# EDGAR Filing Document

**Accession Number:** 0001970036
**File Stem:** 0001193125-26-059358
**Filing Date:** 2026-2
**Character Count:** 3397468
**Document Hash:** 9b3bfe4c73372daaaa70e6a021a6a484
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-059358.hdr.sgml**: 20260219

**ACCESSION NUMBER**: 0001193125-26-059358

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 14

**CONFORMED PERIOD OF REPORT**: 20260218

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260219

**DATE AS OF CHANGE**: 20260219

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - HELOC

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Figure HELOC Master Depositor Trust
- **CENTRAL INDEX KEY:** 0001970036

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06455
- **FILM NUMBER:** 26654422

**BUSINESS ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
- **BUSINESS PHONE:** 7145990329

**MAIL ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Figure HELOC Master Depositor Trust
- **CENTRAL INDEX KEY:** 0001970036

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
- **BUSINESS PHONE:** 7145990329

**MAIL ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Figure HELOC Master Depositor Trust
- **CENTRAL INDEX KEY:** 0001970036

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-06455

**BUSINESS ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108
- **BUSINESS PHONE:** 7145990329

**MAIL ADDRESS:**
- **STREET 1:** 650 CALIFORNIA STREET
- **STREET 2:** SUITE 2700
- **CITY:** SAN FRANCISCO
- **STATE:** CA
- **ZIP:** 94108

**UNITED STATES** 

**SECURITIES AND EXCHANGE COMMISSION** 

**Washington, D.C. 20549** 

**FORM ABS-15G** 

**ASSET-BACKED SECURITIZER** 

**REPORT PURSUANT TO SECTION 15G OF** 

**THE SECURITIES EXCHANGE ACT OF 1934** 

**Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:** 

☐ **Rule 15Ga-1(c)(1) under the Exchange Act (17 CFR 240.15Ga-1(c)(1)) for the reporting period to** 

☐ **Rule 15Ga-1(c)(2)(i) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(i)) for the quarterly reporting period to** 

☐ **Rule 15Ga-1(c)(2)(ii) under the Exchange Act (17 CFR 240.15Ga-1(c)(2)(ii)) for the annual reporting period to** 

☒ **Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)** 

**Central Index Key Number of depositor: 0001970036** 

## FIGRE Trust 2026-HE2
**(Exact name of Issuer as specified in its charter)** 

**Central Index Key Number of issuing entity (if applicable): N/A** 

**Central Index Key Number of underwriter (if applicable): N/A** 

**Todd Stevens (973) 985-3682** 

**Name and telephone number, including area code, of the person** 

**to contact in connection with this filing** 

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

Copyright <sup>©</sup> 2023 <u>www.secdatabase.com</u>. All Rights Reserved.

Please Consider the Environment Before Printing This Document

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**INFORMATION TO BE INCLUDED IN THE REPORT** 

**PART I: REPRESENTATION AND WARRANTY INFORMATION** 

**N/A** 

**PART II: FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS:** 

**Item 2.01 Findings and Conclusions of Third Party Due Diligence Reports Obtained by the Issuer** 

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**EXHIBIT INDEX** 

---

| | |
|:---|:---|
| Exhibit 99.1: | Independent Accountants' Agreed-Upon Procedures Report, dated February 18, 2026 of KPMG LLP. |
| Exhibit 99.2: | Executive Summary Third Party Due Diligence Review, dated February 12, 2026 of Digital Risk, LLC. |
| Exhibit 99.3: | Digital Risk, LLC Valuation Securitization Report |
| Exhibit 99.4: | Digital Risk, LLC Securitization Rebuttal Findings, Summary |
| Exhibit 99.5: | Digital Risk, LLC Securitization Rebuttal Findings, Loan Summary |
| Exhibit 99.6: | Digital Risk, LLC Securitization Rebuttal Findings, Exception Report |

---

Copyright <sup>©</sup> 2023 <u>www.secdatabase.com</u>. All Rights Reserved.

Please Consider the Environment Before Printing This Document

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**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
| Figure HELOC Master Depositor Trust | Figure HELOC Master Depositor Trust |
| (Depositor) | (Depositor) |
| By: Figure Lending LLC, as sole member | By: Figure Lending LLC, as sole member |
| By: Figure Lending Corp. | By: Figure Lending Corp. |
| By: | /s/ Todd Stevens |
| Name: | Todd Stevens |
| Title: | Chief Capital Officer |

---

Date: February 19, 2026

Copyright <sup>©</sup> 2023 <u>www.secdatabase.com</u>. All Rights Reserved.

Please Consider the Environment Before Printing This Document

## Exhibit 99.1

**Exhibit 99.1**![LOGO](g90805g86h95.jpg)

KPMG LLP

Suite 700

20 Pacifica

Irvine, CA 92618-3391

**Independent Accountants' Agreed-Upon Procedures Report** 

Figure Lending LLC (the "Company")

TPG Mortgage Investment Trust, Inc.

Goldman Sachs & Co. LLC (the "Structuring Agent")

J.P. Morgan Securities LLC

Jefferies LLC

Cantor Fitzgerald & Co

Barclays Capital Inc.

Raymond James & Associates, Inc.

(together, the "Specified Parties")

Re: FIGRE Trust 2026-HE2 – Data File Procedures

We have performed the procedures described below on the specified attributes in an electronic data file entitled "HEL01312026 - FIGRE 2026-HE2_Internal_KPMG.xlsx" provided by the Company on February 6, 2026, containing information on 6,523 home equity lines of credit (the "Mortgage Loans") as of January 31, 2026 (the "Initial Data File") and an electronic data file entitled "HEL01312026 - FIGRE 2026-HE2_Internal_KPMG.xlsx" provided by the Company on February 17, 2026, containing information on 6,516 Mortgage Loans as of January 31, 2026 (the "Data File"). We were informed the Mortgage Loans are intended to be included as collateral in the offering by FIGRE Trust 2026-HE2. The Company is responsible for the specified attributes identified by the Company in the Initial Data File and the Data File.

The Specified Parties have agreed to and acknowledged that the procedures performed are appropriate to meet the intended purpose of assisting specified parties in evaluating the accuracy of the specified attributes in the Initial Data File and Data File. This report may not be suitable for any other purpose. No other parties have agreed to or acknowledged the appropriateness of these procedures for the intended purpose or any other purpose.

The procedures performed may not address all the items of interest to a specified party of this report and may not meet the needs of all specified parties of this report and, as such, specified parties are responsible for determining whether the procedures performed are appropriate for their purposes. We make no representation regarding the appropriateness of the procedures either for the intended purpose or for any other purpose.

Unless otherwise stated, the following definitions have been adopted in presenting our procedures and findings:

• The term "compared" means compared to the information shown and found it to be in agreement, unless
otherwise stated. Such compared information was deemed to be in agreement if differences were within the reporting threshold.

• The term "recomputed" means recalculated and compared the result to the information shown and found
it to be in agreement, unless otherwise stated. Such recomputed information was deemed to be in agreement if differences were within the reporting threshold.

• The term "reporting threshold" means that dollar amounts and percentages were within $1.00 and 0.1%,
respectively.

• The term "Source Documents" means copies of the Mortgage Loan Agreement, Servicing Statement,
Servicing Portal Screenshots, Notice of Servicing Transfer, Deed of Trust, and Credit Report Data

![LOGO](g90805g76d67.jpg)

------

![LOGO](g90805g62k41.jpg)

Document for each Selected Mortgage Loan (defined below) provided by the Company. We make no representation regarding the validity or accuracy of these documents, the execution of the Mortgage Loan Agreement by the borrower, or the validity of the borrower(s) signature(s).

• The term "Instructions" means the instructions provided by the Company pertaining to a procedure,
attribute, or methodology, as described in Exhibit B.

• The term "Provided Information" means the Source Documents and Instructions.

The procedures we were instructed by the Company to perform and the associated findings are as follows:

A. The Company instructed us to select a random sample of 911 Mortgage Loans from the 6,077 Mortgage Loans labeled
as "FIGURE_HELOC" in the "loan_program" field in the Initial Data File (the "Selected Mortgage Loans") using a random sampling tool. For purposes of this procedure, the Company informed us they used an
approximately 15% basis to determine the number of Mortgage Loans we were instructed to randomly select from the Initial Data File.

B. For each Selected Mortgage Loan, we compared the specified attributes in the Initial Data File listed in
Exhibit A to the corresponding information included in the Source Documents, utilizing the Instructions, as applicable. The Company indicated that the absence of any of the information in the Source Documents or the inability to agree the indicated
information from the Initial Data File to the Source Documents for each of the attributes identified, utilizing the Instructions as applicable, constituted an exception. The Source Documents are listed in the order of priority.

We found differences in Estimated Initial Monthly Payment and the Company informed us that such information was incorrectly extracted from its origination system.

C. As a result of the differences we identified in the performance of Procedure B, the Initial Data File was
revised by the Company. The Data File reflects the revision of the Estimated Initial Monthly Payment. We reperformed Procedure B for the Selected Mortgage Loans in the Data File.

We found such information to be in agreement without exception.

We were engaged by the Company to perform this agreed-upon procedures engagement. We conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants, which involves us performing the specific procedures agreed to and acknowledged above and reporting on findings based on performing those procedures. We were not engaged to, and did not, conduct an examination or review, the objective of which would be the expression of an opinion or conclusion, respectively, on the specified attributes in the Initial Data File and Data File. Accordingly, we do not express such an opinion or conclusion. Had we performed additional procedures, other matters might have come to our attention that would have been reported.

We are required to be independent of the Company and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements related to our agreed-upon procedures engagement.

The procedures performed were applied based on the information included in the Initial Data File, Data File and Provided Information, without verification or evaluation of such information by us; therefore, we express no opinion or any other form of assurance regarding (i) the reasonableness of the information provided to us by the Company, (ii) the physical existence of the Mortgage Loans, (iii) the reliability or accuracy of the Provided Information which was used in our procedures, or (iv) matters of legal interpretation.

The procedures performed were not intended to address, nor did they address: (i) the conformity of the origination of the Mortgage Loans to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) the value of collateral securing any such Mortgage Loans being securitized, (iii) the compliance of the originator of the Mortgage Loans with federal, state, and local laws and regulations, or

------

![LOGO](g90805g62k41.jpg)

(iv) any other factor or characteristic of the Mortgage Loans that would be material to the likelihood that the issuer of the asset-backed securities will pay interest and principal in accordance with applicable terms and conditions. The procedures performed were not intended to satisfy any criteria for due diligence published by the nationally recognized statistical rating organizations ("NRSROs").

The terms of our engagement are such that we have no responsibility to update this report because of events and circumstances that may subsequently occur.

This report is intended solely for the information and use of the Specified Parties. It is not intended to be and should not be used by any other person or entity, including investors or the NRSROs, who are not identified in the report as the Specified Parties but may have access to this report as required by law or regulation.

/s/ KPMG LLP

Irvine, California

February 18, 2026

------

**Exhibit A** 

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**#** | **Attribute** | **Attribute Name in the Initial**<br> **Data File and Data File** | **Provided Information** |
| 1 | Original Balance | original_loan_bal | Mortgage Loan Agreement and Instructions |
| 2 | Property City | City | Mortgage Loan Agreement, Deed of Trust |
| 3 | Property State | property_state | Mortgage Loan Agreement |
| 4 | Property Zip | property_zip | Mortgage Loan Agreement |
| 5 | Original Term | original_loan_term | Mortgage Loan Agreement |
| 6 | Original Draw Term | loan_draw_orig_term | Mortgage Loan Agreement |
| 7 | Original Interest Rate | original_interest_rate | Mortgage Loan Agreement |
| 8 | Original Credit Score | orig_credit_score | Credit Report Data Document |
| 9 | Estimated Initial Monthly Payment | estimated_monthly_payment_prom_note<br> or estimated_monthly_payment | Mortgage Loan Agreement, Servicing Statement, Notice of Servicing Transfer, or Servicing Portal Screenshots and Instructions |

---

------

**Exhibit B** 

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**#** | **Attribute** | **Instructions** |
| 1 | Original Balance | For the purposes of comparing the Original Balance for a Selected Mortgage Loan:<br>Compare to the Total Loan Amount, Additional Draw Limit, or Line of Credit (whichever is first observed) in the Mortgage Loan Agreement. |
| 9 | Estimated Initial Monthly Payment | For the purposes of comparing the Estimated Initial Monthly Payment for a Selected Mortgage Loan:<br>(i) If a Selected Mortgage Loan has a Property State of Texas, compare to the field estimated_monthly_ payment in the Initial Data File and Data File using the Servicing Portal Screenshots. If the difference is greater than the reporting threshold, compare to the Notice of Servicing Transfer.<br>(ii) If a Selected Mortgage Loan has a Property State other than Texas, compare to the field estimated_monthly_ payment_prom_note in the Initial Data File and Data File using the Mortgage Loan Agreement. If the Estimated Initial Monthly Payment listed in the Mortgage Loan Agreement does not agree to the value listed in the Initial Data File and Data File, compare to the Servicing Statement. |

---

## Exhibit 99.2

**Exhibit 99.2**![LOGO](g90805dsp007a.jpg)

**EXECUTIVE SUMMARY** 

**THIRD PARTY DUE DILIGENCE REVIEW** 

**Overview** 

Digital Risk, LLC ("Digital Risk"), a third party due diligence provider, performed the review described below on behalf of its client, Figure Lending LLC. and/or its affiliates. ("Client"). The review included a total of 1827 newly originated residential mortgage Home Equity Line of Credit (HELOC) loans, in connection with the securitization identified as FIGRE 2026-HE2 (the "Securitization"). The review began on December 17, 2024, and concluded on January 30, 2026

**Scope of Review** 

**A.** **CREDIT GUIDELINE REVIEW.** 

Digital Risk performed a Credit Guideline review. The Credit Guideline review relies on data provided by a third party vendor engaged by the Client instead of re-verifying such data in borrower source documents. DBRS and S&P has reviewed both Digital Risk's and the Client's process and permitted Digital Risk to assign securitization grades as defined by the DBRS and S&P criteria.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Credit and Property Guideline Adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Using data received from Client, Digital Risk will confirm that credit and property attributes conform to
Figure's guideline requirements for each borrower and that the borrower's credit profile adhered to the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. FICO/LTV/LIEN/Occupancy Matrix Adherence

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Income, Debt and DTI calculation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Income will be re-calculated using the raw data from PointServ for
paystubs and tax transcripts; and from Plaid for bank statement deposits and asset depletion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Debt will be recalculated using raw data from the data extract

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The income and debt data will be used to determine if the applicant qualifies per the guideline credit
eligibility criteria.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• DTI will be recalculated with the income and debt data to determine the DTI meets the guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• No Income Documents will be utilized in the re-calculations but rather
confirming the data from the source documents, PointServ and Plaid.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Credit Report data review:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Digital Risk will review Credit Report data received from client to ensure that the items listed fit within the
guidelines/Matrices:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage Late payments, Collection accounts, overall total inquiries, Bankruptcies and foreclosures.

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Credit score will be used to determine the maximum allowable loan amount per guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Title Search, or raw data provided by Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) The lien position (first or junior) is determined through review of data provided by Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) DR will review this data, in conjunction with the Figure decisioning algorithms to re-calculate the lien balances.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. AVM Valuation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) DR reviewed raw data AVM outputs / data to ensure that Figure has complied with its valuation criteria outlined
in their guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Review security document and Note/HELOC Agreement to ensure the Loan was closed in accordance with approval and
with all required signatures.

**B.** **COMPLIANCE REVIEW.** 

"Compliance Review" means that Digital Risk reviewed each Loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the Loan complies with the applicable Federal, State, and local regulatory requirements as noted below, each as amended, restated and/or replaced from time to time.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026,
as set forth below including 1026.6, 1026.15 and 1026.40.

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure to provide the three (3) business day rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA,
which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (</u> <u>§</u> <u>§</u> <u>1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection
with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

------

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution
and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to
"high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject
to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal and state specific late charge and prepayment penalty provisions. On loans listed as Consumer loans.
Check for all proper disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Exclusions</u>. Digital Risk will not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan types that are excluded from compliance with TRID:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing transfer and
partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after January 1,
2016, whether prohibited fees were collected prior to the initial LE being issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether the loans comply with all federal, state or local laws, constitutional provisions, regulations or
ordinances that are not expressly enumerated above.

**C.** **AVM VALUATION REVIEW** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) DR reviewed raw data AVM outputs / data to ensure that Figure has complied with its valuation criteria outlined
in their guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) All loans had a first secondary AVM ordered through another AVM vendor different than the original to ensure
value was supported within 10% of original AVM value, if value was supported an A value was provided. If the value was not supported a second secondary AVM was ordered through a third vendor, if value was supported a B grade was assigned. If value
was not supported a C grade was assigned.

------

**Summary of Results:** 

**Overall Loan Results:** 

---

| | | | |
|:---|:---|:---|:---|
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
|  Event Grade A | 1479 | $138107879.59 | 81.00% |
|  Event Grade B | 143 | $13875470.76 | 7.83% |
|  Event Grade C | 204 | $21219078.95 | 11.17% |
|  Event Grade D | 0 | $0.00 | 0.00% |
|  **Total Sample** | 1826 | $173202429.30 | 100.00% |

---

**Credit Results:** 

---

| | | | |
|:---|:---|:---|:---|
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
|  Event Grade A | 1825 | $172808515.92 | 99.95% |
|  Event Grade B | 1 | $393913.38 | 0.05% |
|  Event Grade C | 0 | $0.00 | 0.00% |
|  Event Grade D | 0 | $0.00 | 0.00% |
|  **Total Sample** | 1826 | $173202429.30 | 100.00% |

---

**Compliance Results:** 

---

| | | | |
|:---|:---|:---|:---|
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
|  Event Grade A | 1807 | $170412625.35 | 98.96% |
|  Event Grade B | 16 | $2181426.38 | 0.88% |
|  Event Grade C | 3 | $608377.57 | 0.16% |
|  Event Grade D | 0 | $0.00 | 0.00% |
|  **Total Sample** | 1826 | $173202429.30 | 100.00% |

---

**Valuation Results:** 

---

| | | | |
|:---|:---|:---|:---|
| Event Grade | Loan Count | Original Principal Balance | Percent of Sample |
|  Event Grade A | 1493 | $140383333.73 | 81.76% |
|  Event Grade B | 131 | $11808395.13 | 7.17% |
|  Event Grade C | 202 | $21010700.44 | 11.06% |
|  Event Grade D | 0 | $0.00 | 0.00% |
|  **Total Sample** | 1826 | $173202429.30 | 100.00% |

---

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**Event Grade Definitions** 

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| | |
|:---|:---|
| **Credit Event Grades** | **Credit Event Grades** |
| A | The loan meets the published guidelines without any exceptions. The client provided data for employment, income, assets and occupancy are supported and justifiable. |
| B | The loan substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding published guidelines. The client provided data for employment, income, assets and occupancy are supported and justifiable. |
| C | The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. |
| D | There was not sufficient documentation to perform a review or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| **Compliance Event Grades** | **Compliance Event Grades** |
| A | The Loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon Loan terms and are executed by all applicable parties. |
| B | The Loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon Loan terms and are executed by all applicable parties. Client review required. |
| C | The Loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon Loan terms or all required applicants did not execute the documents. |
| D | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| **Valuation Event Grades** | **Valuation Event Grades** |
| A | The Secondary AVM value is supported within 10% of the original AVM provided at origination. |
| B | The Secondary AVM value is supported within 10% of the original AVM provided at origination. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. |
| C | The Secondary AVM value is not supported within 10% of the original AVM provided at origination. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. |
| D | The data provided was missing the AVM value or there was not sufficient data provided on the AVM to perform a review. |

---

------

---

| | |
|:---|:---|
| **Final Loan Grade** | **Final Loan Grade** |
| A | Loan meets Credit, Compliance, and Valuation Guidelines |
| B | The Loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit , is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| C | The Loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| D | Loan is missing documentation to perform a sufficient review. |

---

## Exhibit 99.3

**Exhibit 99.3** 

Valuation Securitization Report

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021841 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -0.750% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021911 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 47.520% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022252 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 4.530% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022303 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.840% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022379 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.270% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022387 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -21.688% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -10.203% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022427 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.224% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021240 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -12.162% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -15.910% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021446 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 6.760% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022309 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.030% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022315 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -17.780% | XXXX | 0.88 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022346 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.510% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022360 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.890% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022435 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 10.030% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021481 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.480% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022108 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -4.380% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022205 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.950% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022327 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.740% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022348 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.590% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022391 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 40.175% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022418 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 7.780% | XXXX | 0.57 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022042 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.090% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022112 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.800% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022248 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.600% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022392 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.620% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022399 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 1.640% | XXXX | 0.57 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022413 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 8.550% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022417 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 3.800% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021432 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -0.774% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022125 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.240% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022213 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 74.730% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022311 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.830% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022367 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 1.440% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022394 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 26.890% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022414 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -6.580% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021806 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -6.614% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021902 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 12.490% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021987 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 1.820% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022251 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.080% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022375 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -14.880% | XXXX | 0.68 | XX/XX/XXXX | XXXX | XXXX | -10.480% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022380 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 6.000% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022426 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -14.074% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -11.673% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021208 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 20.120% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022166 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -8.440% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022180 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.500% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022338 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 29.290% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022340 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -6.860% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022400 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.830% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022410 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 7.330% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022433 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -47.450% | XXXX | 0.5 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022464 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.060% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022468 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 16.640% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022531 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 16.840% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022535 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -11.860% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -6.690% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022611 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 1.940% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022437 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -10.410% | XXXX | 0.94 | XX/XX/XXXX | XXXX | XXXX | -8.380% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022459 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 30.392% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022463 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022546 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -30.170% | XXXX | 0.75 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022555 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.787% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022593 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.800% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022603 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022436 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.250% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022452 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.472% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022490 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 10.760% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022523 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -18.900% | XXXX | 0.91 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022539 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -6.130% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022596 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.490% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022620 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 20.890% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022423 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.040% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022475 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -0.550% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022487 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 13.970% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022493 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 38.460% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022521 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.252% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022525 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.980% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022618 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -4.970% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020054 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 6.430% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021130 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 9.140% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022200 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.770% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022202 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.970% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | -7.720% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022329 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.750% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022335 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.990% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022345 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.290% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022441 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.090% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026022462 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -6.000% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022476 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.960% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022528 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.410% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022591 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -64.839% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -61.910% | XXXX | 0.36 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022624 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022666 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.910% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022613 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 0.860% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022672 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -8.320% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022685 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.980% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022736 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 3.570% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022744 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -1.810% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022847 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -14.230% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022851 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -12.400% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022698 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.250% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022704 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -39.620% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -11.540% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022723 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.290% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022728 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -5.220% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022853 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -15.970% | XXXX | 0.76 | XX/XX/XXXX | XXXX | XXXX | -24.450% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022862 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -6.360% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020067 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -24.879% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -12.030% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022443 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 3.930% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022444 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 3.490% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022507 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 8.110% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022556 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.800% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022566 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.240% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022588 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 9.240% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022628 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 14.550% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022429 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 17.091% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022467 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 1.950% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022473 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.560% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022534 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -16.830% | XXXX | 0.65 | XX/XX/XXXX | XXXX | XXXX | 5.090% | XXXX | 0.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022536 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022612 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -8.690% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022615 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -16.660% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | -4.410% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022656 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 4.840% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022699 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 18.090% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022725 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -0.880% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022748 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 5.710% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022819 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 5.850% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020069 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.490% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020105 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.570% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020145 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 22.131% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026020173 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 3.362% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020214 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.912% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020256 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -6.589% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020306 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.760% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020334 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 1.356% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020373 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -6.742% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022621 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -3.950% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022665 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.880% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022668 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.610% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022755 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 9.060% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022777 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -3.430% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022809 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -30.780% | XXXX | 0.51 | XX/XX/XXXX | XXXX | XXXX | 14.500% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022845 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -2.050% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020530 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.990% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020100 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.135% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020104 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 41.602% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020117 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.090% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020149 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.430% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020241 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -0.761% | XXXX | 0.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020246 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -0.332% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022689 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -30.650% | XXXX | 0.69 | XX/XX/XXXX | XXXX | XXXX | -45.090% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022731 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -0.320% | XXXX | 0.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022761 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 20.670% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022804 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 10.760% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022866 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020071 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.990% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020102 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.520% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020070 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.910% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020166 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.258% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020176 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -8.570% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020196 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -3.690% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020210 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.158% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020294 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.920% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020304 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 3.062% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020358 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -1.530% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020433 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.090% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020437 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.113% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020456 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.018% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020470 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 5.295% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020477 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 22.351% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020573 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 10.464% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020078 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -5.110% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026020089 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 16.937% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020157 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -15.731% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | -7.990% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020163 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -14.282% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | -8.970% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020215 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 5.250% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020234 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.990% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020276 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.158% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020292 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 7.098% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020365 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -5.741% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020369 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -10.430% | XXXX | 0.93 | XX/XX/XXXX | XXXX | XXXX | -4.890% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020418 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 5.126% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020421 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -0.322% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020485 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.610% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020491 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.77 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022671 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 17.180% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022675 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.140% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022688 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -3.080% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022734 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -4.880% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022737 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.76 |  |  |  |  |  |  | XXXX | XXXX | -18.690% | XXXX | 0.91 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022846 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -1.690% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022850 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.740% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022645 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 9.950% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022714 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.820% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022719 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -19.440% | XXXX | 0.7 | XX/XX/XXXX | XXXX | XXXX | -0.060% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022781 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.540% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022800 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.580% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020010 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 14.372% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020108 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -72.732% | XXXX | 0.89 | XX/XX/XXXX | XXXX | XXXX | -75.500% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020415 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.340% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020434 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -11.007% | XXXX | 0.78 | XX/XX/XXXX | XXXX | XXXX | 1.750% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020467 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -2.329% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020509 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 2.384% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020536 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 31.000% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020572 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.851% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020639 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 7.989% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020687 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -14.353% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | -18.430% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020713 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 108.054% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020763 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 9.140% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020820 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 6.135% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024664 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 19.019% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025008 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -37.500% | XXXX | 0.61 | XX/XX/XXXX | XXXX | XXXX | -25.700% | XXXX | 0.33 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025361 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -8.634% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020116 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 8.120% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026020178 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.948% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020200 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.032% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020266 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -5.902% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020303 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.961% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020330 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -16.771% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -0.140% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020403 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.339% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020430 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -0.290% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020476 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -21.719% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -37.570% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020507 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 25.833% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020523 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.970% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020582 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -0.800% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020628 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -15.867% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -1.740% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020673 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.718% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020586 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.604% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020614 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.956% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020635 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -9.101% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020752 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -29.204% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | 11.350% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020760 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -5.772% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020780 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.082% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025203 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -10.531% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | 4.580% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020110 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 6.330% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020185 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.540% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020192 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 6.264% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020195 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 11.724% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020249 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -14.127% | XXXX | 0.66 | XX/XX/XXXX | XXXX | XXXX | -16.550% | XXXX | 0.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020251 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 11.693% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020324 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -6.478% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020329 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 6.546% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020387 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.620% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020394 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.018% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020443 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.525% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020446 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -18.414% | XXXX | 0.68 | XX/XX/XXXX | XXXX | XXXX | -22.810% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020515 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -5.243% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020520 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 6.265% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020555 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 7.573% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020568 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.770% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020659 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 14.517% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020665 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.920% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020748 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -7.834% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020751 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.220% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020788 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 9.100% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020794 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.454% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026020817 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.766% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020048 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -13.330% | XXXX | 0.88 | XX/XX/XXXX | XXXX | XXXX | -4.930% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025109 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -8.785% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025196 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -9.781% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025592 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -29.040% | XXXX | 0.66 | XX/XX/XXXX | XXXX | XXXX | -35.060% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020316 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -2.830% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025510 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.735% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020287 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.608% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020466 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 44.859% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020533 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.110% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020762 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -4.680% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020808 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -10.041% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | -8.570% | XXXX | 0.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020880 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.462% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020073 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 0.310% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020087 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.617% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020091 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.170% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020154 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 6.120% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020158 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 22.360% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020218 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -1.169% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020274 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -11.090% | XXXX | 0.77 | XX/XX/XXXX | XXXX | XXXX | -7.410% | XXXX | 0.33 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020716 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -13.990% | XXXX | 0.43 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020753 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 8.473% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020776 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 18.760% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020831 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 5.960% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020975 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.659% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024636 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -5.126% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024884 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -0.387% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025354 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -30.796% | XXXX | 0.76 | XX/XX/XXXX | XXXX | XXXX | -8.190% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025493 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 18.680% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025553 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.555% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020211 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 12.069% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020235 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.670% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020743 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.000% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020757 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 17.850% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020806 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.765% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020810 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -0.493% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020964 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.790% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020976 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -11.080% | XXXX | 0.71 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020993 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 5.920% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020997 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 2.243% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021115 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -3.024% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020286 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -4.120% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026020368 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.576% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020370 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.817% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020420 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 29.700% | XXXX | 0.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020429 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.936% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020488 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -24.770% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | 8.180% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020492 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -11.670% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020552 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -1.054% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020567 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -7.243% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020570 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 22.917% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020643 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -4.958% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020663 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020737 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -10.729% | XXXX | 0.92 | XX/XX/XXXX | XXXX | XXXX | -3.420% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020750 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.470% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020793 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 4.020% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020814 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 1.486% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025100 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -29.000% | XXXX | 0.55 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025185 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 9.043% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025572 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.176% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025596 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.039% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020296 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 0.100% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020666 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 25.350% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020702 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 4.891% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020833 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 5.360% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020868 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.110% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020945 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.740% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020951 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -9.130% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021007 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.160% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020609 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 7.947% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020696 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 12.760% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020697 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020772 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.363% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020773 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -26.185% | XXXX | 0.74 | XX/XX/XXXX | XXXX | XXXX | 5.330% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020852 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -0.630% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020870 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 3.271% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020371 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 10.310% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020678 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -0.044% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020706 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.910% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020849 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020871 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.600% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020936 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.441% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020950 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 1.540% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020999 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -5.240% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021012 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -8.972% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021080 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 5.824% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021091 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.300% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021190 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -8.790% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021197 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 10.398% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021285 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 2.403% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020935 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.320% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020992 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -13.000% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | -2.710% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021039 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -16.195% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -21.490% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021074 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.780% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021109 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 14.370% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021181 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -6.730% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021214 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.020% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025098 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.832% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025323 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 10.361% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025472 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -20.414% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -14.410% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025563 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.248% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020232 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -17.122% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | -11.010% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020396 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -0.562% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020500 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.600% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021252 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -8.230% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021341 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.510% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021395 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.127% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021447 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 4.063% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021513 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -10.160% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | 9.840% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021541 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.200% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021598 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -21.090% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -5.930% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021139 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -13.220% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | -13.330% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021167 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -6.255% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021172 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -1.940% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021325 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.050% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021331 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.630% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021348 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.250% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021389 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -6.180% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021404 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 13.780% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021537 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 26.786% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021546 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -6.650% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021613 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.030% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021631 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -3.080% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020064 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -4.775% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020890 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.031% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021014 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -11.380% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -4.750% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021089 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.670% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021107 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.794% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021182 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 11.356% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021194 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -4.560% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021202 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -0.520% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021282 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.360% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021311 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 0.500% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021424 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -2.680% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021442 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 1.883% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021518 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -2.430% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021526 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.990% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021653 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -2.610% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020910 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -2.269% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024927 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 7.348% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024928 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 5.351% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025451 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -9.433% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025455 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -13.280% | XXXX | 0.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020172 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.970% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020506 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.170% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020786 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -1.530% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021316 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.090% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021441 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.490% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021443 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 12.820% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021522 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 36.830% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021530 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 12.310% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021633 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.080% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021644 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -8.180% | XXXX | 0.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020929 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 4.746% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020960 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -3.010% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021129 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 7.353% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021143 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.969% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021152 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 8.021% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021288 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.387% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021302 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.957% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020579 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -6.211% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020749 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.110% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020791 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 13.610% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020832 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 10.190% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020893 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -10.740% | XXXX | 0.93 | XX/XX/XXXX | XXXX | XXXX | -0.940% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020931 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -17.160% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | 1.400% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020956 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -17.507% | XXXX | 0.73 | XX/XX/XXXX | XXXX | XXXX | 22.200% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021141 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.741% | XXXX | 0.57 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021146 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -13.073% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -26.780% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021290 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.380% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021319 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.122% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021408 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.154% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021439 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -18.519% | XXXX | 0.66 | XX/XX/XXXX | XXXX | XXXX | -19.370% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021540 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.147% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021545 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.537% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021622 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 16.038% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021630 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -4.206% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021696 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -0.875% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021702 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.230% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021759 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.635% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021775 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -4.634% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020787 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.800% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020905 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 0.389% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020928 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -2.000% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020979 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 6.426% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021053 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -18.180% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -2.780% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021058 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 12.530% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021140 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -12.710% | XXXX | 0.77 | XX/XX/XXXX | XXXX | XXXX | -11.820% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020978 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.020% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020994 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -8.910% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021027 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -3.860% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021079 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.340% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021126 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 17.446% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021171 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -12.910% | XXXX | 0.89 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021225 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 8.630% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021758 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.467% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020326 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.808% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020892 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.000% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020967 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 22.624% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021116 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -27.980% | XXXX | 0.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021195 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -1.624% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021253 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.685% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020898 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.598% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021169 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.647% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021200 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.463% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021267 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.661% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021444 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.495% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021477 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.131% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021510 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -0.593% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021400 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 26.586% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021415 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.586% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021536 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -26.497% | XXXX | 0.62 | XX/XX/XXXX | XXXX | XXXX | -10.290% | XXXX | 0.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021543 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 4.981% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021625 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.648% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021634 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -26.000% | XXXX | 0.92 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021254 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 11.260% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021330 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 9.190% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021409 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.530% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021451 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 8.710% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021488 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 15.380% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021552 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -18.570% | XXXX | 0.57 | XX/XX/XXXX | XXXX | XXXX | 0.180% | XXXX | 0.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021823 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 4.687% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021835 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -5.172% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021901 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -3.606% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021916 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -6.258% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021968 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.151% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021978 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -7.090% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022036 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -10.900% | XXXX | 0.94 | XX/XX/XXXX | XXXX | XXXX | -8.670% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021158 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.550% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021226 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -61.020% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021244 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 10.730% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021373 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -3.922% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021455 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 7.780% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021465 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.750% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021553 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.060% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021344 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -14.874% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -12.970% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021391 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -2.704% | XXXX | 0.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021440 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -20.164% | XXXX | 0.59 | XX/XX/XXXX | XXXX | XXXX | -16.400% | XXXX | 0.62 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021524 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.569% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021565 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 6.265% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021585 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 8.216% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021654 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021674 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.964% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021704 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 4.198% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021755 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -17.428% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -4.840% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021793 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -7.273% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021814 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 11.901% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021855 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.017% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021892 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -16.565% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | 4.400% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021514 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 11.167% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021527 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 21.104% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021635 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.945% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021651 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.635% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021673 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.257% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021676 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -7.865% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021788 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -8.322% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021697 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 10.475% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021703 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -3.535% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021770 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.491% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021785 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.609% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021822 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 26.899% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021825 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.480% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021847 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.468% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021898 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -4.648% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021908 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 7.612% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021955 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.869% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021970 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -6.195% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022035 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 37.079% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022037 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 8.335% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022100 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.332% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021629 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.770% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021689 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 7.660% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020051 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.001% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020904 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -26.259% | XXXX | 0.92 | XX/XX/XXXX | XXXX | XXXX | -48.550% | XXXX | 0.62 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020990 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -56.159% | XXXX | 0.64 | XX/XX/XXXX | XXXX | XXXX | -55.740% | XXXX | 0.4 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021068 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 9.496% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021207 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.165% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021266 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 6.765% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021323 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 16.313% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021399 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -7.487% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021450 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.292% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021512 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.691% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021568 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.047% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021610 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.635% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021643 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -11.047% | XXXX | 0.72 | XX/XX/XXXX | XXXX | XXXX | -12.440% | XXXX | 0.49 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021680 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 8.884% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021710 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.984% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021741 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -14.199% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -11.680% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021796 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.962% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021849 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.016% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021895 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -19.229% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -27.110% | XXXX | 0.35 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021949 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.198% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021988 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 5.470% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022022 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -4.909% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026022046 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.032% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022089 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.457% | XXXX | 0.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022121 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.942% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022167 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 5.681% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021794 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.924% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021816 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.771% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021817 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -4.904% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021923 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 22.376% | XXXX | 0.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021932 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.658% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021950 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.855% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021954 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021919 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -6.516% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021951 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.560% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021983 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.769% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022016 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 3.723% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022033 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.379% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022053 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.761% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022081 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.98 |  |  |  |  |  |  | XXXX | XXXX | 0.478% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022106 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -11.672% | XXXX | 0.5 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022132 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.679% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022206 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.233% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022253 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.122% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022272 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.243% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022564 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -11.445% | XXXX | 0.73 | XX/XX/XXXX | XXXX | XXXX | -3.630% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022044 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -18.175% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -8.720% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022093 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 12.766% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022175 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.000% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022181 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.294% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022274 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -10.595% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -2.690% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022287 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.216% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020019 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 9.829% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022422 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 4.720% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022540 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -2.405% | XXXX | 0.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022808 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.930% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022824 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.427% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022905 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.320% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022917 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -18.282% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | 0.030% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022105 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.070% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022179 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 5.586% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022186 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -9.946% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022277 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -5.516% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022312 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -7.059% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026022484 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -10.562% | XXXX | 0.81 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022821 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.75 |  |  |  |  |  |  | XXXX | XXXX | -24.233% | XXXX | 0.59 | XX/XX/XXXX | XXXX | XXXX | -37.850% | XXXX | 0.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021556 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.596% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021856 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 6.100% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021931 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -11.510% | XXXX | 0.67 | XX/XX/XXXX | XXXX | XXXX | -21.710% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020729 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.182% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020768 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 9.113% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021009 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 12.972% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021052 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.621% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022791 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.829% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022831 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.240% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022898 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 10.210% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022946 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -4.550% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022958 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.129% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022984 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023011 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.588% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022212 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.873% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022260 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 23.934% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022331 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -3.500% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022561 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.470% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022807 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 7.360% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022868 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.881% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022893 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 6.550% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021222 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 11.523% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021239 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.215% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021363 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -22.351% | XXXX | 0.64 | XX/XX/XXXX | XXXX | XXXX | -19.470% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021365 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.730% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021503 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | 27.280% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021577 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -14.354% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | -4.060% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021578 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 31.035% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021663 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -19.848% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | 0.160% | XXXX | 0.49 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021669 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -13.821% | XXXX | 0.77 | XX/XX/XXXX | XXXX | XXXX | -22.250% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021718 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 22.338% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021737 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -2.776% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021797 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -8.057% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021799 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -1.882% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021874 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 6.349% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022825 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 14.794% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022914 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 0.230% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022918 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 15.721% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022972 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 1.380% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022979 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | 23.656% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026023036 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.617% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023051 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -44.000% | XXXX | 0.77 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022048 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.402% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022057 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.417% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022087 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -14.076% | XXXX | 0.96 | XX/XX/XXXX | XXXX | XXXX | -5.460% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022201 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.096% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022211 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.691% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022265 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -9.297% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022563 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.118% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022626 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 12.833% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022710 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 2.537% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022806 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.550% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022942 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -4.850% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022947 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.450% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -3.950% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022961 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -7.666% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022967 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -8.810% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023057 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -11.973% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | -13.940% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023068 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -4.381% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023099 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.850% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023123 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.635% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023170 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 1.839% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023186 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -10.877% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | 6.540% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022971 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 10.750% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022978 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 2.773% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023037 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.000% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023052 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023109 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 1.594% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023117 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -12.839% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -10.970% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023174 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 7.940% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022950 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 23.448% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022965 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 2.840% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022981 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -10.439% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | 1.320% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023016 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.094% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023060 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.671% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023091 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.550% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023129 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.439% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021883 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.687% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021935 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.437% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021946 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.603% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021947 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.295% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021999 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -8.632% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022002 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.196% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026022059 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.75 |  |  |  |  |  |  | XXXX | XXXX | -10.515% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -24.900% | XXXX | 0.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023104 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -3.676% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023112 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023171 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.090% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023175 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -9.211% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023213 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 4.720% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023219 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 6.721% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023283 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -7.035% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023287 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -13.115% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | 8.290% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023331 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -14.149% | XXXX | 0.7 | XX/XX/XXXX | XXXX | XXXX | -15.720% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023341 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.126% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023396 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.770% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023399 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.171% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023461 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -2.208% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022062 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 5.415% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022160 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 6.609% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022163 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 1.818% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022216 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -13.103% | XXXX | 0.89 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022230 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.884% | XXXX | 0.77 | XX/XX/XXXX | XXXX | XXXX | -11.810% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022681 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.568% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022871 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 3.205% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022888 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 7.058% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022892 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -0.430% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022951 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 10.704% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022989 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -4.180% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022992 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.669% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023077 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 5.337% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023085 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 10.701% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023066 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 12.818% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023097 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 14.514% | XXXX | 0.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023103 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.460% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023185 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.878% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023190 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 8.136% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023205 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 6.941% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023291 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 33.629% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023166 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.086% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023184 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 1.300% | XXXX | 0.57 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023208 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 4.903% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023228 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.608% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023262 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.390% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023296 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -18.360% | XXXX | 0.7 | XX/XX/XXXX | XXXX | XXXX | -15.670% | XXXX | 0.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023321 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -35.115% | XXXX | 0.88 | XX/XX/XXXX | XXXX | XXXX | -9.840% | XXXX | 0.48 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026023345 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.560% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023386 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.120% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023404 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -1.447% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023438 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -63.670% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -37.450% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023505 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -12.579% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | 18.490% | XXXX | 0.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023527 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -24.512% | XXXX | 0.61 | XX/XX/XXXX | XXXX | XXXX | -20.720% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023176 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -10.222% | XXXX | 0.93 | XX/XX/XXXX | XXXX | XXXX | -5.820% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023211 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.764% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023214 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 7.117% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023220 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -1.674% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023282 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -24.503% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -34.970% | XXXX | 0.48 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023285 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 10.147% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023327 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -11.801% | XXXX | 0.91 | XX/XX/XXXX | XXXX | XXXX | -13.520% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023337 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -13.660% | XXXX | 0.71 | XX/XX/XXXX | XXXX | XXXX | -9.760% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023395 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.070% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023397 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -3.480% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023470 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -45.125% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -3.130% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023493 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 5.064% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023539 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 5.663% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023203 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 5.790% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023235 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.046% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023272 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.433% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023294 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 25.543% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023326 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 17.602% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023354 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -6.802% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023379 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -15.913% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | -3.650% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023489 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.508% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023533 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 10.433% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023555 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -9.284% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023617 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 14.012% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023628 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 6.192% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023702 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 86.591% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023710 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023295 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.809% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023320 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.990% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023323 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.595% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023400 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 6.683% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023407 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -6.746% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023445 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -16.334% | XXXX | 0.93 | XX/XX/XXXX | XXXX | XXXX | -15.180% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023459 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -5.720% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023569 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.421% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023612 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 9.248% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026023655 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.747% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023668 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 7.535% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023741 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.102% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023774 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -1.672% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023798 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 41.111% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023852 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -3.797% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023870 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 8.265% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023899 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -5.815% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023911 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.208% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023973 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -3.827% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024043 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.380% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024086 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -0.569% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023130 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 8.107% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023134 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -38.856% | XXXX | 0.67 | XX/XX/XXXX | XXXX | XXXX | -6.820% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023158 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.280% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023195 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -7.322% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023198 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -5.623% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023255 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.490% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023259 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -11.646% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -25.650% | XXXX | 0.62 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023414 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -6.940% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023446 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 12.232% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023496 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -6.084% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023532 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -0.270% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023578 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 9.897% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023600 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.936% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023658 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -2.198% | XXXX | 0.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023728 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -2.083% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023782 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -9.577% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023810 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023844 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 3.498% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023876 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | 13.757% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023905 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 7.560% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023954 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 7.642% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023561 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -29.730% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -33.880% | XXXX | 0.46 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023627 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023647 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.330% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023699 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.951% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023705 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.700% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023716 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 0.375% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023784 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -17.391% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -1.500% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023789 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.670% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023794 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -2.287% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026023859 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -11.370% | XXXX | 0.94 | XX/XX/XXXX | XXXX | XXXX | -12.160% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023861 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 0.693% | XXXX | 0.55 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023921 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 5.352% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023938 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -2.169% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024048 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.873% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023575 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 8.014% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023585 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.953% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023605 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 4.255% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023616 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 8.920% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023729 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 49.101% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023748 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -40.816% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -13.170% | XXXX | 0.26 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023772 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 27.589% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020255 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 18.432% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020257 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.690% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020372 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -8.298% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020378 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.070% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020386 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020400 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -6.105% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020412 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -13.193% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -13.490% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024115 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -14.064% | XXXX | 0.78 | XX/XX/XXXX | XXXX | XXXX | -9.830% | XXXX | 0.26 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024161 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.376% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024261 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 7.005% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023187 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 7.193% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023334 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.138% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023478 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 16.280% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023570 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -18.996% | XXXX | 0.92 | XX/XX/XXXX | XXXX | XXXX | -19.600% | XXXX | 0.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023792 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -0.906% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023858 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -46.809% | XXXX | 0.54 | XX/XX/XXXX | XXXX | XXXX | -28.360% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023860 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -26.114% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | -14.720% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023913 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 12.692% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023923 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.294% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024052 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.988% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024181 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.706% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024198 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 5.780% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022878 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -49.822% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -30.190% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023035 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -11.860% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | -11.330% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023440 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.721% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023453 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -3.383% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023742 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 42.652% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024047 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 9.382% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024096 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -27.055% | XXXX | 0.72 | XX/XX/XXXX | XXXX | XXXX | 5.200% | XXXX | 0.62 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024130 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 0.932% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024448 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.883% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023090 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 7.174% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023423 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -5.202% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023536 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.286% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023629 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.542% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023799 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 3.757% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023916 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -5.479% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023974 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -8.130% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024101 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024185 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 3.789% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024218 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.631% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023723 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 14.482% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023787 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.000% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023901 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -16.098% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | 9.450% | XXXX | 0.48 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023927 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.533% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -25.080% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023992 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -12.020% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | -20.890% | XXXX | 0.46 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024072 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.918% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023302 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -16.036% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | -16.850% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023305 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -15.380% | XXXX | 0.89 | XX/XX/XXXX | XXXX | XXXX | -5.000% | XXXX | 0.4 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023315 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 6.547% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023361 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.190% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023363 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -16.342% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | 14.440% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023429 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 10.087% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023432 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.600% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023508 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -5.068% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023520 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.400% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023592 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -10.000% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023594 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 8.493% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023664 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.089% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023667 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -0.290% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024057 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.166% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024180 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.728% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024189 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023018 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.906% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023067 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.75 |  |  |  |  |  |  | XXXX | XXXX | -51.403% | XXXX | 0.57 | XX/XX/XXXX | XXXX | XXXX | -35.010% | XXXX | 0.4 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023451 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -20.223% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -5.790% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023763 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -11.167% | XXXX | 0.94 | XX/XX/XXXX | XXXX | XXXX | -11.000% | XXXX | 0.46 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023965 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -9.249% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023972 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -5.587% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024123 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 23.124% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024163 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -34.680% | XXXX | 0.26 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024240 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.679% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024242 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -6.146% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024251 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 69.464% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024302 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -10.002% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -2.529% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024328 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -20.256% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | -9.820% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024360 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024390 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 11.939% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024410 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.616% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024169 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 11.337% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024197 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 36.434% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024234 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -2.375% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024247 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | 20.370% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024310 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 1.623% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024332 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 19.995% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024356 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -0.710% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024395 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -18.924% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -11.230% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024412 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.447% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024435 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 3.885% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024464 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -22.828% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -4.550% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024498 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 3.361% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024516 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -18.651% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -5.790% | XXXX | 0.54 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024312 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.215% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024323 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -1.434% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024367 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 3.655% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024422 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -2.672% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024430 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.510% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024486 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.612% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024528 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 7.356% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023726 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 1.635% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023745 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 12.000% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023940 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 7.385% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023966 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.673% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024153 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -5.948% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024165 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.717% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024241 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -23.286% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -10.250% | XXXX | 0.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023761 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -8.325% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023767 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -0.159% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023821 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 3.121% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023822 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 6.956% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023895 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.863% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024004 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -5.278% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024035 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.092% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024119 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.810% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024121 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 6.130% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023206 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.391% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023284 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.490% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023580 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.193% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023614 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 6.249% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023863 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 9.110% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023888 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -3.776% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024034 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.070% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024203 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.391% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024205 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 32.887% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024286 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.674% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024292 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 1.762% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024337 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -8.146% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020494 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.180% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020508 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -22.727% | XXXX | 0.52 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020524 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.500% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020537 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.725% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020677 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.784% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020689 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 5.790% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020715 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -9.206% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020723 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.569% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020827 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  | XXXX | XXXX | 120.495% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020842 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -2.912% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020873 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 0.381% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024657 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -0.710% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024770 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 10.584% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025077 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -20.735% | XXXX | 0.67 | XX/XX/XXXX | XXXX | XXXX | -24.820% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024437 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 4.789% | XXXX | 0.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024461 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.657% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024490 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.442% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024523 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 0.973% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024551 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -18.089% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -43.970% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023611 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 7.223% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024283 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 31.556% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023781 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 10.420% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023866 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -6.048% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023875 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -8.576% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023900 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -3.258% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023907 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.987% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024094 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024104 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -27.674% | XXXX | 0.66 | XX/XX/XXXX | XXXX | XXXX | -18.630% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024139 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -10.894% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | 0.260% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024175 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 18.270% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023540 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -14.340% | XXXX | 0.93 | XX/XX/XXXX | XXXX | XXXX | -15.170% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023662 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 20.043% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023725 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.030% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023975 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -10.030% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024553 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | 23.616% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023464 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 16.066% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024318 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 20.553% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024459 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 3.000% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024550 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -22.360% | XXXX | 0.64 | XX/XX/XXXX | XXXX | XXXX | -25.950% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024597 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -9.849% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024623 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -7.024% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024244 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.550% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024315 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 3.249% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024326 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 6.928% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024361 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.810% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024368 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.159% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024378 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -18.841% | XXXX | 0.52 | XX/XX/XXXX | XXXX | XXXX | -6.910% | XXXX | 0.43 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024428 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 5.322% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024468 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.545% | XXXX | 0.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024472 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -0.640% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024527 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -29.430% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024531 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 7.489% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024117 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.475% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024162 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 12.842% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024509 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 19.733% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024648 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.610% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024708 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.344% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024738 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 0.130% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024783 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 14.759% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024819 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.151% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024871 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -0.002% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024903 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -18.293% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -12.830% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024537 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -7.040% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024107 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 24.375% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024132 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 12.952% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024517 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 13.043% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024540 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 7.913% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024601 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -3.333% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024607 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 8.298% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024681 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 1.908% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024690 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -31.053% | XXXX | 0.73 | XX/XX/XXXX | XXXX | XXXX | -1.870% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024747 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.408% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024758 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -5.258% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024769 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -7.127% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024825 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.893% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024839 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -2.235% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024348 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 14.969% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024398 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 5.589% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024399 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 5.579% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024443 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -0.400% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024444 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.795% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024502 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 7.218% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024510 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -9.079% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024559 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -17.931% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -14.910% | XXXX | 0.29 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024567 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.780% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024347 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 22.616% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024353 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.498% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024577 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.924% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024578 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 4.216% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024628 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 11.277% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024426 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -7.700% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024560 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 10.795% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024588 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.447% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024611 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.628% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024668 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 12.394% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024697 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 10.077% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024733 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 9.091% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024790 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -12.499% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | -1.850% | XXXX | 0.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024806 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -23.221% | XXXX | 0.71 | XX/XX/XXXX | XXXX | XXXX | -2.160% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024865 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 3.772% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024907 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 0.728% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024935 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.695% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024987 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 8.304% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024943 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 13.671% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024993 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -8.118% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025027 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -43.030% | XXXX | 0.51 | XX/XX/XXXX | XXXX | XXXX | -0.670% | XXXX | 0.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025106 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -11.818% | XXXX | 0.88 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025152 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 4.293% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025227 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 20.944% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025416 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.018% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025536 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 39.394% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025642 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.767% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025768 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -6.882% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026025934 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.664% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026022 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 8.595% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026069 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 10.228% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026130 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -11.238% | XXXX | 0.58 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026181 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.656% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026219 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -13.626% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -3.250% | XXXX | 0.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026265 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.203% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026297 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -12.354% | XXXX | 0.88 | XX/XX/XXXX | XXXX | XXXX | -1.590% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026342 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 8.178% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026391 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -6.395% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024013 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -6.608% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024070 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 14.808% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024083 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 9.303% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024246 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 5.957% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024250 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.309% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024299 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 11.719% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024304 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -19.832% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | -18.940% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024529 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.204% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024599 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 8.447% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024603 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 2.978% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024678 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.512% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024682 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -6.516% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024750 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -16.716% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | -14.530% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024762 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.882% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024911 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -6.823% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024926 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -20.433% | XXXX | 0.93 | XX/XX/XXXX | XXXX | XXXX | -3.890% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025017 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 7.020% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025023 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -6.802% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025131 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.950% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025144 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.77 |  |  |  |  |  |  | XXXX | XXXX | -4.004% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025337 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -4.835% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024998 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -8.232% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025031 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 7.380% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025076 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.394% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025145 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -19.124% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -19.930% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025175 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | 59.333% | XXXX | 0.54 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025300 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.168% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025413 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -4.458% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026417 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 11.095% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026446 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 7.275% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026481 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.908% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026515 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.882% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024570 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 2.223% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024801 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -25.474% | XXXX | 0.77 | XX/XX/XXXX | XXXX | XXXX | -27.090% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024869 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 11.909% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025396 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.544% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025792 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.153% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025835 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -9.067% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026051 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.204% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026055 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 8.732% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026156 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.938% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026162 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.779% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024646 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -7.562% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024718 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 17.961% | XXXX | 0.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024720 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 3.403% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024795 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024796 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -47.255% | XXXX | 0.65 | XX/XX/XXXX | XXXX | XXXX | -10.700% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024881 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.459% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024888 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.542% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024899 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.500% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024964 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -2.031% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024975 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.465% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025040 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 3.512% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025047 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -21.077% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | 1.660% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025208 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.118% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025211 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.566% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024382 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -6.469% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024391 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.990% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024411 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.604% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024413 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.218% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024494 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 7.245% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024501 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -0.808% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024512 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -12.754% | XXXX | 0.62 | XX/XX/XXXX | XXXX | XXXX | -20.330% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025099 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -6.774% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020464 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -10.000% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020472 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 7.080% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020638 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -2.750% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020891 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 13.110% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020901 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 7.680% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020930 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 6.798% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020932 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -19.330% | XXXX | 0.76 | XX/XX/XXXX | XXXX | XXXX | -6.580% | XXXX | 0.62 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021017 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -10.596% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -14.080% | XXXX | 0.57 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021029 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.990% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021071 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.424% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021078 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 8.640% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021210 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.870% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021219 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.190% | XXXX | 0.91 | XX/XX/XXXX | XXXX | XXXX | -8.210% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024837 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024845 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 13.416% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024922 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -56.962% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | 6.480% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024929 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.859% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025021 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -3.628% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025025 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -10.549% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -11.740% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025529 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.615% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025600 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.213% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025781 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 55.145% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025879 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.443% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026014 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -18.693% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -27.650% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026087 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.637% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026119 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -13.253% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -18.570% | XXXX | 0.35 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026174 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 4.987% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026222 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 5.135% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026259 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -17.690% | XXXX | 0.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026287 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.938% | XXXX | 0.88 | XX/XX/XXXX | XXXX | XXXX | -32.250% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026350 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 0.630% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026380 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -39.427% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | 3.950% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025004 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 15.846% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025119 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 17.102% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025170 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.270% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025213 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -17.222% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -8.950% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025314 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.022% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025343 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -45.567% | XXXX | 0.94 | XX/XX/XXXX | XXXX | XXXX | 6.073% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025407 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 22.256% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025467 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -10.891% | XXXX | 0.92 | XX/XX/XXXX | XXXX | XXXX | -8.350% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025512 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 3.568% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025548 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 4.906% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025590 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -18.192% | XXXX | 0.75 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025614 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -5.507% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025671 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 4.156% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021268 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 18.950% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021454 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -3.921% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021482 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 5.614% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021511 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 5.040% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021517 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 6.157% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021658 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 8.930% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021706 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.800% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024520 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -4.225% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024226 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.055% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024290 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 9.275% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024447 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -46.207% | XXXX | 0.71 | XX/XX/XXXX | XXXX | XXXX | 3.230% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024482 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -18.931% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | -15.150% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024620 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.962% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026241 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -2.685% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026252 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -18.022% | XXXX | 0.76 | XX/XX/XXXX | XXXX | XXXX | -24.210% | XXXX | 0.62 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026308 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 0.489% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026315 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 5.079% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026395 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -31.429% | XXXX | 0.74 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026400 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -27.091% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -5.860% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025122 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.930% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025137 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 11.589% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025332 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.662% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025370 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.785% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025599 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -9.244% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025782 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -4.450% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025818 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.117% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025429 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.441% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025477 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.038% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025672 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 13.776% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025722 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -1.000% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025952 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -16.922% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | -24.010% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025966 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -21.600% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | 104.260% | XXXX | 0.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026099 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 25.469% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025871 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.069% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026047 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 4.450% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026054 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | 19.658% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026149 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 2.590% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026160 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 41.778% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026226 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -1.654% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026243 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.523% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026310 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -1.764% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026319 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 3.089% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026399 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.862% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026401 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -23.260% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -32.070% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026471 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -3.236% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026477 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.814% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022962 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -6.434% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025700 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.003% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025726 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -1.257% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026025744 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.091% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025789 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.113% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025808 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 6.310% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025843 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.199% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025870 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.968% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024626 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.690% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024647 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -14.679% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | 0.860% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024655 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 1.270% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024671 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 8.553% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024785 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 16.473% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024792 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -19.874% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -11.300% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024804 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -72.574% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -42.200% | XXXX | 0.45 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024807 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -20.661% | XXXX | 0.64 | XX/XX/XXXX | XXXX | XXXX | -4.660% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024932 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.367% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024938 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -9.534% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024990 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024996 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -19.500% | XXXX | 0.88 | XX/XX/XXXX | XXXX | XXXX | -10.970% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025906 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -14.219% | XXXX | 0.93 | XX/XX/XXXX | XXXX | XXXX | -16.407% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025957 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.780% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026026 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 8.216% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026068 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -0.818% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026123 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | -2.515% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026231 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.684% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026313 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 1.242% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026403 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -7.054% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026458 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.224% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026479 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -25.000% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026502 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.979% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024605 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -26.020% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | -16.415% | XXXX | 0.47 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024768 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 22.372% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024848 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -6.667% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025030 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 3.738% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025091 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 22.702% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025168 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 51.716% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025182 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 3.061% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025219 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.121% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025266 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -26.857% | XXXX | 0.56 | XX/XX/XXXX | XXXX | XXXX | -33.900% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025341 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -4.819% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021801 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 2.870% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020980 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 7.360% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021001 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.763% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021067 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.379% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021101 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 6.465% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021322 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -3.924% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021334 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -7.487% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024330 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 0.772% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024811 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 1.645% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024828 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -20.226% | XXXX | 0.54 | XX/XX/XXXX | XXXX | XXXX | 0.120% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025054 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 26.190% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025068 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.75 |  |  |  |  |  |  | XXXX | XXXX | 44.026% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025190 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 14.101% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025202 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.015% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025375 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -7.500% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025433 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.931% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025457 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -8.678% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025502 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.913% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025531 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.625% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025550 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -62.222% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | 20.099% | XXXX | 0.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025583 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.547% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025151 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.012% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025155 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.343% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025292 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 10.445% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025319 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 7.732% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025878 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 10.288% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025888 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026019 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 4.695% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026466 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -6.297% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026476 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 16.712% | XXXX | 0.55 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022716 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -15.672% | XXXX | 0.73 | XX/XX/XXXX | XXXX | XXXX | -1.698% | XXXX | 0.41 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024098 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -4.430% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024821 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 21.463% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024843 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -22.552% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -22.520% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025055 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -17.641% | XXXX | 0.78 | XX/XX/XXXX | XXXX | XXXX | -26.130% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026104 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 4.376% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026196 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 32.202% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026217 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 3.359% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026281 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.467% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026282 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 1.992% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026364 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.386% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026366 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021390 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.191% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021394 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 9.766% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021551 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.969% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021566 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.947% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021607 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.138% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021620 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -8.730% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021707 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.296% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021714 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -29.916% | XXXX | 0.71 | XX/XX/XXXX | XXXX | XXXX | -5.290% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021740 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -7.870% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021752 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -5.262% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021757 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -4.366% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021850 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -5.920% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021859 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -11.684% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -20.020% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021888 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 34.721% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026422 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -10.347% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | -16.420% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026426 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -2.039% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026485 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026487 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 9.849% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024641 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.676% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024658 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.290% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024894 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.753% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026040 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -12.741% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | 4.600% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026179 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.607% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026189 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 14.332% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026218 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.825% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026220 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.073% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026224 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -11.019% | XXXX | 0.82 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026332 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.358% | XXXX | 0.99 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025078 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -10.676% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | -15.330% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025199 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 8.350% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025210 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.649% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025315 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.407% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025326 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -9.125% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025438 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -5.051% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025444 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 3.288% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025623 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -4.989% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025674 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 9.334% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025696 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 10.531% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025732 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 24.960% | XXXX | 0.53 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025753 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.687% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025772 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -1.583% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025814 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -11.032% | XXXX | 0.89 | XX/XX/XXXX | XXXX | XXXX | -4.187% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025532 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.933% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025537 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -4.404% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025593 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -9.557% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025601 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 4.473% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026025683 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.591% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025693 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -2.528% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025736 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 16.594% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021894 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 5.202% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021981 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.354% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021984 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -3.378% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022020 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -2.156% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022025 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -8.897% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022110 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 1.395% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022130 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.079% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025324 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.927% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025330 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 7.813% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025442 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.586% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025453 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025535 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -4.374% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025541 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.902% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025591 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.374% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024933 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.153% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024949 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.131% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025127 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -9.524% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025138 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 9.318% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025243 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025250 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 10.557% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025397 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -31.692% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -20.084% | XXXX | 0.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025406 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025479 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.950% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025492 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 3.367% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025558 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 47.734% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025566 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -11.312% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | -10.446% | XXXX | 0.42 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025646 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 3.349% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025665 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 9.912% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025847 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -1.526% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025867 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -27.638% | XXXX | 0.52 | XX/XX/XXXX | XXXX | XXXX | -9.583% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025920 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.225% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025967 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -23.580% | XXXX | 0.76 | XX/XX/XXXX | XXXX | XXXX | -35.860% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026016 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 50.462% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026076 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 5.099% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026129 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -3.115% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025742 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 6.119% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025790 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -9.771% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025794 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 1.535% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025799 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -5.023% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026025862 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -5.306% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025865 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.974% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025923 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.534% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025594 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.865% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025606 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.105% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025680 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -2.225% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025689 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.368% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025734 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.626% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025740 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -37.920% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -41.146% | XXXX | 0.42 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025791 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -4.815% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025701 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.306% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025710 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.306% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025719 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.174% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025760 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.652% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025761 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.353% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025824 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.096% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025827 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 6.000% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025886 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.747% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025902 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025977 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -5.541% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026002 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -11.098% | XXXX | 0.89 | XX/XX/XXXX | XXXX | XXXX | -9.698% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026091 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 0.955% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026106 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -7.767% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026242 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.686% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025930 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.717% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026037 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 3.918% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026043 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 6.228% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026141 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -4.768% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026153 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026330 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 31.999% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026336 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 34.826% | XXXX | 0.54 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026177 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 5.664% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026322 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.983% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025797 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.186% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025863 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.509% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025924 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 10.471% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025939 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -27.907% | XXXX | 0.78 | XX/XX/XXXX | XXXX | XXXX | -44.866% | XXXX | 0.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026042 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.929% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026049 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.017% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026139 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -2.899% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026146 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -5.757% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026164 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.446% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026026325 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 11.716% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026331 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026354 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -1.502% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026377 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026388 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.833% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026478 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -17.993% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -15.940% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026480 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.484% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026504 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.810% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026517 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.330% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024863 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 0.412% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024874 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -0.749% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025016 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 10.553% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025050 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 9.645% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025214 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.490% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025228 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 9.268% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025261 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 6.362% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025282 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 2.857% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025454 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.386% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025460 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 25.981% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025511 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 0.130% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025528 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | 28.974% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025607 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -6.734% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025615 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.289% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026270 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 7.357% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025673 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.591% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025675 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.226% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025746 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.421% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025754 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.919% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025763 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -3.562% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025774 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 7.832% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025866 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.128% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025868 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.546% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025883 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 13.846% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025919 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.366% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026053 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.429% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026071 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.198% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026128 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.822% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026134 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -6.797% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022401 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -1.660% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022404 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -3.540% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022448 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -1.060% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022449 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -72.960% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -61.460% | XXXX | 0.31 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026022497 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 17.750% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022509 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -22.530% | XXXX | 0.84 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022557 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.920% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022170 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 8.000% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022174 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020030 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 8.170% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022864 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.399% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022869 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -22.801% | XXXX | 0.88 | XX/XX/XXXX | XXXX | XXXX | 1.360% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022895 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 18.646% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022902 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.134% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022649 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.280% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022653 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -7.850% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022712 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.560% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022720 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 6.840% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022785 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 34.550% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022796 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 5.610% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020002 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -46.870% | XXXX | 0.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022983 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 10.550% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022986 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.840% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023009 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -31.324% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | -16.880% | XXXX | 0.36 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023013 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 10.656% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023121 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -8.070% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023125 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -15.477% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -23.770% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020053 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -0.982% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020106 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.140% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020194 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -6.457% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020248 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.394% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020254 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.134% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020310 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -4.518% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020322 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.650% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023164 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -7.129% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023167 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 17.820% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023226 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -11.078% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -0.880% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023271 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 9.112% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023274 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 5.222% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023351 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 7.390% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023357 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -16.485% | XXXX | 0.82 | XX/XX/XXXX | XXXX | XXXX | 2.650% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020390 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.669% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020392 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -0.840% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020438 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -1.344% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020453 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -2.292% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020510 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 42.260% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026020512 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 11.315% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020591 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 23.876% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023369 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -4.952% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023380 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.276% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023392 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.633% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023495 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 9.910% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023504 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -8.520% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023506 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -4.248% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023524 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 8.579% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020598 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | 2.928% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020700 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -1.997% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020712 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.256% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020767 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -5.605% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020771 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.283% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020855 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.789% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020861 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.605% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024979 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -7.204% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024980 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 8.712% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025399 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.98 |  |  |  |  |  |  | XXXX | XXXX | -0.181% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025447 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -26.310% | XXXX | 0.68 | XX/XX/XXXX | XXXX | XXXX | -22.980% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020140 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -6.350% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020147 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.380% | XXXX | 0.52 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020522 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -0.850% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023529 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 3.990% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023648 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.776% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023657 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 16.050% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023691 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.110% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023698 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.520% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023806 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -8.246% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023817 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -2.730% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020526 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.960% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020769 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.203% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020779 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -14.800% | XXXX | 0.91 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020919 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.280% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020924 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -1.120% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020982 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.950% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020988 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -1.530% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023846 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.371% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023856 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 7.309% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023963 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -0.844% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023988 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -6.659% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024038 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -15.776% | XXXX | 0.91 | XX/XX/XXXX | XXXX | XXXX | -7.280% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024046 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 7.324% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024206 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.020% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021045 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.413% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021047 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 5.344% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021064 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 15.990% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021151 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 2.420% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021155 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 15.825% | XXXX | 0.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021249 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 7.755% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021251 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -3.740% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021361 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -1.800% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021384 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.990% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021457 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -4.494% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021561 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 6.950% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021569 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 7.700% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021848 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -13.380% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022009 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 4.100% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024296 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 15.400% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023136 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.186% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023191 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.105% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023318 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -5.439% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023355 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | -0.385% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023785 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 62.697% | XXXX | 0.51 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023795 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 23.336% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020435 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.233% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020684 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 10.979% | XXXX | 0.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026020885 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.347% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021042 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 16.036% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021049 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -14.322% | XXXX | 0.89 | XX/XX/XXXX | XXXX | XXXX | -9.970% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021243 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -15.897% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -17.020% | XXXX | 0.64 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021245 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.522% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023915 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 10.607% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023917 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.635% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024183 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 8.633% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024194 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.096% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024223 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -6.212% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024239 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 0.004% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024329 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -11.318% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -5.790% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024333 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.458% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024349 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 12.901% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024358 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 9.104% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024433 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.062% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024436 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 6.182% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

------

---

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024440 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 1.557% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024460 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -0.419% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024462 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -2.816% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024539 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.83 |  |  |  |  |  |  | XXXX | XXXX | -13.168% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -18.850% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024552 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 1.157% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023143 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | -67.640% | XXXX | 0.72 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023552 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -49.915% | XXXX | 0.5 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023815 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -14.815% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -12.020% | XXXX | 0.48 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024549 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -3.862% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024556 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 18.514% | XXXX | 0.63 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024572 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.664% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024587 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.467% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024595 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 12.326% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024691 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.431% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024704 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -3.414% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024737 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -5.388% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024746 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 21.128% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024870 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.79 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -28.930% | XXXX | 0.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024875 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 37.654% | XXXX | 0.69 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024906 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -6.429% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024909 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 5.214% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025029 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 21.569% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025032 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 14.060% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025069 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -13.433% | XXXX | 0.97 | XX/XX/XXXX | XXXX | XXXX | -10.680% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025085 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 7.203% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025411 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 21.164% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025415 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.538% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025533 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 0.457% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025573 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.096% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025603 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.877% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025651 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 8.610% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025766 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -74.000% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -31.830% | XXXX | 0.45 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025775 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -10.080% | XXXX | 0.85 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026065 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -11.021% | XXXX | 0.85 | XX/XX/XXXX | XXXX | XXXX | 0.450% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026082 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026116 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 0.414% | XXXX | 0.55 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026121 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 4.684% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026256 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 24.891% | XXXX | 0.66 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026264 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -2.922% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026290 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 5.914% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026307 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.571% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026410 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -0.282% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026026420 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -27.486% | XXXX | 0.7 | XX/XX/XXXX | XXXX | XXXX | -8.440% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026444 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -3.256% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026456 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.577% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026464 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -15.455% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | -19.640% | XXXX | 0.6 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024602 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.77 |  |  |  |  |  |  | XXXX | XXXX | 3.044% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024621 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 11.415% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024712 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 71.014% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024778 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.172% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025090 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.259% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025092 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 5.133% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025169 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.525% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025173 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.440% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025342 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.664% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025363 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 4.944% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025431 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -6.335% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025434 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.498% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025549 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 2.313% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025551 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 0.404% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025581 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 19.868% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025586 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.456% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025694 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 7.023% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025699 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.431% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025723 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -24.277% | XXXX | 0.94 | XX/XX/XXXX | XXXX | XXXX | -9.890% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025728 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -8.961% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025800 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.78 |  |  |  |  |  |  | XXXX | XXXX | -62.500% | XXXX | 0.54 | XX/XX/XXXX | XXXX | XXXX | -56.493% | XXXX | 0.38 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025809 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -4.902% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025844 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 5.888% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025858 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -14.489% | XXXX | 0.86 | XX/XX/XXXX | XXXX | XXXX | -24.162% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025963 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.674% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025970 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -8.818% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026006 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -7.960% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026025 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -3.921% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026031 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.97 |  |  |  |  |  |  | XXXX | XXXX | 0.820% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026202 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 6.160% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026234 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.184% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026277 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 3.996% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026316 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 14.818% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021357 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.377% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021386 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -1.520% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021500 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -9.342% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021501 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 0.024% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021580 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | 16.360% | XXXX | 0.71 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026021584 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.663% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021671 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 9.885% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021728 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.809% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021735 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 36.117% | XXXX | 0.77 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021802 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.445% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021810 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 1.898% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021872 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -11.850% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021887 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 22.350% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021937 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -4.217% | XXXX | 0.75 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026021941 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.194% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022004 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 22.210% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022010 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -16.723% | XXXX | 0.77 | XX/XX/XXXX | XXXX | XXXX | -6.390% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022058 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.387% | XXXX | 0.98 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022072 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 10.138% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022148 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 10.802% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022149 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 8.723% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022235 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.907% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022242 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 2.900% | XXXX | 0.65 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022629 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -2.213% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022694 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -3.820% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022879 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 5.621% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022880 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.781% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022953 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -3.360% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022954 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -31.724% | XXXX | 0.84 | XX/XX/XXXX | XXXX | XXXX | 11.680% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022988 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.540% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026022998 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 3.779% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023069 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -5.020% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023074 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -12.353% | XXXX | 0.91 | XX/XX/XXXX | XXXX | XXXX | -11.370% | XXXX | 0.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023140 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -1.320% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023142 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.180% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023194 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | 8.861% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023202 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.762% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023236 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 3.390% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023254 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 8.226% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023310 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -0.719% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023313 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -31.020% | XXXX | 0.79 | XX/XX/XXXX |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023359 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -1.242% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023368 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.866% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023416 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 7.739% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023426 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -2.941% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023513 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 17.930% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023518 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -1.310% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026023590 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 0.252% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023595 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.840% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023599 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 3.523% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023659 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 5.214% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023661 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -15.000% | XXXX | 0.87 | XX/XX/XXXX | XXXX | XXXX | -9.880% | XXXX | 0.54 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023762 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -5.151% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023764 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.8 |  |  |  |  |  |  | XXXX | XXXX | -17.881% | XXXX | 0.67 | XX/XX/XXXX | XXXX | XXXX | -33.900% | XXXX | 0.36 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023820 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | -2.500% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023823 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.007% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023832 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -4.161% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023883 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -2.160% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023887 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 1.020% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024015 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 2.695% | XXXX | 0.78 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024016 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -17.859% | XXXX | 0.92 | XX/XX/XXXX | XXXX | XXXX | -9.150% | XXXX | 0.54 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024125 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -9.088% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024126 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 5.750% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023210 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  | XXXX | XXXX | -9.950% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023240 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 7.147% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023618 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.88 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | 8.510% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023623 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -0.698% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023805 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 15.458% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026023849 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 6.100% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024054 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -16.901% | XXXX | 0.88 | XX/XX/XXXX | XXXX | XXXX | -12.190% | XXXX | 0.46 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024066 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -2.164% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024207 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 8.555% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024209 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -2.597% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024256 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 2.881% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024257 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -15.410% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | -17.990% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024293 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 2.221% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024338 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -6.011% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024403 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 27.639% | XXXX | 0.5 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024405 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 4.247% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024441 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 12.572% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024446 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -8.522% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024503 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -5.877% | XXXX | 0.7 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024505 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -27.361% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | 14.750% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024568 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 1.973% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024569 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -54.116% | XXXX | 0.63 | XX/XX/XXXX | XXXX | XXXX | -13.540% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024374 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 3.715% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024425 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 10.390% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024575 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.256% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024579 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -3.970% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026024630 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 2.267% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024643 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.347% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024731 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 21.915% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024732 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -20.604% | XXXX | 0.75 | XX/XX/XXXX | XXXX | XXXX | -33.920% | XXXX | 0.59 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024793 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -7.216% | XXXX | 0.79 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024799 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -2.400% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024885 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 8.896% | XXXX | 0.81 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024887 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -7.580% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024981 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 20.904% | XXXX | 0.76 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024984 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -2.863% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025038 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -8.819% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025063 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 19.195% | XXXX | 0.62 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025187 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | 1.114% | XXXX | 0.83 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025201 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.93 |  |  |  |  |  |  | XXXX | XXXX | -0.934% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025485 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -12.333% | XXXX | 0.9 | XX/XX/XXXX | XXXX | XXXX | 25.050% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025521 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -4.142% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025702 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  | XXXX | XXXX | 331.250% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025709 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.793% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025982 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -3.300% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026008 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 2.621% | XXXX | 0.61 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026090 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | 3.623% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026097 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -1.797% | XXXX | 0.72 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026108 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -10.840% | XXXX | 0.68 | XX/XX/XXXX | XXXX | XXXX | -0.340% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026197 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -2.312% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026208 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | -3.540% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026284 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 12.065% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026286 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | -2.111% | XXXX | 0.82 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026369 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | -0.837% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026423 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.82 |  |  |  |  |  |  | XXXX | XXXX | 23.604% | XXXX | 0.73 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026425 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | BPO as-is | XX/XX/XXXX | XXXX | 0.99 |  |  |  |  |  |  |  | XXXX | -100.000% | XXXX |  | XX/XX/XXXX | XXXX | XXXX | -26.160% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026489 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.86 |  |  |  |  |  |  | XXXX | XXXX | -20.479% | XXXX | 0.8 | XX/XX/XXXX | XXXX | XXXX | -0.810% | XXXX | 0.68 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026500 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 0.660% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024638 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 10.161% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024677 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | 1.405% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024897 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -6.462% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026024925 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | 1004 | XX/XX/XXXX | XXXX | 1 |  |  |  |  |  |  | XXXX | XXXX | 24.158% | XXXX | 0.56 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025139 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 3.509% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025143 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -3.118% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025237 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | 0.000% | XXXX | 0.8 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025257 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 5.485% | XXXX | 0.89 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025379 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -0.444% | XXXX | 0.94 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025390 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -12.231% | XXXX | 0.79 | XX/XX/XXXX | XXXX | XXXX | -10.597% | XXXX | 0.88 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **1st AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **2nd AVM VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **OTHER VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | **UPDATED MULTIPROPERTY**<br> **VALUES** | | |
| **Customer**<br> **Loan ID** | **Seller Loan**<br> **ID** | **Subject<br>Address** | **Subject<br>City** | **Subject<br>State** | **Subject<br>Zip** | **Note Date** | **Original**<br> **Loan<br>Amount** | **Sales<br>Price** | **PIW<br>Indicator** | **Appraised**<br> **Value** | **Value<br>for<br>LTV** | **Appraisal**<br> **Form<br>Type** | **Appraisal Date** | **Appraisal<br>Company<br>Name** | **AVM<br>Confidence<br>Score** | **Market<br>Condition** | **Second**<br> **Appraisal<br>Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Second**<br> **Appraisal<br>Date** | **Second**<br> **Appraisal<br>Type** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Confidence**<br> **Score** | **Appraisal Date** | **Appraised Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Appraised**<br> **Value** | **Variance**<br> **Amount** | **Variance**<br> **Percent** | **Company** | **Appraisal<br>Date** | **Aggregate**<br> **Appraised<br>Value** | **Aggregate**<br> **Variance<br>Amount** | **Aggregate**<br> **Variance<br>Percent** | <br>**Is**<br> **Eligible**<br> **for Rep<br>and**<br> **Warrant**<br> **Relief per<br>Loan<br>Collateral<br>Advisor?** | <br>**Collateral<br>Underwriter<br>Risk Score** |
|  XXXX | 2026025499 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -9.790% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025501 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | 3.537% | XXXX | 0.74 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025554 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.89 |  |  |  |  |  |  | XXXX | XXXX | -20.788% | XXXX | 0.83 | XX/XX/XXXX | XXXX | XXXX | -22.640% | XXXX | 0.86 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025569 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 4.560% | XXXX | 0.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025626 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | 0.328% | XXXX | 0.87 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025637 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.85 |  |  |  |  |  |  | XXXX | XXXX | -7.653% | XXXX | 0.84 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025714 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 1.887% | XXXX | 0.97 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025718 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -1.275% | XXXX | 0.93 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025758 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.84 |  |  |  |  |  |  | XXXX | XXXX | -10.922% | XXXX | 0.81 | XX/XX/XXXX | XXXX | XXXX | -25.800% | XXXX | 0.58 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025762 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.91 |  |  |  |  |  |  | XXXX | XXXX | 8.338% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025819 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.87 |  |  |  |  |  |  | XXXX | XXXX | -26.331% | XXXX | 0.5 | XX/XX/XXXX | XXXX | XXXX | -31.013% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025822 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 1.589% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025892 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.92 |  |  |  |  |  |  | XXXX | XXXX | 10.180% | XXXX | 0.92 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025897 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.94 |  |  |  |  |  |  | XXXX | XXXX | -10.597% | XXXX | 0.91 | XX/XX/XXXX | XXXX | XXXX | -10.493% | XXXX | 0.85 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026025973 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | -22.770% | XXXX | 0.66 | XX/XX/XXXX | XXXX | XXXX | -31.325% | XXXX | 0.67 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026003 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | -1.211% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026077 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.81 |  |  |  |  |  |  | XXXX | XXXX | -17.647% | XXXX | 0.68 | XX/XX/XXXX | XXXX | XXXX | -37.166% | XXXX | 0.23 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026084 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.9 |  |  |  |  |  |  | XXXX | XXXX | 4.560% | XXXX | 0.95 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026244 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.96 |  |  |  |  |  |  | XXXX | XXXX | 0.819% | XXXX | 0.9 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  XXXX | 2026026250 | XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX |  |  | XXXX | XXXX | AVM | XX/XX/XXXX | XXXX | 0.95 |  |  |  |  |  |  | XXXX | XXXX | 4.887% | XXXX | 0.96 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.4

**Exhibit 99.4** 

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026395 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026399 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026366 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026487 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024979 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026256 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026208 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025768 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024664 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025982 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026174 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025592 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026265 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026252 | XXXX | XXXX | XXXX |  |  | **(Clear) ROR - Other-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **There are additional findings regarding the Recession Notice. There is a notification in this file that application was withdrawn with no further explanation.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 3 | 1 | 3 | 3 C A |
| XXXX | 2026026222 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025447 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Name Discrepancy-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The security instrument was not completed accurately. The name of the Trust listed in the mortgage does not match the name of the Trust listed in the Trust documents. The mortgage is signed as "XXXX and Wealthy XXXX as Trustee(s) under XXXX dated XX/XX/XXXX", while Trust Certificate provided lists trustees as: XXXX and XXXX.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 3 | 3 | 3 | 3 C A |
| XXXX | 2026026377 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025563 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025354 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026456 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026264 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025835 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025451 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025722 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Missing Signature-** <br> **The Security Instrument was not fully executed by all required parties. The borrower XXXX, non-borrower with vested interest XXXX, and the notary signatures were missing.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **(Open) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **State Testing. The file failed one or more of the state threshold tests. The loan failed the origination fee test. The loan has an origination fee that is greater than XXXX% of the loan's principal.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 3 | 2 | 3 | 2 C B A |
| XXXX | 2026025596 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026315 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024770 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025781 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026218 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025196 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026243 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026471 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025455 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026502 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026019 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX). The DTI of XXXX% exceeds the guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026025871 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026217 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025888 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025109 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026108 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026069 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026226 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025603 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025510 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025472 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026354 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026097 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026022 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025600 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026055 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026149 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026476 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026224 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026364 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026422 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025008 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024884 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026259 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026281 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026479 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the origination adjusted value within 10%.** |  | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 2 A B |
| XXXX | 2026026458 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026290 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026369 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025952 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026485 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025651 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026504 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026065 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025966 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026287 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026417 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026196 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026444 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025766 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024927 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026410 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026308 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026090 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026400 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026181 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026121 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026156 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026464 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025934 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026189 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026197 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025099 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026104 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026220 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025077 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025572 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025493 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026014 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026480 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026297 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026515 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026517 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025185 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026116 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025818 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026342 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024657 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026082 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026478 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025878 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025702 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024980 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025792 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026307 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026162 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026025775 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024928 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026219 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026426 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026286 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026087 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025879 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025709 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026040 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026481 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025672 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026008 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026284 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026310 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026319 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026446 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026179 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026282 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025323 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026054 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026350 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026466 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024636 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026403 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026380 | XXXX | XXXX | XXXX |  |  | **(Open) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **State Testing. The file failed one or more of the state threshold tests. The loan failed the origination fee test. The loan has an origination fee that is greater than XXXX% of the loan's principal.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 2 | 2 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026241 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025203 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025098 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025782 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026489 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026332 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026130 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026401 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026099 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020048 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026119 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025361 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026051 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025399 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026047 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026500 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025599 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026160 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026391 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026423 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025553 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026425 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026477 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025642 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026420 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025100 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026388 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026242 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025550 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025814 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026026043 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025228 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024828 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025324 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025261 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024712 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026128 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025847 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024897 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025537 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025607 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024641 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026003 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025819 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024677 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025939 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025791 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026146 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025919 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025219 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025434 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025549 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026134 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025742 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024925 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026139 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024843 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026076 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | (Clear) No Credit Finding- <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025760 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025700 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025844 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025930 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024602 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026244 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026071 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024933 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025548 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025326 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025213 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025886 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: The Maturity Date is missing.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026022716 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025867 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026025 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025923 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024570 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025050 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025637 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025694 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025762 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026091 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025501 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025581 | XXXX | XXXX | XXXX |  |  | **(Open) State Testing - Prohibited Fees-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)) The loan has an origination fee that is greater than XXXX% of the loan's principal.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026025623 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025438 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025673 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024874 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025535 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026077 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025862 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026042 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025746 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024330 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025243 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025502 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025314 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024801 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025390 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026037 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026031 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025182 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025892 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025444 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025920 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025590 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025016 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025492 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025591 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025593 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026141 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025202 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026006 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025407 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: The Maturity Date is missing.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026024638 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025528 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026068 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024894 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025734 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025897 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025511 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025753 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025858 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026106 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025078 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024863 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026123 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025718 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025674 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025341 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025554 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025460 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025761 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026316 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025282 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026270 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026129 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025970 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025190 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026330 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025800 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025799 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025809 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025250 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025143 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026177 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025744 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025865 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025442 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026084 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026234 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025754 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025680 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025866 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025714 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025054 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025168 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025763 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025671 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025870 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025342 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025863 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025531 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026002 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025551 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025406 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024098 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: The Maturity Date is missing.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026025794 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025824 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025092 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025257 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025758 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026153 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025696 | XXXX | XXXX | XXXX |  |  | **(Clear) ROR - Other-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **There are additional findings regarding the Recession Notice. There is a notification in the file that the transaction was cancelled.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026026049 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025138 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025199 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025774 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025068 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025566 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025710 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025375 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025902 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026277 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025210 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025363 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025594 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025541 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025169 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025431 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024821 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025606 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025790 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025030 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026164 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025689 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025822 | XXXX | XXXX | XXXX |  |  | **(Clear) Rescission Test-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **There was no disbursement/funding date provided in the loan file. Unable to determine if the borrower was provided XXXX business days to rescind the transaction.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026025808 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025343 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025868 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025499 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025512 | XXXX | XXXX | XXXX |  |  | **(Clear) Compliance Finding - Other Documentation-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **There were additional observations regarding the closing documentation. The data tape reflected the subject loan was originated and closed as a 2nd mortgage; however, the liens search reflected an existing 1st and 2nd mortgage. The existing 2nd mortgage reflected a balance of $XXXX; however, the loan file did not contain documentation evidencing this was paid in full with the proceeds of the new subject mortgage as required to ensure the existing subject mortgage was in 2nd XXXX position.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **Balances less the $XXXX are excluded from lien position per guidelines. (Resolved)** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026025091 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026331 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025237 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025397 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025586 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024621 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024869 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025699 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025963 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024768 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022962 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: The Maturity Date is missing.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026025379 | XXXX | XXXX | XXXX |  |  | **(Clear) Compliance Finding - Other Documentation-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **There were additional observations regarding the closing documentation. The data tape reflected the subject loan was originated and closed as a 2nd mortgage; however, the liens search reflected an existing 1st and 2nd mortgage. The existing 2nd mortgage reflected a balance of $XXXX; however, the loan file did not contain documentation evidencing this was paid in full with the proceeds of the new subject mortgage as required to ensure the existing subject mortgage was in 2nd XXXX position.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **Balances less the $XXXX are excluded from lien position per guidelines. (Resolved)** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026026322 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026336 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025266 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025797 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025726 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026202 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025614 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025693 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026250 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025170 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025683 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025675 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025127 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025532 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025214 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025736 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025330 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025646 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025719 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025090 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026016 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025973 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026026313 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025728 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025569 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025004 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025055 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024811 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025906 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026026325 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025433 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025723 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025453 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025457 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025772 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025827 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024848 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025315 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024778 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025883 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025789 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025924 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025843 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026231 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026026 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025740 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024605 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025977 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025173 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025732 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025701 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024949 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025479 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025957 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025615 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026026053 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025665 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025139 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025967 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025626 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025454 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025119 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025583 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025558 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025467 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025601 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024658 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021115 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021214 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020211 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021219 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020945 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020232 | XXXX | XXXX | XXXX |  |  | **(Open) State Testing-** <br> **The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)). The loan has an origination fee that is greater than XXXX% of the loan's principal.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 2 | 2 | 3 | 3 C A B |
| XXXX | 2026021210 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021451 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021454 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021107 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021442 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020749 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021552 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021848 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021091 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020472 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020316 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021546 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020706 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021457 | XXXX | XXXX | XXXX |  |  | **(Open) State Testing - Interest Rate-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026021181 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021244 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021268 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020786 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021331 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021613 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020905 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

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---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020466 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021758 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021053 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020806 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021325 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021541 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020371 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020924 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021045 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021330 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020526 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021140 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021931 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021465 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020919 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021139 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021316 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020956 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021348 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021251 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021029 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020808 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021553 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020999 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021511 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020993 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020533 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021047 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021537 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020932 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021518 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021194 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021311 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021027 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021109 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020140 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021252 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020678 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021249 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020936 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020997 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021202 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020762 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020982 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021151 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021443 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021517 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021172 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020757 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020928 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021447 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020522 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021629 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020988 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021513 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020891 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020396 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021801 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021190 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020901 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021561 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020992 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020832 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021404 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020964 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021530 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021155 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021064 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021526 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021424 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021658 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020787 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021633 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020235 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021569 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020743 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021282 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021409 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021689 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021078 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020951 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020287 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021074 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021389 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020147 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020702 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020935 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021197 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021089 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021341 | XXXX | XXXX | XXXX |  |  | **(Clear) XXXX Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) XXXX Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021598 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020769 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020296 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021182 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Open) Income Variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a - XXXX% variance. The DTI of XXXX% is within the guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| XXXX | 2026021285 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021014 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021706 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020979 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021441 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021455 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021079 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020506 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020930 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021631 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020871 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021007 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020849 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021158 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021071 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020791 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021482 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021039 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020500 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021384 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020579 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021361 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021488 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020779 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020464 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020931 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020638 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020666 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020893 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022009 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021644 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021226 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021167 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021225 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021373 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021395 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020994 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021556 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020833 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020810 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020978 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020950 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021126 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020868 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021171 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021058 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021653 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021856 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020172 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020880 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021080 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021254 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020976 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021017 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021522 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021012 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022468 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022665 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022507 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022392 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022588 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022345 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022698 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022591 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022205 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022671 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022523 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022463 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022850 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022473 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022327 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022748 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022618 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022367 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022340 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021446 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022689 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022248 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022108 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022452 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022714 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022566 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021911 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022497 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022685 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022653 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022401 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022620 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022166 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021208 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022329 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider did not disclose the name of the condominium project.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The recorded Mortgage has been provided. The recorded document is XXXX pages; it appears the Condo Rider was not corrected and recorded with the Mortgage; however, pg. XXXX of the Mortgage lists the Condo rider as part of the Mortgage. Please provide a Mortgage will all listed riders and evidence of re-recording or an updated pg. XXXX initialed by the borrowers removing the rider and evidence of re-recording. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026022444 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022699 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022394 | XXXX | XXXX | XXXX |  |  | **(Open) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)). The loan has an origination fee that is greater than XXXX% of the loan's principal.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026022851 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022521 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022338 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022668 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022777 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022656 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022437 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022531 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022728 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022380 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022528 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Missing Signature-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The Security Instrument was not fully executed by all required parties. The borrower's signature was missing.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026022675 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022391 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider did not disclose the name of the condominium project.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The updated rider provided is sufficient to cure the exception. (Resolved)** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026022672 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022866 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022557 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022611 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022449 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022615 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022429 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022448 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022379 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021902 | XXXX | XXXX | XXXX |  |  | **(Clear) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **his loan is a rate restricted loan. (XXXX. §58.137.2(c)). The loan has an interest rate that does not conform to the requirements for the lender's license type in the state where the property is located. Per counsel, the violation does not carry assignee liability. They are not violations of state high cost or anti predatory laws. Informational only.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022423 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022493 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020054 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Inaccurate-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The name of the trust listed in the mortgage and riders does not match the name of the trust listed in the trust documents. "Living" was not included in the name of the trust.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **(Open) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider did not disclose the name of the condominium project.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **(Open) Security Instrument - Inaccurate-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The development name on the XXXX rider does not match the name on the legal description.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |
| XXXX | 2026022546 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022213 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022719 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022360 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022303 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021987 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022490 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022736 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021130 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022596 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022725 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider did not disclose the name of the condominium project.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 3 | 1 | 1 | 3 | 3 | 1 | 1 C A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022734 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022737 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022251 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022613 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022731 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022649 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022688 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022800 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022311 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022335 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022315 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022804 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022464 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022755 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022433 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022819 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022459 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022309 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022410 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022525 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022426 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. Plaid for the borrower reflected income of $XXXX. The DTI of XXXX% exceeds the guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 3 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022475 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021806 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX). The DTI of XXXX% exceeds the guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **Documentation received is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026022443 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022723 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022761 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022509 | XXXX | XXXX | XXXX |  |  | **(Open) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)). The loan has an origination fee that is greater than XXXX% of the loan's principal.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 2 | 2 | 3 | 3 C A B |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022809 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022399 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022180 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022400 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022796 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022404 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022593 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022744 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022847 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022645 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022624 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022375 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022781 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022436 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022666 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021481 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021841 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022418 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022720 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022487 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022846 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022535 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022112 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022556 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022536 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022387 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX). The DTI of XXXX% exceeds the guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 3 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022621 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022539 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022435 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022200 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022862 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022202 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022427 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. Plaid for the borrower reflected income of $XXXX. The DTI of XXXX% exceeds the guidelines.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026022467 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022348 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022555 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022125 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022441 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022252 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022853 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022704 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022462 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022414 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022534 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Inaccurate-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The security instrument was not completed accurately. The month the borrower personally appeared before the notary is incorrect.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 3 | 1 | 3 | 2 C B A |
| XXXX | 2026022845 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022413 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022603 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021240 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022785 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022042 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022417 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022712 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021432 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022346 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022628 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022612 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022476 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020019 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024601 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024746 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024162 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024668 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024353 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024318 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024732 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024718 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024943 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024587 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024575 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024987 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024990 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024875 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023464 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024837 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025300 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024865 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024655 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024964 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025029 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Missing Signature-** <br> **The Security Instrument was not fully executed by all required parties. The borrower, witness and notary signature was missing.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026025292 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025187 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024762 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024578 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024790 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024795 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024993 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024620 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024839 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024671 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024579 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025411 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025415 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024560 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025529 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023611 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025152 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024819 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024845 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025085 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024626 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025208 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024903 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024720 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024738 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024807 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024938 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024887 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024785 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024881 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024529 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024540 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024226 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024926 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025485 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025175 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024597 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025038 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025021 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025227 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024509 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024870 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025031 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025332 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024984 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024783 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024426 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024708 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025040 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025536 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024922 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024871 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025017 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024929 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024935 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025122 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025131 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024697 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024796 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024804 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025521 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024996 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025370 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024607 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024556 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023552 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024628 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025416 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024799 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025076 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024737 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024681 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024907 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024769 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025201 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024678 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025027 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025063 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024611 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024425 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025396 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024981 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024572 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023143 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024132 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024750 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024747 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024825 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025137 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024911 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024374 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024459 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024906 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024648 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025155 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024733 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024550 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024603 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024117 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025047 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025319 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024691 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024447 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024623 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024793 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024975 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024704 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024758 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024806 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026025477 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025429 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024888 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024283 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025023 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024595 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024599 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024647 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024643 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024646 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024630 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024932 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024899 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025069 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024517 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025106 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024690 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024682 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024577 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025337 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023815 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024482 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024549 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024290 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024909 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024731 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025145 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025211 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024588 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025144 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024347 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025151 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025413 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024885 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024792 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026025025 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024107 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026025533 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025032 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026025573 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024998 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020030 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020530 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXXm from the borrower's SSI and XXXX benefit. The DTI of XXXX% exceeds the guidelines.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026020178 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020255 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020334 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020760 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020116 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020696 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020788 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020002 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020071 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020294 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020106 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020763 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020421 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020508 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020430 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020310 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020420 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020753 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020091 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020870 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020387 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020176 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020494 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020368 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Inaccurate-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The security instrument was not completed accurately. The borrower(s) signed the mortgage on XX/XX/XXXX but the XXXX stated they did not appear before them until XX/XX/XXXX.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **(Clear) Rescission Test-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026020370 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020873 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020570 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020266 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020053 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020831 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020536 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020329 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020628 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020434 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020470 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020246 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020643 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020476 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020218 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020403 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020975 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020412 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020659 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020173 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020378 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020673 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020572 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020635 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020196 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020392 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020555 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020723 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020515 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020552 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020292 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020716 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020467 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020477 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020573 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020185 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020214 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020234 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020324 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020537 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020078 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020523 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020609 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020713 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020687 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020358 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020089 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020591 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020582 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020491 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020772 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020365 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020418 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020524 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020512 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020303 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020104 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020456 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020780 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020249 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020771 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020852 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020330 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020415 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020200 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020400 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020433 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020163 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020195 | XXXX | XXXX | XXXX |  |  | **(Open) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The file failed one or more of the state threshold tests. The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)) The loan has an origination fee that is greater than XXXX% of the loan's principal.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020750 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020254 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020814 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020510 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020586 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020663 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020087 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020158 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020110 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020100 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020776 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020665 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020446 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020700 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020794 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020322 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020369 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020861 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020149 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020793 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020438 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020241 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020485 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020639 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020567 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020166 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020102 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020737 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020105 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020767 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020614 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020453 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020773 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020286 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020752 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020386 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020306 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020215 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020373 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020069 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020751 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020697 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020509 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020855 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020520 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020488 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020390 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020154 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020817 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020429 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020194 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020689 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020842 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020677 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020070 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020712 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020067 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020192 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020568 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020256 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020443 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020598 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020117 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020248 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020437 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020372 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020210 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020276 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020492 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020820 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020257 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020157 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020274 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020108 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020715 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020748 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020073 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020304 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020251 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020010 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020145 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020827 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020507 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020394 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022216 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026020051 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX). The DTI of XXXX% exceeds the guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **Documentation received is sufficient. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026021908 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021400 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021577 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022235 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020990 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022025 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021357 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021643 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022130 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022186 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022242 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021892 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022277 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026020326 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021141 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021702 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021566 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022230 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021981 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021663 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021887 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021978 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021755 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020885 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021440 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022037 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021797 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021946 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020929 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021290 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021740 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021999 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022044 | XXXX | XXXX | XXXX |  |  | **(Clear) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The file failed one or more of the state threshold tests.his loan failed the points and fees threshold test due to one of the following findings: (XXXX HB XXXX, XXXX. Code Ann., Com. XXXX)). The latest available closing date (or date creditor received application) is on or after XX/XX/XXXX and the date creditor received application is before XX/XX/XXXX, and the total points and fees, as defined in HOEPA (Section 32), payable by the consumer at or before loan closing exceed the greater of XXXX% of the total loan amount, as defined in HOEPA (Section 32), or $XXXX. However, Borrower and Lender agreed within the Note that the terms were to be made under and governed by Subtitle XXXX, Credit Grantor Revolving Credit Provisions, of Title 12 of the Commercial Law Article of the Annotated Code of XXXX, except as preempted by Federal Law. XXXX% threshold applies. Informational Only.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022004 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021578 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022160 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022175 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022089 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021207 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020768 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021707 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021810 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021610 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Trust Missing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Title to the Property is held in a Trust, but the Trust Document is missing. Unable to determine if signatures on the Security Instrument are accurate.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026021152 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021288 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020729 | XXXX | XXXX | XXXX |  |  | **(Clear) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The file failed one or more of the state threshold tests. This loan failed the points and fees threshold test due to one of the following findings: (XXXX HB XXXX, XXXX. Code Ann., Com. XXXX)). The latest available closing date (or date creditor received application) is on or after XX/XX/XXXX and the date creditor received application is before XX/XX/XXXX, and the total points and fees, as defined in HOEPA (Section 32), payable by the consumer at or before loan closing exceed the greater of XXXX% of the total loan amount, as defined in HOEPA (Section 32). However, Borrower and Lender agreed within the Note that the terms were to be made under and governed by Subtitle XXXX, Credit Grantor Revolving Credit Provisions, of Title 12 of the Commercial Law Article of the Annotated Code of XXXX, except as preempted by Federal Law. XXXX% threshold applies. Informational Only.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022059 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021983 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021245 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021253 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021322 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021822 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condo rider is missing the project name.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026021267 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022149 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022058 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022062 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021757 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021049 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021935 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021390 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021718 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021001 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020892 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021052 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022206 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022020 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021741 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021932 | XXXX | XXXX | XXXX |  |  | **(Clear) State Testing-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The file failed one or more of the state threshold tests. This loan failed the points and fees threshold test due to one of the following findings: (XXXX HB XXXX, XXXX. Code Ann., Com. XXXX)). The latest available closing date (or date creditor received application) is on or after XX/XX/XXXX and the date creditor received application is before XX/XX/XXXX, and the total points and fees, as defined in HOEPA (Section 32), payable by the consumer at or before loan closing exceed the greater of XXXX% of the total loan amount, as defined in HOEPA (Section 32), or $XXXX. However, Borrower and Lender agreed within the Note that the terms were to be made under and governed by Subtitle XXXX, Credit Grantor Revolving Credit Provisions, of Title 12 of the Commercial Law Article of the Annotated Code of XXXX, except as preempted by Federal Law. XXXX% threshold applies. Informational Only** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021970 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021450 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021323 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022081 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022287 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021799 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021365 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021916 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022087 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021391 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022010 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026021680 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020064 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021888 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021501 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022016 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021759 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021536 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021703 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022212 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021444 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022022 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021503 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020684 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021696 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021894 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022253 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021634 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021793 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument — Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The condo rider is missing the project name.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The rebuttal document does not appear to be complete. It appears to beone page of the scrivener's affidavit which must be notarized to be legallyvalid and recordable. (XXXX)**<br> **Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026021363 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021671 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021527 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022093 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022033 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022331 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021500 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021399 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022072 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021585 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI — Exceeds Guidelines-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **Documentation received is sufficient. (Resolved)** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026021620 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021239 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021266 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022201 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021714 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021950 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021195 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021439 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021823 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021710 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020898 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022260 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021796 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022272 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021302 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022057 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021200 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020910 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020967 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021344 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021477 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021669 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021849 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021816 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021937 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021009 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021883 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021901 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021146 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021635 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021825 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021794 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021674 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021512 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021855 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022179 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021222 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021394 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021872 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021068 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022132 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022274 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020980 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022167 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021101 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022110 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021728 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022181 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021737 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022046 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022163 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022121 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021919 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020890 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021584 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021955 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022105 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022002 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020435 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021988 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026020904 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021735 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021949 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022053 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021817 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021898 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022100 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021697 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021954 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022106 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022174 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021947 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021676 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021169 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021042 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021704 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022048 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**  | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021775 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022312 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021129 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI — Exceeds Guidelines-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **Documentation received is sufficient. (Resolved)** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026021941 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021874 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021785 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021524 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument — Incomplete-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The condo rider is missing the project name.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026021625 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021543 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022211 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021814 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021334 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021067 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021243 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021510 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021545 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021319 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument — Name Discrepancy-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The borrower(s)' name(s) on the Security Instrument is inconsistent with the Note. XXXX and XXXX both signed the mortgage as trustees. However, according to the certificate of trust, only XXXX is a trustee. Page one of the mortgage as well as the signature page needs to reflect XXXX as an individual and not as a trustee.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026021651 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021802 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021770 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021568 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021850 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022035 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021540 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021622 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021968 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021514 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021654 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021752 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026020960 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022036 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022148 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021630 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021386 | XXXX | XXXX | XXXX |  |  | **(Clear) State Testing-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The file failed one or more of the state threshold tests. This loan failed the points and fees threshold test due to one of the following findings: (XXXX HB XXXX, XXXX. Code Ann., Com. XXXX)). The latest available closing date (or date creditor received application) is on or after XX/XX/XXXX and the date creditor received application is before XX/XX/XXXX, and the total points and fees, as defined in HOEPA (Section 32), payable by the consumer at or before loan closing exceed the greater of XXXX% of the total loan amount, as defined in HOEPA (Section 32). However, Borrower and Lender agreed within the Note that the terms were to be made under and governed by Subtitle XXXX, Credit Grantor Revolving Credit Provisions, of Title 12 of the Commercial Law Article of the Annotated Code of XXXX, except as preempted by Federal Law. XXXX% threshold applies. Informational Only.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021116 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021415 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021788 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021859 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026021580 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021951 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021408 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021607 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021895 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022170 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021673 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026021923 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021143 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021565 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021984 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021551 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022265 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021847 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026021835 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022563 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024181 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022694 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023887 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023539 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023899 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023817 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023397 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023361 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023459 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023438 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022422 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022946 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023134 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024038 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024119 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023852 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023295 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023605 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024296 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022824 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023068 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023184 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023142 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023368 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023973 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The referenced XXXX is missing the name of the Condominium project.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026023913 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024035 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023185 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023667 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023109 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023907 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023627 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023762 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023617 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023698 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023287 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023404 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023741 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023104 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023767 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023259 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023513 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024130 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023379 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023016 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023647 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023729 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023963 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023345 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023037 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022947 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023167 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023013 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023369 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023493 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022540 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022821 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023432 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023595 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023337 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023103 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023856 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023310 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023396 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022951 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023495 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024126 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022868 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022808 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023057 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024139 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023186 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023445 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024206 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023074 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023313 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023504 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023357 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023810 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023728 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022971 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023794 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023691 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022918 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024104 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023655 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023166 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023518 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023214 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023208 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023858 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023661 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023175 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023296 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023806 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022561 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023069 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023272 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023575 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022791 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023820 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023211 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023954 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023844 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023875 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023117 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023705 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023302 | XXXX | XXXX | XXXX |  |  | **(Open) State Testing-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The file failed one or more of the state threshold tests. The loan failed the origination fee test. The loan has an origination fee that is greater than XXXX% of the loan's principal.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 2 | 2 | 3 | 3 C A B |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022983 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024052 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024198 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023011 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024261 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023821 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024125 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023496 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022984 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023657 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024046 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022905 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023009 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023923 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023470 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023320 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023900 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023331 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023097 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024057 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022484 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023121 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022626 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023599 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023489 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024189 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023524 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023648 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024448 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024043 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023091 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023716 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023194 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023429 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024004 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023158 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) Income - Missing Income Documents-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. The loan file contains a pay breakdown; however, it does not have any borrower identifying information. There is no way to determine if the borrowers meet the DTI requirements**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| XXXX | 2026023190 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023585 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022892 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023052 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023446 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023784 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023220 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022989 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023772 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023125 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022981 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023164 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023870 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023506 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023461 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022950 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023315 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022961 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023363 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal — Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023130 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Maturity Date is missing.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026023658 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023664 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022914 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023822 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022902 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022629 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023174 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023520 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023628 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022942 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022681 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022807 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024048 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024115 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026022988 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023235 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023883 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023202 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023392 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023036 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024096 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023099 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022806 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023668 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022880 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023226 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022953 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023283 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023532 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023294 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium rider is missing the name of the condominium project.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026024121 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022564 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023561 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023323 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023846 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023600 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024086 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) DTI - Exceeds Guidelines-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Various sources of income documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| XXXX | 2026023213 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024094 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023876 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022879 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023859 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023616 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023798 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022954 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023274 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023781 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023285 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023938 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022864 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023341 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022967 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023823 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023112 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022998 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023254 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023416 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022965 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023702 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023988 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023792 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022979 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023077 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022917 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023861 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023327 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023529 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023569 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023170 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023386 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023414 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023399 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024180 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023590 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023659 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023400 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023782 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023911 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022986 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022893 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024015 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023860 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023774 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023612 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023129 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023533 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022869 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023895 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023228 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023066 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023326 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023203 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023236 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023866 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023395 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022992 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage) is incomplete:The Maturity Date is missing.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026023508 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023205 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026022871 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023592 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023123 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023198 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022895 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023219 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023594 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022825 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024161 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023905 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022898 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023291 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022958 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022888 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023060 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024016 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023085 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023255 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023171 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023789 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022972 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023140 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023282 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023321 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023527 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023748 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022710 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023271 | XXXX | XXXX | XXXX |  |  | **(Open) Security Instrument - Incomplete-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete:The Maturity Date is missing.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 2 | 2 | 1 | 1 | 2 | 2 | 1 | 1 B A |
| XXXX | 2026023764 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022831 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023051 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023578 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024175 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023195 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023761 | XXXX | XXXX | XXXX |  |  | **(Clear) State Testing-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan failed the XXXX prohibited lender fees test. The loan failed the origination and processing fees test due to one or more of the following findings: The loan is Home Acquisition Loan (XXXX Code §535.8(XXXX)), and charges a loan origination or processing fee, a broker fee, or both, which together exceed XXXX percent (XXXX%) of an amount which is equal to the loan principal; or XXXX percent (XXXX%) of the unpaid balance that is refinanced by the same lender (XXXX Code §535.8(XXXX)(a)). This test includes the following fees: Origination fee $XXXX. The loan fails the prohibited fees test by $XXXX. However, per 535.8(XXXX)(b) does not include HELOCs in its definition of a "Loan". Informational Only.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023262 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023555 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023380 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024047 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023921 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023359 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023505 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023710 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026022978 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023699 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023407 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023354 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023832 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023426 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023351 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023176 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023305 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024464 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023355 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023536 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023035 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024552 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024494 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023451 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024165 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023478 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024405 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023940 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024382 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023901 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024568 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023284 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023726 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023540 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024329 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024435 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024234 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023318 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024183 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024244 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023916 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024312 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023210 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024205 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023974 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024440 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024395 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024462 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024486 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024070 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023763 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024551 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024328 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023888 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024326 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024286 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023915 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024569 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023805 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024390 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024302 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The secondary AVM supported the origination value within in10%. (Resolved)** |  | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 B A |
| XXXX | 2026024315 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024299 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023570 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024072 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024567 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024498 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023849 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024349 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024520 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024559 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023423 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023187 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024169 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024502 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024412 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024163 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024242 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024257 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023745 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023191 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024537 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024413 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024348 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023799 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024323 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024256 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024503 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024360 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024123 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023725 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026023018 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024505 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024332 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024523 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024333 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024437 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024304 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br>**Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024101 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024539 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance.**<br>**Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024528 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024441 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024218 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023090 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024468 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024461 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024512 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance.**<br>**Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024337 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024433 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024446 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024241 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance.**<br>**Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024066 | XXXX | XXXX | XXXX |  |  | **(Clear) Security Instrument - Inaccurate-** <br>**The PUD Rider reflects the planned unit development as XXXX. The actual name of the PUD is XXXX.**<br>**Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| XXXX | 2026024472 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024490 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024310 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023618 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br>**Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024436 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024240 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024403 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024246 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024398 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023206 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023240 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024207 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024378 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026024356 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024430 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024527 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023795 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024411 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023723 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024251 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024358 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023972 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024391 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023136 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024223 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024247 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024083 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023067 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023927 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023966 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024203 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024501 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023440 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024399 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024194 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024197 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023975 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023992 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026024367 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024428 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023629 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026022878 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br> **The AVM did not support the origination value within a 10% variance.**<br> **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |

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| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024292 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024422 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023785 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023917 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024013 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024510 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024239 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023787 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024368 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024410 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024531 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) Income - Missing Income Documents-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan file is missing all income documentation, there was no way to determine if the income used at origination was supported.**<br> **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| XXXX | 2026024338 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024553 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023662 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024250 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024293 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023965 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024034 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br> **The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br> **The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024444 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br> **The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024361 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023614 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023623 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023453 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024443 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024209 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023742 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026023863 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

------

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan<br>Number** | **Loan<br>ID** | **Last<br>Name** | **Note Date** | **Original Loan<br>Amount** | **QM<br>Status** | **ATR<br>Status** | **Compliance<br>Exceptions** | **Credit<br>Exceptions** | **Property<br>Valuation<br>Exceptions** | **Compensating<br>Factors** | **Initial<br>Rating** | **Final<br>Rating** | **Initial Credit<br>Rating** | **Final Credit Rating** | **Initial Compliance<br>Rating** | **Final Compliance<br>Rating** | **Initial Property<br>Valuation<br>Rating** | **Final Property<br>Valuation<br>Rating** |
| XXXX | 2026024054 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Open) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance.**<br>**Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  | 3 | 3 | 1 | 1 | 1 | 1 | 3 | 3 C A |
| XXXX | 2026023334 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024460 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024185 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024516 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is not supported within a 10% variance-** <br>**The AVM did not support the origination value within a 10% variance.**<br>**Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  | 3 | 2 | 1 | 1 | 1 | 1 | 3 | 2 C B A |
| XXXX | 2026023580 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| XXXX | 2026024153 | XXXX | XXXX | XXXX |  |  | **(Clear) No Compliance Findings-** <br>**The loan is in compliance with all applicable laws and regulations.** | **(Clear) No Credit Finding-** <br>**The loan meets all applicable credit guidelines.** | **(Clear) Appraisal - Value is supported within 10% of original appraisal amount-** <br>**The secondary valuation product supported the original appraised value within 10%.** |  | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

## Exhibit 99.5

**Exhibit 99.5** 

Rebuttal Findings 02.12.2026

Seller:

Deal ID:

Total Loan Count: 1826

---

| | | |
|:---|:---|:---|
| Loans by Grade in Population | Loans by Grade in Population | Loans by Grade in Population |
| Loan Grade | Count | Percentage |
| 1 | 1479 | 81.00% |
| 2 | 143 | 7.83% |
| 3 | 204 | 11.17% |

---

![LOGO](g90805dsp075a.jpg)

---

| | | |
|:---|:---|:---|
| Trade Summary | Trade Summary | Trade Summary |
| Loan Status | Count | Percentage |
|  Review Complete | 1607 | 88.01% |
|  In Rebuttal | 219 | 11.99% |

---

![LOGO](g90805dsp075b.jpg)

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  | | | | Finding Status | Finding Status | Finding Status | Finding Status | Final Finding Grade | Final Finding Grade | Final Finding Grade | Final Finding Grade |
| Initial Findings Grade | Count | Rebuttal<br>Received | Responses<br>Given | Open | Resolved | UpHeld | Void | 3 | 4 | 2 | 1 |
| 3 | 369 | 364 | 364 | 207 | 162 | 0 | 0 | 207 | 0 | 129 | 33 |
| 4 | 2 | 2 | 2 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 2 |
| 2 | 18 | 1 | 1 | 17 | 1 | 0 | 0 | 0 | 0 | 18 | 0 |
| 1 | 5093 | 0 | 0 | 5088 | 0 | 0 | 0 | 0 | 0 | 1 | 5092 |

---

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
|  | | Initial Finding<br>Grade | Initial Finding<br>Grade | Initial Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade | Final Finding<br>Grade |
| Exceptions | Count | 3 | 4 | 2 | 3 | 4 | 2 |
|  Compliance | 42 | 26 | 0 | 16 | 5 | 0 | 16 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Incomplete | 16 | 9 | 0 | 7 | 2 | 0 | 7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; State Testing | 7 | 0 | 0 | 7 | 0 | 0 | 7 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Inaccurate | 5 | 5 | 0 | 0 | 2 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Missing Signature | 3 | 3 | 0 | 0 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Rescission Test | 2 | 2 | 0 | 0 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Name Discrepancy | 2 | 2 | 0 | 0 | 1 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ROR - Other | 2 | 2 | 0 | 0 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Compliance Finding - Other Documentation | 2 | 2 | 0 | 0 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; State Testing - Interest Rate | 1 | 0 | 0 | 1 | 0 | 0 | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Security Instrument - Trust Missing | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; State Testing - Prohibited Fees | 1 | 0 | 0 | 1 | 0 | 0 | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Credit | 15 | 12 | 2 | 1 | 0 | 0 | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; DTI - Exceeds Guidelines - originator (not pcqc eligible) | 12 | 12 | 0 | 0 | 0 | 0 | 0 |
|  Income - Missing Income Documents | 2 | 0 | 2 | 0 | 0 | 0 | 0 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Income Variance | 1 | 0 | 0 | 1 | 0 | 0 | 1 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Valuation | 333 | 331 | 0 | 1 | 202 | 0 | 131 |
|  Appraisal - Value is not supported within a 10% variance | 332 | 331 | 0 | 1 | 202 | 0 | 130 |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Appraisal - Value is supported within 10% of original appraisal amount | 1 | 0 | 0 | 0 | 0 | 0 | 1 |

---

------

Rebuttal Findings 02.12.2026

Seller:

Deal ID:

Total Loan Count: 1826

![LOGO](g90805dsp076.jpg)

## Exhibit 99.6

**Exhibit 99.6** 

---

| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020002 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020002 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020002 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020010 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020010 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020010 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020019 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020019 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020019 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020030 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020030 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020030 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020048 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020048 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020048 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020051 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026020051 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX). The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **TRUV provided.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **Documentation received is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026020051 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026020053 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020053 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020053 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020054 | 1 of 5 | XXXX | XXXX | Compliance | Security Instrument — Inaccurate | XXXX | The development name on the XXXX rider does not match the name on the legal description. |  |  |  |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020054 | 2 of 5 | XXXX | XXXX | Compliance | Security Instrument — Inaccurate | XXXX | The name of the trust listed in the mortgage and riders does not match the name of the trust listed in the trust documents. "Living" was not included in the name of the trust. |  |  |  |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020054 | 3 of 5 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider did not disclose the name of the condominium project. |  |  |  |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020054 | 4 of 5 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020054 | 5 of 5 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020064 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020064 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020064 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020067 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020067 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020067 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020069 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020069 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020069 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020070 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020070 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020070 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020071 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020071 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020071 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020073 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020073 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020073 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020078 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020078 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020078 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020087 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020087 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020087 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020089 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020089 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020089 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020091 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020091 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020091 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020100 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020100 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020100 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020102 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020102 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020102 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020104 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020104 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020104 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020105 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020105 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020105 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020106 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020106 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020106 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020108 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020108 | 2 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020108 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020110 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020110 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020110 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020116 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020116 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020116 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020117 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020117 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020117 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020140 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020140 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020140 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020145 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020145 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020145 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020147 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020147 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020147 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020149 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020149 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020149 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020154 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020154 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020154 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020157 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020157 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020157 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020158 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020158 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020158 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020163 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020163 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020163 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020166 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020166 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020166 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020172 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020172 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020172 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020173 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020173 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020173 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020176 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020176 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020176 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020178 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020178 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020178 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020185 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020185 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020185 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020192 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020192 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020192 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020194 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020194 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020194 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020195 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The file failed one or more of the state threshold tests. The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)) The loan has an origination fee that is greater than XXXX% of the loan's principal. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026020195 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026020195 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026020196 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020196 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020196 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020200 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020200 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020200 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020210 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020210 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020210 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020211 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020211 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020211 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020214 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020214 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020214 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020215 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020215 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020215 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020218 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020218 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020218 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020232 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)). The loan has an origination fee that is greater than XXXX% of the loan's principal. |  |  |  |  |  | 2 | 2 | 3 | 3 |
|  XXXX | 2026020232 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020232 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020234 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020234 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020234 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020235 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020235 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020235 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020241 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020241 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020241 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020246 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020246 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020246 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020248 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020248 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020248 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020249 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020249 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020249 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020251 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020251 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020251 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020254 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020254 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020254 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020255 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020255 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020255 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020256 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020256 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020256 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020257 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020257 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020257 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020266 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020266 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020266 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020274 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020274 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020274 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020276 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020276 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020276 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020286 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020286 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020286 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020287 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020287 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020287 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020292 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020292 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020292 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020294 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020294 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020294 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020296 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020296 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020296 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020303 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020303 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020303 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020304 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020304 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020304 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020306 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020306 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020306 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020310 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020310 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020310 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020316 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020316 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020316 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020322 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020322 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020322 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020324 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020324 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020324 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020326 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020326 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020326 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020329 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020329 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020329 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020330 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020330 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020330 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020334 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020334 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020334 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020358 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020358 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020358 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020365 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020365 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020365 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020368 | 1 of 4 | XXXX | XXXX | Compliance | Rescission Test | XXXX | The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026020368 | 2 of 4 | XXXX | XXXX | Compliance | Security Instrument — Inaccurate | XXXX | The security instrument was not completed accurately. The borrower(s) signed the mortgage on XX/XX/XXXX but the XXXX stated they did not appear before them until XX/XX/XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026020368 | 3 of 4 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026020368 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026020369 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020369 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020369 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020370 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020370 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020370 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020371 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020371 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020371 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020372 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020372 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020372 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020373 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020373 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020373 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020378 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020378 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020378 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020386 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020386 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020386 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020387 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020387 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020387 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020390 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020390 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020390 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020392 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020392 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020392 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020394 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020394 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020394 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020396 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020396 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020396 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020400 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020400 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020400 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020403 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020403 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020403 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020412 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020412 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020412 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020415 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020415 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020415 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020418 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020418 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020418 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020420 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020420 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020420 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020421 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020421 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020421 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020429 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020429 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020429 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020430 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020430 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020430 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020433 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020433 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020433 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020434 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020434 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020434 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020435 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020435 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020435 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020437 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020437 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020437 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020438 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020438 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020438 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020443 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020443 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020443 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020446 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020446 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020446 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020453 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020453 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020453 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020456 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020456 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020456 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020464 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020464 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020464 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020466 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020466 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020466 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020467 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020467 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020467 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020470 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020470 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020470 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020472 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020472 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020472 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020476 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020476 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020476 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020477 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020477 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020477 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020485 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020485 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020485 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020488 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020488 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020488 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020491 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020491 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020491 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020492 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020492 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020492 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020494 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020494 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020494 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020500 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020500 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020500 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020506 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020506 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020506 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020507 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020507 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020507 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020508 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020508 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020508 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020509 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020509 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020509 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020510 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020510 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020510 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020512 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020512 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020512 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020515 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020515 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020515 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020520 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020520 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020520 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020522 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020522 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020522 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020523 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020523 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020523 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020524 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020524 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020524 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020526 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020526 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020526 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020530 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026020530 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXXm from the borrower's SSI and XXXX benefit. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Uploaded borrower bank statements and income breakdown.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026020530 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026020533 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020533 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020533 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020536 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020536 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020536 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020537 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020537 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020537 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020552 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020552 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020552 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020555 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020555 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020555 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020567 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020567 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020567 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020568 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020568 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020568 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020570 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020570 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020570 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020572 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020572 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020572 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020573 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020573 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020573 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020579 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020579 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020579 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020582 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020582 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020582 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020586 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020586 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020586 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020591 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020591 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020591 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020598 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020598 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020598 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020609 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020609 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020609 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020614 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020614 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020614 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020628 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020628 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020628 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020635 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020635 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020635 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020638 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020638 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020638 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020639 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020639 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020639 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020643 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020643 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020643 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020659 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020659 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020659 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020663 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020663 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020663 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020665 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020665 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020665 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020666 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020666 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020666 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020673 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020673 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020673 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020677 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020677 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020677 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020678 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020678 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020678 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020684 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020684 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020684 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020687 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020687 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020687 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020689 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020689 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020689 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020696 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020696 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020696 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020697 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020697 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020697 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020700 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020700 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020700 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020702 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020702 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020702 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020706 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020706 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020706 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020712 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020712 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020712 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020713 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020713 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020713 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020715 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020715 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020715 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020716 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020716 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020716 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020723 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020723 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020723 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020729 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The file failed one or more of the state threshold tests. This loan failed the points and fees threshold test due to one of the following findings: (XXXX HB XXXX, XXXX. Code Ann., Com. XXXX)). The latest available closing date (or date creditor received application) is on or after XX/XX/XXXX and the date creditor received application is before XX/XX/XXXX, and the total points and fees, as defined in HOEPA (Section 32), payable by the consumer at or before loan closing exceed the greater of XXXX% of the total loan amount, as defined in HOEPA (Section 32). However, Borrower and Lender agreed within the Note that the terms were to be made under and governed by Subtitle XXXX, Credit Grantor Revolving Credit Provisions, of Title 12 of the Commercial Law Article of the Annotated Code of XXXX, except as preempted by Federal Law. XXXX% threshold applies. Informational Only. | Acknowledged |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020729 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020729 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020737 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020737 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020737 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020743 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020743 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020743 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020748 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020748 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020748 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020749 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020749 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020749 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020750 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020750 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020750 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020751 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020751 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020751 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020752 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020752 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020752 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020753 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020753 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020753 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020757 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020757 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020757 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020760 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020760 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020760 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020762 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020762 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020762 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020763 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020763 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020763 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020767 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020767 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020767 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020768 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020768 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020768 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020769 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020769 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020769 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020771 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020771 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020771 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020772 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020772 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020772 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020773 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020773 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020773 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020776 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020776 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020776 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020779 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020779 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020779 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020780 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020780 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020780 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020786 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020786 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020786 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020787 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020787 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020787 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020788 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020788 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020788 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXPM)<br> 2nd AVM provided | Response 1 (XX/XX/XXXX XX:XXPM)<br> The second AVM provided did support the origination value within 10%. (Resolved) |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020791 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020791 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020791 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020793 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020793 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020793 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020794 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020794 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020794 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020806 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020806 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020806 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020808 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020808 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020808 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> 2nd AVM provided | Response 1 (XX/XX/XXXX XX:XXAM)<br> The second AVM provided did support the origination value within 10%. (Resolved) |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020810 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020810 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020810 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020814 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020814 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020814 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020817 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020817 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020817 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020820 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020820 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020820 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020827 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020827 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020827 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020831 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020831 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020831 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020832 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020832 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020832 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020833 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020833 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020833 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020842 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020842 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020842 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020849 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020849 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020849 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | Rebuttal 1 (XX/XX/XXXX XX:XXAM)<br> 2nd AVM requested | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020852 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020852 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020852 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020855 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020855 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020855 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020861 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020861 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020861 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020868 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020868 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020868 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020870 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020870 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020870 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020871 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020871 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020871 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020873 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020873 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020873 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020880 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020880 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020880 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020885 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020885 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020885 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020890 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020890 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020890 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020891 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020891 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020891 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020892 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020892 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020892 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020893 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020893 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020893 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020898 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020898 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020898 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020901 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020901 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020901 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020904 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020904 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020904 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020905 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020905 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020905 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020910 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020910 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020910 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020919 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020919 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020919 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020924 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020924 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020924 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020928 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020928 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020928 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020929 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020929 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020929 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020930 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020930 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020930 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020931 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020931 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020931 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020932 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020932 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020932 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020935 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020935 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020935 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020936 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020936 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020936 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020945 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020945 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020945 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020950 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020950 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020950 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020951 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020951 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020951 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020956 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020956 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020956 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020960 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020960 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020960 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020964 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020964 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020964 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020967 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020967 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020967 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020975 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020975 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020975 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020976 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020976 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020976 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020978 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020978 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020978 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020979 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020979 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020979 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020980 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020980 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020980 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020982 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020982 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020982 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026020988 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020988 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020988 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020990 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020990 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026020990 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026020992 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020992 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026020992 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026020993 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020993 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020993 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020994 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020994 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020994 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020997 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020997 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020997 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020999 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020999 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026020999 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021001 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021001 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021001 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021007 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021007 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021007 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021009 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021009 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021009 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021012 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021012 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021012 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021014 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021014 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021014 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021017 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021017 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021017 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021027 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021027 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021027 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021029 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021029 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021029 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021039 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021039 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021039 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021042 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021042 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021042 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021045 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021045 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021045 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021047 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021047 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021047 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021049 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021049 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021049 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021052 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021052 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021052 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021053 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021053 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021053 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021058 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021058 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021058 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021064 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021064 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021064 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021067 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021067 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021067 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021068 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021068 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021068 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021071 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021071 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021071 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021074 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021074 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021074 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021078 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021078 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021078 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021079 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021079 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021079 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021080 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021080 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021080 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021089 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021089 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021089 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021091 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021091 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021091 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021101 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021101 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021101 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021107 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021107 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021107 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021109 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021109 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021109 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021115 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021115 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021115 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021116 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021116 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021116 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021126 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021126 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021126 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021129 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021129 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Additional Social security and pension provided.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **Documentation received is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026021129 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021130 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021130 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021130 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021139 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021139 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021139 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021140 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021140 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021140 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021141 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021141 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021141 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021143 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021143 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021143 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021146 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021146 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021146 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021151 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021151 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021151 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021152 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021152 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021152 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021155 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021155 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021155 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021158 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021158 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021158 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021167 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021167 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021167 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021169 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021169 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021169 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021171 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021171 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021171 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021172 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021172 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021172 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021181 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021181 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021181 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021182 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026021182 | 2 of 3 | XXXX | XXXX | Credit | Income Variance | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a - XXXX% variance. The DTI of XXXX% is within the guidelines. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026021182 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021190 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021190 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021190 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021194 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021194 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021194 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021195 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021195 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021195 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021197 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021197 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021197 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021200 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021200 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021200 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021202 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021202 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021202 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021207 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021207 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021207 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021208 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021208 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021208 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021210 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021210 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021210 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021214 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021214 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021214 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021219 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021219 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021219 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021222 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021222 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021222 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021225 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021225 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021225 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021226 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021226 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021226 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021239 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021239 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021239 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021240 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021240 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021240 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021243 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021243 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021243 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021244 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021244 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021244 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021245 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021245 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021245 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021249 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021249 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021249 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021251 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021251 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021251 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021252 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021252 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021252 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021253 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021253 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021253 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021254 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021254 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021254 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021266 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021266 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021266 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021267 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021267 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021267 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021268 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021268 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021268 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021282 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021282 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021282 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021285 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021285 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021285 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021288 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021288 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021288 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021290 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021290 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021290 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021302 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021302 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021302 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021311 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021311 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021311 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021316 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021316 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021316 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021319 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The borrower(s)' name(s) on the Security Instrument is inconsistent with the Note. XXXX and XXXX both signed the mortgage as trustees. However, according to the certificate of trust, only XXXX is a trustee. Page one of the mortgage as well as the signature page needs to reflect XXXX as an individual and not as a trustee. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026021319 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021319 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021322 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021322 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021322 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021323 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021323 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021323 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021325 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021325 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021325 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021330 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021330 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021330 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021331 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021331 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021331 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021334 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021334 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021334 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021341 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021341 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021341 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021344 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021344 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021344 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021348 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021348 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021348 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021357 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021357 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021357 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021361 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021361 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021361 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021363 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021363 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021363 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021365 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021365 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021365 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021373 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021373 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021373 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021384 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021384 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021384 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021386 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The file failed one or more of the state threshold tests. This loan failed the points and fees threshold test due to one of the following findings: (XXXX HB XXXX, XXXX. Code Ann., Com. XXXX)). The latest available closing date (or date creditor received application) is on or after XX/XX/XXXX and the date creditor received application is before XX/XX/XXXX, and the total points and fees, as defined in HOEPA (Section 32), payable by the consumer at or before loan closing exceed the greater of XXXX% of the total loan amount, as defined in HOEPA (Section 32). However, Borrower and Lender agreed within the Note that the terms were to be made under and governed by Subtitle XXXX, Credit Grantor Revolving Credit Provisions, of Title 12 of the Commercial Law Article of the Annotated Code of XXXX, except as preempted by Federal Law. XXXX% threshold applies. Informational Only. | Acknowledged |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021386 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021386 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021389 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021389 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021389 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021390 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021390 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021390 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021391 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021391 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021391 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021394 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021394 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021394 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021395 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021395 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021395 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021399 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021399 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021399 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021400 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021400 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021400 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021404 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021404 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021404 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021408 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021408 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021408 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021409 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021409 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021409 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021415 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021415 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021415 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021424 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021424 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021424 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021432 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021432 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021432 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021439 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021439 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021439 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021440 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021440 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021440 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021441 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021441 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021441 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021442 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021442 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021442 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021443 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021443 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021443 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021444 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021444 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021444 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021446 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021446 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021446 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021447 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021447 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021447 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021450 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021450 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021450 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021451 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021451 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021451 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021454 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021454 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021454 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021455 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021455 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021455 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021457 | 1 of 3 | XXXX | XXXX | Compliance | State Testing — Interest Rate | XXXX | This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026021457 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026021457 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026021465 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021465 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021465 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021477 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021477 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021477 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021481 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021481 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021481 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021482 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021482 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021482 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021488 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021488 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021488 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021500 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021500 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021500 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021501 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021501 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021501 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021503 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021503 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021503 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021510 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021510 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021510 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021511 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021511 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021511 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021512 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021512 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021512 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021513 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021513 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021513 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021514 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021514 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021514 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021517 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021517 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021517 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021518 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021518 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021518 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021522 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021522 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021522 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021524 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The condo rider is missing the project name. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026021524 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021524 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021526 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021526 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021526 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021527 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021527 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021527 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021530 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021530 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021530 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021536 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021536 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021536 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021537 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021537 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021537 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021540 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021540 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021540 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021541 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021541 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021541 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021543 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021543 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021543 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021545 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021545 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021545 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021546 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021546 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021546 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021551 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021551 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021551 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021552 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021552 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021552 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021553 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021553 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021553 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021556 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021556 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021556 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021561 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021561 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021561 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021565 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021565 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021565 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021566 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021566 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021566 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021568 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021568 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021568 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021569 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021569 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021569 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021577 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021577 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021577 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021578 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021578 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021578 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021580 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021580 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021580 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021584 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021584 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021584 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021585 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021585 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Social Security income documentation provided.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **Documentation received is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026021585 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021598 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021598 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021598 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021607 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021607 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021607 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021610 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | Security Instrument — Trust Missing | XXXX | Title to the Property is held in a Trust, but the Trust Document is missing. Unable to determine if signatures on the Security Instrument are accurate. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026021610 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021610 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021613 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021613 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021613 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021620 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021620 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021620 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021622 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021622 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021622 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021625 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021625 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021625 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021629 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021629 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021629 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021630 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021630 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021630 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021631 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021631 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021631 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021633 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021633 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021633 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021634 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021634 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021634 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021635 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021635 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021635 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021643 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021643 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021643 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021644 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021644 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021644 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021651 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021651 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021651 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021653 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021653 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021653 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021654 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021654 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021654 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021658 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021658 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021658 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021663 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021663 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021663 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021669 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021669 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021669 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021671 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021671 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021671 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021673 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021673 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021673 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021674 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021674 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021674 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021676 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021676 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021676 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021680 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021680 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021680 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021689 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021689 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021689 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021696 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021696 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021696 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021697 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021697 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021697 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021702 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021702 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021702 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021703 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021703 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021703 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021704 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021704 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021704 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021706 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021706 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021706 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021707 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021707 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021707 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021710 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021710 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021710 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021714 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021714 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021714 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021718 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021718 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021718 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021728 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021728 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021728 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021735 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021735 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021735 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021737 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021737 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021737 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021740 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021740 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021740 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021741 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021741 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021741 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021752 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021752 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021752 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021755 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021755 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021755 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021757 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021757 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021757 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021758 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021758 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021758 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021759 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021759 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021759 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021770 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021770 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021770 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021775 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021775 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021775 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021785 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021785 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021785 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021788 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021788 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021788 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021793 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The condo rider is missing the project name. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **XXXX**<br>**Rebuttal 2 (XX/XX/XXXX XX:XXPM)**<br> **XXXX** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The rebuttal document does not appear to be complete. It appears to beone page of the scrivener's affidavit which must be notarized to be legallyvalid and recordable. (XXXX)**<br>**Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026021793 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021793 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021794 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021794 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021794 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021796 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021796 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021796 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021797 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021797 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021797 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021799 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021799 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021799 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021801 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021801 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021801 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021802 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021802 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021802 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021806 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021806 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX). The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Social Security income documentation provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **Documentation received is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026021806 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021810 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021810 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021810 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021814 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021814 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021814 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021816 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021816 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021816 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021817 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021817 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021817 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021822 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condo rider is missing the project name. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026021822 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021822 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026021823 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021823 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021823 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021825 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021825 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021825 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021835 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021835 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021835 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021841 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021841 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021841 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021847 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021847 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021847 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021848 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021848 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021848 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021849 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021849 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021849 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021850 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021850 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021850 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021855 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021855 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021855 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021856 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021856 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021856 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021859 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021859 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021859 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021872 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021872 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021872 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021874 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021874 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021874 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021883 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021883 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021883 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021887 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021887 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021887 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021888 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021888 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021888 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021892 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021892 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021892 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021894 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021894 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021894 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021895 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021895 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021895 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021898 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021898 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021898 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021901 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021901 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021901 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021902 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | his loan is a rate restricted loan. (XXXX. §58.137.2(c)). The loan has an interest rate that does not conform to the requirements for the lender's license type in the state where the property is located. Per counsel, the violation does not carry assignee liability. They are not violations of state high cost or anti predatory laws. Informational only. | Acknowledged |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021902 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021902 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021908 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021908 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021908 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021911 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021911 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021911 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021916 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021916 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021916 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021919 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021919 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021919 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021923 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021923 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021923 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021931 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021931 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021931 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021932 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The file failed one or more of the state threshold tests. This loan failed the points and fees threshold test due to one of the following findings: (XXXX HB XXXX, XXXX. Code Ann., Com. XXXX)). The latest available closing date (or date creditor received application) is on or after XX/XX/XXXX and the date creditor received application is before XX/XX/XXXX, and the total points and fees, as defined in HOEPA (Section 32), payable by the consumer at or before loan closing exceed the greater of XXXX% of the total loan amount, as defined in HOEPA (Section 32), or $XXXX. However, Borrower and Lender agreed within the Note that the terms were to be made under and governed by Subtitle XXXX, Credit Grantor Revolving Credit Provisions, of Title 12 of the Commercial Law Article of the Annotated Code of XXXX, except as preempted by Federal Law. XXXX% threshold applies. Informational Only | Acknowledged |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021932 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021932 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021935 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021935 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021935 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021937 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021937 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021937 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021941 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021941 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021941 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021946 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021946 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021946 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021947 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021947 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021947 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021949 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021949 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021949 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021950 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021950 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021950 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021951 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021951 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021951 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021954 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021954 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026021954 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026021955 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021955 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021955 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021968 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021968 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021968 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021970 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021970 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021970 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021978 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021978 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021978 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026021981 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021981 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021981 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021983 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021983 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021983 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021984 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021984 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021984 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021987 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021987 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021987 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021988 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021988 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026021988 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026021999 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021999 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026021999 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022002 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022002 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022002 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022004 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022004 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022004 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022009 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022009 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022009 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022010 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022010 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022010 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022016 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022016 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022016 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022020 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022020 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022020 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022022 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022022 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022022 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022025 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022025 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022025 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022033 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022033 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022033 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022035 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022035 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022035 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022036 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022036 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022036 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022037 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022037 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022037 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022042 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022042 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022042 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022044 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The file failed one or more of the state threshold tests.his loan failed the points and fees threshold test due to one of the following findings: (XXXX HB XXXX, XXXX. Code Ann., Com. XXXX)). The latest available closing date (or date creditor received application) is on or after XX/XX/XXXX and the date creditor received application is before XX/XX/XXXX, and the total points and fees, as defined in HOEPA (Section 32), payable by the consumer at or before loan closing exceed the greater of XXXX% of the total loan amount, as defined in HOEPA (Section 32), or $XXXX. However, Borrower and Lender agreed within the Note that the terms were to be made under and governed by Subtitle XXXX, Credit Grantor Revolving Credit Provisions, of Title 12 of the Commercial Law Article of the Annotated Code of XXXX, except as preempted by Federal Law. XXXX% threshold applies. Informational Only. | Acknowledged |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022044 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022044 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022046 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022046 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022046 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022048 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX |  |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022048 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022048 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022053 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022053 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022053 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022057 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022057 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022057 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022058 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022058 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022058 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022059 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022059 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022059 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022062 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022062 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022062 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022072 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022072 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022072 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022081 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022081 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022081 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022087 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022087 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022087 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022089 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022089 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022089 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022093 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022093 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022093 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022100 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022100 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022100 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022105 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022105 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022105 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022106 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022106 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022106 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022108 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022108 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022108 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022110 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022110 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022110 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022112 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022112 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022112 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022121 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022121 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022121 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022125 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022125 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022125 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022130 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022130 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022130 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022132 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022132 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022132 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022148 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022148 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022148 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022149 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022149 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022149 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022160 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022160 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022160 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022163 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022163 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022163 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022166 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022166 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022166 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022167 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022167 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022167 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022170 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022170 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022170 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022174 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022174 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022174 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022175 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022175 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022175 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022179 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022179 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022179 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022180 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022180 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022180 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022181 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022181 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022181 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022186 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022186 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022186 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022200 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022200 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022200 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022201 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022201 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022201 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022202 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022202 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022202 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022205 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022205 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022205 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022206 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022206 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022206 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022211 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022211 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022211 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022212 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022212 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022212 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022213 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022213 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022213 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022216 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022216 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022216 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022230 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022230 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022230 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022235 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022235 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022235 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022242 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022242 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022242 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022248 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022248 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022248 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022251 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022251 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022251 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022252 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022252 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022252 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022253 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022253 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022253 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022260 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022260 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022260 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022265 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022265 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022265 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022272 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022272 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022272 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022274 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022274 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022274 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022277 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022277 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022277 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022287 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022287 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022287 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022303 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022303 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022303 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022309 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022309 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022309 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022311 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022311 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022311 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022312 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022312 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022312 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022315 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022315 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022315 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022327 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022327 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022327 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022329 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider did not disclose the name of the condominium project. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Docs uploaded.**<br>**Rebuttal 2 (XX/XX/XXXX XX:XXPM)**<br> **Recorded Mortgage** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The recorded Mortgage has been provided. The recorded document is XXXX pages; it appears the Condo Rider was not corrected and recorded with the Mortgage; however, pg. XXXX of the Mortgage lists the Condo rider as part of the Mortgage. Please provide a Mortgage will all listed riders and evidence of re-recording or an updated pg. XXXX initialed by the borrowers removing the rider and evidence of re-recording. (XXXX)**<br>**Response 2 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026022329 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026022329 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026022331 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022331 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022331 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022335 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022335 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022335 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022338 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022338 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022338 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022340 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022340 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022340 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022345 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022345 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022345 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022346 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022346 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022346 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022348 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022348 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022348 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022360 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022360 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022360 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022367 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022367 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022367 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022375 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022375 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022375 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022379 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022379 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022379 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022380 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022380 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022380 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022387 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022387 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX). The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Business account plaid provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 3 |
|  XXXX | 2026022387 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022391 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider did not disclose the name of the condominium project. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Updated Rider Provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The updated rider provided is sufficient to cure the exception. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026022391 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026022391 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026022392 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022392 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022392 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022394 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)). The loan has an origination fee that is greater than XXXX% of the loan's principal. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026022394 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026022394 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026022399 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022399 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022399 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022400 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022400 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022400 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022401 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022401 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022401 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022404 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022404 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022404 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022410 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022410 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022410 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022413 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022413 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022413 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022414 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022414 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022414 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022417 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022417 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022417 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022418 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022418 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022418 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022422 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022422 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022422 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022423 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022423 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022423 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022426 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022426 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. Plaid for the borrower reflected income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Business account plaid provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 3 |
|  XXXX | 2026022426 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022427 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026022427 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. Plaid for the borrower reflected income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Business account plaid provided.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026022427 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026022429 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022429 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022429 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022433 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022433 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022433 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022435 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022435 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022435 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022436 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022436 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022436 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022437 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022437 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022437 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022441 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022441 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022441 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022443 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022443 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022443 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022444 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022444 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022444 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022448 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022448 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022448 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022449 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022449 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022449 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> The second AVM provided did not support the origination value within 10%. (XXXX) |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022452 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022452 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022452 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022459 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022459 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022459 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022462 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022462 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022462 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022463 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022463 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022463 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022464 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022464 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022464 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022467 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022467 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022467 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022468 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022468 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022468 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022473 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022473 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022473 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022475 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022475 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022475 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022476 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022476 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022476 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022484 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022484 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022484 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022487 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022487 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022487 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022490 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022490 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022490 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022493 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022493 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022493 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022497 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022497 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022497 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022507 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022507 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022507 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022509 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)). The loan has an origination fee that is greater than XXXX% of the loan's principal. |  |  |  |  |  | 2 | 2 | 3 | 3 |
|  XXXX | 2026022509 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022509 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022521 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022521 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022521 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022523 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022523 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022523 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022525 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022525 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022525 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022528 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Missing Signature | XXXX | The Security Instrument was not fully executed by all required parties. The borrower's signature was missing. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026022528 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026022528 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022531 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022531 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022531 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022534 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Inaccurate | XXXX | The security instrument was not completed accurately. The month the borrower personally appeared before the notary is incorrect. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 2 |
|  XXXX | 2026022534 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022534 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022535 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022535 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022535 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022536 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022536 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022536 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022539 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022539 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022539 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022540 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022540 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022540 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022546 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022546 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022546 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022555 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022555 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022555 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022556 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022556 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022556 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022557 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022557 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022557 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022561 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022561 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022561 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022563 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022563 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022563 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022564 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022564 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022564 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022566 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022566 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022566 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022588 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022588 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022588 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022591 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022591 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022591 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022593 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022593 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022593 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022596 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022596 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022596 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022603 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022603 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022603 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022611 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022611 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022611 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022612 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022612 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022612 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022613 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022613 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022613 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022615 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022615 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022615 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022618 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022618 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022618 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022620 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022620 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022620 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022621 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022621 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022621 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022624 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022624 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022624 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022626 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022626 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022626 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022628 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022628 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022628 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022629 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022629 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022629 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022645 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022645 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022645 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022649 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022649 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022649 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022653 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022653 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022653 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022656 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022656 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022656 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022665 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022665 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022665 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022666 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022666 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022666 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022668 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022668 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022668 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022671 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022671 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022671 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022672 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022672 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022672 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022675 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022675 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022675 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022681 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022681 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022681 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022685 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022685 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022685 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022688 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022688 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022688 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022689 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022689 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022689 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022694 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022694 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022694 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022698 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022698 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022698 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022699 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022699 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022699 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022704 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022704 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022704 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022710 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022710 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022710 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022712 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022712 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022712 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022714 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022714 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022714 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022716 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022716 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022716 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022719 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022719 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022719 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022720 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022720 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022720 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022723 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022723 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022723 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022725 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium Rider did not disclose the name of the condominium project. |  |  |  |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022725 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022725 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022728 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022728 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022728 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022731 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022731 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022731 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022734 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022734 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022734 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022736 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022736 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022736 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022737 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022737 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022737 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022744 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022744 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022744 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022748 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022748 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022748 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022755 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022755 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022755 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022761 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022761 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022761 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022777 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022777 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022777 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022781 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022781 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022781 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022785 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022785 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022785 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022791 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022791 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022791 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022796 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022796 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022796 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022800 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022800 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022800 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022804 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022804 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022804 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022806 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022806 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022806 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022807 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022807 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022807 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022808 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022808 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022808 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022809 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022809 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022809 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022819 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022819 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022819 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022821 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022821 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022821 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022824 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022824 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022824 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022825 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022825 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022825 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022831 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022831 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022831 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022845 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022845 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022845 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022846 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022846 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022846 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022847 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022847 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022847 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022850 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022850 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022850 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022851 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022851 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022851 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022853 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022853 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022853 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022862 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022862 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022862 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022864 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022864 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022864 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022866 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022866 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022866 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022868 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022868 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022868 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022869 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022869 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022869 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022871 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022871 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022871 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022878 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022878 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022878 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022879 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022879 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022879 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022880 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022880 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022880 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022888 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022888 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022888 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022892 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022892 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022892 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022893 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022893 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022893 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022895 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022895 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022895 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022898 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022898 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022898 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022902 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022902 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022902 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022905 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022905 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022905 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022914 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022914 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022914 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022917 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022917 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022917 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022918 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022918 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022918 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022942 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022942 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022942 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022946 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022946 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022946 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022947 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022947 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022947 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022950 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022950 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022950 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022951 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022951 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022951 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022953 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022953 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022953 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022954 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022954 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022954 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022958 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022958 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022958 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022961 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022961 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022961 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022962 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: The Maturity Date is missing. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026022962 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026022962 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026022965 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022965 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022965 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022967 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022967 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022967 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022971 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022971 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022971 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022972 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022972 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022972 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022978 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022978 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022978 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022979 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022979 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022979 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022981 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022981 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026022981 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026022983 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022983 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022983 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022984 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022984 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026022984 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026022986 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022986 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022986 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022988 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022988 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022988 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022989 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022989 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022989 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026022992 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage) is incomplete:The Maturity Date is missing. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026022992 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026022992 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026022998 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022998 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026022998 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023009 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023009 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023009 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023011 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023011 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023011 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023013 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023013 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023013 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023016 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023016 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023016 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023018 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023018 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023018 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023035 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023035 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023035 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023036 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023036 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023036 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023037 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023037 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023037 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023051 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023051 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023051 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023052 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023052 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023052 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023057 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023057 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023057 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023060 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023060 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023060 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023066 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023066 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023066 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023067 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023067 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023067 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023068 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023068 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023068 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023069 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023069 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023069 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023074 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023074 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023074 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023077 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023077 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023077 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023085 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023085 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023085 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023090 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023090 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023090 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023091 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023091 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023091 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023097 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023097 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023097 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023099 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023099 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023099 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023103 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023103 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023103 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023104 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023104 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023104 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023109 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023109 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023109 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023112 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023112 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023112 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023117 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023117 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023117 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023121 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023121 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023121 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023123 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023123 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023123 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023125 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023125 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023125 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023129 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023129 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023129 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023130 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Maturity Date is missing. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026023130 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026023130 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026023134 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023134 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023134 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023136 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023136 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023136 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023140 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023140 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023140 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023142 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023142 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023142 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023143 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023143 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023143 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023158 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 4 | 1 |
|  XXXX | 2026023158 | 2 of 3 | XXXX | XXXX | Credit | Income — Missing Income Documents | XXXX | The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. The loan file contains a pay breakdown; however, it does not have any borrower identifying information. There is no way to determine if the borrowers meet the DTI requirements | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Uploaded additional paystub with borrower information.** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 4 | 1 | 4 | 1 |
|  XXXX | 2026023158 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 4 | 1 |
|  XXXX | 2026023164 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023164 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023164 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023166 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023166 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023166 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023167 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023167 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023167 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023170 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023170 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023170 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023171 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023171 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023171 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023174 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023174 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023174 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023175 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023175 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023175 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023176 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023176 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023176 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023184 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023184 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023184 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023185 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023185 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023185 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023186 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023186 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023186 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023187 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023187 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023187 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023190 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023190 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023190 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023191 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023191 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023191 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023194 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023194 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023194 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023195 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023195 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023195 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023198 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023198 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023198 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023202 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023202 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023202 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023203 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023203 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023203 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023205 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023205 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023205 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023206 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023206 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023206 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023208 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023208 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023208 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023210 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023210 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023210 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023211 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023211 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023211 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023213 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023213 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023213 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023214 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023214 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023214 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023219 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023219 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023219 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023220 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023220 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023220 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023226 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023226 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023226 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023228 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023228 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023228 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023235 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023235 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023235 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023236 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023236 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023236 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023240 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023240 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023240 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023254 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023254 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023254 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023255 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023255 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023255 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023259 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023259 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023259 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023262 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023262 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023262 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023271 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete:The Maturity Date is missing. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026023271 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026023271 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026023272 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023272 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023272 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023274 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023274 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023274 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023282 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023282 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023282 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023283 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023283 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023283 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023284 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023284 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023284 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023285 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023285 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023285 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023287 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023287 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023287 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023291 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023291 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023291 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023294 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Condominium rider is missing the name of the condominium project. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026023294 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026023294 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023295 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023295 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023295 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023296 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023296 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023296 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023302 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The file failed one or more of the state threshold tests. The loan failed the origination fee test. The loan has an origination fee that is greater than XXXX% of the loan's principal. |  |  |  |  |  | 2 | 2 | 3 | 3 |
|  XXXX | 2026023302 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023302 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023305 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023305 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023305 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023310 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023310 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023310 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023313 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023313 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023313 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023315 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023315 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023315 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023318 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023318 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023318 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023320 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023320 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023320 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023321 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023321 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023321 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023323 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023323 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023323 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023326 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023326 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023326 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023327 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023327 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023327 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023331 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023331 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023331 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023334 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023334 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023334 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023337 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023337 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023337 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023341 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023341 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023341 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023345 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023345 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023345 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023351 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023351 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023351 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023354 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023354 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023354 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023355 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023355 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023355 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023357 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023357 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023357 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023359 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023359 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023359 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023361 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023361 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023361 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023363 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023363 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023363 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023368 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023368 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023368 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023369 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023369 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023369 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023379 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023379 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023379 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023380 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023380 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023380 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023386 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023386 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023386 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023392 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023392 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023392 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023395 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023395 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023395 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023396 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023396 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023396 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023397 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023397 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023397 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023399 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023399 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023399 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023400 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023400 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023400 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023404 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023404 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023404 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023407 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023407 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023407 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023414 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023414 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023414 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023416 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023416 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023416 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023423 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023423 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023423 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023426 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023426 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023426 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023429 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023429 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023429 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023432 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023432 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023432 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023438 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023438 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023438 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023440 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023440 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023440 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023445 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023445 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023445 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023446 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023446 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023446 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023451 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023451 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023451 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023453 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023453 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023453 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023459 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023459 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023459 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023461 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023461 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023461 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023464 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023464 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023464 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023470 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023470 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023470 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023478 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023478 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023478 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023489 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023489 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023489 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023493 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023493 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023493 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023495 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023495 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023495 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023496 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023496 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023496 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023504 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023504 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023504 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023505 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023505 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023505 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023506 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023506 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023506 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023508 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023508 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023508 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023513 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023513 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023513 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023518 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023518 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023518 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023520 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023520 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023520 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023524 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023524 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023524 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023527 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023527 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023527 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023529 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023529 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023529 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023532 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023532 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023532 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023533 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023533 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023533 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023536 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023536 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023536 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023539 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023539 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023539 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023540 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023540 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023540 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023552 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023552 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023552 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023555 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023555 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023555 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023561 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023561 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023561 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023569 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023569 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023569 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023570 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023570 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023570 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023575 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023575 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023575 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023578 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023578 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023578 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023580 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023580 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023580 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023585 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023585 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023585 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023590 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023590 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023590 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023592 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023592 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023592 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023594 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023594 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023594 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023595 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023595 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023595 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023599 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023599 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023599 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023600 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023600 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023600 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023605 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023605 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023605 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023611 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023611 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023611 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023612 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023612 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023612 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023614 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023614 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023614 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023616 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023616 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023616 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023617 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023617 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023617 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023618 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023618 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023618 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023623 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023623 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023623 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023627 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023627 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023627 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023628 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023628 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023628 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023629 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023629 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023629 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023647 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023647 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023647 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023648 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023648 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023648 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023655 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023655 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023655 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023657 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023657 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023657 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023658 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023658 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023658 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023659 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023659 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023659 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023661 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023661 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023661 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023662 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023662 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023662 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023664 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023664 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023664 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023667 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023667 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023667 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023668 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023668 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023668 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023691 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023691 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023691 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023698 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023698 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023698 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023699 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023699 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023699 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023702 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023702 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023702 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023705 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023705 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023705 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023710 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023710 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023710 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023716 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023716 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023716 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023723 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023723 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023723 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023725 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023725 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023725 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023726 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023726 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023726 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023728 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023728 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023728 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023729 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023729 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023729 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023741 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023741 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023741 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023742 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023742 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023742 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023745 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023745 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023745 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023748 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023748 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023748 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023761 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | The loan failed the XXXX prohibited lender fees test. The loan failed the origination and processing fees test due to one or more of the following findings: The loan is Home Acquisition Loan (XXXX Code §535.8(XXXX)), and charges a loan origination or processing fee, a broker fee, or both, which together exceed XXXX percent (XXXX%) of an amount which is equal to the loan principal; or XXXX percent (XXXX%) of the unpaid balance that is refinanced by the same lender (XXXX Code §535.8(XXXX)(a)). This test includes the following fees: Origination fee $XXXX. The loan fails the prohibited fees test by $XXXX. However, per 535.8(XXXX)(b) does not include HELOCs in its definition of a "Loan". Informational Only. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023761 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023761 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023762 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023762 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023762 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023763 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023763 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023763 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023764 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023764 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023764 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023767 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023767 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023767 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023772 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023772 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023772 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023774 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023774 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023774 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023781 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023781 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023781 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023782 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023782 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023782 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023784 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023784 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023784 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023785 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023785 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023785 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023787 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023787 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023787 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023789 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023789 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023789 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023792 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023792 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023792 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023794 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023794 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023794 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023795 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023795 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023795 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023798 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023798 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023798 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023799 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023799 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023799 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023805 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023805 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023805 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023806 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023806 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023806 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023810 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023810 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023810 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023815 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023815 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023815 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023817 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023817 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023817 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023820 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023820 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023820 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023821 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023821 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023821 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023822 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023822 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023822 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023823 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023823 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023823 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023832 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023832 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023832 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023844 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023844 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023844 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023846 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023846 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023846 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023849 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023849 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023849 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023852 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023852 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023852 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023856 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023856 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023856 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023858 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023858 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023858 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023859 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023859 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023859 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023860 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023860 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023860 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023861 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023861 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023861 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023863 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023863 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023863 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023866 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023866 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023866 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023870 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023870 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023870 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023875 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023875 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023875 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023876 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023876 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023876 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023883 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023883 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023883 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023887 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023887 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023887 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023888 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023888 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023888 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023895 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023895 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023895 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023899 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023899 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023899 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023900 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023900 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023900 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023901 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023901 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023901 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023905 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023905 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023905 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023907 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023907 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023907 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023911 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023911 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023911 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023913 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023913 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023913 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023915 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023915 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023915 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023916 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023916 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023916 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023917 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023917 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023917 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023921 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023921 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023921 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023923 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023923 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023923 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023927 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023927 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023927 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023938 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023938 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023938 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023940 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023940 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023940 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023954 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023954 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023954 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023963 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023963 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023963 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023965 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023965 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023965 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023966 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023966 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023966 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026023972 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023972 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023972 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023973 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The referenced XXXX is missing the name of the Condominium project. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Docs uploaded.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026023973 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026023973 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026023974 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023974 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026023974 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026023975 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023975 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023975 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026023988 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023988 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023988 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026023992 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023992 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026023992 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024004 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024004 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024004 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024013 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024013 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024013 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024015 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024015 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024015 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024016 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024016 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024016 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024034 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024034 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024034 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024035 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024035 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024035 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024038 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024038 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024038 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024043 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024043 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024043 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024046 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024046 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024046 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024047 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024047 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024047 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024048 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024048 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024048 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024052 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024052 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024052 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024054 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024054 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024054 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024057 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024057 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024057 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024066 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Inaccurate | XXXX | The PUD Rider reflects the planned unit development as XXXX. The actual name of the PUD is XXXX. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **attached recorded scrivener&#XXXX;s affidavit** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026024066 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026024066 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026024070 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024070 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024070 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024072 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024072 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024072 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024083 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024083 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024083 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024086 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026024086 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **Income Documents uploaded.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Various sources of income documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026024086 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026024094 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024094 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024094 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024096 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024096 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024096 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024098 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: The Maturity Date is missing. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026024098 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026024098 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026024101 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024101 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024101 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024104 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024104 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024104 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024107 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024107 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024107 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024115 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024115 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024115 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024117 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024117 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024117 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024119 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024119 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024119 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024121 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024121 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024121 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024123 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024123 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024123 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024125 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024125 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024125 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024126 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024126 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024126 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024130 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024130 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024130 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024132 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024132 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024132 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024139 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024139 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024139 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024153 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024153 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024153 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024161 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024161 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024161 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024162 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024162 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024162 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024163 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024163 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024163 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024165 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024165 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024165 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024169 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024169 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024169 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024175 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024175 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024175 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024180 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024180 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024180 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024181 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024181 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024181 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024183 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024183 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024183 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024185 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024185 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024185 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024189 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024189 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024189 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024194 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024194 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024194 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024197 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024197 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024197 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024198 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024198 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024198 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024203 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024203 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024203 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024205 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024205 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024205 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024206 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024206 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024206 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024207 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024207 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024207 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024209 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024209 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024209 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024218 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024218 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024218 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024223 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024223 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024223 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024226 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024226 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024226 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024234 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024234 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024234 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024239 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024239 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024239 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024240 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024240 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024240 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024241 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024241 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024241 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024242 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024242 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024242 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024244 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024244 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024244 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024246 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024246 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024246 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024247 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024247 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024247 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024250 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024250 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024250 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024251 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024251 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024251 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024256 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024256 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024256 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024257 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024257 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024257 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024261 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024261 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024261 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024283 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024283 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024283 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024286 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024286 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024286 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024290 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024290 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024290 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024292 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024292 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024292 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024293 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024293 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024293 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024296 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024296 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024296 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024299 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024299 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024299 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024302 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026024302 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026024302 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The secondary AVM supported the origination value within in10%. (Resolved)** |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026024304 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024304 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024304 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024310 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024310 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024310 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024312 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024312 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024312 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024315 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024315 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024315 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024318 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024318 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024318 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024323 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024323 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024323 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024326 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024326 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024326 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024328 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024328 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024328 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024329 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024329 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024329 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024330 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024330 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024330 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024332 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024332 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024332 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024333 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024333 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024333 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024337 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024337 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024337 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024338 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024338 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024338 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024347 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024347 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024347 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024348 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024348 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024348 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024349 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024349 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024349 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024353 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024353 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024353 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024356 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024356 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024356 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024358 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024358 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024358 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024360 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024360 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024360 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024361 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024361 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024361 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024367 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024367 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024367 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024368 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024368 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024368 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024374 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024374 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024374 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024378 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024378 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024378 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024382 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024382 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024382 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024390 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024390 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024390 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024391 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024391 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024391 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024395 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024395 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024395 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024398 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024398 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024398 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024399 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024399 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024399 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024403 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024403 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024403 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024405 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024405 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024405 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024410 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024410 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024410 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024411 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024411 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024411 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024412 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024412 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024412 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024413 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024413 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024413 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024422 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024422 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024422 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024425 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024425 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024425 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024426 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024426 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024426 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024428 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024428 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024428 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024430 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024430 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024430 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024433 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024433 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024433 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024435 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024435 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024435 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024436 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024436 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024436 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024437 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024437 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024437 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024440 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024440 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024440 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024441 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024441 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024441 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024443 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024443 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024443 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024444 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024444 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024444 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024446 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024446 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024446 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024447 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024447 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024447 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024448 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024448 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024448 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024459 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024459 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024459 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024460 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024460 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024460 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024461 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024461 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024461 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024462 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024462 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024462 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024464 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024464 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024464 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024468 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024468 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024468 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024472 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024472 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024472 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024482 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024482 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024482 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024486 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024486 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024486 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024490 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024490 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024490 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024494 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024494 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024494 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024498 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024498 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024498 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024501 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024501 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024501 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024502 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024502 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024502 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024503 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024503 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024503 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024505 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024505 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024505 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024509 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024509 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024509 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024510 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024510 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024510 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024512 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024512 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024512 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024516 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024516 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024516 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024517 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024517 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024517 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024520 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024520 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024520 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024523 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024523 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024523 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024527 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024527 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024527 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024528 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024528 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024528 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024529 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024529 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024529 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024531 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 4 | 1 |
|  XXXX | 2026024531 | 2 of 3 | XXXX | XXXX | Credit | Income — Missing Income Documents | XXXX | The loan file is missing all income documentation, there was no way to determine if the income used at origination was supported. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Uploading Plaid document** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 4 | 1 | 4 | 1 |
|  XXXX | 2026024531 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 4 | 1 |
|  XXXX | 2026024537 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024537 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024537 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024539 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024539 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024539 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024540 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024540 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024540 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024549 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024549 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024549 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024550 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024550 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024550 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024551 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024551 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024551 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024552 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024552 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024552 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024553 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024553 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024553 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024556 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024556 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024556 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024559 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024559 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024559 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024560 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024560 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024560 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024567 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024567 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024567 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024568 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024568 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024568 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024569 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024569 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024569 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024570 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024570 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024570 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024572 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024572 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024572 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024575 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024575 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024575 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024577 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024577 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024577 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024578 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024578 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024578 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024579 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024579 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024579 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024587 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024587 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024587 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024588 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024588 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024588 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024595 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024595 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024595 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024597 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024597 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024597 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024599 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024599 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024599 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024601 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024601 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024601 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024602 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024602 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024602 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024603 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024603 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024603 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024605 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024605 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024605 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024607 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024607 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024607 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024611 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024611 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024611 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024620 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024620 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024620 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024621 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024621 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024621 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024623 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024623 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024623 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024626 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024626 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024626 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024628 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024628 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024628 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024630 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024630 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024630 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024636 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024636 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024636 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024638 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024638 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024638 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024641 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024641 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024641 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024643 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024643 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024643 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024646 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024646 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024646 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024647 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024647 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024647 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024648 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024648 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024648 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024655 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024655 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024655 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024657 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024657 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024657 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024658 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024658 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024658 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024664 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024664 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024664 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024668 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024668 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024668 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024671 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024671 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024671 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024677 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024677 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024677 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024678 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024678 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024678 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024681 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024681 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024681 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024682 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024682 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024682 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024690 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024690 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024690 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024691 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024691 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024691 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024697 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024697 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024697 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024704 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024704 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024704 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024708 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024708 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024708 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024712 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024712 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024712 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024718 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024718 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024718 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024720 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024720 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024720 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024731 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024731 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024731 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024732 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024732 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024732 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024733 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024733 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024733 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024737 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024737 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024737 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024738 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024738 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024738 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024746 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024746 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024746 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024747 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024747 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024747 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024750 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024750 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024750 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024758 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024758 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024758 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024762 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024762 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024762 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024768 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024768 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024768 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024769 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024769 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024769 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024770 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024770 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024770 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024778 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024778 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024778 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024783 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024783 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024783 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024785 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024785 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024785 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024790 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024790 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024790 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024792 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024792 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024792 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024793 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024793 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024793 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024795 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024795 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024795 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024796 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024796 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024796 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024799 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024799 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024799 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024801 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024801 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024801 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024804 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024804 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024804 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024806 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024806 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024806 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024807 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024807 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024807 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024811 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024811 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024811 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024819 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024819 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024819 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024821 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024821 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024821 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024825 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024825 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024825 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024828 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024828 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024828 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024837 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024837 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024837 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024839 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024839 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024839 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024843 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024843 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024843 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024845 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024845 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024845 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024848 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024848 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024848 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024863 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024863 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024863 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024865 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024865 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024865 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024869 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024869 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024869 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024870 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024870 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024870 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024871 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024871 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024871 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024874 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024874 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024874 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024875 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024875 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024875 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024881 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024881 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024881 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024884 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024884 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024884 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024885 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024885 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024885 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024887 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024887 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024887 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024888 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024888 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024888 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024894 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024894 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024894 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024897 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024897 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024897 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024899 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024899 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024899 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024903 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024903 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024903 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024906 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024906 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024906 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024907 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024907 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024907 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024909 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024909 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024909 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024911 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024911 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024911 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024922 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024922 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024922 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024925 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024925 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024925 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024926 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024926 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026024926 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026024927 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024927 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024927 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024928 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024928 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024928 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024929 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024929 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024929 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024932 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024932 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024932 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024933 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024933 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024933 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024935 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024935 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024935 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024938 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024938 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024938 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024943 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024943 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024943 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024949 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024949 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024949 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024964 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024964 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024964 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024975 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024975 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024975 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024979 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024979 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024979 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024980 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024980 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024980 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024981 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024981 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024981 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024984 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024984 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024984 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024987 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024987 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024987 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024990 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024990 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024990 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026024993 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024993 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024993 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024996 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024996 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026024996 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026024998 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024998 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026024998 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025004 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025004 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025004 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025008 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025008 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025008 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025016 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025016 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025016 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025017 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025017 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025017 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025021 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025021 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025021 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025023 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025023 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025023 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025025 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025025 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025025 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025027 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025027 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025027 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025029 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Missing Signature | XXXX | The Security Instrument was not fully executed by all required parties. The borrower, witness and notary signature was missing. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Signed deed attached** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026025029 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025029 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025030 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025030 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025030 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025031 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025031 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025031 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025032 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025032 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025032 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025038 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025038 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025038 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025040 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025040 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025040 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025047 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025047 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025047 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025050 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025050 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025050 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025054 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025054 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025054 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025055 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025055 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025055 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025063 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025063 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025063 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025068 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025068 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025068 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025069 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025069 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025069 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025076 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025076 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025076 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025077 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025077 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025077 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025078 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025078 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025078 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025085 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025085 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025085 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025090 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025090 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025090 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025091 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025091 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025091 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025092 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025092 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025092 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025098 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025098 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025098 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025099 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025099 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025099 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025100 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025100 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025100 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025106 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025106 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025106 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025109 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025109 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025109 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025119 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025119 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025119 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025122 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025122 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025122 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025127 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025127 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025127 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025131 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025131 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025131 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025137 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025137 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025137 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025138 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025138 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025138 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025139 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025139 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025139 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025143 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025143 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025143 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025144 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025144 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025144 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025145 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025145 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025145 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025151 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025151 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025151 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025152 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025152 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025152 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025155 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025155 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025155 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025168 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025168 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025168 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025169 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025169 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025169 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025170 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025170 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025170 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025173 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025173 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025173 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025175 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025175 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025175 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025182 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025182 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025182 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025185 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025185 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025185 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025187 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025187 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025187 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025190 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025190 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025190 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025196 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025196 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025196 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025199 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025199 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025199 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025201 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025201 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025201 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025202 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025202 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025202 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025203 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025203 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025203 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025208 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025208 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025208 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025210 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025210 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025210 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025211 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025211 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025211 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025213 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025213 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025213 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025214 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025214 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025214 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025219 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025219 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025219 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025227 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025227 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025227 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025228 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025228 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025228 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025237 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025237 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025237 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025243 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025243 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025243 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025250 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025250 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025250 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025257 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025257 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025257 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025261 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025261 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025261 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025266 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025266 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025266 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025282 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025282 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025282 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025292 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025292 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025292 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025300 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025300 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025300 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025314 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025314 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025314 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025315 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025315 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025315 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025319 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025319 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025319 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025323 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025323 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025323 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025324 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025324 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025324 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025326 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025326 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025326 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025330 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025330 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025330 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025332 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025332 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025332 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025337 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025337 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025337 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025341 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025341 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025341 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025342 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025342 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025342 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025343 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025343 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025343 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025354 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025354 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025354 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025361 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025361 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025361 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025363 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025363 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025363 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025370 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025370 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025370 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025375 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025375 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025375 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025379 | 1 of 3 | XXXX | XXXX | Compliance | Compliance Finding — Other Documentation | XXXX | There were additional observations regarding the closing documentation. The data tape reflected the subject loan was originated and closed as a 2nd mortgage; however, the liens search reflected an existing 1st and 2nd mortgage. The existing 2nd mortgage reflected a balance of $XXXX; however, the loan file did not contain documentation evidencing this was paid in full with the proceeds of the new subject mortgage as required to ensure the existing subject mortgage was in 2nd XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **UW using guidelines version XXXX, see below from pg. XXXX detailing that liens less than XXXX will not be considered in lien position. "XXXX. Small balances of less than or equal to $XXXX outstanding on the property will not be considered in lien position. These balances will be considered in CLTV and DTI calculations."**  | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **Balances less the $XXXX are excluded from lien position per guidelines. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026025379 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025379 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025390 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025390 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025390 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025396 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025396 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025396 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025397 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025397 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025397 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025399 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025399 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025399 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025406 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025406 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025406 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025407 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: The Maturity Date is missing. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026025407 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026025407 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025411 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025411 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025411 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025413 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025413 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025413 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025415 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025415 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025415 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025416 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025416 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025416 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025429 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025429 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025429 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025431 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025431 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025431 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025433 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025433 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025433 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025434 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025434 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025434 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025438 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025438 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025438 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025442 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025442 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025442 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025444 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025444 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025444 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025447 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Name Discrepancy | XXXX | The security instrument was not completed accurately. The name of the Trust listed in the mortgage does not match the name of the Trust listed in the Trust documents. The mortgage is signed as "XXXX and Wealthy XXXX as Trustee(s) under XXXX dated XX/XX/XXXX", while Trust Certificate provided lists trustees as: XXXX and XXXX. |  |  |  |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025447 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025447 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025451 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025451 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025451 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025453 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025453 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025453 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025454 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025454 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025454 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025455 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025455 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025455 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025457 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025457 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025457 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025460 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025460 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025460 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025467 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025467 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025467 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025472 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025472 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025472 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025477 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025477 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025477 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025479 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025479 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025479 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025485 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025485 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025485 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025492 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025492 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025492 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025493 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025493 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025493 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025499 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025499 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025499 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025501 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025501 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025501 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025502 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025502 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025502 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025510 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025510 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025510 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025511 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025511 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025511 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025512 | 1 of 3 | XXXX | XXXX | Compliance | Compliance Finding — Other Documentation | XXXX | There were additional observations regarding the closing documentation. The data tape reflected the subject loan was originated and closed as a 2nd mortgage; however, the liens search reflected an existing 1st and 2nd mortgage. The existing 2nd mortgage reflected a balance of $XXXX; however, the loan file did not contain documentation evidencing this was paid in full with the proceeds of the new subject mortgage as required to ensure the existing subject mortgage was in 2nd XXXX position. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **UW using guidelines version XXXX, see below from pg. XXXX detailing that liens less than XXXX will not be considered in lien position. "XXXX. Small balances of less than or equal to $XXXX outstanding on the property will not be considered in lien position. These balances will be considered in CLTV and DTI calculations."** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **Balances less the $XXXX are excluded from lien position per guidelines. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026025512 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025512 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025521 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025521 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025521 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025528 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025528 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025528 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025529 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025529 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025529 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025531 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025531 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025531 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025532 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025532 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025532 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025533 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025533 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025533 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025535 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025535 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025535 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025536 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025536 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025536 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025537 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025537 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025537 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025541 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025541 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025541 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025548 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025548 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025548 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025549 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025549 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025549 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025550 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025550 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025550 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025551 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025551 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025551 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025553 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025553 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025553 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025554 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025554 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025554 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025558 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025558 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025558 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025563 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025563 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025563 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025566 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025566 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025566 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025569 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025569 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025569 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025572 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025572 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025572 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025573 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025573 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025573 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025581 | 1 of 3 | XXXX | XXXX | Compliance | State Testing — Prohibited Fees | XXXX | The loan failed the origination fee test. (XXXX § XXXX-3301(e)(1)-(XXXX)) The loan has an origination fee that is greater than XXXX% of the loan's principal. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026025581 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026025581 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026025583 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025583 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025583 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025586 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025586 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025586 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025590 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025590 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025590 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025591 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025591 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025591 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025592 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025592 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025592 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025593 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025593 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025593 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025594 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025594 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025594 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025596 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025596 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025596 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025599 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025599 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025599 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025600 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025600 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025600 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025601 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025601 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025601 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025603 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025603 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025603 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025606 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025606 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025606 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025607 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025607 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025607 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025614 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025614 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025614 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025615 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025615 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025615 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025623 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025623 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025623 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025626 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025626 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025626 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025637 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025637 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025637 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025642 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025642 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025642 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025646 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025646 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025646 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025651 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025651 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025651 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025665 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025665 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025665 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025671 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025671 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025671 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025672 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025672 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025672 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025673 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025673 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025673 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025674 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025674 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025674 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025675 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025675 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025675 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025680 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025680 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025680 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025683 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025683 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025683 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025689 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025689 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025689 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025693 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025693 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025693 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025694 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025694 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025694 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025696 | 1 of 3 | XXXX | XXXX | Compliance | ROR — Other | XXXX | There are additional findings regarding the Recession Notice. There is a notification in the file that the transaction was cancelled. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **There was a separate application from same borrower (XXXX-XXXX-XXXX) that was cancelled as borrower had two applications open and only wanted to proceed with one. This loan is active and RTC sent to borrower on XXXX/XXXX. I uploaded this for reference along with servicing notes outlining the cancellation of other application with borrower.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026025696 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025696 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025699 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025699 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025699 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025700 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025700 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025700 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025701 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025701 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025701 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025702 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025702 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025702 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025709 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025709 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025709 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025710 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025710 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025710 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025714 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025714 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025714 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025718 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025718 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025718 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025719 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025719 | 2 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025719 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025722 | 1 of 4 | XXXX | XXXX | Compliance | Security Instrument — Missing Signature | XXXX | The Security Instrument was not fully executed by all required parties. The borrower XXXX, non-borrower with vested interest XXXX, and the notary signatures were missing. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Recorded deed attached** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 2 |
|  XXXX | 2026025722 | 2 of 4 | XXXX | XXXX | Compliance | State Testing | XXXX | State Testing. The file failed one or more of the state threshold tests. The loan failed the origination fee test. The loan has an origination fee that is greater than XXXX% of the loan's principal. |  |  |  |  |  | 2 | 2 | 3 | 2 |
|  XXXX | 2026025722 | 3 of 4 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025722 | 4 of 4 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025723 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025723 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025723 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025726 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025726 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025726 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025728 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025728 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025728 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025732 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025732 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025732 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025734 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025734 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025734 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025736 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025736 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025736 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025740 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025740 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025740 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025742 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025742 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025742 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025744 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025744 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025744 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025746 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025746 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025746 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025753 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025753 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025753 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025754 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025754 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025754 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025758 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025758 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025758 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025760 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025760 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025760 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025761 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025761 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025761 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025762 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025762 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025762 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025763 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025763 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025763 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025766 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025766 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025766 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025768 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025768 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025768 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025772 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025772 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025772 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025774 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025774 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025774 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025775 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025775 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025775 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025781 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025781 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025781 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025782 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025782 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025782 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025789 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025789 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025789 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025790 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025790 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025790 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025791 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025791 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025791 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025792 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025792 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025792 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025794 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025794 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025794 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025797 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025797 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025797 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025799 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025799 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025799 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025800 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025800 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025800 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025808 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025808 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025808 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025809 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025809 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025809 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025814 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025814 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025814 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025818 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025818 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025818 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025819 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025819 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025819 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025822 | 1 of 3 | XXXX | XXXX | Compliance | Rescission Test | XXXX | There was no disbursement/funding date provided in the loan file. Unable to determine if the borrower was provided XXXX business days to rescind the transaction. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **This loan was disbursed on XX/XX/XXXX, which matches the origination date shown on the data tape we provided. Not sure why the disbursement timestamp was not populated as well, but looks to be a data error on our side when we submitted this sample. I&#XXXX;ve uploaded a copy of the RTC that was sent to the borrower on XX/XX/XXXX, which shows the rescission period ended on XX/XX/XXXX and loan was funded the next day from there. Uploaded RTC, funding notification to borrower, and initial servicing statement showing XXXX/XXXX disbursement date.** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026025822 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025822 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025824 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025824 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025824 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025827 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025827 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025827 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025835 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025835 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025835 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025843 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025843 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025843 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025844 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025844 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025844 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025847 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025847 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025847 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025858 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025858 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025858 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025862 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025862 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025862 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025863 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025863 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025863 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025865 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025865 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025865 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025866 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025866 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025866 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025867 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025867 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025867 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025868 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025868 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Additional income docs attached. Previously cleared as part of prior sample for XXXX from XX/XX/XXXX** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026025868 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026025870 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025870 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025870 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025871 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025871 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025871 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025878 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025878 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025878 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025879 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025879 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025879 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025883 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025883 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025883 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025886 | 1 of 3 | XXXX | XXXX | Compliance | Security Instrument — Incomplete | XXXX | The following section(s) of the Security Instrument (Mortgage/Deed of Trust) incomplete: The Maturity Date is missing. |  |  |  |  |  | 2 | 2 | 2 | 2 |
|  XXXX | 2026025886 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026025886 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 2 | 2 |
|  XXXX | 2026025888 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025888 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025888 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025892 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025892 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025892 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025897 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025897 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025897 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025902 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025902 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025902 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025906 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025906 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025906 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025919 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025919 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025919 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025920 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025920 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025920 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025923 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025923 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025923 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025924 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025924 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025924 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025930 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025930 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025930 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025934 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025934 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025934 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025939 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025939 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025939 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025952 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025952 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025952 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025957 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025957 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025957 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025963 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025963 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025963 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025966 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025966 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026025966 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026025967 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025967 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025967 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025970 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025970 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025970 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025973 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025973 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026025973 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026025977 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025977 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025977 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025982 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026025982 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026025982 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026002 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026002 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026002 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026003 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026003 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026003 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026006 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026006 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026006 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026008 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026008 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026008 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026014 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026014 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026014 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026016 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026016 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026016 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026019 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026026019 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX (income of $XXXX plus asset depletion of $XXXX). The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Income docs attached** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026026019 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026026022 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026022 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026022 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026025 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026025 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026025 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026026 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026026 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026026 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026031 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026031 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026031 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026037 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026037 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026037 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026040 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026040 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026040 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026042 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026042 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026042 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026043 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026043 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026043 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026047 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026047 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026047 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026049 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026049 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026049 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026051 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026051 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026051 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026053 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026053 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026053 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026054 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026054 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026054 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026055 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026055 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026055 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026065 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026065 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026065 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026068 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026068 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026068 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026069 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026069 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026069 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026071 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026071 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026071 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026076 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026076 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026076 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026077 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026077 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026077 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026082 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026082 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026082 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026084 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026084 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026084 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026087 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026087 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026087 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026090 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026090 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026090 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026091 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026091 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026091 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026097 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026097 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026097 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026099 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026099 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026099 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026104 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026104 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026104 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026106 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026106 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026106 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026108 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026108 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026108 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026116 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026116 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026116 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026119 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026119 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026119 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026121 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026121 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026121 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026123 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026123 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026123 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026128 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026128 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026128 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026129 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026129 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026129 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026130 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026130 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026130 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026134 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026134 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026134 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026139 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026139 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026139 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026141 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026141 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026141 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026146 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026146 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026146 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026149 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026149 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026149 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026153 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026153 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026153 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026156 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026156 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026156 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026160 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026160 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026160 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026162 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026026162 | 2 of 3 | XXXX | XXXX | Credit | DTI — Exceeds Guidelines | XXXX | The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **Income docs attached** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The income is supported. Documentation is sufficient. (Resolved)** |  |  | 3 | 1 | 3 | 1 |
|  XXXX | 2026026162 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 3 | 1 |
|  XXXX | 2026026164 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026164 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026164 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026174 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026174 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026174 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026177 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026177 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026177 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026179 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026179 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026179 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026181 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026181 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026181 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026189 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026189 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026189 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026196 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026196 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026196 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026197 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026197 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026197 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026202 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026202 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026202 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026208 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026208 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026208 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026217 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026217 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026217 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026218 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026218 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026218 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026219 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026219 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026219 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026220 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026220 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026220 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026222 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026222 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026222 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026224 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026224 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026224 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026226 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026226 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026226 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026231 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026231 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026231 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026234 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026234 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026234 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026241 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026241 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026241 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026242 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026242 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026242 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026243 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026243 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026243 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026244 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026244 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026244 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026250 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026250 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026250 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026252 | 1 of 3 | XXXX | XXXX | Compliance | ROR — Other | XXXX | There are additional findings regarding the Recession Notice. There is a notification in this file that application was withdrawn with no further explanation. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **There was a separate application from same borrower (XXXX-XXXX-XXXX) that was cancelled due to incorrect spelling of borrower name. That application was cancelled but this loan is active and has correct spelling of borrower name and an AKA for the last name discrepancy. New RTC sent to borrower on XXXX/XXXX. Attached are the RTC for reference along with servicing notes with borrower describing cancellation of other application.**  | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The documentation provided is sufficient to clear the finding. (Resolved)** |  |  | 3 | 1 | 3 | 3 |
|  XXXX | 2026026252 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026252 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026256 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026256 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026256 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026259 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026259 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026259 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026264 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026264 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026264 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026265 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026265 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026265 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026270 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026270 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026270 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026277 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026277 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026277 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026281 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026281 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026281 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026282 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026282 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026282 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026284 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026284 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026284 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026286 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026286 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026286 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026287 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026287 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026287 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026290 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026290 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026290 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026297 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026297 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026297 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026307 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026307 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026307 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026308 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026308 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026308 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026310 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026310 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026310 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026313 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026313 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026313 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026315 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026315 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026315 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026316 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026316 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026316 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026319 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026319 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026319 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026322 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026322 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026322 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026325 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026325 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026325 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026330 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026330 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026330 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026331 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026331 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026331 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXAM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXAM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026332 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026332 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026332 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026336 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026336 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026336 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026342 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026342 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026342 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026350 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026350 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026350 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026354 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026354 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026354 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026364 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026364 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026364 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026366 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026366 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026366 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026369 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026369 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026369 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026377 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026377 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026377 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026380 | 1 of 3 | XXXX | XXXX | Compliance | State Testing | XXXX | State Testing. The file failed one or more of the state threshold tests. The loan failed the origination fee test. The loan has an origination fee that is greater than XXXX% of the loan's principal. |  |  |  |  |  | 2 | 2 | 3 | 2 |
|  XXXX | 2026026380 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026380 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026388 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026388 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026388 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026391 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026391 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026391 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026395 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026395 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026395 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026399 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026399 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026399 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026400 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026400 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026400 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026401 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026401 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026401 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026403 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026403 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026403 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026410 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026410 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026410 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026417 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026417 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026417 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026420 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026420 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026420 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026422 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026422 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026422 | 3 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026423 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026423 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026423 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026425 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026425 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026425 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026426 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026426 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026426 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026444 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026444 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026444 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026446 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026446 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026446 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026456 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026456 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026456 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026458 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026458 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026458 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026464 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026464 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026464 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026466 | 1 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026466 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026466 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026471 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026471 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026471 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026476 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026476 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026476 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026477 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026477 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026477 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026478 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026478 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026478 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did not support the origination value within 10%. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026479 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 2026026479 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 2 |
|  XXXX | 2026026479 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the origination adjusted value within 10%. |  |  |  |  |  | 1 | 2 | 1 | 2 |
|  XXXX | 2026026480 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026480 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026480 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026481 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026481 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026481 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026485 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026485 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 3 |
|  XXXX | 2026026485 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance, the AVM resulted in a No Hit. | Upheld | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM requested** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The AVM did not support the origination value within a 10% variance, the AVM resulted in a no hit. (XXXX)** |  |  | 3 | 3 | 3 | 3 |
|  XXXX | 2026026487 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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| | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan ID** | **Finding #** | **Last Name** | **Note Date** | **Audit Category** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Audit Issue**  | **Finding ID** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Finding**  | **Remediation Status** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Exception Rebuttal**  | **Exception Response** | **Status Comment** | **Compensating Factors** | **Initial Findings Grade** | **Final Findings Grade** | **Initial Loan Grade** | **Final Loan Grade** |
|  XXXX | 2026026487 | 2 of 3 | XXXX | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026487 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026489 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026489 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 3 | 2 |
|  XXXX | 2026026489 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is not supported within a 10% variance | XXXX | The AVM did not support the origination value within a 10% variance. | Resolved | **Rebuttal 1 (XX/XX/XXXX XX:XXPM)**<br> **2nd AVM provided** | **Response 1 (XX/XX/XXXX XX:XXPM)**<br> **The second AVM provided did support the origination value within 10%. (Resolved)** |  |  | 3 | 2 | 3 | 2 |
|  XXXX | 2026026500 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026500 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026500 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026502 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026502 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026502 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026504 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026504 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026504 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026515 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026515 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026515 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026517 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026517 | 2 of 3 | XXXX | XXXX | Credit | No Credit Finding | XXXX | The loan meets all applicable credit guidelines. |  |  |  |  |  | 1 | 1 | 1 | 1 |
|  XXXX | 2026026517 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal — Value is supported within 10% of original appraisal amount | XXXX | The secondary valuation product supported the original appraised value within 10%. |  |  |  |  |  | 1 | 1 | 1 | 1 |

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