# EDGAR Filing Document

**Accession Number:** 0000741313
**File Stem:** 0000741313-26-000088
**Filing Date:** 2026-5
**Character Count:** 4251
**Document Hash:** 9913bb0468d28aa3232f8db9e87dbe36
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000741313-26-000088.hdr.sgml**: 20260501

**ACCESSION NUMBER**: 0000741313-26-000088

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260501

**DATE AS OF CHANGE**: 20260501

**EFFECTIVENESS DATE**: 20260501

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT
- **CENTRAL INDEX KEY:** 0000741313

**ORGANIZATION NAME:**
- **EIN:** 222426091
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-252986
- **FILM NUMBER:** 26929835

**BUSINESS ADDRESS:**
- **STREET 1:** PRUCO LIFE INSURANCE CO OF NEW JERSEY
- **STREET 2:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102
- **BUSINESS PHONE:** 860-534-6087

**MAIL ADDRESS:**
- **STREET 1:** PRUCO LIFE INSURANCE CO OF NEW JERSEY
- **STREET 2:** 213 WASHINGTON STREET
- **CITY:** NEWARK
- **STATE:** NJ
- **ZIP:** 07102

## Series and Classes Contracts Data

### PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT (Series ID: S000000719)

---

|  |  |
|:---|:---|
| Class Name                                    | Class ID   |
| Pruco Life of New Jersey VUL Protector (2021) | C000227054 |

---

## Series and Classes Contracts Data

### PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT (Series ID: S000000719)

| Class ID   | Class Name                                    | Ticker Symbol   |
|:---|:---|:---|
| C000227054 | Pruco Life of New Jersey VUL Protector (2021) |  |

PROSPECTUS SUPPLEMENT

**PRUCO LIFE INSURANCE COMPANY**

**Pruco Life Variable Universal Account**

**PRUCO INSURANCE COMPANY OF NEW JERSEY**

**Pruco Life of New Jersey Variable Appreciable Account**

**Supplement dated May 1, 2026,** 

**to** 

**Prospectuses dated May 1, 2026,**

 **for**

***VUL Protector®* Variable Universal Life Contracts** 

***This supplement should be read and retained with the current prospectus for your variable life insurance Contract. This supplement is intended to update certain information in the prospectus for your variable life insurance Contract ("Contract") <u>for Contract Owners who purchased a Prudential single premium immediate annuity ("SPIA") as part of a strategy to fund the Contract with the SPIA's payments.</u> If you would like another copy of the current prospectus, please contact us at 800-778-2255.***

Please be aware of these important considerations:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The funding strategy of using SPIA payments to fund your Contract is not the only way you may fund your Contract. See the Contract and prospectus sections entitled "PREMIUMS" for more information on how you may add funds to your Contract.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• The SPIA is not part of your Contract. The sale of the SPIA is a separate transaction from the sale of your Contract and is subject to its own application and approval process. You will be issued a separate annuity contract with its own terms, benefits, and conditions. Be sure to review the terms of your SPIA contract thoroughly.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Your SPIA will provide guaranteed annuity income payments in a fixed amount and for a fixed period of time. The SPIA will have no account value or cash surrender value, will not permit loans, and will not permit withdrawals. If you surrender your variable life insurance Contract before the SPIA's fixed period of time elapses, you will need to instruct us where to distribute the remaining payments.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• There are tax impacts when earnings above the cost basis of a SPIA are distributed. You should speak with your financial professional and a tax advisor to get more information about the tax considerations of purchasing and/or conducting a 1035 exchange into a SPIA**.**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;• Because the SPIA and your Contract are separate sales, your financial professional will be eligible for separate compensation for the sale of each product.

**PLEASE RETAIN THIS SUPPLEMENT WITH YOUR PROSPECTUS**

VULPSPIASUP06

VULP21