# EDGAR Filing Document

**Accession Number:** 0002043186
**File Stem:** 0002043186-26-000001
**Filing Date:** 2026-2
**Character Count:** 15926
**Document Hash:** 2290c9342744331f4322586d736fa8b6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002043186-26-000001.hdr.sgml**: 20260206

**ACCESSION NUMBER**: 0002043186-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260206

**DATE AS OF CHANGE**: 20260206

**EFFECTIVENESS DATE**: 20260206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SGL Investment Advisors, Inc.
- **CENTRAL INDEX KEY:** 0002043186

**ORGANIZATION NAME:**
- **EIN:** 204001572

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24503
- **FILM NUMBER:** 26608226

**BUSINESS ADDRESS:**
- **STREET 1:** 283 W FRONT STREET
- **STREET 2:** SUITE 302
- **CITY:** MISSOULA
- **STATE:** MT
- **ZIP:** 59802
- **BUSINESS PHONE:** 406.721.0999

**MAIL ADDRESS:**
- **STREET 1:** 283 W FRONT STREET
- **STREET 2:** SUITE 302
- **CITY:** MISSOULA
- **STATE:** MT
- **ZIP:** 59802

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SGL Investment Advisors Inc.<br>**Address:** 283 W FRONT STREET<br>SUITE 302<br>MISSOULA, MT 59802

**Form 13F File Number:** 028-24503

**CRD Number (if applicable):** 000047511

**SEC File Number (if applicable):** 8-51816

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Andrew Harris<br>**Title:** Research Associate<br>**Phone:** 406-721-0999

**Signature, Place, and Date of Signing:**

Andrew V. Harris  Missoula, MT  02-06-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 126

**Form 13F Information Table Value Total:** $249990172

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 656553 | 6019 | SH |  | SOLE | 0 | 0 | 0 | 6019 |
| ABBVIE INC | COM | 00287Y109 |  | 849360 | 3878 | SH |  | SOLE | 0 | 0 | 0 | 3878 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 255303 | 1093 | SH |  | SOLE | 0 | 0 | 0 | 1093 |
| ADOBE INC | COM | 00724F101 |  | 4111161 | 15261 | SH |  | SOLE | 0 | 0 | 0 | 15261 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 804073 | 4177 | SH |  | SOLE | 0 | 0 | 0 | 4177 |
| ALLSTATE CORP | COM | 020002101 |  | 258874 | 1203 | SH |  | SOLE | 0 | 0 | 0 | 1203 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 7465196 | 22531 | SH |  | SOLE | 0 | 0 | 0 | 22531 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2532556 | 7645 | SH |  | SOLE | 0 | 0 | 0 | 7645 |
| AMAZON COM INC | COM | 023135106 |  | 1457283 | 6544 | SH |  | SOLE | 0 | 0 | 0 | 6544 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 839386 | 2367 | SH |  | SOLE | 0 | 0 | 0 | 2367 |
| AMGEN INC | COM | 031162100 |  | 1191672 | 3240 | SH |  | SOLE | 0 | 0 | 0 | 3240 |
| AMPLIFY ETF TR | AMPLIFY ETHO CLI | 032108557 |  | 492860 | 7267 | SH |  | SOLE | 0 | 0 | 0 | 7267 |
| APPLE INC | COM | 037833100 |  | 12492511 | 45277 | SH |  | SOLE | 0 | 0 | 0 | 45277 |
| APPLIED MATLS INC | COM | 038222105 |  | 1329044 | 4372 | SH |  | SOLE | 0 | 0 | 0 | 4372 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 338082 | 901 | SH |  | SOLE | 0 | 0 | 0 | 901 |
| AT INC | COM | 00206R102 |  | 374311 | 13706 | SH |  | SOLE | 0 | 0 | 0 | 13706 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 412290 | 1762 | SH |  | SOLE | 0 | 0 | 0 | 1762 |
| BANK AMERICA CORP | COM | 060505104 |  | 485560 | 8838 | SH |  | SOLE | 0 | 0 | 0 | 8838 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 241020 | 2000 | SH |  | SOLE | 0 | 0 | 0 | 2000 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 6189281 | 12283 | SH |  | SOLE | 0 | 0 | 0 | 12283 |
| BLACKROCK INC | COM | 09290D101 |  | 580140 | 550 | SH |  | SOLE | 0 | 0 | 0 | 550 |
| BROADCOM INC | COM | 11135F101 |  | 856387 | 2758 | SH |  | SOLE | 0 | 0 | 0 | 2758 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 311078 | 1434 | SH |  | SOLE | 0 | 0 | 0 | 1434 |
| CATERPILLAR INC | COM | 149123101 |  | 510089 | 752 | SH |  | SOLE | 0 | 0 | 0 | 752 |
| CHEVRON CORP NEW | COM | 166764100 |  | 6483654 | 36175 | SH |  | SOLE | 0 | 0 | 0 | 36175 |
| CISCO SYS INC | COM | 17275R102 |  | 979424 | 11892 | SH |  | SOLE | 0 | 0 | 0 | 11892 |
| CITIGROUP INC | COM NEW | 172967424 |  | 435645 | 3764 | SH |  | SOLE | 0 | 0 | 0 | 3764 |
| COCA COLA CO | COM | 191216100 |  | 980580 | 12490 | SH |  | SOLE | 0 | 0 | 0 | 12490 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 904491 | 29319 | SH |  | SOLE | 0 | 0 | 0 | 29319 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 962867 | 973 | SH |  | SOLE | 0 | 0 | 0 | 973 |
| CUMMINS INC | COM | 231021106 |  | 6161788 | 11397 | SH |  | SOLE | 0 | 0 | 0 | 11397 |
| DANAHER CORPORATION | COM | 235851102 |  | 365912 | 1696 | SH |  | SOLE | 0 | 0 | 0 | 1696 |
| DISNEY WALT CO | COM | 254687106 |  | 656377 | 6253 | SH |  | SOLE | 0 | 0 | 0 | 6253 |
| EATON CORP PLC | SHS | G29183103 |  | 3659485 | 10318 | SH |  | SOLE | 0 | 0 | 0 | 10318 |
| ELI LILLY  CO | COM | 532457108 |  | 800339 | 784 | SH |  | SOLE | 0 | 0 | 0 | 784 |
| ENPHASE ENERGY INC | NOTE 3/0 | 29355AAK3 |  | 1154345 | 1295000 | PRN |  | SOLE | 0 | 0 | 0 | 1295000 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 603419 | 4131 | SH |  | SOLE | 0 | 0 | 0 | 4131 |
| FIRST TR EXCHANGE TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 717287 | 4327 | SH |  | SOLE | 0 | 0 | 0 | 4327 |
| FLEXSHARES TR | STOX US ESG SLCT | 33939L696 |  | 982566 | 6189 | SH |  | SOLE | 0 | 0 | 0 | 6189 |
| GE AEROSPACE | COM NEW | 369604301 |  | 427080 | 1394 | SH |  | SOLE | 0 | 0 | 0 | 1394 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 355799 | 2382 | SH |  | SOLE | 0 | 0 | 0 | 2382 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 887739 | 997 | SH |  | SOLE | 0 | 0 | 0 | 997 |
| HOME DEPOT INC | COM | 437076102 |  | 6226605 | 16284 | SH |  | SOLE | 0 | 0 | 0 | 16284 |
| INTEL CORP | COM | 458140100 |  | 464329 | 9625 | SH |  | SOLE | 0 | 0 | 0 | 9625 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 7119698 | 24560 | SH |  | SOLE | 0 | 0 | 0 | 24560 |
| INTUIT | COM | 461202103 |  | 232677 | 535 | SH |  | SOLE | 0 | 0 | 0 | 535 |
| INVESCO EXCH TRADED FD TR II | EMRNG MKT SVRG | 46138E784 |  | 430004 | 19880 | SH |  | SOLE | 0 | 0 | 0 | 19880 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 5344167 | 59032 | SH |  | SOLE | 0 | 0 | 0 | 59032 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 1274333 | 10946 | SH |  | SOLE | 0 | 0 | 0 | 10946 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 384913 | 15226 | SH |  | SOLE | 0 | 0 | 0 | 15226 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 251068 | 2870 | SH |  | SOLE | 0 | 0 | 0 | 2870 |
| ISHARES TR | MRNING SM CP ETF | 464288703 |  | 1003812 | 13814 | SH |  | SOLE | 0 | 0 | 0 | 13814 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 2354160 | 7228 | SH |  | SOLE | 0 | 0 | 0 | 7228 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1075212 | 15464 | SH |  | SOLE | 0 | 0 | 0 | 15464 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 8008890 | 67717 | SH |  | SOLE | 0 | 0 | 0 | 67717 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 7444263 | 31306 | SH |  | SOLE | 0 | 0 | 0 | 31306 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 6687360 | 21561 | SH |  | SOLE | 0 | 0 | 0 | 21561 |
| KAYNE ANDERSON BDC INC | COM SHS | 48662X105 |  | 220712 | 15799 | SH |  | SOLE | 0 | 0 | 0 | 15799 |
| KROGER CO | COM | 501044101 |  | 3465107 | 51974 | SH |  | SOLE | 0 | 0 | 0 | 51974 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 4503615 | 13160 | SH |  | SOLE | 0 | 0 | 0 | 13160 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 488053 | 2288 | SH |  | SOLE | 0 | 0 | 0 | 2288 |
| LINDE PLC | SHS | G54950103 |  | 324541 | 706 | SH |  | SOLE | 0 | 0 | 0 | 706 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 6843988 | 12401 | SH |  | SOLE | 0 | 0 | 0 | 12401 |
| MCDONALDS CORP | COM | 580135101 |  | 812034 | 2510 | SH |  | SOLE | 0 | 0 | 0 | 2510 |
| MCKESSON CORP | COM | 58155Q103 |  | 289256 | 302 | SH |  | SOLE | 0 | 0 | 0 | 302 |
| MERCK  CO INC | COM | 58933Y105 |  | 949139 | 7926 | SH |  | SOLE | 0 | 0 | 0 | 7926 |
| META PLATFORMS INC | CL A | 30303M102 |  | 5098287 | 7607 | SH |  | SOLE | 0 | 0 | 0 | 7607 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 1139864 | 2977 | SH |  | SOLE | 0 | 0 | 0 | 2977 |
| MICROSOFT CORP | COM | 594918104 |  | 9243946 | 23481 | SH |  | SOLE | 0 | 0 | 0 | 23481 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 827855 | 4708 | SH |  | SOLE | 0 | 0 | 0 | 4708 |
| NETFLIX INC | COM | 64110L106 |  | 489183 | 6049 | SH |  | SOLE | 0 | 0 | 0 | 6049 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 401267 | 4498 | SH |  | SOLE | 0 | 0 | 0 | 4498 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 967725 | 20625 | SH |  | SOLE | 0 | 0 | 0 | 20625 |
| NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 |  | 2311075 | 24990 | SH |  | SOLE | 0 | 0 | 0 | 24990 |
| NUSHARES ETF TR | NUVEEN ESG INTL | 67092P805 |  | 910219 | 23991 | SH |  | SOLE | 0 | 0 | 0 | 23991 |
| NUSHARES ETF TR | NUVEEN ESG US | 67092P870 |  | 282348 | 12602 | SH |  | SOLE | 0 | 0 | 0 | 12602 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6844262 | 39820 | SH |  | SOLE | 0 | 0 | 0 | 39820 |
| OMNICOM GROUP INC | COM | 681919106 |  | 2681441 | 38794 | SH |  | SOLE | 0 | 0 | 0 | 38794 |
| ORACLE CORP | COM | 68389X105 |  | 563389 | 4128 | SH |  | SOLE | 0 | 0 | 0 | 4128 |
| OREILLY AUTOMOTIVE INC | COM | 67103H107 |  | 4315947 | 46478 | SH |  | SOLE | 0 | 0 | 0 | 46478 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 411742 | 3167 | SH |  | SOLE | 0 | 0 | 0 | 3167 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 3855166 | 24909 | SH |  | SOLE | 0 | 0 | 0 | 24909 |
| PEPSICO INC | COM | 713448108 |  | 331865 | 1981 | SH |  | SOLE | 0 | 0 | 0 | 1981 |
| PFIZER INC | COM | 717081103 |  | 385297 | 14545 | SH |  | SOLE | 0 | 0 | 0 | 14545 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 414050 | 2275 | SH |  | SOLE | 0 | 0 | 0 | 2275 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 855384 | 5393 | SH |  | SOLE | 0 | 0 | 0 | 5393 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 3754153 | 13274 | SH |  | SOLE | 0 | 0 | 0 | 13274 |
| QUALCOMM INC | COM | 747525103 |  | 297679 | 2184 | SH |  | SOLE | 0 | 0 | 0 | 2184 |
| QUEST DIAGNOSTICS INC | COM | 74834L100 |  | 5480358 | 28499 | SH |  | SOLE | 0 | 0 | 0 | 28499 |
| RESMED INC | COM | 761152107 |  | 3024608 | 11326 | SH |  | SOLE | 0 | 0 | 0 | 11326 |
| RTX CORPORATION | COM | 75513E101 |  | 461901 | 2357 | SH |  | SOLE | 0 | 0 | 0 | 2357 |
| S GLOBAL INC | COM | 78409V104 |  | 295418 | 654 | SH |  | SOLE | 0 | 0 | 0 | 654 |
| SALESFORCE INC | COM | 79466L302 |  | 545594 | 2872 | SH |  | SOLE | 0 | 0 | 0 | 2872 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 4094076 | 40138 | SH |  | SOLE | 0 | 0 | 0 | 40138 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 2059256 | 81105 | SH |  | SOLE | 0 | 0 | 0 | 81105 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 503848 | 16041 | SH |  | SOLE | 0 | 0 | 0 | 16041 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 806775 | 30273 | SH |  | SOLE | 0 | 0 | 0 | 30273 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 2105291 | 97287 | SH |  | SOLE | 0 | 0 | 0 | 97287 |
| SERVICENOW INC | COM | 81762P102 |  | 240667 | 2345 | SH |  | SOLE | 0 | 0 | 0 | 2345 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 4602395 | 6792 | SH |  | SOLE | 0 | 0 | 0 | 6792 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R622 |  | 1480359 | 15252 | SH |  | SOLE | 0 | 0 | 0 | 15252 |
| SS TECHNOLOGIES HLDGS INC | COM | 78467J100 |  | 3615836 | 48224 | SH |  | SOLE | 0 | 0 | 0 | 48224 |
| STERIS PLC | SHS USD | G8473T100 |  | 2904996 | 11915 | SH |  | SOLE | 0 | 0 | 0 | 11915 |
| SUMMIT HOTEL PPTYS | NOTE 1.500% 2/1 | 866082AA8 |  | 1276001 | 1295000 | PRN |  | SOLE | 0 | 0 | 0 | 1295000 |
| T-MOBILE US INC | COM | 872590104 |  | 968726 | 4799 | SH |  | SOLE | 0 | 0 | 0 | 4799 |
| TELADOC HEALTH INC | NOTE 1.250% 6/0 | 87918AAF2 |  | 1329821 | 1390000 | PRN |  | SOLE | 0 | 0 | 0 | 1390000 |
| TESLA INC | COM | 88160R101 |  | 604951 | 1523 | SH |  | SOLE | 0 | 0 | 0 | 1523 |
| TEXAS INSTRS INC | COM | 882508104 |  | 1207028 | 5389 | SH |  | SOLE | 0 | 0 | 0 | 5389 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 382906 | 706 | SH |  | SOLE | 0 | 0 | 0 | 706 |
| TRACTOR SUPPLY CO | COM | 892356106 |  | 3252293 | 59697 | SH |  | SOLE | 0 | 0 | 0 | 59697 |
| TRAVELERS COMPANIES INC | COM | 89417E109 |  | 5881271 | 19584 | SH |  | SOLE | 0 | 0 | 0 | 19584 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 322275 | 4285 | SH |  | SOLE | 0 | 0 | 0 | 4285 |
| UNILEVER PLC | SPON ADR NEW | 904767803 |  | 716559 | 10012 | SH |  | SOLE | 0 | 0 | 0 | 10012 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 638612 | 2378 | SH |  | SOLE | 0 | 0 | 0 | 2378 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 622030 | 2336 | SH |  | SOLE | 0 | 0 | 0 | 2336 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 785796 | 5195 | SH |  | SOLE | 0 | 0 | 0 | 5195 |
| VANGUARD INTL EQUITY INDEX F | GLB EX US ETF | 922042676 |  | 518056 | 10697 | SH |  | SOLE | 0 | 0 | 0 | 10697 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 775201 | 13833 | SH |  | SOLE | 0 | 0 | 0 | 13833 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 2791117 | 33291 | SH |  | SOLE | 0 | 0 | 0 | 33291 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 380615 | 8081 | SH |  | SOLE | 0 | 0 | 0 | 8081 |
| VISA INC | COM CL A | 92826C839 |  | 737580 | 2241 | SH |  | SOLE | 0 | 0 | 0 | 2241 |
| WALMART INC | COM | 931142103 |  | 6001592 | 47279 | SH |  | SOLE | 0 | 0 | 0 | 47279 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 244728 | 1080 | SH |  | SOLE | 0 | 0 | 0 | 1080 |
| WATTS WATER TECHNOLOGIES INC | CL A | 942749102 |  | 234070 | 758 | SH |  | SOLE | 0 | 0 | 0 | 758 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 870783 | 9464 | SH |  | SOLE | 0 | 0 | 0 | 9464 |
| YELP INC | CL A | 985817105 |  | 2093836 | 87098 | SH |  | SOLE | 0 | 0 | 0 | 87098 |

---