# EDGAR Filing Document

**Accession Number:** 0001898145
**File Stem:** 0001898145-25-000004
**Filing Date:** 2025-7
**Character Count:** 6688
**Document Hash:** 155195eaacab99ad5cc8e527260ce84f
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001898145-25-000004.hdr.sgml**: 20250715

**ACCESSION NUMBER**: 0001898145-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250715

**DATE AS OF CHANGE**: 20250715

**EFFECTIVENESS DATE**: 20250715

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Brewster Financial Planning LLC
- **CENTRAL INDEX KEY:** 0001898145

**ORGANIZATION NAME:**
- **EIN:** 061804109
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21479
- **FILM NUMBER:** 251124085

**BUSINESS ADDRESS:**
- **STREET 1:** 641 PRESIDENT STREET
- **CITY:** BROOKLYN
- **STATE:** NY
- **ZIP:** 11215
- **BUSINESS PHONE:** 6462499880

**MAIL ADDRESS:**
- **STREET 1:** 641 PRESIDENT STREET
- **CITY:** BROOKLYN
- **STATE:** NY
- **ZIP:** 11215

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Brewster Financial Planning LLC<br>**Address:** 641 PRESIDENT STREET<br>BROOKLYN, NY 11215

**Form 13F File Number:** 028-21479

**CRD Number (if applicable):** 000125291

**SEC File Number (if applicable):** 801-77668

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Charles Brewster<br>**Title:** CCO  Managing Member<br>**Phone:** (646) 249-9880

**Signature, Place, and Date of Signing:**

Charles Brewster  Brooklyn, NY  07-15-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 26

**Form 13F Information Table Value Total:** $148222079

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 212868 | 1200 | SH |  | SOLE |  | 0 | 0 | 1200 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 293406 | 604 | SH |  | SOLE |  | 0 | 0 | 604 |
| CHEVRON CORP NEW | COM | 166764100 | BBG001S67ZC5 | 276214 | 1929 | SH |  | SOLE |  | 0 | 0 | 1929 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 1308913 | 36521 | SH |  | SOLE |  | 0 | 0 | 36521 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | BBG012G2PD33 | 748025 | 25469 | SH |  | SOLE |  | 0 | 0 | 25469 |
| ISHARES TR | ESG ADV TTL USD | 46436E619 | BBG00VJ13GZ1 | 298623 | 6857 | SH |  | SOLE |  | 0 | 0 | 6857 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 1014521 | 11371 | SH |  | SOLE |  | 0 | 0 | 11371 |
| ISHARES TR | ESG AWARE MSCI | 46435U663 | BBG00KK87757 | 685045 | 16575 | SH |  | SOLE |  | 0 | 0 | 16575 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 | BBG00FFPFTS4 | 649711 | 4802 | SH |  | SOLE |  | 0 | 0 | 4802 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 | BBG00MC0P0K7 | 2058482 | 43300 | SH |  | SOLE |  | 0 | 0 | 43300 |
| ISHARES TR | MSCI EAFE ETF | 464287465 | BBG001SG09V7 | 28643485 | 320433 | SH |  | SOLE |  | 0 | 0 | 320433 |
| ISHARES TR | RUS 1000 ETF | 464287622 | BBG001S562W9 | 40668941 | 119766 | SH |  | SOLE |  | 0 | 0 | 119766 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 | BBG001SFC7Y7 | 17046114 | 78994 | SH |  | SOLE |  | 0 | 0 | 78994 |
| ISHARES TR | SELECT US REIT | 464287564 | BBG001SDX760 | 9665447 | 158035 | SH |  | SOLE |  | 0 | 0 | 158035 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 1658479 | 15596 | SH |  | SOLE |  | 0 | 0 | 15596 |
| LOEWS CORP | COM | 540424108 | BBG001S6KQC0 | 440152 | 4802 | SH |  | SOLE |  | 0 | 0 | 4802 |
| MARATHON PETE CORP | COM | 56585A102 | BBG001S169P1 | 320094 | 1927 | SH |  | SOLE |  | 0 | 0 | 1927 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | BBG001T9F795 | 264621 | 10854 | SH |  | SOLE |  | 0 | 0 | 10854 |
| SPDR SERIES TRUST | PORTFOLI S | 78464A805 | BBG001SG6843 | 286155 | 3821 | SH |  | SOLE |  | 0 | 0 | 3821 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | BBG001ST39R1 | 20379864 | 263510 | SH |  | SOLE |  | 0 | 0 | 263510 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 17227588 | 218902 | SH |  | SOLE |  | 0 | 0 | 218902 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 450121 | 1481 | SH |  | SOLE |  | 0 | 0 | 1481 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | BBG001SP7T00 | 1051254 | 15639 | SH |  | SOLE |  | 0 | 0 | 15639 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | BBG003H12XS7 | 383912 | 7637 | SH |  | SOLE |  | 0 | 0 | 7637 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 1801608 | 36745 | SH |  | SOLE |  | 0 | 0 | 36745 |
| WELLS FARGO CO NEW | COM | 949746101 | BBG001S5XF23 | 388436 | 4848 | SH |  | SOLE |  | 0 | 0 | 4848 |

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