# EDGAR Filing Document

**Accession Number:** 0002029450
**File Stem:** 0001999371-25-014667
**Filing Date:** 2025-10
**Character Count:** 1849992
**Document Hash:** 3d16f9addc341da4c05adcf9227214aa
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-014667.hdr.sgml**: 20251003

**ACCESSION NUMBER**: 0001999371-25-014667

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 44

**CONFORMED PERIOD OF REPORT**: 20251003

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20251003

**DATE AS OF CHANGE**: 20251003

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Radian Mortgage Securities LLC
- **CENTRAL INDEX KEY:** 0002029450

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07186
- **FILM NUMBER:** 251373522

**BUSINESS ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DRIVE
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 215-231-1335

**MAIL ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DRIVE
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Radian Mortgage Securities LLC
- **CENTRAL INDEX KEY:** 0002029450

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DRIVE
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 215-231-1335

**MAIL ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DRIVE
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-l) for the reporting period _____________ to _____________

Date of Report (Date of earliest event reported) ______________________

Commission File Number of securitizer: ______________________

<br> Central Index Key Number of securitizer: ______________________

___________________________________________________________________________

Name and telephone number, including area code, of the person to<br> contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

**<u>Radian Mortgage Capital Trust 2025-J4</u>**

**(Exact name of issuing entity as specified in its charter)**

Central Index Key Number of depositor: 0002029450

**Radian Mortgage Securities LLC**

Central Index Key Number of issuing entity (if applicable): Not applicable

Central Index Key Number of underwriter (if applicable): Not applicable

**James B. Svinth, Telephone: (720) 917-1524**

Name and telephone number, including area code, of the person to

contact in connection with this filing.

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached hereto as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**EXHIBIT INDEX**

---

| | |
|:---|:---|
| [99.1](ex99-1.htm) | Canopy Financial Technology Partners LLC ("Canopy") Narrative |
| [99.2](ex99-2.htm) | Canopy ASF Report |
| [99.3](ex99-3.htm) | Canopy Supplemental Data Extract Report |
| [99.4](ex99-4.htm) | Canopy Business Purpose Supplement Report |
| [99.5](ex99-5.htm) | Canopy Rating Agency Grades Detail Report |
| [99.6](ex99-6.htm) | Canopy Rating Agency Grades Summary Report |
| [99.7](ex99-7.htm) | Canopy Valuation Report |
| [99.8](ex99-8.htm) | Canopy ATR OR QM Report |
| [99.9](ex99-9.htm) | Canopy Data Compare Report |
| [99.10](ex99-10.htm) | Opus Capital Markets Consultants, LLC ("Opus") Executive Narrative |
| [99.11](ex99-11.htm) | Opus Standard Findings Report |
| [99.12](ex99-12.htm) | Opus Rating Agency Grades Summary Report |
| [99.13](ex99-13.htm) | Opus ATR or QM Report |
| [99.14](ex99-14.htm) | Opus Valuation Report |
| [99.15](ex99-15.htm) | Opus Supplemental Data Extract |
| [99.16](ex99-16.htm) | Opus Data Compare Report |
| [99.17](ex99-17.htm) | Phoenix Collateral Advisors, LLC ("Phoenix") Narrative Report |
| [99.18](ex99-18.htm) | Phoenix ASF Report |
| [99.19](ex99-19.htm) | Phoenix ATR OR QM Report |
| [99.20](ex99-20.htm) | Phoenix Data Compare Report |
| [99.21](ex99-21.htm) | Phoenix Rating Agency Grades Summary Report |
| [99.22](ex99-22.htm) | Phoenix Rating Agency Grades Detail Report |
| [99.23](ex99-23.htm) | Phoenix Supplemental Data Extract Report |
| [99.24](ex99-24.htm) | Phoenix Valuation Report |
| [99.25](ex99-25.htm) | Incenter Lender Services LLC, c/k/a Incenter Diligence Solutions ("Incenter") Narrative Report |
| [99.26](ex99-26.htm) | Incenter Review Summary |
| [99.27](ex99-27.htm) | Incenter ASF Data Report |
| [99.28](ex99-28.htm) | Incenter Exception Report |
| [99.29](ex99-29.htm) | Incenter Rating Agency Grades Report |
| [99.30](ex99-30.htm) | Incenter Final Tape Compare Report |
| [99.31](ex99-31.htm) | Incenter Supplemental Data Report |
| [99.32](ex99-32.htm) | Incenter QM ATR Report |
| [99.33](ex99-33.htm) | Incenter Valuation Summary Report |
| [99.34](ex99-34.htm) | Incenter Business Purpose Supplement |

---

**SIGNATURE**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

**Radian Mortgage Securities LLC**<br> (Depositor)

By: <u>/s/ James B. Svinth</u><br> Name: James B. Svinth<br> Title: Manager

Date: October 3, 2025

## Exhibit 99.1

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**NARRATIVE**

**RMCT2025J4**

**By Canopy Financial Technology Partners LLC on September 30, 2025**

Canopy Financial Technology Partners LLC

<u>cwheeler@canopytpr.com</u> \| <u>720-371-8517 \| www.canopytpr.com</u>

Address: 1 Research Court, Suite 450, Rockville, MD 20850

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

**Description of Services**<br>

Canopy Financial Technology Partners, LLC ("Canopy") performed certain due diligence services (the "Review) described below on residential mortgage loans ("Loans") acquired by Radian Mortgage Capital LLC (the "Client") or its affiliated company. The Review was conducted from March 2025 to August 2025 via files imaged and provided by the Client for review.

The Review consisted of a population of one-hundred six (106) Loans with an aggregate principal balance of $95,107,845.00.

**Loan Sampling**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

NRSROs: (1) Fitch Ratings, Inc.; (2) Kroll Bond Rating, LLC.

**Data Integrity**

Canopy performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the actual Loan File as captured by Canopy. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| | |
|:---|:---|
| **Field Label** | **Logic Applied** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Origination FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 FTHB | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Origination FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 3 Origination FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 4 Origination FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;.25% tolerance |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Higher Priced Mortgage Loan (HPML) Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Monthly HOA $| &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Prepayment Penalty Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Special Flood Hazard Area | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

**Credit Underwriting**

Canopy reviewed each Loan File to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria or other requirements provided by the Client, including, as applicable, Ability to Repay (ATR) and Qualified Mortgage (QM) requirements. The Credit Qualification review consisted of the following:

**Loan Attributes.** To determine borrower program eligibility, Canopy verified the following loan attributes and, where applicable, re-calculated based on the information provided.

● Assets
 and Reserves;

● DTI;

● DSCR;

● Gross
 Income;

● Housing
 history;

● Lien
 Position;

● Loan
 Purpose;

● LTV/CLTV;

● Monthly
 debt service;

● Occupancy;

● Property
 Type;

● Qualifying
 PITI; and

● Residual
 Income.

**Credit Application:** For the Credit Application (1003), Canopy verified whether

● All
 known borrower-owned properties are disclosed on the REO Section;

● Borrower(s)
 employment history ;

● Citizenship
 and eligibility;

● First
 time home buyer status ;

● The
 application was signed by all borrowers; and

● The
 application was substantially completed.

**Credit History:** Canopy verified:

● A
 credit report or alternative credit history as applicable to loan type is present for
 each borrower;

● Bankruptcy
 and foreclosure seasoning;

● Capture
 the monthly consumer debt payments for use in the applicable DTI calculation;

● Installment
 and revolving payment history;

● Mortgage/rental
 payment history;

● Note
 and research the Real Estate Owned, OFAC, and Fraud alerts;

● Number
 of tradelines; and

● Representative
 Credit Score and Methodology.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

**Employment and Income:** Canopy determined whether all applicable supporting documentation as required by Seller's Guidelines and Ability to Repay ("**ATR**") when applicable per above were in the file. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with Seller's Guidelines. Documentation verifying employment and income were deemed acceptable if it was a third-party document as required by the Seller's Guidelines and ATR when applicable per above and may include:

● Verbal
 or Written VOE's;

● Paystubs;

● W-2
 forms;

● Tax
 returns;

● Financial
 statements;

● Award
 letters;

● IRS
 Tax Transcripts (compared to Tax Returns provided by Borrower(s)).

**Fraud Review:** For all Loans, the Client provided the results from a third-party anti-fraud tool to Vendor. In accordance with the type of fraud report provided, Canopy utilized the results provided by the Client along with information in the Loan File, to identify and address any potential misrepresentations including:

● Borrower
 identity:

○ Social Security inconsistencies

○ Borrower name variations

● Employment:

● Licensing
 – reviewed NMLS data for:

○ Mortgage lender/originator

○ Loan officer

● Occupancy:

○ Borrower address history

○ Subject property ownership history

● OFAC.

**Asset Review:** Canopy assessed whether the asset documentation required by the Seller's Guidelines and ATR, when applicable, was present in the Loan File. Canopy also conducted a review of the reserve calculation, if used to determine ATR or required by the Seller's Guidelines, including a review of any large deposits. Canopy re-calculated gross, net, and liquid asset balances. The Asset Review also consisted of verifying the down payment, closing costs, prepaid items and reserves. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

● Depository
 account statements;

● Gift
 funds;

● Settlement
 statement or other evidence of conveyance and transfer of funds if a sale of assets was
 involved;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

● Stock
 or security account statements; and/or

● VOD's.

**Hazard/Flood insurance/Taxes:** A review of the insurance present on the loan was performed by Canopy as follows:

● Confirmed
 that the flood certification is for the correct borrower, property, lender and loan number and is a "Life
of Loan" certification;

● Confirmed
 that the mortgagee clause lists the lender's name and "its successors and
 assigns;"

● Confirmed
 that the premium amount on both the hazard and flood insurance match what was used in
 the DTI calculations;

● For
 condominium properties, confirmed that the blanket policy meets the minimum amount of
 coverage in the guidelines;

● For
 properties in a flood zone per the flood certification, confirmed that flood insurance
 meets guideline requirements in the file and met the minimum required amount of coverage
 in the guidelines;

● Reviewed
 Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and
 that taxes are current; and

● Verified
 that the hazard insurance meets the minimum required amount of coverage in the guidelines.

**Automated Underwriting System Findings:** N/A

**Document Review**

Canopy reviewed each Loan File and verified if the following documents, as applicable, were included in the file and if the data on these documents was consistent (where applicable):

● Initial
 application (1003);

● Final
 application (1003);

● Note;

● Mortgage/Deed
 of Trust;

● Appraisal;

● Sales
 Contract;

● Title
 Commitment/Policy;

● Junior
 Lien/Subordination Agreement;

● Mortgage
 Insurance;

● Underwriting
 Approval Documentation inclusive, but not limited to documents listed in the Credit Review
 section herein;

● Flood
 Certification;

● Initial
 and Final Loan Estimate (LE);

● Initial
 and Final and Closing Disclosure (CD);

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

● Post-Consummation
 Closing Disclosure (PC-CD) [if applicable].

**Business Purpose Validation**

For Loans originated as Business Purpose loans (as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act ("TILA") [15 U.S.C. 1601 et seq.]), Canopy assessed that the facts and circumstances of the subject loan did not trigger Consumer Purpose classification (also as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act [15 U.S.C. 1601 et seq.]).

**"Missing Document" to Cleared Exception:** In the event that there was no express statement in the Loan File, and there was no express evidence in the Loan File that the loan proceeds were used for "Business Purpose" Canopy assigned the file a "D" grade for missing said documentation. In the event that the express statement, or with clear, unequivocal documented evidence of use of loan proceeds for non-consumer, business purpose, was provided by the lender that defines and/or evidences the "primary purpose" of the loan as "business purpose" the "D" grade – "Missing Document", was cleared by Canopy.

**"Missing Document" to "B" Grade:** In the event that there was no express statement in the Loan File, and there was no express evidence provided that the loan proceeds were used for "Business Purpose", Canopy gave the file a "D" grade, for missing documentation. In the event that there was not any express statement or evidence of business purpose use of the proceeds, then the "D" grade – "Missing Document" initial finding was re-graded after conducting a full Consumer Purpose, regulatory compliance review, as applicable to assignees for Consumer Purpose loans. In the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**"Material Compliance Violation":** In the event that no express statement existed in the Loan File, Canopy assessed any and all documentation provided to determine what the actual use of the proceeds were, to best identify that the "primary purpose" of the loan was not in fact for "business purpose" as relied upon by the lender, but is in fact for a "consumer purpose". If, in fact, evidence existed that the proceeds were used for personal, Consumer Purpose, then Canopy identified that the "primary purpose" of the loan is not "business purpose" and as "consumer purpose" subject to the full Consumer Purpose regulatory compliance obligations of an originator as it applies to an assignee, with a material compliance exception of a "C" grade.

**"Material Compliance Violation" to "B" Grade:** The above noted Material Compliance Violation was re-graded to a "B" grade by conducting a full Consumer Purpose regulatory compliance review, as applicable to assignees for Consumer Purpose loans, and in the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**Compliance Review**

Canopy reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

of the mortgage loan. Canopy' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

(i) **Anti-Predatory Lending** requirements, that are imposed by federal, state and/or local statutory,
 regulatory or authoritative determinations (e.g. state constitutional provisions, ordinances,
 interpretations, judicial determinations, etc.) that impose civil or criminal liability
 upon the Assignee or may cause significant loss severity to the value of the Loan, including
 HOEPA and any state and local high-cost home loan laws. Assignee shall have the meaning
 as defined in TILA;

(ii) the **Truth in Lending Act** (" <u>TILA</u> "), as amended by HOEPA, 15 U.S.C.
 §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026;

(iii) the **Real Estate Settlement Procedures Act** (" <u>RESPA</u> "), 12 U.S.C.
 §2603, as implemented by Regulation X, 12 C.F.R. Part 1024;

(iv) the **Equal Credit Opportunity Act** ("ECOA") , 15 U.S.C. §1691 as implemented
 by Regulation B, 12 C.F.R. §1001.1(b);

**I.** **Compliance Documentation Requirements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 of the following documents as they related to regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial
 and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note,
 including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy
 of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage
 / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial,
 Interim, and Final Loan Estimates ("LE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial
 CD (i.e., the CD required to be received by the borrower(s) at least 3 business days
 prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation
 Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice
 of Right to Cancel (as applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate
 Lock Date Information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. HOEPA
 Disclosures (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Initial
 Escrow Account Disclosure

**II.** **Anti-Predatory Lending (Assignee Liability)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loans
 were reviewed for violations of federal, state & local high cost, higher-priced and/or
 consumer finance laws and regulations that carry Assignee Liability, including those
 defined below. Any loan that is determined to be classified and/or defined as high cost,
 higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition
 was reported.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

**III.** **Compliance Testing Elements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. **Truth-in-Lending Act (TILA) / Regulation Z:** Loans were reviewed to determine compliance with the following
 requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. **TILA/RESPA Integrated Disclosure Testing ("TRID").** A review and comparison of LEs
 and CDs with a report outlining any TILA violations, including a re-calculation of disclosed
 finance charge, principal and interest calculations, proper completion of the Projected
 Payments table, total of payments, finance charge, amount financed, recalculation of
 disclosed APR and a review to determine disclosure differences were within the allowed
 tolerances and disclosures were provided within the required timeframes. Testing will
 be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance
 Review Scope ("TRID Grid 4.0");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. **Right of Rescission.** A review of the TILA Right of Rescission, Notice of Right to Cancel,
 including a verification of the transaction date and expiration date, ensuring proper
 execution of the Notice of Right to Cancel by all required parties, verifying the disbursement
 date and determining if a full three (3) day rescission period was adequately provided
 to the borrower(s). The appropriate Model Form will be tested according to applicable
 U.S. Court of Appeals, Circuit Court rulings;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. **Qualified Mortgage and Ability to Repay.** A review to ensure the mortgage loan meets the applicable
 Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements
 as set forth in regulations promulgated by the Consumer Financial Protection Bureau as
 found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. **Real Estate Settlement Procedures Act (RESPA)/Regulation X:** Review to ensure compliance
 with RESPA/Regulation X documentation and timing requirements in effect at origination
 of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated
 Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership
 Counselling Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. **Equal Credit Opportunity Act (ECOA)/Regulation B:** Confirm compliance with the January 18,
 2014, requirements regarding the disclosure of the right to receive a copy of appraisals
 within three (3) business days of application, the right to receive a copy of the appraisals
 at least three (3) business days prior to consummation and any applicable waiver. The
 disclosure of the right to receive a copy of appraisals may be met by the disclosure
 on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. **Fair Credit Reporting Act (FRCA)/Regulation V:** Confirm compliance with the current FCRA/Regulation
 V requirements regarding risk-based pricing notice, credit score disclosure and Notice
 to Home Loan Applicant, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mandatory
Arbitration – Canopy will report mandatory arbitration provisions present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Single
 Premium Credit Insurance – Canopy will report single premium credit insurance policies
 or debt cancellation agreements present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. TPR
 will test for state prepayment and late charge restrictions. If a prepayment penalty
 that exceeds the state permitted penalty has expired, this must be reported.

**State & Local Anti-Predatory Requirements**

The following is an itemization of the generally understood current and historical state and local anti-predatory lending requirements, as customary in secondary market due diligence compliance testing:

● Arkansas
 Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● California
 Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

● California
 Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

● Colorado
 Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

● Connecticut
 Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the
 Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

● Connecticut
 Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

● District
 of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et
 seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage
 Disclosure Act of 2007.

&nbsp;&nbsp;&nbsp;&nbsp;● Florida
 Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

● Georgia
 Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House
 Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho
 Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

● Illinois
 High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

● Illinois
 High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§
 137/1 et seq. (2004).

● Illinois
 Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City
 of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§
 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook
 County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended
 by Illinois SB 1167 (2007).

● Indiana
 Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

● Kansas
 Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

● Kentucky
 Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev.
 Stat. § 360.100 et seq.

● Maine,
 An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev.
 Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869
 (2007), 2125 (2008) and 1439 (2009), and regulation

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● Maryland
 Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and
 as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland
 Mortgage Lender Law (2009).

● Maryland
 Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage
 Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs.
 §§ 09.03.06.01 et seq.

● Massachusetts
High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home
Loan Practices Act, M.G.L. Chapter 183(C).

● Massachusetts
 "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts
 Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

● Massachusetts
 Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00
 et seq.

● Massachusetts
 Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan
 Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota
 Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002)
 and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

● Nebraska
 Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

● Nevada
 Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat.
 § 598D.010 et seq.

● New
 Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

● New
 Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M.
 Stat. Ann. § 58-21A-1 et seq.

● New
 York High-Cost Home Loan Regulations (1A - Original Part 41), 3 NYCCR Part 41 (2001).

● New
 York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented
 by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

● New
 York Subprime Home Loans, NY Bank. Law § 6-m.

● North
 Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2
 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§
 24-9; 24-1.1(E)(a); 24-10.2(a) as amended.

● Ohio
 Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code
 Ann. § 1.63.

● Ohio
 Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio
 Admin. Rules § 109 4-3-01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;● City
 of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

&nbsp;&nbsp;&nbsp;&nbsp;● Summit
 County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

● Oklahoma
 Anti-Predatory Lending Law, House Bill No. 1574 (2003).

● Oklahoma
 Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

● Pennsylvania
 Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● City
 of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33
 as amended.

● Rhode
 Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented
 by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended
 by Senate Bill 371 (2007).

● South
 Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● South
 Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

● Tennessee
 Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

● Texas
 High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

● The
 disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article
 XVI of the Texas Constitution

● Utah
 Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

● Utah
 High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont
 Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

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● Virginia
 Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code
 Ann. §§ 6.1-413; 6.1-422, 6.1-428.

● Virginia
 Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann.
 §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

● Washington
 House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

● West
 Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1
 et seq.

● Wisconsin
Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

● Wyoming
 Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Canopy reviews the loan to determine whether, based on available information in the Loan File: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule, Canopy reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Canopy then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**ABILITY TO REPAY (ATR)**

Canopy reviews the loan to determine whether, based on available information in the Loan File, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit

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history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – Agency eligible (QM – Temporary), Canopy will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Canopy reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Canopy does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Canopy's review is based on information contained in the Loan File at the time it is provided to Canopy to review, and only reflects information as of that point in time.

**VALUATION REVIEW**

Canopy reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, integrity of comparable sales, completeness of data and eligibility of the appraiser, consistent with underwriting guidelines, variances, tolerances, and exception authorities established by Client. Additionally, Canopy determined that the appraised value appeared to be reasonably supported ("Value-Supported Analysis"), based on the valuation provided by the Independent Third-party Review.

● With
 respect to Title XI of FIRREA, Canopy checked for the presence of the appraiser's
 license, and reviewed for the presence of any red flags related to the mortgaged property
 that may have posed a risk to the property or occupants.

&nbsp;&nbsp;&nbsp;&nbsp;● With
 respect to USPAP, Canopy confirmed the appraiser's certification is present and
 executed within the original appraisal.

**INDEPENDENT THIRD-PARTY VALUES**

Canopy applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

● If
 the Desk Review supported the origination appraised value within a -10% variance, no
 additional products were required.

● In
 the event the Desk Review process yielded material exceptions or had a value exceeding
 a negative ten percent (-10%) variance, a field review was ordered to further establish
 value.

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**Agency Eligible Loans:**

**● For FNMA loans, if a CU Score was available and the CU Score was greater than 2.5, Canopy ordered a Desk Review. If the CU Score was less than or equal to 2.5, no Desk Review was required based on market acceptance of Agency Eligible Loans.**

**● For FHLMC loans, if the FHLMC Rep & Warrant Relief indicator was Not Eligible, Canopy ordered a Desk Review. If the FHLMC Rep & Warrant Relief indicator was Eligible, no Desk Review was required based on market acceptance of Agency Eligible Loans.**

**GRADING COMPONENTS**

**Due Diligence Grading Criteria**<br>

Upon completion of the Loan File review, Canopy assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Form ABS Due Diligence-15E.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Event Grade** | &nbsp;&nbsp;**Final Event Grade** |
| **A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| **C** | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| **A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |

---

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**C** The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable.

**D** There was not sufficient documentation to perform a review or the credit file was not furnished.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| **A** | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| **B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grade** | &nbsp;&nbsp;**Valuation Event Grade** |
| **A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| **B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms |
| **D** | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

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**FINDINGS SUMMARY**

 **Summary Overview**

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews as graded to the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs), Fitch Ratings, Inc. and Kroll Bond Rating Agency, LLC. The overall grade assigned is the most severe grade from each of the component reviews.

Canopy's review concluded the grading of the Credit, Property/Valuation, and Compliance sections for *Fitch Ratings, Inc*. 93.40% (99 Loans) have an overall grade of "A"; and 6.60% (7 Loans) have an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 100%, or one-hundred six (106) Loans reviewed, and 0.00% (0 Loans) have a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 98.11%, or one-hundred four (104) loans reviewed, and 1.89% (2 Loans) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 95.28%, or one-hundred one (103) loans reviewed, and 4.72% (5 Loans) have a Property/Valuation grade of "B".

Canopy's review concluded the grading of the Credit, Property/Valuation, and Compliance sections for Kroll Bond Rating Agency, LLC. 98.11% (104 Loans) have an overall grade of "A" and 1.89% (2 Loans) have an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 100%, or one-hundred six (106) Loans reviewed, and 0.00% (0 Loans) have a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 98.11%, or one-hundred four (104) loans reviewed, and 1.89% (2 Loans) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 100%, or one-hundred six (106) Loans reviewed, and 0.00% (0 Loans) have a Property/Valuation grade of "B".

**FINDINGS TABLE**

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**REVIEW TABLES - Fitch**

---

| | | |
|:---|:---|:---|
| **OVERALL REVIEW RESULTS** | **OVERALL REVIEW RESULTS** | **OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;99 | &nbsp;&nbsp;93.40% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;7 | &nbsp;&nbsp;6.60% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;104 | &nbsp;&nbsp;98.11% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.89% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;101 | &nbsp;&nbsp;95.28% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;4.72% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** |

---

**REVIEW TABLES - Kroll**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;104 | &nbsp;&nbsp;98.11% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.89% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |

---

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---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;104 | &nbsp;&nbsp;98.11% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.89% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** |

---

**Additional Loan Summary Details**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$95107845.00 |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$95107845.00** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$95107845.00 |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$95107845.00** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Cash Out: Debt Consolidation—Proceeds used to pay off existing loans other than loans secured by real estate | &nbsp;&nbsp;3 | &nbsp;&nbsp;2.83% | &nbsp;&nbsp;$3244800.00 |
| &nbsp;&nbsp;Cash Out: Home Improvement / Renovation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Cash Out: Other/Multi-Purpose/Unknown Purpose | &nbsp;&nbsp;19 | &nbsp;&nbsp;17.92% | &nbsp;&nbsp;$14227526.00 |
| &nbsp;&nbsp;Limited Cash Out (GSE Definition) | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.94% | &nbsp;&nbsp;$1414000.00 |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;22 | &nbsp;&nbsp;20.75% | &nbsp;&nbsp;$17415310.00 |
| &nbsp;&nbsp;Other Than First Time Home Purchase | &nbsp;&nbsp;51 | &nbsp;&nbsp;48.11% | &nbsp;&nbsp;$43575831.00 |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;10 | &nbsp;&nbsp;9.43% | &nbsp;&nbsp;$15230378.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$95107845.00** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;121 - 180 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;181 - 240 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;241 - 300 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;301 - 360 Months | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$95107845.00 |
| &nbsp;&nbsp;361 - 420 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;421 - 480 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$95107845.00** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Owner Occupied | &nbsp;&nbsp;103 | &nbsp;&nbsp;97.17% | &nbsp;&nbsp;$90002845.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;3 | &nbsp;&nbsp;2.83% | &nbsp;&nbsp;$5105000.00 |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**106** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$95107845.00** |

---

**DATA COMPARISON RESULTS**

Of the one-hundred six (106) mortgage loan files reviewed, forty-eight (48) unique loans (45.28% by number) had sixty-six (66) tape comparison discrepancies across twenty-four (24) data fields.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Field Label** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Logic Applied** | &nbsp;&nbsp;**# Loans with <br> Discrepancy** | &nbsp;&nbsp;**Total Times <br> Compared** | **%**<br> **Variance** |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance | 3 | 106 | 2.83% |
| &nbsp;&nbsp;AUS Findings | &nbsp;&nbsp;No tolerance | 4 | 106 | 3.77% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;No tolerance | 3 | 106 | 2.83% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Borrower 1 Origination FICO | &nbsp;&nbsp;No tolerance | 2 | 106 | 1.89% |
| &nbsp;&nbsp;Borrower 1 Qualifying Income | &nbsp;&nbsp;No tolerance | 11 | 106 | 10.38% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Borrower 2 Origination FICO | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Borrower 2 Qualifying Income | &nbsp;&nbsp;No tolerance | 2 | 106 | 1.89% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Monthly HOA $| &nbsp;&nbsp;No tolerance | 2 | 106 | 1.89% |
| &nbsp;&nbsp;Monthly Property Tax Amount | &nbsp;&nbsp;No tolerance | 6 | 106 | 5.66% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43<br> and AUS = No | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;.25% tolerance | 9 | 106 | 8.49% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43<br> and AUS = No | 2 | 106 | 1.89% |
| &nbsp;&nbsp;Qualifying Total Reserves<br> Number of Months | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;No tolerance | 2 | 106 | 1.89% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance | 2 | 106 | 1.89% |
| &nbsp;&nbsp;Special Flood Hazard Area | &nbsp;&nbsp;No tolerance | 1 | 106 | 0.94% |
| &nbsp;&nbsp;Total Monthly Property<br> Insurance Amount | &nbsp;&nbsp;No tolerance | 7 | 106 | 6.60% |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex991001.jpg)

Disclaimer

 

*Canopy Financial Technology Partners, LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance. Neither supplemental factual investigation nor enhanced reviews can guarantee that all information provided to the Company will be accurate. Reports are, and must be construed solely as, statements of opinion and not as statements of fact as to credit worthiness, investment, financial, or other recommendation to purchase, sell, or hold any security.*

 

*Reports may contain assumptions and/or predictions regarding future events which are "forward-looking" and inherently cannot be verified as facts. Consequently, Reports may be affected by future events or conditions which were not anticipated at the time the Report was made. Such forward-looking statements necessarily involve risks and uncertainties which may result in future performance that is materially different from the Report's assumptions and/or conclusions. As such, Reports are not a guaranty of future performance nor a prospectus related to the underlying securities (if any), and under reliance should not be placed upon the Reports in the purchase, sale, or holding of any security.*

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

## Exhibit 99.2

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.2**

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| **Primary Servicer** | **Servicing Fee Percentage** | **Servicing Fee Flat Dollar** | **Servicing Advance Methodology** | **Originator** | **Loan Group** | **Loan Number** | **Amortization Type** | **Lien Position** | **Heloc Indicator** | **Loan Purpose** | **Cash Out Amount** | **Total Origination and Discount Points in Dollars** | **Covered High Cost Loan Indicator** | **Relocation Loan Indicator** | **Broker Indicator** | **Channel** | **Escrow Indicator** | **Senior Loan Amounts** | **Loan Type of Most Senior Lien** | **Hybrid Period of Most Senior Lien in Months** | **Neg Am Limit of Most Senior Lien** | **Junior Mortgage Balance** | **Origination Date of Most Senior Lien** | **Origination Date** | **Original Loan Amount** | **Original Interest Rate** | **Original Amortization Term** | **Original Term to Maturity** | **First Payment Date of Loan** | **Interest Type Indicator** | **Original Interest Only Term** | **Buy Down Period** | **HELOC Draw Period** | **Current Loan Amount** | **Current Interest Rate** | **Current Payment Amount Due** | **Interest Paid Through Date** | **Current Payment Status** | **Index Type** | **ARM Look Back Days** | **Gross Margin** | **ARM Round Flag** | **ARM Rounding Factor** | **Initial Fixed Rate Period** | **Initial Interest Rate Cap Change Up** | **Initial Interest Rate Cap Change Down** | **Subsequent Interest Rate Reset Period** | **Subsequent Interest Rate Change Down** | **Subsequent Interest Rate Change Up** | **Lifetime Maximum Rate Ceiling** | **Lifetime Minimum Rate Floor** | **Negative Amortization Limit** | **Initial Negative Amortization Recast Period** | **Subsequent Negative Amortization Recast Period** | **Initial Fixed Payment Period** | **Subsequent Payment Reset Period** | **Initial Periodic Payment Cap** | **Subsequent Periodic Payment Cap** | **Initial Minimum Payment Reset Period** | **Subsequent Minimum Payment Reset Period** | **Option ARM Indicator** | **Options at Recast** | **Initial Minimum Payment** | **Current Minimum Payment** | **Prepayment Penalty Calculation** | **Prepayment Penalty Type** | **Prepayment Penalty Total Term** | **Prepayment Penalty Hard Term** | **Primary Borrower ID** | **Number of Mortgaged Properties** | **Total Number of Borrowers** | **Self Employment Flag** | **Current Other Monthly Payment** | **Length of Employment Borrower** | **Length of Employment Co Borrower** | **Years in Home** | **FICO Model Used** | **Most Recent FICO Date** | **Primary Wage Earner Original FICO Equifax** | **Primary Wage Earner Original FICO Experian** | **Primary Wage Earner Original FICO Transunion** | **Secondary Wage Earner Original FICO Equifax** | **Secondary Wage Earner Original FICO Experian** | **Secondary Wage Earner Original FICO Transunion** | **Most Recent Primary Borrower FICO** | **Most Recent Co Borrower FICO** | **Most Recent FICO Method** | **Vantagescore Primary Borrower** | **Vantagescore Co Borrower** | **Most Recent Vantagescore Method** | **Vantagescore Date** | **Credit Report Longest Trade Line** | **Credit Report Maximum Trade Line** | **Credit Report Number of Trade Lines** | **Credit Line Usage Ratio** | **Most Recent 12 Month Pay History** | **Months Bankruptcy** | **Months Foreclosure** | **Primary Borrower Wage Income** | **Co Borrower Wage Income** | **Primary Borrower Other Income** | **Co Borrower Other Income** | **All Borrower Wage Income** | **All Borrower Total Income** | **4506T Indicator** | **Borrower Income Verification Level** | **Co Borrower Income Verification** | **Borrower Employment Verification** | **Co Borrower Employment Verification** | **Borrower Asset Verification** | **Co Borrower Asset Verification** | **Liquid Cash Reserves** | **Monthly Debt All Borrowers** | **Originator DTI** | **Fully Indexed Rate** | **Qualification Method** | **Percentage of Down Payment From Borrower Own Funds** | **City** | **State** | **Postal Code** | **Property Type** | **Occupancy** | **Sales Price** | **Original Appraised Property Value** | **Original Property Valuation Type** | **Original Property Valuation Date** | **Original Automated Valuation Model AVM Model Name** | **Original AVM Confidence Score** | **Most Recent Property Value** | **Most Recent Property Valuation Type** | **Most Recent Property Valuation Date** | **Most Recent AVM Model Name** | **Most Recent AVM Confidence Score** | **Original CLTV** | **Original LTV** | **Original Pledged Assets** | **Mortgage Insurance Company Name** | **Mortgage Insurance Percent** | **MI Lender or Borrower Paid** | **Pool Insurance Co Name** | **Pool Insurance Stop Loss Percent** | **MI Certificate Number** | **Updated DTI Front End** | **Updated DTI Back End** | **Modification Effective Payment Date** | **Total Capitalized Amount** | **Total Deferred Amount** | **Pre Modification Interest Note Rate** | **Pre Modification P&I Payment** | **Pre Modification Initial Interest Rate Change Downward Cap** | **Pre Modification Subsequent Interest Rate Cap** | **Pre Modification Next Interest Rate Change Date** | **Pre Modification IO Term** | **Forgiven Principal Amount** | **Forgiven Interest Amount** | **Number of Modifications** | **Real Estate Interest** | **Community Ownership Structure** | **Year of Manufacture** | **HUD Code Compliance Indicator Y/N** | **Gross Manufacturers Invoice Price** | **LTI Loan to Invoice Gross** | **Net Manufacturers Invoice Price** | **LTI Net** | **Manufacturer Name** | **Model Name** | **Down Payment Source** | **Community Related Party Lender Y/N** | **Defined Underwriting Criteria Y/N** | **Chattel Indicator** |
| 9999999 | 0.000000 |  | 99 | 1000748 | UNK | 2025002350 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250501 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 2.17 |  |  | 2 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 429 | 50400.00 | 7 | 0.284609 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 5589729.16 | 23253.96 | 0.125000 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250214 |  |  |  |  |  |  |  | 0.526300 | 0.526300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 2025002998 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250501 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 1 | 0 | xxx | 12.09 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 271 | 29000.00 | 6 | 0.228117 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | 449990.90 | 18303.46 | 0.203800 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250225 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 2025003315 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 6 | 2 | 0 | xxx | .00 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 289 | 22600.00 | 3 | 0.071884 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 1 | 3 | 1 | 1 | 1 | 4 | 600577.50 | 4403.82 | 0.386500 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250317 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012096 | UNK | 2025001857 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 6.61 | 1.48 | 9.16 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 173 | 26500.00 | 20 | 0.022842 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 4 | 21569.30 | 5028.25 | 0.489900 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250313 |  |  |  |  |  |  |  | 0.754700 | 0.754700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000892 | UNK | 2025001758 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 9.93 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 127 | 36900.00 | 2 | 0.088727 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | 55079.89 | 3848.02 | 0.228100 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250306 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025001787 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 1.02 | 2.96 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 400 | 27775.00 | 4 | 0.003720 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 4 | 116632.81 | 6121.41 | 0.276000 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250213 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025001703 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 3.81 | .82 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 213 | 47100.00 | 5 | 0.087756 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | 24775.69 | 6976.07 | 0.400100 |  | 1 | 0.738520 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250306 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025001250 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250501 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 5.30 | 7.01 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 172 | 45000.00 | 13 | 0.004843 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 1 | 146620.83 | 6068.65 | 0.202300 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250304 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025003222 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 7.47 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 139 | 18500.00 | 4 | 0.014824 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 140010.77 | 4612.52 | 0.212200 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | 20250308 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025002905 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 5.93 | 4.67 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 340 | 125446.00 | 16 | 0.037633 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | 62582.96 | 8277.77 | 0.481300 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250205 |  |  |  |  |  |  |  | 0.696200 | 0.696200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1004247 | UNK | 2025003050 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .00 | .05 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 480 | 39000.00 | 7 | 0.058198 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 1 | 3 | 1 | 3 | 4 | 4 | 16222.24 | 7094.84 | 0.478300 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250410 |  |  |  |  |  |  |  | 0.503800 | 0.503800 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1002131 | UNK | 2025003332 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250501 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 5.39 | 2.61 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 376 | 22300.00 | 11 | 0.059921 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 4 | 1679972.90 | 5420.88 | 0.424700 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250222 |  |  |  |  |  |  |  | 0.414300 | 0.414300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012096 | UNK | 2025001384 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 1.96 |  | 7.50 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 169 | 156644.00 | 11 | 0.421016 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 1 |  | .00 | 5954.66 | 0.433600 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250324 |  |  |  |  |  |  |  | 0.798900 | 0.798900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012096 | UNK | 2025002434 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 2.39 | 10.47 | 3.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 324 | 36060.00 | 5 | 0.001673 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 1 | 1 | .00 | 5838.17 | 0.262000 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250401 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1001429 | UNK | 2025001880 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | .99 |  | 14.00 | 2 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 241 | 17323.00 | 6 | 0.895412 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 1 |  | .00 | 3868.64 | 0.386400 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250326 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012891 | UNK | 2025002647 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 3.22 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 269 | 30000.00 | 39 | 0.292838 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 138377.63 | 10312.28 | 0.487900 |  | 1 | 0.238330 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250326 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 2025002148 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.67 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 337 | 26800.00 | 3 | 0.053035 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 78596.07 | 2415.12 | 0.197200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250401 |  |  |  |  |  |  |  | 0.600000 | 0.600000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 2025001782 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | .00 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 347 | 25000.00 | 9 | 0.048017 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 3 |  | 1 |  | 3 |  | 931426.55 | 6910.35 | 0.473200 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | 20250422 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002728 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 30.33 |  | 2.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 234 | 64356.00 | 11 | 0.272659 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 808287.18 | 10609.24 | 0.329200 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250331 |  |  |  |  |  |  |  | 0.664800 | 0.664800 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025003330 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 3.30 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 137 | 15400.00 | 3 | 0.000000 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 34509.61 | 5958.45 | 0.356500 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250414 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025003036 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | .81 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 217 | 23000.00 | 3 | 0.129386 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 66458.77 | 9031.67 | 0.451600 |  | 1 | 0.500000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250306 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000596 | UNK | 2025001598 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | .00 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 374 | 31500.00 | 11 | 0.217282 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 3 |  | 1 |  | 4 |  | 83397.35 | 5190.04 | 0.478000 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250306 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 2025003130 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 11.35 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 248 | 13000.00 | 3 | 0.323556 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | 50457.51 | 2894.55 | 0.340500 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250305 |  |  |  |  |  |  |  | 0.579300 | 0.579300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1004247 | UNK | 2025002080 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 10.75 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 234 | 48500.00 | 6 | 0.100888 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | 47721.31 | 4222.67 | 0.455600 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | 20250429 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012233 | UNK | 2025001947 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250501 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 15.92 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 350 | 50006.00 | 7 | 0.013969 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 1 | 3 | 1 | 4 | 4 | 51893.62 | 8581.42 | 0.490100 |  | 1 | 0.204240 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250127 |  |  |  |  |  |  |  | 0.516700 | 0.516700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025002927 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .00 | .00 | 15.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 457 | 89282.00 | 8 | 0.323095 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 3 | 3 | 3 | 3 | 1 | 1 | .00 | 5197.68 | 0.448400 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250408 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025001820 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 4.88 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 68 | 10000.00 | 2 | 0.024188 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 39365.45 | 3456.16 | 0.360600 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250314 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 2025001634 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 3.23 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 107 | 44531.00 | 8 | 0.003891 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 51031.60 | 3727.49 | 0.409000 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250326 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000384 | UNK | 2025003192 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .27 | 5.74 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 222 | 30000.00 | 6 | 0.071148 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | 138991.74 | 10793.06 | 0.357700 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250408 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000694 | UNK | 2025002219 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 7.94 | 11.78 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 278 | 70000.00 | 7 | 0.444875 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | 312517.07 | 15553.45 | 0.305800 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250424 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025001741 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .00 | .00 | 13.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 509 | 27000.00 | 14 | 0.343750 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 3 | 3 | 1 | 1 | 1 | 1 | .00 | 2690.66 | 0.443900 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250408 |  |  |  |  |  |  |  | 0.799900 | 0.799900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025003069 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 19.30 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 170 | 39027.32 | 3 | 0.235330 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 3 |  | 3 |  | 4 |  | 136402.12 | 3668.34 | 0.449600 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250402 |  |  |  |  |  |  |  | 0.428600 | 0.428600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025002036 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 9.07 | 12.32 | 3.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 269 | 47391.91 | 8 | 0.157751 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 1 | 1 | .00 | 3673.36 | 0.294100 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250415 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1004247 | UNK | 2025001668 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 6.09 |  | 4.25 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 222 | 49279.00 | 12 | 0.146982 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | 69358.76 | 7973.33 | 0.449800 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250411 |  |  |  |  |  |  |  | 0.793500 | 0.793500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1002793 | UNK | 2025002965 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 6.06 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 228 | 27000.00 | 3 | 0.000000 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 1054091.58 | 8845.57 | 0.358600 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250414 |  |  |  |  |  |  |  | 0.850000 | 0.850000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1004247 | UNK | 2025001442 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 14.56 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 252 | 60800.00 | 6 | 0.344047 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 78687.04 | 8003.36 | 0.274500 |  | 1 | 1.000000 | xxx | xxx | xxx | 8 | 1 | xxx | xxx | 3 | 20250331 |  |  |  |  |  |  |  | 0.447400 | 0.447400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 2025002498 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 29.14 | 29.14 | 13.33 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 441 | 34700.00 | 4 | 0.024648 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | 100991.57 | 4505.41 | 0.325700 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250419 |  |  |  |  |  |  |  | 0.488900 | 0.488900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025003137 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .51 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 210 | 66139.00 | 5 | 0.800270 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 1 | 3 | 1 | 4 | 4 | 146964.34 | 12096.18 | 0.446600 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250122 |  |  |  |  |  |  |  | 0.659900 | 0.659900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002055 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 16.33 |  | 1.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 234 | 66486.00 | 14 | 0.257815 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 219406.48 | 23408.90 | 0.237600 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250324 |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002134 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .00 | 11.52 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 282 | 143267.00 | 4 | 0.125942 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 1 | 5 | 1 | 3 | 4 | 4 | 214333.70 | 17468.30 | 0.310200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250221 |  |  |  |  |  |  |  | 0.686600 | 0.686600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002913 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 8.52 | 13.16 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 229 | 48690.00 | 2 | 0.023551 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 5 | 3 | 3 | 4 | 1 | 237024.38 | 17272.29 | 0.407000 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250217 |  |  |  |  |  |  |  | 0.523200 | 0.523200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001856 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 17.86 | 2.67 | .00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 254 | 80485.00 | 8 | 0.174696 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | 1112433.99 | 12038.76 | 0.378200 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250404 |  |  |  |  |  |  |  | 0.673800 | 0.673800 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001897 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 6.75 |  | 8.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 115 | 86904.00 | 7 | 0.142585 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 210849.71 | 21126.97 | 0.358800 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250307 |  |  |  |  |  |  |  | 0.424400 | 0.424400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001978 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 44.90 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 456 | 555000.00 | 8 | 0.019452 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | 723082.43 | 36911.35 | 0.397900 |  | 1 |  | xxx | xxx | xxx | 1 | 2 |  | xxx | 3 | 20250402 |  |  |  |  |  |  |  | 0.535900 | 0.535900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002057 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 2.51 |  | 2.00 | 2 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 235 | 46200.00 | 5 | 0.114123 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 3 |  | 109925.27 | 10872.97 | 0.188200 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250325 |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002302 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 3.42 |  | 23.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 293 | 71037.76 | 5 | 0.667740 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 220067.91 | 13986.61 | 0.167300 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250416 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001715 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 7.59 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 203 | 71000.00 | 5 | 0.248216 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 367865.70 | 16804.35 | 0.447700 |  | 1 |  | xxx | xxx | xxx | 7 | 2 |  | xxx | 3 | 20250320 |  |  |  |  |  |  |  | 0.644300 | 0.644300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002217 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 3 | 1 | xxx | 11.35 | 3.35 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 294 | 10000.00 | 1 | 0.034130 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 4 | 3 | 3 | 1 | 4 | 1568194.36 | 15763.97 | 0.448500 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250414 |  |  |  |  |  |  |  | 0.740000 | 0.740000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002106 | 1 | 1 | 0 | 1 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 19.38 | 4.15 | 11.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 375 | 50496.00 | 4 | 0.311619 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | 526140.00 | 10274.80 | 0.443400 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250326 |  |  |  |  |  |  |  | 0.467900 | 0.467900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025003255 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 23.07 | 6.40 | .80 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 418 | 76500.00 | 3 | 0.648542 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 3 | 4 | 1 | 196152.36 | 8798.99 | 0.374200 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250421 |  |  |  |  |  |  |  | 0.648400 | 0.648400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002174 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 5.03 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 112 | 72517.00 | 8 | 0.060278 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 190178.88 | 10655.31 | 0.212400 |  | 1 | 0.269540 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250401 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001460 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 1 | 0 | xxx | .72 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 193 | 34500.00 | 12 | 0.021813 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 249757.62 | 15744.24 | 0.441900 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250326 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002184 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 10.33 | 5.86 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 238 | 83671.00 | 5 | 0.099267 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | 188210.35 | 16035.15 | 0.421700 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250404 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002786 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 9.07 |  | 1.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 203 | 52533.00 | 6 | 0.790036 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | 123186.79 | 10117.32 | 0.249000 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250402 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1014615 | UNK | 2025002853 | 1 | 1 | 0 | 4 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 9.77 | 1.76 | 2.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 282 | 41600.00 | 9 | 0.221937 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 4 | 3 | 3 | 4 | 1 | 286753.92 | 11633.32 | 0.300800 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250407 |  |  |  |  |  |  |  | 0.694800 | 0.694800 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1007573 | UNK | 2025001910 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 1 | 0 | xxx | 2.41 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 283 | 111658.00 | 6 | 0.061863 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 589538.81 | 14383.79 | 0.399400 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250402 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001317 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .08 | .76 | .91 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 200 | 50000.00 | 2 | 0.135199 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | 358644.74 | 12538.81 | 0.354000 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250423 |  |  |  |  |  |  |  | 0.794200 | 0.794200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025003198 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 2 | 1 | xxx | 10.11 | 6.85 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 224 | 10215.00 | 4 | 0.333026 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | 168328.96 | 16277.65 | 0.423800 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250415 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002812 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .33 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 289 | 58956.00 | 2 | 0.059917 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 3 | 3 | 1 | 4 | 4 | 4267863.91 | 11118.45 | 0.449600 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250412 |  |  |  |  |  |  |  | 0.690000 | 0.690000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002429 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 7.67 | 4.31 | 3.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 143 | 17300.00 | 3 | 0.043452 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | 70489.11 | 9144.75 | 0.327300 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250401 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002268 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .11 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 291 | 147556.00 | 7 | 0.025784 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 1 | 3 | 1 | 4 | 1 | 554240.65 | 17054.19 | 0.449800 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250413 |  |  |  |  |  |  |  | 0.796600 | 0.796600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002685 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | xxx | 3.88 | 1.04 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 191 | 75000.00 | 6 | 0.043820 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 3 | 4 | 4 | 161828.15 | 13667.20 | 0.443700 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250409 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001982 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 1.93 | 4.30 | 1.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 218 | 66825.00 | 8 | 0.147161 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | 405630.61 | 19980.93 | 0.388500 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250418 |  |  |  |  |  |  |  | 0.738400 | 0.738400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1016849 | UNK | 2025002088 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 12.95 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 449 | 51500.00 | 3 | 0.147619 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 1 | 3 | 1 | 4 | 1 | 340405.80 | 16637.08 | 0.278100 |  | 1 |  | xxx | xxx | xxx | 1 | 2 |  | xxx | 3 | 20250421 |  |  |  |  |  |  |  | 0.798000 | 0.798000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002895 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 1.84 | .00 | .16 | 2 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 424 | 40200.00 | 7 | 0.101380 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 1 | 3 | 1 | 4 | 4 | 3207679.82 | 11011.11 | 0.427900 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250416 |  |  |  |  |  |  |  | 0.700000 | 0.700000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002176 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | .00 |  |  | 2 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 236 | 165000.00 | 6 | 0.144584 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | 174760.17 | 17443.26 | 0.320700 |  | 1 | 1.000000 | xxx | xxx | xxx | 12 | 1 | xxx | xxx | 3 | 20250411 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002537 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 32.85 |  |  | 2 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 218 | 85655.00 | 15 | 0.173194 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 250808.20 | 16477.11 | 0.256500 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250418 |  |  |  |  |  |  |  | 0.774300 | 0.774300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001504 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .00 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 302 | 48200.00 | 7 | 0.059147 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 1 | 3 | 1 | 4 | 1 | 2663647.21 | 9378.43 | 0.062500 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250412 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002881 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 11.93 |  |  | 2 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 187 | 28596.00 | 9 | 0.111474 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 553595.32 | 12864.87 | 0.239800 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250417 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025002386 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 45.69 |  |  | 2 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 410 | 60800.00 | 5 | 0.077933 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 133445.29 | 10356.06 | 0.404200 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250428 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001668 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 20.33 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 285 | 28200.00 | 3 | 0.306631 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 1 | 2 | 1 | 4 | 1 | 923810.37 | 23184.65 | 0.312400 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250421 |  |  |  |  |  |  |  | 0.784300 | 0.784300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001387 | 1 | 1 | 0 | 1 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 12.28 |  | 5.41 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 490 | 30856.00 | 21 | 0.465918 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 316183.64 | 9313.57 | 0.392200 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250425 |  |  |  |  |  |  |  | 0.580000 | 0.580000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 2025001669 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 10.54 | 3.35 | 2.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 377 | 28000.00 | 12 | 0.153825 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | 163202.18 | 10926.27 | 0.397600 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250313 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1004591 | UNK | 2025002958 | 1 | 1 | 0 | 1 | xxx | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 10.73 | .00 | .83 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 343 | 30200.00 | 4 | 0.153047 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 1 | 3 | 1 | 4 | 1 | 374951.13 | 10157.32 | 0.372900 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250424 |  |  |  |  |  |  |  | 0.620200 | 0.620200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012096 | UNK | 2025001123 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 13.15 | .00 | 2.50 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 365 | 25000.00 | 6 | 0.104538 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 1 | 3 | 1 | 1 | 1 | .00 | 8593.35 | 0.441100 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | 20250416 |  |  |  |  |  |  |  | 0.419300 | 0.419300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012096 | UNK | 2025001383 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 5.99 |  | 12.67 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 256 | 94746.00 | 10 | 0.146318 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 1 | 3 | 1 | 1 | 1 | .00 | 8953.89 | 0.451700 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250325 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1004247 | UNK | 2025002371 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 5.88 | 3.79 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 150 | 23400.00 | 9 | 0.003102 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | 124183.18 | 8311.00 | 0.371900 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250418 |  |  |  |  |  |  |  | 0.899900 | 0.899900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 2025002836 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 3.09 | 1.87 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 366 | 38415.00 | 4 | 0.045760 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 1 | 4 | 40441.78 | 6641.12 | 0.278600 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250506 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025002592 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 25.73 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 461 | 43206.00 | 5 | 0.179672 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 1 | 3 | 1 | 4 | 1 | 49711.80 | 8809.38 | 0.321000 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250416 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025002814 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 4.19 | 11.61 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 2 |  |  |  |  | 458 | 22000.00 | 14 | 0.054145 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 1 | 23275.13 | 7009.29 | 0.367500 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250331 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1009841 | UNK | 2025001361 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250601 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .00 | .00 |  | 1 | xxx | xxx | xxx | xxx |  | xxx | xxx | xxx | xxx | 2 |  |  |  |  | 552 | 500086.00 | 6 | 0.105002 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 1 | 3 | 1 | 1 | 4 | 4 | 20778.55 | 9244.27 | 0.472800 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250402 |  |  |  |  |  |  |  | 0.583300 | 0.583300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1011457 | UNK | 2025002559 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 5.62 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 384 | 26400.00 | 5 | 0.054553 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 3 |  | 986355.34 | 8917.29 | 0.497000 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | 19691231 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000596 | UNK | 2025002656 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | .62 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 326 | 70000.00 | 4 | 0.429342 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 110306.68 | 4463.21 | 0.361800 |  | 1 | 0.298440 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250502 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 2025001894 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.66 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 288 | 45900.00 | 2 | 0.206300 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | 146598.19 | 5136.64 | 0.268300 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250510 |  |  |  |  |  |  |  | 0.334100 | 0.334100 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1016267 | UNK | 2025003282 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 5.57 | 1.18 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 176 | 22300.00 | 5 | 0.082215 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | 94819.03 | 6045.77 | 0.297100 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250423 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1010104 | UNK | 2025001634 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 3.64 | 15.81 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 267 | 27500.00 | 4 | 0.078966 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | 650504.53 | 12871.64 | 0.337300 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250515 |  |  |  |  |  |  |  | 0.899000 | 0.899000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1010823 | UNK | 2025001162 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 7.99 | 1.10 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 94 | 16600.00 | 4 | 0.045146 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 3 | 95464.94 | 7342.58 | 0.248600 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250525 |  |  |  |  |  |  |  | 0.700000 | 0.700000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1009128 | UNK | 2025001899 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250801 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | xxx | .00 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 384 | 25000.00 | 4 | 0.051528 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 3 | 1 | 1 | 1 | 4 | 1 | 1079096.39 | 11690.69 | 0.484000 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250508 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1015971 | UNK | 2025002425 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250801 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 1 | 0 | xxx | 8.42 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 228 | 50000.00 | 9 | 0.016575 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 128136.17 | 7755.84 | 0.443500 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250502 |  |  |  |  |  |  |  | 0.547500 | 0.547500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025001423 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250801 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 10.27 |  | 10.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 354 | 35025.00 | 5 | 0.468034 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 1 |  | .00 | 4118.73 | 0.369100 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | 20250519 |  |  |  |  |  |  |  | 0.788200 | 0.788200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1011231 | UNK | 2025002122 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250801 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 25.44 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 317 | 21000.00 | 7 | 0.118682 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | 29130.85 | 10536.44 | 0.476400 |  | 1 | 0.858660 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250513 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000922 | UNK | 2025001851 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250701 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 2.81 | 2.97 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 175 | 23000.00 | 5 | 0.051912 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | 687986.10 | 5368.11 | 0.485300 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250513 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 2025003332 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250901 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 6.13 | .00 |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 103 | 37856.00 | 12 | 0.058596 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 1 | 3 | 1 | 4 | 1 | 466770.66 | 8722.63 | 0.498400 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | 20250618 |  |  |  |  |  |  |  | 0.580600 | 0.580600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000309 | UNK | 2025002010 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250801 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.27 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 142 | 77030.00 | 7 | 0.000000 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 12882.99 | 7663.45 | 0.437900 |  | 1 | 0.500000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250609 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1004247 | UNK | 2025001568 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250901 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | xxx | 1.67 | .51 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 410 | 57600.00 | 6 | 0.043908 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 1 | 51796.98 | 10649.90 | 0.480300 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250702 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000862 | UNK | 2025003124 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250901 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 6.95 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 268 | 34400.00 | 4 | 0.180090 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 1 | 3 | 1 | 4 | 1 | 470668.91 | 8502.34 | 0.365200 |  | 1 | 1.000000 | xxx | xxx | xxx | 12 | 1 | xxx | xxx | 3 | 20250709 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000384 | UNK | 2025002341 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250901 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 13.55 | .43 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 225 | 31000.00 | 2 | 0.053164 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | 519196.45 | 13918.55 | 0.370300 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250715 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000384 | UNK | 2025002445 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20250901 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 1 | 0 | xxx | 13.45 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 286 | 34000.00 | 3 | 0.117560 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | 1017571.34 | 15150.81 | 0.371100 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | 20250624 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000384 | UNK | 2025002526 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | 20251001 | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | .26 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 261 | 51485.00 | 11 | 0.168705 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | 644455.72 | 13343.80 | 0.359200 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | 20250620 |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000384 | UNK | 2025002527 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | 20250717 | 850000.00 | 0.065000 | 360 | 360 | 20250901 | 2 | 0 | 0 |  | 850000.00 | 0.065000 | 5372.58 | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 1 | 0 | xxx | .18 |  |  | 1 | 20250429 | 780 | 774 | 778 |  |  |  | 778 |  | 3 |  |  |  |  | 438 | 47200.00 | 4 | 0.022798 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | 221204.92 | 19580.70 | 0.354700 |  | 1 | 1.000000 | NASHVILLE | TN | 37208 | 8 | 1 | 1825000.00 | 1825000.00 | 3 | 20250701 |  |  |  |  |  |  |  | 0.465800 | 0.465800 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.3

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **Appraiser License #** | **Appraiser First Name** | **Appraisal Last Name** |
| 2025002350 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor DTI (DTI SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 12.50% | 12.50% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 2 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.59% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 347.38 | xxx | 347.38 | No | 52.63 | N/A | xxx | xxx | xxx |
| 2025002998 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor DTI (DTI SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | LP Accept/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 20.38% | 20.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Form | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 44.78 | xxx | 44.78 | No | 80 | N/A | xxx | xxx | xxx |
| 2025003315 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | xxx | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 38.65% | 38.65% | No | Yes |  |  |  |  |  |  | Not Employed | Retired |  |  |  |  | Full Documentation | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 0 | 1 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A - 1 YR Executed 4506T Verified \|\| Co Borrower - Other REO Net Rental Income(Loss), SSI and Disability, Retirement, Other - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024 | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 141.75 | xxx | 141.75 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001857 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 48.99% | 48.99% | No | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 78 | 27 | Other | Yes | 16 | 16 | Work Number | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.01 | xxx | 6.01 | No | 75.47 | N/A | xxx | xxx | xxx |
| 2025001758 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 22.81% | 22.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.58 | xxx | 14.58 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001787 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 27.60% | 27.60% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 11 | 15 | Work Number | Yes | 35 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.17 | xxx | 22.17 | No | 80 | No | xxx | xxx | xxx |
| 2025001703 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.01% | 40.01% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 42 | 24 | Work Number | Yes | 8 | 8 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.85 | xxx | 4.85 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001250 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 20.23% | 20.23% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 62 | 26 | Work Number | Yes | 83 | 26 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.58 | xxx | 24.58 | No | 80 | Yes | xxx | xxx | xxx |
| 2025003222 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 21.22% | 21.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 89 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 30.63 | xxx | 30.63 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002905 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | xxx | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 48.13% | 48.13% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Lease Hold | No | No | N/A | xxx | 14.78 | xxx | 14.78 | No | 69.62 | N/A | xxx | xxx | xxx |
| 2025001239 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 39.21% | 39.21% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 83.15 | xxx | 83.15 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002754 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 26.88% | 26.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 237 | 27 | Work Number | Yes | 117 | 27 | Work Number | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.01 | xxx | 23.01 | No | 49.37 | N/A | xxx | xxx | xxx |
| 2025001409 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 37.49% | 37.49% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 156 | 26 | Other | Yes | 65 | 26 | Other | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.34 | xxx | 6.34 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001428 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 42.72% | 42.72% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Documentation | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 \|\| Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 56.33 | xxx | 56.33 | No | 54.58 | N/A | xxx | xxx | xxx |
| 2025001903 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 40.14% | 40.14% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 218 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 163.73 | xxx | 163.73 | No | 45.23 | N/A | xxx | xxx | xxx |
| 2025001313 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 47.90% | 47.90% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 30 | 28 | Work Number | No | 0 |  | N/A | Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Award Letter Verified - 2024 \|\| Co Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 1 YR Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 2024 \|\| Co Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.86 | xxx | 24.86 | No | 80 | N/A | xxx | xxx | xxx |
| 2025003050 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 47.83% | 47.83% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Documentation | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 1 | FNMA 1005 | No | 0 |  | N/A | Borrower - N/A - 1 YR Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Award Letter Verified | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | United States | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.24 | xxx | 3.24 | No | 50.38 | N/A | xxx | xxx | xxx |
| 2025003332 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 42.47% | 42.47% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 63 | 25 | Work Number | Yes | 29 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 395.02 | xxx | 395.02 | No | 41.43 | N/A | xxx | xxx | xxx |
| 2025001384 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 43.36% | 43.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 23 | 23 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | USA | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 79.89 | N/A | xxx | xxx | xxx |
| 2025002434 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 26.20% | 26.20% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 26 | FNMA 1005 | Yes | 135 | 26 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001880 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 38.64% | 38.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 11 | 11 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Child Support - 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Award Letter Verified | Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002647 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 48.79% | 48.79% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 31.83 | xxx | 31.83 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002148 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 19.72% | 19.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 33.59 | xxx | 33.59 | No | 60 | N/A | xxx | xxx | xxx |
| 2025001782 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 47.32% | 47.32% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Form | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 216.19 | xxx | 216.19 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002728 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 32.92% | 32.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 107.77 | xxx | 107.77 | No | 66.48 | N/A | xxx | xxx | xxx |
| 2025003330 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 35.65% | 35.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.79 | xxx | 5.79 | No | 80 | Yes | xxx | xxx | xxx |
| 2025003036 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 45.16% | 45.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 36 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.87 | xxx | 10.87 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001598 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 47.80% | 47.80% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.12 | xxx | 24.12 | No | 80 | Yes | xxx | xxx | xxx |
| 2025003130 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 34.05% | 34.05% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Form | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.35 | xxx | 18.35 | No | 57.93 | N/A | xxx | xxx | xxx |
| 2025002080 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 45.56% | 45.56% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.29 | xxx | 14.29 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001947 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 49.01% | 49.01% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 188 | 24 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.23 | xxx | 9.23 | No | 51.67 | N/A | xxx | xxx | xxx |
| 2025002927 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 44.84% | 44.84% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001820 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 36.06% | 36.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 57 | 28 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.61 | xxx | 11.61 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001634 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 40.90% | 40.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.69 | xxx | 17.69 | No | 80 | Yes | xxx | xxx | xxx |
| 2025003192 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 35.77% | 35.77% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.89 | xxx | 18.89 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002219 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 30.58% | 30.58% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Documentation | 0 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.58% | 0.00% | Proceeds from Sale,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.69 | xxx | 25.69 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001741 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 44.39% | 44.39% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 360 | 15 | Work Number | No | 0 |  | N/A | Borrower - SSI and Disability, Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 \|\| Co Borrower - SSI and Disability, Retirement - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 79.99 | N/A | xxx | xxx | xxx |
| 2025003069 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.96% | 44.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 231 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 48.56 | xxx | 48.56 | No | 42.86 | N/A | xxx | xxx | xxx |
| 2025002036 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 29.41% | 29.41% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 139 | 28 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001668 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.98% | 44.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 72 | 28 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.71 | xxx | 10.71 | No | 79.35 | N/A | xxx | xxx | xxx |
| 2025002965 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 35.86% | 35.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 72 | 28 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 120.27 | xxx | 120.27 | No | 85 | N/A | xxx | xxx | xxx |
| 2025001442 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 27.45% | 27.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 173 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.63 | xxx | 13.63 | No | 44.74 | N/A | xxx | xxx | xxx |
| 2025002498 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 32.57% | 32.57% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Documentation | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 49.00% | 51.00% |  | Borrower Prepared | 12 | Borrower | Borrower Prepared | Borrower | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, SEPartnership, Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - SESCorp, SEPartnership, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.28 | xxx | 25.28 | No | 48.89 | N/A | xxx | xxx | xxx |
| 2025003137 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 44.66% | 44.66% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Missing W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.04 | xxx | 17.04 | No | 65.99 | N/A | xxx | xxx | xxx |
| 2025002055 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 23.76% | 23.76% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 2 |  | NA |  | N/A | 0 |  |  | 2 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, SESoleProprietor, SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certificate | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.73 | xxx | 13.73 | No | 75 | N/A | xxx | xxx | xxx |
| 2025002134 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 31.02% | 31.02% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.58 | xxx | 21.58 | No | 68.66 | N/A | xxx | xxx | xxx |
| 2025002913 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 40.70% | 40.70% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Documentation | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 1 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Family Owned Business - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.87 | xxx | 15.87 | No | 52.32 | N/A | xxx | xxx | xxx |
| 2025001856 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.82% | 37.82% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 1 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 133.81 | xxx | 133.81 | No | 67.38 | N/A | xxx | xxx | xxx |
| 2025001897 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 35.88% | 35.88% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SESCorp, SESCorp, SESCorp, SESCorp, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.96 | xxx | 14.96 | No | 42.44 | N/A | xxx | xxx | xxx |
| 2025001978 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 39.79% | 39.79% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  | Unknown | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | Japan | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.50 | xxx | 32.5 | No | 53.59 | N/A | xxx | xxx | xxx |
| 2025002057 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 18.82% | 18.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certication | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.21 | xxx | 16.21 | No | 75 | N/A | xxx | xxx | xxx |
| 2025002302 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 16.73% | 16.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SESoleProprietor, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A |  |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.03 | xxx | 21.03 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001715 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 44.77% | 44.77% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 37.36 | xxx | 37.36 | No | 64.43 | N/A | xxx | xxx | xxx |
| 2025002217 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.85% | 44.85% | No | No | 1 |  | 5 |  | 3 |  | Self-Employed | Self-Employed | Self-Employed |  | .97 |  | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SEPartnership, SESCorp, Other, Other, Other, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Separation Agreement Verified - 2024 \|\| Co Borrower 2 - Wage, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 \|\| Co Borrower 2 - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  | xxx | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgement Certification | AZ | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 117.11 | xxx | 117.11 | No | 74 | N/A | xxx | xxx | xxx |
| 2025002106 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.34% | 44.34% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SECorporation - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, SECorporation, SECorporation - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 68.24 | xxx | 68.24 | No | 46.79 | N/A | xxx | xxx | xxx |
| 2025003255 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.42% | 37.42% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 1 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.22 | xxx | 32.22 | No | 64.84 | N/A | xxx | xxx | xxx |
| 2025002174 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 21.24% | 21.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.50 | xxx | 21.5 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001460 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 44.19% | 44.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 27.65 | xxx | 27.65 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002184 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 42.17% | 42.17% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 124 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified, CPA Letter Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023 \|\| Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.68 | xxx | 18.68 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002786 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 24.90% | 24.90% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.70 | xxx | 16.7 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002853 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 30.08% | 30.08% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certificate | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certificate | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 29.55 | xxx | 29.55 | No | 69.48 | N/A | xxx | xxx | xxx |
| 2025001910 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 39.94% | 39.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 71.09 | xxx | 71.09 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001317 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 35.40% | 35.40% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 29.51 | xxx | 29.51 | No | 79.42 | N/A | xxx | xxx | xxx |
| 2025003198 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 42.38% | 42.38% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 2 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - SESCorp, SEPartnership - 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.39 | xxx | 16.39 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002812 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.96% | 44.96% | No | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 1 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified \|\| Co Borrower - Other - 3 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 487.98 | xxx | 487.98 | No | 69 | N/A | xxx | xxx | xxx |
| 2025002429 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 32.73% | 32.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 51 | 27 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | United States of America | xxx |  |  | Work Visa |  | xxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | xxx | United States of America | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.86 | xxx | 9.86 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002268 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.98% | 44.98% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 68 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - N/A | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 56.98 | xxx | 56.98 | No | 79.66 | N/A | xxx | xxx | xxx |
| 2025002685 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.37% | 44.37% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.84 | xxx | 21.84 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001982 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 38.85% | 38.85% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verfication and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.84 | xxx | 22.84 | No | 73.84 | N/A | xxx | xxx | xxx |
| 2025002088 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 27.81% | 27.81% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certication | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certication | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 34.05 | xxx | 34.05 | No | 79.8 | N/A | xxx | xxx | xxx |
| 2025002895 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 42.79% | 42.79% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 1 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 212 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Commission, SECorporation, SECorporation - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 300.43 | xxx | 300.43 | No | 70 | N/A | xxx | xxx | xxx |
| 2025002176 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 32.07% | 32.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.51 | xxx | 17.51 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002537 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 25.65% | 25.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025 | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 26.21 | xxx | 26.21 | No | 77.43 | N/A | xxx | xxx | xxx |
| 2025001504 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 6.25% | 6.25% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | POA signed at closing | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 321.55 | xxx | 321.55 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002881 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | xxx | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 23.98% | 23.98% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 67.05 | xxx | 67.05 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002386 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 40.42% | 40.42% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | Yes | 360 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SECorporation, SSI and Disability, Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.31 | xxx | 17.31 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001668 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 31.24% | 31.24% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 53.80 | xxx | 53.8 | No | 78.43 | N/A | xxx | xxx | xxx |
| 2025001387 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 39.22% | 39.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 147 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 39.73 | xxx | 39.73 | No | 58 | N/A | xxx | xxx | xxx |
| 2025001669 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 39.76% | 39.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.63 | xxx | 16.63 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002958 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.29% | 37.29% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 128 | 27 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 39.69 | xxx | 40.91 | No | 62.02 | N/A | xxx | xxx | xxx |
| 2025001123 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.11% | 44.11% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 41.93 | N/A | xxx | xxx | xxx |
| 2025001383 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 45.17% | 45.17% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Documentation | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024 \|\| Co Borrower - N/A - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002371 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | No AUS | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.19% | 37.19% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 1 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.64 | xxx | 15.64 | No | 89.99 | N/A | xxx | xxx | xxx |
| 2025002836 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 27.86% | 27.86% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 1 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 28 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Form | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.16 | xxx | 7.16 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002592 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 32.10% | 32.10% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 1 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 307 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR Business Tax Returns Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.04 | xxx | 14.04 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002814 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 36.75% | 36.75% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 49 | 15 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.53 | xxx | 4.53 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001361 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 47.28% | 47.28% | No | No |  |  |  |  |  |  | Not Employed | Retired |  |  |  |  | Full Documentation | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified \|\| Co Borrower - Other, SSI and Disability, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.54 | xxx | 3.54 | No | 58.33 | N/A | xxx | xxx | xxx |
| 2025002559 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 49.70% | 49.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 66 | 28 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 165.46 | xxx | 165.46 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002656 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 36.18% | 36.18% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 5 | 5 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 29.69 | xxx | 29.69 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001894 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 26.83% | 26.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 49.05 | xxx | 49.05 | No | 33.41 | N/A | xxx | xxx | xxx |
| 2025003282 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 29.71% | 29.71% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 12 | 12 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.53 | xxx | 17.53 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001634 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | No AUS | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 33.73% | 33.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 42 | 28 | Other | Yes | 187 | 26 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 63.27 | xxx | 63.27 | No | 89.9 | N/A | xxx | xxx | xxx |
| 2025001162 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 24.86% | 24.86% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | No | Real ID Driver's License |  | xxx | United States | xxx |  |  | Work Visa |  | xxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Real ID Driver's License |  | xxx | United States | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.25 | xxx | 13.25 | No | 70 | N/A | xxx | xxx | xxx |
| 2025001899 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 48.40% | 48.40% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified \|\| Co Borrower - N/A - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | xxx | xxx | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | xxx | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 125.45 | xxx | 125.45 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002425 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 44.35% | 44.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale,Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 100 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other, Child Support, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 33.15 | xxx | 33.15 | No | 54.75 | N/A | xxx | xxx | xxx |
| 2025001423 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 36.91% | 36.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 122 | 28 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 78.82 | N/A | xxx | xxx | xxx |
| 2025002122 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 47.64% | 47.64% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 124 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.32 | xxx | 3.32 | No | 80 | N/A | xxx | xxx | xxx |
| 2025001851 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LPA | LP Accept/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 48.53% | 48.53% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 33 | FNMA 1005 | Yes | 37 | 29 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 168.33 | xxx | 168.33 | No | 80 | Yes | xxx | xxx | xxx |
| 2025003332 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 49.84% | 49.84% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 72 | 30 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 64.25 | xxx | 64.25 | No | 58.06 | N/A | xxx | xxx | xxx |
| 2025002010 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 43.79% | 43.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.03 | xxx | 2.03 | No | 80 | Yes | xxx | xxx | xxx |
| 2025001568 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 48.03% | 48.03% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 5 | 5 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.47 | xxx | 8.47 | No | 80 | Yes | xxx | xxx | xxx |
| 2025003124 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 36.52% | 36.52% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 82 | 30 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 56.26 | xxx | 56.26 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002341 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.03% | 37.03% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 58.52 | xxx | 58.52 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002445 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.11% | 37.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 146.68 | xxx | 146.68 | No | 80 | N/A | xxx | xxx | xxx |
| 2025002526 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Ineligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 35.92% | 35.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | xxx | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 67.23 | xxx | 67.23 | No | 80 | Yes | xxx | xxx | xxx |
| 2025002527 | xxx |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx |  | DU Approve/Eligible | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 35.47% | 35.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.32 | xxx | 32.32 | No | 46.58 | N/A | xxx | xxx | xxx |

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## Exhibit 99.4

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.4**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |

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## Exhibit 99.5

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.5**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 2025002350 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002998 | xxx | D A | Closed | FCRE7497 | 2025-03-24 08:58 | 2025-03-31 13:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Tax Cert and HOI Policies provided for all 3 REO properties. - Due Diligence Vendor-03/31/2025 <br> Ready for Review-Attached - Due Diligence Vendor-03/31/2025 <br> Open-Provide tax cert and HOI for investment properties located at xxx and xxx. Although all 3 properties are escrowed, Radian requires these documents to be provided in addition the mortgage statements. - Due Diligence Vendor-03/24/2025 |  | Resolved-Tax Cert and HOI Policies provided for all 3 REO properties. - Due Diligence Vendor-03/31/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.42 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.78 Are Greater Than The Guideline Minimum Of 17.35 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.92 Years<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 20.38% Is Less Than The Guideline Maximum Of 38% By Five Percent (5%) Or More<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.23<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.09 Years |  | xxx | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003315 | xxx | B A | Closed | FCOM1266 | 2025-04-16 08:59 | 2025-04-25 08:54 | Resolved | 1 - Information B A | Compliance | Disclosures (Federal, State, and Data Dependent) | Homeownership Counseling Disclosure Is Missing | Resolved-HOC provided is sufficient. Thank you. - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Homeownership Counseling Disclosure - Due Diligence Vendor-04/24/2025 <br> Open-Homeownership Counseling Disclosure Is Missing Lender to provide disclosure issues within 3 business days of the application date and evidence of delivery. \*\*\*\*\*\*\* Please provide entire initial disclosure package, sent with the ILE and SPL on xxx, for review - Due Diligence Vendor-04/17/2025 |  | Resolved-HOC provided is sufficient. Thank you. - Due Diligence Vendor-04/25/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001857 | xxx | C A | Closed | FPRO4965 | 2025-04-17 14:38 | 2025-04-23 14:25 | Resolved | 1 - Information C A | Property | Third Party Valuation | SSR Data does not match AUS Data | Resolved-Updated AUS now reflecting Appraisal Rep & Warrant eligible and DTI back at 48.99% - Due Diligence Vendor-04/23/2025 <br> Ready for Review-revised AUS - xxx - Due Diligence Vendor-04/23/2025 <br> Counter-The Updated AUS DTI deceased from 48.99% to 30.99% with no explanation. - Due Diligence Vendor-04/22/2025 <br> Ready for Review-New AUS - Due Diligence Vendor-04/22/2025 <br> Open-Third Party Valuation- SSR Score does not match AUS Day 1 property information. AUS run on xxx shows CU score as not applicable while SSR was run on xxx shows CU score as 1.7. Data from each needs to be in line with each other. Dependent on outcome, a Desk Review may need to be ordered. <br> - Due Diligence Vendor-04/17/2025 |  | Resolved-Updated AUS now reflecting Appraisal Rep & Warrant eligible and DTI back at 48.99% - Due Diligence Vendor-04/23/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025001758 | xxx | D A C | Closed | FCRE1186 | 2025-04-22 08:05 | 2025-05-02 14:17 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Audited DTI of 22.81% is less than or equal to AUS DTI of 23% - Due Diligence Vendor-05/02/2025 <br>Resolved-Audited DTI of 22.44% is less than or equal to AUS DTI of 23% - Due Diligence Vendor-04/27/2025 <br>Ready for Review-LP - Due Diligence Vendor-04/25/2025 <br>Open-Audited DTI of 22.81% exceeds AUS DTI of 22% with 3% tolerance, rounding - Due Diligence Vendor-04/22/2025 |  | Resolved-Audited DTI of 22.81% is less than or equal to AUS DTI of 23% - Due Diligence Vendor-05/02/2025 <br>Resolved-Audited DTI of 22.44% is less than or equal to AUS DTI of 23% - Due Diligence Vendor-04/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001758 | xxx | D A C | Closed | FPRO4965 | 2025-04-21 10:13 | 2025-05-01 09:10 | Resolved | 1 - Information C A | Property | Third Party Valuation | SSR Data does not match AUS Data | Resolved-Desk review provided. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-COLLATERAL DESKTOP ANALYSIS - Due Diligence Vendor-04/29/2025 <br> Open-Updated LP dated xxx provided however R&W still reflects Not Eligible - Due Diligence Vendor-04/27/2025 <br> Open-Third Party Valuation- SSR Score does not match AUS Day 1 property information. AUS run on xxx shows R&W relief score as not eligible for R&W relief while SSR was run on xxx shows FHLMC R&W relief score as eligible. Data from each needs to be in line with each other. Dependent on outcome, a Desk Review may need to be ordered.<br> - Due Diligence Vendor-04/21/2025 |  | Resolved-Desk review provided. - Due Diligence Vendor-05/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001758 | xxx | D A C | Closed | FCRE1255 | 2025-04-22 07:45 | 2025-04-23 14:35 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Other Property Insurance Policy Missing | Ready for Review-HAZARD INSURANCE - Due Diligence Vendor-04/23/2025 <br> Open-Missing hazard policy with xxx with premium of $xxx reflected on Final CD as paid at close and used in DTI - Due Diligence Vendor-04/22/2025 |  |  |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001787 | xxx | D A | Closed | FVAL1310 | 2025-04-21 09:09 | 2025-04-30 14:36 | Resolved | 1 - Information D A | Property | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-04/30/2025 <br>Ready for Review-QUESTIONNAIRE - Due Diligence Vendor-04/29/2025 <br>Open-HOA Questionnaire Document status is Missing. Not provided - Due Diligence Vendor-04/21/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-04/30/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001703 | xxx | D A | Closed | FCRE1964 | 2025-04-22 19:06 | 2025-04-29 13:18 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing income documentation | Resolved-YTD paystub for B1 xxx / xxx - a year end xxx Paystub used in leu of xxx W2. - Due Diligence Vendor-04/29/2025 <br> Ready for Review-pay stubs attached - Due Diligence Vendor-04/28/2025 <br> Open-Borrower (xxx) works for xxx, formerly xxx. The WVOE, paystubs, etc. all reference the prior name up through xxx. No income documentation provided within the 30 days preceding loan funding. AUS could not verify income. xxx W-2 is missing. As of xxx, direct deposits are going into account reflecting xxx. Need current paystubs, xxx W-2, and corrected WVOE/VOE to validate borrowers time with xxx. - Due Diligence Vendor-04/22/2025 |  | Resolved-YTD paystub for B1 xxx / xxx - a year end xxx Paystub used in leu of xxx W2. - Due Diligence Vendor-04/29/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001703 | xxx | D A | Closed | FCRE1192 | 2025-04-21 03:38 | 2025-04-25 08:18 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Required Reserves (Number of Months) | Resolved-Per xxx Guides: xxx, Minimum Reserve Requirements (xxx) - There is no minimum reserve requirement for one-unit principal residence transactions. High LTV refinance loans are exempt from the minimum reserve requirements. - Due Diligence Vendor-04/25/2025 <br> Ready for Review-disagree- per xxx guidelines 6 months reserves are not required. xxx, Minimum Reserve Requirements (xxx) There is no minimum reserve requirement for one-unit principal residence transactions. - Due Diligence Vendor-04/24/2025 <br> Open-Audited Reserves of 4.85 are less than AUS Required Reserves of 6 - Due Diligence Vendor-04/21/2025 |  | Resolved-Per xxx Guides: xxx, Minimum Reserve Requirements (xxx) - There is no minimum reserve requirement for one-unit principal residence transactions. High LTV refinance loans are exempt from the minimum reserve requirements. - Due Diligence Vendor-04/25/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001250 | xxx | D A | Closed | FCRE1173 | 2025-04-21 16:30 | 2025-04-25 07:31 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | HO6 Master Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-04/25/2025 <br> Ready for Review-MASTER HAZ - Due Diligence Vendor-04/24/2025 <br> Open-Missing HO-6 Master Insurance Policy . Provide Master Insurance policy from Condo HOA. - Due Diligence Vendor-04/21/2025 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-04/25/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001250 | xxx | D A | Closed | FPRO1244 | 2025-04-21 10:18 | 2025-04-24 07:16 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. - Due Diligence Vendor-04/24/2025 <br>Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/24/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/21/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-04/24/2025 <br>Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/24/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003222 | xxx | B A | Closed | FPRO1498 | 2025-04-21 20:56 | 2025-04-23 14:50 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-AVM value and FSD score support the waiver value. - Due Diligence Vendor-04/23/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM Completed <br> - Due Diligence Vendor-04/22/2025 |  | Resolved-AVM value and FSD score support the waiver value. - Due Diligence Vendor-04/23/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM Completed <br> - Due Diligence Vendor-04/22/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002905 | xxx | D A | Closed | FPRO1244 | 2025-04-22 23:05 | 2025-04-29 07:02 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/29/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/23/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/29/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001239 | xxx | D A | Closed | FCRE1316 | 2025-04-25 09:00 | 2025-05-01 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/01/2025 <br> Ready for Review-VVOE - Due Diligence Vendor-05/01/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing . DU #xxx states, A verbal, written, or email verification of employment for all borrowers who are not self-employed no more than 10 business days prior to the note date. VVOE provided is dated xxx and not date is xxx which is over 10 business days. - Due Diligence Vendor-04/25/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 2025001239 | xxx | D A | Closed | FCRE1347 | 2025-04-25 09:00 | 2025-05-01 14:24 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/01/2025 <br> Ready for Review-VVOE - Due Diligence Vendor-05/01/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing . DU #xxx states, A verbal, written, or email verification of employment for all borrowers who are not self-employed no more than 10 business days prior to the note date. VVOE provided is dated xxx and not date is xxx which is over 10 business days. - Due Diligence Vendor-04/25/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 2025002754 | xxx | D A | Closed | FCOM1544 | 2025-04-25 15:48 | 2025-04-28 09:03 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-FCD received, data entered, no additional compliance findings. - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Complete copy attached. - Due Diligence Vendor-04/25/2025 <br> Open-TRID: Missing Final Closing Disclosure \*\*\*Final CD in file dated xxx is missing page xxx and does not satisfy Compliance Testing. Compliance Testing results are incomplete until complete disclosures are received. - Due Diligence Vendor-04/25/2025 |  | Resolved-FCD received, data entered, no additional compliance findings. - Due Diligence Vendor-04/28/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002754 | xxx | D A | Closed | FCOM1621 | 2025-04-25 11:15 | 2025-04-28 09:02 | Resolved | 1 - Information B A | Compliance | Missing Doc - Federal Disclosure | Initial Escrow Account Disclosure is Missing | Resolved-Initial Escrow Account Disclosure is Resolved - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Attached and included in purchase package. - Due Diligence Vendor-04/25/2025 <br>Open-Initial Escrow Account Disclosure is Missing - Due Diligence Vendor-04/25/2025 |  | Resolved-Initial Escrow Account Disclosure is Resolved - Due Diligence Vendor-04/28/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001409 | xxx | D A | Closed | FCRE4104 | 2025-04-29 08:01 | 2025-05-01 12:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-Lease agreement and Copies of large deposit rent checks provided. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-See attached Lease and copies of 2 xxx checks for the large deposit trail - Due Diligence Vendor-04/30/2025 <br> Open-Provide source of funds for large deposit of $xxx made into xxx #xxx on xxx. DU #xxx deposits over $xxx must be sourced and no documentation was provided at the time of review. Assets are need for reserves the xxx account. Reserves required is 1.54 months of subject PITIA and without source of funds, if deposit is reduced from balance, remaining reserves would be 0.34 months. - Due Diligence Vendor-04/29/2025 |  | Resolved-Lease agreement and Copies of large deposit rent checks provided. - Due Diligence Vendor-05/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001409 | xxx | D A | Closed | FCRE1491 | 2025-04-29 08:01 | 2025-05-01 12:01 | Resolved | 1 - Information D A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/01/2025 <br> Ready for Review-See updated AUS to correct the xxx asset statement as xxx so only one statement is required - Due Diligence Vendor-04/30/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Provide one additional consecutive month for xxx #xxx as DU #xxx requires two months to be provided for review. At the time of review only one month was provided for xxx. - Due Diligence Vendor-04/29/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001428 | xxx | D A | Closed | FPRO1244 | 2025-05-27 09:26 | 2025-06-02 07:09 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-06/02/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-05/27/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-06/02/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001428 | xxx | D A | Closed | FPRO4965 | 2025-04-28 22:31 | 2025-05-27 09:26 | Resolved | 1 - Information C A | Property | Third Party Valuation | SSR Data does not match AUS Data | Resolved-SSR can not be updated. Moving valuation product to Desk Review. - Due Diligence Vendor-05/27/2025 <br> Counter-Document Uploaded. the AUS in the file reflect submission #xxx - per the LOE provided, Signature date on the appraisal was xxx and was not imported to our system until xxx that is why the AUS did not pick up on run 2 but picked it up after. The SSR of 2.5 and most recent AUS match. However the AUS (see uploaded docs) still does not reflect the R&W not applicable. - Due Diligence Vendor-05/05/2025 <br> Ready for Review-AUS LOE - Due Diligence Vendor-05/05/2025 <br> Open-Third Party Valuation- SSR Score does not match AUS Day 1 property information. AUS run on xxx shows CU score as not applicable while SSR was run on xxx shows CU score as 2.5. Data from each needs to be in line with each other. Dependent on outcome, a Desk Review may need to be ordered.<br> - Due Diligence Vendor-04/29/2025 |  | Resolved-SSR can not be updated. Moving valuation product to Desk Review. - Due Diligence Vendor-05/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001903 | xxx | B A | Closed | FPRO1498 | 2025-04-28 22:33 | 2025-05-01 10:39 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-AVM value and FSD score support the waiver value within a -10.0% tolerance. - Due Diligence Vendor-05/01/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM completed - Due Diligence Vendor-04/29/2025 |  | Resolved-AVM value and FSD score support the waiver value within a -10.0% tolerance. - Due Diligence Vendor-05/01/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM completed - Due Diligence Vendor-04/29/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001313 | xxx | D A | Closed | FPRO1244 | 2025-04-28 22:34 | 2025-05-01 08:04 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-05/01/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/29/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-05/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003050 | xxx | D A | Closed | FPRO1244 | 2025-04-28 22:35 | 2025-05-01 08:01 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-05/01/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/29/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-05/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003332 | xxx | D A | Closed | FPRO1244 | 2025-04-28 22:36 | 2025-05-01 08:06 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-05/01/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/29/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-05/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001384 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025002434 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025001880 | xxx | D A | Closed | FPRO1244 | 2025-05-01 00:48 | 2025-05-05 07:36 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-05/05/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-05/01/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-05/05/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025002647 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002148 | xxx | D A | Closed | FPRO1244 | 2025-05-02 12:07 | 2025-05-05 07:34 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-05/05/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-05/02/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-05/05/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001782 | xxx | B A | Closed | FPRO1498 | 2025-05-01 16:51 | 2025-05-05 07:47 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-Document Uploaded. BPO Completed - Due Diligence Vendor-05/05/2025 <br>Open-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM Confidence Score is 85 and Post-Close Reviewed Appraised Property Value Variance is 1.26% - BPO ordered.<br> - Due Diligence Vendor-05/01/2025 |  | Resolved-Document Uploaded. BPO Completed - Due Diligence Vendor-05/05/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002728 | xxx | C B A | Closed | FCOM1291 | 2025-05-13 12:35 | 2025-06-13 16:43 | Cured | 2 - Non-Material C B | Compliance | Right to Rescind | Creditor did not provide the appropriate Right to Cancel Form Model (same creditor with H-8 form type). | Cured-Corrected ROR forms (H-9) are now present and proof delivery was provided. No further issues. - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Document Uploaded. Please see attached package mailed to borrower along with evidence of delivery. - Buyer-06/10/2025 <br>Open-Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form Model (Same Creditor with H-8 form type). \*\*\*\*\*\*\*\*\*\* Original loan being paid off is with same lender. The correct ROR form type is H9. H-9 contains additional verbiage that informs the borrower that the right of rescission applies only to the new credit transaction and does not allow rescission of the prior loan. H9 right to cancel form has not been provided. H8 provided is the incorrect form type. - Due Diligence Vendor-05/15/2025 |  | Cured-Corrected ROR forms (H-9) are now present and proof delivery was provided. No further issues. - Due Diligence Vendor-06/13/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 107.77 Are Greater Than The Guideline Minimum Of 6.97 By Six (6) Or More Months<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 30.33 Years<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 30.33 Years<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.48% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.92% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025003330 | xxx | D A | Closed | FVAL1310 | 2025-05-06 12:59 | 2025-05-09 14:45 | Resolved | 1 - Information D A | Property | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-05/09/2025 <br>Ready for Review-Questionnaire - Due Diligence Vendor-05/08/2025 <br>Open-HOA Questionnaire Document status is Missing. Provide completed condo questionnaire for the subject property. At the time of review only the budget and Bylaws were provided. - Due Diligence Vendor-05/06/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-05/09/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003036 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001598 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025003130 | xxx | C A | Closed | FCOM4227 | 2025-05-07 11:19 | 2025-05-08 09:11 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Missing Closing Disclosure | Resolved-RCD_ received, data entered, no additional compliance findings. - Due Diligence Vendor-05/08/2025 <br>Ready for Review-INITIAL CLOSING DISCLOSURES - Due Diligence Vendor-05/07/2025 <br>Open-Initial closing disclosure missing - Due Diligence Vendor-05/07/2025 |  | Resolved-RCD_ received, data entered, no additional compliance findings. - Due Diligence Vendor-05/08/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003130 | xxx | C A | Closed | finding-3532 | 2025-05-07 14:02 | 2025-05-08 09:11 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-05/08/2025 <br>Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. No CD disclosed at least 3 days prior to consummation found in the file - Due Diligence Vendor-05/07/2025 |  | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-05/08/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002080 | xxx | B A | Closed | FPRO1498 | 2025-05-07 00:51 | 2025-05-09 11:26 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-AVM value and FSD score support the waiver value within -10%. - Due Diligence Vendor-05/09/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM Completed<br> - Due Diligence Vendor-05/07/2025 |  | Resolved-AVM value and FSD score support the waiver value within -10%. - Due Diligence Vendor-05/09/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM Completed<br> - Due Diligence Vendor-05/07/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001947 | xxx | D A | Closed | FPRO1244 | 2025-05-07 00:54 | 2025-05-09 08:01 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review Completed - Due Diligence Vendor-05/09/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-05/07/2025 |  | Resolved-Document Uploaded. Desk review Completed - Due Diligence Vendor-05/09/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002927 | xxx | D A | Closed | FCRE1145 | 2025-05-07 16:55 | 2025-05-14 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-05/14/2025 <br>Ready for Review-TITLE - Due Diligence Vendor-05/13/2025 <br>Open-Title Document is missing . At the time of review only the closing protection letter and a one page supplement showing the subject loan amount was provided. - Due Diligence Vendor-05/07/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-05/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025001820 | xxx | D A | Closed | FCRE4104 | 2025-05-09 10:37 | 2025-05-28 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-Proof of Large deposits coning out of xxx account #xxx provided. - Due Diligence Vendor-05/28/2025 <br> Ready for Review-bank statement - Due Diligence Vendor-05/27/2025 <br> Counter-the updated 1003 & 1008 only reflect deducting $xxx however the large deposits made into xxx #xxx are way more. If unable to provide source of deposits, then the assets would be taking the balance down to $xxx and that would not be enough funds - need to verify at least $xxx in assets. the verification of Large deposits are as follows; (3) $xxx made on xxx, xxx and xxx, $xxx made on xxx and $xxx made on xxx. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-DU - Due Diligence Vendor-05/20/2025 <br> Counter-Missing Updated DU as it was not attached with the updated 1008 & 1003. - Due Diligence Vendor-05/20/2025 <br> Ready for Review-1008 1003 AND DU - Due Diligence Vendor-05/19/2025 <br> Open-Provide source of funds for large deposits made into xxx #xxx as follows; $xxx made on xxx, xxx and xxx, $xxx made on xxx and $xxx made on xxx. DU #xxx states, "When depository assets are used to support the amount of funds required and reserves, document that any deposit that exceeds $xxx." - Due Diligence Vendor-05/09/2025 |  | Resolved-Proof of Large deposits coning out of xxx account #xxx provided. - Due Diligence Vendor-05/28/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001634 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025003192 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002219 | xxx | D A | Closed | FCRE1469 | 2025-05-13 08:19 | 2025-05-15 07:32 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 3 Missing | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-05/15/2025 <br> Ready for Review-proof of sale of xxx - Due Diligence Vendor-05/13/2025 <br> Open-Asset 3 Missing Provide final CD for the sale of the borrower's former primary residence located at xxx. At the time of review an unexecuted and/or non-certified CD was provided showing $xxx proceeds and prior 1st and 2nd mortgage paid off in full. - Due Diligence Vendor-05/13/2025 |  | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-05/15/2025<br>| Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.55 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.72 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.58% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.75 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.77 Are Greater Than The Guideline Minimum Of 14.43 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002219 | xxx | D A | Closed | FCRE1316 | 2025-05-10 03:23 | 2025-05-15 07:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/15/2025 <br>Ready for Review-SE funding VOe - Due Diligence Vendor-05/13/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/10/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/15/2025<br>| Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.55 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.72 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.58% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.75 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.77 Are Greater Than The Guideline Minimum Of 14.43 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002219 | xxx | D A | Closed | FCRE1347 | 2025-05-10 03:23 | 2025-05-15 07:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/15/2025 <br>Ready for Review-funding VOE B2 - Due Diligence Vendor-05/13/2025 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/10/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/15/2025<br>| Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.55 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.72 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.58% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.75 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.77 Are Greater Than The Guideline Minimum Of 14.43 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002219 | xxx | D A | Closed | FCOM1232 | 2025-05-13 07:26 | 2025-05-15 07:29 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-05/15/2025 <br>Ready for Review-final 1003 - Due Diligence Vendor-05/13/2025 <br>Open-The Final 1003 is Missing . At the time of review only the initial 1003 was provided. - Due Diligence Vendor-05/13/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-05/15/2025<br>| Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.55 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.72 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.58% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.75 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.77 Are Greater Than The Guideline Minimum Of 14.43 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002219 | xxx | D A | Closed | FCOM1544 | 2025-05-12 05:43 | 2025-05-14 07:40 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-FCD received, data entered, finding resolved - Due Diligence Vendor-05/14/2025 <br>Ready for Review-final CD - Due Diligence Vendor-05/13/2025 <br>Open-TRID: Missing Final Closing Disclosure Missing Final Closing Disclosure, compliance is incomplete. Lender to provide the Final Closing Disclosure (FCD). - Due Diligence Vendor-05/12/2025 |  | Resolved-FCD received, data entered, finding resolved - Due Diligence Vendor-05/14/2025<br>| Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.55 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.72 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.58% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.75 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.77 Are Greater Than The Guideline Minimum Of 14.43 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001741 | xxx | D A | Closed | FCOM1282 | 2025-05-16 08:10 | 2025-05-21 10:23 | Resolved | 1 - Information D A | Compliance | Missing Doc - State Disclosure | Texas F2 Notice for Home Equity Disclosure is Missing | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Notice - Due Diligence Vendor-05/21/2025 <br> Open-xxx Notice for Home Equity Disclosure is Missing - Due Diligence Vendor-05/16/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-05/21/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025003069 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002036 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025001668 | xxx | C A | Closed | finding-3652 | 2025-05-15 07:41 | 2025-05-28 12:38 | Resolved | 1 - Information C A | Compliance | TRID | Lender Credits That Cannot Decrease Test | Resolved-\*\*\*Received lender's explanation. - Due Diligence Vendor-05/28/2025 <br> Ready for Review-The CDA fee was moved to paid by broker (others) due to compliance fail, appraisal fee and AVM fee prohibited in same transaction fail, the CDA fee was made payable by broker to pass. This was not a lender credit fee.<br> The fee was removed on Final CD, as this was not required, no invoice in file.<br> - Due Diligence Vendor-05/27/2025 <br> Open-This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($xxx) does not exceed or equal the comparable sum of specific and non-specific lender credits ($xxx). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). \*\*The Appraisal Desk Review fee was paid by other in the earlier disclosures but removed in the Final CD. Lender credits, specific and non-specific, cannot decrease without a valid COC reason. The original file does not contain a valid COC in relation to the decrease. - Due Diligence Vendor-05/15/2025 |  | Resolved-\*\*\*Received lender's explanation. - Due Diligence Vendor-05/28/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.09 Years<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 24 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 2025002965 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001442 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002498 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025003137 | xxx | D A | Closed | FCRE2371 | 2025-05-28 11:34 | 2025-06-02 13:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing final HUD-1 from sale of non-subject property | Resolved-departing residence Final HUD/SS Provided. - Due Diligence Vendor-06/02/2025 <br> Ready for Review-Document Uploaded. Please see the attached settlement statement. - Buyer-05/29/2025 <br> Open-Missing Final Closing CD for departing residence xxx, to evidence xxx #xxx and xxx #xxx are paid in full. - Due Diligence Vendor-05/28/2025 |  | Resolved-departing residence Final HUD/SS Provided. - Due Diligence Vendor-06/02/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002055 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 2025002134 | xxx | C A | Closed | FCRE1192 | 2025-05-30 17:50 | 2025-06-06 15:33 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Required Reserves (Number of Months) | Resolved-Audited Reserves of 21.58 are greater than or equal to AUS Required Reserves of 14.65 - Due Diligence Vendor-06/06/2025 <br> Ready for Review-The $xxx EMD was backed out from xxx#xxx. The account had a balance of $xxx but qualifying balance of $xxx was used after backing out the EMD. Please escalate for this to be cleared - Buyer-06/05/2025 <br> Counter-Apologizes for the confusion: Missing proof of EMD deposit listed on Final CD iao $xxx - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Please provide clarification surrounding this exception. 12 months reserves are required as this transaction is a purchase of a primary, with 1 other financed property. 12 x xxx PITIA = xxx required reserves. xxx verified a total of $xxx in total assets. With $xxx in funds to close, there is $xxx in excess liquid funds which is sufficient to cover the required amount with excess reserves remaining - Buyer-06/02/2025 <br> Open-Audited Reserves of 1.44 are less than AUS Required Reserves of 14.65 Audited Reserves of $xxx are less than AUS Required Reserves of $xxx - Due Diligence Vendor-05/30/2025 |  | Resolved-Audited Reserves of 21.58 are greater than or equal to AUS Required Reserves of 14.65 - Due Diligence Vendor-06/06/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002913 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001856 | xxx | D A | Closed | FCRE1347 | 2025-05-21 05:04 | 2025-06-05 10:52 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-06/05/2025 <br> Ready for Review-The 3rd party proof of self employment for client 2 is already in your loan/documents file on PDF page xxx of xxx. - Buyer-06/03/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/21/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-06/05/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 2025001856 | xxx | D A | Closed | FCOM0000 | 2025-06-02 07:43 | 2025-06-02 12:04 | Resolved | 1 - Information A | Compliance | Disclosures (Federal, State, and Data Dependent) | Texas Notice Concerning Extensions of Credit | Resolved-• xxx 50(a)(6) Notice of Extension of Credit executed not less than 12 days prior to consummation, has not been provided. \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\* \*\*\* per Appraisal pg xxx subject property is new construction (Vacant) this is a new construstion take out loan -- ROR N/A - Due Diligence Vendor-06/02/2025 |  | Resolved-• xxx 50(a)(6) Notice of Extension of Credit executed not less than 12 days prior to consummation, has not been provided. \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\* \*\*\* per Appraisal pg xxx subject property is new construction (Vacant) this is a new construstion take out loan -- ROR N/A - Due Diligence Vendor-06/02/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 2025001897 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 2025001978 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 2025002057 | xxx | D A | Closed | FCRE1158 | 2025-05-31 10:02 | 2025-06-09 10:42 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Partial | Resolved-Mortgagee Listed on HOI Policy is the servicer. - Due Diligence Vendor-06/09/2025 <br> Ready for Review-Document Uploaded. Please see the attached HOI dec page. - Buyer-06/02/2025 <br> Open- Hazard Insurance Policy Partially Provided - Document is incomplete or missing required policy information. Hazard policy update (pg xxx) reflects new premium, coverage and exp xxx, however does reflect current mortgagee as xxx. - Due Diligence Vendor-05/31/2025 |  | Resolved-Mortgagee Listed on HOI Policy is the servicer. - Due Diligence Vendor-06/09/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.82% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025002302 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025001715 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Refinance | Cash Out - Other |  |  |  |
| 2025002217 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002106 | xxx | C A | Closed | FCRE1442 | 2025-05-28 15:06 | 2025-06-02 15:39 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Expired | Resolved-Asset 1 Not Expired - Due Diligence Vendor-06/02/2025 <br> Ready for Review-Document Uploaded. Please see the attached xxx statement covering the first quarter of xxx. - Buyer-05/29/2025 <br> Open-Asset 1 Expired Assest documentation must not be more than 4 months old from the Note date. Note date is xxx, asset documentation is dated xxx. - Due Diligence Vendor-05/28/2025 |  | Resolved-Asset 1 Not Expired - Due Diligence Vendor-06/02/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A | xxx |
| 2025003255 | xxx | D B C A | Closed | FCOM1262 | 2025-05-28 15:32 | 2025-06-06 11:37 | Cured | 2 - Non-Material D B | Compliance | Missing Doc - ROR | Right of Rescission is Missing | Cured-Re-opened ROR and. proof of delivery provided. Re-open Rescission for Material Disclosure Violations. - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. Please see the attached reopened recission documentation. - Buyer-06/05/2025 <br>Open-Right of Rescission is Missing - Due Diligence Vendor-05/28/2025 |  | Cured-Re-opened ROR and. proof of delivery provided. Re-open Rescission for Material Disclosure Violations. - Due Diligence Vendor-06/06/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.42% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.84% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 37.01 Are Greater Than The Guideline Minimum Of 18 By Six (6) Or More Months<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.40 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 23.07 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 23.07 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025003255 | xxx | D B C A | Closed | finding-47 | 2025-05-22 11:57 | 2025-06-06 11:36 | Cured | 2 - Non-Material C B | Compliance | Right to Rescind | TILA Right of Rescission Test | Cured-Re-opened ROR and proof of delivery provided. Re-open Rescission for Material Disclosure Violations. - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Document Uploaded. Please see the attached reopened recission documentation. - Buyer-06/05/2025 <br>Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Right of Rescission is Missing - Due Diligence Vendor-05/28/2025 |  | Cured-Re-opened ROR and proof of delivery provided. Re-open Rescission for Material Disclosure Violations. - Due Diligence Vendor-06/06/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.42% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.84% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 37.01 Are Greater Than The Guideline Minimum Of 18 By Six (6) Or More Months<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.40 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 23.07 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 23.07 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025003255 | xxx | D B C A | Closed | FCRE1193 | 2025-05-28 11:19 | 2025-06-02 11:15 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Audited DTI of 37.42% is less than or equal to Guideline DTI of 45%. CPA letter provided states notes due/payable rollover year over year thus do not need to be included as a negative factor to income. - Due Diligence Vendor-06/02/2025 <br> Ready for Review-Document Uploaded. Please see the attached CPA letter confirmed the mortgage notes payable on line xxx rolls over regularly/annually. Due to this letter, we are not required to reduce income for this line. Please exclude that from your calculation and recalculate. - Buyer-05/29/2025 <br> Open-Audited DTI of 59.66% exceeds Guideline DTI of 45% AUS approved loan with a DTI of 38.38. Per xxx Overlay max DTI 45%. Based on the of Borrower 1 income review, lender did not include depreciation and mortgage notes payable in 1 year which resulted in a lower income. Review DTI 59.66%, Lender DTI 38.38%, Variance 21.28%. - Due Diligence Vendor-05/28/2025 |  | Resolved-Audited DTI of 37.42% is less than or equal to Guideline DTI of 45%. CPA letter provided states notes due/payable rollover year over year thus do not need to be included as a negative factor to income. - Due Diligence Vendor-06/02/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.42% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.84% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 37.01 Are Greater Than The Guideline Minimum Of 18 By Six (6) Or More Months<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.40 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 23.07 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 23.07 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025002174 | xxx | C A | Closed | finding-3631 | 2025-05-22 17:04 | 2025-06-12 12:36 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-RCD issued 4/23/2025 for COC event increase to Appraisal review received, data entered, no additional compliance findings. - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Document Uploaded. - Buyer-06/12/2025 <br> Counter-\*\*\*\* CIC event detail provided indicates the COC increase should have been disclosed to the borrower in the TRID disclosure issued xxx. however, it was not increased until the Final Closing Disclosure. This exceed the 3 day rule. - Due Diligence Vendor-06/11/2025 <br> Ready for Review-CIC provided on another exception - Seller-06/10/2025 <br> Counter-The documentation included in response, is the COC event for the xxx charge. It is not a valid change of circumstance event for the increase of the xxx charge after it was disclosed to the borrower in good faith. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Response provided to associated exception. - Buyer-06/04/2025 <br> Counter-Collateral Desktop Analysis \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*Collateral Desktop Analysis charge disclosed in COC dated xxx in the amount of $xxx, increased in the Final Closing Disclosure to $xxx. There is no Valid Change of Circumstance event pursuant to § 1026.19(e)(3)(iv), evident in the documentation provided. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/03/2025 <br> Ready for Review-Please specify which fee(s) are in question. - Seller-06/02/2025 <br> Open-\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*Collateral Desktop Analysis charge disclosed in COC dated xxx in the amount of $xxx, increased in the Final Closing Disclosure to $xxx. There is no Valid Change of Circumstance event pursuant to § 1026.19(e)(3)(iv), evident in the documentation provided. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/01/2025 <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/22/2025 | Ready for Review-CIC provided on another exception - Seller-06/10/2025 <br>Ready for Review-Please specify which fee(s) are in question. - Seller-06/02/2025<br>| Resolved-RCD issued xxx for COC event increase to Appraisal review received, data entered, no additional compliance findings. - Due Diligence Vendor-06/12/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 21.24% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.03 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.11 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002174 | xxx | C A | Closed | finding-3632 | 2025-05-22 17:04 | 2025-06-12 12:36 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-RCD issued xxx for COC event increase to Appraisal review received, data entered, no additional compliance findings. - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Please see attached xxx CD disclosing the increase. Please review to clear this condition. - Buyer-06/12/2025 <br> Counter-\*\*\*\* CIC event detail provided indicates the COC increase should have been disclosed to the borrower in the TRID disclosure issued xxx. however, it was not increased until the Final Closing Disclosure. This exceed the 3 day rule. - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Document Uploaded. Please see attached confirming the CIC for the increase to $xxx was a rush fee. - Seller-06/10/2025 <br> Counter-The documentation included in response, is the COC event for the xxx charge. It is not a valid change of circumstance event for the increase of the xxx charge after it was disclosed to the borrower in good faith. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Response provided to associated exception. - Seller-06/04/2025 <br> Counter-Collateral Desktop Analysis \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*Collateral Desktop Analysis charge disclosed in COC dated xxx in the amount of $xxx, increased in the Final Closing Disclosure to $xxx. There is no Valid Change of Circumstance event pursuant to § 1026.19(e)(3)(iv), evident in the documentation provided. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/03/2025 <br> Ready for Review-Please specify which fee(s) are in question. - Buyer-06/02/2025 <br> Open-\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*Collateral Desktop Analysis charge disclosed in COC dated xxx in the amount of $xxx, increased in the Final Closing Disclosure to $xxx. There is no Valid Change of Circumstance event pursuant to § 1026.19(e)(3)(iv), evident in the documentation provided. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/01/2025 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/22/2025 | Ready for Review-Document Uploaded. Please see attached confirming the CIC for the increase to $xxx was a rush fee. - Seller-06/10/2025 <br> Ready for Review-Response provided to associated exception. - Seller-06/04/2025 | Resolved-RCD issued xxx for COC event increase to Appraisal review received, data entered, no additional compliance findings. - Due Diligence Vendor-06/12/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 21.24% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.03 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.11 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002174 | xxx | C A | Closed | finding-3634 | 2025-05-22 17:04 | 2025-06-12 12:36 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Resolved-RCD issued xxx for COC event increase to Appraisal review received, data entered, no additional compliance findings. - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Please see attached xxx CD disclosing the increase. Please review to clear this condition. - Seller-06/12/2025 <br> Counter-\*\*\*\* CIC event detail provided indicates the COC increase should have been disclosed to the borrower in the TRID disclosure issued xxx. however, it was not increased until the Final Closing Disclosure. This exceed the 3 day rule. - Due Diligence Vendor-06/11/2025 <br> Ready for Review-CIC provided on another exception. - Buyer-06/10/2025 <br> Counter-The documentation included in response, is the COC event for the xxx charge. It is not a valid change of circumstance event for the increase of the xxx charge after it was disclosed to the borrower in good faith. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Document Uploaded. Attached is the SSR report confirming the CU score of 3.4. A CU score greater than 2.5 requires an additional valuation product. This is why the CDA was ordered. The date of the SSR report was xxx and the CDA order/fee disclosure occured the following day which is within the required time. We have a valid CIC of needing the CDA due to the CU score over 2.5. Please review to clear this condition. - Seller-06/04/2025 <br> Counter-Collateral Desktop Analysis \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*Collateral Desktop Analysis charge disclosed in COC dated xxx in the amount of $xxx, increased in the Final Closing Disclosure to $xxx. There is no Valid Change of Circumstance event pursuant to § 1026.19(e)(3)(iv), evident in the documentation provided. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/03/2025 <br> Ready for Review-Please specify which fee(s) are in question. - Buyer-06/02/2025 <br> Open-\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*Collateral Desktop Analysis charge disclosed in COC dated xxx in the amount of $xxx, increased in the Final Closing Disclosure to $xxx. There is no Valid Change of Circumstance event pursuant to § 1026.19(e)(3)(iv), evident in the documentation provided. 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/01/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $xxx.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-05/22/2025 | Ready for Review-Please see attached xxx CD disclosing the increase. Please review to clear this condition. - Seller-06/12/2025 <br> Ready for Review-Document Uploaded. Attached is the SSR report confirming the CU score of 3.4. A CU score greater than 2.5 requires an additional valuation product. This is why the CDA was ordered. The date of the SSR report was xxx and the CDA order/fee disclosure occured the following day which is within the required time. We have a valid CIC of needing the CDA due to the CU score over 2.5. Please review to clear this condition. - Seller-06/04/2025 | Resolved-RCD issued xxx for COC event increase to Appraisal review received, data entered, no additional compliance findings. - Due Diligence Vendor-06/12/2025 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 21.24% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.03 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.11 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06 |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001460 | xxx | D A | Closed | FCRE1491 | 2025-05-28 07:44 | 2025-06-04 12:17 | Resolved | 1 - Information D A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. Please see the attached currency converter used to determine the amount withdrawn. - Buyer-06/03/2025 <br> Counter-Document Uploaded. The xxx statement in file does not reflect a converted Dollar amount. It shows a withdrawal of "xxx" - Due Diligence Vendor-06/02/2025 <br> Ready for Review-The $xxx deposit is a result of two withdrawals from the borrowers xxx account on xxx as documented in the statement on page xxx/xxx. - Buyer-05/29/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Provide source of funds for $xxx wire into xxx #xxx on xxx. No documentation was provided at the time of review as required. - Due Diligence Vendor-05/28/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-06/04/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 27.65 Are Greater Than The Guideline Minimum Of 17.06 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02 |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002184 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002786 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025002853 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 2025001910 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001317 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 2025003198 | xxx | D A | Closed | FCRE1316 | 2025-05-31 16:17 | 2025-06-05 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Document Uploaded. Please see the attached screen shots from our xxx documents portal which confirming the 3rd party SE verification was obtained on xxx for both clients and meets guidelines per being within 120 days of closing. The complete documentation is already in your loan file. - Buyer-06/03/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/31/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/05/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.11 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.85 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003198 | xxx | D A | Closed | FCRE1347 | 2025-05-31 16:17 | 2025-06-05 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Document Uploaded. Please see the attached screen shots from our xxx documents portal which confirming the 3rd party SE verification was obtained on xxx for both clients and meets guidelines per being within 120 days of closing. The complete documentation is already in your loan file. - Buyer-06/03/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/31/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-06/05/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.11 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.85 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002812 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002429 | xxx | D A | Closed | FCRE1201 | 2025-05-31 09:00 | 2025-06-05 10:09 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report not required - Due Diligence Vendor-06/05/2025 <br> Ready for Review-xxx does not provide fraud reports. Investor to order if required. - Buyer-06/03/2025 <br> Open-Missing Third Party Fraud Report - Due Diligence Vendor-05/31/2025 |  | Resolved-Third Party Fraud Report not required - Due Diligence Vendor-06/05/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 102 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.73% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.67 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 2025002268 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002685 | xxx | C A | Closed | FCRE1500 | 2025-05-31 11:54 | 2025-06-12 12:34 | Resolved | 1 - Information C A | Credit | Borrower | Borrower Identification Documentation Missing | Resolved-Loan closed in a POA - xxx Identity Verification Cert provided - Due Diligence Vendor-06/12/2025 <br> Ready for Review-xxx is the approved POA (Power of Attorney) for xxx as documented in your loan file, only her identity needs to be verified. Please review to clear this issue. - Seller-06/11/2025 <br> Counter-xxx Identity Verification Cert also needed for xxx (B2) as well. - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Document Uploaded. Please see the attached identity verification. - Seller-06/09/2025 <br> Counter-Document Uploaded. A Borrower's Cert Auth Form does not verify the borrower identity per a Notary at the time of closing. Drivers License/US Patriot Act Form OR a filled out xxx Identity verification and Acknowledgement Cert is needed. - Due Diligence Vendor-06/06/2025 <br> Ready for Review-Document Uploaded. Please see the attached for the signed Cert and Auth form which includes verbiage consistent with the US Patriot Act . - Buyer-06/05/2025 <br> Counter-Apologies for the confusion: Missing Signed US Patriot Act Form and or Drivers License as they are missing from the loan file. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-There are no comments in this finding. Please review to clear. - Seller-06/03/2025 <br> Open- - Due Diligence Vendor-05/31/2025 | Ready for Review-xxx is the approved POA (Power of Attorney) for xxx as documented in your loan file, only her identity needs to be verified. Please review to clear this issue. - Seller-06/11/2025 <br> Ready for Review-Document Uploaded. Please see the attached identity verification. - Seller-06/09/2025 <br> Ready for Review-There are no comments in this finding. Please review to clear. - Seller-06/03/2025 | Resolved-Loan closed in a POA - xxx Identity Verification Cert provided - Due Diligence Vendor-06/12/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04 |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002685 | xxx | C A | Closed | FCRE1486 | 2025-05-31 11:52 | 2025-06-04 11:03 | Resolved | 1 - Information C A | Credit | Assets | Asset 8 Does Not Meet Guideline Requirements | Resolved-Final HUD for Property located at xxx provided. - Due Diligence Vendor-06/04/2025 <br> Resolved-Asset 8 Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-06/04/2025 <br> Ready for Review-Document Uploaded. Please see the attached final settlement statement. - Seller-06/03/2025 <br> Open-Missing Seller Disclosure or HUD1 settlement statement for sale of xxx with net proceeds of at least $xxx. - Due Diligence Vendor-05/31/2025 | Ready for Review-Document Uploaded. Please see the attached final settlement statement. - Seller-06/03/2025<br>| Resolved-Final HUD for Property located at xxx provided. - Due Diligence Vendor-06/04/2025 <br> Resolved-Asset 8 Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-06/04/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04 |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001982 | xxx | C A B | Closed | FCOM1621 | 2025-05-22 11:48 | 2025-06-04 23:54 | Resolved | 1 - Information B A | Compliance | Missing Doc - Federal Disclosure | Initial Escrow Account Disclosure is Missing | Resolved-Initial Escrow Account Disclosure is Resolved - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-06/05/2025 <br>Unable to Resolve-Unable to Resolve-Seller acknowledges exception, no change in grading - Buyer-06/02/2025 <br>Open-Initial Escrow Account Disclosure is Missing - Due Diligence Vendor-05/22/2025 |  | Resolved-Initial Escrow Account Disclosure is Resolved - Due Diligence Vendor-06/05/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.84 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.85% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 2025001982 | xxx | C A B | Closed | FCRE1167 | 2025-05-31 17:32 | 2025-06-03 17:51 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-06/03/2025 <br> Ready for Review-Please review page xxx in the PDF upload package which contains the RCE confirming sufficient coverage is in place. Thank you - Buyer-06/02/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx Hazard policy does not meet the minimum required coverage. - Due Diligence Vendor-05/31/2025 |  | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-06/03/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 14 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.84 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.85% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 2025002088 | xxx | D A | Closed | FCRE1316 | 2025-06-01 15:17 | 2025-06-05 11:08 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Document Uploaded. Please see attached verification of employment. It is timestamped xxx in the top left corner. - Buyer-06/03/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-06/01/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/05/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 2025002895 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025002176 | xxx | D A | Closed | FCRE1469 | 2025-05-22 08:58 | 2025-06-06 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 3 Missing | Resolved-Other" Specify Application Deposit of $xxx has been removed from assets. - Due Diligence Vendor-06/06/2025 <br> Ready for Review-The loan was not qualified with the deposit. Per the 1008, the borrower was qualified with $xxx which does not include the deposit xxx xxx- $xxx, xxx xxx- $xxx, xxx xxx- $xxx($xxx liquid), xxx xxx - $xxx. Please exclude the deposit from the asset calculation. - Buyer-06/05/2025 <br> Counter-Apologies for the confusion: Final 1003 in section 2b reflects 'Other" Specify Application Deposit of $xxx Missing Documentation from file. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-The asset documents used to qualify assets are located on pages xxx-xxx of the loan images. Kindly review or provide a more detailed exception. - Buyer-06/03/2025 <br> Open-Asset 3 Missing - Due Diligence Vendor-05/22/2025 |  | Resolved-Other" Specify Application Deposit of $xxx has been removed from assets. - Due Diligence Vendor-06/06/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.07% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.14 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002537 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001504 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002881 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002386 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001668 | xxx | D A | Closed | FCRE1316 | 2025-05-31 11:42 | 2025-06-10 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/06/2025 <br> Ready for Review-Although the borrower is classified as a W-2/paystub earner, only income from the K-1 was used for qualification purposes. The K-1 reflects a 0.018% ownership interest in the business, with Boxes G and H selected, confirming the borrower is a managing partner. W-2/paystub documentation was deemed appropriate since the ownership interest is below 25%. xxx statements for account#xxx on file verify payroll deposits, which are acceptable in lieu of a written Verification of Employment (VOE). - Buyer-06/04/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing. Document on page xxx was not completed. - Due Diligence Vendor-05/31/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/06/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001668 | xxx | D A | Closed | FCOM4028 | 2025-06-02 07:26 | 2025-06-05 13:41 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | Missing evidence Mortgage/Deed of Trust will be recorded | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Document Uploaded. Please see the xxx Anti Predatory Cert attached - Buyer-06/04/2025 <br> Open-Missing evidence of Mortgage recording xxx - xxx, xxx, xxx and xxx Counties required a Certificate of Compliance or Exemption in the xxx Anti-Predatory Lending Database per the Predatory Lending Database Act (765 ILCS 77/70 et seq. as amended) \*\*\* Please provide the certificate. - Due Diligence Vendor-06/02/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-06/05/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001387 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation |  |  |  |
| 2025001669 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 2025002958 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation |  |  |  |
| 2025001123 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025001383 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025002371 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002836 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002592 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002814 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001361 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002559 | xxx | C B A | Closed | finding-3631 | 2025-06-03 09:49 | 2025-06-10 09:59 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-COC event details received, data entered, no additional compliance findings. - Due Diligence Vendor-06/10/2025 <br> Ready for Review-COC CD's - Due Diligence Vendor-06/09/2025 <br> Open--\*\*\*\*\*The following charges have been either added or increased: discount point fee resulting in a 0% tolerance cure in the amount of $xxx. Please provide COC event details dated within 3 days of additional/increased charges. Or 0% tolerance cure in the amount of xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/03/2025 <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-06/03/2025 |  | Resolved-COC event details received, data entered, no additional compliance findings. - Due Diligence Vendor-06/10/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002559 | xxx | C B A | Closed | finding-3632 | 2025-06-03 09:49 | 2025-06-10 09:59 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-COC event details received, data entered, no additional compliance findings. - Due Diligence Vendor-06/10/2025 <br> Ready for Review-COC CD's - Due Diligence Vendor-06/09/2025 <br> Open--\*\*\*\*\*The following charges have been either added or increased: discount point fee resulting in a 0% tolerance cure in the amount of $xxx. Please provide COC event details dated within 3 days of additional/increased charges. Or 0% tolerance cure in the amount of xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/03/2025 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-06/03/2025 |  | Resolved-COC event details received, data entered, no additional compliance findings. - Due Diligence Vendor-06/10/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002559 | xxx | C B A | Closed | finding-3634 | 2025-06-03 09:49 | 2025-06-10 09:59 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Resolved-COC event details received, data entered, no additional compliance findings. - Due Diligence Vendor-06/10/2025 <br> Ready for Review-COC CD's - Due Diligence Vendor-06/09/2025 <br> Open--\*\*\*\*\*The following charges have been either added or increased: discount point fee resulting in a 0% tolerance cure in the amount of $xxx. Please provide COC event details dated within 3 days of additional/increased charges. Or 0% tolerance cure in the amount of xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-06/03/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $xxx.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-06/03/2025 |  | Resolved-COC event details received, data entered, no additional compliance findings. - Due Diligence Vendor-06/10/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002559 | xxx | C B A | Closed | FPRO1498 | 2025-06-03 00:00 | 2025-06-09 13:56 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-AVM value and FSD score support the waiver value. - Due Diligence Vendor-06/09/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Third Party Valuation- Subject closed with an approved appraisal waiver. AVM ordered. - Due Diligence Vendor-06/09/2025 |  | Resolved-AVM value and FSD score support the waiver value. - Due Diligence Vendor-06/09/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Third Party Valuation- Subject closed with an approved appraisal waiver. AVM ordered. - Due Diligence Vendor-06/09/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002656 | xxx | D A | Closed | FCRE1471 | 2025-06-05 08:49 | 2025-06-11 09:33 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 5 Missing | Resolved-Asset 5 Provided Or Not Applicable - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Gift Deposit - Due Diligence Vendor-06/09/2025 <br> Open-Asset 5 Missing Provide evidence of gift funds received by the closing agent for $xxx. At the time of review only the gift letter was provided. The gift does not show deposited into the borrowers account nor on the final CD and evidence of wire or check sent/received was not provided as required and used to approve. - Due Diligence Vendor-06/05/2025 |  | Resolved-Asset 5 Provided Or Not Applicable - Due Diligence Vendor-06/11/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001894 | xxx | D A | Closed | FPRO1244 | 2025-06-06 11:14 | 2025-06-09 07:09 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-06/09/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-06/06/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-06/09/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003282 | xxx | D A | Closed | FCRE1347 | 2025-06-10 10:07 | 2025-06-16 16:10 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-06/16/2025 <br> Ready for Review-B2 VOE - Due Diligence Vendor-06/12/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing . Provide xxx (Asset-VOE) reports ID xxx-xxx from xxx to show VVOE requirements met as noted on the DU approval #xxx. At the time of review and different report and date was provided. - Due Diligence Vendor-06/10/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-06/16/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003282 | xxx | D A | Closed | FCRE1316 | 2025-06-10 10:07 | 2025-06-16 16:09 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/16/2025 <br> Ready for Review-VOE - Due Diligence Vendor-06/12/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing . Provide xxx (Asset-VOE) reports ID xxx-xxx from xxx to show VVOE requirements met as noted on the DU approval #xxx. At the time of review and different report and date was provided. - Due Diligence Vendor-06/10/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/16/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001634 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001162 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001899 | xxx | C A | Closed | FCRE1293 | 2025-06-19 02:25 | 2025-06-24 12:37 | Resolved | 1 - Information C A | Credit | Income | Income 2 Months Income Verified is Missing | Resolved-Income 2 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-06/24/2025 <br> Ready for Review-Trust documents - Due Diligence Vendor-06/23/2025 <br> Open-Income 2 Months Income Verified is Missing . Provide the trust verification documentation reflecting borrower to receive fixed payments of $xxx per month as required by xxx. At the time of review an account statement and one cleared check was provided, however trust documentation was not provided to evidence it is set with fixed monthly payments to the borrower to evidence continuity. - Due Diligence Vendor-06/19/2025 |  | Resolved-Income 2 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-06/24/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025002425 | xxx | D A | Closed | FCRE1346 | 2025-06-20 08:24 | 2025-06-24 12:20 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 1 1040 Schedule E Missing | Resolved-Borrower 1 1040 Schedule E Provided - Due Diligence Vendor-06/24/2025 <br> Resolved-1040 Schedule E provided - Due Diligence Vendor-06/24/2025 <br> Ready for Review-Sch E - Due Diligence Vendor-06/23/2025 <br> Open-Borrower 1 1040 Schedule E Missing 1040 Pages xxx and xxx with Schedule E is missing for xxx as seen on the lender income worksheet used to approve the rental income/loss. Review is unable to confirm figures used until received. - Due Diligence Vendor-06/20/2025 |  | Resolved-Borrower 1 1040 Schedule E Provided - Due Diligence Vendor-06/24/2025 <br>Resolved-1040 Schedule E provided - Due Diligence Vendor-06/24/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001423 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 2025002122 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025001851 | xxx | D A | Closed | FPRO1244 | 2025-07-17 15:37 | 2025-07-22 07:05 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. - Due Diligence Vendor-07/22/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br>- Due Diligence Vendor-07/17/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-07/22/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001851 | xxx | D A | Closed | FPRO4965 | 2025-07-03 21:05 | 2025-07-17 18:26 | Resolved | 1 - Information C A | Property | Third Party Valuation | SSR Data does not match AUS Data | Resolved-Loan is being considered using the AUS. Desk review conditon added. - Due Diligence Vendor-07/17/2025 <br> Open-Third Party Valuation- SSR Score does not match AUS Day 1 property information. AUS run on xxx shows R&W score as Not Eligible while SSR was run on xxx shows R&W score as Eligible. Data from each needs to be in line with each other. Dependent on outcome, a Desk Review may need to be ordered.<br> - Due Diligence Vendor-07/04/2025 |  | Resolved-Loan is being considered using the AUS. Desk review conditon added. - Due Diligence Vendor-07/17/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003332 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002010 | xxx | B A | Closed | FCRE1183 | 2025-08-04 08:01 | 2025-08-07 15:07 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Approval/Underwriting Summary Partially Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-08/07/2025 <br> Ready for Review-see 1008 - Due Diligence Vendor-08/07/2025 <br> Open-1008/Underwriting Summary Partially Provided Provide corrected 1008 with Project ID from xxx report of xxx. 1008 currently shows Project ID blank. - Due Diligence Vendor-08/04/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-08/07/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025001568 | xxx | D A | Closed | FPRO1244 | 2025-08-04 20:00 | 2025-08-07 07:40 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. - Due Diligence Vendor-08/07/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-08/05/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-08/07/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 2025003124 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002341 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002445 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002526 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 2025002527 | xxx | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | $850000.00 | TN | Primary Residence | Purchase | NA |  |  |  |

---

## Exhibit 99.6

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.6**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 2025002350 | xxx |  | xxx A |
| 2025002998 | xxx |  | xxx D A |
| 2025003315 | xxx |  | xxx A B |
| 2025001857 | xxx |  | xxx A C |
| 2025001758 | xxx |  | xxx D A C |
| 2025001787 | xxx |  | xxx A D |
| 2025001703 | xxx |  | xxx D A |
| 2025001250 | xxx |  | xxx D A |
| 2025003222 | xxx |  | xxx A B |
| 2025002905 | xxx |  | xxx A D |
| 2025001239 | xxx |  | xxx D A |
| 2025002754 | xxx |  | xxx A D |
| 2025001409 | xxx |  | xxx D A |
| 2025001428 | xxx |  | xxx A D |
| 2025001903 | xxx |  | xxx A B |
| 2025001313 | xxx |  | xxx A D |
| 2025003050 | xxx |  | xxx A D |
| 2025003332 | xxx |  | xxx A D |
| 2025001384 | xxx |  | xxx A |
| 2025002434 | xxx |  | xxx A |
| 2025001880 | xxx |  | xxx A D |
| 2025002647 | xxx |  | xxx A |
| 2025002148 | xxx |  | xxx A D |
| 2025001782 | xxx |  | xxx A B |
| 2025002728 | xxx |  | xxx A C B |
| 2025003330 | xxx |  | xxx A D |
| 2025003036 | xxx |  | xxx A |
| 2025001598 | xxx |  | xxx A |
| 2025003130 | xxx |  | xxx A C |
| 2025002080 | xxx |  | xxx A B |
| 2025001947 | xxx |  | xxx A D |
| 2025002927 | xxx |  | xxx D A |
| 2025001820 | xxx |  | xxx D A |
| 2025001634 | xxx |  | xxx A |
| 2025003192 | xxx |  | xxx A |
| 2025002219 | xxx |  | xxx D A |
| 2025001741 | xxx |  | xxx A D |
| 2025003069 | xxx |  | xxx A |
| 2025002036 | xxx |  | xxx A |
| 2025001668 | xxx |  | xxx A C |
| 2025002965 | xxx |  | xxx A |
| 2025001442 | xxx |  | xxx A |
| 2025002498 | xxx |  | xxx A |
| 2025003137 | xxx |  | xxx D A |
| 2025002055 | xxx |  | xxx A |
| 2025002134 | xxx |  | xxx C A |
| 2025002913 | xxx |  | xxx A |
| 2025001856 | xxx |  | xxx D A |
| 2025001897 | xxx |  | xxx A |
| 2025001978 | xxx |  | xxx A |
| 2025002057 | xxx |  | xxx D A |
| 2025002302 | xxx |  | xxx A |
| 2025001715 | xxx |  | xxx A |
| 2025002217 | xxx |  | xxx A |
| 2025002106 | xxx |  | xxx C A |
| 2025003255 | xxx |  | xxx C D A B |
| 2025002174 | xxx |  | xxx A C |
| 2025001460 | xxx |  | xxx D A |
| 2025002184 | xxx |  | xxx A |
| 2025002786 | xxx |  | xxx A |
| 2025002853 | xxx |  | xxx A |
| 2025001910 | xxx |  | xxx A |
| 2025001317 | xxx |  | xxx A |
| 2025003198 | xxx |  | xxx D A |
| 2025002812 | xxx |  | xxx A |
| 2025002429 | xxx |  | xxx D A |
| 2025002268 | xxx |  | xxx A |
| 2025002685 | xxx |  | xxx C A |
| 2025001982 | xxx |  | xxx C B A |
| 2025002088 | xxx |  | xxx D A |
| 2025002895 | xxx |  | xxx A |
| 2025002176 | xxx |  | xxx D A |
| 2025002537 | xxx |  | xxx A |
| 2025001504 | xxx |  | xxx A |
| 2025002881 | xxx |  | xxx A |
| 2025002386 | xxx |  | xxx A |
| 2025001668 | xxx |  | xxx D A |
| 2025001387 | xxx |  | xxx A |
| 2025001669 | xxx |  | xxx A |
| 2025002958 | xxx |  | xxx A |
| 2025001123 | xxx |  | xxx A |
| 2025001383 | xxx |  | xxx A |
| 2025002371 | xxx |  | xxx A |
| 2025002836 | xxx |  | xxx A |
| 2025002592 | xxx |  | xxx A |
| 2025002814 | xxx |  | xxx A |
| 2025001361 | xxx |  | xxx A |
| 2025002559 | xxx |  | xxx A C B |
| 2025002656 | xxx |  | xxx D A |
| 2025001894 | xxx |  | xxx A D |
| 2025003282 | xxx |  | xxx D A |
| 2025001634 | xxx |  | xxx A |
| 2025001162 | xxx |  | xxx A |
| 2025001899 | xxx |  | xxx C A |
| 2025002425 | xxx |  | xxx D A |
| 2025001423 | xxx |  | xxx A |
| 2025002122 | xxx |  | xxx A |
| 2025001851 | xxx |  | xxx A D |
| 2025003332 | xxx |  | xxx A |
| 2025002010 | xxx |  | xxx B A |
| 2025001568 | xxx |  | xxx A D |
| 2025003124 | xxx |  | xxx A |
| 2025002341 | xxx |  | xxx A |
| 2025002445 | xxx |  | xxx A |
| 2025002526 | xxx |  | xxx A |
| 2025002527 | xxx |  | xxx A |

---

## Exhibit 99.7

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.7**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 2025002350 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 52.63 | 52.63 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  | xxx | xxx | .0205 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 2025002998 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025003315 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001857 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 75.47 | 75.47 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 2025001758 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 2025001787 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 2025001703 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001250 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | xxx |
| 2025003222 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | .0062 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0062 | 98.0 | 0.02 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 2025002905 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 69.62 | 69.62 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible |  |  |
| 2025001239 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002754 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 49.37 | 49.37 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 2025001409 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001428 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 54.58 | 54.58 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 2025001903 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 45.23 | 45.23 | xxx | xxx | .0001 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0001 | 92.0 | 0.08 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 2025001313 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | -.0179 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0179 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible |  |  |
| 2025003050 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.38 | 50.38 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 2025003332 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 41.43 | 41.43 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 | xxx |
| 2025001384 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 79.89 | 79.89 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 2025002434 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 2025001880 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible |  |  |
| 2025002647 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002148 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | xxx | Not Eligible |  |  |
| 2025001782 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | .0126 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0126 | 85.0 | 0.15 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | .0526 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 2025002728 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 66.48 | 66.48 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 2025003330 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025003036 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001598 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 2025003130 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 57.93 | 57.93 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 2025002080 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | .0079 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0079 | 90.0 | 0.1 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 2025001947 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 51.67 | 51.67 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | xxx |
| 2025002927 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 2025001820 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001634 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 2025003192 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 2025002219 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001741 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 79.99 | 79.99 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 2025003069 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 42.86 | 42.86 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 | xxx |
| 2025002036 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001668 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 79.35 | 79.35 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002965 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 85.0 | 85.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 2025001442 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 44.74 | 44.74 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible |  |  |
| 2025002498 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 48.89 | 48.89 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 2025003137 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 65.99 | 65.99 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 2025002055 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 | xxx |
| 2025002134 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 68.66 | 68.66 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002913 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 52.32 | 52.32 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 2025001856 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 67.38 | 67.38 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 2025001897 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 42.44 | 42.44 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 2025001978 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 53.59 | 53.59 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002057 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 2025002302 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 | xxx |
| 2025001715 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 64.43 | 64.43 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 2025002217 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 74.0 | 74.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 2025002106 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 46.79 | 46.79 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 2025003255 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 64.84 | 64.84 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 2025002174 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 2025001460 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 2025002184 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | xxx |
| 2025002786 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 2025002853 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 69.48 | 69.48 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001910 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001317 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 79.42 | 79.42 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 2025003198 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | xxx | Not Eligible | 1.3 | xxx |
| 2025002812 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 69.0 | 69.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible | 1 | xxx |
| 2025002429 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.9 | xxx |
| 2025002268 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 79.66 | 79.66 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.3 | xxx |
| 2025002685 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | xxx |
| 2025001982 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 73.84 | 73.84 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible | 1.6 | xxx |
| 2025002088 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 79.8 | 79.8 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 2025002895 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 | xxx |
| 2025002176 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 2025002537 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 77.43 | 77.43 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 2025001504 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 2025002881 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002386 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001668 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 78.43 | 78.43 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 2025001387 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 58.0 | 58.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001669 | xxx |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002958 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 62.02 | 62.02 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 2025001123 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 41.93 | 41.93 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001383 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible |  |  |
| 2025002371 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 89.99 | 89.99 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 2025002836 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible |  |  |
| 2025002592 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 2025002814 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | xxx |
| 2025001361 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 58.33 | 58.33 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | xxx |
| 2025002559 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | -.0027 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0027 | 99.0 | 0.01 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 2025002656 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001894 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 33.41 | 33.41 | xxx | xxx | -.0090 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0090 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | xxx |
| 2025003282 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.6 | xxx |
| 2025001634 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 89.9 | 89.9 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 2025001162 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 2025001899 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 2025002425 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 54.75 | 54.75 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible |  |  |
| 2025001423 | xxx |  | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 78.82 | 78.82 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002122 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 2025001851 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Not Eligible |  |  |
| 2025003332 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 58.06 | 58.06 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 2025002010 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025001568 | xxx |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 2025003124 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | xxx |
| 2025002341 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002445 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 2025002526 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 | xxx |
| 2025002527 | xxx |  | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 46.58 | 46.58 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 | xxx |

---

## Exhibit 99.8

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.8**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Seller Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 2025002350 | xxx |  | xxx | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002998 | xxx |  | xxx | QM: Safe Harbor DTI (DTI SH) | QM: Safe Harbor DTI (DTI SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025003315 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Retired | No | No | No |  |
| 2025001857 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | N/A | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001758 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001787 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001703 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | Yes |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001250 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025003222 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002905 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001239 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002754 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001409 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001428 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Retired | No | No | No |  |
| 2025001903 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025001313 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Employed | No | No | No |  |
| 2025003050 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Employed | No | No | No |  |
| 2025003332 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001384 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | Yes | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002434 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001880 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002647 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002148 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001782 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired |  | No |  | No |  |
| 2025002728 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025003330 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025003036 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001598 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Retired |  | No |  | No |  |
| 2025003130 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002080 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001947 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002927 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Not Employed | No | No | No |  |
| 2025001820 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001634 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025003192 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002219 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001741 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Retired | No | No | No |  |
| 2025003069 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002036 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001668 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002965 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001442 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002498 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025003137 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002055 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002134 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Employed | No | No | No |  |
| 2025002913 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001856 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001897 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001978 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002057 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002302 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001715 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002217 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002106 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025003255 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002174 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001460 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002184 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002786 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002853 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001910 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001317 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025003198 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002812 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002429 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002268 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002685 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001982 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002088 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002895 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002176 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002537 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001504 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002881 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002386 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001668 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025001387 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001669 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002958 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025001123 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025001383 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002371 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002836 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002592 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002814 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001361 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Retired | No | No | No |  |
| 2025002559 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002656 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001894 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025003282 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001634 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001162 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025001899 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Not Employed | No | No | No |  |
| 2025002425 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001423 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002122 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001851 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025003332 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002010 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025001568 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025003124 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 2025002341 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 2025002445 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002526 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 2025002527 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |

---

## Exhibit 99.9

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.9**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 2025002592 |  | xxx | xxx | Application Date | xxx | xxx |  |
| 2025001361 |  | xxx | xxx | Application Date | xxx | xxx |  |
| 2025002656 |  | xxx | xxx | Application Date | xxx | xxx |  |
| 2025001758 |  | xxx | xxx | AUS Findings | LP Accept/Eligible | DU Approve/Eligible |  |
| 2025001383 |  | xxx | xxx | AUS Findings | LP Accept/Eligible | DU Approve/Eligible |  |
| 2025001162 |  | xxx | xxx | AUS Findings | LP Accept/Eligible | DU Approve/Eligible |  |
| 2025002425 |  | xxx | xxx | AUS Findings | LP Accept/Eligible | DU Approve/Eligible |  |
| 2025001820 |  | xxx | xxx | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |  |
| 2025001409 |  | xxx | xxx | Borrower 1 FTHB | false | true |  |
| 2025001903 |  | xxx | xxx | Borrower 1 FTHB | false | true |  |
| 2025002010 |  | xxx | xxx | Borrower 1 FTHB | true | false |  |
| 2025003330 |  | xxx | xxx | Borrower 1 Last Name | xxx | xxx |  |
| 2025003315 |  | xxx | xxx | Borrower 1 Origination FICO | xxx | xxx |  |
| 2025001787 |  | xxx | xxx | Borrower 1 Origination FICO | xxx | xxx |  |
| 2025002122 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025001423 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025001668 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025001880 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025002425 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025001741 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025002592 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025001250 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025002219 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025001361 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025002434 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 2025001162 |  | xxx | xxx | Borrower 2 Citizen | Non Permanent Resident Alien | US Citizen |  |
| 2025003315 |  | xxx | xxx | Borrower 2 Origination FICO | xxx | xxx |  |
| 2025003332 |  | xxx | xxx | Borrower 2 Qualifying Income | xxx | xxx |  |
| 2025002219 |  | xxx | xxx | Borrower 2 Qualifying Income | xxx | xxx |  |
| 2025001947 |  | xxx | xxx | Borrower 2 SSN | xxx | xxx |  |
| 2025001894 |  | xxx | xxx | Loan Purpose | Purchase | Refinance |  |
| 2025002998 |  | xxx | xxx | Monthly HOA $| xxx | xxx |  |
| 2025002836 |  | xxx | xxx | Monthly HOA $| xxx | xxx |  |
| 2025002219 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 2025002656 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 2025001442 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 2025001250 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 2025001428 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 2025002122 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 2025001857 |  | xxx | xxx | Qualifying FICO | xxx | xxx |  |
| 2025001857 |  | xxx | xxx | Qualifying Housing Debt Income Ratio | 34.95 | 45.09 |  |
| 2025003282 |  | xxx | xxx | Qualifying Interest Rate | xxx | xxx |  |
| 2025002728 |  | xxx | xxx | Qualifying LTV | 66.48 | 0.66 |  |
| 2025002913 |  | xxx | xxx | Qualifying LTV | 52.32 | 0.52 |  |
| 2025001856 |  | xxx | xxx | Qualifying LTV | 67.38 | 0.67 |  |
| 2025001897 |  | xxx | xxx | Qualifying LTV | 42.44 | 0.42 |  |
| 2025001715 |  | xxx | xxx | Qualifying LTV | 64.43 | 0.64 |  |
| 2025002853 |  | xxx | xxx | Qualifying LTV | 69.48 | 0.69 |  |
| 2025001317 |  | xxx | xxx | Qualifying LTV | 79.42 | 0.79 |  |
| 2025002537 |  | xxx | xxx | Qualifying LTV | 77.43 | 0.77 |  |
| 2025001668 |  | xxx | xxx | Qualifying LTV | 78.43 | 0.78 |  |
| 2025002592 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 32.1 | 29.9 |  |
| 2025002174 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 21.24 | 25.10 |  |
| 2025001787 |  | xxx | xxx | Qualifying Total Reserves Number of Months | 22.17 | 28.0 |  |
| 2025001239 |  | xxx | xxx | Refinance Type | No Cash Out - Borrower Initiated | Limited Cash Out - <2% of Loan Amount or $2000 |  |
| 2025001668 |  | xxx | xxx | Refinance Type | No Cash Out - Borrower Initiated | Limited Cash Out - <2% of Loan Amount or $2000 |  |
| 2025003222 |  | xxx | xxx | Sales Price | xxx | xxx |  |
| 2025001428 |  | xxx | xxx | Sales Price | xxx | xxx |  |
| 2025003036 |  | xxx | xxx | Special Flood Hazard Area | Yes | No |  |
| 2025002371 |  | xxx | xxx | Total Monthly Property Insurance Amount | xxx | xxx |  |
| 2025002341 |  | xxx | xxx | Total Monthly Property Insurance Amount | xxx | xxx |  |
| 2025003222 |  | xxx | xxx | Total Monthly Property Insurance Amount | xxx | xxx |  |
| 2025001442 |  | xxx | xxx | Total Monthly Property Insurance Amount | xxx | xxx |  |
| 2025002754 |  | xxx | xxx | Total Monthly Property Insurance Amount | xxx | xxx |  |
| 2025002219 |  | xxx | xxx | Total Monthly Property Insurance Amount | xxx | xxx |  |
| 2025002526 |  | xxx | xxx | Total Monthly Property Insurance Amount | xxx | xxx | xxx |

---

## Exhibit 99.10

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.10**

![](ex9910001.jpg)

RMCT 2025-J4<br>Radian Mortgage Capital LLC<br>

Opus Capital Markets Consultants, LLC

300 Tri-State International – Suite 320 \| Lincolnshire, IL 60069 \| <u>www.opuscmc.com</u> \| 224.632.1300

**Executive Narrative**

**October 2, 2025**

**Performed by**

**Opus Capital Markets Consultants, LLC**

**For**

**Radian Mortgage Capital LLC**

This report summarizes the results of a due diligence review performed on 156 loans provided by Radian Mortgage Capital LLC (Customer), who provided Opus Capital Markets Consultants, LLC (Consultant) with a data tape, from which 100% of the loan sample was chosen and loaded into the Laura Mac underwriting software. Consultant performed a detailed compliance and credit review on the loans.

As detailed herein, the pool contains 156 credit and compliance loans identified as QM: Safe Harbor APOR. There are eighteen (18) loans eligible for GSE delivery and were underwritten to the AUS provided in the loan file; and were re-underwritten in accordance with the lender guidelines in terms of Exhibit A.

EXHIBIT A

Credit Review

Credit Qualification

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as
 specified by the Client. In lieu of specific requirements, Consultant should consider
 Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
 of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family
 guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and
 asset verifications pursuant to Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as
 used by the original loan underwriter at origination to determine compliance with the
 Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided
 underwriting guideline requirements for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by
 the loan underwriter at origination to determine compliance with Client provided underwriting
 guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the
 loan for integrity of comparable sales, completeness of data, eligibility of the appraiser
 and reasonableness of estimated value. Review the appraisal to determine the appraisal(s)
 meet the requirements of Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value
 ratio were accurate at origination and meet Client provided underwriting guideline and
 regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate
 credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client
 provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented
 and reasonable.

**Document Review**

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:<br>

**a) Collateral Docs**

● Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

● Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

● Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

● Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**

● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third-party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

#### Regulatory Compliance
For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The
 "material"<sup>1</sup>disclosure requirements of the federal Truth-in-Lending
 Act ("TILA"), as amended by the Home Ownership and Equity Protection Act
 ("HOEPA") and Dodd-Frank, 15 U.S.C. § 1601 *et seq.* and implemented
 by Regulation Z, 12 C.F.R. Part 1026, including the material provisions relating to Higher-Priced
 Mortgage Loans in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure
 provisions of the Mortgage Disclosure Improvement Act ("MDIA"), as implemented
 by Regulation Z, 12 C.F.R. §§ 1026.17 et seq; and as amended by the TILA-RESPA
 Integrated Disclosure ("TRID") Rule, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For
 Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 review of the Notice of Right to Cancel, including a verification of the transaction
 date and expiration date, ensuring proper execution of the Notice of Right to Cancel
 by all required parties, verifying the disbursement date and determining if a full three
 (3) day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This
 review is also to be performed on transactions that are exempt from the rescission requirement
 but on which a Notice of Right to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A
 condition must be placed if the transaction is a refinance by the original creditor and
 the borrower was provided the Form H-8 rescission notice. Consultant will note in the
 condition whether there was a new advance that is subject to rescission per TILA/Regulation
 Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For
 TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
and compare the initial and final TIL, and any re-disclosed TIL(s), with a report outlining any TILA violations, including
a recalculation of disclosed finance charge, proper execution by all required parties, principal and interest calculations,
proper completion of the interest rate and payment

<sup>1</sup> These "material" disclosures include, but are not limited to, the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, *and* if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

summary, recalculation of disclosed APR, and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For
 TRID Disclosures (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
the initial Loan Estimate (LE) was delivered within three (3) business days of application and seven (7) business days prior
to consummation in accordance with Client's Underwriting Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
the required sections of each LE to ensure they were populated in accordance with the TRID Rules. (If the file reflects more
than one LE was provided, each revised LE must have corresponding Change of Circumstance documentation. The 0% and 10% fee
tolerance evaluations will be based on the fee amounts disclosed on the initial LE and any valid changes documented and
disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
the Closing Disclosure (CD) confirm the borrower received the initial CD at least three (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review
 the required sections of each CD to ensure they were populated in accordance with
 the TRID Rules. (Any fee tolerance issues to be cured at closing or within 60 days of
 loan consummation.)

2. Section
 4 of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603
 and 2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the
 TRID Rule;

3. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution;

4. Confirmation
 that one of the following are in the loan file, per the Fair Credit Reporting Act: Consumer
 Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice
 to Home Loan Applicant;

5. Sections
 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
 amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability
 to Repay underwriting standards (12 C.F.R. 1026.43(c)); refinancing of non-standard mortgages
 (12 C.F.R. 1026.43(d)); Qualified Mortgages (12 C.F.R. 1026.43(e) (including qualified
 mortgages as defined by the Department of Housing and Urban Development (24 C.F.R. 201
 and 203 et seq.) and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.; and
 Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f))
 In accordance with "Ability to Repay and Qualified Mortgage Review" description
 below;

6. The
 Loan Originator Compensation and Prohibitions on Steering provisions of TILA, as implemented
 by Regulation Z, 12 C.F.R 1026.36;

7. The
 requirements for Higher-Price Mortgage Loans, as implemented by Regulation Z, 12 C.F.R.
 1026.35;

8. The
 appraisal and valuation requirements of TILA and the Equal Credit Opportunity Act, as
 implemented by Regulation Z, 12 C.F.R. 1026.35 and Regulation B, 12 C.F.R. 1002.14, respectively;

9. The
 counseling requirements of TILA, as implemented by Regulation Z, 12 C.F.R. 1026.36(k)
 and RESPA, as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The
 escrow requirements of TILA and RESPA, as implemented by Regulation Z, 12 C.F.R 1026.35,
 and Regulation X, 12 C.F.R 1024.17, respectively;

11. The
 disclosure requirements and prohibitions of any applicable state, county and municipal
 laws and ordinances, as amended, that have been enacted to regulate so-called "predatory
 lending":

12. Consultant
 shall confirm that any mortgage property located in an area identified on a flood hazard
 map or flood insurance rate map issued by the Federal Emergency Management Agency as
 having special flood hazards is subject to a qualified flood insurance policy that appears
 to be is in effect.

13. For
 any loans designated as TILA exemption, Consultant shall review the loan file for evidence
 that the primary purpose of the loan was for commercial or business purposes, including,
 but not limited to a business purpose certification.

14. Documentation.
 Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final
 HUD-1 Settlement Statement ("HUD-1"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the loan is in an escrow state, the HUD-1 will be considered final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1
 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 HUD-1 is not marked Final, it must be stamped certified by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There
 should be no markings indicating that the HUD-1 is estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1
 is signed by all parties (including closing agent) or stamped certified by the closing
 agent; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If
 HUD-1 is stamped, the HUD-1 / stamp should be signed or initialed by the closing agent;
 if the stamp does not contain the signature or initials, it must identify the name of
 the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final
 Truth in Lending Disclosure ("TIL"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan
 Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Loan Estimate in will be considered delivered based on the date issued, subject to the
 three-day mailing rule unless the file contains documentation indicating earlier receipt.
 The loan file may contain one or more Loan Estimates with the latest one provided up
 until three business days prior to the issuance of an initial Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing
 Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Closing Disclosure in the loan file will be considered delivered based on the date issued,
 subject to the three-day mailing rule unless the file contains documentation indicating
 earlier receipt. The loan file may contain one or more Closing Disclosures with the latest
 one provided up until the consummation date being considered the Final with any delivered
 post consummation considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice
 of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial
 TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good
 Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed
 of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA
 disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third
 Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third
 party fees on the HUD-1 or Closing Disclosure, if applicable referred to as HUD-1/Closing
 Disclosure, must be shown as paid to the third-party provider. A condition must be set
 if a third-party fee is paid to the lender, investor, etc. or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT
 will condition for evidence in the file indicating that a charge on the HUD-1/Closing
 Disclosure exceeds the actual cost to the borrower (i.e. cost printed / stamped on the
 face of the document showing an amount less than the charge on the HUD-1/Closing Disclosure).
 Variations of less than $1 are deemed to be within reasonable limits and are not to be
 reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any
 refunds that are provided to the borrower must be accompanied by a revised HUD-1/Closing
 Disclosure to show the final, accurate charges to the borrower.

Each loan reviewed will be assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant reviews applicable loans for compliance
 with the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R.
 1026.43 et seq.) based upon the loan's designation (Safe Harbor QM, Rebuttable
 Presumption QM, Exempt). Consultant determines the loan's status under the QM rule
 requirements and assigns a due diligence loan designation. Consultant notes as a material
 exception if the due diligence findings do not confirm the same loan designation. Additionally,
 Consultant notes if a loan designation was not provided. Consultant will verify if each
 loan meets the requirements for a QM under § 1026.43(e)(2)—whether the loan
 is a safe harbor QM under § 1026.43(e)(1)(i) or a rebuttable presumption QM under
 § 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for lender
 determination of QM and indicating factors in its ability-to-repay determination, including
 how the originator applied its policies and procedures in verification. For loans applications
 taken on or after June 1, 2021, Consultant will verify whether the loan meets the requirements
 of the revised general QM definition effective March 1, 2021.

2. For
 loans for which applications were received prior to July 1, 2021, if a loan was designated
 as QM and identified as eligible for guarantee, purchase, or insurance by an applicable
 agency as permitted under the QM final rule, Consultant reviews the loan to

determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the paragraph (3)(a)(i) below and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance
 with the Ability to Repay (ATR) but not Qualified Mortgage (QM) rule requirements set
 forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan to determine whether,
 based on available information in the loan file: (i) the loan contains risky loan features
 and terms (e.g. an interest only feature or negative amortization), (ii) the "points
 and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated
 appropriately. Consultant reviews to the applicable consider and verify requirements
 under the QM rule depending on whether the QM was originated under the original general
 QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 each QM designated loan that satisfied the applicable requirements enumerated above,
 Consultant then determines whether the loan is a Safe Harbor QM or Higher Priced QM by
 comparing the loan's actual annual percentage rate, as recalculated, to the applicable
 average prime offer rate plus a certain percentage. For QM designated loans originated
 under the revised general QM definition effective March 1, 2021, Consultant also determines
 whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 ability to repay portion of the review for non-agency eligible loans only will focus
 on the eight factors detailed in the ATR Rule as detailed below for non-agency eligible
 loans. The Consultant will review the loan file to determine if the creditor verified
 and considered each of the eight factors utilizing reasonably reliable third-party documentation
 at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current
 or reasonably expected income or assets that the consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly
 mortgage payment for subject loan using the introductory or fully indexed rate, whichever
 is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly
 payment on any simultaneous loans secured by the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly
 payments for property taxes and hazard/flood insurance and certain other costs related
 to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts,
 alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly
 debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit
 history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 loans designated as agency eligible, Consultant will not review for compliance with the
 requirements of Appendix Q or General Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant
 reviews loans to determine their conformity with the ATR/QM factors above and is not
 rendering an independent assessment or analysis. Consultant's review is based on
 information contained in the loan file at the time it is provided to Consultant and only
 reflects information as of that point in time and does not mean any regulator, judicial
 or agency will agree with the Consultant's conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.<br>

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential

risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

● Servicing Transfer Disclosure (for applications prior to 10/03/2015):

○ Confirm the presence of the Servicing Transfer Disclosure form in file

○ Verify the Servicing Transfer Disclosure was provided to the borrower(s) within three general business days of "Application"

● Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

○ Confirm the presence of the Home Loan Tool Kit is in file for covered loans.

○ Confirm the Home Loan Tool Kit is provided within three general business days of application

● Affiliated Business Disclosure

○ Confirm the presence of the Affiliated Business Disclosure in file in the event the lender has affiliated business arrangements

○ Confirm the Affiliated Business Disclosure provided within three general business days of "Application" (Consultant reviews for this disclosure to be provided within three general business days, as the lender will typically know at the time of application if borrower(s) will be referred to affiliates for provision of third-party services)

○ Confirm the Affiliated Business Disclosure is executed.

● Initial Escrow Disclosure Statement

○ Confirm the presence of the Initial Escrow Disclosure Statement in file

○ Confirm the Initial Escrow Disclosure Statement was provided at closing or within 45 days after settlement

**Equal Credit Opportunity Act (Regulation B)**

● Confirm the lender has provided the borrower a disclosure of the right to receive a copy of appraisals within three (3) business days of application. This disclosure requirement may be met by disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

● Confirm that the lender has provided (delivered) copies of appraisals and all other written valuations (as disclosed to the borrower on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at least three (3) business days prior to consummation Opus uses the following test: Was appraisal/valuation documentation processed at least 6 days prior to account opening/ consummation date (3 day rule plus 3 days mailing time)?

● For a borrower that has waived the 3-business day disclosure requirement, confirm that the borrower has either (1) signed the waiver at least three (3) business days prior to consummation or (2) has signed an acknowledgment that the waiver occurred at least three (3) business days prior to consummation. Additionally, confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

● Confirm that the lender has provided the borrower the risk-based pricing notice (as required by 12 CFR § 1022.73) or credit score disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a) If the lender has provided the risk-based pricing notice, confirm the disclosure was provided before consummation, but not earlier than the approval decision was communicated to the consumer; and (b) If the lender has provided the credit score disclosure, confirm the disclosure was provided before consummation.

● Confirm that the lender has provided a copy of the disclosure of credit score and the Notice to Home Loan Applicant (as required by 15 U.S.C. § 1681g) before consummation.

#### High-Cost, State & Local Anti-Predatory Regulations<br>
In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.<br>

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq.

● California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

● Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq. .

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

● Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949).

● District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

● Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

● Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

● Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House Bill 4050 (2005).

● Indiana Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code §24-9-1 et seq.

● Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

● Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

● Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439 (2009).

● Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

● Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

● Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

● Massachusetts High-Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

● Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

● Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

● Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et.seq., as amended from time to time.

● Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

● Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

● Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

● New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

● New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

● New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

● New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from time to time.

● New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

● North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

● Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185 (2006), and as codified in various sections of the Ohio Code.

● Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

● City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

● Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

● Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the Oklahoma Consumer Credit Code.

● Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9- 1 et seq.

● Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● Rhode Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

● City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

● South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

● Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

● Section 50(a)(6), Article XVI of the Texas Constitution

● Section 50(f)(2), Article XVI of the Texas Constitution

● Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

● Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

● Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et

seq., as amended from time to time.

● Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

● West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

● Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01 et seq.

#### Flood Insurance Testing
**National Flood Insurance Program (NFIP)**

Each mortgage loan will be reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

● Loan is an extension of credit primarily for business, commercial or agricultural purposes

● Loan is in a subordinate position to a senior lien secured by the same residential improved real estate or mobile for which the borrower has obtained flood insurance

● Flood Insurance coverage for the residential real estate is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Meets
 requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Provided
 by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. The
 premium for which is paid by the condominium associate, cooperative, homeowners association,
 or other group as a common expense.

#### Misrepresentation and Third-Party Review <br>
Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:<br>

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:<br>

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools:

**Independent Third-Party Values**

Review each loan to determine whether a third-party valuation product was required and if required, that the third-party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

● Property is described in average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments.

● Appraiser was appropriately licensed at the time the appraisal was signed

***Valuation Waterfall and Products***

**<u>Agency Eligible Loan Programs</u>**

● PIW

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. All
 PIW loans: AVM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. If
 AVM <90% of origination value: BPO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. If
 BPO <90% of origination value: Stip for Seller to order Field Review/2055 or Appraisal.

● If FHLMC Rep & Warrant Relief NOT Eligible for FNMA CU >2.5

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. All:
 Desk Review (w/value conclusion)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. If
 Desk Review < 90% of origination value: Stip for Seller to order a Filed Review/2055
 of second appraisal.

**<u>Jumbo Loan Programs</u>**

● If only 1 appraisal and no desk review: Stip for Seller to order a Desk Review (w/value conclusion)

● If guidelines required 2 appraisals, but only 1 appraisal provided; Stip for Seller to order second appraisal

● If desk review indicated a value lower than the appraisal; Stip for Seller to order BPO and value reconciliation.

*Seasoned Loan Updated:*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) **Updated AVM:** An Automated Valuation Model ("AVM") will be ordered on each property.
 If the resulting value of the AVM is in aggregate less than 90% of the value reflected
 on the original appraisal, or if no results are returned, an Appraisal Desk Review will
 be ordered on the property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) **Appraisal Desk Review:** If the resulting value for the PVO is less than 90% of the value reflected
 on the original appraisal, or if no results are returned, a Broker Price Opinion (BPO)
 will be ordered on the property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) **BPO:** If the resulting value of the BPO is less than 90%of the value reflected on the original
 appraisal, an appraisal field review may be ordered on the property

The criteria set forth in this section titled "Valuation Waterfall and Products: are subject to change by RMC at any time.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal in a property located in an area that is designated as IA (Individual Assistance) or IH (Individual and Household Assistance), Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

#### Data Compare

#### <br>
Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance<br>

● Appraised Value

● CLTV

● DTI

● FICO

● Interest Only

● Interest Rate

● Loan Term

● Loan Purpose

● LTV

● Occupancy

● Original Balance

● Property Address

● Property City

● Property State

● Property Type

● Sales Price

● Second Mortgage Lien Amount

● Self Employed

● Units

● Zip Code

● Loan Type

● QM Status

#### Rating Agency Grading Criteria <br>
**Fitch Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.<br>

**Moody's Investor Services Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.<br>

**Kroll Bond Rating Agency LLC Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.<br>

**S&P Global Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.<br>

**DBRS Morningstar Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

#### Opus Grading Criteria <br>
1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews, and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15-E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:<br>

**Opus Credit Grades**<br>

● Level 1 Credit Grade Definition: Loan was originated in accordance with the mortgage loan originator underwriting guidelines without exception.

● Level 2 Credit Grade Definition: Loan was originated in substantial compliance with the originator's underwriting guidelines and there are sufficient compensating factors for any exceptions.

● Level 3 Credit Grade Definition: Loan was not originated in substantial compliance with the originator's underwriting guidelines and there are insufficient compensating factors for the exceptions or is missing material documentation.

**Opus Property Grades**

● Level 1 Property Grade Definition: Property value appears to be within 10% of original appraised amount and there are no material deficiencies in the appraisal process.

● Level 2 Property Grade Definition: Property value appears to be within 10% of original appraised amount, but minor issues in the appraisal process were identified.

● Level 3 Property Grade Definition: Property value does not appear to fall within 10% of the original appraised value and/or material deficiencies exist with respect to the appraisal process or the file is missing material documentation.

**Opus Compliance Grades**

● Level 1 Compliance Grade Definition: Loan complies with all applicable laws and regulations reviewed under the applicable scope of work.

● Level 2 Compliance Grade Definition: There are minor issues regarding legal and/or regulatory compliance but such issues do not represent risks to the enforceability of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

● Level 3 Compliance Grade Definition: Loan is not in compliance with laws and regulations reviewed under the applicable scope of work or the loan is missing material documentation.

#### REDACTED INFORMATION
● Borrower Name

● Co-Borrower Name

● SSNs

● Property Address, City, County, MSA, Zip

● Mailing Address

● Account Number, including Originator and Servicer Loan Number

● Origination Date

● Names of Borrowers or any other Individuals

● Company and Entity Names

● Financial Institution Names

● Job Position Titles

● Any Address

● Any Location Information (other than state), including City, County, MSA and Zip

● Account Numbers of any type

● Insurance Claim Numbers

● Insurance Policy Numbers

● Foreclosure Action dates and Case Numbers

● Bankruptcy Action dates and Case Numbers

● Any reference that would allow the identification of the location of a property (e.g. neighborhood, body of water, schools, major highways)

**<u>Pool Details</u>**

![](ex9910002.jpg)

![](ex9910003.jpg)

**Multiple Loans to One Borrower:** TPR firm reviewed common identifiers for all loans in the population and confirmed there were no obligors with multiple loans in the pool.

**Property Inspection Waivers**: One (1) loan contained Property Inspections Waivers (PIW). An AVM was obtained as a secondary product to confirm the value indicated on the PIW. An initial grade property value grade of a "C" was assigned to the PIW loans. If the secondary product supported the value indicated on the PIW, a final property grade of a "B" was assigned.

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Element** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Accuracy** |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;98.08% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;4 | &nbsp;&nbsp;97.44% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;23 | &nbsp;&nbsp;85.26% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;3 | &nbsp;&nbsp;98.08% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;98.72% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;6 | &nbsp;&nbsp;96.15% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;4 | &nbsp;&nbsp;97.44% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.36% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.36% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;2 | &nbsp;&nbsp;98.72% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.36% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;6 | &nbsp;&nbsp;96.15% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.36% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;2 | &nbsp;&nbsp;98.72% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.36% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.36% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;39 | &nbsp;&nbsp;75.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;18 | &nbsp;&nbsp;88.46% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;4 | &nbsp;&nbsp;97.44% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;39 | &nbsp;&nbsp;75.00% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;67 | &nbsp;&nbsp;57.05% |
| &nbsp;&nbsp;Self-Employed Loans | &nbsp;&nbsp;24 | &nbsp;&nbsp;84.62% |
| &nbsp;&nbsp;**Total Loan Population** | &nbsp;&nbsp;**156** |  |

---

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The loan includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |

---

<u>D</u> <u>The loan file is missing critical documentation required to perform the review</u>

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third-party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third-party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal, but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated September 30, 2025.

![](ex9910004.jpg)

**<u>Loans Reviewed (156)</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;88440537 | &nbsp;&nbsp;32878415 | &nbsp;&nbsp;31406077 | &nbsp;&nbsp;58647130 | &nbsp;&nbsp;39214387 |
| &nbsp;&nbsp;81801475 | &nbsp;&nbsp;52598093 | &nbsp;&nbsp;65773988 | &nbsp;&nbsp;89985385 | &nbsp;&nbsp;46732449 |
| &nbsp;&nbsp;40020298 | &nbsp;&nbsp;37299533 | &nbsp;&nbsp;72612920 | &nbsp;&nbsp;16244038 | &nbsp;&nbsp;88622034 |
| &nbsp;&nbsp;27369284 | &nbsp;&nbsp;45978121 | &nbsp;&nbsp;37584030 | &nbsp;&nbsp;12684794 | &nbsp;&nbsp;56781521 |
| &nbsp;&nbsp;60842822 | &nbsp;&nbsp;47803919 | &nbsp;&nbsp;47151826 | &nbsp;&nbsp;40381820 | &nbsp;&nbsp;72555834 |
| &nbsp;&nbsp;14059812 | &nbsp;&nbsp;49446232 | &nbsp;&nbsp;42733760 | &nbsp;&nbsp;25216553 | &nbsp;&nbsp;97499197 |
| &nbsp;&nbsp;20678814 | &nbsp;&nbsp;89008014 | &nbsp;&nbsp;72382898 | &nbsp;&nbsp;15451697 | &nbsp;&nbsp;87490636 |
| &nbsp;&nbsp;68335850 | &nbsp;&nbsp;37921093 | &nbsp;&nbsp;20076260 | &nbsp;&nbsp;64713846 | &nbsp;&nbsp;86897238 |
| &nbsp;&nbsp;32565152 | &nbsp;&nbsp;86329831 | &nbsp;&nbsp;77382680 | &nbsp;&nbsp;11089680 | &nbsp;&nbsp;78909723 |
| &nbsp;&nbsp;92784874 | &nbsp;&nbsp;75016355 | &nbsp;&nbsp;77816228 | &nbsp;&nbsp;11818814 | &nbsp;&nbsp;43868822 |
| &nbsp;&nbsp;80978792 | &nbsp;&nbsp;80339167 | &nbsp;&nbsp;96540643 | &nbsp;&nbsp;70480858 | &nbsp;&nbsp;68670416 |
| &nbsp;&nbsp;19514525 | &nbsp;&nbsp;37756377 | &nbsp;&nbsp;51386478 | &nbsp;&nbsp;17497085 | &nbsp;&nbsp;19928671 |
| &nbsp;&nbsp;81882166 | &nbsp;&nbsp;96270666 | &nbsp;&nbsp;57363185 | &nbsp;&nbsp;19951752 | &nbsp;&nbsp;27287594 |
| &nbsp;&nbsp;71510535 | &nbsp;&nbsp;32829807 | &nbsp;&nbsp;37023260 | &nbsp;&nbsp;36483261 | &nbsp;&nbsp;38997622 |
| &nbsp;&nbsp;55242216 | &nbsp;&nbsp;89919035 | &nbsp;&nbsp;47695330 | &nbsp;&nbsp;95204664 | &nbsp;&nbsp;68417396 |
| &nbsp;&nbsp;40522700 | &nbsp;&nbsp;48631879 | &nbsp;&nbsp;76275927 | &nbsp;&nbsp;16496092 | &nbsp;&nbsp;38569262 |
| &nbsp;&nbsp;76569211 | &nbsp;&nbsp;15678607 | &nbsp;&nbsp;91320229 | &nbsp;&nbsp;65605361 | &nbsp;&nbsp;84325336 |
| &nbsp;&nbsp;64790793 | &nbsp;&nbsp;40712401 | &nbsp;&nbsp;79667265 | &nbsp;&nbsp;42894998 | &nbsp;&nbsp;78826734 |
| &nbsp;&nbsp;53794779 | &nbsp;&nbsp;64287830 | &nbsp;&nbsp;62385618 | &nbsp;&nbsp;39511558 | &nbsp;&nbsp;85541443 |
| &nbsp;&nbsp;67536562 | &nbsp;&nbsp;75541106 | &nbsp;&nbsp;63565279 | &nbsp;&nbsp;97845596 | &nbsp;&nbsp;24227034 |
| &nbsp;&nbsp;15191452 | &nbsp;&nbsp;63730858 | &nbsp;&nbsp;83941692 | &nbsp;&nbsp;38575997 | &nbsp;&nbsp;30217878 |
| &nbsp;&nbsp;65680196 | &nbsp;&nbsp;61820739 | &nbsp;&nbsp;73251110 | &nbsp;&nbsp;84416040 | &nbsp;&nbsp;73908063 |
| &nbsp;&nbsp;92810954 | &nbsp;&nbsp;20218856 | &nbsp;&nbsp;31236740 | &nbsp;&nbsp;35150724 | &nbsp;&nbsp;84251682 |
| &nbsp;&nbsp;74534263 | &nbsp;&nbsp;76928107 | &nbsp;&nbsp;51778898 | &nbsp;&nbsp;62825317 | &nbsp;&nbsp;27105965 |
| &nbsp;&nbsp;69064485 | &nbsp;&nbsp;59370624 | &nbsp;&nbsp;21946120 | &nbsp;&nbsp;19928988 | &nbsp;&nbsp;59501136 |
| &nbsp;&nbsp;54538026 | &nbsp;&nbsp;74027306 | &nbsp;&nbsp;40787056 | &nbsp;&nbsp;81965427 | &nbsp;&nbsp;57670557 |
| &nbsp;&nbsp;98344232 | &nbsp;&nbsp;74838151 | &nbsp;&nbsp;63438399 | &nbsp;&nbsp;34824858 | &nbsp;&nbsp;15722606 |
| &nbsp;&nbsp;79822116 | &nbsp;&nbsp;26453582 | &nbsp;&nbsp;55060364 | &nbsp;&nbsp;55036101 | &nbsp;&nbsp;45369856 |
| &nbsp;&nbsp;16669712 | &nbsp;&nbsp;41266829 | &nbsp;&nbsp;70254105 | &nbsp;&nbsp;93017667 | &nbsp;&nbsp;58101737 |
| &nbsp;&nbsp;18266634 | &nbsp;&nbsp;97548753 | &nbsp;&nbsp;78214420 | &nbsp;&nbsp;50882233 | &nbsp;&nbsp;68770034 |
| &nbsp;&nbsp;53654320 | &nbsp;&nbsp;28223612 | &nbsp;&nbsp;16278048 | &nbsp;&nbsp;47276566 | &nbsp;&nbsp;76097631 |
|  |  |  |  | &nbsp;&nbsp;44694146 |

---

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com.

## Exhibit 99.11

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.11**

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | XXXX |  | 88440537 | Closed | 2025-05-02 13:12 | 2025-05-02 13:13 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/02/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/02/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4026136 | Investor Post-Close | No |
| XXXX | XXXX |  | 88440537 | Closed | 2025-04-25 21:41 | 2025-05-02 13:12 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-CDA received. - Due Diligence Vendor-05/02/2025 <br>Counter-Correct. Desk Review has been ordered; no action required at this time. The AUS findings did not show the loan was eligible for R&W relief, so a secondary valuation is required. It has been ordered. - Due Diligence Vendor-04/29/2025 <br>Ready for Review-May we ask if this is an internal condition ? - Due Diligence Vendor-04/28/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-04/25/2025 |  | Resolved-CDA received. - Due Diligence Vendor-05/02/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3969274 | N/A | N/A |
| XXXX | XXXX |  | 88440537 | Closed | 2025-04-11 14:16 | 2025-04-25 16:41 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-04/25/2025 <br>Ready for Review-PRIVACY POLICY - Due Diligence Vendor-04/24/2025 <br>Open-Privacy Notice Required - Missing or Incomplete. Privacy Notice Required - Missing - Due Diligence Vendor-04/11/2025 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-04/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3839184 | N/A | N/A |
| XXXX | XXXX |  | 81801475 | Closed | 2025-04-11 17:41 | 2025-04-18 14:12 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-04/17/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-04/11/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-04/17/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3842355 | N/A | N/A |
| XXXX | XXXX |  | 81801475 | Closed | 2025-04-17 18:01 | 2025-04-17 18:02 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-04/17/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-04/17/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3892732 | Investor Post-Close | No |
| XXXX | XXXX |  | 81801475 | Closed | 2025-04-11 17:07 | 2025-04-16 16:16 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-04/16/2025 <br>Ready for Review-afba disclosure - Due Diligence Vendor-04/16/2025 <br>Open-RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-04/11/2025 |  | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-04/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3841865 | N/A | N/A |
| XXXX | XXXX |  | 40020298 | Closed | 2025-04-25 15:11 | 2025-04-25 15:11 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-04/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-04/25/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3963384 | Investor Post-Close | No |
| XXXX | XXXX |  | 40020298 | Closed | 2025-04-21 15:18 | 2025-04-25 14:47 | Resolved | 1 - Information | Property | Third Party Valuation | Secondary valuation product is not within tolerance | Resolved-Secondary value project in tolerance, finding resolved - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Field Review - Due Diligence Vendor-04/25/2025 <br> Counter-Document provided is XXXX CU with a score of 3.3, which does not meet guidelines. A CDA has already been ordered and received and does not support the origination value. A second appraisal or Field Review/2055 to support qualifying value is required per guideline waterfall. - Due Diligence Vendor-04/21/2025 <br> Ready for Review-CDA - Due Diligence Vendor-04/21/2025 <br> Open-The qualifying property value is $XX,XXX.XX compared to the Desk Review dated XX/XX/XXXX with a value of $XX,XXX.XX which is greater than 10%. Originator to provide a second appraisal or Field Review/2055 to support qualifying value. - Due Diligence Vendor-04/21/2025 |  | Resolved-Secondary value project in tolerance, finding resolved - Due Diligence Vendor-04/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3914822 | N/A | N/A |
| XXXX | XXXX |  | 40020298 | Closed | 2025-04-16 10:57 | 2025-04-25 14:46 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-04/21/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-04/16/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-04/21/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3875952 | N/A | N/A |
| XXXX | XXXX |  | 40020298 | Closed | 2025-04-16 12:08 | 2025-04-21 19:27 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-PCCD received. - Due Diligence Vendor-04/21/2025 <br>Ready for Review-PCCD - Due Diligence Vendor-04/21/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/16/2025 |  | Resolved-PCCD received. - Due Diligence Vendor-04/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3876352 | N/A | N/A |
| XXXX | XXXX |  | 40020298 | Closed | 2025-04-16 10:08 | 2025-04-21 19:25 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-04/21/2025 <br>Ready for Review-AFBA Letter - Due Diligence Vendor-04/21/2025 <br>Open-RESPA: AfBA Disclosure is Missing.<br> - Due Diligence Vendor-04/16/2025 |  | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-04/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3875752 | N/A | N/A |
| XXXX | XXXX |  | 27369284 | Closed | 2025-06-25 19:16 | 2025-06-25 19:16 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4561726 | Investor Post-Close | No |
| XXXX | XXXX |  | 27369284 | Closed | 2025-05-14 18:45 | 2025-06-18 23:13 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Received confirmation of no claims. Condition cleared. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-No claims filed - Due Diligence Vendor-06/18/2025 <br> Counter-Please provide confirmation of no claims from insurance company/agent. - Due Diligence Vendor-06/16/2025 <br> Ready for Review-Attestation - Due Diligence Vendor-06/13/2025 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-05/14/2025 |  | Resolved-Received confirmation of no claims. Condition cleared. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4141908 | N/A | N/A |
| XXXX | XXXX |  | 27369284 | Closed | 2025-05-14 19:29 | 2025-06-05 15:33 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Alta's - Due Diligence Vendor-06/05/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/14/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/05/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4142618 | N/A | N/A |
| XXXX | XXXX |  | 60842822 | Closed | 2025-05-23 12:06 | 2025-05-28 14:40 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/28/2025 <br>Ready for Review-SS attached - Due Diligence Vendor-05/27/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/23/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4225744 | N/A | N/A |
| XXXX | XXXX |  | 60842822 | Closed | 2025-05-23 18:09 | 2025-05-23 18:31 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/23/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/23/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4231416 | Investor Post-Close | No |
| XXXX | XXXX |  | 14059812 | Closed | 2025-06-12 18:00 | 2025-06-12 18:00 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/12/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/12/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4428375 | Investor Post-Close | No |
| XXXX | XXXX |  | 14059812 | Closed | 2025-05-16 14:32 | 2025-06-12 17:59 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/12/2025 <br>Ready for Review-HVE - Due Diligence Vendor-06/11/2025 <br>Counter-LCA score is 3.0. Per guidelines If two scores are obtained and either score is > 2.5, another assessment option is required. - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Invalid CU score 1.9 - Due Diligence Vendor-06/10/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-05/16/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4163142 | N/A | N/A |
| XXXX | XXXX |  | 20678814 | Closed | 2025-08-28 14:29 | 2025-08-28 14:29 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346282 | Investor Post-Close | No |
| XXXX | XXXX |  | 20678814 | Closed | 2025-05-29 02:40 | 2025-06-25 15:05 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Non-US Document Identification is expired | Resolved-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-06/25/2025 <br> Resolved-Lender provided Visa extension which expires after closing. Condition cleared. - Due Diligence Vendor-06/11/2025 <br> Ready for Review-H1B Visa Extension Attached - Due Diligence Vendor-06/10/2025 <br> Open-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-05/29/2025 |  | Resolved-Borrower Non-US identity document expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-06/25/2025 <br> Resolved-Lender provided Visa extension which expires after closing. Condition cleared. - Due Diligence Vendor-06/11/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4265003 | N/A | N/A |
| XXXX | XXXX |  | 68335850 | Closed | 2025-06-02 18:03 | 2025-06-10 19:06 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/02/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4302109 | N/A | N/A |
| XXXX | XXXX |  | 68335850 | Closed | 2025-06-02 19:58 | 2025-06-02 20:34 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/02/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/02/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4304238 | Investor Post-Close | No |
| XXXX | XXXX |  | 32565152 | Closed | 2025-05-16 15:30 | 2025-06-10 19:14 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> - Due Diligence Vendor-05/16/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4164215 | N/A | N/A |
| XXXX | XXXX |  | 92784874 | Closed | 2025-06-11 18:28 | 2025-06-19 14:46 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Received At Least Four Business Days Before Consummation | Resolved-Resolved - Due Diligence Vendor-06/19/2025 <br> Ready for Review-LE - Due Diligence Vendor-06/18/2025 <br> Open-The last Loan Estimate Received Date of (XX/XX/XXXX) is not 4 business days before the consummation date of (XX/XX/XXXX). Four business days before consummation is (XX/XX/XXXX. Under Regulation Z, a consumer must receive a revised Loan Estimate no later than 4 business days before consummation. (12 CFR 1026.19(e)(4)(ii)) - Due Diligence Vendor-06/11/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4414188 | N/A | N/A |
| XXXX | XXXX |  | 92784874 | Closed | 2025-06-02 14:21 | 2025-06-11 18:31 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Lender provided initial LE. Condition cleared. - Due Diligence Vendor-06/11/2025 <br> Resolved- - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Initial LE - Due Diligence Vendor-06/11/2025 <br> Open-The Initial Disclosure Date XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated (XX/XX/XXXX) and the application date is (XX/XX/XXXX). - Due Diligence Vendor-06/02/2025 |  | Resolved-Lender provided initial LE. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Resolved- - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4297856 | N/A | N/A |
| XXXX | XXXX |  | 92784874 | Closed | 2025-06-02 14:21 | 2025-06-11 18:30 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered At Least Seven Business Days Before Consummation | Resolved-Lender provided initial LE. Condition cleared. - Due Diligence Vendor-06/11/2025 <br> Resolved- - Due Diligence Vendor-06/11/2025 <br> Ready for Review-initial LE - Due Diligence Vendor-06/11/2025 <br> Open-The Initial Loan Estimate was delivered or placed in the mail on (XX/XX/XXXX), which is not seven business days before the consummation date of (XX/XX/XXXX). Seven business days before the consummation date is (XX/XX/XXXX . Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the seventh business day before consummation of the transaction. (12 CFR 1026.19(e)(1)(iii)(B)) The initial Loan Estimate is dated XX/XX/XXXX and the application date is XX/XX/XXXX . - Due Diligence Vendor-06/02/2025 |  | Resolved-Lender provided initial LE. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Resolved- - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4297855 | N/A | N/A |
| XXXX | XXXX |  | 92784874 | Closed | 2025-06-02 12:38 | 2025-06-11 18:12 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Lender provided AFBA. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Affiliate - Due Diligence Vendor-06/11/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) Invalid Finding. Finding rescinded. Data validated. - Due Diligence Vendor-06/02/2025 |  | Resolved-Lender provided AFBA. Condition cleared. - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4296640 | N/A | N/A |
| XXXX | XXXX |  | 92784874 | Closed | 2025-06-02 14:58 | 2025-06-10 19:23 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/02/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4298401 | N/A | N/A |
| XXXX | XXXX |  | 80978792 | Closed | 2025-06-02 15:56 | 2025-06-16 15:40 | Resolved | 1 - Information | Property | Missing Doc | Missing Updated Completion Report (442/10040) | Resolved-Documentation provided to confirm minimal repair has been completed. - Due Diligence Vendor-06/16/2025 <br>Open- - Due Diligence Vendor-06/02/2025 |  | Resolved-Documentation provided to confirm minimal repair has been completed. - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4299886 | N/A | N/A |
| XXXX | XXXX |  | 80978792 | Closed | 2025-06-02 15:02 | 2025-06-16 15:40 | Resolved | 1 - Information | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Documentation provided deemed acceptable. - Due Diligence Vendor-06/16/2025 <br> Counter-Per client: borrower attestation letter is acceptable. Must include borrower name address, certification language that the alteration or repair was satisfactorily completed, borrower signature and date, visually verifiable exhibits of the completed work (photos) and one of: signature of professional, professionally prepared report or paid invoices. Missing borrower attestation and photo(s). - Due Diligence Vendor-06/11/2025 <br> Ready for Review-The appraisal was completed subject to an inspection of the smoke alarm. Per XXXX B4-1.2-05 (attached) documentation options include a prefessionally prepared inspection report. In this case, we have an invoice from an Electrician confirming that the smoke alarm was replaced. This documentation meets XXXX guidelines. - Due Diligence Vendor-06/11/2025 <br> Counter-Lender provided the invoice for the smoke alarm replacement. The appraisal was completed "subject to". Please provide an updated appraisal to confirm satisfactory of completion (1004D). Condition remains. - Due Diligence Vendor-06/11/2025 <br> Ready for Review-The appraisal was completed subject to repair of a smoke alarm. Please see electrician's receipt attached. <br> - Due Diligence Vendor-06/10/2025 <br> Open-Primary Value Subject Property Appraisal is not on an As-Is Basis 1004D is missing in the loan file to verify the required completion - Due Diligence Vendor-06/02/2025 |  | Resolved-Documentation provided deemed acceptable. - Due Diligence Vendor-06/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4298462 | N/A | N/A |
| XXXX | XXXX |  | 80978792 | Closed | 2025-06-02 15:46 | 2025-06-11 16:21 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-Lender provided the ROV provided at the time of appraisal delivery. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Apprsl/ROV<br>- Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-06/02/2025 |  | Resolved-Lender provided the ROV provided at the time of appraisal delivery. Condition cleared. - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4299650 | N/A | N/A |
| XXXX | XXXX |  | 19514525 | Closed | 2025-05-23 13:45 | 2025-06-16 18:05 | Resolved | 1 - Information | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Not a PUD - Due Diligence Vendor-06/16/2025 <br>Open-Missing Mortgage Riders – PUD Rider - Due Diligence Vendor-05/23/2025 |  | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Single Family Detached) - Due Diligence Vendor-06/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4226783 | N/A | N/A |
| XXXX | XXXX |  | 81882166 | Closed | 2025-05-16 15:36 | 2025-06-20 15:26 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/20/2025 <br>Ready for Review-Provide additional information as to what the issue is. We provided the final SS. What figures are causing the issue? - Due Diligence Vendor-06/20/2025 <br>Counter-Received a Master Settlement statement, however, the fees do not match the Final CD. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. Condition remains. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/18/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/16/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4164311 | N/A | N/A |
| XXXX | XXXX |  | 81882166 | Closed | 2025-05-16 14:44 | 2025-06-18 20:57 | Resolved | 1 - Information | Credit | Missing Doc | Missing Condo Questionnaire | Resolved-Lender states: "Property is a Row/Townhome with 3 units only - Condo questionnaire not required". Condition cleared. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Invalid request - Property is a Row/Townhome with 3 units only - Condo questionnaire not required - Due Diligence Vendor-06/18/2025 <br> Open- The Condo Questionnaire is missing from the loan file. Additional conditions may apply.<br> - Due Diligence Vendor-05/16/2025 |  | Resolved-Lender states: "Property is a Row/Townhome with 3 units only - Condo questionnaire not required". Condition cleared. - Due Diligence Vendor-06/18/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4163310 | N/A | N/A |
| XXXX | XXXX |  | 81882166 | Closed | 2025-05-16 14:10 | 2025-06-18 20:43 | Resolved | 1 - Information | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | Resolved-Received final settlement statement with disbursement date of XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Loan disbursed XX/XX/XXXX, the effective date of the borrower's HO-6 and the property building coverage is full replacement cost - Due Diligence Vendor-06/18/2025 <br> Open-HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-05/16/2025 |  | Resolved-Received final settlement statement with disbursement date of XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-06/18/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4162890 | N/A | N/A |
| XXXX | XXXX |  | 55242216 | Closed | 2025-06-20 13:46 | 2025-06-20 13:48 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-06/20/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/20/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-06/20/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4509728 | Investor Post-Close | No |
| XXXX | XXXX |  | 55242216 | Closed | 2025-05-16 09:37 | 2025-06-18 22:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/25/2025 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-HVE - Due Diligence Vendor-06/17/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/16/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/16/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/25/2025 <br>Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4160877 | N/A | N/A |
| XXXX | XXXX |  | 40522700 | Closed | 2025-06-03 18:19 | 2025-06-18 21:25 | Resolved | 1 - Information | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 6.49 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-06/18/2025 <br>Open-Audited Reserves of 1.79 month(s) are less than Guideline Required Reserves of 3 month(s) Short reserves due to unverified EMD. Additional conditions may apply. - Due Diligence Vendor-06/03/2025 |  | Resolved-Audited Reserves of 6.49 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-06/18/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4317294 | N/A | N/A |
| XXXX | XXXX |  | 40522700 | Closed | 2025-06-03 18:53 | 2025-06-18 21:24 | Resolved | 1 - Information | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Per our asset worksheet required funds including reserves $X,XXX.XX and verified funds are $X,XXX.XX. Are you able to point out the discrepancy? - Due Diligence Vendor-06/17/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is less than Total Required Reserve Amount of $X,XXX.XX Short reserves due to unverified EMD. Additional conditions may apply. - Due Diligence Vendor-06/03/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/18/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4317929 | N/A | N/A |
| XXXX | XXXX |  | 40522700 | Closed | 2025-06-03 19:39 | 2025-06-16 16:50 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/16/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/03/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4319140 | Investor Post-Close | No |
| XXXX | XXXX |  | 76569211 | Closed | 2025-05-20 11:36 | 2025-06-12 17:16 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided Sufficient documentation provided. - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Please see attached screen shot of our XXXX screen showing that the business verification was uploaded to our system on 4/23/25 which is prior to closing. - Due Diligence Vendor-06/11/2025 <br> Counter-Lender provided the same XXXX printout which is not dated. Condition remains. - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Business Verification - Due Diligence Vendor-06/10/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing The documentation provided contains no date of verification. - Due Diligence Vendor-05/20/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided Sufficient documentation provided. - Due Diligence Vendor-06/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4188839 | N/A | N/A |
| XXXX | XXXX |  | 76569211 | Closed | 2025-05-20 19:04 | 2025-06-11 16:17 | Resolved | 1 - Information | Credit | Missing Doc | Missing evidence of sale of other property owned (REO) | Resolved-Lender provided executed ALTA Settlement Statement for the departure residence. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Departing home final CD - Due Diligence Vendor-06/10/2025 <br>Open-Final Hud-1, Closing documents, or other evidence of sale from departing residence evidencing liens paid was not provided. HUD-1 provided was estimated. - Due Diligence Vendor-05/20/2025 |  | Resolved-Lender provided executed ALTA Settlement Statement for the departure residence. Condition cleared. - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4195508 | N/A | N/A |
| XXXX | XXXX |  | 53794779 | Closed | 2025-06-25 19:32 | 2025-06-25 19:32 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4562111 | Investor Post-Close | No |
| XXXX | XXXX |  | 53794779 | Closed | 2025-05-30 13:11 | 2025-06-11 16:44 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-Lender provided the ROV provided at the time of appraisal delivery. Condition cleared. <br> - Due Diligence Vendor-06/11/2025 <br>Ready for Review-ROV - Due Diligence Vendor-06/11/2025 <br>Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-05/30/2025 |  | Resolved-Lender provided the ROV provided at the time of appraisal delivery. Condition cleared. <br> - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4281498 | N/A | N/A |
| XXXX | XXXX |  | 53794779 | Closed | 2025-05-30 13:05 | 2025-06-11 16:43 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-Lender provided evidence of appraisal delivery. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-apprsl - Due Diligence Vendor-06/11/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-05/30/2025 |  | Resolved-Lender provided evidence of appraisal delivery. Condition cleared. - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4281427 | N/A | N/A |
| XXXX | XXXX |  | 53794779 | Closed | 2025-05-28 19:57 | 2025-06-11 16:40 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Property Taxes for REO | Resolved-Lender provided evidence of taxes for the property listed in 3a of the final 1003. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-property tax - Due Diligence Vendor-06/10/2025 <br>Open-Evidence of property taxes for property REO-1 on the final application not provided. - Due Diligence Vendor-05/28/2025 |  | Resolved-Lender provided evidence of taxes for the property listed in 3a of the final 1003. Condition cleared. - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4261759 | N/A | N/A |
| XXXX | XXXX |  | 67536562 | Closed | 2025-05-28 16:59 | 2025-06-16 18:00 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Final CD and Final SS - Provide more information as to what the issue is - Due Diligence Vendor-06/16/2025 <br>Counter-Lender provided Final Master Statement that was not consistent to the final CD in regard to fees. Please provide Post-Closing CD. Condition remains. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/11/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/28/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4258426 | N/A | N/A |
| XXXX | XXXX |  | 15191452 | Closed | 2025-06-03 13:08 | 2025-07-08 17:39 | Resolved | 1 - Information | Credit | Missing Doc | Missing letter of explanation | Resolved-Cleared/accepted per client request. - Due Diligence Vendor-07/08/2025 <br> Ready for Review-XXXX final 1003 is accurate. At the time of application his primary residence was XXX XXXX XXXX. He owns the home, he was living in the home and he was renting out rooms as short-term rentals. As indicated in Section 4, he is purchasing XXX XXXX XXXX as his new primary residence. He will retain XXX XXXX XXXX and will continue to rent it. - Due Diligence Vendor-07/07/2025 <br> Counter-Additional information is required from the borrower. - Due Diligence Vendor-07/03/2025 <br> Ready for Review-After more research we determined that the borrower rented out a portion of his home through short-term rental programs (see attachd) which is why rental income is reported on the Schedule E. The subject property is his new primary home, and since he's no longer living at XXX XXXX XXXX it's reasonable that the property will provide more income than it has in the past. - Due Diligence Vendor-07/02/2025 <br> Counter-If the borrower is not living in the residence, an accurate 1003 and possible VOR must be provided. - Due Diligence Vendor-06/19/2025 <br> Ready for Review-Income worksheet states "Departure appears on Schedule E for full year 2024. Noted as SFR but appears to be a vacation home or XXXX type of usage. XXXXreflects X beds, X baths and right on the XXXX XXXX." - Due Diligence Vendor-06/18/2025 <br> Counter-The borrower claimed rental income from his primary residence in XXXX, which is a single family residence and the main source of his income. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-The subject transaction is a purchase of a primary residence. Meaning that the borrowers are departing their current primary home located at XXX XXXX XXXX and renting it out. <br> - Due Diligence Vendor-06/18/2025 <br> Open-Borrower is receiving rental income on current primary one unit residence. Provide a letter of explanation. Additional conditions may apply. - Due Diligence Vendor-06/03/2025 |  | Resolved-Cleared/accepted per client request. - Due Diligence Vendor-07/08/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4310795 | N/A | N/A |
| XXXX | XXXX |  | 15191452 | Closed | 2025-06-03 14:57 | 2025-06-18 20:16 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-Sufficient proof of delivery received. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-Apprsl - Due Diligence Vendor-06/17/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-06/03/2025 |  | Resolved-Sufficient proof of delivery received. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4312363 | N/A | N/A |
| XXXX | XXXX |  | 15191452 | Closed | 2025-06-03 10:46 | 2025-06-18 20:14 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-PCCD received. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-PCD - Due Diligence Vendor-06/17/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/03/2025 |  | Resolved-PCCD received. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4309641 | N/A | N/A |
| XXXX | XXXX |  | 65680196 | Closed | 2025-05-28 05:23 | 2025-08-28 14:58 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2025 <br>Ready for Review-HVE - Due Diligence Vendor-06/10/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-05/28/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4252242 | N/A | N/A |
| XXXX | XXXX |  | 65680196 | Closed | 2025-08-28 14:35 | 2025-08-28 14:35 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346443 | Investor Post-Close | No |
| XXXX | XXXX |  | 65680196 | Closed | 2025-05-28 04:52 | 2025-06-11 16:54 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Lender provided attestation of no affiliates. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Ready for Review-AFBD - Due Diligence Vendor-06/10/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/28/2025 |  | Resolved-Lender provided attestation of no affiliates. Condition cleared. - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4252179 | N/A | N/A |
| XXXX | XXXX |  | 92810954 | Closed | 2025-05-20 12:40 | 2025-06-11 16:58 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025 <br>Ready for Review-AFBD - Due Diligence Vendor-06/10/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) RESPA: AfBA Disclosure is Missing or Incomplete. - Due Diligence Vendor-05/20/2025 |  | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4189371 | N/A | N/A |
| XXXX | XXXX |  | 69064485 | Closed | 2025-06-25 19:36 | 2025-06-25 19:36 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4562165 | Investor Post-Close | No |
| XXXX | XXXX |  | 54538026 | Closed | 2025-05-28 15:18 | 2025-06-11 17:06 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025 <br>Ready for Review-No Affiliates - Due Diligence Vendor-06/10/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/28/2025 |  | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 4256894 | N/A | N/A |
| XXXX | XXXX |  | 98344232 | Closed | 2025-06-03 19:56 | 2025-07-15 21:43 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Soft pull and lender attestation provided, finding cleared. - Due Diligence Vendor-07/15/2025 <br> Ready for Review-See attached soft pull - Due Diligence Vendor-07/15/2025 <br> Counter-Please provide 3rd party documentation confirming the payment. - Due Diligence Vendor-06/20/2025 <br> Ready for Review-Please see attached - Due Diligence Vendor-06/18/2025 <br> Counter-Please provide results from your internal, back-end XXXX Gap Report process in order to confirm the payment via 3rd party. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Porsche Credit balance $X,XXX.XX payment $X,XXX.XX was identified through our internal, back-end Transunion Gap Report process. When the gap process is run, we are provided with only the account name, number, balance and payment. We do not request a statement from the borrower because a) we already have the details directly from Transunion and b) the borrower qualifies with the liability.<br> - Due Diligence Vendor-06/17/2025 <br> Open-Additional liability (installment) listed on final loan application, loan file does not include any supporting document to very monthly payment. Kindly provide valid document to calculate DTI. - Due Diligence Vendor-06/03/2025 |  | Resolved-Soft pull and lender attestation provided, finding cleared. - Due Diligence Vendor-07/15/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4319402 | N/A | N/A |
| XXXX | XXXX |  | 98344232 | Closed | 2025-06-03 19:31 | 2025-06-18 19:25 | Resolved | 1 - Information | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Resolved - Due Diligence Vendor-06/18/2025 <br> Open-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) - Due Diligence Vendor-06/18/2025 <br> Ready for Review-ALTA - Due Diligence Vendor-06/18/2025 <br> Open-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (2025-05-07). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (Reg Z, 12 CFR 1026.23(c) and Official Staff Commentary) - Due Diligence Vendor-06/03/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4318936 | N/A | N/A |
| XXXX | XXXX |  | 98344232 | Closed | 2025-06-03 19:56 | 2025-06-18 19:24 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/18/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/03/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4319407 | N/A | N/A |
| XXXX | XXXX |  | 98344232 | Closed | 2025-06-03 19:31 | 2025-06-18 19:21 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-HCD received. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Disclosures - Due Diligence Vendor-06/17/2025 <br> Open-EV3 per client - Due Diligence Vendor-06/10/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) No comment required. - Due Diligence Vendor-06/03/2025 |  | Resolved-HCD received. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4318937 | N/A | N/A |
| XXXX | XXXX |  | 98344232 | Closed | 2025-06-03 19:31 | 2025-06-18 19:21 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-LE received. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Initial LE, Counseling disclosure - Due Diligence Vendor-06/17/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX . Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). - Due Diligence Vendor-06/03/2025 |  | Resolved-LE received. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4318938 | N/A | N/A |
| XXXX | XXXX |  | 79822116 | Closed | 2025-06-17 20:46 | 2025-07-14 16:41 | Waived | 2 - Non-Material | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Waived-Exception granted, the finding will be graded a B or non-material. - Due Diligence Vendor-07/14/2025 <br> Counter-Income has been provided to the client. - Due Diligence Vendor-07/09/2025 <br> Ready for Review-7/3 Please provide your calculations so we know where the discrepancy is. Once I know the discrepancy between your numbers and ours I will be able to fix it or rerun. - Due Diligence Vendor-07/03/2025 <br> Counter-Income calculations provided to client - Due Diligence Vendor-07/03/2025 <br> Ready for Review-Please see attached 1008 and income worksheet. Are you able to pinpoint the discrepancy(ies)? In order to rerun we need to know your numbers. I looked in the XXXX XXXX but did not see an LAS Report. Thanks! - Due Diligence Vendor-07/02/2025 <br> Counter-verbiage has been revised. - Due Diligence Vendor-07/02/2025 <br> Ready for Review-This is an invalid ask. DTI of 26.33 vs 26.02 is not 3% - Please clear this as we do not require a re-run for .31% difference - Due Diligence Vendor-07/01/2025 <br> Open-Audited DTI of 26.33% exceeds AUS DTI of 23.016%. Revised AUS findings with DTI w/in 3% are required. - Due Diligence Vendor-07/01/2025 |  | Waived-Exception granted, the finding will be graded a B or non-material. - Due Diligence Vendor-07/14/2025<br>| XXXXXXXX_1.pdf |  | LTV of 60%<br> FICO of 784<br> Reserves of $494,336 | XX | Primary Residence | Purchase | NA | 4478912 | Investor Post-Close | No |
| XXXX | XXXX |  | 79822116 | Closed | 2025-06-17 20:46 | 2025-06-17 20:47 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-06/17/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/17/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-06/17/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4478913 | Investor Post-Close | No |
| XXXX | XXXX |  | 16669712 | Closed | 2025-05-23 18:54 | 2025-06-10 19:21 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. . - Due Diligence Vendor-05/23/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4233134 | N/A | N/A |
| XXXX | XXXX |  | 18266634 | Closed | 2025-05-28 14:54 | 2025-06-16 16:46 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/16/2025 <br>Ready for Review-Provide more information as what was sent is the Final SS - What was not consistent to the final CD in regard to fees - Due Diligence Vendor-06/16/2025 <br>Counter-Lender provided Final ALTA Settlement Statement that was not consistent to the final CD in regard to fees. Please provide Post-Closing CD. Condition remains. <br> - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/11/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/28/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4256248 | N/A | N/A |
| XXXX | XXXX |  | 18266634 | Closed | 2025-05-28 19:07 | 2025-06-16 16:45 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/16/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/28/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4260886 | Investor Post-Close | No |
| XXXX | XXXX |  | 18266634 | Closed | 2025-05-28 14:12 | 2025-06-11 19:44 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Lender provided an updated hazard insurance policy with an effective date matching the disbursement date. Condition cleared.<br> - Due Diligence Vendor-06/11/2025 <br> Ready for Review-HOI - Due Diligence Vendor-06/11/2025 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Due Diligence Vendor-05/28/2025 |  | Resolved-Lender provided an updated hazard insurance policy with an effective date matching the disbursement date. Condition cleared.<br> - Due Diligence Vendor-06/11/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4255442 | N/A | N/A |
| XXXX | XXXX |  | 53654320 | Closed | 2025-05-30 05:49 | 2025-06-25 15:55 | Resolved | 1 - Information | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 25.66 month(s) are greater than or equal to Guideline Required Reserves of 18 month(s) - Due Diligence Vendor-06/25/2025 <br> Resolved-Audited Reserves of 25.67 month(s) are greater than or equal to Guideline Required Reserves of 18 month(s) - Due Diligence Vendor-06/19/2025 <br> Open- - Due Diligence Vendor-06/13/2025 <br> Ready for Review-Asset statements - Due Diligence Vendor-06/11/2025 <br> Counter-Account ending XXXX reflects ending balance of $X,XXX.XX (asset worksheet provided reflects balance of $X,XXX.XX). Additionally, asset worksheet reflects IRAs ending 6501 and 3062 that were not verified in the loan file. Condition remains. - Due Diligence Vendor-06/11/2025 <br> Ready for Review-Per the attached asset worksheet, verified funds are $X,XXX.XX and required funds are $X,XXX.XX (including reserves of $X,XXX.XX). Are you able to pinpoint the discrepancy? I looked for an LAS Report but didn't find one. - Due Diligence Vendor-06/10/2025 <br> Open-Audited Reserves of 1.29 month(s) are less than Guideline Required Reserves of 18 month(s) Audited Reserves of 1.29 months are less than Guideline Required Reserves of 18 months. - Due Diligence Vendor-05/30/2025 |  | Resolved-Audited Reserves of 25.66 month(s) are greater than or equal to Guideline Required Reserves of 18 month(s) - Due Diligence Vendor-06/25/2025 <br>Resolved-Audited Reserves of 25.67 month(s) are greater than or equal to Guideline Required Reserves of 18 month(s) - Due Diligence Vendor-06/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4277845 | N/A | N/A |
| XXXX | XXXX |  | 53654320 | Closed | 2025-05-30 05:51 | 2025-06-24 20:28 | Resolved | 1 - Information | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of$X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/24/2025 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/19/2025 <br> Ready for Review-Assets - Due Diligence Vendor-06/18/2025 <br> Counter-There is no asset documentation in the loan file for XXXX, XXXX, or XXXX. - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Looking at our calculation worksheet, the funds used for reserves were not wired to closing: XXXX $X,XXX.XX, XXXX XXXX $X,XXX.XX and XXXX XXXX $X,XXX.XX. The gift of $X,XXX.XX was wired to closing but it's not being used for reserves...it's being used for cash to close. Are you able to provide a breakdown of the assets that you are using? I looked for an XXX report in XXXX but I didn't find one. Thanks! - Due Diligence Vendor-06/17/2025 <br> Counter-Assets wired directly to title cannot be utilized for reserves. Total audited reserves is $X,XXX.XX. Guidelines require 18 mo PITIA reserves. - Due Diligence Vendor-06/16/2025 <br> Ready for Review-Please clear as the other Asset Finding has been cleared - Due Diligence Vendor-06/16/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $X,XXX.XXis less than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/13/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is less than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-05/30/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/24/2025 <br> Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/19/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4277848 | N/A | N/A |
| XXXX | XXXX |  | 32878415 | Closed | 2025-06-03 12:34 | 2025-06-19 00:48 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-PCCD received. - Due Diligence Vendor-06/19/2025 <br>Ready for Review-PCD - Due Diligence Vendor-06/17/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/03/2025 |  | Resolved-PCCD received. - Due Diligence Vendor-06/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4310462 | N/A | N/A |
| XXXX | XXXX |  | 32878415 | Closed | 2025-06-03 16:55 | 2025-06-03 20:45 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/03/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/03/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4315741 | Investor Post-Close | No |
| XXXX | XXXX |  | 52598093 | Closed | 2025-06-04 19:11 | 2025-06-18 21:50 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/18/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/04/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4335690 | N/A | N/A |
| XXXX | XXXX |  | 52598093 | Closed | 2025-06-04 19:04 | 2025-06-04 20:16 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/04/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/04/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4335579 | Investor Post-Close | No |
| XXXX | XXXX |  | 37299533 | Closed | 2025-05-22 20:21 | 2025-06-13 14:32 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/13/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/12/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/22/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/13/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4220359 | N/A | N/A |
| XXXX | XXXX |  | 37299533 | Closed | 2025-05-23 18:50 | 2025-05-23 20:07 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/23/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/23/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4233094 | Investor Post-Close | No |
| XXXX | XXXX |  | 45978121 | Closed | 2025-06-18 21:16 | 2025-06-18 21:18 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged. - Due Diligence Vendor-06/18/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/18/2025 |  | Acknowledged-Acknowledged. - Due Diligence Vendor-06/18/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4493619 | Investor Post-Close | No |
| XXXX | XXXX |  | 45978121 | Closed | 2025-06-02 12:32 | 2025-06-18 21:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-HVE - Due Diligence Vendor-06/17/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/02/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4296597 | N/A | N/A |
| XXXX | XXXX |  | 45978121 | Closed | 2025-06-02 11:36 | 2025-06-18 21:15 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 W2/1099 Missing | Resolved-Borrower 2 W2/1099 Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-06/18/2025 <br>Ready for Review-W2 - Due Diligence Vendor-06/17/2025 <br>Open-Borrower 2 W2/1099 Missing Most Recent W2 for Borrower-2 is Missing - Due Diligence Vendor-06/02/2025 |  | Resolved-Borrower 2 W2/1099 Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4296221 | N/A | N/A |
| XXXX | XXXX |  | 47803919 | Closed | 2025-05-29 20:06 | 2025-06-16 16:57 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged by client<br> - Due Diligence Vendor-06/16/2025 <br>Open- - Due Diligence Vendor-06/16/2025 <br>Acknowledged-Acknowledged by client<br> - Due Diligence Vendor-06/16/2025 <br>Acknowledged- - Due Diligence Vendor-05/29/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/29/2025 |  | Acknowledged-Acknowledged by client<br> - Due Diligence Vendor-06/16/2025 <br>Acknowledged-Acknowledged by client<br> - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4274943 | Investor Post-Close | No |
| XXXX | XXXX |  | 49446232 | Closed | 2025-05-22 17:58 | 2025-06-11 17:41 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Affiliate - Due Diligence Vendor-06/10/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) . - Due Diligence Vendor-05/22/2025 |  | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4217758 | N/A | N/A |
| XXXX | XXXX |  | 89008014 | Closed | 2025-05-29 13:35 | 2025-06-20 19:25 | Resolved | 1 - Information | Compliance | Disclosure | TILA: NORTC Missing for one or more borrowers/vested parties | Resolved-TILA: Notice of Right to Cancel is provided - Due Diligence Vendor-06/20/2025 <br>Ready for Review-NORTC - Due Diligence Vendor-06/20/2025 <br>Open-TILA: NORTC Missing for one or more borrowers/vested parties - Due Diligence Vendor-05/29/2025 |  | Resolved-TILA: Notice of Right to Cancel is provided - Due Diligence Vendor-06/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4268279 | N/A | N/A |
| XXXX | XXXX |  | 89008014 | Closed | 2025-05-29 11:24 | 2025-06-11 17:48 | Resolved | 1 - Information | Credit | Missing Doc | The Note is Missing | Resolved-Lender provided executed Note. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Resolved-The Note is Present - Due Diligence Vendor-06/11/2025 <br>Ready for Review-Note - Due Diligence Vendor-06/10/2025 <br>Open-The Note is Missing - Due Diligence Vendor-05/29/2025 |  | Resolved-Lender provided executed Note. Condition cleared. - Due Diligence Vendor-06/11/2025 <br>Resolved-The Note is Present - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4266905 | N/A | N/A |
| XXXX | XXXX |  | 37921093 | Closed | 2025-05-20 16:40 | 2025-05-20 17:57 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/20/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/20/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4193383 | Investor Post-Close | No |
| XXXX | XXXX |  | 86329831 | Closed | 2025-05-20 14:18 | 2025-07-17 22:32 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy notice provided, finding cleared. - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Per the Correspondent: I went deep here in an effort to resolve this. The attached consent to do business electronically was given by the consumer and on our platform/ borrower portal we have a link to our privacy policy : https://rfm.io/legal/privacy-policy/ - Due Diligence Vendor-07/17/2025 <br>Ready for Review-Per the Correspondent: I went deep here in an effort to resolve this – please find attached the signed LE which also doesn't include a FACTS disclosure or something similar. The attached consent to do business electronically was given by the consumer and on our platform/ borrower portal we have a link to our privacy policy : https://rfm.io/legal/privacy-policy/ - Due Diligence Vendor-07/17/2025 <br>Counter-Documents provided are title insurer privacy notice, the state disclosure from the title insurance company, the homeowner's insurance privacy notice, borrower authorization, tax return authorization, and FACTA. Please provide the privacy notice provided to the borrower from the originator at initial disclosure. - Due Diligence Vendor-07/01/2025 <br>Ready for Review-disclosure - Due Diligence Vendor-07/01/2025 <br>Counter-Doc submitted is not a privacy disclosure. - Due Diligence Vendor-06/27/2025 <br>Ready for Review-disclosure - Due Diligence Vendor-06/26/2025 <br>Open-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-05/20/2025 |  | Resolved-Privacy notice provided, finding cleared. - Due Diligence Vendor-07/17/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 4190744 | N/A | N/A |
| XXXX | XXXX |  | 75016355 | Closed | 2025-05-20 15:00 | 2025-06-17 19:08 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Resolved - Due Diligence Vendor-06/17/2025 <br> Ready for Review-Receipt - Due Diligence Vendor-06/16/2025 <br> Open-Material finding per client request - Due Diligence Vendor-06/04/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-05/20/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/17/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4191400 | N/A | N/A |
| XXXX | XXXX |  | 75016355 | Closed | 2025-05-20 15:00 | 2025-06-17 19:08 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Resolved - Due Diligence Vendor-06/17/2025 <br> Ready for Review-LE - Due Diligence Vendor-06/16/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) - Due Diligence Vendor-05/20/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/17/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4191401 | N/A | N/A |
| XXXX | XXXX |  | 75016355 | Closed | 2025-05-21 19:00 | 2025-06-16 17:03 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged by client<br> - Due Diligence Vendor-06/16/2025 <br>Acknowledged- - Due Diligence Vendor-05/21/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. . - Due Diligence Vendor-05/21/2025 |  | Acknowledged-Acknowledged by client<br> - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4208362 | Investor Post-Close | No |
| XXXX | XXXX |  | 75016355 | Closed | 2025-05-20 13:58 | 2025-06-11 17:51 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025 <br>Ready for Review-No affiliates - Due Diligence Vendor-06/10/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/20/2025 |  | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4190462 | N/A | N/A |
| XXXX | XXXX |  | 80339167 | Closed | 2025-06-18 23:51 | 2025-06-18 23:52 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-06/18/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/18/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-06/18/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4494746 | Investor Post-Close | No |
| XXXX | XXXX |  | 80339167 | Closed | 2025-06-03 12:19 | 2025-06-18 23:51 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-XXXX XXXX CDA - Due Diligence Vendor-06/17/2025 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/03/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4310323 | N/A | N/A |
| XXXX | XXXX |  | 37756377 | Closed | 2025-05-23 14:32 | 2025-05-27 20:00 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/27/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/23/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4227602 | Investor Post-Close | No |
| XXXX | XXXX |  | 96270666 | Closed | 2025-06-03 17:07 | 2025-06-20 19:04 | Resolved | 1 - Information | Credit | Missing Doc | Missing VVOE dated within 10 days consummation | Resolved-Removed Sched C income. - Due Diligence Vendor-06/20/2025 <br> Ready for Review-Revised 1003 and 1008 - Due Diligence Vendor-06/20/2025 <br> Counter-Provide VVOE or revised 1003, 1008. - Due Diligence Vendor-06/19/2025 <br> Ready for Review-Per the attached income worksheet, Schedule C income is comprised of "Real Estate" $X,XXX.XX and "Financial Services " $X,XXX.XX. It does not appear that this income was included for qualification, therefore should not need to be verified. Worst case, remove the $X,XXX.XX and the adjusted DTI is 47.35%. - Due Diligence Vendor-06/17/2025 <br> Open-VVOE missing for Borrower-1 Schedule C income. - Due Diligence Vendor-06/03/2025 |  | Resolved-Removed Sched C income. - Due Diligence Vendor-06/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4315949 | N/A | N/A |
| XXXX | XXXX |  | 32829807 | Closed | 2025-06-05 08:10 | 2025-06-23 16:04 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/23/2025 <br>Ready for Review-The Periodic Report was filed 2/3/2021 and was pulled down from the Colorado Sec of State Website on 5/12/2025. The document does not have a print date when selected on the website and printed to PDF. Please accept the docs attached as evidence of pre-purchase pull and now post - Due Diligence Vendor-06/20/2025 <br>Counter-Documentation provided is a periodic report dated 4 years prior to close. - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Please see attached - Due Diligence Vendor-06/17/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Borrower 1 3rd Party VOE Prior to close for business 1b on the final application. - Due Diligence Vendor-06/05/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-06/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | 4341146 | N/A | N/A |
| XXXX | XXXX |  | 32829807 | Closed | 2025-06-05 09:42 | 2025-06-19 00:00 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of Property Taxes for REO | Resolved-Received. - Due Diligence Vendor-06/19/2025 <br>Ready for Review-Please see attached - Due Diligence Vendor-06/17/2025 <br>Open-Evidence of property taxes for property REO 3 & 4 on the final application not provided. - Due Diligence Vendor-06/05/2025 |  | Resolved-Received. - Due Diligence Vendor-06/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | 4341878 | N/A | N/A |
| XXXX | XXXX |  | 89919035 | Closed | 2025-08-26 19:42 | 2025-08-28 14:38 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-08/28/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-08/26/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5324920 | Investor Post-Close | No |
| XXXX | XXXX |  | 89919035 | Closed | 2025-06-02 16:03 | 2025-08-07 15:34 | Resolved | 1 - Information | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-08/06/2025 <br>Ready for Review-Recorded DOT/PUD Rider - Due Diligence Vendor-08/06/2025 <br>Counter-Please send the executed documents when available. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-We are still in process of having these documents executed, notarized and recorded. - Due Diligence Vendor-07/17/2025 <br>Open-Missing Mortgage Riders – PUD Rider - Due Diligence Vendor-06/02/2025 |  | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-08/06/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4300021 | N/A | N/A |
| XXXX | XXXX |  | 48631879 | Closed | 2025-06-03 09:22 | 2025-06-27 16:25 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | Resolved-PCCD from the subject with accurate fees received. - Due Diligence Vendor-06/27/2025 <br> Counter-Please provide updated PCCD. - Due Diligence Vendor-06/20/2025 <br> Ready for Review-Final Fees - Due Diligence Vendor-06/20/2025 <br> Counter-Document provided (LE information) is not for the subject loan. Condition remains. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-response - Due Diligence Vendor-06/17/2025 <br> Open-The total amount of the 10% category fees ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - Due Diligence Vendor-06/03/2025 |  | Resolved-PCCD from the subject with accurate fees received. - Due Diligence Vendor-06/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4309333 | N/A | N/A |
| XXXX | XXXX |  | 48631879 | Closed | 2025-06-03 09:22 | 2025-06-27 16:24 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | Resolved-PCCD for subject reflecting accurate fees received. INITIAL rebuttal dated XX/XX/XXXX did not contain snips from the subject loan. - Due Diligence Vendor-06/27/2025 <br> Ready for Review-Your comments about the documents provided do not belong to this loan seems odd when in fact they DO belong to this loan. Please re-review - Due Diligence Vendor-06/26/2025 <br> Counter-Please provide updated PCCD. - Due Diligence Vendor-06/20/2025 <br> Ready for Review-Final Fees - Due Diligence Vendor-06/20/2025 <br> Counter-Document provided is not for the subject loan. Condition remains. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Response - Due Diligence Vendor-06/17/2025 <br> Open-The total amount of the 10% category fees on the last Closing Disclosure ($X,XXX.XX) has increased by more than 10% over the current baseline value of ($X,XXX.XX). The total amount of fees in the 10% category cannot exceed ($X,XXX.XX). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). - Due Diligence Vendor-06/03/2025 |  | Resolved-PCCD for subject reflecting accurate fees received. INITIAL rebuttal dated XX/XX/XXXX did not contain snips from the subject loan. - Due Diligence Vendor-06/27/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4309332 | N/A | N/A |
| XXXX | XXXX |  | 48631879 | Closed | 2025-06-04 12:53 | 2025-06-20 18:36 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/20/2025 <br>Ready for Review-Settlement Statement - Due Diligence Vendor-06/20/2025 <br>Counter-Document provided is not for the subject loan. Condition remains. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-ALTA - Due Diligence Vendor-06/17/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/04/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4329106 | N/A | N/A |
| XXXX | XXXX |  | 48631879 | Closed | 2025-06-04 12:41 | 2025-06-18 21:32 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-06/18/2025 <br>Ready for Review-apprsl - Due Diligence Vendor-06/17/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-06/04/2025 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4328998 | N/A | N/A |
| XXXX | XXXX |  | 48631879 | Closed | 2025-06-03 09:04 | 2025-06-18 21:26 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2025 <br> Resolved-Received HVE with verification of when the doc was uploaded. Condition cleared. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-HVE attached. It is undated so I included a screen shot of XXXX to show it was uploaded to our system on 5/1/25. - Due Diligence Vendor-06/17/2025 <br> Ready for Review-SSR's...both under 2.5 - Due Diligence Vendor-06/17/2025 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/04/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/18/2025 <br>Resolved-Received HVE with verification of when the doc was uploaded. Condition cleared. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4309281 | N/A | N/A |
| XXXX | XXXX |  | 40712401 | Closed | 2025-06-02 17:42 | 2025-07-09 17:41 | Resolved | 1 - Information | Credit | Closing | Borrower 1 Photo ID is expired | Resolved-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-07/09/2025 <br> Ready for Review-Patriot, ID - Due Diligence Vendor-07/08/2025 <br> Counter-Initialed document is rejected. - Due Diligence Vendor-06/20/2025 <br> Ready for Review-The US Patriot Act shows the borrower's expiration date is XX/XX/XXXX - Due Diligence Vendor-06/20/2025 <br> Counter-Documentation provided is not sufficient. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-3/22/33 - Due Diligence Vendor-06/17/2025 <br> Open-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-06/02/2025 |  | Resolved-Borrower photo ID expiration date is XX/XX/XXXX and note is dated XX/XX/XXXX. - Due Diligence Vendor-07/09/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4301739 | N/A | N/A |
| XXXX | XXXX |  | 40712401 | Closed | 2025-06-02 19:10 | 2025-06-27 16:17 | Resolved | 1 - Information | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Resolved-Resolved - Due Diligence Vendor-06/27/2025 <br> Rescinded-The XXXX Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (XXX 31.04.105(2); XXX 208-620-555; XXX 208-620-560(6)) Invalid finding. Finding rescinded. - Due Diligence Vendor-06/02/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/27/2025 <br> Rescinded-The XXXX Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (XXX 31.04.105(2); XXX 208-620-555; XXX 208-620-560(6)) Invalid finding. Finding rescinded. - Due Diligence Vendor-06/02/2025 |  |  |  | XX | Primary Residence | Purchase | NA | 4303315 | N/A | N/A |
| XXXX | XXXX |  | 40712401 | Closed | 2025-06-02 19:04 | 2025-06-27 16:16 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Sufficient documentation received to support timely delivery. - Due Diligence Vendor-06/27/2025 <br> Ready for Review-The Initial Application and all initial documents were sent to XXXXXX on XX/XX/XXXX , another loan package was sent on on XX/XX/XXXX as XXXX was added to the loan - Due Diligence Vendor-06/26/2025 <br> Counter-Tracking in initial loan file indicates only borrower authorization was sent on date specified. Please provide full tracking document to support snips. - Due Diligence Vendor-06/20/2025 <br> Ready for Review-The requirement is to provide the initial LE & disclosures are within 3 business days after the XX/XX/XXXX application. Sent to borrower XX/XX/XXXX and viewed onXX/XX/XXXX - Due Diligence Vendor-06/20/2025 <br> Counter-Please provide dated disclosure package/tracking. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-disclosures - Due Diligence Vendor-06/17/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-06/02/2025 |  | Resolved-Sufficient documentation received to support timely delivery. - Due Diligence Vendor-06/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4303185 | N/A | N/A |
| XXXX | XXXX |  | 40712401 | Closed | 2025-06-03 14:51 | 2025-06-27 16:16 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: Toolkit Not Provided Timely | Resolved-Sufficient documentation received to support timely delivery. - Due Diligence Vendor-06/27/2025 <br> Ready for Review-The Initial Application and all initial documents were sent to XXXX on XX/XX/XXXX, another loan package was sent on on XX/XX/XXXX as XXXX was added to the loan - Due Diligence Vendor-06/26/2025 <br> Counter-Tracking in initial loan file indicates only borrower authorization was sent on date specified. Please provide full tracking document to support snips. - Due Diligence Vendor-06/20/2025 <br> Ready for Review-4/23 disclosures sent to borrower, viewed on XX/XX/XXXX - Due Diligence Vendor-06/20/2025 <br> Counter-Please provide dated disclosure package/tracking. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-disclosures - Due Diligence Vendor-06/17/2025 <br> Open-RESPA: Toolkit Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. - Due Diligence Vendor-06/03/2025 |  | Resolved-Sufficient documentation received to support timely delivery. - Due Diligence Vendor-06/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4312262 | N/A | N/A |
| XXXX | XXXX |  | 64287830 | Closed | 2025-08-28 14:39 | 2025-08-28 14:39 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346507 | Investor Post-Close | No |
| XXXX | XXXX |  | 64287830 | Closed | 2025-06-03 18:08 | 2025-07-01 16:47 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-07/01/2025 <br> Ready for Review-The attached form is for the subject transaction. XXXXXXX XXXX, XXX XXXX XXXX. As for the form, I went to the XXXX website which provides samples of the privacy policy form. The attached is the same as the "Model Form with No Opt-Out". https://www.consumerfinance.gov/compliance/compliance-resources/other-applicable-requirements/privacy-notices/model-privacy-form/ - Due Diligence Vendor-07/01/2025 <br> Counter-Document provided is not a privacy notice. - Due Diligence Vendor-06/30/2025 <br> Ready for Review-Please see attached - Due Diligence Vendor-06/27/2025 <br> Counter-Document provided is not for the subject transaction. - Due Diligence Vendor-06/20/2025 <br> Ready for Review-This document was also provided in the initial package - Due Diligence Vendor-06/20/2025 <br> Counter-Received a Privacy Notice, however, the notice is not for the lender. Please provide a Lender Privacy Notice. Condition remains. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Previously provided in initial upload - Due Diligence Vendor-06/18/2025 <br> Open-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-06/03/2025 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-07/01/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4317036 | N/A | N/A |
| XXXX | XXXX |  | 75541106 | Closed | 2025-08-28 14:40 | 2025-08-28 14:40 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346515 | Investor Post-Close | No |
| XXXX | XXXX |  | 75541106 | Closed | 2025-05-23 09:42 | 2025-06-11 17:54 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025 <br>Ready for Review-AFBD - Due Diligence Vendor-06/10/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) AfBA Disclosure is Missing - Due Diligence Vendor-05/23/2025 |  | Resolved-Lender provided attestation of no affiliates. Condition cleared. <br> - Due Diligence Vendor-06/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4224689 | N/A | N/A |
| XXXX | XXXX |  | 75541106 | Closed | 2025-05-23 11:45 | 2025-06-10 19:23 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/10/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-06/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/23/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4225562 | N/A | N/A |
| XXXX | XXXX |  | 63730858 | Closed | 2025-06-03 11:13 | 2025-06-20 15:19 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-06/20/2025 <br>Ready for Review-Title - Due Diligence Vendor-06/20/2025 <br>Open-Title Document is missing - Due Diligence Vendor-06/03/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-06/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4309802 | N/A | N/A |
| XXXX | XXXX |  | 63730858 | Closed | 2025-06-05 13:29 | 2025-06-19 14:27 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Document Uploaded. PCCD received. - Due Diligence Vendor-06/19/2025 <br>Ready for Review-PCCD - Due Diligence Vendor-06/17/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/05/2025 |  | Resolved-Document Uploaded. PCCD received. - Due Diligence Vendor-06/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4343721 | N/A | N/A |
| XXXX | XXXX |  | 61820739 | Closed | 2025-06-20 15:12 | 2025-06-20 15:13 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-06/20/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/20/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-06/20/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4511205 | Investor Post-Close | No |
| XXXX | XXXX |  | 61820739 | Closed | 2025-06-04 04:30 | 2025-06-20 15:12 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/20/2025 <br>Ready for Review-CDA - Due Diligence Vendor-06/20/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-06/16/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4327041 | N/A | N/A |
| XXXX | XXXX |  | 61820739 | Closed | 2025-06-04 05:01 | 2025-06-18 22:52 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-. - Due Diligence Vendor-06/18/2025 <br> Resolved-Received evidence lender closed on Sat. Condition cleared. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Business hours - Due Diligence Vendor-06/18/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) Provide evidence the lender was not open for business on Saturday for purposes of disclosure timing. Additional conditions may apply. - Due Diligence Vendor-06/04/2025 |  | Resolved-. - Due Diligence Vendor-06/18/2025 <br>Resolved-Received evidence lender closed on Sat. Condition cleared. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4327123 | N/A | N/A |
| XXXX | XXXX |  | 61820739 | Closed | 2025-06-04 05:01 | 2025-06-18 22:52 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-. - Due Diligence Vendor-06/18/2025 <br> Resolved-Received evidence lender closed on Sat. Condition cleared. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Business hours - Due Diligence Vendor-06/18/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) Provide evidence the lender was not open for business on Saturday for purposes of disclosure timing. Additional conditions may apply. - Due Diligence Vendor-06/04/2025 |  | Resolved-. - Due Diligence Vendor-06/18/2025 <br>Resolved-Received evidence lender closed on Sat. Condition cleared. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4327122 | N/A | N/A |
| XXXX | XXXX |  | 20218856 | Closed | 2025-06-02 15:44 | 2025-06-25 16:04 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-06/25/2025 <br>Resolved-Acknowledged by client - Due Diligence Vendor-06/25/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-06/02/2025 |  | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-06/25/2025 <br>Resolved-Acknowledged by client - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4299610 | N/A | N/A |
| XXXX | XXXX |  | 76928107 | Closed | 2025-06-04 14:25 | 2025-06-04 18:28 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/04/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/04/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4330463 | Investor Post-Close | No |
| XXXX | XXXX |  | 59370624 | Closed | 2025-06-03 17:31 | 2025-06-06 16:55 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/06/2025 <br>Open- - Due Diligence Vendor-06/06/2025 <br>Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/03/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/03/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4316327 | Investor Post-Close | No |
| XXXX | XXXX |  | 74027306 | Closed | 2025-06-06 13:09 | 2025-06-06 14:35 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/06/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/06/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4358785 | Investor Post-Close | No |
| XXXX | XXXX |  | 74838151 | Closed | 2025-06-04 18:06 | 2025-06-20 13:19 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/19/2025 <br> Ready for Review-XXXX XXXXl CDA - Due Diligence Vendor-06/17/2025 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. - Due Diligence Vendor-06/05/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4334505 | N/A | N/A |
| XXXX | XXXX |  | 74838151 | Closed | 2025-06-04 18:36 | 2025-06-19 00:28 | Cured | 2 - Non-Material | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Cured-Proof of cure received. - Due Diligence Vendor-06/19/2025 <br> Ready for Review-Cured - Due Diligence Vendor-06/17/2025 <br> Open-The disclosed finance charge ($X,XXX.XX) is ($X,XXX.XX) below the actual finance charge($X,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $X,XXX.XXbelow the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) The disclosed finance charge ($X,XXX.XX) is ($X,XXX.XX) below the actual finance charge($X,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $X,XXX.XX below the actual finance charge. - Due Diligence Vendor-06/04/2025 |  | Cured-Proof of cure received. - Due Diligence Vendor-06/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4335124 | N/A | N/A |
| XXXX | XXXX |  | 74838151 | Closed | 2025-06-19 00:24 | 2025-06-19 00:27 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-06/19/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/19/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-06/19/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4494916 | Investor Post-Close | No |
| XXXX | XXXX |  | 26453582 | Closed | 2025-06-16 20:08 | 2025-06-16 20:09 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-06/16/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/16/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4463121 | Investor Post-Close | No |
| XXXX | XXXX |  | 26453582 | Closed | 2025-06-12 11:06 | 2025-06-16 20:08 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/16/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-06/12/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4421804 | N/A | N/A |
| XXXX | XXXX |  | 41266829 | Closed | 2025-06-16 20:14 | 2025-06-16 20:15 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-06/16/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/16/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4463225 | Investor Post-Close | No |
| XXXX | XXXX |  | 41266829 | Closed | 2025-06-10 13:42 | 2025-06-16 20:14 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/16/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-06/10/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/16/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4393629 | N/A | N/A |
| XXXX | XXXX |  | 97548753 | Closed | 2025-06-16 17:19 | 2025-06-24 19:36 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-sufficient documentation provided. - Due Diligence Vendor-06/24/2025 <br>Ready for Review-ROV confirmation on page 1 of appraisal, all ROV docs provided please clear or advise further - Due Diligence Vendor-06/24/2025 <br>Counter-Documentation submitted does not support ROV delivery at the time of appraisal delivery. - Due Diligence Vendor-06/23/2025 <br>Ready for Review-ROV Disclosure Delivery Confirmation - Due Diligence Vendor-06/20/2025 <br>Counter-ROV at the time of appraisal delivery is required. ROV provided is from initial disclosure. - Due Diligence Vendor-06/19/2025 <br>Ready for Review-ROV - Due Diligence Vendor-06/18/2025 <br>Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-06/16/2025 |  | Resolved-sufficient documentation provided. - Due Diligence Vendor-06/24/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4459768 | N/A | N/A |
| XXXX | XXXX |  | 28223612 | Closed | 2025-06-23 03:55 | 2025-07-01 13:24 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-sufficient documentation provided. - Due Diligence Vendor-07/01/2025 <br>Ready for Review-See appraisal, the ROV is at the top of the appraisal, proof it was delivered is the AIR - Due Diligence Vendor-06/27/2025 <br>Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-06/23/2025 |  | Resolved-sufficient documentation provided. - Due Diligence Vendor-07/01/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4523036 | N/A | N/A |
| XXXX | XXXX |  | 31406077 | Closed | 2025-07-01 16:35 | 2025-07-07 16:00 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-Sufficient documentation provided. - Due Diligence Vendor-07/07/2025 <br>Ready for Review-Please review the attached ROV certificate with the ROV document. - Due Diligence Vendor-07/07/2025 <br>Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-07/01/2025 |  | Resolved-Sufficient documentation provided. - Due Diligence Vendor-07/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4618003 | N/A | N/A |
| XXXX | XXXX |  | 31406077 | Closed | 2025-07-03 15:39 | 2025-07-03 15:41 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged by client - Due Diligence Vendor-07/03/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-07/03/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-07/03/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4652601 | Investor Post-Close | No |
| XXXX | XXXX |  | 31406077 | Closed | 2025-07-01 13:14 | 2025-07-03 15:40 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/03/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-07/01/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/03/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4613605 | N/A | N/A |
| XXXX | XXXX |  | 65773988 | Closed | 2025-07-02 13:55 | 2025-08-26 20:14 | Resolved | 1 - Information | Credit | Missing Doc | AUS Not Provided | Resolved-AUS is fully present - Due Diligence Vendor-07/07/2025 <br>Ready for Review-corrected 1008 along with AUS - DU Only - Due Diligence Vendor-07/07/2025 <br>Open-Missing AUS According to the 1008 in file, AUS type is LP., which is missing from the loan file. - Due Diligence Vendor-07/02/2025 |  | Resolved-AUS is fully present - Due Diligence Vendor-07/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4629237 | N/A | N/A |
| XXXX | XXXX |  | 65773988 | Closed | 2025-07-10 14:05 | 2025-07-10 14:06 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged by client - Due Diligence Vendor-07/10/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-07/10/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-07/10/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4764121 | Investor Post-Close | No |
| XXXX | XXXX |  | 65773988 | Closed | 2025-07-02 12:50 | 2025-07-10 14:05 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/10/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-07/02/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/10/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4628303 | N/A | N/A |
| XXXX | XXXX |  | 65773988 | Closed | 2025-07-03 12:35 | 2025-07-07 16:19 | Resolved | 1 - Information | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-Sufficient documentation received. - Due Diligence Vendor-07/07/2025 <br>Ready for Review-Processor cert - for POA - Due Diligence Vendor-07/07/2025 <br>Open-Based on agency guidelines, a notation, description or other information about the reason why a POA was used must be included in the Mortgage file whenever a POA is used. No such notation was found in the loan file. - Due Diligence Vendor-07/03/2025 |  | Resolved-Sufficient documentation received. - Due Diligence Vendor-07/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4648420 | N/A | N/A |
| XXXX | XXXX | XXXX | 37584030 | Closed | 2025-07-07 14:59 | 2025-07-21 21:57 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-The issue was cured post-close, the finding will be graded a B or non-material. - Due Diligence Vendor-07/21/2025 <br> Ready for Review-cure - Due Diligence Vendor-07/18/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Credit Report Fee increased on the CD dated (XX/XX/XXXX) without a valid COC. - Due Diligence Vendor-07/07/2025 <br> Open- - Due Diligence Vendor-07/07/2025 |  | Cured-The issue was cured post-close, the finding will be graded a B or non-material. - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4688130 | N/A | N/A |
| XXXX | XXXX | XXXX | 37584030 | Closed | 2025-07-07 14:59 | 2025-07-21 21:57 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-The issue was cured post-close, the finding will be graded a B or non-material. - Due Diligence Vendor-07/21/2025 <br> Ready for Review-cure - Due Diligence Vendor-07/18/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Loan Estimate, dated XX/XX/XXXX, reflects a Credit Report Fee of $75. Final CD dated XX/XX/XXXX reflects a Credit Report Fee of $107.76. The loan file did not contain a valid COC to support the increase. - Due Diligence Vendor-07/07/2025 <br> Open- - Due Diligence Vendor-07/07/2025 |  | Cured-The issue was cured post-close, the finding will be graded a B or non-material. - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4688129 | N/A | N/A |
| XXXX | XXXX | XXXX | 37584030 | Closed | 2025-07-07 15:36 | 2025-07-21 21:46 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Statement provided, finding cleared. - Due Diligence Vendor-07/21/2025 <br>Ready for Review-REO2 Mtg Statement - Due Diligence Vendor-07/20/2025 <br>Open-REO-2 mortgage statement missing in the loan file to verify if tax and insurance are escrowed. - Due Diligence Vendor-07/07/2025 |  | Resolved-Statement provided, finding cleared. - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4689597 | N/A | N/A |
| XXXX | XXXX | XXXX | 47151826 | Closed | 2025-07-08 13:17 | 2025-07-21 20:45 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-07/21/2025 <br>Ready for Review- Per the AUS Jumbo Product Profile, rent must be verified only if the subject is a Second Home, Investment Property or there is a Non-Occupant Borrower. - Due Diligence Vendor-07/19/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Guidelines require 6 months' payment history for the primary residence. Only 3 months' payment history was provided. - Due Diligence Vendor-07/08/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4720695 | N/A | N/A |
| XXXX | XXXX | XXXX | 47151826 | Closed | 2025-07-07 13:28 | 2025-07-11 21:58 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Alta - Due Diligence Vendor-07/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/07/2025 |  | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4675069 | N/A | N/A |
| XXXX | XXXX | XXXX | 72382898 | Closed | 2025-07-07 11:56 | 2025-07-11 21:43 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-alta - Due Diligence Vendor-07/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/07/2025 |  | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4674064 | N/A | N/A |
| XXXX | XXXX | XXXX | 20076260 | Closed | 2025-07-07 13:12 | 2025-07-21 21:39 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Per the AUS Jumbo Product Profile, rent must be verified only if the subject is a Second Home, Investment Property or there is a Non-Occupant Borrower. - Due Diligence Vendor-07/19/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Guidelines require 6 months of rental payment history. Only 2 months were provided. - Due Diligence Vendor-07/07/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4674809 | N/A | N/A |
| XXXX | XXXX | XXXX | 20076260 | Closed | 2025-07-03 19:21 | 2025-07-11 21:47 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Alta - Due Diligence Vendor-07/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/03/2025 |  | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4656479 | N/A | N/A |
| XXXX | XXXX | XXXX | 77382680 | Closed | 2025-07-02 18:34 | 2025-07-10 17:29 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-07/10/2025 <br>Ready for Review-Alta - Due Diligence Vendor-07/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/02/2025 |  | Resolved-FSS received. - Due Diligence Vendor-07/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4635695 | N/A | N/A |
| XXXX | XXXX | XXXX | 96540643 | Closed | 2025-07-08 14:13 | 2025-07-11 21:53 | Resolved | 1 - Information | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Closing CD, post-closing CD to match settlement statement, and LOX provided; finding cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Final CD, Post CD with LOE for cure - Due Diligence Vendor-07/10/2025 <br>Open-Missing closing disclosure signed at closing. - Due Diligence Vendor-07/08/2025 |  | Resolved-Closing CD, post-closing CD to match settlement statement, and LOX provided; finding cleared. - Due Diligence Vendor-07/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4721806 | N/A | N/A |
| XXXX | XXXX | XXXX | 96540643 | Closed | 2025-07-08 14:12 | 2025-07-11 21:51 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Alta - Due Diligence Vendor-07/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/08/2025 |  | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4721783 | N/A | N/A |
| XXXX | XXXX | XXXX | 37023260 | Closed | 2025-07-14 15:05 | 2025-07-21 21:30 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Proof of release provided, finding cleared. - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Lien released - Due Diligence Vendor-07/19/2025 <br>Open-Unable to verify REO-1 existing 2nd lien was paid off. - Due Diligence Vendor-07/14/2025 |  | Resolved-Proof of release provided, finding cleared. - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4804554 | N/A | N/A |
| XXXX | XXXX | XXXX | 47695330 | Closed | 2025-07-14 18:15 | 2025-08-28 15:40 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/18/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-07/14/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/18/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4808988 | N/A | N/A |
| XXXX | XXXX | XXXX | 47695330 | Closed | 2025-07-15 18:32 | 2025-07-18 15:22 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/18/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. S&P is B due to 2 secondary valuation attempts, all others are A. - Due Diligence Vendor-07/15/2025 |  | Acknowledged-The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/18/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4825323 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 76275927 | Closed | 2025-08-28 14:41 | 2025-08-28 14:41 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346530 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 91320229 | Closed | 2025-07-07 16:06 | 2025-07-21 19:41 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-07/21/2025 <br>Ready for Review- Per the AUS Jumbo Product Profile, rent must be verified only if the subject is a Second Home, Investment Property or there is a Non-Occupant Borrower. - Due Diligence Vendor-07/19/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Guidelines require 6 months of primary housing payment history. No verification of rent or evidence of monthly payments was provided. - Due Diligence Vendor-07/07/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4690470 | N/A | N/A |
| XXXX | XXXX | XXXX | 79667265 | Closed | 2025-07-08 14:00 | 2025-08-05 17:58 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Title<br>- Due Diligence Vendor-08/04/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/08/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4721590 | N/A | N/A |
| XXXX | XXXX | XXXX | 79667265 | Closed | 2025-08-04 19:29 | 2025-08-05 17:58 | Resolved | 1 - Information | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Title Coverage Amount of $XXX,XXX.XX is equal to or greater than Total Amount of Subject Lien(s) $XXX,XXX.XX - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Title - Due Diligence Vendor-08/05/2025 <br> Open-Title Coverage Amount of $XXX,XXX.XX is Less than Total Amount of Subject Lien(s) of $$XXX,XXX.XX - Due Diligence Vendor-08/04/2025 |  | Resolved-Title Coverage Amount of $XXX,XXX.XX is equal to or greater than Total Amount of Subject Lien(s) $XXX,XXX.XX - Due Diligence Vendor-08/05/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 5047460 | N/A | N/A |
| XXXX | XXXX | XXXX | 79667265 | Closed | 2025-08-04 19:29 | 2025-08-05 17:58 | Resolved | 1 - Information | Credit | Missing Doc | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-08/05/2025 <br>Ready for Review-title - Due Diligence Vendor-08/05/2025 <br>Open-Title Document is Incomplete - Due Diligence Vendor-08/04/2025 |  | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-08/05/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 5047461 | N/A | N/A |
| XXXX | XXXX | XXXX | 79667265 | Closed | 2025-08-04 19:29 | 2025-08-05 17:58 | Resolved | 1 - Information | Credit | Missing Doc | Title Document is Partially Present | Resolved-Title Document is fully Present - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Title - Due Diligence Vendor-08/05/2025 <br>Open-Title Document is incomplete or only partially present - Due Diligence Vendor-08/04/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-08/05/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 5047462 | N/A | N/A |
| XXXX | XXXX | XXXX | 79667265 | Closed | 2025-07-08 15:03 | 2025-07-11 21:59 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Alta - Due Diligence Vendor-07/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/08/2025 |  | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4723873 | N/A | N/A |
| XXXX | XXXX | XXXX | 83941692 | Closed | 2025-07-08 15:15 | 2025-07-29 13:12 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-07/29/2025 <br>Ready for Review-AfBD - Due Diligence Vendor-07/28/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/08/2025 |  | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-07/29/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4724303 | N/A | N/A |
| XXXX | XXXX | XXXX | 83941692 | Closed | 2025-07-08 15:07 | 2025-07-21 21:02 | Resolved | 1 - Information | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Per the AUS Jumbo Product Profile, rent must be verified only if the subject is a Second Home, Investment Property or there is a Non-Occupant Borrower. - Due Diligence Vendor-07/19/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Primary rent history not verified - Due Diligence Vendor-07/08/2025 |  | Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4723989 | N/A | N/A |
| XXXX | XXXX | XXXX | 73251110 | Closed | 2025-07-17 12:20 | 2025-07-28 17:35 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/28/2025 <br>Ready for Review-AfBD - Due Diligence Vendor-07/25/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/17/2025 |  | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4849089 | N/A | N/A |
| XXXX | XXXX | XXXX | 31236740 | Closed | 2025-07-14 14:07 | 2025-07-24 17:07 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/24/2025 <br>Ready for Review-AFBD - Due Diligence Vendor-07/24/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/14/2025 |  | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/24/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4803325 | N/A | N/A |
| XXXX | XXXX | XXXX | 51778898 | Closed | 2025-07-15 12:10 | 2025-07-24 17:05 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/24/2025 <br>Ready for Review-AfBD - Due Diligence Vendor-07/23/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) AfBA Disclosure is Missing or Incomplete (Material). - Due Diligence Vendor-07/15/2025 |  | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/24/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4816878 | N/A | N/A |
| XXXX | XXXX | XXXX | 51778898 | Closed | 2025-07-15 22:10 | 2025-07-15 22:11 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/15/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/15/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4828868 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 21946120 | Closed | 2025-08-28 14:42 | 2025-08-28 14:42 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | 5346538 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 21946120 | Closed | 2025-07-15 15:42 | 2025-08-05 19:37 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Acknowledged-Acknowledged by client. - Due Diligence Vendor-08/05/2025 <br>Open-Downgraded to B per client. - Due Diligence Vendor-07/29/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/15/2025 |  | Acknowledged-Acknowledged by client. - Due Diligence Vendor-08/05/2025<br>|  |  |  | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | 4821884 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 40787056 | Closed | 2025-07-03 14:05 | 2025-07-21 18:54 | Resolved | 1 - Information | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-07/21/2025 <br>Ready for Review-Per the AUS Jumbo Product Profile, rent must be verified only if the subject is a Second Home, Investment Property or there is a Non-Occupant Borrower. - Due Diligence Vendor-07/19/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Per guideline credit section, six months bank statements reflecting a clear and consistent payment to an organization or individual are required. However, file has only 3 months bank statements to be verified. - Due Diligence Vendor-07/03/2025 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4649658 | N/A | N/A |
| XXXX | XXXX | XXXX | 63438399 | Closed | 2025-07-16 15:53 | 2025-07-29 17:26 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-document received. - Due Diligence Vendor-07/29/2025 <br>Ready for Review-AfBFD - Due Diligence Vendor-07/29/2025 <br>Open-Downgraded to B per client - Due Diligence Vendor-07/29/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/16/2025 |  | Resolved-document received. - Due Diligence Vendor-07/29/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4836765 | N/A | N/A |
| XXXX | XXXX | XXXX | 55060364 | Closed | 2025-07-17 15:00 | 2025-07-17 21:42 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-The finding is acknowledged and will be graded a B for S&P only - Due Diligence Vendor-07/17/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/17/2025 |  | Acknowledged-The finding is acknowledged and will be graded a B for S&P only - Due Diligence Vendor-07/17/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4851656 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 70254105 | Closed | 2025-07-17 17:36 | 2025-07-25 18:13 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Resolved - Due Diligence Vendor-07/25/2025 <br> Ready for Review-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-07/25/2025 <br> Open- - Due Diligence Vendor-07/25/2025 <br> Ready for Review-disclosure - Due Diligence Vendor-07/25/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-07/17/2025 <br> Open- - Due Diligence Vendor-07/17/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4855211 | N/A | N/A |
| XXXX | XXXX | XXXX | 70254105 | Closed | 2025-07-17 17:01 | 2025-07-25 18:12 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-07/25/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-07/25/2025 <br>Ready for Review-apprsl - Due Diligence Vendor-07/25/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-07/17/2025 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-07/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4854376 | N/A | N/A |
| XXXX | XXXX | XXXX | 70254105 | Closed | 2025-07-17 17:36 | 2025-07-25 18:07 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Initial LE provided. - Due Diligence Vendor-07/25/2025 <br>Resolved- - Due Diligence Vendor-07/25/2025 <br>Ready for Review-LE - Due Diligence Vendor-07/25/2025 <br>Open-The Initial Disclosure Date (2025-05-16) is more than 3 business days from the Application Date (2025-05-12). Three business days from the Application Date is (2025-05-15). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated (05/16/2025) and the application date is (05/12/2025). No Cure. - Due Diligence Vendor-07/17/2025 <br>Open- - Due Diligence Vendor-07/17/2025 |  | Resolved-Initial LE provided. - Due Diligence Vendor-07/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4855212 | N/A | N/A |
| XXXX | XXXX | XXXX | 78214420 | Closed | 2025-08-28 14:42 | 2025-08-28 14:42 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346548 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 16278048 | Closed | 2025-08-28 14:43 | 2025-08-28 14:43 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346556 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 58647130 | Closed | 2025-07-18 18:35 | 2025-07-25 20:04 | Resolved | 1 - Information | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001262) | Resolved-Resolved - Due Diligence Vendor-07/25/2025 <br> Ready for Review-COC's - Due Diligence Vendor-07/25/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($X,XXX.XX). The Last CD shows a total lender credit amount of ($X,XXX.XX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). The Loan Estimate, dated XX/XX/XXXX reflects a general Lender Credit of ($X,XXX.XX) in Section J. Final CD dated XX/XX/XXXX reflects a general Lender Credit of ($X,XXX.XX) in Section J. The loan file did not contain a valid COC to support the decrease. No evidence of a tolerance cure was provided in file. A tolerance cure of ($X,XXX.XX) is required. - Due Diligence Vendor-07/18/2025 <br> Open- - Due Diligence Vendor-07/18/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4872691 | N/A | N/A |
| XXXX | XXXX | XXXX | 58647130 | Closed | 2025-07-18 18:35 | 2025-07-25 20:04 | Resolved | 1 - Information | Compliance | TRID Tolerance | Lender Credits That Cannot Decrease Test (50001261) | Resolved-Resolved - Due Diligence Vendor-07/25/2025 <br> Ready for Review-COC's - Due Diligence Vendor-07/25/2025 <br> Open-The baseline amount of non-specific (lump sum) lender credits and specific lender credits is ($X,XXX.XX). The actual total fee amount shows a credit amount of ($X,XXX.XX). The following actual fees submitted as "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure. (12 CFR 1026.19e)(3) and comments 19(e)(3)-5 and -6; 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). The Loan Estimate, dated XX/XX/XXXX , reflects a general Lender Credit of ($X,XXX.XX) in Section J. Final CD dated 07/01/2025 reflects a general Lender Credit of ($X,XXX.XX) in Section J. The loan file did not contain a valid COC to support the decrease. No evidence of a tolerance cure was provided in file. A tolerance cure of ($X,XXX.XX) is required. - Due Diligence Vendor-07/18/2025 <br> Open- - Due Diligence Vendor-07/18/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4872692 | N/A | N/A |
| XXXX | XXXX | XXXX | 89985385 | Closed | 2025-07-22 14:09 | 2025-07-25 15:25 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/25/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required—LCA score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-07/22/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4901742 | N/A | N/A |
| XXXX | XXXX | XXXX | 89985385 | Closed | 2025-07-22 14:27 | 2025-07-22 18:21 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/22/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/22/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4902099 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 16244038 | Closed | 2025-07-18 20:47 | 2025-08-04 19:09 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Title - Due Diligence Vendor-08/04/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/18/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4875318 | N/A | N/A |
| XXXX | XXXX | XXXX | 40381820 | Closed | 2025-07-14 19:45 | 2025-07-16 19:47 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/16/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/14/2025 |  | Acknowledged-The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/16/2025<br>|  |  |  | XX | Second Home | Purchase | NA | 4810695 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 15451697 | Closed | 2025-08-28 14:43 | 2025-08-28 14:43 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346560 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 11089680 | Closed | 2025-07-14 18:01 | 2025-08-04 19:04 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Title - Due Diligence Vendor-08/04/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/14/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4808679 | N/A | N/A |
| XXXX | XXXX | XXXX | 11818814 | Closed | 2025-07-22 15:24 | 2025-07-28 18:49 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Sent via USPS - Due Diligence Vendor-07/28/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-07/22/2025 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-07/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4903914 | N/A | N/A |
| XXXX | XXXX | XXXX | 70480858 | Closed | 2025-08-28 14:44 | 2025-08-28 14:44 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346583 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 17497085 | Closed | 2025-07-14 15:21 | 2025-07-21 18:25 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Verification of the debt provided, finding cleared. - Due Diligence Vendor-07/21/2025 <br> Ready for Review-XXXX #XXXX is reported on the Credit Report attached - Due Diligence Vendor-07/19/2025 <br> Open-Missing verification of liability #4 in the loan file. - Due Diligence Vendor-07/15/2025 |  | Resolved-Verification of the debt provided, finding cleared. - Due Diligence Vendor-07/21/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4805394 | N/A | N/A |
| XXXX | XXXX | XXXX | 17497085 | Closed | 2025-07-15 16:51 | 2025-07-15 18:59 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/15/2025 |  | Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/15/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4823287 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 36483261 | Closed | 2025-08-28 14:44 | 2025-08-28 14:44 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346596 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 95204664 | Closed | 2025-07-24 20:49 | 2025-08-04 18:52 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Title - Due Diligence Vendor-08/04/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/24/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4940627 | N/A | N/A |
| XXXX | XXXX | XXXX | 16496092 | Closed | 2025-08-28 14:45 | 2025-08-28 14:45 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346618 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 16496092 | Closed | 2025-07-28 14:12 | 2025-08-07 17:20 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-08/07/2025 <br>Ready for Review-Appraisal was sent by Mail. I attached both the system log and the letter head, which is not blank, as evidence and has been used previously when curing this requirement - Due Diligence Vendor-08/06/2025 <br>Counter-Insufficient documentation provided. letter to borrower is blank, screenshot does not confirm delivery. - Due Diligence Vendor-08/05/2025 <br>Ready for Review-Evidence sent by Mail - Due Diligence Vendor-08/04/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-07/28/2025 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-08/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4963024 | N/A | N/A |
| XXXX | XXXX | XXXX | 39511558 | Closed | 2025-07-23 19:19 | 2025-08-05 19:37 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Acknowledged-Acknowledged by client. - Due Diligence Vendor-08/05/2025 <br>Open-Downgraded to B per client. - Due Diligence Vendor-07/29/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) Missing Required Affiliated Business Disclosure (Material). - Due Diligence Vendor-07/23/2025 |  | Acknowledged-Acknowledged by client. - Due Diligence Vendor-08/05/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4924098 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 97845596 | Closed | 2025-08-28 14:45 | 2025-08-28 14:45 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346626 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 97845596 | Closed | 2025-07-24 15:42 | 2025-08-05 19:37 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Acknowledged-Acknowledged by client. - Due Diligence Vendor-08/05/2025 <br>Open-Downgraded to B per client. - Due Diligence Vendor-07/29/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/24/2025 |  | Acknowledged-Acknowledged by client. - Due Diligence Vendor-08/05/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4934222 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 97845596 | Closed | 2025-07-23 16:49 | 2025-08-04 19:43 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001026) | Resolved-Resolved - Due Diligence Vendor-08/04/2025 <br> Ready for Review-COC - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-07/24/2025 <br> Open-A Lender Credit for Excess Charges of ($X,XXX.XX), Principal Reduction for Excess Charges of ($X,XXX.XX), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the actual fee amounts. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, dated XX/XX/XXXX , reflects a Appraisal Fee of $700. The Final CD dated XX/XX/XXXX reflects a Appraisal Fee of $X,XXX.XX. The loan file did not contain a valid COC to support the increase. A tolerance cure of $X,XXX.XX is required. Section J reflects a $X,XXX.XX tolerance cure that is insufficient. - Due Diligence Vendor-07/23/2025 <br> Open- - Due Diligence Vendor-07/23/2025 <br> Open- - Due Diligence Vendor-07/23/2025 |  | Resolved-Resolved - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4921064 | N/A | N/A |
| XXXX | XXXX | XXXX | 97845596 | Closed | 2025-07-23 16:49 | 2025-08-04 19:43 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Tolerance Cure (50001028) | Resolved-Resolved - Due Diligence Vendor-08/04/2025 <br> Ready for Review-COC - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-07/24/2025 <br> Open-A Lender Credit for Excess Charges of ($X,XXX.XX), Principal Reduction for Excess Charges of ($X,XXX.XX), and general or specific lender credit increases of ($X,XXX.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. The Loan Estimate, datedXX/XX/XXXX, reflects a Appraisal Fee of $X,XXX.XX. The Final CD dated XX/XX/XXXX reflects a Appraisal Fee of $X,XXX.XX. The loan file did not contain a valid COC to support the increase. A tolerance cure of $X,XXX.XX is required. Section J reflects a $X,XXX.XX tolerance cure that is insufficient. - Due Diligence Vendor-07/23/2025 <br> Open- - Due Diligence Vendor-07/23/2025 <br> Open- - Due Diligence Vendor-07/23/2025 |  | Resolved-Resolved - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4921065 | N/A | N/A |
| XXXX | XXXX | XXXX | 84416040 | Closed | 2025-08-04 18:18 | 2025-08-04 18:18 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-08/04/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-08/04/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-08/04/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5045750 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 84416040 | Closed | 2025-07-23 14:44 | 2025-08-04 18:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/28/2025 <br>Ready for Review-HVE - Due Diligence Vendor-07/28/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. - Due Diligence Vendor-07/24/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4917839 | N/A | N/A |
| XXXX | XXXX | XXXX | 84416040 | Closed | 2025-07-28 18:58 | 2025-08-04 18:17 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Please see attached CDA which supports value. Per the Jumbo guidelines, the CDA is the next product in line after the SSR's and HVE. - Due Diligence Vendor-08/01/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Secondary valuation product provided does not meet FSD guidelines. Field Review required. - Due Diligence Vendor-07/28/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4969934 | N/A | N/A |
| XXXX | XXXX | XXXX | 84416040 | Closed | 2025-07-24 14:47 | 2025-07-25 17:56 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/25/2025 <br>Ready for Review-AfBD response - Due Diligence Vendor-07/25/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/24/2025 |  | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4932604 | N/A | N/A |
| XXXX | XXXX |  | 62825317 | Closed | 2025-07-10 12:26 | 2025-07-10 17:26 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-07/10/2025 <br>Ready for Review-final settlement statement dated the date of signing - Due Diligence Vendor-07/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/10/2025 |  | Resolved-FSS received. - Due Diligence Vendor-07/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4762779 | N/A | N/A |
| XXXX | XXXX |  | 62825317 | Closed | 2025-07-10 12:20 | 2025-07-10 17:26 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/10/2025 <br>Ready for Review-AFBA disclosure - Due Diligence Vendor-07/10/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/10/2025 |  | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/10/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4762715 | N/A | N/A |
| XXXX | XXXX | XXXX | 34824858 | Closed | 2025-07-16 18:07 | 2025-07-17 20:55 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/17/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/16/2025 |  | Acknowledged-The finding is acknowledged and will be graded a B for S&P only. - Due Diligence Vendor-07/17/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4839767 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 55036101 | Closed | 2025-07-23 17:11 | 2025-07-28 19:02 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-07/28/2025 <br>Ready for Review-Sent USPS - Due Diligence Vendor-07/28/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-07/23/2025 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-07/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4921476 | N/A | N/A |
| XXXX | XXXX | XXXX | 55036101 | Closed | 2025-07-23 17:59 | 2025-07-23 18:31 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-07/23/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/23/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-07/23/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4922511 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 93017667 | Closed | 2025-08-28 14:46 | 2025-08-28 14:46 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346638 | Investor Post-Close | No |
| XXXX | XXXX | XXXX | 93017667 | Closed | 2025-07-24 16:48 | 2025-08-05 19:37 | Acknowledged | 2 - Non-Material | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Acknowledged-Acknowledged by client. - Due Diligence Vendor-08/05/2025 <br>Open-Downgraded to B per client. - Due Diligence Vendor-07/29/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/24/2025 |  | Acknowledged-Acknowledged by client. - Due Diligence Vendor-08/05/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4935544 | Investor Post-Close | No |
| XXXX | XXXX |  | 47276566 | Closed | 2025-07-17 19:50 | 2025-08-28 15:22 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 2 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/21/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. CDA ordered, no action needed. - Due Diligence Vendor-07/17/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/21/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4858504 | N/A | N/A |
| XXXX | XXXX |  | 47276566 | Closed | 2025-08-28 14:47 | 2025-08-28 14:47 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged. - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged. - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5346641 | Investor Post-Close | No |
| XXXX | XXXX |  | 47276566 | Closed | 2025-07-24 17:27 | 2025-07-30 16:59 | Resolved | 1 - Information | Credit | Income/Employment | Income documentation does not meet guidelines | Resolved-Sufficient documentation provided. - Due Diligence Vendor-07/30/2025 <br>Ready for Review-INCOME docs - Due Diligence Vendor-07/29/2025 <br>Counter-Paystub, written verification of employment (VOE) or a third-party employment verification supporting the income used for qualifying the Borrower not received. - Due Diligence Vendor-07/28/2025 <br>Ready for Review-LOE - Due Diligence Vendor-07/25/2025 <br>Open-Per agency guidelines: Paystub, written verification of employment (VOE) or a third-party employment verification supporting the income used for qualifying the Borrower is required for use of future employment/earnings. - Due Diligence Vendor-07/24/2025 |  | Resolved-Sufficient documentation provided. - Due Diligence Vendor-07/30/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4936312 | N/A | N/A |
| XXXX | XXXX |  | 47276566 | Closed | 2025-07-16 14:48 | 2025-07-23 21:19 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at application | Resolved-Initial ROV received - Due Diligence Vendor-07/23/2025 <br>Ready for Review-ROV_INITIAL - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence the Reconsideration of Value Disclosure was provided at application. - Due Diligence Vendor-07/16/2025 |  | Resolved-Initial ROV received - Due Diligence Vendor-07/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4834483 | N/A | N/A |
| XXXX | XXXX |  | 47276566 | Closed | 2025-07-16 14:49 | 2025-07-23 21:18 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-sufficient documentation provided. - Due Diligence Vendor-07/23/2025 <br>Ready for Review-<br>ROV_APPRAISAL - Due Diligence Vendor-07/22/2025 <br>Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-07/16/2025 |  | Resolved-sufficient documentation provided. - Due Diligence Vendor-07/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4834490 | N/A | N/A |
| XXXX | XXXX |  | 47276566 | Closed | 2025-07-16 13:52 | 2025-07-22 17:09 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/22/2025 <br>Ready for Review-Affiliated Business Agreement Disclosur - Due Diligence Vendor-07/21/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-07/16/2025 |  | Resolved-Missing Required Affiliated Business Disclosure (Material) Resolved - Due Diligence Vendor-07/22/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4833465 | N/A | N/A |
| XXXX | XXXX |  | 39214387 | Closed | 2025-07-29 17:07 | 2025-07-29 17:07 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Acknowledged - Due Diligence Vendor-07/29/2025 <br>Open-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-07/29/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-07/29/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4982260 | Investor Post-Close | No |
| XXXX | XXXX |  | 39214387 | Closed | 2025-07-25 13:46 | 2025-07-29 17:06 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/29/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--PIW exercised. AVM has been ordered; no action required at this time. - Due Diligence Vendor-07/25/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-07/29/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4945522 | N/A | N/A |
| XXXX | XXXX |  | 46732449 | Closed | 2025-07-24 11:54 | 2025-07-28 17:42 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Resolved - Due Diligence Vendor-07/28/2025 <br> Ready for Review-attached - Due Diligence Vendor-07/28/2025 <br> Open- - Due Diligence Vendor-07/24/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX . Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) . - Due Diligence Vendor-07/24/2025 <br> Open- - Due Diligence Vendor-07/24/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4929834 | N/A | N/A |
| XXXX | XXXX |  | 46732449 | Closed | 2025-07-24 11:54 | 2025-07-28 17:42 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Resolved - Due Diligence Vendor-07/28/2025 <br> Ready for Review-attached - Due Diligence Vendor-07/28/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The application date is (XX/XX/XXXX); however, the initial disclosures were not provided until (XX/XX/XXXX). Provide evidence the lender was not open for business on Saturday for purposes of disclosure timing. Additional conditions may apply. - Due Diligence Vendor-07/24/2025 <br> Open- - Due Diligence Vendor-07/24/2025 <br> Open- - Due Diligence Vendor-07/24/2025 |  | Resolved-Resolved - Due Diligence Vendor-07/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4929835 | N/A | N/A |
| XXXX | XXXX |  | 88622034 | Closed | 2025-07-31 16:18 | 2025-08-04 18:29 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Resolved - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Initial Le - e consent on XX/XX/XXXX - Due Diligence Vendor-08/03/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) . - Due Diligence Vendor-07/31/2025 <br> Open- - Due Diligence Vendor-07/31/2025 <br> Open- - Due Diligence Vendor-07/31/2025 <br> Open- - Due Diligence Vendor-07/31/2025 <br> Open- - Due Diligence Vendor-07/31/2025 <br> Open- - Due Diligence Vendor-07/31/2025 <br> Open- - Due Diligence Vendor-07/31/2025 |  | Resolved-Resolved - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5009302 | N/A | N/A |
| XXXX | XXXX |  | 56781521 | Closed | 2025-07-31 20:13 | 2025-08-06 20:40 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/06/2025 <br>Ready for Review-ins - Due Diligence Vendor-08/05/2025 <br>Open-Full Hazard insurance policy is missing the premium amount. Additional conditions may apply. - Due Diligence Vendor-07/31/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-08/06/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 5014025 | N/A | N/A |
| XXXX | XXXX |  | 72555834 | Closed | 2025-08-06 12:54 | 2025-08-11 20:37 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-08/11/2025 <br>Ready for Review-Viola Privacy Policy<br>- Due Diligence Vendor-08/11/2025 <br>Open-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-08/06/2025 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-08/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 5072039 | N/A | N/A |
| XXXX | XXXX |  | 97499197 | Closed | 2025-08-06 08:52 | 2025-08-12 19:59 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-08/12/2025 <br>Ready for Review-Privacy Policy - Due Diligence Vendor-08/11/2025 <br>Open-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-08/06/2025 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-08/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 5070491 | N/A | N/A |
| XXXX | XXXX |  | 87490636 | Closed | 2025-05-06 18:27 | 2025-05-20 20:27 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Condition - ABA Disclosure - Due Diligence Vendor-05/20/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/06/2025 |  | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4060139 | N/A | N/A |
| XXXX | XXXX |  | 87490636 | Closed | 2025-05-06 19:01 | 2025-05-06 20:02 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/06/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/06/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4060748 | Investor Post-Close | No |
| XXXX | XXXX |  | 86897238 | Closed | 2025-06-25 19:41 | 2025-06-25 19:41 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Second Home | Purchase | NA | 4562260 | Investor Post-Close | No |
| XXXX | XXXX |  | 86897238 | Closed | 2025-05-20 17:27 | 2025-05-28 15:45 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/28/2025 <br>Ready for Review-VOE FOR BORROWER 1 - Due Diligence Vendor-05/27/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/20/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 4194077 | N/A | N/A |
| XXXX | XXXX |  | 86897238 | Closed | 2025-05-20 17:27 | 2025-05-28 15:45 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/28/2025 <br> Ready for Review-VOE - Due Diligence Vendor-05/27/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/20/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 4194078 | N/A | N/A |
| XXXX | XXXX |  | 78909723 | Closed | 2025-05-21 19:17 | 2025-06-03 20:56 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Final Settlement Statement and PCCD - Due Diligence Vendor-06/02/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/21/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/03/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4208569 | N/A | N/A |
| XXXX | XXXX |  | 68670416 | Closed | 2025-05-21 18:35 | 2025-06-02 19:43 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Notice of no affiliates received. - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Please see email confirming no AFBD - Due Diligence Vendor-05/30/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) RESPA: AfBA Disclosure is Missing or Incomplete. - Due Diligence Vendor-05/21/2025 |  | Resolved-Notice of no affiliates received. - Due Diligence Vendor-06/02/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4208050 | N/A | N/A |
| XXXX | XXXX |  | 19928671 | Closed | 2025-05-29 19:48 | 2025-06-25 17:10 | Resolved | 1 - Information | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 7.25 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-06/04/2025 <br>Ready for Review-AUS Findings show 7 months reserves - Due Diligence Vendor-06/03/2025 <br>Open-Audited Reserves of 3.39 month(s) are less than Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-05/29/2025 |  | Resolved-Audited Reserves of 7.25 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - Due Diligence Vendor-06/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4274672 | N/A | N/A |
| XXXX | XXXX |  | 19928671 | Closed | 2025-05-29 19:43 | 2025-06-04 13:15 | Resolved | 1 - Information | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/04/2025 <br> Ready for Review-XXXX XXXX account showing available funds as of XX/XX/XXXX- Due Diligence Vendor-06/03/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is less than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-05/29/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-06/04/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4274602 | N/A | N/A |
| XXXX | XXXX |  | 27287594 | Closed | 2025-05-23 17:19 | 2025-06-06 20:37 | Resolved | 1 - Information | Credit | Missing Doc | Missing Purchase Contract | Resolved-Purchase Contract provided. - Due Diligence Vendor-06/06/2025 <br>Resolved-Purchase contract received. - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Purchase Agreement - Due Diligence Vendor-05/30/2025 <br>Open-Missing Purchase Contract. - Due Diligence Vendor-05/23/2025 |  | Resolved-Purchase Contract provided. - Due Diligence Vendor-06/06/2025 <br>Resolved-Purchase contract received. - Due Diligence Vendor-06/02/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4230392 | N/A | N/A |
| XXXX | XXXX |  | 27287594 | Closed | 2025-05-23 20:40 | 2025-06-06 20:37 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2025 <br>Ready for Review-Additional Docs - Due Diligence Vendor-06/06/2025 <br>Counter-GLs require DU. CU is required. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-SSR - Due Diligence Vendor-06/04/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. The lender guidelines require the UCDP SSR must be included in file. UCDP Collateral Underwriter s missing. Additional conditions may apply. - Due Diligence Vendor-05/27/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/06/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4234871 | N/A | N/A |
| XXXX | XXXX |  | 68417396 | Closed | 2025-05-29 12:37 | 2025-06-04 18:00 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Received lender ABD. Condition cleared. - Due Diligence Vendor-06/04/2025 <br>Ready for Review-AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT - Due Diligence Vendor-06/03/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/29/2025 |  | Resolved-Received lender ABD. Condition cleared. - Due Diligence Vendor-06/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4267549 | N/A | N/A |
| XXXX | XXXX |  | 38569262 | Closed | 2025-06-04 14:08 | 2025-06-04 17:46 | Resolved | 1 - Information | Credit | Missing Doc | Missing AUS Findings | Resolved-Received AUS. Condition cleared. - Due Diligence Vendor-06/04/2025 <br>Ready for Review-see attached AUS - Due Diligence Vendor-06/04/2025 <br>Open- - Due Diligence Vendor-06/04/2025 |  | Resolved-Received AUS. Condition cleared. - Due Diligence Vendor-06/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4330166 | N/A | N/A |
| XXXX | XXXX |  | 38569262 | Closed | 2025-05-28 19:15 | 2025-05-30 18:26 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for REO1 | Resolved-HOA documentation received. - Due Diligence Vendor-05/30/2025 <br>Ready for Review-Additional property documents and includes HOA statement - Due Diligence Vendor-05/29/2025 <br>Open-Missing Evidence of HOA Dues for REO1 - Due Diligence Vendor-05/28/2025 |  | Resolved-HOA documentation received. - Due Diligence Vendor-05/30/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4261041 | N/A | N/A |
| XXXX | XXXX |  | 38569262 | Closed | 2025-05-29 13:19 | 2025-05-29 13:56 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/29/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/29/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4268026 | Investor Post-Close | No |
| XXXX | XXXX |  | 84325336 | Closed | 2025-06-13 10:41 | 2025-06-18 22:22 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-ROV at time of appraisal delivery cleared. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Proof of Delivery of ROV-Appraisal was provided on page XX of upload. Was this review and deemed unacceptable?<br> - Due Diligence Vendor-06/18/2025 <br> Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-06/13/2025 |  | Resolved-ROV at time of appraisal delivery cleared. - Due Diligence Vendor-06/18/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4437016 | N/A | N/A |
| XXXX | XXXX |  | 84325336 | Closed | 2025-06-17 20:55 | 2025-06-17 20:56 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-06/17/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/17/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-06/17/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4479097 | Investor Post-Close | No |
| XXXX | XXXX |  | 84325336 | Closed | 2025-06-13 09:58 | 2025-06-17 20:55 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/17/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-06/13/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-06/17/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4436815 | N/A | N/A |
| XXXX | XXXX |  | 78826734 | Closed | 2025-06-03 19:04 | 2025-06-18 19:07 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-ROV from delivery received. - Due Diligence Vendor-06/18/2025 <br> Ready for Review-Email and Rov - Due Diligence Vendor-06/17/2025 <br> Counter-Proof of delivery to the borrower at the time of appraisal delivery from the prior loan will suffice. <br> - Due Diligence Vendor-06/12/2025 <br> Ready for Review-Hello, Please see this info from the team to see if this will help clear or if we could get a one time exception. "Original Loan from XXX XXXX was #XXXX and was booked with XXXX and the appraisal was uploaded there.<br> Then that loan was canceled and rebooked with XXXX in XXXX XXXX. The appraisal from XX/XX/XXXX was then transferred to loan #XXXX . <br>We have a ROV from Previous Loan #XXXX but its not signed, but per the email sent to borrower on XX/XX/XXXX<br> It was included in the appraisal that was emailed to the borrower.<br>Hopefully, that would work to clear this finding. See Attached. " - Due Diligence Vendor-06/11/2025 <br> Counter-ROV provided is dated XX/XX/XXXX. Borrower was provided appraisal XX/XX/XXXX. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Audit showing sent to borrower and signed copy. - Due Diligence Vendor-06/04/2025 <br> Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-06/03/2025 |  | Resolved-ROV from delivery received. - Due Diligence Vendor-06/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4318257 | N/A | N/A |
| XXXX | XXXX |  | 78826734 | Closed | 2025-06-02 20:45 | 2025-06-05 15:17 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS and cure received. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-1) Cerft Copy of post-closing settlement with refund of $X,XXX.XX.<br> 2) Email stating $X,XXX.XX. also needed to be refund to borrower<br> 3) Final PCCD refund of $X,XXX.XX. ($X,XXX.XX+ $X,XXX.XX) <br> - Due Diligence Vendor-06/05/2025 <br> Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-06/02/2025 |  | Resolved-FSS and cure received. - Due Diligence Vendor-06/05/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4305087 | N/A | N/A |
| XXXX | XXXX |  | 85541443 | Closed | 2025-05-28 14:20 | 2025-06-03 15:02 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/03/2025 <br>Ready for Review-uploading final ALTA - Due Diligence Vendor-06/02/2025 <br>Counter-Please provide the final settlement statement from disbursement to confirm fees. - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Hi...I'm not really sure how to address this - there were no changes in fees during the post-signing reconciliation so we didn't need to issue a PCCD. Please advise what you need in order to clear this stip - we don't have any kind of affirmation disclosure for dry funding states. - Due Diligence Vendor-05/30/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/28/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/03/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4255561 | N/A | N/A |
| XXXX | XXXX |  | 85541443 | Closed | 2025-05-28 14:06 | 2025-06-02 16:33 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-Resolved - Due Diligence Vendor-06/02/2025 <br> Ready for Review-uploading - Due Diligence Vendor-05/30/2025 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of XX/XX/XXXX with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of XX/XX/XXXX . No Cure.<br> - Due Diligence Vendor-05/28/2025 |  | Resolved-Resolved - Due Diligence Vendor-06/02/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4255369 | N/A | N/A |
| XXXX | XXXX |  | 24227034 | Closed | 2025-06-02 13:43 | 2025-06-02 20:44 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-06/02/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-06/02/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4297301 | Investor Post-Close | No |
| XXXX | XXXX |  | 73908063 | Closed | 2025-07-16 15:26 | 2025-07-17 14:42 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/17/2025 <br>Ready for Review-settlement statement - Due Diligence Vendor-07/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/16/2025 |  | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/17/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4836146 | N/A | N/A |
| XXXX | XXXX |  | 27105965 | Closed | 2025-08-28 14:49 | 2025-08-28 14:49 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. Acknowledged - Due Diligence Vendor-08/28/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5346697 | Investor Post-Close | No |
| XXXX | XXXX |  | 45369856 | Closed | 2025-07-31 18:47 | 2025-07-31 20:20 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-07/31/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-07/31/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-07/31/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 5012220 | Investor Post-Close | No |
| XXXX | XXXX |  | 58101737 | Closed | 2025-08-04 18:10 | 2025-08-04 18:11 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-Acknowledged - Due Diligence Vendor-08/04/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-08/04/2025 |  | Acknowledged-Acknowledged - Due Diligence Vendor-08/04/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 5045582 | Investor Post-Close | No |
| XXXX | XXXX |  | 58101737 | Closed | 2025-07-28 14:26 | 2025-08-04 18:09 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Appraisal Desk Review XX/XX/XXXX - Due Diligence Vendor-08/01/2025 <br> Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. - Due Diligence Vendor-07/30/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4963289 | N/A | N/A |
| XXXX | XXXX | XXXX | 51386478 | Closed | 2025-07-07 15:15 | 2025-08-18 21:07 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-08/18/2025 <br>Ready for Review-Title - Due Diligence Vendor-08/15/2025 <br>Counter-Documentation received is not a title commitment and does not confirm coverage amount. - Due Diligence Vendor-08/04/2025 <br>Ready for Review-Title - Due Diligence Vendor-08/04/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/07/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-08/18/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4688400 | N/A | N/A |
| XXXX | XXXX | XXXX | 51386478 | Closed | 2025-07-08 16:32 | 2025-07-25 17:25 | Resolved | 1 - Information | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $XXX,XXX.XX is equal to or greater than Total Required Reserve Amount of $29667.3 - Due Diligence Vendor-07/25/2025 <br> Ready for Review-That detail was not provided in the original exception - See attached - Due Diligence Vendor-07/24/2025 <br> Counter-The statements provided were in the loan file. The shortage of reserves was caused by an unexplained $429,000 deposit into the checking account on XX/XX/ and subsequently transferred into the money market account that same day. Please source that deposit. - Due Diligence Vendor-07/21/2025 <br> Ready for Review-Assets - Due Diligence Vendor-07/20/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $29667.3 - Due Diligence Vendor-07/08/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $388031.54 is equal to or greater than Total Required Reserve Amount of $29667.3 - Due Diligence Vendor-07/25/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4733440 | N/A | N/A |
| XXXX | XXXX | XXXX | 51386478 | Closed | 2025-07-08 16:32 | 2025-07-25 17:25 | Resolved | 1 - Information | Compliance | QM-ATR | ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-07/25/2025 <br>Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Total Qualified Assets for Reserves Post-Close of $0 is less than Total Required Reserve Amount of $29667.3 - Due Diligence Vendor-07/08/2025 |  | Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-07/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4733441 | N/A | N/A |
| XXXX | XXXX | XXXX | 51386478 | Closed | 2025-07-08 16:32 | 2025-07-25 17:25 | Resolved | 1 - Information | Credit | Assets | Insufficient asset documentation in file - assets do not cover closing costs | Resolved-Sufficient asset documentation provided. - Due Diligence Vendor-07/25/2025 <br> Open-Insufficient asset documentation in file - assets do not cover closing costs. Verified assets of $XXXXXX less cash to close of $XXXXXX results in $XXXXXX shortage of funds to close. - Due Diligence Vendor-07/08/2025 |  | Resolved-Sufficient asset documentation provided. - Due Diligence Vendor-07/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4733442 | N/A | N/A |
| XXXX | XXXX | XXXX | 51386478 | Closed | 2025-07-07 15:55 | 2025-07-11 21:55 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025 <br>Ready for Review-Alta - Due Diligence Vendor-07/10/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-07/07/2025 |  | Resolved-Final settlement statement provided, finding cleared. - Due Diligence Vendor-07/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4690224 | N/A | N/A |
| XXXX | XXXX | XXXX | 62385618 | Closed | 2025-07-15 13:37 | 2025-08-18 21:15 | Resolved | 1 - Information | Credit | Missing Doc | Title Document Missing | Resolved-Title Document is not Missing - Due Diligence Vendor-08/18/2025 <br>Ready for Review-Title - Due Diligence Vendor-08/15/2025 <br>Counter-Documentation is an update, not a preliminary commitment or title policy and does not disclose a coverage amount. - Due Diligence Vendor-08/04/2025 <br>Open-Title Document is missing - Due Diligence Vendor-08/04/2025 <br>Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025 <br>Ready for Review-title<br>- Due Diligence Vendor-08/04/2025 <br>Open-Title Document is missing - Due Diligence Vendor-07/15/2025 |  | Resolved-Title Document is not Missing - Due Diligence Vendor-08/18/2025 <br>Resolved-Title Document is not Missing - Due Diligence Vendor-08/04/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4817987 | N/A | N/A |
| XXXX | XXXX | XXXX | 64713846 | Closed | 2025-07-30 15:25 | 2025-08-14 16:31 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | Resolved-Resolved - Due Diligence Vendor-08/14/2025 <br> Resolved- - Due Diligence Vendor-08/13/2025 <br> Open-The disclosed Total of Payments ($X,XXX,XXX.XX) is understated by more than $100 when compared to the actual Total of Payments ($X,XXX,XXX.XX). The difference is ($1,115.08). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $100. (12 CFR 1026.38(o)(1)) - Due Diligence Vendor-08/13/2025 <br> Ready for Review-The Final CD aligns with the MAVENT calculations - Due Diligence Vendor-08/12/2025 <br> Open-The disclosed Total of Payments ($X,XXX,XXX.XX) is understated by more than $100 when compared to the actual Total of Payments ($X,XXX,XXX.XX). The difference is ($1,115.08). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $100. (12 CFR 1026.38(o)(1)) - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-07/30/2025 <br> Open- - Due Diligence Vendor-07/30/2025 <br> Open- - Due Diligence Vendor-07/30/2025 |  | Resolved-Resolved - Due Diligence Vendor-08/14/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4994293 | N/A | N/A |
| XXXX | XXXX | XXXX | 64713846 | Closed | 2025-07-30 15:25 | 2025-08-14 16:31 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-Resolved - Due Diligence Vendor-08/14/2025 <br> Resolved- - Due Diligence Vendor-08/13/2025 <br> Open- - Due Diligence Vendor-08/13/2025 <br> Open-The disclosed finance charge ($X,XXX,XXX.XX) is ($866.68) below the actual finance charge($X,XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-07/30/2025 <br> Open- - Due Diligence Vendor-07/30/2025 <br> Open- - Due Diligence Vendor-07/30/2025 |  | Resolved-Resolved - Due Diligence Vendor-08/14/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4994292 | N/A | N/A |
| XXXX | XXXX | XXXX | 81965427 | Closed | 2025-08-04 12:15 | 2025-08-26 21:33 | Acknowledged | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date | Acknowledged-Lender provided evidence the revised LE was issued on XX/XX/XXXX@ 2:03 pm PST and the initial CD was issued on XX/XX/XXXX @ 1:26 am PST. Although the issue dates are the same, the order of disclosure has been provided. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-08/26/2025 <br> Ready for Review-This is a system glitch with time zones. The documents printed the issued date via PST, but the trigger to issue the CD was based on EST. As you can see by the LOS, the CD was issued on XX/XX/XXXX - which was the next business day and therefore not in violation. - Due Diligence Vendor-08/25/2025 <br> Counter-The creditor shall not provide a revised version of the LE on or after the date on which the creditor provides the initial CD. There is nothing in the regulation which takes into account when the disclosures are viewed. Condition maintained. - Due Diligence Vendor-08/13/2025 <br> Ready for Review-Loan Estimate & CD response - Due Diligence Vendor-08/12/2025 <br> Open-The Last Loan Estimate was provided on (XXXX/XX/XX) which is on or after (XXXX/XX/XXX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (12 CFR 1026.19(e)(4)(ii)) The file contains a Closing Disclosure and a Loan Estimate, both dated (XX/XX/XXXX). A Loan Estimate cannot be issued the same day as a Closing Disclosure - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-08/04/2025 <br> Open- - Due Diligence Vendor-08/04/2025 |  | Acknowledged-Lender provided evidence the revised LE was issued on XX/XX/XXXX @ 2:03 pm PST and the initial CD was issued on XX/XX/XXXX @ 1:26 am PST. Although the issue dates are the same, the order of disclosure has been provided. This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-08/26/2025 | XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 5037541 | Originator Post-Close | No |
| XXXX | XXXX | XXXX | 81965427 | Closed | 2025-07-30 16:19 | 2025-08-18 20:58 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: Toolkit Not Provided Timely | Resolved-Toolkit and timely delivery evidence received. - Due Diligence Vendor-08/18/2025 <br> Ready for Review-Initial loan pkg - Due Diligence Vendor-08/14/2025 <br> Counter-Lender indicates all initial loan documents were mailed on XX/XX/XXXX. Provide evidence the Toolkit was provided in the initial loan documents. Condition remains. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Toolkit response - Due Diligence Vendor-08/07/2025 <br> Open-RESPA: Toolkit Date is not provided. - Due Diligence Vendor-07/30/2025 |  | Resolved-Toolkit and timely delivery evidence received. - Due Diligence Vendor-08/18/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4995477 | N/A | N/A |
| XXXX | XXXX | XXXX | 81965427 | Closed | 2025-07-30 14:04 | 2025-08-18 20:58 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation is missing for borrower(s) | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-08/18/2025 <br>Resolved-Received evidence of E-Consent. Condition cleared. - Due Diligence Vendor-08/08/2025 <br>Ready for Review- - Due Diligence Vendor-08/08/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). - Due Diligence Vendor-08/08/2025 <br>Ready for Review-Consent - Due Diligence Vendor-08/07/2025 <br>Counter-please provide e-consent form with borrower acknowledgement. - Due Diligence Vendor-08/04/2025 <br>Ready for Review-eConsent - Due Diligence Vendor-08/04/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). - Due Diligence Vendor-07/30/2025 |  | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. - Due Diligence Vendor-08/18/2025 <br>Resolved-Received evidence of E-Consent. Condition cleared. - Due Diligence Vendor-08/08/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4992367 | N/A | N/A |
| XXXX | XXXX | XXXX | 81965427 | Closed | 2025-07-30 14:04 | 2025-08-18 20:58 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-08/08/2025 <br> Ready for Review-Appraisal - Due Diligence Vendor-08/07/2025 <br> Counter-Insufficient documentation provided. Screenshot provided indicates XX/XX delivery. Appraisal is dated XX/XX. - Due Diligence Vendor-08/05/2025 <br> Ready for Review-Evidence - Due Diligence Vendor-08/04/2025 <br> Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-07/30/2025 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-08/08/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4992368 | N/A | N/A |

---

## Exhibit 99.12

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.12**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Original Loan Amount** |
| XXXX |  | 88440537 | $X,XXX.XX A B C |
| XXXX |  | 81801475 | $X,XXX.XX A B C |
| XXXX |  | 40020298 | $X,XXX.XX A B C |
| XXXX |  | 27369284 | $X,XXX.XX C A B |
| XXXX |  | 60842822 | $X,XXX.XX A C B |
| XXXX |  | 14059812 | $X,XXX.XX A C B |
| XXXX |  | 20678814 | $X,XXX.XX C A B |
| XXXX |  | 68335850 | $X,XXX.XX A C B |
| XXXX |  | 32565152 | $X,XXX.XX A C |
| XXXX |  | 92784874 | $X,XXX.XX A C |
| XXXX |  | 80978792 | $X,XXX.XX A B D |
| XXXX |  | 19514525 | $X,XXX.XX A D |
| XXXX |  | 81882166 | $X,XXX.XX D C A |
| XXXX |  | 71510535 | $X,XXX.XX A |
| XXXX |  | 55242216 | $X,XXX.XX A C B |
| XXXX |  | 40522700 | $X,XXX.XX C A B |
| XXXX |  | 76569211 | $X,XXX.XX D A |
| XXXX |  | 64790793 | $X,XXX.XX A |
| XXXX |  | 53794779 | $X,XXX.XX D C A B |
| XXXX |  | 67536562 | $X,XXX.XX A C |
| XXXX |  | 15191452 | $X,XXX.XX D C A |
| XXXX |  | 65680196 | $X,XXX.XX A C B |
| XXXX |  | 92810954 | $X,XXX.XX A C |
| XXXX |  | 74534263 | $X,XXX.XX A |
| XXXX |  | 69064485 | $X,XXX.XX A B |
| XXXX |  | 54538026 | $X,XXX.XX A C |
| XXXX |  | 98344232 | $X,XXX.XX D C A |
| XXXX |  | 79822116 | $X,XXX.XX C A B |
| XXXX |  | 16669712 | $X,XXX.XX A C |
| XXXX |  | 18266634 | $X,XXX.XX C A B |
| XXXX |  | 53654320 | $X,XXX.XX C A |
| XXXX |  | 32878415 | $X,XXX.XX A C B |
| XXXX |  | 52598093 | $X,XXX.XX A C B |
| XXXX |  | 37299533 | $X,XXX.XX A B |
| XXXX |  | 45978121 | $X,XXX.XX D A C B |
| XXXX |  | 47803919 | $X,XXX.XX A B |
| XXXX |  | 49446232 | $X,XXX.XX A C |
| XXXX |  | 89008014 | $X,XXX.XX D C A |
| XXXX |  | 37921093 | $X,XXX.XX A B |
| XXXX |  | 86329831 | $X,XXX.XX A B |
| XXXX |  | 75016355 | $X,XXX.XX A C B |
| XXXX |  | 80339167 | $X,XXX.XX A C B |
| XXXX |  | 37756377 | $X,XXX.XX A B |
| XXXX |  | 96270666 | $X,XXX.XX D A |
| XXXX |  | 32829807 | $X,XXX.XX D A |
| XXXX |  | 89919035 | $X,XXX.XX A D B |
| XXXX |  | 48631879 | $X,XXX.XX A C |
| XXXX |  | 15678607 | $X,XXX.XX A |
| XXXX |  | 40712401 | $X,XXX.XX C A |
| XXXX |  | 64287830 | $X,XXX.XX A B |
| XXXX |  | 75541106 | $X,XXX.XX A C B |
| XXXX |  | 63730858 | $X,XXX.XX D C A |
| XXXX |  | 61820739 | $X,XXX.XX A C B |
| XXXX |  | 20218856 | $X,XXX.XX A C |
| XXXX |  | 76928107 | $X,XXX.XX A B |
| XXXX |  | 59370624 | $X,XXX.XX A B |
| XXXX |  | 74027306 | $X,XXX.XX A B |
| XXXX |  | 74838151 | $X,XXX.XX A C B |
| XXXX |  | 26453582 | $X,XXX.XX A C B |
| XXXX |  | 41266829 | $X,XXX.XX A C B |
| XXXX |  | 97548753 | $X,XXX.XX A B |
| XXXX |  | 28223612 | $X,XXX.XX A B |
| XXXX |  | 31406077 | $X,XXX.XX A B C |
| XXXX |  | 65773988 | $X,XXX.XX D A C B |
| XXXX | XXXX | 72612920 | $X,XXX.XX A |
| XXXX | XXXX | 37584030 | $X,XXX.XX D C A B |
| XXXX | XXXX | 47151826 | $X,XXX.XX C A |
| XXXX | XXXX | 42733760 | $X,XXX.XX A |
| XXXX | XXXX | 72382898 | $X,XXX.XX A C |
| XXXX | XXXX | 20076260 | $X,XXX.XX C A |
| XXXX | XXXX | 77382680 | $X,XXX.XX A C |
| XXXX | XXXX | 77816228 | $X,XXX.XX A |
| XXXX | XXXX | 96540643 | $X,XXX.XX A D |
| XXXX | XXXX | 57363185 | $X,XXX.XX A |
| XXXX | XXXX | 37023260 | $X,XXX.XX D A |
| XXXX | XXXX | 47695330 | $X,XXX.XX A C B |
| XXXX | XXXX | 76275927 | $X,XXX.XX A B |
| XXXX | XXXX | 91320229 | $X,XXX.XX C A |
| XXXX | XXXX | 79667265 | $X,XXX.XX D C A |
| XXXX | XXXX | 63565279 | $X,XXX.XX A |
| XXXX | XXXX | 83941692 | $X,XXX.XX C A |
| XXXX | XXXX | 73251110 | $X,XXX.XX A C |
| XXXX | XXXX | 31236740 | $X,XXX.XX A C |
| XXXX | XXXX | 51778898 | $X,XXX.XX A C B |
| XXXX | XXXX | 21946120 | $X,XXX.XX A C B |
| XXXX | XXXX | 40787056 | $X,XXX.XX C A |
| XXXX | XXXX | 63438399 | $X,XXX.XX A C |
| XXXX | XXXX | 55060364 | $X,XXX.XX A B |
| XXXX | XXXX | 70254105 | $X,XXX.XX A C |
| XXXX | XXXX | 78214420 | $X,XXX.XX A B |
| XXXX | XXXX | 16278048 | $X,XXX.XX A B |
| XXXX | XXXX | 58647130 | $X,XXX.XX A C |
| XXXX | XXXX | 89985385 | $X,XXX.XX A C B |
| XXXX | XXXX | 16244038 | $X,XXX.XX D A |
| XXXX | XXXX | 40381820 | $X,XXX.XX A B |
| XXXX | XXXX | 25216553 | $X,XXX.XX A |
| XXXX | XXXX | 15451697 | $X,XXX.XX A B |
| XXXX | XXXX | 11089680 | $X,XXX.XX D A |
| XXXX | XXXX | 11818814 | $X,XXX.XX A C |
| XXXX | XXXX | 70480858 | $X,XXX.XX A B |
| XXXX | XXXX | 17497085 | $X,XXX.XX D A B |
| XXXX | XXXX | 19951752 | $X,XXX.XX D A B |
| XXXX | XXXX | 36483261 | $X,XXX.XX A B |
| XXXX | XXXX | 95204664 | $X,XXX.XX D A |
| XXXX | XXXX | 16496092 | $X,XXX.XX A C B |
| XXXX | XXXX | 65605361 | $X,XXX.XX A |
| XXXX | XXXX | 42894998 | $X,XXX.XX A |
| XXXX | XXXX | 39511558 | $X,XXX.XX A C B |
| XXXX | XXXX | 97845596 | $X,XXX.XX A C B |
| XXXX | XXXX | 38575997 | $X,XXX.XX A |
| XXXX | XXXX | 84416040 | $X,XXX.XX A C B |
| XXXX | XXXX | 35150724 | $X,XXX.XX A |
| XXXX |  | 62825317 | $X,XXX.XX A C |
| XXXX | XXXX | 19928988 | $X,XXX.XX A |
| XXXX | XXXX | 34824858 | $X,XXX.XX A B |
| XXXX | XXXX | 55036101 | $X,XXX.XX A C B |
| XXXX | XXXX | 93017667 | $X,XXX.XX A C B |
| XXXX | XXXX | 50882233 | $X,XXX.XX A |
| XXXX |  | 47276566 | $X,XXX.XX C A B |
| XXXX |  | 39214387 | $X,XXX.XX A C B |
| XXXX |  | 46732449 | $X,XXX.XX A C |
| XXXX |  | 88622034 | $X,XXX.XX A C |
| XXXX |  | 56781521 | $X,XXX.XX D A |
| XXXX |  | 72555834 | $X,XXX.XX A B |
| XXXX |  | 97499197 | $X,XXX.XX A B |
| XXXX |  | 87490636 | $X,XXX.XX A D B |
| XXXX |  | 86897238 | $X,XXX.XX D A B |
| XXXX |  | 78909723 | $X,XXX.XX A C |
| XXXX |  | 43868822 | $X,XXX.XX A |
| XXXX |  | 68670416 | $X,XXX.XX A C |
| XXXX |  | 19928671 | $X,XXX.XX C A |
| XXXX |  | 27287594 | $X,XXX.XX D A C |
| XXXX |  | 38997622 | $X,XXX.XX A |
| XXXX |  | 68417396 | $X,XXX.XX A C |
| XXXX |  | 38569262 | $X,XXX.XX D A B |
| XXXX |  | 84325336 | $X,XXX.XX A B C |
| XXXX |  | 78826734 | $X,XXX.XX A C |
| XXXX |  | 85541443 | $X,XXX.XX A C |
| XXXX |  | 24227034 | $X,XXX.XX A B |
| XXXX |  | 30217878 | $X,XXX.XX A |
| XXXX |  | 73908063 | $X,XXX.XX A C |
| XXXX |  | 27105965 | $X,XXX.XX A B |
| XXXX |  | 59501136 | $X,XXX.XX A |
| XXXX |  | 57670557 | $X,XXX.XX A |
| XXXX |  | 15722606 | $X,XXX.XX A |
| XXXX |  | 45369856 | $X,XXX.XX A B |
| XXXX |  | 58101737 | $X,XXX.XX A C B |
| XXXX |  | 68770034 | $X,XXX.XX A |
| XXXX |  | 76097631 | $X,XXX.XX A |
| XXXX |  | 44694146 | $X,XXX.XX A |
| XXXX |  | 84251682 | $X,XXX.XX A B |
| XXXX | XXXX | 51386478 | $X,XXX.XX D C A |
| XXXX | XXXX | 62385618 | $X,XXX.XX D A |
| XXXX | XXXX | 64713846 | $X,XXX.XX A C |
| XXXX | XXXX | 81965427 | $X,XXX.XX A C B |
| XXXX | XXXX | 12684794 | $X,XXX.XX A C |

---

## Exhibit 99.13

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.13**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXXX |  | 88440537 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.934 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 81801475 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.653 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 40020298 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.162 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 27369284 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.349 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 60842822 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.445 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 14059812 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.022 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 20678814 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.921 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 68335850 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.593 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 32565152 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.787 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 92784874 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.053 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 80978792 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.552 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 19514525 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.1 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 81882166 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.646 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 71510535 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.024 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 55242216 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.667 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 40522700 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.025 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 76569211 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.09 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 64790793 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.451 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 53794779 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.818 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 67536562 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.681 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 15191452 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.722 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 65680196 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 92810954 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.453 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 74534263 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.826 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 69064485 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.732 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 54538026 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.338 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 98344232 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.735 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 79822116 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.351 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 16669712 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.361 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 18266634 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.95 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 53654320 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.717 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 32878415 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.048 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No | No | No |  |
| XXXX |  | 52598093 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.684 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 37299533 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 45978121 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.931 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 47803919 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.664 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 49446232 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.635 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 89008014 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.775 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 37921093 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.522 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 86329831 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.639 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 75016355 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.399 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 80339167 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.631 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 37756377 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.838 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 96270666 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.912 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 32829807 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.534 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 89919035 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.678 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 48631879 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.74 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 15678607 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.95 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 40712401 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.801 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 64287830 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.732 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 75541106 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.389 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 63730858 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.848 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 61820739 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.932 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 20218856 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.964 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 76928107 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.844 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 59370624 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.433 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 74027306 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.612 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 74838151 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.945 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 26453582 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.355 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 41266829 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.917 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 97548753 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.364 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 28223612 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.285 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 31406077 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.16 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 65773988 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.852 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 72612920 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.928 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Retired | Not Employed | No | No | No |  |
| XXXX | XXXX | 37584030 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.604 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 47151826 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.08 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 42733760 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.558 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 72382898 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.633 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 20076260 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.904 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 77382680 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.519 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 77816228 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.828 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 96540643 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.031 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 57363185 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.117 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 37023260 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.581 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 47695330 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.512 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 76275927 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.872 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 91320229 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.754 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 79667265 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.888 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 63565279 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.455 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX | XXXX | 83941692 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.901 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 73251110 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.683 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX | XXXX | 31236740 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.295 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 51778898 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.119 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 21946120 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.458 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX | XXXX | 40787056 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.97 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 63438399 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.829 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 55060364 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.764 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Retired | Retired | No | No | No |  |
| XXXX | XXXX | 70254105 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.668 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX | XXXX | 78214420 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.932 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 16278048 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 58647130 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.795 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 89985385 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.846 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 16244038 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.098 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 40381820 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.765 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 25216553 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.031 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 15451697 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.512 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 11089680 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.585 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 11818814 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.601 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX | XXXX | 70480858 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.776 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 17497085 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX | XXXX | 19951752 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 36483261 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.809 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Retired | Retired | No | No | No |  |
| XXXX | XXXX | 95204664 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.062 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 16496092 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.108 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 65605361 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.626 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 42894998 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.157 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 39511558 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.674 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 97845596 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.78 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 38575997 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 84416040 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.67 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX | XXXX | 35150724 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.638 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 62825317 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.375 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 19928988 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.038 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 34824858 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.832 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX | XXXX | 55036101 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.633 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 93017667 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.334 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 50882233 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.635 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 47276566 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.788 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 39214387 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.978 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 46732449 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.326 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 88622034 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.501 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 56781521 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.822 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 72555834 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.917 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 97499197 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.43 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 87490636 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.695 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 86897238 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.861 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 78909723 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.832 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 43868822 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.422 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 68670416 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.667 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 19928671 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.538 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 27287594 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.811 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 38997622 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.395 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 68417396 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.43 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 38569262 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.758 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 84325336 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.592 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 78826734 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.698 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 85541443 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.02 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 24227034 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.468 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 30217878 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.059 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 73908063 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.565 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 27105965 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.074 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 59501136 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.553 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 57670557 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.533 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 15722606 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.678 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 45369856 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.868 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 58101737 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.64 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 68770034 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.559 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 76097631 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.911 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 44694146 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.015 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 84251682 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.927 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 51386478 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.822 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 62385618 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.539 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 64713846 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.494 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 81965427 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.643 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 12684794 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.919 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |

---

## Exhibit 99.14

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.14**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX |  | 88440537 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXX |  | 81801475 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 79.57 | 79.57 |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 40020298 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | High | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XX/XX/XXXX |
| XXXX |  | 27369284 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 97.0 | 0.03 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | XX/XX/XXXX |
| XXXX |  | 60842822 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 79.55 | 79.55 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 14059812 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 94.0 | 0.06 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 20678814 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXX |  | 68335850 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 32565152 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX/XX/XXXX |
| XXXX |  | 92784874 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 79.17 | 79.17 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible | 2.3 | XX/XX/XXXX |
| XXXX |  | 80978792 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 63.41 | 63.41 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 19514525 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 81882166 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1.2 | XX/XX/XXXX |
| XXXX |  | 71510535 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX |  | 55242216 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 | XX/XX/XXXX |
| XXXX |  | 40522700 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 93.0 | 0.07 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 76569211 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXX |  | 64790793 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX |  | 53794779 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 67536562 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXX |  | 15191452 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1.8 | XX/XX/XXXX |
| XXXX |  | 65680196 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 97.0 | 0.03 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XX/XX/XXXX |
| XXXX |  | 92810954 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 97.0 | 0.03 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 74534263 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 69064485 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 54538026 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 98344232 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 44.62 | 44.62 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 91.0 | 0.09 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 79822116 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 60.0 | 60.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XX/XX/XXXX |
| XXXX |  | 16669712 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 60.4 | 60.4 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 18266634 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 68.35 | 68.35 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 92.0 | 0.08 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX |
| XXXX |  | 53654320 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | XX/XX/XXXX |
| XXXX |  | 32878415 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 65.0 | 65.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX |
| XXXX |  | 52598093 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 51.22 | 51.22 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX |
| XXXX |  | 37299533 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 97.0 | 0.03 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | XX/XX/XXXX |
| XXXX |  | 45978121 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 68.31 | 68.31 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 94.0 | 0.06 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXX |  | 47803919 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.2 | XX/XX/XXXX |
| XXXX |  | 49446232 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 44.32 | 44.32 |  |  |  |  |  |  |  |  | 7050000.0 | 750000.0 | .1190 | 03-18-2025 | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 89008014 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 72.8 | 72.8 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Eligible |  |  |
| XXXX |  | 37921093 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 56.39 | 56.39 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 91.0 | 0.09 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 86329831 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 75016355 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 97.0 | 0.03 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXX |  | 80339167 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 60.0 | 60.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 37756377 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 96270666 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 72.17 | 72.17 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX |  | 32829807 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 50.98 | 50.98 | $X,XXX.XX | $X,XXX.XX | XXXX | 1004 URAR |  |  |  |  | 6400000.0 | 537000.0 | .0916 | 04-30-2025 | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXX |  | 89919035 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 70.0 | 70.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XX/XX/XXXX |
| XXXX |  | 48631879 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1025 Small Residential Income Report |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 15678607 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 62.96 | 62.96 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 1.4 | XX/XX/XXXX |
| XXXX |  | 40712401 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 70.0 | 70.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  | 64287830 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | XX/XX/XXXX |
| XXXX |  | 75541106 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XX/XX/XXXX |
| XXXX |  | 63730858 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 79.72 | 79.72 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX |  | 61820739 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | XX/XX/XXXX |
| XXXX |  | 20218856 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 73.79 | 73.79 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1.2 | XX/XX/XXXX |
| XXXX |  | 76928107 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 59370624 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 78.43 | 78.43 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXX |  | 74027306 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | XX/XX/XXXX |
| XXXX |  | 74838151 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | XX/XX/XXXX |
| XXXX |  | 26453582 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 41266829 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | XX/XX/XXXX |
| XXXX |  | 97548753 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 28223612 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXX |  | 31406077 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 58.15 | 58.15 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XX/XX/XXXX |
| XXXX |  | 65773988 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX | XXXX | 72612920 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 43.48 | 43.48 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXX | XXXX | 37584030 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 77.06 | 77.06 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1.2 | XX/XX/XXXX |
| XXXX | XXXX | 47151826 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 89.0 | 0.11 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible |  |  |
| XXXX | XXXX | 42733760 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 72382898 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXX | XXXX | 20076260 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 2.5 | XX/XX/XXXX |
| XXXX | XXXX | 77382680 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX | XXXX | 77816228 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 2.5 | XX/XX/XXXX |
| XXXX | XXXX | 96540643 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1.1 | XX/XX/XXXX |
| XXXX | XXXX | 51386478 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 57363185 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 37023260 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | Not Eligible | 1.6 | XX/XX/XXXX |
| XXXX | XXXX | 47695330 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | XX/XX/XXXX |
| XXXX | XXXX | 76275927 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXX | XXXX | 91320229 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX | XXXX | 79667265 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 62385618 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX | XXXX | 63565279 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible | 1.6 | XX/XX/XXXX |
| XXXX | XXXX | 83941692 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 73251110 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 45.45 | 45.45 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Not Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 31236740 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 94.0 | 0.06 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX | XXXX | 51778898 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 52.24 | 52.24 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.8 | XX/XX/XXXX |
| XXXX | XXXX | 21946120 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 37.63 | 37.63 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 | XX/XX/XXXX |
| XXXX | XXXX | 40787056 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 66.67 | 66.67 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXX | XXXX | 63438399 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 70.0 | 70.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 55060364 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |
| XXXX | XXXX | 70254105 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 73.6 | 73.6 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1.3 | XX/XX/XXXX |
| XXXX | XXXX | 78214420 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXX | XXXX | 16278048 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXX | XXXX | 58647130 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX | XXXX | 89985385 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX/XX/XXXX |
| XXXX | XXXX | 16244038 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 76.14 | 76.14 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XX/XX/XXXX | Eligible | 1.5 | XX/XX/XXXX |
| XXXX | XXXX | 12684794 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 88.0 | 0.12 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX | XXXX | 40381820 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | XX/XX/XXXX |
| XXXX | XXXX | 25216553 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 15451697 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XX/XX/XXXX |
| XXXX | XXXX | 64713846 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX | Eligible | 1.7 | XX/XX/XXXX |
| XXXX | XXXX | 11089680 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 11818814 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 58.33 | 58.33 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX | XXXX | 70480858 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 42.86 | 42.86 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 97.0 | 0.03 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | XX/XX/XXXX |
| XXXX | XXXX | 17497085 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 58.62 | 58.62 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XX/XX/XXXX |
| XXXX | XXXX | 19951752 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 36483261 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | XX/XX/XXXX |
| XXXX | XXXX | 95204664 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 91.0 | 0.09 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 16496092 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 97.0 | 0.03 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XX/XX/XXXX |
| XXXX | XXXX | 65605361 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 96.0 | 0.04 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX | XXXX | 42894998 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | XX/XX/XXXX |
| XXXX | XXXX | 39511558 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 66.43 | 66.43 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 94.0 | 0.06 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 97845596 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 | XX/XX/XXXX |
| XXXX | XXXX | 38575997 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 73.16 | 73.16 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 90.0 | 0.1 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX | XXXX | 84416040 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 55.32 | 55.32 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 74.0 | 0.26 | XXXX | Other | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 | XX/XX/XXXX |
| XXXX | XXXX | 35150724 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 30.66 | 30.66 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 94.0 | 0.06 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XX/XX/XXXX |
| XXXX |  | 62825317 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX | XXXX | 19928988 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX/XX/XXXX |
| XXXX | XXXX | 81965427 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 74.19 | 74.19 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX | XXXX | 34824858 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 79.0 | 0.21 | XXXX | HVE | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 55036101 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XX/XX/XXXX |
| XXXX | XXXX | 93017667 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 51.22 | 51.22 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 89.0 | 0.11 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX/XX/XXXX |
| XXXX | XXXX | 50882233 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible |  |  |
| XXXX |  | 47276566 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 39214387 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | None - Appraisal Waiver |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | AVM |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 46732449 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 79.62 | 79.62 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  | 88622034 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX/XX/XXXX |
| XXXX |  | 56781521 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |
| XXXX |  | 72555834 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  | 97499197 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX/XX/XXXX |
| XXXX |  | 87490636 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | XX/XX/XXXX |
| XXXX |  | 86897238 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 55.62 | 55.62 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | XX/XX/XXXX |
| XXXX |  | 78909723 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  | 43868822 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  | 68670416 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 77.7 | 77.7 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XX/XX/XXXX |
| XXXX |  | 19928671 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 60.0 | 60.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  | 27287594 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  | 38997622 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 68417396 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 89.9 | 89.9 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  | 38569262 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 89.9 | 89.9 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 | XX/XX/XXXX |
| XXXX |  | 84325336 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 58.49 | 58.49 | $X,XXX.XX | $X,XXX.XX | XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX | Not Eligible |  |  |
| XXXX |  | 78826734 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX | Eligible | 1 | XX/XX/XXXX |
| XXXX |  | 85541443 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 75.0 | 75.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXX |  | 24227034 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 89.9 | 89.9 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXX |  | 30217878 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 78.68 | 78.68 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 73908063 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 89.99 | 89.99 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX/XX/XXXX |
| XXXX |  | 84251682 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 66.55 | 66.55 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XX/XX/XXXX |
| XXXX |  | 27105965 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | XX/XX/XXXX |
| XXXX |  | 59501136 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XX/XX/XXXX |
| XXXX |  | 57670557 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1073 Individual Condo Report |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 15722606 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 45369856 | XX/XX/XXXX | $X,XXX.XX |  | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 74.15 | 74.15 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | XX/XX/XXXX |
| XXXX |  | 58101737 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | XX/XX/XXXX |
| XXXX |  | 68770034 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX/XX/XXXX |
| XXXX |  | 76097631 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 57.14 | 57.14 | $X,XXX.XX | $X,XXX.XX | XXXX | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX/XX/XXXX |
| XXXX |  | 44694146 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | $X,XXX.XX | XX/XX/XXXX | 1004 URAR |  | XXXX | XXXX | $X,XXX.XX | 80.0 | 80.0 | $X,XXX.XX | $X,XXX.XX | XXXX | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX/XX/XXXX |

---

## Exhibit 99.15

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.15**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** | **Maturity Date** |
| XXXX |  | 88440537 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Accept Eligible | No | 6.934% |  | 6.875% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 25.05% | 24.88% | 24.88% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 110599.34 | 23.2 | 110599.34 | 23.2 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 81801475 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 6 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | LP | Accept Eligible | No | 6.653% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.90% | 49.90% | 49.90% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 110 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 21474.26 | 5.4 | 21474.26 | 5.4 | No | 79.57 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 40020298 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 9 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Eligible | No | 7.162% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.47% | 47.47% | 47.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 27 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2022 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 77086.76 | 12.9 | 77086.76 | 12.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 27369284 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Approve Ineligible | No | 7.349% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.85% | 41.85% | 41.85% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 67807.11 | 8.3 | 67807.11 | 8.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 60842822 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Eligible | No | 6.445% |  | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.44% | 44.44% | 44.44% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 37 | 26 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 3365.96 | 0.5 | 3365.96 | 0.5 | No | 79.55 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 14059812 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Accept Eligible | No | 7.022% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.20% | 42.20% | 42.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 99 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1854202.17 | 203.9 | 1854202.17 | 203.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 20678814 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Eligible | No | 6.921% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.07% | 44.07% | 44.07% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 112772.22 | 15.3 | 112772.22 | 15.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 68335850 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.593% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.83% | 32.83% | 32.83% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | Yes | 14 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 222758.77 | 16.5 | 222758.77 | 16.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 32565152 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Ineligible | No | 6.787% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 44.27% | 44.27% | 44.27% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Overtime and Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 550475.33 | 31.2 | 550475.33 | 31.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 92784874 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | LP | Approve Ineligible | No | 7.053% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.70% | 49.70% | 49.70% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 95 | 26 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 485962.16 | 31.2 | 485962.16 | 31.2 | No | 79.17 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 80978792 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Ineligible | No | 6.552% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.47% | 43.47% | 43.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 9 | 9 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 34844.98 | 4.5 | 34844.98 | 4.5 | No | 63.41 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 19514525 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 7.100% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.85% | 43.85% | 43.85% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 27 | Work Number | Yes | 36 | 27 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 179102.00 | 20.3 | 179102.00 | 20.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 81882166 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.646% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.33% | 39.36% | 39.36% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 80261.49 | 8.4 | 80261.49 | 8.4 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 71510535 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 7.024% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 38.07% | 38.07% | 38.07% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 62508.41 | 7.1 | 62508.41 | 7.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 55242216 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.667% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.52% | 42.52% | 42.52% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 1 |  |  | 1 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 454706.29 | 64.2 | 454706.29 | 64.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 40522700 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | LP | Approve Ineligible | No | 7.025% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.32% | 43.32% | 43.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SEPartnership, SESCorp, SESCorp, SESCorp, SEPartnership, Other - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 69042.43 | 6.5 | 69042.43 | 6.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 76569211 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Ineligible | No | 7.090% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.91% | 39.91% | 39.91% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 317635.56 | 49.6 | 317635.56 | 49.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 64790793 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 7.451% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.47% | 42.03% | 42.03% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SESCorp, SEPartnership, SEPartnership - Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 178219.67 | 15.9 | 178219.67 | 15.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 53794779 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Approve Ineligible | No | 6.818% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.10% | 37.10% | 37.08% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 134163.29 | 12.7 | 134163.29 | 12.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 67536562 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | LP | Accept Eligible | No | 7.681% |  | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.66% | 34.66% | 34.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 54 | 28 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 131298.70 | 13.5 | 131298.70 | 13.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 15191452 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Eligible | No | 6.722% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.13% | 39.13% | 39.13% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 402158.89 | 58 | 402158.89 | 58 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 65680196 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | LP | Approve Ineligible | No | 6.905% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.79% | 35.79% | 35.79% | No |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 72 | 24 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 219736.57 | 25.4 | 219736.57 | 25.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 92810954 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Eligible | No | 6.453% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.95% | 42.20% | 42.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 26 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 820 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 179334.41 | 21.4 | 179334.41 | 21.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 74534263 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.826% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.95% | 40.08% | 40.08% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | Yes | 26 | 26 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 395278.29 | 35.6 | 395278.29 | 35.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 69064485 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Ineligible | No | 6.732% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 25.85% | 25.85% | 25.85% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 8.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2023 \|\| Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 181545.78 | 20.9 | 181545.78 | 20.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 54538026 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 7.338% |  | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.30% | 42.20% | 42.20% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 934298.59 | 88 | 934298.59 | 88 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 98344232 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Approve Ineligible | No | 6.735% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 35.92% | 35.92% | 35.92% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 51.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 209417.33 | 21 | 209417.33 | 21 | No | 44.62 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 79822116 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.351% |  | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 23.02% | 26.33% | 26.33% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 51.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SECorporation, SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S, 1065), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - SECorporation, SEPartnership, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S, 1065), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2022, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S, 1065), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S, 1065), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2022, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | US | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 494336.56 | 40.4 | 494336.56 | 40.4 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 16669712 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Eligible | No | 6.361% |  | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.99% | 43.99% | 43.99% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SECorporation - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 58467.99 | 8.2 | 58467.99 | 8.2 | No | 60.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 18266634 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Eligible | No | 6.950% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.76% | 49.76% | 49.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 548443.12 | 77.3 | 548443.12 | 77.3 | No | 68.35 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 53654320 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.717% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.63% | 41.83% | 41.83% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 1 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 28 | 24 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission, Overtime and Bonus, Other REO Net Rental Income(Loss), SESCorp - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - SESCorp - 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 423207.03 | 25.7 | 423207.03 | 25.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 32878415 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Ineligible | No | 7.048% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.67% | 30.93% | 30.93% | No | No |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  | US |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 171157.93 | 14.1 | 171157.93 | 14.1 | No | 65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 52598093 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | LP | Approve Ineligible | No | 6.684% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 42.30% | 42.30% | 42.30% | No | No | 1 - Not Stated Not Verified |  | 3 - Stated, Partially Verified |  | 1 - Not Stated, Not Verified |  | Not Employed | Employed | Not Employed |  | .00 |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 128 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower 2 - Other - Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2025 - 2025 | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower 2 - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025 - 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 769 | 799 | 784 | 794 |  |  |  | 794 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 271808.98 | 20.3 | 271808.98 | 20.3 | No | 51.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A | XXXXXX | XXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 37299533 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Ineligible | No | 6.798% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 25.81% | 25.81% | 25.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 10.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 55070.11 | 6 | 55070.11 | 6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 45978121 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Eligible | No | 6.931% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.39% | 34.39% | 34.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 195175.94 | 25.9 | 195175.94 | 25.9 | No | 68.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 47803919 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 7.664% |  | 7.500% | 7.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.00% | 49.46% | 49.46% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 27 | Work Number | Yes | 36 | 27 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Retirement, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 233025.97 | 23.2 | 233025.97 | 23.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 49446232 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.850% | DU | Approve Ineligible | No | 6.635% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.58% | 38.58% | 38.58% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 45 | 27 | Work Number | Yes | 31 | 27 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2592147.41 | 129.7 | 2592147.41 | 129.7 | No | 44.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 89008014 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.775% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 29.83% | 29.83% | 29.83% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 123 | 12 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 635765.54 | 85.3 | 635765.54 | 85.3 | No | 72.8 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 37921093 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Approve Ineligible | No | 6.522% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.16% | 46.88% | 46.88% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 1 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 51739.98 | 5.4 | 51739.98 | 5.4 | No | 56.39 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 86329831 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.639% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 23.85% | 27.87% | 27.87% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 4672192.29 | 208.8 | 4672192.29 | 208.8 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 75016355 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 7.399% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 27.48% | 27.48% | 27.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 2 | 1 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SESCorp, SEPartnership - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 - 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, 1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 275501.33 | 32.5 | 275501.33 | 32.5 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 80339167 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Approve Ineligible | No | 6.631% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.83% | 30.83% | 30.83% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 123517.21 | 16.4 | 123517.21 | 16.4 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 37756377 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | LP | Approve Ineligible | No | 7.838% |  | 7.625% | 7.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.52% | 48.52% | 48.52% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 49282.05 | 4.5 | 49282.05 | 4.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 96270666 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Approve Ineligible | No | 6.912% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 47.17% | 47.35% | 47.35% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 90.00% | 10.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2023, 2020 \|\| Co Borrower - Wage, Overtime and Bonus, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2020 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 635526.16 | 48.7 | 635526.16 | 48.7 | No | 72.17 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 32829807 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Accept | No | 6.534% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 22.35% | 22.35% | 22.35% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SESoleProprietor, SESoleProprietor, SESoleProprietor, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2268113.71 | 104.7 | 2268113.71 | 104.7 | No | 50.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 89919035 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Approve Ineligible | No | 6.678% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.57% | 34.57% | 34.57% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 27 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 587132.08 | 30.2 | 587132.08 | 30.2 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 48631879 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Ineligible | No | 6.740% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 23.85% | 23.85% | 23.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 144 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission, Overtime and Bonus - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | United States | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 665807.44 | 35.6 | 665807.44 | 35.6 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 15678607 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Ineligible | No | 6.950% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.39% | 33.39% | 33.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 15 | 15 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 193359.33 | 26.3 | 193359.33 | 26.3 | No | 62.96 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 40712401 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Approve Ineligible | No | 6.801% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.82% | 35.63% | 35.63% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 146636.33 | 16.9 | 146636.33 | 16.9 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 64287830 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.732% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.50% | 41.50% | 41.50% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 24.50% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 27 | 27 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss), SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 163090.21 | 23.5 | 163090.21 | 23.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 75541106 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | LP | Approve Ineligible | No | 7.389% |  | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 49.14% | 49.14% | 49.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 63 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 87159.24 | 8 | 87159.24 | 8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 63730858 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Approve Eligible | No | 6.848% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.66% | 40.66% | 40.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 82999.91 | 9.6 | 82999.91 | 9.6 | No | 79.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 61820739 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.932% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.14% | 42.31% | 42.31% | No | Yes |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 2 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 25.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Executed 4506T Verified \|\| Co Borrower - SECorporation, SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1, 1120, 1120S), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | Borrower - Executed 4506T Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1, 1120, 1120S), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 239625.94 | 12.3 | 239625.94 | 12.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 20218856 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.964% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.42% | 45.64% | 45.64% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 18 | 18 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission, Child Support - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 363008.19 | 41.1 | 363008.19 | 41.1 | No | 73.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 76928107 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Ineligible | No | 7.844% |  | 7.750% | 7.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 26.35% | 26.35% | 26.35% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 837003.11 | 59.8 | 837003.11 | 59.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 59370624 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Ineligible | No | 7.433% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.11% | 39.11% | 39.11% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 105327.37 | 6 | 105327.37 | 6 | No | 78.43 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 74027306 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Ineligible | No | 6.612% |  | 6.500% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.52% | 46.52% | 46.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 403769.04 | 67.4 | 403769.04 | 67.4 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 74838151 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.945% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 28.26% | 28.26% | 28.26% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 2 |  |  | 1 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Business Tax Returns Verified(K1, 1120S), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 783917.06 | 78.1 | 783917.06 | 78.1 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 26453582 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 14 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | LP | Accept Eligible | No | 7.355% |  | 7.300% | 7.300% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 35.79% | 35.79% | 35.79% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 1 | 0 | 0 | 1 | 0 | NA | NA | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Executed 4506T Verified | Borrower - 1 YR Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 31009.07 | 6.1 | 31009.07 | 6.1 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 41266829 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 7 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Eligible | No | 6.917% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.22% | 46.22% | 46.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 28 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 67701.61 | 14.2 | 67701.61 | 14.2 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 97548753 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 10 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Eligible | No | 7.364% |  | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 31.32% | 31.32% | 31.32% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 140412.97 | 25.2 | 140412.97 | 25.2 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 28223612 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 3 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Accept Eligible | No | 7.285% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.09% | 44.09% | 44.09% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 59367.36 | 16.1 | 59367.36 | 16.1 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 31406077 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 3 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Eligible | No | 7.160% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.95% | 48.95% | 48.95% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 159 | 28 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 52719.84 | 6.5 | 52719.84 | 6.5 | No | 58.15 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 65773988 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 9 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Eligible | No | 6.852% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.39% | 37.39% | 37.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 28 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | USA | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 390143.35 | 90.9 | 390143.35 | 90.9 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 72612920 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Ineligible | No | 6.928% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.52% | 42.52% | 42.52% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Other - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 315706.09 | 38.9 | 315706.09 | 38.9 | No | 43.48 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXX |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 37584030 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.604% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 49.80% | 49.80% | 49.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 235883.00 | 24.9 | 235883.00 | 24.9 | No | 77.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 47151826 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Accept | No | 7.080% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.07% | 40.08% | 40.08% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 29 | 29 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 120794.08 | 15.4 | 120794.08 | 15.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 42733760 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | LP | Approve Ineligible | No | 7.558% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.30% | 47.31% | 47.31% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 249535.34 | 34.7 | 249535.34 | 34.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 72382898 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.633% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.63% | 41.63% | 41.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure Borrower Identification Verification | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 363826.90 | 27.5 | 363826.90 | 27.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 20076260 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 6.904% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.97% | 39.97% | 39.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1161380.47 | 84.6 | 1161380.47 | 84.6 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 77382680 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 6.519% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.85% | 37.85% | 37.85% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 195320.13 | 22.7 | 195320.13 | 22.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 77816228 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Approve Ineligible | No | 6.828% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.81% | 45.47% | 45.47% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 227270.65 | 27.9 | 227270.65 | 27.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 96540643 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 12 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 7.031% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.71% | 31.71% | 31.71% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 9 | 9 | FNMA 1005 | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 235755.25 | 16.7 | 235755.25 | 16.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 57363185 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | LP | Approve Ineligible | No | 7.117% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.46% | 24.46% | 24.46% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 174722.65 | 23.3 | 174722.65 | 23.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 37023260 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | LP | Approve Ineligible | No | 6.581% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.72% | 27.74% | 27.74% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 0 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 37 | 29 | Other | No | 0 |  | N/A | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 145068.36 | 15 | 145068.36 | 15 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 47695330 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Approve Ineligible | No | 6.512% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 33.11% | 33.11% | 33.11% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 618337.85 | 83.8 | 618337.85 | 83.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 76275927 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.872% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 41.88% | 41.88% | 41.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 36 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 61392.26 | 7.1 | 61392.26 | 7.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 91320229 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.754% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.58% | 33.58% | 33.58% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 11 | 11 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2025 | Borrower - Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Executed 4506T Verified - 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 193197.70 | 17.4 | 193197.70 | 17.4 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 79667265 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.888% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.47% | 43.28% | 43.28% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 71 | 29 | Work Number | Yes | 51 | 29 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 379162.06 | 33.2 | 379162.06 | 33.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 63565279 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 7.455% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.20% | 41.20% | 41.20% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License | Identification Verification | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 63894.48 | 5 | 63894.48 | 5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 83941692 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Approve Ineligible | No | 6.901% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.55% | 44.70% | 44.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 276 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 43596.79 | 5.5 | 43596.79 | 5.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 73251110 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Approve Ineligible | No | 6.683% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 11.03% | 11.03% | 11.03% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 2 | NA | NA | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.04% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, Extension), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, Extension), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 779360.13 | 65.2 | 779360.13 | 65.2 | No | 45.45 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 31236740 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | LP | Approve Ineligible | No | 7.295% |  | 7.250% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 20.61% | 22.45% | 22.45% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 740050.02 | 73.3 | 740050.02 | 73.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 51778898 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.800% | Manual Underwriting | Approve Ineligible | No | 7.119% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.28% | 46.28% | 46.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 12 | 12 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 472801.15 | 48.3 | 472801.15 | 48.3 | No | 52.24 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 21946120 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Approve Ineligible | No | 6.458% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 10.26% | 10.26% | 10.26% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 20.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other, Other - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 33635.86 | 3.5 | 33635.86 | 3.5 | No | 37.63 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 40787056 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.740% | DU | Approve Ineligible | No | 6.970% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.61% | 45.85% | 45.85% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 1 | 1 | NA |  | No | No | 240 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Asset Depletion - 1 YR Business Tax Returns Verified(K1, 1120S), 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | Borrower - 1 YR Business Tax Returns Verified(K1, 1120S), Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2364132.99 | 140 | 2364132.99 | 140 | No | 66.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXX |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 63438399 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 6.829% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.55% | 33.55% | 33.55% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 791161.63 | 50.8 | 791161.63 | 50.8 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 55060364 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.740% | DU | Approve Eligible | No | 6.764% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.57% | 41.69% | 41.69% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 274788.45 | 38.1 | 274788.45 | 38.1 | No | 70.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 70254105 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | LP | Approve Ineligible | No | 6.668% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 17.60% | 17.61% | 17.61% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 645350.86 | 73.1 | 645350.86 | 73.1 | No | 73.6 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 78214420 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Approve Ineligible | No | 6.932% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 20.04% | 20.04% | 20.04% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 285829.51 | 19.7 | 285829.51 | 19.7 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 16278048 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 6.966% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.49% | 40.49% | 40.49% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 33640.53 | 3.6 | 33640.53 | 3.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 58647130 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.795% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.24% | 46.28% | 46.28% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - 2024 - 2024 \|\| Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 - 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 145044.91 | 15.8 | 145044.91 | 15.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 89985385 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 6.846% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.04% | 40.21% | 40.21% | No | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 264162.98 | 20 | 264162.98 | 20 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 16244038 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Approve Ineligible | No | 7.098% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 30.45% | 30.46% | 30.46% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 2 |  |  | 1 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 45142.91 | 4.4 | 45142.91 | 4.4 | No | 76.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 40381820 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Approve Ineligible | No | 6.765% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.35% | 32.35% | 32.35% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 49.00% |  |  | Borrower Prepared | 12 | Borrower |  |  | NA | 0 | No |  | Yes | 36 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1065, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 81996.56 | 11.6 | 81996.56 | 11.6 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 25216553 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | LP | Approve Ineligible | No | 7.031% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 34.88% | 34.88% | 34.88% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 40607.29 | 4.8 | 40607.29 | 4.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 15451697 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Approve Ineligible | No | 7.512% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.24% | 49.82% | 49.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 12 | 12 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 219874.46 | 25.6 | 219874.46 | 25.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 11089680 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | LP | Approve Ineligible | No | 6.585% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 39.86% | 39.86% | 39.86% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 120 | 24 | Work Number | Yes | 120 | 24 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2023, 2024 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2023, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 564748.36 | 70 | 564748.36 | 70 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 11818814 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | LP | Approve Ineligible | No | 6.601% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.30% | 44.27% | 44.27% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 59 | 29 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 721993.31 | 61.1 | 721993.31 | 61.1 | No | 58.33 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 70480858 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.830% | LP | Approve Ineligible | No | 6.776% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 39.17% | 39.17% | 39.17% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 1 | 2 | 1 | 2 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | Yes | 24 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065, 1120S), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065, 1120S), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065, 1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1065, 1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 310280.91 | 35.5 | 310280.91 | 35.5 | No | 42.86 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 17497085 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.679% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.13% | 44.13% | 44.13% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1003445.65 | 67.2 | 1003445.65 | 67.2 | No | 58.62 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXX | XXXXXX |  |  | XX/XX/XXXX |
| XXXX | XXXX | 19951752 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | Manual Underwriting | Approve Ineligible | No | 6.914% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 45.71% | 45.71% | 45.71% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 295265.30 | 27.9 | 295265.30 | 27.9 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 36483261 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.809% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.53% | 43.53% | 43.53% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Retirement, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Award Letter Verified - 2025 - 2025 \|\| Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - Executed 4506T Verified - 2025 - 2025 \|\| Co Borrower - Executed 4506T Verified - 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2334881.52 | 341.8 | 2334881.52 | 341.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXX | XXXXXX |  |  | XX/XX/XXXX |
| XXXX | XXXX | 95204664 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Eligible | No | 7.062% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.42% | 39.42% | 39.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 819 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 992462.69 | 125.5 | 992462.69 | 125.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 16496092 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 7.108% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.81% | 44.94% | 44.94% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | Yes | No | N/A | 1443532.13 | 160.5 | 1443532.13 | 160.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 65605361 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.626% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 17.28% | 17.28% | 17.28% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 12 | 12 | Other | Yes | 12 | 12 | Other | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 133698.93 | 14.8 | 133698.93 | 14.8 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 42894998 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.830% | LP | Approve Ineligible | No | 7.157% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.34% | 27.34% | 27.34% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 141 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1372826.82 | 132 | 1372826.82 | 132 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 39511558 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | LP | Approve Ineligible | No | 6.674% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.29% | 43.29% | 43.29% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 36 | 36 | FNMA 1005 | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024 - 2024 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024 - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 168274.25 | 12.8 | 168274.25 | 12.8 | No | 66.43 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 97845596 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.780% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.36% | 38.36% | 38.36% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 22 | 22 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2025 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2024, 2023, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 481361.71 | 64 | 481361.71 | 64 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 38575997 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Accept Eligible | No | 6.914% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.85% | 32.33% | 32.33% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 55097.73 | 6.7 | 55097.73 | 6.7 | No | 73.16 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 84416040 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.670% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 31.91% | 31.41% | 31.41% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 237 | 29 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 670424.35 | 58.1 | 670424.35 | 58.1 | No | 55.32 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXX | XXXXXX |  |  | XX/XX/XXXX |
| XXXX | XXXX | 35150724 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Approve Ineligible | No | 6.638% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.80% | 38.80% | 38.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1334145.58 | 141.5 | 1334145.58 | 141.5 | No | 30.66 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 62825317 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 8 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Eligible | No | 6.375% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 48.08% | 48.08% | 48.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 207 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 37462.66 | 5 | 37462.66 | 5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 19928988 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 7.038% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.30% | 33.30% | 33.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 |  |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 43524.22 | 3.8 | 43524.22 | 3.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 34824858 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Approve Eligible | No | 6.832% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.46% | 33.46% | 33.46% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 1 | 1 | NA | NA | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SECorporation - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 217331.43 | 32.9 | 217331.43 | 32.9 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 55036101 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | DU | Approve Ineligible | No | 7.633% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.60% | 34.60% | 34.60% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 37 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 33325.02 | 4.8 | 33325.02 | 4.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 93017667 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.334% |  | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.27% | 43.27% | 43.27% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 556440.45 | 71.6 | 456440.45 | 58.8 | No | 51.22 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 50882233 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Approve Ineligible | No | 6.635% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 26.30% | 26.27% | 26.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 2 | 2 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 213655.13 | 24.5 | 213655.13 | 24.5 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 47276566 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Accept Eligible | No | 6.788% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.59% | 44.59% | 44.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 12 | 2 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Child Support, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Separation Agreement Verified - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 39214387 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 2 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | DU | Approve Eligible | Yes | 6.978% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.36% | 43.36% | 43.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 31735.23 | 10.5 | 31735.23 | 10.5 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 46732449 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 10 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Eligible | No | 7.326% |  | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 19.84% | 20.31% | 20.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 341 | 29 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.62 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 88622034 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 9 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.770% | DU | Approve Eligible | No | 7.501% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.40% | 40.41% | 40.41% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 38 | 24 | Work Number | Yes | 20 | 20 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 826.26 | 0.2 | 826.26 | 0.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 56781521 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 06 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.750% | LP | Accept Eligible | No | 7.822% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 34.98% | 34.98% | 34.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 33 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 696 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 72555834 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 9 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.830% | DU | Approve Eligible | No | 6.917% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 46.30% | 46.30% | 46.30% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 110 | 29 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 127038.32 | 17.8 | 127038.32 | 17.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 97499197 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 6 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.770% | DU | Approve Eligible | No | 7.430% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 47.92% | 47.92% | 47.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 145099.71 | 24.6 | 145099.71 | 24.6 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 87490636 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Ineligible | No | 6.695% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.56% | 34.56% | 34.56% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 50 | 24 | Other | Yes | 67 | 24 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 265985.52 | 34.8 | 265985.52 | 34.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 86897238 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.861% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.50% | 42.50% | 42.50% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 60.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 62 | 28 | FNMA 1005 | Yes | 62 | 28 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1248568.55 | 159.5 | 1248568.55 | 159.5 | No | 55.62 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 78909723 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.832% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.86% | 41.87% | 41.87% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2022, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025, 2022, 2021 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 193750.68 | 26.4 | 193750.68 | 26.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 43868822 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Eligible | No | 6.422% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.77% | 21.38% | 21.38% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 27 | 36 | Work Number | Yes | 27 | 36 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 181079.35 | 22.7 | 181079.35 | 22.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 68670416 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 6.667% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 38.52% | 38.51% | 38.51% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 28 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 276930.79 | 34 | 276930.79 | 34 | No | 77.7 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 19928671 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.538% |  | 6.490% | 6.490% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 37.78% | 37.78% | 37.78% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 237 | 27 | FNMA 1005 | Yes | 198 | 27 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 56340.92 | 7.3 | 56340.92 | 7.3 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 27287594 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Ineligible | No | 6.811% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.53% | 43.53% | 43.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 2 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 15 | 15 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SEPartnership - 2 YRS Business Tax Returns Verified(1065, 1120, K1), 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Business Tax Returns Verified(1065, 1120, K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1160034.62 | 119.9 | 1160034.62 | 119.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 38997622 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Eligible | No | 7.395% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.79% | 43.79% | 43.79% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 706 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | XX/XX/XXXX | XX/XX/XXXX | 0 | XXX |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 212463.79 | 25.6 | 212463.79 | 25.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 68417396 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 7.430% |  | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 28.33% | 28.33% | 28.33% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 3.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 163 | 28 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 604771.19 | 59.6 | 604771.19 | 59.6 | No | 89.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 38569262 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | AUS | Approve Ineligible | No | 7.758% |  | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.07% | 34.07% | 34.07% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 250341.36 | 31.8 | 250341.36 | 31.8 | No | 89.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 84325336 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 3 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Accept Eligible | No | 6.592% |  | 6.490% | 6.490% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 42.05% | 42.05% | 42.05% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 240 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, Other, Other REO Net Rental Income(Loss) - Executed 4506T Verified \|\| Co Borrower - SSI and Disability, Asset Depletion - Executed 4506T Verified | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 22941.26 | 3.3 | 22941.26 | 3.3 | No | 58.49 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 78826734 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 2.3 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.698% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 44.80% | 44.80% | 44.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 240 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 950177.85 | 88.7 | 950177.85 | 88.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 85541443 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 7.020% |  | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.28% | 43.28% | 43.28% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 24 | 24 | Other | Yes | 12 | 12 | Other | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 713 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 338516.45 | 42.3 | 338516.45 | 42.3 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 24227034 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.740% | Manual Underwriting | Manual Underwriting | No | 7.468% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 37.71% | 37.71% | 37.71% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 300 | 24 | Work Number | Yes | 191 | 24 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 244808.89 | 32.8 | 244808.89 | 32.8 | No | 89.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 30217878 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 2.5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 7.059% |  | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 43.68% | 43.68% | 43.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | Yes | 1 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 20 | 20 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 170846.87 | 16.4 | 170846.87 | 16.4 | No | 78.68 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 73908063 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 1.2 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 7.565% |  | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 41.95% | 42.56% | 42.56% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 17 | Borrower |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 123714.16 | 16 | 123714.16 | 16 | No | 89.99 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 27105965 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | v2.1 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.830% | Manual Underwriting | Approve Ineligible | No | 7.074% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.00% | 39.00% | 39.00% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 364495.67 | 49.1 | 364495.67 | 49.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 59501136 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | v2.5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.770% | DU | Approve Eligible | No | 6.553% |  | 6.490% | 6.490% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 32.17% | 32.17% | 32.17% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1895658.27 | 313.7 | 1895658.27 | 313.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 57670557 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | v2.5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.770% | DU | Approve Eligible | No | 6.533% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 43.16% | 43.16% | 43.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 78 | 30 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 470513.47 | 61 | 470513.47 | 61 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 15722606 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | V2.5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.770% | DU | Approve Ineligible | No | 6.678% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 25.47% | 25.47% | 25.47% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | Full Doc | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 242 | 30 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1282315.63 | 167.3 | 1282315.63 | 167.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 45369856 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | v1.2 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.770% | DU | Approve Ineligible | No | 6.868% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.61% | 37.61% | 37.61% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | Borrower Prepared | 18 | Borrower | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 21 | 21 | FNMA 1005 | No | 0 |  | N/A | Borrower - SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 429327.74 | 39.4 | 429327.74 | 39.4 | No | 74.15 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 58101737 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | v1.2 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 7.640% |  | 7.500% | 7.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.94% | 28.94% | 28.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 12 | 12 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage - 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 - 2025 | Borrower - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 - 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 53869.17 | 6.7 | 53869.17 | 6.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 68770034 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | V1.2 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.670% | DU | Approve Ineligible | No | 6.559% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 40.81% | 40.82% | 40.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 819 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 360332.92 | 37.9 | 360332.92 | 37.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 76097631 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | v2.5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.790% | DU | Approve Ineligible | No | 6.911% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.93% | 33.93% | 33.93% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 30 | 30 | Other | Yes | 30 | 30 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 524353.10 | 53.1 | 524353.10 | 53.1 | No | 57.14 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 44694146 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 2.5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.750% | DU | Approve Ineligible | No | 7.015% |  | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 26.67% | 26.67% | 26.67% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 1.60% |  | Stocks/Bonds | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 101184.13 | 11.1 | 101184.13 | 11.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 84251682 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 6.927% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.29% | 43.29% | 43.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 36 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 207465.47 | 18.3 | 207465.47 | 18.3 | No | 58.23 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 51386478 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Approve Eligible | No | 6.822% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 29.43% | 29.43% | 29.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | Yes | 12 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 388031.54 | 39.2 | 388031.54 | 39.2 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 62385618 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX |  | XX/XX/XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.539% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Monthly | 18.48% | 18.66% | 18.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1789083.03 | 128.9 | 1789083.03 | 128.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 64713846 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.494% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | XX/XX/XXXX | Annually | 32.68% | 32.68% | 32.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 64 | 29 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Card | Real ID Driver's License |  | XX | US | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 90794.94 | 13.2 | 90794.94 | 13.2 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 81965427 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX |  | XX/XX/XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.643% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.89% | 24.89% | 24.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 294498.35 | 35.3 | 294498.35 | 35.3 | No | 74.19 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX | XXXX | 12684794 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Average Prime Offer Rate (APOR) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | Manual Underwriting | Approve Eligible | No | 6.919% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.02% | 29.02% | 29.02% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 135255.71 | 17.3 | 135255.71 | 17.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |

---

## Exhibit 99.16

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.16**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXXX |  | 88440537 | Qualifying FICO | creditLiabilitiesPage | 790 | 776 | Audit value based on lender qualifying requirements. |
| XXXXX |  | 88440537 | Qualifying Interest Rate | notePage | 6.875 | 6.99 | Audit Value Pulled From Note. |
| XXXXX |  | 88440537 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 24.88 | 25 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX |  | 81801475 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.9 | 50 | DTI difference is less than 1% and within lender tolerance. |
| XXXXX |  | 40020298 | Borrower 1 Last Name | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 27369284 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 27369284 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 27369284 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.85 | 42 | DTI difference is less than 1% and within lender tolerance. |
| XXXXX |  | 60842822 | Qualifying CLTV | propertyValuationPage | 79.55 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 60842822 | Qualifying LTV | propertyValuationPage | 79.55 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 14059812 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.2 | 42 | Audit reflects difference in subject property taxes & Hazard insurance as per documents in the loan file. |
| XXXXX |  | 92784874 | Qualifying CLTV | propertyValuationPage | 79.17 | 79.16 | Rounding. |
| XXXXX |  | 92784874 | Qualifying LTV | propertyValuationPage | 79.17 | 79.16 | Rounding. |
| XXXXX |  | 92784874 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.7 | 49 | DTI difference is less than 1% and within lender tolerance. |
| XXXXX |  | 80978792 | Qualifying LTV | propertyValuationPage | 63.41 | 64 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 80978792 | Qualifying CLTV | propertyValuationPage | 63.41 | 64 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 81882166 | Number of Units | propertyValuationPage | 3 | 1 | Audit Value Pulled From Appraisal. |
| XXXXX |  | 81882166 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.36 | 39.33 | Audit reflects difference in net rental income per documents in the loan file. |
| XXXXX |  | 71510535 | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 71510535 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 55242216 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents available in loan file |
| XXXXX |  | 55242216 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents available in loan file |
| XXXXX |  | 40522700 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 40522700 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 40522700 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.32 | 43.31 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX |  | 64790793 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.03 | 42.47 | DTI difference is due to subject property insurance |
| XXXXX |  | 53794779 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 53794779 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 53794779 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.1 | 37 | DTI difference is less than 1% and within lender tolerance. |
| XXXXX |  | 67536562 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.66 | 35 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX |  | 65680196 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.79 | 36 | DTI difference is due to LPA rounding off |
| XXXXX |  | 92810954 | Qualifying FICO | creditLiabilitiesPage | 820 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX |  | 92810954 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.2 | 41.95 | Audit reflects difference in negative rental income per documents in the loan file.  |
| XXXXX |  | 74534263 | Qualifying FICO | creditLiabilitiesPage | 766 | 0 | Audit value pulled from most recent credit report in the loan file dated 03/18/2025. |
| XXXXX |  | 74534263 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.08 | 36.89 | Audit reflects difference in subject homeowner's insurance per documents in the loan file.  |
| XXXXX |  | 69064485 | Qualifying FICO | creditLiabilitiesPage | 789 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX |  | 69064485 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 25.85 | 34.36 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX |  | 98344232 | Qualifying CLTV | propertyValuationPage | 44.62 | 44.61 | Rounding. |
| XXXXX |  | 98344232 | Qualifying LTV | propertyValuationPage | 44.62 | 44.61 | Rounding. |
| XXXXX |  | 98344232 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 98344232 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.92 | 36 | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 79822116 | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX |  | 79822116 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX |  | 79822116 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX |  | 79822116 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 26.33 | 23.02 | Audit DTI difference is due to income calculations based on documents in loan file.  |
| XXXXX |  | 16669712 | Borrower 1 Last Name | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 16669712 | Qualifying CLTV | propertyValuationPage | 60.4 | 61 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 16669712 | Qualifying LTV | propertyValuationPage | 60.4 | 61 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 16669712 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 16669712 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 18266634 | Qualifying CLTV | propertyValuationPage | 68.35 | 69 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX |  | 18266634 | Qualifying LTV | propertyValuationPage | 68.35 | 69 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX |  | 18266634 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.76 | 49.77 | Rounding. |
| XXXXX |  | 53654320 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents available in loan file |
| XXXXX |  | 53654320 | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents available in loan file |
| XXXXX |  | 53654320 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents available in loan file |
| XXXXX |  | 53654320 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.83 | 41.62 | Audit value pulled from documents available in loan file |
| XXXXX |  | 32878415 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 32878415 | Borrower 2 Self-Employment Flag | the1003Page | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 32878415 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 32878415 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.93 | 30.67 | Audit reflects difference in negative rental income per documents in the loan file.  |
| XXXXX |  | 52598093 | Qualifying CLTV | propertyValuationPage | 51.22 | 51.21 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 52598093 | Qualifying LTV | propertyValuationPage | 51.22 | 51.21 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 52598093 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.3 | 42 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX |  | 37299533 | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 37299533 | Self-Employed Loans | mtradeDataPage | No | Yes | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 45978121 | Qualifying LTV | propertyValuationPage | 68.31 | 69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 45978121 | Qualifying CLTV | propertyValuationPage | 68.31 | 69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 47803919 | Qualifying Interest Rate | notePage | 7.5 | 7.875 | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 47803919 | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 49446232 | Qualifying LTV | propertyValuationPage | 44.32 | 45 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 49446232 | Qualifying CLTV | propertyValuationPage | 44.32 | 45 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 89008014 | Qualifying LTV | propertyValuationPage | 72.8 | 73 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 89008014 | Qualifying CLTV | propertyValuationPage | 72.8 | 73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 37921093 | Qualifying FICO | creditLiabilitiesPage | 789 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX |  | 37921093 | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 37921093 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 37921093 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 37921093 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.88 | 47 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXXX |  | 86329831 | Qualifying FICO | creditLiabilitiesPage | 786 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX |  | 86329831 | Occupancy | the1003Page | Second Home | Primary Residence | Audit Value Pulled From Final 1003. |
| XXXXX |  | 86329831 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.87 | 27.24 | Audit value pulled from documents located in the loan file.<br>|
| XXXXX |  | 80339167 | Qualifying FICO | creditLiabilitiesPage | 797 | 0 | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 80339167 | Qualifying LTV | propertyValuationPage | 60 | 70 | Audit Value Pulled From Appraisal. |
| XXXXX |  | 80339167 | Qualifying Interest Rate | notePage | 6.5 | 6.75 | Audit Value Pulled From Note. |
| XXXXX |  | 80339167 | Qualifying CLTV | propertyValuationPage | 60 | 70 | Audit Value Pulled From Appraisal. |
| XXXXX |  | 80339167 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 30.83 | 44.93 | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 96270666 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.35 | 47 | DTI difference is less than 1% and within lender tolerance. |
| XXXXX |  | 32829807 | Property Address | notePage | Per Audit | Per Tape | Audit value pulled from Note |
| XXXXX |  | 32829807 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 22.35 | 0 | DTI difference due to monthly expenses caluation |
| XXXXX |  | 15678607 | Qualifying CLTV | propertyValuationPage | 62.96 | 63 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 15678607 | Qualifying LTV | propertyValuationPage | 62.96 | 63 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 40712401 | Borrower 1 First Name | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 40712401 | Borrower 1 Last Name | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 40712401 | Borrower 2 First Name | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 40712401 | Borrower 2 SSN | the1003Page | Per Audit | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 40712401 | Borrower 1 SSN | the1003Page | Per Audit | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 40712401 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.63 | 36.01 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX |  | 64287830 | Qualifying FICO | creditLiabilitiesPage | 786 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX |  | 64287830 | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes | Borrower owns less than 25% of the business. |
| XXXXX |  | 64287830 | Primary Appraised Property Value | propertyValuationPage | xxxx | xxxx | Audit Value Pulled From Appraisal. |
| XXXXX |  | 64287830 | Self-Employed Loans | mtradeDataPage | No | Yes |  |
| XXXXX |  | 75541106 | Qualifying CLTV | propertyValuationPage | 80 | 79.99 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 75541106 | Qualifying LTV | propertyValuationPage | 80 | 79.99 | <br> Audit Value of Subject Lien / Qualifying Value" |
| XXXXX |  | 75541106 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.14 | 49 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX |  | 63730858 | Qualifying LTV | propertyValuationPage | 79.72 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 63730858 | Qualifying CLTV | propertyValuationPage | 79.72 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 61820739 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.31 | 33.88 | Audit reflects more conservative income based on documents in the loan file.  |
| XXXXX |  | 20218856 | Qualifying LTV | propertyValuationPage | 73.79 | 74 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 20218856 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.64 | 44.42 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXXX |  | 59370624 | Qualifying LTV | propertyValuationPage | 78.43 | 79 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 59370624 | Qualifying CLTV | propertyValuationPage | 78.43 | 79 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 59370624 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.11 | 38.76 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX |  | 74027306 | Qualifying FICO | creditLiabilitiesPage | 797 | 0 | Audit liabilities were based on the most recent credit report in the loan file dated 03/17/25 |
| XXXXX |  | 74838151 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 28.26 | 28.8 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX |  | 26453582 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.79 | 36 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX |  | 31406077 | Qualifying CLTV | propertyValuationPage | 58.15 | 59 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 31406077 | Qualifying LTV | propertyValuationPage | 58.15 | 59 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 72612920 | Qualifying CLTV | propertyValuationPage | 43.48 | 44 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 72612920 | Qualifying LTV | propertyValuationPage | 43.48 | 44 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 37584030 | Qualifying CLTV | propertyValuationPage | 77.06 | 78 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX | XXXX | 37584030 | Qualifying LTV | propertyValuationPage | 77.06 | 78 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX | XXXX | 47151826 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.08 | 41.75 | Audit reflects more conservative income based on documents in the loan file.  |
| XXXXX | XXXX | 42733760 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX | XXXX | 42733760 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX | XXXX | 42733760 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.31 | 46.77 | Audit value based on documents located in the loan file. |
| XXXXX | XXXX | 77816228 | Occupancy | the1003Page | Primary Residence | Investment | Audit Value Pulled from Final 1003. |
| XXXXX | XXXX | 77816228 | Loan Purpose | the1003Page | Purchase | Refinance | Audit Value Pulled from Final 1003. |
| XXXXX | XXXX | 77816228 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.47 | 44 | Audit liabilities were based on the most recent credit report in the loan file dated 06/10/2025. |
| XXXXX | XXXX | 96540643 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from asset documents located in the loan file. |
| XXXXX | XXXX | 96540643 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from asset documents located in the loan file. |
| XXXXX | XXXX | 57363185 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 57363185 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 37023260 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.74 | 27.72 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXXX | XXXX | 76275927 | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX | XXXX | 79667265 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.28 | 42.47 | Audit DTI difference is due to income calculations based on documents in loan file.  |
| XXXXX | XXXX | 63565279 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.2 | 41.33 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX | XXXX | 83941692 | Property County | deedOfTrustPage | Per Audit | Per Tape | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 73251110 | Qualifying CLTV | propertyValuationPage | 45.45 | 46 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 73251110 | Qualifying LTV | propertyValuationPage | 45.45 | 46 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 31236740 | Borrower 2 SSN | the1003Page | Per Audit | Per Tape | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 31236740 | Qualifying Interest Rate | notePage | 7.25 | 6.375 | Audit Value Pulled From Note. |
| XXXXX | XXXX | 31236740 | Borrower 1 SSN | the1003Page | Per Audit | Per Tape | Audit value pulled from documents located in the loan file.<br>|
| XXXXX | XXXX | 31236740 | Qualifying FICO | creditLiabilitiesPage | 799 | 782 | Audit value based on lender qualifying requirements. |
| XXXXX | XXXX | 31236740 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 22.45 | 23 | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 51778898 | Qualifying LTV | propertyValuationPage | 52.24 | 53 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX | XXXX | 51778898 | Qualifying FICO | creditLiabilitiesPage | 797 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | XXXX | 51778898 | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled from Note. |
| XXXXX | XXXX | 51778898 | Qualifying CLTV | propertyValuationPage | 52.24 | 53 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX | XXXX | 21946120 | Qualifying FICO | creditLiabilitiesPage | 765 | 801 | Audit value based on lender qualifying requirements. |
| XXXXX | XXXX | 21946120 | Qualifying CLTV | propertyValuationPage | 37.63 | 39.27 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 21946120 | Qualifying LTV | propertyValuationPage | 37.63 | 39.27 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 21946120 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 10.26 | 10 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX | XXXX | 40787056 | Qualifying LTV | propertyValuationPage | 66.67 | 66.66 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX | XXXX | 40787056 | Qualifying CLTV | propertyValuationPage | 66.67 | 66.66 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX | XXXX | 40787056 | Qualifying FICO | creditLiabilitiesPage | 763 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | XXXX | 40787056 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.85 | 39 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX | XXXX | 63438399 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.55 | 42.61 | Audit liabilities were based on documents in the loan file.  |
| XXXXX | XXXX | 55060364 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX | XXXX | 55060364 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit Value Pulled From Final 1003. |
| XXXXX | XXXX | 70254105 | Qualifying LTV | propertyValuationPage | 73.6 | 74 | Audit Value of 1st lien / Qualifying Value |
| XXXXX | XXXX | 70254105 | Property Address | notePage | Per Audit | Per Tape | Audit value pulled from Note |
| XXXXX | XXXX | 70254105 | Qualifying CLTV | propertyValuationPage | 73.6 | 74 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 70254105 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 17.61 | 37.66 | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 58647130 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 58647130 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 58647130 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.28 | 46.24 | Audit reflects more conservative income based on documents in the loan file.  |
| XXXXX | XXXX | 16244038 | Qualifying LTV | propertyValuationPage | 76.14 | 79 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 16244038 | Qualifying CLTV | propertyValuationPage | 76.14 | 79 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 16244038 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 16244038 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 40381820 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 40381820 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 25216553 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 25216553 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 25216553 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 34.88 | 34.81 | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 15451697 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.82 | 46.64 | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 11089680 | Borrower 2 First Name | notePage | Per Audit | Per Tape | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 11089680 | Borrower 2 SSN | the1003Page | Per Audit | Per Tape | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 11089680 | Borrower 1 SSN | the1003Page | Per Audit | Per Tape | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 11089680 | Borrower 1 Last Name | notePage | Per Audit | Per Tape | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 11089680 | Borrower 1 First Name | notePage | Per Audit | Per Tape | Audit value pulled from documents available in loan file |
| XXXXX | XXXX | 11089680 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.86 | 36.74 | Difference is within the acceptable tolerance |
| XXXXX | XXXX | 11818814 | Qualifying LTV | propertyValuationPage | 58.33 | 59 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 11818814 | Qualifying CLTV | propertyValuationPage | 58.33 | 59 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 11818814 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.27 | 44.99 | DTI difference is less than 1% and within lender tolerance. |
| XXXXX | XXXX | 70480858 | Qualifying CLTV | propertyValuationPage | 42.86 | 42.85 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX | XXXX | 70480858 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 70480858 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX | XXXX | 70480858 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.17 | 0 | Audit liabilities were based on the most recent credit report in the loan file dated 06/19/2025. |
| XXXXX | XXXX | 17497085 | Qualifying LTV | propertyValuationPage | 58.62 | 59 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX | XXXX | 17497085 | Qualifying CLTV | propertyValuationPage | 58.62 | 59 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX | XXXX | 19951752 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.58 | 42.66 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX | XXXX | 95204664 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.42 | 39.41 | Difference is less than 1% |
| XXXXX | XXXX | 16496092 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.94 | 44.81 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX | XXXX | 42894998 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.34 | 26.65 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX | XXXX | 39511558 | Qualifying CLTV | propertyValuationPage | 66.43 | 66.75 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX | XXXX | 39511558 | Qualifying LTV | propertyValuationPage | 66.43 | 66.75 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX | XXXX | 39511558 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 43.29 | 42 | Audit liabilities were based on the most recent credit report in the loan file dated 04/07/2025. |
| XXXXX | XXXX | 38575997 | Qualifying LTV | propertyValuationPage | 73.16 | 75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 38575997 | Qualifying CLTV | propertyValuationPage | 73.16 | 75 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 38575997 | Qualifying FICO | creditLiabilitiesPage | 802 | 0 | Audit value pulled from most recent credit report in the loan file dated 05/14/2025 |
| XXXXX | XXXX | 38575997 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 32.33 | 33 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXXX | XXXX | 84416040 | Qualifying CLTV | propertyValuationPage | 55.32 | 56 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 84416040 | Qualifying FICO | creditLiabilitiesPage | 788 | 0 | Audit liabilities were based on the most recent credit report in the loan file dated 05/14/2025 |
| XXXXX | XXXX | 84416040 | Qualifying LTV | propertyValuationPage | 55.32 | 56 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 84416040 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 31.41 | 31.61 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX | XXXX | 35150724 | Qualifying LTV | propertyValuationPage | 30.66 | 31 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 35150724 | Qualifying CLTV | propertyValuationPage | 30.66 | 31 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 34824858 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.46 | 29.96 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX | XXXX | 93017667 | Qualifying CLTV | propertyValuationPage | 51.22 | 52 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX | XXXX | 93017667 | Qualifying LTV | propertyValuationPage | 51.22 | 52 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX | XXXX | 50882233 | Qualifying FICO | creditLiabilitiesPage | 811 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX | XXXX | 47276566 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.59 | 45 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX | XXXX | 46732449 | Qualifying LTV | propertyValuationPage | 79.62 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 46732449 | Qualifying CLTV | propertyValuationPage | 79.62 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 86897238 | Qualifying CLTV | propertyValuationPage | 55.62 | 56 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 86897238 | Qualifying LTV | propertyValuationPage | 55.62 | 56 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 86897238 | Borrower 1 First Name | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 86897238 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 86897238 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 43868822 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.38 | 21.77 | Audit liabilities were based on documents in the loan file.  |
| XXXXX |  | 68670416 | Qualifying CLTV | propertyValuationPage | 77.7 | 77.69 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXXX |  | 68670416 | Qualifying LTV | propertyValuationPage | 77.7 | 77.69 | Audit Value of Subject Lien / Qualifying Value |
| XXXXX |  | 68670416 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.51 | 38.521 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXXX |  | 68417396 | Borrower 2 SSN | the1003Page | Per Audit | Per Tape | Audit Value Pulled From Final 1003. |
| XXXXX |  | 68417396 | Borrower 2 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 68417396 | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 68417396 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 28.33 | 28.335 | DTI difference is less than 1% and within lender tolerance.  |
| XXXXX |  | 84325336 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.05 | 42 | DTI difference is due to LPA rounding off |
| XXXXX |  | 30217878 | Qualifying LTV | propertyValuationPage | 78.68 | 79 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX |  | 30217878 | Property City | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 30217878 | Property State | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 30217878 | Qualifying CLTV | propertyValuationPage | 78.68 | 79 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX |  | 30217878 | Property Zip Code | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 73908063 | Qualifying LTV | propertyValuationPage | 89.99 | 90 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX |  | 73908063 | Qualifying CLTV | propertyValuationPage | 89.99 | 90 | Audit Value of 1st + 2nd lien HELOC / Qualifying Value. |
| XXXXX |  | 73908063 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.56 | 41.95 | Audit liabilities were based on documents in the loan file. |
| XXXXX |  | 84251682 | Qualifying CLTV | propertyValuationPage | 66.55 | 67 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX |  | 84251682 | Qualifying LTV | propertyValuationPage | 66.55 | 67 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX |  | 27105965 | Qualifying FICO | creditLiabilitiesPage | 785 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX |  | 27105965 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 27105965 | Self-Employed Loans | mtradeDataPage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXXX |  | 45369856 | Qualifying LTV | propertyValuationPage | 74.15 | 75 | Audit Value of Subject Lien / Qualifying Value. |
| XXXXX |  | 45369856 | Qualifying CLTV | propertyValuationPage | 74.15 | 75 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXXX |  | 68770034 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.82 | 40.81 | Audit reflects difference in net rental income per documents in the loan file.  |
| XXXXX |  | 76097631 | Qualifying FICO | creditLiabilitiesPage | 790 | 0 | Audit value based on lender qualifying requirements. |
| XXXXX |  | 44694146 | Property Address | notePage | Per Audit | Per Tape | Audit Value Pulled From Note. |
| XXXXX |  | 44694146 | Property County | deedOfTrustPage | Per Audit | Per Tape | Audit Value Pulled From Deed of Trust. |
| XXXXX |  | 44694146 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 26.67 | 26.68 | Rounding. |
| XXXXX | XXXX | 62385618 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 18.66 | 18.48 | Difference is less than 1% |
| XXXXX | XXXX | 12684794 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 29.02 | 27.02 | Audit reflects difference in net rental income per documents in the loan file.  |

---

## Exhibit 99.17

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.17**

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|:---|
| ![](ex9917002.jpg)<sub>1</sub> |
| ![](ex9917002.jpg) |

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**Table of Contents**

PHOENIX OVERVIEW 2 <br> SERVICES DESCRIPTION 2 <br> SUMMARY OF FINDINGS AND CONCLUSIONS 9© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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|:---|
| ![](ex9917002.jpg)<sub>2</sub> |
| ![](ex9917002.jpg) |

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Phoenix Overview

Phoenix Collateral Advisors, LLC ("PHOENIX") performed third-party diligence review services (the "Review") described herein on twelve (12) residential mortgage loans originated by multiple lenders and acquired by Radian Mortgage Capital (the "Client"). Reviews were conducted from April 2025 through July 2025 on loans with origination dates from April 2025 through July 2025 via files imaged and provided by the Client or its designee for Review.

Services Description

A. Sample
 Size and Selection Method

The final loan selection consisted of twelve (12) residential mortgage loans with a total original principal balance of $8,409,800. Phoenix is unaware of the overall population for securitization as the Review was performed without knowledge of the full selection. Loan reviews were performed on the entire population referred to Phoenix by the Client. The scope for the loan reviews completed is outlined below:

● Compliance Review - 12 Loan Reviews

● Credit Review - 12 Loan Reviews

● Valuation Review - 12 Loan Reviews

● Data Integrity - 12 Loan Reviews

&nbsp;&nbsp;&nbsp;&nbsp;B. Data
 Compare and Integrity Review on the assets.

For the twelve (12) residential mortgage loans reviewed, Phoenix compared data fields provided by the loan management platform provided by the Client against data found in the actual file as captured by Phoenix. This comparison, when data was available, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;AllOtherPayments | &nbsp;&nbsp;CashtoClose | &nbsp;&nbsp;PrimaryAppraiserName |
| &nbsp;&nbsp;AmortizationTerm | &nbsp;&nbsp;DiscountPoints | &nbsp;&nbsp;PrimaryMortgageorRentTimes30 |
| &nbsp;&nbsp;ApplicationDate | &nbsp;&nbsp;DSCR | &nbsp;&nbsp;PrimaryMortgageorRentTimes60 |
| &nbsp;&nbsp;AppraiserCertorLicenseNumber | &nbsp;&nbsp;EscrowWaiverinFile | &nbsp;&nbsp;PrimaryMortgageorRentTimes90 |
| &nbsp;&nbsp;AssessorsParcelNumberAPN | &nbsp;&nbsp;FinalAppraisalDate | &nbsp;&nbsp;PropertyAddress |
| &nbsp;&nbsp;AusFindings | &nbsp;&nbsp;FinalAppraiserCompany | &nbsp;&nbsp;PropertyCity |
| &nbsp;&nbsp;B1BirthDate | &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;PropertyCounty |
| &nbsp;&nbsp;B1Citizen | &nbsp;&nbsp;FirstTimeHomebuyerMtrade | &nbsp;&nbsp;PropertyDescription |
| &nbsp;&nbsp;B1Ethnicity | &nbsp;&nbsp;FloodZoneIndicator | &nbsp;&nbsp;PropertyRights |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;PropertyState |
| &nbsp;&nbsp;B1Gender | &nbsp;&nbsp;InterestedPartyContributions | &nbsp;&nbsp;PropertyType |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;InterestOnlyFlag | &nbsp;&nbsp;PropertyZipCode |
| &nbsp;&nbsp;B1MaritalStatus | &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;PurchasePrice |
| &nbsp;&nbsp;B1OriginationFICO | &nbsp;&nbsp;LevelofPropertyReview | &nbsp;&nbsp;QualifyingCLTV |
| &nbsp;&nbsp;B1QualifyingIncome | &nbsp;&nbsp;LienPosition | &nbsp;&nbsp;QualifyingFICO |
| &nbsp;&nbsp;B1Race | &nbsp;&nbsp;LoanAmount | &nbsp;&nbsp;QualifyingHLTV |
| &nbsp;&nbsp;B1SelfEmploymentFlag | &nbsp;&nbsp;LoanID | &nbsp;&nbsp;QualifyingHousingDebtincomeRatio |
| &nbsp;&nbsp;B1SSN | &nbsp;&nbsp;LoanOriginatorNMLS | &nbsp;&nbsp;QualifyingInterestRate |
| &nbsp;&nbsp;B2BirthDate | &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;QualifyingLoanAmount |
| &nbsp;&nbsp;B2Citizen | &nbsp;&nbsp;LoanType | &nbsp;&nbsp;QualifyingLTV |
| &nbsp;&nbsp;B2Ethnicity | &nbsp;&nbsp;MaturityDate | &nbsp;&nbsp;QualifyingMonthlyPIAmount |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;MonthlyHOADollar | &nbsp;&nbsp;QualifyingTotalDebtIncomeRatio |
| &nbsp;&nbsp;B2Gender | &nbsp;&nbsp;MonthlyPropertyTaxAmount | &nbsp;&nbsp;QualifyingTotalReservesNumberofMonths |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;MtradeProjectType | &nbsp;&nbsp;ReviewedAppraisedPropertyValue |
| &nbsp;&nbsp;B2OriginationFICO | &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;SalesPrice |
| &nbsp;&nbsp;B2QualifyingIncome | &nbsp;&nbsp;NoteType | &nbsp;&nbsp;Term |
| &nbsp;&nbsp;B2Race | &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;TotalClosingCosts |
| &nbsp;&nbsp;B2SelfEmploymentFlag | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;TotalMonthlyPropertyInsuranceAmount |
| &nbsp;&nbsp;B2SSN | &nbsp;&nbsp;PrepaymentPenaltyFlag | &nbsp;&nbsp;TotalQualifiedAssetsAvailable |
| &nbsp;&nbsp;CashOutIncludeDebtPaidatClose | &nbsp;&nbsp;PrimaryAppraisedPropertyValue | &nbsp;&nbsp;TotalQualifiedAssetsforReservesPostClose |

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© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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|:---|
| ![](ex9917002.jpg)<sub>3</sub> |
| ![](ex9917002.jpg) |

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*Additionally, Phoenix verified:*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*a.* *Listed borrowers signed documents requiring a signature,* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*b.* *That all riders needed for the terms of the mortgage and mortgage note were attached to the respective documents,* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*c.* *That social security numbers/EIN across documents were consistent.* 

&nbsp;&nbsp;&nbsp;&nbsp;C. Origination
 of the assets review scope and methodology, including conformity to provided underwriting
 guidelines, standards, criteria, or other requirements.

Phoenix thoroughly reviewed mortgage loan origination documentation to ensure alignment with provided underwriting guidelines, standards, criteria, and any other specified requirements, including the Ability to Repay and Qualified Mortgage criteria detailed below. Additionally, where relevant, the Review encompassed verification against the Automated Underwriting System output in the mortgage loan file. The following client guidelines were provided to conduct reviews:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Radian
 Agency Fixed Rate Program,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Radian
 Jumbo AUS Program.

Phoenix's credit scope conducted for this transaction included reviewing (a) whether the borrower(s) conformed to provided guidelines, (b) Recalculated income, liabilities, LTV, CLTV, and debt-to-income ratios (DTI) and comparing these against provided guidelines, (c) analyzed asset statements to determine whether funds to close and reserves were within provided guidelines, (d) confirmed that credit scores (FICO) and credit histories were within provided guidelines, (e) evaluated evidence of borrower's willingness and ability to repay the obligation.

**Credit Application:** For the credit application, Phoenix captured relevant data points and validated that the application:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Was
 executed by all listed borrowers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Properly
 dated,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. All
 applicable sections were completed in their entirety,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Included
 the borrower's employment history,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Included
 all known borrower-owned properties,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. First-time
 home buyer status,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Citizenship
 and eligibility.

**Credit Report:** Phoenix validated that a credit report that met guidelines requirements was present for each borrower and that such borrower's credit profile adhered to the provided guidelines. To make this determination, Phoenix:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirm
 the report was a tri-merge and prepared within 180 days of the origination date,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm
 that the mid score meets the minimum FICO score in the provided guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Captured
 data:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. monthly
 consumer debt payments for DTI calculation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. installment
 and revolving payment history,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. mortgage/rental
 payment history,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. foreclosure,
 bankruptcy, short sale, deed in lieu information,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. number
 of tradelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. max
 credit and current Balance to determine credit usage ratio,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. representative
 credit score and methodology.

**Employment and Income:** Phoenix confirmed whether all applicable supporting documentation required by guidelines and Appendix Q or Ability to Repay ("ATR") was present in the file. The documentation was used to verify whether the income used to qualify for the loan was calculated following the guidelines provided and included such documents as:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. All
 borrower paystubs, W-2 forms, tax returns, financial statements, IRS tax transcripts,
 bank statements, award letters, lease agreements,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verbal
 or written employment verifications,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Third-party
 verification of employment/business prior to close.© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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|:---|
| ![](ex9917002.jpg)<sub>4</sub> |
| ![](ex9917002.jpg) |

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**Asset Review:** Phoenix evaluated asset documentation required by the guidelines and, as applicable, Appendix Q or ATR, was present in the mortgage loan file and supported the assets required to close, including closing costs and prepaid items and/or meet reserve requirements. Using applicable documentation, Phoenix sourced and verified large deposits, down payment, gift funds, and account transfers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification-of-deposit
 (VOD), account statements, stock or security account statements, escrow or earnest money
 deposits,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. gift
 fund letters, source bank statements, and deposit receipts,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. settlement
 statements or other evidence of conveyance and transfer of funds for any sale of an asset,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. other
 additional asset documentation.

**Hazard/Flood Insurance/Taxes:** Phoenix reviewed proper insurance documentation was present for the mortgage loan and captured relevant data, along with confirming:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Hazard
 insurance meets the minimum coverage required by guidelines, and the policy contains
 the correct standard mortgagee clause; confirm the premium for both the hazard policy
 and applicable flood insurance policy for accurate DTI calculation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Policy
 is effective as of the loan disbursement date with a minimum 12-month term,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Flood
 certification was provided, with a flood zone determination of "life of loan"
 service, for the correct property, lender,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. If
 flood insurance is required, confirm the insurance and coverage meet the minimum guideline
 requirements required by the National Flood Insurance Act of 1968, as amended for individual,
 PUD, or condominium properties as applicable,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. For
 condominium properties, a master policy is provided meeting the minimum liability coverage
 and insurance for the project, and unit (walls-in) must meet the applicable Agency requirements,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Reviewed
 the tax certificate to verify and compare monthly escrows used to calculate DTI matched
 and that taxes were current,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Where
 applicable and per state and local requirements, flood/earthquake/windstorm insurance
 is present.

**Title Review:** Phoenix determined the title insurance met the specifications for agency loan programs and Fannie Mae for non-agency loan programs and verified:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. the
 title commitment provided reflected the appropriate proposed vesting is in the name of
 the borrower, the amount of title coverage was equal to the loan amount,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. review
 chain of title provided,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. the
 commitment addressed issues such as assessments, covenants, conditions, and restrictions;
 foreclosures; bankruptcies; judgment liens; and state and federal tax liens,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. determine
 the intended lien priority of the subject mortgage is in the first position with no subordinate
 liens,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. determine
 that all applicable endorsements are to be included with the final title policy.

**Fraud Review:** Phoenix reviewed comprehensive fraud, OFAC, and background check reports for each borrower/guarantor mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Phoenix conditioned the mortgage loan for the missing fraud report product.

Where a report(s) present, Phoenix reviewed for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Any
 name variations for the borrowers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Any
 social security number inconsistencies for the borrowers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Any
 potential occupancy issues based on the borrower's address history,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Any
 Previous felony convictions, misdemeanor convictions involving fraud, embezzlement, or
 other similar crimes,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Any
 judgments and liens,© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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| |
|:---|
| ![](ex9917002.jpg)<sub>5</sub> |
| ![](ex9917002.jpg) |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Any
 party reflected on industry or Agency Exclusionary Lists that played a role during the
 origination through close of the loan,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Whether
 a National of a Sanctioned Country was involved,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Any
 additional consumers associated with the borrowers' profile. If any findings were
 noted, Phoenix confirmed that such findings alerts, red flags, and/or variations were
 addressed with applicable supporting documentation provided.

**AUS Review:** Phoenix confirmed the underwriter's Risk Assessment to approve the loan based on AUS recommendation and agency, and the AUS Summary reflected an Approved/Eligible or Accept decision, and income, asset, credit, and valuation documentation was provided pursuant to the findings. All Jumbo loans were confirmed to be approved with a manual underwrite and reviewed according to the Client's Jumbo guidelines provided.

**Additional Review of Mortgage Loan File:** Phoenix also reviewed the closing documents to ensure that the mortgage loan file information is complete and accurate. Additional items included in the Review include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If
 the property is located in an area that was listed as a FEMA disaster zone post-origination,
 an exterior inspection is reviewed,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. General
 conformity to Fannie Mae or Freddie Mac approved formats at origination where applicable,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. All
 borrowers signed documents requiring a signature, and the Note was not electronically
 executed,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. All
 riders required by the terms of the mortgage and mortgage note were attached to the respective
 document,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Social
 security numbers across documents were consistent, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Debt-to-Income
 ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") and the
 characteristics of the mortgage loan (purpose, occupancy, program, property type) conformed
 to provided guidelines.

**Valuation Review Method and Protocol:** Phoenix's Review included an analysis of third-party appraisal and secondary valuation products used to determine the value of the collateral during origination and applied the Client's valuation waterfall guidelines when required. Phoenix confirmed that the appraisal reports were dated within 120 days of the closing date and were USPAP/FIRREA compliant with interior/exterior appraisals with an as-is value. Phoenix evaluated whether the subject property eligibility adhered to guidelines. If needed, Phoenix used independent valuation products, or Collateral Desktop Analysis (CDA), to determine if the appraised value was reasonably supported and within 10% of the original appraised value. If there was a variance, an additional appraisal was obtained, and the lower of the two values was used for origination. Moreover, Phoenix confirmed consistency among the valuation products and if there were discrepancies that could not be resolved. Phoenix created an exception.

**Valuation Review (Appraisal, CDA, etc.):** Phoenix performed a valuation review to determine how much equity the borrower/entity has or will have in the property. The accuracy of the appraisal is critical. Phoenix evaluated the quality of appraisal and valuation products to determine that the correct form type was utilized, materially complete, and complies with industry standards and guidelines. Phoenix may use third-party tools and information (such as analytical tools, public record databases, and automated valuation models) to help identify areas of inaccuracy and/or inconsistencies that may be indicators of appraisal deficiencies. Per Client's valuation waterfall and guideline overlay, agency loans approved with properties having a CU Score of > 2.5 or are not eligible for collateral representation and warranty relief reflected within the UCDP Submission Summary Report and AUS, Phoenix obtained an independent post-close CDA to verify the original appraisal valuation for any variance and risk.

Appraisal/Valuation review components include the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 that all elements of appraisal are present (i.e., value conclusion, property data, comparable
 sales, occupancy, location map, sketch, etc.),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 property address and collateral documentation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Review
 property zoning and legal use,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirm
 subject front, rear, and street shots are present along with required interior photos
 of the kitchen, bathrooms, bedrooms, main living area, upgrades, and deferred maintenance,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Analyze
 pictures for the condition of the property, possible red flags, health or safety issues,
 or negative external factors,© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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| |
|:---|
| ![](ex9917002.jpg)<sub>6</sub> |
| ![](ex9917002.jpg) |

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Determine
 that the appraised value is reasonable and was established using reasonable comparable
 sales, reasonable adjustments, and acceptable appraisal practices and,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Validate
 that the subject property is not located in an area with an individual FEMA disaster
 declaration after the valuation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 example, if the appraisal date is before the FEMA Effective Date for any of the disasters
 listed. In that case, Phoenix will specify whether or not there has been a property inspection
 since the date listed, the latest inspection date, whether or not new damage has been
 indicated, and the amount of said damage.

Moreover, Phoenix's Review of comparable properties includes the following items to assess whether the value is reasonably supported:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Property
 data, including quality, condition, size, square footage, style, and features,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Neighborhood
 features and within pricing brackets,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Comparable
 properties were within a reasonable distance from the subject, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Review
 adjustments for reasonableness and pricing evaluation across properties.

**Financial Institutions Reform, Recovery and Enforcement Act of 1989 ("FIRREA") Review:** Phoenix confirmed to the extent possible that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Phoenix

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirmed
 the lender listed on the appraisal matches the subject transaction,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. The
 appraisal date to confirm it took place before final approval,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. That
 the report was signed and dated, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. The
 appraisal/valuation scope is clearly defined. Phoenix verified the appraiser's
 name, company, license information, and whether the appraiser was supervised.

The individuals performing the original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law.

**Compliance Review:** Phoenix reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Phoenix' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Anti-Predatory
 Lending requirements that are imposed by federal, state and/or local statutory, regulatory
 or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations,
 judicial determinations, etc.) that impose civil or criminal liability upon the Assignee
 or may cause significant loss severity to the value of the Loan, including HOEPA and
 any state and local high-cost home loan laws. Assignee shall have the meaning as defined
 in TILA,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. the
 Truth in Lending Act ("TILA"), as amended by HOEPA, 15 U.S.C. §1601
 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. the
 Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603, as
 implemented by Regulation X, 12 C.F.R. Part 1024,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. the
 Equal Credit Opportunity Act ("ECOA"), 15 U.S.C. §1691 as implemented
 by Regulation B, 12 C.F.R. §1001.1(b);.

**Anti-Predatory Lending:** Loans were reviewed for violations of federal, state & local high-cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or described as high cost, higher-priced, subprime, threshold, predatory high risk, covered, or similar classification/definition was reported.

**Truth-in-Lending Act (TILA) / Regulation Z:** Loans were reviewed to determine compliance with the following requirements of TILA and Regulation Z, including, but not limited to, the following:© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

---

| |
|:---|
| ![](ex9917002.jpg)<sub>7</sub> |
| ![](ex9917002.jpg) |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. TILA/RESPA
 Integrated Disclosure Testing ("TRID"). A review and comparison of LEs and
 CDs with a report outlining any TILA violations, including a recalculation of disclosed
 finance charge, principal and interest calculations, proper completion of the Projected
 Payments table, total of payments, finance charge, amount financed, recalculation of
 disclosed APR and a review to determine disclosure differences were within the allowed
 tolerances and disclosures were provided within the required timeframes. Testing will
 be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance
 Review Scope ("TRID Grid 4.0" as amended from time to time),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Right
 of Rescission. A review of the TILA Right of Rescission, Notice of Right to Cancel, including
 a verification of the transaction date and expiration date, ensuring proper execution
 of the Notice of Right to Cancel by all required parties, verifying the disbursement
 date and determining if a full three (3) day rescission period was adequately provided
 to the borrower(s). The appropriate Model Form will be tested according to applicable
 U.S. Court of Appeals, Circuit Court rulings,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Qualified
 Mortgage and Ability to Repay. A review to ensure the mortgage loan meets the applicable
 Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements
 as set forth in regulations promulgated by the Consumer Financial Protection Bureau as
 found at 12 CFR § 1026.12. QM and ATR testing is detailed below.

**Real Estate Settlement Procedures Act (RESPA)/Regulation X:** Review to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B:** Confirm compliance with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V:** Confirm compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

#### Miscellaneous Compliance Testing:
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Phoenix
 tests for state prepayment and late charge restrictions. If a prepayment penalty that
 exceeds the state-permitted penalty has expired, this was reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Where
 applicable, the disclosure requirements and prohibitions of Section 50(a)(6), Article
 XVI of the Texas Constitution and associated regulations.

#### Qualified Mortgage (QM)
With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Phoenix reviews the loan to determine whether based on available information in the Loan File:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. the
 loan contains risky loan features and terms (e.g. an interest-only feature or negative
 amortization),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. the
 "points and fees" exceed the applicable QM threshold,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. the
 monthly payment was calculated appropriately,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. the
 creditor considered and verified income or assets at or before consummation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. the
 creditor appropriately considered debt obligations, alimony, and child support, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. depending
 on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation
 provided on the subject loan, either

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. for
 loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior
 to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 12% (calculated
 in accordance with Appendix Q to Regulation Z). This portion of the review includes a
 recalculation of all income and liabilities, with attention to the appropriate documentation
 for each source. GSE Patch applied to GSE eligible loan applications prior to the GSE
 Patch expiration 7/01/2021.© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

---

| |
|:---|
| ![](ex9917002.jpg)<sub>8</sub> |
| ![](ex9917002.jpg) |

---

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. for
 loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on
 or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor
 QM, Higher Priced QM, Safe Harbor QM (12-Q), or Higher Priced QM (12-Q), whether at the
 time of consummation, the debt-to-income ratio exceeds 12% (calculated in accordance
 with Appendix Q to Regulation Z). This portion of the Review includes a recalculation
 of all income and liabilities with attention to the appropriate documentation of each
 source, or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. for
 loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken
 on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or
 Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average
 prime offer rate by 2.25 or more percentage points, (additional thresholds applicable
 for lower loan balances, subordinate lien covered transactions and certain manufactured
 homes loan amounts), and whether the loan does not meet the credit guidelines without
 a documented exception and compensating factors. GSE eligible loans with application
 dates on or after 7/01/2021 must meet the Revised QM Rule.

For example, if a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule. In that case, Phoenix reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (a), (b) and (c) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Phoenix then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

#### Ability to Repay (ATR)
Phoenix reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, made a reasonable, good-faith determination before or when the loan is consummated that the consumer has a reasonable ability to repay the loan under the following eight underwriting factors, and verified such information using reasonably reliable third-party records:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. the
 consumer's current or reasonably expected income or assets,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. if
 the creditor relied on income from the consumer's employment in determining repayment
 ability, the consumer's current employment status,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. the
 consumer's monthly payment,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. the
 consumer's monthly payment on any simultaneous loan that the creditor knows or
 has reason to know will be made,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. the
 consumer's monthly payment for mortgage-related obligations,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. the
 consumer's current debt obligations, alimony, and child support,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. the
 consumer's monthly debt-to-income ratio or residual income, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. the
 consumer's credit history. This portion of the Review also focuses on full recalculation
 of income and debts, and the documentation provided to support each item used in the
 originator's determination of the ability to repay.

Phoenix reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Phoenix does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Phoenix's Review is based on information contained in the Loan File at the time it was provided to Phoenix to review and only reflects information as of that point in time.© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

---

| |
|:---|
| ![](ex9917002.jpg)<sub>9</sub> |
| ![](ex9917002.jpg) |

---

Summary of Findings and Conclusions

The NRSRO criteria referenced for this report and for grading descriptions are based on the NRSROs' requirements listed on the Form ABS Due Diligence-15E.

#### OVERALL RESULTS SUMMARY
After considering the grading implication of the Compliance, Credit, and Property/Valuation sections above, 75% of the loans by number in the pool possessed an NRSRO grade of "A".

---

| | | |
|:---|:---|:---|
| **NRSRO Grade** | **# Loans** | **% of All Loans** |
| A | 9 | 75% |
| <u>B</u> | 3 | 25% |
| C | 0 | 0% |
| D | 0 | 0% |
| ***Total*** | **12** | ***100%*** |

---

#### COMPLIANCE RESULTS SUMMARY
Please note that 100% of loans were subject to a regulatory compliance review and received "A" compliance grade.

---

| | | | |
|:---|:---|:---|:---|
| **NRSRO Grade** | **# Loans** | **% of All Loans** | **% of Review** <br> **Population** |
| A | 12 | 100% | 100% |
| B | 0 | 0% | 0% |
| C | 0 | 0% | 0% |
| D | 0 | 0% | 0% |
| Compliance Not Run | 0 | 0% | 0% |
| **Total** | **12** | **100%** | **100%** |

---

#### CREDIT RESULTS SUMMARY
Within the securitization population, 100% of the loans represent "A" credit grades.

---

| | | |
|:---|:---|:---|
| **NRSRO Grade** | **# Loans** | **% of All Loans** |
| A | 12 | 100% |
| B | 0 | 0% |
| C | 0 | 0% |
| D | 0 | 0% |
| **Total** | **12** | **100%** |

---

#### PROPERTY/VALUATION RESULTS SUMMARY
Within the securitization population nine (9) loans, 75% of the loans represent "A" property grades.

---

| | | |
|:---|:---|:---|
| **NRSRO Grade** | **# Loans** | **% of All Loans** |
| A | 9 | 75% |
| B | 3 | 25% |
| C | 0 | 0% |
| D | 0 | 0% |
| **Total** | **12** | **100%** |

---

© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

---

| |
|:---|
| ![](ex9917002.jpg)<sub>10</sub> |
| ![](ex9917002.jpg) |

---

#### TAPE INTEGRITY REVIEW RESULTS SUMMARY
Of the twelve (12) loans reviewed, there are seventy-six (76) different tape discrepancies across ninety (90) data fields (some loans had more than one data delta). Not all data fields were provided on all loans within the securitization population. Phoenix's diligence system did account for some variances due to rounding factors.

---

| | | | |
|:---|:---|:---|:---|
| **Field Label** | &nbsp;&nbsp;&nbsp;&nbsp;**Loans With** <br> **Discrepancy** | &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**Total Times** <br> **Compared** | **% Variance** |
| &nbsp;&nbsp;AllOtherPayments | 6 | 12 | 50% |
| &nbsp;&nbsp;AmortizationTerm | 0 | 12 | 0% |
| &nbsp;&nbsp;ApplicationDate | 2 | 8 | 25% |
| &nbsp;&nbsp;AppraiserCertorLicenseNumber | 0 | 11 | 0% |
| &nbsp;&nbsp;AssessorsParcelNumberAPN | 1 | 11 | 9.09% |
| &nbsp;&nbsp;AusFindings | 1 | 11 | 9.09% |
| &nbsp;&nbsp;B1BirthDate | 0 | 12 | 0% |
| &nbsp;&nbsp;B1Citizen | 1 | 12 | 8.33% |
| &nbsp;&nbsp;B1Ethnicity | 0 | 11 | 0% |
| &nbsp;&nbsp;B1FirstName | 0 | 12 | 0% |
| &nbsp;&nbsp;B1Gender | 1 | 12 | 8.33% |
| &nbsp;&nbsp;B1LastName | 0 | 12 | 0% |
| &nbsp;&nbsp;B1MaritalStatus | 0 | 12 | 0% |
| &nbsp;&nbsp;B1OriginationFICO | 1 | 12 | 8.33% |
| &nbsp;&nbsp;B1QualifyingIncome | 2 | 12 | 16.67% |
| &nbsp;&nbsp;B1Race | 0 | 11 | 0% |
| &nbsp;&nbsp;B1SelfEmploymentFlag | 1 | 12 | 8.33% |
| &nbsp;&nbsp;B1SSN | 0 | 12 | 0% |
| &nbsp;&nbsp;B2BirthDate | 0 | 6 | 0% |
| &nbsp;&nbsp;B2Citizen | 1 | 6 | 16.67% |
| &nbsp;&nbsp;B2Ethnicity | 0 | 6 | 0% |
| &nbsp;&nbsp;B2FirstName | 0 | 6 | 0% |
| &nbsp;&nbsp;B2Gender | 0 | 6 | 0% |
| &nbsp;&nbsp;B2LastName | 0 | 6 | 0% |
| &nbsp;&nbsp;B2OriginationFICO | 1 | 6 | 16.67% |
| &nbsp;&nbsp;B2QualifyingIncome | 0 | 6 | 0% |
| &nbsp;&nbsp;B2Race | 0 | 6 | 0% |
| &nbsp;&nbsp;B2SelfEmploymentFlag | 0 | 6 | 0% |
| &nbsp;&nbsp;B2SSN | 0 | 6 | 0% |
| &nbsp;&nbsp;CashOutIncludeDebtPaidatClose | 1 | 1 | 100% |
| &nbsp;&nbsp;CashtoClose | 4 | 12 | 33.33% |
| &nbsp;&nbsp;DiscountPoints | 0 | 8 | 0% |
| &nbsp;&nbsp;DSCR | 0 | 12 | 0% |
| &nbsp;&nbsp;EscrowWaiverinFile | 0 | 12 | 0% |
| &nbsp;&nbsp;FinalAppraisalDate | 0 | 9 | 0% |
| &nbsp;&nbsp;FinalAppraiserCompany | 0 | 11 | 0% |
| &nbsp;&nbsp;FirstPaymentDate | 0 | 12 | 0% |
| &nbsp;&nbsp;FirstTimeHomebuyerMtrade | 0 | 12 | 0% |
| &nbsp;&nbsp;FloodZoneIndicator | 0 | 12 | 0% |
| &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | 0 | 12 | 0% |
| &nbsp;&nbsp;InterestedPartyContributions | 2 | 2 | 100% |

---

© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

---

| |
|:---|
| ![](ex9917002.jpg)<sub>11</sub> |
| ![](ex9917002.jpg) |

---

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;InterestOnlyFlag | 0 | 12 | 0% |
| &nbsp;&nbsp;InterestRate | 0 | 12 | 0% |
| &nbsp;&nbsp;LevelofPropertyReview | 0 | 11 | 0% |
| &nbsp;&nbsp;LienPosition | 0 | 12 | 0% |
| &nbsp;&nbsp;LoanAmount | 0 | 12 | 0% |
| &nbsp;&nbsp;LoanID | 0 | 12 | 0% |
| &nbsp;&nbsp;LoanOriginatorNMLS | 0 | 12 | 0% |
| &nbsp;&nbsp;LoanPurpose | 0 | 12 | 0% |
| &nbsp;&nbsp;LoanType | 0 | 12 | 0% |
| &nbsp;&nbsp;MaturityDate | 0 | 12 | 0% |
| &nbsp;&nbsp;MonthlyHOADollar | 1 | 8 | 12.50% |
| &nbsp;&nbsp;MonthlyPropertyTaxAmount | 4 | 12 | 33.33% |
| &nbsp;&nbsp;MtradeProjectType | 0 | 1 | 0% |
| &nbsp;&nbsp;NoteDate | 0 | 12 | 0% |
| &nbsp;&nbsp;NoteType | 0 | 12 | 0% |
| &nbsp;&nbsp;NumberofUnits | 0 | 12 | 0% |
| &nbsp;&nbsp;Occupancy | 0 | 12 | 0% |
| &nbsp;&nbsp;PrepaymentPenaltyFlag | 0 | 1 | 0% |
| &nbsp;&nbsp;PrimaryAppraisedPropertyValue | 0 | 11 | 0% |
| &nbsp;&nbsp;PrimaryAppraiserName | 1 | 11 | 9.09% |
| &nbsp;&nbsp;PrimaryMortgageorRentTimes30 | 0 | 12 | 0% |
| &nbsp;&nbsp;PrimaryMortgageorRentTimes60 | 0 | 12 | 0% |
| &nbsp;&nbsp;PrimaryMortgageorRentTimes90 | 0 | 12 | 0% |
| &nbsp;&nbsp;PropertyAddress | 3 | 12 | 25% |
| &nbsp;&nbsp;PropertyCity | 0 | 12 | 0% |
| &nbsp;&nbsp;PropertyCounty | 0 | 11 | 0% |
| &nbsp;&nbsp;PropertyDescription | 0 | 10 | 0% |
| &nbsp;&nbsp;PropertyRights | 0 | 12 | 0% |
| &nbsp;&nbsp;PropertyState | 0 | 12 | 0% |
| &nbsp;&nbsp;PropertyType | 0 | 12 | 0% |
| &nbsp;&nbsp;PropertyZipCode | 0 | 12 | 0% |
| &nbsp;&nbsp;PurchasePrice | 0 | 10 | 0% |
| &nbsp;&nbsp;QualifyingCLTV | 4 | 12 | 33.33% |
| &nbsp;&nbsp;QualifyingFICO | 1 | 12 | 8.33% |
| &nbsp;&nbsp;QualifyingHLTV | 1 | 12 | 8.33% |
| &nbsp;&nbsp;QualifyingHousingDebtincomeRatio | 3 | 12 | 25% |
| &nbsp;&nbsp;QualifyingInterestRate | 0 | 10 | 0% |
| &nbsp;&nbsp;QualifyingLoanAmount | 0 | 12 | 0% |
| &nbsp;&nbsp;QualifyingLTV | 4 | 12 | 33.33% |
| &nbsp;&nbsp;QualifyingMonthlyPIAmount | 0 | 12 | 0% |
| &nbsp;&nbsp;QualifyingTotalDebtIncomeRatio | 4 | 12 | 33.33% |
| &nbsp;&nbsp;QualifyingTotalReservesNumberofMonths | 6 | 6 | 100% |
| &nbsp;&nbsp;ReviewedAppraisedPropertyValue | 0 | 12 | 0% |
| &nbsp;&nbsp;SalesPrice | 0 | 12 | 0% |
| &nbsp;&nbsp;Term | 0 | 12 | 0% |
| &nbsp;&nbsp;TotalClosingCosts | 2 | 2 | 100% |
| &nbsp;&nbsp;TotalMonthlyPropertyInsuranceAmount | 1 | 11 | 9.09% |
| &nbsp;&nbsp;TotalQualifiedAssetsAvailable | 10 | 12 | 83.33% |
| &nbsp;&nbsp;TotalQualifiedAssetsforReservesPostClose | 6 | 6 | 100% |

---

© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

---

| |
|:---|
| ![](ex9917002.jpg)<sub>12</sub> |
| ![](ex9917002.jpg) |

---

#### ADDITIONAL MORTGAGE LOAN POPULATION SUMMARY DATA\*

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Amortization Type** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| Fixed | 12 | 100% | $26679525 | 100% |
| Adjustable | 0 | 0% | $0 | 0% |
| Unidentified | 0 | 0% | $0 | 0% |
| **Total** | **12** | **100%** | **$8409800** | **100%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | | &nbsp;&nbsp;**% of** <br> **Loans** | &nbsp;&nbsp;**Original** <br> **Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan**<br>&nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of** <br> **Loans** | &nbsp;&nbsp;**Original** <br> **Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;First-Time Home Purchase (Purchaser has not owned a principal residence in the past three years.) | &nbsp;&nbsp;2 | &nbsp;&nbsp;17% | &nbsp;&nbsp;$1343200 | &nbsp;&nbsp;16% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;10 | &nbsp;&nbsp;83% | &nbsp;&nbsp;$7066600 | &nbsp;&nbsp;84% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100%** | &nbsp;&nbsp;**$8409800** | &nbsp;&nbsp;**100%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | | &nbsp;&nbsp;**% of** <br> **Loans** | &nbsp;&nbsp;**Original** <br> **Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan**<br>&nbsp;&nbsp;**Count** | &nbsp;&nbsp;**% of** <br> **Loans** | &nbsp;&nbsp;**Original** <br> **Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;4 | &nbsp;&nbsp;33% | &nbsp;&nbsp;$3155200 | &nbsp;&nbsp;38% |
| &nbsp;&nbsp;Condominium | &nbsp;&nbsp;3 | &nbsp;&nbsp;25% | &nbsp;&nbsp;$1466400 | &nbsp;&nbsp;17% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;5 | &nbsp;&nbsp;42% | &nbsp;&nbsp;$3788200 | &nbsp;&nbsp;45% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**12** | &nbsp;&nbsp;**100%** | &nbsp;&nbsp;**$8409800** | &nbsp;&nbsp;**100%** |

---

*\*Some tables may not add to 100% due to rounding.*

#### DISCLAIMER
*In the consumer finance sector, Phoenix Collateral Advisors, LLC ("the Company") carries out due diligence studies for Residential Mortgage- Backed Securities in addition to reviewing assets, collateral, counterparty activities, and other related matters. The Company uses factual information from issuers, underwriters, and other reliable sources to maintain the ratings indicated herein and to produce reports. According to its rating methodology, the Company conducts reasonable examinations of factual information. Furthermore, to the extent that independent sources of information are accessible, the Company endeavors in good faith to confirm the accuracy of the information.*

*Reports may include assumptions and predictions about future events that are inherently 'forward-looking' and cannot be confirmed as facts. As a result, these Reports may be affected by unforeseen events or conditions that were not anticipated at the time of issuance. Forward-looking statements carry risks and uncertainties that could lead to actual future performance differing significantly from the assumptions and conclusions presented in the Reports. Therefore, Reports do not guarantee future performance nor should they be considered a prospectus related to any underlying securities (if applicable). Caution is advised when relying on Reports for the purchase, sale, or holding of any security.*

*The Company's ratings, analyses, reports, and other opinions (collectively referred to as "Reports") are given "as is" and without any type of express or implied assurance or warranty. The Reports' accuracy, completeness, merchantability, and appropriateness for a particular purpose are all expressly disclaimed by the Company. The Reports do not advise what securities to purchase, sell, or hold onto. Every report is regarded as collaboratively produced, and no one person will be recognized as the sole "author" of any report. The individual(s) mentioned in the report contributed to its contents, but they are not exclusively accountable for it.*

*This report only assesses credit risk, unless specifically instructed otherwise. To be more precise, no rating or grading in a Report considers the risk associated with any security—or any component of it—due to shifts in the market.*

*The Company does not provide investment, legal, or tax advice, and the Reports should not be interpreted as such. These Reports are intended solely for the benefit of the requesting entity and may not be shared with third parties without the prior written consent of both the Company and the requesting entity. The Reports are based on information available and current regulations at the time of issuance, and the Company disclaims any obligation to update them due to subsequent changes in facts or regulations. Additional factual investigations or enhanced reviews cannot guarantee the accuracy of all information provided to the Company. Reports should be viewed solely as expressions of opinion, rather than factual statements about creditworthiness or recommendations regarding the buying, selling, or holding of any securities.*© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

## Exhibit 99.18

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.18**

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| **LoanRecordID** | **Primary Servicer** | **Servicing Fee Percentage** | **Servicing Fee Flat Dollar** | **Servicing Advance Methodology** | **Originator** | **Loan Group** | **Loan Number** | **Amortization Type** | **Lien Position** | **Heloc Indicator** | **Loan Purpose** | **Cash Out Amount** | **Total Origination and Discount Points in Dollars** | **Covered High Cost Loan Indicator** | **Relocation Loan Indicator** | **Broker Indicator** | **Channel** | **Escrow Indicator** | **Senior Loan Amounts** | **Loan Type of Most Senior Lien** | **Hybrid Period of Most Senior Lien in Months** | **Neg Am Limit of Most Senior Lien** | **Junior Mortgage Balance** | **Origination Date of Most Senior Lien** | **Origination Date** | **Original Loan Amount** | **Original Interest Rate** | **Original Amortization Term** | **Original Term to Maturity** | **First Payment Date of Loan** | **Interest Type Indicator** | **Original Interest Only Term** | **Buy Down Period** | **HELOC Draw Period** | **Current Loan Amount** | **Current Interest Rate** | **Current Payment Amount Due** | **Interest Paid Through Date** | **Current Payment Status** | **Index Type** | **ARM Look Back Days** | **Gross Margin** | **ARM Round Flag** | **ARM Rounding Factor** | **Initial Fixed Rate Period** | **Initial Interest Rate Cap Change Up** | **Initial Interest Rate Cap Change Down** | **Subsequent Interest Rate Reset Period** | **Subsequent Interest Rate Change Down** | **Subsequent Interest Rate Change Up** | **Lifetime Maximum Rate Ceiling** | **Lifetime Minimum Rate Floor** | **Negative Amortization Limit** | **Initial Negative Amortization Recast Period** | **Subsequent Negative Amortization Recast Period** | **Initial Fixed Payment Period** | **Subsequent Payment Reset Period** | **Initial Periodic Payment Cap** | **Subsequent Periodic Payment Cap** | **Initial Minimum Payment Reset Period** | **Subsequent Minimum Payment Reset Period** | **Option ARM Indicator** | **Options at Recast** | **Initial Minimum Payment** | **Current Minimum Payment** | **Prepayment Penalty Calculation** | **Prepayment Penalty Type** | **Prepayment Penalty Total Term** | **Prepayment Penalty Hard Term** | **Primary Borrower ID** | **Number of Mortgaged Properties** | **Total Number of Borrowers** | **Self Employment Flag** | **Current Other Monthly Payment** | **Length of Employment Borrower** | **Length of Employment Co Borrower** | **Years in Home** | **FICO Model Used** | **Most Recent FICO Date** | **Primary Wage Earner Original FICO Equifax** | **Primary Wage Earner Original FICO Experian** | **Primary Wage Earner Original FICO Transunion** | **Secondary Wage Earner Original FICO Equifax** | **Secondary Wage Earner Original FICO Experian** | **Secondary Wage Earner Original FICO Transunion** | **Most Recent Primary Borrower FICO** | **Most Recent Co Borrower FICO** | **Most Recent FICO Method** | **Vantagescore Primary Borrower** | **Vantagescore Co Borrower** | **Most Recent Vantagescore Method** | **Vantagescore Date** | **Credit Report Longest Trade Line** | **Credit Report Maximum Trade Line** | **Credit Report Number of Trade Lines** | **Credit Line Usage Ratio** | **Most Recent 12 Month Pay History** | **Months Bankruptcy** | **Months Foreclosure** | **Primary Borrower Wage Income** | **Co Borrower Wage Income** | **Primary Borrower Other Income** | **Co Borrower Other Income** | **All Borrower Wage Income** | **All Borrower Total Income** | **4506T Indicator** | **Borrower Income Verification Level** | **Co Borrower Income Verification** | **Borrower Employment Verification** | **Co Borrower Employment Verification** | **Borrower Asset Verification** | **Co Borrower Asset Verification** | **Liquid Cash Reserves** | **Monthly Debt All Borrowers** | **Originator DTI** | **Fully Indexed Rate** | **Qualification Method** | **Percentage of Down Payment From Borrower Own Funds** | **City** | **State** | **Postal Code** | **Property Type** | **Occupancy** | **Sales Price** | **Original Appraised Property Value** | **Original Property Valuation Type** | **Original Property Valuation Date** | **Original Automated Valuation Model AVM Model Name** | **Original AVM Confidence Score** | **Most Recent Property Value** | **Most Recent Property Valuation Type** | **Most Recent Property Valuation Date** | **Most Recent AVM Model Name** | **Most Recent AVM Confidence Score** | **Original CLTV** | **Original LTV** | **Original Pledged Assets** | **Mortgage Insurance Company Name** | **Mortgage Insurance Percent** | **MI Lender or Borrower Paid** | **Pool Insurance Co Name** | **Pool Insurance Stop Loss Percent** | **MI Certificate Number** | **Updated DTI Front End** | **Updated DTI Back End** | **Modification Effective Payment Date** | **Total Capitalized Amount** | **Total Deferred Amount** | **Pre Modification Interest Note Rate** | **Pre Modification P&I Payment** | **Pre Modification Initial Interest Rate Change Downward Cap** | **Pre Modification Subsequent Interest Rate Cap** | **Pre Modification Next Interest Rate Change Date** | **Pre Modification IO Term** | **Forgiven Principal Amount** | **Forgiven Interest Amount** | **Number of Modifications** | **Real Estate Interest** | **Community Ownership Structure** | **Year of Manufacture** | **HUD Code Compliance Indicator Y/N** | **Gross Manufacturers Invoice Price** | **LTI Loan to Invoice Gross** | **Net Manufacturers Invoice Price** | **LTI Net** | **Manufacturer Name** | **Model Name** | **Down Payment Source** | **Community Related Party Lender Y/N** | **Defined Underwriting Criteria Y/N** | **Chattel Indicator** |
| 588588 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 1 | 3 | 0 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 103 | 19000.00 | 3 | 0.064093 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 596364 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 0 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 392 | .00 | 0 | 0.000000 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 4 | 3 | 1 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 611359 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 296 | 27800.00 | 6 | 0.288615 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 3 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 642958 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 116 | 136400.00 | 2 | 0.019216 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 5 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 3 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 644718 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 0 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 311 | 66319.00 | 2 | 0.043291 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 5 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 661108 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 0 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 131 | 8558.00 | 2 | 0.000000 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 667013 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 0 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 247 | 32773.00 | 2 | 0.003214 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 1 | 4 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 677254 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 1 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 1 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 231 | 102100.00 | 2 | 0.020382 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 4 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 684358 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 1 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 148 | 33638.00 | 6 | 0.078196 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 5 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 3 | 1 | $XXXX | $XXXX | 8 | XX/XX/XXXX |  |  | $XXXX | 7 | XX/XX/XXXX | 21 | 0.970000 | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 612658 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 1 | 1 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 267 | 43000.00 | 1 | 0.273372 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 1 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 661587 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 226 | 29200.00 | 3 | 0.117266 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 696235 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 1 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 189 | 20000.00 | 14 | 0.074051 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 3 | 2 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

w

## Exhibit 99.19

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.19**

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| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 588588 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| 596364 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed | Retired | No | No | No |  |
| 611359 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| 642958 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed | Employed | No | No | No |  |
| 644718 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed | Employed | No | No | No |  |
| 661108 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| 667013 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | No | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| 677254 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed | Employed | No | No | No |  |
| 684358 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed | Employed | No | No | No |  |
| 612658 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| 661587 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| 696235 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed | Employed | No | No | No |  |

---

## Exhibit 99.20

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.20**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 596364 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 642958 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 677254 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 684358 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 642958 | XXXX |  |  | XXXX | Application Date | XXXX | XXXX |  |
| 661108 | XXXX |  |  | XXXX | Application Date | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | Assessors Parcel Number (APN) | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | AUS Findings | XXXX | XXXX |  |
| 642958 | XXXX |  |  | XXXX | Borrower 1 Citizen | XXXX | XXXX |  |
| 644718 | XXXX |  |  | XXXX | Borrower 1 Gender | XXXX | XXXX | Final 1003 in file has both gender boxes marked for borrower 1. |
| 644718 | XXXX |  |  | XXXX | Borrower 1 Origination FICO | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX |  |
| 661108 | XXXX |  |  | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Borrower 1 Self-Employment Flag | XXXX | XXXX | Primary employment source is not self-employed, however file documents borrower does hold 50% of a partnership reporting positive income not used to qualify. |
| 642958 | XXXX |  |  | XXXX | Borrower 2 Citizen | XXXX | XXXX |  |
| 644718 | XXXX |  |  | XXXX | Borrower 2 Origination FICO | XXXX | XXXX |  |
| 642958 | XXXX |  |  | XXXX | Cash out Include Debt Paid at Close | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 661108 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 677254 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 588588 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Monthly HOA $| XXXX | XXXX |  |
| 588588 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 677254 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 611359 | XXXX |  |  | XXXX | Primary Appraiser Name | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 684358 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 644718 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 677254 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Qualifying FICO | XXXX | XXXX |  |
| 644718 | XXXX |  |  | XXXX | Qualifying HLTV | XXXX | XXXX |  |
| 588588 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX | Property insurance is $XXX/year or $XX/month. Final 1008 has $XXX as the monthly insurance obligation. |
| 642958 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 644718 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 677254 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 588588 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX | Updated DU and 1008 provided at resubmission. |
| 642958 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 588588 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 611359 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 684358 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 677254 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 677254 | XXXX |  |  | XXXX | Total Monthly Property Insurance Amount | XXXX | XXXX |  |
| 588588 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 642958 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 644718 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX | Unsigned settlement statement in file shows borrower receiving $XXX vs. $XXX as proceeds from the sale of the previous primary residence. |
| 661108 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 667013 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 677254 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 661587 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX | Updated IRA statement provided post-closing. |
| 696235 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 588588 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 596364 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 611359 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 684358 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 612658 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 696235 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |

---

## Exhibit 99.21

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.21**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 588588 | XXXX |  |  | $XXXX C D A |
| 596364 | XXXX |  |  | $XXXX D A |
| 611359 | XXXX |  |  | $XXXX C A |
| 642958 | XXXX |  |  | $XXXX D A |
| 644718 | XXXX |  |  | $XXXX C A |
| 661108 | XXXX |  |  | $XXXX C D A |
| 667013 | XXXX |  |  | $XXXX C A |
| 677254 | XXXX |  |  | $XXXX D A |
| 684358 | XXXX |  |  | $XXXX D C A B |
| 612658 | XXXX |  |  | $XXXX D A |
| 661587 | XXXX |  |  | $XXXX D C A B |
| 696235 | XXXX |  |  | $XXXX D A B |

---

## Exhibit 99.22

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.22**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 588588 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br> Resolved-Seller provided evidence of wire source from donor. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Please note email from title company regarding incoming wire into their account at XXXX bank and notice from XXXX regarding outgoing transaction from donor account to title account. - Due Diligence Vendor-XX/XX/XXXX <br> Counter-Provided documentation does not satisfy finding. Notice on Incoming Wire in file pg XXX does not reflect Originator of wire information (account # or name) to validate the funds came from identified donor on gift letter. Please provide evidence of source of wired funds. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-gift letter showing full acct # matching wire - Due Diligence Vendor-XX/XX/XXXX <br> Open-Asset X Does Not Meet Guideline Requirements Please provide copy of wire with Originator of wire information (account # or name) to validate the funds came from identified donor on gift letter. Wire evidence in file does not identify originating account name or number. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided evidence of wire source from donor. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 588588 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Escrow Waiver is Missing |  |  | Resolved-Lender uses Final executed CD in lieu of Escrow Waiver agreement - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 596364 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing or incomplete compliance testing report. | Resolved-X/X/XX- Compliance Report provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-ComplianceEase - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide Compliance Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-X/X/XX- Compliance Report provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 596364 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-X/X/XX- Updated DU with corrected DTI of XX.XX% provided at resubmission; no additional findings indicated. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-AUS - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds AUS DTI of XX.XX% Please provide updated resubmission of AUS including HOA dues on departing residence. DTI increased from XX.XX% to XX.XX% which exceeds tolerance resubmission requirement of XX.X% - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-X/X/XX- Updated DU with corrected DTI of XX.XX% provided at resubmission; no additional findings indicated. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 596364 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Borrower | Fraud alert is present on the credit report | Resolved-Seller provided FACTA Alert Validation. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-fraud alert cleared - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide evidence lender properly cleared Extended Fraud Alert on credit report prior to formal application. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided FACTA Alert Validation. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 596364 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Seller provided evidence of departing residence HOA dues. Re-Ran AUS but did not update PITIA amount. Finding cited separately. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-HOA Dues XX.XX per month - i have attached proof of dues, XXXX, XXXX, AUS - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide verification of HOA Dues for departure residence or a statement from borrowers attesting none are present. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided evidence of departing residence HOA dues. Re-Ran AUS but did not update PITIA amount. Finding cited separately. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 611359 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Audited DTI of XX.X% is less than or equal to AUS DTI of XX.X% - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-documentation for sale of departure home on X/XX/XX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited DTI of XX.XX% exceeds AUS DTI of XX.X% - Lender approved transaction excluding departure residence PITIA, including new HELOC for down payment source. Agency GL allows exclusion if an executed sales contract with all financing contingencies can be provided. The agreement in file is a 'back-up' offer without a firm price or date of sale (estimated as XXXX XXXX if the borrower obtained a new primary in XXXX). Due to this structure, the borrower will remain responsible for all payments and maintenance of the property until final settlement. DTI exceeds thresholds for Agency and Investor at XX.XX%. Please provide an acceptable, fully executed non-contingent contract addendum specifying a final closing date within Agency policy and sales price sufficient to pay all outstanding liens and transaction costs. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Audited DTI of XX.X% is less than or equal to AUS DTI of XX.X% - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 611359 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | QM-ATR | ATR: Credit History and Liabilities Was Not Properly Considered | Resolved-ATR: Credit History and Liabilities Was Considered - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-sale documentation for departure home. positive equity. - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Lender approved transaction excluding departure residence PITIA, including new HELOC for down payment source. Agency GL allows exclusion if an executed sales contract with all financing contingencies can be provided. The agreement in file is a 'back-up' offer without a firm price or date of sale (estimated as XXXX XXXX if the borrower obtained a new primary in XXXX). Due to this structure, the borrower will remain responsible for all payments and maintenance of the property until final settlement. Borrower does not have sufficient reserves available to cover the expense within this timeframe and if payment is included, DTI will exceed thresholds for Agency and Investor at XX.XX%. Additionally, as the contract does not include a final purchase price, unable to confirm this sale will ultimately be sufficient to pay off both liens and closing expenses. Due to these factors, ATR is not met as currently structured. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-ATR: Credit History and Liabilities Was Considered - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 611359 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-HOA dues supported by Final CD. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide corrected appraisal reflecting HOA dues as stated on purchase contract and used for qualifying. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-HOA dues supported by Final CD. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 611359 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract is Expired | Resolved-Seller executed Closing Disclosure accepting closing date. No extension required. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-guideline response - Due Diligence Vendor-XX/XX/XXXX <br>Open-Purchase Contract Expiration Date of XX-XX-XXXX is prior to Note Date of XX-XX-XXXX Please provide executed contract extension - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller executed Closing Disclosure accepting closing date. No extension required. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 611359 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-XX/XX/XXXX- Received proof Toolkit sent within X business days of application. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-toolkit tracking - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Document provided is undated. Please provide evidence date this disclosure was provided to borrower. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Toolkit - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received proof Toolkit sent within X business days of application. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 611359 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Provide Proof of Receipt of Appraisal or Waiver. | Resolved-Proof of Receipt of Appraisal Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-appraisal tracking - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Proof of Receipt of Appraisal Please provide evidence of Receipt of Appraisal - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Proof of Receipt of Appraisal Provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 611359 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Federal Financial Privacy Disclosure | Resolved-Federal Financial Privacy Opt-Out Notice is not Missing, or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-privacy disclosure - Due Diligence Vendor-XX/XX/XXXX <br>Open-Federal Financial Privacy Opt-Out Notice is Missing or Incomplete Please provide Federal Financial Privacy Opt-Out Notice - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Federal Financial Privacy Opt-Out Notice is not Missing, or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 642958 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-XX/XX/XXXX- Additional documentation provided is sufficient per Agency guidelines; reviewed with investor and determined acceptance to move forward without the card as indicated in program overlay. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXX citizenship - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- No new information received, I-XXX form was present in the original package, however the form specifically referenced that it is not to be used as a Visa. Per Investor requirements, a copy of the borrower's EAD is required to confirm status. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXX's for both borrowers provided - Due Diligence Vendor-XX/XX/XXXX <br> Open-Borrower X Citizenship Documentation Is Missing - Employment Authorization Approval Letter in file indicates document is not to be used in place of a Visa- please provide copy of proof ongoing status as per Agency and Investor guidelines. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Additional documentation provided is sufficient per Agency guidelines; reviewed with investor and determined acceptance to move forward without the card as indicated in program overlay. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 642958 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-XX/XX/XXXX- Additional documentation provided is sufficient per Agency guidelines; reviewed with investor and determined acceptance to move forward without the card as indicated in program overlay. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXX citizenship - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- No new information received, I-XXX form was present in the original package, however the form specifically referenced that it is not to be used as a Visa. Per Investor requirements, a copy of the borrower's EAD is required to confirm status. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXX's for both borrowers - Due Diligence Vendor-XX/XX/XXXX <br> Open-Borrower X Citizenship Documentation Is Missing - Employment Authorization Approval Letter in file indicates document is not to be used in place of a Visa- please provide copy of proof ongoing status as per Agency and Investor guidelines. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Additional documentation provided is sufficient per Agency guidelines; reviewed with investor and determined acceptance to move forward without the card as indicated in program overlay. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 642958 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract is Expired | Resolved-X/XX/XXXX - executed Final CD provided. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Purchase Contract Expiration Date of XX-XX-XXXX is prior to Note Date of XX-XX-XXXX Purchase agreement addendum in file (pg XXX) dated XX/XX/XXXX extends close of escrow to XXX XX, XXXX but loan closed XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-X/XX/XXXX - executed Final CD provided. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 644718 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Provide Proof of Receipt of Appraisal or Waiver. | Resolved-XX/XX/XXXX- Received tracking confirmation that updated appraisal dated XX/XX/XXXX was provided to the borrower on the date lender received the revision. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXX Disclosure Tracking summary - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- Received signed R.O.V. form, however still need proof of the date revised appraisal was provided to the borrowers, and confirm timing requirement is met. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXXX - ROV - Due Diligence Vendor-XX/XX/XXXX <br> Open-Missing Proof of Receipt of Appraisal - Please provide verification revised appraisal provided to borrower within appropriate timeframe prior to closing as receipt in file is dated XX/XX/XXXX and value was updated on XXXX dated XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received tracking confirmation that updated appraisal dated XX/XX/XXXX was provided to the borrower on the date lender received the revision. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 644718 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Borrower | Fraud alert is present on the credit report | Resolved-XX/XX/XXXX- Received specific letter regarding identity verification and confirmed both Initial and Final signed XXXXs match the contact number listed on the credit report. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXX fraud alert - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- Clarification: Please provide confirmation of the date the borrower was contacted at the number listed on the credit report and steps taken to ensure authentication was completed as per Federal requirements. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXXX Cert - Due Diligence Vendor-XX/XX/XXXX <br> Open-- Please provide evidence originator validated borrower's identity at the time of initial application as per Fraud Alert listed on Credit Report. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received specific letter regarding identity verification and confirmed both Initial and Final signed XXXXs match the contact number listed on the credit report. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 644718 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-XX/XX/XXXX- Updated Title Commitment provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-updated title - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Title Coverage Amount of $XXX,XXX is Less than Total Amount of Subject Lien(s) of $XXX,XXX; please provide revised Commitment or Final Title Policy. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Updated Title Commitment provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 644718 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-XX/XX/XXXX- Received executed copy of Settlement Statement from sale of departure residence; sufficient funds verified for transaction. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-final cd - from sale of XXXX XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset Qualification Does Not Meet Guideline Requirements Missing copy of the executed settlement statement for the sale of the borrower's current primary residence located at XXXX XXXX Road. Proceeds from the sale are used for down payment and closing costs. The settlement statement in file (pg XX) is not signed. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received executed copy of Settlement Statement from sale of departure residence; sufficient funds verified for transaction. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661108 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | ComplianceEase | Qualified Mortgage Lending Policy Points and Fees Test | Resolved-XX/XX/XXXX- Clarification: Upon re-testing of base rate per lender's rate lock form and pricing sheet, ComplianceEase result supports Points and Fees within Agency thresholds. Investor accepts previously submitted Lender's Compliance Report. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XX/XX/XXXX- Investor agrees to accept Lender's Compliance Report as-is with higher undiscounted rate; CE result supports Points and Fees within Agency thresholds. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Please re-run XXXX report reflecting correct Undiscounted Rate per e-mailed correspondence of X.XX%. Once performed, TPR firm and Investor will review result reports from both vendors to determine final status. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. XX/XX/XXXX- Added Rate Lock form provided via e-mail to loan record. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-post closing cert - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Received updated XXXX report with breakdown of Discount Points which varies from disclosures in file. Please provide supporting documentation of exclusion of $XX,XXX of the $XX,XXX.XX total tested as reflected on page X of XX of XX/XX/XXXX report submitted. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan has points and fees that exceed the points and fees threshold. (XX CFR XXXX.XX(e)(X))The loan amount is $XXX,XXX.XX or more, and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XXX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX; orThe loan amount is less than $XX,XXX.XX but at least $XX,XXX.XX, and the transaction's total points and fees is $XX,XXX.XX, which exceeds $X,XXX.XX; orThe loan amount is less than $XX,XXX.XX and the transaction's total points and fees is $XX,XXX.XX, which exceeds X percent of the total loan amount of $XXX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Clarification: Upon re-testing of base rate per lender's rate lock form and pricing sheet, ComplianceEase result supports Points and Fees within Agency thresholds. Investor accepts previously submitted Lender's Compliance Report. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XX/XX/XXXX- Investor agrees to accept Lender's Compliance Report as-is with higher undiscounted rate; CE result supports Points and Fees within Agency thresholds. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661108 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Missing Seller Closing Disclosure | Resolved-XX/XX/XXXX- Seller Closing Disclosure provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-signed seller cd - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Both attachments provided are for different properties and borrowers; please provide the executed Seller's Closing Disclosure for the subject transaction.<br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-seller cd - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Seller CD provided is for a different property and borrower; please provide the executed Seller's Closing Disclosure for the subject transaction. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-seller cd - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide executed Seller Closing Disclosure. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Seller Closing Disclosure provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661108 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-XX/XX/XXXX- Loan Estimates from XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX are now in evidence and Compliance testing can be obtained; any additional issues will be addressed separately. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-X-X XXXXX- Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- LE from XX/XX/XXXX provided at resubmission. Still pending Revised Loan Estimate dated XX/XX/XXXX per Changed Circumstance form on page XXX of the file. Compliance Testing cannot be fully completed until receipt of all TRID disclosures and additional requirements may apply. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XX-XXle - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- No new information provided; LE from XX/XX/XXXX was included in the original submission, still pending Revised Loan Estimates and/or Closing Disclosures issued on XX/XX/XXXX and XX/XX/XXXX per Changed Circumstance forms in file. Compliance Testing cannot be completed until receipt of all TRID disclosures and additional requirements may apply. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-loan est - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- LE provided is for a different property and borrower; please provide all TRID disclosures issued on the subject transaction, including Revised Loan Estimates on XX/XX/XXXX and XX/XX/XXXX. File contains only the Initial, dated XX/XX/XXXX. Compliance Testing cannot be completed until receipt and additional requirements may apply. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-loan est - Due Diligence Vendor-XX/XX/XXXX <br> Open-- Per Change Circumstance forms in file, Revised Loan Estimates were issued on XX/XX/XXXX and XX/XX/XXXX, however file contains only Initial dated XX/XX/XXXX. Please provide all TRID disclosures issued. Compliance Testing cannot be completed until receipt and additional requirements may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Loan Estimates from XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX are now in evidence and Compliance testing can be obtained; any additional issues will be addressed separately. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661108 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-XX/XX/XXXX- Satisfactory confirmation no changes of ownership in the past XX months provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-title stuff - Due Diligence Vendor-XX/XX/XXXX <br>Open-Unsatisfactory Chain of Title provided - Title Agent to provide acceptable XX month chain of title. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Satisfactory confirmation no changes of ownership in the past XX months provided. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Borrower | Borrower information on 1003 is incomplete | Resolved-Seller provided updated and executed XXXX. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Executed updated XXXX - Due Diligence Vendor-XX/XX/XXXX <br> Counter-Please have borrower sign updated XXXX. Changes are material to assets. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-updated XXXX asset section - Due Diligence Vendor-XX/XX/XXXX <br> Open-Please provide corrected XXXX reflecting XXXX Credit Union acct # XXXX as the account used for closing funds per file documentation. pg XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided updated and executed XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Comment on Appraisal is contradictory. Documentation in file supports arm's length transaction. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provided corrected appraisal addressing 'Non-Arm's Length' transaction comments, or if truly a non-arm's length transaction, please provide required LOX from borrower regarding relationship to seller. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Comment on Appraisal is contradictory. Documentation in file supports arm's length transaction. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Seller provided COC detailing increase in Discount Points - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC and PCCD uploaded - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. The Loan Discount Fee increased from $XX,XXX to $XX,XXX.XX from the baseline LE to the Final CD without a written COC. Missing evidence the borrower was reimbursed $XXX.XX to cure the X% tolerance variance. Please provide corrective PCCD, copy of reimbursement check and evidence of receipt by borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided COC detailing increase in Discount Points - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Seller provided COC detailing increase in Discount Points - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC and PCCD uploaded - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. The Loan Discount Fee increased from $XX,XXX to $XX,XXX.XX from the baseline LE to the Final CD without a written COC. Missing evidence the borrower was reimbursed $XXX.XX to cure the X% tolerance variance. Please provide corrective PCCD, copy of reimbursement check and evidence of receipt by borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided COC detailing increase in Discount Points - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test | Resolved-Seller provided PCCD with corrected Payees. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC and PCCD uploaded - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount, and a subtotal of all such amounts, the consumer will pay for settlement services for which the consumer cannot shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. Tax Service, Verification of Employment and Document Preparation Fees were all reflected in Section B as payable to Lender. Please provide corrected PCCD either moving fees to Section A or identifying appropriate payee. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided PCCD with corrected Payees. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Ready for Review-COC with PCCD - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). The Loan Discount Fee increased from $XX,XXX to $XX,XXX.XX from the baseline LE to the Final CD without a written COC. Missing evidence the borrower was reimbursed $XXX.XX to cure the X% tolerance variance. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved- - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Credit | Disclosure | Missing Borrower-initiated Reconsideration of Value (ROV) Disclosure | Resolved-Seller provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-ROV - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing evidence the ROV Disclosure was provided to the borrower at application. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Asset statements - Due Diligence Vendor-XX/XX/XXXX <br> Open-Asset Record X Does Not Meet G/L Requirements Please provide source of funds for large deposit (transfer) from XXXX acct #XXXX to acct #XXXX. Borrower has two different member accts with XXXX #XXXX and #XXXX. File contains only statements from #XXXX reflecting incoming transfers from #XXXX with no supporting statements. Please provide full statements for #XXXX and supporting documentation for any source of funds for large deposits to both #XXXX and #XXXX if applicable. File documents indicate these funds were transferred to XXX FCU.<br>Additional Findings may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 667013 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-asset statements - Due Diligence Vendor-XX/XX/XXXX <br> Open-Asset Record X Does Not Meet G/L Requirements Please provide additional statements from XXXX FCU. XXXX FCU was the account used to wire the settlement funds, (pg XXX) however, this account is not listed on the XXXX and only X month statement was in file with a web printed update for deposit and balance. Additional findings may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-XX/XX/XXXX- Received XXXX WX for prior employer supporting term indicated on XXXX. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXX wX - Due Diligence Vendor-XX/XX/XXXX <br> Open-Borrower X WX/XXXX Missing Please provide BX W2for XXXX from previous employer XXXX. Only W2 for XXXX in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received XXXX WX for prior employer supporting term indicated on XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test | Resolved-Seller provided correct PCCD reflecting updated payee. See attachment to "finding-XXXX" - Due Diligence Vendor-XX/XX/XXXX <br> Open-This loan failed the TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount, and a subtotal of all such amounts, the consumer will pay for settlement services for which the consumer cannot shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. The Flood Certification fee is reflected as paid to the Lender XXXX Mortgage. Please provide a PCCD reflecting the correct vendor payee. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided correct PCCD reflecting updated payee. See attachment to "finding-XXXX" - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Seller provided LE dated X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-le that went out and and viewed not signed - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide Loan Estimate sent X/XX when loan was locked, as reflected Change of Circumstance pg XXX and on Disclosure Tracking Summary pg XXX. Additional findings may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LE dated X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | AUS Partially Provided | Resolved-AUS is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-aus - Due Diligence Vendor-XX/XX/XXXX <br>Open-AUS Partially Provided Please provide AUS with number of finance properties as X. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-AUS is fully present - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Missing evidence the borrower executed an E-sign Agreement prior to the issuance of any disclosures sent electronically. | Resolved-E-Sign Agreement Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-e consent - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide executed E-Sign Agreement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-E-Sign Agreement Provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Seller provided LE dated X/XX matching COC of same date. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XX-XX LE showing coc of the appraisal increase PCCD COC - Due Diligence Vendor-XX/XX/XXXX <br> Counter-Seller provided undelivered PCCD reflecting only clerical changes to XXXX payee. This loan failed the charges that cannot increase test. Your total tolerance violation is $XXX.XX. Appraisal Fee increased from $XXX to $XXX from the baseline LE to the Final CD without a valid re-disclosure within X days of the provided change of circumstance form. Please provide the timely issued revised disclosure or a PCCD with reimbursement of $XXX.XX, copy of check and letter of explanation, and evidence of delivery to borrower, - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-compliance issues - Due Diligence Vendor-XX/XX/XXXX <br> Open-This loan failed the charges that cannot increase test. (XX CFR §XXXX.XX(e)(X)(i))The loan contains charges that exceed the good faith determination according to §XXXX.XX(e)(X)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX.XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §XXXX.XX(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §XXXX.XX(e)(X)(i). Appraisal Fee increased from $XXX to $XXX from the baseline LE to the Final CD without a valid re-disclosure within X days of the provided change of circumstance form. Please provide the timely issued revised disclosure or a PCCD with reimbursement of $XXX.XX and evidence of delivery to borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LE dated X/XX matching COC of same date. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Seller provided LE dated X/XX matching COC of same date. - Due Diligence Vendor-XX/XX/XXXX <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. Appraisal Fee increased from $XXX to $XXX from the baseline LE to the Final CD without a valid re-disclosure within X days of the provided change of circumstance form. Please provide the timely issued revised disclosure or a PCCD with reimbursement of $XXX.XX and evidence of delivery to borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LE dated X/XX matching COC of same date. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Seller provided LE dated X/XX matching COC of same date. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LE dated X/XX matching COC of same date. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-Seller provided LE dated X/XX/XXXX matching Change of Circumstance. Still missing LE dated X/XX/XXXX at rate lock. Finding cited. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-le sent not sign by borrower - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide Loan Estimate dated X/XX/XXXX per Disclosure Tracking Report and Change of Circumstance in file and Loan Estimate dated X/XX/XXXX per Disclosure Tracking Report pg XXX. Additional findings may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LE dated X/XX/XXXX matching Change of Circumstance. Still missing LE dated X/XX/XXXX at rate lock. Finding cited. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 677254 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Borrower | Fraud alert is present on the credit report | Resolved-Seller provided LOE - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-loe - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Fraud Alert clearance cert on page XXX of the original submission indicates the originator spoke to the borrowers at a different number than that listed on the credit report. Please provide attestation that the applicant was contacted at the number included in the alert and confirmed acknowledgement of the transaction. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LOE - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 684358 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-XX/XX/XXXX- Received credit supplement affirming mortgage payment for departure residence includes tax and insurance escrows. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-credit supplement for taxes/ins. - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- Received XXXXXX report indicating no HOA Dues present for departure residence; still pending validation that taxes and insurance are escrowed for this property and included in the $X,XXX/mo payment amount- please provide. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-No HOA - Due Diligence Vendor-XX/XX/XXXX <br> Open-- Please provide verification that $XXXX as reflected on credit report and XXXX is the full PITIA for departure residence. Missing evidence of escrow amounts for taxes and insurance and HOA dues. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received credit supplement affirming mortgage payment for departure residence includes tax and insurance escrows. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 684358 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-XX/XX/XXXX- Received Property Report indicating held by a relative. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-not borrower property - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- No new information received; e-mail provided was included with original upload and indicates the XXXX Ct property is not owned by the borrowers. Still need XXXX Rd property addressed and, if owned by the borrower, will need to be added to XXXX, XXXX, and AUS. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-LOX - Due Diligence Vendor-XX/XX/XXXX <br> Open-Fraud Report Shows Uncleared Alerts - Fraud Report in file indicates possible ownership in two properties not included on XXXX. XXXX Ct was addressed in an e-mail included, but second property on XXXX Rd was not. Please provide explanation on this dwelling, or, if retained by the borrowers, document full payment, add to the XXXX and re-run DU accordingly. Additional requirements may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received Property Report indicating held by a relative. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 684358 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-XX/XX/XXXX- Received Initial CD dated XX/XX/XXXX at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(XX CFR §XXXX.XX(f)(X)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §XXXX.XX(f)(X)(i) no later than three business days before consummation. - Earliest Closing Disclosure provided in the loan file is dated XX/XX/XXXX, one day prior to settlement and Change of Circumstance for increase of Recording Fees was included on this form. Please provide evidence that an earlier edition was sent to the borrowers within appropriate timeframe. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received Initial CD dated XX/XX/XXXX at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 684358 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Missing the initial CD and evidence the borrower received the disclosure 3 days prior to consummation. Additional Findings may apply. | Resolved-XX/XX/XXXX- Received Initial CD dated XX/XX/XXXX at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXXX CD - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide CD issued to borrower on X/XX/XXXX as reflected on compliance report in file. Additional findings may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received Initial CD dated XX/XX/XXXX at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 684358 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-XX/XX/XXXX- Received explanation from co-borrower that POA was used due to inability to travel to new location based on work commitments. No additional restrictions apply per FNMA guidelines and item is resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LOX from borrower re: POA - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Attachment states only that co-borrower will not be present, no new details included. Please provide acceptable explanation from co-borrower for need of utilizing a Power of Attorney for closing documents to ensure meets GSE and Investor requirements. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LOX for POA - Due Diligence Vendor-XX/XX/XXXX <br>Open-Trust/POA Does Not Meet Guideline Requirements - Please provide acceptable explanation from co-borrower for need of utilizing a Power of Attorney for closing documents to ensure meets GSE and Investor requirements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received explanation from co-borrower that POA was used due to inability to travel to new location based on work commitments. No additional restrictions apply per FNMA guidelines and item is resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 684358 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset General | Resolved-XX/XX/XXXX- Received itemized invoice for relo direct payment along with original referral which coincides with dates of employment at the borrower's new division per VOE. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-referral form/employer pay - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Corporate relocation assistance is reflected as a credit on the Final CD; standard terms are included in file but not specific to the borrower. Please provide copy of relocation agreement letter to ensure no repayment requirement is included in final terms and meets Fannie Mae requirements. Item #XX on AUS approval. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received itemized invoice for relo direct payment along with original referral which coincides with dates of employment at the borrower's new division per VOE. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 684358 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 1 - Information B | Property | Value | 3rd Party Valuation Product Required - PIW exercised | Acknowledged-XX/XX/XXXX- AVM from XXXX received with a XX% Confidence score on an estimated value of $XXX,XXX, - X.XX% from sales price and DU feedback, low risk and thus no additional valuation product required. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. XX/XX/XXXX- AVM received for review. - Due Diligence Vendor-XX/XX/XXXX <br> Open-AVM has been ordered; no action required at this time - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- AVM from ClearCapital received with a XX% Confidence score on an estimated value of $XXX,XXX, - X.XX% from sales price and DU feedback, low risk and thus no additional valuation product required. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | Investor Post-Close | No | XXXX |
| 684358 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 1 - Information B | Property | Appraisal | Loan originated with a Property Inspection Waiver (PIW) | Acknowledged-XX/XX/XXXX- AVM from XXXX received with a XX% Confidence score on an estimated value of $XXX,XXX, - X.XX% from sales price and DU feedback, low risk and thus no additional valuation product required. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Document Uploaded. XX/XX/XXXX- AVM received for review. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Subject closed with an approved appraisal waiver (PIW). AVM has been ordered. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- AVM from ClearCapital received with a XX% Confidence score on an estimated value of $XXX,XXX, - X.XX% from sales price and DU feedback, low risk and thus no additional valuation product required. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | Investor Post-Close | No | XXXX |
| 612658 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | PUD Rider is Missing | Resolved-XX/XX/XXXX- Lender provided initialed revised Page X of Security Instrument, PUD Rider, intent to re-record, and XXXX Affidavit at resubmission, meeting requirement to resolve deficiency. Item is thus resolved. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-scriveners aff, pud rider, mtg pd X with loi upld - Due Diligence Vendor-XX/XX/XXXX <br> Open-PUD Rider is Missing - Please provide updated, executed, and Notarized Security Instrument along with a Letter of Intent to Re-Record adding the PUD Rider. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Lender provided initialed revised Page X of Security Instrument, PUD Rider, intent to re-record, and Scrivener's Affidavit at resubmission, meeting requirement to resolve deficiency. Item is thus resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 612658 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Debt | Liabilities General | Resolved-XX/XX/XXXX- Lender's written HELOC calculation formula provided at resubmission and added to loan record. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Please waive this condition - XXXX Heloc <br> $XXX,XXX line amount $XXXX/mo payment used to qualify (X% of line amount). Credit report payment $XXX/mo is n/a here, as borrowers drew on this HELOC for CTC.<br> Note dated XX/X/XXXX reflects X% Index X.XX% Margin =$XXXX.XX actual interest only payment. I/O first XXX months. <br> Used worst case $XXXX/monthly payment versus the lower actual I/O Heloc Payment on full draw. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Please provide HELOC calculator worksheet to support $X,XXX monthly payment used in qualifying. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Lender's written HELOC calculation formula provided at resubmission and added to loan record. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 612658 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-XX/XX/XXXX- Updated DU findings provided at resubmission with no revisions to eligibility; nominal remaining difference in DTI Resolved-XX/XX/XXXX- Updated DU findings provided at resubmission with no revisions to eligibility; nominal remaining difference in DTI XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) XXXX XXXX Primary Residence Purchase NA N/A N/A XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 612658 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | AUS Not Provided | Resolved-X/XX/XX- Initial DU findings provided at resubmission; separate item opened for re-run with final qualifying details. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-du upld - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide acceptable DU Findings reflecting Approve/Ineligible rating for loan amount. Additional requirements may apply upon receipt of feedback cert. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-X/XX/XX- Initial DU findings provided at resubmission; separate item opened for re-run with final qualifying details. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 612658 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Provide Proof of Receipt of Appraisal or Waiver. | Resolved-X/XX/XX- Proof of receipt of initial and revised appraisal reports provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-aprsl receipts upld - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Proof of Receipt of Appraisal - Please provide evidence of date of receipt by the borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-X/XX/XX- Proof of receipt of initial and revised appraisal reports provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material C B | Property | Property | Flip or Rapid Resale of Property | Acknowledged-XX/XX/XXXX- Received Approved Variance from Investor to allow for property re-sale Acknowledged-XX/XX/XXXX- Received Approved Variance from Investor to allow for property re-sale XXXX QM: Safe Harbor APOR (APOR SH) QM: Safe Harbor APOR (APOR SH) XXXX XXXX Primary Residence Purchase NA Investor Post-Close No XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | QM-ATR | ATR: Current Employment Not Verified | Resolved-XX/XX/XXXX- Received updated employer letter confirming borrower is eligible to work remotely without impact to role or earnings; item has been resolved. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Verification of Employment - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- Letter from employer confirms active status, however also indicates borrower is based in the XXXX office. Please provide confirmation from borrower's employer of no impact to current status or compensation in relocating to XXX. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Letter from Employer - Due Diligence Vendor-XX/XX/XXXX <br> Open-ATR: Current Employment Not Verified - Please provide confirmation from borrower's employer of no impact to current status or compensation in moving from XXX to XXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received updated employer letter confirming borrower is eligible to work remotely without impact to role or earnings; item has been resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | AUS Partially Provided | Resolved-XX/XX/XXXX- Received updated DU findings matching CU Score in file; no new feedback reflected. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-AUS - Due Diligence Vendor-XX/XX/XXXX <br>Open-AUS Partially Provided - DU findings in file include a CU Score obtained XX/XX/XXXX of X.X, however most recent UCDP report in file dated XX/XX/XXXX is X.X. Please provide updated DU with matching score; any new requirements must be met. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received updated DU findings matching CU Score in file; no new feedback reflected. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 12 Does Not Meet Guideline Requirements | Resolved-XX/XX/XXXX- Received proof of withdrawal from former employer's XXXk plan in XXX, XXXX and XXXX IRA statement. Lower balance remaining as a portion of funds were liquidated for closing but sufficient amount in evidence to meet reserve requirement. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Roll over documentation - Due Diligence Vendor-XX/XX/XXXX <br> Open-Asset XX Does Not Meet Guideline Requirements - Please provide documentation for source of rollover into IRA for $XX,XXX.XX on XX/XX/XXXX as these funds are needed to meet reserve requirements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received proof of withdrawal from former employer's XXXk plan in XXX, XXXX and XXXX IRA statement. Lower balance remaining as a portion of funds were liquidated for closing but sufficient amount in evidence to meet reserve requirement. - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-XX/XX/XXXX- Received XX/XX/XXXX LE with Changed Circumstance form; no new ComplianceEase findings present. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LE X.XX.XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide copy of Loan Estimate issued on XX/XX/XXXX per Change Circumstance form in file. Compliance testing cannot be performed until all disclosures are present. Additional requirements may apply upon receipt. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received XX/XX/XXXX LE with Changed Circumstance form; no new ComplianceEase findings present. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Closing | Vested Owner Signature Requirement Not Satisfied | Resolved-XX/XX/XXXX- Received LLC filing for seller confirming party who signed the contract is a registered Member. Initial registration occurred in XXXX with final resolution in XXXX, XXXX. Filing also confirms the prior sellers were not members of the xxxxLLC. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XXXX LLC - Due Diligence Vendor-XX/XX/XXXX <br> Open-Vested Owner Signature Requirement Not Satisfied - Please provide copy of LLC filing registration for seller to confirm party who signed the contract is authorized and length of time the entity has been in business. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received LLC filing for seller confirming party who signed the contract is a registered Member. Initial registration occurred in XXXX with final resolution in XXXX, XXXX. Filing also confirms the prior sellers were not members of the xxxxxxx LLC. - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-XX/XX/XXXX- Received Toolkit Tracking details at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Disclosure Tracking Details shows Toolkit sent on Page X - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide evidence of date the Home Loan Toolkit was sent to the borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received Toolkit Tracking details at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Federal Financial Privacy Disclosure | Resolved-XX/XX/XXXX- Received Privacy Disclosure and Tracking details at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Privacy Policy Disclosure - Also see Disclosure Tracking Details Page X - Due Diligence Vendor-XX/XX/XXXX <br>Open-Federal Financial Privacy Opt-Out Notice is Missing or Incomplete - Please provide evidence of disclosure was sent to the borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received Privacy Disclosure and Tracking details at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 661587 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX- CDA received supporting appraised value of $X,XXX,XXX with Moderate Risk; no further review recommended. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide CDA as required under Guidelines. CU Score on SSR is >X.X. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- CDA received supporting appraised value of $X,XXX,XXX with Moderate Risk; no further review recommended. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | Investor Post-Close | No | XXXX |
| 696235 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-X/XX/XXXX - PCA confirmed a YTD paystub from the pay period immediately preceding the Note Date, with a "paid through" date no more than XX Business Days before the Note Date, is an acceptable alternative for the XX-day Freddie Mac PCV. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-VOE LOX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing - Approval type was updated to LP at resubmission; findings do not list the option to utilize a paystub within XX business days as an alternative to obtaining a verbal VOE. Please provide acceptable evidence both borrowers were employed with entities stated on Final XXXX at the time of closing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-X/XX/XXXX - PCA confirmed a YTD paystub from the pay period immediately preceding the Note Date, with a "paid through" date no more than XX Business Days before the Note Date, is an acceptable alternative for the XX-day Freddie Mac PCV. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 696235 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-X/XX/XXXX - PCA confirmed a YTD paystub from the pay period immediately preceding the Note Date, with a "paid through" date no more than XX Business Days before the Note Date, is an acceptable alternative for the XX-day Freddie Mac PCV. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-disputing condition according to Freddie Mac guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower X Xrd Party VOE Prior to Close Missing - Approval type was updated to LP at resubmission; findings do not list the option to utilize a paystub within XX business days as an alternative to obtaining a verbal VOE. Please provide acceptable evidence both borrowers were employed with entities stated on Final XXXX at the time of closing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-X/XX/XXXX - PCA confirmed a YTD paystub from the pay period immediately preceding the Note Date, with a "paid through" date no more than XX Business Days before the Note Date, is an acceptable alternative for the XX-day Freddie Mac PCV. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |
| 696235 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-X/XX/XXXX - CDA received at $X,XXX,XXX, Low Risk - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-X/XX/XXXX - CDA received - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-X/XX/XXXX - CDA received at $X,XXX,XXX, Low Risk - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | Investor Post-Close | No | XXXX |
| 696235 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-XX/XX/XXXX- Validation of departure residence HOA Dues provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-HOA - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide copy of statement to verify HOA Dues for departure residence are $XXX per quarter as stated in borrower's e-mail on page XXX of original submission. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Validation of departure residence HOA Dues provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase NA | N/A | N/A | XXXX |

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## Exhibit 99.23

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.23**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** |
| 588588 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.660% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 53 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 35.8 | XXXX | 25.6 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 596364 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.650% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | No | Yes | 240 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 103 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Asset Depletion, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024, 2023 \|\| Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.2 | XXXX | 7.2 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 611359 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.620% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 38 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1.2 | XXXX | 1.2 | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 642958 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.880% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 15 | 15 | Work Number | Yes | 117 | 28 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.2 | XXXX | 11.2 | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 644718 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.700% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 202 | 40 | Other | Yes | 10 | 10 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.5 | XXXX | 4.5 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 661108 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.880% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 30 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2023 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.1 | XXXX | 9.1 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 667013 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.880% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX | XX-XX-XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 99.5 | XXXX | 99.5 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 677254 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.830% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2023, 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Executed 4506T Verified - 2023, 2025, 2024 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.9 | XXXX | 0.9 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 684358 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.890% | DU | Approve Eligible | Yes | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 84 | 29 | Work Number | Yes | 45 | 29 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1.9 | XXXX | 1.9 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 612658 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.650% | DU | Approve Ineligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 3 | Yes | No | No | 0 | No | Yes | Yes | 3 | 0 | No |  |  |  | 0.00% | 100.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 173 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Commission, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 121.6 | XXXX | 120.8 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 661587 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.810% | DU | Approve Ineligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 90 | 51 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022, 2021 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.8 | XXXX | 13.7 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 696235 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.890% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 1 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.4 | XXXX | 6.4 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |

---

## Exhibit 99.24

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.24**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 588588 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 596364 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX-XX-XXXX |
| 611359 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1073 Individual Condo Report | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | XX-XX-XXXX |
| 642958 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX-XX-XXXX | 1073 Individual Condo Report | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX | Eligible |  |  |
| 644718 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX-XX-XXXX |
| 661108 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 667013 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX-XX-XXXX |
| 677254 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 684358 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | None - Appraisal Waiver | XXXXXX | XXXXXX | XXXXXX |  |  |  |  | XXXXXX | XXXXXX | -.0004 | AVM |  |  |  |  |  | XXXXXX | XXXXXX | XX% | XX | XX | XXXXXX | XXXX | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 612658 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |
| 661587 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) | XXXXXX |  | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Moderate | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | XX-XX-XXXX |
| 696235 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XXXXXX | XXXXXX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible | 1 | XX-XX-XXXX |

---

## Exhibit 99.25

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.25**

![](ex9925001.jpg)

**EXECUTIVE SUMMARY**

**RMCT 2025-J4**

**<u>Description of the due diligence performed</u>**

**Overview of the assets that were reviewed**

Incenter Lender Services LLC, c/k/a Incenter Diligence Solutions ("Incenter Diligence"), performed an independent third-party due diligence review of 37 loans acquired by Radian Mortgage Capital LLC (the "Client"). The review was performed from April 2025 through JuneAugust 2025 using the scope of review described herein, which was agreed to at the time of review. The results of the review performed by Incenter Diligence only reflect information concerning the related loans on which such review was performed as of the date such review was performed based on the scope of review used as of the date such review was performed and not as of any subsequent date. Incenter Diligence has not subsequently performed any review with respect to the loans, and Incenter Diligence will not be required to complete or provide any additional, new, or refreshed review or results with respect to the loans.

**Sampling of assets**

Incenter Diligence follows the nationally recognized statistical rating organizations, NRSRO(s), criteria. For all originators, Incenter Diligence performed review on 100% of the loans. The loan population was 37 loans for an aggregate original principal balance of $21,479,427.00.

The review was conducted in accordance with the following NRSRO(s) Third Party Due Diligence Criteria:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, April 18, 2023 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |

---

**Data integrity, review scope and methodology**

**Data Integrity –** Incenter Diligence performed a data integrity analysis by comparing the information in the loan file against the data tape supplied by the Client to ascertain accuracy and completeness. All discrepancies are reported on the Data Comparison Report.

The data comparison consisted of the following data fields:

---

| |
|:---|
| &nbsp;&nbsp;**Data Compare Field Name** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;Borrower 1 FTHB |
| &nbsp;&nbsp;Borrower 2 FTHB |
| &nbsp;&nbsp;Doc Type |
| &nbsp;&nbsp;First Payment Date |

---

Page **1** of **17**

![](ex9925001.jpg)

---

| |
|:---|
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Loan Type |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Original Interest Rate |
| &nbsp;&nbsp;Original Loan Amount |
| &nbsp;&nbsp;Original Loan Term |
| &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;QM Designation |
| &nbsp;&nbsp;Qualifying Appraised Value |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total DTI |
| &nbsp;&nbsp;Refinance Type |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Subordinate Lien Amount |
| &nbsp;&nbsp;Underwriting Guideline Name |

---

**Underwriting Conformity (<u>Standard Residential Loans</u>)**

Incenter Diligence performed a complete review of all loan files, as supplied by the Client, to determine whether the loans were originated in accordance with the underwriting guidelines provided by the Client (which, for the avoidance of doubt, may be either the Client's or a third party's underwriting guidelines), eligibility requirements, Ability to Repay (ATR), Qualified Mortgage and Appendix Q requirements (where applicable), and applicable Policies & Procedures, noting any exceptions and compensating factors. The review included, where applicable, the following items:

**Conformance to Ability to Repay (ATR) standards** – Incenter Diligence reviewed each loan to validate that the underwriter correctly assessed the borrower's ability to repay based on employment and credit/repayment history, income and assets, projected monthly payment and current obligations, debt to income ratio, and other information provided to support ability to repay prior to originating the loan.

**An evaluation of Qualified Mortgage and Appendix Q requirements, if applicable** – Based on the information provided, Incenter Diligence will review each loan to determine that it satisfies all requirements for a Qualified

Page **2** of **17**

![](ex9925001.jpg)

Mortgage, if designated as such, including an evaluation of points and fees, risk factors associated with the loan terms, re-calculation of debt to income and a review of all income and assets.

**Credit, Income, Assets and Employment**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Validate
 that the appropriate employment and income documentation, such as pay stubs, tax transcripts,
 and bank statements, was provided and used to accurately qualify the borrower according
 to guidelines. Recalculate the borrower's income and debt to determine the appropriate
 debt to income ratio in accordance with the guidelines. Validate borrower's employment
 history and confirm that the appropriate income and assets were used to qualify. Make
 a reasonable assessment of whether there are any indications that income documentation
 may be fraudulent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Validate
 that assets used to qualify the borrower match the documentation in the file and the
 information used to calculate down payment, closing costs, and reserves meet program
 guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Review
 exceptions, compensating factors and underwriter comments, if available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review
 program guidelines against the loan approval for discrepancies such as:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Employment
 requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Income
 requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Asset
 requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Review
 the loan approval against all supporting documentation and loan application to verify
 accuracy.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review
 the initial loan application against the final loan application or other loan applications
 found in the file to validate the application was signed and properly completed and to
 expose discrepancies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Confirm
 that credit report(s) and verification of mortgage or rental history, when required,
 have been provided for all borrowers/guarantors, are consistent with loan approval, and
 meet guideline requirements. Verify whether any fraud alerts are listed on the credit
 reports and make a reasonable assessment of whether the borrower's profile adheres
 to applicable guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;H. Review
 the loan file for inconsistencies based on information derived from source documentation
 provided in the loan file, for the purposes of identifying misrepresentations contained
 in the loan file, including with respect to occupancy and mortgage liabilities.

**Occupancy, Taxes, Title and Insurance**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review
 source documents for consistency with regard to subject property occupancy intent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Review
 the title report for possible judgments and other liens that may have existed upon origination;
 verify chain of title, as required by guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Verify
 and validate the file contains sufficient property insurance coverage as required by
 guidelines; confirm property insurance policy contains appropriate mortgagee clause.
 For subject properties located in a Special Flood Hazard Area where flood insurance is
 required, verify and validate the file contains sufficient flood insurance coverage as
 required by guidelines and that flood insurance policy contains appropriate mortgagee
 clause.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review
 property details on appraisal including a review for ineligible properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Verify
 that Business Purpose Affidavit and Occupancy Affidavit, if applicable, were executed
 by the borrowers/guarantors and confirm that document addresses are consistent with subject
 property address and do not match the primary residence address.

**Underwriting Conformity (<u>Business Purpose/DSCR</u>)**

For each loan, Incenter Diligence validated conformance to Client supplied and program requirements and noted any exceptions. Unless otherwise directed by the Client, no regulatory compliance review was performed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Validate
 Conformance to Product Type and Eligibility

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Financing
 Terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Loan
 Product

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Seasoning

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Geographic
 Requirements

Page **3** of **17**

![](ex9925001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Loan
 Amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. LTV/CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Transaction
 Types: Verify Conformance with Business Purpose Loan Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Business
 Purpose Affidavit – verify signed Borrower Statement of Business Purpose is present
 in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Non-Owner
 Occupancy – verify Occupancy certification is present in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Validate
 that there is no information in the loan that contradicts occupancy type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Review
 Debt Service Coverage Ratio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review
 Cash Flow and Expense Factor

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Review
 Hazard/Flood Insurance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review
 preliminary Title Report/Commitment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Credit
 Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Validate
 documentation requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Verify
 acceptable Residency Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Review
 credit reports used to qualify borrower, as well as consumer credit history/charge offs/collections,
 and cite any exceptions or unusual findings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Evaluate
 credit scores and tradelines against guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Evaluate
 other debt obligations (alimony, child support, etc.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. If
 required, verify that a 3rd party fraud report (DataVerify, etc.) is contained in the
 loan file and review findings to confirm all deficiencies were resolved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Evaluate
 borrower's mortgage/rental payment history using credit reports or other information
 supplied in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Verify
 that all judgements/liens/tax liens have been satisfied

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Verify
 that any bankruptcy, foreclosure or forbearance activity is in accordance with guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Perform
 a review of all asset information supplied in the loan file against guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Evaluate
 borrowers' asset utilization and verify sufficient liquid assets to supplement
 income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Perform
 a rental income analysis using the information supplied in the loan file as per the guidelines

**Property Valuation Review (Standard Residential and Business Purpose/DSCR Loans)**

Incenter Diligence reviewed all loans to validate the original appraisal report was provided in the loan file and that it is substantially complete. The evaluation will include the following components:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review
 the original appraisal report to ensure the valuation was performed by a licensed appraiser
 and in accordance with guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Verify
 subject property type meets applicable guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Note
 any exceptions to stated value or appraisal guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Verify
 value used to calculate LTV/CLTV and note any deviations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Verify
 that the loan and property data within the appraisal report matches the loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review
 the appraisal report to ensure report value is "as is" or, if report is "subject
 to", that there is an associated completion report resolving all noted issues,
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Review
 additional valuation products in the file; if there is a variance greater than 10% below
 the appraisal value, Client will be notified and an additional independent valuation
 product will be obtained as requested.

**Regulatory Compliance Review (Standard Residential Loans Only, Unless Otherwise Requested)**

Incenter Diligence's Regulatory Compliance analysis is intended to expose certain potential risk associated with the loans examined. It is strictly limited to the review scope outlined below and is based solely on the accuracy of the documentation and data supplied by the Client or other agreed upon third parties. The review findings are not guaranteed to encompass all critical elements related to the underwriting, origination or regulatory compliance status of the loans examined. Further, the findings are not to be construed as guidance on future indicators of positive or negative performance.

Page **4** of **17**

![](ex9925001.jpg)

Incenter Diligence will perform a review of all loans supplied by the Client to verify all documentation provided is complete and complies with all applicable federal and state regulatory requirements, in addition to following the RMBS 4.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (now the Structured Finance Association or "SFA") (the "SFIG Compliance Review Scope"), as amended from time to time, and the advice of outside counsel. As it relates to TILA-RESPA Integrated Disclosures ("TRID") testing, Incenter Diligence works with outside counsel on an ongoing basis to understand and interpret compliance regulations based on recent guidance by the Consumer Financial Protection Bureau (the "CFPB") that has created deviations in the TRID review scope and related exceptions/cures. The TRID-related review scope, outlined below and not performed for investment properties, will continue to be amended where appropriate as future guidance and rules are published. Incenter Diligence's conclusions are representative of best efforts to identify material risks and exceptions associated with each loan based on interpretation of the continually evolving regulations. Incenter Diligence maintains an active dialogue with outside counsel, Clients, Rating Agencies, SFA and other parties when interpreting compliance regulations and amending the review scope to accurately expose the risk associated with a loan. However, no guaranties can be made that the Review includes all areas of risk that may be present in the Transaction. In addition to the foregoing, Incenter Diligence utilizes nationally recognized integrated compliance analyzer tools.

Incenter Diligence does not employ personnel who are licensed to practice law in the various jurisdictions and the findings set forth in the reports prepared by Incenter Diligence do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Incenter Diligence. All final decisions as to whether to purchase or enter into a transaction related to any individual loan or the loans in the aggregate and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such loan or loans, shall be made solely by the clients that have engaged Incenter Diligence to prepare their reports pursuant to their instructions and guidelines. Client acknowledges and agrees that the scoring models applied by Incenter Diligence are designed to identify potential risk and the Client assumes sole responsibility for determining the suitability of the information for its particular use.

Incenter Diligence reviews each loan to validate compliance with the following federal and state regulatory requirements, whenever applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**A.** **Truth In Lending Act - 12 CFR §1026 ("TILA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Federal
 TILA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Finance
 Charge Test (12 CFR §1026.18(d)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. It
 is understated by no more than $100; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. It
 is greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Rescission
 Finance Charge Test (12 CFR §1026.23(h)(2)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. It
 is understated by no more than $35; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. It
 is greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Rescission
 Total of Payments Test ((12 CFR §1026.23(h)(2)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Is
 understated by no more than $35; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Is
 greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Foreclosure
 Rescission Finance Charge and Total of Payments Tests (12 CFR §1026.23(h))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. APR
 Test 12 CFR (§1026.22(a)(2), (4))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosed annual percentage rate (APR) is considered accurate because it is not more
 than 1/8 of 1 percentage (for regular transactions) or 1/4 of 1 percentage (for irregular
 transactions) point above or below the APR as determined in accordance with the actuarial
 method; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 disclosed APR results from the disclosed finance charge, and the disclosed finance charge
 is considered accurate under §1026.18(d)(1) (the finance charge test), or for purposes
 of rescission the disclosed finance charge is considered accurate under

Page **5** of **17**

![](ex9925001.jpg)

§1026.23(g) or (h) (the rescission finance charge test or the foreclosure rescission finance charge test), whichever applies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Right
 of Rescission Test (12 CFR §1026.23(a)(3), §1026.15(a)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 funding date is not before the third business day following consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 consumer may exercise the right to rescind until midnight of the third business day following
 consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Validate
 Right of Rescission Notice was provided, and the correct form was used

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Dual
 Broker Compensation Test (12 CFR §1026.36(d)(2))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 any loan originator receives compensation directly from a consumer in a consumer credit
 transaction secured by a dwelling, no loan originator shall receive compensation, directly
 or indirectly, from any other person other than the consumer in connection with the transaction
 for loan origination activities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Loan
 Originator Credits Test (12 C.F.R. §1026.36(d)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Test
 that the initial disclosure (GFE/TIL/LE) does not contain any broker fees paid by the
 broker

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Financing
 of Single Premium Credit Insurance Test (12 CFR §1026.36 (i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 creditor may not finance, directly or indirectly, any premiums or fees for credit insurance
 in connection with a consumer credit transaction secured by a dwelling (including a home
 equity line of credit secured by the consumer's principal dwelling)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. TIL
 Disclosure (Pre-TRID)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. TIL
 Disclosure D ate Test (12 CFR §1026.17(b),1026.19(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 loan is a mortgage transaction subject to the Real Estate Settlement Procedures Act (12
 U.S.C. §2601 et seq.) that is secured by the consumer's dwelling; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 initial TIL disclosure date is not later than the third business day (counting days on
 which the creditor's offices are open to the public for carrying on substantially all
 of its business functions) after the creditor receives the consumer's written application;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. The
 initial TIL disclosure date is not later than the seventh business day (counting all
 calendar days except Sunday and specified legal public holidays) before consummation
 of the transaction, or the application date of the loan is before July 30, 2009; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. The
 loan is a "residential mortgage transaction" subject to the Real Estate Settlement
 Procedures Act (12 U.S.C. §2601 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. The
 initial TIL disclosure date is before consummation or three business days after the creditor
 receives the consumer's written application, whichever is earlier; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Test
 the final TIL disclosure and any re-disclosed TIL(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The
 final TIL disclosure is properly executed; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. The
 final TIL disclosure and any re-disclosed TIL(s) is properly completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. TILA
 RESPA Integrated Disclosures (TRID)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Initial
 Loan Estimate Delivery Date Test (from application) (12 CFR §1026.19(e)(1)(iii)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i)
 (provision of loan estimate form) not later than the third business day after the creditor
 receives the consumer's application

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Initial
 Loan Estimate Delivery Date Test (prior to consummation) (12 CFR §1026.19(e)(1)(iii)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(e)(1)(i)
 (provision of loan estimate form) not later than the seventh business day before consummation
 of the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan
 Estimate (12 CFR §1026.19 and 37)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify
 applicable sections of the disclosure determined to carry assignee liability were accurately
 completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify
 final Loan Estimate was provided to borrower prior to the Closing Disclosure

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Written
 List of Service Providers (SSPL) Disclosure Date Test (12 CFR §1026.19(e)(1)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the consumer is permitted to shop for a settlement service, the creditor shall provide
 the consumer with a written list identifying available providers of that settlement service
 and stating that the consumer may choose a different provider for that service. The creditor
 must identify at least one available provider for each settlement service for which the
 consumer is permitted to shop. The creditor shall provide this written list of settlement
 service providers separately from the disclosures required by §1026.19(e)(1)(e)(1)(i)
 but in accordance with the timing requirements in §1026.19(e)(1)(e)(1)(iii)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Revised
 Loan Estimate Delivery Date Test (prior to consummation) (12 CFR §1026.19(e)(4)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i)
 on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i).
 The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i)
 not later than four business days prior to consummation. If the revised version of the
 disclosures required under §1026.19(e)(1)(i) is not provided to the consumer in
 person, the consumer is considered to have received such version three business days
 after the creditor delivers or places such version in the mail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Valid
 Change of Circumstances Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 changed circumstance(s) form was provided and the reason for re-disclosure is:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Changed
 circumstance affecting settlement charges; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Changed
 circumstance affecting eligibility; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Revisions
 requested by the consumer; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Expiration
 of initial loan estimate; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Delayed
 settlement date on a construction loan for new construction transactions only; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. The
 date the rate was set was not provided and interest rate dependent charges change once
 the interest rate is locked; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. The
 reason for re-disclosure is "Decrease in charges affecting settlement or eligibility,
 a consumer-requested revision, or other non-tolerance-related re-disclosure;" or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. The
 initial loan estimate was not delivered timely

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Initial
 Closing Disclosure Delivery Date Test (12 CFR §1026.19(f)(1)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 creditor shall ensure that the consumer receives the disclosures required under paragraph
 §1026.19(f)(1)(i) no later than three business days before consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Closing
 Disclosure Test (12 CFR §1026.19 and 38)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify
 applicable sections of the disclosure determined to carry assignee liability were accurately
 completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Revised
 Closing Disclosure Delivery Date Test (waiting period vs. no waiting period required)
 (12 CFR §1026.19(f)(2)(i) & (ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the disclosures provided under §1026.19(f)(1)(i) become inaccurate before consummation,
 the creditor shall provide corrected disclosures reflecting any changed terms to the
 consumer so that the consumer receives the corrected disclosures at or before consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If
 the consumer determines that the extension of credit is needed to meet a bona fide personal
 financial emergency, the consumer may modify or waive the three-business-day waiting
 period for the revised closing disclosure after receiving the disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. TRID
 Tolerance Testing - Charges That Cannot Increase Test (12 CFR §1026.19(e)(3)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. An
 estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the
 charge paid by or imposed on the consumer does not exceed the amount originally disclosed
 under §1026.19(e)(1)(i)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. TRID
 Tolerance Testing - Charges That in Total Cannot Increase More Than 10% Test (12 CFR
 §1026.19(e)(3)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 aggregate amount of charges for third-party services and recording fees paid by or imposed
 on the consumer does not exceed the aggregate amount of such charges disclosed under
 §1026.19(e)(1)(i) by more than 10 percent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;l. TRID
 Tolerance Testing - Lender Credits That Cannot Decrease Test (12 CFR §1026.19(e)(3)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. An
 estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the
 charge paid by or imposed on the consumer does not exceed the amount originally disclosed
 under §1026.19(e)(1)(i)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;m. TRID
 Reimbursement Amount Test (12 CFR §1026.19(f)(2)(v))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Refunds
 related to the good faith analysis. If amounts paid by the consumer exceed the amounts
 specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i)
 if the creditor refunds the excess to the consumer no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;n. TRID
 Reimbursement Date Test (12 CFR §1026.19(f)(2)(v))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Refunds
 related to the good faith analysis. If amounts paid by the consumer exceed the amounts
 specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i)
 if the creditor refunds the excess to the consumer no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o. Disclosure
 of Escrow Account (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the loan indicates an escrow account will be established

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 all amounts disclosed in the Projected Payments Table are accurate (§1026.38(c);
 §1026.37(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 all amounts disclosed in the Estimated Taxes, Insurance and Assessments (ETIA) are accurate
 (§1026.37(c)(4),(5))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify
 all amounts disclosed in Section G – Initial Escrow Payment and Closing are accurate
 (§1026.37(g)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Verify
 all amounts disclosed in the Escrow Account Section are accurate (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If
 the loan indicates an escrow account will not be established

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 all amounts disclosed in the Projected Payments Table are accurate (§1026.38(c);
 (§1026.37(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 all amounts disclosed in the Estimated Taxes, Insurance and Assessments (ETIA) are accurate
 (§1026.37(c)(4), (5))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify
 all amounts disclosed in the Escrow Account Section are accurate (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;p. Disclosure
 of Seller Paid Closing Costs (§1026.38(t)(5)(v)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. In
 transactions involving a seller, validate whether the lender disclosed all costs being
 paid by the seller on the borrowers Closing Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If
 seller paid fees are present on the borrower's Closing Disclosure, review the seller's
 Closing Disclosure or alternative documentation for accuracy of disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;q. Post-consummation
 Event and Revised Closing Disclosure Delivery Date Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 post-consummation revised closing disclosure delivery date is not more than 60 calendar
 days after the consummation date, or closing / settlement date if no consummation date
 was provided; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 provided reimbursement date is not more than 60 calendar days after the consummation
 date, or closing / settlement date if no consummation date was provided

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;r. Non-numeric
 Clerical Error and Post-consummation Revised Closing Disclosure Delivery Date Test (12
 CFR §1026.19(f)(2)(iv))

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 creditor does not violate §1026.19(f)(1)(i) if the disclosures provided under §1026.19(f)(1)(i)
 contain non-numeric clerical errors, provided the creditor delivers or places in the
 mail corrected disclosures no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;s. Loan
 Calculation Test on the Closing Disclosure (12 CFR §1026.38))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Finance
 Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Amount
 Financed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Total
 of Payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Total
 Interest Percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Qualified
 Mortgage / Ability To Repay – Dodd Frank

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Classification
 of QM designated loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Validate
 whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage
 loan's actual annual percentage rate, as recalculated, to the applicable average
 prime offer rate plus a certain applicable percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Determination
 of conformity thresholds (Safe Harbor or Rebuttable Presumption)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Negative
 Amortization Loan (12 CFR 1026.43(e)(2)(i)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 qualified mortgage is a covered transaction that provides for regular periodic payments
 that are substantially equal, except for the effect that any interest rate change after
 consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
 that does not result in an increase of the principal balance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Interest
 Only Loan (12 CFR 1026.43(e)(2)(i)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 qualified mortgage is a covered transaction that provides for regular periodic payments
 that are substantially equal, except for the effect that any interest rate change after
 consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
 that does not allow the consumer to defer repayment of principal

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Balloon
 Payment Loan (12 CFR 1026.43(e)(2)(i)(C))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 qualified mortgage is a covered transaction that provides for regular periodic payments
 that are substantially equal, except for the effect that any interest rate change after
 consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
 that does not result in a balloon payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Loan
 Term (12 CFR 1026.43(e)(2)(iii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 qualified mortgage is a covered transaction for which the loan term does not exceed 30
 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Points
 and Fees (12 CFR §1026.43(e)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points
 and fees do not exceed the qualified mortgage points and fees threshold

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DTI
 (12 CFR §1026.43(e)(2)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 ratio of the consumer's total monthly debt to total monthly income at the time of consummation
 does not exceed 43 percent, calculated in accordance with Appendix Q

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 Fannie Mae and Freddie Mac, however, the revised QM rules become mandatory on July 1,
 2021, meaning that the QM Patch effectively terminates on July 1, 2021—and that
 all loans sold to Fannie and Freddie must comply with the revised QM rules, effective
 July 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. (iv)
 For creditors not selling loans to Fannie Mae and/or Freddie Mac, loans underwritten
 from March 1, 2021 until October 1, 2022 will continue to apply the legacy QM rules;
 however, commencing July 1, 2021, legacy QM loans must be underwritten to Appendix Q
 and NOT to the QM Patch.

Stated another way, since the FHFA terminated the QM Patch, loans underwritten to the QM Patch after July 1 are no longer eligible for sale to the GSEs, and in effect, the QM Patch disappeared after that date, notwithstanding the CFPB's intent for it to continue until

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October 1, 2022. Hence, for non-agency loans, underwritten between July 1, 2021 and October 1, 2022, legacy QM loans must be underwritten in accordance with Appendix Q.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Client
 is required to advise regarding which application of QM/DTI or QM/APR rule for loans
 with application dates between 03/01/2021 and 10/01/2022 for the proper evaluation of
 QM.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Loans
 underwritten after 10/1/2022 will be reviewed following the revised QM (QM 2.0) rules,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. APR
 (12 CFR §1026.43(e)(2)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 loan APR is not to exceed the APOR plus percentage threshold, calculated according to
 12 CFR §1026.43(e)(2)(vi). With a QM/APR optional test period for loans with application
 dates between 03/01/2021 and 10/01/2022 and mandatory compliance and testing for loans
 after 10/01/2022.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The
 APR on the loan does not exceed the threshold for the loan amount:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For
 a first-lien loan with a loan amount greater than or equal to $110,260 (indexed for inflation),
 2.25 or more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For
 a first-lien loan with a loan amount greater than or equal to $66,156 (indexed for inflation),
 but less than $110,260 (indexed for inflation), 3.5 or more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For
 a first lien loan with a loan amount less than $66,156 (indexed for inflation), 6.5 or
 more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. For
 a subordinate-lien loan with a loan amount great than or equal to $66,156 (indexed for
 inflation), 3.5 or more percentage points; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For
 a subordinate-lien loan with a loan amount less than $66,156 (indexed for inflation),
 6.5 or more percentage points.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Revised
 QM (QM 2.0)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. QM/DTI
 test will cease as of application dates on or after 10/01/2022

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. In
 addition to the Generally Applicable Factors above, all Revised QM loans must meet the
 following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Monthly
 Payment. The amount of the monthly payment on the loan is calculated using the maximum
 rate that may apply during the first five years and considers the monthly payment for
 simultaneous loans and mortgage obligations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Consider
 and Verify. The creditor considers and verifies the consumer's current or expected
 income and assets and debt and his DTI or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. As
 part of the "consider" requirement, Incenter Diligence will review the (i)
 creditor's policies and procedures provided by Client, as well as any exceptions
 thereto, for how the creditor takes into account the underwriting factors enumerated
 above, and (ii) the documentation retained by creditor, such as an underwriting worksheet
 or a final automated underwriting system certification, showing how the creditor took
 these factors into account in its ability-to-repay determination.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Consider
 and Verify Safe Harbor (VSH). Creditor is deemed to have complied with this "verify"
 requirement if it complies with the verification standards in one or more of these following
 agency manuals:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Chapters
 B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020
 including all subsequent updates; Sections 5102 through 5500 of the Freddie Mac Single-Family
 Seller/Servicer Guide, published June 10, 2020 including all subsequent updates;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Sections
 II.A.1 and II.A.4-5 of the Federal Housing Administration's Single-Family Housing
 Policy Handbook, issued October 24, 2019 including all subsequent updates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapter
 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February
 22, 2019 including all subsequent updates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. Chapter
 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct
 Single Family Housing Program, revised March 15, 2019 including all subsequent updates;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Chapters
 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single-Family
 Guaranteed Loan Program, revised March 19, 2020 including all subsequent updates.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;l. For
 purposes of compliance with VSH, a creditor must comply with only those provisions in
 the manuals that require creditors to verify income, assets, debt obligations, alimony
 and child support using specified documents or to classify and count particular inflows,
 property, and obligations as income, assets, debt obligations, alimony, and child support.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;m. Revised
 versions of manuals. A creditor also complies with the verification safe harbor where
 it complies with revised versions of the manuals listed above provided that the two versions
 are "substantially similar".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;n. The
 QM 2.0 Rule permits the creditor to "mix and match" verification standards
 from different agency manuals. Incenter Diligence will test the creditor's "verification"
 of third- party records in instances when the creditor either uses (i) its own procedures
 or alternatively, (ii) the verification standards of one or more of the agency handbooks
 listed above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o. Note:
 the Client must provide written policies and procedures and related documentation such
 as underwriter worksheets in order for Incenter Diligence to review loans under the QM
 2.0 Rules, and in particular, with regard to the "consider" and "verify"
 requirements. Further, if the Client intends to use the VSH, its written policies and
 procedures must specify the precise agency handbook(s) that it is relying on with specific
 references to the particular provisions addressing income, assets, debt obligations,
 alimony and child support using specified documents or to classify and count particular
 inflows, property, and obligations as income, assets, debt obligations, alimony, and
 child support—as well as the specific date(s) of the agency handbook(s) issuance,
 publication or revision. In addition, Incenter Diligence is not responsible for determining
 whether revised versions of the manuals listed above are "substantially similar"
 for purposes of the VSH; such a determination of the sole responsibility of the Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;p. Note:
 due to the inherent subjectivity of the foregoing "consider" and "verify"
 requirements, Incenter Diligence will review the Client's: (i) policies and procedures
 and worksheets and (ii) methods and criteria for verification of income and assets (regardless
 of whether the "safe harbor" is utilized) for content only, and will not
 opine whether such policies and procedures, worksheets and verification methods and criteria
 themselves comply with applicable law, and cannot guarantee that a court, governmental
 regulator, rating agency or another third party diligence provider would reach the same
 conclusions using such work product.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 Penalty (12 CFR 1026.43(g))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. A
 covered transaction must not include a prepayment penalty unless:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 prepayment penalty is otherwise permitted by law; and the transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Has
 an annual percentage rate that cannot increase after consummation;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Is
 a qualified mortgage under paragraph (e)(2), (e)(4), or (f) of this section; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Is
 not a Higher Priced Mortgage Loan, as defined in § 1026.35(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Home
 Ownership and Equity Protection Act – HOEPA (Sections 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Federal
 HOEPA coverage (12 CFR §1026.32(a)(1)(i), (ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Tests
 that the loan is/is not secured by the consumer's principal dwelling; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Tests
 that the loan is/ is not an open-end credit plan; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. That
 the application date of the loan occurs before/after the effective date of October 1,
 1995; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. That
 the date the creditor received application occurs on or after January 10, 2014, the effective
 date of the High-Cost Mortgage amendments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. High-Cost
 Mortgage APR threshold test (12 CFR §1026.32(a)(1)(i)(A), (C))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 loan is secured by a first-lien transaction, and the annual percentage rate (APR) does
 not exceed the Average Prime Offer Rate by more than 6.5%; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 loan is a subordinate-lien transaction, and the annual percentage rate (APR), does not
 exceed the Average Prime Offer Rate by more than 8.5%

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. High-Cost
 Mortgage Points and Fees Threshold Test (12 CFR §1026.32(a)(1)(ii)(A), (B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 total points and fees do not exceed allowable limits per the given loan amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. High-Cost
 Mortgage Prepayment Penalty Threshold Test (12 CFR §1026.32(a)(1)(iii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 loan contract or open-end credit agreement does not allow the creditor to charge:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. A
 prepayment penalty more than 36 months after consummation or account opening; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Prepayment
 penalties that can exceed, in total, more than 2 percent of the amount prepaid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. High-Cost
 Mortgage (12 CFR §1026.32(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. High-Cost
 Mortgage Repayment Ability Test (12 CFR §1026.34(a)(4), 1026.43)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Other
 high-costs tests pursuant to (12 CFR §1026.32(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing
 of disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Balloon
 payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Negative
 amortization

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Prepayment
 penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Pre-loan
 counseling

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Late
 charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Grace
 period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Financing
 of points and fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Higher
 Priced Mortgage Loan – HMPL (12 CFR §1026.35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Higher
 Priced Mortgage Loan tests (12 CFR §1026.35(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Higher
 Priced Mortgage Loan required escrow account test (12 CFR §1026.35(b))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Higher
 Priced Mortgage Loan required appraisal test (12 CFR §1026.35(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Prohibited
 Acts – Brokers Comp

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Broker
 Compensation Test (12 CFR §1026.36(d)(2)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 any loan originator receives compensation directly from a consumer in a consumer credit
 transaction secured by a dwelling:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. No
 loan originator shall receive compensation, directly or indirectly, from any person other
 than the consumer in connection with the transaction; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. No
 person who knows or has reason to know of the consumer-paid compensation to the loan
 originator (other than the consumer) shall pay any compensation to a loan originator,
 directly or indirectly, in connection with the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Nationwide
 Mortgage Licensing System (NMLS) Tests (12 CFR §1026.36)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. verify
 the data against the NMLSR database, as available

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**B.** **Real Estate Settlement Procedures Act – 12 CFR §1024 ("RESPA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Federal
 RESPA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Homeownership
 Counseling Organizations Disclosure Date Test (12 CFR §1024.20(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Not
 later than three business days after a lender, mortgage broker, or dealer receives an
 application, or information sufficient to complete an application, the lender must provide
 the loan applicant with a clear and conspicuous written list of homeownership counseling
 organizations that provide relevant counseling services in the loan applicant's location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 list of homeownership counseling organizations distributed to each loan applicant under
 this section shall be obtained no earlier than 30 days prior to the time when the list
 is provided to the loan applicant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Good
 Faith Estimate Disclosure Test (12 CFR §1024.7)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Not
 later than 3 business days after a loan originator (broker or lender) receives an application
 for a federally related mortgage loan, or information sufficient to complete an application,
 the loan originator must provide the applicant with a GFE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Good
 Faith Estimate Disallowed Credit and Charge test (GFE Block 2)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Looks
 for any amounts entered for both a loan discount fee and a yield spread premium or a
 lender credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Only
 one charge or one credit affecting the interest rate is allowed under the new RESPA regulations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**C.** **Equal Credit Opportunity Act – 12 CFR §1002 ("ECOA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. ECOA
 Valuation Rule (12 CFR §1002.14(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 all applicable loans for the Disclosure of Right to Receive a Copy of Appraisals. Validate
 if the customer(s) waived their right to receive copies of their appraisals three business
 days prior to consummation/account opening

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Review
 all applicable loans for proof that lender delivered copies of appraisals and other written
 valuations three business days before consummation (closed-end), or account opening (open-end)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If
 the customer(s) waived their right to receive copies of their appraisals three business
 days prior to consummation/account opening, review the Post-Closing submission for an
 Acknowledgment of Receipt of Appraisal Report, or other proof that the lender provided
 the copies either at, or prior to, consummation or account opening

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**D.** **State Specific tests (varies by state and applicability, but at a minimum includes);** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Consumer
 / Home Loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. High-cost
 tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Higher
 Priced Mortgage Loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. APR
 threshold tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Points
 and fees threshold tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Covered
 loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Negative
 Amortization tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Prepayment
 tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Texas
 Home Equity Loans

**Document Review**

Incenter Diligence reviewed all mortgage loan files supplied and verified that the following documents, if applicable, were included in the file and that the data on the documents was consistent:

Page **13** of **17**

![](ex9925001.jpg)

● Initial Application (1003)

● Final Application (1003)

● Loan Approval (1008)

● HUD1 from Sale of Previous Residence

● Loan Estimates and Closing Disclosures

● Sales Contract

● Mortgage/Deed of Trust

● Note

● Guaranty Agreement

● Occupancy Affidavit

● Lease Agreements

● Business Purpose Affidavit

● Junior Lien Information

● Subordination Agreement

● Income Documentation

● Employment Documentation

● Asset Documentation

● Credit Reports

● 4506T/Tax Documentation

● Change of Circumstance Documentation

● Disclosures: Right of Rescission, Net Tangible Benefit and FACTA

● Appraisal Valuation Reports

● Title/Preliminary Title

● Flood and Hazard Insurance Policies

● Flood Certificates

**Other review and methodology**

Not applicable.

**<u>Summary of findings and conclusions of review</u>**

Below provides the summary of the review findings:

**Final Overall Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;25 | &nbsp;&nbsp;67.57% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;12 | &nbsp;&nbsp;32.43% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**37** | &nbsp;&nbsp;**100.00%** |

---

**Credit Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;36 | &nbsp;&nbsp;97.30% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;2.70% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**37** | &nbsp;&nbsp;**100.00%** |

---

Page **14** of **17**

**Compliance Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;37 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**37** | &nbsp;&nbsp;**100.00%** |

---

**Property Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;26 | &nbsp;&nbsp;70.27% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;11 | &nbsp;&nbsp;29.73% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**37** | &nbsp;&nbsp;**100.00%** |

---

**Exception Summary**

Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property.

\* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review.

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Credit Exception**<br> **Categories** | &nbsp;&nbsp;**Exception** <br>**Count**<br>| &nbsp;&nbsp;**Credit** <br>**Grade A**<br>| &nbsp;&nbsp;**Credit** <br>**Grade B**<br>| &nbsp;&nbsp;**Credit** <br> **Grade C**<br>| &nbsp;&nbsp;**Credit** <br>**Grade D \***<br>|
| &nbsp;&nbsp;Assets | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Borrower | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Closing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Debt | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;10 | &nbsp;&nbsp;10 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;4 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Insurance | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;18 | &nbsp;&nbsp;17 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;QM-ATR | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Title | &nbsp;&nbsp;4 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**42** | &nbsp;&nbsp;**41** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

Page **15** of **17**

![](ex9925001.jpg)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Exception**<br> **Categories** | &nbsp;&nbsp;**Exception** <br>**Count**<br>| &nbsp;&nbsp;**Compliance**<br> **Grade A** | &nbsp;&nbsp;**Compliance**<br> **Grade B** | &nbsp;&nbsp;**Compliance**<br> **Grade C** | &nbsp;&nbsp;**Compliance**<br> **Grade D \*** |
| &nbsp;&nbsp;Ability to Repay | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Closing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Disclosure | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Documentation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Fees | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;15 | &nbsp;&nbsp;15 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Points & Fees | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;QM-ATR | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Right to Rescind | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;State Reg | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**21** | &nbsp;&nbsp;**21** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Exception**<br> **Categories** | &nbsp;&nbsp;**Exception** <br> **Count**<br>| &nbsp;&nbsp;**Property**<br> **Grade A** | &nbsp;&nbsp;**Property** <br> **Grade B** | &nbsp;&nbsp;**Property** <br>**Grade C**<br>| &nbsp;&nbsp;**Property**<br> **Grade D \*** |
| &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;20 | &nbsp;&nbsp;12 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Property Issue | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**22** | &nbsp;&nbsp;**14** | &nbsp;&nbsp;**8** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

**Data Integrity Summary**

The table below provides a summary of the data compare results:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Field Name** | &nbsp;&nbsp;**# of Discrepancies** | &nbsp;&nbsp;**% of Accuracy** |
| &nbsp;&nbsp;ARM Interest Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;94.59% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;3 | &nbsp;&nbsp;91.89% |

---

Page **16** of **17**

![](ex9925001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;4 | &nbsp;&nbsp;89.19% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.30% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;94.59% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Loan Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.30% |
| &nbsp;&nbsp;Originator DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;QM Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Appraised Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.30% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;3 | &nbsp;&nbsp;91.89% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;1 | &nbsp;&nbsp;97.30% |
| &nbsp;&nbsp;Qualifying Total DTI | &nbsp;&nbsp;3 | &nbsp;&nbsp;91.89% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Subordinate Lien Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**21** | &nbsp;&nbsp;**98.47%** |

---

Page **17** of **17**

## Exhibit 99.26

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.26**

---

| | | |
|:---|:---|:---|
| TPR Firm: ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: Radian Mortgage Capital | Report: | Review Summary |
| Deal Name: RMCT 2025-J4 | Loans in report: | 37 |

---

---

| | | |
|:---|:---|:---|
| **Final Overall Grade Summary** | **Final Overall Grade Summary** | **Final Overall Grade Summary** |
| **Overall** | **# of Mortgage Loans** | **% of Mortgage Loans** |
| A | 25 | 67.57% |
| B | 12 | 32.43% |
| C | 0 | 0.00% |
| **Total** | **37** | **100.00%** |
| **Credit Grade Summary** | **Credit Grade Summary** | **Credit Grade Summary** |
| **Credit** | **# of Mortgage Loans** | **% of Mortgage Loans** |
| A | 36 | 97.30% |
| B | 1 | 2.70% |
| C | 0 | 0.00% |
| **Total** | **37** | **100.00%** |
| **Compliance Grade Summary** | **Compliance Grade Summary** | **Compliance Grade Summary** |
| **Compliance** | **# of Mortgage Loans** | **% of Mortgage Loans** |
| A | 37 | 100.00% |
| B | 0 | 0.00% |
| C | 0 | 0.00% |
| **Total** | **37** | **100.00%** |
| **Property Grade Summary** |  |  |
| **Property** | **# of Mortgage Loans** | **% of Mortgage Loans** |
| A | 26 | 70.27% |
| B | 11 | 29.73% |
| C | 0 | 0.00% |
| **Total** | **37** | **100.00%** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | | | |
| **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | <br>**Data Compare Field Name** | <br>**# of Discrepancies** | <br>**% Accuracy** |
| **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | ARM Interest Data | 0 | 100.00% |
| Amortization Term | 0 | 100.00% |  |  |  |
| Borrower 1 First Name | 2 | 94.59% |  |  |  |
| Borrower 1 Last Name | 3 | 91.89% |  |  |  |
| Borrower 2 First Name | 4 | 89.19% |  |  |  |
| Borrower 2 Last Name | 0 | 100.00% |  |  |  |
| Borrower 1 FTHB | 0 | 100.00% |  |  |  |
| Borrower 2 FTHB | 0 | 100.00% |  |  |  |
| Doc Type | 0 | 100.00% |  |  |  |
| First Payment Date | 0 | 100.00% |  |  |  |
| Interest Only Flag | 1 | 97.30% |  |  |  |
| Lien Position | 0 | 100.00% |  |  |  |
| Loan Program | 0 | 100.00% |  |  |  |
| Loan Purpose | 0 | 100.00% |  |  |  |
| Loan Type | 0 | 100.00% |  |  |  |
| Maturity Date | 0 | 100.00% |  |  |  |
| Note Date | 2 | 94.59% |  |  |  |
| Number of Units | 0 | 100.00% |  |  |  |
| Occupancy | 0 | 100.00% |  |  |  |
| Original Interest Rate | 0 | 100.00% |  |  |  |
| Original Loan Amount | 0 | 100.00% |  |  |  |
| Original Loan Term | 0 | 100.00% |  |  |  |
| Original P&I | 1 | 97.30% |  |  |  |
| Originator DSCR | 0 | 100.00% |  |  |  |
| Prepayment Penalty | 0 | 100.00% |  |  |  |
| Property Address | 0 | 100.00% |  |  |  |
| Property City | 0 | 100.00% |  |  |  |
| Property State | 0 | 100.00% |  |  |  |
| Property Zip Code | 0 | 100.00% |  |  |  |
| Property Type | 0 | 100.00% |  |  |  |
| QM Designation | 0 | 100.00% |  |  |  |
| Qualifying Appraised Value | 0 | 100.00% |  |  |  |
| Qualifying CLTV | 1 | 97.30% |  |  |  |
| Qualifying FICO | 3 | 91.89% |  |  |  |
| Qualifying LTV | 1 | 97.30% |  |  |  |
| Qualifying Total DTI | 3 | 91.89% |  |  |  |
| Refinance Type | 0 | 100.00% |  |  |  |
| Sales Price | 0 | 100.00% |  |  |  |
| Subordinate Lien Amount | 0 | 100.00% |  |  |  |
| Underwriting Guideline Name | 0 | 100.00% |  |  |  |
| **Total** | **21** | **98.47%** |  |  |  |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. |  |
| **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. |  |
| \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. |
| **Credit Exception Categories** | **Exception Count** | **Credit Grade A** | **Credit Grade B** | **Credit Grade C** | **Credit Grade D \*** |
| Assets | 2 | 2 | 0 | 0 | 0 |
| Borrower | 0 | 0 | 0 | 0 | 0 |
| Closing | 0 | 0 | 0 | 0 | 0 |
| Data | 2 | 2 | 0 | 0 | 0 |
| Debt | 0 | 0 | 0 | 0 | 0 |
| Eligibility | 10 | 10 | 0 | 0 | 0 |
| Income/Employment | 4 | 4 | 0 | 0 | 0 |
| Insurance | 2 | 2 | 0 | 0 | 0 |
| Missing Doc | 18 | 17 | 1 | 0 | 0 |
| QM-ATR | 0 | 0 | 0 | 0 | 0 |
| Title | 4 | 4 | 0 | 0 | 0 |
| **Total** | **42** | **41** | **1** | **0** | **0** |
| **Compliance Exception Categories** | **Exception Count** | **Compliance Grade A** | **Compliance Grade B** | **Compliance Grade C** | **Compliance Grade D \*** |
| Ability to Repay | 0 | 0 | 0 | 0 | 0 |
| Closing | 0 | 0 | 0 | 0 | 0 |
| Compliance | 2 | 2 | 0 | 0 | 0 |
| Data | 0 | 0 | 0 | 0 | 0 |
| Disclosure | 2 | 2 | 0 | 0 | 0 |
| Documentation | 0 | 0 | 0 | 0 | 0 |
| Fees | 0 | 0 | 0 | 0 | 0 |
| Missing Doc | 15 | 15 | 0 | 0 | 0 |
| Points & Fees | 1 | 1 | 0 | 0 | 0 |
| QM-ATR | 0 | 0 | 0 | 0 | 0 |
| Right to Rescind | 0 | 0 | 0 | 0 | 0 |
| State Reg | 0 | 0 | 0 | 0 | 0 |
| TRID | 1 | 1 | 0 | 0 | 0 |
| **Total** | **21** | **21** | **0** | **0** | **0** |
| **Property Exception Categories** | **Exception Count** | **Property Grade A** | **Property Grade B** | **Property Grade C** | **Property Grade D \*** |
| Appraisal | 20 | 12 | 8 | 0 | 0 |
| Data | 0 | 0 | 0 | 0 | 0 |
| Missing Doc | 2 | 2 | 0 | 0 | 0 |
| Property Issue | 0 | 0 | 0 | 0 | 0 |
| Value | 0 | 0 | 0 | 0 | 0 |
| **Total** | **22** | **14** | **8** | **0** | **0** |

---

## Exhibit 99.27

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.27**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: | Radian Mortgage Capital | Report: | ASF Data |
| Deal Name: | RMCT 2025-J4 | Loans in report: | 37 |

---

---

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| **Incenter Loan ID** | **Primary Servicer** | **Servicing Fee Percentage** | **Servicing Fee Flat Dollar** | **Servicing Advance Methodology** | **Originator** | **Loan Group** | **Client Loan ID** | **Amortization Type** | **Lien Position** | **Heloc Indicator** | **Loan Purpose** | **Cash Out Amount** | **Total Origination and Discount Points in Dollars** | **Covered High Cost Loan Indicator** | **Relocation Loan Indicator** | **Broker Indicator** | **Channel** | **Escrow Indicator** | **Senior Loan Amounts** | **Loan Type of Most Senior Lien** | **Hybrid Period of Most Senior Lien in Months** | **Neg Am Limit of Most Senior Lien** | **Junior Mortgage Balance** | **Origination Date of Most Senior Lien** | **Origination Date** | **Original Loan Amount** | **Original Interest Rate** | **Original Amortization Term** | **Original Term to Maturity** | **First Payment Date of Loan** | **Interest Type Indicator** | **Original Interest Only Term** | **Buy Down Period** | **HELOC Draw Period** | **Current Loan Amount** | **Current Interest Rate** | **Current Payment Amount Due** | **Interest Paid Through Date** | **Current Payment Status** | **Index Type** | **ARM Look Back Days** | **Gross Margin** | **ARM Round Flag** | **ARM Rounding Factor** | **Initial Fixed Rate Period** | **Initial Interest Rate Cap Change Up** | **Initial Interest Rate Cap Change Down** | **Subsequent Interest Rate Reset Period** | **Subsequent Interest Rate Change Down** | **Subsequent Interest Rate Change Up** | **Lifetime Maximum Rate Ceiling** | **Lifetime Minimum Rate Floor** | **Negative Amortization Limit** | **Initial Negative Amortization Recast Period** | **Subsequent Negative Amortization Recast Period** | **Initial Fixed Payment Period** | **Subsequent Payment Reset Period** | **Initial Periodic Payment Cap** | **Subsequent Periodic Payment Cap** | **Initial Minimum Payment Reset Period** | **Subsequent Minimum Payment Reset Period** | **Option ARM Indicator** | **Options at Recast** | **Initial Minimum Payment** | **Current Minimum Payment** | **Prepayment Penalty Calculation** | **Prepayment Penalty Type** | **Prepayment Penalty Total Term** | **Prepayment Penalty Hard Term** | **Primary Borrower ID** | **Number of Mortgaged Properties** | **Total Number of Borrowers** | **Self Employment Flag** | **Current Other Monthly Payment** | **Length of Employment Borrower** | **Length of Employment Co Borrower** | **Years in Home** | **FICO Model Used** | **Most Recent FICO Date** | **Primary Wage Earner Original FICO Equifax** | **Primary Wage Earner Original FICO Experian** | **Primary Wage Earner Original FICO Transunion** | **Secondary Wage Earner Original FICO Equifax** | **Secondary Wage Earner Original FICO Experian** | **Secondary Wage Earner Original FICO Transunion** | **Most Recent Primary Borrower FICO** | **Most Recent Co Borrower FICO** | **Most Recent FICO Method** | **Vantagescore Primary Borrower** | **Vantagescore Co Borrower** | **Most Recent Vantagescore Method** | **Vantagescore Date** | **Credit Report Longest Trade Line** | **Credit Report Maximum Trade Line** | **Credit Report Number of Trade Lines** | **Credit Line Usage Ratio** | **Most Recent 12 Month Pay History** | **Months Bankruptcy** | **Months Foreclosure** | **Primary Borrower Wage Income** | **Co Borrower Wage Income** | **Primary Borrower Other Income** | **Co Borrower Other Income** | **All Borrower Wage Income** | **All Borrower Total Income** | **4506T Indicator** | **Borrower Income Verification Level** | **Co Borrower Income Verification** | **Borrower Employment Verification** | **Co Borrower Employment Verification** | **Borrower Asset Verification** | **Co Borrower Asset Verification** | **Liquid Cash Reserves** | **Monthly Debt All Borrowers** | **Originator DTI** | **Fully Indexed Rate** | **Qualification Method** | **Percentage of Down Payment From Borrower Own Funds** | **City** | **State** | **Postal Code** | **Property Type** | **Occupancy** | **Sales Price** | **Original Appraised Property Value** | **Original Property Valuation Type** | **Original Property Valuation Date** | **Original Automated Valuation Model AVM Model Name** | **Original AVM Confidence Score** | **Most Recent Property Value** | **Most Recent Property Valuation Type** | **Most Recent Property Valuation Date** | **Most Recent AVM Model Name** | **Most Recent AVM Confidence Score** | **Original CLTV** | **Original LTV** | **Original Pledged Assets** | **Mortgage Insurance Company Name** | **Mortgage Insurance Percent** | **MI Lender or Borrower Paid** | **Pool Insurance Co Name** | **Pool Insurance Stop Loss Percent** | **MI Certificate Number** | **Updated DTI Front End** | **Updated DTI Back End** | **Modification Effective Payment Date** | **Total Capitalized Amount** | **Total Deferred Amount** | **Pre Modification Interest Note Rate** | **Pre Modification P&I Payment** | **Pre Modification Initial Interest Rate Change Downward Cap** | **Pre Modification Subsequent Interest Rate Cap** | **Pre Modification Next Interest Rate Change Date** | **Pre Modification IO Term** | **Forgiven Principal Amount** | **Forgiven Interest Amount** | **Number of Modifications** | **Real Estate Interest** | **Community Ownership Structure** | **Year of Manufacture** | **HUD Code Compliance Indicator Y/N** | **Gross Manufacturers Invoice Price** | **LTI Loan to Invoice Gross** | **Net Manufacturers Invoice Price** | **LTI Net** | **Manufacturer Name** | **Model Name** | **Down Payment Source** | **Community Related Party Lender Y/N** | **Defined Underwriting Criteria Y/N** | **Chattel Indicator** |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081987 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | XXX | XXX | 0.069900 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.069900 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081988 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 1 | 2 | 1 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.067500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 8 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081989 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.066250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 | 3 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081990 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.076250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.076250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1 | 4 | 4 | 2 | 3 | 1 | 1 | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081991 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.068750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 3 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081992 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.061250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.061250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081993 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.068750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 5 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081994 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.067500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 | 3 | 1 | 1 | 4 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081995 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.069250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.069250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 3 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 8 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081996 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.067500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 3 | 1 | 3 | 1 | 1 | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081997 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.065000 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.065000 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 5 | 1 | 3 | 1 | 4 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081998 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.066250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 1 | 4 | 1 | 3 | 3 | 3 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90081999 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.063750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.063750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 8 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082000 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.063750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.063750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | 0.000000 | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX | 9 | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082001 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.061250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.061250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1 | 4 | 2 | 1 | 1 | 4 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082002 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.066250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082003 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | XXX | XXX | 0.069250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.069250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 1 | 4 | 1 | 3 | 3 | 1 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 8 | XXX |  |  | XXX | 7 | XXX | 21 | 0.970000 | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082004 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.066250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082005 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.069900 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.069900 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 | 1 | 3 | 1 | 4 | 1 | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX | 9 | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082006 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.072500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.072500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 |  | 3 |  | 1 |  | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082007 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.063750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.063750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082008 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.066250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082009 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.063750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.063750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082010 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | XXX | XXX | 0.073750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.073750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 1 | 4 | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX | 9 | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082011 | 1 | 1 | 0 | 1 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.068750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 1 | 1 | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 12 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082012 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.066250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 1 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX | 9 | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082013 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.069900 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.069900 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082014 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.067500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 3 | 3 | 3 | 1 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082015 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.068750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082016 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.062500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.062500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 1 | 3 | 1 | 1 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082017 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.067500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 8 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082018 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.067500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 2 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 3 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 8 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082019 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.076250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.076250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 1 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082020 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.068250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.068250 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  | XXX | 9 | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082021 | 1 | 1 | 0 | 9 | XXX | XXX | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.067500 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 |  | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082022 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.073750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.073750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 2 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 90082023 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | 0.068750 | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 2 | 1 | XXX | XXX | XXX |  | 1 | 1.000000 | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  | XXX |  | XXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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## Exhibit 99.28

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.28**

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| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: | Radian Mortgage Capital | Report: | Exception Report |
| Deal Name: | RMCT 2025-J4 | Loans in report: | 37 |

---

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** |
| XXX | 90081987 |  | D A C | Closed | FCOM4227 | 2025-04-11 09:03 | 2025-05-01 13:29 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Received Closing Disclosure Issued XXX. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-DOC CD - Due Diligence Vendor-05/01/2025 <br> Open-Final Closing Disclosure in file reflects a date of XXX. Need corrective addendum for the Closing Disclosure amending the date of document. Unable to complete regulatory compliance check and TRID monitoring. - Due Diligence Vendor-04/11/2025 |  | Resolved-Received Closing Disclosure Issued XXX. - Due Diligence Vendor-05/01/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081987 |  | D A C | Closed | 1000907-1002617 | 2025-05-01 13:25 | 2025-05-01 13:28 | Resolved | 1 - Information C A | Compliance | Fees:Limited | Washington - Discount Points | Resolved-Resolved - Due Diligence Vendor-05/01/2025 <br> Open-The XXX Administrative Code requires the discount points actually lower the rate. The note rate (6.99%) is not lower than the undiscounted rate (0.0%). XXX 208-620-555(3)(e). - Due Diligence Vendor-05/01/2025 |  | Resolved-Resolved - Due Diligence Vendor-05/01/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081987 |  | D A C | Closed | 5000880-AbilityToRepay-QMPointsAndFees | 2025-05-01 13:25 | 2025-05-01 13:28 | Resolved | 1 - Information C A | Compliance | Mavent | AbilityToRepay: QMPointsAndFees | Resolved-Resolved - Due Diligence Vendor-05/01/2025 <br> Open-The loan fees ($XXX) exceed the (QM) (Note Amount >=$XXX) fee limit, which is 3% of the Total Loan Amount ($XXX), the difference is ($XXX). (12 CFR 1026.43(e)(3). - Due Diligence Vendor-05/01/2025 |  | Resolved-Resolved - Due Diligence Vendor-05/01/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081987 |  | D A C | Closed | FCOM3987 | 2025-04-24 10:03 | 2025-05-01 13:17 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing evidence required disclosure provided at closing | Resolved-Received Initial Escrow Account Disclosure Statement Dated XXX. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-IEADS - Due Diligence Vendor-05/01/2025 <br> Open-Initial Escrow Account Disclosure Statement in file reflects a date of XXX. Need corrective addendum for the Initial Escrow Account Disclosure Statement amending the date of document. - Due Diligence Vendor-04/24/2025 |  | Resolved-Received Initial Escrow Account Disclosure Statement Dated XXX. - Due Diligence Vendor-05/01/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081987 |  | D A C | Closed | FCRE1204 | 2025-04-10 10:16 | 2025-04-29 16:20 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received supporting documentation to address high alerts on fraud report. - Due Diligence Vendor-04/29/2025 <br>Ready for Review-LOE UW RESPONSE - Due Diligence Vendor-04/29/2025 <br>Open-Fraud Report Shows Uncleared Alerts Missing documentation to support lender addressed and cleared the high impact items reflected on the fraud report. - Due Diligence Vendor-04/28/2025 |  | Resolved-Received supporting documentation to address high alerts on fraud report. - Due Diligence Vendor-04/29/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081987 |  | D A C | Closed | FCOM8807 | 2025-04-11 09:05 | 2025-04-28 14:19 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Appraisal Acknowledgement | Resolved-Received Certified Secure Electronic Delivery of Appraisal/Valuation Report. - Due Diligence Vendor-04/28/2025 <br> Ready for Review-ACKNOWLEDGEMENT RECEIPT OF APPRAISAL - Due Diligence Vendor-04/28/2025 <br> Open-Acknowledgment of Receipt of Appraisal Report in file reflects a date of XXX. Need corrective addendum for the Acknowledgment of Receipt of Appraisal Report amending the date of document. - Due Diligence Vendor-04/11/2025 |  | Resolved-Received Certified Secure Electronic Delivery of Appraisal/Valuation Report. - Due Diligence Vendor-04/28/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081987 |  | D A C | Closed | FCOM1003 | 2025-04-09 17:32 | 2025-04-28 12:59 | Resolved | 1 - Information D A | Compliance | Missing Doc | Grant/Warranty Deed is missing | Resolved-Received Statutory Warranty Deed that confirms Vesting on Deed of Trust in file. - Due Diligence Vendor-04/28/2025 <br>Ready for Review-Grant Deed - Due Diligence Vendor-04/28/2025 <br>Open-Missing Grant/Warranty Deed to confirm Vesting on Deed of Trust/Mortgage document in file. - Due Diligence Vendor-04/09/2025 |  | Resolved-Received Statutory Warranty Deed that confirms Vesting on Deed of Trust in file. - Due Diligence Vendor-04/28/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081988 |  | D B A C | Closed | FPRO1611 | 2025-04-16 10:09 | 2025-04-23 21:38 | Resolved | 1 - Information C A | Property | Appraisal | 3rd Party Valuation Product Required--PIW exercised. AVM does not support value used for qualification | Resolved-Document Uploaded. - Due Diligence Vendor-04/24/2025 <br>Resolved-Drive-by BPO received. Value supported. - Due Diligence Vendor-04/24/2025 <br>Counter-Lender commentary received - No client action required at this time as BPO is required and has been ordered. - Due Diligence Vendor-04/23/2025 <br>Ready for Review-Is this an internal condition from Radian? - Due Diligence Vendor-04/22/2025 <br>Open-BPO has been ordered; no action required at this time. - Due Diligence Vendor-04/16/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-04/24/2025 <br>Resolved-Drive-by BPO received. Value supported. - Due Diligence Vendor-04/24/2025<br>|  |  | BPO_XXX_XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081988 |  | D B A C | Closed | FCRE3466 | 2025-04-11 16:10 | 2025-04-18 17:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Resolved-Received confirmation from insurance carrier confirming that this is the most coverage that the carrier would write and it is sufficient to rebuild the unit. - Due Diligence Vendor-04/18/2025 <br>Ready for Review-INSURANCE - Due Diligence Vendor-04/18/2025 <br>Open-HO-6 and master policy do not meet guideline requirements. Missing evidence of 100% replacement cost coverage for complete project and individual unit. Coverage must provide for coverage for 100% of the insurable value of the improvements and betterments. The amount of coverage must be sufficient to restore the unit to its condition prior to a loss claim event, or Insurance carrier to provide a breakdown or 'cost estimator' or a on how how they determined the amount of coverage provided to restore the unit to its condition prior to a loss claim event, or statement from Insurance company that this is the maximum they will insure and that this is sufficient to restore the unit to its condition prior to a loss claim event. - Due Diligence Vendor-04/11/2025 |  | Resolved-Received confirmation from insurance carrier confirming that this is the most coverage that the carrier would write and it is sufficient to rebuild the unit. - Due Diligence Vendor-04/18/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081988 |  | D B A C | Closed | FVAL9739 | 2025-04-12 14:40 | 2025-04-18 17:33 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Received CPM feedback certificate. Assessed as established condo project. - Due Diligence Vendor-04/18/2025 <br> Ready for Review-XXX CONDO APPROVAL - Due Diligence Vendor-04/18/2025 <br> Open-Missing results of XXX Condo Project Approval. Per AUS Findings, Lender must ensure the requirements of the applicable Condominium Project review type or the requirements of Exempt From Review have been met. - Due Diligence Vendor-04/12/2025 |  | Resolved-Received CPM feedback certificate. Assessed as established condo project. - Due Diligence Vendor-04/18/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081988 |  | D B A C | Closed | FCOM1003 | 2025-04-09 14:47 | 2025-04-17 11:53 | Resolved | 1 - Information D A | Compliance | Missing Doc | Grant/Warranty Deed is missing | Resolved-Received Warranty/Grant Deed confirming correct Mortgage/DOT vesting. - Due Diligence Vendor-04/17/2025 <br>Ready for Review-GRANT DEED - Due Diligence Vendor-04/17/2025 <br>Open-Missing Grant/Warranty Deed to confirm Vesting on Deed of Trust/Mortgage document in file. - Due Diligence Vendor-04/09/2025 |  | Resolved-Received Warranty/Grant Deed confirming correct Mortgage/DOT vesting. - Due Diligence Vendor-04/17/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081988 |  | D B A C | Closed | FPRO1610 | 2025-04-15 17:37 | 2025-04-16 10:07 | Resolved | 1 - Information B | Property | Appraisal | 3rd Party Valuation Product Required Post Origination-PIW exercised | Resolved-Document Uploaded. AVM received. Confidence score below 90%; new condition added. - Due Diligence Vendor-04/16/2025 <br>Open-AVM has been ordered; no action required at this time. - Due Diligence Vendor-04/15/2025 |  | Resolved-Document Uploaded. AVM received. Confidence score below 90%; new condition added. - Due Diligence Vendor-04/16/2025<br>|  |  | ClearAVM_XXX_XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081989 |  | D A C | Closed | FSER1171 | 2025-04-14 18:30 | 2025-05-07 14:48 | Resolved | 1 - Information A | Servicing | Additional Information | Condominium loan does not have a valid HO6 policy | Resolved-Master policy provided reflects additional coverage for individual units and consistent with XXX requirements. - Due Diligence Vendor-05/07/2025 <br> Counter-Lender LOX received regarding the Master Policy, however insufficient to clear condition as the HO-6 policy provided does not reflect how the replacement cost of the subject unit was determined. Unable to determine if coverage meets requirement for 100% of the insurable value of the improvements and betterments. Cost estimator not provided / missing insurer commentary regarding maximum insurable amount. - Due Diligence Vendor-04/23/2025 <br> Ready for Review-LOE - Due Diligence Vendor-04/23/2025 <br> Open-H0-6 policy provided does not reflect how the replacement cost of the subject unit was determined. Policy shows "The Coverage A Dwelling amount is based on replacement cost as described in the policy." Unable to determine if coverage meets requirement for 100% of the insurable value of the improvements and betterments. Cost estimator not provided / missing insurer commentary regarding maximum insurable amount. - Due Diligence Vendor-04/14/2025 |  | Resolved-Master policy provided reflects additional coverage for individual units and consistent with XXX requirements. - Due Diligence Vendor-05/07/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081989 |  | D A C | Closed | FCRE1168 | 2025-04-11 10:16 | 2025-05-07 14:47 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s) and Replacement Cost Value Provided | Resolved-Coverage requirements are consistent with XXX. Policy sufficient. - Due Diligence Vendor-05/07/2025 <br> Counter-Lender LOX received, however insufficient to clear condition. Still missing documentation to support master policy contains acceptable fidelity bond (required on condominium projects in excess of 20 units) and documentation to support policy provides for at least ten calendar days' written notice to the homeowner's association and first mortgage holder before insurer can cancel or substantially modify policy. - Due Diligence Vendor-04/23/2025 <br> Ready for Review-LOE - Due Diligence Vendor-04/23/2025 <br> Open-Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage Amount of $ is less than all Subject Lien(s) and/or Replacement Cost Estimator is provided but Hazard Insurance Coverage Amount is less than Replacement Cost Value of $(1) Missing documentation to support master policy contains acceptable fidelity bond (required on condominium projects in excess of 20 units) and documentation to support policy provides for at least ten calendar days' written notice to the homeowners association and first mortgage holder before insurer can cancel or substantially modify policy. - Due Diligence Vendor-04/14/2025 |  | Resolved-Coverage requirements are consistent with XXX. Policy sufficient. - Due Diligence Vendor-05/07/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081989 |  | D A C | Closed | FCRE1204 | 2025-04-14 17:14 | 2025-05-05 15:07 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received supporting documentation used to address high alert on fraud report. - Due Diligence Vendor-05/05/2025 <br> Ready for Review-LOE _UW RESPONSE - Due Diligence Vendor-05/05/2025 <br> Counter-Received Lender LOX - please provide document Lender used to clear high alert items. - Due Diligence Vendor-04/28/2025 <br> Ready for Review-LOE UW RESPONSE - Due Diligence Vendor-04/28/2025 <br> Counter-Received fraud report, however missing the supporting documentation used to address high alert items. - Due Diligence Vendor-04/23/2025 <br> Ready for Review-XXX - Due Diligence Vendor-04/22/2025 <br> Counter-Received cleared fraud report, however missing supporting documentation used to address high alert items. - Due Diligence Vendor-04/21/2025 <br> Ready for Review-XXX - Due Diligence Vendor-04/21/2025 <br> Open-Fraud Report Shows Uncleared Alerts Missing documentation to support lender addressed outstanding high impact findings on the fraud report: Potential non-arms length transaction - two people with similar names. - Due Diligence Vendor-04/14/2025 |  | Resolved-Received supporting documentation used to address high alert on fraud report. - Due Diligence Vendor-05/05/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf<br> XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081989 |  | D A C | Closed | FVAL1310 | 2025-04-14 18:35 | 2025-04-25 16:03 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-Received corrected appraisal reflecting XXX units, as well as acceptable Condo Warrantability. - Due Diligence Vendor-04/25/2025 <br> Ready for Review-Appraisal Report & Condo Cert - Due Diligence Vendor-04/25/2025 <br> Open-Missing copy of limited review condo questionnaire, unable to support final warrantability status. Additionally, there is a discrepancy in the number of units within condo complex. Missing corrective documentation/explanation between appraisal reflecting XXX units, Master policy and XXX CPM XXX units. - Due Diligence Vendor-04/14/2025 |  | Resolved-Received corrected appraisal reflecting XXX units, as well as acceptable Condo Warrantability. - Due Diligence Vendor-04/25/2025 |  |  | XXX_1.pdf<br> XXX_2.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081989 |  | D A C | Closed | FSER1209 | 2025-04-14 18:44 | 2025-04-18 16:44 | Resolved | 1 - Information A | Servicing | Additional Information | Title Policy is missing | Resolved-Received documentation supporting title coverage amount and lender name. - Due Diligence Vendor-04/18/2025 <br>Ready for Review-title policy& DEED - Due Diligence Vendor-04/18/2025 <br>Open-Missing copy of final title policy. Copy provided does not reflect insured lender name or insured loan amount. - Due Diligence Vendor-04/14/2025 |  | Resolved-Received documentation supporting title coverage amount and lender name. - Due Diligence Vendor-04/18/2025<br>|  |  | XXX_1.pdf<br> XXX_2.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081989 |  | D A C | Closed | FCOM1003 | 2025-04-11 11:40 | 2025-04-17 13:47 | Resolved | 1 - Information D A | Compliance | Missing Doc | Grant/Warranty Deed is missing | Resolved-Received Grant Deed to confirm Vesting on Deed of Trust in file. - Due Diligence Vendor-04/17/2025 <br>Ready for Review-GRANT DEED - Due Diligence Vendor-04/17/2025 <br>Open-Missing Grant/Warranty Deed to confirm Vesting on Deed of Trust/Mortgage document in file. - Due Diligence Vendor-04/11/2025 |  | Resolved-Received Grant Deed to confirm Vesting on Deed of Trust in file. - Due Diligence Vendor-04/17/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081990 |  | C A | Closed | FCOM1007 | 2025-04-07 16:26 | 2025-04-21 13:24 | Resolved | 1 - Information C A | Compliance | Disclosure | TX Owner's Affidavit Regarding Advance of Additional Funds is Missing | Resolved-The information within this affidavit can be supported with existing loan documentation. Borrower confirmed intent to refinance an existing home equity transaction. - Due Diligence Vendor-04/21/2025 |  | Resolved-The information within this affidavit can be supported with existing loan documentation. Borrower confirmed intent to refinance an existing home equity transaction. - Due Diligence Vendor-04/21/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90081990 |  | C A | Closed | FCOM1005 | 2025-04-07 16:26 | 2025-04-21 13:22 | Resolved | 1 - Information C A | Compliance | Disclosure | TX Affidavit of Reasonable Costs on Homestead Property is missing | Resolved-The information within this affidavit can be supported with existing language in the Owner's Acknowledgement of receiving copy of loan application and early final itemized disclosure of actual fees and charges. - Due Diligence Vendor-04/21/2025 |  | Resolved-The information within this affidavit can be supported with existing language in the Owner's Acknowledgement of receiving copy of loan application and early final itemized disclosure of actual fees and charges. - Due Diligence Vendor-04/21/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90081990 |  | C A | Closed | FCRE1148 | 2025-04-07 12:41 | 2025-04-21 13:10 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received title policy reflecting correct Loan Amount. - Due Diligence Vendor-04/21/2025 <br> Ready for Review-final title policy with accurate coverage amt is attached. - Due Diligence Vendor-04/21/2025 <br> Counter-Received first page of corrected title, however document is cut-off. Please provide complete, corrected title policy. - Due Diligence Vendor-04/10/2025 <br> Ready for Review-Sch A - Due Diligence Vendor-04/10/2025 <br> Open-Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien(s) of $XXX Missing title supplement reflecting coverage to support loan amount of $XXX. Current coverage is $XXX - Due Diligence Vendor-04/08/2025 |  | Resolved-Received title policy reflecting correct Loan Amount. - Due Diligence Vendor-04/21/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90081991 |  | D A | Closed | FCRE6854 | 2025-04-09 15:16 | 2025-04-16 15:28 | Resolved | 1 - Information C A | Credit | Title | Title reports unpaid liens | Resolved-Received supporting documentation UCC lien will not be reflected on final title policy. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Please see attached from the title company confirming the final title will not have any exceptions . - Due Diligence Vendor-04/16/2025 <br> Counter-Lender commentary received, however insufficient to clear condition. If termination has yet to be recorded, provide other supporting documentation the UCC lien will be released and not reflect on final title. - Due Diligence Vendor-04/11/2025 <br> Ready for Review-I checked the XXX records and it seems that the UCC termination has not been recorded yet. XXX is always backed out. Please be advised final title will have no exceptions. Please advise if this can be a post funding condition. - Due Diligence Vendor-04/11/2025 <br> Open-Missing documentation to support UCC lien/financing statement has been satisfactorily resolved and released. - Due Diligence Vendor-04/09/2025 |  | Resolved-Received supporting documentation UCC lien will not be reflected on final title policy. - Due Diligence Vendor-04/16/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081991 |  | D A | Closed | FCRE3466 | 2025-04-09 14:38 | 2025-04-16 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing evidence of sufficient insurance for condo project | Resolved-Received copy of full policy with coverages. Coverage sufficient to restore to actual cash value before the loss. - Due Diligence Vendor-04/16/2025 <br>Ready for Review-Please see attached and clear - Due Diligence Vendor-04/14/2025 <br>Open-The condominium HO6 policy provided does not reflect that it provides coverage for 100% of the insurable value of the improvements and betterments. The amount of coverage must be sufficient to restore the unit to its condition prior to a loss claim event. - Due Diligence Vendor-04/09/2025 |  | Resolved-Received copy of full policy with coverages. Coverage sufficient to restore to actual cash value before the loss. - Due Diligence Vendor-04/16/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081991 |  | D A | Closed | FCRE1148 | 2025-04-07 19:56 | 2025-04-11 12:52 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received updated title commitment reflecting correct title coverage amount. - Due Diligence Vendor-04/11/2025 <br> Ready for Review-Please see attahced - Due Diligence Vendor-04/11/2025 <br> Open-Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien(s) of $XXX Missing title supplement to support coverage sufficient to cover loan amount of $XXX. - Due Diligence Vendor-04/07/2025 |  | Resolved-Received updated title commitment reflecting correct title coverage amount. - Due Diligence Vendor-04/11/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081992 |  | D A | Closed | FCRE1633 | 2025-04-23 09:31 | 2025-04-25 11:34 | Resolved | 1 - Information C A | Credit | Eligibility | Homeowners Association Does Not Meet Guideline Requirements | Resolved-LOE received, XXX condo approval letter sufficient. - Due Diligence Vendor-04/25/2025 <br> Counter-Lender explanation and copy of Letter from XXX regarding condo complex eligibility received but insufficient to clear condition. Letter also points to XXX selling guide where a New Project requires a Full Review completed with Condo Project Manager (CPM), or<br> XXX Review through the standard Project Eligibility Review Service (PERS) process. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-condo documents - Due Diligence Vendor-04/23/2025 <br> Open-Unable to determine if Homeowners Association Does Meet Guideline Requirements Missing all supporting documentation to evidence XXX Full Condo Review. Per Selling guide, a New Project requires a Full Review completed with Condo Project Manager (CPM), or<br> XXX Review through the standard Project Eligibility Review Service (PERS) process. - Due Diligence Vendor-04/23/2025 |  | Resolved-LOE received,XXX condo approval letter sufficient. - Due Diligence Vendor-04/25/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081992 |  | D A | Closed | FCRE1146 | 2025-04-23 10:07 | 2025-04-23 17:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Title Document is Partially Present | Resolved-Received final title policy reflecting Borrower names, Loan Amount Coverage and Mortgagee. - Due Diligence Vendor-04/23/2025 <br>Ready for Review-final title policy - Due Diligence Vendor-04/23/2025 <br>Counter-Commentary received, however no documentation attached to the condition. - Due Diligence Vendor-04/23/2025 <br>Ready for Review-TITLE POLICY WITH INFORAMTION - Due Diligence Vendor-04/23/2025 <br>Open-Missing Supplemental Title Report reflecting Borrower's names, Loan Amount Coverage and Mortgagee. - Due Diligence Vendor-04/23/2025 |  | Resolved-Received final title policy reflecting Borrower names, Loan Amount Coverage and Mortgagee. - Due Diligence Vendor-04/23/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081993 |  | C A | Closed | FVAL9739 | 2025-05-02 14:28 | 2025-05-07 12:13 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Received supporting documentation of AIR Compliance. - Due Diligence Vendor-05/07/2025 <br>Ready for Review-AMC - Due Diligence Vendor-05/07/2025 <br>Open-Missing documentation to support appraisal order meets AIR compliance. Appraisal completed for 03/14/2025 reflects "No AMC" and payment was made directly to appraiser. - Due Diligence Vendor-05/02/2025 |  | Resolved-Received supporting documentation of AIR Compliance. - Due Diligence Vendor-05/07/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081995 |  | D B A | Closed | FCRE1180 | 2025-04-28 10:23 | 2025-05-02 16:18 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-Received supporting documentation of betterments and improvements coverage. - Due Diligence Vendor-05/02/2025 <br> Ready for Review-ins lox - Due Diligence Vendor-05/02/2025 <br> Counter-HO6 policy received, however missing evidence amount is sufficient to cover betterments and improvements, or statement from insurer this is maximum amount coverage amount. - Due Diligence Vendor-04/28/2025 <br> Ready for Review-HO6 - Due Diligence Vendor-04/28/2025 <br> Open-HO-6 Insurance Policy is Missing Missing HO6 Policy for subject property. Documentation submitted is for REO XXX. Subject to Recalculation of DTI. - Due Diligence Vendor-04/28/2025 |  | Resolved-Received supporting documentation of betterments and improvements coverage. - Due Diligence Vendor-05/02/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081995 |  | D B A | Closed | FCOM1477 | 2025-04-24 15:20 | 2025-04-28 16:22 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Received evidence of Lock request submitted XXX. - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Lock Request - Due Diligence Vendor-04/28/2025 <br> Open-Evidence of Rate Lock Missing - Due Diligence Vendor-04/24/2025 |  | Resolved-Received evidence of Lock request submitted XXX. - Due Diligence Vendor-04/28/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081995 |  | D B A | Closed | FPRO1610 | 2025-04-28 10:36 | 2025-04-28 11:36 | Resolved | 1 - Information B | Property | Appraisal | 3rd Party Valuation Product Required Post Origination-PIW exercised | Resolved-Document Uploaded. XXX AVM Received – Estimated Value $XXX. Confidence Score 93%, FSD .07. Supports LP Value, no additional review required - Due Diligence Vendor-04/28/2025 <br> Open-AVM has been ordered; no action required at this time. AVM Ordered 4/28/2025. - Due Diligence Vendor-04/28/2025 |  | Resolved-Document Uploaded. XXX AVM Received – Estimated Value $XXX. Confidence Score 93%, FSD .07. Supports LP Value, no additional review required - Due Diligence Vendor-04/28/2025 |  |  | XXX_XXX_AVM_XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081996 |  | B A | Closed | FPRO1608 | 2025-04-24 10:52 | 2025-04-30 09:08 | Resolved | 1 - Information B | Property | Appraisal | 3rd Party Valuation Product Required--CU score >2.5 | Resolved-Document Uploaded.XXX Received - Low Risk, Value $XXX. 0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-04/30/2025 <br> Open-Desk Review has been ordered; no action required at this time. CDA Ordered 4/24/2025. - Due Diligence Vendor-04/24/2025 |  | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX. 0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-04/30/2025 |  |  | XXX_XXX_CDA.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90081997 |  | D A | Closed | FCRE6914 | 2025-04-23 09:54 | 2025-05-02 08:40 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-Received clarification regarding verified personal information/citizenship status for co-borrower. - Due Diligence Vendor-05/02/2025 <br>Ready for Review-POA used for B2. USA Patriot Act does not determine citizenship status. Please refer to the fraud report. - Due Diligence Vendor-05/01/2025 <br>Counter-Received screenshot of URLA, however insufficient to clear condition. Missing Patriot Act Disclosure for Borrower 2. - Due Diligence Vendor-04/29/2025 <br>Ready for Review-B2 is a US Citizen - Due Diligence Vendor-04/29/2025 <br>Open-Borrower 2 Citizenship Documentation Is Missing - Due Diligence Vendor-04/23/2025 |  | Resolved-Received clarification regarding verified personal information/citizenship status for co-borrower. - Due Diligence Vendor-05/02/2025<br>|  | Missing documentation to support citizenship status of XXX. | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081997 |  | D A | Closed | FCRE1482 | 2025-04-24 19:26 | 2025-04-29 16:03 | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-Received sufficient supporting documentation for net eligible proceeds. - Due Diligence Vendor-04/29/2025 <br> Ready for Review-settlement statements are not provide for relocation loans. The Equity Statement is sufficient documentation. - Due Diligence Vendor-04/29/2025 <br> Open-Asset 4 Does Not Meet Guideline Requirements DU condition #25 not met. Borrower using net equity from sale of property at XXX. Copy of sales contract and Equity calcluator provided. However, missing copy of settlement statement to support net eligible proceeds. - Due Diligence Vendor-04/24/2025 |  | Resolved-Received sufficient supporting documentation for net eligible proceeds. - Due Diligence Vendor-04/29/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081998 |  | C A | Closed | FCOM2727 | 2025-04-29 14:02 | 2025-05-01 10:41 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Calculating Cash to Close Closing Costs Paid, Closing Costs Financed, Down Pmt, Deposit, and/or Funds for Borrower discrepancy | Resolved-Received supporting documentation of additional $XXX deposit to Escrow. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-See EM Receipt and Final SS from sale of their prior home, funds were wired directly to the title agent for the XXX - Due Diligence Vendor-04/30/2025 <br> Counter-Received bank statements already included in loan file which are insufficient to clear condition. Missing source and clearance of additional $XXX Earnest Money Deposit. Without evidence, total assets reflects borrower short funds to close by $XXX - Due Diligence Vendor-04/30/2025 <br> Ready for Review-Please see attached checking and savings statements. Per LP, funds required is XXX, funds to be verified is XXX and balance of statements is XXX - Due Diligence Vendor-04/30/2025 <br> Open-Missing verification and source documentation for Additional Earnest Money Deposit in the amount of $XXX. Without evidence, total assets reflects borrower short funds to close by $XXX. - Due Diligence Vendor-04/29/2025 |  | Resolved-Received supporting documentation of additional $XXX deposit to Escrow. - Due Diligence Vendor-05/01/2025 |  |  | XXX_1.pdf<br> XXX_2.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081999 |  | D B C A | Closed | FPRO1611 | 2025-04-28 11:47 | 2025-05-01 11:02 | Resolved | 1 - Information C A | Property | Appraisal | 3rd Party Valuation Product Required--PIW exercised. AVM does not support value used for qualification | Resolved-Document Uploaded.XXX BPO Received – Estimated Value $XXX. Supports AVM Value, no additional review required - Due Diligence Vendor-05/01/2025 <br> Open-BPO has been ordered; no action required at this time. BPO Ordered 4/28/2025. - Due Diligence Vendor-04/28/2025 |  | Resolved-Document Uploaded. XXX BPO Received – Estimated Value $XXX. Supports AVM Value, no additional review required - Due Diligence Vendor-05/01/2025 |  |  | XXX_XXX_BPO_XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081999 |  | D B C A | Closed | FCRE1204 | 2025-04-25 15:26 | 2025-04-30 13:34 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received clear Sam.gov search to address high alert on fraud report. - Due Diligence Vendor-04/30/2025 <br> Ready for Review-xxx xxx gov - Due Diligence Vendor-04/30/2025 <br> Counter-Received lender LOX, however insufficient to clear condition as clear Sam.gov/LDP/GSA searches are not included in loan file. - Due Diligence Vendor-04/29/2025 <br> Ready for Review-LOX for Fraud - Due Diligence Vendor-04/29/2025 <br> Open-Fraud Report Shows Uncleared Alerts Missing documentation to support lender addressed the high impact items reflected on the fraud report. LDP/GSA Searches missing from file. - Due Diligence Vendor-04/25/2025 |  | Resolved-Received clear Sam.gov search to address high alert on fraud report. - Due Diligence Vendor-04/30/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081999 |  | D B C A | Closed | FVAL1310 | 2025-04-25 15:33 | 2025-04-29 15:38 | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-Received sufficient documentation to evidence HOA Name and Dues. - Due Diligence Vendor-04/29/2025 <br> Ready for Review-XXXXXX HOA - Due Diligence Vendor-04/29/2025 <br> Open-Appraisal Inspection Waiver: Property is located in a Condo or PUD project. Missing current HOA Statement to confirm formal name of Condo project and monthly HOA dues (to be included in qualifying ratios). - Due Diligence Vendor-04/25/2025 |  | Resolved-Received sufficient documentation to evidence HOA Name and Dues. - Due Diligence Vendor-04/29/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90081999 |  | D B C A | Closed | FPRO1610 | 2025-04-25 15:35 | 2025-04-28 11:42 | Resolved | 1 - Information B | Property | Appraisal | 3rd Party Valuation Product Required Post Origination-PIW exercised | Resolved-Document Uploaded. XXX AVM Received – Estimated Value $XXX. Confidence Score 88%, FSD .12. Does not support value used for qualification - Due Diligence Vendor-04/28/2025 <br> Open-AVM has been ordered; no action required at this time. AVM Ordered 4/25/2025 - Due Diligence Vendor-04/25/2025 |  | Resolved-Document Uploaded. XXX AVM Received – Estimated Value $XXX. Confidence Score 88%, FSD .12. Does not support value used for qualification - Due Diligence Vendor-04/28/2025 |  |  | XXX_XXX_AVM_XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082000 |  | D A C | Closed | FPRO1609 | 2025-04-25 14:44 | 2025-05-01 17:36 | Resolved | 1 - Information D A | Property | Appraisal | 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief | Resolved-Document Uploaded. CDA received. Value supported. Low risk. - Due Diligence Vendor-05/01/2025 <br>Open-CDA ordered. - Due Diligence Vendor-04/25/2025 <br>Open-Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-04/25/2025 |  | Resolved-Document Uploaded. CDA received. Value supported. Low risk. - Due Diligence Vendor-05/01/2025<br>|  |  | XXX_XXX_CDA.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082000 |  | D A C | Closed | FCRE1480 | 2025-04-25 12:55 | 2025-04-29 16:12 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Received supporting documentation of $XXX gift funds from donor. - Due Diligence Vendor-04/29/2025 <br> Ready for Review-Lox for gift funds - Due Diligence Vendor-04/29/2025 <br> Open-Asset Record 2 Does Not Meet G/L Requirements - Due Diligence Vendor-04/25/2025 |  | Resolved-Received supporting documentation of $XXX gift funds from donor. - Due Diligence Vendor-04/29/2025 |  | Gift funds of $XXX from donor XXX are not fully documented. Gift letter reflects source of gift from XXX XXX. Copy of account provided does not reflect withdrawal of funds however, copy of borrowers asset statement with XXX XXX does reflect $XXX on XXX from XXX account. A copy of the XXX account was not provided to determine if used as source of gift for the donor. Missing supporting $XXX gift transfer documentation. | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082001 |  | D A | Closed | FCRE1186 | 2025-04-28 15:09 | 2025-05-06 16:58 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Audited DTI of XXX% exceeds AUS DTI of XXX% - Due Diligence Vendor-05/06/2025 <br> Resolved-Received supporting documentation of PITIA for applicable properties. DTI is now in line. - Due Diligence Vendor-05/06/2025 <br> Ready for Review-xxxxxxx docs - Due Diligence Vendor-05/06/2025 <br> Open-Audited DTI of XXX% exceeds AUS DTI of XXX% Due to inaccurate Rental Income (Loss) calculated by lender for the following properties: XXX (semi-annual tax amount used by lender for property taxes); XXX (lender did not include HOA Dues and missing evidence of HOI Documentation); XXX (missing HOA and HOI Documentation). In addition, once supporting documentation is received, DTI to be recalculated. - Due Diligence Vendor-04/29/2025 |  | Resolved-Audited DTI of XXX% exceeds AUS DTI of XXX% - Due Diligence Vendor-05/06/2025 <br> Resolved-Received supporting documentation of PITIA for applicable properties. DTI is now in line. - Due Diligence Vendor-05/06/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082001 |  | D A | Closed | FCRE7497 | 2025-04-29 10:09 | 2025-05-06 16:46 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Received supporting documentation. - Due Diligence Vendor-05/06/2025 <br> Ready for Review-XXX docs - Due Diligence Vendor-05/06/2025 <br> Open-1. Missing evidence of PITIA (Insurance; HOA coupon) for property located at: XXX. Subject to recalculation of DTI.<br> 2. Missing evidence of PITIA (Insurance) for property located at: XXX. Subject to recalculation of DTI. - Due Diligence Vendor-04/29/2025 |  | Resolved-Received supporting documentation. - Due Diligence Vendor-05/06/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082001 |  | D A | Closed | FCOM1477 | 2025-04-24 15:27 | 2025-04-30 10:38 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Received Rate Lock Confirmation. - Due Diligence Vendor-04/30/2025 <br> Ready for Review-rate lock - Due Diligence Vendor-04/30/2025 <br> Open-Evidence of Rate Lock Missing Missing lender's rate lock confirmation form confirming the date the rate was locked by borrower. Initial Loan Estimate (LE) in file Issued XXX reflects loan as locked, however, missing any form of rate lock confirmation - Due Diligence Vendor-04/24/2025 |  | Resolved-Received Rate Lock Confirmation. - Due Diligence Vendor-04/30/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082002 |  | B A | Closed | FPRO1608 | 2025-05-01 13:46 | 2025-05-05 19:18 | Resolved | 1 - Information B | Property | Appraisal | 3rd Party Valuation Product Required--CU score >2.5 | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX. 0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-05/05/2025 <br> Open-Desk Review has been ordered; no action required at this time. CDA has been ordered; no action required at this time. CDA Ordered 5/1/2025. - Due Diligence Vendor-05/01/2025 |  | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX. 0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-05/05/2025 |  |  | XXX_CDA.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082004 |  | D A | Closed | FPRO1609 | 2025-05-14 20:34 | 2025-05-22 16:11 | Resolved | 1 - Information D A | Property | Appraisal | 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief | Resolved-Document Uploaded. - Due Diligence Vendor-05/22/2025 <br>Open-Desk Review has been ordered; no action required at this time. CDA has been ordered; no action required at this time. CDA Ordered 5/14/2025 - Due Diligence Vendor-05/15/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/22/2025<br>|  |  | CDA-XXX--XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082005 |  | D B A | Closed | FCOM9965 | 2025-05-07 13:06 | 2025-05-20 18:05 | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing ROV disclosure | Resolved-Upon additional review, documentation submitted is acceptable. - Due Diligence Vendor-05/20/2025 <br>Counter-Received Appraisal Receipt Form and Initial Multi-Purpose Disclosure, need Reconsideration of Value. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-ROV - Due Diligence Vendor-05/08/2025 <br>Open-Missing ROV disclosure from the file. - Due Diligence Vendor-05/07/2025 |  | Resolved-Upon additional review, documentation submitted is acceptable. - Due Diligence Vendor-05/20/2025<br>|  |  | XXX_1.pdf<br> XXX_2.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90082005 |  | D B A | Closed | FCRE1328 | 2025-05-07 11:14 | 2025-05-15 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-Paystub ending XXX is year end paystub. Payroll end date is mid-month XXX XXX and the last pay period rolls into year XXX. Agency guideline allows year end paystub in lieu of W2 statement. - Due Diligence Vendor-05/15/2025 <br> Counter-Lender commentary received, however insufficient to clear condition as paystub provided reflects pay period of XXX-XXX, which is missing 10 days of the month. Additionally, AUS requires 1 year W2. - Due Diligence Vendor-05/08/2025 <br> Ready for Review-We were provided with the year end paystub that would have the same information as a W2, please review both times and advise if this can be cleared - Due Diligence Vendor-05/08/2025 <br> Open-Borrower 1 W2/1099 Missing Missing 1 year W2 for Borrower 1 per AUS Findings. - Due Diligence Vendor-05/07/2025 |  | Resolved-Paystub ending XXX is year end paystub. Payroll end date is mid-month XXX and the last pay period rolls into year XXX. Agency guideline allows year end paystub in lieu of W2 statement. - Due Diligence Vendor-05/15/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90082005 |  | D B A | Closed | FPRO1608 | 2025-05-07 19:50 | 2025-05-12 10:03 | Resolved | 1 - Information B | Property | Appraisal | 3rd Party Valuation Product Required--CU score >2.5 | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX. 0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-05/12/2025 <br> Open-Desk Review has been ordered; no action required at this time. CDA has been ordered; no action required at this time. CDA Ordered 5/7/2025. - Due Diligence Vendor-05/07/2025 |  | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX. 0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-05/12/2025 |  |  | XXX_CDA.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90082007 |  | C A | Closed | FCRE1204 | 2025-05-13 16:55 | 2025-05-19 14:10 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received clear Sam.gov search for XXX. - Due Diligence Vendor-05/19/2025 <br> Ready for Review-XXX SAMS - Due Diligence Vendor-05/19/2025 <br> Counter-Received Sam.gov searches to clear high alerts on fraud report, however Sam.gov search was pulled for XXX who is not reflected on the fraud report. Sam.gov hit is for XXX. - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Fraud docs - Due Diligence Vendor-05/15/2025 <br> Open-Fraud Report Shows Uncleared Alerts Missing documentation to support lender addressed the high impact items reflected on the fraud report. - Due Diligence Vendor-05/13/2025 |  | Resolved-Received clear Sam.gov search for XXX. - Due Diligence Vendor-05/19/2025 |  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90082009 |  | D B A | Closed | FCOM8807 | 2025-05-16 15:59 | 2025-05-27 10:26 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Appraisal Acknowledgement | Resolved-Received XXX Appraisal Delivery Status that reflects Appraisal was Sent XXX. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-Appraisal Ack - Due Diligence Vendor-05/27/2025 |  | Resolved-Received XXX Appraisal Delivery Status that reflects Appraisal was Sent XXX. - Due Diligence Vendor-05/27/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90082009 |  | D B A | Closed | FPRO1608 | 2025-05-22 09:09 | 2025-05-27 08:47 | Resolved | 1 - Information B | Property | Appraisal | 3rd Party Valuation Product Required--CU score >2.5 | Resolved-Document Uploaded. - Due Diligence Vendor-05/27/2025 <br>Open-Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-05/22/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/27/2025<br>|  |  | CDA--XXX-XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90082010 |  | D A | Closed | FPRO1609 | 2025-05-29 10:25 | 2025-06-02 06:36 | Resolved | 1 - Information D A | Property | Appraisal | 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX. 0.0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-06/02/2025 <br> Open-Desk Review has been ordered; no action required at this time. CDA has been ordered; no action required at this time. CDA Ordered 5/29/2025. - Due Diligence Vendor-05/29/2025 |  | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX 0.0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-06/02/2025 |  |  | XXX_CDA.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 90082011 |  | B A | Closed | FPRO1608 | 2025-05-25 12:16 | 2025-05-29 08:12 | Resolved | 1 - Information B | Property | Appraisal | 3rd Party Valuation Product Required--CU score >2.5 | Resolved-Document Uploaded. - Due Diligence Vendor-05/29/2025 <br>Open-Desk Review has been ordered; no action required at this time. ordered 5/25/25 - Due Diligence Vendor-05/25/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/29/2025<br>|  |  | CDA--XXX--XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A |
| XXX | 90082012 |  | D A | Closed | FPRO1609 | 2025-06-12 08:17 | 2025-06-16 08:12 | Resolved | 1 - Information D A | Property | Appraisal | 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX. 0.0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-06/16/2025 <br> Open-Desk Review has been ordered; no action required at this time. CDA has been ordered; no action required at this time. CDA Ordered 6/12/2025. - Due Diligence Vendor-06/12/2025 |  | Resolved-Document Uploaded. XXX CDA Received - Low Risk, Value $XXX. 0.0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-06/16/2025 |  |  | XXX_XXX_CDA.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082013 |  | D A C | Closed | FVAL9739 | 2025-06-11 14:02 | 2025-06-24 11:24 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Received supporting documentation of AIR Compliance. - Due Diligence Vendor-06/24/2025 <br>Ready for Review-AIR Cert - Due Diligence Vendor-06/24/2025 <br>Open-Missing documentation to support appraisal order meets AIR compliance. Appraisal completed for xxx reflects "No AMC" and payment was made directly to appraiser. - Due Diligence Vendor-06/11/2025 |  | Resolved-Received supporting documentation of AIR Compliance. - Due Diligence Vendor-06/24/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082013 |  | D A C | Closed | FCOM1477 | 2025-06-10 15:02 | 2025-06-13 12:44 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Received Confirmation that reflects Lock Details. Initial Lock Date reflected is XXX. - Due Diligence Vendor-06/13/2025 <br> Ready for Review-rate lock lender - Due Diligence Vendor-06/13/2025 <br> Counter-Received Disclosure Tracking Details, however, need Lock Confirmation form confirming the date the rate was locked by Borrower. - Due Diligence Vendor-06/13/2025 <br> Ready for Review-rate lock - Due Diligence Vendor-06/13/2025 <br> Open-Evidence of Rate Lock Missing Missing lender's rate lock confirmation form confirming the date the rate was locked by borrower. Initial Loan Estimate (LE) in file Issued XXX reflects loan as locked, however, missing any form of rate lock confirmation. - Due Diligence Vendor-06/10/2025 |  | Resolved-Received Confirmation that reflects Lock Details. Initial Lock Date reflected isXXX. - Due Diligence Vendor-06/13/2025 |  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082014 |  | D A | Closed | FCRE1376 | 2025-07-07 17:09 | 2025-07-16 11:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 1040 Schedule E Missing | Resolved-Received evidence of extension for XXX tax year. - Due Diligence Vendor-07/16/2025 <br> Ready for Review-Extension - Due Diligence Vendor-07/16/2025 <br> Open-Borrower 2 1040 Schedule E Missing Missing most recent tax returns and schedule E for XXX per AUS Findings, or evidence of extension. File closed XXX, after the Tax Return deadline of XXX. Subject to recalculation of Rental Income for property located at XXX. - Due Diligence Vendor-07/07/2025 |  | Resolved-Received evidence of extension for XXX tax year. - Due Diligence Vendor-07/16/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082014 |  | D A | Closed | FCRE1294 | 2025-07-07 17:09 | 2025-07-16 11:29 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 3 Months Income Verified is Missing | Resolved-Received supporting documentation of other income reflected on URLA/AUS. - Due Diligence Vendor-07/16/2025 <br> Ready for Review-2. The $XXX / month income are 2 separate IRA distributions that B2 I receiving. 1 in the amount of $XXX / month from XXX and the other is $XXX / month from one of their XXX accounts (ending XXX). When trying to separate them in XXX it was not being picked up by AUS so I had to combine them so AUS would pick it up. Both accounts have verified balances that support more than 3 year continuance - Due Diligence Vendor-07/16/2025 <br> Open-Income 3 Months Income Verified is Missing Missing all supporting documentation for Other Income listed on Final 1003 for Coborrower. Final 1003 does not specify type of income, only dollar amount. Cannot determine if income used is eligible. Subject to recalculation of DTI. - Due Diligence Vendor-07/07/2025 |  | Resolved-Received supporting documentation of other income reflected on URLA/AUS. - Due Diligence Vendor-07/16/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082014 |  | D A | Closed | FCRE1676 | 2025-07-07 17:28 | 2025-07-16 11:20 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Credit General | Resolved-Received borrower LOX reflecting an error on the URLA. - Due Diligence Vendor-07/16/2025 <br>Ready for Review-LOX - Due Diligence Vendor-07/16/2025 <br>Open-Per Final 1003 for Coborrower, declarations section reflects evidence coborrower is a Cosignor or guarantor of debt not listed on application. Per AUS Findings, Message 11, supporting documentation and evidence of payments are required to be used in qualifying. - Due Diligence Vendor-07/07/2025 |  | Resolved-Received borrower LOX reflecting an error on the URLA. - Due Diligence Vendor-07/16/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082015 |  | D A | Closed | FCRE1180 | 2025-07-11 15:21 | 2025-07-16 15:55 | Resolved | 1 - Information D A | Credit | Missing Doc | HO-6 Insurance Policy is Missing | Resolved-Received HO6 policy. - Due Diligence Vendor-07/16/2025 <br>Ready for Review-attached - Due Diligence Vendor-07/16/2025 <br>Open-HO-6 Insurance Policy is Missing - Due Diligence Vendor-07/11/2025 |  | Resolved-Received HO6 policy. - Due Diligence Vendor-07/16/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082015 |  | D A | Closed | FCRE1204 | 2025-07-15 11:11 | 2025-07-16 15:52 | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received fraud report reflecting applicable parties cleared Watchlist. - Due Diligence Vendor-07/16/2025 <br>Ready for Review-attached passing fraud - Due Diligence Vendor-07/16/2025 <br>Open-Fraud Report Shows Uncleared Alerts Missing supporting documentation lender addressed unclear High-Risk items. - Due Diligence Vendor-07/16/2025 |  | Resolved-Received fraud report reflecting applicable parties cleared Watchlist. - Due Diligence Vendor-07/16/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082016 |  | D A | Closed | FCRE1292 | 2025-07-16 18:30 | 2025-07-24 16:17 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 1 Months Income Verified is Missing | Resolved-Received supporting documentation of employee relocation. - Due Diligence Vendor-07/24/2025 <br> Ready for Review-Employment Relocation confirmation - Due Diligence Vendor-07/24/2025 <br> Open-Missing documentation from the borrower's employer detailing the terms of the borrowers/employees (XXX) relocation program and benefits. Subject to additional conditions upon receipt. - Due Diligence Vendor-07/16/2025 |  | Resolved-Received supporting documentation of employee relocation. - Due Diligence Vendor-07/24/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082016 |  | D A | Closed | FCRE1158 | 2025-07-16 17:04 | 2025-07-24 09:51 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Received HOI policy. - Due Diligence Vendor-07/24/2025 <br> Ready for Review-HOI - Due Diligence Vendor-07/24/2025 <br> Open-Hazard Insurance Policy Partially Provided Hazard policy provided is a temporary policy expires less than 30 days after closing. (XXX-XXX) Missing final hazard binder reflecting the same policy term reflected on the hazard invoice XXX-XXX. - Due Diligence Vendor-07/16/2025 |  | Resolved-Received HOI policy. - Due Diligence Vendor-07/24/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082016 |  | D A | Closed | FCOM1221 | 2025-07-14 11:42 | 2025-07-18 08:45 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Received Purchase Money Mortgage inclusive of Legal Description. - Due Diligence Vendor-07/18/2025 <br>Ready for Review-Legal description is the last page of the attachment - Due Diligence Vendor-07/18/2025 <br>Open-The Deed of Trust is Incomplete Mortgage is missing the legal description. Mortgage in file reflects "SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS EXHIBIT "A"." on Page 4, however, legal description is missing. Need full copy of Mortgage inclusive of legal description. - Due Diligence Vendor-07/14/2025 |  | Resolved-Received Purchase Money Mortgage inclusive of Legal Description. - Due Diligence Vendor-07/18/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082017 |  | D B C A | Closed | FCRE7843 | 2025-07-16 13:29 | 2025-07-23 09:48 | Resolved | 1 - Information B A | Credit | Data | Final 1003 URLA Occupancy Variance | Resolved-Received letter of intent for XXX. - Due Diligence Vendor-07/23/2025 <br> Ready for Review-see attached - Due Diligence Vendor-07/23/2025 <br> Counter-Lender commentary received, however insufficient to clear condition as subject transaction is a Purchase of a Primary residence. Borrower cannot have two primary residences. Still missing letter of intent for XXX. - Due Diligence Vendor-07/22/2025 <br> Ready for Review-If the borrower is being qualified with the payment to this property why is a letter of intent still being required. Please specify so I can get this condition back in front of the underwriter? - Due Diligence Vendor-07/22/2025 <br> Counter-Lender commentary received, however no documentation submitted to condition. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-see lox - Due Diligence Vendor-07/18/2025 <br> Open-Final URLA reflects current primary home located at XXX. will continue to be retained as a primary home. Missing letter of intent for XXX. - Due Diligence Vendor-07/16/2025 |  | Resolved-Received letter of intent for XXX. - Due Diligence Vendor-07/23/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082017 |  | D B C A | Closed | 63850-76790 | 2025-07-14 12:44 | 2025-07-18 11:28 | Resolved | 1 - Information A | Compliance | Fees:Prohibited | Washington - Fees Allowed (Lender)(01/10) | Resolved-This condition was Rescinded. Fees charged by Lender can be considered Reasonable and Customary. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-XXX compliance did not identify any issues with the fees. - Due Diligence Vendor-07/18/2025 <br> Rescinded-The XXX Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); XXX 208-620-555; XXX 208-620-560(6)) Fees can be considered reasonable and customary. - Due Diligence Vendor-07/17/2025 <br> Rescinded-Fees charged by Lender can be considered Reasonable and Customary. - Due Diligence Vendor-07/14/2025 |  | Resolved-This condition was Rescinded. Fees charged by Lender can be considered Reasonable and Customary. - Due Diligence Vendor-07/18/2025 <br> Rescinded-The XXX Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); XXX 208-620-555; XXX 208-620-560(6)) Fees can be considered reasonable and customary. - Due Diligence Vendor-07/17/2025 <br> Rescinded-Fees charged by Lender can be considered Reasonable and Customary. - Due Diligence Vendor-07/14/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082017 |  | D B C A | Closed | FCRE1186 | 2025-07-16 13:26 | 2025-07-18 11:06 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Lender LOX received - AUS DTI is within 3% tolerance. - Due Diligence Vendor-07/18/2025 <br> Ready for Review-see attached from underwriter. - Due Diligence Vendor-07/18/2025 <br> Open-Audited DTI of XXX% exceeds AUS DTI of XXX% borrower has a departing residence with a mtg payment of $XXX, lender used mtg payment to offset but did not include the $XXX HOA dues with the payment…corrected from -$XXX + $XXX to -$XXX so DTI is now XXX%. - Due Diligence Vendor-07/16/2025 |  | Resolved-Lender LOX received - AUS DTI is within 3% tolerance. - Due Diligence Vendor-07/18/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082017 |  | D B C A | Closed | FCOM4227 | 2025-07-14 13:32 | 2025-07-17 13:29 | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved-Received Initial Closing Disclosure Issued 06/17/2025. <br>The Initial Closing Disclosure was provided or mailed on (XXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received<br> it on (XXX), which is three business days after it was delivered or placed in the mail. The Initial Closing Disclosure was received on (XXX). As a result, the earliest<br> Initial Closing Disclosure Received Date or Presumed Received Date of (XXX) is at least three business days before the consummation date of (XXX). Under<br> Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation<br> date. (12 CFR 1026.19(f)(1)(6)(A)); 1026.19(f)(1)(iii)) - Due Diligence Vendor-07/17/2025 <br> Ready for Review-Initial cd - Due Diligence Vendor-07/17/2025 <br> Open-Missing Initial Closing Disclosure with proof of borrower's receipt at least 3 days prior to consummation. Unable to complete regulatory compliance check and TRID monitoring. - Due Diligence Vendor-07/14/2025 |  | Resolved-Received Initial Closing Disclosure Issued XXX. <br>The Initial Closing Disclosure was provided or mailed on (XXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received<br> it on (XXX), which is three business days after it was delivered or placed in the mail. The Initial Closing Disclosure was received on (XXX). As a result, the earliest<br> Initial Closing Disclosure Received Date or Presumed Received Date of (XXX) is at least three business days before the consummation date of (XXX). Under<br> Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation<br> date. (12 CFR 1026.19(f)(1)(6)(A)); 1026.19(f)(1)(iii)) - Due Diligence Vendor-07/17/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082017 |  | D B C A | Closed | FCOM1221 | 2025-07-14 12:51 | 2025-07-17 13:10 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Received Deed of Trust inclusive of Legal Description. - Due Diligence Vendor-07/17/2025 <br>Ready for Review-DOT - Due Diligence Vendor-07/17/2025 <br>Open-The Deed of Trust is Incomplete Deed of Trust is missing the legal description. Deed of Trust in file reflects "SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS EXHIBIT "A"." on Page 4, however, legal description is missing. Need full copy of Deed of Trust inclusive of legal description. - Due Diligence Vendor-07/14/2025 |  | Resolved-Received Deed of Trust inclusive of Legal Description. - Due Diligence Vendor-07/17/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082018 |  | D B A C | Closed | FCRE1158 | 2025-07-21 19:12 | 2025-07-30 17:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Received supporting documentation. - Due Diligence Vendor-07/30/2025 <br> Ready for Review-Please see the enclosed confirmation from the Rate insurance agent that the HO6 coverage of $XXX is sufficient to cover the replacement cost of the betterments and improvements of the unit. - Due Diligence Vendor-07/29/2025 <br> Counter-Master policy is sufficient. HO6 policy insufficient. HO6 policy must include confirmation the policy provides coverage for 100% of the insurable value of the improvements and betterments; or a cost estimator or statement from insurance company that this is the maximum they will insure and that this is sufficient to restore the unit to its condition prior to a loss claim event. - Due Diligence Vendor-07/25/2025 <br> Ready for Review-RCE - Due Diligence Vendor-07/25/2025 <br> Counter-Received HOI policy, however insufficient to clear condition as HO6 policy must include confirmation the policy provides coverage for 100% of the insurable value of the improvements and betterments; or a cost estimator or statement from insurance company that this is the maximum they will insure and that this is sufficient to restore the unit to its condition prior to a loss claim event. - Due Diligence Vendor-07/24/2025 <br> Ready for Review-\*\*BORROWER REQUIRED TO HAVE ONLY H06 – SEE ATTACHMENT - DWELLING COVERAGE IS $XXX W/LOSS OF USE $XXX\*\* - Due Diligence Vendor-07/24/2025 <br> Open-HO-6 policy provided does not reflect confirmation the policy provides coverage for 100% of the insurable value of the improvements and betterments; or a cost estimator or statement from insurance company that this is the maximum they will insure and that this is sufficient to restore the unit to its condition prior to a loss claim event. - Due Diligence Vendor-07/21/2025 |  | Resolved-Received supporting documentation. - Due Diligence Vendor-07/30/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082018 |  | D B A C | Closed | FCRE1174 | 2025-07-21 18:52 | 2025-07-24 17:58 | Resolved | 1 - Information D A | Credit | Missing Doc | HO6 or Master Insurance Policy is Partial | Ready for Review-\*\*HOA MASTER IS IN FILE SEE ATTACHED 3PGS \*\* - - Due Diligence Vendor-07/24/2025 <br>Open-HO-6 Master Insurance Policy Partially Provided Missing a copy of the coinsurance policy as listed on condo association master policy. Additional conditions may apply upon receipt. <br> - Due Diligence Vendor-07/21/2025 |  |  |  | Sufficient policy has 100% replacement cost. | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082018 |  | D B A C | Closed | FVAL9739 | 2025-07-17 14:08 | 2025-07-24 11:06 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Received PIW Disclosure. - Due Diligence Vendor-07/24/2025 <br>Ready for Review-PIW - Due Diligence Vendor-07/24/2025 <br>Open-Property Inspection Waiver disclosure is missing from the file. - Due Diligence Vendor-07/17/2025 |  | Resolved-Received PIW Disclosure. - Due Diligence Vendor-07/24/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082018 |  | D B A C | Closed | FCRE8012 | 2025-07-21 17:11 | 2025-07-24 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-Received LOX - Contract in file reflects $XXX EMD to increase to 5% within 2 days of receipt. - Due Diligence Vendor-07/24/2025 <br> Ready for Review-Sales Contract LOX - Due Diligence Vendor-07/24/2025 <br> Open-Missing copy of sales addendum to support increased EMD from $XXX as reflected on the purchase contract to $XXX as reflected on the final closing disclosure. - Due Diligence Vendor-07/21/2025 |  | Resolved-Received LOX - Contract in file reflects $XXX EMD to increase to 5% within 2 days of receipt. - Due Diligence Vendor-07/24/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082019 |  | D A | Closed | FCRE1148 | 2025-07-30 12:24 | 2025-08-04 13:22 | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received CPL in lieu of title supplement for loan amount coverage. - Due Diligence Vendor-08/04/2025 <br> Ready for Review-Please escalate as the Closing Protection Letter should be sufficient to show the Final Title Policy will contain sufficient coverage. This loan closed on XXX and the Final Title Policy is not ready. - Due Diligence Vendor-08/01/2025 <br> Counter-Received CPL, however insufficient to clear condition. Still missing Title supplement reflecting lender's coverage amount. - Due Diligence Vendor-08/01/2025 <br> Ready for Review-Attached is the CPL letter stating the Final Title policy will contain sufficient coverage - Due Diligence Vendor-08/01/2025 <br> Open-Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien(s) of $XXX Missing Title supplement reflecting lender's coverage amount. - Due Diligence Vendor-07/30/2025 |  | Resolved-Received CPL in lieu of title supplement for loan amount coverage. - Due Diligence Vendor-08/04/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082019 |  | D A | Closed | FCRE1319 | 2025-07-31 20:34 | 2025-08-01 10:56 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Personal Tax Returns Missing | Resolved-Received evidence of extension for tax year XXX. - Due Diligence Vendor-08/01/2025 <br> Ready for Review-XXX tax extension - Due Diligence Vendor-08/01/2025 <br> Open-Missing copy of XXX year's tax returns or proof of extension and proof any taxes owed are paid. - Due Diligence Vendor-08/01/2025 |  | Resolved-Received evidence of extension for tax year XXX. - Due Diligence Vendor-08/01/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082020 |  | D A | Closed | FPRO1609 | 2025-08-04 13:28 | 2025-08-07 07:57 | Resolved | 1 - Information D A | Property | Appraisal | 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief | Resolved-Document Uploaded. XXX CDA Received - Moderate Risk, Value $XXX. 0.0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-08/07/2025 <br> Open-Desk Review has been ordered; no action required at this time. CDA has been ordered; no action required at this time. CDA Ordered 8/4/2025. - Due Diligence Vendor-08/04/2025 |  | Resolved-Document Uploaded. XXX CDA Received - Moderate Risk, Value $XXX 0.0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-08/07/2025 |  |  | XXX_XXX_CDA.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082020 |  | D A | Closed | FCOM1221 | 2025-07-31 22:17 | 2025-08-06 18:51 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Deed of Trust is Incomplete | Resolved-Received Mortgage inclusive of Exhibit "A" Legal Description. - Due Diligence Vendor-08/06/2025 <br> Ready for Review-Mortgage with Legal - Due Diligence Vendor-08/06/2025 <br> Open-The Deed of Trust is Incomplete The Mortgage is missing the legal description attached as Exhibit A. Mortgage in file dated XXX reflects "SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS EXHIBIT "A"." on Page 3, however, Exhibit A is missing. Need full copy of Mortgage inclusive of Exhibit A Legal Description and any Riders. - Due Diligence Vendor-08/01/2025 |  | Resolved-Received Mortgage inclusive of Exhibit "A" Legal Description. - Due Diligence Vendor-08/06/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082021 |  | C A | Closed | FCRE7879 | 2025-05-21 20:54 | 2025-05-27 16:16 | Resolved | 1 - Information B A | Credit | Data | Final 1008 Qualifying LTV Variance | Resolved-Received revised URLA reflecting Appraised Value was used for LTV calculation. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-1008 & 1003 - Due Diligence Vendor-05/27/2025 <br> Open-Re-calculated LTV of XXX% is greater than Lender calculated LTV of XXX%. Guidelines require lower of purchase price or appraised value when property owned less than 12 months. Subject acquired on XXX in the amount of $XXX. - Due Diligence Vendor-05/22/2025 |  | Resolved-Received revised URLA reflecting Appraised Value was used for LTV calculation. - Due Diligence Vendor-05/27/2025<br>| LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 90%<br> Qualifying DTI below max allowed. - XXX% calculated DTI is XXX% percent below the maximum DTI per guidelines of 45%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 740 |  | XXX_1.pdf<br> XXX_2.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A |
| XXX | 90082021 |  | C A | Closed | FCRE8611 | 2025-05-21 21:05 | 2025-05-27 16:14 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-No Seller Action Required. Duplicate income worksheet provided - No changes made to Seller's calculation. Based on income calculation provided, The YTD average used to qualify is not supported. Re-calculated YTD + prior year average. VOE reflects earnings are increasing however, YTD earnings to XXX are significantly higher than prior two years values. Guidelines show stable to increasing earnings should be averaged over a two-year period. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-<br> INCOME WORKSHEET. - Due Diligence Vendor-05/27/2025 <br> Open-Re-calculated DTI of XXX/XXX% exceeds lender calculated DTI of XXX/XXX% due to the borrower's income calculation. The YTD average used to qualify is not supported. Re-calculated YTD + prior year average. VOE reflects earnings are increasing however, YTD earnings to XXX are significantly higher than prior two years values. Guidelines show stable to increasing earnings should be averaged over a two year period. - Due Diligence Vendor-05/22/2025 |  | Resolved-No Seller Action Required. Duplicate income worksheet provided - No changes made to Seller's calculation. Based on income calculation provided, The YTD average used to qualify is not supported. Re-calculated YTD + prior year average. VOE reflects earnings are increasing however, YTD earnings to XXX are significantly higher than prior two years values. Guidelines show stable to increasing earnings should be averaged over a two-year period. - Due Diligence Vendor-05/27/2025 | LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines 90%<br> Qualifying DTI below max allowed. - XXX% calculated DTI is XXX% percent below the maximum DTI per guidelines of 45%<br> Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of 740 |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A |
| XXX | 90082022 |  | D B A | Closed | FCRE1346 | 2025-05-13 13:51 | 2025-06-20 16:40 | Waived | 2 - Non-Material D B | Credit | Missing Doc | Borrower 1 1040 Schedule E Missing | Waived-Exception approval received for XXX Jumbo AUS guidelines, Max DTI 45% - Due Diligence Vendor-06/20/2025 <br> Ready for Review-I'm uploading the updated docs to go with our DTI exception request. Thank you. - Due Diligence Vendor-06/19/2025 <br> Counter-Received revised income worksheets, however per XXX B3-3.1-08 when rents considered from a business (form 8825), add back of non-recurring property expenses is allowed if properly documented. Missing documentation to support eligibility of the $XXX add back used in lender calculation. - Due Diligence Vendor-05/28/2025 <br> Ready for Review-uploading - Due Diligence Vendor-05/28/2025 <br> Counter-Documentation received, however rental income calculation is not including monthly PITI for property located at XXX. Lenders rental income is not supported. Subject to recalculation of Income upon receipt. - Due Diligence Vendor-05/20/2025 <br> Ready for Review-fyi - 1040 and 1120 transcripts have been ordered but are not yet received - will provide once I have them. - Due Diligence Vendor-05/20/2025 <br> Open-Borrower 1 1040 Schedule E Missing Missing 2 years Tax Returns per guidelines for Rental Income on property located at XXX. A Lease Agreement was submitted, however, 2 years tax returns are required. Subject to recalculation of Income upon receipt. - Due Diligence Vendor-05/13/2025 |  | Waived-Exception approval received for XXX Jumbo AUS guidelines, Max DTI 45% - Due Diligence Vendor-06/20/2025 |  | Primary <br> FICO = XXX (min 720)<br> Reserves = $XXX / XXX months (min 12 mos)<br> The borrower has listed her former primary residence for sale and once sold the DTI will be XXX%--Listed on XXX | XXX_1.pdf<br> XXX_2.pdf<br> XXX_3.pdf<br> XXX_4.pdf<br> XXX_5.pdf<br> XXX_6.pdf<br> XXX_7.pdf<br> XXX_1.pdf<br> XXX_2.pdf<br> XXX_3.pdf<br> XXX_4.pdf<br> XXX_5.pdf<br> XXX_1.pdf<br> XXX_2.pdf<br> XXX_3.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | Investor Post-Close | No |
| XXX | 90082022 |  | D B A | Closed | FCRE1330 | 2025-05-13 13:51 | 2025-06-18 16:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Paystubs Missing | Resolved-Received borrowers first paystub. - Due Diligence Vendor-06/18/2025 <br> Resolved-Received borrowers first paystub. - Due Diligence Vendor-05/16/2025 <br> Ready for Review-uploading - Due Diligence Vendor-05/16/2025 <br> Open-Borrower 1 Paystubs Missing Missing 1st Paystub for new employment with XXX per XXX Selling Guide. Subject to recalculation of Income upon receipt. - Due Diligence Vendor-05/13/2025 |  | Resolved-Received borrowers first paystub. - Due Diligence Vendor-06/18/2025 <br>Resolved-Received borrowers first paystub. - Due Diligence Vendor-05/16/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082022 |  | D B A | Closed | FCRE1336 | 2025-05-13 13:51 | 2025-06-18 15:54 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Award Letter Missing | Resolved-Received supporting documentation. - Due Diligence Vendor-05/15/2025 <br> Ready for Review-The VOE showing the borrower as actively employed by her new employer supersedes the offer letter being signed as any contingencies that were mentioned in that letter are considered met by the borrower having begun work. - Due Diligence Vendor-05/15/2025 <br> Open-Borrower 1 Award Letter Missing Missing Fully Executed Offer Letter for new employment with XXX . Per XXX Selling, Offer Letter must be executed by all parties. - Due Diligence Vendor-05/13/2025 |  | Resolved-Received supporting documentation. - Due Diligence Vendor-05/15/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082022 |  | D B A | Closed | FCRE1293 | 2025-05-13 13:51 | 2025-06-18 15:54 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 2 Months Income Verified is Missing | Resolved-Received supporting documentation of bonus income. - Due Diligence Vendor-05/15/2025 <br> Ready for Review-I'm not following this part of the stip: Income 2 Months Income Verified is Missing however I do see that the year end paystubs from XXX and XXX were not marked final for export so I am sending those now along with the income calculation worksheet...all indexed as Pay Stubs. - Due Diligence Vendor-05/15/2025 <br> Open-Income 2 Months Income Verified is Missing Missing Full 2 years receipt of Bonus Income per guidelines. W2's were submitted, however, there is no breakdown of Bonus Income to verify calculations are accurate. Subject to recalculation of Income upon receipt. - Due Diligence Vendor-05/13/2025 |  | Resolved-Received supporting documentation of bonus income. - Due Diligence Vendor-05/15/2025<br>|  |  | XXX_1.pdf<br> XXX_2.pdf<br> XXX_3.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082022 |  | D B A | Closed | FCRE1186 | 2025-05-28 16:22 | 2025-05-29 15:43 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Audited DTI of XXX% exceeds AUS DTI of XXX% - Due Diligence Vendor-05/29/2025 <br> Resolved-Audited DTI of XXX% is less than or equal to AUS DTI of XXX% - Due Diligence Vendor-05/29/2025 <br> Open-Audited DTI of XXX% exceeds AUS DTI of XXX%. Based on recalculated XXX eligible earnings. - Due Diligence Vendor-05/28/2025 |  | Resolved-Audited DTI of XXX% exceeds AUS DTI of XXX% - Due Diligence Vendor-05/29/2025 <br> Resolved-Audited DTI of XXX% is less than or equal to AUS DTI of XXX% - Due Diligence Vendor-05/29/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082022 |  | D B A | Closed | FCRE1440 | 2025-05-13 13:47 | 2025-05-16 16:19 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received mortgage statement for XXX #XXX reflecting account is next due XXX which is within 45-day timeframe. - Due Diligence Vendor-05/16/2025 <br> Ready for Review-the mortgage statement itself shows XXX payment made and that is within XXX timing requirements. I'm re-sending for easy reference. - Due Diligence Vendor-05/16/2025 <br> Counter-Received credit supplement reflecting pay history, however XXX #XXX is not included on the supplement. Still missing updated mortgage rating for XXX #XXX. - Due Diligence Vendor-05/15/2025 <br> Ready for Review-uploading - Due Diligence Vendor-05/15/2025 <br> Open-Housing History Does Not Meet Guideline Requirements Missing updated Mortgage Rating for Mortgage with XXX #XXX. Per guidelines, mortgage most be current and no more than 45 days have elapsed since the last paid installment date. Per the Credit report, last payment date is XXX. - Due Diligence Vendor-05/13/2025 |  | Resolved-Received mortgage statement for XXX #XXX reflecting account is next due XXX which is within 45-day timeframe. - Due Diligence Vendor-05/16/2025 |  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082022 |  | D B A | Closed | FCRE7009 | 2025-05-13 14:08 | 2025-05-15 16:15 | Resolved | 1 - Information C A | Credit | Insurance | Hazard insurance dwelling coverage is not sufficient | Resolved-Received RCE reflecting HOI coverage is sufficient. - Due Diligence Vendor-05/15/2025 <br>Ready for Review-already in the file but I am re-sending - Due Diligence Vendor-05/15/2025 <br>Open-Missing evidence of minimum 100% Guaranteed Replacement Cost per guidelines. - Due Diligence Vendor-05/13/2025 |  | Resolved-Received RCE reflecting HOI coverage is sufficient. - Due Diligence Vendor-05/15/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 90082023 |  | C A | Closed | FVAL9739 | 2025-07-02 13:16 | 2025-07-02 14:13 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Received ROV disclosures. - Due Diligence Vendor-07/02/2025 <br>Ready for Review-INITIAL & FINAL ROV - Due Diligence Vendor-07/02/2025 <br>Open-Missing the initial and final Reconsideration of Value disclosure. - Due Diligence Vendor-07/02/2025 |  | Resolved-Received ROV disclosures. - Due Diligence Vendor-07/02/2025<br>|  |  | XXX_1.pdf<br> XXX_2.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |

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## Exhibit 99.29

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.29**

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| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: | Radian Mortgage Capital | Report: | Rating Agency Grades |
| Deal Name: | RMCT 2025-J4 | Loans in report: | 37 |

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| | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
|  |  |  |  |  | **INITIAL PROPERTY GRADES** | **INITIAL PROPERTY GRADES** | **INITIAL PROPERTY GRADES** | **FINAL PROPERTY GRADES** | **FINAL PROPERTY GRADES** | **FINAL PROPERTY GRADES** |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **DBRS** | **Kroll** | **Moodys** | **DBRS** | **Kroll** | **Moodys** |
| XXX | 90081987 |  |  | XXX C D | A | A | A D | A | A | A |
| XXX | 90081988 |  |  | XXX D | N/A C | N/A | N/A C D | N/A B | N/A | N/A C B |
| XXX | 90081989 |  |  | XXX C D | D | D | D A | A | A | A |
| XXX | 90081990 |  |  | XXX C | A | A | A C | A | A | A |
| XXX | 90081991 |  |  | XXX D A | A | A | A D | A | A | A |
| XXX | 90081992 |  |  | XXX D A | A | A | A D | A | A | A |
| XXX | 90081993 |  |  | XXX A | C | C | C A | A | A | A |
| XXX | 90081994 |  |  | XXX A | A | A | A | A | A | A |
| XXX | 90081995 |  |  | XXX D | A B | A | B A D | A B | A | B A |
| XXX | 90081996 |  |  | XXX A | A B | A | B A | A B | A | B A |
| XXX | 90081997 |  |  | XXX D A | A | A | A D | A | A | A |
| XXX | 90081998 |  |  | XXX A C | A | A | A C | A | A | A |
| XXX | 90081999 |  |  | XXX C A | D | D | D A | A B | A | B A |
| XXX | 90082000 |  |  | XXX C A | D | D | D A | A | A | A |
| XXX | 90082001 |  |  | XXX D | A | A | A D | A | A | A |
| XXX | 90082002 |  |  | XXX A | A B | A | B A | A B | A | B A |
| XXX | 90082003 |  |  | XXX A | A B | A | B A | A B | A | B A |
| XXX | 90082004 |  |  | XXX A | D | D | D A | A | A | A |
| XXX | 90082005 |  |  | XXX D B | A B | A | B A D | A B | A | B A |
| XXX | 90082006 |  |  | XXX A | A | A | A | A | A | A |
| XXX | 90082007 |  |  | XXX C A | A | A | A C | A | A | A |
| XXX | 90082008 |  |  | XXX A | A | A | A | A | A | A |
| XXX | 90082009 |  |  | XXX A D | A B | A | B A D | A B | A | B A |
| XXX | 90082010 |  |  | XXX A | D | D | D A | A | A | A |
| XXX | 90082011 |  |  | XXX A | A B | A | B A | A B | A | B A |
| XXX | 90082012 |  |  | XXX A | D | D | D A | A | A | A |
| XXX | 90082013 |  |  | XXX A D | C | C | C D A | A | A | A |
| XXX | 90082014 |  |  | XXX D A | A | A | A D | A | A | A |
| XXX | 90082015 |  |  | XXX D A | A | A | A D | A | A | A |
| XXX | 90082016 |  |  | XXX D | A | A | A D | A | A | A |
| XXX | 90082017 |  |  | XXX C D | A B | A | B A D | A B | A | B A |
| XXX | 90082018 |  |  | XXX D A | C | C | C D A | A B | A | B A |
| XXX | 90082019 |  |  | XXX D A | A | A | A D | A | A | A |
| XXX | 90082020 |  |  | XXX A D | D | D | D A | A | A | A |
| XXX | 90082021 |  |  | XXX C A | A | A | A C | A | A | A |
| XXX | 90082022 |  |  | XXX D A | A | A | A D B | A | A | A B |
| XXX | 90082023 |  |  | XXX A | C | C | C A | A | A | A |

---

## Exhibit 99.30

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.30**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: | Radian Mortgage Capital | Report: | Final Tape Compare |
| Deal Name: | RMCT 2025-J4 | Loans in report: | 37 |

---

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **System Source** | **Reviewer Data** | **Tape Data** |
| XXX | 90081987 |  |  | XXX | Note Date | notePage | XXX | XXX |
| XXX | 90081988 |  |  | XXX | Note Date | notePage | XXX | XXX |
| XXX | 90081990 |  |  | XXX | Borrower 2 First Name | notePage | XXX | XXX |
| XXX | 90081993 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX |
| XXX | 90081995 |  |  | XXX | Interest Only Flag | notePage | No | false |
| XXX | 90081995 |  |  | XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXX | XXX |
| XXX | 90081996 |  |  | XXX | Borrower 1 Last Name | notePage | XXX | XXX |
| XXX | 90081996 |  |  | XXX | Borrower 2 First Name | notePage | XXX | XXX |
| XXX | 90082001 |  |  | XXX | Borrower 1 Last Name | notePage | XXX | XXX |
| XXX | 90082001 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX |
| XXX | 90082001 |  |  | XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXX | XXX |
| XXX | 90082011 |  |  | XXX | Borrower 2 First Name | notePage | XXX | XXX |
| XXX | 90082011 |  |  | XXX | Borrower 1 First Name | notePage | XXX | XXX |
| XXX | 90082012 |  |  | XXX | Borrower 2 First Name | notePage | XXX | XXX |
| XXX | 90082012 |  |  | XXX | Borrower 1 Last Name | notePage | XXX | XXX |
| XXX | 90082012 |  |  | XXX | Borrower 1 First Name | notePage | XXX | XXX |
| XXX | 90082014 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX |
| XXX | 90082018 |  |  | XXX | Initial Monthly P&I Or IO Payment | notePage | XXX | XXX |
| XXX | 90082021 |  |  | XXX | Qualifying CLTV | propertyValuationPage | XXX | XXX |
| XXX | 90082021 |  |  | XXX | Qualifying LTV | propertyValuationPage | XXX | XXX |
| XXX | 90082021 |  |  | XXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | XXX | XXX |

---

## Exhibit 99.31

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.31**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: | Radian Mortgage Capital | Report: | Supplemental Data |
| Deal Name: | RMCT 2025-J4 | Loans in report: | 37 |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** |
| XXX | 90081987 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/06/2025 | 6.730% | DU | Approve Eligible | No | 7.081% |  | 6.990% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX | X |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081988 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/14/2025 | 6.620% | AUS | Accept Eligible | Yes | 6.807% |  | 6.750% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX | X |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081989 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/15/2025 | 6.620% | DU | Approve Eligible | No | 6.713% |  | 6.625% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2024, 2023, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 2024, 2023, 2025 | Borrower - 2024, 2023, 2025 \|\| Co Borrower - 2024, 2023, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081990 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/20/2025 | 6.650% | DU | Approve Eligible | No | 7.852% |  | 7.625% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 23 | 23 | Work Number | No | 0 |  |  | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2022, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2022 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2022, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2022 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A |  |  | XXX | US | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | US | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081991 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/20/2025 | 6.650% | LP | Accept Eligible | No | 7.127% |  | 6.875% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 2 | 24 | FNMA 1005 | Yes | 2 | 1 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2023, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2023, 2025 | Borrower - 1 YR Executed 4506T Verified - 2024, 2023, 2025 \|\| Co Borrower - 1 YR Executed 4506T Verified - 2024, 2023, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A |  |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081992 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/25/2025 | 6.660% | DU | Approve Eligible | No | 6.264% |  | 6.125% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2022, 2021 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90081993 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | No | N/A | N/A |  | 02/24/2025 | 6.850% | AUS | Approve Eligible | No | 6.875% |  | 6.875% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 24 | 25 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - 2025, 2024 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90081994 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/21/2025 | 6.650% | AUS | Approve Eligible | No | 6.765% |  | 6.750% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Proceeds from Sale,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SSI and Disability, SSI and Disability - Award Letter Verified \|\| Co Borrower - SSI and Disability, SSI and Disability - Award Letter Verified | Borrower \|\| Co Borrower | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX | X |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081995 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/21/2025 | 6.650% | LP | Accept Eligible | Yes | 7.013% |  | 6.925% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90081996 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/28/2025 | 6.660% | LP | Accept Eligible | No | 6.809% |  | 6.750% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Annually | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A |  |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081997 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/25/2025 | 6.660% | DU | Approve Eligible | No | 6.534% |  | 6.500% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 3 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | Missing |  | XXX | US | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081998 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | 03/24/2025 | 6.660% | LP | Accept Eligible | No | 6.719% |  | 6.625% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 1 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 93 | 27 | FNMA 1005 | No | 0 |  |  | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, null 1040 Schedule E Verified - 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, null 1040 Schedule E Verified - 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90081999 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/26/2025 | 6.660% | DU | Approve Eligible | Yes | 6.429% |  | 6.375% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Annually | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 1 | 23 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082000 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/18/2025 | 6.650% | LP | Accept Eligible | No | 6.413% |  | 6.375% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Annually | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 2 | 24 | Work Number | Yes | 2 | 24 | Work Number | No | 0 |  |  | Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - Written VOE Verified - 2023, 2024, 2025 | Borrower - 2023, 2024, 2025 \|\| Co Borrower - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082001 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/11/2025 | 6.620% | DU | Approve Eligible | No | 6.179% |  | 6.125% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Annually | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082002 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/07/2025 | 6.620% | AUS | Approve Eligible | No | 6.681% |  | 6.625% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.18% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023, 2024 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082003 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/24/2025 | 6.660% | AUS | Accept Eligible | Yes | 7.063% |  | 6.925% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | Yes |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 1 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023 - 2023 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023 - 2023 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082004 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/04/2025 | 6.650% | AUS | Accept Eligible | No | 6.694% |  | 6.625% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082005 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/05/2025 | 6.730% | AUS | Approve Eligible | No | 7.038% |  | 6.990% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Annually | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower | Borrower - 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082006 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | No | N/A | N/A |  | 03/28/2025 | 6.660% | AUS | Accept Eligible | No | 7.741% |  | 7.250% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 12 | 144 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082007 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/04/2025 | 6.650% | AUS | Accept Eligible | No | 6.857% |  | 6.375% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 3 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082008 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/04/2025 | 6.650% | AUS | Approve Eligible | No | 6.756% |  | 6.625% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 2 | 2 | FNMA 1005 | Yes | 78 | 26 | Other | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082009 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/24/2025 | 6.660% | AUS | Approve Eligible | No | 6.614% |  | 6.375% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 96 | 26 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 1 YR Executed 4506T Verified - 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 | Borrower - 1 YR Executed 4506T Verified - 2017, 2018, 2019, 2020, 2021, 2022, 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX | X |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082010 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/30/2025 | 6.880% | DU | Approve Eligible | No | 7.577% |  | 7.375% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082011 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/02/2025 | 6.650% | DU | Approve Eligible | No | 7.106% |  | 6.875% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No |  | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 1 | 1 | FNMA 1005 | Yes | 2 | 29 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2025, 2023 | Borrower - 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 1 YR Executed 4506T Verified - 2024, 2025, 2023 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082012 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 05/20/2025 | 6.870% | LP | Accept Eligible | No | 6.942% |  | 6.625% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 1 | 73 | Work Number | Yes | 2 | 300 | Work Number | No | 0 |  |  | Borrower - Wage - Written VOE Verified, Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Wage - Written VOE Verified, Executed 4506T Verified - 2024, 2025 | Borrower - Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Executed 4506T Verified - 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082013 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 05/12/2025 | 6.800% | Other | Approve Eligible | No | 7.145% |  | 6.990% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 58 | 28 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082014 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 06/03/2025 | 6.920% | AUS | Approve Eligible | No | 6.934% |  | 6.750% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Other, Other, Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 1 YR Executed 4506T Verified | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082015 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 06/10/2025 | 6.880% | AUS | Approve Eligible | No | 6.989% |  | 6.875% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082016 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 05/06/2025 | 6.740% | Other | Accept Eligible | No | 6.301% |  | 6.250% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 4 | 30 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082017 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 06/10/2025 | 6.880% | LP | Accept Eligible | Yes | 6.934% |  | 6.750% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 4 | 55 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082018 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 06/11/2025 | 6.880% | AUS | Accept Eligible | Yes | 6.871% |  | 6.750% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 1 YR Executed 4506T Verified - 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082019 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 07/08/2025 | 6.670% | Other | Approve Eligible | No | 7.714% |  | 7.625% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 139 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - SESoleProprietor, Wage, Overtime and Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  | US Citizen | N/A | Missing |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 90082020 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 06/22/2025 | 6.890% | DU | Approve Eligible | No | 6.944% |  | 6.825% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Executed 4506T Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025 - 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082021 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | 04/04/2025 | 6.650% | Manual Underwriting |  | No | 6.943% |  | 6.750% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 7 | 96 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082022 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/09/2025 | 6.620% | AUS | Approve Ineligible | No | 7.379% |  | 7.375% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Missing |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Missing |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 1 | 1 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX | X |  |  |  |  |  |  |  |  |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 90082023 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 05/14/2025 | 6.800% | AUS | Approve Ineligible | No | 7.035% |  | 6.875% |  | XXX | No | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 41 | 36 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 1 YR Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 1 YR Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | United States | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |

---

## Exhibit 99.32

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.32**

---

| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: | Radian Mortgage Capital | Report: | QM ATR |
| Deal Name: | RMCT 2025-J4 | Loans in report: | 37 |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXX | 90081987 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |
| XXX | 90081988 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |
| XXX | 90081989 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |
| XXX | 90081990 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |
| XXX | 90081991 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |
| XXX | 90081992 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90081993 |  |  | XXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90081994 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Retired | Retired | No | No | No |  |
| XXX | 90081995 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90081996 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Not Employed | Employed | No | No | No |  |
| XXX | 90081997 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Not Employed | No | No | No |  |
| XXX | 90081998 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Not Employed | Employed | No | No | No |  |
| XXX | 90081999 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082000 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |
| XXX | 90082001 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Not Employed | Not Employed | No | No | No |  |
| XXX | 90082002 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082003 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Not Employed | Employed | No | No | No |  |
| XXX | 90082004 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082005 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Not Employed | No | No | No |  |
| XXX | 90082006 |  |  | XXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | No | No | No | No | No | No | No | No | No | No | Yes |  |  | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082007 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| XXX | 90082008 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |
| XXX | 90082009 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082010 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed | Employed | No | No | No |  |
| XXX | 90082011 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed | Employed | No | No | No |  |
| XXX | 90082012 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |
| XXX | 90082013 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082014 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Not Employed | No | No | No |  |
| XXX | 90082015 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082016 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Not Employed | No | No | No |  |
| XXX | 90082017 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| XXX | 90082018 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082019 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No |  | No |  |
| XXX | 90082020 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082021 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Employed |  | No |  | No |  |
| XXX | 90082022 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed |  | No |  | No |  |
| XXX | 90082023 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Employed | Employed | No | No | No |  |

---

## Exhibit 99.33

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.33**

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| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: | Radian Mortgage Capital | Report: | Valuation Summary |
| Deal Name: | RMCT 2025-J4 | Loans in report: | 37 |

---

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| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Eligible for Rep-Warr Relief per Loan Collateral Advisor** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** | **Primary Appraiser License** | **Primary Appraiser Name** | **Appraiser Company Name** | **Completion Report (1004D) Date** |
| XXX | 90081987 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible | 1.5 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081988 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | None - Appraisal Waiver | XXX | XXX | XXX | XXX |  |  |  | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX |  |  | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081989 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081990 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX |  | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081991 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | xxx | .0000 | Loan Collateral Advisor (LCA) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 1.2 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081992 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | xxx | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081993 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX |  | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081994 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible | 1.6 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081995 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | None - Appraisal Waiver | XXX | XXX | XXX | XXX | XXX | .0635 | AVM | XXX |  |  |  | XXX |  |  | XXX |  | XXX | xxx | .0635 | 93.0 | 0.07 | XXX | ClearAVM | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible |  | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081996 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Loan Collateral Advisor (LCA) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 3 | XXX | Not Eligible | 1.3 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081997 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 2.2 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081998 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | LOW RISK | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 0 | XXX | Not Eligible |  | XXX | XXX | XXX | XXX | XXX |
| XXX | 90081999 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | None - Appraisal Waiver | XXX | XXX | XXX | XXX | XXX | -.0021 | AVM | XXX |  |  |  | XXX |  |  | XXX |  | XXX | xxx | -.0021 | 88.0 | 0.12 | XXX | ClearAVM | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX | xxx | .0065 | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX |  |  | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082000 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX | xxx | .0000 | Desk Review | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | low | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 2.6 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082001 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible | 1.1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082002 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | Low Risk | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 3.5 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082003 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | None - Appraisal Waiver | XXX | XXX | XXX | XXX |  |  |  | XXX | xxx | .0090 | AVM | XXX |  |  | XXX |  | XXX | xxx | .0090 | 97.0 | 0.03 | XXX | ClearAVM | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX |  |  | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082004 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | Low | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082005 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX | xxx | .0000 | Desk Review | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | Low Risk | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 2.6 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082006 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082007 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Loan Collateral Advisor (LCA) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 1.5 | XXX | Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082008 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082009 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | Low | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 3.2 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082010 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX | xxx | .0000 | Desk Review | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | Low Risk | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 2.8 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082011 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | Low | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082012 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX | xxx | .0000 | Desk Review | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | Low Risk | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 1.1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082013 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 1.3 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082014 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 2 | XXX | Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082015 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Loan Collateral Advisor (LCA) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 3 | XXX | Not Eligible | 1.5 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082016 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Loan Collateral Advisor (LCA) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 2 | XXX | Eligible | 4.9 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082017 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | None - Appraisal Waiver | XXX | XXX | XXX | XXX |  |  |  | XXX |  |  |  | XXX |  |  | XXX |  | XXX | xxx | .0151 | 94.0 | 0.06 | XXX | ClearAVM | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | xxx | .0151 | XXX | XXX | AVM |  | XXX |  |  | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082018 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | None - Appraisal Waiver | XXX | XXX | XXX | XXX | XXX | -.0042 | AVM | XXX |  |  |  | XXX |  |  | XXX |  | XXX | xxx | -.0042 | 97.0 | 0.03 | XXX | ClearAVM | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX |  |  | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082019 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 1 | XXX | Eligible | 1 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082020 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX | xxx | .0000 | Desk Review | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | Moderate Risk | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 2 | XXX | Eligible | 1.3 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082021 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX |  |  | XXX |  | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  | 3 | XXX | Not Eligible | 2.2 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082022 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | LOW RISK | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 3.5 | XXX | XXX | XXX | XXX | XXX |
| XXX | 90082023 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review | XXX |  |  |  | XXX |  |  | XXX |  | XXX |  |  |  |  | XXX |  | XXX | XXX | 0 | .0000 | XXX | LOW RISK | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX | XXX |  |  | XXX | XXX |  |  | XXX | XXX |  |  | XXX | Not Eligible | 1.7 | XXX | XXX | XXX | XXX | XXX |

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## Exhibit 99.34

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.34**

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| | | | |
|:---|:---|:---|:---|
| TPR Firm: | ![](ex99_001.jpg) | Report Date: | 9/4/2025 |
| Client Name: | Radian Mortgage Capital | Report: | Business Purpose Supplement |
| Deal Name: | RMCT 2025-J4 | Loans in report: | 37 |

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| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |

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