# EDGAR Filing Document

**Accession Number:** 0000911927
**File Stem:** 0000911927-25-000006
**Filing Date:** 2025-10
**Character Count:** 13539
**Document Hash:** 6b0d1ac2f8c16283b6b77d3e3e735587
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000911927-25-000006.hdr.sgml**: 20251020

**ACCESSION NUMBER**: 0000911927-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251020

**DATE AS OF CHANGE**: 20251020

**EFFECTIVENESS DATE**: 20251020

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** AMERICAN FINANCIAL & TAX STRATEGIES INC
- **CENTRAL INDEX KEY:** 0000911927

**ORGANIZATION NAME:**
- **EIN:** 133685979
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24261
- **FILM NUMBER:** 251402524

**BUSINESS ADDRESS:**
- **STREET 1:** 1650 BROADWAY
- **STREET 2:** SUITE 1405
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 2123150345

**MAIL ADDRESS:**
- **STREET 1:** 1650 BROADWAY
- **STREET 2:** SUITE 1405
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** AMERICAN FINANCIAL & TAX STRATEGIES INC                 /ADV
- **DATE OF NAME CHANGE:** 19930910

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** AMERICAN FINANCIAL  TAX STRATEGIES INC<br>**Address:** 1650 BROADWAY<br>SUITE 1405<br>NEW YORK, NY 10019

**Form 13F File Number:** 028-24261

**CRD Number (if applicable):** 000115559

**SEC File Number (if applicable):** 801-44737

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Robert Braglia<br>**Title:** President  CCO<br>**Phone:** 2123150345

**Signature, Place, and Date of Signing:**

Robert Braglia  New York, NY  10-20-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 93

**Form 13F Information Table Value Total:** $200357063

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABRDN ETFS | BRG ALL COMD K1 | 003261104 |  | 2752704 | 127795 | SH |  | SOLE | 0 | 0 | 0 | 127795 |
| ALPHABET INC | AP STK CL A | 02079K305 |  | 321727 | 1323 | SH |  | SOLE | 0 | 0 | 0 | 1323 |
| ALTRIA GROUP INC | OM | 02209S103 |  | 1086489 | 16447 | SH |  | SOLE | 0 | 0 | 0 | 16447 |
| AMAZON COM INC | OM | 023135106 |  | 991798 | 4517 | SH |  | SOLE | 0 | 0 | 0 | 4517 |
| APPLE INC | OM | 037833100 |  | 1056744 | 4150 | SH |  | SOLE | 0 | 0 | 0 | 4150 |
| BERKSHIRE HATHAWAY INC DEL | L B NEW | 084670702 |  | 273993 | 545 | SH |  | SOLE | 0 | 0 | 0 | 545 |
| CISCO SYS INC | OM | 17275R102 |  | 1435452 | 20980 | SH |  | SOLE | 0 | 0 | 0 | 20980 |
| COCA COLA CO | OM | 191216100 |  | 388967 | 5865 | SH |  | SOLE | 0 | 0 | 0 | 5865 |
| DBX ETF TR | TRACK INTL REAL | 233051846 |  | 1057795 | 44917 | SH |  | SOLE | 0 | 0 | 0 | 44917 |
| EXXON MOBIL CORP | OM | 30231G102 |  | 1303165 | 11558 | SH |  | SOLE | 0 | 0 | 0 | 11558 |
| FIDELITY COVINGTON TRUST | SCI RL EST ETF | 316092857 |  | 5533872 | 198989 | SH |  | SOLE | 0 | 0 | 0 | 198989 |
| FRANKLIN TEMPLETON ETF TR | ENIOR LOAN ETF | 35473P595 |  | 2940358 | 122413 | SH |  | SOLE | 0 | 0 | 0 | 122413 |
| FRANKLIN TEMPLETON ETF TR | RANKLIN DYN MUN | 35473P868 |  | 3115769 | 125788 | SH |  | SOLE | 0 | 0 | 0 | 125788 |
| GOLDMAN SACHS GROUP INC | OM | 38141G104 |  | 220589 | 277 | SH |  | SOLE | 0 | 0 | 0 | 277 |
| GRANITESHARES ETF TR | BG COMMD K 1 | 38747R108 |  | 4869146 | 223355 | SH |  | SOLE | 0 | 0 | 0 | 223355 |
| GRANITESHARES GOLD TR | HS BEN INT | 38748G101 |  | 1356116 | 35631 | SH |  | SOLE | 0 | 0 | 0 | 35631 |
| INVESCO EXCH TRADED FD TR II | INTL QULTY | 46138E214 |  | 714457 | 21232 | SH |  | SOLE | 0 | 0 | 0 | 21232 |
| INVESCO EXCH TRADED FD TR II | Y AMT FRE MUN | 46138E529 |  | 1806169 | 81209 | SH |  | SOLE | 0 | 0 | 0 | 81209 |
| INVESCO EXCH TRADED FD TR II | LOW VOL | 46138E354 |  | 6546811 | 89097 | SH |  | SOLE | 0 | 0 | 0 | 89097 |
| ISHARES INC | P MRG EM CRP BD | 464286251 |  | 704855 | 15250 | SH |  | SOLE | 0 | 0 | 0 | 15250 |
| ISHARES TR | ELECT DIVID ETF | 464287168 |  | 362781 | 2553 | SH |  | SOLE | 0 | 0 | 0 | 2553 |
| ISHARES TR | US MD CP GR ETF | 464287481 |  | 376532 | 2644 | SH |  | SOLE | 0 | 0 | 0 | 2644 |
| ISHARES TR | ORNINGSTAR VALU | 464288109 |  | 288064 | 3200 | SH |  | SOLE | 0 | 0 | 0 | 3200 |
| ISHARES TR | US 1000 GRW ETF | 464287614 |  | 1555590 | 3321 | SH |  | SOLE | 0 | 0 | 0 | 3321 |
| ISHARES TR | US MID CAP ETF | 464287499 |  | 347773 | 3602 | SH |  | SOLE | 0 | 0 | 0 | 3602 |
| ISHARES TR | MC 400VL ETF | 464287705 |  | 633163 | 4881 | SH |  | SOLE | 0 | 0 | 0 | 4881 |
| ISHARES TR | MC 400GR ETF | 464287606 |  | 518381 | 5406 | SH |  | SOLE | 0 | 0 | 0 | 5406 |
| ISHARES TR | PMORGAN USD EMG | 464288281 |  | 695405 | 7305 | SH |  | SOLE | 0 | 0 | 0 | 7305 |
| ISHARES TR | BOXX INV CP ETF | 464287242 |  | 1203296 | 10795 | SH |  | SOLE | 0 | 0 | 0 | 10795 |
| ISHARES TR | L CLEAN ENE ETF | 464288224 |  | 228082 | 14734 | SH |  | SOLE | 0 | 0 | 0 | 14734 |
| ISHARES TR | SML 600 GWT | 464287887 |  | 2247232 | 15882 | SH |  | SOLE | 0 | 0 | 0 | 15882 |
| ISHARES TR | SG AWRE USD ETF | 46435G193 |  | 380541 | 16152 | SH |  | SOLE | 0 | 0 | 0 | 16152 |
| ISHARES TR | ORE INTL AGGR | 46435G672 |  | 886510 | 17305 | SH |  | SOLE | 0 | 0 | 0 | 17305 |
| ISHARES TR | AFE GRWTH ETF | 464288885 |  | 3122629 | 27420 | SH |  | SOLE | 0 | 0 | 0 | 27420 |
| ISHARES TR | AFE SML CP ETF | 464288273 |  | 2394892 | 31216 | SH |  | SOLE | 0 | 0 | 0 | 31216 |
| ISHARES TR | ORE HIGH DV ETF | 46429B663 |  | 3999584 | 32663 | SH |  | SOLE | 0 | 0 | 0 | 32663 |
| ISHARES TR | AFE VALUE ETF | 464288877 |  | 2236440 | 32971 | SH |  | SOLE | 0 | 0 | 0 | 32971 |
| ISHARES TR | ORNINGSTAR GRWT | 464287119 |  | 5226056 | 50106 | SH |  | SOLE | 0 | 0 | 0 | 50106 |
| MICROSOFT CORP | OM | 594918104 |  | 508627 | 982 | SH |  | SOLE | 0 | 0 | 0 | 982 |
| MONDELEZ INTL INC | L A | 609207105 |  | 535930 | 8579 | SH |  | SOLE | 0 | 0 | 0 | 8579 |
| NUSHARES ETF TR | UVEEN ESG LRGCP | 67092P201 |  | 328086 | 3299 | SH |  | SOLE | 0 | 0 | 0 | 3299 |
| NUSHARES ETF TR | UVEEN ESG LRGVL | 67092P300 |  | 359513 | 8203 | SH |  | SOLE | 0 | 0 | 0 | 8203 |
| NVIDIA CORPORATION | OM | 67066G104 |  | 241061 | 1292 | SH |  | SOLE | 0 | 0 | 0 | 1292 |
| PACER FDS TR | S SMALL CAP CAS | 69374H857 |  | 1973340 | 45074 | SH |  | SOLE | 0 | 0 | 0 | 45074 |
| PACER FDS TR | EVELOPED MRKT | 69374H873 |  | 3581688 | 98344 | SH |  | SOLE | 0 | 0 | 0 | 98344 |
| PACER FDS TR | S CASH COWS 100 | 69374H881 |  | 6245731 | 108678 | SH |  | SOLE | 0 | 0 | 0 | 108678 |
| PHILIP MORRIS INTL INC | OM | 718172109 |  | 1240343 | 7647 | SH |  | SOLE | 0 | 0 | 0 | 7647 |
| SCHWAB STRATEGIC TR | S MID-CAP ETF | 808524508 |  | 238246 | 8038 | SH |  | SOLE | 0 | 0 | 0 | 8038 |
| SCHWAB STRATEGIC TR | S LCAP GR ETF | 808524300 |  | 366582 | 11488 | SH |  | SOLE | 0 | 0 | 0 | 11488 |
| SCHWAB STRATEGIC TR | NTL SCEQT ETF | 808524888 |  | 1698137 | 37314 | SH |  | SOLE | 0 | 0 | 0 | 37314 |
| SCHWAB STRATEGIC TR | UNDAMENTAL INTL | 808524755 |  | 3368536 | 78411 | SH |  | SOLE | 0 | 0 | 0 | 78411 |
| SCHWAB STRATEGIC TR | S LCAP VA ETF | 808524409 |  | 3968945 | 136343 | SH |  | SOLE | 0 | 0 | 0 | 136343 |
| SELECT SECTOR SPDR TR | BI MATERIALS | 81369Y100 |  | 1442837 | 16100 | SH |  | SOLE | 0 | 0 | 0 | 16100 |
| SPDR INDEX SHS FDS | SCI EAFE FS ETF | 78470E106 |  | 336965 | 6833 | SH |  | SOLE | 0 | 0 | 0 | 6833 |
| SPDR INDEX SHS FDS | ORTFOLIO EMG MK | 78463X509 |  | 1347473 | 28786 | SH |  | SOLE | 0 | 0 | 0 | 28786 |
| SPDR SERIES TRUST | ORTFOLIO S | 78468R853 |  | 277086 | 5982 | SH |  | SOLE | 0 | 0 | 0 | 5982 |
| SPDR SERIES TRUST | 600 SMCP VAL | 78464A300 |  | 1066371 | 12029 | SH |  | SOLE | 0 | 0 | 0 | 12029 |
| SPDR SERIES TRUST | 400 MDCP VAL | 78464A839 |  | 1153528 | 13830 | SH |  | SOLE | 0 | 0 | 0 | 13830 |
| SPDR SERIES TRUST | UVEEN ICE HIGH | 78464A284 |  | 354031 | 14201 | SH |  | SOLE | 0 | 0 | 0 | 14201 |
| SPDR SERIES TRUST | 400 MDCP GRW | 78464A821 |  | 1619513 | 17688 | SH |  | SOLE | 0 | 0 | 0 | 17688 |
| SPDR SERIES TRUST | 600 SMCP GRW | 78464A201 |  | 2040845 | 21640 | SH |  | SOLE | 0 | 0 | 0 | 21640 |
| SPDR SERIES TRUST | RTFLO S GW | 78464A409 |  | 6472184 | 61929 | SH |  | SOLE | 0 | 0 | 0 | 61929 |
| SPDR SERIES TRUST | RTFLO S VL | 78464A508 |  | 8192968 | 148075 | SH |  | SOLE | 0 | 0 | 0 | 148075 |
| TESLA INC | OM | 88160R101 |  | 720446 | 1620 | SH |  | SOLE | 0 | 0 | 0 | 1620 |
| VANECK ETF TRUST | OLD MINERS ETF | 92189F106 |  | 571778 | 7484 | SH |  | SOLE | 0 | 0 | 0 | 7484 |
| VANECK ETF TRUST | REEN BOND ETF | 92189F171 |  | 310310 | 12702 | SH |  | SOLE | 0 | 0 | 0 | 12702 |
| VANGUARD ADMIRAL FDS INC | IDCP 400 GRTH | 921932869 |  | 486753 | 4074 | SH |  | SOLE | 0 | 0 | 0 | 4074 |
| VANGUARD ADMIRAL FDS INC | IDCP 400 VAL | 921932844 |  | 1315056 | 13050 | SH |  | SOLE | 0 | 0 | 0 | 13050 |
| VANGUARD ADMIRAL FDS INC | MLCP 600 VAL | 921932778 |  | 2038470 | 21408 | SH |  | SOLE | 0 | 0 | 0 | 21408 |
| VANGUARD BD INDEX FDS | HORT TRM BOND | 921937827 |  | 2304362 | 29202 | SH |  | SOLE | 0 | 0 | 0 | 29202 |
| VANGUARD BD INDEX FDS | OTAL BND MRKT | 921937835 |  | 3868472 | 52017 | SH |  | SOLE | 0 | 0 | 0 | 52017 |
| VANGUARD CHARLOTTE FDS | OTAL INT BD ETF | 92203J407 |  | 11153993 | 225515 | SH |  | SOLE | 0 | 0 | 0 | 225515 |
| VANGUARD INDEX FDS | ID CAP ETF | 922908629 |  | 322393 | 1098 | SH |  | SOLE | 0 | 0 | 0 | 1098 |
| VANGUARD INDEX FDS | ROWTH ETF | 922908736 |  | 677859 | 1413 | SH |  | SOLE | 0 | 0 | 0 | 1413 |
| VANGUARD INDEX FDS | MALL CP ETF | 922908751 |  | 468638 | 1843 | SH |  | SOLE | 0 | 0 | 0 | 1843 |
| VANGUARD INDEX FDS | ML CP GRW ETF | 922908595 |  | 3298225 | 11082 | SH |  | SOLE | 0 | 0 | 0 | 11082 |
| VANGUARD INDEX FDS | CAP GR IDXVIP | 922908538 |  | 3570210 | 12152 | SH |  | SOLE | 0 | 0 | 0 | 12152 |
| VANGUARD INDEX FDS | M CP VAL ETF | 922908611 |  | 3110110 | 14902 | SH |  | SOLE | 0 | 0 | 0 | 14902 |
| VANGUARD INDEX FDS | EAL ESTATE ETF | 922908553 |  | 1428986 | 15631 | SH |  | SOLE | 0 | 0 | 0 | 15631 |
| VANGUARD INDEX FDS | CAP VL IDXVIP | 922908512 |  | 3113368 | 17833 | SH |  | SOLE | 0 | 0 | 0 | 17833 |
| VANGUARD INTL EQUITY INDEX F | LLWRLD EX US | 922042775 |  | 311710 | 4368 | SH |  | SOLE | 0 | 0 | 0 | 4368 |
| VANGUARD INTL EQUITY INDEX F | LB EX US ETF | 922042676 |  | 459593 | 9627 | SH |  | SOLE | 0 | 0 | 0 | 9627 |
| VANGUARD INTL EQUITY INDEX F | TSE EMR MKT ETF | 922042858 |  | 724209 | 13367 | SH |  | SOLE | 0 | 0 | 0 | 13367 |
| VANGUARD MUN BD FDS | AX EXEMPT BD | 922907746 |  | 5746409 | 114768 | SH |  | SOLE | 0 | 0 | 0 | 114768 |
| VANGUARD NY TAX FREE FDS | AX EXEMPT BD | 92204H400 |  | 357099 | 3469 | SH |  | SOLE | 0 | 0 | 0 | 3469 |
| VANGUARD SCOTTSDALE FDS | NG RUS2000GRW | 92206C623 |  | 827804 | 3541 | SH |  | SOLE | 0 | 0 | 0 | 3541 |
| VANGUARD SCOTTSDALE FDS | NG RUS1000GRW | 92206C680 |  | 9718321 | 80650 | SH |  | SOLE | 0 | 0 | 0 | 80650 |
| VANGUARD WHITEHALL FDS | NTL DVD ETF | 921946810 |  | 4084746 | 45604 | SH |  | SOLE | 0 | 0 | 0 | 45604 |
| VANGUARD WHITEHALL FDS | M MK GOV BD ETF | 921946885 |  | 4719651 | 70548 | SH |  | SOLE | 0 | 0 | 0 | 70548 |
| VANGUARD WORLD FD | EGA GRWTH IND | 921910816 |  | 7008748 | 17417 | SH |  | SOLE | 0 | 0 | 0 | 17417 |
| VULCAN MATLS CO | OM | 929160109 |  | 826883 | 2688 | SH |  | SOLE | 0 | 0 | 0 | 2688 |
| WISDOMTREE TR | IELD ENHANCD US | 97717X511 |  | 2786885 | 62952 | SH |  | SOLE | 0 | 0 | 0 | 62952 |
| WISDOMTREE TR | M EX ST-OWNED | 97717X578 |  | 9887083 | 260598 | SH |  | SOLE | 0 | 0 | 0 | 260598 |

---