# EDGAR Filing Document

**Accession Number:** 0001217286
**File Stem:** 0001193125-25-187124
**Filing Date:** 2025-8
**Character Count:** 11445
**Document Hash:** 24853b86c7cdfdfa98c774bfe191ab29
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-187124.hdr.sgml**: 20250825

**ACCESSION NUMBER**: 0001193125-25-187124

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20250825

**DATE AS OF CHANGE**: 20250825

**EFFECTIVENESS DATE**: 20250825

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** JPMorgan Trust I
- **CENTRAL INDEX KEY:** 0001217286

**ORGANIZATION NAME:**
- **EIN:** 331043149
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-103022
- **FILM NUMBER:** 251248197

**BUSINESS ADDRESS:**
- **STREET 1:** 277 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10172
- **BUSINESS PHONE:** 800-480-4111

**MAIL ADDRESS:**
- **STREET 1:** 277 PARK AVENUE
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10172

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** JP MORGAN MUTUAL FUND SERIES
- **DATE OF NAME CHANGE:** 20030204

## Series and Classes Contracts Data

### JPMorgan SmartRetirement Income Fund (Series ID: S000011871)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | JSRAX         | C000032433 |
| Class C    | JSRCX         | C000032434 |
| Class I    | JSRSX         | C000032435 |
| Class R5   | JSIIX         | C000032436 |
| Class R2   | JSIZX         | C000070627 |
| Class R6   | JSIYX         | C000148425 |
| Class R3   | JSIPX         | C000169479 |
| Class R4   | JSIQX         | C000169480 |

---

### JPMorgan SmartRetirement 2030 Fund (Series ID: S000011875)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | JSMAX         | C000032449 |
| Class C    | JSMCX         | C000032450 |
| Class I    | JSMSX         | C000032451 |
| Class R5   | JSMIX         | C000032452 |
| Class R2   | JSMZX         | C000070631 |
| Class R6   | JSMYX         | C000148428 |
| Class R3   | JSMNX         | C000169485 |
| Class R4   | JSMQX         | C000169486 |

---

### JPMorgan SmartRetirement 2040 Fund (Series ID: S000011876)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | SMTAX         | C000032453 |
| Class C    | SMTCX         | C000032454 |
| Class I    | SMTSX         | C000032455 |
| Class R5   | SMTIX         | C000032456 |
| Class R2   | SMTZX         | C000070632 |
| Class R6   | SMTYX         | C000148429 |
| Class R4   | SMTQX         | C000169487 |
| Class R3   | SMTPX         | C000169488 |

---

### JPMorgan SmartRetirement 2025 Fund (Series ID: S000018065)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | JNSAX         | C000050048 |
| Class C    | JNSCX         | C000050049 |
| Class I    | JNSSX         | C000050050 |
| Class R5   | JNSIX         | C000050051 |
| Class R2   | JNSZX         | C000070633 |
| Class R6   | JNSYX         | C000148430 |
| Class R3   | JNSPX         | C000169489 |
| Class R4   | JNSQX         | C000169490 |

---

### JPMorgan SmartRetirement 2035 Fund (Series ID: S000018066)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | SRJAX         | C000050052 |
| Class C    | SRJCX         | C000050053 |
| Class I    | SRJSX         | C000050054 |
| Class R5   | SRJIX         | C000050055 |
| Class R2   | SRJZX         | C000070634 |
| Class R6   | SRJYX         | C000148431 |
| Class R3   | SRJPX         | C000169491 |
| Class R4   | SRJQX         | C000169492 |

---

### JPMorgan SmartRetirement 2045 Fund (Series ID: S000018067)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class C    | JSACX         | C000050056 |
| Class I    | JSASX         | C000050057 |
| Class R5   | JSAIX         | C000050058 |
| Class A    | JSAAX         | C000050059 |
| Class R2   | JSAZX         | C000070635 |
| Class R6   | JSAYX         | C000148432 |
| Class R3   | JSAPX         | C000169493 |
| Class R4   | JSAQX         | C000169494 |

---

### JPMorgan SmartRetirement 2050 Fund (Series ID: S000018068)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | JTSAX         | C000050060 |
| Class C    | JTSCX         | C000050061 |
| Class I    | JTSSX         | C000050062 |
| Class R5   | JTSIX         | C000050063 |
| Class R2   | JTSZX         | C000070636 |
| Class R6   | JTSYX         | C000148433 |
| Class R3   | JTSPX         | C000169495 |
| Class R4   | JTSQX         | C000169496 |

---

### JPMorgan SmartRetirement 2055 Fund (Series ID: S000035832)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | JFFAX         | C000109814 |
| Class C    | JFFCX         | C000109815 |
| Class I    | JFFSX         | C000109816 |
| Class R2   | JFFRX         | C000109817 |
| Class R5   | JFFIX         | C000109818 |
| Class R6   | JFFYX         | C000148434 |
| Class R3   | JFFPX         | C000169497 |
| Class R4   | JFFQX         | C000169498 |

---

### JPMorgan SmartRetirement 2060 Fund (Series ID: S000054775)

---

|  |  |  |
|:---|:---|:---|
| Class Name | Ticker Symbol | Class ID   |
| Class A    | JAKAX         | C000172118 |
| Class C    | JAKCX         | C000172119 |
| Class I    | JAKSX         | C000172120 |
| Class R5   | JAKIX         | C000172121 |
| Class R2   | JAKZX         | C000172122 |
| Class R3   | JAKPX         | C000172123 |
| Class R4   | JAKQX         | C000172124 |
| Class R6   | JAKYX         | C000172125 |

---

## Series and Classes Contracts Data

### JPMorgan SmartRetirement Income Fund (Series ID: S000011871)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000032433 | Class A      | JSRAX           |
| C000032434 | Class C      | JSRCX           |
| C000032435 | Class I      | JSRSX           |
| C000032436 | Class R5     | JSIIX           |
| C000070627 | Class R2     | JSIZX           |
| C000148425 | Class R6     | JSIYX           |
| C000169479 | Class R3     | JSIPX           |
| C000169480 | Class R4     | JSIQX           |

### JPMorgan SmartRetirement 2030 Fund (Series ID: S000011875)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000032449 | Class A      | JSMAX           |
| C000032450 | Class C      | JSMCX           |
| C000032451 | Class I      | JSMSX           |
| C000032452 | Class R5     | JSMIX           |
| C000070631 | Class R2     | JSMZX           |
| C000148428 | Class R6     | JSMYX           |
| C000169485 | Class R3     | JSMNX           |
| C000169486 | Class R4     | JSMQX           |

### JPMorgan SmartRetirement 2040 Fund (Series ID: S000011876)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000032453 | Class A      | SMTAX           |
| C000032454 | Class C      | SMTCX           |
| C000032455 | Class I      | SMTSX           |
| C000032456 | Class R5     | SMTIX           |
| C000070632 | Class R2     | SMTZX           |
| C000148429 | Class R6     | SMTYX           |
| C000169487 | Class R4     | SMTQX           |
| C000169488 | Class R3     | SMTPX           |

### JPMorgan SmartRetirement 2025 Fund (Series ID: S000018065)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000050048 | Class A      | JNSAX           |
| C000050049 | Class C      | JNSCX           |
| C000050050 | Class I      | JNSSX           |
| C000050051 | Class R5     | JNSIX           |
| C000070633 | Class R2     | JNSZX           |
| C000148430 | Class R6     | JNSYX           |
| C000169489 | Class R3     | JNSPX           |
| C000169490 | Class R4     | JNSQX           |

### JPMorgan SmartRetirement 2035 Fund (Series ID: S000018066)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000050052 | Class A      | SRJAX           |
| C000050053 | Class C      | SRJCX           |
| C000050054 | Class I      | SRJSX           |
| C000050055 | Class R5     | SRJIX           |
| C000070634 | Class R2     | SRJZX           |
| C000148431 | Class R6     | SRJYX           |
| C000169491 | Class R3     | SRJPX           |
| C000169492 | Class R4     | SRJQX           |

### JPMorgan SmartRetirement 2045 Fund (Series ID: S000018067)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000050056 | Class C      | JSACX           |
| C000050057 | Class I      | JSASX           |
| C000050058 | Class R5     | JSAIX           |
| C000050059 | Class A      | JSAAX           |
| C000070635 | Class R2     | JSAZX           |
| C000148432 | Class R6     | JSAYX           |
| C000169493 | Class R3     | JSAPX           |
| C000169494 | Class R4     | JSAQX           |

### JPMorgan SmartRetirement 2050 Fund (Series ID: S000018068)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000050060 | Class A      | JTSAX           |
| C000050061 | Class C      | JTSCX           |
| C000050062 | Class I      | JTSSX           |
| C000050063 | Class R5     | JTSIX           |
| C000070636 | Class R2     | JTSZX           |
| C000148433 | Class R6     | JTSYX           |
| C000169495 | Class R3     | JTSPX           |
| C000169496 | Class R4     | JTSQX           |

### JPMorgan SmartRetirement 2055 Fund (Series ID: S000035832)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000109814 | Class A      | JFFAX           |
| C000109815 | Class C      | JFFCX           |
| C000109816 | Class I      | JFFSX           |
| C000109817 | Class R2     | JFFRX           |
| C000109818 | Class R5     | JFFIX           |
| C000148434 | Class R6     | JFFYX           |
| C000169497 | Class R3     | JFFPX           |
| C000169498 | Class R4     | JFFQX           |

### JPMorgan SmartRetirement 2060 Fund (Series ID: S000054775)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000172118 | Class A      | JAKAX           |
| C000172119 | Class C      | JAKCX           |
| C000172120 | Class I      | JAKSX           |
| C000172121 | Class R5     | JAKIX           |
| C000172122 | Class R2     | JAKZX           |
| C000172123 | Class R3     | JAKPX           |
| C000172124 | Class R4     | JAKQX           |
| C000172125 | Class R6     | JAKYX           |

**JPMORGAN TRUST I** 

**JPMorgan SmartRetirement Funds** 

JPMorgan SmartRetirement<sup>®</sup> Income Fund

JPMorgan SmartRetirement<sup>®</sup> 2025 Fund

JPMorgan SmartRetirement<sup>®</sup> 2030 Fund

JPMorgan SmartRetirement<sup>®</sup> 2035 Fund

JPMorgan SmartRetirement<sup>®</sup> 2040 Fund

JPMorgan SmartRetirement<sup>®</sup> 2045 Fund

JPMorgan SmartRetirement<sup>®</sup> 2050 Fund

JPMorgan SmartRetirement<sup>®</sup> 2055 Fund

JPMorgan SmartRetirement<sup>®</sup> 2060 Fund

**JPMORGAN TRUST IV** 

**JPMorgan SmartRetirement Funds** 

JPMorgan SmartRetirement<sup>®</sup> 2065 Fund

*(each a "Fund" and collectively, the "Funds")* 

*(All Share Classes)* 

**Supplement dated August 25, 2025 to the current Summary Prospectuses,** 

**Prospectuses and Statement of Additional Information, as supplemented** 

Effective immediately, Silvia Trillo will no longer serve as a portfolio manager to the Funds. All references to Ms. Trillo are hereby deleted from the Funds' Summary Prospectuses, Prospectuses and Statement of Additional Information.

**INVESTORS SHOULD RETAIN THIS SUPPLEMENT WITH THE** 

**SUMMARY PROSPECTUSES, PROSPECTUSES AND STATEMENT OF** 

**ADDITIONAL INFORMATION FOR FUTURE REFERENCE** 

**SUP-SR-PM-825**