# EDGAR Filing Document

**Accession Number:** 0001821336
**File Stem:** 0001193125-26-018970
**Filing Date:** 2026-1
**Character Count:** 27135
**Document Hash:** 3969676ef80b7201c675391cebd35403
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-018970.hdr.sgml**: 20260122

**ACCESSION NUMBER**: 0001193125-26-018970

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260122

**DATE AS OF CHANGE**: 20260122

**EFFECTIVENESS DATE**: 20260122

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mechanics Financial Corp
- **CENTRAL INDEX KEY:** 0001821336

**ORGANIZATION NAME:**
- **EIN:** 341825921
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22496
- **FILM NUMBER:** 26550185

**BUSINESS ADDRESS:**
- **STREET 1:** 2 SOUTH MAIN STREET
- **CITY:** MANSFIELD
- **STATE:** OH
- **ZIP:** 44902
- **BUSINESS PHONE:** 419-524-0831

**MAIL ADDRESS:**
- **STREET 1:** 2 SOUTH MAIN STREET
- **CITY:** MANSFIELD
- **STATE:** OH
- **ZIP:** 44902

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Mechanics Financial Corp<br>**Address:** 2 South Main Street<br>Mansfield, OH 44902

**Form 13F File Number:** 028-22496

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nicholas Gesouras<br>**Title:** Senior Vice President<br>**Phone:** 419-524-0831

**Signature, Place, and Date of Signing:**

/S/Nicholas Gesouras  Mansfield, OH  01-20-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 233

**Form 13F Information Table Value Total:** $270889799

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC Inc Com | COM | 001055102 |  | 220540 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| AT Inc Com | COM | 00206R102 |  | 58498 | 2355 | SH |  | DFND |  | 2355 | 0 | 0 |
| Ark ETF Tr Innovation ETF | INNOVATION ETF | 00214Q104 |  | 3846 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Abbott Labs Com | COM | 002824100 |  | 1028881 | 8212 | SH |  | DFND |  | 8212 | 0 | 0 |
| Abbvie Inc Com | COM | 00287Y109 |  | 1927313 | 8435 | SH |  | DFND |  | 8435 | 0 | 0 |
| Adobe Sys Inc Com | COM | 00724F101 |  | 179195 | 512 | SH |  | DFND |  | 512 | 0 | 0 |
| Advanced Micro Devices Inc. | COM | 007903107 |  | 227652 | 1063 | SH |  | DFND |  | 1063 | 0 | 0 |
| Air Prods  Chems Inc Com | COM | 009158106 |  | 768479 | 3111 | SH |  | DFND |  | 3111 | 0 | 0 |
| Alibaba Group Hldg LTD Sponsored ADR | SPONSORED ADS | 01609W102 |  | 12459 | 85 | SH |  | DFND |  | 85 | 0 | 0 |
| Allstate Corp Com | COM | 020002101 |  | 359059 | 1725 | SH |  | DFND |  | 1725 | 0 | 0 |
| Alphabet Inc Cap Stk CL C | CAP STK CL C | 02079K107 |  | 2635920 | 8400 | SH |  | DFND |  | 8400 | 0 | 0 |
| Alphabet Inc Cap Stk CL A | CAP STK CL A | 02079K305 |  | 6330112 | 20224 | SH |  | DFND |  | 20224 | 0 | 0 |
| Altria Group Inc Com | COM | 02209S103 |  | 283572 | 4918 | SH |  | DFND |  | 4918 | 0 | 0 |
| Amazon Com Inc Com | COM | 023135106 |  | 3944714 | 17090 | SH |  | DFND |  | 17090 | 0 | 0 |
| American Elec Pwr Co Inc Com | COM | 025537101 |  | 290005 | 2515 | SH |  | DFND |  | 2515 | 0 | 0 |
| American Express Co Com | COM | 025816109 |  | 694026 | 1876 | SH |  | DFND |  | 1876 | 0 | 0 |
| Ameriprise Finl Inc Com | COM | 03076C106 |  | 26969 | 55 | SH |  | DFND |  | 55 | 0 | 0 |
| Amgen Inc Com | COM | 031162100 |  | 1501371 | 4587 | SH |  | DFND |  | 4587 | 0 | 0 |
| Elevance Health Inc. | COM | 036752103 |  | 105165 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Apple Inc Com | COM | 037833100 |  | 15730363 | 57862 | SH |  | DFND |  | 57862 | 0 | 0 |
| Applied Materials INC Material CORP COMMON | COM | 038222105 |  | 128495 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| Astrazeneca Plc ADR | SPONSORED ADR | 046353108 |  | 82737 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| Automatic Data Processing Incom | COM | 053015103 |  | 257230 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Baidu Inc Spon ADR Rep A | SPON ADR REP A | 056752108 |  | 6533 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Bk of America Corp Com | COM | 060505104 |  | 1014640 | 18448 | SH |  | DFND |  | 18448 | 0 | 0 |
| Bank New York Mellon Corp Com | COM | 064058100 |  | 507081 | 4368 | SH |  | DFND |  | 4368 | 0 | 0 |
| Becton Dickinson  Co Com | COM | 075887109 |  | 252291 | 1300 | SH |  | DFND |  | 1300 | 0 | 0 |
| Berkshire Hathaway Inc Del CL B New | CL B NEW | 084670702 |  | 1297340 | 2581 | SH |  | DFND |  | 2581 | 0 | 0 |
| Blackrock Inc. | COM | 09290D101 |  | 2033646 | 1900 | SH |  | DFND |  | 1900 | 0 | 0 |
| Boeing Co Com | COM | 097023105 |  | 124844 | 575 | SH |  | DFND |  | 575 | 0 | 0 |
| Borgwarner Inc | COM | 099724106 |  | 13969 | 310 | SH |  | DFND |  | 310 | 0 | 0 |
| Broadcom Inc. | COM | 11135F101 |  | 2134053 | 6166 | SH |  | DFND |  | 6166 | 0 | 0 |
| Azenta Inc | COM | 114340102 |  | 28936 | 870 | SH |  | DFND |  | 870 | 0 | 0 |
| CME Group Inc Com | COM | 12572Q105 |  | 216279 | 792 | SH |  | DFND |  | 792 | 0 | 0 |
| Cadence Design System Inc Com | COM | 127387108 |  | 1389418 | 4445 | SH |  | DFND |  | 4445 | 0 | 0 |
| Carnival Corp Unit 99/99/9999 | UNIT 99/99/9999 | 143658300 |  | 3054 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Caterpillar Inc Com | COM | 149123101 |  | 1659032 | 2896 | SH |  | DFND |  | 2896 | 0 | 0 |
| Chevron Corp New Com | COM | 166764100 |  | 1754239 | 11510 | SH |  | DFND |  | 11510 | 0 | 0 |
| Church  Dwight Inc Com | COM | 171340102 |  | 23059 | 275 | SH |  | DFND |  | 275 | 0 | 0 |
| Cincinnati Finl Corp Com | COM | 172062101 |  | 122000 | 747 | SH |  | DFND |  | 747 | 0 | 0 |
| Cisco Sys Inc Com | COM | 17275R102 |  | 1756669 | 22805 | SH |  | DFND |  | 22805 | 0 | 0 |
| Citigroup Inc Com New | COM NEW | 172967424 |  | 5835 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Civista Bancshares Inc | COM NO PAR | 178867107 |  | 44440 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| Clorox Co Del Com | COM | 189054109 |  | 100830 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Coca Cola Co Com | COM | 191216100 |  | 55928 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| Coinbase Global Inc Com CL A | COM CL A | 19260Q107 |  | 11307 | 50 | SH |  | DFND |  | 50 | 0 | 0 |
| Colgate Palmolive Co Com | COM | 194162103 |  | 158040 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| Comcast Corp Class A | CL A | 20030N101 |  | 124791 | 4175 | SH |  | DFND |  | 4175 | 0 | 0 |
| ConocoPhillips Com | COM | 20825C104 |  | 70208 | 750 | SH |  | DFND |  | 750 | 0 | 0 |
| Costco Wholesale Corp | COM | 22160K105 |  | 18109 | 21 | SH |  | DFND |  | 21 | 0 | 0 |
| Crown Castle International Corp | COM | 22822V101 |  | 103978 | 1170 | SH |  | DFND |  | 1170 | 0 | 0 |
| Cummins Inc Com | COM | 231021106 |  | 1094915 | 2145 | SH |  | DFND |  | 2145 | 0 | 0 |
| DBX ETF Tr Xtrak MSCI Eafe | XTRACK MSCI EAFE | 233051200 |  | 78564 | 1633 | SH |  | DFND |  | 1633 | 0 | 0 |
| Deere  Co Com | COM | 244199105 |  | 1129473 | 2426 | SH |  | DFND |  | 2426 | 0 | 0 |
| Disney Walt Co Com Disney | COM | 254687106 |  | 1124958 | 9888 | SH |  | DFND |  | 9888 | 0 | 0 |
| Dominion RES Inc VA New Com | COM | 25746U109 |  | 175770 | 3000 | SH |  | DFND |  | 3000 | 0 | 0 |
| Dow Inc Com | COM | 260557103 |  | 8183 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| Duke Energy Corp New Com | COM NEW | 26441C204 |  | 765850 | 6534 | SH |  | DFND |  | 6534 | 0 | 0 |
| EOG RES Inc Com | COM | 26875P101 |  | 659988 | 6285 | SH |  | DFND |  | 6285 | 0 | 0 |
| Eaton Vance National Municipal Opportunities Trust | COM SHS | 27829L105 |  | 84550 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| Emerson Elec Co Com | COM | 291011104 |  | 1107283 | 8343 | SH |  | DFND |  | 8343 | 0 | 0 |
| Enbridge Inc ADR | COM | 29250N105 |  | 349972 | 7317 | SH |  | DFND |  | 7317 | 0 | 0 |
| Energy Transfer LP Com UT LTD Ptn | COM UT LTD PTN | 29273V100 |  | 82450 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| Enovix Corporation | COM | 293594107 |  | 146200 | 20000 | SH |  | DFND |  | 20000 | 0 | 0 |
| Equinix Inc | COM | 29444U700 |  | 15323 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Evergy Inc Com | COM | 30034W106 |  | 43856 | 605 | SH |  | DFND |  | 605 | 0 | 0 |
| Extra Space Storage Inc. | COM | 30225T102 |  | 50656 | 389 | SH |  | DFND |  | 389 | 0 | 0 |
| Exxon Mobil Corp Com | COM | 30231G102 |  | 86645 | 720 | SH |  | DFND |  | 720 | 0 | 0 |
| Meta Platforms Inc CL A | CL A | 30303M102 |  | 1199384 | 1817 | SH |  | DFND |  | 1817 | 0 | 0 |
| Fair Isaac Corp. | COM | 303250104 |  | 42266 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| FedEx Corp Com | COM | 31428X106 |  | 57772 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| F5 Networks Inc Com | COM | 315616102 |  | 8168 | 32 | SH |  | DFND |  | 32 | 0 | 0 |
| First Trust Water ETF | WTR ETF | 33733B100 |  | 97776 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| First Trust NYSE Arca Biotechnology Index Fund | NY ARCA BIOTECH | 33733E203 |  | 25195 | 122 | SH |  | DFND |  | 122 | 0 | 0 |
| First Trust Energy AlphaDEX Fund | ENERGY ALPHADX | 33734X127 |  | 16536 | 1004 | SH |  | DFND |  | 1004 | 0 | 0 |
| First Trust Global Tactical Commodity Strategy Fund | FST TR GLB FD | 33739H101 |  | 46460 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| Floor  Decor | CL A | 339750101 |  | 9134 | 150 | SH |  | DFND |  | 150 | 0 | 0 |
| Fortinet Inc | COM | 34959E109 |  | 29779 | 375 | SH |  | DFND |  | 375 | 0 | 0 |
| Freeport-Mcmoran INC Freeport Mcmoran CORP COMMON | CL B | 35671D857 |  | 77709 | 1530 | SH |  | DFND |  | 1530 | 0 | 0 |
| Freightcar Amer Inc Com | COM | 357023100 |  | 221400 | 20000 | SH |  | DFND |  | 20000 | 0 | 0 |
| Gartner Inc Com | COM | 366651107 |  | 8830 | 35 | SH |  | DFND |  | 35 | 0 | 0 |
| General Dynamics Corp Com | COM | 369550108 |  | 2861947 | 8501 | SH |  | DFND |  | 8501 | 0 | 0 |
| General Mls Inc Com | COM | 370334104 |  | 46500 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| General Mtrs Co Com | COM | 37045V100 |  | 18704 | 230 | SH |  | DFND |  | 230 | 0 | 0 |
| Genuine Parts Co Com | COM | 372460105 |  | 265962 | 2163 | SH |  | DFND |  | 2163 | 0 | 0 |
| Goldman Sachs Group I | COM | 38141G104 |  | 258426 | 294 | SH |  | DFND |  | 294 | 0 | 0 |
| Gorman Rupp Co Com | COM | 383082104 |  | 48106024 | 1007456 | SH |  | DFND |  | 292799 | 0 | 714657 |
| Grainger W W Inc Com | COM | 384802104 |  | 100905 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| HF Sinclair Corp. | COM | 403949100 |  | 5806 | 126 | SH |  | DFND |  | 126 | 0 | 0 |
| Hexcel Corp. | COM | 428291108 |  | 22170 | 300 | SH |  | DFND |  | 300 | 0 | 0 |
| Home Depot Inc Com | COM | 437076102 |  | 1047440 | 3044 | SH |  | DFND |  | 3044 | 0 | 0 |
| Honeywell Intl Inc Com | COM | 438516106 |  | 551129 | 2825 | SH |  | DFND |  | 2825 | 0 | 0 |
| Hubbell Inc Com | COM | 443510607 |  | 2156154 | 4855 | SH |  | DFND |  | 4855 | 0 | 0 |
| Illinois Tool WKS Inc Com | COM | 452308109 |  | 246300 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Ingredion Inc Com | COM | 457187102 |  | 214015 | 1941 | SH |  | DFND |  | 1941 | 0 | 0 |
| Intel Corp Com | COM | 458140100 |  | 214943 | 5825 | SH |  | DFND |  | 5825 | 0 | 0 |
| Intercontinental Exchange Incom | COM | 45866F104 |  | 994110 | 6138 | SH |  | DFND |  | 6138 | 0 | 0 |
| International Business Machines | COM | 459200101 |  | 1733717 | 5853 | SH |  | DFND |  | 5853 | 0 | 0 |
| Invesco Qqq Trust Series 1 Invsc Srs Etf | UNIT SER 1 | 46090E103 |  | 124705 | 203 | SH |  | DFND |  | 203 | 0 | 0 |
| Intuitive Surgical Inc | COM NEW | 46120E602 |  | 63432 | 112 | SH |  | DFND |  | 112 | 0 | 0 |
| Invesco Exchng Traded FD Tr Sr Ln ETF | SR LN ETF | 46138G508 |  | 5040 | 240 | SH |  | DFND |  | 240 | 0 | 0 |
| Invesco Floating Rate Municipal Income ETF | FLOATING RATE MU | 46138G862 |  | 42364 | 1700 | SH |  | DFND |  | 1700 | 0 | 0 |
| Invesco Capital Management LLC Variable Rate Preferred Etf | VAR RATE PFD | 46138G870 |  | 26763 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| iShares Gold Tr iShares New | ISHARES NEW | 464285204 |  | 422409 | 5204 | SH |  | DFND |  | 5204 | 0 | 0 |
| iShares Core S 500 ETF | CORE S ETF | 464287200 |  | 10065193 | 14695 | SH |  | DFND |  | 14695 | 0 | 0 |
| iShares Core Totusbd ETF | CORE US AGGBD ET | 464287226 |  | 99880 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| iShares MSCI Emg Mkt ETF | MSCI EMG MKT ETF | 464287234 |  | 16687 | 305 | SH |  | DFND |  | 305 | 0 | 0 |
| iShares Iboxx Inv CP ETF | IBOXX INV CP ETF | 464287242 |  | 58511 | 531 | SH |  | DFND |  | 531 | 0 | 0 |
| iShares S 500 Growth ETF | S 500 GRWT ETF | 464287309 |  | 35745 | 290 | SH |  | DFND |  | 290 | 0 | 0 |
| iShares Tr S 500 Val ETF | S 500 VAL ETF | 464287408 |  | 180260 | 850 | SH |  | DFND |  | 850 | 0 | 0 |
| iShares 7-10 Year TSY Bond ETF | 7-10 YR TRSY BD | 464287440 |  | 145202 | 1510 | SH |  | DFND |  | 1510 | 0 | 0 |
| iShares Tr MSCI Eafe ETF | MSCI EAFE ETF | 464287465 |  | 11139192 | 115997 | SH |  | DFND |  | 115997 | 0 | 0 |
| iShares Tr Russell Mid Cap Vetf | RUS MDCP VAL ETF | 464287473 |  | 27787 | 197 | SH |  | DFND |  | 197 | 0 | 0 |
| iShares Russell Midcap Gth ETF | RUS MD CP GR ETF | 464287481 |  | 62445 | 456 | SH |  | DFND |  | 456 | 0 | 0 |
| iShares Russell Mid Cap ETF | RUS MID CAP ETF | 464287499 |  | 108496 | 1127 | SH |  | DFND |  | 1127 | 0 | 0 |
| iShares Core S Mid Cap ETF | CORE S MCP ETF | 464287507 |  | 15978402 | 242097 | SH |  | DFND |  | 242097 | 0 | 0 |
| iShares Russell 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 2294950 | 9323 | SH |  | DFND |  | 9323 | 0 | 0 |
| iShares Tr Core S US Vlu | CORE S US VLU | 464287663 |  | 32505 | 317 | SH |  | DFND |  | 317 | 0 | 0 |
| iShares Tr Core S US Gwt | CORE S US GWT | 464287671 |  | 30061 | 179 | SH |  | DFND |  | 179 | 0 | 0 |
| iShares SP Mid Cap 400 Val ETF | S MC 400VL ETF | 464287705 |  | 132643 | 1008 | SH |  | DFND |  | 1008 | 0 | 0 |
| iShares SP Small Cap 600 IDX ETF | CORE S SCP ETF | 464287804 |  | 4954060 | 41222 | SH |  | DFND |  | 41222 | 0 | 0 |
| iShares S SC 600 Clsd End Fnd ETF | SP SMCP600VL ETF | 464287879 |  | 292943 | 2576 | SH |  | DFND |  | 2576 | 0 | 0 |
| iShares Tr S P Small Cap 600 ETF | S SML 600 GWT | 464287887 |  | 129303 | 916 | SH |  | DFND |  | 916 | 0 | 0 |
| iShares National Muni Bond ETF | NATIONAL MUN ETF | 464288414 |  | 68872 | 643 | SH |  | DFND |  | 643 | 0 | 0 |
| iShares Interm Cr Bd ETF | ISHS 5-10YR INVT | 464288638 |  | 41164 | 764 | SH |  | DFND |  | 764 | 0 | 0 |
| iShares Barclays Core GNMA Bond ETF | GNMA BOND ETF | 46429B333 |  | 20577 | 462 | SH |  | DFND |  | 462 | 0 | 0 |
| iShares Tr Core MSCI Eafe | CORE MSCI EAFE | 46432F842 |  | 10303019 | 115169 | SH |  | DFND |  | 115169 | 0 | 0 |
| Ishares Core Msci Emerging Markets Etf | CORE MSCI EMKT | 46434G103 |  | 5621810 | 83633 | SH |  | DFND |  | 83633 | 0 | 0 |
| Ishares Bitcoin Trust ETF | SHS BEN INT | 46438F101 |  | 173775 | 3500 | SH |  | DFND |  | 3500 | 0 | 0 |
| JPMorgan Chase  Co Com | COM | 46625H100 |  | 7536726 | 23390 | SH |  | DFND |  | 23390 | 0 | 0 |
| Johnson  Johnson Com | COM | 478160104 |  | 2983805 | 14418 | SH |  | DFND |  | 14418 | 0 | 0 |
| Kimberly-Clark Corp Com | COM | 494368103 |  | 100890 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Kyndryl Holdings INC CORP COMMON | COMMON STOCK | 50155Q100 |  | 133 | 5 | SH |  | DFND |  | 5 | 0 | 0 |
| Lilly Eli  Co Com | COM | 532457108 |  | 2823184 | 2627 | SH |  | DFND |  | 2627 | 0 | 0 |
| Littelfuse INC CORP COMMON | COM | 537008104 |  | 21751 | 86 | SH |  | DFND |  | 86 | 0 | 0 |
| Lockheed Martin Corp Com | COM | 539830109 |  | 811598 | 1678 | SH |  | DFND |  | 1678 | 0 | 0 |
| Lowes Cos Inc Com | COM | 548661107 |  | 999367 | 4144 | SH |  | DFND |  | 4144 | 0 | 0 |
| M  T BK Corp Com | COM | 55261F104 |  | 100740 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| Marriott International Inc. | CL A | 571903202 |  | 1252749 | 4038 | SH |  | DFND |  | 4038 | 0 | 0 |
| Marvell Technology Inc | COM | 573874104 |  | 453028 | 5331 | SH |  | DFND |  | 5331 | 0 | 0 |
| Masco Corp Com | COM | 574599106 |  | 32872 | 518 | SH |  | DFND |  | 518 | 0 | 0 |
| McCormick  Co Inc Com Non Vtg | COM NON VTG | 579780206 |  | 136220 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| McDonalds Corp Com | COM | 580135101 |  | 1590193 | 5203 | SH |  | DFND |  | 5203 | 0 | 0 |
| Merck  Co. Inc Com | COM | 58933Y105 |  | 1096388 | 10416 | SH |  | DFND |  | 10416 | 0 | 0 |
| Microsoft Corp Com | COM | 594918104 |  | 8131103 | 16813 | SH |  | DFND |  | 16813 | 0 | 0 |
| Microchip Technology Inc Com | COM | 595017104 |  | 318218 | 4994 | SH |  | DFND |  | 4994 | 0 | 0 |
| Morgan Stanley Com New | COM NEW | 617446448 |  | 1185190 | 6676 | SH |  | DFND |  | 6676 | 0 | 0 |
| Nio Inc Spon ADR | SPON ADS | 62914V106 |  | 1275 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| Netflix Inc. Ordinary Shares | COM | 64110L106 |  | 345881 | 3689 | SH |  | DFND |  | 3689 | 0 | 0 |
| Nextera Energy Inc Com | COM | 65339F101 |  | 1502922 | 18721 | SH |  | DFND |  | 18721 | 0 | 0 |
| Nike Inc CL B | CL B | 654106103 |  | 62754 | 985 | SH |  | DFND |  | 985 | 0 | 0 |
| Northrop Grumman Corp Com | COM | 666807102 |  | 217250 | 381 | SH |  | DFND |  | 381 | 0 | 0 |
| Nvidia Corporation Com | COM | 67066G104 |  | 5618686 | 30127 | SH |  | DFND |  | 30127 | 0 | 0 |
| Nuveen Quality Municipal Income Fund | COM | 67066V101 |  | 102170 | 8500 | SH |  | DFND |  | 8500 | 0 | 0 |
| OGE Energy Corp Com | COM | 670837103 |  | 42700 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Oneok Inc. | COM | 682680103 |  | 340967 | 4639 | SH |  | DFND |  | 4639 | 0 | 0 |
| Oracle Corp Com | COM | 68389X105 |  | 2261736 | 11604 | SH |  | DFND |  | 11604 | 0 | 0 |
| Owens Corning New Com | COM | 690742101 |  | 6715 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| PNC Finl Svcs Group Inc Com | COM | 693475105 |  | 1063062 | 5093 | SH |  | DFND |  | 5093 | 0 | 0 |
| PPG Inds Inc Com | COM | 693506107 |  | 204920 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| Palantir Tech Inc | CL A | 69608A108 |  | 385718 | 2170 | SH |  | DFND |  | 2170 | 0 | 0 |
| Palo Alto Networks Inc | COM | 697435105 |  | 1064308 | 5778 | SH |  | DFND |  | 5778 | 0 | 0 |
| Park Natl Corp Com | COM | 700658107 |  | 110787 | 728 | SH |  | DFND |  | 728 | 0 | 0 |
| Paychex Inc Com | COM | 704326107 |  | 362005 | 3227 | SH |  | DFND |  | 3227 | 0 | 0 |
| PayPal Hldgs Inc Com | COM | 70450Y103 |  | 23877 | 409 | SH |  | DFND |  | 409 | 0 | 0 |
| PepsiCo Inc Com | COM | 713448108 |  | 1838922 | 12813 | SH |  | DFND |  | 12813 | 0 | 0 |
| Pfizer Inc Com | COM | 717081103 |  | 495211 | 19888 | SH |  | DFND |  | 19888 | 0 | 0 |
| Phillips 66 Com | COM | 718546104 |  | 129040 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Pimco 0-5yr High Yld Corp Bd Index ETF | 0-5 HIGH YIELD | 72201R783 |  | 33851 | 357 | SH |  | DFND |  | 357 | 0 | 0 |
| Principal Exchange-Traded Fdspectrum Pfd | SPECTRUM PFD | 74255Y888 |  | 676012 | 35449 | SH |  | DFND |  | 35449 | 0 | 0 |
| Procter and Gamble Co Com | COM | 742718109 |  | 2472957 | 17256 | SH |  | DFND |  | 17256 | 0 | 0 |
| Prologis Inc | COM | 74340W103 |  | 850982 | 6666 | SH |  | DFND |  | 6666 | 0 | 0 |
| Prudential Finl Inc Com | COM | 744320102 |  | 206570 | 1830 | SH |  | DFND |  | 1830 | 0 | 0 |
| Public Storage Reit | COM | 74460D109 |  | 654459 | 2522 | SH |  | DFND |  | 2522 | 0 | 0 |
| Pure Storage Inc Ordinary Shares - Class A | CL A | 74624M102 |  | 29484 | 440 | SH |  | DFND |  | 440 | 0 | 0 |
| Qualcomm Inc Com | COM | 747525103 |  | 326706 | 1910 | SH |  | DFND |  | 1910 | 0 | 0 |
| RTX Corp | COM | 75513E101 |  | 1672058 | 9117 | SH |  | DFND |  | 9117 | 0 | 0 |
| Restaurant Brands International | COM | 76131D103 |  | 11872 | 174 | SH |  | DFND |  | 174 | 0 | 0 |
| Rio Tinto PLC Sponsored ADR | SPONSORED ADR | 767204100 |  | 40015 | 500 | SH |  | DFND |  | 500 | 0 | 0 |
| S Global Inc Com | COM | 78409V104 |  | 65324 | 125 | SH |  | DFND |  | 125 | 0 | 0 |
| SPDR S 500 ETF | TR UNIT | 78462F103 |  | 355280 | 521 | SH |  | DFND |  | 521 | 0 | 0 |
| State Street SPDR Portfolio Short Term Corporate Bond ETF | PORTFOLIO SHORT | 78464A474 |  | 2172497 | 71937 | SH |  | DFND |  | 71937 | 0 | 0 |
| State Street SPDR S Dividend ETF | S DIVID ETF | 78464A763 |  | 139160 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| State Street SPDR Portfolio High Yield Bond ETF | PORTFLI HIGH YLD | 78468R606 |  | 264962 | 11194 | SH |  | DFND |  | 11194 | 0 | 0 |
| Salesforce Com Inc Com | COM | 79466L302 |  | 795790 | 3004 | SH |  | DFND |  | 3004 | 0 | 0 |
| Schein Henry Inc Com | COM | 806407102 |  | 3703 | 49 | SH |  | DFND |  | 49 | 0 | 0 |
| State Street Utilities Select Sector SPDR ETF | SBI INT-UTILS | 81369Y886 |  | 1195 | 28 | SH |  | DFND |  | 28 | 0 | 0 |
| Servicenow Inc | COM | 81762P102 |  | 51319 | 335 | SH |  | DFND |  | 335 | 0 | 0 |
| Sherwin Williams Co Com | COM | 824348106 |  | 249503 | 770 | SH |  | DFND |  | 770 | 0 | 0 |
| Silgan Holdings Inc Com | COM | 827048109 |  | 10093 | 250 | SH |  | DFND |  | 250 | 0 | 0 |
| Smucker J M Co Com New | COM NEW | 832696405 |  | 88029 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| Southern Co Com | COM | 842587107 |  | 777214 | 8913 | SH |  | DFND |  | 8913 | 0 | 0 |
| Starbucks Corp Com | COM | 855244109 |  | 48084 | 571 | SH |  | DFND |  | 571 | 0 | 0 |
| Stryker Corp Com | COM | 863667101 |  | 863913 | 2458 | SH |  | DFND |  | 2458 | 0 | 0 |
| Sturm Ruger  Co Inc Com | COM | 864159108 |  | 3265 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Sysco Corp | COM | 871829107 |  | 150696 | 2045 | SH |  | DFND |  | 2045 | 0 | 0 |
| TJX Cos Inc New Com | COM | 872540109 |  | 77419 | 504 | SH |  | DFND |  | 504 | 0 | 0 |
| T-mobile US INC T Mobile CORP COMMON | COM | 872590104 |  | 462525 | 2278 | SH |  | DFND |  | 2278 | 0 | 0 |
| Targa Resources Corp | COM | 87612G101 |  | 34502 | 187 | SH |  | DFND |  | 187 | 0 | 0 |
| Tesla Inc Com | COM | 88160R101 |  | 2155958 | 4794 | SH |  | DFND |  | 4794 | 0 | 0 |
| Thermo Fisher Scientific Inccom | COM | 883556102 |  | 1889007 | 3260 | SH |  | DFND |  | 3260 | 0 | 0 |
| 3M Co Com | COM | 88579Y101 |  | 228623 | 1428 | SH |  | DFND |  | 1428 | 0 | 0 |
| Tractor Supply Co Com | COM | 892356106 |  | 291008 | 5819 | SH |  | DFND |  | 5819 | 0 | 0 |
| Truist Finl Corp Com | COM | 89832Q109 |  | 29526 | 600 | SH |  | DFND |  | 600 | 0 | 0 |
| US Bancorp Del Com New | COM NEW | 902973304 |  | 231422 | 4337 | SH |  | DFND |  | 4337 | 0 | 0 |
| Uber Technologies Inc | COM | 90353T100 |  | 1004379 | 12292 | SH |  | DFND |  | 12292 | 0 | 0 |
| Union Pac Corp Com | COM | 907818108 |  | 231320 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| United Parcel Service Inc CL B | CL B | 911312106 |  | 23806 | 240 | SH |  | DFND |  | 240 | 0 | 0 |
| United Rentals Inc. | COM | 911363109 |  | 496922 | 614 | SH |  | DFND |  | 614 | 0 | 0 |
| UnitedHealth Group Inc Com | COM | 91324P102 |  | 15515 | 47 | SH |  | DFND |  | 47 | 0 | 0 |
| Vanguard Total Bd Mkt ETF | TOTAL BND MRKT | 921937835 |  | 4190658 | 56577 | SH |  | DFND |  | 56577 | 0 | 0 |
| Vanguard Ftse Emerging Mkts ETF | FTSE EMR MKT ETF | 922042858 |  | 1616724 | 30073 | SH |  | DFND |  | 30073 | 0 | 0 |
| Vanguard Short Term Treasury Index Fund | SHORT TERM TREAS | 92206C102 |  | 6932842 | 118046 | SH |  | DFND |  | 118046 | 0 | 0 |
| Vanguard Intermediate Term Treasury ETF | INTER TERM TREAS | 92206C706 |  | 2486616 | 41492 | SH |  | DFND |  | 41492 | 0 | 0 |
| Vanguard Index FDS S 500 ETF Shs | S 500 ETF SHS | 922908363 |  | 93442 | 149 | SH |  | DFND |  | 149 | 0 | 0 |
| Vanguard REIT ETF | REAL ESTATE ETF | 922908553 |  | 403868 | 4564 | SH |  | DFND |  | 4564 | 0 | 0 |
| Vanguard Group Inc. Small Cap Growth ETF | SML CP GRW ETF | 922908595 |  | 64954 | 215 | SH |  | DFND |  | 215 | 0 | 0 |
| Vanguard Group Inc. Small Cap Value Etf | SM CP VAL ETF | 922908611 |  | 84716 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Vanguard Group Inc. Growth ETF | GROWTH ETF | 922908736 |  | 9757 | 20 | SH |  | DFND |  | 20 | 0 | 0 |
| Vanguard Index FDS Total Stk Mkt | TOTAL STK MKT | 922908769 |  | 299396 | 893 | SH |  | DFND |  | 893 | 0 | 0 |
| Verizon Communications Inc Com | COM | 92343V104 |  | 228251 | 5604 | SH |  | DFND |  | 5604 | 0 | 0 |
| VISA Inc Com CL A | COM CL A | 92826C839 |  | 2433577 | 6939 | SH |  | DFND |  | 6939 | 0 | 0 |
| Walmart Inc Com | COM | 931142103 |  | 931388 | 8360 | SH |  | DFND |  | 8360 | 0 | 0 |
| Waste Mgmt Inc Del Com | COM | 94106L109 |  | 708784 | 3226 | SH |  | DFND |  | 3226 | 0 | 0 |
| Welltower Inc. | COM | 95040Q104 |  | 74244 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Franklin Templeton Investments (US) Western Asset Managed Municipals Fund Inc. | COM | 95766M105 |  | 69426 | 6650 | SH |  | DFND |  | 6650 | 0 | 0 |
| Zions Bancorporation Com | COM | 989701107 |  | 30734 | 525 | SH |  | DFND |  | 525 | 0 | 0 |
| Zoetis Inc CL A | CL A | 98978V103 |  | 555747 | 4417 | SH |  | DFND |  | 4417 | 0 | 0 |
| Accenture PLC Ireland ADR | SHS CLASS A | G1151C101 |  | 4293 | 16 | SH |  | DFND |  | 16 | 0 | 0 |
| Eaton Corp PLC ADR | SHS | G29183103 |  | 607399 | 1907 | SH |  | DFND |  | 1907 | 0 | 0 |
| Linde Plc   ADR | SHS | G54950103 |  | 415730 | 975 | SH |  | DFND |  | 975 | 0 | 0 |
| Medtronic PLC Shs ADR | SHS | G5960L103 |  | 454940 | 4736 | SH |  | DFND |  | 4736 | 0 | 0 |
| CyberArk Software Ltd ADR | SHS | M2682V108 |  | 35685 | 80 | SH |  | DFND |  | 80 | 0 | 0 |

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