# EDGAR Filing Document

**Accession Number:** 0001729847
**File Stem:** 0001729847-25-000004
**Filing Date:** 2025-8
**Character Count:** 18093
**Document Hash:** 389e6c62a8655a72611cbc82bcdaddc2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001729847-25-000004.hdr.sgml**: 20250815

**ACCESSION NUMBER**: 0001729847-25-000004

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250815

**DATE AS OF CHANGE**: 20250814

**EFFECTIVENESS DATE**: 20250815

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Nikulski Financial, Inc.
- **CENTRAL INDEX KEY:** 0001729847

**ORGANIZATION NAME:**
- **EIN:** 204042214
- **STATE OF INCORPORATION:** IA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18302
- **FILM NUMBER:** 251221545

**BUSINESS ADDRESS:**
- **STREET 1:** 4275 ONTARIO DRIVE
- **CITY:** BETTENDORF
- **STATE:** IA
- **ZIP:** 52722
- **BUSINESS PHONE:** 5633440118

**MAIL ADDRESS:**
- **STREET 1:** 4275 ONTARIO DRIVE
- **CITY:** BETTENDORF
- **STATE:** IA
- **ZIP:** 52722

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Nikulski Financial Inc.<br>**Address:** 4275 ONTARIO DRIVE<br>BETTENDORF, IA 52722

**Form 13F File Number:** 028-18302

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Samira Kadam<br>**Title:** Compliance Consultant<br>**Phone:** 7209961035

**Signature, Place, and Date of Signing:**

Samira Kadam  Broomfield, CO  08-14-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 144

**Form 13F Information Table Value Total:** $365246709

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| INVESCO EXCH TRD SLF IDX FD | BULETSHS 2029 | 46138J577 |  | 193639 | 10355 | SH |  | SOLE |  | 0 | 0 | 10355 |
| FEDEX CORP | COM | 31428X106 |  | 209125 | 920 | SH |  | SOLE |  | 0 | 0 | 920 |
| FREEPORT MCMORAN INC | CL B | 35671D857 |  | 209164 | 4825 | SH |  | SOLE |  | 0 | 0 | 4825 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 214983 | 2405 | SH |  | SOLE |  | 0 | 0 | 2405 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 217704 | 2586 | SH |  | SOLE |  | 0 | 0 | 2586 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 227174 | 919 | SH |  | SOLE |  | 0 | 0 | 919 |
| CORNING INC | COM | 219350105 |  | 230806 | 4389 | SH |  | SOLE |  | 0 | 0 | 4389 |
| CISCO SYS INC | COM | 17275R102 |  | 231998 | 3344 | SH |  | SOLE |  | 0 | 0 | 3344 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C540 |  | 232058 | 5800 | SH |  | SOLE |  | 0 | 0 | 5800 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 238667 | 1098 | SH |  | SOLE |  | 0 | 0 | 1098 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 243239 | 552 | SH |  | SOLE |  | 0 | 0 | 552 |
| INNOVATOR ETFS TRUST | DEFINED WLT SHLD | 45783Y855 |  | 247016 | 7700 | SH |  | SOLE |  | 0 | 0 | 7700 |
| EA SERIES TRUST | STRIVE 1000 GRWT | 02072L615 |  | 252076 | 5477 | SH |  | SOLE |  | 0 | 0 | 5477 |
| INNOVATOR ETFS TRUST | GRWT100 PWR BF | 45782C334 |  | 260151 | 5100 | SH |  | SOLE |  | 0 | 0 | 5100 |
| INVESCO EXCHANGE TRADED FD T | S P MDCP QUALITY | 46137V472 |  | 276219 | 2812 | SH |  | SOLE |  | 0 | 0 | 2812 |
| PAYCHEX INC | COM | 704326107 |  | 279515 | 1922 | SH |  | SOLE |  | 0 | 0 | 1922 |
| EA SERIES TRUST | STRIVE 500 ETF | 02072L680 |  | 289634 | 7230 | SH |  | SOLE |  | 0 | 0 | 7230 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C383 |  | 289909 | 6865 | SH |  | SOLE |  | 0 | 0 | 6865 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 292497 | 1375 | SH |  | SOLE |  | 0 | 0 | 1375 |
| QUALCOMM INC | COM | 747525103 |  | 296321 | 1861 | SH |  | SOLE |  | 0 | 0 | 1861 |
| ISHARES TR | CORE S P US VLU | 464287663 |  | 298747 | 3157 | SH |  | SOLE |  | 0 | 0 | 3157 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 304532 | 5815 | SH |  | SOLE |  | 0 | 0 | 5815 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C573 |  | 306280 | 7750 | SH |  | SOLE |  | 0 | 0 | 7750 |
| BLACKROCK INC | COM | 09290D101 |  | 307474 | 293 | SH |  | SOLE |  | 0 | 0 | 293 |
| PEPSICO INC | COM | 713448108 |  | 308918 | 2340 | SH |  | SOLE |  | 0 | 0 | 2340 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 313458 | 3696 | SH |  | SOLE |  | 0 | 0 | 3696 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 313980 | 5639 | SH |  | SOLE |  | 0 | 0 | 5639 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 317696 | 3495 | SH |  | SOLE |  | 0 | 0 | 3495 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 326608 | 745 | SH |  | SOLE |  | 0 | 0 | 745 |
| INVESCO EXCHANGE TRADED FD T | S P MDCP MOMNTUM | 46137V464 |  | 328135 | 2551 | SH |  | SOLE |  | 0 | 0 | 2551 |
| ISHARES U S ETF TR | SHORT DURATION B | 46431W507 |  | 333939 | 6535 | SH |  | SOLE |  | 0 | 0 | 6535 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 335313 | 1100 | SH |  | SOLE |  | 0 | 0 | 1100 |
| INVESCO EXCH TRADED FD TR II | FNDMNTL IG CRP | 46138E693 |  | 339689 | 14115 | SH |  | SOLE |  | 0 | 0 | 14115 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 340594 | 1345 | SH |  | SOLE |  | 0 | 0 | 1345 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 351263 | 2850 | SH |  | SOLE |  | 0 | 0 | 2850 |
| SEAGATE TECHNOLOGY HLDNGS PL | ORD SHS | G7997R103 |  | 352060 | 2439 | SH |  | SOLE |  | 0 | 0 | 2439 |
| EXELON CORP | COM | 30161N101 |  | 362383 | 8346 | SH |  | SOLE |  | 0 | 0 | 8346 |
| INNOVATOR ETFS TRUST | US EQTY PWR BF | 45782C680 |  | 362926 | 8970 | SH |  | SOLE |  | 0 | 0 | 8970 |
| ROBINHOOD MKTS INC | COM CL A | 770700102 |  | 367779 | 3928 | SH |  | SOLE |  | 0 | 0 | 3928 |
| SPDR SERIES TRUST | S P OILGAS EXP | 78468R556 |  | 370485 | 2945 | SH |  | SOLE |  | 0 | 0 | 2945 |
| INVESCO EXCH TRADED FD TR II | S P SMLCAP QTY | 46138G300 |  | 424407 | 10420 | SH |  | SOLE |  | 0 | 0 | 10420 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 431622 | 2709 | SH |  | SOLE |  | 0 | 0 | 2709 |
| SOUTHERN CO | COM | 842587107 |  | 466277 | 5078 | SH |  | SOLE |  | 0 | 0 | 5078 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 473733 | 3567 | SH |  | SOLE |  | 0 | 0 | 3567 |
| LOWES COS INC | COM | 548661107 |  | 489206 | 2205 | SH |  | SOLE |  | 0 | 0 | 2205 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 490124 | 2164 | SH |  | SOLE |  | 0 | 0 | 2164 |
| TESLA INC | COM | 88160R101 |  | 494914 | 1558 | SH |  | SOLE |  | 0 | 0 | 1558 |
| KLA CORP | COM NEW | 482480100 |  | 502111 | 561 | SH |  | SOLE |  | 0 | 0 | 561 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 503969 | 5659 | SH |  | SOLE |  | 0 | 0 | 5659 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C797 |  | 509436 | 12335 | SH |  | SOLE |  | 0 | 0 | 12335 |
| INVESCO EXCH TRD SLF IDX FD | BULSHS 2025 CB | 46138J825 |  | 532123 | 25731 | SH |  | SOLE |  | 0 | 0 | 25731 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 536550 | 2264 | SH |  | SOLE |  | 0 | 0 | 2264 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 577337 | 3510 | SH |  | SOLE |  | 0 | 0 | 3510 |
| NETFLIX INC | COM | 64110L106 |  | 585200 | 437 | SH |  | SOLE |  | 0 | 0 | 437 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 612804 | 20332 | SH |  | SOLE |  | 0 | 0 | 20332 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C748 |  | 613099 | 15420 | SH |  | SOLE |  | 0 | 0 | 15420 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 614570 | 12240 | SH |  | SOLE |  | 0 | 0 | 12240 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 628038 | 2252 | SH |  | SOLE |  | 0 | 0 | 2252 |
| INVESCO EXCHANGE TRADED FD T | S P500 EQL WGT | 46137V357 |  | 631728 | 3476 | SH |  | SOLE |  | 0 | 0 | 3476 |
| INNOVATOR ETFS TRUST | PREMIUM INCM 15 | 45783Y319 |  | 648466 | 25825 | SH |  | SOLE |  | 0 | 0 | 25825 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 714836 | 7185 | SH |  | SOLE |  | 0 | 0 | 7185 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 718044 | 16375 | SH |  | SOLE |  | 0 | 0 | 16375 |
| AMGEN INC | COM | 031162100 |  | 724821 | 2596 | SH |  | SOLE |  | 0 | 0 | 2596 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 743521 | 3403 | SH |  | SOLE |  | 0 | 0 | 3403 |
| ADOBE INC | COM | 00724F101 |  | 771439 | 1994 | SH |  | SOLE |  | 0 | 0 | 1994 |
| STRYKER CORPORATION | COM | 863667101 |  | 801942 | 2027 | SH |  | SOLE |  | 0 | 0 | 2027 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 921941 | 44070 | SH |  | SOLE |  | 0 | 0 | 44070 |
| SPDR SERIES TRUST | PORTFOLI S P1500 | 78464A805 |  | 995293 | 13290 | SH |  | SOLE |  | 0 | 0 | 13290 |
| SPDR SERIES TRUST | PORTFOLIO S P500 | 78464A854 |  | 1032006 | 14197 | SH |  | SOLE |  | 0 | 0 | 14197 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 1042651 | 12877 | SH |  | SOLE |  | 0 | 0 | 12877 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1064563 | 8283 | SH |  | SOLE |  | 0 | 0 | 8283 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 1123129 | 15935 | SH |  | SOLE |  | 0 | 0 | 15935 |
| ISHARES TR | U S  UTILITS ETF | 464287697 |  | 1188220 | 11363 | SH |  | SOLE |  | 0 | 0 | 11363 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 1252272 | 6850 | SH |  | SOLE |  | 0 | 0 | 6850 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 1259444 | 3668 | SH |  | SOLE |  | 0 | 0 | 3668 |
| ISHARES TR | U S  FINLS ETF | 464287788 |  | 1286489 | 10633 | SH |  | SOLE |  | 0 | 0 | 10633 |
| ISHARES TR | US TELECOM ETF | 464287713 |  | 1289132 | 43289 | SH |  | SOLE |  | 0 | 0 | 43289 |
| ISHARES TR | US INDUSTRIALS | 464287754 |  | 1302556 | 9153 | SH |  | SOLE |  | 0 | 0 | 9153 |
| SPDR SERIES TRUST | PORTFOLIO S P600 | 78468R853 |  | 1339856 | 31452 | SH |  | SOLE |  | 0 | 0 | 31452 |
| ABBOTT LABS | COM | 002824100 |  | 1353549 | 9952 | SH |  | SOLE |  | 0 | 0 | 9952 |
| ISHARES TR | CORE S P US GWT | 464287671 |  | 1380120 | 9176 | SH |  | SOLE |  | 0 | 0 | 9176 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1386550 | 2994 | SH |  | SOLE |  | 0 | 0 | 2994 |
| ISHARES TR | EXPANDED TECH | 464287515 |  | 1406511 | 12845 | SH |  | SOLE |  | 0 | 0 | 12845 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 1456790 | 12968 | SH |  | SOLE |  | 0 | 0 | 12968 |
| ISHARES TR | U S  TECH ETF | 464287721 |  | 1483980 | 8565 | SH |  | SOLE |  | 0 | 0 | 8565 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1506474 | 2041 | SH |  | SOLE |  | 0 | 0 | 2041 |
| PROSHARES TR | S P 500 DV ARIST | 74348A467 |  | 1515398 | 15049 | SH |  | SOLE |  | 0 | 0 | 15049 |
| TJX COS INC NEW | COM | 872540109 |  | 1681316 | 13615 | SH |  | SOLE |  | 0 | 0 | 13615 |
| VANGUARD TAX MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1765180 | 30963 | SH |  | SOLE |  | 0 | 0 | 30963 |
| SPDR SERIES TRUST | PORTFLI HIGH YLD | 78468R606 |  | 1841698 | 77382 | SH |  | SOLE |  | 0 | 0 | 77382 |
| INVESCO EXCH TRADED FD TR II | S P500 LOW VOL | 46138E354 |  | 1898417 | 26070 | SH |  | SOLE |  | 0 | 0 | 26070 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 1953221 | 7149 | SH |  | SOLE |  | 0 | 0 | 7149 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 2027049 | 3607 | SH |  | SOLE |  | 0 | 0 | 3607 |
| INVESCO EXCH TRADED FD TR II | INTL BUYBACK | 46138E644 |  | 2071353 | 42577 | SH |  | SOLE |  | 0 | 0 | 42577 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C508 |  | 2133342 | 48430 | SH |  | SOLE |  | 0 | 0 | 48430 |
| ISHARES TR | CORE S P MCP ETF | 464287507 |  | 2293384 | 36978 | SH |  | SOLE |  | 0 | 0 | 36978 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2419260 | 3418 | SH |  | SOLE |  | 0 | 0 | 3418 |
| GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 |  | 2498942 | 76467 | SH |  | SOLE |  | 0 | 0 | 76467 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 2526000 | 49842 | SH |  | SOLE |  | 0 | 0 | 49842 |
| ELI LILLY CO | COM | 532457108 |  | 2620000 | 3361 | SH |  | SOLE |  | 0 | 0 | 3361 |
| DIGITAL RLTY TR INC | COM | 253868103 |  | 2623887 | 15051 | SH |  | SOLE |  | 0 | 0 | 15051 |
| SALESFORCE INC | COM | 79466L302 |  | 2659908 | 9754 | SH |  | SOLE |  | 0 | 0 | 9754 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 2789171 | 14303 | SH |  | SOLE |  | 0 | 0 | 14303 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 2840366 | 97240 | SH |  | SOLE |  | 0 | 0 | 97240 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2849865 | 6712 | SH |  | SOLE |  | 0 | 0 | 6712 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 2897465 | 39352 | SH |  | SOLE |  | 0 | 0 | 39352 |
| ALLSTATE CORP | COM | 020002101 |  | 2963437 | 14721 | SH |  | SOLE |  | 0 | 0 | 14721 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 2999398 | 13108 | SH |  | SOLE |  | 0 | 0 | 13108 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 3198499 | 6280 | SH |  | SOLE |  | 0 | 0 | 6280 |
| HOME DEPOT INC | COM | 437076102 |  | 3245103 | 8851 | SH |  | SOLE |  | 0 | 0 | 8851 |
| ISHARES TR | S P MC 400VL ETF | 464287705 |  | 3265322 | 26423 | SH |  | SOLE |  | 0 | 0 | 26423 |
| WALMART INC | COM | 931142103 |  | 3374200 | 34508 | SH |  | SOLE |  | 0 | 0 | 34508 |
| MCDONALDS CORP | COM | 580135101 |  | 3492626 | 11954 | SH |  | SOLE |  | 0 | 0 | 11954 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 3576752 | 134972 | SH |  | SOLE |  | 0 | 0 | 134972 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 3788300 | 54831 | SH |  | SOLE |  | 0 | 0 | 54831 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3835097 | 12618 | SH |  | SOLE |  | 0 | 0 | 12618 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 3846741 | 42685 | SH |  | SOLE |  | 0 | 0 | 42685 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 3930050 | 46932 | SH |  | SOLE |  | 0 | 0 | 46932 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 4028985 | 8294 | SH |  | SOLE |  | 0 | 0 | 8294 |
| BROADCOM INC | COM | 11135F101 |  | 4054774 | 14710 | SH |  | SOLE |  | 0 | 0 | 14710 |
| DEERE CO | COM | 244199105 |  | 4074779 | 8013 | SH |  | SOLE |  | 0 | 0 | 8013 |
| INNOVATOR ETFS TRUST | US EQT PWR BUF | 45782C870 |  | 4089742 | 109674 | SH |  | SOLE |  | 0 | 0 | 109674 |
| SPDR SP 500 ETF TR | TR UNIT | 78462F103 |  | 4344721 | 7032 | SH |  | SOLE |  | 0 | 0 | 7032 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 4677151 | 93319 | SH |  | SOLE |  | 0 | 0 | 93319 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 4854164 | 191864 | SH |  | SOLE |  | 0 | 0 | 191864 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 5078073 | 52168 | SH |  | SOLE |  | 0 | 0 | 52168 |
| VISA INC | COM CL A | 92826C839 |  | 5150753 | 14507 | SH |  | SOLE |  | 0 | 0 | 14507 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 5274925 | 29846 | SH |  | SOLE |  | 0 | 0 | 29846 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 6842853 | 21201 | SH |  | SOLE |  | 0 | 0 | 21201 |
| ABBVIE INC | COM | 00287Y109 |  | 7363659 | 39671 | SH |  | SOLE |  | 0 | 0 | 39671 |
| ISHARES TR | CORE S P SCP ETF | 464287804 |  | 7714697 | 70589 | SH |  | SOLE |  | 0 | 0 | 70589 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 8567251 | 30616 | SH |  | SOLE |  | 0 | 0 | 30616 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 8655355 | 42296 | SH |  | SOLE |  | 0 | 0 | 42296 |
| JPMORGAN CHASE CO | COM | 46625H100 |  | 9784707 | 33751 | SH |  | SOLE |  | 0 | 0 | 33751 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 10338755 | 85177 | SH |  | SOLE |  | 0 | 0 | 85177 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 10417047 | 18884 | SH |  | SOLE |  | 0 | 0 | 18884 |
| INVESCO EXCHANGE TRADED FD T | S P500 QUALITY | 46137V241 |  | 10757519 | 150962 | SH |  | SOLE |  | 0 | 0 | 150962 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 10901790 | 61861 | SH |  | SOLE |  | 0 | 0 | 61861 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 10943167 | 69265 | SH |  | SOLE |  | 0 | 0 | 69265 |
| MICROSOFT CORP | COM | 594918104 |  | 11334107 | 22786 | SH |  | SOLE |  | 0 | 0 | 22786 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 12405552 | 12532 | SH |  | SOLE |  | 0 | 0 | 12532 |
| AMAZON COM INC | COM | 023135106 |  | 16108980 | 73426 | SH |  | SOLE |  | 0 | 0 | 73426 |
| APPLE INC | COM | 037833100 |  | 16579117 | 80807 | SH |  | SOLE |  | 0 | 0 | 80807 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 21597342 | 105523 | SH |  | SOLE |  | 0 | 0 | 105523 |

---