# EDGAR Filing Document

**Accession Number:** 0002079080
**File Stem:** 0002079080-25-000002
**Filing Date:** 2025-10
**Character Count:** 14114
**Document Hash:** c8e0fb212a19ea25b61f8a75a8737969
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002079080-25-000002.hdr.sgml**: 20251016

**ACCESSION NUMBER**: 0002079080-25-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251016

**DATE AS OF CHANGE**: 20251016

**EFFECTIVENESS DATE**: 20251016

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BRIAN LOW FINANCIAL GROUP, LLC
- **CENTRAL INDEX KEY:** 0002079080

**ORGANIZATION NAME:**
- **EIN:** 208989650
- **STATE OF INCORPORATION:** LA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-25677
- **FILM NUMBER:** 251397339

**BUSINESS ADDRESS:**
- **STREET 1:** 4463 BLUEBONNET BOULEVARD
- **STREET 2:** SUITE B
- **CITY:** BATON ROUGE
- **STATE:** LA
- **ZIP:** 70809
- **BUSINESS PHONE:** 2252924225

**MAIL ADDRESS:**
- **STREET 1:** 4463 BLUEBONNET BOULEVARD
- **STREET 2:** SUITE B
- **CITY:** BATON ROUGE
- **STATE:** LA
- **ZIP:** 70809

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BRIAN LOW FINANCIAL GROUP LLC<br>**Address:** 4463 BLUEBONNET BOULEVARD<br>SUITE B<br>BATON ROUGE, LA 70809

**Form 13F File Number:** 028-25677

**CRD Number (if applicable):** 000306346

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ryan Westerbeck<br>**Title:** Consultant<br>**Phone:** 513-562-1671

**Signature, Place, and Date of Signing:**

Ryan Westerbeck  COVINGTON, KY  10-16-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 108

**Form 13F Information Table Value Total:** $128867893

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ENBRIDGE INC | COM | 29250N105 |  | 799539 | 15845 | SH |  | SOLE |  | 0 | 0 | 15845 |
| ELI LILLY  CO | COM | 532457108 |  | 1625190 | 2130 | SH |  | SOLE |  | 0 | 0 | 2130 |
| ISHARES TR | MBS ETF | 464288588 |  | 3018033 | 31719 | SH |  | SOLE |  | 0 | 0 | 31719 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 954057 | 1198 | SH |  | SOLE |  | 0 | 0 | 1198 |
| SYSCO CORP | COM | 871829107 |  | 297824 | 3617 | SH |  | SOLE |  | 0 | 0 | 3617 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 754642 | 2702 | SH |  | SOLE |  | 0 | 0 | 2702 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 5532372 | 49068 | SH |  | SOLE |  | 0 | 0 | 49068 |
| MICROSOFT CORP | COM | 594918104 |  | 6041629 | 11665 | SH |  | SOLE |  | 0 | 0 | 11665 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 503895 | 4822 | SH |  | SOLE |  | 0 | 0 | 4822 |
| FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 |  | 601766 | 15716 | SH |  | SOLE |  | 0 | 0 | 15716 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 282453 | 861 | SH |  | SOLE |  | 0 | 0 | 861 |
| BROADCOM INC | COM | 11135F101 |  | 3029598 | 9183 | SH |  | SOLE |  | 0 | 0 | 9183 |
| HOME DEPOT INC | COM | 437076102 |  | 1229515 | 3034 | SH |  | SOLE |  | 0 | 0 | 3034 |
| ISHARES TR | CORE S ETF | 464287200 |  | 429691 | 642 | SH |  | SOLE |  | 0 | 0 | 642 |
| SHELL PLC | SPON ADS | 780259305 |  | 231042 | 3230 | SH |  | SOLE |  | 0 | 0 | 3230 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 1200310 | 12603 | SH |  | SOLE |  | 0 | 0 | 12603 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 290856 | 6797 | SH |  | SOLE |  | 0 | 0 | 6797 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 328289 | 653 | SH |  | SOLE |  | 0 | 0 | 653 |
| MANAGER DIRECTED PORTFOLIOS | SWP GROWTH  INC | 56170L612 |  | 17284267 | 624468 | SH |  | SOLE |  | 0 | 0 | 624468 |
| BLACKROCK INC | COM | 09290D101 |  | 1282504 | 1100 | SH |  | SOLE |  | 0 | 0 | 1100 |
| WALMART INC | COM | 931142103 |  | 647112 | 6279 | SH |  | SOLE |  | 0 | 0 | 6279 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 1425564 | 12789 | SH |  | SOLE |  | 0 | 0 | 12789 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1375132 | 8478 | SH |  | SOLE |  | 0 | 0 | 8478 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 1753588 | 14673 | SH |  | SOLE |  | 0 | 0 | 14673 |
| TJX COS INC NEW | COM | 872540109 |  | 1074221 | 7432 | SH |  | SOLE |  | 0 | 0 | 7432 |
| CAMECO CORP | COM | 13321L108 |  | 913739 | 10896 | SH |  | SOLE |  | 0 | 0 | 10896 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 421964 | 6198 | SH |  | SOLE |  | 0 | 0 | 6198 |
| MPLX LP | COM UNIT REP LTD | 55336V100 |  | 236164 | 4728 | SH |  | SOLE |  | 0 | 0 | 4728 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1015552 | 8206 | SH |  | SOLE |  | 0 | 0 | 8206 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 203972 | 4641 | SH |  | SOLE |  | 0 | 0 | 4641 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 800330 | 20406 | SH |  | SOLE |  | 0 | 0 | 20406 |
| STRYKER CORPORATION | COM | 863667101 |  | 833976 | 2256 | SH |  | SOLE |  | 0 | 0 | 2256 |
| CHEVRON CORP NEW | COM | 166764100 |  | 293453 | 1890 | SH |  | SOLE |  | 0 | 0 | 1890 |
| INVESCO EXCHANGE TRADED FD T | INTL DIVI ACHI | 46137V548 |  | 1933858 | 90931 | SH |  | SOLE |  | 0 | 0 | 90931 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 225471 | 1236 | SH |  | SOLE |  | 0 | 0 | 1236 |
| NETFLIX INC | COM | 64110L106 |  | 217005 | 181 | SH |  | SOLE |  | 0 | 0 | 181 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 862287 | 2596 | SH |  | SOLE |  | 0 | 0 | 2596 |
| EMERSON ELEC CO | COM | 291011104 |  | 1050472 | 8008 | SH |  | SOLE |  | 0 | 0 | 8008 |
| SPDR SERIES TRUST | S REGL BKG | 78464A698 |  | 905443 | 14304 | SH |  | SOLE |  | 0 | 0 | 14304 |
| RTX CORPORATION | COM | 75513E101 |  | 1309729 | 7827 | SH |  | SOLE |  | 0 | 0 | 7827 |
| AMAZON COM INC | COM | 023135106 |  | 961058 | 4377 | SH |  | SOLE |  | 0 | 0 | 4377 |
| ESTABLISHMENT LABS HLDGS INC | COM | G31249108 |  | 222904 | 5438 | SH |  | SOLE |  | 0 | 0 | 5438 |
| VILLAGE FARMS INTL INC | COM | 92707Y108 |  | 143980 | 46000 | SH |  | SOLE |  | 0 | 0 | 46000 |
| AMGEN INC | COM | 031162100 |  | 315276 | 1117 | SH |  | SOLE |  | 0 | 0 | 1117 |
| SILA REALTY TRUST INC | COMMON STOCK | 146280508 |  | 212777 | 8477 | SH |  | SOLE |  | 0 | 0 | 8477 |
| TOYOTA MOTOR CORP | ADS | 892331307 |  | 649133 | 3397 | SH |  | SOLE |  | 0 | 0 | 3397 |
| TESLA INC | COM | 88160R101 |  | 721336 | 1622 | SH |  | SOLE |  | 0 | 0 | 1622 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2354657 | 12620 | SH |  | SOLE |  | 0 | 0 | 12620 |
| SOUTHERN CO | COM | 842587107 |  | 229741 | 2424 | SH |  | SOLE |  | 0 | 0 | 2424 |
| GOLDMAN SACHS ETF TR | ACCES TREASURY | 381430529 |  | 370550 | 3697 | SH |  | SOLE |  | 0 | 0 | 3697 |
| CANADIAN NAT RES LTD | COM | 136385101 |  | 527340 | 16500 | SH |  | SOLE |  | 0 | 0 | 16500 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1111872 | 2318 | SH |  | SOLE |  | 0 | 0 | 2318 |
| ISHARES TR | CORE MSCI PAC | 46434V696 |  | 281252 | 3830 | SH |  | SOLE |  | 0 | 0 | 3830 |
| ORACLE CORP | COM | 68389X105 |  | 1937238 | 6888 | SH |  | SOLE |  | 0 | 0 | 6888 |
| CITIGROUP INC | COM NEW | 172967424 |  | 1245442 | 12270 | SH |  | SOLE |  | 0 | 0 | 12270 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 911180 | 4886 | SH |  | SOLE |  | 0 | 0 | 4886 |
| CENCORA INC | COM | 03073E105 |  | 1126358 | 3604 | SH |  | SOLE |  | 0 | 0 | 3604 |
| BAKER HUGHES COMPANY | CL A | 05722G100 |  | 1025288 | 21045 | SH |  | SOLE |  | 0 | 0 | 21045 |
| SALESFORCE INC | COM | 79466L302 |  | 956064 | 4034 | SH |  | SOLE |  | 0 | 0 | 4034 |
| ISHARES INC | MSCI JPN ETF NEW | 46434G822 |  | 729642 | 9097 | SH |  | SOLE |  | 0 | 0 | 9097 |
| INVESCO EXCHANGE TRADED FD T | S EQL DIS | 46137V381 |  | 699763 | 12128 | SH |  | SOLE |  | 0 | 0 | 12128 |
| EATON CORP PLC | SHS | G29183103 |  | 1072226 | 2865 | SH |  | SOLE |  | 0 | 0 | 2865 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 533226 | 6389 | SH |  | SOLE |  | 0 | 0 | 6389 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 1290203 | 6421 | SH |  | SOLE |  | 0 | 0 | 6421 |
| ALBEMARLE CORP | COM | 012653101 |  | 325131 | 4010 | SH |  | SOLE |  | 0 | 0 | 4010 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 314296 | 1056 | SH |  | SOLE |  | 0 | 0 | 1056 |
| APPLIED INDL TECHNOLOGIES IN | COM | 03820C105 |  | 1250430 | 4790 | SH |  | SOLE |  | 0 | 0 | 4790 |
| ABBVIE INC | COM | 00287Y109 |  | 1497325 | 6467 | SH |  | SOLE |  | 0 | 0 | 6467 |
| ASTRAZENECA PLC | SPONSORED ADR | 046353108 |  | 1360246 | 17730 | SH |  | SOLE |  | 0 | 0 | 17730 |
| GE AEROSPACE | COM NEW | 369604301 |  | 275874 | 917 | SH |  | SOLE |  | 0 | 0 | 917 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 269613 | 4090 | SH |  | SOLE |  | 0 | 0 | 4090 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 264332 | 1267 | SH |  | SOLE |  | 0 | 0 | 1267 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 245975 | 1327 | SH |  | SOLE |  | 0 | 0 | 1327 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 773943 | 8305 | SH |  | SOLE |  | 0 | 0 | 8305 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 3236052 | 10259 | SH |  | SOLE |  | 0 | 0 | 10259 |
| VULCAN MATLS CO | COM | 929160109 |  | 709679 | 2307 | SH |  | SOLE |  | 0 | 0 | 2307 |
| ISHARES TR | CORE MSCI EURO | 46434V738 |  | 220402 | 3235 | SH |  | SOLE |  | 0 | 0 | 3235 |
| PROLOGIS INC. | COM | 74340W103 |  | 1074601 | 9384 | SH |  | SOLE |  | 0 | 0 | 9384 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 244076 | 1589 | SH |  | SOLE |  | 0 | 0 | 1589 |
| ISHARES TR | SHORT TREAS BD | 464288679 |  | 1090434 | 9869 | SH |  | SOLE |  | 0 | 0 | 9869 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 1123153 | 4642 | SH |  | SOLE |  | 0 | 0 | 4642 |
| MATCH GROUP INC NEW | COM | 57667L107 |  | 807345 | 22858 | SH |  | SOLE |  | 0 | 0 | 22858 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 383908 | 1080 | SH |  | SOLE |  | 0 | 0 | 1080 |
| SPDR SERIES TRUST | S BIOTECH | 78464A870 |  | 667733 | 6664 | SH |  | SOLE |  | 0 | 0 | 6664 |
| FLOWSERVE CORP | COM | 34354P105 |  | 1006578 | 18942 | SH |  | SOLE |  | 0 | 0 | 18942 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 248319 | 8530 | SH |  | SOLE |  | 0 | 0 | 8530 |
| GLOBAL X FDS | CYBRSCURTY ETF | 37954Y384 |  | 639402 | 18170 | SH |  | SOLE |  | 0 | 0 | 18170 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 2454002 | 81017 | SH |  | SOLE |  | 0 | 0 | 81017 |
| NEWMARKET CORP | COM | 651587107 |  | 464626 | 561 | SH |  | SOLE |  | 0 | 0 | 561 |
| DICKS SPORTING GOODS INC | COM | 253393102 |  | 1167766 | 5255 | SH |  | SOLE |  | 0 | 0 | 5255 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 302314 | 3859 | SH |  | SOLE |  | 0 | 0 | 3859 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 964136 | 12772 | SH |  | SOLE |  | 0 | 0 | 12772 |
| META PLATFORMS INC | CL A | 30303M102 |  | 603867 | 822 | SH |  | SOLE |  | 0 | 0 | 822 |
| JEFFERIES FINL GROUP INC | COM | 47233W109 |  | 1358315 | 20763 | SH |  | SOLE |  | 0 | 0 | 20763 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 1162618 | 6725 | SH |  | SOLE |  | 0 | 0 | 6725 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3012775 | 12393 | SH |  | SOLE |  | 0 | 0 | 12393 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 994093 | 3046 | SH |  | SOLE |  | 0 | 0 | 3046 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 1023252 | 1536 | SH |  | SOLE |  | 0 | 0 | 1536 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 315561 | 3221 | SH |  | SOLE |  | 0 | 0 | 3221 |
| UNION PAC CORP | COM | 907818108 |  | 895878 | 3790 | SH |  | SOLE |  | 0 | 0 | 3790 |
| TOLL BROTHERS INC | COM | 889478103 |  | 739463 | 5353 | SH |  | SOLE |  | 0 | 0 | 5353 |
| APPLE INC | COM | 037833100 |  | 5056662 | 19859 | SH |  | SOLE |  | 0 | 0 | 19859 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 389545 | 636 | SH |  | SOLE |  | 0 | 0 | 636 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 259313 | 2305 | SH |  | SOLE |  | 0 | 0 | 2305 |
| AT INC | COM | 00206R102 |  | 249960 | 8851 | SH |  | SOLE |  | 0 | 0 | 8851 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2229097 | 7900 | SH |  | SOLE |  | 0 | 0 | 7900 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3063438 | 32810 | SH |  | SOLE |  | 0 | 0 | 32810 |
| BLACKSTONE INC | COM | 09260D107 |  | 1287355 | 7535 | SH |  | SOLE |  | 0 | 0 | 7535 |

---