# EDGAR Filing Document

**Accession Number:** 0002059574
**File Stem:** 0001951757-26-000321
**Filing Date:** 2026-1
**Character Count:** 14217
**Document Hash:** 7763289187773f422712ccefc289112f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000321.hdr.sgml**: 20260128

**ACCESSION NUMBER**: 0001951757-26-000321

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260128

**DATE AS OF CHANGE**: 20260128

**EFFECTIVENESS DATE**: 20260128

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MEMBERS WEALTH LLC
- **CENTRAL INDEX KEY:** 0002059574

**ORGANIZATION NAME:**
- **EIN:** 883954368
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25460
- **FILM NUMBER:** 26572868

**BUSINESS ADDRESS:**
- **STREET 1:** 1 S OLIVE ST.
- **STREET 2:** SUITE 1C
- **CITY:** MEDIA
- **STATE:** PA
- **ZIP:** 19063
- **BUSINESS PHONE:** 267-367-5453

**MAIL ADDRESS:**
- **STREET 1:** 1 S OLIVE ST.
- **STREET 2:** SUITE 1C
- **CITY:** MEDIA
- **STATE:** PA
- **ZIP:** 19063

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MEMBERS WEALTH LLC<br>**Address:** 1 S OLIVE ST.<br>SUITE 1C<br>MEDIA, PA 19063

**Form 13F File Number:** 028-25460

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Tim Thomas<br>**Title:** Chief Compliance Officer<br>**Phone:** (267) 367-5453

**Signature, Place, and Date of Signing:**

Tim Thomas  Media, PA  01-28-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 106

**Form 13F Information Table Value Total:** $159676795

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ACHIEVE LIFE SCIENCES INC | COM | 004468500 |  | 152700 | 30000 | SH |  | SOLE |  | 0 | 0 | 30000 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 200223 | 205 | SH |  | SOLE |  | 0 | 0 | 205 |
| SELECT SECTOR SPDR TR | STATE STREET CON | 81369Y407 |  | 202830 | 1658 | SH |  | SOLE |  | 0 | 0 | 1658 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 202831 | 720 | SH |  | SOLE |  | 0 | 0 | 720 |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 203143 | 10803 | SH |  | SOLE |  | 0 | 0 | 10803 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 203628 | 1396 | SH |  | SOLE |  | 0 | 0 | 1396 |
| ISHARES TR | IBONDS DEC 28 | 46435U325 |  | 204589 | 7970 | SH |  | SOLE |  | 0 | 0 | 7970 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 209713 | 950 | SH |  | SOLE |  | 0 | 0 | 950 |
| MERCK  CO INC | COM | 58933Y105 |  | 210012 | 1955 | SH |  | SOLE |  | 0 | 0 | 1955 |
| SELECT SECTOR SPDR TR | STATE STREET FIN | 81369Y605 |  | 210063 | 3933 | SH |  | SOLE |  | 0 | 0 | 3933 |
| ISHARES TR | 3YRTB ETF | 464288125 |  | 219512 | 2871 | SH |  | SOLE |  | 0 | 0 | 2871 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 221370 | 776 | SH |  | SOLE |  | 0 | 0 | 776 |
| HONEYWELL INTL INC | COM | 438516106 |  | 235757 | 1066 | SH |  | SOLE |  | 0 | 0 | 1066 |
| LISTED FDS TR | ROUNDHILL MAGNIF | 53656G498 |  | 237475 | 3602 | SH |  | SOLE |  | 0 | 0 | 3602 |
| CENCORA INC | COM | 03073E105 |  | 243524 | 685 | SH |  | SOLE |  | 0 | 0 | 685 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 247006 | 4274 | SH |  | SOLE |  | 0 | 0 | 4274 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 248084 | 2027 | SH |  | SOLE |  | 0 | 0 | 2027 |
| ABBOTT LABS | COM | 002824100 |  | 258082 | 2373 | SH |  | SOLE |  | 0 | 0 | 2373 |
| ABBVIE INC | COM | 00287Y109 |  | 260513 | 1180 | SH |  | SOLE |  | 0 | 0 | 1180 |
| CHEVRON CORP NEW | COM | 166764100 |  | 273661 | 1634 | SH |  | SOLE |  | 0 | 0 | 1634 |
| FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 |  | 277256 | 3837 | SH |  | SOLE |  | 0 | 0 | 3837 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 281337 | 1284 | SH |  | SOLE |  | 0 | 0 | 1284 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 287968 | 1752 | SH |  | SOLE |  | 0 | 0 | 1752 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 299445 | 995 | SH |  | SOLE |  | 0 | 0 | 995 |
| RTX CORPORATION | COM | 75513E101 |  | 302620 | 1559 | SH |  | SOLE |  | 0 | 0 | 1559 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 313135 | 594 | SH |  | SOLE |  | 0 | 0 | 594 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 314825 | 2457 | SH |  | SOLE |  | 0 | 0 | 2457 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 319827 | 4007 | SH |  | SOLE |  | 0 | 0 | 4007 |
| BOEING CO | COM | 097023105 |  | 324201 | 1305 | SH |  | SOLE |  | 0 | 0 | 1305 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 327358 | 672 | SH |  | SOLE |  | 0 | 0 | 672 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2027 MUNI | 46138J494 |  | 356753 | 15034 | SH |  | SOLE |  | 0 | 0 | 15034 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 356833 | 7060 | SH |  | SOLE |  | 0 | 0 | 7060 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 357499 | 562 | SH |  | SOLE |  | 0 | 0 | 562 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 |  | 366917 | 1334 | SH |  | SOLE |  | 0 | 0 | 1334 |
| SELECT SECTOR SPDR TR | STATE STREET ENE | 81369Y506 |  | 367083 | 7458 | SH |  | SOLE |  | 0 | 0 | 7458 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 390991 | 1112 | SH |  | SOLE |  | 0 | 0 | 1112 |
| SOUTHERN CO | COM | 842587107 |  | 392208 | 4449 | SH |  | SOLE |  | 0 | 0 | 4449 |
| INVESCO EXCH TRD SLF IDX FD | INVSCO BLSH 28 | 46138J643 |  | 412913 | 20093 | SH |  | SOLE |  | 0 | 0 | 20093 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 426443 | 8349 | SH |  | SOLE |  | 0 | 0 | 8349 |
| WALMART INC | COM | 931142103 |  | 428099 | 3639 | SH |  | SOLE |  | 0 | 0 | 3639 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 433445 | 570 | SH |  | SOLE |  | 0 | 0 | 570 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 433701 | 3216 | SH |  | SOLE |  | 0 | 0 | 3216 |
| LOWES COS INC | COM | 548661107 |  | 437786 | 1575 | SH |  | SOLE |  | 0 | 0 | 1575 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 438727 | 2775 | SH |  | SOLE |  | 0 | 0 | 2775 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 451596 | 2039 | SH |  | SOLE |  | 0 | 0 | 2039 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 456872 | 2304 | SH |  | SOLE |  | 0 | 0 | 2304 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2026 MUNI | 46138J510 |  | 458221 | 19342 | SH |  | SOLE |  | 0 | 0 | 19342 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2028 MUNI | 46138J486 |  | 458592 | 19473 | SH |  | SOLE |  | 0 | 0 | 19473 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 463826 | 3175 | SH |  | SOLE |  | 0 | 0 | 3175 |
| ISHARES TR | IBONDS DEC 2029 | 46436E163 |  | 466750 | 18240 | SH |  | SOLE |  | 0 | 0 | 18240 |
| VISA INC | COM CL A | 92826C839 |  | 478797 | 1458 | SH |  | SOLE |  | 0 | 0 | 1458 |
| TESLA INC | COM | 88160R101 |  | 485248 | 1115 | SH |  | SOLE |  | 0 | 0 | 1115 |
| LAZARD ACTIVE ETF TR | INTL DYNAMIC EQT | 52110K400 |  | 515909 | 15830 | SH |  | SOLE |  | 0 | 0 | 15830 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 547388 | 5460 | SH |  | SOLE |  | 0 | 0 | 5460 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 556526 | 5539 | SH |  | SOLE |  | 0 | 0 | 5539 |
| ISHARES TR | IBONDS DEC 26 | 46435U259 |  | 574985 | 22399 | SH |  | SOLE |  | 0 | 0 | 22399 |
| ISHARES TR | IBONDS DEC 27 | 46435U283 |  | 575314 | 22588 | SH |  | SOLE |  | 0 | 0 | 22588 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 627253 | 4196 | SH |  | SOLE |  | 0 | 0 | 4196 |
| ORACLE CORP | COM | 68389X105 |  | 630487 | 3456 | SH |  | SOLE |  | 0 | 0 | 3456 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 643944 | 22068 | SH |  | SOLE |  | 0 | 0 | 22068 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 692121 | 1469 | SH |  | SOLE |  | 0 | 0 | 1469 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 700113 | 3224 | SH |  | SOLE |  | 0 | 0 | 3224 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 720399 | 1490 | SH |  | SOLE |  | 0 | 0 | 1490 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 735662 | 5493 | SH |  | SOLE |  | 0 | 0 | 5493 |
| BROADCOM INC | COM | 11135F101 |  | 762058 | 2346 | SH |  | SOLE |  | 0 | 0 | 2346 |
| RB GLOBAL INC | COM | 74935Q107 |  | 762125 | 6515 | SH |  | SOLE |  | 0 | 0 | 6515 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 792296 | 3977 | SH |  | SOLE |  | 0 | 0 | 3977 |
| ELI LILLY  CO | COM | 532457108 |  | 796371 | 749 | SH |  | SOLE |  | 0 | 0 | 749 |
| J P MORGAN EXCHANGE TRADED F | HEDGED EQUITY LA | 46654Q724 |  | 849640 | 12683 | SH |  | SOLE |  | 0 | 0 | 12683 |
| META PLATFORMS INC | CL A | 30303M102 |  | 861039 | 1281 | SH |  | SOLE |  | 0 | 0 | 1281 |
| DIAMEDICA THERAPEUTICS INC | COM NEW | 25253X207 |  | 864282 | 101382 | SH |  | SOLE |  | 0 | 0 | 101382 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 887214 | 41879 | SH |  | SOLE |  | 0 | 0 | 41879 |
| BLACKROCK ETF TRUST II | ISHARES SHORT-TE | 092528884 |  | 956278 | 18901 | SH |  | SOLE |  | 0 | 0 | 18901 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 1030390 | 5562 | SH |  | SOLE |  | 0 | 0 | 5562 |
| STRYKER CORPORATION | COM | 863667101 |  | 1048450 | 2937 | SH |  | SOLE |  | 0 | 0 | 2937 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1061301 | 3185 | SH |  | SOLE |  | 0 | 0 | 3185 |
| INVESCO EXCHANGE TRADED FD T | S SMLCP MOMENT | 46137V498 |  | 1090626 | 14166 | SH |  | SOLE |  | 0 | 0 | 14166 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1105971 | 1768 | SH |  | SOLE |  | 0 | 0 | 1768 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1193332 | 4210 | SH |  | SOLE |  | 0 | 0 | 4210 |
| COCA COLA CO | COM | 191216100 |  | 1357834 | 18713 | SH |  | SOLE |  | 0 | 0 | 18713 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 1358408 | 26542 | SH |  | SOLE |  | 0 | 0 | 26542 |
| HOME DEPOT INC | COM | 437076102 |  | 1472198 | 3809 | SH |  | SOLE |  | 0 | 0 | 3809 |
| AMAZON COM INC | COM | 023135106 |  | 1672504 | 7015 | SH |  | SOLE |  | 0 | 0 | 7015 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1847206 | 2899 | SH |  | SOLE |  | 0 | 0 | 2899 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1887086 | 5517 | SH |  | SOLE |  | 0 | 0 | 5517 |
| INVESCO EXCHANGE TRADED FD T | S QUALITY | 46137V241 |  | 2030058 | 26262 | SH |  | SOLE |  | 0 | 0 | 26262 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 2078279 | 9254 | SH |  | SOLE |  | 0 | 0 | 9254 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 2122779 | 6363 | SH |  | SOLE |  | 0 | 0 | 6363 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2325651 | 12472 | SH |  | SOLE |  | 0 | 0 | 12472 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2346268 | 3387 | SH |  | SOLE |  | 0 | 0 | 3387 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 2554792 | 6727 | SH |  | SOLE |  | 0 | 0 | 6727 |
| APPLE INC | COM | 037833100 |  | 2707579 | 10601 | SH |  | SOLE |  | 0 | 0 | 10601 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2747316 | 9165 | SH |  | SOLE |  | 0 | 0 | 9165 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2835498 | 30213 | SH |  | SOLE |  | 0 | 0 | 30213 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 3077204 | 126790 | SH |  | SOLE |  | 0 | 0 | 126790 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 3487760 | 34663 | SH |  | SOLE |  | 0 | 0 | 34663 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 3547447 | 145865 | SH |  | SOLE |  | 0 | 0 | 145865 |
| MICROSOFT CORP | COM | 594918104 |  | 3583378 | 7620 | SH |  | SOLE |  | 0 | 0 | 7620 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 4052991 | 172835 | SH |  | SOLE |  | 0 | 0 | 172835 |
| ISHARES TR | IBDS DEC28 ETF | 46435U515 |  | 4224073 | 165650 | SH |  | SOLE |  | 0 | 0 | 165650 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 4284750 | 193880 | SH |  | SOLE |  | 0 | 0 | 193880 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 8363009 | 143793 | SH |  | SOLE |  | 0 | 0 | 143793 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 8862568 | 119217 | SH |  | SOLE |  | 0 | 0 | 119217 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 |  | 9221447 | 85669 | SH |  | SOLE |  | 0 | 0 | 85669 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 12627869 | 273330 | SH |  | SOLE |  | 0 | 0 | 273330 |
| ISHARES TR | CORE S ETF | 464287200 |  | 24607381 | 35361 | SH |  | SOLE |  | 0 | 0 | 35361 |

---