# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-23-010732
**Filing Date:** 2023-2
**Character Count:** 2840919
**Document Hash:** da4cfbe4bc578d5720666dedc80b43f9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-23-010732.hdr.sgml**: 20230213

**ACCESSION NUMBER**: 0001213900-23-010732

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 36

**CONFORMED PERIOD OF REPORT**: 20230213

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20230213

**DATE AS OF CHANGE**: 20230213

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 23618473

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638
- **IRS NUMBER:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in <br> connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule
15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2023-NQM2 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in <br> connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

**Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure**

Not Applicable

**Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure**

Not Applicable

**Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1**

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.01 [AMC Diligence, LLC ()"**AMC**") Narrative](ea149557_ex99-01.htm)

99.02 [AMC Rating Agency Grades Report](ea149557_ex99-02.htm)

99.03 [AMC Exception Grades Report](ea149557_ex99-03.htm)

99.04 [AMC Valuation Summary Report](ea149557_ex99-04.htm)

99.05 [AMC Supplemental Data Report](ea149557_ex99-05.htm)

99.06 [AMC Business Purpose Report](ea149557_ex99-06.htm)

99.07 [AMC Data Compare Report](ea149557_ex99-07.htm)

99.08 [AMC Servicing Pay History Report](ea149557_ex99-08.htm)

99.09 [Covius Real Estate Services, LLC ()"**Covius**") Narrative](ea149557_ex99-09.htm)

99.10 [Covius ATR QM Data Fields Report](ea149557_ex99-10.htm)

99.11 [Covius Rating Agency Business Purpose Report](ea149557_ex99-11.htm)

99.12 [Covius Rating Agency Exceptions Matrix Report](ea149557_ex99-12.htm)

99.13 [Covius Rating Agency Grades Report](ea149557_ex99-13.htm)

99.14 [Covius Rating Agency Data Compare Report](ea149557_ex99-14.htm)

99.15 [Covius Rating Agency Valuation Report](ea149557_ex99-15.htm)

99.16 [Evolve Mortgage Services ()"**Evolve**") Narrative](ea149557_ex99-16.htm)

99.17 [Evolve Rating Agency Grades Report](ea149557_ex99-17.htm)

99.18 [Evolve Exception Detail Report](ea149557_ex99-18.htm)

99.19 [Evolve Valuation Report](ea149557_ex99-19.htm)

99.20 [Evolve QM ATR Data Report](ea149557_ex99-20.htm)

99.21 [Evolve Business Purpose Report](ea149557_ex99-21.htm)

99.22 [Evolve Supplemental Data Report](ea149557_ex99-22.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | |
|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** |
| Date: February 13, 2023 | /s/ Michael Fania |
|  | Name: Michael Fania |
|  | Title: Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

![](ex99-01_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans originated by multiple correspondent lenders and acquired directly on a mini-bulk basis by Onslow Bay Financial LLC (the "Client"). AMC performed the Review either (i) directly for Client on mortgage loan files provided by Client to AMC, or (ii) for third parties on mortgage loan files provided by such parties to AMC with results of such Review conveyed to the Client via reliance letter. The Review (including the Review related to reliance letter loans) was conducted from October 2021 through December 2022 on mortgage loans with origination dates from September 2021 through December 2022.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 566 mortgage loans totaling an aggregate original principal balance of approximately $280.109 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Flood Insurance Monthly Premium | &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original CLTV |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Hazard Insurance Monthly Premium | &nbsp;&nbsp;Original Interest Rate |
| &nbsp;&nbsp;Appraisal As-Is Value | &nbsp;&nbsp;Index Type | &nbsp;&nbsp;Original Loan Amount |
| &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original LTV |
| &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;Interest Only Period | &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;Original PITI |
| &nbsp;&nbsp;As-Is Value Used For LTV Calculation | &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;Original Term |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;Origination Channel |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;Originator Application Date |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Interest Rate Life Floor | &nbsp;&nbsp;Originator Loan Designation |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Borrower Self-Employed? | &nbsp;&nbsp;Interest Rate Life Min | &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;Prepayment Penalty Period (months) |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Interest Rate Periodic Floor | &nbsp;&nbsp;Prepayment Terms |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Coborrower Self-Employed? | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Margin | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Credit Report Date | &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Current Maturity Date | &nbsp;&nbsp;Monthly HOA Dues | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Monthly Taxes | &nbsp;&nbsp;Total PITIA |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Note Date |  |

---

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![](ex99-01_001.jpg)

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE (324 Mortgage Loans):</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

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![](ex99-01_001.jpg)

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

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![](ex99-01_001.jpg)

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE (324 Mortgage Loans):</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business day rescission
period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial and final TIL disclosures,
and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR) outside of applicable
tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

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![](ex99-01_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current GFE form in effect
at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement service provider
list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last GFE provided to
the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing Disclosure Statement
form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated Business Arrangement
Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

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**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

▪ Final application (1003);

▪ Note;

▪ Appraisal;

▪ Sales contract;

▪ Title/Preliminary Title;

▪ Initial TIL;

▪ Final TIL;

▪ Final HUD-1;

▪ Initial and final GFE's;

▪ Right of Rescission Disclosure;

▪ Mortgage/Deed of Trust;

▪ Mortgage Insurance;

▪ Tangible Net Benefit Disclosure;

▪ FACTA disclosures; and

▪ Certain other disclosures related to the enumerated tests
 set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine if compensation
to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed the relevant documents
in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures
of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, AMC's
review was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example,
were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement
between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained proof of homeownership
counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan require arbitration
or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or indirectly,
any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization
and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument,
Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

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**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list
of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR) underwriting standards
(12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including
qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the
Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages made by certain
creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

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*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to receive copy of appraisal
disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

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AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications on or after
October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs
provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications on or after
October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based on the charges disclosed
on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

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&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan Toolkit in the
mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(XIII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

▪ Closing Disclosures; and

▪ Certain other disclosures related to the enumerated tests set forth herein.

**<u>DEBT SERVICE COVERAGE RATIO (DSCR) REVIEW (242 Mortgage Loans)</u>**

**DOCUMENT REVIEW**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**CREDIT REVIEW**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

Credit Application: For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

Credit Report: AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

Employment and Income: AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

Borrowing Entity: AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

Property income: AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

Valuation Review: AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

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With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

Asset Review: AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

Insurance: AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

Title: AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

Fraud / Criminal Background: To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**DATA COLLECTION**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(8) Other: review and methodology.**

**Data Integrity Review:** AMC compared data fields on the securitization tape provided by the Client to the data found in the actual file as captured by AMC.

**Payment History Review:** AMC performed a review utilizing individual mortgage loan payment history reports provided by the servicer. Using the MBA methodology, AMC created a payment string using a look back period for each mortgage loan within the payment history population for 12 months.

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

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**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

After giving consideration to the grading criteria of the relevant NRSROs, the grading results are as follows:

(Please note there are 242 "Leases" loans that did not receive a compliance review or grade.)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;486 | &nbsp;&nbsp;255 | &nbsp;&nbsp;565 | &nbsp;&nbsp;426 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;80 | &nbsp;&nbsp;69 | &nbsp;&nbsp;1 | &nbsp;&nbsp;140 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**324** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**566** |

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;85.87% | &nbsp;&nbsp;78.70% | &nbsp;&nbsp;99.82% | &nbsp;&nbsp;75.27% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;14.13% | &nbsp;&nbsp;21.30% | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;24.74% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception<br> Type** | &nbsp;&nbsp;**Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;44 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;25 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;20 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;15 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;10 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;FACTA | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Required Data (other than HUD-1 or Note) | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***128*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**128** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;52 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;20 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;9 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Document | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***103*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**103** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;232 |

---

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![](ex99-01_001.jpg)

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 566 mortgage loans reviewed, 426 mortgage loans had 1,106 different tape discrepancies across 57 data fields (some mortgage loans had more than one data delta). The largest variances were found on Investor: Qualifying Total Debt Ratio, Mortgage Type and Property Type.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;554 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;32 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;345 | &nbsp;&nbsp;0.29% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Appraisal As-Is Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;3 | &nbsp;&nbsp;4 | &nbsp;&nbsp;75.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Appraisal Effective Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;3 | &nbsp;&nbsp;49 | &nbsp;&nbsp;6.12% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;As-Is Value Used For LTV Calculation | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;31 | &nbsp;&nbsp;371 | &nbsp;&nbsp;8.36% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;4 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;5 | &nbsp;&nbsp;7 | &nbsp;&nbsp;71.43% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;65 | &nbsp;&nbsp;411 | &nbsp;&nbsp;15.82% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Borrower Self-Employed? | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;16 | &nbsp;&nbsp;294 | &nbsp;&nbsp;5.44% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;5 | &nbsp;&nbsp;566 | &nbsp;&nbsp;0.88% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;12 | &nbsp;&nbsp;63 | &nbsp;&nbsp;19.05% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;14 | &nbsp;&nbsp;63 | &nbsp;&nbsp;22.22% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Coborrower Self-Employed? | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;5 | &nbsp;&nbsp;55 | &nbsp;&nbsp;9.09% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;40 | &nbsp;&nbsp;336 | &nbsp;&nbsp;11.90% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Credit Report Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Current Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;24 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;20 | &nbsp;&nbsp;34 | &nbsp;&nbsp;58.82% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;172 | &nbsp;&nbsp;1.16% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Flood Insurance Monthly Premium | &nbsp;&nbsp;0 | &nbsp;&nbsp;64 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;77 | &nbsp;&nbsp;336 | &nbsp;&nbsp;22.92% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Hazard Insurance Monthly Premium | &nbsp;&nbsp;0 | &nbsp;&nbsp;64 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Only Period | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;3 | &nbsp;&nbsp;5 | &nbsp;&nbsp;60.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Rate Life Floor | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Rate Life Min | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;566 |

---

14 \| P a g e

![](ex99-01_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;1 | &nbsp;&nbsp;4 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Interest Rate Periodic Floor | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;135 | &nbsp;&nbsp;331 | &nbsp;&nbsp;40.79% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;411 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;72 | &nbsp;&nbsp;505 | &nbsp;&nbsp;14.26% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;30 | &nbsp;&nbsp;38 | &nbsp;&nbsp;78.95% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;146 | &nbsp;&nbsp;1.37% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;6 | &nbsp;&nbsp;13 | &nbsp;&nbsp;46.15% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Monthly HOA Dues | &nbsp;&nbsp;0 | &nbsp;&nbsp;64 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Monthly Taxes | &nbsp;&nbsp;0 | &nbsp;&nbsp;64 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;113 | &nbsp;&nbsp;291 | &nbsp;&nbsp;38.83% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;15 | &nbsp;&nbsp;91 | &nbsp;&nbsp;16.48% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;9 | &nbsp;&nbsp;441 | &nbsp;&nbsp;2.04% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;29 | &nbsp;&nbsp;416 | &nbsp;&nbsp;6.97% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;25 | &nbsp;&nbsp;537 | &nbsp;&nbsp;4.66% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;23 | &nbsp;&nbsp;536 | &nbsp;&nbsp;4.29% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;28 | &nbsp;&nbsp;557 | &nbsp;&nbsp;5.03% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;1 | &nbsp;&nbsp;36 | &nbsp;&nbsp;2.78% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Original PITI | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;4 | &nbsp;&nbsp;456 | &nbsp;&nbsp;0.88% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Origination Channel | &nbsp;&nbsp;0 | &nbsp;&nbsp;7 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;19 | &nbsp;&nbsp;53 | &nbsp;&nbsp;35.85% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Originator Loan Designation | &nbsp;&nbsp;6 | &nbsp;&nbsp;31 | &nbsp;&nbsp;19.35% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;4 | &nbsp;&nbsp;13 | &nbsp;&nbsp;30.77% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;1 | &nbsp;&nbsp;17 | &nbsp;&nbsp;5.88% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Prepayment Penalty Period (months) | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Prepayment Terms | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;79 | &nbsp;&nbsp;477 | &nbsp;&nbsp;16.56% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;1 | &nbsp;&nbsp;564 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;11 | &nbsp;&nbsp;190 | &nbsp;&nbsp;5.79% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;42 | &nbsp;&nbsp;555 | &nbsp;&nbsp;7.57% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;1 | &nbsp;&nbsp;564 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;37 | &nbsp;&nbsp;528 | &nbsp;&nbsp;7.01% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;53 | &nbsp;&nbsp;152 | &nbsp;&nbsp;34.87% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Total PITIA | &nbsp;&nbsp;1 | &nbsp;&nbsp;4 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;39 | &nbsp;&nbsp;532 | &nbsp;&nbsp;7.33% | &nbsp;&nbsp;566 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1106** | &nbsp;&nbsp;**12529** | &nbsp;&nbsp;**8.83%** | &nbsp;&nbsp;**566** |

---

15 \| P a g e

![](ex99-01_001.jpg)

**PAYMENT HISTORY REVIEW SUMMARY** 

A Payment History Review was completed on 16 mortgage loans of which 16 had complete pay history strings (100.00%). Of these mortgage loans, 16 mortgage loans (100.00%) had no delinquencies during the lookback period and no missing pay history data.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Category** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;No Delinquency, No Missing Data | &nbsp;&nbsp;16 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Delinquency, No Missing Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;No Delinquency, At Least One Month Missing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Delinquency, At Least One Month Missing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**16** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lookback** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;12 or Less | &nbsp;&nbsp;16 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**16** | &nbsp;&nbsp;**100.00%** |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;538 | &nbsp;&nbsp;95.05% | &nbsp;&nbsp;$262000243.00 | &nbsp;&nbsp;93.54% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;28 | &nbsp;&nbsp;4.95% | &nbsp;&nbsp;$18108940.00 | &nbsp;&nbsp;6.46% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$280109183.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;566 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$280109183.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$280109183.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;178 | &nbsp;&nbsp;31.45% | &nbsp;&nbsp;$67289990.00 | &nbsp;&nbsp;24.02% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;110 | &nbsp;&nbsp;19.43% | &nbsp;&nbsp;$61714831.00 | &nbsp;&nbsp;22.03% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;248 | &nbsp;&nbsp;43.82% | &nbsp;&nbsp;$135163737.00 | &nbsp;&nbsp;48.25% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;30 | &nbsp;&nbsp;5.30% | &nbsp;&nbsp;$15940625.00 | &nbsp;&nbsp;5.69% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$280109183.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;$730900.00 | &nbsp;&nbsp;0.26% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;548 | &nbsp;&nbsp;96.82% | &nbsp;&nbsp;$261797713.00 | &nbsp;&nbsp;93.46% |
| &nbsp;&nbsp;361+ Months | &nbsp;&nbsp;17 | &nbsp;&nbsp;3.00% | &nbsp;&nbsp;$17580570.00 | &nbsp;&nbsp;6.28% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$280109183.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;308 | &nbsp;&nbsp;54.42% | &nbsp;&nbsp;$150496920.00 | &nbsp;&nbsp;53.73% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;$356000.00 | &nbsp;&nbsp;0.13% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;48 | &nbsp;&nbsp;8.48% | &nbsp;&nbsp;$19231130.00 | &nbsp;&nbsp;6.87% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;14 | &nbsp;&nbsp;2.47% | &nbsp;&nbsp;$8430400.00 | &nbsp;&nbsp;3.01% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;116 | &nbsp;&nbsp;20.49% | &nbsp;&nbsp;$68384391.00 | &nbsp;&nbsp;24.41% |
| &nbsp;&nbsp;Townhouse | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.18% | &nbsp;&nbsp;$150000.00 | &nbsp;&nbsp;0.05% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;13 | &nbsp;&nbsp;2.30% | &nbsp;&nbsp;$4771040.00 | &nbsp;&nbsp;1.70% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;47 | &nbsp;&nbsp;8.30% | &nbsp;&nbsp;$20622802.00 | &nbsp;&nbsp;7.36% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;13 | &nbsp;&nbsp;2.30% | &nbsp;&nbsp;$5607500.00 | &nbsp;&nbsp;2.00% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;5 | &nbsp;&nbsp;0.88% | &nbsp;&nbsp;$2059000.00 | &nbsp;&nbsp;0.74% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$280109183.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;271 | &nbsp;&nbsp;47.88% | &nbsp;&nbsp;$179980653.00 | &nbsp;&nbsp;64.25% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;286 | &nbsp;&nbsp;50.53% | &nbsp;&nbsp;$93631194.00 | &nbsp;&nbsp;33.43% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;9 | &nbsp;&nbsp;1.59% | &nbsp;&nbsp;$6497336.00 | &nbsp;&nbsp;2.32% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$280109183.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Review Type** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Full Credit/Compliance | &nbsp;&nbsp;324 | &nbsp;&nbsp;57.24% | &nbsp;&nbsp;$206501903.00 | &nbsp;&nbsp;73.72% |
| &nbsp;&nbsp;Leases | &nbsp;&nbsp;242 | &nbsp;&nbsp;42.76% | &nbsp;&nbsp;$73607280.00 | &nbsp;&nbsp;26.28% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**566** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$280109183.00** | &nbsp;&nbsp;**100.00%** |

---

16 \| P a g e

## Exhibit 99.02

**Exhibit 99.02**

---

| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** |
| XXXX | 6000070161 | XXXX |  |  | D | C | C | D | A | A | A | A |  |
| XXXX | 6000070149 | XXXX |  |  | C | C | B | C | A | A | A | A |  |
| XXXX | 6000070141 | XXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXX | 6000070168 | XXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXX | 6000070162 | XXXX |  |  | C | A | A | C | B | A | A | B |  |
| XXXX | 6000070150 | XXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXX | 6000072077 | XXXX |  |  | C | C | D | D | A | A | A | A |  |
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| XXXX | 4000006666 | XXXX |  |  | A | B | A | B | A | B | A | B |  |
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| XXXX | 4000007080 | XXXX |  |  | D |  | A | D | A |  | A | A |  |
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| XXXX | 4000006855 | XXXX |  |  | C B | A | A | C B | B | A | A | B |  |
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| XXXX | 6000084933 | XXXX |  |  | B |  | D | D | B |  | A B | B |  |
| XXXX | 6000084673 | XXXX |  |  | A |  | D | D | A |  | A | A |  |
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| XXXX | 4000007720 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007736 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007812 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007765 | XXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXX | 4000006969 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007265 | XXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXX | 4000007544 | XXXX |  |  | D | C | A | D | A | A | A | A |  |
| XXXX | 4000007828 | XXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXX | 6000085081 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 6000085068 | XXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXX | 6000085069 | XXXX |  |  | B |  | D | D | B |  | A | B |  |
| XXXX | 6000085092 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 6000085103 | XXXX |  |  | A |  | D | D | A |  | A | A |  |
| XXXX | 4000007659 | XXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXX | 4000007785 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007815 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007829 | XXXX |  |  | C | C | B | C | A | A | A | A |  |
| XXXX | 4000007811 | XXXX |  |  | C | B | A | C | A | A | A | A |  |
| XXXX | 4000007702 | XXXX |  |  | C | A | D | D | B | B | A | B |  |
| XXXX | 4000007488 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007625 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007813 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007906 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007639 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007689 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007724 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007873 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007980 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007496 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007852 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007904 | XXXX |  |  | A | A | A | A | B | A | A | B |  |
| XXXX | 4000007859 | XXXX |  |  | C | B | A | C | A | A | A | A |  |
| XXXX | 4000007599 | XXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXX | 4000007610 | XXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXX | 4000007397 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007547 | XXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXX | 4000007645 | XXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXX | 4000007958 | XXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXX | 4000007665 | XXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXX | 4000007914 | XXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXX | 4000007267 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007517 | XXXX |  |  | C | B | A | C | A | A | A | A |  |
| XXXX | 4000007415 | XXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXX | 4000007681 | XXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXX | 4000007993 | XXXX |  |  | C | C | A | C | A | A | A | A |  |
| XXXX | 4000007573 | XXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXX | 4000007974 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007879 | XXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXX | 4000007820 | XXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXX | 4000008184 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007881 | XXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXX | 4000007642 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007417 | XXXX |  |  | A | C | A | C | A | A B | A | A B |  |
| XXXX | 4000007550 | XXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXX | 4000007830 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000008071 | XXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXX | 4000007863 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007602 | XXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXX | 4000007781 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007967 | XXXX |  |  | D | B | A | D | B | B | A | B |  |
| XXXX | 4000007821 | XXXX |  |  | C | C | A | C | A | B | A | B |  |
| XXXX | 4000008054 | XXXX |  |  | D |  | A | D | B |  | A | B |  |
| XXXX | 4000007337 | XXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXX | 4000008025 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007968 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007723 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007899 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000008111 | XXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXX | 4000008113 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000008110 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000008134 | XXXX |  |  | A | B | A | B | A | B | A | B |  |
| XXXX | 4000008010 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000008117 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007809 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007725 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000008089 | XXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXX | 4000008029 | XXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXX | 4000007988 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007737 | XXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXX | 4000007990 | XXXX |  |  | B |  | A | B | A |  | A | A |  |
| XXXX | 4000007865 | XXXX |  |  | D | A | A | D | A | A | A | A |  |
| XXXX | 4000007814 | XXXX |  |  | B | B | A | B | A | A | A | A |  |
| XXXX | 4000008116 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007954 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000008108 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007905 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000007640 | XXXX |  |  | A | C | A | C | A | A | A | A |  |
| XXXX | 4000007826 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007272 | XXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXX | 4000008388 | XXXX |  |  | A | B | A | B | A | A | A | A |  |
| XXXX | 4000007897 | XXXX |  |  | C | A | A | C | A | A | A | A |  |
| XXXX | 4000008093 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000007975 | XXXX |  |  | C | B | A | C | A | B | A | B |  |
| XXXX | 4000007755 | XXXX |  |  | C | B | A | C | B | B | A | B |  |
| XXXX | 4000007510 | XXXX |  |  | A | C | A | C | A | B | A | B |  |
| XXXX | 4000007328 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000008193 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000008516 | XXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXX | 4000008180 | XXXX |  |  | A | B | A | B | A | A | A | A |  |
| XXXX | 4000008191 | XXXX |  |  | B |  | A | B | B |  | A | B |  |
| XXXX | 4000008121 | XXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXX | 4000008216 | XXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXX | 4000008274 | XXXX |  |  | C |  | A | C | B |  | A | B |  |
| XXXX | 4000008241 | XXXX |  |  | C |  | A | C | A |  | A | A |  |
| XXXX | 4000007956 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000008292 | XXXX |  |  | A |  | A | A | A |  | A | A |  |
| XXXX | 4000008422 | XXXX |  |  | B | A | A | B | B | A | A | B |  |
| XXXX | 4000008055 | XXXX |  |  | D | A | A | D | A | A | A | A |  |
| XXXX | 4000008262 | XXXX |  |  | A | A | A | A | A | A | A | A |  |
| XXXX | 4000008251 | XXXX |  |  | A | C | A | C | A | A | A | A |  |

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## Exhibit 99.03

**Exhibit 99.03**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXX | 6000070161 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form XXXX was not provided. |  |  |  |  |  | Reviewer Comment (2021-12-02): provided in trailing documents.<br>Seller Comment (2021-12-01): Please see the attached | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000070161 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2021-12-08): Received, clearing.<br>Seller Comment (2021-12-07): Please see the attached | 12/08/2021 |  |  | 1 D A |  | CA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000070161 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Appraisal Desk Review Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. Provide a post-close CD disclosing the tolerance cure to include XXXX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2021-11-09): Sufficient Cure Provided At Closing |  | 11/09/2021 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000070161 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Endorsement Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Title - Endorsement Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee, nor evidence of cure. Provide a post-close CD disclosing the tolerance cure to include XXXX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2021-11-09): Sufficient Cure Provided At Closing |  | 11/09/2021 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000070161 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year XXXX Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The final CD disclosed the Amount of Total Property Costs over XXXX as XXXX on XXXX; however the annual taxes XXXX and homeowners insurance XXXX and HOA dues XXXX total are XXXX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of XXXX monthly, correct amount is XXXX Provide a post-close CD correcting on XXXX and Estimated Taxes, Insurance & Assessments on XXXX; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2021-12-06): discrepancy in monthly HOA fees between appraisal and HOA documents corrected.<br>Seller Comment (2021-12-04): Please see the attached property taxes disclosure. Our calculation is correct. | 12/06/2021 |  |  | 1 C A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 6000070161 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Missing Credit Report. |  |  |  | Reviewer Comment (2021-12-02): Received, clearing.<br>Seller Comment (2021-12-01): This does not apply to this loan program. | 12/02/2021 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXX | 6000070161 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines Do Not Address 8 ATR Factors | Ability to Repay XXXX: Guidelines provided do not address all 8 factors of ATR. | Missing Credit Report. |  |  |  | Reviewer Comment (2021-12-02): Received, clearing.<br>Seller Comment (2021-12-01): This does not apply to our loan program | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000070161 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-FrankXXXX): General Ability-to-Repay requirements not satisfied. | Missing Credit Report. |  |  |  | Reviewer Comment (2021-12-02): Received, clearing. | 12/02/2021 |  |  | 1 A |  | CA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000070149 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: COVID-19 Attestation not provided |  |  |  |  |  | Reviewer Comment (2021-11-22): provided with trailing documents.<br>Seller Comment (2021-11-22): Please see attached for "COVID-19 Attestation not provided" | 11/22/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| XXXX | 6000070149 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Verified assets of XXXX months PITIA is insufficient to meet reserves requirement of XXXX months PITIA. XXXX reflects XXXX verified, however there are no assets listed on the final 1003 or documented in the file. |  |  |  | Reviewer Comment (2021-12-02): Clearing<br>Seller Comment (2021-12-01): Please see the refund proceeds to the borrower. This has been used for the reserve. | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| XXXX | 6000070149 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule XXXX: Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Appraisal was provided electronically onXXXX the appraisal report was signed on XXXX. |  |  |  | Reviewer Comment (2021-12-02): Clearing<br>Seller Comment (2021-12-02): Please see the attached. | 12/02/2021 |  |  | 1 B A |  | CA | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| XXXX | 6000070149 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs XXXX Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over YearXXXXof XXXX on Final Closing Disclosure provided on XXXX not accurate. | Loan Disclosures: Amount of Estimated Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. (XXXX) |  |  |  | Reviewer Comment (2021-12-02): XXXX received Tax Calculation sheet which is matching with Final CD.<br>Seller Comment (2021-12-01): Please see the attached. Our calculation is correct | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure A B | Non QM | Non QM | Yes |
| XXXX | 6000070149 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Verified liquid assets in the amount of XXXX are insufficient to meet cash to close of XXXX. Final 1008 reflects XXXX verified, however there are no assets listed on the final 1003 or documented in the file. |  |  |  | Reviewer Comment (2021-12-02): Clearing<br>Seller Comment (2021-12-01): Gift letters were used. | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| XXXX | 6000070149 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  | The appraisal was not in the name of the XXXX. XXXX requires correct lender to be identified. Provide a revised appraisal correcting the client. |  |  |  | Reviewer Comment (2021-12-02): Clearing<br>Seller Comment (2021-12-01): XXXX is our DBA name. | 12/02/2021 |  |  | 1 B A |  | CA | Primary | Refinance - Rate/Term | C A B | Non QM | Non QM | No |
| XXXX | 6000070141 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ |  |  |  |  | Reviewer Comment (2021-12-02): not required per guideline<br>Seller Comment (2021-12-01): Please see the attached. This is VOE program. | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000070141 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2021-12-02): provided with trailing documents<br>Seller Comment (2021-12-01): Please see the attached. Please refer to the gift letters for assets | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000070168 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX , prior to three (XXXX) business days from transaction date of XXXX . | RTC disclosed incorrect transaction and/or expiration date. |  |  |  | Reviewer Comment (2021-12-07): revised CD provided<br>Seller Comment (2021-12-06): Please see the attached PCCD<br>Reviewer Comment (2021-12-06): Corrected CD matching funding date from XXXX required to clear exception.<br>Seller Comment (2021-12-03): Please see the attached XXXX. This file was funded on XXXX<br>Reviewer Comment (2021-12-02): XXXX signed by borrower states XXXX through XXXX, loan funded prior to end of XXXX period. Exception stands<br>Seller Comment (2021-12-01): We counted XXXX Saturday as the normal business day. Our company works on Saturday. | 12/07/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXX | 6000070168 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay XXXX: Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM used for testing as directed. |  |  |  | Reviewer Comment (2021-12-02): Received, clearing.<br>Seller Comment (2021-12-01): This does not apply to this program | 12/02/2021 |  |  | 1 B A C |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXX | 6000070168 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay XXXX): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2021-12-02): Received, clearing. | 12/02/2021 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000070168 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - C Corporation 1120 | Ability to Repay (Dodd-Frank 2014): Unable to verify C Corp income using reasonably reliable third-party records. | The file is missing a copy of the most recent tax transcripts and most recent signed, dated 1040s and 1120s. |  |  |  | Reviewer Comment (2021-12-02): Received, clearing.<br>Seller Comment (2021-12-01): This is P&L program | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000070168 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Verified assets in the amount of XXXX are insufficient to meet reserves requirement of XXXX PITIA. Final 1008 reflects XXXX verified. |  |  |  | Reviewer Comment (2021-12-02): Received, clearing.<br>Seller Comment (2021-12-01): Our company counts the XXXX (Sat) as the normal business day.<br>Seller Comment (2021-12-01): Borrower's cash-out proceeds are being used for the reserves | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000070162 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | The file was missing a copy of the final title policy. |  |  |  | Reviewer Comment (2021-12-06): Accepted as is |  |  |  | 1 A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000070162 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Seller Closing Disclosure Contains Fees not reflected on Consumer's Final Closing Disclosure | TILA-RESPA Integrated Disclosure: the Seller's final CD contained fees not reflected on the consumer's CD. | TRID non-compliant. Seller paid fees on Seller's Closing Disclosure are not consistent with those reflected on the Borrower's Final Closing Disclosure. |  |  |  | Reviewer Comment (2021-12-06): Accepted as is |  |  |  | 1 A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 6000070162 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | There is no dollar amount noted on the title policy. |  | Lender to provide final title with a policy amount of XXXX |  |  |  | Reviewer Comment (2021-12-06): Accepted as is |  |  |  | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000070162 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Verified reserves in the file of XXXX months is insufficient to meet the XXXX months PITIA required by guidelines. |  |  |  | Reviewer Comment (2021-12-02): Received, clearing.<br>Seller Comment (2021-12-02): Borrower current asset showing XXXX and wired XXXX so XXXX - XXXX = XXXX is left.<br>Current PITIA: XXXX \* XXXX mo. = XXXX<br>Also, there is the refund to the borrower on the XXXX | 12/02/2021 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000070150 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs XXXX - XXXX Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The final CD disclosed the Amount of Escrowed Property Costs over Year XXXX as XXXX on page 4; however the Property Taxes XXXX, Insurance XXXX and HOA XXXX total XXXX per year. Provide a post-close CD correcting the Escrow Account section and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2021-12-06): Received, Clearing.<br>Seller Comment (2021-12-04): Please see the attached property tax calculation we used on this file. PCCD is correct based on this. | 12/06/2021 |  |  | 1 C A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 6000072077 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | There is no dollar amount noted on the title policy. |  |  |  |  |  | Reviewer Comment (2021-11-19): Revised CD provided | 11/19/2021 |  |  | 1 B A |  | CA | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| XXXX | 6000072077 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2021-11-19): Cleared with additional 1004 appraisal reviewed | 11/19/2021 |  |  | 1 D A |  | CA | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| XXXX | 6000072077 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2021-11-19): Provided with trailing documents.<br>Seller Comment (2021-11-19): See income XXXX | 11/19/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| XXXX | 6000072077 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2021-11-19): Received, clearing exception.<br>Seller Comment (2021-11-19): Attached. | 11/19/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| XXXX | 6000072077 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2021-11-19): Provided with trailing documents.<br>Seller Comment (2021-11-19): Attached. | 11/19/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | D A C | Non QM | Non QM | No |
| XXXX | 6000072077 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX). | Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure date |  |  |  | Reviewer Comment (2021-11-19): Revised CD provided with trailing documents.<br>Seller Comment (2021-11-19): Attached. | 11/19/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| XXXX | 6000070189 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2021-11-24): Received, clearing. | 11/24/2021 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000070189 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of XXXX Status not provided |  |  |  |  |  | Reviewer Comment (2021-11-29): Received, clearing.<br>Seller Comment (2021-11-27): EAD | 11/29/2021 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000070136 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2021-11-24): Received, clearing. | 11/24/2021 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000070136 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule XXXX: Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2021-12-01): As is |  |  |  | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000073125 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-01-04): Received, Clearing.<br>Seller Comment (2022-01-04): Please see the attached | 01/04/2022 |  |  | 1 C A |  | CA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000073125 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-01-03): Received, Clearing. | 01/03/2022 |  |  | 1 D A |  | CA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000073125 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | XXXX Income Documentation Test | Qualified Mortgage (XXXX): XXXX income documentation not sufficient (XXXX). |  |  |  |  | Reviewer Comment (2022-01-04): Received, Clearing.<br>Seller Comment (2022-01-04): This is P& L program. Please waive this condition | 01/04/2022 |  |  | 1 C A |  | CA | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000073125 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage XXXX: Originator Loan Designation of Safe Harbor QM does not match Due Diligence Loan Designation of Non QM. | Loan designation is safe Harbor QM |  |  |  | Reviewer Comment (2022-01-04): Received, Clearing. | 01/04/2022 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXX | 6000073283 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (XXXX) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (XXXX) business days prior to closing. |  |  |  | Reviewer Comment (2021-12-21): Received, Clearing.<br>Seller Comment (2021-12-21): See attached | 12/21/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXX | 6000073283 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  | Missing Subordination for the XXXX. |  |  |  | Reviewer Comment (2021-12-20): Received, Clearing.<br>Seller Comment (2021-12-20): This is for XXXX Agreement attached. | 12/20/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000073283 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Subordination Agreement not provided |  | Missing subordination agreement for the XXXX. Information provided provided is subject to review and additional requirements may apply. |  |  |  | Reviewer Comment (2021-12-20): Received. Clearing.<br>Seller Comment (2021-12-20): XXXX Recorded XXXX attached | 12/20/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000073283 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing taxes for the property owned free and clear. |  |  |  | Reviewer Comment (2021-12-21): Clearing.<br>Seller Comment (2021-12-21): Payment letter attached showing payment and escrows | 12/21/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000073277 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2021-12-22): Received, Clearing.<br>Seller Comment (2021-12-22): XXXX Alternate Loan Review | 12/22/2021 |  |  | 1 C A |  | CA | Second Home | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000073277 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-01-03): Received, Clearing.<br>Reviewer Comment (2021-12-22): CDA has been ordered.<br>Seller Comment (2021-12-22): XXXXXXXXSSR | 01/03/2022 |  |  | 1 D A |  | CA | Second Home | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000072789 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-01-21): Received, Clearing.<br>Reviewer Comment (2022-01-18): Received, Clearing.<br>Seller Comment (2022-01-18): CPL uploaded<br>Reviewer Comment (2022-01-07): Currently under review.<br>Reviewer Comment (2022-01-07): CPL required at state level<br>Seller Comment (2022-01-07): Closing Protection letter not required per XXXX guidelines. | 01/21/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| XXXX | 6000072789 | XXXX |  | XXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation was BPO and does not support the value used to qualify.; Sec ID: 6 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-01-11): Received, Clearing.<br>Reviewer Comment (2022-01-07): Please provided secondary valuation.<br>Seller Comment (2022-01-07): Missing CDA | 01/11/2022 |  |  | 1 C A D |  | CA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| XXXX | 6000072789 | XXXX |  | XXXX |  | Credit | Credit | Credit Eligibility | Guideline | Guideline Issue: Derogatory mortgage payments outside of credit guidelines |  | There are XXXX mortgage late(s) in the past XXXX months with past due amount of XXXX for XXXX,XXXX mortgage late(s) in the past XXXX months with a past due amount of XXXX for XXXX, and credit reflects both are loans are in deferment per the credit report. Missing validation that the deferments or past due amounts have no negative impact on the loan. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has owned the subject property for at least XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-02-08): Deferrals stem from FEMA declared area and credit references no lates. The subject transaction is a cashout refinance with XXXX LTV and XXXX<br>Reviewer Comment (2022-02-08): Deferrals stem from FEMA declared area and credit references no lates. The subject transaction is a XXXX with XXXX LTV and XXXX<br>Reviewer Comment (2022-01-24): Exceptions are at XXXX level.<br>Seller Comment (2022-01-24): Please waive exception as borrower has sufficient cash to cover outstanding loan balances (roughly XXXX). Bank statements uploaded. Payments were deferred due to a natural disaster. Borrower has credit score of XXXX with no other delinquent payments. I've attached the credit report proving the amounts were deferred.<br>Reviewer Comment (2022-01-18): Exceptions are at buyer level.<br>Seller Comment (2022-01-18): Please waive using comp factors<br>Reviewer Comment (2022-01-07): Please provided exception to guideline.<br>Seller Comment (2022-01-07): Borrower has sufficient cash to cover outstanding loan balances. Borrower has XXXX. Bank statements uploaded. Payments were deferred due to a XXXX. Borrower has credit score of XXXX with no other delinquent payments. |  |  | 02/08/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| XXXX | 6000072789 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by XXXX. Provide updated policy reflecting minimum coverage amount of XXXXor provide a copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2022-01-11): Received, Clearing.<br>Seller Comment (2022-01-11): Please see the attached costimator which calculates the RC value at XXXX; which is lower than the current insurance coverage limit/amount.<br>Reviewer Comment (2022-01-07): Excess reserves doesn't overcome inadequate coverage.<br>Seller Comment (2021-12-29): Bank statements. XXXX balance.<br>Seller Comment (2021-12-29): Bank statements. XXXX | 01/11/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| XXXX | 6000072789 | XXXX |  | XXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 |  |  |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing.<br>Seller Comment (2022-02-08): Please disregard the BPO and waive this exception. The BPO was generated by someone for XXXX and does not account for the full value of the asset and should not have been sent/included in our submission. You should have all documentation for this loan regarding valuation. Please also see the comment on the BPO "There's a shortage of comparables with similar living space within immediate area so expansion of sold date, search distance, age, GLA and lot size is necessary." Thus, the BPO is not accurate.<br>Reviewer Comment (2022-02-07): Received appraisal that we already had.<br>Seller Comment (2022-02-07): Ordered new CDA...uploaded.<br>Reviewer Comment (2022-01-28): The CDA and Appraisal is here, this is an advisement that there a XXXX value BPO that doesn't support the other two values.<br>Seller Comment (2022-01-28): Appraisal and ARR was provided, other loans in this pool were cleared without CDA. | 02/08/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | D B C A |  | N/A | No |
| XXXX | 6000072793 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-01-07): provided<br>Seller Comment (2022-01-07): Borrower is an XXXX, not a corporation. Shareholder certificate with ownership percentages not needed. XXXX is XXXX owned by XXXX according to Operating Agreement. | 01/07/2022 |  |  | 1 C A |  | AR | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000072793 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  |  |  |  |  | Reviewer Comment (2022-01-07): Received, Clearing.<br>Seller Comment (2022-01-07): All bank statements for various accounts attached.<br>Reviewer Comment (2022-01-07): Documentation for other accounts not provided for review. Please provide. If shared account documentation of access to all funds required prior to consideration of use.<br>Seller Comment (2022-01-07): Borrower has sufficient XXXX in other bank accounts. XXXX not needed. Shared last name, most likely XXXX on account. | 01/07/2022 |  |  | 1 C A |  | AR | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000072797 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Missing proof of ownership/authorization to access funds fo XXXX Acct XXXX | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by XXXX.<br>Seasoned Borrower/Investor whose experience exceeds XXXX completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-02-08): Accounts are shared with XXXX. Borrower has sufficient cash to XXXX. The account with XXXX for XXXX XXXX has a XXXX balance. The account with XXXX for In XXXX has a balance of XXXX. Lastly, the XXXX, the shared personal account between the borrower and her XXXX (not a XXXX) has a balance of XXXX as of XXXX<br>Reviewer Comment (2022-01-24): Exceptions at buyer level.<br>Seller Comment (2022-01-24): Borrower has sufficient cash to her bank accounts. The account with XXXX for In XXXX has a XXXX balance. The account with XXXX for XXXX has a balance of XXXX. Lastly, the XXXX acctXXXX, the shared personal account between the borrower and her husband (not a commercial account) has a balance of XXXX as of XXXX. PLEASE WAIVE.<br>Reviewer Comment (2022-01-18): Exception at buyer level.<br>Seller Comment (2022-01-18): Please waive using comp factors.<br>Reviewer Comment (2022-01-07): Bank statement received. Require authorization to XXXX access of joint funds to allow for use in transaction.<br>Seller Comment (2022-01-07): All bank account information uploaded.<br>Reviewer Comment (2022-01-07): Documentation for other accounts not provided for review. Please provide.<br>Seller Comment (2022-01-07): Borrower has sufficient cash to close in other bank accounts. Shared accounts not needed. Shared last name, most likely husband and wife on account. |  |  | 02/08/2022 | 2 C B |  | MO | Investment | Purchase | C B |  | N/A | No |
| XXXX | 6000072797 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Missing authorization/access to funds for XXXX XXXX | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by XXXX.<br>Seasoned Borrower/Investor whose experience exceeds XXXX completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-02-08): Accounts are shared with spouse. Borrower has sufficient XXXX bank accounts. The account with XXXX bank for In XXXX has a XXXX balance. The account with XXXX for XXXX has a balance of XXXX Lastly, the XXXX, the shared personal account between the borrower and her husband (not a commercial account) has a balance of XXXX as of XXXX<br>Reviewer Comment (2022-01-24): Exceptions at buyer level.<br>Seller Comment (2022-01-24): Borrower has sufficient cash to her bank accounts. The account with XXXX for XXXX has aXXXX balance. The account with XXXX for XXXX has a balance ofXXXX. Lastly, the XXXX, the shared personal account between the borrower and her husband (not a commercial account) has a balance of XXXX as of XXXX. PLEASE WAIVE.<br>Reviewer Comment (2022-01-18): Exception at buyer level.<br>Seller Comment (2022-01-18): Please waive using comp factors.<br>Reviewer Comment (2022-01-07): Bank statement received. Require authorization to XXXX access of joint funds to allow for use in transaction.<br>Seller Comment (2022-01-07): Bank account information uploaded.<br>Reviewer Comment (2022-01-07): Documentation for other accounts not provided for review. Please provide.<br>Seller Comment (2022-01-07): Borrower has sufficient cash to close in other bank accounts. Shared accounts not needed. Shared last name, most likely husband and wife on account. |  |  | 02/08/2022 | 2 C B |  | MO | Investment | Purchase | C B |  | N/A | No |
| XXXX | 6000072797 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Signed, final 1003 not found in file |  |  |  | Reviewer Comment (2022-01-24): Received, Clearing.<br>Seller Comment (2022-01-24): Please waive this exception as 1. applications are not a required document & 2. the application provided is the application that was signed when the borrower applied for the loan. If you have questions, please elaborate on what exactly you are looking for/requesting.<br>Reviewer Comment (2021-12-28): final application signed at closing required. Application provided is initial application.<br>Seller Comment (2021-12-28): Signed Loan Application uploaded to Loan XXXX. | 01/24/2022 |  |  | 1 C A |  | MO | Investment | Purchase | C B |  | N/A | No |
| XXXX | 6000072797 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I | Note P&I of ___ does not match Calculated P&I of ___ |  |  |  |  | Reviewer Comment (2022-01-12): Received, Clearing.<br>Seller Comment (2022-01-12): Updated note showing correct note amount.<br>Reviewer Comment (2022-01-07): not provided<br>Seller Comment (2022-01-07): Need updated note showing the XXXX. | 01/12/2022 |  |  | 1 C A |  | MO | Investment | Purchase | C B |  | N/A | No |
| XXXX | 6000072797 | XXXX |  | XXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2022-01-07): not provided<br>Seller Comment (2022-01-07): Need CDA<br>Reviewer Comment (2021-12-29): XXXX<br>Seller Comment (2021-12-29): XXXX is our DBA name. |  |  |  | 2 A B |  | MO | Investment | Purchase | C B |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): Loan application | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Incorporation not provided |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): Articles of Incorporation | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): XXXX checks for entity and individual<br>Seller Comment (2021-12-29): Background checks for entity and individual | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): Proof of good standing | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-01-20): Received, Clearing.<br>Seller Comment (2022-01-20): CPL uploaded.<br>Reviewer Comment (2022-01-07): Currently under review.<br>Reviewer Comment (2022-01-07): CPL required at state level | 01/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): Refresh Credit report<br>Seller Comment (2021-12-29): Credit report | 12/29/2021 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2022-01-07): provided<br>Seller Comment (2022-01-07): OFAC for entity and individual uploaded to XXXX exception | 01/07/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): XXXX for entity and individual<br>Seller Comment (2021-12-29): OFAC for entity and individual | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): Driver's license | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | The Non-Owner Occupied Certification was not signed by all required borrowers and thus casts doubt on the business purpose of the loan. |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): Share Cert lists one owner. Signatures match on Share Cert, Business Purpose Affidavit and Business Purpose of Loan Certification. All uploaded to XXXXexception.<br>Seller Comment (2021-12-29): Share Cert lists one owner. Signatures match on Share Cert, Business Purpose Affidavit and Business Purpose of Loan Certification. All uploaded to XXXX exception. | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | The signature on the application does not match the signature on the XXXX Occupied Certification. |  | Unable to determine missing supporting documentation |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing. | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The ID documentation (license, passport, XXXX) does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | Unable to determine missing supporting documentation |  |  |  | Reviewer Comment (2022-01-07): ID provided<br>Seller Comment (2022-01-07): Address on DL and Application do not match. | 01/07/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | The signature on the application does not match the signature on the Non-Owner Occupied Certification. |  |  |  |  |  | Reviewer Comment (2022-01-07): verified purpose<br>Seller Comment (2022-01-07): Share Cert lists one owner. Signatures match on Share Cert, Business Purpose Affidavit and Business Purpose of Loan Certification. All uploaded to XXXX exception. | 01/07/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2022-01-11): Received, Clearing.<br>Seller Comment (2022-01-11): o The property is a condo so there isn't a minimum dwelling required since it is covered by the HOA master policy.<br>Reviewer Comment (2022-01-07): Corrected Haz policy required.<br>Seller Comment (2022-01-07): Borrower has XXXX in cash to cover loss of XXXX. Borrower XXXX rental properties near XXXX | 01/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-01-03): Received, Clearing.<br>Reviewer Comment (2021-12-29): CDA ordered.<br>Seller Comment (2021-12-29): XXXX ARR | 01/03/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing. | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing. | 12/29/2021 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing. | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing. | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing.<br>Seller Comment (2021-12-29): XXXXavailable in cash. Bank statements uploaded<br>Seller Comment (2021-12-29): XXXX available in XXXX. Bank statements uploaded | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing. | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing. | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072798 | XXXX |  | XXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  |  |  |  |  | Reviewer Comment (2021-12-29): Received, Clearing. | 12/29/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000072805 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2022-01-07): Received, Clearing.<br>Seller Comment (2022-01-07): XXXX affidavit uploaded. | 01/07/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000072805 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Instructions not provided |  |  |  |  |  | Reviewer Comment (2022-01-07): Received, Clearing.<br>Seller Comment (2022-01-07): Closing instruction letter uploaded to XXXX | 01/07/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000072805 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-01-07): Received, Clearing.<br>Seller Comment (2022-01-07): Do not require per XXXX guidelines | 01/07/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000072805 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2022-01-07): Received, Clearing.<br>Seller Comment (2022-01-07): Background check of borrower uploaded to XXXX | 01/07/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000072805 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Supporting secondary BPO was provided.; Sec ID: 5 |  |  |  |  |  | Reviewer Comment (2022-01-11): Received, Clearing.<br>Reviewer Comment (2022-01-10): CDA has been ordered.<br>Seller Comment (2022-01-10): CDA uploaded<br>Reviewer Comment (2022-01-07): CDA has been ordered.<br>Seller Comment (2022-01-07): Missing CDA | 01/11/2022 |  |  | 1 A D |  | IL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000072805 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  |  |  |  |  | Reviewer Comment (2022-01-07): Received, Clearing.<br>Seller Comment (2022-01-07): Background check of borrower uploaded toXXXX | 01/07/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000072805 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Insurance coverage XXXX, loan amount XXXX. Insufficient coverage |  |  |  | Reviewer Comment (2022-01-12): Received, Clearing.<br>Seller Comment (2022-01-12): Updated EOI showing XXXX coverage<br>Reviewer Comment (2022-01-07): Based on replacement cost current coverage shortfall is XXXX.<br>Seller Comment (2022-01-07): Need updated insurance amount to equal proposed loan amount | 01/12/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073734 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Provide a post-disaster inspection verifying there was no damage from Hurricane XXXX.. The inspection must include exterior photos and the property must be re-inspected on or after XXXX. |  |  |  | Reviewer Comment (2022-01-03): Received, Clearing. | 01/03/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073734 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-01-06): Received, Clearing. | 01/06/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073725 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-01-04): Received, Clearing. | 01/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXX | 6000073725 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Valid, the VOE is missing in the file. |  |  |  | Reviewer Comment (2022-01-12): Received, Clearing.<br>Seller Comment (2022-01-12): CPA Letters for VOE | 01/12/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXX | 6000073725 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | The rate lock document is not in the file. |  |  |  | Reviewer Comment (2022-01-18): Received, Clearing.<br>Seller Comment (2022-01-18): Use the Commitment date | 01/18/2022 |  |  | 1 B A |  | NY | Primary | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXX | 6000073725 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage XXXX: Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | The 4506C tax document for XXXX, XXXX are not in the file. |  |  |  | Reviewer Comment (2022-01-11): Clear | 01/11/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status D B C | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXX | 6000073725 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Assets | General QM: Unable to verify assets using reasonably reliable third-party records. |  |  |  |  | Reviewer Comment (2022-01-11): clear | 01/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXX | 6000073725 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | XXXX: Counseling Disclosure not provided to borrower within three days of application. | Disclosure provided XXXX |  |  |  | Reviewer Comment (2022-01-18): Per XXXX. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure D B C A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXX | 6000073725 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX, or XXXX. Non-Compliant SubPrime Loan. | Valid: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2022-01-18): Per Client. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. D B A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXX | 6000073725 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage XXXX: The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | . |  |  |  | Reviewer Comment (2022-01-18): Per client. |  |  |  | 2 A B |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status D B C | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. XXXX between XXXX Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2022-01-18): Per Client.<br>Seller Comment (2022-01-18): Use the Commitment date |  |  |  | 2 B |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | XXXX: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | Disclosure provided on XXXX |  |  |  | Reviewer Comment (2022-01-18): Per Client. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The final CD disclosed the Amount of Non-Escrowed Property Costs over Year XXXX as XXXX on page 4; however the annual taxes (XXXX) and homeowners insurance (XXXX) total are XXXX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of XXXX monthly, correct amount is XXXX. Difference appears to be with the HOA dues monthly. Provide a post-close CD correcting the Escrow Account section on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2022-01-11): Clearing. | 01/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-01-03): Received Clearing.<br>Reviewer Comment (2022-01-03): to clear<br>Reviewer Comment (2022-01-03): Received, Clearing. | 01/03/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is in excess of allowable threshold of XXXX. |  |  |  |  | Reviewer Comment (2022-01-11): Clearing. | 01/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): XXXX Loan Designation of XXXX does not match Due Diligence Loan Designation of XXXX | Loan designation failure due to QM failure. This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2022-01-11): Clearing. | 01/11/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status D B C | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | XXXX: Mortgage does not contain a legend stating that the subprime loan is subject to Section XXXX-m of the Banking Law. |  |  |  |  | Reviewer Comment (2022-01-18): Per Client. |  |  |  | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend), and proof of mailing. Best Practice would be to have signed and re-recorded Mortgage. (This will overwrite the existing Exception Remediation which reads: Provide the following: Corrected Mortgage (with required Legend), Letter of Explanation, and Proof of Delivery. Best Practice would be to have signed and re-recorded Mortgage.). A | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Subprime Home Loan Threshold Greater than XXXX Year ARM Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX, or XXXX. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2022-01-18): Per Client. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. D B A | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Notice of Taxes and Insurance Not Provided) | XXXX Subprime Loan: Borrower not provided with Notice of Taxes and Insurance on 1st lien, subprime loan. |  |  |  |  | Reviewer Comment (2022-01-18): Per Client. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000073731 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | . |  |  |  | Reviewer Comment (2022-01-18): Per client. |  |  |  | 2 A B |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000002261 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | There is no XXXX amount noted on the title policy. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2022-01-10): Received, Clearing.<br>Seller Comment (2022-01-10): CPL reflecting loan amount insured by title company | 01/10/2022 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 4000002261 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX: Creditor did not provide a copy of each valuation to applicant XXXX business days prior to consummation. | Valuation not provided in time of consummation |  |  |  | Reviewer Comment (2022-01-12): e delivery receipt provided<br>Seller Comment (2022-01-12): proof of appraisal delivery | 01/12/2022 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 4000002261 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least XXXX (XXXX) business days prior to closing. | CD not provided within time of consummation |  |  |  | Reviewer Comment (2022-01-10): Received, Clearing.<br>Seller Comment (2022-01-10): LE CD trail | 01/10/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| XXXX | 4000002261 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Irregular Transactions Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after XXXX contains a change in APR and was not received by borrower at least three XXXX business days prior to consummation | Corrected CD not provided within time of consummation |  |  |  | Reviewer Comment (2022-01-10): Received, Clearing.<br>Seller Comment (2022-01-10): le cd trail | 01/10/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C B A | Non QM | Non QM | No |
| XXXX | 4000002261 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, or District of XXXX) | Lender not mentioned on initial 1003 |  |  |  | Reviewer Comment (2022-01-10): Received, Clearing.<br>Seller Comment (2022-01-10): Demand for payoff from non affiliated lender | 01/10/2022 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 4000002261 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to XXXX business days from transaction date of XXXX. | SLT not provided within time of consummation |  |  |  | Reviewer Comment (2022-01-10): PCCD<br>Seller Comment (2022-01-10): Post CD |  | 01/10/2022 |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXX | 4000002261 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. |  | The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-01-24): Exception provided from XXXX. |  |  | 01/24/2022 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 6000073226 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Missing business interruption/rent loss insurance for 6 months. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): insurance policy uploaded - shows on page 3 endorsement form XXXX- XXXX- XXXX | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000073226 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Missing a copy of the insurance policy. All information is subject to review and additional requirements may apply. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): insurance policy uploaded | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000073226 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Missing a copy of the fully executed lease agreement as per the appraisal the property is leased. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): Lease agreement uploaded | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000073226 | XXXX |  | XXXX |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | Missing a copy of the fully executed lease agreement as per the appraisal the property is leased. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): Lease agreement uploaded | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000073206 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Mising Document: Closing Protection Letter not provided. |  |  |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): CPL uploaded | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 6000073206 | XXXX |  | XXXX |  | Credit | Guideline | General | Guideline | Tax Return' missing as borrower 'Income Documentation'. |  |  |  |  |  | Reviewer Comment (2022-01-27): Clearing.<br>Seller Comment (2022-01-27): This is the same borrower for XXXX. This exception is not required on that loan. | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 6000073206 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-01-20): Received, Clearing.<br>Seller Comment (2022-01-20): signed 1003 uploaded. | 01/20/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 6000073206 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): Term sheet uploaded with approval<br>Reviewer Comment (2022-01-27): We need the Loan Approval.<br>Seller Comment (2022-01-27): loan agreement attached<br>Reviewer Comment (2022-01-26): Looking for loan approval not the credit report.<br>Seller Comment (2022-01-26): borrower credit report uploaded | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 6000073206 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | The Note reflected the subject property city as XXXX and the zip code as XXXX; however, the remaining documents reflected XXXX XXXX. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): Please see various attached documents; it seems the subject property can use either XXXX or XXXX zip codes. As provided by XXXX, same property, two different ZIPXXXX<br>Seller Comment (2022-01-27): Please see various attached documents; it seems the subject property can use either XXXX or XXXX. As provided by XXXX, same XXXX, two different XXXX.<br>Seller Comment (2022-01-27): Please see various attached documents; it seems the subject property can use either XXXX or XXXX zip codes. As provided by XXXX, same property, two different ZIP codes...<br>Seller Comment (2022-01-27): Please see various attached documents; it seems the subject property can use either XXXX or XXXX zip codes. As provided by XXXX, same property, two different ZIP codes... | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 6000073206 | XXXX |  | XXXX |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The Note reflected the subject property city as XXXX and the zip code as XXXX ; however, the remaining documents reflected XXXX. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): See uploaded docs showing the subject property with both zip codes | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 6000073206 | XXXX |  | XXXX |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | The Note reflected the subject property city as XXXX and the zip code as XXXX ; however, the remaining documents reflected XXXX |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): See uploaded docs showing the subject property with both zip codes | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 6000073227 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Lender to provide HOI cert showing rent loss insurance. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): Uploaded dec page showing all coverages; policy contains form endorsement XXXX (XXXX) - Lessors XXXX - XXXX | 01/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000073240 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): CPL uploaded | 01/27/2022 |  |  | 1 C A |  | DC | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073240 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing. | 01/27/2022 |  |  | 1 D A |  | DC | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073240 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Missing documentation to support 6 months liquidity. PITI XXXX XXXX months = XXXX and provided a closing statement reflect funds to borrower in the amount of XXXX and guidelines allow to use XXXX of the c/o proceeds which is XXXX. Short funds approximately in the amount of XXXX. |  |  |  | Reviewer Comment (2022-02-02): Received, Clearing.<br>Seller Comment (2022-02-02): Per our December Guidelines, borrower's can use up to XXXX of the c/o proceeds as an acceptable source of PITIA. | 02/02/2022 |  |  | 1 C A |  | DC | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073244 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | The closing protection letter is not in the file. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): CPL uploaded | 01/27/2022 |  |  | 1 C A |  | NC | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000073244 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The final 1003 is not in the file. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Seller Comment (2022-01-27): 1003 uploaded | 01/27/2022 |  |  | 1 C A |  | NC | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000073244 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for XXXX purposes. |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing. | 01/27/2022 |  |  | 1 D A |  | NC | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000073215 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-01-27): Received, Clearing.<br>Reviewer Comment (2022-01-20): XXXX has been ordered.<br>Seller Comment (2022-01-20): uploaded secondary valuation | 01/27/2022 |  |  | 1 D A |  | OK | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073215 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Personal not provided |  |  |  |  |  | Reviewer Comment (2022-01-20): Received, Clearing.<br>Seller Comment (2022-01-20): See other exception (all bank statements uploaded) | 01/20/2022 |  |  | 1 C A |  | OK | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073215 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Personal not provided |  |  |  |  |  | Reviewer Comment (2022-01-20): Received, Clearing.<br>Seller Comment (2022-01-20): All bank statements uploaded including XXXX for each borrower<br>Seller Comment (2022-01-20): All bank statements uploaded including personal statements for each borrower | 01/20/2022 |  |  | 1 C A |  | OK | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000073216 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-01-25): Received, Clearing.<br>Reviewer Comment (2022-01-20): CDA has been ordered.<br>Seller Comment (2022-01-20): secondary valuation uploaded. | 01/25/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 4000002463 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Application(s) provided did not inform of a start date for the prior employer to support a XXXX year employment history. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-01-21): Exception provided.<br>Seller Comment (2022-01-21): Please see attached exception |  |  | 01/21/2022 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000002463 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fee was last disclosed as XXXX on the LE, but disclosed as XXXX on the Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. |  |  |  | Reviewer Comment (2022-01-24): PC CD<br>Seller Comment (2022-01-24): Please see attached cure |  | 01/24/2022 |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000074831 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074831 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Final CD reflects loan closed on XXXX. Loan file does not contain a Post Disaster Inspection |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074831 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-01): Received, Clearing. | 02/01/2022 |  |  | 1 D A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074832 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074832 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Refinance - Cash-out - Other | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074832 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over XXXX on Final Closing Disclosure provided on XXXX not accurate. |  |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): Per attached Common Charge Letter XXXXxXXXX = XXXX | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXX | 6000074832 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Escrow Service Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | There is no valid change in circumstance in file. |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): It is title fee that borrower did shop for, also we did disclose this item on initial LE attached | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXX | 6000074833 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074833 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-01): Received, Clearing. | 02/01/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074833 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than XXXX days prior to the note date. |  |  |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): Per our guidelines all credit documents expire after XXXX days on the date of Note and MTG | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074834 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Refinance - Rate/Term | D A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074835 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074835 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074835 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  |  |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): Subject Appraisal done on XXXX, Appraiser License expire on XXXX which active, a copy of appraiser license attached | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074836 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Secondary valuation is missing |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074836 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Most recent valuation is dated prior to most recent FEMA Disaster. |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074836 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Rate Lock Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): Attached Initial CD with COC for rate lock extension | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXX | 6000074836 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Loan file did not contain a Post Disaster Inspection. Note date XXXX, Disaster date XXXX |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074837 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074837 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-01): Received, Clearing. | 02/01/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074837 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): According to final CD & 1003 Cash from Borrower XXXX and Documented qualifying Assets for Closing of XXXX which available for closing is enough. | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074838 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074838 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074839 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-08): Received, Clearing. | 02/08/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074839 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074839 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): Verbal Verification attached | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074839 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Tip Income | General QM: Unable to verify Tip income due to, missing the Year XXXX tax returns or transcript, missing the Year XXXX tax returns or transcript, WVOE provided was dated more than XXXX days prior to closing. |  |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): Per our guide all income documents expire after XXXX days on the date of Note and MTG | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074839 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Wages | General QM: Unable to verity income due to, WVOE provided was dated more than XXXX days prior to closing. |  |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): Per our guide all income documents expire after XXXX on the date of Note and XXXX | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074839 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing. | 02/11/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXX | 6000074840 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Most recent valuation is dated prior to most recent FEMA Disaster. |  |  |  | Reviewer Comment (2022-02-01): Received, Clearing. | 02/01/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074840 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Secondary valuation is missing |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074840 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient cure was provided to the borrower |  |  |  | Reviewer Comment (2022-02-11): Received, Clearing.<br>Seller Comment (2022-02-11): LE & COC for reinspection attached | 02/11/2022 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| XXXX | 6000074842 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-01): Received, Clearing. | 02/01/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074842 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-04): Received, Clearing. | 02/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 6000074842 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Loan file did not contain a Post Disaster Inspection. Appraisal date XXXX, disaster date XXXX, note date XXXX |  |  |  | Reviewer Comment (2022-02-01): Received, Clearing. | 02/01/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| XXXX | 4000002584 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. | Lender to provide all CDS for transaction to verify the disbursement date. |  |  |  | Reviewer Comment (2022-01-31): Received, Clearing.<br>Seller Comment (2022-01-31): see attached<br>Reviewer Comment (2022-01-31): Then a settlement statement or a HUD is required.<br>Buyer Comment (2022-01-28): This loan is a business purpose loan, No CD's | 01/31/2022 |  |  | 1 B A |  | FL | Investment | Purchase | D A C | N/A | N/A | No |
| XXXX | 4000002584 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | Missing Closing Disclosure: No Document Used For Fee Testing | Missing Final Closing Disclosure. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. | Lender to provide final CD. |  |  |  | Reviewer Comment (2022-01-31): Received, Clearing.<br>Seller Comment (2022-01-31): Yes I'm uploading again, is there an issue with the one provided?<br>Reviewer Comment (2022-01-31): Then a settlement statement or a XXXX is required.<br>Seller Comment (2022-01-28): Business purpose loan, please see XXXX | 01/31/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D A C | N/A | N/A | No |
| XXXX | 4000002584 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Lender to provide proof of PITI for XXXX XXXX, XXXX, XXXX. No documents were in file to verify taxes/insurance. file. |  |  |  | Reviewer Comment (2022-01-31): Received, Clearing.<br>Seller Comment (2022-01-31): Please see attached REO documents | 01/31/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D A C | N/A | N/A | No |
| XXXX | 6000074519 | XXXX |  | XXXX |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Subject square feet not provided. |  | Appraisal report from XXXX Appraisal Services is not legible. |  |  |  | Reviewer Comment (2021-10-25): provided as a trailing doc | 10/25/2021 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 6000074519 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule XXXX: Borrower waived right to receive a copy of the appraisal at least XXXX business days prior to closing, and appraisal was not provided at or before closing. | Verification second appraisal was delivered to borrower was not provided. |  |  |  | Buyer Comment (2021-10-27): Initial and Final Grade B, accepted |  |  | 10/27/2021 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 6000074519 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule XXXX: Borrower waived right to receive a copy of the appraisal at least XXXX (XXXX) business days prior to closing, and appraisal was not provided at or before closing. | Verification first appraisal was delivered to borrower was not provided. |  |  |  | Buyer Comment (2021-10-27): Initial and Final Grade B, accepted |  |  | 10/27/2021 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 6000074512 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence: Missing |  |  |  | Reviewer Comment (2021-11-16): Received title final document and associated, exception cleared<br>Seller Comment (2021-11-15): Title Policy | 11/16/2021 |  |  | 1 C A |  | CO | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXX | 6000074512 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least XXXX business days prior to closing. | The CD was issued on the XXXX and borrower and co-signed and received the CD on the XXXX |  |  |  | Reviewer Comment (2021-11-19): Initial CD provided, exception cleared.<br>Seller Comment (2021-11-18): Initial CD.<br>Reviewer Comment (2021-11-16): The file does not contain a copy of the initial CD, only the final CD. Exception remains<br>Seller Comment (2021-11-15): All closing docs were signed on XXXX. The Final CD was issued XXXX. The initial CD was sent on XXXX, which is more than XXXX business days prior to closing date. Condition is invalid. | 11/19/2021 |  |  | 1 C A |  | CO | Primary | Refinance - Rate/Term | No Defined Cure B A | Non QM | Non QM | No |
| XXXX | 6000074512 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | (Missing Data) Unable to determine if loan is a same lender refi (Circuit 2, 5, 7, 8, 9, 10 or DC) | Original Lender was not able to be determined. Unable to determine if correct TILA rescission form was used. (H-8 Form was used and property is in the XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, or District of XXXX) | Title report is missing and unable to determine original lender. |  |  |  | Buyer Comment (2021-10-29): Initial and Final Grade B, accepted |  |  | 10/29/2021 | 2 B |  | CO | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXX | 6000074472 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2021-10-28): Secondary valuation obtained | 10/28/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000074472 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XXXX, declared end date. |  |  |  | Reviewer Comment (2021-11-08): Post-disaster inspection provided verifying no damage<br>Buyer Comment (2021-11-08): PDI Uploaded | 11/08/2021 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000074471 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2021-11-08): Post-disaster inspection provided verifying no damage<br>Buyer Comment (2021-11-08): XXXX Uploaded | 11/08/2021 |  |  | 1 C A |  | NY | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000074471 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2021-10-28): Secondary valuation obtained | 10/28/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000075074 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | The spousal consent form is not in the file. |  |  |  | Reviewer Comment (2022-03-01): Received, Clearing.<br>Seller Comment (2022-03-01): Please see page XXXX Doc ID: XXXX for XXXX printed as XXXX on the security instrument. XXXX Consent should not be a requirement when closing in the name of an entity.<br>Reviewer Comment (2022-02-24): Required by the buyer<br>Seller Comment (2022-02-24): Spousal Consent not required, as spouse is not an applicant on this transaction. | 03/01/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000077025 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Loan origination fee was last disclosed as XXXX on LE but disclosed as XXXX on Final Closing Disclosure. File does not contain a valid COC for this fee, cure provided at closing. |  |  |  | Reviewer Comment (2022-03-09): XXXX received valid COC & corresponding LE with increased origination fee.<br>Seller Comment (2022-03-07): There was a redisclosed LE due to loan amount change which changed the origination fee - see attached COC and LE | 03/09/2022 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077025 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2022-03-07): Received, Clearing.<br>Seller Comment (2022-03-07): See attached rate lock, COC and LE | 03/07/2022 |  |  | 1 B A |  | PA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077025 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Missing unexpired XXXX as required per the guidelines. |  |  |  | Reviewer Comment (2022-04-08): Received, cleared<br>Seller Comment (2022-04-08): The original XXXX is to help show history of renewal, theXXXXto show renewal was requested, Case status to show request was received and XXXX to show it was able to be renewed with the renewal request attached.<br>Seller Comment (2022-04-08): The original XXXX is to help show history of renewal, the XXXX to show renewal was requested, Case status to show request was received and DL to show it was able to be renewed with the renewal request attached.<br>Seller Comment (2022-04-08): The original XXXX is to help show history of renewal, the XXXX to show renewal was requested, Case status to show request was received and XXXX to show it was able to be renewed with the renewal request attached.<br>Reviewer Comment (2022-03-15): Per Non-Permanent Resident XXXX, Copies of borrower's XXXX and unexpired XXXX must be obtained. A valid employment authorization document (EAD) must be obtained if the XXXX is not sponsored by the borrower's current employer. If the visa will expire within XXXX of the loan application, it is<br> acceptable to obtain a letter from the employer documenting the<br> borrower's continued employment and continued XXXX renewal<br> XXXX XXXX<br>Seller Comment (2022-03-15): A visa is not required - the EAD card with renewal application and current drivers license are sufficient<br>Seller Comment (2022-03-15): A XXXX is not required - the XXXX with renewal application and current XXXX are sufficient | 04/08/2022 |  |  | 1 C A |  | PA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-03-07): Received, Clearing.<br>Seller Comment (2022-03-07): Loan Approval attached | 03/07/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of XXXX Property Costs over XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The final CD shows the XXXXmonthly property costs as XXXX, the XXXX shows the XXXX dues as XXXX. |  |  |  | Reviewer Comment (2022-03-09): XXXX received HOA document which is matching with Final CD.<br>Seller Comment (2022-03-07): XXXX is correct - see attached XXXX showing HOA dues are quarterly atXXXX a quarter. | 03/09/2022 |  |  | 1 B A C |  | FL | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID TXXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXXPercent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXXor XXXX Insufficient or no cure was provided to the borrower. | XXXX Percent Fee Tolerance exceeded. Total amount ofXXXX exceeds tolerance ofXXXX plus XXXX orXXXX NoXXXXprovided. |  |  |  | Reviewer Comment (2022-03-09): XXXX received sufficient cure at closing for the Recording fee exceeds XXXX tolerance.<br>Seller Comment (2022-03-07): There is a cure on the bottom ofXXXXof the Final CD for XXXX - this includes the cure of XXXX for this fee as well as the cure ofXXXXfor transfer tax | 03/09/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | XXXX tolerance was exceeded by XXXX due to increase in loan origination fee. No valid COC provided, nor evidence of cure in file. |  |  |  | Reviewer Comment (2022-03-09): XXXX received updated LE and corresponding COC on XXXX for the XXXX increased due to rate has been locked and also Loan amount increased.<br>Seller Comment (2022-03-07): See the attached COC and CD | 03/09/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for XXXX Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was XXXX to the borrower. | XXXX tolerance was exceeded by XXXX due to increase in transfer taxes. No valid COC provided, nor evidence of cure in file. |  |  |  | Reviewer Comment (2022-03-09): XXXX received sufficient cure at closing for the Transfer taxes increased.<br>Seller Comment (2022-03-07): There is a cure on the bottom of page 2 of the Final CD for XXXX this includes the cure of XXXX for this fee as well as the 10 bucket cure ofXXXX | 03/09/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. XXXX Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock documentation was not provided. |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-07): See the attached COC and LE and Rate Lock | 03/08/2022 |  |  | 1 B A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Compliant | XXXX Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Compliant XXXX Loan. | The APR exceeds the XXXX threshold and is considered a XXXX. |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing. | 03/08/2022 |  |  | 1 A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure:XXXX Percent Fee Tolerance exceeded. Total amount ofXXXX exceeds tolerance of XXXX plusXXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-09): Sufficient Cure Provided At Closing |  | 03/09/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000077027 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-09): Sufficient Cure Provided At Closing |  | 03/09/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | XXXX-XXXX Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. XXXX Mortgage Loan. |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): Yes - this loan is compliant | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between XXXX Application Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): See attached Rate lock agreement, COC and LE | 03/08/2022 |  |  | 1 B A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (XXXX): Creditor did not provide List ofXXXX Counseling Organizations to borrower. |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): See attached Housing Counselor disclosure | 03/08/2022 |  |  | 1 B A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): Initial XXXX attached | 03/08/2022 |  |  | 1 B A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): Credit docs attached | 03/08/2022 |  |  | 1 D A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): Flood cert attached | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Official Check not provided |  | Earnest money receipt and source in the amount ofXXXX was not documented |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): The EMD was forXXXX - as shown on the CD and attached is the documentation | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Gift Letter not provided |  | The 1003 reflects two XXXX gifts. The file is missing gift letters, evidence of withdrawal and receipt. |  |  |  | Reviewer Comment (2022-03-15): Updated 1003 received trailing, cleared<br>Seller Comment (2022-03-14): There were no gifts on this loan - attached is a corrected XXXX | 03/15/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Personal not provided |  | Missing XXXXendingXXXX, dated withinXXXX of the note date |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): XXXX Statements attached | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of XXXX Status not provided |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): XXXX attached | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): Title Commitment Attached | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-03-07): Received, Clearing. | 03/07/2022 |  |  | 1 D A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): See bank statements | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): See bank statements - there is enough for XXXX | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within XXXX days of the XXXX | Missing the initial LE dated within XXXX days of application date |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): Appraisal Disclosure attached | 03/08/2022 |  |  | 1 B A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | Yes |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - HPML Timing | XXXX - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within XXXX days of the loan application date. | Missing the initial LE dated within XXXX days of application date |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): see attached | 03/08/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least XXXX (XXXX) business days prior to closing. | Evidence of earlier borrower receipt was not found in file. |  |  |  | Reviewer Comment (2022-03-09): XXXX received XXXX<br>Seller Comment (2022-03-08): XXXX | 03/09/2022 |  |  | 1 C A |  | PA | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TILA-RESPA Integrated Disclosure: application date on or after XXXX, no Loan Estimates in the Loan File | TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for XXXX Testing. Depending on the XXXX on the initial Loan Estimate, a XXXX cure of up to XXXX may be required. | Missing the initial LE dated within XXXX days of application date |  |  |  | Reviewer Comment (2022-03-09): XXXX received XXXX LE<br>Seller Comment (2022-03-08): Initial LE attached | 03/09/2022 |  |  | 1 C A |  | PA | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | MissingXXXX Disclosure |  |  |  | Reviewer Comment (2022-03-11): XXXX- XXXX received | 03/11/2022 |  |  | 1 A |  | PA | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (XXXX) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | XXXX received XXXXelectronically signed of XXXX. File is missing earlier e-consent within XXXX business days of closing and by XXXX electronic signature date. Provide missing earlier e-consent. |  |  |  | Reviewer Comment (2022-03-14): XXXX received document stating the initial disclosures were sent within time frame.<br>Seller Comment (2022-03-12): this is the econsent<br>Reviewer Comment (2022-03-11): XXXX received tracking dated XXXX in the event the consumer had not provided XXXX by XXXX then the XXXX should have sent the XXXX the Loan Estimate through another means to comply with the XXXX day LE timing requirement. Proof of the LE being sent alternative method is required to clear.<br>Seller Comment (2022-03-09): The docs are stored on the XXXX site and an esign consent is then sent to the borrower to confirm allowance of edelivered docs (and they can withdraw consent at any time). If econsent is not obtained, the docs are mailed to the borrower to meet the TRID disclosure timeline. | 03/14/2022 |  |  | 1 A |  | PA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for XXXX Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | XXXX received XXXX LE. Missing XXXX disclosure to determine if fee added to Final CD was shopped by borrower or if cure is due. Provide XXXX Disclosure & if applicable any changed circumstances. |  |  |  | Reviewer Comment (2022-03-11): XXXX - XXXX received. Upon further review, there was no XXXX violation.<br>Seller Comment (2022-03-09): See Service Provider List Attached | 03/11/2022 |  |  | 1 A |  | PA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Notice of Settlement Fee. Fee Amount of XXXX exceeds tolerance of XXXXInsufficient or no cure was provided to the borrower. | XXXX receivedXXXX LE. Missing SSPL disclosure to determine if fee added to Final CD was shopped by borrower or if cure is due. Provide SSPL Disclosure & if applicable any changed circumstances. |  |  |  | Reviewer Comment (2022-03-11): XXXX - XXXX. Upon further review, there was no tolerance violation. | 03/11/2022 |  |  | 1 A |  | PA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Fee Tolerance exceeded for XXXX Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | XXXX received XXXX LE. Missing XXXX disclosure to determine if fee added to Final CD was shopped by borrower or if cure is due. Provide XXXX Disclosure & if applicable any changed circumstances. |  |  |  | Reviewer Comment (2022-03-11): XXXX - Sufficient cure was provided at closing. | 03/11/2022 |  |  | 1 A |  | PA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-03-11): Sufficient Cure Provided At Closing |  | 03/11/2022 |  | 1 A |  | PA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000077031 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): Hazard attached | 03/08/2022 |  |  | 1 C A |  | MN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077031 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Missing declaration page verifying details. |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): see attached the includes the XXXX | 03/08/2022 |  |  | 1 C A |  | MN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077031 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay XXXX: Originator Loan Designation of XXXX does not match XXXX Loan Designation of XXXX Fail. | Loan designation failure due to XXXX failure. This exception will be cleared once all XXXX specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2022-03-17): Income documents received, cleared | 03/17/2022 |  |  | 1 B A C |  | MN | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXX | 6000077031 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Partnership | Ability to Repay (XXXX): Unable to verify Partnership income using reasonably reliable third-party records. | Missing the following pages signed and dated: business returns signed and dated forXXXX, P&L, Balance sheet, and missing third party validation. |  |  |  | Reviewer Comment (2022-03-17): Income documents received, cleared<br>Seller Comment (2022-03-17): All documents attached | 03/17/2022 |  |  | 1 C A |  | MN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077031 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - S-Corp | Ability to Repay XXXX): Unable to verify XXXX using reasonably reliable XXXX | Missing the following pages signed and dated: XXXX signed and dated for XXXX, P&L, Balance sheet, and missing third party validation dated within XXXX calendar days of the note date. |  |  |  | Reviewer Comment (2022-03-17): Income documents received, cleared<br>Seller Comment (2022-03-17): duplicate exception | 03/17/2022 |  |  | 1 C A |  | MN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077031 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay XXXX General Ability-to-Repay requirements not satisfied. | Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2022-03-17): Income documents received, cleared | 03/17/2022 |  |  | 1 A |  | MN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077031 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (XXXX): XXXX did not provide List of XXXX XXXX to borrower. |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): Housing Counselor Disclosure attached | 03/08/2022 |  |  | 1 B A |  | MN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077031 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (XXXX): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2022-03-18): InXXXX to XXXX, the HPML Appraisal Rule provides a list of steps a creditor should take to be sure that any required appraisal meets the requirements of the rule. When you take each of the steps in this list for an appraisal, the XXXX will be eligible for the XXXX protection for that appraisal. While we agree that the language in XXXX is XXXX and certainly provides support for taking the position that the XXXX on the loan need NOT be the same as the XXXX who ordered the appraisal, the XXXX is that the language in the regulation itself, at XXXX could also have just stated that the XXXX must ensure that the appraisal conforms with XXXX. Instead, the language reads that the XXXX must "XXXX that the appraiser perform the appraisal in conformity with XXXX" So that language appears to indicate that the creditor is ordering an appraisal since it is ordering the appraiser to perform the appraisal in conformity with XXXX<br> Having said all that, we've previously discussed the scenario of appraisal transfer letters with our outside counsel and they can see an argument that XXXX the appraiser/appraisal could be read broadly to include obtaining the appraisal through a proper transfer procedure and ultimately they didn't think this was a high risk to accept appraisals that were accepted in such a XXXX and treat them as XXXX As a result, they are comfortable clearing this informational exception to an XXXX<br>Seller Comment (2022-03-18): I do not believe that is correct. The appraisal only needs to identity the lender that ordered the appraisal not the lender on the Note:<br>Appendix N to Part XXXX - Higher-Priced Mortgage Loan Appraisal Safe Harbor Review<br> THIS VERSION IS THE CURRENT REGULATION<br> View all versions of this regulation<br> Search this regulation<br> Regulation Z <br> To qualify for the safe harbor provided in XXXX(c)(3)(ii), a creditor must confirm that the written appraisal:<br>1. Identifies the creditor who ordered the appraisal and the property and the interest being appraised.<br>Reviewer Comment (2022-03-17): Transfer letter is in file however, the loan is XXXX. XXXX requirements not met as appraisal was not completed for XXXX on the note.<br>Seller Comment (2022-03-17): I do not believe that is accurate as long as we have the appraisal transfer letter - which we do and was uploaded in original package. I have uploaded here also.<br>Reviewer Comment (2022-03-17): Does not meet Safe Harbor Requirements as appraisal was transferred from another lender<br>Seller Comment (2022-03-17): Please advise why you are stating this does not meet XXXX: XXXX for XXXX | 03/18/2022 |  |  | 1 B A |  | MN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000077035 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Lender to provide explanation letter for large deposits to savings account. |  |  |  | Reviewer Comment (2022-03-14): Received, Clearing.<br>Seller Comment (2022-03-14): Please see XXXX XXXX - highlighted items for XXXX source | 03/14/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077035 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2022-03-01): Sufficient Cure Provided At Closing |  | 03/01/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | The file is missing theXXXX |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): XXXXattached | 03/08/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Credit | Income | Income Error | Income | The XXXX of Bank Statements Required is less than total of Statement Period Months. |  | The file contains only the XXXX for each of the business accounts. The previous XXXX are required. |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): see attached XXXX<br>Seller Comment (2022-03-08): see attached bank statements | 03/08/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Credit | Income | Income Error | Income | XXXX Required is less than total of XXXX |  | The file contains only the XXXXXXXX for each of the XXXX The previous XXXXare required. |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): see attached | 03/08/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: XXXX not provided |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): XXXX Attached | 03/08/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Without XXXX | XXXX: XXXX Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | XXXX Fee Tolerance exceeded for Appraisal Fee. Fee Amount ofXXXX exceeds tolerance of XXXX.Fee was not disclosed on LE it was only disclosed on Final CD. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-03-09): XXXX upon further review sufficient cure provided at closing.<br>Seller Comment (2022-03-08): There is a cure on the bottom of XXXX of the Final CD for XXXX - this includes XXXX for this fee and XXXX for the XXXX tolerance bucket. Invalid - no additional cure is needed | 03/09/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Tolerance Violation Without Sufficient Cure Provided | XXXX Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of XXXX exceeds tolerance of XXXX Insufficient or no cure was provided to the borrower. | XXXXPercent Fee Tolerance exceeded forXXXX Fee. Fee Amount of XXXXexceeds tolerance ofXXXX Fee was not disclosed on LE it was only disclosed on Final CD. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-03-11): "XXXX received XXXX in order to clear the XXXX.<br>Seller Comment (2022-03-09): Attestation attached<br>Reviewer Comment (2022-03-09): XXXX: received XXXX. However, we need cure for XXXX for XXXX as it was not disclosed on XXXX Or provide XXXX from XXXX which confirm that the service was outsourced by the XXXX This XXXX would allow us to test the fee under the no XXXX category with the understanding that the XXXX added on the XXXX was imposed by a XXXX through which the XXXX indirectly selected.<br>Seller Comment (2022-03-08): This is in the section XXXX Did Shop For and there is no XXXX for this XXXX - no cure is necessary | 03/11/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX | XXXX: XXXX Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Insufficient or no cure was provided to the borrower. | Recording fee was disclosed as XXXX on LE and on closing disclosure it was disclosed as XXXX |  |  |  | Reviewer Comment (2022-03-09): XXXX upon further review XXXX<br>Seller Comment (2022-03-08): There is a cure on the bottom of page XXXX of the Final CD for XXXX - this includes XXXX for this fee and XXXX for the XXXX. Invalid - no additional cure is needed | 03/09/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2022-03-08): Received, Clearing.<br>Seller Comment (2022-03-08): fraud attached | 03/08/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX Percent XXXX XXXX With Sufficient Cure Provided XXXX | XXXX Integrated Disclosure: XXXX Percent Fee XXXX exceeded. XXXX of XXXX exceeds XXXX of XXXX plus XXXX or XXXX. Sufficient or excess cure was provided to the borrower XXXX | "Sufficient cure provided XXXX |  |  |  | Reviewer Comment (2022-03-11): Sufficient Cure Provided At Closing |  | 03/11/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000077036 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX | XXXX: XXXX for Appraisal Fee. Fee Amount of XXXX exceeds tolerance ofXXXX Sufficient or excess cure was provided to the borrower at Closing. | XXXX |  |  |  | Reviewer Comment (2022-03-11): XXXX |  | 03/11/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | Document provided XXXX. |  |  |  | Reviewer Comment (2022-03-09): Received, Clearing.<br>Seller Comment (2022-03-08): Credit Score Disclosures attached | 03/09/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (XXXX): Creditor did not provide List of XXXX Organizations to borrower. |  |  |  |  | Reviewer Comment (2022-03-09): Received, Clearing.<br>Seller Comment (2022-03-08): XXXX Disclosure | 03/09/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | MissingXXXX income worksheet and XXXX business bank statements XXXX |  |  |  | Reviewer Comment (2022-03-09): Received, Clearing. | 03/09/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fees increased on the closing disclosures without any valid change of circumstance and no cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-03-23): XXXX received Corrected XXXX, Letter of Explanation, Copy of XXXX & XXXX<br>Seller Comment (2022-03-22): see attached - both are going out XXXX<br>Reviewer Comment (2022-03-15): XXXX the provided XXXX is not acceptable. Please provide a valid XXXX in order to clear this exception or cure is required for the same.<br>Seller Comment (2022-03-14): See XXXX attached |  | 03/23/2022 |  | 2 C B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Fee Tolerance exceeded for Title - Loan Tie-In Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fees increased on the final closing disclosure without any valid change of circumstance and no cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-03-14): "XXXX received valid XXXX document in order to clear this exception.<br>Seller Comment (2022-03-12): XXXX is the application date see attached documents<br>Seller Comment (2022-03-12): XXXXis the application date see attached documents<br>Reviewer Comment (2022-03-11): XXXX received SSPL docuemnt dated XXXX whereas the initial 1003 present reflects the application date as XXXX. Kindly confirm the actual application date and provide updated documents considering the same.<br>Seller Comment (2022-03-09): this is in the Services Borrower Did shop For XXXX and there is not tolerance - a cure is not needed.<br> I have also uploaded the XXXX | 03/14/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:XXXX Percent Fee Tolerance exceeded for Title - SubEscrow Fee. Fee Amount ofXXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fees increased on the final closing disclosure without any valid change of circumstance and no cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-03-14): "XXXX received valid SSPL document in order to clear this exception.<br>Reviewer Comment (2022-03-11): XXXX received XXXX docuemnt dated XXXX whereas the initial XXXXpresent reflects the application date as XXXX. Kindly confirm the actual application date and provide updated documents considering the same.<br>Seller Comment (2022-03-09): this is in the Services Borrower Did shop For section and there is not tolerance - a cure is not needed.<br> I have also uploaded the XXXX | 03/14/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate XXXX Charge on XXXX that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | XXXX refinance and Calculated Finance Charge exceeds disclosed Finance Charge by XXXX |  |  |  | Reviewer Comment (2022-03-25): XXXX received XXXX, LOE, copy of refund check, and proof of delivery; exception is cured.<br>Seller Comment (2022-03-24): XXXX tracking attached<br>Reviewer Comment (2022-03-18): XXXX received Corrected CD, LOE to borrower, copy of cure check for full underdisclosure and proof of mailing. However, the XXXX tracking does not reflect the package has been picked up yet. Provide proof of package pickup by carrier to finalize.<br>Seller Comment (2022-03-17): attached again<br>Reviewer Comment (2022-03-17): XXXX did not receive any trailing documents. Please re send for review. Please provide a corrected CD, LOE, XXXX, and proof of mailing to cure.<br>Seller Comment (2022-03-16): See attached |  | 03/25/2022 |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | Borrower not provided with list of service providers. |  |  |  | Reviewer Comment (2022-03-14): XXXX received valid XXXX document in order to clear this exception. | 03/14/2022 |  |  | 1 A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXX | 6000077037 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Business not provided |  | Missing bank statements used for income qualification (XXXX). |  |  |  | Reviewer Comment (2022-03-09): Received, Clearing.<br>Seller Comment (2022-03-08): XXXX attached<br>Seller Comment (2022-03-08): bank statements attached | 03/09/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077039 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Lender to provide a copy of the hazard insurance policy. |  |  |  | Reviewer Comment (2022-03-10): Received, Clearing.<br>Seller Comment (2022-03-09): XXXX attached | 03/10/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077039 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Missing Signature on Affiliated Business Arrangement Disclosure | RESPA Disclosure Rule: XXXX did not obtain signature on XXXX Arrangement Disclosure. | XXXX to provide a copy of the XXXX receipt of affiliated business arrangement disclosure. |  |  |  | Reviewer Comment (2022-03-10): Received, Clearing.<br>Seller Comment (2022-03-09): I am not seeing an XXXX business in this transaction | 03/10/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077039 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least XXXX (XXXX) business days prior to closing. | The initial Closing Disclosure was not provided to the borrower at least XXXX days prior to closing date. |  |  |  | Reviewer Comment (2022-03-11): Upon further review the initial CD was received timely.<br>Seller Comment (2022-03-09): ICD attached | 03/11/2022 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXX | 6000077039 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX Sufficient or excess cure was provided to the borrower at Closing. | The XXXX provided a cure of XXXX to compensate for the XXXX and XXXX tolerance violations. |  |  |  | Reviewer Comment (2022-02-28): Sufficient Cure Provided At Closing |  | 02/28/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 6000077039 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount ofXXXX exceeds tolerance ofXXXX Sufficient or excess cure was provided to the borrower at Closing. | The lender provided a cure ofXXXXto compensate for theXXXX andXXXXtolerance violations. |  |  |  | Reviewer Comment (2022-02-28): Sufficient Cure Provided At Closing |  | 02/28/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 6000077039 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The loan to value percentage of XXXX exceeds the guideline value for First Time Homebuyers of XXXX | The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-03-15): Exception approved by XXXX.<br>Reviewer Comment (2022-03-11): Signed exception from the XXXX is required.<br>Buyer Comment (2022-03-11): Loan has comp factors of XXXX FICO, XXXX reserves, XXXX DTI, clean payment history (XXXX w/ earliest of XXXX). XXXX signs off on moving this exception to XXXX.<br>Reviewer Comment (2022-03-10): Signed Exception needs to come from the Buyer.<br>Seller Comment (2022-03-09): See exception cert |  |  | 03/15/2022 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077039 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | The XXXX percentage ofXXXX exceeds the guideline value for XXXX of XXXX | The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-03-15): Exception approved by XXXX.<br>Reviewer Comment (2022-03-11): Signed exception from the buyer is required.<br>Buyer Comment (2022-03-11): Loan has comp factors of XXXX FICO,XXXX reserves, XXXX DTI, clean payment history (XXXX w/ earliest of XXXX). XXXX signs off on moving this exception to XXXX.<br>Reviewer Comment (2022-03-10): Signed Exception needs to come from the Buyer.<br>Seller Comment (2022-03-09): see attached exception cert |  |  | 03/15/2022 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077176 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-03-14): Received, cleared<br>Seller Comment (2022-03-12): See attached | 03/14/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000077176 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-03-14): Received, Clearing.<br>Seller Comment (2022-03-14): Not required - XXXX | 03/14/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000077176 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Contractor W-9 not provided |  |  |  |  |  | Reviewer Comment (2022-03-14): Received, Clearing.<br>Seller Comment (2022-03-14): this is aXXXXoan made to an XXXX. No contractor XXXX is required | 03/14/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000077177 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-03-15): Received, Clearing.<br>Reviewer Comment (2022-03-11): CDA has been ordered.<br>Seller Comment (2022-03-10): XXXX | 03/15/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000077183 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-03-14): Received, Clearing.<br>Reviewer Comment (2022-03-11): CDA has been ordered.<br>Seller Comment (2022-03-10): XXXX to order | 03/14/2022 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000077196 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2022-03-14): Received, cleared<br>Seller Comment (2022-03-12): Fraud Report attached | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000077196 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-03-17): Received, Clearing.<br>Reviewer Comment (2022-03-11): CDA has been ordered<br>Seller Comment (2022-03-10): XXXX to order | 03/17/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000077162 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Insufficient funds for Reserves. Guidelines require |  | Borrower is XXXXt funds. There was an XXXX listed with the assets in the amount of XXXX. The Closing statement reflects seller credit for XXXX but no deposit. This leaves the borrowers XXXX for XXXX. |  |  |  | Reviewer Comment (2022-03-14): Sufficient reserves verified, cleared<br>Seller Comment (2022-03-12): XXXX assets attached | 03/14/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000077162 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | Insufficient funds for Reserves. |  | Funds were verified and they are short funds for reserves. |  |  |  | Reviewer Comment (2022-03-14): Sufficient reserves verified, cleared<br>Seller Comment (2022-03-12): add'l XXXX | 03/14/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000077162 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  | Late fee is listed on the note as XXXX of the principal and interest orXXXX, whichever is more. |  |  |  | Reviewer Comment (2022-03-15): Received, Clearing.<br>Seller Comment (2022-03-15): Please see letter attached.<br>Reviewer Comment (2022-03-14): Maximum late charge for XXXX. Exception remains<br>Seller Comment (2022-03-14): This is aXXXX purpose loan | 03/15/2022 |  |  | 1 B A |  | NJ | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000077162 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan amounts below XXXX million require only XXXX appraisal/Valuation. |  |  |  | Reviewer Comment (2022-03-14): Received, Clearing.<br>Reviewer Comment (2022-03-11): CDA has been ordered.<br>Seller Comment (2022-03-10): XXXX to order | 03/14/2022 |  |  | 1 D A |  | NJ | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000077162 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Borrower is XXXX for XXXX. |  |  |  | Reviewer Comment (2022-03-14): Sufficient reserves verified, cleared<br>Seller Comment (2022-03-12): add'l assets | 03/14/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000077165 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-03-14): N/A<br>Seller Comment (2022-03-14): This is not required since a XXXX and power is specifically granted to borrower per the operating agreement | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000077165 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2022-03-14): Fraud report received<br>Seller Comment (2022-03-14): See attached Fraud Report | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000077165 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-03-14): LTV isXXXX<br>Seller Comment (2022-03-14): According to our matrix - if the LTV is XXXX the DSCR can be below XXXX | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000077186 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-03-14): Received, Clearing.<br>Seller Comment (2022-03-14): XXXX attached | 03/14/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000077198 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower is a first time home buyer and ineligible per guidelines. |  |  | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this XXXX transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-03-22): Waived regraded at client request.<br>Buyer Comment (2022-03-22): XXXXagrees to waive this exception based on the following compensating factors: XXXXpoints above minimum required, XXXX months reserves documented. Please downgrade to an EV2.<br>Reviewer Comment (2022-03-22): Signed exception from the XXXX is required.<br>Seller Comment (2022-03-22): See attached exception |  |  | 03/22/2022 | 2 C B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 6000077199 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower is a first time home buyer and ineligible per guidelines. |  | XXXX Time Investor(s) & XXXX Time Home Buyers are allowed with satisfactory housing history, and missing. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-03-24): Regrade at client request.<br>Buyer Comment (2022-03-24): XXXX elects to waive based off the following compensating factors : XXXX FICO, history of established XXXX back to XXXX andXXXX months XXXX. Please downgrade to an XXXX.<br>Seller Comment (2022-03-24): Exception cert and sent to XXXX |  |  | 03/24/2022 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 6000077199 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | A summary review of all the documentation in the loan file casts doubt on the business purpose of the loan. |  | The declarations page XXXX of the 1003 reflect that the borrower plans to XXXX the subject as a XXXX |  |  |  | Reviewer Comment (2022-03-16): Received, Clearing.<br>Seller Comment (2022-03-16): corrected 1003 attached | 03/16/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 6000077199 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Personal not provided |  | Missing account statement ending inXXXX to support funds to close and reserves. |  |  |  | Reviewer Comment (2022-03-16): Received, Clearing.<br>Seller Comment (2022-03-16): XXXX attached | 03/16/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 6000077203 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | TheXXXX valuation is not in the file. |  |  |  | Reviewer Comment (2022-03-17): Received, Clearing.<br>Reviewer Comment (2022-03-15): CDA ordered<br>Seller Comment (2022-03-14): XXXX to order | 03/17/2022 |  |  | 1 D A |  | PA | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000077361 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2022-04-20): Received, Clearing.<br>Seller Comment (2022-04-20): HOI uploaded XXXX at XXXX is the correct address<br>Reviewer Comment (2022-04-20): Insurance policy received is not for subject property. Exception remains<br>Seller Comment (2022-04-20): CORRECT HOI<br>Seller Comment (2022-04-20): WRONG HOI WAS UPLOADED- My apologies<br>Seller Comment (2022-04-20): HOI XXXX-XXXX | 04/20/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 6000077361 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year XXXX Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | Property expenses calculated as follows: Taxes = XXXX monthly, Hazard insurance = XXXX. The annual disbursements based upon the file documentation over XXXX is XXXX however XXXX of the final CD reflects XXXX |  |  |  | Reviewer Comment (2022-05-17): Accepted as is<br>Reviewer Comment (2022-05-02): The annual non-escrowed costs on page 4 of the final CD do not match the loan file. Annual non-escrowed costs, per loan file, are as follows: Hazard - XXXX, Tax - XXXX, for a total of XXXX. Provide PCCD and LOE that reflects the preceding amounts in XXXX, XXXX or XXXX month breakouts, or documentation of alternative amounts, or documentation of calculation used for review.<br>Seller Comment (2022-04-26): Taxes are XXXXmonth, not XXXX. Agree HOI is XXXX/month. XXXX + XXXX = XXXX. XXXX \*XXXX = XXXX. CD appears correct |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 6000077361 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-04-21): XXXX Received COC dated XXXX with a valid reason for change.<br>Seller Comment (2022-04-20): COC | 04/21/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000078183 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2022-03-29): Sufficient reserves on file, cleared<br>Seller Comment (2022-03-29): Per our guidelines borrower is permitted to use XXXX of cash out proceeds to cover PITIA. XXXX covers XXXX months. | 03/29/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078183 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-03-29): Received, cleared<br>Seller Comment (2022-03-29): Application uploaded | 03/29/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078183 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2022-03-29): Received, cleared<br>Seller Comment (2022-03-29): BP affidavit uploaded | 03/29/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078183 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2022-03-29): Received, cleared<br>Seller Comment (2022-03-29): Prior insurance policy uploaded with coverage date prior to closing. | 03/29/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078183 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-03-31): Received, Clearing. | 03/31/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078183 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2022-03-29): Received, cleared<br>Seller Comment (2022-03-29): Background checks of borrower and entity attached | 03/29/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078191 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-04): Application received<br>Seller Comment (2022-04-04): Application uploaded | 04/04/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000078191 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-03-31): Received, Clearing. | 03/31/2022 |  |  | 1 D A |  | NJ | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000078191 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Missing assets to support funds to close / reserves and need to clarify what the XXXX Advance credit is on the closing statement. |  |  |  | Reviewer Comment (2022-04-06): Assets received<br>Seller Comment (2022-04-06): Updated bank statements from borrower showing enough cash to close. | 04/06/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000078191 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrowers made a down payment from their own funds on this XXXX transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-04-26): Waived per client.<br>Seller Comment (2022-04-20): XXXX Team - Requesting a XXXX exception for this loan as XXXX pre-approved this loan as sub XXXX loans are allowed per our guidelines on a case-by-case basis. We were able to get comfortable with this loan as the borrower's FICO is XXXX, reduced leverage (LTC/LTV under XXXX) and the borrower's experience. This was pre-approved with a XXXX As previously mentioned, if you utilize the market rent on the appraisal, the DSCR ratio is XXXX<br>Reviewer Comment (2022-04-18): Buyer exception is required.<br>Buyer Comment (2022-04-18): Buyer exception is required.<br>Seller Comment (2022-04-18): XXXX pre-approved this loan, as allowed per our guidelines on a case-by-case basis. We were able to get comfortable with this loan as the borrower's FICO is XXXX, reduced leverage (LTC/LTV under XXXX) and the borrower's experience. This was pre-approved with a XXXX. As previously mentioned, if you utilize the market rent on the appraisal, the XXXX Please waive this exception.<br>Reviewer Comment (2022-04-06): Per guidelines, Minimum DSCR is XXXX and anything below may be approved by XXXX on an exception basis. Please provide exception approval.<br>Seller Comment (2022-04-06): Please waive. This loan was pre-approved knowing that the current DSCR ratio was under XXXX guidelines. FICO is XXXX, LTC/LTV are both under XXXX, borrower has XXXXother rental properties owned, although there is no lease in place, if we use XXXX of the market rent as calculated on the appraisal it puts the DSCR ratio at XXXX. |  |  | 04/26/2022 | 2 C B |  | NJ | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000078191 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Missing assets to support funds required to close and reserves. |  |  |  | Reviewer Comment (2022-04-06): Assets received<br>Seller Comment (2022-04-06): See uploaded bank statements. | 04/06/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000078191 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - XXXX of Business Ownership: ___ | Missing as require to have one or more individuals in aggregate own at least XXXX of the Borrower is<br> required and guarantee has XXXX ownership. |  |  |  | Reviewer Comment (2022-04-04): Received, Clearing.<br>Seller Comment (2022-04-04): XXXX uploaded showing XXXX<br>Reviewer Comment (2022-04-04): Operating agreement reelects XXXX<br>Seller Comment (2022-04-04): XXXX owns XXXX. | 04/04/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000078191 | XXXX |  | XXXX |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Missing evidence that the Judgments are paid in full or in satisfactory status and borrower must provide evidence of being current on<br> payment plan for a minimum of securitization months prior to close. |  |  |  | Reviewer Comment (2022-04-26): .<br>Reviewer Comment (2022-04-18): Buyer exception is required.<br>Seller Comment (2022-04-18): As previously mentioned,XXXX guidelines requires payoff or payment plans on judgments exceeding XXXX. This judgment is XXXX. Per XXXX guidelines, only judgments/liens affecting title must be paid off; non-title charge-offs and other collections must not exceed XXXX. Borrower also has enough assets to completely pay this judgment off. Please waive.<br>Reviewer Comment (2022-04-06): Per guidelines, Judgments, tax liens, charge-offs, non-medical collections must be paid in full or in satisfactory status and borrower must provide evidence of being current on payment plan for a minimum of 6 months prior to close. Exception remains<br>Seller Comment (2022-04-06): The liens have been released and the XXXX is now XXXX. Per our guidelines, this can be waived as it is now under XXXX. Please waive. |  |  |  | 2 B |  | NJ | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000078212 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-04): Application required<br>Seller Comment (2022-04-04): Please waive - this originator does not require applications - we will waive. | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078212 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Secondary valuation is missing |  |  |  | Reviewer Comment (2022-04-01): Received, Clearing. | 04/01/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078231 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing signed Loan Application. |  |  |  | Reviewer Comment (2022-03-24): Received, Clearing.<br>Seller Comment (2022-03-24): Application uploaded | 03/24/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| XXXX | 6000078231 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-01): Received, Clearing. | 04/01/2022 |  |  | 1 D A |  | NJ | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| XXXX | 6000078231 | XXXX |  | XXXX |  | Property | Guideline | General | Guideline | Third party managed property without appropriate documentation and/or experience. |  | Missing the guarantor's number of years of property management experience. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>Borrower's Experience/Track Record | 1. Reduced Leverage of XXXX LTV (FICO tier qualifies for XXXX LTV on a Rate/Term)<br> 2. Non-crossed Single Property/Single Unit asset with tenant in place<br> 3. Cash-Flowing w/DSCR of XXXX <br> 4. Borrower lives XXXX from XXXX property<br> 5. No deferred maintenance items - Appraisal cites recently complete XXXXprojects including: <br> a. Within the past year - Kitchen and Bathrooms updated<br> b. Previous few months - new roof, windows, kitchen, bathrooms, flooring, paint, drywall, fixtures, hot water heater and HVAC. <br> c. At time of inspection, all utilities were on and in working condition<br>1. Reduced Leverage of XXXX LTV (FICO tier qualifies for XXXX LTV on a Rate/Term)<br> 2. Non-crossed Single Property/Single Unit asset with tenant in place<br> 3. Cash-Flowing w/DSCR of XXXX <br> 4. Borrower lives XXXX miles from subject property<br> 5. No deferred maintenance items - Appraisal cites recently complete XXXX projects including: <br> a. Within the past year - Kitchen and Bathrooms updated<br> b. Previous few months - new roof, windows, kitchen, bathrooms, flooring, paint, drywall, fixtures, hot water heater and HVAC. <br> c. At time of inspection, all utilities were on and in working condition | SitusAMC<br>Originator<br>Originator | Reviewer Comment (2022-05-03): Per client.<br>Seller Comment (2022-04-20): XXXX team - Requesting a buyer exception to waive this as the originating lender does not require applications and is unable to provide a completed application. Compensating factors: Leverage has been heavily reduced, borrower has a XXXX FICO, and the asset is currently cash flowing atXXXX DSCR, therefore we felt comfortable that the asset/loan would perform<br>Reviewer Comment (2022-04-06): We need a buyers signed exception approval to resolve this.<br>Seller Comment (2022-04-06): Please waive, we made an exception as the XXXX advised that they do not document the borrower's experience on XXXX loans. We made an XXXX. |  |  | 05/03/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | D B C A |  | N/A | No |
| XXXX | 6000076935 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | XXXX | XXXX: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. XXXX. |  |  |  |  | Reviewer Comment (2022-03-17): Accpeted as-is |  |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXX | 6000076935 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | Final Closing Disclosure in section G of XXXX is higher than deposit in escrow account disclosure of XXXX |  |  |  | Reviewer Comment (2022-03-17): Accpeted as-is<br>Seller Comment (2022-02-01): exception XXXX assign to XXXX |  |  |  | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | Yes |
| XXXX | 6000076959 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Insufficient or no cure was provided to the borrower. | The XXXX credit was insufficient to cure the XXXX violation. |  |  |  | Reviewer Comment (2022-02-28): XXXXreceived LOE on the fee being rounded of in LE. The fee tolerance being XXXX additional roundoff amount added.<br>Seller Comment (2022-02-25): The difference in XXXX seems to be due to the rounding on the LE to the nearest whole dollar amount. The actual fees disclosed for Title CPL is XXXX and Title Insurance is XXXX which would make the tolerance XXXX plus XXXX = XXXX making the XXXX a sufficient credit to cure the XXXX tolerance. | 02/28/2022 |  |  | 1 C A |  | NC | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000076959 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. | XXXX received LOE on the fee being rounded of in LE. The fee tolerance being XXXX additional roundoff amount added. |  |  |  | Reviewer Comment (2022-02-28): Sufficient Cure Provided At Closing |  | 02/28/2022 |  | 1 A |  | NC | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000075014 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in a XXXX. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XXXX, which is the declared end date. |  |  |  | Reviewer Comment (2022-01-18): Post-disaster inspection provided | 01/18/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000075014 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2021-12-30): Secondary valuation obtained | 12/30/2021 |  |  | 1 D A |  | NY | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000075058 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2021-12-22): Purchase Agreement provided. Exception cleared.<br>Seller Comment (2021-12-21): Providing COS | 12/22/2021 |  |  | 1 D A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000075058 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2021-12-22): Fraud Report provided. Exception cleared.<br>Seller Comment (2021-12-21): Providing Background check | 12/22/2021 |  |  | 1 C A |  | CA | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000075029 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XXXX declared end date. |  |  |  | Reviewer Comment (2022-01-18): Post-disaster inspection provided | 01/18/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075029 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for XXXX purposes. |  |  |  | Reviewer Comment (2021-12-30): Secondary valuation obtained | 12/30/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075029 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | A Rate lock document is not included within the loan file |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075029 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qual Method differs from ATR, DTI not Understated | Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5), but the method did not render a DTI that is less than that prescribed under ATR. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075017 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2021-12-29): Secondary valuation obtained | 12/29/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXX | 6000075017 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | The file is missing the rate lock confirmation. |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition<br>Reviewer Comment (2022-01-12): Rate lock date was not provided in the file hence exception remains for the same<br>Buyer Comment (2022-01-11): Seller Response: The file is missing the rate lock confirmation. |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXX | 6000075017 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Finance Charge disclosed is XXXX. Calculated finance charge is XXXX Variance of XXXX. Based on the final CD, the Section H XXXX Pick Up fee was not included in finance charge calculation. TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable. \*Note - this appears to be a courier fee. Title to provide an explanation of what this fee was for if the exception is to be further reviewed. |  |  |  | Reviewer Comment (2022-01-27): XXXX received attestation as to the purpose of the Pick Up Fee in Section H and determined not related to loan financing and would be charged same in cash transaction.<br>Buyer Comment (2022-01-26): Please review title company explanation of Title Pick-up Fee.<br>Reviewer Comment (2022-01-25): Email referenced by the seller was not provided for review. However, confirmation was obtained from the XXXX compliance department that a pick up fee is considered a prepaid finance charge and is required to be included in the Finance Charge calculations. Provide the email reference from the title company and the condition will be re-reviewed, however as-is the condition is valid.<br>Seller Comment (2022-01-25): See uploaded email from the title company. The fee is essentially a title examination fee. It is not required by XXXX and would be required from title in a cash transaction.<br>Reviewer Comment (2022-01-13): XXXX received XXXX rebuttal on title fees chosen by borrower. However, XXXX does not relate to tolerance testing and choice by borrower does not effect the testing. The Pick Up Fee of XXXX shown in XXXX was calculated in XXXX. If client feels fee is not a XXXX, provide an attestation as to the purpose of the fee in order to determine if it is a finance charge and to retest,.<br>Buyer Comment (2022-01-11): Seller Response: The title company was chosen by the borrower and the fee was charged by the title agency to have a representative from their company attend the closing. | 01/27/2022 |  |  | 1 C A |  | NY | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| XXXX | 6000075017 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qual Method differs from ATR, DTI not Understated | Ability to Repay (XXXX): The Qualification Method used by the XXXX does not match the ATR payment calculation methods under XXXX, but the method did not XXXX a DTI that is less than that prescribed under ATR. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXX | 6000075021 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | File is Missing a copy of the Secondary Valuation required for XXXX |  |  |  | Reviewer Comment (2021-12-29): Secondary valuation obtained | 12/29/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075021 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The subject property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage from enter disaster info here. The inspection must include exterior photos and the property must be re-inspected on or after XXXX declared end date. |  |  |  | Reviewer Comment (2022-01-18): Post-disaster inspection provided | 01/18/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075021 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | File is missing the rate lock documentation. |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition<br>Reviewer Comment (2022-01-12): The LE provided in the loan file shows the rate was not locked. Exception remains.<br>Buyer Comment (2022-01-11): XXXX Response: Rates are locked with the LE |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075021 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qual Method differs from ATR, DTI not Understated | Ability to Repay (XXXX): The Qualification Method used by the XXXX does not match the ATR payment calculation methods under XXXX, but the method did not XXXX a DTI that is less than that prescribed under ATR. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075026 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in a XXXX. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XXXX declared end date. |  |  |  | Reviewer Comment (2022-01-21): Post-disaster inspection provided | 01/21/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075026 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2021-12-30): Secondary valuation obtained | 12/30/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075026 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | FACTA | Federal FACTA Disclosure Timing Test | FACTA Disclosure Rule: Creditor did not provide FACTA Credit Score Disclosure within a reasonably practicable time after using credit score. | The file was missing a copy of the XXXX Credit Score Disclosure for all borrowers provided within XXXX days of originator application date. |  |  |  | Buyer Comment (2021-12-28): Initial and Final Grade B, accepted |  |  | 12/28/2021 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075026 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Rate lock and alternative rate lock documentation is missing from the file.. |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition<br>Reviewer Comment (2022-01-12): The LE provided in the loan file shows the rate was not locked. Exception remains.<br>Buyer Comment (2022-01-11): Seller Response: Rates are locked with the LE |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075026 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qual Method differs from ATR, DTI not Understated | Ability to Repay (XXXX): The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX, but the method did not render a DTI that is less than that prescribed under ATR. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075030 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XXXX declared end date. |  |  |  | Reviewer Comment (2022-01-18): Post-disaster inspection provided | 01/18/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXX | 6000075030 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2021-12-30): Secondary valuation obtained | 12/30/2021 |  |  | 1 D A |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXX | 6000075030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. XXXX between XXXX Date and Transaction Date used to determine rate used for testing. | File is missing evidence of rate lock. |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition<br>Reviewer Comment (2022-01-12): Rate lock date was not provided in the file hence exception remains for the same<br>Buyer Comment (2022-01-11): Seller Response: Rates are locked with the LE |  |  | 02/08/2022 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXX | 6000075030 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qual Method differs from ATR, DTI not Understated | Ability to Repay (XXXX): The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX, but the method did not render a DTI that is less than that prescribed under ATR. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | D B C A | Non QM | Non QM | No |
| XXXX | 6000075064 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2021-12-30): Secondary valuation obtained | 12/30/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075064 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XXXX declared end date. |  |  |  | Reviewer Comment (2022-01-18): Post-disaster inspection provided | 01/18/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075064 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. XXXX between XXXX Date and Transaction Date used to determine rate used for testing. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition<br>Reviewer Comment (2022-01-12): The LE provided in the loan file shows the rate was not locked. Exception remains.<br>Buyer Comment (2022-01-11): Seller Response: Rates are locked with the LE |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075064 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qual Method differs from ATR, DTI not Understated | Ability to Repay (XXXX): The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX, but the method did not render a DTI that is less than that prescribed under ATR. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075061 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2021-12-30): Secondary valuation obtained | 12/30/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075061 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | The property is located in a FEMA disaster area. Provide a post-disaster inspection verifying there was no damage. The inspection must include exterior photos and the property must be re-inspected on or after XXXX, which is the declared end date. |  |  |  | Reviewer Comment (2022-01-18): Post-disaster inspection provided | 01/18/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075061 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | A rate lock was not provided. |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition<br>Reviewer Comment (2022-01-12): The LE provided in the loan file shows the rate was not locked. Exception remains.<br>Buyer Comment (2022-01-11): XXXX Response: Rates are locked with the LE |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075061 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qual Method differs from ATR, DTI not Understated | Ability to Repay (XXXX): The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX, but the method did not render a DTI that is less than that prescribed under ATR. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 6000075037 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2021-12-30): Secondary valuation obtained | 12/30/2021 |  |  | 1 D A |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 6000075037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial Rate Lock Date not provided. Worst Case Scenario between Creditor Application Date and Transaction Date used to determine rate used for testing. | Evidence of rate lock not provided. |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition<br>Reviewer Comment (2022-01-12): The only LE provided in the loan file shows the rate is not locked. Exception remains.<br>Buyer Comment (2022-01-11): Seller Response: Rates are locked with the LE |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 6000075037 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qual Method differs from ATR, DTI not Understated | Ability to Repay (XXXX): The Qualification Method used by the XXXX does not match the ATR payment calculation methods under XXXX, but the method did not XXXX a XXXX that is less than that prescribed under ATR. |  |  |  |  | Reviewer Comment (2022-02-08): Client elected to waive the condition |  |  | 02/08/2022 | 2 B |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 6000078603 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2022-04-13): Title received<br>Seller Comment (2022-04-13): Preliminary title commitment and XXXX cert | 04/13/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000078603 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2022-04-13): Title commitment received | 04/13/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000078603 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | Missing evidence of property Flood Insurance. |  |  |  | Reviewer Comment (2022-04-13): Received flood insurance<br>Seller Comment (2022-04-13): Invoices can also be referenced on page XXXX/ XXXX Doc ID XXXX | 04/13/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000078604 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | Per the XXXX guidelines the DSCR is XXXX |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): DSCR < XXXX requires an additional XXXX months reserves on the subject property. Borrower has sufficient assets (verified assets of XXXX) to satisfy reserve requirement. Acceptable within our guidelines XXXX. | 04/14/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000078605 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2022-04-13): Title received<br>Seller Comment (2022-04-13): Preliminary Title Commitment | 04/13/2022 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000078605 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2022-04-13): Title received<br>Seller Comment (2022-04-13): Preliminary Title Commitment | 04/13/2022 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| XXXX | 6000078605 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Mising Document: Closing Protection Letter not provided. |  | Loan file did not contain the closing protection letter |  |  |  | Reviewer Comment (2022-04-13): Received, cleared<br>Seller Comment (2022-04-13): Closing Protection Letter | 04/13/2022 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000002795 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Missing documentation to show Borrower is XXXX owner of the business. |  |  |  | Reviewer Comment (2022-04-29): Received, Clearing.<br>Reviewer Comment (2022-04-29): This exception is for missing documentation to show Borrower is XXXX of the XXXX.<br>Seller Comment (2022-04-29): Robinhood Acct.<br>Reviewer Comment (2022-04-21): Please advise how a wire validates Borrower is 100 owner of the business.<br>Seller Comment (2022-04-21): Funds to Close wire validate<br>Reviewer Comment (2022-04-20): This exception is for missing documentation to show Borrower is 100 owner of the business.<br>Seller Comment (2022-04-20): LOX from underwriter<br>Reviewer Comment (2022-04-18): There is a more recent XXXX print-out dated XXXX which reflects only XXXX available for withdrawal in the file. Per 1003, the three XXXX accounts were used to qualify at origination. <br>Without using these accounts, we are short XXXX and reserves.<br>Seller Comment (2022-04-18): LOE for accounts used<br>Reviewer Comment (2022-04-12): This is for Evidence of Access to Funds which some come from the business.<br>Seller Comment (2022-04-12): LOE- business is not being considered. | 04/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000002795 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Missing documentation to show Borrower is XXXX owner of the business. |  |  |  | Reviewer Comment (2022-04-29): Received, Clearing.<br>Seller Comment (2022-04-29): Articles of Organization Docs | 04/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000002795 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Missing documentation to show Borrower is XXXX owner of the business. |  |  |  | Reviewer Comment (2022-04-29): Received, Clearing.<br>Seller Comment (2022-04-29): LOE and Entity Docs<br>Reviewer Comment (2022-04-27): XXXX business accounts.<br>Buyer Comment (2022-04-27): Please advise which funds you're talking about? | 04/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000002902 | XXXX |  | XXXX |  | Credit | 1003 | Document Error | 1003 | Borrower(s) is not aXXXX, and the guideline required documentation was not provided. |  | Missing validation on the signed application for XXXX |  |  |  | Reviewer Comment (2022-04-12): Received 1003, cleared<br>Seller Comment (2022-04-12): XXXX Application | 04/12/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | 6000078193 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Secondary valuation is missing |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing. | 04/18/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078193 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2022-04-14): Blanket policy received<br>Seller Comment (2022-04-14): Master Policy covering multiple properties. Policy effective date is XXXXuntil XXXX. Each property insured under Master Policy receives a Notice of Insurance/Endorsement to Master Policy every month, dated the first day of each month. Master policy and agent explanation of blanket/master policy provided. | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078193 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-04-11): Received, Clearing.<br>Seller Comment (2022-04-11): Settlement statement uploaded | 04/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078193 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing.<br>Seller Comment (2022-04-18): DSCR is XXXX Payment XXXX. Per master policy, monthly insurance installment is XXXX. Taxes XXXX/month. Current in place rent is XXXX | 04/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078194 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-14): Application received<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078194 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing. | 04/18/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078194 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-04-14): Insurance policy breakdown received.<br>Seller Comment (2022-04-14): DSCR ratio is XXXX. Attached monthly premiums per property (this is a master policy - the borrower owns lots of properties and they are all on the same insurance policy). | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078195 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078195 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Property is currently XXXX - there is no XXXX. | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078195 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078196 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078196 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2022-04-08): Received, Clearing.<br>Seller Comment (2022-04-08): BP affidavit uploaded | 04/08/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078196 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. Multiple properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application doesn't match the property.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078198 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-14): Application received, doesn't match the subject property.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078198 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): XXXX covering XXXX properties. Policy effective date is XXXX until XXXX. Each property insured under XXXX receives a Notice of Insurance/Endorsement to XXXX every XXXX, dated the XXXX day of each XXXX. XXXX and XXXX explanation of XXXX policy provided. | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078198 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078198 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Missing for the business entity as Background/fraud check for an existing borrowing entity required. |  |  |  | Reviewer Comment (2022-04-11): Received, Clearing.<br>Seller Comment (2022-04-11): Background check for entity uploaded | 04/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078199 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing signed loan application |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078199 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078199 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The appraisal does not show the property is Tenant Occupied or Vacant and thus casts doubt on the business purpose of the loan. |  | Appraisal states that property is owner occupied. |  |  |  | Reviewer Comment (2022-04-22): Received, Clearing.<br>Seller Comment (2022-04-22): Corrected appraisal showing property is tenant occupied and not XXXX<br>Reviewer Comment (2022-04-19): We have an item that is casting a doubt that when corrected will resolve the issue. Please provide a corrected appraisal as it currently shows XXXX Occupied.<br>Seller Comment (2022-04-19): Please see both borrower IDs that are provided. Neither list the subject property as their address. Please also refer back tot he BP affidavit where the borrower attests that they will not be occupying the subject property and the overall purpose of this loan is for a business purpose.<br>Reviewer Comment (2022-04-11): Need a corrected appraisal as it currently shows XXXX Occupied.<br>Seller Comment (2022-04-11): BP affidavit uploaded | 04/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078201 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. Multiple properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application received, doesn't match the XXXX.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078201 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078202 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078202 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2022-04-12): Received, Clearing.<br>Seller Comment (2022-04-12): Uploaded both borrower and entity background/fraud | 04/12/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078202 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-19): Received, Clearing. | 04/19/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078202 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The loan file did not contain a fraud report |  |  |  | Reviewer Comment (2022-04-12): Received, Clearing.<br>Seller Comment (2022-04-12): Entity XXXX<br>Seller Comment (2022-04-12): Entity + borrower background check/fraud report uploaded | 04/12/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078203 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The loan file is missing a signed loan application. |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the XXXX. XXXX only obtained one application for the applicant. XXXX properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application received, doesn't match the subject property.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078203 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078204 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. Multiple properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application is not for XXXX transaction. Exception remains.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078204 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-04-19): Received, Clearing.<br>Seller Comment (2022-04-19): Please see updated XXXX schedule. This was an XXXX that was converted to XXXX. XXXX schedules are on XXXX<br>Reviewer Comment (2022-04-18): Current rent per lease agreement on file is XXXX monthly. Exception remains<br>Seller Comment (2022-04-18): DSCR is XXXX. Current rent is XXXX Insurance is XXXX. Taxes are XXXX. Payment is XXXX | 04/19/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078204 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078205 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. XXXX properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application received is not for XXXX transaction. Exception remains.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078205 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | Lease on file from 2018 reflects monthly amount of XXXX. |  |  |  | Reviewer Comment (2022-04-19): Received, Clearing.<br>Seller Comment (2022-04-19): Please see updated XXXX schedule. This was an excel sheet that was converted to XXXX. Rent schedules are on XXXX<br>Reviewer Comment (2022-04-18): Lease agreement on file reflects monthly rent of XXXX monthly. Please provide updated lease if rent has increased.<br>Seller Comment (2022-04-18): DSCR is XXXX. Current rent is XXXX. Payment is XXXX. Taxes are XXXX. Insurance is XXXX | 04/19/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078205 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078206 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. XXXX properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application received is not for XXXX transaction. Exception remains.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078206 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078206 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing.<br>Seller Comment (2022-04-18): DSCR is XXXX. Utilizing XXXX market rent it is XXXX. | 04/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078207 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Secondary valuation is missing |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078207 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing signed loan application |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078208 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing signed loan application. |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. Multiple properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application received is not for XXXX transaction. Exception remains<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078208 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The secondary valuation is not in the file. |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing. | 04/18/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078209 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. Multiple properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application is not for subject transaction. Exception remains<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078209 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-19): Received, Clearing. | 04/19/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078209 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance. |  | Annual premium provided on the approval and missing supporting documentation to validate the insurance premium. |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing.<br>Seller Comment (2022-04-18): Please see attached February master policy bill which also shows the monthly premiums per property. | 04/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078210 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing signed loan application |  |  |  | Reviewer Comment (2022-04-14): Application received<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078210 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-04-19): Received, Clearing.<br>Seller Comment (2022-04-19): Please see rental schedule with current rental payments. This was converted from an excel sheet, rental figures are on page 2.<br>Reviewer Comment (2022-04-18): Lease agreement in the file reflects XXXX a month in rent.<br>Seller Comment (2022-04-18): XXXX is XXXX. Current XXXX is XXXX Payment is XXXX.Taxes are XXXX. Insurance is XXXX | 04/19/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078210 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-19): Received, Clearing. | 04/19/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078213 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078213 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2022-04-11): In file, cleared<br>Seller Comment (2022-04-11): XXXX affidavit uploaded | 04/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078213 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078213 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): DSCR ratio is XXXX. Attached insurance master policy premiums amount confirms insurance premium. | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078213 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Missing for entity. Background searches are required on any entities that are not newly formed at the time of origination. Business formed XXXX. |  |  |  | Reviewer Comment (2022-04-11): Received, cleared<br>Seller Comment (2022-04-11): Background check uploaded | 04/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078214 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing.<br>Seller Comment (2022-04-18): XXXX is XXXX. XXXX note payment. XXXX taxes/month. XXXX insurance/month; current rent XXXX | 04/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078214 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. Multiple properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application doesn't match the property.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078214 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Master Policy covering XXXX properties. Policy effective date is XXXX until XXXX. Each property insured under Master Policy receives a Notice of XXXX/Endorsement to Master Policy every month, dated the first day of each month. Master policy and agent explanation of blanket/master policy provided. | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078214 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078215 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing signed loan application |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. XXXX properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application doesn't match the XXXX.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078215 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-19): Received, Clearing. | 04/19/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078215 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | XXXX months consecutive statements required |  |  |  | Reviewer Comment (2022-04-22): Received, Clearing.<br>Seller Comment (2022-04-22): Uploaded | 04/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078215 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | XXXX months consecutive statements required |  |  |  | Reviewer Comment (2022-04-22): Received, Clearing.<br>Seller Comment (2022-04-22): Uploaded | 04/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078215 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | XXXX consecutive statements required |  |  |  | Reviewer Comment (2022-04-22): Received, Clearing.<br>Seller Comment (2022-04-22): Uploaded | 04/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078216 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-14): Application received<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078216 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The secondary valuation is not in the file, |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing. | 04/18/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078217 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-04-11): Received, Clearing.<br>Seller Comment (2022-04-11): Settlement statement uploaded | 04/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078217 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078217 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Master Policy covering multiple properties. Policy effective date isXXXXuntil XXXX. Each property insured under Master Policy receives a Notice of Insurance/Endorsement to Master Policy every month, dated the first day of each month. Master policy and agent explanation of blanket/master policy provided. | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078217 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The secondary valuation is not in the file. |  |  |  | Reviewer Comment (2022-04-13): Received, Clearing. | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078218 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Exception from buyer is needed if application for the borrower for property cannot be obtained.<br>Seller Comment (2022-04-18): Application is for the entity. Originator only obtained one application for the applicant. XXXX properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application doesn't match the property.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078218 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2022-04-14): Received, Clearing.<br>Seller Comment (2022-04-14): Master Policy covering multiple properties. Policy effective date is XXXX until XXXX. Each property insured under Master Policy receives a Notice of Insurance/Endorsement to Master Policy every month, dated the first day of each month. Master policy and agent explanation of blanket/master policy provided. | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078218 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing. | 04/18/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078218 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Missing a minimum of XXXX months of payments including scheduled principal and interest, taxes, insurance and association fee. Statements were provided however require and missing statements with ALL pages evidencing at least two consecutive months. Only received one month statements. Per guidelines, cash out for reserves may be used on a case-by-case basis. |  |  |  | Reviewer Comment (2022-04-22): Received, Clearing.<br>Seller Comment (2022-04-22): Remaining bank statements uploaded. As evidenced in the bank statements, and the amount of current XXXX loans this borrower currently has, borrower has more than enough XXXX to cover XXXX.<br>Seller Comment (2022-04-22): Remaining bank statements uploaded. As evidenced in the bank statements, and the amount of current refi-cash out loans this borrower currently has, borrower has more than enough assets to cover 6 PITIA (XXXX in this case). | 04/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078219 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-14): Application received<br>Seller Comment (2022-04-14): Application uploaded | 04/14/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078219 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing. | 04/18/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078221 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-04-20): Borrower application is in file<br>Reviewer Comment (2022-04-18): Application received is not for subject transaction. Exception remains<br>Seller Comment (2022-04-18): Application is for the XXXX. XXXX only obtained one application for the XXXX. XXXX properties. Please clear this exception.<br>Reviewer Comment (2022-04-14): Application doesn't match the property.<br>Seller Comment (2022-04-14): Application uploaded | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078221 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2022-04-11): Received, Clearing.<br>Seller Comment (2022-04-11): XXXX affidavit uploaded | 04/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078221 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-18): Received, Clearing. | 04/18/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078221 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | XXXX months consecutive bank statement required |  |  |  | Reviewer Comment (2022-04-22): Received, Clearing.<br>Seller Comment (2022-04-22): Uploaded | 04/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078221 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | XXXX months consecutive bank statement required |  |  |  | Reviewer Comment (2022-04-22): Received, Clearing.<br>Seller Comment (2022-04-22): Uploaded | 04/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078221 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | XXXX months consecutive bank statement required |  |  |  | Reviewer Comment (2022-04-22): Received, Clearing.<br>Seller Comment (2022-04-22): Uploaded | 04/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000078652 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as $XXXX on page 4; however the HOA dues/Taxes/Insurance are $XXXX per year. Provide a post-close CD correcting the Escrow Account section and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2022-05-03): XXXX XXXX The Property cost calculation on the system matches with the Information on the documents. The annual calculation of XXXX is accurate which includes XXXX for Taxes, XXXX for Insurance and XXXX for HOA. Monthly amounts is XXXX. No additional documents are needed.<br>Seller Comment (2022-05-02): Hello,<br>Upon checking the estimated taxes, insurance and HOA dues, the total fee is XXXX/ month and XXXX year. <br>Here's the itemized fees reflected on the system. <br> HOA XXXX<br> Insurance XXXX<br> Estimated Taxes XXXX | 05/03/2022 |  |  | 1 B A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 6000078652 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Disclosure reflects Finance Charge of XXXX but calculated Finance Charge of XXXX. Variance = XXXX |  |  |  | Reviewer Comment (2022-05-05): Upon further review finance charge was correctly disclosed to consumer<br>Seller Comment (2022-05-03): please disregard!<br>Seller Comment (2022-05-03): sa<br>Seller Comment (2022-05-03): XXXX | 05/05/2022 |  |  | 1 C A |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| XXXX | 6000078652 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Asset Issue: Gift funds are missing evidence of receipt |  | Missing evidence of gift deposit in the amount of XXXX |  |  |  | Reviewer Comment (2022-05-02): Gift receipt received, cleared<br>Seller Comment (2022-04-29): see attahed<br>Reviewer Comment (2022-04-29): Received XXXX check however, missing evidence of deposit<br>Seller Comment (2022-04-28): Please see attached | 05/02/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000078658 | XXXX |  | XXXX |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | Appraisal City Address does not match the Note address and the security instrument address. |  |  |  | Reviewer Comment (2022-04-29): Appraisal received<br>Seller Comment (2022-04-28): Please see attached | 04/29/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | 6000078658 | XXXX |  | XXXX |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  |  |  |  |  | Reviewer Comment (2022-05-02): Flood cert received. Cleared<br>Seller Comment (2022-04-29): Please note that the City Name in the Determination Address Section has a limited characters that is why we inputted the correct and complete city name under letter E comment section | 05/02/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | 6000078654 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | Reviewer Comment (2022-05-06): . |  |  |  | 1 A |  | CO | Investment | Purchase | D A C | N/A | N/A | No |
| XXXX | 6000078654 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within XXXX (XXXX) business days of application or determination of first lien status. |  |  |  |  | Reviewer Comment (2022-05-02): Received appraisal disclosure<br>Seller Comment (2022-05-02): sa | 05/02/2022 |  |  | 1 B A |  | CO | Investment | Purchase | D A C | N/A | N/A | No |
| XXXX | 6000078654 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: No Document Used For Fee Testing Material | Missing Final HUD-1. No document containing fees provided. Any applicable XXXX or Local compliance testing is unreliable. |  |  |  |  | Reviewer Comment (2022-05-02): Received, Clearing.<br>Seller Comment (2022-04-29): XXXX | 05/02/2022 |  |  | 1 D A |  | CO | Investment | Purchase | D A C | N/A | N/A | No |
| XXXX | 6000078654 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2022-05-02): Received, Clearing.<br>Reviewer Comment (2022-05-02): Nothing received to clear missing reserves.<br>Reviewer Comment (2022-05-02): Exception Explanation Updated from: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX.<br>Seller Comment (2022-04-29): SA | 05/02/2022 |  |  | 1 C A |  | CO | Investment | Purchase | D A C | N/A | N/A | No |
| XXXX | 6000078654 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1: Title Co. Closing Statement Used For Fee Testing Material | Missing Final HUD-1: Title Company Closing Statement used for any applicable Federal, State or Local compliance testing. | . |  |  |  | Reviewer Comment (2022-05-06): Received, Clearing. | 05/06/2022 |  |  | 1 A |  | CO | Investment | Purchase | D A C | N/A | N/A | No |
| XXXX | 6000078655 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2022-05-03): Received, Clearing.<br>Seller Comment (2022-05-02): see attached<br>Reviewer Comment (2022-05-02): Exception remains a level 2.<br>Seller Comment (2022-04-29): Hello, <br>This is a XXXX/XXXX loan. the correct coverage amount will be reflected on the Final title policy which is not yet available as of now, and will take time to XXXX | 05/03/2022 |  |  | 1 B A |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXX | 6000078653 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  |  |  |  |  | Reviewer Comment (2022-04-29): Quit claim deed received<br>Seller Comment (2022-04-28): Please see attached | 04/29/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000003045 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicantXXXX (XXXX) business days prior to consummation. | Appraisal was provided on XXXX, which is less than 3 days from consummation |  |  |  | Reviewer Comment (2022-04-19): Appraisal timing waiver received | 04/19/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000003045 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX: Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | Appraisal was provided on XXXX, which is less than XXXX days from consummation |  |  |  | Reviewer Comment (2022-04-19): Appraisal timing waiver received<br>Seller Comment (2022-04-19): appraisal waiver - showing they waived the XXXX days.<br>Reviewer Comment (2022-04-15): Loan closed on XXXX so that day doesn't count since they didn't have the full day prior to close.<br>Buyer Comment (2022-04-15): Not Counting XXXX. Counting XXXX (day 1) Not counting XXXX, Counting XXXX, (day 2), Counting XXXX (day 3). Within XXXX - condition invalid.<br>Reviewer Comment (2022-04-14): Your counting a XXXX and Including the XXXX it closed which is not correct. Exception will remain.<br>Buyer Comment (2022-04-14): Consummation was XXXX and Appraisal was provided XXXX, 4 days not less than 3 days | 04/19/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000003045 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  |  |  |  |  | Reviewer Comment (2022-04-21): Received, Clearing.<br>Seller Comment (2022-04-21): PCCD<br>Reviewer Comment (2022-04-20): Need the final CD reelecting that as current shows XXXX.<br>Seller Comment (2022-04-20): This is a dry state, the insurance effective date needs to be the funding date or later. We did not fund this loan until XXXX | 04/21/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000003045 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-04-13): Sufficient Cure Provided At Closing |  | 04/13/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A B | Non QM | Non QM | Yes |
| XXXX | 4000003045 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-04-13): Sufficient Cure Provided At Closing |  | 04/13/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A B | Non QM | Non QM | Yes |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - Condo not provided |  |  |  |  |  | Reviewer Comment (2022-04-14): Received, cleared<br>Seller Comment (2022-04-14): Kindly find the attached Rider. | 04/14/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) | Truth in Lending Act (XXXX): Mortgage loan financed Points and Fees. |  |  |  |  | Reviewer Comment (2022-04-29): Received, Clearing.<br>Seller Comment (2022-04-29): Kindly find the attached Rate Sheet. The QM par note rate in the system is accurate - this is not going to pass the XXXX max Below is the rate sheet from that day. The borrower locked at XXXX which priced all-in at XXXX in discount points. The par rate for them that day would have been XXXX which all-in would hit the max price of par/0.000 discount points With the borrower paying XXXX in BPC we're not even close to passing as a primary residence.<br>Reviewer Comment (2022-04-28): Your excluding XXXX. If this is discount points than we need the following to test for bona fide.<br> A: Undiscounted/Starting Adjusted Interest Rate: The rate available to the consumer based on a consumer's profile and loan characteristics (after any adjustments for LTV, FICO, etc). <br>B: Undiscounted/Starting Adjusted Interest Rate Price: The percentage of the total Discount Points that were paid to bring the rate to the Undiscounted/Par interest rate. This does NOT include the percentage of the Discount Points on the CD that were actually paid to buy down the Note rate from the Starting Adjusted Rate<br>Seller Comment (2022-04-28): Please find attached loan detail report and below screenshot, we never exceeded the allowed XXXX points and fees for Non QM loans<br> The system will always say exceed points and fees cause it is treating the loan as XXXX or XXXX, but those are none QM they don't follow XXXX or XXXX XXXX allowed points and fees.<br>Reviewer Comment (2022-04-19): In order to effectuate a DF HOEPA cure, a creditor or assignee will need to provide notice to borrower within 60 days of discovery and provide two (2) options:<br> 1) Refund the amount of fees which exceed the HOEPA points and fees threshold which will make the loan a non-high cost loan (XXXX); or<br> 2) Lender can make the loan a compliant high cost loan by curing each of the HOEPA exceptions on the loan.<br> In order to properly effectuate the cure, the creditor must offer the consumer the choice as to whether to keep the loan high-cost and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not unilaterally make that decision for the consumer. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the creditor from educating the consumer about why the consumer may wish to check the "unmake high cost" box, rather than the "make compliant" box.<br> Under either option, lender is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses option 2, the exceptions will NOT be downgraded to an EV2 even if cured since loan will still be considered a high cost loan, albeit a compliant high cost loan. Only cure under option 1 will allow HOEPA exceptions on this loan to be designated as cured EV2.<br> In short, the required cure documentation that would be expected of lender or assignee would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower signed letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of refund check in the amount of XXXX<br> 4. Proof of delivery to borrower (e.g., XXXX label) (assuming borrower chooses refund)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant high-cost loan.<br> A PCCD would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Seller Comment (2022-04-19): Kindly find the attached<br>Reviewer Comment (2022-04-15): For applications taken on or after XXXX, HOEPA loans may be cured so that they are no longer considered high cost. This is in sharp contrast to loans for which applications were received prior to that date, which were not curable, and remain uncurable. In order to effectuate a XXXX cure, a XXXX or XXXX will need to provide notice to borrower within XXXX days of discovery and provide XXXX options:<br> 1) Refund the amount of fees which exceed the XXXX points and fees threshold which will make the loan a XXXX; or<br> 2) XXXX can make the loan a compliant high cost loan by curing each of the XXXX exceptions on the loan.<br> In order to properly effectuate the cure, the XXXX must offer the XXXX the choice as to whether to keep the loan high-cost and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not XXXX make that decision for the XXXX. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the XXXX from educating the consumer about why the consumer may wish to check the XXXX box, rather than the XXXX box.<br> Under either option, XXXX is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses XXXX, the exceptions will NOT be downgraded to an XXXX even if cured since loan will still be considered a high cost loan, albeit a compliant high cost loan. Only cure under option 1 will allow HOEPA exceptions on this loan to be designated as cured XXXX.<br> In short, the required cure documentation that would be expected of XXXX or assignee would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower signed letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of refund check in the amount of XXXX<br> 4. Proof of delivery to borrower (e.g., XXXX (assuming borrower chooses refund)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant XXXX<br> A XXXX would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Seller Comment (2022-04-14): Kindly find the attached XXXX | 04/29/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) | Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of XXXX of the amount past due or grace period of less than XXXX. |  |  |  |  | Reviewer Comment (2022-04-29): Received, Clearing.<br>Seller Comment (2022-04-29): Kindly find the attached Rate Sheet. The QM par note rate in the system is accurate - this is not going to pass the XXXX max Below is the rate sheet from that day. The borrower locked at XXXX which priced all-in at XXXX in discount points. The par rate for them that day would have been XXXX which all-in would hit the max price of par/XXXX discount points With the borrower paying XXXX in XXXX we're not even close to passing as a primary residence.<br>Reviewer Comment (2022-04-28): Your excluding XXXX. If this is discount points than we need the following to test for bona fide.<br> A: Undiscounted/Starting Adjusted Interest Rate: The rate available to the consumer based on a consumer's profile and loan characteristics (after any adjustments for LTV, FICO, etc). <br>B: Undiscounted/Starting Adjusted Interest Rate Price: The percentage of the total Discount Points that were paid to bring the rate to the Undiscounted/Par interest rate. This does NOT include the percentage of the Discount Points on the CD that were actually paid to buy down the Note rate from the Starting Adjusted Rate<br>Seller Comment (2022-04-28): Please find attached loan detail report and below screenshot, we never exceeded the allowed XXXX points and fees for Non QM loans<br> The system will always say exceed points and fees cause it is treating the loan as FNMA or Freddie, but those are none QM they don't follow XXXX or Freddie XXXX allowed points and fees.<br>Reviewer Comment (2022-04-19): In order to effectuate a DF HOEPA cure, a creditor or assignee will need to provide notice to borrower within 60 days of discovery and provide two (2) options:<br> 1) Refund the amount of fees which exceed the HOEPA points and fees threshold which will make the loan a non-high cost loan (XXXX); or<br> 2) Lender can make the loan a compliant high cost loan by curing each of the HOEPA exceptions on the loan.<br> In order to properly effectuate the cure, the creditor must offer the consumer the choice as to whether to keep the loan high-cost and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not unilaterally make that decision for the consumer. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the creditor from educating the consumer about why the consumer may wish to check the "unmake high cost" box, rather than the "make compliant" box.<br> Under either option, lender is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses option 2, the exceptions will NOT be downgraded to an EV2 even if cured since loan will still be considered a high cost loan, albeit a compliant high cost loan. Only cure under option 1 will allow HOEPA exceptions on this loan to be designated as cured EV2.<br> In short, the required cure documentation that would be expected of lender or assignee would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower signed letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of refund check in the amount of XXXX<br> 4. Proof of delivery to borrower (e.g., FedEx label) (assuming borrower chooses refund)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant high-cost loan.<br> A PCCD would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Seller Comment (2022-04-19): Kindly find the attached<br>Reviewer Comment (2022-04-15): For applications taken on or after XXXX, HOEPA loans may be cured so that they are no longer considered high cost. This is in sharp contrast to loans for which applications were received prior to that date, which were not curable, and remain uncurable. In order to effectuate a XXXXcure, a creditor or assignee will need to provide notice to borrower within XXXX days of discovery and provide two (XXXX) options:<br> 1) Refund the amount of fees which exceed the HOEPA points and fees threshold which will make the loan a non-high cost loan XXXX; or<br> 2) Lender can make the loan a compliant high cost loan by curing each of the XXXX exceptions on the loan.<br> In order to properly effectuate the cure, the creditor must offer the consumer the choice as to whether to keep the XXXX and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not unilaterally make that decision for the consumer. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the creditor from educating the consumer about why the consumer may wish to check the "XXXX" box, rather than the "XXXX" box.<br> Under either option, lender is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses option 2, the exceptions will NOT be downgraded to an XXXX even if cured since loan will still be considered a high cost loan, albeit a compliant high cost loan. Only cure under option XXXX will allow HOEPA exceptions on this loan to be designated as cured XXXX<br> In short, the required cure documentation that would be expected of lender or assignee would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower signed letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of refund check in the amount of XXXX<br> 4. Proof of delivery to borrower (e.g., XXXX label) (assuming borrower chooses refund)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant high-cost loan.<br> A PCCD would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Seller Comment (2022-04-14): Kindly find the PCCD uploaded | 04/29/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal Defect | (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) | Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of XXXX is in excess of the allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees of XXXX on a Federal Total Loan Amount of XXXX vs. an allowable total of XXXX (an overage of XXXXor .XXXX. Non-Compliant High Cost Loan. |  |  |  |  | Reviewer Comment (2022-04-29): Received, Clearing.<br>Seller Comment (2022-04-29): Kindly find the attached rate sheet.<br> The XXXX note rate in the system is accurate - this is not going to pass the XXXX<br>Below is the rate sheet from that day. The borrower locked at XXXX which priced all-in at XXXX in discount points. The par rate for them that day would have been XXXX which all-in would hit the max price of XXXX discount points<br>With the borrower paying XXXX in XXXX we're not even close to passing as a XXXX.<br>Reviewer Comment (2022-04-28): Your excluding XXXX. If this is discount points than we need the following to test for bona fide.<br> A: Undiscounted/Starting Adjusted Interest Rate: The rate available to the XXXX based on a consumer's profile and loan characteristics (after any adjustments for LTV, FICO, etc). <br>B: Undiscounted/Starting Adjusted Interest Rate Price: The percentage of the total Discount Points that were paid to bring the rate to the Undiscounted/Par interest rate. This does NOT include the percentage of the Discount Points on the XXXX that were actually paid to XXXX the Note rate from the Starting Adjusted Rate<br>Seller Comment (2022-04-28): Please find attached loan detail report and below screenshot, we never exceeded the allowed XXXX points and fees for XXXX loans<br> The system will always say exceed points and fees cause it is treating the loan as XXXX, but those are none QM they don't follow XXXX or XXXX XXXX allowed points and fees.<br>Reviewer Comment (2022-04-19): In order to effectuate a XXXX cure, a XXXX or assignee will need to provide notice to borrower within XXXX days of discovery and provide XXXX options:<br> 1) Refund the amount of fees which exceed the HOEPA points and fees threshold which will make the loan a non-high cost loan XXXX; or<br> 2) XXXX can make the loan a compliant high cost loan by curing each of the XXXX exceptions on the loan.<br> In order to properly effectuate the cure, the XXXX must offer the consumer the choice as to whether to keep the loan high-cost and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not unilaterally make that decision for the consumer. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the creditor from educating the consumer about why the consumer may wish to check the "unmake high cost" box, rather than the "XXXX" box.<br> Under either option, XXXX is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses XXXX the exceptions will NOT be downgraded to an XXXX even if cured since loan will still be considered a high cost loan, XXXX a compliant high cost loan. Only cure under XXXX will allow XXXX exceptions on this loan to be designated as cured XXXX.<br> In short, the required cure documentation that would be expected of XXXX or XXXX would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower XXXX letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of XXXX in the amount of XXXX<br> 4. Proof of delivery to borrower (e.g., XXXX) (assuming borrower chooses XXXX)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant high-cost loan.<br> A XXXX would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Seller Comment (2022-04-19): Kindly find the attached.<br>Reviewer Comment (2022-04-15): For applications taken on or after XXXX, XXXX loans may be cured so that they are no longer considered high cost. This is in sharp contrast to loans for which applications were received prior to that date, which were not curable, and remain uncurable. In order to effectuate a XXXX, a creditor or assignee will need to provide notice to borrower within XXXX of discovery and provide two (2) options:<br> 1) Refund the amount of fees which exceed theXXXX points and fees threshold which will make the loan a non-high cost loan (XXXX); or<br> 2) Lender can make the loan a compliant high cost loan by curing each of the XXXX exceptions on the loan.<br> In order to properly effectuate the cure, the creditor must offer the consumer the choice as to whether to keep the loan high-cost and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not unilaterally make that decision for the consumer. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the creditor from educating the consumer about why the consumer may wish to check the "unmake high cost" box, rather than the "make compliant" box.<br> Under either option, lender is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses option 2, the exceptions will NOT be downgraded to an EV2 even if cured since loan will still be considered a high cost loan, albeit a compliant high cost loan. Only cure under option 1 will allow XXXX exceptions on this loan to be designated as cured EV2.<br> In short, the required cure documentation that would be expected of lender or assignee would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower signed letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of refund check in the amount of XXXX<br> 4. Proof of delivery to borrower (e.g., XXXX) (assuming borrower chooses refund)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant high-cost loan.<br> A PCCD would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Seller Comment (2022-04-14): Kindly find the attached PCCD | 04/29/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C | Non QM | Non QM | Yes |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) | Truth in Lending Act (HOEPA): Borrower did not receive pre-loan counseling. |  |  |  |  | Reviewer Comment (2022-04-29): Received, Clearing.<br>Seller Comment (2022-04-29): Kindly find the attached Rate Sheet.<br> The QM par note rate in the system is accurate - this is not going to pass the XXXX max<br>Below is the rate sheet from that day. The borrower locked at XXXX which priced all-in at XXXX in discount points. The par rate for them that day would have been XXXX which all-in would hit the max price of par/0.000 discount points<br>With the borrower paying XXXX in BPC we're not even close to passing as a primary residence.<br>Reviewer Comment (2022-04-28): Your excluding XXXX. If this is discount points than we need the following to test for XXXX.<br> A: Undiscounted/Starting Adjusted Interest Rate: The rate available to the consumer based on a consumer's profile and loan characteristics (after any adjustments for LTV, FICO, etc). <br>B: Undiscounted/Starting Adjusted Interest Rate Price: The percentage of the total Discount Points that were paid to bring the rate to the Undiscounted/Par interest rate. This does NOT include the percentage of the Discount Points on the CD that were actually paid to buy down the Note rate from the XXXX<br>Seller Comment (2022-04-28): Please find attached loan detail report and below screenshot, we never exceeded the allowed XXXX points and fees for Non QM loans<br> The system will always say exceed points and fees cause it is treating the loan as FNMA or Freddie, but those are none QM they don't follow FNMA or Freddie XXXX allowed points and fees.<br>Reviewer Comment (2022-04-19): In order to effectuate a DF HOEPA cure, a creditor or assignee will need to provide notice to borrower within XXXX days of discovery and provide two (XXXX) options:<br> 1) Refund the amount of fees which exceed the HOEPA points and fees threshold which will make the loan a non-high cost loan (XXXX); or<br> 2) Lender can make the loan a compliant high cost loan by curing each of the HOEPA exceptions on the loan.<br> In order to properly effectuate the cure, the creditor must offer the consumer the choice as to whether to keep the loan high-cost and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not unilaterally make that decision for the consumer. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the creditor from educating the consumer about why the consumer may wish to check the "unmake high cost" box, rather than the "make compliant" box.<br> Under either option, lender is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses option XXXX, the exceptions will NOT be downgraded to an XXXX even if cured since loan will still be considered a high cost loan, albeit a compliant high cost loan. Only cure under option 1 will allow HOEPA exceptions on this loan to be designated as cured XXXX.<br> In short, the required cure documentation that would be expected of lender or assignee would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower signed letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of refund check in the amount ofXXXX<br> 4. Proof of delivery to borrower (e.g., FedEx label) (assuming borrower chooses refund)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant high-cost loan.<br> A PCCD would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Seller Comment (2022-04-19): Kindly find the attached.<br>Reviewer Comment (2022-04-15): For applications taken on or after XXXX, HOEPA loans may be cured so that they are no longer considered high cost. This is in sharp contrast to loans for which applications were received prior to that date, which were not curable, and remain uncurable. In order to effectuate a DF HOEPA cure, a creditor or assignee will need to provide notice to borrower within 60 days of discovery and provide two (2) options:<br> 1) Refund the amount of fees which exceed the HOEPA points and fees threshold which will make the loan a non-high cost loan XXXX or<br> 2) Lender can make the loan a compliant high cost loan by curing each of the HOEPA exceptions on the loan.<br> In order to properly effectuate the cure, the creditor must offer the consumer the choice as to whether to keep the loan high-cost and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not unilaterally make that decision for the consumer. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the creditor from educating the consumer about why the consumer may wish to check the "unmake high cost" box, rather than the "make compliant" box.<br> Under either option, lender is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses option 2, the exceptions will NOT be downgraded to an EV2 even if cured since loan will still be considered a high cost loan, albeit a compliant high cost loan. Only cure under option 1 will allow HOEPA exceptions on this loan to be designated as cured EV2.<br> In short, the required cure documentation that would be expected of lender or assignee would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower signed letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of refund check in the amount of XXXX<br> 4. Proof of delivery to borrower (e.g., XXXX label) (assuming borrower chooses refund)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant high-cost loan.<br> A PCCD would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Buyer Comment (2022-04-14): Please check the package From Pg. 191 to Pg. 199. | 04/29/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. |  |  |  |  | Reviewer Comment (2022-04-14): Correct IEADS on file<br>Seller Comment (2022-04-14): Kindly find the PCCD uploaded | 04/14/2022 |  |  | 1 B A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | Yes |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (XXXX) business days from transaction date of XXXX |  |  |  |  | Reviewer Comment (2022-04-18): PCCD received<br>Seller Comment (2022-04-15): As per the final PCCD the loan disbursed on XXXX. please find the PCCD re-uploaded.<br>Reviewer Comment (2022-04-15): For applications taken on or after XXXX, HOEPA loans may be cured so that they are no longer considered high cost. This is in sharp contrast to loans for which applications were received prior to that date, which were not curable, and remain uncurable. In order to effectuate a DF HOEPA cure, a creditor or assignee will need to provide notice to borrower within 60 days of discovery and provide two (2) options:<br> 1) Refund the amount of fees which exceed the HOEPA points and fees threshold which will make the loan a non-high cost loan (XXXX); or<br> 2) Lender can make the loan a compliant high cost loan by curing each of the HOEPA exceptions on the loan.<br> In order to properly effectuate the cure, the creditor must offer the consumer the choice as to whether to keep the loan high-cost and make it compliant or to change the terms of the loan so that it is no longer a high cost loan and may not unilaterally make that decision for the consumer. So, there would need to be evidence that that choice was offered in order to confirm the cure. Notwithstanding that, nothing prevents the creditor from educating the consumer about why the consumer may wish to check the "unmake high cost" box, rather than the "make compliant" box.<br> Under either option, lender is required to complete all adjustments, refunds, and restitution within a reasonable time from borrower making selection. If borrower chooses option 2, the exceptions will NOT be downgraded to an EV2 even if cured since loan will still be considered a high cost loan, albeit a compliant high cost loan. Only cure under option 1 will allow HOEPA exceptions on this loan to be designated as cured EV2.<br> In short, the required cure documentation that would be expected of lender or assignee would include:<br> 1. LOE to borrower providing choice of refund or keeping loan high-cost and making it compliant<br> 2. Borrower signed letter indicating choice confirming the cure method chosen was their decision<br> 3. If borrower requests refund, copy of refund check in the amount of XXXX<br> 4. Proof of delivery to borrower (e.g., XXXX label) (assuming borrower chooses refund)<br> 5. If borrower chooses to keep the loan high-cost over the refund, we would require proof that any failed prohibited practice exceptions were cured thereby making the loan a compliant high-cost loan.<br> A PCCD would not be required as the cure is a post-consummation event and therefore the CD that was provided at closing was accurate and does not need to change.<br>Seller Comment (2022-04-14): Kindly find the PCCD uploaded | 04/18/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Legal / Regulatory / Compliance | Anti-Predatory Violation | Federal Defect | (Fed High Cost Provision) Federal High-Cost Mortgage Loan (ATR - Income: Schedule C) | XXXX High-Cost Mortgage (Closed-end ATR): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | CPA prepared XXXX month P&L statement provided and used to qualify the borrower |  |  |  | Reviewer Comment (2022-04-25): Received YTD P&L<br>Seller Comment (2022-04-25): Kindly find the updated P& L.<br>Reviewer Comment (2022-04-18): P&L indicates the figures are business income and profits reported in XXXX. CPA prepared P&L through XXXX days of the note date is required<br>Buyer Comment (2022-04-18): Profit & Loss statement (P&L)Dated on XXXX and that's less than month from the Note<br>Reviewer Comment (2022-04-18): Per guidelines, Most recent XXXX-month Profit & Loss statement (P&L). P&L end date must be less than XXXX (XXXX) days old at closing. P&L on file is for 2021 and the note date is XXXX. Exception remains.<br>Seller Comment (2022-04-15): Kindly find the attached Business license. | 04/25/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay XXXX: Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | CPA prepared XXXX month P&L statement provided and used to qualify the borrower |  |  |  | Reviewer Comment (2022-04-25): Received YTD P&L<br>Buyer Comment (2022-04-25): Kindly find the updated P& L.<br>Reviewer Comment (2022-04-18): XXXX indicates the figures are business income and profits reported in XXXX. CPA prepared P&L through 60 days of the note date is required<br>Buyer Comment (2022-04-18): Profit & Loss statement (P&L)Dated on XXXX and that's less than month from the Note<br>Reviewer Comment (2022-04-18): Per guidelines, Most recent XXXX Profit & Loss statement (P&L). P&L XXXX date must be less than XXXX days old at closing. P&L on file is for XXXX and the note date is XXXX. Exception remains.<br>Seller Comment (2022-04-15): kindly find the attached Business license. | 04/25/2022 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Schedule C | Ability to Repay (Dodd-Frank 2014): Unable to verify Sole Proprietorship income using reasonably reliable third-party records. | CPA prepared XXXX month P&L statement provided and used to qualify the borrower |  |  |  | Reviewer Comment (2022-04-25): Received YTD P&L<br>Buyer Comment (2022-04-25): Kindly find the updated P& L.<br>Reviewer Comment (2022-04-18): P&L indicates the figures are business income and profits reported in XXXX. CPA prepared P&L through XXXX days of the note date is required<br>Buyer Comment (2022-04-18): Profit & Loss statement (P&L)Dated on XXXX and that's less than XXXX from the Note<br>Reviewer Comment (2022-04-18): Per guidelines, Most recent XXXX Profit & Loss statement (P&L). P&L end date must be less than XXXX (XXXX) days old at closing. P&L on file is for XXXX and the note date is XXXX. Exception remains.<br>Seller Comment (2022-04-15): Kindly find the attached XXXX. | 04/25/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000003160 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | CPA prepared XXXX XXXX statement provided and used to qualify the borrower |  |  |  | Reviewer Comment (2022-04-25): Received YTD P&L | 04/25/2022 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (XXXX): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  | Reviewer Comment (2022-04-21): Received, Clearing.<br>Seller Comment (2022-04-21): HOME DISC. FORM | 04/21/2022 |  |  | 1 B A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Ability to Repay not Verified) | New York Subprime Loan: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully-indexed rate with fully-amortizing payment and taking into account payments on any simultaneously-closed loans. |  |  |  |  | Reviewer Comment (2022-05-05): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2022-04-21): Received, Clearing.<br>Seller Comment (2022-04-21): XXXX | 04/21/2022 |  |  | 1 B A |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX, or XXXX Non-Compliant XXXX Loan. |  |  |  |  | Reviewer Comment (2022-05-05): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Non QM | Non QM | Yes |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Appraisal report date is XXXX and the appraisal delivery date was XXXX. |  |  |  | Reviewer Comment (2022-04-22): Received evidence of appraisal receipt<br>Seller Comment (2022-04-22): PROOF OF APPRAISAL | 04/22/2022 |  |  | 1 B A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-04-22): Received, cleared<br>Seller Comment (2022-04-22): APPROVAL | 04/22/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than XXXX years, and prior employment history was not documented as required. |  | XXXX exception provided to allow employment history with less then XXXX as the borrower has XXXX<br> Comp factors: sold another company but using income from new company only; same line of work for XXXX; housing payments with no lates. | The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-04-22): Client elects to waive with compensating factors<br>Seller Comment (2022-04-22): INCOME EXCEPTION |  |  | 04/22/2022 | 2 C B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | Missing a copy of the XXXX as the Final CD reflects a premium of XXXX |  |  |  | Reviewer Comment (2022-04-21): Received, Clearing.<br>Seller Comment (2022-04-21): HO6 | 04/21/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Guideline | The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  | Missing housing history evidenced by XXXX months proof of payment via cancelled checks, bank debits or institutional<br> VOR. |  |  |  | Reviewer Comment (2022-04-22): VOR received<br>Seller Comment (2022-04-22): VOR | 04/22/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000003012 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | New York Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan. It also does not apply if the borrower can demonstrate a record of XXXX months of timely payments of taxes and insurance on a previous home loan.) |  |  |  |  | Reviewer Comment (2022-05-05): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000078847 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-05-04): Received, Clearing. | 05/04/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000078847 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX. |  |  |  |  | Reviewer Comment (2022-04-26): Restated. | 04/26/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000078847 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2022-06-08): Accepted as Is |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000078847 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2022-06-08): Accepted as Is |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. D B A | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 6000078847 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Notice of Taxes and Insurance Not Provided) | New York Subprime Loan: Borrower not provided with Notice of Taxes and Insurance on 1st lien, subprime loan. |  |  |  |  | Reviewer Comment (2022-06-08): Accepted XXXX |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000078847 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (XXXX) does not match Due Diligence Loan Designation of Non QM. | Originator Loan designation of Safe Harbor QM used for testing as directed |  |  |  | Reviewer Comment (2022-04-26): Restated. | 04/26/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status D B C | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 6000078847 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | . |  |  |  | Reviewer Comment (2022-06-08): Accepted as Is |  |  |  | 2 A B |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000002961 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  | Policy amount not listed on the preliminary title. |  |  |  | Reviewer Comment (2022-04-27): Received, Clearing.<br>Seller Comment (2022-04-27): Please see attached title supplement | 04/27/2022 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| XXXX | 4000002961 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2022-05-04): Received, Clearing.<br>Seller Comment (2022-05-04): Please see attached copy of the new payment letter, note, and hazard insurance for XXXX.<br>Reviewer Comment (2022-05-04): Received 2nd mortgage statement and tax verification. Still missing evidence of new XXXX lien P&I payment and insurance verification<br>Seller Comment (2022-05-04): Please see attached. | 05/04/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| XXXX | 4000002961 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule XXXX: Safe Harbor requirements not satisfied. | Lender on appraisal is not same as lender on the Note. Transfer letter required. |  |  |  | Reviewer Comment (2022-04-27): Received, Clearing.<br>Buyer Comment (2022-04-27): Please be advised that XXXX Mortgage and XXXX are one and the same company. Transfer letter is not required. | 04/27/2022 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C A B | Non QM | Non QM | No |
| XXXX | 4000002952 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Mortgage - Borrower - XXXX. Loan file did not contain corporate documentation |  |  |  | Reviewer Comment (2022-04-28): Received, Clearing. | 04/28/2022 |  |  | 1 C A D |  | FL | Investment | Purchase | D A | N/A | N/A | No |
| XXXX | 4000002952 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Mortgage - Borrower - XXXX. Loan file did not XXXX documentation |  |  |  | Reviewer Comment (2022-04-28): Received, Clearing. | 04/28/2022 |  |  | 1 C A D |  | FL | Investment | Purchase | D A | N/A | N/A | No |
| XXXX | 4000002952 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Mortgage - Borrower - XXXX. Loan file did not contain corporate documentation |  |  |  | Reviewer Comment (2022-04-28): Received, Clearing.<br>Seller Comment (2022-04-28): LLC Documents | 04/28/2022 |  |  | 1 C A D |  | FL | Investment | Purchase | D A | N/A | N/A | No |
| XXXX | 4000002952 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Loan file did not contain a Loan Guaranty |  |  |  | Reviewer Comment (2022-04-28): Received, Clearing.<br>Seller Comment (2022-04-28): Guaranty XXXX | 04/28/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D A | N/A | N/A | No |
| XXXX | 4000003220 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Second Appraisal Fee was not disclosed on Loan Estimate. File does not contain a valid COC for this fee in the amount of XXXX, cure provided at closing. |  |  |  | Reviewer Comment (2022-04-28): Sufficient Cure Provided At Closing |  | 04/28/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000003058 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2022-05-18): Received, Clearing. | 05/18/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000003058 | XXXX |  | XXXX |  | Credit | Credit | Credit Eligibility | Credit | Open tradelines is less than 3. | - Open Tradelines: ___ | Lender Exception document in file. Borrower does not meet minimum tradeline requirements. Compensating Factor: LTV. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has owned the subject property for at least XXXX years. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2022-05-11): Client exception.<br>Seller Comment (2022-05-11): XXXX Exception Approval<br>Reviewer Comment (2022-04-29): Please provide buyer approved exception.<br>Seller Comment (2022-04-29): loe |  |  | 05/11/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000003058 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  |  |  |  |  | Reviewer Comment (2022-05-18): Received, Clearing.<br>Seller Comment (2022-05-18): XXXX XXXX POLICY<br>Reviewer Comment (2022-04-29): No amount listed.<br>Seller Comment (2022-04-29): Prelim | 05/18/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000079021 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2022-05-20): Received, Clearing.<br>Seller Comment (2022-05-19): ID attached<br>Seller Comment (2022-05-19): See files attached | 05/20/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000003010 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | Subject is a XXXX transaction and appraisal reflects XXXX occupied. No lease agreement evident in loan file. |  |  |  | Reviewer Comment (2022-05-11): Received, Clearing.<br>Seller Comment (2022-05-11): LEASE ATTACHED - You do not need a lease as we used the market rent which is lower | 05/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000003416 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | XXXX XXXX is XXXX |  |  |  |  |  | Reviewer Comment (2022-05-23): Received, Clearing.<br>Seller Comment (2022-05-23): See files attached: XXXX and XXXX | 05/23/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000003538 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of Good Standing. Unable to verify borrowing entity is authorized to conduct business. |  |  |  | Reviewer Comment (2022-05-17): Received, Clearing.<br>Seller Comment (2022-05-17): Please see the attached LLC look up | 05/17/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000003538 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | The Business Purpose Certificate is not in the file. |  |  |  | Reviewer Comment (2022-05-17): Received, Clearing.<br>Seller Comment (2022-05-17): Please see attached Business Purpose Certificate | 05/17/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000003444 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay XXXX: Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Bank Statement income |  |  |  | Reviewer Comment (2022-05-17): Received, Clearing. | 05/17/2022 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXX | 4000003444 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | Funds from sale of home are dated after the disbursement date for subject property. |  |  |  | Reviewer Comment (2022-05-17): Received, Clearing.<br>Seller Comment (2022-05-17): Sale of property before disbursement date of XXXX | 05/17/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000003444 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay XXXX): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied |  |  |  | Reviewer Comment (2022-05-17): Received, Clearing. | 05/17/2022 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000003444 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | Insurance effective after XXXX disbursement date. |  |  |  | Reviewer Comment (2022-05-17): Received, Clearing.<br>Seller Comment (2022-05-17): Post CD with corrected disbursement date. Insurance date is fine. | 05/17/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000003219 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Bank statement income worksheets were not provided. |  |  |  | Reviewer Comment (2022-05-16): Received, Clearing.<br>Seller Comment (2022-05-16): Please see attachment | 05/16/2022 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000003219 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Unable to determine source of additional income shown on 1008 |  |  |  | Reviewer Comment (2022-05-18): Received, Clearing.<br>Seller Comment (2022-05-18): Please see attachment and below from UW,<br>Per U/W - Hopefully this will clear up any confusion. Thank you.<br>Attached is joint 1008 for XXXX, and XXXX.<br>Adolofo has income of XXXX from XXXX as self employed XXXX owner. Income was calculated via Bank Statement Analytics which is attached. Also, XXXX works a regular W-2 job with XXXX. Income is XXXXper month and was calculated with Paystubs and W-2 which are attached. Income calculation worksheet is attached. School transcripts are attached showing he was in school prior to this employment. <br>XXXX has income of XXXXfrom XXXX as self employed XXXX owner. Income was calculated via Bank Statement Analytics which is attached.<br>INCOME:<br> XXXX XXXX XXXX This is reflected on 1008 only one time<br> XXXX XXXX XXXX This is reflected on 1008 only one time<br> XXXX XXXX XXXX This is reflected on 1008 only one time<br> TOTAL XXXX<br>Thank you. I hope this clarifies the income.<br>Reviewer Comment (2022-05-17): We currently haveXXXX Income of XXXX andXXXX at XXXX but the XXXX also reflects other income ofXXXX which we cannot determine where this comes from.<br>Seller Comment (2022-05-17): Please see attachment and see below from UW<br>Per - U/W Borrower #XXXX, Adolfo Leon Quesada has income if XXXX from XXXX Development. He is a XXXX owner of this company. Income worksheet was provided<br>Reviewer Comment (2022-05-16): Cannot figure out where the Other Income of XXXX is coming from. Please explain.<br>Seller Comment (2022-05-16): Please see attachment | 05/18/2022 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000003219 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): XXXX Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | DTI |  |  |  | Reviewer Comment (2022-05-18): Received, Clearing. | 05/18/2022 |  |  | 1 B A C |  | TX | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXX | 4000003219 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | DTI |  |  |  | Reviewer Comment (2022-05-18): Received, Clearing. | 05/18/2022 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000003219 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both significantly exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and XXXX(XXXX)(XXXX) of XXXX significantly exceeds the guideline maximum of XXXX. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Missing documentation for additional XXXX income shown on 1008 |  |  |  | Reviewer Comment (2022-05-18): Received, Clearing. | 05/18/2022 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000080076 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be XXXX. Secondary valuation is missing.; XXXX |  | The secondary valuation is not in the file. |  |  |  | Reviewer Comment (2022-06-02): Received, Clearing. | 06/02/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000080076 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | (Missing Data) Last Rate Set Date | Last Date Rate Set and Initial XXXX Date not provided. Worst Case Scenario between XXXX Date and Transaction Date used to determine rate used for testing. | The Rate lock document is not in the file. |  |  |  | Reviewer Comment (2022-07-08): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000080076 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check XXXX Match - XXXX | XXXX (XXXX): XXXX does not match XXXX. | XXXX on XXXX of XXXX is equal to or greater than the threshold of XXXX |  |  |  | Reviewer Comment (2022-06-08): Updated.<br>Seller Comment (2022-06-08): Loan was written under "XXXX". Under the XXXX. XXXX are XXXX if theXXXX is aboveXXXX XXXXand subordinate-XXXX | 06/08/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status D B C | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 6000080076 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | XXXX. Threshold Fail | XXXX : XXXX on XXXX loan of XXXX is XXXX or XXXX than the XXXX. |  |  |  |  | Reviewer Comment (2022-06-08): Updated.<br>Seller Comment (2022-06-08): Loan was written under "XXXX". Under the XXXX rule (XXXX(e) and (f)). XXXX QMs are considered high price if the APOR is above XXXX for both XXXX and XXXX loans. | 06/08/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000080076 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | XXXX: The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation ofXXXX | Updated. |  |  |  | Reviewer Comment (2022-07-08): Accepted as is |  |  |  | 2 A B |  | NY | Primary | Purchase | D B A C | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower's XXXX changed from XXXX with paper bills mailed out, to XXXX which auto enrolled the borrower in XXXX only XXXX), borrower was initially unaware of the change in billing which caused them to be late the XXXX; billing has been changed back to the preferred paper billing with no further issues. Mortgage on XXXX XXXX property (XXXX is reporting XXXX in XXXX. XXXX granted exception in file. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. | Comp factor used to waive exception. | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2022-04-18): XXXX granted exception approval in loan file. |  |  | 04/18/2022 | 2 B |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Allow XXXX properties (in process) with XXXX with a total aggregate principal amount of XXXX Lender granted exception in file. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. | Comp factor used to waive exception. | SitusAMC,Originator<br>SitusAMC | Reviewer Comment (2022-04-18): Lender granted exception approval in loan file. |  |  | 04/18/2022 | 2 B |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Missing corporate Resolution. |  |  |  | Reviewer Comment (2022-04-19): Considered Operating agreement in lieu of corporate resolution as it is not required on LLC files , Exception cleared.<br>Buyer Comment (2022-04-18): XXXX operates as an LLC not a corporation. Uploaded articles or organization, operating agreement, and IRS tax ID letter. | 04/19/2022 |  |  | 1 C A |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | Missing signed Note document. The note provided in file was not signed by the borrower. |  |  |  | Reviewer Comment (2022-04-19): Received XXXX Note , Exception cleared<br>Buyer Comment (2022-04-18): Uploaded executed note | 04/19/2022 |  |  | 1 D A |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Note Addendum provided is file was not signed, provide a document that is in compliant. |  |  |  | Reviewer Comment (2022-04-19): Received Signed Note Addendum - Prepayment , Exception cleared<br>Buyer Comment (2022-04-18): Uploaded executed prepayment rider<br>Buyer Comment (2022-04-18): Uploaded executed note | 04/19/2022 |  |  | 1 C A |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | Yes |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - XXXX not provided |  | A signed Rider- XXXX is missing in the loan file. |  |  |  | Reviewer Comment (2022-04-19): Received XXXX with signed , Exception cleared.<br>Buyer Comment (2022-04-18): Uploaded executed 1-4 Family Rider. | 04/19/2022 |  |  | 1 C A |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Rider - other document provided in file was not signed, provide a document that is in compliant. |  |  |  | Reviewer Comment (2022-04-20): Received XXXX , Exception Cleared.<br>Buyer Comment (2022-04-19): Uploaded executed mortgage and riders.<br>Reviewer Comment (2022-04-19): Did not received signed Rider - Other , Exception remains.<br>Buyer Comment (2022-04-18): Uploaded executed prepayment and 1-3 Family Rider<br>Buyer Comment (2022-04-18): Uploaded executed prepayment and XXXX | 04/20/2022 |  |  | 1 C A |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | The security instrument document provided in file was not signed, provide the document that is in compliant. |  |  |  | Reviewer Comment (2022-04-20): Received Security Instrument - Subject Lien , Exception cleared<br>Buyer Comment (2022-04-19): Uploaded executed mortgage and riders.<br>Reviewer Comment (2022-04-19): Did not received signed Security Instrument- Subject Lien , Exception remains.<br>Buyer Comment (2022-04-18): Uploaded executed note | 04/20/2022 |  |  | 1 D A |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000078725 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Missing 1003 final. |  |  |  | Reviewer Comment (2022-04-19): Received final 1003 , Exception cleared.<br>Buyer Comment (2022-04-18): Uploaded executed 1003 | 04/19/2022 |  |  | 1 C A |  | RI | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower rented at XXXX from XXXX - XXXX. When his lease ended, he temporarily lived rent-free with his parents from XXXX until the purchase of his current primary residence for cash on XXXX. Allow XXXX months of living rent-free (which was followed by XXXX months of documented free and clear ownership) within the last XXXX months vs program restriction that borrowers without XXXX months mortgage or rental housing history, including borrowers living rent-free, are not eligible buy will be considered on an exception basis. Borrowers who own their current residence fee and clear are not considered to be living rent free and can qualify by providing evidence of payment of homeowners insurance and taxes for their property | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has been employed in the same industry for more than XXXX years. | Comp factors to waive exception request | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-04-07): Lender exception with comp factors |  |  | 04/07/2022 | 2 B |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | XXXX Conditional Approval missing. |  |  |  | Reviewer Comment (2022-04-11): Received Approval document, doc associated. Exception Cleared<br>Buyer Comment (2022-04-08): 1008 and Approval. | 04/11/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (XXXX): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  | Reviewer Comment (2022-04-11): Received RESPA homeownership counseling list, doc associated. Exception Cleared<br>Buyer Comment (2022-04-08): Counseling XXXX List sent with Initial Disclosure Package. | 04/11/2022 |  |  | 1 B A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-04-07): Sufficient Cure Provided At Closing |  | 04/07/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - ECOA Status | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure. | Missing Right to Receive Copy of Appraisal Disclosure. |  |  |  | Reviewer Comment (2022-04-11): XXXX received initial LE.<br>Buyer Comment (2022-04-08): Right to Receive Copy of Appraisal Disclosure sent with Initial Disclosure Package. | 04/11/2022 |  |  | 1 B A |  | FL | Primary | Purchase | Good faith redisclosure C B A | Non QM | Non QM | Yes |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TILA-RESPA Integrated Disclosure: application date on or after XXXX, no Loan Estimates in the Loan File | TILA-RESPA Integrated Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to XXXX may be required. | Missing Loan Estimate. |  |  |  | Reviewer Comment (2022-04-11): XXXX received initial LE.<br>Buyer Comment (2022-04-08): LE Tracking<br>Buyer Comment (2022-04-08): LE, dated XXXX, and LE Tracking Screenshot. | 04/11/2022 |  |  | 1 C A |  | FL | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Settlement Service Provider Status | TILA-RESPA Integrated Disclosure: Borrower not provided with list of service providers. | Please provide SSPL for accurate testing. |  |  |  | Reviewer Comment (2022-04-12): XXXX received a valid SSPL with isued date XXXX | 04/12/2022 |  |  | 1 A |  | FL | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Insufficient or no cure was provided to the borrower. | Please provide SSPL for accurate testing. |  |  |  | Reviewer Comment (2022-04-20): XXXX Received PCCD dated XXXX along with copy of check, Proof of mailing and LOE.<br>Buyer Comment (2022-04-19): Refund check for XXXX, LOE, PCCD and Proof of Delivery.<br>Reviewer Comment (2022-04-12): XXXX upon further review received SSPL, still additional cure is required for XXXX tolerance in additon of Title-Processing Fee XXXX. Total amount XXXX+XXXX(XXXX)-XXXX= XXXX. So kindly provide Cure documents with XXXX in order to cure this exception.<br>Buyer Comment (2022-04-11): SSPL<br>Reviewer Comment (2022-04-11): Please provide XXXX document because we are unable to determine XXXX of fees to providers and determine if the fee addition is acceptable or requires cure.<br>Buyer Comment (2022-04-11): Please be advised the fees in question are Section C fees and were shopped for by the borrower. There are no tolerance restrictions for these Section C fees as the Lender does not control the charges assessed by a provider shopped for by the borrower. Thank you. |  | 04/20/2022 |  | 2 B |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000077428 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Processing Fee. Fee Amount of XXXX exceeds tolerance of XXXX Insufficient or no cure was provided to the borrower. | Please provide SSPL for accurate testing. |  |  |  | Reviewer Comment (2022-04-12): XXXX received updated SSPL upon review there is no tolerance violence. The fees should be part of the XXXX tolerance category and selected Shoppable override.<br>Buyer Comment (2022-04-11): SSPL<br>Reviewer Comment (2022-04-11): Please provide XXXX document because we are unable to determine allocation of fees to providers and determine if the fee addition is acceptable or requires cure.<br>Buyer Comment (2022-04-11): Please be advised the fees in question are XXXX fees and were shopped for by the borrower. There are no tolerance restrictions for these XXXX fees as the XXXX does not control the charges assessed by a provider shopped for by the borrower. Thank you. | 04/12/2022 |  |  | 1 A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: XXXX not provided |  | Missing XXXX. |  |  |  | Reviewer Comment (2022-04-27): Received XXXX. Exception Cleared<br>Buyer Comment (2022-04-26): Uploaded approval. | 04/27/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document:XXXXXXXX |  | Missing certificate of good standing. |  |  |  | Reviewer Comment (2022-04-27): Received XXXX, doc associated. Exception Cleared<br>Buyer Comment (2022-04-26): Uploaded. | 04/27/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | XXXX Exception: |  | XXXX with XXXX with an XXXX (XXXX) vs XXXX that no borrower may be XXXX for XXXX that have been XXXX, then XXXX for which such XXXX is a borrower are XXXX. No borrower may be XXXX with an XXXX. I f XXXX is XXXX or XXXX on which such XXXX is a borrower are XXXX.. XXXX in file. | The qualifying XXXX on the loan is XXXX the guideline minimum.<br>The representative XXXX score exceeds the guideline minimum by at least XXXX points. | Comp factor used to waive exception.<br>Comp factor used to waive exception. | Originator<br>SitusAMC,Originator | Reviewer Comment (2022-04-26): XXXX used to waive XXXX |  |  | 04/26/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | XXXX Exception: |  | Allow no XXXX due to XXXX living XXXX with XXXX since XXXX vs program restriction that XXXX XXXXor XXXX including borrowers XXXX are not eligible but will be considered on an exception basis. XXXX granted XXXX in file. | The qualifying XXXX on the loan is XXXX the guideline minimum.<br>The representative XXXX score exceeds the guideline minimum by at least XXXX points. | Comp factor used to waive exception.<br>Comp factor used to waive exception. | Originator<br>SitusAMC,Originator | Reviewer Comment (2022-04-26): XXXX used to XXXX |  |  | 04/26/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit XXXX: |  | Allow XXXX XXXX XXXX of XXXX per month for XXXX to be documented with partial leases and cash receipts as tenant pays rents in cash (appraisal market rent, is XXXX.) . XXXX granted exception in file. | The qualifying XXXX on the loan is XXXX the guideline minimum.<br>The representative XXXX score exceeds the guideline minimum by at least XXXX points. | Comp factor used to waive exception.<br>Comp factor used to waive exception. | Originator<br>SitusAMC,Originator | Reviewer Comment (2022-04-26): Compensating factors used to waive exception |  |  | 04/26/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Copy of the original lease agreement provided for unit XXXX does not contain allXXXX pages (only pages XXXX were provided). Per the borrower's LOE, the prior rental management company is not able to locate the missing pages. In addition, the copy of the original lease agreement for unit XXXXis missing pageXXXX(which, per the borrower's LOE, is an addendum). Allow use of incomplete copies of both unit leases to qualify vs program requirement that rental income is to be documented with full lease agreements containing all pages. Lender granted exception in file. | The qualifying XXXX on the loan is XXXX the guideline minimum.<br>The representative XXXX score exceeds the guideline minimum by at least XXXX points. | Comp factor used to waive exception.<br>Comp factor used to waive exception. | Originator<br>SitusAMC,Originator | Reviewer Comment (2022-04-26): XXXX used to XXXX. |  |  | 04/26/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | XXXX Exception: |  | AllowXXXX forXXXX to be documented withXXXX, and XXXX as XXXX in XXXX (XXXX). XXXX in file. | The qualifying XXXX on the loan is XXXX the guideline minimum.<br>The representative XXXX score exceeds the guideline minimum by at least XXXX points. | Comp factor used to waive exception.<br>Comp factor used to waive exception. | Originator<br>SitusAMC,Originator | Reviewer Comment (2022-04-26): XXXX used to waive XXXX |  |  | 04/26/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: XXXX of Access to XXXX not provided |  | Missing XXXX of access to fund for the XXXX ending XXXX. |  |  |  | Reviewer Comment (2022-04-27): cleared<br>Buyer Comment (2022-04-26): See uploaded corporation documentation showing borrower is XXXX owner of XXXX Please clear finding. | 04/27/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Articles of Incorporation, operating agreement and Certificate of XXXX, as a Corporation and not an XXXX was not provided |  |  |  | Reviewer Comment (2022-04-27): Cleared<br>Buyer Comment (2022-04-26): Uploaded XXXX. Please XXXX. | 04/27/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078730 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | XXXX Exception: |  | The XXXX is a XXXX. The XXXX had XXXX, which would XXXX |  |  |  | Reviewer Comment (2022-04-27): Cleared<br>Buyer Comment (2022-04-26): Uploaded XXXX. | 04/27/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078854 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation | XXXX: XXXXolerance exceeded for Lender Credits. Final Lender Credit of XXXX is less than amount of binding Lender Credit previously disclosed in the amount of XXXX | Lender Credit was last disclosed as XXXX on LE but disclosed as XXXX on Final Closing Disclosure. File does not contain a validXXXX for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include XXXX a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2022-04-28): XXXX<br>Buyer Comment (2022-04-27): see COC XXXX | 04/28/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-04-21): Received approval , Exception cleared.<br>Buyer Comment (2022-04-20): uploaded 1008 & Approval | 04/21/2022 |  |  | 1 C A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  | Reviewer Comment (2022-04-21): Received appraisal report , Exception cleared.<br>Buyer Comment (2022-04-20): uploaded Transfer, Appraisal Review, Appraisal & SSR | 04/21/2022 |  |  | 1 D A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing verification XXXX XXXX mortgage dated XXXX secured byXXXX. XXXX XXXX XXXX was paid off and XXXX XXXX months prior to XXXX XXXX refinance to complete XXXX months housing history. |  |  |  | Reviewer Comment (2022-04-27): Received required documentation. Cleared.<br>Buyer Comment (2022-04-25): Uploaded Waiver of Re-Purchase from XXXX & General Warranty Deed XXXX. No records of MTG to BWRS on XXXX websited. Appears to have been FCL purchase. XXXX lien not under BWR name that could be located. Per Pay history and docs uploaded BWR owned XXXX prior to XXXX Loan.<br>Buyer Comment (2022-04-25): Uploaded Waiver of Re-Purchase from XXXX & General Warranty Deed XXXX. No records of MTG to XXXX on XXXX. Appears to have been FCL purchase. XXXX lien not under BWR name that could be located. Per Pay history and docs uploaded BWR owned XXXX prior to XXXX Loan.<br>Buyer Comment (2022-04-25): Uploaded Waiver of Re-Purchase fromXXXX & General Warranty Deed XXXX. No records of MTG to XXXX on XXXX websited. Appears to have been XXXX purchase. XXXX lien not under XXXX name that could be located. Per Pay history and docs uploaded XXXX owned XXXX prior to XXXX MTg Loan.<br>Reviewer Comment (2022-04-21): Payment history provided does not verify the loan shown on the Fraud report of XXXX was paid off, and free and clear, and/or no payment history was provided for the additional prior XXXX months requested. Please provide proof that the loan was paid off, or provide the prior XXXX months of payment history, exception remains.<br>Buyer Comment (2022-04-20): uploaded XXXX XXXX History & Supplemental XXXX | 04/27/2022 |  |  | 1 C A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification for XXXX |  |  |  | Reviewer Comment (2022-04-21): Received required documentation. Cleared.<br>Buyer Comment (2022-04-20): Name Correction XXXX-Profile Rpt-Land only; HAZ not required<br>Buyer Comment (2022-04-20): uploaded XXXXXXXX only; XXXXnot required | 04/21/2022 |  |  | 1 C A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification for XXXX |  |  |  | Reviewer Comment (2022-04-21): Received required documentation. Cleared.<br>Buyer Comment (2022-04-20): uploaded Broad View Ln-Profile Rpt-Land only; HAZ not required | 04/21/2022 |  |  | 1 C A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  | Missing 1004 Appraisal Report. CDA is in file. |  |  |  | Reviewer Comment (2022-04-21): Received appraisal report , Exception cleared.<br>Buyer Comment (2022-04-20): uploaded Transfer, Appraisal Review, Appraisal & SSR | 04/21/2022 |  |  | 1 D A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a XXXX area and has not been inspected. |  | Missing 1004 Appraisal Report. CDA is in file. |  |  |  | Reviewer Comment (2022-04-21): Received required documentation. Cleared.<br>Buyer Comment (2022-04-20): Please Clarify - why this is needed XXXX Disaster Declaration Date: XXXX Disaster End Date: XXXX<br> Full Appraisal/Inspection & CDA in file dated XXXX. | 04/21/2022 |  |  | 1 C A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Missing specific source verification for XXXX Earnest Money Deposit wired from an unspecified XXXX account to settlememt agenmt on XXXX. |  |  |  | Reviewer Comment (2022-04-27): Received required documentation. Cleared.<br>Buyer Comment (2022-04-26): Source of funds XXXX uploaded | 04/27/2022 |  |  | 1 C A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2022-04-21): Received required documentation. Cleared.<br>Buyer Comment (2022-04-20): VVOEs Both XXXX-see name change-dates for full verifs | 04/21/2022 |  |  | 1 C A |  | SC | Second Home | Purchase | D A B | Non QM | Non QM | No |
| XXXX | 6000079036 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrowed Property Costs Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year 1 of XXXX on Final Closing Disclosure provided on XXXX not accurate. | HOA Dues not documented. Missing 1004 Appraisal Report. CDA is in file. |  |  |  | Reviewer Comment (2022-04-21): XXXX Received Appraisal report showing HOA Dues as per Post CD.<br>Buyer Comment (2022-04-20): HOA Fees disclosed as XXXX monthly X 11 months which is allowed vs XXXX for 12 months. | 04/21/2022 |  |  | 1 B A |  | SC | Second Home | Purchase | Letter of Explanation & Corrected Closing Disclosure A B | Non QM | Non QM | Yes |
| XXXX | 6000079031 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: Compliance Report (XXXX, XXXX, etc.) not provided |  | Compliance Report is missing. |  |  |  | Reviewer Comment (2022-03-08): Provided.<br>Buyer Comment (2022-03-07): Uploaded Mavent<br>Buyer Comment (2022-03-07): Mavent | 03/08/2022 |  |  | 1 C A |  | CT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000079031 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Desk Review not provided |  | The CU score is XXXX; a CDA is required. |  |  |  | Reviewer Comment (2022-03-23): Cleared<br>Buyer Comment (2022-03-22): Uploaded CDA<br>Buyer Comment (2022-03-22): CDA | 03/23/2022 |  |  | 1 C A |  | CT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000079031 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing. |  |  |  | Reviewer Comment (2022-03-08): Provided.<br>Buyer Comment (2022-03-07): Uploaded Loan Approval<br>Buyer Comment (2022-03-07): Loan Approval | 03/08/2022 |  |  | 1 C A |  | CT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000079031 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (XXXX) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2022-03-08): XXXX Received Disclosure tracking showing Initial disclosures mailed on XXXX.<br>Buyer Comment (2022-03-07): If econsent wasn't provided, which it wasn't in this case, XXXX sent the package via mail which is captured in the fulfillment box within disclosure tracking, this loan is compliant:<br> See upload<br>Buyer Comment (2022-03-07): LE Fullfilment | 03/08/2022 |  |  | 1 C A |  | CT | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000079031 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided. |  |  |  | Reviewer Comment (2022-03-01): Sufficient Cure Provided At Closing |  | 03/01/2022 |  | 1 A |  | CT | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000078752 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | XXXX : XXXX are missing XXXX of receipt |  | Missing copy of XXXX XXXX check, source verification and XXXX receipf of XXXX |  |  |  | Reviewer Comment (2022-05-13): Cleared<br>Buyer Comment (2022-05-11): XXXX for XXXX<br>Reviewer Comment (2022-05-11): Please provide XXXX reflecting removal of XXXX .<br>Buyer Comment (2022-05-10): Please be advised XXXX were neither XXXX. The previously uploaded XXXX, acknowledged by XXXX onXXXX, reflects XXXX in XXXXs to the XXXX. No XXXX are XXXX. The presence of a XXXX in file does not require the use of XXXX from a XXXX. Uploaded, please see the XXXX without XXXX Please clear the condition. Thank you.<br>Reviewer Comment (2022-05-02): There are XXXX from aXXXX in the amount of XXXX included on the Final XXXX, and there is a XXXX in file. The borrower XXXX has XXXX and the XXXX are currently required. Exception remains.<br>Buyer Comment (2022-04-29): Please be advised the previously submitted Settlement Statement reflects XXXX in credits to the borrower. No XXXX were utilized, as indicated on the Settlement Statement. Thank you. | 05/13/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000078752 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: XXXXnot provided |  | Missing copy of XXXX XXXX, XXXX and XXXX |  |  |  | Reviewer Comment (2022-05-13): Cleared<br>Buyer Comment (2022-05-11): XXXX has been uploaded.<br>Reviewer Comment (2022-05-11): Please provide corrected XXXX reflecting removal of XXXX.<br>Buyer Comment (2022-05-10): Please be advised XXXX were neither needed nor utilized. The previously uploaded Final Settlement Statement, acknowledged by XXXX on XXXX, reflects XXXX in credits to the borrower. No XXXX areXXXX. The presence of a XXXX in file does not require the use of funds from a donor. Uploaded, please see the revised XXXX without XXXX. Please clear the condition. Thank you.<br>Reviewer Comment (2022-05-02): There are XXXX from a relative in the amount of XXXX included on the XXXX, and there is a XXXX in file. The XXXX currently has XXXXand the XXXX are currently required. XXXX remains.<br>Buyer Comment (2022-04-29): Please be advised theXXXXsubmitted XXXX reflects XXXX in XXXX to the XXXX. No XXXX were XXXX, as indicated on the XXXX. Thank you. | 05/13/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000078752 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document:XXXXXXXX |  | Missing copy of XXXX XXXX, source verification and settlement agent's XXXX |  |  |  | Reviewer Comment (2022-05-13): Cleared<br>Buyer Comment (2022-05-11): XXXX has been uploaded.<br>Reviewer Comment (2022-05-11): Please provide XXXX reflecting removal of XXXX .<br>Buyer Comment (2022-05-10): Please be advised XXXX were XXXX nor XXXX. The previously uploaded XXXX, acknowledged by XXXX onXXXX, reflects XXXX in XXXX to the XXXX. No XXXX are XXXX. The presence of a XXXX in file does not require the use of XXXX from a XXXX. Uploaded, please see the XXXX XXXX without XXXX Please clear the condition. Thank you.<br>Reviewer Comment (2022-05-02): There are XXXX from a XXXX in the amount of XXXX included on the Final XXXX, and there is a XXXX in file. The borrower currently has XXXX and the XXXX are currently required. Exception remains.<br>Buyer Comment (2022-04-29): Please be advised the previously submitted Settlement Statement reflects XXXX in credits to the borrower. No XXXX were utilized, as indicated on the Settlement Statement. Thank you. | 05/13/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000078752 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | XXXX Requirement: XXXX XXXX |  |  |  |  |  | Reviewer Comment (2022-05-11): Cleared<br>Buyer Comment (2022-05-10): Please see uploaded XXXX, XXXX ending XXXX, reflecting a balance of XXXX. In addition, please see XXXX and XXXX for a Transaction Detail report thru period XXXX. Please XXXX there is no XXXX deduction. The balance of the XXXX will exceed the XXXX requirement. Thank you.<br>Reviewer Comment (2022-04-22): Borrower is still short funds after the update<br>Reviewer Comment (2022-04-22): XXXX Explanation Updated from: Calculated XXXX months reserves of XXXX is XXXX months reserves of XXXX<br>Buyer Comment (2022-04-21): Please refer to the XXXX uploaded XXXX Exception for XXXX XXXX which reflects XXXX in XXXX to the XXXX. Both XXXX and XXXX requirements have been met. Thank you. | 05/11/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000078752 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | XXXX: Closing Disclosure not provided to Borrower(s) at least XXXX business days prior to closing. | Initial Closing Disclosure datedXXXX received XXXX (closing date lessXXXX) |  |  |  | Reviewer Comment (2022-04-19): XXXX received disclosure tracking indicating the initial CD was received XXXX<br>Buyer Comment (2022-04-18): XXXX reflecting the XXXX, dated XXXX was received on XXXX, XXXX XXXX on 0XXXX. | 04/19/2022 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXX | 6000078752 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | XXXX forXXXX to cover XXXX. |  | Documented XXXX for XXXX is XXXX XXXX. |  |  |  | Reviewer Comment (2022-04-21): Received required XXXX. Cleared.<br>Buyer Comment (2022-04-20): Please see XXXX reflecting XXXX in XXXX, Listing XXXX to the XXXX. XXXX. Thank you. | 04/21/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000078984 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Missing Approval. |  |  |  | Reviewer Comment (2022-05-09): Received Approval , Exception cleared.<br>Buyer Comment (2022-05-06): 1008 and approval | 05/09/2022 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000078984 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The subject transaction is a XXXX. The CU score is XXXX or higher, which requires approval from XXXX appraisal review department. |  |  |  | Reviewer Comment (2022-05-10): Received required documentation. Cleared.<br>Buyer Comment (2022-05-09): see appraisal approval | 05/10/2022 |  |  | 1 C A |  | ID | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000078902 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower hasXXXXopen/active revolving tradelines rated XXXX andXXXX months, XXXX open but inactive revolving tradelines rated between XXXX months with most recent DLA in XXXX, XXXX closed mortgage ratedXXXXmonths, XXXX closed revolving tradelines rated betweenXXXX andXXXX months and current XXXX is owned free and clear. Lender Approved exception. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>The XXXX on the loan is at XXXX lXXXX XXXX. | LTV is XXXX<br> Credit score is XXXX<br> DTI is XXXX<br> Borrower has been XXXX as XXXXt of XXXX for the past XXXX years<br> No Public Records and no late payments since XXXX (rev) | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-05-10): Compensating factor used to waive exception |  |  | 05/10/2022 | 2 B |  | KS | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000078902 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | XXXX Safe Harbor Test | TILA HPML appraisal Rule (XXXX): XXXX requirements not satisfied. | Appraisal transfer letter is in file, still missing the approval from the receiving lender. |  |  |  | Reviewer Comment (2022-05-13): Appraisal transfer approval provided. Exception cleared.<br>Buyer Comment (2022-05-12): see XXXX approval | 05/13/2022 |  |  | 1 B A |  | KS | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000078902 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (XXXX): XXXX did not provide List of Homeownership Counseling Organizations to borrower. | Homeownership Counseling List is missing. |  |  |  | Reviewer Comment (2022-05-13): Cleared<br>Buyer Comment (2022-05-12): see XXXXcounseling list and tracking | 05/13/2022 |  |  | 1 B A |  | KS | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000078902 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Guideline | The XXXX / XXXX is required and was not found in file. |  | XXXX evidence the borrower has made the XXXX andXXXX on XXXX |  |  |  | Reviewer Comment (2022-05-13): Cleared<br>Buyer Comment (2022-05-12): see XXXX for proof of payment of XXXX and XXXX | 05/13/2022 |  |  | 1 C A |  | KS | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000078902 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing XXXX Test | XXXX of XXXX . XXXX were run using an XXXX which is XXXX . XXXX to XXXX this XXXX . | File is missing the XXXX initial XXXX. Unable to determine the XXXX XXXX |  |  |  | Reviewer Comment (2022-05-31): cleared<br>Buyer Comment (2022-05-27): Uploaded lenders initial XXXX and disclosures so that you can see that its the lenders<br>Reviewer Comment (2022-05-27): Still received XXXX initial XXXX , required XXXX initial XXXX which shows XXXX as per note , Exception remains.<br>Buyer Comment (2022-05-25): uploaded XXXX XXXX provided at Closing<br>Buyer Comment (2022-05-25): Uploaded XXXX<br>Reviewer Comment (2022-05-25): Cleared in error. Copy of Broker initial XXXX provided in trailing docs. Still missing Lender's initial XXXX.<br>Reviewer Comment (2022-05-13): Cleared<br>Buyer Comment (2022-05-12): see XXXX counseling list and tracking<br>Buyer Comment (2022-05-12): see tracking which shows XXXX sent-package fulfilled by XXXX<br> Borrower isn't required to sign the XXXX and it appears XXXX at a XXXX. Please see date of signature of XXXX which XXXXof XXXX<br>Buyer Comment (2022-05-12): see tracking which shows initial application sent-package fulfilled by XXXX.<br> Borrower isn't required to sign the initial and it appears borrower signed at a later date. Please see date of signature of LO which aligns with applciation date of XXXX | 05/31/2022 |  |  | 1 B A |  | KS | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000078902 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | XXXX- Missing XXXX | XXXX: Unable to determine XXXX with XXXX timing requirements due toXXXX. | File is missing the XXXX Unable to determine theXXXX |  |  |  | Reviewer Comment (2022-05-13): Cleared<br>Buyer Comment (2022-05-12): see info for package fulfilled by XXXX | 05/13/2022 |  |  | 1 C A |  | KS | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079722 | XXXX |  | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing XXXX |  |  |  |  |  | Reviewer Comment (2022-05-16): Received Lender's Initial XXXX , Exception cleared.<br>Buyer Comment (2022-05-13): Uploaded XXXX | 05/16/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 6000078982 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | XXXX containsXXXX with the main XXXX, a XXXX and one sXXXX. The XXXX includes a XXXX and XXXX. The XXXX has all XXXX, with sXXXX. XXXXs:. Allow XXXX with many additional XXXXXXXX and some XXXX vs program requirement that the entire property may contain only XXXX and XXXX, such as XXXX, are acceptable. | The representative XXXX score exceeds the guideline minimum by at least XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum. | Comp factors to waive exception. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-04-28): Compensating factors used to waive exception |  |  | 04/28/2022 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000078982 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: XXXX not provided |  | XXXX Conditional Approval missing. |  |  |  | Reviewer Comment (2022-05-05): Received XXXX , XXXX cleared.<br>Buyer Comment (2022-05-04): Uploaded XXXX | 05/05/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000078982 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXXTolerance Violation Without Sufficient Cure Provided | XXXX: XXXXPercent Fee Tolerance exceeded for Mortgage Broker Fee. Fee Amount of XXXX exceeds tolerance of XXXX XXXX. Insufficient or no cure was provided to the borrower. | Fee change without a valid change of circumstance. Rate Lock on XXXX but no LE provided for Rate Lock date. |  |  |  | Reviewer Comment (2022-05-17): XXXX received Attestation datedXXXX, stating LE dated XXXXXXXX was not provided to the borrower.<br>Buyer Comment (2022-05-16): Uploaded XXXX<br>Reviewer Comment (2022-05-16): Please provide XXXX stating that it was not provided to the XXXX. If it is provided to the borrower then we requireXXXX.<br>Buyer Comment (2022-05-13): That is not a XXXX LE and does not tie into our file.<br>Reviewer Comment (2022-05-09): XXXX upon further review as there is LE dated XXXX present in file which is prior to application date. Please provide attestation for LE datedXXXX whether it was provided to the borrower or not. If it is provided to the borrower then we require cure for the same.<br>Buyer Comment (2022-05-06): Uploaded the the XXXX Tracking for XXXX and the executed XXXX that reflects the XXXX was disclosed to the borrower on XXXX and agrees with the Executed final Closing Disclosure in the amount of XXXX therefore this fee did not exceed XXXX.<br>Buyer Comment (2022-05-06): Executed XXXX<br>Buyer Comment (2022-05-06): Initial LE Tracking<br>Buyer Comment (2022-05-06): Initial Loan Estimate | 05/17/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000078982 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Tolerance Violation Without Sufficient Cure Provided | XXXX Integrated Disclosure: XXXX Fee Tolerance exceeded for Administration Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fee change without a valid change of circumstance. Rate Lock on XXXX but no LE provided for Rate Lock date. |  |  |  | Reviewer Comment (2022-05-17): XXXX received XXXX, stating XXXX was not provided XXXX.<br>Buyer Comment (2022-05-16): Uploaded Attestation<br>Reviewer Comment (2022-05-16): Please provide Attestation for LE datedXXXX stating that it was not provided to the borrower by XXXX XXXX If it is provided to the borrower then we require cure for the same.<br>Buyer Comment (2022-05-13): That is not a XXXX and does not tie XXXX<br>Reviewer Comment (2022-05-09): XXXX upon further review as there is XXXX present in file which is XXXX. Please provide XXXX for XXXX whether it was provided to the borrower or not. If it is provided to the borrower then we require XXXX.<br>Buyer Comment (2022-05-06): Uploaded the the Initial LE dated XXXX, Tracking for LE XXXX and the executed final CD that reflects the initial XXXX of XXXX was disclosed to the borrower onXXXX and agrees with the Executed Final Closing Disclosure in the amount of XXXX Therefore this fee did not exceed tolerance.<br>Buyer Comment (2022-05-06): Executed Final CD<br>Buyer Comment (2022-05-06): XXXX Disclosure<br>Buyer Comment (2022-05-06): XXXX<br>Buyer Comment (2022-05-06): Initial LE datedXXXX | 05/17/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000078982 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Violation Without Sufficient Cure Provided | XXXX: XXXX Tolerance exceeded for XXXX. Fee Amount of XXXX exceeds tolerance ofXXXX. XXXX was provided to the borrower. | Fee change without a XXXX. Rate Lock on XXXX but no LE provided for XXXX |  |  |  | Reviewer Comment (2022-05-17): XXXX received Attestation dated XXXX, stating XXXX was not provided to the XXXX.<br>Buyer Comment (2022-05-16): Uploaded XXXX<br>Reviewer Comment (2022-05-16): Please provide Attestation for LE dated XXXX stating that it was not provided to the borrower by XXXX. If it is provided to the borrower then we require cure for the same.<br>Buyer Comment (2022-05-13): That is not a XXXX LE and does not tie into our file.<br>Reviewer Comment (2022-05-09): XXXX upon further review as there is XXXX present in file which is XXXX. Please provide XXXX whether it was provided to the borrower or not. If it is provided to the XXXX then we require cure for the same.<br>Buyer Comment (2022-05-06): Uploaded the the IXXXX, Tracking for XXXX and the executedXXXX that reflects the XXXX in the amount of XXXX was disclosed to the borrower on XXXX and agrees with the Executed Final Closing Disclosure in the amount of XXXX. Therefore this fee did not exceed tolerance.<br>Buyer Comment (2022-05-06): Executed final cd<br>Buyer Comment (2022-05-06): Initial Tracking Disclosure for XXXX<br>Buyer Comment (2022-05-06): Initial LE XXXX | 05/17/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000078982 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Percent XXXX Without Sufficient Cure Provided | XXXX Disclosure: XXXX exceeded XXXX. XXXX exceeds XXXX. XXXX was XXXX. | XXXX without a valid change of circumstance. XXXX on XXXX but no XXXX provided for XXXX |  |  |  | Reviewer Comment (2022-05-17): XXXX received Attestation datedXXXX, stating LE dated XXXX was not provided to the borrower.<br>Buyer Comment (2022-05-16): Uploaded XXXX<br>Reviewer Comment (2022-05-16): Please provide XXXX forXXXXXXXX stating that it was not provided to the XXXX by XXXX. If it is provided to the borrower then we require XXXX.<br>Buyer Comment (2022-05-13): That is not a XXXX LE and does not tie into our file.<br>Reviewer Comment (2022-05-09): XXXX upon further review as there is LE datedXXXX present in file which is prior to application date. Please provide attestation for LE dated XXXX whether it was provided to the borrower or not. If it is provided to the borrower then we require cure for the same.<br>Buyer Comment (2022-05-06): Uploaded the the Initial XXXX, Tracking for XXXX and the executed final CD that reflects the initial XXXX was disclosed to the borrower on XXXX and agrees with the Executed XXXX in the amount of XXXX. Therefore this fee did not exceed XXXX.<br>Buyer Comment (2022-05-06): Executed XXXX<br>Buyer Comment (2022-05-06): Initial LE Tracking Disclosure XXXX<br>Buyer Comment (2022-05-06): Initial LE datedXXXX | 05/17/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | XXXX Exception: |  | XXXX, Borrower's XXXX, XXXX, XXXX. XXXX was used forXXXX, after which the XXXX und XXXX throughXXXX XXXX was provided, however, XXXX was not. Per XXXX, Borrower did not file for a XXXXconsidered "XXXX" as an XXXX has not other XXXX. The XXXX were XXXX to XXXXXXXX vsXXXX with XXXX XXXX of being XXXXor XXXX | The representative XXXX score exceeds the XXXX minimum by at least XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>The qualifying XXXX on the loan is at least XXXX less than the guideline maximum. | Comp factors to waive exception. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-05-04): XXXX used to waive XXXX. |  |  | 05/04/2022 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit XXXX: |  | Allow no XXXX from XXXX through present as the XXXX lives XXXX with XXXX until the XXXX of the subject closes (Borrower previously rented from XXXX through XXXXwith XXXX per XXXX) vs program requirement for XXXXnths XXXX and XXXX without mortgage or XXXX including XXXX living XXXX are not eligible but will be considered on XXXX basis. | The representative XXXX score exceeds the XXXX minimum by at least XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>The qualifying XXXX on the loan is at least XXXX less than the guideline maximum. | Comp factors to waive exception. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-05-04): XXXX used to XXXX |  |  | 05/04/2022 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: XXXX not provided |  | XXXX XXXX missing. |  |  |  | Reviewer Comment (2022-05-11): Received Approval document, doc associated. Exception Cleared<br>Buyer Comment (2022-05-11): see approval | 05/11/2022 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure XXXX | XXXX Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX did not disclose Amount of XXXX |  |  |  |  | Reviewer Comment (2022-05-16): XXXX received XXXX<br>Buyer Comment (2022-05-13): please see XXXX and XXXX<br>Buyer Comment (2022-05-13): - |  | 05/16/2022 |  | 2 B |  | TX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Credit XXXX XXXX | XXXX : XXXX exceeded for XXXX . XXXX is less than XXXX previously XXXX . | Fee change without a valid XXXX |  |  |  | Reviewer Comment (2022-05-18): XXXX received the XXXX<br>Buyer Comment (2022-05-17): see XXXX LE and XXXX<br>Buyer Comment (2022-05-17): -<br>Reviewer Comment (2022-05-17): XXXX dropped from XXXX on XXXX to XXXX. XXXX was provided.<br>Buyer Comment (2022-05-16): See XXXX XXXX<br>Buyer Comment (2022-05-16): -<br>Reviewer Comment (2022-05-16): Loan file may be missing LE or CD. XXXX indicates interest rate change fromXXXX to XXXX Documents in file do not show a XXXX interest rate at any time.<br>Buyer Comment (2022-05-13): see XXXX reflecting borrower chose to reduce XXXX rate from XXXX | 05/18/2022 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Violation XXXX | XXXX: XXXX exceeded for XXXX. Fee AmountXXXX exceeds tolerance ofXXXX. XXXX or XXXX was provided toXXXX. | XXXXwithout a XXXX. |  |  |  | Reviewer Comment (2022-05-11): XXXX Upon further review, sufficient cure was provided at closing.<br>Buyer Comment (2022-05-11): XXXX of the XXXX cure was provided XXXX , XXXX of which XXXX | 05/11/2022 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX XXXX XXXX Without Sufficient XXXX Provided | XXXX Integrated Disclosure: XXXX Fee Tolerance exceeded for XXXX Fee Amount of XXXX exceeds tolerance of XXXX Insufficient or no XXXX was provided to the XXXX. | XXXX without a valid XXXX. |  |  |  | Reviewer Comment (2022-05-11): XXXX Upon further review, XXXX was provided XXXX<br>Buyer Comment (2022-05-11): XXXX of the final CD reflects XXXX cure was provided at closing, XXXX of which to cure this finding | 05/11/2022 |  |  | 1 C A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX XXXX XXXX XXXX With XXXX Cure Provided XXXX | XXXX : XXXX exceeded for XXXX . XXXX exceeds XXXX . XXXX or XXXX to the XXXX . | Sufficient cure provided XXXX |  |  |  | Reviewer Comment (2022-05-18): Sufficient Cure Provided XXXX |  | 05/18/2022 |  | 1 A |  | TX | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 6000079116 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX Tolerance Violation With [REDACTED Provided XXXX | XXXX: XXXX Tolerance exceeded for XXXX. XXXX of XXXX exceeds tolerance of XXXX. XXXX was provided to the XXXX. | XXXXprovided XXXX |  |  |  | Reviewer Comment (2022-05-18): Sufficient Cure Provided At Closing |  | 05/18/2022 |  | 1 A |  | TX | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 6000079742 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | XXXX |  | Provide corrected XXXX showing Borrower is a XXXX. |  |  |  | Reviewer Comment (2022-05-18): XXXX provided an XXXX with XXXX status. Exception cleared.<br>Buyer Comment (2022-05-17): I have updated the Borrower's XXXX to XXXX and attached for your review. | 05/18/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000079716 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | XXXX: XXXX Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX. Insufficient or no cure was provided to the borrower. | Fee change without valid change of circumstance. |  |  |  | Reviewer Comment (2022-05-18): XXXX: Sufficient Cure Provided at closing<br>Buyer Comment (2022-05-17): cured XXXX pls review XXXX | 05/18/2022 |  |  | 1 C A |  | IL | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000079716 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Tolerance Violation Without Sufficient Cure Provided | XXXX Integrated Disclosure:XXXX Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fee change without valid change of circumstance. |  |  |  | Reviewer Comment (2022-05-18): XXXX has received valid XXXX.<br>Buyer Comment (2022-05-17): Pls review | 05/18/2022 |  |  | 1 C A |  | IL | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000079716 | XXXX |  | XXXX |  | Credit | 1003 | Missing Document | 1003 | Missing XXXX: XXXX Used For XXXX |  |  |  |  |  | Reviewer Comment (2022-06-08): XXXX Provided<br>Reviewer Comment (2022-05-24): Cleared in error: Copy of Broker initial XXXX provided. Still missing Lender's initial XXXX.<br>Reviewer Comment (2022-05-18): Received 1003 Initial - Lender's , Exception cleared.<br>Buyer Comment (2022-05-16): XXXX | 06/08/2022 |  |  | 1 C A |  | IL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 6000079716 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX Percent XXXX XXXX With Sufficient Cure Provided XXXX | XXXX Integrated Disclosure: XXXX Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX Sufficient or excess cure was provided to the borrower XXXX |  |  |  |  | Reviewer Comment (2022-05-18): XXXX |  | 05/18/2022 |  | 1 A |  | IL | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000079723 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | XXXX: XXXX XXXX on XXXX, XXXX from XXXX. | XXXX is due to the incorrect XXXX on the XXXX. The CD was signed byXXXX on XXXX and XXXX. The timing starts from the XXXX. |  |  |  | Reviewer Comment (2022-05-26): Cleared<br>Buyer Comment (2022-05-25): XXXX sent reflecting correct disscbursement date. No need to re-open rescission | 05/26/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXX | 6000079723 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX Percent XXXX With Sufficient Cure Provided XXXX | XXXX Integrated Disclosure: XXXX Percent XXXXexceeded for XXXX. Fee Amount of XXXX exceeds tolerance of XXXX Sufficient or excess cure was provided to the borrower XXXX | XXXX for change in XXXX fee. |  |  |  | Reviewer Comment (2022-05-10): Sufficient Cure Provided XXXX |  | 05/10/2022 |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000079723 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Application Date | Missing Initial XXXX | No XXXX of XXXX located in file. Compliance tests were run using an application date of XXXX which is XXXX prior to XXXX. A lookback was performed to determine this XXXX | XXXX is missing the XXXX for both borrower's. Unable to determine the XXXX date. |  |  |  | Reviewer Comment (2022-05-17): Received Initial XXXX , Exception cleared.<br>Buyer Comment (2022-05-13): Uploaded XXXX | 05/17/2022 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000079723 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | NMLS - Missing Evidence of Initial Loan Application Date | XXXX: Unable to determine compliance with XXXX timing requirements due to missing evidence of initial loan application date. | File is missing the Lender's initial XXXX Unable to determine the XXXX |  |  |  | Reviewer Comment (2022-05-17): Received Initial Lender's XXXX , Exception cleared.<br>Buyer Comment (2022-05-13): Uploaded Initial 1003 | 05/17/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000079723 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | Unable to determine compliance with timing requirements due to missing XXXX | File is missing the XXXX initial XXXX for both XXXX. Unable to determine the Lenders correct application date. |  |  |  | Reviewer Comment (2022-05-17): Received initial XXXX<br>Buyer Comment (2022-05-13): Uploaded XXXX | 05/17/2022 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000079721 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Allow use of income of XXXX per month based on a XXXX expense factor documented with a certification by an Enrolled Agent (XXXX. Lender Approved exception. | The Loan to Value (XXXX) on the loan is less than the XXXX maximum by at least XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum. | LTV is XXXX<br> Credit score is XXXX<br> Reserves are XXXX months<br> DTI is XXXX<br> Borrower has been self-employed as XXXX of XXXX for the past XXXX years <br> Current primary residence is free and clear with up-to-date taxes and insurance and is pending sale<br> No public records and no late payments on entire credit report going back to earliest overall inception in XXXX | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-05-11): Compensating factors used to waive exception |  |  | 05/11/2022 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079721 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Percent XXXX Without Sufficient XXXX Provided | XXXX Integrated Disclosure: XXXX Percent XXXX exceeded for XXXX Fee Amount of XXXX exceeds tolerance of XXXX Insufficient or no cure was provided to the XXXX. | Loan XXXX was XXXX disclosed on Loan XXXX but disclosed as XXXX on XXXX Disclosure. XXXX does not contain a XXXX for this fee, XXXX of cure. |  |  |  | Reviewer Comment (2022-05-25): XXXX has received valid XXXX and missing CD<br>Buyer Comment (2022-05-24): XXXX CD<br>Reviewer Comment (2022-05-24): XXXX received XXXX dated dated XXXX for increase in fee however, the fee was increased on XXXX dated XXXX which is XXXX day from the XXXX date. Kindly provide missing XXXX if any or need correct XXXX. XXXX need cure XXXX.<br>Buyer Comment (2022-05-23): Uploaded XXXX | 05/25/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000079721 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX | XXXX - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an XXXX | The reason that an escrow account was not set up was not provided |  |  |  | Reviewer Comment (2022-05-24): XXXX.<br>Buyer Comment (2022-05-23): Uploaded XXXX<br>Reviewer Comment (2022-05-19): XXXX received XXXX XXXX however we required Post XXXX to be updated with will not have an XXXX account box to be checked with either of them "you declined it or your XXXX does not offer one." along with XXXX in order to clear the XXXX.<br>Buyer Comment (2022-05-18): XXXX |  | 05/24/2022 |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 6000079721 | XXXX |  | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial XXXX |  |  |  |  |  | Reviewer Comment (2022-05-18): Received Lender's Initial 1003 , Exception cleared.<br>Buyer Comment (2022-05-16): XXXX | 05/18/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079043 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this XXXX transaction of at least XXXX and XXXX<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum. | Comp factors used to waive exception | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-05-27): Comp factors used to waive exception<br>Buyer Comment (2022-05-27): see approved exception |  |  | 05/27/2022 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079043 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Loan Discount Points was last disclosed as XXXX on LE and on Final Closing Disclosure as XXXX. File does not contain a valid COC for this fee. Lender Cure provided XXXX |  |  |  | Reviewer Comment (2022-05-12): XXXX received valid COC with reason why the fee was increased hence after review the exception was cleared.<br>Buyer Comment (2022-05-11): see COC reflecting lock extension<br>Buyer Comment (2022-05-11): see PCCD reflecting cure was provided, Wire was sent to company at funding.<br>Buyer Comment (2022-05-11): - | 05/12/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000079043 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXXexceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Appraisal Fee was last disclosed as XXXX on LE and on Final Closing Disclosure as XXXX. File does not contain a valid COC for this fee. Lender Cure provided $XXXX |  |  |  | Reviewer Comment (2022-05-12): XXXX received PCCD and Final SS hence after review the exception was cleared.<br>Buyer Comment (2022-05-11): see PCCD / tracking reflecting cure was provided at funding, Wire was sent to company at funding.<br>Buyer Comment (2022-05-11): - | 05/12/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000079043 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Housing history is less than the required 12 months. |  |  |  | Reviewer Comment (2022-05-13): Received required documentation. Cleared.<br>Buyer Comment (2022-05-11): see bank statements reflecting payment history and LOE | 05/13/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079043 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure - XXXX Cure | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2022-05-12): Sufficient Cure Provided within XXXX Days of Closing |  | 05/12/2022 |  | 1 A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | Yes |
| XXXX | 6000079687 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit XXXX : |  | XXXX has been residing for the XXXX (from XXXX) with XXXX who XXXX and is responsible for any XXXX on current XXXX. Prior to XXXX, XXXX rented forXXXX with XXXX documented from XXXX through XXXX (XXXX and lease are XXXX). Allow no XXXX for XXXX who live XXXX requirement that XXXX without mortgage orXXXX including borrowers living XXXX are not eligible but will be considered on an XXXX basis. | Borrower's XXXX have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>The representative XXXXexceeds the guideline minimum by at least XXXX. | Comp factors to waive exception. | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-05-10): Compensating factor used to waive exception |  |  | 05/10/2022 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079687 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit XXXX: |  | XXXX allows for XXXX or XXXX rentals vs program restrictions that XXXXmay not include any units offering XXXX | Borrower's XXXX have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>The representative XXXXexceeds the guideline minimum by at least XXXX. | Comp factors to waive exception. | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-05-10): XXXX used to XXXX |  |  | 05/10/2022 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079687 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | XXXX Exception: |  | XXXX coverage is XXXX without XXXX vsXXXX required XXXX of XXXX (XXXX XXXX required. | Borrower's XXXX have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>The representative XXXXexceeds the guideline minimum by at least XXXX. | Comp factors to waive exception. | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-05-10): XXXX used to XXXX |  |  | 05/10/2022 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079687 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | XXXX: |  | XXXX verification for XXXX is missing. |  |  |  | Reviewer Comment (2022-05-25): Cleared<br>Buyer Comment (2022-05-25): Uploaded XXXX XXXX<br>Reviewer Comment (2022-05-23): We required XXXX XXXX verification for XXXX to complete minimum total XXXX yrs of employment of XXXX , XXXX remains.<br>Buyer Comment (2022-05-17): XXXX of the XXXX the recent XXXX and XXXX is the only documents required and the guidelines do not state a XXXX must be verified with XXXX documentation. | 05/25/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079687 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on curXXXX XXXX than XXXX, and prior employment history was not documented as required. |  |  |  |  |  | Reviewer Comment (2022-05-19): XXXX only require XXXX of XXXX to qualify XXXX. XXXX cleared.<br>Buyer Comment (2022-05-18): Uploaded XXXX reflects XXXX only used which is XXXX and XXXX as required by the XXXX. Please clear<br>Reviewer Comment (2022-05-18): The XXXX current employment has been for XXXX . Am assuming that they are using prior XXXX to cover the remaining XXXX . If so, full documentation is required for at least XXXX of employment for XXXX --including tax returns and verification of XXXX . Exception remains.<br>Buyer Comment (2022-05-17): XXXX of the XXXX state that XXXX must be documented. The XXXX documents the full XXXX. | 05/19/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079687 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | XXXX: XXXX did not provide List of XXXXto XXXX. |  |  |  |  | Reviewer Comment (2022-05-17): Received evidence list was provided<br>Buyer Comment (2022-05-13): Uploaded XXXX that List of XXXX XXXX was sent and received on XXXX by borrower | 05/17/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000079687 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Tolerance Violation With XXXX | XXXX: XXXX Fee Tolerance exceeded for XXXX. Fee Amount of XXXX exceeds tolerance of XXXX. XXXX cure was provided to the XXXX. |  |  |  |  | Reviewer Comment (2022-05-09): XXXX |  | 05/09/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 6000079046 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | XXXX does not XXXX or XXXX and its XXXX and XXXX, per XXXX. |  |  |  |  |  | Reviewer Comment (2022-05-20): XXXX received.<br>Reviewer Comment (2022-05-19): Cleared<br>Buyer Comment (2022-05-18): Full policy with XXXX or XXXX and its successors and assigns uploaded for your review. | 05/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000079046 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document:XXXX not provided |  |  |  |  |  | Reviewer Comment (2022-05-09): We are able to verify Formation XXXX of co. by doc id XXXX. Exception Cleared<br>Buyer Comment (2022-05-06): XXXX for no XXXX uploaded for XXXX | 05/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000079046 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: XXXX Policy not provided |  |  |  |  |  | Reviewer Comment (2022-05-20): XXXX received.<br>Buyer Comment (2022-05-19): The appraiser added an additional structure, the XXXX for a total of XXXX. The XXXX.The XXXX is only for the XXXX for XXXX and no other structures.<br>Buyer Comment (2022-05-19): The XXXX added an additional structure, the XXXX for XXXX for a total of XXXX. The XXXX itself is XXXX.The XXXX is only for the XXXX forXXXX and no XXXX<br>Reviewer Comment (2022-05-19): XXXX as XXXX . XXXX is XXXX . XXXX is XXXX which creates a XXXX<br>Buyer Comment (2022-05-18): The replacement cost of the XXXX is XXXX per the XXXX. There are no other structures.<br>Reviewer Comment (2022-05-18): Received XXXX , however there is coverage XXXX, Exception remains.<br>Buyer Comment (2022-05-16): Renewed XXXX uploaded for XXXX<br>Reviewer Comment (2022-05-09): Provided XXXX prior to XXXX, Need XXXX with XXXX & XXXX. Exception Remains.<br>Buyer Comment (2022-05-06): XXXX uploaded for your review. | 05/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000079046 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | XXXX : XXXX XXXX is XXXX. |  |  |  |  |  | Reviewer Comment (2022-05-27): Updated coverage provided.<br>Buyer Comment (2022-05-26): Please see revised XXXX uploaded for XXXX<br>Reviewer Comment (2022-05-20): XXXX uploaded. Per guidelines IfXXXX is required, then the amount or required XXXXof (i) XXXX for the XXXX on XXXX, or (ii) the XXXX under the XXXX. The exception remains XXXX,<br>Buyer Comment (2022-05-19): The XXXX added an additional structure, the XXXX for XXXXfor a total of XXXX. The dwelling itself is XXXX.The XXXX policy is only for the XXXX for XXXX and no other structures.<br>Buyer Comment (2022-05-19): The appraiser added an additional structure, the XXXX for a total of XXXX. TheXXXX itself is XXXX.The XXXX policy is only for the dwelling for XXXX and no other structures.<br>Reviewer Comment (2022-05-19): XXXX reflects XXXX as XXXX. XXXX is XXXX. XXXX is XXXX which creates a XXXX<br>Buyer Comment (2022-05-18): XXXX of theXXXX is XXXX per the appraisal, There are no other XXXX per the XXXX. | 05/27/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000079717 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | XXXX: Subject loan transaction disbursed on XXXX prior to XXXX from transaction date of XXXX | XXXXdisbursement date is before earliestXXXXdisbursement date based on XXXX |  |  |  | Reviewer Comment (2022-05-31): Cured<br>Reviewer Comment (2022-05-27): Please provide evidence of date loan disbursed.<br>Buyer Comment (2022-05-25): Please find the XXXX, the LOE to the Borrower explaining Rescission is re-opened and the XXXX for your review. |  | 05/31/2022 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXX | 6000079717 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | XXXX: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Right to Cancel signature date XXXX is after disclosed XXXX Right to Cancel expiration date. |  |  |  | Reviewer Comment (2022-05-31): Cured<br>Buyer Comment (2022-05-27): The XXXX. Is this not sufficient?<br>Reviewer Comment (2022-05-27): Please provide evidence of date loan disbursed.<br>Buyer Comment (2022-05-25): Please find the Notice of XXXX the XXXX to the XXXX explaining XXXX is XXXX and the XXXX for XXXX review. |  | 05/31/2022 |  | 2 C B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXX | 6000079717 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Percent XXXX Without Sufficient Cure Provided | XXXX Integrated Disclosure: XXXX Percent XXXX exceeded for Loan Discount Points. Fee Amount of XXXX XXXX tolerance of XXXX. Insufficient or no cure was provided to the XXXX. | XXXX cure XXXX is less than XXXX amount |  |  |  | Reviewer Comment (2022-05-23): XXXXupon further review received a valid XXXX dated XXXX for Loan Discount Points increases.<br>Buyer Comment (2022-05-22): Please find the XXXX and XXXX to confirm the change in XXXX and XXXX. On XXXX the cost to XXXX= .XXXX | 05/23/2022 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000079717 | XXXX |  | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial XXXX |  |  |  |  |  | Reviewer Comment (2022-05-18): Received XXXX XXXX , Exception cleared.<br>Buyer Comment (2022-05-17): The initial XXXX signed by the Borrower is attached for your review. | 05/18/2022 |  |  | 1 B A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 6000079717 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | XXXX Exception: |  | The XXXX is a XXXX. The one report provided had XXXX, which would require XXXXfrom XXXX. |  |  |  | Reviewer Comment (2022-05-18): Lender provided an appraisal review approval for the subject propertyXXXX<br>Buyer Comment (2022-05-17): The XXXX XXXX is attached for XXXX review. | 05/18/2022 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 6000079717 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | XXXX Missing: |  | Missing XXXX for start date to XXXX. |  |  |  | Reviewer Comment (2022-05-24): Cleared<br>Buyer Comment (2022-05-22): Please see the State of XXXX License Look Up to confirm her License since XXXX, website listings and XXXX transcripts, XXXX XXXX transcript was not available, to confirmXXXX years of XXXX Income and a Letter of Employment from XXXX regarding her employment with them. | 05/24/2022 |  |  | 1 C A |  | WA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 6000079110 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Missing Approval. |  |  |  | Reviewer Comment (2022-05-10): Received Approval document, doc associated. Exception Cleared<br>Buyer Comment (2022-05-09): Uploaded XXXX & XXXX | 05/10/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 6000079110 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | XXXX is required. |  | XXXX provided in file is for XXXX which is less than guideline XXXX of XXXX. MissingXXXX and XXXX. | The representative XXXX exceeds the guideline minimum by at leastXXXX points.<br>Borrowers made a down payment from their XXXX on this XXXX of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at XXXX<br>The qualifying XXXX on the loan is greater than the XXXX minimum. | Comp factors used to waive exception | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-06-06): XXXX<br>Buyer Comment (2022-06-03): uploaded Exception Approval<br>Reviewer Comment (2022-05-12): Payment history was provided using XXXX checks but missing XXXX, XXXX and XXXX to complete XXXX<br>Buyer Comment (2022-05-11): Uploaded XXXX<br>Buyer Comment (2022-05-11): Uploaded XXXXS |  |  | 06/06/2022 | 2 C B |  | NY | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 6000079123 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The XXXX XXXX is within XXXX and does not reflect a XXXX (no XXXX in file). Unable to determine if appropiate XXXX is provided. |  | XXXX does not reflect a XXXX. XXXX or XXXX amount is not in XXXX. |  |  |  | Reviewer Comment (2022-06-08): Cleared<br>Buyer Comment (2022-06-08): see proposed insured | 06/08/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000079123 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: XXXX |  | Missing third party verification Borrower's ownership percentage inXXXX to support XXXX XXXX XXXX business assets for closing and or reserves |  |  |  | Reviewer Comment (2022-06-08): Cleared<br>Buyer Comment (2022-06-08): see XXXX reflecting borrower only XXXX | 06/08/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000079123 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | One month XXXX statement is less than two statements. Loan file cXXXX activity printouts + one statement. |  |  |  | Reviewer Comment (2022-06-08): Cleared<br>Buyer Comment (2022-06-08): see acct history from XXXX through XXXX | 06/08/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000004497 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | XXXX (XXXX): Date valuation provided to XXXX when valuation was performed. Unable to determine compliance with XXXX. |  |  |  |  | Reviewer Comment (2022-06-21): Received, XXXX.<br>Seller Comment (2022-06-21): XXXX - Please see the attached XXXX and XXXX showing the XXXX to the borrower on the XXXX. | 06/21/2022 |  |  | 1 B A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000004497 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | XXXX type is not permitted per XXXX. |  |  | The representative XXXX exceeds the guideline minimum by at leastXXXX.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at XXXX and XXXX<br>Borrower's XXXXhave been verified and exceed the amount required based on the XXXX by at least XXXX months.<br>Borrower has worked in the XXXX for more than XXXX.<br>Borrower has verified disposable income of at least XXXX. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-08-08): Client exception provided.<br>Seller Comment (2022-08-08): XXXX: Please see attached exception approval. |  |  | 08/08/2022 | 2 C B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000003779 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Rate Spread Threshold Test Compliant | XXXX: XXXX of XXXX or Final Disclosure XXXX of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. XXXX. | XXXX |  |  |  | Reviewer Comment (2022-07-27): Accepted as is.<br>Buyer Comment (2022-07-27): Please advise if anything is XXXX since this is a XXXX<br>Reviewer Comment (2022-06-23): Nothing provided resolves this event XXXX exception.<br>Seller Comment (2022-06-23): Please see attached |  |  |  | 2 B A |  | NC | Primary | Refinance - Cash-out - Other | Within 90 days of closing and prior to institution of any action against the lender, (1) notify the borrower, and (2) make appropriate restitution at the option of the borrower to either (a) make the loan comply with prohibited acts and practices or (b) change the terms of the loan in a manner beneficial to the borrower so the loan is no longer rate spread. <br>(Narrow Defense - Requires CHD Approval)<br> Within 120 days of discovery , which compliance failure was not intentional and resulted from a bona fide error, creditor must: (1) provide Lender Attestation to AMC attesting the failure was not intentional and was a bona fide error notwithstanding procedures in place to prevent such loans from being made (specific details on how rate spread home loan was made despite procredures to prevent); (2) notify the borrower, and make appropriate restitution at the option of the borrower to either (a) make the loan comply with prohibited acts and practices or (b) change the terms of the loan in a manner beneficial to the borrower so the loan is no longer rate spread. B | Non QM | Non QM | Yes |
| XXXX | 4000004665 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | The final title policy is not in the file. |  |  |  | Reviewer Comment (2022-07-05): Received, Clearing. | 07/05/2022 |  |  | 1 A |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXX | 4000004665 | XXXX |  | XXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed XXXX of title insurance coverage; however this is less than the loan amount of XXXX. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2022-07-05): Received, Clearing.<br>Seller Comment (2022-07-05): 7/5 Please see attached and clear | 07/05/2022 |  |  | 1 B A |  | AZ | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXX | 4000003365 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-07-08): Received, Clearing.<br>Seller Comment (2022-07-08): HUD | 07/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000003365 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Loan amount is not covered and there is no evidence of replacement cost estimate in loan file. |  |  |  | Reviewer Comment (2022-07-08): Received, Clearing.<br>Seller Comment (2022-07-08): RCE | 07/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000004369 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Seller Closing Disclosure Fees seller paid fees do not match Consumer's Final CD | TILA-RESPA Integrated Disclosure: the Seller's final CD total seller paid fee amounts do not match the values used for compliance testing. |  |  |  |  | Reviewer Comment (2022-07-08): Received updated docs, clearing exception. | 07/08/2022 |  |  | 1 A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 4000004369 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least XXXX business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least XXXX prior to closing. (XXXX) |  |  |  | Reviewer Comment (2022-07-08): Received, Clearing.<br>Reviewer Comment (2022-07-07): XXXX received XXXX. However, the closing and XXXX date areXXXX and the Final CD would be the XXXX CD which was signed on XXXX. The initial CD issued XXXX does not proof of receipt and XXXX rule would be in effect and would not have been received by borrower within XXXX of the XXXX closing date. Provide proof of earlier initial CD within timing requirements.<br>Seller Comment (2022-07-05): initial CD was provided on XXXX, final CD was signed on XXXX please see attached | 07/08/2022 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXX | 4000004369 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page XXXX that does not match the actual Finance Charge for the loan (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | XXXX received XXXX CD. Final CD was underdisclosed by XXXX and is over threshold. Cure to borrower is due with Corrected CD, LOE to borrower copy of cure to borrower for total underdisclosure and proof of mailing |  |  |  | Reviewer Comment (2022-07-08): Received updated docs, clearing exception. | 07/08/2022 |  |  | 1 A |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| XXXX | 4000004369 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Homeowners Insurance Included In Escrow Test | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX incorrectly disclosed whether Homeowners Insurance is included in escrow. | XXXX received XXXX CD. Final CD reflects escrowed insurance and IEAD in file confirms escrowed costs. PCCD has removed the escrow. Also missing LOE to borrower which would have accompanied the XXXX PCCD. Provide the LOE to borrower and additional information on if the escrow account was removed. |  |  |  | Reviewer Comment (2022-07-08): XXXX received XXXX Corrected CD removing insurance from escrow account | 07/08/2022 |  |  | 1 A |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| XXXX | 4000004369 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Taxes Included In Escrow | TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on XXXX incorrectly disclosed whether property taxes are included in escrow. | XXXX received XXXXCD. Final CD reflects escrowed taxes and IEAD in file confirms escrowed costs. PCCD has removed the escrow. Also missing LOE to borrower which would have accompanied theXXXX PCCD. Provide the LOE to borrower and additional information on if the escrow account was removed. |  |  |  | Reviewer Comment (2022-07-08): XXXX received XXXX Corrected CD removing taxes from escrow account | 07/08/2022 |  |  | 1 A |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| XXXX | 4000004369 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX). | XXXX received XXXX CD. Final CD was underdisclosed by XXXX and is over threshold. Cure to borrower is due with Corrected CD, LOE to borrower copy of cure to borrower for total underdisclosure and proof of mailing |  |  |  | Reviewer Comment (2022-07-08): Received updated docs, clearing exception. | 07/08/2022 |  |  | 1 A |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable | Non QM | Non QM | Yes |
| XXXX | 4000004369 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX Insufficient or no cure was provided to the borrower. | XXXX received XXXX. Discount points increased on the post close CD and no changed circumstance would be valid on a post close CD. Cure is due to borrower with Corrected CD, LOE to borrower, copy of refund cure check to borrower and proof of mailing. |  |  |  | Reviewer Comment (2022-09-23): XXXX received additional information supporting XXXX changed circumstance due to escrows being waived<br>Reviewer Comment (2022-07-11): XXXX upon review the document provided is not legible. The rate lock document available in file is for XXXX we have Escrowed Waived and the CD was disclosed on XXXX. Please provide a legible document for the COC or rate lock for XXXX which shows that the escrow has been waived or cure required along with cure documents.<br>Seller Comment (2022-07-08): The Escrows were waived on XXXX and disclosed to the Borrower signed CD dated XXXX. See Lock Confirmation Screenshots showing anXXXX adjustment was added for escrows being waived. No cure required as this is a Valid reason for the increase in Discount points. | 09/23/2022 |  |  | 1 A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000004591 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Final Title Policy was not provided for review. |  |  |  | Reviewer Comment (2022-07-05): Final title policy received | 07/05/2022 |  |  | 1 A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000004591 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | XXXX Notification Rule: XXXX did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. | XXXX did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  | Reviewer Comment (2022-07-07): Received, Clearing.<br>Seller Comment (2022-07-07): Please see attached.<br>Reviewer Comment (2022-07-05): Note less 10 calendar days is XXXX. The disclosure is signed XXXX<br>Seller Comment (2022-07-05): Please see attached.<br> It was wet-signed XXXX then funded XXXX - covering XXXX business days. | 07/07/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000004591 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2022-07-05): Final title received<br>Seller Comment (2022-07-05): Please see attached. | 07/05/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000004668 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year XXXX - XXXX Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | Property expenses calculated as follows: Taxes = XXXX monthly (using XXXX), Hazard insurance = XXXX, HOA dues = XXXX monthly. The annual disbursements based upon the file documentation over XXXX months is XXXX., however page 4 of the final CD reflectsXXXX. Appears the lender used XXXX tax rate to qualify the borrower however, evidence of this was not found in the file. |  |  |  | Reviewer Comment (2022-07-08): XXXX received updated tax document (Tax Rate XXXX (XXXX) = XXXX+ XXXX+ XXXX= XXXX) and Property Costs exception within that compliance.<br>Seller Comment (2022-07-06): Please see attached. (refer to page. 10) | 07/08/2022 |  |  | 1 B A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000004669 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The final CD disclosed the Amount of Non-Escrowed Property Costs over Year 1 as XXXX on page 4; however the annual taxes (XXXX), HOA dues (XXXX) and homeowners insurance (XXXX) totals XXXX per year. Final CD reflects Estimated Taxes, Insurance & Assessments of XXXX monthly, correct amount is XXXX. Provide a post-close CD correcting the Escrow Account section on page 4 and Estimated Taxes, Insurance & Assessments on page 1; and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. \*Note-the variance is due to the lender's taxes. There was no evidence in the file of the tax calc used by the lender, and the XXXX default is lower than was considered. |  |  |  | Reviewer Comment (2022-07-07): XXXX Received a Tax calculation document showing the taxes are calculated XXXX. Calculation is matching with the Docs. Exception cleared<br>Seller Comment (2022-07-05): Please see attached. | 07/07/2022 |  |  | 1 B A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000004669 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure - XXXX Cure | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of XXXX exceeds tolerance of XXXX Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2022-07-01): Sufficient Cure Provided within XXXX Days of Closing |  | 07/01/2022 |  | 1 A |  | CA | Primary | Purchase | B A | Non QM | Non QM | Yes |
| XXXX | 6000080564 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: XXXX not provided |  |  |  |  |  | Reviewer Comment (2022-06-09): Received Approval which matches the XXXX , Exception cleared.<br>Buyer Comment (2022-06-08): Approval and revised 1008 uploaded for your approval.<br>Buyer Comment (2022-06-08): XXXX and XXXX uploaded for your XXXX. | 06/09/2022 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000080564 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX With Sufficient Cure Provided XXXX | XXXX Disclosure: XXXX exceeded for XXXX Fee. Fee Amount of XXXX exceeds XXXX. Sufficient or excess cure was provided to the borrower XXXX. | XXXX Disclosure discloses a XXXX cure XXXX for XXXX |  |  |  | Reviewer Comment (2022-06-02): XXXX |  | 06/02/2022 |  | 1 A |  | AZ | Primary | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000083092 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-06-21): Sufficient Cure Provided At Closing |  | 06/21/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | No |
| XXXX | 6000080805 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: XXXX not provided |  | The file is missing XXXX. |  |  |  | Reviewer Comment (2022-06-16): Received XXXX which matches XXXX , XXXX cleared.<br>Buyer Comment (2022-06-15): uploaded XXXX | 06/16/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000080805 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | XXXX is required. |  | XXXX in XXXX is only for XXXX months as borrower only XXXX, XXXX and XXXX to the XXXX mo history. |  |  |  | Reviewer Comment (2022-06-23): Lender provided the XXXX that prove the borrower's rent history for most recent XXXX. Exception cleared.<br>Buyer Comment (2022-06-23): uploaded XXXX<br>Buyer Comment (2022-06-23): uploaded XXXX & XXXX<br>Reviewer Comment (2022-06-16): Still missing the XXXX for the borrower's XXXX shown on the XXXX. It is shown as beingXXXX, with the XXXX of XXXX. This is entered as a XXXX, and we are missing the XXXX XXXX, and the borrower's XXXX for that XXXX. Exception remains.<br>Buyer Comment (2022-06-16): uploaded XXXX pay history<br>Buyer Comment (2022-06-16): uploaded MTGs pay history | 06/23/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000080805 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | XXXX. The XXXX, which requires approval from XXXX appraisal review department. The document in file does indicate approved, however the report is XXXX |  |  |  | Reviewer Comment (2022-06-22): Received required documentation. Cleared.<br>Buyer Comment (2022-06-21): uploaded Appraisal review<br>Reviewer Comment (2022-06-16): The documentation provided is a conversation log and is not part of the review document, Please provide the Complete Appraisal review with Approval on the standard approval document used for the appraisal review. Exception remains<br>Buyer Comment (2022-06-16): uploaded XXXX Review<br>Buyer Comment (2022-06-16): uploaded XXXX | 06/22/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000080805 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Missing the Initial XXXX from the loan file. |  |  |  | Reviewer Comment (2022-06-16): Received Initial 1003 , Exception cleared.<br>Buyer Comment (2022-06-16): uploaded XXXX | 06/16/2022 |  |  | 1 C A D |  | GA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 4000004402 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage:XXXX |  | Policy does not cover loan amount or XXXX-No replacement XXXX |  |  |  | Reviewer Comment (2022-08-02): Received, Clearing.<br>Seller Comment (2022-08-02): XXXX: Please see the attached insurance policy, we can see that the policy states "guaranteed replacement cost".<br>Reviewer Comment (2022-07-08): This exception has nothing to do with a title commitment.<br>Seller Comment (2022-07-08): XXXX please see attached | 08/02/2022 |  |  | 1 C A |  | TN | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000004553 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - Affiliated Business Arrangement Disclosure Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule: XXXX did not provide Affiliated Business Arrangement Disclosure to applicant within XXXX of application. | Verification of earlier receipt not provided |  |  |  | Reviewer Comment (2022-07-14): Accepted as is.<br>Reviewer Comment (2022-07-12): Doesn't have to be signed, Affiliated Business Arrangement Disclosure to applicant within three (XXXX) business days of application is part of RESPA. There is already a signed ABA from closing we are testing for it being provided within 3 days of application. This is an event level 2 exception.<br>Buyer Comment (2022-07-12): Please provide source that states a signed ABA form is required.<br>Reviewer Comment (2022-07-12): Signed XXXX was in the file from closing, but not from application.<br>Seller Comment (2022-07-11): Please be advised that the Affiliated Business Disclosure is not required under the NQM Bank Statement Program - Underwriting Guidelines dated XXXX. This is a refinance transaction and not a Purchase transactions, therefore we do not have any business affiliates. Loan application previously provided and Settlement services Provider disclosure further supports there is no business affiliation. We ask that you please waive this level 2 invalid defect as is not required and does not apply to our loan or provide source that states Affiliated Business Disclosure is required.<br>Reviewer Comment (2022-07-11): This is a level 2 but nothing provided cures this exception.<br>Buyer Comment (2022-07-11): Since suspense items grade level is Grade 2 please have buyer review and waive.<br>Reviewer Comment (2022-07-08): Were looking for the ABA issued within XXXX days of application.<br>Seller Comment (2022-07-08): Please be advised the Affiliated Business Arrangement Disclosure was delivered to applicant within (XXXX) business days of the application. Affiliated Business Arrangement Disclosure (located on pages 288, 319 and 320) was issued on XXXX and signed onXXXX same date as the final loan application (located on pages 9-15). Attaching Images for quick reference, we ask that you clear defect at your earliest. |  |  |  | 2 B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 4000004553 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Completed Loan Application Not Provided At Least 1 Business Day Prior to Closing) | XXXX: XXXX Cash-out Loan. Borrower was not provided copy of Application XXXX day prior to closing. | Verification of earlier receipt not provided |  |  |  | Reviewer Comment (2022-07-08): Received, Clearing.<br>Seller Comment (2022-07-08): Please be advised Guidelines and XXXX Affidavit Disclosure do not state loan application has to be delivered XXXX prior to closing. Initial Loan Application was previously provided and can be located on pages XXXX is dated XXXX, Final Loan Application located on pages XXXX is date XXXX In addition, XXXX Affidavit disclosure acknowledging XXXX compliance with constitutional requirement to provide owner with copy of Loan Application, if not previously provided can be located on pages XXXX from original bundle. Disclosure further states loan application can be received on or prior to closing and that loan may not be closed before XXXX day after the date after the copy of the loan application was received if not previously provided. Loan Closed on XXXX and disbursed on XXXX requirements met. We ask that you clear defect at your earliest. | 07/08/2022 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Non QM | Non QM | Yes |
| XXXX | 4000004553 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Security Instrument did not disclose that loan is a Texas Home Equity Loan) | Texas Constitution XXXX(XXXX)(XXXX): Texas Cash-out Loan. Security instrument does not disclose that the loan is a XXXX Home Equity/XXXX(XXXX)(XXXX) Loan. | Verification of earlier receipt not provided |  |  |  | Reviewer Comment (2022-07-08): Received, Clearing.<br>Seller Comment (2022-07-08): Response:<br> Please be advised the above condition is unclear and/or invalid. Attached you will find the following documents previously provided in the XXXX Texas Home Equity Security Instrument (located on pages XXXX) and XXXX Home Equity Affidavit and Agreement (located on pages XXXX) support loan is a XXXX Home EquityXXXX loan as stated on Header and Body of the documents. In addition, the Closing Affidavit XXXX Cash Out Letter signed by borrower (located on pages 290-293) and XXXX Home Equity Certificate from Original Lender regarding Compliance with Section XXXX further support loan is a XXXX loan. We ask that you clear defect and or provide exact name of the disclosure form in question. | 07/08/2022 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. C B A | Non QM | Non QM | Yes |
| XXXX | 4000004574 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | Borrower deposit receipts for gift funds not provided. |  |  |  | Reviewer Comment (2022-07-18): Received, Clearing.<br>Seller Comment (2022-07-18): the UW Cert and supporting documents for receipt of the gift funds.<br> - UW Cert<br> - XXXX Spouse XXXXto XXXX and XXXXEMD<br> - XXXX#XXXX receipt of funds<br> - Mother gift letter and cancelled check<br> - XXXX Gift letter<br> - Gifts check from spouse and sister <br> XXXX EMD Gifted attorney receipt | 07/18/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000004679 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: XXXX |  | Hazard coverage of XXXX is insufficient to cover the mortgage amount of XXXX with an estimated cost new of XXXX. Please provide a letter from the XXXX stating the maximum insurable amount and/or a XXXX from the XXXX. |  |  |  | Reviewer Comment (2022-08-02): Received, Clearing.<br>Seller Comment (2022-08-02): XXXX: Please XXXX. Please see attached document showing the XXXX. Since the amount to XXXX is less than the XXXX, the XXXX is sufficient. | 08/02/2022 |  |  | 1 C A |  | AZ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000004679 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Without Sufficient Cure Provided | XXXX Disclosure: XXXX exceeded for Loan XXXX Fee. Fee Amount of XXXX exceeds XXXX. Insufficient or no cure was provided to the borrower. | Fee Amount ofXXXX XXXX XXXX of XXXX |  |  |  | Reviewer Comment (2022-08-03): XXXX received corrected XXXX for the XXXX changed from XXXX to borrower XXXX requested to change.<br>Seller Comment (2022-08-03): See attached XXXX CD showing borrower paid compensation. The Borrower requested this change to reduce the need to charge discount points so the borrower will pay the compensation directly. | 08/03/2022 |  |  | 1 C A |  | AZ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000004739 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval missing in file. |  |  |  | Reviewer Comment (2022-07-11): Approval received<br>Seller Comment (2022-07-08): Please see attached. | 07/11/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000004739 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Property Costs Year 1 - October 2018 Testing | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of XXXX on Final Closing Disclosure provided on XXXX not accurate. | Unable to determine cause of discrepancy. Tax Certificate on file is estimate only, does not show frequency of payments, and the amount specified on the estimate is far from what is shown on the 1003. |  |  |  | Reviewer Comment (2022-07-12): XXXX upon further review has not obtained any compliance breach regarding property cost.<br>Seller Comment (2022-07-08): Please see attached. | 07/12/2022 |  |  | 1 B A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 4000004739 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Wire / Funding / Disbursement Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Exception is invalid. Wire/Funding/Disbursement Fee found in Section C are not subject to any fee tolerance. |  |  |  | Reviewer Comment (2022-07-11): XXXX upon further review, no tolerance violation as received clarification from seller.<br>Seller Comment (2022-07-08): Please see attached.<br> We disclosed by using title XXXX but XXXX chose the other title company so XXXX of tolerance is affected. | 07/11/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 6000083091 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval not provided on file |  |  |  | Reviewer Comment (2022-06-22): Lender provided an approval for this loan. Exception cleared.<br>Buyer Comment (2022-06-22): see Approval | 06/22/2022 |  |  | 1 C A |  | FL | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000083091 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | The cure on the Final CD was not sufficient to cure all tolerance issues and/or the file is missing a valid change of circumstance. Fee disclosed was last disclosed as XXXX on LE but disclosed as XXXX on the Final Closing Disclosure. |  |  |  | Reviewer Comment (2022-06-28): XXXX upon further review received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check.<br>Buyer Comment (2022-06-27): see PCCD docs |  | 06/28/2022 |  | 2 C B |  | FL | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000004555 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | XXXX Valuations Rule (XXXX): Borrower waived right to receive a copy of the appraisal at least XXXX business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least XXXX business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2022-07-15): Received, XXXX.<br>Seller Comment (2022-07-15): XXXX | 07/15/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000004555 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | XXXX: Borrower XXXX to XXXX of the XXXX days XXXX, and XXXX was not provided at or XXXX. | Borrower XXXX days XXXX, and XXXX was not provided at or XXXX |  |  |  | Reviewer Comment (2022-07-15): Received, Clearing.<br>Seller Comment (2022-07-15): Appraisal Tracking | 07/15/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000004434 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Provide updated coverage or a XXXX to verify current coverage is sufficient. |  |  |  | Reviewer Comment (2022-07-14): Email from insurance agent confirming sufficient coverage<br>Seller Comment (2022-07-14): Ø In the state of XXXX, a state in which they do not, and will not issue an XXXX, an e-mail from the HOI agent confirming sufficient or full replacement cost is acceptable to confirm that the dwelling coverage is sufficient. Attached is the email from the insurance agent that was included with the property XXXX docs in the file. | 07/14/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000004393 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | XXXX : XXXXis insufficient. |  | Missing XXXX that XXXX validated the XXXX of the XXXX in XXXX |  |  |  | Reviewer Comment (2022-07-19): Received, Clearing.<br>Buyer Comment (2022-07-19): XXXX: Please note that the insurance policy for the borrower is an XXXX policy, and that a master policy covers the actual dwelling within the HOA. Because of this, we would not need to obtain the verification regarding the cost to rebuild, because it would fall on the master policy coverage. | 07/19/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | Borrower's XXXX owned pirmary is not documented as owned free and clear. |  |  |  | Reviewer Comment (2022-06-23): Cleared<br>Buyer Comment (2022-06-22): The annual report reflects that the XXXX the insurance and taxes. You can see these expenses on their XXXX.<br>Buyer Comment (2022-06-22): 12 months paid attached already but attached again<br>Reviewer Comment (2022-06-22): Please provide evidence of 12 months paid Co Op fees and paid insurance for complete housing history.<br>Buyer Comment (2022-06-21): Co-op Coverage.- the taxes are part of the co-op owner's maintenance. Dwelling coverage is optional<br> While the co-op association's insurance covers the common areas and exterior of the building<br>Reviewer Comment (2022-06-20): Please provide evidence of paid taxes, insurance and paid Co Op fees for housing verification.<br>Buyer Comment (2022-06-17): Pls review LOE | 06/23/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject appraised owner occupiied. Subject purchased XXXX was appraised owner occupied. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>The representative FICO score exceeds the guideline minimum by at least XXXX points. | XXXX > XXXX | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-07-13): Waived with compensating factors per client request |  |  | 07/13/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Hazard Insurance Policy expires within XXXX days of the Note Date or is already expired. |  | XXXX premium and XXXX months @ XXXX per month reserves collected at closing |  |  |  | Reviewer Comment (2022-06-27): Received required documentation. Cleared.<br>Buyer Comment (2022-06-24): updated HOI | 06/27/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2022-06-17): Cleared<br>Reviewer Comment (2022-06-17): Document provided is the policy payment transmittal and does not reflect a coverage amount. Please provide the Flood Insurance Policy.<br>Buyer Comment (2022-06-16): Flood Insurance Policy | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Flood Insurance Error: Coverage amount was not provided. |  | Missing Flood Insurance |  |  |  | Reviewer Comment (2022-06-17): Cleared<br>Buyer Comment (2022-06-16): Flood Insurance Policy | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Flood Insurance Error: Policy expiration date not provided. |  | Missing Flood Insurance |  |  |  | Reviewer Comment (2022-06-17): Cleared<br>Buyer Comment (2022-06-16): Flood Insurance Policy | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Allow use of rental incomeXXXX/month) on subject property documented with a lease agreement, rent paid in cash receipts and XXXX Account Transaction history for XXXX showing three deposits for: March first month's rent and security deposit of $XXXX and April and May cash rents each for XXXX (Market rent per appraisal is XXXX/month which is being used to qualify vs. program requirement to verify rental income documented with a lease by including borrower bank statements which show three months of rent receipts. Note: Missing the Bank statements and pay history indicated in the LE | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>The representative FICO score exceeds the guideline minimum by at least XXXX points. | XXXX > XXXX | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-06-15): Comp factors used to waive exception |  |  | 06/15/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | XXXX |  |  |  | Reviewer Comment (2022-06-17): Cleared<br>Buyer Comment (2022-06-16): Certificate of Good Standing<br>Buyer Comment (2022-06-16): annual report and cert of good standing.pdf | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000078770 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The asset/income documentation does not show the borrower(s) at an address different than the subject property and thus casts doubt on the business purpose of the loan. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>The representative FICO score exceeds the guideline minimum by at least XXXX points. | XXXX > XXXX | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-07-13): Waived with compensating factors per XXXX request<br>Reviewer Comment (2022-06-20): Please clarify why the business Officer and Director address is the same as the subject investment address as this address should be the personal mailing address.<br>Buyer Comment (2022-06-17): If you review the Annual report and cert of good standing the registered agent address is XXXX & the main business address is XXXX<br>Reviewer Comment (2022-06-17): Please provide clarification. Final 1003 reflects business address as XXXX. However bank statements reflect XXXX. which is the subject XXXX<br>Buyer Comment (2022-06-16): XXXX show XXXX name and the address is the XXXX prop |  |  | 07/13/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000083083 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX Tolerance Violation With XXXX | XXXX: XXXX Tolerance exceeded for XXXX. Fee Amount of XXXX exceeds tolerance of XXXX. XXXX cure was provided to the XXXX. | XXXX withXXXX provided. |  |  |  | Reviewer Comment (2022-06-15): Sufficient Cure Provided At Closing |  | 06/15/2022 |  | 1 A |  | WA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 6000083083 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower's XXXX address is on XXXX, provide evidence of the property being XXXX. Property address XXXX |  |  |  | Reviewer Comment (2022-06-22): Received required documentation. Cleared.<br>Buyer Comment (2022-06-21): Final settlement statement uploaded for your review | 06/22/2022 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000083083 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | XXXX Error: XXXX XXXX is missing from XXXX |  | XXXX indicates that XXXX ofXXXX provided. |  |  |  | Reviewer Comment (2022-07-06): Cleared<br>Buyer Comment (2022-07-01): Insurance Policy and RCE uploaded for your review.<br>Buyer Comment (2022-07-01): XXXX and XXXXuploaded for your review.<br>Reviewer Comment (2022-06-27): The remarks do not XXXX as the actual XXXX: "This XXXX will become XXXX for a term of XXXX" which isXXXX. Please provide a updated declarations page. Exception remains<br>Buyer Comment (2022-06-24): Please see separate XXXX which states under REMARKS: Policy term XXXX to XXXX<br>Reviewer Comment (2022-06-22): Document provided for Hazard insurance is the same document already in file, and only indicates an effective date of XXXX. It also indicates in the XXXX, that the policy is only for XXXX of XXXX which is insufficient. Exception remains.<br>Buyer Comment (2022-06-21): Please see XXXX | 07/06/2022 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000083083 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for XXXX is XXXX to cover XXXX |  | XXXX are insufficient due to the XXXX has not beenXXXX, XXXX was provided. |  |  |  | Reviewer Comment (2022-06-22): Received XXXX. Cleared.<br>Buyer Comment (2022-06-21): XXXX from XXXX uploaded for your review | 06/22/2022 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000083083 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | XXXX |  |  |  |  |  | Reviewer Comment (2022-07-12): Received, Clearing.<br>Buyer Comment (2022-07-06): letter of explanation from the borrower stating he selected this in error and the revised XXXX uploaded for your review.<br>Buyer Comment (2022-07-06): letter of explanation from the borrower stating he selected this in error and the revised 1003 uploaded for your review. | 07/12/2022 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000083083 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: XXXX reserves months discrepancy. |  | Assets are insufficient due to the deposit amount of XXXX has not been sourced, only a deposit receipt was provided. |  |  |  | Reviewer Comment (2022-06-22): Received XXXX. Cleared.<br>Buyer Comment (2022-06-21): XXXX from XXXX uploaded for your review | 06/22/2022 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000083093 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-06-24): Received Approval which matches 1008 , Exception Cleared.<br>Buyer Comment (2022-06-23): CTC for review | 06/24/2022 |  |  | 1 C A |  | AZ | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000083093 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Missing Borrower's most recent compensation statements, check stubs or similar documentation to support XXXX earnings for loan dated XXXX for loan approved under XXXX Statement or XXXX program using XXXX Income Method to determine income. Also missing the XXXX transcripts required by guidelines. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-07-13): Waived with comp factor's per client.<br>Reviewer Comment (2022-06-22): Pay stub received. Please provide XXXX and XXXX XXXX transcripts.<br>Buyer Comment (2022-06-21): Paystub for review |  |  | 07/13/2022 | 2 B |  | AZ | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Allow escrow waiver withXXXX at XXXX on a XXXX vs XXXX escrow waiver when permitted by applicable law and regulation if the XXXX and the XXXX or less | The representative XXXX exceeds the guideline minimum by XXXX XXXX points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>Borrower has worked in the same position for more thanXXXX.<br>Borrower has verified XXXX of at least XXXX.<br>Borrower has been employed in the XXXX for more than XXXX.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum. | Provide evidence the borrower received a copy of the appraisal.<br>Comp factors to waive exception. | Originator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-06-29): XXXX |  |  | 06/29/2022 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | XXXX: Loan Estimate not delivered or placed in the mail to Borrower(s) within XXXX of application. |  |  |  |  | Reviewer Comment (2022-07-01): XXXX received Initial XXXXXXXX with earlier E-sign consent agreement, which is within that compliance.<br>Buyer Comment (2022-07-01): The finding references the XXXX which is why that XXXX was provided. See uploaded XXXX<br>Buyer Comment (2022-07-01): The finding references the XXXX which is why that XXXX. See uploaded XXXX.<br>Buyer Comment (2022-07-01): The finding references the XXXX date which is why that LE was provided. See uploaded LE dated XXXX<br>Reviewer Comment (2022-07-01): XXXX received Initial LE dated XXXX, however, the initial application date in this case is XXXX and thereby the XXXX requirement has not been met. Kindly provide the initial LE and E-consent agreement dated within XXXXXXXX from the XXXX<br>Buyer Comment (2022-06-30): See uploaded XXXX dated and XXXX | 07/01/2022 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Appraisal Disclosure - XXXX Timing | XXXX - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within XXXX days of the loan application date. | Right to receive disclosure not provided. |  |  |  | Reviewer Comment (2022-07-01): XXXX received Initial XXXX with XXXX, which is within that XXXX.<br>Buyer Comment (2022-06-30): See uploaded Disclosure Tracking & Detail report document was sent and accepted by XXXX. | 07/01/2022 |  |  | 1 B A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | Yes |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX Status | XXXX: Borrower not provided with list of XXXX. | XXXX not provided. |  |  |  | Reviewer Comment (2022-07-01): XXXX received updated XXXX | 07/01/2022 |  |  | 1 A |  | CA | Second Home | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Percent XXXX Without Sufficient Cure Provided | XXXX Disclosure : XXXX exceeded for XXXX. XXXX exceeds XXXX. XXXX or XXXX was XXXX. | XXXX CD contains an increase of the XXXX of XXXX from the cost shown on the XXXX No XXXX in XXXX and the XXXX provided by the XXXX is not sufficient to XXXX |  |  |  | Reviewer Comment (2022-07-22): XXXX received Corrected CD, LOE to borrower, copy of cure and proof of mailing. However, fee was removed and no tolerance violation reflected based on Corrected CD | 07/22/2022 |  |  | 1 C A |  | CA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | XXXX indicate there is a XXXX and XXXX, however there are no pictures of theXXXX | The representative XXXX exceeds the guideline minimum by XXXX XXXX points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>Borrower has worked in the same position for more thanXXXX.<br>Borrower has verified XXXX of at least XXXX.<br>Borrower has been employed in the XXXX for more than XXXX.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum. | Provide evidence the borrower received a copy of the appraisal.<br>Comp factors to waive exception. | Originator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-07-13): Waived with comp factor's per client. |  |  | 07/13/2022 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Please provide access to funds letter from XXXX for XXXX, indicting use of funds will not have a negative impact on the business. | The representative XXXX exceeds the guideline minimum by XXXX XXXX points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX.<br>Borrower has worked in the same position for more thanXXXX.<br>Borrower has verified XXXX of at least XXXX.<br>Borrower has been employed in the XXXX for more than XXXX.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum. | Provide evidence the borrower received a copy of the appraisal.<br>Comp factors to waive exception. | Originator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-07-13): Waived with comp factor's per client. |  |  | 07/13/2022 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | XXXX Tolerance Violation Without Sufficient Cure Provided | XXXX: XXXX Tolerance exceeded for XXXX. Fee Amount of XXXX exceeds tolerance of XXXX. XXXX was provided to the borrower. | XXXX further review XXXX added on XXXX in the amount of XXXX without XXXX valid XXXX with additional information for the XXXX added onXXXX or Cure is required. |  |  |  | Reviewer Comment (2022-07-14): XXXX received XXXX and XXXX. | 07/14/2022 |  |  | 1 A |  | CA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 6000083182 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | XXXX Percent Tolerance Violation With Sufficient Cure Provided XXXX | XXXX Disclosure : XXXX exceeded for XXXX Fee. XXXX exceeds XXXX . XXXX or XXXX was XXXX. | Sufficient cure XXXX |  |  |  | Reviewer Comment (2022-07-22): Sufficient Cure Provided XXXX |  | 07/22/2022 |  | 1 A |  | CA | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 6000080696 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: XXXXnot provided |  | XXXX |  |  |  | Reviewer Comment (2022-07-01): XXXX search verified not required in XXXX.<br>Reviewer Comment (2022-06-22): Exception cleared in error , as per confirmation we would required Operating Agreement in file , Exception remains.<br>Reviewer Comment (2022-06-21): XXXX in XXXX as XXXX the note , XXXX cleared.<br>Buyer Comment (2022-06-20): Please see XXXX of the XXXX attached. What is an XXXX and do I need one? An operating is a written or XXXX<br> between all XXXX of the XXXX or the conduct of XXXX. See XXXX. §§ XXXX and XXXX through XXXX. An XXXX is not required by statute<br>Reviewer Comment (2022-06-20): We would required Operating agreement , Exception remains.<br>Buyer Comment (2022-06-17): This is a XXXX, XXXX of Organization uploaded for your review. | 07/01/2022 |  |  | 1 C A |  | AZ | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000080696 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: XXXX |  | Missing the Initial 1003's for both borrowers. |  |  |  | Reviewer Comment (2022-06-20): Received XXXX for both the borrower's , XXXX cleared.<br>Buyer Comment (2022-06-17): XXXX uploaded for your review. | 06/20/2022 |  |  | 1 C A D |  | AZ | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000080696 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | There are assets verified in the file that are not reflected on the final XXXX, account XXXX. Provide an updated XXXX with the verified assets. |  |  |  | Reviewer Comment (2022-06-20): Received XXXX which shows accountXXXX , Exception cleared.<br>Buyer Comment (2022-06-17): Updated 1003 uploaded for your review. | 06/20/2022 |  |  | 1 C A |  | AZ | Investment | Purchase | D A |  | N/A | No |
| XXXX | 4000004778 | XXXX |  | XXXX |  | Credit | Title | General | Title | XXXX is less than XXXX |  |  |  |  |  | Reviewer Comment (2022-07-21): Received, Clearing.<br>Seller Comment (2022-07-21): XXXX See attachment | 07/21/2022 |  |  | 1 B A |  | TX | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXX | 4000005322 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2022-08-15): Updated DTI based on REO expenses, within guidelines | 08/15/2022 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXX | 4000005322 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and XXXX(c)(5) of XXXX moderately exceeds the guideline maximum of XXXX. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2022-08-15): Updated DTI based on REO expenses, within guidelines<br>Seller Comment (2022-08-15): Please see attached rebuttal and updated 1008 and 1003.<br>Reviewer Comment (2022-08-03): XXXXTotal Income<br> XXXX Total PITIA<br> XXXX Credit Debt<br> XXXX Investment Property Debt<br>Buyer Comment (2022-08-03): Please provide a XXXX of how you calculated the DTI of XXXX | 08/15/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005322 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Total debt ratio of XXXX%. |  |  |  | Reviewer Comment (2022-08-15): Updated DTI based on REO expenses, within guidelines<br>Seller Comment (2022-08-15): Please see attached rebuttal and updated 1008 and 1003.<br>Reviewer Comment (2022-08-03): XXXX Total Income<br> XXXX Total PITIA<br> XXXX Credit Debt<br> XXXX Investment Property Debt<br>Buyer Comment (2022-08-03): Please provide a breakdown of how you calculated the DTI of XXXX | 08/15/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005322 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Total debt ratio of XXXX |  |  |  | Reviewer Comment (2022-08-15): Updated DTI based on REO expenses, within guidelines | 08/15/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005529 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: XXXX statement does not match charges on HUD-1/Final Closing Disclosure. | XXXX statement does not match charges on HUD-1/Final Closing Disclosure |  |  |  | Reviewer Comment (2022-08-01): Received, Clearing.<br>Buyer Comment (2022-08-01): Initial escrow PG. XXXX matching with the final CD PG.XXXX | 08/01/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | Yes |
| XXXX | 4000005529 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Amount of XXXX Property Costs over XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | Loan Disclosures: Amount of Non-Escrowed Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate |  |  |  | Reviewer Comment (2022-08-05): XXXX received HOA bill which is matching with Final CD .<br>Seller Comment (2022-08-04): please find the attached HOA Bill, which the calculation on the CD based on it. Master Dues Amount XXXX.<br>Reviewer Comment (2022-08-04): XXXX upon further review as per the comment the HOA amount is XXXX per month however the Non-escrowed property costs over year XXXX XXXX.Kindly provide Post CD along with LOX to reflect Non-escrowed property costs over year XXXX.<br>Buyer Comment (2022-08-03): There is a second appraisal with a HOA value XXXX, please review and advise.<br>Reviewer Comment (2022-08-03): XXXX upon further review the HOA amount on Appraisal report is XXXX per XXXX however the CD is reflecting XXXX property cost asXXXX.Kindly provide corrected Post CD along with LOX to reflect XXXX property cost XXXX<br>Seller Comment (2022-08-02): Please find the attached initial Escrow Account Disclosure. and please let me know if anything missing?<br>Buyer Comment (2022-08-02): More clarification please on what's exactly needed?<br>Buyer Comment (2022-08-01): As per the final CD PG. 16 , payment calculation 1-30 P& I XXXX Estimated Escrow XXXX / Estimated total monthly payment XXXX | 08/05/2022 |  |  | 1 B A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000004769 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule XXXX: Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant was XXXX according to source documents is prior to the date when valuation was performed |  |  |  | Reviewer Comment (2022-08-17): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000004769 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant was XXXX according to source documents is prior to the date when valuation was performed. |  |  |  | Reviewer Comment (2022-08-17): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000004769 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Amount of XXXX Property Costs over XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | Amount of Non-Escrowed Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. The values should reflect XXXX, which is the property costs of one year for HOA dues of XXXX/month. |  |  |  | Reviewer Comment (2022-08-17): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000004769 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Employment Authorization Document on file expired in 2021. Please provide evidence of current employment authorization status. |  |  |  | Reviewer Comment (2022-08-03): Received, Clearing.<br>Seller Comment (2022-08-03): EAD automatic extension | 08/03/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000004769 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing evidence of Condo review approval |  |  |  | Reviewer Comment (2022-08-03): Received, Clearing.<br>Seller Comment (2022-08-03): condo warrant | 08/03/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000004769 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | HOA project is involved in litigation. |  | Per HOA questionnaire, project currently in litigation. |  |  |  | Reviewer Comment (2022-08-04): Received, Clearing.<br>Reviewer Comment (2022-08-03): Exception from the buyer of the loan is required.<br>Seller Comment (2022-08-03): pending litigation | 08/04/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000005905 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Account Months Verified is less than XXXX months |  |  |  | Reviewer Comment (2022-08-04): Received, Clearing.<br>Seller Comment (2022-08-04): See attached. | 08/04/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000005905 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | Debt Service Coverage Ratio (Subject DSCR) discrepancy | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-08-16): Post funding exception, waived with compensating factors<br>Seller Comment (2022-08-16): See Attached Exception<br>Reviewer Comment (2022-08-16): Post funding exception should come from the buyer<br>Seller Comment (2022-08-16): Requesting Exception to DSCR XXXX |  |  | 08/16/2022 | 2 C B |  | MD | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000005712 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing XXXX Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within XXXX days of application. Initial Loan Estimate dated XXXX was XXXX provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the XXXX and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Missing XXXX disclosure to support receipt of Initial Loan estimate XXXX |  |  |  | Reviewer Comment (2022-08-12): XXXX received borrowers' e-signed consent.<br>Seller Comment (2022-08-11): E-consent attached | 08/12/2022 |  |  | 1 C A |  | PA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006003 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Hazard Insurance Policy Effective Date is after the note or transaction date |  |  |  | Reviewer Comment (2022-08-05): Received, Clearing.<br>Seller Comment (2022-08-05): XXXX: Please see the attached HOI policy showing the effective date of XXXX. | 08/05/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000006003 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Missing valid COC or cure for increase in appraisal fee |  |  |  | Reviewer Comment (2022-08-19): XXXX received COC dated XXXX.<br>Seller Comment (2022-08-18): LL XXXX Email provide from an appraiser on XXXX stating that they approved the borrower's requested rush and however it would accrue an increase in price. A CofC was submitted the same day to increase the fee and a LE went out after the increase was approved.<br>Reviewer Comment (2022-08-09): XXXX received COC dated XXXX . COC states " New information regarding the borrower or Transaction" and appraisal fee increased from XXXX to XXXX. However no information on what specific change necessitated the increase of the Appraisal fee was provided in COC. Please provide COC with additional information on the change to determine if fee can be rebaselined or cure is due to borrower. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2022-08-08): XXXX- Please see the attached XXXX and Revised LE where increased appraisal fee was disclosed. | 08/19/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000006003 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC,Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-10-06): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/06/2022 | 2 B |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000005624 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient cure was provided to the borrower at Closing in the amount of XXXX. |  |  |  | Reviewer Comment (2022-08-04): Sufficient Cure Provided At Closing |  | 08/04/2022 |  | 1 A |  | TX | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000004400 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Missing the subject property tax certificate |  |  |  | Reviewer Comment (2022-08-09): Received, Clearing.<br>Buyer Comment (2022-08-09): XXXX: Per the bank statement product guidelines - for qualification purposes, if the tax assessed value of the property is based on the final fully improved value of the property, then the actual taxes may be used, otherwise, taxes are calculated at XXXX of the appraised value. Our tax rate was based on the XXXX. Please rescind. | 08/09/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000004400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | Appraisal provided date is XXXX. XXXX day rule makes appraisal delivery XXXX, which is not XXXX days prior to closing. Provide evidence the borrower received the appraisal prior to XXXX days of closing |  |  |  | Reviewer Comment (2022-08-10): Received, Clearing.<br>Seller Comment (2022-08-10): XXXX - Please see the attached appraisal. The borrower previously has an appraisal completed, which was transferred.<br>Reviewer Comment (2022-08-09): Appraisal we received for review is report dated XXXX therefore the XXXXreceipt wouldn't be valid. We need the appraisal the was delivered XXXX.<br>Seller Comment (2022-08-09): XXXX - Please see the attached Appraisal Receipt Confirmation. Appraisal was delivered on XXXX. | 08/10/2022 |  |  | 1 B A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000004400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXXNon Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. | Appraisal provided date is XXXX. XXXX day rule makes appraisal delivery XXXX, which is not XXXX days prior to closing. Provide evidence the borrower received the appraisal prior to XXXX days of closing |  |  |  | Reviewer Comment (2022-08-10): Received, Clearing.<br>Reviewer Comment (2022-08-09): Non-compliant due to appraisal issue.<br>Buyer Comment (2022-08-09): XXXX - Disagree - Please note that the Fannie Mae points and fees also known as QM test does not apply to this product type (bank statement) as it is a non-agency loan.<br>Bank Statement loans are not subject to QM, Fannie, Freddie or State-Specific high cost testing. They are still required to pass HOEPA and our investors will take HPML fails on them as long as all the requirements are met. i.e. (no appraisal wavier, no escrow waiver, and not XXXX)<br>Our contract states that XXXX will buy XXXX as long as all the requirements were met, as they were on this loan. | 08/10/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000004400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | Appraisal provided date is XXXX. XXXX day rule makes appraisal delivery XXXX, which is not XXXX days prior to closing. Provide evidence the borrower received the appraisal prior to XXXX days of closing |  |  |  | Reviewer Comment (2022-08-10): Received, Clearing.<br>Seller Comment (2022-08-10): XXXX XXXX - Please see the attached appraisal. The borrower previously has an appraisal completed, which was transferred.<br>Reviewer Comment (2022-08-09): Appraisal we received for review is report dated XXXX therefore the XXXX receipt wouldn't be valid. We need the appraisal the was delivered XXXX.<br>Seller Comment (2022-08-09): XXXX XXXX - Please see the attached Appraisal Receipt Confirmation. Appraisal was delivered on XXXX. | 08/10/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005353 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-09-09): Received, Clearing.<br>Seller Comment (2022-09-09): Comment from Purchase Clearing (XXXX): Resolution | 09/09/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 6000084157 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2022-08-17): We have no title evidence at all.<br>Seller Comment (2022-08-17): The title policy is not available at this time. The policy can take up to 90 days after settlement to be received. | 08/17/2022 |  |  | 1 C A |  | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000084157 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-08-17): Received, Clearing. | 08/17/2022 |  |  | 1 D A |  | MA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 6000084162 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-08-16): Desk review received | 08/16/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D A C | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| XXXX | 6000084162 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of XXXX does not match Due Diligence Loan Designation of XXXX. | Qualified Mortgage (XXXX): XXXX Loan Designation of XXXX does not match Due Diligence Loan Designation of XXXX. |  |  |  | Reviewer Comment (2022-08-10): . | 08/10/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status D C | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| XXXX | 4000005496 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2022-08-18): Received, Clearing.<br>Seller Comment (2022-08-18): Proof of appraisal delivery and receipt attached. | 08/18/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005496 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | No evidence in the file to confirm appraisal receipt date. |  |  |  | Reviewer Comment (2022-08-18): Received, Clearing.<br>Seller Comment (2022-08-18): Proof of appraisal delivery and receipt attached. | 08/18/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005496 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | No evidence in the file to confirm appraisal receipt date. |  |  |  | Reviewer Comment (2022-08-18): Received, Clearing.<br>Seller Comment (2022-08-18): Proof of appraisal delivery and receipt attached. | 08/18/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005496 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the later of the disbursement, note or transaction date. |  |  |  | Reviewer Comment (2022-08-18): Received, Clearing.<br>Seller Comment (2022-08-18): - see revised PCCD and Certified Final XXXX reflecting disbursement date of XXXX, making the HOI effective date of XXXX as acceptable. | 08/18/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005496 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | A Change of Circumstance was provided surrounding the appraisal fee increase, showing the change dated XXXX, with an updated LE required by XXXX and that there is no evidence of an updated LE in file. |  |  |  | Reviewer Comment (2022-08-18): XXXX Received LE dated XXXX along with valid COC dated XXXX therefore no cure required.<br>Seller Comment (2022-08-17): - XXXX LE w/ COC for appraisal fee increase | 08/18/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000005485 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2022-08-12): Received, Clearing.<br>Seller Comment (2022-08-12): XXXX - Please see the attached Receipt confirmation. | 08/12/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000005326 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient cure of XXXX was provided to the borrower. on Final CD (Requires XXXX). |  |  |  | Reviewer Comment (2022-08-19): XXXX received roundoff amount of XXXX& sufficient cure at closing for Credit Report Fee as Seller provided clarification, hence exception cleared.<br>Seller Comment (2022-08-18): XXXX XXXX Please see the attached Screenshot of the Fee history that shows the fee was initially disclosed at XXXX.<br>Reviewer Comment (2022-08-16): XXXX has still not received any documentary evidence for fee being rounded-off on LE. A Letter of Explanation or fee history or even a snapshot from system that shows actual amount charged on LE would be acceptable. Please provide any of these required documentation to clear exception.<br>Buyer Comment (2022-08-15): Please see the attached Guidebook from the CFPB (page 11) requiring that amounts for the Credit Report Fee be rounded to the nearest dollar (1026.37(o)(4)).<br>Seller Comment (2022-08-15): XXXX - Please see the attached Guidebook from the XXXX (page 11) requiring that amounts for the Credit Report Fee be rounded to the XXXX<br>Reviewer Comment (2022-08-15): XXXX In order to clear this exception, provide LOE that Credit report fee was rounded off on LE or any supporting documents which shows the rounded off amount.<br>Buyer Comment (2022-08-12): XXXX - Disagree: Per the CFPB, amounts on the Loan Estimate are to be rounded to the nearest dollar. In this case, the original amount of the Credit Report Fee was XXXX, rounded down to XXXXon the LE. The initial CD shows that the Credit Report Fee was disclosed as XXXX. The XXXX Lender Credit is sufficient to cure the tolerance. | 08/19/2022 |  |  | 1 C A |  | MI | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000005326 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | No evidence that Creditor did provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  | Reviewer Comment (2022-08-18): Received appraisal waiver<br>Seller Comment (2022-08-18): XXXX Please see attached XXXX that shows the borrower's request to waive their rights to the appraisal receipt XXXX XXXX to the closing.<br>Reviewer Comment (2022-08-15): Delivery of XXXX is not XXXX days prior to consummation.<br>Seller Comment (2022-08-15): XXXX - Please see the attached Appraisal Delivery Waiver and confirmation from the borrower of receipt. | 08/18/2022 |  |  | 1 B A |  | MI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005326 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-08-19): Sufficient Cure Provided At Closing |  | 08/19/2022 |  | 1 A |  | MI | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000005507 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. | Evidence of receipt of New York Subprime Counseling Disclosure not found in file. |  |  |  | Reviewer Comment (2022-09-01): Accepted as is per XXXX |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | No obvious cure B A | Non QM | Non QM | No |
| XXXX | 4000005507 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. | Evidence of receipt of New York Subprime Counseling Disclosure not found in file. |  |  |  | Reviewer Comment (2022-09-01): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Non QM | Non QM | Yes |
| XXXX | 4000006317 | XXXX |  | XXXX |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | File was missing a copy of the Lease |  |  |  | Reviewer Comment (2022-08-16): Acceptable without lease per guidelines<br>Buyer Comment (2022-08-16): We used the 1007 market rent in lieu of the lease agreement. | 08/16/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000005911 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | The Flood Insurance Policy effective date is after the Note Date. |  | The Flood Insurance policy effective date is after the note date |  |  |  | Reviewer Comment (2022-08-17): Received, Clearing.<br>Seller Comment (2022-08-17): XXXX - XXXX: Please see both attached flood policies dated from XXXX | 08/17/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006237 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Official Check not provided |  | Earnest Money Deposit of XXXX was not not in file. |  |  |  | Reviewer Comment (2022-08-19): Received, Clearing.<br>Seller Comment (2022-08-19): EMD | 08/19/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | 4000006260 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2022-08-19): Security agreement received<br>Seller Comment (2022-08-19): Please see attached copy of the Security Instrument/Mortgage | 08/19/2022 |  |  | 1 D A |  | OH | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000006260 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | Misc. State Level | Ohio Consumer Sales Practices Act (Right Not To Close Disclosure Not Provided Timely) | XXXX: Borrower not provided Right Not To Close Disclosure at Closing. | The Security agreement was signed by the borrower XXXX, however was notarized on XXXX |  |  |  | Reviewer Comment (2022-08-29): Accepted XXXX<br>Buyer Comment (2022-08-29): As this is a level 2 defect, we request that this item be waived |  |  |  | 2 B |  | OH | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000006260 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after XXXX contains a change in APR and was not received by borrower at least XXXX (XXXX) business days prior to consummation | The Security agreement was signed by the borrower XXXX, however was notarized on XXXX |  |  |  | Reviewer Comment (2022-09-06): XXXX received affidavit of closing date. Exception cleared.<br>Seller Comment (2022-09-01): Please see attached recorded Notary Affidavit completed by the Notary confirming and correctly reflecting both acknowledgement and execution dates on the Mortgage as XXXX<br>Reviewer Comment (2022-08-25): XXXX received rebuttal that notary date was incorrectly shown as XXXX and should be XXXX. Unable to cure/clear exception until receipt of Scrivener's Affidavit identifying the incorrect date that was completed by the notary and the correct date. Depending on the county, these are often recorded to augment the existing security instrument, but the security instrument is not re-recorded. The title company involved in the transaction can probably provide guidance for the specific county. With the Scrivener's Affidavit completed by the Notary, we can alter the date for the compliance testing.<br>Seller Comment (2022-08-23): The XXXX CD was received and signed by the borrower on XXXX (p. 233-238 in bundled file). The Closing CD signed with docs was signed on XXXX (p.239-244), meeting the XXXX day waiting period. The Consummation date is XXXX as this is the day all docs were signed before the notary.<br> The XXXX Notary date on the Security Instrument was a scrivener's error and can be corrected once the original has been received in our office. Since we have not yet received the original recorded document, we request that this correction can be made post purchase. | 09/06/2022 |  |  | 1 A |  | OH | Primary | Purchase | TRID timing exception, no remediation available. B A | Non QM | Non QM | No |
| XXXX | 4000005831 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The final CD disclosed the Amount of Non-Escrowed Property Costs over Year XXXX as XXXX. However the calculated Non-Escrowed Property Costs over Year XXXX is XXXX |  |  |  | Reviewer Comment (2022-08-29): XXXX received Letter of Explanation, Corrected Closing Disclosure and HOI.<br>Seller Comment (2022-08-26): Amount of Estimated Property Costs Over Year XXXX is XXXX. Monthly Hazard Insurance is XXXX (Annual Premium is XXXX - see paid Insurance Invoice). Monthly Property Taxes is XXXX(Annual Taxes is XXXX - see Tax Certificate). Monthly HOA Fee is XXXX(Annual HOE Fees is XXXX - see Page 1, Appraisal Report). XXXX + XXXX + XXXX= XXXX x XXXX = XXXX<br>Reviewer Comment (2022-08-26): XXXX upon further review hazard insurance is stated XXXX per XXXX (XXXX) however the hazard insurance document is reflecting premium is XXXX. Kindly provide supporting document for the hazard insurance of XXXX in order to clear the exception.<br>Seller Comment (2022-08-25): Amount of Estimated Property Costs Over Year XXXX is XXXX<br>Monthly Hazard Insurance is XXXX<br> (Annual Premium is XXXX - see Section E, Page 2 of the PCCD/Final Closing Disclosure)<br>Monthly Property Taxes is XXXX<br> (Annual Taxes is XXXX - see Tax Certificate)<br>Monthly HOA Fee is XXXX<br> (Annual HOE Fees is XXXX - see Page 1, Appraisal Report)<br>XXXX + XXXX + XXXX = XXXXx XXXX= XXXX<br>Reviewer Comment (2022-08-24): XXXX Unable to verify HOI premium on policy as per stated HOI amount XXXX as provided policy does not show premium amount. Also, HOA XXXX monthly not included in provided calculation. Please provide HOI policy with premium amount along with updated PCCD and LOE including correct HOI and HOA amount.<br>Seller Comment (2022-08-23): It is XXXX payments from the First Payment Date to 1 Year from the Note Date. XXXX Property Tax + XXXXHOI = XXXX x XXXX = XXXX. Estimated Property Costs Over the Year 1 in Final Closing Disclosure is correct. |  | 08/29/2022 |  | 2 B |  | FL | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000005831 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | XXXX Percent Fee Tolerance exceeded for Loan Discount Points |  |  |  | Reviewer Comment (2022-08-25): XXXX Received clarification explaining the reason for the Exception as "Cash-out proceeds exceeding maximum allowable amount". Valid COC available dated XXXX.<br>Buyer Comment (2022-08-24): Need clarification - do you just need more detail on the COC for the reason for the exception (Cash-out proceeds exceeding maximum allowable amount)<br>Reviewer Comment (2022-08-24): XXXX upon further review received COC dated XXXX however the reason provided in COC states discount points increased due to borrower covering exception fee which is not valid. Please provide additional information regarding why the fee increase or cure is required.<br>Seller Comment (2022-08-23): Closing Disclosure With LOE (Disclosure Tracking Reasons). | 08/25/2022 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000006085 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account statement Inaccurate | RESPA: Initial escrow account statement does not match charges on HUD-1/Final Closing Disclosure. | The Initial Escrow Deposit Disclosure disclosed the monthly taxes as XXXX X XXXX = XXXX, the Final CD reflects on page 4 a total Escrow property costs over one year XXXX as XXXX which comes to a monthly tax of XXXX per month. Lender to provide corrected initial escrow deposit disclosure. |  |  |  | Reviewer Comment (2022-09-01): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | Yes |
| XXXX | 4000005926 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fees paid was valid |  |  |  | Reviewer Comment (2022-09-13): XXXX Received COC dated XXXX with a valid reason for change.<br>Reviewer Comment (2022-09-13): XXXX received an existing copy of COC dated XXXX, it does not give sufficient information on why the fee was changed from Lender Paid to borrower paid. It states 'New information regarding the borrower or transaction. Additional information is required to determine if its a valid reason for fee changed and when lender became aware of the change. A valid COC or cure is required.<br>Seller Comment (2022-09-12): Comment from XXXX: XXXX XXXX - See attached CofC showing valid reason for compensation plan change.<br>Reviewer Comment (2022-09-02): XXXX: Disagree. COC is after LE which is not acceptable within XXXX days of COC fee need to be disclosed on LE/CD. Please provide valid COC prior to or same date as CD date or cure is due to borrower.<br>Buyer Comment (2022-09-01): XXXX- The XXXX comment also does not state that COCs must be issued before the revised disclosures. §XXXX only states that the change must documented. As long as the change is disclosed within XXXX of the triggering event, and the Change of Circumstance is documented, the XXXX is compliant. The change does not need to be documented prior to the redisclosure, it only needs to be documented, which is what occurred on this loan.<br>Reviewer Comment (2022-08-31): XXXX received Lender rebuttal in which it states "However, the documentation requirement does not require separate corrected disclosures for each change. A creditor may provide corrected disclosures reflecting multiple changed circumstances, provided that the creditor's documentation demonstrates that each correction complies with the requirements of §1026.19(e)" . This indicates a separate corrected disclosure is not required for each change, for multiple changes one corrected disclosure within the required time frame will suffice. It does not state changed circumstance can be issued post revised CD. Please provide valid changed circumstance for CD dated XXXX prior to CD date or Cure is required to borrower.<br>Buyer Comment (2022-08-30): XXXX - Please note that COC documentation is not required to be issued contemporaneously with the redisclosed LE/CD. Per TILA Comment 19(e)(3)(iv) - 3: Documentation requirement. In order to comply with §1026.25, creditors must retain records demonstrating compliance with the requirements of §1026.19(e). For example, if revised disclosures are provided because of a changed circumstance under §1026.19(e)(3)(iv)(A) affecting settlement costs, the creditor must be able to show compliance with §1026.19(e) by documenting the original estimate of the cost at issue, explaining the reason for revision and how it affected settlement costs, showing that the corrected disclosure increased the estimate only to the extent that the reason for revision actually increased the cost, and showing that the timing requirements of §1026.19(e)(4) were satisfied. However, the documentation requirement does not require separate corrected disclosures for each change. A creditor may provide corrected disclosures reflecting multiple changed circumstances, provided that the creditor's documentation demonstrates that each correction complies with the requirements of §1026.19(e).<br>For this reason, the COC can be issued after the revised CD, as long as the change is disclosed within XXXX days of the change. In this case, the CD was provided at the time the change was triggered.<br>Reviewer Comment (2022-08-25): XXXX received a COC dated XXXX. However the fees have changed from Lender paid to borrower paid on CD dated XXXX, for which we do not have a valid COC. Please provide valid changed circumstance on CD datedXXXX or Cure is required to borrower.<br>Seller Comment (2022-08-24): XXXX Borrower requested change; By switching this to borrower paid, it reduces the need to charge discount points because the borrower is paying the compensation directly. Please see the attached XXXX<br>Reviewer Comment (2022-08-24): XXXX received COC dated XXXX it does not give sufficient information on why the fee was changed from XXXX Paid to borrower paid. It states 'New information regarding the borrower or transaction. In order to determine if the COC is valid more information is necessary on reason fee changed and when XXXX became aware of the change. A valid COC or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of XXXX<br>Seller Comment (2022-08-23): Please see the attached CofC and Revised CD disclosing change. | 09/13/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000005967 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Appraisal Fee without a valid COC |  |  |  | Reviewer Comment (2022-08-26): Sufficient Cure Provided At Closing |  | 08/26/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000005967 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2022-09-01): Received, Clearing.<br>Seller Comment (2022-09-01): Borrower needed XXXX to close + XXXX months reserves =XXXX. Total funds to be verified: XXXX. We verified XXXX<br>My Closing condition stated max funds to close of XXXX, so XXXX+ XXXX(XXXX months reserves) would have be XXXXwhich we would still have sufficient funds for closing and reserves | 09/01/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005967 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2022-09-01): Received, Clearing.<br>Seller Comment (2022-09-01): Borrower needed XXXX to close + XXXX months reserves =XXXX. Total funds to be verified: XXXX. We verified XXXX<br>My Closing condition stated max funds to close of XXXX, so XXXX + XXXX (XXXX months reserves) would have be XXXX which we would still have sufficient funds for closing and reserves | 09/01/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005643 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-06): Received, Clearing. | 09/06/2022 |  |  | 1 D A |  | KY | Primary | Purchase | D A C B | Non QM | Non QM | No |
| XXXX | 4000005643 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than XXXX days prior to Closing. |  | Guideline requires XXXX days sourcing and seasoning. |  |  |  | Reviewer Comment (2022-08-29): Received, Clearing.<br>Seller Comment (2022-08-29): XXXX: Please see attached bank statements as XXXX XXXX is not XXXXdays prior to closing we have XXXX. The EMD of XXXX was for a new construction emd which is the reason prior statements were provided from XXXX. Also attached to fully source a XXXX gift is the gift letter, donors account and additional statements from XXXXand document this as this was deposited into the XXXX which was used towards an additional EMD. This is also shown on the Purchase agreement also attached. Please rescind. | 08/29/2022 |  |  | 1 C A |  | KY | Primary | Purchase | D A C B | Non QM | Non QM | No |
| XXXX | 4000005643 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2022-08-29): Received, Clearing.<br>Seller Comment (2022-08-29): XXXX - Please see the attached appraisals and receipt confirmations. | 08/29/2022 |  |  | 1 B A |  | KY | Primary | Purchase | D A C B | Non QM | Non QM | No |
| XXXX | 4000005643 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-08-26): Sufficient Cure Provided At Closing |  | 08/26/2022 |  | 1 A |  | KY | Primary | Purchase | Final CD evidences Cure A B | Non QM | Non QM | Yes |
| XXXX | 4000005643 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-08-26): Sufficient Cure Provided At Closing |  | 08/26/2022 |  | 1 A |  | KY | Primary | Purchase | Final CD evidences Cure A B | Non QM | Non QM | Yes |
| XXXX | 4000005643 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-08-26): Sufficient Cure Provided At Closing |  | 08/26/2022 |  | 1 A |  | KY | Primary | Purchase | Final CD evidences Cure A B | Non QM | Non QM | Yes |
| XXXX | 4000005813 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Insurance Binder Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Insurance Binder Fee. Fee Amount of XXXX exceeds tolerance of XXXX |  |  |  | Reviewer Comment (2022-08-29): Sufficient Cure Provided At Closing |  | 08/29/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000006279 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2022-08-29): Accepted as is.<br>Buyer Comment (2022-08-29): Please forward to buyer for review and waive this exception - it is rated level 2. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXX | 4000006279 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | XXXX: Mortgage does not contain a XXXX stating that the subprime loan is subject to XXXX of the XXXX |  |  |  |  | Reviewer Comment (2022-08-29): Accepted as is.<br>Buyer Comment (2022-08-29): Please forward to buyer for review and waive this exception - it is rated level 2. |  |  |  | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend), and proof of mailing. Best Practice would be to have signed and re-recorded Mortgage. (This will overwrite the existing Exception Remediation which reads: Provide the following: Corrected Mortgage (with required Legend), Letter of Explanation, and Proof of Delivery. Best Practice would be to have signed and re-recorded Mortgage.). A | Non QM | Non QM | Yes |
| XXXX | 4000006279 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Subprime Home Loan Threshold Fixed Non-Compliant | XXXX: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of XXXX Rate XXXX + XXXX or XXXX. XXXX |  |  |  |  | Reviewer Comment (2022-08-29): Accepted as is.<br>Buyer Comment (2022-08-29): Please forward to buyer for review and waive this exception - it is rated level 2. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Non QM | Non QM | Yes |
| XXXX | 4000006033 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing XXXX as required per guidelines |  |  |  | Reviewer Comment (2022-09-02): Provided<br>Seller Comment (2022-09-02): Comment from XXXX(XXXX): see attached, but please note the TRV condition was waived because the 1099 form are in the business name and we can't order a 1099 TRV for business. CPA letter confirming that the 1009's are the ones used in the preparation of the Federal Tax Returns and that the Borrower owns XXXX of the company.<br>Reviewer Comment (2022-08-30): Per page 40 of the XXXX guidelines, 1099 transcripts are required<br>Seller Comment (2022-08-30): Attached is the income worksheet (1099 only) , XXXX 1099, and bank statements supporting 1099 income. | 09/02/2022 |  |  | 1 C A |  | VA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005161 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | The appraisal receipt on file is dated XXXX however, the signature date on the appraisal is XXXX. Provide evidence the borrower received a copy of the most recent appraisal |  |  |  | Reviewer Comment (2022-09-06): Accepted as is |  |  |  | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000006147 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | The representative credit score does not meet guideline minimum. | FICO: ___ |  | The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-08-31): Client exception in the file. |  |  | 08/31/2022 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000006739 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX: Counseling Disclosure not provided to borrower. | Counseling Disclosure was not provided |  |  |  | Reviewer Comment (2022-09-06): Accepted as is.<br>Reviewer Comment (2022-08-31): Subprime counseling disclosure not received, exception remains<br>Seller Comment (2022-08-31): See attached Home Counseling Disclosure |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXX | 4000006739 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Subprime Home Loan Threshold Greater than XXXX Year ARM Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX |  |  |  | Reviewer Comment (2022-09-06): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Non QM | Non QM | Yes |
| XXXX | 4000006739 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Notice of Taxes and Insurance Not Provided) | New York Subprime Loan: Borrower not provided with Notice of Taxes and Insurance on 1st lien, subprime loan. | New York Subprime Tax Disclosure was not provided |  |  |  | Reviewer Comment (2022-09-06): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXX | 4000005826 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | The guideline requirement for PITIA reserves is XXXX |  |  |  | Reviewer Comment (2022-09-14): Updated lock received reflecting Sharp A+<br>Seller Comment (2022-09-14): Comment fromXXXX (XXXX): CORRECT LOCK CONFIRM ATTACHED<br>Reviewer Comment (2022-09-13): Lock provided is not for the subject borrower or property.<br>Seller Comment (2022-09-13): Comment from XXXX (XXXX): updated lock<br>Reviewer Comment (2022-09-13): Please provide the new lock as locks in file reflect a different program.<br>Buyer Comment (2022-09-13): Comment from XXXX(XXXX): LOCK WAS CHANGED TO PROGRAM SHARP A+ - THIS NOW ALLOWS FOR LESS RESERVES AND FILE NOW QUALIFIES - PLEASE REVIEW | 09/14/2022 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006242 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2022-09-01): Received, Clearing. | 09/01/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | C A B | N/A | N/A | No |
| XXXX | 4000006242 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2022-09-01): Received, Clearing.<br>Seller Comment (2022-09-01): attached | 09/01/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | C A B | N/A | N/A | No |
| XXXX | 4000006242 | XXXX |  | XXXX |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | The Desk Review or Field Review effective date of XXXX does not match the Appraisals effective date of XXXX. |  |  |  | Reviewer Comment (2022-09-02): Received, Clearing.<br>Seller Comment (2022-09-02): Comment from XXXX (XXXX): attached | 09/02/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A B | N/A | N/A | No |
| XXXX | 4000006414 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-09-02): Sufficient Cure Provided At Closing |  | 09/02/2022 |  | 1 A |  | GA | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000006149 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (XXXX): XXXX did not provide "Right to Receive a Copy" appraisal disclosure to XXXX within XXXX business days of application or determination of XXXX status. |  |  |  |  | Reviewer Comment (2022-09-07): Accepted as is. |  |  |  | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000006149 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Need evidence of full access to to XXXX account ending in XXXX as this is a shared account. |  |  |  | Reviewer Comment (2022-09-07): Received, Clearing.<br>Seller Comment (2022-09-07): Comment from XXXX (XXXX Please see attached. | 09/07/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000006126 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Subject property has lease agreement on file and it was entered for calculation. |  |  |  | Reviewer Comment (2022-09-16): Using rental amount from 1003<br>Reviewer Comment (2022-09-06): Missing lease agreement for XXXX<br>Seller Comment (2022-09-06): Comment from XXXX (XXXX): See attached DTI calculation for investment properties | 09/16/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000006126 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Lease agreement missing for usage of REO rental income | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-09-16): XXXX elects to waive with compensating factors |  |  | 09/16/2022 | 2 B |  | NY | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000006379 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year XXXX Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. |  |  |  |  | Reviewer Comment (2022-09-09): XXXX received Post CD and LOX.<br>Seller Comment (2022-09-08): Comment from XXXX (XXXX.): Please see attached documentation to cure condition.<br>Reviewer Comment (2022-09-08): XXXX Received PCCD dated XXXX showing estimated property cost on page 04 as XXXX; however, estimated property cost over XXXX year should beXXXX. It includes Insurance XXXX and tax XXXX (purchase priceXXXX). Provide corrected PCCD and LOE with updated amount.<br>Seller Comment (2022-09-07): Comment from XXXX (XXXX.): Please see attached POST CD |  | 09/09/2022 |  | 2 B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006379 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within XXXX (XXXX) days of application. |  |  |  |  | Reviewer Comment (2022-09-07): Received, Clearing.<br>Seller Comment (2022-09-07): Comment from XXXX (XXXX.): Please see attached arm disclosure, it was provided to borrower within XXXX days. Please help clear condition. | 09/07/2022 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXX | 4000006379 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | The reason for the loan not having an escrow account not provided |  |  |  | Reviewer Comment (2022-09-09): XXXX received Post CD and LOX.<br>Seller Comment (2022-09-08): Comment from XXXX (XXXX.): Please see attached documentation to cure condition.<br>Reviewer Comment (2022-09-08): XXXX Received Corrected PCCD with decline box check on page 04; however, LOE not provided. Provide LOE describing the changes made on PCCD.<br>Seller Comment (2022-09-07): Comment fromXXXX (XXXX): Please see attached POST CD |  | 09/09/2022 |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006379 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of XXXX on Final Closing Disclosure provided on XXXX not accurate. |  |  |  |  | Reviewer Comment (2022-09-09): XXXX received Post CD and LOX. | 09/09/2022 |  |  | 1 A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006379 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an XXXX | XXXX received XXXX and XXXX. |  |  |  | Reviewer Comment (2022-09-09): XXXX received Post CD and LOX. | 09/09/2022 |  |  | 1 A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006135 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2022-09-19): Received, Clearing.<br>Seller Comment (2022-09-19): XXXX (XXXX Financial Services): Flood insurance policy reflecting a replacement cost value of XXXX and a aXXXX coverage amount.<br>Reviewer Comment (2022-09-15): Subject reconstruction cost of XXXXper Citizens RCE on file. Flood insurance coverage amount is XXXX. Shortage amount is XXXX<br>Buyer Comment (2022-09-15): Comment from XXXX (XXXX): Please clarify the amount of coverage the flood insurance is insufficient by. | 09/19/2022 |  |  | 1 C A |  | FL | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000006135 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | File is missing a copy of a valid COC or cure for the Fee amount of XXXX |  |  |  | Reviewer Comment (2022-09-19): XXXX received CD dated XXXX<br>Seller Comment (2022-09-16): Comment from XXXX (XXXX): Please see attached XXXX COC CD<br>Reviewer Comment (2022-09-15): XXXX upon further review received COC dated XXXXhowever the change was shown on CD dated XXXX which is not within XXXX days of COC. Please provide valid COC for CD dated XXXX or please provide any missing CD if sent within XXXX business days of COC XXXX<br>Seller Comment (2022-09-14): Comment from XXXX XXXX): See attached COC CDs XXXX | 09/19/2022 |  |  | 1 C A |  | FL | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000005066 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Origination Fee, Fee Amount of XXXX exceeds tolerance of XXXX |  |  |  | Reviewer Comment (2022-09-13): XXXX Received COC dated XXXX with a valid reason for change.<br>Reviewer Comment (2022-09-13): XXXX Received copy of existing COC dated XXXX stating the compensation changed from Lender paid to Borrower paid, however the reason is not sufficient to clear the exception. Please provide additional information detailing the reason why the fee was changed from Lender paid to Borrower paid or provide cure documents.<br>Seller Comment (2022-09-12): Comment from XXXX (XXXX): XXXX - See attached CofC<br>Reviewer Comment (2022-09-09): XXXX Received COC dated XXXX stating the compensation changed from Lender paid to Borrower paid, however the reason is not sufficient to clear the exception. Please provide additional infoamtion as to what prompted the change for us to rebaseline the fee.<br>Seller Comment (2022-09-08): Comment from XXXX(XXXX): XXXX - The Origination fee changed from Lender Paid to Borrower Paid on XXXX (see attached COC). This was disclosed on the Final CD on XXXX. | 09/13/2022 |  |  | 1 C A |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000005066 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of XXXX |  |  |  | Reviewer Comment (2022-09-13): Loan is NonQM | 09/13/2022 |  |  | 1 B A C |  | GA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXX | 4000006197 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is a first time investor. Per guidelines, Professional Investors must have at least twelve (12) months of experience managing income-producing XXXX | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-09-07): XXXX exception request, XXXX elects to waive with compensating factors |  |  | 09/07/2022 | 2 B |  | OK | Investment | Purchase | B A |  | N/A | No |
| XXXX | 4000006674 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Contact Information - Lender | TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). | Missing the lender name on the final CD, page 5 |  |  |  | Reviewer Comment (2022-09-13): Cured previously<br>Reviewer Comment (2022-09-12): XXXX received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2022-09-08): Comment from XXXX (XXXX): Please see PCCD |  | 09/13/2022 |  | 2 C B |  | CO | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006674 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | No valid change in circumstance for this fee change |  |  |  | Reviewer Comment (2022-09-09): XXXX received valid COC dated XXXX<br>Buyer Comment (2022-09-08): Comment from XXXX (XXXX): Uploaded to other condition regarding Appraisal re-inspection increase | 09/09/2022 |  |  | 1 C A |  | CO | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000006674 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | No valid change in circumstance for this fee change |  |  |  | Reviewer Comment (2022-09-09): XXXX received valid COC dated XXXX<br>Seller Comment (2022-09-08): Comment from XXXX (XXXX): Please see attached | 09/09/2022 |  |  | 1 C A |  | CO | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000006674 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (XXXX) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | LE was e-signed on XXXX however, the evidence of E-consent was not provided |  |  |  | Reviewer Comment (2022-09-09): XXXX received e - consent of borrower dated XXXX<br>Seller Comment (2022-09-08): Comment from XXXX: Please see attached E-Consent | 09/09/2022 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000006113 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing | Disbursement Date Missing: Evidence of disbursement date not found in file. Security Instrument Notary Date of XXXX used as disbursement date for compliance testing. | Closing Disclosure was not provided |  |  |  | Reviewer Comment (2022-09-08): Received, Clearing.<br>Seller Comment (2022-09-08): Comment from XXXX (XXXX): Please see attached FSS, loan is business purpose | 09/08/2022 |  |  | 1 B A |  | CO | Investment | Purchase | D A | N/A | N/A | No |
| XXXX | 4000006113 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | Missing Closing Disclosure: No Document Used For Fee Testing | Missing Final Closing Disclosure. No document containing fees provided. Any applicable Federal, State or Local compliance testing is unreliable. | Closing Disclosure was not provided |  |  |  | Reviewer Comment (2022-09-08): Received, Clearing.<br>Buyer Comment (2022-09-08): Comment from XXXX: Uploaded XXXX in previous condition, loan is XXXX purpose | 09/08/2022 |  |  | 1 D A |  | CO | Investment | Purchase | D A | N/A | N/A | No |
| XXXX | 4000006687 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Missing evidence borrower received the appraisal |  |  |  | Reviewer Comment (2022-09-12): Received, Clearing.<br>Seller Comment (2022-09-09): Comment fromXXXX): Appraisal delivery | 09/12/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000006687 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | Missing evidence blanket insurance coverage is walls-in |  |  |  | Reviewer Comment (2022-09-12): Received, Clearing.<br>Seller Comment (2022-09-09): Comment from XXXX (XXXX): Blanket policy | 09/12/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000006192 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Account Months Verified is less than XXXX months |  |  |  | Reviewer Comment (2022-09-12): Received, Clearing.<br>Seller Comment (2022-09-12): Comment from XXXX (XXXX): XXXX: Please see attached 2 months of XXXX XXXX-XXXX | 09/12/2022 |  |  | 1 C A |  | HI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006192 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX |  |  |  | Reviewer Comment (2022-09-12): XXXX received CD dated XXXX and rate lock document no further action required.<br>Seller Comment (2022-09-09): Comment from XXXX - Please see the attached XXXX, Lock Confirmation, Revised CD and TRID History. New information regarding the borrower was discovered, which changed the XXXX overlay, resulting in a charge of an additional XXXX This was disclosed to the borrower on the revised CD. | 09/12/2022 |  |  | 1 C A |  | HI | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000006393 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2022-09-09): Received, Clearing.<br>Seller Comment (2022-09-09): Comment from XXXX (XXXX): 09-09-2022 DI See attachment | 09/09/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000006178 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) Maryland Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) | Maryland Higher-Priced Mortgage Loan: Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for. | The file is missing a copy of the Maryland HPML Disclosure. |  |  |  | Reviewer Comment (2022-10-31): Accepted as is. |  |  |  | 2 B |  | MD | Primary | Purchase | Lender attestation indicating that (1) the borrower did not qualify for any non-higher-priced loans or (2) the lender does not offer non-higher-priced loans. B A | Non QM | Non QM | No |
| XXXX | 4000006178 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX HPML Threshold Test Non-Compliant | XXXX Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX, or XXXX. Non-Compliant Higher Priced Loan. | APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX or XXXX Non-Compliant Higher Priced Loan. |  |  |  | Reviewer Comment (2022-10-31): Accepted as is. |  |  |  | 2 B |  | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000005912 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2022-09-09): Received, Clearing. | 09/09/2022 |  |  | 1 A |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXX | 4000005912 | XXXX |  | XXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2022-09-09): Received, Clearing.<br>Seller Comment (2022-09-09): Comment from XXXX (XXXX): 09-09-2020 DI See attachment | 09/09/2022 |  |  | 1 B A |  | CO | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXX | 4000006932 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-09-09): Received, Clearing.<br>Seller Comment (2022-09-09): Comment from XXXX (XXXX): Please see the attached. per the guidelines : Partnership Agreement for vesting in a LLP/LP) AND Tax ID # and Certificate of Good Standing to vest subject property in XXXX. | 09/09/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000006136 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule XXXX: Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | The file is missing a copy of the ECOA Receipt of Appraisal Without Waiver. |  |  |  | Reviewer Comment (2022-09-14): Appraisal delivery receipt<br>Seller Comment (2022-09-14): Comment from XXXX): Appraisal delivery certification | 09/14/2022 |  |  | 1 B A |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000006136 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Insufficient or no cure was provided to the borrower. | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided |  |  |  | Reviewer Comment (2022-10-03): XXXX received valid COC dated XXXX<br>Seller Comment (2022-09-27): Comment from XXXX (XXXX): LE COC attached<br>Reviewer Comment (2022-09-22): XXXX received LE and Changed Circumstance dated XXXX, but it does not give sufficient information on why the recording fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason fee increased and when XXXX became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower,XXXX and copy of XXXX<br>Seller Comment (2022-09-21): Comment from XXXX (XXXX): Attached XXXX COC LE addressing recording fee changes.<br>Reviewer Comment (2022-09-19): XXXX Received PCCD and final settlement statement showing lowered recording fee, however the recording fee changed from XXXX to XXXX, hence it still voilates the XXXX tolerance and hence cure is required.<br>Seller Comment (2022-09-16): Comment from XXXX (XXXX): Please see the attached PCCD, final SS, compliance report, and settlement provider list. No cure is required. | 10/03/2022 |  |  | 1 C A |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000006136 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | XXXX Transfer taxes changed from XXXX to XXXX on CD dated XXXX with no valid COC and hence cure is needed. |  |  |  | Reviewer Comment (2022-10-03): XXXX Received PCCD dated XXXX along with copy of check and LOE.<br>Seller Comment (2022-09-27): Comment from XXXX (XXXX): UPS and check for cure<br>Reviewer Comment (2022-09-27): Cure of XXXX was reflected on the CD issued XXXX which is insufficient to cure the required amount of XXXX (including 10 tolerance violation). Also, refund check for XXXX is missing. Provide a Corrected CD, a copy of the refund check for total cure of XXXX (XXXX +XXXX), proof of mailing, and a letter of explanation sent to the borrower disclosing the changes made.<br>Seller Comment (2022-09-26): Comment from XXXX (XXXX): PCCD and check request/authorization attached |  | 10/03/2022 |  | 2 B |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000006222 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-10-17): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/17/2022 | 2 B |  | FL | Primary | Purchase | A B | Non QM | Non QM | No |
| XXXX | 4000006438 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-10-05): Received, Clearing. | 10/05/2022 |  |  | 1 D A |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXX | 4000006438 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC,Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-10-05): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/05/2022 | 2 B |  | FL | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXX | 4000006355 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  |  |  |  |  | Reviewer Comment (2022-09-13): Received, Clearing.<br>Seller Comment (2022-09-13): Comment from XXXX see attached, please clear thank you | 09/13/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 4000006355 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-20): Desk review received and supports value | 09/20/2022 |  |  | 1 D A |  | CO | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 4000006666 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Subprime Home Loan Threshold Greater than XXXX Year ARM Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX |  |  |  | Reviewer Comment (2022-09-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Non QM | Non QM | Yes |
| XXXX | 4000006666 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided within Three Days of Application) | New York Subprime Loan: Counseling Disclosure not provided to borrower within three days of application. | Counseling Disclosure not provided to borrower within three days of application |  |  |  | Reviewer Comment (2022-09-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXX | 4000006269 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (XXXX): Borrower waived right to receive a copy of the appraisal at least XXXX days prior to closing, and appraisal was not provided at or before closing. | Missing evidence the borrower received the most recent appraisal signed XXXX |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-21): Comment from XXXX (XXXX): Final appraisal was delivered on the date of closing (Note date). Appraisal dated XXXX and delivered XXXX. See page 17 of 18 for confirmation of delivery. Original report, prior to corrections / material updates that were no impact to value, was delivered XXXX. See page 18 of 18 for confirmation.<br>Also, the corrections made were to clarify certain items and is considered clerical / material updates. This was the final correction requested: The window crack is not a safety concern and does not need to be fixed. appraiser must verify that the water heater pressure valve repair that it is not a safety concern and we can proceed as is or provide 1004d verifying repair is complete. | 09/22/2022 |  |  | 1 B A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 4000006269 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | XXXX: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. XXXX | Missing evidence the borrower received the most recent appraisal signed XXXX |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-21): Comment from XXXX (XXXX): Final appraisal was delivered on the date of closing (Note date). Appraisal dated XXXX and delivered XXXX. See page 17 of 18 for confirmation of delivery. Original report, prior to corrections / material updates that were no impact to value, was delivered XXXX. See page 18 of 18 for confirmation.<br>Also, the corrections made were to clarify certain items and is considered clerical / material updates. This was the final correction requested: The window crack is not a safety concern and does not need to be fixed. appraiser must verify that the water heater pressure valve repair that it is not a safety concern and we can proceed as is or provide 1004d verifying repair is complete. | 09/22/2022 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 4000006269 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | Missing evidence the borrower received the most recent appraisal signed XXXX |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-21): Comment from XXXX): Final appraisal was delivered on the date of closing (XXXX). Appraisal dated XXXX and delivered[ REDACTED]. See page XXXX for confirmation of delivery. Original report, prior to corrections / material updates that were no impact to value, was delivered XXXX. See page 18 of 18 for confirmation.<br>Also, the corrections made were to clarify certain items and is considered XXXX updates. This was the final correction requested: The window crack is not a safety concern and does not need to be fixed. XXXX must verify that the water heater pressure valve repair that it is not a safety concern and we can proceed as is or provide XXXX verifying XXXX is complete. | 09/22/2022 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 6000084541 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Appraisal Provided Before Completion. |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 6000084541 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Escrowed Property Costs XXXX Testing | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of XXXX Costs over XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The escrowed property costs over XXXX year does not align the the calculated amount of XXXX |  |  |  |  |  |  |  | 2 B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006591 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of XXXX. Unable to verify borrowing entity is authorized to conduct business. |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-22): Comment from XXXX (XXXX): good standing | 09/22/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000006953 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | The file is missing a copy of the Closing statement/HUD for the cash out proceeds in the amount of $XXXX. |  |  |  | Reviewer Comment (2022-09-19): Closing statement received<br>Seller Comment (2022-09-16): Comment from XXXX (XXXX): Attached is the final settlement statement and CD for the cash out transaction to serve as reserves. | 09/19/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000006953 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Insufficient funds for Reserves. Guidelines require |  | The file is missing a copy of the Closing statement/HUD for the refinance cash out proceeds of XXXX |  |  |  | Reviewer Comment (2022-09-19): Closing statement received<br>Buyer Comment (2022-09-16): Comment from XXXX (XXXX): Attached is the final settlement statement and CD for the cash out transaction to serve as reserves. | 09/19/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000006953 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | The lender guidelines require XXXX months reserves for the loan program. |  |  |  | Reviewer Comment (2022-09-19): Closing statement received<br>Seller Comment (2022-09-16): Comment from XXXX): Attached is the final settlement statement and CD for the cash out transaction to serve as reserves. | 09/19/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000006449 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the later of the note or transaction date |  |  |  | Reviewer Comment (2022-09-19): Received, Clearing.<br>Seller Comment (2022-09-19): Comment from XXXX (XXXX): Please be advised, the Note date was XXXX, the prior policy with effective dates XXXX - XXXX was accidently missed from the bundle. I am attaching the prior and renewal policy with effective dates XXXX-<br> XXXX (located on pages 441-442) for quick review. We ask that you please clear invalid defect at your earliest convenience. | 09/19/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000006182 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Mortgage Broker Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | No valid change in circumstance for this fee change on XXXX |  |  |  | Reviewer Comment (2022-09-21): XXXX received CD dated XXXX no further action required.<br>Seller Comment (2022-09-20): Comment from XXXX (XXXX): INITIAL CD DATED 8-15<br>Reviewer Comment (2022-09-20): XXXX upon further review, received COC dated XXXX, this COC is present in the loan file. There is a COC datedXXXX stating Change in loan amount. The corresponding CD is missing. Please provide the missing CD. Exception remains.<br>Seller Comment (2022-09-19): Comment from XXXX XXXX (XXXX): ATTACHED | 09/21/2022 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000006134 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. | The final CD disclosed the amount of XXXX as XXXX on page 4; however the correct HOA cost over YearXXXX is XXXX. Provide a post-close CD correcting the Non-Escrow Account section and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2022-09-27): XXXX Received PCCD and LOE.<br>Seller Comment (2022-09-26): Comment from XXXX (XXXX): DJ: LOX, PCCD, POD |  | 09/27/2022 |  | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000007080 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-22): Comment from XXXX): Security Instrument | 09/22/2022 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 4000007080 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-22): Comment from XXXX (XXXX): Cert to business purpose attached | 09/22/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 4000006247 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Occupancy discrepancy. | Property occupancy of ___ does not match Guideline property occupancy of ___. | Property is rural and subject transaction is a second home |  |  |  | Reviewer Comment (2022-10-05): Clearing after re-review. | 10/05/2022 |  |  | 1 C A |  | TN | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006868 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Rural property type is not permitted per Guidelines. |  | Per XXXX overlay's. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this XXXX transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-10-14): Client elects to waive with compensating factors<br>Reviewer Comment (2022-09-26): Exception needs to come from the buyer of the loan.<br>Seller Comment (2022-09-26): Comment from XXXX (XXXX): exception attached<br>Reviewer Comment (2022-09-22): Loan is locked to XXXX hard matrix which does not allow rural properties<br>Seller Comment (2022-09-21): Comment from XXXX (XXXX): ATTACHED |  |  | 10/14/2022 | 2 C B |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000006060 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least XXXX (XXXX) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least XXXX (XXXX) business days prior to closing. (Final/XXXX) |  |  |  | Reviewer Comment (2022-09-23): XXXX received XXXX CD received XXXX business days prior to consummation.<br>Seller Comment (2022-09-22): Comment from XXXX): XXXX initial CD and XXXX COC CD attached. | 09/23/2022 |  |  | 1 C A |  | FL | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXX | 4000006060 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing the bank statement income worksheet |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-22): Comment from XXXX (XXXX): Bank statement and residual income worksheet attached. | 09/22/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006205 | XXXX |  | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | The file is missing a copy of the Lender's Initial 1003. |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-22): Comment from XXXX (XXXX.): see attached | 09/22/2022 |  |  | 1 B A |  | CT | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006205 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees XXXX | TRID Final Closing Disclosure XXXX on a XXXX XXXX transaction did not disclose any XXXX paid fees/charges on XXXX (Points and Fees testing limited to Borrower paid fees.) | The file is missing a copy of the XXXX Final Disclosure. |  |  |  | Reviewer Comment (2022-12-08): XXXX CD received<br>Seller Comment (2022-12-06): Comment from XXXX (XXXX.): SELLER CD | 12/08/2022 |  |  | 1 C A |  | CT | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 4000006205 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2022-09-23): XXXX Received LE dated XXXX and COC dated XXXX therefore no cure required.<br>Seller Comment (2022-09-22): Comment from XXXX (XXXX.): see attached | 09/23/2022 |  |  | 1 C A |  | CT | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000006205 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the tax and insurance verification for XXXX, XXXX, XXXX. |  |  |  | Reviewer Comment (2022-09-22): Received, Clearing.<br>Seller Comment (2022-09-22): Comment from XXXX.): see attached | 09/22/2022 |  |  | 1 C A |  | CT | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006876 | XXXX |  | XXXX |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2022-09-26): Received, Clearing. | 09/26/2022 |  |  | 1 A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000006876 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2022-09-26): Received, Clearing.<br>Seller Comment (2022-09-26): Comment fromXXXX (XXXX): ATTACHED | 09/26/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000006876 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-09-28): Leases received<br>Seller Comment (2022-09-28): Comment from XXXX): attached | 09/28/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000006876 | XXXX |  | XXXX |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  |  |  |  |  | Reviewer Comment (2022-09-28): Leases received<br>Seller Comment (2022-09-28): Comment from XXXX (XXXX): ATTACHED | 09/28/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000006876 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  |  |  |  |  | Reviewer Comment (2022-09-28): Leases received<br>Seller Comment (2022-09-28): Comment from XXXX XXXX(XXXX): LOE & DOCS ATTACHED | 09/28/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000006942 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (XXXX): The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX(XXXX)(XXXX). | The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026 |  |  |  | Reviewer Comment (2022-09-23): Clearing after re-review.<br>Buyer Comment (2022-09-23): Comment from XXXX): Please provide in detail about the ATR. | 09/23/2022 |  |  | 1 B A |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000005794 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Experience level does not meet the guideline requirements for an experienced XXXX. |  |  | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-09-23): Client exception in the file. |  |  | 09/23/2022 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| XXXX | 4000006916 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Electronic Document Delivery Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Credit and cure was provided on page one of Cd |  |  |  | Reviewer Comment (2022-09-23): Sufficient Cure Provided At Closing |  | 09/23/2022 |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000006916 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Credit and cure was provided on page one of Cd |  |  |  | Reviewer Comment (2022-09-23): Sufficient Cure Provided At Closing |  | 09/23/2022 |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000006916 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-09-27): Received, Clearing.<br>Buyer Comment (2022-09-27): Comment from XXXX: Please XXXX or specify what approval you are looking for. This is a manually underwritten loan and no XXXX approval is to be provided. | 09/27/2022 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000005928 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least XXXX days prior to closing. | Evidence of XXXX receipt is missing from file |  |  |  | Reviewer Comment (2022-09-27): XXXX received XXXX CD XXXX business days prior to consummation.<br>Seller Comment (2022-09-26): Comment from XXXX (XXXX): XXXX initial CD attached | 09/27/2022 |  |  | 1 C A |  | FL | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXX | 4000007066 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Guidelines require two valuations. |  |  |  |  |  | Reviewer Comment (2022-09-27): XXXX appraisal provided<br>Buyer Comment (2022-09-27): Comment from XXXX (XXXX): There are 2 appraisal reports on the trailing doc. 1st appraisal start from page 1 to 37 and 2nd appraisal start from page 38 to 87.<br>Reviewer Comment (2022-09-26): Loan amounts > XXXX; Two full appraisals required. Appraisals received in trailing documents is the same report that is already in file.<br>Seller Comment (2022-09-26): Comment from XXXX): Please see attached appraisal reports. | 09/27/2022 |  |  | 1 C A |  | NJ | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXX | 4000007066 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-27): Second appraisal provided<br>Buyer Comment (2022-09-27): Comment from XXXX(XXXX): There are 2 appraisal reports on the trailing doc. 1st appraisal start from page 1 to 37 and 2nd appraisal start from page 38 to 87.<br>Reviewer Comment (2022-09-26): Loan amounts >XXXX; Two full appraisals required. Appraisals received in trailing documents is the same report that is already in file.<br>Seller Comment (2022-09-26): Comment from XXXX (XXXX): Please see attached Appraisal Reports. | 09/27/2022 |  |  | 1 D A |  | NJ | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXX | 4000007066 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Credit Tolerance Violation | TILA-RESPA Integrated Disclosure: XXXX Percent Tolerance exceeded for XXXX Credits. Final Lender Credit of XXXX is less than amount of binding XXXX Credit previously disclosed in the amount of XXXX. | XXXX Percent Tolerance exceeded for XXXX Credits. No cure provided. |  |  |  | Reviewer Comment (2022-10-03): XXXX received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD<br>Seller Comment (2022-09-29): Comment from XXXX (XXXX): Please see attached updated CD, copy of the check, LOE, Disclosure Tracking, and XXXX Tracking. |  | 10/03/2022 |  | 2 C B |  | NJ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000007066 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Appraisal signed XXXX was completed subject to and the 442 was not provided |  |  |  | Reviewer Comment (2022-10-20): Received, Clearing.<br>Seller Comment (2022-10-20): Comment from XXXX (XXXX): please see updated appraisal showing "as-is"<br>Reviewer Comment (2022-10-03): Looking for the Form XXXX for the appraisal completed by XXXX dated XXXX<br>Seller Comment (2022-10-03): Comment from XXXX (XXXX): Please see attached. | 10/20/2022 |  |  | 1 A |  | NJ | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXX | 4000006867 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2022-09-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXX | 4000006867 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay XXXX): The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX(c)(5). |  |  |  |  | Reviewer Comment (2022-09-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXX | 4000006867 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Compliant | New York Subprime Loan: APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2022-09-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Refinance - Rate/Term | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Non QM | Non QM | Yes |
| XXXX | 4000006867 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | XXXX: Counseling Disclosure not provided to borrower at the time of application, but within XXXX days of application. | Was given within XXXX of application |  |  |  | Reviewer Comment (2022-09-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Refinance - Rate/Term | No obvious cure B A | Non QM | Non QM | No |
| XXXX | 4000007163 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Total Property Costs Year 1 - October 2018 Test | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of XXXX on Final Closing Disclosure provided on XXXXnot accurate. | The final CD disclosed the amount of Total Property Costs over Year 1 as XXXX on page 4; however the annual taxes (XXXX) and homeowners insurance (XXXX) are XXXX per year. Final CD reflects Estimated Taxes and Insurance of XXXX monthly, correct amount is XXXX. Provide a post-close CD correcting the Escrow Account section and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2022-10-06): XXXX received documentation of escrow amounts.<br>Seller Comment (2022-10-04): Comment from XXXX (XXXX): XXXX: Property is located in FL there for the discounted amount is used per the same doc the top right corner shows paid XXXX receipt# XXXX XXXXwhich is the correct amount please see attached directly from the county additionally the XXXX state law from TITLE XIV showing that the taxes are due XXXX therefor we assume the pay them when due and give the FL discount.<br>Reviewer Comment (2022-10-03): XXXX received rebuttal on costs. However, the tax verification in file reflects amount of XXXX per 2021 Tax bill, doc ID XXXX. Please provide documentation to support the XXXX annual tax amount<br>Seller Comment (2022-09-27): Comment from XXXX (XXXX):XXXX kg: Annual taxes for the subject areXXXX which is XXXX monthly. The annual homeowners insurance premium is XXXX which is XXXX monthly. Which is XXXX monthly which is the amount showing on pg.1 and making the total estimated property costs over XXXX year accurate at XXXX please rescind. | 10/06/2022 |  |  | 1 B A |  | FL | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006690 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $XXXX is insufficient to cover the mortgage amount of $XXXX and the appraiser did not provide an estimated cost to rebuild. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  |  |  | Reviewer Comment (2022-10-07): Received, Clearing. | 10/07/2022 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 4000007101 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-27): AVM received<br>Seller Comment (2022-09-27): Comment from XXXX (XXXX): Please see attached. | 09/27/2022 |  |  | 1 D A |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000007101 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM supports value. Vendor/FSD do not meet XXXX criteria.; Sec ID: 10 |  |  |  |  |  | Reviewer Comment (2022-09-30): Desk review received and supports value | 09/30/2022 |  |  | 1 A |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000007101 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2022-10-03): Accepted as is. |  |  |  | 2 B |  | CA | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000006044 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Unit XXXX of the property is vacant per the appraisal | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2022-09-28): Prefunding credit exception, waived with compensating factors |  |  | 09/28/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXX | 4000006919 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): XXXX Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared. The file is missing a copy of the most recent XXXX. |  |  |  | Reviewer Comment (2022-10-05): Not being used to qualify<br>Reviewer Comment (2022-10-04): All open ATR exceptions are tied to the VVOE dated post closing. Provide the VVOE dated prior to closing, within XXXX days of the closing date<br>Buyer Comment (2022-10-04): Comment from XXXX: The ATR condition shows missing a paystub? I'm confused. Below is the description of the condition, how should I be reading this?<br> Ability to Repay (XXXX): XXXX Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. - Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared. The file is missing a copy of the most recent paystub.<br>Reviewer Comment (2022-10-04): The ATR exception on file is due to the VVOE being dated post closing. It is not due to missing paystub, as this is already on file. In order to clear ATR exceptions, please provide a VVOE dated prior closing.<br>Buyer Comment (2022-10-04): Comment from XXXX (XXXX): This is in lieu of the XXXX, not the VVOE.<br>Reviewer Comment (2022-10-03): ATR exception on file for B2 as VVOE is dated post closing. Provide VVOE completed 10 days prior to closing<br>Seller Comment (2022-10-03): Comment from XXXX (XXXX): Please see work number for current pay | 10/05/2022 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXX | 4000006919 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - XXXX | Ability to Repay (XXXX): Unable to verify current XXXX employment status using reasonably reliable third-party records. | Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared. Missing the VVOE dated within XXXX days of closing |  |  |  | Reviewer Comment (2022-10-05): Not being used to qualify<br>Reviewer Comment (2022-10-04): All open ATR exceptions are tied to the VVOE dated post closing. Provide the VVOE dated prior to closing, within XXXX days of the closing date<br>Buyer Comment (2022-10-04): Comment from XXXX (XXXX): This also refers to a missing paystub. Please advise what I need to clear this one too | 10/05/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006919 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Loan designation failure due to ATR failure. This exception will be cleared once all ATR specific exceptions have been cured/cleared. The file is missing a copy of the most recent paystub. |  |  |  | Reviewer Comment (2022-10-05): Not being used to qualify | 10/05/2022 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006919 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2022-09-28): Sufficient Cure Provided At Closing |  | 09/28/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000006919 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2022-09-30): Closing statement is on file<br>Seller Comment (2022-09-30): Comment from XXXX (XXXX): Note from U/W: borrower did a cash out refi and the final SS is in the file (attached as well) and her cash out on that alone was XXXX. We also have XXXX (XXXX) XXXX, XXXX (XXXX) XXXX, XXXX (XXXX) XXXX which totals XXXX. | 09/30/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006919 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2022-10-04): Final settlement statement received<br>Seller Comment (2022-10-04): Comment from XXXX: Please see attached<br>Reviewer Comment (2022-10-03): In order to clear exception, provide final signed/stamped closing statement confirming disbursement date of XXXX or later<br>Seller Comment (2022-10-03): Comment from XXXX (XXXX): Please see attached PCCD | 10/04/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006919 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  |  |  |  |  | Reviewer Comment (2022-10-03): Received, Clearing.<br>Reviewer Comment (2022-09-28): Looking for VVOE for XXXX with start date of XXXX.<br>Seller Comment (2022-09-28): Comment from XXXX): Please see attached | 10/03/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006919 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 calendar days of the Note. |  |  |  |  |  | Reviewer Comment (2022-10-05): Not being used to qualify<br>Seller Comment (2022-10-05): Comment from XXXX (XXXX): Please see attached investor exception<br>Reviewer Comment (2022-10-03): VVOE provided was for one of borrowers XXXX jobs and XXXX. Borrower has a XXXX for XXXX there is no vvoe pre-closing.<br>Reviewer Comment (2022-10-03): The VVOE provided is post-closing so exception remains.<br>Seller Comment (2022-10-03): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2022-09-28): Looking for VVOE for XXXX with start date of XXXX.<br>Seller Comment (2022-09-28): Comment from XXXX (XXXX): VVOE dated XXXXand Note date XXXX | 10/05/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006667 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-09-29): Sufficient Cure Provided At Closing |  | 09/29/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 4000006667 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Legal Non-Conforming Property | The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this XXXX transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-09-29): Client exception in the file. |  |  | 09/29/2022 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000005868 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC,Originator Pre-Close,Originator,Aggregator | Reviewer Comment (2022-10-05): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/05/2022 | 2 B |  | FL | Primary | Refinance - Cash-out - Other | A B | Non QM | Non QM | No |
| XXXX | 4000007320 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within XXXX business days of the Note. |  |  |  |  |  | Reviewer Comment (2022-10-11): Received, Clearing.<br>Seller Comment (2022-10-10): Comment from Purchase Clearing (XXXX): XXXX VOE. | 10/11/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | 4000007320 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | CPA letter for use of business funds specifies XXXX is ok to use towards funds to close/reserves. Account ending XXXX was also used towards funds to close/reserves, however CPA did not reference this account. Without using the latter, the borrower is short reserves. |  |  |  | Reviewer Comment (2022-10-12): Received, Clearing.<br>Seller Comment (2022-10-12): Comment from Purchase Clearing (XXXX): CPA Letter states both XXXX Nos. ending in XXXX and XXXX.<br>Reviewer Comment (2022-10-11): As the CPA letter specifies only aXXXXwe still will need it adjusted to reflect both accounts.<br>Seller Comment (2022-10-10): Comment from Purchase Clearing (XXXX): CPA Letter.<br>Reviewer Comment (2022-10-04): As the CPA letter specifies only XXXX we will need it adjusted to reflect both accounts.<br>Seller Comment (2022-10-03): Comment from XXXX (XXXX): PFN Underwriter LOE regarding CPA Letter. | 10/12/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXX | 4000006623 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | Document was not sign by Lender |  |  |  | Reviewer Comment (2022-10-05): Received, Clearing.<br>Seller Comment (2022-10-05): Comment from XXXX (XXXX): Please see attached lender executed Acknowledgement of Fair Market Value. | 10/05/2022 |  |  | 1 C A D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. | Non QM | Non QM | Yes |
| XXXX | 4000006146 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2022-10-18): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000006146 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay XXXX: The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX. |  |  |  |  | Reviewer Comment (2022-10-18): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000006146 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | New York Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2022-10-18): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXX | 4000006146 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | XXXX: Mortgage does not contain a XXXX stating that the XXXX loan is subject to XXXX of the XXXX. |  |  |  |  | Reviewer Comment (2022-10-18): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend), and proof of mailing. Best Practice would be to have signed and re-recorded Mortgage. (This will overwrite the existing Exception Remediation which reads: Provide the following: Corrected Mortgage (with required Legend), Letter of Explanation, and Proof of Delivery. Best Practice would be to have signed and re-recorded Mortgage.). A | Non QM | Non QM | Yes |
| XXXX | 4000006146 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX XXXX Loan Threshold Greater than XXXX ARM Non-Compliant | XXXX: APR on subject loan of XXXX is in excess of allowable threshold of XXXX Market Rate XXXX + XXXX, or XXXX. XXXX. |  |  |  |  | Reviewer Comment (2022-10-18): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Non QM | Non QM | Yes |
| XXXX | 4000006146 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Notice of Taxes and Insurance Not Provided) | XXXX Subprime Loan: Borrower not provided with Notice of Taxes and Insurance on 1st lien, subprime loan. |  |  |  |  | Reviewer Comment (2022-10-18): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXX | 4000007050 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | Declining markets require a XXXX reduction in LTV |  |  |  | Reviewer Comment (2022-10-10): Received, Clearing.<br>Seller Comment (2022-10-10): Comment from XXXX (XXXX): 10/10 KM: Please rescind as XXXX Expanded Prime Plus Program allows for LTV of up to XXXX. | 10/10/2022 |  |  | 1 C A |  | WA | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | 4000007050 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Declining markets require a 5% reduction in LTV |  |  |  | Reviewer Comment (2022-10-10): Received, Clearing.<br>Seller Comment (2022-10-10): Comment from XXXX (XXXX): XXXX KM: Please rescind as XXXX allows for LTV of up to XXXX. | 10/10/2022 |  |  | 1 C A |  | WA | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | 4000007221 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2022-10-07): Received, Clearing.<br>Seller Comment (2022-10-06): Comment from XXXX (XXXX): CONTRACT OF SALE | 10/07/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000007221 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Loan Threshold Fixed Compliant | XXXX: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. XXXX. |  |  |  |  | Reviewer Comment (2022-10-12): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. D B A | Non QM | Non QM | Yes |
| XXXX | 4000007221 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Reserves required for the loan program is XXXX months per the lender guidelines. |  |  |  | Reviewer Comment (2022-10-12): Received, Clearing.<br>Buyer Comment (2022-10-12): Comment from XXXX (XXXX): Per documents and verified assets in file we have slightly over XXXX months reserves. Please see calculation below. <br>Assets verified = XXXX<br> Reserve amount needed: XXXX X XXXX = XXXX<br>Cash to Close per Final 1003 = XXXX + XXXX = XXXX <br> Cash from borrower on Final CD = XXXX + XXXX= XXXX | 10/12/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000006974 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | Max LTV for XXXX FICO is XXXX | The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-10-06): Client approval to use 9/1 guides on lock prior.<br>Seller Comment (2022-10-06): Comment from XXXX (XXXX): LOE ATTACHED |  |  | 10/06/2022 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000006974 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Max LTV for XXXX FICO is XXXX | The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-10-06): XXXX approval to use XXXX guides on lock prior.<br>Seller Comment (2022-10-06): Comment from XXXX (XXXX): LOW ATTACHED |  |  | 10/06/2022 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000006974 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Contact Information - Broker | TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XXXX did not disclose the required Broker Contact Information (Broker Name, Broker NMLS ID, Contact Name, Contact NMLS ID). | Broker contact information not provided on the CD |  |  |  | Reviewer Comment (2022-10-10): XXXX received XXXXCD and LOE to borrower issued prior to reporting.<br>Seller Comment (2022-10-06): Comment from XXXX (XXXX): ATTACHED | 10/10/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006745 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. | The Final CD disclosed the Total Estimated Escrows of XXXX on page 1,(monthly tax of XXXXand HOI of XXXX)The Final CD shows monthly taxes of XXXX on page 2. The correct amount for month taxes should be XXXX. PCCD on file reflecting changes made. Provide letter of explanation to the borrower to complete cure. |  |  |  | Reviewer Comment (2022-10-11): Cured in error<br>Reviewer Comment (2022-10-11): XXXX received PCCD and LOE.<br>Seller Comment (2022-10-07): Comment from XXXX (XXXX): The XXXX PCCD with correct monthly tax amount of XXXXmatches the Final Settlement Statement dated XXXX at Funding. As the amounts decreased from the XXXX CD signed at closing, no Cure is needed. No additional LOE to Borrower is necessary as Borrower signed both the payment letter and IEADS from the partial XXXX redraw reflecting the correct amounts for the monthly escrow payment. We ask that you please clear this condition. | 10/11/2022 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006745 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Borrower does not have the minimum active tradelines per guidelines. |  |  | The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-10-06): Prefunding credit exception. Waived with compensating factors |  |  | 10/06/2022 | 2 B |  | AZ | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXX | 4000007154 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: XXXX Utilization not provided |  |  |  |  |  | Reviewer Comment (2022-10-10): Received, Clearing.<br>Seller Comment (2022-10-10): Comment from XXXX (XXXX): • Borrower Affidavit confirming the proceeds from the loan will be used for business purposes | 10/10/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000006799 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2022-10-10): Received, Clearing.<br>Seller Comment (2022-10-10): Comment from XXXX): ATTACHED FOR BOTH PROPERTIES | 10/10/2022 |  |  | 1 C A |  | OH | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000006799 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Rural property type is not permitted per Guidelines. |  | The property is classified as a Rural Residential however still shows as rural on the appraisal, per guidelines this is not permitted for investment properties. |  |  |  | Reviewer Comment (2022-10-25): Received, Clearing.<br>Seller Comment (2022-10-25): Comment from XXXX (XXXX): REVISED APPRAISAL ATTACHED<br>Reviewer Comment (2022-10-10): XXXX has an overlay for no rural properties on investment properties. Exception will need to come from the buyer of the loan.<br>Seller Comment (2022-10-10): Comment from XXXX (XXXX): ATTACHED IS THE BANK STATEMENT XXXX SHOWING RURAL PROPERTIES ALLOWED AND EXCEPTION FORM | 10/25/2022 |  |  | 1 C A |  | OH | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000006799 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-10-25): Client approved the use of XXXX guide updated for LTV/CLTV.<br>Reviewer Comment (2022-10-10): XXXX has an overlay for no rural properties on investment properties. Exception will need to come from the buyer of the loan.<br>Seller Comment (2022-10-10): Comment from XXXX): BORROWER'S FICO SCORE IS XXXX PLEASE REFER TO XXXX MATRIX EFFECTIVE XXXX |  |  | 10/25/2022 | 2 C B |  | OH | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000006799 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-10-25): XXXX approved the use of XXXX guide updated for LTV/CLTV.<br>Reviewer Comment (2022-10-10): XXXX has an overlay for no rural properties on investment properties. Exception will need to come from the buyer of the loan.<br>Seller Comment (2022-10-10): Comment from XXXX(XXXX): BORROWER'S FICO SCORE IS XXXXPLEASE REFER TO XXXX MATRIX EFFECTIVE XXXX |  |  | 10/25/2022 | 2 C B |  | OH | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000006909 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2022-10-09): Received, Clearing.<br>Seller Comment (2022-10-07): Comment fromXXXX (XXXX): ATTACHED | 10/09/2022 |  |  | 1 D A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXX | 4000006909 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Credit report missing in file |  |  |  | Reviewer Comment (2022-10-09): Received, Clearing. | 10/09/2022 |  |  | 1 B A C |  | AZ | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXX | 4000006909 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Credit History | Ability to Repay (XXXX): Unable to verify debt obligations using reasonably reliable third-party records. | Credit report missing in file |  |  |  | Reviewer Comment (2022-10-09): Received, Clearing. | 10/09/2022 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXX | 4000006909 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Credit report missing in file |  |  |  | Reviewer Comment (2022-10-09): Received, Clearing. | 10/09/2022 |  |  | 1 A |  | AZ | Primary | Refinance - Cash-out - Other | D A C | Non QM | Non QM | No |
| XXXX | 4000006790 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient |  |  |  | Reviewer Comment (2022-10-10): Received, Clearing.<br>Seller Comment (2022-10-10): Comment from XXXX (XXXX): XXXX XXXX: Please see the attached XXXX. | 10/10/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000006790 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA disaster that does not have a declared end date | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-10-17): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/17/2022 | 2 C B |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000006790 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-10-07): Sufficient Cure Provided At Closing |  | 10/07/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 4000006790 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-10-07): Sufficient Cure Provided At Closing |  | 10/07/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 4000007635 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-10-17): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/17/2022 | 2 B |  | FL | Investment | Purchase | A B |  | N/A | No |
| XXXX | 4000007128 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | 1003 indicates the business name is XXXX however the borrower was qualified with income from XXXX |  |  |  | Reviewer Comment (2022-10-19): Business narrative received<br>Buyer Comment (2022-10-19): Comment from XXXX (XXXX): borrower is a XXXX and owns a XXXX. Her title is a XXXX, but the business is listed as XXXX. | 10/19/2022 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007128 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing the business narrative |  |  |  | Reviewer Comment (2022-10-19): XXXX narrative received<br>Seller Comment (2022-10-19): Comment from XXXX (XXXX): Business Narrative | 10/19/2022 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007128 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing the CPA letter, operating agreement or equivalent to verify borrower business ownership |  |  |  | Reviewer Comment (2022-10-19): SOS received<br>Seller Comment (2022-10-19): Comment from LXXXX (XXXX: XXXX Documentation | 10/19/2022 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007128 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Insufficient or no cure was provided to the borrower. | Lender's title insurance increased fromXXXX to XXXXwithout a valid change of circumstance. Insufficient cure was provided at closing |  |  |  | Reviewer Comment (2022-11-07): XXXXReceived PCCD dated XXXX along with copy of check, Proof of mailing and LOE.<br>Seller Comment (2022-11-04): Comment from XXXX): CD reflecting refund with corrective issuance date<br>Reviewer Comment (2022-11-04): XXXX received CD, lox, copy of refund check and proof of mailing. However, the Cd provided is prior to closing. Kindly provide Post CD with cure amount mentioned on the same in order to clear the exception.<br>Seller Comment (2022-11-03): Comment from XXXX (XXXX): Tolerance Cure refund documentation<br>Reviewer Comment (2022-10-27): XXXX On further review cure provided at closing for XXXX out of which XXXX was for Collateral Desktop Analysis. Total cure required for XXXX tolerance is XXXX.We need additional cure of XXXX for XXXX tolerance Exception.<br>Seller Comment (2022-10-26): Comment from XXXX (XXXX): Cure of XXXX given at close-please advise how this is being considered in the calculation provided.<br>Reviewer Comment (2022-10-24): XXXX borrower selected Title services which are updated in Final CD section B and XXXX name (XXXX) is reflecting on SSPL, hence it falls under XXXX tolerance. On Initial LE Title - Settlement/Closing/Escrow FeeXXXX, Closing Protection Letter XXXX Title Examination Fee XXXX, Title-Lender's Title Insurance XXXX, Recording Fee Total XXXX, Title Commitment Fee XXXX, Title Electronic Document Delivery Fee XXXX.The Total of XXXX Tolerance fee on LE is XXXX whereas on Final CD Title - Settlement/Closing/Escrow FeeXXXX, Closing Protection Letter XXXX, Title Examination Fee XXXX Title-Lender's Title Insurance XXXX, Recording Fee Total XXXX, Title Commitment Fee XXXX, Title Electronic Document Delivery Fee XXXX On Final CD total of XXXX Tolerance is XXXX Please provide valid COC for increase in XXXX or please provide cure of XXXX along with cure documents.<br>Buyer Comment (2022-10-21): Comment from XXXX (XXXX): We show a lender credit of XXXX applied at closing. The XXXX tolerance is based on fee totals, and while title went up, lender settlement went down. Please provide breakdown of how you are calculating XXXX tolerance cure<br>Reviewer Comment (2022-10-19): XXXX received CD issued XXXX that reflects an increase in 'Title-Lender's Title Insurance' fee from XXXX to XXXX & disclosed on final CD dated XXXX as XXXX. These fees are subject to the XXXX threshold for tolerance testing. As a result, the allowable XXXX maximum has been exceeded. Provide a Corrected CD disclosing the remaining tolerance cure of XXXX, a copy of the refund check, Proof of mailing, and a copy of the letter of explanation sent to the borrower disclosing the changes made.<br>Seller Comment (2022-10-18): Comment from XXXX (XXXX): Fee Variance XXXX, please advise how our figures vary from yours as we do not see that any additional tolerance cures required |  | 11/07/2022 |  | 2 C B |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000007128 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | CDA was added after the initial LE. Cure of XXXX was provided at closing however, it is insufficient to cover total cure required of XXXX |  |  |  | Reviewer Comment (2022-10-19): XXXX - Sufficient cure was provided at closing.<br>Seller Comment (2022-10-18): Comment from XXXX (XXXX): Fee Variance XXXX, please advise how our figures vary from yours as we do not see that any additional tolerance cures required | 10/19/2022 |  |  | 1 C A |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000007128 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing the Social Security award letter |  |  |  | Reviewer Comment (2022-10-20): Received, clearing.<br>Seller Comment (2022-10-20): Comment from XXXX (XXXX): Social Security Letter | 10/20/2022 |  |  | 1 C A |  | GA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007014 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster:XXXX | SitusAMC | Reviewer Comment (2022-10-17): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/17/2022 | 2 C B |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007212 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX: Counseling Disclosure not provided to borrower. | Evidence of receipt of Counseling Disclosure not found in file |  |  |  | Reviewer Comment (2022-10-18): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007212 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Subprime Home Loan Threshold Greater than XXXX Year ARM Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2022-10-18): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 4000007212 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX |  |  |  |  | Reviewer Comment (2022-10-18): Restated.<br>Buyer Comment (2022-10-18): Comment from XXXX (XXXX): XXXX is not purchasing this loan as a QM, this is a Non-QM loan. | 10/18/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007212 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX. |  |  |  | Reviewer Comment (2022-10-18): Restated.<br>Buyer Comment (2022-10-18): Comment from XXXX (XXXX): XXXX is not purchasing this loan as a QM, this is a Non-QM loan. | 10/18/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 4000007212 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (XXXX): List of Homeownership Counseling Organizations not provided to applicant within XXXX of application. | Evidence of earlier Receipt not found in file |  |  |  | Reviewer Comment (2022-10-18): Accepted as is |  |  |  | 2 B |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007212 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Restated. |  |  |  | Reviewer Comment (2022-10-18): Accepted as is |  |  |  | 2 A B |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000006378 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | Reviewer Comment (2022-10-19): Received, Clearing.<br>Seller Comment (2022-10-19): Comment from XXXX): • Borrowers XXXX | 10/19/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006378 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2022-10-19): Received, Clearing.<br>Seller Comment (2022-10-19): Comment from XXXX (XXXX): • Final CD showing the borrower needed funds to close of XXXX<br> • XXXX bank statement from XXXX showing the borrower had available assets of XXXX<br> Ø XXXX - XXXX = XXXX ÷ PITI XXXX = XXXX months reserves | 10/19/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006378 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Lenders Attorney Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Lenders Attorney Fee. No Cure provided. |  |  |  | Reviewer Comment (2022-10-14): Sufficient Cure Provided At Closing |  | 10/14/2022 |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007389 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | Missing gift letter for XXXX gift from XXXX |  |  |  | Reviewer Comment (2022-10-20): Received, Clearing.<br>Seller Comment (2022-10-19): Comment from XXXX (XXXX): Gift Letter | 10/20/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007389 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Missing gift letter for XXXX gift from XXXX |  |  |  | Reviewer Comment (2022-10-20): Received, Clearing. | 10/20/2022 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007389 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Missing gift letter for XXXX gift from XXXX |  |  |  | Reviewer Comment (2022-10-20): Received, Clearing.<br>Buyer Comment (2022-10-19): Comment from XXXX (XXXX): Gift Letter | 10/20/2022 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXX | 4000007450 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2022-10-18): Revised binder received<br>Seller Comment (2022-10-18): Comment from XXXX (XXXX): revised binder | 10/18/2022 |  |  | 1 C A |  | HI | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 4000007450 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation. |  |  |  | Reviewer Comment (2022-10-19): Received, Clearing.<br>Seller Comment (2022-10-19): Comment from XXXX (XXXX): attached | 10/19/2022 |  |  | 1 D A |  | HI | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 4000007524 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-10-18): Received, Clearing.<br>Seller Comment (2022-10-18): Comment from XXXX (XXXX): FINAL SS ATTACHED | 10/18/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 4000006847 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of XXXX is insufficient to cover the mortgage amount of XXXX with an estimated cost new of XXXX. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  |  |  | Reviewer Comment (2022-10-19): Received, Clearing.<br>Seller Comment (2022-10-19): Comment from XXXX (XXXX): Please see attached HOI policy which includes XXXX Replacement Cost coverage. | 10/19/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000006847 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Missing EMD cancelled check to source $XXXX debit from account on XXXX |  |  |  | Reviewer Comment (2022-10-19): Received, Clearing.<br>Seller Comment (2022-10-19): Comment from XXXX (XXXX): • EMD Cashier's check for XXXX<br> • XXXX statement confirming the EMD withdrawal was XXXX, not XXXX | 10/19/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007505 | XXXX |  | XXXX |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2022-10-24): Received, Clearing.<br>Seller Comment (2022-10-21): Comment from XXXX (XXXX): FNMA Form 1003 (Initial). | 10/24/2022 |  |  | 1 B A |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007505 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over YearXXXX of XXXXon Final Closing Disclosure provided on XXXX not accurate. | Per appraisal, the HOA fee is $XXXX annually however the final CD reflects XXXX annual non-escrowed property costs |  |  |  | Reviewer Comment (2022-10-24): XXXX Received XXXX and LOE<br>Seller Comment (2022-10-21): Comment from Purchase Clearing (XXXX): PCCD With LOE (Disclosure Tracking Reasons). |  | 10/24/2022 |  | 2 B |  | TX | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000006398 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Income worksheet was not in file. |  |  |  | Reviewer Comment (2022-10-19): Received, Clearing.<br>Seller Comment (2022-10-19): Comment fromXXXX (XXXX): Income worksheet attached. | 10/19/2022 |  |  | 1 C A |  | IN | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 4000007223 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX prior to XXXX (XXXX) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2022-10-25): Received, Clearing.<br>Seller Comment (2022-10-24): Comment from XXXX Clearing (XXXX: PCCD With LOE (Disclosure Tracking Reasons). | 10/25/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXX | 4000007223 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax verification and insurance verification were not in file. |  |  |  | Reviewer Comment (2022-10-25): Received, Clearing.<br>Seller Comment (2022-10-25): Comment from XXXX (XXXX): First Payment Letter XXXX. Borrower's mailing address is XXXX which is found on Page 1. Mortgage coupon which shows the subject property address is found on Page 2. Pertinent information are all highlighted for convenience.<br>Reviewer Comment (2022-10-25): First Payment Letter provided was for XXXX. Exception remains.<br>Seller Comment (2022-10-24): Comment from XXXX (XXXX): First Payment Letter XXXX | 10/25/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXX | 4000007381 | XXXX |  | XXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Guideline representative FICO score of XXXX | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has owned the subject property for at least XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-10-21): Client exception received.<br>Seller Comment (2022-10-21): Comment from XXXX(XXXX): Exception Request Form approved by XXXX |  |  | 10/21/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000007439 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Missing evidence borrower received the appraisal prior to XXXX days of closing |  |  |  | Reviewer Comment (2022-11-04): Received, Clearing.<br>Seller Comment (2022-11-04): Comment from XXXX (XXXX): Disclosure Tracking | 11/04/2022 |  |  | 1 B A |  | AL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007439 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2022-11-04): Received, Clearing. | 11/04/2022 |  |  | 1 C A |  | AL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007439 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | Missing evidence borrower received the appraisal prior to XXXX days of closing |  |  |  | Reviewer Comment (2022-11-04): Received, Clearing.<br>Seller Comment (2022-11-04): Comment from XXXX(XXXX): Disclosure Tracking | 11/04/2022 |  |  | 1 C A |  | AL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007439 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-10-21): Sufficient Cure Provided At Closing |  | 10/21/2022 |  | 1 A |  | AL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007699 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. (Points and Fees testing limited to Borrower paid fees.) | There are no fees disclosed on the Sellers Closing Disclosure. |  |  |  | Reviewer Comment (2022-10-24): XXXX received Seller CD with seller paid fees disclosed<br>Seller Comment (2022-10-20): Comment from XXXX (XXXX): There are fees disclosed and it's matching the settlement statement. please see the attached. | 10/24/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 4000007699 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX did not disclose Amount of Non-Escrowed Property Costs over Year 1. | The TRID Final closing Disclosure shows on XXXX a total non-escrow property cost over XXXX in the amount of XXXX, a monthly of XXXX, the correct monthly HOA fee is XXXX for a total non-escrow property cost over XXXX of XXXX |  |  |  | Reviewer Comment (2022-10-26): XXXX received supporting document for HOA fee XXXX which is matching with Final CD Non-Escrowed property costs over year XXXX XXXX.<br>Seller Comment (2022-10-25): Comment from XXXX (XXXX): Attached is the XXXX review and it shows the HOA as XXXX please check page 2.<br>Reviewer Comment (2022-10-24): XXXX received lender rebuttal on non-escrowed property amounts at XXXX However, the appraisal on subject reflect HOA dues are XXXX. Either provide proof of actual HOA fees being XXXX or a Corrected CD and LOE to borrower at the XXXX<br>Seller Comment (2022-10-20): Comment from XXXX): according to our XXXX we are around XXXX. It lists the assessment and XXXX other monthly items and the others are XXXX hits. | 10/26/2022 |  |  | 1 B A |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Non QM | Yes |
| XXXX | 4000007699 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure was provided at closing. |  |  |  | Reviewer Comment (2022-10-21): Sufficient Cure Provided At Closing |  | 10/21/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007699 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure was provided at closing. |  |  |  | Reviewer Comment (2022-10-21): Sufficient Cure Provided At Closing |  | 10/21/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000006855 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-10-21): Property inspected post disaster but pre-FEMA declaration of disaster end date.<br>Seller Comment (2022-10-21): Comment from XXXX (XXXX): see attached |  |  | 10/21/2022 | 2 C B |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007426 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): XXXX did not provide a copy of each valuation to applicant XXXX prior to XXXX. | Missing evidence of appraisal receipt no later than XXXX prior to closing |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing.<br>Seller Comment (2022-10-26): Comment from XXXX (XXXX): Re-upload of appraisal disclosure certificate | 10/26/2022 |  |  | 1 B A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007426 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | XXXX: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APORXXXX + XXXX, or XXXX. XXXX | Missing evidence of appraisal receipt no later than three days prior to closing |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing. | 10/26/2022 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007426 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | Missing evidence of appraisal receipt no later than three days prior to closing |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing.<br>Seller Comment (2022-10-26): Comment from XXXX): Re-upload of appraisal delivery certificate | 10/26/2022 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007426 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing evidence of property taxes |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing.<br>Seller Comment (2022-10-26): Comment fromXXXX (XXXX): Taxes are exempt on this property. XXXX and XXXX tax bills attached | 10/26/2022 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): XXXX Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Monthly escrow escrow payment does not match the actual payment |  |  |  | Reviewer Comment (2022-10-25): Received, Clearing.<br>Seller Comment (2022-10-24): Comment from XXXX (XXXX): The correct monthly Escrow payment is XXXX. There was a partial redraw before funding due to change in Hazard premium amount. The XXXX PCCD discloses the correct escrow amounts matching the revised Initial Escrow account statement and Borrowers First payment letter(attached for review). | 10/25/2022 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXX | 4000007400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (XXXX): Unable to verify assets using reasonably reliable third-party records. | Gift funds received and XXXX bank statement ending XXXX are dated XXXX, which is post consummation date of XXXX |  |  |  | Reviewer Comment (2022-10-25): Received, Clearing.<br>Seller Comment (2022-10-24): Comment from XXXXXXXX): The gift funds were transferred and received into Borrower's account prior to Funding and Disbursement date of XXXX. The attached certified Final Settlement statement confirms Disbursement date as XXXX | 10/25/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Gift funds received and XXXX ending XXXX are dated XXXX, which is post consummation date of XXXX |  |  |  | Reviewer Comment (2022-10-25): Received, Clearing. | 10/25/2022 |  |  | 1 A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Monthly Escrow Payment Underdisclosed | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed the Monthly Escrow Payment that does not match the actual escrow payment for the loan. | Monthly escrow escrow payment does not match the actual payment |  |  |  | Reviewer Comment (2022-10-24): Cured with PCCD on file |  | 10/24/2022 |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000007400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Underwriting Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | No valid change in circumstance for this fee addition. Underwriting fee was added to the LE dated XXXX. |  |  |  | Reviewer Comment (2022-10-27): XXXX received lender rebuttal on UW fee disclosed at the time of initial lock and it is in rate lock agreement fee addendum.<br>Seller Comment (2022-10-26): Comment from XXXX): Please be advised, the revised XXXX LE was sent to the Borrower due to the rate lock. The attached XXXX Rate Lock Agreement dated XXXX and XXXX by the borrower discloses the XXXX fee on the Fee addendum XXXX<br>Reviewer Comment (2022-10-26): XXXX received Changed Circumstance dated , but it does not give sufficient information on why the Underwriting fee was added. Also why Underwriting Fee was not disclosed when Initial LE dated XXXX issued to the borrower. .In order to determine if the changed circumstance is valid more information is necessary on reason fee increase/added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2022-10-25): Comment from XXXX (XXXX): The Underwriting fee was disclosed to the borrower on the XXXX LE which was acknowledged and Esigned by borrower on the same day, confirming acceptance. Disclosure tracking from our LOS with COC details attached for review. | 10/27/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000007400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (XXXX): Unable to verify assets using reasonably reliable XXXX | XXXX business account ending XXXX is dated XXXX which is post closing |  |  |  | Reviewer Comment (2022-10-25): Received, Clearing.<br>Seller Comment (2022-10-24): Comment from XXXX): The gift funds were transferred and received into Borrower's account prior to Funding and Disbursement date of XXXX. The attached certified Final Settlement statement confirms Disbursement date as XXXX | 10/25/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007400 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Issue Date Not Provided | TILA-RESPA Integrated Disclosure: Closing Disclosure estimated to be provided on XXXX did not disclose the actual Date Issued. Compliance testing may be unreliable using an estimated Date Issued based on best information available. | The CD signed XXXX with a matching closing date does not reflect the date issued on page 1 of the disclosure |  |  |  | Reviewer Comment (2022-10-27): XXXX received documentation of issue date.<br>Seller Comment (2022-10-25): Comment from XXXX (XXXX): Due to a system glitch in our LOS, the issue date did not print out on the Consummation CD generated with the Final Closing Docs. The Closing docs were printed on XXXX to send to the escrow company and dated XXXX the date of consummation. | 10/27/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Good Faith Redisclosure C B A | Non QM | Non QM | Yes |
| XXXX | 4000007209 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | Reviewer Comment (2022-10-31): Received, Clearing.<br>Seller Comment (2022-10-31): Comment fromXXXX (XXXX): XXXX kg: Please see attached security instrument for the subject. | 10/31/2022 |  |  | 1 D A |  | NC | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 4000007209 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2022-10-31): Received, Clearing.<br>Seller Comment (2022-10-31): Comment from XXXX): XXXX: Please see attached XXXX agreement. | 10/31/2022 |  |  | 1 D A |  | NC | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 4000007209 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2022-11-04): Received Clearing.<br>Seller Comment (2022-11-04): Comment from XXXX (XXXX): XXXX: Please see the attached final loan application. | 11/04/2022 |  |  | 1 C A |  | NC | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 4000007209 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Rate Spread Threshold Test Compliant | XXXX: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. XXXX |  |  |  |  | Reviewer Comment (2022-11-04): Accepted as is. |  |  |  | 2 B A |  | NC | Primary | Purchase | Within 90 days of closing and prior to institution of any action against the lender, (1) notify the borrower, and (2) make appropriate restitution at the option of the borrower to either (a) make the loan comply with prohibited acts and practices or (b) change the terms of the loan in a manner beneficial to the borrower so the loan is no longer rate spread. <br>(Narrow Defense - Requires CHD Approval)<br> Within 120 days of discovery , which compliance failure was not intentional and resulted from a bona fide error, creditor must: (1) provide Lender Attestation to AMC attesting the failure was not intentional and was a bona fide error notwithstanding procedures in place to prevent such loans from being made (specific details on how rate spread home loan was made despite procredures to prevent); (2) notify the borrower, and make appropriate restitution at the option of the borrower to either (a) make the loan comply with prohibited acts and practices or (b) change the terms of the loan in a manner beneficial to the borrower so the loan is no longer rate spread. | Non QM | Non QM | Yes |
| XXXX | 4000007209 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | No valid change in circumstance for fee addition in file |  |  |  | Reviewer Comment (2022-10-31): XXXX Received valid COC dated XXXX<br>Seller Comment (2022-10-28): Comment from XXXX XXXX): XXXX XXXX - Please see the attached XXXX and Revised LE. | 10/31/2022 |  |  | 1 C A |  | NC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |

| XXXX | 4000007209 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: XXXX statement was not provided to the borrower. |  |  |  |  | Reviewer Comment (2022-10-28): Received, Clearing.<br>Seller Comment (2022-10-28): Comment fromXXXX): XXXX XXXX - Please see the attached executed initial escrow statement. | 10/28/2022 |  |  | 1 B A |  | NC | Primary | Purchase | D A C | Non QM | Non QM | Yes |
| XXXX | 4000007209 | XXXX |  | XXXX |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | When total collection accounts, charged-off accounts and judgments exceed XXXX, all must be paid in their entirety and all past due accounts brought current. (Charge off, balance XXXX, Collection balance XXXX) |  |  |  | Reviewer Comment (2022-10-31): Received, Clearing.<br>Seller Comment (2022-10-31): Comment from XXXX (XXXX): XXXX kg: Please see attached settlement statements showing both collection accounts paid in full and a letter from XXXX showing the agreed upon amount of XXXX.Please rescind. | 10/31/2022 |  |  | 1 A |  | NC | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 4000007209 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2022-10-31): Sufficient Cure Provided within XXXX Days of Closing |  | 10/31/2022 |  | 1 A |  | NC | Primary | Purchase | D A C | Non QM | Non QM | Yes |
| XXXX | 4000007786 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-10-24): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/24/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXX | 4000007662 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing.<br>Seller Comment (2022-10-26): Comment from XXXX: XXXX: XXXX attached. | 10/26/2022 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000007662 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing.<br>Buyer Comment (2022-10-26): Comment from XXXX (XXXX): XXXX XXXX: The property is an attached XXXX with a master insurance policy. The only policy required is an XXXX to cover betterments and improvements. | 10/26/2022 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000007662 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-10-26): Clearing after re-review.<br>Buyer Comment (2022-10-26): Comment from XXXX (XXXX): XXXX XXXX: XXXX guidelines allow for DSCR above XXXX to be eligible. | 10/26/2022 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000007366 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | The ECOA Notice of Right to Receive Copy of Written Appraisal Disclosure was provided on XXXX |  |  |  | Reviewer Comment (2022-10-27): Received, Clearing.<br>Seller Comment (2022-10-27): Comment from XXXX (XXXX): Appraisal delivery | 10/27/2022 |  |  | 1 B A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007366 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. | The ECOA Notice of Right to Receive Copy of Written Appraisal Disclosure was provided on XXXX |  |  |  | Reviewer Comment (2022-10-27): Received, Clearing. | 10/27/2022 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007366 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule XXXX: Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2022-10-27): Accepted as is. |  |  |  | 2 B |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007366 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | The ECOA Notice of Right to Receive Copy of Written Appraisal Disclosure was provided on XXXX |  |  |  | Reviewer Comment (2022-10-27): Received, Clearing. | 10/27/2022 |  |  | 1 C A |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007366 | XXXX |  | XXXX |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  | The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-10-25): Client exception in the file. |  |  | 10/25/2022 | 2 B |  | CO | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007666 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover XXXX |  |  |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing.<br>Seller Comment (2022-10-26): Comment from XXXX (XXXX): The cash from the borrower on the CD is only XXXX, please see the attached bank statements. Also per the guidelines, non-borrowing title holder who is contributing funds is not considered a gift, please check 1008 comments | 10/26/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000007666 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Donor check for theXXXX |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing.<br>Buyer Comment (2022-10-26): Comment from XXXX (XXXX): per the guidelines, non-borrowing title holder who is contributing funds is not considered a gift . | 10/26/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000007666 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Updated per guidelines requirement. |  |  |  | Reviewer Comment (2022-10-26): Received, Clearing.<br>Seller Comment (2022-10-26): Comment fromXXXX (XXXX): Per on slow guidelines, only XXXX months reserves is required for XXXX. please see the attached all assets to cover the reserves and the cash to close. | 10/26/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000007506 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Defect | XXXX XXXX Complaint Agency Disclosure Timing Test | XXXX Home Loan: Borrower not provided with a document, at time of application, specifying the XXXX designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  | Reviewer Comment (2022-10-28): Received, Clearing.<br>Seller Comment (2022-10-28): Comment from XXXX (XXXX): BF XXXX - Please see the attached Mortgage Broker Fee agreement, page 2 highlighted. | 10/28/2022 |  |  | 1 C A |  | SC | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007506 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-10-26): Sufficient Cure Provided At Closing |  | 10/26/2022 |  | 1 A |  | SC | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007279 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-10-27): Received, Clearing.<br>Seller Comment (2022-10-27): Comment from XXXX (XXXX): UW APPROVAL | 10/27/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007614 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Gift funds received post- close |  |  |  | Reviewer Comment (2022-11-07): Received, Clearing.<br>Seller Comment (2022-11-04): Comment from XXXX.): Please see attached documentation.<br>Reviewer Comment (2022-10-31): "Consummation" is defined under 1026.2(a)(13) as, "...the time that a consumer becomes contractually obligated on a credit transaction." It is the commentary to this section that states, "When a contractual obligation on the consumer's part is created is a matter to be determined under applicable law; Regulation Z does not make this determination. A contractual commitment agreement, for example, that under applicable law binds the consumer to the credit terms would be consummation." Unless the state has a specific definition of "consummation" as it relates to a mortgage transaction, the term is consistently tied to when the legal obligation is entered into by the consumer. This would be evidenced by the date the consumer executes the Note. The standard XXXX/ XXXX documents do not include a place for the consumer to date their signature to evidence the date they executed the document. The Security Instrument is typically executed concurrently with the Note. Exception remains.<br>Buyer Comment (2022-10-31): Comment from XXXX (XXXX.): Per UW, since we are in a dry state, we go by our funding date instead of Note Date. Funding date for this loan is XXXX which is after the gift letter and deposit. Please help waive these 2 conditions.<br>Reviewer Comment (2022-10-28): Gift letter and the gift funds are both dated post consummation which is XXXX as that is the date of the note and the security signing. We need a pre consummation gift letter and something showing funds were available pre consummation.<br>Buyer Comment (2022-10-28): Comment from XXXX (XXXX): Please provide in detail about the ATR. | 11/07/2022 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXX | 4000007614 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (XXXX): Unable to verify assets using reasonably reliable third-party records. | Gift funds received post- close |  |  |  | Reviewer Comment (2022-11-07): Received, Clearing.<br>Seller Comment (2022-11-04): Comment from XXXX (XXXX): Please see attached documentation.<br>Reviewer Comment (2022-10-28): Gift letter and the gift funds are both dated post consummation which is XXXX as that is the date of the note and the security signing. We need a pre XXXX gift letter and something showing funds were available pre consummation.<br>Buyer Comment (2022-10-28): Comment from XXXX (XXXX): Please provide in detail about the ATR. | 11/07/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007614 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay XXXX: General Ability-to-Repay requirements not satisfied. | Gift funds received post- close |  |  |  | Reviewer Comment (2022-11-07): Received, Clearing. | 11/07/2022 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007340 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Minimum required reserves is XXXX per guidelines | The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>Borrower has verified disposable income of at least XXXX. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-09): Client elects to waive with compensating factors<br>Reviewer Comment (2022-11-01): Loan was XXXX to XXXX which requires XXXX reserves. Exception for less reserves is needed.<br>Buyer Comment (2022-11-01): Comment from XXXX (XXXX): XXXX XXXX: Loan amount is less than XXXX so only XXXX months of reserves are required per XXXX guidelines for XXXX XXXX Expanded XXXX Statement loans. |  |  | 11/09/2022 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007340 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Borrower was not provided with a COC |  |  |  | Reviewer Comment (2022-11-01): XXXXreceived CD dated XXXX and corresponding COC.<br>Seller Comment (2022-10-31): Comment from XXXX): XXXX- Please see the attached XXXX, Lock Confirmation, Revised CD and TRID History. New information about the borrower was discovered, that the borrower had less than XXXX of reserves. This required a pricing change to the loan. The change was documented and disclosed to borrower on the revised CD. TRID history shows proof of delivery. | 11/01/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |

| XXXX | 4000007340 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure at closing |  |  |  | Reviewer Comment (2022-11-02): Sufficient Cure Provided At Closing |  | 11/02/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 4000007535 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-10-28): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 10/28/2022 | 2 B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000007535 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2022-10-28): Received, Clearing.<br>Seller Comment (2022-10-28): Comment from XXXX): XXXX purpose and occupancy letter attached , Thank you! | 10/28/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000007535 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | XXXX signed the documents on XXXX. Insurance is correct and fine |  |  |  | Reviewer Comment (2022-10-28): Received, Clearing.<br>Buyer Comment (2022-10-28): Comment from XXXX (XXXX): Hello, is this an open condition? I cant tell if ts needed from reading description, "Hazard Insurance Policy Effective Date XXXX, Disbursement Date: XXXX Seller signed the documents on XXXX. Insurance is correct and fine" | 10/28/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000007572 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (XXXX): XXXX Loan Designation of XXXX does not match Due Diligence Loan Designation of ATR Risk. | Use of XXXX for taxes was entered as no proof of lower tax rate was provided. |  |  |  | Reviewer Comment (2022-11-14): Received, Clearing.<br>Seller Comment (2022-11-11): Comment from XXXX: Property Tax Estimate Report figures used to determine taxes | 11/14/2022 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXX | 4000007572 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (XXXX): The DTI calculated in accordance with the Lenders Guidelines and XXXX of XXXX moderately exceeds the guideline maximum of XXXX. (DTI Exception is eligible to be regraded with compensating factors.) | Use of XXXX for taxes was entered as no proof of lower tax rate was provided. |  |  |  | Reviewer Comment (2022-11-14): Received, Clearing. | 11/14/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007572 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Use of 1.25% for taxes was entered as no proof of lower tax rate was provided. |  |  |  | Reviewer Comment (2022-11-14): Received, Clearing. | 11/14/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007572 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay XXXX: Based on the loan failing one or more guideline components, the loan is at ATR risk. | Due to tax rate. |  |  |  | Reviewer Comment (2022-11-14): Received, Clearing. | 11/14/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007673 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  |  |  |  |  | Reviewer Comment (2022-10-31): Received, Clearing.<br>Seller Comment (2022-10-31): Comment from XXXX (XXXX): See attached mortgage rider | 10/31/2022 |  |  | 1 C A |  | MD | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 4000007598 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of v is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2022-11-07): Clearing for updated.<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): Please see attached | 11/07/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007598 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Flipped Property - Borrower Charged for 2 Appraisals) | TILA HPML Appraisal Rule XXXX: Flipped Property - Creditor improperly charged consumer for XXXX (XXXX) appraisals. | Borrower was charged for two appraisals which does not meet HPML appraisal rule |  |  |  | Reviewer Comment (2022-11-04): RefundXXXX, and Proof of delivery rec'd.<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): Please see attached |  | 11/04/2022 |  | 2 C B |  | CA | Primary | Purchase | Provide evidence of the refund of the amount charged to the consumer for the second appraisal performed on the subject property. (Include a copy of the Refund Check, Proof of Delivery, and Cover Letter) B A | Non QM | Non QM | Yes |
| XXXX | 4000007777 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | The appraisal effective date XXXX is dated prior to the disaster end date. No PDI document in file | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-10-31): Property inspected post disaster but XXXX declaration of disaster end date. |  |  | 10/31/2022 | 2 B |  | FL | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007777 | XXXX |  | XXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage of $XXXX is less than Original Loan Amount of $XXXX |  |  |  | Reviewer Comment (2022-11-07): Accepted as is. |  |  |  | 2 B |  | FL | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007777 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID XXXX Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Insufficient or no cure was provided to the borrower. | XXXX Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX |  |  |  | Reviewer Comment (2022-11-02): Cure was provided at closing.<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): XXXX XXXX - Please see the attached Final CD. A lender Credit of XXXX was provided to cure tolerances created. This amount includes the increase in the recording fee. | 11/02/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000007777 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of XXXX was valid |  |  |  | Reviewer Comment (2022-11-02): XXXX received valid COC dated XXXX.<br>Seller Comment (2022-11-01): Comment from XXXX - Please see the attached CofC and Revised CD. Change was disclosed to and executed by the borrower. | 11/02/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000007777 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX |  |  |  | Reviewer Comment (2022-11-08): XXXXReceived Valid COC dated XXXX<br>Seller Comment (2022-11-07): Comment from XXXX): XXXX - Fee increases due to the expedited status and drive distance.<br>Reviewer Comment (2022-11-04): XXXX received Changed Circumstance dated XXXX, but it does not give sufficient information on why the appraisal fee increased on XXXX LE & XXXX CD. It only says new information received which is not sufficient reason. In order to determine if the changed circumstance is valid more information is necessary on reason for fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2022-11-03): Comment from XXXX(XXXX): XXXX - Please see the attached XXXX<br>Reviewer Comment (2022-11-03): XXXX received Changed Circumstance dated XXXX & XXXX, but it does not give sufficient information on why the appraisal fee increased on XXXX LE & XXXX CD. In order to determine if the changed circumstance is valid more information is necessary on reason for fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): XXXX XXXX - Please see the attached XXXX and Revised LE. Change was disclosed to and executed by the borrower on the Revised LE. | 11/08/2022 |  |  | 1 C A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000007777 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Secondary valuation was not provided, and loan is to be securitized |  |  |  | Reviewer Comment (2022-11-07): Received, Clearing. | 11/07/2022 |  |  | 1 D A |  | FL | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007777 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded. Total amount of XXXX exceeds tolerance of XXXX plus XXXX or XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-11-02): Sufficient Cure Provided At Closing |  | 11/02/2022 |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 4000007777 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-11-08): XXXX Received Valid COC dated XXXX and XXXX<br>Reviewer Comment (2022-11-03): XXXX received Changed Circumstance dated XXXX, but it does not give sufficient information on why the appraisal fee increased on XXXX LE & XXXX CD. In order to determine if the changed circumstance is valid more information is necessary on reason for fee increase and when XXXX became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of XXXX | 11/08/2022 |  |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXX | 4000007593 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2022-11-01): Received, Clearing.<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): XXXX XXXX: Fraud report attached. | 11/01/2022 |  |  | 1 C A |  | MT | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007593 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2022-11-01): Received, Clearing.<br>Buyer Comment (2022-11-01): Comment from XXXX (XXXX): XXXX XXXX: Fraud report provided in other stip. Please rescind. | 11/01/2022 |  |  | 1 C A |  | MT | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007593 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2022-11-01): Received, Clearing.<br>Seller Comment (2022-11-01): Comment fromXXXX (XXXX): XXXX KM: Please see the attached to show the XXXX checking account has a balance of XXXX as of XXXX and the EMD clears on XXXX. | 11/01/2022 |  |  | 1 C A |  | MT | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007686 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | XXXX percent tolerance was exceeded by XXXX due to increase of Appraisal fee with evidence of cure in file. |  |  |  | Reviewer Comment (2022-10-31): Sufficient Cure Provided At Closing |  | 10/31/2022 |  | 1 A |  | CO | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007671 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy does not reflect a coverage amount. |  |  |  | Reviewer Comment (2022-10-31): Accepted as is. |  |  |  | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007412 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Reserves of 12 months required for LTV above XXXX | Borrowers made a down payment from their own funds on this XXXX transaction of at least XXXX and XXXX<br>Borrower has verified disposable income of at least XXXX. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-01): Meets XXXX guides for reserves per client email. |  |  | 11/01/2022 | 2 C B |  | MI | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007412 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing XXXX Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within XXXX of application. Initial Loan Estimate dated XXXX was XXXX provided without or prior to borrower's consent to receive XXXX disclosures. Failure to comply with the provisions of the XXXX and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Initial LE was provided to the borrower on XXXX, which is greater than XXXX from the application date of XXXX |  |  |  | Reviewer Comment (2022-11-02): XXXX received Disclosure Tracking history with LOX for the Initial LE sent via by XXXX<br>Seller Comment (2022-11-02): Comment from XXXX (XXXX): XXXX LOE Disclosures In Compliance.<br>Reviewer Comment (2022-11-01): XXXX received Disclosure tracking which indicates the consumer went through the Package Consent form accepted on XXXX, the consumer acknowledged the receipt of the LE on XXXX. But the loan application date was XXXX. In the event the consumer had not provided eConsent by XXXX, then the lender should have sent the consumer the Loan Estimate through another means in accordance with the official interpretation reflected in Comment XXXX. Provide proof borrower was sent Initial LE via other means than electronic delivery, as the e-consent was over XXXX business days and acknowledged over XXXX business days. The LE would not have been provided electronically if borrower had not e-consented with the XXXX business days after application.<br>Seller Comment (2022-10-31): Comment from XXXX (XXXX): Disclosure Tracking Summary & Details Loan Estimate Sent Date XXXX. | 11/02/2022 |  |  | 1 C A |  | MI | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007412 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Acknowledgement of receipt of Appraisal missing in file. |  |  |  | Reviewer Comment (2022-10-31): Received, Clearing.<br>Seller Comment (2022-10-31): Comment from XXXX (XXXX): Appraisal Report Notifications. | 10/31/2022 |  |  | 1 B A |  | MI | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007412 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Not Provided Within 3 Business Days of Application | RESPA Disclosure Rule (XXXX): List of Homeownership Counseling Organizations not provided to applicant within three (3) business days of application. | List of Homeownership Counseling Organizations was provided to the Borrower on XXXX.Application date is XXXX not within the 3 days window time frame. |  |  |  | Reviewer Comment (2022-10-31): Received, Clearing.<br>Seller Comment (2022-10-31): Comment from Purchase Clearing (XXXX): Disclosure Tracking Summary & Details Homeownership Counseling Disclosures Sent Date XXXX. | 10/31/2022 |  |  | 1 B A |  | MI | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007412 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after XXXX contains a change in APR and was not received by borrower at least XXXX (XXXX) business days prior to consummation | Missing verification of receipt of CD prior to XXXX days of consummation |  |  |  | Reviewer Comment (2022-11-04): XXXX received proof of receipt.<br>Seller Comment (2022-11-02): Comment from Purchase Clearing (XXXX): Disclosure Tracking Details Closing Disclosure Received Date XXXX.<br>Reviewer Comment (2022-11-02): XXXX received Disclosure Summary tracking. However, the Disclosure Tracking Summary does not reflect when the XXXX CD was "received". It only shows when sent. Must provide proof that this CD was received XXXX business days prior to closing. With no proof of receipt, the mailbox rule is in effect with a receipt date of XXXX which is not received XXXX business days prior to close date of XXXXXXXX. XXXX CD reflects APR of XXXX then subsequent XXXX CD reflects XXXX APR which changes over .XXXX and requires the XXXX business day waiting period.<br>Seller Comment (2022-10-31): Comment from XXXX (XXXX): Disclosure Tracking Summary & Details Closing Disclosure Sent Date XXXX | 11/04/2022 |  |  | 1 C A |  | MI | Primary | Purchase | TRID timing exception, no remediation available. C B A | Non QM | Non QM | No |
| XXXX | 4000007590 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a XXXX that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-11-01): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 11/01/2022 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007894 | XXXX |  | XXXX |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  |  |  |  |  | Reviewer Comment (2022-11-03): Received, cleared<br>Seller Comment (2022-11-03): Comment from XXXX (XXXX): Please find attached<br>Reviewer Comment (2022-11-01): This is comparing effective dates and appraisal states XXXX and the CDA reflects XXXX. This has nothing to do with the report date.<br>Buyer Comment (2022-11-01): Comment from XXXX): The signature date is XXXX and the AVM dated XXXX. please review and waive the condition | 11/03/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000007701 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-11-01): 1008 received, cleared<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX: Please find attached | 11/01/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | 4000007701 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the mortgage statement. |  |  |  | Reviewer Comment (2022-11-01): Received, cleared<br>Reviewer Comment (2022-11-01): Exception Detail Updated from: Address: XXXX Address: XXXX<br> Exception Explanation Updated from: Statement<br> Statement<br> Statement<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): Not sure which one was missing , so please find all the mortgage statements reuploaded | 11/01/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | 4000007701 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the tax and insurance verification. |  |  |  | Reviewer Comment (2022-11-01): Received, cleared<br>Reviewer Comment (2022-11-01): Exception Explanation Updated from: Insurance Verification, Tax Verification<br> Insurance Verification, Tax Verification<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): Please find attached | 11/01/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | 4000007600 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing the operating agreement as required per guidelines |  |  |  | Reviewer Comment (2022-11-17): Received, Clearing.<br>Seller Comment (2022-11-17): Comment from XXXX (XXXX): Operating agreement attached<br>Reviewer Comment (2022-11-01): Operating agreement required forXXXX. Received operating agreement for another entity<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): operating agreement | 11/17/2022 |  |  | 1 C A |  | WA | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | 4000007436 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Missing CPA, EA or licensed tax preparer completed profit and loss statement or expense ratio letter, as applicable and Documentation of receipt of year to date income within XXXX calendar days of the note date |  |  |  | Reviewer Comment (2022-11-08): Received, Clearing.<br>Buyer Comment (2022-11-07): Comment from XXXX (XXXX): No P&L or CPA letter are needed due to using method #XXXX for assumed expense factor of XXXX.<br>Reviewer Comment (2022-11-02): The request was for a CPA, EA or licensed tax preparer completed profit and loss statement or expense ratio letter, as applicable and Documentation of receipt of year to date income within XXXX calendar days of the note date.<br>Seller Comment (2022-11-01): Comment from XXXX (XXXX): Attached is the YTD income: | 11/08/2022 |  |  | 1 C A |  | HI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 6000084657 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-06-22): CDA's were batch uploaded by XXXX | 06/22/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084727 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-05-27): CDA's were batch uploaded by deal setup team | 05/27/2022 |  |  | 1 D A |  | UT | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084767 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-07-25): CDA's were batch uploaded by deal set up team | 07/25/2022 |  |  | 1 D A |  | WA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084802 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation is missing; Sec ID: 2 |  |  |  | Reviewer Comment (2022-07-26): CDA's were batch uploaded by deal set up team | 07/26/2022 |  |  | 1 D A |  | DC | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084661 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-06-27): CDA's were batch uploaded by deal set up team | 06/27/2022 |  |  | 1 D A |  | GA | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084884 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-05-13): CDA's were batch uploaded by XXXX | 05/13/2022 |  |  | 1 D A |  | NM | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084875 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-04-28): CDA recieved | 04/28/2022 |  |  | 1 D A |  | NM | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084875 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | The loan file is missing a closing statement for the simultaneous closing that proceeds were being used for reserves. |  |  |  | Reviewer Comment (2022-05-09): Exception Cleared: Associated Received Closing Statement and Updated Asset Screen, as Cash to borrower on Closing Statement Was XXXX. Dated: XXXX, Doc ID: XXXX.<br>Buyer Comment (2022-05-06): Please see attached Closing Statement for liquidity. | 05/09/2022 |  |  | 1 C A |  | NM | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084676 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | OFAC to be provided for all members XXXX+, to be dated within XXXX days of the note date. |  |  |  | Reviewer Comment (2022-07-27): Exception Cleared : Received recent OFAC Document dated within XXXX days to Note date, hence Exception Cleared. (XXXX<br>Buyer Comment (2022-07-26): OFAC for XXXX | 07/27/2022 |  |  | 1 C A D |  | OH | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084676 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-07-28): CDA's were batch uploaded by deal setup team | 07/28/2022 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084854 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-07-26): CDA's were batch uploaded by deal set up team | 07/26/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084705 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-07-28): CDA's were batch uploaded by deal setup team | 07/28/2022 |  |  | 1 D A |  | DE | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084714 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization. |  |  |  | Reviewer Comment (2022-08-29): CDA's were batch uploaded by deal setup team | 08/29/2022 |  |  | 1 D A |  | IL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084729 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation is missing; Sec ID: 2 |  |  |  | Reviewer Comment (2022-07-08): CDA's were batch uploaded by XXXX | 07/08/2022 |  |  | 1 D A |  | IL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084850 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation is missing; Sec ID: 2 |  |  |  | Reviewer Comment (2022-07-25): CDA's were batch uploaded by deal set up team<br>Buyer Comment (2022-07-19): wrong exception<br>Buyer Comment (2022-07-19): reviewing internally. | 07/25/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084850 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide an XXXX with the square footage that matches subject property.<br>Note: XXXX in file reflects XXXX is XXXX per appraisal. |  |  |  | Reviewer Comment (2022-09-21): RCE with correct sq footage received, XXXX<br>Buyer Comment (2022-09-21): Please see attached.<br>Reviewer Comment (2022-09-09): We received an updated HOI policy, with less dwelling coverage than the previous policy had. There is nothing on the updated policy that addresses the issue of sufficient coverage on the subject property. New coverage is XXXX, while the loan amount is XXXX, and the estimated cost new is XXXX, so we still need something from insurance company stating that the coverage of XXXX is XXXX replacement cost, or an RCE with correct sq footage stating XXXX is the replacement cost.<br>Buyer Comment (2022-09-09): Please see attached...<br>Buyer Comment (2022-07-19): reviewing internally<br>Buyer Comment (2022-07-11): Reached Out | 09/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084834 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-08-29): CDA's were batch uploaded by XXXX | 08/29/2022 |  |  | 1 D A |  | IL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084849 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-08-29): CDA's were batch uploaded by deal setup team | 08/29/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084667 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-08-29): CDA's were batch uploaded by deal setup team | 08/29/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084633 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-08-29): CDA's were batch uploaded by deal setup team | 08/29/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084829 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-08-29): CDA's were batch uploaded by deal setup team | 08/29/2022 |  |  | 1 D A |  | IN | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000084829 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Exception granted for loan amount and minimum loan value. Guidelines require a min loan amount of XXXX and mi value of XXXX. Comp factors include FICO XXXX & DSCR over XXXX. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>The representative FICO score exceeds the guideline minimum by at least XXXX points. | Comp factors include FICO XXXX & DSCR over XXXX. | SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2022-07-20): XXXX granted guideline exception, with comp factors, XXXX |  |  | 07/20/2022 | 2 B |  | IN | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000084666 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Need evidence that the guarantor has access to the business account funds at XXXX Bank. |  |  |  | Reviewer Comment (2022-08-22): K1 in file<br>Buyer Comment (2022-08-22): XXXX shows guarantor XXXX the XXXX owner of theXXXX bank statement. | 08/22/2022 |  |  | 1 C A |  | KY | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084666 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-08-29): CDA's were batch uploaded by deal setup team | 08/29/2022 |  |  | 1 D A |  | KY | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084844 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | UT | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084933 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Exception granted for an LTV of XXXX. Guidelines require a max LTV of XXXX with a value under XXXX. Comp factors include: FICO of XXXX, DSCR of XXXX | Borrower has owned the subject property for at least XXXX years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>The representative FICO score exceeds the guideline minimum by at least XXXX points. | Comp factors include: FICO of XXXX, DSCR of XXXX | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2022-08-08): XXXX granted guideline exception, with comp factors,XXXX |  |  | 08/08/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| XXXX | 6000084933 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2023-01-27): Received, Clearing.<br>Reviewer Comment (2023-01-27): .<br>Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 01/27/2023 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| XXXX | 6000084933 | XXXX |  | XXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 | Note Date: ___; Lien Position: ___ | CDA received did not provide a value, as it was determined to be "indeterminent". Another valuation product that supports the original appraised value within - XXXX is required. |  |  |  | Reviewer Comment (2023-01-27): Received, Clearing.<br>Reviewer Comment (2023-01-13): ok<br>Reviewer Comment (2022-09-12): XXXX report received, supporting the appraised value.<br>Buyer Comment (2022-09-12): Please see attached. | 01/27/2023 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| XXXX | 6000084933 | XXXX |  | XXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-01-27): Accepted as is. |  |  |  | 2 A B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | N/A | No |
| XXXX | 6000084673 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-08-29): CDA's were batch uploaded by deal setup team | 08/29/2022 |  |  | 1 D A |  | WI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084651 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by XXXX | 09/02/2022 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084641 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084641 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | XXXX transfer from account XXXX XXXX was not sourced properly because evidence in file shows this account did not have XXXX in it, per last statement provided. |  |  |  | Reviewer Comment (2022-08-25): guidelines state transfers between personal accts do not need to be sourced<br>Buyer Comment (2022-08-25): UW guidelines state that large deposits that are transfers between borrower/guarantor's personal accounts do not need to be sourced. The previous statements confirmed that the account ending XXXX that the XXXX came from, is a personal account. | 08/25/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084641 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover XXXX |  | XXXX transfer from account XXXX was not sourced properly because evidence in file shows this account did not have XXXX in it, per last statement provided. |  |  |  | Reviewer Comment (2022-08-25): guidelines XXXX transfers between XXXX do not need to be sourced<br>Buyer Comment (2022-08-25): UW guidelines state that large deposits that are transfers between borrower/guarantor's personal accounts do not need to be sourced. The previous statements confirmed that the account ending XXXX that the XXXX came from, is a personal account. | 08/25/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084843 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084797 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Lender to provide a Certificate of Good Standing from the state of XXXX dated within XXXX days of closing forXXXX. |  |  |  | Reviewer Comment (2022-08-29): COGS received, XXXX<br>Buyer Comment (2022-08-29): XXXX | 08/29/2022 |  |  | 1 C A |  | CT | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084797 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | CT | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084865 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by XXXX | 09/02/2022 |  |  | 1 D A |  | GA | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084841 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | CT | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084788 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | TX | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084788 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | Missing the appraisal form XXXX |  |  |  | Reviewer Comment (2022-09-06): XXXX received, indicating the property is XXXX complete, XXXX<br>Buyer Comment (2022-09-06): XXXX report | 09/06/2022 |  |  | 1 C A |  | TX | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084839 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Appraisal Conditions not provided |  | Lender to provide Appraisal Transfer and Release for appraisal from XXXXl. |  |  |  | Reviewer Comment (2022-08-30): appraisal transfer letter received<br>Buyer Comment (2022-08-30): Appraisal transfer letter | 08/30/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084839 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084839 | XXXX |  | XXXX |  | Property | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Exception: |  | Valuation was not ordered by XXXX, as guidelines require. Valuation was ordered by XXXX, with missing transfer letter |  |  |  | Reviewer Comment (2022-08-30): appraisal transfer letter received | 08/30/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084792 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary Valuation not provided. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084848 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by XXXX | 09/02/2022 |  |  | 1 D A |  | TX | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084863 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084838 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084630 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Lease agreement was not provided. (per loan approval and 1004, subject is rented month-to-month). |  |  |  | Reviewer Comment (2022-08-30): lender has verified that property was underwritten as vacant, as the previous renter moved out prior to closing<br>Buyer Comment (2022-08-30): The commentary within the UW overview should have addressed the property as vacant. LOE from the borrower attesting that the previous tenant moved out after the appraisal and prior to closing. Further attestation can be seen in the Vacant Property Rider. DSCR was calculated using a vacant property. | 08/30/2022 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084630 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by XXXX | 09/02/2022 |  |  | 1 D A |  | WA | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084698 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-02): CDA's were batch uploaded by deal set up team | 09/02/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084698 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Verified assets in the amount of XXXX are insufficient to meet reserves requirement of XXXX |  |  |  | Reviewer Comment (2022-09-02): additional assets received, sufficient liqudity in file now<br>Buyer Comment (2022-09-02): Closing statement for other loan that closed at the same time and provided XXXX in cash out proceeds to the borrower. | 09/02/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084716 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient by XXXX |  |  |  | Reviewer Comment (2022-08-31): agent confirms XXXX replacement cost, XXXX<br>Buyer Comment (2022-08-31): Agent confirmation of 100 replacement cost | 08/31/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084716 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by deal set up team | 09/08/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084674 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation not provided. |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by deal set up team | 09/08/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000084674 | XXXX |  | XXXX |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | The final approval indicates a DSCR of XXXX, and SAMC has determined the DSCR to be XXXX. The variance is from the lender not including the flood insurance premium in the DSCR calculation. With a DSCR below XXXX, a lease is required, per the XXXX |  |  |  | Reviewer Comment (2022-09-01): a lease is not required under these circumstances<br>Buyer Comment (2022-09-01): The dscr calculation should have included the flood insurance premium. However we do not believe there is an exception here. The guidelines allow dscr between XXXX and XXXX if ltv is XXXX.<br>Reviewer Comment (2022-08-22): a lease is not required | 09/01/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000084674 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | Appraisal completed prior to disaster declaration. Will need a post disaster property inspection report showing no damage to the subject property. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: | SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator | Reviewer Comment (2022-10-10): Post disaster inspection report, dated shows no damage XXXX, but the disaster does not have an end date<br>Buyer Comment (2022-10-10): Please see attached. |  |  | 10/10/2022 | 2 B |  | FL | Investment | Purchase | D B C A |  | N/A | No |
| XXXX | 6000084645 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-12): cda received | 09/12/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000084645 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | XXXX exception granted for the loan amount under XXXX. Guidelines require a min loan amount of XXXX. Comp factors include - Low LTV, repeat borrower, XXXX paid as agreed mortgages going back to XXXX | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. | lender granted guideline exception, with comp factors, XXXX | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-08-18): lender granted guideline exception, with comp factors, XXXX |  |  | 08/18/2022 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000084645 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Lender exception granted for the loan amount under XXXX. Guidelines require a min loan amount of XXXX. Comp factors include - Low LTV, repeat borrower, XXXX paid as agreed mortgages going back to XXXX | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. | lender granted guideline exception, with comp factors, XXXX | SitusAMC<br>SitusAMC,Originator | Reviewer Comment (2022-08-18): XXXX granted guideline exception, with comp factors, XXXX |  |  | 08/18/2022 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000084748 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by deal set up team | 09/08/2022 |  |  | 1 D A |  | TN | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084746 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by deal set up team | 09/08/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084654 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by deal set up team | 09/08/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084891 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by deal set up team | 09/08/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084712 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by XXXX | 09/08/2022 |  |  | 1 D A |  | NY | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084712 | XXXX |  | XXXX |  |  | Data Compare | General | Data Compare | XXXX of Units Bid Tape Field Value differs from Review Field Value. Identify variance details in comment box. |  | "Lender utilized market rent from XXXX, which is significantly higher than the 1007 market rent. DSCR would be XXXX if using the 1007 market rent. Lender's standard practice is to use 1007 market income when available. An exception, with comp factors is required." |  |  |  | Reviewer Comment (2022-09-16): lender commented in XXXX portal to waive guideline exception, with comp factors<br>Buyer Comment (2022-09-16): FACo to elaborate inXXXX updates that 3rd party market rent whether 1007 or automated market rent is up to FACo discretion. 1007 market rent was flawed, therefore, a XXXX was ordered and reviewed by FACo Collateral team for sign off. Borrower exhibits excellent credit metrics: XXXX median FICO with no mortgage late pays, low leverage at XXXX LTV.<br>Buyer Comment (2022-09-14): This is normally a data comparison item; however, this has an impact on DSCR being less than floor per guidelines .XXXX | 09/16/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084669 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by deal set up team | 09/08/2022 |  |  | 1 D A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084701 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation not provided. |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by XXXX | 09/08/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084867 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-08): CDA's were batch uploaded by deal set up team | 09/08/2022 |  |  | 1 D A |  | TX | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084696 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| XXXX | 6000084696 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Lender granted an exception for loan amount XXXX (XXXX) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of XXXX is greater than the minimum required DSCR of XXXX. | SitusAMC<br>Originator | Reviewer Comment (2022-08-24): Lender granted minimum loan amount exception with compensating factors of multiple loans, and greater than required DSCR |  |  | 08/24/2022 | 2 B |  | NC | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| XXXX | 6000084920 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation not provided. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | AR | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084932 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by XXXX | 09/13/2022 |  |  | 1 D A |  | NY | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084812 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | Background check is missing. |  | Lender to provide Background Check from XXXX dated within XXXX days of closing for XXXX and XXXX |  |  |  | Reviewer Comment (2022-09-08): background check in file, XXXX<br>Buyer Comment (2022-09-08): Background report for XXXX and XXXX can be seen starting on XXXX. XXXX is Borrower 2 within the report seen listed on XXXX | 09/08/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084812 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Rate/Term | D A C |  | N/A | No |
| XXXX | 6000084811 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation not provided. |  |  |  | Reviewer Comment (2022-09-14): CDA's were batch uploaded by deal set up team | 09/14/2022 |  |  | 1 D A |  | IN | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084931 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by XXXX | 09/13/2022 |  |  | 1 D A |  | MO | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084931 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | XXXX for XXXX Investments not provided |  |  |  | Reviewer Comment (2022-09-12): clear OFAC received<br>Buyer Comment (2022-09-09): OFAC for XXXX | 09/12/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084717 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-14): CDA's were batch uploaded by deal set up team | 09/14/2022 |  |  | 1 D A |  | IN | Investment | Refinance - Cash-out - Other | D A B |  | N/A | No |
| XXXX | 6000084717 | XXXX |  | XXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The preliminary title report in file disclosed an amount of title insurance coverage that is less than the loan amount. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2022-09-13): Title comitment with the amount matching with the note amount with XXXX, hence cleared the exception<br>Buyer Comment (2022-09-12): Uploading final title policy.<br>Buyer Comment (2022-09-09): Reached out. | 09/13/2022 |  |  | 1 B A |  | IN | Investment | Refinance - Cash-out - Other | D A B |  | N/A | No |
| XXXX | 6000084808 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be XXXX. XXXX.; Sec ID: 2 |  | The file was missing a XXXX. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000084808 | XXXX |  | XXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be XXXX. XXXX.; Sec ID: 7 |  | CDA received XXXX. Will need an additional valuation product that supports the appraised value within - XXXX. |  |  |  | Reviewer Comment (2022-09-21): XXXX report received, and supports the original appraised value, XXXX<br>Buyer Comment (2022-09-21): XXXX report | 09/21/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000084808 | XXXX |  | XXXX |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level XXXX that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2023-01-12): Accepted XXXX |  |  |  | 2 A B |  | FL | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXX | 6000084796 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation not provided. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | TX | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084649 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing the Certificate of Good Standing on the business. |  |  |  | Reviewer Comment (2022-09-13): Certificate of Good Standing with Doc Id XXXX is present in the file, hence cleared the exception<br>Buyer Comment (2022-09-12): XXXX certificate of status for XXXX can be seen within the articles of org folder XXXX. | 09/13/2022 |  |  | 1 C A |  | WI | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084649 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | WI | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084695 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by XXXX | 09/13/2022 |  |  | 1 D A |  | NJ | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084695 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Track record documentation other than application is missing and is required based on guidelines. |  |  |  |  |  | Reviewer Comment (2022-09-12): attestation on application is sufficient<br>Buyer Comment (2022-09-12): The guidelines require at least one guarantor to attest on the application that they are not a first time homebuyer and reserves the right to ask for supporting documentation if needed. The attestation on the application is sufficient. Additionally, several mortgages can be seen on the credit report. | 09/12/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084752 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | IL | Investment | Refinance - Cash-out - Other | D A B |  | N/A | No |
| XXXX | 6000084752 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | A Lender Client Waiver was used to approve the loan. |  | Previous Felony concerns. LOE provided. Background clear per review. |  |  |  | Reviewer Comment (2022-09-15): background check was clear<br>Buyer Comment (2022-09-14): Please cancel. XXXX shows that there was no XXXX records found for the XXXX.<br>Buyer Comment (2022-09-14): Reviewing internally | 09/15/2022 |  |  | 1 B A |  | IL | Investment | Refinance - Cash-out - Other | D A B |  | N/A | No |
| XXXX | 6000084770 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | Loan is to be securitized. Secondary valuation not provided. |  |  |  | Reviewer Comment (2022-09-14): CDA's were batch uploaded by deal set up team | 09/14/2022 |  |  | 1 D A |  | IN | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXX | 6000084721 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 6000084795 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | XXXX to provide XXXX dated within XXXX of closing for XXXX, XXXX. |  |  |  | Reviewer Comment (2022-09-13): OFAC report dated within XXXX days of closing for XXXX XXXX, XXXX agreement is present in the file with XXXX<br>Buyer Comment (2022-09-12): Uploading OFAC | 09/13/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084795 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file was missing a secondary valuation required for securitization purposes. |  |  |  | Reviewer Comment (2022-09-13): CDA's were batch uploaded by deal set up team | 09/13/2022 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXX | 6000084889 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-20): CDA's were batch uploaded by deal set up team | 09/20/2022 |  |  | 1 D A |  | TX | Investment | Purchase | D A |  | N/A | No |
| XXXX | 6000084853 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient. Provide updated policy reflecting minimum coverage of XXXX OR provide copy of insurer's replacement cost estimate supporting current XXXX. |  |  |  | Reviewer Comment (2022-09-19): XXXX from ins. agent confirms XXXX replacement cost on policy<br>Buyer Comment (2022-09-19): The agent confirmed that the policy was to XXXX of the replacement cost. Document XXXX XXXX. | 09/19/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084853 | XXXX |  | XXXX |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The NOTE shows an address of XXXX, however the Flood Cert reflects XXXX. |  |  |  | Reviewer Comment (2022-09-19): address affidavit received, XXXX<br>Buyer Comment (2022-09-19): Flood cert and address affidavit uploaded | 09/19/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084853 | XXXX |  | XXXX |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | The NOTE shows an address ofXXXX. XXXX, however the Appraisal reflects XXXX, XXXX. |  |  |  | Reviewer Comment (2022-09-19): address affidavit received, XXXX<br>Buyer Comment (2022-09-19): Address Affidavit that ties the addresses uploaded. | 09/19/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 6000084853 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-09-20): CDA's were batch uploaded by XXXX | 09/20/2022 |  |  | 1 D A |  | MO | Investment | Purchase | D A C |  | N/A | No |
| XXXX | 4000007480 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | File is missing a copy of XXXX |  |  |  | Reviewer Comment (2022-11-04): Received, Clearing,<br>Buyer Comment (2022-11-04): Comment from XXXX (XXXX): borrower is sole member and this is an XXXX- not corporation- corp resolution not required. | 11/04/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000007818 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | The file is missing a copy of the cash-out utilization form. |  |  |  | Reviewer Comment (2022-11-02): Received, cleared<br>Seller Comment (2022-11-02): Comment from XXXX: Please see the attached disclosures to confirm the XXXX | 11/02/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000007765 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-out utilization was not provided. |  |  |  | Reviewer Comment (2022-11-03): Received, cleared<br>Seller Comment (2022-11-03): Comment from XXXX(XXXX): CASHOUT LOE - BORROWER SIGNED AT THE BOTTOM OF THE PAGE - RIGHT SIDE - PLEASE REVIEW | 11/03/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000007765 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-11-02): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 11/02/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000007265 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2022-11-07): Received, Clearing.<br>Seller Comment (2022-11-07): Comment fromXXXX (XXXX): Fraud report | 11/07/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | 4000007265 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2022-11-07): Received, Clearing.<br>Seller Comment (2022-11-07): Comment from XXXX): Credit report | 11/07/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A | N/A | N/A | No |
| XXXX | 4000007544 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing.<br>Seller Comment (2022-11-03): Comment from XXXX (XXXX): see attached credit report. | 11/03/2022 |  |  | 1 D A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 4000007544 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-11-03): Sufficient Cure Provided At Closing |  | 11/03/2022 |  | 1 A |  | WA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007544 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Missing credit report in file |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing.<br>Seller Comment (2022-11-03): Comment from XXXX (XXXX): see attached credit report. | 11/03/2022 |  |  | 1 B A C |  | WA | Primary | Purchase | Lender to provide updated ATR/QM status D C | Non QM | Non QM | Yes |
| XXXX | 4000007544 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines Do Not Address 8 ATR Factors | Ability to RepayXXXX: Guidelines provided do not address all 8 factors of ATR. | Missing credit report in file |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing.<br>Seller Comment (2022-11-03): Comment from XXXX.): see attached credit report. | 11/03/2022 |  |  | 1 C A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 4000007544 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Missing credit report in file |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing. | 11/03/2022 |  |  | 1 A |  | WA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXX | 4000007828 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | File is missing a copy of corporate resolution |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing.<br>Seller Comment (2022-11-03): Comment from XXXX (XXXX): The operating agreement, articles of organization and EIN were all provided - see attached. | 11/03/2022 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000007828 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of XXXX is sufficient to cover the mortgage amount ofXXXX, however is insufficient to cover the estimated cost new of XXXX. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-04): Waive with regrade per client.<br>Buyer Comment (2022-11-03): Comment from XXXX (XXXX): The dwelling coverage of XXXX is way above of our new loan balance ofXXXX and that is all that we require per XXXX guidelines. |  |  | 11/04/2022 | 2 C B |  | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000007828 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Rural property type is not permitted per Guidelines. |  | Rural property type is not eligible on DSCR loans | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-03): XXXX exception received.<br>Seller Comment (2022-11-03): Comment from XXXX(XXXX): Please see attached approved exception. |  |  | 11/03/2022 | 2 C B |  | NV | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 6000085068 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Application, Purchase Contract, and appraisal all indicate transaction is a purchase. HUD1 shows this to be a XXXX with cash to close and a XXXX hold back for XXXX |  |  |  | Reviewer Comment (2022-07-01): Delayed XXXX XXXX. Guidelines do not XXXX<br>Seller Comment (2022-06-30): Please see attached executed HUD with tax lien escrow agreement | 07/01/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXX | 6000085069 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | There is layered entity ownership of the borrowing entity. The borrowing entity is owned by a sub entity. |  |  |  |  |  |  |  | 2 B |  | AZ | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| XXXX | 6000085069 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than XXXX.; Sec ID: 12 |  |  |  |  |  | Reviewer Comment (2022-09-12): Received CDA, Exception Cleared. | 09/12/2022 |  |  | 1 D A |  | AZ | Investment | Refinance - Rate/Term | D B A |  | N/A | No |
| XXXX | 6000085103 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than XXXX.; Sec ID: 12 |  |  |  |  |  | Reviewer Comment (2022-09-20): In XXXX | 09/20/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXX | 4000007659 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | Investor to provide post closing disaster report. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-11-03): Property inspected post disaster but pre-FEMA declaration of disaster end date. |  |  | 11/03/2022 | 2 B |  | FL | Investment | Purchase | B A | N/A | N/A | No |
| XXXX | 4000007829 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2022-11-04): Received, Clearing,<br>Seller Comment (2022-11-04): Comment from XXXX (XXXX): EMD was on account XXXX bank statement XXXX, on XXXX XXXX wires XXXX+ XXXX)<br>Reviewer Comment (2022-11-04): Were missing the XXXX in deposit funds. We don't have a bank statement reflecting it or source of it. This is the shortage causing issues to reserves.<br>Buyer Comment (2022-11-04): Comment from XXXX (XXXX): ForXXXX account we used transaction history dated XXXX and the balance is XXXX.<br> We also used account XXXX forXXXX and account XXXX for XXXX that make total balances as XXXX.<br> reserves requiredXXXX = XXXX + required cash to close XXXX.<br> we still have extra in the reserves.<br>Reviewer Comment (2022-11-03): For acct XXXX your using statement dated XXXXand there is a new statement which reflects a lessor amount.<br>Seller Comment (2022-11-03): Comment from XXXX (XXXX): Total verified assets are XXXX, please see the attached 1008, reserves calculator and bank statements. | 11/04/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000007829 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage XXXX | TILA HPML appraisal Rule (XXXX): XXXX requirements not satisfied. |  |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing.<br>Buyer Comment (2022-11-03): Comment from XXXX): Appraisal transfer letter was in the file, please check XXXX | 11/03/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000007829 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA | TILA NMLSR - Individual Originator NMLS information on documents does not match NMLS website | Truth in Lending Act XXXX: Individual Loan Originator NMLSR information on loan documents does not match NMLSR. | Loan Originator Organization did not match the company that the broker is affiliated with. |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing.<br>Buyer Comment (2022-11-03): Comment from XXXX (XXXX): We always put the broker NMLS and we put XXXX as a lender on our notes, please waive this condition. | 11/03/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | Yes |
| XXXX | 4000007829 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  | Broker/Lender on the appraisal is different from the Note. |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing.<br>Seller Comment (2022-11-03): Comment from XXXX (XXXX): We have an appraisal transfer letter in the file, please see the attached. | 11/03/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000007811 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Flood | Flood Insurance Escrow - Flood not Escrowed for Property in Flood Zone | Loan originated post XXXX, the subject property is in a flood zone, flood insurance is not escrowed. | The property is in flood zona XXXX, the flood insurance is not escrowed nor included in the borrower's final CD. |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing.<br>Seller Comment (2022-11-03): Comment fromXXXX (XXXX): Please see attached XXXX Flood Insurance Policy | 11/03/2022 |  |  | 1 B A |  | FL | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000007811 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year XXXX | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year XXXX of XXXX on Final Closing Disclosure provided on XXXX not accurate. |  |  |  |  | Reviewer Comment (2022-11-03): Received, Clearing. | 11/03/2022 |  |  | 1 B A |  | FL | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A B | Non QM | Non QM | Yes |
| XXXX | 4000007811 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2022-11-04): Property expenses taken form the XXXX<br>Reviewer Comment (2022-11-03): Exception Detail Updated from: Address: XXXX, XXXX, XXXX, Address: XXXX XXXX, XXXX<br> Exception Explanation Updated from: HOA Verification<br> HOA Verification, Insurance Verification<br>Seller Comment (2022-11-03): Comment from XXXX (XXXX): Please see attached | 11/04/2022 |  |  | 1 C A |  | FL | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000007702 | XXXX |  | XXXX |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | The file is missing a copy of the secondary valuation. |  |  |  | Reviewer Comment (2022-11-28): AVM received<br>Seller Comment (2022-11-28): Comment from XXXX (XXXX): Secondary Valuation | 11/28/2022 |  |  | 1 D A |  | PA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007702 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Lender guidelines for rural property have a max LTV of XXXX.. | The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-15): Post funding credit exception, waived with comp factors<br>Seller Comment (2022-11-15): Comment from XXXX(XXXX): Approved Exception Request Form |  |  | 11/15/2022 | 2 C B |  | PA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007702 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Lender guidelines for rural property have a max CLTV of XXXX.. | The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-15): Post funding credit exception, waived with comp factors<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Approved Exception Request Form |  |  | 11/15/2022 | 2 C B |  | PA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007702 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): XXXX did not provide a copy of each valuation to XXXX XXXX prior to consummation. | Missing evidence of receipt of the appraisals, XXXX prior to consummation |  |  |  | Reviewer Comment (2022-11-28): Received evidence of appraisal receipt three days prior to consummation | 11/28/2022 |  |  | 1 A |  | PA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007702 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. | Missing evidence of receipt of the appraisals, XXXX days prior to consummation |  |  |  | Reviewer Comment (2022-11-28): Accepted as is. |  |  |  | 2 B |  | PA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007702 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2022-11-28): Received evidence of appraisal receipt three days prior to XXXX | 11/28/2022 |  |  | 1 A |  | PA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007702 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal RuleXXXX: Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Missing evidence of receipt of the appraisals, XXXX days prior to consummation |  |  |  | Reviewer Comment (2022-11-28): Received evidence of appraisal receipt three days prior to consummation | 11/28/2022 |  |  | 1 A |  | PA | Primary | Purchase | D B C A | Non QM | Non QM | No |
| XXXX | 4000007873 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID XXXX Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: XXXX Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-11-07): Sufficient Cure Provided At Closing |  | 11/07/2022 |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007904 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | Loan product type is ineligible per guidelines. |  | Product type of XXXX year fixed rate mortgage is not eligible per guidelines | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-08): Prefunding credit exception, waived by client with compensating factors |  |  | 11/08/2022 | 2 B |  | PA | Primary | Purchase | A B | Non QM | Non QM | No |
| XXXX | 4000007859 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2022-11-07): Received, Clearing.<br>Seller Comment (2022-11-07): Comment from XXXX (XXXX): Please find the attached | 11/07/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000007859 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to XXXX is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2022-11-07): Received, Clearing.<br>Seller Comment (2022-11-07): Comment from XXXX (XXXX: There is a 1st and 2nd appraisal ,kindly find attached the proof of delivery for both. | 11/07/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A B | Non QM | Non QM | No |
| XXXX | 4000007599 | XXXX |  | XXXX |  | Credit | Credit | Credit Documentation | Credit | Insufficient Verification of Rental History. |  | XXXX short of of required VOR documentation required. | The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-08): XXXX exception received. |  |  | 11/08/2022 | 2 B |  | NV | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007610 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2022-11-28): Accepted as is |  |  |  | 2 B |  | HI | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007547 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of XXXX is insufficient to cover the mortgage amount of XXXX and the appraiser did not provide an estimated cost to rebuild. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  |  |  | Reviewer Comment (2022-11-09): Received, Clearing.<br>Seller Comment (2022-11-09): Comment from XXXX (XXXX): LOE ATTACHED | 11/09/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXX | 4000007645 | XXXX |  | XXXX |  | Credit | Asset | Asset Documentation | Asset | Insufficient funds for Reserves. Guidelines require |  |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX): Please see attached. | 11/15/2022 |  |  | 1 C A |  | HI | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000007645 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | Insufficient funds for Reserves. |  |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX(XXXX): Please see attached. | 11/15/2022 |  |  | 1 C A |  | HI | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000007645 | XXXX |  | XXXX |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Please see attached. | 11/15/2022 |  |  | 1 C A |  | HI | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000007645 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Please see attached. | 11/15/2022 |  |  | 1 C A |  | HI | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000007645 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Exception needs to come from the buyer of the loan. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-22): Post funding credit exception, waived with compensating factors<br>Reviewer Comment (2022-11-15): Exception Explanation Updated from: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Please see attached. |  |  | 11/22/2022 | 2 C B |  | HI | Investment | Purchase | C B A |  | N/A | No |
| XXXX | 4000007958 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage XXXX | TILA HPML appraisal Rule (XXXX): XXXX requirements not satisfied. |  |  |  |  | Reviewer Comment (2022-11-15): Accepted as is.<br>Reviewer Comment (2022-11-15): .<br>Reviewer Comment (2022-11-09): Accepted as is. |  |  |  | 2 B |  | PA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007665 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-11-09): Property inspected post disaster but pre-FEMA declaration of disaster XXXX |  |  | 11/09/2022 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007914 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae XXXX - XXXX Points and Fees | Fannie Mae XXXX XXXX Points and Fees Test. Points and Fees on subject loan of XXXX is in excess of the investor allowable maximum of XXXX of the Federal Total Loan Amount. Points and Fees total XXXX on a Federal Total Loan Amount of XXXX vs. an investor allowable total of XXXX (an overage of XXXX or XXXX). |  |  |  |  | Reviewer Comment (2022-11-14): Clearing after re-review.<br>Seller Comment (2022-11-14): Comment from XXXX (XXXX.): UW Rebuttal | 11/14/2022 |  |  | 1 B A |  | PA | Primary | Purchase | C A | Non QM | Non QM | Yes |
| XXXX | 4000007914 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (XXXX): The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX(XXXX)(XXXX). |  |  |  |  | Reviewer Comment (2022-11-16): Clearing after re-review.<br>Seller Comment (2022-11-16): Comment fromXXXX.): XXXX Rebuttal | 11/16/2022 |  |  | 1 B A |  | PA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007914 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for HOA/Condo Questionnaire without a valid change of circumstance |  |  |  | Reviewer Comment (2022-11-16): XXXX received corrected PCCD and LOE.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): LOX, PCCD and Proof | 11/16/2022 |  |  | 1 C A |  | PA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000007517 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2022-11-09): Received, Clearing.<br>Seller Comment (2022-11-09): Comment from XXXX(XXXX): Please see attached as it shows the appraisal was delivered to the borrower via email . | 11/09/2022 |  |  | 1 B A |  | NJ | Investment | Purchase | C A B | N/A | N/A | No |
| XXXX | 4000007517 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule XXXX: Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2022-11-09): Right to Receive a Copy<br>Seller Comment (2022-11-09): Comment from XXXX XXXX): Please see attached as it shows the appraisal was delivered to the borrower via email . | 11/09/2022 |  |  | 1 B A |  | NJ | Investment | Purchase | C A B | N/A | N/A | No |
| XXXX | 4000007517 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within XXXX (XXXX) business days of application or determination of first lien status. |  |  |  |  | Reviewer Comment (2022-11-09): Received, Clearing.<br>Seller Comment (2022-11-09): Comment from XXXX (XXXX): Appraisal disclosure dated XXXXattached<br>Reviewer Comment (2022-11-09): Application is XXXX Right to Receive a Copy wasn't received till XXXX<br>Seller Comment (2022-11-09): Comment from XXXX): Appraisal disclosure attached | 11/09/2022 |  |  | 1 B A |  | NJ | Investment | Purchase | C A B | N/A | N/A | No |
| XXXX | 4000007517 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2022-11-09): Received, Clearing.<br>Seller Comment (2022-11-09): Comment from XXXX): RCE is attached<br>Reviewer Comment (2022-11-09): Hazard coverage of XXXX is sufficient to cover the mortgage amount ofXXXXhowever is insufficient to cover the estimated cost new of XXXX Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer.<br>Seller Comment (2022-11-09): Comment from XXXX (XXXX): Please see attached hazard insurance. Dwelling coverage of XXXX covers the loan amount of XXXX. | 11/09/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C A B | N/A | N/A | No |
| XXXX | 4000007415 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of XXXX is insufficient to cover the mortgage amount ofXXXX. Please provide a letter from the insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has owned the subject property for at least XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-18): The insurance more than covers the OPB.<br>Reviewer Comment (2022-11-10): Hazard coverage of XXXX is sufficient to cover the mortgage amount of XXXX, however is insufficient to cover the estimated cost new of XXXX. Please provide a letter from the XXXX stating the maximum insurable amount and/or a replacement costs estimator from the XXXX.<br>Buyer Comment (2022-11-09): Comment from XXXX (XXXX): i believe this condition was made in error. the coverage is XXXX and the loan amount is XXXX. The coverage is clearly more than the loan amount. |  |  | 11/18/2022 | 2 C B |  | NE | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000007681 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2022-11-09): Received, Clearing.<br>Seller Comment (2022-11-09): Comment from XXXX (XXXX): Please see attached. | 11/09/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000007993 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. | Loan is identified to be higher priced mortgage loan. APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX, or XXXX |  |  |  | Reviewer Comment (2022-11-16): Received, Clearing. | 11/16/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007993 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations RuleXXXX: Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | There is no proof in file that the appraisal was provide to the borrower XXXX business days prior to consummation. |  |  |  | Reviewer Comment (2022-11-16): Received, Clearing. | 11/16/2022 |  |  | 1 B A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007993 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. | There is no proof in file that the appraisal was provide to the borrower XXXX business days prior to consummation. |  |  |  | Reviewer Comment (2022-11-16): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Please refer to the attached Appraisal Ack form. Thank you! | 11/16/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007993 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Insufficient funds for reserve. Provide additional assets documentation. |  |  |  | Reviewer Comment (2022-12-01): Guidelines dated XXXX indicate minimum reserve requirement is XXXX months<br>Reviewer Comment (2022-11-23): Per OBF, they have requested these guides from your group and have not yet received them back. They are not able to make any decision on this loan until your group provides the guides they need to review and sign off on<br>Buyer Comment (2022-11-20): Comment from XXXX(XXXX): The loan is locked as a VOE/PNL program under XXXX(XXXX). XXXX(XXXX) is XXXX's program name that includes the doc type of VOE/PNL. It is separate from our XXXXs program Expanded Portfolio(EP).<br> The outstanding conditions are from the XXXX Expanded Portfolio(EP), which is a completely different program. Please note that this loan should follow the VOE guideline. Thank you.<br>Reviewer Comment (2022-11-16): Approved guides we have been provided bXXXXare the XXXX. XXXX months is required. Exception from the buyer would be required.<br>Seller Comment (2022-11-15): Comment from XXXX): Could you please provide clarification for the reserve amount per guideline? XXXX guideline only requires XXXX month worth of reserves for the loan 'Up to XXXX with LTV greater than XXXX | 12/01/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007993 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | The minimum housing history was not met as required by guidelines for First Time Homebuyer. |  | The borrower does not have a housing history. A rent free letter was provided indicating the borrower lives with cousin. |  |  |  | Reviewer Comment (2022-12-01): Guidelines dated XXXX reflect Rent-free LOE is acceptable<br>Reviewer Comment (2022-11-23): Per XXXX, they have requested these guides from your group and have not yet received them back. They are not able to make any decision on this loan until your group provides the guides they need to review and XXXX<br>Buyer Comment (2022-11-20): Comment from XXXX (XXXX): The loan is locked as a XXXX under XXXX). XXXX is XXXX name that includes the doc type of XXXX. It is separate from our XXXX.<br> The outstanding conditions are from XXXX, which is a completely different program. Please note that this loan should follow the VOE guideline that has no restriction on XXXX. Thank you.<br>Reviewer Comment (2022-11-16): Borrower is a FTHB and guidelines: Must have documented XXXX months' rent history reflecting XXXX. Rent Free LOE is only allowed on non FTHB.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Living rent free LOE has been signed by the property owner XXXX. Could you please clarify your concerns on this LOE? | 12/01/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007573 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Appraisal Delivery XXXX | 11/15/2022 |  |  | 1 C A |  | HI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007573 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Appraisal delivery XXXX. | 11/15/2022 |  |  | 1 C A |  | HI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007879 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Payment Shock exceeds credit guidelines. | Payment Shock: ___ | Per Lender guidelines: Maximum payment shock of XXXX | The qualifying DTI on the loan is at least XXXX% less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-10): Prefunding credit exception, waived with compensating factors |  |  | 11/10/2022 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007820 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX(XXXX): UnitXXXX | 11/15/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXX | 4000007881 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | The subject property is located in a FEMA Disaster area post-close. A post-disaster inspection verifying there was no damage to the subject property is required once a declared end date is identified. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-11-11): Property inspected post disaster but pre-FEMA declaration of disaster XXXX. Date of disaster:XXXX |  |  | 11/11/2022 | 2 B |  | FL | Investment | Purchase | B A |  | N/A | No |
| XXXX | 4000007417 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding High-Cost Home Loans Disclosure Not Provided) | XXXX Home Loan: Prohibited Acts and Practices Regarding High-Cost Home Loans disclosure not provided. | Evidence of receipt not found in file |  |  |  | Reviewer Comment (2022-11-16): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): See attached | 11/16/2022 |  |  | 1 C A |  | RI | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007417 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (High Cost Analysis Not In File) | XXXX Home Loan: Loan file did not contain record(s) documenting high-cost home loan analysis. | Evidence of receipt not found in file |  |  |  | Reviewer Comment (2022-11-16): High cost analysis received<br>Seller Comment (2022-11-16): Comment from XXXX (XXXX): See attached | 11/16/2022 |  |  | 1 C A |  | RI | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007417 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Defect | Rhode Island Home Loan (Prohibited Acts and Practices Regarding Home Loans Disclosure Not Signed) | XXXX Home Loan: Prohibited Acts and Practices Regarding Home Loans Disclosure not properly executed. | Home Loans Disclosure not signed by Lender |  |  |  | Reviewer Comment (2022-11-16): Received, Clearing.<br>Buyer Comment (2022-11-15): Comment from XXXX (XXXXk): The second line of the signature addendum is for the co-borrower. The lender signature is under the creditor section. | 11/16/2022 |  |  | 1 C A |  | RI | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007417 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (XXXX): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX |  |  |  | Reviewer Comment (2022-11-16): Restated.<br>Buyer Comment (2022-11-15): Comment from XXXX (XXXX): XXXX is purchasing this loan as a non-qm loan. | 11/16/2022 |  |  | 1 B A C |  | RI | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 4000007417 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX. |  |  |  |  | Reviewer Comment (2022-11-16): Restated.<br>Buyer Comment (2022-11-15): Comment from XXXX(XXXX): XXXX is purchasing this as a Non-QM loan | 11/16/2022 |  |  | 1 C A |  | RI | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007417 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay XXXX: The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Restated. |  |  |  | Reviewer Comment (2022-11-17): Accepted as is per client |  |  |  | 2 A B |  | RI | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007550 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance premium is missing from evidence of insurance. |  |  |  |  |  | Reviewer Comment (2022-11-17): Received, Clearing.<br>Seller Comment (2022-11-17): Comment from XXXX (XXXX): home is fully covered by the master policy that includes walls-in and since paid by HOA, premium isnt required | 11/17/2022 |  |  | 1 C A |  | AL | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007550 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (XXXX) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2022-11-17): XXXXreceived updated E-sign Consent agreement on XXXX<br>Seller Comment (2022-11-16): Comment from XXXX (XXXX): econsent | 11/17/2022 |  |  | 1 C A |  | AL | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007550 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXXexceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | No valid change in circumstance for fee change |  |  |  | Reviewer Comment (2022-11-28): XXXX received PCCD, LOE, Proof of delivery & refund check.<br>Seller Comment (2022-11-23): Comment from XXXX (XXXX): check<br>Reviewer Comment (2022-11-18): XXXX received LOE to borrower, proof of mailing, Corrected CD. Missing Copy of Refund Check. Provide copy of refund check<br>Seller Comment (2022-11-17): Comment from XXXX (XXXX): PCCD, XXXX, CHECK |  | 11/28/2022 |  | 2 C B |  | AL | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000008071 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (XXXX): Borrower waived right to receive a copy of the appraisal at least XXXX prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX: There is a XXXX ,kindly find attached the proof of delivery for both. | 11/15/2022 |  |  | 1 B A |  | IL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000008071 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML XXXX Non Compliant | XXXX: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. XXXX. |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing. | 11/15/2022 |  |  | 1 C A |  | IL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000008071 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant XXXX (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX.): Borrowers Receipt of the Appraisal | 11/15/2022 |  |  | 1 C A |  | IL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000008071 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower, please provide a valid change of circumstance or cure. |  |  |  | Reviewer Comment (2022-11-21): XXXX received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check.<br>Seller Comment (2022-11-18): Comment from XXXX): Post CD LOX XXXX Check and Proof of Delivery |  | 11/21/2022 |  | 2 C B |  | IL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXX | 4000007602 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | In order to use business funds, a letter from a CPA must be obtained verifying that the withdrawal of funds for the transaction will not have a negative impact on the business. |  |  |  | Reviewer Comment (2022-11-14): Clearing after re-review.<br>Seller Comment (2022-11-11): Comment fromXXXX (XXXX): business assets were not used to qualify - Borrower received cash out XXXX | 11/14/2022 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXX | 4000007967 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): XXXX is purchasing this loan as a non-qm loan. | 11/15/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000007967 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement was not provided |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): sales contract | 11/15/2022 |  |  | 1 D A |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000007967 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Loan Threshold Fixed Compliant | XXXX: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. XXXX | APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX |  |  |  | Reviewer Comment (2022-11-15): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. D B A | Non QM | Non QM | Yes |
| XXXX | 4000007967 | XXXX |  | XXXX |  | Credit | Guideline | Guideline Issue | Guideline | The minimum housing history was not met as required by guidelines for First Time Homebuyer. |  | The borrower is a first time home buyer and is living rent free | Borrowers made a down payment from their own funds on this XXXX transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-14): Prefunding credit exception - waived with compensating factors |  |  | 11/14/2022 | 2 B |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000007967 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Missing complete fraud report |  |  |  | Reviewer Comment (2022-11-15): Received, Clearing.<br>Seller Comment (2022-11-15): Comment from XXXX): fraud guard | 11/15/2022 |  |  | 1 C A |  | NY | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXX | 4000007821 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2022-11-15): Received, cleared<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Master policy for XXXX XXXX | 11/15/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007821 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over Year 1 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Non-Escrowed Property Costs over Year XXXX of XXXXon Final Closing Disclosure provided on XXXXnot accurate. | The final CD disclosed the Amount of Non Escrowed Escrowed Property Costs over Year XXXX as XXXX on page 4; however HOA (XXXX) total XXXX per year. Provide a post-close CD correcting the Escrow Account section and a copy of the letter of explanation letter sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2022-11-23): Client accepted as is<br>Reviewer Comment (2022-11-23): re-opened<br>Reviewer Comment (2022-11-17): Accepted as is.<br>Seller Comment (2022-11-17): Comment from XXXX): LOE and PCCD attached<br>Reviewer Comment (2022-11-17): XXXX received Corrected CD & LOE to borrower. However, the property does not match to subject and loan terms are different from subject property note. PCCD presented shows Unit XXXX and subject is Unit XXXX. Provide Correct PCCD and LOE to borrower to cure.<br>Seller Comment (2022-11-15): Comment from XXXX): CD and LOE to borrower |  |  |  | 2 B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000007821 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | Missing estimated and final HUD-1 from cash-out refinance |  |  |  | Reviewer Comment (2022-11-17): Received, Clearing.<br>Seller Comment (2022-11-17): Comment fromXXXX (XXXX): See attached Final Settlement Statement<br>Reviewer Comment (2022-11-15): Cash out refinance of Unit XXXX took place post closing. We don't have very stringent requirements on what that third party documentation could be (provided it's pre-close), just looking for more than the consumer's stated amount on the 1003. Examples of this verification can include, but is not limited to, a preliminary CD on the refinanced property, or other third-party documentation, including verbally sourced from a third party other than the consumer, that identifies the source of these assets<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): Final CD XXXX | 11/17/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007821 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (XXXX): XXXX Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Missing estimated and final HUD-1 from cash-out refinance |  |  |  | Reviewer Comment (2022-11-17): Received, Clearing. | 11/17/2022 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXX | 4000007821 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (XXXX): General Ability-to-Repay requirements not satisfied. | Missing estimated and final XXXXfrom cash-out refinance |  |  |  | Reviewer Comment (2022-11-17): Received, Clearing. | 11/17/2022 |  |  | 1 A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007821 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | Missing estimated and final HUD-1 from cash-out refinance, showing funds were available prior to consummation |  |  |  | Reviewer Comment (2022-11-17): Received, Clearing.<br>Seller Comment (2022-11-17): Comment from XXXX (XXXX): Final SS | 11/17/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000008054 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2022-11-16): Received, Clearing.<br>Seller Comment (2022-11-16): Comment from XXXX (XXXX): Guaranty. | 11/16/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B A |  | N/A | No |
| XXXX | 4000008054 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___<br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-11-14): Property inspected post disaster but pre-FEMA declaration of disaster XXXX |  |  | 11/14/2022 | 2 B |  | FL | Investment | Purchase | D B A |  | N/A | No |
| XXXX | 4000007337 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | Only one of the leases provided for the property exceeds the note date by six months so use of actual rents isn't allowed and would default back to the market rent. | The representative FICO score exceeds the guideline minimum by at least XXXX points. |  | SitusAMC | Reviewer Comment (2022-11-22): Client exception provided to use higher lease agreement vs. market rents<br>Reviewer Comment (2022-11-22): Re-opened<br>Reviewer Comment (2022-11-18): Client exception received.<br>Seller Comment (2022-11-18): Comment from XXXX): XXXX<br>Reviewer Comment (2022-11-15): Exception need to come from the buyer of the loan.<br>Seller Comment (2022-11-15): Comment from XXXX (XXXX): LENDER EXPLINATION- PLEASE CLEAR INVALID | 11/22/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000007337 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lease agreement was used at origination which had XXXX left at time of submission vs. using lower XXXX | The representative FICO score exceeds the guideline minimum by at least XXXX points. |  | SitusAMC | Reviewer Comment (2022-11-22): Client exception waived with compensating factors |  |  | 11/22/2022 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000008111 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXXexceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of XXXXexceeds tolerance of XXXX File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include XXXX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2022-11-17): XXXX Received COC dated XXXX with a valid reason for change.<br>Seller Comment (2022-11-16): Comment from XXXX): Please see attached | 11/17/2022 |  |  | 1 C A |  | FL | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXX | 4000008134 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure did not disclose Amount of Non-Escrowed Property Costs over XXXX | XXXX: Final Closing Disclosure provided on XXXX did not disclose Amount of Non-Escrowed Property Costs over Year XXXX. | Not Provided on CD |  |  |  | Reviewer Comment (2022-11-16): Accepted as is. |  |  |  | 2 B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXX | 4000008089 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated XXXX). | Final Closing Disclosure provided on XXXX disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan |  |  |  | Reviewer Comment (2022-11-30): XXXX received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD.<br>Seller Comment (2022-11-28): Comment from XXXX): Please refer to the attached (1)copy of check, (2)shipping label to borrower, (3)RESPA Letter, and (4)updated Post CD. The tracking# is XXXXThank you!<br>Reviewer Comment (2022-11-23): Confirming TOP underdisclosure and full cure to borrower is REDACTED]. A Corrected CD, LOE to borrower, Copy of cure refund check and proof of mailing required to cure.<br>Buyer Comment (2022-11-20): Comment from XXXX (XXXX): I see that the TOP has been increased from XXXX toXXXXThus the cure amount required should be XXXX (XXXX). Could you please confirm this amount? Please let us know if you need anything else other than the cure of the TOP discrepancy. Thank you. |  | 11/30/2022 |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission if Applicable B | Non QM | Non QM | Yes |
| XXXX | 4000008029 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (XXXX): The Qualification Method used by the lender does not match the ATR payment calculation methods under XXXX(XXXX)(XXXX). |  |  |  |  | Reviewer Comment (2022-11-23): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000008029 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage XXXX Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | Due tot the APR is excess of the allowable threshold. |  |  |  | Reviewer Comment (2022-11-22): Designation restated<br>Buyer Comment (2022-11-22): Comment from XXXX (XXXX): XXXX is purchasing this as a Non-QM loan. | 11/22/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 4000008029 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX. |  |  |  |  | Reviewer Comment (2022-11-22): Designation restated<br>Buyer Comment (2022-11-22): Comment from XXXX (XXXX): XXXX is purchasing this a Non QM loan | 11/22/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000008029 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX: Counseling Disclosure not provided to borrower. | The file is missing a copy of the required documentation. |  |  |  | Reviewer Comment (2022-11-23): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000008029 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | XXXX: Mortgage does not contain a legend stating that the subprime loan is subject to Section XXXX-m of the Banking Law. | The file is missing a copy of the required documentation. |  |  |  | Reviewer Comment (2022-11-23): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend), and proof of mailing. Best Practice would be to have signed and re-recorded Mortgage. (This will overwrite the existing Exception Remediation which reads: Provide the following: Corrected Mortgage (with required Legend), Letter of Explanation, and Proof of Delivery. Best Practice would be to have signed and re-recorded Mortgage.). A | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 4000008029 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Subprime Home Loan Threshold Greater than XXXX Year ARM Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX, or XXXX. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2022-11-23): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 4000008029 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Notice of Taxes and Insurance Not Provided) | XXXX Subprime Loan: Borrower not provided with Notice of Taxes and Insurance on 1st lien, subprime loan. | The file is missing a copy of the required documentation. |  |  |  | Reviewer Comment (2022-11-23): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000008029 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Designation restated |  |  |  | Reviewer Comment (2022-11-23): Accepted as is per client |  |  |  | 2 A B |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007737 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage ofXXXX is insufficient to cover the mortgage amount of XXXX with an estimated cost new of XXXX Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. |  |  |  | Reviewer Comment (2022-11-28): Received, Clearing.<br>Seller Comment (2022-11-28): Comment from XXXX (XXXX): Replacement Cost Estimator | 11/28/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000007990 | XXXX |  | XXXX |  | Credit | Title | Document Error | Title | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2022-11-22): Received title supplement<br>Seller Comment (2022-11-22): Comment from XXXX (XXXX: Please find the title supplement attached. | 11/22/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXX | 4000007865 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2022-11-22): Purchase contract received<br>Seller Comment (2022-11-22): Comment fromXXXX): See XXXX attached | 11/22/2022 |  |  | 1 D A |  | PA | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXX | 4000007865 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2022-11-22): Sufficient Cure Provided At Closing |  | 11/22/2022 |  | 1 A |  | PA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007865 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | The file is missing a copy of the hazard insurance policy for property address: XXXX |  |  |  | Reviewer Comment (2022-11-22): received, cleared<br>Seller Comment (2022-11-22): Comment from XXXX (XXXX): This is a vacant lot. See LOX from borrower and Public Record Document<br>Buyer Comment (2022-11-22): Comment from XXXX (XXXX): This is a vacant lot - see LOX from borrower and Public Record doc attached | 11/22/2022 |  |  | 1 C A |  | PA | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXX | 4000007814 | XXXX |  | XXXX |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title policy Amount of XXXX was less than original loan amount of XXXX |  |  |  | Reviewer Comment (2022-11-28): Received, Clearing.<br>Seller Comment (2022-11-28): Comment from XXXX: Please see attached | 11/28/2022 |  |  | 1 B A |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXX | 4000007814 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | The lender on the appraisal does not match the lender on the note |  |  |  | Reviewer Comment (2022-11-28): Received, Clearing.<br>Seller Comment (2022-11-28): Comment from XXXX (XXXX): Please see attached Appraisal Xfer letter | 11/28/2022 |  |  | 1 B A |  | TX | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXX | 4000007905 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of XXXX exceeds tolerance of XXXX. No cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2022-11-23): Sufficient Cure Provided At Closing |  | 11/23/2022 |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007640 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to XXXX (XXXX) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2022-11-30): Received PCCD and Closing statement reflecting disbursement date of XXXX<br>Seller Comment (2022-11-30): Comment from XXXX): Please see attached Notice of Right to Cancel with proper rescission given, final ALTA and PCCD. <br> • Critical Dates<br> o Borrower signed XXXX<br> o Rescission up XXXX<br> o Earliest closing date XXXX<br> o Disbursement date XXXX | 11/30/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXX | 4000007640 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | RTC and CD signed XXXX which would make the eligible disbursement date XXXX, however the disbursement date on the CD is XXXX |  |  |  | Reviewer Comment (2022-11-30): Received PCCD and FSS evidencing Disbursement date of XXXX<br>Seller Comment (2022-11-30): Comment from XXXX (XXXX): Please see attached Notice of Right to Cancel with proper rescission given, final ALTA and PCCD. <br> • Critical Dates<br> o Borrower signed XXXX<br> o Rescission up XXXX<br> o Earliest closing date XXXX<br> o Disbursement date XXXX | 11/30/2022 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C | Non QM | Non QM | Yes |
| XXXX | 4000007272 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud document was missing |  |  |  | Reviewer Comment (2022-11-28): Received, Clearing.<br>Seller Comment (2022-11-28): Comment from XXXX (XXXX): Fraud report attached | 11/28/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000007272 | XXXX |  | XXXX |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage ofXXXXis sufficient to cover the mortgage amount of XXXX however the appraisal did not provide an estimated cost new. Please provide a letter from the insurer stating the maximum insurable amount and or a replacement costs estimator from the insurer |  |  |  | Reviewer Comment (2022-11-30): Received, Clearing.<br>Seller Comment (2022-11-30): Comment from XXXX (XXXX): please find XXXX.<br>This policy has an XXXX coinsurance clause, therefore, XXXX. Policy limits is XXXX<br> Let me know if you need anything else.<br>Thanks<br>XXXX"Renewal Underwriter" <br> XXXX<br> XXXX<br> XXXX<br> Phone: XXXX<br> Fax: XXXX<br> Toll Free: XXXX<br> XXXX | 11/30/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000007272 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State Defect | XXXX SB270 Prepayment Penalty Test XXXX Investment Test | XXXX SB270: Mortgage loan contains an impermissible prepayment penalty; however Note or Prepay Addendum provides specific language that prepayment penalty will not exceed maximum permitted by applicable law. | Mortgage loan contains an impermissible prepayment penalty; however Note or Prepay Addendum provides specific language that prepayment penalty will not exceed maximum |  |  |  | Reviewer Comment (2022-12-01): Accepted as is per client |  |  |  | 2 B |  | MD | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000007272 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): XXXX did not provide a copy of each valuation to applicant XXXX days prior to consummation. | ECOA Receipt of Appraisal was not sign by borrower |  |  |  | Reviewer Comment (2022-12-01): Accepted as is per client |  |  |  | 2 B |  | MD | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000008388 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Lender on the appraisal does not match the lender on the note |  |  |  | Reviewer Comment (2022-11-29): Received, Clearing.<br>Seller Comment (2022-11-29): Comment from XXXX (XXXX): Transfer letter. | 11/29/2022 |  |  | 1 B A |  | PA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000007897 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of XXXX exceeds tolerance of XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee was last disclosed as XXXX on LE but disclosed as XXXX on Final Closing Disclosure. File does not contain a valid COC for this fee, nor evidence of cure in file. Provide a post-close CD disclosing the tolerance cure to include XXXX, a copy of refund check, proof of delivery, and a copy of the letter of explanation sent to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2022-11-23): Sufficient Cure Provided At Closing |  | 11/23/2022 |  | 1 A |  | IL | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXX | 4000007897 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2022-11-29): Property XXXX XXXX HOA dues and taxes verified<br>Seller Comment (2022-11-29): Comment from XXXX (XXXX): Please escalate this to management. This is the customers primary residence and not the subject property. The property is an attached townhome with an HOA. The HOA would include insurance that covers the property. Since the property is free and clear, we cannot require the customer to obtain HOI. As additional HOI would be a customer choice.<br>Reviewer Comment (2022-11-28): Guidelines do not indicate evidence of HOI is not required on free and clear properties. Exception remains<br>Seller Comment (2022-11-28): Comment from XXXX (XXXX): Please see the Lien Search, Taxes and HOA. HOI is not required on a free and clear property. | 11/29/2022 |  |  | 1 C A |  | IL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXX | 4000007975 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule XXXX): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (XXXX) business days of application or determination of first lien status. | The documentation was not received in a timely matter. |  |  |  | Reviewer Comment (2022-11-28): Accepted as is. |  |  |  | 2 B |  | TX | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000007975 | XXXX |  | XXXX |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing a copy of the cpa letter to verify expense ratio. |  |  |  | Reviewer Comment (2022-11-28): Received, Clearing.<br>Seller Comment (2022-11-28): Comment from XXXX (XXXX): Per XXXX Statement XXXXguidelines, the CPA letter is a suggestion and not a requirement. The UW utilized the option for a flat XXXX expense factor per attached XXXX | 11/28/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C B A | N/A | N/A | No |
| XXXX | 4000007755 | XXXX |  | XXXX |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | The Approval disclosed that the FICO score requirements were not met, Exception is needed from the buyer of the loan. | Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-29): Client exception received.<br>Seller Comment (2022-11-29): Comment from XXXX (XXXX): Exception<br>Reviewer Comment (2022-11-28): Need exception from the XXXX of the loan.<br>Seller Comment (2022-11-28): Comment from XXXX (XXXX): exception |  |  | 11/29/2022 | 2 C B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXX | 4000007755 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2022-11-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXX | 4000007755 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | XXXX Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section XXXX of the Banking Law. |  |  |  |  | Reviewer Comment (2022-11-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend), and proof of mailing. Best Practice would be to have signed and re-recorded Mortgage. (This will overwrite the existing Exception Remediation which reads: Provide the following: Corrected Mortgage (with required Legend), Letter of Explanation, and Proof of Delivery. Best Practice would be to have signed and re-recorded Mortgage.). A | Non QM | Non QM | Yes |
| XXXX | 4000007755 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXXSubprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan ofXXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX, or XXXX Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2022-11-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Non QM | Non QM | Yes |
| XXXX | 4000007755 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Notice of Taxes and Insurance Not Provided) | XXXX Subprime Loan: Borrower not provided with Notice of Taxes and Insurance on 1st lien, subprime loan. |  |  |  |  | Reviewer Comment (2022-11-29): Accepted as is. |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXX | 4000007510 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5). |  |  |  |  | Reviewer Comment (2022-12-01): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007510 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM (APOR) Threshold Fail | Qualified Mortgage: QM APR on subject loan of XXXX is equal to or greater than the threshold of XXXX |  |  |  |  | Reviewer Comment (2022-11-28): Restated. | 11/28/2022 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007510 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | XXXX Loan Threshold Greater than XXXX Year ARM Compliant | XXXX: APR on subject loan of XXXX is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX, or XXXX. XXXX. |  |  |  |  | Reviewer Comment (2022-12-01): Accepted as is per client |  |  |  | 2 B |  | NY | Primary | Purchase | While considered narrow in its defense, the cure provisions under the NY Subprime law allows lenders, when acting in good faith, to make appropriate restitution to the borrower to satisfy the subprime home loan requirements and remove the loan from subprime status. Cure may be made through refund if (1) there is bona fide evidence of good faith (i.e, lender has controls and policies in place to avoid making subprime loans); and (2) the borrower has not yet brought any action against lender. There is no time limit for which such restitution must be made. B A | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 4000007510 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Non QM. | Verified Loan Designation |  |  |  | Reviewer Comment (2022-11-28): Restated. | 11/28/2022 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM status C B | Safe Harbor QM (APOR) | Non QM | Yes |
| XXXX | 4000007510 | XXXX |  | XXXX |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | XXXX Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | Verified Disclosure provided XXXX |  |  |  | Reviewer Comment (2022-12-01): Accepted as is per XXXX |  |  |  | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000007510 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (XXXX): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Restated. |  |  |  | Reviewer Comment (2022-12-01): Accepted as is per client |  |  |  | 2 A B |  | NY | Primary | Purchase | C B A | Safe Harbor QM (APOR) | Non QM | No |
| XXXX | 4000008516 | XXXX |  | XXXX |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-30): Client Exception in the file. |  |  | 11/30/2022 | 2 B |  | CT | Investment | Purchase | B A |  | N/A | No |
| XXXX | 4000008516 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least XXXX and XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-11-30): Client Exception in the file. |  |  | 11/30/2022 | 2 B |  | CT | Investment | Purchase | B A |  | N/A | No |
| XXXX | 4000008180 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2022-11-30): Received, cleared<br>Seller Comment (2022-11-30): Comment from XXXX (XXXX): APPRAISAL DELIVERED XXXX | 11/30/2022 |  |  | 1 B A |  | NC | Investment | Purchase | B A | N/A | N/A | No |
| XXXX | 4000008191 | XXXX |  | XXXX |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. |  | One tradeline with at least a XXXX high credit limit. Borrower high credit limit is XXXX | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrowers made a down payment from their own funds on this XXXX transaction of at least XXXX and XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-12-07): Client exception received.<br>Reviewer Comment (2022-12-01): Prefunding credit exception, waived with compensating factors |  |  | 12/07/2022 | 2 B |  | WA | Investment | Purchase | B A |  | N/A | No |
| XXXX | 4000008121 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-12-01): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX |  |  | 12/01/2022 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000008121 | XXXX |  | XXXX |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2022-12-01): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster:XXXX |  |  | 12/01/2022 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000008216 | XXXX |  | XXXX |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  |  |  |  |  | Reviewer Comment (2022-12-01): XXXX in the file with ID XXXX.<br>Seller Comment (2022-12-01): Comment from XXXX(XXXX): NQM Investor Program- Underwriting Guidelines datedXXXXdo not require a photocopy of the borrower's ID. A copy of the ID is required only to verify if the borrower is eligible to reside in the US if they are a non- US citizen. Borrower is a US citizen as evidenced on the Final 1003 and the verification was completed by a notary on the Customer Identification Verification form p. 649 of bundle 9attached for review). | 12/01/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000008216 | XXXX |  | XXXX |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | In order to use lease amount, XXXX cancelled checks/bank statements to support the lease amount, however this was missing from the file | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has owned the subject property for at least XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-12-01): Prefunding credit exception, waived with compensating factors |  |  | 12/01/2022 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000008274 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. |  | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2022-12-02): Client elects to waive with compensating factors<br>Reviewer Comment (2022-12-01): Exception needs to come from the buyer of the loan.<br>Seller Comment (2022-12-01): Comment from XXXX XXXX: Please see attached Lender Approved exception to allow XXXX loan amount. |  |  | 12/02/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXX | 4000008241 | XXXX |  | XXXX |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2022-12-14): Received, cleared<br>Seller Comment (2022-12-14): Comment from XXXX (XXXX.): see email from XXXX /XXXX - no exception needed<br>Reviewer Comment (2022-12-06): Credit exception should come from the buyer<br>Seller Comment (2022-12-06): Comment from XXXX(XXXX): see attached. \*loan was supposed to close on XXXXbut closed a day early. | 12/14/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXX | 4000008422 | XXXX |  | XXXX |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Payment Shock exceeds credit guidelines. | Payment Shock: ___ | Guidelines states Non-First Time Home Buyer: Maximum XXXX if DTI > XXXX. | The representative FICO score exceeds the guideline minimum by at least XXXX points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has worked in the same position for more than XXXX years.<br>Borrower has verified disposable income of at least XXXX.<br>Borrower has been employed in the same industry for more than XXXX years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-12-19): Client exception in the file. |  |  | 12/19/2022 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXX | 4000008055 | XXXX |  | XXXX |  | Credit | Missing Document | General | Missing Document | Incomplete Document: Note - XXXX is incomplete |  | Missing page 2 of the note. |  |  |  | Reviewer Comment (2022-12-20): Received, Clearing.<br>Seller Comment (2022-12-20): Comment from XXXX (XXXX): complete note | 12/20/2022 |  |  | 1 D A |  | TX | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXX | 4000008251 | XXXX |  | XXXX |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least XXXX (XXXX) business days prior to closing. | Evidence of earlier receipt of CD not found in file. |  |  |  | Reviewer Comment (2022-12-23): XXXX received XXXX CD received XXXX business days prior to consummation.<br>Seller Comment (2022-12-22): Comment fromXXXX (XXXX): prelim cd | 12/23/2022 |  |  | 1 C A |  | AZ | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |

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## Exhibit 99.04

**Exhibit 99.04**

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** |  |  |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Appraised Value** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraisal Valuation Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Report Date** | **Second Appraisal Effective Date** | **Second Appraisal Type** | **Second Appraisal Company** | **Second Appraisal Confidence Score** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence<br> Score** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXX | 6000070161 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000070149 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000070141 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000070168 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000070162 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| XXXX | 6000070150 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000072077 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.741% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.10 |
| XXXX | 6000070189 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000070136 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.60 |
| XXXX | 6000073125 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| XXXX | 6000073283 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000073277 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 6000072789 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000072792 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000072793 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000072797 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -18.182% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000072798 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000072805 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.255% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000073734 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000073735 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000073725 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 6000073731 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000002261 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.20 |
| XXXX | 6000073226 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000073206 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000073227 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000073240 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 14.154% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000073244 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000073215 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 6000073216 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000002463 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074831 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074832 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074833 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074834 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074835 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074836 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074837 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074838 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074839 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074840 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074842 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000002584 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074519 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.60 |
| XXXX | 6000074512 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.50 |
| XXXX | 6000074472 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000074471 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075074 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| XXXX | 6000077025 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.30 |
| XXXX | 6000077027 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.30 |
| XXXX | 6000077030 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000077031 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.60 |
| XXXX | 6000077035 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000077036 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000077037 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 6000077039 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000002717 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.60 |
| XXXX | 6000077176 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000077177 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000077183 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.30 |
| XXXX | 6000077196 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000077159 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.20 |
| XXXX | 6000077162 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000077165 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.90 |
| XXXX | 6000077186 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000077197 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000077198 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000077199 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000077203 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000077361 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.10 |
| XXXX | 6000078183 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078191 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078212 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078231 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000076936 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.70 |
| XXXX | 6000076935 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 6000076959 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000075014 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075058 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075029 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075017 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075021 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075026 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075030 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075064 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075061 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000075037 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078603 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.20 |
| XXXX | 6000078604 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000078605 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000002795 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000002902 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078193 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078194 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078195 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078196 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078198 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078199 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078201 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078202 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -5.660% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078203 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078204 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078205 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078206 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078207 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078208 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078209 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078210 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078213 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078214 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078215 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -8.669% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078216 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078217 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078218 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078219 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078221 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078652 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.40 |
| XXXX | 6000078659 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 3.448% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000078658 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 6000078654 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |
| XXXX | 6000078655 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 6000078653 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.40 |
| XXXX | 4000003045 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |
| XXXX | 4000003160 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000003012 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 6000078847 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000002961 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| XXXX | 4000002952 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000003220 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.560% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000003058 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000002968 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000079014 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000079021 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000003010 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.60 |
| XXXX | 4000003416 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -7.143% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000003538 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000003444 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.60 |
| XXXX | 4000003219 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000003451 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000080076 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078725 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.20 |
| XXXX | 6000077428 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 6.877% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.20 |
| XXXX | 6000078730 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -5.882% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078854 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 6000079036 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000079031 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.10 |
| XXXX | 6000078752 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000078984 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.00 |
| XXXX | 6000078902 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.00 |
| XXXX | 6000079722 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| XXXX | 6000078982 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5.00 |
| XXXX | 6000079116 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000079742 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000079716 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| XXXX | 6000079723 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000079721 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.20 |
| XXXX | 6000079043 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| XXXX | 6000079687 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| XXXX | 6000079046 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000079717 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -8.333% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000078768 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000079110 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000079123 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000004497 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.70 |
| XXXX | 4000003779 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000004665 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000004716 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.90 |
| XXXX | 4000003365 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000004369 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000004380 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000004591 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| XXXX | 4000004779 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000004406 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| XXXX | 4000004668 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000004669 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 6000080564 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000083092 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| XXXX | 6000083071 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 6000080805 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -7.143% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000004402 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.90 |
| XXXX | 4000004553 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.20 |
| XXXX | 4000004574 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000004679 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000004656 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000004739 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000004737 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000083184 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.10 |
| XXXX | 6000083091 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| XXXX | 4000004555 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 5.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000004434 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.10 |
| XXXX | 4000004732 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000004393 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| XXXX | 6000078770 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 6000083083 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.70 |
| XXXX | 6000083093 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 6000083182 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000004837 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000080696 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000004778 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000005322 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.20 |
| XXXX | 4000005308 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.50 |
| XXXX | 4000004794 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.508% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000005529 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| XXXX | 4000004769 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000005905 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000005712 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.191% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.90 |
| XXXX | 4000006003 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000005624 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000004400 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.70 |
| XXXX | 4000005266 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |
| XXXX | 4000005353 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.80 |
| XXXX | 6000084157 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 6000084162 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000005739 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000005496 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000005485 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.30 |
| XXXX | 4000005326 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.00 |
| XXXX | 4000005507 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000005823 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.20 |
| XXXX | 4000006317 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000005911 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000005674 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.40 |
| XXXX | 4000006237 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006260 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| XXXX | 4000005831 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| XXXX | 4000005659 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.80 |
| XXXX | 4000006085 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.60 |
| XXXX | 4000005926 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006103 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000006096 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006563 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.10 |
| XXXX | 4000005785 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.80 |
| XXXX | 4000005967 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.90 |
| XXXX | 4000005643 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.70 |
| XXXX | 4000005813 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000006279 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.10 |
| XXXX | 4000005825 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.90 |
| XXXX | 4000006033 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.30 |
| XXXX | 4000005161 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000006465 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| XXXX | 4000006147 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| XXXX | 4000006739 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000005826 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.20 |
| XXXX | 4000006242 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 55.440% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.10 |
| XXXX | 4000006593 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.20 |
| XXXX | 4000006414 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.90 |
| XXXX | 4000006804 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006149 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.20 |
| XXXX | 4000006126 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006379 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.50 |
| XXXX | 4000006135 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000005066 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000006197 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.60 |
| XXXX | 4000006674 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006113 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006687 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| XXXX | 4000006192 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.50 |
| XXXX | 4000006064 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.10 |
| XXXX | 4000006393 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| XXXX | 4000006178 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006807 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.896% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000006056 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.10 |
| XXXX | 4000005912 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006932 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000006136 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.70 |
| XXXX | 4000006222 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.80 |
| XXXX | 4000006640 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.10 |
| XXXX | 4000006438 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.20 |
| XXXX | 4000006355 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000006666 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006269 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.80 |
| XXXX | 4000006473 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006951 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 6000084538 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4.20 |
| XXXX | 6000084542 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.40 |
| XXXX | 6000084523 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 6000084541 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006591 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006973 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| XXXX | 4000006953 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006449 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.20 |
| XXXX | 4000006182 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |
| XXXX | 4000006839 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006098 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006359 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| XXXX | 4000006134 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.80 |
| XXXX | 4000007080 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006550 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.20 |
| XXXX | 4000006247 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000006893 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.10 |
| XXXX | 4000006868 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.20 |
| XXXX | 4000006060 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.604% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.20 |
| XXXX | 4000006754 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 5.386% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006205 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006876 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 9.375% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000006942 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000005794 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| XXXX | 4000006956 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000006916 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |
| XXXX | 4000007342 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| XXXX | 4000007020 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000005928 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007066 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.70 |
| XXXX | 4000006867 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007163 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.10 |
| XXXX | 4000007047 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006690 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.20 |
| XXXX | 4000007101 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 33.143% |  | 0.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000006328 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.40 |
| XXXX | 4000006446 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| XXXX | 4000006447 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |
| XXXX | 4000006044 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.887% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006919 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006667 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000005868 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.70 |
| XXXX | 4000005939 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007096 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000007320 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| XXXX | 4000007030 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006623 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.70 |
| XXXX | 4000006871 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006146 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007111 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.10 |
| XXXX | 4000007050 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006812 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007221 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| XXXX | 4000006974 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006745 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 22.179% |  |  | AVM |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007552 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007154 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.10 |
| XXXX | 6000085180 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000006799 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| XXXX | 4000006772 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.70 |
| XXXX | 4000006909 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 3.191% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.20 |
| XXXX | 4000006790 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.60 |
| XXXX | 4000007635 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007445 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000007128 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007418 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007014 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.70 |
| XXXX | 4000007212 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006378 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.90 |
| XXXX | 4000007389 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.70 |
| XXXX | 4000007450 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007524 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| XXXX | 4000006847 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.40 |
| XXXX | 4000007505 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.70 |
| XXXX | 4000006398 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007475 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.70 |
| XXXX | 4000007656 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000007223 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| XXXX | 4000007381 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007479 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.776% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007439 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007699 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.249% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000006855 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007426 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007400 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.80 |
| XXXX | 4000007618 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007209 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.20 |
| XXXX | 4000007786 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007551 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.50 |
| XXXX | 4000007434 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.10 |
| XXXX | 4000007662 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000007366 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| XXXX | 4000007666 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007506 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007279 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |
| XXXX | 4000006908 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007614 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.10 |
| XXXX | 4000007340 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.941% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.30 |
| XXXX | 4000006939 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| XXXX | 4000007535 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.60 |
| XXXX | 4000007572 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.119% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007673 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| XXXX | 4000007598 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 2.679% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007777 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.80 |
| XXXX | 4000007593 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.90 |
| XXXX | 4000007686 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.20 |
| XXXX | 4000007671 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007412 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 7.731% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.90 |
| XXXX | 4000007482 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007590 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007894 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| XXXX | 4000007271 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007701 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007600 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007436 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 6000084657 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084727 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084767 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084802 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084661 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084884 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084875 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | -1.523% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084676 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084854 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084705 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084714 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084729 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084850 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084834 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084849 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084667 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084633 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084829 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -7.216% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084666 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084844 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084933 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | -100.000% |  | Indeterminate |  |  |  |  |  |  |  |  |  |  | 1.010% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.010% |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084673 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084651 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084641 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084843 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084797 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084865 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084841 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084788 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084839 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084792 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084848 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084863 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.804% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084838 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084630 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084698 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.015% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084716 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.817% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084674 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084645 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084748 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084746 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084654 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084891 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084712 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084669 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084701 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084867 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084696 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084920 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084932 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084812 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084811 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084931 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084717 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084808 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | -13.613% |  | High |  |  |  |  |  |  |  |  |  |  | 4.712% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084796 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084649 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084695 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084752 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084770 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084721 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084795 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084889 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000084853 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007480 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.20 |
| XXXX | 4000007595 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.20 |
| XXXX | 4000007818 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007438 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007720 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.10 |
| XXXX | 4000007736 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007812 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.60 |
| XXXX | 4000007765 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000006969 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| XXXX | 4000007265 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |
| XXXX | 4000007544 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.90 |
| XXXX | 4000007828 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 21.067% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  | 21.067% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |
| XXXX | 6000085081 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 4.103% |  |  | AVM |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000085068 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000085069 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000085092 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | -0.698% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 6000085103 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007659 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.80 |
| XXXX | 4000007785 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007815 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007829 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007811 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007702 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.625% |  |  | AVM |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007488 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007625 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.40 |
| XXXX | 4000007813 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 2.727% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007906 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007639 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.985% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007689 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007724 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.80 |
| XXXX | 4000007873 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |
| XXXX | 4000007980 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |
| XXXX | 4000007496 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007852 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007904 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.90 |
| XXXX | 4000007859 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000007599 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007610 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| XXXX | 4000007397 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007547 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 5.00 |
| XXXX | 4000007645 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007958 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| XXXX | 4000007665 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.80 |
| XXXX | 4000007914 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.10 |
| XXXX | 4000007267 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.60 |
| XXXX | 4000007517 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007415 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007681 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 |
| XXXX | 4000007993 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| XXXX | 4000007573 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.70 |
| XXXX | 4000007974 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.70 |
| XXXX | 4000007879 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.30 |
| XXXX | 4000007820 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.20 |
| XXXX | 4000008184 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.00 |
| XXXX | 4000007881 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007642 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.60 |
| XXXX | 4000007417 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007550 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.10 |
| XXXX | 4000007830 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| XXXX | 4000008071 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007863 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007602 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007781 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5.00 |
| XXXX | 4000007967 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007821 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.70 |
| XXXX | 4000008054 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4.30 |
| XXXX | 4000007337 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.40 |
| XXXX | 4000008025 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.30 |
| XXXX | 4000007968 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.40 |
| XXXX | 4000007723 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007899 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.40 |
| XXXX | 4000008111 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008113 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008110 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000008134 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008010 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008117 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007809 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000007725 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000008089 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000008029 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007988 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007737 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000007990 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| XXXX | 4000007865 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.10 |
| XXXX | 4000007814 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008116 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007954 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5.00 |
| XXXX | 4000008108 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000007905 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.50 |
| XXXX | 4000007640 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007826 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007272 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.70 |
| XXXX | 4000008388 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| XXXX | 4000007897 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.60 |
| XXXX | 4000008093 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000007975 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.90 |
| XXXX | 4000007755 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.40 |
| XXXX | 4000007510 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007328 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008193 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000008516 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000008180 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| XXXX | 4000008191 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |
| XXXX | 4000008121 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008216 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.60 |
| XXXX | 4000008274 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -7.500% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXX | 4000008241 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.362% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000007956 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008292 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.90 |
| XXXX | 4000008422 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| XXXX | 4000008055 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXX | 4000008262 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| XXXX | 4000008251 | XXXX |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.70 |

---

## Exhibit 99.05

**Exhibit 99.05**

---

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| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Application Date** | **TRID** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **DSCR** | **Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** |
| XXXX | 6000070161 | XXXX |  | Non QM |  | Yes | No | $11532.45 | $14577.71 |  | 3.715% | $2395.88 | $2395.88 | 3.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6108.21 | 1 | $12813.96 | $846.96 |  |  |  |  |  | 37.671% | 37.671% | 37.671% | 07/05/2021 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11532.45 |  | 3.100% | $0.00 | 1 |  |  |  | N/A | No | 3.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2051 | XXXX | 5.000% |  |  |  |  |  |  |
| XXXX | 6000070149 | XXXX |  | Non QM |  | Yes | No | $7210.00 | $8375.34 |  | 3.764% | $1122.61 | $1122.61 | 3.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4171.14 | 1 | $11457.00 | $834.00 |  |  |  |  |  | 35.829% | 35.829% | 35.829% | 09/01/2021 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7210.00 |  | 2.910% | $0.00 | 1 |  |  |  | N/A | No | 3.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2051 |  |  |  |  |  |  |  |  |
| XXXX | 6000070141 | XXXX |  | Non QM |  | Yes | No | $13435.00 | $18239.51 |  | 3.736% | $2694.27 | $2694.27 | 3.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7149.39 | 1 | $9999.96 | $1033.20 |  |  |  |  |  | 40.422% | 40.422% | 40.422% | 09/15/2021 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13435.00 |  | 2.930% | $0.00 | 1 |  |  |  | Yes | No | 3.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2051 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 6000070168 | XXXX |  | Non QM |  | Yes | No | $7940.00 | $9445.00 |  | 3.494% | $2652.58 | $2652.58 | 3.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6255.61 | 1 | $9418.20 | $765.96 |  |  |  |  |  | 39.043% | 39.043% | 39.043% | 09/13/2021 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - C-Corp]; P&L Statement - 2021<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2021<br> [Borrower - \| Primary Income - C-Corp]; Third Party Verification - 2021<br> [Borrower - \| Primary Income - C-Corp]; P&L Statement - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7940.00 |  | 2.910% | $0.00 | 1 |  |  |  | N/A | No | 3.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 20.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000070162 | XXXX |  | Non QM |  | Yes | No | $11795.63 | $15853.59 |  | 3.569% | $2752.05 | $2752.05 | 3.375% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4835.95 | 1 | $10374.96 | $1685.04 |  |  |  |  |  | 44.093% | 44.093% | 44.093% | 09/17/2021 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11795.63 |  | 2.930% | $0.00 | 2.6 |  |  |  | N/A | No | 3.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2051 | XXXX | 32.000% |  |  |  |  |  |  |
| XXXX | 6000070150 | XXXX |  | Non QM |  | Yes | No | $5202.50 | $8296.07 |  | 3.594% | $1299.76 | $1299.76 | 3.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $4352.13 | 1 | $9850.32 | $759.00 |  |  |  |  |  | 37.827% | 37.827% | 37.827% | 09/09/2021 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5202.50 |  | 3.060% | $0.00 | 1 |  |  |  | Yes | No | 3.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2051 | XXXX | 31.000% |  |  |  |  |  |  |
| XXXX | 6000072077 | XXXX |  | Non QM |  | Yes | No | $24788.13 | $26870.76 |  | 3.431% | $8661.80 | $17664.12 | 3.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $98850.45 | 1 | $8631.96 | $6747.96 |  |  |  |  |  | 34.100% | 28.098% | 34.100% | 09/22/2021 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  | Borrower Prepared | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 23]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 23]; Borrower-prepared P&L - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 23]; CPA Letter - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $24788.13 |  | 2.930% | $0.00 | 4.1 |  |  |  | No | No | 3.375% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 11/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000070189 | XXXX |  | Non QM |  | Yes | No | $11300.00 | $12819.89 |  | 3.696% | $2335.03 | $2335.03 | 3.500% | No | Yes | Employed | Employed |  |  |  |  | US Citizen | Non-Permanent Resident Alien |  |  | China |  |  | $9042.26 | 1 | $12008.04 | $879.00 |  |  |  |  |  | 28.718% | 28.718% | 28.718% | 06/28/2021 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11300.00 |  | 3.100% | $0.00 | 1 |  |  |  | Yes | No | 3.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2051 | XXXX | 49.000% |  |  |  |  |  |  |
| XXXX | 6000070136 | XXXX |  | Non QM |  | Yes | No | $9240.00 | $10565.42 |  | 3.699% | $1872.52 | $1872.52 | 3.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17524.88 | 1 | $4988.16 | $695.04 |  |  |  |  |  | 12.121% | 12.121% | 12.121% | 08/21/2021 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2021 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9240.00 |  | 2.910% | $0.00 | 2.6 |  |  |  | No | No | 3.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2051 | XXXX | 47.000% |  |  |  |  |  |  |
| XXXX | 6000073125 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $2390.00 | $5516.22 |  | 4.310% | $3738.74 | $3738.74 | 4.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9707.99 | 1 | $11874.96 | $2412.00 |  |  |  |  |  | 40.290% | 40.290% | 40.290% | 10/04/2021 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $2390.00 |  | 3.030% | $0.00 | 2.6 |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 20.97 | No |  |  |  |  |  | No |  |  |  | 12/01/2051 | XXXX | 33.000% |  |  |  |  |  |  |
| XXXX | 6000073283 | XXXX |  | Non QM |  | Yes | No | $9775.00 | $11397.65 |  | 4.375% | $3581.32 | $3581.32 | 4.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $79866.24 | 1 | $8069.40 | $1052.04 |  |  |  |  |  | 7.891% | 7.891% | 7.891% | 10/29/2021 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 4506-T - 2019<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-T - 2019<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-T - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9775.00 |  | 3.060% | $0.00 | 1 |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  | UTD | No |  |  |  |  |  | 12/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000073277 | XXXX |  | Non QM |  | Yes | No | $8037.50 | $9758.13 |  | 4.862% | $1140.04 | $1140.04 | 4.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21025.44 | 1 | $3750.00 | $1919.04 |  |  |  |  |  | 14.567% | 14.567% | 14.567% | 11/12/2021 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8037.50 |  | 3.200% | $0.00 |  |  |  |  | No | No | 4.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2052 | XXXX | 33.000% |  |  |  |  |  |  |
| XXXX | 6000072789 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4010.42 | $4010.42 | 4.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $14155.08 | $1043.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/11/2021 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  | 300 | 12/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000072792 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $531.30 | $531.30 | 4.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $612.00 | $733.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/21/2021 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 49.000% |  |  |  |  |  |  |
| XXXX | 6000072793 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $610.01 | $610.01 | 4.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1075.92 | $666.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/21/2021 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.69 |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 44.000% |  |  |  |  |  |  |
| XXXX | 6000072797 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $420.13 | $420.13 | 4.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $0.00 | $562.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/21/2021 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.71 | 0.58 |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 0.000% |  |  |  |  |  |  |
| XXXX | 6000072798 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $550.97 | $550.97 | 4.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2429.04 | $581.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2021 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.8 |  |  |  |  |  |  |  | 12/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000072805 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $797.25 | $797.25 | 4.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4126.56 | $567.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/19/2021 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | 12/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000073734 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2995.71 | $2995.71 | 4.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $6954.60 | $882.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/17/2021 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | 10/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000073735 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4743.21 | $4743.21 | 4.375% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 3 | $17261.16 | $1631.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/07/2021 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | 12/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000073725 | XXXX |  | Higher Priced QM (APOR) |  | Yes | No | $15368.00 | $16936.33 |  | 4.092% | $5315.27 | $5315.27 | 3.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14839.55 | 2 | $13790.16 | $888.00 |  |  |  |  |  | 30.698% | 30.698% | 30.698% | 06/28/2021 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15368.00 |  | 2.440% | $0.00 |  |  |  |  | No | No | 3.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 13.80 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2036 | XXXX | 57.000% |  |  |  |  |  |  |
| XXXX | 6000073731 | XXXX |  | Non QM |  | Yes | No | $8150.00 | $10374.76 |  | 4.541% | $1766.44 | $1885.74 | 6.000% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4052.04 | 1 | $4314.48 | $360.96 |  |  |  |  |  | 39.970% | 43.976% | 39.970% | 07/16/2021 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8150.00 |  | 2.700% | $0.00 |  |  |  |  | N/A | No | 4.550% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2051 | XXXX | 43.000% |  |  |  |  |  |  |
| XXXX | 4000002261 | XXXX |  | Non QM |  | Yes | No | $22177.50 | $25111.35 |  | 3.947% | $7664.06 | $10355.38 | 4.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32233.59 | 1 | $22683.24 | $5739.00 |  |  |  |  |  | 30.166% | 24.335% | 30.166% | 11/23/2021 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $22177.50 |  | 2.870% | $0.00 | 3.2 |  |  |  | Yes | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 01/01/2062 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000073226 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $844.91 | $844.91 | 4.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1326.96 | $432.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/07/2021 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  |  | 12/01/2051 |  |  |  |  |  |  |  |  |
| XXXX | 6000073206 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $959.28 | $959.28 | 4.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1892.40 | $783.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/07/2021 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.8 |  |  |  |  |  |  |  | 12/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000073227 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $756.36 | $756.36 | 4.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1872.00 | $798.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/07/2021 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | 12/01/2051 |  |  |  |  |  |  |  |  |
| XXXX | 6000073240 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2321.96 | $2321.96 | 4.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $3574.68 | $1491.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/06/2021 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.61 |  |  |  |  |  |  |  | 12/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000073244 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $541.13 | $541.13 | 4.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1137.96 | $554.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/04/2021 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 11.000% |  |  |  |  |  |  |
| XXXX | 6000073215 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $639.74 | $639.74 | 4.125% | No | No |  |  |  |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | $1765.92 | $1449.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2021 | 703 | 804 | 832 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 4.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | 12/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000073216 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1064.04 | $1064.04 | 4.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $3048.96 | $3146.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2021 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | 12/01/2051 |  |  |  |  |  |  |  |  |
| XXXX | 4000002463 | XXXX |  | Non QM |  | Yes | No | $37620.00 | $13289.00 |  | 4.038% | $6750.00 | $11387.69 | 4.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Russian Federation |  |  | $87912.21 | 1 | $30000.00 | $1291.20 |  |  |  |  |  | 14.682% | 13.093% | 14.682% | 12/21/2021 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Account Statements - 2021<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2021<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2021<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2020<br> [Borrower - \| Primary Income - Wages]; Restricted Stock Agreement - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2019 | [Borrower]; 1040 - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018 | 1 Year Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $37620.00 |  | 2.810% | $0.00 |  |  |  |  | N/A | No | 4.500% | 1 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 01/01/2052 | XXXX | 30.000% |  |  |  |  |  |  |
| XXXX | 6000074831 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $8077.50 | $8928.63 |  | 4.240% | $2167.87 | $2167.87 | 4.075% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5247.64 | 2 | $8084.88 | $837.00 |  |  |  |  |  | 41.531% | 41.531% | 41.531% | 09/13/2021 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8077.50 |  | 2.950% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000074832 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $6765.00 | $8688.10 |  | 4.259% | $1878.82 | $1878.82 | 4.075% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4487.59 | 1 | $2047.92 | $534.36 |  |  |  |  |  | 38.660% | 38.660% | 38.660% | 08/26/2021 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6765.00 |  | 2.820% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000074833 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $5940.00 | $6559.39 |  | 4.208% | $1951.08 | $1951.08 | 4.075% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4873.49 | 1 | $7596.84 | $939.96 |  |  |  |  |  | 40.048% | 40.048% | 40.048% | 06/29/2021 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2021<br> [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5940.00 |  | 2.930% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2051 | XXXX | 47.000% |  |  |  |  |  |  |
| XXXX | 6000074834 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $5260.00 | $6006.55 |  | 4.221% | $1623.49 | $1623.49 | 4.075% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4936.97 | 1 | $5002.20 | $840.96 |  |  |  |  |  | 38.861% | 38.861% | 38.861% | 09/13/2021 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5260.00 |  | 2.920% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | 10/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000074835 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $7740.00 | $10297.95 |  | 4.215% | $2818.23 | $2818.23 | 4.075% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $7364.34 | 2 | $7057.20 | $1023.96 |  |  |  |  |  | 35.767% | 35.767% | 35.767% | 09/01/2021 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7740.00 |  | 2.910% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2051 | XXXX | 40.000% |  |  |  |  |  |  |
| XXXX | 6000074836 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $6312.50 | $7399.36 |  | 4.203% | $2095.61 | $2095.61 | 4.075% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5507.44 | 1 | $5862.48 | $837.96 |  |  |  |  |  | 39.046% | 39.046% | 39.046% | 06/06/2021 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2017 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6312.50 |  | 2.820% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 17.00 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2051 | XXXX | 40.000% |  |  |  |  |  |  |
| XXXX | 6000074837 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $6390.00 | $7387.57 |  | 4.200% | $2167.87 | $2167.87 | 4.075% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4536.84 | 1 | $4794.96 | $1020.00 |  |  |  |  |  | 40.736% | 40.736% | 40.736% | 06/07/2021 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6390.00 |  | 2.910% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | 10/01/2051 | XXXX | 53.000% |  |  |  |  |  |  |
| XXXX | 6000074838 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $4830.00 | $5975.32 |  | 4.232% | $1416.34 | $1416.34 | 4.075% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $3824.10 | 1 | $4863.96 | $564.96 |  |  |  |  |  | 40.032% | 40.032% | 40.032% |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4830.00 |  | 2.920% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2051 | XXXX | 48.000% |  |  |  |  |  |  |
| XXXX | 6000074839 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $4790.00 | $5177.06 |  | 4.223% | $1397.07 | $1397.07 | 4.075% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3233.89 | 1 | $3987.84 | $765.00 |  |  |  |  |  | 37.413% | 37.413% | 37.413% |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4790.00 |  | 2.920% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 10/01/2051 | XXXX | 46.000% |  |  |  |  |  |  |
| XXXX | 6000074840 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $6760.00 | $8756.18 |  | 4.218% | $2346.12 | $2346.12 | 4.075% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4655.41 | 1 | $8321.16 | $1070.04 |  |  |  |  |  | 40.461% | 40.461% | 40.461% |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6760.00 |  | 2.920% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | 10/01/2051 | XXXX | 35.000% |  |  |  |  |  |  |
| XXXX | 6000074842 | XXXX |  | Safe Harbor QM (APOR) |  | Yes | No | $5700.00 | $7967.63 |  | 4.195% | $2505.10 | $2505.10 | 4.075% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4726.73 | 2 | $8546.40 | $858.96 |  |  |  |  |  | 41.324% | 41.324% | 41.324% | 06/27/2021 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5700.00 |  | 2.920% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | No |  |  |  | 10/01/2051 | XXXX | 45.000% |  |  |  |  |  |  |
| XXXX | 4000002584 | XXXX |  | N/A |  | Yes | No | $11340.00 |  |  | 4.488% | $2553.69 | $2553.69 | 4.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $21066.21 | 1 | $6678.00 | $1761.00 |  |  |  |  |  | 37.733% | 37.733% | 37.733% | 01/14/2022 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11340.00 |  | 3.280% | $0.00 |  |  |  |  | N/A | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 02/01/2052 | XXXX | 8.000% |  |  |  |  |  |  |
| XXXX | 6000074519 | XXXX |  | Non QM |  | Yes | No | $24150.00 | $28896.96 |  | 3.952% | $7378.65 | $13696.61 | 3.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $28671.24 | 1 | $28018.80 | $1659.00 |  |  |  |  |  | 40.334% | 27.186% | 40.334% | 07/02/2021 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2021<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $24150.00 |  | 2.830% | $0.00 | 1.6 |  |  |  | N/A | No | 3.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 10/01/2051 |  |  |  |  |  |  |  |  |
| XXXX | 6000074512 | XXXX |  | Non QM |  | Yes | No | $4980.00 | $5867.60 |  | 3.617% | $1652.48 | $1652.48 | 3.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7133.95 | 1 | $2276.28 | $2427.96 |  |  |  |  |  | 28.016% | 28.016% | 28.016% | 08/03/2021 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4980.00 |  | 2.910% | $0.00 | 3.5 |  |  |  | N/A | No | 3.500% | 0 | 0 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2051 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000074472 | XXXX |  | Non QM |  | Yes | No | $6690.00 | $7528.99 |  | 4.205% | $2312.40 | $2312.40 | 4.075% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4557.05 | 1 | $5790.60 | $723.00 |  |  |  |  |  | 38.932% | 38.932% | 38.932% | 06/15/2021 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6690.00 |  | 2.930% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2051 | XXXX | 45.000% |  |  |  |  |  |  |
| XXXX | 6000074471 | XXXX |  | Non QM |  | Yes | No | $7390.00 | $9748.64 |  | 4.222% | $2649.62 | $2649.62 | 4.075% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7407.22 | 2 | $10975.68 | $813.96 |  |  |  |  |  | 33.144% | 33.144% | 33.144% | 09/20/2021 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7390.00 |  | 3.030% | $0.00 |  |  |  |  | N/A | No | 4.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2051 | XXXX | 64.000% |  |  |  |  |  |  |
| XXXX | 6000075074 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3541.67 | $3541.67 | 4.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $15624.96 | $1464.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/02/2021 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | 12/01/2051 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 6000077025 | XXXX |  | Non QM |  | Yes | No | $5440.00 | $6266.45 |  | 5.216% | $3000.12 | $3000.12 | 5.125% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Poland |  |  | $13220.66 | 1 | $2116.44 | $1398.96 |  |  |  |  |  | 24.906% | 24.906% | 24.906% | 12/03/2021 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-T - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-T - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5440.00 |  | 3.170% | $0.00 | 1.3 |  |  |  | N/A | No | 5.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000077027 | XXXX |  | Non QM |  | Yes | No | $19785.00 | $20919.49 |  | 5.719% | $4995.12 | $4995.12 | 5.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15524.41 | 1 | $18671.64 | $6737.52 |  |  |  |  |  | 46.884% | 46.884% | 46.884% | 12/09/2021 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $19785.00 |  | 3.620% | $0.00 | 2.3 |  |  |  | No | No | 5.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 02/01/2052 | XXXX | 28.000% |  |  |  |  |  |  |
| XXXX | 6000077030 | XXXX |  | Non QM |  | Yes | No | $9154.00 | $10358.62 |  | 5.757% | $1281.21 | $1281.21 | 5.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $21175.61 | 1 | $559.92 | $1205.04 |  |  |  |  |  | 7.624% | 7.624% | 7.624% | 12/15/2021 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Business - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9154.00 |  | 3.510% | $0.00 |  |  |  |  | N/A | No | 5.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 55.000% |  |  |  |  |  |  |
| XXXX | 6000077031 | XXXX |  | Non QM |  | Yes | No | $11095.00 | $3194.54 |  | 5.018% | $3435.66 | $3435.66 | 5.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11341.71 | 1 | $6495.96 | $3479.04 |  |  |  |  |  | 31.572% | 31.572% | 31.572% | 12/08/2021 | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2019<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2019<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2019<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2020<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2020<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2019<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2019 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-T - 2021<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 1040 - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1040 - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 |  |  | XXXX | $11095.00 |  | 3.170% | $0.00 | 1.6 |  |  |  | No | No | 5.000% | 2 |  | 2 | 0 | 2 | 0 |  |  | 22.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000077035 | XXXX |  | Non QM |  | Yes | No | $23865.00 | $27358.33 |  | 5.721% | $2816.24 | $2816.24 | 5.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5600.60 | 1 | $5205.72 | $983.16 |  |  |  |  |  | 42.526% | 42.526% | 42.526% | 11/19/2021 | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-T - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | XXXX | $23865.00 |  | 3.620% | $0.00 | 1 |  |  |  | Yes | No | 5.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 33.000% |  |  |  |  |  |  |
| XXXX | 6000077036 | XXXX |  | Non QM |  | Yes | No | $53995.00 | $19559.73 |  | 5.965% | $8873.07 | $8873.07 | 5.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $50995.49 | 1 | $37631.16 | $9789.36 |  |  |  |  |  | 21.947% | 21.947% | 21.947% | 01/05/2022 | 637 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2019 | [Borrower]; 4506-T - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-T - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $53995.00 |  | 3.280% | $0.00 | 1 |  |  |  | N/A | No | 5.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 0.000% |  |  |  |  |  |  |
| XXXX | 6000077037 | XXXX |  | Non QM |  | Yes | No | $12742.50 | $18260.24 |  | 5.441% | $4075.26 | $4075.26 | 5.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10208.36 | 1 | $10262.52 | $1206.12 |  |  |  |  |  | 43.313% | 43.313% | 43.313% | 12/22/2021 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2021 | [Borrower]; 4506-T - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-T - 2021<br> [Coborrower]; 4506-T - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12742.50 |  | 3.280% | $0.00 | 1 |  |  |  | No | No | 5.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 18.000% |  |  |  |  |  |  |
| XXXX | 6000077039 | XXXX |  | Non QM |  | Yes | No | $6595.00 | $8840.39 |  | 5.585% | $1903.90 | $1903.90 | 5.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3964.45 | 1 | $5000.04 | $1431.96 |  |  |  |  |  | 39.514% | 39.514% | 39.514% | 01/11/2022 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-T - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-T - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6595.00 |  | 3.510% | $0.00 |  |  |  |  | N/A | No | 5.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 28.000% |  |  |  |  |  |  |
| XXXX | 4000002717 | XXXX |  | Non QM |  | Yes | No | $3262.25 | $5843.04 |  | 4.560% | $4183.19 | $4183.19 | 4.500% | No | No | Not Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7768.40 | 1 | $21349.32 | $1667.04 |  |  |  |  |  | 44.139% | 44.139% | 44.139% | 02/09/2022 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2022<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2022<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $3262.25 |  | 3.610% | $0.00 | 2.6 |  |  |  | No | No | 4.500% | 0 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 03/01/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 6000077176 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $816.73 | $816.73 | 5.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2318.28 | $816.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/13/2021 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000077177 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1027.55 | $1027.55 | 5.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 3 | $1170.24 | $1857.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/19/2022 | 645 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.95 | 0.51 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000077183 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4410.34 | $4410.34 | 5.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4938.96 | $3108.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2021 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 5.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.68 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000077196 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $705.56 | $705.56 | 5.375% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $716.76 | $1524.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2022 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000077159 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $806.36 | $806.36 | 5.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2429.64 | $1227.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/22/2021 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.2 |  |  |  | Yes | No | 5.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | 02/01/2052 | XXXX | 5.000% |  |  |  |  |  |  |
| XXXX | 6000077162 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $889.05 | $889.05 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | Permanent Resident Alien |  |  |  |  | 2 | $7054.20 | $2219.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/21/2021 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | 02/01/2052 | XXXX | 37.000% |  |  |  |  |  |  |
| XXXX | 6000077165 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2309.88 | $2309.88 | 5.375% | No | No |  |  |  |  | 0 |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  | 1 | $1149.48 | $2787.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2021 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 2.9 |  |  |  | No | No | 5.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.73 | 1.37 |  |  |  |  |  |  |  | 02/01/2052 | XXXX | 66.000% |  |  |  |  |  |  |
| XXXX | 6000077186 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1735.14 | $1735.14 | 5.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4248.00 | $1260.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2021 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | 02/01/2052 | XXXX | 40.000% |  |  |  |  |  |  |
| XXXX | 6000077197 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1847.91 | $1847.91 | 5.375% | No | No |  |  |  |  | 0 |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  | 1 | $3182.52 | $2474.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 46.000% |  |  |  |  |  |  |
| XXXX | 6000077198 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3556.19 | $3556.19 | 5.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11499.96 | $1143.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/30/2021 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 50.000% |  |  |  |  |  |  |
| XXXX | 6000077199 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1563.84 | $1563.84 | 5.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $5759.88 | $1868.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2021 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 44.000% |  |  |  |  |  |  |
| XXXX | 6000077203 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1214.85 | $1214.85 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 3 | $2560.20 | $1109.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/24/2022 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 41.000% |  |  |  |  |  |  |
| XXXX | 6000077361 | XXXX |  | Non QM |  | Yes | No | $19577.00 | $20215.81 |  | 4.737% | $3749.47 | $3749.47 | 4.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $43001.48 | 1 | $7584.60 | $3074.04 |  |  |  |  |  | 11.602% | 11.602% | 11.602% | 01/21/2022 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 52.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 52.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2017 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $19577.00 |  | 3.510% | $0.00 | 2.1 |  |  |  | No | No | 4.500% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000078183 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2252.99 | $2252.99 | 5.250% | No | No |  |  |  |  | 0 |  | US Citizen |  |  |  |  |  |  |  | 1 | $8288.52 | $7169.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/19/2022 | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | 04/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078191 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4354.17 | $4354.17 | 5.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $15056.04 | $2386.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2022 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  | 300 | 04/01/2052 | XXXX | 46.000% |  |  |  |  |  |  |
| XXXX | 6000078212 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $828.31 | $828.31 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1847.64 | $6450.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078231 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1619.41 | $1619.41 | 5.750% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3302.64 | $1086.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/04/2022 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | 04/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000076936 | XXXX |  | N/A |  | Yes | No | $10295.00 | $14705.00 |  | 4.600% | $3525.00 | $4762.84 | 4.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $132814.86 | 1 | $14687.52 | $1365.48 |  |  |  |  |  | 11.614% | 10.790% | 11.614% | 11/29/2021 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10295.00 |  | 3.160% | $0.00 | 1.7 |  |  |  | Yes | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 01/01/2062 | XXXX | 37.000% |  |  |  |  |  |  |
| XXXX | 6000076935 | XXXX |  | Non QM |  | Yes | No | $15907.50 | $18792.25 |  | 4.730% | $3268.12 | $3268.12 | 4.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10691.67 | 1 | $6034.80 | $995.40 |  |  |  |  |  | 31.779% | 31.779% | 31.779% | 11/08/2021 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 51.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 39.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2020 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15907.50 |  | 3.160% | $0.00 | 1 |  |  |  | No | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000076959 | XXXX |  | Non QM |  | Yes | No | $0.00 | $793.30 |  | 4.533% | $833.50 | $833.50 | 4.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2655.47 | 1 | $1904.28 | $705.96 |  |  |  |  |  | 37.073% | 37.073% | 37.073% | 12/09/2021 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2020 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 4506-C - 2017 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX |  |  | 3.160% | $0.00 | 1 |  |  |  | Yes | No | 4.500% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 02/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000075014 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3165.63 | $3165.63 | 4.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8400.60 | $1236.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/23/2021 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 42.000% |  |  |  |  |  |  |
| XXXX | 6000075058 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2562.00 | $2562.00 | 4.200% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 3 | $11437.56 | $1575.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/29/2021 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 4.200% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  | 240 | 12/01/2051 | XXXX | 35.000% |  |  |  |  |  |  |
| XXXX | 6000075029 | XXXX |  | Non QM |  | Yes | No | $9570.00 | $12514.82 |  | 4.410% | $2892.61 | $2979.31 | 4.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5164.08 | 1 | $9879.36 | $687.96 |  |  |  |  |  | 43.704% | 42.758% | 42.758% | 07/30/2021 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9570.00 |  | 2.820% | $0.00 |  |  |  |  | N/A | No | 4.500% | 0 |  |  |  |  |  |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 47.000% |  |  |  |  |  |  |
| XXXX | 6000075017 | XXXX |  | Non QM |  | Yes | No | $15310.00 | $16825.42 |  | 4.320% | $3528.25 | $3634.80 | 4.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8207.65 | 2 | $19656.36 | $1227.96 |  |  |  |  |  | 39.702% | 38.919% | 38.919% | 07/14/2021 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15310.00 |  | 2.820% | $0.00 |  |  |  |  | N/A | No | 4.375% | 0 |  |  |  |  |  |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2051 | XXXX | 43.000% |  |  |  |  |  |  |
| XXXX | 6000075021 | XXXX |  | Non QM |  | Yes | No | $9910.00 | $12606.56 |  | 4.337% | $2219.70 | $2286.73 | 4.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3594.13 | 1 | $6554.64 | $515.04 |  |  |  |  |  | 44.706% | 43.675% | 43.675% | 07/29/2021 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9910.00 |  | 2.820% | $0.00 |  |  |  |  | N/A | No | 4.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 41.000% |  |  |  |  |  |  |
| XXXX | 6000075026 | XXXX |  | Non QM |  | Yes | No | $7750.00 | $10517.64 |  | 4.480% | $1721.79 | $1773.40 | 4.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4872.37 | 1 | $5194.56 | $1101.96 |  |  |  |  |  | 40.941% | 40.315% | 40.315% | 08/17/2021 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7750.00 |  | 2.820% | $0.00 |  |  |  |  | N/A | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 59.000% |  |  |  |  |  |  |
| XXXX | 6000075030 | XXXX |  | Non QM |  | Yes | No | $11750.00 | $14110.95 |  | 4.454% | $2705.67 | $2786.77 | 4.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11777.95 | 2 | $8348.52 | $1224.00 |  |  |  |  |  | 28.499% | 28.007% | 28.007% | 08/13/2021 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business License - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11750.00 |  | 2.820% | $0.00 |  |  |  |  | N/A | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 22.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2051 |  |  |  |  |  |  |  |  |
| XXXX | 6000075064 | XXXX |  | Non QM |  | Yes | No | $6738.00 | $9056.16 |  | 4.553% | $1993.15 | $2052.44 | 4.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5239.18 | 1 | $8596.08 | $687.96 |  |  |  |  |  | 35.639% | 34.911% | 34.911% | 08/17/2021 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6738.00 |  | 2.820% | $0.00 |  |  |  |  | N/A | No | 4.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 64.000% |  |  |  |  |  |  |
| XXXX | 6000075061 | XXXX |  | Non QM |  | Yes | No | $10750.00 | $12765.21 |  | 4.461% | $2459.70 | $2533.43 | 4.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4934.91 | 1 | $6333.96 | $693.96 |  |  |  |  |  | 39.030% | 38.119% | 38.119% | 08/17/2021 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Partnership (>= 25%)]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; P&L Statement - 2021<br> [Borrower - \| Primary Income - Partnership (>= 25%)]; Third Party Verification - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10750.00 |  | 2.910% | $0.00 |  |  |  |  | N/A | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 22.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 52.000% |  |  |  |  |  |  |
| XXXX | 6000075037 | XXXX |  | Non QM |  | Yes | No | $9150.00 | $11408.22 |  | 4.473% | $2066.15 | $2128.08 | 4.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4525.94 | 1 | $3682.32 | $933.96 |  |  |  |  |  | 39.651% | 38.825% | 38.825% | 10/01/2021 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2021<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9150.00 |  | 2.930% | $0.00 |  |  |  |  | N/A | No | 4.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2051 | XXXX | 61.000% |  |  |  |  |  |  |
| XXXX | 6000078603 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1567.71 | $1567.71 | 5.375% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $5228.40 | $8094.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/18/2022 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.2 |  |  |  | N/A | No | 5.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.9 | 0.53 |  |  |  |  |  |  | 240 | 04/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078604 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2435.22 | $2435.22 | 5.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7875.00 | $791.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/15/2022 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 5.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | 04/01/2052 | XXXX | 50.000% |  |  |  |  |  |  |
| XXXX | 6000078605 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2246.76 | $2246.76 | 5.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3160.08 | $510.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/18/2022 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 04/01/2052 | XXXX | 29.000% |  |  |  |  |  |  |
| XXXX | 4000002795 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2844.92 | $2844.92 | 5.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4356.96 | $6002.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/24/2022 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.13 |  |  |  |  |  |  |  | 04/01/2052 | XXXX | 28.000% |  |  |  |  |  |  |
| XXXX | 4000002902 | XXXX |  | N/A |  | Yes | No | $38979.37 | $18029.89 |  | 4.616% | $3743.44 | $3743.44 | 4.500% | No | No | Employed | Employed | Self-Employed | Self-Employed | 12.03 | 12.03 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  | $40797.91 | 4 | $11654.16 | $1695.48 |  |  |  |  |  | 29.781% | 29.781% | 32.044% | 02/04/2022 | 782 | 772 | 801 | 739 | 729 | 761 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2019<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 1040 - 2020<br> [Borrower]; 1040 - 2019<br> [Borrower]; 4506-C - 2019<br> [Borrower]; Transcripts (1040) - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; Transcripts (1040) - 2018<br> [Borrower]; Transcripts (1040) - 2017<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1040 - 2020<br> [Coborrower]; Transcripts (1040) - 2019<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1040 - 2019<br> [Coborrower]; Transcripts (1040) - 2018<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; Transcripts (1040) - 2017<br> [Coborrower]; 1084 or income worksheet - Year Not Available | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $38979.37 |  | 3.830% | $0.00 |  |  |  |  | N/A | No | 4.500% | 2 | 2 | 2 | 0 | 4 | 4 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 04/01/2062 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078193 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1130.64 | $1130.64 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3315.96 | $576.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078194 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $965.53 | $965.53 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3852.00 | $45.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078195 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1760.15 | $1760.15 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4574.28 | $3461.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078196 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $958.63 | $958.63 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3463.44 | $2211.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078198 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1109.93 | $1109.93 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4394.52 | $2954.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 | 770 | 815 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078199 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1077.90 | $1077.90 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $3838.68 | $4936.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078201 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $604.66 | $604.66 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1984.32 | $1485.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.72 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078202 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1097.50 | $1097.50 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3466.68 | $2889.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078203 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $466.61 | $466.61 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1083.12 | $2886.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 | 770 | 815 | 795 | 776 | 813 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078204 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $699.64 | $699.64 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1589.28 | $2123.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078205 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $807.60 | $807.60 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $2240.64 | $2982.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078206 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $745.47 | $745.47 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1698.96 | $2202.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078207 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $618.47 | $618.47 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1588.32 | $1956.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078208 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $614.60 | $614.60 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1516.20 | $1839.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078209 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $746.58 | $746.58 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1190.28 | $1828.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078210 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $842.66 | $842.66 | 5.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $2026.80 | $2516.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 793 | 770 | 815 | 795 | 776 | 813 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078213 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1256.26 | $1256.26 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3301.32 | $672.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078214 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1127.05 | $1127.05 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3924.36 | $603.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078215 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1159.35 | $1159.35 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3822.36 | $2826.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078216 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1076.80 | $1076.80 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4439.52 | $3015.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078217 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $993.97 | $993.97 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2049.36 | $2139.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.9 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078218 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1392.66 | $1392.66 | 5.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4746.72 | $2886.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078219 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1275.59 | $1275.59 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3852.00 | $2304.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078221 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2190.87 | $2190.87 | 5.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4366.20 | $3708.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2021 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | 02/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078652 | XXXX |  | Non QM |  | Yes | No | $1495.00 | $6268.50 |  | 5.550% | $6493.92 | $6493.92 | 5.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $116510.80 | 1 | $17870.64 | $2409.00 |  |  |  |  |  | 9.271% | 9.271% | 9.271% | 01/21/2022 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1495.00 |  | 3.760% | $0.00 | 3.4 |  |  |  | No | No | 5.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 | XXXX | 23.000% |  |  |  |  |  |  |
| XXXX | 6000078659 | XXXX |  | N/A |  | Yes | No | $4849.00 | $3885.33 |  | 5.109% | $1451.57 | $1451.57 | 5.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15026.73 | 1 | $4224.96 | $906.96 |  |  |  |  |  | 28.533% | 28.533% | 28.533% | 01/21/2022 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4849.00 |  | 3.610% | $0.00 | 1 |  |  |  | Yes | No | 5.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 04/01/2052 | XXXX | 27.000% |  |  |  |  |  |  |
| XXXX | 6000078658 | XXXX |  | N/A |  | Yes | No | $22491.25 | $4444.94 |  | 5.310% | $2810.72 | $2810.72 | 5.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $95542.64 | 1 | $4178.16 | $936.96 |  |  |  |  |  | 18.960% | 18.960% | 18.960% | 02/23/2022 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $22491.25 |  | 3.960% | $0.00 | 1 |  |  |  | No | No | 5.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 04/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078654 | XXXX |  | N/A |  | Yes | No | $48295.00 | $20772.78 |  | 5.681% | $5905.01 | $5905.01 | 5.500% | No | No | Not Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $43708.03 | 1 | $6048.00 | $1014.00 |  |  |  |  |  | 25.870% | 25.870% | 25.870% | 02/16/2022 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019 | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $48295.00 |  | 3.830% | $0.00 | 3.5 |  |  |  | No | No | 5.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | 04/01/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 6000078655 | XXXX |  | N/A |  | Yes | No | $22135.00 | $3642.83 |  | 5.564% | $2929.79 | $2929.79 | 5.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $35995.72 | 1 | $8075.04 | $1019.04 |  |  |  |  |  | 21.463% | 21.463% | 21.463% | 02/15/2022 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $22135.00 |  | 3.830% | $0.00 | 1 |  |  |  | No | No | 5.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 04/01/2052 | XXXX | 16.000% |  |  |  |  |  |  |
| XXXX | 6000078653 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $6467.68 | $6467.68 | 5.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11714.16 | $1305.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/01/2022 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  | 360 | 04/01/2062 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000003045 | XXXX |  | Non QM |  | Yes | No | $3224.20 | $12456.90 |  | 5.789% | $9804.02 | $9804.02 | 5.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18471.77 | 1 | $26733.00 | $1413.96 |  |  |  |  |  | 47.042% | 47.042% | 47.042% | 03/23/2022 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020 | [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; Transcripts (1040) - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $3224.20 |  | 4.230% | $0.00 | 1.5 |  |  |  | Yes | No | 5.750% | 2 |  | 0 | 0 | 3 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 74.000% |  |  |  |  |  |  |
| XXXX | 4000003160 | XXXX |  | Non QM |  | Yes | No | $12800.00 | $18657.00 |  | 5.760% | $1783.62 | $1783.62 | 5.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2878.32 | 1 | $2720.64 | $473.04 |  |  |  |  |  | 45.446% | 45.446% | 45.446% | 03/14/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 1979 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12800.00 |  | 4.490% | $0.00 | 1 |  |  |  | No | No | 5.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 15.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000003012 | XXXX |  | Non QM |  | Yes | No | $13740.00 | $15572.67 |  | 6.011% | $2049.34 | $2049.34 | 5.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22002.45 | 1 | $0.00 | $646.92 |  |  |  |  |  | 21.420% | 21.420% | 21.420% | 02/15/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13740.00 |  | 4.230% | $0.00 |  |  |  |  | No |  | 5.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 30.000% |  |  |  |  |  |  |
| XXXX | 6000078847 | XXXX |  | Non QM |  | Yes | No | $6560.00 | $9803.49 |  | 5.252% | $3163.47 | $3163.47 | 5.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4186.43 | 1 | $7098.24 | $942.96 |  |  |  |  |  | 48.316% | 48.316% | 48.316% | 09/20/2021 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6560.00 |  | 2.910% | $0.00 |  |  |  |  | N/A | No | 5.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 02/01/2052 | XXXX | 37.000% |  |  |  |  |  |  |
| XXXX | 4000002961 | XXXX |  | Non QM |  | Yes | No | $10641.25 | $12221.24 |  | 6.158% | $1581.48 | $1581.48 | 5.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4272.99 | 1 | $3250.56 | $1755.96 |  |  |  |  |  | 38.911% | 38.911% | 38.911% | 02/10/2022 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10641.25 |  | 3.920% | $0.00 |  |  |  |  | Yes | No | 5.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000002952 | XXXX |  | N/A |  | Yes | No | $9974.79 | $10392.51 |  | 6.104% | $1148.43 | $1148.43 | 5.625% | No | No | Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $15134.44 | 1 | $743.88 | $2292.96 |  |  |  |  |  | 39.641% | 39.641% | 39.641% | 03/14/2022 | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2019<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; Transcripts (1040) - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1040 - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; Transcripts (1040) - 2020<br> [Coborrower]; Transcripts (1040) - 2019<br> [Coborrower]; 1040 - 2019<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9974.79 |  | 3.920% | $0.00 | 1 |  |  |  | Yes | No | 5.625% | 2 | 0 | 2 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 4000003220 | XXXX |  | Non QM |  | Yes | No | $9120.00 | $13957.06 |  | 5.764% | $3515.63 | $5212.25 | 5.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11521.11 | 1 | $16312.56 | $1141.20 |  |  |  |  |  | 37.402% | 28.183% | 37.402% | 03/30/2022 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2019<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9120.00 |  | 4.490% | $0.00 |  |  |  |  | N/A | No | 5.625% | 3 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | 05/01/2052 | XXXX | 93.000% |  |  |  |  |  |  |
| XXXX | 4000003058 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2446.15 | $2446.15 | 5.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6006.72 | $933.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/09/2022 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  | 240 | 05/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000002968 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1887.90 | $1887.90 | 5.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $9500.04 | $2325.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/08/2022 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 46.000% |  |  |  |  |  |  |
| XXXX | 6000079014 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3711.05 | $3711.05 | 5.550% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8785.20 | $1862.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/14/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.550% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 39.000% |  |  |  |  |  |  |
| XXXX | 6000079021 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $5575.69 | $5575.69 | 5.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $9970.32 | $1669.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/10/2022 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 47.000% |  |  |  |  |  |  |
| XXXX | 4000003010 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1498.96 | $1498.96 | 5.500% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $3457.56 | $2430.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/19/2022 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.69 |  |  |  |  |  |  |  | 05/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000003416 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3453.94 | $3453.94 | 5.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $8621.04 | $1268.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/25/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 06/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000003538 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1687.98 | $1687.98 | 5.750% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $4896.84 | $790.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/06/2022 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | 06/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000003444 | XXXX |  | Non QM |  | Yes | No | $7990.00 | $12301.39 |  | 5.887% | $2994.79 | $4388.02 | 5.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18518.41 | 1 | $14781.24 | $3450.00 |  |  |  |  |  | 27.198% | 21.720% | 27.198% | 04/18/2022 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7990.00 |  | 5.070% | $0.00 | 2.6 |  |  |  | No | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 06/01/2052 | XXXX | 87.000% |  |  |  |  |  |  |
| XXXX | 4000003219 | XXXX |  | Non QM |  | Yes | No | $13992.00 | $16428.67 |  | 6.039% | $2801.15 | $2801.15 | 5.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8189.01 | 1 | $9585.72 | $1977.96 |  |  |  |  |  | 39.967% | 39.967% | 39.967% | 03/09/2022 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 63.000% | 49.000% | 51.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 40.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13992.00 |  | 4.740% | $0.00 |  |  |  |  | N/A | No | 5.750% | 1 | 0 | 0 | 0 | 1 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 06/01/2052 | XXXX | 32.000% |  |  |  |  |  |  |
| XXXX | 4000003451 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $928.96 | $928.96 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5200.92 | $1793.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/16/2022 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  | 240 | 06/01/2052 | XXXX | 55.000% |  |  |  |  |  |  |
| XXXX | 6000080076 | XXXX |  | Non QM |  | Yes | No | $21006.00 | $26611.42 |  | 5.906% | $7880.57 | $7880.57 | 5.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14194.77 | 1 | $11898.96 | $2412.36 |  |  |  |  |  | 46.559% | 46.559% | 46.559% | 02/04/2022 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $21006.00 |  | 3.610% | $0.00 |  |  |  |  | N/A | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 13.90 | No |  |  |  |  |  | No |  |  |  | 05/01/2052 | XXXX | 27.000% |  |  |  |  |  |  |
| XXXX | 6000078725 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1039.79 | $1039.79 | 5.750% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3937.08 | $1283.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/18/2022 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.2 |  |  |  | N/A | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  | 360 | 05/01/2062 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000077428 | XXXX |  | Non QM |  | Yes | No | $52731.25 | $17284.73 |  | 5.341% | $10121.57 | $12714.09 | 5.312% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29294.71 | 1 | $30762.84 | $5779.92 |  |  |  |  |  | 48.299% | 43.724% | 48.299% | 01/06/2022 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2013<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2021<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2016<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2016 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $52731.25 |  | 3.510% | $0.00 | 2.2 |  |  |  | No | No | 5.312% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 04/01/2062 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 6000078730 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1631.48 | $1631.48 | 5.860% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $430.68 | $1430.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2022 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.860% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | 05/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000078854 | XXXX |  | Non QM |  | Yes | No | $18582.50 | $23194.24 |  | 6.397% | $10703.30 | $10703.30 | 6.297% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32089.11 | 1 | $25437.48 | $3171.00 |  |  |  |  |  | 29.028% | 29.028% | 29.028% | 03/04/2022 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $18582.50 |  | 3.920% | $0.00 | 1 |  |  |  | No | No | 6.297% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 6000079036 | XXXX |  | Non QM |  | Yes | No | $16663.75 | $21714.13 |  | 5.709% | $7084.73 | $7084.73 | 5.575% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $23548.78 | 1 | $10698.84 | $5952.96 |  |  |  |  |  | 35.925% | 35.925% | 35.925% | 02/23/2022 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $16663.75 |  | 3.830% | $0.00 |  |  |  |  | N/A | No | 5.575% | 1 | 1 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 77.000% |  |  |  |  |  |  |
| XXXX | 6000079031 | XXXX |  | Non QM |  | Yes | No | $1085.00 | $1944.39 |  | 5.673% | $1117.86 | $1117.86 | 5.587% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2997.70 | 1 | $7212.72 | $3231.00 |  |  |  |  |  | 49.208% | 49.208% | 49.208% | 02/03/2022 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 63.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Other - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1085.00 |  | 3.610% | $0.00 | 3.1 |  |  |  | Yes | No | 5.587% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 03/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078752 | XXXX |  | Non QM |  | Yes | No | $7310.00 | $11448.78 |  | 5.863% | $4676.21 | $4676.21 | 5.765% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10715.19 | 1 | $12500.04 | $1359.00 |  |  |  |  |  | 45.564% | 45.564% | 45.564% | 02/21/2022 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7310.00 |  | 4.230% | $3000.00 | 1 |  |  |  | N/A | No | 5.765% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 24.000% |  |  |  |  |  |  |
| XXXX | 6000078984 | XXXX |  | Non QM |  | Yes | No | $14035.00 | $8874.35 |  | 5.850% | $2959.07 | $2959.07 | 5.697% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10402.01 | 1 | $2112.24 | $864.00 |  |  |  |  |  | 26.372% | 26.372% | 26.372% | 02/10/2022 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2005 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $14035.00 |  | 3.920% | $0.00 | 3 |  |  |  | N/A | No | 5.697% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000078902 | XXXX |  | Non QM |  | Yes | No | $9781.00 | $11480.25 |  | 6.869% | $1903.91 | $1903.91 | 6.539% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18581.21 | 1 | $5891.40 | $2955.00 |  |  |  |  |  | 14.011% | 14.011% | 14.011% | 03/26/2022 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $9781.00 |  | 4.790% | $0.00 | 4 |  |  |  | N/A | No | 6.539% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 06/01/2052 | XXXX | 36.000% |  |  |  |  |  |  |
| XXXX | 6000079722 | XXXX |  | Non QM |  | Yes | No | $15335.00 | $22283.95 |  | 6.621% | $4773.61 | $4773.61 | 6.377% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6989.01 | 1 | $11250.00 | $1566.00 |  |  |  |  |  | 48.909% | 48.909% | 48.909% | 04/05/2022 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2019<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2019 | [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2019<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Transcripts (1040) - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; Transcripts (1040) - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $15335.00 |  | 4.740% | $0.00 |  |  |  |  | Yes | No | 6.377% | 3 | 3 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 06/01/2052 | XXXX | 26.000% |  |  |  |  |  |  |
| XXXX | 6000078982 | XXXX |  | Non QM |  | Yes | No | $18258.00 | $26327.00 |  | 6.343% | $7210.96 | $7210.96 | 6.147% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $45529.26 | 1 | $18500.04 | $1097.16 |  |  |  |  |  | 19.133% | 19.133% | 19.133% | 04/13/2022 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2017 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $18258.00 |  | 4.740% | $0.00 | 5 |  |  |  | N/A | No | 6.147% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 44.000% |  |  |  |  |  |  |
| XXXX | 6000079116 | XXXX |  | Non QM |  | Yes | No | $10458.48 | $11274.74 |  | 6.297% | $3715.93 | $3715.93 | 6.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25404.27 | 1 | $2180.16 | $1833.00 |  |  |  |  |  | 18.580% | 18.580% | 18.580% | 03/18/2022 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2021<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $10458.48 |  | 4.230% | $0.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 78.000% |  |  |  |  |  |  |
| XXXX | 6000079742 | XXXX |  | Non QM |  | Yes | No | $11035.00 | $13745.68 |  | 6.482% | $3000.67 | $3000.67 | 6.247% | No | No | Self-Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | US Citizen |  |  | El Salvador |  |  | $5463.41 | 1 | $7542.24 | $1567.20 |  |  |  |  |  | 47.420% | 47.420% | 47.420% | 04/15/2022 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11035.00 |  | 5.070% | $0.00 | 1 |  |  |  | N/A | No | 6.247% | 0 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 06/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000079716 | XXXX |  | Non QM |  | Yes | No | $10425.63 | $14913.48 |  | 6.334% | $4974.73 | $4974.73 | 6.197% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $71811.07 | 1 | $28508.04 | $3684.96 |  |  |  |  |  | 10.270% | 10.270% | 10.270% | 03/23/2022 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 40.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $10425.63 |  | 3.830% | $0.00 |  |  |  |  | Yes | No | 6.197% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 06/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000079723 | XXXX |  | Non QM |  | Yes | No | $7135.00 | $8744.70 |  | 6.433% | $2880.64 | $2880.64 | 6.247% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12932.50 | 1 | $6267.24 | $2289.48 |  |  |  |  |  | 24.094% | 24.094% | 24.094% | 02/10/2022 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $7135.00 |  | 4.790% | $0.00 | 1 |  |  |  | N/A | No | 6.247% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000079721 | XXXX |  | Non QM |  | Yes | No | $18444.13 | $12490.39 |  | 6.715% | $5159.84 | $5159.84 | 6.605% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14181.59 | 1 | $21249.96 | $3978.96 |  |  |  |  |  | 37.718% | 37.718% | 37.718% | 04/28/2022 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $18444.13 |  | 4.740% | $0.00 | 2.2 |  |  |  | N/A | No | 6.605% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 06/01/2052 | XXXX | 58.000% |  |  |  |  |  |  |
| XXXX | 6000079043 | XXXX |  | Non QM |  | Yes | No | $8372.25 | $3755.95 |  | 5.816% | $2756.48 | $2756.48 | 5.747% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19351.28 | 1 | $8000.04 | $1515.96 |  |  |  |  |  | 16.158% | 16.158% | 16.158% | 03/15/2022 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $8372.25 |  | 3.920% | $72000.00 | 2.6 |  |  |  | N/A | No | 5.747% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 17.000% |  |  |  |  |  |  |
| XXXX | 6000079687 | XXXX |  | Non QM |  | Yes | No | $22457.00 | $8220.56 |  | 7.096% | $4706.05 | $5365.09 | 7.010% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8452.45 | 1 | $12587.52 | $1057.92 |  |  |  |  |  | 49.285% | 45.331% | 49.285% | 03/12/2022 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $22457.00 |  | 3.920% | $0.00 |  |  |  |  | Yes | No | 7.010% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 05/01/2062 | XXXX | 54.000% |  |  |  |  |  |  |
| XXXX | 6000079046 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1289.51 | $1289.51 | 6.135% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $5415.36 | $1738.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/22/2022 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.135% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  |  | 05/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000079717 | XXXX |  | Non QM |  | Yes | No | $1391.88 | $3206.23 |  | 6.405% | $969.55 | $969.55 | 6.248% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4492.27 | 1 | $1862.04 | $482.16 |  |  |  |  |  | 38.238% | 38.238% | 38.238% | 04/26/2022 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2020<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2020<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2019<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $1391.88 |  | 3.830% | $0.00 |  |  |  |  | N/A | No | 6.248% | 0 |  | 0 | 0 | 2 | 0 |  |  | 15.23 | No |  |  |  |  |  |  |  |  |  | 06/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000078768 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1779.45 | $1779.45 | 6.185% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $15456.84 | $1038.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/24/2022 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.185% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | 06/01/2052 | XXXX | 47.000% |  |  |  |  |  |  |
| XXXX | 6000079110 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1140.35 | $1140.35 | 6.235% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3275.04 | $627.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/13/2022 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.235% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 45.000% |  |  |  |  |  |  |
| XXXX | 6000079123 | XXXX |  | Non QM |  | Yes | No | $11935.00 | $16164.43 |  | 6.394% | $6543.38 | $6543.38 | 6.252% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10125.71 | 1 | $15624.96 | $585.00 |  |  |  |  |  | 49.979% | 49.979% | 49.979% | 03/30/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Other - 2020 | [Borrower]; 1040 - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | 1 Year Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $11935.00 |  | 4.740% | $3500.00 | 1 |  |  |  | No | No | 6.252% | 1 |  | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 05/01/2052 | XXXX | 11.000% |  |  |  |  |  |  |
| XXXX | 4000004497 | XXXX |  | Non QM |  | Yes | No | $17126.75 | $20500.87 |  | 7.138% | $4434.27 | $4434.27 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $41701.70 | 1 | $7767.12 | $1943.52 |  |  |  |  |  | 13.922% | 13.922% | 13.922% | 05/23/2022 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 93.090% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 93.09% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 93.09% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 93.09% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17126.75 |  | 5.180% | $0.00 | 1.7 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 34.000% |  |  |  |  |  |  |
| XXXX | 4000003779 | XXXX |  | Non QM |  | Yes | No | $1489.50 | $2781.34 |  | 7.153% | $997.95 | $997.95 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2630.71 | 1 | $1598.04 | $1530.00 |  |  |  |  |  | 37.607% | 37.607% | 37.607% | 04/30/2022 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1489.50 |  | 5.170% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000004665 | XXXX |  | Non QM |  | Yes | No | $20105.00 | $21965.78 |  | 6.006% | $2957.43 | $2957.43 | 5.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13384.72 | 1 | $2652.00 | $1248.00 |  |  |  |  |  | 33.279% | 33.279% | 33.279% | 05/06/2022 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $20105.00 |  | 5.160% | $0.00 | 1 |  |  |  | Yes | No | 5.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000004716 | XXXX |  | N/A |  | Yes | No | $7980.00 | $11768.71 |  | 6.530% | $2388.99 | $2388.99 | 6.250% | No | No | Self-Employed | Not Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $7602.65 | 1 | $8437.56 | $302.16 |  |  |  |  |  | 41.501% | 41.501% | 41.501% | 04/20/2022 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 12.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7980.00 |  | 5.160% | $0.00 | 1.9 |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 75.000% |  |  |  |  |  |  |
| XXXX | 4000003365 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2308.92 | $2308.92 | 6.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2790.12 | $1670.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/11/2022 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | 07/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000004369 | XXXX |  | Non QM |  | Yes | No | $13751.20 | $18805.90 |  | 6.549% | $3558.85 | $3558.85 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $80989.86 | 1 | $8499.96 | $1095.96 |  |  |  |  |  | 7.302% | 7.302% | 7.302% | 05/19/2022 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13751.20 |  | 5.330% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 4000004380 | XXXX |  | Non QM |  | Yes | No | $11657.59 | $13341.69 |  | 6.823% | $2467.44 | $2467.44 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9414.00 | 1 | $5485.92 | $952.20 |  |  |  |  |  | 25.962% | 25.962% | 25.962% | 05/20/2022 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 80.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11657.59 |  | 5.330% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 42.000% |  |  |  |  |  |  |
| XXXX | 4000004591 | XXXX |  | Non QM |  | Yes | No | $18033.75 | $22424.40 |  | 6.068% | $5767.49 | $5767.49 | 5.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $28433.50 | 1 | $18750.00 | $3927.96 |  |  |  |  |  | 30.564% | 30.564% | 30.564% | 05/17/2022 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18033.75 |  | 5.160% | $0.00 |  |  |  |  | Yes | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 45.000% |  |  |  |  |  |  |
| XXXX | 4000004779 | XXXX |  | Non QM |  | Yes | No | $3979.00 | $6095.43 |  | 6.633% | $923.58 | $923.58 | 6.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $3636.14 | 1 | $8248.92 | $1461.96 |  |  |  |  |  | 42.281% | 42.281% | 42.281% | 05/23/2022 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $3979.00 |  | 5.160% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 54.000% |  |  |  |  |  |  |
| XXXX | 4000004406 | XXXX |  | Non QM |  | Yes | No | $18257.00 | $18384.54 |  | 6.118% | $2684.44 | $2684.44 | 5.750% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $35604.79 | 1 | $2694.72 | $2867.04 |  |  |  |  |  | 17.161% | 17.161% | 17.161% | 05/27/2022 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18257.00 |  | 5.330% | $0.00 | 2.6 |  |  |  | Yes | No | 5.750% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 38.000% |  |  |  |  |  |  |
| XXXX | 4000004668 | XXXX |  | Non QM |  | Yes | No | $5260.00 | $8340.50 |  | 5.744% | $3304.27 | $3304.27 | 5.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7446.72 | 1 | $11043.60 | $490.20 |  |  |  |  |  | 37.944% | 37.944% | 37.944% | 05/05/2022 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5260.00 |  | 5.160% | $0.00 | 1 |  |  |  | No | No | 5.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 1.000% |  |  |  |  |  |  |
| XXXX | 4000004669 | XXXX |  | Non QM |  | Yes | No | $5348.18 | $8392.38 |  | 5.748% | $3233.08 | $3233.08 | 5.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $6368.77 | 1 | $10896.12 | $568.20 |  |  |  |  |  | 43.136% | 43.136% | 43.136% | 05/17/2022 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5348.18 |  | 5.160% | $0.00 | 1 |  |  |  | No | No | 5.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 7.000% |  |  |  |  |  |  |
| XXXX | 6000080564 | XXXX |  | Non QM |  | Yes | No | $11055.58 | $7105.13 |  | 6.463% | $1902.57 | $1902.57 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4963.05 | 1 | $2391.60 | $798.96 |  |  |  |  |  | 39.867% | 39.867% | 39.867% | 04/01/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $11055.58 |  | 5.170% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 06/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000083092 | XXXX |  | Non QM |  | Yes | No | $18395.00 | $23944.02 |  | 6.518% | $4167.88 | $4167.88 | 6.207% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7399.83 | 1 | $10625.04 | $1160.16 |  |  |  |  |  | 47.138% | 47.138% | 47.138% | 05/10/2022 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $18395.00 |  | 5.330% | $90000.00 |  |  |  |  | Yes | No | 6.207% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 6000083071 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1485.48 | $1485.48 | 8.610% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2565.72 | $4075.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/06/2022 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.610% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | 06/01/2052 | XXXX | 59.000% |  |  |  |  |  |  |
| XXXX | 6000080805 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $721.22 | $721.22 | 7.065% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1623.96 | $1692.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/09/2022 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 7.065% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 360 | 07/01/2062 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000004402 | XXXX |  | Non QM |  | Yes | No | $7991.73 | $8601.44 |  | 6.696% | $2611.08 | $2611.08 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $76025.44 | 1 | $1214.04 | $1130.04 |  |  |  |  |  | 3.672% | 3.672% | 3.672% | 05/26/2022 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7991.73 |  | 5.330% | $0.00 | 3.9 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 1.000% |  |  |  |  |  |  |
| XXXX | 4000004553 | XXXX |  | Non QM |  | Yes | No | $8843.75 | $8932.85 |  | 6.183% | $1614.90 | $1614.90 | 5.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $49951.08 | 1 | $7352.28 | $3783.96 |  |  |  |  |  | 10.443% | 10.443% | 10.443% | 06/03/2022 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8843.75 |  | 5.180% | $0.00 | 1.2 |  |  |  | Yes | No | 5.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000004574 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2934.76 | $2934.76 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5321.40 | $1479.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/07/2022 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 11.000% |  |  |  |  |  |  |
| XXXX | 4000004679 | XXXX |  | Non QM |  | Yes | No | $32928.50 | $34036.66 |  | 6.986% | $4408.68 | $4408.68 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11265.53 | 1 | $2771.40 | $606.96 |  |  |  |  |  | 41.871% | 41.871% | 41.871% | 06/30/2022 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $32928.50 |  | 5.160% | $400.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 29.000% |  |  |  |  |  |  |
| XXXX | 4000004656 | XXXX |  | Non QM |  | Yes | No | $15216.25 | $18936.27 |  | 6.014% | $3778.63 | $3778.63 | 5.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16746.07 | 1 | $11562.48 | $1386.00 |  |  |  |  |  | 31.140% | 31.140% | 31.140% | 05/25/2022 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15216.25 |  | 5.160% | $0.00 | 1 |  |  |  | Yes | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 17.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 18.000% |  |  |  |  |  |  |
| XXXX | 4000004739 | XXXX |  | Non QM |  | Yes | No | $9920.00 | $12842.50 |  | 6.458% | $3635.19 | $3635.19 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5989.04 | 1 | $9225.00 | $864.24 |  |  |  |  |  | 42.962% | 42.962% | 42.962% | 06/06/2022 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9920.00 |  | 5.160% | $3000.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 16.000% |  |  |  |  |  |  |
| XXXX | 4000004737 | XXXX |  | Non QM |  | Yes | No | $11565.00 | $15883.00 |  | 6.135% | $2957.69 | $2957.69 | 5.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5272.22 | 1 | $7875.00 | $553.20 |  |  |  |  |  | 47.300% | 47.300% | 47.300% | 06/06/2022 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11565.00 |  | 5.160% | $0.00 | 1 |  |  |  | Yes | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 0.000% |  |  |  |  |  |  |
| XXXX | 6000083184 | XXXX |  | Non QM |  | Yes | No | $17485.00 | $24367.90 |  | 6.642% | $7027.56 | $8197.57 | 6.507% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17962.91 | 1 | $20250.00 | $2168.04 |  |  |  |  |  | 44.001% | 40.353% | 44.001% | 05/16/2022 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2015 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $17485.00 |  | 5.330% | $2500.00 | 1.1 |  |  |  | N/A | No | 6.507% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 07/01/2062 | XXXX | 6.000% |  |  |  |  |  |  |
| XXXX | 6000083091 | XXXX |  | Non QM |  | Yes | No | $14609.00 | $19474.14 |  | 7.138% | $6219.50 | $7089.01 | 7.015% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $28096.67 | 1 | $14362.92 | $4659.00 |  |  |  |  |  | 35.651% | 33.659% | 35.651% | 05/04/2022 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $14609.00 |  | 5.330% | $7500.00 | 2.6 |  |  |  | N/A | No | 7.015% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 07/01/2062 | XXXX | 30.000% |  |  |  |  |  |  |
| XXXX | 4000004555 | XXXX |  | Non QM |  | Yes | No | $16665.00 | $35435.25 |  | 5.966% | $14788.44 | $14788.44 | 5.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $28179.58 | 1 | $43749.96 | $3510.00 |  |  |  |  |  | 46.312% | 46.312% | 46.312% | 06/03/2022 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; 4506-C (for Business) - 2020<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; 4506-C (for Business) - 2019 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $16665.00 |  | 5.180% | $20000.00 | 1 |  |  |  | No | No | 5.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 68.000% |  |  |  |  |  |  |
| XXXX | 4000004434 | XXXX |  | Non QM |  | Yes | No | $15355.00 | $23366.78 |  | 5.929% | $5835.73 | $5835.73 | 5.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $46673.87 | 1 | $10166.64 | $7163.04 |  |  |  |  |  | 28.215% | 28.215% | 28.215% | 05/26/2022 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 27.500% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 27.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 27.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 27.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 27.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15355.00 |  | 5.180% | $24500.00 | 4.1 |  |  |  | No | No | 5.750% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 88.000% |  |  |  |  |  |  |
| XXXX | 4000004732 | XXXX |  | Non QM |  | Yes | No | $9310.00 | $11607.88 |  | 6.924% | $1580.18 | $1580.18 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10859.91 | 1 | $3126.96 | $2221.20 |  |  |  |  |  | 32.197% | 32.197% | 32.197% | 05/17/2022 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9310.00 |  | 5.160% | $0.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000004393 | XXXX |  | N/A |  | Yes | No | $28144.47 | $15821.57 |  | 6.790% | $4538.21 | $4538.21 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $64413.54 | 1 | $16766.76 | $1046.04 |  |  |  |  |  | 21.796% | 21.796% | 21.796% | 04/05/2022 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $28144.47 |  | 5.330% | $10000.00 | 2.6 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 28.000% |  |  |  |  |  |  |
| XXXX | 6000078770 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3283.66 | $3283.66 | 6.220% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3448.80 | $2450.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/05/2022 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.220% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | 07/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000083083 | XXXX |  | Non QM |  | Yes | No | $8320.00 | $11266.11 |  | 6.395% | $2909.84 | $2909.84 | 6.202% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24341.03 | 1 | $3949.68 | $1176.96 |  |  |  |  |  | 16.880% | 16.880% | 16.880% | 05/25/2022 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $8320.00 |  | 5.350% | $0.00 | 4.7 |  |  |  | N/A | No | 6.202% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 1.000% |  |  |  |  |  |  |
| XXXX | 6000083093 | XXXX |  | Non QM |  | Yes | No | $23425.00 | $15160.11 |  | 6.678% | $7053.14 | $7053.14 | 6.577% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17801.89 | 1 | $7637.88 | $1613.04 |  |  |  |  |  | 35.510% | 35.510% | 35.510% | 05/11/2022 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX | $23425.00 |  | 5.350% | $30875.00 |  |  |  |  | No | No | 6.577% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 20.000% |  |  |  |  |  |  |
| XXXX | 6000083182 | XXXX |  | Non QM |  | Yes | No | $6167.49 | $10389.09 |  | 7.253% | $4243.49 | $4243.49 | 7.107% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $94892.97 | 1 | $10265.64 | $1147.44 |  |  |  |  |  | 13.824% | 13.824% | 13.824% | 05/23/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2017<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Third Party Verification - 2021<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 24]; Other - 2017 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX | $6167.49 |  | 5.170% | $0.00 | 1 |  |  |  | N/A | No | 7.107% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 4.000% |  |  |  |  |  |  |
| XXXX | 4000004837 | XXXX |  | Non QM |  | Yes | No | $9614.63 | $11461.63 |  | 8.041% | $1833.19 | $1833.19 | 7.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4546.10 | 1 | $3301.68 | $2645.04 |  |  |  |  |  | 36.541% | 36.541% | 36.541% | 06/03/2022 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9614.63 |  | 5.310% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 35.000% |  |  |  |  |  |  |
| XXXX | 6000080696 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1847.63 | $1847.63 | 6.610% | No | No |  |  |  |  | 0 | 0 |  |  | Permanent Resident Alien | US Citizen |  |  |  |  | 1 | $1035.60 | $1248.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/18/2022 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.610% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 57.000% |  |  |  |  |  |  |
| XXXX | 4000004778 | XXXX |  | N/A |  | Yes | No | $30401.44 | $20514.27 |  | 6.762% | $2969.63 | $2969.63 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13858.52 | 1 | $7155.72 | $1069.92 |  |  |  |  |  | 33.728% | 33.728% | 33.728% | 07/08/2022 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $30401.44 |  | 5.160% | $0.00 | 1 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000005322 | XXXX |  | Non QM |  | Yes | No | $14239.70 | $17675.10 |  | 6.834% | $4571.82 | $4571.82 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8608.52 | 1 | $9763.20 | $6476.04 |  |  |  |  |  | 49.782% | 49.782% | 49.782% | 06/16/2022 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 23.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $14239.70 |  | 5.780% | $0.00 | 2.2 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 4000005308 | XXXX |  | Non QM |  | Yes | No | $9224.69 | $11316.87 |  | 7.032% | $3916.94 | $3916.94 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $55987.37 | 1 | $3720.60 | $1974.96 |  |  |  |  |  | 8.675% | 8.675% | 8.675% | 05/20/2022 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9224.69 |  | 5.780% | $3500.00 | 2.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 34.000% |  |  |  |  |  |  |
| XXXX | 4000004794 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3888.71 | $3888.71 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $9407.76 | $2672.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/10/2022 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.94 | 1.06 |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 42.000% |  |  |  |  |  |  |
| XXXX | 4000005529 | XXXX |  | Non QM |  | Yes | No | $7371.10 | $15789.69 |  | 6.925% | $14126.87 | $14126.87 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $57948.16 | 1 | $33618.00 | $1813.20 |  |  |  |  |  | 32.967% | 32.967% | 32.967% | 06/13/2022 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7371.10 |  | 5.370% | $0.00 | 1.3 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 6.000% |  |  |  |  |  |  |
| XXXX | 4000004769 | XXXX |  | Non QM |  | Yes | No | $6881.30 | $8415.60 |  | 6.535% | $1720.93 | $1720.93 | 6.250% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $3770.85 | 1 | $2666.64 | $312.00 |  |  |  |  |  | 40.849% | 40.849% | 40.849% | 06/08/2022 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6881.30 |  | 5.310% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 19.000% |  |  |  |  |  |  |
| XXXX | 4000005905 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3583.21 | $3583.21 | 7.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $6150.60 | $1158.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/03/2022 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.72 | 1.38 |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 35.000% |  |  |  |  |  |  |
| XXXX | 4000005712 | XXXX |  | Non QM |  | Yes | No | $12631.25 | $14413.34 |  | 7.962% | $2866.29 | $2866.29 | 7.624% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5830.70 | 1 | $764.40 | $1879.80 |  |  |  |  |  | 47.979% | 47.979% | 47.979% | 06/13/2022 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12631.25 |  | 5.310% | $0.00 | 2.9 |  |  |  | No | No | 7.624% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 24.000% |  |  |  |  |  |  |
| XXXX | 4000006003 | XXXX |  | Non QM |  | Yes | No | $6209.88 | $7327.56 |  | 7.237% | $1231.42 | $1231.42 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11047.24 | 1 | $5623.56 | $950.16 |  |  |  |  |  | 20.879% | 20.879% | 20.879% | 06/14/2022 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.67000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.67000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6209.88 |  | 5.310% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 4000005624 | XXXX |  | Non QM |  | Yes | No | $4953.05 | $5877.70 |  | 7.052% | $2060.13 | $2060.13 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5682.72 | 1 | $10033.80 | $1494.00 |  |  |  |  |  | 38.231% | 38.231% | 38.231% | 07/07/2022 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4953.05 |  | 5.580% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 54.000% |  |  |  |  |  |  |
| XXXX | 4000004400 | XXXX |  | Non QM |  | Yes | No | $11550.28 | $13731.23 |  | 7.361% | $1865.95 | $1865.95 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9054.29 | 1 | $4734.00 | $465.00 |  |  |  |  |  | 26.317% | 26.317% | 26.317% | 05/12/2022 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11550.28 |  | 5.330% | $0.00 | 1.7 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 93.000% |  |  |  |  |  |  |
| XXXX | 4000005266 | XXXX |  | Non QM |  | Yes | No | $11624.56 | $15698.52 |  | 7.100% | $3652.53 | $3652.53 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8673.12 | 1 | $7704.24 | $1878.96 |  |  |  |  |  | 37.714% | 37.714% | 37.714% | 06/27/2022 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11624.56 |  | 5.880% | $0.00 | 1.5 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 5.000% |  |  |  |  |  |  |
| XXXX | 4000005353 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $5585.94 | $5585.94 | 6.875% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $13386.00 | $636.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/28/2022 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  | 240 | 09/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084157 | XXXX |  | Non QM |  | Yes | No | $11548.80 | $14009.08 |  | 7.804% | $5095.55 | $5095.55 | 7.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $15991.27 | 1 | $9596.52 | $2328.00 |  |  |  |  |  | 29.419% | 33.490% | 29.419% | 06/23/2022 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11548.80 |  | 5.080% | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 17.97 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 25.000% |  |  |  |  |  |  |
| XXXX | 6000084162 | XXXX |  | Higher Priced QM (APOR) |  | Yes | No | $12495.00 | $15016.63 |  | 6.801% | $5013.63 | $5013.63 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5036.59 | 2 | $4967.40 | $1629.96 |  |  |  |  |  | 52.485% | 52.485% | 52.485% | 05/04/2022 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12495.00 |  | 5.160% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 07/01/2052 | XXXX | 47.000% |  |  |  |  |  |  |
| XXXX | 4000005739 | XXXX |  | Non QM |  | Yes | No | $10395.00 | $13309.26 |  | 7.941% | $2623.08 | $2623.08 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11798.72 | 1 | $3932.76 | $1368.12 |  |  |  |  |  | 30.014% | 30.014% | 30.014% | 06/27/2022 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 84.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10395.00 |  | 5.580% | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 2 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 2.000% |  |  |  |  |  |  |
| XXXX | 4000005496 | XXXX |  | Non QM |  | Yes | No | $5190.00 | $11643.55 |  | 6.997% | $4598.50 | $4598.50 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17774.70 | 1 | $10937.52 | $1156.20 |  |  |  |  |  | 25.125% | 25.125% | 25.125% | 07/12/2022 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5190.00 |  | 5.370% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 10.000% |  |  |  |  |  |  |
| XXXX | 4000005485 | XXXX |  | Non QM |  | Yes | No | $43772.55 | $52356.57 |  | 7.324% | $7086.95 | $7086.95 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $33345.21 | 1 | $15000.00 | $2400.00 |  |  |  |  |  | 38.019% | 38.019% | 38.019% | 07/14/2022 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $43772.55 |  | 5.370% | $0.00 | 3.3 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 4000005326 | XXXX |  | Non QM |  | Yes | No | $30349.26 | $32017.30 |  | 7.170% | $6941.11 | $6941.11 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $27369.36 | 1 | $11267.88 | $4560.00 |  |  |  |  |  | 39.754% | 39.754% | 39.754% | 04/25/2022 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $30349.26 |  | 5.780% | $0.00 | 3 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 36.000% |  |  |  |  |  |  |
| XXXX | 4000005507 | XXXX |  | Non QM |  | Yes | No | $17962.50 | $21718.40 |  | 7.169% | $4270.04 | $4270.04 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $9045.38 | 2 | $9870.96 | $672.00 |  |  |  |  |  | 42.405% | 42.405% | 42.405% | 06/29/2022 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17962.50 |  | 5.370% | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000005823 | XXXX |  | N/A |  | Yes | No | $10556.99 | $11546.30 |  | 7.769% | $5662.34 | $5662.34 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4744.22 | 1 | $1719.00 | $1816.08 |  |  |  |  |  | 46.553% | 46.553% | 46.553% | 06/21/2022 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; FNMA 1088 - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2022 | [Borrower]; 1040 - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 1040 - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10556.99 |  | 5.610% | $0.00 | 1.2 |  |  |  | No | No | 7.625% | 0 |  | 2 | 0 | 0 | 2 |  |  | 17.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 5.000% |  |  |  |  |  |  |
| XXXX | 4000006317 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1922.84 | $1922.84 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2304.60 | $709.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/30/2022 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | 08/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000005911 | XXXX |  | Non QM |  | Yes | No | $57333.97 | $65693.99 |  | 7.246% | $10520.06 | $10520.06 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $42272.61 | 1 | $10509.24 | $14559.00 |  |  |  |  |  | 25.084% | 25.084% | 25.084% | 06/27/2022 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $57333.97 |  | 5.610% | $2665.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 10.000% |  |  |  |  |  |  |
| XXXX | 4000005674 | XXXX |  | Non QM |  | Yes | No | $11128.75 | $14151.35 |  | 7.084% | $3839.75 | $3839.75 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6687.86 | 1 | $7748.88 | $941.04 |  |  |  |  |  | 40.562% | 40.562% | 40.562% | 06/15/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11128.75 |  | 5.580% | $0.00 | 2.4 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 40.000% |  |  |  |  |  |  |
| XXXX | 4000006237 | XXXX |  | N/A |  | Yes | No | $34997.00 | $18719.64 |  | 7.486% | $3152.69 | $3152.69 | 7.124% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32575100.97 | 1 | $3537.12 | $1140.12 |  |  |  |  |  | 0.060% | 0.060% | 0.060% | 07/18/2022 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $34997.00 |  | 5.610% | $0.00 | 1 |  |  |  | Yes | No | 7.124% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 4000006260 | XXXX |  | Non QM |  | Yes | No | $7254.00 | $8631.50 |  | 7.227% | $1466.27 | $1466.27 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8178.46 | 1 | $5615.52 | $1557.84 |  |  |  |  |  | 23.584% | 23.584% | 23.584% | 06/15/2022 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7254.00 |  | 5.160% | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 23.000% |  |  |  |  |  |  |
| XXXX | 4000005831 | XXXX |  | Non QM |  | Yes | No | $36359.80 | $40045.74 |  | 7.256% | $6503.60 | $6503.60 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $10527.78 | 1 | $13378.56 | $2775.24 |  |  |  |  |  | 43.806% | 43.806% | 43.806% | 07/20/2022 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 1040 - 2021<br> [Borrower]; 1040 - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1040 - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $36359.80 |  | 5.610% | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 |  | 3 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000005659 | XXXX |  | Non QM |  | Yes | No | $2020.96 | $6224.98 |  | 7.653% | $6947.70 | $6947.70 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22284.01 | 1 | $4957.68 | $3240.12 |  |  |  |  |  | 36.119% | 36.119% | 36.119% | 07/13/2022 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 14.10000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 14.10000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 14.10000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $2020.96 |  | 5.580% | $0.00 | 1.8 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 27.000% |  |  |  |  |  |  |
| XXXX | 4000006085 | XXXX |  | Non QM |  | Yes | No | $9480.00 | $11703.17 |  | 6.865% | $2746.93 | $2746.93 | 6.625% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $4751.08 | 1 | $2034.12 | $605.76 |  |  |  |  |  | 41.178% | 41.178% | 41.178% | 06/24/2022 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9480.00 |  | 5.370% | $0.00 | 3.6 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 41.000% |  |  |  |  |  |  |
| XXXX | 4000005926 | XXXX |  | Non QM |  | Yes | No | $23336.60 | $30596.81 |  | 7.254% | $4992.66 | $4992.66 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $110290.81 | 1 | $11874.96 | $939.12 |  |  |  |  |  | 6.687% | 6.687% | 6.687% | 07/15/2022 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $23336.60 |  | 5.610% | $1500.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 6.000% |  |  |  |  |  |  |
| XXXX | 4000006103 | XXXX |  | N/A |  | Yes | No | $29775.00 | $14159.48 |  | 8.020% | $2491.43 | $2491.43 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15766.03 | 1 | $5148.00 | $392.04 |  |  |  |  |  | 32.939% | 32.939% | 32.939% | 05/23/2022 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 70.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $29775.00 |  | 5.370% | $3250.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 17.000% |  |  |  |  |  |  |
| XXXX | 4000006096 | XXXX |  | Non QM |  | Yes | No | $12500.00 | $14912.57 |  | 6.855% | $3713.80 | $3713.80 | 6.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $5189.11 | 1 | $7247.04 | $938.04 |  |  |  |  |  | 45.868% | 45.868% | 45.868% | 06/28/2022 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12500.00 |  | 5.370% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 37.000% |  |  |  |  |  |  |
| XXXX | 4000006563 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3941.57 | $3941.57 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6945.72 | $990.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/27/2022 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000005785 | XXXX |  | Non QM |  | Yes | No | $8484.80 | $12655.17 |  | 7.070% | $3717.69 | $3717.69 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $8066.71 | 1 | $8842.56 | $909.36 |  |  |  |  |  | 36.722% | 36.722% | 36.722% | 07/21/2022 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 5.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8484.80 |  | 5.580% | $0.00 | 2.8 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 10.000% |  |  |  |  |  |  |
| XXXX | 4000005967 | XXXX |  | Non QM |  | Yes | No | $9593.00 | $9846.35 |  | 7.353% | $1749.31 | $1749.31 | 6.990% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $4291.28 | 1 | $2237.04 | $1769.16 |  |  |  |  |  | 49.614% | 49.614% | 49.614% | 07/25/2022 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1099 - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9593.00 |  | 5.610% | $0.00 | 1.9 |  |  |  | Yes | No | 6.990% | 1 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 4000005643 | XXXX |  | Non QM |  | Yes | No | $11803.73 | $13209.84 |  | 6.987% | $2175.01 | $2175.01 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $39759.38 | 1 | $4772.04 | $997.56 |  |  |  |  |  | 6.605% | 6.605% | 6.605% | 07/15/2022 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11803.73 |  | 5.580% | $0.00 | 2.7 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 14.000% |  |  |  |  |  |  |
| XXXX | 4000005813 | XXXX |  | Non QM |  | Yes | No | $17768.03 | $21142.50 |  | 7.176% | $4368.58 | $4368.58 | 6.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10712.57 | 1 | $10812.48 | $994.20 |  |  |  |  |  | 43.364% | 43.364% | 43.364% | 05/11/2022 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 54.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 3.79000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 3.79000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 3.79000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 3.79000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2021<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17768.03 |  | 5.610% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 2 | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 40.000% |  |  |  |  |  |  |
| XXXX | 4000006279 | XXXX |  | Non QM |  | Yes | No | $28449.40 | $30899.40 |  | 7.292% | $4729.89 | $4729.89 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7408.52 | 1 | $9559.32 | $1283.40 |  |  |  |  |  | 49.944% | 49.944% | 49.944% | 08/10/2022 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $28449.40 |  | 5.060% | $500.00 | 2.1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 32.000% |  |  |  |  |  |  |
| XXXX | 4000005825 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2291.67 | $2291.67 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $9237.36 | $3849.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/29/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.9 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | 09/01/2052 | XXXX | 17.000% |  |  |  |  |  |  |
| XXXX | 4000006033 | XXXX |  | Non QM |  | Yes | No | $7311.06 | $7925.21 |  | 7.266% | $1823.75 | $1823.75 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5863.42 | 1 | $4312.20 | $606.00 |  |  |  |  |  | 34.662% | 34.662% | 34.662% | 07/30/2022 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7311.06 |  | 5.370% | $0.00 | 2.3 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 52.000% |  |  |  |  |  |  |
| XXXX | 4000005161 | XXXX |  | Non QM |  | Yes | No | $11697.43 | $12739.01 |  | 7.174% | $2710.96 | $2710.96 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7993.95 | 1 | $12416.52 | $939.96 |  |  |  |  |  | 33.116% | 33.116% | 33.116% | 06/22/2022 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11697.43 |  | 5.880% | $3200.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 5.000% |  |  |  |  |  |  |
| XXXX | 4000006465 | XXXX |  | Non QM |  | Yes | No | $17864.20 | $13336.91 |  | 7.168% | $2890.49 | $2890.49 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $57619.30 | 1 | $8737.56 | $741.96 |  |  |  |  |  | 7.636% | 7.636% | 7.636% | 06/24/2022 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17864.20 |  | 5.280% | $2000.00 | 1.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 4000006147 | XXXX |  | Non QM |  | Yes | No | $8701.13 | $9396.45 |  | 7.819% | $2071.42 | $2071.42 | 7.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5150.15 | 1 | $3985.44 | $2478.00 |  |  |  |  |  | 44.008% | 44.008% | 44.008% | 07/29/2022 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2018<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8701.13 |  | 5.370% | $1200.00 | 1.3 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 4 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006739 | XXXX |  | Non QM |  | Yes | No | $9675.00 | $14239.64 |  | 7.060% | $3908.73 | $3908.73 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4782.81 | 1 | $6000.48 | $953.04 |  |  |  |  |  | 48.572% | 56.500% | 48.572% | 06/13/2022 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9675.00 |  | 5.250% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 36.000% |  |  |  |  |  |  |
| XXXX | 4000005826 | XXXX |  | Non QM |  | Yes | No | $29550.00 | $31894.97 |  | 7.822% | $6922.22 | $6922.22 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $37468.39 | 1 | $16558.32 | $1866.00 |  |  |  |  |  | 23.376% | 23.376% | 23.376% | 07/29/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $29550.00 |  | 5.610% | $0.00 | 4.2 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 8.000% |  |  |  |  |  |  |
| XXXX | 4000006242 | XXXX |  | N/A |  | Yes | No | $17216.70 | $8496.42 |  | 7.424% | $1296.03 | $1296.03 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13843.99 | 1 | $1065.36 | $774.00 |  |  |  |  |  | 40.830% | 40.830% | 40.830% | 08/12/2022 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17216.70 |  | 5.060% | $0.00 | 1.1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006593 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1939.17 | $1939.17 | 7.624% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2740.20 | $1536.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/30/2022 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.624% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 36.000% |  |  |  |  |  |  |
| XXXX | 4000006414 | XXXX |  | Non QM |  | Yes | No | $31801.70 | $34297.34 |  | 7.585% | $5119.19 | $5119.19 | 7.124% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $20984.65 | 1 | $10492.20 | $1068.00 |  |  |  |  |  | 45.092% | 45.092% | 45.092% | 08/24/2022 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $31801.70 |  | 5.060% | $0.00 | 1.9 |  |  |  | N/A | No | 7.124% | 0 | 1 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 24.000% |  |  |  |  |  |  |
| XXXX | 4000006804 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1976.56 | $1976.56 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $964.44 | $711.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/26/2022 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  | 240 | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006149 | XXXX |  | N/A |  | Yes | No | $19151.00 | $9692.15 |  | 6.035% | $2598.15 | $2598.15 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10511.41 | 1 | $9887.52 | $805.20 |  |  |  |  |  | 39.662% | 42.475% | 39.662% | 08/05/2022 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $19151.00 |  | 5.250% | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 4.000% |  |  |  |  |  |  |
| XXXX | 4000006126 | XXXX |  | N/A |  | Yes | No | $24621.18 | $28604.58 |  | 7.458% | $3012.02 | $3012.02 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7341.16 | 1 | $3007.08 | $2399.04 |  |  |  |  |  | 39.819% | 39.819% | 39.819% | 08/02/2022 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $24621.18 |  | 5.370% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 42.000% |  |  |  |  |  |  |
| XXXX | 4000006379 | XXXX |  | Non QM |  | Yes | No | $9088.38 | $13728.72 |  | 6.108% | $3245.23 | $3245.23 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15986.43 | 1 | $11424.96 | $1460.04 |  |  |  |  |  | 34.441% | 34.441% | 34.441% | 07/12/2022 | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9088.38 |  | 5.060% | $0.00 | 2.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  |  | 17.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 49.000% |  |  |  |  |  |  |
| XXXX | 4000006135 | XXXX |  | Non QM |  | Yes | No | $6308.60 | $6682.82 |  | 7.690% | $2517.17 | $2517.17 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5003.03 | 1 | $1417.68 | $3408.96 |  |  |  |  |  | 41.699% | 41.699% | 41.699% | 06/19/2022 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6308.60 |  | 5.860% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000005066 | XXXX |  | Non QM |  | Yes | No | $18417.29 | $19962.10 |  | 7.362% | $2674.87 | $2674.87 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8236.21 | 1 | $6825.00 | $1254.00 |  |  |  |  |  | 32.642% | 32.642% | 32.642% | 05/10/2022 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18417.29 |  | 5.860% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 64.000% |  |  |  |  |  |  |
| XXXX | 4000006197 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1541.77 | $1541.77 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4320.00 | $1719.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/20/2022 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 11.000% |  |  |  |  |  |  |
| XXXX | 4000006674 | XXXX |  | Non QM |  | Yes | No | $10370.00 | $11107.08 |  | 7.212% | $3323.16 | $3323.16 | 6.990% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  | $7947.86 | 1 | $4119.96 | $1893.00 |  |  |  |  |  | 35.358% | 35.358% | 35.358% | 08/26/2022 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 87.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10370.00 |  | 5.200% | $0.00 |  |  |  |  | N/A | No | 6.990% | 0 | 1 | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 14.000% |  |  |  |  |  |  |
| XXXX | 4000006113 | XXXX |  | N/A |  | Yes | No | $40466.76 | $23431.17 |  | 7.096% | $5529.70 | $5529.70 | 6.875% | No | No | Not Employed |  | Self-Employed |  | 18 |  |  |  | US Citizen |  |  |  |  | $10291.19 | 1 | $4711.32 | $2082.72 |  |  |  |  |  | 22.090% | 22.090% | 22.090% | 07/13/2022 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 24 | Business | 100.000% |  |  |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 62.30% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 62.30% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 62.30% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $40466.76 |  | 5.370% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 78.000% |  |  |  |  |  |  |
| XXXX | 4000006687 | XXXX |  | Non QM |  | Yes | No | $1980.00 | $5591.50 |  | 7.549% | $6150.00 | $6880.27 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10790.81 | 1 | $15375.00 | $0.00 |  |  |  |  |  | 46.313% | 42.679% | 46.313% | 08/02/2022 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 99.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 99.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1980.00 |  | 5.200% | $10000.00 | 1.3 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 09/01/2062 | XXXX | 33.000% |  |  |  |  |  |  |
| XXXX | 4000006192 | XXXX |  | Non QM |  | Yes | No | $13711.00 | $9310.34 |  | 7.102% | $2627.72 | $2627.72 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20500.24 | 1 | $2592.84 | $324.96 |  |  |  |  |  | 16.751% | 16.751% | 16.751% | 07/13/2022 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13711.00 |  | 5.370% | $4048.00 | 3.5 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 34.000% |  |  |  |  |  |  |
| XXXX | 4000006064 | XXXX |  | Non QM |  | Yes | No | $25100.12 | $27198.03 |  | 7.050% | $9538.61 | $9538.61 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $35751.38 | 1 | $22687.56 | $2200.20 |  |  |  |  |  | 28.043% | 28.043% | 28.043% | 08/01/2022 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $25100.12 |  | 5.370% | $0.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 23.000% |  |  |  |  |  |  |
| XXXX | 4000006393 | XXXX |  | Non QM |  | Yes | No | $23133.76 | $17410.94 |  | 7.177% | $3770.77 | $3770.77 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7222.30 | 1 | $15875.04 | $2177.16 |  |  |  |  |  | 47.072% | 47.072% | 47.072% | 05/25/2022 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $23133.76 |  | 5.060% | $0.00 | 1.3 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 4000006178 | XXXX |  | Non QM |  | Yes | No | $10636.76 | $10762.76 |  | 8.267% | $2146.21 | $2146.21 | 7.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $41811.49 | 1 | $2685.12 | $513.00 |  |  |  |  |  | 7.919% | 7.919% | 7.919% | 06/22/2022 | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 49.000% | 51.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10636.76 |  | 5.370% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 22.000% |  |  |  |  |  |  |
| XXXX | 4000006807 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2594.09 | $2594.09 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6351.12 | $1118.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/19/2022 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 44.000% |  |  |  |  |  |  |
| XXXX | 4000006056 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1614.66 | $1614.66 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $553.32 | $994.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/06/2022 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.27 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 9.000% |  |  |  |  |  |  |
| XXXX | 4000005912 | XXXX |  | Non QM |  | Yes | No | $6345.75 | $7072.35 |  | 7.087% | $2135.02 | $2135.02 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5404.05 | 1 | $2939.88 | $3016.32 |  |  |  |  |  | 49.049% | 49.049% | 49.049% | 07/21/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 27.38000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 27.38000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6345.75 |  | 5.610% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000006932 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2272.45 | $2272.45 | 7.500% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $3822.24 | $813.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/09/2022 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | 10/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000006136 | XXXX |  | Non QM |  | Yes | No | $2225.00 | $2702.05 |  | 7.552% | $4642.78 | $4642.78 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $33878.95 | 1 | $8032.68 | $1395.00 |  |  |  |  |  | 16.084% | 16.084% | 16.084% | 07/18/2022 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $2225.00 |  | 5.370% | $0.00 | 2.7 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 26.000% |  |  |  |  |  |  |
| XXXX | 4000006222 | XXXX |  | Non QM |  | Yes | No | $18826.60 | $22651.38 |  | 7.979% | $3076.54 | $3076.54 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $98316.81 | 1 | $2365.92 | $3654.00 |  |  |  |  |  | 5.738% | 5.738% | 5.738% | 08/01/2022 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18826.60 |  | 5.370% | $0.00 | 1.8 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 4.000% |  |  |  |  |  |  |
| XXXX | 4000006640 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1552.26 | $1552.26 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5638.08 | $1352.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/17/2022 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 50.000% |  |  |  |  |  |  |
| XXXX | 4000006438 | XXXX |  | Non QM |  | Yes | No | $5055.00 | $7581.17 |  | 7.018% | $2627.72 | $2627.72 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $31849.53 | 1 | $3177.72 | $2853.96 |  |  |  |  |  | 14.605% | 14.605% | 14.605% | 08/08/2022 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5055.00 |  | 5.060% | $0.00 | 4.2 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000006355 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1313.86 | $1313.86 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $1207.68 | $1074.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/13/2022 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.13 | 0.47 |  |  |  |  |  |  |  | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006666 | XXXX |  | Non QM |  | Yes | No | $14400.00 | $18238.17 |  | 7.871% | $3181.43 | $3181.43 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8862.23 | 2 | $8930.64 | $2379.96 |  |  |  |  |  | 32.546% | 36.960% | 32.546% | 06/23/2022 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $14400.00 |  | 5.420% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 19.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 42.000% |  |  |  |  |  |  |
| XXXX | 4000006269 | XXXX |  | Non QM |  | Yes | No | $10550.61 | $12373.16 |  | 7.866% | $2227.00 | $2227.00 | 7.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $4478.92 | 1 | $1265.40 | $2018.04 |  |  |  |  |  | 40.806% | 40.806% | 40.806% | 07/22/2022 | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10550.61 |  | 5.060% | $0.00 | 1.8 |  |  |  | Yes | No | 7.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006473 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4454.00 | $4454.00 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7295.88 | $2112.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/15/2022 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 41.000% |  |  |  |  |  |  |
| XXXX | 4000006951 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1623.20 | $1623.20 | 9.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $993.72 | $1454.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/15/2022 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 9.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.69 |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000084538 | XXXX |  | Non QM |  | Yes | No | $11037.00 | $15057.54 |  | 7.849% | $4666.13 | $4666.13 | 7.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $104119.12 | 1 | $10987.56 | $671.16 |  |  |  |  |  | 13.574% | 13.574% | 13.574% | 05/31/2022 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11037.00 |  | 5.860% | $0.00 | 4.2 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 08/01/2052 | XXXX | 1.000% |  |  |  |  |  |  |
| XXXX | 6000084542 | XXXX |  | Non QM |  | Yes | No | $2849.56 | $6127.35 |  | 7.722% | $2887.80 | $2887.80 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7904.35 | 1 | $4274.28 | $903.96 |  |  |  |  |  | 43.435% | 43.435% | 43.435% | 07/26/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $2849.56 |  | 5.780% | $0.00 | 1.4 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 29.000% |  |  |  |  |  |  |
| XXXX | 6000084523 | XXXX |  | N/A |  | Yes | No | $50369.50 | $54073.27 |  | 6.615% | $8543.08 | $8543.08 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13339.36 | 2 | $7962.60 | $2657.04 |  |  |  |  |  | 45.382% | 45.382% | 45.382% | 06/13/2022 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $50369.50 |  | 5.170% | $0.00 |  |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 07/01/2052 | XXXX | 8.000% |  |  |  |  |  |  |
| XXXX | 6000084541 | XXXX |  | Non QM |  | Yes | No | $11652.95 | $11209.78 |  | 7.827% | $3280.62 | $3280.62 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8307.04 | 1 | $6143.64 | $657.00 |  |  |  |  |  | 33.860% | 33.860% | 33.860% | 07/08/2022 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11652.95 |  | 5.880% | $74362.21 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 3.000% |  |  |  |  |  |  |
| XXXX | 4000006591 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1708.01 | $1708.01 | 6.875% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $7500.00 | $1523.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/16/2022 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 66.000% |  |  |  |  |  |  |
| XXXX | 4000006973 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3173.38 | $3173.38 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6009.60 | $480.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2022 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.24 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 37.000% |  |  |  |  |  |  |
| XXXX | 4000006953 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2195.78 | $2195.78 | 8.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $995.88 | $1281.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/15/2022 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | 10/01/2052 | XXXX | 26.000% |  |  |  |  |  |  |
| XXXX | 4000006449 | XXXX |  | Non QM |  | Yes | No | $45520.00 | $53663.75 |  | 7.774% | $12480.98 | $12480.98 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $42719.82 | 1 | $3447.00 | $7529.04 |  |  |  |  |  | 26.657% | 26.657% | 26.657% | 08/16/2022 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $45520.00 |  | 5.060% | $0.00 | 3.2 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000006182 | XXXX |  | Non QM |  | Yes | No | $7141.00 | $8834.46 |  | 7.788% | $1972.48 | $1972.48 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3547.50 | 1 | $2960.28 | $1677.96 |  |  |  |  |  | 47.580% | 47.580% | 47.580% | 07/07/2022 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | 1 Year Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7141.00 |  | 5.370% | $0.00 | 3 |  |  |  | No | No | 7.500% | 0 |  | 1 | 0 | 2 | 0 |  |  | 19.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006839 | XXXX |  | Non QM |  | Yes | No | $12879.97 | $16921.92 |  | 7.862% | $3108.36 | $3108.36 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $199975.28 | 1 | $6359.40 | $3018.96 |  |  |  |  |  | 2.869% | 2.869% | 2.869% | 08/16/2022 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 51.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 51.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12879.97 |  | 5.620% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 29.000% |  |  |  |  |  |  |
| XXXX | 4000006098 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3356.23 | $3356.23 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4599.72 | $2174.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/30/2022 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006359 | XXXX |  | Non QM |  | Yes | No | $15839.73 | $18008.65 |  | 7.904% | $3265.81 | $3265.81 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $42373.44 | 1 | $17556.24 | $1892.04 |  |  |  |  |  | 13.729% | 13.729% | 13.729% | 08/11/2022 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15839.73 |  | 5.610% | $0.00 | 1.5 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 2.000% |  |  |  |  |  |  |
| XXXX | 4000006134 | XXXX |  | Non QM |  | Yes | No | $6270.60 | $7425.07 |  | 7.167% | $1510.94 | $1510.94 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9463.48 | 1 | $2520.36 | $719.04 |  |  |  |  |  | 32.119% | 32.119% | 32.119% | 08/02/2022 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6270.60 |  | 5.370% | $0.00 | 1.8 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000007080 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1195.61 | $1195.61 | 6.875% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2185.92 | $267.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/02/2022 | 787 | 790 | 787 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | 08/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006550 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3772.26 | $3772.26 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9999.96 | $729.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2022 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.2 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.66 | 1.51 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 59.000% |  |  |  |  |  |  |
| XXXX | 4000006247 | XXXX |  | Non QM |  | Yes | No | $5315.00 | $6037.03 |  | 7.032% | $2430.64 | $2430.64 | 6.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12507.06 | 1 | $1872.96 | $1446.96 |  |  |  |  |  | 35.928% | 35.928% | 35.928% | 08/08/2022 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5315.00 |  | 5.060% | $5000.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 09/01/2052 | XXXX | 69.000% |  |  |  |  |  |  |
| XXXX | 4000006893 | XXXX |  | N/A |  | Yes | No | $4037.52 | $1544.10 |  | 7.541% | $1517.30 | $1517.30 | 7.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11279.56 | 1 | $1437.96 | $566.04 |  |  |  |  |  | 30.924% | 30.924% | 30.924% | 08/17/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4037.52 |  | 5.620% | $7000.00 | 2.1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 4000006868 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $978.60 | $978.60 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1899.24 | $2385.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/29/2022 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  | 240 | 10/01/2052 | XXXX | 62.000% |  |  |  |  |  |  |
| XXXX | 4000006060 | XXXX |  | Non QM |  | Yes | No | $33557.88 | $10637.29 |  | 7.084% | $5636.07 | $5636.07 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22491.29 | 1 | $7983.72 | $6159.96 |  |  |  |  |  | 39.374% | 39.374% | 39.374% | 07/27/2022 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $33557.88 |  | 5.370% | $255947.05 | 3.2 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 1.000% |  |  |  |  |  |  |
| XXXX | 4000006754 | XXXX |  | Non QM |  | Yes | No | $54495.00 | $63902.50 |  | 7.677% | $18557.59 | $18557.59 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $232167.39 | 1 | $37703.04 | $5523.96 |  |  |  |  |  | 9.185% | 9.185% | 9.185% | 07/12/2022 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $54495.00 |  | 5.200% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2062 |  |  |  |  |  |  |  |  |
| XXXX | 4000006205 | XXXX |  | Non QM |  | Yes | No | $10757.00 | $15169.95 |  | 10.052% | $3935.79 | $3935.79 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21815.75 | 1 | $8510.52 | $2547.00 |  |  |  |  |  | 26.536% | 26.536% | 26.536% | 07/21/2022 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10757.00 |  | 5.620% | $7000.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 10.000% |  |  |  |  |  |  |
| XXXX | 4000006876 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3284.64 | $3284.64 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $7527.12 | $989.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/30/2022 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | 10/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000006942 | XXXX |  | Non QM |  | Yes | No | $11476.00 | $7373.59 |  | 6.421% | $1970.79 | $1970.79 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6347.05 | 1 | $8874.96 | $498.96 |  |  |  |  |  | 36.530% | 36.530% | 36.530% | 08/19/2022 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11476.00 |  | 5.250% | $15000.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 16.000% |  |  |  |  |  |  |
| XXXX | 4000005794 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1699.09 | $1699.09 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6759.24 | $1424.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/30/2022 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 7.000% |  |  |  |  |  |  |
| XXXX | 4000006956 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2369.32 | $2369.32 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1200.00 | $1467.72 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/02/2022 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 87.000% |  |  |  |  |  |  |
| XXXX | 4000006916 | XXXX |  | Non QM |  | Yes | No | $6253.38 | $8152.59 |  | 7.081% | $2264.57 | $2264.57 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4034.41 | 1 | $8377.80 | $1035.00 |  |  |  |  |  | 44.911% | 44.911% | 44.911% | 09/01/2022 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 37.26000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 37.26000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 37.26000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Expense Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 37.26000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6253.38 |  | 5.620% | $5000.00 | 1.5 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | Yes |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 16.000% |  |  |  |  |  |  |
| XXXX | 4000007342 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2995.80 | $2995.80 | 9.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7411.20 | $1193.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/19/2022 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 9.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.24 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 30.000% |  |  |  |  |  |  |
| XXXX | 4000007020 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1535.30 | $1535.30 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6274.56 | $3726.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/29/2022 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000005928 | XXXX |  | Non QM |  | Yes | No | $21110.50 | $17814.72 |  | 7.214% | $3931.88 | $5229.22 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $98986.72 | 1 | $3442.92 | $3092.04 |  |  |  |  |  | 7.549% | 6.337% | 7.549% | 07/11/2022 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $21110.50 |  | 5.610% | $23000.00 | 1 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 10/01/2052 | XXXX | 5.000% |  |  |  |  |  |  |
| XXXX | 4000007066 | XXXX |  | Non QM |  | Yes | No | $1237.35 | $7577.31 |  | 7.510% | $15332.38 | $15332.38 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $126250.51 | 1 | $42637.08 | $6300.36 |  |  |  |  |  | 15.898% | 15.898% | 15.898% | 08/30/2022 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1237.35 |  | 5.730% | $9915.00 | 2.7 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 23.000% |  |  |  |  |  |  |
| XXXX | 4000006867 | XXXX |  | Non QM |  | Yes | No | $4350.00 | $6948.00 |  | 7.623% | $3356.23 | $3356.23 | 7.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4731.23 | 1 | $7240.44 | $614.04 |  |  |  |  |  | 48.009% | 54.731% | 48.009% | 07/21/2022 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4350.00 |  | 5.460% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000007163 | XXXX |  | Non QM |  | Yes | No | $21833.00 | $24502.90 |  | 7.267% | $3875.88 | $3875.88 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7454.89 | 1 | $4274.64 | $5007.60 |  |  |  |  |  | 42.625% | 42.625% | 42.625% | 08/02/2022 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.88000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.88000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.88000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $21833.00 |  | 5.950% | $0.00 | 2.1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 66.000% |  |  |  |  |  |  |
| XXXX | 4000007047 | XXXX |  | Non QM |  | Yes | No | $15440.60 | $7644.57 |  | 7.058% | $2364.94 | $2364.94 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $74681.19 | 1 | $16717.56 | $2637.00 |  |  |  |  |  | 10.652% | 10.652% | 10.652% | 08/16/2022 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15440.60 |  | 5.730% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 7.000% |  |  |  |  |  |  |
| XXXX | 4000006690 | XXXX |  | Non QM |  | Yes | No | $13256.38 | $15207.17 |  | 7.736% | $4282.69 | $4282.69 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8532.10 | 1 | $7865.64 | $10110.00 |  |  |  |  |  | 46.227% | 46.227% | 46.227% | 08/17/2022 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2022<br> [Borrower - \| Primary Income - Wages]; Other - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1040 - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | 1 Year Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13256.38 |  | 5.200% | $0.00 | 2.2 |  |  |  | Yes | No | 7.500% | 1 |  | 1 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000007101 | XXXX |  | Non QM |  | Yes | No | $17568.13 | $20241.60 |  | 7.252% | $3399.61 | $3399.61 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7704.54 | 1 | $8625.00 | $698.04 |  |  |  |  |  | 42.875% | 42.875% | 42.875% | 09/12/2022 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17568.13 |  | 5.730% | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 20.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 25.000% |  |  |  |  |  |  |
| XXXX | 4000006328 | XXXX |  | N/A |  | Yes | No | $36797.00 | $22216.05 |  | 7.258% | $5184.12 | $5184.12 | 6.990% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8961.99 | 1 | $4387.20 | $10657.08 |  |  |  |  |  | 36.738% | 36.738% | 36.738% | 08/11/2022 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022 | [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $36797.00 |  | 5.060% | $0.00 | 2.4 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 66.000% |  |  |  |  |  |  |
| XXXX | 4000006446 | XXXX |  | N/A |  | Yes | No | $9941.69 | $11029.44 |  | 7.465% | $1227.33 | $1632.29 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9080.27 | 1 | $4478.76 | $850.92 |  |  |  |  |  | 34.537% | 31.617% | 34.537% | 08/17/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2020 | [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1040 - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1040 - 2021<br> [Coborrower]; Transcripts (1040) - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1040 - 2020 | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9941.69 |  | 5.060% | $0.00 | 1.5 |  |  |  | No | No | 6.990% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 10/01/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 4000006447 | XXXX |  | N/A |  | Yes | No | $9948.95 | $11021.70 |  | 7.464% | $1227.33 | $1227.33 | 6.990% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12101.24 | 1 | $4478.76 | $850.92 |  |  |  |  |  | 15.297% | 15.297% | 18.131% | 08/17/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2021<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1040 - 2020<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 1040 - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1040 - 2020<br> [Coborrower]; 4506-C - 2020 | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9948.95 |  | 5.060% | $0.00 | 1.5 |  |  |  | Yes | No | 6.990% | 1 | 1 | 2 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 10/01/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 4000006044 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2454.24 | $2454.24 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $3657.48 | $1698.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2022 | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.95 | 1.05 |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006919 | XXXX |  | Non QM |  | Yes | No | $27600.00 | $19542.63 |  | 7.020% | $6363.78 | $6363.78 | 6.875% | No | Yes | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15723.82 | 1 | $15541.20 | $3786.00 |  |  |  |  |  | 39.418% | 39.418% | 39.418% | 07/19/2022 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2022 | [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1040 - 2021<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 1040 - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; 1040 - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; Transcripts (1040) - 2020<br> [Coborrower]; 1040 - 2020<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; Transcripts (1040) - 2020 | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $27600.00 |  | 5.620% | $22000.00 |  |  |  |  | N/A | No | 6.875% | 1 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2062 | XXXX | 34.000% |  |  |  |  |  |  |
| XXXX | 4000006667 | XXXX |  | Non QM |  | Yes | No | $11622.74 | $14896.53 |  | 7.731% | $4469.38 | $4469.38 | 7.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10508.01 | 2 | $9987.48 | $1692.36 |  |  |  |  |  | 44.103% | 44.103% | 44.103% | 06/07/2022 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11622.74 |  | 5.200% | $7000.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 39.000% |  |  |  |  |  |  |
| XXXX | 4000005868 | XXXX |  | Non QM |  | Yes | No | $11102.00 | $12674.29 |  | 8.290% | $2175.21 | $2175.21 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5287.72 | 1 | $972.36 | $1806.96 |  |  |  |  |  | 40.658% | 40.658% | 40.658% | 07/15/2022 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.56000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.56000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.56000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Expense Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 17.56000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11102.00 |  | 5.610% | $0.00 | 1.7 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | Yes |  |  |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000005939 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4907.26 | $4907.26 | 6.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $12398.40 | $1479.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/06/2022 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.42 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 50.000% |  |  |  |  |  |  |
| XXXX | 4000007096 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1462.08 | $1462.08 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5319.00 | $633.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/01/2022 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.14 | 0.47 |  |  |  |  |  |  | 240 | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000007320 | XXXX |  | N/A |  | Yes | No | $1690.00 | $3134.22 |  | 9.286% | $5492.19 | $5492.19 | 9.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11268.71 | 1 | $9701.88 | $4058.04 |  |  |  |  |  | 42.904% | 42.904% | 48.140% | 08/19/2022 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2019<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2019<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2019<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2019<br> [Coborrower(s) - \| Non-Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Non-Primary Income - Wages]; W-2 - 2019 | [Borrower]; Transcripts (1040) - No Results Returned - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 1040 - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; Transcripts (1040) - 2019<br> [Borrower]; 1040 - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; Transcripts (1040) - 2020<br> [Coborrower]; 1040 - 2020<br> [Coborrower]; 1040 - 2019<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; Transcripts (1040) - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1690.00 |  | 6.090% | $0.00 | 1.5 |  |  |  | No | No | 9.250% | 3 | 3 | 2 | 0 | 3 | 2 |  |  | 17.97 | No |  |  |  |  |  |  |  |  | 240 | 10/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 4000007030 | XXXX |  | Non QM |  | Yes | No | $11605.00 | $14998.14 |  | 9.543% | $3295.21 | $3295.21 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25049.21 | 1 | $5625.00 | $1109.04 |  |  |  |  |  | 14.387% | 14.387% | 14.387% | 08/30/2022 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11605.00 |  | 5.730% | $5000.00 | 1 |  |  |  | Yes | No | 9.125% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 5.000% |  |  |  |  |  |  |
| XXXX | 4000006623 | XXXX |  | Non QM |  | Yes | No | $995.00 | $2247.22 |  | 7.892% | $5894.81 | $5894.81 | 7.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7147.35 | 1 | $6378.12 | $4128.00 |  |  |  |  |  | 49.539% | 49.539% | 49.539% | 09/19/2022 | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal, Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Personal - 2022<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $995.00 |  | 5.200% | $0.00 | 3.7 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006871 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1600.86 | $1600.86 | 6.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | Permanent Resident Alien |  |  |  |  | 1 | $10050.48 | $1268.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/29/2022 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.48 | 0.67 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 10.000% | No |  |  |  |  |  |
| XXXX | 4000006146 | XXXX |  | Non QM |  | Yes | No | $9050.00 | $10941.33 |  | 7.668% | $4642.78 | $4642.78 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $12166.09 | 1 | $3946.92 | $2298.96 |  |  |  |  |  | 38.281% | 42.574% | 38.281% | 08/02/2022 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9050.00 |  | 5.420% | $500.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 19.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 26.000% | No |  |  |  |  |  |
| XXXX | 4000007111 | XXXX |  | Non QM |  | Yes | No | $6195.00 | $7788.85 |  | 7.069% | $6380.46 | $6380.46 | 6.990% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $347898.62 | 1 | $5149.32 | $5890.08 |  |  |  |  |  | 2.678% | 2.678% | 2.678% | 08/23/2022 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6195.00 |  | 5.950% | $0.00 | 2.1 |  |  |  | N/A | No | 6.990% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 25.000% | No |  |  |  |  |  |
| XXXX | 4000007050 | XXXX |  | N/A |  | Yes | No | $1505.00 | $3365.55 |  | 7.959% | $2900.28 | $2900.28 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $27285.51 | 1 | $4471.20 | $1289.04 |  |  |  |  |  | 24.353% | 24.353% | 24.353% | 08/23/2022 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1505.00 |  | 5.620% | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 1.000% | No |  |  |  |  |  |
| XXXX | 4000006812 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1903.31 | $1903.31 | 7.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4265.52 | $1359.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/17/2022 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 39.000% | No |  |  |  |  |  |
| XXXX | 4000007221 | XXXX |  | Non QM |  | Yes | No | $2325.00 | $9030.78 |  | 9.844% | $4914.36 | $4914.36 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22574.36 | 1 | $4000.20 | $1557.96 |  |  |  |  |  | 24.668% | 24.668% | 24.668% | 09/03/2022 | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $2325.00 |  | 6.090% | $0.00 | 2.6 |  |  |  | Yes | No | 9.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 10.000% | No |  |  |  |  |  |
| XXXX | 4000006974 | XXXX |  | Non QM |  | Yes | No | $18941.60 | $22169.32 |  | 7.823% | $5060.57 | $5060.57 | 7.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $23111.95 | 1 | $11874.96 | $1680.00 |  |  |  |  |  | 26.016% | 26.016% | 26.016% | 07/11/2022 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18941.60 |  | 5.730% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 44.000% | No |  |  |  |  |  |
| XXXX | 4000006745 | XXXX |  | Non QM |  | Yes | No | $11295.00 | $12007.50 |  | 7.686% | $4614.82 | $4614.82 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11571.72 | 1 | $8748.72 | $2321.88 |  |  |  |  |  | 36.667% | 36.667% | 36.667% | 08/24/2022 | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11295.00 |  | 5.200% | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000007552 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1832.25 | $1832.25 | 7.875% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $3350.16 | $596.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/01/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 38.000% | No |  |  |  |  |  |
| XXXX | 4000007154 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1087.60 | $1087.60 | 7.875% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4516.92 | $2067.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/11/2022 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | 11/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 6000085180 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $5444.53 | $5444.53 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13815.96 | $2423.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/16/2022 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | 10/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000006799 | XXXX |  | N/A |  | Yes | No | $10049.00 | $10633.46 |  | 8.135% | $3099.67 | $3099.67 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $90340.57 | 1 | $6724.32 | $3614.88 |  |  |  |  |  | 37.115% | 37.115% | 37.115% | 07/13/2022 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2007 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10049.00 |  | 5.620% | $0.00 | 1.3 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 52.000% | No |  |  |  |  |  |
| XXXX | 4000006772 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1821.09 | $1821.09 |  | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3934.32 | $1350.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2022 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.7 |  |  |  | Yes | No |  | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  | 240 | 10/01/2052 | XXXX | 32.000% | No |  |  |  |  |  |
| XXXX | 4000006909 | XXXX |  | Non QM |  | Yes | No | $16499.00 | $17514.05 |  | 7.045% | $16426.50 | $21846.51 | 6.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $483917.20 | 1 | $18459.00 | $4215.00 |  |  |  |  |  | 6.831% | 5.788% | 6.831% | 08/25/2022 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $16499.00 |  | 5.620% | $0.00 | 3.2 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 10/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000006790 | XXXX |  | Non QM |  | Yes | No | $9041.12 | $10729.27 |  | 8.101% | $3509.34 | $3509.34 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29631.62 | 1 | $2794.56 | $3141.12 |  |  |  |  |  | 18.791% | 18.791% | 18.791% | 08/25/2022 | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9041.12 |  | 5.620% | $0.00 | 1.6 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 35.000% | No |  |  |  |  |  |
| XXXX | 4000007635 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1859.77 | $1859.77 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1379.52 | $3096.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2022 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  | 240 | 10/01/2052 | XXXX | 100.000% | No |  |  |  |  |  |
| XXXX | 4000007445 | XXXX |  | N/A |  | Yes | No | $20508.60 | $13372.93 |  | 8.445% | $1667.66 | $1667.66 | 7.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5822.22 | 1 | $5124.96 | $1485.96 |  |  |  |  |  | 41.248% | 41.248% | 41.248% | 09/26/2022 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $20508.60 |  | 6.380% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 3.000% | No |  |  |  |  |  |
| XXXX | 4000007128 | XXXX |  | Non QM |  | Yes | No | $5945.23 | $6354.50 |  | 10.136% | $2509.53 | $2509.53 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5367.81 | 2 | $3047.52 | $1127.64 |  |  |  |  |  | 41.935% | 41.935% | 41.935% | 09/12/2022 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 83.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2020<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2022<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5945.23 |  | 5.950% | $5000.00 |  |  |  |  | No | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 10/01/2052 | XXXX | 12.000% | No |  |  |  |  |  |
| XXXX | 4000007418 | XXXX |  | N/A |  | Yes | No | $13971.92 | $12312.86 |  | 10.373% | $1824.97 | $1824.97 | 9.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3209.09 | 2 | $3951.12 | $2049.96 |  |  |  |  |  | 45.747% | 45.747% | 45.747% | 08/23/2022 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13971.92 |  | 6.380% | $0.00 |  |  |  |  | No | No | 9.750% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 31.000% | No | 36 |  |  |  |  |
| XXXX | 4000007014 | XXXX |  | Non QM |  | Yes | No | $5728.65 | $8025.22 |  | 8.048% | $2773.39 | $2773.39 | 7.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $12808.96 | 1 | $3289.80 | $3162.00 |  |  |  |  |  | 24.653% | 24.653% | 24.653% | 08/26/2022 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5728.65 |  | 5.730% | $0.00 | 1.7 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 15.000% | No |  |  |  |  |  |
| XXXX | 4000007212 | XXXX |  | Non QM |  | Yes | No | $0.00 |  |  | 7.812% | $4350.42 | $4350.42 | 9.875% | No | No | Not Employed |  | Self-Employed |  | 15.3 |  |  |  | US Citizen |  |  |  |  | $16325.42 | 1 | $9185.04 | $1548.00 |  |  |  |  |  | 39.910% | 42.769% | 39.910% | 07/28/2022 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX |  |  | 5.740% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 11/01/2052 | XXXX | 10.000% | No |  |  |  |  |  |
| XXXX | 4000006378 | XXXX |  | Non QM |  | Yes | No | $16495.00 | $19525.05 |  | 7.796% | $4195.29 | $4195.29 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $11468.99 | 1 | $5321.40 | $1535.04 |  |  |  |  |  | 34.529% | 34.529% | 34.529% | 07/13/2022 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $16495.00 |  | 6.380% | $0.00 | 1.9 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 | 24 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 29.000% | No |  |  |  |  |  |
| XXXX | 4000007389 | XXXX |  | Non QM |  | Yes | No | $22221.25 | $24450.45 |  | 8.331% | $3806.61 | $3806.61 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5712.56 | 1 | $9375.00 | $1008.00 |  |  |  |  |  | 49.278% | 49.278% | 49.278% | 08/18/2022 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $22221.25 |  | 6.090% | ($10000.00) | 1.7 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000007450 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $5960.43 | $5960.43 | 10.625% | No | No |  |  |  |  | 0 | 0 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  |  | 2 | $3134.40 | $1412.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/05/2022 | 712 | 747 | 746 | 748 | 785 | 787 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 10.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.98 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 33.000% | No |  |  |  |  |  |
| XXXX | 4000007524 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3944.06 | $3944.06 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7874.88 | $576.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/05/2022 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  | 240 | 11/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000006847 | XXXX |  | Non QM |  | Yes | No | $18571.59 | $21848.84 |  | 8.157% | $5146.18 | $5146.18 | 7.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $12014.45 | 1 | $9365.52 | $1167.00 |  |  |  |  |  | 36.699% | 36.699% | 36.699% | 08/12/2022 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18571.59 |  | 6.790% | $0.00 | 1.4 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 10.000% | No |  |  |  |  |  |
| XXXX | 4000007505 | XXXX |  | Non QM |  | Yes | No | $20441.72 | $3723.07 |  | 9.237% | $8204.06 | $8204.06 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25471.55 | 1 | $38702.64 | $2829.00 |  |  |  |  |  | 42.469% | 42.469% | 42.469% | 09/23/2022 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021 | [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | 1 Year Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $20441.72 |  | 6.380% | $42325.00 | 3.7 |  |  |  | No | No | 9.250% | 1 |  | 1 | 0 | 3 | 1 |  |  | 20.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 20.000% | No |  |  |  |  |  |
| XXXX | 4000006398 | XXXX |  | Non QM |  | Yes | No | $3311.00 | $4370.83 |  | 7.762% | $1048.82 | $1048.82 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18567.51 | 1 | $1950.60 | $1686.96 |  |  |  |  |  | 10.174% | 10.174% | 10.174% | 08/25/2022 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $3311.00 |  | 5.060% | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000007475 | XXXX |  | N/A |  | Yes | Yes | $0.00 |  |  | 8.078% | $1758.23 | $1758.23 | 8.125% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7352.01 | 1 | $416.04 | $735.84 |  |  |  |  |  | 29.881% | 29.881% | 29.881% | 09/22/2022 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1040 - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 6.380% | $0.00 | 1.7 | DU |  | ApproveEligible | Yes | No | 8.125% | 1 |  | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 49.000% | No |  |  |  |  |  |
| XXXX | 4000007656 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1197.80 | $1197.80 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1787.04 | $1106.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/22/2022 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 100.000% | No |  |  |  |  |  |
| XXXX | 4000007223 | XXXX |  | Non QM |  | Yes | No | $9283.75 | $13098.67 |  | 8.055% | $3986.72 | $5034.22 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12217.95 | 1 | $9000.36 | $1611.36 |  |  |  |  |  | 41.416% | 36.393% | 41.416% | 09/07/2022 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9283.75 |  | 5.950% | $0.00 | 1.5 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 11/01/2052 | XXXX |  | No |  |  |  |  |  |
| XXXX | 4000007381 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2502.50 | $2502.50 | 9.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1328.88 | $1005.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/29/2022 | 659 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  | 300 | 11/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000007479 | XXXX |  | Non QM |  | Yes | No | $17460.00 | $11869.29 |  | 9.919% | $3501.96 | $3501.96 | 9.625% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6514.88 | 1 | $7725.00 | $1277.04 |  |  |  |  |  | 46.261% | 46.261% | 46.261% | 09/28/2022 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 36.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 17.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17460.00 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 | 2 | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 37.000% | No |  |  |  |  |  |
| XXXX | 4000007439 | XXXX |  | Non QM |  | Yes | No | $9673.90 | $8070.26 |  | 10.164% | $1765.56 | $1765.56 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19276.50 | 1 | $2989.68 | $1579.44 |  |  |  |  |  | 18.330% | 18.330% | 18.330% | 09/08/2022 | 650 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9673.90 |  | 6.380% | $8000.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 43.000% | No |  |  |  |  |  |
| XXXX | 4000007699 | XXXX |  | Non QM |  | Yes | No | $16067.27 | $21323.03 |  | 10.082% | $5815.96 | $5815.96 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $31103.55 | 1 | $10017.48 | $789.00 |  |  |  |  |  | 29.766% | 29.766% | 29.766% | 08/31/2022 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $16067.27 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 100.000% | No |  |  |  |  |  |
| XXXX | 4000006855 | XXXX |  | Non QM |  | Yes | No | $11067.50 | $12186.88 |  | 10.130% | $2938.31 | $2938.31 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16404.50 | 1 | $2289.24 | $1625.04 |  |  |  |  |  | 17.978% | 17.978% | 17.978% | 09/07/2022 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11067.50 |  | 5.620% | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 20.000% | No |  |  |  |  |  |
| XXXX | 4000007426 | XXXX |  | Non QM |  | Yes | No | $6442.75 | $8359.70 |  | 9.655% | $1809.06 | $1809.06 | 9.250% | No | No | Not Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $3997.26 | 1 | $4566.84 | $465.24 |  |  |  |  |  | 43.057% | 43.057% | 43.057% | 09/20/2022 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Social Security]; Account Statements - 2022<br> [Borrower - \| Primary Income - Social Security]; 1099-SSA - 2021<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2022<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; 1099 - 2021<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2022<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2021<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099-SSA - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6442.75 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 9.250% | 0 | 0 | 0 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 36.000% | No |  |  |  |  |  |
| XXXX | 4000007400 | XXXX |  | Non QM |  | Yes | No | $9395.00 | $17329.97 |  | 10.001% | $10863.04 | $10863.04 | 9.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $23477.83 | 1 | $17375.04 | $1888.44 |  |  |  |  |  | 39.025% | 39.025% | 39.025% | 08/17/2022 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Business Return Transcripts - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2020<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Business Return Transcripts - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; Transcripts (1040) - 2021<br> [Coborrower]; Transcripts (1040) - 2020<br> [Coborrower]; Transcripts (1040) - 2020<br> [Coborrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9395.00 |  | 6.380% | $0.00 | 2.8 |  |  |  | Yes | No | 9.875% | 0 | 0 | 0 | 0 | 2 | 2 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 5.000% | No |  |  |  |  |  |
| XXXX | 4000007618 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2440.90 | $2440.90 | 9.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $4416.48 | $2132.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/14/2022 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 36.000% | No |  |  |  |  |  |
| XXXX | 4000007209 | XXXX |  | Non QM |  | Yes | No | $7320.00 | $9769.33 |  | 8.679% | $3790.20 | $3790.20 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17712.20 | 1 | $5803.68 | $1656.96 |  |  |  |  |  | 20.595% | 20.595% | 20.595% | 09/13/2022 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  | 0 | 0 | 0 |  |  | XXXX | $7320.00 |  | 5.950% | $0.00 | 1.2 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 6.000% | No |  |  |  |  |  |
| XXXX | 4000007786 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2096.25 | $2096.25 | 9.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4585.20 | $792.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/24/2022 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 9.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  | 240 | 11/01/2052 | XXXX |  | No |  |  |  |  |  |
| XXXX | 4000007551 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1361.13 | $1361.13 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5151.96 | $285.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/22/2022 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.5 |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.29 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 65.000% | No |  |  |  |  |  |
| XXXX | 4000007434 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1143.42 | $1143.42 | 10.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $7491.72 | $1083.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/27/2022 | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 10.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | 10/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000007662 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1551.51 | $1551.51 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $893.64 | $476.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/31/2022 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | 11/01/2052 | XXXX |  | No |  |  |  |  |  |
| XXXX | 4000007366 | XXXX |  | Non QM |  | Yes | No | $1390.00 | $3412.85 |  | 9.439% | $2998.46 | $2998.46 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21457.77 | 1 | $2673.84 | $1844.28 |  |  |  |  |  | 16.942% | 16.942% | 16.942% | 09/22/2022 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1390.00 |  | 6.090% | $0.00 | 2.6 |  |  |  | Yes | No | 9.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 65.000% | No |  |  |  |  |  |
| XXXX | 4000007666 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1604.91 | $1604.91 | 10.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $656.04 | $1487.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/16/2022 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 10.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 4.000% | No |  |  |  |  |  |
| XXXX | 4000007506 | XXXX |  | Non QM |  | Yes | No | $6639.96 | $7937.42 |  | 8.843% | $1814.64 | $1814.64 | 8.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $3773.59 | 1 | $1262.40 | $1682.04 |  |  |  |  |  | 42.421% | 42.421% | 42.421% | 10/18/2022 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6639.96 |  | 6.380% | $0.00 | 1 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 30.000% | No |  |  |  |  |  |
| XXXX | 4000007279 | XXXX |  | Non QM |  | Yes | No | $45285.00 | $50157.66 |  | 8.225% | $10382.99 | $10382.99 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25656.57 | 1 | $22874.64 | $3617.04 |  |  |  |  |  | 38.454% | 38.454% | 38.454% | 09/22/2022 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Third Party Verification \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $45285.00 |  | 6.090% | $0.00 | 1.5 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 38.000% | No |  |  |  |  |  |
| XXXX | 4000006908 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4454.98 | $4454.98 | 8.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $8364.36 | $1769.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/31/2022 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 10.000% | No |  |  |  |  |  |
| XXXX | 4000007614 | XXXX |  | Non QM |  | Yes | No | $21281.73 | $27506.35 |  | 8.898% | $8108.46 | $8108.46 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13544.64 | 1 | $17375.04 | $1907.16 |  |  |  |  |  | 42.070% | 42.070% | 42.070% | 09/28/2022 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $21281.73 |  | 6.790% | $0.00 | 2.1 |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 3.000% | No | 33 |  |  |  |  |
| XXXX | 4000007340 | XXXX |  | Non QM |  | Yes | No | $28547.40 | $21577.13 |  | 8.562% | $5108.61 | $5108.61 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $34717.54 | 1 | $10625.04 | $1332.00 |  |  |  |  |  | 21.112% | 21.112% | 21.112% | 09/21/2022 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $28547.40 |  | 6.090% | $2000.00 | 1.3 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 1.000% | No |  |  |  |  |  |
| XXXX | 4000006939 | XXXX |  | Non QM |  | Yes | No | $13274.69 | $15444.41 |  | 8.822% | $2120.07 | $2120.07 | 8.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5389.55 | 1 | $2957.76 | $2097.00 |  |  |  |  |  | 37.525% | 37.525% | 37.525% | 08/31/2022 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13274.69 |  | 5.620% | $0.00 | 1.3 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 36.000% | No |  |  |  |  |  |
| XXXX | 4000007535 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1625.19 | $1625.19 | 8.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2663.52 | $2595.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/21/2022 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4.6 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 71.000% | No |  |  |  |  |  |
| XXXX | 4000007572 | XXXX |  | Non QM |  | Yes | No | $16597.00 | $10341.66 |  | 9.128% | $6070.27 | $6070.27 | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7237.47 | 1 | $9589.92 | $2211.24 |  |  |  |  |  | 49.586% | 49.586% | 49.586% | 10/04/2022 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $16597.00 |  | 6.790% | $20000.00 |  |  |  |  | N/A | No | 8.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 23.000% | No |  |  |  |  |  |
| XXXX | 4000007673 | XXXX |  | Non QM |  | Yes | No | $25495.00 | $28270.61 |  | 8.856% | $8625.00 | $10509.01 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $90770.81 | 1 | $13499.28 | $4460.04 |  |  |  |  |  | 14.991% | 13.227% | 14.991% | 09/02/2022 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $25495.00 |  | 6.740% | $0.00 | 2.6 |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 11/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000007598 | XXXX |  | Non QM |  | Yes | No | $11840.00 | $14305.50 |  | 8.407% | $6310.64 | $6310.64 | 8.250% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $18581.87 | 1 | $14000.04 | $1223.16 |  |  |  |  |  | 41.772% | 41.772% | 41.772% | 08/30/2022 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11840.00 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 31.000% | No | 32 | 20 |  |  |  |
| XXXX | 4000007777 | XXXX |  | Non QM |  | Yes | No | $21774.40 | $25416.75 |  | 8.899% | $5197.86 | $5197.86 | 8.500% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19902.08 | 1 | $5898.24 | $5963.04 |  |  |  |  |  | 38.242% | 38.242% | 38.242% | 09/26/2022 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $21774.40 |  | 7.000% | $2800.00 | 3.8 |  |  |  | No | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 27.000% | No |  |  |  |  |  |
| XXXX | 4000007593 | XXXX |  | Non QM |  | Yes | No | $11833.40 | $7114.36 |  | 8.771% | $2076.07 | $2076.07 | 8.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $188439.22 | 1 | $2798.64 | $1785.00 |  |  |  |  |  | 2.859% | 2.859% | 2.859% | 09/30/2022 | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11833.40 |  | 6.790% | $0.00 | 1.9 |  |  |  | Yes | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 48.000% | No |  |  |  |  |  |
| XXXX | 4000007686 | XXXX |  | Non QM |  | Yes | No | $3039.38 | $4892.34 |  | 9.939% | $5572.63 | $5572.63 | 9.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $23268.62 | 1 | $4306.08 | $3303.96 |  |  |  |  |  | 27.872% | 27.872% | 27.872% | 09/21/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $3039.38 |  | 6.740% | $5000.00 | 1.2 |  |  |  | No | No | 9.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 19.000% | No |  |  |  |  |  |
| XXXX | 4000007671 | XXXX |  | Non QM |  | Yes | No | $8314.50 | $12318.40 |  | 8.450% | $4672.50 | $4672.50 | 8.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7398.94 | 1 | $11106.24 | $1244.16 |  |  |  |  |  | 43.673% | 43.673% | 43.673% | 10/04/2022 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8314.50 |  | 6.740% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 0.000% | No | 28 |  |  |  |  |
| XXXX | 4000007412 | XXXX |  | Non QM |  | Yes | No | $7566.68 | $6282.27 |  | 10.196% | $2977.60 | $2977.60 | 10.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4950.05 | 1 | $5501.40 | $1095.84 |  |  |  |  |  | 44.468% | 44.468% | 44.468% | 08/10/2022 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7566.68 |  | 6.380% | $12045.00 | 1.9 |  |  |  | No | No | 10.000% | 0 |  | 0 | 0 | 2 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 21.000% | No |  |  |  |  |  |
| XXXX | 4000007482 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2138.28 | $2138.28 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8544.00 | $1688.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/07/2022 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.97 | 1.03 |  |  |  |  |  |  | 240 | 11/01/2052 | XXXX | 57.000% | No |  |  |  |  |  |
| XXXX | 4000007590 | XXXX |  | Non QM |  | Yes | No | $10887.50 | $12905.37 |  | 9.956% | $3756.95 | $3756.95 | 9.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $26571.14 | 1 | $3594.96 | $3599.04 |  |  |  |  |  | 16.403% | 16.403% | 16.403% | 09/23/2022 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 80.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 80.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10887.50 |  | 7.000% | $0.00 |  |  |  |  | N/A | No | 9.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 1.000% | No |  |  |  |  |  |
| XXXX | 4000007894 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $6396.17 | $6396.17 | 9.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13437.48 | $1068.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/23/2022 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 9.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.45 | 2.2 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 93.000% | No |  |  |  |  |  |
| XXXX | 4000007271 | XXXX |  | Non QM |  | Yes | No | $13745.91 | $14614.71 |  | 10.319% | $2613.55 | $2613.55 | 9.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19072.26 | 1 | $3026.88 | $1338.00 |  |  |  |  |  | 18.178% | 18.178% | 18.178% | 08/24/2022 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2021 | [Borrower]; 4506-C - 2021 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13745.91 |  | 6.090% | $0.00 | 1 |  |  |  | No | No | 9.750% | 0 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 0.000% | Yes |  |  |  |  |  |
| XXXX | 4000007701 | XXXX |  | N/A |  | Yes | No | $34182.50 | $12514.74 |  | 10.164% | $4233.20 | $4233.20 | 9.875% | No | No | Not Employed |  | Self-Employed |  | 2.03 |  |  |  | US Citizen |  |  |  |  | $79902.24 | 2 | $5864.40 | $884.04 |  |  |  |  |  | 41.409% | 41.409% | 41.409% | 09/01/2022 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 100.000% |  |  |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2020 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $34182.50 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000007600 | XXXX |  | N/A |  | Yes | No | $4299.75 | $6541.20 |  | 9.188% | $1790.20 | $1790.20 | 8.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $93810.93 | 1 | $3114.60 | $0.00 |  |  |  |  |  | 8.350% | 8.350% | 8.350% | 09/19/2022 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4299.75 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 | 0 | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 100.000% | No |  |  |  |  |  |
| XXXX | 4000007436 | XXXX |  | Non QM |  | Yes | No | $34453.52 | $40941.88 |  | 10.503% | $7575.83 | $7575.83 | 9.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14682.01 | 1 | $8394.96 | $2019.00 |  |  |  |  |  | 36.889% | 36.889% | 36.889% | 08/24/2022 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $34453.52 |  | 6.380% | $0.00 | 1 |  |  |  | Yes | No | 9.990% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 17.000% | No |  |  |  |  |  |
| XXXX | 6000084657 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1477.72 | $1477.72 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $7142.16 | $2650.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/28/2022 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | 06/08/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000084727 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $887.31 | $887.31 | 5.875% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1731.72 | $416.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/02/2022 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | 06/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084767 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2694.07 | $2694.07 | 5.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $5483.52 | $755.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/11/2022 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.73 | 1.36 |  |  |  |  |  |  |  | 05/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084802 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2753.34 | $2753.34 | 6.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4664.28 | $2314.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/25/2022 | 642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.95 | 1.05 |  |  |  |  |  |  |  | 05/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084661 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $837.43 | $837.43 | 5.750% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1963.44 | $1352.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/25/2022 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | 06/08/2052 | XXXX | 77.000% |  |  |  |  |  |  |
| XXXX | 6000084884 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $887.31 | $887.31 | 5.875% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2172.96 | $1445.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/23/2022 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.38 | 2.64 |  |  |  |  |  |  |  | 04/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084875 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $592.93 | $592.93 | 5.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $984.36 | $1094.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/23/2022 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | 04/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084676 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3412.86 | $3412.86 | 6.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $8066.88 | $2184.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/31/2022 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.08 |  |  |  |  |  |  |  | 07/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084854 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $832.40 | $832.40 | 6.625% | No | No |  |  |  |  | 0 |  |  |  | Foreign National |  |  |  |  |  | 1 | $3194.52 | $1881.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | 07/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084705 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $941.26 | $941.26 | 6.625% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $837.72 | $678.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/20/2022 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | 07/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084714 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $603.49 | $603.49 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2950.20 | $315.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/12/2022 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 07/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084729 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1139.08 | $1139.08 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $2806.20 | $2078.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 03/17/2022 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | 06/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084850 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3063.76 | $3063.76 | 5.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $4376.76 | $1980.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/15/2022 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 5.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.73 |  |  |  |  |  |  |  | 07/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084834 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $542.66 | $542.66 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1172.28 | $315.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/03/2022 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084849 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $633.91 | $633.91 | 6.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2945.76 | $752.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/20/2022 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084667 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $663.56 | $663.56 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $943.32 | $1188.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/25/2022 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.77 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084633 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $507.97 | $507.97 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1275.00 | $735.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/20/2022 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.93 | 0.52 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084829 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $447.93 | $447.93 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1701.12 | $1107.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/14/2022 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084666 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $537.86 | $537.86 | 6.625% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1091.76 | $1547.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/02/2022 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.15 | 0.47 |  |  |  |  |  |  |  | 08/08/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000084844 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1080.84 | $1080.84 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1275.48 | $233.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/21/2022 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  | 240 | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084933 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $532.54 | $532.54 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $904.32 | $692.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/17/2022 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084673 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $562.70 | $562.70 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3368.64 | $479.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/11/2022 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084651 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2766.14 | $2766.14 | 6.625% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 4 | $8157.96 | $2093.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/09/2022 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084641 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1165.40 | $1165.40 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $538.68 | $1055.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/02/2022 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084843 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $630.29 | $630.29 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1559.64 | $1137.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/11/2022 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084797 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $796.88 | $796.88 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $2762.76 | $1467.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/18/2022 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.64 |  |  |  |  |  |  | 240 | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084865 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $736.36 | $736.36 | 6.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1369.68 | $1388.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/13/2022 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | 08/08/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000084841 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1078.12 | $1078.12 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 3 | $10898.64 | $2545.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/18/2022 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.02 | 0.49 |  |  |  |  |  |  | 240 | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084788 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1657.82 | $1657.82 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | Foreign National |  |  |  |  |  | 2 | $7869.60 | $842.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/04/2022 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | 08/08/2052 | XXXX | 7.000% |  |  |  |  |  |  |
| XXXX | 6000084839 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1763.11 | $1763.11 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4438.44 | $3060.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/28/2022 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084792 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $769.65 | $769.65 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $492.00 | $1296.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/22/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.02 | 0.49 |  |  |  |  |  |  |  | 08/08/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000084848 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1662.44 | $1662.44 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | Foreign National |  |  |  |  |  | 2 | $7869.60 | $917.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/04/2022 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | 08/08/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 6000084863 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1146.16 | $1146.16 | 6.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $5651.28 | $819.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/09/2022 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084838 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $593.45 | $593.45 | 8.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $576.72 | $1146.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/21/2022 | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.03 | 0.49 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084630 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1100.59 | $1100.59 | 6.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $2716.80 | $747.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/15/2022 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084698 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $638.71 | $638.71 | 6.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $898.68 | $789.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/11/2022 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084716 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1258.21 | $1258.21 | 6.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $431.76 | $800.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/19/2022 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084674 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1780.06 | $1780.06 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3567.12 | $3370.20 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/05/2022 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.03 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 90.000% |  |  |  |  |  |  |
| XXXX | 6000084645 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $484.84 | $484.84 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $533.76 | $1119.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/27/2022 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084748 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $894.83 | $894.83 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1440.36 | $932.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/12/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 100.000% |  |  |  |  |  |  |
| XXXX | 6000084746 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $738.86 | $738.86 | 6.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $383.76 | $1531.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/13/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084654 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $496.27 | $496.27 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $509.88 | $2028.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/27/2022 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.63 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084891 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $627.50 | $627.50 | 6.625% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $2362.44 | $1063.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/16/2022 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.64 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084712 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1140.62 | $1140.62 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6320.16 | $872.76 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/17/2022 | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 45.000% |  |  |  |  |  |  |
| XXXX | 6000084669 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $672.33 | $672.33 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $1597.56 | $1169.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/04/2022 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.72 | 0.58 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084701 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1018.09 | $1018.09 | 6.625% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $1454.76 | $1728.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/03/2022 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084867 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1353.66 | $1353.66 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4077.84 | $1926.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/21/2022 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 10.000% |  |  |  |  |  |  |
| XXXX | 6000084696 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $512.59 | $512.59 | 9.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $304.44 | $861.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/27/2022 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084920 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $531.06 | $531.06 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $681.60 | $920.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/23/2022 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.58 | 0.63 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084932 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2177.06 | $2177.06 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $1911.12 | $2682.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/06/2022 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.63 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 68.000% |  |  |  |  |  |  |
| XXXX | 6000084812 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $655.74 | $655.74 | 6.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $821.64 | $1110.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/08/2022 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.98 | 0.5 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084811 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $819.60 | $819.60 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $2882.04 | $1185.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/27/2022 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.61 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084931 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $530.85 | $530.85 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | Permanent Resident Alien |  |  |  |  |  | 4 | $293.04 | $747.72 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/12/2022 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 3.32 | 0.3 |  |  |  |  |  |  |  | 09/08/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000084717 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $797.97 | $797.97 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1281.24 | $779.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/19/2022 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084808 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $735.16 | $735.16 | 7.000% | No | No |  |  |  |  | 0 |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  | 1 | $2949.48 | $362.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 05/26/2022 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084796 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1285.51 | $1285.51 | 7.063% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $5191.44 | $1985.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/22/2022 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.063% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 65.000% |  |  |  |  |  |  |
| XXXX | 6000084649 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $763.49 | $763.49 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $2788.68 | $732.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2022 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.6 | 0.38 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 97.000% |  |  |  |  |  |  |
| XXXX | 6000084695 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1516.71 | $1516.71 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $7524.12 | $2001.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2022 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | 09/08/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000084752 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1085.20 | $1085.20 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $5687.40 | $893.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/02/2022 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084770 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $995.61 | $995.61 | 6.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1541.40 | $789.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/15/2022 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.55 | 0.65 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084721 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1840.26 | $1840.26 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $249.84 | $2378.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/15/2022 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | 09/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084795 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $854.31 | $854.31 | 6.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 2 | $2435.64 | $669.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/14/2022 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.75 | 0.57 |  |  |  |  |  |  |  | 08/08/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000084889 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1285.51 | $1285.51 | 7.063% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $5191.44 | $1985.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/22/2022 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.063% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 55.000% |  |  |  |  |  |  |
| XXXX | 6000084853 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $578.62 | $578.62 | 7.625% | No | No |  |  |  |  | 0 |  |  |  | Permanent Resident Alien |  |  |  |  |  | 4 | $524.88 | $747.72 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/12/2022 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 3.36 | 0.3 |  |  |  |  |  |  |  | 09/08/2052 | XXXX | 91.000% |  |  |  |  |  |  |
| XXXX | 4000007480 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2154.41 | $2154.41 | 8.875% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1317.00 | $1623.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/23/2022 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | 11/01/2052 |  |  | No |  |  |  |  |  |
| XXXX | 4000007595 | XXXX |  | Non QM |  | Yes | No | $8723.00 | $11084.23 |  | 8.724% | $3930.69 | $3930.69 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7223.98 | 1 | $7987.56 | $1379.40 |  |  |  |  |  | 39.605% | 39.605% | 39.605% | 09/12/2022 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8723.00 |  | 6.790% | $0.00 | 1.2 |  |  |  | Yes | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 22.000% | No |  |  |  |  |  |
| XXXX | 4000007818 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1206.93 | $1206.93 | 9.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $841.56 | $581.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/11/2022 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 9.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | 11/01/2052 | XXXX |  | No |  |  |  |  |  |
| XXXX | 4000007438 | XXXX |  | Non QM |  | Yes | No | $11736.40 | $12924.26 |  | 9.142% | $4137.35 | $4137.35 | 8.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24638.61 | 1 | $9973.32 | $2155.20 |  |  |  |  |  | 33.517% | 33.517% | 33.517% | 08/17/2022 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11736.40 |  | 6.380% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 46.000% | No |  |  |  |  |  |
| XXXX | 4000007720 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $7600.72 | $7600.72 | 8.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $14654.88 | $2978.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/06/2022 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.53 | 1.87 |  |  |  |  |  |  |  | 11/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000007736 | XXXX |  | N/A |  | Yes | No | $15386.13 | $12213.03 |  | 10.126% | $1929.76 | $1929.76 | 9.500% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12804.20 | 3 | $5131.68 | $3705.12 |  |  |  |  |  | 40.990% | 40.990% | 40.990% | 08/25/2022 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; Balance Sheet - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; Account Transcripts - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1040 - 2021<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 1040 - 2020<br> [Borrower]; Account Transcripts - 2020<br> [Borrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020 | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15386.13 |  | 6.740% | $0.00 |  |  |  |  | No | No | 9.500% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 20.97 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 39.000% | No |  |  |  |  | Yes |
| XXXX | 4000007812 | XXXX |  | Non QM |  | Yes | No | $11368.02 | $13191.46 |  | 10.904% | $3625.66 | $3625.66 | 10.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $28126.67 | 1 | $7800.00 | $1848.96 |  |  |  |  |  | 15.619% | 15.619% | 15.619% | 10/17/2022 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11368.02 |  | 7.000% | $0.00 | 1.6 |  |  |  | No | No | 10.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 12.000% | No |  |  |  |  | Yes |
| XXXX | 4000007765 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1585.99 | $1585.99 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4230.00 | $1920.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/22/2022 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | 11/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000006969 | XXXX |  | Non QM |  | Yes | No | $13465.00 | $16278.08 |  | 8.826% | $2971.88 | $2971.88 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $56909.84 | 1 | $5750.04 | $1185.96 |  |  |  |  |  | 10.291% | 10.291% | 10.291% | 10/24/2022 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 87.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 87.00% \| Expense Ratio: 85.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13465.00 |  | 5.730% | $485.00 | 2.6 |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 1.000% | No |  |  |  |  | Yes |
| XXXX | 4000007265 | XXXX |  | N/A |  | Yes | No | $8301.25 | $9775.58 |  | 9.442% | $4545.28 | $4545.28 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13555.50 | 1 | $10356.48 | $1110.00 |  |  |  |  |  | 38.308% | 38.308% | 38.308% | 08/25/2022 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1040 - 2021<br> [Borrower]; 1040 - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; Transcripts (1040) - 2019 | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8301.25 |  | 5.620% | $0.00 | 5 |  |  |  | No | No | 9.250% | 2 |  | 2 | 0 | 3 | 3 |  |  | 20.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 82.000% | No |  |  |  |  | Yes |
| XXXX | 4000007544 | XXXX |  | Non QM |  | Yes | No | $10133.99 | $6262.30 |  | 9.204% | $7054.20 | $7054.20 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $86561.55 | 1 | $10525.44 | $2747.04 |  |  |  |  |  | 11.311% | 11.311% | 11.311% | 10/31/2022 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10133.99 |  | 6.790% | $15300.00 | 3.9 |  |  |  | No | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 17.000% | No |  |  |  |  | Yes |
| XXXX | 4000007828 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $7287.50 | $7287.50 | 8.250% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $25814.88 | $6000.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/06/2022 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 5 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | 11/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 6000085081 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1949.20 | $1949.20 | 8.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3353.52 | $1019.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/22/2022 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000085068 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2296.88 | $2296.88 | 6.125% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 1 | $4719.00 | $3800.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/08/2022 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  | 120 | 06/01/2052 | XXXX |  |  |  |  |  |  |  |
| XXXX | 6000085069 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3038.05 | $3038.05 | 6.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $9172.32 | $4635.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/22/2022 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  |  | 07/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000085092 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2270.94 | $2270.94 | 9.750% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1586.88 | $824.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/01/2022 | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  | 120 | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 6000085103 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3099.83 | $3099.83 | 9.750% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $1623.36 | $1636.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/18/2022 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | 09/01/2052 |  |  |  |  |  |  |  |  |
| XXXX | 4000007659 | XXXX |  | N/A |  | Yes | No | $4383.00 | $4268.93 |  | 9.494% | $1645.35 | $1645.35 | 9.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16266.61 | 1 | $6002.40 | $1515.24 |  |  |  |  |  | 44.007% | 44.007% | 44.007% | 09/23/2022 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 45.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4383.00 |  | 6.740% | $1500.00 | 1.8 |  |  |  | No | No | 9.250% | 0 | 2 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 76.000% | No |  | 34 |  |  | Yes |
| XXXX | 4000007785 | XXXX |  | Non QM |  | Yes | No | $10895.00 | $2647.08 |  | 10.676% | $5988.15 | $5988.15 | 10.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21619.20 | 1 | $9000.00 | $1713.00 |  |  |  |  |  | 45.228% | 45.228% | 45.228% | 10/18/2022 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.90000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.90000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.90000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 28.90000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10895.00 |  | 7.000% | $20000.00 | 1 |  |  |  | Yes | No | 10.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 18.000% | No |  |  |  |  | Yes |
| XXXX | 4000007815 | XXXX |  | Non QM |  | Yes | No | $33469.50 | $15762.13 |  | 9.661% | $8926.93 | $8926.93 | 9.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15876.04 | 1 | $15612.48 | $1017.12 |  |  |  |  |  | 40.369% | 40.369% | 40.369% | 08/10/2022 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 48 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Personal - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $33469.50 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 0 | 0 | 24 | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 22.000% | No |  |  |  |  | Yes |
| XXXX | 4000007829 | XXXX |  | Non QM |  | Yes | No | $18264.00 | $21707.94 |  | 10.469% | $3813.79 | $3813.79 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15056.83 | 1 | $6099.96 | $1299.96 |  |  |  |  |  | 27.859% | 27.859% | 27.859% | 09/27/2022 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2020<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18264.00 |  | 7.000% | $10000.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 1.000% | No |  |  |  |  | Yes |
| XXXX | 4000007811 | XXXX |  | Non QM |  | Yes | No | $12358.75 | $14030.63 |  | 9.263% | $4521.96 | $4521.96 | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25900.92 | 1 | $8121.36 | $4068.96 |  |  |  |  |  | 40.145% | 40.145% | 40.145% | 08/02/2022 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Audited | [Borrower - \| Primary Income - Sole Proprietor]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2020<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2021<br> [Borrower - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2020 | [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 1040 - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 1040 - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12358.75 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 |  | 2 | 0 | 3 | 2 |  |  | 20.97 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 100.000% | No |  |  |  |  | Yes |
| XXXX | 4000007702 | XXXX |  | Non QM |  | Yes | No | $7095.00 | $9784.06 |  | 10.647% | $1402.93 | $1402.93 | 9.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5092.16 | 1 | $526.56 | $1547.04 |  |  |  |  |  | 39.905% | 39.905% | 39.905% | 10/01/2022 | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7095.00 |  | 6.740% | $0.00 |  |  |  |  | N/A | No | 9.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 23.000% | No |  |  |  |  | Yes |
| XXXX | 4000007488 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $974.18 | $974.18 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $6000.96 | $1374.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/12/2022 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 100.000% | No |  |  |  |  | Yes |
| XXXX | 4000007625 | XXXX |  | Non QM |  | Yes | No | $4541.18 | $5234.38 |  | 9.559% | $2694.12 | $2694.12 | 9.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $3318.65 | 1 | $2900.64 | $1848.96 |  |  |  |  |  | 49.964% | 49.964% | 49.964% | 08/26/2022 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2005 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4541.18 |  | 6.790% | $0.00 | 1.4 |  |  |  | No | No | 9.375% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 20.000% | No |  |  |  |  | Yes |
| XXXX | 4000007813 | XXXX |  | Non QM |  | Yes | No | $22245.00 | $24574.91 |  | 8.905% | $12980.56 | $12980.56 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $344793.73 | 1 | $16333.56 | $7134.96 |  |  |  |  |  | 6.179% | 6.179% | 6.179% | 09/27/2022 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2011 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $22245.00 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000007906 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2227.42 | $2227.42 | 9.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5507.52 | $1200.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/13/2022 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 2.000% | No |  |  |  |  | Yes |
| XXXX | 4000007639 | XXXX |  | Non QM |  | Yes | No | $26357.50 | $20053.88 |  | 9.559% | $4812.65 | $4812.65 | 9.250% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $25813.68 | 1 | $5469.12 | $4221.96 |  |  |  |  |  | 20.994% | 20.994% | 20.994% | 08/23/2022 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $26357.50 |  | 6.790% | $4000.00 |  |  |  |  | N/A | No | 9.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 20.000% | No |  |  |  |  | Yes |
| XXXX | 4000007689 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4596.70 | $4596.70 | 9.250% | No | No |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | 1 | $9312.48 | $975.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/09/2022 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 9.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 11.000% | Yes |  |  |  |  | Yes |
| XXXX | 4000007724 | XXXX |  | Non QM |  | Yes | No | $25098.00 | $9754.72 |  | 11.078% | $5609.75 | $5609.75 | 10.874% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $12973.22 | 1 | $1547.88 | $2035.44 |  |  |  |  |  | 35.162% | 35.162% | 35.162% | 10/11/2022 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $25098.00 |  | 6.740% | $0.00 | 4.8 |  |  |  | No | No | 10.874% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 12.000% | No |  |  |  |  | Yes |
| XXXX | 4000007873 | XXXX |  | Non QM |  | Yes | No | $4811.50 | $5564.16 |  | 10.052% | $3314.05 | $3314.05 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4831.18 | 1 | $9500.04 | $386.04 |  |  |  |  |  | 49.322% | 49.322% | 49.322% | 08/18/2022 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 68.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2021<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2020<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4811.50 |  | 7.030% | $0.00 | 5 |  |  |  | No | No | 9.875% | 2 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 25.000% | No | 36 |  |  |  | Yes |
| XXXX | 4000007980 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2148.67 | $2148.67 | 10.624% | No | No |  |  |  |  | 0 |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  | 1 | $3622.20 | $723.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/30/2022 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3 |  |  |  | No | No | 10.624% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 11.000% | No |  |  |  |  | Yes |
| XXXX | 4000007496 | XXXX |  | N/A |  | Yes | No | $1337.96 | $1700.09 |  | 8.856% | $1274.45 | $1274.45 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11325.62 | 1 | $2294.76 | $531.00 |  |  |  |  |  | 16.950% | 16.950% | 16.950% | 09/27/2022 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1337.96 |  | 6.380% | $4559.00 | 1 |  |  |  | Yes | No | 8.750% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 35.000% | No |  |  |  |  | Yes |
| XXXX | 4000007852 | XXXX |  | Non QM |  | Yes | No | $19408.50 | $22154.09 |  | 11.062% | $5904.98 | $5904.98 | 10.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7833.55 | 1 | $8874.96 | $1184.16 |  |  |  |  |  | 49.752% | 49.752% | 49.752% | 10/14/2022 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 4506-C - 2018<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $19408.50 |  | 7.000% | $5000.00 | 1 |  |  |  | No | No | 10.625% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 1.000% | No |  |  |  |  | Yes |
| XXXX | 4000007904 | XXXX |  | Non QM |  | Yes | No | $6900.00 | $7192.28 |  | 10.077% | $1791.68 | $1791.68 | 9.749% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4451.99 | 1 | $330.72 | $823.08 |  |  |  |  |  | 36.855% | 36.855% | 36.855% | 10/14/2022 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2020<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 Transcript - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6900.00 |  | 6.740% | $0.00 | 3.9 |  |  |  | N/A | No | 9.749% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2062 | XXXX | 12.000% | No |  |  |  |  | Yes |
| XXXX | 4000007859 | XXXX |  | Non QM |  | Yes | No | $27252.00 | $28840.38 |  | 9.032% | $16708.54 | $16708.54 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $82801.08 | 1 | $35000.04 | $6717.96 |  |  |  |  |  | 26.524% | 26.524% | 26.524% | 09/22/2022 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Business License - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019 | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $27252.00 |  | 7.000% | $0.00 | 1 |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 20.97 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 43.000% | No |  |  |  |  | Yes |
| XXXX | 4000007599 | XXXX |  | Non QM |  | Yes | No | $1935.31 | $4630.30 |  | 10.357% | $2475.48 | $2475.48 | 10.250% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6543.89 | 1 | $1895.64 | $672.00 |  |  |  |  |  | 34.485% | 34.485% | 34.485% | 09/26/2022 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1935.31 |  | 6.790% | $0.00 | 1 |  |  |  | Yes | No | 10.250% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 24.000% | No |  |  |  |  | Yes |
| XXXX | 4000007610 | XXXX |  | Non QM |  | Yes | No | $2484.80 | $12516.05 |  | 8.917% | $9356.78 | $9356.78 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $71523.86 | 1 | $4917.96 | $501.00 |  |  |  |  |  | 12.062% | 12.062% | 12.062% | 10/03/2022 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $2484.80 |  | 6.790% | $100000.00 | 1.5 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 16.000% | No |  |  |  |  | Yes |
| XXXX | 4000007397 | XXXX |  | N/A |  | Yes | No | $38575.00 | $42388.70 |  | 9.319% | $4915.63 | $4915.63 | 8.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4239.84 | 2 | $12721.68 | $1515.00 |  |  |  |  |  | 41.113% | 52.815% | 41.113% | 09/23/2022 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $38575.00 |  | 5.980% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 37.000% | No | 33 |  |  |  | Yes |
| XXXX | 4000007547 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1093.75 | $1093.75 | 8.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $465.72 | $557.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/05/2022 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 5 |  |  |  | Yes | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  | 240 | 12/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000007645 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $6012.17 | $6012.17 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8086.92 | $570.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/26/2022 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.47 | 2.12 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 37.000% | No |  |  |  |  | Yes |
| XXXX | 4000007958 | XXXX |  | Non QM |  | Yes | No | $6274.47 | $8277.59 |  | 9.959% | $1988.80 | $1988.80 | 9.624% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3791.49 | 1 | $795.00 | $1367.04 |  |  |  |  |  | 47.586% | 47.586% | 47.586% | 10/13/2022 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 13 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Expense Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6274.47 |  | 7.030% | $0.00 | 2.6 |  |  |  | N/A | No | 9.624% | 0 |  | 0 | 0 | 3 | 0 |  | 13 | 0.00 | Yes |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 23.000% | No |  |  |  |  | Yes |
| XXXX | 4000007665 | XXXX |  | Non QM |  | Yes | No | $4234.60 | $5225.47 |  | 8.933% | $7638.19 | $7638.19 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $63068.36 | 1 | $9294.48 | $6132.12 |  |  |  |  |  | 15.447% | 15.447% | 15.447% | 10/03/2022 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 70.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 70.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 70.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 70.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 70.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 70.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4234.60 |  | 6.740% | $16000.00 | 1.8 |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 11.000% | No |  |  |  |  | Yes |
| XXXX | 4000007914 | XXXX |  | Non QM |  | Yes | No | $6882.50 | $1265.46 |  | 8.302% | $1873.74 | $1873.74 | 8.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $11121.84 | 1 | $745.92 | $1080.00 |  |  |  |  |  | 17.626% | 17.626% | 17.626% | 11/02/2022 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6882.50 |  | 6.150% | $17500.00 | 3.1 |  |  |  | N/A | No | 8.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 43.000% | No |  |  |  |  | Yes |
| XXXX | 4000007267 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2761.05 | $2761.05 | 6.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2244.24 | $1917.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/16/2022 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 6.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.77 | 0.56 |  |  |  |  |  |  | 240 | 11/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000007517 | XXXX |  | N/A |  | Yes | No | $2670.72 | $4973.88 |  | 9.047% | $1782.24 | $1782.24 | 8.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $10111.42 | 2 | $5664.72 | $4043.04 |  |  |  |  |  | 47.924% | 47.924% | 47.924% | 10/03/2022 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020 | [Borrower]; 1040 - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | 1 Year Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $2670.72 |  | 6.790% | $0.00 |  |  |  |  | No | No | 8.875% | 2 |  | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 95.000% | No | 33 |  |  |  | Yes |
| XXXX | 4000007415 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1124.88 | $1124.88 | 8.125% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $4428.00 | $1845.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/15/2022 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | 12/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000007681 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4267.47 | $4267.47 | 8.500% | No | No |  |  |  |  | 0 |  |  |  | Permanent Resident Alien |  |  |  |  |  | 1 | $16052.04 | $1829.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2022 | 745 | 745 | 750 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.5 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 66.000% | No |  |  |  |  | Yes |
| XXXX | 4000007993 | XXXX |  | Non QM |  | Yes | No | $8750.00 | $9542.83 |  | 8.065% | $4720.20 | $4720.20 | 8.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8924.95 | 1 | $9375.00 | $991.20 |  |  |  |  |  | 38.770% | 44.282% | 38.770% | 10/19/2022 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8750.00 |  | 6.810% | $0.00 | 2.5 |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 13.000% | No | 34 |  |  |  | Yes |
| XXXX | 4000007573 | XXXX |  | Non QM |  | Yes | No | $30307.21 | $20941.62 |  | 10.043% | $8488.11 | $8488.11 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29347.46 | 1 | $4463.52 | $1227.96 |  |  |  |  |  | 38.715% | 38.715% | 38.715% | 09/19/2022 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $30307.21 |  | 6.790% | $0.00 | 1.7 |  |  |  | No | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 4.000% | No |  |  |  |  | Yes |
| XXXX | 4000007974 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1239.59 | $1239.59 | 8.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $9815.76 | $1442.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/13/2022 | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.7 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.7 |  |  |  |  |  |  |  | 12/01/2052 |  |  | Yes |  |  |  |  | Yes |
| XXXX | 4000007879 | XXXX |  | Non QM |  | Yes | No | $1841.94 | $7902.95 |  | 9.989% | $4244.49 | $4244.49 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9527.16 | 1 | $7637.52 | $1490.04 |  |  |  |  |  | 38.308% | 38.308% | 38.308% | 10/24/2022 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1841.94 |  | 7.030% | $0.00 | 1.3 |  |  |  | No | No | 9.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 3.000% | No |  |  |  |  | Yes |
| XXXX | 4000007820 | XXXX |  | N/A |  | Yes | No | $12191.22 | $15096.38 |  | 9.501% | $2421.91 | $2421.91 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8087.02 | 1 | $4562.88 | $0.00 |  |  |  |  |  | 34.024% | 34.024% | 34.024% | 09/19/2022 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12191.22 |  | 7.000% | $0.00 | 1.2 |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000008184 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1836.95 | $1836.95 | 8.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $965.28 | $983.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/16/2022 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | 12/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000007881 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2399.85 | $2399.85 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7873.80 | $1401.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/08/2022 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | 11/01/2052 | XXXX | 48.000% | No |  |  |  |  | Yes |
| XXXX | 4000007642 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $7904.90 | $7904.90 | 9.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $23250.00 | $747.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/06/2022 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 9.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.45 | 2.2 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 83.000% | No |  |  |  |  | Yes |
| XXXX | 4000007417 | XXXX |  | Non QM |  | Yes | No | $5580.00 | $8903.96 |  | 8.792% | $3328.94 | $3328.94 | 10.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4329.18 | 1 | $7339.56 | $1263.00 |  |  |  |  |  | 48.462% | 55.254% | 48.462% | 11/01/2022 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $5580.00 |  | 6.120% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  | Not Stated |  |  |  | 12/01/2052 | XXXX | 27.000% | No | 24 |  |  |  | Yes |
| XXXX | 4000007550 | XXXX |  | Non QM |  | Yes | No | $10669.00 | $13519.36 |  | 9.526% | $2701.02 | $2701.02 | 9.124% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8531.20 | 1 | $1921.92 | $0.00 |  |  |  |  |  | 43.171% | 43.171% | 43.171% | 09/27/2022 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2021<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10669.00 |  | 6.790% | $0.00 | 1.1 |  |  |  | No | No | 9.124% | 1 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 37.000% | No |  |  |  |  | Yes |
| XXXX | 4000007830 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1166.68 | $1166.68 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1045.32 | $981.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/30/2022 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 47.000% | No |  |  |  |  | Yes |
| XXXX | 4000008071 | XXXX |  | Non QM |  | Yes | No | $8318.96 | $14310.84 |  | 11.123% | $5167.04 | $5167.04 | 10.875% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16150.17 | 1 | $12481.08 | $1856.88 |  |  |  |  |  | 38.462% | 38.462% | 38.462% | 09/09/2022 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 88.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8318.96 |  | 7.160% | $0.00 | 1 |  |  |  | Yes | No | 10.875% | 0 | 2 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 32.000% | No |  | 24 |  |  | Yes |
| XXXX | 4000007863 | XXXX |  | N/A |  | Yes | No | $7155.00 | $9438.68 |  | 10.206% | $2133.20 | $2133.20 | 11.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4749.38 | 3 | $5931.24 | $5199.00 |  |  |  |  |  | 45.112% | 45.112% | 45.112% | 11/03/2022 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021<br> [Borrower - \| Primary Income - Wages]; W-2 - 2020 | [Borrower]; 1040 - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | 1 Year Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7155.00 |  | 6.150% | $0.00 |  |  |  |  | No | No | 11.000% | 2 |  | 1 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 43.000% | No | 12 |  |  |  | Yes |
| XXXX | 4000007602 | XXXX |  | Non QM |  | Yes | No | $18795.00 | $7488.75 |  | 8.780% | $3888.95 | $3888.95 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8069.91 | 1 | $3306.24 | $1929.48 |  |  |  |  |  | 38.828% | 38.828% | 38.828% | 10/18/2022 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18795.00 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 11/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000007781 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $9523.23 | $9523.23 | 11.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $16103.88 | $4764.48 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/28/2022 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 11.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.38 | 2.62 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 72.000% | No |  |  |  |  | Yes |
| XXXX | 4000007967 | XXXX |  | Non QM |  | Yes | No | $27525.00 | $31997.82 |  | 9.067% | $5600.09 | $5600.09 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11681.70 | 2 | $5781.48 | $1262.04 |  |  |  |  |  | 34.916% | 34.916% | 34.916% | 08/23/2022 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 80.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $27525.00 |  | 7.160% | $0.00 |  |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 16.000% | No |  |  |  |  | Yes |
| XXXX | 4000007821 | XXXX |  | Non QM |  | Yes | No | $4547.12 | $8745.90 |  | 8.681% | $3044.90 | $3044.90 | 8.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6182.79 | 1 | $6187.56 | $0.00 |  |  |  |  |  | 40.017% | 40.017% | 40.017% | 09/19/2022 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4547.12 |  | 7.000% | $15000.00 | 1.7 |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 6.000% | No |  |  |  |  | Yes |
| XXXX | 4000008054 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3252.59 | $3252.59 | 8.990% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3938.64 | $1829.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/02/2022 | 781 | 781 | 785 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 4.3 |  |  |  | Yes | No | 8.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.64 | 1.56 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 8.000% | No |  |  |  |  | Yes |
| XXXX | 4000007337 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1738.13 | $1738.13 | 9.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1313.52 | $1020.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/14/2022 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 9.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  | 240 | 12/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000008025 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1117.08 | $1117.08 | 9.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4566.60 | $1131.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/12/2022 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 4.3 |  |  |  | No | No | 9.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.27 |  |  |  |  |  |  |  | 12/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000007968 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1957.97 | $1957.97 | 9.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3777.48 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/26/2022 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.4 |  |  |  | No | No | 9.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 40.000% | No |  |  |  |  | Yes |
| XXXX | 4000007723 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $6736.27 | $6736.27 | 9.990% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13718.76 | $855.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/12/2022 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.62 | 1.61 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 100.000% | No |  |  |  |  | Yes |
| XXXX | 4000007899 | XXXX |  | Non QM |  | Yes | No | $23690.00 | $30405.89 |  | 8.777% | $5594.13 | $5594.13 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9196.04 | 1 | $11499.96 | $1134.00 |  |  |  |  |  | 44.277% | 44.277% | 44.277% | 10/12/2022 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $23690.00 |  | 7.030% | $0.00 | 1.4 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 20.97 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 25.000% | No |  |  |  |  | Yes |
| XXXX | 4000008111 | XXXX |  | Non QM |  | Yes | No | $16854.38 | $26280.75 |  | 10.151% | $10146.09 | $10686.40 | 9.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $51637.44 | 1 | $22128.48 | $1920.24 |  |  |  |  |  | 39.548% | 38.915% | 39.548% | 10/04/2022 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 35.500% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 35.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 35.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 35.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 35.50% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2014 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $16854.38 |  | 7.000% | $0.00 |  |  |  |  | N/A | No | 9.990% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  | 360 | 12/01/2062 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000008113 | XXXX |  | N/A |  | Yes | No | $14107.50 | $8682.97 |  | 11.013% | $2079.22 | $2079.22 | 10.625% | No | No | Not Employed |  | Employed |  | 9.31 |  |  |  | US Citizen |  |  |  |  | $35757.80 | 1 | $4822.08 | $1387.92 |  |  |  |  |  | 23.649% | 23.649% | 23.649% | 10/02/2022 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2021<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2020<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2020 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $14107.50 |  | 6.790% | $0.00 |  |  |  |  | N/A | No | 10.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 61.000% | No |  |  |  |  | Yes |
| XXXX | 4000008110 | XXXX |  | Non QM |  | Yes | No | $15720.00 | $27105.92 |  | 9.082% | $8974.87 | $8974.87 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15619.80 | 1 | $17625.00 | $711.12 |  |  |  |  |  | 40.409% | 40.409% | 40.409% | 08/30/2022 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 49.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 49.00% \| Expense Ratio: 35.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 24]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15720.00 |  | 6.380% | $5185.00 |  |  |  |  | No | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 3.000% | No |  |  |  |  | Yes |
| XXXX | 4000008134 | XXXX |  | Non QM |  | Yes | No | $1620.00 | $0.00 |  | 10.072% | $7582.33 | $7582.33 | 10.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $33503.64 | 1 | $13980.24 | $4516.20 |  |  |  |  |  | 24.000% | 24.000% | 24.000% | 11/04/2022 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal, Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $1620.00 |  | 6.740% | $25000.00 |  |  |  |  | N/A | No | 10.125% | 0 |  | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 9.000% | No |  |  |  |  | Yes |
| XXXX | 4000008010 | XXXX |  | N/A |  | Yes | No | $48505.00 | $57026.17 |  | 9.603% | $5758.65 | $5758.65 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9835.91 | 2 | $5519.40 | $1610.04 |  |  |  |  |  | 33.947% | 40.530% | 33.947% | 11/01/2022 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $48505.00 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 22.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 31.000% | No |  |  |  |  | Yes |
| XXXX | 4000008117 | XXXX |  | Non QM |  | Yes | No | $9372.00 | $2611.95 |  | 10.054% | $2265.74 | $2265.74 | 9.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12071.60 | 1 | $3525.96 | $2090.04 |  |  |  |  |  | 23.010% | 23.010% | 23.010% | 09/05/2022 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9372.00 |  | 7.160% | $14000.00 |  |  |  |  | N/A | No | 9.990% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 7.000% | No |  |  |  |  | Yes |
| XXXX | 4000007809 | XXXX |  | Non QM |  | Yes | No | $2167.76 | $0.00 |  | 8.323% | $3101.09 | $3101.09 | 8.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12918.61 | 1 | $9260.64 | $1661.04 |  |  |  |  |  | 27.714% | 27.714% | 27.714% | 09/19/2022 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $2167.76 |  | 7.000% | $10950.26 | 1 |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 33.000% | No |  |  |  |  | Yes |
| XXXX | 4000007725 | XXXX |  | Non QM |  | Yes | No | $11570.00 | $12537.76 |  | 8.480% | $3746.59 | $3746.59 | 8.249% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $23758.96 | 1 | $5799.84 | $2591.04 |  |  |  |  |  | 27.433% | 27.433% | 27.433% | 08/26/2022 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11570.00 |  | 6.740% | $0.00 | 1 |  |  |  | No | No | 8.249% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000008089 | XXXX |  | Non QM |  | Yes | No | $11562.50 | $8538.61 |  | 9.219% | $1989.11 | $1989.11 | 8.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5305.71 | 1 | $8499.96 | $1564.20 |  |  |  |  |  | 35.007% | 35.007% | 35.007% | 10/17/2022 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2021 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $11562.50 |  | 7.160% | $0.00 | 1 |  |  |  | Yes | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 20.97 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 69.000% | No |  |  |  |  | Yes |
| XXXX | 4000008029 | XXXX |  | Non QM |  | Yes | No | $17850.00 | $22565.76 |  | 9.167% | $6046.90 | $6046.90 | 10.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | $8132.73 | 2 | $6179.40 | $1595.04 |  |  |  |  |  | 45.372% | 52.239% | 45.372% | 10/18/2022 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $17850.00 |  | 5.440% | $0.00 |  |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  | Not Stated |  |  |  | 12/01/2052 | XXXX | 29.000% | No |  |  |  |  | Yes |
| XXXX | 4000007988 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1884.32 | $1884.32 | 9.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4713.48 | $824.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2022 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.09 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 4.000% | No |  |  |  |  | Yes |
| XXXX | 4000007737 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3749.77 | $3749.77 | 11.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $1605.96 | $3810.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/05/2022 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 11.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.17 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 33.000% | No |  |  |  |  | Yes |
| XXXX | 4000007990 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2625.63 | $2625.63 | 8.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3447.48 | $419.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2022 | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 8.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | 12/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000007865 | XXXX |  | Non QM |  | Yes | No | $29351.55 | $19759.50 |  | 8.439% | $4603.48 | $4603.48 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $96322.88 | 1 | $10593.60 | $3386.04 |  |  |  |  |  | 9.734% | 9.734% | 9.734% | 10/20/2022 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $29351.55 |  | 6.740% | $34650.00 | 1.1 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 3.000% | No |  |  |  |  | Yes |
| XXXX | 4000007814 | XXXX |  | Non QM |  | Yes | No | $26965.00 | $15027.33 |  | 9.183% | $5948.88 | $5948.88 | 8.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9777.68 | 1 | $8391.96 | $3221.40 |  |  |  |  |  | 43.808% | 43.808% | 43.808% | 11/09/2022 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $26965.00 |  | 6.380% | $0.00 |  |  |  |  | N/A | No | 8.990% | 0 |  | 0 | 0 | 0 | 0 |  |  | 22.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000008116 | XXXX |  | Non QM |  | Yes | No | $18979.65 | $2846.47 |  | 10.123% | $6664.47 | $6664.47 | 10.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20407.67 | 1 | $10437.48 | $1259.16 |  |  |  |  |  | 30.515% | 30.515% | 30.515% | 10/20/2022 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $18979.65 |  | 7.030% | $35000.00 |  |  |  |  | N/A | No | 10.125% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 27.000% | No |  |  |  |  | Yes |
| XXXX | 4000007954 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2333.37 | $2333.37 | 8.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1033.20 | $1203.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2022 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | 12/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000008108 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1177.09 | $1177.09 | 9.499% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1772.04 | $987.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/17/2022 | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 9.499% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 90.000% | No |  |  |  |  | Yes |
| XXXX | 4000007905 | XXXX |  | Non QM |  | Yes | No | $3079.10 | $0.00 |  | 10.839% | $14944.06 | $16880.73 | 10.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $93405.71 | 1 | $24249.96 | $2466.96 |  |  |  |  |  | 22.647% | 21.043% | 22.647% | 10/17/2022 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $3079.10 |  | 7.030% | $32165.03 | 2.5 |  |  |  | No | No | 10.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 12/01/2052 | XXXX | 2.000% | No |  |  |  |  | Yes |
| XXXX | 4000007640 | XXXX |  | Non QM |  | Yes | No | $22913.75 | $25169.46 |  | 8.728% | $5662.54 | $5662.54 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29471.93 | 1 | $8781.24 | $1584.36 |  |  |  |  |  | 23.909% | 23.909% | 23.909% | 11/08/2022 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $22913.75 |  | 7.030% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000007826 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $6150.00 | $6150.00 | 10.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10830.00 | $1200.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/13/2022 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | No | No | 10.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  | 240 | 12/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000007272 | XXXX |  | N/A |  | Yes | No | $6038.13 | $4479.04 |  | 9.428% | $1608.33 | $1608.33 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13556.98 | 1 | $2629.68 | $1182.00 |  |  |  |  |  | 38.301% | 38.301% | 38.301% | 08/25/2022 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2021<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2021<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2020<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2019 | [Borrower]; 1040 - 2021<br> [Borrower]; Transcripts (1040) - 2021<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1040 - 2020<br> [Borrower]; Transcripts (1040) - 2020<br> [Borrower]; 4506-C - 2020<br> [Borrower]; Transcripts (1040) - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | 2 Years Tax Returns |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6038.13 |  | 6.090% | $0.00 | 4.7 |  |  |  | No | No | 9.250% | 2 |  | 2 | 0 | 2 | 3 |  |  | 20.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 100.000% | No |  |  |  |  | Yes |
| XXXX | 4000008388 | XXXX |  | Non QM |  | Yes | No | $9835.00 | $10921.01 |  | 9.099% | $2517.21 | $2517.21 | 8.749% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24161.78 | 1 | $2785.92 | $1765.92 |  |  |  |  |  | 15.605% | 15.605% | 15.605% | 11/07/2022 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9835.00 |  | 7.160% | $0.00 | 1 |  |  |  | No | No | 8.749% | 0 | 0 | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 44.000% | No |  |  |  |  | Yes |
| XXXX | 4000007897 | XXXX |  | Non QM |  | Yes | No | $15419.88 | $18526.35 |  | 10.250% | $3642.81 | $3642.81 | 9.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $22815.16 | 1 | $11828.40 | $2145.96 |  |  |  |  |  | 26.147% | 26.147% | 26.147% | 10/06/2022 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2016<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2015 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 4506-C - 2020<br> [Coborrower]; 4506-C - 2019 | Bank Statements |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $15419.88 |  | 7.030% | $1250.00 | 2.6 |  |  |  | No | No | 9.750% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 32.000% | No |  |  |  |  | Yes |
| XXXX | 4000008093 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1760.94 | $1760.94 | 8.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3372.96 | $704.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/16/2022 | 706 | 693 | 712 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.08 |  |  |  |  |  |  | 240 | 12/01/2052 | XXXX | 17.000% | No |  |  |  |  | Yes |
| XXXX | 4000007975 | XXXX |  | N/A |  | Yes | No | $9993.14 | $11560.13 |  | 9.614% | $2751.03 | $2751.03 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $193111.01 | 1 | $5550.60 | $1143.96 |  |  |  |  |  | 8.100% | 8.100% | 8.100% | 09/19/2022 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 |  | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $9993.14 |  | 7.160% | $0.00 | 1.9 |  |  |  | No | No | 9.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 40.000% | No |  |  |  |  | Yes |
| XXXX | 4000007755 | XXXX |  | Non QM |  | Yes | No | $19765.00 | $22405.62 |  | 9.094% | $5396.76 | $5396.76 | 8.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $9721.40 | 1 | $2114.88 | $1620.00 |  |  |  |  |  | 44.449% | 44.449% | 44.449% | 09/28/2022 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $19765.00 |  | 6.740% | $0.00 | 1.4 |  |  |  | No | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 27.000% | No | 12 |  |  |  | Yes |
| XXXX | 4000007510 | XXXX |  | Non QM |  | Yes | No | $6145.12 | $8663.29 |  | 8.971% | $3111.56 | $3111.56 | 10.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9653.45 | 1 | $6743.88 | $441.96 |  |  |  |  |  | 29.598% | 33.461% | 29.598% | 09/28/2022 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2022 |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $6145.12 |  | 6.120% | $14198.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 20.97 | No |  |  |  |  |  | Not Stated |  |  |  | 12/01/2052 | XXXX | 26.000% | No |  |  |  |  | Yes |
| XXXX | 4000007328 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $4423.62 | $4423.62 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6694.44 | $2081.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/21/2022 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.29 |  |  |  |  |  |  |  | 12/01/2052 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000008193 | XXXX |  | Non QM |  | Yes | No | $7004.64 | $8163.69 |  | 9.802% | $1763.31 | $1763.31 | 9.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10395.89 | 1 | $9214.08 | $1294.68 |  |  |  |  |  | 44.159% | 44.159% | 44.159% | 11/02/2022 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $7004.64 |  | 7.030% | $0.00 | 1 |  |  |  | Yes | No | 9.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 62.000% | No |  |  |  |  | Yes |
| XXXX | 4000008516 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2135.21 | $2135.21 | 10.249% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6196.44 | $1563.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2022 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | XXXX |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 10.249% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  | 360 | 12/01/2062 | XXXX | 89.000% | No |  |  |  |  | Yes |
| XXXX | 4000008180 | XXXX |  | N/A |  | Yes | No | $8011.36 | $9491.83 |  | 10.388% | $1856.10 | $1856.10 | 9.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20466.39 | 1 | $1602.72 | $2481.96 |  |  |  |  |  | 16.373% | 16.373% | 16.373% | 10/18/2022 | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2021 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $8011.36 |  | 7.030% | $0.00 | 1 |  |  |  | Yes | No | 9.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 43.000% | No |  |  |  |  | Yes |
| XXXX | 4000008191 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2826.62 | $2826.62 | 9.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3856.20 | $1665.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/16/2022 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 9.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.2 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 17.000% | No |  |  |  |  | Yes |
| XXXX | 4000008121 | XXXX |  | Non QM |  | Yes | No | $10618.00 | $12520.29 |  | 10.649% | $3225.25 | $3225.25 | 10.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9646.74 | 1 | $4040.40 | $1991.52 |  |  |  |  |  | 31.463% | 31.463% | 31.463% | 11/15/2022 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $10618.00 |  | 7.000% | $0.00 |  |  |  |  | N/A | No | 10.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 11.000% | No |  |  |  |  | Yes |
| XXXX | 4000008216 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1302.80 | $1302.80 | 8.625% | No | No |  |  |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  |  | 1 | $508.80 | $587.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/20/2022 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 3.6 |  |  |  | Yes | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.8 |  |  |  |  |  |  |  | 12/01/2052 | XXXX |  | No |  |  |  |  | Yes |
| XXXX | 4000008274 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $1006.25 | $1006.25 | 8.625% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2073.60 | $869.04 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2022 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | No | No | 8.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  | 360 | 12/01/2062 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000008241 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $2878.17 | $2878.17 | 9.750% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $6699.00 | $3084.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2022 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 38.000% | No |  |  |  |  | Yes |
| XXXX | 4000007956 | XXXX |  | Non QM |  | Yes | No | $12092.50 | $13415.22 |  | 8.570% | $6112.91 | $6112.91 | 10.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8169.26 | 1 | $9187.56 | $1226.40 |  |  |  |  |  | 46.606% | 52.750% | 46.606% | 11/10/2022 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $12092.50 |  | 6.690% | $10000.00 |  |  |  |  | N/A | No | 10.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 12/01/2052 | XXXX | 20.000% | No |  |  |  |  | Yes |
| XXXX | 4000008292 | XXXX |  | N/A |  | Yes | No |  |  |  |  | $3528.40 | $3528.40 | 10.250% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $8276.28 | $3438.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2022 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  | Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | XXXX |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 10.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.31 |  |  |  |  |  |  |  | 01/01/2053 | XXXX | 1.000% | No |  |  |  |  | Yes |
| XXXX | 4000008422 | XXXX |  | Non QM |  | Yes | No | $39595.00 | $1908.08 |  | 10.445% | $20300.00 | $23162.41 | 10.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $27473.79 | 1 | $36249.96 | $4617.96 |  |  |  |  |  | 49.264% | 43.978% | 49.264% | 11/04/2022 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $39595.00 |  | 6.640% | $55000.00 | 2.6 |  |  |  | N/A | No | 10.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | 01/01/2053 | XXXX | 0.000% | No |  |  |  |  | Yes |
| XXXX | 4000008055 | XXXX |  | Non QM |  | Yes | No | $13555.00 | $0.00 |  | 8.700% | $2423.04 | $2423.04 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17673.58 | 1 | $2231.04 | $948.00 |  |  |  |  |  | 16.042% | 16.042% | 16.042% | 08/24/2022 | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $13555.00 |  | 7.160% | $23100.00 |  |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2053 | XXXX | 28.000% | No |  |  |  |  | Yes |
| XXXX | 4000008262 | XXXX |  | Non QM |  | Yes | No | $3645.00 | $5018.79 |  | 9.317% | $2034.08 | $2034.08 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5971.34 | 1 | $12599.76 | $2832.96 |  |  |  |  |  | 49.521% | 49.521% | 49.521% | 09/29/2022 | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $3645.00 |  | 7.170% | $0.00 | 1 |  |  |  | N/A | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2053 |  |  | No |  |  |  |  | Yes |
| XXXX | 4000008251 | XXXX |  | Non QM |  | Yes | No | $4295.00 | $5135.00 |  | 9.359% | $1206.93 | $1206.93 | 9.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11790.50 | 1 | $1188.48 | $2298.96 |  |  |  |  |  | 36.253% | 36.253% | 36.253% | 11/01/2022 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | XXXX | $4295.00 |  | 7.170% | $0.00 | 1.7 |  |  |  | N/A | No | 9.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | 01/01/2053 |  |  | No |  |  |  |  | Yes |

---

## Exhibit 99.06

**Exhibit 99.06**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Months Reserves** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Equifax FICO** | **Borrower 1 Trans Union FICO** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Equifax FICO** | **Borrower 2 Trans Union FICO** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Equifax FICO** | **Borrower 3 Trans Union FICO** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Equifax FICO** | **Borrower 4 Trans Union FICO** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 % Recourse** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 % Recourse** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 % Recourse** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Trans Union FICO** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 % Recourse** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Trans Union FICO** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Equifax FICO** | **Member 1 Trans Union FICO** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Equifax FICO** | **Member 2 Trans Union FICO** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** |
| XXXX | 6000072789 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $5850.00 | Rent on Existing Lease | $5276.94 |  | 0.9 |  |  | 1.11 | 1.11 | $5276.94 |  |  |  |  |  |  |  |  |  |  | Yes | $89505.00 |  |  | $1179.59 | $86.93 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 28.84 | 16.21 | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 10/11/2021 | 804 | 790 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.324% | XXXX |  |  | 2.511% | XXXX |  |  |  |  |
| XXXX | 6000072792 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $965.00 | Third Party Rental Source | $707.30 |  | 0.73 |  |  | 1.36 | 1.36 | $707.30 |  |  |  |  |  |  |  |  |  |  | Yes | $12240.00 |  |  | $114.90 | $61.10 | Level 4-Stated/Verified as defined | No | 1 | 28 | No |  |  | Experienced Investor | 92.85 |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 7 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/21/2021 | 795 | 792 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 0.800% |  |  | 80.00000% |  |  |
| XXXX | 6000072793 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1100.00 | Third Party Rental Source | $755.25 |  | 0.69 |  |  | 1.46 | 1.46 | $755.25 |  |  |  |  |  |  |  |  |  |  | Yes | $14400.00 |  |  | $89.66 | $55.58 | Level 3-Stated/Partially Verified | No | 1 | 28 | No |  |  | Experienced Investor | 114.44 |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 7 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/21/2021 | 795 | 792 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.981% | XXXX |  |  | 0.800% |  |  | 80.00000% |  |  |
| XXXX | 6000072797 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $800.00 | Third Party Rental Source | $467.04 |  | 0.58 |  |  | 1.71 | 1.71 | $467.04 |  |  |  |  |  |  |  |  |  |  | Yes | $11940.00 |  |  | $0.00 | $46.91 | Level 3-Stated/Partially Verified | No | 1 | 28 | No |  |  | Experienced Investor | 39.02 |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 6 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 09/21/2021 | 795 | 792 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 0.704% |  |  | 70.40000% |  |  |
| XXXX | 6000072798 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1250.00 | Rent on Existing Lease | $994.81 |  | 0.8 |  |  | 1.26 | 1.26 | $994.81 |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $202.42 | $48.42 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor | 58.3 | 0.65 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/04/2021 | 721 | 752 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 0.800% | XXXX |  |  |  |  |
| XXXX | 6000072805 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1750.00 | Rent on Existing Lease | $1471.39 |  | 0.84 |  |  | 1.19 | 1.19 | $1471.39 |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $343.88 | $47.26 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 64.22 |  |  |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 10/19/2021 | 790 | 801 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 1.127% | XXXX |  |  |  |  |
| XXXX | 6000073734 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $5550.00 | Third Party Rental Source | $3648.84 |  | 0.66 |  |  | 1.52 | 1.52 | $3648.84 |  |  | XXXX | 11 |  |  |  |  |  |  | Yes | $114400.00 |  |  | $579.55 | $73.58 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 112.94 | 5.19 | Permanent Resident Alien |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 06/17/2021 | 785 | 786 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.516% | XXXX |  |  | 0.789% | XXXX |  |  |  |  |
| XXXX | 6000073735 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $8400.00 | Rent on Existing Lease | $6317.56 |  | 0.75 |  |  | 1.33 | 1.33 | $6317.56 |  |  | XXXX | 12 | XXXX | 12 |  |  |  |  | Yes | $78800.00 |  |  | $1438.43 | $135.92 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 139.76 | 0.74 |  |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 09/07/2021 | 816 | 796 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.642% | XXXX |  |  | 0.960% | XXXX |  |  |  |  |
| XXXX | 6000073226 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1400.00 | Third Party Rental Source | $991.57 |  | 0.71 |  |  | 1.41 | 1.41 | $991.57 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $110.58 | $36.08 | Level 4-Stated/Verified as defined | No | 3 | 10 | No |  |  | Experienced Investor | 11.08 | 2.20 |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 10/07/2021 | 809 | 804 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 1.771% | XXXX |  |  |  |  |
| XXXX | 6000073206 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1485.00 | Rent on Existing Lease | $1182.31 |  | 0.8 |  |  | 1.26 | 1.26 | $1182.31 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $157.70 | $65.33 | Level 2-Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 9.29 |  |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 10 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 10/07/2021 | 809 | 804 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000073227 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1195.00 | Rent on Existing Lease | $978.94 |  | 0.82 |  |  | 1.22 | 1.22 | $978.94 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $156.00 | $66.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 11.22 | 2.20 |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 10/07/2021 | 809 | 804 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |
| XXXX | 6000073240 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $4500.00 | Third Party Rental Source | $2744.18 |  | 0.61 |  |  | 1.64 | 1.64 | $2744.18 |  |  | XXXX | 12 | XXXX | 12 | XXXX | 12 |  |  | Yes |  |  |  | $297.89 | $124.33 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 45.36 | 14.82 | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 10/06/2021 | 739 | 684 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.412% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000073244 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1000.00 | Third Party Rental Source | $682.13 |  | 0.68 |  |  | 1.47 | 1.47 | $682.13 |  |  |  |  |  |  |  |  |  |  | Yes | $14600.00 |  |  | $94.83 | $46.17 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor | 47.36 |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/04/2021 | 740 | 755 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 79.710% | XXXX |  |  | 0.800% |  |  | 80.00000% |  |  |
| XXXX | 6000073215 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1300.00 | Third Party Rental Source | $907.65 |  | 0.7 |  |  | 1.43 | 1.43 | $907.65 |  |  |  |  |  |  |  |  |  |  | Yes | $17060.00 |  |  | $147.16 | $120.75 | Level 3-Stated/Partially Verified | No | 1 | 58 | No | No | No | Experienced Investor | 191.42 |  | US Citizen | US Citizen | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/02/2021 | 706 | 698 | 703 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/02/2021 | 832 | 809 | 812 | Individual |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/02/2021 | 832 | 804 | 800 |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 1.320% | XXXX |  |  |  |  |
| XXXX | 6000073216 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1775.00 | Rent on Existing Lease | $1580.33 |  | 0.89 |  |  | 1.12 | 1.12 | $1580.33 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes |  |  |  | $254.08 | $262.21 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 4.6 |  |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/24/2021 | 727 | 712 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000074836 | XXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $2653.98 |  |  |  |  |  |  | $2653.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $488.54 | $69.83 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 3.64 |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 06/06/2021 | 792 | 791 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000002584 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3341.94 |  |  |  |  |  |  | $3341.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $556.50 | $146.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 67.89 |  | Permanent Resident Alien |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 01/14/2022 | 722 | 729 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000075074 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $5000.00 | Third Party Rental Source | $4965.75 |  | 0.99 |  |  | 1.01 | 1.01 | $4965.75 |  |  |  |  |  |  |  |  |  |  | Yes | $31600.00 |  |  | $1302.08 | $122.00 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor | 44.44 |  |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 3 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/02/2021 | 759 | 749 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 0.800% |  |  | 80.00000% |  |  |
| XXXX | 6000077176 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1400.00 | Third Party Rental Source | $1077.96 |  | 0.77 |  |  | 1.30 | 1.3 | $1077.96 |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $193.19 | $68.04 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 51.53 |  |  |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/13/2021 | 710 | 706 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.627% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000077177 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $2500.00 | Rent on Existing Lease | $1279.86 |  | 0.51 |  |  | 1.95 | 1.95 | $1279.86 |  |  | XXXX | 12 | XXXX | 12 |  |  |  |  | Yes | $24000.00 |  |  | $97.52 | $154.79 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor | 167.19 | 0.74 |  |  | 645 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/19/2022 | 645 | 633 | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 0.992% | XXXX |  |  |  |  |
| XXXX | 6000077183 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $7500.00 | Third Party Rental Source | $5080.95 |  | 0.68 |  |  | 1.48 | 1.48 | $5080.95 |  |  |  |  |  |  |  |  |  |  | Yes | $53060.00 |  |  | $411.58 | $259.03 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 19 | 3.18 |  |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/16/2021 | 706 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 1.459% | XXXX |  |  |  |  |
| XXXX | 6000077196 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1450.00 | Third Party Rental Source | $892.37 |  | 0.62 |  |  | 1.62 | 1.62 | $892.37 |  |  |  |  |  |  |  |  |  |  | Yes | $25850.00 |  |  | $59.73 | $127.08 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 292.99 | 1.92 |  |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 02/10/2022 | 712 | 687 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 4.200% | XXXX |  |  |  |  |
| XXXX | 6000077159 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1650.00 | Third Party Rental Source | $1353.10 |  | 0.82 |  |  | 1.22 | 1.22 | $1353.10 |  |  |  |  |  |  |  |  |  |  | Yes | $9600.00 |  |  | $202.47 | $102.27 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 34.8 |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 12/22/2021 | 787 | 790 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 0.727% |  |  | 72.72727% |  |  |
| XXXX | 6000077162 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $2250.00 | Rent on Existing Lease | $1661.84 |  | 0.74 |  |  | 1.35 | 1.35 | $1661.84 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $120829.00 |  |  | $587.85 | $184.94 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 8.76 |  |  |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/21/2021 | 784 | 779 | 778 |  |  | 50.00% |  | 2 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/21/2021 | 726 | 726 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.083% | XXXX |  |  | 0.700% |  |  | 70.00000% |  |  |
| XXXX | 6000077165 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2300.00 | Third Party Rental Source | $3144.98 |  | 1.37 |  |  | 0.73 | 0.73 | $3144.98 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $491.10 | $232.33 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 68.54 |  |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 1 | Non-Permanent Resident Alien |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/19/2021 | 724 | 699 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 0.750% |  |  | 75.00000% |  |  |
| XXXX | 6000077186 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2500.00 | Third Party Rental Source | $2194.14 |  | 0.88 |  |  | 1.14 | 1.14 | $2194.14 |  |  |  |  |  |  |  |  |  |  | Yes | $42600.00 |  |  | $354.00 | $105.00 | Level 2-Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 24.67 |  |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 47.00% | 100.000% | 2 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/15/2021 | 800 | 799 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.806% | XXXX |  |  | 0.748% |  |  | 74.80634% |  |  |
| XXXX | 6000077197 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2100.00 | Third Party Rental Source | $2319.33 |  | 1.1 |  |  | 0.91 | 0.91 | $2319.33 |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $265.21 | $206.21 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 29.38 |  |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | Non-Permanent Resident Alien |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.527% | XXXX |  |  | 0.750% |  |  | 75.00000% |  |  |
| XXXX | 6000077198 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $5800.00 | Third Party Rental Source | $6053.78 |  | 1.04 |  |  | 0.96 | 0.96 | $6053.78 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $958.33 | $95.26 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor | 71.5 |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 11/30/2021 | 732 | 741 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.829% | XXXX |  |  | 0.700% |  |  | 70.00000% |  |  |
| XXXX | 6000077199 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2200.00 | Third Party Rental Source | $2409.50 |  | 1.1 |  |  | 0.91 | 0.91 | $2409.50 |  |  |  |  |  |  |  |  |  |  | Yes | $19320.00 |  |  | $479.99 | $155.67 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor | 22.33 |  | Permanent Resident Alien |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 12/29/2021 | 720 | 715 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | XXXX |  |  | 0.789% |  |  | 78.88579% |  |  |
| XXXX | 6000077203 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $2570.00 | Rent on Existing Lease | $1520.62 |  | 0.59 |  |  | 1.69 | 1.69 | $1520.62 |  |  | XXXX | 16 | XXXX | 12 |  |  |  |  | Yes | $16170.00 |  |  | $213.35 | $92.42 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 25.31 |  |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 2 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/24/2022 | 794 | 777 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.422% | XXXX |  |  | 0.800% |  |  | 80.00000% |  |  |
| XXXX | 6000078183 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $4100.00 | Third Party Rental Source | $3541.12 |  | 0.86 |  |  | 1.16 | 1.16 | $3541.12 |  |  |  |  |  |  |  |  |  |  | Yes | $27600.00 |  |  | $690.71 | $597.42 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No |  | Experienced Investor | 50.7 |  | US Citizen |  | 669 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 01/19/2022 | 698 | 660 | 669 | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078191 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $4900.00 | Third Party Rental Source | $5807.69 |  | 1.19 |  |  | 0.84 | 0.84 | $5807.69 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1254.67 | $198.85 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 32.07 |  |  |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 50.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/20/2022 | 735 | 729 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 58.933% | XXXX |  |  | 0.594% |  |  | 59.37500% |  |  |
| XXXX | 6000078212 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1700.00 | Rent on Existing Lease | $1519.86 |  | 0.89 |  |  | 1.12 | 1.12 | $1519.86 |  |  |  |  |  |  |  |  |  |  | Yes | $10200.00 |  |  | $153.97 | $537.58 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 166.99 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078231 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $2420.00 | Third Party Rental Source | $1985.13 |  | 0.82 |  |  | 1.22 | 1.22 | $1985.13 |  |  |  |  |  |  |  |  |  |  | Yes | $32300.00 |  |  | $275.22 | $90.50 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 8.57 | 0.89 |  |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/04/2022 | 736 | 650 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 59.043% | XXXX |  |  | 1.009% | XXXX |  |  |  |  |
| XXXX | 6000076936 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4862.75 |  |  |  |  |  |  | $4862.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1223.96 | $113.79 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 201.23 |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 11/29/2021 | 798 | 784 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000075014 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $4400.00 | Rent on Existing Lease | $3968.76 |  | 0.9 |  |  | 1.11 | 1.11 | $3968.76 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $160000.00 |  |  | $700.05 | $103.08 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 3.93 |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/23/2021 | 815 | 806 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 0.650% |  |  | 65.00000% |  |  |
| XXXX | 6000075058 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $4500.00 | Third Party Rental Source | $3646.38 |  | 0.81 |  |  | 1.23 | 1.23 | $3646.38 |  |  |  |  |  |  |  |  |  |  | Yes | $132400.00 |  |  | $953.13 | $131.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 36.96 |  |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 45.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 09/28/2021 | 769 | 785 | 778 |  |  | 45.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 10/29/2021 | 752 | 761 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 77.872% | XXXX |  |  | 0.800% |  |  | 80.00000% |  |  |
| XXXX | 6000078603 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $5100.00 | Third Party Rental Source | $2677.92 |  | 0.53 |  |  | 1.90 | 1.9 | $2677.92 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $435.70 | $674.51 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 124.92 | 0.66 |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 02/18/2022 | 803 | 769 | 761 |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 02/18/2022 | 786 | 746 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 42.169% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078604 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2895.00 | Third Party Rental Source | $3157.40 |  | 1.09 |  |  | 0.92 | 0.92 | $3157.40 |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $656.25 | $65.93 | Level 4-Stated/Verified as defined | No | 1 | 13 | No | No | No | Experienced Investor | 35.26 |  | US Citizen | US Citizen | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 02/15/2022 | 734 | 707 | 729 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 02/15/2022 | 749 | 721 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 0.700% |  |  | 70.00000% |  |  |
| XXXX | 6000078605 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2585.00 | Third Party Rental Source | $2580.68 |  | 1 |  |  | 1.00 | 1 | $2580.68 |  |  |  |  |  |  |  |  |  |  | Yes | $41350.00 |  |  | $263.34 | $42.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 6.21 |  | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 02/18/2022 | 743 | 771 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.000% | XXXX |  |  | 0.770% |  |  | 77.00000% |  |  |
| XXXX | 4000002795 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $3280.00 | Third Party Rental Source | $3708.17 |  | 1.13 |  |  | 0.88 | 0.88 | $3708.17 |  |  |  |  |  |  |  |  |  |  | Yes | $37500.00 |  |  | $363.08 | $500.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 7.85 |  | US Citizen |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 02/24/2022 | 755 | 713 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 0.750% |  |  | 75.00000% |  |  |
| XXXX | 4000002902 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4855.91 |  |  |  |  |  |  | $4855.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $971.18 | $141.29 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 544.61 | 10.74 | US Citizen | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 11 | US Citizen |  | Level 4-Stated/Verified as defined | 01/19/2022 | 764 | 742 | 797 | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 02/04/2022 | 782 | 752 | 794 | Individual |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 01/19/2022 | 801 | 772 | 739 | Individual |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 02/04/2022 | 761 | 729 | 760 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078193 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1700.00 | Rent on Existing Lease | $1542.98 |  | 0.91 |  |  | 1.10 | 1.1 | $1542.98 |  |  |  |  |  |  |  |  |  |  | Yes | $10200.00 |  |  | $276.33 | $48.01 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 290.04 | 1.02 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 1.292% | XXXX |  |  |  |  |
| XXXX | 6000078194 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1400.00 | Rent on Existing Lease | $1290.28 |  | 0.92 |  |  | 1.09 | 1.09 | $1290.28 |  |  |  |  |  |  |  |  |  |  | Yes | $8400.00 |  |  | $321.00 | $3.75 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 324.67 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 1.000% | XXXX |  |  |  |  |
| XXXX | 6000078195 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $3000.00 | Third Party Rental Source | $2429.76 |  | 0.81 |  |  | 1.23 | 1.23 | $2429.76 |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $381.19 | $288.42 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 104.45 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 3 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 1.538% | XXXX |  |  |  |  |
| XXXX | 6000078196 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1450.00 | Third Party Rental Source | $1431.50 |  | 0.99 |  |  | 1.01 | 1.01 | $1431.50 |  |  |  |  |  |  |  |  |  |  | Yes | $12600.00 |  |  | $288.62 | $184.25 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 291.59 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 1.040% | XXXX |  |  |  |  |
| XXXX | 6000078198 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1750.00 | Rent on Existing Lease | $1722.31 |  | 0.98 |  |  | 1.02 | 1.02 | $1722.31 |  |  |  |  |  |  |  |  |  |  | Yes | $10500.00 |  |  | $366.21 | $246.17 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 307.38 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  | 0.912% | XXXX |  |  |  |  |
| XXXX | 6000078199 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $2200.00 | Third Party Rental Source | $1809.13 |  | 0.82 |  |  | 1.22 | 1.22 | $1809.13 |  |  |  |  |  |  |  |  |  |  | Yes | $22200.00 |  |  | $319.89 | $411.34 | Level 1-Not Stated/Not Verified | No | 1 | 34 | No |  |  | Experienced Investor | 87.83 |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.30% | 100.000% | 7 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/12/2022 | 813 | 776 | 793 |  |  | 33.40% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078201 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1250.00 | Third Party Rental Source | $893.85 |  | 0.72 |  |  | 1.40 | 1.4 | $893.85 |  |  |  |  |  |  |  |  |  |  | Yes | $9900.00 |  |  | $165.36 | $123.83 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 398.3 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 3 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078202 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $2050.00 | Third Party Rental Source | $1627.14 |  | 0.79 |  |  | 1.26 | 1.26 | $1627.14 |  |  |  |  |  |  |  |  |  |  | Yes | $13800.00 |  |  | $288.89 | $240.75 | Level 3-Stated/Partially Verified | No | 1 | 24 | No |  |  | Experienced Investor | 275.01 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 3 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078203 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1100.00 | Third Party Rental Source | $797.45 |  | 0.72 |  |  | 1.38 | 1.38 | $797.45 |  |  |  |  |  |  |  |  |  |  | Yes | $9600.00 |  |  | $90.26 | $240.58 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor | 199.25 |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 11/02/2021 | 815 | 770 | 795 | XXXX | XXXX | 01/12/2022 | 813 | 776 | 793 |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078204 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1150.00 | Rent on Existing Lease | $1009.00 |  | 0.88 |  |  | 1.14 | 1.14 | $1009.00 |  |  |  |  |  |  |  |  |  |  | Yes | $13800.00 |  |  | $132.44 | $176.92 | Level 3-Stated/Partially Verified | No | 1 | 34 | No |  |  | Experienced Investor | 503.25 |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.30% | 100.000% | 6 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/12/2022 | 813 | 776 | 793 |  |  | 33.40% | 100.000% | 3 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078205 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1350.00 | Rent on Existing Lease | $1242.82 |  | 0.92 |  |  | 1.09 | 1.09 | $1242.82 |  |  |  |  |  |  |  |  |  |  | Yes | $16200.00 |  |  | $186.72 | $248.50 | Level 3-Stated/Partially Verified | No | 1 | 10 | No |  |  | Experienced Investor | 224.15 | 4.29 |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/12/2022 | 813 | 776 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078206 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1250.00 | Rent on Existing Lease | $1070.63 |  | 0.86 |  |  | 1.17 | 1.17 | $1070.63 |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $141.58 | $183.58 | Level 3-Stated/Partially Verified | No | 1 | 10 | No |  |  | Experienced Investor | 250.36 |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.30% | 100.000% | 5 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/12/2022 | 813 | 776 | 793 |  |  | 33.40% | 100.000% | 2 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078207 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1150.00 | Third Party Rental Source | $913.83 |  | 0.79 |  |  | 1.26 | 1.26 | $913.83 |  |  |  |  |  |  |  |  |  |  | Yes | $12600.00 |  |  | $132.36 | $163.00 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor | 173.88 | 10.52 |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 33.400% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  | 33.300% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/12/2022 | 813 | 776 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078208 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1150.00 | Third Party Rental Source | $894.20 |  | 0.78 |  |  | 1.29 | 1.29 | $894.20 |  |  |  |  |  |  |  |  |  |  | Yes | $12600.00 |  |  | $126.35 | $153.25 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor | 177.69 | 4.30 |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/12/2022 | 813 | 776 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078209 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1350.00 | Third Party Rental Source | $998.12 |  | 0.74 |  |  | 1.35 | 1.35 | $998.12 |  |  |  |  |  |  |  |  |  |  | Yes | $14400.00 |  |  | $99.19 | $152.35 | Level 1-Not Stated/Not Verified | No | 1 | 24 | No |  |  | Experienced Investor | 42.23 | 4.30 |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.30% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/12/2022 | 813 | 776 | 793 |  |  | 33.40% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 1.902% | XXXX |  |  |  |  |
| XXXX | 6000078210 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1350.00 | Rent on Existing Lease | $1221.23 |  | 0.9 |  |  | 1.11 | 1.11 | $1221.23 |  |  |  |  |  |  |  |  |  |  | Yes | $16200.00 |  |  | $168.90 | $209.67 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor | 130.11 | 10.76 |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LP | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 11/02/2021 | 815 | 770 | 795 | XXXX | XXXX | 01/12/2022 | 813 | 776 | 793 |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078213 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1750.00 | Rent on Existing Lease | $1650.72 |  | 0.94 |  |  | 1.06 | 1.06 | $1650.72 |  |  |  |  |  |  |  |  |  |  | Yes | $10500.00 |  |  | $275.11 | $56.02 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 83.12 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 1.034% | XXXX |  |  |  |  |
| XXXX | 6000078214 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1600.00 | Rent on Existing Lease | $1504.33 |  | 0.94 |  |  | 1.06 | 1.06 | $1504.33 |  |  |  |  |  |  |  |  |  |  | Yes | $9600.00 |  |  | $327.03 | $50.25 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 532.11 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078215 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1750.00 | Third Party Rental Source | $1713.46 |  | 0.98 |  |  | 1.02 | 1.02 | $1713.46 |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $318.53 | $235.58 | Level 1-Not Stated/Not Verified | No | 1 | 24 | No |  |  | Experienced Investor | 148.12 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LP | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 1.891% | XXXX |  |  |  |  |
| XXXX | 6000078216 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2000.00 | Third Party Rental Source | $1698.01 |  | 0.85 |  |  | 1.18 | 1.18 | $1698.01 |  |  |  |  |  |  |  |  |  |  | Yes | $9600.00 |  |  | $369.96 | $251.25 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 320.03 | 1.00 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078217 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1500.00 | Rent on Existing Lease | $1343.08 |  | 0.9 |  |  | 1.12 | 1.12 | $1343.08 |  |  |  |  |  |  |  |  |  |  | Yes | $10800.00 |  |  | $170.78 | $178.33 | Level 3-Stated/Partially Verified | No | 1 | 34 | No |  |  | Experienced Investor | 399.55 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078218 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $2100.00 | Rent on Existing Lease | $2028.80 |  | 0.97 |  |  | 1.04 | 1.04 | $2028.80 |  |  |  |  |  |  |  |  |  |  | Yes | $12600.00 |  |  | $395.56 | $240.58 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 255.13 | 1.05 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 1.566% | XXXX |  |  |  |  |
| XXXX | 6000078219 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1900.00 | Third Party Rental Source | $1788.59 |  | 0.94 |  |  | 1.06 | 1.06 | $1788.59 |  |  |  |  |  |  |  |  |  |  | Yes | $12600.00 |  |  | $321.00 | $192.00 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 264.35 | 1.02 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 2.100% | XXXX |  |  |  |  |
| XXXX | 6000078221 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $3000.00 | Third Party Rental Source | $2863.80 |  | 0.95 |  |  | 1.05 | 1.05 | $2863.80 |  |  |  |  |  |  |  |  |  |  | Yes | $17400.00 |  |  | $363.85 | $309.08 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 88.62 |  |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/02/2021 | 815 | 770 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078659 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1879.23 |  |  |  |  |  |  | $1879.23 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $352.08 | $75.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 19.93 |  | US Citizen |  | 689 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 01/21/2022 | 640 | 690 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078658 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3236.98 |  |  |  |  |  |  | $3236.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $348.18 | $78.08 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 154.38 | 0.29 | US Citizen | US Citizen | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 02/23/2022 | 798 | 785 | 794 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 02/23/2022 | 801 | 793 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078654 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6535.51 |  |  |  |  |  |  | $6535.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $504.00 | $84.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 510.37 |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Retired |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 02/16/2022 | 781 | 671 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078655 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3687.63 |  |  |  |  |  |  | $3687.63 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $672.92 | $84.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 204.97 |  | US Citizen |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 02/15/2022 | 764 | 793 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078653 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $6500.00 | Rent on Existing Lease | $7552.69 |  | 1.16 |  |  | 0.86 | 0.86 | $7552.69 |  |  |  |  |  |  |  |  |  |  | Yes | $72591.00 |  |  | $976.18 | $108.83 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 97.72 |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 03/01/2022 | 770 | 761 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.006% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000002952 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1401.50 |  |  |  |  |  |  | $1401.50 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $61.99 | $191.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 702.42 |  | Permanent Resident Alien | US Citizen | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 03/14/2022 | 662 | 660 | 703 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 1-Not Stated/Not Verified | 03/14/2022 | 694 | 669 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000003058 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $3500.00 | Rent on Existing Lease | $3024.54 |  | 0.86 |  |  | 1.16 | 1.16 | $3024.54 |  |  |  |  |  |  |  |  |  |  | Yes | $41200.00 |  |  | $500.56 | $77.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 83.2 | 9.32 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 03/09/2022 | 767 | 778 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.086% | XXXX |  |  | 1.201% | XXXX |  |  |  |  |
| XXXX | 4000002968 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2300.00 | Third Party Rental Source | $2873.40 |  | 1.25 |  |  | 0.80 | 0.8 | $2873.40 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $791.67 | $193.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 22.75 |  |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 03/08/2022 | 789 | 776 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 66.500% | XXXX |  |  | 0.700% |  |  | 70.00000% |  |  |
| XXXX | 6000079014 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $3500.00 | Third Party Rental Source | $4598.32 |  | 1.31 |  |  | 0.76 | 0.76 | $4598.32 |  |  |  |  |  |  |  |  |  |  | Yes | $115200.00 |  |  | $732.10 | $155.17 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 11.61 |  | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 03/14/2022 | 775 | 820 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.270% | XXXX |  |  | 70.346% |  |  | 70.34632% |  |  |
| XXXX | 6000079021 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $7050.00 | Third Party Rental Source | $6545.71 |  | 0.93 |  |  | 1.08 | 1.08 | $6545.71 |  |  |  |  |  |  |  |  |  |  | Yes | $98200.00 |  |  | $830.86 | $139.16 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 6.72 |  | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 02/10/2022 | 794 | 831 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.805% | XXXX |  |  | 59.951% |  |  | 59.95116% |  |  |
| XXXX | 4000003010 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2900.00 | Third Party Rental Source | $1989.67 |  | 0.69 |  |  | 1.46 | 1.46 | $1989.67 |  |  |  |  |  |  |  |  |  |  | Yes | $32260.00 |  |  | $288.13 | $202.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 461.02 | 0.22 |  |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 04/19/2022 | 743 | 699 | 703 |  |  | 50.00% |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 03/14/2022 | 797 | 710 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.391% | XXXX |  |  | 60.000% | XXXX |  |  |  |  |
| XXXX | 4000003416 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $4400.00 | Third Party Rental Source | $4278.03 |  | 0.97 |  |  | 1.03 | 1.03 | $4278.03 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $164220.00 |  |  | $718.42 | $105.67 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor | 135.64 |  | Permanent Resident Alien |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 02/25/2022 | 774 | 753 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 42.857% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000003538 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2300.00 | Third Party Rental Source | $2161.91 |  | 0.94 |  |  | 1.06 | 1.06 | $2161.91 |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $408.07 | $65.86 | Level 1-Not Stated/Not Verified | No | 1 | 19 | No |  |  | Experienced Investor | 79.19 | 6.36 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 04/06/2022 | 760 | 743 | 731 |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 04/06/2022 | 809 | 765 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000003451 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1750.00 | Third Party Rental Source | $1536.79 |  | 0.88 |  |  | 1.14 | 1.14 | $1536.79 |  |  |  |  |  |  |  |  |  |  | Yes | $27100.00 |  |  | $433.41 | $149.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 9.63 |  | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 03/16/2022 | 697 | 755 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.695% | XXXX |  |  | 54.328% |  |  | 54.32836% |  |  |
| XXXX | 6000078725 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1308.91 | Multiple Sources | $1039.79 |  | 0.79 |  |  | 1.26 | 1.26 | $1530.88 |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $384.17 | $106.92 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor | 63.41 | 5.02 |  |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/18/2022 | 685 | 665 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078730 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1944.94 | Multiple Sources | $1631.48 |  | 0.84 |  |  | 1.19 | 1.19 | $1786.54 |  |  | XXXX | 1 |  |  |  |  |  |  | Yes | $54000.00 |  |  | $35.89 | $119.17 | Level 2-Stated/Not Verified | No | 1 | 17 | No |  |  | Experienced Investor | 71.48 | 3.34 |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 17 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/12/2022 | 765 | 761 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000079046 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $1973.81 | Multiple Sources | $1289.51 |  | 0.65 |  |  | 1.53 | 1.53 | $2015.70 |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $451.28 | $144.91 | Level 2-Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 14.08 | 1.41 |  |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/22/2022 | 687 | 712 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.182% | XXXX |  |  | 74.386% | XXXX |  |  |  |  |
| XXXX | 6000078768 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1848.43 | Multiple Sources | $1779.45 |  | 0.96 |  |  | 1.04 | 1.04 | $3216.02 |  |  |  |  |  |  |  |  |  |  | Yes | $144600.00 |  |  | $1288.07 | $86.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 34.8 |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 03/24/2022 | 780 | 775 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 50.346% | XXXX |  |  | 52.715% |  |  | 52.71472% |  |  |
| XXXX | 6000079110 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1374.75 | Multiple Sources | $1140.35 |  | 0.83 |  |  | 1.21 | 1.21 | $1465.60 |  |  |  |  |  |  |  |  |  |  | Yes | $64000.00 |  |  | $272.92 | $52.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 18.32 |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 04/13/2022 | 768 | 788 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.622% | XXXX |  |  | 67.949% |  |  | 67.94872% |  |  |
| XXXX | 4000004716 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3117.30 |  |  |  |  |  |  | $3117.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $703.13 | $25.18 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 65.23 |  | Permanent Resident Alien | US Citizen | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 04/20/2022 | 812 | 816 | 795 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 04/20/2022 | 769 | 790 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000003365 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $3500.00 | Rent on Existing Lease | $2807.69 |  | 0.8 |  |  | 1.25 | 1.25 | $2807.69 |  |  |  |  |  |  |  |  |  |  | Yes | $37900.00 |  |  | $359.60 | $139.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 85.55 | 0.86 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 04/11/2022 | 798 | 783 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.167% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000083071 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1550.00 | Third Party Rental Source | $2038.89 |  | 1.32 |  |  | 0.76 | 0.76 | $2038.89 |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $213.81 | $339.60 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 37.24 |  | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 04/06/2022 | 742 | 706 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.170% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 6000080805 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $723.67 | Multiple Sources | $721.22 |  | 1 |  |  | 1.00 | 1 | $997.55 |  |  |  |  |  |  |  |  |  |  | Yes | $24634.00 |  |  | $135.33 | $141.00 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 37.64 | 2.22 | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  | Level 4-Stated/Verified as defined | 05/09/2022 | 722 | 694 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.333% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000004574 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $3800.00 | Third Party Rental Source | $3501.54 |  | 0.92 |  |  | 1.09 | 1.09 | $3501.54 |  |  |  |  |  |  |  |  |  |  | Yes | $112000.00 |  |  | $443.45 | $123.33 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 7.66 |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/07/2022 | 814 | 781 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.703% | XXXX |  |  | 60.000% |  |  | 60.00000% |  |  |
| XXXX | 4000004393 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6572.61 |  |  |  |  |  |  | $6572.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1397.23 | $87.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 17.81 |  | US Citizen |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 04/05/2022 | 699 | 705 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000078770 | XXXX |  |  |  |  |  |  | Yes | Yes |  |  |  |  | $4108.43 | Multiple Sources | $3283.66 |  | 0.8 |  |  | 1.25 | 1.25 | $3775.23 |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $287.40 | $204.17 | Level 2-Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 33.28 | 1.57 |  |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 90.00% |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 04/05/2022 | 784 | 718 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000080696 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $1909.66 | Multiple Sources | $1847.63 |  | 0.97 |  |  | 1.03 | 1.03 | $2037.97 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $86.30 | $104.04 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 40.24 |  |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 04/18/2022 | 798 | 802 | 805 |  |  |  |  | 3 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined |  |  | Classic | 04/18/2022 | 784 | 764 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.815% | XXXX |  |  | 45.227% |  |  | 45.22692% |  |  |
| XXXX | 4000004778 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3904.10 |  |  |  |  |  |  | $3904.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $596.31 | $89.16 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 79.51 | 0.90 | US Citizen |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/08/2022 | 717 | 684 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000005308 | XXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $4395.74 |  |  |  |  |  |  | $4395.74 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $310.05 | $164.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 12.98 |  | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/20/2022 | 832 | 805 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000004794 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $4600.00 | Third Party Rental Source | $4895.36 |  | 1.06 |  |  | 0.94 | 0.94 | $4895.36 |  |  |  |  |  |  |  |  |  |  | Yes | $64000.00 |  |  | $783.98 | $222.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 9.23 |  | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 06/10/2022 | 791 | 802 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  |  | XXXX |  |  | 64.975% |  |  | 64.97462% |  |  |
| XXXX | 4000005905 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3350.00 | Third Party Rental Source | $4621.26 |  | 1.38 |  |  | 0.72 | 0.72 | $4621.26 |  |  |  |  |  |  |  |  |  |  | Yes | $120000.00 |  |  | $512.55 | $96.50 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor | 22.91 |  | US Citizen | US Citizen | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/03/2022 | 809 | 804 | 812 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/03/2022 | 800 | 780 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000005353 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5800.00 | Rent on Existing Lease | $7014.52 |  | 1.21 |  |  | 0.83 | 0.83 | $7014.52 |  |  |  |  |  |  |  |  |  |  | Yes | $82000.00 |  |  | $1115.50 | $53.08 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor | 43.91 | 3.06 |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/28/2022 | 697 | 752 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000005823 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5997.10 |  |  |  |  |  |  | $5997.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $143.25 | $151.34 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 61.18 |  | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 06/21/2022 | 734 | 723 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006317 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2173.99 |  | 0.91 |  |  | 1.10 | 1.1 | $2173.99 |  |  |  |  |  |  |  |  |  |  | Yes | $31300.00 |  |  | $192.05 | $59.10 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 92.25 |  | US Citizen |  | 684 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 06/30/2022 | 655 | 690 | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.556% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006237 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4073.52 |  |  |  |  |  |  | $4073.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $825.82 | $95.01 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 357.23 |  | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 07/18/2022 | 804 | 800 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006103 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2953.10 |  |  |  |  |  |  | $2953.10 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $429.00 | $32.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 24.65 |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 05/23/2022 | 778 | 791 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006563 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Rent on Existing Lease | $4862.89 |  | 0.75 |  |  | 1.34 | 1.34 | $4862.89 |  |  |  |  |  |  |  |  |  |  | Yes | $51800.00 |  |  | $578.81 | $82.51 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 69.02 | 17.41 | US Citizen |  | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 07/27/2022 | 695 | 661 | 626 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 30.000% | XXXX |  |  | 240.000% | XXXX |  |  |  |  |
| XXXX | 4000005825 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3382.20 |  | 0.99 |  |  | 1.01 | 1.01 | $3382.20 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $769.78 | $320.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 25.37 |  | US Citizen | US Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/29/2022 | 786 | 795 | 807 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/29/2022 | 772 | 766 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.101% | XXXX |  |  | 43.478% |  |  | 43.47826% |  |  |
| XXXX | 4000006242 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1449.31 |  |  |  |  |  |  | $1449.31 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $88.78 | $64.50 | Level 2-Stated/Not Verified |  |  |  | No | No |  |  | 125.83 | 0.15 | US Citizen |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 2-Stated/Not Verified | 08/12/2022 | 649 | 699 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006593 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2295.60 |  | 1 |  |  | 1.00 | 1 | $2295.60 |  |  |  |  |  |  |  |  |  |  | Yes | $19760.00 |  |  | $228.35 | $128.08 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 68.22 |  | Non-Permanent Resident Alien |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 07/30/2022 | 712 | 709 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.500% | XXXX |  |  | 68.500% |  |  | 68.50000% |  |  |
| XXXX | 4000006804 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2116.18 |  | 0.73 |  |  | 1.37 | 1.37 | $2116.18 |  |  |  |  |  |  |  |  |  |  | Yes | $120000.00 |  |  | $80.37 | $59.25 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor | 78.78 | 0.77 | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 07/26/2022 | 731 | 760 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  | 405.882% | XXXX |  |  |  |  |
| XXXX | 4000006149 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3617.21 |  |  |  |  |  |  | $3617.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $823.96 | $67.10 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 7.87 |  | US Citizen |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/05/2022 | 717 | 713 | 658 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006126 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4083.36 |  |  |  |  |  |  | $4083.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $871.42 | $199.92 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 8.95 |  | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 3-Stated/Partially Verified | 08/02/2022 | 721 | 803 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006197 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2082.10 |  | 0.99 |  |  | 1.01 | 1.01 | $2082.10 |  |  |  |  |  |  |  |  |  |  | Yes | $53360.00 |  |  | $360.00 | $143.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor | 14.52 |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 07/20/2022 | 782 | 781 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 68.906% |  |  | 68.90625% |  |  |
| XXXX | 4000006113 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6611.87 |  |  |  |  |  |  | $6611.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $392.61 | $173.56 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 79.75 |  |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/13/2022 | 777 | 790 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006807 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Rent on Existing Lease | $4054.57 |  | 1.1 |  |  | 0.91 | 0.91 | $4054.57 |  |  |  |  |  |  |  |  |  |  | Yes | $6000.00 |  |  | $529.26 | $93.22 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 14.3 |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/19/2022 | 755 | 761 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.203% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000006056 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1909.39 |  | 1.27 |  |  | 0.79 | 0.79 | $1909.39 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $211.88 | $82.85 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 151.75 |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/06/2022 | 744 | 757 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.543% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000006932 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2750.00 | Rent on Existing Lease | $3347.73 |  | 1.22 |  |  | 0.82 | 0.82 | $3347.73 |  |  |  |  |  |  |  |  |  |  | Yes | $21000.00 |  |  | $318.52 | $67.76 | Level 1-Not Stated/Not Verified | No | 1 | 5 | No |  |  | Experienced Investor | 37.91 | 0.39 |  |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/09/2022 | 756 | 751 | 734 |  |  |  | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 06/09/2022 | 714 | 713 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.036% | XXXX |  |  | 59.145% | XXXX |  |  |  |  |
| XXXX | 4000006640 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $2134.80 |  | 0.95 |  |  | 1.05 | 1.05 | $2134.80 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $469.84 | $112.70 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 8.69 |  | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 726 | 726 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.261% | XXXX |  |  | 55.500% |  |  | 55.50000% |  |  |
| XXXX | 4000006355 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $1504.08 |  | 0.47 |  |  | 2.13 | 2.13 | $1504.08 |  |  | XXXX | 12 | XXXX | 12 |  |  |  |  | Yes | $33000.00 |  |  | $100.64 | $89.58 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor | 98.17 |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 06/13/2022 | 820 | 808 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 31.746% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006473 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $5238.07 |  | 1.31 |  |  | 0.76 | 0.76 | $5238.07 |  |  |  |  |  |  |  |  |  |  | Yes | $191100.00 |  |  | $607.99 | $176.08 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 8.14 |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/15/2022 | 755 | 761 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000006951 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2058.33 |  | 0.69 |  |  | 1.46 | 1.46 | $2058.33 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $313.89 | $121.24 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No | No | Experienced Investor | 29.08 |  | US Citizen | US Citizen | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/15/2022 | 786 | 733 | 741 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/15/2022 | 724 | 741 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000084523 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9428.05 |  |  |  |  |  |  | $9428.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $663.55 | $221.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.44 |  | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 06/13/2022 | 712 | 685 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006591 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2658.94 |  | 0.89 |  |  | 1.13 | 1.13 | $2658.94 |  |  |  |  |  |  |  |  |  |  | Yes | $51500.00 |  |  | $625.00 | $126.93 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 18.07 |  |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/16/2022 | 802 | 792 | 795 |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 08/16/2022 | 810 | 779 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.333% | XXXX |  |  | 43.333% |  |  | 43.33333% |  |  |
| XXXX | 4000006973 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3714.18 |  | 1.24 |  |  | 0.81 | 0.81 | $3714.18 |  |  |  |  |  |  |  |  |  |  | Yes | $58300.00 |  |  | $500.80 | $40.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 9.92 |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/05/2022 | 757 | 789 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.212% | XXXX |  |  | 72.212% |  |  | 72.21239% |  |  |
| XXXX | 4000006953 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2664.79 |  | 0.99 |  |  | 1.01 | 1.01 | $2664.79 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $362.22 | $106.79 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor | 14.55 |  | US Citizen | US Citizen | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/15/2022 | 786 | 733 | 741 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 08/15/2022 | 724 | 741 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.432% | XXXX |  |  | 74.512% |  |  | 74.51220% |  |  |
| XXXX | 4000006098 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5200.00 | Third Party Rental Source | $3920.71 |  | 0.75 |  |  | 1.33 | 1.33 | $3920.71 |  |  | XXXX | 1 |  |  |  |  |  |  | Yes | $58700.00 |  |  | $383.31 | $181.17 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 115.23 | 30.91 | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/30/2022 | 662 | 804 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 56.140% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007080 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2025.00 | Rent on Existing Lease | $1728.02 |  | 0.85 |  |  | 1.17 | 1.17 | $1728.02 |  |  |  |  |  |  |  |  |  |  | Yes | $5120.00 |  |  | $182.16 | $22.25 | Level 2-Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 99.95 | 1.88 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 06/02/2022 | 787 | 790 | 776 |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 100,000.000% | XXXX |  |  |  |  |
| XXXX | 4000006550 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $4666.42 |  | 1.51 |  |  | 0.66 | 0.66 | $4666.42 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $833.33 | $60.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 92.63 |  | US Citizen |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/15/2022 | 818 | 813 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 61.307% | XXXX |  |  | 67.438% |  |  | 67.43750% |  |  |
| XXXX | 4000006893 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1698.22 |  |  |  |  |  |  | $1698.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $119.83 | $47.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 330.52 |  | US Citizen | US Citizen | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 783 | 781 | 797 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 781 | 758 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006868 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1400.00 | Third Party Rental Source | $1335.62 |  | 0.95 |  |  | 1.05 | 1.05 | $1335.62 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $158.27 | $198.75 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 48.75 |  | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 07/29/2022 | 800 | 796 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 67.742% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000006876 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5550.00 | Third Party Rental Source | $3994.32 |  | 0.72 |  |  | 1.39 | 1.39 | $3994.32 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $627.26 | $82.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 23.95 | 8.04 | US Citizen |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/30/2022 | 771 | 769 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.500% | XXXX |  |  |  | XXXX |  |  |  |  |
| XXXX | 4000005794 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2578.03 |  | 0.99 |  |  | 1.01 | 1.01 | $2578.03 |  |  |  |  |  |  |  |  |  |  | Yes | $43700.00 |  |  | $563.27 | $118.67 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 8.37 |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 06/30/2022 | 792 | 799 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.500% | XXXX |  |  | 67.500% |  |  | 67.50000% |  |  |
| XXXX | 4000006956 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $2816.63 |  | 0.85 |  |  | 1.17 | 1.17 | $2816.63 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $100.00 | $122.31 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 87.09 |  | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/02/2022 | 749 | 740 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.526% | XXXX |  |  | 70.000% |  |  | 70.00011% |  |  |
| XXXX | 4000007342 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3712.83 |  | 1.24 |  |  | 0.81 | 0.81 | $3712.83 |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | $617.60 | $99.43 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 6.1 |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/19/2022 | 750 | 758 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.341% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007020 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $2406.18 |  | 1.02 |  |  | 0.98 | 0.98 | $2406.18 |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | $522.88 | $310.50 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 25.11 | 3.80 | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/29/2022 | 776 | 730 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 154.515% | XXXX |  |  |  |  |
| XXXX | 4000006328 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6662.81 |  |  |  |  |  |  | $6662.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $365.60 | $888.09 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 61.18 |  | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/11/2022 | 794 | 749 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006446 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1696.47 |  |  |  |  |  |  | $1696.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $373.23 | $70.91 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 277.74 |  | US Citizen | US Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 13 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 715 | 766 | 788 | Individual | Trustee | Employed |  |  | 13 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 727 | 771 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006447 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1678.14 |  |  |  |  |  |  | $1678.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $373.23 | $70.91 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 347.7 |  | US Citizen | US Citizen | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 13 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 715 | 766 | 788 | Individual | Trustee | Employed |  |  | 13 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 727 | 771 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006044 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2750.00 | Multiple Sources | $2900.53 |  | 1.05 |  |  | 0.95 | 0.95 | $2900.53 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $42600.00 |  |  | $304.79 | $141.50 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 28.69 | 0.79 | US Citizen |  | 823 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/04/2022 | 826 | 812 | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.226% | XXXX |  |  | 121.034% | XXXX |  |  |  |  |
| XXXX | 4000005939 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4280.00 | Third Party Rental Source | $6063.71 |  | 1.42 |  |  | 0.71 | 0.71 | $6063.71 |  |  |  |  |  |  |  |  |  |  | Yes | $150000.00 |  |  | $1033.20 | $123.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor | 19.26 |  | Permanent Resident Alien |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 07/06/2022 | 757 | 752 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.957% | XXXX |  |  | 64.957% |  |  | 64.95652% |  |  |
| XXXX | 4000007096 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $1958.16 |  | 0.47 |  |  | 2.14 | 2.14 | $1958.16 |  |  |  |  |  |  |  |  |  |  | Yes | $60800.00 |  |  | $443.25 | $52.83 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 120.97 | 2.71 | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 09/01/2022 | 769 | 763 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.636% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007320 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6722.57 |  |  |  |  |  |  | $6722.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $892.21 | $338.17 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 15.6 | 1.92 | US Citizen | US Citizen | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/19/2022 | 743 | 707 | 706 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/19/2022 | 747 | 746 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006871 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3775.00 | Third Party Rental Source | $2544.07 |  | 0.67 |  |  | 1.48 | 1.48 | $2544.07 |  |  |  |  |  |  |  |  |  |  | Yes | $117000.00 |  |  | $837.54 | $105.67 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor | 9.24 |  |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/29/2022 | 790 | 790 | 792 |  |  | 50.00% | 100.000% | 1 | Permanent Resident Alien |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/29/2022 | 781 | 768 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.148% | XXXX |  |  | 50.000% |  |  | 50.00000% |  |  |
| XXXX | 4000007050 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3380.30 |  |  |  |  |  |  | $3380.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $372.60 | $107.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 16.07 |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/23/2022 | 738 | 718 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006812 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2372.10 |  | 0.82 |  |  | 1.22 | 1.22 | $2372.10 |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $355.46 | $113.33 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor | 14.44 |  | US Citizen | US Citizen | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 818 | 807 | 790 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/17/2022 | 769 | 742 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.565% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007552 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2341.10 |  | 0.94 |  |  | 1.07 | 1.07 | $2341.10 |  |  |  |  |  |  |  |  |  |  | Yes | $1000.00 |  |  | $279.18 | $49.67 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor | 6.45 |  | Non-Permanent Resident Alien |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 09/01/2022 | 801 | 783 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.233% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007154 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1636.34 |  | 0.76 |  |  | 1.31 | 1.31 | $1636.34 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $376.41 | $172.33 | Level 2-Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 72.44 | 0.95 |  |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 2 | US Citizen |  | Level 2-Stated/Not Verified |  |  | Classic | 07/11/2022 | 709 | 695 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.118% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000085180 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5800.00 | Rent on Existing Lease | $6797.78 |  | 1.17 |  |  | 0.85 | 0.85 | $6797.78 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1151.33 | $201.92 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor | 20.39 | 1.12 | US Citizen |  | 691 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 08/16/2022 | 676 | 691 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.680% | XXXX |  |  | 58.333% | XXXX |  |  |  |  |
| XXXX | 4000006799 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3961.27 |  |  |  |  |  |  | $3961.27 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $560.36 | $301.24 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 60.98 |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 18 | US Citizen |  | Level 4-Stated/Verified as defined | 07/13/2022 | 788 | 760 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000006772 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2276.03 |  | 0.95 |  |  | 1.05 | 1.05 | $2276.03 |  |  |  |  |  |  |  |  |  |  | Yes | $34100.00 |  |  | $327.86 | $112.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 12.87 |  | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/18/2022 | 747 | 738 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.683% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007635 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $2261.52 |  | 1.33 |  |  | 0.75 | 0.75 | $2261.52 |  |  |  |  |  |  |  |  |  |  | Yes | $25700.00 |  |  | $114.96 | $258.04 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 128.1 |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/04/2022 | 797 | 758 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.890% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007445 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2218.57 |  |  |  |  |  |  | $2218.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $427.08 | $123.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 9.87 |  | Permanent Resident Alien |  | 682 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 09/26/2022 | 687 | 649 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007418 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2325.06 |  |  |  |  |  |  | $2325.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $329.26 | $170.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.51 |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/23/2022 | 691 | 701 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007450 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6500.00 | Third Party Rental Source | $6339.30 |  | 0.98 |  |  | 1.03 | 1.03 | $6339.30 |  |  |  |  |  |  |  |  |  |  | Yes | $29500.00 |  |  | $261.20 | $117.67 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor | 19.5 |  | US Citizen | US Citizen | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/05/2022 | 712 | 720 | 683 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/05/2022 | 733 | 713 | 747 | Individual |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/09/2022 | 746 | 747 | 748 | Individual |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/09/2022 | 787 | 785 | 779 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.492% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007524 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7500.00 | Rent on Existing Lease | $5378.30 |  | 0.72 |  |  | 1.39 | 1.39 | $5378.30 |  |  |  |  |  |  |  |  |  |  | Yes | $49000.00 |  |  | $656.24 | $48.00 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No | No |  | Experienced Investor | 7.5 | 0.70 | US Citizen |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 07/05/2022 | 675 | 708 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.973% | XXXX |  |  | 82.897% | XXXX |  |  |  |  |
| XXXX | 4000007475 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2219.80 |  |  |  |  |  |  | $2219.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $272.25 | $61.32 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 31.51 |  | Permanent Resident Alien |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 09/22/2022 | 817 | 780 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007656 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1478.89 |  | 0.64 |  |  | 1.56 | 1.56 | $1478.89 |  |  |  |  |  |  |  |  |  |  | Yes | $85000.00 |  |  | $148.92 | $92.17 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor | 971.2 |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 07/22/2022 | 756 | 732 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 31.111% | XXXX |  |  | 31.111% |  |  | 31.11111% |  |  |
| XXXX | 4000007381 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $2697.07 |  | 0.66 |  |  | 1.52 | 1.52 | $2697.07 |  |  |  |  |  |  |  |  |  |  | Yes | $41600.00 |  |  | $110.74 | $83.83 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor | 110.58 | 12.10 | US Citizen |  | 659 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 09/29/2022 | 643 | 659 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 24.960% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007618 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $2986.61 |  | 0.88 |  |  | 1.14 | 1.14 | $2986.61 |  |  |  |  |  |  |  |  |  |  | Yes | $42010.00 |  |  | $368.04 | $177.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.99 |  |  |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 2 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/14/2022 | 702 | 707 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.171% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007786 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2544.35 |  | 0.98 |  |  | 1.02 | 1.02 | $2544.35 |  |  |  |  |  |  |  |  |  |  | Yes | $24600.00 |  |  | $382.10 | $66.00 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 27.59 |  | US Citizen |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/24/2022 | 726 | 703 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007551 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1565.00 | Third Party Rental Source | $2019.24 |  | 1.29 |  |  | 0.78 | 0.78 | $2019.24 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $429.33 | $23.78 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 34.01 |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/22/2022 | 707 | 763 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.338% | XXXX |  |  | 64.815% |  |  | 64.81481% |  |  |
| XXXX | 4000007434 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1857.98 |  | 0.81 |  |  | 1.24 | 1.24 | $1857.98 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $624.31 | $90.25 | Level 2-Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 57.14 | 7.39 |  |  | 666 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 2-Stated/Not Verified |  |  | Classic | 09/27/2022 | 639 | 666 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 47.170% | XXXX |  |  | 353.107% | XXXX |  |  |  |  |
| XXXX | 4000007662 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1848.67 |  | 1.09 |  |  | 0.92 | 0.92 | $1848.67 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $74.47 | $39.69 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 59.16 |  | US Citizen |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 08/31/2022 | 701 | 764 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007666 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $2126.51 |  | 1.33 |  |  | 0.75 | 0.75 | $2126.51 |  |  |  |  |  |  |  |  |  |  | Yes | $35800.00 |  |  | $397.68 | $123.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 11.24 |  | US Citizen |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/16/2022 | 722 | 719 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.981% | XXXX |  |  | 73.579% |  |  | 73.57937% |  |  |
| XXXX | 4000006908 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on Existing Lease | $5299.43 |  | 0.96 |  |  | 1.04 | 1.04 | $5299.43 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $70000.00 |  |  | $697.03 | $147.42 | Level 3-Stated/Partially Verified | No | 1 | 13 | No |  |  | Experienced Investor | 3.09 |  |  |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/31/2022 | 702 | 711 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.588% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007535 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2063.40 |  | 0.94 |  |  | 1.07 | 1.07 | $2063.40 |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $221.96 | $216.25 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor | 55.84 |  | US Citizen | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 09/21/2022 | 744 | 751 | 727 | Individual | Individual |  |  |  | 6 | US Citizen |  | Level 4-Stated/Verified as defined | 09/21/2022 | 800 | 802 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.650% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007482 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2990.95 |  | 1.03 |  |  | 0.97 | 0.97 | $2990.95 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $712.00 | $140.67 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor | 23.91 |  | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/07/2022 | 836 | 795 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.911% | XXXX |  |  | 59.859% |  |  | 59.85915% |  |  |
| XXXX | 4000007894 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $7710.97 |  | 2.2 |  |  | 0.45 | 0.45 | $7710.97 |  |  |  |  |  |  |  |  |  |  | Yes | $45400.00 |  |  | $1119.79 | $89.01 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor | 82.63 |  | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/23/2022 | 721 | 722 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007701 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4795.57 |  |  |  |  |  |  | $4795.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $488.70 | $73.67 | Level 2-Stated/Not Verified |  |  |  | No |  |  |  | 10.62 | 1.73 |  |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 12 | US Citizen |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 09/01/2022 | 704 | 708 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007600 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2630.75 |  |  |  |  |  |  | $2630.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $259.55 | $0.00 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 138.11 |  |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 09/19/2022 | 778 | 744 | 758 |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 6000084657 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1583.95 | Multiple Sources | $1477.72 |  | 0.93 |  |  | 1.07 | 1.07 | $2293.77 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $36000.00 |  |  | $595.18 | $220.87 | Level 4-Stated/Verified as defined | No |  |  | No |  |  | Experienced Investor | 72.15 | 0.95 |  |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 2 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 02/28/2022 | 770 | 769 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 120.000% | XXXX |  |  |  |  |
| XXXX | 6000084727 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1032.69 | Multiple Sources | $887.31 |  | 0.86 |  |  | 1.16 | 1.16 | $1066.29 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $144.31 | $34.67 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 133.16 | 11.13 |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 17 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 03/02/2022 | 730 | 740 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 37.500% | XXXX |  |  | 102.740% | XXXX |  |  |  |  |
| XXXX | 6000084767 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1980.12 | Multiple Sources | $2694.07 |  | 1.36 |  |  | 0.73 | 0.73 | $3213.95 |  |  |  |  |  |  |  |  |  |  | Yes | $32020.00 |  |  | $456.96 | $62.92 | Level 3-Stated/Partially Verified | No |  |  | No | No |  | Experienced Investor | 138.53 | 1.03 | Permanent Resident Alien |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | Permanent Resident Alien |  | Level 3-Stated/Partially Verified | 03/11/2022 | 749 | 763 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 66.857% | XXXX |  |  |  |  |
| XXXX | 6000084802 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2618.44 | Multiple Sources | $2753.34 |  | 1.05 |  |  | 0.95 | 0.95 | $3334.90 |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $388.69 | $192.87 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 10.69 | 18.87 |  |  | 642 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 02/25/2022 | 649 | 624 | 642 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.310% | XXXX |  |  | 332.817% | XXXX |  |  |  |  |
| XXXX | 6000084661 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $923.71 | Multiple Sources | $837.43 |  | 0.91 |  |  | 1.10 | 1.1 | $1113.72 |  |  |  |  |  |  |  |  |  |  | Yes | $20400.00 |  |  | $163.62 | $112.67 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 76.85 |  |  |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 2 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/25/2022 | 748 | 711 | 777 |  |  | 50.00% | 100.000% | 2 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/25/2022 | 820 | 784 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.333% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 6000084884 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $335.50 | Multiple Sources | $887.31 |  | 2.64 |  |  | 0.38 | 0.38 | $1516.81 |  |  |  |  |  |  |  |  |  |  | Yes | $29655.00 |  |  | $181.08 | $120.42 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 27.7 |  |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 02/23/2022 | 739 | 702 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 61.475% | XXXX |  |  | 4.286% | XXXX |  |  |  |  |
| XXXX | 6000084875 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $926.80 | Multiple Sources | $592.93 |  | 0.64 |  |  | 1.56 | 1.56 | $766.13 |  |  |  |  |  |  |  |  |  |  | Yes | $17580.00 |  |  | $82.03 | $91.17 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 32.46 |  |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 02/23/2022 | 739 | 702 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.284% | XXXX |  |  | 1.526% | XXXX |  |  |  |  |
| XXXX | 6000084676 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3145.68 | Multiple Sources | $3412.86 |  | 1.08 |  |  | 0.92 | 0.92 | $4267.18 |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $672.24 | $182.08 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 8.57 | 2.91 |  |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 03/31/2022 | 709 | 650 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 213.200% | XXXX |  |  |  |  |
| XXXX | 6000084854 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1096.96 | Multiple Sources | $832.40 |  | 0.76 |  |  | 1.32 | 1.32 | $1255.44 |  |  |  |  |  |  |  |  |  |  | Yes | $11100.00 |  |  | $266.21 | $156.83 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 107.4 | 0.37 |  |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | 100.000% | 1 | Foreign National |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 83.333% | XXXX |  |  |  |  |
| XXXX | 6000084705 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1122.40 | Multiple Sources | $941.26 |  | 0.84 |  |  | 1.19 | 1.19 | $1118.86 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $121.02 | $56.58 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 37.45 | 2.76 |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 33.33% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/28/2022 | 725 | 742 | 753 |  |  | 33.33% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/20/2022 | 725 | 720 | 725 |  |  | 33.330% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/20/2022 | 760 | 758 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 208.511% | XXXX |  |  |  |  |
| XXXX | 6000084714 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $608.77 | Multiple Sources | $603.49 |  | 0.99 |  |  | 1.01 | 1.01 | $1094.72 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $245.85 | $26.25 | Level 3-Stated/Partially Verified | No |  |  | No | No | No | Experienced Investor | 44.41 | 8.21 | US Citizen | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 05/10/2022 | 694 | 689 | 672 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 1-Not Stated/Not Verified | 05/12/2022 | 723 | 698 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 125.667% | XXXX |  |  |  |  |
| XXXX | 6000084729 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1842.98 | Multiple Sources | $1139.08 |  | 0.62 |  |  | 1.62 | 1.62 | $1546.10 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes |  |  |  | $233.85 | $173.17 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 55.67 | 2.76 |  |  | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 03/17/2022 | 629 | 666 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.912% | XXXX |  |  | 160.870% | XXXX |  |  |  |  |
| XXXX | 6000084850 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4220.19 | Multiple Sources | $3063.76 |  | 0.73 |  |  | 1.38 | 1.38 | $3593.57 |  |  |  |  |  |  |  |  |  |  | Yes | $46500.00 |  |  | $364.73 | $165.08 | Level 4-Stated/Verified as defined | No |  |  | No | No | No | Experienced Investor | 19.78 | 0.67 | US Citizen | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 04/14/2022 | 705 | 733 | 746 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 04/15/2022 | 734 | 757 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 54.124% | XXXX |  |  | 116.667% | XXXX |  |  |  |  |
| XXXX | 6000084834 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $786.06 | Multiple Sources | $542.66 |  | 0.69 |  |  | 1.45 | 1.45 | $906.60 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $97.69 | $26.25 | Level 3-Stated/Partially Verified | No |  |  | No | No |  | Experienced Investor | 214.71 | 0.49 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 3-Stated/Partially Verified | 05/03/2022 | 815 | 800 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 77.045% | XXXX |  |  |  |  |
| XXXX | 6000084849 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $634.83 | Multiple Sources | $633.91 |  | 1 |  |  | 1.00 | 1 | $1209.08 |  |  |  |  |  |  |  |  |  |  | Yes | $72000.00 |  |  | $245.48 | $62.69 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 34.94 | 1.76 |  |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | 100.000% | 9 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/20/2022 | 756 | 779 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | XXXX |  |  | 145.588% | XXXX |  |  |  |  |
| XXXX | 6000084667 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $867.35 | Multiple Sources | $663.56 |  | 0.77 |  |  | 1.31 | 1.31 | $841.21 |  |  |  |  |  |  |  |  |  |  | Yes | $6270.00 |  |  | $78.61 | $99.04 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 51.94 | 3.02 |  |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/25/2022 | 714 | 693 | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 189.394% | XXXX |  |  |  |  |
| XXXX | 6000084633 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $982.42 | Multiple Sources | $507.97 |  | 0.52 |  |  | 1.93 | 1.93 | $675.55 |  |  |  |  |  |  |  |  |  |  | Yes | $12500.00 |  |  | $106.25 | $61.33 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 110.49 | 0.07 |  |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 2 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/20/2022 | 813 | 794 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 58.304% | XXXX |  |  | 75.000% | XXXX |  |  |  |  |
| XXXX | 6000084829 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $642.24 | Multiple Sources | $447.93 |  | 0.7 |  |  | 1.43 | 1.43 | $685.69 |  |  |  |  |  |  |  |  |  |  | Yes | $10200.00 |  |  | $145.51 | $92.25 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 100.46 | 0.74 |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/14/2022 | 772 | 735 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 113.672% | XXXX |  |  |  |  |
| XXXX | 6000084666 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1155.03 | Multiple Sources | $537.86 |  | 0.47 |  |  | 2.15 | 2.15 | $757.83 |  |  |  |  |  |  |  |  |  |  | Yes | $28900.00 |  |  | $90.98 | $128.99 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 368.45 |  |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/07/2022 | 736 | 746 | 701 |  |  | 50.00% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/02/2022 | 777 | 772 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.757% | XXXX |  |  | 60.000% |  |  | 60.00000% |  |  |
| XXXX | 6000084844 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1098.25 | Multiple Sources | $1080.84 |  | 0.98 |  |  | 1.02 | 1.02 | $1357.59 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $106.29 | $19.46 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 119.23 | 49.91 |  |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 4 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/21/2022 | 727 | 741 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.000% | XXXX |  |  | 117.310% | XXXX |  |  |  |  |
| XXXX | 6000084933 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $866.97 | Multiple Sources | $532.54 |  | 0.61 |  |  | 1.63 | 1.63 | $665.57 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $75.36 | $57.67 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 100.5 | 5.92 |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 05/17/2022 | 781 | 724 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 76.000% | XXXX |  |  | 150.480% | XXXX |  |  |  |  |
| XXXX | 6000084673 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $793.36 | Multiple Sources | $562.70 |  | 0.71 |  |  | 1.41 | 1.41 | $883.34 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $280.72 | $39.92 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 80.16 | 0.18 |  |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/11/2022 | 700 | 690 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 114.388% | XXXX |  |  |  |  |
| XXXX | 6000084651 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4132.72 | Multiple Sources | $2766.14 |  | 0.67 |  |  | 1.49 | 1.49 | $3783.42 |  |  | XXXX | 1 | XXXX | 1 | XXXX | 1 |  |  | Yes |  |  |  | $679.83 | $174.45 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 37.25 | 3.97 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/09/2022 | 737 | 752 | 732 |  |  | 50.00% | 100.000% | 2 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/09/2022 | 787 | 774 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 34.016% | XXXX |  |  | 157.091% | XXXX |  |  |  |  |
| XXXX | 6000084641 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1167.19 | Multiple Sources | $1165.40 |  | 1 |  |  | 1.00 | 1 | $1298.21 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $44.89 | $87.92 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 12.56 | 0.30 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/02/2022 | 790 | 779 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.000% | XXXX |  |  | 84.122% | XXXX |  |  |  |  |
| XXXX | 6000084843 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $690.20 | Multiple Sources | $630.29 |  | 0.91 |  |  | 1.10 | 1.1 | $1185.09 |  |  |  |  |  |  |  |  |  |  | Yes | $13900.00 |  |  | $129.97 | $94.83 | Level 3-Stated/Partially Verified | No |  |  | No | No |  | Experienced Investor | 67.58 | 0.18 | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 04/11/2022 | 727 | 738 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.273% | XXXX |  |  | 65.000% | XXXX |  |  |  |  |
| XXXX | 6000084797 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1247.48 | Multiple Sources | $796.88 |  | 0.64 |  |  | 1.57 | 1.57 | $1149.40 |  |  | XXXX | 11 |  |  |  |  |  |  | Yes | $15300.00 |  |  | $230.23 | $122.29 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 239.11 | 0.47 |  |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 62.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/18/2022 | 726 | 720 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 62.963% | XXXX |  |  | 268.421% | XXXX |  |  |  |  |
| XXXX | 6000084865 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1050.12 | Multiple Sources | $736.36 |  | 0.7 |  |  | 1.43 | 1.43 | $966.24 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $114.14 | $115.74 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 16.13 |  |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 2 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/13/2022 | 761 | 689 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 47.718% | XXXX |  |  | 64.789% |  |  | 64.78873% |  |  |
| XXXX | 6000084841 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2179.62 | Multiple Sources | $1078.12 |  | 0.49 |  |  | 2.02 | 2.02 | $2198.50 |  |  | XXXX | 24 | XXXX | 24 |  |  |  |  | Yes | $20100.00 |  |  | $908.22 | $212.16 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 125.8 |  |  |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 62.00% | 100.000% | 8 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/18/2022 | 726 | 720 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.692% | XXXX |  |  | 135.738% | XXXX |  |  |  |  |
| XXXX | 6000084788 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2174.03 | Multiple Sources | $1657.82 |  | 0.76 |  |  | 1.31 | 1.31 | $2383.79 |  |  |  |  |  |  |  |  |  |  | Yes | $74000.00 |  |  | $655.80 | $70.17 | Level 4-Stated/Verified as defined | No |  |  | No |  |  | Experienced Investor | 14.66 |  |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | Foreign National |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/04/2022 | 728 | 733 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.792% | XXXX |  |  | 72.772% |  |  | 72.77224% |  |  |
| XXXX | 6000084839 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1775.13 | Multiple Sources | $1763.11 |  | 0.99 |  |  | 1.01 | 1.01 | $2387.98 |  |  |  |  |  |  |  |  |  |  | Yes | $81360.00 |  |  | $369.87 | $255.00 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 27.37 | 2.98 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/28/2022 | 742 | 752 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.000% | XXXX |  |  | 98.741% | XXXX |  |  |  |  |
| XXXX | 6000084792 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1556.13 | Multiple Sources | $769.65 |  | 0.49 |  |  | 2.02 | 2.02 | $1126.52 |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | $248.87 | $108.00 | Level 4-Stated/Verified as defined | No |  |  | No |  |  | Experienced Investor | 79.62 | 0.41 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/22/2022 | 786 | 783 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.809% | XXXX |  |  | 138.889% | XXXX |  |  |  |  |
| XXXX | 6000084848 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2167.78 | Multiple Sources | $1662.44 |  | 0.77 |  |  | 1.30 | 1.3 | $2394.66 |  |  |  |  |  |  |  |  |  |  | Yes | $74000.00 |  |  | $655.80 | $76.42 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 327.48 |  |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | Foreign National |  | Level 3-Stated/Partially Verified |  |  | Classic | 05/04/2022 | 728 | 733 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 72.975% |  |  | 72.97495% |  |  |
| XXXX | 6000084863 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1160.81 | Multiple Sources | $1146.16 |  | 0.99 |  |  | 1.01 | 1.01 | $1685.35 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $470.94 | $68.25 | Level 3-Stated/Partially Verified | No |  |  | No | No | No | Experienced Investor | 48.78 | 15.47 | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 06/13/2022 | 613 | 662 | 672 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 06/09/2022 | 788 | 765 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.000% | XXXX |  |  | 132.964% | XXXX |  |  |  |  |
| XXXX | 6000084838 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1206.42 | Multiple Sources | $593.45 |  | 0.49 |  |  | 2.03 | 2.03 | $737.03 |  |  |  |  |  |  |  |  |  |  | Yes | $19500.00 |  |  | $48.06 | $95.52 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 62.18 | 1.22 |  |  | 664 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 2 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/21/2022 | 664 | 656 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 218.000% | XXXX |  |  |  |  |
| XXXX | 6000084630 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1171.35 | Multiple Sources | $1100.59 |  | 0.94 |  |  | 1.06 | 1.06 | $1389.24 |  |  |  |  |  |  |  |  |  |  | Yes | $27000.00 |  |  | $226.40 | $62.25 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 112.66 | 1.85 |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 6 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/15/2022 | 747 | 732 | 744 |  |  | 50.00% | 100.000% | 2 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/15/2022 | 733 | 765 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 96.622% | XXXX |  |  |  |  |
| XXXX | 6000084698 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $859.28 | Multiple Sources | $638.71 |  | 0.74 |  |  | 1.35 | 1.35 | $779.43 |  |  | XXXX | 1 |  |  |  |  |  |  | Yes |  |  |  | $74.89 | $65.83 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 18.52 | 0.35 |  |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 07/11/2022 | 761 | 745 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 130.392% | XXXX |  |  |  |  |
| XXXX | 6000084716 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1262.85 | Multiple Sources | $1258.21 |  | 1 |  |  | 1.00 | 1 | $1395.36 |  |  |  |  |  |  |  |  |  |  | Yes | $450.00 |  |  | $70.45 | $66.70 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 20 | 0.69 |  |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 3 | US Citizen |  | Level 3-Stated/Partially Verified |  |  | Classic | 05/19/2022 | 728 | 694 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 220.787% | XXXX |  |  |  |  |
| XXXX | 6000084674 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1735.89 | Multiple Sources | $1780.06 |  | 1.03 |  |  | 0.98 | 0.98 | $2944.17 |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $297.26 | $280.85 | Level 4-Stated/Verified as defined | No |  |  | No | No |  | Experienced Investor | 71.67 |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/05/2022 | 751 | 787 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.851% | XXXX |  |  | 64.651% |  |  | 64.65116% |  |  |
| XXXX | 6000084645 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $487.19 | Multiple Sources | $484.84 |  | 1 |  |  | 1.00 | 1 | $622.65 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $44.48 | $93.33 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 14.31 | 2.93 |  |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/27/2022 | 673 | 657 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 38.483% | XXXX |  |  | 182.667% | XXXX |  |  |  |  |
| XXXX | 6000084748 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1439.41 | Multiple Sources | $894.83 |  | 0.62 |  |  | 1.61 | 1.61 | $1153.42 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $180.92 | $77.67 | Level 4-Stated/Verified as defined | No |  |  | No | No |  | Experienced Investor | 289.74 |  | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 05/12/2022 | 771 | 793 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.736% | XXXX |  |  | 65.000% |  |  | 65.00000% |  |  |
| XXXX | 6000084746 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $910.35 | Multiple Sources | $738.86 |  | 0.81 |  |  | 1.23 | 1.23 | $1028.51 |  |  |  |  |  |  |  |  |  |  | Yes | $14400.00 |  |  | $161.99 | $127.66 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 61.79 | 0.85 |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/13/2022 | 779 | 749 | 790 |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/13/2022 | 783 | 760 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 144.578% | XXXX |  |  |  |  |
| XXXX | 6000084654 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $788.51 | Multiple Sources | $496.27 |  | 0.63 |  |  | 1.59 | 1.59 | $707.76 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $42.49 | $169.00 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 22.34 | 1.80 |  |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 8 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/27/2022 | 673 | 657 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 35.822% | XXXX |  |  |  |  |
| XXXX | 6000084891 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $983.54 | Multiple Sources | $627.50 |  | 0.64 |  |  | 1.57 | 1.57 | $912.96 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $196.87 | $88.59 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 96.8 | 0.44 |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 30.00% | 100.000% | 9 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/16/2022 | 738 | 721 | 730 |  |  | 30.00% | 100.000% | 4 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/16/2022 | 752 | 739 | 744 |  |  | 40.000% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/16/2022 | 769 | 766 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 132.432% | XXXX |  |  |  |  |
| XXXX | 6000084712 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1172.59 | Multiple Sources | $1140.62 |  | 0.97 |  |  | 1.03 | 1.03 | $2353.03 |  |  |  |  |  |  |  |  |  |  | Yes | $22800.00 |  |  | $526.68 | $72.73 | Level 4-Stated/Verified as defined | No |  |  | No | No |  | Experienced Investor | 10.69 |  | US Citizen |  | 817 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 05/17/2022 | 817 | 812 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.758% | XXXX |  |  | 65.000% |  |  | 65.00000% |  |  |
| XXXX | 6000084669 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1156.17 | Multiple Sources | $672.33 |  | 0.58 |  |  | 1.72 | 1.72 | $916.16 |  |  | XXXX | 1 |  |  |  |  |  |  | Yes | $12800.00 |  |  | $146.41 | $97.42 | Level 3-Stated/Partially Verified | No |  |  | No | No | No | Experienced Investor | 96.53 | 11.48 | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/04/2022 | 810 | 792 | 774 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/04/2022 | 796 | 776 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 1,329.114% | XXXX |  |  |  |  |
| XXXX | 6000084701 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1584.77 | Multiple Sources | $1018.09 |  | 0.64 |  |  | 1.56 | 1.56 | $1283.32 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $121.23 | $144.00 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 98.14 | 1.35 |  |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 05/03/2022 | 794 | 752 | 808 |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 05/03/2022 | 780 | 755 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.898% | XXXX |  |  | 206.494% | XXXX |  |  |  |  |
| XXXX | 6000084867 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1399.60 | Multiple Sources | $1353.66 |  | 0.97 |  |  | 1.03 | 1.03 | $1854.06 |  |  |  |  |  |  |  |  |  |  | Yes | $20900.00 |  |  | $339.82 | $160.58 | Level 4-Stated/Verified as defined | No |  |  | No |  |  | Experienced Investor | 36.13 |  |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/21/2022 | 707 | 736 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.842% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 6000084696 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $697.88 | Multiple Sources | $512.59 |  | 0.73 |  |  | 1.36 | 1.36 | $609.71 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $25.37 | $71.75 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 88.61 | 2.92 |  |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 8 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/27/2022 | 673 | 657 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 28.000% | XXXX |  |  |  |  |
| XXXX | 6000084920 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $841.53 | Multiple Sources | $531.06 |  | 0.63 |  |  | 1.58 | 1.58 | $664.53 |  |  |  |  |  |  |  |  |  |  | Yes | $28600.00 |  |  | $56.80 | $76.67 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 117.92 | 2.84 |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 10 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/23/2022 | 768 | 784 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 96.369% | XXXX |  |  |  |  |
| XXXX | 6000084932 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3463.97 | Multiple Sources | $2177.06 |  | 0.63 |  |  | 1.59 | 1.59 | $3713.09 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes |  |  |  | $1312.53 | $223.50 | Level 3-Stated/Partially Verified | No |  |  | No | No |  | Experienced Investor | 101.36 |  | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  | Level 3-Stated/Partially Verified | 07/06/2022 | 811 | 800 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.370% | XXXX |  |  | 52.713% |  |  | 52.71318% |  |  |
| XXXX | 6000084812 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1300.95 | Multiple Sources | $655.74 |  | 0.5 |  |  | 1.98 | 1.98 | $816.79 |  |  |  |  |  |  |  |  |  |  | Yes | $17100.00 |  |  | $68.47 | $92.58 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 325.43 | 0.10 |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/08/2022 | 725 | 659 | 722 |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/08/2022 | 759 | 776 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.000% | XXXX |  |  | 75.000% | XXXX |  |  |  |  |
| XXXX | 6000084811 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1336.08 | Multiple Sources | $819.60 |  | 0.61 |  |  | 1.63 | 1.63 | $1158.52 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $25000.00 |  |  | $240.17 | $98.75 | Level 3-Stated/Partially Verified | No |  |  | No | No |  | Experienced Investor | 105.62 | 0.32 | US Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 8 | US Citizen |  | Level 3-Stated/Partially Verified | 06/27/2022 | 749 | 724 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 57.143% | XXXX |  |  | 104.918% | XXXX |  |  |  |  |
| XXXX | 6000084931 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1763.27 | Multiple Sources | $530.85 |  | 0.3 |  |  | 3.32 | 3.32 | $617.58 |  |  | XXXX | 26 | XXXX | 3 | XXXX | 23 |  |  | Yes | $30000.00 |  |  | $24.42 | $62.31 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 98.91 |  |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/12/2022 | 731 | 723 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 6000084717 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $803.31 | Multiple Sources | $797.97 |  | 0.99 |  |  | 1.01 | 1.01 | $969.66 |  |  |  |  |  |  |  |  |  |  | Yes | $12456.00 |  |  | $106.77 | $64.92 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 117.18 |  |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/19/2022 | 772 | 735 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.000% | XXXX |  |  | 700.541% | XXXX |  |  |  |  |
| XXXX | 6000084808 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $832.92 | Multiple Sources | $735.16 |  | 0.88 |  |  | 1.13 | 1.13 | $1362.24 |  |  |  |  |  |  |  |  |  |  | Yes | $9300.00 |  |  | $245.79 | $30.17 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 72.31 | 7.65 |  |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | Non-Permanent Resident Alien |  | Level 1-Not Stated/Not Verified |  |  | Classic | 05/26/2022 | 729 | 732 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.853% | XXXX |  |  | 128.488% | XXXX |  |  |  |  |
| XXXX | 6000084796 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1160.29 | Multiple Sources | $1285.51 |  | 1.11 |  |  | 0.90 | 0.9 | $1925.22 |  |  |  |  |  |  |  |  |  |  | Yes | $25140.00 |  |  | $432.62 | $165.42 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 32.58 |  |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 10 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/22/2022 | 758 | 758 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.077% | XXXX |  |  | 60.000% |  |  | 60.00000% |  |  |
| XXXX | 6000084649 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1986.61 | Multiple Sources | $763.49 |  | 0.38 |  |  | 2.60 | 2.6 | $1056.88 |  |  | XXXX | 1 |  |  |  |  |  |  | Yes | $17500.00 |  |  | $232.39 | $61.00 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 106.27 |  |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 3 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/18/2022 | 816 | 791 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.941% | XXXX |  |  | 80.000% |  |  | 80.00000% |  |  |
| XXXX | 6000084695 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1606.16 | Multiple Sources | $1516.71 |  | 0.94 |  |  | 1.06 | 1.06 | $2310.55 |  |  | XXXX | 24 |  |  |  |  |  |  | Yes |  |  |  | $627.01 | $166.83 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 6.87 |  |  |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 8 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/18/2022 | 697 | 718 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.429% | XXXX |  |  | 74.978% |  |  | 74.97796% |  |  |
| XXXX | 6000084752 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1301.63 | Multiple Sources | $1085.20 |  | 0.83 |  |  | 1.20 | 1.2 | $1633.57 |  |  |  |  |  |  |  |  |  |  | Yes | $93835.00 |  |  | $473.95 | $74.42 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 99.19 | 0.36 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/02/2022 | 811 | 790 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 117.500% | XXXX |  |  |  |  |
| XXXX | 6000084770 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1541.22 | Multiple Sources | $995.61 |  | 0.65 |  |  | 1.55 | 1.55 | $1204.39 |  |  |  |  |  |  |  |  |  |  | Yes | $37800.00 |  |  | $128.45 | $65.75 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 116.59 | 0.05 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/15/2022 | 735 | 773 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.698% | XXXX |  |  | 77.000% | XXXX |  |  |  |  |
| XXXX | 6000084721 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1906.40 | Multiple Sources | $1840.26 |  | 0.97 |  |  | 1.04 | 1.04 | $2133.86 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $95.43 | $198.17 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 23.7 | 0.31 |  |  | 696 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/15/2022 | 696 | 682 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 185.714% | XXXX |  |  |  |  |
| XXXX | 6000084795 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1491.20 | Multiple Sources | $854.31 |  | 0.57 |  |  | 1.75 | 1.75 | $1113.11 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $22000.00 |  |  | $202.97 | $55.83 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 113.96 | 0.67 |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/14/2022 | 758 | 727 | 764 |  |  | 50.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/14/2022 | 787 | 761 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 151.885% | XXXX |  |  |  |  |
| XXXX | 6000084889 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1160.29 | Multiple Sources | $1285.51 |  | 1.11 |  |  | 0.90 | 0.9 | $1925.22 |  |  |  |  |  |  |  |  |  |  | Yes | $25140.00 |  |  | $432.62 | $165.42 | Level 3-Stated/Partially Verified | No |  |  | No |  |  | Experienced Investor | 19.69 |  |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 10 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/22/2022 | 758 | 758 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.077% | XXXX |  |  | 60.000% |  |  | 60.00000% |  |  |
| XXXX | 6000084853 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1943.95 | Multiple Sources | $578.62 |  | 0.3 |  |  | 3.36 | 3.36 | $684.67 |  |  | XXXX | 1 | XXXX | 1 |  |  |  |  | Yes | $30000.00 |  |  | $43.74 | $62.31 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  | Experienced Investor | 98.8 |  |  |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/12/2022 | 731 | 723 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.556% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007480 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2399.49 |  | 1 |  |  | 1.00 | 1 | $2399.49 |  |  |  |  |  |  |  |  |  |  | Yes | $25300.00 |  |  | $109.75 | $135.33 | Level 2-Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 116.07 | 0.60 |  |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 2-Stated/Not Verified |  |  | Classic | 09/23/2022 | 774 | 774 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.326% | XXXX |  |  | 75.662% | XXXX |  |  |  |  |
| XXXX | 4000007818 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1625.48 |  | 0.93 |  |  | 1.08 | 1.08 | $1625.48 |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $70.13 | $48.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 29.28 | 2.66 | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/11/2022 | 781 | 750 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 39.474% | XXXX |  |  | 94.937% | XXXX |  |  |  |  |
| XXXX | 4000007720 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4850.00 | Rent on Existing Lease | $9070.13 |  | 1.87 |  |  | 0.53 | 0.53 | $9070.13 |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $1221.24 | $248.17 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor | 14.34 | 0.67 | Permanent Resident Alien |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 2-Stated/Not Verified | 09/06/2022 | 710 | 716 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.667% | XXXX |  |  |  | XXXX |  |  |  |  |
| XXXX | 4000007736 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2666.16 |  |  |  |  |  |  | $2666.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $427.64 | $308.76 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 15.3 |  | US Citizen | US Citizen | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2022 | 701 | 696 | 740 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2022 | 809 | 802 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007765 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $2358.49 |  | 1.12 |  |  | 0.89 | 0.89 | $2358.49 |  |  |  |  |  |  |  |  |  |  | Yes | $20720.00 |  |  | $352.50 | $160.00 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 39.96 |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/22/2022 | 790 | 806 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007265 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5500.82 |  |  |  |  |  |  | $5500.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $863.04 | $92.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 71.73 |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2022 | 791 | 754 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007828 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10000.00 | Third Party Rental Source | $9938.74 |  | 0.99 |  |  | 1.01 | 1.01 | $9938.74 |  |  |  |  |  |  |  |  |  |  | Yes | $542000.00 |  |  | $2151.24 | $500.00 | Level 2-Stated/Not Verified | No | 1 | 8 | No |  |  | Experienced Investor | 99.14 | 2.24 |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified |  |  | Classic | 10/06/2022 | 813 | 752 | 762 |  |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified |  |  | Classic | 10/06/2022 | 767 | 759 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 17.667% | XXXX |  |  | 8.833% | XXXX |  |  |  |  |
| XXXX | 6000085081 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2000.00 | Third Party Rental Source | $2313.58 |  | 1.16 |  |  | 0.86 | 0.86 | $2313.58 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $279.46 | $84.92 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  |  | 0 | 0.51 |  |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 06/22/2022 |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 101.400% | XXXX | $0.00 |  |  |  |
| XXXX | 6000085068 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3510.00 | Multiple Sources | $3069.30 |  | 0.87 |  |  | 1.14 | 1.14 | $3069.30 |  |  |  |  |  |  |  |  |  |  | Yes | $85000.00 |  |  | $393.25 | $316.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1051.17 | 0.10 |  |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/20/2022 | 756 | 747 | 698 |  |  | 50.00% | 100.000% | 3 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 04/08/2022 | 756 | 743 | 696 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 51.724% | XXXX |  |  |  | XXXX | $0.00 |  |  |  |
| XXXX | 6000085069 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $6400.00 | Third Party Rental Source | $4188.68 |  | 0.65 |  |  | 1.53 | 1.53 | $4188.68 |  |  |  |  |  |  |  |  |  |  | Yes | $180000.00 |  |  | $764.36 | $386.27 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  |  | 0 | 0.20 |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  | Corp | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 02/22/2022 |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 18.443% | XXXX |  |  | 18.519% | XXXX | $0.00 |  |  |  |
| XXXX | 6000085092 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2650.00 | Third Party Rental Source | $3021.06 |  | 1.14 |  |  | 0.88 | 0.88 | $3021.06 |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $303.98 | $68.68 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  |  |  | 1.14 |  |  | 667 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 08/01/2022 |  | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | XXXX |  |  | 66.563% | XXXX | $0.00 |  |  |  |
| XXXX | 6000085103 | XXXX |  |  |  |  |  |  | Yes | No |  |  |  |  | $2700.00 | Third Party Rental Source | $3371.47 |  | 1.25 |  |  | 0.80 | 0.8 | $3371.47 |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $135.28 | $136.36 | Level 1-Not Stated/Not Verified | No |  |  | No |  |  |  |  | 1.73 |  |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 1-Not Stated/Not Verified |  |  | Classic | 07/18/2022 |  | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.675% | XXXX |  |  | 481.067% | XXXX | $0.00 |  |  |  |
| XXXX | 4000007659 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2861.82 |  |  |  |  |  |  | $2861.82 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $500.20 | $126.27 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 14.88 |  | US Citizen | US Citizen | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/23/2022 | 692 | 725 | 693 | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 09/23/2022 | 723 | 707 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007488 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1950.00 | Rent on Existing Lease | $1588.84 |  | 0.81 |  |  | 1.23 | 1.23 | $1588.84 |  |  | XXXX | 12 |  |  |  |  |  |  | Yes | $75600.00 |  |  | $500.08 | $114.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 151.95 |  | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/12/2022 | 752 | 725 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.583% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007906 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2786.46 |  | 1 |  |  | 1.00 | 1 | $2786.46 |  |  |  |  |  |  |  |  |  |  | Yes | $28400.00 |  |  | $458.96 | $100.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 13.13 |  | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/13/2022 | 693 | 803 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.726% | XXXX |  |  | 65.000% |  |  | 65.00000% |  |  |
| XXXX | 4000007689 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $5454.07 |  | 1.33 |  |  | 0.75 | 0.75 | $5454.07 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $776.04 | $81.33 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor | 11 |  | US Citizen | Permanent Resident Alien | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/09/2022 | 750 | 795 | 737 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 10/09/2022 | 752 | 784 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007980 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2025.00 | Third Party Rental Source | $2673.84 |  | 1.32 |  |  | 0.76 | 0.76 | $2673.84 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $301.85 | $60.32 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 18.64 |  |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | 100.000% | 1 | Non-Permanent Resident Alien |  | Level 1-Not Stated/Not Verified |  |  | Classic | 09/30/2022 | 717 | 723 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.094% | XXXX |  |  | 65.000% |  |  | 64.99993% |  |  |
| XXXX | 4000007496 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1509.93 |  |  |  |  |  |  | $1509.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $191.23 | $44.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 53.21 |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/27/2022 | 811 | 802 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007397 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6650.16 |  |  |  |  |  |  | $6650.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1608.28 | $126.25 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 13.45 |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 09/23/2022 | 776 | 759 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007547 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1050.00 | Rent on Existing Lease | $1178.98 |  | 1.12 |  |  | 0.89 | 0.89 | $1178.98 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $38.81 | $46.42 | Level 2-Stated/Not Verified | No | 1 | 6 | No | No | No | Experienced Investor | 36.12 | 2.25 | US Citizen | US Citizen | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 07/05/2022 | 741 | 727 | 751 | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 07/05/2022 | 732 | 703 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  | 131.579% | XXXX |  |  |  |  |
| XXXX | 4000007645 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $8073.66 |  | 2.12 |  |  | 0.47 | 0.47 | $8073.66 |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $673.91 | $47.58 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 8.9 |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/26/2022 | 755 | 763 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.783% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007267 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5509.37 | Rent on Existing Lease | $3107.83 |  | 0.56 |  |  | 1.77 | 1.77 | $3107.83 |  |  |  |  |  |  |  |  |  |  | Yes | $81000.00 |  |  | $187.02 | $159.76 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 12.55 |  | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/16/2022 | 707 | 691 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 21.067% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007517 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2591.22 |  |  |  |  |  |  | $2591.22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $472.06 | $336.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 76.07 |  | Permanent Resident Alien |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 10/03/2022 | 795 | 781 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007415 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1765.00 | Rent on Existing Lease | $1647.71 |  | 0.93 |  |  | 1.07 | 1.07 | $1647.71 |  |  |  |  |  |  |  |  |  |  | Yes | $24240.00 |  |  | $369.00 | $153.83 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 7.47 | 8.08 |  |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/15/2022 | 679 | 711 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007681 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $5757.57 |  | 1.25 |  |  | 0.80 | 0.8 | $5757.57 |  |  |  |  |  |  |  |  |  |  | Yes | $240000.00 |  |  | $1337.67 | $152.43 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | First-Time Investor | 24.42 |  |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 08/12/2022 | 750 | 745 | 722 |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.261% | XXXX |  |  | 50.000% |  |  | 50.00000% |  |  |
| XXXX | 4000007974 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $2224.00 |  | 0.7 |  |  | 1.44 | 1.44 | $2224.00 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $864.24 | $120.17 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 67.21 |  | Permanent Resident Alien |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 2-Stated/Not Verified | 09/13/2022 | 662 | 671 | 619 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.479% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007820 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3142.15 |  |  |  |  |  |  | $3142.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $380.24 | $0.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.32 | 16.03 | US Citizen |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/19/2022 | 804 | 786 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000008184 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1999.31 |  | 1 |  |  | 1.00 | 1 | $1999.31 |  |  |  |  |  |  |  |  |  |  | Yes | $24901.00 |  |  | $80.44 | $81.92 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor | 43.89 | 16.18 | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 09/16/2022 | 733 | 711 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.910% | XXXX |  |  | 108.605% | XXXX |  |  |  |  |
| XXXX | 4000007881 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3350.00 | Third Party Rental Source | $3251.71 |  | 0.97 |  |  | 1.03 | 1.03 | $3251.71 |  |  |  |  |  |  |  |  |  |  | Yes | $37000.00 |  |  | $656.15 | $116.79 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor | 28.07 |  | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 08/08/2022 | 743 | 709 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.820% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007642 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $9904.73 |  | 2.2 |  |  | 0.45 | 0.45 | $9904.73 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $1937.50 | $62.33 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 60.75 |  | US Citizen | US Citizen | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/06/2022 | 799 | 779 | 774 | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/06/2022 | 828 | 777 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | XXXX |  |  | 50.000% |  |  | 50.00000% |  |  |
| XXXX | 4000007830 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1335.62 |  | 0.7 |  |  | 1.42 | 1.42 | $1335.62 |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $87.11 | $81.83 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 95.8 |  | US Citizen |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  | Level 4-Stated/Verified as defined | 08/30/2022 | 802 | 813 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.761% | XXXX |  |  | 60.976% |  |  | 60.97561% |  |  |
| XXXX | 4000007863 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3060.72 |  |  |  |  |  |  | $3060.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $494.27 | $433.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 14.99 |  | US Citizen |  | 689 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 11/03/2022 | 738 | 681 | 689 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007781 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4400.00 | Third Party Rental Source | $11545.59 |  | 2.62 |  |  | 0.38 | 0.38 | $11545.59 |  |  |  |  |  |  |  |  |  |  | Yes | $350000.00 |  |  | $1341.99 | $397.04 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 47.58 |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/28/2022 | 788 | 767 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.797% | XXXX |  |  | 67.797% |  |  | 67.79661% |  |  |
| XXXX | 4000008054 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $3733.23 |  | 1.56 |  |  | 0.64 | 0.64 | $3733.23 |  |  |  |  |  |  |  |  |  |  | Yes | $31000.00 |  |  | $328.22 | $152.42 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 15.69 |  |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 11/02/2022 | 785 | 781 | 762 |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 68.576% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007337 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2050.00 | Rent on Existing Lease | $1932.59 |  | 0.94 |  |  | 1.06 | 1.06 | $1932.59 |  |  |  |  |  |  |  |  |  |  | Yes | $24430.00 |  |  | $109.46 | $85.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 6.64 | 0.69 | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/14/2022 | 772 | 785 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  |  | XXXX |  |  |  |  |
| XXXX | 4000008025 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1250.00 | Rent on Existing Lease | $1591.88 |  | 1.27 |  |  | 0.79 | 0.79 | $1591.88 |  |  |  |  |  |  |  |  |  |  | Yes | $71022.00 |  |  | $380.55 | $94.25 | Level 2-Stated/Not Verified | No | 1 | 3 | No | No |  | Experienced Investor | 72.57 | 1.38 | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 10/12/2022 | 727 | 715 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 107.966% | XXXX |  |  |  |  |
| XXXX | 4000007968 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2622.76 |  | 1.19 |  |  | 0.84 | 0.84 | $2622.76 |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $314.79 | $0.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 28.39 |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 09/26/2022 | 799 | 809 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007723 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6100.00 | Third Party Rental Source | $9793.78 |  | 1.61 |  |  | 0.62 | 0.62 | $9793.78 |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $1143.23 | $71.28 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 112.04 |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/12/2022 | 797 | 806 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.841% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000008113 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3116.72 |  |  |  |  |  |  | $3116.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $401.84 | $115.66 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 36.01 |  |  |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 10/02/2022 | 628 | 683 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000008010 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6352.77 |  |  |  |  |  |  | $6352.77 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $459.95 | $134.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.1 |  | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 11/01/2022 | 739 | 766 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007988 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $2463.37 |  | 1.09 |  |  | 0.91 | 0.91 | $2463.37 |  |  |  |  |  |  |  |  |  |  | Yes | $28810.00 |  |  | $510.37 | $68.68 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 19.39 |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/24/2022 | 762 | 781 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 59.452% | XXXX |  |  | 59.452% |  |  | 59.45205% |  |  |
| XXXX | 4000007737 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $4201.18 |  | 1.17 |  |  | 0.86 | 0.86 | $4201.18 |  |  |  |  |  |  |  |  |  |  | Yes | $26500.00 |  |  | $133.83 | $317.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 5.08 |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/05/2022 | 791 | 769 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.598% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |
| XXXX | 4000007990 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3250.00 | Rent on Existing Lease | $2947.85 |  | 0.91 |  |  | 1.10 | 1.1 | $2947.85 |  |  |  |  |  |  |  |  |  |  | Yes | $19500.00 |  |  | $287.29 | $34.93 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 8.81 | 1.01 | US Citizen |  | 660 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 10/24/2022 | 660 | 615 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.929% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007954 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2519.79 |  | 0.84 |  |  | 1.19 | 1.19 | $2519.79 |  |  |  |  |  |  |  |  |  |  | Yes | $49600.00 |  |  | $86.10 | $100.32 | Level 2-Stated/Not Verified | No | 1 | 7 | No | No |  | Experienced Investor | 110.94 | 1.75 | US Citizen |  | 681 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 10/24/2022 | 769 | 681 | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 23.529% | XXXX |  |  |  | XXXX |  |  |  |  |
| XXXX | 4000008108 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1495.00 | Third Party Rental Source | $1424.09 |  | 0.95 |  |  | 1.05 | 1.05 | $1424.09 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $147.67 | $82.25 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 77.21 |  | US Citizen |  | 664 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 10/17/2022 | 664 | 593 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.627% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007826 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10000.00 | Rent on Existing Lease | $7226.58 |  | 0.72 |  |  | 1.38 | 1.38 | $7226.58 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $902.50 | $100.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 8.21 | (0.01) | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 4-Stated/Verified as defined | 10/13/2022 | 774 | 789 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  | XXXX |  |  |  |  |
| XXXX | 4000007272 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1925.97 |  |  |  |  |  |  | $1925.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219.14 | $98.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 151.15 |  | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  | Level 4-Stated/Verified as defined | 08/25/2022 | 791 | 754 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000008093 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $2100.69 |  | 1.08 |  |  | 0.93 | 0.93 | $2100.69 |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $281.08 | $58.67 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 39.42 |  |  |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 09/16/2022 | 712 | 693 | 706 |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.056% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000007975 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3308.91 |  |  |  |  |  |  | $3308.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $462.55 | $95.33 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 19.13 |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  | Level 3-Stated/Partially Verified | 09/19/2022 | 728 | 775 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000007328 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $5154.91 |  | 1.29 |  |  | 0.78 | 0.78 | $5154.91 |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $557.87 | $173.42 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No |  | Experienced Investor | 94.24 | 29.78 | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 09/21/2022 | 749 | 756 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000008516 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2781.91 |  | 0.93 |  |  | 1.08 | 1.08 | $2781.91 |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $516.37 | $130.33 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 70.35 |  | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  | Level 3-Stated/Partially Verified | 11/03/2022 | 797 | 803 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.638% | XXXX |  |  | 80.000% |  |  | 80.00000% |  |  |
| XXXX | 4000008180 | XXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2213.16 |  |  |  |  |  |  | $2213.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $133.56 | $206.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 16.51 |  | US Citizen |  | 672 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  | Level 4-Stated/Verified as defined | 10/18/2022 | 689 | 672 | 652 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |
| XXXX | 4000008191 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $3286.80 |  | 1.2 |  |  | 0.84 | 0.84 | $3286.80 |  |  |  |  |  |  |  |  |  |  | Yes | $52100.00 |  |  | $321.35 | $138.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 74.01 |  |  |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | 09/16/2022 | 749 | 708 | 728 |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 70.000% |  |  | 70.00000% |  |  |
| XXXX | 4000008216 | XXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Rent on Existing Lease | $1394.12 |  | 0.8 |  |  | 1.26 | 1.26 | $1394.12 |  |  |  |  |  |  |  |  |  |  | Yes | $20753.00 |  |  | $42.40 | $48.92 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No | No | Experienced Investor | 264.09 | 10.04 | US Citizen | Permanent Resident Alien | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  | Level 2-Stated/Not Verified | 10/20/2022 | 688 | 718 | 713 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  | Level 4-Stated/Verified as defined | 10/20/2022 | 799 | 806 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 57.759% | XXXX |  |  | 77.011% | XXXX |  |  |  |  |
| XXXX | 4000008274 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1200.00 | Third Party Rental Source | $1251.47 |  | 1.04 |  |  | 0.96 | 0.96 | $1251.47 |  |  |  |  |  |  |  |  |  |  | Yes | $16570.00 |  |  | $172.80 | $72.42 | Level 2-Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 100.95 | 0.67 |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% |  | 1 | US Citizen |  | Level 2-Stated/Not Verified |  |  | Classic | 10/24/2022 | 760 | 764 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | XXXX |  |  | 280.000% | XXXX |  |  |  |  |
| XXXX | 4000008241 | XXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $3693.42 |  | 1.12 |  |  | 0.89 | 0.89 | $3693.42 |  |  |  |  |  |  |  |  |  |  | Yes | $30100.00 |  |  | $558.25 | $257.00 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 66.38 |  |  |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/24/2022 | 775 | 772 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.688% | XXXX |  |  | 61.922% |  |  | 61.92237% |  |  |
| XXXX | 4000008292 | 22022110127 |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3450.00 | Third Party Rental Source | $4504.59 |  | 1.31 |  |  | 0.77 | 0.77 | $4504.59 |  |  |  |  |  |  |  |  |  |  | Yes | $48410.00 |  |  | $689.69 | $286.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 9.38 |  |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | 100.000% | 1 | US Citizen |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/11/2022 | 753 | 740 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | XXXX |  |  | 75.000% |  |  | 75.00000% |  |  |

---

## Exhibit 99.07

**Exhibit 99.07**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** |
| XXXX | 6000070161 | XXXX |  |  | Note Date |  |  |
| XXXX | 6000070149 | XXXX |  |  | Note Date |  |  |
| XXXX | 6000070141 | XXXX |  |  | Note Date |  |  |
| XXXX | 6000070168 | XXXX |  |  | Note Date |  |  |
| XXXX | 6000070162 | XXXX |  |  | Note Date |  |  |
| XXXX | 6000070150 | XXXX |  |  | Note Date |  |  |
| XXXX | 6000072077 | XXXX |  |  | Appraised Value |  |  |
| XXXX | 6000070189 | XXXX |  |  | MERS Min Number |  |  |
| XXXX | 6000070136 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 6000070136 | XXXX |  |  | Property Type | Single Family Attached | Single Family Detached |
| XXXX | 6000070136 | XXXX |  |  | Appraised Value |  |  |
| XXXX | 6000070136 | XXXX |  |  | MERS Min Number |  |  |
| XXXX | 6000073125 | XXXX |  |  | City |  |  |
| XXXX | 6000073125 | XXXX |  |  | Note Date |  |  |
| XXXX | 6000073125 | XXXX |  |  | Originator Loan Designation | Safe Harbor QM | Safe Harbor QM (APOR) |
| XXXX | 6000073283 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.55 | 7.89107 |
| XXXX | 6000073277 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 6000073277 | XXXX |  |  | First Payment Date |  |  |
| XXXX | 6000073277 | XXXX |  |  | Original Term | 30 | 360 |
| XXXX | 6000073277 | XXXX |  |  | Maturity Date |  |  |
| XXXX | 6000073277 | XXXX |  |  | Representative FICO | 764 | 780 |
| XXXX | 6000072789 | XXXX | XXXX |  | Original Interest Rate |  |  |
| XXXX | 6000072792 | XXXX | XXXX |  | Note Date |  |  |
| XXXX | 6000072793 | XXXX | XXXX |  | Note Date |  |  |
| XXXX | 6000072793 | XXXX | XXXX |  | Original LTV | 78.98 | 80 |
| XXXX | 6000072797 | XXXX | XXXX |  | Note Date |  |  |
| XXXX | 6000072798 | XXXX | XXXX |  | Note Date |  |  |
| XXXX | 6000072798 | XXXX | XXXX |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | 6000072805 | XXXX | XXXX |  | Maturity Date |  |  |
| XXXX | 6000072805 | XXXX | XXXX |  | Original Interest Rate |  |  |
| XXXX | 6000073734 | XXXX |  |  | Zip |  |  |
| XXXX | 6000073734 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000073735 | XXXX |  |  | Zip |  |  |
| XXXX | 6000073735 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000073731 | XXXX |  |  | Zip |  |  |
| XXXX | 6000073731 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000073731 | XXXX |  |  | Interest Rate Initial Cap | 14 | 2 |
| XXXX | 6000073731 | XXXX |  |  | Interest Rate Initial Floor | 4 | 0 |
| XXXX | 4000002261 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000002261 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.88 | 30.16607 |
| XXXX | 6000073226 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000073226 | XXXX | XXXX |  | Note Date |  |  |
| XXXX | 6000073206 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000073206 | XXXX | XXXX |  | Note Date |  |  |
| XXXX | 6000073206 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000073227 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000073227 | XXXX | XXXX |  | Note Date |  |  |
| XXXX | 6000073240 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000073240 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000073244 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000073244 | XXXX | XXXX |  | Note Date |  |  |
| XXXX | 6000073215 | XXXX | XXXX |  | Representative FICO | 804 | 703 |
| XXXX | 6000073215 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000073216 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 4000002463 | XXXX |  |  | Representative FICO | 720 | 730 |
| XXXX | 4000002463 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 6000074831 | XXXX |  |  | Property Type | Single Family Detached | 2 Family |
| XXXX | 6000074832 | XXXX |  |  | Representative FICO | 801 | 788 |
| XXXX | 6000074835 | XXXX |  |  | Property Type | Single Family Detached | 2 Family |
| XXXX | 6000074837 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 6000074838 | XXXX |  |  | Property Type | PUD | PUD Attached |
| XXXX | 6000074839 | XXXX |  |  | Property Type | PUD | Single Family Detached |
| XXXX | 6000074840 | XXXX |  |  | Property Type | Single Family Attached | Single Family Detached |
| XXXX | 6000074842 | XXXX |  |  | Property Type | Single Family Detached | 2 Family |
| XXXX | 4000002584 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000002584 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 6000074472 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 6000074471 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 6000074471 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.585 | 33.14367 |
| XXXX | 6000075074 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 6000075074 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000075074 | XXXX |  |  | Representative FICO | 730 | 749 |
| XXXX | 6000075074 | XXXX |  |  | MERS Min Number |  |  |
| XXXX | 6000077030 | XXXX |  |  | Zip |  |  |
| XXXX | 4000002717 | XXXX |  |  | Street |  |  |
| XXXX | 4000002717 | XXXX |  |  | PMI Coverage % | 0 |  |
| XXXX | 4000002717 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36 | 44.13883 |
| XXXX | 6000077162 | XXXX |  |  | Appraised Value |  |  |
| XXXX | 6000077197 | XXXX |  |  | Representative FICO | 680 |  |
| XXXX | 6000077198 | XXXX |  |  | Street |  |  |
| XXXX | 6000077199 | XXXX |  |  | Property Type | PUD | Single Family Detached |
| XXXX | 6000078183 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000078183 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000078191 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000078212 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000078231 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000076936 | XXXX |  |  | Appraisal Date |  |  |
| XXXX | 6000076936 | XXXX |  |  | Original PITI |  |  |
| XXXX | 6000076935 | XXXX |  |  | Representative FICO | 752 | 759 |
| XXXX | 6000076935 | XXXX |  |  | Appraisal Date |  |  |
| XXXX | 6000076959 | XXXX |  |  | Appraisal Date |  |  |
| XXXX | 6000076959 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000076959 | XXXX |  |  | Interest Rate Life Min | 0 |  |
| XXXX | 6000076959 | XXXX |  |  | Interest Rate Life Max | 0 |  |
| XXXX | 6000076959 | XXXX |  |  | Interest Rate Periodic Floor | 0 |  |
| XXXX | 6000076959 | XXXX |  |  | Interest Rate Periodic Cap | 0 |  |
| XXXX | 6000076959 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000076959 | XXXX |  |  | Interest Rate Initial Cap | 0 |  |
| XXXX | 6000076959 | XXXX |  |  | Interest Rate Initial Floor | 0 |  |
| XXXX | 6000076959 | XXXX |  |  | MERS Min Number |  |  |
| XXXX | 6000075014 | XXXX |  |  | Zip |  |  |
| XXXX | 6000075014 | XXXX |  |  | Prepayment Penalty | 0 | 1 |
| XXXX | 6000075058 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 6000075058 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000075058 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 6000075058 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 6000075058 | XXXX |  |  | Representative FICO | 778 | 752 |
| XXXX | 6000075058 | XXXX |  |  | Interest Only Period | 60 | 120 |
| XXXX | 6000075058 | XXXX |  |  | Index Type | SOFR 30 Day Average | LIBOR - 1 Year (Daily) |
| XXXX | 6000075058 | XXXX |  |  | Margin | 3.75 | 4 |
| XXXX | 6000075058 | XXXX |  |  | First Interest Rate Change Date |  |  |
| XXXX | 6000075058 | XXXX |  |  | Interest Rate Change Frequency |  | 6 |
| XXXX | 6000075058 | XXXX |  |  | Interest Rate Life Cap | 16 | 11.8 |
| XXXX | 6000075058 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000075058 | XXXX |  |  | Interest Rate Initial Cap | 2 | 11.8 |
| XXXX | 6000075058 | XXXX |  |  | Original LTV | XXXX | XXXX |
| XXXX | 6000075058 | XXXX |  |  | Interest Rate Life Floor | 4.2 | 0 |
| XXXX | 6000075029 | XXXX |  |  | Zip |  |  |
| XXXX | 6000075017 | XXXX |  |  | Zip |  |  |
| XXXX | 6000075017 | XXXX |  |  | First Payment Date |  |  |
| XXXX | 6000075021 | XXXX |  |  | Zip |  |  |
| XXXX | 6000075026 | XXXX |  |  | Zip |  |  |
| XXXX | 6000075030 | XXXX |  |  | Zip |  |  |
| XXXX | 6000075064 | XXXX |  |  | Zip |  |  |
| XXXX | 6000075061 | XXXX |  |  | Zip |  |  |
| XXXX | 6000075037 | XXXX |  |  | Zip |  |  |
| XXXX | 6000078603 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000002795 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000002795 | XXXX |  |  | PMI Coverage % | 0 |  |
| XXXX | 4000002795 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30 |  |
| XXXX | 4000002902 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000002902 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000002902 | XXXX |  |  | Coborrower SSN |  |  |
| XXXX | 4000002902 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000002902 | XXXX |  |  | Representative FICO | 789 | 782 |
| XXXX | 4000002902 | XXXX |  |  | Original CLTV | 51.52 | 55 |
| XXXX | 4000002902 | XXXX |  |  | Original LTV | 51.52 | 55 |
| XXXX | 4000002902 | XXXX |  |  | PMI Coverage % | 0 |  |
| XXXX | 4000002902 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41.19 | 29.78116 |
| XXXX | 6000078193 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078193 | XXXX | XXXX |  | Property Type | Single Family | PUD |
| XXXX | 6000078193 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000078194 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078194 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000078195 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078195 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000078198 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078199 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078202 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078203 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078204 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078206 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078207 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078208 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078209 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078210 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078213 | XXXX | XXXX |  | Property Type | Single Family | PUD |
| XXXX | 6000078213 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000078215 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078215 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000078217 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078218 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078218 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000078219 | XXXX | XXXX |  | Borrower Last Name |  |  |
| XXXX | 6000078219 | XXXX | XXXX |  | Contract Sales Price |  |  |
| XXXX | 6000078658 | XXXX |  |  | MERS Min Number |  |  |
| XXXX | 6000078654 | XXXX |  |  | Originator Loan Designation |  | N/A |
| XXXX | 6000078654 | XXXX |  |  | MERS Min Number |  |  |
| XXXX | 6000078653 | XXXX |  |  | Original P&I |  |  |
| XXXX | 4000003045 | XXXX |  |  | Zip |  |  |
| XXXX | 4000003045 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000003045 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.93 | 47.04238 |
| XXXX | 4000003012 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000003012 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 6000078847 | XXXX |  |  | Originator Loan Designation | Safe Harbor QM (APOR) | Non QM |
| XXXX | 4000002961 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000002961 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000002961 | XXXX |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| XXXX | 4000002961 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.3 | 38.91086 |
| XXXX | 4000002952 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000002952 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000002952 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000002952 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000002952 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000002952 | XXXX |  |  | Coborrower SSN |  |  |
| XXXX | 4000002952 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000002952 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000002952 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000002968 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000079014 | XXXX |  |  | Street |  |  |
| XXXX | 6000079014 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 6000079014 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000079014 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 6000079014 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 6000079021 | XXXX |  |  | Street |  |  |
| XXXX | 6000079021 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 6000079021 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000079021 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 6000079021 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 6000079021 | XXXX |  |  | Property Type | Single Family Detached | 3 Family |
| XXXX | 4000003010 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000003010 | XXXX |  |  | Original CLTV | 60 | 57.39 |
| XXXX | 4000003010 | XXXX |  |  | Original LTV | 60 | 57.39 |
| XXXX | 4000003010 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000003010 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000003416 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 97 |  |
| XXXX | 4000003538 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000003538 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000003444 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 24.36 | 27.19761 |
| XXXX | 4000003219 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000003219 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000003219 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000003219 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 39.96714 |
| XXXX | 4000003451 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 6000080076 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000080076 | XXXX |  |  | Originator Loan Designation | Safe Harbor QM (APOR) | Non QM |
| XXXX | 6000080076 | XXXX |  |  | Borrower Full Name |  |  |
| XXXX | 6000078725 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000078725 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000078725 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000077428 | XXXX |  |  | Property Type | Single Family Detached | Condo (High Rise) |
| XXXX | 6000077428 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000077428 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000078730 | XXXX |  |  | Property Type | Single Family Detached | 2 Family |
| XXXX | 6000078730 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000078730 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000078730 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000078854 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000079036 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079031 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000079031 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079031 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000078752 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000078752 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000078984 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000078984 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000078984 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000078902 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000078902 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079722 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000078982 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000078982 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079116 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000079116 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079742 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000079716 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000079716 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079716 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000079723 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000079721 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079043 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000079043 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079687 | XXXX |  |  | Property Type | Single Family Detached | Condo (Low Rise) |
| XXXX | 6000079687 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079046 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000079717 | XXXX |  |  | Property Type | Single Family Detached | Condo (Low Rise) |
| XXXX | 6000079717 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000079717 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079717 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000078768 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000078768 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079110 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000079110 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000079123 | XXXX |  |  | Property Type | Single Family Detached | Condo (Mid Rise) |
| XXXX | 6000079123 | XXXX |  |  | Margin | 0 |  |
| XXXX | 4000004497 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000003779 | XXXX |  |  | Original CLTV | 48.86 | 54.74 |
| XXXX | 4000003779 | XXXX |  |  | Original LTV | 48.86 | 54.74 |
| XXXX | 4000003779 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000003779 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 37.60664 |
| XXXX | 4000004665 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000004665 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000004665 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| XXXX | 4000004665 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000004716 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 37.663 | 41.50071 |
| XXXX | 4000003365 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000003365 | XXXX |  |  | Representative FICO | 800 | 787 |
| XXXX | 4000003365 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000003365 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000003365 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 1.17 |  |
| XXXX | 4000003365 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.25 |
| XXXX | 4000004369 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000004369 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000004380 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000004380 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000004380 | XXXX |  |  | Original CLTV | 89.97 | 88.95 |
| XXXX | 4000004380 | XXXX |  |  | Original LTV | 89.97 | 88.95 |
| XXXX | 4000004380 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000004380 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 20.1 | 25.96175 |
| XXXX | 4000004406 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000004406 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10.49 | 17.16085 |
| XXXX | 4000004668 | XXXX |  |  | Zip |  |  |
| XXXX | 4000004668 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000004669 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000004669 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 6000080564 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000080564 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000080564 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000083092 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000083092 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000083071 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000083071 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000080805 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000080805 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000080805 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000004402 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000004402 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000004402 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10.564 | 3.67243 |
| XXXX | 4000004553 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000004553 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000004553 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000004574 | XXXX |  |  | Representative FICO | 772 | 781 |
| XXXX | 4000004574 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached |
| XXXX | 4000004574 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000004574 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 100 |  |
| XXXX | 4000004679 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000004656 | XXXX |  |  | Zip |  |  |
| XXXX | 4000004656 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000004656 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.32 | 31.14031 |
| XXXX | 4000004739 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 6000083184 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000083091 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000083091 | XXXX |  |  | Margin | 0 |  |
| XXXX | 4000004434 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.31 | 28.21489 |
| XXXX | 4000004393 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000004393 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000004393 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000004393 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 15.019 | 21.79621 |
| XXXX | 6000078770 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000078770 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000078770 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000083083 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000083083 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000083093 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 6000083093 | XXXX |  |  | Margin | 0 |  |
| XXXX | 6000083182 | XXXX |  |  | Doc Type | Full | Alt |
| XXXX | 4000004837 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 6000080696 | XXXX |  |  | Occupancy | Primary | Investment |
| XXXX | 6000080696 | XXXX |  |  | Margin | 0 |  |
| XXXX | 4000004778 | XXXX |  |  | Street |  |  |
| XXXX | 4000004778 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000004778 | XXXX |  |  | Representative FICO | 687 | 692 |
| XXXX | 4000004778 | XXXX |  |  | Original CLTV | 56.34 | 57.77 |
| XXXX | 4000004778 | XXXX |  |  | Original LTV | 56.34 | 57.77 |
| XXXX | 4000004778 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000005322 | XXXX |  |  | Street |  |  |
| XXXX | 4000005322 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000005322 | XXXX |  |  | Representative FICO | 750 | 752 |
| XXXX | 4000005322 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000005322 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000005322 | XXXX |  |  | Original CLTV | 65.68 | 70 |
| XXXX | 4000005322 | XXXX |  |  | Original LTV | 65.68 | 70 |
| XXXX | 4000005322 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 42.86 | 49.78224 |
| XXXX | 4000005308 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 17.628 | 8.67471 |
| XXXX | 4000004794 | XXXX |  |  | Property Type | Single Family Detached | 2 Family |
| XXXX | 4000004794 | XXXX |  |  | # of Units | 1 | 2 |
| XXXX | 4000004794 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.85 | 0.94 |
| XXXX | 4000005529 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000004769 | XXXX |  |  | Street |  |  |
| XXXX | 4000004769 | XXXX |  |  | Zip |  |  |
| XXXX | 4000004769 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000004769 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 40.84941 |
| XXXX | 4000005905 | XXXX |  |  | Representative FICO | 780 | 782 |
| XXXX | 4000005905 | XXXX |  |  | Property Type | Single Family Detached | Condo (Low Rise) |
| XXXX | 4000005905 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.76 | 0.72 |
| XXXX | 4000005712 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005712 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000005624 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000004400 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000004400 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.048 | 26.31744 |
| XXXX | 4000005266 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005353 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000005353 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000005353 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000005353 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.78 | 0.83 |
| XXXX | 6000084157 | XXXX |  |  | Originator Loan Designation | Safe Harbor QM (APOR) | Non QM |
| XXXX | 6000084162 | XXXX |  |  | Originator Loan Designation | Safe Harbor QM (APOR) | Higher Priced QM (APOR) |
| XXXX | 4000005739 | XXXX |  |  | Zip |  |  |
| XXXX | 4000005739 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005496 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005485 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000005485 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000005485 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005485 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 20 | 38.01934 |
| XXXX | 4000005326 | XXXX |  |  | City |  |  |
| XXXX | 4000005326 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005326 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000005326 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.658 | 39.75396 |
| XXXX | 4000005507 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000005823 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000005823 | XXXX |  |  | Original CLTV | 72.72 | 80 |
| XXXX | 4000005823 | XXXX |  |  | Original LTV | 72.72 | 80 |
| XXXX | 4000005823 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 46.55339 |
| XXXX | 4000005911 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005674 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000005674 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34 | 40.56171 |
| XXXX | 4000006260 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000005831 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000005831 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.26 | 43.80548 |
| XXXX | 4000005659 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005659 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000005659 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 36.11911 |
| XXXX | 4000006085 | XXXX |  |  | Street |  |  |
| XXXX | 4000005926 | XXXX |  |  | City |  |  |
| XXXX | 4000005926 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000005926 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000005926 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005926 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000005926 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000006103 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.08 | 32.93905 |
| XXXX | 4000006563 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.34 |
| XXXX | 4000005785 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005785 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000005785 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.627 | 36.72206 |
| XXXX | 4000005967 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000005967 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000005967 | XXXX |  |  | Property Type | PUD | PUD Attached |
| XXXX | 4000005967 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005967 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000005967 | XXXX |  |  | Original CLTV | 80 | 77.41 |
| XXXX | 4000005967 | XXXX |  |  | Original LTV | 80 | 77.41 |
| XXXX | 4000005643 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005643 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000005813 | XXXX |  |  | Street |  |  |
| XXXX | 4000005813 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000005813 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000005813 | XXXX |  |  | Property Type | PUD | PUD Attached |
| XXXX | 4000005813 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 39.539 | 43.36406 |
| XXXX | 4000006279 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000006279 | XXXX |  |  | Representative FICO | 711 | 701 |
| XXXX | 4000006279 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000005825 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1 | 1.01 |
| XXXX | 4000006033 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000006033 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005161 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000005161 | XXXX |  |  | Original CLTV | 50 | 80 |
| XXXX | 4000005161 | XXXX |  |  | Original LTV | 50 | 80 |
| XXXX | 4000005161 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000005161 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000005161 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10.69 | 33.11594 |
| XXXX | 4000006147 | XXXX |  |  | Representative FICO | 765 | 688 |
| XXXX | 4000005826 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005826 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.21 | 23.37575 |
| XXXX | 4000006242 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006593 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000006593 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000006593 | XXXX |  |  | Original CLTV | 70 | 68.5 |
| XXXX | 4000006593 | XXXX |  |  | Original LTV | 70 | 68.5 |
| XXXX | 4000006593 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006593 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 |  |
| XXXX | 4000006593 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.98 | 1 |
| XXXX | 4000006414 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000006414 | XXXX |  |  | Representative FICO | 759 | 773 |
| XXXX | 4000006414 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006414 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006414 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41 | 45.09236 |
| XXXX | 4000006149 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006149 | XXXX |  |  | Representative FICO | 700 | 713 |
| XXXX | 4000006149 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006149 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006149 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 39.66162 |
| XXXX | 4000006379 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27.51 | 34.44108 |
| XXXX | 4000005066 | XXXX |  |  | Street |  |  |
| XXXX | 4000005066 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000005066 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000005066 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.794 | 32.64191 |
| XXXX | 4000006113 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 22.08991 |
| XXXX | 4000006687 | XXXX |  |  | Street |  |  |
| XXXX | 4000006687 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006192 | XXXX |  |  | Street |  |  |
| XXXX | 4000006192 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000006192 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000006064 | XXXX |  |  | Representative FICO | 801 | 796 |
| XXXX | 4000006064 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006393 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 31.625 | 47.07162 |
| XXXX | 4000006178 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006178 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006178 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10.04 | 7.91873 |
| XXXX | 4000006807 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006807 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000006807 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006807 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 100 |  |
| XXXX | 4000006807 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.89 | 0.91 |
| XXXX | 4000006056 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006056 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006056 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000005912 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000005912 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000005912 | XXXX |  |  | Coborrower SSN |  |  |
| XXXX | 4000005912 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| XXXX | 4000005912 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000005912 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34.784 | 49.04926 |
| XXXX | 4000006932 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000006932 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000006932 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000006932 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000006932 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000006932 | XXXX |  |  | Coborrower SSN |  |  |
| XXXX | 4000006932 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000006932 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.82 |
| XXXX | 4000006136 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006136 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 9.53 | 16.0838 |
| XXXX | 4000006222 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006222 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000006640 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000006640 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.05 |
| XXXX | 4000006355 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10.612 |  |
| XXXX | 4000006666 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006269 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006473 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached |
| XXXX | 4000006473 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 78 |  |
| XXXX | 4000006473 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.78 | 0.76 |
| XXXX | 4000006951 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.45 | 1.46 |
| XXXX | 4000006591 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000006591 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000006591 | XXXX |  |  | Coborrower SSN |  |  |
| XXXX | 4000006591 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000006591 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.13 |
| XXXX | 4000006973 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000006973 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.81 |
| XXXX | 4000006953 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1 | 1.01 |
| XXXX | 4000006449 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000006449 | XXXX |  |  | Representative FICO | 760 | 751 |
| XXXX | 4000006449 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006449 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 26.65666 |
| XXXX | 4000006839 | XXXX |  |  | Property Type | PUD | PUD Attached |
| XXXX | 4000006839 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006839 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000006098 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006098 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006098 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.53 | 1.33 |
| XXXX | 4000006359 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006359 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000006359 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000006359 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.847 | 13.7286 |
| XXXX | 4000006134 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000006134 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.035 | 32.119 |
| XXXX | 4000007080 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007080 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007080 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000007080 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000006550 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000006550 | XXXX |  |  | Original CLTV | 65 | 67.44 |
| XXXX | 4000006550 | XXXX |  |  | Original LTV | 65 | 67.44 |
| XXXX | 4000006550 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006550 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006550 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.66 |
| XXXX | 4000006247 | XXXX |  |  | Representative FICO | 759 | 791 |
| XXXX | 4000006247 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000006247 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.041 | 35.92813 |
| XXXX | 4000006893 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000006893 | XXXX |  |  | Representative FICO | 773 | 783 |
| XXXX | 4000006868 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006060 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006060 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000006060 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006060 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.21 | 39.37399 |
| XXXX | 4000006754 | XXXX |  |  | Original Term | 360 | 480 |
| XXXX | 4000006754 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000006754 | XXXX |  |  | Original CLTV | 60 | 66.04 |
| XXXX | 4000006754 | XXXX |  |  | Original LTV | 60 | 66.04 |
| XXXX | 4000006754 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006754 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 7 | 9.18482 |
| XXXX | 4000006205 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006205 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006205 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 11 | 26.53566 |
| XXXX | 4000006876 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| XXXX | 4000006876 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006942 | XXXX |  |  | Street |  |  |
| XXXX | 4000005794 | XXXX |  |  | State | NY | NJ |
| XXXX | 4000005794 | XXXX |  |  | Property Type | PUD | PUD Attached |
| XXXX | 4000005794 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000005794 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 83 |  |
| XXXX | 4000006956 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000006956 | XXXX |  |  | Property Type | PUD | PUD Attached |
| XXXX | 4000006956 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006956 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.17 |
| XXXX | 4000006916 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006916 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000006916 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.5 | 44.91055 |
| XXXX | 4000007342 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007342 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007020 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007020 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.15 | 0.98 |
| XXXX | 4000005928 | XXXX |  |  | Street |  |  |
| XXXX | 4000005928 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000005928 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000007066 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007066 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007066 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007066 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006867 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached |
| XXXX | 4000007163 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000006690 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000006690 | XXXX |  |  | Original CLTV | 64.42 | 70 |
| XXXX | 4000006690 | XXXX |  |  | Original LTV | 64.42 | 70 |
| XXXX | 4000006690 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006690 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43.02 | 46.22658 |
| XXXX | 4000007101 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007101 | XXXX |  |  | Representative FICO | 722 | 736 |
| XXXX | 4000007101 | XXXX |  |  | Property Type | PUD | PUD Attached |
| XXXX | 4000007101 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40.27 | 42.87462 |
| XXXX | 4000006328 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000006328 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006328 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006328 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006446 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000006446 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006446 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006447 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000006447 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000006447 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006447 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.27 | 15.29681 |
| XXXX | 4000006044 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.87 | 0.95 |
| XXXX | 4000006919 | XXXX |  |  | Original Term | 360 | 480 |
| XXXX | 4000006919 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000006919 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006919 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006667 | XXXX |  |  | Street |  |  |
| XXXX | 4000006667 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006667 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000006667 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006667 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.21 | 44.10249 |
| XXXX | 4000005868 | XXXX |  |  | Coborrower First Name |  |  |
| XXXX | 4000005868 | XXXX |  |  | Coborrower Last Name |  |  |
| XXXX | 4000005868 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000005868 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25.101 | 40.65769 |
| XXXX | 4000007096 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007096 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007096 | XXXX |  |  | Subject Debt Service Coverage Ratio | 2 | 2.14 |
| XXXX | 4000007320 | XXXX |  |  | Street |  |  |
| XXXX | 4000007320 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007320 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.84 | 42.90404 |
| XXXX | 4000007030 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 21.59 | 14.38682 |
| XXXX | 4000006623 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000006623 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000006623 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006623 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 36.24 | 49.53862 |
| XXXX | 4000006871 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.5 | 1.48 |
| XXXX | 4000006146 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007050 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007050 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007050 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000007221 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006974 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000006974 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.13 | 26.01595 |
| XXXX | 4000006745 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000006745 | XXXX |  |  | Original CLTV | 48.88 | 40.62 |
| XXXX | 4000006745 | XXXX |  |  | Original LTV | 48.88 | 40.62 |
| XXXX | 4000006745 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000006745 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007552 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007154 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007154 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007154 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000007154 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007154 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.3 | 1.31 |
| XXXX | 6000085180 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000006772 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000006772 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006909 | XXXX |  |  | Street |  |  |
| XXXX | 4000006909 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000006790 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006790 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29.065 | 18.79078 |
| XXXX | 4000007635 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007445 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007128 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007418 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007418 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007014 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007014 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000007014 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007212 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007212 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007212 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000007212 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007212 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 39.90947 |
| XXXX | 4000006378 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006378 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006378 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007389 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007389 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 46.12 | 49.27769 |
| XXXX | 4000007450 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007450 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007450 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.78 | 1.03 |
| XXXX | 4000007524 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| XXXX | 4000007524 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007524 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.39 |
| XXXX | 4000006847 | XXXX |  |  | Zip |  |  |
| XXXX | 4000006847 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006847 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007505 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007505 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007505 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000007505 | XXXX |  |  | Original CLTV | 88.83 | 90 |
| XXXX | 4000007505 | XXXX |  |  | Original LTV | 88.83 | 90 |
| XXXX | 4000007505 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007505 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 33.2 | 42.46848 |
| XXXX | 4000007475 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007475 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007656 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007656 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000007656 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.55 | 1.56 |
| XXXX | 4000007223 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007223 | XXXX |  |  | Original CLTV | 63.63 | 64.97 |
| XXXX | 4000007223 | XXXX |  |  | Original LTV | 63.63 | 64.97 |
| XXXX | 4000007223 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 38.98 | 41.41547 |
| XXXX | 4000007381 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007381 | XXXX |  |  | Representative FICO | 727 | 659 |
| XXXX | 4000007381 | XXXX |  |  | Property Type | PUD | Single Family Detached |
| XXXX | 4000007381 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.52 |
| XXXX | 4000007479 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007479 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007479 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007479 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 46.2607 |
| XXXX | 4000007439 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007699 | XXXX |  |  | Street |  |  |
| XXXX | 4000007699 | XXXX |  |  | Property Type | Single Family Detached | Condo (Low Rise) |
| XXXX | 4000007699 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006855 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000006855 | XXXX |  |  | Representative FICO | 700 | 703 |
| XXXX | 4000006855 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006855 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006855 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 14 | 17.9775 |
| XXXX | 4000007426 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007400 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007400 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 47.67 | 39.02447 |
| XXXX | 4000007618 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.14 |
| XXXX | 4000007209 | XXXX |  |  | Street |  |  |
| XXXX | 4000007209 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007209 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007209 | XXXX |  |  | Originator Application Date |  |  |
| XXXX | 4000007209 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007209 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007209 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.92 | 20.59489 |
| XXXX | 4000007786 | XXXX |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| XXXX | 4000007551 | XXXX |  |  | Street |  |  |
| XXXX | 4000007551 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.78 |
| XXXX | 4000007434 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007434 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007662 | XXXX |  |  | Street |  |  |
| XXXX | 4000007662 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 |  |
| XXXX | 4000007366 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007366 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 14.67 | 16.94219 |
| XXXX | 4000007666 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.75 |
| XXXX | 4000007506 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007506 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007279 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007279 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007279 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35.44 | 38.45384 |
| XXXX | 4000006908 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000006908 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.04 |
| XXXX | 4000007614 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007340 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006939 | XXXX |  |  | Street |  |  |
| XXXX | 4000006939 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000006939 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007535 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007535 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007535 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.24 | 1.07 |
| XXXX | 4000007572 | XXXX |  |  | Property Type | PUD | Single Family Detached |
| XXXX | 4000007572 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007572 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007572 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007673 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007598 | XXXX |  |  | Representative FICO | 765 | 772 |
| XXXX | 4000007598 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.35 | 41.77239 |
| XXXX | 4000007777 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007777 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22.095 | 38.24159 |
| XXXX | 4000007686 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007686 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007671 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007671 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000007671 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49.3 | 43.67279 |
| XXXX | 4000007412 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000007412 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007482 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007482 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007482 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.94 | 0.97 |
| XXXX | 4000007590 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007590 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000007590 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 5.77 | 16.40245 |
| XXXX | 4000007271 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007271 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007271 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007701 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007701 | XXXX |  |  | Original CLTV | 7.5 | 75 |
| XXXX | 4000007701 | XXXX |  |  | Original LTV | 7.5 | 75 |
| XXXX | 4000007701 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007701 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29 | 41.40897 |
| XXXX | 4000007600 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007600 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007600 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000007600 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000007436 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007436 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007436 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007480 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007480 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007480 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000007480 | XXXX |  |  | Original CLTV | 65.46 | 61.33 |
| XXXX | 4000007480 | XXXX |  |  | Original LTV | 65.46 | 61.33 |
| XXXX | 4000007480 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007480 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007595 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007595 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007595 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 39.60514 |
| XXXX | 4000007818 | XXXX |  |  | Street |  |  |
| XXXX | 4000007818 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.08 |
| XXXX | 4000007438 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007438 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007438 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 22 | 33.51733 |
| XXXX | 4000007736 | XXXX |  |  | Representative FICO | 701 | 809 |
| XXXX | 4000007736 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007736 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007812 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007812 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007812 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007765 | XXXX |  |  | Representative FICO | 806 | 790 |
| XXXX | 4000007765 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007765 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.9 | 0.89 |
| XXXX | 4000007265 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007265 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35 | 38.30815 |
| XXXX | 4000007544 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007828 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007828 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007828 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1 | 1.01 |
| XXXX | 6000085081 | XXXX |  |  | Street |  |  |
| XXXX | 6000085081 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000085081 | XXXX |  |  | Original CLTV | 0.65 | 65 |
| XXXX | 6000085081 | XXXX |  |  | Borrower FTHB | 0 |  |
| XXXX | 6000085081 | XXXX |  |  | Borrower Full Name |  |  |
| XXXX | 6000085068 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 6000085068 | XXXX |  |  | Amortization Type |  | Fixed |
| XXXX | 6000085068 | XXXX |  |  | Purpose | Purchase | Refinance |
| XXXX | 6000085068 | XXXX |  |  | Refi Purpose |  | Rate/Term |
| XXXX | 6000085069 | XXXX |  |  | Street |  |  |
| XXXX | 6000085069 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000085069 | XXXX |  |  | Borrower FTHB | 0 |  |
| XXXX | 6000085069 | XXXX |  |  | Borrower Full Name |  |  |
| XXXX | 6000085069 | XXXX |  |  | Total PITIA | 4188.69 | 4188.68 |
| XXXX | 6000085092 | XXXX |  |  | Street |  |  |
| XXXX | 6000085092 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000085092 | XXXX |  |  | Original CLTV | 0.65 | 65 |
| XXXX | 6000085092 | XXXX |  |  | Borrower FTHB | 0 |  |
| XXXX | 6000085092 | XXXX |  |  | Borrower Full Name |  |  |
| XXXX | 6000085103 | XXXX |  |  | Street |  |  |
| XXXX | 6000085103 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 6000085103 | XXXX |  |  | Original CLTV | 0.62 | 61.68 |
| XXXX | 6000085103 | XXXX |  |  | Borrower FTHB | 0 |  |
| XXXX | 6000085103 | XXXX |  |  | Borrower Full Name |  |  |
| XXXX | 4000007659 | XXXX |  |  | Street |  |  |
| XXXX | 4000007659 | XXXX |  |  | Representative FICO | 693 | 723 |
| XXXX | 4000007659 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000007659 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007785 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13.711 | 45.22844 |
| XXXX | 4000007815 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007815 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34 | 40.36893 |
| XXXX | 4000007829 | XXXX |  |  | Representative FICO | 720 | 714 |
| XXXX | 4000007829 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 30.14 | 27.85862 |
| XXXX | 4000007811 | XXXX |  |  | Street |  |  |
| XXXX | 4000007811 | XXXX |  |  | Property Type | Single Family Detached | Condo (High Rise) |
| XXXX | 4000007811 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 | 40.14462 |
| XXXX | 4000007702 | XXXX |  |  | Street |  |  |
| XXXX | 4000007702 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007702 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007702 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007488 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007488 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.23 |
| XXXX | 4000007625 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007625 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007625 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007625 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 40 | 49.96434 |
| XXXX | 4000007813 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007813 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 4 | 6.17858 |
| XXXX | 4000007906 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007906 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 49 |  |
| XXXX | 4000007906 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.99 | 1 |
| XXXX | 4000007639 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007639 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007689 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007724 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007724 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007724 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28 | 35.16172 |
| XXXX | 4000007873 | XXXX |  |  | Street |  |  |
| XXXX | 4000007873 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007873 | XXXX |  |  | PMI Coverage % | 25 |  |
| XXXX | 4000007980 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007980 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007980 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000007980 | XXXX |  |  | Property Type | PUD | PUD Attached |
| XXXX | 4000007980 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007496 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007904 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007904 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 25 | 36.85488 |
| XXXX | 4000007599 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007599 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007610 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007610 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007397 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007547 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007645 | XXXX |  |  | Street |  |  |
| XXXX | 4000007645 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007645 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007645 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007958 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007958 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007958 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 35 | 47.58589 |
| XXXX | 4000007665 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007665 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 9.65 | 15.44715 |
| XXXX | 4000007267 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| XXXX | 4000007267 | XXXX |  |  | Original CLTV | 18.96 | 21.07 |
| XXXX | 4000007267 | XXXX |  |  | Original LTV | 18.96 | 21.07 |
| XXXX | 4000007267 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007517 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007517 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007517 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 47.92397 |
| XXXX | 4000007415 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007415 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007415 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.07 |
| XXXX | 4000007681 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007681 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000007681 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000007681 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007681 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.77 | 0.8 |
| XXXX | 4000007993 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007573 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007573 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007573 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007974 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007974 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007974 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000007974 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.43 | 1.44 |
| XXXX | 4000007879 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007879 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007879 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28.19 | 38.30758 |
| XXXX | 4000007820 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007820 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23 | 34.0239 |
| XXXX | 4000007881 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007881 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007881 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.08 | 1.03 |
| XXXX | 4000007642 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000007417 | XXXX |  |  | Representative FICO | 745 | 747 |
| XXXX | 4000007417 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007417 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007550 | XXXX |  |  | Street |  |  |
| XXXX | 4000007550 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007550 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007550 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007550 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13 | 43.17106 |
| XXXX | 4000008071 | XXXX |  |  | Representative FICO | 717 | 718 |
| XXXX | 4000008071 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008071 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000008071 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 44.06 | 38.46204 |
| XXXX | 4000007863 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007863 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007863 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 32.7 | 45.11234 |
| XXXX | 4000007602 | XXXX |  |  | Representative FICO | 735 | 729 |
| XXXX | 4000007602 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007602 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 7 | 38.82803 |
| XXXX | 4000007781 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000007781 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007967 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007821 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008054 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000008054 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000008054 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000008054 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000008054 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 |  |
| XXXX | 4000008025 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000008025 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000008025 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000007723 | XXXX |  |  | Representative FICO | 797 | 804 |
| XXXX | 4000007723 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000007723 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007899 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 13 | 44.27656 |
| XXXX | 4000008111 | XXXX |  |  | Street |  |  |
| XXXX | 4000008111 | XXXX |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| XXXX | 4000008111 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 12 | 39.54787 |
| XXXX | 4000008113 | XXXX |  |  | Street |  |  |
| XXXX | 4000008113 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000008113 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000008113 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000008113 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 20 | 23.6488 |
| XXXX | 4000008110 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008110 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 34 | 40.40901 |
| XXXX | 4000008134 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008134 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 17 | 24.00011 |
| XXXX | 4000008010 | XXXX |  |  | Representative FICO | 779 | 763 |
| XXXX | 4000008010 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008010 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 50 | 33.94653 |
| XXXX | 4000008117 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008117 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 14 | 23.00951 |
| XXXX | 4000007809 | XXXX |  |  | Street |  |  |
| XXXX | 4000007809 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007809 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007725 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007725 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007725 | XXXX |  |  | Representative FICO | 804 | 706 |
| XXXX | 4000007725 | XXXX |  |  | Original CLTV | 73.38 | 75 |
| XXXX | 4000007725 | XXXX |  |  | Original LTV | 73.38 | 75 |
| XXXX | 4000007725 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007725 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007725 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23 | 27.43313 |
| XXXX | 4000008029 | XXXX |  |  | Representative FICO | 739 | 722 |
| XXXX | 4000008029 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007988 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000007988 | XXXX |  |  | Original CLTV | 70 | 59.45 |
| XXXX | 4000007988 | XXXX |  |  | Original LTV | 70 | 59.45 |
| XXXX | 4000007988 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.78 | 0.91 |
| XXXX | 4000007737 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007737 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007737 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1 | 0.86 |
| XXXX | 4000007990 | XXXX |  |  | City |  |  |
| XXXX | 4000007990 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007990 | XXXX |  |  | Original CLTV | 60 | 58.93 |
| XXXX | 4000007990 | XXXX |  |  | Original LTV | 60 | 58.93 |
| XXXX | 4000007990 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.09 | 1.1 |
| XXXX | 4000007865 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007865 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007865 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007814 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000007814 | XXXX |  |  | Representative FICO | 785 | 793 |
| XXXX | 4000007814 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| XXXX | 4000007814 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 27 | 43.80753 |
| XXXX | 4000008116 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008116 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 23 | 30.51492 |
| XXXX | 4000007954 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007954 | XXXX |  |  | Original CLTV | 25.49 | 23.53 |
| XXXX | 4000007954 | XXXX |  |  | Original LTV | 25.49 | 23.53 |
| XXXX | 4000007954 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.19 |
| XXXX | 4000008108 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007905 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007905 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 26.06 | 22.64654 |
| XXXX | 4000007640 | XXXX |  |  | Zip |  |  |
| XXXX | 4000007640 | XXXX |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other |
| XXXX | 4000007826 | XXXX |  |  | Street |  |  |
| XXXX | 4000007826 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 |  |
| XXXX | 4000007826 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.38 |
| XXXX | 4000007272 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008388 | XXXX |  |  | Original Interest Rate |  |  |
| XXXX | 4000008388 | XXXX |  |  | Representative FICO | 700 | 704 |
| XXXX | 4000008388 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008388 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 9 | 15.6053 |
| XXXX | 4000007897 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007897 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007897 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000007897 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29 | 26.14694 |
| XXXX | 4000008093 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000008093 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000008093 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000008093 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000007975 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007755 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 41 | 44.44914 |
| XXXX | 4000007510 | XXXX |  |  | Representative FICO | 779 | 767 |
| XXXX | 4000007510 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007510 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 43 | 29.59765 |
| XXXX | 4000007328 | XXXX |  |  | Representative FICO | 759 | 749 |
| XXXX | 4000007328 | XXXX |  |  | Property Type | Single Family Detached | Single Family Attached |
| XXXX | 4000007328 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.99 | 0.78 |
| XXXX | 4000008193 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000008193 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000008516 | XXXX |  |  | Original Term | 360 | 480 |
| XXXX | 4000008516 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008516 | XXXX |  |  | Has FTHB | 1 | 0 |
| XXXX | 4000008516 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 10 |  |
| XXXX | 4000008180 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000008191 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000008191 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000008191 | XXXX |  |  | Original CLTV | 75 | 70 |
| XXXX | 4000008191 | XXXX |  |  | Original LTV | 75 | 70 |
| XXXX | 4000008191 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.92 | 0.84 |
| XXXX | 4000008121 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000008121 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008121 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000008121 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 28 | 31.46344 |
| XXXX | 4000008216 | XXXX |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.26 |
| XXXX | 4000008274 | XXXX |  |  | Borrower First Name |  |  |
| XXXX | 4000008274 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000008274 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.96 |
| XXXX | 4000008241 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000008241 | XXXX |  |  | Contract Sales Price |  |  |
| XXXX | 4000008241 | XXXX |  |  | Original CLTV | 60.9 | 61.92 |
| XXXX | 4000008241 | XXXX |  |  | Original LTV | 60.9 | 61.92 |
| XXXX | 4000008241 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000008241 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.89 |
| XXXX | 4000007956 | XXXX |  |  | Original Loan Amount |  |  |
| XXXX | 4000007956 | XXXX |  |  | Representative FICO | 716 | 730 |
| XXXX | 4000007956 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000007956 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000007956 | XXXX |  |  | Original CLTV | 85 | 90 |
| XXXX | 4000007956 | XXXX |  |  | Original LTV | 85 | 90 |
| XXXX | 4000007956 | XXXX |  |  | Has FTHB | 0 | 1 |
| XXXX | 4000007956 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000007956 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 29 | 46.60614 |
| XXXX | 4000008292 | XXXX |  |  | Borrower Last Name |  |  |
| XXXX | 4000008292 | XXXX |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.77 |
| XXXX | 4000008422 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008055 | XXXX |  |  | Borrower SSN |  |  |
| XXXX | 4000008055 | XXXX |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| XXXX | 4000008055 | XXXX |  |  | LTV Valuation Value |  |  |
| XXXX | 4000008055 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 7 | 16.04215 |
| XXXX | 4000008262 | XXXX |  |  | City |  |  |
| XXXX | 4000008262 | XXXX |  |  | Property Type | Single Family Detached | PUD |
| XXXX | 4000008262 | XXXX |  |  | Investor: Qualifying Total Debt Ratio | 100 | 49.52128 |
| XXXX | 4000008251 | XXXX |  |  | Property Type | Single Family Detached | PUD |

---

## Exhibit 99.08

**Exhibit 99.08**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOANUID** | **LOANID** | **LOANID2** | **SLOANID** | **First Payment Date** | **Data Cutoff Date** | **Pay History Scope** | **Pay History Summary (MBA)** | **Months of Data Missing During Lookback** | **Delinquency During Lookback** |
|  | 6000078847 |  | XXXX | XX/XX/XXXX | 03/31/2022 | 1 | 0 | 0 | 0 |
| XXXX | 6000084884 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 4 | 0000 | 0 | 0 |
| XXXX | 6000084875 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 4 | 0000 | 0 | 0 |
| XXXX | 6000084657 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 2 | 00 | 0 | 0 |
| XXXX | 6000084727 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 2 | 00 | 0 | 0 |
| XXXX | 6000084850 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 1 | 0 | 0 | 0 |
| XXXX | 6000084705 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 1 | 0 | 0 | 0 |
| XXXX | 6000084854 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 1 | 0 | 0 | 0 |
| XXXX | 6000084729 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 2 | 00 | 0 | 0 |
| XXXX | 6000084676 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 1 | 0 | 0 | 0 |
| XXXX | 6000084714 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 1 | 0 | 0 | 0 |
| XXXX | 6000084661 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 2 | 00 | 0 | 0 |
| XXXX | 6000084802 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 3 | 000 | 0 | 0 |
| XXXX | 6000084767 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 3 | 000 | 0 | 0 |
| XXXX | 6000085069 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 1 | 0 | 0 | 0 |
| XXXX | 6000085068 |  | XXXX | XX/XX/XXXX | 08/31/2022 | 2 | 00 | 0 | 0 |

---

## Exhibit 99.09

**Exhibit 99.09**

![](ex99-01_002.jpg)

![](ex99-09_001.jpg)

Executive Summary <br> OBX 2023-NQM2

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(1)** Type of Assets.

Covius Real Estate Services, LLC ("CRES") performed the due diligence services described below on residential mortgage loans originated by one seller and acquired directly (or indirectly) by Onslow Bay Financial, LLC (the "Client"). The loan reviews were conducted from November 2021 through December 2022 by CRES.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(2)** Number of Assets.

There were 220 assets in the loan population.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(3)** Review Process.

The post-closing loan reviews were graded in accordance with the following NRSRO(s) Third Party Due- Diligence Criteria, in addition to the review grading of "Meets Guidelines" or "Does Not Meet Guidelines":

---

| | |
|:---|:---|
| &nbsp;&nbsp;**NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· U.S. RMBS Rating Criteria dated May 11, 2020<br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· U.S. RMBS Rating Criteria dated April 18, 2022 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC. | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· U.S. RMBS Rating Methodology, February 2, 2021 |

---

The post-closing reviews included a re-underwrite of each borrowers' credit, an analysis of the property valuation, and regulatory compliance testing. Post-closing reviews are underwritten to the applicable lender's or client's underwriting guidelines and credit matrices. The review scope and methodology of these different review areas is discussed in subsequent sections of this document.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(4)** Sample size of the assets reviewed.

The due diligence review was conducted on 100% of the loan population and consisted of 220 mortgage loans with an aggregate original principal balance of approximately $100,067,266. The mortgage loans were originated from November 4, 2021, to November 7, 2022, by one seller.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(5)** Asset Review

In connection with the credit re-underwrite, CRES reviewed all origination documentation to determine conformity to the applicable underwriting guidelines and other regulatory requirements described below, including (if applicable) the Ability to Repay and Qualified Mortgage requirements. Review areas included, but are not limited to:

Credit Review and Methodology

**Credit Report**: Analyzed the Borrower's credit report/credit history, confirming that credit scores, liabilities and public records met guideline requirements. Liabilities gathered from the credit report were included in the re-calculation of the debt-to-income ratio as appropriate. In addition the following data was also captured and reviewed to confirm compliance with guideline and ASF reporting requirements: (i) credit report date, (ii) bankruptcy date, (iii) bankruptcy discharge date, (iv) bankruptcy chapter, (v) foreclosure date, (vi) short sell date, (vii) longest trade line (active), (viii) longest trade line balance (active), (ix) months reviewed, (x) number of trade lines, (xi) credit scores, (xii) revolving debts and (xiii) installments debts.

![](ex99-01_002.jpg)

**Loan Application (1003):** Reviewed the Borrower's Loan Application including comparison of initial loan application against the final loan application, or other loan applications found in the file, to identify potential discrepancies. In addition the following data was also captured and reviewed to confirm compliance with guideline and ASF reporting requirements: (i) purpose, (ii) years in primary residence, (iii) number of mortgaged properties (as compared with the credit reports disclosed mortgages), (iv) application date, (v) borrower information (name, date of birth, social security number and number of family members), (vi) borrower's address, (vii) borrower(s)' employment information (including address, years at job, years in field), (vii) monthly income and (ix) citizenship.

**Loan Approval/Exception Form (if applicable):** Reviewed the Lender's approval and Client's exception approval documentation to confirm appropriate risk mitigating factors were present when granting exceptions.

**Sales Contract (if applicable):** Reviewed the sales contract to confirm buyer(s) and seller(s), sales price and property address matches other documents.

**Title:** Reviewed the title policy or commitment to identify possible judgments or other liens that may have existed at origination. In addition, proper vesting and parties (as disclosed on sales contract, note, and deed) were reflected accurately.

**Hazard and Flood Insurance:** Reviewed hazard and flood (if applicable) insurance to ensure policy met the minimum required amount of replacement coverage.

**Employment and Income (DTI Loans):** Reviewed borrower(s)' employment and income documentation used for qualification purposes and as applicable, Appendix Q or Ability to Repay, including recalculation of debt-to-income ratio (DTI) to confirm compliance with underwriting guidelines. Items reviewed included: (i) verbal or written verifications of employment, (ii) pay stubs, (iii) W-2's, (iv) federal tax returns, (v) bank statements, (vi) profit and loss statements, and (vii) IRS tax transcripts (when provided).

**Leases and Market Rents (DSCR Loans):** Reviewed lease agreements and third-party market rent documents to confirm compliance with Debt-Service-Coverage-Ratio requirements. Note, the documentation that can be used to establish market rents can vary from lender to lender. CRES reviews the market rent source, to ensure compliance with applicable guidelines. In some cases, lenders may not require proof of market rents, if a sourced payment history can be provided along with the lease agreement.

**Assets:** Reviewed (i) bank statements, (ii) verification-of-deposit (VOD) and (iii) stock or security account statements to ensure adequate assets were provided verifying down payment, closing costs and reserves required by the guidelines and as applicable Appendix Q or Ability to Repay.

**Guidelines:** Confirmed compliance with applicable underwriting guidelines and determined the qualification of credit and income, assets, property type and usage, LTV/CLTV, and documentation requirements to applicable underwriting guidelines and loan program matrices. Items included, but not limited to: FICO, housing history, bankruptcy and foreclosure seasoning, occupancy, credit grade, loan amounts (minimum and maximum), maximum cash out amount, reserves, residual income, minimum trade lines, debt to income and debt service coverage ratio requirements.

Unless otherwise stated in the Lender's or Client's guidelines, Fannie Mae guidelines prevail.

Property Valuation Review and Methodology

CRES reviewed the Appraisal for completeness and conformance to industry standards, including requirements set forth in Title XI of FIRREA. The review included both data and description information provided by the appraiser. Review items included: (i) property address and borrower information matches the mortgage note and other critical origination documents, (ii) neighborhood characteristics and housing trends were acceptable and met applicable underwriting guidelines, (iii) site information for zoning compliance and possible adverse site notations reviewed for adverse conditions, FEMA Flood Zone designation matched the Flood Certification, (iv) property type and property description information met applicable underwriting guidelines, (v) comparable sales (sale dates, distance, gross and net adjustments, square footage, and value) met industry standards and were properly bracketed, (vi) comparable size, style, and location were similar to the subject address, (vii) condition of the property was average or better and notable repairs were addressed, (viii) appraisal was made on an "as is" basis or proper evidence of completion was obtained and clearly documented and addressed all "subject to" conditions noted, (ix) subject and comparable photos reviewed to ensure appraisal description information coincides with property pictures and that no visible adverse issues are present that the appraiser did not address, (x) appraisal was completed by a licensed appraiser and (xi) appraisal was completed within the required timing requirements, as disclosed in the applicable underwriting guidelines.

A Fannie Mae UCDP Submission Summary Report with a Collateral Underwriter Risk Score of 2.5 or less or an enhanced desk review product, (such as an ARR from ProTeck or CDA from Clear Capital), from a client approved AMC is required on all transactions. In lieu of an enhanced desk review product, a field review or second appraisal from a client approved AMC is acceptable. The source of the Appraisal Review Product may not be the same AMC used for the appraisal. If the Collateral Underwriter Risk Score is greater than 2.5 an enhanced desk review product was also required. If the Appraisal Review Product value is more than 10% below the appraised value, a second field review or appraisal was required. In certain cases, correspondents may include an enhanced desk review product from a Client approved AMC. All ARR or CDA documentation provided by a client approved AMC vendor was recorded by CRES, as an acceptable valuation support option as long as valuations were obtained in accordance with guidelines and through notable AMC vendors.

![](ex99-01_002.jpg)

Any loans that did not maintain an enhanced desk review or did not meet the Client's vendor requirements were conditioned and communicated with the Client.

The seller provided a Fannie Mae UCDP Submission Summary Report with a Collateral Underwriter Risk Score of 2.5 or less, enhanced desk review from a notable AMC or two full appraisals on all 220 loans. All loans within the population were returned within a 10% variance from the original appraised value.

If material origination valuation discrepancies could not be resolved an exception was created and the applicable NRSROs valuation grade was recorded.

Compliance Review Methodology (Consumer Loans)

CRES reviews on 92 consumer loans included comprehensive audit of fees and disclosed federal, state, municipal requirements along with timing of delivery requirements for TRID related Loan Estimates (LE's) and the Initial Closing Disclosure (CD's). The reviews track delivery and receipt requirements for all LE's and CD's, tracks fee changes and changed circumstances affecting fees and provides a fee tolerance comparison across all LE's and CD's.

In addition to the TRID specific items, the loans were also subject to the following Pre-TRID and Post- TRID compliance testing.

*CRES utilizes a third party compliance company's software for certain compliance tests. The following Pre-TRID, TRID, Qualified Mortgage (QM), and High Costs related test were completed within the third party compliance software:*

Qualified Mortgage (12 CFR § 1026.43)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Negative Amortization Loan test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Interest Only Loan test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Balloon Payment Loan test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(IV) Loan Term test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(V) Points and Fees test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(VI) The Qualified Mortgage DTI Threshold test.

Federal High-Cost Mortgage (HOEPA - Amended) (12 CFR §1026.32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) APR threshold test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Points and fees threshold test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Prepayment penalty threshold test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(IV) Is Not a High-Costs Mortgage.

Federal Higher-Priced Mortgage Loan (2013 Provisions) (12 CFR §1026.35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Higher-Priced Mortgage Loan test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Higher-priced mortgage loan required escrow account test.

Federal TILA (12 CFR §1026.15, 18, 22, 23 and 36)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) TILA finance charge test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) TILA APR test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Dual Broker Compensation test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(IV) Loan originator credits test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(V) TILA Financing of Single Premium Credit Insurance test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(VI) TILA Right of Rescission Test:

Initial Loan Estimate Timing Requirements (12 CFR §1026.19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Initial loan estimate delivery date test (from application).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Initial loan estimate delivery date test (prior to consummation).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Written list of service provider's disclosure date test.

Revised Loan Estimate Timing Requirements (12 CFR §1026.19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Revised
 loan estimate delivery date test (prior to consummation).

![](ex99-01_002.jpg)

Revised Loan Estimate Timing & Changed Circumstances Requirements (12 CFR §1026.19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Valid or invalid changed circumstances test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Revised loan estimate delivery date and changed circumstances date test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Revised loan estimate lender credits test.

Initial Closing Disclosure Timing Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Initial closing disclosure delivery date test. (12 CFR §1026.19).

Initial Closing Disclosure Timing & Changed Circumstances Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Valid or invalid changed circumstances test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Initial closing disclosure delivery date and changed circumstances date test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Initial closing disclosure lender credits test.

Revised Closing Disclosure Timing Requirements (12 CFR §1026.19 and 22)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) APR Tolerance Test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Revised Closing Disclosure Waiting Period Required test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Revised closing disclosure delivery date test.

Revised Closing Disclosure Timing & Changed Circumstances Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Valid or invalid changed circumstances test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Revised closing disclosure delivery date and changed circumstances date test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Revised closing disclosure delivery date and date the rate was set test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(IV) Revised closing disclosure lender credits test.

Integrated Disclosures Tolerance & Reimbursement Provisions (12 CFR §1026.19)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Charges that cannot increase test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Lender credits that cannot decrease test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) Charges that in total cannot increase more than 10% test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(IV) Charges that can have an unlimited increase test.

Federal RESPA (12 CFR §§1024.8, 1024.20, 1026.33)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(I) Homeownership counseling organizations disclosure date test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(II) Good Faith Estimate disclosure date test.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(III) RESPA "Your Credit or Charge" (802) Disallowed Credit and Charge test.

In addition to the checks disclosed above, various state license-based consumer lending and licensing laws and regulations tests were also completed using the third-party compliance software.

This pool contains 128 loans that are classified as "business purpose". In such cases compliance TILA and Regulation Z requirements were not tested, as the law's provisions do not apply to an extension of credit if primarily for business or a commercial purpose (12 C.F.R. §1026.3(a); 15 U.S.C. § 1603).

*<u>General Ability to Repay</u>*

CRES reviews all loan transactions that are covered by the Ability to Repay rule as set forth in Regulation Z- Truth in Lending Act (TILA) to determine whether the lender considered and evaluated the eight underwriting factors. The eight factors reviewed are: (i) Current or reasonably expected income or assets (other than the value of the property that secures the loan) that the consumer will rely on to repay the loan,

&nbsp;&nbsp;&nbsp;&nbsp;(ii) Current employment status (if you rely on employment income when assessing the consumer's ability to repay), (iii) Projected monthly mortgage payment for this loan (calculated using the introductory or fully- indexed rate, whichever is higher, and monthly, fully-amortizing payments that are substantially equal),

&nbsp;&nbsp;&nbsp;&nbsp;(iv) Projected monthly payment on any simultaneous loans secured by the same property, (v) Monthly payments for property taxes and insurance that you require the consumer to buy, and certain other costs related to the property such as homeowners association fees or ground rent, (vi) Debts, alimony, and child- support obligations, (vii) Monthly debt-to-income ratio or residual income, calculated using the total of all of the mortgage and non-mortgage obligations listed above, as a ratio of gross monthly income, and (viii) Credit history.

![](ex99-01_002.jpg)

*<u>Qualified Mortgage</u>*

When applicable, CRES assessed the borrower(s)' QM classification and re-assigns a due diligence reviewed QM or Non-QM type for each loan. Loans are classified into one of the following five categories:

&nbsp;&nbsp;&nbsp;&nbsp;(i) QM/Non-Higher Priced Mortgage Loan (safe harbor): Loans that meet the rule's definition of a QM and are eligible for safe harbor protection, (ii) QM/High Priced Mortgage Loan (rebuttable presumption): Loans that meet the rule's definition of a QM and are eligible for rebuttable presumption protection, (iii) Non-QM Compliant: Loans that do not meet the QM definition but fully comply with the ATR rule, (iv) Non- QM/Non-Compliant: Loans that do not meet the QM definition and do not comply with the ATR rule, and

&nbsp;&nbsp;&nbsp;&nbsp;(v) Not Covered/Exempt: Loans that are not covered by the rule.

Note that CRES determines the mortgage loan's status under the ATR or QM rule requirements and assigns a proper due diligence mortgage loan designation that is solely based on the documentation available at the time of the review. Classifications of QM and Non-QM are based on multiple factors including, but not limited to, requirements as set forth in Appendix Q to Part 1026.

*The table below contains the TRID eligible breakdown for the loan population:*

 

---

| | | |
|:---|:---|:---|
| | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | &nbsp;&nbsp;&nbsp;**Percentage of Population** |
| &nbsp;&nbsp;**Investment/Business Purpose Loans** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;128 | &nbsp;&nbsp;&nbsp;58.18% |
| &nbsp;&nbsp;**Initial Application Date prior to October 3, 2015** | &nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**CRES Level II TRID Review** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;92 | &nbsp;&nbsp;&nbsp;41.82% |

---

 

Document Review

CRES reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Appraisal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Asset documentation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Business Purpose Certification (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Changed circumstance documentation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Credit report.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· FACTA disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Final 1003.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Final HUD-1/Closing Disclosure(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Hazard and/or flood insurance policies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· HUD from sale of previous residence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Homeownership counseling organizations disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Income and employment documentation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Initial and final GFE's.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Initial application (1003).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Initial escrow disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Initial TIL.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Leases

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Loan Estimate(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Market Rent supporting documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage Insurance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Mortgage/Deed of Trust.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Note.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Notice of Special Flood Hazards.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Sales contract.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Tangible Net Benefit Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Title/Preliminary Title.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Written List of Service Providers.

![](ex99-01_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(6)** Tape Data Compare

CRES compared data fields on the data tape provided by the Client to the data points disclosed on the actual mortgage loan file documents, as captured by CRES. When data was available, the following data elements were compared:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Appraised Value** | &nbsp;&nbsp;**Interest Rate** | &nbsp;&nbsp;**Orig Balance** | &nbsp;&nbsp;**Purpose** |
| &nbsp;&nbsp;**CLTV** | &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Orig Term** | &nbsp;&nbsp;**QM Type** |
| &nbsp;&nbsp;**Doc Level** | &nbsp;&nbsp;**LTV** | &nbsp;&nbsp;**P&I Payment** |  |
| &nbsp;&nbsp;**DTI** | &nbsp;&nbsp;**Note Date** | &nbsp;&nbsp;**Property City** |  |
| &nbsp;&nbsp;**FICO** | &nbsp;&nbsp;**Note Type** | &nbsp;&nbsp;**Property State** | |
| &nbsp;&nbsp;**First Payment Date** | &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Property Zip** | |

---

The aggregator provided CRES with loan level data regarding the mortgage loans for the data integrity check. The aggregator received the data directly from sellers through loan registrations in its system or via data tape.

Of the 220 mortgage loans reviewed, one hundred eleven unique mortgage loans had at least one tape discrepancy across 20 data fields (some mortgage loans had more than one data discrepancy). The following table discloses the number of data discrepancies noted by field name. Note, data was not provided on certain field compare values. The fields in which tape data was not available is noted below; however, a data discrepancy was not counted if the seller failed to provide a compare value.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;**Field Compare** | &nbsp;&nbsp;**Discrepancy: No** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Discrepancy: Yes** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;&nbsp;&nbsp;**Appraised Value** | &nbsp;&nbsp;176 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;44 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**CLTV** | &nbsp;&nbsp;211 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Doc Level** | &nbsp;&nbsp;216 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**DTI** | &nbsp;&nbsp;177 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;43 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**FICO** | &nbsp;&nbsp;198 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**First Payment Date** | &nbsp;&nbsp;220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Interest Rate** | &nbsp;&nbsp;216 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**LTV** | &nbsp;&nbsp;211 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Note Date\*** | &nbsp;&nbsp;220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Note Type** | &nbsp;&nbsp;210 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;219 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Orig Term** | &nbsp;&nbsp;220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;215 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**P&I Payment** | &nbsp;&nbsp;209 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Property City** | &nbsp;&nbsp;214 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Property State** | &nbsp;&nbsp;220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Property Zip** | &nbsp;&nbsp;220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;215 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;&nbsp;&nbsp;**QM Type\*** | &nbsp;&nbsp;220 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;0 | &nbsp;&nbsp;220 |
| &nbsp;&nbsp;\*Note Date, P&I Payment, QM Type/TILA: Tape data was not provided. | &nbsp;&nbsp;\*Note Date, P&I Payment, QM Type/TILA: Tape data was not provided. | &nbsp;&nbsp;\*Note Date, P&I Payment, QM Type/TILA: Tape data was not provided. | &nbsp;&nbsp;\*Note Date, P&I Payment, QM Type/TILA: Tape data was not provided. |
| &nbsp;&nbsp;DTI Variance Threshold Applied: 3% | &nbsp;&nbsp;DTI Variance Threshold Applied: 3% | &nbsp;&nbsp;DTI Variance Threshold Applied: 3% | &nbsp;&nbsp;DTI Variance Threshold Applied: 3% |

---

DTI variances are the difference on the percentage of income dedicated toward making debt payments. These variances occur frequently due to differences in calculating incomes. Total Debt Ratio variances that were less than or equal to 3% of the tape value are not included in the data discrepancies reflected.

![](ex99-01_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(7)** Credit, Compliance and Property Valuation Results Credit

Results Summary

Approximately 100.00% of the mortgage loans in the securitization have a Credit grade of "B" or higher and 79.55% of the mortgage loans by number have a Credit grade of "A." Exceptions or waivers were documented and supported with compensating factors on the 45 credit grade "B" loans.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Loan Count** | **Percentage** |
| A | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;175 | 79.55% |
| B | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;45 | 20.45% |
| C | 0 | 0.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

Compliance Results Summary

Approximately 100.00% of the mortgage loans in the securitization have a Compliance grade of "B" or higher and 98.18% of the mortgage loans by number have a Compliance grade of "A."

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Loan Count** | **Percentage** |
| A | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;216 | 98.18% |
| B | 4 | 1.82% |
| C | 0 | 0.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

Property Valuation Results Summary

Approximately 100.00% of the mortgage loans in the securitization have a Valuation grade of "B" or higher and 99.55% of the mortgage loans by number have a Valuation grade of "A."

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Loan Count** | **Percentage** |
| A | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;219 | 99.55% |
| B | 1 | 0.45% |
| C | 0 | 0.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

Overall Results Summary

Approximately 100.00% of all loans by number received an "A" or "B" overall grade and 78.64% of all loans by number received an overall grade of "A".

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**NRSRO Grade** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Loan Count** | **Percentage** |
| A | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;173 | 78.64% |
| B | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;47 | 21.36% |
| C | 0 | 0.00% |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

![](ex99-01_002.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**(8)** Pool Stratification Summary

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;220 | 100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Note Type** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**Arm** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11 | 5.00% |
| &nbsp;&nbsp;**Fixed** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;209 | 95.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**Owner Occupied** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;88 | 40.00% |
| &nbsp;&nbsp;**Non-Owner Occupied** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;128 | 58.18% |
| &nbsp;&nbsp;**Second Home** | 4 | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.82% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Purpose** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**Purchase** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;150 | 68.18% |
| &nbsp;&nbsp;**Refi - Cash Out** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;59 | 26.82% |
| &nbsp;&nbsp;**Rate Term Refi** | 11 | 5.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**Single Family** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;113 | 51.36% |
| &nbsp;&nbsp;**PUD** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;56 | 25.45% |
| &nbsp;&nbsp;**Condo** | 14 | 6.36% |
| &nbsp;&nbsp;**2-4 Family** | 37 | 16.82% |
| &nbsp;&nbsp;**Commercial** | 0 | 0.00% |
| &nbsp;&nbsp;**Townhome** | 0 | 0.00% |
| &nbsp;&nbsp;**Mixed Use** | 0 | 0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |
| &nbsp;&nbsp;**Debt to Income** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**0-10%** | 7 | 6.31% |
| &nbsp;&nbsp;**10%-20%** | 9 | 8.11% |
| &nbsp;&nbsp;**20%-30%** | 25 | 22.52% |
| &nbsp;&nbsp;**30%-40%** | 31 | 27.93% |
| &nbsp;&nbsp;**40%-50%** | 39 | 35.14% |
| &nbsp;&nbsp;**50%-60%** | 0 | 0.00% |
| &nbsp;&nbsp;**Total** | **111** | **100.00%** |
| **One hundred nine loans qualified under a DSCR (103 loans) or No Ratio (6 loans) programs.** | **One hundred nine loans qualified under a DSCR (103 loans) or No Ratio (6 loans) programs.** | **One hundred nine loans qualified under a DSCR (103 loans) or No Ratio (6 loans) programs.** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**DSCR Loans** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**<0 or** | 0 | 0.00% |
| &nbsp;&nbsp;**0-0.19** | 0 | 0.00% |
| &nbsp;&nbsp;**0.2-0.39** | 0 | 0.00% |
| &nbsp;&nbsp;**0.4-0.59** | 0 | 0.00% |
| &nbsp;&nbsp;**0.6-0.79** | 4 | 3.88% |
| &nbsp;&nbsp;**0.8-.99** | 11 | 10.68% |
| &nbsp;&nbsp;**1-1.19** | 56 | 54.37% |
| &nbsp;&nbsp;**1.2-1.39** | 21 | 20.39% |
| &nbsp;&nbsp;**1.4-1.59** | 8 | 7.77% |
| &nbsp;&nbsp;**1.6-1.79** | 2 | 1.94% |
| &nbsp;&nbsp;**1.8-1.99** | 0 | 0.00% |
| &nbsp;&nbsp;**=>2** | 1 | 0.97% |
| &nbsp;&nbsp;**Total** | **103** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Loan to Value** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**0%-10%** | 0 | 0.00% |
| &nbsp;&nbsp;**10%-20%** | 0 | 0.00% |
| &nbsp;&nbsp;**20%-30%** | 3 | 1.36% |
| &nbsp;&nbsp;**30%-40%** | 4 | 1.82% |
| &nbsp;&nbsp;**40%-50%** | 7 | 3.18% |
| &nbsp;&nbsp;**50%-60%** | 16 | 7.27% |
| &nbsp;&nbsp;**60%-70%** | 14 | 6.36% |
| &nbsp;&nbsp;**70%-80%** | 84 | 38.18% |
| &nbsp;&nbsp;**80%-90%** | 80 | 36.36% |
| &nbsp;&nbsp;**90%-100%** | 12 | 5.45% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**State** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Count** | **Percentage** |
| &nbsp;&nbsp;**AK** | 1 | 0.45% |
| &nbsp;&nbsp;**AL** | 2 | 0.91% |
| &nbsp;&nbsp;**AZ** | 13 | 5.91% |
| &nbsp;&nbsp;**CA** | 35 | 15.91% |
| &nbsp;&nbsp;**CO** | 3 | 1.36% |
| &nbsp;&nbsp;**CT** | 5 | 2.27% |
| &nbsp;&nbsp;**FL** | 49 | 22.27% |
| &nbsp;&nbsp;**GA** | 8 | 3.64% |
| &nbsp;&nbsp;**ID** | 1 | 0.45% |
| &nbsp;&nbsp;**IL** | 3 | 1.36% |
| &nbsp;&nbsp;**IN** | 3 | 1.36% |
| &nbsp;&nbsp;**KY** | 2 | 0.91% |
| &nbsp;&nbsp;**LA** | 2 | 0.91% |
| &nbsp;&nbsp;**MD** | 3 | 1.36% |
| &nbsp;&nbsp;**ME** | 1 | 0.45% |
| &nbsp;&nbsp;**MI** | 3 | 1.36% |
| &nbsp;&nbsp;**MO** | 2 | 0.91% |
| &nbsp;&nbsp;**MS** | 1 | 0.45% |
| &nbsp;&nbsp;**NC** | 2 | 0.91% |
| &nbsp;&nbsp;**NH** | 1 | 0.45% |
| &nbsp;&nbsp;**NJ** | 15 | 6.82% |
| &nbsp;&nbsp;**NV** | 8 | 3.64% |
| &nbsp;&nbsp;**NY** | 14 | 6.36% |
| &nbsp;&nbsp;**OH** | 1 | 0.45% |
| &nbsp;&nbsp;**OK** | 1 | 0.45% |
| &nbsp;&nbsp;**OR** | 3 | 1.36% |
| &nbsp;&nbsp;**PA** | 8 | 3.64% |
| &nbsp;&nbsp;**SC** | 4 | 1.82% |
| &nbsp;&nbsp;**TN** | 4 | 1.82% |
| &nbsp;&nbsp;**TX** | 14 | 6.36% |
| &nbsp;&nbsp;**VA** | 4 | 1.82% |
| &nbsp;&nbsp;**WA** | 1 | 0.45% |
| &nbsp;&nbsp;**WI** | 2 | 0.91% |
| &nbsp;&nbsp;**WY** | 1 | 0.45% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**220** | **100.00%** |

---

## Exhibit 99.10

**Exhibit 99.10**

![](ex99-10_001.jpg)

**ATR QM Data Fields**

Loans in Report: 220

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Client Loan Number** | **Alt Loan Number** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/10/2014** | **TRID Indicator** |
| 6000073138 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000073145 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000069242 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000073131 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000069966 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000074219 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000072066 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000074239 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000072140 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000072146 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000074235 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000072782 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000075295 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000075335 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000076969 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000077142 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000077237 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000077382 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000077383 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000077384 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000077581 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000078261 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078590 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000078673 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078680 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000078686 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078688 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000078690 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078700 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078702 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078816 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078818 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078825 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000078829 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000078830 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078876 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078879 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078881 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078891 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078967 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078976 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000078979 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000079127 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000079129 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000079138 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000079141 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000079699 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000079808 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080038 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000080041 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000080047 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080087 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080449 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080443 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080456 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083515 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083568 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080812 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083329 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083375 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083311 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083339 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083323 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083569 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083386 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080480 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083324 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080489 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080475 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080484 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083417 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083514 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000080808 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084122 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000080487 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083356 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083255 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083312 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083334 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083421 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083360 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083363 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083100 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083103 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083390 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083368 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083412 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083430 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084627 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083335 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083373 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083382 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083313 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083380 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083279 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083418 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083419 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083384 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083423 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083424 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083429 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084351 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083450 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083446 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083454 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083464 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083473 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083474 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083476 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083481 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083482 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083492 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083563 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083505 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083510 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083509 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085153 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000083516 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084109 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084131 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000083571 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084953 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084093 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084096 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084104 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084101 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084105 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084123 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084124 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084130 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084136 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084138 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084142 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084147 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084149 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084150 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084166 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084168 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084172 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084175 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084176 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084247 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084251 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084252 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084261 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084270 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084331 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084338 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084339 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084348 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084349 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084407 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084408 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084414 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084550 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084551 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084559 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084560 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084563 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085030 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084569 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084571 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084575 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084576 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084582 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084585 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084947 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084587 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084591 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084609 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084600 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084613 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084607 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084611 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084612 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084620 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084961 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084622 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084625 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084623 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084624 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084945 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084977 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084955 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084962 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084957 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084967 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084968 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084969 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084970 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084973 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084963 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084974 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084980 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000084982 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000084983 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085015 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085017 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085025 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085027 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085037 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085039 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085057 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085044 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085045 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085046 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085154 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085055 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085158 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085196 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085156 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085166 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085157 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085159 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085162 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085168 | XXXXXXXXXX | Not covered/exempt | No | No |
| 6000085169 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085172 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085173 | XXXXXXXXXX | Non-QM: Compliant with ATR | No | Yes |
| 6000085174 | XXXXXXXXXX | Not covered/exempt | No | No |
| **220** |  |  |  |  |

---

## Exhibit 99.11

**Exhibit 99.11**

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **Loan Number2** | **Doc Type** | **Property ID** | **Rent On Lease if applicable** | **Rent On Appraisal if applicable** | **Source Lease or Appraisal** | **Used for DSCR** | **Total Used for DSCR** | **DSCR** | **PITI** | **Short Term Rental Flag** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Year Built** | **Square Footage** | **Units** | **Unit 1 of Baths** | **Unit 1 of Beds** | **Unit 2 of Baths** | **Unit 2 of Beds** | **Lease Term** |
| 6000078261 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 1 |  |
| 6000078261 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 1 |  |
| 6000078673 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | MD | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  |  |
| 6000078686 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | AL | XXXXX | XXXX | XXXX | 1 | 2 | 4 |  |  | 12-Months |
| 6000078690 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | GA | XXXXX | XXXX | XXXX | 1 | 2 | 2 |  |  | 12-Months |
| 6000078702 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | GA | XXXXX | XXXX | XXXX | 1 | 2 | 2 |  |  | 12-Months |
| 6000078816 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 1 | 1 | 4 |  |  | 12-Months |
| 6000078818 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | 12-Months |
| 6000078830 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 1 | 2 |  |  | 12-Months |
| 6000078876 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | MO | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  |  |
| 6000078879 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | GA | XXXXX | XXXX | XXXX | 1 | 2 | 2 |  |  |  |
| 6000078881 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | PA | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  |  |
| 6000078891 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 3 | 4 |  |  |  |
| 6000078976 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | VA | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  |  |
| 6000079127 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 1 | 2 |  |  |  |
| 6000079138 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | WI | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  |  |
| 6000079699 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | AK | XXXXX | XXXX | XXXX | 4 | 1 | 1 | 1 | 2 |  |
| 6000079699 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | AK | XXXXX | XXXX | XXXX | 4 | 1 | 1 | 1 | 2 | 12-Months |
| 6000079699 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | AK | XXXXX | XXXX | XXXX | 4 | 1 | 1 | 1 | 2 | 12-Months |
| 6000079699 | XXXXXXXXXX | DSCR | 4 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | AK | XXXXX | XXXX | XXXX | 4 | 1 | 1 | 1 | 2 | 12-Months |
| 6000079808 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 2 | 2 | 2 | 3 |  |
| 6000079808 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 2 | 2 | 2 | 3 |  |
| 6000080047 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | CA | XXXXX | XXXX | XXXX | 1 | 2 | 4 |  |  | 12-Months |
| 6000080087 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | 12-Months |
| 6000080449 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | OK | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | 12-Months |
| 6000080443 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | GA | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  |  |
| 6000080456 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 3 | 3 |  |  |  |
| 6000080812 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | TX | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | 12-Months |
| 6000083329 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | AL | XXXXX | XXXX | XXXX | 1 | 2 | 4 |  |  |  |
| 6000083375 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 1 | 3 | 4 |  |  |  |
| 6000080480 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | TX | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  |  |
| 6000080475 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | IN | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 1 |  |
| 6000080475 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | IN | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 1 |  |
| 6000080475 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | IN | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 1 |  |
| 6000080484 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | TX | XXXXX | XXXX | XXXX | 1 | 2 | 4 |  |  |  |
| 6000083417 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 3 | 4 |  |  | 12-Months |
| 6000083514 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | TN | XXXXX | XXXX | XXXX | 1 | 2 | 4 |  |  | Month-to-Month |
| 6000083356 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 2 | 5 | Month-to-Month |
| 6000083356 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 2 | 5 | Month-to-Month |
| 6000083255 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 4 | 1 | 3 | 1 | 1 | 12-Months |
| 6000083255 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 4 | 1 | 3 | 1 | 1 | 12-Months |
| 6000083255 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 4 | 1 | 3 | 1 | 1 | 12-Months |
| 6000083255 | XXXXXXXXXX | DSCR | 4 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 4 | 1 | 3 | 1 | 1 | 12-Months |
| 6000083312 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | MD | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  | Month-to-Month |
| 6000083334 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | AZ | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 1 |  |
| 6000083334 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | AZ | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 1 |  |
| 6000083421 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000083100 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | PA | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000083390 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | KY | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000083412 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 2 | 24-Months |
| 6000083412 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 2 | 12-Months |
| 6000083373 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 1 | 2 |  |  | 6-Months |
| 6000083313 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | ME | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000083313 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | ME | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000083313 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | ME | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000083384 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | GA | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000083424 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | IL | XXXXX | XXXX | XXXX | 1 | 3 | 4 |  |  | 12-Months |
| 6000084351 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 4 | 5 |  |  | Month-to-Month |
| 6000083450 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000083450 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000083450 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000083450 | XXXXXXXXXX | DSCR | 4 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000083464 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 2 | Month-to-Month |
| 6000083464 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 2 | Month-to-Month |
| 6000083473 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | PA | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 2 | 12-Months |
| 6000083473 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | PA | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 2 | 24-Months |
| 6000083474 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | AZ | XXXXX | XXXX | XXXX | 1 | 1 | 2 |  |  | Month-to-Month |
| 6000083476 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000083481 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NV | XXXXX | XXXX | XXXX | 1 | 3 | 4 |  |  | Month-to-Month |
| 6000083482 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 3 | Month-to-Month |
| 6000083482 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 3 | Month-to-Month |
| 6000083509 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | GA | XXXXX | XXXX | XXXX | 1 | 1 | 2 |  |  | 12-Months |
| 6000085153 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  | Month-to-Month |
| 6000083571 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 1 | 12-Months |
| 6000083571 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 1 | 12-Months |
| 6000084953 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | CT | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 2 | 2 | Month-to-Month |
| 6000084953 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | CT | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 2 | 2 | Month-to-Month |
| 6000084105 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | IN | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084123 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | PA | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 2 | 12-Months |
| 6000084123 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | PA | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 2 | Month-to-Month |
| 6000084124 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084130 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | LA | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084136 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 2 | 3 | Month-to-Month |
| 6000084136 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 2 | 3 | Month-to-Month |
| 6000084138 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | CA | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084142 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | PA | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  | Month-to-Month |
| 6000084168 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 2 | 12-Months |
| 6000084168 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000084175 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084176 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084247 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | WI | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | 12-Months |
| 6000084247 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | WI | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | 12-Months |
| 6000084247 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | WI | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000084247 | XXXXXXXXXX | DSCR | 4 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | WI | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000084251 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | TX | XXXXX | XXXX | XXXX | 2 | 1 | 3 | 1 | 3 | 12-Months |
| 6000084251 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | TX | XXXXX | XXXX | XXXX | 2 | 1 | 3 | 1 | 3 | 12-Months |
| 6000084252 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | TX | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 2 | 12-Months |
| 6000084252 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | TX | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 1 | 2 | 12-Months |
| 6000084261 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084348 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | CT | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000084348 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | CT | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000084348 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | CT | XXXXX | XXXX | XXXX | 3 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000084407 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 1 | 1 | 2 |  |  | Month-to-Month |
| 6000084408 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 1 | 21 | 3 |  |  | 12-Months |
| 6000084414 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | MD | XXXXX | XXXX | XXXX | 1 | 1 | 4 |  |  | Month-to-Month |
| 6000084550 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | GA | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084559 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | PA | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  | Month-to-Month |
| 6000084563 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | TX | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | 12-Months |
| 6000084569 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 6 | 6 |  |  | Month-to-Month |
| 6000084575 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | MO | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  | Month-to-Month |
| 6000084576 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | VA | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  | Month-to-Month |
| 6000084582 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 3 | 2 | 2 | 1 | 2 | 12-Months |
| 6000084582 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 3 | 2 | 2 | 1 | 2 | 12-Months |
| 6000084582 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 3 | 2 | 2 | 1 | 2 | 12-Months |
| 6000084585 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084600 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | AZ | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084612 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | CA | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084961 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 1 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000084961 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 1 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000084945 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 2 | 4 |  |  | Month-to-Month |
| 6000084977 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  | Month-to-Month |
| 6000084955 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 2 | 2 | Month-to-Month |
| 6000084955 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 2 | 2 | Month-to-Month |
| 6000084962 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 3 | Month-to-Month |
| 6000084962 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 3 | Month-to-Month |
| 6000084968 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | IL | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084963 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 1 | Month-to-Month |
| 6000084963 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 1 | 1 | 1 | Month-to-Month |
| 6000084980 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | SC | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000084983 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 3 | 1 | 4 | Month-to-Month |
| 6000084983 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 2 | 1 | 3 | 1 | 4 | Month-to-Month |
| 6000085015 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | AZ | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000085017 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NV | XXXXX | XXXX | XXXX | 1 | 2 | 5 |  |  | Month-to-Month |
| 6000085025 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NV | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000085025 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NV | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000085025 | XXXXXXXXXX | DSCR | 3 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NV | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000085025 | XXXXXXXXXX | DSCR | 4 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NV | XXXXX | XXXX | XXXX | 4 | 1 | 2 | 1 | 2 | Month-to-Month |
| 6000085027 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | SC | XXXXX | XXXX | XXXX | 1 | 2 | 3 |  |  | Month-to-Month |
| 6000085037 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 1 | 1 | 4 |  |  | Month-to-Month |
| 6000085044 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 2 | 4 | Month-to-Month |
| 6000085044 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Appraisal | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NJ | XXXXX | XXXX | XXXX | 2 | 1 | 2 | 2 | 4 | Month-to-Month |
| 6000085045 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NY | XXXXX | XXXX | XXXX | 1 | 2 | 4 |  |  | Month-to-Month |
| 6000085154 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | FL | XXXXX | XXXX | XXXX | 1 | 4 | 5 |  |  | Month-to-Month |
| 6000085055 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | NH | XXXXX | XXXX | XXXX | 2 | 2 | 3 | 1 | 2 | 24-Months |
| 6000085055 | XXXXXXXXXX | DSCR | 2 | XXXX | XXXX | Lease | XXXX |  |  |  | No | XXXXXXXXXX | XXXXXXX | NH | XXXXX | XXXX | XXXX | 2 | 2 | 3 | 1 | 2 | 12-Months |
| 6000085157 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | VA | XXXXX | XXXX | XXXX | 1 | 1 | 4 |  |  | Month-to-Month |
| 6000085168 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Lease | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | AZ | XXXXX | XXXX | XXXX | 1 | 2 | 4 |  |  | 12-Months |
| 6000085174 | XXXXXXXXXX | DSCR | 1 | XXXX | XXXX | Appraisal | XXXX | XXXX | XXXX | XXXX | No | XXXXXXXXXX | XXXXXXX | GA | XXXXX | XXXX | XXXX | 1 | 1 | 3 |  |  | Month-to-Month |

---

## Exhibit 99.12

**Exhibit 99.12**

**Rating Agency Exceptions Report: 1/25/2023**

---

| | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Loan Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Exception Information** | **Event Level** |
| **Loan Number** | **Loan Number 2** | **Property State** | **Purpose** | **Occupancy** | **Property Type** | **DTI** | **DSCR** | **FICO** | **LTV** | **Note Original Balance** | **Exception ID** | **Exception Type** | **Exception Description** | **Exception Note** | **Exception General Comment** | **Compensating Factors** | **Exception Status** | **Grade** |
| 6000069966 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 45.13 |  | 797 | 75.00% | XXXXXXXXXXXX | 221003 | Credit | 1008 | The final 1008 reflects the incorrect rate and P&I payment. | 12/6/21: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000072146 | XXXXXXXXXXXX | CO | Purchase | Non-Owner Occupied | Two-Unit Property | 18.85 |  | 768 | 80.00% | XXXXXXXXXXXX | 221491 | Credit | LTV | The approved LTV of 80% exceeds the guideline maximum of 75% for a first time investor. | An exception approval was provided for the guideline deviation. | Months Of Reserves - The borrower has 65 months of reserves, Years On Job - The borrower has been in the same line of work for 6 years | Client Accepted B | 2 |
| 6000072782 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 42.14 |  | 794 | 75.00% | XXXXXXXXXXXX | 221560 | Property | Appraisal | A third-party desk review for both appraisals is not in the file. | third-party desk review not required with 2 appraisals in file. |  | Cleared Exception A | 1 |
| 6000075295 | XXXXXXXXXXXX | NY | Purchase | Owner Occupied | Single Family Detached | 2.4 |  | 759 | 80.00% | XXXXXXXXXXXX | 224903 | Credit | Income - Self Employment | 12 months business bank statements are missing from the loan file. Unable to calculate qualifying income and DTI | 01/20/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000075295 | XXXXXXXXXXXX | NY | Purchase | Owner Occupied | Single Family Detached | 2.4 |  | 759 | 80.00% | XXXXXXXXXXXX | 224922 | Compliance | Other | This loan failed the charges that cannot increase test. The initial LE reflects the discount points fee as XXXX; however, the final CD reflects the comparable fee as XXXX for an increase of $100.00. A change of circumstance for the increased fee was not included in the loan file. | 01/24/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000075295 | XXXXXXXXXXXX | NY | Purchase | Owner Occupied | Single Family Detached | 2.4 |  | 759 | 80.00% | XXXXXXXXXXXX | 224925 | Credit | Final 1003 Discrepancies | The final 1003 reflects that the borrower is living rent free but a rent free letter is not included in the loan file. It should be noted that the initial 1003 reflects that the borrower is renting for XXXX per month. | 1/20/22: Letter provided is from borrower. Guidelines require rent-free letter from homeowner. 01/24/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000075295 | XXXXXXXXXXXX | NY | Purchase | Owner Occupied | Single Family Detached | 2.4 |  | 759 | 80.00% | XXXXXXXXXXXX | 224933 | Credit | Employment-Self Employment | The Business Narrative and internet search of the business are not in the loan file. | 01/20/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000075295 | XXXXXXXXXXXX | NY | Purchase | Owner Occupied | Single Family Detached | 2.4 |  | 759 | 80.00% | XXXXXXXXXXXX | 224934 | Credit | Employment | CPA letter verifying ownership percentage of business and documentation verifying minimum 2 years existence of the business are not in the file. | 01/20/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000075335 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 26.81 |  | 748 | 64.15% | XXXXXXXXXXXX | 235736 | Credit | Credit | A third party fraud detection report is not in the loan file. | 04/08/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000076969 | XXXXXXXXXXXX | AZ | Refi - Cash Out | Owner Occupied | Single Family Detached | 22.11 |  | 755 | 75.00% | XXXXXXXXXXXX | 235774 | Compliance | Other | This loan failed the charges that cannot increase test. The initial LE reflects the broker fee as XXXX, however the final CD reflects the comparable fee as XXXX for an increase of XXXX. A change of circumstance for the increased fee was not included in the loan file. This loan failed the lender credits that cannot decrease test. The XXXX CD reflects a lender credit of XXXX, however the final CD reflects the lender credit as XXXX with no change of circumstance included verifying the reason for the credit decrease. | 4/13/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000076969 | XXXXXXXXXXXX | AZ | Refi - Cash Out | Owner Occupied | Single Family Detached | 22.11 |  | 755 | 75.00% | XXXXXXXXXXXX | 236311 | Compliance | Closing Disclosure | This loan failed the lender credits that cannot decrease test. The XXXX CD reflects a lender credit of XXXX, however the final CD reflects the lender credit as XXXX with no change of circumstance included verifying the reason for the credit decrease. | 4/13/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000077142 | XXXXXXXXXXXX | FL | Refi - Cash Out | Owner Occupied | PUD | 8.05 |  | 774 | 70.03% | XXXXXXXXXXXX | 236381 | Credit | Income | Missing bank statements for XXXX. This was approved under 12 months bank statement program and only XXXX statement is in the file. Missing statements for XXXX through XXXX. Unable to properly calculate income and DTI. | 04/19/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000077142 | XXXXXXXXXXXX | FL | Refi - Cash Out | Owner Occupied | PUD | 8.05 |  | 774 | 70.03% | XXXXXXXXXXXX | 236393 | Credit | Final 1003 Discrepancies | Final 1003 shows that borrower is applying for joint credit. However, borrower is the only one on the note and all credit docs. Final 1003 should have been updated to remove co-borrower's information and "individual credit" should have been marked in Section 1 - type of credit. | 04/19/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000077142 | XXXXXXXXXXXX | FL | Refi - Cash Out | Owner Occupied | PUD | 8.05 |  | 774 | 70.03% | XXXXXXXXXXXX | 236450 | Credit | Program Eligibilty | Per guidelines, cash out amount of XXXX exceeds maximum amount of XXXX. | 4/19/22: Need XXXX exception approval for cash-out amount. 4/20/22: XXXX elects to waive this exception. | Reserves - 157 months of reserves exceed minimum required reserves of 6 months, Credit Score - 774 credit score exceeds minimum required credit score of 700., Length of Employment - Borrower has been in same line of work 19 years. | Client Accepted D B | 2 |
| 6000077142 | XXXXXXXXXXXX | FL | Refi - Cash Out | Owner Occupied | PUD | 8.05 |  | 774 | 70.03% | XXXXXXXXXXXX | 236453 | Compliance | Other | Liability after Foreclosure section of the final CD is not completed. | 04/19/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000077142 | XXXXXXXXXXXX | FL | Refi - Cash Out | Owner Occupied | PUD | 8.05 |  | 774 | 70.03% | XXXXXXXXXXXX | 241584 | Credit | Note | According to the final CD, the loan closed with a 10 year interest only period. The Note reflects fixed rate without interest only. Please provide a corrected executed Note and 1008 reflecting a 10 year interest only period. | 6/16/22: New documentation not uploaded. 06/21/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000077237 | XXXXXXXXXXXX | NV | Refi - Cash Out | Owner Occupied | PUD | 21.19 |  | 767 | 79.99% | XXXXXXXXXXXX | 234306 | Compliance | Right of Rescission | This loan failed the TILA right of rescission test. The funding date is before the third business day following consummation. | 03/31/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000077383 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | PUD | 34.36 |  | 785 | 40.98% | XXXXXXXXXXXX | 238188 | Credit | Credit | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. Fraud report in file is incomplete. | 5/10/22: Complete XXXX report not provided. Only 4 pages with several sections not included. 05/27/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078590 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 15.12 |  | 703 | 89.83% | XXXXXXXXXXXX | 241663 | Credit | Income - Self Employment | Per guidelines 12 months most recent bank statements to be provided to determine income. Statements for XXXX have been provided from XXXX - XXXX; XXXX is missing from the loan file. | 06/13/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000078680 | XXXXXXXXXXXX | AZ | Purchase | Second Home | PUD | 27.8 |  | 767 | 80.00% | XXXXXXXXXXXX | 239072 | Credit | VOM | The Verification of Rent for primary residence is not in the loan file. | 6/7/22 - no documentation has been provided to clear. 06/9/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078686 | XXXXXXXXXXXX | AL | Refi - Cash Out | Non-Owner Occupied | PUD | 0 | 1.1862 | 773 | 72.83% | XXXXXXXXXXXX | 240331 | Property | Appraisal | According to the underwriting guidelines, all appraisals require a third-party valuation by an XXXX approved vendor: XXXX, XXXX, XXXX, or XXXX. In this case, the appraisal review product is missing from the loan file. | 05/24/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078700 | XXXXXXXXXXXX | CA | Refi - Cash Out | Non-Owner Occupied | Single Family Residential | 42.58 |  | 756 | 50.00% | XXXXXXXXXXXX | 241324 | Credit | Program Eligibilty | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. | 06/9/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000078700 | XXXXXXXXXXXX | CA | Refi - Cash Out | Non-Owner Occupied | Single Family Residential | 42.58 |  | 756 | 50.00% | XXXXXXXXXXXX | 241325 | Credit | Program Eligibilty | Exception to use appraised value- borrowers acquired property private sale no MLS for XXXX on XXXX. | Exception request in file and granted by XXXX 5/16/2022 | Credit Score - Qualifying score is 756, minimum required FICO is 660, Years On Job - Self employed for 7 years, Prior Mortgage History - 0x30 prior mortgage payment history | Client Accepted B | 2 |
| 6000078702 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | PUD | 0 | 0.9113 | 717 | 59.46% | XXXXXXXXXXXX | 241444 | Credit | Closing Disclosure | The signed final HUD-1/ Settlement Statement is not in the loan file. | 6/8/2022 Documents provided to clear exception |  | Cleared Exception A | 1 |
| 6000078816 | XXXXXXXXXXXX | NY | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.374 | 701 | 70.00% | XXXXXXXXXXXX | 240910 | Credit | HUD-1 | The Settlement Statement (HUD-1) dated XXXX for the subject property, XXXX shows on Item 303 "Cash From Borrower" XXXX. Purpose of Loan is a Cash Out Refinance and the HUD-! should show "Cash To Borrower." Provide a revised fully executed Final HUD-I reflecting at least XXXX cash out at closing. | Clerical error on final HUD, cash to borrower reflects as cash from borrower but all numbers verify the cash is to the borrower and correct. |  | Cleared Exception A | 1 |
| 6000078818 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.4498 | 663 | 37.50% | XXXXXXXXXXXX | 240320 | Credit | Flood Certificate | The Flood Certificate in the file is not fully completed and does not reflect a date of determination. | 05/26/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078825 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 18.28 |  | 685 | 89.87% | XXXXXXXXXXXX | 238757 | Credit | Hazard Insurance | Missing hazard insurance declarations page for subject property. | 05/11/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000078825 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 18.28 |  | 685 | 89.87% | XXXXXXXXXXXX | 238758 | Credit | 1008 | Form 1008 document is not included in the loan file for a manually underwritten loan. | 05/11/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000078825 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 18.28 |  | 685 | 89.87% | XXXXXXXXXXXX | 238759 | Credit | Final 1003 | The final 1003 is not included in the loan file. | 05/11/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000078825 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 18.28 |  | 685 | 89.87% | XXXXXXXXXXXX | 238760 | Credit | Credit | A third party review from an approved vendor is missing from the loan file. | 05/13/2022: Document provided to clear condition. |  | Cleared Exception D A | 1 |
| 6000078825 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 18.28 |  | 685 | 89.87% | XXXXXXXXXXXX | 239067 | Compliance | Other | The initial LE reflects the broker fee as XXXX, however the final CD reflects the comparable fee as XXXX for an increase of XXXX. A change of circumstance for the increased fee was not included in the loan file. | 05/11/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000078829 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | Single Family Detached | 29.7 |  | 664 | 70.00% | XXXXXXXXXXXX | 240242 | Credit | Program Eligibilty | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. | 05/24/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078876 | XXXXXXXXXXXX | MO | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.338 | 705 | 80.00% | XXXXXXXXXXXX | 240978 | Credit | Closing Disclosure | The final signed and dated Settlement Statement is not included in the loan file. | 06/2/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078879 | XXXXXXXXXXXX | GA | Purchase | Non-Owner Occupied | PUD | 0 | 0.8865 | 739 | 75.00% | XXXXXXXXXXXX | 242584 | Credit | HUD-1 | The Closing Disclosure/ HUD-1 Settlement Statement was not included in the loan file. | 06/23/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078879 | XXXXXXXXXXXX | GA | Purchase | Non-Owner Occupied | PUD | 0 | 0.8865 | 739 | 75.00% | XXXXXXXXXXXX | 242585 | Credit | VOM | The Verification of Rent (VOR) for XXXX is missing from the loan file. | 06/23/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078881 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.0025 | 740 | 74.63% | XXXXXXXXXXXX | 241076 | Property | Appraisal | Third-party valuation by an XXXX approved vendor is not in the loan file. | 06/3/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000078967 | XXXXXXXXXXXX | IN | Purchase | Non-Owner Occupied | PUD | 23.1 |  | 768 | 80.00% | XXXXXXXXXXXX | 241599 | Credit | Asset Verification | Per guidelines, 2 months consecutive bank statements required for verification of assets. File contains XXXX statements for XXXX and XXXX; XXXX statement is missing from the loan file. | 6/14/22: bank statement provided was in original file. Need statement ending XXXX. 06/21/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000079127 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Condo Attached | 0 | 1.0845 | 641 | 75.00% | XXXXXXXXXXXX | 241255 | Property | Appraisal | Missing the 3rd party valuation for the subject property. | 6/8/2022 Document provided to clear exception |  | Cleared Exception A | 1 |
| 6000079129 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | PUD | 36.91 |  | 762 | 84.73% | XXXXXXXXXXXX | 241670 | Credit | Credit | A third party fraud detection report is not in the loan file. | 06/13/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000079138 | XXXXXXXXXXXX | WI | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0022 | 643 | 70.00% | XXXXXXXXXXXX | 241119 | Property | Appraised Value | Third-party valuation by an XXXX approved vendor is not in the loan file. | 6/8/2022 Document provided to clear exception |  | Cleared Exception A | 1 |
| 6000079141 | XXXXXXXXXXXX | TN | Purchase | Owner Occupied | PUD | 38.61 |  | 707 | 85.00% | XXXXXXXXXXXX | 240443 | Compliance | Other | This loan failed the charges that cannot increase test. The initial LE reflects the CDA fee as XXXX, however the final CD reflects the comparable fee as XXXX for an increase of XXXX A change of circumstance for the increased fee was not included in the loan file. | 06/2/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000079141 | XXXXXXXXXXXX | TN | Purchase | Owner Occupied | PUD | 38.61 |  | 707 | 85.00% | XXXXXXXXXXXX | 240482 | Credit | Asset Verification | According to the guidelines, 2 months bank statements are required for asset verification on purchase transactions. In this case the XXXX Bank statement is missing for XXXX. Only the XXXX statement was provided for reserves. | 06/16/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000079808 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.2085 | 807 | 80.00% | XXXXXXXXXXXX | 241256 | Credit | Note | The Note in the loan file does not reflect the borrower's minimum monthly payment or adjusted payment after the interest only period. | 6/8/2022: XXXX acknowledges the note and accepts as is. |  | Cleared Exception A | 1 |
| 6000079808 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.2085 | 807 | 80.00% | XXXXXXXXXXXX | 241259 | Property | Appraisal | Third-party valuation by an XXXX approved vendor is not in the loan file. | 6/8/2022 Document provided to clear exception |  | Cleared Exception A | 1 |
| 6000080038 | XXXXXXXXXXXX | OR | Purchase | Owner Occupied | Single Family Residential | 47.55 |  | 801 | 85.00% | XXXXXXXXXXXX | 241870 | Credit | Eligibilty | Payment shock exceeds 300%. Exception to go above 300% needed. | Exception to exceed 300% payment shock approved by XXXX 5/19/2022 and in file. | Credit Score - Qualifying score is 801, minimum FICO score is 660., Months Of Reserves - Borrower has 25 months of reserves, minimum requirement is 6 months. | Client Accepted B | 2 |
| 6000080038 | XXXXXXXXXXXX | OR | Purchase | Owner Occupied | Single Family Residential | 47.55 |  | 801 | 85.00% | XXXXXXXXXXXX | 241986 | Credit | VOM | The Verification of Rent (VOR) for XXXX for XXXX is missing from the loan file. | 06/20/22: An exception approval was provided for the guideline deviation. | Credit Score - Qualifying score is 801, minimum FICO score is 660., Months Of Reserves - Borrower has 25 months of reserves, minimum requirement is 6 months. | Client Accepted B | 2 |
| 6000080038 | XXXXXXXXXXXX | OR | Purchase | Owner Occupied | Single Family Residential | 47.55 |  | 801 | 85.00% | XXXXXXXXXXXX | 241987 | Credit | Program Eligibilty | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. | 06/17/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000080041 | XXXXXXXXXXXX | VA | Purchase | Second Home | Condo Attached | 37.01 |  | 671 | 85.00% | XXXXXXXXXXXX | 241889 | Credit | Eligibilty | 1x30 mortgage late on XXXX, exception for mortgage late needed. | Exception granted by XXXX 5/13/2022 and in file. | Years On Job - borrower has 20 years in this line of work, Months Of Reserves - Borrower has 15 months of reserves; minimum requirement is 6 months. | Client Accepted B | 2 |
| 6000080041 | XXXXXXXXXXXX | VA | Purchase | Second Home | Condo Attached | 37.01 |  | 671 | 85.00% | XXXXXXXXXXXX | 242000 | Credit | Program Eligibilty | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. | 06/17/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000080047 | XXXXXXXXXXXX | CA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.1843 | 794 | 43.75% | XXXXXXXXXXXX | 240990 | Credit | Final 1003 | The final 1003 is not included in the loan file. | 06/3/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000080047 | XXXXXXXXXXXX | CA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.1843 | 794 | 43.75% | XXXXXXXXXXXX | 241061 | Credit | Debt Service Coverage Ratio | The notary signature page is missing from the Business Purpose & Occupancy Affidavit. | 06/3/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000080449 | XXXXXXXXXXXX | OK | Purchase | Non-Owner Occupied | Single Family Attached | 0 | 1.0025 | 726 | 80.00% | XXXXXXXXXXXX | 242071 | Credit | Closing Disclosure | The final CD/ HUD Settlement Statement is missing from the loan file. | 06/16/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000080443 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | Condo Attached | 0 | 1.1441 | 707 | 70.00% | XXXXXXXXXXXX | 242067 | Credit | Rental Income | Provide 1007 market rent addendum verifying the qualifying market rent of XXXX. DSCR ratio is pending. | 06/17/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000080443 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | Condo Attached | 0 | 1.1441 | 707 | 70.00% | XXXXXXXXXXXX | 242070 | Property | Appraisal | According to the underwriting guidelines, all appraisals require a third-party valuation by an XXXX approved vendor: XXXX, XXXX, XXXX, or XXXX. In this case, the appraisal review product is missing from the loan file. | 06/17/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000080443 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | Condo Attached | 0 | 1.1441 | 707 | 70.00% | XXXXXXXXXXXX | 242087 | Credit | Credit | According to the guidelines, borrowers living rent free may be considered on a case-by-case basis. An exception approval is not in the loan file. | 06/17/22: An exception approval was provided for the guideline deviation. | Months Of Reserves - 64 months of reserves, Prior Mortgage History - 51 months 0x30 | Client Accepted B | 2 |
| 6000080456 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0207 | 682 | 70.00% | XXXXXXXXXXXX | 242608 | Credit | Final 1003 | Document whether the borrower owns, rents, or lives rent free at current address, and if rents or owns with a mortgage, provide a pay history for the past 12 months for review. | 06/24/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000080456 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0207 | 682 | 70.00% | XXXXXXXXXXXX | 242793 | Credit | Borrower Eligibilty | According to the guidelines, borrowers living rent free may be considered on a case-by-case basis. Please provide an XXXX approved exception form. | 06/27/22: An exception approval was provided for the guideline deviation. | LTV - LTV is 70%. Maximum LTV for program is 80%, Months Of Reserves - Borrower has 65 months PITI in reserves. Program requires minimum of 6 months PITI in reserves. | Client Accepted B | 2 |
| 6000080456 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0207 | 682 | 70.00% | XXXXXXXXXXXX | 243596 | Compliance | Closing Disclosure | Provide page 2 of final Settlement Statement. | 07/08/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000080456 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0207 | 682 | 70.00% | XXXXXXXXXXXX | 243597 | Compliance | Closing Disclosure | Page 3 of the final Settlement Statement reflects that the loan does not have a prepayment penalty; however, the note reflects a 5 yr PPP. | 07/08/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083568 | XXXXXXXXXXXX | NC | Purchase | Non-Owner Occupied | PUD | 5.48 |  | 728 | 75.00% | XXXXXXXXXXXX | 246586 | Credit | VOM | Per loan file borrowers purchased primary residence at XXXX. Evidence of mortgage payment or that property is owned free and clear is missing from the loan file. | 08/23/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000080812 | XXXXXXXXXXXX | TX | Rate Term Refi | Non-Owner Occupied | PUD | 0 | 1.318 | 729 | 50.00% | XXXXXXXXXXXX | 241759 | Credit | Credit Report | All credit documents including credit report and asset statements must be dated no more than 120 days prior<br> to the note date. Credit report date is XXXX; 127 days prior to the note date of XXXX. | 6/14/22: XXXX has agreed to waive this exception based on comp factors. | Months Of Reserves - Borrower has 150 months of reserves, no minimum requirement, CLTV - LTV is 50%, max LTV is 80%, Credit Score - Borrowers credit score is 729; minimum required is 640, DTI - DSCR of 1.32 | Client Accepted D B | 2 |
| 6000083329 | XXXXXXXXXXXX | AL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 0.8699 | 728 | 75.00% | XXXXXXXXXXXX | 240167 | Credit | LTV | Per guidelines, Cash-Out Refinances seasoned for more than 6 months but less than 12 months on renovated properties, max LTV is 65% based on current appraisal. An exception allowing 75% LTV is missing from the loan file. | 6/1/22: Per updated XXXX guideline variance, properties owned for more than 6 months but less than 12 months, max LTV is 70% based on current appraisal. Will need XXXX approved exception form for 75% LTV. 6/16/22: Per XXXX: the email correspondence provided by XXXX does not make any reference to an approval by XXXX to proceed at 75% LTV, rather than the 70% max provided below. This exception should remain and can be considered denied as we will not be granting that waiver. 7/20/22: XXXX has elected to waive. | Credit Score - Borrower Credit Score 728; guidelines allow a minimum Credit Score 660. | Client Accepted B | 2 |
| 6000083329 | XXXXXXXXXXXX | AL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 0.8699 | 728 | 75.00% | XXXXXXXXXXXX | 240168 | Compliance | Other | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. | 06/1/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083329 | XXXXXXXXXXXX | AL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 0.8699 | 728 | 75.00% | XXXXXXXXXXXX | 246036 | Credit | Note / Deed of Trust / Mortgage | The Mortgage/DOT dated XXXX reflects the Borrower as XXXX. Provide a revised Mortgage/DOT, signed by the borrower, reflecting XXXX as the Borrower. | 12/27/2022: Corrected DOT provided showing the borrower as a married man, and not in the name of an entity. This aligns with the note and other XXXX closing documents. |  | Cleared Exception B | 1 |
| 6000083375 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Condo Attached | 0 | 0.9417 | 721 | 75.00% | XXXXXXXXXXXX | 242091 | Credit | Condo/PUD | Per guidelines, new projects require full review for eligibility. Condo project review to determine if project is warrantable or non-warrantable is missing from the loan file. | 6/20/22: Condo Questionnaire provided does not specify whether this was a warrantable or non warrantable condo. <br> 08/16/2022: XXXX does not require a project review for units in a 2-4 unit condo project. |  | Cleared Exception B | 1 |
| 6000083375 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Condo Attached | 0 | 0.9417 | 721 | 75.00% | XXXXXXXXXXXX | 242162 | Credit | Eligibilty | Flip transaction- seller purchased property XXXX, < 6 months from Note date. Exception granted for Flip Transaction. | Exception for flip transaction granted by XXXX on XXXX and in file. | Months Of Reserves - Minimum reserve requirement is 6 months. The borrower has 14 months reserves, Credit Score - Minimum credit score requirement is 660. The borrowers credit score is 721 | Client Accepted B | 2 |
| 6000083375 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Condo Attached | 0 | 0.9417 | 721 | 75.00% | XXXXXXXXXXXX | 242427 | Credit | Property Type - Eligibility | The Condo Questionnaire indicates "yes" deed or resale restrictions. Per guidelines, deed restrictions that affect transferability of a property are not allowed. | 07/25/2022: Document provided to clear condition. |  | Cleared Exception B | 1 |
| 6000083311 | XXXXXXXXXXXX | MI | Purchase | Non-Owner Occupied | Condo Attached | 40.22 |  | 782 | 75.00% | XXXXXXXXXXXX | 244767 | Credit | Self Employed | Per CPA Letter, XXXX is 100% owned by XXXX. XXXX Living Trust documents are missing from the loan file. | 07/27/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083339 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 21.48 |  | 663 | 70.00% | XXXXXXXXXXXX | 244332 | Credit | VOM | The Verification of Mortgage (VOM) and/or the mortgage payment history on the current mortgage in file is from Private Owner hand written vom. Customer pays in cash and checks - unable to provide cancelled checks for 12 consecutive months for 0x30. Lowered max LTV as counteroffer. An approved exception signed by XXXX is missing from the loan file. | 7/27/22: Per XXXX, Yes, email attached to exception form indicates we counter offered their original request and approved at 70% LTV /XXXX loan amount. | Months Of Reserves - 45 months of reserves, Years On Job - 28 yrs self employed | Client Accepted B | 2 |
| 6000083339 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 21.48 |  | 663 | 70.00% | XXXXXXXXXXXX | 244697 | Compliance | Right of Rescission | This loan failed the TILA right of rescission test. The rescission period ended on XXXX which is the same date as the disbursement date of XXXX from the final CD. | 07/26/2022: Post consummation CD provided to clear condition. |  | Cleared Exception B | 2 |
| 6000083339 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 21.48 |  | 663 | 70.00% | XXXXXXXXXXXX | 244698 | Compliance | Other | This loan failed the written list of service providers disclosure date test due to the disclosure date is later than three business days after the application date. | 07/26/2022: Document provided to clear condition. |  | Cleared Exception B | 1 |
| 6000083339 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 21.48 |  | 663 | 70.00% | XXXXXXXXXXXX | 244699 | Compliance | Other | This loan failed the homeownership counseling organizations disclosure date test due to the disclosure date is later than three business days after the application date. | 07/26/2022: Document provided to clear condition. |  | Cleared Exception B | 1 |
| 6000083339 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 21.48 |  | 663 | 70.00% | XXXXXXXXXXXX | 245231 | Property | Appraisal | Per appraisal and CDA, there is no heating or cooling system installed. A permanent heat source is required to be installed. | 8/2/22: Per XXXX, the plug in heaters reflected in the pictures are unacceptable as a permanent heat source. 8/4/22: Not a specific guideline but this was an XXXX decision. Per XXXX, "We advised seller that a permanent heat source needed to be installed. "<br> 9/20/22: Per XXXX, "Seller provided updated commentary from the appraiser on property condition and heat source and we are OK to proceed". |  | Cleared Exception B | 1 |
| 6000083323 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 28.76 |  | 741 | 85.00% | XXXXXXXXXXXX | 239819 | Credit | Asset Verification | Verified reserves of 4.33 months is less than the minimum required of 6 months per XXXX guidelines. | 5/19/22: Funds to close (XXXX) + 6 mth PITI (XXXX) = XXXX. Verified assets: XXXX/checking (XXXX): XXXX = 4.32 months reserves. 6/1/22: Need specific rebuttal comment explaining how additional documentation provided clears outstanding exception. Per post-closing XXXX statement provided, deposit of XXXX on XXXX is after subject loan closing date of XXXX. Other assets provided in name of non-borrowing spouse. 6/7/22 - rebuttal explanation does not clear the exception. The only asset account used for qualifying was XXXX per loan application. If funds from non-borrower spouse were used, the funds should have been transferred into XXXX prior to closing date. 6/10/22: please provide spouse's 3/31/22 XXXX statement showing current balance. Only transaction history provided that does not reflect balance. 06/13/22: Documentation provided to cure.<br>|  | Cleared Exception D B | 1 |
| 6000083323 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 28.76 |  | 741 | 85.00% | XXXXXXXXXXXX | 243198 | Credit | Occupancy | Initial 1003 indicates borrower is currently renting at XXXX/month but final 1003 reflects living rent-free. | 8/9/22: XXXX has elected to waive this exception. | Credit Score - The borrowers Fico of 741 is 81 points greater than the minimum required Fico of 660., DTI - DTI of 28.76% is 21.24% less than the maximum allowed DTI of 50%., Length of Employment - Borrower has been on the same job for 12 years. | Client Accepted D B | 2 |
| 6000083569 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Condo Detached | 40.19 |  | 681 | 75.00% | XXXXXXXXXXXX | 246366 | Credit | Program Eligibilty | The subject condo is Non-Warrantable due to Coinsurance. | 08/16/22: An exception approval was provided for the guideline deviation. | Months Of Reserves - 26 months of reserves | Client Accepted B | 2 |
| 6000083569 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Condo Detached | 40.19 |  | 681 | 75.00% | XXXXXXXXXXXX | 246460 | Credit | Borrower Eligibilty | Initial 1003 indicates the borrower is renting current residence; however, the final 1003 reflects he is living rent-free. Per guidelines, borrowers living rent free with immediate family members are not required to provide proof of housing payment history. Borrower lives rent free with girlfriend. Provide a copy of the girlfriend's lease agreement verifying borrower not on lease. | 08/24/22: An exception approval was provided for the guideline deviation. | Months Of Reserves - 26 months of reserves | Client Accepted B | 2 |
| 6000083386 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 |  | 731 | 60.00% | XXXXXXXXXXXX | 244018 | Credit | Borrower ID | According to the guidelines, All Loans must include a third party fraud detection report. In this case the file is missing a third party fraud report | 07/20/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083386 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 |  | 731 | 60.00% | XXXXXXXXXXXX | 244416 | Credit | Hazard Insurance | According to the guidelines, the hazard insurance must cover either the replacement cost of the property or the loan amount. In this case the hazard insurance dwelling is XXXX. The file is missing a replacement cost estimator. The appraisal does not state the replacement cost value and the loan amount is XXXX. | 7/25/22: dwelling coverage of XXXX does not cover estimated replacement cost of XXXX.<br> 08/01/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000080480 | XXXXXXXXXXXX | TX | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2516 | 711 | 75.00% | XXXXXXXXXXXX | 241046 | Property | Appraisal | The Appraisal is not included in the loan file. | 06/9/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000080480 | XXXXXXXXXXXX | TX | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2516 | 711 | 75.00% | XXXXXXXXXXXX | 241058 | Credit | Sales Contract | The fully executed sales contract that reflects all terms of the transaction is not in the loan file. | 06/9/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083324 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 |  | 743 | 54.20% | XXXXXXXXXXXX | 243091 | Credit | Deed of Trust / Mortgage | Title currently vested as XXXX. New Deed of Trust shows XXXX and XXXX, Husband and Wife. Provide updated Deed of Trust vested as XXXX or warranty deed transferring title to XXXX and XXXX. | 07/15/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083324 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 |  | 743 | 54.20% | XXXXXXXXXXXX | 243228 | Credit | Program Eligibilty | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. | 07/05/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083324 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 |  | 743 | 54.20% | XXXXXXXXXXXX | 243230 | Property | Appraisal | Appraiser to mark Yes or No if property has been listed for sale in the past 12 months. If Yes, additional exceptions may apply. | 7/5/22: Provide updated appraisal with appraiser to mark Yes or No if property has been listed for sale in the past 12 months. 07/15/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083324 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 |  | 743 | 54.20% | XXXXXXXXXXXX | 244326 | Credit | Borrower Eligibilty | Appraisal indicates that the subject property has been listed for sale in the past 12 months. According to the guidelines for loans without a prepayment penalty: Properties that have been listed for sale within the past 12 months are not<br> eligible for cash-out. | 07/26/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000080489 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 46.85 |  | 697 | 75.00% | XXXXXXXXXXXX | 240372 | Credit | Income - Self Employment | Provide the business bank statement for XXXX account ending XXXX for the month of XXXX thru XXXX to verify the borrower's income. | 06/03/2022: Document provided to clear condition. 6/7/2022 Documents provided to clear condition |  | Cleared Exception D A | 1 |
| 6000080489 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 46.85 |  | 697 | 75.00% | XXXXXXXXXXXX | 240375 | Credit | Credit | Provide PITIA for all REO properties. Mortgage statements are missing for XXXX, with XXXX Lending #XXXX, and XXXX with XXXX Lending #XXXX.  | 06/2/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000080489 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 46.85 |  | 697 | 75.00% | XXXXXXXXXXXX | 240376 | Credit | Income - Borrower | According to the guidelines, borrower must provide a business narrative which includes detail related to the size/scope and operating profile of the business. | 06/03/2022: Document provided to clear condition. |  | Cleared Exception D A | 1 |
| 6000080489 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 46.85 |  | 697 | 75.00% | XXXXXXXXXXXX | 241278 | Credit | Credit - Eligiblity | The file included a document showing that servicing for the property located at XXXX was being transferred however proof of the P&I for that property was not included. | 06/06/2022: First payment letter not uploaded. Could you re-upload the document. <br> 6/9/2022: Document provided to clear. |  | Cleared Exception D A | 1 |
| 6000080489 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 46.85 |  | 697 | 75.00% | XXXXXXXXXXXX | 241722 | Credit | Total Debt Ratio | According to the underwriting guidelines, the maximum allowed DTI for the program is 50%. The loan was calculated with a 57.73% DTI which exceeds the guidelines. The 1008 indicates that the lender calculated the monthly income as XXXX, however based on the bank statements in file the actual monthly income was XXXX. | 06/14/2022: Subject properties negative rental income was deducted from the income rather than considered a liability. |  | Cleared Exception D A | 1 |
| 6000083417 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Condo Attached | 0 | 0.9481 | 742 | 54.79% | XXXXXXXXXXXX | 244454 | Credit | Hazard Insurance | The property insurance policy or certificate is not included in the loan file. | 07/25/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083417 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Condo Attached | 0 | 0.9481 | 742 | 54.79% | XXXXXXXXXXXX | 244653 | Credit | Rental Income | According to the guidelines, refinance transactions will require a lease agreement with 1 month proof of rent received. The lease agreement in the file shows the monthly rent to be XXXX per month. The borrower provided a bank statement with deposits from the tenant of XXXX on XXXX and XXXX on XXXX. This is not consistent with the lease agreement. | 7/25/22: Provide documentation showing one full month's rent paid at same time. 7/29/22: XXXX approves the proof of rent as-is with a XXXX price adj | Years In Residence - Borrower has been in her current residence for 15 years , Months Of Reserves - Minimum reserve requirement is 6 months. The borrower has 38 months reserves, Credit Score - 742 qualifying score | Client Accepted B | 2 |
| 6000083417 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Condo Attached | 0 | 0.9481 | 742 | 54.79% | XXXXXXXXXXXX | 244657 | Credit | Condo/PUD | The condo blanket insurance policy for the project is missing from the loan file. | 07/25/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083417 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Condo Attached | 0 | 0.9481 | 742 | 54.79% | XXXXXXXXXXXX | 244658 | Credit | VOM | The 1008 and 1003 reflect that the borrower is renting primary residence for XXXX per month. An institutional VOR or proof of payment via cancelled checks or bank debits is missing from the file. | 7/25/22: Provide XXXX approved exception for borrower living rent-free. 07/27/22: An exception approval was provided for the guideline deviation. | Years In Residence - Borrower has been in her current residence for 15 years , Months Of Reserves - Minimum reserve requirement is 6 months. The borrower has 38 months reserves, Credit Score - 742 qualifying score | Client Accepted B | 2 |
| 6000083417 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Condo Attached | 0 | 0.9481 | 742 | 54.79% | XXXXXXXXXXXX | 244670 | Credit | HUD-1 | A fully executed final Settlement Statement is missing from the loan file. | 07/25/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000080808 | XXXXXXXXXXXX | NV | Purchase | Non-Owner Occupied | PUD | 0 |  | 775 | 70.00% | XXXXXXXXXXXX | 241962 | Credit | Credit Report | According to the guidelines, All credit documents including credit report and asset statements must be dated no more than 120 days prior to the note date. I this case, the original credit report is dated XXXX and the note date is XXXX. | 6/16/22: XXXX has approved the credit report date. |  | Cleared Exception D A | 1 |
| 6000084122 | XXXXXXXXXXXX | NY | Purchase | Owner Occupied | Condo Attached | 41.34 |  | 763 | 80.00% | XXXXXXXXXXXX | 247833 | Compliance | Other | This loan failed the TRID total of payments test. The total of payments is XXXX. The disclosed total of payments of XXXX is not considered accurate as it is understated by more than $100. | 09/16/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000084122 | XXXXXXXXXXXX | NY | Purchase | Owner Occupied | Condo Attached | 41.34 |  | 763 | 80.00% | XXXXXXXXXXXX | 247868 | Credit | Condo/PUD | The Condo Questionnaire is missing from the loan file. | 09/15/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000083255 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Four-Unit Property | 0 | 1.4967 | 657 | 50.00% | XXXXXXXXXXXX | 244169 | Property | Appraisal | Appraisal including a 1007 market rent addendum is not included in the loan file. | 07/25/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083255 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Four-Unit Property | 0 | 1.4967 | 657 | 50.00% | XXXXXXXXXXXX | 244170 | Credit | Credit Report | The complete original credit report is not included in the loan file. | 07/25/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083255 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Four-Unit Property | 0 | 1.4967 | 657 | 50.00% | XXXXXXXXXXXX | 244701 | Credit | Credit - Eligiblity | A third party fraud detection report is not in the loan file. | 07/25/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083255 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Four-Unit Property | 0 | 1.4967 | 657 | 50.00% | XXXXXXXXXXXX | 244711 | Credit | VOM | The Verification of Mortgage (VOM) and/or Verification of rent (VOR) for the borrower's primary residence is not in the loan file. | 07/25/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083255 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Four-Unit Property | 0 | 1.4967 | 657 | 50.00% | XXXXXXXXXXXX | 244712 | Credit | Rental Income | Documentation verifying one month proof of rent received is not in the loan file. The bank statement provided reflecting a pending deposit of XXXX cannot be tied to the four tenants. | 07/25/22: XXXX approves clearing condition. |  | Cleared Exception D A | 1 |
| 6000083312 | XXXXXXXXXXXX | MD | Purchase | Non-Owner Occupied | Single Family Attached | 0 | 1.0833 | 747 | 85.00% | XXXXXXXXXXXX | 245295 | Property | Appraisal | Appraisal states property rights are leasehold; per title property rights are fee simple. An appraisal with the correct property rights is missing from the loan file. | 08/04/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083334 | XXXXXXXXXXXX | AZ | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0409 | 782 | 80.00% | XXXXXXXXXXXX | 243012 | Credit | VOM | The Verification of Mortgage (VOM) for borrower's primary residence with XXXX evidencing 1x30x12 is missing from the loan file. | 7/6/22: Provide VOM for XXXX mtg with balance of XXXX per final 1003. 7/8/22: Guidelines require VOM on primary residence. 1003 shows a XXXX mtg on primary with balance of XXXX. Need VOM or credit supplement for this mtg. 7/25/22: VOM provided shows mtg is in the name of borrower's spouse. Will need an exception from XXXX for borrower living rent-free. 7/27/22: Need approved exception form. 08/01/22: An exception approval was provided for the guideline deviation. | Years In Residence - Resided in the Primary residence 25 years, Credit Score - Borrowers credit score is 782; the minimum requirement is 700., Months Of Reserves - Borrower has 185 months of reserves; minimum requirement is 6. | Client Accepted B | 2 |
| 6000083334 | XXXXXXXXXXXX | AZ | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0409 | 782 | 80.00% | XXXXXXXXXXXX | 243097 | Credit | HUD-1 | The final signed HUD-1 Settlement Statement or Closing Disclosure is missing from the loan file. | 07/06/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083334 | XXXXXXXXXXXX | AZ | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0409 | 782 | 80.00% | XXXXXXXXXXXX | 243099 | Credit | Note | Payment terms on the Note show the principal and interest payment. Note evidencing the Interest Only terms is missing from the loan file. | 07/08/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083421 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Residential | 0 | 1.3246 | 808 | 80.00% | XXXXXXXXXXXX | 243805 | Credit | Eligibilty | B2 lives rent free with B1 - (Rent free CBC exception) B1 owns primary B2 FTHB | Exception granted for B2 living rent free with B1 by XXXX on XXXX | Prior Mortgage History - Previous mortgage payment history is 0x30, Credit Score - Qualifying score 740, minimum required FICO is 640., Months Of Reserves - Borrower has 26.93 months of reserves; minimum requirement is 6 months. | Client Accepted B | 2 |
| 6000083421 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Residential | 0 | 1.3246 | 808 | 80.00% | XXXXXXXXXXXX | 244108 | Credit | Borrower Eligibilty | Per guidelines, a legible front and back copy of the borrower(s) valid XXXX for XXXX borrower is required. Back side of XXXX card for borrower 2 is missing from the loan file. | 07/18/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083421 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Residential | 0 | 1.3246 | 808 | 80.00% | XXXXXXXXXXXX | 244109 | Credit | Asset Verification | Borrower provided assets for funds to close from XXXX; however pages 3-4 from statement dated XXXX and pages 3-4 from statement dated XXXX are missing from the loan file. | 07/18/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083421 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Residential | 0 | 1.3246 | 808 | 80.00% | XXXXXXXXXXXX | 244110 | Credit | Debt Service Coverage Ratio | A signed and notarized copy of the Business Purpose & Occupancy Affidavit is missing from the loan file. Copy in file is not notarized. | 7/19/22: Business Purpose & Occupancy Affidavit provided is not notarized. 07/26/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083360 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Residential | 42.78 |  | 778 | 90.00% | XXXXXXXXXXXX | 244639 | Compliance | Other | This loan failed the charges that cannot increase test. The XXXX LE reflects the Discount Points Fee as XXXX, however the final CD reflects the comparable fee as XXXX for an increase of XXXX. A change of circumstance for the increased fee was not included in the loan file. | 07/26/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083360 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Residential | 42.78 |  | 778 | 90.00% | XXXXXXXXXXXX | 244640 | Credit | Program Eligibilty | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. | 07/26/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083363 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Condo Attached | 33.41 |  | 696 | 90.00% | XXXXXXXXXXXX | 246157 | Credit | Condo/PUD | According to underwriting guidelines, and the condo reviews insturction via email dated XXXX, the underwriter must complete the XXXX Attached PUD/Condo Warranty form. Please provide the completed form. | 08/18/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083363 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Condo Attached | 33.41 |  | 696 | 90.00% | XXXXXXXXXXXX | 246349 | Credit | Borrower Eligibilty | The payment shock of 326% exceeds the guideline maximum of 300% for a first time homebuyer. | 08/15/22: Per email in file, an exception approval was provided for the guideline deviation. | DTI - The borrower has a 32.18% DTI Ratio. The maximum DTI ratio for the program is 45%. The DTI is below max by 5% or greater., Prior Housing History - The borrower has 0 x 30 x 32- month housing history. | Client Accepted B | 2 |
| 6000083100 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 1.2535 | 793 | 75.00% | XXXXXXXXXXXX | 243355 | Credit | Credit Report | A XXXX credit report is missing from the loan file. | 07/07/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083100 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 1.2535 | 793 | 75.00% | XXXXXXXXXXXX | 243356 | Property | Appraisal | According to the underwriting guidelines, all appraisals require a third-party valuation by an XXXX approved vendor: XXXX, XXXX, XXXX, or XXXX. In this case, the appraisal review product is missing from the loan file. | 07/07/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083100 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 1.2535 | 793 | 75.00% | XXXXXXXXXXXX | 243359 | Credit | Borrower Eligibilty | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. | 07/07/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083100 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 1.2535 | 793 | 75.00% | XXXXXXXXXXXX | 243474 | Credit | VOM | The Verification of Mortgage (VOM) for borrowers primary residence at XXXX evidencing no more than 1x30x12 is missing from the loan file. | 07/11/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083100 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 1.2535 | 793 | 75.00% | XXXXXXXXXXXX | 243476 | Credit | Final 1003 | A final signed 1003 or Broker Deal Submission is missing from the loan file. | 07/14/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083100 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 1.2535 | 793 | 75.00% | XXXXXXXXXXXX | 243477 | Property | Appraisal | Per the appraisal owner of record is XXXX. A corrected appraisal showing owner of record as XXXX is missing from the loan file. | 07/14/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083100 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 1.2535 | 793 | 75.00% | XXXXXXXXXXXX | 243479 | Credit | Final 1003 Discrepancies | Per the initial loan application borrowers sex is stated as male; per borrowers photo ID/ XXXX drivers license borrower is female. Discrepancy to be addressed and corrected on final loan application. | 07/14/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083103 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 9.69 |  | 690 | 80.00% | XXXXXXXXXXXX | 245145 | Compliance | Closing Disclosure | Liability after foreclosure section is not completed. | 07/29/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083103 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 9.69 |  | 690 | 80.00% | XXXXXXXXXXXX | 245148 | Property | Appraisal | Appraisers E&O Insurance is missing from the loan file. | 07/29/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083390 | XXXXXXXXXXXX | KY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 0.7371 | 752 | 75.00% | XXXXXXXXXXXX | 244493 | Credit | Funds to Close - Eligibilty | Borrower used 1031 Exchange Funds for closing in the amount of XXXX. Documentation for 1031 Exchange Funds including accommodator instructions and fully executed exchange agreement at closing are missing from the loan file. | 07/26/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083390 | XXXXXXXXXXXX | KY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 0.7371 | 752 | 75.00% | XXXXXXXXXXXX | 244494 | Credit | Program Eligibilty | Per title and tax certificate the annual property tax amount is XXXX which makes the audit calculated DSCR 0.74. Exception for a DSCR < 0.75 is missing from the loan file. | 08/01/22: An exception approval was provided for the guideline deviation. | Prior Mortgage History - Previous mortgage payment history is 0x30, Credit Score - Qualifying score 752; minimum required FICO is 660, Months Of Reserves - Borrower has 74.91 months of reserves; minimum requirement is 6 months. | Client Accepted B | 2 |
| 6000083368 | XXXXXXXXXXXX | AZ | Purchase | Owner Occupied | PUD | 38.53 |  | 708 | 78.96% | XXXXXXXXXXXX | 245559 | Property | Appraised Value | A third party review from a XXXX approved vendor is missing from the loan file. | 08/03/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083412 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 | 1.0171 | 665 | 57.14% | XXXXXXXXXXXX | 243979 | Credit | VOM | The file is missing an institutional VOR or proof of payment via cancelled checks or bank debits verifying borrower's housing payment history for the primary residence at XXXX. | 7/20/22: VOR provided is incomplete: Sections 1 and 10 not completed. 7/25/22: Guidelines require verification of housing history for primary residence. Provide fully completed VOR. 7/27/22: Provide VOR that has been resubmitted to and completed by the apartment community representative. 8/1/22: XXXX has agreed to clear this condition. |  | Cleared Exception A | 1 |
| 6000083412 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 | 1.0171 | 665 | 57.14% | XXXXXXXXXXXX | 244328 | Credit | Credit | According to the guidelines, Refinance transactions will require a lease agreement with 1 month proof of rent received. In this case, the file contains lease agreements for XXXX and XXXX; however, one month proof of rent received for both units is missing from the file. | 07/18/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083412 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 | 1.0171 | 665 | 57.14% | XXXXXXXXXXXX | 244546 | Property | Appraisal | The Rent Schedule section of the appraisal is incomplete. The Leases information and Actual Rents were not provided by the appraiser. | 07/25/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083430 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 38.57 |  | 758 | 89.99% | XXXXXXXXXXXX | 245877 | Compliance | Closing Disclosure | Liability after foreclosure section is not completed on the final Closing Disclosure. | 08/10/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084627 | XXXXXXXXXXXX | OH | Purchase | Owner Occupied | PUD | 38.61 |  | 814 | 55.77% | XXXXXXXXXXXX | 247832 | Property | Appraisal | The subject appraisal shows subject to completion. The final inspection/ Completion Report for the subject property is missing from the loan file. | 9/19/22: The 442 report provided was completed by an appraiser whose license expired on XXXX which is prior to the date of inspection on XXXX. Further, the pictures reflect that all the completions have not been finished including the driveway, front yard, bedroom and bathroom flooring.<br> 9/27/2022: Document provided to clear. |  | Cleared Exception D A | 1 |
| 6000084627 | XXXXXXXXXXXX | OH | Purchase | Owner Occupied | PUD | 38.61 |  | 814 | 55.77% | XXXXXXXXXXXX | 247853 | Credit | Income - Self Employment | Per guidelines a joint personal account with a non-borrowing spouse or domestic partner can be used for qualifying as follows: If not contributing income/deposits, it must be validated by a borrower affidavit; and a Relationship letter must be present in file. A borrower affidavit and relationship letter to joint account holder XXXX are missing from the loan file. If not provided income must be calculated at 50% ownership. Additional exceptions may apply upon review. | 9/19/22: Please provide a borrower affidavit and relationship letter to joint account holder XXXX as required per XXXX/ personal bank statements guidelines.<br> 9/29/22: Per guidelines, please provide a borrower affidavit stating that the non-borrowing spouse does not contribute income/deposits to the joint personal account used to qualify. The letter provided only states that the joint account holder is the borrower's spouse. 10/4/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083335 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Condo Attached | 44.94 |  | 686 | 80.00% | XXXXXXXXXXXX | 246437 | Property | Appraisal | Please provide a desk review or other third-party valuation product from one of the following companies to support the appraised value: XXXX, XXXX, XXXX or XXXX. | 08/17/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000083335 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Condo Attached | 44.94 |  | 686 | 80.00% | XXXXXXXXXXXX | 246439 | Credit | Program Eligibilty | The audit calculated DTI of 71.91% exceeds the guideline maximum DTI of 50%. It appears that the lender calculated the bank statement income without excluding several transfers from other accounts, many of which are transfers from the 2nd account used to qualify. In addition, the lender did not include a special condo assessment of XXXX/month reflected on the condo questionnaire. | 8/19/22: 50% expense factor must be used as the borrower's business is not home based.<br> 9/14/2022: XXXX made an exception allowing the use of 20% expense factor. | Credit Score - Guideline CS 660 Borrower CS 686, Months Of Reserves - 19.49 months of reserves | Client Accepted D B | 2 |
| 6000083382 | XXXXXXXXXXXX | CA | Purchase | Non-Owner Occupied | Three-Unit Property | 31.83 |  | 814 | 65.00% | XXXXXXXXXXXX | 244740 | Credit | Credit - Inquiries | Provide a LOE for the credit inquiries listed on the credit report for XXXX. (XXXX, XXXX) | 08/01/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083382 | XXXXXXXXXXXX | CA | Purchase | Non-Owner Occupied | Three-Unit Property | 31.83 |  | 814 | 65.00% | XXXXXXXXXXXX | 244858 | Credit | Title Commitment | Title Commitment in file is missing Schedule A. Proposed loan amount, Lender and Borrower |  |  | Cleared Exception A | 1 |
| 6000083313 | XXXXXXXXXXXX | ME | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.145 | 682 | 51.95% | XXXXXXXXXXXX | 245429 | Credit | Title | The file is missing the Title Commitment for the subject property. | 08/22/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083313 | XXXXXXXXXXXX | ME | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.145 | 682 | 51.95% | XXXXXXXXXXXX | 245432 | Property | Appraisal | According to the guidelines, a desk review or other third-party valuation product, or a second appraisal, is required for every loan. In this case of this file, the CU is not scored (Non UAD) and a third party valuation product, is missing from the file. | 08/22/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083313 | XXXXXXXXXXXX | ME | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.145 | 682 | 51.95% | XXXXXXXXXXXX | 245433 | Credit | Credit | According to the guidelines, all Loans must include a third-party fraud detection/background report. In this case the file is missing a fraud report | 08/22/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083313 | XXXXXXXXXXXX | ME | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.145 | 682 | 51.95% | XXXXXXXXXXXX | 245434 | Credit | Income | The borrower's initials are missing on the notarized Business Purpose Affidavit. | 08/29/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083313 | XXXXXXXXXXXX | ME | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.145 | 682 | 51.95% | XXXXXXXXXXXX | 245447 | Credit | Credit Report | The file is missing a credit supplement for the following mortgages; XXXX, XXXX, XXXX HELOC. The credit report reflects last paid XXXX and the loan closed on XXXX. | 08/22/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083313 | XXXXXXXXXXXX | ME | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.145 | 682 | 51.95% | XXXXXXXXXXXX | 245449 | Credit | 1008 | Form 1008/loan approval is missing from the loan file | 08/22/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083380 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 28.34 |  | 706 | 80.00% | XXXXXXXXXXXX | 246643 | Credit | VOM | 12 months proof of rental payment via cancelled checks, bank debits or institutional VOR required. VOR provided is from a private party stating rent was paid in cash then a lump sum. Exception for non traditional VOR is missing from the loan file. | 8/25/22: Provide XXXX business bank statement from XXXX verifying rent check for XXXX cleared the account.<br> 08/25/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000083380 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 28.34 |  | 706 | 80.00% | XXXXXXXXXXXX | 246747 | Compliance | Other | This loan failed the TRID closing disclosure date and funding date validation test as the closing receipt date from the final CD is XXXX which is prior to the funding date of the loan. | 08/25/22: Documentation provided to cure. |  | Cleared Exception D B | 2 |
| 6000083418 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 16.51 |  | 725 | 90.00% | XXXXXXXXXXXX | 245931 | Credit | Program Eligibilty | Per guidelines all non-arm's length transactions require a relationship letter between the buyer & seller. The relationship letter between buyer & seller is missing from the loan file. | 08/18/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083418 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 16.51 |  | 725 | 90.00% | XXXXXXXXXXXX | 245933 | Compliance | Other | This loan failed the charges that cannot increase test. The XXXX LE reflects the discount points fee as XXXX and the appraisal fee as XXXX, however the final CD reflects the discount points fee as XXXX and the appraisal fee as XXXX, for an increase of XXXX. A change of circumstance for the increased fees was not included in the loan file. | 8/15/22: The COC for the CD dated XXXX is missing from the loan file. <br> 8/18/22: The COC for the CD dated XXXX is missing from the loan file. <br> 08/18/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083419 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 20.86 |  | 711 | 89.90% | XXXXXXXXXXXX | 245459 | Property | Appraisal | A third party review from a XXXX approved vendor is missing from the loan file. | 08/02/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083423 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | PUD | 36.85 |  | 772 | 85.00% | XXXXXXXXXXXX | 247308 | Property | Appraisal | According to underwriting guidelines an "As Is" appraisal is required. In the case of this file, the 442 completion certificate in the file is incomplete, as it is subject to bathroom repairs. Provide a Certificate of Completion reflecting all repairs have been made. | 09/06/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000083429 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Four-Unit Property | 0 |  | 720 | 60.00% | XXXXXXXXXXXX | 246803 | Credit | Closing Disclosure | The Final Executed Closing Disclosure/Settlement Statement is missing from the loan file. Final cash back to borrower pending. | 08/25/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083429 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Four-Unit Property | 0 |  | 720 | 60.00% | XXXXXXXXXXXX | 246950 | Credit | Final 1003 Discrepancies | Per loan application (1003) borrower states his primary residence is XXXXr but per the Certification of Non-Owner Occupancy & Indemnity signed at close borrower states his primary residence is XXXX. Documentation of the discrepancy and what property actually borrowers primary residence is missing from the loan file. Additional exceptions may apply upon review. | 08/29/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084351 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0082 | 679 | 58.80% | XXXXXXXXXXXX | 248108 | Credit | Underwriting Condition Not Met | According to the guidelines, Borrowers living rent free may be considered on a case by case basis. In this case, the file is missing an underwriting exception for the borrower that is living rent free. Rent free letter in the file | 09/20/22: An exception approval was provided for the guideline deviation. | Months Of Reserves - LTV 70% and under do not require reserves. The file LTV is 58%. The borrower has 29 months reserves, Credit Score - Minimum score requirement is 640. Borrower score is 679 | Client Accepted B | 2 |
| 6000084351 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0082 | 679 | 58.80% | XXXXXXXXXXXX | 248109 | Credit | HUD-1 | The file is missing the final executed HUD-1 Settlement statement | 09/20/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083450 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.1215 | 657 | 75.00% | XXXXXXXXXXXX | 246233 | Credit | Asset Verification | Provide documentation verifying the borrower is 100% owner of XXXX. | 8/15/22: Provide an access letter from partners allowing the use of the business funds by the borrower.<br> 08/17/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083450 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.1215 | 657 | 75.00% | XXXXXXXXXXXX | 246340 | Credit | Funds to Close | Per guidelines, provide the most recent 2 months asset statements for a purchase (only XXXX - XXXX provided). If account has been open for less than 2 months, provide source of the wire transfer of XXXX on XXXX. | 08/15/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083450 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.1215 | 657 | 75.00% | XXXXXXXXXXXX | 246345 | Credit | Final 1003 | Provide the borrower's application/Broker Deal Submission. | 08/15/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000083464 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 | 1.0422 | 662 | 65.00% | XXXXXXXXXXXX | 248799 | Property | Appraisal | A color copy of the 442 Completion Report with external and interior photos is missing from the loan file. | 10/10/22: Appraisal is marked "subject to completion". Provide 442 Completion Report with external and interior photos. <br> 10/11/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000083464 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 | 1.0422 | 662 | 65.00% | XXXXXXXXXXXX | 250201 | Credit | Funds to Close | Verified reserves of 3.74 months is less than the guideline minimum of 6 months for a cash-out refi. | 10/26/22: An exception approval was provided for the guideline deviation. | Credit Score - Guideline CS 640 Borrower CS 662, Months Of Reserves - 3.75 months of reserves | Client Accepted D B | 2 |
| 6000083473 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Two-Unit Property | 0 | 1.1981 | 795 | 75.00% | XXXXXXXXXXXX | 247726 | Credit | Deed of Trust / Mortgage | Per XXXX guidelines when a loan closes as a Limited Liability Company all borrowers must sign the Deed of Trust as individuals and as authorized signors of the LLC. In this case the Deed of Trust was not signed by the borrower as an individual. | 10/11/22: A seller exception approval was provided for the guideline deviation and approved per XXXX. | Credit Score - The borrowers Fico of 795 is 95 points greater than the minimum required Fico of 700., Months Of Reserves - 107 months of reserves | Client Accepted B | 2 |
| 6000083481 | XXXXXXXXXXXX | NV | Purchase | Non-Owner Occupied | PUD | 0 | 2.2828 | 664 | 26.11% | XXXXXXXXXXXX | 245727 | Property | Appraisal | A third party appraisal valuation by a XXXX approved vendor is required on all files unless the CU Score is 2.5 or below and the LTV is < 70% for purchase transactions. The Fannie Mae SSR Report with the CU Score is missing from the loan file. If the CU Score is above 2.5 a third party review will be required. | 8/8/22: Provide CDA appraisal review. 08/13/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000083563 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | PUD | 37.43 |  | 769 | 80.00% | XXXXXXXXXXXX | 246560 | Credit | Employment-Self Employment | According to the guidelines, validation of a minimum of 2 years existence of the business from one of the following: Business existence greater than 1 year but less than 2 can be considered based on underwriter discretion. Exception requested XXXX but an approved exception from XXXX is missing from the loan file. | 08/22/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083563 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | PUD | 37.43 |  | 769 | 80.00% | XXXXXXXXXXXX | 246591 | Credit | Credit Report | The credit report is missing from the loan file. Additional exceptions may apply upon review. | 08/22/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083563 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | PUD | 37.43 |  | 769 | 80.00% | XXXXXXXXXXXX | 246697 | Credit | Program Eligibilty | Exception needed for flip transaction and non-arms length sale: Seller acquired property XXXX; buyer has been renting from seller since XXXX. Exception requested XXXX but an approved exception from XXXX is missing from the loan file. | 8/22/22: Please upload XXXX approved exception. 08/24/22: An exception approval was provided for the guideline deviation. | Credit Score - 769 Fico is over 100 points more than the minimum required Fico., DTI - 37.43% DTI is less than the maximum allowed DTI of 50%. | Client Accepted B | 2 |
| 6000083563 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | PUD | 37.43 |  | 769 | 80.00% | XXXXXXXXXXXX | 246702 | Property | Appraisal | Third party CDA report in file reviews appraisal dated XXXX by XXXX and does not match the appraisal performed on XXXX by XXXX. Third party review appraisal to match submitted appraisal is missing from the loan file. | 08/26/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000083505 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | PUD | 46.26 |  | 794 | 31.99% | XXXXXXXXXXXX | 248671 | Credit | Asset Verification | Per audit findings borrower has 4.74 months in reserves which is below the minimum requirement of 6 months. Two months asset verification listed on final 1003 with XXXX in the amount of XXXX is missing from the loan file. Additional exceptions may apply upon review. | 10/3/22: No additional asset documentation provided. Need additional asset documentation or an exception from XXXX for insufficient reserves. 10/10/22: Per final CD, funds to close were XXXX (not XXXX per UW email provided).<br> Total assets verified XXXX - XXXX = XXXX / PITI XXXX = 4.74 months of reserves.<br> 10/20/2022: Document provided to clear condition. <br>|  | Cleared Exception A | 1 |
| 6000083510 | XXXXXXXXXXXX | CA | Purchase | Non-Owner Occupied | Two-Unit Property | 13.67 |  | 790 | 38.40% | XXXXXXXXXXXX | 245285 | Credit | Credit Report | Borrower living rent free, rent paid by ex-husband. Attestation signed by the homeowner is missing from the loan file. |  |  | Cleared Exception D B | 1 |
| 6000083510 | XXXXXXXXXXXX | CA | Purchase | Non-Owner Occupied | Two-Unit Property | 13.67 |  | 790 | 38.40% | XXXXXXXXXXXX | 245286 | Credit | Borrower Eligibilty | According to underwriting guidelines, the borrower must document a primary housing history, flip property transaction are not permitted, and the borrower must be of retirement age for early withdrawal of Pension. In the case of this file, the borrower lives rent free with family, the subject property is considered a Flip transaction (Bought for XXXX on XXXX), and the source of Pension income is not permitted when the borrower is not of retirement age. | An Exception waiver granted by XXXX on XXXX waiving requirements for retirement age for Pension Distribution, permitting the subject purchase as a Flip Property transaction, and for the borrower living rent free (no primary housing history). Approved waiver in file. | Credit Score - The borrower has a 790 credit score. The minimum credit score for the program is 660. The FICO score is above minimum by 20 points or higher, LTV - LTV is 38.40%, maximum LTV per guidelines is 80% | Client Accepted D B | 2 |
| 6000085153 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0073 | 709 | 80.00% | XXXXXXXXXXXX | 249019 | Credit | VOM | Borrowers living rent free may be considered on a case-by-case basis. | An exception has been issued by XXXX for the following on XXXX;; Borrower owns a Primary in XXXX yet resides for the majority of the year in XXXX with family. Letter provided indicates she cares for her sister in XXXX and as a result pays no rent. It is very common for XXXX residents to reside for the winter months in XXXX. Borrower owned a XXXX property previously / sold in XXXX. No verification this was investment therefore this has been considered first time investor and meets all guidelines for First time investor | Credit Score - min score is 640. borrower score 707 | Client Accepted B | 2 |
| 6000085153 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0073 | 709 | 80.00% | XXXXXXXXXXXX | 249023 | Credit | HUD-1 | A fully executed final HUD-1 Settlement statement is missing from the loan file, final cash to close/ reserves pending, additional exceptions may apply upon review. | 10/10/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000085153 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0073 | 709 | 80.00% | XXXXXXXXXXXX | 249031 | Credit | Asset Verification | Verified reserves of 5.92 months is less than the guideline minimum of 6 months. | 10/25/2022: XXXX approved the exception as is. | Credit Score - min score is 640. borrower score 707 | Client Accepted B | 2 |
| 6000083516 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 42.2 |  | 736 | 90.00% | XXXXXXXXXXXX | 246387 | Credit | Income - Self Employment | The P&L Statements provided by the CPA reflect total expenses of only 3.1% of the total revenue. Provide a LOE from the CPA explaining the low expense percentage. | 8/25/22: Document provided was in original loan file. Need additional LOE from CPA explaining the expenses of only 3.1%.<br> 11/15/2022: XXXX ok to clear condition. |  | Cleared Exception A | 1 |
| 6000083516 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 42.2 |  | 736 | 90.00% | XXXXXXXXXXXX | 246843 | Credit | Income | Provide 2 months business bank statements for XXXX to support P&L. Business statements in the file are for XXXX. | 8/25/22: need 2 months business bank statements for XXXX.<br> 09/16/2022: Borrower uses personal bank statement for business which is supported by the statements. |  | Cleared Exception A | 1 |
| 6000083516 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 42.2 |  | 736 | 90.00% | XXXXXXXXXXXX | 246844 | Credit | Employment-Self Employment | Provide a detailed explanation for the services provided by the XXXX. | 09/14/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000083516 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 42.2 |  | 736 | 90.00% | XXXXXXXXXXXX | 246861 | Credit | Credit | Provide work invoice from XXXX Consulting for XXXX deposit on XXXX. | 9/6/22: Bank statement shows a XXXX deposit on XXXX. Provide the work invoice sent from borrower to client to explain this deposit. 10/3/22: Per XXXX, need the work invoice sent from borrower to client for the XXXX charge.<br> 11/15/2022: XXXX ok with document provided to clear. |  | Cleared Exception A | 1 |
| 6000084109 | XXXXXXXXXXXX | CO | Purchase | Non-Owner Occupied | PUD | 0 |  | 785 | 63.39% | XXXXXXXXXXXX | 247015 | Credit | Deed of Trust / Mortgage | The ARM Rider is missing from the loan file. | 8/31/22: Note uploaded. Provide ARM Rider. 9/12/22: Need ARM Rider. 09/23/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084109 | XXXXXXXXXXXX | CO | Purchase | Non-Owner Occupied | PUD | 0 |  | 785 | 63.39% | XXXXXXXXXXXX | 247016 | Property | Appraisal | The appraisal reflects a discrepancy in the bedroom/bath count. Page 1 shows XX bedrooms/ XX bath, but the photos shows XX bedrooms/ XX bath and Form 1007 also shows XX bedrooms/ XX bath. | 09/10/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084131 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 49.92 |  | 757 | 80.00% | XXXXXXXXXXXX | 247620 | Compliance | Other | Form 1008 document is not included in the loan file. | 09/09/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000083571 | XXXXXXXXXXXX | NY | Rate Term Refi | Non-Owner Occupied | Two-Unit Property | 0 | 1.3239 | 685 | 75.00% | XXXXXXXXXXXX | 248018 | Credit | Credit | Verification of housing payment history for the subject property is missing from the loan file. | 09/21/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084093 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 26.42 |  | 719 | 85.00% | XXXXXXXXXXXX | 247009 | Credit | Credit | According to the underwriting guidelines, 12 months proof of payment via cancelled checks, bank debits or institutional VOR is required to verify a housing history. In this case the borrower provided 11 months of housing history. Letter of explanation that previous 12 for rental history at XXXX was not available. | Exception requested for only providing 11 months proof of rent (XXXX not available) and approved by XXXX on XXXX | DTI - DTI of 26.42% is 18.58% less than the maximum allowed DTI of 45%., Credit Score - The borrowers Fico of 719 is 39 points greater than the minimum required Fico of 680. | Client Accepted B | 2 |
| 6000084104 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 49.74 |  | 666 | 80.00% | XXXXXXXXXXXX | 247073 | Property | Appraisal | Per flip transaction guidelines, properties purchased within past 90 days require a 2nd appraisal if the value has increased more than 10%. Seller purchased property XXXX for XXXX, a second full appraisal is missing from the loan file. | 08/31/22: An exception approval was provided for the guideline deviation.<br> 09/22/2022: A second appraisal was provided. |  | Cleared Exception B | 1 |
| 6000084104 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 49.74 |  | 666 | 80.00% | XXXXXXXXXXXX | 247074 | Credit | Property Type - Eligibility | Per guidelines if seller has owned property < 6 months, approval is considered on a case-by-case basis. Exception from XXXX for flip transaction is missing from the loan file. | 08/31/22: An exception approval was provided for the guideline deviation | Months Of Reserves - The borrower has 11.42 months PITI in reserves. The minimum reserves required for the program is 6 months PITI., LTV - LTV is 80%, maximum allowed is 85% | Client Accepted B | 2 |
| 6000084124 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0026 | 774 | 80.00% | XXXXXXXXXXXX | 245929 | Property | Appraisal | According to th guidelines, a 3rd party valuation product is required on purchases over 70% LTV. In this case this file is missing a 3rd party valuation product. | 8/10/22: Provide CDA appraisal review due to LTV > 70%. 08/13/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000084124 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0026 | 774 | 80.00% | XXXXXXXXXXXX | 245942 | Credit | Debt Service Coverage Ratio | According to guidelines all loans must have a signed and notarized Business Purpose & Occupancy Affidavit in the loan file. The business purpose form in file is not notarized. | 8/10/22: XXXX has elected to waive this condition. | Months Of Reserves - Minimum reserve requirement is 6 months. borrower has 94 months reserves, Credit Score - Borrowers credit score is 774, minimum requirement is 640. | Client Accepted D B | 2 |
| 6000084136 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.1348 | 775 | 75.00% | XXXXXXXXXXXX | 246931 | Credit | Program Eligibilty | The Occupancy Statement in file is not signed by either borrower nor notarized. A fully executed Occupancy Statement is missing from the loan file. | 08/26/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084138 | XXXXXXXXXXXX | CA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0016 | 751 | 80.00% | XXXXXXXXXXXX | 247124 | Property | Appraisal | The desk review or other third-party valuation product from an acceptable XXXX vendor for the subject property is missing from the loan file. | 09/06/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000084147 | XXXXXXXXXXXX | AZ | Refi - Cash Out | Non-Owner Occupied | PUD | 44.23 |  | 713 | 75.00% | XXXXXXXXXXXX | 246386 | Property | Appraisal | According to the underwriting guidelines, all appraisals require a third-party valuation by an XXXX approved vendor: XXXX, XXXX, XXXX, or XXXX. In this case, the appraisal review product is missing from the loan file | 08/19/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084150 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 12.77 |  | 672 | 80.00% | XXXXXXXXXXXX | 247528 | Credit | Income | Provide documentation verifying the CPA license for XXXX. | 09/12/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084150 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 12.77 |  | 672 | 80.00% | XXXXXXXXXXXX | 247529 | Credit | Income | Provide a business narrative which includes detail related to the size/scope and operating profile of the business, including the following: Description of Business/Business Profile, Locations, Number of Employees/Contractors, Description of Goods/Materials, Materials/Trucks/Equipment, Commercial or Retail client base. | 09/12/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084150 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 12.77 |  | 672 | 80.00% | XXXXXXXXXXXX | 247551 | Credit | Employment-Self Employment | Provide an internet search of the business to support the business narrative. | 09/12/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084150 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 12.77 |  | 672 | 80.00% | XXXXXXXXXXXX | 247569 | Compliance | Other | All LE's, Initial CD (the only CD provided XXXX), Service Provider List, Homeownership Counseling List, Lock Agreement and applicable COC's (with the exception of XXXX) are missing from the loan file. | 9/12/22: Please provide the initial CD. <br> 9/21/2022: The revised LE is missing from the loan file. 09/23/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084168 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1 | 682 | 73.29% | XXXXXXXXXXXX | 247893 | Credit | Debt Service Coverage Ratio | A signed copy of the Borrower Affirmation & Certificate of Business Purpose is missing from the loan file. | 09/19/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084172 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 29.12 |  | 668 | 85.00% | XXXXXXXXXXXX | 247834 | Compliance | Other | Initial CD and Post Closing CD's are missing from loan file per Tracking Disclosure. | 09/15/2022: Documents provided to clear condition. |  | Cleared Exception A | 1 |
| 6000084175 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 0.8078 | 732 | 75.00% | XXXXXXXXXXXX | 246693 | Credit | Final 1003 Discrepancies | The final 1003 indicates the borrower owns primary residence; however, the property is not listed in REO Section 3 as property owned. | 08/24/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084175 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 0.8078 | 732 | 75.00% | XXXXXXXXXXXX | 246694 | Credit | VOM | Provide documentation verifying a 12-month housing payment history for the borrower's primary residence. | 08/24/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084251 | XXXXXXXXXXXX | TX | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.2735 | 763 | 80.00% | XXXXXXXXXXXX | 247946 | Credit | VOM | The Verification of Mortgage (VOM) and/or the mortgage payment history on borrowers primary residence at XXXX showing paid current through XXXX is missing from the loan file. | 09/19/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084251 | XXXXXXXXXXXX | TX | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.2735 | 763 | 80.00% | XXXXXXXXXXXX | 247949 | Credit | Closing Disclosure | The final signed Closing Disclosure or HUD Settlement Statement is missing from the loan file. Final funds to close and reserves pending review. | 09/19/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084261 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0303 | 774 | 80.00% | XXXXXXXXXXXX | 249244 | Credit | HUD-1 | The executed final settlement statement is missing from the loan file. Final cash to close/ reserves pending. Additional exceptions may apply after review. | 10/12/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084270 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 49.82 |  | 686 | 65.00% | XXXXXXXXXXXX | 247090 | Property | Appraisal | A third party review from an XXXX approved vendor is missing from the loan file. | 08/30/2022: Document provided to clear condition. |  | Cleared Exception D A | 1 |
| 6000084331 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 16.49 |  | 675 | 80.00% | XXXXXXXXXXXX | 246749 | Credit | Program Eligibilty | It appears that the terms of the subject loan do not meet eligibility guidelines. Total liquid assets available are XXXX. Cash to Close Required is XXXX. The Remaining reserves are XXXXor 0.60 months of verified reserves. Guidelines require a min of 6 months reserves. Exception for having less than the minimum 6 months PITI is missing from the loan file. | 8/24/22: Funds to close per final CD: XXXX. Verified assets: XXXX (gift); XXXX (proceeds from sale of other property); XXXX (XXXX on XXXX); XXXX (XXXX on XXXX); XXXX (XXXX on XXXX) = Total assets: XXXX - XXXX = XXXX/ XXXX = 1.66 months reserves. Cannot include the funds of XXXX from check written to business on XXXX. Will need the complete bank statement dated XXXX to include these funds. Also provide an additional statement for XXXX and XXXX as only one month provided and 2 months required. 8/26/22: Bank statement dated XXXX was provided. Need statement dated XXXX. Per original rebuttal comment, also need an additional statement for XXXX and XXXX.<br> 8/29/22: Again, bank statements from XXXX and XXXX were provided. Need XXXX statement from XXXX.<br> 08/31/22: Documentation provided to cure.<br>|  | Cleared Exception A | 1 |
| 6000084338 | XXXXXXXXXXXX | OR | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 |  | 774 | 30.28% | XXXXXXXXXXXX | 247730 | Credit | HUD-1 | The final executed settlement statement for the subject loan is missing from the loan file. Additional conditions may apply after review. | 09/14/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000084348 | XXXXXXXXXXXX | CT | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.3476 | 733 | 75.00% | XXXXXXXXXXXX | 247857 | Credit | Rental Income | According to the guidelines, Refinance transactions will require a lease agreement with 1 month proof of rent received. In this case, a lease agreement was provided for all 3 units. However, the file is missing proof of one month rent received for each unit. | 9/20/22: LOE provided is insufficient to clear condition. Must provide documentation verifying full collection of rent for each unit. 9/21/22: Per XXXX LOE and Bank Statement provided is sufficient to satisfy proof of rent. |  | Cleared Exception A | 1 |
| 6000084349 | XXXXXXXXXXXX | WA | Purchase | Owner Occupied | Single Family Detached | 49.54 |  | 638 | 80.00% | XXXXXXXXXXXX | 248071 | Credit | AUS/Loan Approval | Provide an updated AUS to include the deduction of the spousal support of XXXX from the borrower's income since it continues until XXXX per the divorce decree in the DTI ratio (XXXX program). The DTI ratio with the spousal support deduction from the total income results in a DTI ratio of 49.54% and the AUS in file shows 38.58%. | 9/22/22: Updated AUS reflects "Refer with Caution". Per XXXX guidelines, Refer or Caution findings will not be eligible for delivery to XXXX. 09/27/22: Documentation provided to cure. Loan program changed to XXXX. |  | Cleared Exception A | 1 |
| 6000084349 | XXXXXXXXXXXX | WA | Purchase | Owner Occupied | Single Family Detached | 49.54 |  | 638 | 80.00% | XXXXXXXXXXXX | 248072 | Credit | Income | The business bank statements in the loan file used for qualifying were missing pages 4 through 12 for XXXX, XXXX, XXXX, XXXX, XXXX, XXXX and XXXX and the entire statement for XXXX. Audit used the lender's income of XXXX per month for calculation purposes. Additional conditions may apply after review. | 09/22/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084407 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.0561 | 723 | 75.00% | XXXXXXXXXXXX | 248184 | Credit | 1008 | Form 1008 is missing from the loan file. | 09/21/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084408 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.2646 | 723 | 75.00% | XXXXXXXXXXXX | 248168 | Credit | 1008 | Provide the 1008 in the loan file. | 09/21/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084414 | XXXXXXXXXXXX | MD | Rate Term Refi | Non-Owner Occupied | Single Family Detached | 0 | 1.5359 | 691 | 70.00% | XXXXXXXXXXXX | 248739 | Credit | Closing Disclosure | The complete final Closing Disclosure or HUD Settlement Statement evidencing final cash to close/ cash to borrower is missing from the loan file. Additional exceptions may apply upon review. | 10/3/2022: Document provided to clear condition. |  | Cleared Exception D A | 1 |
| 6000084551 | XXXXXXXXXXXX | MS | Purchase | Owner Occupied | Single Family Detached | 8.34 |  | 664 | 85.00% | XXXXXXXXXXXX | 247978 | Compliance | Other | Initial CD XXXX is missing from loan file per tracking disclosure. | 9/21/22: The final charges that in total cannot increase more than 10% (XXXX) exceed the comparable charges (XXXX) by more than 10%. 10/12/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084559 | XXXXXXXXXXXX | PA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0828 | 770 | 80.00% | XXXXXXXXXXXX | 247244 | Credit | VOM | The Verification of Mortgage (VOM) for borrowers primary residence at XXXX evidencing no more than 1x30x12 is missing from the loan file. | 09/02/2022: credit report reflects mortgage history up until XXXX. An update should have been provided verifying an up to date mortgage history. 09/7/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084559 | XXXXXXXXXXXX | PA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0828 | 770 | 80.00% | XXXXXXXXXXXX | 247247 | Credit | Occupancy | A copy of the Occupancy Certification is missing from the loan file. | 09/02/2022: Document provided to cure. |  | Cleared Exception A | 1 |
| 6000085030 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 42.88 |  | 730 | 85.00% | XXXXXXXXXXXX | 249024 | Credit | Income | According to the underwriting guidelines, business existence greater than 1 year but less than 2 can be considered based on underwriter discretion. The borrowers have been self-employed since XXXX (18 months). The borrower was previously employed in the same line of work for 4.5 years prior to being self-employed and the co-borrower had no previous employment history. | Exception for borrower being self-employed < 2 years approved by XXXX on XXXX and in file. | Credit Score - The borrowers have a credit score of 730 which is 50 points above the required 660., DTI - The DTI ratio is 42.88% which is 7.12% below the maximum allowed of 50%. | Client Accepted B | 2 |
| 6000085030 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 42.88 |  | 730 | 85.00% | XXXXXXXXXXXX | 249052 | Credit | Credit | Per the final 1003 the co-borrower, XXXX is living rent free, The rent free letter from the immediate family member/homeowner is missing from the loan file. | 10/18/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000085030 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 42.88 |  | 730 | 85.00% | XXXXXXXXXXXX | 249056 | Credit | Income | Exception required to use a 20% expense factor for XXXX since the business is a partnership not a sole proprietorship. | Exception to use 20% expense factor approved by XXXX 9/20/2022 and in file. | Credit Score - The borrowers have a credit score of 730 which is 50 points above the required 660., DTI - The DTI ratio is 42.88% which is 7.12% below the maximum allowed of 50%. | Client Accepted B | 2 |
| 6000085030 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 42.88 |  | 730 | 85.00% | XXXXXXXXXXXX | 249057 | Credit | Flood Insurance | A copy of the Flood insurance policy is missing from the loan file. | 10/11/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000085030 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 42.88 |  | 730 | 85.00% | XXXXXXXXXXXX | 249058 | Property | Appraisal | The certificate of occupancy is missing from the loan file. The subject is new construction built in XXXX. | 10/11/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000085030 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 42.88 |  | 730 | 85.00% | XXXXXXXXXXXX | 249075 | Credit | VOM | Per final 1003 borrower, XXXX, has been renting the current primary residence at XXXX for $XXXX/ mo. Verification of Rent via institutional VOR or bank statements/ cancelled checks is missing from the loan file. Additional exceptions may apply upon review. | 10/18/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084569 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0103 | 759 | 75.00% | XXXXXXXXXXXX | 247610 | Credit | Program Eligibilty | All Business Purpose loans require a signed and notarized Certification of Business Purpose; a notarized copy of the Certification of Business Purpose is missing from the loan file. | 9/8/22: LOE provided. Need a signed and notarized Certification of Business Purpose or Business Purpose Affidavit. (see Exhibit 1 in XXXX PROGRAM GUIDE, pg 21)<br> 9/12/22: Certification of Business Purpose was not notarized as required. 09/19/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084569 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0103 | 759 | 75.00% | XXXXXXXXXXXX | 247613 | Credit | Sales / Construction Contract | Addendum #2 to the Contract in the loan file assigning the contract from XXXX to XXXX was not signed by the representative for XXXX and was not signed by the borrower XXXX. | 09/8/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084571 | XXXXXXXXXXXX | AZ | Purchase | Non-Owner Occupied | PUD | 39.33 |  | 713 | 75.00% | XXXXXXXXXXXX | 247808 | Property | Appraisal | The Certificate of Occupancy for the subject property was not included in the loan. The subject is new construction. | 09/13/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084571 | XXXXXXXXXXXX | AZ | Purchase | Non-Owner Occupied | PUD | 39.33 |  | 713 | 75.00% | XXXXXXXXXXXX | 247809 | Property | Appraisal | A desk review or other third-party valuation product for the property was not in the loan file. This is required per the guidelines since the LTV is over 70%. | 09/13/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084571 | XXXXXXXXXXXX | AZ | Purchase | Non-Owner Occupied | PUD | 39.33 |  | 713 | 75.00% | XXXXXXXXXXXX | 247810 | Credit | Income | Provide the most recent YTD pay stub coving a minimum of 30 days for the borrower from din XXXX. This is required since the Written VOE from XXXX was not an electronic WVOE as required by the guidelines. | 09/19/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084575 | XXXXXXXXXXXX | MO | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0211 | 651 | 75.00% | XXXXXXXXXXXX | 247891 | Credit | HUD-1 | The final executed settlement statement was missing from the loan file. Additional conditions may apply after review. | 09/15/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084576 | XXXXXXXXXXXX | VA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2694 | 800 | 75.00% | XXXXXXXXXXXX | 248519 | Property | Appraisal | A third party review from an XXXX approved vendor is missing from the loan file. | 09/27/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084582 | XXXXXXXXXXXX | NY | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.0981 | 691 | 52.08% | XXXXXXXXXXXX | 249118 | Credit | Program Eligibilty | Per guidelines all refinance transactions require lease agreements along with 1 month proof of rent received. In this case proof of rents received for units 2 and 3 in the amount of XXXX each are missing from the loan file. | 10/10/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084585 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Attached | 0 | 1.133 | 812 | 75.00% | XXXXXXXXXXXX | 247905 | Credit | HUD-1 | The final executed settlement statement for the subject loan is missing from the loan file. Additional exceptions may apply after review. | 09/15/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084585 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Attached | 0 | 1.133 | 812 | 75.00% | XXXXXXXXXXXX | 247906 | Credit | Final 1003 | The final 1003 is not included in the loan file. | 09/19/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084585 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Attached | 0 | 1.133 | 812 | 75.00% | XXXXXXXXXXXX | 247907 | Credit | Flood Insurance | Flood insurance documentation is not included in the loan file. | 09/15/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084947 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 43.7 |  | 693 | 80.00% | XXXXXXXXXXXX | 247994 | Compliance | Other | Please provide a copy of the Borrower's eligible VISA type from the following list: A1, A2, A3, B1, B2 E1, E2, E3 G1, G2, 3, G4, G5 H1, H2, H3 I J1, J2 L1 NATO O1, O2 P1, P2 R1 TN (NAFTA). | 9/22/22: I-94 documentation provided reflects Admit Until Date of XXXX. Need current, unexpired I-94.<br> 9/27/22: VISA provided expired XXXX. Need unexpired VISA. 9/28/22: Need current, unexpired B1/B2 VISA or application for extension of B1/B2 VISA . The VISA provided expired XXXX. The EAD card and I-797C application are insufficient. 10/10/22: Per XXXX: Ok to clear based on alternative documentation provided. |  | Cleared Exception D A | 1 |
| 6000084947 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 43.7 |  | 693 | 80.00% | XXXXXXXXXXXX | 247997 | Property | Appraisal | A third party valuation review from one of the following companies: XXXX, XXXX, XXXX, XXXX is missing from the loan file. | 09/27/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084947 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 43.7 |  | 693 | 80.00% | XXXXXXXXXXXX | 248001 | Credit | Closing Disclosure | An executed copy of the final Closing Disclosure for the subject property is missing from the loan file. | 09/18/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084587 | XXXXXXXXXXXX | ID | Purchase | Owner Occupied | Single Family Detached | 42.48 |  | 745 | 80.00% | XXXXXXXXXXXX | 247854 | Credit | Asset Verification | A CPA letter to verify the use of business funds will have no negative impact on the business is missing from the loan file. | 09/15/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084587 | XXXXXXXXXXXX | ID | Purchase | Owner Occupied | Single Family Detached | 42.48 |  | 745 | 80.00% | XXXXXXXXXXXX | 247916 | Compliance | Other | This loan failed the charges that cannot increase test. The final CD reflects a Title Endorsement Fee of XXXX, which is XXXX more than the comparable fee of XXXX from the Initial LE. A Change of Circumstance for this fee is not included in the Loan File. | 09/20/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084591 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 25.24 |  | 653 | 80.00% | XXXXXXXXXXXX | 247654 | Credit | Note / Deed of Trust / Mortgage | The final signed Note is missing from the loan file. | 09/12/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084591 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 25.24 |  | 653 | 80.00% | XXXXXXXXXXXX | 247762 | Compliance | Other | The signed closing package is missing from the loan file to run compliance test. | 09/12/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084591 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 25.24 |  | 653 | 80.00% | XXXXXXXXXXXX | 247765 | Credit | Final 1003 | The final signed 1003 is missing from the loan file. | 09/12/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084591 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 25.24 |  | 653 | 80.00% | XXXXXXXXXXXX | 247766 | Credit | Deed of Trust / Mortgage | The final signed Deed of Trust/Mortgage is missing from the loan file. | 09/12/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084591 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 25.24 |  | 653 | 80.00% | XXXXXXXXXXXX | 247767 | Credit | Closing Disclosure | The final signed Closing Disclosure is missing from the loan file. | 09/12/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084591 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 25.24 |  | 653 | 80.00% | XXXXXXXXXXXX | 247768 | Property | Appraisal | A third party review from a XXXX approved vendor is missing from the loan file. | 9/13/22: Provide CDA appraisal review report. <br> 9/14/2022: CDA Document provided to clear. |  | Cleared Exception D A | 1 |
| 6000084609 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 22.68 |  | 678 | 75.00% | XXXXXXXXXXXX | 248573 | Credit | VOM | Per guidelines a 12 month housing history proof of payment is required via cancelled checks, bank debits or institutional VOR/VOM. VOR provided shows payments from XXXX - XXXX covering 11 months. Proof of XXXX rent payment is missing from the loan file. | 09/28/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084609 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 22.68 |  | 678 | 75.00% | XXXXXXXXXXXX | 248701 | Property | Appraisal - Property Eligiblity | Property is located in a disaster area. Provide a third party exterior property inspection for the subject property. Additional exceptions may apply upon review. | 10/18/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084611 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 35.15 |  | 722 | 85.00% | XXXXXXXXXXXX | 248428 | Compliance | Other | Initial CD dated XXXX is missing from loan file per Tracking Disclosure. | 09/27/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000084612 | XXXXXXXXXXXX | CA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.4092 | 701 | 28.57% | XXXXXXXXXXXX | 248781 | Credit | Closing Disclosure | A copy of the final executed closing disclosure on the subject property is missing from the loan file. Final asset verification pending. | 10/3/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084612 | XXXXXXXXXXXX | CA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.4092 | 701 | 28.57% | XXXXXXXXXXXX | 248782 | Credit | Closing Disclosure | The final executed closing disclosure on the Borrower's primary residence located at XXXX verifying Cash Out in the amount of XXXX is missing from the loan file. Final asset verification and mortgage payment history pending, additional exceptions may apply upon review. | 10/3/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000084612 | XXXXXXXXXXXX | CA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.4092 | 701 | 28.57% | XXXXXXXXXXXX | 248783 | Property | Appraisal | The subject property located at XXXX is located in a continuing FEMA disaster area. After FEMA issues an incident end date, provide a post disaster inspection reported dated after incident end date. | 10/03/2022: FEMA report indicates the disaster occurred outside of the county the property was located in. |  | Cleared Exception D A | 1 |
| 6000084961 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.1646 | 730 | 75.00% | XXXXXXXXXXXX | 249923 | Credit | Underwriting Condition Not Met | The borrower has 16 financed properties exceeding guidelines. | 10/25/2022 Client exception provided in file. | Credit Score - 730 Fico is 90 points greater than the minimum required Fico of 640., Months Of Reserves - 124 months of reserves. | Client Accepted D B | 2 |
| 6000084961 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.1646 | 730 | 75.00% | XXXXXXXXXXXX | 249967 | Credit | Note | The Note indicates there is no prepayment penalty and does not reflect a PPP Addendum or Rider. The file contains a Prepayment Rider; however, the Rider does not reflect the subject property address or loan number to connect it to the Note. Provide a corrected Note and PPP Rider. | 10/27/2022: XXXX ok with this as the LLC name contains the property address. |  | Cleared Exception D B | 1 |
| 6000084622 | XXXXXXXXXXXX | AZ | Purchase | Owner Occupied | PUD | 40.2 |  | 767 | 80.00% | XXXXXXXXXXXX | 247939 | Property | Appraisal | A desk review or other third-party valuation product for the subject property from an approved XXXX vendor is missing from the loan file. | 09/19/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084622 | XXXXXXXXXXXX | AZ | Purchase | Owner Occupied | PUD | 40.2 |  | 767 | 80.00% | XXXXXXXXXXXX | 247940 | Credit | Program Eligibilty | The Personal Guaranty Form signed by the borrowers is missing from the loan file. | 09/19/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084625 | XXXXXXXXXXXX | WY | Rate Term Refi | Non-Owner Occupied | Single Family Detached | 33.63 |  | 742 | 70.56% | XXXXXXXXXXXX | 247959 | Property | Appraisal | A desk review or other third-party valuation product for the subject property from an XXXX approved vendor is missing from the loan file. | 09/19/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084625 | XXXXXXXXXXXX | WY | Rate Term Refi | Non-Owner Occupied | Single Family Detached | 33.63 |  | 742 | 70.56% | XXXXXXXXXXXX | 247960 | Credit | Credit - Eligiblity | The homeowner attestation letter in the file indicates the borrower is living rent free, but does not indicate the relationship with the borrower. According to the guidelines, the borrower must be living rent free with an immediate family member. The file did not include an approved exception for the borrower living rent free. | 9/19/22: Provide XXXX approved exception for living rent-free with non-immediate family member.<br> 09/20/22: An exception approval was provided for the guideline deviation. | Credit Score - The borrower has a 742 credit score which is 82 points above the required 660., LTV - The LTV is 70.56% which is 9.44% less than the maximum allowed of 80%. | Client Accepted B | 2 |
| 6000084625 | XXXXXXXXXXXX | WY | Rate Term Refi | Non-Owner Occupied | Single Family Detached | 33.63 |  | 742 | 70.56% | XXXXXXXXXXXX | 247961 | Credit | Income | The file did not include a letter of explanation from the borrower for the XXXX overtime income (XXXX) having a large decrease when compared to the XXXX (XXXX) and YTD overtime income (XXXX) since the overtime income is needed for qualifying. | 09/19/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084623 | XXXXXXXXXXXX | TN | Refi - Cash Out | Owner Occupied | Single Family Detached | 22.13 |  | 763 | 80.00% | XXXXXXXXXXXX | 248587 | Compliance | Other | This loan failed the charges that cannot increase test. The final CD reflects a Recording Fee of XXXX, an increase of XXXX from the fee on the initial LE. | 09/30/2022: This loan failed the charges that cannot increase test by 10% as the recording fee initially had a fee of XXXX on the initial LE, however the final CD reflects the fee as XXXX, an increase of XXXX. In order reduce the fee under 10% a refund of XXXX is required or a COC for the increase in recording fee on the final CD. Additionally, a COC for the increase in appraisal fee on the XXXX disclosure is missing from the file. 10/11/22: Documentation provided to cure. |  | Cleared Exception B | 2 |
| 6000084623 | XXXXXXXXXXXX | TN | Refi - Cash Out | Owner Occupied | Single Family Detached | 22.13 |  | 763 | 80.00% | XXXXXXXXXXXX | 248592 | Credit | Program Eligibilty | Loan closed as an entity, XXXX; guaranty agreement is in the name of XXXX. Personal guaranty agreement for XXXX is missing from the loan file. | 09/30/2022: Document provided to clear condition. |  | Cleared Exception B | 1 |
| 6000084624 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 27.09 |  | 723 | 80.00% | XXXXXXXXXXXX | 248048 | Credit | Final 1003 Discrepancies | Per letter from borrower the only real estate owned is XXXX. Final 1003 shows REO as XXXX. A final 1003 with the correct REO is missing from the loan file. If additional property is owned additional exceptions may apply. | 09/21/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084624 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 27.09 |  | 723 | 80.00% | XXXXXXXXXXXX | 248049 | Compliance | Other | This loan failed the Initial Closing Disclosure delivery date test as the initial closing disclosure delivery date is less than three business days before the consummation date. | 09/22/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084624 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 27.09 |  | 723 | 80.00% | XXXXXXXXXXXX | 248050 | Compliance | Other | This loan failed the charges that cannot increase test. The final CD reflects an Appraisal Re-Inspection Fee of XXXX, an increase of XXXX from the fee on the initial LE. A change of circumstance for the fee was not included in the file. | 09/22/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084945 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | PUD - Existing | 0 | 1.0015 | 762 | 80.00% | XXXXXXXXXXXX | 248613 | Credit | Asset Verification | Source of large deposit in the amount of XXXX into XXXX is missing from the loan file. Additional exceptions may apply upon review. | 09/28/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084945 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | PUD - Existing | 0 | 1.0015 | 762 | 80.00% | XXXXXXXXXXXX | 248700 | Property | Appraisal - Property Eligiblity | Property is located in a disaster area. Provide a third party exterior property inspection for the subject property. Additional exceptions may apply upon review. | 10/21/2022: The Disaster report provided is missing the signature page. Additionally, some of the pictures provided were cut off. <br> 10/26/2022: Document provided to cure. |  | Cleared Exception A | 1 |
| 6000084977 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2459 | 680 | 72.60% | XXXXXXXXXXXX | 247777 | Credit | Underwriting Condition Not Met | A signed and notarized Business Purpose & Occupancy Affidavit is required on all DSCR loans. A notarized copy of the Business Purpose & Occupancy Affidavit is missing from the loan file. | 9/28/22: Business Purpose form provided was not notarized as required. 10/10/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000084977 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2459 | 680 | 72.60% | XXXXXXXXXXXX | 247878 | Credit | Program Eligibilty | According to the underwriting guidelines, all loans must be submitted to an automated fraud and data check tool (i.e. XXXX, XXXX, etc.). In this case, the documentation is not included in the loan file. \*Missing all pages | 09/27/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000084977 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2459 | 680 | 72.60% | XXXXXXXXXXXX | 247879 | Credit | Program Eligibilty | Prepayment penalties are not allowed in the state of XXXX. | Exception for loan having a prepayment penalty in the state of XXXX approved by XXXX XXXX and in file. | Credit Score - Borrowers credit score is 680, minimum requirement is 640., LTV - LTV is 72.60%, maximum allowed is 80% LTV., Months Of Reserves - Borrower has 16.26 months of reserves, minimum requirement is 6 months. | Client Accepted D B | 2 |
| 6000084977 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2459 | 680 | 72.60% | XXXXXXXXXXXX | 247880 | Credit | Debt Service Coverage Ratio | Borrowers living rent free may be considered on a case-by-case basis. | Exception for borrower living rent free approved by XXXX XXXX and in file. | Credit Score - Borrowers credit score is 680, minimum requirement is 640., LTV - LTV is 72.60%, maximum allowed is 80% LTV., Months Of Reserves - Borrower has 16.26 months of reserves, minimum requirement is 6 months. | Client Accepted D B | 2 |
| 6000084977 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2459 | 680 | 72.60% | XXXXXXXXXXXX | 247882 | Credit | VOM | Attestation from the homeowner for borrower living rent free is missing from the loan file. | 9/27/22: Provide a letter from the borrower's spouse attesting that the borrower lives rent-free in the primary residence.<br> 9/28/22: LOE from borrower is insufficient. Provide a letter from the borrower's spouse attesting that the borrower lives rent-free in the primary residence. 10/10/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000084955 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.3128 | 742 | 80.00% | XXXXXXXXXXXX | 248534 | Credit | Sales Contract | The sales contract is not included in the loan file. Only the ext of closing date was included. | 09/28/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084962 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0458 | 730 | 75.00% | XXXXXXXXXXXX | 249986 | Credit | Program Eligibilty | It appears that the terms of the subject loan do not meet eligibility guidelines. The maximum number of financed properties to any one borrower is limited to 15 residential properties. The Borrower has 16 financed residential properties which includes the subject property. Client accepted. Exception in loan file. | Exception for exceeding the allowable maximum number of financed residential properties approved by XXXX and in file | Credit Score - Borrowers credit score is 730, minimum requirement is 700., Months Of Reserves - Borrower has 161.86 months of reserves, minimum requirement is 6 months. | Client Accepted B | 2 |
| 6000084957 | XXXXXXXXXXXX | KY | Purchase | Owner Occupied | Single Family Detached | 32.47 |  | 726 | 80.00% | XXXXXXXXXXXX | 248136 | Property | Appraisal | A desk review or other third-party valuation product for the property is missing from the loan file. | 09/20/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084967 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 36.18 |  | 768 | 80.00% | XXXXXXXXXXXX | 248387 | Credit | VOM | Evidence that the XXXX paid to XXXXi on XXXX was for 6 months advance rent for XXXX via lease agreement or VOR is missing from the loan file. | 09/27/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000084968 | XXXXXXXXXXXX | IL | Purchase | Non-Owner Occupied | PUD | 0 | 1.0408 | 666 | 75.00% | XXXXXXXXXXXX | 249162 | Credit | Credit | The rent free letter from the relative with whom the borrower is residing at XXXX was missing from the loan file. | 10/11/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084968 | XXXXXXXXXXXX | IL | Purchase | Non-Owner Occupied | PUD | 0 | 1.0408 | 666 | 75.00% | XXXXXXXXXXXX | 249163 | Credit | Credit - Eligiblity | The borrower is living rent free and the guidelines indicate this will be considered on a case by case basis | The file includes an approved waiver dated XXXX for the borrower living rent free. | Credit Score - The borrower has a 666 credit score which is 46 points above the required 620. | Client Accepted B | 2 |
| 6000084968 | XXXXXXXXXXXX | IL | Purchase | Non-Owner Occupied | PUD | 0 | 1.0408 | 666 | 75.00% | XXXXXXXXXXXX | 249164 | Credit | Hazard Insurance | The property insurance policy is not included in the loan file. Audit used the monthly insurance escrow from settlement statement for calculation purposes. Additional exceptions may apply after review. | 10/11/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084968 | XXXXXXXXXXXX | IL | Purchase | Non-Owner Occupied | PUD | 0 | 1.0408 | 666 | 75.00% | XXXXXXXXXXXX | 249166 | Credit | Program Eligibilty | Documentation confirming the borrower's ownership percentage in XXXX was missing from the loan file. The property is being held in the name of the LLC. | 10/11/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084968 | XXXXXXXXXXXX | IL | Purchase | Non-Owner Occupied | PUD | 0 | 1.0408 | 666 | 75.00% | XXXXXXXXXXXX | 249167 | Credit | Funds to Close | Borrower has 5.49 months of reserves which is short the required 6 months. Additional assets to cover closing costs/ reserves is missing from the loan file. | 10/11/22: Verified assets: XXXX (XXXX) + XXXX (XXXX) + XXXX (401k) = XXXX <br> 10/12/22: Original underwriter calculated more total assets (XXXX) than audit calculation (XXXX). It appears that the underwriter did not use the most updated balances from the XXXX accounts.<br> 10/18/22: Provide documentation verifying the source of the XXXX deposit into XXXX on XXXX.<br> 10/19/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084969 | XXXXXXXXXXXX | SC | Purchase | Non-Owner Occupied | PUD | 47.37 |  | 794 | 80.00% | XXXXXXXXXXXX | 248713 | Credit | Program Eligibilty | Borrower change on purchase contract- exception for changing buyers requested XXXX. | Exception requested for buyer changing on purchase contract; exception approved by XXXX and in file. | Credit Score - Borrowers credit score is 794, minimum requirement is 660. | Client Accepted B | 2 |
| 6000084970 | XXXXXXXXXXXX | AZ | Rate Term Refi | Second Home | Single Family Detached | 20.18 |  | 782 | 80.00% | XXXXXXXXXXXX | 249011 | Property | Appraisal | A desk review or other third-party valuation product from an XXXX approved vendor for the subject property is missing from the loan file. | 10/6/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084970 | XXXXXXXXXXXX | AZ | Rate Term Refi | Second Home | Single Family Detached | 20.18 |  | 782 | 80.00% | XXXXXXXXXXXX | 249012 | Credit | 1008 | Form 1008 document is not included in the loan file for a manually underwritten loan. | 10/10/22: Documentation provided to cure. |  | Cleared Exception B | 1 |
| 6000084970 | XXXXXXXXXXXX | AZ | Rate Term Refi | Second Home | Single Family Detached | 20.18 |  | 782 | 80.00% | XXXXXXXXXXXX | 249013 | Credit | Credit | The borrowers are living rent free with the co-borrowers parents for the last 12 months. | The file includes an approved waiver for the borrowers living rent free with the subject property being a second home. | Credit Score - The borrowers have 782 credit score which is 122 points above the required 660., DTI - The DTI ratio is 20.18% which is 29.82% below the maximum allowed of 50%. | Client Accepted B | 2 |
| 6000084963 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0299 | 730 | 75.00% | XXXXXXXXXXXX | 249918 | Credit | Borrower Eligibilty | The maximum number of financed properties to any one borrower is limited to 15 residential properties. | 10/24/22: An exception approval was provided for the guideline deviation. | Credit Score - 730 Fico is 90 points greater than the minimum required Fico of 640., Months Of Reserves - 75 months of reserves. | Client Accepted B | 2 |
| 6000084963 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0299 | 730 | 75.00% | XXXXXXXXXXXX | 249941 | Credit | Note | The Note indicates there is no prepayment penalty and does not reflect a PPP Addendum or Rider. The file contains a Prepayment Rider; however, the Rider does not reflect the subject property address or loan number to connect it to the Note. Provide a corrected Note and PPP Rider. | XXXX are ok with the document as the LLC name contains the property address. |  | Cleared Exception B | 1 |
| 6000084974 | XXXXXXXXXXXX | FL | Refi - Cash Out | Owner Occupied | Single Family Detached | 48.19 |  | 688 | 21.74% | XXXXXXXXXXXX | 249770 | Compliance | Other | The Revised CD has not been signed, need receipt date. |  |  | Cleared Exception A | 1 |
| 6000084982 | XXXXXXXXXXXX | CT | Purchase | Owner Occupied | Single Family Detached | 49.84 |  | 709 | 75.00% | XXXXXXXXXXXX | 250200 | Credit | Program Eligibilty | It appears the subject loan does not meet certain program eligibility guidelines. Borrower does not have housing history to support the 0x30x12 guideline requirement due to owning his current residence free and clear. Client Accepted and exception in loan file. | Exception for no current housing history approved by XXXX and in file | Credit Score - Guideline CS 660 Borrower CS 709, Months Of Reserves - 23.81 months of reserves | Client Accepted B | 2 |
| 6000084983 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.4883 | 686 | 75.00% | XXXXXXXXXXXX | 250103 | Credit | Title | Please provide title policy verifying the subject property is held in fee simple. |  |  | Cleared Exception B | 1 |
| 6000084983 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.4883 | 686 | 75.00% | XXXXXXXXXXXX | 250104 | Property | Appraisal | A third party appraisal review to support the subject value from one of the following approved vendors: XXXX, XXXX, XXXX, XXXX is missing from the loan file. |  |  | Cleared Exception B | 1 |
| 6000084983 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.4883 | 686 | 75.00% | XXXXXXXXXXXX | 250105 | Credit | Program Eligibilty | It appears that the terms of the subject loan do not meet eligibility guidelines. Borrower's living rent free may be considered case by case. Client reviewed and accepted. Exception in loan file. | Exception for Living Rent Free approved by XXXX and in file | Credit Score - Guideline CS 620 Borrower CS 686, Months Of Reserves - 16.71 Months of Reserves | Client Accepted B | 2 |
| 6000085015 | XXXXXXXXXXXX | AZ | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.0491 | 691 | 60.00% | XXXXXXXXXXXX | 249901 | Credit | VOM | The Verification of Mortgage (VOM) for borrowers primary residence at XXXX evidencing no more than 1x30x12 is missing from the loan file. | 11/4/22: Email VOM is not acceptable. Provide an institutional VOM or proof of payment via cancelled checks or bank debits.<br> 11/10/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085025 | XXXXXXXXXXXX | NV | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.0053 | 733 | 75.00% | XXXXXXXXXXXX | 250287 | Property | Appraisal | The desk review or other third-party valuation product from an approved XXXX vendor is missing from the loan file. | 11/9/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085025 | XXXXXXXXXXXX | NV | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.0053 | 733 | 75.00% | XXXXXXXXXXXX | 250288 | Credit | HUD-1 | The executed final Settlement Statement is missing from the loan file. Additional exceptions may apply upon review. | 11/9/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085025 | XXXXXXXXXXXX | NV | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.0053 | 733 | 75.00% | XXXXXXXXXXXX | 250289 | Credit | Program Eligibilty | The non-owner occupancy affidavit is missing from the loan file. | 11/9/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085025 | XXXXXXXXXXXX | NV | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.0053 | 733 | 75.00% | XXXXXXXXXXXX | 250291 | Credit | Credit | Provide a letter of explanation for the notice of default in XXXX on the borrower's primary residence and the rescission of this default notice in XXXX. | 11/9/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085025 | XXXXXXXXXXXX | NV | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.0053 | 733 | 75.00% | XXXXXXXXXXXX | 250316 | Credit | VOM | Provide a VOM verifying the most recent 12-month mortgage payment history for the borrower's primary residence. Credit supplement only verifies from XXXX to current. | 11/9/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085027 | XXXXXXXXXXXX | SC | Rate Term Refi | Non-Owner Occupied | PUD | 0 | 1.0035 | 691 | 66.56% | XXXXXXXXXXXX | 250521 | Credit | Eligibilty | Borrowers living rent free may be considered on a case by case basis. | Exception for borrower living rent free with spouse (on title, not on mortgage) approved by XXXX and in file. | LTV - LTV is 66.56%, maximum allowed is 80%. | Client Accepted B | 2 |
| 6000085037 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.1972 | 784 | 80.00% | XXXXXXXXXXXX | 248484 | Credit | Hazard Insurance | Please provide a copy of the HOI Dec page listing the policy beginning and end dates. | 09/28/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085037 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.1972 | 784 | 80.00% | XXXXXXXXXXXX | 248487 | Credit | Asset Verification | Final Executed HUD-1/Settlement statement is missing from the loan file. The total amount of Cash to Close could not be verified. Final remaining assets and reserve calculation pending. | 09/28/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085039 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 44.62 |  | 664 | 85.00% | XXXXXXXXXXXX | 248902 | Property | Appraisal | A desk review or other third-party valuation product from an approved vendor for the subject property is missing from the loan file. | 10/13/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000085039 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 44.62 |  | 664 | 85.00% | XXXXXXXXXXXX | 248926 | Credit | VOM | Exception required for borrower living rent free prior to XXXX with non-family member. | Exception for borrower living rent free with non-family member prior to XXXX approved by XXXX and in file. | Months Of Reserves - The borrower has 18.26 months of reserves., DTI - The borrower has a 44.62% DTI ratio which is 5.38% below the maximum allowed of 50%. | Client Accepted D B | 2 |
| 6000085057 | XXXXXXXXXXXX | NC | Refi - Cash Out | Non-Owner Occupied | PUD | 8.5 |  | 728 | 70.00% | XXXXXXXXXXXX | 250743 | Credit | Loan Originator ID Number | Loan Originator ID is missing from the initial and final 1003 | Not required in XXXX. |  | Cleared Exception A | 1 |
| 6000085057 | XXXXXXXXXXXX | NC | Refi - Cash Out | Non-Owner Occupied | PUD | 8.5 |  | 728 | 70.00% | XXXXXXXXXXXX | 250762 | Credit | VOM | Provide documentation verifying the PITI on borrower's primary residence. | 11/15/22: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085057 | XXXXXXXXXXXX | NC | Refi - Cash Out | Non-Owner Occupied | PUD | 8.5 |  | 728 | 70.00% | XXXXXXXXXXXX | 250877 | Credit | Credit | Provide documentation verifying 12 months proof of payment via cancelled checks, bank debits or institutional VOM for the subject property (need payment history since purchase on XXXX) and primary residence (need 12 months). | 11/15/22: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085044 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.027 | 721 | 75.00% | XXXXXXXXXXXX | 248617 | Credit | Funds to Close | Verified reserves of 4.5 months is less than the guideline minimum of 6 months. | 10/3/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085045 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2096 | 698 | 75.00% | XXXXXXXXXXXX | 248399 | Credit | Program Eligibilty | Per guidelines, prepayment penalties may be placed on investment properties (all documentation types) where allowed and to the extent permitted by state and federal law. Except as otherwise specified ordirected, the prepayment penalty placed shall be for a term of at least 1 year and permit the Borrower to pay down up to 20% of the original principal balance per 12 month period. A prepayment penalty for an investment purchase in XXXX is missing from the loan file. | 9/28/22: Per guidelines, prepayment penalties are required on investment property transactions. Provide an exception for no PPP. 11/9/22: An exception approval was provided for the guideline deviation. | Credit Score - 698 Fico is 18 points greater than the minimum required Fico of 680., Months Of Reserves - 19.99 months verified; 6 months required. | Client Accepted D B | 2 |
| 6000085045 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2096 | 698 | 75.00% | XXXXXXXXXXXX | 248401 | Credit | Final 1003 | Section 8: Demographic Information is not completed on the final 1003. | 10/5/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000085045 | XXXXXXXXXXXX | NY | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.2096 | 698 | 75.00% | XXXXXXXXXXXX | 248402 | Credit | Debt Service Coverage Ratio | Per guidelines all DSCR loans require a signed Business Purpose and Occupancy Affidavit. The signed Simple Access Borrower Affidavit - Certification of Business Purpose disclosure is missing from the loan file. | 10/4/22: Borrower Certification as to Business Purpose provided reflects a different property address and is not notarized.<br> 10/11/22: Certification of Business Purpose provided was not notarized as required. <br> 10/12/22: Documentation provided to cure. |  | Cleared Exception D B | 1 |
| 6000085046 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 49.71 |  | 701 | 80.00% | XXXXXXXXXXXX | 248496 | Credit | Asset Verification | The loan file included a gift letter of XXXX. Confirmation of receipt of the gift funds and the donor's ability to gift are missing from the loan file. | 09/28/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085046 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 49.71 |  | 701 | 80.00% | XXXXXXXXXXXX | 248552 | Compliance | Other | This loan failed the charges that cannot increase test. The final CD reflects an Electronic Recording Service Fee, an increase of XXXX from the fee on the initial LE. A change of circumstance for the fee was not included in the file. | 09/29/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085046 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 49.71 |  | 701 | 80.00% | XXXXXXXXXXXX | 248748 | Property | Appraisal | Due to the recent hurricane, provide a third-party exterior property inspection for the subject property. | 10/19/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085154 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0077 | 778 | 80.00% | XXXXXXXXXXXX | 249286 | Credit | Program Eligibilty | A third party fraud detection/background report from an XXXX approved vendor is missing from the loan file. | 10/18/2022: Document provided to cure. |  | Cleared Exception A | 1 |
| 6000085055 | XXXXXXXXXXXX | NH | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.2177 | 782 | 75.00% | XXXXXXXXXXXX | 248763 | Credit | Closing Disclosure | The complete final Closing Disclosure or HUD Settlement Statement is missing from the loan file. Additional exceptions may apply upon review. | 10/03/2022: Document provided to clear condition. |  | Cleared Exception D A | 1 |
| 6000085158 | XXXXXXXXXXXX | FL | Rate Term Refi | Owner Occupied | PUD | 47.32 |  | 773 | 80.00% | XXXXXXXXXXXX | 249692 | Property | Appraisal | A desk review or other third-party valuation product from an approved XXXX vendor for the subject property is missing from the loan file. | 10/24/2022: Document provided to clear condition. |  | Cleared Exception D B | 1 |
| 6000085158 | XXXXXXXXXXXX | FL | Rate Term Refi | Owner Occupied | PUD | 47.32 |  | 773 | 80.00% | XXXXXXXXXXXX | 249693 | Credit | Final 1003 | The final 1003 is not included in the loan file. | 10/24/2022: Document provided to clear condition. |  | Cleared Exception D B | 1 |
| 6000085158 | XXXXXXXXXXXX | FL | Rate Term Refi | Owner Occupied | PUD | 47.32 |  | 773 | 80.00% | XXXXXXXXXXXX | 249695 | Credit | LTV | According to the underwriting guidelines, if the property is owned less than 6 months at the time of the Note date, the LTV/CLTV will be based on the lessor of the original purchase price or the current appraised value. The borrower purchased the property on XXXX for XXXX and the current appraised value is XXXX. The appraised value was used by the lender to calculate the 80% LTV used in qualifying. | The file includes a waiver request to use the current appraised value to calculate the LTV. Approved by XXXX and in file. | Months Of Reserves - The borrower has 114.04 months of reserves., Credit Score - The borrower has a 773 credit score which is 73 points above the required 700. | Client Accepted D B | 2 |
| 6000085158 | XXXXXXXXXXXX | FL | Rate Term Refi | Owner Occupied | PUD | 47.32 |  | 773 | 80.00% | XXXXXXXXXXXX | 249720 | Compliance | Right of Rescission | The Right of rescission provided in the file does not include the end date and the start date (XXXX) is prior to the closing date (XXXX). | 10/24/2022: Document provided to clear condition. |  | Cleared Exception D B | 1 |
| 6000085196 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 45.52 |  | 751 | 69.42% | XXXXXXXXXXXX | 248669 | Property | Appraisal | According to the guidelines, All loans require a desk review or other third-party valuation product by an XXXX approved vendor. A 3rd party review is missing from the loan file. | 09/29/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000085196 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | PUD | 45.52 |  | 751 | 69.42% | XXXXXXXXXXXX | 248670 | Compliance | Other | This loan failed the lender credits that cannot decrease test. The initial LE reflects a lender credit of XXXX however the final CD reflects the lender credit as XXXX with no change of circumstance included verifying the reason for the credit decrease. | 10/05/2022: Document provided to clear condition. |  | Cleared Exception D A | 1 |
| 6000085156 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Single Family Detached | 31.75 |  | 705 | 80.00% | XXXXXXXXXXXX | 250558 | Property | Appraisal | According to the XXXX guidelines dated XXXX, a 3rd party valuation product as determined by XXXX is required. In this case, XXXX is not an approved vendor for 3rd party appraisal reviews. Please provide a 3rd party review from one of the following approved vendors: XXXX, XXXX, XXXX or XXXX. | 11/21/2022: XXXX ok using the XXXX report on this loan. | Credit Score - 705 Fico is more than 20 points higher than the minimum required Fico. , DTI - Low DTI of 31.75% | Client Accepted D B | 2 |
| 6000085156 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Single Family Detached | 31.75 |  | 705 | 80.00% | XXXXXXXXXXXX | 250559 | Credit | Income | The loan appears to have been approved using the bank statement program, however no bank statements were included in the file, to support the program and therefore no income was calculated. | 11/10/2022: Document provided to clear condition. |  | Cleared Exception D B | 1 |
| 6000085156 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Single Family Detached | 31.75 |  | 705 | 80.00% | XXXXXXXXXXXX | 250560 | Credit | Credit Report | The complete original credit report is not included in the loan file. | 11/10/2022: Document provided to clear condition. |  | Cleared Exception D B | 1 |
| 6000085156 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Single Family Detached | 31.75 |  | 705 | 80.00% | XXXXXXXXXXXX | 250561 | Credit | LTV | According to the underwriting guidelines, the maximum allowed LTV for a rural property is 75%. In this case, the loan was approved with an 80% LTV. | An exception dated XXXX was included in the loan file allowing the LTV. | Credit Score - 705 Fico is more than 20 points higher than the minimum required Fico. , DTI - Low DTI of 31.75% | Client Accepted D B | 2 |
| 6000085156 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Single Family Detached | 31.75 |  | 705 | 80.00% | XXXXXXXXXXXX | 250562 | Credit | Asset Verification | According to the underwriting guidelines, 2 months statements are required for asset requirement. In this case, only 1 month was provided. | 11/10/2022: Document provided to clear condition. |  | Cleared Exception D B | 1 |
| 6000085156 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Single Family Detached | 31.75 |  | 705 | 80.00% | XXXXXXXXXXXX | 250563 | Credit | Asset Verification | According to the underwriting guidelines, 6 months reserves are required for the program. The assets verified in the file only support 4.47 months of reserves. | 11/21/2022: Document provided to clear condition. |  | Cleared Exception D B | 1 |
| 6000085156 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Single Family Detached | 31.75 |  | 705 | 80.00% | XXXXXXXXXXXX | 250564 | Credit | Employment-Self Employment | According to the underwriting guidelines, an internet search of the business is required ti support the business narrative. In this case, the document is missing from the file. | 11/10/2022: Document provided to clear condition. |  | Cleared Exception D B | 1 |
| 6000085156 | XXXXXXXXXXXX | MI | Purchase | Owner Occupied | Single Family Detached | 31.75 |  | 705 | 80.00% | XXXXXXXXXXXX | 250728 | Credit | Credit - Eligiblity | The final 1003 indicates that the borrower is a FTHB with no primary housing expense. According to the guidelines, rent free borrowers with no open or active mortgages reporting on credit will require an exception. | XXXX allowing the exception with comp factors. | Credit Score - 705 Fico is more than 20 points higher than the minimum required Fico. , DTI - Low DTI of 31.75% | Client Accepted D B | 2 |
| 6000085166 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 32.48 |  | 790 | 50.28% | XXXXXXXXXXXX | 249489 | Credit | Income | The letter of explanation in the loan file for the monthly business deposits was not signed by the borrower. | 10/19/2022: Document provided to clear condition, |  | Cleared Exception A | 1 |
| 6000085157 | XXXXXXXXXXXX | VA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0159 | 734 | 75.00% | XXXXXXXXXXXX | 248844 | Credit | Closing Disclosure | The final executed Settlement Statement is not included in the loan file. Final Reserve Asset Calc. Pending. | 10/6/22: Documentation provided to cure. |  | Cleared Exception D A | 1 |
| 6000085168 | XXXXXXXXXXXX | AZ | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 0.8347 | 723 | 40.00% | XXXXXXXXXXXX | 249188 | Credit | VOM | Evidence that the borrowers primary residence at XXXX is owned free and clear is missing from the loan file. | 10/18/2022: Document provided to cure. |  | Cleared Exception A | 1 |
| 6000085169 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 42.66 |  | 763 | 80.00% | XXXXXXXXXXXX | 250472 | Credit | Income | According to the underwriting guidelines, declining income may require a letter of explanation. In this case, the 2 month average verses the 12 month aver is 50.91%. Provide a letter of explanation for the declining income. | 11/21/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085169 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 42.66 |  | 763 | 80.00% | XXXXXXXXXXXX | 250473 | Credit | Income | Provide the complete XXXX business bank statement for XXXX. The file is missing page, which would reflect the total deposits. Audit used the total deposits for XXXX from the lender's bank statement worksheet. Additional exceptions may apply upon review. | 11/21/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085169 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 42.66 |  | 763 | 80.00% | XXXXXXXXXXXX | 250474 | Credit | Funds to Close | Provide a access letter for theXXXX and XXXX since this is a joint account held with the borrower's spouse. | 11/21/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085169 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 42.66 |  | 763 | 80.00% | XXXXXXXXXXXX | 250475 | Credit | Funds to Close | Total verified assets are XXXX and the total funds needed to close is XXXX. The borrower is short XXXX. Provide additional assets to cover the shortage. Additional exceptions may apply upon review. | 11/21/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085169 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 42.66 |  | 763 | 80.00% | XXXXXXXXXXXX | 250476 | Credit | Asset Verification | Provide additional asset verification to cover the required 6 months reserves. Additional exceptions may apply upon review. | 11/21/2022: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085172 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 18.64 |  | 755 | 80.00% | XXXXXXXXXXXX | 249987 | Credit | Income | According to the underwriting guidelines, 2 years of self-employment is required. Greater than one year but less than 2 may be considered on a case-by-case basis. | The file include an approved waiver dated XXXX for the borrower have been self-employed for less than 2 years. | Credit Score - The borrower has a 755 credit score which is 95 points above the required 660., Months Of Reserves - The borrower has 9.77 months of reserves. | Client Accepted B | 2 |
| 6000085172 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 18.64 |  | 755 | 80.00% | XXXXXXXXXXXX | 249991 | Credit | Final 1003 Discrepancies | The file includes a discrepancy between the 1003s and the information shown on the borrower's social security card. The initial and final 1003s show the borrower is a U.S. Citizen. The social security card shows it is valid for work only with INS authorization which does not support the citizenship status on the 1003s. | 10/27/2022: Document provided to clear condition. |  | Cleared Exception B | 1 |
| 6000085172 | XXXXXXXXXXXX | NJ | Purchase | Owner Occupied | Single Family Detached | 18.64 |  | 755 | 80.00% | XXXXXXXXXXXX | 249992 | Compliance | Other | This loan failed the charges that cannot increase test. The initial Loan Estimate reflected no Survey Fee; however, the final Closing Disclosure reflects the Survey Fee as XXXX for an increase of XXXX. A change of circumstance for the increased fee was not included in the loan file. | 10/27/2022: A post consummation CD is required showing the fee was moved and sent to the borrower. <br> 11/4/22: Documentation provided to cure. |  | Cleared Exception B | 2 |
| 6000085173 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | Single Family Detached | 27.09 |  | 695 | 90.00% | XXXXXXXXXXXX | 250242 | Compliance | Loan Estimate | Tolerance failure. This loan failed the lender credits that cannot decrease test. The initial LE reflects a lender credit of XXXX, however the final CD reflects the credit was deleted. A change of circumstance was not included in the file. | 11.2 No documentation provided to resolve this tolerance failure. The COC provided only shows a change due to a pricing change for an exception. It does not address the removal of the lender credit. |  | Cleared Exception A | 1 |
| 6000085173 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | Single Family Detached | 27.09 |  | 695 | 90.00% | XXXXXXXXXXXX | 250243 | Compliance | Closing Disclosure | Tolerance failure. This loan failed the QM Points and fees test. The XXXX LE reflects Discount Points as XXXX, however the XXXX CD reflects the Discount Points as XXXX for an increase of XXXX. A change of circumstance for the increased fee was not included in the loan file. | 11.2 The Discount points fee increased from XXXX on the LE dated XXXX to XXXX on the CD dated XXXX and a COC for the change was not included in the file. |  | Cleared Exception A | 1 |
| 6000085174 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.195 | 702 | 75.00% | XXXXXXXXXXXX | 248221 | Property | Appraisal | A third party review from an XXXX approved vendor (XXXX, XXXX, XXXX, XXXX) is missing from the loan file. | 09/22/22: Documentation provided to cure. |  | Cleared Exception A | 1 |
| 6000085174 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.195 | 702 | 75.00% | XXXXXXXXXXXX | 248276 | Credit | Debt Service Coverage Ratio | Per guidelines all DSCR loans require a signed and notarized certification of Business Purpose. A notarized copy of the Business Purpose & Occupancy Affidavit is missing from the loan file. | 9/22/22: The Borrower Certification of Business Purpose provided was not notarized as required.<br> 9/23/22: Affidavit of Occupancy was provided which is a different form than the Business Purpose & Occupancy Affidavit. Need signed and notarized Business Purpose & Occupancy Affidavit or an XXXX exception.<br> 09/30/22: Document provided to clear condition. |  | Cleared Exception A | 1 |
| 6000085174 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.195 | 702 | 75.00% | XXXXXXXXXXXX | 248277 | Credit | Rental Income | Per guidelines all refinance transaction require a copy of a lease agreement and proof of one month rents received. In this case the proof of rent received is missing from the loan file. | 9/30/22: XXXX statement provided to support the rental income. |  | Cleared Exception A | 1 |
| **156** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 6000073138 | XXXXXXXXXXXX | CA | Rate Term Refi | Non-Owner Occupied | Single Family Detached | 28.03 |  | 759 | 41.04% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000073145 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 33.2 |  | 756 | 68.36% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000069242 | XXXXXXXXXXXX | FL | Rate Term Refi | Owner Occupied | Single Family Detached | 35.66 |  | 744 | 45.49% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000073131 | XXXXXXXXXXXX | PA | Rate Term Refi | Owner Occupied | Single Family Detached | 35.94 |  | 739 | 78.56% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000074219 | XXXXXXXXXXXX | CO | Purchase | Owner Occupied | PUD | 41.09 |  | 770 | 71.27% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000072066 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 28.9 |  | 796 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000074239 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | PUD | 30.49 |  | 800 | 65.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000072140 | XXXXXXXXXXXX | CA | Refi - Cash Out | Owner Occupied | Single Family Detached | 21.16 |  | 730 | 57.14% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000074235 | XXXXXXXXXXXX | TX | Refi - Cash Out | Owner Occupied | PUD | 48.39 |  | 756 | 71.90% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000077382 | XXXXXXXXXXXX | AZ | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 26.23 |  | 780 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000077384 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | PUD | 12.99 |  | 728 | 85.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000077581 | XXXXXXXXXXXX | NJ | Refi - Cash Out | Owner Occupied | PUD | 42.36 |  | 802 | 84.90% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000078261 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0585 | 741 | 74.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000078673 | XXXXXXXXXXXX | MD | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 1.3847 | 737 | 68.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000078688 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Condo High-Rise | 41.86 |  | 745 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000078690 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | PUD | 0 | 1.2329 | 755 | 70.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000078830 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.0639 | 663 | 50.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000078891 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 0.9519 | 800 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000078976 | XXXXXXXXXXXX | VA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.1977 | 739 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000078979 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 44.09 |  | 687 | 90.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000079699 | XXXXXXXXXXXX | AK | Purchase | Non-Owner Occupied | Four-Unit Property | 0 | 1.4802 | 763 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000080087 | XXXXXXXXXXXX | FL | Refi - Cash Out | Non-Owner Occupied | Single Family Residential | 0 | 0.956 | 794 | 74.69% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083515 | XXXXXXXXXXXX | TN | Purchase | Non-Owner Occupied | Single Family Detached | 38.74 |  | 781 | 85.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000080475 | XXXXXXXXXXXX | IN | Refi - Cash Out | Non-Owner Occupied | Three-Unit Property | 0 | 1.722 | 640 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000080484 | XXXXXXXXXXXX | TX | Refi - Cash Out | Non-Owner Occupied | PUD | 0 | 1.0056 | 799 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083514 | XXXXXXXXXXXX | TN | Purchase | Non-Owner Occupied | PUD | 0 | 1.0107 | 758 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000080487 | XXXXXXXXXXXX | IL | Purchase | Owner Occupied | Two-Unit Property | 9.3 |  | 745 | 90.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083356 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.2901 | 768 | 63.87% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083373 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.1506 | 729 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083279 | XXXXXXXXXXXX | LA | Purchase | Owner Occupied | PUD | 31.21 |  | 778 | 89.66% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083384 | XXXXXXXXXXXX | GA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0944 | 755 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083424 | XXXXXXXXXXXX | IL | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.0815 | 700 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083446 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 42.19 |  | 686 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083454 | XXXXXXXXXXXX | SC | Purchase | Owner Occupied | PUD | 36.02 |  | 775 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083474 | XXXXXXXXXXXX | AZ | Purchase | Non-Owner Occupied | Condo Attached | 0 | 1.2181 | 727 | 74.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083476 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 0.8571 | 743 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083482 | XXXXXXXXXXXX | NJ | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.5323 | 787 | 57.14% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083492 | XXXXXXXXXXXX | NV | Purchase | Owner Occupied | Single Family Detached | 25.06 |  | 681 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000083509 | XXXXXXXXXXXX | GA | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 1.3551 | 694 | 44.44% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084953 | XXXXXXXXXXXX | CT | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0829 | 669 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084096 | XXXXXXXXXXXX | PA | Purchase | Owner Occupied | Single Family Detached | 36.46 |  | 749 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084101 | XXXXXXXXXXXX | FL | Purchase | Owner Occupied | Single Family Detached | 21.96 |  | 708 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084105 | XXXXXXXXXXXX | IN | Refi - Cash Out | Non-Owner Occupied | PUD - Existing | 0 | 1.005 | 757 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084123 | XXXXXXXXXXXX | PA | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0127 | 705 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084130 | XXXXXXXXXXXX | LA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.401 | 755 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084142 | XXXXXXXXXXXX | PA | Refi - Cash Out | Non-Owner Occupied | Single Family Attached | 0 | 0.7538 | 719 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084149 | XXXXXXXXXXXX | CA | Rate Term Refi | Second Home | Single Family Detached | 41.79 |  | 778 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084166 | XXXXXXXXXXXX | TX | Purchase | Owner Occupied | PUD | 41.1 |  | 660 | 85.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084176 | XXXXXXXXXXXX | FL | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0418 | 770 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084247 | XXXXXXXXXXXX | WI | Refi - Cash Out | Non-Owner Occupied | Four-Unit Property | 0 | 1.6491 | 737 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084252 | XXXXXXXXXXXX | TX | Purchase | Non-Owner Occupied | Two-Unit Property | 0 | 1.0403 | 763 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084339 | XXXXXXXXXXXX | OR | Purchase | Owner Occupied | Single Family Detached | 35.33 |  | 742 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084550 | XXXXXXXXXXXX | GA | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 1.0095 | 694 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084560 | XXXXXXXXXXXX | NV | Purchase | Owner Occupied | PUD | 22.99 |  | 680 | 74.99% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084563 | XXXXXXXXXXXX | TX | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 0.8454 | 717 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084600 | XXXXXXXXXXXX | AZ | Refi - Cash Out | Non-Owner Occupied | Single Family Detached | 0 | 0.7535 | 701 | 70.84% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084613 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 30.26 |  | 697 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084607 | XXXXXXXXXXXX | NV | Purchase | Owner Occupied | PUD | 32.72 |  | 793 | 50.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084620 | XXXXXXXXXXXX | CT | Purchase | Owner Occupied | PUD | 35.09 |  | 692 | 80.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084973 | XXXXXXXXXXXX | CT | Purchase | Non-Owner Occupied | Single Family Detached | 49.76 |  | 754 | 85.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000084980 | XXXXXXXXXXXX | SC | Purchase | Non-Owner Occupied | Condo Attached | 0 | 1.0059 | 708 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000085017 | XXXXXXXXXXXX | NV | Purchase | Non-Owner Occupied | Single Family Detached | 0 | 0.7906 | 698 | 75.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000085159 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Condo Attached | 39.15 |  | 784 | 40.00% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| 6000085162 | XXXXXXXXXXXX | CA | Purchase | Owner Occupied | Single Family Detached | 41.86 |  | 762 | 82.56% | XXXXXXXXXXXX |  |  |  |  |  |  | A |  |
| **64** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.13

**Exhibit 99.13**

**Rating Agency Grades: 1/25/2023**

---

| | | |
|:---|:---|:---|
| **Loan Information** | **Loan Information** | **Loan Information** |
| **Loan Number** | **Alternate Loan ID** | **Note Original Balance** |
| 6000073138 | XXXXXXXXXX | XXXXXXXXXX |
| 6000073145 | XXXXXXXXXX | XXXXXXXXXX |
| 6000069242 | XXXXXXXXXX | XXXXXXXXXX |
| 6000073131 | XXXXXXXXXX | XXXXXXXXXX |
| 6000069966 | XXXXXXXXXX | XXXXXXXXXX |
| 6000074219 | XXXXXXXXXX | XXXXXXXXXX |
| 6000072066 | XXXXXXXXXX | XXXXXXXXXX |
| 6000074239 | XXXXXXXXXX | XXXXXXXXXX |
| 6000072140 | XXXXXXXXXX | XXXXXXXXXX |
| 6000072146 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000074235 | XXXXXXXXXX | XXXXXXXXXX |
| 6000072782 | XXXXXXXXXX | XXXXXXXXXX |
| 6000075295 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000075335 | XXXXXXXXXX | XXXXXXXXXX |
| 6000076969 | XXXXXXXXXX | XXXXXXXXXX |
| 6000077142 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000077237 | XXXXXXXXXX | XXXXXXXXXX |
| 6000077382 | XXXXXXXXXX | XXXXXXXXXX |
| 6000077383 | XXXXXXXXXX | XXXXXXXXXX |
| 6000077384 | XXXXXXXXXX | XXXXXXXXXX |
| 6000077581 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078261 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078590 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000078673 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078680 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078686 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078688 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078690 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078700 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000078702 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078816 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078818 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078825 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000078829 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078830 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078876 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078879 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078881 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078891 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078967 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078976 | XXXXXXXXXX | XXXXXXXXXX |
| 6000078979 | XXXXXXXXXX | XXXXXXXXXX |
| 6000079127 | XXXXXXXXXX | XXXXXXXXXX |
| 6000079129 | XXXXXXXXXX | XXXXXXXXXX |
| 6000079138 | XXXXXXXXXX | XXXXXXXXXX |
| 6000079141 | XXXXXXXXXX | XXXXXXXXXX |
| 6000079699 | XXXXXXXXXX | XXXXXXXXXX |
| 6000079808 | XXXXXXXXXX | XXXXXXXXXX |
| 6000080038 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000080041 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000080047 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000080087 | XXXXXXXXXX | XXXXXXXXXX |
| 6000080449 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000080443 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000080456 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083515 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083568 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000080812 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000083329 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083375 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083311 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083339 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083323 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000083569 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083386 | XXXXXXXXXX | XXXXXXXXXX |
| 6000080480 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083324 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000080489 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000080475 | XXXXXXXXXX | XXXXXXXXXX |
| 6000080484 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083417 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083514 | XXXXXXXXXX | XXXXXXXXXX |
| 6000080808 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084122 | XXXXXXXXXX | XXXXXXXXXX |
| 6000080487 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083356 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083255 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083312 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083334 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083421 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083360 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083363 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083100 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083103 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083390 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083368 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083412 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083430 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084627 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083335 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000083373 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083382 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083313 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083380 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000083279 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083418 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083419 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083384 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083423 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083424 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083429 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084351 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083450 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083446 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083454 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083464 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000083473 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083474 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083476 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083481 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000083482 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083492 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083563 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083505 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083510 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000083509 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085153 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000083516 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084109 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084131 | XXXXXXXXXX | XXXXXXXXXX |
| 6000083571 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084953 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084093 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084096 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084104 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084101 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084105 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084123 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084124 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000084130 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084136 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084138 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084142 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084147 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084149 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084150 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084166 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084168 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084172 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084175 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084176 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084247 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084251 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084252 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084261 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084270 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084331 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084338 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084339 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084348 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084349 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084407 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084408 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084414 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084550 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084551 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084559 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084560 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084563 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085030 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084569 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084571 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084575 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084576 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084582 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084585 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084947 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084587 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084591 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084609 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084600 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084613 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084607 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084611 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084612 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000084620 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084961 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000084622 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084625 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084623 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084624 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084945 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084977 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000084955 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084962 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084957 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084967 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084968 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084969 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084970 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084973 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084963 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084974 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084980 | XXXXXXXXXX | XXXXXXXXXX |
| 6000084982 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000084983 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000085015 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085017 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085025 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085027 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000085037 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085039 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000085057 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085044 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085045 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000085046 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085154 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085055 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000085158 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000085196 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000085156 | XXXXXXXXXX | XXXXXXXXXX D B |
| 6000085166 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085157 | XXXXXXXXXX | XXXXXXXXXX D |
| 6000085159 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085162 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085168 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085169 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085172 | XXXXXXXXXX | XXXXXXXXXX B |
| 6000085173 | XXXXXXXXXX | XXXXXXXXXX |
| 6000085174 | XXXXXXXXXX | XXXXXXXXXX |

---

## Exhibit 99.14

**Exhibit 99.14**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Loan Number** | **TPR Loan Number** | **Tape** | **Audited** | **Field Compare** | **Variance** | **Data Discrepancy Flag** |
| 6000080812 | XXXXXXXXXX | 900 | 0 | DTI | -900 | Yes |
| 6000083492 | XXXXXXXXXX | 14.746 | 25.06 | DTI | 10.314 | Yes |
| 6000084560 | XXXXXXXXXX | 19.032 | 22.99 | DTI | 3.958 | Yes |
| 6000084147 | XXXXXXXXXX | 47.28 | 44.23 | DTI | -3.05 | Yes |
| 6000084571 | XXXXXXXXXX | 23.2 | 39.33 | DTI | 16.13 | Yes |
| 6000084625 | XXXXXXXXXX | 30.3 | 33.63 | DTI | 3.33 | Yes |
| 6000084622 | XXXXXXXXXX | 26.29 | 40.2 | DTI | 13.91 | Yes |
| 6000084623 | XXXXXXXXXX | 15.56 | 22.13 | DTI | 6.57 | Yes |
| 6000084969 | XXXXXXXXXX | 42.9 | 47.37 | DTI | 4.47 | Yes |
| 6000083430 | XXXXXXXXXX | 32.841 | 38.57 | DTI | 5.729 | Yes |
| 6000084609 | XXXXXXXXXX | 34.18 | 22.68 | DTI | -11.5 | Yes |
| 6000083279 | XXXXXXXXXX | 41 | 31.21 | DTI | -9.79 | Yes |
| 6000084349 | XXXXXXXXXX | 43.366 | 49.54 | DTI | 6.174 | Yes |
| 6000083505 | XXXXXXXXXX | 36.489 | 46.26 | DTI | 9.771 | Yes |
| 6000083335 | XXXXXXXXXX | 49.918 | 44.94 | DTI | -4.978 | Yes |
| 6000083380 | XXXXXXXXXX | 34.82 | 28.34 | DTI | -6.48 | Yes |
| 6000084974 | XXXXXXXXXX | 20.959 | 48.19 | DTI | 27.231 | Yes |
| 6000084982 | XXXXXXXXXX | 42.919 | 49.84 | DTI | 6.921 | Yes |
| 6000085169 | XXXXXXXXXX | 7.565 | 42.66 | DTI | 35.095 | Yes |
| 6000083390 | XXXXXXXXXX | 115.164 | 0 | DTI | -115.164 | Yes |
| 6000083360 | XXXXXXXXXX | 30.602 | 42.78 | DTI | 12.178 | Yes |
| 6000083311 | XXXXXXXXXX | 23.858 | 40.22 | DTI | 16.362 | Yes |
| 6000080480 | XXXXXXXXXX | 43.426 | 0 | DTI | -43.426 | Yes |
| 6000080475 | XXXXXXXXXX | 324.314 | 0 | DTI | -324.314 | Yes |
| 6000083103 | XXXXXXXXXX | 42.917 | 9.69 | DTI | -33.227 | Yes |
| 6000084620 | XXXXXXXXXX | 27.055 | 35.09 | DTI | 8.035 | Yes |
| 6000085156 | XXXXXXXXXX | 22 | 31.75 | DTI | 9.75 | Yes |
| 6000084957 | XXXXXXXXXX | 23.34 | 32.47 | DTI | 9.13 | Yes |
| 6000085159 | XXXXXXXXXX | 49.884 | 39.15 | DTI | -10.734 | Yes |
| 6000083382 | XXXXXXXXXX | 8.389 | 31.83 | DTI | 23.441 | Yes |
| 6000083515 | XXXXXXXXXX | 30 | 38.74 | DTI | 8.74 | Yes |
| 6000084613 | XXXXXXXXXX | 38.925 | 30.26 | DTI | -8.665 | Yes |
| 6000085039 | XXXXXXXXXX | 31.977 | 44.62 | DTI | 12.643 | Yes |
| 6000084607 | XXXXXXXXXX | 37.951 | 32.72 | DTI | -5.231 | Yes |
| 6000084122 | XXXXXXXXXX | 35.2 | 41.34 | DTI | 6.14 | Yes |
| 6000083356 | XXXXXXXXXX | 528.68 | 0 | DTI | -528.68 | Yes |
| 6000083363 | XXXXXXXXXX | 38.781 | 33.41 | DTI | -5.371 | Yes |
| 6000083569 | XXXXXXXXXX | 24.027 | 40.19 | DTI | 16.163 | Yes |
| 6000084149 | XXXXXXXXXX | 34.874 | 41.79 | DTI | 6.916 | Yes |
| 6000084093 | XXXXXXXXXX | 18.63 | 26.42 | DTI | 7.79 | Yes |
| 6000083510 | XXXXXXXXXX | 29.154 | 13.67 | DTI | -15.484 | Yes |
| 6000085172 | XXXXXXXXXX | 23.385 | 18.64 | DTI | -4.745 | Yes |
| 6000085046 | XXXXXXXXXX | 42.126 | 49.71 | DTI | 7.584 | Yes |
| 6000080812 | XXXXXXXXXX | 42.38 | 50 | LTV | 7.62 | Yes |
| 6000075335 | XXXXXXXXXX | 65 | 64.1538 | LTV | -0.8462 | Yes |
| 6000083412 | XXXXXXXXXX | 53.57 | 57.1429 | LTV | 3.5729 | Yes |
| 6000083464 | XXXXXXXXXX | 62.11 | 65 | LTV | 2.89 | Yes |
| 6000083313 | XXXXXXXXXX | 37.5 | 51.9481 | LTV | 14.4481 | Yes |
| 6000085015 | XXXXXXXXXX | 63.84 | 60 | LTV | -3.84 | Yes |
| 6000078979 | XXXXXXXXXX | 84.663 | 90 | LTV | 5.337 | Yes |
| 6000083368 | XXXXXXXXXX | 80 | 78.9583 | LTV | -1.0417 | Yes |
| 6000084408 | XXXXXXXXXX | 71.59 | 75 | LTV | 3.41 | Yes |
| 6000080812 | XXXXXXXXXX | 42.38 | 50 | CLTV | 7.62 | Yes |
| 6000075335 | XXXXXXXXXX | 65 | 64.1538 | CLTV | -0.8462 | Yes |
| 6000083412 | XXXXXXXXXX | 53.57 | 57.1429 | CLTV | 3.5729 | Yes |
| 6000083464 | XXXXXXXXXX | 62.11 | 65 | CLTV | 2.89 | Yes |
| 6000083313 | XXXXXXXXXX | 37.5 | 51.9481 | CLTV | 14.4481 | Yes |
| 6000085015 | XXXXXXXXXX | 63.84 | 60 | CLTV | -3.84 | Yes |
| 6000078979 | XXXXXXXXXX | 84.663 | 90 | CLTV | 5.337 | Yes |
| 6000083368 | XXXXXXXXXX | 80 | 78.9583 | CLTV | -1.0417 | Yes |
| 6000084408 | XXXXXXXXXX | 71.59 | 75 | CLTV | 3.41 | Yes |
| 6000085015 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Original Balance | -15300 | Yes |
| 6000080484 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Original Balance | 29475 | Yes |
| 6000083412 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Original Balance | 15000 | Yes |
| 6000083368 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Original Balance | -5000 | Yes |
| 6000083464 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Original Balance | 12900 | Yes |
| 6000080484 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | 198.8 | Yes |
| 6000083412 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | 105.7 | Yes |
| 6000083311 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | 135.08 | Yes |
| 6000083312 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | -57.88 | Yes |
| 6000083419 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | -77.71 | Yes |
| 6000083368 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | -35.8 | Yes |
| 6000083418 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | 617.21 | Yes |
| 6000083363 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | 316.17 | Yes |
| 6000083569 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | 167.38 | Yes |
| 6000083380 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | -560.15 | Yes |
| 6000084627 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | P&I Payment | -66.07 | Yes |
| 6000080480 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 2900 | Yes |
| 6000078876 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 1000 | Yes |
| 6000080484 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 39300 | Yes |
| 6000079699 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 15000 | Yes |
| 6000080456 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 4000 | Yes |
| 6000078879 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 10100 | Yes |
| 6000083334 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 5000 | Yes |
| 6000083390 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 1400 | Yes |
| 6000083311 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 15000 | Yes |
| 6000083279 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 30000 | Yes |
| 6000083103 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 1500 | Yes |
| 6000083313 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | -445000 | Yes |
| 6000083373 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 25000 | Yes |
| 6000083430 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 5380 | Yes |
| 6000083476 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 17000 | Yes |
| 6000083335 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 3300 | Yes |
| 6000083569 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 105000 | Yes |
| 6000083563 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 7000 | Yes |
| 6000084175 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 20000 | Yes |
| 6000084149 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 83150 | Yes |
| 6000084104 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 10000 | Yes |
| 6000084130 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 36500 | Yes |
| 6000084569 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | -350000 | Yes |
| 6000084977 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 15000 | Yes |
| 6000084627 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 5736 | Yes |
| 6000084252 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 7005 | Yes |
| 6000084624 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 19250 | Yes |
| 6000084947 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 15000 | Yes |
| 6000084349 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 1000 | Yes |
| 6000084351 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 12000 | Yes |
| 6000084408 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | -15000 | Yes |
| 6000084611 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 2000 | Yes |
| 6000084955 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | -35000 | Yes |
| 6000084609 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 20040 | Yes |
| 6000084945 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 15010 | Yes |
| 6000084980 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 1000 | Yes |
| 6000084969 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 10020 | Yes |
| 6000085030 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 10000 | Yes |
| 6000085153 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 2000 | Yes |
| 6000084582 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 5000 | Yes |
| 6000085172 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | -10000 | Yes |
| 6000084983 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 7000 | Yes |
| 6000085025 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | -7500 | Yes |
| 6000085027 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Appraised Value | 21370 | Yes |
| 6000080487 | XXXXXXXXXX | 7 | 6.99 | Interest Rate | -0.01 | Yes |
| 6000083311 | XXXXXXXXXX | 6.875 | 7.875 | Interest Rate | 1 | Yes |
| 6000084611 | XXXXXXXXXX | 7.375 | 7.625 | Interest Rate | 0.25 | Yes |
| 6000085046 | XXXXXXXXXX | 7.5 | 7.49 | Interest Rate | -0.01 | Yes |
| 6000074219 | XXXXXXXXXX | 759 | 770 | FICO | 11 | Yes |
| 6000080808 | XXXXXXXXXX | 800 | 775 | FICO | -25 | Yes |
| 6000074239 | XXXXXXXXXX | 805 | 800 | FICO | -5 | Yes |
| 6000083279 | XXXXXXXXXX | 768 | 778 | FICO | 10 | Yes |
| 6000083464 | XXXXXXXXXX | 646 | 662 | FICO | 16 | Yes |
| 6000083423 | XXXXXXXXXX | 766 | 772 | FICO | 6 | Yes |
| 6000084587 | XXXXXXXXXX | 716 | 745 | FICO | 29 | Yes |
| 6000084349 | XXXXXXXXXX | 630 | 638 | FICO | 8 | Yes |
| 6000084142 | XXXXXXXXXX | 720 | 719 | FICO | -1 | Yes |
| 6000083324 | XXXXXXXXXX | 760 | 743 | FICO | -17 | Yes |
| 6000077383 | XXXXXXXXXX | 751 | 785 | FICO | 34 | Yes |
| 6000080489 | XXXXXXXXXX | 701 | 697 | FICO | -4 | Yes |
| 6000080475 | XXXXXXXXXX | 700 | 640 | FICO | -60 | Yes |
| 6000083103 | XXXXXXXXXX | 682 | 690 | FICO | 8 | Yes |
| 6000083563 | XXXXXXXXXX | 771 | 769 | FICO | -2 | Yes |
| 6000084351 | XXXXXXXXXX | 682 | 679 | FICO | -3 | Yes |
| 6000083515 | XXXXXXXXXX | 759 | 781 | FICO | 22 | Yes |
| 6000084168 | XXXXXXXXXX | 680 | 682 | FICO | 2 | Yes |
| 6000083363 | XXXXXXXXXX | 685 | 696 | FICO | 11 | Yes |
| 6000083514 | XXXXXXXXXX | 767 | 758 | FICO | -9 | Yes |
| 6000084407 | XXXXXXXXXX | 726 | 723 | FICO | -3 | Yes |
| 6000084408 | XXXXXXXXXX | 726 | 723 | FICO | -3 | Yes |
| 6000083382 | XXXXXXXXXX | 5 yr Hybrid | ARM | Note Type | Yes | Yes |
| 6000083430 | XXXXXXXXXX | 5 yr Hybrid | ARM | Note Type | Yes | Yes |
| 6000083454 | XXXXXXXXXX | 5 yr Hybrid | ARM | Note Type | Yes | Yes |
| 6000084109 | XXXXXXXXXX | 7 yr Hybrid | ARM | Note Type | Yes | Yes |
| 6000084131 | XXXXXXXXXX | 5 yr Hybrid | ARM | Note Type | Yes | Yes |
| 6000084587 | XXXXXXXXXX | 5 yr Hybrid | ARM | Note Type | Yes | Yes |
| 6000085196 | XXXXXXXXXX | 5 yr Hybrid | ARM IO | Note Type | Yes | Yes |
| 6000084961 | XXXXXXXXXX | 7 yr Hybrid | ARM IO | Note Type | Yes | Yes |
| 6000084963 | XXXXXXXXXX | 7 yr Hybrid | ARM IO | Note Type | Yes | Yes |
| 6000084962 | XXXXXXXXXX | 7 yr Hybrid | ARM IO | Note Type | Yes | Yes |
| 6000084270 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Property City | Yes | Yes |
| 6000084559 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Property City | Yes | Yes |
| 6000084569 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Property City | Yes | Yes |
| 6000084609 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Property City | Yes | Yes |
| 6000084620 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Property City | Yes | Yes |
| 6000085159 | XXXXXXXXXX | XXXXXXXX | XXXXXXXX | Property City | Yes | Yes |
| 6000083568 | XXXXXXXXXX | Owner Occupied | Non-Owner Occupied | Occupancy | Yes | Yes |
| 6000074235 | XXXXXXXXXX | Rate Term Refi | Refi - Cash Out | Purpose | Yes | Yes |
| 6000075335 | XXXXXXXXXX | Rate Term Refi | Refi - Cash Out | Purpose | Yes | Yes |
| 6000077142 | XXXXXXXXXX | Rate Term Refi | Refi - Cash Out | Purpose | Yes | Yes |
| 6000080047 | XXXXXXXXXX | Rate Term Refi | Refi - Cash Out | Purpose | Yes | Yes |
| 6000084414 | XXXXXXXXXX | Rate Term Refi | Purchase | Purpose | Yes | Yes |
| 6000074239 | XXXXXXXXXX | Full 12 Month | Alt Doc - 1099 | Doc Level | Yes | Yes |
| 6000083569 | XXXXXXXXXX | Full | 12 Mth Business Bank Stmts | Doc Level | Yes | Yes |
| 6000084104 | XXXXXXXXXX | Full | Alt Doc - 1099 | Doc Level | Yes | Yes |
| 6000085173 | XXXXXXXXXX | Full | 12 Mth Business Bank Stmts | Doc Level | Yes | Yes |

---

## Exhibit 99.15

**Exhibit 99.15**

**ValuationReport**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| | | | | | | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **BPO Review Values** | **BPO Review Values** | **BPO Review Values** | **BPO Review Values** | **BPO Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score** |
| **Loan Number** | **Seller Loan Number** | **Origination Date** | **Original Loan Amount** | **LTV** | **Value Used For LTV** | **Sale Price** | **Appraised Value** | **Appraisal Date** | **Second Appraisal Value** | **Second Appraisal Type** | **Appraisal Date** | **Value** | **Variance Amount** | **Variance (%)** | **Appraisal Date** | **Value** | **Variance Amount** | **Variance (%)** | **Company** | **Appraisal Date** | **Value** | **Variance Amount** | **Variance (%)** | **Company** | **Appraisal Date** | **Value** | **Variance Amount** | **Variance (%)** | **Company** | **Appraisal Date** | **CU Score** | **CU Date** |
| 6000075295 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.6 Fannie Mae | XX/XX/XXXX |
| 6000075335 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 64.15% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000076969 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 999 Fannie Mae | XX/XX/XXXX |
| 6000077142 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.03% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -8.16% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000077237 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 79.99% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000077382 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3 Fannie Mae | XX/XX/XXXX |
| 6000077383 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 40.98% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 Fannie Mae | XX/XX/XXXX |
| 6000077384 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000077581 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 84.90% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.4 Fannie Mae | XX/XX/XXXX |
| 6000078261 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 74.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000078818 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 37.50% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078830 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 50.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000079129 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 84.73% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.2 Fannie Mae | XX/XX/XXXX |
| 6000079808 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -4.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000080041 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000080047 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 43.75% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000080087 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 74.69% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078590 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 89.83% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.1 Fannie Mae | XX/XX/XXXX |
| 6000078673 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 68.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.1 Fannie Mae | XX/XX/XXXX |
| 6000078680 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078686 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 72.83% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078688 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.6 Fannie Mae | XX/XX/XXXX |
| 6000078690 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.4 Fannie Mae | XX/XX/XXXX |
| 6000078700 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 50.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078702 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 59.46% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078816 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.3 Fannie Mae | XX/XX/XXXX |
| 6000078825 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 89.87% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078829 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.4 Fannie Mae | XX/XX/XXXX |
| 6000078876 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.4 Fannie Mae | XX/XX/XXXX |
| 6000078879 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.7 Fannie Mae | XX/XX/XXXX |
| 6000078881 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 74.63% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078891 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.8 Fannie Mae | XX/XX/XXXX |
| 6000078967 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000078976 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2 Fannie Mae | XX/XX/XXXX |
| 6000078979 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 90.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000079127 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000079138 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 5 Fannie Mae | XX/XX/XXXX |
| 6000079141 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000079699 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000080038 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -3.45% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000080449 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000080443 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -2.50% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000080456 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083515 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083568 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000080812 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 50.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.3 Fannie Mae | XX/XX/XXXX |
| 6000083375 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -4.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.2 Fannie Mae | XX/XX/XXXX |
| 6000083311 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -7.86% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083323 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.5 Fannie Mae | XX/XX/XXXX |
| 6000083569 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000083386 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 60.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000080480 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000083324 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 54.20% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000080489 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3 Fannie Mae | XX/XX/XXXX |
| 6000080475 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000080484 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083417 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 54.79% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083514 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000080808 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084122 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | Full Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 Fannie Mae | XX/XX/XXXX |
| 6000080487 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 90.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000083356 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 63.87% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000083255 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 50.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000083312 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.5 Fannie Mae | XX/XX/XXXX |
| 6000083334 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000083421 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083363 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 90.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083100 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000083103 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.6 Fannie Mae | XX/XX/XXXX |
| 6000083390 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.8 Fannie Mae | XX/XX/XXXX |
| 6000083368 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 78.96% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083412 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 57.14% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000083373 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.2 Fannie Mae | XX/XX/XXXX |
| 6000083313 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 51.95% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000083380 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.4 Fannie Mae | XX/XX/XXXX |
| 6000083279 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 89.66% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.4 Fannie Mae | XX/XX/XXXX |
| 6000083418 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 90.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.7 Fannie Mae | XX/XX/XXXX |
| 6000083419 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 89.90% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083384 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.9 Fannie Mae | XX/XX/XXXX |
| 6000083423 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083424 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3 Fannie Mae | XX/XX/XXXX |
| 6000083429 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 60.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000083450 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000083446 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.2 Fannie Mae | XX/XX/XXXX |
| 6000083454 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.2 Fannie Mae | XX/XX/XXXX |
| 6000083474 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 74.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000083476 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | Full Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -5.40% | XXXX | XX/XX/XXXX |  |  |  |  |  | 5 Fannie Mae | XX/XX/XXXX |
| 6000083563 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083510 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 38.40% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | Full Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000083509 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 44.44% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084131 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.3 Fannie Mae | XX/XX/XXXX |
| 6000084953 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084093 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 4 Fannie Mae | XX/XX/XXXX |
| 6000084096 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 Fannie Mae | XX/XX/XXXX |
| 6000084104 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | Full Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 Fannie Mae | XX/XX/XXXX |
| 6000084101 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.8 Fannie Mae | XX/XX/XXXX |
| 6000084105 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 Fannie Mae | XX/XX/XXXX |
| 6000084123 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084124 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084130 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084136 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084138 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084147 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084149 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084172 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.4 Fannie Mae | XX/XX/XXXX |
| 6000084175 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084176 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084247 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084270 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 65.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.1 Fannie Mae | XX/XX/XXXX |
| 6000083339 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | 16.96% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2 Fannie Mae | XX/XX/XXXX |
| 6000083360 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 90.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.4 Fannie Mae | XX/XX/XXXX |
| 6000083430 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 89.99% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000084627 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 55.77% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -2.78% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.1 Fannie Mae | XX/XX/XXXX |
| 6000083335 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.8 Fannie Mae | XX/XX/XXXX |
| 6000083382 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 65.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084351 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 58.80% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083464 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 65.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000083473 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX | Fannie Mae | XX/XX/XXXX |
| 6000083481 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 26.11% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 4.8 Fannie Mae | XX/XX/XXXX |
| 6000083482 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 57.14% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000083492 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000083505 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 31.99% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085153 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.8 Fannie Mae | XX/XX/XXXX |
| 6000083516 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 90.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084109 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 63.39% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 4.1 Fannie Mae | XX/XX/XXXX |
| 6000083571 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084142 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.3 Fannie Mae | XX/XX/XXXX |
| 6000084150 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084166 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.8 Fannie Mae | XX/XX/XXXX |
| 6000084168 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 73.29% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084251 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000084252 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084261 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.6 Fannie Mae | XX/XX/XXXX |
| 6000084331 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 4.1 Fannie Mae | XX/XX/XXXX |
| 6000084338 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 30.28% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 Fannie Mae | XX/XX/XXXX |
| 6000084339 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 4.7 Fannie Mae | XX/XX/XXXX |
| 6000084348 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084349 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084407 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.8 Fannie Mae | XX/XX/XXXX |
| 6000084408 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae |  |
| 6000084414 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.8 Fannie Mae | XX/XX/XXXX |
| 6000084550 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.7 Fannie Mae | XX/XX/XXXX |
| 6000084551 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.4 Fannie Mae | XX/XX/XXXX |
| 6000084559 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000084560 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 74.99% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000084563 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.3 Fannie Mae | XX/XX/XXXX |
| 6000085030 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084569 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000084571 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084575 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.4 Fannie Mae | XX/XX/XXXX |
| 6000084576 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084582 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 52.08% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -0.17% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000084585 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084947 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084587 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084591 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084609 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084600 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.84% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.2 Fannie Mae | XX/XX/XXXX |
| 6000084613 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084607 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 50.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 Fannie Mae | XX/XX/XXXX |
| 6000084611 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.4 Fannie Mae | XX/XX/XXXX |
| 6000084612 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 28.57% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084620 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | 1.25% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000084961 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000084622 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084625 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.56% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.3 Fannie Mae | XX/XX/XXXX |
| 6000084623 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 4.5 Fannie Mae | XX/XX/XXXX |
| 6000084624 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084945 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.1 Fannie Mae | XX/XX/XXXX |
| 6000084977 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 72.60% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000084955 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000084962 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -0.16% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084957 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000084967 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.2 Fannie Mae | XX/XX/XXXX |
| 6000084968 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.2 Fannie Mae | XX/XX/XXXX |
| 6000084969 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084970 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.6 Fannie Mae | XX/XX/XXXX |
| 6000084973 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084963 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000084974 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 21.74% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2 Fannie Mae | XX/XX/XXXX |
| 6000084980 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.3 Fannie Mae | XX/XX/XXXX |
| 6000084982 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | 7.69% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000084983 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000085015 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 60.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | -5.78% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.3 Fannie Mae | XX/XX/XXXX |
| 6000085017 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.7 Fannie Mae | XX/XX/XXXX |
| 6000085025 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000085027 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 66.56% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085037 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.2 Fannie Mae | XX/XX/XXXX |
| 6000085039 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 85.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085057 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 70.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085044 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000085045 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085046 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2 Fannie Mae | XX/XX/XXXX |
| 6000085154 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085055 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000085158 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085196 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 69.42% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000085166 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 50.28% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000085157 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.6 Fannie Mae | XX/XX/XXXX |
| 6000085159 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 40.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085162 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 82.56% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.9 Fannie Mae | XX/XX/XXXX |
| 6000085168 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 40.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085169 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.2 Fannie Mae | XX/XX/XXXX |
| 6000085172 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085173 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 90.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000085174 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1.6 Fannie Mae | XX/XX/XXXX |
| 6000083329 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000073138 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 41.04% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 3.5 Fannie Mae | XX/XX/XXXX |
| 6000073145 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 68.36% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX | 0.94% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000069242 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 45.49% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000073131 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 78.56% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.1 Fannie Mae | XX/XX/XXXX |
| 6000069966 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000074219 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 71.27% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000072066 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | Full Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000074239 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 65.00% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | 2.6 Fannie Mae | XX/XX/XXXX |
| 6000072140 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 57.14% | Appraised Value |  | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |
| 6000072146 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  | Fannie Mae | XX/XX/XXXX |
| 6000074235 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 71.90% | Appraised Value | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 Fannie Mae | XX/XX/XXXX |
| 6000072782 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 75.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | Full Appraisal | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 6000085156 | XXXXXXXXXX | XX/XX/XXXX | XXXXXXXXXX | 80.00% | Sale Price | XXXXXXXXXX | XXXXXXXXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | 0.00 | 0.00% | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |

---

## Exhibit 99.16

**Exhibit 99.16**

![](ex99-16_001.jpg)

FORWARD THINKING. SEAMLESS SOLUTIONS**.**

Executive Summary

OBX 2023- NQM2

Dated: February 7, 2023

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|:---|
| **6136 Frisco Square Blvd. \| Suite 350 \| Frisco, TX 75034** |
| **P: 888.892.1843 \| evolvemortgageservices.com** |

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![](ex99-16_002.jpg)

Forward Thinking. Seamless Solutions.

**EXECUTIVE SUMMARY**

**Overview**

Evolve Mortgage Services ("Evolve") performed certain due diligence services (the "Review") described below on loans backed by residential properties (the "Loans") originated by a lender and subsequently purchased by Onslow Bay Financial, LLC, and together with its affiliates the "Client"). The Review was conducted between the dates of April 2021 and November 2022 via files imaged and provided by the lender or its designee for review. The Review results were conveyed to the Client by a Reliance Letter.

**Sample size of the assets reviewed.**

The final population of the Review covered 141 loans, including 55 Residential and 86 Business Purpose Loans, totaling an aggregate original principal balance of approximately $54,181,085. Evolve is not aware of the overall securitization population as other third-party review ("TPR") firms may have reviewed loans within the overall securitization loan population.

**Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for Fitch Ratings, Inc. (Fitch) and Kroll Bond Rating Agency, LLC (KBRA), the NRSRO identified in Item 3 of the ABS Due Diligence- 15E.

**Quality or integrity of information or data about the assets: review and methodology.**

Evolve compared data provided by the Client to the data found in the Loan file as captured during the Review. The data integrity review was completed versus data as provided at the time of initial diligence or subsequently updated. Not all data elements were provided to Evolve on every loan within the securitization population. This comparison, when data was available, included the following data fields:

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| | | |
|:---|:---|:---|
| Amortization Type | Maturity Date | Property City |
| Appraised Value | Note Date | Property State |
| Doc Type | Occupancy | Property Street Address |
| DSCR | Original CLTV | Property Type |
| First Payment Date | Original Interest Rate | Property Zip |
| Index Type | Original Loan Amount | QM Status |
| Interest Only | Original LTV | Qualifying Credit Score |
| Lien Position | Original P&I | Qualifying DTI |
| Loan Purpose | Original Term | Sales Price |
| Margin | Prepayment Penalty | Self-Employment Flag |

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|:---|:---|:---|
| ![](ex99-16_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 1 \| P a g e |

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![](ex99-16_002.jpg)

Forward Thinking. Seamless Solutions.

Additional information about the data integrity review is included below.

**Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

Evolve reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable for the Residential Population, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to Evolve. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, Evolve verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower- owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** Evolve's review included confirming that a credit report that met guideline requirements was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, Evolve: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** Evolve determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, was not fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** Evolve assessed whether the asset documentation required by the guidelines and, as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, Evolve completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved)

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| ![](ex99-16_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 2 \| P a g e |

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Forward Thinking. Seamless Solutions.

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by Evolve. During the course of this review, Evolve (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, Evolve verified that DU findings included an approved/eligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** Evolve confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, Evolve confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including (a) for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** Evolve reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Evolve conditioned the mortgage loan for the missing fraud report product.

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| ![](ex99-16_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 3 \| P a g e |

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![](ex99-16_002.jpg)

Forward Thinking. Seamless Solutions.

If a report was present, Evolve reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, Evolve confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** Evolve's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** Evolve also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

Additionally, Evolve verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**Regulatory Compliance:** Evolve conducted a review to determine whether the loan met certain federal, state and local regulatory requirements at the time of origination when applicable. All applicable tests and disclosure reviews were graded in accordance with the Structured Finance Industry Group ("SFIG") published RMBS 3.0 TRID Compliance Review Scope. The Regulatory Compliance Review conducted is fully detailed in Appendix A.

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| ![](ex99-16_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 4 \| P a g e |

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![](ex99-16_002.jpg)

Forward Thinking. Seamless Solutions.

**Value of collateral securing the assets: review and methodology.**

Evolve's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. Evolve's review included verifying the appraisal report was (i) on the appropriate GSE form (for the Residential Population), (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser (for residential properties) that was actively licensed to perform the valuation, (v) completed, for residential properties, such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, Evolve's review (i) analyzed the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and considered whether such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of Evolve's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to Evolve or if it was not directly accessible that another valuation product that was directly accessible to Evolve was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, Evolve confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, Evolve created an exception.

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|:---|:---|:---|
| ![](ex99-16_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 5 \| P a g e |

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![](ex99-16_002.jpg)

Forward Thinking. Seamless Solutions.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW**

The NRSROs criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

**Compliance Results Summary**

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| | | | | |
|:---|:---|:---|:---|:---|
| NRSRO Grade | Fitch | Fitch | KBRA | KBRA |
| NRSRO Grade | # Loans | % of Loans | # Loans | % of Loans |
| A | 55 | 39.01% | 55 | 39.01% |
| B | 1 | 0.71% | 1 | 0.71% |
| N/A | 85 | 60.28% | 85 | 60.28% |
| Total | 141 | 100.00% | 141 | 100.00% |

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**Credit Results Summary**

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| | | | | |
|:---|:---|:---|:---|:---|
| NRSRO Grade | Fitch | Fitch | KBRA | KBRA |
| NRSRO Grade | # Loans | % of Loans | # Loans | % of Loans |
| A | 103 | 73.05% | 103 | 73.05% |
| B | 38 | 26.95% | 38 | 26.95% |
| Total | 141 | 100.00% | 141 | 100.00% |

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**Property Valuation Results Summary**

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| | | | | |
|:---|:---|:---|:---|:---|
| NRSRO Grade | Fitch | Fitch | KBRA | KBRA |
| NRSRO Grade | # Loans | % of Loans | # Loans | % of Loans |
| A | 139 | 98.58% | 139 | 98.58% |
| B | 2 | 1.42% | 2 | 1.42% |
| Total | 141 | 100.00% | 141 | 100.00% |

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**Overall Results Summary**

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| | | | | |
|:---|:---|:---|:---|:---|
| **NRSRO Grade** | **Fitch** | **Fitch** | **KBRA** | **KBRA** |
| **NRSRO Grade** | **# Loans** | **% of Loans** | **# Loans** | **% of Loans** |
| A | 101 | 71.63% | 101 | 71.63% |
| B | 40 | 28.37% | 40 | 28.37% |
| **Total** | **141** | **100.00%** | **141** | **100.00%** |

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|:---|:---|:---|
| ![](ex99-16_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 6 \| P a g e |

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![](ex99-16_002.jpg)

Forward Thinking. Seamless Solutions.

**Data Compare Summary**

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| | | | |
|:---|:---|:---|:---|
| **Field Label** | **# Loans with Discrepancy** | **Total Time Compared** | **% Variance** |
| Appraised Value | 4 | 141 | 2.84% |
| DSCR | 54 | 141 | 38.30% |
| Doc Type | 32 | 141 | 22.70% |
| First Payment Date | 1 | 141 | 0.71% |
| Index Type | 8 | 141 | 5.67% |
| Interest Only | 24 | 141 | 17.02% |
| Margin | 1 | 141 | 0.71% |
| Maturity Date | 46 | 141 | 32.62% |
| Note Date | 7 | 141 | 4.96% |
| Original Amortization Term | 24 | 141 | 17.02% |
| Original CLTV | 1 | 141 | 0.71% |
| Original LTV | 1 | 141 | 0.71% |
| PITI | 34 | 141 | 24.11% |
| Prepayment Penalty Type | 39 | 141 | 27.66% |
| Property Street Address | 7 | 141 | 4.96% |
| Property Type | 5 | 141 | 3.55% |
| Property Zip | 5 | 141 | 3.55% |
| QM Status | 92 | 141 | 65.25% |
| Qualified Mortgage | 1 | 141 | 0.71% |
| Qualifying Credit Score | 2 | 141 | 1.42% |
| Qualifying DTI | 13 | 141 | 9.22% |
| Sales Price | 2 | 141 | 9.92% |
| Self-Employment Flag | 14 | 141 | 10.64% |

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|:---|:---|:---|
| ![](ex99-16_003.jpg) |© 2020 Evolve Mortgage Services Overview \| Proprietary and Confidential | 7 \| P a g e |

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![](ex99-16_002.jpg)

Forward Thinking. Seamless Solutions.

**APPENDIX A**

**Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Please be advised that Evolve did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Evolve are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which Evolve is relying in reaching such findings.

Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by Evolve.

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Evolve reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, **as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right
of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three
(3) business day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the
initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage
Rate (APR) outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

**(II)** **Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the
current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

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iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement
service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD
form was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on
the last GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the
Servicing Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the
Affiliated Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

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**(III)** **The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV)** **The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V)** **Federal and state specific late charge and prepayment penalty provisions;**

**(VI)** **Document Review**

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

■ Initial application (1003);

■ Final application (1003);

■ Note;

■ Appraisal;

■ Sales contract;

■ Title/Preliminary Title;

■ Initial TIL;

■ Final TIL;

■ Final HUD-1;

■ Initial and final GFE's;

■ Right of Rescission Disclosure;

■ Mortgage/Deed of Trust;

■ Mortgage Insurance;

■ Tangible Net Benefit Disclosure;

■ FACTA disclosures; and

■ Certain other disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 **testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation
to determine if compensation to a Loan Originator was based on a term of the transaction;

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ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, Evolve reviewed the relevant documents
in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing policies and procedures
of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies and procedures, Evolve's
review was limited to formal general statements of entity compliance provided by the loan originator, if any. These statements, for example,
were in the form of a letter signed by the seller correspondent/loan originator or representations in the mortgage loan purchase agreement
between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained
proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the
loan require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed, directly or
indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator organization
and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security instrument,
Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided the borrower a list
of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

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(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay
(ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard
mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R. 1026.43(e) (including
qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the
Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages
made by certain creditors (12 C.F.R. 1026.43(f)).

Evolve reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). Evolve determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, Evolve notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, Evolve notes if an originator loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, Evolve reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, Evolve reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Evolve then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

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The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, Evolve then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

Evolve reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note*: for loans designated as QM – agency eligible, Evolve will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Evolve reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Evolve does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Evolve's review is based on information contained in the loan file at the time it is provided to Evolve to review, and only reflects information as of that point in time.

(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right
to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

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iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

(XI) FIRREA Review

Evolve confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Evolve reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by Evolve. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, Evolve implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. Evolve worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While Evolve continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. Evolve has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per Evolve's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that Evolve has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by Evolve will result in the potential level of risk indicated by an Event Level or NRSRO grade.

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Please be further advised that Evolve does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by Evolve do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Evolve. Information contained in any Evolve report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged Evolve to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Evolve are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. Evolve does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by Evolve.

Evolve reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for
applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of terms or costs
provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

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viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for
applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations
based on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your
Home Loan Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided
to the borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

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(XIII) Document Review

Evolve reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

■ Loan Estimates;

■ Closing Disclosures; and

■ Certain other disclosures related to the enumerated tests set forth herein.

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## Exhibit 99.17

**Exhibit 99.17**

![](ex99-17_001.jpg)

**Rating Agency Grades**

**Run Date - 02/08/2023 8:13:55 AM**

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| | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** |
| XXXXXXXXXXX | 6000073873 | XXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXX | 6000077259 | XXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXX | 6000062763 | XXXXXXXXXX | XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXXXXXXXX | 6000072475 | XXXXXXXXXX | XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXXXXXXXX | 6000077584 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000077604 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000078612 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000078822 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000079815 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000079059 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000079106 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083405 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083537 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000079715 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084410 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083050 | XXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083111 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083105 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083114 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083284 | XXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXX | 6000083306 | XXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083462 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083468 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083490 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084345 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083500 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083548 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000083552 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084605 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084089 | XXXXXXXXXX | XXXXXX B | N/A | N/A | N/A | N/A | N/A B | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084100 | XXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXX | 6000084273 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084099 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084111 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084342 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084114 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXX | 6000084125 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084153 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084335 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084245 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084242 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084943 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084942 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000084564 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000085053 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000085149 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000085163 | XXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXX | 6000074799 | XXXXXXXXXX | XXXXXX A | C | C | C | C | C A | B | B | B | B | B A |
| XXXXXXXXXX | 6000075215 | XXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXX | 6000075232 | XXXXXXXXXX | XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXXXXXXXX | 6000075191 | XXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXX | 6000074823 | XXXXXXXXXX | XXXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXXXXXXXX | 6000075225 | XXXXXXXXXX | XXXXXX A | A | A | A | A | A B | A | A | A | A | A B |
| XXXXXXXXXX | 6000078923 | XXXXXXXXXX | XXXXXX D | A | A | A | A | A D B | A | A | A | A | A B |
| XXXXXXXXX | 4000006970 | XXXXXXXXX | XXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084300 | XXXXXXXXXXXXXX | XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084301 | XXXXXXXXXXXXXX | XXXXXX A | C | C | C | C | C A B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084302 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084303 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000084304 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000084305 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000084306 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000084307 | XXXXXXXXXXXXXX | XXXXXX D | A | A | A | A | A D B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084274 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084308 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084275 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084276 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084277 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084310 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084311 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084312 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084313 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084278 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085143 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084314 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084315 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084316 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000084317 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000084318 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084279 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084280 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084281 | XXXXXXXXXXXXXX | XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084994 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085188 | XXXXXXXXXXXXXX | XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084321 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084322 | XXXXXXXXXXXXXX | XXXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084284 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084323 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084285 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084995 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084996 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084286 | XXXXXXXXXXXXXX | XXXXXX C | C | C | C | C | C A B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084324 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084287 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084289 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084325 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084326 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084327 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084290 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084997 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084998 | XXXXXXXXXXXXXX | XXXXXX D | N/A | N/A | N/A | N/A | N/A D | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084291 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084292 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084999 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000084328 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085139 | XXXXXXXXXXXXXX | XXXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084293 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085144 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084295 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084329 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000084297 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000084330 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000085002 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084298 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085003 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000084299 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085136 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000085005 | XXXXXXXXXXXXXX | XXXXXXX C | A | A | A | A | A C | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085134 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085006 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085007 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000085008 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085009 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A C | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000085010 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085189 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000085011 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085137 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085012 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085142 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085190 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085201 | XXXXXXXXXXXXXX | XXXXXX C |  |  |  |  | A B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000085191 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000085200 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085192 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085199 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000085193 | XXXXXXXXXXXXXX | XXXXXX C | A | A | A | A | A C B | A | A | A | A | A B |
| XXXXXXXXXXXXXX | 6000085202 | XXXXXXXXXXXXXX | XXXXXX C | C | C | C | C | C A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085195 | XXXXXXXXXXXXXX | XXXXXX A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| XXXXXXXXXXXXXX | 6000085207 | XXXXXXXXXXXXXX | XXXXXX A | C | C | C | C | C A | A | A | A | A | A |
| XXXXXXXXXXXXXX | 6000085203 | XXXXXXXXXXXXXX | XXXXXX C | N/A | N/A | N/A | N/A | N/A C B | N/A | N/A | N/A | N/A | N/A B |
| XXXXXXXXXXXXXX | 6000085204 | XXXXXXXXXXXXXX | XXXXXX A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.18

**Exhibit 99.18**

![](ex99-18_001.jpg)

**Valuation Report**

**Run Date - 02/08/2023 8:13:55 AM**

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| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **Desk Top Review Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | **Updated Multi Property Values** | | |
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Appraised Value** | **Value for LTV** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXXXXXXXXX | 6000073873 | XXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXX | 6000077259 | XXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXX | -0.67% | Clear Capital | Moderate Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000062763 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  | XXXXXX | XXXXXX | 53.84% | ClearCapital | 88 | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000072475 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink | N/A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| XXXXXXXXXX | 6000077584 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| XXXXXXXXXX | 6000077604 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000078612 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink | A+ | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000078822 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | EDM Appraisals | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000079815 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000079059 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink | moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000079106 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -5.80% | ServiceLink | reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083405 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| XXXXXXXXXX | 6000083537 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink | reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000079715 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -5.43% | Clear Capital | moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084410 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXX | 4.69% | ServiceLink | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083050 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Robert Home Appraisals | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083111 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -9.31% | Clear Capital | Moderate Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083105 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083114 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXX | -0.28% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083284 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink | low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083306 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083462 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Service 1st | B | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083468 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083490 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084345 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXX | 6000083500 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083548 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000083552 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXX | -2.13% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084605 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084089 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Moderate Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084100 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| XXXXXXXXXX | 6000084273 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| XXXXXXXXXX | 6000084099 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084111 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084342 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084114 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084125 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084153 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXX | -1.39% | ServiceLink | reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084335 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084245 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXX | 4.17% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084242 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXX | -2.64% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084943 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Moderate Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084942 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -6.21% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000084564 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -7.29% | Service 1st | B | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000085053 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000085149 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Service 1st | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000085163 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXX | 1.82% | ServiceLink |  | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXX | 6000074799 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXXXXXX | 6000075215 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | XXXXXX | XXXXX | 2.26% | XXXXXXXX | 1073 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.6 |
| XXXXXXXXXX | 6000075232 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXX | 6000075191 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Low | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXX | 6000074823 | XXXXXXXXXX | XXXXXXXX | XXXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Clear Capital | Moderate | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXX | 6000075225 | XXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXX | 6000078923 | XXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXX | 4000006970 | XXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Clear Capital | Low Risk | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3 |
| XXXXXXXXXXXXXX | 6000084300 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084301 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084302 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084303 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084304 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084305 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084306 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084307 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | B | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084274 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084308 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX | XXXXX | 4.17% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084275 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084276 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084277 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084310 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084311 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084312 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084313 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084278 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.5 |
| XXXXXXXXXXXXXX | 6000085143 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084314 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084315 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084316 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084317 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -2.01% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084318 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084279 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084280 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084281 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084994 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -1.50% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085188 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084321 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084322 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084284 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084323 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084285 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084995 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084996 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084286 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084324 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084287 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084289 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084325 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084326 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084327 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084290 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084997 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084998 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084291 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXXXXXX | 6000084292 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084999 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | B | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084328 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085139 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084293 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -4.38% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085144 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084295 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| XXXXXXXXXXXXXX | 6000084329 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Other | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084297 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX | XXXXXX | XXX | 0.23% | XXXXXXXX | 1004 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084330 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085002 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084298 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085003 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000084299 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085136 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085005 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXX | XXXXXXXX | XXXXXXX | XXXXX | 0.78% | XXXXXXXX | 1004 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085134 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -8.86% | Pro Teck | reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085006 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085007 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085008 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085009 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085010 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085189 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085011 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085137 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085012 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085142 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085190 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085201 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085191 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085200 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085192 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085199 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -4.76% | Pro Teck | Reasonable | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085193 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085202 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085195 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085207 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX |  | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Vision VMC LLC | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085203 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXXXXXXXXXXX | 6000085204 | XXXXXXXXXXXXXX | XXXXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | 0.00% | Consolidated Analytics | A | XXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.19

**Exhibit 99.19**

![](ex99-19_001.jpg)

**Exception Detail**

**Run Date - 02/09/2023 11:54:06 AM**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **Exception** | **Exception Detail** | **Exception Information** | **Exception Remediation** | **Compensating Factors** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Compliance Initial Loan Grade** | **Compliance Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXXXXXXXX | 6000062763 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Compliance | AUS |  | AUS - is missing. |  | XXXXXXX XXX - XX XXXXXXX/XXXXXXXX as required per guidelines for XX XX | Documentation received : XXX XXXXXXXXXX #XX a/e |  |  | 04/30/2021 |  | A | 1 | XXXXXXXXXX | CA | 3 | 13 C A | C | A |  | Exempt | 1 |
| XXXXXXXXXX | 6000062763 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Compliance | AUS |  | AUS - is missing. |  | XXXXXXX XXX - XX XXXXXXX/XXXXXXXX as required per guidelines for XX XX |  |  |  | 04/30/2021 |  | A | 1 | XXXXXXXXXX | CA | 3 | 13 C A | C | A |  | Exempt | 1 |
| XXXXXXXXXX | 6000073873 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit - PITIA for other REO incorrect/not included in debt ratio |  | \*XXXXX required that XX XXXXXXXXX XXXXX XXXXX-XXXX.XX & XXX XXXXXXXXX XXXXX-XXXX.XX were sold. XXXXX for these properties were not included in the XXX. | Document provided |  | Client 12/15/2021 11:43 AM; Please review updated XXXX. <br>Reviewer 12/17/2021 08:15 AM; Deficiency previously cleared. XXXXXXXX escalation only.<br>| 12/15/2021 |  | A | 1 | XXXXXXXXXX | IN | 1 | 13 C A | A | A |  | Non-QM | 1 |
| XXXXXXXXXX | 6000074823 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - TRID- Fee Tolerance Violation |  | XXXX tolerance violation of $XXXX.XX due to the addition of XXXXXXXX points on X/X XX. XXXXXX provide proof of refund, XXX to borrower and a XXXX reflecting cure. XXX must be provided within XX days of closing | Information provided |  | Client 03/17/2022 01:39 PM; The credit score changed which is a valid XXX. A new three-day waiting period was not required because the initial XX issued XX/XX had an XXX of X.XXX%. XXX XXXXX XX had a X.XXX% XXX. <br>Under disclosure by more than X.XXX% is ok. XXXX when the XXX (annual percentage rate) increases by more than X/X of a percent for regular loans (most fixed-rate loans) or X/X of a percent for irregular loans (most adjustable loans) is a new three-day waiting period required. <br>Reviewer 03/17/2022 05:15 PM; <br>Reviewer 03/18/2022 04:34 AM; Escalated for XXX review. <br>Reviewer 03/18/2022 09:22 AM; CoC provided states credit score changed, however, there are X credit reports in the file. XXX dated X/X/XXXX with mid score of XXX and one dated XX/X/XXXX with XXX mid score which is the same score. XXXX, per lock in file the XXXX was locked on XX/XX. XXXXXX is required.<br>Reviewer 03/18/2022 09:45 AM; Hello, XXX provided states credit score changed, however, there are X credit reports in the file. XXX dated X/X/XXXX with mid score of XXX and one dated XX/X/XXXX with XXX mid score which is the same score. XXXX, per lock in file the XXXX was locked on XX/XX. XXXXXX provide supporting documentation for review. XXXXX you<br>Client 03/21/2022 10:24 AM; Uploaded the XXXX XXXX. XXXXXX clarify what is needed to clear this finding. <br>Reviewer 03/21/2022 10:48 AM; Hello, <br> XX need a XXX that is valid for addition in discount points. XXX XXX in file reflects there was a change in the credit score. XXXXXXX, upon further review, there was not a change in the credit score. XXXX would not be a valid reason for addition of discount points. XXXXXX upload valid XXX or refund to the borrower. XXXXX you, <br> XXXX<br>Reviewer 03/21/2022 11:36 AM; COC and X/X XX were already provided and will not clear the deficiency. XXXXXXXXX remains open.<br>Reviewer 03/21/2022 07:24 PM; <br>Client 03/23/2022 01:46 PM; Please see uploaded XXXXXXX XXXXXXXXXX for XX/XX/XXXX and XX/XX/XXXX (and change of circumstance form). XXX XX/XX XX discloses XXXXXXXX XXXXXX of .XXX% for $X,XXX.XX while the XX/XX had no discount points. XXXXXXX, the XX/XX XX shows an XXX of X.XXX% and the XX/XX XX shows an XXX of X.XXX%. XXX difference is .XXX% , well within the allowable .XXX%. XXXXXXXXX, no further cure is required for this finding.<br>Reviewer 03/23/2022 02:17 PM; Hello, XXXX condition is in reference to a tolerance violation and not XXX. XXX lock in file the XXXX was locked on XX/XX, the credit report/ score was dated XX/X so there is no valid XXX for the addition of discount points on X/X after the loan was locked with the XX/X credit report. XXXXXX is required. XXXXX you<br>Reviewer 03/23/2022 02:17 PM; Per lock in file the XXXX was locked on XX/XX, the credit report/ score was dated XX/X so there is no valid XXX for the addition of discount points on X/X after the loan was locked with the XX/X credit report. XXXXXX is required.<br>Reviewer 03/23/2022 04:42 PM; updated XXX will not cure this. XXXX changed on XX/XX revised XX and points were not added until the revised XX issued X/X. <br>Reviewer 03/23/2022 07:42 PM; <br>Reviewer 03/24/2022 07:08 AM; XX/XX XX was already provided and will not clear deficiency. XXXXXXXXX remains open.<br>Reviewer 03/24/2022 08:43 AM; updated XXX will not cure this. XXXX changed on XX/XX revised XX and points were not added until the revised XX issued X/X.<br>Reviewer 03/24/2022 08:51 AM; X/X XXX provided again and will not clear the deficiency. XXXXXX is required.<br>Client 03/24/2022 03:13 PM; I am trying to understand. XX the issue a timing problem ? XXX you please clarify ?<br>Reviewer 03/24/2022 03:25 PM; Hello, XXXX is a tolerance violation for the increase in the discount points on the X/X XX. XXX rate was locked with no points on XX/XX and the points were not added until the X/XX revised XX. <br>Reviewer 03/24/2022 03:26 PM; <br>Client 03/25/2022 08:46 AM; The lock was extended on XX/XX. XXX uploaded XXXX & XXXXXXXXX XXXXXX XXXXX. <br>Per XXXX XXXX.XX(f) (X) XXXX XXXXXXX before consummation require a new waiting period? <br>A XX must be provided no later than X days before consummation if: <br> •The XXX becomes inaccurate <br> •The loan product changes <br> •A prepayment penalty is added <br> None of these three things occurred, so we do not have a X day wait and can close immediately. <br> A refund is not due to the borrower. <br>Reviewer 03/25/2022 08:58 AM; escalated for review<br>Reviewer 03/25/2022 09:08 AM; Hello, XXXX is not a timing fail. XX is a tolerance fail for the increase in discount points with no valid XXX. XXX loan was locked on XX/XX and there is no valid reason for the increase in points on X/X. <br>Reviewer 03/25/2022 09:10 AM; <br>Reviewer 03/25/2022 09:10 AM; The loan was locked per the rate lock form for XX days on XX/XX and there is no valid reason for the increase in points on X/X.<br>| 04/01/2022 |  | A | 1 | XXXXXXXXXX | NJ | 1 | 1 C B A | C | B A |  | Non-QM | 1 |
| XXXXXXXXXX | 6000074823 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - Pending internal completion of TRID compliance review for disclosure timing and or fee tolerance comparisons. Additional conditions may apply. |  |  | Information provided |  |  | 04/01/2022 |  | A | 1 | XXXXXXXXXX | NJ | 1 | 1 C B A | C | B A |  | Non-QM | 1 |
| XXXXXXXXXX | 6000072475 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | XXX guidelines XXXXXXXXX is to contain colored photos. | Received |  |  | 03/21/2022 |  | A | 1 | XXXXXXXXXX | NJ | 1 | 1 C B A | C | B A |  | Non-QM | 1 |
| XXXXXXXXXX | 6000074799 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXX does not contain XXXXXXXX. | Received |  |  | 03/21/2022 |  | A | 1 | XXXXXXXXXX | NJ | 1 | 1 C B A | C | B A |  | Non-QM | 1 |
| XXXXXXXXXX | 6000074799 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - TRID Fee Tolerance Violation cured more than 60 days post consummation |  |  | Acknowledged XXXXXXXXXX or XXXX made after XX days of closing and within XX days of discovery by XXX. XX additional requirements. |  | Reviewer 04/01/2022 09:20 AM; Acknowledged XXXXXXXXXX or XXXX made after XX days of closing and within XX days of discovery by XXX. XX additional requirements.<br>|  |  | 04/01/2022 B | 2 | XXXXXXXXXX | NJ | 1 | 1 C B A | C | B A |  | Non-QM | 1 |
| XXXXXXXXXX | 6000074799 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX to policy X) XXXXXXXX lived rent-free with her aunt from X/X/XXXX through X/XX/XXXX at which point she moved and rented the subject property owned by the same aunt from X/XXXX until present. XXXXXX payments have been documented from XX/XXXX through XX/XXXX. XXXXX no primary housing history due to borrower having lived rent-free from X/X/XXXX through X/XX/XXXX vs program restriction that borrowers without mortgage or rental housing history including borrowers living rent free are not eligible but will be considered on an exception basis. |  |  | Reviewer 02/09/2022 08:23 PM; Compensating XXXXXXX: XXXXXX score is XXX, XX points > program requirement of XXX XXXXXXXX has been self-employed as an XXXXX-XXXXXXXX of XXXXX XXXXXX XXX for XX years. XX public records and, aside from an isolated XXXX late payment in XX/XXXX (rev), no other late payments since XX/XX (inst).<br>|  |  | 02/09/2022 B | 2 | XXXXXXXXXX | CA | 1 | 1 C B | A | A C |  | Non-QM | 1 |
| XXXXXXXXXX | 6000074799 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX to policy X. XXXXX appraisal completed by a licensed level appraiser vs program requirement for an appraiser to minimum at XXXXXXXXX level. |  |  | Reviewer 02/09/2022 08:23 PM; Compensating XXXXXXX: XXXXXX score is XXX, XX points > program requirement of XXX XXXXXXXX has been self-employed as an XXXXX-XXXXXXXX of XXXXX XXXXXX XXX for XX years. XX public records and, aside from an isolated XXXX late payment in XX/XXXX (rev), no other late payments since XX/XX (inst).<br>|  |  | 02/09/2022 B | 2 | XXXXXXXXXX | CA | 1 | 1 C B | A | A C |  | Non-QM | 1 |
| XXXXXXXXXX | 6000074799 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral TPR |  | UW Collateral TPR - UW - Second collateral evaluation is required. |  | XX XXXXX exceeds X.X tolerance. | Second appraisal provided, condition has been cleared. |  |  | 02/11/2022 |  | A | 1 | XXXXXXXXXX | CA | 1 | 1 C B | A | A C |  | Non-QM | 1 |
| XXXXXXXXXX | 6000075215 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Other |  | UW Other - UW - Complete Purchase Agreement |  | XXXXXXX fully executed XXXXXXXX XXXXXXXX addendum revising purchase XXXXX to $XXX,XXX from $XXX,XXX. | Documentation has been provided. |  |  | 02/11/2022 |  | A | 1 | XXXXXXXXXX | CA | 1 | 1 C B | A | A C |  | Non-QM | 1 |
| XXXXXXXXXX | 6000075215 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - Pending internal completion of TRID compliance review for disclosure timing and or fee tolerance comparisons. Additional conditions may apply. |  |  | Information provided |  |  | 01/28/2022 |  | A | 1 | XXXXXXXXXX | CA | 1 | 1 C A | C | A |  | QM Rebuttable Presumption | 1 |
| XXXXXXXXXX | 6000075215 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - CD- Fee Charged in Incorrect Section |  | A XXXX needs to be issued to reflect the XXXXX XXXX payable to XXXXX XXXXXXXX XXXXX XXXXXXX in XXXXXXX C. XXXXXX move these fees from XXXXXXX B to C due to the borrower chose this company from the XXXXXXXX list in file. | Information provided |  |  | 01/28/2022 |  | A | 1 | XXXXXXXXXX | CA | 1 | 1 C A | C | A |  | QM Rebuttable Presumption | 1 |
| XXXXXXXXXX | 6000075215 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | \* XXXX XXXXXXXX is missing from the file | documents provided |  | Reviewer 01/28/2022 07:18 AM; Document not provided<br>Client 02/07/2022 08:58 AM; The XXXXXXXX and XXXX XXXXXXXXXXXX are in the file showing the loan program<br>Reviewer 02/09/2022 12:26 PM; cleared X/X<br>| 02/09/2022 |  | A | 1 | XXXXXXXXXX | CA | 1 | 1 C A | C | A |  | QM Rebuttable Presumption | 1 |
| XXXXXXXXXX | 6000075232 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX to XXXXXX XXXXX project with current litigation. XXXX XX XXXXXX-XXXXXX, originally filed XX/XX/XXXX and an amended complaint filed XX/XX/XXXX by a group of XXXXXX XXXXXXX unit owners against the developers of XXXXXX XXXXXXX, former board members, and contractors involved in the construction and repair of the condominium. XXX lawsuit involved claims related to unspecified defective construction and other claims related to the operation and management of the XXXXXX XXXXXXX XXX nonprofit corporation. A court approved a partial settlement on XXXXXXXX X, XXXX letter from plaintiff's attorney, they have not begun the formal investigation into the construction defect claims and are unaware of any structural defects, but are aware of leaky roofs and possible defects in the installation of the stucco vs program guideline that states the condominium association may not be a plaintiff in litigation that alleges that there are hazardous or unsafe conditions associated with the condominium project. |  |  | Reviewer 02/10/2022 07:07 PM; Compensating XXXXXXX and XXXXXXXXXX XXXXXXXXXXX: XXXXXXX of XXX has not yet been turned over to unit owners. XX.XXX% (XXX out of XXX) of units are owner-occupied - builder still owns XXX units that are not going to be built legal documents not updated with final number of units, no commercial space, low X.XX% delinquency rate, reserves are XX.XX%. XXXXXX score is XXX, XX points > program requirement of XXX. XXXXXXXX are XXX.XX months, XXX.XX months > program req<br>|  |  | 02/10/2022 B | 2 | XXXXXXXXXX | AZ | 1 | 1 A B | A | A |  | Non-QM | 1 |
| XXXXXXXXXX | 6000075232 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Other |  | UW Other - UW - Initial/Final 1003 incomplete/missing |  | XXX XXXXX XXXX that was borrower-signed at XXXXXXX on X/XX/XXXX is missing from XXX loan file. | Client's outside council opined and stated, XXX XXXXX XXXXXXXXXXXX provides a cure to resolve XXX issue where a XXXX was not provided at closing in XXXXXXX XX(a)(X)(x)(d) – XXX cure is to simply provide XXX document, in this case XXX XXXX post consummation. XXXXXXXX has been received. |  | Reviewer 06/03/2022 12:36 PM; XXXX provided is not signed by XXX borrower<br>| 06/09/2022 |  | A | 1 | XXXXXXXXXX | TX | 1 | 13 D B | A | A |  | QM Rebuttable Presumption | 1 |
| XXXXXXXXXX | 6000075232 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXX has lived at subject property for XX years with parents. XXX subject property was gifted to XXX XXXXXXXX by parents for $XX.XX on XX/XX/XXXX. XXXXX is a promissory note dated XX/XX/XXXX on XXX subject under XXX parents' names which XXX XXXXXXXX has been paying XXX monthly payments on from sole account since inception (evidence of XXXXXXXX payments provided). XXXX promissory note will be paid off with cash-out proceeds. XXXXX cash-out refinance with XXXXXXXX only having been on title and deed for just over X month vs program requirement that for a XXXX to be salable to XXXXXX as a XXXX-out XXXXXXXXX, if XXX loan is not a delayed financing transaction, at least one of XXX XXXXXXXXX must have been an owner of XXX XXXXXXX XXXXXXXX throughout XXX six-month period preceding XXX XXXX of XXX XXXX. |  | COMPENSATING XXXXXXX: (X) XXX is XX.XXX%, XX.XXX% < program maximum of XX.XXX%. (X) XXXXXX score is XXX, X points > program requirement of XXX. (X) XXXXXXXX are XX.XX months, XX.XX months > program requirement of X months. (X) XXX is XX.XXX%, XX.XXX% < program maximum of XX.XXX%. (X) XXXXXXXX has been employed as XXXXXXXXXX XXXXXXX of XXXXXX XXXXX XXX for XXX past X years. (X) XX public records and no late payments since XX/XXXX (auto). |  |  |  | 06/01/2022 B | 2 | XXXXXXXXXX | TX | 1 | 13 D B | A | A |  | QM Rebuttable Presumption | 1 |
| XXXXXXXXXXX | 6000075225 | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXX-XXX XXXXXXXXX XXX XXX XX% XXXX XXX XXX |  | Approved subject to verified as XXXXXX and +X.XXx XXXX |  |  |  | 12/16/2021 B | 2 | XXXXXXXXXX | NJ | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXX | 6000078923 | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW - LTV/CLTV does not meet parameters |  | XXXXX for an increase in XXX to XX% with a XXXX of less than X.XX loan at X.XX |  | The exception was granted with compensating factors: X. XXXXXX XXXXX is XXX. XXX product guideline requires a credit score of XXX. X. XXXXX is XX%. XXX product guideline requires an XXXXX of ___%. X. XXXXX is %. XXX product guideline requires an XXXXX of ______%. X. XXXX is X.XX. XXX product guideline requires a XXXX of X.XX. X. XXXXXXXXXX is XX+ XXX and XXXX units. XXX product guideline requires experience of XXX & XXXX units. X. XXXXXXXXXX is X XXXXXX units. XXX product guideline requires experience of ___ XXXXXX units. |  |  |  | 02/17/2022 B | 2 | XXXXXXXXXX | CA | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXX | 6000078923 | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraiser License to meet guides |  | XXXXXXX verification of approved appraiser. XXXXXXX unable to be found. | Received |  |  | 03/18/2022 |  | A | 1 | XXXXXXXXXX | CA | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000077259 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | Flood Certificate |  | Flood Certificate - is missing. |  | XXXXX XXXXXXXXXXX is missing. | Information provided |  | Reviewer 02/09/2022 06:25 AM; Document provided does not clear deficiency<br>Reviewer 02/16/2022 01:02 PM; Flood cert not provided. XXXXXXXXX remains open.<br>| 02/28/2022 |  | A | 1 | XXXXXXXXXX | CA | 2 | 3 C A | A | A |  | Non-QM | 1 |
| XXXXXXXXXX | 6000077259 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXX is missing XXXX XXXXXXXX from client. | Received |  | Reviewer 02/09/2022 06:25 AM; Document provided does not clear deficiency<br>| 02/28/2022 |  | A | 1 | XXXXXXXXXX | CA | 2 | 3 C A | A | A |  | Non-QM | 1 |
| XXXXXXXXX | 4000006970 | XXXXXXXXX | XXXXXXXXX | XXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Report Date |  | updated, soft pull/gap report required. XXXX XXXXXX date, X-XX-XXXX note date is oct XXX XXXX | received |  |  | 10/14/2022 |  | A | 1 | XXXXXXXXXX | NJ | 1 | 1 C A | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084300 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Approval |  | UW Approval - UW Approval - 1008 or 92900 LT missing |  | XXX XXXXXXXX XXXX XXXXXXX XXXXX XXXXXXXX is missing from the loan file. | received |  |  | 08/10/2022 |  | A | 1 | XXXXXXXXXX | KS | 3 | 13 D A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084300 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Taxes and Insurance documentation |  | XX evidence of XXXX-XXXX coverage (XXXXXXXX D "XXXX XXXXXX XXXXX") on the XXXXXXXXXX XXXXXXXXX XXXXXXX coverage declaration document. | Fair rental value is the same as rent loss coverage |  | Reviewer 08/10/2022 04:18 PM; the document received has the XXXX XXXXXX XXXXX coverage but not the XXXX-XXXX coverage.<br>Client 08/10/2022 04:50 PM; Fair rental value is the same as rent loss coverage. XXXXXX clear, thanks!<br>Reviewer 08/11/2022 10:35 AM; Condition has been cleared XXXXX you <br>| 08/11/2022 |  | A | 1 | XXXXXXXXXX | KS | 3 | 13 D A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084301 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - TRID CD- Need proof CD was received 3 days prior to consummation |  | XXXXXXX XXXXXXX XX | Information provided |  |  | 07/05/2022 |  | A | 1 | XXXXXXXXXX | WY | 1 | 13 C B A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084301 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - Pending internal completion of TRID compliance review for disclosure timing and or fee tolerance comparisons. Additional conditions may apply. |  |  | Information provided |  |  | 07/05/2022 |  | A | 1 | XXXXXXXXXX | WY | 1 | 13 C B A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084301 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXXXX XXXXXXX XXXXXXXXXX XXXXXXX XX XXXXXX & X months reserves; approved by XXXXXX XXXXXXXXXX XXXXXXX, XXXX XXXX. |  | Compensating XXXXXXX: XXXX residual income of $XX,XXX.XX/monthly; low payment shock of less than X.X%; buying out XX XXXXXXX XX which saves borrower over $XXXX/mo in payments. XXXX XXX XXX A: X.XXX% (base) + .XXX (XX mos bk stmt) + .XX (XX XXXX XXX) + .XX (XXXXX) + .XX (XX 07/06/2022 B 2 XXXXXXXXXX WY 1 13 C B A B C A A A Non-QM 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084302 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX XXXXXXXXX XXXXXXXX XX requires X months reserves. XXXX out may be applied to reserves for loans DEVIATION XXXXXXX: XXXXXXXX XXX XXX, XXX XX.XXX%.X XXX D. XXXX XXXX out can be used as reserves XXXXXXXXXXXX XXXXXX: XXXX credit, all consumer debt paid as agreed. XXXXXX XX, XXXX employed in same business for XX years. XXXX reserves after close, $XXXX. XXXXXXX: (XXXX XXX XXXXXXXX XX rate sheet) X.XXX (base rate) + .XX (XX mo XXXX statements) +.XX (C/O) + .XX (housing history) +.XX (reserves requirement) = .XX (buy down) = X.XX%. X pts to broker. XXXXXXXXX/XXXXXXX. XXXX XXX: $XXX,XXX/$XXX,XXX. XXX – XX.XX%/XX.XX% 08/02/2022 B 2 XXXXXXXXXX RI 1 13 C B C B A A A A Non-QM 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084303 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Requirements for Program |  | XXXXXXXXX requested for XXX. XXXXXXXXX X-X unit max XXX is XX%. XXXX X unit with XXX of XX%. |  | Exception approved due to compensating factors: seasoned investor, over $XXX monthly income, XXX+ XXXX with well-paid credit. |  |  |  | 08/05/2022 B | 2 | XXXXXXXXXX | TX | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084304 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Requirements for Program |  | XXXXXXXXX requested for XXX. XXXXXXXXX max XXX for X-X unit is XX%. XXXX X unit with an XXX over XX%. |  | Exception approved due to compensating factors: seasoned investor, $XXX monthly income, XXX+ XXXX with well paid credit. |  |  |  | 08/05/2022 B | 2 | XXXXXXXXXX | TX | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084305 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXX has an XX% XXX. XXX XXX, per guidelines for a X-unit property, is XX%. |  | COMPENSATING XXXXXXX: (X) XXXXXXXX XXXXXXXX. (X) $XXX+ monthly income. (X) XXX XXXX with well-paid credit. |  |  |  | 08/05/2022 B | 2 | XXXXXXXXXX | TX | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084306 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX XXXXXXXXX XXX XXX for X-X XXXXX is XX% |  | DEVIATION XXXXXXX: XX% XXX approved by XXXX XXXX XXXXXXXXXXXX XXXXXX: X.XX% (XXXX XXXX) + .XXX%(X-X XXXX) + .XXX% (XXX XXXXXXXXX XXXX R) - .XXX% (pricing exception XXX) XXXXXXXX XXXXXXXX, XXX XXXXXXX income, XXX+ XXXX with well paid credit. |  |  |  | 08/08/2022 B | 2 | XXXXXXXXXX | TX | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084306 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXX XXXX to reflect the correct XXXX XXXXXX XXX,XXX.XX, XXXXXXXXX XXXXX XXX,XXX.XX, XXXXXXX XXXXXX XX,XXX.XX & XXXX XXX | received |  |  | 08/08/2022 |  | A | 1 | XXXXXXXXXX | TX | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084307 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXX XXXX score for a XX-month XXXX statement loan program at a XX% XXX. XXXXXXXXXX state a minimum of XXX XXXX score. |  | COMPENSATING XXXXXXX: (X) XXX XXX of XX.XXX%. (X) XXXXXX credit & mortgage payment history. (X) XXXXXXXX home ownership. |  |  |  | 07/12/2022 B | 2 | XXXXXXXXXX | PA | 1 | 13 D B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084307 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Missing/Incomplete Verbal VOE |  | XXXXXX XXX is missing from the loan file. | document provided |  |  | 07/13/2022 |  | A | 1 | XXXXXXXXXX | PA | 1 | 13 D B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084307 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXX property is a rural property. XXX guidelines dated XX/X/XXXX. XXXXXXXX will consider some rural properties but all required senior management approval. |  | Low XXX of XX%, XXXXXX credit and mortgage payment history, XXXXXXXX homeownership owing subject property for over X years. |  |  |  | 07/18/2022 B | 2 | XXXXXXXXXX | PA | 1 | 13 D B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084275 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXX XXXXXXX shock X% - XXXXXXXX payment shock X.XX% |  | XXXXXXXX owned home free and clear reason for high payment shock. XXXXXXXXXXXX factors XXXXXX residual income and XXXXXX reserves. |  |  |  | 08/12/2022 B | 2 | XXXXXXXXXX | WI | 1 | 13 A B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084276 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX XXXXXXXXX XXX XXXX XXX XXX XXXXX XXXX-XXXXXXXX |  | DEVIATION XXXXXXX: XXXXXXXX XXXX XXX XXXXXXXX XXXXXXXXXX XXX XX-XXX XXXXXX X/XX/XXXX (XX months) XXXXXXXXXXXX XXXXXXX XXXXXXX: XXXXXXXX X.XXX% + X.XX%(XX moth bnk smt) + X.XXX (XXXX exception on XX-mo bnk stmt X.XX%(less than X-yrs self employed) - X.XX%(rate buy-down) = X.XX%; brker XXX $XX,XXX(X.XX%); XXX XXX $XXXX(X.XX%); XXXXX XXXX $XX,XXX (X.XX%); XXXXXXX XXXX $XX,XXX(X.XX%)==> XXXXXXX XXXX XXXXXX $XXX,XXX; XXXXXXXXX XXXX $X,XXX(X.XX%) to be paid at closing. |  |  |  | 08/04/2022 B | 2 | XXXXXXXXXX | FL | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084277 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXXXX XXXXX for XX% XXX on XX mths XXXX stmts with XXXX<=XXX |  | COMPENSATING XXXXXXX: XXXX XXXX job (X+ years business owner), XXXX payshock (X.XXx), XX% funds down, nice collateral, good rent history |  |  |  | 08/02/2022 B | 2 | XXXXXXXXXX | FL | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084277 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXXXX XXXXX for use of XXXXXXXX funds toward closing |  | COMPENSATING XXXXXXX: XXXX XXXX job (X+ years business owner), XXXX payshock (X.XXx), XX% funds down, nice collateral, good rent history |  |  |  | 08/02/2022 B | 2 | XXXXXXXXXX | FL | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084277 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXXXX XXXXX for X mths reserves |  | COMPENSATING XXXXXXX: XXXX XXXX job (X+ years business owner), XXXX payshock (X.XXx), XX% funds down, nice collateral, good rent history |  |  |  | 08/02/2022 B | 2 | XXXXXXXXXX | FL | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084277 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXX for gift funds towards closing |  | COMPENSATING XXXXXXX: XXXX XXXX job (X+ years business owner), XXXX payshock (X.XXx), XX% funds down, nice collateral, good rent history |  |  |  | 08/02/2022 B | 2 | XXXXXXXXXX | FL | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084310 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Collateral |  | UW Collateral - UW - FNMA 1007 / FNMA 216 |  | XXXXXXX XXXX from original images. | Lease was provided XXXXXX XXX XXXX XXX is only required on X-X unit properties per guideline . |  | Client 08/03/2022 12:33 PM; Loan is full doc. XXXX actual rents in place of market rents. XXXX not needed. XXXXXX clear, thanks! <br>Reviewer 08/04/2022 07:00 AM; deficiency open <br>Reviewer 08/04/2022 07:00 AM; for all rental properties to be used as collateral for the loan a XXXX XXXX rent surveys must be included with appraisal <br>Client 08/08/2022 05:32 PM; Per XXXXXXXX guidelins, "XXXXXX income for the property being used as collateral must be verified via the following: XXXXX agreement....". XXXXXX clear or escalate if needed. XXXXXX.<br>Reviewer 08/09/2022 08:13 AM; Lease was provided XXXXXX XXX XXXX XXX is only required on X-X unit properties. XXXXXXXXX has been cleared XXXXX you <br>| 08/09/2022 |  | A | 1 | XXXXXXXXXX | TX | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084310 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXX amount <$XXX,XXX. XXXXXXX loan amount $XXX,XXX | received exception |  |  | 08/08/2022 |  | A | 1 | XXXXXXXXXX | TX | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084312 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXX amount less than $XXXX and rent free for XXXX both approved by XXXXXX XXXXXXXXXX XXXXXXX. |  | XXX XXXX with X year credit history, XXX a credit abuser with XX% available revolving credit, high monthly residual income of $XX,XXX.XX. XXXX XX, XXXX XXXXXXXX XXXXXXXX pricing X.XXX (base rate) + X.XXX% (XX month XXXX statement) + .XXX% (loan size exception) - X.XXX% (rate buydown) + X.XXX% (final rate) X.XX XXX points to broker, XXXXXXXXX loan amount $XXX,XXX XXXXXXX loan amount $XXX,XXX |  |  |  | 08/05/2022 B | 2 | XXXXXXXXXX | OH | 1 | 1 A B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084316 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | A XXXXX is required for a subject property investment refinance. XXXXXXXX to use the XXXX XXXX & XXX XXXXXX XXXXX to determine monthly rental income, due to major construction & renovation since time of purchase in XX/XXXX. |  | COMPENSATING XXXXXXX: (X) XXXX employer for XX+ years. (X) XXXX XXXX score of XXX with good payment history. (X) XXXXXXXXXXX investor with multiple properties. |  |  |  | 08/05/2022 B | 2 | XXXXXXXXXX | DE | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084316 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Taxes and Insurance documentation |  | XX evidence of XXXX-XXXX coverage on the XXXX XXXXXXXX XXXXXXXXX document. | Documentation provided is sufficient. |  | Reviewer 08/08/2022 12:00 PM; Guidelines require X months rental income/loss insurance coverage.<br>Client 08/08/2022 12:35 PM; Hi, email and documents uploaded to file provide evidence policy has required rent loss coverage. XXXX policies all have this verbiage and have been used to clear this finding in the past. XXXXXX escalate if needed. XXXXXX.<br>Reviewer 08/08/2022 01:02 PM; Documentation provided is sufficient.<br>| 08/08/2022 |  | A | 1 | XXXXXXXXXX | DE | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084317 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | Note |  | Note - Other: |  | XXXXXX confirm XXXXXXXXXX XXXXXXX. XXXXX is a fully executed XXXXXXXXXX XXXXXXXX to the XXXX in the file, however, the terms on the XXXXXXXXXX XXXXXXX XXXXXXXX are not completed. XXXXXX provide corrected XXXX and/or XXXXXXXXXX XXXXXXXX and confirm the prepayment terms. (XXXXXXXXX reads as XX within the XXXXX XXXXX XXXXXX & also XXXXXXXXXX charge will equal XXXXX % of the amount prepaid). | Per client XX XXX; XX has no XXX, terms on ppp addendum is blank |  | Client 07/29/2022 05:07 PM; Confirming no prepayment penalty on this file. XXXXXX clear, thanks!<br>Reviewer 07/31/2022 01:28 PM; <br>Reviewer 08/01/2022 09:35 AM; Per client XX XXX; XX has no XXX, terms on ppp addendum is blank<br>Reviewer 08/01/2022 09:36 AM; Good XXXXXXX! XXXXXXXXX has been cleared. XXXXX you<br>| 08/01/2022 |  | A | 1 | XXXXXXXXXX | NJ | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084317 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX XXXXXXXXX XXX investor XXXX XXXX XXXXXXX is intended for seasoned investors that own multiple properties |  | GUIDELINE XXXXXXXXX XXXXXXXX does not currently own a primary residence or investment property XXXXXXXXXXXX XXXXXXX XXXXXXXX is a XXXXXXXX XXXXXXXX purchasing a XXX property with XX% XXXX XXXXXXX. XXXXXXXX has XX years of excellent credit with an XXX XXXX and no XXXXXX. XXXX XXXX above X.XX. XXXX XX, XXXX XXXX pricing: XXX XXXXXXX XX X/XX/XXXX off of X/XX/XXXX XXXXXXXXX: X.XX% XXXX + .XX% (XXXX < XXXX) + .XX% (XXXXXXXXX) = X.XX% XXXX. .XXpt to XXX for XX day extension. $XXX,XXX.XX unstacked/$XXX,XXX.XX XXXXXXX: X.XXX total points stacked |  |  |  | 08/01/2022 B | 2 | XXXXXXXXXX | NJ | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084318 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW - DTI exceeds maximum limit |  | XXX of XX.XX% exceeds guideline of XX.XX% |  |  | Client 08/03/2022 04:32 PM; System and XXXXXXXX show XXX of XX.XXX. XXXXXX clarify your calculations so we may compare them to our own. XXXXX you. <br>Reviewer 08/04/2022 07:05 AM; deficiency open <br>Reviewer 08/04/2022 07:05 AM; Rental income of $XXXX X XX% = $XXXX.XX minus $XXXX.XX (XXXXX) = <$XXX.XX> rental loss.<br>Reviewer 08/09/2022 12:58 PM; <br>| 08/09/2022 |  | A | 1 | XXXXXXXXXX | FL | 3 | 1 C A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084280 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | XXXXXX XXXXXXXXXX XXXXXXXX required for XXXXX XXXXXXXXXX | received |  |  | 08/08/2022 |  | A | 1 | XXXXXXXXXX | MD | 2 | 1 A | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084281 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - TRID- Fee Tolerance Violation |  | XXXX tolerance violation of $XXX.XX due to increase in discount points. XXXXXX provide proof of refund, proof of shipment of refund, XXX to borrower and a XXXX reflecting the cure. XXX must be provided within XX days of closing | Information provided |  |  | 08/08/2022 |  | A | 1 | XXXXXXXXXX | FL | 1 | 1 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084281 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - TRID Other |  | XXXXXXX XXXXXXX XXXXXXXXXX XXXXXX XXXXXXXXXXXX - XX/XX/XXXX XXXX loan failed the revised closing disclosure delivery date test (waiting period required).(XX XXX §XXXX.XX(f)(X)(ii)) XXX revised closing disclosure delivery requires a new waiting period and XXX revised closing disclosure delivery date is provided and the revised closing disclosure method of delivery is marked as either "XXXX XXXXX XXXXX XXXX" or "XXXXXXXXXX XXXXXXXX" or blank, and the revised closing disclosure delivery date is less than six business days (counting all calendar days except XXXXXX and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or "XX XXXXXX" and the revised closing disclosure delivery date is less than three business days (counting all calendar days except XXXXXX and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or XXX revised closing disclosure receipt date is provided and the revised closing disclosure receipt date is less than three business days (counting all calendar days except XXXXXX and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction. XXXXXXX before consummation requiring a new waiting period. XX one of the following disclosures provided under §XXXX.XX(f)(X)(i) becomes inaccurate in the following manner before consummation, the creditor shall ensure that the consumer receives corrected disclosures containing all changed terms in accordance with the requirements of §XXXX.XX(f)(X)(ii)(A) (A) XXX annual percentage rate disclosed under §XXXX.XX(o)(X) becomes inaccurate, as defined in §XXXX.XX. (B) XXX loan product is changed, causing the information disclosed under §XXXX.XX(a)(X)(iii) to become inaccurate. (C) A prepayment penalty is added, causing the statement regarding a prepayment penalty required under §XXXX.XX(b) to become inaccurate. XXX creditor shall ensure that the consumer receives the disclosures required under §XXXX.XX(f)(X)(i) no later than three business days before consummation. XXX interest rate increased from the X/XX XX of X.XXX% to X.XXX% on the final XX. XXXX increase caused the XXX to increase more than X.XX%. A X day waiting period was required before loan could close. | Information provided |  |  | 08/08/2022 |  | A | 1 | XXXXXXXXXX | FL | 1 | 1 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084281 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - Pending internal completion of TRID compliance review for disclosure timing and or fee tolerance comparisons. Additional conditions may apply. |  |  | Information provided |  |  | 08/08/2022 |  | A | 1 | XXXXXXXXXX | FL | 1 | 1 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085188 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  |  |  |  | 10/26/2022 |  | A | 1 | XXXXXXXXXX | IL | 1 | 1 C A | C | A C |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085188 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - CD- Missing |  | XXXXXX provide the XX issued within X days of the XX/XX/XXXX XXXXXX of XXXXXXXXXXXX. |  |  | Reviewer 10/25/2022 01:44 PM; CD provided is dated XX/XX. XX has already been provided and was not issued within X days of theXX/X XXX<br>| 10/26/2022 |  | A | 1 | XXXXXXXXXX | IL | 1 | 1 C A | C | A C |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085188 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal - Completion Certification |  | XXXXXXX XXXXX XXXXXXXXXXXXX of XXXXXXXXXX evidencing subject to conditions have been completed. XXX appraisal report dated X/XX/XXXX was subject to the completion of improvements and a XXXXX XXXXXXXXXX XXX was charged on the XXXXXXX XXXXXXXXXX; however the inspection was not provided in the loan file. | received |  | Reviewer 10/28/2022 12:55 PM; The XXXXX reflects the borrower as XXXXX XXXXX. XXXXXXX correct borrower's name on the XXXXX<br>| 11/03/2022 |  | A | 1 | XXXXXXXXXX | IL | 1 | 1 C A | C | A C |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084321 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | XXXXXXX of XXX square feet of gross living area is required. XXXXXXX areas at XXXXXX XXXXXXXXXX discretion. XXXXXXX is XXX XX XX. XX XXXXXXXXX provided. | updated loan approval provided noted as XX XXXX XXXXXXXX, not an exception |  | Client 08/04/2022 10:27 AM; Loan summary approval provides evidence senior management approved this file. XXXX is within their authority and discretion. XXXXXX clear or escalate. XXXXXX.<br>Reviewer 08/04/2022 12:57 PM; deficiency cleared <br>| 08/04/2022 |  | A | 1 | XXXXXXXXXX | NV | 3 | 1 A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084323 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Taxes and Insurance documentation |  | XXX XXXXXX XXXXXXXXXXX XXXXX (or other supporting document) missing from the loan file to validate XXXXXX property taxes of $X,XXX.XX for the subject property. | tax rate based on XX for new construction |  |  | 08/05/2022 |  | A | 1 | XXXXXXXXXX | FL | 3 | 1 C A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084285 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Assets |  | UW Assets - UW - Asset Other |  | XXX XXX of XX% to use cash out proceeds for reserve requirements. |  | The exception was granted with the following compensating factors: XXXXXX depth of XX years; XXXX XX years; owner of the subject property XX years. XXXXXXXX paid XX. |  |  |  | 08/03/2022 B | 2 | XXXXXXXXXX | OR | 1 | 13 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000075191 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Closing Package |  | Closing Package - |  | XXXXXXX the XXXX or the lender approval | approval in file |  |  | 08/11/2022 |  | A | 1 | XXXXXXXXXX | WA | 1 | 13 C B | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084286 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | guideline XXXX out may be applied to reserves for loans < XX% XXX with min credit score of XXX |  | Guideline requires XXX min credit score borrower mid credit score XXX. XXXXXXXXXXXX factors XX% XXX, s/e since XXXX, owns home free and clear since XXXX |  |  |  | 08/11/2022 B | 2 | XXXXXXXXXX | WA | 1 | 13 C B | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084286 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXX requires verified rent history. XXXXXXXX has lite credit and lives rent free. XXXXXXXX by XXXX XXXX with pricing adjustments for exception. XXXXX XXX of XX%, XXXXXX residual of $X,XXX good reservess of over $XXX,XXX |  | Lower XXX of XX% XXXXXX residual of $X,XXX good reserves of over $XXX,XXX. XXXXXXX XXXXXXXX XX (X.X.XX) X.XXX% + .XXX XX month XXXX statement +.XX lite credit +.XX no rent history + (.XX) buydown = X.XXX% .XX for buydown X% XXX XXXX amount unstacked $XXX,XXX XXXX amount stacked $XXX,XXX |  |  |  | 08/05/2022 B | 2 | XXXXXXXXXX | IL | 1 | 1 A B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084324 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX XXXXXXXX XXXXX XXXXXXXX |  | DEVIATION XXXXXXX: XXXXX XXXXXXXX. XXXXXXXX by XX XXX XXXX XXXX XXXXXXXXXXXX XXXXXXX: XXX XXX of XX%; good residual of XXXX; XXXX reserves of over $XX,XXX.XX XXXXXXX: XXXXXXXX XX (X.X.XX rate sheet X.X% + .XX XX month XXXX statement + .XX rural = X.XX%; X.XX% XXX; XXXX amount $XXX,XXX.XX nothing stacked |  |  |  | 08/03/2022 B | 2 | XXXXXXXXXX | MO | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084326 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXX XXXXXXXXXX XXXXXXXX required for XXXX XXXXX on XXXX | received |  |  | 08/09/2022 |  | A | 1 | XXXXXXXXXX | SC | 3 | 1 A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084327 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | Deed of Trust/Mortgage |  | Deed of Trust/Mortgage - Appropriate riders attached and signed: |  | XXXXX rider lists the name of the condo as n/a, but the title states the name of the condo as XXXXX XXXXX XXXXXXX XXXXXXXXXXXX. XXXXXX provide corrected XXXXX rider along with intent to rerecord. |  |  | Reviewer 09/14/2022 03:47 PM; Received corrected XXXXX XXXXX, however, still missing XXX to re-record<br>| 09/20/2022 |  | A | 1 | XXXXXXXXXX | CA | 3 | 1 D A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084998 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX XXXXXXXXX XXXX program requires mortgage history to be XXXXXXX |  | DEVIATION XXXXXXX XXXXXX XXXXXXXXXX approved to move forward with XXXXXXX XXXXXXXXXXXX XXXXXXX XXXXXXXXXXXX factors: XX file sinceXXXX, XXXXXX XXXXX XXXXX = $XX,XXX.XX XXXXXXXX = N/A, XXXXXXXX is a XXXX and has been in this line of work XX years. XXXXXXX: XXXX rate X.XX%, qual rate X.XXX%. XXXX XXX, XXXX, pricing. XXXX rate X.XXX% + XX-month prepay penalty X% = required rate of X.XXX% | Reviewer 09/29/2022 05:00 PM; XxXXxXX mortgage history is required. XXXXXXXX's credit file only reflects XX months for mortgage history. XXXXXXX. XXX notes borrower owned previous home free and clear so there is no other mortgage history available. <br>|  |  | 08/16/2022 B | 2 | XXXXXXXXXX | MD | 3 | 1 A B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084999 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXX XXX XXXXXXXXXXX | received |  |  | 08/15/2022 |  | A | 1 | XXXXXXXXXX | CA | 3 | 1 A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084328 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXXX to use XXX-XXX XXXXXXXXX |  | Approval to use XXX-XXX XXXXXXXXX |  |  |  | 08/10/2022 B | 2 | XXXXXXXXXX | CA | 1 | 1 A B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084295 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | Flood Certificate |  | Flood Certificate - Certificate is not "Life of Loan " |  | XXXXX cert lists XXXXX XXXXXXXXXXXXX instead of XXXX of XXXX determination. XXXX of XXXX determination is required. | Information provided |  |  | 08/10/2022 |  | A | 1 | XXXXXXXXXX | VA | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084297 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Satisfactory 12 mth Rental |  | XX rent history for XXXX, payment shock exception |  | Borrower divorced X/XXXX all mortgage documents in ex-spouse name. XXXXXXXXXXXX factors XXXXXX credit profile XXX score, XX% down payment, experienced XXXX, good collateral |  |  |  | 08/10/2022 B | 2 | XXXXXXXXXX | VA | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084297 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXX property is a flip. XXXXXX purchased home X/XX/XXXX for $XXXX. |  | compensating factors; transaction is arms length, no pattern of previous flipping noted, second appraisal provided. |  |  |  | 08/10/2022 B | 2 | XXXXXXXXXX | VA | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000084297 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | XXXXXXXXX needed for use of two months XXXX statements for XXXXXX income vs proof of XX months rents |  | Exception granted allow use of X mth XXXX stmt for proof of XXXXXX income. XXXXXXXXXXX homeowner (primary and investment) XXXX collateral, XXXXXXXXX XXXX ratio (X,XX+ XXXXXX credit history. |  |  |  | 08/10/2022 B | 2 | XXXXXXXXXX | OH | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000084330 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | guidelines require minimum score for XX months XXXX statement XXX home of XXX borrower score is XXX |  | XX years in the same line of work, over XX year mortgage history, XX mortgages with no late payments | Reviewer 09/29/2022 05:06 PM; Minimum XXXX is XXX for XXX home with XX months XXXX statements. XXXXXX manager approved XXXX of XXX with compensating factors—XX years in same line of work, XX years mortgage history and XX mortgages with no mortgage lates.<br>|  |  | 09/08/2022 B | 2 | XXXXXXXXXX | CA | 2 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085136 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | guidelines require X years in business |  | XX years in the same line of work, over XX year mortgage history, XX mortgages with no late payments | Reviewer 09/29/2022 05:07 PM; Guidelines require XX months self employment verification. XXXXXX manager approved XX months self - employment with compensating factor of XX years in same line of work.<br>|  |  | 09/08/2022 B | 2 | XXXXXXXXXX | CA | 2 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085136 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | Flood Certificate |  | Flood Certificate - Certificate is not "Life of Loan " |  | XXXXX cert lists XXXXX XXXXXXXXXXXXX. XXXX of XXXX determination is required. XXXXXX provide flood cert with XXXX of XXXX determination. | Information provided |  |  | 09/01/2022 |  | A | 1 | XXXXXXXXXX | CA | 1 | 1 C A | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085005 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | XXX borrower has less than X years self-employment. |  | The exception was granted for less than X years of self-employment with the following compensating factors: XXXXXX depth XX years; XXXX XXX; XXXXXXXXX assets of $XXXX. XXXX XXXXXXX loans and revolving debt are paid XX. | Reviewer 09/29/2022 05:03 PM; Borrower is a xxxxxx and moved from XX to XX X months ago. XX purchased his current XXXX at that time. XXXXXXXXXX require X years s/e history, verified X months with current practice<br>|  |  | 08/27/2022 B | 2 | XXXXXXXXXX | CA | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085007 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | accepted appraisal in brokers name |  | compensating factors; seasoned investor, XX year credit depth, credit score of XXX, seasoned home owner. | Reviewer 09/29/2022 05:05 PM; Senior management has authority to approve appraisal ordered by broker instead of client. <br>|  |  | 09/01/2022 B | 2 | XXXXXXXXXX | TN | 3 | 1 C B A | N/A | N/A C B |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000085009 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXXX require XX month seasoning borrower purchased property from parents on X/XX/XXXX |  | Compensating factors: owns primary X years, XX XX years, resid $XX,XXX, resrv $XXX,XXX |  |  |  | 10/18/2022 B | 2 | XXXXXXXXXX | CA | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000085189 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXXXX reflects subject property as a detached single family, XXXX contains a XXX XXXXX, XXXXXXXX XXXXXXXXX contains a XXXXXXXXX XXXXXXXXXX with XXXXXXXXXXX of XXXXXXXXXX, XXXXXXXXXX and XXXXXXXXXXXX. | received |  | Reviewer 10/18/2022 10:48 AM; The XXX reflects property as a XXX. XXX appraisal reflects property as a single family detached. XXX appraisal should reflect the correct type of property<br>| 10/27/2022 |  | A | 1 | XXXXXXXXXX | TX | 1 | 1 A | A | A |  | QM Rebuttable Presumption | 1 |
| XXXXXXXXXXXXXX | 6000085190 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Income/Employment |  | UW Income/Employment - UW - Income Other |  | A full XX months business XXXX statements is required. |  | The exception for the use of XX months of business XXXX statements was granted with the following exceptions: XXXXXXXX X mid-XXXX is XXX XXXXXXXX X XXXX is XXX; X mortgages, X installment, XX revolving, and X other. XXXX credit for the last XX months; XXXXXXXX after closing is $XX,XXX.XX, payment shock is X.XXX%; only XX income comp fact XX weeks F/T also, and still employed per XXXX. |  |  |  | 11/10/2022 B | 2 | XXXXXXXXXX | FL | 1 | 1 B C |  | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085201 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXX requires XXX credit score for cash out transactions, borrower credit score is XXX |  | Compensating factors: XXXXXXXX investor; all mortgages paid as agreed, XXXX term employment at same company evidencing stable income. XXXXXXXX by XXXXXX XXXXXXXXXX XXXXXXX, XXXX XXXX. |  |  |  | 10/20/2022 B | 2 | XXXXXXXXXX | OH | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXXXXXX | 6000085191 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXX XXXXX is greater than XX and XX months rent checks are required. |  | The exception was granted for excessive payment shock and inability to provide XX months' rent checks. XXX exception was approved with the following compensating factors: XXXXXXXX has paid as agreed credit; multiple installment loans on the bureau, and has $XXX,XXX cash down. |  |  |  | 11/04/2022 B | 2 | XXXXXXXXXX | NJ | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085199 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXXXXXXXXX, require min of X trade lines. XXXXXXXX has several paid closed accounts, two active are authorized user. |  | Compensating factors: XX yrs in departing res, XX yrs XX, XXXXXXXX $XXXX, XX% XXX |  |  |  | 10/25/2022 B | 2 | XXXXXXXXXX | TX | 1 | 1 C B | A | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085193 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Deed of Trust/Mortgage |  | Deed of Trust/Mortgage - legal description is missing. |  | XXXXX description attached to deed of trust is missing. XXXXXX provide deed of trust. | Information provided |  |  | 11/15/2022 |  | A | 1 | XXXXXXXXXX | MO | 1 | 3 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085202 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXX verification borrower's child support obligation is current, as required on the title report. | Documentation provided is sufficient. |  | Reviewer 11/15/2022 05:25 PM; The documents received did not reflect the child support obligation is current.<br>Client 11/16/2022 11:45 AM; Child XXXXXXX XXXX uploaded XX/XX were sent to us by XXXXX agent. XXXX uploaded was what XXXXX used for proof of the child support payments. XXXXX confirmed it will be removed from XXXXX XXXXX as that was their requirement. XXXXXX.<br>Reviewer 11/16/2022 03:05 PM; Documentation provided does not reflect if the child support is current. XXXXXXX evidence child support payments are current. XXX letter from the attorney simply acknowledged child support was required to be paid and does not clear item X on XXXXXXXX B XXXX X.<br>Client 11/16/2022 05:22 PM; Hi, the XXXX statements provide proof the check of $XXXX for child support are coming out of the borrower's account and title confirmed this was sufficient proof, so XXX also deems it sufficient. XXXXXXX title deemed it sufficient, they confirmed it will be removed from XXXXX XXXXX as that was their requirement. XXXXXX escalate further if needed. XXXXXX.<br>Reviewer 11/17/2022 11:48 AM; Documentation provided is sufficient.<br>| 11/17/2022 |  | A | 1 | XXXXXXXXXX | MO | 1 | 3 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085202 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Taxes and Insurance documentation |  | XXXXXXX verification of XXX dues reflecting monthly dues of $XXX/month as indicated on final XX. XXXXXXXXX and approval indicates XXX dues are $XXX/month. | HOA of $XXX per the appraisal is verified and correct. |  | Client 11/14/2022 04:13 PM; Please clarify where you are seeing this figure on the XXXXX XX. XXXXXX!<br>Reviewer 11/15/2022 08:39 AM; page X of the final XX - XXX escrowed closing costs<br>Client 11/15/2022 04:16 PM; Hi, $XXX per the appraisal is verified and correct. XXXXXXXX, the loan servicer, will service the escrows and provide the overpayments made by the borrower back to the borrower when they re-evaluate the escrows as they do every year. XXXXXX.<br>Reviewer 11/16/2022 10:40 AM; Condition has been cleared XXXXX you <br>| 11/16/2022 |  | A | 1 | XXXXXXXXXX | MO | 1 | 3 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085202 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - Pending Internal completion of compliance fee tests. Additional conditions may apply. |  |  | Information provided |  |  | 11/17/2022 |  | A | 1 | XXXXXXXXXX | PA | 2 | 13 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085207 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - TRID CD- Need proof CD was received 3 days prior to consummation |  | XXXXX is a XX with an issue date of XX/XX, however, this XX appears to be a draft as it is missing required data for review. XXXXXX provide the correct initial XX that was issued and rec'd by the borrower at least X days prior to closing. | Information provided |  | Reviewer 11/16/2022 09:34 AM; Received XXXXXXX XX dated XX/X. XXXXX need proof it was received at least X days prior to closing. XXXXXXX rule does not apply and federal holidays cannot be counted in the X days. <br>| 11/17/2022 |  | A | 1 | XXXXXXXXXX | PA | 2 | 13 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085207 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Compliance | Compliance |  | Compliance - E-Consent- missing evidence of borrower's e-consent prior to earliest e-signature event |  | XXXX an e-consent signed on or prior to XX/XX. E-consent found in file is signed on XX/XX. |  |  |  | 11/16/2022 |  | A | 1 | XXXXXXXXXX | PA | 2 | 13 C A | C | A |  | Non-QM | 1 |
| XXXXXXXXXXXXXX | 6000085207 | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXX XXXX length on XXXXXXX housing, and XXXX funds on XXXXXXX housing. |  | Exception granted: XXXXXXXX is listing and buying agent and receiving gift from non borrowing spouse. XXXXXXXXX not likely to move, XXXXX primary for XX years, XXXX XXXXXX, XXXXXXXX has X income sources, XXXXX and XXXXXXX, XXXX XXXXXX, XXXX XXX. |  |  |  | 11/10/2022 B | 2 | XXXXXXXXXX | PA | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000085203 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXX loss insurance is required as the hazard insurance declaration page in file is not a commercial, landlord or rental dwelling and does not have rent loss coverage included. | received |  |  | 08/04/2022 |  | A | 1 | XXXXXXXXXX | GA | 3 | 3 C A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000083050 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Other |  | XXXXXXX property backs up to commercial property |  | Client approved this exception. XXXX XX+ points, XXXX > X.XX(XXXX XXXX) |  |  |  | 08/08/2022 B | 2 | XXXXXXXXXX | FL | 3 | 3 C B | N/A | N/A C B |  | Exempt | 1 |
| XXXXXXXXXX | 6000083284 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Qualifications |  | UW Qualifications - UW – Exception needed |  | XXX was based upon pur XXXXX using an online service "XXXXXXXX". XXXXXXX appraised value of $XXXX is after rehab and within X months of purchase XXXXX |  | Client approved this exception. XXXX XX+ points, XXXX > X.XX(XXXX XXXX) |  |  |  | 08/08/2022 B | 2 | XXXXXXXXXX | FL | 3 | 3 C B | N/A | N/A C B |  | Exempt | 1 |
| XXXXXXXXXX | 6000083284 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | Deed of Trust/Mortgage |  | Deed of Trust/Mortgage - legal description is missing. |  |  | Information provided |  |  | 09/12/2022 |  | A | 1 | XXXXXXXXXX | NC | 3 | 13 C A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000083306 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | Closing Package |  | Closing Package - First Payment Letter Missing or Incorrect |  | XXXXX payment letter total payment of $XXXX.XX does not match settlement statement calculated total payment of $XXXX.XX. (XXXXXXX XXXXXX uses monthly taxes of $XXX.XX and settlement statement uses $XXX.XX.) | Information provided |  |  | 09/06/2022 |  | A | 1 | XXXXXXXXXX | TN | 3 | 1 B A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000084089 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | Closing Package |  | Closing Package - IEADS Initial Escrow Account Disclosure Missing or Incorrect |  | XXXXX beginning balance of $XXXX.XX does not match settlement statement beginning balance of $XXXX.XX. (XXXXX uses monthly taxes of $XXX.XX and settlement statement uses $XXX.XX.) | Information provided |  |  | 09/06/2022 |  | A | 1 | XXXXXXXXXX | TN | 3 | 1 B A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000084089 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXX under X.XX with a XX.XXX% XXX, XXX XXXX. XXXX is calculated with the property lease of $XXXX by the XXXXXXXXX, interest, taxes, and insurance of $X,XXX.XX which equals X.XX | Updated loan approval provided which reflected loan closed as a XX XXXXX program. |  | Reviewer 08/30/2022 09:56 AM; The exception form received reflects the exception is for XX XXXXX loan XXXXXX score of XXX which is below the minimum score of XXX. XXXXXXXXX was not received for the minimum XXXX of .XX and the XXXX score for this loan being .XX<br>| 08/30/2022 |  | A | 1 | XXXXXXXXXX | CA | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000084100 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit - Minimum FICO |  | XXXXXXXXXX require a minimum XXXXXX XXXXX of XXX. |  | Compensating XXXXXXX: XXXXX reserves above min by X months; XXXXXXX use of revolving debt |  |  |  | 08/30/2022 B | 2 | XXXXXXXXXX | CA | 3 | 13 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000084100 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Valuation | Appraisal |  | Appraisal - FEMA Disaster Re-certification Required |  |  | Information provided. |  |  | 10/11/2022 |  | A | 1 | XXXXXXXXXX | FL | 3 | 1 C A | N/A | N/A C |  | Exempt | 1 |
| XXXXXXXXXX | 6000084273 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXXXXXXXX XXXXXXX is classified as XXXXX. |  | Compensating factors: XXXX XX+ points, XXXXX reserves above min by X months. XXXXXXXX: XX to pay XXX max of XXX for the loan. XXXXX adjustments: XX to pay XXX max of XXX for the loan. XXXXXXX XX/XX/XXXX |  |  |  | 08/31/2022 B | 2 | XXXXXXXXXX | NJ | 3 | 1 A B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000084114 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Credit Other |  | XXX guidelines dated XX/XX/XXXX XXXXXXXXX XXXX XXXXXX a legible front and back copy of the borrowers valid XXXXX XXXX is required. XXXX does not contain one for XXX XXX XX | Borrower is a XXX citizen |  |  | 09/13/2022 |  | A | 1 | XXXXXXXXXX | NC | 3 | 1 A | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000084942 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Collateral |  | UW Collateral - UW - Client Condo Warranty Requirements |  | XXXX is non-warrantable condo for investor concentration over XX%.Total number of units delinquent on XXX dues exceeds the maximum allowed per guidelines. XXXXX questionnaire indicates XX units (XX.XX%) out of the XXX total, are over XX days delinquent. XXX guidelines, max XX% allowed. |  | An exception was granted based on the following compensating factors: XXXXXXXXXX XXXX of XXX is XX points higher than the guideline minimum of XXX. XXXXX reserves above min by X months. |  |  |  | 10/05/2022 B | 2 | XXXXXXXXXX | NV | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000085163 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Credit | UW Credit |  | UW Credit - UW - Fraud Alert documentation |  | XXXXXXX processor certification to satisfy XXXXX XXXXX shown on credit report for the borrower. | received |  | Reviewer 10/06/2022 08:20 AM; Page X of XX on the credit report dated XX/XX/XXXX reflected a security alert to verify the identity of the borrower before extending credit from all X credit bureaus<br>| 10/06/2022 |  | A | 1 | XXXXXXXXXX | NV | 3 | 1 C B | N/A | N/A |  | Exempt | 1 |
| XXXXXXXXXX | 6000085163 | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | XXXXXXXXXX | Valuation | UW Collateral |  | UW Collateral - UW - Appraisal Report Missing |  | XXXX is missing appraisal for subject property. | Appraisal in bundle images. |  |  | 01/18/2022 |  | A | 1 | XXXXXXXXXX | CA | 3 | 1 D A | N/A | N/A D |  | Exempt | 1 |

---

## Exhibit 99.20

**Exhibit 99.20**

![](ex99-20_001.jpg)

**QM ATR Data**

**Run Date - 02/08/2023 8:13:55 AM**

---

| | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Loan Level ATR/QM Status** | **Application Date Prior to 1/10/2014** | **Lender Application Date** | **GSE Eligible** | **ATR/QM Total Points and Fees** | **Rate Lock Date** | **APR** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Residual Income to Qualify?** | **ATR/QM Residual Income** |
| XXXXXXXXXXX | 6000073873 | XXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Self-Employed |  | US Citizen |  | No |  |
| XXXXXXXXXXX | 6000077259 | XXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000062763 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | Yes |  | 12/30/2020 | 0.00% | Employed |  | US Citizen |  | Yes | $8139.20 |
| XXXXXXXXXX | 6000072475 | XXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $7499.00 | 11/16/2021 | 4.412% | Employed |  | US Citizen |  | Yes | $38867.45 |
| XXXXXXXXXX | 6000077584 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXX | 6000077604 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXX | 6000078612 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000078822 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | Non Permanent Resident Alien | Non Permanent Resident Alien | No |  |
| XXXXXXXXXX | 6000079815 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000079059 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000079106 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083405 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | Non Permanent Resident Alien |  | No |  |
| XXXXXXXXXX | 6000083537 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000079715 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084410 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083050 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083111 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083105 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083114 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXX | 6000083284 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083306 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083462 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083468 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXX | 6000083490 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084345 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083500 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083548 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000083552 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXX | 6000084605 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084089 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084100 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084273 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required |  | Non Permanent Resident Alien |  | No |  |
| XXXXXXXXXX | 6000084099 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084111 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084342 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084114 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084125 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084153 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXX | 6000084335 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084245 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084242 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084943 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000084942 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required | Not Required | Permanent Resident Alien | Permanent Resident Alien | No |  |
| XXXXXXXXXX | 6000084564 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000085053 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000085149 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | Non Permanent Resident Alien |  | No |  |
| XXXXXXXXXX | 6000085163 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000074799 | XXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $2369.68 | 12/23/2021 | 5.496% | Self-Employed |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000075215 | XXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $16223.00 | 01/12/2022 | 4.992% | Self-Employed |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000075232 | XXXXXXXXXX | QM Rebuttable Presumption | No | XXXXXXXXXX |  | $8185.00 | 11/16/2021 | 5.192% | Employed |  | US Citizen |  | Yes | $5173.53 |
| XXXXXXXXXX | 6000075191 | XXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | Non Permanent Resident Alien |  | No |  |
| XXXXXXXXXX | 6000074823 | XXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $0.00 | 11/23/2021 | 4.013% | Employed |  | US Citizen |  | No |  |
| XXXXXXXXXX | 6000075225 | XXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $2198.00 | 01/04/2022 | 5.589% | Unemployed | Self-Employed | US Citizen | US Citizen | No |  |
| XXXXXXXXXX | 6000078923 | XXXXXXXXXX | QM Rebuttable Presumption | No | XXXXXXXXXX | No | $1470.00 | 03/03/2022 | 5.496% | Employed |  | Permanent Resident Alien |  | Yes | $4418.38 |
| XXXXXXXXX | 4000006970 | XXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $3995.00 | 09/06/2022 | 7.574% | Self-Employed |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084300 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  | 08/02/2022 | 0.00% | Employed |  | US Citizen |  | Yes | $5367.24 |
| XXXXXXXXXXXXXX | 6000084301 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $18023.25 | 06/24/2022 | 8.318% | Self-Employed | Unemployed | US Citizen | US Citizen | Yes | $14920.69 |
| XXXXXXXXXXXXXX | 6000084302 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $7845.05 | 07/22/2022 | 8.138% | Self-Employed |  | US Citizen |  | Yes | $2767.34 |
| XXXXXXXXXXXXXX | 6000084303 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Self-Employed |  | US Citizen |  | Yes | $49302.02 |
| XXXXXXXXXXXXXX | 6000084304 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Self-Employed |  | US Citizen |  | Yes | $44302.02 |
| XXXXXXXXXXXXXX | 6000084305 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  | 07/29/2022 | 0.00% | Self-Employed |  | US Citizen |  | Yes | $46694.62 |
| XXXXXXXXXXXXXX | 6000084306 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Self-Employed |  | US Citizen |  | Yes | $48721.43 |
| XXXXXXXXXXXXXX | 6000084307 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $12089.99 | 06/27/2022 | 8.601% | Self-Employed |  | US Citizen |  | Yes | $7344.79 |
| XXXXXXXXXXXXXX | 6000084274 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $7107.81 | 07/27/2022 | 7.858% | Self-Employed |  | US Citizen |  | Yes | $3214.50 |
| XXXXXXXXXXXXXX | 6000084308 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $24013.04 | 07/27/2022 | 7.762% | Employed | Unemployed | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000084275 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $20258.41 | 08/03/2022 | 7.849% | Self-Employed |  | US Citizen |  | Yes | $14291.62 |
| XXXXXXXXXXXXXX | 6000084276 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $26355.26 | 07/29/2022 | 8.295% | Self-Employed | Self-Employed | US Citizen | US Citizen | Yes | $13276.09 |
| XXXXXXXXXXXXXX | 6000084277 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $8719.18 | 07/26/2022 | 9.248% | Self-Employed |  | US Citizen |  | Yes | $5273.86 |
| XXXXXXXXXXXXXX | 6000084310 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Employed |  | US Citizen |  | Yes | $22258.04 |
| XXXXXXXXXXXXXX | 6000084311 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084312 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $4642.72 | 07/29/2022 | 8.411% | Self-Employed |  | Permanent Resident Alien |  | Yes | $10121.31 |
| XXXXXXXXXXXXXX | 6000084313 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084278 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $12281.07 | 07/29/2022 | 7.129% | Self-Employed | Self-Employed | US Citizen | US Citizen | Yes | $12512.05 |
| XXXXXXXXXXXXXX | 6000085143 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Employed | Employed | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000084314 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084315 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Employed | Employed | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000084316 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  | 08/02/2022 | 0.00% | Employed |  | US Citizen |  | Yes | $4917.16 |
| XXXXXXXXXXXXXX | 6000084317 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084318 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  | 07/29/2022 | 0.00% | Employed |  | US Citizen |  | Yes | $4036.35 |
| XXXXXXXXXXXXXX | 6000084279 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $11998.14 | 07/29/2022 | 7.66% | Self-Employed |  | US Citizen |  | Yes | $7829.70 |
| XXXXXXXXXXXXXX | 6000084280 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $18395.14 | 08/01/2022 | 8.312% | Self-Employed | Self-Employed | US Citizen | US Citizen | Yes | $11388.36 |
| XXXXXXXXXXXXXX | 6000084281 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $7000.74 | 08/04/2022 | 7.693% | Self-Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | Yes | $2698.54 |
| XXXXXXXXXXXXXX | 6000084994 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000085188 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $15194.19 | 10/24/2022 | 9.01% | Self-Employed |  | US Citizen |  | Yes | $58937.84 |
| XXXXXXXXXXXXXX | 6000084321 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Employed |  | US Citizen |  | Yes | $7323.16 |
| XXXXXXXXXXXXXX | 6000084322 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $31001.67 | 07/29/2022 | 7.805% | Self-Employed |  | US Citizen |  | Yes | $29357.69 |
| XXXXXXXXXXXXXX | 6000084284 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $10556.23 | 08/04/2022 | 8.215% | Self-Employed |  | US Citizen |  | Yes | $20879.60 |
| XXXXXXXXXXXXXX | 6000084323 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  | 07/28/2022 | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084285 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $12228.74 | 07/26/2022 | 7.776% | Self-Employed |  | US Citizen |  | Yes | $13188.76 |
| XXXXXXXXXXXXXX | 6000084995 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084996 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084286 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $6595.55 | 08/02/2022 | 7.478% | Self-Employed |  | US Citizen |  | Yes | $2877.78 |
| XXXXXXXXXXXXXX | 6000084324 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $15781.14 | 07/29/2022 | 7.789% | Self-Employed |  | US Citizen |  | Yes | $7433.17 |
| XXXXXXXXXXXXXX | 6000084287 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $8590.97 | 08/09/2022 | 8.029% | Self-Employed |  | US Citizen |  | Yes | $5064.05 |
| XXXXXXXXXXXXXX | 6000084289 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $9023.00 | 08/05/2022 | 9.022% | Self-Employed | Unemployed | US Citizen | US Citizen | Yes | $5606.88 |
| XXXXXXXXXXXXXX | 6000084325 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Self-Employed |  | US Citizen |  | Yes | $4463.79 |
| XXXXXXXXXXXXXX | 6000084326 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $7122.50 | 07/29/2022 | 7.717% | Self-Employed |  | US Citizen |  | Yes | $3264.13 |
| XXXXXXXXXXXXXX | 6000084327 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000084290 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $18767.69 | 08/03/2022 | 7.839% | Self-Employed | Unemployed | US Citizen | US Citizen | Yes | $9720.41 |
| XXXXXXXXXXXXXX | 6000084997 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084998 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000084291 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $5796.37 | 07/26/2022 | 8.357% | Self-Employed |  | US Citizen |  | Yes | $8848.37 |
| XXXXXXXXXXXXXX | 6000084292 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $12974.98 | 07/29/2022 | 8.293% | Self-Employed |  | US Citizen |  | Yes | $53990.45 |
| XXXXXXXXXXXXXX | 6000084999 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084328 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Employed | Self-Employed | US Citizen | US Citizen | Yes | $7310.68 |
| XXXXXXXXXXXXXX | 6000085139 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $33099.10 | 08/26/2022 | 7.958% | Employed |  | US Citizen |  | Yes | $12331.04 |
| XXXXXXXXXXXXXX | 6000084293 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $6510.48 | 08/01/2022 | 7.935% | Self-Employed | Employed | US Citizen | US Citizen | Yes | $11040.99 |
| XXXXXXXXXXXXXX | 6000085144 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  | 08/30/2022 | 0.00% | Self-Employed | Self-Employed | US Citizen | US Citizen | Yes | $7406.07 |
| XXXXXXXXXXXXXX | 6000084295 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $9683.31 | 08/02/2022 | 8.915% | Self-Employed | Employed | US Citizen | US Citizen | Yes | $29207.40 |
| XXXXXXXXXXXXXX | 6000084329 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000084297 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $6029.38 | 08/05/2022 | 8.128% | Self-Employed |  | US Citizen |  | Yes | $2687.18 |
| XXXXXXXXXXXXXX | 6000084330 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | Non Permanent Resident Alien |  | No |  |
| XXXXXXXXXXXXXX | 6000085002 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $21236.99 | 08/22/2022 | 7.568% | Employed |  | US Citizen |  | Yes | $7997.91 |
| XXXXXXXXXXXXXX | 6000084298 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $6185.07 | 08/08/2022 | 8.858% | Self-Employed |  | US Citizen |  | Yes | $6858.09 |
| XXXXXXXXXXXXXX | 6000085003 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $11095.00 | 08/23/2022 | 8.034% | Self-Employed |  | US Citizen |  | Yes | $8014.81 |
| XXXXXXXXXXXXXX | 6000084299 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $23603.80 | 08/09/2022 | 8.129% | Self-Employed |  | US Citizen |  | Yes | $9988.73 |
| XXXXXXXXXXXXXX | 6000085136 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $7847.50 | 09/02/2022 | 8.241% | Self-Employed |  | US Citizen |  | Yes | $14592.73 |
| XXXXXXXXXXXXXX | 6000085005 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $21595.00 | 08/23/2022 | 7.643% | Self-Employed |  | US Citizen |  | Yes | $23680.83 |
| XXXXXXXXXXXXXX | 6000085134 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Employed |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000085006 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000085007 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $18413.80 | 08/22/2022 | 7.956% | Self-Employed |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000085008 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $8147.50 | 08/30/2022 | 8.618% | Self-Employed |  | Non Permanent Resident Alien |  | Yes | $6413.37 |
| XXXXXXXXXXXXXX | 6000085009 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000085010 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX |  |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000085189 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Self-Employed |  | US Citizen |  | Yes | $9381.25 |
| XXXXXXXXXXXXXX | 6000085011 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000085137 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $11347.70 | 08/31/2022 | 7.613% | Self-Employed |  | US Citizen |  | Yes | $8697.06 |
| XXXXXXXXXXXXXX | 6000085012 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $6837.46 | 08/26/2022 | 8.336% | Self-Employed | Self-Employed | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000085142 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Self-Employed |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000085190 | XXXXXXXXXXXXXX | QM Rebuttable Presumption | No | XXXXXXXXXX | No | $7447.64 | 10/05/2022 | 8.877% | Employed | Employed | Non Permanent Resident Alien | Non Permanent Resident Alien | Yes | $6403.76 |
| XXXXXXXXXXXXXX | 6000085201 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $10960.97 | 11/07/2022 | 9.537% | Self-Employed | Unemployed | US Citizen | Permanent Resident Alien | Yes | $4374.42 |
| XXXXXXXXXXXXXX | 6000085191 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Employed | Employed | US Citizen | US Citizen | Yes | $7636.80 |
| XXXXXXXXXXXXXX | 6000085200 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Not Required | Not Required | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000085192 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $10981.50 | 10/14/2022 | 8.919% | Self-Employed |  | US Citizen |  | Yes | $12218.12 |
| XXXXXXXXXXXXXX | 6000085199 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $7921.42 | 10/31/2022 | 7.751% | Self-Employed |  | US Citizen |  | Yes | $10112.01 |
| XXXXXXXXXXXXXX | 6000085193 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $6599.65 | 10/20/2022 | 8.566% | Self-Employed | Employed | US Citizen | US Citizen | Yes | $8767.52 |
| XXXXXXXXXXXXXX | 6000085202 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $7358.31 | 11/04/2022 | 9.218% | Self-Employed |  | US Citizen |  | Yes | $9434.64 |
| XXXXXXXXXXXXXX | 6000085195 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Self-Employed | Employed | US Citizen | US Citizen | No |  |
| XXXXXXXXXXXXXX | 6000085207 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX | No | $6995.00 | 11/14/2022 | 9.666% | Self-Employed |  | US Citizen |  | No |  |
| XXXXXXXXXXXXXX | 6000085203 | XXXXXXXXXXXXXX | Exempt | No | XXXXXXXXXX | No |  |  | 0.00% | Employed |  | US Citizen |  | Yes | $4696.69 |
| XXXXXXXXXXXXXX | 6000085204 | XXXXXXXXXXXXXX | Non-QM | No | XXXXXXXXXX |  | $16967.11 | 11/09/2022 | 9.826% | Employed |  | US Citizen |  | Yes | $8966.98 |

---

## Exhibit 99.21

**Exhibit 99.21**

![](ex99-21_001.jpg)

**Business Purpose Data**

**Run Date - 02/08/2023 8:13:56 AM**

---

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| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Source for Property DTI Calculation** | **Short Term Rental** | **Property DTI** | **Investor DTI** | **Value Used for DSCR Calc** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Is Lease Month To Month** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Actual Loss Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Months Reserves** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Experian FICO** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Trans Union FICO** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Experian FICO** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Trans Union FICO** | **Borrower 1 Employment Status** | **Borrower 2 Employment Status** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** |
| XXXXXXXXXXX | 6000073873 | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20211012 | Debt Service Coverage | Yes | Yes | $2500.00 | $2100.00 | FNMA 1007/216 | Leases | No |  |  | 2500 | 2.1 | 2.1 | $1188.50 | XXXX | 12 | No | Yes | $60420.00 |  | NO | $0.00 | $379.06 | $100.08 | Stated, Verified | NO |  | 4 |  | No | No | Experienced | 105 | 0 | US Citizen |  | 677 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXXX | XXXXXXX |  | US Citizen | Stated, Verified | 679 | 677 | 677 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXX | 6000077259 | XXXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20211012 | Debt Service Coverage | Yes | No | $0.00 | $3800.00 | Other | Other | No |  |  | 3420 | 1.18 | 1.18 | $2904.55 |  |  |  | Yes | $70000.00 |  | NO | $0.00 | $365.85 | $77.76 | Stated, Verified | NO |  | 6 |  | No | No | Experienced | 43 | 0 | US Citizen |  | 678 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXXXXX |  | US Citizen | Stated, Verified | 678 | 686 | 651 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000062763 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20210301 | Full |  | No | $0.00 | $2050.00 | FNMA 1007/216 | FNMA 1007/216 | No | 43.884 |  | 0 | 0 | 0 | $1016.97 |  |  |  | Yes | $48380.00 |  | NO | $0.00 | $116.00 | $61.35 | Stated, Verified | NO |  |  |  | No | No | Experienced | 97.76 | 1 | US Citizen |  | 745 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX |  | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000077584 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220125 | Debt Service Coverage | Yes | No | $0.00 | $2240.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2240 | 1.02 | 1.02 | $2197.15 |  |  |  | Yes | $10000.00 |  | YES | $608.00 | $260.73 | $74.08 | Stated, Verified | NO | 2 | 6 |  | No | No | Experienced | 73 | 12 | US Citizen | US Citizen | 786 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXX | XXXXXXXXX | Co-Borrower | Co-Borrower | XXXXXX | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000077604 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $1800.00 | $2900.00 | FNMA 1007/216 | Leases | No |  |  | 1800 | 0.76 | 0.76 | $2356.79 | XXXX | 12 | Yes | Yes | $21500.00 |  | NO | $0.00 | $438.93 | $314.75 | Stated, Verified | NO | 2 | 10 |  | No | No | Experienced | 15 | 4 | US Citizen | US Citizen | 736 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXX | Co-Borrower | Co-Borrower | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX |  | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000078612 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $2200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2200 | 1 | 1 | $2199.80 |  |  |  | Yes | $23100.00 |  | YES | $60.00 | $117.93 | $56.25 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 257 | 1 | US Citizen |  | 787 | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000078822 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $2650.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2650 | 1 | 1 | $2642.06 |  |  |  | Yes | $40000.00 |  | YES | $89.00 | $441.29 | $123.33 | Stated, Verified | NO | 1 | 4 |  | Yes | Yes | Experienced | 10 | 8 | Non Permanent Resident Alien | Non Permanent Resident Alien |  | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXXX | XXXXXXX | Co-Borrower | Co-Borrower | XXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000079815 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $1900.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1900 | 1.35 | 1.35 | $1410.26 |  |  |  | Yes | $79700.00 |  | NO | $0.00 | $296.62 | $49.45 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 105 | 21 | US Citizen |  | 722 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000079059 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $1750.00 | $1675.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1675 | 1.21 | 1.21 | $1382.40 | XXXX | 12 | Yes | Yes | $20240.00 |  | NO | $0.00 | $126.43 | $115.08 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 22 | 24 | US Citizen |  | 667 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000079106 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $1920.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1920 | 1.04 | 1.04 | $1843.41 |  |  |  | Yes | $21300.00 |  | NO | $0.00 | $253.73 | $157.58 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 214 | 0.7 | US Citizen |  | 805 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXX | Primary | Primary | XXXX | XXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083405 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $4400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4400 | 1.06 | 1.06 | $4156.76 |  |  |  | Yes | $8360.00 |  | YES | $115.00 | $930.24 | $158.40 | Stated, Verified | NO | 1 | 1 |  | Yes | No | Inexperienced | 21 | 7.3 | Non Permanent Resident Alien |  | 680 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXXXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083537 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $1400.00 | $2000.00 | FNMA 1007/216 | Leases | No |  |  | 1400 | 1.03 | 1.03 | $1353.85 | XXXX | 12 | No | Yes | $18000.00 |  | NO | $0.00 | $126.36 | $53.58 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 28 | 11 | US Citizen |  | 660 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX | XXXXXX |  | US Citizen | Stated, Verified | 661 | 602 | 660 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000079715 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $3800.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3800 | 1.44 | 1.44 | $2641.39 |  |  |  | Yes | $29700.00 |  | NO | $0.00 | $248.72 | $126.83 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 38 | 0.3 | US Citizen |  | 774 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084410 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $3185.00 | $2200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2200 | 1 | 1 | $2197.86 | XXXX | 36 |  | Yes | $26160.00 |  | NO | $0.00 | $70.33 | $167.50 | Stated, Verified | NO |  | 2 |  | No | No | Experienced | 11 | 1.5 | US Citizen |  | 701 | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083050 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $6500.00 | $6500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 6500 | 1.01 | 1.01 | $6453.93 | XXXX | 12 | No | No |  |  | YES | $1100.00 | $326.61 | $55.90 | Stated, Verified | NO |  | 1 |  | No | No | Experienced | 10 | 0.1 | US Citizen |  | 700 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083111 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $1800.00 | $1800.00 | FNMA 1007/216 | Leases | No |  |  | 1800 | 1.38 | 1.38 | $1308.52 | XXXX | 12 | No | No |  |  | NO | $0.00 | $92.52 | $133.08 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 13 | 2.7 | US Citizen |  | 723 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXX |  | US Citizen | Stated, Verified | 723 | 702 | 729 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083105 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | Yes | $3100.00 | $2500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2500 | 0.92 | 0.92 | $2719.57 | XXXX | 12 | No | Yes | $47397.00 |  | NO | $0.00 | $387.51 | $575.31 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 13 | 2.6 | US Citizen |  | 691 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083114 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $2239.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2239 | 1 | 1 | $2238.89 |  |  |  | Yes | $42510.00 |  | NO | $0.00 | $169.62 | $279.14 | Stated, Verified | NO |  | 4 |  | No | No | Experienced | 41 | 1.3 | US Citizen | US Citizen | 752 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXXX | Co-Borrower | Co-Borrower | XXXXX | XXXXXXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083284 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $4400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4400 | 1.59 | 1.59 | $2768.27 |  |  |  | Yes | $30300.00 |  | NO | $0.00 | $404.02 | $251.75 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 13 | 18 | US Citizen |  | 681 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXXXXX |  | US Citizen | Stated, Verified | 680 | 720 | 681 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083306 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | Yes | $1900.00 | $1820.00 | FNMA 1007/216 | Leases | No |  |  | 1820 | 1.01 | 1.01 | $1797.81 | XXXX | 12 | No | Yes | $23800.00 |  | YES | $28.33 | $150.73 | $105.50 | Stated, Verified | NO | 1 | 10 |  | No | No | Experienced | 45 | 0.2 | US Citizen |  | 732 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXXXXX |  | US Citizen | Stated, Verified | 726 | 738 | 732 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083462 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | NORATIO | Yes | No | $0.00 | $6500.00 | FNMA 1007/216 |  | No |  |  | 0 |  |  | $5505.69 |  |  |  | Yes | $89300.00 |  | NO | $0.00 | $1272.49 | $543.10 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 142 | 7 | US Citizen |  | 779 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083468 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $1900.00 | $1800.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1800 | 1.04 | 1.04 | $1724.65 | XXXX | 12 |  | Yes | $27400.00 |  | YES | $46.67 | $133.87 | $89.58 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 34 | 0.9 | US Citizen | US Citizen | 771 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |  | US Citizen | Stated, Verified | 768 | 703 | 727 | XXXXXX | XXXX |  | US Citizen | Stated, Verified | 771 | 750 | 805 | Not Required | Not Required | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083490 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $6484.00 | $8200.00 | FNMA 1007/216 | Leases | No |  |  | 6484 | 1 | 1 | $6480.84 | XXXX | 12 | No | Yes | $54200.00 |  | NO | $0.00 | $370.07 | $207.85 | Stated, Verified | NO |  | 1 |  | No | No | Inexperienced | 44 | 5 | US Citizen |  | 689 | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 3 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084345 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $2700.00 | $3500.00 | FNMA 1007/216 | Leases | No |  |  | 2700 | 1.08 | 1.08 | $2501.11 | XXXX | 24 | No | Yes | $60000.00 |  | NO | $0.00 | $211.07 | $114.83 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 118 | 11 | US Citizen |  | 682 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXX | XXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083500 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | Yes | $1800.00 | $1800.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1800 | 1.02 | 1.02 | $1760.63 | XXXX | 12 | No | Yes | $5000.00 |  | YES | $299.00 | $159.71 | $175.67 | Stated, Verified | NO |  | 6 |  | No | No | Experienced | 114 | 23 | US Citizen |  | 721 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083548 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $2700.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2700 | 1.02 | 1.02 | $2655.88 |  |  |  | Yes | $19000.00 |  | NO | $0.00 | $294.80 | $161.08 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 19 | 1 | US Citizen |  | 754 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000083552 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220809 | Debt Service Coverage | Yes | No | $0.00 | $1800.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1800 | 1.09 | 1.09 | $1644.75 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $313.67 | $50.27 | Stated, Verified | NO |  | 4 |  | No | No | Experienced | 23 | 21 | US Citizen | US Citizen | 734 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084605 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $4400.00 | $4400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4400 | 0.9 | 0.9 | $4914.48 | XXXX | 24 | No | Yes | $0.00 | Yes | NO | $0.00 | $1311.59 | $290.26 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 2 | 1 | US Citizen |  | 745 | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXX | XXXXX |  | US Citizen | Stated, Verified | 757 | 745 | 726 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084089 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $2400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2400 | 1.2 | 1.2 | $2001.14 |  |  |  | Yes | $12500.00 |  | YES | $190.00 | $247.00 | $63.25 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 55 | 4 | US Citizen |  | 715 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084100 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | NORATIO | Yes | Yes | $2500.00 | $3500.00 | FNMA 1007/216 | Leases | No |  |  | 0 | 0 | 0 | $4416.89 | XXXX | 12 | Yes | Yes | $59920.00 |  | NO | $0.00 | $273.65 | $41.68 | Stated, Verified | NO | 1 | 7 |  | No | No | Experienced | 52 | 16 | US Citizen |  | 704 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084273 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $3200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3200 | 1.02 | 1.02 | $3141.43 |  |  |  | Yes | $26000.00 |  | YES | $228.00 | $438.84 | $65.42 | Stated, Verified | NO | 1 | 2 |  | Yes | No | Experienced | 23 | 7 | Non Permanent Resident Alien |  |  | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXXXXXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084099 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220124 | Debt Service Coverage | Yes | Yes | $7500.00 | $8800.00 | FNMA 1007/216 | Leases | No |  |  | 7500 | 1.04 | 1.04 | $7271.42 | XXXX | 12 | No | Yes | $40000.00 |  | NO | $0.00 | $897.67 | $1237.89 | Stated, Verified | NO | 1 | 4 |  | No | No | Experienced | 22 | 6 | US Citizen |  | 669 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |  | US Citizen | Stated, Verified | 650 | 669 | 693 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 4 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084111 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | Yes | $5000.00 | $4500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4500 | 1.18 | 1.18 | $3822.96 | XXXX | 12 | No | Yes | $96680.00 |  | NO | $0.00 | $300.45 | $220.88 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 88 | 1.1 | US Citizen |  | 711 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXX | XXXX |  | US Citizen | Stated, Verified | 745 | 707 | 711 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084342 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $3400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3400 | 1.14 | 1.14 | $2980.81 |  |  |  | Yes | $24000.00 |  | NO | $0.00 | $295.85 | $296.16 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 24 | 0 | US Citizen |  | 777 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXXXXX |  | US Citizen | Stated, Verified | 777 | 771 | 793 |  |  |  |  |  |  |  |  | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084114 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | NORATIO | Yes | No | $0.00 | $2560.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 0 |  |  | $6370.65 |  |  |  | Yes | $105000.00 |  | NO | $0.00 | $1454.43 | $169.34 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 63 | 2.5 | US Citizen |  | 727 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084125 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | NORATIO | Yes | No | $0.00 | $0.00 |  | FNMA 1007/216 | No |  |  | 0 |  |  | $3966.67 |  |  |  | Yes | $55000.00 |  | NO | $0.00 | $499.61 | $128.75 | Stated, Verified | NO | 1 | 5 |  | No | No | Experienced | 94 | 10 | US Citizen |  | 766 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084153 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $2200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2200 | 1 | 1 | $2197.42 |  |  |  | Yes | $25000.00 |  | NO | $0.00 | $212.51 | $180.33 | Stated, Verified | NO | 1 | 6 |  | No | No | Experienced | 50 | 1 | US Citizen | US Citizen | 774 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXX | XXXX | Co-Borrower | Co-Borrower | XXXXXXXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084335 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220516 | Debt Service Coverage | Yes | No | $0.00 | $3175.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3175 | 1 | 1 | $3170.87 |  |  |  | Yes | $0.00 | Yes | YES | $35.00 | $155.33 | $87.43 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 17 | 2 | US Citizen |  | 750 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXXX | XXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084245 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $2000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2000 | 1.23 | 1.23 | $1625.22 |  |  |  | Yes | $21900.00 |  | NO | $0.00 | $250.36 | $95.17 | Stated, Verified | NO |  | 6 |  | No | No | Experienced | 11 | 1 | US Citizen |  | 722 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXX | Individual | Individual | XXXX | XXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084242 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $1850.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1850 | 1.04 | 1.04 | $1779.97 |  |  |  | Yes | $26700.00 |  | YES | $12.50 | $133.39 | $93.08 | Stated, Verified | NO | 2 | 4 |  | No | No | Experienced | 23 | 20 | US Citizen |  | 685 | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXXXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084943 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $3200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3200 | 1.14 | 1.14 | $2799.10 |  |  |  | Yes | $36100.00 |  | NO | $0.00 | $477.00 | $70.59 | Stated, Verified | NO |  | 2 |  | No | No | Experienced | 13 | 2.6 | US Citizen |  | 695 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084942 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $1750.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1750 | 1.03 | 1.03 | $1692.02 |  |  |  | Yes | $24100.00 |  | YES | $8.33 | $127.22 | $89.08 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 17 | 3.3 | Permanent Resident Alien | Permanent Resident Alien | 662 | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXXXXXXX | XXXXXX | Co-Borrower | Co-Borrower | XXXXXXX | XX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000084564 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $2675.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2675 | 1.03 | 1.03 | $2588.04 |  |  |  | Yes | $24000.00 |  | NO | $0.00 | $671.87 | $73.67 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 135 | 1.7 | US Citizen |  | 672 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXX |  | US Citizen | Stated, Verified | 687 | 672 | 665 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000085053 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | Yes | $3275.00 | $3550.00 | FNMA 1007/216 | Leases | No |  |  | 3275 | 1.37 | 1.37 | $2381.88 | XXXX | 12 | No | Yes | $56200.00 |  | NO | $0.00 | $445.75 | $163.83 | Stated, Verified | NO | 1 | 5 |  | No | No | Experienced | 35 | 2 | US Citizen |  | 675 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 3 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000085149 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $3500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3500 | 1.55 | 1.55 | $2251.39 |  |  |  | Yes | $25500.00 |  | NO | $0.00 | $431.09 | $72.25 | Stated, Verified | NO | 1 | 7 |  | No | No | Experienced | 115 | 3.3 | Non Permanent Resident Alien |  | 757 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXXX |  | Non Permanent Resident Alien | Stated, Verified | 766 | 757 | 745 |  |  |  |  |  |  |  |  | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000085163 | XXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220815 | Debt Service Coverage | Yes | No | $0.00 | $1500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1500 | 0.9 | 0.9 | $1673.35 |  |  |  | Yes | $15000.00 |  | YES | $220.00 | $82.02 | $32.58 | Stated, Verified | NO | 1 | 5 |  | No | No | Experienced | 36 | 5 | US Citizen |  | 728 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXX | 6000075191 | XXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20211109 | NORATIO | Yes | No | $0.00 | $2500.00 | FNMA 1007/216 |  | No |  |  | 0 |  |  | $3044.66 |  |  |  | Yes | $0.00 | Yes | YES | $300.00 | $687.50 | $85.33 | Stated, Verified | NO |  | 1 |  | Yes | No | Experienced | 99 | 12 | Non Permanent Resident Alien |  |  | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXXXXXX | XXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084300 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | Yes | $3920.00 | $4000.00 | FNMA 1007/216 | Leases | No | 43.015 |  | 0 |  |  | $4041.47 | XXXX | 12 | No | Yes | $97600.00 |  | NO | $0.00 | $610.86 | $159.75 | Stated, Verified | NO |  | 4 |  | No | No | Experienced | 40 | 21 | US Citizen |  | 709 | 0 | 0 |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXX | Individual | Individual | XXXXXXXXX | XXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084303 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | No | $0.00 | $3900.00 | FNMA 1007/216 | FNMA 1007/216 | No | 11.078 |  | 0 |  |  | $2931.69 |  |  |  | Yes | $13500.00 |  | YES | $50.00 | $629.08 | $171.33 | Stated, Verified | NO |  | 20 |  | No | No | Experienced | 107 | 8 | US Citizen |  | 768 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 4 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084304 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | No | $0.00 | $3900.00 | FNMA 1007/216 | FNMA 1007/216 | No | 12.177 |  | 0 |  |  | $2931.69 |  |  |  | Yes | $13500.00 |  | YES | $50.00 | $629.08 | $171.33 | Stated, Verified | NO |  | 20 |  | No | No | Experienced | 107 | 8 | US Citizen |  | 768 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 4 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084305 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | No | $0.00 | $3900.00 | FNMA 1007/216 | FNMA 1007/216 | No | 13.05 |  | 0 |  |  | $2931.69 |  |  |  | Yes | $27000.00 |  | YES | $50.00 | $629.08 | $171.33 | Stated, Verified | NO | 4 | 20 |  | No | No | Experienced | 96 | 8 | US Citizen |  | 768 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 4 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084306 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | No | $0.00 | $3900.00 | FNMA 1007/216 | FNMA 1007/216 | No | 12.575 |  | 0 |  |  | $2931.69 |  |  |  | Yes | $13500.00 |  | YES | $50.00 | $629.08 | $171.33 | Stated, Verified | NO |  | 20 |  | No | No | Experienced | 107 | 8 | US Citizen |  | 768 | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 4 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084310 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | Yes | $1475.00 | $0.00 |  | Leases | No | 10.243 |  | 0 |  |  | $1377.29 | XXXX | 12 | No | Yes | $8850.00 |  | NO | $0.00 | $324.67 | $62.18 | Stated, Verified | NO |  | 4 |  | No | No | Experienced | 144 | 4.3 | US Citizen |  | 774 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXXX |  | US Citizen | Stated, Verified | 756 | 784 | 774 |  |  |  |  |  |  |  |  | Employed |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084311 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $4850.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4850 | 1.24 | 1.24 | $3912.03 |  |  |  | Yes | $79100.00 |  | NO | $0.00 | $1027.93 | $123.50 | Stated, Verified | NO |  | 3 |  | No | No | Experienced | 126 | 2.8 | US Citizen |  | 801 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084313 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $2400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2400 | 1.09 | 1.09 | $2201.06 |  |  |  | Yes | $0.00 | Yes | YES | $6.25 | $405.74 | $56.95 | Stated, Verified | NO |  | 2 |  | No | No | Experienced | 73 | 7.9 | US Citizen |  | 807 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085143 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $5500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 5500 | 1.28 | 1.28 | $4292.89 |  |  |  | Yes | $33000.00 |  | YES | $1065.00 | $533.38 | $128.67 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 56 | 18 | US Citizen | US Citizen | 787 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXXXXX | Co-Borrower | Co-Borrower | XXXX | XXXXXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084314 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $5000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 5000 | 1.8 | 1.8 | $2770.85 |  |  |  | Yes | $72000.00 |  | YES | $135.00 | $277.45 | $179.58 | Stated, Verified | NO |  | 2 |  | No | No | Experienced | 110 | 1 | US Citizen |  | 709 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084315 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | Yes | $5360.00 | $5200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 5200 | 1.81 | 1.81 | $2879.65 | XXXX | 12 | No | Yes | $0.00 | Yes | NO | $0.00 | $575.41 | $197.75 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 4 | 2 | US Citizen | US Citizen | 736 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXX | Co-Borrower | Co-Borrower | XXXXXXXX | XXXXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX |  | XXXX | 4 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084316 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | No | $0.00 | $1900.00 | FNMA 1007/216 | FNMA 1007/216 | No | 49.659 |  | 0 |  |  | $1664.23 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $106.25 | $89.30 | Stated, Verified | NO |  | 5 |  | No | No | Experienced | 5 | 1 | US Citizen |  | 708 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX |  | US Citizen | Stated, Verified | 723 | 708 | 706 |  |  |  |  |  |  |  |  | Employed |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084317 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $3500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3500 | 1.8 | 1.8 | $1949.44 |  |  |  | Yes | $154971.00 |  | NO | $0.00 | $788.22 | $164.00 | Stated, Verified | NO | 1 | 1 |  | No | No | Experienced | 256 | 25 | US Citizen |  | 823 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXX |  | US Citizen | Stated, Verified | 832 | 764 | 823 |  |  |  |  |  |  |  |  | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084318 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | No | $0.00 | $2090.00 | FNMA 1007/216 | FNMA 1007/216 | No | 49.648 |  | 0 |  |  | $2442.05 |  |  |  | Yes | $14800.00 |  | YES | $310.00 | $206.03 | $147.48 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 8 | 1.1 | US Citizen |  | 720 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXX | XXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C2 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084994 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $4700.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4700 | 1.45 | 1.45 | $3252.30 |  |  |  | Yes | $30000.00 |  | YES | $767.00 | $119.57 | $376.16 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 349 | 2.1 | US Citizen | US Citizen | 786 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXXXX | Co-Borrower | Co-Borrower | XXXXX | XXXXXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084321 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | No | $0.00 | $2000.00 | FNMA 1007/216 |  | No | 44.097 |  | 0 |  |  | $2502.03 |  |  |  | Yes | $25000.00 |  | YES | $897.02 | $164.39 | $35.17 | Stated, Verified | NO |  | 3 |  | No | No | Experienced | 131 | 21 | US Citizen |  | 793 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXXXX |  | US Citizen | Stated, Verified | 793 | 793 | 812 |  |  |  |  |  |  |  |  | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084323 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $2200.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2200 | 1.28 | 1.28 | $1720.97 |  |  |  | Yes | $30400.00 |  | YES | $23.25 | $308.01 | $101.19 | Stated, Verified | NO | 1 | 10 |  | No | No | Experienced | 11 | 17 | US Citizen |  | 686 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084995 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $3000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3000 | 1.02 | 1.02 | $2936.53 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $239.42 | $68.41 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 121 | 10 | US Citizen |  | 696 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX |  | US Citizen | Stated, Verified | 696 | 683 | 696 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084996 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $4150.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 4150 | 1.07 | 1.07 | $3893.17 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $237.37 | $93.34 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 124 | 10 | US Citizen |  | 696 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXXX | XXXX |  | US Citizen | Stated, Verified | 696 | 683 | 696 |  |  |  |  |  |  |  |  | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084325 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | ALTDOC | Yes | Yes | $3550.00 | $2900.00 | FNMA 1007/216 | FNMA 1007/216 | No | 40.426 |  | 0 |  |  | $3822.33 | XXXX | 12 | No | Yes | $0.00 | Yes | NO | $0.00 | $795.05 | $150.73 | Stated, Verified | NO |  | 4 |  | No | No | Experienced | 6 | 3 | US Citizen |  | 745 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084327 | XXXXXXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $1750.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1750 | 1.03 | 1.03 | $1703.91 |  |  |  | Yes | $19000.00 |  | YES | $175.00 | $50.85 | $51.66 | Stated, Verified | NO |  | 2 |  | No | No | Experienced | 9 | 1 | US Citizen | US Citizen | 751 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXXXXXXXXXX | Co-Borrower | Co-Borrower | XXXX | XXXXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084997 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $2400.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2400 | 1.48 | 1.48 | $1622.75 |  |  |  | Yes | $48700.00 |  | NO | $0.00 | $484.38 | $68.18 | Stated, Verified | NO |  | 6 |  | No | No | Experienced | 42 | 6.4 | US Citizen |  | 774 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084998 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $5500.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 5500 | 1.38 | 1.38 | $3973.65 |  |  |  | Yes | $63000.00 |  | YES | $800.00 | $1046.03 | $156.83 | Stated, Verified | NO |  | 2 |  | No | No | Experienced | 18 | 16 | US Citizen | US Citizen | 774 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXXX | XXXXXX |  | US Citizen | Stated, Verified | 766 | 774 | 774 | XXXXX | XXXXXXXXX |  | US Citizen | Stated, Verified | 793 | 801 | 793 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084999 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $3000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 3000 | 1.22 | 1.22 | $2466.77 |  |  |  | Yes | $43400.00 |  | NO | $0.00 | $541.89 | $118.33 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 15 | 1 | US Citizen |  | 701 | 0 | 0 |  |  | 0 | 0 | 0 |  |  |  |  | XXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXXXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084328 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Full | Yes | No | $0.00 | $4600.00 | FNMA 1007/216 | FNMA 1007/216 | No | 41.522 |  | 0 |  |  | $4022.69 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $1459.38 | $261.92 | Stated, Verified | NO |  | 2 |  | No | No | Experienced | 5 | 11 | US Citizen | US Citizen | 720 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXX | XXXXXXX |  | US Citizen | Stated, Verified | 759 | 726 | 742 | XXXXXXX | XXXXXXXXX |  | US Citizen | Stated, Verified | 720 | 698 | 734 | Employed | Employed | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085144 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | ALTDOC | Yes | No | $0.00 | $2500.00 | FNMA 1007/216 | FNMA 1007/216 | No | 40.924 |  | 0 |  |  | $3485.19 |  |  |  | Yes | $58200.00 |  | YES | $285.00 | $247.25 | $144.42 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 16 | 2.1 | US Citizen | US Citizen | 720 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXXXXX | XXXXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084329 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $0.00 | $2300.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2300 | 1.05 | 1.05 | $2192.25 |  |  |  | Yes | $29600.00 |  | NO | $0.00 | $414.89 | $108.17 | Stated, Verified | NO |  | 6 |  | No | No | Experienced | 236 | 2 | US Citizen |  | 808 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXXXXXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000084330 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220701 | Debt Service Coverage | Yes | No | $6444.00 | $5000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 5000 | 2.42 | 2.42 | $2067.11 |  |  |  | Yes | $38000.00 |  | NO | $0.00 | $440.16 | $246.94 | Stated, Verified | NO |  | 1 |  | Yes | No | Experienced | 84 | 1.2 | Non Permanent Resident Alien |  | 728 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXX | Individual | Individual | XXXXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085134 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | Yes | $2200.00 | $2100.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2100 | 1.51 | 1.51 | $1387.55 | XXXX | 12 |  | Yes | $12800.00 |  | NO | $0.00 | $287.65 | $48.50 | Stated, Verified | NO | 1 | 8 |  | No | No | Experienced | 99 | 4 | US Citizen |  | 794 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXXXXXXXXXXX | XXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085006 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $2375.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2375 | 1.3 | 1.3 | $1826.94 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $315.90 | $114.04 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 14 | 2.3 | US Citizen |  | 792 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 3 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085009 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $2850.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 2850 | 1.44 | 1.44 | $1979.30 |  |  |  | Yes | $28016.00 |  | YES | $50.00 | $314.31 | $64.84 | Stated, Verified | NO | 1 | 8 |  | No | No | Experienced | 132 | 3.5 | US Citizen | US Citizen | 765 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXXXXXXX |  | US Citizen | Stated, Verified | 790 | 765 | 704 | XXXXXXX | XXXXXXX |  | US Citizen | Stated, Verified | 783 | 775 | 704 | Not Required | Not Required | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C1 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085010 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $1980.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 1980 | 1.05 | 1.05 | $1888.99 |  |  |  | Yes | $24000.00 |  | YES | $12.50 | $240.30 | $104.21 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 57 | 1 | US Citizen |  | 721 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXX | XXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085189 | XXXXXXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20221005 | Full | Yes | Yes | $2400.00 | $3000.00 | FNMA 1007/216 |  | No | 28.551 |  | 0 | 0 | 0 | $4324.82 | XXXX | 24 | Yes | Yes | $0.00 | Yes | YES | $420.00 | $575.01 | $41.21 | Stated, Verified | NO | 1 | 3 |  | No | No | Experienced | 152 | 9 | US Citizen |  | 793 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXX | XXXXXXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085011 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | No | $0.00 | $5000.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 5000 | 1.06 | 1.06 | $4725.24 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $1003.39 | $272.83 | Stated, Verified | NO | 1 | 8 |  | No | No | Experienced | 592 | 7.5 | US Citizen |  | 722 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXXXX | XXXXXX |  | US Citizen | Stated, Verified | 756 | 722 | 674 |  |  |  |  |  |  |  |  | Not Required |  | XXXX | XXXX | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085142 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20220801 | Debt Service Coverage | Yes | Yes | $2000.00 | $2400.00 |  | Leases | No |  |  | 2000 | 1.03 | 1.03 | $1940.65 | XXXX | 36 |  | Yes | $0.00 | Yes | NO | $0.00 | $240.24 | $74.67 | Stated, Verified | NO |  |  |  | No | No | Experienced | 2 | 21 | US Citizen |  | 737 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Not Required |  | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085191 | XXXXXXXXXXXXXX |  | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20221005 | Full | Yes | No | $0.00 | $4000.00 | FNMA 1007/216 |  | No | 38.193 |  | 0 | 0 | 0 | $2478.28 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $435.54 | $82.67 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 29 | 1.4 | US Citizen | US Citizen | 686 | 0 | 0 |  |  |  |  |  |  |  |  |  | XXXXXXXXXXXXXXXX | Primary | Primary | XXXXXXXX | XXXXX | Co-Borrower | Co-Borrower | XXXXXXXXX | XXXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX |  | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085200 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20221005 | Debt Service Coverage | Yes | No | $0.00 | $5100.00 | FNMA 1007/216 | FNMA 1007/216 | No |  |  | 5100 | 1.44 | 1.44 | $3546.22 |  |  |  | Yes | $63000.00 |  | NO | $0.00 | $733.24 | $186.08 | Stated, Verified | NO | 2 | 8 |  | No | No | Experienced | 8 | 0 | US Citizen | US Citizen | 763 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXX | XXXXXXX |  | US Citizen | Stated, Verified | 681 | 759 | 704 | XXXXXXX | XXXXX |  | US Citizen | Stated, Verified | 806 | 763 | 741 | Not Required | Not Required | XXXX |  | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085195 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20221005 | ALTDOC | Yes | No | $0.00 | $2500.00 | FNMA 1007/216 | FNMA 1007/216 | No | 23.358 |  | 0 | 0 | 0 | $3065.61 |  |  |  | Yes | $15000.00 |  | NO | $0.00 | $356.64 | $159.00 | Stated, Verified | NO | 1 | 2 |  | No | No | Inexperienced | 8 | 1 | US Citizen | US Citizen | 723 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXX | Primary | Primary | XXXX | XXXX | Co-Borrower | Co-Borrower | XXXX | XXXX | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed | Employed | XXXX | XXXX | XXXX | 2 | XXXX | XXXX | XXXX | XXXX | C3 | XXXX | $0.00 |  |  |  |  |  |  |  |
| XXXXXXXXXXXXXX | 6000085203 | XXXXXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | XXXXXXXXXXX | 20221005 | Full | Yes | No | $0.00 | $2700.00 | FNMA 1007/216 | FNMA 1007/216 | No | 42.689 |  | 0 | 0 | 0 | $3604.48 |  |  |  | Yes | $0.00 | Yes | NO | $0.00 | $478.61 | $140.92 | Stated, Verified | NO | 1 | 2 |  | No | No | Experienced | 14 | 22 | US Citizen |  | 768 | 0 | 0 |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  | XXXXXXXXXXXXXXXXXXX | Primary | Primary | XXXXX | XXXXXX | Co-Borrower | Co-Borrower |  |  | Co-Borrower |  |  | Co-Borrower |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  |  |  |  | 0 | 0 | 0 | Employed |  | XXXX | XXXX | XXXX | 1 | XXXX | XXXX | XXXX | XXXX | C4 | XXXX | $0.00 |  |  |  |  |  |  |  |

---

## Exhibit 99.22

**Exhibit 99.22**

![](ex99-22_001.jpg)

**Data Compare**

**Run Date - 02/08/2023 8:13:55 AM**

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
| **Evolve Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| XXXXX | 6000077259 | XXXXX | Property Type | Attached | Single Family | Verified |
| XXXX | 6000062763 | XXXX | Note Date | XXXXX | XXXXX | Verified |
| XXXX | 6000062763 | XXXX | Qualifying DTI |  | 0.43884 |  |
| XXXX | 6000062763 | XXXX | QM Status | qualified mortgage | Exempt | Verified |
| XXXX | 6000062763 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000072475 | XXXX | Maturity Date |  | 20511201 | Verified |
| XXXX | 6000072475 | XXXX | Qualifying DTI |  | 0.17959 | Verified |
| XXXX | 6000072475 | XXXX | QM Status |  | Non-QM | Verified |
| XXXX | 6000072475 | XXXX | Doc Type | 12 Mo. Business Bank Statements | Alternative Doc |  |
| XXXX | 6000072475 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000077584 | XXXX | Maturity Date |  | 20520401 | Verified |
| XXXX | 6000077584 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000077584 | XXXX | DSCR |  | 1.020 |  |
| XXXX | 6000077584 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000077584 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000077604 | XXXX | Maturity Date |  | 20520601 | Verified |
| XXXX | 6000077604 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000077604 | XXXX | DSCR |  | 0.760 | Verified |
| XXXX | 6000077604 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000078612 | XXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXX | 6000078612 | XXXX | Maturity Date |  | 20620701 | Verified |
| XXXX | 6000078612 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000078612 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000078612 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 6000078612 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000078612 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000078822 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000078822 | XXXX | Maturity Date |  | 20520601 | Verified |
| XXXX | 6000078822 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000078822 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000078822 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 6000078822 | XXXX | Index Type | 30 DAY AVG SOFR | 30DayAverageSOFR | Verified |
| XXXX | 6000078822 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000078822 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000079815 | XXXX | Maturity Date |  | 20520601 | Verified |
| XXXX | 6000079815 | XXXX | DSCR |  | 1.350 | Verified |
| XXXX | 6000079815 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000079059 | XXXX | Maturity Date |  | 20520601 | Verified |
| XXXX | 6000079059 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000079059 | XXXX | DSCR |  | 1.210 | Verified |
| XXXX | 6000079059 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000079059 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000079106 | XXXX | Maturity Date |  | 20520601 | Verified |
| XXXX | 6000079106 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000079106 | XXXX | DSCR |  | 1.040 | Verified |
| XXXX | 6000079106 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083405 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000083405 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083405 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000083405 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083405 | XXXX | DSCR |  | 1.060 | Verified |
| XXXX | 6000083405 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083405 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000083537 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083537 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083537 | XXXX | DSCR |  | 1.030 | Verified |
| XXXX | 6000083537 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083537 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000079715 | XXXX | Maturity Date |  | 20520601 | Verified |
| XXXX | 6000079715 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000079715 | XXXX | DSCR |  | 1.440 | Verified |
| XXXX | 6000079715 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084410 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084410 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084410 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 6000084410 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083050 | XXXX | Maturity Date |  | 20520801 | Verified |
| XXXX | 6000083050 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 6000083050 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083050 | XXXX | DSCR |  | 1.010 | Verified |
| XXXX | 6000083050 | XXXX | Property Type | XXXX | XXXX | Verified |
| XXXX | 6000083050 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083050 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000083111 | XXXX | Maturity Date |  | 20520801 | Verified |
| XXXX | 6000083111 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 6000083111 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083111 | XXXX | DSCR |  | 1.380 | Verified |
| XXXX | 6000083111 | XXXX | Property Type | XXXX | XXXX | Verified |
| XXXX | 6000083111 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083105 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083105 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083105 | XXXX | DSCR |  | 0.920 | Verified |
| XXXX | 6000083105 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083114 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083114 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083114 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 6000083114 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083284 | XXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXX | 6000083284 | XXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXX | 6000083284 | XXXX | Maturity Date |  | 20620901 | Verified |
| XXXX | 6000083284 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000083284 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083284 | XXXX | DSCR |  | 1.590 | Verified |
| XXXX | 6000083284 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083284 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000083306 | XXXX | Maturity Date |  | 20521001 | Verified |
| XXXX | 6000083306 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083306 | XXXX | DSCR |  | 1.010 | Verified |
| XXXX | 6000083306 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083306 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000083462 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000083462 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083462 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000083462 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083462 | XXXX | Index Type | 30 DAY AVG SOFR | 30DayAverageSOFR | Verified |
| XXXX | 6000083462 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083468 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000083468 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083468 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000083468 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083468 | XXXX | DSCR |  | 1.040 | Verified |
| XXXX | 6000083468 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083468 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000083490 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000083490 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083490 | XXXX | Note Date | XXXXX | XXXXX | Verified |
| XXXX | 6000083490 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000083490 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083490 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 6000083490 | XXXX | Index Type | 30 DAY AVG SOFR | 30DayAverageSOFR | Verified |
| XXXX | 6000083490 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084345 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084345 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084345 | XXXX | DSCR |  | 1.080 | Verified |
| XXXX | 6000084345 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083500 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000083500 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083500 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000083500 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083500 | XXXX | DSCR |  | 1.020 | Verified |
| XXXX | 6000083500 | XXXX | Index Type | 30 DAY AVG SOFR | 30DayAverageSOFR | Verified |
| XXXX | 6000083500 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083500 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000083548 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000083548 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083548 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000083548 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000083548 | XXXX | DSCR |  | 1.020 |  |
| XXXX | 6000083548 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000083552 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000083552 | XXXX | DSCR |  | 1.090 | Verified |
| XXXX | 6000083552 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084605 | XXXX | Maturity Date |  | 20521001 | Verified |
| XXXX | 6000084605 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084605 | XXXX | DSCR |  | 0.900 | Verified |
| XXXX | 6000084605 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084605 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084089 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084089 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 6000084089 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084089 | XXXX | DSCR |  | 1.200 | Verified |
| XXXX | 6000084089 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084089 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084100 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084100 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000084100 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084100 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000084100 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084100 | XXXX | Doc Type | Debt Service Coverage (DSCR) | No Ratio | Verified |
| XXXX | 6000084273 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000084273 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084273 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000084273 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084273 | XXXX | DSCR |  | 1.020 | Verified |
| XXXX | 6000084273 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084273 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084099 | XXXX | Maturity Date |  | 20521101 | Verified |
| XXXX | 6000084099 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084099 | XXXX | DSCR |  | 1.040 | Verified |
| XXXX | 6000084099 | XXXX | Index Type | 30 DAY AVG SOFR | 30DayAverageSOFR | Verified |
| XXXX | 6000084099 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084099 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084111 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084111 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084111 | XXXX | DSCR |  | 1.180 | Verified |
| XXXX | 6000084111 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084342 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084342 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084342 | XXXX | DSCR |  | 1.140 | Verified |
| XXXX | 6000084342 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084342 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084114 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000084114 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084114 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000084114 | XXXX | Index Type | 30 DAY AVG SOFR | 30DayAverageSOFR | Verified |
| XXXX | 6000084114 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084125 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084125 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084125 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084153 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000084153 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084153 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000084153 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084153 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 6000084153 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084153 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084335 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084335 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084335 | XXXX | DSCR |  | 1.000 | Verified |
| XXXX | 6000084335 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084335 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084245 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084245 | XXXX | DSCR |  | 1.230 | Verified |
| XXXX | 6000084245 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084245 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084242 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000084242 | XXXX | Maturity Date |  | 20521001 | Verified |
| XXXX | 6000084242 | XXXX | Note Date | XXXXX | XXXXX | Verified |
| XXXX | 6000084242 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000084242 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084242 | XXXX | DSCR |  | 1.040 | Verified |
| XXXX | 6000084242 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084242 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084943 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084943 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084943 | XXXX | DSCR |  | 1.140 | Verified |
| XXXX | 6000084943 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084942 | XXXX | Maturity Date |  | 20521001 | Verified |
| XXXX | 6000084942 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084942 | XXXX | DSCR |  | 1.030 | Verified |
| XXXX | 6000084942 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000084942 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000084564 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000084564 | XXXX | Maturity Date |  | 20520901 | Verified |
| XXXX | 6000084564 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 6000084564 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000084564 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000084564 | XXXX | DSCR |  | 1.030 | Verified |
| XXXX | 6000084564 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000085053 | XXXX | Maturity Date |  | 20521001 | Verified |
| XXXX | 6000085053 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000085053 | XXXX | DSCR |  | 1.370 | Verified |
| XXXX | 6000085053 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000085053 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000085149 | XXXX | Maturity Date |  | 20521001 | Verified |
| XXXX | 6000085149 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000085149 | XXXX | DSCR |  | 1.550 | Verified |
| XXXX | 6000085149 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000085163 | XXXX | Original Amortization Term | 360 | 240 | Verified |
| XXXX | 6000085163 | XXXX | Maturity Date |  | 20521001 | Verified |
| XXXX | 6000085163 | XXXX | Note Date | XXXXX | XXXXX | Verified |
| XXXX | 6000085163 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000085163 | XXXX | Prepayment Penalty Type |  | Hard | Verified |
| XXXX | 6000085163 | XXXX | DSCR |  | 0.900 | Verified |
| XXXX | 6000085163 | XXXX | Index Type | 30 DAY AVG SOFR | 30DayAverageSOFR | Verified |
| XXXX | 6000085163 | XXXX | QM Status |  | Exempt | Verified |
| XXXX | 6000085163 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000074799 | XXXX | Qualifying DTI |  | 0.44529 | Verified |
| XXXX | 6000074799 | XXXX | Doc Type | FullDocumentation | Alternative Doc | Verified |
| XXXX | 6000074799 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000075215 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000075232 | XXXX | Appraised Value |  | XXXX | Verified |
| XXXX | 6000075232 | XXXX | Margin | 3.25 | 4.00 | Verified |
| XXXX | 6000075232 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 6000075232 | XXXX | Qualifying DTI |  | 0.14480 |  |
| XXXX | 6000075232 | XXXX | Index Type | LIBOR12M | 30DayAverageSOFR | Verified |
| XXXX | 6000075232 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000075191 | XXXX | First Payment Date |  | 20220201 | Verified |
| XXXX | 6000075191 | XXXX | Maturity Date | 20511207 | 20520101 | Verified |
| XXXX | 6000075191 | XXXX | Note Date |  | XXXXX | Verified |
| XXXX | 6000075191 | XXXX | Self-Employment Flag |  | N | Verified |
| XXXX | 6000075191 | XXXX | Doc Type | DSC | No Ratio | Verified |
| XXXX | 6000075191 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000074823 | XXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXX | 6000074823 | XXXX | Note Date |  | XXXXX | Verified |
| XXXX | 6000074823 | XXXX | Qualifying DTI |  | 0.12034 |  |
| XXXX | 6000074823 | XXXX | Interest Only | N | Y | Verified |
| XXXX | 6000074823 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000075225 | XXXX | Qualifying Credit Score | XXX | XXX | Verified |
| XXXX | 6000075225 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 6000075225 | XXXX | Qualifying DTI |  | 0.49314 |  |
| XXXX | 6000075225 | XXXX | Self-Employment Flag |  | Y | Verified |
| XXXX | 6000075225 | XXXX | PITI | XXXXX | XXXXX | Verified |
| XXXX | 6000078923 | XXXX | Property Street Address | XXXX | XXXX | Verified |
| XXXX | 6000078923 | XXXX | Qualifying DTI |  | 0.34880 |  |
| XXXX | 6000078923 | XXXX | QM Status | Non-QM | QM Rebuttable Presumption | Verified |
| XXXXXX | 4000006970 | XXXXXX | Doc Type |  | Alternative Doc | Verified |
| XXXXXX | 4000006970 | XXXXXX | Maturity Date |  | 20521101 | Verified |
| XXXXXX | 4000006970 | XXXXXX | Qualified Mortgage | N | Y | Verified |
| XXXXX | 6000084300 | XXXXX | Qualifying DTI | 0.44136 | 0.43015 | Verified |
| XXXXX | 6000084300 | XXXXX | DSCR | 0.970 |  | Verified |
| XXXXX | 6000084300 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084303 | XXXXX | DSCR | 1.330 |  | Verified |
| XXXXX | 6000084303 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084303 | XXXXX | Doc Type | Alternative | Full | Verified |
| XXXXX | 6000084304 | XXXXX | DSCR | 1.330 |  | Verified |
| XXXXX | 6000084304 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084305 | XXXXX | DSCR | 1.330 |  | Verified |
| XXXXX | 6000084305 | XXXXX | Property Type | Attached | PUD-Detached | Verified |
| XXXXX | 6000084305 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084306 | XXXXX | DSCR | 1.330 |  | Verified |
| XXXXX | 6000084306 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084307 | XXXXX | PITI | XXXXX | XXXXX | Verified |
| XXXXX | 6000084274 | XXXXX | Note Date | XXXXX | XXXXX | Verified |
| XXXXX | 6000084308 | XXXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXXX | 6000084308 | XXXXX | Interest Only | N | Y | Verified |
| XXXXX | 6000084310 | XXXXX | DSCR | 1.090 |  | Verified |
| XXXXX | 6000084310 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084311 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084311 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000084311 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084313 | XXXXX | DSCR | 1.000 | 1.090 | Verified |
| XXXXX | 6000084313 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084313 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084278 | XXXXX | QM Status | QM | Non-QM | Verified |
| XXXXX | 6000085143 | XXXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXXX | 6000085143 | XXXXX | Interest Only | N | Y | Verified |
| XXXXX | 6000085143 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085143 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084314 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084314 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000084314 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084315 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084315 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000084315 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084316 | XXXXX | Qualifying DTI | 0.47721 | 0.49659 | Verified |
| XXXXX | 6000084316 | XXXXX | DSCR | 1.140 |  | Verified |
| XXXXX | 6000084316 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084316 | XXXXX | Property Zip | XXXX | XXXXX | Verified |
| XXXXX | 6000084317 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084317 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000084317 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084317 | XXXXX | Property Zip | XXXX | XXXXX | Verified |
| XXXXX | 6000084318 | XXXXX | Qualifying DTI | 0.49966 | 0.49648 | Verified |
| XXXXX | 6000084318 | XXXXX | DSCR | 0.860 |  | Verified |
| XXXXX | 6000084318 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084318 | XXXXX | Doc Type | Alternative | Full | Verified |
| XXXXX | 6000084279 | XXXXX | Qualifying DTI | 0.44936 | 0.44880 | Verified |
| XXXXX | 6000084994 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084994 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000085188 | XXXXX | QM Status | QM | Non-QM | Verified |
| XXXXX | 6000085188 | XXXXX | Property Zip | XXXX | XXXXX | Verified |
| XXXXX | 6000084321 | XXXXX | DSCR | 0.800 |  | Verified |
| XXXXX | 6000084321 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084322 | XXXXX | Doc Type | FullDocumentation | Alternative Doc | Verified |
| XXXXX | 6000084323 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084323 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084285 | XXXXX | QM Status | QM | Non-QM | Verified |
| XXXXX | 6000084995 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084995 | XXXXX | Self-Employment Flag |  | N | Verified |
| XXXXX | 6000084995 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084996 | XXXXX | Sales Price | XXXX |  | Verified |
| XXXXX | 6000084996 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084996 | XXXXX | Self-Employment Flag |  | N | Verified |
| XXXXX | 6000084996 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084286 | XXXXX | QM Status | QM | Non-QM | Verified |
| XXXXX | 6000084325 | XXXXX | DSCR | 0.760 |  | Verified |
| XXXXX | 6000084325 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084327 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084327 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084997 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084997 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084998 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084998 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084292 | XXXXX | Property Zip | XXXX | XXXXX | Verified |
| XXXXX | 6000084999 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084999 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000084999 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084328 | XXXXX | DSCR | 1.140 |  | Verified |
| XXXXX | 6000084328 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084328 | XXXXX | Self-Employment Flag | N | Y | Verified |
| XXXXX | 6000085144 | XXXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXXX | 6000085144 | XXXXX | Interest Only | N | Y | Verified |
| XXXXX | 6000085144 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084295 | XXXXX | QM Status | QM | Non-QM | Verified |
| XXXXX | 6000084329 | XXXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXXX | 6000084329 | XXXXX | Interest Only | N | Y | Verified |
| XXXXX | 6000084329 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084329 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084330 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000084330 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000084330 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000084298 | XXXXX | PITI | XXXXX | XXXXX | Verified |
| XXXXX | 6000085005 | XXXXX | QM Status | QM | Non-QM | Verified |
| XXXXX | 6000085134 | XXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXXX | 6000085134 | XXXXX | Sales Price | XXXX |  | Verified |
| XXXXX | 6000085134 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085134 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000085006 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085006 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000085006 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000085009 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085009 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000085010 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085010 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000085010 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000085189 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085011 | XXXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXXX | 6000085011 | XXXXX | Interest Only | N | Y | Verified |
| XXXXX | 6000085011 | XXXXX | DSCR | 1.270 | 1.060 | Verified |
| XXXXX | 6000085011 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085011 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000085137 | XXXXX | Property Zip | XXXX | XXXXX | Verified |
| XXXXX | 6000085142 | XXXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXXX | 6000085142 | XXXXX | Interest Only | N | Y | Verified |
| XXXXX | 6000085142 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085142 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000085190 | XXXXX | Qualifying Credit Score |  | XXX | Verified |
| XXXXX | 6000085190 | XXXXX | Property Type | PUD | Single Family | Verified |
| XXXXX | 6000085201 | XXXXX | Qualifying DTI | 0.44580 | 0.44584 | Verified |
| XXXXX | 6000085191 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085200 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085200 | XXXXX | Self-Employment Flag | Y | N | Verified |
| XXXXX | 6000085200 | XXXXX | Doc Type | Alternative | Debt Service Coverage | Verified |
| XXXXX | 6000085192 | XXXXX | QM Status | QM | Non-QM | Verified |
| XXXXX | 6000085199 | XXXXX | Appraised Value | XXXX | XXXX | Verified |
| XXXXX | 6000085199 | XXXXX | Original LTV | XXXXX | XXXXX | Verified |
| XXXXX | 6000085199 | XXXXX | Original CLTV | XXXXX | XXXXX | Verified |
| XXXXX | 6000085195 | XXXXX | DSCR | 0.820 |  | Verified |
| XXXXX | 6000085195 | XXXXX | QM Status | Non-QM | Exempt | Verified |
| XXXXX | 6000085195 | XXXXX | Doc Type | FullDocumentation | Alternative Doc | Verified |
| XXXXX | 6000085207 | XXXXX | Qualifying DTI | 0.47329 | 0.47326 | Verified |
| XXXXX | 6000085207 | XXXXX | PITI | XXXXX | XXXXX | Verified |
| XXXXX | 6000085203 | XXXXX | Original Amortization Term | 480 | 360 | Verified |
| XXXXX | 6000085203 | XXXXX | Interest Only | N | Y | Verified |
| XXXXX | 6000085203 | XXXXX | DSCR | 0.840 |  | Verified |
| XXXXX | 6000085203 | XXXXX | QM Status | Non-QM | Exempt | Verified |

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