX | $2159.88 | XXXX | $179.99 |  |  |  |  |  | 39.512% | 39.512% | 39.512% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.870% | $0.00 | 1.9 |  |  |  | No | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $420000.00 | 2.250% | 10/13/2020 | $384474.76 | $1886.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222905586 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1865.00 | $2573.18 |  | 9.069% | $466.67 | $466.67 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18250.43 | 1 | XXXX | $2484.00 | XXXX | $207.00 |  |  |  |  |  | 30.076% | 30.076% | 30.076% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1865.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 1 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $634700.00 | 2.875% | 12/30/2020 | $578170.11 | $2633.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14700.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222905597 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2600.42 |  | 8.617% | $760.07 | $760.07 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8576.21 | 1 | XXXX | $3368.04 | XXXX | $280.67 |  |  |  |  |  | 44.371% | 44.371% | 44.371% | [Redacted] | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 7.070% | $0.00 | 1.2 |  |  |  | Yes | No | 8.375% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $600000.00 | 3.875% | 03/11/2022 | $569318.21 | $2821.42 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222905599 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2100.50 | $3130.50 |  | 9.698% | $608.78 | $608.78 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24365.00 | 1 | XXXX | $4037.04 | XXXX | $336.42 |  |  |  |  |  | 20.280% | 20.280% | 20.280% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2100.50 |  | 6.890% | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $232200.00 | 3.490% | 07/23/2021 | $213736.00 | $1041.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222907643 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3035.93 | $5759.69 |  | 9.158% | $1582.54 | $1582.54 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3968.07 | 1 | XXXX | $2070.00 | XXXX | $172.50 |  |  |  |  |  | 37.301% | 37.301% | 37.301% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3035.93 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $352500.00 | 3.375% | 04/16/2018 | $329163.97 | $1558.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222907644 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3126.25 | $5100.00 |  | 9.232% | $3132.49 | $3132.49 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7893.61 | 1 | XXXX | $1525.44 | XXXX | $127.12 |  |  |  |  |  | 49.497% | 49.497% | 49.497% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3126.25 |  | 6.930% | $0.00 | 1.7 |  |  |  | No | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $625000.00 | 3.125% | 11/13/2024 | $584282.00 | $2677.35 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 41.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222911022 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $1308.06 |  | 8.537% | $570.05 | $570.05 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11459.13 | 1 | XXXX | $906.96 | XXXX | $75.58 |  |  |  |  |  | 24.013% | 24.013% | 24.013% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.375% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 24 | 12 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $299138.00 | 3.250% | 05/07/2020 | $269983.21 | $1301.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.48 |  |  | No |  | $0.00 | $9583.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222911067 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2272.00 | $3143.00 |  | 9.306% | $604.69 | $604.69 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5065.30 | 1 | XXXX | $567.00 | XXXX | $47.25 |  |  |  |  |  | 40.938% | 40.938% | 40.938% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2272.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $548250.00 | 3.250% | 07/19/2021 | $509228.08 | $2386.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222917191 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4165.00 | $7051.25 |  | 8.605% | $1113.75 | $1113.75 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39367.08 | 1 | XXXX | $2850.00 | XXXX | $237.50 |  |  |  |  |  | 10.773% | 10.773% | 10.773% | [Redacted] | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4165.00 |  | 6.890% | $0.00 | 1.8 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $363271.00 | 4.750% | 09/12/2018 | $349318.00 | $1894.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222921720 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2631.00 | $4079.10 |  | 10.000% | $1400.42 | $1400.42 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6447.99 | 1 | XXXX | $3321.96 | XXXX | $276.83 |  |  |  |  |  | 44.725% | 44.725% | 44.725% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2631.00 |  | 6.870% | $0.00 | 1 |  |  |  | Yes | No | 9.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other | Not Stated |  |  |  | XXXX | $139875.75 |  | No | 0 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $332000.00 | 2.375% | 02/25/2021 | $252973.10 | $2194.20 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222922184 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2590.00 | $3288.60 |  | 8.920% | $630.51 | $630.51 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3028.84 | 1 | XXXX | $1022.04 | XXXX | $85.17 |  |  |  |  |  | 43.379% | 43.379% | 43.379% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2590.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $199700.00 | 3.750% | 09/27/2016 | $164749.00 | $930.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4190.45 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222922345 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3438.01 | $4019.96 |  | 9.384% | $895.67 | $895.67 | 9.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3637.42 | 1 | XXXX | $666.00 | XXXX | $55.50 |  |  |  |  |  | 46.778% | 46.778% | 46.778% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 35.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3438.01 |  | 6.930% | $0.00 | 2.2 |  |  |  | Yes | No | 9.000% | 3 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $548895.30 |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $280559.00 | 4.500% | 12/27/2017 | $244785.38 | $1421.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 199.64 |  |  | No |  | $2366.44 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222922346 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1652.50 | $2399.90 |  | 9.430% | $1069.48 | $1069.48 | 9.250% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3077.96 | 1 | XXXX | $1145.04 | XXXX | $95.42 |  |  |  |  |  | 46.202% | 46.202% | 46.202% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1652.50 |  | 6.980% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $224900.00 | 6.980% | 11/01/2021 | $209872.00 | $946.48 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 56.3 |  | No | No |  | $1971.80 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222922383 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3415.63 |  | 7.948% | $4742.25 | $4742.25 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $113365.48 | 1 | XXXX | $4158.96 | XXXX | $346.58 |  |  |  |  |  | 27.785% | 27.785% | 27.785% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $624369.04 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1248000.00 | 3.375% | 10/29/2020 | $1088406.96 | $5517.36 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222922614 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2350.00 | $3918.00 |  | 9.219% | $1448.32 | $1448.32 | 9.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6864.39 | 1 | XXXX | $7969.08 | XXXX | $664.09 |  |  |  |  |  | 49.986% | 49.986% | 49.986% | [Redacted] | 652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Child Support]; Account Statements - 2024<br> [Borrower - \| Primary Income - Child Support]; Child Support Order - 2020<br> [Borrower - \| Primary Income - Child Support]; Divorce Decree - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2350.00 |  | 6.930% | $0.00 | 2.2 |  |  |  | No | No | 9.000% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $206500.00 | 4.990% | 04/13/2022 | $196458.36 | $1107.27 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222924840 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2270.00 | $2798.80 |  | 9.338% | $517.17 | $517.17 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1877.85 | 1 | XXXX | $2641.68 | XXXX | $220.14 |  |  |  |  |  | 45.576% | 45.576% | 45.576% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2270.00 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $193750.00 | 3.375% | 09/28/2015 | $167762.37 | $806.80 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222925213 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1599.76 | $2596.21 |  | 9.559% | $1218.13 | $1218.13 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8800.63 | 1 | XXXX | $2184.96 | XXXX | $182.08 |  |  |  |  |  | 44.977% | 44.977% | 44.977% | [Redacted] | 656 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1599.76 |  | 6.930% | $0.00 | 1.9 |  |  |  | No | No | 9.375% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $412392.00 | 2.750% | 06/24/2020 | $370826.70 | $1683.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222927390 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1649.00 | $2412.00 |  | 9.664% | $406.82 | $406.82 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5143.02 | 1 | XXXX | $955.20 | XXXX | $79.60 |  |  |  |  |  | 38.370% | 38.370% | 38.370% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1649.00 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $412250.00 | 3.000% | 10/09/2020 | $374577.28 | $1738.06 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222929601 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $3125.73 |  | 8.557% | $3267.88 | $3267.88 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13370.91 | 1 | XXXX | $7488.00 | XXXX | $624.00 |  |  |  |  |  | 34.829% | 34.829% | 34.829% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 7.070% | $0.00 | 3.7 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $460000.00 | 3.500% | 09/25/2019 | $208559.12 | $2065.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222929972 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1980.86 |  | 8.776% | $972.24 | $972.24 | 8.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5239.00 | 1 | XXXX | $4269.96 | XXXX | $355.83 |  |  |  |  |  | 45.607% | 45.607% | 45.607% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.930% | $0.00 | 3 |  |  |  | Yes | No | 8.625% | 1 | 2 | 1 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $319500.00 | 3.000% | 12/02/2021 | $298873.79 | $1347.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.13 |  |  | No |  | $0.00 | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222930298 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1925.00 | $4393.17 |  | 8.880% | $1353.35 | $1353.35 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9745.74 | 1 | XXXX | $468.96 | XXXX | $39.08 |  |  |  |  |  | 38.366% | 38.366% | 38.366% | [Redacted] | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1925.00 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 26 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $335000.00 | 2.875% | 10/14/2020 | $301291.00 | $1389.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222932052 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1415.00 | $2249.61 |  | 8.725% | $769.47 | $769.47 | 8.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8038.97 | 1 | XXXX | $1449.00 | XXXX | $120.75 |  |  |  |  |  | 28.009% | 28.009% | 28.009% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1415.00 |  | 6.870% | $0.00 | 2.2 |  |  |  | Yes | No | 8.500% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $203000.00 | 3.000% | 03/05/2021 | $181180.99 | $962.65 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11166.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222933958 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $4900.00 | $5602.93 |  | 9.002% | $1205.57 | $1205.57 | 8.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6754.81 | 1 | XXXX | $1445.16 | XXXX | $120.43 |  |  |  |  |  | 46.952% | 46.952% | 46.952% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4900.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $358000.00 | 4.250% | 03/24/2022 | $282897.00 | $1761.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222933991 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2349.76 |  | 10.424% | $434.17 | $434.17 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7826.17 | 1 | XXXX | $7136.28 | XXXX | $594.69 |  |  |  |  |  | 41.970% | 41.970% | 41.970% | [Redacted] | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.980% | $0.00 | 1.9 |  |  |  | No | No | 9.875% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 36 | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $342569.00 | 2.750% | 08/21/2020 | $309896.72 | $1398.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10978.56 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222933992 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3821.00 | $4889.00 |  | 8.945% | $1982.49 | $1982.49 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10128.75 | 1 | XXXX | $1163.04 | XXXX | $96.92 |  |  |  |  |  | 39.272% | 39.272% | 39.272% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3821.00 |  | 6.980% | $0.00 | 2.2 |  |  |  | No | No | 8.750% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $382000.00 | 3.000% | 09/24/2021 | $351422.57 | $1610.53 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.77 | Retail |  | No |  | $0.00 | $4438.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222937314 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1750.00 | $2811.36 |  | 8.442% | $2660.25 | $2660.25 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8433.05 | 1 | XXXX | $1714.68 | XXXX | $142.89 |  |  |  |  |  | 49.611% | 49.611% | 49.611% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Deposit Receipt - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1750.00 |  | 6.920% | $0.00 | 4.8 |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $390000.00 | 3.000% | 07/22/2021 | $361882.23 | $1644.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222951727 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1912.50 | $3281.40 |  | 10.099% | $1328.57 | $1328.57 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7377.38 | 3 | XXXX | $4590.00 | XXXX | $382.50 |  |  |  |  |  | 46.206% | 46.206% | 46.206% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; VVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1912.50 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 35 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  | 1 | $725000.00 | 3.625% | 06/11/2020 | $665964.00 | $3306.37 | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | ($3545.67) | $10231.90 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222953178 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3255.00 | $3941.15 |  | 9.011% | $863.35 | $863.35 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9703.10 | 1 | XXXX | $6866.04 | XXXX | $572.17 |  |  |  |  |  | 42.203% | 42.203% | 42.203% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3255.00 |  | 6.870% | $0.00 | 3.7 |  |  |  | No | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $58418.15 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $315018.00 | 3.603% | 08/17/2021 | $294981.00 | $1432.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222954415 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2112.50 | $2595.00 |  | 9.339% | $1057.72 | $1057.72 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3633.77 | 1 | XXXX | $1203.24 | XXXX | $100.27 |  |  |  |  |  | 43.935% | 43.935% | 43.935% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2112.50 |  | 6.930% | $0.00 | 1 |  |  |  | No | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $169000.00 | 3.375% | 12/10/2020 | $155035.67 | $747.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222958378 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3455.21 | $5574.01 |  | 8.527% | $1092.21 | $1092.21 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5864.79 | 1 | XXXX | $2603.04 | XXXX | $216.92 |  |  |  |  |  | 49.998% | 49.998% | 49.998% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3455.21 |  | 6.890% | $0.00 | 4.1 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $684000.00 | 3.000% | 09/30/2021 | $635041.61 | $2837.86 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222958385 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5698.56 | $6680.71 |  | 9.092% | $2599.24 | $2599.24 | 8.875% | Yes | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9048.89 | 1 | XXXX | $902.76 | XXXX | $75.23 |  |  |  |  |  | 49.684% | 49.684% | 49.684% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5698.56 |  | 6.980% | $0.00 | 1.2 |  |  |  | No | No | 8.875% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 12.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $534015.27 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $461250.00 | 3.000% | 09/01/2020 | $419565.00 | $2209.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 159.93 |  | No | No |  | ($586.67) | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222958450 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1895.16 |  | 9.024% | $549.10 | $549.10 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6274.65 | 1 | XXXX | $1644.96 | XXXX | $137.08 |  |  |  |  |  | 30.660% | 30.660% | 30.660% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $207070.00 | 3.500% | 12/17/2019 | $186508.00 | $929.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222958494 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2581.30 |  | 8.677% | $3398.94 | $3398.94 | 8.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12304.23 | 1 | XXXX | $3444.00 | XXXX | $287.00 |  |  |  |  |  | 49.473% | 49.473% | 49.473% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.870% | $0.00 | 2.5 |  |  |  | No | No | 8.625% | 2 | 2 | 1 | 0 | 2 | 2 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $504200.00 | 3.000% | 07/27/2020 | $455231.35 | $2125.73 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5104.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222962323 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | $2495.82 |  | 9.654% | $840.07 | $840.07 | 9.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14627.74 | 1 | XXXX | $1920.00 | XXXX | $160.00 |  |  |  |  |  | 36.783% | 36.783% | 36.783% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.930% | $0.00 | 2.2 |  |  |  | No | No | 9.375% | 0 | 0 | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $394250.00 | 3.625% | 09/03/2019 | $351752.59 | $1797.98 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.21 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222962429 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1690.00 | $2189.54 |  | 8.970% | $1877.72 | $1877.72 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11392.61 | 1 | XXXX | $2778.96 | XXXX | $231.58 |  |  |  |  |  | 44.714% | 44.714% | 44.714% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1690.00 |  | 7.070% | $0.00 | 3.4 |  |  |  | No | No | 8.875% | 3 | 3 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $8729.80 |  | No | 24 | 23 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $700000.00 | 5.000% | 07/20/2022 | $673177.00 | $3757.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.24 |  | No | No |  | ($392.85) | $11298.85 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222968977 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $8840.00 | $9810.76 |  | 9.112% | $2360.10 | $2360.10 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $75378.03 | 1 | XXXX | $6576.96 | XXXX | $548.08 |  |  |  |  |  | 32.285% | 32.285% | 32.285% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $8840.00 |  | 6.930% | $0.00 | 4.7 |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1750000.00 | 3.125% | 09/14/2006 | $1767804.51 | $9360.48 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222969426 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3148.03 | $4361.35 |  | 8.683% | $1017.29 | $1017.29 | 8.000% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6605.33 | 1 | XXXX | $2272.44 | XXXX | $189.37 |  |  |  |  |  | 31.599% | 31.599% | 31.599% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - No Results Returned - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3148.03 |  | 6.220% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $435000.00 | 2.880% | 10/08/2021 | $403864.19 | $1804.78 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 33.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222969428 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1395.00 | $4514.40 |  | 8.701% | $3766.84 | $3766.84 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20423.70 | 3 | XXXX | $2736.60 | XXXX | $228.05 |  |  |  |  |  | 41.170% | 41.170% | 41.170% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1395.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 1 | 0 | 3 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $450000.00 | 3.875% | 09/09/2016 | $373719.17 | $2116.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222969447 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $1799.83 |  | 9.022% | $1034.34 | $1034.34 | 8.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6333.15 | 1 | XXXX | $1031.16 | XXXX | $85.93 |  |  |  |  |  | 46.424% | 46.424% | 46.424% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.870% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $254000.00 | 3.250% | 07/12/2021 | $221404.55 | $1440.64 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.51 |  |  | No |  | $2001.56 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222969474 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1925.83 |  | 8.700% | $687.94 | $687.94 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4564.63 | 1 | XXXX | $2864.04 | XXXX | $238.67 |  |  |  |  |  | 35.506% | 35.506% | 35.506% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.375% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $208240.00 | 2.875% | 11/14/2017 | $216265.83 | $1006.06 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222969476 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2400.00 | $2803.60 |  | 8.910% | $1138.48 | $1138.48 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10304.49 | 1 | XXXX | $4578.00 | XXXX | $381.50 |  |  |  |  |  | 37.084% | 37.084% | 37.084% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2400.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $360000.00 | 3.500% | 04/20/2020 | $269250.00 | $2573.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222971385 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1990.00 | $2840.93 |  | 9.059% | $786.70 | $786.70 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7464.65 | 1 | XXXX | $2697.00 | XXXX | $224.75 |  |  |  |  |  | 41.007% | 41.007% | 41.007% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $709500.00 | 3.625% | 09/16/2021 | $663901.10 | $3235.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222971413 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1073.18 | $1767.99 |  | 8.855% | $1334.98 | $1334.98 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17544.91 | 1 | XXXX | $1665.72 | XXXX | $138.81 |  |  |  |  |  | 22.511% | 22.511% | 22.511% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1073.18 |  | 6.930% | $0.00 | 2.1 |  |  |  | No | No | 8.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | Yes | 24 | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $280600.00 | 2.875% | 02/22/2021 | $256707.00 | $1164.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.98 |  |  | No |  | $0.00 | $11375.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222971447 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2035.00 | $2733.32 |  | 8.766% | $577.65 | $577.65 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2907.82 | 1 | XXXX | $2365.08 | XXXX | $197.09 |  |  |  |  |  | 40.695% | 40.695% | 40.695% | [Redacted] | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2035.00 |  | 6.980% | $0.00 | 2 |  |  |  | Yes | No | 8.375% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $269332.00 | 2.625% | 02/17/2021 | $245240.00 | $1081.77 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222971473 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5017.36 | $5608.84 |  | 9.326% | $1546.02 | $1546.02 | 8.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4647.53 | 1 | XXXX | $1509.00 | XXXX | $125.75 |  |  |  |  |  | 49.579% | 49.579% | 49.579% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 57.000% | 49.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5017.36 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 3 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $330000.00 | 3.375% | 09/29/2021 | $307561.19 | $1458.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $3948.58 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222974136 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2095.00 | $2680.94 |  | 9.230% | $388.89 | $388.89 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2456.54 | 1 | XXXX | $1401.60 | XXXX | $116.80 |  |  |  |  |  | 42.692% | 42.692% | 42.692% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2095.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $240000.00 | 3.250% | 12/27/2021 | $225103.76 | $1044.50 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222977030 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3532.00 | $3806.44 |  | 9.293% | $629.36 | $629.36 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3154.46 | 1 | XXXX | $2613.96 | XXXX | $217.83 |  |  |  |  |  | 50.031% | 50.031% | 50.031% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3532.00 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $147283.00 | 3.000% | 01/04/2010 | $137923.00 | $632.41 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222977090 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2952.50 | $3575.69 |  | 8.621% | $2383.63 | $2383.63 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $23283.08 | 1 | XXXX | $3192.96 | XXXX | $266.08 |  |  |  |  |  | 43.682% | 43.682% | 43.682% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2952.50 |  | 6.930% | $0.00 | 3.4 |  |  |  | No | No | 8.500% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 6 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $689470.00 | 2.625% | 11/08/2021 | $637830.56 | $2769.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $18008.54 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222977209 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5376.25 | $5849.69 |  | 9.559% | $1772.87 | $1772.87 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5676.97 | 1 | XXXX | $2094.12 | XXXX | $174.51 |  |  |  |  |  | 49.659% | 49.659% | 49.659% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5376.25 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $492927.00 |  | 12/19/2020 | $448227.00 | $1979.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222978649 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5484.18 | $5799.32 |  | 9.117% | $2131.53 | $2131.53 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7062.98 | 1 | XXXX | $1512.00 | XXXX | $126.00 |  |  |  |  |  | 43.143% | 43.143% | 43.143% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 49.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5484.18 |  | 6.880% | $0.00 | 1.2 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $393400.00 | 3.875% | 04/27/2012 | $318580.54 | $1849.91 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222978651 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2647.00 | $1568.12 |  | 9.617% | $1244.46 | $1244.46 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3454.27 | 1 | XXXX | $1446.96 | XXXX | $120.58 |  |  |  |  |  | 43.597% | 43.597% | 43.597% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2647.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 9 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $192500.00 | 3.375% | 12/23/2021 | $176075.84 | $851.04 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222979218 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $244.34 |  | 8.880% | $2912.73 | $2912.73 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $93710.20 | 1 | XXXX | $4040.04 | XXXX | $336.67 |  |  |  |  |  | 19.490% | 19.490% | 19.490% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.920% | $0.00 | 1.3 |  |  |  | N/A | No | 8.875% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $895940.13 | 61.120% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $806500.00 | 0.100% | 07/01/2021 | $806500.00 | $5570.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 77.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222979360 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5460.00 | $6602.71 |  | 8.685% | $2975.70 | $2975.70 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15525.72 | 1 | XXXX | $2454.00 | XXXX | $204.50 |  |  |  |  |  | 48.908% | 48.908% | 48.908% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5460.00 |  | 6.850% | $0.00 | 2.5 |  |  |  | No | No | 8.500% | 0 |  | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $690000.00 | 4.625% | 05/01/2016 | $617192.00 | $3547.56 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222981307 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1537.50 | $2365.27 |  | 8.572% | $371.25 | $371.25 | 8.125% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3005.94 | 1 | XXXX | $1878.00 | XXXX | $156.50 |  |  |  |  |  | 46.014% | 46.014% | 46.014% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1537.50 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 23 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $196000.00 | 5.500% | 06/06/2022 | $189558.00 | $1112.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.33 |  |  | No |  | $0.00 | $2353.37 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222981386 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2794.37 | $3103.20 |  | 8.958% | $3419.01 | $3419.01 | 8.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $14818.02 | 1 | XXXX | $1483.44 | XXXX | $123.62 |  |  |  |  |  | 28.038% | 28.038% | 28.038% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2794.37 |  | 6.870% | $0.00 | 2.6 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $318330.00 | 3.500% | 04/23/2016 | $270285.00 | $1429.44 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222981517 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1390.00 | $0.00 |  | 8.002% | $3118.50 | $3118.50 | 8.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18096.49 | 1 | XXXX | $2107.08 | XXXX | $175.59 |  |  |  |  |  | 40.278% | 40.278% | 40.278% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1390.00 |  | 6.880% | $0.00 | 2.8 |  |  |  | No | No | 8.000% | 2 | 2 | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $800000.00 | 2.875% | 07/30/2021 | $572868.41 | $5476.69 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.89 |  | No | No |  | $12220.84 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222982415 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3752.76 | $8117.57 |  | 8.767% | $3189.29 | $3189.29 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $90819.90 | 1 | XXXX | $3761.04 | XXXX | $313.42 |  |  |  |  |  | 10.880% | 10.880% | 10.880% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 66.500% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 66.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 66.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 66.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3752.76 |  | 6.870% | $0.00 | 2.8 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $792000.00 | 2.990% | 03/15/2021 | $728439.61 | $3334.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222982425 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2190.00 | $1705.46 |  | 8.597% | $646.06 | $646.06 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8968.29 | 1 | XXXX | $4617.96 | XXXX | $384.83 |  |  |  |  |  | 36.694% | 36.694% | 36.694% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2190.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 0 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $369550.00 | 3.125% | 08/14/2020 | $335033.88 | $1583.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 222986349 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5695.00 | $6088.36 |  | 8.420% | $3005.07 | $3005.07 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11297.60 | 1 | XXXX | $1698.96 | XXXX | $141.58 |  |  |  |  |  | 42.869% | 42.869% | 42.869% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5695.00 |  | 6.920% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 3 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $4939.28 |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $765600.00 | 3.500% | 10/31/2020 | $699065.42 | $3437.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.23 |  |  | No |  | $0.00 | $7988.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223002998 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $601.02 |  | 8.125% | $742.49 | $742.49 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5811.77 | 1 | XXXX | $1574.04 | XXXX | $131.17 |  |  |  |  |  | 48.585% | 48.585% | 48.585% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.125% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $391773.00 | 3.250% | 05/20/2016 | $315315.04 | $1705.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223005114 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3272.58 | $4708.08 |  | 9.067% | $795.27 | $795.27 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14173.35 | 1 | XXXX | $2108.04 | XXXX | $175.67 |  |  |  |  |  | 39.959% | 39.959% | 39.959% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3272.58 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $165582.00 | 5.125% | 05/21/2004 | $71593.55 | $794.57 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223005792 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1263.06 | $2198.56 |  | 8.505% | $403.36 | $403.36 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5330.41 | 1 | XXXX | $2701.68 | XXXX | $225.14 |  |  |  |  |  | 41.683% | 41.683% | 41.683% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1263.06 |  | 7.070% | $0.00 |  |  |  |  | N/A | No | 8.125% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $146270.00 | 3.000% | 09/01/2020 | $132350.00 | $616.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223008988 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1910.00 | $2158.64 |  | 9.816% | $499.43 | $499.43 | 9.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6310.54 | 1 | XXXX | $1845.24 | XXXX | $153.77 |  |  |  |  |  | 37.764% | 37.764% | 37.764% | [Redacted] | 649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Tax Return Extension - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1910.00 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 12.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $147600.00 | 5.000% | 06/11/2014 | $85646.68 | $981.59 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223009211 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1287.38 | $2000.57 |  | 9.777% | $557.49 | $557.49 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8233.14 | 1 | XXXX | $3363.00 | XXXX | $280.25 |  |  |  |  |  | 47.417% | 47.417% | 47.417% | [Redacted] | 651 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1287.38 |  | 6.730% | $0.00 | 1.6 |  |  |  | No | No | 9.500% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $235653.00 | 3.125% | 02/04/2021 | $215846.00 | $1009.48 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.37 |  |  | No |  | $0.00 | $4846.52 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223009826 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1890.00 | $2702.75 |  | 9.300% | $393.35 | $393.35 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4596.72 | 1 | XXXX | $1992.00 | XXXX | $166.00 |  |  |  |  |  | 40.252% | 40.252% | 40.252% | [Redacted] | 644 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1890.00 |  | 6.850% | $0.00 | 1.8 |  |  |  | Yes | No | 8.750% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $245471.00 | 3.125% | 07/26/2016 | $175980.97 | $860.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223009990 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | $2915.20 |  | 8.505% | $751.27 | $751.27 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6644.19 | 1 | XXXX | $941.52 | XXXX | $78.46 |  |  |  |  |  | 32.191% | 32.191% | 32.191% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.250% | 3 | 3 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 20 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $275500.00 | 2.875% | 09/05/2020 | $248787.67 | $1143.03 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.17 |  |  | No |  | $0.00 | $4141.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223009995 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2601.00 |  | 9.782% | $1103.77 | $1103.77 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10427.55 | 1 | XXXX | $1974.00 | XXXX | $164.50 |  |  |  |  |  | 43.960% | 43.960% | 43.960% | [Redacted] | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.880% | $0.00 | 1.7 |  |  |  | No | No | 9.625% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 1 | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $389000.00 | 4.125% | 12/08/2021 | $368543.00 | $1885.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.91 |  | No | No |  | $0.00 | $10779.65 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223009998 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1724.80 | $2472.05 |  | 8.572% | $528.14 | $528.14 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2979.77 | 1 | XXXX | $2600.04 | XXXX | $216.67 |  |  |  |  |  | 48.840% | 48.840% | 48.840% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1724.80 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $259200.00 | 3.500% | 04/26/2021 | $239614.97 | $1163.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223012470 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $970.00 | $1614.00 |  | 8.035% | $358.21 | $358.21 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5422.83 | 1 | XXXX | $1293.96 | XXXX | $107.83 |  |  |  |  |  | 28.227% | 28.227% | 28.227% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $970.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 7.750% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $205000.00 | 2.750% | 08/09/2021 | $166307.47 | $852.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223012575 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2368.86 |  | 8.830% | $777.79 | $777.79 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6599.73 | 1 | XXXX | $3670.08 | XXXX | $305.84 |  |  |  |  |  | 41.425% | 41.425% | 41.425% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.920% | $0.00 | 1.2 |  |  |  | Yes | No | 8.625% | 2 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $406253.00 | 2.875% | 09/10/2020 | $365377.00 | $1685.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223013233 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1854.38 | $2738.70 |  | 8.448% | $882.74 | $882.74 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4506.12 | 1 | XXXX | $1704.12 | XXXX | $142.01 |  |  |  |  |  | 44.223% | 44.223% | 44.223% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1854.38 |  | 6.870% | $0.00 | 1.4 |  |  |  | Yes | No | 8.250% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $235000.00 | 2.990% | 10/21/2021 | $218920.37 | $989.50 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223013361 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | $3226.96 |  | 9.576% | $1164.45 | $1164.45 | 9.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4555.12 | 1 | XXXX | $1591.56 | XXXX | $132.63 |  |  |  |  |  | 46.274% | 46.274% | 46.274% | [Redacted] | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 9.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $203000.00 | 3.990% | 04/05/2022 | $193123.00 | $967.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223013401 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2175.00 | $2996.36 |  | 9.260% | $472.02 | $472.02 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4831.47 | 1 | XXXX | $2069.16 | XXXX | $172.43 |  |  |  |  |  | 44.783% | 44.783% | 44.783% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2175.00 |  | 6.870% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $278500.00 | 3.625% | 02/05/2022 | $262674.43 | $1270.10 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223015794 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3616.49 | $5095.99 |  | 9.013% | $979.74 | $979.74 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13535.75 | 1 | XXXX | $3728.52 | XXXX | $310.71 |  |  |  |  |  | 44.873% | 44.873% | 44.873% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | Yes | 12 | Personal | 96.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $3616.49 |  | 6.880% | $0.00 | 2.1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  | 120 | Not Stated |  |  |  | XXXX | $113730.44 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $417100.00 | 3.500% | 07/10/2020 | $379535.28 | $0.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223016180 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1765.00 | $2375.59 |  | 9.268% | $477.39 | $477.39 | 8.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5234.64 | 1 | XXXX | $937.92 | XXXX | $78.16 |  |  |  |  |  | 35.122% | 35.122% | 35.122% | [Redacted] | 657 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1765.00 |  | 6.850% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $407500.00 | 3.250% | 01/08/2020 | $364710.45 | $1773.47 | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2158.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223018951 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1990.00 | $4716.00 |  | 8.198% | $3092.50 | $3092.50 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24850.95 | 1 | XXXX | $3707.04 | XXXX | $308.92 |  |  |  |  |  | 26.114% | 26.114% | 26.114% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.880% | $0.00 | 2.9 |  |  |  | No | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $530.00 |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $697900.00 | 2.990% | 11/09/2020 | $634941.00 | $2938.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223023833 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4900.00 | $7209.40 |  | 8.897% | $3146.80 | $3146.80 | 8.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $9006.05 | 1 | XXXX | $2856.12 | XXXX | $238.01 |  |  |  |  |  | 48.566% | 48.566% | 48.566% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4900.00 |  | 6.850% | $0.00 | 3.8 |  |  |  | No | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $553600.00 | 3.125% | 06/24/2020 | $499762.78 | $2371.49 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 28.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223023851 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2056.00 | $2870.25 |  | 10.035% | $611.99 | $611.99 | 9.625% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3976.72 | 1 | XXXX | $2654.04 | XXXX | $221.17 |  |  |  |  |  | 40.577% | 40.577% | 40.577% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2056.00 |  | 6.730% | $0.00 | 2.5 |  |  |  | Yes | No | 9.625% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 2 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $271982.00 | 3.500% | 04/23/2020 | $246486.11 | $1221.32 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3783.73 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223023854 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3870.00 | $4816.20 |  | 9.996% | $1121.99 | $1121.99 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7300.82 | 1 | XXXX | $734.16 | XXXX | $61.18 |  |  |  |  |  | 40.108% | 40.108% | 40.108% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3870.00 |  | 6.850% | $0.00 | 4.7 |  |  |  | Yes | No | 9.625% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $540000.00 | 2.990% | 12/03/2021 | $505821.00 | $2273.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223024814 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | $2963.60 |  | 8.350% | $587.01 | $587.01 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3075.30 | 1 | XXXX | $3276.24 | XXXX | $273.02 |  |  |  |  |  | 44.677% | 44.677% | 44.677% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.000% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $120000.00 | 3.250% | 09/03/2020 | $106267.17 | $522.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223025771 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3077.50 | $4136.10 |  | 8.717% | $2450.04 | $2450.04 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10024.10 | 1 | XXXX | $2571.96 | XXXX | $214.33 |  |  |  |  |  | 47.830% | 47.830% | 47.830% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3077.50 |  | 6.920% | $0.00 | 4.7 |  |  |  | Yes | No | 8.625% | 2 |  | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $696000.00 | 3.375% | 05/19/2021 | $643643.00 | $3076.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223025783 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1679.75 | $2427.15 |  | 8.814% | $418.04 | $418.04 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4493.47 | 1 | XXXX | $1721.04 | XXXX | $143.42 |  |  |  |  |  | 49.861% | 49.861% | 49.861% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2016 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1679.75 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $246000.00 | 2.990% | 10/01/2021 | $228702.00 | $1035.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223025785 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3270.00 | $4015.00 |  | 9.216% | $914.99 | $914.99 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13128.51 | 1 | XXXX | $9545.04 | XXXX | $795.42 |  |  |  |  |  | 41.090% | 41.090% | 41.090% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3270.00 |  | 6.930% | $0.00 | 3.2 |  |  |  | No | No | 8.875% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $481500.00 | 3.625% | 02/01/2021 | $438069.70 | $2195.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $14658.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223025788 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1523.00 | $2441.78 |  | 9.247% | $393.35 | $393.35 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5137.04 | 1 | XXXX | $3206.04 | XXXX | $267.17 |  |  |  |  |  | 39.306% | 39.306% | 39.306% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1523.00 |  | 6.850% | $0.00 | 1.1 |  |  |  | Yes | No | 8.750% | 3 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 13 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $454613.00 | 2.625% | 12/18/2020 | $411655.58 | $1825.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223025792 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2008.00 | $3317.24 |  | 8.434% | $878.39 | $878.39 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4091.81 | 1 | XXXX | $5698.56 | XXXX | $474.88 |  |  |  |  |  | 39.080% | 39.080% | 39.080% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2008.00 |  | 6.400% | $0.00 |  |  |  |  | N/A | No | 7.500% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $192650.00 | 2.625% | 09/02/2020 | $173267.00 | $773.78 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223030794 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2615.00 | $4110.80 |  | 9.004% | $1989.11 | $1989.11 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $129526.99 | 1 | XXXX | $2457.00 | XXXX | $204.75 |  |  |  |  |  | 9.093% | 9.093% | 9.093% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2615.00 |  | 6.850% | $0.00 | 1 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $566250.00 | 3.375% | 03/29/2007 | $375562.64 | $1839.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223035660 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2482.25 | $3098.09 |  | 8.882% | $479.13 | $479.13 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4203.86 | 1 | XXXX | $2198.04 | XXXX | $183.17 |  |  |  |  |  | 39.995% | 39.995% | 39.995% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2482.25 |  | 6.870% | $0.00 | 2.5 |  |  |  | Yes | No | 8.375% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $209000.00 | 3.625% | 04/17/2021 | $193881.24 | $953.15 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223041299 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2183.13 | $3195.60 |  | 9.339% | $744.28 | $744.28 | 9.000% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4108.03 | 1 | XXXX | $2769.96 | XXXX | $230.83 |  |  |  |  |  | 49.168% | 49.168% | 49.168% | [Redacted] | 625 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2183.13 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $647200.00 | 3.375% | 12/28/2021 | $606667.54 | $2861.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223041303 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3930.00 | $5380.20 |  | 8.871% | $1555.58 | $1555.58 | 8.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14049.75 | 1 | XXXX | $2621.04 | XXXX | $218.42 |  |  |  |  |  | 39.384% | 39.384% | 39.384% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3930.00 |  | 6.850% | $0.00 | 2.5 |  |  |  | Yes | No | 8.625% | 1 | 0 | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $467775.00 | 3.500% | 11/03/2020 | $429904.00 | $2100.52 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223041347 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2365.00 | $3294.94 |  | 8.192% | $1100.65 | $1100.65 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7461.88 | 1 | XXXX | $1349.16 | XXXX | $112.43 |  |  |  |  |  | 31.709% | 31.709% | 31.709% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2365.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.000% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $488100.00 | 3.000% | 06/03/2020 | $440151.00 | $2057.85 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3259.36 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223049777 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $1682.11 |  | 8.362% | $480.08 | $480.08 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2698.27 | 1 | XXXX | $582.96 | XXXX | $48.58 |  |  |  |  |  | 39.646% | 39.646% | 39.646% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $100531.69 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $265000.00 | 3.125% | 08/19/2021 | $245065.73 | $1135.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 57.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223049879 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3090.00 | $3959.56 |  | 8.386% | $733.76 | $733.76 | 8.000% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6503.78 | 1 | XXXX | $1494.00 | XXXX | $124.50 |  |  |  |  |  | 31.791% | 31.791% | 31.791% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3090.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $141000.00 | 3.250% | 11/01/2021 | $124298.64 | $799.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 46.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223053813 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2261.50 | $3206.80 |  | 10.319% | $686.00 | $686.00 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $75274.68 | 1 | XXXX | $8984.40 | XXXX | $748.70 |  |  |  |  |  | 10.234% | 10.234% | 10.234% | [Redacted] | 643 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2261.50 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $608000.00 | 3.375% | 11/18/2021 | $570098.33 | $2687.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223056390 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | $3040.06 |  | 8.776% | $1372.80 | $1372.80 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6699.90 | 1 | XXXX | $2510.16 | XXXX | $209.18 |  |  |  |  |  | 44.737% | 44.737% | 44.737% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.625% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $12755.99 |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $529000.00 | 3.500% | 08/25/2021 | $493714.62 | $2375.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.86 |  |  | No |  | $0.00 | $3532.40 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223056683 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2458.00 | $3698.94 |  | 8.715% | $1199.51 | $1199.51 | 8.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16644.29 | 1 | XXXX | $1995.00 | XXXX | $166.25 |  |  |  |  |  | 41.531% | 41.531% | 41.531% | [Redacted] | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.60000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.60000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.60000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.60000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 29.60000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.65000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.65000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.65000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.65000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.65000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2458.00 |  | 6.870% | $0.00 | 2.6 |  |  |  | Yes | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $24440.15 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $919000.00 | 7.250% | 10/30/2024 | $919000.00 | $5552.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.95 |  |  | No |  | $13174.93 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223062510 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2195.00 | $3348.00 |  | 9.344% | $1079.67 | $1079.67 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7392.47 | 1 | XXXX | $1011.96 | XXXX | $84.33 |  |  |  |  |  | 42.222% | 42.222% | 42.222% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2195.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 9.000% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $597875.00 | 2.750% | 09/10/2021 | $554249.49 | $2440.77 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223062511 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $2943.06 |  | 7.964% | $1647.23 | $1647.23 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6592.84 | 1 | XXXX | $1920.96 | XXXX | $160.08 |  |  |  |  |  | 48.221% | 48.221% | 48.221% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.750% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $315000.00 | 2.625% | 03/04/2021 | $199177.22 | $1688.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223062818 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3205.00 | $3508.40 |  | 9.720% | $658.14 | $658.14 | 9.250% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4563.79 | 1 | XXXX | $1200.96 | XXXX | $100.08 |  |  |  |  |  | 43.990% | 43.990% | 43.990% | [Redacted] | 653 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3205.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 9.250% | 3 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $370500.00 | 3.250% | 05/30/2024 | $337938.98 | $1612.44 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.04 |  |  | No |  | $2022.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223066728 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2691.38 | $3614.58 |  | 10.328% | $498.94 | $498.94 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7771.02 | 1 | XXXX | $1270.20 | XXXX | $105.85 |  |  |  |  |  | 49.825% | 49.825% | 49.825% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2691.38 |  | 6.870% | $0.00 | 1 |  |  |  | Yes | No | 9.625% | 3 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $58639.14 |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $207000.00 | 4.500% | 08/12/2019 | $188355.56 | $1048.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.49 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223067979 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2690.00 | $4290.04 |  | 8.757% | $2177.81 | $2177.81 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14368.60 | 1 | XXXX | $1219.20 | XXXX | $101.60 |  |  |  |  |  | 49.128% | 49.128% | 49.128% | [Redacted] | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2690.00 |  | 6.930% | $0.00 | 3 |  |  |  | No | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1209000.00 | 2.750% | 12/23/2024 | $902058.81 | $3984.43 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223068112 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2240.00 | $3908.79 |  | 8.427% | $1502.53 | $1502.53 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8381.83 | 1 | XXXX | $1162.56 | XXXX | $96.88 |  |  |  |  |  | 36.385% | 36.385% | 36.385% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2240.00 |  | 6.870% | $0.00 | 1 |  |  |  | N/A | No | 8.250% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $410000.00 | 2.990% | 08/26/2020 | $370922.79 | $1726.37 | No | Individual | No |  | No |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223068119 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1960.00 | $3424.10 |  | 8.716% | $1137.99 | $1137.99 | 8.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4450.19 | 1 | XXXX | $3699.96 | XXXX | $308.33 |  |  |  |  |  | 41.175% | 41.175% | 41.175% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1960.00 |  | 6.920% | $0.00 | 2.6 |  |  |  | No | No | 8.500% | 0 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $237650.00 | 3.213% | 08/18/2020 | $211062.31 | $1050.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7565.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223068121 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1168.00 | $1640.98 |  | 9.784% | $496.10 | $496.10 | 9.500% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1708.66 | 1 | XXXX | $1521.00 | XXXX | $126.75 |  |  |  |  |  | 51.818% | 51.818% | 51.818% | [Redacted] | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; Transcripts (1040) - No Results Returned - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1168.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $90000.00 | 3.205% | 09/20/2021 | $84045.25 | $389.47 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223068374 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3516.25 | $3556.75 |  | 8.445% | $594.69 | $594.69 | 8.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7905.83 | 1 | XXXX | $1557.72 | XXXX | $129.81 |  |  |  |  |  | 44.471% | 44.471% | 44.471% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Annuity]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Non-Primary Income - Annuity]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3516.25 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $135000.00 | 3.500% | 09/07/2016 | $54516.00 | $1307.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.72 |  | No | No |  | $2020.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223068376 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3592.00 | $4398.80 |  | 9.678% | $706.32 | $706.32 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12004.29 | 1 | XXXX | $1109.16 | XXXX | $92.43 |  |  |  |  |  | 41.468% | 41.468% | 41.468% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3592.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 1 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $699900.00 | 3.125% | 09/09/2020 | $512532.39 | $2348.57 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.56 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223068831 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2772.00 | $3257.40 |  | 8.958% | $766.12 | $766.12 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8510.33 | 1 | XXXX | $5181.36 | XXXX | $431.78 |  |  |  |  |  | 40.658% | 40.658% | 40.658% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2772.00 |  | 6.730% | $0.00 | 1.7 |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $341000.00 | 3.500% | 11/30/2021 | $320064.86 | $2456.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223068851 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1990.00 | $3732.76 |  | 7.974% | $1559.80 | $1559.80 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6496.55 | 1 | XXXX | $664.56 | XXXX | $55.38 |  |  |  |  |  | 44.980% | 44.980% | 44.980% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.620% | $0.00 | 1 |  |  |  | No | No | 7.750% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 25 | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $312365.00 | 3.000% | 11/23/2020 | $238716.51 | $1316.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6666.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223068921 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1790.00 | $2568.48 |  | 8.316% | $658.89 | $658.89 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4897.79 | 1 | XXXX | $885.24 | XXXX | $73.77 |  |  |  |  |  | 43.727% | 43.727% | 43.727% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $153800.00 | 4.999% | 07/01/2022 | $145564.75 | $899.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223076487 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1239.00 | $2246.12 |  | 10.013% | $526.98 | $526.98 | 9.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3921.51 | 1 | XXXX | $1236.00 | XXXX | $103.00 |  |  |  |  |  | 42.129% | 42.129% | 42.129% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1239.00 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 9.625% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $186868.00 | 3.625% | 03/01/2020 | $168659.51 | $852.21 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3566.44 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223078941 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6450.00 | $8588.38 |  | 8.912% | $3776.16 | $3776.16 | 8.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15667.28 | 1 | XXXX | $8475.00 | XXXX | $706.25 |  |  |  |  |  | 44.629% | 44.629% | 44.629% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 49.500% | 49.500% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6450.00 |  | 6.920% | $0.00 | 3.2 |  |  |  | No | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $417000.00 | 3.875% | 04/12/2016 | $330078.62 | $1960.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $14147.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223081682 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $0.00 | $2097.81 |  | 9.329% | $1645.35 | $1645.35 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $30818.55 | 1 | XXXX | $1055.04 | XXXX | $87.92 |  |  |  |  |  | 20.837% | 20.837% | 20.837% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.880% | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $210000.00 | 3.625% | 09/26/2019 | $182591.00 | $957.71 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 67.96 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223089464 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $595.00 | $2921.65 |  | 8.174% | $2981.14 | $2981.14 | 8.125% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $31842.73 | 1 | XXXX | $6360.24 | XXXX | $530.02 |  |  |  |  |  | 34.530% | 34.530% | 34.530% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $595.00 |  | 6.850% | $0.00 | 1.6 |  |  |  | No | No | 8.125% | 2 | 0 | 3 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $765000.00 | 2.875% | 09/24/2021 | $701774.37 | $3173.93 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $11185.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223089501 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3758.75 | $4889.41 |  | 9.286% | $994.56 | $994.56 | 8.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9647.88 | 1 | XXXX | $1944.60 | XXXX | $162.05 |  |  |  |  |  | 48.718% | 48.718% | 48.718% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3758.75 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $620000.00 | 5.990% | 11/30/2022 | $602877.23 | $3713.23 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.34 |  |  | No |  | $10989.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223089817 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2108.75 | $3936.24 |  | 9.185% | $747.37 | $747.37 | 8.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5108.72 | 1 | XXXX | $1473.00 | XXXX | $122.75 |  |  |  |  |  | 49.633% | 49.633% | 49.633% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2108.75 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $475000.00 | 6.990% | 05/07/2024 | $471815.00 | $3157.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 1.91 |  |  | No |  | $4327.81 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223090362 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1790.00 | $3110.12 |  | 8.765% | $1555.58 | $1555.58 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20596.72 | 1 | XXXX | $1655.04 | XXXX | $137.92 |  |  |  |  |  | 34.363% | 34.363% | 34.363% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.625% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $533520.00 | 4.625% | 10/30/2007 | $413405.00 | $2554.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223090409 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1645.00 | $5016.65 |  | 8.131% | $2348.05 | $2348.05 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14717.24 | 1 | XXXX | $5506.32 | XXXX | $458.86 |  |  |  |  |  | 44.255% | 44.255% | 44.255% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1645.00 |  | 6.730% | $0.00 | 5 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $840000.00 | 3.875% | 07/03/2020 | $768591.61 | $3949.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.57 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223111587 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1571.20 |  | 10.108% | $607.84 | $607.84 | 9.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3017.08 | 1 | XXXX | $1593.96 | XXXX | $132.83 |  |  |  |  |  | 49.530% | 49.530% | 49.530% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $276800.00 | 2.500% | 10/29/2020 | $249010.52 | $1093.69 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $481.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223114301 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1395.00 | $2057.18 |  | 8.296% | $513.78 | $513.78 | 7.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3567.63 | 1 | XXXX | $1205.04 | XXXX | $100.42 |  |  |  |  |  | 49.921% | 49.921% | 49.921% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - IRA Distribution]; 1099-R - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1395.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $275000.00 | 3.375% | 06/10/2021 | $254812.36 | $1215.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $1173.10 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223114341 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3752.50 | $5813.28 |  | 8.826% | $1026.10 | $1026.10 | 8.375% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5634.93 | 1 | XXXX | $3201.96 | XXXX | $266.83 |  |  |  |  |  | 49.125% | 49.125% | 49.125% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 44.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3752.50 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 2 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 25 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $632000.00 | 3.000% | 12/17/2020 | $577982.68 | $2664.54 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.99 |  |  | No |  | $0.00 | $6152.49 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223116798 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2771.88 | $2684.32 |  | 9.669% | $792.51 | $792.51 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4271.80 | 1 | XXXX | $1821.00 | XXXX | $151.75 |  |  |  |  |  | 45.466% | 45.466% | 45.466% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2771.88 |  | 6.470% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $371387.00 | 2.750% | 04/30/2021 | $339899.92 | $1516.15 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223116812 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2746.65 | $5211.45 |  | 9.260% | $1692.12 | $1692.12 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7785.60 | 1 | XXXX | $2503.44 | XXXX | $208.62 |  |  |  |  |  | 42.302% | 42.302% | 42.302% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2746.65 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 | 25 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $306903.00 | 3.875% | 11/18/2016 | $255497.57 | $1443.17 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.84 |  |  | No |  | $0.00 | $5294.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223116815 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2450.60 | $4508.76 |  | 8.864% | $2898.83 | $2898.83 | 8.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11964.42 | 1 | XXXX | $4905.96 | XXXX | $408.83 |  |  |  |  |  | 45.981% | 45.981% | 45.981% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2450.60 |  | 6.870% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $479200.00 | 3.124% | 02/19/2021 | $439916.12 | $2052.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 48.85 |  | No | No |  | $11074.03 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223116852 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2468.92 |  | 9.706% | $1051.07 | $1051.07 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5655.93 | 1 | XXXX | $2982.96 | XXXX | $248.58 |  |  |  |  |  | 47.651% | 47.651% | 47.651% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.870% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 0 |  | 2 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $271400.00 | 3.000% | 05/06/2020 | $243406.18 | $1144.23 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223117762 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1363.84 |  | 9.116% | $856.82 | $856.82 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5732.72 | 1 | XXXX | $2022.00 | XXXX | $168.50 |  |  |  |  |  | 35.238% | 35.238% | 35.238% | [Redacted] | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $350000.00 | 2.625% | 09/11/2020 | $313117.15 | $1405.78 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223117764 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1890.00 | $7983.40 |  | 7.767% | $3539.36 | $3539.36 | 7.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35723.68 | 1 | XXXX | $963.96 | XXXX | $80.33 |  |  |  |  |  | 40.460% | 40.460% | 40.460% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1890.00 |  | 6.850% | $0.00 | 5 |  |  |  | No | No | 7.625% | 3 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1149826.00 | 6.550% | 11/19/2024 | $1147761.58 | $7305.53 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223117868 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1677.25 | $2056.91 |  | 9.072% | $851.34 | $851.34 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14808.86 | 1 | XXXX | $1419.96 | XXXX | $118.33 |  |  |  |  |  | 37.326% | 37.326% | 37.326% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1677.25 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | $586986.43 |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $56000.00 |  | 09/18/2006 | $30721.45 | $440.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 366.61 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223127699 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1965.00 | $2733.96 |  | 8.714% | $371.25 | $371.25 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4613.99 | 1 | XXXX | $2433.96 | XXXX | $202.83 |  |  |  |  |  | 49.598% | 49.598% | 49.598% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Other - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2017 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1965.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $220500.00 | 3.000% | 06/12/2020 | $180952.53 | $1222.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223127707 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3367.08 | $3913.98 |  | 8.862% | $881.56 | $881.56 | 8.500% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3963.56 | 1 | XXXX | $1415.76 | XXXX | $117.98 |  |  |  |  |  | 45.648% | 45.648% | 45.648% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3367.08 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $379527.00 | 2.750% | 12/18/2020 | $345084.02 | $1549.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $6207.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223128053 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2174.34 |  | 8.699% | $845.80 | $845.80 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10836.82 | 1 | XXXX | $1849.68 | XXXX | $154.14 |  |  |  |  |  | 37.834% | 37.834% | 37.834% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.730% | $0.00 | 1.8 |  |  |  | Yes | No | 8.500% | 3 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $498979.00 | 2.750% | 08/10/2020 | $448686.13 | $2037.04 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223128057 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1851.50 | $2210.93 |  | 8.984% | $770.97 | $770.97 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16857.29 | 1 | XXXX | $1226.04 | XXXX | $102.17 |  |  |  |  |  | 31.862% | 31.862% | 31.862% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1851.50 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | $682741.99 |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $98751.00 | 5.425% | 06/27/2023 | $24289.35 | $406.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.92 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223128060 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1390.00 | $2485.65 |  | 8.900% | $1767.42 | $1767.42 | 8.750% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7937.71 | 2 | XXXX | $3269.04 | XXXX | $272.42 |  |  |  |  |  | 41.482% | 41.482% | 41.482% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2020<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1390.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 120 | Not Stated |  |  |  | XXXX | $461127.70 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $520960.00 | 2.875% | 01/09/2020 | $462104.22 | $2161.42 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 94.4 |  |  | No |  | $7491.43 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223128322 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4606.26 | $5347.18 |  | 8.968% | $1965.96 | $1965.96 | 8.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7458.72 | 1 | XXXX | $1692.00 | XXXX | $141.00 |  |  |  |  |  | 49.428% | 49.428% | 49.428% | [Redacted] | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4606.26 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 2 | 2 | 0 | 2 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $550000.00 | 3.000% | 08/23/2021 | $506299.73 | $2318.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4083.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223128480 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $200.00 | $507.91 |  | 8.633% | $1633.04 | $1633.04 | 8.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $8980.23 | 1 | XXXX | $3177.00 | XXXX | $264.75 |  |  |  |  |  | 43.410% | 43.410% | 43.410% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $200.00 |  | 6.620% | $0.00 | 1 |  |  |  | No | No | 8.625% | 1 |  | 1 | 0 | 2 | 1 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $320000.00 | 2.500% | 06/22/2021 | $250041.00 | $2133.73 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 46.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223128485 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1978.66 |  | 7.799% | $3283.79 | $3283.79 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16031.41 | 1 | XXXX | $1089.72 | XXXX | $90.81 |  |  |  |  |  | 43.101% | 43.101% | 43.101% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.600% | $0.00 | 4.5 |  |  |  | No | No | 7.750% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 26 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $819400.00 | 2.875% | 03/23/2021 | $751231.06 | $3399.63 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $17917.27 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223130332 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1990.00 | $3736.57 |  | 9.739% | $1446.27 | $1446.27 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6152.81 | 1 | XXXX | $3262.08 | XXXX | $271.84 |  |  |  |  |  | 47.263% | 47.263% | 47.263% | [Redacted] | 656 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $548250.00 | 2.875% | 11/15/2021 | $510051.00 | $2274.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223132065 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1390.00 | $1662.28 |  | 8.952% | $668.70 | $668.70 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2513.54 | 1 | XXXX | $2559.96 | XXXX | $213.33 |  |  |  |  |  | 47.568% | 47.568% | 47.568% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1390.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $222209.00 | 2.999% | 03/03/2022 | $207846.21 | $936.72 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223132146 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1523.41 | $2387.37 |  | 8.632% | $1316.53 | $1316.53 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4776.80 | 1 | XXXX | $1830.96 | XXXX | $152.58 |  |  |  |  |  | 42.705% | 42.705% | 42.705% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1523.41 |  | 6.730% | $0.00 | 5 |  |  |  | No | No | 8.500% | 2 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $202500.00 | 3.500% | 05/06/2022 | $182281.00 | $909.32 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223132297 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2722.50 | $3525.44 |  | 8.182% | $1223.66 | $1223.66 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4195.89 | 1 | XXXX | $749.04 | XXXX | $62.42 |  |  |  |  |  | 45.144% | 45.144% | 45.144% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2722.50 |  | 6.070% | $0.00 | 1 |  |  |  | No | No | 7.750% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $127606.00 | 2.990% | 11/23/2021 | $114894.30 | $537.31 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.55 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223132438 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $3701.36 |  | 8.563% | $3844.57 | $3844.57 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $21627.74 | 1 | XXXX | $4853.04 | XXXX | $404.42 |  |  |  |  |  | 48.702% | 48.702% | 48.702% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1890.00 |  | 6.850% | $0.00 | 2 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $16086.76 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1768000.00 | 3.625% | 09/24/2021 | $1651433.68 | $8062.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.08 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223134844 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2277.50 | $3206.76 |  | 8.288% | $843.83 | $843.83 | 8.000% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5958.08 | 1 | XXXX | $1638.96 | XXXX | $136.58 |  |  |  |  |  | 49.632% | 49.632% | 49.632% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2277.50 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.000% | 3 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $483200.00 | 2.875% | 12/24/2020 | $439213.62 | $2004.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $4432.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223154325 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2840.00 | $7431.55 |  | 8.213% | $2568.18 | $2568.18 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19833.86 | 1 | XXXX | $1377.96 | XXXX | $114.83 |  |  |  |  |  | 33.231% | 33.231% | 33.231% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2840.00 |  | 6.620% | $0.00 | 2.5 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $500000.00 | 3.500% | 04/15/2022 | $472783.61 | $2245.22 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223157318 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $4616.00 | $6737.60 |  | 9.027% | $2049.35 | $2049.35 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9943.93 | 1 | XXXX | $0.00 | XXXX | $0.00 |  |  |  |  |  | 49.451% | 49.451% | 49.451% | [Redacted] | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4616.00 |  | 6.620% | $0.00 | 4 |  |  |  | N/A | No | 8.750% | 1 |  | 1 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $453100.00 | 3.990% | 02/14/2018 | $496725.21 | $2567.23 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223166126 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1933.45 |  | 8.478% | $1975.66 | $1975.66 | 8.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $27939.29 | 1 | XXXX | $3582.96 | XXXX | $298.58 |  |  |  |  |  | 34.714% | 34.714% | 34.714% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.375% | 3 | 3 | 3 | 0 | 3 | 3 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $486170.80 |  | Yes | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1089000.00 | 6.450% | 04/10/2023 | $1066963.23 | $6847.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.74 |  | No | No |  | $30335.96 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223166204 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3789.50 | $4236.46 |  | 9.234% | $1459.20 | $1459.20 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8429.83 | 1 | XXXX | $2388.00 | XXXX | $199.00 |  |  |  |  |  | 42.196% | 42.196% | 42.196% | [Redacted] | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3789.50 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.750% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 18 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $123322.00 | 6.000% | 07/14/2003 | $58307.00 | $739.38 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223170853 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1719.98 | $2389.89 |  | 9.166% | $510.61 | $510.61 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3572.71 | 1 | XXXX | $4440.00 | XXXX | $370.00 |  |  |  |  |  | 48.619% | 48.619% | 48.619% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1719.98 |  | 6.730% | $0.00 | 3.7 |  |  |  | No | No | 8.750% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $239580.00 | 4.000% | 02/27/2020 | $216694.26 | $1143.79 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223171409 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $850.00 | $1299.67 |  | 9.421% | $406.82 | $406.82 | 9.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2747.08 | 1 | XXXX | $3390.00 | XXXX | $282.50 |  |  |  |  |  | 47.482% | 47.482% | 47.482% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $850.00 |  | 6.930% | $0.00 | 1.6 |  |  |  | No | No | 9.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $263717.00 | 2.875% | 06/30/2021 | $240735.00 | $1094.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223171410 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3635.00 | $3914.11 |  | 8.489% | $920.08 | $920.08 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5166.43 | 1 | XXXX | $2964.48 | XXXX | $247.04 |  |  |  |  |  | 39.776% | 39.776% | 39.776% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3635.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $209169.00 | 2.750% | 11/10/2021 | $183145.11 | $1134.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223179522 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1965.00 | $3203.00 |  | 9.113% | $1193.47 | $1193.47 | 8.875% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7997.16 | 1 | XXXX | $1671.96 | XXXX | $139.33 |  |  |  |  |  | 47.597% | 47.597% | 47.597% | [Redacted] | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross Country | $1965.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $622536.19 |  | No |  | 14 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $850000.00 | 3.325% | 04/06/2021 | $784001.72 | $3734.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 99.72 |  |  | No |  | $0.00 | $15260.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223180093 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $1845.00 |  | 8.299% | $3005.07 | $3005.07 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9937.09 | 1 | XXXX | $7593.00 | XXXX | $632.75 |  |  |  |  |  | 43.525% | 43.525% | 43.525% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021 | [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Tax Return Extension - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.730% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 3 |  | 2 | 0 | 3 | 2 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $510400.00 | 3.990% | 07/22/2020 | $470254.99 | $2433.79 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223180191 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $9875.00 | $10614.73 |  | 8.605% | $3800.36 | $3800.36 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $141952.84 | 1 | XXXX | $3972.00 | XXXX | $331.00 |  |  |  |  |  | 8.183% | 8.183% | 8.183% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 33.330% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $9875.00 |  | 6.650% | $0.00 | 3.3 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $822375.00 | 3.125% | 10/12/2021 | $767278.00 | $3522.85 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223180276 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $549.64 |  | 7.964% | $967.78 | $967.78 | 7.875% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10718.55 | 1 | XXXX | $2690.16 | XXXX | $224.18 |  |  |  |  |  | 27.365% | 27.365% | 27.365% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Other - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.070% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $355000.00 | 2.750% | 10/25/2021 | $324923.33 | $1449.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3846.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223184233 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $10042.84 | $11742.84 |  | 8.517% | $3607.30 | $3607.30 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $85939.57 | 1 | XXXX | $3671.04 | XXXX | $305.92 |  |  |  |  |  | 32.834% | 32.834% | 32.834% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $10042.84 |  | 6.650% | $0.00 | 3.3 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1750000.00 | 4.375% | 02/14/2022 | $1664838.10 | $8737.49 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223186106 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5955.00 | $6215.07 |  | 8.420% | $1714.70 | $1714.70 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12235.62 | 1 | XXXX | $2583.00 | XXXX | $215.25 |  |  |  |  |  | 49.047% | 49.047% | 49.047% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5955.00 |  | 6.470% | $0.00 | 1.5 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $569500.00 | 4.250% | 12/20/2017 | $488006.66 | $2801.60 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223186642 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1218.75 | $1828.63 |  | 8.688% | $494.05 | $494.05 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3927.77 | 1 | XXXX | $1233.00 | XXXX | $102.75 |  |  |  |  |  | 41.806% | 41.806% | 41.806% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1218.75 |  | 6.880% | $0.00 | 2.5 |  |  |  | No | No | 8.375% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $281000.00 | 4.375% | 02/28/2022 | $266467.17 | $1402.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223193335 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $7365.00 | $6495.00 |  | 8.302% | $4221.18 | $4221.18 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14479.50 | 1 | XXXX | $9581.64 | XXXX | $798.47 |  |  |  |  |  | 44.310% | 44.310% | 44.310% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Deposit Receipt - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Deposit Receipt - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7365.00 |  | 6.310% | $0.00 | 3.5 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $816000.00 | 3.750% | 04/12/2022 | $767258.89 | $3779.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223193642 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1965.00 | $2232.15 |  | 9.307% | $411.07 | $411.07 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1238.53 | 1 | XXXX | $1111.20 | XXXX | $92.60 |  |  |  |  |  | 48.814% | 48.814% | 48.814% | [Redacted] | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1965.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $114000.00 | 2.000% | 12/13/2006 | $45100.56 | $187.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223194682 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2743.35 | $3166.27 |  | 8.579% | $447.60 | $447.60 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4009.00 | 1 | XXXX | $1973.04 | XXXX | $164.42 |  |  |  |  |  | 41.673% | 41.673% | 41.673% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; Account Transcripts - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2743.35 |  | 6.880% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 0 |  | 1 | 0 | 2 | 3 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $306300.00 | 3.312% | 03/22/2021 | $281905.56 | $1343.48 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223194707 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5740.00 | $7474.33 |  | 8.257% | $1834.41 | $1834.41 | 8.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8703.88 | 4 | XXXX | $2301.00 | XXXX | $191.75 |  |  |  |  |  | 48.672% | 48.672% | 48.672% | [Redacted] | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5740.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 14.87 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $547450.00 | 3.000% | 10/25/2012 | $126545.00 | $3780.59 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 35.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223195038 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2326.70 | $2635.78 |  | 9.819% | $595.20 | $595.20 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6826.11 | 1 | XXXX | $3243.96 | XXXX | $270.33 |  |  |  |  |  | 28.789% | 28.789% | 28.789% | [Redacted] | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2326.70 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.375% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $271350.00 | 3.750% | 08/06/2021 | $247708.27 | $1256.66 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223195042 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2195.00 | $2698.00 |  | 8.106% | $1325.88 | $1325.88 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6000.62 | 1 | XXXX | $4502.16 | XXXX | $375.18 |  |  |  |  |  | 54.367% | 54.367% | 54.367% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2195.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 | 3 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $496000.00 | 4.000% | 09/25/2015 | $400154.64 | $2367.98 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $9149.70 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223195246 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $4180.75 | $5113.17 |  | 9.946% | $1101.52 | $1101.52 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11977.95 | 1 | XXXX | $8153.04 | XXXX | $679.42 |  |  |  |  |  | 49.259% | 49.259% | 49.259% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Personal - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4180.75 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $113325.41 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $282320.00 | 3.750% | 02/08/2007 | $276970.00 | $1233.49 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.27 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223197984 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $2004.74 |  | 8.775% | $1127.80 | $1127.80 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8996.15 | 1 | XXXX | $2147.52 | XXXX | $178.96 |  |  |  |  |  | 35.020% | 35.020% | 35.020% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.620% | $0.00 | 2.9 |  |  |  | No | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $376165.00 | 2.875% | 05/22/2020 | $330111.56 | $1670.66 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223197985 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2867.50 | $3264.60 |  | 9.184% | $1171.52 | $1171.52 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3542.81 | 1 | XXXX | $1107.96 | XXXX | $92.33 |  |  |  |  |  | 48.253% | 48.253% | 48.253% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2867.50 |  | 6.240% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $293500.00 | 3.500% | 09/04/2021 | $272719.00 | $1317.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223198017 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2990.00 | $4011.85 |  | 8.758% | $760.07 | $760.07 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8906.96 | 1 | XXXX | $1287.36 | XXXX | $107.28 |  |  |  |  |  | 33.900% | 33.900% | 33.900% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2990.00 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 26 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $325000.00 | 3.250% | 08/30/2021 | $301868.08 | $1414.42 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 32.75 |  |  | No |  | $0.00 | $5581.54 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223198149 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $995.00 | $2131.32 |  | 10.311% | $824.75 | $824.75 | 10.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3549.17 | 1 | XXXX | $600.00 | XXXX | $50.00 |  |  |  |  |  | 45.437% | 45.437% | 45.437% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $995.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 10.125% | 1 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $194975.00 | 2.875% | 11/13/2021 | $181766.00 | $808.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223202982 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3180.00 | $5023.03 |  | 8.966% | $1573.40 | $1573.40 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8742.87 | 1 | XXXX | $1407.12 | XXXX | $117.26 |  |  |  |  |  | 48.828% | 48.828% | 48.828% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3180.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other | Not Stated |  |  |  | XXXX | $95574.03 |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $832000.00 | 3.375% | 02/04/2022 | $781374.80 | $3678.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223212321 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $4433.24 |  | 8.117% | $2019.19 | $2019.19 | 8.000% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6754.12 | 1 | XXXX | $3018.00 | XXXX | $251.50 |  |  |  |  |  | 48.242% | 48.242% | 48.242% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 12.500% | 12.500% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 12.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 12.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 12.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.730% | $0.00 |  |  |  |  | No | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $450000.00 | 3.500% | 12/30/2021 | $421584.00 | $2020.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 50.63 |  | No | No |  | $6524.71 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223212339 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4178.80 | $6520.44 |  | 9.107% | $1371.22 | $1371.22 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14955.98 | 1 | XXXX | $3459.72 | XXXX | $288.31 |  |  |  |  |  | 32.023% | 32.023% | 32.023% | [Redacted] | 647 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4178.80 |  | 6.660% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $510000.00 | 2.750% | 02/10/2021 | $408479.25 | $2082.03 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223212340 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1690.00 | $5049.52 |  | 7.802% | $3223.86 | $3223.86 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12231.23 | 1 | XXXX | $8870.04 | XXXX | $739.17 |  |  |  |  |  | 35.656% | 35.656% | 35.656% | [Redacted] | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1690.00 |  | 6.620% | $0.00 | 3.2 |  |  |  | Yes | No | 7.750% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $421632.00 | 2.875% | 01/10/2022 | $393070.01 | $1749.32 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223212548 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5329.61 | $7978.45 |  | 8.649% | $3194.93 | $3194.93 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $44152.32 | 1 | XXXX | $8410.44 | XXXX | $700.87 |  |  |  |  |  | 44.931% | 44.931% | 44.931% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 49.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5329.61 |  | 6.850% | $0.00 | 2.6 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1779756.00 | 7.625% | 12/06/2022 | $1743464.00 | $12597.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223224235 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1500.00 | $3349.56 |  | 8.243% | $1536.97 | $1536.97 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18356.89 | 1 | XXXX | $3308.04 | XXXX | $275.67 |  |  |  |  |  | 22.039% | 22.039% | 22.039% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1500.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 26 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $264300.00 | 2.625% | 07/27/2020 | $192819.23 | $1777.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10833.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223224244 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $7877.50 | $9857.58 |  | 7.810% | $2819.58 | $2819.58 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11086.08 | 1 | XXXX | $7106.16 | XXXX | $592.18 |  |  |  |  |  | 42.729% | 42.729% | 42.729% | [Redacted] | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7877.50 |  | 6.310% | $0.00 | 1.3 |  |  |  | Yes | No | 7.500% | 2 | 2 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 26 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $391000.00 | 1.750% | 03/11/2021 | $300481.29 | $2471.36 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7953.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223224888 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3342.50 | $4818.11 |  | 9.093% | $1551.51 | $1551.51 | 8.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $8708.95 | 1 | XXXX | $1008.96 | XXXX | $84.08 |  |  |  |  |  | 49.302% | 49.302% | 49.302% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3342.50 |  | 6.850% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $170000.00 | 3.750% | 04/30/2020 | $140868.18 | $1007.91 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223224937 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $3059.35 |  | 8.790% | $1166.68 | $1166.68 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $52490.65 | 1 | XXXX | $10410.36 | XXXX | $867.53 |  |  |  |  |  | 17.273% | 17.273% | 17.273% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $730000.00 | 5.500% | 02/01/2019 | $185214.00 | $4144.86 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.39 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223226887 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8590.00 | $11677.50 |  | 8.135% | $2900.28 | $2900.28 | 7.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $48246.58 | 1 | XXXX | $5733.48 | XXXX | $477.79 |  |  |  |  |  | 15.814% | 15.814% | 15.814% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $8590.00 |  | 6.650% | $0.00 | 1.9 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $600000.00 | 3.750% | 02/17/2016 | $483446.15 | $2778.69 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $28654.81 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223235006 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | $2549.30 |  | 9.397% | $441.86 | $441.86 | 8.750% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8596.23 | 1 | XXXX | $2586.96 | XXXX | $215.58 |  |  |  |  |  | 43.035% | 43.035% | 43.035% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $292000.00 | 3.500% | 03/07/2016 | $140432.42 | $2087.46 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $13269.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223235992 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $4237.20 |  | 8.040% | $3668.82 | $3668.82 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $24308.95 | 1 | XXXX | $1023.00 | XXXX | $85.25 |  |  |  |  |  | 22.211% | 22.211% | 22.211% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.730% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 3 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 33 | 17 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $430000.00 | 2.500% | 01/08/2021 | $380178.10 | $1699.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $12500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223238557 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1684.13 | $5193.30 |  | 7.618% | $2656.67 | $2656.67 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20352.35 | 1 | XXXX | $3942.96 | XXXX | $328.58 |  |  |  |  |  | 43.723% | 43.723% | 43.723% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1684.13 |  | 6.310% | $0.00 | 2.8 |  |  |  | No | No | 7.500% | 2 | 2 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $10296.07 |  | No | 26 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1780000.00 | 4.775% | 08/03/2022 | $1714109.00 | $9312.16 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0.63 |  | No | No |  | $0.00 | $8858.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223238558 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1790.00 | $2625.89 |  | 10.253% | $481.13 | $481.13 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20963.58 | 1 | XXXX | $1359.00 | XXXX | $113.25 |  |  |  |  |  | 29.542% | 29.542% | 29.542% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.650% | $0.00 | 1 |  |  |  | Yes | No | 9.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 27 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $394250.00 | 2.990% | 01/19/2021 | $354993.66 | $1660.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223238585 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6770.00 | $8644.40 |  | 8.722% | $1824.17 | $1824.17 | 8.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5984.81 | 1 | XXXX | $2320.20 | XXXX | $193.35 |  |  |  |  |  | 48.567% | 48.567% | 48.567% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6770.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 1 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $18280.96 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $440000.00 | 3.625% | 06/06/2013 | $323475.00 | $2006.63 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.44 |  | No | No |  | $0.00 | $10832.02 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223238639 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2412.50 | $3597.70 |  | 9.315% | $660.39 | $660.39 | 8.875% | No | No | Employed | Employed | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $8171.42 | 1 | XXXX | $1217.52 | XXXX | $101.46 |  |  |  |  |  | 49.990% | 49.990% | 49.990% | [Redacted] | 744 | 688 | 714 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2412.50 |  | 6.620% | $0.00 | 1.7 |  |  |  | No | No | 8.875% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 26 | 26 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | $552000.00 | 6.625% | 11/01/2024 | $550530.86 | $3534.52 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 5.7 |  |  | No |  | $2321.00 | $2185.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223249370 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3855.62 | $4926.17 |  | 8.595% | $773.89 | $773.89 | 8.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5293.98 | 1 | XXXX | $3744.96 | XXXX | $312.08 |  |  |  |  |  | 49.581% | 49.581% | 49.581% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3855.62 |  | 6.880% | $0.00 | 4.6 |  |  |  | N/A | No | 8.125% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $548250.00 | 3.375% | 07/30/2021 | $505319.13 | $2423.79 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223252515 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2295.00 | $5553.67 |  | 8.441% | $1878.57 | $1878.57 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12909.72 | 1 | XXXX | $6527.04 | XXXX | $543.92 |  |  |  |  |  | 30.364% | 30.364% | 30.364% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2295.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $398026.00 | 3.375% | 11/10/2021 | $372388.34 | $1759.66 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223260007 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2115.00 | $2548.66 |  | 9.442% | $496.04 | $496.04 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4472.79 | 1 | XXXX | $2406.96 | XXXX | $200.58 |  |  |  |  |  | 36.714% | 36.714% | 36.714% | [Redacted] | 649 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2115.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 26 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $223850.00 | 3.625% | 08/06/2020 | $204475.15 | $1020.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.82 |  |  | No |  | $0.00 | $1365.08 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223260849 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1395.00 | $2379.32 |  | 8.660% | $999.59 | $999.59 | 8.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11083.89 | 1 | XXXX | $1692.00 | XXXX | $141.00 |  |  |  |  |  | 39.897% | 39.897% | 39.897% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 52.000% | 48.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1395.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $822000.00 | 3.375% | 12/15/2021 | $770520.50 | $3634.03 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 18.69 |  |  | No |  | $8851.86 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223268073 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $5845.65 |  | 8.233% | $2969.99 | $2969.99 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $68380.06 | 1 | XXXX | $4650.96 | XXXX | $387.58 |  |  |  |  |  | 10.560% | 10.560% | 10.560% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 51.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.660% | $0.00 | 2.5 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $568000.00 | 2.875% | 02/05/2021 | $485519.64 | $2656.74 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223268074 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1790.00 | $3169.35 |  | 8.237% | $1670.62 | $1670.62 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6868.85 | 1 | XXXX | $1083.96 | XXXX | $90.33 |  |  |  |  |  | 37.664% | 37.664% | 37.664% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1790.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 | 25 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $338076.00 | 2.999% | 06/11/2021 | $311437.00 | $1425.16 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4283.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223268127 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2068.30 | $4278.95 |  | 8.923% | $1652.07 | $1652.07 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14105.99 | 1 | XXXX | $4353.96 | XXXX | $362.83 |  |  |  |  |  | 37.078% | 37.078% | 37.078% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2068.30 |  | 6.650% | $0.00 | 1 |  |  |  | No | No | 8.750% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $547630.00 | 4.250% | 08/26/2011 | $396783.60 | $2635.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 31.92 |  |  | No |  | $3002.30 | $9475.96 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223268180 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1990.00 | $701.09 |  | 8.232% | $2697.05 | $2697.05 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $19729.73 | 1 | XXXX | $5958.60 | XXXX | $496.55 |  |  |  |  |  | 47.861% | 47.861% | 47.861% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.730% | $0.00 |  |  |  |  | No | No | 8.250% | 3 |  | 2 | 0 | 2 | 2 |  |  | 12.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $2080000.00 | 3.250% | 02/28/2022 | $1950900.00 | $9052.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223268656 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5712.50 | $6167.78 |  | 8.928% | $1788.92 | $1788.92 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16467.80 | 1 | XXXX | $4071.00 | XXXX | $339.25 |  |  |  |  |  | 22.981% | 22.981% | 22.981% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5712.50 |  | 6.650% | $0.00 | 2.5 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $361750.00 | 3.375% | 06/02/2020 | $312988.76 | $1600.17 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223270675 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1390.00 | $2293.04 |  | 8.689% | $842.14 | $842.14 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11502.90 | 1 | XXXX | $2336.40 | XXXX | $194.70 |  |  |  |  |  | 35.798% | 35.798% | 35.798% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1390.00 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.500% | 1 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $10583.01 |  | No | 7 | 11 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $404600.00 | 3.125% | 04/09/2021 | $371436.00 | $1733.21 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.24 |  |  | No |  | $0.00 | $6250.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223271481 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2445.00 | $3573.70 |  | 8.698% | $1735.65 | $1735.65 | 8.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $11933.14 | 2 | XXXX | $1026.96 | XXXX | $85.58 |  |  |  |  |  | 43.124% | 43.124% | 43.124% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2445.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $260000.00 | 5.750% | 02/07/2024 | $256941.39 | $1517.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization |  |  |  |  |  |  | No | No |  | $10490.39 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223271495 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1202.50 | $2390.90 |  | 8.549% | $934.89 | $934.89 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3658.91 | 1 | XXXX | $1350.96 | XXXX | $112.58 |  |  |  |  |  | 48.203% | 48.203% | 48.203% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1202.50 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  | 120 | Not Stated |  |  |  | XXXX | $256693.43 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $536000.00 | 2.990% | 03/05/2021 | $375308.46 | $1724.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 109.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223271525 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2749.94 |  | 8.742% | $570.05 | $570.05 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9022.44 | 1 | XXXX | $1498.08 | XXXX | $124.84 |  |  |  |  |  | 33.516% | 33.516% | 33.516% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.660% | $0.00 | 2.6 |  |  |  | Yes | No | 8.375% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 26 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $313500.00 | 2.990% | 10/17/2020 | $279244.42 | $1401.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 26.85 |  |  | No |  | $0.00 | $7295.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223289572 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2509.76 |  | 8.296% | $965.25 | $965.25 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10395.53 | 1 | XXXX | $7126.08 | XXXX | $593.84 |  |  |  |  |  | 40.597% | 40.597% | 40.597% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $882605.00 | 3.125% | 05/28/2021 | $812117.00 | $3780.86 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223293794 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3804.14 | $4901.84 |  | 8.987% | $1064.19 | $1064.19 | 8.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $13958.41 | 1 | XXXX | $2367.96 | XXXX | $197.33 |  |  |  |  |  | 19.023% | 19.023% | 19.023% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3804.14 |  | 6.620% | $0.00 | 1.4 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $2259.24 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $226000.00 | 3.500% | 04/24/2020 | $203559.00 | $1014.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223294111 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3356.70 |  | 8.267% | $1545.43 | $1545.43 | 8.125% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10028.95 | 1 | XXXX | $1419.00 | XXXX | $118.25 |  |  |  |  |  | 46.297% | 46.297% | 46.297% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Primary Income - Disability]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Disability]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - Disability]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Disability]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Disability]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - Disability]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Disability]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Disability]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.730% | $0.00 | 4.3 |  |  |  | No | No | 8.125% | 3 | 3 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $43253.68 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $340784.00 | 3.125% | 12/23/2020 | $287344.23 | $1911.38 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.89 |  | No | No |  | $0.00 | $12831.82 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223294118 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $486.90 | $1767.10 |  | 8.680% | $630.51 | $630.51 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2947.80 | 1 | XXXX | $1563.00 | XXXX | $130.25 |  |  |  |  |  | 41.870% | 41.870% | 41.870% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $486.90 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.500% | 3 |  | 0 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $209400.00 | 3.375% | 07/23/2021 | $194784.00 | $925.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223295925 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2409.34 |  | 9.752% | $1335.90 | $1335.90 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33549.41 | 1 | XXXX | $4905.96 | XXXX | $408.83 |  |  |  |  |  | 19.892% | 19.892% | 19.892% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.650% | $0.00 | 1.9 |  |  |  | No | No | 9.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $612000.00 | 4.490% | 09/16/2021 | $577232.80 | $3097.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223303691 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $3795.00 |  | 9.049% | $4023.11 | $4023.11 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16088.77 | 1 | XXXX | $16212.96 | XXXX | $1351.08 |  |  |  |  |  | 38.739% | 38.739% | 38.739% | [Redacted] | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.650% | $0.00 | 2.4 |  |  |  | No | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $760000.00 | 3.000% | 03/10/2022 | $722000.46 | $3204.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223303936 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $2525.75 |  | 8.826% | $1313.63 | $1313.63 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17617.18 | 1 | XXXX | $4709.16 | XXXX | $392.43 |  |  |  |  |  | 35.058% | 35.058% | 35.058% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.470% | $0.00 | 1.5 |  |  |  | Yes | No | 8.625% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $327050.00 | 2.560% | 01/25/2022 | $303442.75 | $1302.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 41.04 |  | Yes | No |  | $0.00 | $18461.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223304385 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $2351.75 |  | 8.428% | $556.87 | $556.87 | 8.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15002.71 | 1 | XXXX | $5314.68 | XXXX | $442.89 |  |  |  |  |  | 41.543% | 41.543% | 41.543% | [Redacted] | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.660% | $0.00 | 4.8 |  |  |  | No | No | 8.125% | 0 | 2 | 0 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $199504.31 |  | No |  | 23 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1250000.00 | 6.990% | 02/28/2025 | $1250000.00 | $8307.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.81 |  | No | No |  | $0.00 | $5379.24 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223306332 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5885.00 | $11143.08 |  | 8.087% | $2257.15 | $2257.15 | 7.750% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5730.24 | 2 | XXXX | $1478.04 | XXXX | $123.17 |  |  |  |  |  | 48.704% | 48.704% | 48.704% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5885.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 3 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $356000.00 | 2.990% | 08/21/2020 | $317334.25 | $1498.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1603.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223306477 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1699.08 |  | 8.205% | $1300.24 | $1300.24 | 8.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16256.20 | 1 | XXXX | $3471.96 | XXXX | $289.33 |  |  |  |  |  | 39.632% | 39.632% | 39.632% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $325000.00 | 2.990% | 06/01/2020 | $240639.32 | $2242.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223306479 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1865.00 | $1575.10 |  | 8.496% | $3844.57 | $3844.57 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18301.09 | 1 | XXXX | $4626.00 | XXXX | $385.50 |  |  |  |  |  | 40.088% | 40.088% | 40.088% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1865.00 |  | 6.650% | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $147340.21 |  | No | 3 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $793600.00 | 2.875% | 09/30/2020 | $693602.00 | $3292.59 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 17.11 |  |  | No |  | $0.00 | $20439.47 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223306935 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1590.00 | $2101.96 |  | 8.321% | $779.62 | $779.62 | 8.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10857.53 | 1 | XXXX | $1735.20 | XXXX | $144.60 |  |  |  |  |  | 38.494% | 38.494% | 38.494% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $500500.00 | 2.751% | 05/26/2021 | $454086.42 | $2043.52 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.02 |  |  | No |  | $10980.26 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223306966 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $43.84 | $2320.24 |  | 8.535% | $433.99 | $433.99 | 8.125% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $1739.87 | 1 | XXXX | $4653.96 | XXXX | $387.83 |  |  |  |  |  | 46.333% | 46.333% | 46.333% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $43.84 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $131920.00 | 3.500% | 07/03/2013 | $95872.17 | $592.38 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2103.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223306995 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $480.20 |  | 9.068% | $451.31 | $451.31 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15131.72 | 1 | XXXX | $2066.28 | XXXX | $172.19 |  |  |  |  |  | 24.795% | 24.795% | 24.795% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross Country |  |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 16 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $407002.00 | 3.250% | 05/01/2021 | $375161.72 | $1771.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9079.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223307062 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1309.00 | $1852.87 |  | 8.841% | $422.90 | $422.90 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3160.14 | 1 | XXXX | $1865.04 | XXXX | $155.42 |  |  |  |  |  | 47.241% | 47.241% | 47.241% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Coborrower(s) - \| Non-Primary Income - Disability]; 1099 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1309.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $265000.00 | 3.500% | 08/09/2021 | $246394.51 | $1189.97 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $3991.51 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223307091 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6027.65 | $6790.95 |  | 8.544% | $1748.20 | $1748.20 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16210.74 | 1 | XXXX | $2668.08 | XXXX | $222.34 |  |  |  |  |  | 27.885% | 27.885% | 27.885% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6027.65 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $332500.00 | 5.000% | 05/29/2018 | $290317.28 | $1784.93 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223308244 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $9830.25 | $11858.42 |  | 8.753% | $3516.36 | $3516.36 | 8.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $81020.35 | 4 | XXXX | $584.52 | XXXX | $48.71 |  |  |  |  |  | 11.329% | 11.329% | 11.329% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $9830.25 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $279837.00 | 3.250% | 02/22/2013 | $17273.59 | $1217.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 86.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223309458 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2290.00 | $3221.70 |  | 8.192% | $537.31 | $537.31 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3541.45 | 1 | XXXX | $3160.56 | XXXX | $263.38 |  |  |  |  |  | 37.430% | 37.430% | 37.430% | [Redacted] | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2290.00 |  | 6.660% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $109754.00 | 4.875% | 08/01/2011 | $13230.76 | $860.80 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223309474 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3251.38 | $4108.66 |  | 8.953% | $1647.79 | $1647.79 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $27289.24 | 1 | XXXX | $3595.80 | XXXX | $299.65 |  |  |  |  |  | 26.171% | 26.171% | 26.171% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3251.38 |  | 6.650% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $388200.00 | 3.500% | 07/22/2020 | $350544.00 | $2538.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223312332 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1395.00 | $2500.05 |  | 10.970% | $572.15 | $572.15 | 10.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5014.09 | 1 | XXXX | $1215.00 | XXXX | $101.25 |  |  |  |  |  | 42.040% | 42.040% | 42.040% | [Redacted] | 656 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1395.00 |  | 6.650% | $0.00 | 1 |  |  |  | Yes | No | 10.500% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $343000.00 | 2.990% | 03/26/2021 | $314300.38 | $1444.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223314712 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2295.18 | $2722.44 |  | 8.875% | $644.09 | $644.09 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3186.81 | 1 | XXXX | $3171.00 | XXXX | $264.25 |  |  |  |  |  | 47.280% | 47.280% | 47.280% | [Redacted] | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2295.18 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 2 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $297805.00 | 2.625% | 10/04/2021 | $274746.00 | $1196.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223314926 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2340.00 | $2978.23 |  | 11.126% | $452.70 | $452.70 | 10.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8177.89 | 1 | XXXX | $2003.52 | XXXX | $166.96 |  |  |  |  |  | 36.642% | 36.642% | 36.642% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2340.00 |  | 6.810% | $0.00 | 1 |  |  |  | Yes | No | 10.375% | 2 | 2 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $246944.00 | 3.625% | 03/03/2025 | $224232.00 | $1126.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223315008 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8495.00 | $9590.55 |  | 9.842% | $4249.95 | $4249.95 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $93339.80 | 1 | XXXX | $7944.24 | XXXX | $662.02 |  |  |  |  |  | 31.171% | 31.171% | 31.171% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $8495.00 |  | 6.700% | $0.00 | 5 |  |  |  | No | No | 9.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $2283500.00 | 7.250% | 03/27/2025 | $2283500.00 | $18048.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223316318 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2630.00 | $2917.08 |  | 10.207% | $509.99 | $509.99 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5536.61 | 1 | XXXX | $1467.96 | XXXX | $122.33 |  |  |  |  |  | 21.832% | 21.832% | 21.832% | [Redacted] | 638 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2630.00 |  | 6.850% | $0.00 |  |  |  |  | N/A | No | 9.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $169369.00 | 3.625% | 01/25/2011 | $134098.00 | $670.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223319939 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1295.00 | $1198.16 |  | 8.023% | $3045.12 | $3045.12 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10339.00 | 2 | XXXX | $3436.68 | XXXX | $286.39 |  |  |  |  |  | 49.484% | 49.484% | 49.484% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1295.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1008787.00 | 2.875% | 04/27/2021 | $920918.00 | $4185.38 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223320016 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2195.00 | $2808.63 |  | 9.966% | $1288.73 | $1288.73 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10300.88 | 1 | XXXX | $4398.00 | XXXX | $366.50 |  |  |  |  |  | 48.496% | 48.496% | 48.496% | [Redacted] | 643 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2195.00 |  | 6.620% | $0.00 | 3.8 |  |  |  | No | No | 9.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $798000.00 | 3.250% | 05/06/2021 | $738266.00 | $3472.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223328402 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2270.00 | $2674.08 |  | 9.018% | $583.34 | $583.34 | 8.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $15221.52 | 1 | XXXX | $1701.00 | XXXX | $141.75 |  |  |  |  |  | 12.325% | 12.325% | 12.325% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 60.000% | 40.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2019 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2270.00 |  | 6.650% | $0.00 | 1.1 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $295400.00 | 2.750% | 10/01/2021 | $269084.41 | $1230.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.44 |  |  | No |  | $6944.52 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223328451 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1915.30 |  | 8.297% | $669.15 | $669.15 | 8.000% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4912.10 | 1 | XXXX | $4774.56 | XXXX | $397.88 |  |  |  |  |  | 46.943% | 46.943% | 46.943% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $325000.00 | 3.250% | 01/24/2022 | $304239.45 | $1414.42 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.61 |  |  | No |  | $1942.30 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223328671 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6490.00 | $8934.03 |  | 8.436% | $3756.33 | $3756.33 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9814.47 | 3 | XXXX | $4335.24 | XXXX | $361.27 |  |  |  |  |  | 49.466% | 49.466% | 49.466% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6490.00 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 1 | 0 | 2 | 1 |  |  | 15.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $539000.00 | 5.150% | 11/18/2022 | $493039.00 | $4586.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223328733 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2939.50 | $4839.82 |  | 8.202% | $1123.86 | $1123.86 | 7.875% | No | No | Not Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6009.08 | 1 | XXXX | $2376.96 | XXXX | $198.08 |  |  |  |  |  | 46.232% | 46.232% | 46.232% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2939.50 |  | 6.650% | $0.00 | 1.4 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 120 | No |  |  |  | XXXX | $497395.69 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $380000.00 | 4.375% | 09/05/2006 | $273215.69 | $1846.79 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 128 |  |  | No |  | $11175.96 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223328735 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $4382.89 |  | 8.217% | $3489.74 | $3489.74 | 8.125% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19236.56 | 1 | XXXX | $10926.00 | XXXX | $910.50 |  |  |  |  |  | 43.003% | 43.003% | 43.003% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.810% | $0.00 | 2 |  |  |  | Yes | No | 8.125% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $642000.00 | 3.000% | 06/02/2020 | $577084.00 | $2750.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $33750.02 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223331464 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6143.90 | $6694.97 |  | 8.454% | $1174.02 | $1174.02 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8521.67 | 1 | XXXX | $1845.12 | XXXX | $153.76 |  |  |  |  |  | 41.215% | 41.215% | 41.215% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6143.90 |  | 6.650% | $0.00 | 1 |  |  |  | No | No | 8.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $497995.00 | 3.125% | 04/09/2021 | $458116.59 | $2133.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.98 |  |  | No |  | $0.00 | $2853.49 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223333899 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1395.00 | $2761.25 |  | 8.374% | $839.02 | $839.02 | 8.125% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4064.23 | 1 | XXXX | $2292.72 | XXXX | $191.06 |  |  |  |  |  | 49.197% | 49.197% | 49.197% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1395.00 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 5 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $521000.00 | 2.750% | 08/24/2021 | $473226.39 | $2126.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223334062 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $2836.25 |  | 8.757% | $450.76 | $450.76 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5923.37 | 1 | XXXX | $738.00 | XXXX | $61.50 |  |  |  |  |  | 35.652% | 35.652% | 35.652% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.250% | 4 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 21 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $325167.00 | 3.250% | 02/26/2020 | $291648.00 | $1415.15 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223334066 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2027.31 |  | 9.026% | $1461.58 | $1461.58 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33279.27 | 1 | XXXX | $822.96 | XXXX | $68.58 |  |  |  |  |  | 25.744% | 25.744% | 25.744% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2018<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.010% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 |  | 2 | 0 | 3 | 3 |  |  | 2.87 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $503500.00 | 2.875% | 05/24/2021 | $460612.13 | $2088.98 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.32 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223334109 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $2021.44 |  | 8.509% | $1223.72 | $1223.72 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6142.71 | 1 | XXXX | $7891.20 | XXXX | $657.60 |  |  |  |  |  | 49.395% | 49.395% | 49.395% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.650% | $0.00 | 2.2 |  |  |  | Yes | No | 8.375% | 1 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 10 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $510000.00 | 3.125% | 11/09/2021 | $473700.34 | $2184.71 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223334138 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4271.25 | $5012.66 |  | 8.785% | $1026.10 | $1026.10 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3273.46 | 2 | XXXX | $1307.52 | XXXX | $108.96 |  |  |  |  |  | 42.851% | 42.851% | 42.851% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4271.25 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $4995.00 |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $372000.00 | 3.500% | 12/22/2020 | $342414.00 | $1670.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223334140 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2868.13 | $3145.01 |  | 9.514% | $787.26 | $787.26 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2306.52 | 1 | XXXX | $438.00 | XXXX | $36.50 |  |  |  |  |  | 41.637% | 41.637% | 41.637% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2868.13 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $148504.00 | 2.875% | 08/01/2019 | $137281.00 | $616.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223334752 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2353.80 | $4244.97 |  | 8.402% | $2262.77 | $2262.77 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22330.68 | 1 | XXXX | $5403.96 | XXXX | $450.33 |  |  |  |  |  | 29.274% | 29.274% | 29.274% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2353.80 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $570000.00 | 4.625% | 08/16/2011 | $379282.60 | $2930.60 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223335446 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3320.85 |  | 8.447% | $3420.33 | $3420.33 | 8.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $12697.99 | 1 | XXXX | $4406.04 | XXXX | $367.17 |  |  |  |  |  | 48.343% | 48.343% | 48.343% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1128000.00 | 2.875% | 03/29/2021 | $822762.16 | $3739.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223337582 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4041.73 | $4741.27 |  | 9.105% | $861.71 | $861.71 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3908.60 | 1 | XXXX | $1452.96 | XXXX | $121.08 |  |  |  |  |  | 49.600% | 49.600% | 49.600% | [Redacted] | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4041.73 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 3 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $268000.00 | 3.375% | 12/04/2020 | $244396.13 | $1184.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223337996 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $213.75 | $1684.64 |  | 7.727% | $524.41 | $524.41 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6688.59 | 1 | XXXX | $4443.00 | XXXX | $370.25 |  |  |  |  |  | 32.439% | 32.439% | 32.439% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $213.75 |  | 6.650% | $0.00 | 3.2 |  |  |  | Yes | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $175095.00 | 3.000% | 04/01/2021 | $142143.00 | $971.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223339733 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6152.51 | $6428.55 |  | 7.817% | $2480.82 | $2480.82 | 7.625% | No | Yes | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19332.67 | 1 | XXXX | $1365.00 | XXXX | $113.75 |  |  |  |  |  | 44.146% | 44.146% | 44.146% | [Redacted] | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Legal Separation Agreement - 2016<br> [Borrower - \| Non-Primary Income - Alimony]; Legal Separation Agreement - 2016<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6152.51 |  | 6.650% | $0.00 | 2 |  |  |  | No | No | 7.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $51998.45 |  | No | 26 | 26 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $408000.00 | 2.990% | 06/10/2015 | $163484.06 | $2815.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.88 |  |  | No |  | $0.00 | $15212.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223339739 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $1924.30 |  | 9.756% | $482.41 | $482.41 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5581.77 | 1 | XXXX | $1671.00 | XXXX | $139.25 |  |  |  |  |  | 47.884% | 47.884% | 47.884% | [Redacted] | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.650% | $0.00 | 1.4 |  |  |  | No | No | 9.375% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $170940.00 | 3.375% | 08/20/2021 | $158969.77 | $755.72 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4973.55 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223340090 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2607.00 | $4387.83 |  | 8.322% | $1781.99 | $1781.99 | 8.125% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19712.11 | 1 | XXXX | $3291.96 | XXXX | $274.33 |  |  |  |  |  | 43.434% | 43.434% | 43.434% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2607.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 1 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $436500.00 | 4.375% | 04/11/2019 | $390465.43 | $2179.38 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223340130 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5570.50 | $10198.96 |  | 8.513% | $3147.81 | $3147.81 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6866.92 | 2 | XXXX | $1989.72 | XXXX | $165.81 |  |  |  |  |  | 46.858% | 46.858% | 46.858% | [Redacted] | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5570.50 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.250% | 3 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $469000.00 | 3.750% | 12/16/2021 | $441338.58 | $2172.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223340149 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $684.00 | $2148.49 |  | 8.647% | $807.36 | $807.36 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3419.64 | 1 | XXXX | $2232.96 | XXXX | $186.08 |  |  |  |  |  | 49.135% | 49.135% | 49.135% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $684.00 |  | 6.650% | $0.00 | 1.2 |  |  |  | Yes | No | 8.500% | 2 | 1 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $59.14 |  | No | 27 | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $77200.00 | 3.875% | 06/23/2016 | $62768.44 | $363.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.58 |  | No | No |  | $0.00 | $1680.03 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223358646 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3140.00 | $3468.56 |  | 8.534% | $1900.18 | $1900.18 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $42786.77 | 1 | XXXX | $1506.96 | XXXX | $125.58 |  |  |  |  |  | 13.348% | 13.348% | 13.348% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross Country | $3140.00 |  | 6.700% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $400000.00 | 5.500% | 11/12/2022 | $387244.00 | $2292.74 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223362352 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1990.00 | $2675.52 |  | 10.119% | $420.43 | $420.43 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4791.56 | 1 | XXXX | $1056.96 | XXXX | $88.08 |  |  |  |  |  | 47.576% | 47.576% | 47.576% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.700% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $140000.00 | 6.000% | 09/12/2022 | $135662.00 | $839.37 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223364084 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3738.00 | $4783.75 |  | 9.109% | $615.13 | $615.13 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2637.70 | 1 | XXXX | $817.20 | XXXX | $68.10 |  |  |  |  |  | 41.696% | 41.696% | 41.696% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 32.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 32.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 32.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 32.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 32.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3738.00 |  | 6.620% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $203000.00 | 3.875% | 02/14/2020 | $183235.00 | $954.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223364421 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1102.08 |  | 8.944% | $437.88 | $437.88 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11101.08 | 1 | XXXX | $2696.16 | XXXX | $224.68 |  |  |  |  |  | 34.912% | 34.912% | 34.912% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.600% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 3 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $270130.00 | 2.125% | 09/20/2021 | $225363.07 | $1161.47 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223367025 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2395.00 | $2686.71 |  | 8.798% | $768.91 | $768.91 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5403.19 | 1 | XXXX | $4851.00 | XXXX | $404.25 |  |  |  |  |  | 44.995% | 44.995% | 44.995% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2395.00 |  | 6.700% | $0.00 | 1.5 |  |  |  | Yes | No | 8.500% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  | 120 | Not Stated |  |  |  | XXXX | $246297.73 |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $250000.00 | 4.375% | 02/04/2022 | $237070.50 | $1247.71 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 94.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223372978 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5510.75 | $5501.99 |  | 8.428% | $3747.16 | $3747.16 | 8.375% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22628.61 | 1 | XXXX | $4332.96 | XXXX | $361.08 |  |  |  |  |  | 39.612% | 39.612% | 39.612% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5510.75 |  | 6.620% | $0.00 | 2.6 |  |  |  | No | No | 8.375% | 2 | 2 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | Yes | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $853500.00 | 3.250% | 07/09/2021 | $791184.24 | $3714.49 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 50.42 |  | No | No |  | $18504.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223373118 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $4105.50 |  | 7.923% | $2900.51 | $2900.51 | 7.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6112.47 | 1 | XXXX | $3117.24 | XXXX | $259.77 |  |  |  |  |  | 45.697% | 45.697% | 45.697% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.650% | $0.00 | 2.5 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $262540.93 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $150000.00 | 3.625% | 02/14/2022 | $130837.34 | $684.08 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223377150 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $467.06 |  | 8.905% | $795.76 | $795.76 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11969.72 | 1 | XXXX | $1337.16 | XXXX | $111.43 |  |  |  |  |  | 41.066% | 41.066% | 41.066% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.890% | $0.00 | 1.5 |  |  |  | Yes | No | 8.875% | 1 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $201114.52 | 18.650% | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $806500.00 | 7.250% | 01/23/2025 | $806500.00 | $5501.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223377171 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1690.00 | $2403.00 |  | 7.999% | $3375.32 | $3375.32 | 8.000% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7010.70 | 1 | XXXX | $2117.16 | XXXX | $176.43 |  |  |  |  |  | 42.401% | 42.401% | 42.401% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1690.00 |  | 6.810% | $0.00 | 1 |  |  |  | No | No | 8.000% | 0 | 0 | 2 | 0 | 3 | 2 |  |  | 14.53 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $255618.09 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $250000.00 | 3.125% | 05/17/2020 | $196011.57 | $1070.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 50.62 |  |  | No |  | $5489.06 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223377212 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3382.75 | $3664.67 |  | 8.635% | $803.86 | $803.86 | 8.250% | No | No | Self-Employed | Employed | Non-Employment Income |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $6168.98 | 1 | XXXX | $998.04 | XXXX | $83.17 |  |  |  |  |  | 39.285% | 39.285% | 39.285% | [Redacted] | 806 | 795 | 832 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Personal | 29.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3382.75 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 1 | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  | 2 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | $400000.00 | 3.250% | 11/16/2021 | $372893.00 | $1740.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 13.68 |  | No | No |  | $4053.81 | $3120.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223377264 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $595.00 | $1567.41 |  | 9.743% | $415.87 | $415.87 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4624.88 | 1 | XXXX | $1914.00 | XXXX | $159.50 |  |  |  |  |  | 36.823% | 36.823% | 36.823% | [Redacted] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $595.00 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $235000.00 | 3.375% | 03/14/2019 | $200236.07 | $972.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223377839 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6839.78 | $9330.54 |  | 8.748% | $1805.17 | $1805.17 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6066.00 | 1 | XXXX | $2343.00 | XXXX | $195.25 |  |  |  |  |  | 49.673% | 49.673% | 49.673% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 77.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross Country | $6839.78 |  | 6.650% | $0.00 | 1.7 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $7269.85 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $780000.00 | 3.625% | 11/18/2021 | $729020.28 | $3557.20 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223378683 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1585.50 |  | 7.884% | $691.27 | $691.27 | 7.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14018.65 | 1 | XXXX | $1895.28 | XXXX | $157.94 |  |  |  |  |  | 20.860% | 20.860% | 20.860% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.340% | $0.00 | 3.1 |  |  |  | Yes | No | 7.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 3 | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $403500.00 | 2.750% | 02/10/2021 | $365006.64 | $1647.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4630.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223387036 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3280.00 | $5001.00 |  | 9.494% | $844.85 | $844.85 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $39653.03 | 1 | XXXX | $2385.00 | XXXX | $198.75 |  |  |  |  |  | 13.279% | 13.279% | 13.279% | [Redacted] | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3280.00 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $512545.00 | 3.375% | 07/29/2016 | $413685.63 | $2265.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223387424 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3127.50 | $5104.77 |  | 8.025% | $1993.94 | $1993.94 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $92182.16 | 1 | XXXX | $1887.60 | XXXX | $157.30 |  |  |  |  |  | 7.557% | 7.557% | 7.557% | [Redacted] | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2010<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2010 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3127.50 |  | 6.650% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $596000.00 | 3.500% | 11/18/2021 | $550410.62 | $2676.31 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.21 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223388859 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3259.67 | $4313.27 |  | 9.276% | $2470.54 | $2470.54 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14973.94 | 1 | XXXX | $687.96 | XXXX | $57.33 |  |  |  |  |  | 36.009% | 36.009% | 36.009% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2023<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3259.67 |  | 6.020% | $0.00 | 1.4 |  |  |  | Yes | No | 8.875% | 2 | 2 | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 | 26 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $377213.00 | 4.500% | 08/24/2005 | $343738.05 | $1879.93 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4866.92 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223389102 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5337.50 | $7961.48 |  | 9.021% | $3580.40 | $3580.40 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12382.41 | 1 | XXXX | $3519.96 | XXXX | $293.33 |  |  |  |  |  | 48.447% | 48.447% | 48.447% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5337.50 |  | 6.700% | $0.00 | 2.5 |  |  |  | No | No | 8.875% | 0 |  | 1 | 0 | 2 | 2 |  |  | 15.90 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $401880.00 | 2.875% | 02/26/2021 | $337444.08 | $2203.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223390539 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $3095.60 |  | 8.422% | $2614.65 | $2614.65 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8724.60 | 3 | XXXX | $3243.00 | XXXX | $270.25 |  |  |  |  |  | 40.457% | 40.457% | 40.457% | [Redacted] | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.730% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $325000.00 | 6.750% | 09/06/2024 | $317474.00 | $2107.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223396505 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1299.95 | $1826.25 |  | 8.764% | $499.79 | $499.79 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4541.71 | 1 | XXXX | $2102.04 | XXXX | $175.17 |  |  |  |  |  | 46.254% | 46.254% | 46.254% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1299.95 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $222000.00 | 4.625% | 03/11/2022 | $211314.25 | $1141.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223396543 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2256.63 | $2743.87 |  | 9.478% | $1142.44 | $1142.44 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20439.42 | 1 | XXXX | $651.12 | XXXX | $54.26 |  |  |  |  |  | 47.143% | 47.143% | 47.143% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2256.63 |  | 6.620% | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 14 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $225000.00 | 3.125% | 01/27/2021 | $206131.00 | $963.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223397704 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4190.00 | $4832.95 |  | 9.019% | $1573.40 | $1573.40 | 8.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $33698.99 | 1 | XXXX | $7215.00 | XXXX | $601.25 |  |  |  |  |  | 37.393% | 37.393% | 37.393% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4190.00 |  | 6.700% | $0.00 | 4.4 |  |  |  | No | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1360000.00 | 7.125% | 06/30/2023 | $1339403.75 | $9162.57 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $26913.21 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223415418 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4342.41 | $7835.35 |  | 8.317% | $3388.65 | $3388.65 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16890.46 | 1 | XXXX | $1317.12 | XXXX | $109.76 |  |  |  |  |  | 46.875% | 46.875% | 46.875% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2021<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2021<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4342.41 |  | 6.620% | $0.00 | 2.5 |  |  |  | No | No | 8.125% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 13 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $810000.00 | 3.375% | 01/25/2021 | $741654.78 | $3580.98 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223415570 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $8497.50 | $11469.41 |  | 9.380% | $1869.77 | $1869.77 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10530.76 | 1 | XXXX | $1175.04 | XXXX | $97.92 |  |  |  |  |  | 38.432% | 38.432% | 38.432% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2021<br> [Borrower - \| Non-Primary Income - Child Support]; Legal Separation Agreement - 2016 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $8497.50 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $646000.00 | 3.500% | 08/01/2021 | $602396.00 | $2900.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223415584 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5396.00 | $5482.85 |  | 8.581% | $1397.36 | $1397.36 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9432.34 | 1 | XXXX | $1320.00 | XXXX | $110.00 |  |  |  |  |  | 24.237% | 24.237% | 24.237% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5396.00 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $346000.00 | 3.000% | 01/24/2008 | $265714.84 | $1168.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223420389 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2804.81 | $3289.32 |  | 10.169% | $500.31 | $500.31 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1539.45 | 1 | XXXX | $2267.04 | XXXX | $188.92 |  |  |  |  |  | 45.813% | 45.813% | 45.813% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2804.81 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 1 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $80514.00 | 3.750% | 06/12/2020 | $72960.00 | $372.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223422113 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2302.50 | $3245.98 |  | 8.538% | $1292.12 | $1292.12 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6557.86 | 1 | XXXX | $2550.00 | XXXX | $212.50 |  |  |  |  |  | 48.572% | 48.572% | 48.572% | [Redacted] | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 21.80000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2302.50 |  | 6.620% | $0.00 | 3 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $412800.00 | 2.375% | 03/29/2021 | $317150.00 | $2728.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223422125 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2511.50 | $3493.74 |  | 9.727% | $494.89 | $494.89 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16647.51 | 1 | XXXX | $3876.00 | XXXX | $323.00 |  |  |  |  |  | 41.381% | 41.381% | 41.381% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2511.50 |  | 6.230% | $0.00 | 1.2 |  |  |  | Yes | No | 8.875% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 27 | 6 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $647200.00 | 3.875% | 03/03/2022 | $610863.10 | $3043.37 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $12500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223422880 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3962.70 | $3225.00 |  | 8.800% | $1216.23 | $1216.23 | 8.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11284.44 | 1 | XXXX | $6724.92 | XXXX | $560.41 |  |  |  |  |  | 24.770% | 24.770% | 24.770% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3962.70 |  | 6.620% | $0.00 | 1.5 |  |  |  | Yes | No | 8.625% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $196000.00 | 3.250% | 11/10/2021 | $182766.84 | $853.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $15000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223422906 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $10770.00 | $13446.18 |  | 8.498% | $3756.65 | $3756.65 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34859.49 | 1 | XXXX | $7879.08 | XXXX | $656.59 |  |  |  |  |  | 41.304% | 41.304% | 41.304% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $10770.00 |  | 6.620% | $0.00 | 4.2 |  |  |  | No | No | 8.250% | 0 |  | 1 | 0 | 3 | 2 |  |  | 12.00 | No |  |  |  |  | Other | Not Stated |  |  |  | XXXX | $743630.82 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $2948450.00 | 2.850% | 04/20/2022 | $2942150.00 | $6988.32 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223423040 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4782.20 | $5890.71 |  | 9.082% | $1324.80 | $1324.80 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $58336.99 | 1 | XXXX | $5043.00 | XXXX | $420.25 |  |  |  |  |  | 21.007% | 21.007% | 21.007% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4782.20 |  | 6.660% | $0.00 | 1 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $550000.00 | 4.375% | 01/11/2022 | $515501.00 | $2746.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223425927 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $14890.00 | $18873.56 |  | 8.852% | $3844.57 | $3844.57 | 8.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $59100.23 | 1 | XXXX | $3645.96 | XXXX | $303.83 |  |  |  |  |  | 19.018% | 19.018% | 19.018% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $14890.00 |  | 6.700% | $0.00 | 4.2 |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $780000.00 | 6.875% | 11/07/2023 | $779297.50 | $5123.73 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223427563 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $710.00 | $1509.75 |  | 9.119% | $633.11 | $633.11 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6844.79 | 1 | XXXX | $4928.52 | XXXX | $410.71 |  |  |  |  |  | 30.408% | 30.408% | 30.408% | [Redacted] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $710.00 |  | 6.230% | $0.00 | 2.2 |  |  |  | No | No | 8.875% | 0 |  | 1 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $213496.00 | 4.000% | 05/14/2021 | $197467.55 | $1019.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223427567 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4945.00 | $7012.68 |  | 9.485% | $1545.90 | $1545.90 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10588.61 | 1 | XXXX | $4560.24 | XXXX | $380.02 |  |  |  |  |  | 45.174% | 45.174% | 45.174% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4945.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $400000.00 | 8.375% | 06/24/2002 | $227438.75 | $3040.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223427572 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3815.00 | $5369.54 |  | 10.079% | $2170.87 | $2170.87 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8287.64 | 1 | XXXX | $3578.04 | XXXX | $298.17 |  |  |  |  |  | 46.988% | 46.988% | 46.988% | [Redacted] | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3815.00 |  | 6.700% | $0.00 | 1.5 |  |  |  | Yes | No | 9.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 20 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $701000.00 | 3.625% | 04/13/2020 | $632693.14 | $3196.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223428294 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3840.00 | $5953.60 |  | 8.478% | $725.07 | $725.07 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3424.95 | 1 | XXXX | $1490.04 | XXXX | $124.17 |  |  |  |  |  | 45.036% | 45.036% | 45.036% | [Redacted] | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3840.00 |  | 6.810% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 1 | 0 | 2 | 1 |  |  | 3.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $236500.00 | 2.625% | 10/14/2020 | $178523.88 | $1590.91 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.77 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223428295 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4090.00 | $7409.08 |  | 8.458% | $2110.59 | $2110.59 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7173.14 | 1 | XXXX | $2837.04 | XXXX | $236.42 |  |  |  |  |  | 44.693% | 44.693% | 44.693% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4090.00 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $240000.00 | 2.750% | 01/21/2021 | $164330.02 | $1628.69 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223431751 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2640.00 | $4107.74 |  | 8.683% | $1537.96 | $1537.96 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5967.35 | 4 | XXXX | $3989.16 | XXXX | $332.43 |  |  |  |  |  | 47.707% | 47.707% | 47.707% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2640.00 |  | 6.660% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $550000.00 | 3.625% | 08/17/2020 | $495085.86 | $2508.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223432247 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3314.32 | $5322.64 |  | 9.568% | $927.37 | $927.37 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8151.77 | 1 | XXXX | $6186.00 | XXXX | $515.50 |  |  |  |  |  | 44.337% | 44.337% | 44.337% | [Redacted] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3314.32 |  | 6.340% | $0.00 | 2.9 |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 28 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $560859.00 | 2.990% | 08/19/2021 | $518227.79 | $2361.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223432284 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2161.25 | $5149.09 |  | 8.853% | $1114.92 | $1114.92 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9401.50 | 1 | XXXX | $1733.04 | XXXX | $144.42 |  |  |  |  |  | 36.503% | 36.503% | 36.503% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2161.25 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.500% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $183704.43 | 23.700% | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $553556.00 | 2.250% | 11/24/2020 | $499463.41 | $2115.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.78 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223441384 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2187.46 | $3211.46 |  | 9.490% | $1063.28 | $1063.28 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5496.97 | 2 | XXXX | $2495.04 | XXXX | $207.92 |  |  |  |  |  | 43.396% | 43.396% | 43.396% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2187.46 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $564000.00 | 4.125% | 10/16/2019 | $511147.09 | $2733.42 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223448576 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $9315.00 | $10750.23 |  | 10.228% | $2147.89 | $2147.89 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15587.39 | 1 | XXXX | $2055.96 | XXXX | $171.33 |  |  |  |  |  | 49.637% | 49.637% | 49.637% | [Redacted] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $9315.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1745299.00 | 4.125% | 09/14/2022 | $1670443.79 | $8458.59 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223450631 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2191.87 |  | 9.177% | $597.08 | $597.08 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9123.41 | 1 | XXXX | $1650.84 | XXXX | $137.57 |  |  |  |  |  | 40.291% | 40.291% | 40.291% | [Redacted] | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $12429.96 |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $430000.00 | 6.874% | 07/02/2024 | $427194.00 | $2824.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223455233 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2689.50 | $3945.83 |  | 9.764% | $1307.53 | $1307.53 | 9.500% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11375.84 | 1 | XXXX | $4068.00 | XXXX | $339.00 |  |  |  |  |  | 41.301% | 41.301% | 41.301% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2689.50 |  | 6.810% | $0.00 | 2.2 |  |  |  | Yes | No | 9.500% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX | $0.00 |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $480000.00 | 3.375% | 10/14/2021 | $446476.18 | $2122.06 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $7648.04 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223457279 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6755.65 | $9627.19 |  | 9.744% | $2220.77 | $2220.77 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6743.83 | 1 | XXXX | $4644.96 | XXXX | $387.08 |  |  |  |  |  | 43.793% | 43.793% | 43.793% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6755.65 |  | 6.740% | $0.00 | 1.5 |  |  |  | No | No | 9.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $355911.00 | 3.500% | 08/06/2015 | $309009.28 | $1360.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.2 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223460742 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3113.29 | $4128.73 |  | 9.912% | $1290.53 | $1290.53 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12003.89 | 1 | XXXX | $633.00 | XXXX | $52.75 |  |  |  |  |  | 37.125% | 37.125% | 37.125% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3113.29 |  | 6.700% | $0.00 | 3 |  |  |  | No | No | 9.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $355000.00 | 3.750% | 12/20/2021 | $297347.33 | $2680.80 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223460958 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3499.60 | $3891.25 |  | 8.767% | $601.01 | $601.01 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3841.85 | 1 | XXXX | $1431.00 | XXXX | $119.25 |  |  |  |  |  | 45.595% | 45.595% | 45.595% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3499.60 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $305000.00 | 3.250% | 09/01/2021 | $282169.71 | $1964.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223461368 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5442.74 | $6356.02 |  | 8.795% | $1697.39 | $1697.39 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5854.78 | 1 | XXXX | $1527.00 | XXXX | $127.25 |  |  |  |  |  | 47.191% | 47.191% | 47.191% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5442.74 |  | 6.430% | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $300636.00 | 3.375% | 11/26/2019 | $261822.66 | $1329.10 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223464388 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2473.94 | $2907.79 |  | 9.252% | $469.19 | $469.19 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2226.14 | 1 | XXXX | $1473.00 | XXXX | $122.75 |  |  |  |  |  | 39.361% | 39.361% | 39.361% | [Redacted] | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2473.94 |  | 6.430% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 2 | 0 | 3 | 2 |  |  | 2.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $77569.00 | 5.250% | 04/06/2010 | $54130.48 | $321.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223464766 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3727.50 | $3655.73 |  | 9.188% | $1337.55 | $1337.55 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10724.17 | 1 | XXXX | $2560.20 | XXXX | $213.35 |  |  |  |  |  | 37.624% | 37.624% | 37.624% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3727.50 |  | 6.440% | $0.00 |  |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $422000.00 | 3.625% | 10/06/2017 | $348643.68 | $1924.54 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223465638 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3011.00 | $3203.35 |  | 9.274% | $1403.57 | $1403.57 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11176.64 | 1 | XXXX | $6621.96 | XXXX | $551.83 |  |  |  |  |  | 41.578% | 41.578% | 41.578% | [Redacted] | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3011.00 |  | 6.440% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $640000.00 | 2.990% | 02/05/2021 | $583948.00 | $2694.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11666.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223469585 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2649.14 | $2969.94 |  | 9.460% | $456.90 | $456.90 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12004.85 | 1 | XXXX | $2868.96 | XXXX | $239.08 |  |  |  |  |  | 25.191% | 25.191% | 25.191% | [Redacted] | 640 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2649.14 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $317460.00 | 2.750% | 06/14/2021 | $286780.00 | $1296.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223469621 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2106.25 | $2904.20 |  | 9.122% | $1382.26 | $1382.26 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8861.29 | 1 | XXXX | $1335.00 | XXXX | $111.25 |  |  |  |  |  | 36.650% | 36.650% | 36.650% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2106.25 |  | 6.440% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 27 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $263150.00 | 4.875% | 12/03/2018 | $218929.73 | $1392.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3991.87 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223469661 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2713.40 | $3261.00 |  | 8.800% | $2108.81 | $2108.81 | 8.625% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7229.08 | 1 | XXXX | $2063.04 | XXXX | $171.92 |  |  |  |  |  | 50.210% | 50.210% | 50.210% | [Redacted] | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2713.40 |  | 6.320% | $0.00 | 2.4 |  |  |  | Yes | No | 8.625% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $201000.00 | 3.000% | 09/21/2020 | $181647.00 | $847.42 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $12614.06 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223474339 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $5957.50 | $6616.05 |  | 8.782% | $1330.13 | $1330.13 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $20509.53 | 1 | XXXX | $3510.00 | XXXX | $292.50 |  |  |  |  |  | 23.354% | 23.354% | 23.354% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 92.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5957.50 |  | 6.810% | $0.00 | 1.2 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $245939.00 | 3.250% | 12/20/2012 | $120207.00 | $1070.35 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223478565 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4490.00 | $8041.76 |  | 8.520% | $3800.36 | $3800.36 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8709.37 | 2 | XXXX | $3183.00 | XXXX | $265.25 |  |  |  |  |  | 47.538% | 47.538% | 47.538% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4490.00 |  | 6.740% | $0.00 |  |  |  |  | No | No | 8.375% | 0 |  | 1 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $350000.00 | 3.875% | 06/08/2006 | $326609.91 | $1567.79 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223478584 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2367.00 | $2248.50 |  | 9.305% | $960.09 | $960.09 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4508.39 | 1 | XXXX | $2594.04 | XXXX | $216.17 |  |  |  |  |  | 48.144% | 48.144% | 48.144% | [Redacted] | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Cancelled Checks - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Other - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2018<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2017 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2367.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $472310.00 | 2.750% | 11/17/2020 | $425443.05 | $1928.16 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223478863 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3222.11 | $3548.31 |  | 9.793% | $808.11 | $808.11 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14773.42 | 1 | XXXX | $3957.72 | XXXX | $329.81 |  |  |  |  |  | 35.624% | 35.624% | 35.624% | [Redacted] | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3222.11 |  | 6.810% | $0.00 | 1.4 |  |  |  | Yes | No | 9.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $495000.00 | 3.875% | 05/22/2020 | $448291.11 | $2328.27 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223479038 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6690.00 | $6994.18 |  | 8.646% | $3844.57 | $3844.57 | 8.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $30607.57 | 1 | XXXX | $6297.00 | XXXX | $524.75 |  |  |  |  |  | 35.448% | 35.448% | 35.448% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6690.00 |  | 6.810% | $0.00 | 2.6 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1012000.00 | 3.750% | 07/26/2021 | $940409.02 | $4686.73 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223479751 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2970.50 | $3540.46 |  | 8.877% | $1166.68 | $1166.68 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12359.52 | 1 | XXXX | $4257.96 | XXXX | $354.83 |  |  |  |  |  | 29.083% | 29.083% | 29.083% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2970.50 |  | 6.700% | $0.00 | 1.2 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $250000.00 | 4.125% | 04/30/2019 | $219906.08 | $1211.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223485168 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2785.00 | $3433.78 |  | 9.428% | $976.36 | $976.36 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5604.61 | 1 | XXXX | $1704.00 | XXXX | $142.00 |  |  |  |  |  | 42.260% | 42.260% | 42.260% | [Redacted] | 650 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2785.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 5 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $269500.00 | 3.875% | 05/18/2020 | $244508.91 | $1267.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223485181 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3825.95 | $4314.35 |  | 9.805% | $736.29 | $736.29 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3981.64 | 1 | XXXX | $4753.08 | XXXX | $396.09 |  |  |  |  |  | 49.465% | 49.465% | 49.465% | [Redacted] | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3825.95 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $354386.00 | 2.375% | 02/23/2021 | $319641.71 | $1377.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223485186 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3920.00 | $4345.00 |  | 8.522% | $660.39 | $660.39 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2962.74 | 1 | XXXX | $806.04 | XXXX | $67.17 |  |  |  |  |  | 49.729% | 49.729% | 49.729% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3920.00 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 8.000% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 5 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $284500.00 | 2.875% | 07/02/2020 | $254269.68 | $1180.37 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223485232 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $2122.59 |  | 8.779% | $1576.35 | $1576.35 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7432.41 | 1 | XXXX | $2034.96 | XXXX | $169.58 |  |  |  |  |  | 44.110% | 44.110% | 44.110% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.440% | $0.00 | 1.6 |  |  |  | No | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 13 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $484838.00 | 2.750% | 04/27/2021 | $441804.84 | $1979.31 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223485541 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3462.92 | $3622.41 |  | 8.872% | $820.46 | $820.46 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12635.15 | 1 | XXXX | $2496.24 | XXXX | $208.02 |  |  |  |  |  | 29.478% | 29.478% | 29.478% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3462.92 |  | 6.700% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $448000.00 | 3.375% | 07/16/2021 | $415111.70 | $1980.60 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223485659 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $7908.64 |  | 8.035% | $3625.35 | $3625.35 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11456.46 | 1 | XXXX | $6297.36 | XXXX | $524.78 |  |  |  |  |  | 40.840% | 40.840% | 40.840% | [Redacted] | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.740% | $0.00 | 2.6 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $450000.00 | 2.625% | 02/01/2021 | $404453.62 | $1807.43 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6866.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223485660 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3605.94 | $4059.71 |  | 9.748% | $851.04 | $851.04 | 9.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11790.82 | 1 | XXXX | $6143.04 | XXXX | $511.92 |  |  |  |  |  | 38.135% | 38.135% | 38.135% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3605.94 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 3 | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $647200.00 | 4.750% | 06/16/2022 | $618555.63 | $3376.10 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.88 |  |  | No |  | $0.00 | $5509.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223490606 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4495.00 | $6458.90 |  | 9.867% | $1681.71 | $1681.71 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11495.25 | 2 | XXXX | $3569.04 | XXXX | $297.42 |  |  |  |  |  | 40.223% | 40.223% | 40.223% | [Redacted] | 640 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4495.00 |  | 6.740% | $0.00 |  |  |  |  | No | No | 9.500% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 12 | 28 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $267000.00 | 2.750% | 02/01/2021 | $242235.82 | $1090.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11715.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223490612 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4195.00 | $6729.10 |  | 9.571% | $2911.12 | $2911.12 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $310427.78 | 1 | XXXX | $7446.96 | XXXX | $620.58 |  |  |  |  |  | 17.678% | 17.678% | 17.678% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 30.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4195.00 |  | 6.740% | $0.00 | 3.8 |  |  |  | No | No | 9.375% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $1499701.35 | 42.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $2450000.00 | 6.990% | 05/23/2025 | $2450000.00 | $16283.46 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 70.25 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223490791 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $3597.18 |  | 7.923% | $1504.47 | $1504.47 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6985.65 | 1 | XXXX | $4529.04 | XXXX | $377.42 |  |  |  |  |  | 44.644% | 44.644% | 44.644% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.650% | $0.00 | 1 |  |  |  | No | No | 7.750% | 1 |  | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 15 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $714500.00 | 2.875% | 04/05/2021 | $654865.49 | $2964.41 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223490799 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2402.50 | $2947.98 |  | 9.363% | $556.95 | $556.95 | 8.875% | No | Yes | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9254.57 | 1 | XXXX | $1311.12 | XXXX | $109.26 |  |  |  |  |  | 40.020% | 40.020% | 40.020% | [Redacted] | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Interest / Dividends]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2402.50 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 8.875% | 3 | 0 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $1024437.56 |  | No |  |  |  |  | Yes | Title Search | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $553500.00 | 6.990% | 01/21/2025 | $552588.17 | $3678.73 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 197.69 |  | No | No |  | $7873.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223500792 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1690.00 | $2306.33 |  | 8.307% | $3005.07 | $3005.07 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $33353.95 | 1 | XXXX | $8064.00 | XXXX | $672.00 |  |  |  |  |  | 27.047% | 27.047% | 27.047% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1690.00 |  | 6.740% | $0.00 | 2.6 |  |  |  | Yes | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1110000.00 | 3.125% | 12/14/2020 | $1010579.71 | $4754.97 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9150.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223500819 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3588.32 | $4011.83 |  | 10.064% | $706.32 | $706.32 | 9.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4910.53 | 1 | XXXX | $2202.00 | XXXX | $183.50 |  |  |  |  |  | 48.491% | 48.491% | 48.491% | [Redacted] | 644 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3588.32 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $360000.00 | 3.375% | 08/02/2021 | $333572.07 | $1591.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223500835 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1958.75 | $2891.45 |  | 8.841% | $2950.13 | $2950.13 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18712.31 | 1 | XXXX | $9259.80 | XXXX | $771.65 |  |  |  |  |  | 42.118% | 42.118% | 42.118% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1958.75 |  | 6.880% | $0.00 | 3.1 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $668000.00 | 4.990% | 09/01/2022 | $642363.66 | $3581.89 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223500853 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4490.00 | $5851.66 |  | 8.779% | $3111.16 | $3111.16 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8274.65 | 1 | XXXX | $3853.20 | XXXX | $321.10 |  |  |  |  |  | 46.330% | 46.330% | 46.330% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4490.00 |  | 6.650% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $78085.17 |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $405000.00 | 2.875% | 09/21/2020 | $363964.96 | $1680.31 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.23 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223500957 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $2376.88 |  | 8.341% | $1685.04 | $1685.04 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10817.10 | 1 | XXXX | $7488.00 | XXXX | $624.00 |  |  |  |  |  | 40.297% | 40.297% | 40.297% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.010% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $425000.00 | 8.500% | 02/14/2025 | $424742.00 | $3267.88 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223500990 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2943.77 | $3694.47 |  | 9.597% | $978.37 | $978.37 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17797.07 | 1 | XXXX | $1781.04 | XXXX | $148.42 |  |  |  |  |  | 40.641% | 40.641% | 40.641% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2943.77 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $390000.00 | 3.875% | 02/04/2022 | $368103.61 | $2804.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223501033 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1885.60 |  | 9.913% | $442.87 | $442.87 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $28594.02 | 1 | XXXX | $4278.00 | XXXX | $356.50 |  |  |  |  |  | 15.535% | 15.535% | 15.535% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.740% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $391020.00 | 3.625% | 12/08/2021 | $357723.55 | $1787.36 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223501040 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1532.52 | $1643.43 |  | 9.520% | $384.23 | $384.23 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5135.43 | 1 | XXXX | $3579.96 | XXXX | $298.33 |  |  |  |  |  | 36.420% | 36.420% | 36.420% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1532.52 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $314280.00 |  | 11/22/2019 | $281422.62 | $1477.86 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223501042 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1781.60 | $2646.60 |  | 10.954% | $548.84 | $548.84 | 10.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6699.87 | 1 | XXXX | $1080.84 | XXXX | $90.07 |  |  |  |  |  | 46.401% | 46.401% | 46.401% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1781.60 |  | 6.740% | $0.00 |  |  |  |  | No | No | 10.500% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $9000.73 |  | No | 7 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $82500.00 | 3.875% | 12/27/2021 | $77593.59 | $387.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223507468 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $2391.57 |  | 8.684% | $639.05 | $639.05 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8200.90 | 1 | XXXX | $1086.96 | XXXX | $90.58 |  |  |  |  |  | 40.086% | 40.086% | 40.086% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.440% | $0.00 | 2.2 |  |  |  | Yes | No | 8.250% | 2 | 1 | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $438200.00 | 3.375% | 08/18/2023 | $430311.19 | $2805.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6250.01 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223512318 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $595.00 | $2913.10 |  | 9.975% | $849.99 | $849.99 | 9.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $6852.43 | 1 | XXXX | $3798.96 | XXXX | $316.58 |  |  |  |  |  | 43.926% | 43.926% | 43.926% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $595.00 |  | 6.870% | $0.00 | 2.6 |  |  |  | No | No | 9.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $392000.00 | 4.250% | 05/12/2015 | $315453.34 | $1928.40 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 18.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223512325 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1599.60 | $2143.48 |  | 10.344% | $853.66 | $853.66 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5362.71 | 1 | XXXX | $5632.44 | XXXX | $469.37 |  |  |  |  |  | 46.018% | 46.018% | 46.018% | [Redacted] | 643 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2005 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1599.60 |  | 6.010% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $596763.00 | 2.875% | 10/14/2021 | $551749.03 | $2475.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223512431 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2839.00 | $3481.63 |  | 9.142% | $469.04 | $469.04 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3330.40 | 1 | XXXX | $1226.04 | XXXX | $102.17 |  |  |  |  |  | 34.663% | 34.663% | 34.663% | [Redacted] | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2839.00 |  | 6.800% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $145500.00 | 5.000% | 12/09/2003 | $117337.93 | $946.49 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223512447 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2125.00 | $3281.24 |  | 8.618% | $751.27 | $751.27 | 8.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10908.49 | 1 | XXXX | $1715.40 | XXXX | $142.95 |  |  |  |  |  | 24.845% | 24.845% | 24.845% | [Redacted] | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2125.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $217200.00 | 2.990% | 01/26/2021 | $197345.06 | $914.56 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223513489 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6113.40 | $6648.24 |  | 10.165% | $1289.18 | $1289.18 | 9.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4616.69 | 1 | XXXX | $1470.96 | XXXX | $122.58 |  |  |  |  |  | 36.723% | 36.723% | 36.723% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2010 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6113.40 |  | 6.870% | $0.00 | 2.5 |  |  |  | No | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $220000.00 | 4.500% | 01/28/2020 | $199820.59 | $1131.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223513763 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $7225.00 | $8051.56 |  | 9.619% | $3077.47 | $3077.47 | 9.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26851.37 | 1 | XXXX | $1224.96 | XXXX | $102.08 |  |  |  |  |  | 48.671% | 48.671% | 48.671% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7225.00 |  | 6.870% | $0.00 | 2.5 |  |  |  | Yes | No | 9.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | $161497.19 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $681850.00 | 2.875% | 01/27/2021 | $588006.05 | $2828.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 79.05 |  | No | No |  | $25632.99 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223513871 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1907.50 | $2304.02 |  | 8.242% | $358.21 | $358.21 | 7.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7087.20 | 1 | XXXX | $3980.04 | XXXX | $331.67 |  |  |  |  |  | 29.275% | 29.275% | 29.275% | [Redacted] | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1907.50 |  | 6.740% | $0.00 | 3 |  |  |  | No | No | 7.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $296250.00 | 2.990% | 09/15/2020 | $267435.15 | $1247.40 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 19.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223518772 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3810.00 | $5852.75 |  | 9.010% | $1573.40 | $1573.40 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10814.39 | 1 | XXXX | $7892.04 | XXXX | $657.67 |  |  |  |  |  | 45.061% | 45.061% | 45.061% | [Redacted] | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3810.00 |  | 6.740% | $0.00 | 2.6 |  |  |  | Yes | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $548250.00 | 3.250% | 04/16/2021 | $502945.08 | $2386.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223520905 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2199.83 | $2872.17 |  | 9.894% | $553.43 | $553.43 | 9.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5002.86 | 1 | XXXX | $479.04 | XXXX | $39.92 |  |  |  |  |  | 44.786% | 44.786% | 44.786% | [Redacted] | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2021<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2199.83 |  | 6.880% | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $285000.00 | 3.875% | 03/18/2022 | $269468.00 | $1340.18 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $4845.32 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223520956 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2340.50 | $3084.50 |  | 8.418% | $513.64 | $513.64 | 8.000% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2992.12 | 1 | XXXX | $1098.00 | XXXX | $91.50 |  |  |  |  |  | 40.697% | 40.697% | 40.697% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2340.50 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $103000.00 | 2.500% | 12/14/2020 | $89507.51 | $406.97 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $2557.37 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223538276 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $10040.00 | $14722.76 |  | 9.045% | $3540.15 | $3540.15 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $261526.29 | 1 | XXXX | $9032.04 | XXXX | $752.67 |  |  |  |  |  | 12.589% | 12.589% | 12.589% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 25.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $10040.00 |  | 6.930% | $0.00 | 4.9 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1950000.00 | 7.125% | 05/12/2025 | $1950000.00 | $13137.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223538282 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $8149.63 | $8039.85 |  | 9.078% | $3592.34 | $3592.34 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9543.47 | 1 | XXXX | $3355.44 | XXXX | $279.62 |  |  |  |  |  | 44.828% | 44.828% | 44.828% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $8149.63 |  | 6.800% | $0.00 | 3 |  |  |  | Yes | No | 8.875% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $242000.00 | 2.125% | 03/09/2021 | $184403.10 | $1571.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223538295 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2740.00 | $5959.50 |  | 8.317% | $3757.00 | $3757.00 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16835.96 | 1 | XXXX | $5958.00 | XXXX | $496.50 |  |  |  |  |  | 34.858% | 34.858% | 34.858% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2740.00 |  | 6.700% | $0.00 | 5 |  |  |  | No | No | 8.250% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $528000.00 | 3.990% | 03/18/2022 | $498905.79 | $2517.71 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11886.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223539861 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1445.00 | $2932.81 |  | 9.011% | $786.85 | $786.85 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8818.80 | 1 | XXXX | $2556.60 | XXXX | $213.05 |  |  |  |  |  | 36.991% | 36.991% | 36.991% | [Redacted] | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1445.00 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 8.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $503500.00 | 1.550% | 10/27/2020 | $440873.00 | $1850.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223542688 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1545.00 | $2168.25 |  | 11.411% | $560.47 | $560.47 | 10.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7184.21 | 1 | XXXX | $1094.04 | XXXX | $91.17 |  |  |  |  |  | 32.648% | 32.648% | 32.648% | [Redacted] | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1545.00 |  | 6.090% | $0.00 | 1.3 |  |  |  | No | No | 10.750% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $247000.00 | 2.875% | 02/01/2021 | $225485.69 | $1024.78 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223548567 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1714.66 |  | 9.597% | $1837.64 | $1837.64 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5803.95 | 1 | XXXX | $2770.32 | XXXX | $230.86 |  |  |  |  |  | 47.955% | 47.955% | 47.955% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.800% | $0.00 | 3.6 |  |  |  | N/A | No | 9.500% | 2 |  | 1 | 0 | 3 | 2 |  |  | 15.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $513600.00 | 3.875% | 03/03/2022 | $485610.82 | $2415.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223548630 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2402.77 |  | 10.635% | $742.43 | $742.43 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4477.90 | 1 | XXXX | $1548.00 | XXXX | $129.00 |  |  |  |  |  | 47.972% | 47.972% | 47.972% | [Redacted] | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.800% | $0.00 | 1.2 |  |  |  | No | No | 10.375% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $120000.00 | 5.125% | 11/02/2018 | $107575.00 | $653.39 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223553662 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3645.00 | $4759.20 |  | 9.234% | $875.75 | $875.75 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8456.06 | 1 | XXXX | $2506.68 | XXXX | $208.89 |  |  |  |  |  | 49.799% | 49.799% | 49.799% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3645.00 |  | 6.510% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $945000.00 | 6.223% | 09/01/2022 | $916644.72 | $5801.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223560756 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $995.00 | $2709.32 |  | 8.623% | $1736.60 | $1736.60 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7308.05 | 1 | XXXX | $3081.60 | XXXX | $256.80 |  |  |  |  |  | 43.817% | 43.817% | 43.817% | [Redacted] | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $995.00 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $338446.00 | 2.875% | 03/19/2020 | $294740.04 | $1404.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $7589.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223560758 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1880.38 | $2217.28 |  | 9.633% | $1113.40 | $1113.40 | 9.375% | No | No | Not Employed | Not Employed | Self-Employed |  | 40.75 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $123324.36 | 1 | XXXX | $3762.00 | XXXX | $313.50 |  |  |  |  |  | 33.158% | 33.158% | 33.158% | [Redacted] | 719 | 719 | 711 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1880.38 |  | 6.270% | $0.00 | 1.2 |  |  |  | Yes | No | 9.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $536226.10 | 52.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | $806500.00 | 6.990% | 04/06/2023 | $806500.00 | $5360.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 87.92 |  | No | No |  | $184502.06 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223560807 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1490.00 | $3064.60 |  | 9.677% | $1294.92 | $1294.92 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9541.58 | 1 | XXXX | $2535.96 | XXXX | $211.33 |  |  |  |  |  | 43.487% | 43.487% | 43.487% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.800% | $0.00 | 1 |  |  |  | Yes | No | 9.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $253000.00 | 4.000% | 05/17/2005 | $179918.08 | $953.14 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 45.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223561152 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5990.00 | $6127.68 |  | 9.033% | $3580.40 | $3580.40 | 8.875% | No | No | Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | $12733.93 | 1 | XXXX | $2070.12 | XXXX | $172.51 |  |  |  |  |  | 44.864% | 44.864% | 44.864% | [Redacted] | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5990.00 |  | 6.870% | $0.00 | 1.7 |  |  |  | No | No | 8.875% | 1 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $809910.00 | 3.000% | 05/13/2021 | $740686.00 | $3414.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 14.98 |  | No | No |  | $5870.54 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223563587 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2290.00 | $3317.00 |  | 9.657% | $661.97 | $661.97 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16130.33 | 2 | XXXX | $1908.96 | XXXX | $159.08 |  |  |  |  |  | 49.397% | 49.397% | 49.397% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2290.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 | 2 | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 28 | 29 |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $544000.00 | 3.875% | 01/03/2020 | $486535.00 | $2558.09 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $11901.89 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223564507 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6055.00 | $7686.36 |  | 9.242% | $1670.85 | $1670.85 | 8.875% | No | No | Self-Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $5028.94 | 1 | XXXX | $4858.56 | XXXX | $404.88 |  |  |  |  |  | 49.837% | 49.837% | 49.837% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6055.00 |  | 6.740% | $0.00 | 1.9 |  |  |  | No | No | 8.875% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 4.40 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 28 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $221428.00 | 4.125% | 12/11/2014 | $173765.00 | $1073.15 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 50.66 |  |  | No |  | $901.00 | $3033.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223566488 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3146.26 |  | 8.325% | $3756.33 | $3756.33 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $38233.16 | 1 | XXXX | $1257.00 | XXXX | $104.75 |  |  |  |  |  | 28.800% | 28.800% | 28.800% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.870% | $0.00 | 2.7 |  |  |  | No | No | 8.250% | 2 |  | 1 | 0 | 3 | 1 |  |  | 15.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $484000.00 | 3.500% | 09/16/2019 | $427727.68 | $2173.38 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 74.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223590257 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3458.50 | $4061.00 |  | 8.783% | $767.67 | $767.67 | 8.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2692.56 | 1 | XXXX | $3074.52 | XXXX | $256.21 |  |  |  |  |  | 48.427% | 48.427% | 48.427% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3458.50 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $208000.00 | 2.990% | 08/24/2020 | $186542.02 | $875.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223590324 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3753.86 |  | 8.467% | $1126.90 | $1126.90 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7360.14 | 1 | XXXX | $2877.96 | XXXX | $239.83 |  |  |  |  |  | 45.712% | 45.712% | 45.712% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $315000.00 | 3.125% | 08/10/2021 | $290368.83 | $1349.38 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4474.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223593171 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2487.25 | $4342.32 |  | 8.753% | $2030.41 | $2030.41 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5825.29 | 3 | XXXX | $3108.96 | XXXX | $259.08 |  |  |  |  |  | 39.654% | 39.654% | 39.654% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2487.25 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $296250.00 | 3.375% | 07/01/2021 | $228868.75 | $1114.08 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223595949 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $11773.25 | $16908.54 |  | 10.005% | $3684.14 | $3684.14 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $214824.51 | 2 | XXXX | $11516.76 | XXXX | $959.73 |  |  |  |  |  | 11.152% | 11.152% | 11.152% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $11773.25 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $600000.00 | 6.250% | 08/08/2022 | $580900.90 | $3694.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223596317 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1292.18 | $2512.18 |  | 11.425% | $615.49 | $615.49 | 11.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7708.28 | 1 | XXXX | $1325.04 | XXXX | $110.42 |  |  |  |  |  | 38.334% | 38.334% | 38.334% | [Redacted] | 642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1292.18 |  | 6.870% | $0.00 | 2.2 |  |  |  | No | No | 11.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $46772.36 |  | No | 22 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $358388.00 | 2.990% | 03/05/2021 | $327709.75 | $1509.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223596340 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3420.00 | $5675.18 |  | 8.575% | $733.76 | $733.76 | 8.000% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3427.51 | 1 | XXXX | $2750.04 | XXXX | $229.17 |  |  |  |  |  | 45.760% | 45.760% | 45.760% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3420.00 |  | 6.870% | $0.00 | 1.2 |  |  |  | No | No | 8.000% | 0 | 2 | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 28 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $319585.00 | 2.750% | 11/12/2020 | $288015.98 | $1304.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1536.00 | $1308.20 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223596348 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1982.09 |  | 8.960% | $595.62 | $595.62 | 8.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $19612.02 | 1 | XXXX | $2207.04 | XXXX | $183.92 |  |  |  |  |  | 36.906% | 36.906% | 36.906% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.480% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $892651.13 | 65.630% | No | 29 | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1088000.00 | 6.750% | 06/09/2025 | $1088000.00 | $7056.75 | No | Individual | No |  | No | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable | Not Applicable |  |  |  |  |  |  |  |  |  |  |  | 91.94 |  |  | No |  | $0.00 | $10916.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223617660 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2302.50 | $4217.38 |  | 8.550% | $2149.82 | $2149.82 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10149.30 | 1 | XXXX | $2426.04 | XXXX | $202.17 |  |  |  |  |  | 46.154% | 46.154% | 46.154% | [Redacted] | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2302.50 |  | 6.270% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1072500.00 | 3.000% | 01/04/2022 | $998238.14 | $4521.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223620566 | [Redacted] | [Redacted] |  | N/A |  |  |  | No | No | $4507.50 | $6594.02 |  | 9.101% | $1494.73 | $1494.73 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $12882.53 | 1 | XXXX | $450.48 | XXXX | $37.54 |  |  |  |  |  | 48.771% | 48.771% | 48.771% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 87.000% |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 1992<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 1992<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 1992 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4507.50 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $515000.00 | 4.750% | 11/21/2019 | $467911.63 | $2686.48 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 34.49 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223620862 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1995.00 | $433.30 |  | 8.353% | $3329.12 | $3329.12 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10085.96 | 1 | XXXX | $4895.64 | XXXX | $407.97 |  |  |  |  |  | 48.031% | 48.031% | 48.031% | [Redacted] | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1995.00 |  | 6.870% | $0.00 | 1.4 |  |  |  | No | No | 8.375% | 1 |  | 1 | 0 | 2 | 1 |  |  | 3.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1089796.00 | 2.500% | 05/01/2021 | $988581.00 | $4306.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223621301 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3660.00 | $5208.63 |  | 8.883% | $2674.78 | $2674.78 | 8.750% | No | No | Employed | Non-Employment Income | Employed |  | 2.57 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $5755.59 | 1 | XXXX | $529.08 | XXXX | $44.09 |  |  |  |  |  | 45.445% | 45.445% | 45.445% | [Redacted] | 762 | 810 | 826 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3660.00 |  | 6.740% | $0.00 | 1 |  |  |  | No | No | 8.750% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  | 28 |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | $200000.00 | 2.990% | 12/17/2020 | $179949.47 | $842.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | No |  | $1861.60 | $1755.11 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223622361 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1381.47 |  | 9.785% | $420.43 | $420.43 | 9.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4021.55 | 1 | XXXX | $3405.60 | XXXX | $283.80 |  |  |  |  |  | 37.726% | 37.726% | 37.726% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 | 0 | 2 | 0 | 2 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $226800.00 | 3.625% | 09/02/2021 | $205457.00 | $1150.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1466.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223623152 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3440.00 | $5125.45 |  | 8.649% | $2306.74 | $2306.74 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6376.12 | 1 | XXXX | $1805.16 | XXXX | $150.43 |  |  |  |  |  | 49.191% | 49.191% | 49.191% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3440.00 |  | 6.740% | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 6 | 28 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $189600.00 | 3.625% | 03/31/2014 | $61871.48 | $1367.09 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $9975.15 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223623470 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $4615.00 | $6446.36 |  | 9.867% | $4295.77 | $4295.77 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $64684.39 | 1 | XXXX | $4833.00 | XXXX | $402.75 |  |  |  |  |  | 11.018% | 11.018% | 11.018% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4615.00 |  | 6.740% | $0.00 | 4.4 |  |  |  | No | No | 9.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $2483100.00 | 7.250% | 04/11/2025 | $2483100.00 | $16939.12 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223624478 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1586.05 | $2093.37 |  | 8.495% | $610.78 | $610.78 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3940.60 | 1 | XXXX | $2235.00 | XXXX | $186.25 |  |  |  |  |  | 45.759% | 45.759% | 45.759% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1586.05 |  | 6.870% | $0.00 | 2.2 |  |  |  | No | No | 8.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $156000.00 |  | 07/22/2022 | $136386.00 | $1213.42 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223637105 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2224.33 |  | 8.533% | $408.37 | $408.37 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10892.38 | 1 | XXXX | $1619.64 | XXXX | $134.97 |  |  |  |  |  | 31.596% | 31.596% | 31.596% | [Redacted] | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 17 | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $495000.00 | 3.250% | 08/10/2020 | $430295.27 | $2412.22 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.44 |  |  | No |  | $0.00 | $7986.71 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223638014 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1644.78 | $2800.82 |  | 8.699% | $495.84 | $495.84 | 8.250% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7195.54 | 1 | XXXX | $3098.04 | XXXX | $258.17 |  |  |  |  |  | 26.637% | 26.637% | 26.637% | [Redacted] | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1644.78 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $304385.00 | 2.750% | 01/10/2020 | $267355.13 | $1242.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4233.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223652017 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3659.75 | $4261.03 |  | 7.867% | $611.25 | $611.25 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2030.08 | 1 | XXXX | $795.00 | XXXX | $66.25 |  |  |  |  |  | 49.940% | 49.940% | 49.940% | [Redacted] | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3659.75 |  | 6.930% | $0.00 | 2.5 |  |  |  | No | No | 7.375% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $230000.00 | 2.990% | 09/09/2021 | $210943.60 | $968.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223652146 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2564.50 | $3803.72 |  | 10.000% | $2667.75 | $2667.75 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33176.88 | 2 | XXXX | $753.00 | XXXX | $62.75 |  |  |  |  |  | 38.814% | 38.814% | 38.814% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2564.50 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $150500.00 | 4.875% | 03/30/2020 | $137418.00 | $796.46 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 77.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223652753 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2452.50 | $3354.43 |  | 8.273% | $2237.23 | $2237.23 | 8.125% | No | No | Non-Employment Income | Employed | Employed |  | 2.5 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | $9632.66 | 1 | XXXX | $9106.68 | XXXX | $758.89 |  |  |  |  |  | 46.560% | 46.560% | 46.560% | [Redacted] | 766 | 766 | 795 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2452.50 |  | 6.430% | $0.00 | 3.7 |  |  |  | N/A | No | 8.125% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  | 28 |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  | 1 | $510400.00 | 3.125% | 06/01/2020 | $459777.48 | $2186.43 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $15363.31 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223652827 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2242.50 | $3307.49 |  | 10.036% | $1868.29 | $1868.29 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33661.65 | 2 | XXXX | $585.96 | XXXX | $48.83 |  |  |  |  |  | 37.919% | 37.919% | 37.919% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2242.50 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $115500.00 | 4.875% | 03/30/2020 | $99601.00 | $611.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223663467 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $3410.70 |  | 8.385% | $507.55 | $507.55 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3355.55 | 1 | XXXX | $3575.04 | XXXX | $297.92 |  |  |  |  |  | 49.275% | 49.275% | 49.275% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.930% | $0.00 | 4.6 |  |  |  | Yes | No | 7.875% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $477000.00 | 2.375% | 08/14/2021 | $437195.00 | $1853.88 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223687012 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2466.50 | $3652.66 |  | 10.008% | $2424.44 | $2424.44 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33323.26 | 3 | XXXX | $1074.96 | XXXX | $89.58 |  |  |  |  |  | 38.544% | 38.544% | 38.544% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2019<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2466.50 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $203000.00 | 4.875% | 03/27/2020 | $186153.35 | $1074.29 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.66 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223687585 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2671.95 | $3969.27 |  | 9.992% | $2934.52 | $2934.52 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32676.09 | 3 | XXXX | $1467.96 | XXXX | $122.33 |  |  |  |  |  | 39.737% | 39.737% | 39.737% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2671.95 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $250500.00 | 4.875% | 03/01/2020 | $228843.00 | $2015.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223687630 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $3553.36 |  | 8.107% | $2201.29 | $2201.29 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18249.45 | 1 | XXXX | $1795.56 | XXXX | $149.63 |  |  |  |  |  | 27.239% | 27.239% | 27.239% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.930% | $0.00 | 1.9 |  |  |  | No | No | 8.000% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 2 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $565000.00 | 4.125% | 04/19/2016 | $461104.52 | $2738.27 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.57 |  |  | No |  | $0.00 | $10914.54 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223687879 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1991.10 |  | 9.254% | $899.73 | $899.73 | 9.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10568.59 | 1 | XXXX | $2964.96 | XXXX | $247.08 |  |  |  |  |  | 36.944% | 36.944% | 36.944% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.270% | $0.00 | 3.4 |  |  |  | Yes | No | 9.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 17 | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $231000.00 | 4.125% | 04/11/2016 | $247919.41 | $1425.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8260.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223699990 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1740.00 | $2734.27 |  | 8.785% | $768.91 | $768.91 | 8.500% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20551.74 | 1 | XXXX | $3915.96 | XXXX | $326.33 |  |  |  |  |  | 21.742% | 21.742% | 21.742% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 74.000% |  | 100.000% |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1740.00 |  | 6.930% | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 2 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $363580.00 | 2.875% | 01/04/2021 | $324985.22 | $1508.46 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.15 |  |  | No |  | $19471.31 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223700003 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2001.50 | $2954.20 |  | 11.433% | $622.31 | $622.31 | 10.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5219.43 | 1 | XXXX | $968.16 | XXXX | $80.68 |  |  |  |  |  | 48.555% | 48.555% | 48.555% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2001.50 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 10.875% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 28 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $278600.00 | 8.125% | 04/15/2024 | $276526.03 | $2068.60 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223700015 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5474.94 | $6241.54 |  | 9.007% | $1431.47 | $1431.47 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13197.96 | 1 | XXXX | $2012.04 | XXXX | $167.67 |  |  |  |  |  | 23.772% | 23.772% | 23.772% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5474.94 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $255000.00 | 3.625% | 11/30/2020 | $209189.00 | $1495.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223706151 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4003.00 | $6191.36 |  | 8.981% | $1076.48 | $1076.48 | 8.500% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6266.71 | 1 | XXXX | $2628.96 | XXXX | $219.08 |  |  |  |  |  | 46.430% | 46.430% | 46.430% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4003.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $404000.00 | 3.375% | 04/20/2021 | $365057.35 | $1786.07 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1448.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223708735 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3715.00 | $5872.72 |  | 9.916% | $1144.83 | $1144.83 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7265.13 | 1 | XXXX | $2511.36 | XXXX | $209.28 |  |  |  |  |  | 40.364% | 40.364% | 40.364% | [Redacted] | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3715.00 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 27 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $415000.00 | 3.875% | 07/27/2020 | $376805.73 | $1951.48 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223708774 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3700.00 | $4125.58 |  | 8.966% | $1659.94 | $1659.94 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3072.43 | 1 | XXXX | $1714.32 | XXXX | $142.86 |  |  |  |  |  | 47.421% | 47.421% | 47.421% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Foster Care]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3700.00 |  | 6.920% | $0.00 | 3.9 |  |  |  | No | No | 8.750% | 3 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $170600.00 | 2.875% | 10/08/2021 | $156565.26 | $707.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223708775 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $495.00 | $756.56 |  | 8.153% | $381.62 | $381.62 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20493.13 | 1 | XXXX | $1818.00 | XXXX | $151.50 |  |  |  |  |  | 20.384% | 20.384% | 20.384% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $495.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.000% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 1 | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $510400.00 | 2.875% | 11/02/2020 | $459595.88 | $2117.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $10795.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223708781 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1609.56 |  | 8.252% | $891.00 | $891.00 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11596.10 | 1 | XXXX | $2331.96 | XXXX | $194.33 |  |  |  |  |  | 27.430% | 27.430% | 27.430% | [Redacted] | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $322000.00 | 3.625% | 10/08/2019 | $285243.00 | $1468.49 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4729.75 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223708784 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2150.30 |  | 9.272% | $469.52 | $469.52 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7421.17 | 1 | XXXX | $1897.56 | XXXX | $158.13 |  |  |  |  |  | 39.987% | 39.987% | 39.987% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 1 | 0 | 2 | 2 |  |  | 4.67 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $523125.00 | 3.375% | 08/06/2021 | $485668.81 | $2312.72 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223709102 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $11265.00 | $12377.72 |  | 9.329% | $2386.93 | $2386.93 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $44401.23 | 1 | XXXX | $3090.36 | XXXX | $257.53 |  |  |  |  |  | 20.746% | 20.746% | 20.746% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $11265.00 |  | 6.880% | $0.00 | 1.4 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $500000.00 | 6.125% | 04/07/2022 | $480848.17 | $3038.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.99 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712446 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1142.00 | $171.90 |  | 8.250% | $1278.10 | $1278.10 | 8.250% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9161.09 | 1 | XXXX | $1272.96 | XXXX | $106.08 |  |  |  |  |  | 44.783% | 44.783% | 44.783% | [Redacted] | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Annuity]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Annuity]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Annuity]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1142.00 |  | 6.380% | $0.00 | 4.3 |  |  |  | No | No | 8.250% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 8 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $337504.00 | 2.750% | 07/31/2020 | $298753.14 | $1377.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11666.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712474 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1990.00 | $2945.00 |  | 8.582% | $4122.16 | $4122.16 | 8.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $17736.01 | 1 | XXXX | $3437.16 | XXXX | $286.43 |  |  |  |  |  | 48.901% | 48.901% | 48.901% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1990.00 |  | 6.510% | $0.00 | 2.4 |  |  |  | No | No | 8.500% | 0 | 2 | 1 | 0 | 3 | 1 |  |  | 17.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 27 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1890000.00 | 3.375% | 12/16/2021 | $1764879.19 | $8355.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $15107.89 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712483 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4635.00 | $6533.74 |  | 8.753% | $3888.95 | $3888.95 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $22586.48 | 1 | XXXX | $1594.20 | XXXX | $132.85 |  |  |  |  |  | 27.754% | 27.754% | 27.754% | [Redacted] | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 22.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4635.00 |  | 6.920% | $0.00 |  |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $800000.00 | 3.250% | 10/08/2021 | $744525.00 | $3481.65 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712505 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4902.50 | $6258.26 |  | 10.086% | $3039.22 | $3039.22 | 9.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8239.72 | 1 | XXXX | $6441.60 | XXXX | $536.80 |  |  |  |  |  | 49.886% | 49.886% | 49.886% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $4902.50 |  | 6.920% | $0.00 | 2.6 |  |  |  | No | No | 9.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $431000.00 | 4.750% | 12/05/2019 | $302208.21 | $2248.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.95 |  |  | No |  | $2639.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712508 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1545.00 | $1193.60 |  | 9.144% | $499.72 | $499.72 | 8.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16979.24 | 1 | XXXX | $2559.00 | XXXX | $213.25 |  |  |  |  |  | 33.737% | 33.737% | 33.737% | [Redacted] | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1545.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 17 | 17 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $414900.00 | 4.125% | 04/20/2022 | $390486.62 | $2010.81 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.35 |  | No | No |  | $2500.00 | $9870.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712512 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4995.00 | $5816.68 |  | 9.953% | $2749.29 | $2749.29 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36929.46 | 1 | XXXX | $10887.00 | XXXX | $907.25 |  |  |  |  |  | 42.211% | 42.211% | 42.211% | [Redacted] | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4995.00 |  | 6.880% | $0.00 | 1 |  |  |  | No | No | 9.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $2000000.00 | 7.750% | 05/13/2025 | $2000000.00 | $14328.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712530 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1360.90 | $1872.57 |  | 8.905% | $1039.44 | $1039.44 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9673.54 | 1 | XXXX | $909.96 | XXXX | $75.83 |  |  |  |  |  | 31.659% | 31.659% | 31.659% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 73.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1360.90 |  | 6.920% | $0.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $3179.98 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $417127.00 | 3.875% | 10/04/2006 | $407663.89 | $1711.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712535 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4578.20 | $4857.59 |  | 10.380% | $2030.38 | $2030.38 | 10.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9278.34 | 1 | XXXX | $2664.96 | XXXX | $222.08 |  |  |  |  |  | 42.344% | 42.344% | 42.344% | [Redacted] | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Personal, Business | 100.000% | 40.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Personal - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4578.20 |  | 6.890% | $0.00 | 1.7 |  |  |  | Yes | No | 10.125% | 0 |  | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $605500.00 | 3.250% | 06/17/2021 | $555049.80 | $2635.17 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712555 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1106.25 | $3333.75 |  | 9.771% | $617.01 | $617.01 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9352.17 | 1 | XXXX | $1437.00 | XXXX | $119.75 |  |  |  |  |  | 41.455% | 41.455% | 41.455% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1106.25 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $309320.00 | 3.500% | 09/24/2019 | $271658.97 | $1388.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223712582 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1495.00 | $2833.80 |  | 9.069% | $3688.88 | $3688.88 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $13638.00 | 2 | XXXX | $3755.28 | XXXX | $312.94 |  |  |  |  |  | 42.171% | 42.171% | 42.171% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Account Transcripts - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.400% | $0.00 |  |  |  |  | Yes | No | 9.000% | 2 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $45371.98 |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $224000.00 | 6.375% | 07/20/2005 | $176585.53 | $1195.69 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223717476 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6586.00 | $7513.00 |  | 9.194% | $3347.23 | $3347.23 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14124.49 | 1 | XXXX | $3220.32 | XXXX | $268.36 |  |  |  |  |  | 37.559% | 37.559% | 37.559% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6586.00 |  | 6.830% | $0.00 | 2 |  |  |  | No | No | 9.000% | 3 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | $196894.75 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $680000.00 | 5.000% | 04/26/2022 | $614434.39 | $4515.43 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223717514 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1667.94 | $1936.79 |  | 8.373% | $619.99 | $619.99 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3732.79 | 1 | XXXX | $1340.04 | XXXX | $111.67 |  |  |  |  |  | 44.210% | 44.210% | 44.210% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1667.94 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $274550.00 | 3.875% | 04/06/2020 | $241209.69 | $1291.04 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223717585 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1890.74 | $980.97 |  | 8.847% | $734.14 | $734.14 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12498.14 | 1 | XXXX | $2856.96 | XXXX | $238.08 |  |  |  |  |  | 26.192% | 26.192% | 26.192% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1890.74 |  | 6.090% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $269000.00 | 0.010% | 03/04/2021 | $237229.00 | $1258.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223725554 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2045.00 | $2993.96 |  | 8.950% | $777.79 | $777.79 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9131.34 | 1 | XXXX | $3158.04 | XXXX | $263.17 |  |  |  |  |  | 49.225% | 49.225% | 49.225% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2045.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $249216.15 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1240000.00 | 3.250% | 09/21/2021 | $1147181.87 | $5396.56 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223725587 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3299.98 | $4449.98 |  | 9.832% | $2122.02 | $2122.02 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18944.88 | 1 | XXXX | $6097.20 | XXXX | $508.10 |  |  |  |  |  | 23.125% | 23.125% | 23.125% | [Redacted] | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3299.98 |  | 6.830% | $0.00 | 1.2 |  |  |  | No | No | 9.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $290512.00 | 3.375% | 03/19/2015 | $207098.33 | $1052.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223726306 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1145.00 | $1555.79 |  | 8.298% | $414.34 | $414.34 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4840.89 | 1 | XXXX | $2040.00 | XXXX | $170.00 |  |  |  |  |  | 39.096% | 39.096% | 39.096% | [Redacted] | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1145.00 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $163000.00 | 2.490% | 12/13/2021 | $131029.61 | $1086.10 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223726308 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $595.00 | $1132.16 |  | 8.803% | $446.93 | $446.93 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4850.51 | 1 | XXXX | $2853.00 | XXXX | $237.75 |  |  |  |  |  | 39.687% | 39.687% | 39.687% | [Redacted] | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $595.00 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 2 | 0 | 2 | 2 |  |  | 5.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $313500.00 | 2.750% | 08/01/2021 | $284924.68 | $1279.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223726360 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4733.64 | $5408.04 |  | 9.427% | $974.29 | $974.29 | 8.750% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5860.17 | 1 | XXXX | $2629.56 | XXXX | $219.13 |  |  |  |  |  | 49.874% | 49.874% | 49.874% | [Redacted] | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4733.64 |  | 6.480% | $0.00 | 1 |  |  |  | No | No | 8.750% | 1 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $674500.00 | 2.750% | 05/24/2006 | $528003.83 | $2192.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223727112 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1526.00 | $2246.21 |  | 8.839% | $2139.83 | $2139.83 | 8.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $64780.32 | 4 | XXXX | $3200.88 | XXXX | $266.74 |  |  |  |  |  | 44.517% | 44.517% | 44.517% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1526.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 15.97 | No |  |  |  |  | Other |  |  |  |  | XXXX | $697199.51 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $238037.60 | 5.500% | 11/19/2022 | $203572.84 | $2148.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 171.38 |  | No | No |  | $52532.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223727252 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4030.00 | $5863.60 |  | 9.290% | $959.77 | $959.77 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6935.03 | 1 | XXXX | $4923.96 | XXXX | $410.33 |  |  |  |  |  | 46.654% | 46.654% | 46.654% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4030.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 1 | 0 | 1 | 1 |  |  | 5.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $505800.00 | 3.750% | 06/11/2020 | $457439.75 | $2342.44 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223728902 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5802.72 | $6955.32 |  | 9.097% | $1202.97 | $1202.97 | 8.250% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5982.19 | 1 | XXXX | $1082.16 | XXXX | $90.18 |  |  |  |  |  | 45.358% | 45.358% | 45.358% | [Redacted] | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5802.72 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  | 29 |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $416000.00 | 3.875% | 10/21/2021 | $387778.67 | $1956.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $2876.42 | $1375.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223729152 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $1820.56 |  | 8.309% | $955.65 | $955.65 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8891.86 | 1 | XXXX | $1443.12 | XXXX | $120.26 |  |  |  |  |  | 33.454% | 33.454% | 33.454% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $160500.00 | 2.500% | 09/01/2020 | $113621.82 | $1070.20 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223732223 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1671.24 |  | 8.732% | $426.03 | $426.03 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4027.94 | 1 | XXXX | $2676.72 | XXXX | $223.06 |  |  |  |  |  | 41.891% | 41.891% | 41.891% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $106700.00 | 3.990% | 08/01/2020 | $97237.34 | $508.79 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223732750 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $653.00 | $1385.00 |  | 9.535% | $831.75 | $831.75 | 9.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5565.47 | 1 | XXXX | $3477.84 | XXXX | $289.82 |  |  |  |  |  | 45.440% | 45.440% | 45.440% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $653.00 |  | 6.880% | $0.00 | 4.5 |  |  |  | No | No | 9.375% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $257450.00 | 3.125% | 08/13/2020 | $231915.80 | $1102.85 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223732752 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1050.00 | $1287.95 |  | 8.716% | $451.46 | $451.46 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4812.34 | 1 | XXXX | $1854.00 | XXXX | $154.50 |  |  |  |  |  | 32.268% | 32.268% | 32.268% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1050.00 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $332368.00 | 3.000% | 09/08/2020 | $298681.29 | $1401.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223732897 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $394.25 | $3670.13 |  | 8.226% | $594.72 | $594.72 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1729.83 | 1 | XXXX | $1799.04 | XXXX | $149.92 |  |  |  |  |  | 49.938% | 49.938% | 49.938% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $394.25 |  | 6.880% | $0.00 | 1.5 |  |  |  | No | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $174737.00 | 3.000% | 12/24/2020 | $149817.90 | $736.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223733824 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1568.00 | $2055.14 |  | 8.975% | $683.09 | $683.09 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11976.38 | 1 | XXXX | $1764.96 | XXXX | $147.08 |  |  |  |  |  | 19.736% | 19.736% | 19.736% | [Redacted] | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1568.00 |  | 6.480% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $163159.00 | 2.250% | 06/25/2021 | $146787.16 | $654.95 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223745528 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1490.00 | $2239.42 |  | 8.689% | $768.91 | $768.91 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6617.66 | 1 | XXXX | $378.96 | XXXX | $31.58 |  |  |  |  |  | 40.767% | 40.767% | 40.767% | [Redacted] | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 2 | 1 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $327250.00 | 3.375% | 08/01/2012 | $108296.00 | $1003.56 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $9671.48 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223749699 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4163.58 | $4628.75 |  | 9.014% | $3038.89 | $3038.89 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20977.94 | 1 | XXXX | $3627.96 | XXXX | $302.33 |  |  |  |  |  | 27.351% | 27.351% | 27.351% | [Redacted] | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4163.58 |  | 6.890% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 20 | 21 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $788395.00 | 2.250% | 01/11/2021 | $706305.69 | $3013.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7209.17 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223749918 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $8315.00 | $8738.33 |  | 8.692% | $3844.57 | $3844.57 | 8.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $70972.95 | 1 | XXXX | $18293.64 | XXXX | $1524.47 |  |  |  |  |  | 39.214% | 39.214% | 39.214% | [Redacted] | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $8315.00 |  | 6.880% | $0.00 | 1.1 |  |  |  | No | No | 8.500% | 0 | 0 | 1 | 0 | 3 | 1 |  |  | 15.97 | No |  |  |  |  | Other |  |  |  |  | XXXX | $697199.51 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1750000.00 | 3.375% | 02/24/2020 | $1561322.00 | $7736.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 48.83 |  | No | No |  | $52532.59 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223750037 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2596.25 | $3853.00 |  | 9.780% | $617.01 | $617.01 | 9.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3271.92 | 1 | XXXX | $3188.52 | XXXX | $265.71 |  |  |  |  |  | 38.963% | 38.963% | 38.963% | [Redacted] | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Primary Income - VA Service Related Disability]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - VA Service Related Disability]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2596.25 |  | 6.920% | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $250000.00 | 3.125% | 09/18/2020 | $225687.72 | $1070.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223751299 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $4473.15 |  | 8.668% | $3888.95 | $3888.95 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18166.94 | 1 | XXXX | $6153.00 | XXXX | $512.75 |  |  |  |  |  | 49.007% | 49.007% | 49.007% | [Redacted] | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 33.330% |  | Audited | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 41.39000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 41.39000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Audited P&L - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 41.39000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; Audited P&L - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 41.39000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.33% \| Expense Ratio: 41.39000% \| Expense Ratio Source: P&L Statement \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.670% | $0.00 | 4.4 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 12.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1079500.00 | 3.250% | 08/20/2021 | $994043.03 | $4698.06 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223759250 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2365.00 | $6420.36 |  | 9.946% | $4341.74 | $4341.74 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $14607.73 | 1 | XXXX | $2393.04 | XXXX | $199.42 |  |  |  |  |  | 46.011% | 46.011% | 46.011% | [Redacted] | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2365.00 |  | 6.890% | $0.00 | 5 |  |  |  | Yes | No | 9.875% | 1 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $28246.86 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $712500.00 | 3.125% | 11/01/2021 | $659331.99 | $3052.18 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223759458 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2825.25 | $3749.56 |  | 9.662% | $1040.27 | $1040.27 | 9.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20574.46 | 1 | XXXX | $760.68 | XXXX | $63.39 |  |  |  |  |  | 27.642% | 27.642% | 27.642% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2825.25 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 9.375% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 | 5 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $486000.00 | 3.625% | 06/09/2021 | $448272.52 | $2216.41 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 30.44 |  |  | No |  | $0.00 | $13333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223759867 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3670.00 | $4126.76 |  | 9.795% | $658.14 | $658.14 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16098.19 | 1 | XXXX | $4704.96 | XXXX | $392.08 |  |  |  |  |  | 21.599% | 21.599% | 21.599% | [Redacted] | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 51.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2011<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2011 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3670.00 |  | 6.930% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $322000.00 | 3.875% | 01/12/2018 | $331504.32 | $1403.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223759881 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1745.00 | $2650.00 |  | 9.168% | $4070.97 | $4070.97 | 9.125% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $34598.97 | 1 | XXXX | $2133.96 | XXXX | $177.83 |  |  |  |  |  | 29.270% | 29.270% | 29.270% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1745.00 |  | 6.880% | $0.00 | 1.6 |  |  |  | Yes | No | 9.125% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $149655.08 | 7.240% | No | 29 | 8 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1209750.00 | 6.875% | 06/23/2025 | $1209750.00 | $7947.20 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 30.81 |  |  | No |  | $0.00 | $26250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223759991 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $7072.15 | $8652.47 |  | 9.733% | $3654.12 | $3654.12 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $62046.09 | 1 | XXXX | $3396.00 | XXXX | $283.00 |  |  |  |  |  | 10.841% | 10.841% | 10.841% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7072.15 |  | 6.830% | $0.00 | 1.8 |  |  |  | No | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $434572.00 | 4.250% | 06/27/2025 | $440188.85 | $2137.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223764789 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1884.80 | $3954.31 |  | 8.840% | $2484.74 | $2484.74 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $24917.56 | 1 | XXXX | $5513.88 | XXXX | $459.49 |  |  |  |  |  | 34.027% | 34.027% | 34.027% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - K-1 (< 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1884.80 |  | 6.830% | $0.00 | 1.6 |  |  |  | Yes | No | 8.750% | 1 |  | 2 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $510400.00 | 2.875% | 07/06/2020 | $434157.00 | $2117.61 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223764792 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1795.00 | $2808.64 |  | 9.002% | $780.41 | $780.41 | 8.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3498.93 | 1 | XXXX | $813.00 | XXXX | $67.75 |  |  |  |  |  | 45.443% | 45.443% | 45.443% | [Redacted] | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1795.00 |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 8.750% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $559680.00 | 3.125% | 05/01/2023 | $365732.45 | $1739.20 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223769981 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3521.93 | $4584.83 |  | 9.791% | $674.86 | $674.86 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9749.96 | 1 | XXXX | $1200.48 | XXXX | $100.04 |  |  |  |  |  | 33.746% | 33.746% | 33.746% | [Redacted] | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 55.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 55.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3521.93 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $476334.00 | 3.375% | 09/08/2021 | $439221.00 | $2105.85 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223770012 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1700.00 | $2905.00 |  | 9.311% | $1057.72 | $1057.72 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6065.22 | 1 | XXXX | $2841.96 | XXXX | $236.83 |  |  |  |  |  | 45.453% | 45.453% | 45.453% | [Redacted] | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1700.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 9.125% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $510000.00 | 3.250% | 09/21/2021 | $471411.20 | $2219.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223770014 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $2465.53 |  | 9.332% | $838.04 | $838.04 | 9.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7998.52 | 1 | XXXX | $2388.60 | XXXX | $199.05 |  |  |  |  |  | 35.093% | 35.093% | 35.093% | [Redacted] | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 74.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.830% | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $223000.00 | 2.990% | 05/01/2020 | $85056.28 | $1538.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.35 |  |  | No |  | $4529.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223770016 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1615.00 | $2611.84 |  | 9.615% | $831.75 | $831.75 | 9.375% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3077.71 | 1 | XXXX | $1821.00 | XXXX | $151.75 |  |  |  |  |  | 47.603% | 47.603% | 47.603% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1615.00 |  | 6.830% | $0.00 | 1.8 |  |  |  | No | No | 9.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 120 | Not Stated |  |  |  | XXXX | $163006.10 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $276000.00 | 3.490% | 04/23/2021 | $254117.98 | $1237.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 65.69 |  |  | No |  | $1828.47 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223770334 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $895.00 | $1511.81 |  | 8.266% | $385.23 | $385.23 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7697.22 | 1 | XXXX | $2883.96 | XXXX | $240.33 |  |  |  |  |  | 40.791% | 40.791% | 40.791% | [Redacted] | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $490000.00 | 6.500% | 02/26/2024 | $483097.61 | $3097.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223778663 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2589.98 | $3473.34 |  | 8.742% | $995.74 | $995.74 | 8.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4252.49 | 1 | XXXX | $1649.04 | XXXX | $137.42 |  |  |  |  |  | 33.444% | 33.444% | 33.444% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2589.98 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $207500.00 | 3.250% | 12/01/2021 | $193001.67 | $903.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4220.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223778664 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4315.79 | $5734.19 |  | 9.878% | $1269.19 | $1269.19 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10012.07 | 1 | XXXX | $1334.04 | XXXX | $111.17 |  |  |  |  |  | 49.626% | 49.626% | 49.626% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4315.79 |  | 6.890% | $0.00 | 1.8 |  |  |  | No | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $250000.00 | 7.500% | 11/13/2024 | $249060.00 | $1748.04 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223778951 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3076.19 | $4806.58 |  | 9.454% | $1715.73 | $1715.73 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11016.07 | 1 | XXXX | $2463.00 | XXXX | $205.25 |  |  |  |  |  | 29.334% | 29.334% | 29.334% | [Redacted] | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3076.19 |  | 6.830% | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $260970.00 | 2.999% | 01/21/2021 | $234383.30 | $1123.58 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223782604 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1367.50 | $4901.80 |  | 8.585% | $1596.15 | $1596.15 | 8.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9468.04 | 1 | XXXX | $2491.20 | XXXX | $207.60 |  |  |  |  |  | 48.062% | 48.062% | 48.062% | [Redacted] | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1367.50 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 2 | 5 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $913780.00 | 6.875% | 08/09/2023 | $909662.26 | $6002.88 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $3646.05 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223782615 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2985.50 | $4600.02 |  | 9.590% | $1135.29 | $1135.29 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8175.58 | 2 | XXXX | $1287.00 | XXXX | $107.25 |  |  |  |  |  | 44.179% | 44.179% | 44.179% | [Redacted] | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2985.50 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 1 | 0 | 2 | 1 |  |  | 17.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $255000.00 | 3.375% | 10/22/2021 | $228048.88 | $1127.35 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223788913 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $4240.00 | $5936.92 |  | 8.970% | $1966.75 | $1966.75 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10198.97 | 1 | XXXX | $675.00 | XXXX | $56.25 |  |  |  |  |  | 47.618% | 47.618% | 47.618% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 34.20000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4240.00 |  | 6.770% | $0.00 | 1.4 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $315000.00 | 3.875% | 11/09/2021 | $294691.43 | $1481.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.14 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223788915 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1152.25 | $1732.05 |  | 8.751% | $511.33 | $511.33 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9435.11 | 1 | XXXX | $6398.88 | XXXX | $533.24 |  |  |  |  |  | 25.420% | 25.420% | 25.420% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1152.25 |  | 6.890% | $0.00 | 3.7 |  |  |  | Yes | No | 8.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $232750.00 | 3.375% | 04/17/2020 | $207875.53 | $1028.98 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $5442.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223788928 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5815.00 | $8273.00 |  | 9.145% | $4023.11 | $4023.11 | 9.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14863.45 | 4 | XXXX | $975.96 | XXXX | $81.33 |  |  |  |  |  | 48.426% | 48.426% | 48.426% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5815.00 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 9.000% | 2 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $731250.00 | 3.625% | 09/01/2020 | $662665.00 | $3334.88 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223791322 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2095.00 | $4651.56 |  | 8.465% | $2990.88 | $2990.88 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12456.31 | 1 | XXXX | $4265.04 | XXXX | $355.42 |  |  |  |  |  | 43.447% | 43.447% | 43.447% | [Redacted] | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2095.00 |  | 6.830% | $0.00 | 2 |  |  |  | Yes | No | 8.375% | 2 |  | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $822375.00 | 3.375% | 09/20/2021 | $762004.06 | $3635.69 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223791325 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $1781.25 | $2555.55 |  | 11.369% | $728.53 | $728.53 | 11.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15626.76 | 1 | XXXX | $6016.08 | XXXX | $501.34 |  |  |  |  |  | 25.342% | 25.342% | 25.342% | [Redacted] | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1781.25 |  | 6.830% | $0.00 | 1.3 |  |  |  | No | No | 11.000% | 2 |  | 2 | 0 | 2 | 2 |  |  | 5.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $510150.15 | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $382500.00 | 6.875% | 07/15/2025 | $382500.00 | $2512.75 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 96.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223791717 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2519.78 |  | 8.273% | $1150.87 | $1150.87 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9017.66 | 1 | XXXX | $2642.04 | XXXX | $220.17 |  |  |  |  |  | 47.374% | 47.374% | 47.374% | [Redacted] | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.920% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 1 | 0 | 2 | 1 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $766500.00 | 7.075% | 09/10/2024 | $762089.22 | $5138.21 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223793194 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3988.00 | $4555.79 |  | 8.583% | $1080.62 | $1080.62 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3736.49 | 1 | XXXX | $4179.96 | XXXX | $348.33 |  |  |  |  |  | 47.250% | 47.250% | 47.250% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3988.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $344000.00 | 3.250% | 01/10/2022 | $312824.94 | $1497.11 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223793816 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1390.00 | $4640.00 |  | 8.099% | $2641.55 | $2641.55 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10823.55 | 1 | XXXX | $1668.60 | XXXX | $139.05 |  |  |  |  |  | 42.334% | 42.334% | 42.334% | [Redacted] | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1390.00 |  | 6.890% | $0.00 | 1 |  |  |  | No | No | 8.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 | 28 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $530000.00 | 3.375% | 04/01/2020 | $475372.95 | $2343.11 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $11346.42 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223795386 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2865.00 | $5442.60 |  | 8.961% | $760.07 | $760.07 | 8.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | $7674.81 | 1 | XXXX | $2061.00 | XXXX | $171.75 |  |  |  |  |  | 34.353% | 34.353% | 34.353% | [Redacted] | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2865.00 |  | 6.920% | $0.00 | 1.6 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $237500.00 | 3.500% | 04/01/2021 | $218272.41 | $1066.48 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223795392 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2017.00 | $2590.50 |  | 9.833% | $411.34 | $411.34 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3657.03 | 1 | XXXX | $872.04 | XXXX | $72.67 |  |  |  |  |  | 38.453% | 38.453% | 38.453% | [Redacted] | 654 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2017.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $301500.00 | 2.875% | 09/17/2021 | $277590.24 | $1250.90 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223795393 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2441.83 |  | 8.048% | $820.99 | $820.99 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6982.79 | 1 | XXXX | $2268.00 | XXXX | $189.00 |  |  |  |  |  | 45.002% | 45.002% | 45.002% | [Redacted] | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Alimony]; Account Statements - 2025<br> [Borrower - \| Primary Income - Alimony]; Other - 2025<br> [Borrower - \| Primary Income - Alimony]; Other - 2025<br> [Borrower - \| Primary Income - Alimony]; Legal Separation Agreement - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.340% | $0.00 | 1.1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $5700.97 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $601450.00 | 2.750% | 09/15/2020 | $512537.70 | $2455.37 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223795397 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5087.00 | $6979.00 |  | 9.205% | $2542.61 | $2542.61 | 9.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $18635.97 | 2 | XXXX | $2876.04 | XXXX | $239.67 |  |  |  |  |  | 39.588% | 39.588% | 39.588% | [Redacted] | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5087.00 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 9.000% | 3 | 0 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $487500.00 | 3.875% | 05/27/2021 | $452775.45 | $2292.41 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223795461 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $18127.50 | $10274.12 |  | 9.305% | $4029.69 | $4029.69 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10931.55 | 1 | XXXX | $2919.24 | XXXX | $243.27 |  |  |  |  |  | 48.476% | 48.476% | 48.476% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $18127.50 |  | 6.830% | $0.00 | 4.1 |  |  |  | No | No | 9.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $493000.00 | 3.000% | 02/11/2019 | $440201.68 | $2078.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223795615 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2560.58 | $2584.32 |  | 8.935% | $646.50 | $646.50 | 8.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $7289.10 | 1 | XXXX | $2691.96 | XXXX | $224.33 |  |  |  |  |  | 39.049% | 39.049% | 39.049% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2560.58 |  | 6.930% | $0.00 | 4.7 |  |  |  | No | No | 8.625% | 1 | 2 | 1 | 0 | 2 | 1 |  |  | 5.13 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $221200.00 | 3.000% | 04/23/2021 | $186884.09 | $1226.77 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7649.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223796795 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1590.00 | $3055.42 |  | 8.619% | $912.13 | $912.13 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7921.61 | 1 | XXXX | $1133.04 | XXXX | $94.42 |  |  |  |  |  | 22.176% | 22.176% | 22.176% | [Redacted] | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1590.00 |  | 6.770% | $0.00 | 1.1 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 2 | 0 |  |  |  | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $200000.00 | 3.375% | 01/31/2022 | $187474.67 | $884.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223796814 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2336.57 | $2802.64 |  | 8.575% | $366.90 | $366.90 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2347.51 | 1 | XXXX | $771.00 | XXXX | $64.25 |  |  |  |  |  | 49.626% | 49.626% | 49.626% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2336.57 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $79675.36 | 35.410% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $141250.00 | 6.875% | 11/14/2014 | $141250.00 | $927.91 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223796830 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $1677.82 |  | 8.975% | $1193.53 | $1193.53 | 8.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12270.35 | 1 | XXXX | $5021.04 | XXXX | $418.42 |  |  |  |  |  | 41.075% | 41.075% | 41.075% | [Redacted] | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 24.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 24.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 24.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 24.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 24.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $891650.00 | 5.875% | 03/15/2021 | $836769.00 | $5274.45 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223797118 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2676.25 | $3313.94 |  | 10.129% | $837.72 | $837.72 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7664.94 | 1 | XXXX | $2787.96 | XXXX | $232.33 |  |  |  |  |  | 38.681% | 38.681% | 38.681% | [Redacted] | 643 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2676.25 |  | 6.830% | $0.00 | 2.6 |  |  |  | No | No | 9.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $293040.00 | 2.250% | 11/01/2020 | $261900.44 | $1120.13 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223797316 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $7177.33 | $9909.20 |  | 9.185% | $2623.24 | $2623.24 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $81815.41 | 1 | XXXX | $1818.96 | XXXX | $151.58 |  |  |  |  |  | 27.616% | 27.616% | 27.616% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7177.33 |  | 6.770% | $0.00 | 4.6 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $356250.00 | 3.250% | 04/01/2021 | $323041.28 | $1501.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223800749 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3317.00 | $3901.33 |  | 8.461% | $720.95 | $720.95 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5880.60 | 1 | XXXX | $1692.00 | XXXX | $141.00 |  |  |  |  |  | 28.701% | 28.701% | 28.701% | [Redacted] | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3317.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $256000.00 | 3.500% | 02/05/2022 | $239060.44 | $1149.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223808283 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2647.25 |  | 9.387% | $1134.73 | $1134.73 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4985.13 | 1 | XXXX | $4586.04 | XXXX | $382.17 |  |  |  |  |  | 49.486% | 49.486% | 49.486% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.400% | $0.00 | 1.3 |  |  |  | No | No | 9.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $221170.00 | 2.750% | 10/19/2020 | $145170.14 | $1804.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223808335 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4738.33 | $5456.57 |  | 9.072% | $1946.16 | $1946.16 | 8.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $53049.87 | 1 | XXXX | $2385.00 | XXXX | $198.75 |  |  |  |  |  | 12.813% | 12.813% | 12.813% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4738.33 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $152950.00 | 3.250% | 04/21/2015 | $108355.69 | $425.74 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 60.79 |  |  | No |  | $30422.87 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223808453 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1986.75 | $2625.57 |  | 7.859% | $767.99 | $767.99 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6054.34 | 1 | XXXX | $1650.96 | XXXX | $137.58 |  |  |  |  |  | 41.374% | 41.374% | 41.374% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1986.75 |  | 6.830% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $500.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $139000.00 | 2.750% | 05/10/2021 | $107339.38 | $943.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223808462 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2033.75 | $6561.59 |  | 8.194% | $2384.73 | $2384.73 | 8.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $31700.53 | 1 | XXXX | $4004.16 | XXXX | $333.68 |  |  |  |  |  | 37.799% | 37.799% | 37.799% | [Redacted] | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2033.75 |  | 6.770% | $0.00 | 3 |  |  |  | No | No | 8.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $182980.15 |  | No | 26 | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $2323500.00 | 4.000% | 04/14/2022 | $2193318.00 | $11099.91 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.75 |  |  | No |  | $0.00 | $14505.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223810773 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2907.50 | $3479.50 |  | 8.461% | $779.62 | $779.62 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3573.02 | 1 | XXXX | $1194.00 | XXXX | $99.50 |  |  |  |  |  | 44.317% | 44.317% | 44.317% | [Redacted] | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2907.50 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $390000.00 | 3.875% | 02/09/2022 | $363499.00 | $1833.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223813749 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $4452.50 | $5203.98 |  | 8.226% | $1087.60 | $1087.60 | 7.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5220.61 | 1 | XXXX | $1437.12 | XXXX | $119.76 |  |  |  |  |  | 34.218% | 34.218% | 34.218% | [Redacted] | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4452.50 |  | 6.750% | $0.00 | 2.5 |  |  |  | No | No | 7.875% | 1 | 2 | 1 | 0 | 1 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 29 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $367200.00 | 4.500% | 06/09/2021 | $342972.00 | $1860.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $3211.81 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223813752 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6365.00 | $6986.41 |  | 9.172% | $1989.11 | $1989.11 | 8.875% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10339.89 | 1 | XXXX | $2555.04 | XXXX | $212.92 |  |  |  |  |  | 29.026% | 29.026% | 29.026% | [Redacted] | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6365.00 |  | 6.870% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other | Not Stated |  |  |  | XXXX | $593187.15 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $167275.00 | 3.500% | 09/03/2019 | $46147.27 | $1195.82 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 176.46 |  |  | No |  | $6525.12 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223814201 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2390.34 |  | 8.773% | $1578.55 | $1578.55 | 8.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9968.27 | 1 | XXXX | $5354.64 | XXXX | $446.22 |  |  |  |  |  | 46.362% | 46.362% | 46.362% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.110% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 6 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $405419.00 | 3.250% | 09/23/2019 | $355736.00 | $1764.41 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223816160 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1975.00 | $2710.00 |  | 8.177% | $1505.59 | $1505.59 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6643.93 | 1 | XXXX | $4778.04 | XXXX | $398.17 |  |  |  |  |  | 36.830% | 36.830% | 36.830% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1975.00 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $390000.00 | 3.250% | 11/20/2021 | $361525.63 | $1697.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223836739 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $8530.00 | $10063.40 |  | 9.105% | $2446.64 | $2446.64 | 8.750% | No | No | Self-Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9425.24 | 1 | XXXX | $4208.04 | XXXX | $350.67 |  |  |  |  |  | 42.518% | 42.518% | 42.518% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 54.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.42000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.42000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.42000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.42000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $8530.00 |  | 6.880% | $0.00 | 1.1 |  |  |  | Yes | No | 8.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $526556.00 | 4.625% | 08/04/2017 | $399195.09 | $2166.65 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5242.88 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223853039 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3990.00 | $6181.57 |  | 9.040% | $961.14 | $961.14 | 8.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7015.65 | 1 | XXXX | $0.00 | XXXX | $0.00 |  |  |  |  |  | 18.354% | 18.354% | 18.354% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3990.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $379500.00 | 3.750% | 07/25/2000 | $261533.26 | $0.01 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223856981 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $2232.12 |  | 8.553% | $586.01 | $586.01 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3363.52 | 1 | XXXX | $1203.48 | XXXX | $100.29 |  |  |  |  |  | 44.188% | 44.188% | 44.188% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.890% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $318250.00 | 2.990% | 08/07/2020 | $284103.00 | $1536.56 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223858739 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1540.00 | $1835.20 |  | 8.863% | $485.07 | $485.07 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2751.64 | 1 | XXXX | $3840.00 | XXXX | $320.00 |  |  |  |  |  | 41.380% | 41.380% | 41.380% | [Redacted] | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1540.00 |  | 6.180% | $0.00 | 1.6 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $110000.00 | 5.250% | 10/05/2022 | $105820.00 | $695.87 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $3030.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223858753 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2865.51 | $4571.12 |  | 8.591% | $3525.32 | $3525.32 | 8.500% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | $16243.82 | 1 | XXXX | $2952.00 | XXXX | $246.00 |  |  |  |  |  | 28.565% | 28.565% | 28.565% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Projected Income]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Projected Income]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2865.51 |  | 6.830% | $0.00 | 4.8 |  |  |  | No | No | 8.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $23963.31 |  | No |  | 29 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $314500.00 | 2.250% | 08/20/2021 | $244469.00 | $2060.24 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 3.82 |  |  | No |  | $0.00 | $11072.60 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223858761 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $16017.67 | $17359.47 |  | 9.786% | $3113.00 | $3113.00 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $783673.31 | 1 | XXXX | $7757.04 | XXXX | $646.42 |  |  |  |  |  | 33.550% | 33.550% | 33.550% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $16017.67 |  | 6.670% | $0.00 | 1 |  |  |  | No | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $3000000.00 | 7.625% | 06/01/2024 | $2981554.04 | $19852.63 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223858762 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2169.59 |  | 8.035% | $820.95 | $820.95 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6305.43 | 1 | XXXX | $2027.52 | XXXX | $168.96 |  |  |  |  |  | 33.738% | 33.738% | 33.738% | [Redacted] | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $331750.00 | 2.750% | 12/15/2020 | $298312.52 | $1354.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223859984 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $0.00 | $552.92 |  | 10.500% | $4395.32 | $4395.32 | 10.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $76417.83 | 1 | XXXX | $20813.04 | XXXX | $1734.42 |  |  |  |  |  | 37.922% | 37.922% | 37.922% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.750% | $0.00 | 4.8 |  |  |  | No | No | 10.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $323599.86 | 6.730% | Yes |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $3603750.00 | 7.990% | 07/24/2025 | $3603750.00 | $27840.49 | No | Individual | No |  | No | VantageScore 2 | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223872740 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $4270.00 | $4548.17 |  | 9.268% | $875.75 | $875.75 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4147.29 | 1 | XXXX | $1725.00 | XXXX | $143.75 |  |  |  |  |  | 38.978% | 38.978% | 38.978% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4270.00 |  | 6.400% | $0.00 | 1 |  |  |  | N/A | No | 8.625% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $158900.00 | 1.000% | 04/19/2025 | $158734.00 | $1158.05 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223872746 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $6640.00 | $8836.52 |  | 9.068% | $3978.22 | $3978.22 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $287786.40 | 2 | XXXX | $2826.96 | XXXX | $235.58 |  |  |  |  |  | 14.244% | 14.244% | 14.244% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6640.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1793000.00 | 7.500% | 03/21/2024 | $1773595.00 | $12536.92 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223877260 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2403.41 | $2703.45 |  | 9.438% | $603.33 | $603.33 | 8.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1989.03 | 1 | XXXX | $1894.80 | XXXX | $157.90 |  |  |  |  |  | 45.986% | 45.986% | 45.986% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2403.41 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $155474.00 | 3.375% | 01/02/2020 | $137666.27 | $687.34 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223877783 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3715.00 | $4846.15 |  | 10.480% | $4527.31 | $4527.31 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $49265.73 | 1 | XXXX | $1662.00 | XXXX | $138.50 |  |  |  |  |  | 34.413% | 34.413% | 34.413% | [Redacted] | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3715.00 |  | 6.790% | $0.00 | 1.2 |  |  |  | No | No | 10.375% | 2 |  | 2 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $501603.06 |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $344000.00 | 3.125% | 12/30/2014 | $73604.85 | $2396.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 64.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223881453 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4640.00 | $5161.88 |  | 10.005% | $3907.79 | $3907.79 | 9.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20212.04 | 1 | XXXX | $3453.00 | XXXX | $287.75 |  |  |  |  |  | 43.608% | 43.608% | 43.608% | [Redacted] | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4640.00 |  | 6.770% | $0.00 | 4 |  |  |  | Yes | No | 9.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $510400.00 | 3.125% | 08/11/2020 | $456802.47 | $2186.43 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $8400.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223881493 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2095.50 |  | 8.226% | $662.97 | $662.97 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $26115.00 | 1 | XXXX | $4821.12 | XXXX | $401.76 |  |  |  |  |  | 23.115% | 23.115% | 23.115% | [Redacted] | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.200% | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $376933.00 | 2.750% | 03/30/2020 | $313463.91 | $1629.30 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223881495 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2867.00 | $3046.09 |  | 10.120% | $1328.57 | $1328.57 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4922.27 | 1 | XXXX | $6184.20 | XXXX | $515.35 |  |  |  |  |  | 48.480% | 48.480% | 48.480% | [Redacted] | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2867.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 15 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $376171.00 | 2.750% | 07/06/2020 | $334436.50 | $1535.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223881976 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3827.00 | $4238.50 |  | 8.692% | $608.85 | $608.85 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1926.09 | 1 | XXXX | $1238.04 | XXXX | $103.17 |  |  |  |  |  | 47.125% | 47.125% | 47.125% | [Redacted] | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3827.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $99617.00 | 2.750% | 09/25/2020 | $88323.62 | $406.68 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223883685 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $2134.16 |  | 8.081% | $1835.36 | $1835.36 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5193.40 | 1 | XXXX | $1833.00 | XXXX | $152.75 |  |  |  |  |  | 43.792% | 43.792% | 43.792% | [Redacted] | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 8.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $386300.00 | 3.625% | 10/07/2019 | $342203.92 | $1761.73 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223887899 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2575.95 | $3244.04 |  | 9.636% | $478.78 | $478.78 | 9.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4589.03 | 1 | XXXX | $2414.04 | XXXX | $201.17 |  |  |  |  |  | 34.442% | 34.442% | 34.442% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2575.95 |  | 6.750% | $0.00 | 1.5 |  |  |  | No | No | 9.000% | 1 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $261090.00 | 3.250% | 04/14/2020 | $233096.00 | $1136.28 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223887922 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $6640.00 | $8875.52 |  | 9.069% | $3978.22 | $3978.22 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $286464.65 | 4 | XXXX | $4084.80 | XXXX | $340.40 |  |  |  |  |  | 14.638% | 14.638% | 14.638% | [Redacted] | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6640.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $1102500.00 | 4.375% | 03/25/2022 | $1042088.33 | $5504.62 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223887924 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1495.00 | $1917.93 |  | 9.533% | $915.87 | $915.87 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11038.33 | 1 | XXXX | $2012.04 | XXXX | $167.67 |  |  |  |  |  | 36.793% | 36.793% | 36.793% | [Redacted] | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1495.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $338751.00 | 4.875% | 07/14/2017 | $288877.70 | $1792.70 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223887942 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2225.95 | $2501.01 |  | 9.344% | $913.32 | $913.32 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $75866.09 | 1 | XXXX | $6638.04 | XXXX | $553.17 |  |  |  |  |  | 22.987% | 22.987% | 22.987% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2225.95 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $647200.00 | 4.250% | 03/09/2022 | $503619.70 | $3183.83 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.68 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223888527 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5393.80 | $6710.08 |  | 8.811% | $1490.11 | $1490.11 | 8.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11479.71 | 1 | XXXX | $1929.96 | XXXX | $160.83 |  |  |  |  |  | 42.944% | 42.944% | 42.944% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5393.80 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.500% | 3 | 3 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $308845.81 | 29.410% | No | 29 | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $685206.77 | 2.875% | 08/04/2025 | $685206.77 | $3205.02 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 98.44 |  | Yes | No |  | $0.00 | $4520.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223891705 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $895.00 | $2429.50 |  | 8.678% | $3888.95 | $3888.95 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $36384.86 | 1 | XXXX | $1658.40 | XXXX | $138.20 |  |  |  |  |  | 40.710% | 40.710% | 40.710% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.750% | $0.00 | 1.9 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $150000.00 | 7.625% | 05/08/2019 | $128737.01 | $987.43 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.13 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223892727 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1595.00 | $2825.12 |  | 8.556% | $3844.57 | $3844.57 | 8.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $35633.83 | 1 | XXXX | $5796.60 | XXXX | $483.05 |  |  |  |  |  | 44.152% | 44.152% | 44.152% | [Redacted] | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1595.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $868105.00 | 2.750% | 03/24/2021 | $785848.89 | $3543.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.41 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223900230 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3240.00 | $3531.53 |  | 8.703% | $3888.95 | $3888.95 | 8.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22699.54 | 1 | XXXX | $1090.56 | XXXX | $90.88 |  |  |  |  |  | 24.733% | 24.733% | 24.733% | [Redacted] | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3240.00 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 6.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $430000.00 | 2.875% | 03/01/2024 | $384018.35 | $1784.04 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $15453.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223900304 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $2010.00 | $2783.00 |  | 8.824% | $3146.80 | $3146.80 | 8.750% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $20996.93 | 3 | XXXX | $2491.68 | XXXX | $207.64 |  |  |  |  |  | 17.760% | 17.760% | 17.760% | [Redacted] | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2010.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 3 | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $24472.14 |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $374000.00 | 4.375% | 01/30/2015 | $295932.19 | $1867.33 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.47 |  | No | No |  | $23615.07 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223900314 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3687.96 | $4106.93 |  | 9.810% | $1338.60 | $1338.60 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6161.41 | 1 | XXXX | $1452.96 | XXXX | $121.08 |  |  |  |  |  | 39.677% | 39.677% | 39.677% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3687.96 |  | 6.670% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $28531.94 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $365750.00 | 4.000% | 09/06/2017 | $308959.23 | $1746.15 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223900336 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1936.22 | $3270.84 |  | 10.739% | $808.01 | $808.01 | 10.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $15424.14 | 1 | XXXX | $2286.96 | XXXX | $190.58 |  |  |  |  |  | 43.511% | 43.511% | 43.511% | [Redacted] | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1936.22 |  | 6.770% | $0.00 | 3.3 |  |  |  | No | No | 10.375% | 2 |  | 2 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $150000.00 | 4.250% | 07/01/2024 | $138257.00 | $737.91 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223900799 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2745.00 | $3317.21 |  | 9.001% | $2450.71 | $2450.71 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $11325.30 | 1 | XXXX | $4751.04 | XXXX | $395.92 |  |  |  |  |  | 42.356% | 42.356% | 42.356% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2745.00 |  | 6.670% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $480000.00 | 4.750% | 06/05/2019 | $429803.35 | $2503.91 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $7757.81 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223901528 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2090.00 | $1443.55 |  | 8.241% | $2253.80 | $2253.80 | 8.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $43954.09 | 1 | XXXX | $3851.40 | XXXX | $320.95 |  |  |  |  |  | 39.248% | 39.248% | 39.248% | [Redacted] | 820 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2090.00 |  | 6.790% | $0.00 | 5 |  |  |  | No | No | 8.250% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 6.70 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $527000.00 | 4.000% | 04/18/2022 | $496293.00 | $2515.98 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $56856.96 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223903554 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3215.00 | $3368.12 |  | 9.109% | $875.75 | $875.75 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9262.53 | 1 | XXXX | $6601.20 | XXXX | $550.10 |  |  |  |  |  | 40.728% | 40.728% | 40.728% | [Redacted] | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3215.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $346000.00 | 4.625% | 09/01/2018 | $301524.38 | $1778.92 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223903556 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6115.00 | $6911.74 |  | 8.617% | $2432.23 | $2432.23 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $17339.33 | 1 | XXXX | $3876.00 | XXXX | $323.00 |  |  |  |  |  | 30.546% | 30.546% | 30.546% | [Redacted] | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6115.00 |  | 6.750% | $0.00 | 2.2 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $648000.00 | 2.990% | 02/01/2021 | $588765.42 | $2728.50 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223911544 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3295.00 | $3670.00 |  | 9.039% | $777.79 | $777.79 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4728.65 | 1 | XXXX | $966.12 | XXXX | $80.51 |  |  |  |  |  | 41.513% | 41.513% | 41.513% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3295.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $250000.00 | 4.750% | 04/07/2022 | $237855.00 | $1304.12 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223911925 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $7247.19 | $9184.89 |  | 9.915% | $2175.71 | $2175.71 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $113215.12 | 1 | XXXX | $1788.00 | XXXX | $149.00 |  |  |  |  |  | 21.240% | 21.240% | 21.240% | [Redacted] | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7247.19 |  | 6.790% | $0.00 | 4.1 |  |  |  | No | No | 9.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $720000.00 | 7.500% | 09/25/2024 | $715068.95 | $5034.34 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.21 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223913225 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1474.00 | $1781.20 |  | 9.969% | $538.74 | $538.74 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2752.13 | 1 | XXXX | $1280.04 | XXXX | $106.67 |  |  |  |  |  | 41.021% | 41.021% | 41.021% | [Redacted] | 652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1474.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $146520.00 | 3.125% | 10/28/2020 | $131703.68 | $627.66 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223913665 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2340.00 | $2880.90 |  | 9.488% | $441.86 | $441.86 | 8.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1810.95 | 1 | XXXX | $776.16 | XXXX | $64.68 |  |  |  |  |  | 49.647% | 49.647% | 49.647% | [Redacted] | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2016<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2340.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $164000.00 | 2.990% | 05/07/2021 | $149961.39 | $690.55 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223915648 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2880.00 | $4238.79 |  | 8.993% | $855.57 | $855.57 | 8.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $37509.83 | 1 | XXXX | $1985.16 | XXXX | $165.43 |  |  |  |  |  | 11.913% | 11.913% | 11.913% | [Redacted] | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2880.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $640300.00 | 2.625% | 11/24/2020 | $568256.37 | $2571.77 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223915788 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1606.25 | $2894.45 |  | 10.676% | $842.03 | $842.03 | 10.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4082.30 | 1 | XXXX | $1841.04 | XXXX | $153.42 |  |  |  |  |  | 49.934% | 49.934% | 49.934% | [Redacted] | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Alternative Documentation (A) | 1yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1606.25 |  | 6.670% | $0.00 | 1 |  |  |  | No | No | 10.375% | 1 |  | 0 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $204000.00 | 3.750% | 03/21/2022 | $191623.09 | $944.76 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223916011 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2052.50 | $2999.50 |  | 10.660% | $438.79 | $438.79 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3275.35 | 1 | XXXX | $0.00 | XXXX | $0.00 |  |  |  |  |  | 47.920% | 47.920% | 47.920% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2052.50 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 10.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $60479.83 | 21.220% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $192250.00 | 7.125% | 07/18/2025 | $192250.00 | $1295.22 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223921974 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1715.00 | $2390.00 |  | 10.133% | $1184.72 | $1184.72 | 10.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $22181.25 | 1 | XXXX | $2259.00 | XXXX | $188.25 |  |  |  |  |  | 39.832% | 39.832% | 39.832% | [Redacted] | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1715.00 |  | 6.750% | $0.00 | 1.7 |  |  |  | No | No | 10.000% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $202224.67 | 14.970% | No | 30 | 30 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1077500.00 | 7.125% | 08/08/2025 | $1077500.00 | $7259.32 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.1 |  | Yes | No |  | $0.00 | $19313.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223922429 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $9145.00 | $11105.32 |  | 8.379% | $2969.99 | $2969.99 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10474.79 | 2 | XXXX | $2088.96 | XXXX | $174.08 |  |  |  |  |  | 48.705% | 48.705% | 48.705% | [Redacted] | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $9145.00 |  | 6.770% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $997000.00 | 3.875% | 11/06/2019 | $889148.17 | $4688.27 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223922865 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $1131.26 |  | 8.597% | $653.58 | $653.58 | 8.500% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6166.42 | 1 | XXXX | $1919.16 | XXXX | $159.93 |  |  |  |  |  | 49.203% | 49.203% | 49.203% | [Redacted] | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  | 31 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $548250.00 | 2.490% | 08/11/2021 | $498792.49 | $2163.40 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $9837.84 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223923503 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2340.00 | $6000.50 |  | 9.190% | $4068.16 | $4068.16 | 9.125% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $40450.94 | 1 | XXXX | $1763.04 | XXXX | $146.92 |  |  |  |  |  | 25.092% | 25.092% | 25.092% | [Redacted] | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 60.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2340.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1010577.00 | 3.500% | 06/02/2016 | $811445.35 | $4537.94 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $54000.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223923995 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2290.00 | $4410.40 |  | 8.311% | $1484.99 | $1484.99 | 8.125% | No | No | Self-Employed | Employed | Non-Employment Income | Non-Employment Income | 0 | 0 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  |  | $8207.32 | 1 | XXXX | $5606.40 | XXXX | $467.20 |  |  |  |  |  | 48.208% | 48.208% | 48.208% | [Redacted] | 749 | 798 | 806 | 813 | 791 | 799 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2290.00 |  | 6.880% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 1 | 2 | 0 | 2 | 2 |  |  | 5.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 18 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual | 1 | $675000.00 | 6.125% | 11/01/2024 | $671013.00 | $4101.37 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | No |  | $2161.00 | $3999.94 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223925688 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5607.81 | $7523.53 |  | 9.151% | $1979.17 | $1979.17 | 8.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14473.34 | 4 | XXXX | $5865.96 | XXXX | $488.83 |  |  |  |  |  | 51.080% | 51.080% | 51.080% | [Redacted] | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; 1065 - 2022<br> [Coborrower(s) - \| Primary Income - Partnership (>= 25%)]; K-1 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5607.81 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.875% | 3 | 0 | 2 | 0 | 3 | 2 |  |  | 5.97 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $659250.00 | 4.124% | 07/31/2020 | $599732.00 | $3194.67 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $910.73 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223925786 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2090.00 | $4118.40 |  | 8.446% | $615.71 | $615.71 | 7.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3005.07 | 1 | XXXX | $1488.96 | XXXX | $124.08 |  |  |  |  |  | 47.480% | 47.480% | 47.480% | [Redacted] | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2090.00 |  | 6.370% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 31 | 24 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $201500.00 | 2.750% | 04/03/2020 | $141238.96 | $1367.42 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.99 |  |  | No |  | $1027.58 | $637.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223930288 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2086.00 | $3114.56 |  | 12.371% | $967.92 | $967.92 | 12.000% | No | No | Not Employed | Not Employed | Self-Employed |  | 16.31 |  |  | US Citizen | US Citizen |  |  |  |  |  | $221505.22 | 1 | XXXX | $3441.00 | XXXX | $286.75 |  |  |  |  |  | 10.091% | 10.091% | 10.091% | [Redacted] | 691 | 679 | 691 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 100.000% |  |  |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2009 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2086.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 12.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  | 1 | $564200.00 | 8.125% | 03/25/2025 | $558266.20 | $4189.17 | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 15.7 |  | No | No |  | $246365.64 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223932094 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $595.00 | $1036.83 |  | 8.684% | $855.57 | $855.57 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7280.26 | 1 | XXXX | $2190.96 | XXXX | $182.58 |  |  |  |  |  | 27.104% | 27.104% | 27.104% | [Redacted] | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $595.00 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $145500.00 | 2.990% | 11/13/2020 | $129296.77 | $612.65 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 64.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223932101 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2290.00 | $4529.60 |  | 7.820% | $2897.89 | $2897.89 | 7.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9039.79 | 1 | XXXX | $906.96 | XXXX | $75.58 |  |  |  |  |  | 43.872% | 43.872% | 43.872% | [Redacted] | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2290.00 |  | 6.790% | $0.00 | 2 |  |  |  | Yes | No | 7.750% | 0 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $424100.00 | 4.375% | 03/24/2017 | $358136.88 | $2117.47 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223933997 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $895.00 | $2194.59 |  | 9.516% | $658.08 | $658.08 | 9.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $16727.86 | 1 | XXXX | $2374.56 | XXXX | $197.88 |  |  |  |  |  | 23.736% | 23.736% | 23.736% | [Redacted] | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $895.00 |  | 6.630% | $0.00 | 4 |  |  |  | No | No | 9.250% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $255290.00 | 2.375% | 12/31/2020 | $227568.25 | $992.19 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223934699 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1995.22 | $2940.90 |  | 12.397% | $874.55 | $874.55 | 12.000% | No | No | Not Employed | Not Employed | Self-Employed |  | 7.98 |  |  | US Citizen | US Citizen |  |  |  |  |  | $220413.76 | 1 | XXXX | $2537.04 | XXXX | $211.42 |  |  |  |  |  | 10.137% | 10.137% | 10.137% | [Redacted] | 691 | 679 | 691 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 100.000% |  |  |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1995.22 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 12.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  | 1 | $562250.00 | 8.125% | 03/25/2025 | $561139.14 | $4174.69 | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 14.61 |  | No | No |  | $245277.83 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223934702 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $595.00 | $1601.05 |  | 7.650% | $1769.48 | $1769.48 | 7.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $26876.92 | 1 | XXXX | $12820.92 | XXXX | $1068.41 |  |  |  |  |  | 43.117% | 43.117% | 43.117% | [Redacted] | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $595.00 |  | 6.750% | $0.00 | 4.3 |  |  |  | No | No | 7.625% | 1 | 2 | 1 | 0 | 2 | 1 |  |  | 5.97 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $233366.78 |  | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $1995000.00 | 7.875% | 08/05/2024 | $1980857.00 | $12314.34 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.87 |  |  | No |  | ($644.08) | $14453.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223935006 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $1695.70 | $2475.17 |  | 12.544% | $566.46 | $566.46 | 12.000% | No | No | Not Employed | Not Employed | Self-Employed |  | 16.32 |  |  | US Citizen | US Citizen |  |  |  |  |  | $219032.18 | 1 | XXXX | $2692.32 | XXXX | $224.36 |  |  |  |  |  | 10.195% | 10.195% | 10.195% | [Redacted] | 691 | 679 | 691 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 100.000% |  |  |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2009 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1695.70 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 12.000% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual |  |  | 1 | $559000.00 | 8.125% | 03/25/2025 | $557895.57 | $4150.56 | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 9.85 |  | No | No |  | $243897.55 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223941070 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2290.50 | $3416.78 |  | 9.601% | $626.50 | $626.50 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3675.00 | 1 | XXXX | $1430.52 | XXXX | $119.21 |  |  |  |  |  | 34.176% | 34.176% | 34.176% | [Redacted] | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | Cross Country | $2290.50 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $255500.00 | 4.750% | 04/24/2007 | $218093.80 | $826.08 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223942672 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2990.00 | $4615.45 |  | 7.901% | $1791.03 | $1791.03 | 7.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $16619.30 | 1 | XXXX | $1741.08 | XXXX | $145.09 |  |  |  |  |  | 31.471% | 31.471% | 31.471% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Coborrower(s) - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2990.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 7.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | 120 | Not Stated |  |  |  | XXXX | $820204.04 |  | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $542150.00 | 2.875% | 10/02/2020 | $485448.25 | $2249.34 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 234.33 |  | No | No |  | $5997.12 | $17416.36 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223944896 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1777.50 | $3074.58 |  | 8.129% | $833.76 | $833.76 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3343.62 | 1 | XXXX | $2094.00 | XXXX | $174.50 |  |  |  |  |  | 45.050% | 45.050% | 45.050% | [Redacted] | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2024<br> [Borrower - \| Non-Primary Income - Alimony]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Alimony]; Divorce Decree - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Deposit Receipt - 2025<br> [Borrower - \| Non-Primary Income - Child Support]; Divorce Decree - 2024<br> [Borrower - \| Non-Primary Income - Child Support]; Child Support Order - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1777.50 |  | 6.790% | $0.00 |  |  |  |  | Yes | No | 7.875% | 1 |  | 2 | 0 | 2 | 2 |  |  | 7.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $35741.94 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $362400.00 | 2.875% | 10/23/2020 | $322255.76 | $1453.57 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223949643 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6269.24 | $8012.67 |  | 8.860% | $1737.60 | $1737.60 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6945.02 | 1 | XXXX | $2737.32 | XXXX | $228.11 |  |  |  |  |  | 46.837% | 46.837% | 46.837% | [Redacted] | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6269.24 |  | 6.670% | $0.00 | 3.2 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $563200.00 | 4.250% | 01/27/2022 | $523038.00 | $2619.74 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.57 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223949645 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1490.00 | $2469.20 |  | 9.959% | $1823.53 | $1823.53 | 9.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $34555.08 | 2 | XXXX | $1860.00 | XXXX | $155.00 |  |  |  |  |  | 32.115% | 32.115% | 32.115% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Account Statements - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 9.875% | 2 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $268000.00 | 6.990% | 02/09/2024 | $264078.00 | $1781.21 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223949736 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $705.00 | $1424.78 |  | 8.484% | $760.07 | $760.07 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6603.02 | 1 | XXXX | $2568.96 | XXXX | $214.08 |  |  |  |  |  | 35.933% | 35.933% | 35.933% | [Redacted] | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $705.00 |  | 6.750% | $0.00 | 4.1 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $415625.00 | 2.990% | 07/07/2021 | $380848.61 | $1750.05 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.82 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223949744 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2970.00 | $3976.41 |  | 9.913% | $840.85 | $840.85 | 9.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9160.56 | 1 | XXXX | $1600.20 | XXXX | $133.35 |  |  |  |  |  | 44.827% | 44.827% | 44.827% | [Redacted] | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Account Transcripts - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2970.00 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.500% | 2 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 29 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $404000.00 | 3.875% | 04/06/2022 | $379865.42 | $1918.57 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.11 |  |  | No |  | $0.00 | $4853.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223949746 | [Redacted] | [Redacted] |  | QM (APOR) Risk |  |  |  | Yes | No | $2193.42 | $3325.20 |  | 10.103% | $857.13 | $857.13 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10509.23 | 1 | XXXX | $3153.00 | XXXX | $262.75 |  |  |  |  |  | 47.990% | 47.990% | 47.990% | [Redacted] | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 |  |  | Cross Country | $2193.42 |  | 6.750% | $0.00 | 1.5 |  |  |  | Yes | No | 9.750% | 1 |  | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 1 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $346000.00 | 3.375% | 07/06/2021 | $317320.00 | $1529.65 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.62 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223952239 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1890.00 | $3447.32 |  | 8.715% | $2406.30 | $2406.30 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10169.96 | 1 | XXXX | $2259.96 | XXXX | $188.33 |  |  |  |  |  | 47.932% | 47.932% | 47.932% | [Redacted] | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1890.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 8.625% | 2 |  | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $671550.00 | 3.125% | 07/26/2021 | $606792.74 | $3274.08 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.31 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223953089 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $5616.00 | $6340.24 |  | 8.443% | $833.83 | $833.83 | 7.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2770.11 | 2 | XXXX | $1056.00 | XXXX | $88.00 |  |  |  |  |  | 46.727% | 46.727% | 46.727% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5616.00 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 1 | 0 | 1 | 1 |  |  | 7.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $158000.00 | 3.990% | 03/30/2020 | $142048.00 | $753.41 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223953678 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2817.50 | $3602.26 |  | 8.764% | $766.86 | $766.86 | 8.250% | No | No | Non-Employment Income | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $2747.74 | 1 | XXXX | $2373.36 | XXXX | $197.78 |  |  |  |  |  | 42.162% | 42.162% | 42.162% | [Redacted] | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - No Results Returned - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2817.50 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $168547.00 | 3.250% | 08/31/2019 | $147891.93 | $733.53 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.63 |  |  | No |  | $1944.01 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223955528 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4045.00 | $4990.64 |  | 9.343% | $906.95 | $906.95 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4530.29 | 2 | XXXX | $2499.00 | XXXX | $208.25 |  |  |  |  |  | 46.903% | 46.903% | 46.903% | [Redacted] | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4045.00 |  | 6.810% | $0.00 |  |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $193668.00 | 4.450% | 04/21/2017 | $175000.00 | $974.97 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223958105 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2760.75 | $3744.65 |  | 9.525% | $1986.19 | $1986.19 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $12626.58 | 1 | XXXX | $5775.96 | XXXX | $481.33 |  |  |  |  |  | 46.272% | 46.272% | 46.272% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2760.75 |  | 6.750% | $0.00 | 2.6 |  |  |  | Yes | No | 9.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $480600.00 | 3.375% | 07/01/2020 | $396670.00 | $2124.71 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223958268 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $13351.25 | $7628.15 |  | 9.500% | $2591.43 | $2591.43 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $9776.77 | 1 | XXXX | $6562.20 | XXXX | $546.85 |  |  |  |  |  | 46.268% | 46.268% | 46.268% | [Redacted] | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 1997 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $13351.25 |  | 6.800% | $0.00 | 1.2 |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $362000.00 | 3.375% | 07/24/2016 | $223084.70 | $2050.00 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223958506 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $4610.00 | $5855.38 |  | 8.819% | $1552.22 | $1552.22 | 8.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12449.21 | 1 | XXXX | $3897.00 | XXXX | $324.75 |  |  |  |  |  | 48.214% | 48.214% | 48.214% | [Redacted] | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Military VOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2022<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 Transcript - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $4610.00 |  | 6.040% | $0.00 | 3.7 |  |  |  | No | No | 8.250% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 12 | 29 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $312669.00 | 2.750% | 04/01/2021 | $283668.98 | $1276.44 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6784.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223962530 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $2207.97 | $3150.06 |  | 10.526% | $619.78 | $619.78 | 10.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $32759.08 | 1 | XXXX | $2810.64 | XXXX | $234.22 |  |  |  |  |  | 12.928% | 12.928% | 12.928% | [Redacted] | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2207.97 |  | 6.610% | $0.00 | 4.6 |  |  |  | No | No | 10.000% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $313000.00 | 6.575% | 12/10/2024 | $311590.34 | $1993.84 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223963426 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5404.37 | $6102.07 |  | 9.227% | $1487.86 | $1487.86 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7358.85 | 1 | XXXX | $1778.04 | XXXX | $148.17 |  |  |  |  |  | 39.836% | 39.836% | 39.836% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  | 0 | 0 | 0 |  |  | Cross Country | $5404.37 |  | 6.750% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $422750.00 | 2.875% | 10/09/2020 | $376960.91 | $1753.96 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223963428 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $1680.00 | $3422.77 |  | 8.373% | $697.08 | $697.08 | 8.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4179.59 | 1 | XXXX | $3390.60 | XXXX | $282.55 |  |  |  |  |  | 40.092% | 40.092% | 40.092% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1680.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 8.000% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 23 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $259300.00 | 3.000% | 08/03/2020 | $225866.80 | $1093.22 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223963487 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1390.00 | $1948.04 |  | 9.733% | $1487.48 | $1487.48 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2859.12 | 1 | XXXX | $1440.48 | XXXX | $120.04 |  |  |  |  |  | 47.710% | 47.710% | 47.710% | [Redacted] | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1390.00 |  | 6.630% | $0.00 | 3 |  |  |  | No | No | 9.625% | 0 |  | 2 | 0 | 2 | 3 |  |  | 7.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $130623.00 | 2.750% | 12/22/2021 | $115524.00 | $533.26 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223963580 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3348.23 | $3928.29 |  | 9.675% | $826.34 | $826.34 | 9.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10693.43 | 1 | XXXX | $2244.48 | XXXX | $187.04 |  |  |  |  |  | 44.879% | 44.879% | 44.879% | [Redacted] | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Non-Primary Income - Other]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Other]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3348.23 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 9.250% | 2 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No |  | 10 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $548392.00 | 2.250% | 06/09/2021 | $495911.31 | $2096.21 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6583.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223963656 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3855.00 | $4891.54 |  | 8.853% | $836.08 | $836.08 | 8.375% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $12047.70 | 1 | XXXX | $2120.04 | XXXX | $176.67 |  |  |  |  |  | 31.136% | 31.136% | 31.136% | [Redacted] | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3855.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.375% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $765600.00 | 2.990% | 12/09/2020 | $690124.17 | $3223.67 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223972422 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1390.00 | $8234.56 |  | 8.020% | $3625.06 | $3625.06 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $180601.66 | 1 | XXXX | $3183.96 | XXXX | $265.33 |  |  |  |  |  | 5.505% | 5.505% | 5.505% | [Redacted] | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1390.00 |  | 6.750% | $0.00 | 1.9 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $552000.00 | 6.540% | 06/25/2005 | $179283.82 | $1928.97 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223976927 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $5452.50 | $8010.11 |  | 9.838% | $2102.14 | $2102.14 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $37635.58 | 1 | XXXX | $3354.00 | XXXX | $279.50 |  |  |  |  |  | 18.113% | 18.113% | 18.113% | [Redacted] | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $5452.50 |  | 6.750% | $0.00 | 1.8 |  |  |  | Yes | No | 9.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $552000.00 | 4.250% | 06/30/2017 | $461032.41 | $2715.51 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223977278 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2942.50 | $3248.10 |  | 9.433% | $517.17 | $517.17 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3873.29 | 1 | XXXX | $1937.04 | XXXX | $161.42 |  |  |  |  |  | 42.405% | 42.405% | 42.405% | [Redacted] | 646 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2942.50 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $316500.00 | 4.250% | 03/02/2022 | $298259.21 | $1556.99 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223978862 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3407.50 | $4122.46 |  | 10.063% | $1222.40 | $1222.40 | 9.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8868.10 | 1 | XXXX | $2841.84 | XXXX | $236.82 |  |  |  |  |  | 48.805% | 48.805% | 48.805% | [Redacted] | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3407.50 |  | 6.200% | $0.00 |  |  |  |  | N/A | No | 9.625% | 2 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $0.00 |  | No | 33 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $370000.00 | 1.875% | 12/17/2021 | $292653.58 | $2359.74 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223983064 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2136.00 | $5031.12 |  | 8.380% | $1484.99 | $1484.99 | 8.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $33851.85 | 1 | XXXX | $2546.04 | XXXX | $212.17 |  |  |  |  |  | 25.344% | 25.344% | 25.344% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2136.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $103624.27 |  | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $595700.00 | 2.875% | 10/26/2020 | $531488.64 | $2471.51 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.28 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223992841 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2800.00 | $3882.42 |  | 7.957% | $483.47 | $483.47 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $1282.59 | 1 | XXXX | $800.40 | XXXX | $66.70 |  |  |  |  |  | 48.645% | 48.645% | 48.645% | [Redacted] | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Wages]; Other - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2800.00 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 7.375% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $72649.00 | 4.375% | 08/21/2014 | $56387.49 | $362.73 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223992873 | [Redacted] | [Redacted] |  | Higher Priced QM (APOR) |  |  |  | Yes | No | $2227.50 | $2574.39 |  | 11.927% | $485.63 | $485.63 | 11.250% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $4563.65 | 1 | XXXX | $2463.00 | XXXX | $205.25 |  |  |  |  |  | 39.351% | 39.351% | 39.351% | [Redacted] | 641 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; 1099 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Pension]; 1099-R - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Account Transcripts - 2023<br> [Coborrower]; Account Transcripts - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2227.50 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 11.250% | 2 | 0 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $419950.00 | 3.750% | 11/08/2021 | $389472.00 | $1944.83 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.61 |  |  | No |  | $3783.15 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223992897 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3118.50 | $3954.57 |  | 8.474% | $898.42 | $898.42 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3822.31 | 1 | XXXX | $1697.04 | XXXX | $141.42 |  |  |  |  |  | 44.694% | 44.694% | 44.694% | [Redacted] | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3118.50 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 |  | 1 | 0 | 1 | 1 |  |  | 7.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $315000.00 | 3.250% | 12/17/2021 | $292001.29 | $1370.90 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223994091 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $7215.00 | $8386.85 |  | 8.720% | $1900.18 | $1900.18 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $35854.02 | 1 | XXXX | $2485.68 | XXXX | $207.14 |  |  |  |  |  | 27.310% | 27.310% | 27.310% | [Redacted] | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7215.00 |  | 6.750% | $0.00 | 1.7 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $540000.00 | 5.990% | 05/30/2023 | $525696.72 | $3234.10 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223995245 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $7070.00 | $10848.68 |  | 7.731% | $2210.16 | $2210.16 | 7.375% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10918.17 | 1 | XXXX | $2712.00 | XXXX | $226.00 |  |  |  |  |  | 45.758% | 45.758% | 45.758% | [Redacted] | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Other - 2025<br> [Borrower - \| Non-Primary Income - IRA Distribution]; Account Statements - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; Transcripts (1040) - 2022 | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $7070.00 |  | 6.790% | $0.00 | 1.4 |  |  |  | No | No | 7.375% | 0 |  | 2 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $413000.00 | 3.875% | 05/03/2019 | $270474.00 | $3029.11 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223995250 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1170.00 | $1690.48 |  | 8.124% | $410.47 | $410.47 | 7.750% | No | No | Non-Employment Income | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5393.67 | 1 | XXXX | $2178.12 | XXXX | $181.51 |  |  |  |  |  | 38.631% | 38.631% | 38.631% | [Redacted] | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2024<br> [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; 1099-SSA - 2024<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1170.00 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $308000.00 | 3.250% | 12/16/2021 | $285512.17 | $1340.44 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $5148.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223995451 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1716.13 | $2163.40 |  | 8.994% | $790.63 | $790.63 | 8.750% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $5592.73 | 1 | XXXX | $1041.96 | XXXX | $86.83 |  |  |  |  |  | 36.091% | 36.091% | 36.091% | [Redacted] | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099-R - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1716.13 |  | 6.750% | $0.00 |  |  |  |  | No | No | 8.750% | 2 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 19 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $266000.00 | 3.625% | 04/02/2021 | $243386.85 | $1213.10 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $1329.87 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 223995800 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $595.00 | $923.92 |  | 8.694% | $1707.71 | $1707.71 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $7856.88 | 1 | XXXX | $1882.32 | XXXX | $156.86 |  |  |  |  |  | 43.034% | 43.034% | 43.034% | [Redacted] | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $595.00 |  | 6.340% | $0.00 |  |  |  |  | N/A | No | 8.625% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $206000.00 | 2.375% | 03/31/2021 | $154870.12 | $1361.50 | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224000034 | [Redacted] | [Redacted] |  | Non QM |  |  |  | Yes | No | $3812.67 | $4217.02 |  | 9.042% | $773.94 | $773.94 | 8.375% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $3628.63 | 1 | XXXX | $2105.88 | XXXX | $175.49 |  |  |  |  |  | 48.968% | 48.968% | 48.968% | [Redacted] | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3812.67 |  | 6.340% | $0.00 | 1.6 |  |  |  | No | No | 8.375% | 0 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No |  | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $200000.00 | 4.250% | 03/11/2022 | $185220.45 | $983.88 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $4123.76 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224000035 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3375.00 | $4399.53 |  | 8.535% | $742.50 | $742.50 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $5014.78 | 1 | XXXX | $1925.64 | XXXX | $160.47 |  |  |  |  |  | 45.019% | 45.019% | 45.019% | [Redacted] | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Business License - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3375.00 |  | 6.610% | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 0 |  | 1 | 0 | 1 | 1 |  |  |  | No |  |  |  |  | Other | Not Stated |  |  |  | XXXX | $274786.48 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $250000.00 | 3.625% | 09/30/2016 | $202479.64 | $968.70 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 77.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224000036 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2150.00 | $2993.31 |  | 9.753% | $493.86 | $493.86 | 9.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $2891.00 | 1 | XXXX | $1671.84 | XXXX | $139.32 |  |  |  |  |  | 49.968% | 49.968% | 49.968% | [Redacted] | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2150.00 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $85000.00 | 6.625% | 08/26/2024 | $84163.00 | $544.26 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224013417 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1564.89 | $1891.08 |  | 9.205% | $532.45 | $532.45 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $10293.05 | 1 | XXXX | $1451.04 | XXXX | $120.92 |  |  |  |  |  | 32.610% | 32.610% | 32.610% | [Redacted] | 655 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1564.89 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 | 30 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $439500.00 | 3.125% | 07/02/2020 | $393347.00 | $1937.07 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6565.16 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224021397 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2095.00 | $4773.45 |  | 8.327% | $725.07 | $725.07 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $6390.70 | 1 | XXXX | $1631.04 | XXXX | $135.92 |  |  |  |  |  | 42.538% | 42.538% | 42.538% | [Redacted] | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2095.00 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 7.875% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $436939.00 | 4.250% | 04/20/2017 | $367407.03 | $2149.48 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224021917 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1490.00 | $1745.48 |  | 8.423% | $962.88 | $962.88 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $18816.71 | 1 | XXXX | $2883.96 | XXXX | $240.33 |  |  |  |  |  | 23.254% | 23.254% | 23.254% | [Redacted] | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1490.00 |  | 6.040% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $450000.00 | 5.450% | 05/24/2022 | $430016.85 | $2540.95 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224021928 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $6080.00 | $6547.25 |  | 8.024% | $1946.73 | $1946.73 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $9864.75 | 1 | XXXX | $8774.04 | XXXX | $731.17 |  |  |  |  |  | 43.721% | 43.721% | 43.721% | [Redacted] | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $6080.00 |  | 6.040% | $0.00 | 1.5 |  |  |  | Yes | No | 7.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $427478.00 | 6.575% | 01/04/2023 | $205781.00 | $1435.66 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $6933.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224039113 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $10465.00 | $14092.90 |  | 8.374% | $3712.49 | $3712.49 | 8.125% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $8073.47 | 1 | XXXX | $2400.00 | XXXX | $200.00 |  |  |  |  |  | 29.495% | 29.495% | 29.495% | [Redacted] | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $10465.00 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | XXXX | $1374116.14 |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $296500.00 | 3.875% | 02/03/2012 | $205133.00 | $1394.25 | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 233.18 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224039502 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $1406.25 | $2200.53 |  | 8.610% | $464.33 | $464.33 | 8.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $8678.31 | 1 | XXXX | $2169.96 | XXXX | $180.83 |  |  |  |  |  | 35.139% | 35.139% | 35.139% | [Redacted] | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $1406.25 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.125% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 32 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $323000.00 | 3.375% | 08/28/2020 | $340724.44 | $1328.75 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $6220.80 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224046873 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2580.00 | $3377.91 |  | 8.846% | $824.62 | $824.62 | 8.250% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $4011.57 | 1 | XXXX | $2777.04 | XXXX | $231.42 |  |  |  |  |  | 37.498% | 37.498% | 37.498% | [Redacted] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2580.00 |  | 6.070% | $0.00 | 4.2 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | XXXX |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $73193.07 | 4.125% | 02/07/2018 | $62616.64 | $354.73 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224058256 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3909.72 | $5044.86 |  | 9.377% | $1123.55 | $1123.55 | 8.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $14299.27 | 1 | XXXX | $375.00 | XXXX | $31.25 |  |  |  |  |  | 49.724% | 49.724% | 49.724% | [Redacted] | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3909.72 |  | 6.370% | $0.00 |  |  |  |  | N/A | No | 8.875% | 2 | 2 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX |  |  | No | 31 | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $640000.00 | 3.000% | 05/24/2021 | $581584.46 | $2698.27 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  | $0.00 | $8333.33 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224063616 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $0.00 | $2171.71 |  | 8.122% | $3315.25 | $3315.25 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $11355.30 | 1 | XXXX | $3651.00 | XXXX | $304.25 |  |  |  |  |  | 49.617% | 49.617% | 49.617% | [Redacted] | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country |  |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 2 |  | 2 | 0 | 2 | 3 |  |  | 17.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX | $0.00 |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $923000.00 | 3.500% | 06/19/2007 | $790066.00 | $3706.43 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224064907 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $2000.00 | $2861.20 |  | 9.017% | $786.70 | $786.70 | 8.750% | No | No | Non-Employment Income | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | $6047.19 | 1 | XXXX | $4651.68 | XXXX | $387.64 |  |  |  |  |  | 40.955% | 40.955% | 40.955% | [Redacted] | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Pension]; Paystubs - 2025<br> [Borrower - \| Primary Income - Pension]; 1099-R - 2024<br> [Borrower - \| Primary Income - Pension]; Award Letter / Continuance Letter - 2009<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Pension]; Paystubs - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $2000.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No |  | 31 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  | 1 | $535000.00 | 4.375% | 03/22/2022 | $503610.00 | $2671.18 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.52 |  |  | No |  | $2641.05 | $1895.83 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224098409 | [Redacted] | [Redacted] |  | Exempt from ATR |  |  |  | No | No | $3668.00 | $4428.76 |  | 10.567% | $772.26 | $772.26 | 10.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $10926.28 | 1 | XXXX | $2781.96 | XXXX | $231.83 |  |  |  |  |  | 49.922% | 49.922% | 49.922% | [Redacted] | 640 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; Leave and Earnings Statement (LES) - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Primary Income - Wages]; Other - Year Not Available<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2024<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Pension]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025<br> [Borrower - \| Non-Primary Income - Pension]; 1099 - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2024<br> [Borrower - \| Non-Primary Income - Pension]; 1099 Transcript - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3668.00 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 10.000% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | XXXX | $5664.99 |  | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $362556.00 | 5.500% | 05/21/2014 | $273179.65 | $1704.87 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |
| 224122345 | [Redacted] | [Redacted] |  | Safe Harbor QM (APOR) |  |  |  | Yes | No | $3437.75 | $5763.39 |  | 8.269% | $1065.85 | $1065.85 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $3137.95 | 1 | XXXX | $1197.96 | XXXX | $99.83 |  |  |  |  |  | 48.554% | 48.554% | 48.554% | [Redacted] | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | Cross Country | $3437.75 |  | 6.750% | $0.00 | 1 |  |  |  | No | No | 7.875% | 2 |  | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | XXXX |  |  | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  | 1 | $150000.00 | 2.875% | 02/08/2021 | $135753.14 | $622.34 | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No |

---

## Exhibit 99.1

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.1 - Schedule 6**

---

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| ![](situslogo.jpg) | ![](situslogo.jpg) | ![](situslogo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **ASF Addendum - Business Purpose** | **ASF Addendum - Business Purpose** | **ASF Addendum - Business Purpose** | **ASF Addendum - Business Purpose** | **ASF Addendum - Business Purpose** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Run Date - 10/15/2025 10:04:32 AM** | **Run Date - 10/15/2025 10:04:32 AM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| 222229822 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2827.47 |  | 0.416495 |  |  |  |  |  | $2827.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $101.75 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 5.46 | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 762 | Fair Isaac (VER. 2) | 726 | Beacon 5.0 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222230091 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10276.65 |  | 0.438161 |  |  |  |  |  | $10276.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $157.53 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.18 | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 797 | Fair Isaac (VER. 2) | 811 | Beacon 5.0 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222272785 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2371.79 |  | 0.374896 |  |  |  |  |  | $2371.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $132.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 10.70 | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 716 | Fair Isaac (VER. 2) | 710 | Beacon 5.0 | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222274341 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4493.63 |  | 0.341053 |  |  |  |  |  | $4493.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $61.64 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 0.77 | US Citizen | US Citizen | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 821 | Fair Isaac (VER. 2) | 813 | Beacon 5.0 | 805 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 805 | Fair Isaac (VER. 2) | 813 | Beacon 5.0 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222304209 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3121.50 |  | 0.437066 |  |  |  |  |  | $3121.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $187.42 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 6.26 | US Citizen | US Citizen | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 715 | Fair Isaac (VER. 2) | 669 | Beacon 5.0 | 716 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 734 | Fair Isaac (VER. 2) | 698 | Beacon 5.0 | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222313285 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4564.90 |  | 0.347352 |  |  |  |  |  | $4564.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $269.08 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  | 4.09 |  | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | Fair Isaac (VER. 2) | 783 | Beacon 5.0 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222315199 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1949.52 |  | 0.429314 |  |  |  |  |  | $1949.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $121.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.81 | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 707 | Fair Isaac (VER. 2) | 720 | Beacon 5.0 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222332111 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5035.38 |  | 0.382036 |  |  |  |  |  | $5035.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $173.58 | Level 1-Not Stated/Not Verified |  |  |  | No |  | No |  | 5.79 |  | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified | [Redacted] |  |  |  |  |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 789 | Fair Isaac (VER. 2) | 783 | Beacon 5.0 | 758 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222340634 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4770.11 |  | 0.266549 |  |  |  |  |  | $4770.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $184.92 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 4.00 | US Citizen | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 791 | Fair Isaac (VER. 2) | 783 | Beacon 5.0 | 755 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 784 | Fair Isaac (VER. 2) | 776 | Beacon 5.0 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222340635 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4006.64 |  | 0.348127 |  |  |  |  |  | $4006.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $101.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 7.93 | US Citizen | US Citizen | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 755 | Fair Isaac (VER. 2) | 749 | Beacon 5.0 | 772 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 761 | Fair Isaac (VER. 2) | 769 | Beacon 5.0 | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222361016 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6470.83 |  | 0.449711 |  |  |  |  |  | $6470.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $104.84 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 690 | Fair Isaac (VER. 2) | 702 | Beacon 5.0 | 722 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 757 | Fair Isaac (VER. 2) | 728 | Beacon 5.0 | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222361876 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3213.07 |  | 0.495694 |  |  |  |  |  | $3213.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $159.51 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 11.85 | US Citizen | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | Fair Isaac (VER. 2) | 750 | Beacon 5.0 | 754 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 749 | Fair Isaac (VER. 2) | 727 | Beacon 5.0 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222396383 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1364.27 |  | 0.492109 |  |  |  |  |  | $1364.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $95.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.19 | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 709 | Fair Isaac (VER. 2) | 724 | Beacon 5.0 | 686 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222449117 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3331.10 |  | 0.393776 |  |  |  |  |  | $3331.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $145.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.68 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 765 | Fair Isaac (VER. 2) | 767 | Beacon 5.0 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222461333 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7069.44 |  | 0.258375 |  |  |  |  |  | $7069.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $222.67 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 19.48 | US Citizen | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | Fair Isaac (VER. 2) | 767 | Beacon 5.0 | 769 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 825 | Fair Isaac (VER. 2) | 786 | Beacon 5.0 | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222467169 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8429.48 |  | 0.416365 |  |  |  |  |  | $8429.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $127.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 5.76 | US Citizen | US Citizen | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 814 | Fair Isaac (VER. 2) | 800 | Beacon 5.0 | 812 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 807 | Fair Isaac (VER. 2) | 791 | Beacon 5.0 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222467791 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5898.03 |  | 0.443501 |  |  |  |  |  | $5898.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $153.68 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 27.32 | US Citizen | US Citizen | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 745 | Fair Isaac (VER. 2) | 761 | Beacon 5.0 | 762 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | Fair Isaac (VER. 2) | 763 | Beacon 5.0 | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222486204 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1720.40 |  | 0.390422 |  |  |  |  |  | $1720.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $84.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 25.22 | US Citizen | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 759 | Fair Isaac (VER. 2) | 757 | Beacon 5.0 | 745 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 770 | Fair Isaac (VER. 2) | 732 | Beacon 5.0 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222486256 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1606.37 |  | 0.176593 |  |  |  |  |  | $1606.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $56.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 6.24 | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 772 | Fair Isaac (VER. 2) | 746 | Beacon 5.0 | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222486258 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1763.74 |  | 0.418646 |  |  |  |  |  | $1763.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $186.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.21 | US Citizen | US Citizen | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 792 | Fair Isaac (VER. 2) | 788 | Beacon 5.0 | 773 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 664 | Fair Isaac (VER. 2) | 735 | Beacon 5.0 | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222503096 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1381.16 |  | 0.477460 |  |  |  |  |  | $1381.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $35.13 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.71 | US Citizen |  | 659 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 659 | Fair Isaac (VER. 2) | 637 | Beacon 5.0 | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222503150 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3558.39 |  | 0.379333 |  |  |  |  |  | $3558.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $33.61 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 9.12 | US Citizen |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 769 | Fair Isaac (VER. 2) | 769 | Beacon 5.0 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222511798 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3648.83 |  | 0.473844 |  |  |  |  |  | $3648.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $353.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.23 | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 771 | Fair Isaac (VER. 2) | 796 | Beacon 5.0 | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222550177 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5759.73 |  | 0.356901 |  |  |  |  |  | $5759.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $76.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.17 | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 799 | Fair Isaac (VER. 2) | 785 | Beacon 5.0 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222563472 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5236.92 |  | 0.232048 |  |  |  |  |  | $5236.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $34.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.30 | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 10 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 758 | Fair Isaac (VER. 2) | 751 | Beacon 5.0 | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222573811 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $13068.16 |  | 0.472326 |  |  |  |  |  | $13068.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $156.43 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 2.27 | US Citizen | Permanent Resident Alien | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 815 | Fair Isaac (VER. 2) | 784 | Beacon 5.0 | 770 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card |  | Level 1-Not Stated/Not Verified | [Redacted] | 782 | Fair Isaac (VER. 2) | 792 | Beacon 5.0 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222573874 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3460.20 |  | 0.242671 |  |  |  |  |  | $3460.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $99.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 12.13 | US Citizen | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 748 | Fair Isaac (VER. 2) | 757 | Beacon 5.0 | 732 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 751 | Fair Isaac (VER. 2) | 747 | Beacon 5.0 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222608058 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4686.12 |  | 0.454672 |  |  |  |  |  | $4686.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $158.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 0.76 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 723 | Fair Isaac (VER. 2) | 646 | Beacon 5.0 | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222612549 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3472.70 |  | 0.501034 |  |  |  |  |  | $3472.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $525.28 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 7.49 | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 746 | Fair Isaac (VER. 2) | 715 | Beacon 5.0 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222620503 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4497.83 |  | 0.454702 |  |  |  |  |  | $4497.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $380.74 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.43 | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 685 | Fair Isaac (VER. 2) | 640 | Beacon 5.0 | 703 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 808 | Fair Isaac (VER. 2) | 796 | Beacon 5.0 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222654969 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $13858.82 |  | 0.353103 |  |  |  |  |  | $13858.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $656.11 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 8.33 | US Citizen |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 11 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 774 | Fair Isaac (VER. 2) | 801 | Beacon 5.0 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222669672 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1781.12 |  | 0.398393 |  |  |  |  |  | $1781.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $79.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 6.09 | US Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | Fair Isaac (VER. 2) | 788 | Beacon 5.0 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222670944 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5635.96 |  | 0.413219 |  |  |  |  |  | $5635.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $222.78 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 10.02 | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 702 | Fair Isaac (VER. 2) | 742 | Beacon 5.0 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222672260 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3482.41 |  | 0.438382 |  |  |  |  |  | $3482.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $56.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 16.87 | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 733 | Fair Isaac (VER. 2) | 670 | Beacon 5.0 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222704102 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2513.70 |  | 0.359931 |  |  |  |  |  | $2513.70 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $213.58 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 12.25 | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 739 | Fair Isaac (VER. 2) | 772 | Beacon 5.0 | 751 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 811 | Fair Isaac (VER. 2) | 794 | Beacon 5.0 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222732639 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2363.76 |  | 0.439575 |  |  |  |  |  | $2363.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $106.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.53 | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 754 | Fair Isaac (VER. 2) | 773 | Beacon 5.0 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222734766 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3114.48 |  | 0.414413 |  |  |  |  |  | $3114.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $32.43 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 7.56 | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 716 | Fair Isaac (VER. 2) | 755 | Beacon 5.0 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222763544 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1994.71 |  | 0.510650 |  |  |  |  |  | $1994.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $169.34 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 11.12 | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 714 | Fair Isaac (VER. 2) | 704 | Beacon 5.0 | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222767139 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8757.78 |  | 0.498943 |  |  |  |  |  | $8757.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $239.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 2.19 | US Citizen |  | 681 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 694 | Fair Isaac (VER. 2) | 681 | Beacon 5.0 | 674 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222778467 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2059.10 |  | 0.489401 |  |  |  |  |  | $2059.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $27.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 17.11 | US Citizen |  | 658 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 649 | Fair Isaac (VER. 2) | 658 | Beacon 5.0 | 666 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222778487 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2750.13 |  | 0.320983 |  |  |  |  |  | $2750.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $153.17 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 23.11 | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 788 | Fair Isaac (VER. 2) | 789 | Beacon 5.0 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222801396 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1707.53 |  | 0.248184 |  |  |  |  |  | $1707.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $250.99 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 5.50 | US Citizen | US Citizen | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 760 | Fair Isaac (VER. 2) | 795 | Beacon 5.0 | 793 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 792 | Fair Isaac (VER. 2) | 800 | Beacon 5.0 | 800 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/03/2025 | 793 | Fair Isaac (VER. 2) | 801 | Beacon 5.0 | 809 | FICO Risk Score Classic 04 | Individual |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 01/03/2025 | 807 | Fair Isaac (VER. 2) | 778 | Beacon 5.0 | 778 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222801543 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7732.46 |  | 0.463501 |  |  |  |  |  | $7732.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $33.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.14 | Permanent Resident Alien |  | 653 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 1-Not Stated/Not Verified | [Redacted] | 646 | Fair Isaac (VER. 2) | 653 | Beacon 5.0 | 682 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222803437 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4632.37 |  | 0.494512 |  |  |  |  |  | $4632.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $118.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.50 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 749 | Fair Isaac (VER. 2) | 723 | Beacon 5.0 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222888518 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3601.05 |  | 0.436728 |  |  |  |  |  | $3601.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $208.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.58 | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 687 | Fair Isaac (VER. 2) | 716 | Beacon 5.0 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222890334 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5279.59 |  | 0.187539 |  |  |  |  |  | $5279.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $326.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 25.53 | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 821 | Fair Isaac (VER. 2) | 809 | Beacon 5.0 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222890404 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2488.86 |  | 0.483430 |  |  |  |  |  | $2488.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $286.32 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 6.73 | US Citizen | US Citizen | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 759 | Fair Isaac (VER. 2) | 786 | Beacon 5.0 | 761 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 776 | Fair Isaac (VER. 2) | 749 | Beacon 5.0 | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222894470 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4155.72 |  | 0.268245 |  |  |  |  |  | $4155.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $306.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 15.02 | US Citizen | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 809 | Fair Isaac (VER. 2) | 750 | Beacon 5.0 | 736 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 798 | Fair Isaac (VER. 2) | 771 | Beacon 5.0 | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222894638 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3918.86 |  | 0.466286 |  |  |  |  |  | $3918.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $183.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 9.62 | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 751 | Fair Isaac (VER. 2) | 741 | Beacon 5.0 | 732 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222907643 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4223.13 |  | 0.373006 |  |  |  |  |  | $4223.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $172.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 6.66 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 770 | Fair Isaac (VER. 2) | 759 | Beacon 5.0 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222933958 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3465.77 |  | 0.469520 |  |  |  |  |  | $3465.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $120.43 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 48.16 | US Citizen |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 696 | Fair Isaac (VER. 2) | 719 | Beacon 5.0 | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222951727 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5244.99 |  | 0.462062 |  |  |  |  |  | $5244.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $382.50 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 1.91 | US Citizen | US Citizen | 665 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 693 | Fair Isaac (VER. 2) | 665 | Beacon 5.0 | 641 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 740 | Fair Isaac (VER. 2) | 739 | Beacon 5.0 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222968977 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $12978.49 |  | 0.322853 |  |  |  |  |  | $12978.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $548.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 18.40 | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 746 | Fair Isaac (VER. 2) | 662 | Beacon 5.0 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222969428 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6732.29 |  | 0.411695 |  |  |  |  |  | $6732.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $228.05 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 8.12 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 9 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 738 | Fair Isaac (VER. 2) | 790 | Beacon 5.0 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222977090 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6809.59 |  | 0.436816 |  |  |  |  |  | $6809.59 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $266.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 10.33 | US Citizen | US Citizen | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 751 | Fair Isaac (VER. 2) | 763 | Beacon 5.0 | 713 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 680 | Fair Isaac (VER. 2) | 679 | Beacon 5.0 | 671 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223066728 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1897.77 |  | 0.498247 |  |  |  |  |  | $1897.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $105.85 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.55 | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 742 | Fair Isaac (VER. 2) | 755 | Beacon 5.0 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223067979 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7192.04 |  | 0.491279 |  |  |  |  |  | $7192.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $101.60 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 20.36 | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 785 | Fair Isaac (VER. 2) | 747 | Beacon 5.0 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223081682 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2889.08 |  | 0.208372 |  |  |  |  |  | $2889.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $87.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.35 | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 784 | Fair Isaac (VER. 2) | 777 | Beacon 5.0 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223090362 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5085.86 |  | 0.343630 |  |  |  |  |  | $5085.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $137.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 17.34 | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 726 | Fair Isaac (VER. 2) | 732 | Beacon 5.0 | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223116798 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3128.53 |  | 0.454664 |  |  |  |  |  | $3128.53 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $151.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.84 | US Citizen |  | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 627 | Fair Isaac (VER. 2) | 701 | Beacon 5.0 | 688 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223117868 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1601.13 |  | 0.373263 |  |  |  |  |  | $1601.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $118.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 713 | Fair Isaac (VER. 2) | 749 | Beacon 5.0 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223128057 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1448.06 |  | 0.318618 |  |  |  |  |  | $1448.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $102.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.90 | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 713 | Fair Isaac (VER. 2) | 749 | Beacon 5.0 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223132146 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2653.20 |  | 0.427050 |  |  |  |  |  | $2653.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $152.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 754 | Fair Isaac (VER. 2) | 703 | Beacon 5.0 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223157318 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5340.56 |  | 0.494514 |  |  |  |  |  | $5340.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $0.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 7.04 | US Citizen |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 758 | Fair Isaac (VER. 2) | 738 | Beacon 5.0 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223194707 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6726.14 |  | 0.486721 |  |  |  |  |  | $6726.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $191.75 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 18.35 | US Citizen | US Citizen | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 810 | Fair Isaac (VER. 2) | 811 | Beacon 5.0 | 811 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 820 | Fair Isaac (VER. 2) | 801 | Beacon 5.0 | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223195246 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4008.91 |  | 0.492588 |  |  |  |  |  | $4008.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $679.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 18.15 | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 743 | Fair Isaac (VER. 2) | 756 | Beacon 5.0 | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223197985 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2910.64 |  | 0.482533 |  |  |  |  |  | $2910.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $92.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 6.53 | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 743 | Fair Isaac (VER. 2) | 727 | Beacon 5.0 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223198149 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1899.57 |  | 0.454372 |  |  |  |  |  | $1899.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $50.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.01 | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 748 | Fair Isaac (VER. 2) | 765 | Beacon 5.0 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223224888 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2898.80 |  | 0.493015 |  |  |  |  |  | $2898.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $84.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 11.53 | Permanent Resident Alien |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 1-Not Stated/Not Verified | [Redacted] | 738 | Fair Isaac (VER. 2) | 745 | Beacon 5.0 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223238558 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2655.55 |  | 0.295424 |  |  |  |  |  | $2655.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $113.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.90 | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 726 | Fair Isaac (VER. 2) | 719 | Beacon 5.0 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223270675 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3263.79 |  | 0.357979 |  |  |  |  |  | $3263.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $194.70 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 3.85 | US Citizen | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 820 | Fair Isaac (VER. 2) | 790 | Beacon 5.0 | 777 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 802 | Fair Isaac (VER. 2) | 749 | Beacon 5.0 | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223303936 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3534.88 |  | 0.350584 |  |  |  |  |  | $3534.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $392.43 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 5.94 | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 773 | Fair Isaac (VER. 2) | 771 | Beacon 5.0 | 725 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 812 | Fair Isaac (VER. 2) | 789 | Beacon 5.0 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223308244 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5110.67 |  | 0.113292 |  |  |  |  |  | $5110.67 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $48.71 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.21 | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 756 | Fair Isaac (VER. 2) | 762 | Beacon 5.0 | 761 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | Fair Isaac (VER. 2) | 793 | Beacon 5.0 | 791 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Very Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223314926 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2144.19 |  | 0.366422 |  |  |  |  |  | $2144.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $166.96 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.66 | US Citizen | US Citizen | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 664 | Fair Isaac (VER. 2) | 631 | Beacon 5.0 | 662 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 678 | Fair Isaac (VER. 2) | 707 | Beacon 5.0 | 691 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223334138 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2872.69 |  | 0.428506 |  |  |  |  |  | $2872.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $108.96 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.78 | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 721 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223340149 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1845.61 |  | 0.491352 |  |  |  |  |  | $1845.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $186.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 11.77 | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | Fair Isaac (VER. 2) | 801 | Beacon 5.0 | 793 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 783 | Fair Isaac (VER. 2) | 783 | Beacon 5.0 | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223362352 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1806.69 |  | 0.475762 |  |  |  |  |  | $1806.69 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $88.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.47 | US Citizen |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 716 | Fair Isaac (VER. 2) | 691 | Beacon 5.0 | 721 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223396543 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2462.62 |  | 0.471432 |  |  |  |  |  | $2462.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $54.26 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 4.25 | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 728 | Fair Isaac (VER. 2) | 727 | Beacon 5.0 | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223415570 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5477.03 |  | 0.384316 |  |  |  |  |  | $5477.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $97.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 15.52 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 791 | Fair Isaac (VER. 2) | 765 | Beacon 5.0 | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223422125 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5556.94 |  | 0.413806 |  |  |  |  |  | $5556.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $323.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 3.16 | US Citizen | US Citizen | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 801 | Fair Isaac (VER. 2) | 793 | Beacon 5.0 | 812 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 787 | Fair Isaac (VER. 2) | 757 | Beacon 5.0 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223431751 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5140.88 |  | 0.477071 |  |  |  |  |  | $5140.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $332.43 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 10.90 | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 777 | Fair Isaac (VER. 2) | 788 | Beacon 5.0 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223441384 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4450.27 |  | 0.433957 |  |  |  |  |  | $4450.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $207.92 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.53 | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 725 | Fair Isaac (VER. 2) | 743 | Beacon 5.0 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223460742 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5800.78 |  | 0.371250 |  |  |  |  |  | $5800.78 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $52.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 10.27 | US Citizen |  | 681 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 681 | Fair Isaac (VER. 2) | 648 | Beacon 5.0 | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223500990 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4682.92 |  | 0.406406 |  |  |  |  |  | $4682.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $148.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.55 | US Citizen |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 719 | Fair Isaac (VER. 2) | 736 | Beacon 5.0 | 689 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223501042 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1104.19 |  | 0.464010 |  |  |  |  |  | $1104.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $90.07 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 18.39 | US Citizen |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 693 | Fair Isaac (VER. 2) | 687 | Beacon 5.0 | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223513763 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6602.86 |  | 0.486710 |  |  |  |  |  | $6602.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $102.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 5.21 | US Citizen | US Citizen | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 774 | Fair Isaac (VER. 2) | 790 | Beacon 5.0 | 790 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | Fair Isaac (VER. 2) | 785 | Beacon 5.0 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223548630 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1952.02 |  | 0.479718 |  |  |  |  |  | $1952.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $129.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 26.00 | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 713 | Fair Isaac (VER. 2) | 707 | Beacon 5.0 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223560807 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2841.80 |  | 0.434872 |  |  |  |  |  | $2841.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $211.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.03 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 803 | Fair Isaac (VER. 2) | 787 | Beacon 5.0 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223563587 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4802.60 |  | 0.493972 |  |  |  |  |  | $4802.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $159.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 5.40 | US Citizen | US Citizen | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 779 | Fair Isaac (VER. 2) | 785 | Beacon 5.0 | 768 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 793 | Fair Isaac (VER. 2) | 765 | Beacon 5.0 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223593171 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4112.09 |  | 0.396536 |  |  |  |  |  | $4112.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $259.08 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 6.16 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 11 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 778 | Fair Isaac (VER. 2) | 781 | Beacon 5.0 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223595949 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9026.56 |  | 0.111516 |  |  |  |  |  | $9026.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $959.73 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.78 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 740 | Fair Isaac (VER. 2) | 764 | Beacon 5.0 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223620566 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5258.14 |  | 0.487714 |  |  |  |  |  | $5258.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $37.54 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 37.91 | Permanent Resident Alien |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | [Redacted] | 792 | Fair Isaac (VER. 2) | 758 | Beacon 5.0 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223623470 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $23130.46 |  | 0.110178 |  |  |  |  |  | $23130.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $402.75 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.28 | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 786 | Fair Isaac (VER. 2) | 628 | Beacon 5.0 | 775 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223652146 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3882.27 |  | 0.388135 |  |  |  |  |  | $3882.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $62.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 780 | Fair Isaac (VER. 2) | 791 | Beacon 5.0 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223652827 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2829.34 |  | 0.379194 |  |  |  |  |  | $2829.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $48.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 780 | Fair Isaac (VER. 2) | 791 | Beacon 5.0 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223687012 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3928.43 |  | 0.385435 |  |  |  |  |  | $3928.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $89.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 14.62 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 780 | Fair Isaac (VER. 2) | 791 | Beacon 5.0 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223687585 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5535.45 |  | 0.397371 |  |  |  |  |  | $5535.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $122.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.67 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 780 | Fair Isaac (VER. 2) | 791 | Beacon 5.0 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223700003 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3237.36 |  | 0.485552 |  |  |  |  |  | $3237.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $80.68 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  |  | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 709 | Fair Isaac (VER. 2) | 706 | Beacon 5.0 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223700015 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3724.20 |  | 0.237722 |  |  |  |  |  | $3724.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $167.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 18.41 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 776 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223712582 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6559.13 |  | 0.421705 |  |  |  |  |  | $6559.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $312.94 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.86 | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 768 | Fair Isaac (VER. 2) | 731 | Beacon 5.0 | 666 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223717476 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9965.09 |  | 0.375589 |  |  |  |  |  | $9965.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $268.36 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 4.96 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 807 | Fair Isaac (VER. 2) | 796 | Beacon 5.0 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223727112 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5606.73 |  | 0.445174 |  |  |  |  |  | $5606.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $266.74 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.68 | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 732 | Fair Isaac (VER. 2) | 761 | Beacon 5.0 | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 756 | Fair Isaac (VER. 2) | 761 | Beacon 5.0 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223728902 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3401.90 |  | 0.453582 |  |  |  |  |  | $3401.90 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $90.18 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 8.94 | US Citizen | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 768 | Fair Isaac (VER. 2) | 694 | Beacon 5.0 | 744 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 780 | Fair Isaac (VER. 2) | 716 | Beacon 5.0 | 750 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223745528 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2152.55 |  | 0.407672 |  |  |  |  |  | $2152.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $31.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 16.03 | US Citizen | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 786 | Fair Isaac (VER. 2) | 781 | Beacon 5.0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 782 | Fair Isaac (VER. 2) | 786 | Beacon 5.0 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223749918 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $22862.76 |  | 0.392135 |  |  |  |  |  | $22862.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $1524.47 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 5.19 | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 732 | Fair Isaac (VER. 2) | 761 | Beacon 5.0 | 780 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 756 | Fair Isaac (VER. 2) | 761 | Beacon 5.0 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223764789 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6813.43 |  | 0.340274 |  |  |  |  |  | $6813.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $459.49 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 6.57 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 764 | Fair Isaac (VER. 2) | 767 | Beacon 5.0 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223782615 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3283.76 |  | 0.441793 |  |  |  |  |  | $3283.76 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $107.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 3.33 | US Citizen |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 700 | Fair Isaac (VER. 2) | 717 | Beacon 5.0 | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223788913 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4064.17 |  | 0.476182 |  |  |  |  |  | $4064.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $56.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 20.35 | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 790 | Fair Isaac (VER. 2) | 814 | Beacon 5.0 | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223788928 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8589.12 |  | 0.484257 |  |  |  |  |  | $8589.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $81.33 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.75 | US Citizen | US Citizen | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 700 | Fair Isaac (VER. 2) | 733 | Beacon 5.0 | 706 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 698 | Fair Isaac (VER. 2) | 747 | Beacon 5.0 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223795397 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5816.63 |  | 0.395884 |  |  |  |  |  | $5816.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $239.67 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 700 | Fair Isaac (VER. 2) | 733 | Beacon 5.0 | 706 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 698 | Fair Isaac (VER. 2) | 747 | Beacon 5.0 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223797316 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4776.02 |  | 0.276161 |  |  |  |  |  | $4776.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $151.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 6.33 | US Citizen |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 750 | Fair Isaac (VER. 2) | 741 | Beacon 5.0 | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223810773 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3172.65 |  | 0.443166 |  |  |  |  |  | $3172.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $99.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 9.57 | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 767 | Fair Isaac (VER. 2) | 714 | Beacon 5.0 | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223813749 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3515.65 |  | 0.342180 |  |  |  |  |  | $3515.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $119.76 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.06 | US Citizen | US Citizen | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 770 | Fair Isaac (VER. 2) | 780 | Beacon 5.0 | 775 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 700 | Fair Isaac (VER. 2) | 721 | Beacon 5.0 | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223872746 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $17478.84 |  | 0.142444 |  |  |  |  |  | $17478.84 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $235.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 9.73 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 753 | Fair Isaac (VER. 2) | 760 | Beacon 5.0 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223877783 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7754.27 |  | 0.344127 |  |  |  |  |  | $7754.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $138.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 10.59 | US Citizen |  | 684 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 658 | Fair Isaac (VER. 2) | 684 | Beacon 5.0 | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223887899 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2496.47 |  | 0.344424 |  |  |  |  |  | $2496.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $201.17 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 5.26 | US Citizen |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 736 | Fair Isaac (VER. 2) | 711 | Beacon 5.0 | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223887922 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10807.14 |  | 0.146383 |  |  |  |  |  | $10807.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $340.40 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 9.02 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 753 | Fair Isaac (VER. 2) | 760 | Beacon 5.0 | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223900230 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6693.22 |  | 0.247330 |  |  |  |  |  | $6693.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $90.88 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 10.28 | US Citizen | US Citizen | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 793 | FICO II | 786 | Beacon 5.0 | 777 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 800 | FICO II | 779 | Beacon 5.0 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223900304 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5473.34 |  | 0.177602 |  |  |  |  |  | $5473.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $207.64 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 10.51 | US Citizen | US Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 822 | Fair Isaac (VER. 2) | 807 | Beacon 5.0 | 812 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | [Redacted] | 781 | Fair Isaac (VER. 2) | 766 | Beacon 5.0 | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223900336 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2099.97 |  | 0.435113 |  |  |  |  |  | $2099.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $190.58 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 38.69 | US Citizen |  | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 717 | Fair Isaac (VER. 2) | 679 | Beacon 5.0 | 683 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223901528 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7316.45 |  | 0.392478 |  |  |  |  |  | $7316.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $320.95 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 18.75 | US Citizen | US Citizen | 820 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 788 | FICO II | 795 | Beacon 5.0 | 795 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 828 | FICO II | 813 | Beacon 5.0 | 820 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223911925 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8308.89 |  | 0.212401 |  |  |  |  |  | $8308.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $149.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.85 | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 788 | Fair Isaac (VER. 2) | 804 | Beacon 5.0 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223925688 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6610.05 |  | 0.510795 |  |  |  |  |  | $6610.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $488.83 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 5.01 | US Citizen | US Citizen | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 700 | Fair Isaac (VER. 2) | 733 | Beacon 5.0 | 706 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 698 | Fair Isaac (VER. 2) | 747 | Beacon 5.0 | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223930288 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5710.71 |  | 0.100909 |  |  |  |  |  | $5710.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $286.75 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 3.13 |  | US Citizen | 691 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 673 | Fair Isaac | 714 | Beacon 5.0 | 693 | FICO Risk Score Classic 04 | Individual |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/07/2025 | 691 | Fair Isaac | 679 | Beacon 5.0 | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223934699 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5542.17 |  | 0.101371 |  |  |  |  |  | $5542.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $211.42 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 6.13 |  | US Citizen | 691 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 673 | Fair Isaac | 714 | Beacon 5.0 | 693 | FICO Risk Score Classic 04 | Individual |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/07/2025 | 691 | Fair Isaac | 679 | Beacon 5.0 | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223935006 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5208.25 |  | 0.101950 |  |  |  |  |  | $5208.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $224.36 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 691 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 3 |  |  |  | Level 4-Stated/Verified as defined | [Redacted] |  |  |  |  |  |  | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 673 | Fair Isaac | 714 | Beacon 5.0 | 693 | FICO Risk Score Classic 04 | Individual |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/07/2025 | 691 | Fair Isaac | 679 | Beacon 5.0 | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223949645 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4311.24 |  | 0.321154 |  |  |  |  |  | $4311.24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $155.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 1.48 | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 779 | Fair Isaac (VER. 2) | 743 | Beacon 5.0 | 707 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223953089 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1791.54 |  | 0.467265 |  |  |  |  |  | $1791.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $88.00 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 20.50 | US Citizen | US Citizen | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 815 | FICO II | 812 | Beacon 5.0 | 819 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 814 | FICO II | 808 | Beacon 5.0 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223963580 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3684.51 |  | 0.448789 |  |  |  |  |  | $3684.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $187.04 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 4.90 | US Citizen | US Citizen | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 708 | Fair Isaac (VER. 2) | 768 | Beacon 5.0 | 747 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 709 | Fair Isaac (VER. 2) | 721 | Beacon 5.0 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223978862 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4320.08 |  | 0.488049 |  |  |  |  |  | $4320.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $236.82 | Level 1-Not Stated/Not Verified |  |  |  | No | No |  |  | 14.16 | US Citizen |  | 698 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 698 | Fair Isaac (VER. 2) | 692 | Beacon 5.0 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224039113 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5892.94 |  | 0.294953 |  |  |  |  |  | $5892.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $200.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.54 | US Citizen |  | 815 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 787 | Fair Isaac (VER. 2) | 815 | FICO Classic V5 Facta | 816 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224058256 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6073.10 |  | 0.497237 |  |  |  |  |  | $6073.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $31.25 | Level 1-Not Stated/Not Verified |  |  |  | No | No | No |  | 9.74 | US Citizen | US Citizen | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 751 | FICO II | 726 | Beacon 5.0 | 733 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | [Redacted] | 778 | FICO II | 751 | Beacon 5.0 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224098409 | [Redacted] | [Redacted] |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3180.86 |  | 0.499223 |  |  |  |  |  | $3180.86 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | $231.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 11.27 | US Citizen |  | 640 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | [Redacted] | 620 | FICO II | 666 | Beacon 5.0 | 640 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | [Redacted] |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.1

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.1 - Schedule 7**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situslogo.jpg) | ![](situslogo.jpg) | ![](situslogo.jpg) |  |  |  |  |  |  |  |
| **Data Compare (Non-Ignored)** | **Data Compare (Non-Ignored)** | **Data Compare (Non-Ignored)** | **Data Compare (Non-Ignored)** | **Data Compare (Non-Ignored)** |  |  |  |  |  |
| **Run Date - 10/15/2025 10:04:58 AM** | **Run Date - 10/15/2025 10:04:58 AM** | **Run Date - 10/15/2025 10:04:58 AM** |  |  |  |  |  |  |  |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| 222074850 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222074850 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222074850 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222229822 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222229822 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222229834 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222229834 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222229834 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222229834 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222229834 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222229866 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222229866 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222229866 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222229872 | [Redacted] | [Redacted] |  |  | Original Term | 30 | 360 | Verified | Field Value reflects the Note value |
| 222229872 | [Redacted] | [Redacted] |  |  | # of Units |  | 1 | Verified | Field value reflects source document |
| 222229872 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222229872 | [Redacted] | [Redacted] |  |  | Original CLTV | 0 | 64.57121 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 222229872 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Housing Ratio | 28.176 | 28.24648 | Verified | Field value reflects source document |
| 222229975 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222229975 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222229975 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction. |
| 222229975 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222229988 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222229988 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222229988 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222230091 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222230091 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222230091 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222250441 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222250441 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222250441 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222251310 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222251310 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222251310 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222251574 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222251574 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222251574 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222259272 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222259526 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222259526 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222259526 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222264104 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222264104 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222264104 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222272785 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222272785 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222272785 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222272792 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222272792 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222272792 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Subject is a refinance. |
| 222272796 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274341 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274341 | [Redacted] | [Redacted] |  |  | Representative FICO | 811 | 813 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222274341 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222274341 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222274341 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222274347 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274347 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222274347 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222274348 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274348 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222274349 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274349 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222274349 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222274349 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222274641 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222274641 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274641 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222274641 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222274705 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274705 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222274705 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222274777 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274777 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222274857 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274857 | [Redacted] | [Redacted] |  |  | Representative FICO | 776 | 778 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222274857 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222274969 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222274969 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222275054 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222275054 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222286990 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222286990 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222286993 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222286993 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222287008 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222287008 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222290859 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222290859 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222293692 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222293692 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222293702 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222293702 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222298612 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222298612 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222298612 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222300316 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222300316 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222300316 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222300374 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222300374 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222304209 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222304209 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222304209 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222304335 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222304335 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222304335 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Subject loan is a refinance. Tape Data reflects the original purchase price. |
| 222304336 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222304336 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Note does not allow for I/O payments |
| 222304336 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222304336 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222304337 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222304337 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222304337 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222304696 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222304696 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222304696 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222309880 | [Redacted] | [Redacted] |  |  | Original Term | 30 | 360 | Verified | Field Value reflects the Note value |
| 222309880 | [Redacted] | [Redacted] |  |  | # of Units |  | 1 | Verified | Field value reflects source document |
| 222309880 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222309880 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Housing Ratio | 25.848 | 25.9424 | Verified | Field value reflects source document |
| 222310094 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222310094 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222310094 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222313182 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222313182 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222313182 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222313198 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222313198 | [Redacted] | [Redacted] |  |  | Representative FICO | 783 | 784 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222313198 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222313198 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222313285 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222313285 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222313285 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222313285 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222313285 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 222313302 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222313302 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222313302 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222313305 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222313305 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222313305 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222313306 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222313306 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222313306 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 222313892 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222313892 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222315199 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222315199 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222315199 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222315218 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222315218 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222315218 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222329441 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222329441 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 222329441 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222332111 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222332111 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222332111 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222332111 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222332111 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222335558 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222335558 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222335558 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222335558 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222340633 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222340633 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222340633 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Loan |
| 222340634 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222340634 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 222340634 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222340634 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222340635 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222340635 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222340635 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222341137 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222341137 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222341137 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222341137 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222341137 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222343266 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222343266 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222355549 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222355549 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222356781 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222356781 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222356781 | [Redacted] | [Redacted] |  |  | Representative FICO | 800 | 804 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222356781 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222356781 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222356872 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222356872 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222356872 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222356872 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222360512 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222360512 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222360512 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222361016 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222361016 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222361016 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222361876 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222361876 | [Redacted] | [Redacted] |  |  | Representative FICO | 745 | 750 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222361876 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222361876 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222396139 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222396139 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222396139 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222396139 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222396383 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222396383 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222396383 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222396383 | [Redacted] | [Redacted] |  |  | # of Units | 2 | 1 | Verified | Field value reflects source document |
| 222396383 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222396383 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222397143 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222397143 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222397143 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222397574 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222397574 | [Redacted] | [Redacted] |  |  | Representative FICO | 747 | 784 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 222397574 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222397612 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222397612 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222397805 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222397805 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222398155 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222398155 | [Redacted] | [Redacted] |  |  | Representative FICO | 784 | 788 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 222398155 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222398155 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222399351 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222399351 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222399351 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222399360 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222399360 | [Redacted] | [Redacted] |  |  | Representative FICO | 722 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222399360 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222400683 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222400683 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222400683 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222400689 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222400689 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222416823 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222416823 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222416823 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction |
| 222420593 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222420593 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222420593 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222427801 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222427801 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222427801 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction |
| 222433216 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222433216 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222433216 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222433764 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222433764 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222433764 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 222449117 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222449117 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222449117 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222449117 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222449136 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222449136 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222449136 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222454548 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222454548 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222454548 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 222458252 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222458252 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222461333 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222461333 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222461333 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222461339 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222461339 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222461387 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222461387 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction. |
| 222461390 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222461390 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222461390 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222461393 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222461393 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222461858 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222461858 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222461858 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222461862 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222461862 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222461862 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222461917 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222461917 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222467169 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222467169 | [Redacted] | [Redacted] |  |  | Representative FICO | 807 | 812 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 222467169 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222467169 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222467791 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222467791 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222467791 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222469004 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222469004 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the ARM rider |
| 222469005 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222469005 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222470526 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222470526 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222478009 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222478404 | [Redacted] | [Redacted] |  |  | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Note |
| 222478404 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222478404 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222478404 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222478404 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222478413 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222478413 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222478413 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222478828 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222478828 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 222478828 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction |
| 222478828 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222486204 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222486204 | [Redacted] | [Redacted] |  |  | Representative FICO | 746 | 757 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222486204 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222486256 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222486256 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222486256 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222486258 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222486258 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222486258 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222486440 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222486440 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222486440 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222488817 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222488817 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222498457 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222498457 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222501105 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222501105 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222501105 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222501160 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222501160 | [Redacted] | [Redacted] |  |  | Representative FICO | 741 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222501160 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222501160 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222503096 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 222503096 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503096 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222503096 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222503100 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503100 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222503101 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503101 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222503101 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222503112 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503112 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222503136 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503136 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222503136 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222503138 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503138 | [Redacted] | [Redacted] |  |  | Lien Position |  | 2 | Verified | Field Value reflects Lien Position per the Note |
| 222503138 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222503138 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222503149 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503149 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222503149 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222503150 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503150 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222503150 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction |
| 222503195 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222503195 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222503195 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222511798 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222511798 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222511798 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222515521 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222515521 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222515521 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222524182 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222524182 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222524182 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222533310 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222533310 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222533310 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222533410 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222533410 | [Redacted] | [Redacted] |  |  | Representative FICO | 740 | 732 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222533410 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222535568 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222535568 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222535568 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222549754 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222549754 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222549754 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222549757 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222549757 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222549757 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222550177 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222550177 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222550177 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222550310 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222550310 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222550310 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222550310 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 2 | Verified | Field value reflects source document |
| 222550310 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222550311 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222550311 | [Redacted] | [Redacted] |  |  | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222550311 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 222550311 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222550528 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222550528 | [Redacted] | [Redacted] |  |  | Representative FICO | 754 | 758 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222550528 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222550528 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222554650 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222554650 | [Redacted] | [Redacted] |  |  | Representative FICO | 728 | 737 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222554650 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222554650 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222558347 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222558347 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222558347 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222559005 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222559005 | [Redacted] | [Redacted] |  |  | Representative FICO | 707 | 723 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222559005 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222559005 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222560211 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222560211 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222560211 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222562902 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222562902 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222563472 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222563472 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222563641 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222563641 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222573811 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222573811 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222573874 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222573874 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222607108 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222607108 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222607174 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222607174 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222607253 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222607253 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222608058 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222608058 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222609574 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222609574 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222609574 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222612549 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222612549 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222612549 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222615268 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222615268 | [Redacted] | [Redacted] |  |  | Representative FICO | 704 | 732 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 222615268 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222615268 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | It is a refinance loan |
| 222620503 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222620503 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222620503 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222620731 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222620731 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222620731 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222626884 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222626884 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222626884 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222626885 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222626885 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222626885 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222626885 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222626886 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222626886 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222626886 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222626886 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222627141 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222627141 | [Redacted] | [Redacted] |  |  | Representative FICO | 789 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222627141 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222627141 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222632207 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222632207 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222632207 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222632207 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222632987 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222632987 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222632987 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222632987 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222653295 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222653295 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222653295 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222653344 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222653344 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222653344 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222654969 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222654969 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No margin |
| 222654969 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222654969 | [Redacted] | [Redacted] |  |  | Original LTV | 35.429 | 11.62791 | Verified | Require updated mortgage statement to verify the current balance of the 1st lien. |
| 222654969 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222654986 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222654986 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222654986 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222654986 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222661421 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222661421 | [Redacted] | [Redacted] |  |  | Representative FICO | 758 | 759 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222661421 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 222661421 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222661421 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222661527 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222661527 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222661527 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222661951 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222661951 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222661951 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222662677 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222662677 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222662677 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222662681 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222662681 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222662681 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222662681 | [Redacted] | [Redacted] |  |  | Original LTV | 64.193 | 15.28662 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 222669263 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222669263 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222669263 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222669263 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222669493 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222669493 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222669493 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222669659 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222669659 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222669659 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222669672 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222669672 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222669672 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222670905 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222670905 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222670905 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222670943 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222670943 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222670943 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222670944 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222670944 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222670949 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222670949 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222670974 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222670974 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222670974 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222671284 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222671284 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222671284 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222671289 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222671289 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222671289 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222671289 | [Redacted] | [Redacted] |  |  | Original LTV | 53.108 | 16.56548 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 222672260 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222672260 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222672262 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222672262 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222680445 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222680445 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222680445 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222680484 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222680484 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222680484 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222680870 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222680870 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222680870 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222680870 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222681036 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222681036 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222681036 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222681036 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222681139 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222681163 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222681163 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222681163 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222681173 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222681173 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 222681600 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222681600 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222681600 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction |
| 222685569 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222685569 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 222686091 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222686091 | [Redacted] | [Redacted] |  |  | Representative FICO | 793 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222686091 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222697612 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222697612 | [Redacted] | [Redacted] |  |  | Representative FICO | 783 | 785 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 222697744 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222697744 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222697744 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | n/a - loan is a refinance |
| 222703473 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222703473 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222704088 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222704088 | [Redacted] | [Redacted] |  |  | Representative FICO | 740 | 749 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222704088 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 222704088 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222704102 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222704102 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222704102 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction |
| 222705516 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 222705516 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222705521 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222705521 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222705521 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222705521 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222707248 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222707248 | [Redacted] | [Redacted] |  |  | Representative FICO | 788 | 795 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222707248 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222707248 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222707421 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222707421 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222707421 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222707421 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222708621 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222708621 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222708621 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222717940 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222717940 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222718016 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222718016 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222718016 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222724260 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222724260 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222724260 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222724260 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222724902 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222724902 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222724902 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222724902 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222730693 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222730693 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222730693 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222730743 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222730743 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222730743 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222730743 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222732639 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222732639 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222732639 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222733942 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222733942 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222733942 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance Transaction |
| 222734758 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222734758 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222734758 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 222734766 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222734766 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222734766 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222734775 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222734775 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222734775 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222734968 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222734968 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222734969 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222734969 | [Redacted] | [Redacted] |  |  | Representative FICO | 680 | 665 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222734969 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222734969 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222734972 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222734972 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222735043 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222735043 | [Redacted] | [Redacted] |  |  | Representative FICO | 762 | 813 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222735043 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222735043 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction |
| 222735736 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222735736 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 222735742 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222735742 | [Redacted] | [Redacted] |  |  | Representative FICO | 660 | 679 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222735742 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222735742 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222735743 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222735743 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 222736504 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222736504 | [Redacted] | [Redacted] |  |  | Property Type | Condo | Site Condo | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222736504 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222736504 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222736504 | [Redacted] | [Redacted] |  |  | Original LTV | 47.228 | 24.07273 | Verified | Tape Value reflects the CLTV value |
| 222736504 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222736511 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222736511 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222736511 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222736511 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222739126 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222739126 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222743068 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222743068 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222743068 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 222746973 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222746973 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222746973 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222750499 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222750499 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222750499 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222750529 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222750529 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222750588 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222750588 | [Redacted] | [Redacted] |  |  | Representative FICO | 680 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222750588 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222750934 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222750934 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222750934 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222756869 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222756869 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222757219 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222757219 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222757219 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222757219 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222757225 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222757225 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222757225 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222759137 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222759137 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Note does not allow for I/O payments |
| 222759137 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | It is refinance loan |
| 222763541 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222763541 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222763541 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222763544 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222763544 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 222763581 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222763581 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222763581 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222764616 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222764616 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222764616 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222764616 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222766438 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222766438 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222766452 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222766671 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222766671 | [Redacted] | [Redacted] |  |  | Representative FICO | 727 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222766671 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222766671 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222767073 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222767073 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 222767139 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222767139 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222767139 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222767319 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222767319 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222767319 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 222767319 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222767329 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222767329 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222767329 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222767329 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222768381 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222768381 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222776321 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222776321 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222776321 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 222776321 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222776473 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222776473 | [Redacted] | [Redacted] |  |  | Property Type | Multi Family | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222776473 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222776473 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222777080 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222777080 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222777086 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222777086 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222777148 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222777148 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222777457 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222777457 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222778467 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222778467 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222778467 | [Redacted] | [Redacted] |  |  | Original LTV | 47.6 | 17.20519 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 222778487 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222778487 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222778487 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222779163 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222779163 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222779163 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222779163 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Data verified from security instrument document |
| 222779578 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222779578 | [Redacted] | [Redacted] |  |  | Representative FICO | 716 | 719 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222779578 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222779582 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222779582 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222779582 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222784099 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222784099 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222784099 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222784099 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222784111 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222784111 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222784111 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222791643 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222791643 | [Redacted] | [Redacted] |  |  | Original LTV | 63.926 | 10.20646 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 222791645 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222791645 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222792482 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222792482 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222792482 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222792545 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222792545 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222792545 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222792545 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222795966 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 222795966 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222795966 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222795966 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222801396 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222801396 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222801396 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222801514 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222801514 | [Redacted] | [Redacted] |  |  | Representative FICO | 676 | 688 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222801514 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222801514 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222801514 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222801543 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222801543 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222801543 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222801550 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222801550 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222801550 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222801658 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222803429 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222803429 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222803429 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222803437 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222803437 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222803437 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222803437 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222803437 | [Redacted] | [Redacted] |  |  | Original LTV | 30.083 | 26.88787 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 222803446 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222803446 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222803446 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222803446 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222803883 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222803883 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222803949 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222803949 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222804410 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222804410 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222804410 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222806463 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222806463 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222806463 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222838789 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222838789 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222838789 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222838789 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222862458 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222862458 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222862458 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222862467 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222862467 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222862467 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222873892 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222873892 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222873892 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222873892 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222888457 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222888457 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222888518 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222888518 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222888527 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222888527 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222888759 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222888759 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222889705 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222889705 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222890334 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222890334 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222890335 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222890335 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 222890335 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222890336 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222890336 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222890338 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 222890338 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222890338 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222890351 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222890351 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222890404 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222890404 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222891114 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222891114 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222891114 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222892044 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222892044 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222892044 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222892077 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222892077 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222892077 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222892111 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222892111 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222892111 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222894430 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222894430 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222894430 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222894470 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222894470 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222894470 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222894638 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222894638 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222894638 | [Redacted] | [Redacted] |  |  | Original LTV | 51.922 | 23.35766 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 222894660 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222894660 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222894660 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222901218 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222901218 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 222901218 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222901252 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222901252 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222901258 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222901258 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222901258 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222901955 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222901955 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 222901955 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222901955 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222905585 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222905585 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222905585 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222905586 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222905586 | [Redacted] | [Redacted] |  |  | Representative FICO | 743 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222905586 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222905586 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222905586 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222905597 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222905597 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222905599 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222905599 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222905599 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222905599 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222907643 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222907643 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222907643 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222907644 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222907644 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222907644 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222911022 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222911022 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222911067 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222911067 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222911067 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222917191 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222917191 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222917191 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222921720 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222921720 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222921720 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222921720 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222922184 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222922184 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222922184 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222922345 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222922345 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222922345 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222922346 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222922346 | [Redacted] | [Redacted] |  |  | Representative FICO | 757 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222922346 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222922346 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222922346 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222922383 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222922383 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222922383 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222922614 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 222922614 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222922614 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 222922614 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222924840 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222924840 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222925213 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222925213 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222927390 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222927390 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222929601 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222929601 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222929601 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222929601 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 222929972 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222929972 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222929972 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222930298 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222932052 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222932052 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 222932052 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222933958 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222933991 | [Redacted] | [Redacted] |  |  | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Note |
| 222933991 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222933991 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222933991 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222933991 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222933992 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222933992 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222933992 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222933992 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222937314 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222937314 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222951727 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222951727 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222951727 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222951727 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222953178 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222953178 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222953178 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance transaction |
| 222954415 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222954415 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222954415 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222958378 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222958378 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222958378 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 222958385 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222958385 | [Redacted] | [Redacted] |  |  | Representative FICO | 734 | 762 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 222958385 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222958385 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222958450 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222958494 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222958494 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222958494 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222962323 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222962323 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222962323 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222962429 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222962429 | [Redacted] | [Redacted] |  |  | Representative FICO | 780 | 786 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 222962429 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222962429 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222968977 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222968977 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222968977 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 222968977 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Verified from security instrument document |
| 222969426 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222969426 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222969426 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222969428 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222969447 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222969447 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222969474 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222969474 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222969474 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222969476 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222969476 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222969476 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222971385 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222971385 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 222971385 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222971413 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222971413 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222971447 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222971447 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222971473 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222971473 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222974136 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222974136 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222977030 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222977030 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222977030 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 222977030 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222977090 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222977090 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222977209 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222978649 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222978649 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222978651 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222978651 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 222978651 | [Redacted] | [Redacted] |  |  | Original LTV | 44.26 | 36.75895 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 222979218 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222979218 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222979218 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 222979218 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222979360 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 222979360 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222979360 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222981307 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222981307 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222981386 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222981386 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 222981386 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222981386 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222981517 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222981517 | [Redacted] | [Redacted] |  |  | Representative FICO | 779 | 740 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 222981517 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222982415 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222982415 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222982415 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222982415 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 222982425 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222982425 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 222982425 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 222982425 | [Redacted] | [Redacted] |  |  | Original LTV | 56.78 | 14.35045 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 222986349 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 222986349 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223002998 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223002998 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223002998 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223005114 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223005114 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223005114 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223005792 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223005792 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223005792 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223008988 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223008988 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223009211 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223009211 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223009826 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223009826 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223009990 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223009990 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223009995 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223009995 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223009998 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223009998 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223009998 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223012470 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223012470 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223012470 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223012470 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 223012470 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223012575 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223012575 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223013233 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223013233 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223013361 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223013361 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223013401 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223013401 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223013401 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223015794 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223015794 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223015794 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223016180 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223016180 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223018951 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223018951 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223018951 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223023833 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223023833 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223023851 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223023851 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223023854 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223023854 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223023854 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | It is a refinance loan |
| 223024814 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223024814 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223024814 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223025771 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223025771 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223025771 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223025783 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223025783 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223025785 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223025785 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223025788 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223025788 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223025788 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223025792 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223025792 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223025792 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223030794 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223030794 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223030794 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223030794 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223030794 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223035660 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223035660 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223041299 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223041299 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223041299 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223041303 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223041303 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223041303 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223041347 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223041347 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223041347 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223041347 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223049777 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223049777 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223049879 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223049879 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223053813 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223053813 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223053813 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | It is a refinance |
| 223056390 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223056390 | [Redacted] | [Redacted] |  |  | Representative FICO | 737 | 731 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223056390 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223056390 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223056390 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223056683 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223056683 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223056683 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223056683 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223062510 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223062510 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223062510 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223062511 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223062511 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223062511 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223062818 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223062818 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223062818 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223062818 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223066728 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223066728 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223066728 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223067979 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223067979 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223068112 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223068112 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223068112 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223068112 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223068119 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223068119 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction. |
| 223068119 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223068121 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223068121 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223068121 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223068121 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223068374 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223068374 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223068374 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223068376 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223068376 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223068831 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223068831 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223068831 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223068831 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223068851 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223068851 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223068851 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223068921 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223068921 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223068921 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223076487 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223078941 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223081682 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223081682 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223089464 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223089464 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223089501 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223089501 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223089501 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223089817 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223089817 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223090362 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223090362 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223090362 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223090409 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223090409 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223111587 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223111587 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223114301 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223114301 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223114301 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223114341 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223114341 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223114341 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223116798 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223116798 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 223116798 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223116798 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 223116812 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223116812 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223116812 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223116815 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223116815 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223116815 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223116852 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223116852 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223117762 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223117762 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 223117762 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223117764 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223117764 | [Redacted] | [Redacted] |  |  | Representative FICO | 762 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 223117764 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223117868 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223117868 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223117868 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223117868 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223127699 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223127699 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223127699 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223127707 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223127707 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223127707 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 223127707 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223128053 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223128053 | [Redacted] | [Redacted] |  |  | Original LTV | 56.645 | 13.88889 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 223128053 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223128057 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223128057 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223128057 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223128057 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223128060 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223128060 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223128060 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223128322 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223128322 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223128322 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223128322 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223128480 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223128480 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223128485 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223128485 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223130332 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223130332 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223130332 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223132065 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223132065 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223132065 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223132146 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223132146 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223132146 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223132297 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223132297 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223132438 | [Redacted] | [Redacted] |  |  | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Appraisal |
| 223132438 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223132438 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223134844 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223134844 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223134844 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223154325 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223154325 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223157318 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223157318 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223157318 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223166126 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223166126 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223166126 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223166204 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223166204 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223166204 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223170853 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223170853 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223170853 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223170853 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223171409 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223171409 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223171410 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223171410 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223179522 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223179522 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223180093 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223180093 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223180093 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223180093 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223180191 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223180191 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223180191 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223180191 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223180276 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223180276 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 223184233 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223184233 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223184233 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223186106 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223186106 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 223186106 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | refinance loan |
| 223186642 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 223186642 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the ARM rider |
| 223193335 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223193335 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223193335 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223193642 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223193642 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223193642 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223194682 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223194682 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223194707 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223194707 | [Redacted] | [Redacted] |  |  | Representative FICO | 809 | 811 | Verified | Considered primary earners' middle score as per Guideline. |
| 223194707 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223194707 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223195038 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223195042 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 223195042 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223195042 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223195246 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223195246 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223197984 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223197984 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223197984 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223197985 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223197985 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223197985 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223197985 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223198017 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223198017 | [Redacted] | [Redacted] |  |  | Representative FICO | 670 | 702 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223198017 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223198017 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223198149 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223198149 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223202982 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223202982 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223202982 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223212321 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223212321 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223212339 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223212339 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223212340 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223212340 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 223212548 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223212548 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223224235 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223224244 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223224244 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223224244 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223224244 | [Redacted] | [Redacted] |  |  | Original LTV | 32.044 | 37.83784 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 223224888 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223224888 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is fixed loan. |
| 223224888 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223224937 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223224937 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223224937 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223226887 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223226887 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223235006 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 223235006 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223235992 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223235992 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223238557 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223238557 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223238558 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223238558 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223238558 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223238558 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223238585 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223238585 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223238585 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223238639 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223238639 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223249370 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223249370 | [Redacted] | [Redacted] |  |  | Representative FICO | 703 | 708 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223249370 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223252515 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223252515 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 223260007 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223260007 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223260007 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223260849 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223260849 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223260849 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 223268073 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223268073 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223268073 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance |
| 223268074 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223268074 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223268074 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223268127 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223268127 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223268180 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223268180 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223268180 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223268656 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223268656 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223270675 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223270675 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223271481 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223271481 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223271481 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223271495 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223271495 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223271495 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223271525 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223271525 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223271525 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223289572 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223289572 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223293794 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223293794 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223294111 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223294111 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223294118 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223294118 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223295925 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223295925 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223303691 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223303691 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 223303691 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223303936 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223303936 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223303936 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223304385 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223304385 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223306332 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223306332 | [Redacted] | [Redacted] |  |  | Representative FICO | 706 | 746 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223306332 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223306332 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223306477 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223306477 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223306477 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223306479 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223306479 | [Redacted] | [Redacted] |  |  | Representative FICO | 743 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223306479 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No margin |
| 223306479 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223306935 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223306935 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223306935 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223306966 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223306966 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223306966 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223306995 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223306995 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223306995 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223307062 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223307062 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223307091 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223307091 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223307091 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223308244 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223308244 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223309458 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223309458 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223309474 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223309474 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223312332 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223312332 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No margin |
| 223314712 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 223314712 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223314926 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223314926 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223315008 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223315008 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223315008 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223315008 | [Redacted] | [Redacted] |  |  | Original LTV | 64.688 | 14.16431 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 223316318 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223316318 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223316318 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223319939 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223319939 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223320016 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223320016 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223328402 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223328402 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223328402 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223328451 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223328451 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 223328451 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223328671 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223328671 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223328671 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223328733 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223328733 | [Redacted] | [Redacted] |  |  | Representative FICO | 725 | 714 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223328733 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223328733 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223328733 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223328735 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 223328735 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223328735 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223328735 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223331464 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223331464 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223331464 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223331464 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223333899 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223333899 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223334062 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 223334062 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223334066 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223334066 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223334109 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223334109 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223334138 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223334138 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223334138 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223334140 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223334140 | [Redacted] | [Redacted] |  |  | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223334140 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223334140 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223334752 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223334752 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 223335446 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223335446 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223335446 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223337582 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223337582 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Refinance transaction |
| 223337996 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223337996 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223337996 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223339733 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223339733 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223339733 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223339739 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223339739 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223340090 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223340090 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223340130 | [Redacted] | [Redacted] |  |  | City | [Redacted] | [Redacted] | Verified | Field Value reflects City per Note |
| 223340130 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223340130 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No margin |
| 223340130 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223340130 | [Redacted] | [Redacted] |  |  | Original LTV | 29.929 | 31.62264 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 223340130 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223340149 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223340149 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223340149 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223358646 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223358646 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223358646 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223362352 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223362352 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223362352 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223364084 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223364084 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223364084 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223364421 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223364421 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223367025 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223367025 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223372978 | [Redacted] | [Redacted] |  |  | First Payment Date | 2025-06-01 | 2025-07-01 | Verified | Field Value reflects First Payment Date per the Note |
| 223372978 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223373118 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223373118 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223373118 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223377150 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223377150 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223377150 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223377171 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223377171 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223377212 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223377212 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223377212 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223377264 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223377264 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223377839 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223377839 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223377839 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223378683 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223378683 | [Redacted] | [Redacted] |  |  | Representative FICO | 785 | 801 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223378683 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223387036 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223387036 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223387424 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223387424 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 223387424 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223388859 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223388859 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223389102 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223390539 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223390539 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223390539 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223390539 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223396505 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223396505 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223396543 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223396543 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223396543 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223397704 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223397704 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223397704 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223415418 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223415418 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223415570 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223415570 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223415584 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223415584 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223420389 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223420389 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223422113 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223422113 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223422113 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223422113 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223422125 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223422125 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223422880 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223422880 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223422880 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223422906 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223422906 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223422906 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223423040 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223423040 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223423040 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223425927 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223425927 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223425927 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223427563 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223427563 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223427567 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223427567 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223427567 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223427572 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223427572 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223428294 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223428294 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223428295 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223428295 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223431751 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223431751 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223432247 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223432247 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223432284 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223432284 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223432284 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223441384 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223441384 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223448576 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223448576 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223448576 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223450631 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223450631 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223450631 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223455233 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223455233 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223457279 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223457279 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223460742 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223460742 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223460742 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223460958 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223461368 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223461368 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223464388 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223464388 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223464766 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223464766 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223464766 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223465638 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223465638 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223465638 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223469585 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223469585 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223469621 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223469621 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223469621 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223469661 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223469661 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223469661 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223474339 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223474339 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223474339 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223478565 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223478565 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223478584 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223478584 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223478863 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223478863 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223478863 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223479038 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223479038 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223479751 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223479751 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223485168 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223485168 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223485168 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223485181 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223485181 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223485181 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223485186 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223485186 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223485232 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223485232 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223485541 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223485541 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223485659 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223485659 | [Redacted] | [Redacted] |  |  | Representative FICO | 804 | 820 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223485660 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Security Instrument |
| 223485660 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223485660 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223490606 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223490606 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223490612 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223490612 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223490612 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223490791 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223490791 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223490791 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223490799 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223490799 | [Redacted] | [Redacted] |  |  | Representative FICO | 786 | 801 | Verified | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| 223490799 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223500792 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223500792 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223500819 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223500819 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223500835 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223500835 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223500853 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223500853 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223500957 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223500957 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223500990 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223500990 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223501033 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223501033 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223501040 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223501042 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223507468 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223507468 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223512318 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223512318 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223512325 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223512325 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223512431 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223512431 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223512447 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223512447 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No margin |
| 223513489 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223513489 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223513763 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223513763 | [Redacted] | [Redacted] |  |  | Representative FICO | 785 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223513763 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223513871 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223518772 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223518772 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223518772 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is Fixed Note loan. |
| 223520905 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223520905 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223520905 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223520956 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223520956 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223538276 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223538276 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223538282 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223538282 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 223538282 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223538295 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223538295 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223538295 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223539861 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223539861 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223539861 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223542688 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223542688 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223548567 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223548567 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223548630 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223548630 | [Redacted] | [Redacted] |  |  | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223548630 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223553662 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223553662 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223553662 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223553662 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223560756 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223560756 | [Redacted] | [Redacted] |  |  | Representative FICO | 738 | 759 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223560756 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223560756 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223560758 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223560758 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223560807 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223560807 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223561152 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223561152 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223563587 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223563587 | [Redacted] | [Redacted] |  |  | Representative FICO | 765 | 779 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223563587 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223564507 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223564507 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223566488 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223566488 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223566488 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223590257 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223590257 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Not applicable |
| 223590257 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223590324 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223590324 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223590324 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223593171 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223595949 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223595949 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223596317 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223596317 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223596317 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223596340 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223596340 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223596348 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223596348 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223596348 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | The Bid Tape Field Value was not provided |
| 223617660 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223617660 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223620566 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223620566 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223620862 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223621301 | [Redacted] | [Redacted] |  |  | Zip | [Redacted] | [Redacted] | Verified | Field Value reflects Zip per Note |
| 223621301 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223621301 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223621301 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223622361 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223622361 | [Redacted] | [Redacted] |  |  | Representative FICO | 739 | 740 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223622361 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223623152 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223623152 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223623470 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223623470 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223624478 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223624478 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Out of scope |
| 223637105 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223637105 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223638014 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223652017 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223652146 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223652753 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223652827 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223663467 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223687012 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223687585 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223687630 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223687879 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223687879 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Same data; alternate format |
| 223699990 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223699990 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Unable to verify due to missing information |
| 223700003 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223700015 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223706151 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223708735 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223708774 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223708775 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223708775 | [Redacted] | [Redacted] |  |  | Representative FICO | 758 | 762 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223708775 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223708775 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 223708781 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223708781 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223708784 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223708784 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223708784 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223709102 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712446 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712446 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223712474 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712474 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223712483 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712483 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223712483 | [Redacted] | [Redacted] |  |  | Original LTV | 19.231 | 21.2766 | Verified | Tape Value reflects the CLTV value |
| 223712483 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223712505 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712505 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223712508 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712508 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223712512 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712512 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223712530 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712530 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223712535 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712535 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223712555 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712555 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223712582 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223712582 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223712582 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223712582 | [Redacted] | [Redacted] |  |  | # of Units | 1 | 2 | Verified | Field value reflects source document |
| 223717476 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223717476 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223717514 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223717514 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223717514 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format used, not a true discrepancy. |
| 223717585 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223717585 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 223717585 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 223725554 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223725554 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223725587 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223725587 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223725587 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223726306 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223726306 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223726308 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223726308 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223726360 | [Redacted] | [Redacted] |  |  | Original Term | 20 | 240 | Verified | Field Value reflects the Note value |
| 223726360 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Housing Ratio | 35.86 | 35.90671 | Verified | Field value reflects source document |
| 223727112 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223727252 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223727252 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 223728902 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223728902 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223729152 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223729152 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223729152 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223732223 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223732750 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223732750 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223732750 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223732752 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223732752 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223732752 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223732897 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223733824 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223733824 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223745528 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223745528 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223749699 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223749699 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223749918 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 223749918 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223749918 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223749918 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 223750037 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223750037 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223750037 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223751299 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223751299 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223751299 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223751299 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223759250 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223759250 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223759458 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223759458 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223759458 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223759867 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223759867 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223759867 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format used. |
| 223759881 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223759881 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Alternate format used, not a true discrepancy |
| 223759881 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format used, not a true discrepancy |
| 223759991 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223759991 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223759991 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223764789 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223764789 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223764789 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223764792 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223764792 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223764792 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223769981 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223770012 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223770012 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223770012 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223770014 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223770014 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223770014 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format used. |
| 223770016 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223770016 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223770016 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223770334 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223770334 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223770334 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223778663 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223778663 | [Redacted] | [Redacted] |  |  | Representative FICO | 666 | 709 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223778663 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223778663 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223778664 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223778664 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223778951 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223778951 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223778951 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223782604 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223782604 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223782615 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223782615 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223788913 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223788915 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223788915 | [Redacted] | [Redacted] |  |  | Representative FICO | 757 | 766 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223788915 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223788928 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223791322 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223791322 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223791322 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223791325 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223791325 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223791325 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223791325 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223791717 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223791717 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223793194 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223793194 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 223793816 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223795386 | [Redacted] | [Redacted] |  |  | Street | [Redacted] | [Redacted] | Verified | Field Value reflects Street per Note |
| 223795386 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223795386 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223795392 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223795392 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223795393 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223795393 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223795393 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223795397 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223795397 | [Redacted] | [Redacted] |  |  | Representative FICO | 702 | 706 | Verified | Use the middle score of the primary income earner. |
| 223795397 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223795461 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223795461 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223795461 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223795615 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223795615 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223796795 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223796795 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 223796814 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223796814 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223796814 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223796830 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223796830 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223797118 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223797118 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223797316 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223797316 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223800749 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223800749 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed loan |
| 223800749 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223808283 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223808283 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format used. |
| 223808335 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223808335 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223808453 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223808453 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223808462 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223810773 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223813749 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223813749 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223813749 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223813752 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223813752 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223813752 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223814201 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223814201 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223814201 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223814201 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223816160 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223816160 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223836739 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223836739 | [Redacted] | [Redacted] |  |  | Representative FICO | 692 | 741 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223836739 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223836739 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223853039 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223853039 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223856981 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223856981 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223856981 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223858739 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223858739 | [Redacted] | [Redacted] |  |  | Representative FICO | 707 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223858739 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223858739 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223858753 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223858753 | [Redacted] | [Redacted] |  |  | Representative FICO | 785 | 808 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223858753 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223858753 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223858761 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223858761 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223858761 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223858762 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223858762 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223858762 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223859984 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223859984 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223859984 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223859984 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223872740 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223872746 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223877260 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223877783 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223881453 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223881453 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed Rate |
| 223881493 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223881493 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Refinance. |
| 223881495 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223881495 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Refinance. |
| 223881976 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223881976 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 49.763 | 47.12466 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 223881976 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 223883685 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223883685 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223883685 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223887899 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223887922 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223887922 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223887922 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223887924 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223887924 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223887924 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 31.978 | 36.79254 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 223887924 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223887942 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223888527 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223888527 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223888527 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223888527 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 30.211 | 42.94379 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 223891705 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223891705 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223891705 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 38.081 | 40.70967 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 223892727 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223892727 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223900230 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223900304 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223900304 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223900314 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223900314 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 223900336 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223900336 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate |
| 223900799 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223901528 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223901528 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223901528 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 35.439 | 39.2478 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 223903554 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223903556 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223911544 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223911925 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223913225 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223913665 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223915648 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223915788 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223915788 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223916011 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223916011 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223916011 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223916011 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223916011 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223921974 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223922429 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223922429 | [Redacted] | [Redacted] |  |  | Original LTV | 16 | 13.91304 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 223922429 | [Redacted] | [Redacted] |  |  | LTV Valuation Value | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223922865 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223922865 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223923503 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223923503 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223923503 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223923995 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223925688 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223925688 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 46.663 | 51.0795 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 223925786 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223930288 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223930288 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223930288 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223930288 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223930288 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223930288 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 13.265 | 10.09086 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 223930288 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223932094 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223932094 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223932094 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 33.739 | 27.10431 | Verified | DTI Not matching due to tax amount |
| 223932094 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223932101 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223932101 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 223932101 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223933997 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223933997 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223933997 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223934699 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223934699 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Refinance file. |
| 223934699 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 13.707 | 10.1371 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 223934702 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223935006 | [Redacted] | [Redacted] |  |  | Borrower First Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223935006 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223935006 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223935006 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223935006 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 13.707 | 10.19501 | Verified | Discrepancy in mortgage payments. Exception set. |
| 223935006 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223941070 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223942672 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223942672 | [Redacted] | [Redacted] |  |  | Representative FICO | 776 | 815 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223942672 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223944896 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223944896 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223944896 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223949643 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223949643 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223949645 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223949645 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223949645 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 26.503 | 32.11539 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 223949736 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223949736 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223949744 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223949744 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223949744 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 37.953 | 44.82697 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 223949744 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223949746 | [Redacted] | [Redacted] |  |  | Representative FICO | 673 | 677 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223949746 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 223952239 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223952239 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223952239 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223953089 | [Redacted] | [Redacted] |  |  | Borrower Last Name | [Redacted] | [Redacted] | Verified | Field Value reflects Borrower name as it appears on the Note |
| 223953089 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223953089 | [Redacted] | [Redacted] |  |  | Representative FICO | 814 | 815 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 223953089 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is Fixed Note loan. |
| 223953089 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223953678 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223953678 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223953678 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 44.515 | 42.1621 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 223955528 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223955528 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223955528 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 53.232 | 46.90262 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 223958105 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223958105 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 49.396 | 46.27177 | Verified | DTI variance is due to 1st lien P&I. |
| 223958268 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223958268 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223958268 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 223958268 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223958506 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223962530 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223962530 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223963426 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223963426 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223963426 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223963428 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223963428 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223963428 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 46.349 | 40.09156 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 223963428 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223963487 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223963580 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223963580 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 223963656 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223963656 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | This is Fixed Note loan. |
| 223972422 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223972422 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223976927 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223976927 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223977278 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223977278 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223977278 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223978862 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223978862 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223978862 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 223983064 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223983064 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223983064 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 223992841 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223992841 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223992841 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 56.408 | 48.64505 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 223992841 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 223992873 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223992873 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223992897 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223992897 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223994091 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223994091 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223995245 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223995245 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 48.467 | 45.75822 | Verified | Variance is due to provided 1008, loan amount is different. |
| 223995250 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223995451 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223995451 | [Redacted] | [Redacted] |  |  | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 223995451 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Fixed rate transaction |
| 223995800 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 223995800 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 223995800 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224000034 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224000034 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | No Margin |
| 224000035 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224000035 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224000036 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224000036 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224013417 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224013417 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224013417 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224021397 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224021397 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Tape Value reflects Modification 'Margin' |
| 224021917 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224021917 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224021917 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224021928 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224021928 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 47.352 | 43.72127 | Verified | Variance in DTI is due to P&I of 1st lien. |
| 224039113 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224039113 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224039113 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 22.629 | 29.49532 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224039113 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224039502 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224039502 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224039502 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 38.12 | 35.13852 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 224039502 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224046873 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224046873 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Unable to verify due to missing information |
| 224046873 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Alternate format, not a true discrepancy |
| 224058256 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224058256 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224063616 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224063616 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224063616 | [Redacted] | [Redacted] |  |  | Contract Sales Price | [Redacted] | [Redacted] | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 224063616 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224064907 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224064907 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224064907 | [Redacted] | [Redacted] |  |  | MERS Min Number | [Redacted] | [Redacted] | Verified | Field value reflects source document |
| 224098409 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224098409 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224122345 | [Redacted] | [Redacted] |  |  | Maturity Date | [Redacted] | [Redacted] | Verified | Field Value reflects Maturity Date per the Note |
| 224122345 | [Redacted] | [Redacted] |  |  | Margin | 0 |  | Verified | Field Value reflects 'Margin' per the Note |
| 224122345 | [Redacted] | [Redacted] |  |  | Investor: Qualifying Total Debt Ratio | 52.258 | 48.5544 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |

---

## Exhibit 99.2

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.2 - Schedule 1**

![](ex992001.jpg)

CROSS 2025-CES1

Opus Capital Markets Consultants, LLC

&nbsp;&nbsp;300 Tri-State International – Suite 320 \| Lincolnshire, IL 60069 \| <u>www.opuscmc.com</u> \| 224.632.1300<br>

**Executive Narrative**

**October 7, 2025**

**Performed by**

**Opus Capital Markets Consultants, LLC**

**For**

**Hildene-CCC Loan Acquisition, LLC**

This report summarizes the results of a due diligence review performed on (1,133) loans provided by Button Finance, Inc., for the review and benefit of Hildene-CCC Loan Acquisition, LLC (Customer), who provided Opus Captial Markets Consultants, LLC (Consultant) with a data tape, from which 100% of the loan sample was chosen and loaded into the LauraMac underwriting software. Consultant performed a detailed compliance and credit review on the loans.

As detailed herein, the pool contains a total of 1,132 Closed End Second loans and 1 first lien, of which 644 were NQM, 70 QM APOR HP, 417 QM APOR SH and 2 ATR/QM: Exempt, and were re-underwritten in accordance with the lender guidelines in terms of Exhibit A.

EXHIBIT A

**Closed End Second**

**Credit Qualification**

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client (the "Guidelines") are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as
 specified by the Client. In lieu of specific requirements, Consultant should consider
 Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
 of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family
 guidelines.

b) **Employment:** Review the file documentation for minimum required level of employment, income and
 asset verifications pursuant to Client provided underwriting guidelines.

c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as
 used by the original loan underwriter at origination to determine compliance with the
 Client provided underwriting guidelines.

d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided
 underwriting guideline requirements for closing funds, reserves and borrower liquidity.

e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by
 the loan underwriter at origination to determine compliance with Client provided underwriting
 guidelines and regulatory requirements.

f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the
 loan for integrity of comparable sales, completeness of data, eligibility of the appraiser
 and reasonableness of estimated value. Review the appraisal to determine the appraisal(s)
 meet the requirements of Client provided underwriting guidelines.

g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value
 ratio were accurate at origination and meet Client provided underwriting guideline and
 regulatory requirements.

h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate
 credit depth to comply with the Client provided underwriting guideline requirements.

i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client
 provided underwriting guidelines.

j) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented
 and reasonable.

**Document Review**

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:

**a) Collateral Docs**

● Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

● Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

● Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

● Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**

● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third-party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard, and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

**Regulatory Compliance**

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The
 "material"<sup>1</sup> disclosure requirements of the federal Truth-in-Lending
 Act ("TILA"), as amended by the Home Ownership and Equity Protection Act
 ("HOEPA") and Dodd-Frank, 15 U.S.C. § 1601 *et seq.* and implemented
 by Regulation Z, 12 C.F.R. Part 1026, including the material provisions relating to Higher-Priced
 Mortgage Loans in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure
 provisions of the Mortgage Disclosure Improvement Act ("MDIA"), as implemented
 by Regulation Z, 12 C.F.R. §§ 1026.17 et seq; and as amended by the TILA-RESPA
 Integrated Disclosure ("TRID") Rule, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For
 Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 review of the Notice of Right to Cancel, including a verification of the transaction
 date and expiration date, ensuring proper execution of the Notice of Right to Cancel
 by all required parties, verifying the disbursement date and determining if a full three
 (3) day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This
 review is also to be performed on transactions that are exempt from the rescission requirement
 but on which a Notice of Right to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A
 condition must be placed if the transaction is a refinance by the original creditor and
 the

<sup>1</sup> These "material" disclosures include the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, *and* if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

borrower was provided the Form H-8 rescission notice. Consultant will note in the condition whether there was a new advance that is subject to rescission per TILA/Regulation Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For
 TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
and compare the initial and final TIL, and any re-disclosed TIL(s), with a report outlining
any TILA violations, including a recalculation of disclosed finance charge, proper execution
by all required parties, principal and interest calculations, proper completion of the interest
rate and payment summary, recalculation of disclosed APR, and a review to determine
disclosure differences were within the allowed tolerances and
disclosures were provided within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For
 TRID Disclosures (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
the initial Loan Estimate (LE) was delivered within three (3) business days of application and seven (7) business days prior
to consummation in accordance with Client's Underwriting Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
the required sections of each LE to ensure they were populated in accordance with the TRID Rules. (If the file reflects more
than one LE was provided, each revised LE must have corresponding Change of Circumstance documentation. The 0% and 10% fee
 tolerance evaluations will be based on the fee amounts disclosed on the initial LE and any valid changes documented and
disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the Closing Disclosure (CD) confirm the borrower received the initial CD at least three
 (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review
 the required sections of each CD to ensure they were populated in accordance with
 the TRID Rules. (Any fee tolerance issues to be cured at closing or within 60 days of
 loan consummation.)

2. Section
 4 of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603
 and 2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the
 TRID Rule;

3. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution;

4. Confirmation
 that one of the following are in the loan file, per the Fair Credit Reporting Act: Consumer
 Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice
 to Home Loan Applicant;

5. Sections
 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
 amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability
 to Repay underwriting standards (12 C.F.R. 1026.43(c)); refinancing of non-standard mortgages
 (12 C.F.R. 1026.43(d)); Qualified Mortgages (12 C.F.R. 1026.43(e) (including qualified
 mortgages as defined by the Department of Housing and Urban Development (24 C.F.R. 201
 and 203 et seq.) and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.; and
 Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f))
 In accordance with "Ability to Repay and Qualified Mortgage Review" description
 below;

6. The
 Loan Originator Compensation and Prohibitions on Steering provisions of TILA, as implemented
 by Regulation Z, 12 C.F.R 1026.36;

7. The
 requirements for Higher-Price Mortgage Loans, as implemented by Regulation Z, 12 C.F.R.
 1026.35;

8. The
 appraisal and valuation requirements of TILA, as implemented by Regulation Z, 12 C.F.R.
 1026.35;

9. The
 counseling requirements of TILA, as implemented by Regulation Z, 12 C.F.R. 1026.36(k)
 and RESPA, as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The
 escrow requirements of RESPA, as implemented by Regulation X, 12 C.F.R 1024.17;

11. The
 disclosure requirements and prohibitions of any applicable state, county and municipal
 laws and ordinances, as amended, that have been enacted to regulate so-called "predatory
 lending":

12. Consultant
 shall confirm that any mortgage property located in an area identified on a flood hazard
 map or flood insurance rate map issued by the Federal Emergency Management Agency as
 having special flood hazards is subject to a qualified flood insurance policy that appears
 to be is in effect.

13. For
 any loans designated as TILA exemption, Consultant shall review the loan file for evidence
 that the primary purpose of the loan was for commercial or business purposes, including,
 but not limited to a business purpose certification.

14. Documentation.
 Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final
 HUD-1 Settlement Statement ("HUD-1"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the loan is in an escrow state, the HUD-1 will be considered final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1
 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 HUD-1 is not marked Final, it must be stamped certified by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There
 should be no markings indicating that the HUD-1 is estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1
 is signed by all parties (including closing agent) or stamped certified by the closing
 agent; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If
 HUD-1 is stamped, the HUD-1 / stamp should be signed or initialed by the closing agent;
 if the stamp does not contain the signature or initials, it must identify the name of
 the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final
 Truth in Lending Disclosure ("TIL"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan
 Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Loan Estimate in will be considered delivered based on the date issued, subject to the
 three-day mailing rule unless the file contains documentation indicating earlier receipt.
 The loan file may contain one or more Loan Estimates with the latest one provided up
 until three business days prior to the issuance of an initial Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing
 Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Closing Disclosure in the loan file will be considered delivered based on the date issued,
 subject to the three-day mailing rule unless the file contains documentation indicating
 earlier receipt. The loan file may contain one or more Closing Disclosures with the latest
 one provided up until the consummation date being considered the Final with any delivered
 post consummation considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice
 of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial
 TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good
 Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed
 of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA
 disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third
 Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third
 party fees on the HUD-1 or Closing Disclosure if applicable referred to as HUD-1/Closing
 Disclosure, must be shown as paid to the third-party provider. A condition must be set
 if a third-party fee is paid to the lender, investor, etc. or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT
 will condition for evidence in the file indicating that a charge on the HUD-1/Closing
 Disclosure exceeds the actual cost to the borrower (i.e. cost printed / stamped on the
 face of the document showing an amount less than the charge on the HUD-1/Closing Disclosure).
 Variations of less than $1 are deemed to be within reasonable limits and are not to be
 reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any
 refunds that are provided to the borrower must be accompanied by a revised HUD-1/Closing
 Disclosure to show the final, accurate charges to the borrower.

Each loan reviewed will be assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant reviews applicable loans for compliance with the Qualified Mortgage (QM) rule requirements
set forth in Regulation Z (12 C.F.R. 1026.43 et seq.) based upon the loan's designation (Safe Harbor QM, Rebuttable Presumption
QM, Exempt). Consultant determines the loan's status under the QM rule requirements and assigns a due diligence loan designation.
Consultant notes as a material exception if the due diligence findings do not confirm the same loan designation. Additionally,
Consultant notes if a loan designation was not provided. Consultant will verify if each loan meets the requirements for a QM under
§ 1026.43(e)(2)—whether the loan is a safe harbor QM under § 1026.43(e)(1)(i) or a rebuttable presumption QM under
§ 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for lender determination of QM and indicating factors
in its ability-to-repay determination, including how the originator applied its policies and procedures in verification. For loans
applications taken on or after June 1, 2021, Consultant will verify whether the loan

meets the requirements of the revised general QM definition effective March 1, 2021.

2. For
 loans for which applications were received prior to July 1, 2021, if a loan was designated
 as QM and identified as eligible for guarantee, purchase, or insurance by an applicable
 agency as permitted under the QM final rule, Consultant reviews the loan to determine
 whether, based on available information in the loan file the loan satisfied (i), (ii)
 and (iii) in the paragraph (3)(a)(i) below and reviews the Automated Underwriting System
 output within the file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance
 with the Ability to Repay (ATR) but not Qualified Mortgage (QM) rule requirements set
 forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan to determine whether,
 based on available information in the loan file: (i) the loan contains risky loan features
 and terms (e.g. an interest only feature or negative amortization), (ii) the "points
 and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated
 appropriately. Consultant reviews to the applicable consider and verify requirements
 under the QM rule depending on whether the QM was originated under the original general
 QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 each QM designated loan that satisfied the applicable requirements enumerated above,
 Consultant then determines whether the loan is a Safe Harbor QM or Higher Priced QM by
 comparing the loan's actual annual percentage rate, as recalculated, to the applicable
 average prime offer rate plus a certain percentage. For QM designated loans originated
 under the revised general QM definition effective March 1, 2021, Consultant also determines
 whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 ability to repay portion of the review for non-agency eligible loans only will focus
 on the eight factors detailed in the ATR Rule as detailed below for non-agency eligible
 loans. The Consultant will review the loan file to determine if the creditor verified
 and considered each of the eight factors utilizing reasonably reliable third-party documentation
 at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current
 or reasonably expected income or assets that the consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly
 mortgage payment for subject loan using the introductory or fully indexed rate, whichever
 is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly
 payment on any simultaneous loans secured by the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly
 payments for property taxes and hazard/flood insurance and certain other costs related
 to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts,
 alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly
 debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit
 history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 loans designated as agency eligible, Consultant will not review for compliance with the
 requirements of Appendix Q or General Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant
 reviews loans to determine their conformity with the ATR/QM factors above and is not
 rendering an independent assessment or analysis. Consultant's review is based on
 information contained in the loan file at the time it is provided to Consultant, and
 only reflects information as of that point in time and does not mean any regulator, judicial
 or agency will agree with the Consultant's conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction

related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**Additional Disclosures and Requirements:**

Consultant will not review for compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

● Servicing Transfer Disclosure (for applications prior to 10/03/2015):

● Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

● Affiliated Business Disclosure

● Initial Escrow Disclosure Statement

● Fair Credit Report Act (Regulation V)

**High-Cost, State & Local Anti-Predatory Regulations** 

In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq.

● California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

● Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq. .

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

● Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949).

● District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

● Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

● Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

● Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House Bill 4050 (2005).

● Indiana Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code §24-9-1 et seq.

● Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

● Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

● Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439 (2009).

● Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

● Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

● Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

● Massachusetts High-Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

● Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

● Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

● Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et.seq., as amended from time to time.

● Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

● Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

● Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

● New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

● New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

● New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

● New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from time to time.

● New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

● North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

● Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185 (2006), and as codified in various sections of the Ohio Code.

● Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

● City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

● Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

● Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the Oklahoma Consumer Credit Code.

● Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9- 1 et seq.

● Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● Rhode Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

● City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

● South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

● Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

● Section 50(a)(6), Article XVI of the Texas Constitution

● Section 50(f)(2), Article XVI of the Texas Constitution

● Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

● Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

● Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et seq., as amended from time to time.

● Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

● West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

● Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01 et seq.

**Misrepresentation and Third-Party Review**

Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools: To the extent a third party fraud tool is contained in the loan file, the Consultant will ensure high level or critical warnings are reviewed and addressed.

**Independent Third-Party Values**

Review each loan to determine whether a third party valuation product was required and if required, that the third party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

● Property is described in average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments.

● Appraiser was appropriately licensed at the time the appraisal was signed

If the valuation Consultant des not supply the updated valuation product directly to the Consultant, the Client will authorize the valuation Consultant to issue an attestation with sufficient information for the Consultant to determine the correct valuation product was utilized to verify the accuracy of the origination appraisal.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal, Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

**I. Data Compare**

Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance

● Appraised Value

● CLTV

● DTI

● FICO

● Interest Only

● Interest Rate

● Loan Term

● Loan Purpose

● LTV

● Occupancy

● Original Balance

● Property Address

● Property City

● Property State

● Property Type

● Sales Price

● Second Mortgage Lien Amount

● Self Employed

● Units

● Zip Code

● Loan Type

● QM Status

**II. Rating Agency Grading Criteria**

**Fitch Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.

**Moody's Investor Services Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.

**Kroll Bond Rating Agency LLC Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.

**S&P Global Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.

**DBRS Morningstar Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

**III. Opus Grading Criteria**

1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:

**Opus Credit Grades** 

● Level 1 Credit Grade Definition: Loan was originated in accordance with the mortgage loan originator underwriting guidelines without exception.

● Level 2 Credit Grade Definition: Loan was originated in substantial compliance with the originator's underwriting guidelines and there are sufficient compensating factors for any exceptions.

● Level 3 Credit Grade Definition: Loan was not originated in substantial compliance with the originator's underwriting guidelines and there are insufficient compensating factors for the exceptions or is missing material documentation.

**Opus Property Grades** 

● Level 1 Property Grade Definition: Property value appears to be within 10% of original appraised amount and there are no material deficiencies in the appraisal process.

● Level 2 Property Grade Definition: Property value appears to be within 10% of original appraised amount, but minor issues in the appraisal process were identified.

● Level 3 Property Grade Definition: Property value does not appear to fall within 10% of the original appraised value and/or material deficiencies exist with respect to the appraisal process or the file is missing material documentation.

**Opus Compliance Grades**

● Level 1 Compliance Grade Definition: Loan complies with all applicable laws and regulations reviewed under the applicable scope of work.

● Level 2 Compliance Grade Definition: There are minor issues regarding legal and/or regulatory compliance but such issues do not represent risks to the enforceability of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

● Level 3 Compliance Grade Definition: Loan is not in compliance with laws and regulations reviewed under the applicable scope of work or the loan is missing material documentation.

**IV. REDACTED INFORMATION**

● Borrower Name

● Co-Borrower Name

● SSNs

● Property Address, City, County, MSA, Zip

● Mailing Address

● Account Number, including Originator and Servicer Loan Number

● Origination Date

● Names of Borrowers or any other Individuals

● Company and Entity Names

● Financial Institution Names

● Job Position Titles

● Any Address

● Any Location Information (other than state), including City, County, MSA and Zip

● Account Numbers of any type

● Insurance Claim Numbers

● Insurance Policy Numbers

● Foreclosure Action dates and Case Numbers

● Bankruptcy Action dates and Case Numbers

● Any reference that would allow the identification of the location of a property (e.g. neighborhood, body of water, schools, major highways)

**<u>Pool Details</u>**

![](ex992002.jpg)

![](ex992003.jpg)

**Multiple Loans to One Borrower:** TPR firm reviewed common identifiers for all loans in the population and confirmed there were three (3) obligors with multiple loans in the pool.

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| **Data Element** | **Count** | **Accuracy** |
| Final Qualifying Property Value | 3 | 99.74% |
| Interest Rate | 3 | 99.74% |
| Loan Amount | 2 | 99.82% |
| Note Date | 1 | 99.91% |
| Primary Appraised Property Value | 1 | 99.91% |
| Property Address | 15 | 98.68% |
| Property State | 1 | 99.91% |
| Property Type | 13 | 98.85% |
| Qualifying CLTV | 64 | 94.35% |
| Qualifying FICO | 3 | 99.74% |
| Qualifying Total Debt Income Ratio | 164 | 85.53% |
| Term | 2 | 99.82% |
| **Total Loan Population** | **1133** |  |

---

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's initial and final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated October 2, 2025.

![](ex992004.jpg)

![](ex992005.jpg)

**<u>Loans Reviewed (1,133)</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| 27677160 | 32751586 | 59203343 | 67279471 | 71696055 | 58070061 |
| 29541263 | 86548971 | 92899848 | 14153590 | 12747866 | 81195243 |
| 42574597 | 26305379 | 84131761 | 99467420 | 71408203 | 90608133 |
| 65717597 | 82022603 | 24015655 | 83484767 | 61737008 | 65501762 |
| 92095342 | 30810566 | 61630717 | 86954740 | 21305247 | 71165761 |
| 16832703 | 38459393 | 53491200 | 43911253 | 59316318 | 17703790 |
| 41893661 | 74554830 | 91446688 | 53730295 | 65801456 | 51774155 |
| 61622864 | 73022763 | 80007263 | 32561420 | 78993479 | 88155459 |
| 58366700 | 23905884 | 55928838 | 98584492 | 53257548 | 26930912 |
| 15560391 | 84735409 | 40966086 | 86023913 | 98362951 | 42738760 |
| 59697027 | 83255504 | 54855380 | 26082581 | 59730188 | 13008917 |
| 35560831 | 55643855 | 32526510 | 70995410 | 25066029 | 28361120 |
| 98671081 | 26410887 | 50244523 | 54852344 | 89141271 | 90727153 |
| 54655498 | 20247572 | 63483237 | 38010964 | 13128047 | 45469172 |
| 29503730 | 83689617 | 52976441 | 69381751 | 27997992 | 61334464 |
| 36271914 | 79380850 | 80978697 | 99197082 | 21637748 | 17045610 |
| 70160870 | 16853283 | 57308253 | 48049835 | 44170720 | 50667404 |
| 35834923 | 52253943 | 11655068 | 47843349 | 99904015 | 77140351 |
| 87218739 | 80755549 | 67831188 | 22458328 | 62771391 | 93650843 |
| 65749671 | 10128028 | 41619180 | 47565489 | 79211294 | 30890378 |
| 72179264 | 80041305 | 76794234 | 69623947 | 28124118 | 58662974 |
| 14860859 | 37996457 | 15856933 | 77379755 | 79889954 | 27670796 |
| 55954308 | 67858878 | 10091566 | 17789182 | 97001129 | 80031209 |
| 63588284 | 25734886 | 63246423 | 45627440 | 98982904 | 93235571 |
| 60468557 | 74563507 | 14410221 | 48864205 | 18840101 | 89718071 |
| 47153081 | 17585132 | 66814417 | 59897947 | 89945612 | 35717725 |
| 35996061 | 98904004 | 44673572 | 32452110 | 41281294 | 40802357 |
| 40516377 | 36216418 | 60676218 | 43324782 | 64375194 | 61336603 |
| 91401656 | 98531753 | 70814982 | 13134196 | 94147993 | 13844744 |
| 49890061 | 78274850 | 48644671 | 89943427 | 41805670 | 97665196 |
| 79863073 | 13974437 | 27353202 | 45576132 | 14774285 | 87342179 |
| 68115225 | 69087683 | 44342149 | 47824358 | 10185983 | 65215038 |
| 57222208 | 36693329 | 85617308 | 85634613 | 28039265 | 73265672 |
| 50636356 | 26992322 | 17064067 | 19963073 | 71085354 | 18122613 |
| 74022394 | 87181441 | 19814574 | 82044525 | 23222659 | 74084444 |
| 16366081 | 69233880 | 87611337 | 88043750 | 87926569 | 36013843 |
| 44386835 | 91624500 | 84956706 | 98231506 | 89003481 | 33872718 |
| 21230341 | 22769877 | 26142796 | 86181490 | 94550727 | 70841797 |
| 90899803 | 38613366 | 89675251 | 96932915 | 89782966 | 19864949 |
| 58745007 | 38692784 | 14807991 | 90187115 | 25107064 | 39125187 |
| 83479143 | 41996832 | 50780175 | 51770410 | 70022044 | 65939393 |
| 37173522 | 23215911 | 65759728 | 47792548 | 73198958 | 55148868 |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| 60151413 | 31140501 | 62475263 | 36384888 | 17322572 | 44516717 |
| 89171526 | 55893040 | 27941000 | 54363950 | 41943111 | 32829651 |
| 90444252 | 47147892 | 73072519 | 77296146 | 38390781 | 15354505 |
| 45922588 | 84053136 | 40626756 | 53419054 | 12479663 | 34330734 |
| 94635671 | 10351507 | 63850633 | 91659366 | 58778540 | 37030171 |
| 36459323 | 43785378 | 40024251 | 21916308 | 91564169 | 61888419 |
| 98705771 | 88506018 | 13288151 | 47980671 | 99894128 | 65521919 |
| 54786922 | 85351713 | 39244176 | 56231964 | 33516862 | 13463496 |
| 35405794 | 73400906 | 91071050 | 46687310 | 45869063 | 16078014 |
| 12795785 | 66676905 | 96804059 | 85481368 | 33681490 | 17283516 |
| 23342522 | 52873992 | 20739460 | 65788084 | 26010831 | 50496795 |
| 96940589 | 27989895 | 27711806 | 24097485 | 17052219 | 43474285 |
| 48922470 | 47196145 | 61107524 | 29211627 | 29770271 | 14217452 |
| 65855229 | 21433708 | 55920890 | 43228958 | 40589082 | 46945389 |
| 19172332 | 87033084 | 58418055 | 41442460 | 81803550 | 28661496 |
| 73131327 | 37736299 | 98497829 | 67004481 | 50052118 | 26081345 |
| 81479521 | 32356774 | 62413906 | 70819855 | 21634761 | 88460299 |
| 55684883 | 21919723 | 51315570 | 78938832 | 41563420 | 72434079 |
| 80159049 | 11496574 | 99436723 | 48555092 | 53162410 | 19989659 |
| 36791895 | 59988228 | 65459008 | 90205509 | 30245587 | 23304757 |
| 26888214 | 49418326 | 47431535 | 87799619 | 93936320 | 38626303 |
| 31041947 | 71323673 | 21326603 | 24015437 | 94646163 | 37909859 |
| 45190774 | 28856012 | 61900989 | 93831653 | 68426658 | 34038729 |
| 23346448 | 37634751 | 20929689 | 92936616 | 33387167 | 88694672 |
| 96517585 | 50543468 | 75877447 | 24027586 | 81262142 | 15531504 |
| 72528286 | 79017379 | 49220521 | 59876272 | 97018632 | 52924954 |
| 98335186 | 85176080 | 73997267 | 34660314 | 57005353 | 54950016 |
| 58800651 | 84407761 | 82766298 | 59334311 | 74897808 | 85574610 |
| 15317006 | 26947152 | 99615094 | 19283333 | 63039217 | 91575759 |
| 80672129 | 73959853 | 23965557 | 74503321 | 14381455 | 76372325 |
| 70014730 | 88646948 | 86281308 | 58804519 | 59284285 | 73404601 |
| 13236366 | 61442313 | 35398611 | 11852445 | 69236358 | 78292490 |
| 30612678 | 16503900 | 17104971 | 75890352 | 67577945 | 55239156 |
| 40261073 | 81367138 | 17383504 | 80318990 | 83500166 | 62246079 |
| 77579512 | 93313633 | 80147520 | 65034118 | 87824725 | 95290708 |
| 63351702 | 65971706 | 93629589 | 93531396 | 94897287 | 20485140 |
| 22779367 | 10782447 | 87929688 | 95649796 | 31165674 | 76350952 |
| 66037934 | 41587404 | 55360697 | 61350846 | 77389625 | 71919682 |
| 15479165 | 74378880 | 65203804 | 64919688 | 31883251 | 23503704 |
| 83209636 | 89540660 | 65645256 | 21701331 | 35492379 | 59788666 |
| 47062440 | 29015899 | 40675745 | 34800584 | 36169885 | 64736606 |
| 36206239 | 47944244 | 53388013 | 16320410 | 48325830 | 37950014 |
| 77669870 | 10785772 | 80172377 | 56125668 | 33814615 | 70946801 |
| 20187324 | 45520638 | 66816613 | 20429749 | 81862486 | 66786125 |
| 81434746 | 34459900 | 56104590 | 35776349 | 11684168 | 34833437 |
| 57273647 | 42681764 | 81779365 | 91109845 | 28421724 | 21873830 |
| 12417042 | 62668492 | 56904484 | 85475498 | 25408071 | 81877026 |
| 89092474 | 76309546 | 78263179 | 13120560 | 66007600 | 39136033 |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| 27893907 | 87975509 | 55936230 | 45299665 | 87954041 | 55177722 |
| 20527970 | 21822819 | 32680666 | 42092199 | 13884781 | 20685728 |
| 22748090 | 69817814 | 33406826 | 14544799 | 81092219 | 33272764 |
| 93872757 | 44059187 | 72259153 | 22073278 | 75495765 | 19559456 |
| 17212860 | 69782609 | 79704478 | 15802107 | 13354242 | 54763907 |
| 65397374 | 57129283 | 76732479 | 34433607 | 41758186 | 58728668 |
| 88445497 | 97222827 | 56854091 | 53068460 | 97671465 | 93663516 |
| 64785012 | 12742046 | 69137067 | 17035518 | 80513267 | 90874158 |
| 44708035 | 70415696 | 96495479 | 33180842 | 98484349 | 74846245 |
| 62781027 | 55015080 | 50511106 | 68012145 | 97016012 | 77895927 |
| 62061728 | 59664110 | 33411519 | 25484957 | 14512065 | 76297133 |
| 97165314 | 63974384 | 55353579 | 45315235 | 56492214 | 50821108 |
| 98862316 | 59278518 | 38203362 | 35154811 | 61133422 | 93320268 |
| 56400261 | 86100157 | 19565206 | 57340615 | 76781414 | 75374554 |
| 69660648 | 35798007 | 89749960 | 27444707 | 46352082 | 28026008 |
| 37699023 | 16785004 | 21059153 | 88902302 | 83203973 | 60343099 |
| 13898454 | 76613968 | 42974427 | 71072368 | 63378797 | 34479060 |
| 50412916 | 74862231 | 18483379 | 91520121 | 72702986 | 55963613 |
| 78373871 | 12331183 | 90914658 | 31446112 | 31215663 | 80432509 |
| 25435163 | 51293735 | 69478441 | 53351317 | 21992165 | 79367919 |
| 40195634 | 23297344 | 95521690 | 48585939 | 42068163 | 75822766 |
| 84206980 | 75697306 | 12370742 | 72858426 | 26507313 | 20525754 |
| 54597781 | 42278929 | 53722812 | 65218463 | 63600248 | 73047387 |
| 28963599 | 44222373 | 48321472 | 35556042 | 59501750 | 19755496 |
| 34183719 | 53621454 | 67830342 | 44532622 | 66758425 | 61133820 |
| 83415616 | 74891006 | 59747926 | 52972719 | 71163896 | 44431953 |
| 61286421 | 21731630 | 32921217 | 20359558 | 55071998 | 51716442 |
| 49597818 | 67602101 | 21292956 | 34528757 | 30510394 | 84683539 |
| 16656659 | 14405950 | 72802250 | 21944448 | 54133406 | 79154474 |
| 32144947 | 21625170 | 75988683 | 56243813 | 44005063 | 54803883 |
| 10998375 | 10527121 | 50930713 | 48743308 | 88587992 | 50238010 |
| 59904380 | 22408299 | 37009091 | 71365464 | 54420611 | 60577826 |
| 14601857 | 41927544 | 74429212 | 89263990 | 99732571 | 92543039 |
| 11112973 | 71350276 | 98994461 | 27699662 | 40738379 | 14244899 |
| 47022463 | 86898348 | 11756184 | 75820929 | 73980471 | 15846766 |
| 78016705 | 87135506 | 76625469 | 22509136 | 27352019 | 80668584 |
| 73027811 | 39681733 | 75529623 | 11412455 | 69489290 | 61684466 |
| 15362857 | 94061335 | 38180838 | 11688971 | 91517392 | 96369924 |
| 17698934 | 50214777 | 72980795 | 26160007 | 96979062 | 50622607 |
| 72002937 | 54694236 | 71740378 | 34261413 | 55360308 | 69807504 |
| 24015901 | 37672427 | 24175788 | 83462633 | 12772966 | 71100530 |
| 36193305 | 35452262 | 45439542 | 13125586 | 72581904 | 53342692 |
| 12240394 | 97854660 | 25806903 | 35888037 | 18913008 | 85184623 |
| 85352298 | 62339691 | 27163215 | 66608620 | 64851434 | 43314707 |
| 26986943 | 38381560 | 82989049 | 72172206 | 94176215 | 11230052 |
| 17736960 | 28834240 | 17615333 | 16789465 | 76226669 | 93295043 |
| 50081457 | 92897933 | 46692275 | 62580133 | 62436752 | 32970329 |
| 93326653 | 28494474 | 77380856 | 61162940 | 57882756 | 77343335 |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| 46879068 | 14497187 | 93876125 | 58116353 | 80413193 | 88166589 |
| 81906362 | 74611280 | 95466325 | 58798360 | 75099140 | 62162927 |
| 39269453 | 49344142 | 94707233 | 36808865 | 68078285 | 40789799 |
| 45539004 | 16477602 | 46575159 | 52137322 | 11780228 | 37005858 |
| 67611756 | 47681476 | 29733155 | 98671432 | 93182263 | 17903643 |
| 32929863 | 62582743 | 64701921 | 25704667 | 78360620 | 60422930 |
| 49382835 | 56964948 | 37884688 | 18202276 | 12128100 | 27791113 |
| 64663077 | 84793430 | 19921163 | 54728407 | 49724167 | 95692840 |
| 66042452 | 15765675 | 55219013 | 39039234 | 74840736 | 95757492 |
| 56398286 | 16039566 | 34616551 | 43770025 | 38254489 | 44652010 |
| 96873548 | 37577801 | 86006591 | 26797177 | 76938557 | 86915689 |
| 88072589 | 28195672 | 18198748 | 94824966 | 14299549 | 80299012 |
| 18157594 | 51606150 | 13913316 | 53264986 | 40059901 | 94345049 |
| 77868607 | 55893759 | 86860174 | 78577141 | 41252272 | 90684926 |
| 38446734 | 75570367 | 57911457 | 64611850 | 91666072 | 99363601 |
| 79281476 | 94927084 | 22080804 | 77244577 | 23603502 | 69002036 |
| 78776283 | 11034708 | 28064017 | 42884278 | 67807053 | 60874510 |
| 33109789 | 48954744 | 67385295 | 28449415 | 45154213 | 74200151 |
| 44281804 | 69742186 | 80500909 | 40034362 | 44936686 | 19689476 |
| 86267831 | 78451988 | 16843210 | 73628111 | 33310129 | 94003256 |
| 16461264 | 95691295 | 94238909 | 27635162 | 32611271 | 69241895 |
| 30743519 | 18549105 | 61177459 | 71439084 | 52357952 | 33129915 |
| 85504478 | 66928301 | 10836182 | 51642706 | 78774876 | 91910647 |
| 71084898 | 30728331 | 43728922 | 47947386 | 75550715 | 52433854 |
| 44772074 | 37023999 | 42913496 | 94752596 | 90592619 | 81544339 |
| 32221801 | 71879886 | 39979669 | 37012355 | 16302833 | 59236499 |
| 35270605 | 41752652 | 50048119 | 83947394 | 62053134 | 88026533 |
| 77509001 | 37836425 | 56830144 | 17345093 | 65584375 | 58936462 |
| 33458761 | 42793879 | 53549869 | 90228797 | 98229925 | 40908951 |
| 31271755 | 39221163 | 68847411 | 80124238 | 23181706 | 50778641 |
| 32654294 | 35015538 | 17059828 | 33777639 | 96282437 | 45508112 |
| 98347986 | 47940339 | 21959287 | 20499007 | 29452530 | 12790349 |
| 44990195 | 10867013 | 50205852 | 32288504 | 82457046 | 71071198 |
| 73735874 | 30528178 | 66981195 | 28008578 | 95404160 | 30373425 |
| 43967511 | 52868445 | 43451788 | 85798467 | 68848184 | 74625361 |
| 33857065 | 58799888 | 48614082 | 37062556 | 19140447 | 50491423 |
| 72023448 | 62952512 | 29427657 | 89013267 | 67032604 | 91196486 |
| 21899342 | 84192953 | 66725090 | 45595291 | 59742583 | 49444000 |
| 54696582 | 28819375 | 32007286 | 35855284 | 64282996 | 48966776 |
| 83856154 | 86273662 | 37253074 | 40253761 | 95939903 | 70129958 |
| 11346343 | 40814210 | 92657316 | 95470588 | 85053897 | 10751529 |
| 55445493 | 87877160 | 52811777 | 47992502 | 92928718 | 13391983 |
| 99543121 | 93138720 | 77312594 | 73092887 | 72738005 | 55791531 |
| 32568598 | 23320720 | 67832001 | 18384387 | 53301557 | 37389387 |
| 12109351 | 33501990 | 50497265 | 92716586 | 95092818 | 93163145 |
| 15041339 | 68254562 | 90750698 | 98340353 | 36295218 | 12327397 |
| 62356140 | 55771676 | 39741486 | 84891510 | 22986676 | 21370849 |
| 93005928 | 16330658 | 13983912 | 20694444 | 18981810 | 62749907 |

---

16158545 49503232 75650778 10162754 38373902 68001682 <br> 95722246 94091769 32993014 59713618 18714602 99623486 <br> 96642108 16831236 92167848 37787443 95315855

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com.

## Exhibit 99.2

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.2 - Schedule 2**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Original Loan Amount** | **Initial Property Loan Grades DBRS** | **Initial Property Loan Grades Kroll** | **Initial Property Loan Grades Moody's** | **Final Property Loan Grades DBRS** | **Final Property Loan Grades Kroll** | **Final Property Loan Grades Moody's** |
| XXXX |  | 27677160 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 29541263 | $X,XXX.XX D C | A | A | A D B | A | A | A B |
| XXXX |  | 42574597 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 65717597 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 92095342 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16832703 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41893661 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 61622864 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 58366700 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 15560391 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59697027 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35560831 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98671081 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 54655498 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 29503730 | $X,XXX.XX A D | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 36271914 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 70160870 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35834923 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 87218739 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65749671 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 72179264 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 14860859 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55954308 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 63588284 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 60468557 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 47153081 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35996061 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40516377 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 91401656 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 49890061 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 79863073 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 68115225 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 57222208 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 50636356 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 74022394 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16366081 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44386835 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21230341 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 90899803 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 58745007 | $X,XXX.XX C A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 83479143 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37173522 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 60151413 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 89171526 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 90444252 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45922588 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 94635671 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 36459323 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 98705771 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 54786922 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35405794 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 12795785 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23342522 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 96940589 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 48922470 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65855229 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 19172332 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 73131327 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 81479521 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55684883 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 80159049 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 36791895 | $X,XXX.XX A D | C | C | C D A | N/A | N/A | N/A C |
| XXXX |  | 26888214 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 31041947 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45190774 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 23346448 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 96517585 | $X,XXX.XX D B | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 72528286 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98335186 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 58800651 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 15317006 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 80672129 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 70014730 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 13236366 | $X,XXX.XX C A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 30612678 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40261073 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 77579512 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 63351702 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 22779367 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 66037934 | $X,XXX.XX A B | C | C | C B A | N/A | N/A | N/A C B |
| XXXX |  | 15479165 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 83209636 | $X,XXX.XX B D | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 47062440 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 36206239 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 77669870 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 20187324 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 81434746 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 57273647 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 12417042 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 89092474 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 27893907 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 20527970 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 22748090 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93872757 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17212860 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65397374 | $X,XXX.XX D A | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 88445497 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 64785012 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44708035 | $X,XXX.XX A B | C | C | C B A | N/A | N/A | N/A C B |
| XXXX |  | 62781027 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 62061728 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 97165314 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98862316 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 56400261 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 69660648 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37699023 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 13898454 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 50412916 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 78373871 | $X,XXX.XX A D | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 25435163 | $X,XXX.XX D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 40195634 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 84206980 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 54597781 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 28963599 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 34183719 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 83415616 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 61286421 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 49597818 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16656659 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 32144947 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 10998375 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59904380 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 14601857 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 11112973 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 47022463 | $X,XXX.XX A | A | A | A | A | A | A |
| XXXX |  | 78016705 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 73027811 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 15362857 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17698934 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 72002937 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 24015901 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 36193305 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 12240394 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 85352298 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 26986943 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17736960 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 50081457 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 93326653 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 46879068 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 81906362 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 39269453 | $X,XXX.XX C A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45539004 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 67611756 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 32929863 | $X,XXX.XX C B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 49382835 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 64663077 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 66042452 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 56398286 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 96873548 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 88072589 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 18157594 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 77868607 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 38446734 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 79281476 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 78776283 | $X,XXX.XX B C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 33109789 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44281804 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C |
| XXXX |  | 86267831 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 16461264 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 30743519 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 85504478 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 71084898 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 44772074 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 32221801 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 35270605 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 77509001 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 33458761 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 31271755 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 32654294 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98347986 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 44990195 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 73735874 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 43967511 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33857065 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 72023448 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21899342 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 54696582 | $X,XXX.XX C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 83856154 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 11346343 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55445493 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 99543121 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 32568598 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 12109351 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 15041339 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62356140 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93005928 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16158545 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 95722246 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 96642108 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 32751586 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 86548971 | $X,XXX.XX A | D | D | D A | N/A | N/A | N/A C |
| XXXX |  | 26305379 | $X,XXX.XX C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 82022603 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 30810566 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 38459393 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 74554830 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 73022763 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 23905884 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 84735409 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 83255504 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55643855 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 26410887 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 20247572 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 83689617 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 79380850 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 16853283 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 52253943 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 80755549 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 10128028 | $X,XXX.XX B | C | C | C B | N/A | N/A | N/A C B |
| XXXX |  | 80041305 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37996457 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 67858878 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 25734886 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 74563507 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 17585132 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98904004 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 36216418 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 98531753 | $X,XXX.XX B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 78274850 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 13974437 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 69087683 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 36693329 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 26992322 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 87181441 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 69233880 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 91624500 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 22769877 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 38613366 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 38692784 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41996832 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 23215911 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 31140501 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 55893040 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 47147892 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 84053136 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 10351507 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 43785378 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 88506018 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 85351713 | $X,XXX.XX A | A | A | A | A | A | A |
| XXXX |  | 73400906 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 66676905 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 52873992 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 27989895 | $X,XXX.XX A C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 47196145 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21433708 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 87033084 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 37736299 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 32356774 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21919723 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 11496574 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59988228 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 49418326 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 71323673 | $X,XXX.XX C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 28856012 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 37634751 | $X,XXX.XX C A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 50543468 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 79017379 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 85176080 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 84407761 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 26947152 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C |
| XXXX |  | 73959853 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 88646948 | $X,XXX.XX A C | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 61442313 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16503900 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 81367138 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93313633 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65971706 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 10782447 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41587404 | $X,XXX.XX D A | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 74378880 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 89540660 | $X,XXX.XX C A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 29015899 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 47944244 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 10785772 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45520638 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 34459900 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 42681764 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62668492 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 76309546 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 87975509 | $X,XXX.XX B C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 21822819 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 69817814 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 44059187 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 69782609 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 57129283 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 97222827 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 12742046 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 70415696 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 55015080 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 59664110 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 63974384 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 59278518 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 86100157 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35798007 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16785004 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 76613968 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 74862231 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 12331183 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 51293735 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23297344 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 75697306 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 42278929 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44222373 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 53621454 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 74891006 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 21731630 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 67602101 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 14405950 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 21625170 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 10527121 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 22408299 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41927544 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 71350276 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 86898348 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 87135506 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 39681733 | $X,XXX.XX A C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 94061335 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 50214777 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 54694236 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 37672427 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35452262 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 97854660 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62339691 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 38381560 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 28834240 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 92897933 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 28494474 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 14497187 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 74611280 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 49344142 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16477602 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 47681476 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62582743 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 56964948 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 84793430 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 15765675 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16039566 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37577801 | $X,XXX.XX C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 28195672 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 51606150 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55893759 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 75570367 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 94927084 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 11034708 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 48954744 | $X,XXX.XX D A | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 69742186 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 78451988 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 95691295 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 18549105 | $X,XXX.XX A C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 66928301 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 30728331 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37023999 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 71879886 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41752652 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 37836425 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 42793879 | $X,XXX.XX C B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 39221163 | $X,XXX.XX D B | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 35015538 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 47940339 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 10867013 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 30528178 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 52868445 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 58799888 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62952512 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 84192953 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 28819375 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 86273662 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40814210 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 87877160 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93138720 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23320720 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33501990 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 68254562 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55771676 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16330658 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 49503232 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 94091769 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16831236 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59203343 | $X,XXX.XX C A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 92899848 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 84131761 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 24015655 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 61630717 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 53491200 | $X,XXX.XX A D | C | C | C D A | N/A | N/A | N/A C |
| XXXX |  | 91446688 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 80007263 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55928838 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40966086 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 54855380 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 32526510 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 50244523 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 63483237 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 52976441 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 80978697 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 57308253 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 11655068 | $X,XXX.XX C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 67831188 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41619180 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 76794234 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 15856933 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 10091566 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 63246423 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 14410221 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 66814417 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44673572 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 60676218 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 70814982 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 48644671 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 27353202 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 44342149 | $X,XXX.XX A | C | C | C A | N/A | N/A | N/A C |
| XXXX |  | 85617308 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 17064067 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 19814574 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 87611337 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 84956706 | $X,XXX.XX D A | C | C | C D A | N/A | N/A | N/A C |
| XXXX |  | 26142796 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 89675251 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 14807991 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 50780175 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65759728 | $X,XXX.XX D C | C | C | C D B A | N/A | N/A | N/A C B |
| XXXX |  | 62475263 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 27941000 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 73072519 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40626756 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 63850633 | $X,XXX.XX D A | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 40024251 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 13288151 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 39244176 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 91071050 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 96804059 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 20739460 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 27711806 | $X,XXX.XX A C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 61107524 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55920890 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 58418055 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98497829 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62413906 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 51315570 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 99436723 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65459008 | $X,XXX.XX D C | A | A | A D B | A | A | A B |
| XXXX |  | 47431535 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21326603 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 61900989 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 20929689 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 75877447 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 49220521 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 73997267 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 82766298 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 99615094 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23965557 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 86281308 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35398611 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17104971 | $X,XXX.XX A D | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 17383504 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 80147520 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 93629589 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 87929688 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55360697 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 40675745 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 53388013 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 56104590 | $X,XXX.XX A C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
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| XXXX |  | 56904484 | $X,XXX.XX B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
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| XXXX |  | 72259153 | $X,XXX.XX C B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
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| XXXX |  | 72802250 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 29427657 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 52811777 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 38010964 | $X,XXX.XX C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
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| XXXX |  | 22458328 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 17789182 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 43324782 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 13134196 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 89943427 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45576132 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 47824358 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 85634613 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 19963073 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 82044525 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 88043750 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 98231506 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 86181490 | $X,XXX.XX C B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 96932915 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 90187115 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 51770410 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 47792548 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 36384888 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 54363950 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 77296146 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 53419054 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 91659366 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21916308 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 47980671 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 56231964 | $X,XXX.XX A | D | D | D A | N/A | N/A | N/A C |
| XXXX |  | 46687310 | $X,XXX.XX D | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 85481368 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65788084 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 24097485 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 29211627 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 43228958 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41442460 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 67004481 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 70819855 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 78938832 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 48555092 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 90205509 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 87799619 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 24015437 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 92936616 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 24027586 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 59876272 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 34660314 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 59334311 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
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| XXXX |  | 74503321 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 21701331 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 22073278 | $X,XXX.XX C | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 25484957 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 42884278 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 40034362 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 71439084 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 47947386 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 94752596 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 90228797 | $X,XXX.XX A | A | A | A | A | A | A |
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| XXXX |  | 33777639 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 85798467 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37062556 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 89013267 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 35855284 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 40253761 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 73092887 | $X,XXX.XX C | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 18384387 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 92716586 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 37787443 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 71696055 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 71408203 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 61737008 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21305247 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59316318 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65801456 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 78993479 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 53257548 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98362951 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59730188 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 25066029 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 89141271 | $X,XXX.XX B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 13128047 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 27997992 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21637748 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44170720 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 99904015 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62771391 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 79211294 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 28124118 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 79889954 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 97001129 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98982904 | $X,XXX.XX D B | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 18840101 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 89945612 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 41281294 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 64375194 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 94147993 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 41805670 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 14774285 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 10185983 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 28039265 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 71085354 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23222659 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 87926569 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 89003481 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 94550727 | $X,XXX.XX D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 89782966 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 25107064 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 70022044 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 73198958 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17322572 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41943111 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 38390781 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 12479663 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 58778540 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 91564169 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 99894128 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33516862 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45869063 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 33681490 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 26010831 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17052219 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 41563420 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 68426658 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33387167 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 74897808 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 63039217 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
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| XXXX |  | 59284285 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 67577945 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 83500166 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 31165674 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
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| XXXX |  | 31883251 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35492379 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 48325830 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33814615 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 81862486 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 11684168 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 13354242 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41758186 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 97016012 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 61133422 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 76781414 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 46352082 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 83203973 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 54133406 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 54420611 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 99732571 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 73980471 | $X,XXX.XX C | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 69489290 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 55360308 | $X,XXX.XX D A | D | D | D B A | N/A | N/A | N/A C B |
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| XXXX |  | 72581904 | $X,XXX.XX C A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 18913008 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 64851434 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 94176215 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 62436752 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 57882756 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 80413193 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 75099140 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 68078285 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 11780228 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 93182263 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 78360620 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 12128100 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 49724167 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 74840736 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 76938557 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 14299549 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40059901 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 41252272 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 91666072 | $X,XXX.XX C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23603502 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 67807053 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45154213 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44936686 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33310129 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 52357952 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 78774876 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
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| XXXX |  | 90592619 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
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| XXXX |  | 62053134 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 65584375 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 98229925 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23181706 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 96282437 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 29452530 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 82457046 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 95404160 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 68848184 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 19140447 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 67032604 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59742583 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 64282996 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 95939903 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 85053897 | $X,XXX.XX C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 92928718 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 72738005 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 53301557 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 95092818 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 36295218 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 22986676 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 18981810 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 38373902 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 18714602 | $X,XXX.XX D C | C | C | C D A | N/A | N/A | N/A C |
| XXXX |  | 95315855 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 58070061 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 81195243 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 90608133 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65501762 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 71165761 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17703790 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 51774155 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 88155459 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 26930912 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 42738760 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 13008917 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 28361120 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 90727153 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45469172 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 61334464 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17045610 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 50667404 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 77140351 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93650843 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 30890378 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 58662974 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 27670796 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 80031209 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93235571 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 89718071 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 35717725 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40802357 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 61336603 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 13844744 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 97665196 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 87342179 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65215038 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 73265672 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 18122613 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 74084444 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 36013843 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33872718 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 70841797 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 19864949 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 39125187 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65939393 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55148868 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44516717 | $X,XXX.XX D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 32829651 | $X,XXX.XX C A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 15354505 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 34330734 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37030171 | $X,XXX.XX D C | C | C | C D A | N/A | N/A | N/A C |
| XXXX |  | 61888419 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 65521919 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 13463496 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 16078014 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 17283516 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 50496795 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 43474285 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 14217452 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 46945389 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 28661496 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 26081345 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 88460299 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 72434079 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 19989659 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23304757 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 38626303 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 37909859 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 34038729 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 88694672 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 15531504 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 52924954 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 54950016 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 85574610 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 91575759 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 76372325 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 73404601 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 78292490 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55239156 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62246079 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 95290708 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 20485140 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 76350952 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 71919682 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 23503704 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59788666 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 64736606 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37950014 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 70946801 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 66786125 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 34833437 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 21873830 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 81877026 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 39136033 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55177722 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 20685728 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33272764 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 19559456 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 54763907 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 58728668 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93663516 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 90874158 | $X,XXX.XX C A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 74846245 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 77895927 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 76297133 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 50821108 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93320268 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 75374554 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 28026008 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 60343099 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 34479060 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55963613 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 80432509 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 79367919 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 75822766 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 20525754 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 73047387 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 19755496 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 61133820 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 44431953 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 51716442 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 84683539 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 79154474 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 54803883 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 50238010 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 60577826 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 92543039 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 14244899 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 15846766 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 80668584 | $X,XXX.XX D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 61684466 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 96369924 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 50622607 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 69807504 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 71100530 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 53342692 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 85184623 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 43314707 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 11230052 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 93295043 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 32970329 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 77343335 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 88166589 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 62162927 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40789799 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37005858 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 17903643 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 60422930 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 27791113 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 95692840 | $X,XXX.XX D A | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 95757492 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 44652010 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 86915689 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 80299012 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 94345049 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 90684926 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 99363601 | $X,XXX.XX B A | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 69002036 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 60874510 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 74200151 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 19689476 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 94003256 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 69241895 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 33129915 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 91910647 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 52433854 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 81544339 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 59236499 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 88026533 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 58936462 | $X,XXX.XX C A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 40908951 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 50778641 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 45508112 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 12790349 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 71071198 | $X,XXX.XX A C | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 30373425 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 74625361 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 50491423 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 91196486 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 49444000 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 48966776 | $X,XXX.XX A D | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 70129958 | $X,XXX.XX D C | N/A | N/A | N/A C D | N/A | N/A | N/A C |
| XXXX |  | 10751529 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 13391983 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 55791531 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 37389387 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 93163145 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 12327397 | $X,XXX.XX A B | N/A | N/A | N/A C B | N/A | N/A | N/A C B |
| XXXX |  | 21370849 | $X,XXX.XX D C | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 62749907 | $X,XXX.XX D A | N/A | N/A | N/A C D B | N/A | N/A | N/A C B |
| XXXX |  | 68001682 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |
| XXXX |  | 99623486 | $X,XXX.XX A | N/A | N/A | N/A C | N/A | N/A | N/A C |

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## Exhibit 99.2

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.2 - Schedule 3**

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| **Loan ID** | **Seller Loan ID** | **Loan Number** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXXX |  | 25050698 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.932 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7510.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 230801467 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 11.347 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 3702.86 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 240404382 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  |  | Yes | Yes | No | No | No | No | No | No | No | No | 2350.0 | 10.742 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5275.62 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 240705175 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.633 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5077.3 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 240705314 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.98 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 21480.28 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 240906353 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.434 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5149.49 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241007177 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3023.15 | 8.661 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3373.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241007207 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2375.0 | 10.41 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 4852.25 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241007241 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.057 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5829.93 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 241007267 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.468 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2522.12 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241007323 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1524.0 | 8.943 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4082.73 | N/A | Not Employed | Retired | No | No | No |  |
| XXXX |  | 241107377 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.211 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2258.77 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107379 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.356 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8161.01 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241107384 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3000.0 | 8.655 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4012.54 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107410 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.878 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12212.25 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241107415 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.369 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9088.71 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107475 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.677 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6734.63 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 241107486 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.36 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3830.02 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241107513 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2899.0 | 9.255 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2857.2 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107583 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2505.1 | 10.968 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 3563.31 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107595 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1795.45 | 11.411 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5319.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107605 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3487.15 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 241107621 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.707 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10329.66 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107646 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.701 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4029.53 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107720 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.657 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 21010.34 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241107736 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2068.0 | 8.919 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 3233.09 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241107781 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.674 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5389.76 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107824 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2479.5 | 10.194 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6968.68 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107834 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3194.8 | 10.752 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5488.04 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107835 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.326 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9262.35 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241107837 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3227.5 | 10.225 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 3833.7 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 241107839 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1362.0 | 9.794 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18367.67 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107841 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.377 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5116.12 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107849 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.975 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18382.08 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107865 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2485.91 | 10.083 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2800.71 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241107870 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 8.507 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2773.3 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 241107916 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.794 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7330.46 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241207937 | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | No |  | No | No | Yes | No | No | No | No | No | No | No | No | 2768.75 | 10.185 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5491.07 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241207949 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1875.0 | 9.148 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4688.28 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241207952 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.737 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5920.45 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241207970 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2683.7 | 10.081 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6391.99 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241207972 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1800.0 | 8.659 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4359.84 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241207977 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9974.36 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241207994 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.34 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3125.16 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241207998 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2380.0 | 8.802 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9554.6 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208013 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.795 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6385.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208024 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2085.0 | 8.371 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6057.89 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208026 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.185 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3668.65 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241208038 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.66 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10488.91 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208039 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2360.75 | 9.097 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7869.3 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208040 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.682 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3318.36 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208043 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | No | No | No | No | No | No | No | No | No | 3375.0 | 8.287 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7516.18 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208047 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.454 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7210.17 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208057 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2350.0 | 8.492 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1817.26 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 241208065 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1850.0 | 8.498 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4673.99 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208071 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.671 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9000.52 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208074 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2726.0 | 9.794 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1700.55 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 241208111 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2755.0 | 9.541 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4177.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208118 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.6 | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Yes | Yes | Yes | 8427.15 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208127 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.01 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6211.85 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208138 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.562 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8753.88 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 241208173 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.551 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13235.92 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208189 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.554 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6742.07 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208214 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3376.73 | 10.16 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4132.5 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241208216 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.772 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7078.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208219 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.547 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3960.94 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208223 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1499.85 | 9.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2909.69 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241208229 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.12 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4108.32 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208236 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3676.17 | 9.625 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5525.9 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241208263 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.041 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 11103.88 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208269 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.176 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6079.09 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208275 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.305 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9970.74 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208276 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9681.18 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208306 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2057.74 | 10.943 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9623.92 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208317 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.027 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4845.46 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208328 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2850.0 | 10.023 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6395.48 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208336 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.322 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9372.21 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 241208352 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3553.83 | 9.526 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6186.86 | N/A | Retired | Not Employed | No | No | No |  |
| XXXX |  | 241208373 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 3632.01 | 10.397 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2792.94 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 241208382 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3076.32 | 9.356 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3468.03 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241208384 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.401 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | 2068.87 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208395 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.209 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 23296.44 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 241208407 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1000.0 | 9.196 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12303.24 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208412 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2375.0 | 10.05 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6869.57 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208437 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.171 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8124.95 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208438 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.366 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11898.64 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208439 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.194 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 4725.52 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241208441 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.275 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5966.02 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208442 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1200.0 | 9.735 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8429.53 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208443 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3666.0 | 10.054 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8495.99 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 241208445 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.083 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14626.26 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208480 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5238.21 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208490 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2375.0 | 8.956 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2659.41 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 241208491 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2954.5 | 10.609 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15896.52 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208492 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.242 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3712.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208497 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.255 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5784.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208501 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.964 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15098.75 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 241208505 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2375.0 | 10.854 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 12882.2 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208506 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.28 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2611.92 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208527 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.849 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4987.75 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208546 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3377.25 | 10.68 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7965.4 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208547 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3000.0 | 9.416 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5727.07 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 241208560 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.742 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3192.82 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208565 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.669 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4475.25 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 241208566 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.718 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5561.25 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208576 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.541 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13652.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208577 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2420.25 | 11.022 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9256.98 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 241208579 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2604.0 | 9.035 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7474.23 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250108582 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.592 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6980.23 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250108596 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13591.7 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108597 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2252.25 | 10.543 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5037.42 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108625 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.674 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11788.78 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108644 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3562.5 | 9.923 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11342.41 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108650 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 1973.4 | 11.023 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2651.82 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108656 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 9.302 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12501.04 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108661 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.922 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 21532.05 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108669 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.642 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3990.19 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108700 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2400.0 | 9.921 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4937.12 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108702 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2607.38 | 9.937 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3515.2 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108720 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3150.0 | 8.915 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6168.94 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108723 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.48 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 77264.7 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108726 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.403 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19388.13 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108736 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.051 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10962.67 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108737 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.863 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11875.43 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108742 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1513.99 | 12.028 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10651.07 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108754 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.731 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 9224.3 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108758 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.166 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7447.58 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108772 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2625.0 | 8.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9485.77 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108775 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.625 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6013.17 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250108785 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2600.0 | 10.182 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4958.04 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108788 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2356.25 | 9.86 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4972.49 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108796 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.035 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4327.12 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108809 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.363 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4238.66 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250108817 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1548.0 | 8.979 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11142.36 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108825 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1820.0 | 9.355 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6991.79 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108832 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.567 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4336.47 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108836 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3000.0 | 9.221 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3143.59 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108850 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.297 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5478.2 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108856 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.602 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6140.93 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108863 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.403 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5272.12 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108881 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.438 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3789.56 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250108885 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.514 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10535.22 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250108887 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.029 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8142.44 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108889 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3414.87 | 10.647 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3093.23 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108898 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.882 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6110.04 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250108912 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.052 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7545.08 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108913 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.815 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10198.35 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108915 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2446.25 | 10.967 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3561.62 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250108925 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1375.0 | 8.398 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5604.12 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108927 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2495.7 | 10.915 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3731.72 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250108942 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.802 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4065.32 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250108949 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.221 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11497.22 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108951 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.164 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5543.14 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108963 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.174 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5311.51 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108969 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1499.42 | 10.139 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1245.72 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250108977 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.476 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10097.35 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250108995 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2275.0 | 9.38 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 7448.11 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109019 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.753 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4259.69 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250109029 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 11.708 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | 5588.93 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109030 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2000.0 | 10.299 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5264.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109033 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.516 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7483.84 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250109043 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.843 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5544.73 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109074 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.841 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9687.93 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250109085 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.352 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8284.32 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109086 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.804 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13668.3 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109100 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.868 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5209.32 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109119 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3187.5 | 9.876 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4707.98 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109123 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.593 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6880.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109160 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.189 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15426.43 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109186 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 3323.45 | 10.627 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2829.77 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109194 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2392.5 | 9.654 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8794.47 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250109198 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.931 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2496.88 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250109200 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2375.0 | 10.558 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7127.75 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109208 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2355.71 | 9.937 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3025.95 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109217 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.877 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6768.7 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109230 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.719 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6295.14 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109234 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.268 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9478.72 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109241 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.836 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7403.36 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109246 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1875.0 | 8.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5501.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109248 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.841 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8009.29 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109270 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.571 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4047.59 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250109271 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.608 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | 5460.74 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109274 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.718 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2943.91 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250109285 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3375.0 | 8.872 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4098.53 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109287 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.547 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4610.49 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109294 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2350.0 | 10.814 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2394.92 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250109295 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.74 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8471.11 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250109299 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3150.0 | 8.318 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4081.94 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250109304 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.161 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7762.64 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109311 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9839.34 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109312 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.19 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14476.37 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109325 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2585.0 | 9.426 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13858.07 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109328 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2467.5 | 9.18 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5768.09 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250109336 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2397.0 | 9.428 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7344.89 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109337 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2087.72 | 9.42 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3543.25 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250109339 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.302 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5894.97 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209364 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.795 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8508.51 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209368 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2100.0 | 8.457 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3421.9 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209372 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2674.25 | 9.675 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11297.89 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209374 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.113 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6677.06 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209384 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.065 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9638.81 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209397 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1727.84 | 9.263 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4835.84 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209409 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2961.0 | 9.41 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7322.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209412 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2350.0 | 9.025 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4773.22 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209416 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2055.0 | 10.528 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5060.82 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209418 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2800.0 | 9.802 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9046.98 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209432 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.88 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8120.51 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209440 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3562.5 | 9.805 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13525.3 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209441 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.085 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6080.27 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209462 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.963 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6457.51 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209463 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.378 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4422.87 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209465 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2375.0 | 10.144 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2958.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209472 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.813 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7256.98 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250209478 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.148 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7590.73 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209485 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2312.4 | 9.235 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3719.85 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209491 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.281 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4310.4 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209498 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2375.0 | 10.242 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5589.65 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209501 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.219 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4542.83 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209502 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.997 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4468.59 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209503 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2708.4 | 8.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7081.45 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209523 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.222 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5993.26 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209527 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.792 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11166.24 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209531 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2375.0 | 8.792 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4171.8 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209539 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.596 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6690.23 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209554 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.911 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6240.53 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209576 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.224 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6231.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209605 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2850.0 | 8.848 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6148.99 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209607 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.522 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8229.94 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209628 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.998 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12888.01 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209633 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.279 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7100.86 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209636 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.602 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3467.53 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209652 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.592 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5280.41 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209663 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2356.8 | 9.912 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4347.28 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209666 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2348.48 | 9.689 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1801.02 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209668 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.931 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7321.58 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209671 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.685 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5585.34 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209676 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.821 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6811.06 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209677 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2470.0 | 10.205 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5268.76 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209684 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.331 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9100.06 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209690 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.274 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7060.02 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209703 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3000.0 | 8.772 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3795.59 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209706 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.328 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7044.61 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209717 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1944.52 | 9.268 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3265.24 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209738 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2812.5 | 9.247 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4474.42 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209739 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2820.0 | 9.369 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2956.32 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209740 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.023 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3071.44 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209744 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.842 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 6622.23 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209750 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2054.34 | 8.935 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2299.91 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209757 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.266 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9357.05 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209761 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.283 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4466.68 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250209768 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2188.8 | 8.692 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2205.58 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209784 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.624 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3171.15 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209785 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2607.5 | 9.383 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3426.33 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209807 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.466 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17280.13 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209810 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.425 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6312.2 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250209822 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.63 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2906.34 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209823 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2513.0 | 9.396 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3787.51 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250209826 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.96 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10414.09 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250209831 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.575 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7749.7 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250209835 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.225 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8817.2 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209845 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7144.22 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250209852 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.015 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10932 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209853 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1750.0 | 8.522 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1981.89 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250209855 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.701 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 3184.81 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209859 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.752 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10539.25 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209869 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.559 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 26670.1 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209872 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2850.0 | 10.393 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4764.02 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209878 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1949.65 | 9.713 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3227.65 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209882 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3055.0 | 9.934 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10196.31 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209884 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2337.65 | 9.441 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3395.18 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209914 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.889 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17448.85 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209929 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.05 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6676.03 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209931 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.232 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5607.16 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209940 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.032 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5654.59 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250209973 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1750.0 | 8.641 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2177.62 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209978 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.611 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6091.77 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250209991 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.115 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4221.89 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210000 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2850.0 | 9.174 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11304.14 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210004 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1750.0 | 8.981 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3831.5 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250210008 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2075.19 | 9.161 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2642.24 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250210014 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1695.0 | 9.167 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5081.25 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210016 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1775.0 | 9.48 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4544.64 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250210019 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.551 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7519.34 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210021 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.427 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4473.37 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210034 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.35 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4574.09 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250210039 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1750.0 | 9.15 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 3509.92 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250210044 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2310.0 | 8.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3502.24 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210046 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.468 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6380.72 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210054 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.045 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9035.71 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210055 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.403 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 31592.74 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210065 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2339.08 | 9.845 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3175.82 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250210066 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.131 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10385.4 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210073 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 9.13 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6024.12 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210085 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1525.0 | 8.693 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4573.79 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210086 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.427 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4179.75 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210088 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.154 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3036.51 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250210094 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.535 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3578.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210104 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.686 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13799.37 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250210107 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.919 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9511.46 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210108 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1250.0 | 8.22 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 5179.22 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210110 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2330.0 | 9.334 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5657.81 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210139 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.794 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2373.38 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250210160 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1750.0 | 8.443 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5246.64 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210180 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.021 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5551.37 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210186 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.781 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6209.13 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210187 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.023 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11107.43 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250210194 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2420.0 | 9.301 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5706.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210205 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.08 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6530.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210218 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 8.002 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12177.85 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210219 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.874 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5668.03 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210241 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.436 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7802.52 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210243 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2800.0 | 8.044 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6781.06 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210247 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1947.5 | 9.221 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8405.18 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250210252 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 8.342 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2699.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210262 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1200.25 | 10.513 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12480.65 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210271 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2100.0 | 9.372 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13348.76 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210277 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.777 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7276.48 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210290 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1512.5 | 8.196 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3125.91 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250210313 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.445 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6469.75 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210317 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.062 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10072.72 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210333 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.155 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3001.76 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210336 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.15 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8435.69 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210337 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 9.907 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11588.22 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250210338 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2310.0 | 8.08 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 4207.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210368 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3087.5 | 9.642 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3480.17 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250210391 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.085 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13343.38 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250308318 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.706 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12567.65 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250308352 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.77 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4608.09 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250310394 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1875.0 | 7.764 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4639.94 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310419 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.875 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5049.32 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310432 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.338 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8622.11 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310433 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 8.264 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5383.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310434 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.924 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5322.97 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310454 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.752 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2515.77 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250310457 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.949 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2523.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310458 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.243 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4882.43 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310470 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3087.5 | 8.403 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4252.15 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310471 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.94 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3579.7 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250310484 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2820.0 | 9.895 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1431.94 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250310490 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2275.0 | 7.927 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3544.87 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310525 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.942 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17554.56 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310550 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.579 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7456.28 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310556 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.948 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6639.03 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310558 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2375.0 | 10.389 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6816.19 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310559 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3572.8 | 8.35 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1820.87 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250310570 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.737 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16128.82 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310576 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.054 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5145.34 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310585 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.193 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6792.93 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310591 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.179 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 2506.28 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250310592 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.739 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4629.21 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250310593 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.359 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8214.75 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310595 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6361.46 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310597 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.737 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16261.73 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310613 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.481 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14443.61 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310619 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.465 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11468.54 | N/A | Retired | Not Employed | No | No | No |  |
| XXXX |  | 250310637 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.382 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2884.61 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310645 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.957 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11275.66 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310655 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2400.0 | 8.736 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4251.21 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310660 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2961.0 | 9.493 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3491.44 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250310667 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3562.5 | 8.719 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2616.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310686 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2800.0 | 7.897 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2589.81 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310690 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.16 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6386.54 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310716 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.98 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2762.19 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310717 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.324 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3889.54 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310719 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3325.0 | 8.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4675.74 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310722 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.529 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11265.52 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310724 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1673.73 | 8.703 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2541.85 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250310739 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.664 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8835.3 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310750 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.616 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12757.31 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310761 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1743.75 | 8.624 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5174.15 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250310765 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.49 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8961.88 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310767 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2832.76 | 9.776 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6184.88 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310771 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 9.316 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9231.56 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310776 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.315 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3758.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310778 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 9.123 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10060.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310785 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.625 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13018.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310800 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.186 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4355.79 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310813 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.516 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5383.8 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310815 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2867.0 | 10.002 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3435.99 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310818 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 9.345 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4346.12 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310821 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3429.75 | 9.723 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4954.01 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310836 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.969 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 20362.42 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310846 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.829 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4010.69 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310854 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.32 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5986.91 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250310856 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.988 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15562.16 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310858 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1250.0 | 7.458 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2558.26 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310860 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.33 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | No | Yes | 6545.16 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310862 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5104.76 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310878 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.132 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11160.17 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310882 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.503 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9550.84 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310886 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.614 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4806.53 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250310888 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.641 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7443.96 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250310889 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.123 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6240.01 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250310899 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2324.0 | 8.458 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5582.46 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310901 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.369 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 35059.78 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310903 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.954 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18427.01 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310904 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2244.01 | 8.075 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11765.41 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310910 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.986 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4867.95 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310926 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.978 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6063.83 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310928 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1200.0 | 9.571 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3672.83 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310934 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2850.0 | 8.62 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7356.33 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310937 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2375.0 | 8.178 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3310.79 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310960 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1556.08 | 9.637 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10836.05 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310964 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2108.35 | 10.037 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4894.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310965 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.621 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7013.69 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310966 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes | N/A | No | No | Yes | No | No | No | No | No | No | No | No | 2792.86 | 10.229 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9666.77 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310967 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.063 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4780.15 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310968 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.485 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19583.56 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310973 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.548 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4067.37 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250310976 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.686 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6387.3 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310984 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.772 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4715.73 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250310985 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.35 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 242186.7 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250310986 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.656 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3515.89 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250310992 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.124 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5710.43 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250310996 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.039 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3251.02 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250310997 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.135 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5904.76 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250311005 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3500.0 | 8.602 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6699.41 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311011 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1375.0 | 8.097 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4064.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311013 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.358 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15995.32 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311015 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.026 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6840.15 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311032 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2356.0 | 8.65 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3725.47 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311037 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2250.0 | 8.523 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6108.71 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311038 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.474 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4383.96 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250311046 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.982 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2410.08 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311047 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3415.25 | 8.949 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5935.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311053 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.211 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3785.95 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311055 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3325.0 | 8.672 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3610.19 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311057 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.298 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7051.44 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311073 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2625.0 | 8.341 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2848.99 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311074 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.427 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 20949.02 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311084 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.839 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9476.07 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311093 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.879 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4397.28 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250311095 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.668 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3973.02 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311109 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.582 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2967.18 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311112 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.36 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19224.89 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311113 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2868.75 | 10.483 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3688.04 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311118 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.567 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5264.89 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311150 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1657.5 | 8.766 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3658.26 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311161 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.992 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4775.84 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311162 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.762 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5290.08 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311173 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3384.0 | 9.878 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 11462.49 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311174 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.962 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9302.71 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311176 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.972 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3599.37 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311183 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1925.0 | 8.102 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3983.49 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311185 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.893 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4579.3 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250311188 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.0 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5910.95 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311207 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.003 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6054.17 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311210 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.95 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3805.8 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311212 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2450.0 | 9.107 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3862.67 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311224 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.753 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18157.07 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311226 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3032.0 | 9.363 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5320.22 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311231 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.87 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11975.58 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311235 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.757 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13677.24 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311253 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.517 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10344.74 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311273 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2485.0 | 8.462 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4048.3 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250311281 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2375.0 | 10.251 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5971.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311294 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2312.5 | 9.802 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2185.99 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311299 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.436 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5113.36 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311301 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.169 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12443.64 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311310 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.212 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6751.18 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311312 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.484 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7511.95 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311313 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.921 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3411.98 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311324 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.898 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13030.3 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311326 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.543 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5194.42 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311337 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1625.0 | 8.469 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3616.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311338 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.744 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6872.13 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250311351 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2000.0 | 8.462 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8455.71 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311354 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.236 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10475.66 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311392 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.461 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3780.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311408 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 8.462 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11664.61 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311419 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.817 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4826.98 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250311420 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.302 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1953.38 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250311423 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.327 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3908.67 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311453 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.231 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12748.9 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311462 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1706.25 | 8.787 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9578.23 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311463 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 7.881 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10014.78 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311464 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.22 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8647.17 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311469 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.673 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3737.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311470 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.535 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8347.44 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311489 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.337 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6339.48 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250311509 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.012 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4079.23 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311513 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1362.5 | 9.231 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9992.34 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311528 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 8.889 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3234.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311532 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.098 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15576.07 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311538 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.946 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2707.34 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311551 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2585.0 | 9.305 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4126.79 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311555 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2098.07 | 10.765 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6724.26 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311561 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.079 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6243.71 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311562 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.235 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7904.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311575 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2590.0 | 7.788 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4440.62 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250311577 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2945.0 | 8.962 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5410.12 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311589 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.729 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8399.61 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311592 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.17 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9361.87 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311593 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.494 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10428.84 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311595 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.612 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12235.16 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311601 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.386 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11492.08 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311618 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.323 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11633.81 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311619 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2305.17 | 8.53 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3625.23 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250311624 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.797 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6117.1 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311625 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.9 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2698.82 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311626 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3458.6 | 8.96 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3527.62 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311640 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.186 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10817.92 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311647 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.514 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4697.36 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311648 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2350.0 | 8.339 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2090.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311653 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14662.9 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250311679 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2297.08 | 9.718 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3583 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311691 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.659 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6923.35 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311694 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.21 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3830.38 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311696 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2313.25 | 8.912 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7317.46 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311708 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.797 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12487.82 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311709 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2350.0 | 9.555 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4739.9 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250311711 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.259 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5537.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311726 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.883 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7763.59 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250311729 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1800.0 | 9.767 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1986.81 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311736 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.5 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2127.65 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311738 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.776 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11629.38 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311763 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.976 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5418.16 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311783 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 8.731 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9272.23 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250311784 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4385.34 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311786 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.873 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2976.99 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250311792 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.032 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4439.31 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250311793 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.775 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4313.8 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250408447 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.439 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6232.07 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250411799 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.809 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8983.3 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411801 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8855.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411804 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.694 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14177.51 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411807 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 9.849 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9364.38 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250411842 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.791 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2526.52 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250411845 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2942.69 | 8.574 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6833.03 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411855 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.472 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15220.69 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411859 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.227 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11722.81 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411865 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2625.0 | 8.2 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4436.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411868 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2209.9 | 9.011 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5678.71 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411873 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.886 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 7594.69 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411878 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 9.298 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4249.36 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411880 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1928.37 | 9.739 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2334.92 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411901 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1215.0 | 10.202 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4755.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411906 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.408 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4635.84 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411907 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.541 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4501.42 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250411909 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.558 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 49544.43 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411915 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2350.0 | 9.24 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1482.31 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250411921 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2830.73 | 8.202 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3725.88 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250411924 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.862 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4647.77 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250411925 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1838.5 | 8.434 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11970.84 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411932 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.433 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14892.14 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411940 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.227 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6176.89 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411942 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.438 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4560.62 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411947 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3525.0 | 9.301 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6277.74 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250411948 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.357 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6914.81 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250411961 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 0 | 11.007 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3109.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411973 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.771 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11198.26 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411974 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 20076.6 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411983 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3572.0 | 9.369 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5744.98 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250411984 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.161 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5243.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250411988 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.02 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8025.57 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250411993 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.268 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11116.71 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250411995 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2349.5 | 8.031 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2788.79 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412002 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3593.21 | 9.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6394.08 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412007 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2275.0 | 8.73 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6005.65 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412008 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 8.291 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10402.95 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412010 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2990.0 | 10.181 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2076.48 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250412026 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1686.25 | 9.228 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3177.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412029 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.641 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7878.25 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412074 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.418 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3490.83 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412079 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.747 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2254.77 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412081 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2585.0 | 9.256 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3245.28 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412084 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.116 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17786.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412086 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 8.535 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9882.92 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412090 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.763 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7844.72 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412091 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2346.78 | 9.983 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 4641.76 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412096 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.548 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5501.05 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412104 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2541.5 | 9.395 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4908.93 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412116 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2349.0 | 8.485 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2736.35 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412117 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2000.0 | 10.08 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4996.83 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412125 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3000.0 | 8.915 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6078.7 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412131 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.022 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3442.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412141 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.924 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7272.64 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412164 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2491.0 | 8.713 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3162.93 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412171 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.694 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3814.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412175 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.974 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2607.45 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412176 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 1330.0 | 11.462 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4211.03 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412188 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11075.27 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412193 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2897.5 | 9.991 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9621.89 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412198 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 3236.0 | 11.496 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10956.28 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412215 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.741 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4701.53 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250412220 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3431.0 | 10.436 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2341.61 | N/A | Retired | Employed |  | No | No |  |
| XXXX |  | 250412221 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2502.5 | 9.396 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4458.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412223 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 8.058 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4691.15 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250412226 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.603 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8548.77 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412229 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.965 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 25493.99 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412230 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.524 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 22790.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412231 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3477.76 | 8.946 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3550.35 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412240 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.004 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5073.89 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412250 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1575.0 | 8.908 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2925.42 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412278 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3289.63 | 11.0 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5774.35 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412285 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.275 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6736.85 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412296 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3384.0 | 9.133 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7609.83 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412331 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2265.0 | 9.425 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1979.53 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412346 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2850.0 | 10.391 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7457.86 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412359 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1880.0 | 8.65 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3303.51 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250412361 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1429.75 | 8.157 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5960.25 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412368 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.904 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2824.28 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412372 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2820.0 | 10.303 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2429 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412378 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.893 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7812.61 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412379 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2175.0 | 9.003 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1998.28 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412380 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.371 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5386.82 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412387 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.186 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3588.22 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412394 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1941.0 | 8.753 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4182.81 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412398 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2765.0 | 9.698 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3766.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412399 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3182.5 | 9.118 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4224.96 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412401 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2344.0 | 9.177 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3025.8 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412422 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3290.0 | 10.327 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5715.41 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250412428 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2958.15 | 10.014 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1740.49 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412438 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.042 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5627.48 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412446 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.648 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11978.62 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412447 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2593.5 | 10.57 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3719.69 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412460 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1875.0 | 9.772 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13125.12 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412468 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1000.0 | 9.308 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6034.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412484 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.937 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19417.06 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412486 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.036 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10962.08 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412491 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.965 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5252.8 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412495 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2018.35 | 9.191 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1757.93 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412496 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2372.5 | 9.501 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1951.26 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412505 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.052 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4292.24 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250412516 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.018 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4450.37 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412530 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.685 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6976.53 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412535 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.624 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5043.2 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412546 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.522 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7344.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412547 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 9.14 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3449.87 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412549 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.086 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3661.65 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412558 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.189 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8358.87 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412561 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.667 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6800.3 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412565 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.412 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5038.29 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412572 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.359 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8029.29 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412574 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.644 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2836.47 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412576 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1875.0 | 8.053 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3698.54 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412578 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.878 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11049.74 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412582 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.76 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5874.47 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250412584 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.08 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2484.99 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412585 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.831 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6067.83 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412586 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2850.0 | 8.599 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4333.21 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412588 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.236 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5768.41 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412594 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.944 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3837.94 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412606 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.205 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3858.06 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412608 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.632 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3746.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412634 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.259 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4488.04 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412636 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.288 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12235.69 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412639 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.695 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6857.53 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412647 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.7 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5090.67 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250412653 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3325.0 | 9.367 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2511.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412665 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.555 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12511.87 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412669 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.204 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3440.88 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412685 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.974 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8371.2 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412687 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.561 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4553.51 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412688 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1650.57 | 8.063 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4950.67 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250412702 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2021.0 | 10.084 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1679.03 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412706 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.693 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1498.73 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412725 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.76 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 27939.19 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250412726 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3149.0 | 9.513 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2213.95 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412727 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2405.0 | 8.178 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2496.51 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412728 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2783.5 | 10.101 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7356.67 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412733 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.812 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4691.34 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412736 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.983 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5371.47 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250412761 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.48 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10440.52 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412772 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.026 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8556.88 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412780 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.093 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6252.46 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412800 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.516 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13804.14 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250412803 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.146 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7753.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412805 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.915 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2199.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412806 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2778.75 | 10.473 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3902.55 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412807 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3325.0 | 8.933 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7458.31 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250412812 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.908 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11404.81 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412825 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1531.25 | 9.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2262.07 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250412827 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 8.257 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2552.98 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412828 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.855 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3318.1 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412831 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.92 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4974.8 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412832 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5460.17 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250412841 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 555.0 | 7.608 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8659.29 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412842 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2375.0 | 8.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2708.62 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412844 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.146 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9038.79 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412850 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 8.126 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6142.76 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412853 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.849 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6644.76 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412860 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2930.75 | 9.073 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6803.01 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412866 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.989 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6287.69 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412870 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3384.0 | 8.997 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 31736.93 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412878 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1853.07 | 8.999 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2186.06 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250412879 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.095 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9251.58 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412895 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.468 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7264.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412903 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 8.402 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15681.39 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250412906 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3000.0 | 9.303 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5542.54 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412912 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.234 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6104.81 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412923 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.068 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7616.28 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412933 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.322 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7396.69 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412934 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 9.36 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4555.19 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250412935 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2140.0 | 8.058 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9361.79 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412936 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1925.0 | 8.788 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3411.58 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412945 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.976 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6043.99 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412949 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.589 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9745.54 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412957 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 9.19 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10348.54 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412959 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2250.0 | 8.908 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4352.89 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412968 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.322 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5306.63 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412972 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1500.0 | 8.757 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6477.47 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250412975 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.89 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9699.1 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412984 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.894 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19924.68 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250412999 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2275.0 | 8.777 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4583.26 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413004 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.053 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6243.77 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413019 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.237 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3446.64 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250413030 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1200.0 | 7.714 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4511.31 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413032 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.714 | Yes | Yes | N/A | No | Yes | Yes | N/A | Yes | Yes | Yes | 5220.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413042 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1880.0 | 8.437 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2581.91 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413043 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1875.0 | 8.917 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3438.83 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413062 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.886 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3336.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413094 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.522 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 24784.14 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413115 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.289 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7069.63 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413117 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.881 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3943.49 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413122 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.126 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4437.61 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250413131 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.79 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13471.22 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413150 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.477 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5105.01 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413160 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.753 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3017.56 | N/A | Not Employed |  | No |  | No |  |
| XXXX |  | 250413166 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.13 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4659.9 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413167 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2451.0 | 10.125 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18230.59 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413169 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1593.75 | 8.731 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8517.14 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413177 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1787.5 | 9.523 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16709.93 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413178 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.257 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7677.1 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413179 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.289 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17515.31 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413181 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2350.0 | 9.903 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7761.12 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413195 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1425.0 | 8.403 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2300.3 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250413201 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.788 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13988.24 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413206 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2815.09 | 8.795 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5413.31 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413219 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.297 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7479.28 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250413224 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.271 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4784.01 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413227 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2815.17 | 10.009 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4405.74 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413233 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.332 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1899.36 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413241 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.538 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10097.23 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250413256 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.576 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8072.84 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250413260 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.166 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2487.2 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250413266 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.324 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13108.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250508537 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.836 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6987.65 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250508550 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.338 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1197.53 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250508572 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.991 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5458.37 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250508574 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2565.0 | 8.461 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3238 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250513287 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3142.28 | 9.217 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 3307.92 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513292 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 10.233 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5284.13 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250513318 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.486 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3579.51 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513328 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.631 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6299.14 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250513329 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3000.0 | 8.328 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8569.18 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513331 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 1811.25 | 10.38 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5967.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513334 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3421.5 | 8.805 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4831.67 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513349 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2429.63 | 10.144 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7666.99 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513364 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2000.0 | 8.699 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5512.44 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513370 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2497.5 | 10.612 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4638.47 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513389 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.154 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 56497.18 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250513404 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.116 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8395.79 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513405 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1200.0 | 9.374 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4128.87 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513424 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.415 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8799.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513426 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2295.0 | 8.498 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4841.94 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513433 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.038 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7758.68 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250513434 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2585.0 | 8.828 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4097.19 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513446 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2820.0 | 8.735 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3164.23 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250513457 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.25 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8279.07 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513462 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.67 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5679.97 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513463 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.751 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513474 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2400.0 | 8.641 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18668.67 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513479 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.932 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14004.65 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513484 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.826 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7316.28 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513489 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.653 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19679.89 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250513510 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.763 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5157 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513514 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.643 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3317.5 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513516 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3055.0 | 8.345 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4931.18 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250513521 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1462.5 | 8.255 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6718.09 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513535 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.265 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8161.27 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513544 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 8.74 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 29406.95 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250513549 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.675 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8095.38 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513564 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1270.0 | 9.132 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2122.26 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513566 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2321.09 | 8.643 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4216.35 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513577 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3515.6 | 8.664 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11782.88 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513600 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.313 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6871.46 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250513601 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.882 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4633.52 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513603 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.324 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6180.07 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513613 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.34 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15917.11 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250513615 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1847.85 | 8.633 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4998.6 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513619 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2581.97 | 9.194 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4344.91 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513627 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2491.0 | 8.627 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7983.94 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250513628 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.947 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9978.58 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250513644 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.368 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3138.71 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513652 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2927.29 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513658 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.412 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7202.07 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513661 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.578 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7034.83 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513665 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1875.0 | 10.203 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7407.98 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513708 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.608 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 21160.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513742 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 1895.25 | 9.876 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3194.44 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513765 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.284 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513789 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2450.0 | 8.36 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5293.49 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250513795 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3562.5 | 8.424 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3437.34 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513805 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2329.5 | 9.005 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3091.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513815 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.869 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3721.66 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513844 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3496.8 | 8.111 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5751.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513853 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 7.837 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12374.49 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250513868 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.805 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5076.47 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513869 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2415.0 | 9.322 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5542.18 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513873 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2220.0 | 8.545 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1671.18 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513886 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.334 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7390.73 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250513891 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.785 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2892.93 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513900 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1821.56 | 9.808 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4312.91 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513907 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 8.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9160.92 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513910 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.037 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11624.16 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513917 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3420.0 | 9.391 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5610.59 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513918 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2227.75 | 9.849 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13488.21 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513920 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3562.5 | 9.174 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2363.67 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513921 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.197 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12913.08 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513924 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2275.0 | 7.956 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6625.45 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513931 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.349 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9645.67 | N/A | Retired | Not Employed | No | No | No |  |
| XXXX |  | 250513932 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2145.1 | 8.974 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2118.21 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513949 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.769 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5660.86 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513954 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2625.0 | 9.957 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5292.9 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250513955 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1375.0 | 10.401 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3830.37 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513957 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.323 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7083.76 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513967 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2158.78 | 9.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5642.66 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250513973 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | 7.845 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5803.05 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250513995 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3050.31 | 9.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3463.58 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514012 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3012.7 | 8.586 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4154.01 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514014 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2350.0 | 8.423 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2607.07 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514020 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.009 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7565.89 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514022 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.662 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3452.09 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514036 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2500.0 | 8.131 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3913.52 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514040 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.869 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2559.64 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514042 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3153.7 | 8.639 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3850.92 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250514046 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2000.0 | 8.718 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11615.44 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514052 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2100.0 | 8.348 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7272.81 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514073 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.457 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9389.88 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514075 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.312 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4739.14 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514079 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.244 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8258.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514085 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2625.0 | 7.99 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10880.85 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514097 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.44 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8827.57 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250514105 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.472 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3151.48 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514107 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | No | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.131 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4567.72 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514121 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2166.0 | 9.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3930.19 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514122 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1641.38 | 10.003 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4955.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514128 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1427.08 | 8.332 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1773.34 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514137 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2228.0 | 10.492 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5047 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514145 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 9.043 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9054.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514173 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3230.0 | 8.366 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9967.38 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514181 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.16 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11261.14 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514184 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.546 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10475.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514207 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1750.0 | 8.1 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2307.16 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250514208 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.027 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11953.28 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514246 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.801 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10573.46 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514254 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 7.694 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5137.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514255 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2371.88 | 9.769 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5558.42 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514263 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2265.4 | 9.177 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4690.54 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514269 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.871 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9457.7 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514279 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 8.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2612.24 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514280 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.678 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8367.19 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514282 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.348 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3849.43 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514292 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.866 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4263.64 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250514294 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.133 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3442.96 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250514299 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8205.59 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514305 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.739 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 21048.46 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514314 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3100.0 | 8.477 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12963.57 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514317 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1762.5 | 10.135 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6288.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514322 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3525.0 | 9.507 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3861.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514332 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.216 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 28669.33 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250514333 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.455 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 32466.88 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250514334 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1672.0 | 8.076 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1235.47 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514335 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.899 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4022.09 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514348 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.389 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6365.26 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250514354 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2065.0 | 9.663 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9806.72 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514355 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3150.0 | 9.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3854.01 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514356 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.276 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5313.05 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514364 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1327.0 | 9.745 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9026.8 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514365 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3679.2 | 8.786 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7026.33 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514378 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.854 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8635.38 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514381 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2612.5 | 10.557 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7097.76 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514382 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.878 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6330.75 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514388 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.06 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7660.03 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514397 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.066 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1773.89 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250514403 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2607.5 | 8.217 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1721.36 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514404 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1876.93 | 8.408 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2609.82 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514407 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.458 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9444.07 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514435 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.459 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6996.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514438 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.146 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2886.16 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514439 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.898 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7857.08 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514441 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.361 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3836.09 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250514442 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.071 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7613.36 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514446 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.209 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11998.69 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514452 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.863 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3706.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514456 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2485.0 | 8.672 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3309.04 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514471 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.424 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14614.64 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514472 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.269 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10890.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514488 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2000.0 | 8.797 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1972.15 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514493 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.708 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 68080.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514519 | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | Yes | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 4919.95 | N/A | Employed |  | No |  | Yes | Present |
| XXXX |  | 250514526 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3055.0 | 8.092 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16558.57 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514527 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.824 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4365.5 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250514534 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.686 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4459.08 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514541 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.085 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4899.07 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514553 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.779 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 30544.32 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514578 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.022 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8048.15 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514582 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | Yes | No | No | No | No | No | No | No | Not Tested | 0 | 11.455 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7024.25 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514587 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2625.0 | 8.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7186.55 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514601 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2715.53 | 8.45 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2259.23 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514610 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.171 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10534.01 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514611 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1925.0 | 8.504 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5603.21 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514617 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.074 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 30153.27 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514620 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2688.5 | 9.44 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11395.23 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514624 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.621 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4630.77 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514626 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2350.0 | 7.949 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2058.49 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514628 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3055.0 | 8.961 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1719.52 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514631 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3150.65 | 9.633 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3234.19 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250514633 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2400.0 | 8.715 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8473.34 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514634 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 8.188 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4679.06 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514643 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.418 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3424.01 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514650 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.172 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6850.42 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514655 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14840.98 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250514668 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.423 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4044.25 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514676 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 8.568 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3016.57 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250514714 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.767 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3056.43 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514726 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.087 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8516.31 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514731 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 8.376 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7087.85 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514732 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.291 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6056.36 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514746 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.706 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6450.33 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250514761 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.087 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11354.88 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514772 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.881 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 14829.68 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250514778 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.052 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13447.39 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250614785 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.23 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2168.5 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250614786 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.039 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10480.59 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250614799 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.519 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4235.55 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250614806 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.77 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9377.14 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250614810 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2375.0 | 8.424 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2154.61 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250614820 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3290.0 | 8.484 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2349.22 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250614828 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1500.0 | 8.68 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4745.56 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250614837 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.137 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5914.53 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250614855 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.783 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7071.19 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250614856 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.585 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3691.94 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250614857 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.774 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16502.28 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250614873 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 9.003 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5529.13 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250614882 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.17 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 27972.27 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250614889 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1432.5 | 8.945 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3076.71 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250614896 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.307 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3293.57 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250614903 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3296.25 | 8.395 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6618.86 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250614915 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2100.0 | 8.335 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3855.54 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250614927 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.865 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3681.4 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250614938 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2874.0 | 9.192 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5908.22 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250614959 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.747 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8315.97 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250614960 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.074 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4006.55 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250614962 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2585.0 | 8.105 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3252.77 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250614970 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.873 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5498.65 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250614971 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.346 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11647.1 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250614974 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.274 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8464.6 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250614980 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.616 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10143.81 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250614982 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1276.8 | 8.754 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2248.31 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250614994 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3325.0 | 10.362 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5193.11 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250614996 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.185 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4248.25 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250614998 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.196 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7562.81 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250614999 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.778 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8251.34 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615004 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1839.5 | 8.903 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3510.51 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615014 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.802 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8353.16 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615026 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3072.4 | 10.026 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6738.43 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615027 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2000.0 | 8.791 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2874.46 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615047 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1875.0 | 8.857 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6059.88 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615049 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3130.2 | 9.262 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2673.21 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615057 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.55 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7139.2 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615083 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3102.5 | 10.109 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5491.92 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615090 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2360.75 | 9.161 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6791.71 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615093 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.333 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3752.39 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615097 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3543.93 | 8.991 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3455.97 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615103 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.778 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4412.19 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615111 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.388 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5488.53 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615113 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.662 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8529.17 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615114 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.998 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4447.38 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615130 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1977.5 | 8.222 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13430.68 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615135 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.032 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7623.63 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615136 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.625 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7377.28 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615141 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2000.0 | 9.197 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2808.47 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615145 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.5 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7782.99 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250615146 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.219 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6257.72 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615150 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.844 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5171.44 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250615153 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.736 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8923.2 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615174 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.617 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9205.96 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615175 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.942 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9350.19 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615187 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.156 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8506.15 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615188 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.488 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6009.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615193 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.913 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6868.26 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615196 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1880.0 | 9.739 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8003.24 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615198 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1879.8 | 8.405 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1871.72 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615201 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.267 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8593.55 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615208 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2820.0 | 9.301 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7906.24 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615209 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.501 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6348.14 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615219 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2375.0 | 9.668 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3093.43 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615236 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.423 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5296.57 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615241 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.014 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6275.67 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615254 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.136 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5267.2 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615268 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3290.0 | 8.452 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12494.29 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615276 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3200.0 | 7.897 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6545.99 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615280 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.158 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10324.1 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615282 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1590.0 | 9.544 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8453.32 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615299 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.025 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5545.56 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250615302 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.416 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11085.94 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615307 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 7.989 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6225.82 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615315 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.275 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5384.05 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615323 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6872.45 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615324 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2961.0 | 9.749 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3188.58 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615332 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7062.87 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615357 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.288 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 20764.24 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615358 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2945.81 | 9.643 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2709.06 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615359 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.943 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6055.21 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615362 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1875.0 | 7.85 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4474.99 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615366 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2850.0 | 8.237 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3951.2 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250615388 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.287 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2166.28 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250615391 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2816.4 | 8.781 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1554.83 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615392 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2943.5 | 10.161 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7339.61 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615395 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.251 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9826.32 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615405 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.588 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11930.05 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615410 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.943 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17901.88 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615422 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.496 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9798.43 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615424 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.222 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 22416.44 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615435 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2110.66 | 8.485 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16747.42 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615440 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9176.36 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615446 | XX/XX/XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  | Not Tested | No | Not Tested | No | No | No | No | No | No | No | Not Tested | 0 | 0 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 7385.24 | N/A | Retired | Retired | No | No | Yes | Present |
| XXXX |  | 250615449 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.819 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4196.37 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250615470 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2807.25 | 9.8 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13140.75 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615471 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.678 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7732.82 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615473 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.156 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4040.27 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615485 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.496 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9997.2 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615490 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1600.0 | 9.0 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3372.69 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615501 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.185 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7013.16 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615508 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.275 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7960.9 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615521 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3171.57 | 9.841 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5490.23 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615531 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.967 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13220.61 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615537 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.002 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3327.04 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250615549 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.958 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 22425.49 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615551 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.629 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5858.2 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615552 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3383.45 | 10.521 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4462.13 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615570 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2256.75 | 10.787 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3024.46 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615591 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.164 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8156.59 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615598 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2945.0 | 10.243 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11252.47 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615606 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.379 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3321.35 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615612 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1700.0 | 7.709 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5735.96 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615641 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.241 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4264.39 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615645 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1750.0 | 9.036 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6746.78 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615647 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2541.25 | 8.649 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7343.75 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615649 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.012 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4529.81 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615652 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3055.0 | 8.372 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4510.93 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615654 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2350.0 | 8.227 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3419.47 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615656 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.725 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9598.94 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615663 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.404 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5948.53 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615664 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 7.839 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2235.7 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615676 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1554.69 | 10.543 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4014.55 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615678 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.683 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8155.4 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615687 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.96 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5140.69 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615707 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.08 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7435.65 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615737 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.77 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 29742.37 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615762 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3525.0 | 8.887 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 20745.85 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615775 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1610.0 | 9.338 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8858.06 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615785 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.031 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3963.47 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615793 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3192.0 | 9.884 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2353.84 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250615820 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.113 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5558.87 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250615837 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.214 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3394.5 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615838 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2466.36 | 9.204 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5101.88 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615849 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1803.66 | 8.763 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3294.68 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250615860 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.238 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6969.47 | N/A | Retired | Employed | No | No | No |  |
| XXXX |  | 250615865 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.63 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8593.61 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615902 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2271.26 | 10.524 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3318.17 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615909 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2000.0 | 9.09 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4765.65 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615917 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3500.76 | 9.511 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3609.01 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615925 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2880.0 | 9.042 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6609.14 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615957 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.434 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10180.22 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250615958 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2850.0 | 8.282 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5335.73 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250615963 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2914.0 | 9.292 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4225.98 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250615985 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1540.0 | 7.694 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10482.1 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616002 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1975.76 | 10.094 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4374.05 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250616003 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 3391.5 | 10.042 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6209.74 | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 250616016 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1125.0 | 9.275 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5775.25 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616045 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3760.0 | 8.111 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 26274.91 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616048 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1735.0 | 9.183 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4421.17 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616075 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.54 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9827.05 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616076 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.003 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8747.19 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616079 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5947.56 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616089 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.045 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3746.87 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250616100 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2625.0 | 8.799 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3885.05 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616103 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 7.743 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8078.55 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250616115 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.114 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7806.94 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616141 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1600.0 | 8.18 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2979.58 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616142 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.431 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9135.22 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616151 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3290.0 | 8.346 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2204.55 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250616173 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2960.0 | 9.149 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8393.87 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250616237 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2350.0 | 8.986 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1397.72 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250616250 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.554 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3176.53 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250616258 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.369 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3915.41 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616298 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.151 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3592.95 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616299 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.283 | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3144.31 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250616300 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3800.0 | 10.168 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10177.01 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250616322 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 9.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6153.42 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616328 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.969 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12689.57 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616345 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.876 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5286.09 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616369 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3750.6 | 9.62 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6319.61 | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 250616435 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 10.296 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10065.01 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250616436 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2464.16 | 8.602 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1543.04 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616439 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.216 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8505.67 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616446 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.125 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3191.84 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616476 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.846 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4327.95 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250616484 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.644 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13813.5 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250616486 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3525.0 | 8.222 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7146.05 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250616487 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2100.0 | 8.681 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5516.51 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616529 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.673 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8135.26 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250616543 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3290.0 | 8.238 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4660.9 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250616569 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.436 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10022.98 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250716663 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3087.5 | 8.898 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3911.66 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250716676 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1878.0 | 9.669 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1861.45 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250716702 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2350.0 | 7.819 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7544.35 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250716812 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2375.0 | 8.792 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3314.64 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250716881 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3680.1 | 8.955 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6802.41 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 250716909 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1300.0 | 8.201 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4785.71 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250716922 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2470.0 | 8.194 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9656.98 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250716943 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2585.0 | 8.619 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3059.26 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250717013 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.436 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8093.96 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250717032 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2275.0 | 7.736 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4310 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250717035 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1880.0 | 9.436 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3258.62 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250717080 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.059 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3381.96 | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 250717159 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 2200.0 | 9.71 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3354.33 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250717163 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3666.0 | 9.106 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3992.76 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250717315 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2254.35 | 9.429 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8405.34 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 250717383 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 1845.0 | 10.323 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3102.96 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 250717406 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 3525.0 | 8.733 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5043.99 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250717416 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.603 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2965.17 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 250717431 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.234 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 2921.56 | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 2424120119 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.851 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12014.6 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 4080984008 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3080.0 | 8.688 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 1867.42 | N/A | Retired |  | No |  | No |  |
| XXXX |  | 744321586121 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.957 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11507.11 | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 0125ECC051716 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Higher Priced APOR (APOR HP) | Yes |  | No | No | Yes | No | No | No | No | No | No | No | No | 2815.8 | 10.623 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5741.69 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 0125ECC052298 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.817 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8103.73 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 0125ECC052955 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | No | No | No | No | No | No | No | No | No | Not Tested | 0 | 9.75 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13187.22 | N/A | Employed |  | No |  | No |  |
| XXXX |  | 0125ECC053112 | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | Not Tested | 0 | 8.184 | N/A | N/A | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 9596.21 | N/A | Retired | Not Employed | No | No | No |  |

---

## Exhibit 99.2

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.2 - Schedule 4**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 |
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Maturity Date** | **Maturity Date** |
| XXXX |  | 27677160 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.932% |  | 8.375% | 8.375% | $1520.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.62% | 40.62% | 40.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 300 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 29541263 | Close End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.460% | Manual Underwriting | Manual Underwriting | No | 11.347% |  | 10.875% | 10.875% | $823.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.83% | 46.95% | 46.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2022, 2021 | Borrower - Executed 4506T Verified - 2023, 2022, 2021 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 660 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 24.1 | No | 67.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42574597 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.990% | Manual Underwriting | Manual Underwriting | No | 10.742% |  | 9.875% | 9.875% | $478.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | No | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.77% | 44.95% | 44.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.63 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65717597 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 9.633% |  | 9.250% | 9.250% | $1694.35 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.75% | 44.72% | 44.72% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 18.7 | No | 78.62 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92095342 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 10.980% |  | 10.625% | 10.625% | $2013.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.73% | 48.73% | 48.73% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, SECorporation, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, K1), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2021 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16832703 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.434% |  | 8.625% | 8.625% | $893.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.95% | 42.95% | 42.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 152 | 33 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 16.1 | $X,XXX.XX | 16.1 | No | 84.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41893661 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.661% |  | 7.750% | 7.750% | $533.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.98% | 44.98% | 44.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61622864 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.330% | Manual Underwriting | Manual Underwriting | No | 10.410% |  | 10.125% | 10.125% | $486.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.80% | 40.80% | 40.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58366700 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.590% | Manual Underwriting | Manual Underwriting | No | 10.057% |  | 9.625% | 9.625% | $1119.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.98% | 39.98% | 39.98% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 30 | 30 | Work Number | No | 0 |  | N/A | Borrower - SSI and Disability, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 646 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15560391 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.330% | Manual Underwriting | Manual Underwriting | No | 9.468% |  | 8.875% | 8.875% | $891.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.05% | 47.05% | 47.05% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 21 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59697027 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.330% | Manual Underwriting | Manual Underwriting | No | 8.943% |  | 8.875% | 8.875% | $679.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.79% | 41.79% | 41.79% | No | No | 1 - Not Stated Not Verified |  | 3 - Stated, Partially Verified |  | 1 - Not Stated, Not Verified |  | Not Employed | Retired | Retired |  | .00 |  | Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Other, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower 2 - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 747 | 744 | 769 | 747 |  |  |  | 747 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.56 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |
| XXXX |  | 35560831 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 8.211% |  | 7.625% | 7.625% | $580.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.46% | 47.44% | 47.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 42 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98671081 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.356% |  | 9.000% | 9.000% | $1005.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.95% | 44.94% | 44.94% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.07 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54655498 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.450% | Manual Underwriting | Manual Underwriting | No | 8.655% |  | 8.375% | 8.375% | $644.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.63% | 43.63% | 43.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 70 | 34 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 29503730 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.878% |  | 9.250% | 9.250% | $2369.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.79% | 47.79% | 47.79% | No | No | 1 - Not Stated Not Verified |  | 3 - Stated, Partially Verified |  | 1 - Not Stated, Not Verified |  | Employed | Employed | Retired |  | .00 |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  |  | Borrower - Wage, Wage, Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage, Other, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower 2 - Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower 2 - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 713 | 764 | 796 | 771 |  |  |  | 771 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.05 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |
| XXXX |  | 36271914 | Closed End 2nd lien | Closed End 2nd lien | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.450% | Manual Underwriting | Manual Underwriting | No | 9.369% |  | 8.625% | 8.625% | $1112.20 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.98% | 29.98% | 29.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 197 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.7 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70160870 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 10.677% |  | 9.875% | 9.875% | $868.35 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.72% | 48.72% | 48.72% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35834923 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.360% |  | 8.875% | 8.875% | $713.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 7.71% | 7.71% | 7.71% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - Other - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87218739 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.450% | Manual Underwriting | Manual Underwriting | No | 9.255% |  | 8.750% | 8.750% | $574.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.94% | 48.94% | 48.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2022 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65749671 | HELOAN Fixed | HELOAN Fixed | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.968% |  | 10.125% | 10.125% | $518.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.60% | 44.60% | 44.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 96 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SSI and Disability, Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72179264 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 11.411% |  | 10.750% | 10.750% | $421.00 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.28% | 39.28% | 39.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 149 | 34 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14860859 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.780% | Manual Underwriting | Manual Underwriting | No | 8.953% |  | 8.375% | 8.375% | $1368.13 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.28% | 48.28% | 48.28% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 58.4 | No | 67.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55954308 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.707% |  | 9.000% | 9.000% | $1799.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.86% | 49.86% | 49.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | Yes | 4 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 14 | 14 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 648 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63588284 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.780% | Manual Underwriting | Manual Underwriting | No | 9.701% |  | 9.125% | 9.125% | $1074.00 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.23% | 49.94% | 49.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 34 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.1 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 60468557 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 8.657% |  | 7.875% | 7.875% | $870.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.52% | 21.52% | 21.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 36 | 235 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.03 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47153081 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 8.919% |  | 8.250% | 8.250% | $330.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.84% | 49.84% | 49.84% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 35 | FNMA 1005 | Yes | 203 | 35 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 18.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35996061 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.674% |  | 9.250% | 9.250% | $931.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.98% | 42.98% | 42.98% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 20 | 20 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40516377 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 10.194% |  | 9.875% | 9.875% | $499.43 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.00% | 44.99% | 44.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.76 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91401656 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 10.752% |  | 10.125% | 10.125% | $620.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.97% | 38.97% | 38.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49890061 | Closed end 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.760% | Manual Underwriting | Manual Underwriting | No | 9.326% |  | 8.875% | 8.875% | $795.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.19% | 36.19% | 36.19% | No | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79863073 | Closed End 2nd | 2024.11.07-XXXX Underwriting Guidelines | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.225% |  | 9.625% | 9.625% | $659.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.89% | 48.89% | 48.89% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 209 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 0.1 | No | 74.6 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 68115225 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 9.794% |  | 9.500% | 9.500% | $317.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 25.83% | 25.83% | 25.83% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 57222208 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.377% |  | 8.750% | 8.750% | $786.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.36% | 41.36% | 41.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 2 | 2 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 16.8 | No | 84.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50636356 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.975% |  | 9.625% | 9.375% | $1786.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.71% | 49.70% | 49.70% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SECorporation, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 0.8 | No | 79.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74022394 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 10.083% |  | 9.250% | 9.250% | $682.32 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.69% | 45.69% | 45.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 11 | 11 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 675 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16366081 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.507% |  | 8.000% | 8.000% | $366.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.75% | 40.75% | 40.75% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.03 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44386835 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.794% |  | 10.125% | 10.250% | $2873.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.02% | 47.02% | 47.02% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 41 | 35 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.24 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21230341 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 10.185% |  | 10.000% | 10.000% | $603.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.18% | 34.18% | 34.18% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90899803 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 9.148% |  | 8.750% | 8.625% | $424.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.24% | 44.24% | 44.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.59 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58745007 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 9.737% |  | 9.250% | 8.125% | $1507.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.08% | 42.34% | 42.34% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.34 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83479143 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 10.081% |  | 9.375% | 9.500% | $474.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.60% | 38.54% | 38.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 654 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.36 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37173522 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 8.659% |  | 8.375% | 8.375% | $386.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.01% | 42.01% | 42.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.42 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 60151413 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 10.208% |  | 10.000% | 10.000% | $1447.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.65% | 30.65% | 30.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States of America | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89171526 | HELOAN Fixed | HELOAN Fixed | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.760% | Manual Underwriting | Manual Underwriting | No | 8.340% |  | 7.875% | 7.875% | $812.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.17% | 42.17% | 42.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 10 | 10 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90444252 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | n/a | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 8.802% |  | 8.250% | 8.250% | $579.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.71% | 34.71% | 34.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45922588 | Closed end 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.760% | Manual Underwriting | Manual Underwriting | No | 9.795% |  | 9.125% | 9.125% | $874.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.01% | 48.01% | 48.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 1.4 | $X,XXX.XX | 1.4 | No | 69.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94635671 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.371% |  | 8.000% | 8.000% | $550.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.88% | 25.88% | 25.88% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Borrower Prepared | Borrower | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States of America | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.03 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36459323 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.760% | Manual Underwriting | Manual Underwriting | No | 10.185% |  | 9.500% | 9.500% | $840.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.26% | 47.26% | 47.26% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 668 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.71 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98705771 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 8.660% |  | 8.625% | 9.000% | $2189.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.71% | 43.71% | 43.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.18 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54786922 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 9.097% |  | 8.750% | 8.750% | $439.20 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.60% | 34.60% | 34.60% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 175 | 34 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35405794 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 9.682% |  | 9.500% | 9.500% | $466.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.64% | 40.64% | 40.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12795785 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 8.287% |  | 7.875% | 7.875% | $621.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.17% | 37.17% | 37.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23342522 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 9.454% |  | 8.875% | 8.875% | $994.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.33% | 30.33% | 30.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.38 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96940589 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 8.492% |  | 7.750% | 7.750% | $410.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.91% | 48.91% | 48.91% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48922470 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.580% | Manual Underwriting | Manual Underwriting | No | 8.498% |  | 7.875% | 7.875% | $414.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.65% | 41.68% | 41.68% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 36 | Work Number | Yes | 70 | 36 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.36 | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65855229 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 9.671% |  | 9.375% | 9.375% | $1421.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.95% | 43.95% | 43.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 222 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 675 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19172332 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 9.794% |  | 9.000% | 9.000% | $521.84 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.95% | 49.95% | 49.95% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023 - 2023 | Borrower - 3 YRS Executed 4506T Verified - 2023 - 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 661 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 24.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73131327 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 9.541% |  | 9.250% | 9.250% | $531.20 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.30% | 43.30% | 43.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 123 | 32 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.15 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81479521 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 9.600% |  | 9.000% | 9.000% | $768.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.74% | 42.00% | 42.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 663 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55684883 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 9.010% |  | 8.625% | 8.625% | $1166.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.91% | 49.91% | 49.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.43 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80159049 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 9.562% |  | 9.125% | 9.125% | $1007.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.42% | 33.42% | 33.42% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 137 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 18.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36791895 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.630% | Manual Underwriting | Manual Underwriting | No | 8.551% |  | 8.250% | 8.250% | $1277.15 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.76% | 30.76% | 30.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | FNMA 1005 | Yes | 36 | 36 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.41 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26888214 | "Closed End 2nd" | "Closed End 2nd" | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 8.554% |  | 8.250% | 8.250% | $852.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.81% | 49.81% | 49.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 15.8 | No | 42.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 31041947 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 10.160% |  | 9.375% | 9.375% | $673.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.96% | 42.96% | 42.96% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability - Award Letter Verified - 2024 - 2024 | Borrower - 2024 - 2024 \|\| Co Borrower - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45190774 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.630% | Manual Underwriting | Manual Underwriting | No | 8.772% |  | 8.375% | 8.375% | $610.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.16% | 42.10% | 42.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 240 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23346448 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 9.547% |  | 8.750% | 8.750% | $706.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.53% | 44.10% | 44.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96517585 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 9.914% |  | 9.500% | 9.500% | $462.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.52% | 44.52% | 44.52% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 \|\| Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72528286 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 10.120% |  | 9.500% | 9.500% | $1000.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.98% | 48.98% | 48.98% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | SENIOR CITIZEN IDENTIFICATION CARD | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.23 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98335186 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 9.625% |  | 9.000% | 9.000% | $627.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.78% | 38.78% | 38.78% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 33.76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58800651 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 8.041% |  | 7.625% | 7.625% | $1659.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.27% | 24.27% | 24.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 815 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15317006 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.630% | Manual Underwriting | Manual Underwriting | No | 10.176% |  | 9.500% | 9.500% | $2522.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.89% | 47.89% | 47.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 54 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 8.8 | No | 69.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80672129 | CES-NQM - Closed End 2nd | CES-NQM - Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.305% |  | 7.750% | 7.875% | $1060.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.93% | 49.93% | 49.93% | Yes | Yes |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Third-Party Prepared (Unaudited) | CPA | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 33.7 | No | 69.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70014730 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 9.679% |  | 9.375% | 9.375% | $877.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.23% | 30.23% | 30.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13236366 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 10.943% |  | 10.000% | 10.000% | $661.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.91% | 42.91% | 42.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 671 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30612678 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.390% | Manual Underwriting | Manual Underwriting | No | 8.027% |  | 7.500% | 7.500% | $886.15 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 41.55% | 41.63% | 41.63% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40261073 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 10.023% |  | 9.750% | 9.750% | $569.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.62% | 48.62% | 48.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.59 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77579512 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.630% | Manual Underwriting | Manual Underwriting | No | 9.322% |  | 8.875% | 8.875% | $1750.42 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.79% | 44.79% | 44.79% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022 \|\| Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.06 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63351702 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 9.526% |  | 8.625% | 8.625% | $663.82 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.04% | 40.04% | 40.04% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 21.7 | No | 79.78 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22779367 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.630% | Manual Underwriting | Manual Underwriting | No | 10.397% |  | 9.750% | 9.750% | $672.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.94% | 44.94% | 44.94% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023 - 2023 | Borrower - 3 YRS Executed 4506T Verified - 2023 - 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 12.7 | No | 62.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66037934 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.630% | Manual Underwriting | Manual Underwriting | No | 9.356% |  | 8.750% | 8.750% | $613.63 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.59% | 49.59% | 49.59% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT INFORMATION FORM | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 16.7 | No | 60.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15479165 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.401% |  | 8.875% | 8.875% | $795.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.60% | 49.60% | 49.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 294 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 | Borrower - Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.13 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83209636 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 8.209% |  | 7.750% | 7.750% | $4843.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.43% | 33.44% | 33.44% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Retirement - 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 0.2 | No | 59.38 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47062440 | Closed End 2nd | 2024.12.18- XXXX Underwriting Guidelines | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.196% |  | 8.875% | 8.875% | $445.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.10% | 49.10% | 49.10% | No |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 99 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36206239 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 10.050% |  | 9.750% | 9.750% | $474.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 20.30% | 20.30% | 20.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | 2+ Months | NA | Yes | 28 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 17 | 17 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 671 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 27.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77669870 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.171% |  | 8.625% | 8.625% | $700.01 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 35.01% | 35.70% | 35.70% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 101 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20187324 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 9.366% |  | 8.750% | 8.750% | $772.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.30% | 28.30% | 28.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81434746 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 10.194% |  | 9.375% | 9.375% | $813.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.76% | 47.76% | 47.76% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2024 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.53 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 57273647 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 9.275% |  | 8.500% | 8.500% | $781.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.80% | 42.80% | 42.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12417042 | Closed End | Closed End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 9.735% |  | 9.375% | 9.375% | $554.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.54% | 31.83% | 31.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 52 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89092474 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 10.054% |  | 9.250% | 9.250% | $714.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 46.87% | 46.76% | 46.76% | Yes | Yes |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 \|\| Co Borrower - Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 695 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.57 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27893907 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.300% | Manual Underwriting | Manual Underwriting | No | 9.083% |  | 8.750% | 8.750% | $1307.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 24.37% | 24.37% | 24.37% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 28.9 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20527970 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | n/a | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 9.798% |  | 9.000% | 9.000% | $719.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.86% | 44.86% | 44.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 114 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.14 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22748090 | "Closed End 2nd" | "Closed End 2nd" | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.956% |  | 8.625% | 8.625% | $437.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 46.50% | 46.50% | 46.50% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.02 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93872757 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 10.609% |  | 10.250% | 10.250% | $610.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.12% | 42.13% | 42.13% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 137 | 36 | Work Number | Yes | 34 | 34 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023, 2022 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.42 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17212860 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 10.242% |  | 9.625% | 9.625% | $1125.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.97% | 49.97% | 49.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65397374 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.640% | Manual Underwriting | Manual Underwriting | No | 9.255% |  | 8.625% | 8.625% | $919.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.30% | 41.30% | 41.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2022, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2022, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 660 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88445497 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.964% |  | 9.250% | 9.250% | $1981.94 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.16% | 37.16% | 37.16% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.24 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64785012 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 10.854% |  | 10.625% | 10.625% | $503.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 26.97% | 26.97% | 26.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other - Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 27.1 | No | 73.23 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44708035 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.280% |  | 8.500% | 8.500% | $867.82 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.76% | 47.76% | 47.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 283 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 35.75 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62781027 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.849% |  | 8.500% | 8.500% | $707.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.98% | 49.98% | 49.98% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.07 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62061728 | "Closed End 2nd" | "Closed End 2nd" | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 10.680% |  | 10.375% | 10.375% | $703.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.68% | 34.69% | 34.69% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 21.8 | No | 74.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 97165314 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.416% |  | 8.750% | 8.750% | $662.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.15% | 46.15% | 46.15% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 30.7 | No | 61.25 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98862316 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 8.742% |  | 8.250% | 8.250% | $681.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.12% | 49.12% | 49.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56400261 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 8.669% |  | 8.250% | 8.250% | $724.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.53% | 49.53% | 49.53% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 127 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69660648 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 8.718% |  | 8.125% | 8.125% | $970.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.09% | 49.09% | 49.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37699023 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.541% |  | 9.250% | 9.250% | $1144.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.25% | 43.25% | 43.25% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13898454 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 11.022% |  | 10.125% | 10.125% | $729.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.95% | 39.95% | 39.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50412916 | Closed end 2nd | 2024.12.18- XXXX Underwriting Guidelines | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.035% |  | 8.750% | 8.750% | $575.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.71% | 31.71% | 31.71% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | .00 | 0 | .00 | 0 | No | 78.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78373871 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.900% | Manual Underwriting | Manual Underwriting | No | 8.592% |  | 8.125% | 8.125% | $1121.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.18% | 49.18% | 49.18% | No | No | 1 - Not Stated Not Verified |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | Employed | Retired | Employed |  | 1.69 |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower 2 - Wage, Overtime and Bonus, Overtime and Bonus, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 773 |  | 651 |  |  |  |  | 651 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.6 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |
| XXXX |  | 25435163 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.900% | Manual Underwriting | Manual Underwriting | No | 10.782% |  | 10.125% | 10.125% | $3547.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.66% | 39.66% | 39.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40195634 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.250% | Manual Underwriting | Manual Underwriting | No | 10.543% |  | 9.250% | 9.250% | $960.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.67% | 49.67% | 49.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84206980 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 8.674% |  | 8.000% | 8.000% | $1672.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.75% | 41.75% | 41.75% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 24.3 | No | 55.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54597781 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.923% |  | 9.625% | 9.625% | $705.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 26.51% | 26.51% | 26.51% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 14 | 14 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2022 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.06 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28963599 | Closedend 2nd | Closedend 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 11.023% |  | 10.125% | 10.125% | $408.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.79% | 48.76% | 48.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34183719 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.302% |  | 9.000% | 9.000% | $539.84 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.54% | 38.48% | 38.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83415616 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.922% |  | 8.625% | 8.375% | $1094.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.70% | 42.04% | 42.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61286421 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 9.642% |  | 8.875% | 8.875% | $915.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.48% | 48.48% | 48.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49597818 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.921% |  | 9.250% | 9.250% | $549.52 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.51% | 44.52% | 44.52% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Other | Yes | 24 | 24 | Other | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16656659 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.937% |  | 9.250% | 9.250% | $625.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.79% | 48.79% | 48.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32144947 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.915% |  | 8.500% | 8.500% | $607.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.00% | 42.00% | 42.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 11 | 11 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10998375 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 10.480% |  | 10.250% | 10.250% | $4480.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 26.94% | 26.94% | 26.94% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SECorporation, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - SECorporation, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.28 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59904380 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.403% |  | 8.125% | 8.125% | $2701.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 33.39% | 33.39% | 33.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 65 | 36 | Work Number | Yes | 101 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.16 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14601857 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.051% |  | 8.625% | 8.625% | $726.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.19% | 42.19% | 42.19% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.97 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11112973 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.863% |  | 9.250% | 9.250% | $2005.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.34% | 31.89% | 31.89% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 4 | 4 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.6 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47022463 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 12.028% |  | 11.250% | 11.250% | $694.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.39% | 40.39% | 40.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78016705 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.731% |  | 8.375% | 8.375% | $1759.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | No | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.66% | 43.66% | 43.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.75 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73027811 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.166% |  | 8.625% | 8.625% | $875.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.42% | 47.42% | 47.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 656 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.99 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15362857 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.966% |  | 8.375% | 8.375% | $644.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.56% | 46.56% | 46.56% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 63 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17698934 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.625% |  | 8.875% | 8.875% | $802.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.61% | 31.61% | 31.61% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.59 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72002937 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | n/a | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 10.182% |  | 9.625% | 9.625% | $552.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.36% | 42.36% | 42.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.01 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 24015901 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.860% |  | 9.375% | 9.375% | $540.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.43% | 46.71% | 46.71% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 21 | 21 | FNMA 1005 | No | 0 |  | N/A | Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.88 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36193305 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.035% |  | 8.750% | 8.875% | $706.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 41.61% | 40.58% | 40.58% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 35.8 | No | 57.26 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12240394 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.363% |  | 8.625% | 8.625% | $743.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.92% | 30.92% | 30.92% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85352298 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 8.979% |  | 8.750% | 8.750% | $683.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.53% | 33.55% | 33.55% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | Borrower Prepared | 12 | Borrower | Borrower Prepared | Borrower | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023 \|\| Co Borrower - SESCorp - 2 YRS Business Tax Returns Verified(K1, Extension), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023 | Borrower - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023 \|\| Co Borrower - 2 YRS Business Tax Returns Verified(K1, Extension), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 35.21 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26986943 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.355% |  | 8.750% | 8.750% | $459.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.91% | 32.91% | 32.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17736960 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.567% |  | 8.250% | 8.250% | $766.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.44% | 48.68% | 48.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.5 | $X,XXX.XX | 0.5 | No | 34.8 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50081457 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.221% |  | 8.875% | 8.875% | $668.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.99% | 49.99% | 49.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission, Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93326653 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.297% |  | 8.500% | 8.500% | $737.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.11% | 37.68% | 37.68% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 71 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 46879068 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.980% | Manual Underwriting | Manual Underwriting | No | 9.602% |  | 9.375% | 9.375% | $862.52 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.78% | 49.78% | 49.78% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 11 | 11 | Other | Yes | 35 | 35 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Commission - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.71 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81906362 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 9.403% |  | 8.875% | 8.875% | $780.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.54% | 47.54% | 47.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 240 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 28.3 | No | 74.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39269453 | Closed end 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 8.438% |  | 7.750% | 7.750% | $1026.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.13% | 47.13% | 47.13% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45539004 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.514% |  | 9.000% | 9.000% | $1146.98 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.50% | 49.50% | 49.50% | Yes | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023 \|\| Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67611756 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | n/a | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.980% | Manual Underwriting | Manual Underwriting | No | 9.029% |  | 8.750% | 8.750% | $1258.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.99% | 43.01% | 43.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 263 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32929863 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 10.647% |  | 9.875% | 9.875% | $721.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.42% | 42.42% | 42.42% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 675 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | .00 | 0 | $X,XXX.XX | 3.7 | No | 71.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49382835 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 9.882% |  | 9.250% | 9.250% | $1144.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.44% | 43.44% | 43.44% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.62 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64663077 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 7.070% | Manual Underwriting | Manual Underwriting | No | 10.052% |  | 9.375% | 9.375% | $1289.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.59% | 49.65% | 49.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 10 | 10 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 1.6 | No | 69.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66042452 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 8.815% |  | 8.500% | 8.500% | $1969.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.24% | 49.24% | 49.24% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 90 | 25 | Work Number | Yes | 63 | 25 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.68 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56398286 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 10.967% |  | 10.625% | 10.625% | $518.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.93% | 42.93% | 42.93% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 647 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.36 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96873548 | Closed end 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 8.398% |  | 7.875% | 7.875% | $414.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.62% | 38.62% | 38.62% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.43 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88072589 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.915% |  | 10.250% | 10.250% | $475.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.75% | 42.75% | 42.75% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 676 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.14 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18157594 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 8.802% |  | 8.125% | 8.125% | $928.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.59% | 36.59% | 36.59% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77868607 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 10.221% |  | 9.625% | 9.625% | $4663.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.96% | 42.96% | 42.96% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 24 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Executed 4506T Verified - 2023, 2022, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.63 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38446734 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.980% | Manual Underwriting | Manual Underwriting | No | 9.164% |  | 8.625% | 8.625% | $1026.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.42% | 45.42% | 45.42% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 61 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.71 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79281476 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 10.174% |  | 9.875% | 9.875% | $1339.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.21% | 43.60% | 43.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 284 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 642 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78776283 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 10.139% |  | 9.375% | 9.375% | $415.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.33% | 48.33% | 48.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 15 | 15 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33109789 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 8.476% |  | 7.875% | 7.875% | $1077.28 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.73% | 37.73% | 37.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 99 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.07 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44281804 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 9.380% |  | 8.750% | 8.750% | $574.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.49% | 40.49% | 40.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified - 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 673 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86267831 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.980% | Manual Underwriting | Manual Underwriting | No | 9.753% |  | 9.375% | 9.375% | $848.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.95% | 48.95% | 48.95% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 2 | 2 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 673 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 89 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16461264 | Closed End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.980% | Manual Underwriting | Manual Underwriting | No | 11.708% |  | 11.375% | 11.375% | $1382.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.98% | 44.98% | 44.98% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 7 | FNMA 1005 | Yes | 121 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.7 | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30743519 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.980% | Manual Underwriting | Manual Underwriting | No | 10.299% |  | 10.000% | 10.000% | $438.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.03% | 42.03% | 42.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 647 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85504478 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 7.070% | Manual Underwriting | Manual Underwriting | No | 10.516% |  | 9.875% | 9.875% | $729.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.24% | 47.24% | 47.24% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Other - 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.04 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71084898 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 9.843% |  | 9.125% | 9.125% | $835.16 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.34% | 31.34% | 31.34% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2025 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37.51 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44772074 | Closed end 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 7.070% | Manual Underwriting | Manual Underwriting | No | 8.841% |  | 8.500% | 8.500% | $1999.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.93% | 49.93% | 49.93% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other, Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 5.4 | No | 51.84 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32221801 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.352% |  | 9.000% | 9.000% | $2816.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.44% | 50.00% | 50.00% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 25.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.51 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35270605 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.804% |  | 8.500% | 8.500% | $2845.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.49% | 47.80% | 47.80% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2023, 2022 \|\| Co Borrower - SEPartnership, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77509001 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 8.868% |  | 8.500% | 8.500% | $1076.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.99% | 49.99% | 49.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 6 | 6 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33458761 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.790% | Manual Underwriting | Manual Underwriting | No | 9.876% |  | 9.125% | 9.125% | $680.84 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.65% | 47.64% | 47.64% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 101 | 36 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 31271755 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 9.593% |  | 9.250% | 9.250% | $778.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.84% | 49.29% | 49.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 269 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32654294 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 9.189% |  | 8.875% | 8.875% | $713.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 28.80% | 28.80% | 28.80% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 8 | 8 | FNMA 1005 | Yes | 9 | 9 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.91 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98347986 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.627% |  | 10.000% | 10.000% | $653.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.98% | 48.51% | 48.51% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 15 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Retirement, Other - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 3 | $X,XXX.XX | 3 | No | 78.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44990195 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.654% |  | 9.125% | 9.125% | $519.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.82% | 45.82% | 45.82% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.84 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73735874 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.931% |  | 8.250% | 8.250% | $1141.77 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 19.69% | 19.69% | 19.69% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025 - 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43967511 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 10.558% |  | 10.250% | 10.250% | $490.82 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.82% | 29.82% | 29.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33857065 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.937% |  | 9.250% | 9.250% | $600.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.29% | 49.29% | 49.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 330 | 13 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72023448 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.877% |  | 9.625% | 9.625% | $1334.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.93% | 44.96% | 44.96% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 20.00% | 0.00% |  | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21899342 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 9.719% |  | 9.000% | 9.000% | $1178.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.75% | 33.75% | 33.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 115 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54696582 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.268% |  | 8.875% | 8.875% | $3480.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.33% | 49.33% | 49.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 13 | 13 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83856154 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.836% |  | 8.250% | 8.250% | $1502.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.90% | 48.90% | 48.90% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | Work Number | Yes | 21 | 21 | Other | No | 0 |  |  | Borrower - Wage, Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.11 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11346343 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 8.679% |  | 8.000% | 8.000% | $418.22 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.39% | 34.39% | 34.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55445493 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 9.841% |  | 9.125% | 9.125% | $2269.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.13% | 49.13% | 49.13% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 235 | 25 | FNMA 1005 | Yes | 21 | 21 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.18 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99543121 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.571% |  | 9.000% | 9.000% | $724.16 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.48% | 42.48% | 42.48% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32568598 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.608% |  | 8.000% | 8.000% | $794.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.70% | 42.69% | 42.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12109351 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.718% |  | 8.125% | 8.125% | $742.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.40% | 44.40% | 44.40% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 1 YR Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 1 YR Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 19.2 | No | 67.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15041339 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 8.872% |  | 8.375% | 8.375% | $644.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.81% | 49.81% | 49.81% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 51.00% | 49.00% |  | Audited | 12 | Tax Preparer | Audited | Tax Preparer | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.06 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62356140 | Closed end 2nd | 2025.01.28- XXXX Underwriting Guidelines | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 8.547% |  | 7.875% | 7.875% | $919.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.03% | 42.03% | 42.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 13.7 | No | 68.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93005928 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.814% |  | 10.000% | 10.000% | $482.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.06% | 42.06% | 42.06% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 47.66% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023 - 2023 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023 - 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16158545 | Closed end 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.740% |  | 8.375% | 8.375% | $1007.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.87% | 49.87% | 49.87% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 58.6 | $X,XXX.XX | 58.6 | No | 24.15 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95722246 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.318% |  | 8.000% | 8.000% | $513.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.43% | 45.44% | 45.44% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 325 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96642108 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.161% |  | 8.750% | 8.750% | $1141.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.96% | 39.96% | 39.95% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32751586 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.782% |  | 8.500% | 8.500% | $1735.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.17% | 43.23% | 43.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86548971 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 10.190% |  | 9.875% | 9.875% | $1540.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 32.98% | 32.98% | 32.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 89 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26305379 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.426% |  | 8.625% | 8.625% | $481.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.87% | 42.87% | 42.87% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 78 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 82022603 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 9.180% |  | 8.375% | 8.375% | $451.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.81% | 44.81% | 44.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 51 | 25 | Work Number | Yes | 112 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.04 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30810566 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.428% |  | 8.625% | 8.625% | $446.63 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.40% | 45.40% | 45.40% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38459393 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.420% |  | 8.750% | 8.750% | $512.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.68% | 41.17% | 41.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74554830 | Closed End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 9.302% |  | 9.000% | 9.000% | $746.77 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.30% | 36.30% | 36.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 219 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.87 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73022763 | Close End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.795% |  | 8.500% | 8.500% | $867.82 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.33% | 43.86% | 43.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 273 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.22 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23905884 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.457% |  | 7.875% | 7.875% | $497.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.87% | 48.87% | 48.87% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 38 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84735409 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.675% |  | 9.375% | 9.375% | $520.20 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.47% | 34.47% | 34.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 88 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83255504 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 9.113% |  | 8.750% | 8.750% | $1038.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.73% | 43.73% | 43.73% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.19 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55643855 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.065% |  | 7.750% | 7.750% | $820.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.48% | 34.48% | 34.48% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 24.1 | No | 38.25 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26410887 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.263% |  | 8.875% | 8.875% | $339.74 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.28% | 49.28% | 49.28% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 1 | No | 73.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20247572 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.410% |  | 8.625% | 8.625% | $551.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 45.57% | 45.57% | 45.57% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Military and Government Assistance, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 29.9 | No | 64.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83689617 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.025% |  | 8.250% | 8.250% | $426.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.07% | 44.07% | 44.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 695 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.34 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79380850 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.528% |  | 10.000% | 10.000% | $661.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.11% | 33.11% | 33.11% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 640 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 29.6 | No | 62.58 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16853283 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.802% |  | 9.500% | 9.500% | $652.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.65% | 42.65% | 42.65% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 60 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.16 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52253943 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.880% |  | 8.625% | 8.625% | $788.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 31.49% | 31.49% | 31.49% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 52 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.28 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80755549 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.805% |  | 9.500% | 9.500% | $699.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 35.68% | 35.68% | 35.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10128028 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.085% |  | 8.500% | 8.500% | $1562.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.72% | 48.72% | 48.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 13 | 13 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.39 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80041305 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.963% |  | 8.500% | 8.500% | $1014.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.36% | 49.36% | 49.36% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37996457 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.378% |  | 9.125% | 9.125% | $726.22 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.15% | 43.15% | 43.15% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 156 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67858878 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.144% |  | 9.875% | 9.875% | $478.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.20% | 43.20% | 43.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 8 | 8 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 643 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.18 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 25734886 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.813% |  | 8.375% | 8.375% | $950.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.43% | 47.43% | 47.43% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.49 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74563507 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.148% |  | 8.875% | 8.875% | $740.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.23% | 37.23% | 37.23% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 648 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17585132 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 9.235% |  | 8.625% | 8.625% | $382.67 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.43% | 47.43% | 47.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98904004 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.281% |  | 8.875% | 8.875% | $1429.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.84% | 49.84% | 49.84% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | Borrower Prepared | 2 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36216418 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.242% |  | 10.000% | 10.000% | $482.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.11% | 37.11% | 37.11% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Borrower Prepared | Borrower | 14 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 689 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98531753 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.219% |  | 9.500% | 9.500% | $870.28 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.92% | 48.92% | 48.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.67 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78274850 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.997% |  | 9.375% | 9.375% | $1062.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.06% | 35.06% | 35.06% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 11.5 | No | 74.76 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13974437 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/a | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.966% |  | 8.125% | 8.125% | $506.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.32% | 44.32% | 44.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69087683 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 9.222% |  | 8.875% | 8.875% | $1401.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.72% | 46.72% | 46.72% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 334 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36693329 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.792% |  | 8.500% | 8.500% | $1518.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 31.06% | 31.07% | 31.07% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26992322 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.792% |  | 8.500% | 8.500% | $433.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.23% | 46.23% | 46.23% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87181441 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.596% |  | 8.250% | 8.250% | $1235.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.93% | 49.93% | 49.93% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69233880 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.911% |  | 9.125% | 9.125% | $819.73 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.72% | 43.72% | 43.72% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024 \|\| Co Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91624500 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.224% |  | 7.625% | 7.625% | $813.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.18% | 44.18% | 44.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.06 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22769877 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.848% |  | 8.500% | 8.500% | $520.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.80% | 49.80% | 49.80% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | Yes | 6 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.19 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38613366 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.522% |  | 9.250% | 9.250% | $1025.77 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.16% | 47.16% | 47.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.09 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38692784 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.250% | Manual Underwriting | Manual Underwriting | No | 8.998% |  | 8.625% | 8.625% | $942.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 24.09% | 24.09% | 24.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.23 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41996832 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.279% |  | 8.875% | 8.875% | $1110.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.65% | 48.65% | 48.65% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Borrower Prepared | 24 | Borrower |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23215911 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.602% |  | 8.125% | 8.125% | $717.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.14% | 46.14% | 46.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 31140501 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.592% |  | 8.125% | 8.125% | $844.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.55% | 39.55% | 39.55% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 2 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024 \|\| Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 19.3 | No | 71.41 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55893040 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.912% |  | 9.125% | 9.125% | $453.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.71% | 46.71% | 46.71% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47147892 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 9.689% |  | 9.000% | 9.000% | $402.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.19% | 48.19% | 48.19% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Other, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.21 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84053136 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.931% |  | 9.125% | 9.125% | $826.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.32% | 32.32% | 32.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10351507 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.685% |  | 9.250% | 9.250% | $961.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.44% | 46.46% | 46.46% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Military and Government Assistance, Retirement, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 40.1 | No | 72.39 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43785378 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.821% |  | 9.250% | 9.250% | $2056.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.03% | 47.03% | 47.03% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37.8 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88506018 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 10.205% |  | 9.875% | 9.875% | $497.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.28% | 40.28% | 40.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 654 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85351713 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 10.331% |  | 9.750% | 9.750% | $904.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.53% | 40.19% | 40.19% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73400906 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.274% |  | 8.500% | 8.500% | $694.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.05% | 33.05% | 33.05% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66676905 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.772% |  | 8.500% | 8.500% | $650.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.56% | 44.56% | 44.56% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.05 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52873992 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.328% |  | 8.000% | 8.000% | $2802.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.22% | 47.22% | 47.22% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.59 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27989895 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.268% |  | 8.750% | 8.750% | $442.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.53% | 46.53% | 46.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 62 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47196145 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.247% |  | 8.500% | 8.500% | $650.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.27% | 42.27% | 42.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 68 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.04 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21433708 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.369% |  | 8.750% | 8.750% | $472.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.13% | 49.13% | 49.13% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 39.7 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87033084 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.023% |  | 8.500% | 8.500% | $1151.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.12% | 49.13% | 49.13% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37736299 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.842% |  | 9.000% | 9.000% | $1160.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 32.00% | 32.00% | 32.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32356774 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.935% |  | 8.625% | 8.625% | $406.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.67% | 48.67% | 48.67% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022, 2021 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21919723 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.266% |  | 7.750% | 7.750% | $1231.42 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 27.92% | 27.92% | 27.92% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11496574 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.283% |  | 7.625% | 7.625% | $650.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.46% | 41.46% | 41.46% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.2 | $X,XXX.XX | 0.2 | No | 45.41 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59988228 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.692% |  | 7.875% | 7.875% | $397.77 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.98% | 49.98% | 49.98% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49418326 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.624% |  | 8.250% | 8.250% | $1521.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.91% | 48.91% | 48.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71323673 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.383% |  | 8.750% | 8.750% | $658.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.98% | 42.98% | 42.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | Yes | 2 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 180 | 180 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 652 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 52 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28856012 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.466% |  | 7.875% | 7.875% | $2071.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 28.82% | 28.69% | 28.69% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.56 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37634751 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.425% |  | 8.625% | 8.625% | $687.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.02% | 45.02% | 45.02% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | Yes | 6 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 1 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50543468 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.630% |  | 9.250% | 9.250% | $457.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.79% | 40.79% | 40.79% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | No | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 35.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79017379 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.396% |  | 8.750% | 8.750% | $634.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.66% | 33.66% | 33.66% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.05 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85176080 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.960% |  | 8.625% | 8.625% | $1652.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.80% | 41.80% | 41.80% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Wage, Wage, Retirement, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84407761 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.575% |  | 8.125% | 8.125% | $740.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 50.00% | 50.00% | 50.00% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.55 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26947152 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 10.225% |  | 9.375% | 9.375% | $739.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 22.28% | 22.28% | 22.28% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 128 | 26 | Work Number | Yes | 7 | 27 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.3 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73959853 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.250% | Manual Underwriting | Manual Underwriting | No | 8.665% |  | 8.000% | 8.000% | $1653.28 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.26% | 47.26% | 47.26% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 255 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Retirement, Retirement, SSI and Disability, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.17 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88646948 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 10.015% |  | 9.250% | 9.250% | $778.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.76% | 42.76% | 42.76% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 20.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 9.2 | No | 84.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61442313 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.522% |  | 7.875% | 7.875% | $414.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.60% | 46.60% | 46.60% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16503900 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.701% |  | 9.000% | 9.000% | $804.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.28% | 48.28% | 48.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 12 | 12 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 663 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81367138 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.752% |  | 8.000% | 8.000% | $1455.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.47% | 44.47% | 44.47% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 44 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 13.8 | No | 79.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93313633 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.559% |  | 9.250% | 9.250% | $961.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 20.44% | 20.44% | 20.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Commission - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 663 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.2 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65971706 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 10.393% |  | 10.125% | 10.125% | $583.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.71% | 49.71% | 49.71% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 67 | 25 | Other | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 689 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.26 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10782447 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.713% |  | 8.875% | 8.875% | $667.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.80% | 46.80% | 46.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.92 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41587404 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.934% |  | 9.125% | 9.125% | $590.06 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.99% | 45.18% | 45.18% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.81 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74378880 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.441% |  | 8.875% | 8.875% | $493.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.57% | 44.57% | 44.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 676 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89540660 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.889% |  | 9.250% | 9.250% | $2056.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.15% | 41.15% | 41.15% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 30.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 644 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 29015899 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.050% |  | 8.500% | 8.500% | $692.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.43% | 42.43% | 42.43% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.99 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47944244 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.232% |  | 8.750% | 8.750% | $883.71 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.91% | 39.91% | 39.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 126 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10785772 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.032% |  | 8.625% | 8.625% | $1244.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.45% | 49.90% | 49.90% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.57 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45520638 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.641% |  | 8.125% | 8.125% | $371.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.93% | 47.93% | 47.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 20 | 19 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 663 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 36.09 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34459900 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.611% |  | 9.250% | 9.250% | $795.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.26% | 42.26% | 42.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42681764 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 10.115% |  | 9.500% | 9.500% | $672.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.93% | 40.93% | 40.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 128 | 26 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 8.5 | No | 78.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62668492 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.174% |  | 8.875% | 8.875% | $535.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.05% | 49.05% | 49.05% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 58 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76309546 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.981% |  | 8.500% | 8.500% | $384.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.74% | 45.92% | 45.92% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 27.4 | No | 70.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87975509 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.161% |  | 8.500% | 8.500% | $339.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.12% | 40.12% | 40.12% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Other - Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21822819 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.167% |  | 9.000% | 9.000% | $449.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.80% | 48.80% | 48.80% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 2 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 25 | Work Number | Yes | 36 | 25 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69817814 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.480% |  | 8.875% | 8.875% | $445.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.92% | 49.92% | 49.92% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Other, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 3.1 | No | 74.89 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44059187 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.551% |  | 9.000% | 9.000% | $1259.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.06% | 39.06% | 39.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69782609 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.427% |  | 8.875% | 8.875% | $802.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.27% | 47.27% | 47.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 57129283 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.350% |  | 8.750% | 8.750% | $708.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.50% | 48.50% | 48.50% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, Other, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 97222827 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.290% | Manual Underwriting | Manual Underwriting | No | 9.150% |  | 8.125% | 8.125% | $609.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.71% | 45.71% | 45.71% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 10.5 | No | 74.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12742046 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.929% |  | 8.500% | 8.500% | $592.06 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.51% | 48.51% | 48.51% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Borrower Prepared | Borrower | 14 | NA | 0 | No | 0 | Yes | 111 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.64 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70415696 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.468% |  | 8.125% | 8.125% | $594.00 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.53% | 34.53% | 34.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 257 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55015080 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.290% | Manual Underwriting | Manual Underwriting | No | 8.045% |  | 7.500% | 7.500% | $1844.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.36% | 34.36% | 34.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 99 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59664110 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.403% |  | 8.125% | 8.125% | $970.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 21.02% | 21.02% | 21.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.51 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63974384 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.845% |  | 9.000% | 9.000% | $449.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.23% | 47.95% | 47.95% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59278518 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.131% |  | 8.625% | 8.625% | $1007.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.77% | 36.97% | 36.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 69 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.89 | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86100157 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.290% | Manual Underwriting | Manual Underwriting | No | 9.130% |  | 8.125% | 8.125% | $577.73 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.34% | 40.34% | 40.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35798007 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.693% |  | 8.500% | 8.500% | $433.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.35% | 43.35% | 43.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.63 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16785004 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.427% |  | 8.125% | 8.125% | $1350.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.97% | 48.97% | 48.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76613968 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.154% |  | 7.750% | 7.750% | $737.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.72% | 48.72% | 48.72% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.96 | Unable to Determine | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74862231 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.535% |  | 8.875% | 8.875% | $700.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.69% | 42.69% | 42.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 78 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12331183 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 8.686% |  | 8.125% | 8.125% | $1195.42 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.65% | 34.65% | 34.65% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 665 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 51293735 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 7.919% |  | 7.500% | 7.500% | $1065.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 21.44% | 21.44% | 21.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 50.1 | No | 69.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23297344 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.220% |  | 7.750% | 7.750% | $410.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.47% | 30.06% | 30.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 5.6 | No | 49.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75697306 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.334% |  | 8.875% | 8.875% | $397.82 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 30.55% | 30.55% | 30.55% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42278929 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 8.794% |  | 8.250% | 8.250% | $993.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.72% | 49.72% | 49.72% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44222373 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.443% |  | 8.125% | 8.125% | $519.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.60% | 48.32% | 48.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.61 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53621454 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.021% |  | 8.500% | 8.500% | $1345.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.38% | 42.38% | 42.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74891006 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.781% |  | 9.500% | 9.500% | $1125.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.70% | 49.70% | 49.70% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 15 | 15 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21731630 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.023% |  | 8.750% | 8.750% | $786.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 36.82% | 36.82% | 36.82% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.1 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67602101 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.301% |  | 8.875% | 8.875% | $539.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.92% | 48.92% | 48.92% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.73 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14405950 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 10.080% |  | 9.250% | 9.250% | $915.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.47% | 43.47% | 43.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.95 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21625170 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.002% |  | 7.375% | 7.375% | $398.98 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 18.39% | 18.39% | 18.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 823 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10527121 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.874% |  | 9.625% | 9.625% | $1529.98 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.55% | 42.55% | 42.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 665 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22408299 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.436% |  | 8.875% | 8.875% | $1872.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.63% | 42.45% | 42.45% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41927544 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.044% |  | 7.750% | 7.750% | $574.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.71% | 25.13% | 25.13% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71350276 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.221% |  | 8.875% | 8.875% | $619.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.65% | 38.65% | 38.65% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 1 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 659 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.46 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86898348 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 8.342% |  | 7.625% | 7.625% | $487.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.01% | 36.01% | 36.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87135506 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 10.513% |  | 9.750% | 9.750% | $379.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.06% | 40.06% | 40.06% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 34 | Work Number | Yes | 162 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39681733 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.372% |  | 8.875% | 8.875% | $477.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.65% | 44.65% | 44.65% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 668 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.01 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94061335 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 8.777% |  | 8.375% | 8.375% | $1461.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.33% | 41.33% | 41.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 24 | Work Number | Yes | 228 | 24 | Other | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50214777 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.196% |  | 7.875% | 7.875% | $438.67 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.27% | 46.27% | 46.27% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54694236 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 8.445% |  | 8.125% | 8.125% | $1604.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.82% | 43.82% | 43.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 821 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.1 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37672427 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.062% |  | 8.625% | 8.625% | $793.35 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 31.66% | 30.67% | 30.67% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.27 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35452262 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.155% |  | 8.500% | 8.500% | $688.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.65% | 48.65% | 48.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 97854660 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 9.150% |  | 8.875% | 8.875% | $1392.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.71% | 27.71% | 27.71% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.24 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62339691 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 9.907% |  | 9.250% | 9.250% | $915.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.86% | 25.86% | 25.86% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38381560 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 8.080% |  | 7.625% | 7.625% | $467.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.99% | 48.99% | 48.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 61 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28834240 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 9.642% |  | 9.375% | 9.375% | $600.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.13% | 48.09% | 48.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 66 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92897933 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.085% |  | 7.875% | 7.875% | $973.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.46% | 25.97% | 25.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28494474 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.706% |  | 9.000% | 9.000% | $712.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 28.24% | 28.18% | 28.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 6 | 6 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14497187 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 8.770% |  | 8.500% | 8.500% | $737.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.34% | 47.34% | 47.34% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 80 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.11 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74611280 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.600% | Manual Underwriting | Manual Underwriting | No | 7.764% |  | 7.375% | 7.375% | $598.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.56% | 39.56% | 39.56% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Borrower Prepared | 2 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 224 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 15.5 | No | 59.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49344142 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 7.875% |  | 7.625% | 7.625% | $1769.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.66% | 46.52% | 46.52% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | Yes | 1 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16477602 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 9.338% |  | 8.875% | 8.875% | $757.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.80% | 44.80% | 44.80% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 100 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 689 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47681476 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 8.264% |  | 7.500% | 7.500% | $402.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.15% | 37.15% | 37.15% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62582743 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 7.924% |  | 7.625% | 7.625% | $2032.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.86% | 45.86% | 45.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.76 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56964948 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 8.752% |  | 8.125% | 8.125% | $903.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.89% | 49.89% | 49.89% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 10.9 | $X,XXX.XX | 10.9 | No | 33.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84793430 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.949% |  | 8.625% | 8.625% | $812.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.72% | 42.72% | 42.72% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15765675 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.243% |  | 8.625% | 8.625% | $622.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.17% | 47.17% | 47.17% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 163 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16039566 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 8.403% |  | 8.125% | 8.125% | $548.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.41% | 48.41% | 48.41% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 |  | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 146 | 26 | Work Number | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, null CPA Letter Verified, 3 YRS Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37577801 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.940% |  | 8.375% | 8.375% | $684.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.02% | 49.02% | 49.02% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.06 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28195672 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.895% |  | 9.250% | 9.250% | $493.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.17% | 49.17% | 49.17% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 645 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 26.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 51606150 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 7.927% |  | 7.375% | 7.375% | $518.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.53% | 43.53% | 43.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.25 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55893759 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 9.942% |  | 9.375% | 9.375% | $1586.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.04% | 27.04% | 27.04% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75570367 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.579% |  | 8.250% | 8.250% | $1314.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.86% | 34.53% | 34.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 158 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94927084 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 9.948% |  | 9.625% | 9.625% | $1100.16 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.98% | 44.98% | 44.98% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 60 | 26 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 67 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.92 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11034708 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 10.389% |  | 10.125% | 10.125% | $486.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.29% | 39.29% | 39.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 306 | 15 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.84 | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48954744 | Closed End 2nd | Closed End 2ND | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.350% |  | 7.750% | 7.750% | $551.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.07% | 48.07% | 48.07% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69742186 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.737% |  | 8.375% | 8.375% | $1719.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.03% | 47.27% | 47.27% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | Borrower Prepared | 12 | Borrower | Borrower Prepared | Borrower | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, Retirement, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2022, 2023, 2024 \|\| Co Borrower - SEPartnership, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78451988 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.054% |  | 8.750% | 8.750% | $1124.98 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.20% | 41.20% | 41.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95691295 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.193% |  | 8.500% | 8.500% | $1028.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.71% | 43.72% | 43.72% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.99 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18549105 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.179% |  | 7.750% | 7.750% | $569.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.97% | 49.97% | 49.97% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Identification Card | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.23 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66928301 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.739% |  | 8.500% | 8.500% | $768.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 45.30% | 45.30% | 45.30% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 41 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.24 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30728331 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 9.359% |  | 8.875% | 8.875% | $1025.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.49% | 36.49% | 36.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 689 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37023999 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.966% |  | 8.750% | 8.750% | $716.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.05% | 39.05% | 39.05% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 649 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 1.3 | No | 64.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71879886 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.737% |  | 8.375% | 8.375% | $1719.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.90% | 48.46% | 48.46% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2023, 2022 \|\| Co Borrower - SEPartnership, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.07 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41752652 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.481% |  | 8.875% | 8.875% | $1097.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.91% | 38.91% | 38.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 271 | 26 | FNMA 1005 | Yes | 295 | 26 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37836425 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.465% |  | 8.125% | 8.125% | $1266.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 38.80% | 38.80% | 38.79% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 665 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42793879 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.382% |  | 8.750% | 8.750% | $779.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.30% | 46.99% | 46.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 138 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 27.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39221163 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 7.957% |  | 7.625% | 7.625% | $2335.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.61% | 49.93% | 49.93% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 120 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Asset Depletion - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.34 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35015538 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 8.736% |  | 8.500% | 8.500% | $461.35 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.74% | 46.74% | 46.74% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 60 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.2 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47940339 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.493% |  | 8.875% | 8.875% | $501.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.98% | 39.98% | 39.98% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 656 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10867013 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.070% | Manual Underwriting | Manual Underwriting | No | 8.719% |  | 8.375% | 8.375% | $733.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.53% | 48.53% | 48.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30528178 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 7.897% |  | 7.625% | 7.625% | $569.28 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.62% | 43.62% | 42.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 29.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52868445 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.470% | Manual Underwriting | Manual Underwriting | No | 10.160% |  | 9.375% | 9.375% | $739.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.26% | 41.26% | 41.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2022, 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2022, 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 667 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.94 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58799888 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.980% |  | 8.375% | 8.375% | $1900.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.88% | 46.88% | 46.88% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 20.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 196 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62952512 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.240% | Manual Underwriting | Manual Underwriting | No | 9.324% |  | 8.875% | 8.875% | $1149.12 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.98% | 49.98% | 49.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 46 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84192953 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.665% |  | 8.375% | 8.375% | $601.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.90% | 49.90% | 49.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 52 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28819375 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.529% |  | 8.875% | 8.875% | $875.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 38.43% | 38.43% | 38.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 132 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 654 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 39.49 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86273662 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.703% |  | 8.125% | 8.125% | $371.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.15% | 37.15% | 37.15% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Other - Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40814210 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.664% |  | 9.250% | 9.250% | $989.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 32.36% | 32.36% | 32.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 29.2 | No | 84.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87877160 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.616% |  | 9.000% | 9.000% | $899.73 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.39% | 39.39% | 39.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 124 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93138720 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.624% |  | 8.125% | 8.125% | $345.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.85% | 41.85% | 41.85% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Other, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23320720 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.490% |  | 9.250% | 9.250% | $915.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.42% | 39.41% | 39.41% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.05 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33501990 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.776% |  | 8.875% | 8.875% | $538.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.84% | 42.84% | 42.84% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 668 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 68254562 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.316% |  | 8.500% | 8.500% | $520.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.47% | 25.99% | 25.99% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 652 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55771676 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.315% |  | 8.750% | 8.750% | $849.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 38.66% | 38.66% | 38.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16330658 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.123% |  | 8.500% | 8.500% | $461.35 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.24% | 35.24% | 35.24% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49503232 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.625% |  | 9.000% | 9.000% | $2934.98 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.32% | 41.32% | 41.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94091769 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.186% |  | 8.375% | 8.375% | $821.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.29% | 43.29% | 43.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 257 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.54 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16831236 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.516% |  | 9.250% | 9.250% | $457.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.88% | 37.88% | 37.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 649 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59203343 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 10.002% |  | 9.375% | 9.375% | $507.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.68% | 39.92% | 39.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 | Borrower - Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | XX | California | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | 04-14-2031 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92899848 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.345% |  | 9.000% | 9.000% | $539.84 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.61% | 41.61% | 41.61% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84131761 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.723% |  | 9.000% | 9.000% | $674.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.42% | 37.42% | 37.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 24015655 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.969% |  | 8.250% | 8.250% | $1070.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.37% | 26.37% | 26.37% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 69 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61630717 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 7.829% |  | 7.250% | 7.250% | $886.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.05% | 49.05% | 49.05% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 6 | No | 59.67 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53491200 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.320% |  | 7.750% | 7.750% | $1146.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.15% | 39.15% | 39.15% | Yes | Yes |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 0 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Retirement - 1 YR W2 1099 Verified, 1040 Schedule E Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 1040 Schedule E Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.03 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91446688 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.988% |  | 8.250% | 8.250% | $903.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.98% | 49.98% | 49.98% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 44 | 4 | Other | Yes | 137 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Retirement, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.14 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80007263 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 7.458% |  | 7.000% | 7.000% | $387.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.57% | 44.57% | 44.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 2 | Borrower |  |  |  | Yes | 192 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other, Other - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 36.49 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55928838 | Closed End 2nd lien | Closed End 2nd lien | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.330% |  | 8.000% | 8.000% | $887.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.61% | 30.68% | 30.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.39 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40966086 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.816% |  | 8.500% | 8.500% | $1153.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.77% | 49.77% | 49.77% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 30.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54855380 | Close End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.132% |  | 8.875% | 8.875% | $1337.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.44% | 46.43% | 46.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.67 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32526510 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.503% |  | 9.000% | 9.000% | $1619.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.77% | 38.68% | 38.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50244523 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.614% |  | 8.375% | 8.375% | $988.92 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 41.50% | 41.50% | 41.50% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, Other, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63483237 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.641% |  | 9.125% | 9.125% | $1017.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.53% | 49.53% | 49.53% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 76 | 26 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.3 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52976441 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.123% |  | 8.375% | 8.375% | $816.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.48% | 44.46% | 44.46% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80978697 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.458% |  | 8.000% | 8.000% | $513.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.12% | 48.88% | 48.88% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 |  | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024 \|\| Co Borrower - Wage - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 \|\| Co Borrower - null Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.12 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 57308253 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.369% |  | 8.250% | 8.250% | $4883.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.22% | 42.07% | 42.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 18 | 18 | Work Number | No | 0 |  |  | Borrower - Commission, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 32.3 | No | 67.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11655068 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 7.954% |  | 7.750% | 7.750% | $1533.12 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.29% | 26.29% | 26.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67831188 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.075% |  | 7.500% | 7.500% | $419.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 26.59% | 26.59% | 26.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.37 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41619180 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.986% |  | 8.625% | 8.625% | $692.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.70% | 49.70% | 49.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 194 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76794234 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 7.978% |  | 7.500% | 7.500% | $1083.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.56% | 49.56% | 49.56% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.54 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15856933 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.571% |  | 8.875% | 8.875% | $535.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.45% | 38.93% | 38.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Uniformed Services | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10091566 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/a | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.620% |  | 8.375% | 8.375% | $515.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.92% | 49.87% | 49.87% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 55 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 16.2 | No | 54.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63246423 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.178% |  | 7.875% | 7.875% | $414.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.10% | 43.10% | 43.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 331 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 24.8 | No | 65.23 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14410221 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.637% |  | 8.750% | 8.750% | $293.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.20% | 31.20% | 31.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | 09-14-2026 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66814417 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 10.037% |  | 9.375% | 9.375% | $378.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.53% | 41.53% | 41.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 17 | 17 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 675 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 2.5 | No | 74.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44673572 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.621% |  | 8.375% | 8.375% | $760.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.93% | 49.85% | 49.85% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 13 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 3 | FNMA 1005 | Yes | 116 | 28 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2025 \|\| Co Borrower - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 18.1 | No | 69.84 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 60676218 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.229% |  | 9.500% | 9.500% | $501.15 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.89% | 32.89% | 32.89% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70814982 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.063% |  | 7.500% | 7.500% | $789.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.65% | 47.54% | 47.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 128 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.42 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48644671 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.485% |  | 8.125% | 8.125% | $1181.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 30.29% | 30.29% | 30.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.1 | $X,XXX.XX | 0.1 | No | 68.14 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27353202 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.548% |  | 8.125% | 8.125% | $1336.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.26% | 47.26% | 47.26% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 16 | No | 74.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44342149 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.686% |  | 8.125% | 8.125% | $764.77 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.41% | 42.41% | 42.41% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 17 | 17 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85617308 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 7.772% |  | 7.250% | 7.250% | $750.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.67% | 43.67% | 43.67% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - Retirement, Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.45 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17064067 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.350% |  | 8.125% | 8.125% | $3712.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.42% | 43.48% | 43.48% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 1 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 40.00% |  |  | Borrower Prepared | 3 | Borrower | Borrower Prepared | Borrower | 3 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 25.8 | No | 68.13 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19814574 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 7.656% |  | 7.375% | 7.375% | $1036.01 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.97% | 49.97% | 49.97% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 31 | 26 | Other | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87611337 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.124% |  | 8.625% | 8.625% | $824.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.81% | 46.81% | 46.81% | Yes | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 91 | 26 | Work Number | No | 0 |  |  | Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 - 2024 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.77 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84956706 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.039% |  | 7.500% | 7.500% | $734.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.78% | 49.78% | 49.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 93 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26142796 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.135% |  | 7.750% | 7.750% | $903.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.46% | 42.46% | 42.46% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89675251 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.602% |  | 7.875% | 7.875% | $543.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.76% | 35.76% | 35.76% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14807991 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.097% |  | 7.500% | 7.500% | $384.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.45% | 48.45% | 48.45% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 15 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.28 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50780175 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 10.358% |  | 9.875% | 9.875% | $3039.22 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.85% | 42.86% | 42.86% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SESCorp, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 8 | No | 83.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65759728 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.026% |  | 7.625% | 7.625% | $1698.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.98% | 49.98% | 49.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62475263 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.650% |  | 8.375% | 8.375% | $447.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.55% | 47.55% | 47.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27941000 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.523% |  | 8.000% | 8.000% | $440.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.26% | 36.26% | 36.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 278 | 15 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.2 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73072519 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.474% |  | 8.125% | 8.125% | $675.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.55% | 45.55% | 45.55% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40626756 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.982% |  | 8.375% | 8.375% | $722.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.12% | 48.12% | 48.12% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 3 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63850633 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.949% |  | 8.625% | 8.625% | $629.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.93% | 43.93% | 43.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 5.4 | No | 79.7 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40024251 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.211% |  | 7.625% | 7.625% | $707.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.52% | 49.52% | 49.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13288151 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.672% |  | 8.375% | 8.375% | $601.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.63% | 49.63% | 49.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 233 | 15 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.22 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39244176 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.298% |  | 8.000% | 8.000% | $1209.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.42% | 32.42% | 32.41% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 40.00% | 60.00% |  | Borrower Prepared | 2 | Borrower | Borrower Prepared | Borrower | 2 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91071050 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.341% |  | 7.875% | 7.875% | $543.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.73% | 48.73% | 48.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure Borrower Identification Verification | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96804059 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.427% |  | 8.000% | 8.000% | $880.52 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 16.33% | 16.33% | 16.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20739460 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.839% |  | 8.375% | 8.375% | $1201.67 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 38.89% | 36.76% | 36.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 2.5 | No | 80.61 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27711806 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.879% |  | 8.375% | 8.375% | $1102.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.78% | 49.78% | 49.78% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 89 | 27 | Work Number | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.1 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61107524 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.668% |  | 8.125% | 8.125% | $965.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 46.70% | 46.70% | 46.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55920890 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.582% |  | 8.000% | 8.000% | $770.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.67% | 48.67% | 48.67% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58418055 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.360% |  | 9.000% | 9.000% | $4498.63 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.92% | 35.92% | 35.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 19.1 | No | 78.59 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98497829 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.483% |  | 9.875% | 9.875% | $664.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.72% | 45.72% | 45.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 67 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.8 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62413906 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.567% |  | 8.250% | 8.250% | $681.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.88% | 43.88% | 43.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 22.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 51315570 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.766% |  | 8.375% | 8.375% | $503.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.68% | 48.68% | 48.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 26 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99436723 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.992% |  | 8.250% | 8.250% | $2436.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.53% | 46.53% | 46.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | Yes | 240 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 360 | 27 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Asset Depletion - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65459008 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.762% |  | 9.125% | 9.125% | $935.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.90% | 37.90% | 37.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 670 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47431535 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.070% | Manual Underwriting | Manual Underwriting | No | 9.878% |  | 8.500% | 8.500% | $892.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 18.64% | 18.64% | 18.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 136 | 15 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21326603 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.962% |  | 8.625% | 8.625% | $437.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.45% | 34.45% | 34.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.43 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61900989 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.972% |  | 8.625% | 8.625% | $437.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.36% | 34.36% | 34.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 26 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20929689 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.102% |  | 7.375% | 7.375% | $379.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.25% | 49.25% | 49.25% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Overtime and Bonus, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75877447 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 7.893% |  | 7.500% | 7.500% | $1048.82 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.25% | 38.76% | 38.76% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 5.9 | $X,XXX.XX | 30.5 | No | 53.33 | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49220521 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.000% |  | 8.500% | 8.500% | $768.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.11% | 44.11% | 44.11% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other, Other, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73997267 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.003% |  | 8.375% | 8.375% | $874.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.35% | 34.35% | 34.35% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 27 | FNMA 1005 | Yes | 27 | 19 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 82766298 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.950% |  | 8.125% | 8.125% | $1177.71 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.97% | 44.97% | 44.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.98 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99615094 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.107% |  | 8.500% | 8.500% | $538.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.98% | 44.98% | 44.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 646 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23965557 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.753% |  | 9.250% | 9.250% | $1447.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 22.73% | 22.78% | 22.78% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.97 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86281308 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.363% |  | 9.000% | 9.000% | $681.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.71% | 42.71% | 42.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 195 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35398611 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 7.870% |  | 7.500% | 7.500% | $2447.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.45% | 37.45% | 37.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 272 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Primary Residence Rent Income - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17104971 | Closed 2nd End |  | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 8.757% |  | 8.500% | 8.500% | $2691.20 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.49% | 49.49% | 49.49% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17383504 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.517% |  | 7.875% | 7.875% | $688.82 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.41% | 27.41% | 27.41% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 17 | 15 | FNMA 1005 | Yes | 308 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.4 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80147520 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.462% |  | 7.875% | 7.875% | $588.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.19% | 47.20% | 47.20% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93629589 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 10.251% |  | 9.875% | 9.875% | $478.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.69% | 37.69% | 37.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 673 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 8.5 | No | 71.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87929688 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 9.802% |  | 9.500% | 9.500% | $466.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.10% | 49.10% | 49.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 649 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.01 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55360697 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.436% |  | 7.750% | 7.750% | $1723.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.09% | 48.09% | 48.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 18 | 18 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65203804 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.169% |  | 8.375% | 8.375% | $816.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.18% | 30.18% | 30.18% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.59 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65645256 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 9.212% |  | 8.875% | 8.875% | $1028.77 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.21% | 40.21% | 40.21% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40675745 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.484% |  | 9.125% | 9.125% | $953.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.63% | 39.63% | 39.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 105 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53388013 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 7.921% |  | 7.625% | 7.625% | $707.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.76% | 49.76% | 49.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 68 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80172377 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 7.898% |  | 7.750% | 7.750% | $820.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.57% | 26.57% | 26.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 247 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66816613 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.543% |  | 8.125% | 8.125% | $1856.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.75% | 48.75% | 48.75% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56104590 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.469% |  | 8.125% | 8.125% | $482.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.21% | 40.20% | 40.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81779365 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 7.744% |  | 7.375% | 7.375% | $1657.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.49% | 49.49% | 49.49% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.55 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56904484 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.310% | Manual Underwriting | Manual Underwriting | No | 8.462% |  | 8.125% | 8.125% | $422.12 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.71% | 44.71% | 44.71% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78263179 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 9.236% |  | 8.875% | 8.875% | $1146.52 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.21% | 38.92% | 38.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55936230 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.461% |  | 8.125% | 8.125% | $889.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.16% | 40.16% | 40.16% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 77 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 817 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | 08-14-2030 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32680666 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.462% |  | 8.125% | 8.125% | $506.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 30.01% | 30.01% | 30.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 26.9 | No | 64.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33406826 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.817% |  | 8.250% | 8.250% | $601.01 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.31% | 26.31% | 26.31% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 20.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72259153 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 9.302% |  | 8.750% | 8.750% | $1136.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.70% | 49.93% | 49.93% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79704478 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.327% |  | 8.000% | 8.000% | $887.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.84% | 49.84% | 49.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76732479 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 9.231% |  | 8.875% | 8.875% | $1392.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.11% | 34.11% | 34.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56854091 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.787% |  | 8.375% | 8.375% | $494.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.41% | 39.41% | 39.41% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.6 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69137067 | Closed End 2nd" | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 7.881% |  | 7.375% | 7.375% | $345.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 27.15% | 27.15% | 27.15% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 26.6 | No | 48.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96495479 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.220% |  | 8.875% | 8.875% | $2864.32 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.81% | 42.81% | 42.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 273 | 28 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50511106 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.673% |  | 8.125% | 8.125% | $715.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.53% | 40.53% | 40.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33411519 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.535% |  | 8.250% | 8.250% | $852.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.47% | 31.59% | 31.59% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | FNMA 1005 | Yes | 27 | 27 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.4 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55353579 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.337% |  | 8.625% | 8.625% | $752.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.87% | 31.87% | 31.87% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 4 | 4 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38203362 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.012% |  | 7.750% | 7.750% | $716.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.40% | 48.40% | 48.40% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19565206 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.231% |  | 8.750% | 8.750% | $481.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.80% | 37.80% | 37.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 661 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.49 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89749960 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.889% |  | 8.250% | 8.250% | $450.76 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.14% | 41.14% | 41.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21059153 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 9.098% |  | 8.875% | 8.875% | $2544.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.83% | 44.83% | 44.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | Yes | 6 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 11 | 11 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42974427 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.946% |  | 8.375% | 8.375% | $1064.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.30% | 47.30% | 47.30% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18483379 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.305% |  | 8.500% | 8.500% | $477.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.88% | 40.88% | 40.88% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 32 | 27 | FNMA 1005 | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 662 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 29.1 | No | 63.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90914658 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 10.765% |  | 9.750% | 9.750% | $426.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.68% | 40.68% | 40.68% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 102 | 26 | Work Number | Yes | 92 | 38 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.72 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69478441 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.079% |  | 7.750% | 7.750% | $1081.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.99% | 34.85% | 34.85% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 14 | 14 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95521690 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.235% |  | 7.875% | 7.875% | $1015.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.72% | 46.72% | 46.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 243 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.01 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12370742 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 7.788% |  | 7.375% | 7.375% | $511.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.77% | 39.77% | 39.77% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53722812 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.962% |  | 8.625% | 8.625% | $542.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.14% | 41.14% | 41.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 360 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.37 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48321472 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.729% |  | 8.125% | 8.125% | $769.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 46.95% | 46.95% | 46.95% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.1 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67830342 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.170% |  | 7.875% | 7.875% | $3262.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.10% | 49.10% | 49.10% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | Borrower Prepared | 16 | Borrower | Borrower Prepared | Borrower | 16 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.66 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59747926 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 9.494% |  | 9.125% | 9.125% | $1938.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.88% | 46.88% | 46.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 360 | 28 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 0 | No | 84.62 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32921217 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.030% | Manual Underwriting | Manual Underwriting | No | 8.612% |  | 8.250% | 8.250% | $892.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 36.44% | 36.44% | 36.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 248 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21292956 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.386% |  | 8.000% | 8.000% | $3345.76 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.30% | 49.30% | 49.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72802250 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.323% |  | 7.875% | 7.875% | $605.43 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.45% | 40.45% | 40.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75988683 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.530% |  | 7.875% | 7.875% | $435.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.82% | 48.82% | 48.82% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Other - Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.24 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50930713 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.797% |  | 8.250% | 8.250% | $1704.13 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.27% | 44.01% | 44.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 283 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37009091 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 7.900% |  | 7.375% | 7.375% | $587.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.96% | 46.96% | 46.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage, Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 17.2 | No | 58.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74429212 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.960% |  | 8.375% | 8.375% | $559.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 38.06% | 38.06% | 38.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 14 | 14 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 7 | No | 84.41 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98994461 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.186% |  | 7.750% | 7.750% | $882.52 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 23.10% | 23.10% | 23.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 47 | No | 57.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11756184 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.514% |  | 9.000% | 9.000% | $809.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.68% | 41.59% | 41.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 360 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 659 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37.05 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76625469 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.339% |  | 7.750% | 7.750% | $358.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.74% | 49.74% | 49.74% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75529623 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.665% |  | 8.375% | 8.375% | $1289.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.10% | 29.10% | 29.10% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.27 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38180838 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.718% |  | 9.000% | 9.000% | $562.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.80% | 44.80% | 44.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 161 | 24 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 657 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72980795 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 7.659% |  | 7.375% | 7.375% | $1105.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.01% | 42.01% | 42.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 161 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 55.1 | No | 51.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71740378 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.210% |  | 8.625% | 8.625% | $715.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.34% | 26.34% | 26.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 24175788 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.912% |  | 8.625% | 8.625% | $426.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 27.27% | 24.33% | 24.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45439542 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.797% |  | 8.375% | 8.375% | $1824.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.48% | 37.48% | 37.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 15 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.9 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 25806903 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 5.930% | Manual Underwriting | Manual Underwriting | No | 9.555% |  | 8.625% | 8.625% | $496.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 29.97% | 29.97% | 29.97% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27163215 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 8.259% |  | 8.000% | 8.000% | $1100.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.31% | 44.31% | 44.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 82989049 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.883% |  | 8.375% | 8.375% | $988.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.30% | 41.30% | 41.30% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 40.7 | No | 72.11 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17615333 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.767% |  | 9.375% | 9.375% | $598.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.50% | 43.50% | 43.50% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 101 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 652 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 46692275 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.500% |  | 8.250% | 8.250% | $426.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.10% | 38.65% | 38.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 21.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77380856 | Closed End 2nd Lien | Closed End 2nd Lien | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.776% |  | 8.375% | 8.375% | $927.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.06% | 30.06% | 30.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 82 | 82 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 100 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.13 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93876125 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.976% |  | 9.375% | 9.375% | $1064.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.34% | 46.63% | 46.63% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 5 | Borrower |  |  |  | NA | 0 | No |  | Yes | 268 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, SESoleProprietor, SSI and Disability, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2022, 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 4.7 | No | 68.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95466325 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.731% |  | 8.125% | 8.125% | $371.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.41% | 21.41% | 21.41% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.39 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94707233 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.409% |  | 8.125% | 8.125% | $1013.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.54% | 47.49% | 47.49% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 46575159 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 7.873% |  | 7.375% | 7.375% | $552.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.23% | 45.26% | 45.26% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 29733155 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.032% |  | 7.625% | 7.625% | $746.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.57% | 49.57% | 49.57% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 170 | 27 | Work Number | Yes | 40 | 25 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64701921 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 9.775% |  | 9.250% | 9.250% | $639.73 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.38% | 41.76% | 41.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 188 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 |  |  |  |  | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37884688 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.439% |  | 7.750% | 7.750% | $673.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.12% | 33.12% | 33.12% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 - 2024 | Borrower - Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19921163 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.809% |  | 8.250% | 8.250% | $1254.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.50% | 36.50% | 36.50% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55219013 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.905% |  | 9.250% | 9.250% | $699.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.70% | 48.70% | 48.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34616551 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.694% |  | 8.375% | 8.375% | $1074.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 36.33% | 36.33% | 36.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 135 | 27 | Work Number | Yes | 38 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86006591 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.849% |  | 9.125% | 9.125% | $732.13 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.74% | 28.74% | 28.74% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 95 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18198748 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.791% |  | 9.125% | 9.125% | $771.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.12% | 44.12% | 44.12% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 72 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 654 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13913316 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.574% |  | 8.000% | 8.000% | $476.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.62% | 43.62% | 43.62% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.45 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86860174 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.472% |  | 8.250% | 8.250% | $2712.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.12% | 39.12% | 39.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 57911457 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.227% |  | 8.750% | 8.750% | $1180.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.79% | 40.79% | 40.79% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | FNMA 1005 | Yes | 26 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 1 | 67 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.63 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22080804 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.200% |  | 7.500% | 7.500% | $604.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.68% | 37.17% | 37.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 39.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28064017 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.011% |  | 8.250% | 8.250% | $417.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.56% | 41.56% | 41.56% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 92 | 27 | FNMA 1005 | Yes | 23 | 23 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.89 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67385295 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.886% |  | 8.125% | 8.125% | $844.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.15% | 36.15% | 36.15% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 80 | 76 | Other | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 30.2 | No | 66.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80500909 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.298% |  | 8.500% | 8.500% | $433.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.81% | 37.81% | 37.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.54 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16843210 | Closed End 2nd | 2025.03.07-XXXX Underwriting Guidelines | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.739% |  | 9.000% | 9.000% | $494.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.30% | 44.30% | 44.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 657 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94238909 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 10.202% |  | 9.750% | 9.750% | $417.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.64% | 46.64% | 46.64% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 7 | 7 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61177459 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.408% |  | 8.125% | 8.125% | $1114.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.02% | 48.02% | 48.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 154 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10836182 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.541% |  | 8.000% | 8.000% | $886.63 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.25% | 48.25% | 48.25% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other - Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.16 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43728922 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 7.558% |  | 7.125% | 7.125% | $7828.20 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 38.07% | 31.29% | 31.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 39 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 42.6 | No | 59.05 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42913496 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.240% |  | 8.625% | 8.625% | $388.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.36% | 49.36% | 49.36% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 667 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 7.9 | No | 46.43 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39979669 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.202% |  | 7.625% | 7.625% | $424.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.18% | 37.18% | 37.18% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.88 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50048119 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.862% |  | 9.500% | 9.500% | $1471.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.44% | 37.43% | 37.43% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 \|\| Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 16.5 | No | 83.75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56830144 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.434% |  | 7.750% | 7.750% | $435.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.41% | 42.41% | 42.41% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53549869 | Closed End 2nd Lien | Closed End 2nd Lien | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX |  | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.433% |  | 9.125% | 9.125% | $907.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 27.30% | 27.30% | 27.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 234 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 68847411 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.227% |  | 7.875% | 7.875% | $1123.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.15% | 49.15% | 49.15% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Borrower Prepared | Borrower | 17 | NA | 0 | No | 0 | Yes | 228 | 28 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.91 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17059828 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.438% |  | 7.750% | 7.750% | $1149.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.73% | 49.73% | 49.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21959287 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.301% |  | 8.500% | 8.500% | $650.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 31.70% | 31.70% | 31.70% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50205852 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.357% |  | 8.000% | 8.000% | $1235.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.07% | 38.07% | 38.07% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66981195 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX |  | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 11.007% |  | 10.750% | 10.750% | $392.06 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.68% | 47.69% | 47.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 13 | 13 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43451788 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.771% |  | 9.250% | 9.250% | $846.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.01% | 38.01% | 38.01% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | Work Number | Yes | 332 | 28 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48614082 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 7.929% |  | 7.625% | 7.625% | $1988.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.96% | 24.96% | 24.96% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 27 | Work Number | Yes | 1 | 1 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 29427657 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.369% |  | 8.625% | 8.625% | $665.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.14% | 49.14% | 49.14% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.96 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66725090 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.161% |  | 7.750% | 7.750% | $788.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.60% | 49.60% | 49.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 16 | 16 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32007286 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.020% |  | 7.375% | 7.375% | $718.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 30.05% | 30.05% | 30.05% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 \|\| Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37253074 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 8.268% |  | 7.875% | 7.875% | $1437.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.99% | 38.74% | 38.74% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | Work Number | Yes | 27 | 27 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92657316 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.031% |  | 7.250% | 7.250% | $395.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.49% | 49.51% | 49.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 29.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52811777 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 9.679% |  | 9.000% | 9.000% | $615.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.81% | 44.81% | 44.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 42 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.44 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77312594 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.730% |  | 8.125% | 8.125% | $482.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.96% | 28.96% | 28.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 75 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.02 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67832001 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.291% |  | 8.000% | 8.000% | $501.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 35.46% | 35.46% | 35.46% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 57 | 57 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2023, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50497265 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 10.181% |  | 9.500% | 9.500% | $546.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.52% | 48.52% | 48.52% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 6.1 | No | 76.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90750698 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.228% |  | 8.875% | 8.875% | $316.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.88% | 49.87% | 49.87% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 21 | 21 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39741486 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.641% |  | 8.125% | 8.125% | $1802.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.30% | 45.30% | 45.30% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 3 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 16 | No | 59.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13983912 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.418% |  | 9.125% | 9.125% | $453.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.25% | 37.49% | 37.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75650778 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.747% |  | 8.250% | 8.250% | $688.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.59% | 47.59% | 47.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.75 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32993014 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.256% |  | 8.625% | 8.625% | $427.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.56% | 31.56% | 31.56% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92167848 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.116% |  | 8.500% | 8.500% | $1614.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.93% | 27.94% | 27.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67279471 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 8.535% |  | 8.250% | 8.250% | $511.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.13% | 30.11% | 30.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 67 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14153590 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.763% |  | 9.000% | 9.000% | $769.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 36.42% | 36.42% | 36.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99467420 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.983% |  | 9.250% | 9.250% | $411.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.76% | 40.76% | 40.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 66 | 28 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.18 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83484767 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.548% |  | 9.250% | 9.250% | $1007.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.23% | 40.23% | 40.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86954740 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.395% |  | 9.125% | 9.125% | $590.06 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.64% | 42.64% | 42.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.59 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43911253 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.485% |  | 7.875% | 7.875% | $362.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.43% | 43.43% | 43.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53730295 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 10.080% |  | 9.375% | 9.375% | $461.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.93% | 42.93% | 42.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32561420 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 8.915% |  | 8.625% | 8.625% | $656.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.61% | 44.61% | 44.61% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 229 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.71 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98584492 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.022% |  | 8.625% | 8.625% | $1296.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 46.49% | 46.49% | 46.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 1.4 | No | 73.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86023913 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.924% |  | 8.375% | 8.375% | $1064.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.06% | 40.06% | 40.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.51 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26082581 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.713% |  | 8.125% | 8.125% | $393.52 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.66% | 45.66% | 45.66% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement, Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 32.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70995410 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.694% |  | 9.250% | 9.250% | $1357.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.06% | 42.06% | 42.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 50 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.39 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54852344 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.974% |  | 8.375% | 8.375% | $729.67 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.08% | 42.08% | 42.08% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | Borrower Prepared | 4 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.8 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38010964 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 11.462% |  | 11.000% | 11.000% | $633.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.12% | 45.12% | 45.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 18 | 18 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69381751 | Closed End 2nd" | Closed End 2nd" | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.798% |  | 8.500% | 8.500% | $1537.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 27.03% | 27.03% | 27.03% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99197082 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.991% |  | 9.750% | 9.750% | $524.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.55% | 31.55% | 31.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 645 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 15.4 | No | 63.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48049835 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 11.496% |  | 10.875% | 10.875% | $762.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.22% | 45.22% | 45.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 81 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47843349 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.741% |  | 9.500% | 9.500% | $1113.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.70% | 39.70% | 39.70% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 43 | 27 | Work Number | No | 0 |  | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22458328 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 10.436% |  | 9.750% | 9.750% | $627.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.09% | 42.09% | 42.09% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 662 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No |  | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.14 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47565489 | Closed End 2nd | "Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.396% |  | 8.750% | 8.750% | $631.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.47% | 35.47% | 35.47% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69623947 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.058% |  | 7.500% | 7.500% | $489.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.77% | 40.77% | 40.77% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.07 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77379755 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.603% |  | 9.000% | 9.000% | $1126.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 36.38% | 36.38% | 36.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.37 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17789182 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 7.965% |  | 7.625% | 7.625% | $1097.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.05% | 21.05% | 21.05% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Borrower Prepared | 3 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.21 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45627440 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.524% |  | 8.875% | 8.875% | $1260.00 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.37% | 47.37% | 47.37% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.2 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48864205 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.946% |  | 8.375% | 8.375% | $577.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.68% | 46.37% | 46.37% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 147 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59897947 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 10.004% |  | 9.500% | 9.500% | $950.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.44% | 46.44% | 46.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32452110 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.908% |  | 8.375% | 8.375% | $342.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.30% | 47.30% | 47.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 283 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43324782 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 11.000% |  | 10.250% | 10.250% | $627.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.76% | 39.76% | 39.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 238 | 28 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13134196 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 9.275% |  | 8.625% | 8.625% | $937.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.68% | 40.76% | 40.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 6 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 27 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2025, 2024, 2023 | Borrower - 2025, 2024, 2023 \|\| Co Borrower - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89943427 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 9.133% |  | 8.500% | 8.500% | $553.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 26.29% | 25.17% | 25.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45576132 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.425% |  | 9.000% | 9.000% | $607.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.17% | 46.18% | 46.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 59 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.7 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47824358 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 10.391% |  | 10.000% | 10.000% | $579.01 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 20.13% | 20.13% | 20.13% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.09 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85634613 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 8.650% |  | 7.875% | 7.875% | $331.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.87% | 40.87% | 40.87% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.13 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19963073 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.157% |  | 7.875% | 7.875% | $482.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.22% | 44.22% | 44.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 84 | 28 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 82044525 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.904% |  | 9.250% | 9.250% | $822.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.67% | 44.67% | 44.67% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 1.3 | $X,XXX.XX | 1.3 | No | 79.7 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88043750 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 10.303% |  | 9.500% | 9.500% | $559.28 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.54% | 48.54% | 48.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 91 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 650 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.56 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98231506 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 8.893% |  | 8.500% | 8.500% | $1242.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.69% | 42.69% | 42.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 160 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86181490 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.003% |  | 8.375% | 8.375% | $515.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.26% | 49.26% | 49.26% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96932915 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.371% |  | 8.000% | 8.000% | $2086.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.75% | 48.75% | 48.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 12.5 | No | 75.7 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90187115 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.186% |  | 7.750% | 7.750% | $1275.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.67% | 49.68% | 49.68% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.43 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 51770410 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.753% |  | 8.125% | 8.125% | $430.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.21% | 36.21% | 36.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 32.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47792548 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.698% |  | 9.500% | 9.500% | $652.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.60% | 47.60% | 47.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36384888 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 9.118% |  | 8.750% | 8.750% | $592.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.73% | 34.73% | 34.73% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54363950 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.177% |  | 8.500% | 8.500% | $384.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.01% | 39.01% | 39.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77296146 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 10.327% |  | 9.625% | 9.625% | $594.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.77% | 49.77% | 49.77% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, SSI and Disability, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 673 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53419054 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 10.014% |  | 9.375% | 9.375% | $540.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.29% | 47.29% | 47.29% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 1 YR Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91659366 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.042% |  | 8.750% | 8.750% | $1967.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.59% | 47.59% | 47.58% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21916308 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.648% |  | 8.125% | 8.125% | $1688.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 38.74% | 38.74% | 38.74% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 238 | 28 | Other | Yes | 28 | 25 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.3 | $X,XXX.XX | 0.3 | No | 78.04 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47980671 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 10.570% |  | 9.875% | 9.875% | $708.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.79% | 38.79% | 38.79% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 663 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56231964 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.772% |  | 9.250% | 9.250% | $411.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.25% | 31.25% | 31.25% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 46687310 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 9.308% |  | 8.750% | 8.750% | $353.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 23.97% | 23.96% | 23.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 175 | 27 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.05 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85481368 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 7.937% |  | 7.625% | 7.625% | $1061.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 33.43% | 33.43% | 33.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.45 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65788084 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.036% |  | 9.375% | 9.375% | $1538.74 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.78% | 40.78% | 40.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 192 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 24097485 | Cloed End 2nd | Cloed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.965% |  | 8.250% | 8.250% | $852.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.34% | 39.34% | 39.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 31.07 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 29211627 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.191% |  | 8.500% | 8.500% | $330.63 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.73% | 41.73% | 41.73% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.49 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43228958 | Closed End 2nd | Closed End 2 Nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | 2025.03.07 - Button Underwriting Guidelines | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.501% |  | 9.000% | 9.000% | $587.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.29% | 42.29% | 42.29% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | Yes | N/A | 1 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41442460 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.052% |  | 7.625% | 7.625% | $601.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.02% | 27.02% | 27.02% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.7 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67004481 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 9.018% |  | 8.750% | 8.750% | $441.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.72% | 37.72% | 37.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 120 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70819855 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.685% |  | 8.125% | 8.125% | $1484.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.83% | 49.83% | 49.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78938832 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.624% |  | 8.125% | 8.125% | $985.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.14% | 49.14% | 49.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 663 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48555092 | Closed End 2nd" | Closed End 2nd" | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 10.522% |  | 9.750% | 9.750% | $767.35 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.99% | 37.99% | 37.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 139 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90205509 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 9.140% |  | 8.375% | 8.375% | $429.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.59% | 25.59% | 25.59% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.49 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87799619 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.086% |  | 7.625% | 7.625% | $894.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.26% | 49.26% | 49.26% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 24015437 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 9.189% |  | 8.875% | 8.875% | $757.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.64% | 38.33% | 38.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 149 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93831653 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.667% |  | 9.250% | 9.250% | $723.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.80% | 39.80% | 39.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92936616 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.412% |  | 8.000% | 8.000% | $1049.28 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.68% | 47.29% | 47.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 29 | 29 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS W2 1099 Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.81 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 24027586 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.359% |  | 8.750% | 8.750% | $979.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.27% | 30.27% | 30.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59876272 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.644% |  | 8.125% | 8.125% | $683.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.93% | 49.93% | 49.93% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34660314 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.053% |  | 7.625% | 7.625% | $609.94 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.07% | 48.07% | 48.07% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 12 | $X,XXX.XX | 29.5 | No | 33.96 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59334311 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.878% |  | 8.125% | 8.125% | $844.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.48% | 39.63% | 39.63% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 14 | 14 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.1 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19283333 | Closed End 2 nd | Closed End 2 nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.760% |  | 8.125% | 8.125% | $876.15 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.55% | 44.55% | 44.55% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.57 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74503321 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.080% |  | 7.625% | 7.625% | $1238.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.97% | 49.97% | 49.97% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 21.3 | No | 47.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58804519 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.831% |  | 8.125% | 8.125% | $937.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.49% | 30.92% | 30.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11852445 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.599% |  | 8.250% | 8.250% | $511.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.21% | 45.21% | 45.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75890352 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.236% |  | 7.625% | 7.625% | $689.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.00% | 43.00% | 43.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80318990 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.944% |  | 8.250% | 8.250% | $1757.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.48% | 47.47% | 47.47% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65034118 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.205% |  | 7.875% | 7.875% | $790.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.22% | 39.22% | 39.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 3.4 | $X,XXX.XX | 3.4 | No | 70.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93531396 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.632% |  | 8.000% | 8.000% | $746.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.30% | 42.30% | 42.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95649796 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.259% |  | 7.750% | 7.750% | $823.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.78% | 47.78% | 47.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 36.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61350846 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 10.288% |  | 10.000% | 10.000% | $1698.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 41.66% | 41.66% | 41.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64919688 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 9.695% |  | 9.125% | 9.125% | $892.35 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.23% | 31.23% | 31.23% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 658 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21701331 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.700% |  | 9.250% | 9.250% | $1308.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.13% | 40.13% | 40.13% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Military and Government Assistance, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.73 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34800584 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 9.367% |  | 9.000% | 9.000% | $629.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.72% | 39.72% | 39.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16320410 | "Closed End 2nd" | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.555% |  | 8.250% | 8.250% | $2253.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.39% | 47.39% | 47.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 91 | 29 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56125668 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.204% |  | 7.750% | 7.750% | $1411.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.68% | 46.68% | 46.68% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20429749 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 7.974% |  | 7.625% | 7.625% | $691.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.45% | 38.45% | 38.45% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.37 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35776349 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.561% |  | 9.125% | 9.125% | $1155.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.51% | 44.51% | 44.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91109845 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.063% |  | 7.250% | 7.250% | $395.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.23% | 37.45% | 37.45% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 65 | 40 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.04 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85475498 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 10.084% |  | 9.375% | 9.375% | $357.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.68% | 48.68% | 48.68% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 644 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13120560 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 8.693% |  | 8.125% | 8.125% | $783.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.76% | 49.76% | 49.76% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, Retirement - Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45299665 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 7.760% |  | 7.250% | 7.250% | $1975.94 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.87% | 42.87% | 42.87% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42092199 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 9.513% |  | 8.875% | 8.875% | $533.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.12% | 49.12% | 49.12% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14544799 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.230% | Manual Underwriting | Manual Underwriting | No | 8.178% |  | 7.625% | 7.625% | $601.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.59% | 40.81% | 40.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 175 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22073278 | Closed End 2nd | Closed End 2Nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 10.101% |  | 9.875% | 9.875% | $508.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 38.69% | 38.69% | 38.69% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 2 | 1 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 0.00% |  | Borrower Prepared | 14 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 641 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.92 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15802107 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 7.812% |  | 7.500% | 7.500% | $776.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.22% | 43.71% | 43.70% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34433607 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 7.983% |  | 7.625% | 7.625% | $650.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.01% | 35.01% | 35.01% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 299 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.17 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53068460 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 9.480% |  | 9.125% | 9.125% | $1032.15 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.97% | 36.97% | 36.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 92 | 24 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17035518 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 9.026% |  | 8.500% | 8.500% | $1153.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.17% | 38.17% | 38.17% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33180842 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.093% |  | 7.750% | 7.750% | $931.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.09% | 37.09% | 37.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 68012145 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.516% |  | 8.125% | 8.125% | $1856.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.26% | 41.26% | 41.26% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 - 2024 | Borrower - Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.19 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 25484957 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 9.146% |  | 8.875% | 8.875% | $1514.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.96% | 45.96% | 45.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 289 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45315235 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.915% |  | 8.625% | 8.625% | $963.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.17% | 43.17% | 43.17% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.02 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35154811 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 10.473% |  | 10.125% | 10.125% | $569.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.74% | 43.95% | 43.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 3 | 3 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 57340615 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.933% |  | 8.625% | 8.625% | $613.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 35.75% | 35.75% | 35.75% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.28 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27444707 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 7.908% |  | 7.625% | 7.625% | $813.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.29% | 37.29% | 37.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 100 | 28 | FNMA 1005 | Yes | 126 | 28 | Other | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 35.78 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88902302 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 9.798% |  | 9.375% | 9.375% | $509.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.83% | 49.83% | 49.83% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 645 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.4 | $X,XXX.XX | 0.4 | No | 52.2 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71072368 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.257% |  | 7.500% | 7.500% | $483.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.97% | 37.97% | 37.97% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91520121 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.855% |  | 8.250% | 8.250% | $1247.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.64% | 47.64% | 47.64% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 31446112 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 7.920% |  | 7.625% | 7.625% | $1316.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.47% | 49.47% | 49.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0 | $X,XXX.XX | 7.5 | No | 71.49 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53351317 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.798% |  | 9.125% | 9.125% | $878.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.36% | 37.36% | 37.36% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | Yes | 10 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48585939 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 7.608% |  | 7.375% | 7.375% | $566.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.14% | 38.14% | 38.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72858426 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.409% |  | 8.125% | 8.125% | $422.12 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.99% | 49.99% | 49.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 39 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 38.4 | No | 53.26 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65218463 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.146% |  | 7.875% | 7.875% | $797.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.79% | 49.73% | 49.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 19.8 | No | 71.18 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35556042 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.126% |  | 7.625% | 7.625% | $353.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.97% | 30.97% | 30.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.44 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44532622 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.849% |  | 8.500% | 8.500% | $1134.92 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.38% | 44.38% | 44.38% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 28 | Work Number | Yes | 150 | 28 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.42 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52972719 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 9.073% |  | 8.750% | 8.750% | $545.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.98% | 45.42% | 45.42% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | Work Number | Yes | 27 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.04 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20359558 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.180% | Manual Underwriting | Manual Underwriting | No | 7.989% |  | 7.375% | 7.375% | $965.92 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.60% | 37.60% | 37.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 116 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34528757 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.997% |  | 8.375% | 8.375% | $547.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.34% | 32.34% | 32.34% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Borrower Prepared | 4 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21944448 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.999% |  | 8.375% | 8.375% | $304.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.51% | 48.51% | 48.51% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 672 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.03 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56243813 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 9.095% |  | 8.750% | 8.750% | $1919.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.94% | 41.96% | 41.96% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48743308 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 9.468% |  | 9.000% | 9.000% | $1046.01 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.41% | 42.41% | 42.41% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 660 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71365464 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.402% |  | 8.125% | 8.125% | $506.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 26.83% | 26.83% | 26.83% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 42 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1040 Schedule E Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.05 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89263990 | Closed End 2nd | 2025.05.14- XXXX Underwriting Guidelines | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 9.303% |  | 9.000% | 9.000% | $603.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.21% | 43.40% | 43.40% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 661 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 1 |  |  |  | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.12 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27699662 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.234% |  | 7.875% | 7.875% | $1450.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.82% | 45.82% | 45.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.26 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75820929 | Closed End 2nd | Closed End 2Nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.068% |  | 7.500% | 7.500% | $559.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 33.30% | 33.30% | 33.30% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.43 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22509136 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.322% |  | 8.000% | 8.000% | $836.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX |  | 37.74% | 37.74% | 37.74% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11412455 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 9.360% |  | 9.125% | 9.125% | $544.67 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.07% | 41.29% | 41.29% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.35 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11688971 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.058% |  | 7.750% | 7.750% | $439.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.51% | 39.51% | 39.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 360 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26160007 | Fixed Rate | Fixed Rate | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.788% |  | 8.125% | 8.125% | $464.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.82% | 43.82% | 43.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 99 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34261413 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 9.976% |  | 9.250% | 9.250% | $700.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.51% | 43.51% | 43.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 141 | 28 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83462633 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.589% |  | 8.125% | 8.125% | $1602.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.37% | 33.36% | 33.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 236 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.36 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13125586 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 9.190% |  | 8.375% | 8.375% | $515.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.23% | 34.23% | 34.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 14 | 14 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35888037 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.908% |  | 8.375% | 8.375% | $644.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.29% | 46.33% | 46.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 30.01 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66608620 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 9.322% |  | 8.875% | 8.875% | $1299.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.23% | 39.23% | 39.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 101 | 35 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72172206 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.757% |  | 8.250% | 8.250% | $511.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.60% | 38.60% | 38.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.37 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16789465 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.890% |  | 8.000% | 8.000% | $961.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 33.22% | 33.22% | 33.22% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.37 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62580133 | Non QM | Non QM | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 9.894% |  | 9.250% | 9.250% | $1831.73 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.55% | 27.55% | 27.55% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.11 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61162940 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 8.777% |  | 8.125% | 8.125% | $548.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.21% | 48.21% | 48.21% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 18 | 18 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58116353 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.053% |  | 7.875% | 7.875% | $616.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.21% | 43.22% | 43.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 81 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58798360 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.237% |  | 7.875% | 7.875% | $652.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.37% | 34.37% | 34.37% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36808865 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 7.714% |  | 7.375% | 7.375% | $478.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.18% | 41.18% | 41.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52137322 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 8.714% |  | 8.000% | 8.000% | $836.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.01% | 45.50% | 45.50% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 4 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98671432 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.437% |  | 7.625% | 7.625% | $325.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.15% | 49.15% | 49.15% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 75 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 25704667 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.917% |  | 8.375% | 8.375% | $380.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 33.44% | 33.44% | 33.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 33.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18202276 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.886% |  | 8.625% | 8.625% | $437.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.81% | 42.81% | 42.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 6 | 6 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 12.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54728407 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.430% | Manual Underwriting | Manual Underwriting | No | 8.522% |  | 8.375% | 8.375% | $2743.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.21% | 48.98% | 48.98% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 14 | 14 | Work Number | Yes | 30 | 30 | Work Number | No | 0 |  | N/A | Borrower - SESCorp, SEPartnership, SEPartnership, SEPartnership, SEPartnership, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S, 1065), Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Wage - 2 YRS Personal Tax Returns Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S, 1065), Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.54 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39039234 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.289% |  | 8.750% | 8.750% | $795.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.21% | 38.12% | 38.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 12 | No | 68.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43770025 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.881% |  | 9.375% | 9.375% | $1631.06 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.12% | 43.12% | 43.12% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 13 | 13 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 103 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26797177 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.126% |  | 8.500% | 8.500% | $922.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.01% | 48.01% | 48.01% | No | No | 1 - Not Stated Not Verified |  | 3 - Stated, Partially Verified |  | 1 - Not Stated, Not Verified |  | Employed | Retired | Retired |  | .00 |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 138 | 28 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower 2 - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 762 |  |  | 700 |  |  |  | 700 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 5 | No | 65.08 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |
| XXXX |  | 94824966 | Closed End Seconds | 2025.05.14 - XXXX Underwriting Guidelines | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.790% |  | 9.375% | 9.375% | $1145.74 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.40% | 29.40% | 29.40% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.83 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53264986 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 8.477% |  | 7.875% | 7.875% | $725.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.58% | 32.58% | 32.58% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.61 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78577141 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 8.753% |  | 8.500% | 8.500% | $433.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.58% | 40.58% | 40.58% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, Other - Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.3 | $X,XXX.XX | 0.3 | No | 24.51 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64611850 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.130% |  | 8.625% | 8.625% | $692.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.80% | 45.80% | 45.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77244577 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.125% |  | 9.875% | 9.875% | $448.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 25.35% | 25.35% | 25.35% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42884278 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.731% |  | 8.500% | 8.500% | $576.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.94% | 44.94% | 44.94% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 11 | 11 | FNMA 1005 | Yes | 17 | 17 | FNMA 1005 | No | 0 |  |  | Borrower - Commission, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 11.7 | $X,XXX.XX | 11.7 | No | 66.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28449415 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.523% |  | 9.000% | 9.000% | $442.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 35.40% | 35.40% | 35.40% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 239 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40034362 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 9.257% |  | 8.750% | 8.750% | $1628.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.10% | 32.35% | 32.35% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73628111 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.289% |  | 8.750% | 8.750% | $830.76 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.25% | 42.17% | 42.17% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27635162 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.180% | Manual Underwriting | Manual Underwriting | No | 9.903% |  | 8.875% | 8.875% | $503.42 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.48% | 33.48% | 33.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 9 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71439084 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.403% |  | 7.875% | 7.875% | $472.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.63% | 46.61% | 46.61% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0 | $X,XXX.XX | 0 | No | 35.2 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 51642706 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | B/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 9.788% |  | 9.500% | 9.500% | $466.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 30.18% | 30.18% | 30.18% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.02 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47947386 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 8.795% |  | 8.000% | 8.000% | $501.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.68% | 42.68% | 42.68% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 44 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 19.8 | No | 68.38 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94752596 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.297% |  | 7.750% | 7.750% | $1074.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.73% | 38.73% | 38.73% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.38 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37012355 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 10.271% |  | 10.000% | 10.000% | $772.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.20% | 47.39% | 47.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 659 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 39.55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83947394 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 10.009% |  | 9.125% | 9.125% | $544.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.64% | 30.64% | 30.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 331 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17345093 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.332% |  | 8.000% | 8.000% | $1174.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.78% | 42.78% | 42.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90228797 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 8.538% |  | 8.000% | 8.000% | $685.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.73% | 31.73% | 31.73% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 168 | 29 | FNMA 1005 | No | 0 |  |  | Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.51 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80124238 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 8.576% |  | 7.875% | 7.875% | $1243.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.56% | 44.55% | 44.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 8.7 | No | 53.24 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33777639 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.166% |  | 8.625% | 8.625% | $743.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.98% | 49.98% | 49.98% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement - 1 YR Executed 4506T Verified - 2025 - 2025 | Borrower - 1 YR Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 650 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.4 | $X,XXX.XX | 0.4 | No | 54.43 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20499007 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.324% |  | 8.125% | 8.125% | $1895.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.34% | 25.10% | 25.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 111 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  | $0.00 | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32288504 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.836% |  | 8.250% | 8.250% | $852.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.80% | 44.62% | 44.62% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 101 | 29 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.7 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28008578 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.338% |  | 7.875% | 7.875% | $507.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.49% | 34.61% | 34.61% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85798467 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 7.991% |  | 7.750% | 7.750% | $1088.94 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.99% | 48.80% | 48.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 174 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | 2.65 |
| XXXX |  | 37062556 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 8.461% |  | 7.875% | 7.875% | $621.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.84% | 39.84% | 39.84% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability, Other - Executed 4506T Verified, Award Letter Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.63 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89013267 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.217% |  | 8.625% | 8.625% | $528.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.36% | 42.38% | 42.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 0.7 | No | 49.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45595291 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 10.233% |  | 9.375% | 9.375% | $747.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.26% | 44.26% | 44.26% | No | No |  |  |  |  |  |  | Retired | Self-Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 29 | 29 | Work Number | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.53 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35855284 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.486% |  | 7.875% | 7.875% | $891.84 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.26% | 49.25% | 49.25% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Audited | 5 | Tax Preparer | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 22 | 22 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.62 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40253761 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.631% |  | 8.000% | 8.000% | $807.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.26% | 34.26% | 34.26% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023 - 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023 - 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 8.5 | No | 56.36 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95470588 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 8.328% |  | 7.500% | 7.500% | $644.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.07% | 44.07% | 44.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 47992502 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.380% |  | 10.000% | 10.000% | $635.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.17% | 46.17% | 46.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73092887 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.805% |  | 8.250% | 8.250% | $563.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 29.69% | 29.69% | 29.69% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18384387 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.440% | Manual Underwriting | Manual Underwriting | No | 10.144% |  | 9.875% | 9.875% | $489.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.80% | 42.95% | 42.95% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 29 | Work Number | Yes | 36 | 29 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92716586 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.699% |  | 8.125% | 8.125% | $371.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.62% | 42.62% | 42.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98340353 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 10.612% |  | 9.875% | 9.875% | $651.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.32% | 49.32% | 49.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 233 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 105 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84891510 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.154% |  | 8.875% | 8.875% | $1337.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 23.41% | 23.41% | 23.41% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.08 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20694444 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.116% |  | 8.750% | 8.750% | $1573.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.88% | 35.88% | 35.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 62 | 28 | Work Number | Yes | 360 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10162754 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.374% |  | 9.000% | 9.000% | $269.92 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.47% | 42.47% | 42.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 23 | 23 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59713618 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.415% |  | 8.125% | 8.125% | $422.12 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.44% | 34.82% | 34.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37787443 | Fixed Rate | Fixed Rate | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.498% |  | 7.750% | 7.750% | $418.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.59% | 40.59% | 40.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 99 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71696055 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.038% |  | 7.500% | 7.500% | $1230.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.52% | 34.52% | 34.52% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Retirement - Executed 4506T Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12747866 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.828% |  | 8.000% | 8.000% | $460.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.83% | 46.83% | 46.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.15 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71408203 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.735% |  | 8.125% | 8.125% | $445.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.26% | 47.26% | 47.26% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61737008 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.250% |  | 8.625% | 8.625% | $1314.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.91% | 37.91% | 37.91% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Borrower Prepared | Borrower | 5 | NA | 0 | No | 0 | Yes | 211 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21305247 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.670% |  | 9.375% | 9.375% | $1848.98 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.56% | 42.27% | 42.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 86 | 29 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59316318 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.751% |  | 8.250% | 8.250% | $811.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.44% | 39.44% | 39.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65801456 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.641% |  | 8.250% | 8.250% | $511.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.09% | 25.09% | 25.09% | Yes | Yes |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 33.33% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78993479 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.932% |  | 9.250% | 9.250% | $863.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 38.91% | 38.91% | 38.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 130 | 29 | FNMA 1005 | Yes | 6 | 6 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.25 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53257548 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 9.826% |  | 9.500% | 9.500% | $792.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.42% | 38.42% | 38.42% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 36 | 29 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - null Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - null Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.37 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98362951 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.653% |  | 9.375% | 9.375% | $1369.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.64% | 30.50% | 30.50% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 36 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59730188 | Closed End-2nd | Closed End-2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 7.763% |  | 7.250% | 7.250% | $1227.92 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.06% | 42.06% | 42.06% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, Retirement, Retirement - Executed 4506T Verified | Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 36.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 25066029 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.643% |  | 9.125% | 9.125% | $732.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.65% | 49.65% | 49.65% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other, Other, Other - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89141271 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.345% |  | 7.625% | 7.625% | $528.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.64% | 46.65% | 46.65% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.7 | $X,XXX.XX | 0.7 | No | 52.56 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13128047 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.255% |  | 7.750% | 7.750% | $419.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.61% | 33.61% | 33.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27997992 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 9.265% |  | 8.625% | 8.625% | $1343.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.91% | 42.91% | 42.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 312 | 29 | FNMA 1005 | Yes | 31 | 29 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.59 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21637748 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.740% |  | 8.500% | 8.500% | $520.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 28.66% | 28.66% | 28.66% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 14.1 | No | 50.02 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44170720 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.675% |  | 7.875% | 7.875% | $759.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.06% | 27.06% | 27.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99904015 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.132% |  | 8.750% | 8.750% | $499.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.64% | 48.64% | 48.64% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.39 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62771391 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.643% |  | 7.875% | 7.875% | $362.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.09% | 34.09% | 34.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.2 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79211294 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.664% |  | 8.500% | 8.500% | $649.13 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.46% | 33.46% | 33.46% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 105 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 5.8 | No | 64.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28124118 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.313% |  | 9.000% | 9.000% | $1260.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.32% | 42.32% | 42.32% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 43 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79889954 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.882% |  | 8.375% | 8.375% | $1230.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.25% | 40.25% | 40.25% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 97001129 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.324% |  | 8.750% | 8.750% | $693.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.32% | 40.32% | 40.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 4 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98982904 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.340% |  | 8.000% | 8.000% | $836.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.27% | 33.27% | 33.27% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss), SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 36.71 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18840101 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.633% |  | 8.000% | 8.000% | $396.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.61% | 35.61% | 35.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 28.54 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89945612 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.194% |  | 8.500% | 8.500% | $422.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.24% | 47.24% | 47.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 82 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41281294 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.627% |  | 8.000% | 8.000% | $388.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 38.48% | 38.48% | 38.48% | Yes | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 36 | 27 | Work Number | No | 0 |  |  | Borrower - Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64375194 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 7.947% |  | 7.625% | 7.625% | $707.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 29.73% | 29.73% | 29.73% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 24.63 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94147993 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.368% |  | 7.875% | 7.875% | $580.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.19% | 45.19% | 45.19% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 44.5 | No | 55.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41805670 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.966% |  | 8.375% | 8.375% | $661.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.63% | 42.63% | 42.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 213 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14774285 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.412% |  | 7.875% | 7.875% | $1087.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.33% | 43.33% | 43.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 360 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10185983 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.578% |  | 9.000% | 9.000% | $1005.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.86% | 49.86% | 49.86% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.25 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28039265 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 10.203% |  | 9.500% | 9.500% | $466.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.96% | 42.96% | 42.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 72 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022, 2021 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71085354 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.608% |  | 8.000% | 8.000% | $1247.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 9.21% | 9.21% | 9.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 673 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.22 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23222659 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.876% |  | 9.625% | 9.625% | $375.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 46.08% | 46.08% | 46.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87926569 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.284% |  | 8.625% | 8.625% | $855.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.18% | 42.18% | 42.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 2.9 | No | 84.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89003481 | Closed End-2ND | Closed End-2ND | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 8.360% |  | 7.875% | 7.875% | $507.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.71% | 45.71% | 45.71% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.08 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94550727 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.424% |  | 8.125% | 8.125% | $633.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.95% | 48.95% | 48.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 15 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89782966 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.005% |  | 8.250% | 8.250% | $468.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 35.39% | 35.39% | 35.39% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 5 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37.21 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 25107064 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.869% |  | 9.250% | 9.250% | $1087.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.37% | 49.37% | 49.37% | Yes |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70022044 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.111% |  | 7.375% | 7.375% | $593.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 30.94% | 30.94% | 30.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73198958 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 7.837% |  | 7.250% | 7.250% | $395.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 23.61% | 23.61% | 23.61% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 25.88 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17322572 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 7.805% |  | 7.375% | 7.375% | $690.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.42% | 36.42% | 36.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.23 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41943111 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.322% |  | 8.750% | 8.750% | $609.76 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.02% | 27.02% | 27.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 9.7 | No | 79.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38390781 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.545% |  | 7.875% | 7.875% | $497.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.38% | 49.38% | 49.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 317 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12479663 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.334% |  | 7.750% | 7.750% | $1253.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.64% | 30.64% | 30.64% | No | No | 1 - Not Stated Not Verified |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | Retired | Retired | Employed |  | 1.73 |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower 2 - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 721 | 751 | 763 | 763 |  |  |  | 763 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.41 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XX/XX/XXXX |  |
| XXXX |  | 58778540 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.785% |  | 8.250% | 8.250% | $1014.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.44% | 45.44% | 45.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91564169 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.808% |  | 9.125% | 9.125% | $477.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.40% | 40.40% | 40.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 205 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 660 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99894128 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.409% |  | 7.875% | 7.875% | $362.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.95% | 29.95% | 29.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33516862 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.037% |  | 8.875% | 8.875% | $1756.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.64% | 46.57% | 46.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 202 | 202 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 1.9 | No | 79.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45869063 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 9.391% |  | 9.250% | 9.250% | $592.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 46.14% | 46.14% | 46.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.36 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33681490 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.849% |  | 9.500% | 9.500% | $437.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 36.02% | 36.02% | 36.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 100 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 655 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26010831 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.174% |  | 8.875% | 8.875% | $668.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.33% | 46.33% | 46.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17052219 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.197% |  | 8.750% | 8.750% | $1180.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.48% | 37.48% | 37.48% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 252 | 28 | Work Number | Yes | 193 | 28 | Work Number | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.08 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 29770271 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 7.956% |  | 7.375% | 7.375% | $518.67 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.14% | 43.14% | 43.14% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.5 | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40589082 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.349% |  | 9.000% | 9.000% | $1719.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 41.97% | 41.97% | 41.97% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other, SSI and Disability, Other, SSI and Disability - Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81803550 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.974% |  | 8.250% | 8.250% | $451.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.74% | 48.74% | 48.74% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 33.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50052118 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.769% |  | 8.250% | 8.250% | $751.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.34% | 42.34% | 42.34% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 16.4 | No | 52.08 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21634761 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 9.957% |  | 9.375% | 9.375% | $692.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 35.17% | 35.17% | 35.17% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41563420 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.150% | Manual Underwriting | Manual Underwriting | No | 10.401% |  | 9.125% | 9.125% | $534.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.19% | 36.19% | 36.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 640 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 1.2 | $X,XXX.XX | 1.2 | No | 51.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53162410 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.323% |  | 9.750% | 9.750% | $975.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.23% | 45.23% | 45.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 22 | 22 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30245587 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.409% |  | 8.750% | 8.750% | $361.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.94% | 39.60% | 39.60% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 43 | 30 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, Other - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.66 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93936320 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 7.845% |  | 7.375% | 7.375% | $1595.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.85% | 38.85% | 38.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 239 | 28 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.1 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94646163 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 9.905% |  | 9.250% | 9.250% | $533.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.98% | 49.98% | 49.98% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 16 | 16 | Work Number | Yes | 9 | 9 | Work Number | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 675 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.78 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 68426658 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.586% |  | 8.000% | 8.000% | $470.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.34% | 47.34% | 47.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 134 | 29 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 0.9 | $X,XXX.XX | 0.9 | No | 74.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33387167 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.423% |  | 7.625% | 7.625% | $406.63 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.23% | 49.23% | 49.23% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 0 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 1 | $X,XXX.XX | 1 | No | 43.26 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81262142 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 9.009% |  | 8.500% | 8.500% | $615.13 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.59% | 37.59% | 37.59% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 97018632 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.662% |  | 8.125% | 8.125% | $1098.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.18% | 46.75% | 46.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 80 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 57005353 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 8.131% |  | 7.625% | 7.625% | $650.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.60% | 48.00% | 48.00% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 39.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74897808 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.869% |  | 8.250% | 8.250% | $723.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.93% | 45.75% | 45.75% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63039217 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.639% |  | 7.875% | 7.875% | $556.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.33% | 44.33% | 44.33% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 1.1 | $X,XXX.XX | 1.1 | No | 79.88 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14381455 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.718% |  | 8.125% | 8.125% | $371.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 32.35% | 32.35% | 32.35% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 63 | 28 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59284285 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.348% |  | 7.875% | 7.875% | $435.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.66% | 48.66% | 48.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 10 | 10 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 39.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69236358 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 9.457% |  | 9.125% | 9.125% | $1139.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.90% | 33.90% | 33.90% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.44 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67577945 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.312% |  | 7.875% | 7.875% | $683.74 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.98% | 49.98% | 49.98% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83500166 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 9.244% |  | 8.750% | 8.750% | $754.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.66% | 36.66% | 36.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87824725 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 7.990% |  | 7.500% | 7.500% | $524.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.23% | 43.23% | 43.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94897287 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 8.440% |  | 8.000% | 8.000% | $1210.71 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 32.66% | 32.66% | 32.66% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 28 | 28 | Work Number | No | 0 |  |  | Borrower \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.78 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 31165674 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.150% | Manual Underwriting | Manual Underwriting | No | 9.472% |  | 8.125% | 8.125% | $1000.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.53% | 49.53% | 49.53% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2025 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77389625 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 9.131% |  | 9.000% | 9.000% | $1395.22 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.99% | 42.99% | 42.99% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 15 | No | 82.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 31883251 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 9.840% |  | 9.500% | 9.500% | $425.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.54% | 39.54% | 39.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 23 | 23 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35492379 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 10.003% |  | 9.375% | 9.375% | $407.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.66% | 26.66% | 26.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36169885 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.332% |  | 7.625% | 7.625% | $365.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.95% | 46.95% | 46.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 131 | 17 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48325830 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 10.492% |  | 9.750% | 9.750% | $408.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.05% | 41.05% | 41.05% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 102 | 29 | Other | Yes | 8 | 8 | Other | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 14.3 | No | 79.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33814615 | Closed End 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Manual Underwriting | No | 9.043% |  | 8.375% | 8.375% | $380.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.32% | 27.32% | 27.32% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81862486 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.160% | Manual Underwriting | Manual Underwriting | No | 8.366% |  | 8.000% | 8.000% | $649.84 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.19% | 36.19% | 36.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 336 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11684168 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.160% |  | 8.500% | 8.500% | $692.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 20.51% | 20.51% | 20.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 1 YR Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28421724 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.160% | Manual Underwriting | Manual Underwriting | No | 8.546% |  | 8.000% | 8.000% | $1337.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 23.81% | 23.81% | 23.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.78 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 25408071 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.100% |  | 7.500% | 7.500% | $402.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.55% | 43.55% | 43.55% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66007600 | Close End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 10.027% |  | 9.500% | 9.500% | $1852.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.11% | 42.11% | 42.11% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 108 | 29 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - Written VOE Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87954041 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.801% |  | 8.375% | 8.375% | $945.92 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.31% | 31.31% | 31.31% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13884781 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 7.694% |  | 7.375% | 7.375% | $483.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 22.75% | 22.75% | 22.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 |  |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, null Award Letter Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81092219 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 9.769% |  | 9.375% | 9.375% | $531.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.90% | 42.90% | 42.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 661 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75495765 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.177% |  | 8.500% | 8.500% | $370.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.69% | 45.69% | 45.69% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Retirement, Retirement, Child Support - Executed 4506T Verified | Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 655 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13354242 | Closed End 2nd" | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 9.871% |  | 9.500% | 9.500% | $466.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.81% | 28.81% | 28.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | Work Number | Yes | 28 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 660 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.05 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41758186 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.665% |  | 7.875% | 7.875% | $497.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.26% | 38.26% | 38.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 97671465 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.678% |  | 8.375% | 8.375% | $816.93 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.68% | 34.68% | 34.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 0.5 | No | 74.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80513267 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.348% |  | 8.250% | 8.250% | $852.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.33% | 44.33% | 44.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 6 | No | 76.42 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98484349 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.866% |  | 8.125% | 8.125% | $759.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.86% | 49.86% | 49.86% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.38 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 97016012 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.133% |  | 8.375% | 8.375% | $1295.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.65% | 38.65% | 38.65% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.97 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14512065 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.816% |  | 8.250% | 8.250% | $2748.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.05% | 48.05% | 48.05% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.92 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 56492214 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.739% |  | 9.375% | 9.375% | $3875.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.99% | 40.69% | 40.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 0 | NA |  | No | No | 360 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Asset Depletion - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61133422 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.477% |  | 8.125% | 8.125% | $675.39 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.27% | 37.27% | 37.27% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 300 | 28 | FNMA 1005 | Yes | 199 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 32.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76781414 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 10.135% |  | 9.375% | 9.375% | $434.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.55% | 36.24% | 36.24% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 273 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 665 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 15.7 | No | 64.8 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 46352082 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.160% | Manual Underwriting | Manual Underwriting | No | 9.507% |  | 8.500% | 8.500% | $738.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 30.26% | 30.26% | 30.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 83203973 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.216% |  | 8.000% | 8.000% | $1100.65 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 26.99% | 28.60% | 28.60% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 35.00% |  |  | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.36 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63378797 | Closed End 2 nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.455% |  | 8.125% | 8.125% | $1722.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.85% | 35.31% | 35.31% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 115 | 29 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 16.9 | No | 76.67 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72702986 | Closed end 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.160% | Manual Underwriting | Manual Underwriting | No | 8.076% |  | 7.250% | 7.250% | $381.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.47% | 49.47% | 49.47% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 26.12 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 31215663 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.899% |  | 8.500% | 8.500% | $1553.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.73% | 47.73% | 47.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 360 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.43 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21992165 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.389% |  | 8.875% | 8.875% | $946.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.84% | 42.84% | 42.84% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 \|\| Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42068163 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.663% |  | 9.125% | 9.125% | $480.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.48% | 47.48% | 47.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26507313 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 9.679% |  | 9.375% | 9.375% | $646.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.25% | 49.25% | 49.25% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 109 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 63600248 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.276% |  | 7.750% | 7.750% | $1361.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.49% | 37.49% | 37.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59501750 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.745% |  | 9.125% | 9.125% | $333.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.22% | 31.22% | 31.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66758425 | Closed END 2ND | Closed END 2ND | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.160% | Manual Underwriting | Manual Underwriting | No | 8.786% |  | 7.875% | 7.875% | $758.76 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 20.51% | 20.51% | 20.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 35.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71163896 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 7.854% |  | 7.500% | 7.500% | $1047.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.59% | 44.59% | 44.59% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.77 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55071998 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 10.557% |  | 10.375% | 10.375% | $497.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.06% | 40.06% | 40.06% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | Other | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 655 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.42 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30510394 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 9.878% |  | 9.250% | 9.250% | $1144.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.78% | 42.78% | 42.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 98 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.76 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54133406 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.060% |  | 7.750% | 7.750% | $1892.76 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.97% | 41.47% | 41.47% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | Borrower Prepared | 6 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.63 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44005063 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.066% |  | 7.500% | 7.500% | $699.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.40% | 41.40% | 41.40% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 65.8 | No | 59.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88587992 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.217% |  | 7.750% | 7.750% | $533.73 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.01% | 45.01% | 45.01% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Military and Government Assistance, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54420611 | Closed End 2nd | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.408% |  | 7.750% | 7.750% | $286.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 33.28% | 33.28% | 33.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.92 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99732571 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 9.458% |  | 9.000% | 9.000% | $1259.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.87% | 34.87% | 34.87% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 57 | 29 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80.57 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | 4.625 |
| XXXX |  | 40738379 | Closed End 2- ND | Closed End 2- ND | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.459% |  | 8.875% | 8.875% | $1051.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 36.59% | 36.59% | 36.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73980471 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.146% |  | 7.375% | 7.375% | $774.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.83% | 49.83% | 49.83% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.13 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | 3 |
| XXXX |  | 27352019 | Clsoed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 8.898% |  | 8.500% | 8.500% | $1114.92 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.07% | 40.07% | 40.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 335 | 29 | Work Number | Yes | 360 | 29 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 668 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.71 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69489290 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 9.361% |  | 9.000% | 9.000% | $1488.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.23% | 46.44% | 46.44% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 672 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.89 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91517392 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.071% |  | 7.625% | 7.625% | $1061.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.26% | 40.27% | 40.27% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96979062 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.140% | Manual Underwriting | Manual Underwriting | No | 9.209% |  | 8.375% | 8.375% | $1233.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.64% | 36.64% | 36.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55360308 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.870% | Manual Underwriting | Manual Underwriting | No | 7.863% |  | 7.375% | 7.375% | $725.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.73% | 47.30% | 47.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12772966 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.672% |  | 8.125% | 8.125% | $599.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.62% | 45.81% | 45.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 88 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72581904 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.424% |  | 8.125% | 8.125% | $1266.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.52% | 32.55% | 32.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.63 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18913008 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.380% | Manual Underwriting | Manual Underwriting | No | 8.269% |  | 7.875% | 7.875% | $1023.42 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.66% | 46.66% | 46.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 68 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.49 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64851434 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.797% |  | 8.375% | 8.375% | $608.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.32% | 39.32% | 39.32% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.47 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94176215 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.708% |  | 8.250% | 8.250% | $3133.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 28.11% | 28.13% | 28.13% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 41 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | 10-20-2027 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76226669 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% |  | 8.500% | 8.500% | $715.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.54% | 48.54% | 48.54% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 138 | 30 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.84 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62436752 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.092% |  | 7.500% | 7.500% | $454.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 18.23% | 18.23% | 18.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 57882756 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 7.824% |  | 7.500% | 7.500% | $1019.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.44% | 48.44% | 48.44% | No | No |  |  |  |  |  |  | Retired | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Borrower Prepared | Borrower | 5 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - SESoleProprietor, SESoleProprietor, SSI and Disability, Retirement, Retirement - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.53 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | 2.875 |
| XXXX |  | 80413193 | Closed-END 2Nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.686% |  | 8.125% | 8.125% | $898.42 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.96% | 46.96% | 46.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 81 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75099140 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.085% |  | 7.750% | 7.750% | $995.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.89% | 47.81% | 47.81% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 68078285 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 7.779% |  | 7.375% | 7.375% | $3108.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.66% | 22.28% | 22.28% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.84 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11780228 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 10.022% |  | 9.500% | 9.500% | $1000.62 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 32.27% | 32.27% | 32.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 214 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.71 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93182263 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 11.455% |  | 10.750% | 10.750% | $2220.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.54% | 46.54% | 46.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78360620 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.816% |  | 8.250% | 8.250% | $639.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.39% | 40.71% | 40.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.45 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12128100 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.450% |  | 7.750% | 7.750% | $574.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.09% | 45.09% | 45.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 1.8 | No | 68.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49724167 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.171% |  | 7.875% | 7.875% | $1243.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.66% | 44.66% | 44.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 50 | 16 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.38 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74840736 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.504% |  | 7.875% | 7.875% | $398.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.48% | 38.48% | 38.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38254489 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.074% |  | 8.000% | 8.000% | $2049.28 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.98% | 31.98% | 31.98% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States of America | XX/XX/XXXX | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76938557 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 9.440% |  | 9.125% | 9.125% | $513.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 28.17% | 28.17% | 28.17% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 71 | 5 | Work Number | Yes | 44 | 18 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14299549 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.621% |  | 9.125% | 9.125% | $703.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.87% | 41.87% | 41.87% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 47 | 30 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.99 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40059901 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 7.949% |  | 7.375% | 7.375% | $345.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.00% | 47.02% | 47.02% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 41252272 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.961% |  | 8.375% | 8.375% | $494.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.31% | 46.32% | 46.32% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Other, Other - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 690 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91666072 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.633% |  | 9.000% | 9.000% | $543.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.78% | 42.78% | 42.78% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 667 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | 2.25 |
| XXXX |  | 23603502 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.170% | Manual Underwriting | Manual Underwriting | No | 8.715% |  | 8.375% | 8.375% | $586.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.45% | 24.45% | 24.45% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 265 | 30 | Work Number | Yes | 39 | 30 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.7 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67807053 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.188% |  | 7.875% | 7.875% | $507.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.20% | 42.20% | 42.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.77 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45154213 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.418% |  | 8.000% | 8.000% | $836.44 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.63% | 48.03% | 48.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44936686 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 9.172% |  | 8.625% | 8.625% | $1905.63 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.99% | 42.99% | 42.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 10 | 10 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.54 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33310129 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.208% |  | 7.875% | 7.875% | $3625.35 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.49% | 49.49% | 49.49% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 7.50% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - SEPartnership, SEPartnership, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32611271 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.423% |  | 8.875% | 8.875% | $835.43 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.52% | 40.52% | 40.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 30 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52357952 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.568% |  | 8.000% | 8.000% | $418.22 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.61% | 32.61% | 32.61% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Military and Government Assistance - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.31 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78774876 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 9.767% |  | 9.125% | 9.125% | $699.72 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.65% | 28.65% | 28.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 645 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 24.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75550715 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.087% |  | 7.750% | 7.750% | $716.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 30.76% | 30.76% | 30.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 20 | 20 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90592619 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.376% |  | 7.625% | 7.625% | $406.63 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.44% | 26.44% | 26.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16302833 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.291% |  | 8.000% | 8.000% | $1463.77 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.42% | 44.78% | 44.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62053134 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 7.706% |  | 7.625% | 7.625% | $1993.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.33% | 49.33% | 49.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 33.48 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65584375 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.087% |  | 7.750% | 7.750% | $763.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 31.04% | 31.05% | 31.05% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 72 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 23.82 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 98229925 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 9.881% |  | 9.250% | 9.250% | $1343.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.29% | 42.29% | 42.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 37 | 29 | Work Number | NA | 0 | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 14.5 | No | 83.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23181706 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.052% |  | 7.625% | 7.625% | $2033.13 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.94% | 46.94% | 46.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96282437 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 10.230% |  | 9.625% | 9.625% | $834.97 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.53% | 41.53% | 41.53% | Yes | Yes |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Military and Government Assistance - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.58 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 29452530 | Close End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.039% |  | 7.750% | 7.750% | $1432.82 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.59% | 34.59% | 34.59% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.58 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 82457046 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 9.519% |  | 9.000% | 9.000% | $696.00 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.18% | 30.18% | 30.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 5 | 5 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95404160 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.770% |  | 8.500% | 8.500% | $1518.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.73% | 38.73% | 38.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 68848184 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.424% |  | 8.125% | 8.125% | $422.12 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.95% | 47.95% | 47.95% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 39.59 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19140447 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Manual Underwriting | No | 8.484% |  | 7.875% | 7.875% | $507.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.45% | 48.45% | 48.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 66 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 67032604 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.680% |  | 8.250% | 8.250% | $511.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.63% | 48.63% | 48.63% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 669 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.92 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59742583 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 9.137% |  | 8.875% | 8.875% | $784.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.69% | 39.69% | 39.69% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 68 | 29 | Work Number | Yes | 14 | 14 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64282996 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 9.783% |  | 9.375% | 9.375% | $1241.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.03% | 42.03% | 42.03% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95939903 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.585% |  | 8.000% | 8.000% | $807.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 46.91% | 46.27% | 46.27% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 \|\| Co Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.66 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85053897 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.774% |  | 8.375% | 8.375% | $1778.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.23% | 36.23% | 36.23% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.59 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92928718 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 9.003% |  | 8.375% | 8.375% | $380.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.69% | 29.69% | 29.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.56 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72738005 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.170% |  | 7.875% | 7.875% | $942.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.06% | 44.06% | 44.06% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 662 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 37.58 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53301557 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.945% |  | 8.500% | 8.500% | $497.26 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.37% | 42.37% | 42.37% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.68 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95092818 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.307% |  | 7.875% | 7.875% | $1111.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.90% | 49.90% | 49.90% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement, Retirement - Executed 4506T Verified \|\| Co Borrower - SSI and Disability, Retirement - Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.15 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36295218 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.395% |  | 8.000% | 8.000% | $627.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 26.32% | 26.32% | 26.32% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 349 | 29 | Work Number | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 22986676 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.335% |  | 7.750% | 7.750% | $492.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.59% | 47.59% | 47.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.1 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18981810 | ClosedEnd 2nd | ClosedEnd 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.865% |  | 8.250% | 8.250% | $631.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.12% | 48.12% | 48.12% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025 - 2025 \|\| Co Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025 - 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 - 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 1.5 | No | 55.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38373902 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.192% |  | 8.875% | 8.875% | $571.67 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 17.65% | 19.80% | 19.80% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | Yes | 5 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 24.3 | No | 74.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18714602 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.747% |  | 8.500% | 8.500% | $433.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.13% | 39.13% | 39.13% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 89 | 29 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95315855 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.074% |  | 7.375% | 7.375% | $718.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.22% | 41.22% | 41.22% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Retirement - Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.56 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58070061 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.105% |  | 7.375% | 7.375% | $438.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.11% | 35.11% | 35.11% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.76 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81195243 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.873% |  | 8.625% | 8.625% | $1303.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 24.01% | 39.46% | 39.46% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90608133 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.346% |  | 7.750% | 7.750% | $743.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.29% | 26.29% | 26.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.72 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65501762 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.274% |  | 7.750% | 7.750% | $1791.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 48.59% | 48.59% | 48.59% | No | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 262 | 29 | Work Number | No | 0 |  |  | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 \|\| Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.88 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71165761 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 7.616% |  | 7.250% | 7.250% | $1193.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.47% | 40.47% | 40.47% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.46 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17703790 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.754% |  | 8.000% | 8.000% | $334.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.58% | 42.58% | 42.58% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 22 | No | 31.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 51774155 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 10.362% |  | 10.125% | 10.125% | $620.78 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.74% | 42.74% | 42.74% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, Retirement, Other - Executed 4506T Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 679 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88155459 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.185% |  | 7.625% | 7.625% | $764.42 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.27% | 43.27% | 43.27% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 18 | 18 | FNMA 1005 | Yes | 7 | 7 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26930912 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.196% |  | 7.875% | 7.875% | $1497.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.40% | 49.56% | 49.56% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 360 | 29 | Other | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.12 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 42738760 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 9.778% |  | 9.500% | 9.500% | $1009.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.31% | 36.31% | 36.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 678 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13008917 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.903% |  | 8.125% | 8.125% | $548.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.82% | 39.82% | 39.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 154 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28361120 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.802% |  | 8.500% | 8.500% | $707.40 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.75% | 33.75% | 33.75% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 174 | 30 | Work Number | Yes | 222 | 30 | Other | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90727153 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 10.026% |  | 9.750% | 9.750% | $613.52 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.91% | 33.91% | 33.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45469172 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.791% |  | 8.375% | 8.375% | $687.94 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.73% | 44.73% | 44.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 116 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61334464 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.857% |  | 8.500% | 8.500% | $576.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.43% | 44.43% | 44.43% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.16 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17045610 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 9.262% |  | 8.625% | 8.625% | $518.01 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.65% | 47.65% | 47.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | Missing | 9 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 176 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 643 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | 07-18-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50667404 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 7.550% |  | 7.250% | 7.250% | $1383.16 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.47% | 44.05% | 44.05% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 47.3 | No | 71.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77140351 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 10.109% |  | 9.375% | 9.375% | $674.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.97% | 40.97% | 40.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 144 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 670 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93650843 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 9.161% |  | 8.875% | 8.875% | $443.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.90% | 49.90% | 49.90% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 93 | 29 | Work Number | Yes | 26 | 26 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30890378 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.333% |  | 7.875% | 7.875% | $978.84 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 40.20% | 40.20% | 40.20% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement - Executed 4506T Verified - 2024 - 2024 | Borrower - Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58662974 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.991% |  | 8.375% | 8.375% | $574.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.11% | 47.11% | 47.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 18 | 18 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025 | Borrower - Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27670796 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.778% |  | 8.375% | 8.375% | $912.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.91% | 42.91% | 42.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 73 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 658 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80031209 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.388% |  | 8.000% | 8.000% | $1232.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.43% | 35.43% | 35.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93235571 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 7.662% |  | 7.250% | 7.250% | $579.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 28.19% | 28.19% | 28.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 82 | 5 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 807 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 27.4 | No | 56.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 89718071 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.998% |  | 8.375% | 8.375% | $668.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.91% | 47.91% | 47.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 303 | 30 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 35717725 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 8.222% |  | 7.750% | 7.750% | $404.77 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.27% | 21.27% | 21.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 30 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40802357 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 10.032% |  | 9.750% | 9.750% | $2147.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.79% | 42.82% | 42.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 695 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61336603 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 7.625% |  | 7.250% | 7.250% | $1603.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.42% | 34.42% | 34.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.26 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13844744 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 9.197% |  | 8.875% | 8.875% | $445.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.77% | 33.77% | 33.77% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 684 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.22 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 97665196 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 8.500% |  | 7.750% | 7.750% | $985.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.69% | 32.69% | 32.69% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 60 | 29 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.61 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 87342179 | Closed 2nd End | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.219% |  | 7.875% | 7.875% | $1087.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.96% | 43.53% | 43.53% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage, Subject Property Net Rental Income(Loss) if NOO - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 30.11 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65215038 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 7.844% |  | 7.500% | 7.500% | $748.16 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.21% | 43.21% | 43.21% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement - Executed 4506T Verified \|\| Co Borrower - Other, Retirement, Retirement - Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73265672 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.250% | Manual Underwriting | Manual Underwriting | No | 9.736% |  | 8.750% | 8.750% | $2569.20 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.01% | 49.01% | 49.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | Yes | 7 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 172 | 13 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 661 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 16.2 | $X,XXX.XX | 16.2 | No | 74.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 18122613 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.617% |  | 7.875% | 7.875% | $1143.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 26.99% | 26.50% | 26.50% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.46 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74084444 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.942% |  | 8.625% | 8.625% | $1261.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.85% | 49.86% | 49.86% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 11 | 11 | Work Number | Yes | 1 | 1 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.84 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 36013843 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.156% |  | 7.750% | 7.750% | $697.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.06% | 34.06% | 34.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33872718 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.488% |  | 7.875% | 7.875% | $672.06 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.04% | 27.89% | 27.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.87 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70841797 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.510% | Manual Underwriting | Manual Underwriting | No | 9.913% |  | 9.625% | 9.625% | $1174.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.35% | 36.35% | 36.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 666 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19864949 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 9.739% |  | 8.875% | 8.875% | $356.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.12% | 32.12% | 32.12% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 81.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39125187 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.405% |  | 7.750% | 7.750% | $286.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.47% | 49.73% | 49.73% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.24 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65939393 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.267% |  | 7.750% | 7.750% | $1699.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.64% | 36.64% | 36.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55148868 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 9.301% |  | 8.625% | 8.625% | $525.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.50% | 42.50% | 42.50% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 47 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44516717 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.250% | Manual Underwriting | Manual Underwriting | No | 8.501% |  | 8.125% | 8.125% | $1219.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.31% | 42.31% | 42.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32829651 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 9.668% |  | 9.375% | 9.375% | $461.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.48% | 44.48% | 44.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 5 | 5 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15354505 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.423% |  | 8.875% | 8.875% | $1034.33 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.81% | 36.44% | 36.44% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 17 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 661 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34330734 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.014% |  | 8.625% | 8.625% | $1562.58 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.40% | 34.99% | 34.99% | No | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 360 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Asset Depletion - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.55 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37030171 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.136% |  | 7.500% | 7.500% | $734.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.76% | 38.76% | 38.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61888419 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.452% |  | 7.875% | 7.875% | $507.55 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 22.15% | 22.15% | 22.15% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 55.39 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 65521919 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 7.897% |  | 7.625% | 7.625% | $650.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.59% | 40.59% | 40.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.42 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13463496 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 9.158% |  | 8.875% | 8.875% | $999.60 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.74% | 32.74% | 32.74% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 246 | 29 | Work Number | Yes | 206 | 29 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 16078014 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.544% |  | 9.125% | 9.125% | $517.47 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.48% | 39.52% | 39.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 108 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17283516 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.025% |  | 7.500% | 7.500% | $699.21 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.08% | 49.08% | 49.08% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Other, Other, Other - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.89 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50496795 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.416% |  | 9.125% | 9.125% | $1627.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.21% | 43.21% | 43.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 65 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43474285 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 7.989% |  | 7.375% | 7.375% | $345.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.81% | 40.81% | 40.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 328 | 41 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14217452 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.275% |  | 10.000% | 10.000% | $838.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.82% | 49.82% | 49.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 661 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 46945389 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.140% | Manual Underwriting | Manual Underwriting | No | 8.914% |  | 8.500% | 8.500% | $984.74 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.48% | 39.48% | 39.48% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.09 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28661496 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.749% |  | 9.125% | 9.125% | $512.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.27% | 45.15% | 45.15% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 |  |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 26081345 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.782% |  | 8.500% | 8.500% | $433.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.46% | 34.46% | 34.46% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 218 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 | Borrower - Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88460299 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.288% |  | 9.000% | 9.000% | $1699.36 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 26.65% | 26.65% | 26.65% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 314 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 72434079 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.643% |  | 9.000% | 9.000% | $514.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.52% | 42.52% | 42.52% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19989659 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.943% |  | 8.375% | 8.375% | $730.94 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.95% | 47.87% | 47.87% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 663 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23304757 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 7.850% |  | 7.375% | 7.375% | $598.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.47% | 46.47% | 46.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 204 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 38626303 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.237% |  | 7.750% | 7.750% | $537.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.59% | 45.59% | 45.59% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37909859 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.287% |  | 7.750% | 7.750% | $716.41 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.10% | 45.10% | 45.10% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.72 | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34038729 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.781% |  | 8.125% | 8.125% | $445.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.88% | 46.88% | 46.88% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.26 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88694672 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 10.161% |  | 9.875% | 9.875% | $560.95 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.60% | 37.60% | 37.60% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15531504 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.140% | Manual Underwriting | Manual Underwriting | No | 8.251% |  | 7.500% | 7.500% | $1422.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.40% | 33.40% | 33.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52924954 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.588% |  | 8.125% | 8.125% | $1566.67 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.64% | 42.64% | 42.64% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.05 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54950016 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 7.943% |  | 7.625% | 7.625% | $813.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.22% | 21.22% | 21.22% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 66.03% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.96 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85574610 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.496% |  | 7.750% | 7.750% | $935.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.91% | 24.91% | 24.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91575759 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.222% |  | 7.875% | 7.875% | $3445.84 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 31.21% | 31.21% | 31.21% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | 01-21-2027 | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Identification Card | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.81 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76372325 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.485% |  | 7.625% | 7.625% | $365.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 18.94% | 18.94% | 18.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 91 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.5 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73404601 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 7.816% |  | 7.375% | 7.375% | $690.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.83% | 38.83% | 38.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.21 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 78292490 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | ATR/QM: Exempt | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 0.000% |  | 8.375% | 8.375% | $380.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.01% | 37.01% | 37.01% | Yes | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 44.26 | N/A | No | Yes | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55239156 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.819% |  | 8.250% | 8.250% | $751.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.86% | 49.65% | 49.65% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62246079 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.800% |  | 9.500% | 9.500% | $496.94 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.70% | 35.70% | 35.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 647 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.87 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95290708 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.678% |  | 9.375% | 9.375% | $788.50 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.53% | 41.53% | 41.53% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 677 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20485140 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.156% |  | 7.625% | 7.625% | $898.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.19% | 41.19% | 41.19% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $100000.00 | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 40.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76350952 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.496% |  | 7.875% | 7.875% | $828.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.03% | 25.03% | 25.03% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 |  | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 23.9 | No | 74.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71919682 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 9.000% |  | 8.250% | 8.250% | $340.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 35.76% | 35.76% | 35.76% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 11.4 | No | 63.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 23503704 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.185% |  | 7.625% | 7.625% | $1057.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.17% | 40.17% | 40.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59788666 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.275% |  | 8.750% | 8.750% | $1427.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.48% | 42.48% | 42.48% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 683 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.63 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 64736606 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.841% |  | 9.125% | 9.125% | $549.20 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.99% | 49.99% | 49.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 339 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37950014 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 7.967% |  | 7.625% | 7.625% | $1545.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.81% | 42.81% | 42.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 228 | 31 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 36.22 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70946801 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 8.002% |  | 7.750% | 7.750% | $1074.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.78% | 49.78% | 49.78% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 57.15 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 66786125 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.958% |  | 7.625% | 7.625% | $1327.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 48.56% | 48.56% | 48.56% | Yes | Yes |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.13 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34833437 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.480% | Manual Underwriting | Manual Underwriting | No | 8.629% |  | 8.250% | 8.250% | $1687.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.64% | 42.64% | 42.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21873830 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 10.521% |  | 9.875% | 9.875% | $694.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.02% | 35.69% | 35.69% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81877026 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 10.787% |  | 9.875% | 9.875% | $717.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.54% | 48.54% | 48.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 647 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 32.05 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 39136033 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.164% |  | 7.875% | 7.875% | $1488.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.85% | 37.85% | 37.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 23 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55177722 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 10.243% |  | 9.875% | 9.875% | $593.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.71% | 39.72% | 39.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 249 | 30 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 78.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20685728 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.379% |  | 8.000% | 8.000% | $636.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.99% | 49.99% | 49.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33272764 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 7.709% |  | 7.250% | 7.250% | $537.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.83% | 28.83% | 28.83% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19559456 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 8.241% |  | 7.500% | 7.500% | $1079.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.19% | 49.19% | 49.19% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Retirement - Executed 4506T Verified | Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 35.27 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54763907 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.036% |  | 8.500% | 8.500% | $538.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.57% | 42.57% | 42.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58728668 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 8.649% |  | 8.375% | 8.375% | $460.06 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.94% | 30.94% | 30.94% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 58 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70.72 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93663516 | Close End 2nd | Close End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 10.012% |  | 9.375% | 9.375% | $1102.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.60% | 40.60% | 40.60% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 30.00% |  |  | Borrower Prepared | 5 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 643 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Conditional Permanent Resident Card w/ USCIS 1-751 |  | 11-08-2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.91 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90874158 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 8.372% |  | 7.625% | 7.625% | $528.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.44% | 37.44% | 37.44% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Retirement, Retirement, Retirement - Executed 4506T Verified | Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 6.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74846245 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.227% |  | 7.625% | 7.625% | $353.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.49% | 45.49% | 45.49% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Other, Retirement - Executed 4506T Verified | Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77895927 | Closed End 2nd | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 7.725% |  | 7.375% | 7.375% | $621.61 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.34% | 26.34% | 26.34% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 66.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 76297133 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.180% | Manual Underwriting | Manual Underwriting | No | 8.404% |  | 8.000% | 8.000% | $477.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.55% | 28.55% | 28.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 41.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50821108 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 7.839% |  | 7.250% | 7.250% | $341.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.27% | 35.27% | 35.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 137 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 54.42 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93320268 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 10.543% |  | 9.875% | 9.875% | $464.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.93% | 36.93% | 36.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75374554 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 8.683% |  | 8.125% | 8.125% | $1899.53 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.77% | 34.77% | 34.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 156 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.56 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 28026008 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.960% |  | 9.375% | 9.375% | $725.70 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.48% | 40.09% | 40.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 60343099 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 9.080% |  | 8.750% | 8.750% | $1237.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.98% | 43.98% | 43.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 249 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 673 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 34479060 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 9.770% |  | 9.375% | 9.375% | $1929.66 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.43% | 43.00% | 43.00% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 \|\| Co Borrower - SESCorp - Executed 4506T Verified, Business Bank Statements Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 69.2 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55963613 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.887% |  | 8.250% | 8.250% | $563.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.02% | 40.02% | 40.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 2 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SEPartnership - 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 1.3 | $X,XXX.XX | 1.3 | No | 72.04 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80432509 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.338% |  | 8.750% | 8.750% | $361.88 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 16.78% | 16.78% | 16.78% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 52.81 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79367919 | Closed End 2nd | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 8.031% |  | 7.500% | 7.500% | $1369.51 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.20% | 49.20% | 49.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 63.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 75822766 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 9.884% |  | 9.250% | 9.250% | $575.87 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.18% | 49.18% | 49.18% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 688 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 20525754 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 9.113% |  | 8.375% | 8.375% | $1038.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.65% | 44.65% | 44.65% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 73047387 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 9.214% |  | 8.375% | 8.375% | $1109.31 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.85% | 37.85% | 37.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.25 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19755496 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.204% |  | 8.625% | 8.625% | $528.90 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.29% | 41.29% | 41.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Military and Government Assistance, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.63 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61133820 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.763% |  | 8.125% | 8.125% | $415.80 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.86% | 49.86% | 49.86% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 62 | 30 | Work Number | No | 0 |  |  | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.97 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44431953 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 8.238% |  | 7.875% | 7.875% | $1123.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.23% | 44.23% | 44.23% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65.93 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 51716442 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.630% |  | 9.000% | 9.000% | $981.64 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.11% | 36.11% | 36.11% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.97 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 84683539 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 10.524% |  | 9.750% | 9.750% | $416.69 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.76% | 34.76% | 34.76% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 4 | 4 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025 - 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 681 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 79154474 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.090% |  | 8.500% | 8.500% | $384.46 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.17% | 49.17% | 49.17% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 77 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 46.19 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 54803883 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.890% | Manual Underwriting | Manual Underwriting | No | 9.511% |  | 8.750% | 8.750% | $590.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 45.68% | 45.68% | 45.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 19 | 19 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 658 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 42.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50238010 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.042% |  | 8.750% | 8.750% | $636.27 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.64% | 42.64% | 42.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 44 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 60577826 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.434% |  | 8.125% | 8.125% | $759.81 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 33.66% | 33.66% | 33.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.18 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 92543039 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.282% |  | 8.000% | 8.000% | $501.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 36.49% | 36.50% | 36.50% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other, Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 \|\| Co Borrower - Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States Of America | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 18 | No | 72.21 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 14244899 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.292% |  | 8.500% | 8.500% | $538.05 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.83% | 41.83% | 41.83% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.36 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 15846766 | Closed End Second | Closed End Second | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.090% | Manual Underwriting | Manual Underwriting | No | 7.694% |  | 7.250% | 7.250% | $702.90 | Yes | 5.000% | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 21.83% | 21.84% | 21.84% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 34.86 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX | 2.692 |
| XXXX |  | 80668584 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 10.094% |  | 9.375% | 9.375% | $545.15 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.92% | 42.92% | 42.92% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 30 | Work Number | Yes | 125 | 30 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 0.4 | No | 74.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 61684466 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.400% | Manual Underwriting | Manual Underwriting | No | 10.042% |  | 9.750% | 9.750% | $677.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.05% | 42.05% | 42.05% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 74 | 31 | Work Number | No | 0 |  |  | Borrower - Other - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 642 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 64.88 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 96369924 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 9.275% |  | 8.875% | 8.875% | $358.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.39% | 38.39% | 38.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 60 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.1 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50622607 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.111% |  | 7.375% | 7.375% | $638.37 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.93% | 29.93% | 29.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 825 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69807504 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.183% |  | 8.750% | 8.750% | $613.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.24% | 37.24% | 37.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 667 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 73.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71100530 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | n/a | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.540% |  | 8.125% | 8.125% | $1176.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.16% | 35.16% | 35.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 84 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 685 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 53342692 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.003% |  | 8.250% | 8.250% | $1252.54 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.24% | 25.24% | 25.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.64 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 85184623 | Closed 2nd End | Closed 2nd End | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.208% |  | 7.875% | 7.875% | $725.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.57% | 44.57% | 44.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 34.07 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 43314707 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.045% |  | 8.750% | 8.750% | $441.86 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.32% | 42.32% | 42.32% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 665 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 24.9 | No | 53.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 11230052 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.090% | Manual Underwriting | Manual Underwriting | No | 8.799% |  | 8.000% | 8.000% | $668.96 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.67% | 49.67% | 49.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 141 | 17 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 61.74 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93295043 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 7.743% |  | 7.375% | 7.375% | $1843.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.63% | 40.63% | 40.63% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.06 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 32970329 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 10.114% |  | 9.875% | 9.875% | $1009.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.10% | 28.10% | 28.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 37 | 30 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 645 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 77343335 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.180% |  | 7.500% | 7.500% | $322.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.44% | 49.44% | 49.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 16 | 17 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2022, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 13.2 | No | 34.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88166589 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.431% |  | 8.125% | 8.125% | $422.12 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 15.97% | 15.97% | 15.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.20% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 31 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 38.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62162927 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.346% |  | 7.750% | 7.750% | $501.49 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.66% | 49.66% | 49.66% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Borrower Prepared | 6 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 207 | 18 | Work Number | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2024, 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 33.49 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40789799 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 9.149% |  | 8.625% | 8.625% | $622.23 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.43% | 39.43% | 39.43% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 682 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 37005858 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.986% |  | 8.375% | 8.375% | $380.04 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.05% | 45.05% | 45.05% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 \|\| Co Borrower - Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | 01-12-2028 | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Form | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 12.3 | No | 39.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 17903643 | Closed End Seconds | Closed End Seconds | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.554% |  | 8.125% | 8.125% | $1484.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.87% | 47.87% | 47.87% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 48.6 | No | 79.45 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 60422930 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.369% |  | 8.125% | 8.125% | $1198.02 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.72% | 44.72% | 44.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 6 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | $X,XXX.XX | 11.5 | $X,XXX.XX | 33 | No | 84.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 27791113 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 9.151% |  | 8.875% | 8.875% | $887.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.78% | 44.78% | 44.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Separation Agreement Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 76.65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95692840 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 9.283% |  | 8.750% | 8.750% | $983.38 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.68% | 49.68% | 49.68% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 6.3 | No | 50.37 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 95757492 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 10.168% |  | 9.875% | 9.875% | $694.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.62% | 34.62% | 34.62% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 676 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 44652010 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 9.679% |  | 9.375% | 9.375% | $461.99 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.00% | 29.00% | 29.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 194 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 645 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 36.2 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 86915689 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.969% |  | 8.375% | 8.375% | $760.07 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.26% | 27.26% | 27.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 156 | 30 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage, Other, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 687 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 47.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 80299012 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 8.876% |  | 8.375% | 8.375% | $950.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.65% | 49.65% | 49.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 55 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 77.55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94345049 | Closed End 2nd | Closed end 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.750% | Manual Underwriting | Manual Underwriting | No | 9.620% |  | 9.000% | 9.000% | $642.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.43% | 47.43% | 47.43% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 32 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, SSI and Disability - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 90684926 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Manual Underwriting | No | 10.296% |  | 9.625% | 9.625% | $1487.48 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.07% | 44.07% | 44.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 223 | 29 | Work Number | Yes | 60 | 30 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99363601 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 8.602% |  | 7.875% | 7.875% | $384.29 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.76% | 43.76% | 43.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 43.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69002036 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.216% |  | 7.500% | 7.500% | $805.59 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 22.72% | 22.72% | 22.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.94 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 60874510 | Closed End 2nd | Closed-END 2Nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 8.125% |  | 7.750% | 7.750% | $659.10 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.45% | 49.45% | 49.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 221 | 30 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74200151 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 8.846% |  | 8.375% | 8.375% | $1169.45 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.49% | 49.49% | 49.49% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2025, 2024 \|\| Co Borrower - Retirement - Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 19689476 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 8.644% |  | 8.250% | 8.250% | $1337.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.08% | 31.51% | 31.51% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 31.3 | No | 84.89 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 94003256 | Close End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.340% | Manual Underwriting | Manual Underwriting | No | 8.222% |  | 7.500% | 7.500% | $604.19 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.48% | 37.48% | 37.48% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 69241895 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 8.681% |  | 8.125% | 8.125% | $371.25 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 38.20% | 38.20% | 38.20% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 280 | 30 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 50.01 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 33129915 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.260% | Manual Underwriting | Manual Underwriting | No | 9.673% |  | 9.375% | 9.375% | $970.18 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 41.04% | 41.04% | 41.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 18.6 | No | 83.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91910647 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.260% | Manual Underwriting | Manual Underwriting | No | 8.238% |  | 7.500% | 7.500% | $563.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.22% | 33.22% | 33.22% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other - Executed 4506T Verified \|\| Co Borrower - Other, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 53.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 52433854 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 8.436% |  | 8.125% | 8.125% | $1484.28 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.99% | 42.99% | 42.99% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 82.56 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 81544339 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.260% | Manual Underwriting | Manual Underwriting | No | 8.898% |  | 8.625% | 8.625% | $569.24 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.11% | 43.11% | 43.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 30 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 72.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 59236499 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 9.669% |  | 9.000% | 9.000% | $321.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.97% | 49.97% | 49.97% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 649 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XXXX | XXXX | 0 | 89 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 51.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 88026533 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 7.819% |  | 7.250% | 7.250% | $341.09 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 33.37% | 33.37% | 33.37% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 48.09 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 58936462 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.260% | Manual Underwriting | Manual Underwriting | No | 8.792% |  | 8.500% | 8.500% | $433.91 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.09% | 42.84% | 42.84% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other - Executed 4506T Verified \|\| Co Borrower - Other, Other - Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 67.14 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 40908951 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 8.955% |  | 8.375% | 8.375% | $595.14 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.72% | 26.72% | 26.72% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 2.6 | No | 84.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50778641 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.200% | Manual Underwriting | Manual Underwriting | No | 8.201% |  | 7.750% | 7.750% | $426.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.46% | 33.46% | 33.46% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 83.21 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 45508112 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.770% | Manual Underwriting | Manual Underwriting | No | 8.194% |  | 8.000% | 8.000% | $381.56 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.58% | 27.58% | 27.58% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 10 | 18 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2024, 2025, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 56.35 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12790349 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 8.619% |  | 8.000% | 8.000% | $403.57 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.52% | 43.52% | 43.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 88 | 30 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 59.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 71071198 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.436% |  | 8.875% | 8.875% | $676.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.02% | 43.02% | 43.02% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 75.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 30373425 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.200% | Manual Underwriting | Manual Underwriting | No | 7.736% |  | 7.125% | 7.125% | $508.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 29.98% | 29.98% | 29.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 49.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 74625361 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.436% |  | 8.750% | 8.750% | $314.68 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.66% | 39.66% | 39.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 38 | 31 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 818 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 50491423 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.059% |  | 7.750% | 7.750% | $1647.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.34% | 49.34% | 49.34% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 139 | 31 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, SESoleProprietor, SESoleProprietor, Wage, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 62.7 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 91196486 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.200% | Manual Underwriting | Manual Underwriting | No | 9.710% |  | 9.000% | 9.000% | $494.85 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.33% | 46.33% | 46.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 12 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 646 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 49444000 | Closed End Second | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.200% | Manual Underwriting | Manual Underwriting | No | 9.106% |  | 8.375% | 8.375% | $670.74 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.01% | 48.01% | 48.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 58.8 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 48966776 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.200% | Manual Underwriting | Manual Underwriting | No | 9.429% |  | 8.750% | 8.750% | $499.30 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.84% | 35.84% | 35.84% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 116 | 31 | Work Number | Yes | 59 | 31 | Work Number | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2023, 2024 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2023, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.69 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 70129958 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 10.323% |  | 9.875% | 9.875% | $534.03 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.68% | 42.68% | 42.68% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 709 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 10751529 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.200% | Manual Underwriting | Manual Underwriting | No | 8.733% |  | 8.000% | 8.000% | $627.34 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 29.52% | 29.52% | 29.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | $X,XXX.XX | 30.4 | No | 37.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 13391983 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.670% | Manual Underwriting | Manual Underwriting | No | 9.603% |  | 9.000% | 9.000% | $885.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.90% | 38.90% | 38.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 84.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 55791531 | "Closed End 2nd" | "Closed End 2nd" | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.690% | Manual Underwriting | Manual Underwriting | No | 9.234% |  | 8.625% | 8.625% | $777.79 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.75% | 47.27% | 47.27% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 2 | 0 | No | N/A | 2 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified \|\| Co Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.66 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | 2.75 |
| XXXX |  | 37389387 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.851% |  | 8.500% | 8.500% | $3598.83 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.00% | 45.10% | 45.10% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | FNMA 1005 | Yes | 15 | 15 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 68.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 93163145 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 8.688% |  | 8.125% | 8.125% | $527.17 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.66% | 49.66% | 49.66% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 29.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 12327397 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 9.957% |  | 9.750% | 9.750% | $2147.89 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.09% | 48.22% | 48.22% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 74.59 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 21370849 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.320% | Manual Underwriting | Manual Underwriting | No | 10.623% |  | 9.750% | 9.750% | $569.11 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 28.30% | 28.30% | 28.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 643 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 45.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 62749907 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Manual Underwriting | No | 9.817% |  | 9.375% | 9.375% | $831.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.49% | 38.49% | 38.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 15 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 71.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 68001682 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 9.750% |  | 9.250% | 9.250% | $1717.75 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $0.00 | $0.00 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.60% | 36.60% | 36.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 69 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XX/XX/XXXX |  |
| XXXX |  | 99623486 | Closed End 2nd | Closed End 2nd | XXXX | No | XXXX Underwriting Guidelines | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | Not Stated | N/A | N/A |  |  | 0.000% | Manual Underwriting | Manual Underwriting | No | 8.184% |  | 7.875% | 7.875% | $1412.08 | No |  | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.61% | 46.11% | 46.11% | Yes | Yes |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025 - 2025 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025 - 2025 | XXXX XXXX XX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 60.5 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XX/XX/XXXX | 2.875 |

---

## Exhibit 99.2

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.2 - Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| XXXX |  | 62436752 | XXXX | Closed End 2nd | Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 2591.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.7 | 1 | 1 | N/A | 0 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| XXXX |  | 55239156 | XXXX | Close End 2nd | Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | 1405.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.6 | 1 | 1 | N/A | 0 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |

---

## Exhibit 99.2

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.2 - Schedule 6**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraisal Type** | **Primary Appraised Value** | **Value for LTV** | **LTV** | **CLTV** | **Original AVM Confidence Score** | **Original AVM FSD** | **Primary Appraisal Date** | **Loan Reviewed Product Type** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **Most Recent AVM Confidence Score** | **Most Recent AVM FSD** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Loan Collateral Advisor Risk Score Date** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Collateral Underwriter Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXX |  | 27677160 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 658000 | 82.73 | 30.4 | 82.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 29541263 | XX/XX/XXXX | $X,XXX.XX | 0 | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.07 | 67.34 | 0.860000 | 0.14 | XX/XX/XXXX | AVM | $X,XXX.XX | $X,XXX.XX | XXXX |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 0.870000 | 0.13 | VeroValue | VeroValue AVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42574597 | XX/XX/XXXX | $X,XXX.XX | 0 | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.32 | 45.63 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65717597 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 29.06 | 78.62 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92095342 | XX/XX/XXXX | $X,XXX.XX | 0 | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.95 | 64.82 | 0.990000 | 0.01 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16832703 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 14.89 | 84.14 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41893661 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.38 | 65.41 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61622864 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.82 | 74.74 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58366700 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.8 | 65.0 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15560391 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.93 | 38.48 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59697027 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.64 | 82.56 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35560831 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.11 | 61.52 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98671081 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.85 | 72.07 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54655498 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.4 | 69.33 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 29503730 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 16.68 | 67.05 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36271914 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.85 | 64.7 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70160870 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 36.5 | 67.79 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35834923 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 16.49 | 59.31 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87218739 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 18.06 | 79.88 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65749671 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.22 | 69.88 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72179264 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 13.67 | 79.85 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14860859 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 328000 | 67.39 | 54.88 | 67.39 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55954308 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.23 | 59.03 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63588284 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.78 | 68.1 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 60468557 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.38 | 64.03 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47153081 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 3.71 | 18.9 | 0.800000 | 0.2 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35996061 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.63 | 76.61 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40516377 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.42 | 79.76 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91401656 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.27 | 78.66 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49890061 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.81 | 74.94 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79863073 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.72 | 74.6 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 68115225 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 14.49 | 79.98 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 57222208 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 590000 | 84.88 | 16.95 | 84.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50636356 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 8.93 | 79.97 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74022394 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.13 | 55.87 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16366081 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.7 | 63.03 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44386835 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 30.86 | 79.24 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21230341 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 20.83 | 79.99 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90899803 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.14 | 73.59 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58745007 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 21.56 | 79.34 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83479143 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.63 | 62.36 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37173522 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.33 | 69.42 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 60151413 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 25.86 | 59.88 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89171526 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.64 | 59.19 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90444252 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.48 | 79.73 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45922588 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.47 | 69.98 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94635671 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.86 | 55.03 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36459323 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.81 | 55.71 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98705771 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.55 | 78.18 | 0.830000 | 0.17 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54786922 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.25 | 79.85 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35405794 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.89 | 55.5 | 0.810000 | 0.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12795785 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.64 | 44.4 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23342522 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 29.76 | 84.38 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96940589 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.42 | 58.65 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48922470 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.82 | 42.36 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65855229 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.65 | 69.99 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19172332 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.94 | 24.41 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73131327 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.95 | 73.15 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81479521 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.87 | 74.99 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55684883 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.0 | 49.43 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80159049 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.86 | 80.0 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36791895 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.14 | 64.41 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26888214 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.38 | 42.35 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 31041947 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.24 | 84.31 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45190774 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.21 | 84.98 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23346448 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.49 | 46.81 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96517585 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.22 | 51.87 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72528286 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.64 | 78.23 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98335186 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 4.56 | 33.76 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58800651 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 31.73 | 64.77 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15317006 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 25.21 | 69.33 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80672129 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.95 | 69.86 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70014730 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.88 | 71.19 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13236366 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.45 | 73.87 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30612678 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.83 | 59.75 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40261073 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.39 | 74.59 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77579512 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.16 | 59.06 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63351702 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.08 | 79.78 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22779367 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.8 | 62.19 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66037934 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.0 | 60.47 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15479165 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.98 | 49.13 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83209636 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 29.5 | 59.38 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47062440 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.93 | 68.29 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36206239 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.46 | 27.87 | 0.810000 | 0.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77669870 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.11 | 63.98 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20187324 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.07 | 85.0 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81434746 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.31 | 62.53 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 57273647 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.02 | 58.71 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12417042 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.85 | 77.52 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89092474 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.7 | 72.57 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27893907 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.99 | 79.99 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20527970 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.09 | 76.14 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22748090 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.28 | 49.02 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93872757 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.5 | 59.42 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17212860 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.36 | 74.85 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65397374 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.72 | 63.03 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88445497 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 34.13 | 73.24 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64785012 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 12.56 | 73.23 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44708035 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.33 | 35.75 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62781027 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.7 | 43.07 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62061728 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.43 | 74.99 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 97165314 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.65 | 61.25 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98862316 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.91 | 69.47 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56400261 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.57 | 64.79 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69660648 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.36 | 52.11 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37699023 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.2 | 48.58 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13898454 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.55 | 77.61 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50412916 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.33 | 78.97 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78373871 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.41 | 47.6 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 25435163 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 25.81 | 72.39 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40195634 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.32 | 68.93 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84206980 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.35 | 55.77 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54597781 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.21 | 53.06 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28963599 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 355051 | 74.89 | 11.83 | 74.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34183719 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.04 | 73.55 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83415616 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.89 | 74.85 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61286421 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.5 | 76.6 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49597818 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.48 | 55.65 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16656659 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.03 | 43.77 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32144947 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.29 | 81.35 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10998375 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 17.86 | 79.28 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59904380 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 24.62 | 60.16 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14601857 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.8 | 69.97 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11112973 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.76 | 83.6 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47022463 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.8 | 85.0 | 0.930000 | 0.07 | XX/XX/XXXX | AVM | $X,XXX.XX | $X,XXX.XX | XXXX |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 0.940000 | 0.06 | Other | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78016705 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.58 | 70.75 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73027811 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.82 | 57.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15362857 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.41 | 47.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17698934 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 364964 | 74.59 | 24.66 | 74.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72002937 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.89 | 78.01 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 24015901 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 10.94 | 71.88 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36193305 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.94 | 57.26 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12240394 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.12 | 60.0 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85352298 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.05 | 35.21 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26986943 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.61 | 81.8 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17736960 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 8.5 | 34.8 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50081457 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.97 | 43.17 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93326653 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.0 | 74.32 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 46879068 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.46 | 65.71 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81906362 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.67 | 74.9 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39269453 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.25 | 45.33 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45539004 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 16.55 | 74.86 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67611756 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.98 | 60.4 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32929863 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.45 | 71.03 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49382835 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.09 | 77.62 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64663077 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.38 | 69.08 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66042452 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.41 | 69.68 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56398286 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.55 | 62.36 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96873548 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.85 | 63.43 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88072589 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.25 | 73.14 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18157594 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.53 | 65.52 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77868607 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 41.16 | 79.63 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38446734 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.58 | 74.71 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79281476 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.99 | 57.68 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78776283 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.5 | 79.14 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33109789 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.83 | 61.07 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44281804 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.39 | 68.89 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86267831 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.06 | 70.0 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16461264 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 20.43 | 66.7 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30743519 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.04 | 64.75 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85504478 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.93 | 71.04 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71084898 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.71 | 37.51 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44772074 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 11.56 | 51.84 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32221801 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 12.77 | 62.51 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35270605 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 46.38 | 80.0 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77509001 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.45 | 76.11 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33458761 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.15 | 73.79 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 31271755 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.07 | 69.14 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32654294 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.68 | 59.91 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98347986 | XX/XX/XXXX | $X,XXX.XX |  | 0 | Broker Price Opinion (BPO) | $X,XXX.XX | $X,XXX.XX | 17.53 | 78.91 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44990195 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.7 | 64.84 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73735874 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.98 | 52.41 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43967511 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.48 | 75.74 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33857065 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.48 | 53.57 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72023448 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.16 | 79.33 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21899342 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 39.67 | 75.83 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54696582 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 31.25 | 80.0 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83856154 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.22 | 64.11 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11346343 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 5.21 | 40.83 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55445493 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.86 | 76.18 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99543121 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.28 | 73.95 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32568598 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.88 | 64.5 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12109351 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.76 | 67.16 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15041339 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.4 | 73.06 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62356140 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.35 | 68.83 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93005928 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.41 | 76.29 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16158545 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 3.02 | 24.15 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95722246 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.1 | 57.87 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96642108 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.85 | 84.83 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32751586 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 22.99 | 75.32 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86548971 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 30.04 | 79.78 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26305379 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.05 | 69.85 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 82022603 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.27 | 67.04 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30810566 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.53 | 64.58 | 0.840000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38459393 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.74 | 74.77 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74554830 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.71 | 70.87 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73022763 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.12 | 46.22 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23905884 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.04 | 68.72 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84735409 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.88 | 79.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83255504 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.9 | 77.19 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55643855 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.88 | 38.25 | 0.830000 | 0.17 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26410887 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.49 | 73.33 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20247572 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.75 | 64.83 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83689617 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.43 | 63.34 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79380850 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.03 | 62.58 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16853283 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.66 | 79.16 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52253943 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.04 | 60.28 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80755549 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.52 | 78.71 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10128028 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.23 | 76.39 | 0.810000 | 0.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80041305 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.58 | 68.29 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37996457 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.86 | 54.75 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67858878 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.66 | 59.18 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 25734886 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.96 | 62.49 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74563507 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.43 | 60.0 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17585132 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.74 | 75.0 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98904004 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.65 | 62.69 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36216418 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.23 | 73.9 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98531753 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.65 | 77.67 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78274850 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.45 | 74.76 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13974437 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.86 | 55.79 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69087683 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.0 | 77.8 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36693329 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.74 | 60.19 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26992322 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.12 | 55.69 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87181441 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.83 | 69.5 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69233880 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 36.49 | 79.98 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91624500 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.07 | 64.06 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22769877 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.45 | 52.19 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38613366 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.16 | 48.09 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38692784 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.3 | 50.23 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41996832 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.24 | 84.89 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23215911 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.87 | 70.57 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 31140501 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.72 | 71.41 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55893040 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.12 | 84.29 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47147892 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.22 | 70.21 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84053136 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.53 | 84.99 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10351507 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.35 | 72.39 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43785378 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.67 | 37.8 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88506018 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.11 | 59.86 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85351713 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 19.5 | 84.85 |  | 0.06 | XX/XX/XXXX | AVM | $X,XXX.XX | $X,XXX.XX | XXXX |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 0.940000 | 0.06 | Clear Capital | VeroValue AVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73400906 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.11 | 77.38 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66676905 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.05 | 72.05 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52873992 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 29.13 | 56.59 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27989895 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.29 | 74.71 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47196145 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.16 | 50.04 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21433708 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.4 | 39.7 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87033084 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.81 | 67.47 | 0.970000 | 0.03 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37736299 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 38.05 | 78.57 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32356774 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.9 | 49.98 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21919723 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.96 | 37.93 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11496574 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.13 | 45.41 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59988228 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.88 | 47.38 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49418326 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 32.42 | 74.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71323673 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.45 | 61.66 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28856012 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 36.5 | 81.56 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37634751 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.6 | 79.93 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50543468 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.45 | 35.39 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79017379 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 33.24 | 79.05 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85176080 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.25 | 84.98 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84407761 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 5.47 | 55.55 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26947152 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.88 | 77.3 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73959853 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.64 | 64.17 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88646948 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.19 | 84.81 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61442313 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.18 | 63.65 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16503900 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.39 | 42.12 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81367138 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.13 | 79.74 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93313633 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.98 | 54.2 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65971706 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 10.43 | 66.26 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10782447 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.95 | 63.92 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41587404 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.63 | 84.81 | 0.840000 | 0.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74378880 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.08 | 73.4 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89540660 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.18 | 60.11 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 29015899 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.39 | 71.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47944244 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.79 | 82.65 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10785772 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.92 | 68.57 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45520638 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.83 | 36.09 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34459900 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.93 | 79.98 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42681764 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.17 | 78.35 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62668492 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.53 | 73.17 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76309546 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.44 | 70.73 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87975509 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.84 | 64.77 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21822819 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.14 | 47.0 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69817814 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.76 | 74.89 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44059187 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.13 | 84.79 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69782609 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.45 | 76.89 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 57129283 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.44 | 48.32 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 97222827 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.16 | 74.44 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12742046 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.84 | 74.64 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70415696 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.57 | 56.32 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55015080 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.06 | 44.48 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59664110 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.1 | 47.51 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63974384 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.26 | 74.61 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59278518 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.59 | 57.89 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86100157 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.57 | 76.48 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35798007 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.12 | 41.63 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16785004 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 29.25 | 70.48 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76613968 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.85 | 56.96 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74862231 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.8 | 79.92 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12331183 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.91 | 59.32 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 51293735 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 31.01 | 69.75 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23297344 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.38 | 49.89 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75697306 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.67 | 72.98 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42278929 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.84 | 74.9 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44222373 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.42 | 72.61 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53621454 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.86 | 79.89 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74891006 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 41.4 | 74.99 | 0.840000 | 0.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21731630 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.27 | 64.1 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67602101 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.66 | 52.73 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14405950 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.78 | 77.95 | 0.960000 | 0.04 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21625170 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.49 | 41.65 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10527121 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.13 | 72.14 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22408299 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 24.0 | 84.83 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41927544 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 15.32 | 49.66 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71350276 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.68 | 64.46 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86898348 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.23 | 44.16 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87135506 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.77 | 83.39 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39681733 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.1 | 68.01 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94061335 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.12 | 84.48 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50214777 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.63 | 60.69 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54694236 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.26 | 68.1 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37672427 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.14 | 83.27 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35452262 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.18 | 58.71 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 97854660 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 40.42 | 68.24 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62339691 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.54 | 81.48 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38381560 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 9.26 | 79.28 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28834240 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.05 | 72.77 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92897933 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.67 | 60.5 | 0.840000 | 0.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28494474 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 13.29 | 66.71 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14497187 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.01 | 84.99 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74611280 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.41 | 70.11 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49344142 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.44 | 59.85 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16477602 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 34.92 | 77.19 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47681476 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.79 | 71.55 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62582743 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.0 | 47.86 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56964948 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.11 | 79.76 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84793430 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.72 | 33.64 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15765675 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.08 | 41.96 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16039566 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.11 | 54.12 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37577801 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.8 | 52.47 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28195672 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.68 | 40.06 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 51606150 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.63 | 26.89 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55893759 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.87 | 71.25 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75570367 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.87 | 74.99 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94927084 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 29.29 | 74.58 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11034708 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 37.74 | 79.92 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48954744 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.79 | 79.84 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69742186 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.15 | 63.64 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78451988 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.84 | 69.87 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95691295 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 36.77 | 79.99 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18549105 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 699000 | 64.99 | 19.13 | 64.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66928301 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.51 | 61.23 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30728331 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.23 | 69.24 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37023999 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.97 | 64.53 | 0.810000 | 0.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71879886 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.47 | 64.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41752652 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.78 | 72.07 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37836425 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.74 | 84.73 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42793879 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.21 | 51.74 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39221163 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.32 | 27.64 | 0.840000 | 0.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35015538 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 1100000 | 55.34 | 30.0 | 55.34 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47940339 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.42 | 71.2 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10867013 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.6 | 64.77 | 0.810000 | 0.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30528178 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.19 | 40.82 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52868445 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.74 | 29.68 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58799888 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.8 | 69.94 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62952512 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.76 | 58.89 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84192953 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.31 | 45.93 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28819375 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.73 | 69.31 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86273662 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.67 | 39.49 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40814210 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.0 | 44.61 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87877160 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.82 | 84.97 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93138720 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.51 | 74.65 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23320720 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.91 | 69.96 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33501990 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.9 | 67.05 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 68254562 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.95 | 75.0 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55771676 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.81 | 60.33 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16330658 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.77 | 69.52 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49503232 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.59 | 52.81 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94091769 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 24.32 | 74.9 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16831236 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.35 | 72.54 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59203343 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.87 | 47.0 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92899848 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.21 | 84.98 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84131761 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.9 | 78.98 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 24015655 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.66 | 84.19 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61630717 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.77 | 74.91 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53491200 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.64 | 59.67 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91446688 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.39 | 40.03 | 0.800000 | 0.2 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80007263 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.79 | 64.14 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55928838 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.55 | 36.49 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40966086 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 39.79 | 82.39 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54855380 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 29.7 | 73.22 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32526510 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 29.41 | 73.67 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50244523 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.13 | 84.19 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63483237 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.86 | 54.91 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52976441 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.13 | 66.3 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80978697 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.07 | 69.87 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 57308253 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.82 | 63.12 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11655068 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 39.88 | 67.79 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67831188 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 31.38 | 79.99 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41619180 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.7 | 46.37 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76794234 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.39 | 74.88 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15856933 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.59 | 63.54 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10091566 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.59 | 78.31 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63246423 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.79 | 54.93 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14410221 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.04 | 65.23 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66814417 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 5.76 | 85.0 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44673572 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.83 | 74.94 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 60676218 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.71 | 69.84 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70814982 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.82 | 82.87 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48644671 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.57 | 60.42 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27353202 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 10.08 | 68.14 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44342149 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.03 | 74.83 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85617308 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.31 | 69.82 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17064067 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.41 | 70.45 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19814574 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 2250000 | 68.13 | 22.22 | 68.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87611337 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.09 | 77.85 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84956706 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.04 | 59.77 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26142796 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.17 | 59.29 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89675251 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.11 | 66.16 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14807991 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.58 | 42.28 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50780175 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.51 | 45.28 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65759728 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 1355000 | 83.47 | 25.83 | 83.47 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62475263 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.28 | 50.34 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27941000 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.64 | 76.89 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73072519 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.04 | 67.2 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40626756 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.3 | 67.47 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63850633 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 34.3 | 84.57 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40024251 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.75 | 79.7 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13288151 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.19 | 72.35 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39244176 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 32.71 | 73.22 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91071050 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 43.32 | 84.99 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96804059 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.61 | 59.61 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20739460 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.58 | 50.33 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27711806 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.25 | 80.61 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61107524 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 36.31 | 64.1 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55920890 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.58 | 68.52 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58418055 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.99 | 63.19 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98497829 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 51.28 | 78.59 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62413906 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.84 | 74.8 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 51315570 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.16 | 45.26 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99436723 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.7 | 74.98 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65459008 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 45.76 | 77.9 |  | 0.1 | XX/XX/XXXX | AVM | $X,XXX.XX | $X,XXX.XX | XXXX |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 0.900000 | 0.1 | Clear Capital | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47431535 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.16 | 66.74 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21326603 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.82 | 60.29 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61900989 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.65 | 59.43 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20929689 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.79 | 60.33 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75877447 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.59 | 59.17 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49220521 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 20.35 | 53.33 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73997267 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.58 | 75.47 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 82766298 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.14 | 64.73 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99615094 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 32.44 | 74.98 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23965557 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.78 | 48.48 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86281308 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 50.9 | 83.97 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35398611 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.32 | 79.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17104971 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 13.57 | 41.31 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17383504 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 1395000 | 37.08 | 25.09 | 37.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80147520 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.9 | 56.4 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93629589 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.46 | 74.99 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87929688 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.49 | 71.34 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55360697 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.89 | 40.01 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65203804 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 29.17 | 66.75 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65645256 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.7 | 63.59 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40675745 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 31.69 | 79.74 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53388013 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.19 | 76.84 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80172377 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.6 | 71.46 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66816613 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.08 | 62.31 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56104590 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 31.65 | 68.47 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81779365 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.19 | 65.38 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56904484 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.66 | 70.55 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78263179 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.62 | 43.31 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55936230 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.95 | 84.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32680666 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 27.86 | 69.99 |  | 0.18 | XX/XX/XXXX | AVM | $X,XXX.XX | $X,XXX.XX | XXXX |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 0.820000 | 0.18 | Clear Capital | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33406826 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.58 | 64.57 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72259153 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.84 | 20.71 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79704478 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 42.43 | 63.69 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76732479 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.91 | 72.99 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56854091 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.49 | 72.73 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69137067 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 8.13 | 84.6 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96495479 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.04 | 48.47 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50511106 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 985000 | 84.69 | 36.55 | 84.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33411519 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.83 | 68.53 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55353579 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 14.68 | 46.4 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38203362 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.21 | 64.76 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19565206 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.33 | 48.79 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89749960 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.15 | 73.49 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21059153 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.79 | 57.11 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42974427 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 31.05 | 80.0 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18483379 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.11 | 70.87 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90914658 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.13 | 63.93 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69478441 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.36 | 84.72 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95521690 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.84 | 77.87 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12370742 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 37.53 | 61.01 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53722812 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.14 | 49.32 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48321472 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.38 | 71.37 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67830342 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.87 | 56.1 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59747926 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 29.51 | 71.66 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32921217 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 33.66 | 84.62 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21292956 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.48 | 79.45 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72802250 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 17.61 | 54.67 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75988683 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.88 | 53.81 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50930713 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.1 | 55.24 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37009091 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.89 | 74.48 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74429212 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.0 | 58.77 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98994461 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.49 | 84.41 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11756184 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.25 | 57.73 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76625469 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.79 | 37.05 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75529623 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.33 | 63.66 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38180838 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.6 | 68.27 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72980795 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.99 | 38.77 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71740378 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.39 | 51.78 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 24175788 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 32.6 | 53.17 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45439542 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.24 | 79.97 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 25806903 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.03 | 59.9 | 0.830000 | 0.17 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27163215 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.35 | 77.91 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 82989049 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.99 | 74.86 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17615333 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.59 | 72.11 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 46692275 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 33.8 | 59.33 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77380856 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.55 | 21.72 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93876125 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.77 | 73.13 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95466325 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.51 | 68.89 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94707233 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.08 | 66.39 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 46575159 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.3 | 68.93 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 29733155 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.36 | 54.29 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64701921 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.49 | 64.86 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37884688 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 429271 | 75.17 | 16.27 | 75.17 | XX/XX/XXXX | AVM | $X,XXX.XX | $X,XXX.XX | XXXX |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 92.0 | 0.08 | Clear Capital | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19921163 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 15.47 | 68.5 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55219013 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.0 | 79.88 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34616551 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.06 | 73.65 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86006591 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.81 | 60.69 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18198748 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.21 | 84.95 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13913316 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.58 | 42.39 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86860174 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.94 | 60.45 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 57911457 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 28.88 | 78.88 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22080804 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.67 | 79.63 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28064017 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.39 | 39.86 | 0.830000 | 0.17 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67385295 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.26 | 74.89 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80500909 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.16 | 66.8 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16843210 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.53 | 78.54 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94238909 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.24 | 41.86 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61177459 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.67 | 64.89 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10836182 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.77 | 63.4 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43728922 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.31 | 71.16 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42913496 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 21.97 | 59.05 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39979669 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.68 | 46.43 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50048119 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.42 | 69.88 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56830144 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 70.56 | 83.75 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53549869 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 4.97 | 74.48 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 68847411 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.56 | 75.68 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17059828 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 855000 | 73.91 | 18.13 | 73.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21959287 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.02 | 54.48 | 0.810000 | 0.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50205852 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.27 | 83.41 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66981195 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.46 | 74.86 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43451788 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.39 | 79.52 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48614082 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.88 | 84.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 29427657 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.36 | 68.65 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66725090 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.4 | 84.96 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32007286 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.5 | 63.06 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37253074 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.82 | 64.77 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92657316 | XX/XX/XXXX | $X,XXX.XX | 0 | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.44 | 74.99 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52811777 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.74 | 29.31 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77312594 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.49 | 77.44 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67832001 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.61 | 59.02 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50497265 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.28 | 43.5 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90750698 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.76 | 76.95 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39741486 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 9.59 | 79.84 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13983912 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.32 | 59.89 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75650778 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 20.0 | 75.11 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32993014 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.94 | 74.75 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92167848 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.85 | 68.29 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67279471 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 18.26 | 71.35 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14153590 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.98 | 54.11 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99467420 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.47 | 84.45 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83484767 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.61 | 84.18 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86954740 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.7 | 70.58 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43911253 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.35 | 73.59 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53730295 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.57 | 46.58 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32561420 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.71 | 84.68 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98584492 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.8 | 79.71 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86023913 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 31.2 | 73.68 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26082581 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.81 | 38.51 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70995410 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.53 | 32.3 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54852344 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 34.58 | 82.39 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38010964 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 272000 | 81.8 | 35.29 | 81.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69381751 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.84 | 79.9 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99197082 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.97 | 82.74 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48049835 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.56 | 63.73 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47843349 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 5.49 | 84.47 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22458328 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 56.58 | 74.99 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47565489 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.94 | 69.14 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69623947 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 17.4 | 74.85 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77379755 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.56 | 38.07 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17789182 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.41 | 81.37 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45627440 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.3 | 64.21 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48864205 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.47 | 63.2 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59897947 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.16 | 63.52 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32452110 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.21 | 76.14 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43324782 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.95 | 73.06 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13134196 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.32 | 74.81 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89943427 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.03 | 77.69 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45576132 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 22.5 | 76.65 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47824358 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.67 | 74.7 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85634613 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.14 | 76.09 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19963073 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.14 | 56.13 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 82044525 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.96 | 66.46 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88043750 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.93 | 79.7 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98231506 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.86 | 56.56 | 0.810000 | 0.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86181490 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.27 | 84.75 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96932915 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 346000 | 37.65 | 17.34 | 37.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90187115 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 31.49 | 75.7 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 51770410 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.84 | 46.43 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47792548 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.16 | 32.83 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36384888 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.38 | 59.52 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54363950 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.67 | 77.6 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77296146 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.52 | 74.5 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53419054 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.61 | 48.83 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91659366 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.0 | 71.57 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21916308 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 36.86 | 79.95 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47980671 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.14 | 78.04 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56231964 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 0 | 0 | 0.840000 | 0.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 46687310 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.97 | 77.95 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85481368 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.9 | 46.05 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65788084 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.58 | 46.45 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 24097485 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.28 | 84.98 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 29211627 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.84 | 31.07 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43228958 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.62 | 44.49 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41442460 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.77 | 84.87 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67004481 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 369700 | 56.7 | 22.99 | 56.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 80 | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70819855 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.54 | 41.14 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78938832 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.0 | 45.94 | 0.810000 | 0.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48555092 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 9.85 | 48.74 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90205509 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.09 | 80.12 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87799619 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.97 | 57.49 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 24015437 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.37 | 65.87 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93831653 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.25 | 66.97 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92936616 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 18.53 | 79.86 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 24027586 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.61 | 78.81 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59876272 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.38 | 66.58 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34660314 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.1 | 57.79 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59334311 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.73 | 33.96 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19283333 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.15 | 64.1 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74503321 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.73 | 72.57 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58804519 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 36.96 | 47.12 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11852445 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.15 | 84.99 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75890352 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.48 | 67.64 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80318990 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.35 | 84.83 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65034118 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.06 | 57.5 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93531396 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.15 | 70.34 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95649796 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.85 | 79.98 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61350846 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.24 | 36.95 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64919688 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 26.43 | 74.81 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21701331 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.97 | 65.0 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34800584 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.65 | 66.73 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16320410 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.11 | 58.46 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56125668 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 25.1 | 63.74 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20429749 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 29.61 | 69.86 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35776349 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.02 | 58.37 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91109845 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.84 | 79.78 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85475498 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.17 | 38.04 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13120560 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.01 | 59.79 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45299665 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.47 | 66.93 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42092199 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.56 | 59.86 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14544799 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.56 | 74.82 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22073278 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.09 | 38.29 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15802107 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.18 | 64.92 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34433607 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.24 | 71.52 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53068460 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.73 | 59.17 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17035518 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.41 | 75.0 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33180842 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.17 | 55.9 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 68012145 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.3 | 68.61 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 25484957 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.31 | 69.19 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45315235 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 30.79 | 79.9 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35154811 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 40.44 | 51.02 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 57340615 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.91 | 77.79 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27444707 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.2 | 63.28 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88902302 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.91 | 35.78 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71072368 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.63 | 52.2 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91520121 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.24 | 66.45 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 31446112 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 53.38 | 71.95 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53351317 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.81 | 71.49 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48585939 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.22 | 67.95 | 0.950000 | 0.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72858426 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.38 | 70.4 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65218463 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.25 | 53.26 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35556042 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.69 | 71.18 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44532622 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.38 | 46.44 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52972719 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 554000 | 78.42 | 26.64 | 78.42 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20359558 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.71 | 69.04 | 0.800000 | 0.2 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34528757 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.77 | 69.35 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21944448 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.94 | 52.76 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56243813 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 331000 | 40.03 | 12.08 | 40.03 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48743308 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.66 | 79.79 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71365464 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 35.71 | 74.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89263990 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.76 | 62.05 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27699662 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.08 | 57.12 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75820929 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.11 | 43.26 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22509136 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.19 | 56.43 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11412455 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.53 | 61.97 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11688971 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.98 | 56.35 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26160007 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.22 | 60.6 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34261413 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.36 | 58.28 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83462633 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.93 | 77.98 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13125586 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 28.67 | 83.36 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35888037 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.32 | 65.06 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66608620 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 5.88 | 30.01 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72172206 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.39 | 84.99 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16789465 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.87 | 63.37 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62580133 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.76 | 70.37 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61162940 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.78 | 78.11 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58116353 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 274000 | 65.81 | 23.72 | 65.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58798360 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.54 | 57.74 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36808865 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.93 | 56.3 | 0.830000 | 0.17 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52137322 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.96 | 35.0 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98671432 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 392000 | 77.67 | 25.51 | 77.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 25704667 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.18 | 59.94 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18202276 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.36 | 33.17 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54728407 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.53 | 49.37 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39039234 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 11.94 | 71.54 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43770025 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.49 | 68.86 | 0.960000 | 0.04 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26797177 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 39.08 | 79.99 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94824966 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.15 | 65.08 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53264986 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.2 | 84.83 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78577141 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.1 | 59.61 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64611850 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.98 | 24.51 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77244577 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.08 | 84.48 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42884278 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 7.13 | 79.99 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28449415 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 329000 | 66.87 | 22.8 | 66.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40034362 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 5.49 | 79.93 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73628111 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 42.24 | 84.99 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27635162 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.63 | 85.0 | 0.970000 | 0.03 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71439084 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.78 | 76.46 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 51642706 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.6 | 35.2 | 0.800000 | 0.2 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47947386 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.41 | 66.02 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94752596 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.93 | 68.38 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37012355 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 546694 | 59.38 | 27.44 | 59.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83947394 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 34.33 | 39.55 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17345093 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.18 | 78.47 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90228797 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 48.78 | 48.78 | 0.870000 | 0.13 | XX/XX/XXXX | AVM | $X,XXX.XX | $X,XXX.XX | XXXX |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 0.860000 | 0.14 | Clear Capital | ClearAVM | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80124238 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 19.66 | 74.51 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33777639 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.3 | 53.24 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20499007 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.49 | 54.43 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32288504 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 722626 | 80.0 | 31.08 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28008578 | XX/XX/XXXX | $X,XXX.XX | 0 | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 628485 | 77.7 | 15.91 | 77.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85798467 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 277806 | 49.35 | 25.2 | 49.35 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37062556 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.26 | 63.91 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89013267 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.89 | 65.63 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45595291 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.43 | 49.06 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35855284 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 604012 | 84.53 | 13.39 | 84.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40253761 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.61 | 44.62 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95470588 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 615000 | 56.36 | 17.89 | 56.36 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 47992502 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 795000 | 65.86 | 10.06 | 65.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73092887 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 640000 | 84.69 | 11.32 | 84.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18384387 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 27.19 | 74.06 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92716586 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.7 | 80.0 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98340353 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 4.37 | 42.14 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84891510 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.57 | 72.81 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20694444 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 2275000 | 66.08 | 6.59 | 66.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10162754 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.28 | 58.77 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59713618 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 7.59 | 75.14 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37787443 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.86 | 52.92 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71696055 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.31 | 42.08 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12747866 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 26.59 | 71.8 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71408203 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.63 | 68.15 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61737008 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.89 | 61.47 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21305247 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.1 | 79.98 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59316318 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 563000 | 85.0 | 39.48 | 85.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65801456 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 40.45 | 67.84 | 0.800000 | 0.2 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78993479 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 292000 | 63.77 | 20.55 | 63.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53257548 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9.28 | 79.25 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98362951 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 249000 | 78.37 | 34.14 | 78.37 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59730188 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.41 | 84.99 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 25066029 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.31 | 36.95 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89141271 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.67 | 78.92 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13128047 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.23 | 52.56 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27997992 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.63 | 78.74 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21637748 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.33 | 82.59 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44170720 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.71 | 50.02 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99904015 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.2 | 45.78 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62771391 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.39 | 60.39 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79211294 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.82 | 71.2 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28124118 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.66 | 64.99 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79889954 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 32.83 | 84.98 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 97001129 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 33.38 | 84.89 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98982904 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 433000 | 84.4 | 20.37 | 84.4 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18840101 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.51 | 36.71 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89945612 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 558000 | 28.54 | 9.68 | 28.54 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41281294 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.81 | 73.33 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64375194 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 436614 | 53.31 | 12.14 | 53.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94147993 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1069000 | 24.63 | 9.35 | 24.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41805670 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.46 | 55.03 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14774285 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.67 | 77.38 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10185983 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 11.14 | 53.12 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28039265 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 527040 | 74.25 | 23.72 | 74.25 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71085354 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.43 | 77.91 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23222659 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 43.54 | 52.22 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87926569 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.62 | 79.99 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89003481 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 16.31 | 84.83 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94550727 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.95 | 48.08 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89782966 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 541000 | 54.69 | 13.86 | 54.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 25107064 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 443000 | 37.21 | 12.42 | 37.21 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70022044 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 704000 | 54.9 | 18.78 | 54.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73198958 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.79 | 84.82 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17322572 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 784000 | 25.88 | 6.38 | 25.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41943111 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 550000 | 62.23 | 18.18 | 62.23 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38390781 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.27 | 79.79 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12479663 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.52 | 43.94 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58778540 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 919000 | 54.41 | 19.04 | 54.41 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91564169 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 34.87 | 62.32 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99894128 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.16 | 69.9 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33516862 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.42 | 62.68 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45869063 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 29.01 | 79.75 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33681490 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 18.9 | 65.36 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26010831 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.06 | 64.75 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17052219 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.73 | 58.88 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 29770271 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 31.87 | 74.08 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40589082 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 819000 | 66.5 | 7.94 | 66.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81803550 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 470000 | 79.98 | 40.66 | 79.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50052118 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 4.73 | 33.79 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21634761 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.27 | 52.08 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41563420 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.87 | 67.28 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53162410 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.95 | 51.73 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30245587 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 624768 | 84.86 | 18.17 | 84.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 97 | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93936320 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 540000 | 77.66 | 8.52 | 77.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94646163 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 25.19 | 69.1 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 68426658 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 288000 | 69.78 | 22.53 | 69.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33387167 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.96 | 74.84 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81262142 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.19 | 43.26 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 97018632 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.2 | 74.89 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 57005353 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.49 | 64.85 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74897808 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 737807 | 39.92 | 10.84 | 39.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63039217 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 252804 | 70.0 | 38.09 | 70.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14381455 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.81 | 79.88 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59284285 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.73 | 53.76 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69236358 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1231000 | 39.93 | 4.87 | 39.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67577945 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 658000 | 81.44 | 21.28 | 81.44 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83500166 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1387000 | 45.17 | 6.8 | 45.17 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87824725 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 438000 | 79.89 | 21.89 | 79.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94897287 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 4.97 | 64.6 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 31165674 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 917000 | 74.78 | 17.99 | 74.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77389625 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 781000 | 46.52 | 10.5 | 46.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 31883251 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 25.69 | 82.78 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35492379 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 338000 | 79.99 | 13.49 | 79.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36169885 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.68 | 79.67 | 0.910000 | 0.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48325830 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.03 | 48.53 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33814615 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.04 | 79.94 | 0.940000 | 0.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81862486 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 746866 | 63.93 | 6.69 | 63.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11684168 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 643000 | 44.44 | 10.58 | 44.44 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28421724 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.93 | 64.84 | 0.900000 | 0.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 25408071 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 550000 | 58.78 | 25.45 | 58.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66007600 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 470000 | 54.52 | 10.64 | 54.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 82 | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87954041 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1014000 | 79.99 | 21.73 | 79.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13884781 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 658000 | 81.52 | 16.72 | 81.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81092219 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 422000 | 57.52 | 16.59 | 57.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75495765 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 298000 | 74.6 | 19.3 | 74.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13354242 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 796664 | 59.91 | 6.05 | 59.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41758186 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.33 | 67.05 | 0.820000 | 0.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 97671465 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 243026 | 77.58 | 24.69 | 77.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80513267 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 386000 | 74.66 | 24.61 | 74.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 97 | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98484349 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 562000 | 76.42 | 17.79 | 76.42 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 97016012 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 337000 | 74.38 | 26.71 | 74.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14512065 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 59.33 | 69.97 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 56492214 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 950000 | 79.92 | 38.51 | 79.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61133422 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 1760000 | 84.96 | 26.48 | 84.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76781414 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 958127 | 32.48 | 8.35 | 32.48 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 84 | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 46352082 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.08 | 64.8 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 83203973 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 19.63 | 76.14 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63378797 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 811000 | 54.36 | 18.5 | 54.36 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72702986 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1767363 | 76.67 | 11.54 | 76.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 31215663 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 409000 | 26.12 | 10.22 | 26.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21992165 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 809514 | 68.43 | 24.95 | 68.43 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42068163 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.41 | 79.93 | 0.970000 | 0.03 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26507313 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 750000 | 84.77 | 7.87 | 84.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 63600248 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 480000 | 67.77 | 14.58 | 67.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59501750 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 614000 | 49.61 | 30.94 | 49.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66758425 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 7.72 | 84.61 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71163896 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 453619 | 35.98 | 17.64 | 35.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55071998 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 10.85 | 48.77 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30510394 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 889000 | 41.42 | 6.19 | 41.42 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54133406 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 725445 | 79.76 | 17.23 | 79.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44005063 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 950000 | 63.63 | 27.81 | 63.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88587992 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 294100 | 59.29 | 34.0 | 59.29 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54420611 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.81 | 55.3 | 0.890000 | 0.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99732571 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 322000 | 53.92 | 12.42 | 53.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40738379 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 21.88 | 80.57 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73980471 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 485254 | 79.65 | 27.24 | 79.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27352019 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 14.83 | 53.13 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69489290 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 508000 | 59.71 | 28.54 | 59.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91517392 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 824000 | 53.89 | 22.45 | 53.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96979062 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 965000 | 60.74 | 15.54 | 60.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55360308 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 770000 | 48.06 | 12.99 | 48.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12772966 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.76 | 63.03 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72581904 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 276000 | 83.12 | 25.72 | 83.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18913008 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 568000 | 74.63 | 26.41 | 74.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64851434 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 790593 | 66.49 | 15.62 | 66.49 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94176215 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 980000 | 59.47 | 8.16 | 59.47 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76226669 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 2000000 | 75.0 | 18.39 | 75.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62436752 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 323582 | 64.84 | 28.74 | 64.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 57882756 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 6.23 | 49.47 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80413193 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.92 | 74.53 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75099140 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 383000 | 79.69 | 31.59 | 79.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 68078285 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 520000 | 69.99 | 26.73 | 69.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11780228 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 1160000 | 64.84 | 38.79 | 64.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93182263 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 308000 | 84.71 | 38.64 | 84.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78360620 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 965000 | 80.0 | 22.67 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12128100 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 253000 | 79.45 | 29.64 | 79.45 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49724167 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 22.91 | 68.41 | 0.880000 | 0.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74840736 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 617000 | 54.38 | 24.31 | 54.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38254489 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 15.92 | 72.93 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76938557 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1338000 | 83.86 | 18.31 | 83.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14299549 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 397000 | 79.86 | 14.26 | 79.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40059901 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 625000 | 76.99 | 13.84 | 76.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 41252272 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 275000 | 68.86 | 18.18 | 68.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91666072 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 445200 | 62.34 | 14.6 | 62.34 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23603502 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 20.12 | 74.86 | 0.840000 | 0.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67807053 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 370093 | 70.7 | 16.21 | 70.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 80 | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45154213 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 348000 | 79.77 | 20.11 | 79.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44936686 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 17.3 | 67.96 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33310129 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 697069 | 84.54 | 31.22 | 84.54 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32611271 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 2500000 | 65.31 | 20.0 | 65.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52357952 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 37.5 | 74.88 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78774876 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 280522 | 61.31 | 17.82 | 61.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75550715 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.18 | 24.61 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90592619 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 489000 | 75.68 | 20.45 | 75.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16302833 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 12.63 | 66.52 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62053134 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 635000 | 63.69 | 27.56 | 63.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65584375 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1462000 | 33.48 | 16.76 | 33.48 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 98229925 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1208000 | 23.82 | 7.7 | 23.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23181706 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1022822 | 83.33 | 14.34 | 83.33 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96282437 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1037600 | 57.68 | 24.09 | 57.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 29452530 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 377000 | 65.58 | 26.06 | 65.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 82457046 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 934000 | 68.58 | 21.41 | 68.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95404160 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 357000 | 84.74 | 24.23 | 84.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 68848184 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 469000 | 64.22 | 37.31 | 64.22 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19140447 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 500000 | 39.59 | 10.0 | 39.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 67032604 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 356392 | 55.83 | 19.64 | 55.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59742583 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 793200 | 54.92 | 7.56 | 54.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64282996 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 447000 | 79.9 | 19.69 | 79.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95939903 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 854000 | 76.52 | 17.48 | 76.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85053897 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 477000 | 64.66 | 23.06 | 64.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92928718 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 909093 | 83.59 | 25.74 | 83.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72738005 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 314000 | 74.56 | 15.92 | 74.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53301557 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 9197000 | 37.58 | 1.41 | 37.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95092818 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 311000 | 83.68 | 18.42 | 83.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36295218 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 577000 | 72.15 | 26.57 | 72.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 22986676 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 342000 | 67.99 | 21.93 | 67.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18981810 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 534000 | 65.1 | 11.24 | 65.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38373902 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 575000 | 55.8 | 14.61 | 55.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18714602 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 532000 | 74.99 | 13.51 | 74.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95315855 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 337000 | 44.48 | 14.84 | 44.48 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58070061 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 456000 | 47.56 | 19.74 | 47.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81195243 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 324000 | 64.76 | 16.98 | 64.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90608133 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 350000 | 80.0 | 42.51 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65501762 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 617000 | 74.72 | 14.68 | 74.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71165761 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 830389 | 69.88 | 30.11 | 69.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17703790 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1239135 | 48.46 | 14.12 | 48.46 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 51774155 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 731000 | 31.35 | 5.47 | 31.35 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88155459 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 400000 | 74.84 | 17.5 | 74.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26930912 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 751950 | 66.48 | 14.36 | 66.48 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 42738760 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 712000 | 72.12 | 29.0 | 72.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13008917 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 698000 | 67.47 | 17.19 | 67.47 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28361120 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 403647 | 63.29 | 16.1 | 63.29 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90727153 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 419868 | 79.94 | 21.91 | 79.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45469172 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 427219 | 79.74 | 15.14 | 79.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61334464 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 431000 | 77.41 | 18.56 | 77.41 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17045610 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 616449 | 77.16 | 12.17 | 77.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50667404 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 444000 | 59.99 | 15.0 | 59.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77140351 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 686000 | 71.31 | 25.51 | 71.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93650843 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 747000 | 74.85 | 9.77 | 74.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30890378 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 310000 | 74.98 | 16.03 | 74.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58662974 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 482000 | 73.78 | 28.01 | 73.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27670796 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 660000 | 71.83 | 11.46 | 71.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80031209 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 694779 | 42.14 | 17.27 | 42.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93235571 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 34.12 | 84.98 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89718071 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 704000 | 56.57 | 12.07 | 56.57 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 35717725 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 658886 | 61.97 | 13.36 | 61.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40802357 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 707000 | 52.85 | 7.99 | 52.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61336603 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 654000 | 78.32 | 38.21 | 78.32 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13844744 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 901262 | 60.26 | 26.07 | 60.26 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 97665196 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 23.02 | 72.22 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 87342179 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 575000 | 66.61 | 20.87 | 66.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65215038 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1275000 | 30.11 | 11.76 | 30.11 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73265672 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1125000 | 51.65 | 9.51 | 51.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 18122613 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 937000 | 74.53 | 21.88 | 74.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74084444 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 629000 | 65.46 | 21.94 | 65.46 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 36013843 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 513000 | 74.84 | 28.07 | 74.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33872718 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 358000 | 71.67 | 23.74 | 71.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70841797 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 253000 | 84.87 | 32.06 | 84.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19864949 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 547974 | 75.0 | 22.79 | 75.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39125187 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 448743 | 81.39 | 8.91 | 81.39 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65939393 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 409000 | 40.24 | 9.78 | 40.24 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55148868 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 898719 | 74.9 | 23.03 | 74.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44516717 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 487000 | 84.84 | 12.32 | 84.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32829651 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 361760 | 46.4 | 27.64 | 46.4 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15354505 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 314886 | 63.38 | 15.88 | 63.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 83 | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34330734 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 24.46 | 50.34 | 0.850000 | 0.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37030171 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 699000 | 77.55 | 28.74 | 77.55 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61888419 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 652000 | 60.79 | 16.1 | 60.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 65521919 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 379330 | 55.39 | 18.45 | 55.39 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13463496 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 601000 | 46.42 | 13.31 | 46.42 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 16078014 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 313000 | 80.0 | 35.81 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17283516 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 479000 | 84.99 | 13.28 | 84.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50496795 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1837000 | 41.89 | 5.44 | 41.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43474285 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1062000 | 76.74 | 18.83 | 76.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14217452 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 890000 | 41.3 | 5.62 | 41.3 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 46945389 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 532032 | 69.87 | 17.97 | 69.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28661496 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 348000 | 44.09 | 28.74 | 44.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 26081345 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 497035 | 74.9 | 12.68 | 74.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88460299 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 379000 | 60.69 | 13.19 | 60.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 72434079 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 635000 | 80.0 | 33.26 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19989659 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 227291 | 84.89 | 28.13 | 84.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 84 | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23304757 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 861000 | 49.68 | 9.87 | 49.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 38626303 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 898590 | 57.28 | 8.35 | 57.28 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37909859 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 587276 | 61.86 | 12.77 | 61.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34038729 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 394900 | 72.72 | 25.32 | 72.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 9 | 0.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88694672 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 382000 | 51.26 | 15.71 | 51.26 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15531504 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 296000 | 80.0 | 21.82 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52924954 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 753768 | 69.19 | 20.35 | 69.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54950016 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1580000 | 60.05 | 13.35 | 60.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85574610 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 819000 | 38.96 | 12.21 | 38.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91575759 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 441174 | 58.86 | 25.84 | 58.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76372325 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 1200000 | 69.81 | 39.58 | 69.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73404601 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 510000 | 66.5 | 8.82 | 66.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 78292490 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 741000 | 62.21 | 13.5 | 62.21 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55239156 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 387897 | 44.26 | 12.89 | 44.26 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62246079 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 806336 | 67.5 | 12.4 | 67.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95290708 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 439000 | 64.87 | 13.46 | 64.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20485140 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 430000 | 74.86 | 22.05 | 74.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76350952 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 559148 | 40.6 | 22.71 | 40.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71919682 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 649846 | 74.74 | 15.39 | 74.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 23503704 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 404000 | 63.85 | 9.9 | 63.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59788666 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 636000 | 65.75 | 20.44 | 65.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 64736606 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 641000 | 78.63 | 28.3 | 78.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37950014 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 623000 | 74.72 | 10.83 | 74.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70946801 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1470000 | 36.22 | 12.93 | 36.22 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 66786125 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 733000 | 57.15 | 20.46 | 57.15 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34833437 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1947000 | 48.13 | 9.63 | 48.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21873830 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 721000 | 79.72 | 27.46 | 79.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81877026 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 297485 | 82.47 | 26.89 | 82.47 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 83 | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 39136033 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1132911 | 32.05 | 6.62 | 32.05 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55177722 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 677000 | 84.99 | 30.32 | 84.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20685728 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 553356 | 78.82 | 11.2 | 78.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33272764 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 572423 | 68.96 | 15.16 | 68.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19559456 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 466000 | 49.79 | 14.59 | 49.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54763907 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 782897 | 35.27 | 17.12 | 35.27 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58728668 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 394925 | 74.78 | 17.72 | 74.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93663516 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 509000 | 70.72 | 10.51 | 70.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90874158 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 586509 | 64.91 | 22.59 | 64.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74846245 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 949000 | 6.94 | 6.85 | 6.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77895927 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 532000 | 65.65 | 9.4 | 65.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 76297133 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 270000 | 66.72 | 33.33 | 66.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50821108 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 249000 | 41.96 | 20.08 | 41.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93320268 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 292000 | 54.42 | 17.12 | 54.42 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 82 | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75374554 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 222500 | 84.79 | 21.8 | 84.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 28026008 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 556000 | 79.56 | 40.47 | 79.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 60343099 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 424000 | 79.99 | 20.58 | 79.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 34479060 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 599000 | 50.16 | 23.37 | 50.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55963613 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1079000 | 69.2 | 21.5 | 69.2 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80432509 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1954000 | 72.04 | 3.84 | 72.04 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79367919 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 207848 | 52.81 | 22.13 | 52.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 75822766 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 467000 | 63.61 | 36.4 | 63.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 20525754 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 414000 | 71.28 | 16.91 | 71.28 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 73047387 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 398000 | 80.0 | 30.35 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19755496 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 252000 | 67.25 | 51.19 | 67.25 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61133820 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 726877 | 83.63 | 9.36 | 83.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44431953 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 616000 | 46.97 | 9.09 | 46.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 51716442 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 719000 | 65.93 | 21.56 | 65.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 84683539 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 539000 | 79.97 | 22.63 | 79.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79154474 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 423458 | 64.53 | 11.45 | 64.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 97 | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 54803883 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 540997 | 46.19 | 9.24 | 46.19 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 96 | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50238010 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 494172 | 42.45 | 15.18 | 42.45 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 60577826 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 316000 | 75.96 | 22.78 | 75.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 92543039 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 306000 | 74.18 | 29.41 | 74.18 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 14244899 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 529000 | 72.21 | 11.34 | 72.21 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15846766 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 541796 | 67.36 | 11.44 | 67.36 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80668584 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.77 | 34.86 | 0.840000 | 0.16 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 61684466 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 270000 | 74.8 | 21.85 | 74.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 96369924 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 361000 | 64.88 | 19.78 | 64.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50622607 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 306134 | 76.1 | 14.7 | 76.1 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 86 | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69807504 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 2072000 | 71.9 | 3.86 | 71.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71100530 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 338000 | 73.67 | 20.53 | 73.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 53342692 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 950000 | 62.28 | 16.68 | 62.28 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 85184623 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 481467 | 84.64 | 30.53 | 84.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 43314707 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1849000 | 34.07 | 5.41 | 34.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 83 | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 11230052 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 314000 | 53.4 | 15.92 | 53.4 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93295043 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 442900 | 61.74 | 15.8 | 61.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 32970329 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 629000 | 74.06 | 36.72 | 74.06 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 77343335 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 350290 | 65.0 | 33.2 | 65.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88166589 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 860000 | 34.03 | 4.65 | 34.03 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62162927 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 253000 | 38.52 | 19.76 | 38.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40789799 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 399000 | 33.49 | 17.54 | 33.49 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37005858 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 853692 | 58.33 | 9.37 | 58.33 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 17903643 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 376000 | 39.86 | 13.3 | 39.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 60422930 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 577115 | 79.45 | 34.66 | 79.45 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 27791113 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 441000 | 84.99 | 36.59 | 84.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95692840 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 478000 | 76.65 | 23.33 | 76.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 95757492 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 919619 | 50.37 | 13.59 | 50.37 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 44652010 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 637000 | 67.39 | 12.56 | 67.39 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 82 | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 86915689 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 232000 | 36.2 | 21.55 | 36.2 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 80299012 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 673700 | 47.3 | 14.84 | 47.3 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94345049 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 745359 | 77.55 | 16.77 | 77.55 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 90684926 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 480000 | 79.99 | 16.63 | 79.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99363601 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1110000 | 84.86 | 15.77 | 84.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69002036 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 299000 | 43.61 | 17.73 | 43.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 60874510 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 431000 | 71.94 | 23.2 | 71.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74200151 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 1001107 | 45.46 | 9.19 | 45.46 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 19689476 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 683000 | 80.0 | 22.53 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 94003256 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 794470 | 84.89 | 22.4 | 84.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 95 | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 69241895 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 264000 | 51.47 | 28.41 | 51.47 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 90 | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 33129915 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 371669 | 50.01 | 13.45 | 50.01 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 91 | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91910647 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 669795 | 83.74 | 15.68 | 83.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 52433854 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 540500 | 53.79 | 12.95 | 53.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 85 | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 81544339 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 852000 | 82.56 | 23.45 | 82.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 59236499 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 458230 | 72.61 | 14.19 | 72.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 88026533 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 410000 | 51.72 | 9.76 | 51.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 58936462 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 620000 | 48.09 | 8.06 | 48.09 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40908951 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 298000 | 67.14 | 16.78 | 67.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50778641 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 289000 | 84.99 | 27.09 | 84.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 45508112 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 382000 | 83.21 | 13.61 | 83.21 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12790349 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 453000 | 56.35 | 11.48 | 56.35 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 71071198 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 545664 | 59.53 | 10.08 | 59.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 30373425 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 695365 | 75.99 | 12.22 | 75.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 94 | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 74625361 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 401000 | 49.12 | 16.21 | 49.12 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 50491423 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 377750 | 62.91 | 10.59 | 62.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 88 | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 91196486 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 500000 | 62.7 | 46.0 | 62.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 49444000 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 478000 | 58.66 | 11.51 | 58.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 92 | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 48966776 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 930900 | 58.8 | 8.38 | 58.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 87 | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 70129958 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 421151 | 84.69 | 13.42 | 84.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 10751529 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 267724 | 84.96 | 22.97 | 84.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 89 | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 13391983 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 498000 | 37.46 | 15.06 | 37.46 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 55791531 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 319000 | 84.88 | 34.48 | 84.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 93 | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 37389387 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 21.6 | 71.66 | 0.930000 | 0.07 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 93163145 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 26.67 | 68.9 |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 12327397 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.95 | 29.03 | 0.920000 | 0.08 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 21370849 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 948263 | 74.59 | 26.36 | 74.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX |  |  | 81 | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 62749907 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 8.6 | 45.83 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 68001682 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 13.85 | 71.16 | 0.870000 | 0.13 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 99623486 | XX/XX/XXXX | $X,XXX.XX |  | 0 | AVM | $X,XXX.XX | $X,XXX.XX | 29.16 | 85.0 | 0.860000 | 0.14 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.2

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.2 - Schedule 7**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX |  | 65717597 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.72 | 44.75 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 16832703 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 84.14 | 84.00 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 35560831 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.44 | 48.46 | Audit reflects difference in subject property HOI per documents in the loan file. |
| XXXX |  | 98671081 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.94 | 44.95 | Rounding  |
| XXXX |  | 54655498 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 69.33 | 69.34 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 35834923 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| XXXX |  | 87218739 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| XXXX |  | 72179264 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| XXXX |  | 63588284 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.94 | 49.23 | Audit reflects difference in subject property taxes per documents in the loan file. |
| XXXX |  | 50636356 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.7 | 49.62 | Audit liabilities were based on the most recent credit report in the loan file |
| XXXX |  | 21230341 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.18 | 36.45 | Audit DTI difference is due to liabilities based on documents in loan file.  |
| XXXX |  | 90899803 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit value pulled from Title and loan approval. |
| XXXX |  | 90899803 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.24 | 44.69 | Loan approval DTI 44.24%. Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 58745007 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.34 | 42.98 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 83479143 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.54 | 38.55 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 89171526 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 59.19 | 59.10 | Audit Value of 1st $XXX,XXX + 2nd lien $XXX,XXX / Qualifying Value $XXX,XXX |
| XXXX |  | 48922470 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.68 | 42.65 | Audit reflects difference in 1st lien P&I payment than the approval. |
| XXXX |  | 36791895 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 64.41 | 64.31 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX |  | 45190774 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.1 | 42.16 | Audit reflects difference in subject property taxes per documents in the loan file. |
| XXXX |  | 23346448 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.1 | 45.53 | Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 80672129 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 13236366 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.91 | 42.90 | Rounding |
| XXXX |  | 30612678 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.63 | 41.55 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 77669870 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.7 | 35.01 | Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XX  |
| XXXX |  | 12417042 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.83 | 31.90 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 20527970 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 93872757 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.13 | 42.12 | Rounding.  |
| XXXX |  | 88445497 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 44708035 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit value pulled from Note. |
| XXXX |  | 62781027 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 43.07 | 43.21 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 62061728 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.69 | 34.68 | Rounding |
| XXXX |  | 69660648 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 52.11 | 52.10 | Rounding |
| XXXX |  | 69660648 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.09 | 49.08 | Rounding |
| XXXX |  | 50412916 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 78.97 | 78.98 | Rounding. |
| XXXX |  | 25435163 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 72.39 | 72.38 | Rounding |
| XXXX |  | 34183719 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.48 | 43.54 | Audit omitted installment loan with < 10 payments remaining. |
| XXXX |  | 11112973 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.89 | 33.34 | Audit omitted 3 duplicate student loan payments. |
| XXXX |  | 73027811 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 57.99 | 57.94 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 24015901 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.71 | 46.66 | Audit reflects difference in CB income and difference in subject homeowner's insurance per documents in the loan file. |
| XXXX |  | 85352298 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.55 | 33.53 | Audit used more conservative primary residence HOA fees. |
| XXXX |  | 26986943 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 32.91 | 32.92 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 93326653 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.68 | 37.11 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 81906362 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 74.9 | 74.78 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 39269453 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.13 | 47.14 | Rounding |
| XXXX |  | 67611756 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.01 | 42.99 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 32929863 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 71.03 | 71.04 | Rounding |
| XXXX |  | 64663077 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.65 | 49.59 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXX |  | 79281476 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 57.68 | 57.59 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 79281476 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.6 | 43.21 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXX |  | 33109789 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.73 | 37.72 | Rounding |
| XXXX |  | 16461264 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 66.7 | 66.81 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 71084898 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit value pulled from documents available in loan file |
| XXXX |  | 44772074 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 51.84 | 51.94 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 32221801 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 62.51 | 62.74 |  |
| XXXX |  | 32221801 | XXXX-XXX | Qualifying FICO | creditLiabilitiesPage | 717 | 720 |  |
| XXXX |  | 32221801 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 50 | 47.44 |  |
| XXXX |  | 35270605 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.8 | 47.49 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 33458761 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.64 | 47.65 | Rounding. |
| XXXX |  | 31271755 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.29 | 48.84 | Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX.  |
| XXXX |  | 73735874 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 52.41 | 52.40 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 72023448 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.96 | 44.93 | 1008 DTI 44.93%. DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 55445493 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 76.18 | 76.49 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 32568598 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.69 | 42.70 | Rounding. |
| XXXX |  | 95722246 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 57.87 | 57.77 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 32751586 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.23 | 42.17 | Audit reflects difference in subject homeowner's insurance per documents in the loan file. |
| XXXX |  | 38459393 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.17 | 44.68 | Audit reflects difference in 1st lien P & I than the approval.  |
| XXXX |  | 73022763 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.86 | 43.33 | Audit reflects more conservative income based on documents in the loan file. |
| XXXX |  | 55643855 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 10128028 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit value pulled from the 1008 and AVM |
| XXXX |  | 36693329 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.07 | 31.06 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 87181441 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 69.5 | 69.38 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 22769877 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 52.19 | 52.11 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 10351507 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.46 | 46.44 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 85351713 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.19 | 40.53 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 21919723 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 37.93 | 37.92 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 11496574 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 45.41 | 45.42 | Rounding. |
| XXXX |  | 28856012 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 28.69 | 28.82 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXX |  | 26947152 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 77.3 | 77.45 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 88646948 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 84.81 | 84.82 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 93313633 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 20.44 | 24.60 | 1008 DTI is 20.44%. Audit value pulled from documents located in the loan file. |
| XXXX |  | 41587404 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.18 | 42.98 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 10785772 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.9 | 49.45 | Audit DTI difference is due to liabilities based on documents in loan file.  |
| XXXX |  | 45520638 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.93 | 47.94 | Rounding. |
| XXXX |  | 76309546 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.92 | 44.74 | Audit reflects difference in 2nd home monthly taxes and insurance per documents in the loan file. |
| XXXX |  | 21822819 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 47 | 46.92 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 69782609 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.27 | 47.26 | Rounding |
| XXXX |  | 63974384 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.95 | 41.23 | Audit reflects difference in monthly pension amount per documents in the loan file. |
| XXXX |  | 59278518 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 57.89 | 57.90 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX |  | 59278518 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.97 | 36.77 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXX |  | 51293735 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 69.75 | 69.76 | Rounding |
| XXXX |  | 23297344 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.06 | 30.47 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXX |  | 44222373 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.32 | 47.60 | Audit reflects more conservative income based on documents in the loan file. |
| XXXX |  | 67602101 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 14405950 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 22408299 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.45 | 42.63 | DTI difference is less than 1% and within lender tolerance |
| XXXX |  | 41927544 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25.13 | 24.71 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 39681733 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 68.01 | 68.12 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 37672427 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.67 | 31.66 | Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. Lender used a qualifying payment for an old installment loan still reflecting a balance. Credit supplement in file confirms that account with a $0 balance.  |
| XXXX |  | 97854660 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.71 | 27.90 | 1008 DTI 27.90%. Loan approval DTI 27.71%. Audit matches loan approval. Audit liabilities were based on documents in the loan file. |
| XXXX |  | 28834240 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.09 | 48.13 | Audit reflects difference in subject property taxes per documents in the loan file. |
| XXXX |  | 92897933 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 60.5 | 60.42 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 92897933 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 92897933 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.11 | 46.61 | Audit reflects difference in qualifying P & I than the approval.  |
| XXXX |  | 74611280 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 70.11 | 70.12 | Rounding |
| XXXX |  | 16477602 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.52 | 48.66 | Audit reflects difference in qualifying P & I than the approval. |
| XXXX |  | 84793430 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From AVM. |
| XXXX |  | 16039566 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.17 | 47.50 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 37577801 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 52.47 | 52.48 | Rounding |
| XXXX |  | 94927084 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.53 | 34.86 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXX |  | 78451988 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 69.87 | 70.00 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 78451988 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.27 | 49.03 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 41752652 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.46 | 48.90 | Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 58799888 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 62952512 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.88 | 46.90 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 86273662 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 39.49 | 39.62 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 33501990 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.41 | 39.42 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 92899848 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.92 | 42.68 | Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 55928838 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 36.49 | 36.50 | Rounding. |
| XXXX |  | 40966086 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 82.39 | 82.43 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 40966086 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.68 | 30.61 | Audit reflects difference in qualifying P & I than the approval.  |
| XXXX |  | 80978697 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.46 | 44.48 | Audit reflects difference in subject homeowner's insurance per documents in the loan file.  |
| XXXX |  | 67831188 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 79.99 | 80.00 | Rounding. |
| XXXX |  | 63246423 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.87 | 49.92 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 48644671 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.54 | 47.65 | DTI difference is less than1% and within lender tolerance. |
| XXXX |  | 27353202 | XXXX-XXX | Final Qualifying Property Value | propertyValuationPage | Per Audit | Per Tape | Audit Value Pulled from Purchase Contract / Final CD. |
| XXXX |  | 84956706 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 39244176 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.63 | 49.62 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 96804059 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 59.61 | 59.60 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 21326603 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 86281308 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 22.78 | 22.74 | 1008 DTI 22.74%. Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 35398611 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.71 | 42.72 | Rounding  |
| XXXX |  | 93629589 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.2 | 47.19 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 66816613 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 62.31 | 62.32 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 81779365 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.2 | 40.21 | Audit reflects difference in subject homeowner's insurance per documents in the loan file.  |
| XXXX |  | 55936230 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.92 | 39.21 | 1008 DTI 39.21%. Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. |
| XXXX |  | 56854091 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.11 | 34.12 | Rounding. |
| XXXX |  | 95521690 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.85 | 34.99 | 1008 DTI 34.99%. Audit reflects difference in subject HOA Dues per documents in the loan file.  |
| XXXX |  | 82989049 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.31 | 44.32 | Rounding |
| XXXX |  | 34616551 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 73.65 | 73.66 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 17736960 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| XXXX |  | 17736960 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.68 | 47.44 | Audit liabilities were based on documents in the loan file. |
| XXXX |  | 98347986 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.51 | 49.11 | DTI difference is less than 1% and within lender tolerance. 1008 DTI 48.98% is matched with Audit DTI 48.98%. |
| XXXX |  | 39221163 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Attached | Audit Value Pulled From Loan Docs |
| XXXX |  | 39221163 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.99 | 47.30 | Audit liabilities were based on documents in the loan file. |
| XXXX |  | 91446688 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 40.03 | 39.94 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 91446688 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.15 | 41.86 | 1008 DTI 39.15%. Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 32526510 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.43 | 46.44 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 50244523 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.68 | 39.09 | Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX.  |
| XXXX |  | 10091566 | XXXX-XXX | Final Qualifying Property Value | propertyValuationPage | Per Audit | Per Tape | Audit Value Pulled From Appraisal. |
| XXXX |  | 10091566 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.93 | 38.45 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXX |  | 60676218 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit value pulled from documents located in the loan file.  |
| XXXX |  | 60676218 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.85 | 49.93 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 62475263 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 50.34 | 50.36 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX |  | 40024251 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 79.7 | 79.99 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXX |  | 40024251 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.93 | 43.92 | Audit reflects difference in qualifying P & I than the approval.  |
| XXXX |  | 27711806 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.76 | 38.89 | DTI variance is due to monthly other lien payment & one duplicate amex account. |
| XXXX |  | 49220521 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 53.33 | 53.32 | Rounding. |
| XXXX |  | 49220521 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.76 | 40.25 | Audit reflects difference in subject homeowner's insurance and 1st lien payment per documents in the loan file.  |
| XXXX |  | 55360697 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 40.01 | 40.12 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 56104590 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.75 | 48.76 | Rounding. |
| XXXX |  | 56904484 | XXXX-XXX | Qualifying FICO | creditLiabilitiesPage | 769 | 770 | Audit value based on lender qualifying requirements. |
| XXXX |  | 79704478 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.93 | 49.70 | Audit used the monthly payment reflected on the Note to qualify. Lender used a different payment that was not documented in file.  |
| XXXX |  | 55353579 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 46.4 | 46.37 | Audit Value of 1st + 2nd Lien / Qualifying Value |
| XXXX |  | 55353579 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.59 | 31.46 | Audit reflects more conservative income based on documents in the loan file.  |
| XXXX |  | 37009091 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 74.48 | 74.60 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX |  | 37009091 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.01 | 45.27 | Audit reflects difference in qualifying P & I than the approval. |
| XXXX |  | 98994461 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 76625469 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.59 | 41.68 | Audit reflects difference in subject homeowner's insurance per documents in the loan file.  |
| XXXX |  | 45439542 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 24.33 | 27.28 | Audit reflects difference in qualifying P & I than the approval.  |
| XXXX |  | 77380856 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.65 | 38.10 | Audit DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 95466325 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.63 | 48.34 | Audit reflects difference in qualifying P & I than the approval.  |
| XXXX |  | 46575159 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.49 | 49.54 | Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX.  |
| XXXX |  | 29733155 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.26 | 45.23 | Audit reflects difference in qualifying 1st lien P & I than the approval.  |
| XXXX |  | 86860174 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.62 | 44.27 | DTI difference is less than 1% and within lender tolerance. Audit DTI matches to DTI on form 1008 Uniform Underwriting and Transmittal Summary.  |
| XXXX |  | 28064017 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.17 | 36.68 | Audit reflects difference in subject homeowner's insurance per documents in the loan file.  |
| XXXX |  | 61177459 | XXXX-XXX | Property Type | propertyValuationPage | Single Family Attached | Attached | Audit value pulled from documents located in the loan file. |
| XXXX |  | 42913496 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.29 | 38.07 | Audit DTI reflects difference in qualifying 1st lien P & I than the approval.  |
| XXXX |  | 56830144 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.43 | 37.44 | Rounding. |
| XXXX |  | 43451788 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.69 | 47.68 | DTI difference is less than 1% |
| XXXX |  | 37253074 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.05 | 29.36 | Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 92657316 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.74 | 36.99 | Audit reflects more conservative income based on documents in the loan file.  |
| XXXX |  | 52811777 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.51 | 49.49 | Audit reflects difference in qualifying first lien P & I than the approval.  |
| XXXX |  | 77312594 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 77.44 | 77.34 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 39741486 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 79.84 | 79.99 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 39741486 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.87 | 49.88 | Rounding. |
| XXXX |  | 75650778 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.49 | 39.25 | Audit reflects difference in qualifying first lien P & I than the approval.  |
| XXXX |  | 67279471 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 71.35 | 71.26 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 67279471 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.94 | 27.93 | Audit DTI reflects difference in Second home expense per documents in the loan file.  |
| XXXX |  | 14153590 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.11 | 30.19 | Audit reflects difference in qualifying 1st lien P & I than the approval. |
| XXXX |  | 69623947 | XXXX-XXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Audit Value Pulled From Appraisal. |
| XXXX |  | 69623947 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 74.85 | 74.72 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 69623947 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.47 | 35.48 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 59897947 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.37 | 38.68 | Audit reflects most conservative income based on documents in the loan file. Audit only used wage earner income (base pay and overtime pay) to qualify. |
| XXXX |  | 43324782 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 73.06 | 73.18 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX |  | 13134196 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 74.81 | 74.80 | Rounding |
| XXXX |  | 89943427 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 77.69 | 77.70 | Rounding |
| XXXX |  | 89943427 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.76 | 42.68 | Audit reflects difference in qualifying P & I than the approval.  |
| XXXX |  | 45576132 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25.17 | 26.28 | Audit reflects difference in qualifying 1st lien P & I than the approval. |
| XXXX |  | 47824358 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.18 | 46.17 | Rounding |
| XXXX |  | 19963073 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.87 | 45.16 | 1008 DTI is 40.87%. |
| XXXX |  | 98231506 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.54 | 47.31 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXX |  | 86181490 | XXXX-XXX | Final Qualifying Property Value | propertyValuationPage | Per Audit | Per Tape | Audit Value Pulled From Purchase Contract. |
| XXXX |  | 51770410 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.68 | 49.67 | Rounding |
| XXXX |  | 36384888 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.6 | 47.76 | Audit reflects difference in qualifying 1st lien P & I than the approval.  |
| XXXX |  | 21916308 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 79.95 | 79.94 | Rounding |
| XXXX |  | 56231964 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 0 | 75.00 |  |
| XXXX |  | 43228958 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 44.49 | 45.92 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 87799619 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25.59 | 25.58 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 93831653 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.33 | 37.64 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 19283333 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.63 | 39.48 | DTI difference is less than 1% and within lender tolerance. |
| XXXX |  | 65034118 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.47 | 47.48 | Rounding  |
| XXXX |  | 35776349 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 58.37 | 58.38 | Rounding |
| XXXX |  | 85475498 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.45 | 39.23 | Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 22073278 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.81 | 35.98 | Audit DTI difference is due to liabilities based on documents in loan file.  |
| XXXX |  | 33180842 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.17 | 38.16 | Rounding |
| XXXX |  | 57340615 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.95 | 43.74 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 65218463 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.99 | 50.00 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 35556042 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.73 | 49.79 | Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 20359558 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.42 | 48.98 | Audit reflects difference in qualifying 1st lien P & I than the approval. <br> Audit liabilities were based on documents in the loan file. |
| XXXX |  | 48743308 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.96 | 42.94 | 1008 DTI 42.94%. Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXX |  | 89263990 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 26.83 | 26.82 | Rounding |
| XXXX |  | 27699662 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.4 | 41.21 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXX |  | 11688971 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.29 | 35.07 | Audit DTI difference is due to liabilities based on documents in loan file.  |
| XXXX |  | 66608620 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.33 | 46.29 | Audit reflects difference in subject property Flood insurance updated as per documents in the loan file. |
| XXXX |  | 39039234 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.98 | 49.21 | Audit reflects difference in subject property taxes per documents in the loan file. |
| XXXX |  | 43770025 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.12 | 38.21 | Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 26797177 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 79.99 | 80.00 | Rounding |
| XXXX |  | 27635162 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.17 | 42.25 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 51642706 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.61 | 46.63 | Audit reflects difference in qualifying P & I than the approval.  |
| XXXX |  | 83947394 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 39.55 | 39.54 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXX |  | 83947394 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.39 | 49.20 | Audit liabilities were based on the most recent credit report in the loan file dated xx/xx/xxxx.  |
| XXXX |  | 33777639 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.55 | 44.56 | Rounding |
| XXXX |  | 45595291 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.38 | 42.36 | Audit liabilities were based on documents in the loan file. |
| XXXX |  | 92716586 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.95 | 44.80 | Audit liabilities were based on documents in the loan file.  |
| XXXX |  | 10162754 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.88 | 24.61 | Audit reflects difference in qualifying First mortgage P & I than the approval.  |
| XXXX |  | 37787443 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.82 | 34.44 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 59730188 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.5 | 31.64 | Audit omitted installment loan with < 10 payments remaining. |
| XXXX |  | 13128047 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.65 | 46.64 | Rounding |
| XXXX |  | 45869063 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.57 | 46.64 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 46352082 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.24 | 37.55 | DTI variance is due to prior loan P&I |
| XXXX |  | 28494474 | XXXX-XXX | Property State | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 14497187 | XXXX-XXX | Interest Rate | notePage | 9 | 9.6250 | Audit Value Pulled From Note. |
| XXXX |  | 93163145 | XXXX-XXX | Loan Amount | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 29541263 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 67.34 | 67.43 | Audit value pulled from documents located in the loan file. |
| XXXX |  | 29541263 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.95 | 46.73 | Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX |
| XXXX |  | 11852445 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.92 | 31.49 | Audit per the documentation provided in the loan file  |
| XXXX |  | 56125668 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.39 | 47.38 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 34433607 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.71 | 43.22 | Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX. |
| XXXX |  | 48585939 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 94824966 | XXXX-XXX | Qualifying FICO | creditLiabilitiesPage | 762 | 700 |  |
| XXXX |  | 77244577 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.8 | 47.03 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX |  | 40253761 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.25 | 49.26 | Audit reflects difference in net rental income per documents in the loan file.  |
| XXXX |  | 21305247 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 79.98 | 79.83 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX |  | 21305247 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.91 | 37.90 | Rounding. |
| XXXX |  | 21370849 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 74.59 | 74.50 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX |  | 21370849 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.22 | 48.09 | Audit liabilities were based on the most recent credit report in the loan file dated XX/XX/XXXX.  |
| XXXX |  | 14860859 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 67.39 | 67.38 | Rounding |
| XXXX |  | 28963599 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.76 | 48.78 | Audit reflects difference in subject HOA Dues per documents in the loan file.  |
| XXXX |  | 18549105 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 18549105 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.72 | 43.71 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 35015538 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.93 | 49.61 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX |  | 65759728 | XXXX-XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.86 | 42.85 | Audit reflects difference in Senior Lien P & I than the approval.  |
| XXXX |  | 28449415 | XXXX-XXX | Qualifying CLTV | propertyValuationPage | 66.87 | 66.86 | Rounding |
| XXXX |  | 93182263 | XXXX-XXX | Note Date | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 28008578 | XXXX-XXX | Term | notePage | 240 | 30 | Audit Value Pulled From Note. |
| XXXX |  | 85798467 | XXXX-XXX | Interest Rate | notePage | 7.875 | 3.2500 | Audit Value Pulled From Note. |
| XXXX |  | 80668584 | XXXX-XXX | Property Type | propertyValuationPage | PUD | Single Family Detached | Audit value pulled from documents located in the loan file. |
| XXXX |  | 37062556 | XXXX-XXX | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 37062556 | XXXX-XXX | Term | notePage | 360 | 30 | Audit Value Pulled From Note. |
| XXXX |  | 37062556 | XXXX-XXX | Interest Rate | notePage | 7.75 | 2.6250 | Audit Value Pulled From Note. |
| XXXX |  | 37062556 | XXXX-XXX | Loan Amount | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXX |  | 37062556 | XXXX-XXX | Primary Appraised Property Value | propertyValuationPage | Per Audit | Per Tape | Audit Value Pulled From AVM. |

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## Exhibit 99.2

[HILDENE-CCC DEPOSITOR, LLC ABS-15G](cross2025ces1_abs15g.htm)

**Exhibit 99.2 - Schedule 8**

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| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | XXXX |  | 65717597 | Closed | 2025-02-05 22:36 | 2025-02-12 17:47 | Resolved | 1 - Information | Credit | Missing Doc | Missing 1008 or Underwriter Approval | Resolved-Final approval received. Finding resolved. - Due Diligence Vendor-02/12/2025 <br>Ready for Review-Document Uploaded. PFA 1008 & Final Loan approval - Buyer-02/11/2025 <br>Open-The final 1008 is missing from the loan file. Both the 1008 and Loan approval in file do not have the correct loan amount, LTV, DTI and income. Provide final 1008 and/or loan approval. - Due Diligence Vendor-02/05/2025 |  | Resolved-Final approval received. Finding resolved. - Due Diligence Vendor-02/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3360936 | N/A | N/A |
| XXXX | XXXX |  | 98671081 | Closed | 2025-01-22 19:21 | 2025-02-05 22:56 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/05/2025 <br> Ready for Review-Document Uploaded. PFA Corrected VVOE - Buyer-02/04/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing VVOE provided in file for B1 is not within 10 business days of the Note date, as required by guidelines, section 4-2-6-7. The VVOE date of call was XX/XX/XXXX with no year and the re-verified date was XX/XX/XXXX, which was 1 year old. - Due Diligence Vendor-01/22/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3256673 | N/A | N/A |
| XXXX | XXXX |  | 98671081 | Closed | 2025-01-22 19:21 | 2025-02-05 22:56 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/05/2025 <br> Ready for Review-Document Uploaded. PFA Corrected VVOE - Buyer-02/04/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing VVOE provided in file for B2 is not within 10 business days of the Note date, as required by guidelines, section 4-2-6-7. The VVOE date of call was XX/XX with no year, and was not within 10 business days. - Due Diligence Vendor-01/22/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3256674 | N/A | N/A |
| XXXX | XXXX |  | 98671081 | Closed | 2025-01-22 19:34 | 2025-02-05 22:56 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-02/05/2025 <br>Resolved-ATR Risk - Employment validation/verification standards do not meet requirements - Due Diligence Vendor-02/05/2025 <br>Ready for Review-Credit condition resolved as updated document uploaded under credit condition. Please clear - Buyer-02/05/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing VVOE for B1 and B2 within 10 business days of the Note date. - Due Diligence Vendor-01/22/2025 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-02/05/2025 <br>Resolved-ATR Risk - Employment validation/verification standards do not meet requirements - Due Diligence Vendor-02/05/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3256869 | N/A | N/A |
| XXXX | XXXX |  | 29503730 | Closed | 2025-01-21 20:45 | 2025-02-27 19:26 | Resolved | 1 - Information | Compliance | Missing Doc | Missing Right of Rescission | Resolved-Rescission reopened and offered to borrower. - Due Diligence Vendor-02/27/2025 <br> Counter- - Due Diligence Vendor-02/25/2025 <br> Ready for Review-Document Uploaded. Updated NORTC was sent to Borrower which was delivered on XX/XX/XXXX. This was sent via same Fed Ex. They picked up the package on 02/10. - Seller-02/25/2025 <br> Counter-NORTC was delivered to borrower(s) 4 days after the expiration of rescission. - Due Diligence Vendor-02/20/2025 <br> Ready for Review-Please track the Package using Tracking ID. Documents was sent through FedEx. You can check status of the package. FedEx tracking XXXX XXXX XXXX - Seller-02/20/2025 <br> Counter-Proof that the revised documents were provided to the borrower were not provided. - Due Diligence Vendor-02/06/2025 <br> Ready for Review-Document Uploaded. We have sent the corrected RTC to Borrower. FedEx tracking XXXX XXXX XXXX - Seller-02/03/2025 <br> Counter-Reopening rescission is required. - Due Diligence Vendor-01/28/2025 <br> Ready for Review-Borrower has acknowledged that they received the Notice of Right to cancel however they have also signed on incorrect page. We will ask for Letter of Explanation that it was thier fault. Borrower has already provided corrected document, there is no need to re-open the Rescission. - Seller-01/28/2025 <br> Counter-Rescission must be reopened. Provide Letter of Explanation, Proof of Borrower Receipt, and Re-open Rescission. - Due Diligence Vendor-01/27/2025 <br> Ready for Review-Document Uploaded. Please see attached. Borrower has mistakenly marked "Wish to cancel". NORTC has been corrected. - Seller-01/24/2025 <br> Open-Notice of Right to Cancel form provided in the loan file is signed by all borrowers indicating they wish to cancel the transaction. Provide Letter of Explanation, Proof of Borrower Receipt, and Re-open Rescission. - Due Diligence Vendor-01/21/2025 | How could package be picked up XX/XX/XXXX when the delivery date was XX/XX/XXXX? Verified the tracking number provided was delivered on XX/XX/XXXX. Is there an LOX from the borrowers, as stated would be provided in theXX/XX/XXXX comment, that the borrowers do not wish to cancel the re-opened rescission? This must be completely resolved since it is a compliance issue. - 02/25/2025 <br>Ready for Review-Document Uploaded. Updated NORTC was sent to Borrower which was delivered on XX/XX/XXXX. This was sent via same Fed Ex. They picked up the package on XX/XX/XXXX. - Seller-02/25/2025 <br> Ready for Review-Please track the Package using Tracking ID. Documents was sent through FedEx. You can check status of the package. FedEx tracking XXXX XXXX XXXX - Seller-02/20/2025 <br> Ready for Review-Document Uploaded. We have sent the corrected RTC to Borrower. FedEx tracking XXXX XXXX XXXX - Seller-02/03/2025 <br> Ready for Review-Borrower has acknowledged that they received the Notice of Right to cancel however they have also signed on incorrect page. We will ask for Letter of Explanation that it was thier fault. Borrower has already provided corrected document, there is no need to re-open the Rescission. - Seller-01/28/2025 <br> Ready for Review-Document Uploaded. Please see attached. Borrower has mistakenly marked "Wish to cancel". NORTC has been corrected. - Seller-01/24/2025 | Resolved-Rescission reopened and offered to borrower. - Due Diligence Vendor-02/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3248363 | N/A | N/A |
| XXXX | XXXX |  | 29503730 | Closed | 2025-01-15 20:56 | 2025-01-21 20:17 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/15/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3214685 | Investor Post-Close | No |
| XXXX | XXXX |  | 35834923 | Closed | 2025-02-13 08:38 | 2025-02-21 21:25 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE dated XX/XX/XXXX and XX/XX/XXXX provided. - Due Diligence Vendor-02/21/2025 <br> Ready for Review-Document Uploaded. Please find the attached Revised LE dated XX/XX/XXXX and XX/XX/XXXX. - Buyer-02/20/2025 <br> Open-Per Disclosure Tracking Details and COCs in file dated XX/XX/XXXX and XX/XX/XXXX, Revised LEs corresponding with the COCs dated XX/XX/XXXX and XX/XX/XXXX are missing from the loan file. Additional conditions may apply upon receipt. - Due Diligence Vendor-02/13/2025 |  | Resolved-LE dated XX/XX/XXXX and XX/XX/XXXX provided. - Due Diligence Vendor-02/21/2025 | XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3413278 | N/A | N/A |
| XXXX | XXXX |  | 55954308 | Closed | 2025-01-22 15:00 | 2025-01-24 15:42 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/22/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3252608 | Investor Post-Close | No |
| XXXX | XXXX |  | 68115225 | Closed | 2025-01-10 19:23 | 2025-05-20 17:02 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-05/20/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-01/14/2025 <br>Ready for Review-Document Uploaded. Please find attached flood insurance document. - Buyer-01/14/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing flood insurance policy. - Due Diligence Vendor-01/10/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-05/20/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-01/14/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3185065 | N/A | N/A |
| XXXX | XXXX |  | 68115225 | Closed | 2025-01-08 15:41 | 2025-01-14 21:12 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-01/14/2025 <br>Ready for Review-Document Uploaded. Please find attached flood insurance document. - Buyer-01/14/2025 <br>Open-Missing Flood Insurance Policy - Due Diligence Vendor-01/08/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-01/14/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3162781 | N/A | N/A |
| XXXX | XXXX |  | 50636356 | Closed | 2025-01-22 16:43 | 2025-05-20 14:03 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 49.7% exceeds Guideline DTI of 43% Audited DTI of 49.70% exceeds Guideline DTI of 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/22/2025 |  | Waived-Audited DTI of 49.7% exceeds Guideline DTI of 43% Audited DTI of 49.70% exceeds Guideline DTI of 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-01/22/2025<br>|  |  | No derogatory events<br> 13 years of self-employment | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3254238 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 58745007 | Closed | 2025-01-15 18:30 | 2025-02-04 20:11 | Resolved | 1 - Information | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Audited CLTV of 79.34% is less than or equal to Guideline CLTV of 80% - Due Diligence Vendor-02/04/2025 <br> Ready for Review-PFA Revised Appraisal report dated XX/XX/XXXX as it was Typo issue earlier dated XX/XX/XXXX. Email sent to XXXX for the same. - Buyer-02/03/2025 <br> Counter-Please provide a Letter of Explanation for the appraisal signed 2 months after the effective date. - Due Diligence Vendor-02/03/2025 <br> Ready for Review-Document Uploaded. The one you are referring for $XXXX 1008 is old 1008 at time of initial submissions. Please refer final 1008 with value $XXXX. I will ask Management going forward to remove Initial 1008 from package so this wont create confusion anymore. Thank you - Buyer-01/28/2025 <br> Counter-Provide LOX to explain AVM and 1008 in loan file at $XX,XXX.XX, CDs, closing instructions, closing docs, and loan approval reflecting $XXX,XXX.XX, and appraisal effective XX/XX/XXXX with signature date XX/XX/XXXX received as rebuttal. - Due Diligence Vendor-01/28/2025 <br> Ready for Review-We are using Appraisal report as this was ordered due to Borrower was not satisfied with the lower AVM value. - Buyer-01/27/2025 <br> Ready for Review-Request you to please ignore the AVM as we are using Full Appraisal on this loan. - Buyer-01/25/2025 <br> Ready for Review-Document Uploaded. PFA mtg statement & Appraisal report , with 1st mtg principal balance of $XXX,XXX.XX and current loan amount $XXX,XXX.XX and appraised value $XXX,XXX.XX, CLTV Comes to $79.34% - Seller-01/24/2025 <br> Open-Audited CLTV of 92.77% exceeds Guideline CLTV of 80% - Due Diligence Vendor-01/15/2025 | Ready for Review-Document Uploaded. XXXX mtg statement & Appraisal report , with 1st mtg principal balance of $X,XXX.XX and current loan amount $X,XXX.XX and appraised value $X,XXX.XX , CLTV Comes to $79.34% - Seller-01/24/2025 | Resolved-Audited CLTV of 79.34% is less than or equal to Guideline CLTV of 80% - Due Diligence Vendor-02/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3212536 | N/A | N/A |
| XXXX | XXXX |  | 58745007 | Closed | 2025-01-15 18:30 | 2025-02-04 20:11 | Resolved | 1 - Information | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Resolved-Audited HLTV of 79.34% is less than or equal to Guideline HCLTV of 80% - Due Diligence Vendor-02/04/2025 <br> Ready for Review-Document Uploaded. PFA Revised Appraisal report dated XX/XX/XXXX as it was Typo issue earlier dated XX/XX/XXXX. Email sent to XXXX for the same. - Seller-02/03/2025 <br> Counter-Please provide a Letter of Explanation for the appraisal signed 2 months after the effective date. - Due Diligence Vendor-02/03/2025 <br> Ready for Review-The one you are referring for $XXXX 1008 is old 1008 at time of initial submissions. Please refer final 1008 with value $XXXX. I will ask Management going forward to remove Initial 1008 from package so this wont create confusion anymore. Thank you - Buyer-01/28/2025 <br> Ready for Review-We are using Appraisal report as this was ordered due to Borrower was not satisfied with the lower AVM value. - Seller-01/27/2025 <br> Ready for Review-Request you to please ignore the AVM as we are using Full Appraisal on this loan. - Seller-01/25/2025 <br> Ready for Review-Document Uploaded. Kindly provide calculation. As per our calculation CLTV is 79.34%. PFA Mortgage statement of 1st mtg with balance $XXX,XXX.XX and current 2nd lien loan amount is $XXX,XXX.XX and appraisaed value is $XXX,XXX.XX. - Seller-01/24/2025 <br> Open-Audited HLTV of 92.77% exceeds Guideline HCLTV of 80% - Due Diligence Vendor-01/15/2025 | Ready for Review-Document Uploaded. XXXX Revised Appraisal report dated XX/XX/XXXX as it was Typo issue earlier dated XX/XX/XXXX. Email sent to XXXX for the same. - Seller-02/03/2025 <br> Ready for Review-We are using Appraisal report as this was ordered due to Borrower was not satisfied with the lower AVM value. - Seller-01/27/2025 <br> Ready for Review-Request you to please ignore the AVM as we are using Full Appraisal on this loan. - Seller-01/25/2025 <br> Ready for Review-Document Uploaded. Kindly provide calculation. As per our calculation CLTV is 79.34%. XXXX Mortgage statement of 1st mtg with balance $X,XXX.XX and current 2nd lien loan amount is $X,XXX.XX and appraisaed value is $X,XXX.XX . - Seller-01/24/2025 | Resolved-Audited HLTV of 79.34% is less than or equal to Guideline HCLTV of 80% - Due Diligence Vendor-02/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3212537 | N/A | N/A |
| XXXX | XXXX |  | 58745007 | Closed | 2025-02-04 20:08 | 2025-02-04 20:09 | Resolved | 1 - Information | Property | Appraisal | The appraiser was not licensed (Primary Value) | Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided - Due Diligence Vendor-02/04/2025 <br>Open-Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date - Due Diligence Vendor-02/04/2025 |  | Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided - Due Diligence Vendor-02/04/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3349038 | N/A | N/A |
| XXXX | XXXX |  | 45922588 | Closed | 2025-02-10 15:49 | 2025-02-10 15:49 | Waived | 2 - Non-Material | Credit | Eligibility | Valuation Product Does Not Meet Guidelines | Waived-Lender used an AVM that was not on the acceptable AVM model list in Guidelines 4-5-7. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/10/2025 |  | Waived-Lender used an AVM that was not on the acceptable AVM model list in Guidelines 4-5-7. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/10/2025<br>|  |  | Credit score >= 10+ points more than qualifying. No derogatory events. | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3385851 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 45922588 | Closed | 2025-02-05 13:09 | 2025-02-10 15:40 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Borrower 1 Gap Credit Report is Missing Lender guideline 4-2-4-17 required a credit report refresh be obtained if the original credit report was over 45 days from Note date. Credit report was 47 days from Note date and no refresh in file. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/10/2025 |  | Waived-Borrower 1 Gap Credit Report is Missing Lender guideline 4-2-4-17 required a credit report refresh be obtained if the original credit report was over 45 days from Note date. Credit report was 47 days from Note date and no refresh in file. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/10/2025<br>|  |  | Credit Score >/= 10+ Points more than qualifying - Audited FICO is 729 and Guideline FICO is 680 hence it is valid and no derogatory events Pg #108.<br> Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3353432 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 36459323 | Closed | 2025-03-06 07:36 | 2025-03-13 15:40 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Final Alta Settlement Statement in file is not Certified or Signed. - Due Diligence Vendor-03/06/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Final Alta Settlement Statement in file is not Certified or Signed. - Due Diligence Vendor-03/06/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3540317 | Investor Post-Close | No |
| XXXX | XXXX |  | 35405794 | Closed | 2025-01-10 17:40 | 2025-01-22 21:28 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-01/22/2025 <br>Ready for Review-PFA PCI disaster report - Buyer-01/21/2025 <br>Ready for Review-Document Uploaded. - Buyer-01/21/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-01/10/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-01/22/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3183469 | N/A | N/A |
| XXXX | XXXX |  | 23342522 | Closed | 2025-02-17 16:01 | 2025-02-21 21:10 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Received CD. Condition cleared. - Due Diligence Vendor-02/21/2025 <br> Ready for Review-Document Uploaded. Please find the attached CD dated XX/XX/XXXX - Buyer-02/20/2025 <br> Open-Missing CD dated XX/XX/XXXX. Per the tracking doc and Notice of Change Circumstance for rate lock extension, a CD was provided XX/XX/XXXX. - Due Diligence Vendor-02/17/2025 |  | Resolved-Received CD. Condition cleared. - Due Diligence Vendor-02/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3433685 | N/A | N/A |
| XXXX | XXXX |  | 80159049 | Closed | 2025-01-29 19:49 | 2025-01-29 20:56 | Resolved | 1 - Information | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Resolved-Initial CD provided. No compliance issues. - Due Diligence Vendor-01/29/2025 <br> Open- - Due Diligence Vendor-01/29/2025 <br> Resolved-Resolved - Due Diligence Vendor-01/29/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($XX.XX). The actual total fee amount shows a credit amount of ($XX.XX). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-01/29/2025 |  | Resolved-Initial CD provided. No compliance issues. - Due Diligence Vendor-01/29/2025 <br>Resolved-Resolved - Due Diligence Vendor-01/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3309637 | N/A | N/A |
| XXXX | XXXX |  | 80159049 | Closed | 2025-01-29 19:49 | 2025-01-29 20:55 | Resolved | 1 - Information | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Initial CD Provided. No compliance issues. - Due Diligence Vendor-01/29/2025 <br> Open- - Due Diligence Vendor-01/29/2025 <br> Resolved-Resolved - Due Diligence Vendor-01/29/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XX.XX). The Last CD shows a total lender credit amount of ($XX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-01/29/2025 |  | Resolved-Initial CD Provided. No compliance issues. - Due Diligence Vendor-01/29/2025 <br>Resolved-Resolved - Due Diligence Vendor-01/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3309636 | N/A | N/A |
| XXXX | XXXX |  | 80159049 | Closed | 2025-01-22 15:11 | 2025-01-29 19:49 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Initial CD received. - Due Diligence Vendor-01/29/2025 <br> Ready for Review-Document Uploaded. Please find the attached Initial CD, it was sent on XX/XX/XXXX and signed by Borrowers on XX/XX/XXXX. Closing can happen on XX/XX/XXXX.<br> - Buyer-01/28/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD is missing from the loan file. Additional conditions may apply. No Cure. - Due Diligence Vendor-01/22/2025 |  | Resolved-Initial CD received. - Due Diligence Vendor-01/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3252750 | N/A | N/A |
| XXXX | XXXX |  | 36791895 | Closed | 2025-02-05 17:25 | 2025-05-02 16:41 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection. - Due Diligence Vendor-02/05/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3356805 | N/A | N/A |
| XXXX | XXXX |  | 36791895 | Closed | 2025-02-10 17:18 | 2025-02-21 20:37 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Disclosure provided. - Due Diligence Vendor-02/21/2025 <br> Ready for Review-Document Uploaded. Please find the attached CD dated XX/XX/XXXX. - Buyer-02/20/2025 <br> Open-Missing Closing Disclosure associated with the Change of Circumstance dated XX/XX/XXXX. - Due Diligence Vendor-02/10/2025 |  | Resolved-Disclosure provided. - Due Diligence Vendor-02/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3387078 | N/A | N/A |
| XXXX | XXXX |  | 36791895 | Closed | 2025-02-21 20:30 | 2025-02-21 20:36 | Resolved | 1 - Information | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Resolved - Due Diligence Vendor-02/21/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XX.XX). The Last CD shows a total lender credit amount of ($0.00). The following fees "lender credits" have decreased below their baseline amounts (Compliance Testing Fee, Flood Certification Fee, Appraisal Field Review Fee). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-02/21/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/21/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3464812 | N/A | N/A |
| XXXX | XXXX |  | 36791895 | Closed | 2025-02-21 20:30 | 2025-02-21 20:36 | Resolved | 1 - Information | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Resolved-Resolved - Due Diligence Vendor-02/21/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($XX.XX). The actual total fee amount shows a credit amount of ($0.00). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (Compliance Testing Fee, Flood Certification Fee, Appraisal Field Review Fee). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). - Due Diligence Vendor-02/21/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/21/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3464813 | N/A | N/A |
| XXXX | XXXX |  | 45190774 | Closed | 2025-02-12 12:47 | 2025-02-21 21:03 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Revised LE provided. - Due Diligence Vendor-02/21/2025 <br> Ready for Review-Document Uploaded. Please find the attached Revised LE dated XX/XX/XXXX. - Buyer-02/20/2025 <br> Open-Missing Loan Estimate corresponding to Changed Circumstance Form dated XXXX. - Due Diligence Vendor-02/12/2025 |  | Resolved-Revised LE provided. - Due Diligence Vendor-02/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3404921 | N/A | N/A |
| XXXX | XXXX |  | 96517585 | Closed | 2025-01-30 12:24 | 2025-03-14 19:59 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-NORTC received - Due Diligence Vendor-03/14/2025 <br>Ready for Review-I had already attached the revised Docs. Please refer to page 49. acknowledged NORTC forms is already available. - Buyer-03/13/2025 <br>Counter-Documentation that the borrower was provided rescission is required. Please provide the acknowledged NORTC forms or reopen rescission. - Due Diligence Vendor-03/12/2025 <br>Ready for Review-Document Uploaded. The revised Closing Docs and NORTC cover letter was sent to Setlement company. <br> Settlement company scheduled appointment and all the required documents was signed. Cover letter was provided to Borrower by Settlement company. - Buyer-03/11/2025 <br>Counter-Please provide NORTC forms presumedly sent with NORTC cover letter. - Due Diligence Vendor-03/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached revised Documents with correct NMLS ID and Lender information. - Buyer-03/03/2025 <br>Open-The Lender NMLS number on the Note and Deed is the NMLS number for the Correspondent. The Lender information on page 4 of the Final CD is the Correspondent's information. Correct the Note Lender NMLS number, correct the Final CD with the Lender information and NMLS number. Also, correct and re-record the Deed with the Lender NMLS number. - Due Diligence Vendor-01/30/2025 |  | Resolved-NORTC received - Due Diligence Vendor-03/14/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3314328 | N/A | N/A |
| XXXX | XXXX |  | 96517585 | Closed | 2025-01-29 18:59 | 2025-01-30 18:50 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Settlement statement in file is marked Estimated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/29/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Settlement statement in file is marked Estimated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3308931 | Investor Post-Close | No |
| XXXX | XXXX |  | 98335186 | Closed | 2025-02-27 16:30 | 2025-02-27 16:30 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/27/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/27/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3492909 | Investor Post-Close | No |
| XXXX | XXXX |  | 98335186 | Closed | 2025-02-25 19:46 | 2025-02-25 19:46 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/25/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/25/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3479426 | Investor Post-Close | No |
| XXXX | XXXX |  | 80672129 | Closed | 2025-01-22 14:21 | 2025-05-20 20:17 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-01/30/2025 <br> Ready for Review-Document Uploaded. Please find attached VVOE for self employed B2 within 10 days of closing. - Seller-01/30/2025 <br> Open-ATR Risk - Employment validation/verification standards do not meet requirements Internet look up w/in 10 business days received. - Due Diligence Vendor-01/29/2025 <br> Open-ATR Risk - Employment validation/verification standards do not meet requirements 3rd party verification of SE is dated XX/XX/XXXX and is not within 10 business days. Signed and dated business returns and Business tax transcripts are missing in file for co-borrower. - Due Diligence Vendor-01/22/2025 | Ready for Review-Document Uploaded. Please find attached VVOE for self employed B2 within 10 days of closing. - Seller-01/30/2025<br>| Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-01/30/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3252167 | N/A | N/A |
| XXXX | XXXX |  | 80672129 | Closed | 2025-01-22 14:21 | 2025-02-17 17:38 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-01/29/2025 <br> Ready for Review-Document Uploaded. Please find attached VVOE for self employed B2 within 10 days of closing. - Seller-01/28/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing GL section #4-2-6-7 requires verification of the existence of the borrower's business through a third-party source within ten business days of the Mortgage Note date for self-employment income. Document provided in the file is dated XX/XX/XXXX and is not within 10 business days. - Due Diligence Vendor-01/22/2025 | Ready for Review-Document Uploaded. Please find attached VVOE for self employed B2 within 10 days of closing. - Seller-01/28/2025<br>| Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-01/29/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3252165 | N/A | N/A |
| XXXX | XXXX |  | 80672129 | Closed | 2025-01-22 14:21 | 2025-02-17 17:38 | Resolved | 1 - Information | Credit | Income/Employment | Borrower 2 Tax Returns Not Signed | Resolved-Borrower 2 Tax Returns Are Signed or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/17/2025 <br> Ready for Review-Document Uploaded. PFA Signed business returns - Seller-02/14/2025 <br> Counter-This finding is regarding the co-borrower's business tax returns not being signed. "Borrower 2 Tax Returns Not Signed GL Section #4-2-6-4 requires Signed and dated borrower's copy of business returns filed with the IRS or Business tax transcripts which may be used in lieu of signed/dated tax returns. Signed and dated business returns and Business tax transcripts are missing in file."<br> - Due Diligence Vendor-01/30/2025 <br> Ready for Review-Both borrowers are Jointly filled returns. Both XXXXX & XXXXX has signed tax returns which was provided. Please confirm - Buyer-01/30/2025 <br> Counter-Documentation submitted is for borrower's personal returns. - Due Diligence Vendor-01/29/2025 <br> Ready for Review-Document Uploaded. PFA signed tax returns. - Seller-01/28/2025 <br> Open-Borrower 2 Tax Returns Not Signed GL Section #4-2-6-4 requires Signed and dated borrower's copy of business returns filed with the IRS or Business tax transcripts which may be used in lieu of signed/dated tax returns. Signed and dated business returns and Business tax transcripts are missing in file. - Due Diligence Vendor-01/22/2025 | Ready for Review-Document Uploaded. XXXX Signed business returns - Seller-02/14/2025 <br> Ready for Review-Document Uploaded. XXXX signed tax returns. - Seller-01/28/2025 | Resolved-Borrower 2 Tax Returns Are Signed or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/17/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3252166 | N/A | N/A |
| XXXX | XXXX |  | 80672129 | Closed | 2025-01-22 16:03 | 2025-01-29 17:54 | Resolved | 1 - Information | Credit | Missing Doc | Missing Letter of Explanation (Excessive Inquiries) | Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-01/29/2025 <br>Ready for Review-Document Uploaded. Please find the attached document for your reference. - Buyer-01/28/2025 <br>Open-Missing LOE for Excessive Inquiries GL #4-2-4-14 requires Inquiry letter addressing all inquiries in the most recent 90 days. Provide signed LOX. - Due Diligence Vendor-01/22/2025 |  | Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-01/29/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3253447 | N/A | N/A |
| XXXX | XXXX |  | 70014730 | Closed | 2025-01-28 18:49 | 2025-02-04 19:46 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-02/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached econsent. - Buyer-02/03/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). additional conditions may apply upon receipt. - Due Diligence Vendor-01/28/2025 |  | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-02/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3299285 | N/A | N/A |
| XXXX | XXXX |  | 13236366 | Closed | 2025-02-05 19:32 | 2025-02-12 17:59 | Waived | 2 - Non-Material | Credit | Eligibility | Valuation Product Does Not Meet Guidelines | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/12/2025 <br> Ready for Review-Document Uploaded. PFA corrected Exception Form - Buyer-02/11/2025 <br> Open-XXX XXXXXXX AVM is not acceptable per guidelines. A lender exception is present in the loan file and is dated prior to consummation, however, the DTI and Mortgage history comp factors are not valid. The DTI is 42.91% which is not more than 5% from 43% max DTI and the credit report reflects a 30-month mortgage history not 36 months. - Due Diligence Vendor-02/05/2025 |  | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/12/2025<br>| XXXX |  | Employment for an extended period at the same job <br> Credit score >= 10+ Points more than qualifying<br> No Derogatory Events.  | XX | Primary Residence | Refinance | Cash Out - Other | 3358840 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 66037934 | Closed | 2025-01-28 18:42 | 2025-05-02 16:45 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection A fee for a Property Disaster Report was charged on the Closing Disclosure signed at closing, but the report is not in the loan file. - Due Diligence Vendor-01/28/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3299150 | N/A | N/A |
| XXXX | XXXX |  | 66037934 | Closed | 2025-01-28 18:46 | 2025-01-29 16:10 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> Per COC dated XX/XX/XXXX Funding date was changed and a new PCCD was done, but the PCCD was not in file. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/28/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> Per COC dated XX/XX/XXXX Funding date was changed and a new PCCD was done, but the PCCD was not in file. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-01/28/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3299199 | Investor Post-Close | No |
| XXXX | XXXX |  | 15479165 | Closed | 2025-03-08 14:32 | 2025-03-21 16:01 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-received. - Due Diligence Vendor-03/21/2025 <br>Ready for Review-Document Uploaded. Please find attached VVOE for your reference. - Buyer-03/20/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-03/08/2025 |  | Resolved-received. - Due Diligence Vendor-03/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3563802 | N/A | N/A |
| XXXX | XXXX |  | 83209636 | Closed | 2025-02-05 18:35 | 2025-02-21 20:35 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Received PCCD. Condition cleared. - Due Diligence Vendor-02/21/2025 <br>Ready for Review-Document Uploaded. Please find the attached Post Close CD, FInal SS and Disclosure tracking. - Buyer-02/21/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Settlement statement in file is marked Estimated. The Settlement statement and disbursement schedule fees do not match (Notary and Recording fees).<br> - Due Diligence Vendor-02/05/2025 |  | Resolved-Received PCCD. Condition cleared. - Due Diligence Vendor-02/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3357846 | N/A | N/A |
| XXXX | XXXX |  | 83209636 | Closed | 2025-02-05 18:05 | 2025-02-06 20:49 | Waived | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Audited Loan Amount of $XXX,XXX.XX is greater than the Guideline Maximum Loan Amount of $500000 A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-02/05/2025 |  | Waived-Audited Loan Amount of $X,XXX.XX is greater than the Guideline Maximum Loan Amount of $500000 A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-02/05/2025 |  |  | CLTV <5% below the Maximum Qualifying, DTI <5% below the Maximum Qualifying, Employment for an extended period at the same job, 36 months 0x30 mtg history, and No derogatory events. | XX | Primary Residence | Refinance | Cash Out - Other | 3357356 | Investor Post-Close | No |
| XXXX | XXXX |  | 36206239 | Closed | 2025-01-24 18:35 | 2025-02-04 16:53 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-2019 W2 received. - Due Diligence Vendor-02/04/2025 <br> Ready for Review-Document Uploaded. PFA W2 XXXX from Previous employer XXXXXXX XXXXXXXX - Buyer-02/01/2025 <br> Open-Guideline 4-2-6-2 Gap of Employment. A borrower who is reentering the workforce after an extended absence may show stable employment if the following are met: employed in current position 6 or more months and 2-year work history prior to the absence in the same line of work can be verified. XXXX W2 in file. Missing XXXX W2 or a VOE. - Due Diligence Vendor-01/24/2025 |  | Resolved-XXXX W2 received. - Due Diligence Vendor-02/04/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3278381 | N/A | N/A |
| XXXX | XXXX |  | 77669870 | Closed | 2025-01-28 19:37 | 2025-02-04 17:35 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-CD received. - Due Diligence Vendor-02/04/2025 <br> Ready for Review-Document Uploaded. Please find the attached CD dated XX/XX/XXXX - Seller-02/03/2025 <br> Open-The Closing Disclosure corresponding with the COC in file, dated XX/XX/XXXX, is missing. Additional conditions may apply. - Due Diligence Vendor-01/28/2025 | Ready for Review-Document Uploaded. Please find the attached CD dated XX/XX/XXXX - Seller-02/03/2025 | Resolved-CD received. - Due Diligence Vendor-02/04/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3300001 | N/A | N/A |
| XXXX | XXXX |  | 77669870 | Closed | 2025-02-04 17:27 | 2025-02-04 17:35 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Business Day Waiting Period Date Warnings (Investment Property Warning) | Resolved-Resolved - Due Diligence Vendor-02/04/2025 <br> Open-You submitted a Last Closing Disclosure Received Date (XX/XX/XXXX) earlier than the Last Closing Disclosure Date Issued (XX/XX/XXXX). The System cannot perform a Regulation Z business day disclosure waiting period review without accurate dates. (12 CFR 1026.17(f); 1026.37; 1026.19(f); 1026.22(a)(2)) Please provide proof of receipt/signed revised CD. Submitted CD is unsigned. - Due Diligence Vendor-02/04/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/04/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3346934 | N/A | N/A |
| XXXX | XXXX |  | 77669870 | Closed | 2025-02-04 17:27 | 2025-02-04 17:35 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Business Day Waiting Period Date Warnings | Resolved-Resolved - Due Diligence Vendor-02/04/2025 <br> Open-You submitted a Last Closing Disclosure Received Date (XX/XX/XXXX) earlier than the Last Closing Disclosure Date Issued (XX/XX/XXXX). The System cannot perform a Regulation Z business day disclosure waiting period review without accurate dates. (12 CFR 1026.17(f); 1026.37; 1026.19(f); 1026.22(a)(2)) <br> Please provide proof of receipt/signed revised CD. Submitted CD is unsigned. - Due Diligence Vendor-02/04/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/04/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3346935 | N/A | N/A |
| XXXX | XXXX |  | 77669870 | Closed | 2025-02-04 17:27 | 2025-02-04 17:33 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | Resolved-Resolved - Due Diligence Vendor-02/04/2025 <br> Open-The Last Loan Estimate was provided on (XX/XX/XXXX) which is on or after (XX/XX/XXXX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) Revised CD provided is dated prior to LE. - Due Diligence Vendor-02/04/2025 <br> Open-The Last Loan Estimate was provided on (XX/XX/XXXX) which is on or after (XX/XX/XXXX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) - Due Diligence Vendor-02/04/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/04/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3346933 | N/A | N/A |
| XXXX | XXXX |  | 77669870 | Closed | 2025-02-04 17:27 | 2025-02-04 17:33 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date (Investment Property Warning) | Resolved-Resolved - Due Diligence Vendor-02/04/2025 <br> Open-The Last Loan Estimate was provided on (XX/XX/XXXX) which is on or after (XX/XX/XXXX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) - Due Diligence Vendor-02/04/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/04/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3346936 | N/A | N/A |
| XXXX | XXXX |  | 77669870 | Closed | 2025-01-28 19:28 | 2025-02-04 17:27 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved- - Due Diligence Vendor-02/04/2025 <br> Ready for Review-Document Uploaded. - Seller-02/03/2025 <br> Ready for Review-Please find the attached revised CDs. Disount points was aded as rate was lowered (CD dated XX/XX/XXXX). Amount of Discount point was increased as Loan amount was increased (CD dated XX/XX/XXXX). - Seller-02/03/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Points - Loan Discount Fee on CD dated XX/XX/XXXX is $XXX.XX. LE dated XX/XX/XXXX lists fee as $0. This fee is in a 0% tolerance section. Lender tolerance cure of $XXX.XX is required. Section J reflects $0 tolerance cure that is insufficient. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. The Closing Disclosure corresponding with the COC in file, dated XX/XX/XXXX, is missing. Additional conditions may apply. - Due Diligence Vendor-01/28/2025 | Ready for Review-Document Uploaded. - Seller-02/03/2025 <br> Ready for Review-Please find the attached revised CDs. Disount points was aded as rate was lowered (CD dated XX/XX/XXXX). Amount of Discount point was increased as Loan amount was increased (CD dated XX/XX/XXXX). - Seller-02/03/2025 | Resolved- - Due Diligence Vendor-02/04/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3299854 | N/A | N/A |
| XXXX | XXXX |  | 77669870 | Closed | 2025-01-28 19:28 | 2025-02-04 17:27 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved- - Due Diligence Vendor-02/04/2025 <br> Ready for Review-Document Uploaded. Please find the attached revised CDs. Disount points was aded as rate was lowered (CD dated XX/XX/XXXX). Amount of Discount point was increased as Loan amount was increased (CD dated XX/XX/XXXX). - Seller-02/03/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Points - Loan Discount Fee on CD dated XX/XX/XXXX is $XXX.XX. LE dated XX/XX/XXXX lists fee as $0. This fee is in a 0% tolerance section. Lender tolerance cure of $XXX.XX is required. Section J reflects $0 tolerance cure that is insufficient. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. The Closing Disclosure corresponding with the COC in file, dated XX/XX/XXXX, is missing. Additional conditions may apply. - Due Diligence Vendor-01/28/2025 | Ready for Review-Document Uploaded. Please find the attached revised CDs. Disount points was aded as rate was lowered (CD dated XX/XX/XXXX). Amount of Discount point was increased as Loan amount was increased (CD dated XX/XX/XXXX). - Seller-02/03/2025 | Resolved- - Due Diligence Vendor-02/04/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3299855 | N/A | N/A |
| XXXX | XXXX |  | 65397374 | Closed | 2025-02-06 21:21 | 2025-05-20 14:12 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2025 <br> Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/12/2025 <br> Ready for Review-Document Uploaded. Exception was approved for waiving requirement of gap report . PFA Exception Form - Buyer-02/11/2025 <br> Open-Borrower 1 Gap Credit Report is Missing The credit report is dated XX/XX/XXXX. The Note date is XX/XX/XXXX. - Due Diligence Vendor-02/06/2025 |  | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2025 <br>Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/12/2025<br>| XXXX |  | 36+ Months 0x30 housing payment history<br> CLTV 63.03% under gl max of 75% | XX | Primary Residence | Refinance | Cash Out - Other | 3369966 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 44708035 | Closed | 2025-02-20 14:43 | 2025-05-02 16:34 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-02/20/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3453649 | N/A | N/A |
| XXXX | XXXX |  | 44708035 | Closed | 2025-02-20 15:06 | 2025-02-21 16:15 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The HUD in file is marked "estimated" - Due Diligence Vendor-02/20/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The HUD in file is marked "estimated" - Due Diligence Vendor-02/20/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3453840 | Investor Post-Close | No |
| XXXX | XXXX |  | 62781027 | Closed | 2025-02-13 15:08 | 2025-02-13 21:05 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3415530 | Investor Post-Close | No |
| XXXX | XXXX |  | 13898454 | Closed | 2025-02-26 14:03 | 2025-02-26 21:31 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/26/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/26/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3483123 | Investor Post-Close | No |
| XXXX | XXXX |  | 78373871 | Closed | 2025-02-12 17:30 | 2025-02-24 16:22 | Resolved | 1 - Information | Compliance | Missing Doc | TILA: Loan Estimate Missing or Incomplete | Resolved-COC provided for fee changes - Due Diligence Vendor-02/24/2025 <br> Ready for Review-Document Uploaded. Please find the attached COC CD. - Buyer-02/24/2025 <br> Counter-LEs provided. However, there were fees on the final CD that were not on the Initial LE that increased > 10%. Final CD Curative Fee $XX, Doc Prep $XX and Notary Fee $XXX. The Recording fee decreased $XXX, however, the 10% tolerance was still exceeded by $XX.XX. Lender provided $X.XX reimbursement for the increase in the Verification fee. Provide valid COC or evidence of reimbursement to borrowers in the amount of $XX.XX - Due Diligence Vendor-02/21/2025 <br> Ready for Review-Document Uploaded. Please find the attached Revised LE dated XX/XX/XXXX and XX/XX/XXXX0. - Seller-02/20/2025 <br> Open-TILA: Loan Estimate Missing or Incomplete Missing the Initial and any revised Loan Estimates. Compliance testing will be provided upon receipt. - Due Diligence Vendor-02/12/2025 | Ready for Review-Document Uploaded. Please find the attached Revised LE dated XX/XX/XXXX and XX/XX/XXXX. - Seller-02/20/2025 | Resolved-COC provided for fee changes - Due Diligence Vendor-02/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3408312 | N/A | N/A |
| XXXX | XXXX |  | 78373871 | Closed | 2025-02-21 21:44 | 2025-02-24 16:21 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Resolved - Due Diligence Vendor-02/24/2025 <br> Ready for Review-Document Uploaded. Please find the attached COC CD. - Seller-02/24/2025 <br> Open-LEs provided. However, there were fees on the final CD that were not on the Initial LE that increased > 10%. Final CD Curative Fee $XX, Doc Prep $XX and Notary Fee $XXX. The Recording fee decreased $XXX, however, the 10% tolerance was still exceeded by $XX.XX. Lender provided $X.XX reimbursement for the increase in the Verification fee. Provide valid COC or evidence of reimbursement to borrowers in the amount of $XX.XX - Due Diligence Vendor-02/21/2025 <br> Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-02/21/2025 <br> Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-02/21/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-02/21/2025 | Ready for Review-Document Uploaded. Please find the attached COC CD. - Seller-02/24/2025<br>| Resolved-Resolved - Due Diligence Vendor-02/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3465366 | N/A | N/A |
| XXXX | XXXX |  | 78373871 | Closed | 2025-02-21 21:45 | 2025-02-24 16:21 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-02/24/2025 <br> Ready for Review-Document Uploaded. Please find the attached COC CD. - Seller-02/24/2025 <br> Open-LEs provided. However, there were fees on the final CD that were not on the Initial LE that increased > 10%. Final CD Curative Fee $XX, Doc Prep $XX and Notary Fee $XXX. The Recording fee decreased $XXX, however, the 10% tolerance was still exceeded by $XX.XX. Lender provided $X.XX reimbursement for the increase in the Verification fee. Provide valid COC or evidence of reimbursement to borrowers in the amount of $XX.XX - Due Diligence Vendor-02/21/2025 <br> Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-02/21/2025 <br> Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-02/21/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-02/21/2025 | Ready for Review-Document Uploaded. Please find the attached COC CD. - Seller-02/24/2025<br>| Resolved-Resolved - Due Diligence Vendor-02/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3465367 | N/A | N/A |
| XXXX | XXXX |  | 78373871 | Closed | 2025-02-12 17:08 | 2025-02-14 22:36 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/14/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/14/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3408101 | Originator Pre-Close | No |
| XXXX | XXXX |  | 25435163 | Closed | 2025-02-06 18:20 | 2025-02-24 16:58 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement and final CD provided. - Due Diligence Vendor-02/24/2025 <br> Ready for Review-Document Uploaded. Please find the attached Final Settlement Statement and FInal CD signed on XX/XX/XXXX. Fees are matching. You might be referring Initial CD. Please refer attached documents. - Buyer-02/24/2025 <br> Counter-Received document for incorrect file. Condition remains. - Due Diligence Vendor-02/21/2025 <br> Ready for Review-Document Uploaded. Please find the attached Final Settlement Statement and FInal CD signed on XX/XX/XXXX. Fees are matching. You might be referring Initial CD. Please refer attached documents. - Buyer-02/20/2025 <br> Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The fees on the CD signed XX/XX/XXXX do not match the signed Settlement statement. - Due Diligence Vendor-02/06/2025 |  | Resolved-Final Settlement and final CD provided. - Due Diligence Vendor-02/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3367702 | N/A | N/A |
| XXXX | XXXX |  | 25435163 | Closed | 2025-02-05 16:44 | 2025-02-12 18:02 | Resolved | 1 - Information | Credit | Missing Doc | Missing Mortgage/Deed of Trust | Resolved-The Deed of Trust is Present - Due Diligence Vendor-02/12/2025 <br>Ready for Review-Document Uploaded. PFA DOT - Buyer-02/11/2025 <br>Open-The Deed of Trust is Missing - Due Diligence Vendor-02/05/2025 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-02/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3356221 | N/A | N/A |
| XXXX | XXXX |  | 84206980 | Closed | 2025-02-05 16:01 | 2025-05-02 16:44 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-02/05/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3355440 | N/A | N/A |
| XXXX | XXXX |  | 54597781 | Closed | 2025-02-19 19:04 | 2025-02-27 19:25 | Resolved | 1 - Information | Compliance | Fees:Limited | Texas - Maximum Fees Allowed | Resolved-Resolved - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Loan amount on the loan file is $XX,XXX.XX hence fee limit will be $X,XXX.XX and fees charged to Borrower are Origiantion fee $X,XXX.XX, Property report fee $XX.XX and Recording fee $XXX.XX. Sum of all charged charged to Borrower is $X,XXX.XX. Fees charged to Borrower do not exceed 2%. - Buyer-02/25/2025 <br> Open-The Texas Constitution prohibits fees from exceeding 2% of the principal balance on a non-purchase money loan. (Tex. Const. Art. 16 Sec. 50(a)(6)(E); 7 TX ADC Sec. 153.5) . - Due Diligence Vendor-02/19/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/27/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3448842 | N/A | N/A |
| XXXX | XXXX |  | 54597781 | Closed | 2025-02-19 23:06 | 2025-02-27 16:42 | Resolved | 1 - Information | Credit | Missing Doc | Missing proof of residency status for Non-US Citizen (Borrower 2) | Resolved-Perm Res Card received. - Due Diligence Vendor-02/27/2025 <br>Ready for Review-Document Uploaded. PFA - Buyer-02/26/2025 <br>Open-Missing proof of residency status for Non-US Citizen (Borrower2) Provide a valid and current Permanent Resident card (form-I551) - Due Diligence Vendor-02/19/2025 |  | Resolved-Perm Res Card received. - Due Diligence Vendor-02/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3450911 | N/A | N/A |
| XXXX | XXXX |  | 32144947 | Closed | 2025-02-05 11:46 | 2025-02-06 17:10 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/05/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/05/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3353053 | Investor Post-Close | No |
| XXXX | XXXX |  | 78016705 | Closed | 2025-02-05 18:14 | 2025-05-02 17:27 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-02/05/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 3357548 | N/A | N/A |
| XXXX | XXXX |  | 72002937 | Closed | 2025-01-28 17:22 | 2025-02-04 19:55 | Resolved | 1 - Information | Credit | Missing Doc | Incomplete Mortgage/Deed of Trust | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-02/04/2025 <br>Ready for Review-Document Uploaded. PFA page 2 of DOT - Buyer-02/03/2025 <br>Open-The Deed of Trust is Incomplete Deed of trust 2nd page missing in file. - Due Diligence Vendor-01/28/2025 |  | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-02/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3297791 | N/A | N/A |
| XXXX | XXXX |  | 50081457 | Closed | 2025-02-12 11:49 | 2025-02-27 16:29 | Resolved | 1 - Information | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Document Uploaded. The Property type was changed on XX/XX/XXXX from PUD to SFR. Correct property type is SFR. The signed Mortgage you are referring was printed and sent to Title with Property type as PUD, Property type was corrected to SFR then revised DOT (Deed of trust) was sent. Title got signed both document however the Deed of trust with shows Property is not located is correct and latest and same was sent for Recording. Please see attached Recorded DOT and updated 1008. - Buyer-02/25/2025 <br> Counter- - Due Diligence Vendor-02/24/2025 <br> Ready for Review-Document Uploaded. Please find the attached Property report (Provided by Title) and previous recorded Deed of Trust. Both these documents does not shows that property is PUD. While all PUDs have HOAs, not all HOA-managed communities are PUDs. - Buyer-02/24/2025 <br> Counter-Received a copy of the Deed which does not indicate the property is a PUD, however, there is a doc in the file on page 83, from an HOA, that lists the subject address and a $XXX fee paid in January ($XX.XX monthly). The 1008 reflects $XX.XX for an Association fee. It appears that the mortgage will need to be corrected and re-recorded and PUD rider provided. Also, provide confirmation that $XXX is an annual fee if there is an HOA. Condition remains. - Due Diligence Vendor-02/21/2025 <br> Ready for Review-Document Uploaded. Property is not located in PUD. Please find the attached corrected Deed of Trust. - Buyer-02/20/2025 <br> Open-Missing Mortgage Riders – PUD Rider - Due Diligence Vendor-02/12/2025 | Prior 1st lien mortgage provided showing property was not in a PUD. Also, a copy of signed mortgage for subject transaction showing not in a PUD. However, there is also a signed Mortgage for the subject transaction, page 130, that does show as PUD (neither are recorded). The loan approval, page 251, Lock page 276 and 1008 on page 600 all show PUD. Please provide explanation. - 02/24/2025 <br>| Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-02/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3404651 | N/A | N/A |
| XXXX | XXXX |  | 81906362 | Closed | 2025-02-05 09:53 | 2025-05-01 15:13 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. PFA PCI report - Buyer-05/01/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection XXXXXXXXXX Wildfires and Straight-line Winds (XXXX) - Due Diligence Vendor-02/05/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3352642 | N/A | N/A |
| XXXX | XXXX |  | 39269453 | Closed | 2025-03-08 21:39 | 2025-04-02 17:07 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Photo ID is expired | Resolved-Documents are notarized and witnessed. - Due Diligence Vendor-04/02/2025 <br> Open-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-03/08/2025 |  | Resolved-Documents are notarized and witnessed. - Due Diligence Vendor-04/02/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3564499 | N/A | N/A |
| XXXX | XXXX |  | 32929863 | Closed | 2025-02-26 12:41 | 2025-03-11 17:59 | Resolved | 1 - Information | Credit | Income/Employment | VOE performed more than 10 days prior to closing | Resolved-Corrected VVOE received. - Due Diligence Vendor-03/11/2025 <br> Ready for Review-Document Uploaded. PFA corrected VVOE date - Buyer-03/10/2025 <br> Open-VOE is present, however, the Date of Call is XX/XX/XXXX which is not within the 10 business days from the closing date XX/XX/XXXX. - Due Diligence Vendor-02/26/2025 |  | Resolved-Corrected VVOE received. - Due Diligence Vendor-03/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3482616 | N/A | N/A |
| XXXX | XXXX |  | 32929863 | Closed | 2025-02-26 16:40 | 2025-02-27 17:09 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Settlement statement in file is marked Estimated. - Due Diligence Vendor-02/26/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Settlement statement in file is marked Estimated. - Due Diligence Vendor-02/26/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3485054 | Originator Post-Close | No |
| XXXX | XXXX |  | 64663077 | Closed | 2025-03-12 14:44 | 2025-03-19 19:46 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Lender provided missing CD. Condition cleared. - Due Diligence Vendor-03/19/2025 <br> Resolved-Resolved - Due Diligence Vendor-03/19/2025 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-03/19/2025 <br> Ready for Review-Document Uploaded. Please find attached Revised CD dated XX/XX/XXXX. Please let me know if any other documentation is required. - Buyer-03/19/2025 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The loan file contains a change of circumstance, dated XX/XX/XXXX. the loan file did not contain a revised CD dated within 3 days of the COC. No Cure. - Due Diligence Vendor-03/12/2025 |  | Resolved-Lender provided missing CD. Condition cleared. - Due Diligence Vendor-03/19/2025 <br>Resolved-Resolved - Due Diligence Vendor-03/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3591084 | N/A | N/A |
| XXXX | XXXX |  | 64663077 | Closed | 2025-03-12 14:44 | 2025-03-19 19:46 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Lender provided missing CD. Condition cleared. - Due Diligence Vendor-03/19/2025 <br> Resolved-Resolved - Due Diligence Vendor-03/19/2025 <br> Ready for Review-Document Uploaded. Please find attached Revised CD dated XX/XX/XXXX. Please let me know if any other documentation is required. - Seller-03/19/2025 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The loan file contains a change of circumstance, dated XX/XX/XXXX. the loan file did not contain a revised CD dated within 3 days of the COC. No Cure. - Due Diligence Vendor-03/12/2025 | Ready for Review-Document Uploaded. Please find attached Revised CD dated XX/XX/XXXX. Please let me know if any other documentation is required. - Seller-03/19/2025 | Resolved-Lender provided missing CD. Condition cleared. - Due Diligence Vendor-03/19/2025 <br>Resolved-Resolved - Due Diligence Vendor-03/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3591083 | N/A | N/A |
| XXXX | XXXX |  | 64663077 | Closed | 2025-03-19 18:59 | 2025-03-19 19:10 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Business Day Waiting Period Date Warnings | Resolved-resolved - Due Diligence Vendor-03/19/2025 <br> Open-You submitted a Prior Closing Disclosure Received Date (XX/XX/XXXX) earlier than the Prior Closing Disclosure Date Issued (XX/XX/XXXX). The System cannot perform a Reg Z business day disclosure waiting period review without accurate dates. (12 CFR 1026.17(f); 1026.37; 1026.19(f); 1026.22(a)(2)) - Due Diligence Vendor-03/19/2025 |  | Resolved-resolved - Due Diligence Vendor-03/19/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3650450 | N/A | N/A |
| XXXX | XXXX |  | 66042452 | Closed | 2025-02-21 15:08 | 2025-02-27 19:22 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved- - Due Diligence Vendor-02/27/2025 <br> Resolved-Disaster (XX/XX/XXXX) > 6 months from Note date (XX/XX/XXXX). Not required per guidelines. - Due Diligence Vendor-02/27/2025 <br> Resolved-Post incident inspection provided - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Document Uploaded. Disaster is not within 6 months of closing date hence post incident inspection report not requested - Buyer-02/26/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-02/21/2025 |  | Resolved- - Due Diligence Vendor-02/27/2025 <br> Resolved-Disaster (XX/XX/XXXX) > 6 months from Note date (XX/XX/XXXX). Not required per guidelines. - Due Diligence Vendor-02/27/2025 <br> Resolved-Post incident inspection provided - Due Diligence Vendor-02/27/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3460741 | N/A | N/A |
| XXXX | XXXX |  | 88072589 | Closed | 2025-03-04 18:18 | 2025-03-11 19:38 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/04/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/04/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3524610 | Investor Post-Close | No |
| XXXX | XXXX |  | 78776283 | Closed | 2025-02-12 11:11 | 2025-05-20 14:17 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 48.33% exceeds Guideline DTI of 43% . Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/13/2025 |  | Waived-Audited DTI of 48.33% exceeds Guideline DTI of 43% . Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-02/13/2025<br>|  |  | 36+ Months 0x30 housing payment history.<br> Qualifying FICO of 743 vs guideline minimum of 700 | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3404499 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 78776283 | Closed | 2025-02-12 10:42 | 2025-02-21 21:29 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Initial CD provided. - Due Diligence Vendor-02/21/2025 <br> Resolved-Resolved - Due Diligence Vendor-02/21/2025 <br> Ready for Review-Document Uploaded. Please find the attached Initial CD, it was sent on XX/XX/XXXX and signed by Borrowers on XX/XX/XXXX. Closing can happen on XX/XX/XXXX.<br> - Buyer-02/20/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD is missing from the loan file. Additional conditions may apply. No cure. - Due Diligence Vendor-02/12/2025 |  | Resolved-Initial CD provided. - Due Diligence Vendor-02/21/2025 <br>Resolved-Resolved - Due Diligence Vendor-02/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3404393 | N/A | N/A |
| XXXX | XXXX |  | 44281804 | Closed | 2025-02-21 16:59 | 2025-02-26 16:08 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final HUD in file dated XX/XX/XXXX. Fees match the CD. - Due Diligence Vendor-02/26/2025 <br> Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. HUD in file is marked "Estimated". - Due Diligence Vendor-02/21/2025 |  | Resolved-Final HUD in file dated XX/XX/XXXX . Fees match the CD. - Due Diligence Vendor-02/26/2025 <br> Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. HUD in file is marked "Estimated". - Due Diligence Vendor-02/21/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3462660 | N/A | N/A |
| XXXX | XXXX |  | 86267831 | Closed | 2025-02-19 17:48 | 2025-05-02 16:17 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. PFA PCI Report - Buyer-05/01/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-02/19/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3447895 | N/A | N/A |
| XXXX | XXXX |  | 16461264 | Closed | 2025-03-17 13:19 | 2025-04-04 15:29 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-VVOE w/in 10 days received. - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/02/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing 3rd Party Verbal Verification of Employment dated within 10 days prior to Note date for Borrower's job. - Due Diligence Vendor-03/17/2025 |  | Resolved-VVOE w/in 10 days received. - Due Diligence Vendor-04/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3624186 | N/A | N/A |
| XXXX | XXXX |  | 71084898 | Closed | 2025-02-26 19:29 | 2025-02-26 19:29 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/26/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/26/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3487057 | Investor Post-Close | No |
| XXXX | XXXX |  | 44772074 | Closed | 2025-02-19 22:07 | 2025-02-27 19:13 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-02/27/2025 <br>Ready for Review-Document Uploaded. PFA current and renewal copy of HOI - Buyer-02/26/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements HOI is missing for Subject property. - Due Diligence Vendor-02/19/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-02/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3450646 | N/A | N/A |
| XXXX | XXXX |  | 44772074 | Closed | 2025-02-19 20:34 | 2025-02-27 19:10 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/27/2025 <br>Ready for Review-Document Uploaded. PFA current & Renewal HOI Policy - Buyer-02/26/2025 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-02/20/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3449755 | N/A | N/A |
| XXXX | XXXX |  | 44772074 | Closed | 2025-02-19 22:16 | 2025-02-21 19:48 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Dry Funding State – Missing confirmation of Final Figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/20/2025 |  | Acknowledged-Dry Funding State – Missing confirmation of Final Figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/20/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3450700 | Investor Post-Close | No |
| XXXX | XXXX |  | 32221801 | Closed | 2025-04-01 23:25 | 2025-05-29 20:48 | Waived | 2 - Non-Material | Credit | Income/Employment | Income documentation does not meet guidelines | Waived- - Due Diligence Vendor-05/29/2025 <br>Acknowledged-Use of 1065 rental income with .28 liquidity ratio. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-04/01/2025 |  | Acknowledged-Use of 1065 rental income with .28 liquidity ratio. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-04/01/2025<br>|  |  | CLTV > 5% below the Max for qualifying<br> Employment for an extended period at the same job<br> Credit score >/= 10+ points more than qualifying<br> 36+ months 0x30 housing payment history | XX | Investment | Refinance | Cash Out - Other | 3747036 | Investor Post-Close | No |
| XXXX | XXXX |  | 32221801 | Closed | 2025-03-19 14:58 | 2025-05-29 20:48 | Waived | 2 - Non-Material | Credit | Closing | Borrower 1 Photo ID is expired | Waived- - Due Diligence Vendor-05/29/2025 <br> Acknowledged-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. Expired ID with the use of 2 witnesses for Bedridden borrower. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-03/19/2025 |  | Acknowledged-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX . Expired ID with the use of 2 witnesses for Bedridden borrower. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-03/19/2025 |  |  | CLTV > 5% below the Max for qualifying<br> Employment for an extended period at the same job<br> Credit score >/= 10+ points more than qualifying<br> 36+ months 0x30 housing payment history | XX | Investment | Refinance | Cash Out - Other | 3646570 | Investor Post-Close | No |
| XXXX | XXXX |  | 77509001 | Closed | 2025-02-19 18:18 | 2025-02-21 14:01 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-02/19/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-02/19/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3448247 | Investor Post-Close | No |
| XXXX | XXXX |  | 33458761 | Closed | 2025-02-12 12:19 | 2025-02-13 20:11 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/12/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3404799 | Investor Post-Close | No |
| XXXX | XXXX |  | 44990195 | Closed | 2025-02-19 19:17 | 2025-02-20 15:31 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/19/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-02/19/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3448963 | Investor Post-Close | No |
| XXXX | XXXX |  | 43967511 | Closed | 2025-02-19 17:42 | 2025-02-26 21:58 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-Received. - Due Diligence Vendor-02/26/2025 <br>Ready for Review-Document Uploaded. Please find the attached econsent. - Buyer-02/25/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). - Due Diligence Vendor-02/19/2025 |  | Resolved-Received. - Due Diligence Vendor-02/26/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3447815 | N/A | N/A |
| XXXX | XXXX |  | 33857065 | Closed | 2025-02-26 15:21 | 2025-05-22 18:15 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-05/22/2025 <br>Resolved-Received - Due Diligence Vendor-03/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached page 4 of Final Closing Disclosure. - Buyer-03/03/2025 <br>Open-TRID: Missing Final Closing Disclosure Page 4 of the Final Closing Disclosure is missing. - Due Diligence Vendor-02/27/2025 |  | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-05/22/2025 <br>Resolved-Received - Due Diligence Vendor-03/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3484001 | N/A | N/A |
| XXXX | XXXX |  | 21899342 | Closed | 2025-03-18 13:02 | 2025-03-19 23:00 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-03/18/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-03/18/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3634466 | Investor Post-Close | No |
| XXXX | XXXX |  | 54696582 | Closed | 2025-03-15 01:27 | 2025-05-30 13:57 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-03/20/2025 <br>Ready for Review-As assets required for closing is less than 50% of borrower's total income, hence no asset documents required. - Buyer-03/20/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing asset verification to cover cash to close. - Due Diligence Vendor-03/15/2025 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-03/20/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3619510 | N/A | N/A |
| XXXX | XXXX |  | 54696582 | Closed | 2025-03-10 13:17 | 2025-05-29 20:49 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Revised exception with 2 comp factors received. - Due Diligence Vendor-05/29/2025 <br>Acknowledged-Revised exception with 2 comp factors received. - Due Diligence Vendor-03/20/2025 <br>Ready for Review-Document Uploaded. Please find the attached Exception Form. - Buyer-03/20/2025 <br>Open-Audited DTI of 49.33% exceeds Guideline DTI of 45% Audit DTI is 49.33% and the Max DTI is 45% with 80% CLTV per the matrix. Guidelines allow an exception for a DTI up to 50% with strong comp factors. A lender exception is present in the loan file and is dated prior to consummation, however, the compensating factors are not valid. The primary wage earner does not have employment for an extended period of time at the same job. - Due Diligence Vendor-03/10/2025 |  | Waived-Revised exception with 2 comp factors received. - Due Diligence Vendor-05/29/2025 <br>Acknowledged-Revised exception with 2 comp factors received. - Due Diligence Vendor-03/20/2025<br>| XXXX |  | 36+ months 0x30 housing payment history<br> No Derogatory events. | XX | Primary Residence | Refinance | Cash Out - Other | 3567873 | Investor Post-Close | No |
| XXXX | XXXX |  | 55445493 | Closed | 2025-03-05 13:14 | 2025-03-12 19:36 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 49.13% exceeds Guideline DTI of 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-03/12/2025 | 36 months 0x30 housing payment history. - 03/12/2025 <br>| Waived-Audited DTI of 49.13% exceeds Guideline DTI of 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-03/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3530338 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 32568598 | Closed | 2025-04-22 13:26 | 2025-04-29 20:50 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-04/29/2025 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-04/29/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-04/28/2025 <br> Counter-Hazard policy provided with dwelling coverage $XXX,XXX.XX with 25% replacement = $XXX,XXX.XX. 1st lien balance $XXX,XXX.XX + 2nd lien $XX,XXX.XX = $XXX,XXX.XX. Hazard Policy short $X,XXX.XX. Cost estimator not in file. - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/25/2025 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing Hazard Insurance Policy. Only invoice is provided in the file. - Due Diligence Vendor-04/22/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-04/28/2025<br>| Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-04/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3924272 | N/A | N/A |
| XXXX | XXXX |  | 32568598 | Closed | 2025-04-22 13:21 | 2025-04-29 20:45 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-RCE received. - Due Diligence Vendor-04/29/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/28/2025 <br> Counter- - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Hazard policy provided with dwelling coverage $XXX,XXX.XX with 25% replacement = $XXX,XXX.XX. 1st lien balance $XXX,XXX.XX + 2nd lien $XX,XXX.XX = $XXX,XXX.XX. Hazard Policy short $X,XXX.XX. Cost estimator not in file. - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/25/2025 <br> Open-Missing Hazard Insurance Policy. Only invoice is provided in the file. - Due Diligence Vendor-04/22/2025 |  | Resolved-RCE received. - Due Diligence Vendor-04/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3924219 | N/A | N/A |
| XXXX | XXXX |  | 95722246 | Closed | 2025-03-07 14:15 | 2025-05-01 19:53 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. PFA PCI Report - Buyer-05/01/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-03/07/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3554097 | N/A | N/A |
| XXXX | XXXX |  | 86548971 | Closed | 2025-02-26 14:50 | 2025-03-03 18:12 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-03/03/2025 <br>Ready for Review-Document Uploaded. PFA Appraisal report - Buyer-03/03/2025 <br>Open-Appraisal or other primary valuation product is missing - Due Diligence Vendor-02/26/2025 |  | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-03/03/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3483629 | N/A | N/A |
| XXXX | XXXX |  | 26305379 | Closed | 2025-02-27 12:25 | 2025-05-21 19:02 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-03/04/2025 <br>Ready for Review-Document Uploaded. PFA - Buyer-03/04/2025 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements - Due Diligence Vendor-02/27/2025 |  | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-03/04/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3490435 | N/A | N/A |
| XXXX | XXXX |  | 26305379 | Closed | 2025-02-27 12:24 | 2025-03-04 19:10 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-03/04/2025 <br> Ready for Review-Document Uploaded. XXX - Buyer-03/04/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Recent Month mortgage payment is not verified. - Due Diligence Vendor-02/27/2025 |  | Resolved-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-03/04/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3490432 | N/A | N/A |
| XXXX | XXXX |  | 30810566 | Closed | 2025-02-21 13:55 | 2025-05-21 19:06 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-02/26/2025 <br>Ready for Review-Document Uploaded. PFA Note & DOT, concurrent closing - Buyer-02/26/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing supporting documentation (Mortgage statement or Note) to verify the monthly payment for recently opened second lien in section 3c of the final 1003.<br> - Due Diligence Vendor-02/21/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-02/26/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3460072 | N/A | N/A |
| XXXX | XXXX |  | 30810566 | Closed | 2025-02-21 18:15 | 2025-02-28 15:31 | Resolved | 1 - Information | Compliance | Mavent | AbilityToRepay: QMPointsAndFees | Resolved-Resolved - Due Diligence Vendor-02/28/2025 <br> Open-The loan fees ($X,XXX.XX) exceed the (QM) (Note Amount >=$XX,XXX.XX and <$XX,XXX.XX) fee limit, which is 5% of the Total Loan Amount ($X,XXX.XX), the difference is ($X.XX). (12 CFR 1026.43(e)(3). - Due Diligence Vendor-02/28/2025 <br> Ready for Review-We do not have invoice for Flood cert fee and Due Diligence Report fee as these fees are billed to XXXXXX as per billing cycle. Invoice are not genarated for each files for Flood cert fee and Due Diligence Report fee. Please clear the condition. I have already provided Flood cert, it was ordered through 3rd Party service provider. - Seller-02/27/2025 <br> Open-Invoices received, but do not cover the shortage. The loan fees ($X,XXX.XX) exceed the (QM) (Note Amount >=$XX,XXX.XX and <$XX,XXX.XX) fee limit, which is 5% of the Total Loan Amount ($X,XXX.XX), the difference is ($X.XX). (12 CFR 1026.43(e)(3). - Due Diligence Vendor-02/26/2025 <br> Open-The loan fees ($X,XXX.XX) exceed the (QM) (Note Amount >=$XX,XXX.XX and <$XX,XXX.XX) fee limit, which is 5% of the Total Loan Amount ($X,XXX.XX), the difference is ($8.56). (12 CFR 1026.43(e)(3). - Due Diligence Vendor-02/26/2025 <br> Open-The loan fees ($X,XXX.XX) exceed the (QM) (Note Amount >=$XX,XXX.XX and <$XX,XXX.XX) fee limit, which is 5% of the Total Loan Amount ($X,XXX.XX), the difference is ($XX.XX). (12 CFR 1026.43(e)(3). - Due Diligence Vendor-02/26/2025 <br> Ready for Review-Document Uploaded. Flood cert fee, Credit report fee, Appraisal field review fee and Due Diligence Report fee was already paud by XXXXXX hence these fees was reimbursed to XXXXXX at Closing. XXXXXX has ordered for these services and paid the charges in advance hence XXXXXX has collceted these fees from Borrower at closing. - Buyer-02/25/2025 <br> Open-The loan fees ($X,XXX.XX) exceed the (QM) (Note Amount >=$XX,XXX.XX and <$XX,XXX.XX) fee limit, which is 5% of the Total Loan Amount ($X,XXX.XX), the difference is ($XX.XX). (12 CFR 1026.43(e)(3). Provide evidence that the 4 fees in section B that are paid to the Lender are pass-through fees. - Due Diligence Vendor-02/21/2025 | Ready for Review-We do not have invoice for Flood cert fee and Due Diligence Report fee as these fees are billed to XXXX as per billing cycle. Invoice are not genarated for each files for Flood cert fee and Due Diligence Report fee. Please clear the condition. I have already provided Flood cert, it was ordered through 3rd Party service provider. - Seller-02/27/2025 | Resolved-Resolved - Due Diligence Vendor-02/28/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3463525 | N/A | N/A |
| XXXX | XXXX |  | 30810566 | Closed | 2025-02-19 18:06 | 2025-02-26 22:13 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-CD received . - Due Diligence Vendor-02/26/2025 <br> Counter- - Due Diligence Vendor-02/26/2025 <br> Counter- - Due Diligence Vendor-02/26/2025 <br> Counter-incorrect documentation - Due Diligence Vendor-02/26/2025 <br> Ready for Review-Document Uploaded. Please find the attached Initial CD, it was sent on XX/XX/XXXX and signed by Borrowers on XX/XX/XXXX. Closing can happen on XX/XX/XXXX.<br> - Buyer-02/25/2025 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of (XX/XX/XXXX) with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of (XX/XX/XXXX). No Cure - Due Diligence Vendor-02/19/2025 |  | Resolved-CD received . - Due Diligence Vendor-02/26/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3448086 | N/A | N/A |
| XXXX | XXXX |  | 30810566 | Closed | 2025-02-19 18:06 | 2025-02-26 22:09 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date (Investment Property Warnings) | Resolved-Resolved - Due Diligence Vendor-02/26/2025 <br> Ready for Review-Document Uploaded. Please find the attached Initial CD, it was sent on XX/XX/XXXX and signed by Borrowers on XX/XX/XXXX. Closing can happen on XX/XX/XXXX. - Buyer-02/25/2025 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of (XX/XX/XXXX) with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of (XX/XX/XXXX). No Cure - Due Diligence Vendor-02/19/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/26/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3448087 | N/A | N/A |
| XXXX | XXXX |  | 30810566 | Closed | 2025-02-20 14:47 | 2025-02-26 22:04 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received. - Due Diligence Vendor-02/26/2025 <br>Ready for Review-Document Uploaded. PFA, these are concurrent closing - Buyer-02/26/2025 <br>Open-Missing supporting documentation (Mortgage statement or note) to verify the monthly payment for recently opened second lien in section 3c of the final 1003. - Due Diligence Vendor-02/20/2025 |  | Resolved-Received. - Due Diligence Vendor-02/26/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3453674 | N/A | N/A |
| XXXX | XXXX |  | 73022763 | Closed | 2025-02-27 16:20 | 2025-03-03 18:05 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-03/03/2025 <br>Ready for Review-Document Uploaded. Disaster is not within 6 months of closing date hence post incident inspection report not requested - Buyer-03/03/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection Securitization requires 12-month lookback. - Due Diligence Vendor-02/27/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-03/03/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3492844 | N/A | N/A |
| XXXX | XXXX |  | 20247572 | Closed | 2025-02-21 13:55 | 2025-05-21 19:08 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-02/27/2025 <br>Ready for Review-Document Uploaded. PFA note & DOT - Buyer-02/26/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing proof of balance and monthly payment for 2nd lien on property listed in section 3C on final loan application. - Due Diligence Vendor-02/21/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-02/27/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3460073 | N/A | N/A |
| XXXX | XXXX |  | 20247572 | Closed | 2025-02-20 14:51 | 2025-02-27 19:59 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documents received. - Due Diligence Vendor-02/27/2025 <br>Ready for Review-Document Uploaded. PFA, these are concurrent closing - Buyer-02/26/2025 <br>Open-Missing proof of Monthly payment for 2nd lien on property listed in section 3C on final loan application. Additional conditions may apply upon receipt. - Due Diligence Vendor-02/20/2025 |  | Resolved-Documents received. - Due Diligence Vendor-02/27/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3453699 | N/A | N/A |
| XXXX | XXXX |  | 20247572 | Closed | 2025-02-19 18:39 | 2025-02-21 18:17 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Dry Funding State - Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/19/2025 |  | Acknowledged-Dry Funding State - Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/19/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3448503 | Investor Post-Close | No |
| XXXX | XXXX |  | 79380850 | Closed | 2025-03-17 14:51 | 2025-05-30 15:20 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. PFA W2 for both Borrowers - Buyer-03/31/2025 <br>Open-Borrower 1 W2/1099 Missing Missing W2/Year End Paystub/Work Number/WVOE to verify prior year earnings. - Due Diligence Vendor-03/17/2025 |  | Resolved-Borrower 1 W2/1099 Provided - Due Diligence Vendor-04/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3625395 | N/A | N/A |
| XXXX | XXXX |  | 79380850 | Closed | 2025-03-17 14:51 | 2025-05-30 15:20 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Resolved-Borrower 2 W2/1099 Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. PFA W2 for both Borrowers - Buyer-03/31/2025 <br>Open-Borrower 2 W2/1099 Missing Missing W2/Year End Paystub/Work Number/WVOE to verify prior year earnings. - Due Diligence Vendor-03/17/2025 |  | Resolved-Borrower 2 W2/1099 Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-04/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3625396 | N/A | N/A |
| XXXX | XXXX |  | 79380850 | Closed | 2025-03-17 14:51 | 2025-05-30 15:20 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. PFA W2 for both Borrowers - Buyer-03/31/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing W2s. - Due Diligence Vendor-03/17/2025 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-04/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3625397 | N/A | N/A |
| XXXX | XXXX |  | 79380850 | Closed | 2025-03-17 14:51 | 2025-05-30 15:20 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. PFA W2 for both Borrowers - Seller-03/31/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing W2s. - Due Diligence Vendor-03/17/2025 | Ready for Review-Document Uploaded. XXXX W2 for both Borrowers - Seller-03/31/2025 | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-04/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3625399 | N/A | N/A |
| XXXX | XXXX |  | 79380850 | Closed | 2025-03-17 14:58 | 2025-03-19 18:25 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/17/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/17/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3625504 | Investor Post-Close | No |
| XXXX | XXXX |  | 16853283 | Closed | 2025-02-26 15:30 | 2025-03-04 19:16 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) Paystubs received. - Due Diligence Vendor-03/04/2025 <br> Ready for Review-Document Uploaded. Subject loan closed on XX/XX/XXXX and VVOE for co-borrower available expired on XX/XX/XXXX hence PFA paystubs to meet VVOE prior to close requirement. - Buyer-03/04/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-02/26/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) Paystubs received. - Due Diligence Vendor-03/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3484119 | N/A | N/A |
| XXXX | XXXX |  | 10128028 | Closed | 2025-03-08 15:26 | 2025-05-02 17:40 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-03/08/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3563900 | N/A | N/A |
| XXXX | XXXX |  | 10128028 | Closed | 2025-03-08 17:45 | 2025-03-13 21:43 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-03/08/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-03/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3564168 | Investor Post-Close | No |
| XXXX | XXXX |  | 10128028 | Closed | 2025-03-08 17:33 | 2025-03-13 21:43 | Waived | 2 - Non-Material | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Waived-Audited HLTV of 76.39% exceeds Guideline HCLTV of 75% .A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-03/08/2025 |  | Waived-Audited HLTV of 76.39% exceeds Guideline HCLTV of 75% .A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-03/08/2025<br>|  |  | 17 years on the job, 36 months 0x30 housing payment history. | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3564130 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 10128028 | Closed | 2025-03-08 17:33 | 2025-03-13 21:42 | Waived | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Audited CLTV of 76.39% exceeds Guideline CLTV of 75% .A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-03/08/2025 |  | Waived-Audited CLTV of 76.39% exceeds Guideline CLTV of 75% .A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-03/08/2025<br>|  |  | 17 years on the job, 36 months 0x30 housing payment history. | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3564129 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 74563507 | Closed | 2025-04-16 14:23 | 2025-04-23 15:42 | Resolved | 1 - Information | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. PFA Fraudguard - Buyer-04/22/2025 <br> Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-04/16/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3877876 | N/A | N/A |
| XXXX | XXXX |  | 74563507 | Closed | 2025-04-16 14:23 | 2025-04-23 15:42 | Resolved | 1 - Information | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. PFA Fraudguard - Buyer-04/22/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-04/16/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3877877 | N/A | N/A |
| XXXX | XXXX |  | 74563507 | Closed | 2025-04-16 18:40 | 2025-04-23 15:42 | Resolved | 1 - Information | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. PFA Fraudguard - Buyer-04/22/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-04/16/2025 |  | Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3881926 | N/A | N/A |
| XXXX | XXXX |  | 36216418 | Closed | 2025-03-18 13:46 | 2025-04-04 15:36 | Resolved | 1 - Information | Credit | Missing Doc | Missing 3rd Party Verbal Verification of Employment (Borrower) | Resolved-VVOEs are 10 business days prior-excluding holiday - Due Diligence Vendor-04/04/2025 <br> Ready for Review-Document Uploaded. The VVOE for B1 is dated XX/XX/XXXX and it will be valid for 10 business days which means document is valid till XX/XX/XXXX which is also the note date. - Buyer-04/02/2025 <br> Open-Missing 3rd Party Verbal Verification of Employment dated within 10 business days of the Note date for Borrower's job. The verification in file is dated XX/XX/XXXX and the note date is XX/XX/XXXX. - Due Diligence Vendor-03/18/2025 |  | Resolved-VVOEs are 10 business days prior-excluding holiday - Due Diligence Vendor-04/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3634954 | N/A | N/A |
| XXXX | XXXX |  | 36216418 | Closed | 2025-03-18 13:44 | 2025-04-04 15:36 | Resolved | 1 - Information | Credit | Missing Doc | Missing 3rd Party Verbal Verification of Employment (Borrower 2) | Resolved-VVOEs are 10 business days prior-excluding holiday - Due Diligence Vendor-04/04/2025 <br> Ready for Review-Document Uploaded. The business info doc is dated XX/XX/XXXX and it will be valid for 10 business days which means document is valid till XX/XX/XXXX which is also the note date. - Buyer-04/02/2025 <br> Open-Missing 3rd Party Verification of the existence of the co-borrower's business, dated within 10 business days of to the Note date, as required by guidelines for self-employed borrowers. The business info doc is dated XX/XX/XXXX and the note date is XX/XX/XXXX. - Due Diligence Vendor-03/18/2025 |  | Resolved-VVOEs are 10 business days prior-excluding holiday - Due Diligence Vendor-04/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3634931 | N/A | N/A |
| XXXX | XXXX |  | 98531753 | Closed | 2025-03-18 16:17 | 2025-03-24 15:37 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Final Settlement Statement in file is missing a $XXXX payoff and is not signed. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/18/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Final Settlement Statement in file is missing a $X,XXXX.XX payoff and is not signed. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/18/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3637523 | Investor Post-Close | No |
| XXXX | XXXX |  | 98531753 | Closed | 2025-03-17 14:05 | 2025-03-24 15:18 | Waived | 2 - Non-Material | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Waived-Audited CLTV of 77.67% exceeds Guideline CLTV of 75% As per GL 4-4-4, FICO of 712 restricts LTV/CLTV to 75% to allow DTI of 50%. Subject loan has CLTV of 77.67% exceeding GL CLTV of 75%. Lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-03/17/2025 |  | Waived-Audited CLTV of 77.67% exceeds Guideline CLTV of 75% As per GL 4-4-4, FICO of 712 restricts LTV/CLTV to 75% to allow DTI of 50%. Subject loan has CLTV of 77.67% exceeding GL CLTV of 75%. Lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-03/17/2025<br>|  |  | Credit Score >/= 10+ Points more than qualifying<br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 3624726 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 78274850 | Closed | 2025-03-19 18:38 | 2025-04-07 19:02 | Resolved | 1 - Information | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. Taxes are exempt. Please find the attached document. - Buyer-04/04/2025 <br>Open-Missing Evidence of Property Tax Missing verification of property tax amount for the subject property. Additional conditions may apply. - Due Diligence Vendor-03/19/2025 |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-04/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3650171 | N/A | N/A |
| XXXX | XXXX |  | 69087683 | Closed | 2025-03-26 16:19 | 2025-04-07 19:32 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documentation received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. PFA No HOA letter & REO property documents - Buyer-04/05/2025 <br>Open-Missing evidence of PITI on retained properties. REO 3b on final 1003 missing HOA amount verification or LOX if no HOA. REO 3c on final 1003 missing HOA and verification of mortgage (property report shows a lender). See also the lender loan approval. Additional conditions may apply. - Due Diligence Vendor-03/26/2025 |  | Resolved-Documentation received. - Due Diligence Vendor-04/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3699827 | N/A | N/A |
| XXXX | XXXX |  | 69087683 | Closed | 2025-04-04 19:39 | 2025-04-07 19:23 | Resolved | 1 - Information | Credit | Eligibility | Borrower 1 Credit Report is Expired | Resolved-Borrower 1 Credit Report is not Expired. - Due Diligence Vendor-04/07/2025 <br> Ready for Review-Document Uploaded. PFA Credit report dated XX/XX/XXXX good till XX/XX/XXXX as 45 days. and Closing date XX/XX/XXXX - Buyer-04/05/2025 <br> Open-Guidelines require a credit refresh beyond 10 days from the date of application, and prior to the Note date. The credit report in file is > 45 days with no credit refresh provided. - Due Diligence Vendor-04/04/2025 |  | Resolved-Borrower 1 Credit Report is not Expired. - Due Diligence Vendor-04/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3788447 | N/A | N/A |
| XXXX | XXXX |  | 36693329 | Closed | 2025-02-26 12:53 | 2025-03-03 18:14 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-03/03/2025 <br>Ready for Review-Document Uploaded. Disaster is not within 6 months of closing date hence post incident inspection report not requested. Guideline says within 6 months - Buyer-03/03/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection Securitization requires 12-month lookback - Due Diligence Vendor-02/26/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-03/03/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3482682 | N/A | N/A |
| XXXX | XXXX |  | 22769877 | Closed | 2025-03-17 20:21 | 2025-04-04 18:15 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached econsent. - Buyer-04/03/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). E-Consent documentation on TRID loan is missing for both borrowers. - Due Diligence Vendor-03/17/2025 |  | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-04/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3630246 | N/A | N/A |
| XXXX | XXXX |  | 41996832 | Closed | 2025-04-22 19:26 | 2025-04-24 14:48 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 48.65% exceeds Guideline DTI of 43% .Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-04/22/2025 |  | Waived-Audited DTI of 48.65% exceeds Guideline DTI of 43% .Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-04/22/2025<br>|  |  | 36 months 0x30 housing payment history. | XX | Second Home | Refinance | Cash Out - Other | 3930250 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 31140501 | Closed | 2025-03-17 17:58 | 2025-04-04 18:18 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-04/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached econsent. - Buyer-04/03/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). E-Consent documentation on TRID loan is missing for both borrowers. - Due Diligence Vendor-03/17/2025 |  | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-04/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3628198 | N/A | N/A |
| XXXX | XXXX |  | 31140501 | Closed | 2025-03-17 14:55 | 2025-04-01 15:11 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. PFA Title report - Buyer-03/31/2025 <br>Open-Title Document is missing Subject property title report is missing. - Due Diligence Vendor-03/17/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-04/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3625475 | N/A | N/A |
| XXXX | XXXX |  | 55893040 | Closed | 2025-03-04 13:42 | 2025-05-20 14:26 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 46.71% exceeds Guideline DTI of 43% Guidelines allow a maximum DTI of 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-03/04/2025 |  | Waived-Audited DTI of 46.71% exceeds Guideline DTI of 43% Guidelines allow a maximum DTI of 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-03/04/2025<br>|  |  | Compensating factor - 36+ Months 0x30 housing payment history <br> FICO of 721 exceeds minimum FICO of 700 as required by guidelines | XX | Primary Residence | Refinance | Cash Out - Other | 3520541 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 47147892 | Closed | 2025-04-21 15:00 | 2025-04-23 14:44 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-CD received. - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. Please see attached revised CD - Buyer-04/22/2025 <br> Open-Missing Closing Disclosure dated XX/XX/XXXX as reflected on the Disclosure Tracking Summary and Disclosure Tracking Details. - Due Diligence Vendor-04/21/2025 |  | Resolved-CD received. - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3914474 | N/A | N/A |
| XXXX | XXXX |  | 73400906 | Closed | 2025-03-17 11:36 | 2025-04-07 19:05 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-e-consent received. - Due Diligence Vendor-04/07/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-04/04/2025 <br> Counter-No document provided. - Due Diligence Vendor-04/04/2025 <br> Ready for Review-Please find the attached econsent. - Buyer-04/03/2025 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s). E-Consent documentation on TRID loan is missing for borrower. - Due Diligence Vendor-03/17/2025 |  | Resolved-e-consent received. - Due Diligence Vendor-04/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3623405 | N/A | N/A |
| XXXX | XXXX |  | 66676905 | Closed | 2025-03-04 13:40 | 2025-03-19 18:27 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-03/19/2025 <br> Ready for Review-Document Uploaded. Please find the attached Initial CD, it was sent on XX/XX/XXXX and signed by Borrowers on XX/XX/XXXX. Closing can happen on XX/XX/XXXX. - Buyer-03/18/2025 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of XX/XX/XXXX with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of XX/XX/XXXX. No Cure. - Due Diligence Vendor-03/04/2025 |  | Resolved-Resolved - Due Diligence Vendor-03/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3520517 | N/A | N/A |
| XXXX | XXXX |  | 27989895 | Closed | 2025-03-19 14:22 | 2025-05-29 21:12 | Cured | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance | Cured-. - Due Diligence Vendor-05/29/2025 <br> Cured-. - Due Diligence Vendor-05/29/2025 <br> Open-. - Due Diligence Vendor-05/29/2025 <br> Cured-Lender provided PCCD with evidence of cure. Condition cured. - Due Diligence Vendor-05/29/2025 <br> Cured-cured post close - Due Diligence Vendor-05/29/2025 <br> Cured-Lender provided PCCD with evidence of cure. Condition cured. - Due Diligence Vendor-04/11/2025 <br> Resolved-Resolved - Due Diligence Vendor-04/11/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD and Proof of Restitution - Buyer-04/10/2025 <br> Open-The disclosed Total of Payments ($XXX,XXX.XX) is understated by more than $XX when compared to the actual Total of Payments of ($XXX,XXX.XX). The difference is ($XX.XX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $XX. (12 CFR 1026.23(h)(2)(ii)) The interest days in year used to calculate the interest (Periodic 360) is less than 365 days. The Washington Interest and Usury provisions require the number of days used for the interest rate calculation to equal 365. A tolerance cure of $XX.XX is required. Provide Letter of Explanation, Proof of Restitution, Disclose Correct Information, Proof of Borrower Receipt, and Re-open Rescission.<br>- Due Diligence Vendor-03/19/2025 |  | Cured-. - Due Diligence Vendor-05/29/2025 <br>Cured-. - Due Diligence Vendor-05/29/2025 <br>Cured-Lender provided PCCD with evidence of cure. Condition cured. - Due Diligence Vendor-05/29/2025 <br>Cured-cured post close - Due Diligence Vendor-05/29/2025 <br>Cured-Lender provided PCCD with evidence of cure. Condition cured. - Due Diligence Vendor-04/11/2025 <br>Resolved-Resolved - Due Diligence Vendor-04/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3646101 | N/A | N/A |
| XXXX | XXXX |  | 87033084 | Closed | 2025-04-22 17:51 | 2025-04-23 16:23 | Waived | 2 - Non-Material | Credit | Eligibility | Transaction Ineligible | Waived-The subject property has been listed for sale in the most recent 6 months, and the loan file is missing evidence of the cancelled listing as required by the lender guidelines. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-04/22/2025 |  | Waived-The subject property has been listed for sale in the most recent 6 months, and the loan file is missing evidence of the cancelled listing as required by the lender guidelines. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-04/22/2025<br>|  |  | CLTV less than maximum<br> FICO greater than 10 points higher than qualifying<br> 36 month 0x30 housing history | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3928642 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 59988228 | Closed | 2025-03-04 13:40 | 2025-03-11 12:57 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-this finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-03/04/2025 |  | Acknowledged-this finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-03/04/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3520520 | Investor Post-Close | No |
| XXXX | XXXX |  | 71323673 | Closed | 2025-03-18 16:07 | 2025-05-30 14:01 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Document Uploaded. PFA Mortgage payment history - Seller-04/29/2025 <br> Counter-XXXXXXX statement in file dated XX/XX/XXXX show 2 months due-XXXXXXX and XXXXXXXX, borrowers made 1 month's payment XX/XX/XXXX. XXXXXXXX statement still shows 2 months due-XXXXXXX and XXXXXXXX. Borrower appears to be rolling a 30 day late. No XXXXX statement received. - Due Diligence Vendor-04/01/2025 <br> Ready for Review-Document Uploaded. PFA Feb mortgage statement - Borrower provided XXXXX statement show XX/XX/XXXXX due. Mortgage shows overdue amount because statement date XX/XX/XXXXX but you can see borrower made payment in transaction activity. Borrower made payment close to end of the month. We have XXX & XXX Mortgage statement showing borrower is current along with credit report XXX XXXX payment history with no Lates. - Buyer-03/31/2025 <br> Open-ATR Risk - Credit History taken into consideration does not meet requirements The credit report is showing a recent mortgage late payment. The Mortgage statements are showing late charges and the payments do not appear to be current. One of the statements is cut off at the top. Guidelines 4-2-4-10 require 0x30x6 and 1x30x24 mortgage payment history. - Due Diligence Vendor-03/18/2025 | Ready for Review-Document Uploaded. XXXX Mortgage payment history - Seller-04/29/2025 | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-04/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3637421 | N/A | N/A |
| XXXX | XXXX |  | 71323673 | Closed | 2025-03-18 16:07 | 2025-04-30 01:53 | Resolved | 1 - Information | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Resolved-Delinquent Credit History Meets Guideline Requirements - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Document Uploaded. PFA Mortgage payment history - Buyer-04/29/2025 <br> Counter-XXXXXXX statement in file dated XX/XX/XXXX show 2 months due-XXXXXXXX and XXXXXXXX, borrowers made 1 month's payment XX/XX/XXXX. XXXXXXXX statement still shows 2 months due-XXXXXXX and XXXXXXXX. Borrower appears to be rolling a 30 day late. No XXXXX statement received. - Due Diligence Vendor-04/01/2025 <br> Ready for Review-Document Uploaded. PFA Feb mortgage statement - Borrower provided XXXXX statement show XX/XX/XXXX due. Mortgage shows overdue amount because statement date XX/XX/XXXX but you can see borrower made payment in transaction activity. Borrower made payment close to end of the month. We have XXX & XXX Mortgage statement showing borrower is current along with credit report XXX XXXX payment history with no Lates. - Seller-03/31/2025 <br> Open-Delinquent Credit History Does Not Meet Guideline Requirements The credit report is showing a recent mortgage late payment. the Mortgage statements are showing late charges and the payments do not appear to be current. One of the statements is cut off at the top. Guidelines 4-2-4-10 require 0x30x6 and 1x30x24 mortgage payment history. - Due Diligence Vendor-03/18/2025 | Ready for Review-Document Uploaded. XXXX XXXX mortgage statement - Borrower provided March statement show XX/XX/XXXX due. Mortgage shows overdue amount because statement date XX/XX/XXXX but you can see borrower made payment in transaction activity. Borrower made payment close to end of the month. We have XXX & XXX Mortgage statement showing borrower is current along with credit report XXX XXXXX payment history with no Lates. - Seller-03/31/2025 | Resolved-Delinquent Credit History Meets Guideline Requirements - Due Diligence Vendor-04/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3637419 | N/A | N/A |
| XXXX | XXXX |  | 71323673 | Closed | 2025-03-18 16:07 | 2025-04-30 01:53 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Document Uploaded. PFA Mortgage payment history - Seller-04/29/2025 <br> Counter-XXXXXXX statement in file dated XX/XX/XXXX show 2 months due-XXXXXXX and XXXXXXXX, borrowers made 1 month's payment XX/XX/XXXX. XXXXXXXX statement still shows 2 months due-XXXXXXX and XXXXXXXX. Borrower appears to be rolling a 30 day late. No XXXXX statement received. - Due Diligence Vendor-04/01/2025 <br> Ready for Review-Document Uploaded. PFA Feb mortgage statement - Borrower provided XXXXX statement show XX/XX/XXXX due. Mortgage shows overdue amount because statement date XX/XX/XXXX but you can see borrower made payment in transaction activity. Borrower made payment close to end of the month. We have XXX & XXX Mortgage statement showing borrower is current along with credit report XXX XXXX payment history with no Lates. - Seller-03/31/2025 <br> Open-Housing History Does Not Meet Guideline Requirements The credit report is showing a recent mortgage late payment. The Mortgage statements are showing late charges and the payments do not appear to be current. One of the statements is cut off at the top. Guidelines 4-2-4-10 require 0x30x6 and 1x30x24 mortgage payment history. - Due Diligence Vendor-03/18/2025 | Ready for Review-Document Uploaded. XXXX Mortgage payment history - Seller-04/29/2025 <br> Ready for Review-Document Uploaded. XXXX XXX mortgage statement - Borrower provided March statement showXX/XX/XXXX due. Mortgage shows overdue amount because statement date XX/XX/XXXX but you can see borrower made payment in transaction activity. Borrower made payment close to end of the month. We have XXX & XX Mortgage statement showing borrower is current along with credit report XXX XXXX payment history with no Lates. - Seller-03/31/2025 | Resolved-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-04/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3637420 | N/A | N/A |
| XXXX | XXXX |  | 28856012 | Closed | 2025-04-16 19:03 | 2025-05-19 17:20 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Paystub dated XX/XX/XXXX as well as verbal verification of employment dated XX/XX/XXXX provided. Finding resolved. - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. PFA B1 Paystub dated XX/XX/XXXX. So that Loan moves out of Grade B - Buyer-05/15/2025 <br> Cured-Lender provided a post close VVOE. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/02/2025 <br> Open-reopened - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. VVOE dated XX/XX/XXXX for B1 - Buyer-05/01/2025 <br> Ready for Review-Document Uploaded. PFA VVOE for B1 - Buyer-05/01/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Borrower One VVOE is not dated within 10 business days of the Note. - Due Diligence Vendor-04/16/2025 |  | Resolved-Paystub dated XX/XX/XXXX as well as verbal verification of employment dated XX/XX/XXXX provided. Finding resolved. - Due Diligence Vendor-05/19/2025 <br> Cured-Lender provided a post close VVOE. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/02/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3882306 | N/A | N/A |
| XXXX | XXXX |  | 37634751 | Closed | 2025-03-20 11:46 | 2025-05-29 20:54 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception with 2 valid comp factors received. - Due Diligence Vendor-05/29/2025 <br>Acknowledged-Exception with 2 valid comp factors received. - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Pending exception - Due Diligence Vendor-04/09/2025 <br>Open-Audited DTI of 45.02% exceeds Guideline DTI of 45% - Due Diligence Vendor-04/09/2025 <br>Ready for Review-Document Uploaded. PFA Exception form for 0.2% outside of guideline credit exception for DTI - Buyer-04/08/2025 <br>Ready for Review-Document Uploaded. PFA Paystubs dated within 10 business days same can be used for VVOE and paystub. we only use TWN for W-2 - Buyer-04/04/2025 <br>Counter-Unable to add additional income supported by post close documentation. - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. PFA Worknumber VOE for B2 income now added. Revised 1003 & 1008. Showing DTI under 45%. - Buyer-03/31/2025 <br>Open-Audited DTI of 45.02% exceeds Guideline DTI of 45% 1008 and Audited DTI of 45.02% exceeds Guideline DTI of 45%. - Due Diligence Vendor-03/20/2025 |  | Waived-Exception with 2 valid comp factors received. - Due Diligence Vendor-05/29/2025 <br>Acknowledged-Exception with 2 valid comp factors received. - Due Diligence Vendor-04/09/2025<br>| XXXX |  | Employment for an extended period at the same job <br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 3655297 | Investor Post-Close | No |
| XXXX | XXXX |  | 50543468 | Closed | 2025-03-17 15:55 | 2025-04-07 19:13 | Resolved | 1 - Information | Credit | Missing Doc | Missing Permanent Resident Alien Card (Borrower 2) | Resolved-Perm res card received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-Document Uploaded. PFA PRA card - Buyer-04/05/2025 <br>Open-Missing Borrower 2 permanent resident alien card - Due Diligence Vendor-03/17/2025 |  | Resolved-Perm res card received. - Due Diligence Vendor-04/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3626437 | N/A | N/A |
| XXXX | XXXX |  | 84407761 | Closed | 2025-03-26 19:01 | 2025-04-11 13:02 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Lender provided initial CD with evidence of receipt. Condition cleared. - Due Diligence Vendor-04/11/2025 <br> Resolved-Resolved - Due Diligence Vendor-04/11/2025 <br> Ready for Review-Document Uploaded. Please see attached Initial CD - Buyer-04/10/2025 <br> Counter-Please provide the initial CD. - Due Diligence Vendor-04/09/2025 <br> Ready for Review-Document Uploaded. B1 has viewed the initial CD on XX/XX/XXXX and B2 has viewed the initial CD onXX/XX/XXXX, which is 3 biz days prior to consummation Date of XX/XX/XXXX - Buyer-04/09/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Initial CD dated XX/XX/XXXX is missing from the loan file. Additional conditions may apply. - Due Diligence Vendor-03/26/2025 |  | Resolved-Lender provided initial CD with evidence of receipt. Condition cleared. - Due Diligence Vendor-04/11/2025 <br>Resolved-Resolved - Due Diligence Vendor-04/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3702241 | N/A | N/A |
| XXXX | XXXX |  | 26947152 | Closed | 2025-04-24 12:22 | 2025-05-12 21:07 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-HUD received. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-05/12/2025 <br>Counter-Please provide affirmation that final fees were provided to the borrower at consummation from title or a PCCD with final figures. - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Final signed CD was provided which was provided to borrower at consummation. Here it is again - Buyer-04/30/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/24/2025 |  | Resolved-HUD received. - Due Diligence Vendor-05/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3948770 | N/A | N/A |
| XXXX | XXXX |  | 73959853 | Closed | 2025-04-03 13:57 | 2025-04-16 15:01 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE received. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-04/14/2025 <br> Open-Missing Loan Estimate corresponding with Disclosure Tracker and COC dated XX/XX/XXXX. Provide LE. - Due Diligence Vendor-04/03/2025 |  | Resolved-LE received. - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3771937 | N/A | N/A |
| XXXX | XXXX |  | 88646948 | Closed | 2025-04-03 20:23 | 2025-04-16 15:37 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Resolved - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Inspection Fee was disclosed on initial CD, with COC. Please see attached. - Buyer-04/15/2025 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Inspection Fee on CD dated XX/XX/XXXX is $XX and Doc Tax Stamps/Transfer Taxes– City/County on CD dated XX/XX/XXXX is XXX.XX. LE dated XX/XX/XXXX lists fee as $0 & $XXX. This fee is in a 0% tolerance section. Section J reflects $XXX.XX tolerance cure that is insufficient and there is no COC in file. Lender tolerance cure of $XX.XX is required. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-04/03/2025 |  | Resolved-Resolved - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3778289 | N/A | N/A |
| XXXX | XXXX |  | 88646948 | Closed | 2025-04-03 20:23 | 2025-04-16 15:37 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Please see attached Initial CD with COC form. No additional cure is required. Inspection Fee was disclosed on initial CD with coc. - Buyer-04/15/2025 <br> Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($0.00) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Inspection Fee on CD dated XX/XX/XXXX is $XX and Doc Tax Stamps/Transfer Taxes– City/County on CD dated XX/XX/XXXX is XXX.XX. LE dated XX/XX/XXXX lists fee as $0 & $XXX. This fee is in a 0% tolerance section. Section J reflects $XXX.XX tolerance cure that is insufficient and there is no COC in file. Lender tolerance cure of $XX.XX is required. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-04/03/2025 |  | Resolved-Resolved - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3778291 | N/A | N/A |
| XXXX | XXXX |  | 88646948 | Closed | 2025-04-14 15:26 | 2025-04-16 15:34 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/15/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-04/14/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3855951 | N/A | N/A |
| XXXX | XXXX |  | 65971706 | Closed | 2025-03-19 16:37 | 2025-05-30 14:08 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-05/30/2025 <br> Resolved-Proof of business existence received. - Due Diligence Vendor-04/07/2025 <br> Counter-Submitted documentation does not meet section 4-2-6-7 of guidelines for Self-employed Confirmation of Employment - Due Diligence Vendor-04/04/2025 <br> Ready for Review-Document Uploaded. PFA B1 VVOE - paid receipt dated XX/XX/XXXX - Buyer-04/04/2025 <br> Open-ATR Risk - Employment validation/verification standards do not meet requirements 3rd party VOE for B1 is missing . - Due Diligence Vendor-03/19/2025 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-05/30/2025 <br>Resolved-Proof of business existence received. - Due Diligence Vendor-04/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3648261 | N/A | N/A |
| XXXX | XXXX |  | 65971706 | Closed | 2025-03-19 11:45 | 2025-04-07 18:39 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Proof of business existence received. - Due Diligence Vendor-04/07/2025 <br> Counter-Submitted documentation does not meet section 4-2-6-7 of guidelines for Self-employed Confirmation of Employment - Due Diligence Vendor-04/04/2025 <br> Ready for Review-Document Uploaded. PFA B1 VVOE as paid receipt dated XX/XX/XXXX - Buyer-04/04/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-03/19/2025 |  | Resolved-Proof of business existence received. - Due Diligence Vendor-04/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3644473 | N/A | N/A |
| XXXX | XXXX |  | 10782447 | Closed | 2025-03-31 11:44 | 2025-04-08 16:42 | Resolved | 1 - Information | Compliance | TRID | TRID disclosure(s) for Borrower electronically dated prior to E-Consent | Resolved-Acceptable E-consent received. - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Document Uploaded. Please see attached E-Consent dated XX/XX/XXXX - Buyer-04/08/2025 <br> Open-TRID disclosure(s) E-signed XX/XX/XXXX by borrower is prior to E-Consent from Borrower dated XX/XX/XXXX. - Due Diligence Vendor-03/31/2025 |  | Resolved-Acceptable E-consent received. - Due Diligence Vendor-04/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3728310 | N/A | N/A |
| XXXX | XXXX |  | 41587404 | Closed | 2025-04-07 21:56 | 2025-04-18 12:39 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documentation not received, debt added to ratio. - Due Diligence Vendor-04/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached Exception Form for DTI more than 43% for CLTV >80%. Also, SSI income has been grossed up, 1003 and 1008 is attached for your reference. - Buyer-04/16/2025 <br> Open-The credit report and final 1003s (B&CB) reflect 4 XXXX lease accounts with different account numbers and balances. Only 3 of the 4 were considered in the DTI calculation. The Bank statements provided to show the payment being withdrawn also show the CB as a joint owner of the account. Provide verification to support the omission of the account with a $XXXX balance and $XXX payment. Currently the DTI is 42.985% without the payment included (45.18% with the payment). The CLTV will exceed guidelines with a DTI > 43%. Additional conditions may apply. - Due Diligence Vendor-04/07/2025 |  | Resolved-Documentation not received, debt added to ratio. - Due Diligence Vendor-04/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3801070 | N/A | N/A |
| XXXX | XXXX |  | 41587404 | Closed | 2025-04-18 12:36 | 2025-04-18 12:38 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception received for DTI over 43. - Due Diligence Vendor-04/18/2025 <br>Open-Audited DTI of 45.18% exceeds Guideline DTI of 43% - Due Diligence Vendor-04/18/2025 |  | Waived-Exception received for DTI over 43. - Due Diligence Vendor-04/18/2025<br>|  |  | Employment of 5 years on the same job<br> 36+ mo of 0x30 housing history. | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3899280 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 74378880 | Closed | 2025-04-03 20:49 | 2025-04-09 20:44 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 44.57% exceeds Guideline DTI of 43% Audit DTI is 44.57% and the Max DTI is 43% per the matrix. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-04/03/2025 |  | Waived-Audited DTI of 44.57% exceeds Guideline DTI of 43% Audit DTI is 44.57% and the Max DTI is 43% per the matrix. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-04/03/2025<br>|  |  | 36+ Months 0x30 housing payment history verified.<br> CLTV 15% or more under requirement<br> Residual Income + 2 x monthly debts<br> Employment of 5 years on the same job<br> FICO 10 points above requirement | XX | Primary Residence | Refinance | Cash Out - Other | 3778548 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 89540660 | Closed | 2025-03-17 14:15 | 2025-04-08 16:36 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Document Uploaded. Please see attached current HOI Policy, effective at the time of Closing - Buyer-04/08/2025 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-03/17/2025 |  | Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-04/08/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3624805 | N/A | N/A |
| XXXX | XXXX |  | 62668492 | Closed | 2025-03-19 18:49 | 2025-04-01 16:34 | Resolved | 1 - Information | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-04/01/2025 <br>Ready for Review-Document Uploaded. PFA Flood cert - Buyer-04/01/2025 <br>Open-Missing Flood Certificate - Due Diligence Vendor-03/19/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-04/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3650325 | N/A | N/A |
| XXXX | XXXX |  | 76309546 | Closed | 2025-04-10 15:43 | 2025-04-10 15:43 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to the borrowers at consummation or a PCCD with final figures. This finding is non-material and will be rate a B for all agencies. - Due Diligence Vendor-04/10/2025 |  | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to the borrowers at consummation or a PCCD with final figures. This finding is non-material and will be rate a B for all agencies. - Due Diligence Vendor-04/10/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3828537 | Investor Post-Close | No |
| XXXX | XXXX |  | 87975509 | Closed | 2025-04-16 15:08 | 2025-04-23 14:22 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-04/22/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD is missing from the loan file. Additional conditions may apply. No Cure. - Due Diligence Vendor-04/16/2025 |  | Resolved-Resolved - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3878550 | N/A | N/A |
| XXXX | XXXX |  | 87975509 | Closed | 2025-04-16 19:20 | 2025-04-16 19:20 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Borrower 1 Gap Credit Report is Missing 4-2-4-17 Credit Refresh (LQI) is necessary when the lender user a credit report that is older than 45 days from the note date Vs presented credit report age 47 days. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-04/16/2025 |  | Waived-Borrower 1 Gap Credit Report is Missing 4-2-4-17 Credit Refresh (LQI) is necessary when the lender user a credit report that is older than 45 days from the note date Vs presented credit report age 47 days. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-04/16/2025<br>|  |  | CLTV 15% or more under requirement<br> FICO 10 points above requirement <br> 36-F Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 3882617 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 55015080 | Closed | 2025-04-23 20:06 | 2025-04-23 20:06 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/23/2025 |  | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/23/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3943538 | Investor Post-Close | No |
| XXXX | XXXX |  | 63974384 | Closed | 2025-03-20 15:22 | 2025-04-03 13:10 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-03/20/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-03/20/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3657939 | Investor Post-Close | No |
| XXXX | XXXX |  | 59278518 | Closed | 2025-03-26 17:48 | 2025-04-08 15:40 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Document Uploaded. Please find attached Title Report - Buyer-04/08/2025 <br>Open-Title Document is missing - Due Diligence Vendor-03/26/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-04/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3701281 | N/A | N/A |
| XXXX | XXXX |  | 59278518 | Closed | 2025-03-26 17:27 | 2025-04-08 15:39 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Document Uploaded. Please see attached E-Consent - Buyer-04/08/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). E-Consent documentation on TRID loan is missing for both borrowers. - Due Diligence Vendor-03/26/2025 |  | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-04/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3700892 | N/A | N/A |
| XXXX | XXXX |  | 74891006 | Closed | 2025-03-19 19:41 | 2025-04-08 16:32 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-04/08/2025 <br> Ready for Review-Subject is in XXXX County and this county is not listed in disaster impacted area in last 6 months on XXXX website. - Buyer-04/08/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-03/19/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-04/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3650953 | N/A | N/A |
| XXXX | XXXX |  | 67602101 | Closed | 2025-04-24 14:59 | 2025-05-01 14:23 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Mortgage statement received. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Please find attached Mortgage statement for Subject - Buyer-04/30/2025 <br> Open-Documentation confirming the P&I payment for the 1st lien on the subject property of $XXX.XX per month was not in the loan file. Provide a copy of the 1st lien mortgage statement from XXXXXX XXXXXXXX or other acceptable documentation. - Due Diligence Vendor-04/24/2025 |  | Resolved-Mortgage statement received. - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3951026 | N/A | N/A |
| XXXX | XXXX |  | 14405950 | Closed | 2025-04-04 11:49 | 2025-04-14 14:21 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/04/2025 |  | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/04/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3781952 | Investor Post-Close | No |
| XXXX | XXXX |  | 21625170 | Closed | 2025-04-22 16:53 | 2025-04-22 18:28 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/22/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/22/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3927649 | Investor Post-Close | No |
| XXXX | XXXX |  | 41927544 | Closed | 2025-03-26 16:53 | 2025-04-04 20:33 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/26/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/26/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3700320 | Originator Post-Close | No |
| XXXX | XXXX |  | 87135506 | Closed | 2025-03-26 17:17 | 2025-04-16 14:14 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-CD received. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Please see attahed - Buyer-04/11/2025 <br> Open-As per Disclosure tracking sheet in file, a revised CD was sent on XX/XX/XXXX. However, this document is missing from the loan file. - Due Diligence Vendor-03/26/2025 |  | Resolved-CD received. - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3700711 | N/A | N/A |
| XXXX | XXXX |  | 39681733 | Closed | 2025-03-19 14:25 | 2025-04-08 16:39 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-04/08/2025 <br>Ready for Review-Document Uploaded. Please see attached E-Consent - Buyer-04/08/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). File is missing E Consent for Borrower 1 and Borrower 2 for subject transaction. - Due Diligence Vendor-04/04/2025 |  | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-04/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3646167 | N/A | N/A |
| XXXX | XXXX |  | 39681733 | Closed | 2025-04-04 13:07 | 2025-04-04 13:07 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrowers at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/04/2025 |  | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrowers at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/04/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3782555 | Investor Post-Close | No |
| XXXX | XXXX |  | 94061335 | Closed | 2025-04-03 20:19 | 2025-04-11 20:12 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures - Due Diligence Vendor-04/03/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures - Due Diligence Vendor-04/03/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3778243 | Investor Post-Close | No |
| XXXX | XXXX |  | 54694236 | Closed | 2025-04-21 19:10 | 2025-04-23 17:43 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. PFA Disaster report - Buyer-04/23/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-04/21/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3918457 | N/A | N/A |
| XXXX | XXXX |  | 38381560 | Closed | 2025-04-03 19:57 | 2025-04-11 17:07 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/03/2025 |  | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/03/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3777960 | Investor Post-Close | No |
| XXXX | XXXX |  | 37577801 | Closed | 2025-04-11 20:13 | 2025-05-30 14:25 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-04/24/2025 <br> Ready for Review-Document Uploaded. Please find the attached exception Form for exception approved by XXXX. - Buyer-04/23/2025 <br> Open-ATR Risk - Credit History taken into consideration does not meet requirements Credit report reflects a collection account with a $X,XXX.XX balance. Lender guidelines 4-2-4-13 Major Adverse Credit allow collection accounts with a combined total of less than $X,XXX.XX to remain unpaid. Medical collections of any amount may also remain unpaid. File does not contain documentation showing the collection was a medical account or documentation that it was paid off. - Due Diligence Vendor-04/11/2025 |  | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-04/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3844778 | N/A | N/A |
| XXXX | XXXX |  | 37577801 | Closed | 2025-04-11 20:13 | 2025-04-24 15:32 | Waived | 2 - Non-Material | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-Lender exception received with comp factors. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-Document Uploaded. Please find the attached exception form for exception approved by XXXX. - Buyer-04/23/2025 <br> Open-Delinquent Credit History Does Not Meet Guideline Requirements Credit report reflects a collection account with a $X,XXX.XX balance. Lender guidelines 4-2-4-13 Major Adverse Credit allow collection accounts with a combined total of less than $X,XXX.XX to remain unpaid. Medical collections of any amount may also remain unpaid. File does not contain documentation showing the collection was a medical account or documentation that it was paid off. - Due Diligence Vendor-04/11/2025 |  | Waived-Lender exception received with comp factors. - Due Diligence Vendor-04/24/2025<br>| XXXX |  | CLTV <5% below the Maximum Qualifying<br> Employment for an extended period at the same job<br> Credit Score >/= 10+ Points more than qualifying<br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 3844777 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 55893759 | Closed | 2025-04-03 21:10 | 2025-04-16 16:03 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE received. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Revised LE attached. - Buyer-04/15/2025 <br> Open-As per Disclosure tracking Revised LE sent on XX/XX/XXXX, however the same LE is missing in the loan file. - Due Diligence Vendor-04/03/2025 |  | Resolved-LE received. - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3778778 | N/A | N/A |
| XXXX | XXXX |  | 55893759 | Closed | 2025-04-16 15:54 | 2025-04-16 16:03 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Resolved - Due Diligence Vendor-04/16/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-04/16/2025 |  | Resolved-Resolved - Due Diligence Vendor-04/16/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3879523 | N/A | N/A |
| XXXX | XXXX |  | 55893759 | Closed | 2025-04-16 15:54 | 2025-04-16 16:03 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-04/16/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-04/16/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Recording Fees increased from $214 to $241 and Transfer Taxes increased from $358 to $359 between LEs. - Due Diligence Vendor-04/16/2025 |  | Resolved-Resolved - Due Diligence Vendor-04/16/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3879524 | N/A | N/A |
| XXXX | XXXX |  | 48954744 | Closed | 2025-04-03 13:41 | 2025-04-16 14:34 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/14/2025 <br>Open-Title Document is missing Guidelines require Owner & Encumbrance property report, Instant Title, or Attorney Opinion Letter. - Due Diligence Vendor-04/03/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3771720 | N/A | N/A |
| XXXX | XXXX |  | 48954744 | Closed | 2025-04-03 14:29 | 2025-04-10 20:02 | Waived | 2 - Non-Material | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-Delinquent Credit History Does Not Meet Guideline Requirements Collection account does not meet guidelines. As per guideline, collection accounts are permitted when they are isolated accounts with a combined balance of less than $X,XXX.XX. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-04/03/2025 |  | Waived-Delinquent Credit History Does Not Meet Guideline Requirements Collection account does not meet guidelines. As per guideline, collection accounts are permitted when they are isolated accounts with a combined balance of less than $1,000. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-04/03/2025<br>|  |  | 1. Residual Income = 1.5x Monthly Debt<br> 2. Credit Score >/= 10+ Points more than qualifying <br> 3. 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 3772384 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 78451988 | Closed | 2025-04-17 13:55 | 2025-05-30 14:26 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. XXXXXXXXX - XXX XXXXXXXX XX - Buyer-04/23/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing documentation to verify balance and payment for 2nd lien on property listed in Section 3d on Borrower's loan application dated XX/XX/XXXX @ 4:28 pm. - Due Diligence Vendor-04/17/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3889217 | N/A | N/A |
| XXXX | XXXX |  | 78451988 | Closed | 2025-04-17 13:56 | 2025-04-23 17:36 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documentation received. - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. XXXXXXXXXX - XXX XXXXXXXXX XX - Buyer-04/23/2025 <br> Open-Missing documentation to verify balance and payment for 2nd lien on property listed in Section 3d on Borrower's loan application dated XX/XX/XXXX @ 4:28 pm. Additional conditions may apply upon receipt. - Due Diligence Vendor-04/17/2025 |  | Resolved-Documentation received. - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3889221 | N/A | N/A |
| XXXX | XXXX |  | 78451988 | Closed | 2025-04-21 18:57 | 2025-04-23 17:27 | Resolved | 1 - Information | Credit | Eligibility | Valuation Product Does Not Meet Guidelines | Resolved-Updated AVM received - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. PFA AVM dated XX/XX/XXXX - Buyer-04/23/2025 <br> Open-Guidelines require AVM to be dated no more than 30 days before the note date. The AVM in file was 31 days at closing. No exception in file. - Due Diligence Vendor-04/21/2025 |  | Resolved-Updated AVM received - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3918257 | N/A | N/A |
| XXXX | XXXX |  | 37023999 | Closed | 2025-04-23 13:06 | 2025-04-25 19:35 | Resolved | 1 - Information | Credit | Missing Doc | Incomplete Mortgage/Deed of Trust | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-04/25/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/25/2025 <br>Open-The Deed of Trust is Incomplete The loan file is missing page 1 of the Deed of Trust. - Due Diligence Vendor-04/23/2025 |  | Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-04/25/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3936184 | N/A | N/A |
| XXXX | XXXX |  | 41752652 | Closed | 2025-04-22 14:18 | 2025-04-23 15:39 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. PFA VVOE - Seller-04/22/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Guidelines require a Verbal Verification within 10 business days of the Note date for Self-employed Borrowers through a third-party source. The Note date was XX/XX/XXXX and the CPA letter in file was dated XX/XX/XXXX. - Due Diligence Vendor-04/22/2025 | Ready for Review-Document Uploaded. XXX VVOE - Seller-04/22/2025 | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3924952 | N/A | N/A |
| XXXX | XXXX |  | 41752652 | Closed | 2025-04-22 14:18 | 2025-04-23 15:39 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. PFA VVOE - Seller-04/22/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing Guidelines require a Verbal Verification within 10 business days of the Note date for Self-employed Borrowers through a third-party source. The Note date was XX/XX/XXXX and the CPA letter in file was dated XX/XX/XXXX. - Due Diligence Vendor-04/22/2025 | Ready for Review-Document Uploaded.XXX VVOE - Seller-04/22/2025 | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3924953 | N/A | N/A |
| XXXX | XXXX |  | 41752652 | Closed | 2025-04-22 14:18 | 2025-04-23 15:39 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Document Uploaded. PFA VVOE - Seller-04/22/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing Verbal Verification of self-employment within 10 business days from a third-party source. - Due Diligence Vendor-04/22/2025 | Ready for Review-Document Uploaded. XXXX VVOE - Seller-04/22/2025 | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3924955 | N/A | N/A |
| XXXX | XXXX |  | 41752652 | Closed | 2025-04-16 20:53 | 2025-04-23 15:38 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. PFA closing docs for concurrent loan #XXXXXXXXXXXX - XXX XXXXX XXX - Seller-04/22/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing evidence of balance and payment for the 2nd lien on the property listed in Section 3c on final loan application. - Due Diligence Vendor-04/16/2025 | Ready for Review-Document Uploaded. XXXX closing docs for concurrent loan # XXXX - XXXX - Seller-04/22/2025 | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3883728 | N/A | N/A |
| XXXX | XXXX |  | 41752652 | Closed | 2025-04-16 20:48 | 2025-04-23 15:18 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documentation received. - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. PFA closing docs for concurrent loan # XXXXXXXXXX XXX XXXXX XXX - Seller-04/22/2025 <br> Open-Missing evidence of balance and payment for the 2nd lien on the property listed in Section 3c on final loan application. - Due Diligence Vendor-04/16/2025 | Ready for Review-Document Uploaded. XXXX closing docs for concurrent loan # XXXX - XXX XXXX XXXX- Seller-04/22/2025 | Resolved-Documentation received. - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3883624 | N/A | N/A |
| XXXX | XXXX |  | 28819375 | Closed | 2025-04-25 23:54 | 2025-05-02 15:54 | Resolved | 1 - Information | Compliance | State Reg | TX 50(a)(6) Violation: Acknowledgement of Fair Market Value Disclosure Value Does Not Match Appraisal Value | Resolved-Acknowledgement of Fair Market Value Disclosure Value Matching Appraisal Value provided. - Due Diligence Vendor-05/02/2025 <br> Ready for Review- - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please see attached AVM used - Buyer-05/01/2025 <br> Open-TX 50(a)(6) Violation: Acknowledgement of Fair Market Value Disclosure Value Does Not Match Appraisal Value. The disclosure states $XXX,XXX.XX. The AVM in file reflects $XXX,XXX.XX. - Due Diligence Vendor-04/28/2025 |  | Resolved-Acknowledgement of Fair Market Value Disclosure Value Matching Appraisal Value provided. - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3970028 | N/A | N/A |
| XXXX | XXXX |  | 40814210 | Closed | 2025-04-22 11:30 | 2025-04-25 20:48 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-04/25/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/25/2025 <br>Open-Borrower 1 Credit Report is Missing. Borrower 1 Credit Report is Missing - Due Diligence Vendor-04/22/2025 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-04/25/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3923270 | N/A | N/A |
| XXXX | XXXX |  | 40814210 | Closed | 2025-04-22 12:10 | 2025-04-25 20:48 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/25/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Borrower 1 Credit Report is Missing - Due Diligence Vendor-04/22/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-04/25/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3923557 | N/A | N/A |
| XXXX | XXXX |  | 23320720 | Closed | 2025-04-03 16:04 | 2025-04-16 15:43 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-PCI is dated XX/XX/XXXX. Condition resolved. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-The requirement for the property inspection(Disaster Inspection) was received and same was ordered on XX/XX/XXXX, and initial CD was issued with Change of Circumstance on XX/XX/XXXX itself. Change was disclosed to borrower within 3 biz days and is a valid COC. Please waive the condition. - Buyer-04/14/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Property Disaster Report Fee ($XX.XX). Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Due Diligence Vendor-04/11/2025 |  | Resolved-PCI is dated XX/XX/XXXX Condition resolved. - Due Diligence Vendor-04/16/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3774224 | N/A | N/A |
| XXXX | XXXX |  | 23320720 | Closed | 2025-04-03 16:04 | 2025-04-16 15:43 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-PCI is dated XX/XX/XXXX. Condition resolved. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-The requirement for the property inspection(Disaster Inspection) was received and same was ordered on XX/XX/XXX, and initial CD was issued with Change of Circumstance on XX/XX/XXXX itself. Change was disclosed to borrower within 3 biz days and is a valid COC. Please waive the condition. - Buyer-04/14/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Due Diligence Vendor-04/03/2025 |  | Resolved-PCI is datedXX/XX/XXXX . Condition resolved. - Due Diligence Vendor-04/16/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3774225 | N/A | N/A |
| XXXX | XXXX |  | 49503232 | Closed | 2025-04-14 18:31 | 2025-05-30 14:15 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/15/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements File does not contain a current paystub (or written verification of income showing current year-to-date earnings) for the Borrower.<br> - Due Diligence Vendor-04/14/2025 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3858394 | N/A | N/A |
| XXXX | XXXX |  | 49503232 | Closed | 2025-04-04 16:33 | 2025-04-16 15:26 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Resolved - Due Diligence Vendor-04/16/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Please see attached revised CD with COC for increasing the said charges. - Seller-04/15/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. CD signed at closing shows Recording Fees of $XXX.XX, Title - Curative Fee of $XX.XX, and Title - Document Preparation Fee of $XX.XX. The Loan Estimate, dated XX/XX/XXX, shows the Recording Fees as $XXX.XX and does not reflect the Title - Curative Fee of $XX.XX and the Title - Document Preparation Fee of $XX.XX. The loan file did not contain a valid COC to support the two additional fees and the recording fee increase. A tolerance cure of $XXX.XX is required. Section J reflects a $0.00 tolerance cure that is insufficient. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-04/04/2025 | Ready for Review-Document Uploaded. Please see attached revised CD with COC for increasing the said charges. - Seller-04/15/2025<br>| Resolved-Resolved - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3785710 | N/A | N/A |
| XXXX | XXXX |  | 49503232 | Closed | 2025-04-04 16:33 | 2025-04-16 15:26 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-04/16/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Please see attached Revised CD with COC. - Seller-04/15/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($XX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. CD signed at closing shows Recording Fees of $XXX.XX, Title - Curative Fee of $XX.XX, and Title - Document Preparation Fee of $XX.XX. The Loan Estimate, datedXX/XX/XXX, shows the Recording Fees as $XXX.XX and does not reflect the Title - Curative Fee of $XX.XX and the Title - Document Preparation Fee of $XX.XX. The loan file did not contain a valid COC to support the two additional fees and the recording fee increase. A tolerance cure of $XXX.XX is required. Section J reflects a $0.00 tolerance cure that is insufficient. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-04/04/2025 | Ready for Review-Document Uploaded. Please see attached Revised CD with COC. - Seller-04/15/2025<br>| Resolved-Resolved - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3785711 | N/A | N/A |
| XXXX | XXXX |  | 49503232 | Closed | 2025-04-04 14:47 | 2025-04-16 15:14 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Paystubs Missing | Resolved-Borrower 1 Paystubs Provided - Due Diligence Vendor-04/16/2025 <br>Resolved-Stub received. - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-04/15/2025 <br>Open-Borrower 1 Paystubs Missing File does not contain a current paystub (or written verification of income showing current year-to-date earnings) for the Borrower. - Due Diligence Vendor-04/14/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-04/15/2025<br>| Resolved-Borrower 1 Paystubs Provided - Due Diligence Vendor-04/16/2025 <br>Resolved-Stub received. - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3783932 | N/A | N/A |
| XXXX | XXXX |  | 49503232 | Closed | 2025-04-14 18:46 | 2025-04-14 18:46 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/14/2025 |  | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/14/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3858637 | Investor Post-Close | No |
| XXXX | XXXX |  | 59203343 | Closed | 2025-04-03 20:53 | 2025-04-16 18:11 | Waived | 2 - Non-Material | Credit | Eligibility | Credit History - Derogatory Accounts Without Sufficient Explanation | Waived-Exception w/ compensating factors received. - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the exception form. - Buyer-04/16/2025 <br>Open-As per the loan approval and guideline 4-2-4-13 Major Adverse Credit- multiple 60-day late payments within the last 24 months is not allowed. The borrower has multiple charge-offs and collection accounts which the borrower has not explained in the loan file. Additionally, the borrower has multiple 90+ days derogatory marks, which are not allowed as per the guideline. Please provide a letter of explanation.<br> - Due Diligence Vendor-04/03/2025 |  | Waived-Exception w/ compensating factors received. - Due Diligence Vendor-04/16/2025<br>| XXXX |  | CLTV <5% below the Maximum Qualifying<br> DTI <5% below the Maximum Qualifying<br> Employment for an extended period at the same job<br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 3778596 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 61630717 | Closed | 2025-04-03 20:44 | 2025-04-11 17:54 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/03/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/03/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3778523 | Investor Post-Close | No |
| XXXX | XXXX |  | 61630717 | Closed | 2025-04-03 21:00 | 2025-04-11 17:53 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/03/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/03/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3778669 | Investor Post-Close | No |
| XXXX | XXXX |  | 53491200 | Closed | 2025-04-22 15:51 | 2025-05-02 17:37 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-04/22/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3926741 | N/A | N/A |
| XXXX | XXXX |  | 53491200 | Closed | 2025-04-22 15:38 | 2025-05-01 15:22 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LEs received. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-05/01/2025 <br> Open-The loan file is missing the LE's dated XX/XX/XXXX and XX/XX/XXXX reported delivered on the Disclosure Tracking document provided in the loan file - Due Diligence Vendor-04/22/2025 |  | Resolved-LEs received. - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3926483 | N/A | N/A |
| XXXX | XXXX |  | 40966086 | Closed | 2025-04-27 12:55 | 2025-05-02 16:12 | Resolved | 1 - Information | Compliance | Missing Doc | TILA: Loan Estimate Missing or Incomplete | Resolved-LE received. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-05/01/2025 <br> Open-TILA: Loan Estimate Missing or Incomplete Per the disclosure tracking doc a revised LE was provided XX/XX/XXXX. Missing the XX/XX/XXXX LE. - Due Diligence Vendor-04/27/2025 |  | Resolved-LE received. - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3973966 | N/A | N/A |
| XXXX | XXXX |  | 40966086 | Closed | 2025-04-27 12:45 | 2025-05-02 16:12 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please see attached signed CD. CD was acknowledged on XX/XX/XXXX - Buyer-05/02/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD dated XX/XX/XXXX is missing from the loan file. Additional conditions may apply. No Cure. - Due Diligence Vendor-04/27/2025 |  | Resolved-Resolved - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3973953 | N/A | N/A |
| XXXX | XXXX |  | 63483237 | Closed | 2025-04-22 18:45 | 2025-05-02 16:13 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-CD not disclosed to borrower. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. The CD entry dated XX/XX/XXXX was a part of Final Loan docs and not a revised CD. We had redrawn the docs for a future date, rendering the previous closing package not usable. Please see attached updated Disclosure tracking summary - Buyer-05/01/2025 <br> Open-Closing Disclosure dated XX/XX/XXXX is missing in the loan package per the disclosure tracking document. - Due Diligence Vendor-04/22/2025 |  | Resolved-CD not disclosed to borrower. - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3929499 | N/A | N/A |
| XXXX | XXXX |  | 52976441 | Closed | 2025-04-22 19:31 | 2025-04-22 19:39 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/22/2025 |  | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/22/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3930332 | Investor Post-Close | No |
| XXXX | XXXX |  | 57308253 | Closed | 2025-04-21 19:33 | 2025-04-21 19:33 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/21/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/21/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3918831 | Investor Post-Close | No |
| XXXX | XXXX |  | 76794234 | Closed | 2025-04-22 19:19 | 2025-04-30 01:50 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE received. - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-04/29/2025 <br> Open-The Disclosure Tracking Summary in file reflects a Revised Loan Estimate dated XX/XX/XXXX was done and received by the Borrower on XX/XX/XXXX. This LE is missing from the loan file. - Due Diligence Vendor-04/22/2025 |  | Resolved-LE received. - Due Diligence Vendor-04/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3930117 | N/A | N/A |
| XXXX | XXXX |  | 63246423 | Closed | 2025-04-14 12:51 | 2025-04-16 15:40 | Resolved | 1 - Information | Compliance | Disclosure | TILA: NORTC Missing for one or more borrowers/vested parties | Resolved-TILA: Notice of Right to Cancel is provided - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-04/15/2025 <br>Open-TILA: NORTC Missing for one or more borrowers/vested parties The NORTC is missing for Borrower 1 and Borrower 2. - Due Diligence Vendor-04/14/2025 |  | Resolved-TILA: Notice of Right to Cancel is provided - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3853510 | N/A | N/A |
| XXXX | XXXX |  | 27353202 | Closed | 2025-04-04 11:41 | 2025-05-30 14:27 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/02/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements The borrower's loan application reflects $X,XXX.XX monthly Child Support debt, which is not documented in the loan file. Guidelines require a copy of the divorce decree, separation agreement, court order, or other equivalent documentation confirming the amount of the obligation to be obtained and retained in the loan file. - Due Diligence Vendor-04/04/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/02/2025<br>| Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Purchase | NA | 3781919 | N/A | N/A |
| XXXX | XXXX |  | 27353202 | Closed | 2025-04-04 11:38 | 2025-05-02 16:30 | Resolved | 1 - Information | Credit | Missing Doc | Missing Alimony/Child Support Documentation | Resolved-Divorce decree received. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/01/2025 <br> Open-Missing verification of the amount of alimony/child support. The borrower's loan application reflects $X,XXX.XX monthly Child Support debt, which is not documented in the loan file. Guidelines require a copy of the divorce decree, separation agreement, court order, or other equivalent documentation confirming the amount of the obligation to be obtained and retained in the loan file. - Due Diligence Vendor-04/04/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/01/2025<br>| Resolved-Divorce decree received. - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Purchase | NA | 3781897 | N/A | N/A |
| XXXX | XXXX |  | 27353202 | Closed | 2025-04-03 19:25 | 2025-04-16 15:43 | Resolved | 1 - Information | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-04/15/2025 <br>Open-Missing Third Party Fraud Report . - Due Diligence Vendor-04/04/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-04/15/2025<br>| Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Purchase | NA | 3777484 | N/A | N/A |
| XXXX | XXXX |  | 27353202 | Closed | 2025-04-04 11:37 | 2025-04-16 15:43 | Resolved | 1 - Information | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-04/16/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/15/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists . - Due Diligence Vendor-04/04/2025 |  | Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Primary Residence | Purchase | NA | 3781888 | N/A | N/A |
| XXXX | XXXX |  | 27353202 | Closed | 2025-04-04 11:28 | 2025-04-14 15:31 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/04/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/04/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3781853 | Investor Post-Close | No |
| XXXX | XXXX |  | 44342149 | Closed | 2025-04-22 18:12 | 2025-05-02 17:33 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-04/22/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3928945 | N/A | N/A |
| XXXX | XXXX |  | 85617308 | Closed | 2025-04-03 17:13 | 2025-04-03 17:13 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/03/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/03/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 3775191 | Investor Post-Close | No |
| XXXX | XXXX |  | 84956706 | Closed | 2025-04-28 16:50 | 2025-05-02 16:15 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br> Ready for Review-XXXX Severe Storm and Flooding (XXXX) is more than 1 year old. Post incident inspection report is required for disaster listed within last 6 months. - Buyer-05/01/2025 <br> Counter-XXXX Severe Storm and Flooding (XXXX) - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. XXXX XXXX County is not listed in any of disaster under FEMA site. - Buyer-04/30/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-04/28/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3981407 | N/A | N/A |
| XXXX | XXXX |  | 84956706 | Closed | 2025-04-26 00:51 | 2025-05-01 14:18 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received. - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. PFA HOA document for subject - Buyer-04/30/2025 <br>Open-Missing Evidence of HOA Dues for subject property. - Due Diligence Vendor-04/26/2025 |  | Resolved-Received. - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3970192 | N/A | N/A |
| XXXX | XXXX |  | 14807991 | Closed | 2025-04-25 19:21 | 2025-04-28 22:49 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged- Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The signed HUD in file is marked Estimated and there is no disbursement schedule. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/25/2025 |  | Acknowledged- Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The signed HUD in file is marked Estimated and there is no disbursement schedule. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/25/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3967380 | Investor Post-Close | No |
| XXXX | XXXX |  | 40626756 | Closed | 2025-04-21 11:33 | 2025-04-23 17:44 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-updated CD received. - Due Diligence Vendor-04/23/2025 <br> Ready for Review-Document Uploaded. updated CD with correct issue date attached. - Buyer-04/23/2025 <br> Open-The Final Closing Disclosure provided in the loan file has a clerical error to the issue date. Provide corrected CD with an accurate issue date of XX/XX/XXXX per the documentation provided in the loan file. Additional conditions may apply upon receipt of the corrected document. - Due Diligence Vendor-04/21/2025 |  | Resolved-updated CD received. - Due Diligence Vendor-04/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3912199 | N/A | N/A |
| XXXX | XXXX |  | 63850633 | Closed | 2025-04-30 15:37 | 2025-05-05 18:30 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/05/2025 <br> Ready for Review-Document Uploaded. Check provided in file is dated XX/XX/XXXX and XX/XX/XXXX and Note date isXX/XX/XXXX. Please find the attached document. - Buyer-05/05/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Guidelines require verification of the existence of the borrower's business through a third-party source within ten business days of the Note date for self-employment income. No verification in file. - Due Diligence Vendor-04/30/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4004705 | N/A | N/A |
| XXXX | XXXX |  | 63850633 | Closed | 2025-05-01 17:14 | 2025-05-01 17:56 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 48.12% exceeds Guideline DTI of 43% Guidelines allow a maximum DTI of 43% for loans with CLTV >80%. The Audited DTI was 48.12%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br>- Due Diligence Vendor-05/01/2025 |  | Waived-Audited DTI of 48.12% exceeds Guideline DTI of 43% Guidelines allow a maximum DTI of 43% for loans with CLTV >80%. The Audited DTI was 48.12%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br>- Due Diligence Vendor-05/01/2025<br>|  |  | 36+ months 0x30 housing payment history and no derogatory events. | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4017658 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 62413906 | Closed | 2025-04-21 19:47 | 2025-04-21 19:47 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 45.72% exceeds Guideline DTI of 43% As per lender guidelines DTI allows only up to 43%, however lender provided exception to go over 45% DTI with FICO of 666 and the compensating factors are reviewed and met. - Due Diligence Vendor-04/21/2025 |  | Waived-Audited DTI of 45.72% exceeds Guideline DTI of 43% As per lender guidelines DTI allows only up to 43%, however lender provided exception to go over 45% DTI with FICO of 666 and the compensating factors are reviewed and met. - Due Diligence Vendor-04/21/2025<br>|  |  | 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3919017 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 47431535 | Closed | 2025-04-16 14:51 | 2025-04-21 19:37 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-04/21/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) - Due Diligence Vendor-04/21/2025 <br> Ready for Review-Document Uploaded. Signed CD attached. - Buyer-04/21/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD is missing from the loan file. Additional conditions may apply. No Cure. - Due Diligence Vendor-04/16/2025 |  | Resolved-Resolved - Due Diligence Vendor-04/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3878273 | N/A | N/A |
| XXXX | XXXX |  | 61900989 | Closed | 2025-04-17 10:37 | 2025-05-30 14:29 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-04/24/2025 <br>Ready for Review-Document Uploaded. Please find the attached VVOE. - Buyer-04/23/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing VVOE dated within 10 business days from note date. - Due Diligence Vendor-04/17/2025 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-04/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3887396 | N/A | N/A |
| XXXX | XXXX |  | 61900989 | Closed | 2025-04-17 10:36 | 2025-04-24 15:00 | Cured | 2 - Non-Material | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Cured-. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-. - Due Diligence Vendor-04/24/2025 <br> Cured-Lender provided a VVOE dated post close. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-Document Uploaded. Please find the attached VVOE. - Buyer-04/23/2025 <br> Open-The VVOE in file is not dated within 10 business days from note date, as required by Guidelines. The Note date is XX/XX/XXXX and the VVOE is XX/XX/XXXX. - Due Diligence Vendor-04/17/2025 |  | Cured-. - Due Diligence Vendor-04/24/2025 <br>Cured-Lender provided a VVOE dated post close. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3887387 | N/A | N/A |
| XXXX | XXXX |  | 73997267 | Closed | 2025-04-18 13:16 | 2025-04-18 13:16 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Colorado (CO) Consumer Credit Code Violation: Refinance Disclosure is missing or not provided | Acknowledged-XXXX Consumer Credit Code Violation: Refinance Disclosure is missing or not provided This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/18/2025 |  | Acknowledged-Colorado Consumer Credit Code Violation: Refinance Disclosure is missing or not provided This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/18/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3899651 | Investor Post-Close | No |
| XXXX | XXXX |  | 80147520 | Closed | 2025-04-30 17:33 | 2025-04-30 17:33 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/30/2025 |  | Acknowledged-Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/30/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4006859 | Originator Post-Close | No |
| XXXX | XXXX |  | 93629589 | Closed | 2025-04-29 18:58 | 2025-05-02 18:06 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE received as trailing doc. Not previously provided. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. This was provided with the documents. Here it is again. - Buyer-05/02/2025 <br> Open-Loan Estimate dated XX/XX/XXXX is missing. Additional conditions may apply.<br> - Due Diligence Vendor-04/29/2025 |  | Resolved-LE received as trailing doc. Not previously provided. - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3996671 | N/A | N/A |
| XXXX | XXXX |  | 65645256 | Closed | 2025-04-16 19:11 | 2025-04-17 19:12 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/16/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/16/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3882429 | Investor Post-Close | No |
| XXXX | XXXX |  | 80172377 | Closed | 2025-04-30 20:42 | 2025-05-02 16:59 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-CD received. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please see attached CD dated XX/XX/XXXX - Seller-05/02/2025 <br> Open-Missing CD dated XX/XX/XXXX. Additional conditions may apply. - Due Diligence Vendor-04/30/2025 | Ready for Review-Document Uploaded. Please see attached CD dated XXXX - Seller-05/02/2025 | Resolved-CD received. - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4009585 | N/A | N/A |
| XXXX | XXXX |  | 80172377 | Closed | 2025-05-01 15:09 | 2025-05-02 16:54 | Resolved | 1 - Information | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Resolved-RCE provided. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Document Uploaded. Please find the attached RCE document. - Seller-05/02/2025 <br> Open-Hazard insurance provides $X,XXX.XX x 125%-$X,XXX.XX , which is insufficient to cover subject loan coverage and 1st lien ($X,XXX.XX) - Due Diligence Vendor-05/01/2025 | Ready for Review-Document Uploaded. Please find the attached RCE document. - Seller-05/02/2025<br>| Resolved-RCE provided. - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4015467 | N/A | N/A |
| XXXX | XXXX |  | 80172377 | Closed | 2025-04-29 15:05 | 2025-05-02 16:53 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/01/2025 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-04/29/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/01/2025<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3992439 | N/A | N/A |
| XXXX | XXXX |  | 80172377 | Closed | 2025-04-29 14:57 | 2025-05-02 16:52 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/02/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-04/29/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/02/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3992336 | N/A | N/A |
| XXXX | XXXX |  | 81779365 | Closed | 2025-04-29 14:32 | 2025-04-29 20:17 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/29/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3992015 | Originator Post-Close | No |
| XXXX | XXXX |  | 55936230 | Closed | 2025-04-17 16:09 | 2025-04-17 16:19 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated an EV2.<br>- Due Diligence Vendor-04/17/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated an EV2.<br>- Due Diligence Vendor-04/17/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3891308 | Originator Post-Close | No |
| XXXX | XXXX |  | 76732479 | Closed | 2025-04-29 15:02 | 2025-05-01 15:00 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. PFA Current HOI policy - Buyer-05/01/2025 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-04/29/2025 |  | Resolved-Hazard Insurance Effective Date of 05-09-2024 is prior to or equal to the Note Date of 04-16-2025 Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3992408 | N/A | N/A |
| XXXX | XXXX |  | 89749960 | Closed | 2025-04-30 16:36 | 2025-05-01 15:04 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br>- Due Diligence Vendor-04/30/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br>- Due Diligence Vendor-04/30/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4005919 | Investor Post-Close | No |
| XXXX | XXXX |  | 83484767 | Closed | 2025-04-29 14:47 | 2025-05-01 15:11 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/01/2025 <br>Open-Appraisal or other primary valuation product is missing - Due Diligence Vendor-04/29/2025 |  | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3992186 | N/A | N/A |
| XXXX | XXXX |  | 62749907 | Closed | 2025-06-03 10:44 | 2025-06-06 00:23 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-. - Due Diligence Vendor-06/06/2025 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided. Condition cleared. - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/05/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-06/03/2025 |  | Resolved-. - Due Diligence Vendor-06/06/2025 <br>Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided. Condition cleared. - Due Diligence Vendor-06/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4309629 | N/A | N/A |
| XXXX | XXXX |  | 62749907 | Closed | 2025-06-03 12:04 | 2025-06-04 17:17 | Waived | 2 - Non-Material | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-Delinquent Credit History Does Not Meet Guideline Requirements Credit report reflects derogatory credit in prior 12 months. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/03/2025 |  | Waived-Delinquent Credit History Does Not Meet Guideline Requirements Credit report reflects derogatory credit in prior 12 months. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/03/2025<br>|  |  | 1.CLTV is greater than 5% below the Maximum Qualifying<br> 2.DTI is greater than 5% below the Maximum Qualifying.<br> 3. Employment for an extended period at the same job | XX | Primary Residence | Refinance | Cash Out - Other | 4310175 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 17736960 | Closed | 2025-04-03 19:34 | 2025-05-12 21:05 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Document Uploaded. Document Uploaded. The insurance is on a 10 month payment plan so was already done for the year in November and there is no payment in December. Please find the attached LOE and HOI payment history. - Seller-05/09/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing hazard insurance amount for REO2 if paid by other-12 mo history required. - Due Diligence Vendor-04/16/2025 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. HOI monthly payment was made by person other than our borrower hence HOI premium was not considered in DTI. - Seller-04/16/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing hazard insurance amount for REO2. - Due Diligence Vendor-04/03/2025 | Ready for Review-Document Uploaded. Document Uploaded. The insurance is on a 10 month payment plan so was already done for the year in XXXXX and there is no payment in XXXXX. Please find the attached LOE and HOI payment history. - Seller-05/09/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. HOI monthly payment was made by person other than our borrower hence HOI premium was not considered in DTI. - Seller-04/16/2025 | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-05/12/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3777608 | N/A | N/A |
| XXXX | XXXX |  | 17736960 | Closed | 2025-04-10 17:09 | 2025-05-12 21:05 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/14/2025 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing 24 month mortgage history. - Due Diligence Vendor-04/10/2025 |  | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3829982 | N/A | N/A |
| XXXX | XXXX |  | 17736960 | Closed | 2025-04-10 17:03 | 2025-05-12 21:04 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Insurance for REO | Resolved-Sufficient documentation provided. - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Document Uploaded. The insurance is on a 10 month payment plan so was already done for the year in November and there is no payment in December. Please find the attached LOE and HOI payment history. - Buyer-05/09/2025 <br> Counter-XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. - Due Diligence Vendor-04/18/2025 <br> Ready for Review-Please find the attached document, 12 months payment by XXXXX is already provided. - Buyer-04/18/2025 <br> Counter-If the payment is to be excluded, 12 months' proof of payment by other is required. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. HOI Payment was made XXXX who is not our borrower. - Buyer-04/16/2025 <br> Open-Missing evidence of hazard insurance amount for REO2. Additional conditions may apply. - Due Diligence Vendor-04/10/2025 |  | Resolved-Sufficient documentation provided. - Due Diligence Vendor-05/12/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3829872 | N/A | N/A |
| XXXX | XXXX |  | 17736960 | Closed | 2025-04-03 19:13 | 2025-04-16 14:21 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-VOM received. - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-04/14/2025 <br>Open-As per GL, Max 0x30x6 and 1x30x24 mortgage payment history is required. Missing a 24-month payment history for the subject property.<br> - Due Diligence Vendor-04/03/2025 |  | Resolved-VOM received. - Due Diligence Vendor-04/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 3777234 | N/A | N/A |
| XXXX | XXXX |  | 17736960 | Closed | 2025-04-03 19:47 | 2025-04-10 17:36 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/03/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/03/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 3777809 | Investor Post-Close | No |
| XXXX | XXXX |  | 98347986 | Closed | 2025-05-08 11:13 | 2025-05-23 18:11 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-05/23/25-Flood insurance dec page provided. Premium added to PITI payment. No issues noted. - Due Diligence Vendor-05/23/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-05/23/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements . - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/22/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Flood Insurance policy is missing. - Due Diligence Vendor-05/08/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/22/2025<br>| Resolved-05/23/25-Flood insurance dec page provided. Premium added to PITI payment. No issues noted. - Due Diligence Vendor-05/23/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4079149 | N/A | N/A |
| XXXX | XXXX |  | 98347986 | Closed | 2025-05-06 19:12 | 2025-05-23 18:04 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-05/23/25-Flood insurance dec page in force at time of subject loan closing provided. Flood policy reflected sufficient dwelling coverage. Premium added to PITI payment. No issues noted. - Due Diligence Vendor-05/23/2025 <br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/22/2025 <br>Open-Missing Flood Insurance Policy Flood Insurance policy is missing. - Due Diligence Vendor-05/06/2025 |  | Resolved-05/23/25-Flood insurance dec page in force at time of subject loan closing provided. Flood policy reflected sufficient dwelling coverage. Premium added to PITI payment. No issues noted. - Due Diligence Vendor-05/23/2025 <br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4061010 | N/A | N/A |
| XXXX | XXXX |  | 98347986 | Closed | 2025-05-06 19:44 | 2025-05-21 14:05 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-COC dated XX/XX/XXXX was provided for the addition of the Property Disaster Report fee. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see attached COC done along with initial CD. - Seller-05/21/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The initial Loan Estimate reflects a Property Disaster Report fee of ($0.00). The Final Closing Disclosure reflects a Property Disaster Report fee of $X,XXX.XX . The loan file did not contain a valid COC to support the addition of the fee. No evidence of a tolerance cure was provided in file. A tolerance cure of ($X,XXX.XX) is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-05/06/2025 | Ready for Review-Document Uploaded. Please see attached COC done along with initial CD. - Seller-05/21/2025<br>| Resolved-COC datedXX/XX/XXXX was provided for the addition of the Property Disaster Report fee. Condition cleared. - Due Diligence Vendor-05/21/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4061592 | N/A | N/A |
| XXXX | XXXX |  | 98347986 | Closed | 2025-05-06 19:44 | 2025-05-21 14:04 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-COC dated XX/XX/XXXX was provided for the addition of the Property Disaster Report fee. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see attached COC done along with initial CD. - Buyer-05/21/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Inspection Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Property Disaster Report Fee was added on the Closing Disclosure datedXX/XX/XXXX without a valid COC. No Cure. - Due Diligence Vendor-05/06/2025 |  | Resolved-COC dated XX/XX/XXXX was provided for the addition of the Property Disaster Report fee. Condition cleared. - Due Diligence Vendor-05/21/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4061593 | N/A | N/A |
| XXXX | XXXX |  | 98347986 | Closed | 2025-05-07 15:51 | 2025-05-14 16:35 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 48.98% exceeds Guideline DTI of 43% Lender guideline states Max DTI is 45%. Despite this requirement, documentation in file indicates DTI is 48.98%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/07/2025 |  | Waived-Audited DTI of 48.98% exceeds Guideline DTI of 43% Lender guideline states Max DTI is 45%. Despite this requirement, documentation in file indicates DTI is 48.98%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/07/2025<br>|  |  | 1. Employment for an extended period at the same job.<br> 2. Credit score >/= 10+ points more than qualifying requirement.<br> 3. No derogatory events. | XX | Primary Residence | Refinance | Cash Out - Other | 4070301 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 69817814 | Closed | 2025-05-15 17:32 | 2025-05-23 19:38 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Brokerage statement was provided as proof of 3-year continuance of distribution income. Condition cleared. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/22/2025 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing documentation to confirm a minimum 3-year continuance for the XXXX XXXX Distribution income for borrower 1. - Due Diligence Vendor-05/20/2025 |  | Resolved-Brokerage statement was provided as proof of 3-year continuance of distribution income. Condition cleared. - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 4153264 | N/A | N/A |
| XXXX | XXXX |  | 69817814 | Closed | 2025-05-14 20:23 | 2025-05-23 19:38 | Resolved | 1 - Information | Credit | Missing Doc | Missing income documentation | Resolved-Brokerage statement was provided as proof of 3-year continuance of distribution income. Condition cleared. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/22/2025 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing documentation to confirm a minimum 3-year continuance for the XXXX XXXX Distribution income for borrower 1. - Due Diligence Vendor-05/20/2025 |  | Resolved-Brokerage statement was provided as proof of 3-year continuance of distribution income. Condition cleared. - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 4143485 | N/A | N/A |
| XXXX | XXXX |  | 70415696 | Closed | 2025-03-26 18:17 | 2025-05-08 18:27 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/08/2025 <br> Ready for Review-Document Uploaded. XXXX PCI report. - Buyer-05/05/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-03/26/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3701713 | N/A | N/A |
| XXXX | XXXX |  | 42793879 | Closed | 2025-04-23 17:51 | 2025-05-15 13:42 | Resolved | 1 - Information | Credit | Closing | Note payment does not equal calculated payment | Resolved-Revised, signed note received. - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. Please see attached updated NOTE - Buyer-05/14/2025 <br> Open-Note payment of $X,XXX.XX does not equal calculated payment of $X,XXX.XX . - Due Diligence Vendor-04/23/2025 |  | Resolved-Revised, signed note received. - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3940864 | N/A | N/A |
| XXXX | XXXX |  | 42793879 | Closed | 2025-04-22 14:27 | 2025-04-22 14:29 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated an EV2. - Due Diligence Vendor-04/22/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated an EV2. - Due Diligence Vendor-04/22/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3925152 | Investor Post-Close | No |
| XXXX | XXXX |  | #N/A | Closed | 2025-10-02 16:37 | 2025-10-02 16:38 | Waived | 2 - Non-Material | Credit | Missing Doc | The Appraisal is Missing | Waived-Lender provided exception for full appraisal dated prior to consummation with compensating factors. - Due Diligence Vendor-10/02/2025<br> Waived-Lender provided exception for a full appraisal dated prior to consummation and all lender compensating factors have been documented and validated. Condition waived. - Due Diligence Vendor-07/15/2025 <br> Ready for Review-Document Uploaded. We are not using Rental income. Please find attached Exception approved for using two AVMs - Buyer-06/06/2025 <br> Open-Appraisal not provided. Guidelines require a full appraisal for investor property with 2-4 units. - Due Diligence Vendor-06/02/2025 |  | Waived-Lender provided exception for full appraisal dated prior to consummation with compensating factors. - Due Diligence Vendor-10/02/2025<br>|  |  | 1. CLTV <5% below the Maximum Qualifying.<br> 2.Employment for an extended period at the same job.<br> 3. 36+ Months 0x30 housing payment history<br> 4. Credit score >/= 10+ points more than qualifying<br> 5. No derogatory events | XX | Investment | Refinance | Cash Out - Other | 5753724 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 39221163 | Closed | 2025-05-30 13:33 | 2025-06-02 11:49 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. <br> - Due Diligence Vendor-05/30/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. <br> - Due Diligence Vendor-05/30/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 4281814 | Investor Post-Close | No |
| XXXX | XXXX |  | 39221163 | Closed | 2025-06-02 11:08 | 2025-06-02 11:08 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Borrower 1 Gap Credit Report is Missing Lender Guideline states credit report date is within 45 days, however provided credit report is 60 days. Lender provided exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/02/2025 |  | Waived-Borrower 1 Gap Credit Report is Missing Lender Guideline states credit report date is within 45 days, however provided credit report is 60 days. Lender provided exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/02/2025<br>|  |  | Compensating Factors :<br> 1. CLTV <5% below the Maximum Qualifying.<br> 2.Employment for an extended period at the same job.<br> 3. 36+ Months 0x30 housing payment history.<br> Compensating factors are validated and verified. | XX | Investment | Refinance | Cash Out - Other | 4296045 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 16330658 | Closed | 2025-05-16 17:59 | 2025-05-23 17:12 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-05/23/2025-Clear property inspection report dated XX/XX/XXXX provided. - Due Diligence Vendor-05/23/2025 <br> Resolved-Post incident inspection provided - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/22/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/16/2025 |  | Resolved-05/23/2025-Clear property inspection report dated XX/XX/XXXX provided. - Due Diligence Vendor-05/23/2025 <br> Resolved-Post incident inspection provided - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4166439 | N/A | N/A |
| XXXX | XXXX |  | 91446688 | Closed | 2025-05-30 17:57 | 2025-07-15 14:36 | Waived | 2 - Non-Material | Credit | Missing Doc | Missing income documentation | Waived-The loan document has been provided in Euros; however, guideline requires all financial documents should be presented in U.S. Dollars. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/15/2025 <br>Waived-The loan document has been provided in Euros; however, guideline requires all financial documents should be presented in U.S. Dollars. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/03/2025 |  | Waived-The loan document has been provided in Euros; however, guideline requires all financial documents should be presented in U.S. Dollars. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/15/2025 <br>Waived-The loan document has been provided in Euros; however, guideline requires all financial documents should be presented in U.S. Dollars. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/03/2025<br>|  |  | LTV 10% or more under requirement <br> FICO 20 points above requirement <br> Residual income of $3k or more <br> Long term employment (over 5 years) <br>| XX | Investment | Refinance | Cash Out - Other | 4286358 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 11655068 | Closed | 2025-06-02 20:28 | 2025-06-12 17:02 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please find the attached exception form. - Buyer-06/11/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements due to B2 does not have 24 months employment history - Due Diligence Vendor-06/02/2025 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-06/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4304722 | N/A | N/A |
| XXXX | XXXX |  | 11655068 | Closed | 2025-06-02 20:26 | 2025-06-12 17:00 | Waived | 2 - Non-Material | Credit | Income/Employment | Borrower 2 Total Years Employment Verified is Less Than 24 Months | Waived-Exception received for employment history. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-Document Uploaded. Please find the attached exception form. - Buyer-06/11/2025 <br>Open-Borrower 2 Total Years Employment Verified is Less Than 24 Months as per GL minimum 24 months employment history required - Due Diligence Vendor-06/02/2025 |  | Waived-Exception received for employment history. - Due Diligence Vendor-06/12/2025<br>| XXXX |  | CLTV <5% below the Maximum Qualifying<br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4304693 | Investor Post-Close | No |
| XXXX | XXXX |  | 11655068 | Closed | 2025-06-02 15:29 | 2025-06-07 18:16 | Waived | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Investor provided approved exception with 2 valid compensating factors. Condition waived. - Due Diligence Vendor-06/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached Exception Form. - Buyer-06/06/2025 <br>Open-Audited Loan Amount of $650000 is greater than the Guideline Maximum Loan Amount of $500000 - Due Diligence Vendor-06/02/2025 |  | Waived-Investor provided approved exception with 2 valid compensating factors. Condition waived. - Due Diligence Vendor-06/07/2025<br>| XXXX |  | DTI <5% below the maximum qualifying<br> 36+ months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4299296 | Investor Post-Close | No |
| XXXX | XXXX |  | 15856933 | Closed | 2025-05-06 18:22 | 2025-05-14 13:45 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4060077 | Investor Post-Close | No |
| XXXX | XXXX |  | 10091566 | Closed | 2025-05-12 13:07 | 2025-06-04 13:19 | Resolved | 1 - Information | Credit | Eligibility | Audited CLTV Exceeds Guideline CLTV | Resolved-Audited CLTV of 78.31% is less than or equal to Guideline CLTV of 80%. AVM, loan approval, 1008, and 1003 provided disclosing updated value of $X,XXX.XX . CLTV using this value is 78.31% which meets lender guideline. Resolved. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. XXXX Revised 1008, 1003, Loan Approval and PCCD reflecting value of $X,XXX.XX - Seller-05/31/2025 <br> Counter-The 1008, final 1003, Loan Approval and final Closing Disclosure all indicate that the lower value of $X,XXX.XX was used in qualifying. Condition retained. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. broker & borrower was not satisfied with the loan amount & appraised value on AVM. They wanted to increase the loan amount and they were not satisfied with the value. So they provided their own AVM which was acceptable and value of $X,XXX.XX was supported with FSD. CLTV under 80%. - Buyer-05/21/2025 <br> Open-Audited CLTV of 82.65% exceeds Guideline CLTV of 80% AVM for subject property dated XX/XX/XXXX reflects value of $X,XXX.XX increasing the CLTV above GL max allowed for Fico score of 684. - Due Diligence Vendor-05/12/2025 | Ready for Review-Document Uploaded. XXXX Revised 1008, 1003, Loan Approval and PCCD reflecting value of $X,XXX.XX - Seller-05/31/2025 | Resolved-Audited CLTV of 78.31% is less than or equal to Guideline CLTV of 80%. AVM, loan approval, 1008, and 1003 provided disclosing updated value of $X,XXX.XX. CLTV using this value is 78.31% which meets lender guideline. Resolved. - Due Diligence Vendor-06/04/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4111384 | N/A | N/A |
| XXXX | XXXX |  | 10091566 | Closed | 2025-05-12 13:07 | 2025-06-04 13:19 | Resolved | 1 - Information | Credit | Eligibility | Audited HCLTV Exceeds Guideline HCLTV | Resolved-Audited CLTV of 78.31% is less than or equal to Guideline CLTV of 80%. AVM, loan approval, 1008, and 1003 provided disclosing updated value of $X,XXX.XX . CLTV using this value is 78.31% which meets lender guideline. Resolved. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. XXXX Revised 1008, 1003, Loan Approval and PCCD reflecting value of $X,XXX.XX - Seller-05/31/2025 <br> Counter-The 1008, final 1003, Loan Approval and final Closing Disclosure all indicate that the lower value of $X,XXX.XX was used in qualifying. Condition retained. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. broker & borrower was not satisfied with the loan amount & appraised value on AVM. They wanted to increase the loan amount and they were not satisfied with the value. So they provided their own AVM which was acceptable and value of $X,XXX.XX was supported with FSD. CLTV under 80%. - Buyer-05/21/2025 <br> Open-Audited HLTV of 82.65% exceeds Guideline HCLTV of 80% - Due Diligence Vendor-05/12/2025 | Ready for Review-Document Uploaded. XXXX Revised 1008, 1003, Loan Approval and PCCD reflecting value of $X,XXX.XX - Seller-05/31/2025 <br> Ready for Review-Document Uploaded. broker & borrower was not satisfied with the loan amount & appraised value on AVM. They wanted to increase the loan amount and they were not satisfied with the value. So they provided their own AVM which was acceptable and value of $X,XXX.XX was supported with FSD. CLTV under 80%. - Seller-05/21/2025 | Resolved-Audited HLTV of 78.31% is less than or equal to Guideline HCLTV of 80%. AVM, loan approval, 1008, and 1003 provided disclosing updated value of $X,XXX.XX. CLTV using this value is 78.31% which meets lender guideline. Resolved. - Due Diligence Vendor-06/04/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4111385 | N/A | N/A |
| XXXX | XXXX |  | 10091566 | Closed | 2025-05-06 17:01 | 2025-06-04 13:19 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-06/04/2025 <br> Resolved-Military Leave and Earnings Statement within 120 days of Note is acceptable for VVOE per XXXX XXXX guidelines. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Defense Military Leave & Earning statements are monthly statement valid for 30 calendar days for VVOE. below is XXXX link<br> XXXX - Buyer-05/21/2025 <br> Open-ATR Risk - Employment validation/verification standards do not meet requirements - Due Diligence Vendor-05/06/2025 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-06/04/2025 <br>Resolved-Military Leave and Earnings Statement within 120 days of Note is acceptable for VVOE per Fannie Mae guidelines. Condition cleared. - Due Diligence Vendor-05/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4058598 | N/A | N/A |
| XXXX | XXXX |  | 10091566 | Closed | 2025-05-06 12:28 | 2025-05-21 14:34 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Military Leave and Earnings Statement within 120 days of Note is acceptable for VVOE per XXXX XXXX guidelines. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Defense Military Leave & Earning statements are monthly statement valid for 30 calendar days for VVOE. below is XXXX link<br> XXXX Seller-05/21/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Missing 3rd Party Verification of Employment through a third-party source. The paystub provided in file was date XX/XX/XXXX, which was 14 business days from closing date XX/XX/XXXX. - Due Diligence Vendor-05/06/2025 | Ready for Review-Document Uploaded. Defense Military Leave & Earning statements are monthly statement valid for 30 calendar days for VVOE. below is XXXX link<br> XXXX - Seller-05/21/2025 | Resolved-Military Leave and Earnings Statement within 120 days of Note is acceptable for VVOE per Fannie Mae guidelines. Condition cleared. - Due Diligence Vendor-05/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4054038 | N/A | N/A |
| XXXX | XXXX |  | 89675251 | Closed | 2025-05-13 13:22 | 2025-05-23 19:52 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Complete income documentation was provided. Condition cleared. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents. - Buyer-05/23/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing income documentation. - Due Diligence Vendor-05/13/2025 |  | Resolved-Complete income documentation was provided. Condition cleared. - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4125377 | N/A | N/A |
| XXXX | XXXX |  | 89675251 | Closed | 2025-05-13 13:26 | 2025-05-23 19:51 | Resolved | 1 - Information | Credit | Missing Doc | Missing income documentation | Resolved-Complete income documentation was provided. Condition cleared. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached documents. - Buyer-05/23/2025 <br> Open-Missing verification of pension incomes of $X,XXX.XX and $X,XXX.XX. Additionally, loan was qualified with Social Security income of $X,XXX.XX. Loan file contained XXXX 1099 Social Security Benefit Statement. This does not verify start date/period covered. Assuming one month benefit of $X,XXX.XX, benefit is standard retirement (A suffix on Box 8), only 15% is non-taxable, grossed up benefit is only $X,XXX.XX vs. lender qualifying income of $X,XXX.XX. Provide more recent SS award letter of XXXX 1099. - Due Diligence Vendor-05/13/2025 |  | Resolved-Complete income documentation was provided. Condition cleared. - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4125435 | N/A | N/A |
| XXXX | XXXX |  | 89675251 | Closed | 2025-05-20 13:38 | 2025-05-20 13:48 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Final CD in file does not match the figures reflected on the final Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2025 |  | Acknowledged-Final CD in file does not match the figures reflected on the final Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4190121 | Investor Post-Close | No |
| XXXX | XXXX |  | 40024251 | Closed | 2025-04-29 15:36 | 2025-05-19 17:07 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for REO1 | Resolved-HOA statement provided. Finding resolved. - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/16/2025 <br> Open-Missing Evidence of HOA Dues for REO1 REO located on final loan application section 3b reflects monthly insurance, taxes, association dues of $X,XXX.XX. Documentation to support this fee is not provided in the loan file. - Due Diligence Vendor-04/29/2025 |  | Resolved-HOA statement provided. Finding resolved. - Due Diligence Vendor-05/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3993178 | N/A | N/A |
| XXXX | XXXX |  | 27711806 | Closed | 2025-05-15 17:05 | 2025-05-27 11:57 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Initial LE dated $X,XXX.XX was provided. Condition cleared. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Document Uploaded. Please see attached Initial LE - Buyer-05/26/2025 <br> Open-The Initial Disclosure Date $X,XXX.XX) is more than 3 business days from the Application Date ($X,XXX.XX). Three business days from the Application Date is ($X,XXX.XX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The application date is XX/XX/XXXX; however, the initial LE in file is dated XX/XX/XXXX. Per the Lender's Disclosure Tracking summary in file, the file is missing the Initial loan Estimate dated XX/XX/XXXX. Additional conditions may apply.<br>- Due Diligence Vendor-05/15/2025 |  | Resolved-Initial LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/27/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4152859 | N/A | N/A |
| XXXX | XXXX |  | 27711806 | Closed | 2025-05-15 15:35 | 2025-05-15 15:35 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Homeownership Counseling Organizations Disclosure Missing or Incomplete | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/15/2025 |  | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4151114 | Investor Post-Close | No |
| XXXX | XXXX |  | 49220521 | Closed | 2025-05-13 20:33 | 2025-05-27 12:22 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Initial LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Document Uploaded. Please see attached LE - Buyer-05/26/2025 <br> Open-Tracking disclosure shows an initial LE was issued on XX/XX/XXXX. This LE is not in file. Compliance will be re-reviewed upon receipt of the LE. Additional conditions may apply. - Due Diligence Vendor-05/13/2025 |  | Resolved-Initial LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/27/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4132198 | N/A | N/A |
| XXXX | XXXX |  | 17104971 | Closed | 2025-05-06 19:55 | 2025-05-14 18:03 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Received revised CD. Condition cleared. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. Please see attached CD dated XXXX - Buyer-05/14/2025 <br> Open-Missing revised Closing Disclosure dated XX/XX/XXXX as per disclosure tracking summary in file. Additional conditions may apply when this Closing Disclosure is received. - Due Diligence Vendor-05/06/2025 |  | Resolved-Received revised CD. Condition cleared. - Due Diligence Vendor-05/14/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4061781 | N/A | N/A |
| XXXX | XXXX |  | 17104971 | Closed | 2025-05-06 19:50 | 2025-05-12 19:58 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4061694 | Investor Post-Close | No |
| XXXX | XXXX |  | 65203804 | Closed | 2025-05-13 14:11 | 2025-05-19 12:08 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | RESPA: AfBA Disclosure not provided timely | Acknowledged-RESPA: AfBA Disclosure Date of XX/XX/XXXX is not dated within three business days of Application Date of XX/XX/XXXX, This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2025 |  | Acknowledged-RESPA: AfBA Disclosure Date of XX/XX/XXXX is not dated within three business days of Application Date of 03/20/2025, This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4126090 | Investor Post-Close | No |
| XXXX | XXXX |  | 40675745 | Closed | 2025-04-29 15:04 | 2025-05-12 21:15 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Document Uploaded. CD attached - Buyer-05/12/2025 <br> Counter-Please provide the XX/XX/XXXX CD. It has not been provided. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Initial CD was disclosed on XX/XX/XXXX, it was not acknowledged by the borrower, so assuming 6 biz days, the earliest closing would be XX/XX/XXXX, which is in compliance with the actual consummation date of XX/XX/XXXX. Please waive this condition. - Buyer-05/02/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial closing disclosure dated XX/XX/XXXX is missing. Additional conditions may apply. - Due Diligence Vendor-04/29/2025 |  | Resolved-Resolved - Due Diligence Vendor-05/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3992426 | N/A | N/A |
| XXXX | XXXX |  | 56104590 | Closed | 2025-05-06 16:53 | 2025-05-14 17:48 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-. - Due Diligence Vendor-05/14/2025 <br> Resolved-Received Initial CD. Condition cleared. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. Please see attached initial CD and audit trail reflecting the same was viewed by both Borrower and cobwr on XX/XX/XXXX itself. - Buyer-05/14/2025 <br> Open-The Initial Closing Disclosure Received Date of (XX/XX/XXXX) is not three business days before the consummation date of (XX/XX/XXXX). Three business days before the consummation date is (XX/XX/XXXX). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction no later than three business days before consummation. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The initial CD is missing from the loan file. Additional conditions may apply. No Cure. - Due Diligence Vendor-05/06/2025 |  | Resolved-. - Due Diligence Vendor-05/14/2025 <br>Resolved-Received Initial CD. Condition cleared. - Due Diligence Vendor-05/14/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4058461 | N/A | N/A |
| XXXX | XXXX |  | 56104590 | Closed | 2025-05-06 17:04 | 2025-05-06 17:04 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4058683 | Investor Post-Close | No |
| XXXX | XXXX |  | 56904484 | Closed | 2025-05-16 12:46 | 2025-05-20 19:11 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/16/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/16/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4161898 | Investor Post-Close | No |
| XXXX | XXXX |  | 56904484 | Closed | 2025-05-15 15:28 | 2025-05-20 19:10 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-05/15/2025 |  | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-05/15/2025<br>|  |  | CLTV <5% below the Maximum Qualifying <br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4150965 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 56904484 | Closed | 2025-05-16 13:16 | 2025-05-20 19:09 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Waived-Borrower 2 Gap Credit Report is Missing Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-05/16/2025 |  | Waived-Borrower 2 Gap Credit Report is Missing Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated - Due Diligence Vendor-05/16/2025<br>|  |  | CLTV <5% below the Maximum Qualifying <br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4162190 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 32680666 | Closed | 2025-05-06 13:46 | 2025-05-21 14:57 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Reuploading LE - Buyer-05/21/2025 <br> Counter-document is corrupt-please re-upload<br> - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. Please see attached LE dated XX/XX/XXXX - Buyer-05/14/2025 <br> Open-Missing Loan Estimate dated XX/XX/XXXX as per disclosure tracking summary available in the file. Additional conditions may apply upon receipt of the Loan Estimate. - Due Diligence Vendor-05/06/2025 |  | Resolved-LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/21/2025 | XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4055039 | N/A | N/A |
| XXXX | XXXX |  | 72259153 | Closed | 2025-05-13 12:53 | 2025-05-19 16:59 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Photo ID is expired | Resolved-Documentation provided confirms Notary accepted expired ID with 2 witnesses. Finding resolved. - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. There is email confirmation from Title that says that the notary is going to accept the expired ID with two witnesses. Please find the attached document. - Buyer-05/16/2025 <br> Open-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. Borrower photo ID expiration date is XX/XX/XXXX and is prior to the note date. - Due Diligence Vendor-05/15/2025 |  | Resolved-Documentation provided confirms Notary accepted expired ID with 2 witnesses. Finding resolved. - Due Diligence Vendor-05/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4124999 | N/A | N/A |
| XXXX | XXXX |  | 72259153 | Closed | 2025-05-13 15:23 | 2025-05-15 18:24 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-05/13/2025 |  | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-05/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4127471 | Investor Post-Close | No |
| XXXX | XXXX |  | 79704478 | Closed | 2025-05-13 18:10 | 2025-07-15 15:47 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-07/15/2025 <br> Resolved-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Award letter received. - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. XXXX current receipt 2 months to verify borrower received ssi on behalf of others also as per 4-2-6-13a Types of Fixed Income and Documentation Requirements - we do not need three years continuance.- - only need - Award letter or 1099 for Social Security Income (received for oneself or on behalf of others) - Seller-05/15/2025 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Borrower receives Social Security benefit on behalf of an individual who is not a borrower on the subject loan. Lender used this income to qualify, and file contains a benefit letter from Social Security. XXXX B3-3.1-09 Other Sources of Income - Social Security Income requires proof of current receipt and evidence of three years continuance in addition to the benefit letter. File is missing evidence of current receipt and evidence of three years continuance. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. XXXX current receipt 2 months to verify borrower received ssi on behalf of others also as per 4-2-6-13a Types of Fixed Income and Documentation Requirements - we do not need three years continuance.- - only need - Award letter or 1099 for Social Security Income (received for oneself or on behalf of others) - Seller-05/15/2025 | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-07/15/2025 <br>Resolved-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Award letter received. - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4130006 | N/A | N/A |
| XXXX | XXXX |  | 79704478 | Closed | 2025-05-13 18:23 | 2025-05-15 18:57 | Resolved | 1 - Information | Credit | Missing Doc | Missing Proof of Other Income - Pension, Retirement, Disability (Borrower) | Resolved-Sufficient documentation provided. - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. XXXX current receipt 2 months to verify borrower received ssi on behalf of others also as per 4-2-6-13a Types of Fixed Income and Documentation Requirements - we do not need three years continuance.- - only need - Award letter or 1099 for Social Security Income (received for oneself or on behalf of others) - Seller-05/15/2025 <br> Open-There is no verification of the other income used to qualify. There should be an award letter/pension letter or current 1099 for Borrower1's other retirement, pension, disability type of income in file. Borrower receives Social Security benefit on behalf of an individual who is not a borrower on the subject loan. Lender used this income to qualify, and file contains a benefit letter from Social Security. XXXX B3-3.1-09 Other Sources of Income - Social Security Income requires proof of current receipt and evidence of three years continuance in addition to the benefit letter. File is missing evidence of current receipt and evidence of three years continuance. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. XXXX current receipt 2 months to verify borrower received ssi on behalf of others also as per 4-2-6-13a Types of Fixed Income and Documentation Requirements - we do not need three years continuance.- - only need - Award letter or 1099 for Social Security Income (received for oneself or on behalf of others) - Seller-05/15/2025 | Resolved-Sufficient documentation provided. - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4130220 | N/A | N/A |
| XXXX | XXXX |  | 79704478 | Closed | 2025-05-07 09:01 | 2025-05-15 18:57 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Audited DTI of 49.93% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. Corrections are made to reflect the subject property monthly payment as$X,XXX.XX . DTI is still in tolerance as borrower SSI income was increased to $X,XXX.XX from $X,XXX.XX which would give $X,XXX.XX after gross up . Please find the attached SSI Award letter, 1008 and 1003 - Seller-05/15/2025 <br> Open-Audited DTI of 50.36% exceeds Guideline DTI of 50% Form 1008 Uniform Underwriting and Transmittal Summary shows Lender approved loan with a 49.70% DTI. Form 1008 also shows Lender used a qualifying payment of $X,XXX.XX per month for the subject loan. The Note shows the fixed monthly payment for the subject loan is $X,XXX.XX . This caused the DTI to go to 50.36% and exceed Guideline maximum of 50%. If a Buydown of the rate was done, file does not contain the Buydown agreement and schedule. - Due Diligence Vendor-05/07/2025 | Ready for Review-Document Uploaded. Corrections are made to reflect the subject property monthly payment as $X,XXX.XX. DTI is still in tolerance as borrower SSI income was increased to $X,XXX.XX from $X,XXX.XX which would give $$X,XXX.XX after gross up . Please find the attached SSI Award letter, 1008 and 1003 - Seller-05/15/2025 | Resolved-Audited DTI of 49.93% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4065925 | N/A | N/A |
| XXXX | XXXX |  | 69137067 | Closed | 2025-05-15 12:49 | 2025-06-04 13:39 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided. Paystub dated within 10 days of close provided to confirm employment. Resolved. - Due Diligence Vendor-06/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached paystub dated within 10 days of closing. - Buyer-06/02/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/15/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided. Paystub dated within 10 days of close provided to confirm employment. Resolved. - Due Diligence Vendor-06/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4148635 | N/A | N/A |
| XXXX | XXXX |  | 69137067 | Closed | 2025-05-15 12:49 | 2025-06-04 13:39 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2). Paystub dated within 10 days of close provided to confirm employment. Resolved. - Due Diligence Vendor-06/04/2025 <br>Ready for Review-Document Uploaded. Please find the attached paystub dated within 10 days of closing. - Buyer-06/02/2025 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/15/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2). Paystub dated within 10 days of close provided to confirm employment. Resolved. - Due Diligence Vendor-06/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4148636 | N/A | N/A |
| XXXX | XXXX |  | 69137067 | Closed | 2025-05-15 14:39 | 2025-05-20 19:27 | Waived | 2 - Non-Material | Credit | Eligibility | Years on the job does not meet guideline requirements | Waived-C (B 2) year employment will be completed on XXXX, 20 days left for 2 years of history. Lender provided approved exception dated prior to consummation and all lender compensation factors have been documented and validated. - Due Diligence Vendor-05/15/2025 |  | Waived-C (B 2) year employment will be completed onXX/XX/XXXX , 20 days left for 2 years of history. Lender provided approved exception dated prior to consummation and all lender compensation factors have been documented and validated. - Due Diligence Vendor-05/15/2025 |  |  | 1. Credit Score >1= 10+ Points more than qualifying <br> 2. 36+ Months 0x30 housing payment history <br> 3. No derogatory events  | XX | Primary Residence | Refinance | Cash Out - Other | 4149939 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 38203362 | Closed | 2025-05-12 18:10 | 2025-05-21 15:07 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-05/21/2025 <br> Open-Loan Estimate on XX/XX/XXXX is missing. Disclosure tracking sheet showing there are 3 LE was sent to borrower however 2 LE is present in the loan file. 1LE is missing. - Due Diligence Vendor-05/12/2025 |  | Resolved-LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/21/2025 | XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4117497 | N/A | N/A |
| XXXX | XXXX |  | 19565206 | Closed | 2025-05-07 12:34 | 2025-07-15 15:54 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. XXXX Lease agreement and 3 months bank statement - Buyer-05/14/2025 <br> Open-ATR Risk - Credit History taken into consideration does not meet requirements Borrower currently renting with a payment of $X,XXX.XX per month. Guidelines require 6-month payment history using canceled checks, bank statements, direct verification from a management company or landlord or fully executed lease and 2 months' canceled checks. - Due Diligence Vendor-05/07/2025 |  | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4067224 | N/A | N/A |
| XXXX | XXXX |  | 19565206 | Closed | 2025-05-07 13:36 | 2025-05-21 15:16 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-05/21/2025 <br> Open-As per disclosure tracking, Revised LE sent on 04/03/2025. However, The LE, dated (XX/XX/XXXX), is missing from the loan file. Additional conditions may apply. <br> - Due Diligence Vendor-05/07/2025 |  | Resolved-LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/21/2025 | XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4068021 | N/A | N/A |
| XXXX | XXXX |  | 19565206 | Closed | 2025-05-07 14:44 | 2025-05-15 15:32 | Resolved | 1 - Information | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. PFA Lease agreement and 3 months bank statement - Buyer-05/14/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Borrower currently renting with a payment of $X,XXX.XX per month. Guidelines require 6-month payment history using canceled checks, bank statements, direct verification from a management company or landlord or fully executed lease and 2 months' canceled checks. - Due Diligence Vendor-05/07/2025 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4069082 | N/A | N/A |
| XXXX | XXXX |  | 21059153 | Closed | 2025-04-18 11:52 | 2025-05-08 18:24 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/08/2025 <br> Ready for Review-Document Uploaded. XXXX PCI report - Buyer-05/05/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-04/18/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3898933 | N/A | N/A |
| XXXX | XXXX |  | 42974427 | Closed | 2025-05-12 11:35 | 2025-05-23 18:48 | Resolved | 1 - Information | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-5/23/25-Drive report provided. No issues noted. - Due Diligence Vendor-05/23/2025 <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/22/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-05/12/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/22/2025<br>| Resolved-5/23/25-XXXXreport provided. No issues noted. - Due Diligence Vendor-05/23/2025 <br> Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4110433 | N/A | N/A |
| XXXX | XXXX |  | 42974427 | Closed | 2025-05-12 11:35 | 2025-05-23 18:48 | Resolved | 1 - Information | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-5/23/25-XXXX report provided. No issues noted. - Due Diligence Vendor-05/23/2025 <br> Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/22/2025 <br> Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-05/12/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/22/2025<br>| Resolved-5/23/25-XXXX report provided. No issues noted. - Due Diligence Vendor-05/23/2025 <br> Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4110432 | N/A | N/A |
| XXXX | XXXX |  | 42974427 | Closed | 2025-05-12 11:35 | 2025-05-23 18:47 | Resolved | 1 - Information | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-5/23/25-XXXX report provided. No issues noted. - Due Diligence Vendor-05/23/2025 <br> Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/22/2025 <br> Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-05/12/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/22/2025<br>| Resolved-5/23/25-XXXX report provided. No issues noted. - Due Diligence Vendor-05/23/2025 <br> Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4110431 | N/A | N/A |
| XXXX | XXXX |  | 18483379 | Closed | 2025-05-14 20:09 | 2025-05-27 13:17 | Resolved | 1 - Information | Compliance | Missing Doc | Final Closing Disclosure is missing or incomplete | Resolved-5/27/25-PCCD provided. Compliance resubmitted/cleared. No issues noted. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD - Buyer-05/26/2025 <br> Open-Final Closing Disclosure is missing or incomplete Subject loan closed in a dry funding state. File has a Closing Disclosure signed at closing, which is the last issued that is in file. File also has a Final Settlement Statement. The 2nd lien payoff amount on the Final Settlement Statement was $X,XXX.XX and the Recording Fees were $X,XXX.XX and $X,XXX.XX for a total of $X,XXX.XX . The Closing Disclosure signed at closing reflects a 2nd lien payoff of $X,XXX.XX and Recording Fees of $X,XXX.XX . File is missing a Final Closing Disclosure matching to the Final Settlement Statement. Addition conditions may apply when received. - Due Diligence Vendor-05/14/2025 |  | Resolved-5/27/25-PCCD provided. Compliance resubmitted/cleared. No issues noted. - Due Diligence Vendor-05/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4143267 | N/A | N/A |
| XXXX | XXXX |  | 67830342 | Closed | 2025-05-06 15:08 | 2025-05-09 20:19 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025<br>|  |  |  | XX | Second Home | Refinance | Cash Out - Other | 4056508 | Investor Post-Close | No |
| XXXX | XXXX |  | 59747926 | Closed | 2025-05-09 18:22 | 2025-05-21 15:24 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Final CD dated $X,XXX.XX does not match the final figures reflected on the final Settlement Statement dated $X,XXX.XX provided by the Lender (it matches Estimated Settlement Statement dated $X,XXX.XX). This is a non-material finding and will be rated a B for all agencies. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see attached final HUD - Buyer-05/21/2025 <br> Counter-Received an Estimated HUD already reviewed. The file does not contain a Final HUD (signed or unsigned) or Disbursement ledger to determine final fees. Condition remains. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. Please see attached signed ALTA - Buyer-05/14/2025 <br> Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/09/2025 |  | Acknowledged-Final CD dated XX/XX/XXXX does not match the final figures reflected on the final Settlement Statement dated XX/XX/XXXX provided by the Lender (it matches Estimated Settlement Statement dated XX/XX/XXXX). This is a non-material finding and will be rated a B for all agencies. - Due Diligence Vendor-05/21/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4098418 | Investor Post-Close | No |
| XXXX | XXXX |  | 59747926 | Closed | 2025-05-07 12:45 | 2025-05-15 15:39 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. XXXX Appraisal report - Buyer-05/14/2025 <br> Open-Appraisal or other primary valuation product is missing Final CD reflects fee of $X,XXX.XX paid POC for appraisal. - Due Diligence Vendor-05/07/2025 |  | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4067381 | N/A | N/A |
| XXXX | XXXX |  | 32921217 | Closed | 2025-05-12 19:37 | 2025-05-19 18:06 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 46.88% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/12/2025 |  | Waived-Audited DTI of 46.88% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/12/2025<br>|  |  | 1) FICO 20 points above requirement <br> 2)Long term employment (over 5 years)<br> 3)Long term home ownership (over 5 years) | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4119073 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 32921217 | Closed | 2025-05-13 11:21 | 2025-05-19 18:02 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-05/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. <br> - Due Diligence Vendor-05/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4124177 | Investor Post-Close | No |
| XXXX | XXXX |  | 37009091 | Closed | 2025-05-12 13:48 | 2025-07-15 15:56 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/15/2025 <br>Resolved-HOA Statement provided. Finding resolved. - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/19/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements ATR Risk - Monthly Assessment payment do not meet requirements due to HOA Document is missing in the package. - Due Diligence Vendor-05/12/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/15/2025 <br>Resolved-HOA Statement provided. Finding resolved. - Due Diligence Vendor-05/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4112002 | N/A | N/A |
| XXXX | XXXX |  | 37009091 | Closed | 2025-05-12 14:04 | 2025-05-19 16:51 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-HOA Statement provided. Finding resolved. - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/19/2025 <br>Open-Subject property HOA document is missing in the loan file. - Due Diligence Vendor-05/12/2025 |  | Resolved-HOA Statement provided. Finding resolved. - Due Diligence Vendor-05/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4112249 | N/A | N/A |
| XXXX | XXXX |  | 74429212 | Closed | 2025-05-07 18:11 | 2025-05-21 15:43 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Initial LE dated XX/XX/XXXX. was provided. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-05/21/2025 <br> Open-Missing initial Loan Estimate dated XX/XX/XXXX as per disclosure tracking disclosures in file. Compliance to be reviewed upon initial loan estimate. Additional findings may apply. - Due Diligence Vendor-05/07/2025 |  | Resolved-Initial LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/21/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4072568 | N/A | N/A |
| XXXX | XXXX |  | 74429212 | Closed | 2025-05-21 15:38 | 2025-05-21 15:42 | Resolved | 1 - Information | Compliance | Fees:Limited | Washington - Discount Points | Resolved-Undiscounted Rate of 7.875% per Mavent report. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Open-The XXXX Administrative Code requires the discount points actually lower the rate. The note rate (7.375%) is not lower than the undiscounted rate (0.0%). XXX XXXX. . - Due Diligence Vendor-05/21/2025 |  | Resolved-Undiscounted Rate of 7.875% per Mavent report. Condition cleared. - Due Diligence Vendor-05/21/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4204933 | N/A | N/A |
| XXXX | XXXX |  | 74429212 | Closed | 2025-05-06 19:15 | 2025-05-13 13:23 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4061091 | Investor Post-Close | No |
| XXXX | XXXX |  | 76625469 | Closed | 2025-05-06 15:23 | 2025-05-16 16:33 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/16/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/06/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4056812 | N/A | N/A |
| XXXX | XXXX |  | 76625469 | Closed | 2025-05-06 16:42 | 2025-05-09 15:43 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/06/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4058220 | Investor Post-Close | No |
| XXXX | XXXX |  | 72980795 | Closed | 2025-05-07 12:56 | 2025-05-14 17:02 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Per lender rebuttal: on XX/XX/XXXX there was no revised CD. The entry on Disclosure tracking is of the Final Closing package we released. Condition cleared. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-on XX/XX/XXXX there was no revised CD. The entry on Disclosure tracking is of the Final Closing package we released. Please advise if a revised disclosure tracking is required. - Buyer-05/14/2025 <br> Open-Missing revised CD dated XX/XX/XXXX as per Disclosure tracking Summary. - Due Diligence Vendor-05/07/2025 |  | Resolved-Per lender rebuttal: on XX/XX/XXXX there was no revised CD. The entry on Disclosure tracking is of the Final Closing package we released. Condition cleared. - Due Diligence Vendor-05/14/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4067481 | N/A | N/A |
| XXXX | XXXX |  | 71740378 | Closed | 2025-05-14 10:50 | 2025-05-16 18:15 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Dry Funding State - Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/14/2025 |  | Acknowledged-Dry Funding State - Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/14/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4135882 | Investor Post-Close | No |
| XXXX | XXXX |  | 24175788 | Closed | 2025-06-09 20:03 | 2025-06-24 16:54 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-06/24/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/20/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing Flood insurance premium amount. - Due Diligence Vendor-06/09/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-06/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4386111 | N/A | N/A |
| XXXX | XXXX |  | 24175788 | Closed | 2025-06-09 20:02 | 2025-06-24 16:51 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/20/2025 <br>Open-Missing Flood Insurance Policy - Due Diligence Vendor-06/09/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-06/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4386075 | N/A | N/A |
| XXXX | XXXX |  | 45439542 | Closed | 2025-05-07 14:47 | 2025-05-15 16:08 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. Borrower is XXXX and taxes aren't public. Using escrow-MIP-HOI. As 1st Mortgage is escrowed it should not be issue. Same comments are updated on 1008 too - Buyer-05/14/2025 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Tax document/information is missing. - Due Diligence Vendor-05/07/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4069134 | N/A | N/A |
| XXXX | XXXX |  | 45439542 | Closed | 2025-05-07 14:23 | 2025-05-15 16:07 | Resolved | 1 - Information | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. Borrower is XXXX and taxes aren't public. Using escrow-MIP-HOI. As 1st Mortgage is escrowed it should not be issue. Same comments are updated on 1008 too - Buyer-05/14/2025 <br> Open-Missing Evidence of Property Tax - Due Diligence Vendor-05/07/2025 |  | Resolved-Evidence of Property Tax is present - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4068771 | N/A | N/A |
| XXXX | XXXX |  | 25806903 | Closed | 2025-06-13 15:39 | 2025-06-23 14:06 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Borrower 1 Gap Credit Report is Missing Credit refresh required when the credit report is older than 45 days from the Note date. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/13/2025 |  | Waived-Borrower 1 Gap Credit Report is Missing Credit refresh required when the credit report is older than 45 days from the Note date. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/13/2025<br>|  |  | Compensating factors are met<br> 1. CLTV 15% or more under requirement<br> 2. Employment of 5 years on the same job<br> 3. 36+ Months 0\*30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4441104 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 25806903 | Closed | 2025-06-23 14:02 | 2025-06-23 14:03 | Waived | 2 - Non-Material | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Waived-Exception required to use XXXX income averaged over 6 months due to borrower illness. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/23/2025 |  | Waived-Exception required to use XXXX income averaged over 6 months due to borrower illness. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/23/2025 |  |  | Compensating factors:<br> 1. CLTV 15% or more under requirement<br> 2. Employment of 5 years on the same job<br> 3. 36+ Months 0\*30 housing payment history<br>| XX | Primary Residence | Refinance | Cash Out - Other | 4525986 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 27163215 | Closed | 2025-05-13 15:47 | 2025-06-04 10:28 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Resolved - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. Please see attached Post Consummation CD with proof of cure - Buyer-06/03/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate dated 03/29/2025 did not reflect any Transfer Taxes. The final CD dated XX/XX/XXXX reflects City/County Tax Stamps of $X,XXX.XX and State Tax Stamps of $X,XXX.XX . The loan file did not contain a valid COC to support the increase. A tolerance cure of $X,XXX.XX is required. Section J reflects a $0.00 tolerance cure. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-05/20/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4127854 | N/A | N/A |
| XXXX | XXXX |  | 27163215 | Closed | 2025-05-13 15:47 | 2025-06-04 10:28 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. Please see attached Post Consummation CD with proof of cure - Buyer-06/03/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate dated 03/29/2025 did not reflect any Transfer Taxes. The final CD dated XX/XX/XXXX reflects City/County Tax Stamps of $X,XXX.XX and State Tax Stamps of $X,XXX.XX . The loan file did not contain a valid COC to support the increase. A tolerance cure of $X,XXX.XX is required. Section J reflects a $0.00 tolerance cure. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-05/20/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4127855 | N/A | N/A |
| XXXX | XXXX |  | 27163215 | Closed | 2025-05-20 15:10 | 2025-05-27 12:47 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-05/27/25-HPML on QM designated loan. No other issues noted. - Due Diligence Vendor-05/27/2025 <br> Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-05/27/2025 <br> Ready for Review-HPML threshold is $X,XXX.XX and loan amount is $X,XXX.XX hence a full appraisal is not required. The loan can be qualified using only an AVM. - Buyer-05/23/2025 <br> Open-Appraisal or other primary valuation product is missing Loan is a HPML, a full appraisal is required. The loan was qualified using only an AVM. - Due Diligence Vendor-05/20/2025 |  | Resolved-05/27/25-HPML on QM designated loan. No other issues noted. - Due Diligence Vendor-05/27/2025 <br>Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-05/27/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4191598 | N/A | N/A |
| XXXX | XXXX |  | 17615333 | Closed | 2025-05-30 12:02 | 2025-06-12 15:18 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. FACTA Notice to Home Loan Applicant is missing for B2. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2025 |  | Acknowledged-FACTA Notice to Home Loan Applicant & Risk Based Pricing/Credit Score Disclosure Missing or Incomplete. FACTA Notice to Home Loan Applicant is missing for B2. This finding is outside the statute of limitations and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4280851 | Investor Post-Close | No |
| XXXX | XXXX |  | 93876125 | Closed | 2025-05-07 11:22 | 2025-05-09 19:18 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/07/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/07/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4066613 | Investor Post-Close | No |
| XXXX | XXXX |  | 93876125 | Closed | 2025-05-09 19:02 | 2025-05-09 19:08 | Acknowledged | 2 - Non-Material | Compliance | Right to Rescind | TILA: Incorrect NORTC model provided on HELOC | Acknowledged-TILA: Incorrect NORTC model provided on HELOC H-8 vs H-9 used for same lender refinance. B exception grade for circuits in which there is no ruling. - Due Diligence Vendor-05/09/2025 |  | Acknowledged-TILA: Incorrect NORTC model provided on HELOC H-8 vs H-9 used for same lender refinance. B exception grade for circuits in which there is no ruling. - Due Diligence Vendor-05/09/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4099104 | Investor Post-Close | No |
| XXXX | XXXX |  | 29733155 | Closed | 2025-05-15 17:15 | 2025-05-15 17:15 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/15/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4153026 | Investor Post-Close | No |
| XXXX | XXXX |  | 18198748 | Closed | 2025-05-12 13:13 | 2025-05-14 17:15 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Received initial CD. Condition cleared. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-05/14/2025 <br> Open-Loan file is missing the initial Closing Disclosure issued on XX/XX/XXXX. - Due Diligence Vendor-05/12/2025 |  | Resolved-Received initial CD. Condition cleared. - Due Diligence Vendor-05/14/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4111452 | N/A | N/A |
| XXXX | XXXX |  | 13913316 | Closed | 2025-05-13 16:50 | 2025-05-23 17:17 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-05/23/2025-Clear property inspection report dated XX/XX/XXXX provided. - Due Diligence Vendor-05/23/2025 <br> Resolved-Post incident inspection provided - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/22/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/13/2025 |  | Resolved-05/23/2025-Clear property inspection report dated XX/XX/XXXX provided. - Due Diligence Vendor-05/23/2025 <br> Resolved-Post incident inspection provided - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4128925 | N/A | N/A |
| XXXX | XXXX |  | 13913316 | Closed | 2025-05-16 15:25 | 2025-05-21 20:54 | Waived | 2 - Non-Material | Credit | Eligibility | Credit history does not meet guidelines | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br>- Due Diligence Vendor-05/16/2025 |  | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br>- Due Diligence Vendor-05/16/2025<br>|  |  | CLTV and DTI greater than 5% below max qualifying; Employment for an extended period at the same job; Minimal debts/revolving accounts. | XX | Primary Residence | Refinance | Cash Out - Other | 4164131 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 13913316 | Closed | 2025-05-13 17:35 | 2025-05-16 15:34 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2025 |  | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4129552 | Investor Post-Close | No |
| XXXX | XXXX |  | 86860174 | Closed | 2025-05-07 12:15 | 2025-05-15 15:28 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. VVOE dated XX/XX/XXXX is food till XX/XX/XXXX & Loan closed on XX/XX/XXXX. XXXX B1 VVOE - Buyer-05/14/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/07/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 4067019 | N/A | N/A |
| XXXX | XXXX |  | 86860174 | Closed | 2025-05-07 12:15 | 2025-05-15 15:28 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. VVOE dated XX/XX/XXXX is food till XX/XX/XXXX & Loan closed on XX/XX/XXXX. XXXX B2 VVOE - Buyer-05/14/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/07/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/15/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 4067021 | N/A | N/A |
| XXXX | XXXX |  | 28064017 | Closed | 2025-05-06 13:38 | 2025-05-19 16:30 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided. Finding resolved. - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/16/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/06/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided. Finding resolved. - Due Diligence Vendor-05/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4054928 | N/A | N/A |
| XXXX | XXXX |  | 94238909 | Closed | 2025-05-30 18:08 | 2025-05-30 18:08 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B<br> - Due Diligence Vendor-05/30/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B<br> - Due Diligence Vendor-05/30/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4286573 | Investor Post-Close | No |
| XXXX | XXXX |  | 43728922 | Closed | 2025-05-06 19:21 | 2025-07-15 16:00 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved- - Due Diligence Vendor-05/19/2025 <br>Resolved-SSI Award Letter received. Finding resolved. - Due Diligence Vendor-05/19/2025 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/16/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements - Due Diligence Vendor-05/06/2025 |  | Resolved- - Due Diligence Vendor-05/19/2025 <br>Resolved-SSI Award Letter received. Finding resolved. - Due Diligence Vendor-05/19/2025 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4061229 | N/A | N/A |
| XXXX | XXXX |  | 43728922 | Closed | 2025-05-06 19:29 | 2025-05-19 16:38 | Resolved | 1 - Information | Credit | Missing Doc | Missing income documentation | Resolved-SSI Award Letter received. Finding resolved. - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/16/2025 <br> Open-Income documentation for borrower 1 is missing (Social Security). Guidelines require either a 1099 or awards letter to document Social Security income. - Due Diligence Vendor-05/06/2025 |  | Resolved-SSI Award Letter received. Finding resolved. - Due Diligence Vendor-05/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4061371 | N/A | N/A |
| XXXX | XXXX |  | 42913496 | Closed | 2025-05-13 20:08 | 2025-05-20 14:32 | Waived | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Audited Loan Amount of $X,XXX.XX is greater than the Guideline Maximum Loan Amount of $500000 Lender Guidelines states Max Loan amount is $500,000. The subject loan amount is $X,XXX.XX . Lender provided an exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/14/2025 |  | Waived-Audited Loan Amount of $X,XXX.XX is greater than the Guideline Maximum Loan Amount of $500000 Lender Guidelines states Max Loan amount is $500,000. The subject loan amount is $X,XXX.XX . Lender provided an exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/14/2025 |  |  | The lender provided and validated compensating factors are:<br> 1. Credit Score >1= 10+ Points more than qualifying<br> 2. No derogatory events<br> All the compensating factors are met and verified. | XX | Primary Residence | Refinance | Cash Out - Other | 4131862 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 21959287 | Closed | 2025-05-13 17:04 | 2025-05-20 13:31 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. - Due Diligence Vendor-05/13/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. - Due Diligence Vendor-05/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4129085 | Investor Post-Close | No |
| XXXX | XXXX |  | 66981195 | Closed | 2025-05-12 20:32 | 2025-05-27 12:50 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-05/26/2025 <br> Open-Missing revised LE issued on XX/XX/XXXX and received on XX/XX/XXXX as per disclosure tracking summary. - Due Diligence Vendor-05/12/2025 |  | Resolved-LE dated XX/XX/XXXX was provided. Condition cleared. - Due Diligence Vendor-05/27/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4119897 | N/A | N/A |
| XXXX | XXXX |  | 43451788 | Closed | 2025-05-13 08:24 | 2025-05-29 17:15 | Waived | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Exception received for loan amt below minimum. - Due Diligence Vendor-05/29/2025 <br> Open-Audited Loan Amount of $X,XXX.XX is less than the Guideline Minimum Loan Amount of $50000 - Due Diligence Vendor-05/29/2025 <br> Ready for Review-Document Uploaded. Please find the attached exception form. - Buyer-05/28/2025 <br> Open-Audited Loan Amount of $X,XXX.XX is less than the Guideline Minimum Loan Amount of $50000 - Due Diligence Vendor-05/13/2025 |  | Waived-Exception received for loan amt below minimum. - Due Diligence Vendor-05/29/2025<br>| XXXX |  | Credit Score >/= 10+ Points more than qualifying<br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4123443 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 43451788 | Closed | 2025-05-13 08:24 | 2025-05-20 12:54 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 47.69% exceeds Guideline DTI of 43% Audit DTI is 47.69% and the Max DTI is 43% per the matrix. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors.<br> - Due Diligence Vendor-05/13/2025 |  | Waived-Audited DTI of 47.69% exceeds Guideline DTI of 43% Audit DTI is 47.69% and the Max DTI is 43% per the matrix. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors.<br> - Due Diligence Vendor-05/13/2025<br>|  |  | 1.No derogatory events <br> 2.36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4123442 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 48614082 | Closed | 2025-05-13 12:28 | 2025-05-16 12:36 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2025 |  | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4124767 | Investor Post-Close | No |
| XXXX | XXXX |  | 66725090 | Closed | 2025-05-13 17:22 | 2025-05-14 11:13 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 49.14% exceeds Guideline DTI of 43% Lender Guidelines states Max DTI is 43%. Despite this requirement, documentation in file indicates DTI is 49.14%. Lender provided an approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br> - Due Diligence Vendor-05/13/2025 |  | Waived-Audited DTI of 49.14% exceeds Guideline DTI of 43% Lender Guidelines states Max DTI is 43%. Despite this requirement, documentation in file indicates DTI is 49.14%. Lender provided an approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br> - Due Diligence Vendor-05/13/2025<br>|  |  | The lender provided and validated compensating factors are:<br> 1. FICO 10 points above requirement <br> 2. 36+ Months 0x30 housing payment history<br> All the compensating factors are met and verified. | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4129344 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 50497265 | Closed | 2025-05-06 12:19 | 2025-05-15 15:24 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Subject State is XXXX & County XXXX - NO Disaster in XXXX county under individual assistance - Buyer-05/14/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/06/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4053976 | N/A | N/A |
| XXXX | XXXX |  | 90750698 | Closed | 2025-05-15 12:29 | 2025-05-19 17:19 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 48.52% exceeds Guideline DTI of 45%. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors.<br> - Due Diligence Vendor-05/15/2025 |  | Waived-Audited DTI of 48.52% exceeds Guideline DTI of 45%. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors.<br> - Due Diligence Vendor-05/15/2025<br>|  |  | 1) 36+ Months 0x30 housing payment history<br> 2) No derogatory events | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4148429 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 90750698 | Closed | 2025-05-15 12:39 | 2025-05-19 17:17 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-05/15/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-05/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4148533 | Investor Post-Close | No |
| XXXX | XXXX |  | 39741486 | Closed | 2025-05-15 20:26 | 2025-05-27 11:30 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Disclosure Tracking provided reflecting last revised CD is dated XX/XX/XXXX . Condition cleared. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Document Uploaded. We didn't issue a CD on XX/XX/XXXX . It was part of final loan docs, which we redrew on XX/XX/XXXX . Please see attached updated Disclosure tracking Summary - Buyer-05/26/2025 <br> Open-Missing CD with issue date of XX/XX/XXXX per Disclosure tracking summary and compliance document provided in the file. - Due Diligence Vendor-05/15/2025 |  | Resolved-Disclosure Tracking provided reflecting last revised CD is dated 04/30/2025. Condition cleared. - Due Diligence Vendor-05/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4156451 | N/A | N/A |
| XXXX | XXXX |  | 39741486 | Closed | 2025-05-15 20:19 | 2025-05-20 19:22 | Waived | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Waived-Audited Loan Amount of $X,XXX.XX is less than the Guideline Minimum Loan Amount of $50000 As per GL section 4-4-1, Lender will not accept initial applications from broker and correspondent partners below $X,XXX.XX . Loan amount of subject file is $X,XXX.XX and loan is broker originated. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-05/15/2025 |  | Waived-Audited Loan Amount of $X,XXX.XX is less than the Guideline Minimum Loan Amount of $50000 As per GL section 4-4-1, Lender will not accept initial applications from broker and correspondent partners below $50,000. Loan amount of subject file is $X,XXX.XX and loan is broker originated. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-05/15/2025 |  |  | 36+ Months 0x30 housing payment history <br> No derogatory events | XX | Primary Residence | Refinance | Cash Out - Other | 4156336 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 13983912 | Closed | 2025-05-13 19:08 | 2025-05-27 13:23 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Property Condition Inspection was provided reflecting no significant repairs needed. Condition cleared. - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/27/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/13/2025 |  | Resolved-Property Condition Inspection was provided reflecting no significant repairs needed. Condition cleared. - Due Diligence Vendor-05/27/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4130995 | N/A | N/A |
| XXXX | XXXX |  | 13983912 | Closed | 2025-05-13 18:57 | 2025-05-20 10:59 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/20/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 4130846 | Investor Post-Close | No |
| XXXX | XXXX |  | 32993014 | Closed | 2025-05-13 14:42 | 2025-07-15 20:03 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/15/2025 <br> Resolved-05/23/2025-Account statement dated XX/XX/XXXX. to support the balance and payment lender used to calculate DTI provided. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/23/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing documents to validate the liability with balance of $X,XXX.XX and payment of $X,XXX.XX listed on the loan application. - Due Diligence Vendor-05/13/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/15/2025 <br> Resolved-05/23/2025-Account statement dated XX/XX/XXXX to support the balance and payment lender used to calculate DTI provided. - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4126555 | N/A | N/A |
| XXXX | XXXX |  | 32993014 | Closed | 2025-05-13 14:31 | 2025-05-27 12:37 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Loan Estimates dated XX/XX/XXXX and XX/XX/XXXX were provided. Condition cleared. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Document Uploaded. Please see attached LEs with COCs - Seller-05/26/2025 <br> Open-Missing revised Loan estimates dated XX/XX/XXXX and XX/XX/XXXX as per disclosure tracking summary. File also has Notice of Changed Circumstances Reasons documents in file corresponding to these dates. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. Please see attached LEs with COCs - Seller-05/26/2025<br>| Resolved-Loan Estimates dated XX/XX/XXXX and XX/XX/XXXX were provided. Condition cleared. - Due Diligence Vendor-05/27/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4126373 | N/A | N/A |
| XXXX | XXXX |  | 32993014 | Closed | 2025-05-13 14:55 | 2025-05-23 17:51 | Resolved | 1 - Information | Credit | Missing Doc | Missing Letter of Explanation (Excessive Inquiries) | Resolved-05/23/25-Credit inquiry letter provided which indicated newly established credit. Account statement dated XX/XX/XXXX, matching the date of the inquiry was provided and outstanding balance and payment was included in DTI. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. - Seller-05/23/2025 <br> Open-Missing LOE for Excessive Inquiries Lender Guideline section 4-2-4-14 required an explanation for the credit inquiries on the Borrower's credit report. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. - Seller-05/23/2025<br>| Resolved-05/23/25-Credit inquiry letter provided which indicated newly established credit. Account statement datedXX/XX/XXXX, matching the date of the inquiry was provided and outstanding balance and payment was included in DTI. - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4126817 | N/A | N/A |
| XXXX | XXXX |  | 32993014 | Closed | 2025-05-13 14:46 | 2025-05-23 17:40 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-05/23/2025-Account statement dated XX/XX/XXXX to support the balance and payment lender used to calculate DTI provided. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/23/2025 <br> Open-Missing documents to validate the liability with balance of $X,XXX.XX and payment of $X,XXX.XX listed on the loan application. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/23/2025<br>| Resolved-05/23/2025-Account statement datedXX/XX/XXXX to support the balance and payment lender used to calculate DTI provided. - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4126662 | N/A | N/A |
| XXXX | XXXX |  | 32993014 | Closed | 2025-05-13 14:45 | 2025-05-23 17:35 | Resolved | 1 - Information | Credit | Missing Doc | HELOC Closure Letter Not Provided | Resolved-05/23/2025-2nd lien payoff statement includes verbiage indicating that payoff funds received will be treated as a request for account closure and release of lien. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/23/2025 <br>Open-The Borrower Authorization to Close Out Home Equity Line of Credit (HELOC) was not provided. - Due Diligence Vendor-05/13/2025 |  | Resolved-05/23/2025-2nd lien payoff statement includes verbiage indicating that payoff funds received will be treated as a request for account closure and release of lien. - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4126644 | N/A | N/A |
| XXXX | XXXX |  | 32993014 | Closed | 2025-05-13 14:21 | 2025-05-23 17:32 | Resolved | 1 - Information | Credit | Missing Doc | Missing Payoff Statement for prior loan | Resolved-5/23/25-Payoff for 2nd lien mortgage provided. - Due Diligence Vendor-05/23/2025 <br>Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Solar lien is listed on credit report hence we can consider the outstanding amount from credit report. Please find the attached document for 2nd Lien HELOC. - Seller-05/23/2025 <br>Open-Missing Payoff Statement for prior loan. Missing Payoff Statements for 2nd lien HELOC and Mosaic solar loan (lien on title) paid off at closing. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. Solar lien is listed on credit report hence we can consider the outstanding amount from credit report. Please find the attached document for 2nd Lien HELOC. - Seller-05/23/2025<br>| Resolved-5/23/25-Payoff for 2nd lien mortgage provided. - Due Diligence Vendor-05/23/2025 <br>Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4126210 | N/A | N/A |
| XXXX | XXXX |  | 99467420 | Closed | 2025-05-12 18:45 | 2025-05-19 20:57 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/12/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4118063 | Investor Post-Close | No |
| XXXX | XXXX |  | 86954740 | Closed | 2025-05-09 15:18 | 2025-05-15 18:39 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Subject State is XXXX & County XXXX - NO Disaster in XXXX county under individual assistance - Buyer-05/14/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/09/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4095336 | N/A | N/A |
| XXXX | XXXX |  | 53730295 | Closed | 2025-05-08 17:21 | 2025-05-21 15:05 | Resolved | 1 - Information | Credit | Missing Doc | Final HUD/Settlement Statement Not Provided | Resolved-Received Final HUD. Condition cleared. - Due Diligence Vendor-05/21/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-05/21/2025 <br>Open-The final HUD/Settlement Statement is missing. Required per the Loan approval. - Due Diligence Vendor-05/08/2025 |  | Resolved-Received Final HUD. Condition cleared. - Due Diligence Vendor-05/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4083856 | N/A | N/A |
| XXXX | XXXX |  | 53730295 | Closed | 2025-05-06 14:54 | 2025-05-16 16:38 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/16/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/06/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4056158 | N/A | N/A |
| XXXX | XXXX |  | 98584492 | Closed | 2025-05-06 17:08 | 2025-07-15 16:25 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/16/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements For B1 - There are 11 business days between the VVOE and Note Date. Guidelines require a VVOE to be performed within 10 business days. - Due Diligence Vendor-05/06/2025 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-05/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4058752 | N/A | N/A |
| XXXX | XXXX |  | 98584492 | Closed | 2025-05-06 17:50 | 2025-05-16 16:44 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. VVOE for both the borrowers are valid at the time of closing. Please find the attached document. - Buyer-05/16/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Guidelines require a VVOE to be performed within 10 business days prior to the note date. Borrower's VVOE performed 11 business days prior to the note date. - Due Diligence Vendor-05/06/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4059460 | N/A | N/A |
| XXXX | XXXX |  | 98584492 | Closed | 2025-05-06 15:52 | 2025-05-15 18:38 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Subject State is XXX & County XXXX - NO Disaster in XXXX county under individual assistance - Buyer-05/14/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/06/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-05/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4057419 | N/A | N/A |
| XXXX | XXXX |  | 86023913 | Closed | 2025-05-30 16:00 | 2025-06-04 10:37 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Letter provided indicating no damage to subject properties along with photos of property to confirm. Resolved. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. XXXX Disaster report - Buyer-06/03/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-05/30/2025 |  | Resolved-Letter provided indicating no damage to subject properties along with photos of property to confirm. Resolved. - Due Diligence Vendor-06/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4284536 | N/A | N/A |
| XXXX | XXXX |  | 86023913 | Closed | 2025-05-30 17:14 | 2025-05-30 17:14 | Acknowledged | 2 - Non-Material | Compliance | Right to Rescind | TILA: Incorrect NORTC model provided - H8 equal or after 7/5/2018 (non-material jurisdictions) | Acknowledged-TILA: Incorrect NORTC model provided - H8 equal or after XX/XX/XXXX (non-material jurisdictions) H-8 vs. H-9 used for same lender refinance. Based on ruling in the First, Fourth, Sixth and Eleventh Circuit Courts, it is permissible to utilize Model Form H8 on transactions that would otherwise require the Model Form H-9 (i.e. same lender refinance transactions) - subject property is located in the jurisdiction of the aforementioned Circuit Courts. - Due Diligence Vendor-05/30/2025 |  | Acknowledged-TILA: Incorrect NORTC model provided - H8 equal or after XX/XX/XXXX (non-material jurisdictions) H-8 vs. H-9 used for same lender refinance. Based on ruling in the First, Fourth, Sixth and Eleventh Circuit Courts, it is permissible to utilize Model Form H8 on transactions that would otherwise require the Model Form H-9 (i.e. same lender refinance transactions) - subject property is located in the jurisdiction of the aforementioned Circuit Courts. - Due Diligence Vendor-05/30/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4285656 | Investor Post-Close | No |
| XXXX | XXXX |  | 86023913 | Closed | 2025-05-30 15:49 | 2025-05-30 15:49 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | RESPA: AfBA Disclosure not provided timely | Acknowledged-RESPA: AfBA Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2025 |  | Acknowledged-RESPA: AfBA Disclosure DateXX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/30/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4284290 | Investor Post-Close | No |
| XXXX | XXXX |  | 70995410 | Closed | 2025-05-13 16:15 | 2025-05-20 15:15 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/13/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 4128426 | Investor Post-Close | No |
| XXXX | XXXX |  | 69381751 | Closed | 2025-05-15 19:26 | 2025-05-27 11:37 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Lender provided Exception Form with valid compensating factors. This finding will be rated a B for all agencies. - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Document Uploaded. Please find the attached exception form. - Buyer-05/27/2025 <br>Counter-Lender provided revised Exception Form listing the following compensating factors: 1) Reserves over two months PITIA and 2) Other additional compensating factor. The loan file did not have any assets/reserves verified. Condition retained. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/23/2025 <br>Open-Audited DTI of 45.12% exceeds Guideline DTI of 43% DTI exception – CLTV is at 80% with a DTI of 45.12%. Guideline DTI max is 43%. The lender provided an approved exception dated prior to consummation. However, the FICO score was not validated. The lender's exception states that the FICO score is 20 points above the required minimum; however, the actual FICO score is only 16 points above the requirement. - Due Diligence Vendor-05/15/2025 |  | Waived-Lender provided Exception Form with valid compensating factors. This finding will be rated a B for all agencies. - Due Diligence Vendor-05/27/2025<br>| XXXX |  | 1. 35 months housing history 0x30<br> 2. Long term home ownership (over 5 years) - met<br> 3. Minimal consumer debt - met | XX | Primary Residence | Refinance | Cash Out - Other | 4155214 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 69381751 | Closed | 2025-05-15 19:12 | 2025-05-23 19:12 | Resolved | 1 - Information | Credit | Missing Doc | Incomplete Mortgage/Deed of Trust | Resolved-Lender provided complete Deed of Trust with all applicable riders. Condition cleared. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/23/2025 <br>Open-The Deed of Trust is Incomplete Riders' information page is missing in the DOT - Due Diligence Vendor-05/15/2025 |  | Resolved-Lender provided complete Deed of Trust with all applicable riders. Condition cleared. - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4154912 | N/A | N/A |
| XXXX | XXXX |  | 99197082 | Closed | 2025-05-19 12:41 | 2025-05-23 19:14 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-5/23/25-XXXX UW Guidelines section 4-2-4-11 allows a 2-year waiting period from a forbearance with extenuating circumstances. The lender provided a letter from the borrower outlining the extenuating circumstances which lead to the forbearance. - Due Diligence Vendor-05/23/2025 <br> Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/23/2025 <br> Open-ATR Risk - Credit History taken into consideration does not meet requirements Seasoning requirement for mortgage modification not met. - Due Diligence Vendor-05/19/2025 |  | Resolved-5/23/25-XXXX UW Guidelines section 4-2-4-11 allows a 2-year waiting period from a forbearance with extenuating circumstances. The lender provided a letter from the borrower outlining the extenuating circumstances which lead to the forbearance. - Due Diligence Vendor-05/23/2025 <br> Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4176368 | N/A | N/A |
| XXXX | XXXX |  | 99197082 | Closed | 2025-05-19 12:41 | 2025-05-23 19:13 | Resolved | 1 - Information | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Resolved-5/23/25-XXXX UW Guidelines section 4-2-4-11 allows a 2-year waiting period from a forbearance with extenuating circumstances. The lender provided a letter from the borrower outlining the extenuating circumstances which lead to the forbearance. - Due Diligence Vendor-05/23/2025 <br> Resolved-Delinquent Credit History Meets Guideline Requirements - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/23/2025 <br> Open-Delinquent Credit History Does Not Meet Guideline Requirements Per Guidelines Section 4-2-4-11, modification or restructuring of any mortgage requires 4 years seasoning. The 1st mortgage on subject property was modified on XX/XX/XXXX which is less than 4 years from the Note date of XX/XX/XXXX. The loan modification agreement in file reflects terms and conditions of the original loan were modified, therefore, is considered as a regular modification ant not just deferred payment modification. - Due Diligence Vendor-05/19/2025 |  | Resolved-5/23/25-XXXX UW Guidelines section 4-2-4-11 allows a 2-year waiting period from a forbearance with extenuating circumstances. The lender provided a letter from the borrower outlining the extenuating circumstances which lead to the forbearance. - Due Diligence Vendor-05/23/2025 <br> Resolved-Delinquent Credit History Meets Guideline Requirements - Due Diligence Vendor-05/23/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4176367 | N/A | N/A |
| XXXX | XXXX |  | 47843349 | Closed | 2025-05-13 15:58 | 2025-05-27 14:01 | Resolved | 1 - Information | Compliance | Disclosure | HPML Non-Compliant: Appraisal Missing or Incomplete | Resolved-5/27/25-Loan switched to QM as requested. Compliance resubmitted. HPML designation maintained as informational note on QM designated loan. Condition cleared. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-This loan needs to be reviewed as QM loan, not as NQM. Also since the new QM limits for loan amount is $X,XXX.XX this is a Qualified Mortgage, and exempt from Appraisal in case of HPML non-compliant. - Buyer-05/26/2025 <br> Counter-Received Lender rebuttal comment: Loan amount($X,XXX.XX) is less than the QM limit of $X,XXX.XX , Therefore HPML Test is not applicable. Please waive this condition. Audit response: This was reviewed to NQM standards not QM. The HPML appraisal threshold is $X,XXX.XX for XXXX. Condition remains. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Loan amount($X,XXX.XX) is less than the QM limit of $X,XXX.XX , Therefore HPML Test is not applicable. Please waive this condition. - Buyer-05/21/2025 <br> Open-HPML Non-Compliant: Appraisal Missing or Incomplete - Due Diligence Vendor-05/13/2025 |  | Resolved-5/27/25-Loan switched to QM as requested. Compliance resubmitted. HPML designation maintained as informational note on QM designated loan. Condition cleared. - Due Diligence Vendor-05/27/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4128141 | N/A | N/A |
| XXXX | XXXX |  | 47843349 | Closed | 2025-05-06 14:15 | 2025-05-13 16:18 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 45.22% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/06/2025 |  | Waived-Audited DTI of 45.22% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/06/2025<br>|  |  | Exception to go over 43% DTI with CLTV over 80% and FICO 715. Lender compensating factors include 36+ months 0X30 housing payment history and employment of 5 years on the same job. | XX | Primary Residence | Refinance | Cash Out - Other | 4055475 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 47565489 | Closed | 2025-06-02 13:32 | 2025-06-02 13:36 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Final CD does not match the figures reflected on the final Settlement Statement. - Due Diligence Vendor-06/02/2025 |  | Acknowledged-Final CD does not match the figures reflected on the final Settlement Statement. - Due Diligence Vendor-06/02/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4297178 | Investor Post-Close | No |
| XXXX | XXXX |  | 69623947 | Closed | 2025-06-17 13:51 | 2025-06-27 14:53 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Resolved-Lender provided Notice of Servicing Transfer. Condition cleared. <br> - Due Diligence Vendor-06/27/2025 <br>Resolved-RESPA: Servicing Transfer Notice provided. - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. This was disclosed to borrower along with the final loan docs. Since there is no signatory requirement, it was not in the signed docs. - Buyer-06/26/2025 <br>Open-RESPA: Servicing Transfer Notice Missing. - Due Diligence Vendor-06/17/2025 |  | Resolved-Lender provided Notice of Servicing Transfer. Condition cleared. <br> - Due Diligence Vendor-06/27/2025 <br>Resolved-RESPA: Servicing Transfer Notice provided. - Due Diligence Vendor-06/27/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4470206 | N/A | N/A |
| XXXX | XXXX |  | 48864205 | Closed | 2025-05-29 11:29 | 2025-07-15 16:27 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/15/2025 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements. CD from recent purchase of primary residence provided confirming PITI amount. Finding resolved. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. XXXX Primary property Final CD - Buyer-06/03/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements. <br> Primary Residence expense documents are missing. <br> - Due Diligence Vendor-05/29/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/15/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements. CD from recent purchase of primary residence provided confirming PITI amount. Finding resolved. - Due Diligence Vendor-06/04/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4266932 | N/A | N/A |
| XXXX | XXXX |  | 48864205 | Closed | 2025-05-28 21:45 | 2025-06-04 12:03 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-CD from recent purchase of primary residence provided confirming PITI amount. Finding resolved. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. XXXX Primary property Final CD - Buyer-06/03/2025 <br> Open-Required Documentation is Missing for Primary Residence. Primary Residence expenses $X,XXX.XX , but document is missing to verifying that amount. - Due Diligence Vendor-05/28/2025 |  | Resolved-CD from recent purchase of primary residence provided confirming PITI amount. Finding resolved. - Due Diligence Vendor-06/04/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4263170 | N/A | N/A |
| XXXX | XXXX |  | 32452110 | Closed | 2025-05-30 11:02 | 2025-07-15 14:38 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 46.44% exceeds Guideline DTI of 43% Lender guidelines states Max DTI is 43%. Despite this requirement, documentation in file indicates DTI is 46.44%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/15/2025 <br>Open-Audited DTI of 46.44% exceeds Guideline DTI of 43% Lender guidelines states Max DTI is 43%. Despite this requirement, documentation in file indicates DTI is 46.44%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/30/2025 |  | Waived-Audited DTI of 46.44% exceeds Guideline DTI of 43% Lender guidelines states Max DTI is 43%. Despite this requirement, documentation in file indicates DTI is 46.44%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/15/2025<br>|  |  | 1. Employment for an extended period at the same job.<br> 2. Credit score >/=10+ Points more than qualifying<br> 3. 36+ Months 0\*30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4280393 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 47824358 | Closed | 2025-06-17 18:33 | 2025-06-24 19:06 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Resolved - Due Diligence Vendor-06/24/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) - Due Diligence Vendor-06/24/2025 <br> Open- - Due Diligence Vendor-06/24/2025 <br> Ready for Review-The application date on the file is XX/XX/XXXX, not XX/XX/XXXX. and according to XX/XX/XXXX, we are in compliance. Please waive the condition. - Buyer-06/23/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX. No Cure. - Due Diligence Vendor-06/17/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/24/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4476228 | N/A | N/A |
| XXXX | XXXX |  | 47824358 | Closed | 2025-06-17 18:33 | 2025-06-24 19:05 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Resolved - Due Diligence Vendor-06/24/2025 <br> Open- - Due Diligence Vendor-06/24/2025 <br> Acknowledged-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) The Disclosure is dated XX/XX/XXXX and the application date is XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/17/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/24/2025 <br> Acknowledged-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) The Disclosure is dated XX/XX/XXXX and the application date is XX/XX/XXXX. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/17/2025 |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4476227 | Investor Post-Close | No |
| XXXX | XXXX |  | 82044525 | Closed | 2025-05-12 20:10 | 2025-05-15 13:13 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/12/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4119566 | Investor Post-Close | No |
| XXXX | XXXX |  | 88043750 | Closed | 2025-05-15 18:51 | 2025-05-15 18:54 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 44.67% exceeds Guideline DTI of 43% Lender GL state Max is 43%. despite this requirement, documentation in file indicates DTI is 44.67% lender provided approved exception (DIT up to 50%) dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/15/2025 |  | Waived-Audited DTI of 44.67% exceeds Guideline DTI of 43% Lender GL state Max is 43%. despite this requirement, documentation in file indicates DTI is 44.67% lender provided approved exception (DIT up to 50%) dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-05/15/2025<br>|  |  | housing payment history <br> Minimal debts / Revolving accounts <br> No derogatory events | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4154639 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 98231506 | Closed | 2025-05-14 15:17 | 2025-05-21 15:39 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Received rebuttal stating that the Lender is not charging the AVM fee to the borrower. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see attached final ALTA. <br> We are not charging AVM fee to borrower. - Buyer-05/21/2025 <br> Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The loan file contains an AVM. The initial LE reflects an appraisal field review fee of $X,XXX.XX which was not contained on the final CD or final Alta Settlement Statement in file. - Due Diligence Vendor-05/14/2025 |  | Resolved-Received rebuttal stating that the Lender is not charging the AVM fee to the borrower. Condition cleared. - Due Diligence Vendor-05/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4139066 | N/A | N/A |
| XXXX | XXXX |  | 86181490 | Closed | 2025-06-03 15:35 | 2025-06-19 15:51 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-XXXX received - Due Diligence Vendor-06/19/2025 <br> Ready for Review-Document Uploaded. Please see attached Final SS and PCCD for the same. - Buyer-06/18/2025 <br> Open-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/03/2025 |  | Resolved-FSS received - Due Diligence Vendor-06/19/2025<br>| XXXX |  |  | XX | Primary Residence | Purchase | NA | 4313088 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-10-02 16:42 | 2025-10-02 16:44 | Waived | 2 - Non-Material | Credit | Missing Doc | The Appraisal is Missing | Waived- - Due Diligence Vendor-10/02/2025 <br> Waived-Appraisal not provided. Lender exception in file to allow AVM value instead of an appraisal report on simultaneous closing (the 1st lien did not require an appraisal). A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors.<br>- Due Diligence Vendor-06/05/2025 |  |  |  |  | Fico 20 points above requirement<br> Residual income of $3k or more<br> Long term employment 5 years | XX | Primary Residence | Purchase | NA | 5753799 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 90187115 | Closed | 2025-06-12 19:55 | 2025-06-12 19:55 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025 |  | Acknowledged-This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4430773 | Investor Post-Close | No |
| XXXX | XXXX |  | 21916308 | Closed | 2025-06-21 20:46 | 2025-06-21 20:46 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Figures on the final CD does not match the final Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/21/2025 |  | Acknowledged-Figures on the final CD does not match the final Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/21/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4521381 | Investor Post-Close | No |
| XXXX | XXXX |  | 56231964 | Closed | 2025-05-20 17:03 | 2025-05-23 18:36 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-5/23/25-Loan submitted as QM Safe Harbor. HPML designation for informational purposes only. AVM document provided to determine property value. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-HPML threshold is $X,XXX.XX and loan amount is $X,XXX.XX hence a full appraisal is not required. The loan can be qualified using only an AVM. - Buyer-05/23/2025 <br> Open-Appraisal or other primary valuation product is missing Loan is HPML, a full appraisal is required. The loan was qualified using only an AVM. - Due Diligence Vendor-05/20/2025 |  | Resolved-5/23/25-Loan submitted as QM Safe Harbor. HPML designation for informational purposes only. AVM document provided to determine property value. - Due Diligence Vendor-05/23/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4193790 | N/A | N/A |
| XXXX | XXXX |  | 46687310 | Closed | 2025-05-07 12:45 | 2025-05-21 15:44 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Received Initial LE. Condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see attached LE dated XX/XX/XXXX. - Buyer-05/20/2025 <br> Open-Initial LE dated XX/XX/XXXX missing. Compliance will be re-reviewed upon receipt of the LE. Additional conditions may apply. - Due Diligence Vendor-05/07/2025 |  | Resolved-Received Initial LE. Condition cleared. - Due Diligence Vendor-05/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4067379 | N/A | N/A |
| XXXX | XXXX |  | 46687310 | Closed | 2025-05-07 12:22 | 2025-05-16 17:11 | Resolved | 1 - Information | Credit | Missing Doc | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/16/2025 <br>Open-Missing Flood Certificate - Due Diligence Vendor-05/07/2025 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-05/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4067093 | N/A | N/A |
| XXXX | XXXX |  | 46687310 | Closed | 2025-05-07 12:48 | 2025-05-08 15:56 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/07/2025 |  | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/07/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4067409 | Investor Post-Close | No |
| XXXX | XXXX |  | 46687310 | Closed | 2025-05-07 12:02 | 2025-05-07 12:48 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Homeownership Counseling Organizations Disclosure Missing or Incomplete | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/07/2025 |  | Acknowledged-Homeownership Counseling Organizations Disclosure Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/07/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4066910 | Investor Post-Close | No |
| XXXX | XXXX |  | 48555092 | Closed | 2025-05-29 15:37 | 2025-06-02 15:21 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4270698 | Investor Post-Close | No |
| XXXX | XXXX |  | 34660314 | Closed | 2025-06-15 14:40 | 2025-06-18 12:09 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Figures on the final CD do not match the Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/15/2025 |  | Acknowledged-Figures on the final CD do not match the Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4451727 | Investor Post-Close | No |
| XXXX | XXXX |  | 59334311 | Closed | 2025-05-30 16:30 | 2025-07-14 20:57 | Cured | 2 - Non-Material | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Cured-. - Due Diligence Vendor-07/14/2025 <br>Acknowledged-Received post-closing VVOE with request to downgrade. This finding is deemed non-material and will be rated an B. - Due Diligence Vendor-06/07/2025 <br>Acknowledged-Received post-closing VVOE with request to downgrade. This finding is deemed non-material and will be rated an B. - Due Diligence Vendor-06/07/2025 <br>Ready for Review-Please change the rating to Grade B as we have document showing business is active after closing. - Buyer-06/06/2025 <br>Counter-Received third party VOE, however, it is dated post-closing. GL require VVOE to be dated within 10 business days of the Note date. Condition remains. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents. - Seller-06/05/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Borrower 1 VVOE missing. - Due Diligence Vendor-05/30/2025 | Ready for Review-Document Uploaded. Please find the attached documents. - Seller-06/05/2025<br>| Cured-. - Due Diligence Vendor-07/14/2025 <br>Acknowledged-Received post-closing VVOE with request to downgrade. This finding is deemed non-material and will be rated an B. - Due Diligence Vendor-06/07/2025 <br>Acknowledged-Received post-closing VVOE with request to downgrade. This finding is deemed non-material and will be rated an B. - Due Diligence Vendor-06/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4284882 | N/A | N/A |
| XXXX | XXXX |  | 59334311 | Closed | 2025-05-30 16:30 | 2025-06-07 18:34 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Lender provided post-closing VVOE. Condition cleared. - Due Diligence Vendor-06/07/2025 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/07/2025 <br>Ready for Review-Please change the rating to Grade B as we have document showing business is active after closing. - Buyer-06/06/2025 <br>Counter-Received third party VOE, however, it is dated post-closing. GL require VVOE to be dated within 10 business days of the Note date. Condition remains. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents. - Buyer-06/05/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Borrower 1 VVOE missing. - Due Diligence Vendor-05/30/2025 |  | Resolved-Lender provided post-closing VVOE. Condition cleared. - Due Diligence Vendor-06/07/2025 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4284883 | N/A | N/A |
| XXXX | XXXX |  | 59334311 | Closed | 2025-05-30 18:36 | 2025-06-05 16:11 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received PITI info. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025 <br>Open-Missing Mortgage statement for REO 3b on the final 1003. If taxes and Insurance are not escrowed, provide Taxes and Insurance and, if applicable, provide HOA dues. - Due Diligence Vendor-05/30/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025<br>| Resolved-Received PITI info. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4286949 | N/A | N/A |
| XXXX | XXXX |  | 59334311 | Closed | 2025-05-30 18:38 | 2025-06-03 21:17 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/03/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/03/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4287000 | Investor Post-Close | No |
| XXXX | XXXX |  | 80318990 | Closed | 2025-05-30 11:43 | 2025-06-05 16:48 | Resolved | 1 - Information | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-OFAC Check Completed and Cleared. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025 <br>Open-OFAC Check Not Completed and/or Cleared OFAC Check Not Completed and unable to verify. - Due Diligence Vendor-05/30/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025<br>| Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-OFAC Check Completed and Cleared. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4280726 | N/A | N/A |
| XXXX | XXXX |  | 80318990 | Closed | 2025-05-30 11:43 | 2025-06-05 16:48 | Resolved | 1 - Information | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-All Interested Parties Checked against Exclusionary Lists. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Missing. - Due Diligence Vendor-05/30/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025<br>| Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-All Interested Parties Checked against Exclusionary Lists. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4280725 | N/A | N/A |
| XXXX | XXXX |  | 80318990 | Closed | 2025-05-30 11:43 | 2025-06-05 16:47 | Resolved | 1 - Information | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-Third Party Fraud Report is provided. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/05/2025 <br>Open-Missing Third Party Fraud Report Third Party Fraud Report is missing. - Due Diligence Vendor-05/30/2025 |  | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-Third Party Fraud Report is provided. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4280727 | N/A | N/A |
| XXXX | XXXX |  | 65034118 | Closed | 2025-06-11 20:53 | 2025-06-11 20:53 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/11/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/11/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4416845 | Investor Post-Close | No |
| XXXX | XXXX |  | 61350846 | Closed | 2025-05-28 17:56 | 2025-05-28 17:56 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/28/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/28/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4259399 | Investor Post-Close | No |
| XXXX | XXXX |  | 34800584 | Closed | 2025-05-19 15:23 | 2025-05-19 15:23 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/19/2025 |  | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/19/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4178717 | Investor Post-Close | No |
| XXXX | XXXX |  | 13120560 | Closed | 2025-06-02 14:34 | 2025-06-02 14:41 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Final CD does not match the figures reflected on the final Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/02/2025 |  | Acknowledged-Final CD does not match the figures reflected on the final Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/02/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4298034 | Investor Post-Close | No |
| XXXX | XXXX |  | 22073278 | Closed | 2025-06-02 16:53 | 2025-06-04 11:55 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved- - Due Diligence Vendor-06/04/2025 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements. Updated Income Calculation sheet, 1008, and final 1003 provided by lender. XXXX calculated wage income at $X,XXX.XX which is supported by the income docs in file. DTI using this income is 40.81% which meets lender guideline. Finding resolved. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. Income has been re-calculated, DTI is now 40.81%. Please find the attached income worksheet and updated 1003, 1008. - Buyer-06/04/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements OREO 3b on final 1003 PITI not included in the lenders DTI - Due Diligence Vendor-06/02/2025 |  | Resolved- - Due Diligence Vendor-06/04/2025 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements. Updated Income Calculation sheet, 1008, and final 1003 provided by lender. XXXX calculated wage income at $X,XXX.XX which is supported by the income docs in file. DTI using this income is 40.81% which meets lender guideline. Finding resolved. - Due Diligence Vendor-06/04/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4300843 | N/A | N/A |
| XXXX | XXXX |  | 22073278 | Closed | 2025-05-30 05:24 | 2025-06-04 11:51 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Updated Income Calculation sheet, 1008, and final 1003 provided by lender. XXXX calculated wage income at $X,XXX.XX which is supported by the income docs in file. DTI using this income is 40.81% which meets lender guideline. Finding resolved. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. Income has been re-calculated, DTI is now 40.81%. Please find the attached income worksheet and updated 1003, 1008. - Buyer-06/04/2025 <br> Open-Audited DTI of 55.22% exceeds Guideline DTI of 50% Lender did not include the PITI for the additional REO1 as reflected on the final 1003 into the DTI calculation, - Due Diligence Vendor-05/30/2025 |  | Resolved-Updated Income Calculation sheet, 1008, and final 1003 provided by lender. XXXX calculated wage income at $X,XXX.XX which is supported by the income docs in file. DTI using this income is 40.81% which meets lender guideline. Finding resolved. - Due Diligence Vendor-06/04/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4277738 | N/A | N/A |
| XXXX | XXXX |  | 15802107 | Closed | 2025-06-17 11:47 | 2025-06-23 18:24 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/23/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/20/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Guidelines require verification of employment within 10 business days of the note date. Verification of self-employment for borrower 1 dated XX/XX/XXXX vs note date of XX/XX/XXXX which is 23 business days prior to consummation. - Due Diligence Vendor-06/17/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4468741 | N/A | N/A |
| XXXX | XXXX |  | 45315235 | Closed | 2025-05-30 14:31 | 2025-06-04 16:20 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 45.96% exceeds Guideline DTI of 43% . Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/04/2025 |  | Waived-Audited DTI of 45.96% exceeds Guideline DTI of 43% . Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/04/2025<br>|  |  | employment -27 years and income, credit score, 26+ month housing history and no derogatory accounts. | XX | Primary Residence | Refinance | Cash Out - Other | 4282713 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 53351317 | Closed | 2025-05-29 18:09 | 2025-05-29 19:01 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. <br> This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. <br> This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4273209 | Investor Post-Close | No |
| XXXX | XXXX |  | 72858426 | Closed | 2025-05-15 17:36 | 2025-05-23 19:39 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-05/23/2025 <br>Resolved-Flood insurance policy was provided. Condition cleared. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/22/2025 <br>Open-Missing Flood Insurance Policy. - Due Diligence Vendor-05/15/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-05/23/2025 <br>Resolved-Flood insurance policy was provided. Condition cleared. - Due Diligence Vendor-05/23/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4153387 | N/A | N/A |
| XXXX | XXXX |  | 35556042 | Closed | 2025-05-30 13:50 | 2025-06-06 00:16 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Received evidence of the mortgage being paid by another for 12 months. Condition cleared. - Due Diligence Vendor-06/06/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/05/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Lender commented on the 1008 that the property listed in section 3b on final loan application was paid by other and 12 months verification in file. The loan file did not contain evidence of another person paying the mortgage. The DTI including the payment increased to 55.08% which exceeds the guideline maximum of 50%. - Due Diligence Vendor-05/30/2025 |  | Resolved-Received evidence of the mortgage being paid by another for 12 months. Condition cleared. - Due Diligence Vendor-06/06/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4282059 | N/A | N/A |
| XXXX | XXXX |  | 35556042 | Closed | 2025-05-30 13:04 | 2025-06-06 00:15 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Received evidence of the mortgage being paid by another for 12 months. Condition cleared. - Due Diligence Vendor-06/06/2025 <br>Resolved-Audited DTI of 49.73% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/05/2025 <br>Open-Audited DTI of 55.08% exceeds Guideline DTI of 50% Lender commented on the 1008 that the property listed in section 3b on final loan application was paid by other and 12 months verification in file. The loan file did not contain evidence of another person paying the mortgage. The DTI including the payment increased to 55.08% which exceeds the guideline maximum of 50%. - Due Diligence Vendor-05/30/2025 |  | Resolved-Received evidence of the mortgage being paid by another for 12 months. Condition cleared. - Due Diligence Vendor-06/06/2025 <br>Resolved-Audited DTI of 49.73% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-06/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4281402 | N/A | N/A |
| XXXX | XXXX |  | 21944448 | Closed | 2025-06-03 13:46 | 2025-06-03 14:24 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/03/2025 |  | Acknowledged-Subject is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/03/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 4311245 | Investor Post-Close | No |
| XXXX | XXXX |  | 71365464 | Closed | 2025-06-17 14:04 | 2025-06-24 18:33 | Resolved | 1 - Information | Credit | Missing Doc | Missing Payoff Statement for prior loan | Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-06/24/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/20/2025 <br>Open-Missing Payoff Statement for prior loan. - Due Diligence Vendor-06/17/2025 |  | Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-06/24/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4470393 | N/A | N/A |
| XXXX | XXXX |  | 34261413 | Closed | 2025-05-28 13:17 | 2025-06-05 17:49 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Resolved-. - Due Diligence Vendor-06/05/2025 <br> Resolved-Received final CD with credit for increase in closing costs. Condition cleared. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Document Uploaded. Please see attached final signed CD. Cure of $X,XXX.XX was added on the CD. Please waive the condition. - Buyer-06/04/2025 <br> Open-The total amount of the 10% category fees ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee, Lender's Title Policy, Settlement or Closing Fee, Closing Protection Letter). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The Loan Estimate, dated XX/XX/XXXX, reflects the baseline 10% fees at 110% as $X,XXX.XX . The 10% fees reflected on the Final CD dated XX/XX/XXXX total $1074. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $X,XXX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-05/28/2025 |  | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-Received final CD with credit for increase in closing costs. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Second Home | Refinance | Cash Out - Other | 4254787 | N/A | N/A |
| XXXX | XXXX |  | 34261413 | Closed | 2025-05-28 13:17 | 2025-06-05 17:48 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Resolved-. - Due Diligence Vendor-06/05/2025 <br> Resolved-Received final CD with credit for increase in closing costs. Condition cleared. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Document Uploaded. Please see attached final signed CD. Cure of $X,XXX.XX was added on the CD. Please waive the condition. - Buyer-06/04/2025 <br> Open-The total amount of the 10% category fees ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Title Endorsement Fee, Lender's Title Policy, Settlement or Closing Fee, Closing Protection Letter). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The Loan Estimate, dated XX/XX/XXXX, reflects the baseline 10% fees at 110% as $X,XXX.XX . The 10% fees reflected on the Final CD dated XX/XX/XXXX total $1074. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $X,XXX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-05/28/2025 |  | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-Received final CD with credit for increase in closing costs. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Second Home | Refinance | Cash Out - Other | 4254786 | N/A | N/A |
| XXXX | XXXX |  | 58798360 | Closed | 2025-06-15 17:48 | 2025-06-17 17:09 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Figures on final Closing Disclosure does not match the final Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/15/2025 |  | Acknowledged-Figures on final Closing Disclosure does not match the final Settlement Statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/15/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4452113 | Investor Post-Close | No |
| XXXX | XXXX |  | 39039234 | Closed | 2025-06-16 11:32 | 2025-06-16 11:32 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-06/16/2025 |  | Acknowledged-This finding is non-material and will be rated a B for all agencies - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4454618 | Investor Post-Close | No |
| XXXX | XXXX |  | 26797177 | Closed | 2025-06-13 14:47 | 2025-06-22 02:54 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/13/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4439845 | Investor Post-Close | No |
| XXXX | XXXX |  | 27635162 | Closed | 2025-06-12 18:44 | 2025-06-12 18:44 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4429254 | Investor Post-Close | No |
| XXXX | XXXX |  | 51642706 | Closed | 2025-05-30 11:25 | 2025-06-05 19:59 | Resolved | 1 - Information | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-Third Party Fraud Report is provided. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/05/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-05/30/2025 |  | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-Third Party Fraud Report is provided. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4280584 | N/A | N/A |
| XXXX | XXXX |  | 51642706 | Closed | 2025-05-30 11:25 | 2025-06-05 19:58 | Resolved | 1 - Information | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-OFAC Check Completed and Cleared. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-05/30/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025<br>| Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-OFAC Check Completed and Cleared. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4280583 | N/A | N/A |
| XXXX | XXXX |  | 51642706 | Closed | 2025-05-30 11:25 | 2025-06-05 19:58 | Resolved | 1 - Information | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-All Interested Parties Checked against Exclusionary Lists. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/05/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-05/30/2025 |  | Resolved-. - Due Diligence Vendor-06/05/2025 <br>Resolved-All Interested Parties Checked against Exclusionary Lists. Condition cleared. - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4280582 | N/A | N/A |
| XXXX | XXXX |  | 45595291 | Closed | 2025-06-12 16:53 | 2025-06-13 12:47 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. Figures from Final CD do not match the final settlement statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. Figures from Final CD do not match the final settlement statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4427051 | Investor Post-Close | No |
| XXXX | XXXX |  | 84891510 | Closed | 2025-06-16 17:52 | 2025-06-17 19:45 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/16/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4460495 | Investor Post-Close | No |
| XXXX | XXXX |  | 10162754 | Closed | 2025-06-12 20:29 | 2025-06-12 20:32 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/12/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4431356 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 10162754 | Closed | 2025-06-12 20:23 | 2025-06-12 20:23 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Borrower 1 Gap Credit Report is Missing Credit Extension 10 days, Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/12/2025 |  | Waived-Borrower 1 Gap Credit Report is Missing Credit Extension 10 days, Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/12/2025<br>|  |  | 1. CLTV <5% below the Maximum Qualifying <br> 2. DTI <5% below the Maximum Qualifying <br> 3. Credit Score >/= 10+ Points more than qualifying | XX | Primary Residence | Refinance | Cash Out - Other | 4431247 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 10162754 | Closed | 2025-06-12 20:23 | 2025-06-12 20:23 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Waived-Borrower 2 Gap Credit Report is Missing Credit Extension 10 days, Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/12/2025 |  | Waived-Borrower 2 Gap Credit Report is Missing Credit Extension 10 days, Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/12/2025<br>|  |  | 1. CLTV <5% below the Maximum Qualifying <br> 2. DTI <5% below the Maximum Qualifying <br> 3. Credit Score >/= 10+ Points more than qualifying | XX | Primary Residence | Refinance | Cash Out - Other | 4431248 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 59713618 | Closed | 2025-06-21 19:42 | 2025-06-21 19:49 | Waived | 2 - Non-Material | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Waived-The borrower has 23 months employment history. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/21/2025 |  | Waived-The borrower has 23 months employment history. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/21/2025<br>|  |  | 1. 36+ months housing history verified.<br> 2. Bonus income on WVOE verified. | XX | Primary Residence | Refinance | Cash Out - Other | 4521284 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 59730188 | Closed | 2025-06-12 12:58 | 2025-06-12 12:58 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-06/12/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-06/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4422724 | Investor Post-Close | No |
| XXXX | XXXX |  | 59730188 | Closed | 2025-06-12 12:22 | 2025-06-12 12:22 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4422387 | Investor Post-Close | No |
| XXXX | XXXX |  | 89141271 | Closed | 2025-06-12 15:01 | 2025-06-12 15:02 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 49.65% exceeds Guideline DTI of 45% GL section 4-4-4 allows maximum DTI of 45% with FICO of 706 and LTV of 80% however Audited DTI of 49.65% exceeds Guideline DTI of 45%. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/12/2025 |  | Waived-Audited DTI of 49.65% exceeds Guideline DTI of 45% GL section 4-4-4 allows maximum DTI of 45% with FICO of 706 and LTV of 80% however Audited DTI of 49.65% exceeds Guideline DTI of 45%. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/12/2025<br>|  |  | FICO 10 points above requirement<br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4424865 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 89141271 | Closed | 2025-06-12 14:26 | 2025-06-12 14:26 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Colorado (CO) Consumer Credit Code Violation: Refinance Disclosure is missing or not provided | Acknowledged-XXXX Consumer Credit Code Violation: Refinance Disclosure is missing or not provided This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025 |  | Acknowledged-Colorado Consumer Credit Code Violation: Refinance Disclosure is missing or not provided This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/12/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4424244 | Investor Post-Close | No |
| XXXX | XXXX |  | 13128047 | Closed | 2025-06-11 20:46 | 2025-06-17 15:39 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> This finding is non-material and will be rated an EV2 - Due Diligence Vendor-06/11/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> This finding is non-material and will be rated an EV2 - Due Diligence Vendor-06/11/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4416754 | Investor Post-Close | No |
| XXXX | XXXX |  | 87926569 | Closed | 2025-06-22 19:47 | 2025-06-22 19:47 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 46.08% exceeds Guideline DTI of 45% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/22/2025 |  | Waived-Audited DTI of 46.08% exceeds Guideline DTI of 45% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-06/22/2025<br>|  |  | Emp > 5 years same job and Fico 10 point above requirement | XX | Primary Residence | Refinance | Cash Out - Other | 4522332 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 45869063 | Closed | 2025-06-13 17:59 | 2025-07-15 14:50 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 46.57% exceeds Guideline DTI of 43% 46.57% DTI greater than max allowed of 43% for LTV greater than 75% with a FICO of 690. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/15/2025 <br>Waived-Audited DTI of 46.57% exceeds Guideline DTI of 43% 46.57% DTI greater than max allowed of 43% for LTV greater than 75% with a FICO of 690. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br> - Due Diligence Vendor-06/13/2025 |  | Waived-Audited DTI of 46.57% exceeds Guideline DTI of 43% 46.57% DTI greater than max allowed of 43% for LTV greater than 75% with a FICO of 690. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/15/2025 <br>Waived-Audited DTI of 46.57% exceeds Guideline DTI of 43% 46.57% DTI greater than max allowed of 43% for LTV greater than 75% with a FICO of 690. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br> - Due Diligence Vendor-06/13/2025<br>|  |  | 1) Employment of 5 years on the same job <br> 2)36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4443574 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 36169885 | Closed | 2025-06-17 12:40 | 2025-06-23 19:19 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/17/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/17/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4469184 | Investor Post-Close | No |
| XXXX | XXXX |  | 12327397 | Closed | 2025-05-29 15:04 | 2025-05-29 15:04 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4269872 | Investor Post-Close | No |
| XXXX | XXXX |  | 28494474 | Closed | 2025-04-01 17:43 | 2025-04-02 14:27 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/01/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/01/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3743719 | Investor Post-Close | No |
| XXXX | XXXX |  | 14497187 | Closed | 2025-04-02 16:53 | 2025-04-02 19:05 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/02/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/02/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3753338 | Investor Post-Close | No |
| XXXX | XXXX |  | 93163145 | Closed | 2025-04-02 12:16 | 2025-04-02 20:47 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/02/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-04/02/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3749745 | Investor Post-Close | No |
| XXXX | XXXX |  | #N/A | Closed | 2025-10-02 16:24 | 2025-10-02 16:25 | Waived | 2 - Non-Material | Credit | Missing Doc | The Appraisal is Missing | Waived-Exception form received. - Due Diligence Vendor-10/02/2025 <br> Resolved-Approved Exception, dated XX/XX/XXXX, provided. Using XXXX as primary and XXXX Value as secondary. - Due Diligence Vendor-01/31/2024 <br> Open-Appraisal not provided. No AVM scores are high confidence. Appraisal required. - Due Diligence Vendor-01/16/2024 |  | Waived-Exception form received. - Due Diligence Vendor-10/02/2025<br>|  |  | Residual Income of $6957.57, Length of Employment at 9 years 11 months, Home ownership at 7 years, 2 months. | XX | Primary Residence | Refinance | Cash Out - Other | 5753513 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 29541263 | Closed | 2023-12-06 12:33 | 2024-01-09 19:52 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Waived-Per Investor:GL section 4-2-6-5, requires transcripts for all borrowers, however our investor's guidelines require transcripts for only self-employed borrowers. We have provided a blanket internal exception to waive transcripts for non S/E borrowers. - Due Diligence Vendor-01/09/2024 <br>Acknowledged-Per client: GL section 4-2-6-5, requires transcripts for all borrowers, however our investor's guidelines require transcripts for only self-employed borrowers. We have provided a blanket internal exception to waive transcripts for non S/E borrowers. - Due Diligence Vendor-12/15/2023 <br>Open- - Due Diligence Vendor-12/06/2023 |  | Waived-Per Investor:GL section 4-2-6-5, requires transcripts for all borrowers, however our investor's guidelines require transcripts for only self-employed borrowers. We have provided a blanket internal exception to waive transcripts for non S/E borrowers. - Due Diligence Vendor-01/09/2024 <br>Acknowledged-Per client: GL section 4-2-6-5, requires transcripts for all borrowers, however our investor's guidelines require transcripts for only self-employed borrowers. We have provided a blanket internal exception to waive transcripts for non S/E borrowers. - Due Diligence Vendor-12/15/2023<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1293755 | Investor Post-Close | No |
| XXXX | XXXX |  | 29541263 | Closed | 2023-12-05 16:22 | 2023-12-26 20:21 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-12/26/2023 <br>Ready for Review-Document Uploaded. Please find attached VOE document. - Buyer-12/19/2023 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-12/05/2023 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-12/26/2023<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1291459 | N/A | N/A |
| XXXX | XXXX |  | 29541263 | Closed | 2023-12-05 18:08 | 2023-12-26 20:18 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-Evidence of E-Consent for borrower and non-borrowing spouse provided. - Due Diligence Vendor-12/26/2023 <br>Ready for Review-Document Uploaded. Hi,<br>Please see the attached - Seller-12/18/2023 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-12/05/2023 | Ready for Review-Document Uploaded. Hi,<br>Please see the attached - Seller-12/18/2023<br>| Resolved-Evidence of E-Consent for borrower and non-borrowing spouse provided. - Due Diligence Vendor-12/26/2023<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1291991 | N/A | N/A |
| XXXX | XXXX |  | 29541263 | Closed | 2023-12-06 11:20 | 2023-12-26 20:01 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report provided. - Due Diligence Vendor-12/26/2023 <br>Open- - Due Diligence Vendor-12/26/2023 <br>Ready for Review-Document Uploaded. Please see the attached supporting doc. - Seller-12/18/2023 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-12/06/2023 | Ready for Review-Document Uploaded. Please see the attached supporting doc. - Seller-12/18/2023<br>| Resolved-Borrower 1 Gap Credit Report provided. - Due Diligence Vendor-12/26/2023<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1293679 | N/A | N/A |
| XXXX | XXXX |  | 42574597 | Closed | 2024-06-05 15:23 | 2025-07-17 13:56 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/17/2025 <br>Resolved-HOA documentation received. - Due Diligence Vendor-06/10/2024 <br>Ready for Review-Document Uploaded. PFA HOA statement - Seller-06/10/2024 <br>Resolved-HOA documentation received. - Due Diligence Vendor-06/10/2024 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-06/05/2024 | Ready for Review-Document Uploaded.XXXX HOA statement - Seller-06/10/2024 | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/17/2025 <br>Resolved-HOA documentation received. - Due Diligence Vendor-06/10/2024 <br>Resolved-HOA documentation received. - Due Diligence Vendor-06/10/2024<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1788950 | N/A | N/A |
| XXXX | XXXX |  | 42574597 | Closed | 2024-06-05 11:47 | 2024-06-10 16:04 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-Proof of HOA dues received. - Due Diligence Vendor-06/10/2024 <br>Ready for Review-Document Uploaded. PFA HOA statement. - Seller-06/07/2024 <br>Open-Missing Evidence of HOA Dues for Primary Residence - Due Diligence Vendor-06/05/2024 | Ready for Review-Document Uploaded. XXXX HOA statement. - Seller-06/07/2024 | Resolved-Proof of HOA dues received. - Due Diligence Vendor-06/10/2024<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1787134 | N/A | N/A |
| XXXX | XXXX |  | 42574597 | Closed | 2024-06-07 15:53 | 2024-06-10 16:01 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-06/10/2024 <br> Ready for Review-Document Uploaded. Please find attached Initial CD before 3 days of Closing. - Seller-06/10/2024 <br> Open-The Initial Closing Disclosure was provided on (XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) he Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on XX/XX/XXXX. (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) - Due Diligence Vendor-06/07/2024 | Ready for Review-Document Uploaded. Please find attached Initial CD before 3 days of Closing. - Seller-06/10/2024<br>| Resolved-Resolved - Due Diligence Vendor-06/10/2024<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1801021 | N/A | N/A |
| XXXX | XXXX |  | 42574597 | Closed | 2024-06-05 11:21 | 2024-06-10 16:00 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-E consent received. - Due Diligence Vendor-06/10/2024 <br>Ready for Review-Document Uploaded. Please find attached E-consent for the loan file.<br> - Buyer-06/10/2024 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s) - Due Diligence Vendor-06/05/2024 |  | Resolved-E consent received. - Due Diligence Vendor-06/10/2024<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 1787049 | N/A | N/A |
| XXXX | XXXX |  | 65459008 | Closed | 2025-06-23 10:53 | 2025-07-11 19:07 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Missing income documentation (for asset depletion income) was provided. Condition cleared. - Due Diligence Vendor-07/11/2025 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/10/2025 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Supporting document missing in the loan file to verify the asset depletion income of $X,XXX.XX. - Due Diligence Vendor-06/23/2025 |  | Resolved-Missing income documentation (for asset depletion income) was provided. Condition cleared. - Due Diligence Vendor-07/11/2025 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-07/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4524060 | N/A | N/A |
| XXXX | XXXX |  | 65459008 | Closed | 2025-06-23 10:55 | 2025-07-11 19:05 | Resolved | 1 - Information | Credit | Missing Doc | Missing income documentation | Resolved-Asset document (401k) was provided to support Asset Depletion income. Condition cleared. - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/10/2025 <br> Open-Supporting document missing in the loan file to verify the asset depletion income of $X,XXX.XX - Due Diligence Vendor-06/23/2025 |  | Resolved-Asset document (401k) was provided to support Asset Depletion income. Condition cleared. - Due Diligence Vendor-07/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4524074 | N/A | N/A |
| XXXX | XXXX |  | 65459008 | Closed | 2025-06-20 20:08 | 2025-06-23 11:15 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 46.53% exceeds Guideline DTI of 45% Lender guidelines states Max DTI is 45%. Despite this requirement, documentation in file indicates DTI is 46.53%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/20/2025 |  | Waived-Audited DTI of 46.53% exceeds Guideline DTI of 45% Lender guidelines states Max DTI is 45%. Despite this requirement, documentation in file indicates DTI is 46.53%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-06/20/2025<br>|  |  | Compensating Factors are verified<br> 1. Employment for an extended period at the same job.<br> 2. Credit Score>/=10+ Points more than qualifying.<br> 3. Minimal debts/Revolving accounts | XX | Primary Residence | Refinance | Cash Out - Other | 4517479 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 26082581 | Closed | 2025-06-22 15:24 | 2025-06-22 16:41 | Waived | 2 - Non-Material | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-Delinquent Credit History Does Not Meet Guideline Requirements The credit report reflects two derogatory accounts within the last 24 months - charge-offs with $0 balance. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br>- Due Diligence Vendor-06/22/2025 |  | Waived-Delinquent Credit History Does Not Meet Guideline Requirements The credit report reflects two derogatory accounts within the last 24 months - charge-offs with $0 balance. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br>- Due Diligence Vendor-06/22/2025<br>|  |  | CLTV 5% below the maximum<br> DTI 5% below the maximum<br> 0x30x36 housing history | XX | Primary Residence | Refinance | Cash Out - Other | 4522029 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 92936616 | Closed | 2025-06-13 14:35 | 2025-06-27 15:17 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Lender provided XXXX Award Letter. Condition cleared. - Due Diligence Vendor-06/27/2025 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/26/2025 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements XXXX benefit income, used for qualification, documentation is missing in file. - Due Diligence Vendor-06/13/2025 |  | Resolved-Lender provided XX Award Letter. Condition cleared. - Due Diligence Vendor-06/27/2025 <br> Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/27/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4439577 | N/A | N/A |
| XXXX | XXXX |  | 92936616 | Closed | 2025-06-13 14:35 | 2025-06-27 15:17 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Award Letter Missing | Resolved-Lender provided XXXX Award Letter. Condition cleared. - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/26/2025 <br> Open-Borrower 1 Award Letter Missing XXXX Benefit income award letter is missing. - Due Diligence Vendor-06/13/2025 |  | Resolved-Lender provided XX Award Letter. Condition cleared. - Due Diligence Vendor-06/27/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4439576 | N/A | N/A |
| XXXX | XXXX |  | 24027586 | Closed | 2025-07-08 19:34 | 2025-07-09 17:54 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/08/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4738408 | Investor Post-Close | No |
| XXXX | XXXX |  | 11852445 | Closed | 2025-06-13 16:36 | 2025-06-26 19:45 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/25/2025 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-06/13/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-06/26/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4442075 | N/A | N/A |
| XXXX | XXXX |  | 64919688 | Closed | 2025-06-20 21:14 | 2025-06-24 17:11 | Waived | 2 - Non-Material | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-Disputed tradeline with multiple 90 day late payments. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/20/2025 |  | Waived-Disputed tradeline with multiple 90 day late payments. A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/20/2025<br>|  |  | Income not used to qualify <br> 36+ Months 0x30 housing payment history -99 months history provided<br> All the Compensation faction are met | XX | Primary Residence | Refinance | Cash Out - Other | 4518374 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 56125668 | Closed | 2025-06-13 19:30 | 2025-06-13 19:30 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-06/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-06/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4445181 | Investor Post-Close | No |
| XXXX | XXXX |  | 48585939 | Closed | 2025-06-13 18:17 | 2025-06-27 15:24 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Lender provided PDI evidencing no damage. Condition cleared. - Due Diligence Vendor-06/27/2025 <br>Resolved-Post incident inspection provided - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/26/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-06/13/2025 |  | Resolved-Lender provided PDI evidencing no damage. Condition cleared. - Due Diligence Vendor-06/27/2025 <br>Resolved-Post incident inspection provided - Due Diligence Vendor-06/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4443876 | N/A | N/A |
| XXXX | XXXX |  | 48585939 | Closed | 2025-06-13 18:37 | 2025-06-23 18:50 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4444346 | Investor Post-Close | No |
| XXXX | XXXX |  | 75820929 | Closed | 2025-06-13 12:46 | 2025-07-17 15:11 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. Please find the attached document - Seller-06/25/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing credit report. - Due Diligence Vendor-06/13/2025 | Ready for Review-Document Uploaded. Please find the attached document - Seller-06/25/2025<br>| Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/26/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4437918 | N/A | N/A |
| XXXX | XXXX |  | 75820929 | Closed | 2025-06-22 03:24 | 2025-07-17 15:11 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-06/26/2025 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements The loan file is missing verification of payment history for existing 2nd mortgage. - Due Diligence Vendor-06/22/2025 |  | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-06/26/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4521691 | N/A | N/A |
| XXXX | XXXX |  | 75820929 | Closed | 2025-06-13 12:46 | 2025-06-26 13:56 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/25/2025 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-06/13/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/25/2025<br>| Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-06/26/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4437917 | N/A | N/A |
| XXXX | XXXX |  | 75820929 | Closed | 2025-06-22 03:24 | 2025-06-26 13:56 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-06/26/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. The loan file is missing verification of payment history for existing 2nd mortgage. - Due Diligence Vendor-06/22/2025 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-06/26/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4521690 | N/A | N/A |
| XXXX | XXXX |  | 75820929 | Closed | 2025-06-22 03:46 | 2025-06-26 13:55 | Resolved | 1 - Information | Credit | Missing Doc | Missing Payoff Statement for prior loan | Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-06/26/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/25/2025 <br>Open-Missing Payoff Statement for prior loan. Subject transaction paid off an existing 2nd mortgage, missing payoff statement. - Due Diligence Vendor-06/22/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/25/2025<br>| Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-06/26/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4521710 | N/A | N/A |
| XXXX | XXXX |  | 13125586 | Closed | 2025-07-11 19:51 | 2025-07-11 19:51 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/11/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/11/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4792030 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 77244577 | Closed | 2025-06-17 13:04 | 2025-07-03 14:51 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception form received. - Due Diligence Vendor-07/03/2025 <br> Ready for Review-Document Uploaded. Please find the revised exception form. - Buyer-07/02/2025 <br> Counter-Insufficient compensating factors. Borrower qualifying FICO is 7pts above qualifying for DTI>43 and 85 CLTV - Due Diligence Vendor-06/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached exception form. - Buyer-06/27/2025 <br> Open-Audited DTI of 45.8% exceeds Guideline DTI of 43%. Max DTI is 43% when the CLTV > 80%. - Due Diligence Vendor-06/17/2025 |  | Waived-Exception form received. - Due Diligence Vendor-07/03/2025<br>| XXXX |  | 36 Months 0x30 housing payment history<br> No derogatory events | XX | Primary Residence | Refinance | Cash Out - Other | 4469470 | Investor Post-Close | No |
| XXXX | XXXX |  | 42884278 | Closed | 2025-06-23 16:18 | 2025-06-30 19:53 | Resolved | 1 - Information | Compliance | State Reg | TX 50(a)(6) Violation: Notice Concerning Extension of Credit disclosure not provided within 3 days of application | Resolved-Lender provided XX 50(a)(6) Violation: Notice Concerning Extension of Credit disclosure dated the same date of application. Condition cleared. - Due Diligence Vendor-06/30/2025 <br> Ready for Review-Are you referring to the signature date? If yes, you are incorrect. Lender has to disclose within 3 days. There is no restriction on sign of the Disclosure. Please waive this condition - Buyer-06/27/2025 <br> Counter-Submitted document is not dated withing 3 days of application. Condition remains. - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Document Uploaded. Please see attached. It was provided within 3 days of application along with initial LE. Please waive the condition. - Buyer-06/26/2025 <br> Open-XX 50(a)(6) Violation: Notice Concerning Extension of Credit disclosure not provided within 3 days of application. - Due Diligence Vendor-06/23/2025 |  | Resolved-Lender provided XX 50(a)(6) Violation: Notice Concerning Extension of Credit disclosure dated the same date of application. Condition cleared. - Due Diligence Vendor-06/30/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4528898 | N/A | N/A |
| XXXX | XXXX |  | 80124238 | Closed | 2025-06-13 13:40 | 2025-06-27 17:12 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-Lender provided SSI letter. Condition cleared. - Due Diligence Vendor-06/27/2025 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/26/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Social Security Verification doc is missing. - Due Diligence Vendor-06/13/2025 |  | Resolved-Lender provided SSI letter. Condition cleared. - Due Diligence Vendor-06/27/2025 <br>Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-06/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4438577 | N/A | N/A |
| XXXX | XXXX |  | 80124238 | Closed | 2025-06-13 13:42 | 2025-06-27 17:12 | Resolved | 1 - Information | Credit | Missing Doc | Missing income documentation | Resolved-Lender provided SSI letter. Condition cleared. - Due Diligence Vendor-06/27/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/26/2025 <br>Open-Social Security Verification doc is missing. - Due Diligence Vendor-06/13/2025 |  | Resolved-Lender provided SSI letter. Condition cleared. - Due Diligence Vendor-06/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4438628 | N/A | N/A |
| XXXX | XXXX |  | 80124238 | Closed | 2025-06-13 13:21 | 2025-06-22 20:15 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4438278 | Investor Post-Close | No |
| XXXX | XXXX |  | 18384387 | Closed | 2025-06-13 18:34 | 2025-06-13 18:34 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. Figures from Final CD do not match the final settlement statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. Figures from Final CD do not match the final settlement statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4444284 | Investor Post-Close | No |
| XXXX | XXXX |  | 71408203 | Closed | 2025-06-16 19:31 | 2025-07-11 18:38 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood insurance policy was provided. Condition cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/10/2025 <br>Open-Missing Flood Insurance Policy - Due Diligence Vendor-06/16/2025 |  | Resolved-Flood insurance policy was provided. Condition cleared. - Due Diligence Vendor-07/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4462438 | N/A | N/A |
| XXXX | XXXX |  | 28124118 | Closed | 2025-06-13 14:44 | 2025-06-23 18:27 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-06/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-06/13/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 4439798 | Investor Post-Close | No |
| XXXX | XXXX |  | 18840101 | Closed | 2025-06-24 13:40 | 2025-06-27 17:54 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Property Taxes for REO | Resolved-Lender provided mortgage statement with escrows. Condition cleared. - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. T&I escrowed. - Buyer-06/26/2025 <br> Open-Evidence of property taxes for property XXXX XXXX Court property on the final application not provided. - Due Diligence Vendor-06/24/2025 |  | Resolved-Lender provided mortgage statement with escrows. Condition cleared. - Due Diligence Vendor-06/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4540090 | N/A | N/A |
| XXXX | XXXX |  | 18840101 | Closed | 2025-06-24 13:39 | 2025-06-27 17:54 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Insurance for REO | Resolved-Lender provided mortgage statement with escrows. Condition cleared. - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. T&I escrowed. - Buyer-06/26/2025 <br> Open-Missing Evidence of Insurance for property XXXX XXXX Court on final application - Due Diligence Vendor-06/24/2025 |  | Resolved-Lender provided mortgage statement with escrows. Condition cleared. - Due Diligence Vendor-06/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4540079 | N/A | N/A |
| XXXX | XXXX |  | 18840101 | Closed | 2025-06-20 15:50 | 2025-06-27 17:53 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Lender provided mortgage statement with escrows. Condition cleared. - Due Diligence Vendor-06/27/2025 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. T&I escrowed. - Buyer-06/26/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements The file is missing evidence of Taxes and Insurance for the property located on XXXX XXXX Court - Due Diligence Vendor-06/20/2025 |  | Resolved-Lender provided mortgage statement with escrows. Condition cleared. - Due Diligence Vendor-06/27/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/27/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4512045 | N/A | N/A |
| XXXX | XXXX |  | 89003481 | Closed | 2025-06-16 19:47 | 2025-06-24 16:26 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/16/2025 |  | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4462718 | Investor Post-Close | No |
| XXXX | XXXX |  | 94550727 | Closed | 2025-06-17 06:08 | 2025-07-17 14:11 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/27/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Provided lease payment listed in the final application which is the address listed on the borrowers' paystubs and W2. - Due Diligence Vendor-06/17/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-06/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4467517 | N/A | N/A |
| XXXX | XXXX |  | 94550727 | Closed | 2025-06-17 06:21 | 2025-06-30 14:25 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Sufficient documentation received. - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/27/2025 <br>Open-Provided lease payment listed in the final application which is the address listed on the borrowers' paystubs and W2. - Due Diligence Vendor-06/17/2025 |  | Resolved-Sufficient documentation received. - Due Diligence Vendor-06/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4467552 | N/A | N/A |
| XXXX | XXXX |  | 94550727 | Closed | 2025-06-17 06:21 | 2025-06-30 14:18 | Resolved | 1 - Information | Compliance | Missing Doc | 1-4 Family Rider is Missing | Resolved-Evidence the box was checked in error and borrower correction received. - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Borrower incorrectly marked the 1-4 family rider while signing. Please see attached correct page of DOT where borrower had cancelled the mark and initialed it. - Buyer-06/26/2025 <br>Open-1-4 Family Rider is Missing - Due Diligence Vendor-06/17/2025 |  | Resolved-Evidence the box was checked in error and borrower correction received. - Due Diligence Vendor-06/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4467555 | N/A | N/A |
| XXXX | XXXX |  | 12479663 | Closed | 2025-06-17 12:57 | 2025-06-17 12:57 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> - Due Diligence Vendor-06/17/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> - Due Diligence Vendor-06/17/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4469367 | Investor Post-Close | No |
| XXXX | XXXX |  | 29770271 | Closed | 2025-06-20 18:25 | 2025-06-20 18:25 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/20/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/20/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 4515465 | Investor Post-Close | No |
| XXXX | XXXX |  | 50052118 | Closed | 2025-06-13 11:20 | 2025-06-30 14:40 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-06/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/26/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-06/13/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-06/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4437255 | N/A | N/A |
| XXXX | XXXX |  | 50052118 | Closed | 2025-06-13 12:25 | 2025-06-23 15:39 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. Figures from Final CD do not match the final settlement statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/13/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. Figures from Final CD do not match the final settlement statement. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/13/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4437701 | Investor Post-Close | No |
| XXXX | XXXX |  | 81262142 | Closed | 2025-06-25 18:54 | 2025-07-07 20:58 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4561387 | Investor Post-Close | No |
| XXXX | XXXX |  | 97018632 | Closed | 2025-06-17 12:14 | 2025-06-30 18:55 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Lender provided a PCCD with correction. Condition cleared. - Due Diligence Vendor-06/30/2025 <br> Resolved-Resolved - Due Diligence Vendor-06/30/2025 <br> Ready for Review-Document Uploaded. Please see PCCD, for the clerical correct. There shouldn't be any cure. - Buyer-06/27/2025 <br> Open- - Due Diligence Vendor-06/23/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The (Doc Tax Stamps/Transfer Taxes – City/County) increased on the CD dated (XXXX) without a valid COC. No Cure. - Due Diligence Vendor-06/17/2025 |  | Resolved-Lender provided a PCCD with correction. Condition cleared. - Due Diligence Vendor-06/30/2025 <br>Resolved-Resolved - Due Diligence Vendor-06/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4468945 | N/A | N/A |
| XXXX | XXXX |  | 97018632 | Closed | 2025-06-17 12:14 | 2025-06-30 18:54 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Lender provided a PCCD with correction. Condition cleared. - Due Diligence Vendor-06/30/2025 <br> Resolved-Resolved - Due Diligence Vendor-06/30/2025 <br> Ready for Review-Document Uploaded. Please see PCCD, for the clerical correct. There shouldn't be any cure. - Buyer-06/27/2025 <br> Open- - Due Diligence Vendor-06/23/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Doc Tax Stamps/Transfer Taxes – City/County. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Loan Estimate, dated (XX/XX/XXXX), reflects a Doc Tax Stamps/Transfer Taxes – City/County fee is $0. But Initial CD dated (XX/XX/XXXX) reflects a Doc Tax Stamps/Transfer Taxes – City/County fee is ($X,XXX.XX) in Section E. The loan file did not contain a valid COC to support the increase - Due Diligence Vendor-06/17/2025 |  | Resolved-Lender provided a PCCD with correction. Condition cleared. - Due Diligence Vendor-06/30/2025 <br>Resolved-Resolved - Due Diligence Vendor-06/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4468944 | N/A | N/A |
| XXXX | XXXX |  | 28421724 | Closed | 2025-06-17 13:33 | 2025-06-17 13:33 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-06/17/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies.<br> - Due Diligence Vendor-06/17/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4469903 | Investor Post-Close | No |
| XXXX | XXXX |  | 14512065 | Closed | 2025-06-25 18:33 | 2025-07-11 16:08 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Other | 4561006 | Investor Post-Close | No |
| XXXX | XXXX |  | 42068163 | Closed | 2025-06-25 19:13 | 2025-07-16 21:38 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged- - Due Diligence Vendor-07/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures - Due Diligence Vendor-06/25/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4561702 | Originator Post-Close | No |
| XXXX | XXXX |  | 12772966 | Closed | 2025-07-10 17:34 | 2025-07-10 18:15 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/10/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/10/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4769315 | Investor Post-Close | No |
| XXXX | XXXX |  | 38254489 | Closed | 2025-07-09 21:50 | 2025-07-10 19:59 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/09/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/09/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4757280 | Investor Post-Close | No |
| XXXX | XXXX |  | 16302833 | Closed | 2025-07-08 11:08 | 2025-07-08 20:54 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/08/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4719280 | Investor Post-Close | No |
| XXXX | XXXX |  | 21370849 | Closed | 2025-07-03 17:48 | 2025-09-05 18:05 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Document Uploaded. Please find the revised exception Form. - Seller-07/30/2025 <br> Counter-Under the finding for Missing Evidence of Insurance for REO, the Lender provided HOI policy with a monthly premium of $X,XXX.XX . The monthly property taxes for this property are $X,XXX.XX which total a monthly T&I payment of $X,XXX.XX . This exceeds the stated amount on the 1003 of $X,XXX.XX . This results in the DTI increasing to 48.22%. Please provide updated Lender Exception reflecting increased DTI of 48.22%. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/29/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing Evidence of Insurance for property 3b on final application. - Due Diligence Vendor-07/03/2025 | Ready for Review-Document Uploaded. Please find the revised exception Form. - Seller-07/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/29/2025<br>| Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4654952 | N/A | N/A |
| XXXX | XXXX |  | 21370849 | Closed | 2025-07-03 17:35 | 2025-07-31 17:21 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception form to exceed guideline DTI received. - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Document Uploaded. Please find the revised exception Form. - Buyer-07/30/2025 <br> Counter-Re-Open finding: Under the finding for Missing Evidence of Insurance for REO, the Lender provided HOI policy with a monthly premium of $X,XXX.XX . The monthly property taxes for this property are $X,XXX.XX which total a monthly T&I payment of $X,XXX.XX . This exceeds the stated amount on the 1003 of $X,XXX.XX . This results in the DTI increasing to 48.22%. Please provide updated Lender Exception reflecting increased DTI of 48.22%. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding will be rated a B for all agencies. - Due Diligence Vendor-07/11/2025 <br> Open-Audited DTI of 47.08% exceeds Guideline DTI of 43% - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-07/10/2025 <br> Open-Audited DTI of 47.08% exceeds Guideline DTI of 43% Loan was approved with a DTI of 48.090%. The maximum allowed DTI for FICO of 674, LTV of 75% is 43%. - Due Diligence Vendor-07/03/2025 | Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-07/10/2025<br>| Waived-Exception form to exceed guideline DTI received. - Due Diligence Vendor-07/31/2025 <br>Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding will be rated a B for all agencies. - Due Diligence Vendor-07/11/2025<br>| XXXX |  | FICO 674 > min 660<br> 0x30x36 | XX | Primary Residence | Refinance | Cash Out - Other | 4654767 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 21370849 | Closed | 2025-07-03 15:51 | 2025-07-30 13:20 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Insurance for REO | Resolved-Lender provided HOI policy with a monthly premium of $X,XXX.XX . The property taxes for this property are $X,XXX.XX which total a monthly T&I payment of $X,XXX.XX . This exceeds the stated amount on the 1003 of $X,XXX.XX . This results in the DTI increasing which is addressed in the Audited DTI Exceeds Guideline DTI finding. This condition is cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/29/2025 <br> Open-Missing Evidence of Insurance for property 3b on final application. - Due Diligence Vendor-07/03/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/29/2025<br>| Resolved-Lender provided HOI policy with a monthly premium of $X,XXX.XX . The property taxes for this property are $X,XXX.XX which total a monthly T&I payment of $X,XXX.XX . This exceeds the stated amount on the 1003 of $X,XXX.XX . This results in the DTI increasing which is addressed in the Audited DTI Exceeds Guideline DTI finding. This condition is cleared. - Due Diligence Vendor-07/30/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4652816 | N/A | N/A |
| XXXX | XXXX |  | 21370849 | Closed | 2025-07-03 17:47 | 2025-07-11 19:29 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-DTI exceeds guidelines. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please find the attached exception form. - Buyer-07/10/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements DTI exceeds guidelines. - Due Diligence Vendor-07/03/2025 |  | Resolved-DTI exceeds guidelines. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4654934 | N/A | N/A |
| XXXX | XXXX |  | 21370849 | Closed | 2025-07-01 17:00 | 2025-07-11 19:16 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Commitment was provided. Condition cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/10/2025 <br>Open-Title Document is missing. - Due Diligence Vendor-07/01/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/10/2025<br>| Resolved-Title Commitment was provided. Condition cleared. - Due Diligence Vendor-07/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4618496 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-01-28 19:26 | 2025-01-29 19:33 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 48.76% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br>- Due Diligence Vendor-01/28/2025 |  | Waived-Audited DTI of 48.76% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated.<br>- Due Diligence Vendor-01/28/2025<br>|  |  | Employment of 5 years on the same job in page #554 & 36+ months housing payment history Page #76&78, were found to be valid. | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3299841 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-17 16:17 | 2025-07-28 17:52 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Cured-Proof of cure to borrower received. - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD and cure refund confirmation - Buyer-07/26/2025 <br> Counter-. - Due Diligence Vendor-06/24/2025 <br> Counter-Received rebuttal that states the following: 3rd Party processing fee was disclosed on CD dated XX/XX/XXXX, changing the baseline from LE to CD issued on XX/XX/XXXX. There shouldn't be any cure for the same. Please waive the condition. Audit response: Agree that the fee was disclosed on CD dated XX/XX/XXXX, however, there is no reason, or COC, for the additional fee being added to Section B. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/24/2025 <br> Ready for Review-3rd Party processing fee was disclosed on CD dated XX/XX/XXXX, changing the baseline from LE to CD issued on XX/XX/XXXX. There shouldn't be any cure for the same. Please waive the condition. - Buyer-06/24/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of $X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-06/17/2025 <br> Open-Third Party Processing Fee on CD datedXX/XX/XXXX is $X,XXX.XX . LE dated XX/XX/XXXX lists fee as $0. This fee is in a 0% tolerance section. Lender tolerance cure of $X,XXX.XX is required. Section J reflects $0 tolerance cure that is insufficient as it was applied to the tolerance cure for the Third Party Processing Fee. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/17/2025 |  | Cured-Proof of cure to borrower received. - Due Diligence Vendor-07/28/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4473478 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-17 16:17 | 2025-07-28 17:52 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Cured-Proof of cure to borrower received. - Due Diligence Vendor-07/28/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD and cure refund confirmation - Buyer-07/26/2025 <br> Counter-. - Due Diligence Vendor-06/24/2025 <br> Counter-Received rebuttal that states the following: 3rd Party processing fee was disclosed on CD dated XX/XX/XXXX, changing the baseline from LE to CD issued on XX/XX/XXXX. There shouldn't be any cure for the same. Please waive the condition. Audit response: Agree that the fee was disclosed on CD dated XX/XX/XXXX, however, there is no reason, or COC, for the additional fee being added to Section B. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/24/2025 <br> Ready for Review-3rd Party processing fee was disclosed on CD dated XX/XX/XXXX, changing the baseline from LE to CD issued on XX/XX/XXXX. There shouldn't be any cure for the same. Please waive the condition. - Buyer-06/24/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of $X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-06/17/2025 <br> Open-Third Party Processing Fee on CD datedXX/XX/XXXX is $X,XXX.XX . LE dated XX/XX/XXXX lists fee as $0. This fee is in a 0% tolerance section. Lender tolerance cure of $X,XXX.XX is required. Section J reflects $0 tolerance cure that is insufficient as it was applied to the tolerance cure for the Third Party Processing Fee. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-06/17/2025 |  | Cured-Proof of cure to borrower received. - Due Diligence Vendor-07/28/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4473479 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-04-30 19:32 | 2025-07-16 18:12 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received recorded revised DOT. Condition cleared. - Due Diligence Vendor-07/16/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/14/2025 <br> Counter-Received corrected Deed. Missing Letter of Intent to re-record. Condition remains. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Document Uploaded. XXXX DOT . thank you - Seller-06/04/2025 <br> Counter-Property is not in a PUD per appraisal report and preliminary title report, which is confirmed with a Processor Cert. Appraisal Report is accurate; however, security instrument is not. Lender to provide 1) copy of corrected, signed Deed of Trust deleting PUD Rider and 2) Letter of Intent to re-record. Condition retained. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. XXXX Processor cert - Previous DOT was incorrectly updated as PUD whereas, subject property is SFR with no HOA. - Buyer-05/21/2025 <br> Counter-Borrower was charged $X,XXX.XX for PUD endorsement, 1st lien Mortgage is marked PUD and has a PUD Rider, 1008 indicates PUD, approval indicates PUD. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Property is not PUD. The most recent deed shows no PUD, XXXX and XXXX.com shows no PUD. The legal description doesn't reference a development and there is no online record of aXXXX XXXX XXXX ever existing in XXXX XX. Please clear. - Buyer-05/02/2025 <br> Open-The appraisal does not reflect the subject property as a PUD (PUD rider in file). Provide corrected appraisal. - Due Diligence Vendor-04/30/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/14/2025 <br> Ready for Review-Document Uploaded. XXXX DOT . thank you - Seller-06/04/2025 | Resolved-Received recorded revised DOT. Condition cleared. - Due Diligence Vendor-07/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4008617 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-04-30 19:29 | 2025-05-21 14:18 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-Property is not in a PUD per appraisal report and preliminary title report, which is confirmed with a Processor Cert. HOA dues are not applicable, condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. XXXX Processor cert - Previous DOT was incorrectly updated as PUD whereas, subject property is SFR with no HOA. - Buyer-05/21/2025 <br> Counter-Borrower was charged $X,XXX.XX for PUD endorsement, 1st lien Mortgage is marked PUD and has a PUD Rider, 1008 indicates PUD, approval indicates PUD. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Property is not PUD. The appraisal shows no PUD, the most recent deed shows no PUD, XXXX and XXXX.com shows no PUD. The legal description doesn't reference a development and there is no online record of a XXXX XXXX XXXX ever existing in XXXX XX. Please clear. - Buyer-05/02/2025 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing verification of HOA dues. - Due Diligence Vendor-04/30/2025 |  | Resolved-Property is not in a PUD per appraisal report and preliminary title report, which is confirmed with a Processor Cert. HOA dues are not applicable, condition cleared. - Due Diligence Vendor-05/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4008587 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-04-29 20:06 | 2025-05-21 14:17 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-05/01/2025 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Final 1003 reflects asset depletion income of $X,XXX.XX. Missing supporting documents to verify the income. Additional conditions may apply. - Due Diligence Vendor-04/29/2025 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3997764 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-04-30 19:26 | 2025-05-21 14:16 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-Property is not in a PUD per appraisal report and preliminary title report, which is confirmed with a Processor Cert. HOA dues are not applicable, condition cleared. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. XXXX Processor cert - Previous DOT was incorrectly updated as PUD whereas, subject property is SFR with no HOA. - Buyer-05/21/2025 <br> Counter-Borrower was charged $X,XXX.XX for PUD endorsement, 1st lien Mortgage is marked PUD and has a PUD Rider, 1008 indicates PUD, approval indicates PUD. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-Property is not PUD. The appraisal shows no PUD, the most recent deed shows no PUD, XXXX and XXXX.com shows no PUD. The legal description doesn't reference a development and there is no online record of a XXXX XXXX XXXX ever existing in XXXX XX. Please clear. - Buyer-05/02/2025 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing verification of HOA dues. - Due Diligence Vendor-04/30/2025 | Ready for Review-Document Uploaded. XXXX Processor cert - Previous DOT was incorrectly updated as PUD whereas, subject property is SFR with no HOA. - Seller-05/21/2025 <br> Ready for Review-Property is not PUD. The appraisal shows no PUD, the most recent deed shows no PUD, XXXX and XXXX.com shows no PUD. The legal description doesn't reference a development and there is no online record of a XXXX XXXX XXXX ever existing in XXXX XX. Please clear. - Seller-05/02/2025 | Resolved-Property is not in a PUD per appraisal report and preliminary title report, which is confirmed with a Processor Cert. HOA dues are not applicable, condition cleared. - Due Diligence Vendor-05/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4008550 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-04-29 20:07 | 2025-05-01 14:47 | Resolved | 1 - Information | Credit | Missing Doc | Missing income documentation | Resolved-Statement received. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/01/2025 <br> Open-Final 1003 reflects asset depletion income of $X,XXX.XX. Missing supporting documents to verify the income. Additional conditions may apply. - Due Diligence Vendor-04/29/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-05/01/2025<br>| Resolved-Statement received. - Due Diligence Vendor-05/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3997780 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-05-30 14:39 | 2025-09-08 17:49 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-09/08/2025 <br>Resolved-Income documentation and VVOE received. Condition cleared. - Due Diligence Vendor-07/16/2025 <br>Ready for Review-A separate condition for VVOE is already added, hence please clear this condition as condition requirement of missing recent pay stub is already uploaded. - Buyer-07/14/2025 <br>Counter-VVOE is still missing. Condition remains. - Due Diligence Vendor-06/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/06/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Missing recent paystub. - Due Diligence Vendor-05/30/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/06/2025<br>| Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-09/08/2025 <br>Resolved-Income documentation and VVOE received. Condition cleared. - Due Diligence Vendor-07/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4282792 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-05-30 14:41 | 2025-07-16 17:46 | Cured | 2 - Non-Material | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Cured-Received post-closing VVOE with request to downgrade. This finding is deemed non-material and will be rated an B.<br> - Due Diligence Vendor-07/16/2025 <br> Ready for Review-Document Uploaded. Please find the attached document showing XXXX XXXX XXXX, Inc. (XXXX) is a company that does business as XXXX XXXX XXXX and VVOE for the same is already uploaded. For VVOE not meeting the requirement of within the 10 business days of closing, kindly change the rating to "B". - Seller-07/14/2025 <br> Counter-Lender provided verification of self-employment (1c on the final loan application); however, it is dated XX/XX/XXXX which is after Note date of XX/XX/XXXX and not within 10 days of Note or funding date, as required per Guidelines. Additionally, VVOE for employment (1b on the final application) is still missing. Condition retained. - Due Diligence Vendor-07/11/2025 <br> Ready for Review-Document Uploaded. Please find the attached VVOE - Buyer-07/10/2025 <br> Open-Missing VVOE dated within 10 business days of consummation for all employment - Due Diligence Vendor-05/30/2025 | Ready for Review-Document Uploaded. Please find the attached document showing XXXX XXXX XXXX. (XXX) is a company that does business as XXXX XXXX XXXXl and VVOE for the same is already uploaded. For VVOE not meeting the requirement of within the 10 business days of closing, kindly change the rating to "B". - Seller-07/14/2025 | Cured-Received post-closing VVOE with request to downgrade. This finding is deemed non-material and will be rated an B.<br> - Due Diligence Vendor-07/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4282860 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-05-30 14:45 | 2025-06-07 17:56 | Resolved | 1 - Information | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-Lender provided paystub dated within 30 days of application. Condition cleared. - Due Diligence Vendor-06/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-06/06/2025 <br>Open-Missing paystub. Provide a paystub, or an equivalent document, dated within 30 days prior to the application date. As per GL 4-2-6-9, the paystub must be within this timeframe to meet documentation requirements. - Due Diligence Vendor-05/30/2025 |  | Resolved-Lender provided paystub dated within 30 days of application. Condition cleared. - Due Diligence Vendor-06/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4282949 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-05-30 15:26 | 2025-06-07 17:49 | Waived | 2 - Non-Material | Credit | Borrower | Fraud: Potential Occupancy/Current Address Issues identified in the file | Waived-Investor provided approved exception with 2 valid compensating factors. Condition waived - Due Diligence Vendor-06/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached Exception Form. - Buyer-06/06/2025 <br>Counter-Received lender rebuttal. Audit response: Per Guidelines mixed-use properties (residential and commercial) are not permitted for this loan program. A lender exception is required. Condition remains. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-We are not using any rental income from subject property which is listed on schedule E , also not considering rental income as commercial property. This seems borrower is self employed and using his primary residence as office and also claim the same as commercial on schedule E. - Buyer-06/05/2025 <br>Open-The subject property is listed as a Single-Family Residence (SFR) and is intended to be used as a primary residence. However, the tax return reflects the property on Schedule E as both a SFR and a commercial property. As per GL, mixed-use properties (residential and commercial) are not permitted for this loan program. - Due Diligence Vendor-05/30/2025 |  | Waived-Investor provided approved exception with 2 valid compensating factors. Condition waived - Due Diligence Vendor-06/07/2025<br>| XXXX |  | Employment for an extended period of time at the same job<br> Credit Score >/= 10+ points more than qualifying | XX | Primary Residence | Refinance | Cash Out - Other | 4283964 | Investor Post-Close | No |
| XXXX | XXXX |  | #N/A | Closed | 2025-05-30 15:30 | 2025-06-05 20:21 | Resolved | 1 - Information | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Received completion report. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis Provide missing 1004D since Primary Value Subject Property Appraisal is not on an As-Is Basis. - Due Diligence Vendor-05/30/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-06/05/2025<br>| Resolved-Received completion report. Condition cleared. - Due Diligence Vendor-06/05/2025 <br>Resolved-Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - Due Diligence Vendor-06/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4284017 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-21 14:24 | 2025-09-05 18:10 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. XXXX Flood Insurance - Buyer-08/04/2025 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Subject Flood Insurance policy is missing - Due Diligence Vendor-07/21/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4885644 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-21 14:21 | 2025-08-05 16:10 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. XXXX Flood Insurance - Buyer-08/04/2025 <br> Open-Missing Flood Insurance Policy - Due Diligence Vendor-07/21/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4885554 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-05-29 12:21 | 2025-09-09 19:04 | Resolved | 1 - Information | Credit | Income/Employment | Borrower 2 Tax Returns Not Signed | Resolved-Documents provided to clear. - Due Diligence Vendor-07/21/2025 <br> Resolved-Borrower 2 Tax Returns Are Signed or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-07/21/2025 <br> Ready for Review-Document Uploaded. For the XXXX we have the E-File Authorization and XXXX Signed tax Returns, both the documents are uploaded. - Buyer-07/21/2025 <br> Open-Borrower 2 Tax Returns Not Signed Per GL section 4-2-6-4, Personal tax returns complete with all schedules, signed and dated, must be provided for self-employed borrowers. The tax returns provided in file for XXXX and XXXX are not signed/dated by borrowers and 1040 transcripts were not provided in file in lieu of signed tax returns. - Due Diligence Vendor-05/29/2025 |  | Resolved-Documents provided to clear. - Due Diligence Vendor-07/21/2025 <br>Resolved-Borrower 2 Tax Returns Are Signed or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-07/21/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4267376 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-08 18:47 | 2025-09-05 18:13 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-09/05/2025 <br>Resolved- Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/18/2025 <br>Resolved-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the revised Exception Form. - Buyer-07/17/2025 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Guidelines require a Credit Refresh (LQI) be obtained when the credit report is older than 45 days from the Note date. A Lender Exception was in the loan file, which allowed for an extension of 10 days or 55 days from the note date, without an LQI. The Credit Report dated 04/08/2025 is 63 days old from the Note date of 06/10/2025 - Due Diligence Vendor-07/08/2025 |  | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-09/05/2025 <br>Resolved- Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/18/2025 <br>Resolved-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/18/2025<br>| XXXX |  | Employment for an extended period at the same job<br> Minimum debts<br> Credit Score > 10 points above qualifying.  | XX | Primary Residence | Refinance | Cash Out - Other | 4736568 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-08 18:48 | 2025-09-05 17:42 | Waived | 2 - Non-Material | Credit | Eligibility | Borrower 1 Credit Report is Expired | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-09/05/2025 <br>Acknowledged-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the revised Exception Form. - Buyer-07/17/2025 <br>Open-Guidelines require a Credit Refresh (LQI) be obtained when the credit report is older than 45 days from the Note date. A Lender Exception was in the loan file, which allowed for an extension of 10 days or 55 days from the note date, without an LQI. The Credit Report dated 04/08/2025 is 63 days old from the Note date of 06/10/2025. - Due Diligence Vendor-07/08/2025 |  | Waived-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-09/05/2025 <br>Acknowledged-Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/18/2025<br>| XXXX |  | Employment for an extended period at the same job<br> Minimum debts<br> Credit Score > 10 points above qualifying.  | XX | Primary Residence | Refinance | Cash Out - Other | 4736591 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-26 12:59 | 2025-09-05 18:14 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-Evidence of tax, insurance and no HOA provided. Resolved. - Due Diligence Vendor-07/18/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing subject property hazard insurance. - Due Diligence Vendor-06/26/2025 |  | Resolved-Evidence of tax, insurance and no HOA provided. Resolved. - Due Diligence Vendor-07/18/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 4568642 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-25 20:51 | 2025-07-18 15:31 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br>Open-Missing Hazard Insurance Policy . Additional conditions may apply upon receipt. - Due Diligence Vendor-07/12/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 4563298 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-25 20:38 | 2025-07-12 16:22 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Investment | Refinance | Cash Out - Debt Consolidation | 4563180 | Originator Post-Close | No |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-29 13:26 | 2025-09-05 18:18 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. Mortgage payment is escrowed, hence we do not require insurance document separately to verify the HOI premium. Please find the attached document. - Buyer-07/30/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements. Missing insurance documentation for OREO 1. - Due Diligence Vendor-07/29/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4977072 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-09 18:18 | 2025-09-05 18:16 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. Primary residence is SFR and there is no HOA dues on subject property. Please find the attached document. - Seller-07/30/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing Evidence of HOA Dues for Primary Residence. - Due Diligence Vendor-07/09/2025 | Ready for Review-Document Uploaded. Primary residence is SFR and there is no HOA dues on subject property. Please find the attached document. - Seller-07/30/2025<br>| Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4753104 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-09 18:19 | 2025-07-31 17:02 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-sufficient documentation supporting no HOA received. - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. Primary residence is SFR and there is no HOA dues on subject property. Please find the attached document. - Buyer-07/30/2025 <br>Open-Missing Evidence of HOA Dues for Primary Residence - Due Diligence Vendor-07/09/2025 |  | Resolved-sufficient documentation supporting no HOA received. - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4753134 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-29 15:07 | 2025-07-31 17:01 | Resolved | 1 - Information | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Sufficient documentation provided. - Due Diligence Vendor-07/31/2025 <br>Ready for Review-Document Uploaded. Mortgage payment is escrowed, hence we do not require insurance document separately to verify the HOI premium. Please find the attached document. - Buyer-07/30/2025 <br>Open-Missing verification of insurance for OREO 1. Additional conditions may apply. - Due Diligence Vendor-07/29/2025 |  | Resolved-Sufficient documentation provided. - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4979009 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-29 15:10 | 2025-07-30 19:23 | Resolved | 1 - Information | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-Received paystubs for each borrower dated within 10 days of the Note. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. B1 Pay stub with pay date XXXX and B2 pay stub with pay date XXXX is available in file and both is valid on at the time of closing(XX/XX/XXXX). Please find the attached document. - Seller-07/30/2025 <br> Open-B1: There are 33 days between the VVOE and Note Date. B2: There are 28 days between the VVOE and Note Date. Guidelines require VVOE within 10 days of Note Date. Additional conditions may apply. - Due Diligence Vendor-07/29/2025 | Ready for Review-Document Uploaded. B1 Pay stub with pay date XX/XX/XXXX and B2 pay stub with pay date XX/XX/XXXX is available in file and both is valid on at the time of closing(XX/XX/XXXX). Please find the attached document. - Seller-07/30/2025 | Resolved-Received paystubs for each borrower dated within 10 days of the Note. Condition cleared. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4979063 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-13 15:20 | 2025-09-09 18:58 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Documentation received. - Due Diligence Vendor-09/09/2025 <br> Resolved-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements P&L received. Finding resolved. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Section 1c of the final Loan Application reflected self-employment income for the Borrower that was used for qualification. Guidelines require either a YTD XXXX Profit and Loss statement or a YTD XXXX Balance Sheet for the business reflecting through at least the first quarter of XXXX. File does not contain either a Profit and Loss statement or a Balance Sheet. - Due Diligence Vendor-07/13/2025 |  | Resolved-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Documentation received. - Due Diligence Vendor-09/09/2025 <br>Resolved-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements P&L received. Finding resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4798383 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-13 14:51 | 2025-07-18 14:52 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 YTD Profit & Loss Missing | Resolved-Borrower 1 YTD Profit & Loss Provided - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br> Open-Borrower 1 YTD Profit & Loss Missing Section 1c of the final Loan Application reflected self-employment income for the Borrower that was used for qualification. Guidelines require either a YTD XXXX Profit and Loss statement or a YTD XXXX Balance Sheet for the business reflecting through at least the first quarter of XXXX. File does not contain either a Profit and Loss statement or a Balance Sheet. - Due Diligence Vendor-07/13/2025 |  | Resolved-Borrower 1 YTD Profit & Loss Provided - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4798342 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-23 18:59 | 2025-09-05 17:49 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-cleared - Due Diligence Vendor-09/05/2025 <br>Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-09/05/2025 <br>Open-cleared - Due Diligence Vendor-09/05/2025 <br>Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-09/05/2025 <br>Resolved-Employment verification received for B1 and B2. Resolved. - Due Diligence Vendor-07/18/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Employment verification received. Resolved. - Due Diligence Vendor-07/18/2025 <br>Resolved-ATR Risk - Employment validation/verification standards do not meet requirements - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. We can accept pay stub in lieu of VVOE. - Buyer-07/17/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements Borrower-1 & Borrower-2 VVOE is missing in the loan file. - Due Diligence Vendor-06/23/2025 |  | Resolved-cleared - Due Diligence Vendor-09/05/2025 <br>Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-09/05/2025 <br>Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-09/05/2025 <br>Resolved-Employment verification received for B1 and B2. Resolved. - Due Diligence Vendor-07/18/2025 <br>Resolved-ATR Risk - Employment validation/verification standards do not meet requirements - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 4532219 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-23 18:59 | 2025-09-05 17:48 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. We can accept pay stub in lieu of VVOE. - Seller-07/17/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Borrower-1 VVOE is missing in the loan file. - Due Diligence Vendor-06/23/2025 | Ready for Review-Document Uploaded. Please find the attached document. We can accept pay stub in lieu of VVOE. - Seller-07/17/2025<br>| Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 4532217 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-23 18:59 | 2025-09-05 17:48 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. We can accept pay stub in lieu of VVOE. - Buyer-07/17/2025 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing Borrower-2 VVOE is missing in the loan file. - Due Diligence Vendor-06/23/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Investment | Refinance | No Cash Out - Borrower Initiated | 4532218 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-25 16:24 | 2025-07-25 16:40 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Waived-Borrower 2 Gap Credit Report is Missing As per GL requirement credit refresh is required when the lender uses credit report older than 45 days from Note date. Provided credit report is more than 45 days however exception is provided with compensating factors. All compensating factors are validated and valid. - Due Diligence Vendor-07/25/2025 |  | Waived-Borrower 2 Gap Credit Report is Missing As per GL requirement credit refresh is required when the lender uses credit report older than 45 days from Note date. Provided credit report is more than 45 days however exception is provided with compensating factors. All compensating factors are validated and valid. - Due Diligence Vendor-07/25/2025<br>|  |  | 1.CLTV 15% or more under requirement<br> 2.36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4949316 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-09 04:34 | 2025-07-25 16:40 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Borrower 1 Gap Credit Report is Missing As per GL requirement credit refresh is required when the lender uses credit report older than 45 days from Note date. Provided credit report is more than 45 days however exception is provided with compensating factors. All compensating factors are validated and valid. - Due Diligence Vendor-07/09/2025 |  | Waived-Borrower 1 Gap Credit Report is Missing As per GL requirement credit refresh is required when the lender uses credit report older than 45 days from Note date. Provided credit report is more than 45 days however exception is provided with compensating factors. All compensating factors are validated and valid. - Due Diligence Vendor-07/09/2025<br>|  |  | 1.CLTV 15% or more under requirement<br> 2.36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4743938 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-11 19:07 | 2025-08-18 18:58 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Received initial LE. Condition cleared. - Due Diligence Vendor-08/18/2025 <br> Resolved-Resolved - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. XXX LE issued within 3 biz day of application. - Buyer-08/14/2025 <br> Counter-The initial Loan Estimate is dated (XX/XX/XXXX) and the application date is (XXXX). - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-08/07/2025 <br> Open- - Due Diligence Vendor-08/02/2025 <br> Open- - Due Diligence Vendor-07/18/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) "The initial Loan Estimate is dated (XX/XX/XXXX) and the application date is (XX/XX/XXXX). No Cure. - Due Diligence Vendor-07/11/2025 <br> Open- - Due Diligence Vendor-07/11/2025 |  | Resolved-Received initial LE. Condition cleared. - Due Diligence Vendor-08/18/2025 <br>Resolved-Resolved - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4791092 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-26 17:01 | 2025-07-12 18:45 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 44.26% exceeds Guideline DTI of 43% Lender guideline States Max DTI is 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/26/2025 |  | Waived-Audited DTI of 44.26% exceeds Guideline DTI of 43% Lender guideline States Max DTI is 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/26/2025<br>|  |  | Employment of 5 years on the same job <br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4574015 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-26 23:20 | 2025-09-05 17:56 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Waived-Waived with comp factors. - Due Diligence Vendor-09/05/2025 <br> Waived-waived w/comp factors - Due Diligence Vendor-09/05/2025 <br> Waived-Received approved lender exception dated prior to closing. This finding will be deemed non-material. Condition waived. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-07/29/2025 <br> Open-Borrower 2 Gap Credit Report is Missing Per Guidelines Section 4-2-4-17, a Credit Refresh (LQI) is required when the credit report is older than 45 days from the Note date. The origination credit report dated XX/XX/XXXX is 52 days from the Note date of XX/XX/XXXX. - Due Diligence Vendor-07/26/2025 | Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-07/29/2025<br>| Waived-Waived with comp factors. - Due Diligence Vendor-09/05/2025 <br>Waived-waived w/comp factors - Due Diligence Vendor-09/05/2025 <br>Waived-Received approved lender exception dated prior to closing. This finding will be deemed non-material. Condition waived. - Due Diligence Vendor-07/30/2025<br>| XXXX |  | CLTV >5% below qualifying<br> DTI >5% below max qualifying | XX | Primary Residence | Refinance | Cash Out - Other | 4958342 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-26 23:20 | 2025-09-05 17:56 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Waived with comp factors - Due Diligence Vendor-09/05/2025 <br> Waived-Received approved lender exception dated prior to closing. This finding will be deemed non-material. Condition waived. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached exception form. - Buyer-07/29/2025 <br> Open-Borrower 1 Gap Credit Report is Missing Per Guidelines Section 4-2-4-17, a Credit Refresh (LQI) is required when the credit report is older than 45 days from the Note date. The origination credit report dated XX/XX/XXXX is 52 days from the Note date of XX/XX/XXXX. - Due Diligence Vendor-07/26/2025 |  | Waived-Waived with comp factors - Due Diligence Vendor-09/05/2025 <br>Waived-Received approved lender exception dated prior to closing. This finding will be deemed non-material. Condition waived. - Due Diligence Vendor-07/30/2025<br>| XXXX |  | CLTV >5% below qualifying<br> DTI >5% below max qualifying | XX | Primary Residence | Refinance | Cash Out - Other | 4958341 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-26 23:48 | 2025-07-30 12:33 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Lender provided an exception for the missing gap credit report. This finding is cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-07/29/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing Credit Refresh (LQI) for both borrowers. - Due Diligence Vendor-07/26/2025 | Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-07/29/2025<br>| Resolved-Lender provided an exception for the missing gap credit report. This finding is cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4958346 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-28 01:53 | 2025-07-28 02:16 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Borrower 1 Gap Credit Report is Missing Origination credit report > 45 days from Note date, Refresh Credit (LQI) was waived. Lender provided approved exception dated prior to origination and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/28/2025 |  | Waived-Borrower 1 Gap Credit Report is Missing Origination credit report > 45 days from Note date, Refresh Credit (LQI) was waived. Lender provided approved exception dated prior to origination and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/28/2025<br>|  |  | FICO > 10 points more than qualifying (780 vs. 760 minimum)<br> 0x30x36<br> No derogatory events | XX | Primary Residence | Refinance | Cash Out - Other | 4959936 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-28 01:53 | 2025-07-28 02:15 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Waived-Borrower 2 Gap Credit Report is Missing Origination credit report > 45 days from Note date, Refresh Credit (LQI) was waived. Lender provided approved exception dated prior to origination and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/28/2025 |  | Waived-Borrower 2 Gap Credit Report is Missing Origination credit report > 45 days from Note date, Refresh Credit (LQI) was waived. Lender provided approved exception dated prior to origination and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/28/2025<br>|  |  | FICO > 10 points more than qualifying (780 vs. 760 minimum)<br> 0x30x36<br> No derogatory events | XX | Primary Residence | Refinance | Cash Out - Other | 4959937 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-14 16:40 | 2025-09-05 18:23 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-09/05/2025 <br> Resolved-valid comp factors confirmed. - Due Diligence Vendor-08/26/2025 <br> Counter-Lender provided corrected 1008 and 1003. Lenders corrected DTI matches audit DTI of 46.17%. Lender also provided Exception for DTI however, DTI reflected on the exception is 43.89%. Additionally, the compensating factors are listed as 36+ months of housing payment history and no derogatory events. The credit report provides only 34 months mortgage history reviewed. Please provide corrected exception form to reflect the DTI of 46.17% and two valid compensating factors. Condition remains. - Due Diligence Vendor-08/18/2025 <br> Counter-Received evidence of payments made by other person for 9 payments. The XX/XX/XXXX payment for $X,XXX.XX and XX/XX/XXXX payment for $X,XXX.XX did not include evidence of who made the payment. Also, missing evidence of June XXXX payment made by co signor for the 12th payment as referenced in the email. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Payment of Revolving a/c XXXX #XXXX is made by person other than borrower. Please find the attached document. After excluding payment of revolving a/c XXXX #XXXX from DTI, DTI will be 43.89% - Buyer-07/29/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Audit DTI is 46.17% vs max DTI is 43% with an LTV of 85%. Invalid Lender exception provided. - Due Diligence Vendor-07/14/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-09/05/2025 <br> Resolved-valid comp factors confirmed. - Due Diligence Vendor-08/26/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4807064 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-08 18:17 | 2025-08-26 19:32 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Valid comp factors confirmed. Mortgage was transferred. - Due Diligence Vendor-08/26/2025 <br> Counter-Revised exception form still lists invalid 36 mo payment history as comp factor. - Due Diligence Vendor-08/20/2025 <br> Ready for Review-Document Uploaded. Please find the attached exception form. - Buyer-08/18/2025 <br> Counter-Lender provided corrected 1008 and 1003. Lenders corrected DTI matches audit DTI of 46.17%. Lender also provided Exception for DTI however, DTI reflected on the exception is 43.89%. Additionally, the compensating factors are listed as 36+ months of housing payment history and no derogatory events. The credit report provides only 34 months mortgage history reviewed. Please provide corrected exception form to reflect the DTI of 46.17% and two valid compensating factors. Condition remains. - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. Payment of Revolving a/c CITI #2307 is now included in DTI. Please find the attached 1003, 1008 and exception form for for DTI more than 43% for CLTV 85%. - Buyer-08/14/2025 <br> Counter-Received evidence of payments made by other person for 9 payments. The XX/XX/XXXX payment for $X,XXX.XX and XX/XX/XXXX payment for $X,XXX.XX did not include evidence of who made the payment. Also, missing evidence of June XXXX payment made by co signor for the 12th payment as referenced in the email. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Payment of Revolving a/c XXXX #XXXX is made by person other than borrower. Please find the attached document. After excluding payment of revolving a/c XXXX #XXXX from DTI, DTI will be 43.89% - Seller-07/29/2025 <br> Open-Audited DTI of 46.17% exceeds Guideline DTI of 43% Audit DTI is 46.17% vs max DTI of 43% with an LTV of 85%. The Lender provided an approved exception dated prior to consummation; however, the Lender Exception is invalid as it reflects an approved DTI of 43.89% vs 46.17% actual DTI. The max CLTV with a DTI > 45% is 75%. Total lender "other" debt is $X,XXX.XX vs Audit amount of $X,XXX.XX. Provide a valid Lender exception for DTI/CLTV.<br> - Due Diligence Vendor-07/08/2025 | Ready for Review-Document Uploaded. Payment of Revolving a/c XXX #XXXX is made by person other than borrower. Please find the attached document. After excluding payment of revolving a/c XXXX #XXXX from DTI, DTI will be 43.89% - Seller-07/29/2025 | Waived-Valid comp factors confirmed. Mortgage was transferred. - Due Diligence Vendor-08/26/2025<br>| XXXX |  | 36+ months housing history verified.<br> No derogatory accounts | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4735880 | Investor Post-Close | No |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-12 11:45 | 2025-07-18 16:06 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Proof of IRS payment amount and proof cleared account received. Resolved. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents. - Buyer-07/17/2025 <br>Open-The Lender Loan Approval required Verification of the Installment agreement with the IRS and evidence the most recent payment has cleared the Borrower's bank account. Despite this requirement, the required documentation was not provided in the loan file. - Due Diligence Vendor-07/12/2025 |  | Resolved-Proof of IRS payment amount and proof cleared account received. Resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4796134 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-10 20:21 | 2025-07-10 20:21 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/10/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/10/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4772729 | Investor Post-Close | No |
| XXXX | XXXX |  | #N/A | Closed | 2025-07-10 18:52 | 2025-07-10 18:52 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/10/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/10/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4770946 | Investor Post-Close | No |
| XXXX | XXXX |  | #N/A | Closed | 2025-06-26 20:01 | 2025-09-05 18:30 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-09/05/2025 <br>Resolved-Evidence of HOA dies provided. Finding resolved. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-06/26/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-09/05/2025 <br>Resolved-Evidence of HOA dies provided. Finding resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4577364 | N/A | N/A |
| XXXX | XXXX |  | 94147993 | Closed | 2025-06-26 20:00 | 2025-07-18 15:11 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-Evidence of HOA Dues provided. Finding resolved. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br>Open-Missing Evidence of HOA Dues for Primary Residence - Due Diligence Vendor-06/26/2025 |  | Resolved-Evidence of HOA Dues provided. Finding resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4577325 | N/A | N/A |
| XXXX | XXXX |  | 25107064 | Closed | 2025-07-14 13:32 | 2025-07-14 13:33 | Waived | 2 - Non-Material | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Waived-Borrower 1 Gap Credit Report is Missing Credit report was over 45 days old at time of closing and a gap/credit update report was not obtained. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/14/2025 |  | Waived-Borrower 1 Gap Credit Report is Missing Credit report was over 45 days old at time of closing and a gap/credit update report was not obtained. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/14/2025<br>|  |  | -CLTV 15% or more under requirement<br> - Employment of 5 years on the same job<br> -36+ months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4802453 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 40589082 | Closed | 2025-06-25 19:15 | 2025-07-18 14:28 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document doc received. Resolved. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. XXXX Title report - Buyer-07/17/2025 <br> Open-Document Uploaded. XXXX Title report - Buyer-07/12/2025 <br> Open-Title Document is missing Guidelines require one of the following for 2nd lien transactions under $250,000: XXXX XXXX XXXX, XXXX Title or Attorney Opinion Letter. - Due Diligence Vendor-06/25/2025 |  | Resolved-Title Document doc received. Resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4561713 | N/A | N/A |
| XXXX | XXXX |  | 30245587 | Closed | 2025-07-10 20:05 | 2025-07-27 02:42 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 45.23% exceeds Guideline DTI of 43% Lender guidelines allow DTI of 43% with LTV to 85% and FICO of 707, despite this requirement audited DTI is 45.23%, the lender provided an approved exception dated prior to consummation, and all compensating factors have been thoroughly documented and validated. - Due Diligence Vendor-07/10/2025 |  | Waived-Audited DTI of 45.23% exceeds Guideline DTI of 43% Lender guidelines allow DTI of 43% with LTV to 85% and FICO of 707, despite this requirement audited DTI is 45.23%, the lender provided an approved exception dated prior to consummation, and all compensating factors have been thoroughly documented and validated. - Due Diligence Vendor-07/10/2025<br>|  |  | 1. Additional bonus income not being used to qualify<br> 2. 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 4772455 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 74897808 | Closed | 2025-07-15 19:46 | 2025-07-30 16:35 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Received evidence of HOA. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. OREO1 has $X,XXX.XX HOA dues and OREO 2 has no HOA dues. - Buyer-07/29/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Unable to verify the PITIA for OREO 1 and OREO 2. - Due Diligence Vendor-07/15/2025 |  | Resolved-Received evidence of HOA. Condition cleared. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4826709 | N/A | N/A |
| XXXX | XXXX |  | 74897808 | Closed | 2025-07-28 14:22 | 2025-07-30 16:32 | Resolved | 1 - Information | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Received evidence of HOA. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. OREO1 has$X,XXX.XX HOA dues and OREO 2 has no HOA dues. - Buyer-07/29/2025 <br> Open-Missing verification of insurance and HOA fees for OREO1 and OREO2. Additional conditions may apply. - Due Diligence Vendor-07/28/2025 |  | Resolved-Received evidence of HOA. Condition cleared. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4963216 | N/A | N/A |
| XXXX | XXXX |  | 74897808 | Closed | 2025-07-28 14:31 | 2025-07-30 16:29 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received mortgage statement. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Received mortgage statement. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/29/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Missing housing history for OREO 1 (XXXX #XXXX). Tradeline shows paid and closed on credit report (XXX). - Due Diligence Vendor-07/28/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/29/2025<br>| Resolved-Received mortgage statement. Condition cleared. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4963409 | N/A | N/A |
| XXXX | XXXX |  | 74897808 | Closed | 2025-07-28 13:10 | 2025-07-30 16:29 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Received mortgage statement. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/29/2025 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Missing housing history for OREO 2. - Due Diligence Vendor-07/28/2025 |  | Resolved-Received mortgage statement. Condition cleared. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4962063 | N/A | N/A |
| XXXX | XXXX |  | 63039217 | Closed | 2025-07-28 09:56 | 2025-08-29 18:53 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-Proof of cure received. - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Please see attached PCCD and cure issued to borrower. - Seller-08/26/2025 <br>Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: HOA Certification Handling Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 | Ready for Review-Document Uploaded. Please see attached PCCD and cure issued to borrower. - Seller-08/26/2025<br>| Cured-Proof of cure received. - Due Diligence Vendor-08/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4960743 | N/A | N/A |
| XXXX | XXXX |  | 63039217 | Closed | 2025-07-28 09:55 | 2025-08-29 18:53 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-Proof of cure received. - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. Please see attached PCCD and cure issued to borrower. - Seller-08/26/2025 <br>Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: HOA Certification Handling Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 <br>Open- - Due Diligence Vendor-07/28/2025 | Ready for Review-Document Uploaded. Please see attached PCCD and cure issued to borrower. - Seller-08/26/2025<br>| Cured-Proof of cure received. - Due Diligence Vendor-08/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4960742 | N/A | N/A |
| XXXX | XXXX |  | 63039217 | Closed | 2025-07-24 19:52 | 2025-08-29 18:52 | Cured | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-Proof of cure received. - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD and cure issued to borrower. - Seller-08/26/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/25/2025 <br> Open- - Due Diligence Vendor-07/25/2025 <br> Open-The disclosed finance charge ($X,XXX.XX) is ($X,XXX.XX) below the actual finance charge($X,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-07/24/2025 <br> Open- - Due Diligence Vendor-07/24/2025 | Ready for Review-Document Uploaded. Please see attached PCCD and cure issued to borrower. - Seller-08/26/2025<br>| Cured-Proof of cure received. - Due Diligence Vendor-08/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4939345 | N/A | N/A |
| XXXX | XXXX |  | 63039217 | Closed | 2025-07-24 19:39 | 2025-08-06 15:26 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received condo questionnaire. Condition cleared. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br> Open-Condo Questionnaire and document to determine the condo Warrantable is missing - Due Diligence Vendor-07/24/2025 |  | Resolved-Received condo questionnaire. Condition cleared. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4939111 | N/A | N/A |
| XXXX | XXXX |  | 31165674 | Closed | 2025-07-12 20:44 | 2025-09-05 18:31 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Cap 1 liability verified. Resolved. - Due Diligence Vendor-07/18/2025 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Liability #3 payment of $X,XXX.XX is reflecting on final 1003. Evidence of payment not found in the loan file. - Due Diligence Vendor-07/12/2025 |  | Resolved-Cap 1 liability verified. Resolved. - Due Diligence Vendor-07/18/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4797334 | N/A | N/A |
| XXXX | XXXX |  | 31165674 | Closed | 2025-06-27 10:44 | 2025-07-18 16:01 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Cap 1 liability verified. Resolved. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br> Open-Liability #3 payment of $X,XXX.XX is reflecting on final 1003. Evidence of payment not found in the loan file. - Due Diligence Vendor-06/27/2025 |  | Resolved-Cap 1 liability verified. Resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4582429 | N/A | N/A |
| XXXX | XXXX |  | 25408071 | Closed | 2025-07-09 17:44 | 2025-07-18 15:55 | Resolved | 1 - Information | Credit | Missing Doc | Missing Letter of Explanation (Excessive Inquiries) | Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br>Open-Missing LOE for Excessive Inquiries GL Section 4-2-4-14 requires Inquiry letter addressing all inquiries in the most recent 90 days however same is missing in file. - Due Diligence Vendor-07/09/2025 |  | Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4752324 | N/A | N/A |
| XXXX | XXXX |  | 87954041 | Closed | 2025-07-14 15:01 | 2025-08-06 16:11 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br> Open-Appraisal or other primary valuation product is missing - Due Diligence Vendor-07/14/2025 |  | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4804453 | N/A | N/A |
| XXXX | XXXX |  | 13884781 | Closed | 2025-07-14 15:52 | 2025-09-09 19:01 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/18/2025 <br>Resolved-Evidence of tax, insurance and no HOA provided. Resolved. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Please find the attached documents. - Buyer-07/17/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents - Buyer-07/17/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements The final Loan Application #3b reflects an investment property that is owned free and clear. The Loan Application shows the tax/insurance/HOA fee for this property that was used for qualification. The loan file is missing documentation that verifies the amount for taxes/insurance/HOA fee used to qualify. - Due Diligence Vendor-07/14/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/18/2025 <br>Resolved-Evidence of tax, insurance and no HOA provided. Resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4805997 | N/A | N/A |
| XXXX | XXXX |  | 13884781 | Closed | 2025-07-14 15:51 | 2025-07-18 15:25 | Resolved | 1 - Information | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Evidence of tax, insurance and no HOA provided. Resolved. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br>Open-The final Loan Application #3b reflects an investment property that is owned free and clear. The Loan Application shows the tax/insurance/HOA fee for this property that was used for qualification. The loan file is missing documentation that verifies the amount for taxes/insurance/HOA fee used to qualify. - Due Diligence Vendor-07/14/2025 |  | Resolved-Evidence of tax, insurance and no HOA provided. Resolved. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4805973 | N/A | N/A |
| XXXX | XXXX |  | 56492214 | Closed | 2025-07-29 17:17 | 2025-08-06 18:41 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Received updated lender exception dated prior to close with valid compensating factors. Finding will be deemed non-material. Condition waived. - Due Diligence Vendor-08/06/2025 <br> Ready for Review- - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br> Open-Audited DTI of 48.05% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented but not validated. Per the guidelines dated XX/XX/XXXX, for loans with multiple borrowers, the minimum credit score for all borrowers will be used. As a result, the compensating factor for credit score is not validated. - Due Diligence Vendor-07/29/2025 |  | Waived-Received updated lender exception dated prior to close with valid compensating factors. Finding will be deemed non-material. Condition waived. - Due Diligence Vendor-08/06/2025<br>| XXXX |  | 1. 36+ Months 0x30 housing payment history - met<br> 2. Minimal debts / Revolving accounts - met | XX | Primary Residence | Refinance | Cash Out - Other | 4982426 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 31215663 | Closed | 2025-07-08 15:30 | 2025-07-18 15:58 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached PCI report. - Buyer-07/17/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-07/08/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4724963 | N/A | N/A |
| XXXX | XXXX |  | 26507313 | Closed | 2025-07-07 21:07 | 2025-07-13 16:35 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 47.48% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/07/2025 |  | Waived-Audited DTI of 47.48% exceeds Guideline DTI of 43% Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-07/07/2025<br>|  |  | FICO 724 > 700 Minimum<br> No Derogatory Credit | XX | Primary Residence | Refinance | Cash Out - Other | 4708251 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 59501750 | Closed | 2025-07-08 19:10 | 2025-09-05 18:34 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Document Uploaded. Tradeline XXXX XXXX XXXX #XXXX showing on Credit Report is a solar lien. Please find the attached document. - Buyer-07/31/2025 <br> Counter-The solar account is not documented on the credit report and the solar lien statement was not found in the loan file. Please provide the credit report supplement to include the solar account to document payments. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Solar lien is already showing on credit Report, hence we do not require solar agreement. - Buyer-07/29/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing solar agreement. - Due Diligence Vendor-07/08/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4737847 | N/A | N/A |
| XXXX | XXXX |  | 59501750 | Closed | 2025-07-14 20:45 | 2025-09-03 18:05 | Resolved | 1 - Information | Compliance | Missing Doc | Required Compliance Documentation is Missing | Resolved-Revised appraisal received. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. Updated Appraisal Report was available in file. Please find the attached document. - Seller-09/03/2025 <br> Open-The property report and the appraisal list a variation to the property address than what is showing on the Note and Deed (XXXX Road is missing from the legal docs). Confirm the address and make any corrections to the documents that are required including re-recording the Deed (if applicable). - Due Diligence Vendor-07/14/2025 | Ready for Review-Document Uploaded. Updated Appraisal Report was available in file. Please find the attached document. - Seller-09/03/2025<br>| Resolved-Revised appraisal received. - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4811767 | N/A | N/A |
| XXXX | XXXX |  | 59501750 | Closed | 2025-07-08 19:51 | 2025-08-01 17:13 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Documentation confirming nature of account received. - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Document Uploaded. Tradeline XXXX XXXX XXXX #XXXXX showing on Credit Report is a solar lien. Please find the attached document. - Buyer-07/31/2025 <br> Counter-The solar account is not documented on the credit report and the solar lien statement was not found in the loan file. Please provide the credit report supplement to include the solar account to document payments. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Solar lien on subject property is already showing on Credit report and Also Statement for solar lien is provided in file. Hence, we do not require Solar Agreement. - Seller-07/29/2025 <br> Open-Missing solar agreement. Provide supporting documentation to verify solar payments. - Due Diligence Vendor-07/08/2025 | Ready for Review-Solar lien on subject property is already showing on Credit report and Also Statement for solar lien is provided in file. Hence, we do not require Solar Agreement. - Seller-07/29/2025<br>| Resolved-Documentation confirming nature of account received. - Due Diligence Vendor-08/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4738708 | N/A | N/A |
| XXXX | XXXX |  | 59501750 | Closed | 2025-07-08 19:53 | 2025-07-14 20:48 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/08/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4738741 | Investor Post-Close | No |
| XXXX | XXXX |  | 88587992 | Closed | 2025-06-27 03:54 | 2025-06-27 03:54 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/27/2025 |  | Acknowledged-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/27/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4581011 | Investor Post-Close | No |
| XXXX | XXXX |  | 73980471 | Closed | 2025-07-27 11:17 | 2025-07-30 17:58 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Lender provided a statement with the XXXX transaction history reflecting no payment was made in January XXXX so there was only a 1-month delinquency. Additionally, the loan is showing a current and due for XX/XX/XXXX. Guidelines allow for 1 consumer delinquency in the last 24 months. Condition cleared. <br> - Due Diligence Vendor-07/30/2025 <br> Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/29/2025 <br> Open-ATR Risk - Credit History taken into consideration does not meet requirements Guidelines dated XX/XX/XXXX require the borrower to be current on all accounts listed on the credit report. Credit report dated XX/XX/XXXX reflects an account with a 2x30 with a currently past due balance of $X,XXX.XX that was not paid prior to or at closing. - Due Diligence Vendor-07/27/2025 |  | Resolved-Lender provided a statement with the XXXX transaction history reflecting no payment was made in XXXX XXXX so there was only a 1-month delinquency. Additionally, the loan is showing a current and due for XX/XX/XXXX . Guidelines allow for 1 consumer delinquency in the last 24 months. Condition cleared. <br> - Due Diligence Vendor-07/30/2025 <br> Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-07/30/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4958785 | N/A | N/A |
| XXXX | XXXX |  | 73980471 | Closed | 2025-07-27 11:17 | 2025-07-30 17:55 | Resolved | 1 - Information | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Resolved-Lender provided a statement with the XXXX transaction history reflecting no payment was made in January XXXX so there was only a 1-month delinquency. Additionally, the loan is showing a current and due for XX/XX/XXXX . Guidelines allow for 1 consumer delinquency in the last 24 months. Condition cleared. <br> - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/29/2025 <br> Open-Delinquent Credit History Does Not Meet Guideline Requirements Guidelines dated XX/XX/XXXX require the borrower to be current on all accounts listed on the credit report. Credit report datedXX/XX/XXXX reflects an account with a 2x30 with a currently past due balance of $X,XXX.XX that was not paid prior to or at closing. <br> - Due Diligence Vendor-07/27/2025 |  | Resolved-Lender provided a statement with the XXXX transaction history reflecting no payment was made in XXXX XXXX so there was only a 1-month delinquency. Additionally, the loan is showing a current and due for XX/XX/XXXX. Guidelines allow for 1 consumer delinquency in the last 24 months. Condition cleared. <br> - Due Diligence Vendor-07/30/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4958784 | N/A | N/A |
| XXXX | XXXX |  | 91517392 | Closed | 2025-06-27 14:22 | 2025-07-18 15:18 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/17/2025 <br> Open-Missing Flood Insurance Policy Subject property is in Flood Zone XXXX. Flood insurance is required. Missing Flood Insurance Policy. - Due Diligence Vendor-06/27/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4584837 | N/A | N/A |
| XXXX | XXXX |  | 91517392 | Closed | 2025-06-27 13:52 | 2025-07-18 15:15 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Document Uploaded. Please find the attached PCI report. - Buyer-07/17/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection. - Due Diligence Vendor-06/27/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4584327 | N/A | N/A |
| XXXX | XXXX |  | 91517392 | Closed | 2025-06-30 12:26 | 2025-06-30 16:03 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/30/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/30/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4599574 | Investor Post-Close | No |
| XXXX | XXXX |  | 96979062 | Closed | 2025-06-30 14:03 | 2025-07-30 16:56 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Received Property Condition Inspection evidencing no issues. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Resolved-Post incident inspection provided - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached PCI Report. - Buyer-07/29/2025 <br> Open-Subject property is in recent disaster area and there is no post incident inspection Property located in a XXXX declared disaster area. Inspection post incident date not provided. - Due Diligence Vendor-06/30/2025 |  | Resolved-Received Property Condition Inspection evidencing no issues. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-Post incident inspection provided - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4600827 | N/A | N/A |
| XXXX | XXXX |  | 55360308 | Closed | 2025-07-24 20:48 | 2025-09-08 18:07 | Resolved | 1 - Information | Property | Missing Doc | Missing Appraisal (Property) | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br>Open-Appraisal or other primary valuation product is missing - Due Diligence Vendor-07/24/2025 |  | Resolved-Appraisal or other primary valuation product was provided - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4940614 | N/A | N/A |
| XXXX | XXXX |  | 55360308 | Closed | 2025-07-24 20:52 | 2025-08-06 14:25 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-Appraisal received. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. HOA $ amount is considered from Appraisal report. - Buyer-08/05/2025 <br>Open-Missing Evidence of HOA Dues for Primary Residence - Due Diligence Vendor-07/24/2025 |  | Resolved-Appraisal received. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4940877 | N/A | N/A |
| XXXX | XXXX |  | 55360308 | Closed | 2025-08-03 13:16 | 2025-08-03 13:16 | Waived | 2 - Non-Material | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-Delinquent Credit History Does Not Meet Guideline Requirements A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-08/03/2025 |  | Waived-Delinquent Credit History Does Not Meet Guideline Requirements A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-08/03/2025<br>|  |  | Credit >10+ more than qualifying, 0x30 housing pay history 36 months, DTI<5% below max | XX | Primary Residence | Refinance | Cash Out - Other | 5034320 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 72581904 | Closed | 2025-07-31 16:52 | 2025-08-05 15:20 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Shortfall | Resolved-Hazard Insurance Coverage Amount of $X,XXX.XX is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Document Uploaded. As per RCE, dwelling coverage on HOI Policy is sufficient. Also, after adding the amount $X,XXX.XX (Ordinance Or Law Coverage Selection Form)in Dwelling coverage $X,XXX.XX the totals become $X,XXX.XX which is more than the combined loan amount is $X,XXX.XX (1st lien UPB: $X,XXX.XX + subject 2nd: $X,XXX.XX). - Buyer-08/04/2025 <br> Open-The hazard insurance policy in file reflected dwelling coverage of $X,XXX.XX . The combined loan amount is $X,XXX.XX (1st lien UPB: $X,XXX.XX + subject 2nd: $X,XXX.XX) which leaves a shortage of hazard insurance coverage. - Due Diligence Vendor-07/31/2025 |  | Resolved-Hazard Insurance Coverage Amount of $X,XXX.XX is equal to or greater than Total Amount of Subject Lien(s) or Guaranteed Replacement Coverage is present - Due Diligence Vendor-08/05/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5009779 | N/A | N/A |
| XXXX | XXXX |  | 72581904 | Closed | 2025-07-10 15:25 | 2025-07-10 16:08 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 45.81% exceeds Guideline DTI of 43% Lender guidelines states Max DTI is 43%. Despite this requirement, documentation in file indicates DTI as 45.68% The lender provided an approved exception page #390 dated prior to consummation, and all compensating factors have been thoroughly documented and validated. - Due Diligence Vendor-07/10/2025 |  | Waived-Audited DTI of 45.81% exceeds Guideline DTI of 43% Lender guidelines states Max DTI is 43%. Despite this requirement, documentation in file indicates DTI as 45.68% The lender provided an approved exception page #390 dated prior to consummation, and all compensating factors have been thoroughly documented and validated. - Due Diligence Vendor-07/10/2025<br>|  |  | <br> 1. Employment for an extended period at the same job.<br> 2. Credit Score >1= 10+ Points more than qualifying .<br> 3. 36+ Months 0x30 housing payment history.<br> 4. No derogatory events | XX | Primary Residence | Refinance | Cash Out - Other | 4766314 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 64851434 | Closed | 2025-07-08 20:22 | 2025-07-14 17:35 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The ALTA Settlement statement in file does not match the final CD (VOE fee) and is marked Estimated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/08/2025 |  | Acknowledged-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The ALTA Settlement statement in file does not match the final CD (VOE fee) and is marked Estimated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4739310 | Investor Post-Close | No |
| XXXX | XXXX |  | 76226669 | Closed | 2025-07-26 16:15 | 2025-09-03 18:07 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Cured-Proof of cure to borrower received. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. Please see attached Cure issued to borrower and PCCD. - Seller-08/28/2025 <br> Open- - Due Diligence Vendor-08/22/2025 <br> Open-The total amount of the 10% category fees ($X,XXX.XX) has increased by more than 10% over the current baseline value of $X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender's Title Policy). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). Tolerance cure of $X,XXX.XX to be provided within 60 days of discovery. - Due Diligence Vendor-07/26/2025 <br> Open- - Due Diligence Vendor-07/26/2025 <br> Open- - Due Diligence Vendor-07/26/2025 | Ready for Review-Document Uploaded. Please see attached Cure issued to borrower and PCCD. - Seller-08/28/2025<br>| Cured-Proof of cure to borrower received. - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4957787 | N/A | N/A |
| XXXX | XXXX |  | 76226669 | Closed | 2025-07-26 16:15 | 2025-09-03 18:07 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Cured-Proof of cure to borrower received. - Due Diligence Vendor-09/03/2025 <br> Ready for Review-Document Uploaded. Please see attached Cure issued to borrower and PCCD. - Buyer-08/28/2025 <br> Open- - Due Diligence Vendor-08/22/2025 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure $X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Lender's Title Policy). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The Loan Estimate, dated XX/XX/XXXX, reflects Title - Settlement Fee of $X,XXX.XX and Recording Fees of$X,XXX.XX . The 10% fees reflected on the Post-Closing CD dated 07/01/2025 total $X,XXX.XX . The loan file contained a COC dated XX/XX/XXXX for the change (decrease) in loan amount and appraised value, which does not justify the ADDITION of a Title - Lender's Insurance, only a change in the amount disclosed. A title insurance fee was not disclosed on the initial LE dated XX/XX/XXXX. Per Guidelines Section 4-3-4-1, loans greater than $250,000.00 require full title, title policy and a closing protection letter. No evidence of a tolerance cure was provided in file. A tolerance cure of $X,XXX.XX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower.<br> - Due Diligence Vendor-07/26/2025 <br> Open- - Due Diligence Vendor-07/26/2025 <br> Open- - Due Diligence Vendor-07/26/2025 |  | Cured-Proof of cure to borrower received. - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4957786 | N/A | N/A |
| XXXX | XXXX |  | 76226669 | Closed | 2025-07-26 16:51 | 2025-08-22 14:49 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Received wet signed CD and COC. Condition cleared. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Please see attached. - Buyer-08/20/2025 <br> Open-Missing evidence of all vested owners in receipt of initial Closing Disclosure 3 business days prior to consummation as required on all rescindable transactions. The initial Closing Disclosure is dated XX/XX/XXXX and the date of consummation is XX/XX/XXXX. ESignature of non-borrowing spouse on initial CD is null and void due to the missing eConsent form. When factoring mailbox rule/presumed receipt, the timing requirement to consummation is not met. No Cure. - Due Diligence Vendor-07/26/2025 |  | Resolved-Received wet signed CD and COC. Condition cleared. - Due Diligence Vendor-08/22/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4957840 | N/A | N/A |
| XXXX | XXXX |  | 76226669 | Closed | 2025-07-26 16:47 | 2025-08-22 14:48 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-Received wet signed CD and COC. Condition cleared. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Please see attached Wet signed CD. - Buyer-08/20/2025 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s). Missing E-Consent documentation for non-borrowing spouse (initial Closing Disclosure was signed electronically). - Due Diligence Vendor-07/26/2025 |  | Resolved-Received wet signed CD and COC. Condition cleared. - Due Diligence Vendor-08/22/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4957837 | N/A | N/A |
| XXXX | XXXX |  | 75099140 | Closed | 2025-07-24 15:14 | 2025-08-02 22:27 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 46.96% exceeds Guideline DTI of 45% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-07/24/2025 |  | Waived-Audited DTI of 46.96% exceeds Guideline DTI of 45% A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-07/24/2025<br>|  |  | Employment for an extended period at the same job - Met and verified<br> 36+ Months 0x30 housing payment history - Met and verified | XX | Primary Residence | Refinance | Cash Out - Other | 4933401 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 68078285 | Closed | 2025-08-04 11:42 | 2025-08-07 16:32 | Resolved | 1 - Information | Credit | Missing Doc | Missing Business Purpose Affidavit | Resolved- - Due Diligence Vendor-08/07/2025 <br>Resolved-Loan is considered consumer purpose. Affidavit is not required. - Due Diligence Vendor-08/07/2025 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-08/07/2025 <br>Open- - Due Diligence Vendor-08/07/2025 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-08/07/2025 <br>Open-Loan is considered consumer purpose. - Due Diligence Vendor-08/07/2025 <br>Counter-Submitted documentation is insufficient. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please see attached. - Buyer-08/05/2025 <br>Open-The loan file is missing the Business Purpose Affidavit as required by Lender guidelines. - Due Diligence Vendor-08/04/2025 |  | Resolved- - Due Diligence Vendor-08/07/2025 <br>Resolved-Loan is considered consumer purpose. Affidavit is not required. - Due Diligence Vendor-08/07/2025 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-08/07/2025 <br>Resolved-Business Purpose Affidavit provided - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 5037215 | N/A | N/A |
| XXXX | XXXX |  | 11780228 | Closed | 2025-07-15 11:18 | 2025-09-09 18:55 | Waived | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Waived-A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-09/09/2025 |  | Waived-A lender exception is present in the loan file, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-09/09/2025<br>|  |  | DTI <5% below the Maximum Qualifying. 2.Employment for an extended period at the same job 3.Credit Score >/= 10+ Points more than qualifying. | XX | Primary Residence | Refinance | Cash Out - Other | 4816482 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 11780228 | Closed | 2025-08-02 15:20 | 2025-08-19 12:13 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Lender provided updated 1008 and 1003 to add T&I to mortgage payment for REO 3b. Condition cleared. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. XXXX HOI & Taxes for REO property considered separately - XXX - XXX XXXX XXXX Taken P&I from Credit supplement + Tax & Ins from documents DTI is 22.28% only<br> - Seller-08/15/2025 <br> Counter-Documentation provided is not for subject transaction or property in question. Please provide proof of escrow and whether taxes, insurance or both are included if the payment is escrowed. - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/07/2025 <br> Counter-Received credit supplement to document payment for property in 3b of the REO section of the final 1003 however it does not document if this payment includes escrows. Please provide mortgage statement. Condition remains. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Proof of mortgage payment is missing from loan file for the property listed in Section 3B of the Final 1003. - Due Diligence Vendor-08/02/2025 | Ready for Review-Document Uploaded. XXXX HOI & Taxes for REO property considered separately - XXX - XXX XXXX XXXX Taken P&I from Credit supplement + Tax & Ins from documents DTI is 22.28% only<br> - Seller-08/15/2025 | Resolved-Lender provided updated 1008 and 1003 to add T&I to mortgage payment for REO 3b. Condition cleared. - Due Diligence Vendor-08/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5032986 | N/A | N/A |
| XXXX | XXXX |  | 11780228 | Closed | 2025-07-15 04:38 | 2025-08-19 12:12 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Lender provided updated 1008 and 1003 to add T&I to mortgage payment for REO 3b. Condition cleared. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. PFA HOI & Taxes for REO property considered separately - XXX - XXX XXXX XXXX<br> Taken P&I from Credit supplement + Tax & Ins from documents <br> DTI is 22.28% only - Buyer-08/15/2025 <br> Counter-Documentation provided is not for subject transaction or property in question. Please provide proof of escrow and whether taxes, insurance or both are included if the payment is escrowed. - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/07/2025 <br> Ready for Review-Received credit supplement to document payment for property in 3b of the REO section of the final 1003 however it does not document if this payment includes escrows. Please provide mortgage statement. Condition remains. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br> Open-Proof of mortgage payment is missing from loan file for the property listed in Section 3B of the Final 1003. - Due Diligence Vendor-07/15/2025 |  | Resolved-Lender provided updated 1008 and 1003 to add T&I to mortgage payment for REO 3b. Condition cleared. - Due Diligence Vendor-08/19/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4814968 | N/A | N/A |
| XXXX | XXXX |  | 78360620 | Closed | 2025-07-15 18:49 | 2025-07-15 18:49 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 46.54% exceeds Guideline DTI of 43% Lender guideline States Max DTI is 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/15/2025 |  | Waived-Audited DTI of 46.54% exceeds Guideline DTI of 43% Lender guideline States Max DTI is 43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/15/2025<br>|  |  | Credit Score >/= 10+ Points more than qualifying <br> 36+ Months 0x30 housing payment history <br> Minimal debts / Revolving accounts | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4825624 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 76938557 | Closed | 2025-07-11 14:31 | 2025-09-05 19:18 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/04/2025 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements. - Due Diligence Vendor-07/11/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/04/2025<br>| Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4780480 | N/A | N/A |
| XXXX | XXXX |  | 76938557 | Closed | 2025-07-11 14:31 | 2025-09-05 19:18 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents. - Buyer-08/04/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements. - Due Diligence Vendor-07/11/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4780481 | N/A | N/A |
| XXXX | XXXX |  | 76938557 | Closed | 2025-07-11 16:19 | 2025-08-05 15:11 | Resolved | 1 - Information | Credit | Missing Doc | Missing Verification of Mortgage | Resolved-VOM received. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/04/2025 <br>Open-Credit Report does not have the required 12-month mortgage history for REO listed on final loan application as 3b and there is no other verification of mortgage in file. Per guidelines, 12-month mortgage history required on all properties using a credit report or credit supplement, canceled checks or mortgage statements. Additional conditions may apply - Due Diligence Vendor-07/11/2025 |  | Resolved-VOM received. - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4787772 | N/A | N/A |
| XXXX | XXXX |  | 76938557 | Closed | 2025-07-11 16:14 | 2025-08-05 15:11 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-hazard premium received. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents. - Buyer-08/04/2025 <br>Open-Documentation of mortgage and property insurance for REO listed on the final loan application under 3b is missing from loan file. Although there is a letter of explanation from the borrower that this property is owned free and clear, the final loan application reflects the property is secured by a privately held mortgage. Please provide documentation of hazard dec page and P&I payment or proof that property is owned free and clear. - Due Diligence Vendor-07/11/2025 |  | Resolved-hazard premium received. - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4787701 | N/A | N/A |
| XXXX | XXXX |  | 41252272 | Closed | 2025-07-27 23:10 | 2025-09-05 19:19 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Document Uploaded. Mortgage a/c XXXX XXXX XXXX #XXXX with unpaid balance $X,XXX.XX and payment $X,XXX.XX is actually home improvement loan and it should be treated as installment a/c instead of mortgage a/c. Updated XXXX XXXX XXXX #XXXX as installment a/c and included the payment $X,XXX.XX in DTI. Please find the attached revised 1003 & 1008. - Buyer-07/30/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing proof of satisfaction of mortgage. - Due Diligence Vendor-07/27/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4959703 | N/A | N/A |
| XXXX | XXXX |  | 41252272 | Closed | 2025-07-27 23:14 | 2025-07-31 17:18 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-debt included. - Due Diligence Vendor-07/31/2025 <br> Ready for Review-Document Uploaded. Mortgage a/c XXXX XXXX XXXX with unpaid balance $X,XXX.XX and payment $X,XXX.XX is actually home improvement loan and it should be treated as installment a/c instead of mortgage a/c. Updated XXXX XXXX XXXX #XXXX as installment a/c and included the payment $X,XXX.XX in DTI. Please find the attached revised 1003 & 1008. - Buyer-07/30/2025 <br> Open-The credit report dated XX/XX/XXXX reflects another mortgage with balance of $X,XXX.XX and payment of $X,XXX.XX, which Lender excluded from Borrower's debts. A bank statement in file reflects borrower is responsible for this debt. The title property report does not list this as being attached to the subject property. The loan file is missing proof of satisfaction of this mortgage. If this mortgage is not attached to the subject property, Lender to provide evidence that the property is no longer owned by the borrower. Additional conditions may apply. - Due Diligence Vendor-07/27/2025 |  | Resolved-debt included. - Due Diligence Vendor-07/31/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4959712 | N/A | N/A |
| XXXX | XXXX |  | 91666072 | Closed | 2025-07-27 15:49 | 2025-09-05 19:20 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-08/29/2025 <br>Ready for Review-Document Uploaded. PDF document of Social Security rules that state the income can be used is already attached here. I have also uploaded the screenshot of Social Security rules that state the income can be used is also attached. - Seller-08/26/2025 <br>Counter-Received a processor cert that states the Security office will not provide info and that the info/rules needed can be pulled up online. Provide the Social Security rules that state the income can be used. Condition remains. - Due Diligence Vendor-08/22/2025 <br>Ready for Review-Document Uploaded. Please find the attached processor cert. - Buyer-08/21/2025 <br>Counter-Lender provided a LOE from the borrower to indicate the older child's SSI benefits will be transferred to the younger child upon the older child aging out based on what the borrower was told about the program. Please provide a letter from SSI to confirm the SSI benefits will be transferred to the younger child and confirm the total benefit that will be paid to the younger child. Condition remains. - Due Diligence Vendor-08/19/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents. - Seller-08/18/2025 <br>Counter-Section 4-2-6-1 Stability and Continuance of Employment and Income of the Guidelines indicate "A minimum of two years employment history and continuance of income for three years is generally required for all borrowers whose income is being used to qualify. Unless there is evidence that the income will no longer be received, conclude that the income will continue for three years." Documentation provided shows evidence that the income will no longer be received. Condition remains. - Due Diligence Vendor-07/30/2025 <br>Ready for Review-As per Button Guideline 4-2-6-13a Types of Fixed Income and Documentation Requirements, three years continuance of Social security income is not required. - Seller-07/29/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Three-year continuance for C2 child SS benefits not met, therefore, cannot be used for qualifying, resulting in a DTI of 55.58% which exceeds Guideline maximum of 50.0%. - Due Diligence Vendor-07/27/2025 | Ready for Review-Document Uploaded. XXXX document of Social Security rules that state the income can be used is already attached here. I have also uploaded the screenshot of Social Security rules that state the income can be used is also attached. - Seller-08/26/2025 <br> Ready for Review-Document Uploaded. Please find the attached documents. - Seller-08/18/2025 <br> Ready for Review-As per Button Guideline 4-2-6-13a Types of Fixed Income and Documentation Requirements, three years continuance of Social security income is not required. - Seller-07/29/2025 | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-08/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4959103 | N/A | N/A |
| XXXX | XXXX |  | 91666072 | Closed | 2025-07-27 15:48 | 2025-08-29 15:09 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Audited DTI of 46.32% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. PDF document of Social Security rules that state the income can be used is already attached here. I have also uploaded the screenshot of Social Security rules that state the income can be used is also attached. - Buyer-08/26/2025 <br> Counter-Received a processor cert that states the Security office will not provide info and that the info/rules needed can be pulled up online. Provide the Social Security rules that state the income can be used. Condition remains. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Please find the attached processor cert. - Buyer-08/21/2025 <br> Counter-Lender provided a LOE from the borrower to indicate the older child's SSI benefits will be transferred to the younger child upon the older child aging out based on what the borrower was told about the program. Please provide a letter from SSI to confirm the SSI benefits will be transferred to the younger child and confirm the total benefit that will be paid to the younger child. Condition remains. - Due Diligence Vendor-08/19/2025 <br> Ready for Review-Document Uploaded. Please find the attached documents. - Buyer-08/18/2025 <br> Counter-Section 4-2-6-1 Stability and Continuance of Employment and Income of the Guidelines indicate "A minimum of two years employment history and continuance of income for three years is generally required for all borrowers whose income is being used to qualify. Unless there is evidence that the income will no longer be received, conclude that the income will continue for three years." Documentation provided shows evidence that the income will no longer be received. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-As per Button Guideline 4-2-6-13a Types of Fixed Income and Documentation Requirements, three years continuance of Social security income is not required. - Seller-07/29/2025 <br> Open-Audited DTI of 55.58% exceeds Guideline DTI of 50% Lender qualified Borrower with SS Disability income and two child/dependent Social Security Income. Child 2 benefits end on XXXX (age XXXX) or latest XXXX (age XXXX), this does not meet 3-year continuance from Note date of XXXX. Therefore, benefit for C2 cannot be used for qualifying resulting in a DTI of 55.58% which exceeds Guideline maximum of 50.0%. - Due Diligence Vendor-07/27/2025 | Ready for Review-As per XXXX Guideline 4-2-6-13a Types of Fixed Income and Documentation Requirements, three years continuance of Social security income is not required. - Seller-07/29/2025 | Resolved-Audited DTI of 46.32% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-08/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4959102 | N/A | N/A |
| XXXX | XXXX |  | 45154213 | Closed | 2025-07-03 08:44 | 2025-07-18 15:48 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-Document Uploaded. XXXX - Buyer-07/17/2025 <br> Open-E-Consent documentation on TRID loan is missing for borrower(s). - Due Diligence Vendor-07/03/2025 |  | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-07/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4646976 | N/A | N/A |
| XXXX | XXXX |  | 32611271 | Closed | 2025-07-26 13:52 | 2025-09-05 18:00 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. the finding will be graded a B or non-material. - Due Diligence Vendor-07/26/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. the finding will be graded a B or non-material. - Due Diligence Vendor-07/26/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4957444 | Originator Post-Close | No |
| XXXX | XXXX |  | 32611271 | Closed | 2025-07-09 20:39 | 2025-07-30 18:35 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-Received XXXX paystub. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/29/2025 <br> Open-ATR Risk - Employment validation/verification standards do not meet requirements<br> Missing current paystubs or WVOE. - Due Diligence Vendor-07/09/2025 |  | Resolved-Received XXXX paystub. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-07/30/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4756059 | N/A | N/A |
| XXXX | XXXX |  | 32611271 | Closed | 2025-07-09 19:04 | 2025-07-30 18:35 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 Paystubs Missing | Resolved-Received XXXX paystub. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached paystub. - Buyer-07/29/2025 <br> Open-Borrower 2 Paystubs Missing Paystub dated in XXXX not provided - Due Diligence Vendor-07/09/2025 |  | Resolved-Received XXXX paystub. Condition cleared. - Due Diligence Vendor-07/30/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4754312 | N/A | N/A |
| XXXX | XXXX |  | 78774876 | Closed | 2025-07-10 16:25 | 2025-07-30 18:28 | Resolved | 1 - Information | Compliance | TRID | TRID disclosure(s) for Borrower electronically dated prior to E-Consent | Resolved-Received E-Consent. Condition clearing. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please see attached summary of signed CD. - Buyer-07/29/2025 <br> Open-TRID disclosure (CD delivered XX/XX/XXXX) signed XX/XX/XXXX is prior to E-Consent from Borrower dated XX/XX/XXXX. - Due Diligence Vendor-07/10/2025 |  | Resolved-Received E-Consent. Condition clearing. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4767335 | N/A | N/A |
| XXXX | XXXX |  | 78774876 | Closed | 2025-07-10 16:20 | 2025-07-30 18:27 | Resolved | 1 - Information | Credit | Missing Doc | Missing Letter of Explanation (Excessive Inquiries) | Resolved-Received LOE for credit inquiries. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Received LOE for credit inquiries. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/29/2025 <br> Open-Missing LOE for Excessive Inquiries as required per guidelines and loan approval (264). - Due Diligence Vendor-07/10/2025 |  | Resolved-Received LOE for credit inquiries. Condition cleared. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4767236 | N/A | N/A |
| XXXX | XXXX |  | 62053134 | Closed | 2025-07-10 13:23 | 2025-07-30 18:21 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-Received evidence of HOA dues. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/29/2025 <br>Open-Missing Evidence of HOA Dues for Primary Residence - Due Diligence Vendor-07/10/2025 |  | Resolved-Received evidence of HOA dues. Condition cleared. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4763516 | N/A | N/A |
| XXXX | XXXX |  | 59742583 | Closed | 2025-07-17 20:32 | 2025-07-30 18:19 | Resolved | 1 - Information | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Received property profile report with evidence of taxes. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. Property taxes can be verified from property profile report. Please find the attached property profile report. - Buyer-07/29/2025 <br>Open-Missing Evidence of Property Tax Tax document is missing in loan file. Tax cert mailed away mentioned in Title. But Tax cert not provided. Hence, tax amount taken from 1008, added for the tax cert. - Due Diligence Vendor-07/17/2025 |  | Resolved-Received property profile report with evidence of taxes. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4859364 | N/A | N/A |
| XXXX | XXXX |  | 64282996 | Closed | 2025-07-15 16:58 | 2025-08-15 23:16 | Resolved | 1 - Information | Compliance | State Reg | TX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure not signed by both Borrower(s) and Lender | Resolved-Received FMV signed by the lender and the borrower. Finding cleared. - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. XXXX - Seller-08/14/2025 <br> Counter-ACKNOWLEDGMENT OF FAIR MARKET VALUE DISCLOSURE is required and required to be signed by both lender and borrower. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. Final CD was issued 24hrs prior to closing. - Seller-08/11/2025 <br> Open-XX 50(a)(6) Violation: Acknowledgment of Fair Market Value disclosure not signed by both Borrower(s) and Lender. - Due Diligence Vendor-07/15/2025 | Ready for Review-Document Uploaded. XXXX - Seller-08/14/2025 <br> Ready for Review-Document Uploaded. Final CD was issued 24hrs prior to closing. - Seller-08/11/2025 | Resolved-Received XXXX signed by the lender and the borrower. Finding cleared. - Due Diligence Vendor-08/15/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4823388 | N/A | N/A |
| XXXX | XXXX |  | 64282996 | Closed | 2025-07-15 15:20 | 2025-08-13 15:54 | Resolved | 1 - Information | Compliance | Closing | The Deed of Trust is Not Executed | Resolved-Executed DOT received. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. XXXX - Seller-08/11/2025 <br> Open- - Due Diligence Vendor-07/15/2025 | Ready for Review-Document Uploaded. XXXX - Seller-08/11/2025 | Resolved-Executed DOT received. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4820179 | N/A | N/A |
| XXXX | XXXX |  | 64282996 | Closed | 2025-07-15 14:54 | 2025-08-13 15:53 | Resolved | 1 - Information | Compliance | Closing | The Note is Not Executed | Resolved-The Note is Executed - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. XXXX - Seller-08/11/2025 <br> Open-The Note is Not Executed - Due Diligence Vendor-07/15/2025 | Ready for Review-Document Uploaded.XXXX- Seller-08/11/2025 | Resolved-The Note is Executed - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4819478 | N/A | N/A |
| XXXX | XXXX |  | 64282996 | Closed | 2025-08-02 16:55 | 2025-08-13 15:52 | Resolved | 1 - Information | Compliance | Right to Rescind | TILA: NORTC Incomplete for one or more borrowers/vested parties | Resolved-TILA: NORTC is provided - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. XXXX - Buyer-08/11/2025 <br> Open-TILA: NOTRC is incomplete for one or more borrowers/ vested parties Missing NOTRC for Borrower 1. - Due Diligence Vendor-08/02/2025 |  | Resolved-TILA: NORTC is provided - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5033160 | N/A | N/A |
| XXXX | XXXX |  | 85053897 | Closed | 2025-07-31 20:49 | 2025-08-13 17:19 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/12/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Guidelines requirement of 12 months mortgage payment history not met. - Due Diligence Vendor-07/31/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5014726 | N/A | N/A |
| XXXX | XXXX |  | 85053897 | Closed | 2025-07-31 20:50 | 2025-08-13 17:19 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/12/2025 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements - Due Diligence Vendor-07/31/2025 |  | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5014757 | N/A | N/A |
| XXXX | XXXX |  | 53301557 | Closed | 2025-07-14 18:24 | 2025-07-30 18:06 | Resolved | 1 - Information | Credit | Missing Doc | Missing Letter of Explanation (Excessive Inquiries) | Resolved-Received LOE for credit inquiries. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/29/2025 <br> Open-Missing LOE for Excessive Inquiries GL Section 4-2-4-14 requires Inquiry letter addressing all inquiries in the most recent 90 days. Missing LOX. - Due Diligence Vendor-07/14/2025 |  | Resolved-Received LOE for credit inquiries. Condition cleared. - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4809140 | N/A | N/A |
| XXXX | XXXX |  | 18714602 | Closed | 2025-07-26 17:42 | 2025-08-16 00:52 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-. - Due Diligence Vendor-08/16/2025 <br>Resolved-Post incident inspection provided - Due Diligence Vendor-08/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/12/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-07/26/2025 |  | Resolved-. - Due Diligence Vendor-08/16/2025 <br>Resolved-Post incident inspection provided - Due Diligence Vendor-08/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4957970 | N/A | N/A |
| XXXX | XXXX |  | 18714602 | Closed | 2025-08-03 18:01 | 2025-08-06 14:57 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Received HOI. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/05/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Missing Evidence of Insurance for property listed on final 1003, section 3c - Due Diligence Vendor-08/03/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/05/2025<br>| Resolved-Received HOI. Condition cleared. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 5034795 | N/A | N/A |
| XXXX | XXXX |  | 18714602 | Closed | 2025-07-26 19:24 | 2025-08-06 14:57 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Insurance for REO | Resolved-Received HOI. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br>Open-As per final 1003 section 3c property hazard insurance is missing from loan file. - Due Diligence Vendor-07/26/2025 |  | Resolved-Received HOI. Condition cleared. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4958144 | N/A | N/A |
| XXXX | XXXX |  | 18714602 | Closed | 2025-08-03 17:58 | 2025-08-06 14:56 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-Received Flood Insurance Policy. Condition cleared. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Missing flood insurance for subject property. - Due Diligence Vendor-08/03/2025 |  | Resolved-Received Flood Insurance Policy. Condition cleared. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 5034793 | N/A | N/A |
| XXXX | XXXX |  | 18714602 | Closed | 2025-07-26 17:54 | 2025-08-06 14:48 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Received Flood Insurance Policy. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/05/2025 <br>Open-Missing Flood Insurance Policy - Due Diligence Vendor-07/26/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/05/2025<br>| Resolved-Received Flood Insurance Policy. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4957984 | N/A | N/A |
| XXXX | XXXX |  | 17703790 | Closed | 2025-07-08 17:37 | 2025-07-30 18:56 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-Received HOA statement. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/30/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Monthly Homeowner's Association document proof is missing in the loan file - Due Diligence Vendor-07/08/2025 |  | Resolved-Received HOA statement. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4734868 | N/A | N/A |
| XXXX | XXXX |  | 26930912 | Closed | 2025-07-25 11:31 | 2025-08-03 14:43 | Waived | 2 - Non-Material | Credit | Eligibility | Ineligible Property Type | Waived-Property type is ineligible due to Subject property 13 acres vs Maximum allowed 10 acres. Lender approved exception with compensating factors and all compensating factors are met. - Due Diligence Vendor-07/25/2025 |  | Waived-Property type is ineligible due to Subject property 13 acres vs Maximum allowed 10 acres. Lender approved exception with compensating factors and all compensating factors are met. - Due Diligence Vendor-07/25/2025<br>|  |  | CLTV <5% below the Maximum Qualifying<br> Credit Score >1= 10+ Points more than qualifying | XX | Primary Residence | Refinance | Cash Out - Other | 4944128 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 42738760 | Closed | 2025-08-11 11:04 | 2025-09-08 16:22 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. Please find the attached document - Buyer-08/12/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing documentation to verify rental income for property disclosed on line 3B of the final loan application. - Due Diligence Vendor-08/11/2025 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5127236 | N/A | N/A |
| XXXX | XXXX |  | 42738760 | Closed | 2025-08-11 11:20 | 2025-08-13 18:34 | Resolved | 1 - Information | Credit | Missing Doc | Missing Rental Income Documentation for REO | Resolved-Lease and proof of rental receipt provided. - Due Diligence Vendor-08/13/2025 <br>Ready for Review-Document Uploaded. Please find the attached document - Buyer-08/12/2025 <br>Open-Missing Rental Income Documentation for REO listed on the application. Missing documentation to verify rental income for property disclosed on line 3B of the final loan application. - Due Diligence Vendor-08/11/2025 |  | Resolved-Lease and proof of rental receipt provided. - Due Diligence Vendor-08/13/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5127327 | N/A | N/A |
| XXXX | XXXX |  | 87342179 | Closed | 2025-07-28 19:14 | 2025-08-29 15:39 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Condition was a result of general lender credit moving to a specific lender credit. Condition resolved. - Due Diligence Vendor-08/29/2025 <br> Resolved-Resolved - Due Diligence Vendor-08/29/2025 <br> Open- - Due Diligence Vendor-08/29/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of $X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-08/29/2025 <br> Ready for Review-There is no cure. Please review and waive this. 10% charges on LE is $X,XXX.XX and the 10% charged to borrower on Final CD is $X,XXX.XX , which is under 10% limit. - Buyer-08/26/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Condition was a result of general lender credit moving to a specific lender credit. Condition resolved. - Due Diligence Vendor-08/29/2025 <br>Resolved-Resolved - Due Diligence Vendor-08/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4970264 | N/A | N/A |
| XXXX | XXXX |  | 87342179 | Closed | 2025-07-28 19:14 | 2025-08-29 15:39 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Condition was a result of general lender credit moving to a specific lender credit. Condition resolved. - Due Diligence Vendor-08/29/2025 <br> Resolved-Resolved - Due Diligence Vendor-08/29/2025 <br> Open- - Due Diligence Vendor-08/29/2025 <br> Open- - Due Diligence Vendor-08/29/2025 <br> Ready for Review-There is no cure. Please review and waive this. 10% charges on LE is $X,XXX.XX and the 10% charged to borrower on Final CD is $X,XXX.XX , which is under 10% limit. - Buyer-08/26/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. (Fee name) on CD dated (MM/DD/YYYY) is ($____). LE dated (MM/DD/YYYY) lists fee as ($____). This fee is in a (___%) tolerance section. Lender tolerance cure of ($____) is required. Section J reflects ($_____) tolerance cure that is insufficient as it was applied to the tolerance cure for the (Fee name). Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower.<br>Tolerance cure of ($___) to be provided within 60 days of discovery. - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/29/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Resolved-Condition was a result of general lender credit moving to a specific lender credit. Condition resolved. - Due Diligence Vendor-08/29/2025 <br>Resolved-Resolved - Due Diligence Vendor-08/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4970262 | N/A | N/A |
| XXXX | XXXX |  | 18122613 | Closed | 2025-07-11 10:38 | 2025-07-30 21:10 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 49.01% exceeds Guideline DTI of 43% As per guideline maximum dti is 43% with 75% LTV, however borrower's current DTI is 49.99%. hence lender provided an exception for allowing DTI 49.99% by validating the compensatory factors - all compensatory factors met and validated. - Due Diligence Vendor-07/11/2025 |  | Waived-Audited DTI of 49.01% exceeds Guideline DTI of 43% As per guideline maximum dti is 43% with 75% LTV, however borrower's current DTI is 49.99%. hence lender provided an exception for allowing DTI 49.99% by validating the compensatory factors - all compensatory factors met and validated. - Due Diligence Vendor-07/11/2025<br>|  |  | Below are the compensatory factors, which are validated by the lender.<br> 36+ Months 0x30 housing payment history <br> Other additional Compensating - Borrower has over 12 months reserves in retirement accounts | XX | Primary Residence | Refinance | Cash Out - Other | 4777933 | Investor Post-Close | No |
| XXXX | XXXX |  | 74084444 | Closed | 2025-07-31 15:24 | 2025-09-08 16:24 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Primary Housing HOA document is missing - Due Diligence Vendor-07/31/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 5008176 | N/A | N/A |
| XXXX | XXXX |  | 74084444 | Closed | 2025-08-04 19:39 | 2025-08-07 16:47 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-HOA received. - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-Missing Evidence of HOA Dues for Primary Residence - Due Diligence Vendor-08/04/2025 |  | Resolved-HOA received. - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 5047734 | N/A | N/A |
| XXXX | XXXX |  | 36013843 | Closed | 2025-07-31 19:24 | 2025-08-22 14:17 | Resolved | 1 - Information | Compliance | Disclosure | TX 50(a)(6) Violation: Proof of Copies of all loan documents received by borrower is missing | Resolved-Received acknowledgment of receipt of loan application and final itemized disclosure signed and dated at closing. Condition cleared. - Due Diligence Vendor-08/22/2025 <br> Open-XX 50(a)(6) Violation: Proof of Copies of all loan documents received by borrower is missing. - Due Diligence Vendor-08/22/2025 <br> Ready for Review-Document Uploaded. Please see attached - Buyer-08/21/2025 <br> Counter-A final application is required to be provided to the borrower 1 day prior to closing when changes have been made since the previous application. In this case at least 2 sections have changed (1e and 2c). - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. As per the guideline attached. It is mentioned to provide loan application, if not already provided. It is not required to provide loan application AGAIN 1 day prior to closing. - Buyer-08/14/2025 <br> Counter-Documentation provided and in file only indicates CD was provided to the borrower. Loan application is also required to be sent to the borrower at least 1 day prior to close. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. As per attached summary, Final CD was issued to borrower 24hr prior to closing. - Buyer-08/11/2025 <br> Open-XX 50(a)(6) Violation: Proof of Copies of all loan documents received by borrower is missing. - Due Diligence Vendor-07/31/2025 |  | Resolved-Received acknowledgment of receipt of loan application and final itemized disclosure signed and dated at closing. Condition cleared. - Due Diligence Vendor-08/22/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5013003 | N/A | N/A |
| XXXX | XXXX |  | 70841797 | Closed | 2025-07-11 12:41 | 2025-09-08 16:26 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Employment validation/verification standards do not meet requirements | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/04/2025 <br>Open-ATR Risk - Employment validation/verification standards do not meet requirements 3rd party verbal verification of employment missing name and title of the person who confirmed the employment for the lender. - Due Diligence Vendor-07/11/2025 |  | Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4778871 | N/A | N/A |
| XXXX | XXXX |  | 70841797 | Closed | 2025-07-11 12:41 | 2025-08-05 15:16 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/04/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing 3rd party verbal verification of employment missing name and title of the person who confirmed the employment for the lender. - Due Diligence Vendor-07/11/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4778870 | N/A | N/A |
| XXXX | XXXX |  | 19864949 | Closed | 2025-07-14 16:40 | 2025-08-02 13:50 | Waived | 2 - Non-Material | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-as per the GL does not allow the 30 days lates charge off, hence exception provided and Compensating factors are met - Due Diligence Vendor-07/14/2025 |  | Waived-as per the GL does not allow the 30 days lates charge off, hence exception provided and Compensating factors are met - Due Diligence Vendor-07/14/2025<br>|  |  | Compensating factors are <br> DTI <5% below the Maximum Qualifying - Audit DTI 36.35% and GL Allow 43% DTI<br> Income not used to qualify - Additional income not considered still borrower is qualified, VA-page #210 | XX | Primary Residence | Refinance | Cash Out - Other | 4807084 | Investor Post-Close | No |
| XXXX | XXXX |  | 44516717 | Closed | 2025-07-10 13:12 | 2025-09-08 16:29 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-09/08/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Subject HOA is missing hence HOA is required - Due Diligence Vendor-07/10/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-09/08/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4763364 | N/A | N/A |
| XXXX | XXXX |  | 44516717 | Closed | 2025-07-31 20:13 | 2025-08-07 19:23 | Resolved | 1 - Information | Compliance | Missing Doc | PUD Rider is Missing | Resolved-PUD rider received. - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please see attached - Buyer-08/07/2025 <br>Open-PUD Rider for subject transaction is missing. - Due Diligence Vendor-07/31/2025 |  | Resolved-PUD rider received. - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5014040 | N/A | N/A |
| XXXX | XXXX |  | 44516717 | Closed | 2025-07-23 11:23 | 2025-08-05 15:14 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-HOA dues confirmation received. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/04/2025 <br>Open-Missing Evidence of HOA Dues for Primary Residence - Due Diligence Vendor-07/23/2025 |  | Resolved-HOA dues confirmation received. - Due Diligence Vendor-08/05/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4914989 | N/A | N/A |
| XXXX | XXXX |  | 32829651 | Closed | 2025-07-14 16:03 | 2025-08-07 19:59 | Resolved | 1 - Information | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-Income meets guidelines. - Due Diligence Vendor-08/07/2025 <br> Ready for Review-As per Button Guidelines section 4-2-6-13a, Award letter is sufficient to document XX Benefits income. Two months full bank statements showing income being deposited into the borrower's account are not required . - Buyer-08/06/2025 <br> Open-Guidelines require XX Benefits Award letter and proof of receipt of income (two months' full bank statements showing income being deposited into the borrower's account). Two months' full bank statements are missing. Additional conditions may apply. - Due Diligence Vendor-07/14/2025 |  | Resolved-Income meets guidelines. - Due Diligence Vendor-08/07/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4806179 | N/A | N/A |
| XXXX | XXXX |  | 37030171 | Closed | 2025-07-31 12:55 | 2025-08-18 19:18 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received Property tax verification to show mortgage statement escrow includes both taxes and insurance. Condition cleared. - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. XXXX Property profile for REO property showing Taxes is $X,XXX.XX & escrow payment in mortgage statement is $X,XXX.XX . Difference of both escrow payment & taxes is HOI payment. Usually not all Mortgage statement does not bifurcate escrowed as Tax & insurance but if we have taxes verified & can use back calculation in this scenarios - Seller-08/15/2025 <br> Counter-Received Mortgage statement and translation. The Mortgage statement indicates an Escrow, however, it does not state that both Taxes and insurance are included in the escrow deposit amount of $X,XXX.XX . Condition remains. - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/12/2025 <br> Counter-Please provide taxes/insurance information on REO paid by other-OR proof escrow includes both Tax/Insurance. Without tax and/or insurance amounts, escrow inclusions cannot be confirmed. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Document Uploaded. Please find the attached mortgage statement, T&I escrowed. - Seller-08/06/2025 <br> Counter-Please provide taxes/insurance information on REO paid by other-OR proof escrow includes both Tax/Insurance. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. XXXX XXXX XXXX #XXXX is an installment a/c with payment less than 10 months (unpaid balance $X,XXX.XX and monthly payment $X,XXX.XX) and mortgage loan XXXX XXXX #XXXX is paid by the person other than borrower, hence excluded from DTI. Please find the12 months payment history for XXXX XXXX #XXXX. - Buyer-08/05/2025 <br> Open-Provide supporting documents to exclude debts from DTI - Due Diligence Vendor-07/31/2025 | Ready for Review-Document Uploaded. X Property profile for REO property showing Taxes is $X,XXX.XX & escrow payment in mortgage statement is $X,XXX.XX. Difference of both escrow payment & taxes is HOI payment. Usually not all Mortgage statement does not bifurcate escrowed as Tax & insurance but if we have taxes verified & can use back calculation in this scenarios - Seller-08/15/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/12/2025 <br> Ready for Review-Document Uploaded. Please find the attached mortgage statement, T&I escrowed. - Seller-08/06/2025 | Resolved-Received Property tax verification to show mortgage statement escrow includes both taxes and insurance. Condition cleared. - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5005131 | N/A | N/A |
| XXXX | XXXX |  | 37030171 | Closed | 2025-07-31 12:53 | 2025-08-06 14:36 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/06/2025 <br> Ready for Review-XXXX XXXX XXXX #XXXX is an installment a/c with payment less than 10 months (unpaid balance $X,XXX.XX and monthly payment $X,XXX.XX) and mortgage loan XXXX XXXX #XXXX is paid by the person other than borrower, hence excluded from DTI. Please find the12 months payment history forXXXX XXXX #XXXX. - Buyer-08/05/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements due to missing documents to exclude debts from DTI - Due Diligence Vendor-07/31/2025 |  | Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/06/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5005119 | N/A | N/A |
| XXXX | XXXX |  | 37030171 | Closed | 2025-07-30 15:26 | 2025-08-06 14:28 | Resolved | 1 - Information | Property | Property | Property in Disaster Area – Property located in a FEMA declared disaster area. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/05/2025 <br>Open-Subject property is in recent disaster area and there is no post incident inspection - Due Diligence Vendor-07/30/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/05/2025<br>| Resolved-Post incident inspection provided - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4994328 | N/A | N/A |
| XXXX | XXXX |  | 14217452 | Closed | 2025-07-11 20:20 | 2025-08-07 19:26 | Resolved | 1 - Information | Credit | Missing Doc | Missing Letter of Explanation (Excessive Inquiries) | Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-Missing LOE for Excessive Inquiries Missing LOE for Inquiry listed on credit report (page 141) and loan approval (page 273). Guidelines require this information. Additional conditions may apply. - Due Diligence Vendor-07/11/2025 |  | Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4792515 | N/A | N/A |
| XXXX | XXXX |  | 46945389 | Closed | 2025-08-04 17:08 | 2025-08-07 20:16 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-08/04/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5044236 | N/A | N/A |
| XXXX | XXXX |  | 38626303 | Closed | 2025-08-02 14:17 | 2025-09-08 16:32 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements | Resolved-Lender provided guidelines allowing income-based repayment of $0 for student loans. Condition cleared. - Due Diligence Vendor-08/18/2025 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. This is not excluded because of deferment. It is excluded because it is verified as income base repayment- $0 actual payment. Please find the attached document for student loan. - Seller-08/18/2025 <br> Counter-Lender guidelines specify: "Debt payments, such as a student loan or balloon-payment note scheduled to begin or come due within 12 months of the mortgage loan closing, must be included by the creditor as anticipated monthly obligations during the underwriting analysis. Debt payments do not have to be classified as projected obligations if the consumer provides written evidence that the debt will be deferred to a period outside the 12-month timeframe." Student loan documentation shows next payment due XX/XX/XXXX - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. Borrower is on an income-driven payment plan, hence payment can be taken as $0. Please find the attached document. - Buyer-08/06/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Per Guidelines, deferred student loans that will come due within 12 months of the mortgage loan closing, must be included in borrower's monthly obligations. The student loan documentation provided indicates that payment is due XX/XX/XXXX which is less than 12 months from Note date of XX/XX/XXXX. Including the student loan payment results in a DTI of 54.41% which exceeds Guideline max DTI of 50.0% - Due Diligence Vendor-08/02/2025 | Ready for Review-Document Uploaded. This is not excluded because of deferment. It is excluded because it is verified as income base repayment- $0 actual payment. Please find the attached document for student loan. - Seller-08/18/2025<br>| Resolved-Lender provided guidelines allowing income-based repayment of $0 for student loans. Condition cleared. - Due Diligence Vendor-08/18/2025 <br>Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5032867 | N/A | N/A |
| XXXX | XXXX |  | 38626303 | Closed | 2025-08-02 14:28 | 2025-08-18 17:12 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Lender provided guidelines allowing income-based repayment of $0 for student loans. Condition cleared. - Due Diligence Vendor-08/18/2025 <br> Resolved-ATR Risk - Monthly Debt Obligations taken into consideration meet requirements - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Document Uploaded. This is not excluded because of deferment. It is excluded because it is verified as income base repayment- $0 actual payment. Please find the attached document for student loan. - Seller-08/18/2025 <br> Counter-Lender guidelines specify: "Debt payments, such as a student loan or balloon-payment note scheduled to begin or come due within 12 months of the mortgage loan closing, must be included by the creditor as anticipated monthly obligations during the underwriting analysis. Debt payments do not have to be classified as projected obligations if the consumer provides written evidence that the debt will be deferred to a period outside the 12-month timeframe." Student loan documentation shows next payment due XX/XX/XXXX - Due Diligence Vendor-08/07/2025 <br> Ready for Review-Document Uploaded. Borrower is on an income-driven payment plan, hence payment can be taken as $0. Please find the attached document. - Buyer-08/06/2025 <br> Open-ATR Risk - Monthly Debt Obligations taken into consideration do not meet requirements Per Guidelines, deferred student loans that will come due within 12 months of the mortgage loan closing, must be included in borrower's monthly obligations. The student loan documentation provided indicates that payment is due XX/XX/XXXX which is less than 12 months from Note date of XX/XX/XXXX. Including the student loan payment results in a DTI of 54.41% which exceeds Guideline max DTI of 50.0% - Due Diligence Vendor-08/02/2025 | Ready for Review-Document Uploaded. This is not excluded because of deferment. It is excluded because it is verified as income base repayment- $0 actual payment. Please find the attached document for student loan. - Seller-08/14/2025<br>| Resolved-Lender provided guidelines allowing income-based repayment of $0 for student loans. Condition cleared. - Due Diligence Vendor-08/18/2025 <br>Resolved-Audited DTI of 46.47% is less than or equal to Guideline DTI of 50% - Due Diligence Vendor-08/18/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5032897 | N/A | N/A |
| XXXX | XXXX |  | 38626303 | Closed | 2025-07-14 18:01 | 2025-08-07 17:48 | Resolved | 1 - Information | Credit | Missing Doc | Flood Insurance Policy Missing | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-Missing Flood Insurance Policy - Due Diligence Vendor-07/14/2025 |  | Resolved-Flood Insurance Policy is fully present - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4808668 | N/A | N/A |
| XXXX | XXXX |  | 76350952 | Closed | 2025-08-04 14:24 | 2025-08-04 14:24 | Waived | 2 - Non-Material | Credit | Missing Doc | Required Documentation is Missing | Waived-Missing social security award letter or 1099 as required per guidelines. Lender exception in file to use one month receipt of SSI (Pg. 283). Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-08/04/2025 |  | Waived-Missing social security award letter or 1099 as required per guidelines. Lender exception in file to use one month receipt of SSI (Pg. 283). Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-08/04/2025<br>|  |  | Lender provided and validated comp factors:<br>CLTV <5% below the Maximum Qualifying<br> 36+ Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 5039636 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 59788666 | Closed | 2025-07-28 19:50 | 2025-08-06 20:04 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-Received evidence XXXX and XXXX payments were made, next payment due is XXXXt XXXX. Condition cleared. - Due Diligence Vendor-08/06/2025 <br> Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Mortgage rating can be verified from Payoff statement, loan is next due for 08/01. - Buyer-08/06/2025 <br> Open-ATR Risk - Credit History taken into consideration does not meet requirements GL section 4-2-4-10 requires mortgage rating to be updated through a supplement to the credit report, canceled checks, or updated mortgage statement showing the payment if rating is more than 30 days. DLA of second mortgage on primary residence is of XX/XX/XXXX, missing payment verification for XXXX XXXX. - Due Diligence Vendor-07/28/2025 |  | Resolved-Received evidence XXXX and XXXX payments were made, next payment due is XXXX XXXX. Condition cleared. - Due Diligence Vendor-08/06/2025 <br> Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-08/06/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4970965 | N/A | N/A |
| XXXX | XXXX |  | 59788666 | Closed | 2025-07-28 19:50 | 2025-08-06 20:04 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Received evidence XXXX and XXXX payments were made, next payment due is XXXXt XXXX. Condition cleared. - Due Diligence Vendor-08/06/2025 <br> Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. Mortgage rating can be verified from Payoff statement, loan is next due for XXXX. - Buyer-08/06/2025 <br> Open-ATR Risk - Credit History taken into consideration does not meet requirements GL section 4-2-4-10 requires mortgage rating to be updated through a supplement to the credit report, canceled checks, or updated mortgage statement showing the payment if rating is more than 30 days. DLA of second mortgage on primary residence is of XX/XX/XXXX, missing payment verification for XXXX XXXX. - Due Diligence Vendor-07/28/2025 | Ready for Review-Document Uploaded. Mortgage rating can be verified from Payoff statement, loan is next due for XXXX. - Seller-08/06/2025 | Resolved-Received evidence XXXX and XXXX payments were made, next payment due is XXXX XXXX. Condition cleared. - Due Diligence Vendor-08/06/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4970964 | N/A | N/A |
| XXXX | XXXX |  | 59788666 | Closed | 2025-07-28 20:25 | 2025-08-06 20:00 | Resolved | 1 - Information | Credit | Missing Doc | Missing Payoff Statement for prior loan | Resolved-Received payoff. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-Missing Payoff Statement for prior loan. Missing Payoff Statement for second mortgage on subject property. - Due Diligence Vendor-07/28/2025 |  | Resolved-Received payoff. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Payoff Statement for prior loan provided. - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4971548 | N/A | N/A |
| XXXX | XXXX |  | 59788666 | Closed | 2025-07-28 20:34 | 2025-08-06 19:57 | Resolved | 1 - Information | Credit | Missing Doc | Missing Letter of Explanation (Excessive Inquiries) | Resolved-Received credit inquiry letter indicating no new accounts. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/06/2025 <br>Open-Missing LOE for Excessive Inquiries GL section 4-2-4-14 requires Inquiry letter addressing all inquiries in the most recent 90 days. Same is missing in file for inquiry dated 06/03/2025. - Due Diligence Vendor-07/28/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/06/2025<br>| Resolved-Received credit inquiry letter indicating no new accounts. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4971761 | N/A | N/A |
| XXXX | XXXX |  | 21873830 | Closed | 2025-08-04 19:19 | 2025-08-07 17:06 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Received HOI. Condition cleared. - Due Diligence Vendor-08/07/2025 <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-08/04/2025 |  | Resolved-Received HOI. Condition cleared. - Due Diligence Vendor-08/07/2025 <br>Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5047196 | N/A | N/A |
| XXXX | XXXX |  | 90874158 | Closed | 2025-07-11 15:30 | 2025-09-08 19:44 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Non-US Document Identification is expired | Resolved-Condition cleared. - Due Diligence Vendor-08/16/2025 <br> Resolved-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-08/16/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. Validity of Green card has been extended for 48 months from XX/XX/XXXX. - Buyer-08/12/2025 <br> Open-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-07/11/2025 |  | Resolved-Condition cleared. - Due Diligence Vendor-08/16/2025 <br> Resolved-Borrower Non-US identity document expiration date is XXXX and note is dated XXXX. - Due Diligence Vendor-08/16/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4786895 | N/A | N/A |
| XXXX | XXXX |  | 75374554 | Closed | 2025-07-21 11:01 | 2025-08-07 17:13 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-Received verification of HOA dues. Condition cleared. - Due Diligence Vendor-08/07/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Subject property HOA is missing in the loan file. - Due Diligence Vendor-07/21/2025 |  | Resolved-Received verification of HOA dues. Condition cleared. - Due Diligence Vendor-08/07/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4883312 | N/A | N/A |
| XXXX | XXXX |  | 75374554 | Closed | 2025-08-01 21:47 | 2025-08-07 17:13 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-Received verification of HOA dues. Condition cleared. - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-Missing Evidence of HOA Dues for Primary Residence. - Due Diligence Vendor-08/01/2025 |  | Resolved-Received verification of HOA dues. Condition cleared. - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 5030837 | N/A | N/A |
| XXXX | XXXX |  | 55963613 | Closed | 2025-07-28 14:18 | 2025-09-08 16:33 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Subject property primary lien mortgage statement is missing in the loan file. - Due Diligence Vendor-07/28/2025 |  | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4963136 | N/A | N/A |
| XXXX | XXXX |  | 55963613 | Closed | 2025-07-28 14:15 | 2025-08-16 16:32 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received letter from CPA. Finding cleared. - Due Diligence Vendor-08/16/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/13/2025 <br>Counter-Solar agreement received. Business ownership document is not a third party document. - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached documents. - Buyer-08/06/2025 <br>Open-1. As per Final 1003, Lender included debt #9 in DTI. However, supporting document is missing in the loan file to verify the same debt.<br> 2. Supporting document is missing in the loan file to verify ownership in business for borrowers. - Due Diligence Vendor-07/28/2025 |  | Resolved-Received letter from CPA. Finding cleared. - Due Diligence Vendor-08/16/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4963081 | N/A | N/A |
| XXXX | XXXX |  | 55963613 | Closed | 2025-07-28 14:12 | 2025-08-07 17:52 | Resolved | 1 - Information | Credit | Missing Doc | Missing Verification of Mortgage | Resolved-Mortgage statement received. - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/06/2025 <br>Open-Verification of mortgage is missing in the loan file to verify the P&I amount for subject property. - Due Diligence Vendor-07/28/2025 |  | Resolved-Mortgage statement received. - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Investment | Refinance | Cash Out - Other | 4963006 | N/A | N/A |
| XXXX | XXXX |  | 61133820 | Closed | 2025-07-24 16:33 | 2025-09-05 18:00 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: Servicing Transfer Notice Missing | Acknowledged-RESPA: Servicing Transfer Notice Missing. - Due Diligence Vendor-07/24/2025 |  | Acknowledged-RESPA: Servicing Transfer Notice Missing. - Due Diligence Vendor-07/24/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4935252 | Originator Post-Close | No |
| XXXX | XXXX |  | 96369924 | Closed | 2025-08-08 16:35 | 2025-09-09 19:02 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. XXXX document confirming XX Benefit Income - Buyer-08/15/2025 <br> Counter-Documentation provided is not a XX Award Letter, as required by guidelines. Whereas it does cite a monthly benefit, It is a Certificate of Eligibility for Loan Guarantee Benefits and does not contain the same information as an Award Letter as required by guidelines. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/12/2025 <br> Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Missing documentation to verify XX Benefit income for borrower 1. - Due Diligence Vendor-08/11/2025 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-08/26/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5113038 | N/A | N/A |
| XXXX | XXXX |  | 96369924 | Closed | 2025-08-08 16:42 | 2025-08-26 15:59 | Resolved | 1 - Information | Credit | Missing Doc | Missing income documentation | Resolved-sufficient documentation provided. - Due Diligence Vendor-08/26/2025 <br> Ready for Review-Document Uploaded. XXXX document confirming XX Benefit Income - Buyer-08/15/2025 <br> Counter-Documentation provided is not a XX Award Letter, as required by guidelines. Whereas it does cite a monthly benefit, It is a Certificate of Eligibility for Loan Guarantee Benefits and does not contain the same information as an Award Letter as required by guidelines. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/12/2025 <br> Open-Missing documentation to verify XX Benefit income for borrower 1. - Due Diligence Vendor-08/11/2025 |  | Resolved-sufficient documentation provided. - Due Diligence Vendor-08/26/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5113183 | N/A | N/A |
| XXXX | XXXX |  | 77343335 | Closed | 2025-07-25 07:55 | 2025-07-25 07:55 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/25/2025 |  | Acknowledged-Privacy Notice Required - Missing or Incomplete. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-07/25/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4943455 | Investor Post-Close | No |
| XXXX | XXXX |  | 37005858 | Closed | 2025-08-05 12:15 | 2025-08-06 15:01 | Resolved | 1 - Information | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-Received Fraud Report with watchlist and OFAC check. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br>Open-OFAC Check Not Completed and/or Cleared - Due Diligence Vendor-08/05/2025 |  | Resolved-Received Fraud Report with watchlist and OFAC check. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5055018 | N/A | N/A |
| XXXX | XXXX |  | 37005858 | Closed | 2025-08-04 15:02 | 2025-08-06 15:01 | Resolved | 1 - Information | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received Fraud Report with watchlist and OFAC check. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-08/04/2025 |  | Resolved-Received Fraud Report with watchlist and OFAC check. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5040514 | N/A | N/A |
| XXXX | XXXX |  | 37005858 | Closed | 2025-08-04 15:02 | 2025-08-06 15:01 | Resolved | 1 - Information | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-Received Fraud Report with watchlist and OFAC check. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-08/04/2025 |  | Resolved-Received Fraud Report with watchlist and OFAC check. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5040513 | N/A | N/A |
| XXXX | XXXX |  | 27791113 | Closed | 2025-07-24 19:35 | 2025-08-03 12:22 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 44.72% exceeds Guideline DTI of 43% A lender exception is present in the loan file on page#403, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-07/24/2025 |  | Waived-Audited DTI of 44.72% exceeds Guideline DTI of 43% A lender exception is present in the loan file on page#403, dated prior to consummation, providing adequate comp factors. - Due Diligence Vendor-07/24/2025<br>|  |  | 1) 36+ Months 0x30 housing payment history <br> 2)Other additional Compensating - Reserves provided of more than 6 months | XX | Primary Residence | Refinance | Cash Out - Other | 4939039 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 95692840 | Closed | 2025-07-24 15:31 | 2025-08-06 18:53 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Received title report. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Title Document is not Missing - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/24/2025 |  | Resolved-Received title report. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Title Document is not Missing - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4933998 | N/A | N/A |
| XXXX | XXXX |  | 86915689 | Closed | 2025-08-05 17:55 | 2025-09-08 16:54 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-09/08/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/07/2025 <br>Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Subject HOI is missing - Due Diligence Vendor-08/05/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/07/2025<br>| Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-09/08/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements - Due Diligence Vendor-08/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5062483 | N/A | N/A |
| XXXX | XXXX |  | 86915689 | Closed | 2025-08-04 16:46 | 2025-08-08 14:58 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/07/2025 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-08/04/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-08/07/2025<br>| Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5043705 | N/A | N/A |
| XXXX | XXXX |  | 86915689 | Closed | 2025-08-08 14:54 | 2025-08-08 14:58 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/08/2025 <br>Open-Hazard Insurance Policy Partially Provided - Due Diligence Vendor-08/08/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5110004 | N/A | N/A |
| XXXX | XXXX |  | 86915689 | Closed | 2025-08-05 21:47 | 2025-08-08 14:52 | Resolved | 1 - Information | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-resolved. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Closing date is XX/XX/XXXX and VVOE is dated XX/XX/XXXX which is valid till XX/XX/XXXX. Hence, VVOE was valid at the time closing. - Seller-08/07/2025 <br> Open-VVOE in file (Pg 737) is dated 11 business days from Note Date. Guidelines require VVOE within 10 business days of Note Date. - Due Diligence Vendor-08/05/2025 | Ready for Review-Closing date is XX/XX/XXXX and VVOE is dated XX/XX/XXXX which is valid till XX/XX/XXXX. Hence, VVOE was valid at the time closing. - Seller-08/07/2025 | Resolved-resolved. - Due Diligence Vendor-08/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5067495 | N/A | N/A |
| XXXX | XXXX |  | 90684926 | Closed | 2025-08-05 19:17 | 2025-08-05 20:06 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 47.43% exceeds Guideline DTI of 43% Lender's guidelines state max DTI is 43%. Despite this requirement, documentation in file indicates DTI is 47.43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-08/05/2025 |  | Waived-Audited DTI of 47.43% exceeds Guideline DTI of 43% Lender's guidelines state max DTI is 43%. Despite this requirement, documentation in file indicates DTI is 47.43%. Lender provided approved exception dated prior to consummation and all lender compensating factors have been documented and validated. - Due Diligence Vendor-08/05/2025<br>|  |  | Employment of 5 years on the same job <br> 36-F Months 0x30 housing payment history | XX | Primary Residence | Refinance | Cash Out - Other | 5064399 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 99363601 | Closed | 2025-08-04 20:33 | 2025-08-04 20:33 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Audited DTI of 44.07% exceeds Guideline DTI of 43% Exception Provided for CLTV OF 85%, DTI OF 45%, 700 FICO with compensating factors, Compensating factor are met <br> - Due Diligence Vendor-08/04/2025 |  | Waived-Audited DTI of 44.07% exceeds Guideline DTI of 43% Exception Provided for CLTV OF 85%, DTI OF 45%, 700 FICO with compensating factors, Compensating factor are met <br> - Due Diligence Vendor-08/04/2025<br>|  |  | COMPENSATING FACTORS - <br> Employment of 5 years on the same job - 22 Years in Emp History <br> 36+ Months 0x30 housing payment history -83 Months verified with 0\*30 <br> All the Compensating Factor are Met | XX | Primary Residence | Refinance | Cash Out - Other | 5048965 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 58936462 | Closed | 2025-08-04 17:01 | 2025-08-16 00:38 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-. - Due Diligence Vendor-08/16/2025 <br> Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX. Finding cleared. - Due Diligence Vendor-08/16/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/13/2025 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-08/04/2025 |  | Resolved-. - Due Diligence Vendor-08/16/2025 <br> Resolved-Hazard Insurance Effective Date of XXXX is prior to or equal to the Note Date of XXXX. Finding cleared. - Due Diligence Vendor-08/16/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5044099 | N/A | N/A |
| XXXX | XXXX |  | 71071198 | Closed | 2025-08-04 15:06 | 2025-08-12 16:04 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Rescission Tolerance | Resolved-Resolved - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Document Uploaded. XXXX correct CD. There is no difference in TOPs - Buyer-08/11/2025 <br> Open- - Due Diligence Vendor-08/04/2025 <br> Open-The disclosed Total of Payments ($X,XXX.XX) is understated by more than the greater of $100 or 1/2 of 1% of the note amount when compared to the actual Total of Payments of ($X,XXX.XX). The difference is ($X,XXX.XX). For loans subject to the right of rescission, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than 1/2 of 1 percent of the face amount of the note ($X,XXX.XX) or $100, whichever is greater. (12 CFR 1026.23(g)(1)(ii)) - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-08/04/2025 |  | Resolved-Resolved - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5040590 | N/A | N/A |
| XXXX | XXXX |  | 71071198 | Closed | 2025-08-04 15:06 | 2025-08-12 16:04 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Foreclosure Rescission Tolerance | Resolved-Resolved - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Document Uploaded. XXXXX correct CD. There is no difference in TOPs - Seller-08/11/2025 <br> Open- - Due Diligence Vendor-08/04/2025 <br> Open-The disclosed Total of Payments ($X,XXX.XX) is understated by more than $35 when compared to the actual Total of Payments of ($X,XXX.XX). The difference is ($X,XXX.XX). After the initiation of foreclosure on the consumer's principal dwelling that secures the credit obligation, Regulation Z considers the disclosed Total of Payments inaccurate if it is understated by more than $35. (12 CFR 1026.23(h)(2)(ii)) <br> - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-08/04/2025 | Ready for Review-Document Uploaded. XXX correct CD. There is no difference in TOPs - Seller-08/11/2025 | Resolved-Resolved - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5040591 | N/A | N/A |
| XXXX | XXXX |  | 71071198 | Closed | 2025-08-04 15:06 | 2025-08-12 16:04 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | Resolved-Resolved - Due Diligence Vendor-08/12/2025 <br> Ready for Review-Document Uploaded. XXXX correct CD. There is no difference in TOPs - Seller-08/11/2025 <br> Open- - Due Diligence Vendor-08/04/2025 <br> Open-The disclosed Total of Payments ($X,XXX.XX) is understated by more than $100 when compared to the actual Total of Payments ($X,XXX.XX . The difference is ($X,XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $100. (12 CFR 1026.38(o)(1)) . - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-08/04/2025 | Ready for Review-Document Uploaded. XXX correct CD. There is no difference in TOPs - Seller-08/11/2025 | Resolved-Resolved - Due Diligence Vendor-08/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5040592 | N/A | N/A |
| XXXX | XXXX |  | 48966776 | Closed | 2025-08-07 19:55 | 2025-08-15 23:36 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Received the CD dated XXXX. Finding cleared. - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. XXXX- Buyer-08/14/2025 <br> Open-Missing revised Closing disclosure issued on 07/23/2025 per Disclosure tracking summary and Mavent provided in file. - Due Diligence Vendor-08/07/2025 |  | Resolved-Received the CD dated XX/XX/XXXX. Finding cleared. - Due Diligence Vendor-08/15/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5100243 | N/A | N/A |
| XXXX | XXXX |  | 48966776 | Closed | 2025-08-07 19:42 | 2025-08-15 23:27 | Resolved | 1 - Information | Compliance | Disclosure | TILA: NORTC Missing for one or more borrowers/vested parties | Resolved-. - Due Diligence Vendor-08/15/2025 <br> Resolved-TILA: Notice of Right to Cancel is provided - Due Diligence Vendor-08/15/2025 <br> Ready for Review-Document Uploaded. XXX- Buyer-08/14/2025 <br> Open-TILA: NORTC Missing for one or more borrowers/vested parties TILA: NORTC Missing for borrower and additional vested party. - Due Diligence Vendor-08/07/2025 |  | Resolved-. - Due Diligence Vendor-08/15/2025 <br>Resolved-TILA: Notice of Right to Cancel is provided - Due Diligence Vendor-08/15/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5099975 | N/A | N/A |
| XXXX | XXXX |  | 70129958 | Closed | 2025-08-05 11:01 | 2025-09-05 14:53 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-09/05/2025 <br>Resolved-WVOE is sufficient - Due Diligence Vendor-08/07/2025 <br>Counter-Lender guidelines specifically require paystubs and do not indicate a WVOE can be used in lieu of paystubs. - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. WVOE is available in loan file, no need of YTD paystub. - Buyer-08/06/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements - Due Diligence Vendor-08/05/2025 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-09/05/2025 <br>Resolved-WVOE is sufficient - Due Diligence Vendor-08/07/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5054420 | N/A | N/A |
| XXXX | XXXX |  | 70129958 | Closed | 2025-08-05 11:05 | 2025-08-07 15:57 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 Paystubs Missing | Resolved-WVOE is sufficient per XXXX GLs.<br> - Due Diligence Vendor-08/07/2025 <br> Counter-Lender guidelines specifically require paystubs and do not indicate a WVOE can be used in lieu of paystubs. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Document Uploaded. WVOE is available in loan file, no need of YTD Paystub. - Buyer-08/06/2025 <br> Open-Missing YTD pay stub - Due Diligence Vendor-08/05/2025 |  | Resolved-WVOE is sufficient per XXXX GLs.<br> - Due Diligence Vendor-08/07/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5054440 | N/A | N/A |
| XXXX | XXXX |  | 37884688 | Closed | 2025-05-29 18:32 | 2025-09-09 18:56 | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Exception from lender received. - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Document Uploaded. - Buyer-06/02/2025 <br>Open-Housing History Does Not Meet Guideline Requirements 12-month mortgage history is not within guidelines. Guidelines allow 0X30X6. The Mortgage History shows 1X30X6. - Due Diligence Vendor-05/29/2025 |  | Waived-Exception from lender received. - Due Diligence Vendor-06/03/2025<br>| XXXX |  | No other late payments<br> Income not used to qualify-spouse | XX | Primary Residence | Refinance | Cash Out - Other | 4273551 | Investor Post-Close | No |
| XXXX | XXXX |  | 37884688 | Closed | 2025-05-29 17:21 | 2025-09-05 18:01 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-05/29/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4272331 | Originator Post-Close | No |
| XXXX | XXXX |  | 32288504 | Closed | 2025-06-24 13:46 | 2025-07-29 17:17 | Resolved | 1 - Information | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Resolved-Document Uploaded. Evidence of sufficient coverage received. - Due Diligence Vendor-07/29/2025 <br> Open-Dwelling coverage is not sufficient on HOI policy as required coverage should be $X,XXX.XX (80% of Appraised value $X,XXX.XX . However as per HOI the coverage is $X,XXX.XX . - Due Diligence Vendor-06/24/2025 |  | Resolved-Document Uploaded. Evidence of sufficient coverage received. - Due Diligence Vendor-07/29/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4540206 | N/A | N/A |
| XXXX | XXXX |  | 32288504 | Closed | 2025-06-24 13:41 | 2025-07-08 20:20 | Resolved | 1 - Information | Credit | Missing Doc | HELOC Closure Letter Not Provided | Resolved-The Borrower Authorization to Close Out Home Equity Line of Credit (HELOC) provided. - Due Diligence Vendor-07/08/2025 <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-07/08/2025 <br>Open-The Borrower Authorization to Close Out Home Equity Line of Credit (HELOC) was not provided. - Due Diligence Vendor-06/24/2025 |  | Resolved-The Borrower Authorization to Close Out Home Equity Line of Credit (HELOC) provided. - Due Diligence Vendor-07/08/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4540106 | N/A | N/A |
| XXXX | XXXX |  | 32288504 | Closed | 2025-06-02 15:24 | 2025-06-02 16:58 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/02/2025 |  | Acknowledged-RESPA: AfBA Disclosure is Missing or Incomplete This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-06/02/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4299193 | Investor Post-Close | No |
| XXXX | XXXX |  | 40738379 | Closed | 2025-07-28 20:18 | 2025-09-08 12:21 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Cured-Lender provided PCCD with evidence o f$X,XXX.XX cure. Condition cured. - Due Diligence Vendor-09/08/2025 <br> Resolved-Resolved - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD and proof of cure - Buyer-09/05/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of $X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Settlement and closing Fee and Title Examination on final CD is$X,XXX.XX & $100. LE dated XX/XX/XXXX lists fee as $X,XXX.XX & $0. This fee is in a 10% tolerance section. Lender tolerance cure of $X,XXX.XX is required. Section J reflects $0 tolerance cure that is insufficient. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Cured-Lender provided PCCD with evidence of $X,XXX.XX cure. Condition cured. - Due Diligence Vendor-09/08/2025 <br> Resolved-Resolved - Due Diligence Vendor-09/08/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4971376 | N/A | N/A |
| XXXX | XXXX |  | 40738379 | Closed | 2025-07-28 20:18 | 2025-09-08 12:21 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Cured-Lender provided PCCD with evidence of $X,XXX.XX cure. Condition cured. <br>- Due Diligence Vendor-09/08/2025 <br> Resolved-Resolved - Due Diligence Vendor-09/08/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD and proof of cure - Buyer-09/05/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of $X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. Settlement and closing Fee and Title Examination on final CD is $X,XXX.XX & $100. LE dated XX/XX/XXXX lists fee as $X,XXX.XX & $0. This fee is in a 10% tolerance section. Lender tolerance cure of $X,XXX.XX is required. Section J reflects $0 tolerance cure that is insufficient. Provide corrected CD, evidence of Refund to the Borrower, letter of explanation and proof of delivery to the Borrower. - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/28/2025 |  | Cured-Lender provided PCCD with evidence of $X,XXX.XX cure. Condition cured. <br>- Due Diligence Vendor-09/08/2025 <br> Resolved-Resolved - Due Diligence Vendor-09/08/2025 | XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4971374 | N/A | N/A |
| XXXX | XXXX |  | 40738379 | Closed | 2025-07-28 20:41 | 2025-08-04 12:32 | Waived | 2 - Non-Material | Credit | Missing Doc | Required Documentation is Missing | Waived-Credit Report expired in 48 days, but as per GL Credit Refresh (LQI) is necessary when the lender uses a credit report that is older than 45 days from the note date. However, Lender approved exception with compensating factors and all compensating factors are met. - Due Diligence Vendor-07/28/2025 |  | Waived-Credit Report expired in 48 days, but as per GL Credit Refresh (LQI) is necessary when the lender uses a credit report that is older than 45 days from the note date. However, Lender approved exception with compensating factors and all compensating factors are met. - Due Diligence Vendor-07/28/2025<br>|  |  | DTI <5% below the Maximum Qualifying <br> Minimal debts / Revolving accounts | XX | Primary Residence | Refinance | Cash Out - Other | 4971896 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 27352019 | Closed | 2025-07-14 13:58 | 2025-09-11 19:50 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Cured-Evidence of cure to borrower received. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD with cure and proof of cure refund - Seller-09/11/2025 <br> Counter-The LE with the time stamp of 9:23 am was provided to the borrower as evidenced by the e-signature. A tolerance cure of $X,XXX.XX is required. Section J reflects a $0.00 tolerance cure that is insufficient. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. Condition remains. - Due Diligence Vendor-09/06/2025 <br> Ready for Review-Document Uploaded. As per the attached disclosure tracking summary. The referred LE with time stamp of 9:23 am is not being considered. Provided LE with time stamp 11:06 am is to be considered. The attached LE has transfer taxes disclosed, and hence no cure is applicable. Please waive. - Seller-09/03/2025 <br> Counter-Received LE dated XX/XX/XXXX with a time stamp of 11:06 am. This LE was provided in the loan file. The LE used as the Initial LE was dated XX/XX/XXXX with a time stamp of 9:23 am and did not disclose any transfer taxes. The loan file did not contain a valid COC to support the increase. A tolerance cure of $X,XXX.XX is required. Section J reflects a $0.00 tolerance cure that is insufficient. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. Condition remains. - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please refer the attached Correct LE dated XX/XX/XXXX. No Cure is applicable - Buyer-08/26/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, dated XX/XX/XXXX, reflects a State Tax/Stamps and Transfer Taxes of $0.00. The final CD dated XX/XX/XXXX reflects a State Tax/Stamps and Transfer Taxes of $X,XXX.XX . The loan file did not contain a valid COC to support the increase. A tolerance cure o f$X,XXX.XX is required. Section J reflects a $0.00 tolerance cure that is insufficient. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-07/14/2025 <br> Open- - Due Diligence Vendor-07/14/2025 | Ready for Review-Document Uploaded. Please see attached PCCD with cure and proof of cure refund - Seller-09/11/2025 <br> Ready for Review-Document Uploaded. As per the attached disclosure tracking summary. The referred LE with time stamp of 9:23 am is not being considered. Provided LE with time stamp 11:06 am is to be considered. The attached LE has transfer taxes disclosed, and hence no cure is applicable. Please waive. - Seller-09/03/2025 | Cured-Evidence of cure to borrower received. - Due Diligence Vendor-09/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4803154 | N/A | N/A |
| XXXX | XXXX |  | 27352019 | Closed | 2025-07-14 13:58 | 2025-09-11 19:50 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Cured-Evidence of cure to borrower received. - Due Diligence Vendor-09/11/2025 <br> Ready for Review-Document Uploaded. Please see attached PCCD with cure and proof of cure refund - Seller-09/11/2025 <br> Counter-The LE with the time stamp of 9:23 am was provided to the borrower as evidenced by the e-signature. A tolerance cure of $X,XXX.XX is required. Section J reflects a $0.00 tolerance cure that is insufficient. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. Condition remains. - Due Diligence Vendor-09/06/2025 <br> Ready for Review-Document Uploaded. As per the attached disclosure tracking summary. The referred LE with time stamp of 9:23 am is not being considered. Provided LE with time stamp 11:06 am is to be considered. The attached LE has transfer taxes disclosed, and hence no cure is applicable. Please waive. - Seller-09/03/2025 <br> Counter-Received LE dated XX/XX/XXXX with a time stamp of 11:06 am. This LE was provided in the loan file. The LE used as the Initial LE was dated XX/XX/XXXX with a time stamp of 9:23 am and did not disclose any transfer taxes. The loan file did not contain a valid COC to support the increase. A tolerance cure of $X,XXX.XX is required. Section J reflects a $0.00 tolerance cure that is insufficient. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. Condition remains. - Due Diligence Vendor-08/29/2025 <br> Ready for Review-Document Uploaded. Please refer the attached Correct LE dated XX/XX/XXXX. No Cure is applicable - Buyer-08/26/2025 <br> Open-A Lender Credit for Excess Charges of ($0.00), Principal Reduction for Excess Charges of ($0.00), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, dated XX/XX/XXXX, reflects a State Tax/Stamps and Transfer Taxes of $0.00. The final CD dated XX/XX/XXXX reflects a State Tax/Stamps and Transfer Taxes of $X,XXX.XX . The loan file did not contain a valid COC to support the increase. A tolerance cure o f$X,XXX.XX is required. Section J reflects a $0.00 tolerance cure that is insufficient. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-07/14/2025 <br> Open- - Due Diligence Vendor-07/14/2025 | Ready for Review-Document Uploaded. Please refer the attached Correct LE dated XX/XX/XXXX. No Cure is applicable - Seller-08/26/2025 | Cured-Evidence of cure to borrower received. - Due Diligence Vendor-09/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4803153 | N/A | N/A |
| XXXX | XXXX |  | 27352019 | Closed | 2025-08-02 12:15 | 2025-08-06 18:22 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Received title report. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Title Document is not Missing - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-08/05/2025 <br>Open-Title Document is missing - Due Diligence Vendor-08/02/2025 |  | Resolved-Received title report. Condition cleared. - Due Diligence Vendor-08/06/2025 <br>Resolved-Title Document is not Missing - Due Diligence Vendor-08/06/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 5032644 | N/A | N/A |
| XXXX | XXXX |  | 80413193 | Closed | 2025-07-14 19:14 | 2025-09-12 19:02 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-09/12/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Buyer-09/10/2025 <br> Counter-Documentation provided details a XXXX distribution. Please provide proof of current receipt. - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Document Uploaded. Please find the attached Pension Award letter, revised 1003 and 1008. - Buyer-07/30/2025 <br> Counter-The rebuttal indicates the VVOE wasn't provided because the lender did not use this income source for B2 to qualify. The audit did include this income as it was reflected on the final 1003 in the loan file. Removing this income would create a DTI issue. The 1003 now being provided removed this income but added a 2nd pension income of $X,XXX.XX for B2 which was not documented or reflected in the loan file. Please provide documentation to verify this income source. Additional conditions may apply. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Document Uploaded. No Income was used from the borrower's business "XXXX", hence VVOE prior to close is not required. - Seller-07/29/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing Missing verification of self-employment for business located on B2's final Loan Application #1c that is dated within 10 business days of Note date as required by Guideline 4-2-6-7. - Due Diligence Vendor-07/14/2025 | Ready for Review-Document Uploaded. No Income was used from the borrower's business "XXXX XXXX", hence VVOE prior to close is not required. - Seller-07/29/2025 | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-09/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4810090 | N/A | N/A |
| XXXX | XXXX |  | 80413193 | Closed | 2025-07-14 19:14 | 2025-09-12 19:02 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 YTD Profit & Loss Missing | Resolved-Borrower 2 YTD Profit & Loss Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-09/12/2025 <br>Resolved-Resolved-signed P&L received. - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Buyer-07/31/2025 <br>Open-Borrower 2 YTD Profit & Loss Missing File contains Profit and Loss Statements for both of Borrower 2's businesses (final Loan Application for B2 #1b and #1c), but neither is signed and dated by Borrower 2 as is required by Guideline 4-2-6-4. - Due Diligence Vendor-07/14/2025 |  | Resolved-Borrower 2 YTD Profit & Loss Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-09/12/2025 <br>Resolved-Resolved-signed P&L received. - Due Diligence Vendor-08/01/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4810091 | N/A | N/A |
| XXXX | XXXX |  | 80413193 | Closed | 2025-07-14 19:35 | 2025-09-12 19:02 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-09/12/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-09/10/2025 <br>Counter-Pending current receipt of replacement pension income to support DTI. - Due Diligence Vendor-08/01/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/31/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements File contains Profit and Loss Statements for both of Borrower 2's businesses (final Loan Application for B2 #1b and #1c), but neither is signed and dated by Borrower 2 as is required by Guideline 4-2-6-4. - Due Diligence Vendor-07/14/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-09/10/2025 <br>Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/31/2025<br>| Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-09/12/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4810518 | N/A | N/A |
| XXXX | XXXX |  | 23603502 | Closed | 2025-07-07 17:11 | 2025-09-03 21:38 | Waived | 2 - Non-Material | Compliance | Disclosure | TILA: NORTC Missing for one or more borrowers/vested parties | Waived-Document Uploaded. Borrowers waived their right to cancel. Written and signed form provided. - Due Diligence Vendor-09/03/2025 <br>Open-TILA: NORTC Missing for one or more borrowers/vested parties - Due Diligence Vendor-09/03/2025 <br>Resolved-TILA: Notice of Right to Cancel is provided - Due Diligence Vendor-09/03/2025 <br>Open-TILA: NORTC Missing for one or more borrowers/vested parties NORTC is Missing in Loan file - Due Diligence Vendor-07/11/2025 |  | Waived-Document Uploaded. Borrowers waived their right to cancel. Written and signed form provided. - Due Diligence Vendor-09/03/2025 <br>Resolved-TILA: Notice of Right to Cancel is provided - Due Diligence Vendor-09/03/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4691759 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 23603502 | Closed | 2025-07-25 14:11 | 2025-08-04 16:05 | Resolved | 1 - Information | Credit | Missing Doc | Missing Letter of Explanation (Excessive Inquiries) | Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/31/2025 <br> Counter-The credit report is dated XX/XX/XXXX and the 2 inquiries are dated XX/XX/XXXX and XX/XX/XXXX which is within the most recent 90 days. Please provide a LOE for the inquiries. Condition remains. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-There is only 2 inquiry in last 120 days on credit report. We do not need to concern inquiry outside 90 days which you seen under repository messages which states inquiry under 12 months. Our Guideline only need 90 days inquiry to be verified. - Seller-07/29/2025 <br> Open-Missing LOE for Excessive Inquiries. - Due Diligence Vendor-07/25/2025 | Ready for Review-Document Uploaded. Please find the attached document. - Seller-07/31/2025 <br>Ready for Review-There is only 2 inquiry in last 120 days on credit report. We do not need to concern inquiry outside 90 days which you seen under repository messages which states inquiry under 12 months. Our Guideline only need 90 days inquiry to be verified. - Seller-07/29/2025<br>| Resolved-LOE for Excessive Inquiries provided - Due Diligence Vendor-08/04/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4945963 | N/A | N/A |
| XXXX | XXXX |  | 23603502 | Closed | 2025-07-07 18:42 | 2025-08-04 16:03 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements | Resolved-Further review of the loan file reveals taxes documented on the property profile report. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/30/2025 <br> Ready for Review-For XX state we do not get Tax cert as its additional chargeable to borrower. We do back calculation using Mortgage statement Escrow payment monthly minus HOI monthly = Tax amount. which is also supported by property profile tax amount. - Buyer-07/30/2025 <br> Open-ATR Risk - Monthly HOI, Taxes, Assessment payments do not meet requirements Evidence to verify Subject property Taxes is missing - Due Diligence Vendor-07/07/2025 |  | Resolved-Further review of the loan file reveals taxes documented on the property profile report. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-ATR Risk - Monthly HOI, Taxes, Assessment payments meet requirements - Due Diligence Vendor-07/30/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4693919 | N/A | N/A |
| XXXX | XXXX |  | 23603502 | Closed | 2025-07-07 17:31 | 2025-07-30 13:02 | Resolved | 1 - Information | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Further review of the loan file reveals taxes documented on the property profile report. Condition cleared. - Due Diligence Vendor-07/30/2025 <br> Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/30/2025 <br> Ready for Review-For XX state we do not get Tax cert as its additional chargeable to borrower. We do back calculation using Mortgage statement Escrow payment monthly minus HOI monthly = Tax amount. which is also supported by property profile tax amount. - Seller-07/29/2025 <br> Open-Missing Evidence of Property Tax - Due Diligence Vendor-07/07/2025 | Ready for Review-For XX state we do not get Tax cert as its additional chargeable to borrower. We do back calculation using Mortgage statement Escrow payment monthly minus HOI monthly = Tax amount. which is also supported by property profile tax amount. - Seller-07/29/2025 | Resolved-Further review of the loan file reveals taxes documented on the property profile report. Condition cleared. - Due Diligence Vendor-07/30/2025 <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-07/30/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4692189 | N/A | N/A |
| XXXX | XXXX |  | 80668584 | Closed | 2025-08-08 16:59 | 2025-09-11 19:47 | Resolved | 1 - Information | Credit | Missing Doc | Missing Mortgage Riders - Condo Rider | Resolved-The Condo Rider is Present - Due Diligence Vendor-09/11/2025 <br>Resolved-. - Due Diligence Vendor-08/16/2025 <br>Resolved-Received evidence subject is PUD. - Due Diligence Vendor-08/16/2025 <br>Ready for Review-Document Uploaded. Property is not condo. - Buyer-08/15/2025 <br>Open-Condo Rider is Missing - Due Diligence Vendor-08/08/2025 |  | Resolved-The Condo Rider is Present - Due Diligence Vendor-09/11/2025 <br>Resolved-. - Due Diligence Vendor-08/16/2025 <br>Resolved-Received evidence subject is PUD. - Due Diligence Vendor-08/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5113482 | N/A | N/A |
| XXXX | XXXX |  | 80668584 | Closed | 2025-08-16 16:23 | 2025-09-11 19:47 | Resolved | 1 - Information | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-09/11/2025 <br>Ready for Review-Document Uploaded. Please see attached Signed Revised DOT with PUD rider and Intent to re-record. - Seller-09/11/2025 <br>Open-Missing PUD rider. The Deed also needs to be corrected and re-recorded. Provide PUD rider and proof of corrected Deed sent for re-recording. - Due Diligence Vendor-08/16/2025 <br>Open-Missing Mortgage Riders – PUD Rider - Due Diligence Vendor-08/16/2025 | Ready for Review-Document Uploaded. Please see attached Signed Revised DOT with PUD rider and Intent to re-record. - Seller-09/11/2025<br>| Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-09/11/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5203245 | N/A | N/A |
| XXXX | XXXX |  | 80668584 | Closed | 2025-08-08 17:00 | 2025-08-16 16:27 | Resolved | 1 - Information | Credit | Missing Doc | Missing Condo Questionnaire | Resolved-Received evidence the subject is PUD. - Due Diligence Vendor-08/16/2025 <br> Ready for Review-Document Uploaded. Property is PUD - XXXX confirmation as contacted to HOA on number provided - Seller-08/13/2025 <br> Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply.<br> The Condo Questionnaire is missing from the loan file. Additional conditions may apply.<br> - Due Diligence Vendor-08/08/2025 | Ready for Review-Document Uploaded. Property is PUD - XXXX confirmation as contacted to HOA on number provided - Seller-08/13/2025 | Resolved-Received evidence the subject is PUD. - Due Diligence Vendor-08/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5113500 | N/A | N/A |
| XXXX | XXXX |  | 80668584 | Closed | 2025-08-08 19:34 | 2025-08-16 16:26 | Resolved | 1 - Information | Credit | Title | Property Title Issue | Resolved-Received evidence subject is PUD. Condition cleared. - Due Diligence Vendor-08/16/2025 <br>Ready for Review-Document Uploaded. Property is not condo. Please find the attached document. - Buyer-08/15/2025 <br>Open-Property appears to be a condominium per documentation in file. Please provide corrected Title for subject property. - Due Diligence Vendor-08/08/2025 |  | Resolved-Received evidence subject is PUD. Condition cleared. - Due Diligence Vendor-08/16/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5116904 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-01-22 19:14 | 2025-01-30 19:05 | Waived | 2 - Non-Material | Credit | Eligibility | Delinquent Credit History Does Not Meet Guideline Requirements | Waived-Lender exception received considering credit history with compensating factors. - Due Diligence Vendor-01/30/2025 <br>Open-Delinquent Credit History Does Not Meet Guideline Requirements - Due Diligence Vendor-01/30/2025 <br>Resolved-Delinquent Credit History Meets Guideline Requirements - Due Diligence Vendor-01/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-01/29/2025 <br>Open-Delinquent Credit History Does Not Meet Guideline Requirements Several accounts are showing multiple and recent 30- and 60-day late payments with insufficient explanation. GL section 4-2-4-13 Major Adverse Credit. Provide Lender exception. - Due Diligence Vendor-01/22/2025 | Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-01/29/2025<br>| Waived-Lender exception received considering credit history with compensating factors. - Due Diligence Vendor-01/30/2025 <br>Resolved-Delinquent Credit History Meets Guideline Requirements - Due Diligence Vendor-01/30/2025<br>| XXXX |  | CLTV <5% below the max qualifying<br> Credit score =10+ points more than qualifying</TD | XX | Primary Residence | Refinance | Cash Out - Other | 3256541 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | #N/A | Closed | 2025-01-22 19:14 | 2025-01-30 19:01 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Credit History taken into consideration does not meet requirements | Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-01/30/2025 <br>Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-01/29/2025 <br>Open-ATR Risk - Credit History taken into consideration does not meet requirements Several accounts are showing multiple and recent 30- and 60-day late payments with insufficient explanation. GL section 4-2-4-13 Major Adverse Credit. - Due Diligence Vendor-01/22/2025 | Ready for Review-Document Uploaded. Please find the attached exception form. - Seller-01/29/2025<br>| Resolved-ATR Risk - Credit History taken into consideration meets requirements - Due Diligence Vendor-01/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3256542 | N/A | N/A |
| XXXX | XXXX |  | #N/A | Closed | 2025-01-22 13:25 | 2025-01-30 18:56 | Resolved | 1 - Information | Credit | Missing Doc | HELOC Closure Letter Not Provided | Resolved-Closure letter received. - Due Diligence Vendor-01/30/2025 <br> Ready for Review-Document Uploaded. XXXX Signed Freeze letter - Seller-01/28/2025 <br> Open-The Borrower Authorization to Close Out Home Equity Line of Credit (HELOC) was not provided. - Due Diligence Vendor-01/22/2025 | Ready for Review-Document Uploaded. XXXX Signed Freeze letter - Seller-01/28/2025 | Resolved-Closure letter received. - Due Diligence Vendor-01/30/2025<br>| XXXX |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3251697 | N/A | N/A |

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