# EDGAR Filing Document

**Accession Number:** 0002113129
**File Stem:** 0002085853-26-000286
**Filing Date:** 2026-2
**Character Count:** 9248
**Document Hash:** 01a9631f1b27168339d6d9471fc8ffba
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000286.hdr.sgml**: 20260224

**ACCESSION NUMBER**: 0002085853-26-000286

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260224

**DATE AS OF CHANGE**: 20260224

**EFFECTIVENESS DATE**: 20260224

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Ketron Financial
- **CENTRAL INDEX KEY:** 0002113129

**ORGANIZATION NAME:**
- **EIN:** 943321110
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26698
- **FILM NUMBER:** 26671032

**BUSINESS ADDRESS:**
- **STREET 1:** 1500 GRANT AVE
- **STREET 2:** SUITE 238
- **CITY:** NOVATO
- **STATE:** CA
- **ZIP:** 94945
- **BUSINESS PHONE:** (415) 892-0928

**MAIL ADDRESS:**
- **STREET 1:** 1500 GRANT AVE
- **STREET 2:** SUITE 238
- **CITY:** NOVATO
- **STATE:** CA
- **ZIP:** 94945

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Ketron Financial<br>**Address:** 1500 GRANT AVE<br>SUITE 238<br>NOVATO, CA 94945

**Form 13F File Number:** 028-26698

**CRD Number (if applicable):** 000330807

**SEC File Number (if applicable):** 801-130222

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Courtenay Ann Wise<br>**Title:** Managing Member  CCO<br>**Phone:** 415-892-0928

**Signature, Place, and Date of Signing:**

/s/ Courtenay Ann Wise  Novato, CA  02-24-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 56

**Form 13F Information Table Value Total:** $300415112

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 250686 | 291 | SH |  | SOLE |  | 291 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 610321 | 303 | SH |  | SOLE |  | 303 | 0 | 0 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 221687 | 329 | SH |  | SOLE |  | 329 | 0 | 0 |
| COMFORT SYS USA INC | COM | 199908104 |  | 313941 | 336 | SH |  | SOLE |  | 336 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 221537 | 559 | SH |  | SOLE |  | 559 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 655822 | 610 | SH |  | SOLE |  | 610 | 0 | 0 |
| LINDE PLC | SHS | G54950103 |  | 341112 | 800 | SH |  | SOLE |  | 800 | 0 | 0 |
| ADOBE INC | COM | 00724F101 |  | 400389 | 1144 | SH |  | SOLE |  | 1144 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 307411 | 1171 | SH |  | SOLE |  | 1171 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 245301 | 1433 | SH |  | SOLE |  | 1433 | 0 | 0 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 295088 | 1602 | SH |  | SOLE |  | 1602 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 251998 | 1645 | SH |  | SOLE |  | 1645 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 327665 | 1681 | SH |  | SOLE |  | 1681 | 0 | 0 |
| PAYCOM SOFTWARE INC | COM | 70432V102 |  | 325968 | 2045 | SH |  | SOLE |  | 2045 | 0 | 0 |
| VANECK ETF TRUST | JUNIOR GOLD MINE | 92189F791 |  | 260708 | 2291 | SH |  | SOLE |  | 2291 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 361821 | 2374 | SH |  | SOLE |  | 2374 | 0 | 0 |
| VANECK ETF TRUST | MRNGSTR WDE MOAT | 92189F643 |  | 253929 | 2452 | SH |  | SOLE |  | 2452 | 0 | 0 |
| MONOLITHIC PWR SYS INC | COM | 609839105 |  | 2371038 | 2616 | SH |  | SOLE |  | 2616 | 0 | 0 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 601328 | 3383 | SH |  | SOLE |  | 3383 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 286405 | 4779 | SH |  | SOLE |  | 4779 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 384862 | 4794 | SH |  | SOLE |  | 4794 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2827114 | 4952 | SH |  | SOLE |  | 4952 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1684573 | 5368 | SH |  | SOLE |  | 5368 | 0 | 0 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 574045 | 5598 | SH |  | SOLE |  | 5598 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 2194110 | 6256 | SH |  | SOLE |  | 6256 | 0 | 0 |
| CALIFORNIA WTR SVC GROUP | COM | 130788102 |  | 298977 | 6900 | SH |  | SOLE |  | 6900 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R853 |  | 328161 | 7003 | SH |  | SOLE |  | 7003 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 624551 | 7282 | SH |  | SOLE |  | 7282 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 3359561 | 7470 | SH |  | SOLE |  | 7470 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 433843 | 8070 | SH |  | SOLE |  | 8070 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2775982 | 8280 | SH |  | SOLE |  | 8280 | 0 | 0 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 663354 | 8516 | SH |  | SOLE |  | 8516 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 5340738 | 8694 | SH |  | SOLE |  | 8694 | 0 | 0 |
| PRESIDIO PPTY TR INC | COM CL A NEW | 74102L501 |  | 35714 | 10725 | SH |  | SOLE |  | 10725 | 0 | 0 |
| BROOKFIELD RENEWABLE PARTNER | PARTNERSHIP UNIT | G16258108 |  | 304545 | 11292 | SH |  | SOLE |  | 11292 | 0 | 0 |
| COEUR MNG INC | COM NEW | 192108504 |  | 214459 | 12028 | SH |  | SOLE |  | 12028 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 342875 | 12039 | SH |  | SOLE |  | 12039 | 0 | 0 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD AN | 85208R101 |  | 614041 | 13407 | SH |  | SOLE |  | 13407 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 1372646 | 14640 | SH |  | SOLE |  | 14640 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 9669885 | 14649 | SH |  | SOLE |  | 14649 | 0 | 0 |
| INTERNATIONAL TOWER HILL MIN | COM | 46050R102 |  | 27714 | 14900 | SH |  | SOLE |  | 14900 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 456924 | 16658 | SH |  | SOLE |  | 16658 | 0 | 0 |
| CLOVER HEALTH INVESTMENTS CO | COM CL A | 18914F103 |  | 39264 | 16708 | SH |  | SOLE |  | 16708 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1189116 | 19035 | SH |  | SOLE |  | 19035 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 1428810 | 19290 | SH |  | SOLE |  | 19290 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 5254389 | 34733 | SH |  | SOLE |  | 34733 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 931347 | 35507 | SH |  | SOLE |  | 35507 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 18452467 | 38155 | SH |  | SOLE |  | 38155 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 11665406 | 50539 | SH |  | SOLE |  | 50539 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 18159770 | 52470 | SH |  | SOLE |  | 52470 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 7638127 | 53220 | SH |  | SOLE |  | 53220 | 0 | 0 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 17993023 | 59209 | SH |  | SOLE |  | 59209 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 20470145 | 65400 | SH |  | SOLE |  | 65400 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 19140055 | 70404 | SH |  | SOLE |  | 70404 | 0 | 0 |
| PRESIDIO PPTY TR INC | *W EXP 01/24/202 | 74102L113 |  | 13732 | 457734 | SH |  | SOLE |  | 457734 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 134606632 | 721751 | SH |  | SOLE |  | 721751 | 0 | 0 |

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