# EDGAR Filing Document

**Accession Number:** 0002009211
**File Stem:** 0002009211-26-000003
**Filing Date:** 2026-4
**Character Count:** 17645
**Document Hash:** c68a4bc375593cc3f039ed624011b3f3
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002009211-26-000003.hdr.sgml**: 20260422

**ACCESSION NUMBER**: 0002009211-26-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260422

**DATE AS OF CHANGE**: 20260422

**EFFECTIVENESS DATE**: 20260422

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** WETZEL INVESTMENT ADVISORS, INC.
- **CENTRAL INDEX KEY:** 0002009211

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23559
- **FILM NUMBER:** 26883520

**BUSINESS ADDRESS:**
- **STREET 1:** 7320 US 31 S
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46227
- **BUSINESS PHONE:** 317-859-2502

**MAIL ADDRESS:**
- **STREET 1:** 7320 US 31 S
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46227

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** WETZEL INVESTMENT ADVISORS INC.<br>**Address:** 7320 US 31 S<br>INDIANAPOLIS, IN 46227

**Form 13F File Number:** 028-23559

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Heidi Hargis<br>**Title:** Chief Compliance Officer<br>**Phone:** (317) 859-2502

**Signature, Place, and Date of Signing:**

Heidi Hargis  Indianapolis, IN  04-22-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 142

**Form 13F Information Table Value Total:** $251525416

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 204441 | 940 | SH |  | SOLE |  | 940 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 10440 | 48 | SH |  | DFND |  | 48 | 0 | 0 |
| AIR PRODUCTS AND CHEMICALS I | COM | 009158106 |  | 232102 | 799 | SH |  | SOLE |  | 799 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 580450 | 2785 | SH |  | SOLE |  | 2785 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1489273 | 5179 | SH |  | SOLE |  | 5179 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 535879 | 2573 | SH |  | SOLE |  | 2573 | 0 | 0 |
| AMEREN CORP | COM | 023608102 |  | 219840 | 2000 | SH |  | SOLE |  | 2000 | 0 | 0 |
| APA CORPORATION | COM | 03743Q108 |  | 1099778 | 25914 | SH |  | SOLE |  | 25914 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 3564278 | 14044 | SH |  | SOLE |  | 14044 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 263562 | 1286 | SH |  | SOLE |  | 1286 | 0 | 0 |
| BANK AMERICA CORP | 7.25%CNV PFD L | 060505682 |  | 834092 | 700 | SH |  | SOLE |  | 700 | 0 | 0 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 4306077 | 74013 | SH |  | SOLE |  | 74013 | 0 | 0 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 699155 | 19303 | SH |  | SOLE |  | 19303 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES TOTAL RE | 092528876 |  | 11272523 | 224597 | SH |  | SOLE |  | 224597 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 3340370 | 64324 | SH |  | SOLE |  | 64324 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1019835 | 3295 | SH |  | SOLE |  | 3295 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 16404 | 53 | SH |  | DFND |  | 53 | 0 | 0 |
| CENTERPOINT ENERGY INC | COM | 15189T107 |  | 576833 | 13365 | SH |  | SOLE |  | 13365 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 315109 | 1523 | SH |  | SOLE |  | 1523 | 0 | 0 |
| CHEVRON CORPORATION | COM | 166764100 |  | 14276 | 69 | SH |  | DFND |  | 69 | 0 | 0 |
| CHUBB LTD SWITZ | COM | H1467J104 |  | 486427 | 1488 | SH |  | SOLE |  | 1488 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 350707 | 4520 | SH |  | SOLE |  | 4520 | 0 | 0 |
| CITIGROUP INC | COM NEW | 172967424 |  | 3588406 | 31641 | SH |  | SOLE |  | 31641 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 446569 | 1512 | SH |  | SOLE |  | 1512 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 229074 | 2991 | SH |  | SOLE |  | 2991 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 18073 | 236 | SH |  | DFND |  | 236 | 0 | 0 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 963204 | 7297 | SH |  | SOLE |  | 7297 | 0 | 0 |
| DARDEN RESTAURANTS INC | COM | 237194105 |  | 234072 | 1194 | SH |  | SOLE |  | 1194 | 0 | 0 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051630 |  | 596085 | 18392 | SH |  | SOLE |  | 18392 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 1006126 | 2813 | SH |  | SOLE |  | 2813 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 17526 | 49 | SH |  | DFND |  | 49 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 10352712 | 11256 | SH |  | SOLE |  | 11256 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 954677 | 5627 | SH |  | SOLE |  | 5627 | 0 | 0 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 |  | 376240 | 6811 | SH |  | SOLE |  | 6811 | 0 | 0 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 709226 | 15135 | SH |  | SOLE |  | 15135 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED ALP | COM SHS | 33734K109 |  | 1154649 | 9470 | SH |  | SOLE |  | 9470 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 336917109 |  | 3162139 | 62247 | SH |  | SOLE |  | 62247 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 2636735 | 28425 | SH |  | SOLE |  | 28425 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 568969 | 12098 | SH |  | SOLE |  | 12098 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | HLTH CARE ALPH | 33734X143 |  | 300770 | 2740 | SH |  | SOLE |  | 2740 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F730 |  | 683265 | 15208 | SH |  | SOLE |  | 15208 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US | 33740F631 |  | 301368 | 7086 | SH |  | SOLE |  | 7086 | 0 | 0 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US EQT | 33740F615 |  | 1427438 | 33666 | SH |  | SOLE |  | 33666 | 0 | 0 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 478622 | 3825 | SH |  | SOLE |  | 3825 | 0 | 0 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 407490 | 3000 | SH |  | SOLE |  | 3000 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 393024 | 1195 | SH |  | SOLE |  | 1195 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 8880 | 27 | SH |  | DFND |  | 27 | 0 | 0 |
| INNOVATOR ETFS TRUST | QUITY MANAGD FLR | 45783Y673 |  | 17346095 | 489437 | SH |  | SOLE |  | 489437 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 2734045 | 24387 | SH |  | SOLE |  | 24387 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S LOW VOL | 46138E354 |  | 423554 | 5791 | SH |  | SOLE |  | 5791 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 3828102 | 50912 | SH |  | SOLE |  | 50912 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 955233 | 1655 | SH |  | SOLE |  | 1655 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 4969057 | 71241 | SH |  | SOLE |  | 71241 | 0 | 0 |
| ISHARES INC | EMNG MKTS EQT | 46434G889 |  | 2154571 | 35654 | SH |  | SOLE |  | 35654 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 23645954 | 55455 | SH |  | SOLE |  | 55455 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 5366621 | 234248 | SH |  | SOLE |  | 234248 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 621849 | 4366 | SH |  | SOLE |  | 4366 | 0 | 0 |
| ISHARES TR | CONV BD ETF | 46435G102 |  | 4416676 | 43390 | SH |  | SOLE |  | 43390 | 0 | 0 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 1295958 | 35178 | SH |  | SOLE |  | 35178 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3061257 | 45332 | SH |  | SOLE |  | 45332 | 0 | 0 |
| ISHARES TR | INTL EQTY FACTOR | 46434V274 |  | 271276 | 6963 | SH |  | SOLE |  | 6963 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 1221612 | 13494 | SH |  | SOLE |  | 13494 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 303636 | 3059 | SH |  | SOLE |  | 3059 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 1262841 | 13617 | SH |  | SOLE |  | 13617 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 270313 | 2783 | SH |  | SOLE |  | 2783 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1334369 | 6245 | SH |  | SOLE |  | 6245 | 0 | 0 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 445573 | 6349 | SH |  | SOLE |  | 6349 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 589976 | 11655 | SH |  | SOLE |  | 11655 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 657973 | 5293 | SH |  | SOLE |  | 5293 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 463171 | 1299 | SH |  | SOLE |  | 1299 | 0 | 0 |
| ISHARES TR | U.S. FIN SVC ETF | 464287770 |  | 305431 | 3687 | SH |  | SOLE |  | 3687 | 0 | 0 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 708627 | 3906 | SH |  | SOLE |  | 3906 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | INTL BD OPP ETF | 46641Q852 |  | 306717 | 6414 | SH |  | SOLE |  | 6414 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 426064 | 7517 | SH |  | SOLE |  | 7517 | 0 | 0 |
| JACKSON FINANCIAL INC | COM CL A | 46817M107 |  | 243156 | 2300 | SH |  | SOLE |  | 2300 | 0 | 0 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 3918348 | 58378 | SH |  | SOLE |  | 58378 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 989249 | 4047 | SH |  | SOLE |  | 4047 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 10511 | 43 | SH |  | DFND |  | 43 | 0 | 0 |
| JOHNSON CONTROLS INTERNATION | SHS | G51502105 |  | 345845 | 2633 | SH |  | SOLE |  | 2633 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 11664393 | 39653 | SH |  | SOLE |  | 39653 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 20885 | 71 | SH |  | DFND |  | 71 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 1915836 | 7846 | SH |  | SOLE |  | 7846 | 0 | 0 |
| MATERION CORP | COM | 576690101 |  | 216975 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 412361 | 3404 | SH |  | SOLE |  | 3404 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 392481 | 686 | SH |  | SOLE |  | 686 | 0 | 0 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 293713 | 869 | SH |  | SOLE |  | 869 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1465503 | 3959 | SH |  | SOLE |  | 3959 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 25542 | 69 | SH |  | DFND |  | 69 | 0 | 0 |
| MIRUM PHARMACEUTICALS INC | COM | 604749101 |  | 304854 | 3300 | SH |  | SOLE |  | 3300 | 0 | 0 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 594456 | 1366 | SH |  | SOLE |  | 1366 | 0 | 0 |
| NEUBERGER BERMAN ETF TRUST | SHORT DURATION I | 64135A887 |  | 1296401 | 25565 | SH |  | SOLE |  | 25565 | 0 | 0 |
| NISOURCE INC | COM | 65473P105 |  | 271841 | 5826 | SH |  | SOLE |  | 5826 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1393710 | 7991 | SH |  | SOLE |  | 7991 | 0 | 0 |
| PACER FDS TR | US SMALL CAP CAS | 69374H857 |  | 289456 | 6451 | SH |  | SOLE |  | 6451 | 0 | 0 |
| PACER FDS TR | METAURUS CAP 400 | 69374H436 |  | 1448041 | 35900 | SH |  | SOLE |  | 35900 | 0 | 0 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 719440 | 11500 | SH |  | SOLE |  | 11500 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 606949 | 21615 | SH |  | SOLE |  | 21615 | 0 | 0 |
| PHILLIPS 66 | COM | 718546104 |  | 235741 | 1294 | SH |  | SOLE |  | 1294 | 0 | 0 |
| PIMCO ETF TR | MUNI INCOME OPP | 72201R635 |  | 542040 | 12000 | SH |  | SOLE |  | 12000 | 0 | 0 |
| PORTLAND GEN ELEC CO | COM NEW | 736508847 |  | 266475 | 5000 | SH |  | SOLE |  | 5000 | 0 | 0 |
| PRUDENTIAL FINL INC | COM | 744320102 |  | 978561 | 10017 | SH |  | SOLE |  | 10017 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 257818 | 2002 | SH |  | SOLE |  | 2002 | 0 | 0 |
| RAYMOND JAMES FINL INC | COM | 754730109 |  | 655754 | 4529 | SH |  | SOLE |  | 4529 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 218964 | 1173 | SH |  | SOLE |  | 1173 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 362959 | 14665 | SH |  | SOLE |  | 14665 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 288888 | 9331 | SH |  | SOLE |  | 9331 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 362353 | 5915 | SH |  | SOLE |  | 5915 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 286747 | 1773 | SH |  | SOLE |  | 1773 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 200280 | 1507 | SH |  | SOLE |  | 1507 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 267328 | 2453 | SH |  | SOLE |  | 2453 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET COM | 81369Y852 |  | 236021 | 2129 | SH |  | SOLE |  | 2129 | 0 | 0 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 387344 | 2642 | SH |  | SOLE |  | 2642 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A375 |  | 4654853 | 138785 | SH |  | SOLE |  | 138785 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 249849 | 1712 | SH |  | SOLE |  | 1712 | 0 | 0 |
| SSGA ACTIVE ETF TR | STATE STREET BLA | 78467V608 |  | 553049 | 13778 | SH |  | SOLE |  | 13778 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 |  | 4958207 | 7603 | SH |  | SOLE |  | 7603 | 0 | 0 |
| STRATEGY SHS | GOLD ENHANCED ET | 86280R878 |  | 358848 | 12185 | SH |  | SOLE |  | 12185 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 211526 | 569 | SH |  | SOLE |  | 569 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 248653 | 1557 | SH |  | SOLE |  | 1557 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 13894 | 87 | SH |  | DFND |  | 87 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 530093 | 1272 | SH |  | SOLE |  | 1272 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 706509 | 2912 | SH |  | SOLE |  | 2912 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 7279 | 30 | SH |  | DFND |  | 30 | 0 | 0 |
| UNUM GROUP | COM | 91529Y106 |  | 298693 | 4090 | SH |  | SOLE |  | 4090 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 598111 | 7628 | SH |  | SOLE |  | 7628 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 805412 | 16762 | SH |  | SOLE |  | 16762 | 0 | 0 |
| VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 |  | 4743278 | 23048 | SH |  | SOLE |  | 23048 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 16251011 | 27196 | SH |  | SOLE |  | 27196 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 17230199 | 87820 | SH |  | SOLE |  | 87820 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1993223 | 6941 | SH |  | SOLE |  | 6941 | 0 | 0 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 308669 | 1675 | SH |  | SOLE |  | 1675 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 250489 | 1153 | SH |  | SOLE |  | 1153 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 508879 | 3679 | SH |  | SOLE |  | 3679 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 774243 | 15519 | SH |  | SOLE |  | 15519 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 1984789 | 9229 | SH |  | SOLE |  | 9229 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 12645509 | 163993 | SH |  | SOLE |  | 163993 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 706585 | 4771 | SH |  | SOLE |  | 4771 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 359119 | 7154 | SH |  | SOLE |  | 7154 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 247232 | 818 | SH |  | SOLE |  | 818 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 2518818 | 20227 | SH |  | SOLE |  | 20227 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 309757 | 1348 | SH |  | SOLE |  | 1348 | 0 | 0 |
| WEBSTER FINL CORP | COM | 947890109 |  | 277680 | 4000 | SH |  | SOLE |  | 4000 | 0 | 0 |

---