# EDGAR Filing Document

**Accession Number:** 0002111209
**File Stem:** 0001951757-26-000466
**Filing Date:** 2026-2
**Character Count:** 12515
**Document Hash:** de3f89d15211ec500513e159abd06106
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-26-000466.hdr.sgml**: 20260217

**ACCESSION NUMBER**: 0001951757-26-000466

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260217

**DATE AS OF CHANGE**: 20260217

**EFFECTIVENESS DATE**: 20260217

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SPWM Advisors LLC
- **CENTRAL INDEX KEY:** 0002111209

**ORGANIZATION NAME:**
- **EIN:** 934838582
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-26455
- **FILM NUMBER:** 26637304

**BUSINESS ADDRESS:**
- **STREET 1:** 134 WEST STATE STREET
- **STREET 2:** SUITE 200
- **CITY:** TRAVERSE CITY
- **STATE:** MI
- **ZIP:** 49684
- **BUSINESS PHONE:** (231) 668-6999

**MAIL ADDRESS:**
- **STREET 1:** 134 WEST STATE STREET
- **STREET 2:** SUITE 200
- **CITY:** TRAVERSE CITY
- **STATE:** MI
- **ZIP:** 49684

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SPWM Advisors LLC<br>**Address:** 134 WEST STATE STREET<br>SUITE 200<br>TRAVERSE CITY, MI 49684

**Form 13F File Number:** 028-26455

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lauren Golba<br>**Title:** Chief Compliance Officer<br>**Phone:** (231) 668-6999

**Signature, Place, and Date of Signing:**

Lauren Golba  Traverse City, MI  02-17-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 92

**Form 13F Information Table Value Total:** $105294964

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC | COM | 023135106 |  | 3091603 | 13394 | SH |  | SOLE |  | 0 | 0 | 13394 |
| STARBUCKS CORP | COM | 855244109 |  | 862910 | 10247 | SH |  | SOLE |  | 0 | 0 | 10247 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 1154972 | 3295 | SH |  | SOLE |  | 0 | 0 | 3295 |
| EBAY INC. | COM | 278642103 |  | 250609 | 2877 | SH |  | SOLE |  | 0 | 0 | 2877 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 340498 | 1550 | SH |  | SOLE |  | 0 | 0 | 1550 |
| DEXCOM INC | COM | 252131107 |  | 340876 | 5136 | SH |  | SOLE |  | 0 | 0 | 5136 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 400646 | 465 | SH |  | SOLE |  | 0 | 0 | 465 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 754626 | 7856 | SH |  | SOLE |  | 0 | 0 | 7856 |
| FIRST MAJESTIC SILVER CORP | COM | 32076V103 |  | 252627 | 15164 | SH |  | SOLE |  | 0 | 0 | 15164 |
| SANOFI SA | SPONSORED ADR | 80105N105 |  | 393462 | 8119 | SH |  | SOLE |  | 0 | 0 | 8119 |
| SPDR S 500 ETF TR | CALL | 78462F903 |  | 681920 | 1000 | PRN | Call | SOLE |  | 0 | 0 | 1000 |
| MCKESSON CORP | COM | 58155Q103 |  | 559810 | 682 | SH |  | SOLE |  | 0 | 0 | 682 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 945242 | 1656 | SH |  | SOLE |  | 0 | 0 | 1656 |
| DIAGEO PLC | SPON ADR NEW | 25243Q205 |  | 515279 | 5973 | SH |  | SOLE |  | 0 | 0 | 5973 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 652927 | 5624 | SH |  | SOLE |  | 0 | 0 | 5624 |
| CENCORA INC | COM | 03073E105 |  | 556823 | 1649 | SH |  | SOLE |  | 0 | 0 | 1649 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 761998 | 3926 | SH |  | SOLE |  | 0 | 0 | 3926 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 895691 | 1892 | SH |  | SOLE |  | 0 | 0 | 1892 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 350760 | 14591 | SH |  | SOLE |  | 0 | 0 | 14591 |
| IQVIA HLDGS INC | COM | 46266C105 |  | 1489284 | 6607 | SH |  | SOLE |  | 0 | 0 | 6607 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 224491 | 1868 | SH |  | SOLE |  | 0 | 0 | 1868 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1541628 | 3067 | SH |  | SOLE |  | 0 | 0 | 3067 |
| ADOBE INC | COM | 00724F101 |  | 592883 | 1694 | SH |  | SOLE |  | 0 | 0 | 1694 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2569760 | 8210 | SH |  | SOLE |  | 0 | 0 | 8210 |
| UNILEVER PLC | SPON ADR NEW | 904767803 |  | 633007 | 9679 | SH |  | SOLE |  | 0 | 0 | 9679 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 700334 | 23430 | SH |  | SOLE |  | 0 | 0 | 23430 |
| MICROSOFT CORP | COM | 594918104 |  | 3752978 | 7760 | SH |  | SOLE |  | 0 | 0 | 7760 |
| MASCO CORP | COM | 574599106 |  | 482671 | 7606 | SH |  | SOLE |  | 0 | 0 | 7606 |
| TESLA INC | COM | 88160R101 |  | 583737 | 1298 | SH |  | SOLE |  | 0 | 0 | 1298 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 350536 | 559 | SH |  | SOLE |  | 0 | 0 | 559 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL SILVER | 85207K107 |  | 354750 | 15000 | SH |  | SOLE |  | 0 | 0 | 15000 |
| EA SERIES TRUST | STRIVE EMERGING | 02072L698 |  | 329018 | 9160 | SH |  | SOLE |  | 0 | 0 | 9160 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 563582 | 2282 | SH |  | SOLE |  | 0 | 0 | 2282 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 7107572 | 69696 | SH |  | SOLE |  | 0 | 0 | 69696 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 227956 | 1945 | SH |  | SOLE |  | 0 | 0 | 1945 |
| AIRBNB INC | COM CL A | 009066101 |  | 671271 | 4946 | SH |  | SOLE |  | 0 | 0 | 4946 |
| VISA INC | COM CL A | 92826C839 |  | 1401037 | 3995 | SH |  | SOLE |  | 0 | 0 | 3995 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 359285 | 1881 | SH |  | SOLE |  | 0 | 0 | 1881 |
| TRX GOLD CORPORATION | COM | 87283P109 |  | 50650 | 55000 | SH |  | SOLE |  | 0 | 0 | 55000 |
| META PLATFORMS INC | CL A | 30303M102 |  | 2641860 | 4002 | SH |  | SOLE |  | 0 | 0 | 4002 |
| META PLATFORMS INC | CALL | 30303M902 |  | 264036 | 400 | PRN | Call | SOLE |  | 0 | 0 | 400 |
| AUTONATION INC | COM | 05329W102 |  | 249428 | 1208 | SH |  | SOLE |  | 0 | 0 | 1208 |
| EA SERIES TRUST | STRIVE 1000 VALU | 02072L599 |  | 1570241 | 46932 | SH |  | SOLE |  | 0 | 0 | 46932 |
| EA SERIES TRUST | STRIVE 1000 GRWT | 02072L615 |  | 996947 | 19591 | SH |  | SOLE |  | 0 | 0 | 19591 |
| NOVARTIS AG | SPONSORED ADR | 66987V109 |  | 699700 | 5075 | SH |  | SOLE |  | 0 | 0 | 5075 |
| EA SERIES TRUST | STRIVE SML CAP | 02072L573 |  | 817876 | 24583 | SH |  | SOLE |  | 0 | 0 | 24583 |
| OMNICOM GROUP INC | COM | 681919106 |  | 622172 | 7705 | SH |  | SOLE |  | 0 | 0 | 7705 |
| ENBRIDGE INC | COM | 29250N105 |  | 213574 | 4465 | SH |  | SOLE |  | 0 | 0 | 4465 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2537420 | 13605 | SH |  | SOLE |  | 0 | 0 | 13605 |
| DENISON MINES CORP | COM | 248356107 |  | 53227 | 20010 | SH |  | SOLE |  | 0 | 0 | 20010 |
| INVESCO EXCHANGE TRADED FD T | LARGE CAP VALUE | 46137V738 |  | 10619038 | 159637 | SH |  | SOLE |  | 0 | 0 | 159637 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1684030 | 5542 | SH |  | SOLE |  | 0 | 0 | 5542 |
| POLARIS INC | COM | 731068102 |  | 714633 | 11299 | SH |  | SOLE |  | 0 | 0 | 11299 |
| EA SERIES TRUST | STRIVE ENHANCED | 02072L441 |  | 539862 | 26673 | SH |  | SOLE |  | 0 | 0 | 26673 |
| QUALCOMM INC | COM | 747525103 |  | 1042653 | 6096 | SH |  | SOLE |  | 0 | 0 | 6096 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 690881 | 2052 | SH |  | SOLE |  | 0 | 0 | 2052 |
| EA SERIES TRUST | STRIVE TOTAL RET | 02072L458 |  | 268596 | 13363 | SH |  | SOLE |  | 0 | 0 | 13363 |
| EA SERIES TRUST | STRIVE 500 ETF | 02072L680 |  | 579872 | 13154 | SH |  | SOLE |  | 0 | 0 | 13154 |
| AUTODESK INC | COM | 052769106 |  | 625765 | 2114 | SH |  | SOLE |  | 0 | 0 | 2114 |
| VANECK ETF TRUST | JUNIOR GOLD MINE | 92189F791 |  | 465413 | 4090 | SH |  | SOLE |  | 0 | 0 | 4090 |
| VEEVA SYS INC | CL A COM | 922475108 |  | 331943 | 1487 | SH |  | SOLE |  | 0 | 0 | 1487 |
| EA SERIES TRUST | STRIVE INTL DEV | 02072L524 |  | 808448 | 25928 | SH |  | SOLE |  | 0 | 0 | 25928 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 6384564 | 189228 | SH |  | SOLE |  | 0 | 0 | 189228 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1162494 | 12473 | SH |  | SOLE |  | 0 | 0 | 12473 |
| ECOLAB INC | COM | 278865100 |  | 302984 | 1154 | SH |  | SOLE |  | 0 | 0 | 1154 |
| CARMAX INC | COM | 143130102 |  | 556146 | 14393 | SH |  | SOLE |  | 0 | 0 | 14393 |
| SALESFORCE INC | COM | 79466L302 |  | 826697 | 3121 | SH |  | SOLE |  | 0 | 0 | 3121 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1426864 | 4428 | SH |  | SOLE |  | 0 | 0 | 4428 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 603051 | 6442 | SH |  | SOLE |  | 0 | 0 | 6442 |
| BANK AMERICA CORP | COM | 060505104 |  | 420091 | 7638 | SH |  | SOLE |  | 0 | 0 | 7638 |
| WALMART INC | COM | 931142103 |  | 271673 | 2438 | SH |  | SOLE |  | 0 | 0 | 2438 |
| ORACLE CORP | COM | 68389X105 |  | 456292 | 2341 | SH |  | SOLE |  | 0 | 0 | 2341 |
| RTX CORPORATION | COM | 75513E101 |  | 541115 | 2950 | SH |  | SOLE |  | 0 | 0 | 2950 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1369514 | 4364 | SH |  | SOLE |  | 0 | 0 | 4364 |
| APPLIED MATLS INC | COM | 038222105 |  | 1933175 | 7522 | SH |  | SOLE |  | 0 | 0 | 7522 |
| ANALOG DEVICES INC | COM | 032654105 |  | 679177 | 2504 | SH |  | SOLE |  | 0 | 0 | 2504 |
| NOVAGOLD RES INC | COM NEW | 66987E206 |  | 93293 | 10010 | SH |  | SOLE |  | 0 | 0 | 10010 |
| CHECK POINT SOFTWARE TECH LT | ORD | M22465104 |  | 750219 | 4043 | SH |  | SOLE |  | 0 | 0 | 4043 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 276849 | 1649 | SH |  | SOLE |  | 0 | 0 | 1649 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 1376529 | 8582 | SH |  | SOLE |  | 0 | 0 | 8582 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 9238064 | 200653 | SH |  | SOLE |  | 0 | 0 | 200653 |
| FORTUNA MNG CORP | COM NEW | 349942102 |  | 98198 | 10010 | SH |  | SOLE |  | 0 | 0 | 10010 |
| ROYAL GOLD INC | COM | 780287108 |  | 515332 | 2318 | SH |  | SOLE |  | 0 | 0 | 2318 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 785252 | 6525 | SH |  | SOLE |  | 0 | 0 | 6525 |
| LLOYDS BANKING GROUP PLC | SPONSORED ADR | 539439109 |  | 169975 | 32071 | SH |  | SOLE |  | 0 | 0 | 32071 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 205398 | 1276 | SH |  | SOLE |  | 0 | 0 | 1276 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 2258449 | 22605 | SH |  | SOLE |  | 0 | 0 | 22605 |
| URANIUM ENERGY CORP | COM | 916896103 |  | 1284800 | 110000 | SH |  | SOLE |  | 0 | 0 | 110000 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 245209 | 3715 | SH |  | SOLE |  | 0 | 0 | 3715 |
| APPLE INC | COM | 037833100 |  | 1162007 | 4274 | SH |  | SOLE |  | 0 | 0 | 4274 |
| DISNEY WALT CO | COM | 254687106 |  | 958756 | 8427 | SH |  | SOLE |  | 0 | 0 | 8427 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 2155473 | 402 | SH |  | SOLE |  | 0 | 0 | 402 |

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