# EDGAR Filing Document

**Accession Number:** 0001048606
**File Stem:** 0000726865-23-000182
**Filing Date:** 2023-3
**Character Count:** 10945
**Document Hash:** 3eb2db713c17d37aedab85d4fad370c5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000726865-23-000182.hdr.sgml**: 20230309

**ACCESSION NUMBER**: 0000726865-23-000182

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20230309

**DATE AS OF CHANGE**: 20230309

**EFFECTIVENESS DATE**: 20230309

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT H
- **CENTRAL INDEX KEY:** 0000847552
- **IRS NUMBER:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-63505
- **FILM NUMBER:** 23718816

**BUSINESS ADDRESS:**
- **STREET 1:** 1300 S CLINTON ST
- **STREET 2:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802
- **BUSINESS PHONE:** 2604552000

**MAIL ADDRESS:**
- **STREET 1:** P O BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46802
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N
- **CENTRAL INDEX KEY:** 0001048606
- **IRS NUMBER:** 350472300
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-138190
- **FILM NUMBER:** 23718819

**BUSINESS ADDRESS:**
- **STREET 1:** 1300 S CLINTON ST
- **STREET 2:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801
- **BUSINESS PHONE:** 2604552000

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 1110
- **CITY:** FORT WAYNE
- **STATE:** IN
- **ZIP:** 46801
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN NEW YORK ACCOUNT N FOR VARIABLE ANNUITIES
- **CENTRAL INDEX KEY:** 0001093278
- **IRS NUMBER:** 161505436
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-145531
- **FILM NUMBER:** 23718817

**BUSINESS ADDRESS:**
- **STREET 1:** 100 MADISON STREET
- **STREET 2:** STE 1860
- **CITY:** SYRACUSE
- **STATE:** NY
- **ZIP:** 13202-2808
- **BUSINESS PHONE:** 3154288420

**MAIL ADDRESS:**
- **STREET 1:** 100 MADISON STREET
- **STREET 2:** SUITE 1860
- **CITY:** SYRACUSE
- **STATE:** NY
- **ZIP:** 13202-2808
**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** LINCOLN LIFE & ANNUITY VARIABLE ANNUITY ACCOUNT H
- **CENTRAL INDEX KEY:** 0001045008
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-141763
- **FILM NUMBER:** 23718818

**BUSINESS ADDRESS:**
- **STREET 1:** 100 MADISON ST
- **STREET 2:** SUITE 1860
- **CITY:** SYRACUSE
- **STATE:** NY
- **ZIP:** 13202-2802
- **BUSINESS PHONE:** 3154288420

**MAIL ADDRESS:**
- **STREET 1:** 100 MADISON ST
- **STREET 2:** SUITE 1860
- **CITY:** SYRACUSE
- **STATE:** NY
- **ZIP:** 13202

## Series and Classes Contracts Data

### LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT H (Series ID: S000002785)

---

|  |  |
|:---|:---|
| Class Name                                      | Class ID   |
| American Legacy III B Class                     | C000078061 |
| American Legacy Shareholder's Advantage A Class | C000078960 |
| American Legacy Fusion                          | C000105459 |

---

### LINCOLN LIFE & ANNUITY VARIABLE ANNUITY ACCOUNT H (Series ID: S000002787)

---

|  |  |
|:---|:---|
| Class Name                                      | Class ID   |
| American Legacy III B Class                     | C000078958 |
| American Legacy Shareholder's Advantage A Class | C000078959 |
| American Legacy Fusion                          | C000105812 |

---

### LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N (Series ID: S000002797)

---

|  |  |
|:---|:---|
| Class Name                             | Class ID   |
| Lincoln ChoicePlus Assurance (B Class) | C000063880 |
| Lincoln ChoicePlus Assurance (A Class) | C000074163 |
| Lincoln ChoicePlus Fusion              | C000102889 |

---

### LINCOLN NEW YORK ACCOUNT N FOR VARIABLE ANNUITIES (Series ID: S000002798)

---

|  |  |
|:---|:---|
| Class Name                             | Class ID   |
| Lincoln ChoicePlus Assurance (B Class) | C000064128 |
| Lincoln ChoicePlus Assurance (A Class) | C000074175 |
| Lincoln ChoicePlus Fusion              | C000105807 |

---

## Series and Classes Contracts Data

### LINCOLN NATIONAL VARIABLE ANNUITY ACCOUNT H (Series ID: S000002785)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000078061 | American Legacy III B Class                     |  |
| C000078960 | American Legacy Shareholder's Advantage A Class |  |
| C000105459 | American Legacy Fusion                          |  |

### LINCOLN LIFE & ANNUITY VARIABLE ANNUITY ACCOUNT H (Series ID: S000002787)

| Class ID   | Class Name                                      | Ticker Symbol   |
|:---|:---|:---|
| C000078958 | American Legacy III B Class                     |  |
| C000078959 | American Legacy Shareholder's Advantage A Class |  |
| C000105812 | American Legacy Fusion                          |  |

### LINCOLN LIFE VARIABLE ANNUITY ACCOUNT N (Series ID: S000002797)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000063880 | Lincoln ChoicePlus Assurance (B Class) |  |
| C000074163 | Lincoln ChoicePlus Assurance (A Class) |  |
| C000102889 | Lincoln ChoicePlus Fusion              |  |

### LINCOLN NEW YORK ACCOUNT N FOR VARIABLE ANNUITIES (Series ID: S000002798)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000064128 | Lincoln ChoicePlus Assurance (B Class) |  |
| C000074175 | Lincoln ChoicePlus Assurance (A Class) |  |
| C000105807 | Lincoln ChoicePlus Fusion              |  |

**The Lincoln National Life Insurance Company**

**Lincoln National Variable Annuity Account H**

American Legacy<sup>®</sup> Shareholder's Advantage (A Class), American Legacy<sup>®</sup> III B Class, American Legacy<sup>®</sup> Fusion

**Lincoln Life Variable Annuity Account N**

ChoicePlus Assurance<sup>SM</sup> A Class, ChoicePlus Assurance<sup>SM</sup> B Class, ChoicePlus<sup>SM</sup> Fusion

**Lincoln Life & Annuity Company of New York**

**Lincoln Life & Annuity Variable Annuity Account H**

American Legacy<sup>®</sup> Shareholder's Advantage (A Class), American Legacy<sup>®</sup> III B Class, American Legacy<sup>®</sup> Fusion

**Lincoln New York Account N for Variable Annuities**

ChoicePlus Assurance<sup>SM</sup> A Class, ChoicePlus Assurance<sup>SM</sup> B Class, ChoicePlus<sup>SM</sup> Fusion

**Rate Sheet Prospectus Supplement dated March 9, 2023**

This Rate Sheet Prospectus Supplement ("Rate Sheet") provides the rates and percentages for the ***Lincoln Lifetime Income***<sup>SM</sup> **Advantage 2.0 (Managed Risk)** rider. This supplement is for informational purposes and requires no action on your part. This Rate Sheet must be retained with the current prospectus.

**The rates below apply for applications and/or election forms signed on or after March 20, 2023.** 

The rates in this Rate Sheet can be superseded. In the event we change our rates, the new rate sheet will become effective at least 10 days after it is filed. Current Rate Sheets will be included with the prospectus. You can also obtain the most current Rate Sheet by contacting your financial professional, or online at www.lfg.com/VAprospectus. This Rate Sheet has been filed with the Securities and Exchange Commission and can be viewed at www.sec.gov.

**Current Initial Protected Lifetime Income Fee Rate** 

---

| | | |
|:---|:---|:---|
|  | &nbsp;&nbsp; **Single**<br> **Life**<br>| &nbsp;&nbsp; **Joint**<br> **Life**<br>|
| Current Initial Annual Charge | 1.50% | 1.60% |

---

**Enhancement Rate**

7%

**Protected Annual Income Rates**

The Protected Annual Income amount is calculated when you elect the rider. Upon the first Protected Annual Income withdrawal, the Protected Annual Income rate will be based on your age (or the younger of you and your spouse under the joint life option) as of the date of that withdrawal, and thereafter may not change unless an Account Value Step-up occurs.

---

| | | | |
|:---|:---|:---|:---|
| **Single Life PAI Rate** | **Single Life PAI Rate** | **Joint Life PAI Rate** | **Joint Life PAI Rate** |
| **Age** | **PAI Rate** | **Age** | **PAI Rate** |
| 59 – 64 | 4.75% | 59 – 64 | 4.25% |
| 65 – 69 | 5.75% | 65 – 69 | 5.25% |
| 70 – 74 | 6.05% | 70 – 74 | 5.55% |
| 75 + | 6.25% | 75 + | 5.75% |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

***i4LIFE***<sup>®</sup> **Advantage Guaranteed Income Benefit (Managed Risk) Charge Rate** 

---

| | | |
|:---|:---|:---|
| *i4LIFE*<sup>®</sup> Advantage Guaranteed Income Benefit (Managed Risk) for Contractowners who transition from *Lin-*<br> *coln Lifetime Income*<sup>SM</sup> Advantage 2.0 (Managed Risk)<br>| &nbsp;&nbsp; **Single**<br> **Life**<br>| &nbsp;&nbsp; **Joint**<br> **Life**<br>|
| Current Initial Annual Charge | 1.50% | 1.60% |

---

------

**Guaranteed Income Benefit Percentages**

The Guaranteed Income Benefit will be an amount equal to a specified percentage of your Account Value or Protected Income Base, based on your age (or the age of the youngest life under a joint life option) at the time the Guaranteed Income Benefit is elected. The following rates apply to *i4LIFE*<sup>®</sup> Advantage Guaranteed Income Benefit (Managed Risk) elections for Contractowners who transition from *Lincoln Lifetime Income*<sup>SM</sup> Advantage 2.0 (Managed Risk).

---

| | | | |
|:---|:---|:---|:---|
| **Single Life GIB %** | **Single Life GIB %** | **Joint Life GIB %** | **Joint Life GIB %** |
| **Age** | **GIB %** | **Age** | **GIB %** |
| Under 40 | 2.00% | Under 40 | 2.00% |
| 40-54 | 2.25% | 40-54 | 2.00% |
| 55-58 | 2.25% | 55-58 | 2.00% |
| 59-64 | 3.25% | 59-64 | 2.50% |
| 65-69 | 4.00% | 65-69 | 3.00% |
| 70-74 | 4.50% | 70-74 | 3.25% |
| 75-79 | 4.50% | 75-79 | 3.50% |
| 80+ | 4.50% | 80+ | 3.75% |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

In order to receive the percentages and rates indicated in this Rate Sheet, your application or rider election form must be signed on and after March 20, 2023. We must receive your application or rider election form in Good Order within one day from the date you sign your application or rider election form, and the annuity must be funded within 60 calendar days. Good Order means the actual receipt by Lincoln at its Home Office of the requested transaction in writing, or by other means accepted by Lincoln, along with all the information and supporting legal documentation necessary to complete the transaction. Additional paperwork may be required if these conditions are not met and you still wish to purchase the annuity in order to receive the applicable rates in effect at that time.

------